Okay, you have a point. I should have provided a greater variety of scholarly data for that claim. So, here you are:

http://www.sciencedirect.com/science/article/pii/S0002934309004045

http://www.amjmed.com/article/S0002-9343(09)00525-7/fulltext

Regardless, do you believe those bankruptcies have been reduced in numbers since the ACA was passed? I'm fairly certain you have been decrying the law as having made everything far worse than what we had before.