SmartGuard 1-Year Cell Phone Accidental Protection Plan ($50 - $100) - $25 De... Accidental damage (drops and spills) and power surge coverage begin day 1. Parts and labor coverage for mechanical and electrical failures begins after your products warranty expires. Plan Terms and Conditions sent via email within hours of completing your purchase, please look for an email from Amazon Support If you do not receive. Provides nationwide repair support as per the Terms and Conditions. If your product cant be repaired, an Amazon Gift Card will be provided. $25 Dollar Deductible Will Apply See Product Description for details including limitations and what is not covered.