Table 1. Estimated PMT Models

||Mod|el 1|Mod|el 2|Mod|el 3|
|---|---|---|---|---|---|---|
|Variables<br>Mean|Coeff.|S.E.|Coeff.|S.E.|Coeff.|S.E.|
|_HH head characteristics_<br> <br>|||||||
|Female head<br>0.22|0.00|(0.01)|||||
|Marital status of head (Reference category: never married)|||||||
|Married<br>0.82|0.00|(0.03)|||||
|Widowed<br>0.14|0.01|(0.03)|||||
|Divorced<br>0.00|‐0.01|(0.05)|||||
|Separated<br>0.02|‐0.04|(0.03)|||||
|Age<br>52.30|‐0.00<sup>***</sup>|(0.00)|||||
|Employment status of head (Reference category: Not employe|d, Own acc|ount work|er, or Cont|ributing f|amily worke|r)|
|Govt/semi‐govt employee<br>0.10|0.10<sup>***</sup>|(0.01)|||||
|<br>Private employee<br>0.31|0.00|<br>(0.01)|||||
|Employer<br>0.02|0.20<sup>***</sup>|(0.02)|||||
|_HH demographics_|||||||
|Household size (Reference category: 6 or more members)|||||||
|1 member<br>0.02|0.82<sup>***</sup>|(0.03)|0.83<sup>***</sup>|(0.03)|0.73<sup>***</sup>|(0.03)|
|2 members<br>0.08|0.58<sup>***</sup>|(0.02)|0.58<sup>***</sup>|(0.02)|0.54<sup>***</sup>|(0.02)|
|3 members<br>0.17|0.41<sup>***</sup>|(0.01)|0.42<sup>***</sup>|(0.01)|0.40<sup>***</sup>|(0.01)|
|4 members<br>0.28|0.27<sup>***</sup>|(0.01)|0.29<sup>***</sup>|(0.01)|0.28<sup>***</sup>|(0.01)|
|5 members<br>0.24|0.16<sup>***</sup>|(0.01)|0.17<sup>***</sup>|(0.01)|0.17<sup>***</sup>|(0.01)|
|Highest education level of members not currently enrolled (Re|ference ca|tegory: les|s than prim|ary or no|education)||
|<br>Grade 10<br>0.43|<br>0.09<sup>***</sup>|<br>(0.02)|<br>0.09<sup>***</sup>|<br>(0.02)|||
|O/L<br>0.22|0.14<sup>***</sup>|(0.02)|0.14<sup>***</sup>|(0.02)|||
|<br>A/L<br>0.24|0.22<sup>***</sup>|<br>(0.02)|0.22<sup>***</sup>|<br>(0.02)|0.12<sup>***</sup>|(0.01)|
|University degree<br>0.07|0.35<sup>***</sup>|(0.02)|0.35<sup>***</sup>|(0.02)|0.24<sup>***</sup>|(0.01)|
|Dependency ratio<br>0.36|‐0.12<sup>***</sup>|(0.01)|‐0.13<sup>***</sup>|(0.01)|‐0.14<sup>***</sup>|(0.01)|
|_HH assets (yes=1)_|||||||
|Computer<br>0.22|0.12<sup>***</sup>|(0.01)|0.13<sup>***</sup>|(0.01)|0.14<sup>***</sup>|(0.01)|
|Cooker<br>0.56|0.19<sup>***</sup>|(0.01)|0.19<sup>***</sup>|(0.01)|0.20<sup>***</sup>|(0.01)|
|Electric fan<br>0.64|0.12<sup>***</sup>|(0.01)|0.12<sup>***</sup>|(0.01)|0.13<sup>***</sup>|(0.01)|
|Refrigerator<br>0.55|0.11<sup>***</sup><br>|(0.01)|0.11<sup>***</sup><br>|(0.01)|0.12<sup>***</sup><br>|(0.01)|
|Washing machine<br>0.22|0.13<sup>***</sup>|(0.01)|0.14<sup>***</sup>|(0.01)|0.14<sup>***</sup>|(0.01)|
|Land phone<br>0.30|0.05<sup>***</sup>|(0.01)|0.04<sup>***</sup>|(0.01)|||
|Water pump<br>0.02|0.16<sup>***</sup>|(0.02)|0.15<sup>***</sup>|(0.02)|||
|Motorcycle<br>0.40|0.10<sup>***</sup>|(0.01)|0.11<sup>***</sup>|(0.01)|0.12<sup>***</sup>|(0.01)|
|Car/van<br>0.10|0.40<sup>***</sup>|(0.01)|0.42<sup>***</sup>|(0.01)|0.42<sup>***</sup>|(0.01)|
|Three‐wheeler<br>0.16|0.14<sup>***</sup>|(0.01)|0.14<sup>***</sup>|(0.01)|0.15<sup>***</sup>|(0.01)|
|Four‐wheel tractor<br>0.01|0.20<sup>***</sup>|(0.03)|0.20<sup>***</sup>|(0.03)|||
|_Housing quality and facilities_|||||||
|Bedrooms per person<br>0.64|0.15<sup>***</sup>|(0.01)|0.14<sup>***</sup>|(0.01)|0.17<sup>***</sup>|(0.01)|
|Have floor tiles/terrazzo<br>0.18|0.14<sup>***</sup>|(0.01)|0.15<sup>***</sup>|(0.01)|0.16<sup>***</sup>|(0.01)|
|Drinking water source: inside unit<br>0.61|0.03<sup>***</sup>|(0.01)|0.02<sup>***</sup>|(0.01)|||
|Electricity for lighting<br>0.98|0.09<sup>***</sup>|(0.02)|0.08<sup>***</sup>|(0.02)|||
|Have wall of brick/kabok/cement<br>0.93|0.02|(0.01)|0.02|(0.01)|||
|<br>Have toilet within unit<br>0.98|0.07<sup>***</sup>|<br>(0.02)|0.07<sup>***</sup>|<br>(0.02)|||
|Constant|8.34<sup>***</sup>|(0.05)|8.22<sup>***</sup>|(0.03)|8.49<sup>***</sup>|(0.01)|
|Observations|217|56|217|56|217|56|
|R‐squared<br>_Note:_The score weights are derived by multiplying coefficient values by 100<br>weights with the household’s variable values, including the constant (i.e. for<br>The dependency ratio is defined as the share of members younger|0.5<br>. A given ho<br>Model 1, ad<br>than 15 yea|33<br>usehold’s P<br>ding variab<br>rs and old|0.5<br>MT score is t<br>le scores for<br>er than 65|26<br>hen the su<br>household<br>years in t|0.5<br>m product of<br>to constant<br>he househo|20<br>the<br>of 834).<br>ld.|

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