**Table 3. Shocks and Transfers from Regular Clients (Daily)**

||(1)<br>|(2)<br>Dependent|(3)<br>Variable: G|(4)<br>ifts from R|(5)<br>egular Clie|(6)<br>nts|
|---|---|---|---|---|---|---|
|Mean of Dependent Variable<sup>1</sup>|||76|.10|||
|**Panel A. Household Sickness**|||||||
|**_Household Sickness_**|||||||
|Somebody in Household (other than|-10.79|-10.16|-11.34|-2.48|-2.67|-3.06|
|respondent) Sick Today|(8.43)|(8.42)|(8.42)|(12.15)|(12.13)|(12.20)|
|Somebody in Household (other than||||3.35|3.66|3.56|
|respondent) Sick Yesterday||||(12.11)|(12.13)|(12.12)|
|Somebody in Household Sick||||-14.69|-13.82|-14.76|
|Today * Sick Yesterday||||(16.45)|(16.39)|(16.53)|
|**_Own Sickness_**|||||||
|Respondent Sick Today|22.07|21.28|20.83|26.73|25.78|25.02|
||(7.59)***|(7.76)***|(7.75)***|(12.36)**|(12.35)**|(12.32)**|
|Respondent Sick Yesterday||||27.02|26.25|26.27|
|||||(11.37)**|(11.37)**|(11.26)**|
|Respondent Sick Today *||||-29.11|-28.65|-28.23|
|Respondent Sick Yesterday||||(17.24)*|(17.32)*|(17.30)|
|# of Regular Clients Seen||6.60<br>|||6.23<br>||
|||(7.02)|||(7.39)||
|# of Casual Clients Seen||-8.74<br>|||-10.10<br>||
|||(4.70)*|||(4.76)**||
|Detailed Sexual Activity Controls<br>|No|No|Yes|No|No|Yes|
|Observations|12154|12154|12154|11148|11148|11148|
|Number of Women|192|192|192|192|192|192|
|_p_-value for somebody in HH sick today +<br>bd i HH ik td 0|_-_|_-_|_-_|0.19|0.22|0.17|
|someoy n sc yeseray =|||||||
|_p_-value for respondent sick today +<br>respondent sick yesterday = 0|_-_|_-_|_-_|0.01***|0.02**|0.03**|
|**Panel B. Death of a Friend or Relative**|||||||
|Death of a Friend or Relative Today|62.47|61.40|63.90|63.09|62.01|64.54|
||(34.34)*|(34.45)*|(34.44)*|(41.95)|(42.22)|(42.14)|
|Death of a Friend or Relative Yesterday||||32.51|32.88|32.27|
|||||(35.25)|(35.35)|(35.03)|
|Death of a Friend or Relative Today *||||-2.23|-2.28|-0.28|
|Death of a Friend or Relative Yesterday||||(83.92)|(83.66)|(83.49)|
|# of Regular Clients Seen||6.23|||7.10||
|||(9.77)|||(10.39)||
|# of Casual Clients Seen||-9.66|||-10.12||
|||(7.58)|||(7.73)||
|Activity Controls|No|No|Yes|No|No|Yes|
|Observations|7385|7385|7385|6681|6681|6681|
|Number of Women|190|190|190|190|190|190|
|_p_-value for death today +|_-_|_-_|_-_|0.16|0.16|0.14|
|deathyesterday= 0|||||||

Notes: All variables are measured at the daily (rather than client) level, as we are not able to match clientspecific transfers to client-specific activities. Regressions are fixed effects regressions with controls for the day of the week and the month of the year. Standard errors are clustered at the individual level. Sickness is an indicator variable equal to 1 if respondent reports a cough, fever, malaria, typhoid, diarrhea, cuts, burns, or other illnesses. Sexual activity controls include vaginal sex, anal sex, oral sex, kissing, massage, stripping, whether the women gave a client company, whether the woman had unprotected sex, and whether she engaged in any other activities. All sexual activity variables measure the number of clients with whom the woman engaged in the given activity at least once, since we did not record the number of repetitions for all activities.

Sexual activities were missing for some women. To avoid dropping them from the regressions, we code the activity as 0 and generate dummies for whether the activity is missing. See text for more details.

1Mean of Dependent variable is mean when all shocks equal 0. Exchange rate was roughly 70 Kenyan shillings to US $1 during the sample period.

* significant at 10%; ** significant at 5%; *** significant at 1%