Mr S G   thanks for the link.   This state is insolvent and it seams that the people that know that are trying to grab all they can before the fall.
How are we the small people to make it through it with the inability to save money . 
My bank will not let me have a budget that doesn't balance. When I don't have the money for prime rib, I have hamburger when i don't have the money for hamburger I have mac-n-cheese, when i don't have the money for mac-n-chese I have top roman. How is it that the people that are in power don't get that ?   
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Sorry I unloaded on your post .
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Peace to all that get my outrage. V.