**<u>Table 7 : Interactions of Treatments with Baseline Variables</u>**

||(1)<br>|(2)|(3)<br>|(4)<br>|(5)|(6)<br>|
|---|---|---|---|---|---|---|
|**Dependent variable:**|Sum of deposits<br>into accounts, pre‐<br>planting [MK]|<br>Total value of<br>inputs [MK]|Value of crop<br>output (sold & not<br>sold) [MK]|Sum of deposits<br>into accounts, pre<br>planting [MK]|‐<br>Total value of<br>inputs [MK]|Value of crop<br>output (sold & not<br>sold) [MK]|
|Ordinary X Net Transfer|416.93**|202.43**|695.63**|326.53*|114.63|524.98*|
|[MK100]|(176.855)|(96.128)|(303.062)|(171.641)|(85.152)|(289.554)|
|Ordinary x Priv Raffle<br>|‐395.55**<br>|‐30.69<br>|‐287.80<br>|‐345.76**<br>|‐24.18<br>|‐276.34<br>|
|X Net Transfer [MK100]<br>Ordinary x Pub Raffle|(174.407)<br>‐341.44*|(118.439)<br>‐22.28|(313.303)<br>‐295.70|(169.365)<br>‐294.79*|(100.632)<br>‐7.27|(284.710)<br>‐273.81|
|<br>X Net Transfer [MK100]|(181564)|(118932)|(328152)|(177700)|(99910)|(305346)|
|<br>Commitment X Net Transfer|.<br>167.93**|.<br>184.33**|.<br>888.20***|.<br>119.34|.<br>89.87|.<br>720.20***|
|[MK100]<br>|(81.538)<br>|(76.922)<br>|(243.610)<br>***|(75.164)<br>|(68.579)<br>|(210.732)<br>***|
|Commitment x Priv Raffle<br>X Net Transfer [MK100]|‐111.69<br>(84.173)|‐117.67<br>(78.832)|‐716.76<br>(232.765)|‐94.67<br>(81.504)|‐50.08<br>(69.690)|‐566.80<br>(189.065)|
|Commitment x Pub Raffle|18062|7590|‐24060|15416|11528|‐20300|
|<br>X Net Transfer [MK100]|.<br>(210.001)|.<br>(146.433)|.<br>(358.533)|.<br>(157.098)|.<br>(125.621)|.<br>(278.607)|
||122.85|‐5,936.38|‐21,073.86|5,220.97|‐3,309.66|‐9,031.46|
|Ordinary X Hyperbolic|(16,132.572)|(15,146.595)|(35,806.994)|(13,891.886)|(14,816.764)|(34,260.903)|
|Ordinary x Priv Raffle|‐7,035.92|‐3,631.53|34,830.00|‐14,857.53|‐22,444.66|‐7,287.97|
|X Hyperbolic<br>|(14,670.451)|(16,676.679)|(45,252.168)|(12,932.439)|(15,101.615)|(37,808.889)|
|Ordinary x Pub Raffle|25,780.07|‐8,617.46|10,968.04|25,285.62|‐13,111.31|12,799.54|
|X Hyperbolic|(33,555.082)|(15,274.921)|(35,832.348)|(33,923.938)|(15,699.083)|(36,505.410)|
|Commitment X Hyperbolic|837.29|‐13,638.04|‐757.45|‐873.47|‐8,604.19|14,622.33|
||(15,380.153)|(14,801.850)|(39,612.455)|(15,400.039)|(14,452.032)|(38,371.726)|
|Commitment x Priv Raffle|1363033|1321498|3494040|1582453|651079|2292577|
|<br>X Hyperbolic|,.<br>(18,069.426)|,.<br>(14,257.993)|,.<br>(42,129.775)|,.<br>(17,427.893)|,.<br>(14,447.993)|,.<br>(38,626.257)|
|Commitment x Pub Raffle|‐22,966.49|‐16,570.10|‐62,839.37*|‐23,437.43|‐21,077.81|‐66,287.75*|
|X Hyperbolic|(16,749.106)|(13,960.819)|(37,193.996)|(16,860.192)|(13,464.299)|(36,322.741)|
|Ordinary||||9,877.14|2,644.11|18,508.19|
|X Patient Now, Impatient Later||||(10942.682)|(10175.196)|(22161.539)|
