<!-- Start of picture text --> One characteristic at-a-time All characteristics jointly<br>All — Emerging Developed All — Emerging Developed<br>Individual and household characteristics (1) (2) (3) (4) (5) (6)<br>Household income (omitted category: quintile 3)<br>Quintile 1 0.52*** 0.48*** 0.70*** 0.46*** 0.41*** 0.63***<br>[39.0] [33.0] [21.6] [32.3] [26.3] [18.7]<br>Quintile 2 0.11*** = 0.10*** 0.14*** 0.09*** 0.09*** 0.12***<br>[16.9] [14.6] [8.8] [13.8] [11.7] [7.4]<br>Quintile 4 -0.06*** -0.06*** -0.04*** -0.04*** -0.05*** -0.03***<br>[-17.3] _ [-17.0] [-4.2] [-12.7] [-12.6] [-3.1]<br>Quintile 5 -0.12*** -0.12*** -0.09*** -0.09*** -0.10*** -0.07***<br>[-46.1] [44.5] [-13.1] [-33.9] [-326] —[-9.7]<br>R 0.07 0.07 0.06<br>Education (omitted category: secondary)<br>Primary or less 0.51*** 0.52*** —0.37*** 0.34*** = 0.34*** —-0,33***<br>[48.5] [47.0] [12.1] [30.0] [27.5] [10.1]<br>Tertiary or more -0.54*** -0,55*** -0.52*** -0.37%** -0.37*** -0.35***<br>[-45.0] [-40.4] [-20.0] [-28.6] _[-25.6] [-12.5]<br>R? 0.08 0.07 0.04<br>Age (omitted category: 35 to 54)<br>15 to 34 -0.02** -0.05*** 0.18*** -0.02** -0.04*** 0.06*<br>[-2.5] [-4.8] [6.6] [-2.3] [-3.1] [ 1.9]<br>55 to 64 0.10*** 0.14*** -0.04 0.04*** 0.06*** -0.04<br>[8.0] [9.5] [-1.2] [3.0] [3.9] [-1.2]<br>65 and older 0.24*** §0.33*** —-0.01 0.01 0,09*** —-0.22***<br>[19.5] [ 23.0] [-0.2] [ 0.6] [5.2] [-6.1]<br>R? 0.01 0.01 0.01<br>Sex (omitted category: male)<br>Female 0.25*** 0.26*** —0,19*** 0.15*** 0.15*** —0.12***<br>R? [30.0]0.01 [28.8]0.01 [9.1]0.01 [16.2] [15.2] [5.7]<br>Worforce (omitted category: No)<br>Yes -0.33*** -0.36*** -0.18*** 0.03*** 0.04*** -0.03<br>[-39.5] — [-39.3] [-8.5] [2.6] [2.7] [-0.8]<br>R? 0.01 0.02 0.01<br>Employment status (omitted category: not employed)<br>Employed -0.51*** -0.55*** -0.31*** -0.33 *** -0.34*** — -0.25***<br>[-59.0] [-58.0] [-14.8] [-28.3] [-27.6] [-8.1]<br>R? 0.05 0.05 0.01 0.14 0.14 0.09<br><!-- End of picture text -->

||||||One cha|racteristic|at-a-time|All ch|aracteristic|s jointly|
|---|---|---|---|---|---|---|---|---|---|---|
|re||e|||All<br>—|Emerging|Developed|All<br>—|Emerging|Developed|
||All|Emerging|Developed|Individualandhouseholdcharacteristics|(1)|(2)|(3)|(4)|(5)|(6)|
||(1)|(2)|(3)|Householdincome(omittedcategory:quinti|le3)||||||
|||||Quintile 1|0.52***|0.48***|0.70***|0.46***|0.41***|0.63***|
|Unconditionalaverage|37.9|43.0|17.8||[39.0]|[33.0]|[21.6]|[32.3]|[26.3]|[18.7]|
