Like Burnt you have not idea where the market is headed. While you may think you somehow know more, you don't. You don't know if things will bounce back as they did in Vancouver, rise to the rate of inflation, stagnate, or correct further. If you listened to Burnt when he first started babbling on what he had no clue of you would have missed a huge run, have been well into a paid off home, and easily able to weather a correction. Not once has he been able to accept these facts and now is babbling how he knows how it will end, priceless.