Is there a way that we can get our pension from State Bank of India? I am going abroad to visit my brother. So how can I get my pension? I'm planning to write a novel. In my story I am making use of an incident that occurred in India. And for my plot, I'm stating there is XYZ (fictional) behind it. Since it's a controversial topic, I'm afraid some persons may get offended. How can I continue working on it, without offending anyone?