|||||Quintile2|0.11***|=0.10***|0.14***|0.09***|0.09***|0.12***|
|Individualandhouseholdcharacte|ristics||||[16.9]|<br>[14.6]|[8.8]|[13.8]|[11.7]|[7.4]|
|||||Quintile 4|-0.06***|-0.06***|-0.04***|-0.04***|-0.05***|-0.03***|
|Householdincome|||||[-17.3]|_ [-17.0]|[-4.2]|[-12.7]|[-12.6]|[-3.1]|
|Quintile 1|58.5|63.4|37.0|Quintile5|-0.12***|-0.12***|-0.09***|-0.09***|-0.10***|-0.07***|
|Quintile2<br>|47.0<br>|53.0<br>|23.1<br>||[-46.1]<br>|[44.5]<br>|[-13.1]<br>|[-33.9]|[-326]|—[-9.7]|
|Quintile3|39.3|45.4|15.7|R|0.07|0.07|0.06||||
|<br>Quintile4|31.8|36.8|BA|Education(omittedcategory:secondary)|||||||
|<br>Quintiles<br>|20.9|24.4|76|<br>Primaryorless|0.51***<br>|0.52***<br>|—0.37***<br>|0.34***<br>|=0.34***<br>|—-0,33***<br>|
|;<br>||||<br>|[48.5]<br>|[47.0]<br>|[12.1]<br>|[30.0]<br>|<br>[27.5]<br>|[10.1]<br>|
|Education<br>||||Tertiaryormore|-0.54***<br>|-0,55***<br>|-0.52***<br>|-0.37%**<br>|-0.37***<br>|-0.35***<br>|
|Primaryorless<br>|57.8<br>|60.2<br>|33.1<br>|<br>|[-45.0]<br>|[-40.4]<br>|[-20.0]<br>|[-28.6]|_[-25.6]|[-12.5]|
|<br>Secondary|35.7|40.1|19.6|R?|0.08|<br>0.07|0.04||||
|Tertiary ormore|17.9|21.9|8.7||||||||
|||||Age(omittedcategory:35to54)|||||||
|Age||||15to 34|-0.02**|-0.05***|0.18***|-0.02**|-0.04***|0.06*|
|15to 34|38.9|41.6|21.7||[-2.5]|[-4.8]|[6.6]|[-2.3]|[-3.1]|[ 1.9]|
|35to 54|36.7|41.3|17.4|55to64|0.10***|0.14***|-0.04|0.04***|0.06***|-0.04|
|55to64|37.2|44.2|15.5||[8.0]|[9.5]|[-1.2]|[3.0]|[3.9]|[-1.2]|
|65 and older|38.8|49.5|16.1|65and older|0.24***|§0.33***|—-0.01|0.01|0,09***|—-0.22***|
||||||[19.5]|[ 23.0]|[-0.2]|[ 0.6]|[5.2]|[-6.1]|
|Sex||||R?|0.01|0.01|0.01||||
|Male|32.7|37.4|4|Sex(omittedcategory:male)|||||||
|Female|42.3|47-7|20.0|<br>Female|0.25***|0.26***|—0,19***|0.15***|0.15***|—0.12***|
|Worforce|||||[30.0]|[28.8]|[9.1]|[16.2]|[15.2]|[5.7]|
|||||R?|0.01|0.01|0.01||||
|No|44.9|50.6|20.6||||||||
|Yes|33.5|38.0|16.1|Worforce(omittedcategory:No)|||||||
|||||Yes|-0.33***|-0.36***|-0.18***|0.03***|0.04***|-0.03|
|Employmentstatus|||||[-39.5]|—[-39.3]|[-8.5]|[2.6]|[2.7]|[-0.8]|
|<br>Notemployed|48.8|53.7|23.2|R?|0.01|<br>0.02|0.01||||
|Employed|27.4|31.9|14.4||||||||
|||||Employmentstatus (omittedcategory:not <br>|employed)<br>||||||
|e||||Employed|-0.51***|-0.55***|-0.31***|-0.33***|-0.34***|—-0.25***|
||||||[-59.0]|[-58.0]|[-14.8]|[-28.3]|[-27.6]|[-8.1]|
|||||R?|0.05|0.05|0.01|0.14|<br>0.14|0.09|