The 1932 San Cipriano hurricane did $3.6 Billion (2016 US $) in damage to Puerto Rico,  at that time a US territory.  FDR created the Puerto Rico Reconstruction Administration in 1935.  Funding ran out for it in 1955.   300 people were killed in Puerto Rico.  3000 in Florida by the same hurricane.  I couldn't find the damage estimate for Florida.  

The uninsured cost of this multiple fire  event will be at least as much as the insured loss.  Insurance policies seldom pay replacement cost,  or even 90% of real cost.  So sad for all those with the loss of loved ones,  the loss of heritage and personal history,  the loss of wildlife and flora,  all the things that insurance does not cover.  Even peace of mind,  lost innocence.  How do you measure those impacts?