The screen shows the words shot put men. kurt roberts, in a yellow top ,

throws the ball and a man rushes to measure the throw.

How to make financial habits instead of goals
Start by tracking one category of expenses.
Budgeting your expenses is one of the most important components of personal finance. However, if you're not in the habit of keeping a budget, suddenly recording all of your expenses is an unlikely change in behavior.

Instead, start tracking all of your spending on one type of good, such as food. Focusing on one spending category will make you more aware of the types of purchases you're making in that category that are unnecessary.

How to make out for the first time
Get some privacy.
You're probably nervous about screwing up, so take some of the pressure off yourself by making sure you don't have an audience. Opt out of movie theaters or group dates, and instead shoot for secluded situations like a quiet movie night at home, an outdoor picnic, or an otherwise deserted space.

Resist the urge to cut the lights completely. You might think that total darkness will ease your nerves and hide any slip-ups.

How to claim amt credit
Collect your tax returns from prior years.
You will need information from prior years' taxes in order to determine whether you paid the amt and whether you are eligible for an amt credit this year. To be eligible for an amt credit, you must have made an amt payment at least once in a prior year.
If you cannot locate your prior tax returns, you will be able to get them from the irs. Visit the irs website at www.irs.gov and follow the links to " get a tax transcript " underneath the " tools " heading.