You are 100% wrong again.  Retail interlopers without a plan are the biggest losers.  The biggest winners are technical momentum guys. This is supported in HFR and other hedge fund data sets.

the other winners are HFT traders...High Frequency guys with the lowest latency, sitting on bids and asks.  Micheal Lewis wrote a good book on the topic called Flash Boys.

I understand you are well meaning, but what you say just ain't right.