Position: Fintech expert
Category: Other
English level: fluent
Years of experience: 11

Managing an autonomous department within a Chinese Fintech based in Shanghai, I was spearheading the development of a cloud-based lending platform for commercial banks for different segments (consumers, SME clients, legal entities, farmers). With multiple bank marketing channels, various client onboarding techniques, KYC, chat boxes, AI, alternative data usage, integration of bank internal data, risk modelling, automatic decision-making tools, electronic contract signing, automatic disbursement – the platform is a loan origination system with the most digitalized process in banking. 100,000+ loans approved for USD3+ billion with NPL rate < 1% PAR90+.
Dear colleagues, 
Many things should be tested in your life before you really understand who you are. I tried myself in different areas, from front-office sales to Fintech in digital transformation. I’ve got an international experience working in multinational teams. Every position I take, I influence people naturally, inspiring and developing them, bringing visible result and progressive changes to the company organisation I work for.
I’m a banker and a Fintech expert imbued with a Sales spirit. My competence is Retail and SME business in banking and Fintech with a strong focus on B2B sales in digital transformation projects. 
The competence comes from progressive 16+ years of managerial experience as a Top-manager in Ukrainian and International banks, the market leaders on their markets, practical international 7 years’ experience as Execute Fintech Expert for Digital Transformation projects in China, Shanghai – the Head of Financial cooperation department (Sales to partners and cooperation with Big Data providers). I’ve got 23+ years of experience in financial and IT industry in total.
At the moment I’m back to Ukraine, escaping from being locked down in China within the last two years, because of pandemic policy of the country.
Meanwhile, I’m located in Kyiv, Ukraine and looking for a remote challenging local or international position, to share my expertise in Fintech and create a healthy business ecosystem being a step ahead the competitive and changing environment.
Sincerely,
Vitaliy