|<br>Ordinary x Priv Raffle||||,<br>‐10,965.34|,<br>‐16,793.90|,<br>‐24,887.36|
|X Patient Now, Impatient Later<br>Odi Pb Rffl||||(10,997.945)<br>104099|(10,508.457)<br>406824|(23,147.604)<br>2375727|
|rnary x u ae<br>||||,.<br>|‐,.<br>|,.<br>|
|X Patient Now, Impatient Later<br>Commitment||||(12,678.930)<br>21166|(10,585.181)<br>974240|(23,051.212)<br>2565820|
|X Patient Now, Impatient Later||||.<br>(11,342.556)|,.<br>(10,959.463)|,.<br>(23,557.326)|
|Commitment x Priv Raffle||||2,981.76|‐10,111.56|‐3,318.92|
|X Patient Now Impatient Later||||(12336392)|(11617182)|(27306302)|
|,<br>Commitment x Pub Raffle||||,.<br>‐12,989.73|,.<br>‐9,233.78|,.<br>‐4,359.77|
|X Patient Now, Impatient Later||||(14,262.175)|(13,058.409)|(31,649.280)|
|Ordinary X Asset Index||||14,328.44*<br>(7,359.891)|9,604.80***<br>(2,996.460)|8,982.90<br>(8,042.009)|
|Ordinary x Priv Raffle||||‐698960|187110|791733|
|<br>X Asset Index||||,.<br>(7,449.397)|,.<br>(3,592.380)|,.<br>(10,578.169)|
|Ordinary x Pub Raffle||||‐7,385.70|‐994.09|5,873.07|
|<br>X Asset Index||||(7,843.693)|(3,494.974)|(10,610.178)|
|Commitment X Asset Index<br>||||7,170.34**<br>(3,009.447)<br>|14,939.15***<br>(3,626.612)<br>|20,985.90**<br>(9,330.184)<br>|
|Commitment x Priv Raffle<br>X Asset Index||||809.04<br>(5,155.906)|‐6,488.17<br>(4,202.167)|‐6,529.04<br>(10,184.758)|
|Commitment x Pub Raffle<br>||||5,398.17|‐10,187.93*|‐16,648.36|
|X Asset Index||||(8,817.109)|(5,527.874)|(12,117.508)|
|Ordinary X Years of Education||||497.15<br>(734.848)|1,954.62<br>(1,387.837)|7,292.53*<br>(3,707.156)|
|Ordinary x Priv Raffle<br>X Years of Education||||‐666.37<br>919000|‐1,252.98<br>1311893|‐5,631.54*<br>3122573|
|<br>Ordinary x Pub Raffle||||(.)<br>1,097.53|(,.)<br>859.29|(,.)<br>‐1,030.96|
|X Years of Education||||(947.308)|(1477.696)|(2908.790)|
|Commitment X Years of Education||||2,053.07<br>(1,310.090)|,<br>2,256.28<br>(1,619.124)|,<br>6,448.90<br>(4,189.145)|
|Commitment x Priv Raffle||||‐107988|96226|161698|
|<br>X Years of Education||||,.<br>(1,389.436)|.<br>(1,567.893)|,.<br>(3,839.859)|
|Commitment x Pub Raffle<br>f d||||‐1,859.03<br>|‐1,487.36<br>|‐1,087.84<br>|
|X Years o Eucation||||(1,835.938)|(1,590.322)|(3,808.639)|
|Number of observations<br>Pl f Ftt|3,150|2,835|2,835|3,150|2,835|2,835|
|‐vaues o‐ess:<br>All Interactinos = 0|0.015|0.032|0.005|0.053|0.000|0.036|

Notes: Stars indicate significance at 10% (*), 5% (**), and 1% (***) levels. Standard errors (in parentheses) are clustered at the club level. All regressions include stratification cell fixed effects, the full set of treatment indicators, and main effects of interaction variables, as well as a dummy for missing values in the time preference variables and interactions of treatment indicators with the same dummy.