5.  Operational Assets for Operating

    1.  Fixed Assets as at 31^(st) December 2005, are as follows: (Baht
        1 : 1,000)

  Fixed Assets as at 31^(st) December 2004 are as follows: (Baht 1 :
  1,000)

+------+-------------------+------+---------------+--------+---------+
|   As |                   | R    |   Obligations |        | Net     |
| sets |                   | ight |               |  Costs | Book    |
|      |                   |      |               |        | Value   |
| Type |                   |      |               |        |         |
+------+-------------------+------+---------------+--------+---------+
| Land |                   | O    | Bank of       | 21,    | 21      |
|      |                   | wner | Ayudhya’s     | 392.18 | ,392.18 |
|      |                   |      | collateral¹   |        |         |
+------+-------------------+------+---------------+--------+---------+
| Buil |                   |      |               |        |         |
| ding |                   |      |               |        |         |
| and  |                   |      |               |        |         |
| Buil |                   |      |               |        |         |
| ding |                   |      |               |        |         |
| Imp  |                   |      |               |        |         |
| rove |                   |      |               |        |         |
| ment |                   |      |               |        |         |
+------+-------------------+------+---------------+--------+---------+
| Buil |                   | O    | Bank of       | 38,    | 17      |
| ding |                   | wner | Ayudhya’s     | 475.89 | ,111.67 |
|      |                   |      | collateral¹   |        |         |
+------+-------------------+------+---------------+--------+---------+
| Buil |                   | O    | Bank of       | 4,     | 477.24  |
| ding |                   | wner | Ayudhya’s     | 541.08 |         |
| Imp  |                   |      | collateral¹   |        |         |
| rove |                   |      |               |        |         |
| ment |                   |      |               |        |         |
+------+-------------------+------+---------------+--------+---------+
| Re   |                   | Rent |               | 0.00   | 0.00    |
| nted |                   |      |               |        |         |
| Buil |                   |      |               |        |         |
| ding |                   |      |               |        |         |
| Imp  |                   |      |               |        |         |
| rove |                   |      |               |        |         |
| ment |                   |      |               |        |         |
| ²    |                   |      |               |        |         |
+------+-------------------+------+---------------+--------+---------+
| Of   |                   |      |               |        |         |
| fice |                   |      |               |        |         |
| E    |                   |      |               |        |         |
| quip |                   |      |               |        |         |
| ment |                   |      |               |        |         |
+------+-------------------+------+---------------+--------+---------+
| Cond |                   | O    |               | 5,     | 1.40    |
| itio |                   | wner |               | 378.15 |         |
| ners |                   |      |               |        |         |
+------+-------------------+------+---------------+--------+---------+
| T    |                   | O    |               | 1,     | 451.97  |
| elep |                   | wner |               | 936.87 |         |
| hone |                   |      |               |        |         |
| and  |                   |      |               |        |         |
| E    |                   |      |               |        |         |
| quip |                   |      |               |        |         |
| ment |                   |      |               |        |         |
+------+-------------------+------+---------------+--------+---------+
| F    |                   | O    |               | 12,    | 310.52  |
| urni |                   | wner |               | 818.01 |         |
| ture |                   |      |               |        |         |
| and  |                   |      |               |        |         |
| Of   |                   |      |               |        |         |
| fice |                   |      |               |        |         |
| Ins  |                   |      |               |        |         |
| trum |                   |      |               |        |         |
| ents |                   |      |               |        |         |
+------+-------------------+------+---------------+--------+---------+
| C    |                   | O    |               | 12,    | 796.26  |
| ompu |                   | wner |               | 121.49 |         |
| ters |                   |      |               |        |         |
| and  |                   |      |               |        |         |
| E    |                   |      |               |        |         |
| quip |                   |      |               |        |         |
| ment |                   |      |               |        |         |
+------+-------------------+------+---------------+--------+---------+
| Vehi |                   | O    |               | 4,     | 361.57  |
| cles |                   | wner |               | 071.49 |         |
+------+-------------------+------+---------------+--------+---------+
| T    |                   |      |               | 100,   | 40      |
| otal |                   |      |               | 735.16 | ,902.81 |
+------+-------------------+------+---------------+--------+---------+
| Rema | 1.  Credit limit  |      |               |        |         |
| rks: |     of bank       |      |               |        |         |
|      |     overdraft and |      |               |        |         |
|      |     bank loan     |      |               |        |         |
|      |     about Baht    |      |               |        |         |
|      |     520 million.  |      |               |        |         |
|      |                   |      |               |        |         |
|      | 2.  The Company   |      |               |        |         |
|      |     rent office   |      |               |        |         |
|      |     building for  |      |               |        |         |
|      |     three         |      |               |        |         |
|      |     branches, and |      |               |        |         |
|      |     cease         |      |               |        |         |
|      |     completely in |      |               |        |         |
|      |     third quarter |      |               |        |         |
|      |     of            |      |               |        |         |
|      |                   |      |               |        |         |
|      |   2004.           |      |               |        |         |
+------+-------------------+------+---------------+--------+---------+

1.  Assets For Sale Repossessed From Hire Purchase or Assets Financing
    For Sale

  Repossessed assets from hire purchase or assets financing are booked
  in the company’s accounting at book value or appraisal sale value,
  whichever is lower, the different value between book value and
  appraisal sale value are booked in allowance from declining value, and
  adjusted to profit/loss on sale after actual sale.

