user: What is a credit card?

assistant: A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's accrued debt (i.e., promise to the card issuer to pay them for the amounts plus the other agreed charges).The card issuer (usually a bank or credit union) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance. There are two credit card groups: consumer credit cards and business credit cards. Most cards are plastic, but some are metal cards (stainless steel, gold, palladium, titanium), and a few gemstone-encrusted metal cards.

user: Given a reference text about Margot Robbie, tell me when they were born and what they are famous for.

assistant: Margot Robbie was born on July 2nd, 1990. She is famous for being an Australian actress and one of Time Magazine's 100 most influential people in the world in 2017.

user: Give me a list of classic English poems with nice message

assistant: 1. "If" by Rudyard Kipling: This poem is highlighting the importance to lead a life with integrity and gaining a clearer perspective about life.
2. "Requiescat" by Oscar Wilde: There is a lot of grief, loss and mourning. Poet dedicated to his younger sister who unfortunately died unexpectedly.
3. "And Still I Rise" by Maya Angelou: This poem is all about hope, courage and undying attitude to move forward in life by winning over all the challenges that life or society throws at you.
4. "Do not go gentle into that good night" by Dylan Thomas: One of the most known piece of the Welsh poet. In short, this poem is a gentle reminder about preciousness of life.