I was referring to young people my age who were being counted upon to pull the wagon beyond their actuarial responsibility (or get fined). The ACA is the reason that more people have insurance they can rarely use due to the ridiculous deductibles and unnecessary coverage they are required to pay for. The ACA 'tax increases' have devastated much of the former middle class in order to pay for the insurance costs of others, many of whom are unhealthy and/or being treated for chronic conditions they brought about due to their own poor eating habits and lack of exercise.