Wavemaker, we've had this conversation.  It's a very small business because I can't work full-time.  Car insurance failed, but mostly the driver speeding downtown running the red light.  I do the best I can.

To be honest, I should have conformed like a good little girl and been sucking up your social security instead, but I didn't want to depend on the government like that.  I wanted to be productive.  My bad.