| 1 | A | B | C | D |
| --- | --- | --- | --- | --- |
| 2 | coefficients of the linear regression model on the decrease of the debt of graduates, 2015 postsecondary graduates |  |  |  |
| 3 | factor affecting debt repayment | model on percentage reduction of student debt |  |  |
| 4 |  | level of study |  |  |
| 5 |  | college | bachelor's | master's, doctorate and professional |
| 6 |  | percent |  |  |
| 7 | employment income in 2018 | 0.2 | 0.2 | 0.2 |
| 8 | size of student debt at graduation |  |  |  |
| 9 | less than $5,000 | .. | .. | .. |
| 10 | $5,000 to less than $10,000 | -19.2 | -12.1 | -13.8 |
| 11 | $10,000 to less than $25,000 | -30.6 | -27.9 | -27.9 |
| 12 | $25,000 or more | -45.7 | -42.3 | -41.1 |
| 13 | family situation |  |  |  |
| 14 | couple, with children | -4.0 | -2.4 | -2.3 |
| 15 | couple, no children | .. | .. | .. |
| 16 | single, with children | -15.6 | -17.2 | -4.3 |
| 17 | single, no children | -2.5 | -2.1 | 1.7 |
| 18 | province of residence three years after graduation |  |  |  |
| 19 | newfoundland | -10.2 | -11.1 | -2.5 |
| 20 | prince edward island | -9.6 | -10.4 | -8.3 |
| 21 | nova scotia | -7.8 | -15.3 | -10.0 |
| 22 | new brunswick | -9.6 | -6.9 | -11.7 |
| 23 | quebec | -8.3 | -11.4 | -12.2 |
| 24 | ontario | .. | .. | .. |
| 25 | manitoba | -3.8 | -1.6 | -9.8 |
| 26 | saskatchewan | -5.6 | -4.7 | -13.2 |
| 27 | alberta | 1.3 | -4.1 | -4.7 |
| 28 | british columbia | -9.9 | -3.7 | -3.0 |
| 29 | territories | 28.6 | 9.1 | -7.1 |
| 30 | parents' level of education |  |  |  |
| 31 | less than high school | -2.1 | 1.9 | 1.6 |
| 32 | high school | .. | .. | .. |
| 33 | college or trades | -2.2 | 5.8 | 6.2 |
| 34 | university | 0.2 | 3.9 | 7.3 |
| 35 | source of debt |  |  |  |
| 36 | percentage of student debt from loan from family or friends | 0.2 | 0.1 | 0.1 |
| 37 | percentage of student debt from bank loan or line of credit | 0.1 | 0.0 | -0.1 |
| 38 | demographic characteristics |  |  |  |
| 39 | female | -3.3 | -1.3 | 2.7 |
| 40 | older than median age at graduation | -0.7 | -6.7 | -6.6 |
| 41 | ever been a landed immigrant | 7.7 | -1.1 | -3.1 |
| 42 | visible minority status | -11.2 | -1.0 | 1.5 |
| 43 | aboriginal status | -5.3 | 1.7 | -1.1 |
| 44 | has a disability | -6.6 | -5.6 | -4.0 |

Question: what was the percrntage a bachelor's degree holder with a debt of $25,000 or more at graduation would have repaid less of their debt than their counterpart with a debt of less than $5,000?
Answer: 42.3

Question: what was the percentage of student debt was repaid for every $1,000 of income earned?
Answer: 0.2