SmartGuard 4-Year Fitness Plan under $400 Please note, protection plan details will be delivered by EMAIL ONLY, via AmazonSupport@Warrantech.com within 72 hours of purchase. Please print a copy of the email for your records. Keeps your product purchase protected after its manufacturers warranty expires. Provides nationwide repair support, as per the terms and conditions found on the protection plan product page. Coverage and claim limits apply. See protection plan details below by clicking on the "Warranty"link. Begins the day after manufacturers warranty expiration, typically 1 year from purchase date. Free in-home repair for larger items. Free two-way shipping for smaller items. Includes parts and labor coverage for material and mechanical issues, electrical failures, and other covered repairs. If a covered repair cannot be completed, you will be reimbursed with an Amazon gift card in the amount of your original product purchase price.