In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

Input: Consider Input: SECTION 1. SHORT TITLE.

This Act may be cited as the ''International Insurance Capital
Standards Accountability Act of 2015''.

SEC. 2. FINDINGS.

Congress finds that--
(1) the Secretary of the Treasury, Board of Governors of
the Federal Reserve System, and Director of the Federal
Insurance Office shall support increasing transparency at any
global insurance or international standard-setting regulatory
or supervisory forum in which they participate, including
supporting and advocating for greater public observer access to
working groups and committee meetings of the International
Association of Insurance Supervisors; and
(2) to the extent that the Secretary of the Treasury, Board
of Governors of the Federal Reserve System, and Director of the
Federal Insurance Office take a position or reasonably intend
to take a position on an insurance proposal by a global
insurance regulatory or supervisory forum, the Secretary of the
Treasury, Board of Governors of the Federal Reserve System, and
Director of the Federal Insurance Office shall achieve
consensus positions with State insurance regulators through the
National Association of Insurance Commissioners, when they are
United States participants in negotiations on insurance issues
before the International Association of Insurance Supervisors,
Financial Stability Board, or any other international forum of
financial regulators or supervisors that considers such issues.

SEC. 3. INSURANCE POLICY ADVISORY COMMITTEE.

(a) Establishment.--There is established the Insurance Policy
Advisory Committee on International Capital Standards and Other
Insurance Issues at the Board of Governors of the Federal Reserve
System.
(b) Membership.--The Commission shall be composed of not more than
21 members, all of whom represent a diverse set of expert perspectives
from the various sectors of the United States insurance industry,
including life insurance, property and casualty insurance and
reinsurance, agents and brokers, academics, consumer advocates, or
experts on issues facing underserved insurance communities and
consumers.

SEC. 4. REPORTS.

(a) In General.--
(1) Reports and testimony by secretary of the treasury and
chairman of the federal reserve.--
(A) In general.--The Secretary of the Treasury and
the Chairman of the Federal Reserve, or their designee,
shall submit to the Banking, Housing, and Urban Affairs
Committee of the Senate, and the Financial Services
Committee of the House of Representatives, an annual
report and provide annual testimony to the Banking,
Housing, and Urban Affairs Committee of the Senate, and
the Financial Services Committee of the House of
Representatives on the efforts of the Secretary and the
Chairman with the National Association of Insurance
Commissioners with respect to global insurance
regulatory or supervisory forums, including--
(i) a description of the insurance
regulatory or supervisory standard-setting
issues under discussion at international
standard-setting bodies, including the
Financial Stability Board and the International
Association of Insurance Supervisors;
(ii) a description of the effects that
proposals discussed at international insurance
regulatory or supervisory forums of insurance
could have on consumer and insurance markets in
the United States;
(iii) a description of any position taken
by the Secretary of the Treasury, Board of
Governors of the Federal Reserve System, and
Director of the Federal Insurance Office in
international insurance discussions; and
(iv) a description of the efforts by the
Secretary of the Treasury, Director of the
Federal Insurance Office, and the Board of
Governors of the Federal Reserve System to
increase transparency at the Financial
Stability Board with respect to insurance
proposals and the International Association of
Insurance Supervisors, including efforts to
provide additional public access to working
groups and committees of the International
Association of Insurance Supervisors.
(B) Termination.--This paragraph shall terminate on
December 31, 2018.
(2) Reports and testimony by national association of
insurance commissioners.--The National Association of Insurance
Commissioners may provide testimony to Congress on the issues
described in paragraph (1)(A).
(3) Joint report by the chairman of the federal reserve and
the director of the federal insurance office.--
(A) In general.--The Secretary of the Treasury,
Chairman of the Federal Reserve, and the Director of
the Federal Insurance Office shall, in consultation
with the National Association of Insurance
Commissioners, complete a study on, and submit to
Congress a report on the results of the study, the
impact on consumers and markets in the United States
before supporting or consenting to the adoption of any
key elements in any international insurance proposal or
international insurance capital standard.
(B) Notice and comment.--
(i) Notice.--The Secretary of the Treasury,
Chairman of the Federal Reserve, and the
Director of the Federal Insurance Office shall
provide notice before the date on which
drafting the report is commenced and after the
date on which the draft of the report is
completed.
(ii) Opportunity for comment.--There shall
be an opportunity for public comment for a
period beginning on the date on which the
report is submitted under subparagraph (A) and
ending on the date that is 60 days after the
date on which the report is submitted.
(C) Review by comptroller general.--The Secretary
of the Treasury, Chairman of the Federal Reserve, and
the Director of the Federal Insurance Office shall
submit to the Comptroller General of the United States
the report described in subparagraph (A) for review.
(4) Report on reduction in transparency.--Not later than
180 days after the date of enactment of this Act, the Chairman
of the Federal Reserve and the Secretary of the Treasury, or
their designees, shall submit to Congress a report and provide
testimony to Congress on the efforts of the Chairman and the
Secretary to increase transparency at meetings of the
International Association of Insurance Supervisors.