+--------------+---------+-----------+------+---------+-----+--------+
| The          |         |           |      |         |     |        |
| comparison   |         |           |      |         |     |        |
| between      |         |           |      |         |     |        |
| account      |         |           |      |         |     |        |
| receivables  |         |           |      |         |     |        |
| before       |         |           |      |         |     |        |
| reservation  |         |           |      |         |     |        |
| and assets   |         |           |      |         |     |        |
| for sale.    |         |           |      |         |     |        |
+--------------+---------+-----------+------+---------+-----+--------+
| On December  | Account |           | As   |         | P   |        |
| 31, 2005     | Rece    |           | sets |         | erc |        |
|              | ivables |           | For  |         | ent |        |
|              | Before  |           | Sale |         | age |        |
|              | Rese    |           |      |         |     |        |
|              | rvation |           |      |         |     |        |
+--------------+---------+-----------+------+---------+-----+--------+
|              | Units   | Thousand  | U    | T       | Un  | Th     |
|              |         | Baht      | nits | housand | its | ousand |
|              |         |           |      | Baht    |     | Baht   |
+--------------+---------+-----------+------+---------+-----+--------+
| Hire         | 43,385  | 1,0       | 385  | 8       | 0   | 0.83   |
| Purchase –   |         | 67,486.18 |      | ,842.39 | .89 |        |
| Motorcycles  |         |           |      |         |     |        |
+--------------+---------+-----------+------+---------+-----+--------+
| Assets       | 46      | 1,160.38  | -    | -       | -   | -      |
| Financing    |         |           |      |         |     |        |
+--------------+---------+-----------+------+---------+-----+--------+
| Total        | 43,431  | 1,0       | 385  | 8       | 0   | 0.83   |
|              |         | 68,646.56 |      | ,842.39 | .89 |        |
+--------------+---------+-----------+------+---------+-----+--------+
|              |         |           |      |         |     |        |
+--------------+---------+-----------+------+---------+-----+--------+
| On December  | Account |           | As   |         | P   |        |
| 31, 2004     | Rece    |           | sets |         | erc |        |
|              | ivables |           | For  |         | ent |        |
|              | Before  |           | Sale |         | age |        |
|              | Rese    |           |      |         |     |        |
|              | rvation |           |      |         |     |        |
+--------------+---------+-----------+------+---------+-----+--------+
|              | Units   | Thousand  | U    | T       | Un  | Th     |
|              |         | Baht      | nits | housand | its | ousand |
|              |         |           |      | Baht    |     | Baht   |
+--------------+---------+-----------+------+---------+-----+--------+
| Hire         | 32,660  | 7         | 166  | 4       | 0   | 0.63   |
| Purchase –   |         | 45,089.25 |      | ,685.09 | .51 |        |
| Motorcycles  |         |           |      |         |     |        |
+--------------+---------+-----------+------+---------+-----+--------+
| Assets       | 139     | 2,609.48  | -    | -       | -   | -      |
| Financing    |         |           |      |         |     |        |
+--------------+---------+-----------+------+---------+-----+--------+
| Total        | 32,799  | 7         | 166  | 4       | 0   | 0.63   |
|              |         | 47,698.73 |      | ,685.09 | .51 |        |
+--------------+---------+-----------+------+---------+-----+--------+
|              |         |           |      |         |     |        |
+--------------+---------+-----------+------+---------+-----+--------+
| On December  | Account |           | As   |         | P   |        |
| 31, 2003     | Rece    |           | sets |         | erc |        |
|              | ivables |           | For  |         | ent |        |
|              | Before  |           | Sale |         | age |        |
|              | Rese    |           |      |         |     |        |
|              | rvation |           |      |         |     |        |
+--------------+---------+-----------+------+---------+-----+--------+
|              | Units   | Thousand  | U    | T       | Un  | Th     |
|              |         | Baht      | nits | housand | its | ousand |
|              |         |           |      | Baht    |     | Baht   |
+--------------+---------+-----------+------+---------+-----+--------+
| Hire         | 24,081  | 5         |      | 3       | 0   | 0.72   |
| Purchase –   |         | 17,717.61 |  131 | ,734.67 | .54 |        |
| Motorcycles  |         |           |      |         |     |        |
+--------------+---------+-----------+------+---------+-----+--------+
| Assets       | 1,765   | 19,324.31 |   2  | 34.70   | 0   | 0.18   |
| Financing    |         |           |      |         | .11 |        |
+--------------+---------+-----------+------+---------+-----+--------+
| Total        | 25,846  | 5         |      | 3       | 0   | 0.90   |
|              |         | 37,041.92 |  133 | ,769.37 | .65 |        |
+--------------+---------+-----------+------+---------+-----+--------+

[TABLE]

2.  Investment

  The Company’s investment in the financial institution as at the year
  ended of last three years are as follows:

+----------------------+-----------------------------------------------+
| Year                 | Net Investment Value (Baht)                   |
+----------------------+-----------------------------------------------+
| 2005                 | 2,000,000                                     |
+----------------------+-----------------------------------------------+
| 2004                 | 2,000,000                                     |
+----------------------+-----------------------------------------------+
| 2003                 | 12,000,000                                    |
+----------------------+-----------------------------------------------+

  The Company’s investment policy is to invest in medium and low risk
  securities. Whenever, the investment will loss more than 10 percentage
  and/or that corporate operation stopped, we will sell our investment
  securities for reducing the risk in the future.

3.  Investment in Subsidiary and Affiliated company

  - No-