Well done Midas.  I am in my mid 40s and in the exact same boat as you.  I was thinking the other day that I have held down a job consecutively for close to 30 years now in one way shape and form.  Always saving, avoiding debt, shunning expensive/shiny things.  I am looking very forward in quitting my job in the 3 or 4 years now that I have all the kids education set up and my high 7 figure asset base is going to ride off in the sunset and leave the 54% marginal tax rate to some other suckers.