Question: A Series of Unfortunate Events is a series of thirteen children's novels by Lemony Snicket, the pen name of American author Daniel Handler. Although they are classified ''children's novels,'' the books often have a dark, mysterious feeling to them, so there is no maximum age. The books follow the turbulent lives of Violet, Klaus, and Sunny Baudelaire. After their parents' death in a fire, the children are placed in the custody of a murderous relative, Count Olaf, who attempts to steal their inheritance and, later, orchestrates numerous disasters with the help of his accomplices as the children attempt to flee. As the plot progresses, the Baudelaires gradually confront further mysteries surrounding their family and deep conspiracies involving a secret society known as V.F.D., with connections to Olaf, their parents, and many other family relatives... The series is narrated by Lemony Snicket, who dedicates each of his works to his deceased love interest, Beatrice, and often attempts to dissuade the reader from reading the Baudelaires' story. is there a book 14 in the series of unfortunate events

Answer: no

Question: Puerto Rico (Spanish for ''Rich Port''), officially the Commonwealth of Puerto Rico (Spanish: Estado Libre Asociado de Puerto Rico, lit. ''Free Associated State of Puerto Rico'') and briefly called Porto Rico, is an unincorporated territory of the United States located in the northeast Caribbean Sea. is puerto rico part of the united states territory

Answer: yes

Question: Universal life insurance (often shortened to UL) is a type of cash value life insurance, sold primarily in the United States of America. Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy. The cash value is credited each month with interest, and the policy is debited each month by a cost of insurance (COI) charge, as well as any other policy charges and fees drawn from the cash value, even if no premium payment is made that month. Interest credited to the account is determined by the insurer, but has a contractual minimum rate (often 2%). When an earnings rate is pegged to a financial index such as a stock, bond or other interest rate index, the policy is an ''Indexed Universal Life'' contract. These types of policies offer the advantage of guaranteed level premiums throughout the insured's lifetime at substantially lower premium cost than an equivalent whole life policy at first; the cost of insurance is always increasing as found on the cost index table (usually p. 3 of a contract). This not only allows for easy comparison of costs between carriers, but also works well in irrevocable life insurance trusts (ILIT's) since cash is of no consequence. do universal life policies have a cash value

Answer:
yes