Perhaps relative to T-O, but everyone I know here who lives in a non-stabby neighbourhood is house poor. I think Winnipeg, more than almost any other city in the country, has a vast swath of neighbourhoods you couldn't pay me to live in. 

Likewise many of my fellow citizens, because they're not idiots, won't live their either, resulting in depressed housing prices. Which skews the math on median income and house prices. What price a cheap house if you're murdered, mugged or raped while walking from your car? 

It used to be affordability kept people here. Not sure what it is now. Familial ties, perhaps? It sure ain't the weather or the abundant opportunities and excellent infrastructure.