Who do you think is paying for people who can't cover their healthcare costs now? Everyone else that uses the system or by lost tax revenue for write-offs from providers who cannot collect on receivables. They're getting the care usually not preventative but when they are in dire straights and on disability which costs significantly more. Why not help people beore they get ill? Regulation of fees, both goods and services is desperately needed. You are burying your head in the sand if you think a public option is not the answer.