Completely out to lunch. In five years 1 bitcoin will buy a lambo!
There are already coins that do not require exchanges, transactions are between the buyer and seller only. Money is received and the coins released. There is no way to stop it, track it, regulate it or control it by big brother.
Fiat money will lose more and more value. There will be more and more people converting to cryptocurrency, then a huge run as people unload fiat all together. It will be worthless even as TP. The governments will collapse. It will be beautiful because we will be really become free.
The only thing to do is understand what is happening and take action. The sooner the better for you. It is has been a long time coming since they dropped the gold standard.