Pioneer Photo Albums E-Z Load Memory Book, 12 by 12-Inch Contains 20 pages: 10 top-loading sheet protectors and 10 heavy white paper inserts Archival quality paper and plastic are acid, lignin and PVC free Inserts easily slide in and out of the post-bound seamless sheet protectors Screw post-binding system allows unlimited refills Washable Endurahide covers with gold accents