Article: While it is easy to get flustered talking to a debt collector, you should always remain calm. Getting angry and yelling at the collector won't help your situation. State your willingness to work with the collector. Say you fully intend to pay your debt as soon as the agency provides adequate proof. Collectors may tell you that they require this information, but this isn't true. They don't need to know your banking information, place of employment, or any information besides your phone number and address. You can ask them to read your phone number and address to you, and you will confirm if it is accurate. Make sure your information is not available on social media. If a debt collector finds your Facebook page and all your information is public, he may be able to find out your place of employment as well as a ton of other personal information he may try to use against you. Make sure all your social media accounts are accessible to friends only and that you don't approve any friend requests from people you don't know. Become familiar with the FDCPA to spot where the collector is lying to you or trying to intimidate you. Collectors prey upon people who are unfamiliar with the law. For example, the collector may threaten to garnish your wages that is, take a certain amount of your paycheck until the debt is paid off if you don't pay. While this is possible, he must sue you in court first, win the lawsuit, get a judgement, and execute the judgement before garnishment is possible. If the collector begins getting belligerent or using offensive or threatening language, inform him he is in violation of federal law and you are no longer willing to speak to him. Again, take detailed notes on everything he says and make sure you get his name and the date and time of the conversation. If the calls become harassing or inappropriate you should make detailed notes on the time of the call, length of the call, and exact conversation or record the call with permission. Since this situation could end up in court, having a complete record will be helpful. Some states allow you to record phone calls without the other person's knowledge. Check your local laws and see what you are legally allowed to do. If you are legally required to get the other person's consent to record the call, simply inform them that you will be recording the conversation for your records.
Question: What is a summary of what this article is about?
Stay calm. Avoid providing personal information. Remember your rights. Record conversations.
Article: When logged into your online account, your progress is saved automatically upon completing missions. If you want to save your progress manually, you can still do so. Save manually by going to one of your safehouses. They are the house icons in the map. When you're at the safehouse, simply head to your bed and stand close to it. A save button should pop out. Press the indicated button to save your progress manually.
Question: What is a summary of what this article is about?
Save automatically. Save manually.
Article: Don't undo the ponytail. Just grab strands from the tail, and run them through your flat iron. Your ponytail should already be relatively straight, so don't worry about being too perfect here. Focus on the ends of your ponytail, especially if you have layered hair. You don't need to use more heat protectant, since the initial coating you did when you first straightened your hair should be enough. Those small baby hairs around your temples can ruin a sleek look, but luckily, they are easy to take care of! Take an old, but clean toothbrush, and mist it with hairspray. Then, before the hairspray dries, gently comb those wispy hairs down. If you don't have a toothbrush to spare, you could try a boar bristle brush or a smoothing brush instead. There are lots of options to choose from, from flowers to hair combs to be-dazzled hair ties. Choose something that you think will go great with your outfit, then add it in. It's best that you do this after you've finished spraying your hair, as hairspray can damage or dull a nice hair accessory.
Question: What is a summary of what this article is about?
Straighten the ponytail more with a flat iron if you want a sleeker look. Use a toothbrush sprayed with hairspray to smooth down flyaways. Add a hair accessory if you want to match your outfit.