- Battaglia, Marianna, Selim Gulesci, and Andreas Madestam. 2023. “Repayment Flexibility and Risk Taking: Experimental Evidence from Credit Contracts.” _The Review of Economic Studies_ , November, rdad107. https://doi.org/10.1093/restud/rdad107.

- Beaman, Lori, Dean Karlan, Bram Thuysbaert, and Christopher Udry. 2020. “Self‐Selection into Credit Markets: Evidence from Agriculture in Mali.” _Working Paper_ .

- Breza, Emily, and Cynthia Kinnan. 2021. “Measuring the Equilibrium Impacts of Credit: Evidence from the Indian Microfinance Crisis.” _The Quarterly Journal of Economics_ 136 (3): 1447–97. https://doi.org/10.1093/qje/qjab016.

- Chernozhukov, Victor, Mert Demirer, Esther Duflo, and Iván Fernández-Val. 2020. “Generic Machine Learning Inference on Heterogenous Treatment Effects in Randomized Experiments.” _arXiv:1712.04802_ , December. http://arxiv.org/abs/1712.04802.

- Cordaro, Francesco, Marcel Fafchamps, Colin Mayer, Muhammad Meki, Simon Quinn, and Kate Roll. 2022. “Microequity and Mutuality: Experimental Evidence on Credit with PerformanceContingent Repayment.” _National Bureau of Economic Research_ 30411 (September). https://doi.org/10.3386/w30411.

- Crépon, Bruno, Florencia Devoto, Esther Duflo, and William Pariente. 2015. “Estimating the Impact of Microcredit on Those Who Take It Up: Evidence from a Randomized Experiment in Morocco.” _American Economic Journal: Applied Economics_ 7 (1): 123–50. https://doi.org/10.1257/app.20130535.

- Field, Erica, Rohini Pande, John Papp, and Natalia Rigol. 2013. “Does the Classic Microfinance Model Discourage Entrepreneurship Among the Poor? Experimental Evidence from India.” _American Economic Review_ 103 (6): 2196–2226. https://doi.org/10.1257/aer.103.6.2196.

- Fischer, Greg. 2013. “Contract Structure, Risk-Sharing, and Investment Choice.” _Econometrica_ 81 (3): 883–939. https://doi.org/10.3982/ECTA9100.

- Gertler, Paul, Brett Green, and Catherine Wolfram. 2023. “Digital Collateral.” Working Paper. National Bureau of Economic Research. https://doi.org/10.3386/w28724.

- Gibbons, Charles E., Juan Carlos Suárez Serrato, and Michael B. Urbancic. 2019. “Broken or Fixed Effects?” _Journal of Econometric Methods_ 8 (1): 1–12.

- Gompers, Paul, and Josh Lerner. 2001. “The Venture Capital Revolution.” _Journal of Economic Perspectives_ 15 (2): 145–68. https://doi.org/10.1257/jep.15.2.145.

- Jack, William, Michael Kremer, Joost de Laat, and Tavneet Suri. 2023. “Credit Access, Selection, and Incentives in a Market for Asset-Collateralized Loans: Evidence From Kenya.” _The Review of Economic Studies_ 90 (6): 3153–85. https://doi.org/10.1093/restud/rdad026.

- Karlan, Dean, and Sendhil Mullainathan. 2007. “Rigidity in Microfinancing: Can One Size Fit All?” _QFinance_ , December.

- Karlan, Dean, and Jonathan Zinman. 2009. “Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment.” _Econometrica_ 77 (6): 1993–2008.

- Labie, Marc, Carolina Laureti, and Ariane Szafarz. 2017. “Discipline and Flexibility: A Behavioural Perspective on Microfinance Product Design.” _Oxford Development Studies_ 45 (3): 321–37. https://doi.org/10.1080/13600818.2016.1239701.

- Mel, Suresh de, David McKenzie, and Christopher Woodruff. 2019. “Micro-Equity for Microenterprises.” _World Bank Policy Research Paper WPS8799_ , April.