Axel, that's an interesting if only intermediate, suggestion.  The problem is, though, that you're working from the fundamental assumption that money is the answer to all of life's problems.  I'd suggest that we need to separate the problems of ensuring sustenance from the problems of satisfying our desire for a personally fulfilling, socially satisfactory and useful life.  There's a big difference between  "having a career", working for a living, and enjoying a good life.