College, like many other things in life, comes down to good decision-making skills. Major in Art History, English, Music, or Gender Studies (aka hobby majors) and get ready to work at Starbucks for $12 an hour with a $500 a month student loan payment. Major in Science, Technology, Engineering, Math, Business, Finance, Medicine or Law and a person has a much easier time getting a good job that starts at good salary (and leads to high salaries), so that $500 a month won't be that big of a deal.