925 Sterling Silver Circle of Life Charm Karma Pendant circular karmic loop necklace pendant or bracelet charm finely crafted with genuine 925 sterling silver in perfect polished finish comes with free special gift packaging made in the USA yet offered at factory direct jewelry price ships from the manufacturer directly to the customers You can return this item for any reason and get a full refund: no shipping charges. The item must be returned in new and unused condition. Go to Your Orders to start the return Print the return shipping label Ship it!