Pioneer Photo Albums Collage Frame Embossed Sewn Leatherette Cover Memory Book for Scrapbooking, 12-Inch by 12-Inch, Black Sewn leatherette collage frame design 10 Top-loading, seamless clear protectors and heavy white paper inserts - 20 pages Accepts unlimited refills Inserts easily slide out while protectors remain in place Archival, photo safe: acid, lignin and PVC free