Position: Finance
Category: Other
English level: fluent
Years of experience: 3


Analysis (financial, quantitative, and qualitative) and appraisal of Credit facilities. 
Champion Collateral Management Unit and responsible for insurance of the bank’s assets and securities 
pledged by the customers. 
Daily monitoring of approved loans to ensure they are in performing status. 
Review daily and periodic movements in the bank’s assets and liabilities as it affects the balance sheet 
position for computation of liquidity ratio. 
Assist with the loan review activities designed to evaluate credit risk for corporate and individual credit as 
well conduct spot checks on credits showing early warning signal triggered by market disruptive events. 
Keep abreast with all government legislations and CBN policies/circulars that may affect operations and 
advice management on it. 
Ensures proper documentation for all approved facilities and maintains comprehensive credit register and 
up to date credit files for each borrower 
Ensures facilities conditions are fully captured on offer letters and conditions precedent is satisfied before 
disbursement is done 
Analysis and processing of approval of Credit facilities – retail, corporate and ensure facilities booked are 
within approved limit and that global exposures do not exceed single obligor limit. 
Processing and Maintenance of Bond and Guarantees in the system. 
Timely report of Portfolio status to regulators, Credit Bureaus, and Management 
Ensure the existence of valid insurance policies for collaterals and obligors during the life cycle of the 
credit facilities. 
Perform other duties such as relating with external auditors, produce answers to questionnaires from 
rating agencies, assist in developing standard operating procedures and support head of enterprise and 
Chief Risk Officer in evaluation of portfolio risk.