Position: Head of payments
Category: Other
English level: fluent
Years of experience: 9

decreasing processing costs by 70% in 3 years
exploiting the synergy of combining risk and retention processes: +12% whales revenue
optimizing approval rate by absolute 10-15% in top geos
extending payment methods coverage from 1 to 10
implementing behavioral patterns discovery to product strategy
2017-2023 Head of payment and processing
⁃ control and optimization of main KPIs: approve ratio, proc costs, cb/rf, reorder, ltv
⁃ managing relations with banks, PSPs, regulatory bodies, etc
⁃ leading 10+ development/product/risk teams
⁃ designing and adapting the anti-fraud and risk management systems
⁃ analyzing payment data to identify trends/opportunities
⁃ automation of reporting/alerting/anomalies detection
⁃ keeping the company competitive/up to date with the 
industry 
⁃ collaboration with other teams e.g. finance, legal, compliance, analytics
⁃ ensuring compliance with relevant regulations
⁃ working with the data discovery team on behavioral patterns exploration
⁃ implementing user segmentation/lifecycles into product strategy

2016-2017 Billing Product manager
2015 Product manager
-	managing two product subsystems/PMs
-	delivering KPIs/analytic guidance and control
2014 Analyst
-	analytical tasks/reporting
face and overcome new challenges
bring additional value
build inspiring team
making good bets