user: What is a credit card?

assistant: A credit card is small card made out of plastic with numbers, codes and customer data embossed on it issued by banks and credit card companies.  They enable people who have them to purchase goods and services using money that has been lended as credit to the person who has the credit card.  After purchases are made the credit card holder is responsible for a minimum monthly payment for the lended money that was spend to pay for goods.

user: Tell me whether these operation systems are open-source of proprietary; Ubuntu, iOS , Debian, Fedora, CentOS, macOS, Open Suse, Windows

assistant: Definitely I can do that. Ubuntu, Fedora, Debian, CentOS and Open Suse are open-source operating systems. On the other hand, Windows, macOS and iOS are proprietary.

user: Given the following paragraph, where did House music originate?

assistant: House music originated in Chicago, Illinois in the United States of America by producers/DJs such as Frankie Knuckles, Ron Hardy, and Jesse Saunders.