| 1 | A | B | C | D | E |
| --- | --- | --- | --- | --- | --- |
| 2 | probability of permanent retirement at age 61 for employees still working at that age, 1941 and 1946 cohorts |  |  |  |  |
| 3 |  | men |  | women |  |
| 4 |  | 1941 | 1946 | 1941 | 1946 |
| 5 |  | predicted probability of retirement at age 61 |  |  |  |
| 6 | er unemployment rate |  |  |  |  |
| 7 | low | 10.2 | 8.3 | 18.9 | 14.5 |
| 8 | moderate | 11.4 | 8.5 | 22.6 | 15.7 |
| 9 | high | 14.0 | 8.9 | 30.9 | 18.2 |
| 10 | conjugal status |  |  |  |  |
| 11 | no spouse | 17.0 | 12.0 | 15.6 | 11.2 |
| 12 | most recent marriage | 11.2 | 8.3 | 27.1 | 17.7 |
| 13 | married to the same person since age 40 or earlier | 11.6 | 8.2 | 27.4 | 17.1 |
| 14 | divorced | 10.6 | 7.0 | 15.8 | 12.6 |
| 15 | use of disability tax credit during the year |  |  |  |  |
| 16 | no | 11.5 | 8.4 | 22.7 | 15.5 |
| 17 | yes | 47.9 | 37.7 | 62.4 | 31.3 |
| 18 | collected employment insurance benefits during the year |  |  |  |  |
| 19 | no | 10.6 | 8.0 | 20.0 | 14.1 |
| 20 | yes | 20.0 | 14.0 | 59.7 | 40.2 |
| 21 | unionization history at age 50 |  |  |  |  |
| 22 | no | 10.2 | 7.0 | 22.1 | 13.2 |
| 23 | yes, unionized at least 1 year since age 40 | 9.3 | 6.8 | 15.1 | 11.4 |
| 24 | yes, unionized every year since age 40 | 14.6 | 11.4 | 31.1 | 22.2 |
| 25 | self-employed during the year |  |  |  |  |
| 26 | no | 11.7 | 8.4 | 23.0 | 15.6 |
| 27 | yes | 10.4 | 9.2 | 23.3 | 16.1 |
| 28 | personal socioeconomic status |  |  |  |  |
| 29 | lower quintile | 9.9 | 6.8 | 22.3 | 16.2 |
| 30 | second | 11.0 | 7.6 | 19.0 | 13.2 |
| 31 | third | 11.6 | 9.1 | 19.5 | 12.8 |
| 32 | fourth | 14.3 | 9.7 | 23.7 | 15.8 |
| 33 | upper quintile | 11.3 | 9.3 | 30.7 | 19.8 |
| 34 | number of years of contribution to a private pension plan |  |  |  |  |
| 35 | 0 | 6.9 | 5.5 | 19.5 | 12.9 |
| 36 | 1 to 4 years | 11.2 | 8.6 | 18.4 | 15.3 |
| 37 | 5 or more years | 18.2 | 12.0 | 32.8 | 18.5 |

Question: for example, how many times did men aged 61 who reported a disability more likely to retire than those who did not in 1941?
Answer: 4.165217

Question: for example, employed women in the 1941 cohort who had turned 61, and still working, what is the percentage of probability of retiring at that age if they had received employment insurance benefits?
Answer: 59.7

Question: what is the percentage for women who had not received employment insurance, all other factors remaining constant in 1941?
Answer: 20