I don't understand how Notre Dame is directly involved in funding anything. They are not self-insured, at least for students. The student plan is offered by Aetna, which covers many colleges and universities. The other issue is that grad students are required to enroll in the plan, so that requirement automatically means that any contraception must be out of pocket. Individual plans are far too pricey or limited for most students, so I don't see how ND is not imposing its beliefs, not only on ND students, but on Aetna, which probably has a boilerplate policy for colleges and now has to make a special plan for the opt-outs.