I'm there (retirement) and doing it. Have purchased several annuities over the past few years. I can confirm that, yes, I am less anxious about making it through retirement! I am quite aware of, and somewhat anxious about inflation too (living through the 1970s will do that). My CPP and deferred higher OAS will partly (as long as the government continues to pay) counter-act that along with, hopefully, my remaining equity investments. Also, I anticipate that, like most people, when I get to be 90, my spending will decline anyway.