Position: Project Manager
Category: Project Manager
English level: intermediate
Years of experience: 0

credit factory development, credit decision automatization
2016 – current  Deputy Chairman of the board, Bank)
•	Management team of 25 employees;
•	Chief of Retail Credit committee;
•	Current position involves having complete oversight of Credit Policy, Analytic, Underwriting and Collections functions with day to day management and development of strategies in line with Department's objectives
•	Managing Risk related to all Retail Products, including, Credit Cards, Personal Loans, Car loans, 
•	Successfully managed a Credit Cycles in Retail. Developed and implemented Portfolio and Collections strategies to manage and mitigate default risk, bringing the portfolio back to profitability. 
•	Effective implementation of application and behaviour scorecards across products and ensured that various account management strategies, such as credit line management and loan top ups as well as Collections Strategies are score driven
•	Buying Credit portfolio. Developing financial model of the deal;
•	Implementation IFRS 9 at Risk area;
•	Estimation of bank’s assets, taking part in buying and merging banks;
work in modern internatinal company, which can help me change area :)