|**Table A1.**<br> **Interest a**|**nd Uptake of**|**Business Tra**<br>Interest in B|**ining**<br>T||Uptake of|BT|
|---|---|---|---|---|---|---|
||All|Male|Female|All|Male<br>|Female<br>|
||(1)|(2)|(3)|(4)|(5)|(6)|
|Interest in BT||||0.228***|0.316***|0.153***|
|||||(0.031)|(0.044)|(0.039)|
|Member has Business (1=Yes)|0.065***|0.083***|0.049*|0.036|0.057|0.013|
||(0.020)|(0.027)|(0.029)|(0.026)|(0.040)|(0.036)|
|Ever in Business (1=Yes)|0.024|-0.006|0.057**|-0.026|-0.051|-0.006|
||(0.016)|(0.023)|(0.023)|(0.022)|(0.032)|(0.032)|
|Self-Employment (1=Yes)|-0.069***|-0.064**|-0.043|0.014|0.043|-0.051|
||(0.019)|(0.025)|(0.028)|(0.026)|(0.031)|(0.045)|
|Age|-0.001|-0.003***|0.001|0.001|0.002*|0.001|
||(0.001)|(0.001)|(0.001)|(0.001)|(0.001)|(0.001)|
|Years of Education|0.014***|0.017***|0.008**|0.005|0.002|0.005|
||(0.002)|(0.003)|(0.004)|(0.003)|(0.004)|(0.005)|
|Risk Tolerance|0.004|0.001|0.005|0.002|0.000|0.004|
||(0.003)|(0.004)|(0.004)|(0.004)|(0.005)|(0.005)|
|Digit Span Recall|0.008**|-0.008|0.021***|0.013**|0.031***|0.002|
||(0.004)|(0.006)|(0.006)|(0.006)|(0.008)|(0.008)|
|Business Knowledge<sup>1</sup>|0.004|0.013|-0.004|-0.002|-0.019|0.007|
||(0.007)|(0.010)|(0.010)|(0.010)|(0.013)|(0.014)|
|Decision-making power (0-8)|-0.002|0.002|-0.004|0.000|-0.001|0.000|
||(0.003)|(0.003)|(0.004)|(0.003)|(0.005)|(0.005)|
|Female (1=yes)|-0.048|||0.115***|||
||(0.030)|||(0.034)|||
|Index of Female Mobility|||0.043***|||0.011|
||||(0.009)|||(0.011)|
|Index of No Purdah|||-0.015**|||0.008|
||||(0.007)|||(0.010)|
|Index of Trust|-0.007|0.004|-0.020**|-0.004|-0.024**|0.005|
||(0.006)|(0.008)|(0.009)|(0.008)|(0.011)|(0.012)|
|Index of Stress|-0.010**|0.003|-0.019***|0.000|0.004|-0.005|
||(0.005)|(0.008)|(0.007)|(0.007)|(0.011)|(0.010)|
|Log HH Expenditure|0.020|0.015|0.029|-0.033*|-0.039*|-0.024|
||(0.014)|(0.017)|(0.021)|(0.018)|(0.022)|(0.028)|
|Credit Constraints (1=Yes)|0.006|0.015|0.002|-0.035*|-0.012|-0.057*|
||(0.016)|(0.023)|(0.023)|(0.021)|(0.029)|(0.032)|
|Household member has held hereditary or political office (1=Yes)|0.006|0.010|-0.028|0.109***|0.093**|0.133**|
||(0.025)|(0.032)|(0.044)|(0.034)|(0.043)|(0.054)|
|Months as CO member|0.000|-0.001*|0.002**|0.002***|0.003***|0.001|
||(0.000)|(0.000)|(0.001)|(0.001)|(0.001)|(0.001)|
|Fraction of CO members of same Zaat (caste)|0.284***|0.237***|0.344***|0.136***|0.100*|0.161*|
||(0.038)|(0.041)|(0.071)|(0.050)|(0.051)|(0.083)|
|Holds office in CO (1=Yes)|0.072***|0.116***|0.033|0.117***|0.095***|0.115***|
||(0.019)|(0.026)|(0.029)|(0.023)|(0.032)|(0.038)|
|Land|0.000|0.000|0.000|0.000|0.000|0.000|
||(0.000)|(0.001)|(0.000)|(0.000)|(0.001)|(0.000)|
|Distance to meeting place|-0.002|-0.003*|0.000|0.000|0.006**|-0.004*|
||(0.001)|(0.002)|(0.002)|(0.002)|(0.002)|(0.002)|
|Member has Business (1=Yes)|0.050**|0.043|0.037|-0.014|-0.016|0.013|
||(0.023)|(0.028)|(0.042)|(0.035)|(0.043)|(0.059)|
|Eligibility for Loan Lottery|0.009|-0.010|0.006|0.134***|0.195***|0.094**|
||(0.022)|(0.030)|(0.031)|(0.027)|(0.036)|(0.039)|
|Mean of Dependent Variable|0.58|0.65|0.50|0.50|0.50|0.50|
|N. Observations|4161|2144|2017|2256|1114|1142|
|R-Squared|0.10|0.10|0.11|0.12|0.20|0.09|

Note: In columns (1)-(3), the dependent variable takes value 1 if the member was interested in a hypothetical business training elicited during baseline. In columns (4)-(6) the dependent variable takes value 1 if the member participated in business training if offered in the CO. Columns (1) and (4) include all CO members, columns (2) and (5) male members only and columns (3) and (6) female members only.<sup>1</sup> Only the index of Knowledge of Competition is included in the Business Knowledge index as the other variables were only collected at follow-up. See Appendix B for definition of variables. All regressions are estimated using OLS methods and include branch fixed effects. Standard errors are clustered at the CO level.The following symbols *,** and *** denote significance at the 10, 5 and 1 percent level, respectively.