The, perhaps, it might be worth finding an insurance plan with lower deductibles.  Or, you could join with other business people to put pressure on insurance companies to provide better plans  
It's quite a leap to say that insurance companies' decisions are the fault of the ACA.  Much has been written about mixed motivations of insurance companies in connection with this issue.  This might be a interesting read about the reasons for high rates.  http://insights.som.yale.edu/insights/why-is-healthcare-so-expensive
See my reply, above, to CAEL for additional article cites.