I know first hand how my personal insurance policy purchased when I turned 25 and no longer covered under my parents health plan before ACA, has changed over the years. I am in a high risk category being a cancer survivor. Even so, before ACA when I purchased my BCBS of Alaska health insurance plan, given I have a high deductible $5,000 per year. I paid roughly $120.00 per month. Over the years my plan has been grand fathered in thank goodness! Otherwise with my current income ( since that is really all the marketplace cares about) and not qualifying for subsidies, being 30, I would pay roughly $1200 a month for the same coverage I used to get for $120.00. People such as myself should pay more for health coverage as we are a more costly risk to insure. Why, because I have become a successful member of society should I  be forced to pay a portion of other people's insurance? This isn't about who is in office, it is about health care being unaffordable.