# **REFERENCES AND B IBLIOGRAPHY**

- Bank of Ghana, Nonbank Financial Institutions Department. 2000. _Nonbank Financial Institutions Business Rules (As Applicable to Institutions in Credit Business)._ Accra: Government of Ghana.

- Bank for International Settlements. 2001. _Guidance for Developing Effective Deposit Insurance Systems._ Final report of the Financial Stability Forum’s Working Group on Deposit Insurance. Basel.

- Bank of Tanzania. 2001. “Rural Savings and Credit Cooperative Societies in Tanzania.” Draft report of a survey carried out by the International Co-operative Alliance Regional Office for East, Central, and Southern Africa for the Bank of Tanzania and several donor agencies. Dar es Salaam.

- _____. 2000. _Final Report: Microfinance Donor Survey Update_ . Prepared with technical support from the Canadian International Development Agency. Dar es Salaam: Government of the United Republic of Tanzania.

- Christen, Robert P., and Richard Rosenberg. 2000. _The Rush to Regulate: Legal Frameworks for Microfinance_ . Occasional Paper no. 4. Washington, D.C.: Consultative Group to Assist the Poor.

- Demirguc-Kunt, Asli, and Edward J. Kane. 2001. “Deposit Insurance around the Globe: Where Does It Work?” Policy Research Working Paper, no. 2679. World Bank, Washington, D.C.

- Gallardo, Joselito, and Bikki Randhawa. 2003. “Microfinance Regulation in Tanzania: Implications for Development and Performance of the Industry.” Working Paper, no. 51 World Bank, Africa Region, Washington, D.C.

- Ghana Microfinance Institutions Network. 2001. _On-Lending to Savings Collectors in Ghana._ Africa Region Studies in Rural and Micro Finance no. 12. Washington, D.C.: World Bank.

- Jannson, Tor, and Mark Wenner. 1997. _Financial Regulation and its Significance for Microfinance in Latin America and the Caribbean._ Washington, D.C.: . Inter-American Development Bank, Sustainable Development Department, Microenterprise Unit.

- Kowubaa, Ltd. 2000. “Rural Finance Study.” Report prepared for the Ministry of Finance and World Bank Nonbank Financial Institution Project. Accra.

- Meagher, J. Patrick, and Betty Wilkinson. 2002. “Filling the Gap in South Africa’s Small and Micro Credit Market: An Analysis of Major Policy, Legal, and Regulatory Issues.” Discussion Paper no. 02/01. Center for Institutional Reform and the Informal Sector at the University of Maryland, College Park, Maryland.

- MIX. 2002. _MicroBanking Bulletin_ , no. 8 2002. Washington, D.C.: Microfinance Information eXchange.

- Ministry of Finance. 1999. “A Strategic Framework for Developing the Microfinance Sector in Ghana.” Draft. Government of Ghana, Accra.

- Ouattara, Korotoumou. 2003. “Microfinance Regulation in Benin: Implications of the PARMEC Law for Development and Performance of the Industry.” Working Paper, no. 50. World Bank, Africa Region, Washington, D.C.

- Owusu Ansah, Mark. 1999. _Nsoatreman Rural Bank, Ghana: Case Study of a Microfinance Scheme._ Africa Region Studies in Rural and Micro Finance no. 6. Washington, D.C.: World Bank.

- Poyo, Jeffrey. 2000. “Regulation and Supervision of Credit Unions.” In Glenn D. Westley and Brian Branch, eds., _Safe Money: Building Effective Credit Unions in Latin America_ . Washington, D.C.: The Johns Hopkins University Press.

- Quainoo, Aba Amissah. 1997. “A Strategy for Poverty Reduction through Micro-Finance: Experience, Capacities and Prospects.” Draft study commissioned by the government of Ghana, the United Nations Development Programme, the African Development Bank, and the World Bank. Accra.

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