Day-Timer Verona Leather Planner, Zip Closure, Folio Size, 11 x 13 Inches, Black (D83151E) Zip closure binder made of soft, supple black cowhide for a professional appearance Includes binder, sample of three calendar formats, tabbed address and phone directory, note pad, business card holder, tabbed monthly dividers, reference pages, and zip pouch Inside front cover of this multi pocket binder has ID window, card pockets, double gusted pocket and zip pouch Large pocket on the outside front cover for extra storage Folio size 8.5 x 11 Inches pages Zip closure binder made of soft, supple black cowhide for a professional appearance Includes binder, sample of three calendar formats, tabbed address and phone directory, note pad, business card holder, Inside front cover of this binder has ID window, card pockets, double gusted pocket and zip pouch Large pocket on the outside front cover for extra storage Folio size 8.5 x 11 Inches pages Tabbed monthly dividers, reference pages, and zip pouch