I'm not concerned with democracy. I'm concerned about liberty. These aren't the same things. In fact democracy almost always leads to less liberty. As far as human political institutions and power structures go, liberty should be our primary concern and goal.

You're concerned about the rich and powerful getting more riches and power. I'm not concerned about them getting more riches as long as they do it legitimately, morally and without special government privileges. Your concern about power is misplaced. Government is where power is vested. That's what attracts the money and those who want control of it. Look past the surface symptoms to the root problems.

"Or maybe you want to live in a society where the disparity of wealth is so great that people suffer."

That happens in countries where the state has the most power.

"Liberty does not exist when such disparity exists."

The more power government has the more liberty is at risk.