|**Table 12: Probit regression mo**|**delling heal**|**th seeking be**|**haviour (marginal**<br>**Montenegro**|**effects reported)**|**- cont.**||**Serbia**||
|---|---|---|---|---|---|---|---|---|
||**TOT**|**Children (0**|**-15) Adults (16-64**<br>|**) Elderly (65+)**|**TOT**|**Children (0-1**|**5) Adults (16-64)**<br>|**Elderly (65+)**|
|Quantiles 2 of pc consumption|0015|0045|0009|<br>-0017|0026|0057|002|<br>0013|
||.<br>(1.57)|.<br>(3.14)***|.<br>(0.72)|.<br>(0.44)|.<br>(1.36)|.<br>(1.24)|.<br>(0.82)|.<br>(0.33)|
|Quantiles 3 of pc consumption|0.037<br>(3.67)***|0.048<br>(3.13)***|0.038<br>(2.75)***|-0.04<br>(1.08)|0.121<br>(6.08)***|0.158<br>(3.34)***|0.106<br>(4.24)***|0.104<br>(2.60)***|
|Quantiles 4 of pc consumption|0.014|0.003|0.011|0.019|0.114|0.148|0.099|0.1|
||(1.38)|(0.19)|(0.85)|(0.45)|(5.58)***|(2.99)***|(3.94)***|(2.30)**|
|Quantiles 5 of pc consumption|0.102|0.148|0.096|-0.038|0.164|0.246|0.139|0.097|
||(7.93)***|(5.77)***|(5.70)***|(0.95)|(7.61)***|(4.67)***|(5.31)***|(1.92)*|
|Chronic illness|0.135|0.05|0.224|-0.005|0.425|0.47|0.42|0.416|
||(10.18)**|* (2.52)**|(10.96)***|(0.2)|(25.18)***|(5.57)***|(19.91)***|(15.05)***|
|Acute illness|0.499|0.51|0.472|0.561|0.428|0.619|0.413|0.288|
||(26.21)**|* (13.59)***|(18.38)***|(12.38)***|(23.71)***|(12.41)***|(17.81)***|(9.33)***|
|Age|0.001|-0.012|-0.001|0.029|-0.006|-0.028|-0.004|0|
||(0.79)|(3.08)***|(0.99)|(0.8)|(4.03)***|(1.96)**|(1.17)|(0)|
|Age squared|0|0.001|0|0|0|0.001|0|0|
||(0.29)<br>|(2.34)**<br>|(1.62)<br>|(0.69)<br>|(4.23)***<br>|(1.54)<br>|(1.38)<br>|(0.02)<br>|
|Sex (female)|0.009<br>(1.68)*|0.008<br>(1.11)|0.006<br>(0.87)|-0.031<br>(1.19)|0.102<br>(8.56)***|0.041<br>(1.45)|0.131<br>(9.12)***|0.095<br>(3.15)***|
|N. of infants in the hh (0-5)|-0.018|-0.01|-0.012|-0.353|-0.008|-0.055|-0.011|0.045|
||(1.02)|(0.12)|(0.7)|(2.35)**|(0.78)|(2.09)**|(0.81)|(1.41)|
|N. of children the hh (6-18)|-0.02|-0.003|-0.015|-0.415|-0.023|-0.027|-0.014|-0.04|
||(1.15)|(0.04)|(0.85)|(2.79)***|(3.17)***|(1.38)|(1.64)|(2.11)**|
|N. of adults in the hh (15-64)|-0.023|-0.008|-0.019|-0.385|-0.006|-0.009|0.005|-0.02|
||(1.34)|(0.1)|(1.06)|(2.57)**|(1.2)|(0.61)|(0.71)|(1.96)**|
|N of elderly hh members (65+)|-0.025|-0.009|-0.026|-0.369|-0.02|0|-0.028|-0.028|
||(1.48)|(0.11)|(1.45)|(2.45)**|(2.23)**|(0.01)|(2.42)**|(1.12)|
|Education level (A):|||||||||
|<br>Primary edu.level|0.027|0.017|0.026|-0.04|0.014|-0.024|0.065|0.067|
||(2.32)**|(1.31)|(0.84)|(1.34)|(0.63)|(0.6)|(1.04)|(1.85)*|
|Secondary edu.level|0.015|-0.008|-0.01|0.118|0.043||0.091|0.131|
||(1.26)|(0.36)|(0.38)|(2.82)***|(1.64)||(1.47)|(2.64)***|
|Vocational edu.level|0.043|-0.03|0.006|0.279|-0.002||0.022|0.101|
||(2.90)***|(0.63)|(0.22)|(4.94)***|(0.05)||(0.27)|(1.14)|
|ii d hih dll|0001||0016|0023|0036||0064|024|
|Unversty an ger eu.eve|.<br>(0.05)||-.<br>(0.64)|-.<br>(0.56)|.<br>(1.07)||.<br>(0.95)|.7<br>(4.02)***|
|Health insurance|0.039<br>(4.21)***|0.026<br>(2.03)**|0.016<br>(1.03)|0.062<br>(2.04)**|||||
|Ethnicity (B):<br>|||||||||
|Roma|0.093|0.08|0.083|-0.087|||||
||(4.71)***|(3.45)***|(1.93)*|(2.74)***|||||
|Greek|||||||||
|Macedonian|||||||||
|Vllahe|||||||||
|Croatian|0.102||0.036|0.194|||||
||(3.85)***||(1.21)|(2.68)***|||||
|Yugoslav|-0.002<br>(0.05)||0.004<br>(0.1)||||||
|Serb|-0.01<br>|-0.01<br>|-0.01<br>|-0.067<br>|||||
|Moslem|(1.67)*<br>-0006|(1.14)<br>-0016|(1.38)<br>-0005|(3.02)***<br>0165|||||
||.<br>(0.58)|.<br>(1.18)|.<br>(0.36)|.<br>(2.14)**|||||
|Turk|||||||||
|Other|||||||||
|No answer|-0.006|0.034|-0.013|-0.081|||||
||(057)|(197)**|(091)|(259)***|||||
|Other urban|.|.|.|.|0.001|-0.007|-0.01|0.094|
||||||-008|(017)|(05)|(233)**|
|Rural area|0.003|-0.001|0.009|-0.06|.<br>-0.068|.<br>-0.042|.<br>-0.085|.<br>0.038|
||(0.59)<br>|(0.15)<br>|(1.29)<br>|(2.65)***<br>|(3.98)***<br>|(1.04)<br>|(4.16)***<br>|(0.92)<br>|
|Observations|8271|2362|4927|972|7871|1191|5083|1597|

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