| 1 | A | B | C | D |
| --- | --- | --- | --- | --- |
| 2 | differences in average assessment value between immigrant and canadian-born owners, by property type |  |  |  |
| 3 | control variables | no controls | property characteristics | owner characteristics |
| 4 |  | 2017 dollars |  |  |
| 5 | vancouver - all properties |  |  |  |
| 6 | all property types | 37,500 | 13,300 | 155,200 |
| 7 | single detached | 255,100 | 22,600 | 412,100 |
| 8 | semi-detached | -126,400 | -65,900 | -22,300 |
| 9 | row house | 9,400 | -19,200 | 56,800 |
| 10 | condominium | 19,800 | 11,000 | 60,900 |
| 11 |  | 2016 dollars |  |  |
| 12 | toronto - all properties |  |  |  |
| 13 | all property types | -70,300 | -53,300 | -22,500 |
| 14 | single detached | -19,500 | -52,300 | 41,600 |
| 15 | semi-detached | -88,200 | -36,900 | -56,700 |
| 16 | row house | -33,300 | -35,400 | -12,900 |
| 17 | condominium | -52,400 | -29,100 | -23,500 |

Question: how much lower average assessment value do immigrant owned, single-detached houses in toronto have than those owned by canadian-born residents on an unadjusted basis?
Answer: -19500

Question: how much lower average assessment value do immigrant owned, single-detached houses in toronto have than those owned by canadian-born residents after adjusting for size, age, and location?
Answer: -52300

Question: which negative gap is wider, on an unadjusted basis or after adjusting for size, age, and location?
Answer: property characteristics

Question: what is the unadjusted difference in single-detached homes in vancouver?
Answer: 255100

Question: what is the difference in single-detached homes when controlling for differences in the age and family income of owners in vancouver?
Answer: 412100

Question: which difference in single-detached homes is higher in vancouver, on a unadjusted basis or when controlling for differences in the age and family income of owners?
Answer: owner characteristics

Question: how much positive difference do single-detached homes in toronto have when controlling for owner age and income?
Answer: 41600

Question: which difference in single-detached homes is higher in toronto, on a unadjusted basis or when controlling for owner age and income?
Answer: owner characteristics