IRT Bob Karman,

There's a reason why the "rich get richer" and the "poor get poorer".  It's not always a lack of resources.  In fact I believe for many, it's a lack of delayed gratification or keeping up with the Joneses.  

Even amongst some people I work with are constantly traveling while saving no money or buying cars with a 7 year loan when their current vehicle is running fine.  

Or buying the latest version of the Iphone or other gadgets that really are not needed.   Or having all available cable stations.  Eating out instead of eating at home.  Many reasons.

Some people truly need the help and I have no problem helping them get a hand up.

But I believe too many just waste the resources they have instead of making the most of it.