Thank you for a thoughtful presentation of a global issue that should concern everyone on this planet. I am engaged this very day in Geneva with Governments, business and labour; there is complete agreement that the problems associated with refugees are complex, but urgent.  The costs of not acting is not just the cost today of maintaining basic supports for millions of people, but the lost contributions of the people, and the consequence to all of us of lost hope of large populations.  This is not about being kind and generous, although that certainly helps. This is about making things better for all of us - a world where everyone is given a chance to contribute and live freely.