Thanks for that Lynn, it's a good observation.    I'll date myself, but I was thinking along the lines of the high rise apartments like Cabrini-Green and others built with good intentions to house people, but terrible designs for human beings.     

I agree with people like yourself, that put housing as a foundational base for building a life.    (I find it difficult to say, but in some cases institutional housing is the best way to offer advanced mental health care as well)   

But after living in three very different parts of the country, housing needs are not same, not in price, not in needs, not in construction.   I think state/local leadership structures are the best option.     The fed may well have a great design, but if it doesn't fit North Dakota, it won't be supported in North Dakota.

Thanks for your insights, something that I have enjoyed now for many months.