# **Appendix S6: References for studies included in the statistical meta-analysis**

Agarwal, S., Amromin, G., Ben-David, I., Chomsisengphet, S., and Evanoff, D.D. (2009). Do financial counseling mandates improve mortgage choice and performance? Evidence from a natural experiment. _Federal Reserve Bank of Chicago Working Paper_ 2009–07.

Agarwal, S., Amromin, G., Ben-David, I., Chomsisengphet, S., and Evanoff, D.D. (2010). Learning to cope: Voluntary financial education and loan performance during a housing crisis. _American Economic Review: Papers and Proceedings_ 100: 495–500.

Ambuehl, S., Bernheim, B.D., and Lusardi, L. (2014). The effect of financial education on the quality of decision making. _NBER Working Paper 20618._ Asarta, C.J., Hill, A.T., and Meszaros, B.T. (2014). The features and effectiveness of the keys to financial success curriculum. _International Review of Economics Education_ , 16, Part A(0): 39–50.

Barcellos, S.H., Smith, J.P., Yoong, J.K., and Carvalho, L. (2012). Barriers to immigrant use of financial services. The role of language skills, U.S. experience, and return migration expectations. _Financial Literacy Center Working Paper_ , _Wr-923-SSA. Dartmouth College and the Wharton School._ Baron-Donovan, C., Wiener, R.L., Gross, K., and Block-Lieb, S. (2005). Financial literacy teacher training: A multiple-measure evaluation. _Journal of Financial Counseling and Planning_ , 16(2): 63–75.

Barua, R., Shastry, G.K., and Yang, D. (2012). Evaluating the effect of peer-based financial education on savings and remittances for foreign domestic workers in Singapore. _Working Paper. Singapoore Management University, Wellesley College, and University of Michigan._ Batty, M., Collins, J.M., and Odders-White, E. (2015). Experimental evidence on the effects of financial education on elementary school students’ knowledge, behavior, and attitudes. _Journal of Consumer Affairs_ , 49(1): 69–96.

Bauer, J.W., Son, S., Hur, J., Anderson-Porich, S., Heins, R.H., Petersen, C., Hooper, S., Marczak, M., Olson, P.D., and Wiik, N.B. (2011). Dollar works 2: Impact evaluation report. _University of Minnesota, Extension. St Paul, MN._ Bayer, P.J., Bernheim, B.D., and Scholz, J.K. (2009). The effects of financial education in the workplace: Evidence from a survey of employers. _Economic Inquiry_ , 47(4): 605–624.

Becchetti, L., Caiazza, S., and Coviello, D. (2013). Financial education and investment attitudes in high schools: Evidence from a randomized experiment _. Applied Financial Economics_ , 23(10): 817–836.

Berg, G. and Zia, B. (2013). Harnessing emotional connections to improve financial decisions. Evaluating the impact of financial education in mainstream media. _World Bank Policy Research Working Paper 6407._ Bell, C., Gorin, D., and Hogarth, J.M. (2009). Does financial education affect soldiers’ financial behaviors? _Networks Financial Institute Working Paper 2009-WP-08, Indiana State University._ Bernheim, B.D.. and Garrett, D.M. (2003). The effects of financial education in the workplace: Evidence from a survey of households. _Journal of Public Economics_ , 87(7–8): 1487–1519.

Bernheim, B.D., Garrett, D.M., and Maki, D.M. (2001). Education and saving: the long-term effects of high school financial curriculum mandates. _Journal of Public Economics_ , 80(3): 435– 465.

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