Assurant 3-Year Laptop Protection Plan with Accidental Damage ($450-$499.99) Whats Covered: Drops; Spills; Mechanical Failure; Accidents; Part and Labor; Surge Protection; We will fix the item, replace or pay up to the original purchase cost of the item Delivered by e-mail; register and file claims online or by phone, fully transferrable Cancel anytime, no deductible Products used for commercial or business purposes are excluded