I have spent 31 years accumulating that so called "dead money" - using it to survive, to grow my businesses and ideally I hope to use it one day to retire.

I find it extremely insulting for Bill Morneau to discount a lifetime of effort as not worthy of respect and to materially negatively impact my ability to save for my retirement - for what? To extort ever more tax for the Liberals' out of control spending.

Repugnant.