# **<u>Table A12. Supervision: Selected Responses</u>**

||**ALL**|**ADV**|**EMDEs**|
|---|---|---|---|
|**A. Legal Authority of Supervisory Agency**|**% Yes**|**% Yes**|**% Yes**|
|Are there anybanks that are not under thejurisdiction of this agency?|11|11|12|
|Can the supervisoryauthorityforce a bank to change its internal organizational structure?|90|92|89|
|Is the body/agency in charge of supervising banks also responsible for the supervision of the:<br>Insurance sector?|47|76|35|
|Securities sector?|34|64|22|
|Pension funds?|33|43|28|
|Does the supervisory agency need to obtain approval from the government in order to:<br>Issue binding secondary regulations for the banking sector?<br>Determine its budget?|24<br>33|34<br>49|20<br>27|
|Obtain funding?<br>Hire and fire senior staff?|28<br>11|40<br>6|23<br>13|
|Define salaries and benefits structure of staff?|24|17|26|
|Define its organizational structure?|14|9|16|
|Can individual supervisory staff be held personally liable for damages to a bank caused by<br>|17|3|23|
|their actions or omissions committed in thegood faith exercise of their duties?|(20)|(11)|(24)|
|Can the supervisory agency be held legally liable for damages to a bank caused by its<br>actions?|53<br>(51)|59<br>(51)|51<br>(49)|
|**B.**<br>**Systematic Supervision and Financial Stability**|**% Yes**|**% Yes**|**% Yes**|
|Is there a specialized department dealingwith financial stabilityand systemic supervision?|66|44|74|
|Isyour agencyresponsible forpublishinga financial stabilityreport?|58|42|64|
|Doyou conduct stress test aspart of theprocess of assessingsystemic stability?|80|82|80|
|Doyou supervise systemic institutions in a different waythan non systemic ones?|47|61|42|
|In order to dampen boom/bust cycles in credit flows:||||
|Do you have counter-cyclical capital requirements?|9|20|5|
|Do you have counter-cyclical loan to value ratios?|7|9|6|
|Do you have counter-cyclical provisioning requirements?|19|12|21|
|Do you have granular capital requirements based on loan to value ratios?|12|27|6|
|Doyou have temporaryrestrictions on dividend and bonuses distribution?|27|34|24|
|To oversee more closely and/or limit the activities of large/interconnected institutions:<br>Are additional capital requirements employed?|39|50|33|
|Are additional liquidityrequirements employed?|30|41|23|
|Are asset/risk diversification requirements employed?|33|36|31|
|Are restrictions/limits on activities employed?|41|48|38|
|Are restrictions/limits on size of institution employed?|19|23|17|
|Are additional corporate taxes for large institutions employed?|3|9|0|
|Is closer or more frequent supervision employed?|89|100|83|
|Are restrictions on thegroup's legal structure employed?|23|29|21|
|**C. Supervisory Staff**|**% Yes**|**% Yes**|**% Yes**|
|Does the head of the supervisory agency have a fixed term?|80<br>(76)|78<br>(72)|80<br>(77)|
|Is there a maximum number of terms?|29|29|30|
|**D. Some More Details ...**|**Median **|**Median **|**Median **|
|How long (in years) is the term of the head of the supervisory agency?|5<br>(5)|5<br>(5)|5<br>(5)|
|How manyterms arepermitted for the head of the supervisoryagency?|2|2|2|
|What % of the bank supervisors have more than 10years experience in bank supervision?|36|37|35|
|What is the average tenure of banking supervisors?|8<br>(7)<br>|7.5<br>(7)<br>|8.5<br>(7)<br>|
|How many onsite examinations per bank were performed in the last 5 years (2006-2010)?|4<br>(3.5)|2<br>(2.5)|5<br>(4)|

Source: Calculations based on the 2011–12 Bank Regulation and Supervision Survey, which reflects values as of 2010. Values in parentheses refer to the 2007 Bank Regulation and Supervision Survey, which captures data as of 2005. ADV: advanced economies, EMDEs: emerging and developing economies (see Table 1 provides the complete list of countries).

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