Your ignorance is why our country is in so much trouble.  If you use debt to buy a house, then pay it off over time, this is good.  If you use debt to buy a skidoo, boat, TV, Quad, groceries etc, and add to it every year, you are an idiot.  If you do this all your life, and complain you can't retire at 55 and travel, you are a super idiot.  The government of Ontario falls into the super idiot catagory.