Terry Women's Stretch Midi Skirt with Knickers Full stretch, nylon/Lycra outer skirt with integrated knickers for extra coverage while riding Knicker: Tri chamois is a seamless, lightweight, low-density foam chamois with 4-way stretch, maximum breathability and hygienic cover Skirt: Wide mid-rise waistband provides comfort and falls just below your belly button Knicker: Elastic-free leg openings for comfort