Part 3

Information Certification

As the Director of the Company or Vice President of the Finance and
Accounting Division, I have revised this annual Information Disclosure
document with caution and certify that the information disclosed
herewith is complete, accurate and truthful. I believe that it will not
cause any misunderstanding and does not omit any important information
that needs to be disclosed. Moreover, I also certify that :

(1) The Financial Statement and other financial details that are
summarized in this annual disclosure form represent complete and
accurate information regarding the performance and the cash flow of the
Company and its subsidiaries.

(2) I am responsible for ensuring that the Company maintains an
effective disclosure system that will assure the Company discloses all
true and important information of the Company and its subsidiaries and
for ensuring compliance.

(3) I am responsible for ensuring that the Company also maintains an
effective internal control system and for ensuring compliance. I have
communicated our internal control assessment as of December 31, 2004 to
the external auditor; this assessment included any default, change and
misconduct which may affect the reporting of the Company and its
subsidiaries’ financial statements.

Therefore, as evidence that these documents constitute the entire set
that I have certified, I have authorized Mr.Theerasak Tanchareonlarp to
initial all pages. If any page is without Mr.Theerasak Tanchareonlarp’s
initials, I do not certify that the information given is the true copy.

  ------------ --------------------- -------------------- ------------------
               Name                  Position             Signature

               Mr.Maroot Mrigadat    President,           
                                     Director & Secretary 
                                     to the Board of      
                                     Directors            

               Mr.Chatchawal Eimsiri Vice President       

                                     Finance & Accounting 
                                     Division             

  Authorized   Mr.Theerasak          Senior Manager       
  Person :     Tanchareonlarp                             

                                     Corporate Secretary  
                                     Office               
  ------------ --------------------- -------------------- ------------------

I have reviewed all the information in this Annual Information
Disclosure Form with caution and, as a Director of the Board, and I do
not have any reason to believe that the form contains information that
is incorrect, incomplete or false that may cause any misunderstanding.
Furthermore, I do not believe that it lacks any important information
that should be disclosed.

Therefore, as evidence that these documents constitute the entire set
that I have certified, I have authorized Mr.Theerasak Tanchareonlarp to
initial all pages. If any page is without Mr.Theerasak Tanchareonlarp’s
initials, I do not certify that the information given is the true copy.

  ------------------------ ------------------------ ---------------------
  Name                     Position                 Signature

  1. Mr.Cherdpong Siriwit  Chairman of the Board    

  2. Mr.Vudhibhandhu       Director/Independent     
  Vichairatana             Director/ Chairman of    
                           the Corporate            
                           Governance/ Member of    
                           Risk Management          
                           Committee                

  3. Mr.Charnchai          Director/Independent     
  Musuknisakorn            Director/ Chairman of    
                           the Audit                
                           Committee/Member of      
                           Corporate Governance     
                           Committee                

  4. Mr. Krairit Nilkuha   Director/ Independent    
                           Director/ Chairman of    
                           the Remuneration         
                           Committee                

  5. Mr.Chulasingh         Director/Independent     
  Vasantasingh             Director/ Chairman of    
                           the Nominating           
                           Committee/ Member of the 
                           Audit Committee          

  6. Mr.Pichai             Director/ Chairman of    
  Chunhavajira             the Risk Management      
                           Committee                

  7. General Lertrat       Director/Independent     
  Ratanavanich             Director/ Member of the  
                           Corporate Governance     
                           Committee, Audit         
                           Committee and Nominating 
                           Committee                

  8. Mr.Sirin              Director/ Independent    
  Nimmanahaeminda          Director/ Member of the  
                           Remuneration Committee   

  9. Mr.Chitrapongse       Director/ Member of the  
  Kwangsukstith            Nominating Committee and 
                           Risk Management          
                           Committee                

  10. Mr.Pala Sookawesh    Director/ Member of the  
                           Remuneration Committee   

  11. Mr.Tongchat          Director/ Member of the  
  Hongladarom              Risk Management          
                           Committee                

  12. Mr.Prasert Bunsumpun Director                 

  13. Mr.Manu Leopairote   Director                 
  ------------------------ ------------------------ ---------------------

+------------+---------+---------+-------------+---+--------------------+---+
| Name       |         | P       |             | S |                    |   |
|            |         | osition |             | i |                    |   |
|            |         |         |             | g |                    |   |
|            |         |         |             | n |                    |   |
|            |         |         |             | a |                    |   |
|            |         |         |             | t |                    |   |
|            |         |         |             | u |                    |   |
|            |         |         |             | r |                    |   |
|            |         |         |             | e |                    |   |
+------------+---------+---------+-------------+---+--------------------+---+
| 14.        |         | D       |             |   |                    |   |
| Mr.Wisudhi |         | irector |             |   |                    |   |
| Sriduphan  |         |         |             |   |                    |   |
+------------+---------+---------+-------------+---+--------------------+---+
| Authorized | Mr.Th   |         | Senior      |   |                    |   |
| Person :   | eerasak |         | Manager     |   |                    |   |
|            | Tanchar |         |             |   |                    |   |
|            | oenlarp |         | Corporate   |   |                    |   |
|            |         |         | Secretary   |   |                    |   |
|            |         |         | Office      |   |                    |   |
+------------+---------+---------+-------------+---+--------------------+---+