user: From the Passage please find out what are the cause of climate change

assistant: 1. Climate change is primarily caused by humans burning fossil fuels.
2. Fossil fuel use, 
3. deforestation,
4.agricultural and industrial practices increase

user: Who regulates banks in Australia?

assistant: The Australian Prudential Regulatory Authority (APRA) is the prudential regulator of the Australian financial services industry.

user: Make me a list of types of pies I can make

assistant: You could make a pumpkin, pecan, berry, apple, peach or chocolate pie