resources and becomes either more expensive to borrow from or stops working altogether. Pooling resources across more than one community or insuring the groups against aggregate shocks could potentially help the saving groups to manage risk better. Although the gender of the household head does not seem to be associated with recovery, women and men face different levels of access to coping mechanisms that help families recover, such as a formal bank account.

# Acknowledgments

This project is a subcomponent of the Tanzania Urban Resilience Program (TURP), financed by DFID. The project also received funding from the Africa Disaster Risk Financing Initiative (ADRF), an initiative of the Africa Caribbean and Pacific (ACP) Group of States, financed by the European Union (EU) and implemented by GFDRR and the World Bank, as part of the wider ACP-EU Program Building Disaster Resilience in Sub-Saharan Africa.

The report was written by a team composed of Alvina Erman, Mersedeh Tariverdi, Marguerite Obolensky, Xiaomeng Chen, Rose Camille Vincent, Silvia Malgioglio, Jun Rentschler, Stephane Hallegatte, Nobuo Yoshida. It benefited from contributions by Eric Dickson, Edward Anderson, Nancy Lozano and Kirsten Hommann. The team also received invaluable support in Tanzania from Msilikale Msilanga, Nyambiri Nanai Kimacha, Ivan Gayton, Innocent Maholi, Alexandra Panman and Ian Madison.

This report and study are the result of a collaborative effort between the Global Facility for Disaster Reduction and Recovery (GFDRR) and two World Bank Global Practices (Social, Urban, Rural and Resilience; and Poverty), initiated by Niels B. Holm-Nielson with the support of Sameh Naguib Wahba, Francis Ghesquiere and Pierella Paci. A special thanks to Bella Bird, Country Director for Tanzania, for chairing the internal review and providing their guidance on the project. Invaluable contributions were provided by the report’s peer reviewers: Kirsten Hommann, Emmanuel Skoufias and Eric Dickson.

# 5 References

Erman, A. E., Motte, E. G., Goyal, R., Asare, A. B., Takamatsu, S., Chen, X., ... Hallegatte, S. (2018). The road to recovery: the role of poverty in the exposure, vulnerability and resilience to floods in Accra. Policy Research Working Paper Series.

Hambati, H. (2013). Weathering the storm: disaster risk and vulnerability assessment of informal settlements in Mwanza City, Tanzania.

Kebede, A. S. and Nicholls, R. J. (2012) Exposure and vulnerability to climate extremes: population and asset exposure to coastal flooding in Dar es Salaam, Tanzania. Reg Environ Change 12:81-94 Kiunsi, R. (2013) “The constraints on climate change adaptation in a city with a large development deficit: the case of Dar es Salaam” Environment and Urbanization 23(2):321-337 Maxwell, D., Caldwell, R. (2008) The Coping Strategies Index – Field Methods Manual. 2<sup>nd</sup> Edition. USAID, WFP, CARE International, Feinstein International Center, TANGO.

Picarelli, N., Jaupart, P., Chen, Y. (2017) “Cholera in times of floods – Weather shocks and health in Dar es Salaam” International Growth Centre Working Paper. Reference number: C-40404-TZA-1 Ramani Huria (2018). Community flood map. Data collected in 2014-2015.

Ramani Huria 2.0 (2018). Maps and data collected by Ramani Huria team managed by the Humanitarian Open Street Map team.

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