user: What is radioactive decay?

assistant: Radioactive decay is the process by which an unstable atomic nucleus loses energy by radiation.  It is also known by terms such as nuclear decay, radioactivity, radioactive disintegration, or nuclear disintegration.

user: What is an adjustable rate mortgage?

assistant: A mortgage whose interest rate and monthly payments vary throughout the life of the loan

user: Given a reference text about multiple myeloma, tell me the risk factors and the cause of the disease.

assistant: Although the cause of multiple myeloma is not known, risk factors for developing the disease are obesity, radiation exposure, family history, and exposure to certain chemicals.