Fine 925 Sterling Silver CZ-Studded Script Letter M Initial Pendant Necklace personalized alphabet charm necklace showcasing a cursive upper-case letter "M" in single-mounted setting exquisitely handcrafted with solid 925 sterling silver and embellished with round-shape clear cubic zirconia gemstones in pave setting comes with its very own dainty 925 sterling silver chain and free special gift packaging made in the USA yet offered at factory direct jewelry price ships from the manufacturer directly to the customers