Wow you're obtuse, see if you can follow: Banks were deregulated under Clinton lighting the fuse for the real estate bubble that burst after years of the banks giving out mortgages to under-qualified customers and packaging them into securities to be traded in bulk, something that wasn't allowed until old Billy Boy from Arkansas allowed it. So yes he was responsible in part for what happened after he left office, just like Obama will be at fault when Iran develops a Nuke thanks to his policies.