Assurant 3-Year GPS Protection Plan with Accidental Damage ($400-$449.99) Accidental damage starts day one; mechanical and electrical failures are covered after the manufacturer's warranty expires. Delivered by e-mail; register and file claims online or by phone We will fix the item, replace or pay up to the original purchase cost of the item. Zero deductible Fully transferable if you give as a gift Products used for commercial or business purposes are excluded