" that will change in BC"

GO Away Troll.

The Insurance Council of  Canada used to have a paid troll who kept posting anti ICBC rants in usenet groups like bc.general, without identifying himself as a paid PR liar. One time I called his bluff and checked out websites offering car insurance quotes in Alberta and Ontario. Both were much higher than my ICBC Road Star rate.

I get the ICBC Road Star safe driving record discount.

You also need to consider that NDP, Social Credit and BC Liberal Governments used ICBC to finance highway and road safety improvements at high accident locations, Road Side Breathalyzer testing, and Red Light Cameras. They also off load the cost of Driver Registration, Vehicle Registration, and issuing not only Divers Licences, but BC ID Cards / BC Service Cards onto ICBC, paid for with Insurance Premiums. 

Doing away with ICBC appealed to the Socreds and BC Liberals, but will never happen. Sort of like Romneycare, turned out to be much cheaper that way.