Output: International Insurance Capital Standards Accountability Act of 2015 This bill establishes at the Board of Governors of the Federal Reserve System the Insurance Policy Advisory Committee on International Capital Standards and Other Insurance Issues, a 21-member committee representing diverse expert perspectives from the U.S. insurance industry (including life insurance, property and casualty insurance and reinsurance, agents and brokers, academics, consumer advocates, or experts on issues facing underserved insurance communities and consumers). The Secretary of the Treasury and the Board Chairman shall report annually to certain congressional committees on their efforts with the National Association of Insurance Commissioners regarding global insurance regulatory or supervisory forums. The Secretary, the Board Chairman, and the Director of the Federal Insurance Office, before supporting or consenting to the adoption of any key element in any international insurance proposal or international insurance capital standard, must study its impact upon U.S. markets and consumers. The Secretary and the Board Chairman must also report, as well as testify to Congress on their efforts to increase transparency at meetings of the International Association of Insurance Supervisors.

Input: Consider Input: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Crop Insurance Subsidy Reduction Act
of 2013''.

SEC. 2. REDUCTION IN SHARE OF CROP INSURANCE PREMIUM PAID BY FEDERAL
CROP INSURANCE CORPORATION.

Section 508(e)(2) of the Federal Crop Insurance Act (7 U.S.C.
1508(e)(2)) is amended--
(1) in subparagraph (B)(i), by striking ''67'' and
inserting ''55'';
(2) in subparagraph (E)(i), by striking ''55'' and
inserting ''24'';
(3) in subparagraph (F)(i), by striking ''48'' and
inserting ''17'';
(4) in subparagraph (G)(i), by striking ''38'' and
inserting ''13'';
(5) by redesignating subparagraphs (C) through (G) as
subparagraphs (G) through (K), respectively; and
(6) by inserting after subparagraph (B) the following:
''(C) In the case of additional coverage equal to
or greater than 55 percent, but less than 60 percent,
of the recorded or appraised average yield indemnified
at not greater than 100 percent of the expected market
price, or a comparable coverage for a policy or plan of
insurance that is not based on individual yield, the
amount shall be equal to the sum of--
''(i) 46 percent of the amount of the
premium established under subsection
(d)(2)(B)(i) for the coverage level selected;
and
''(ii) the amount determined under
subsection (d)(2)(B)(ii) for the coverage level
selected to cover operating and administrative
expenses.
''(D) In the case of additional coverage equal to
or greater than 60 percent, but less than 65 percent,
of the recorded or appraised average yield indemnified
at not greater than 100 percent of the expected market
price, or a comparable coverage for a policy or plan of
insurance that is not based on individual yield, the
amount shall be equal to the sum of--
''(i) 38 percent of the amount of the
premium established under subsection
(d)(2)(B)(i) for the coverage level selected;
and
''(ii) the amount determined under
subsection (d)(2)(B)(ii) for the coverage level
selected to cover operating and administrative
expenses.
''(E) In the case of additional coverage equal to
or greater than 65 percent, but less than 70 percent,
of the recorded or appraised average yield indemnified
at not greater than 100 percent of the expected market
price, or a comparable coverage for a policy or plan of
insurance that is not based on individual yield, the
amount shall be equal to the sum of--
''(i) 42 percent of the amount of the
premium established under subsection
(d)(2)(B)(i) for the coverage level selected;
and
''(ii) the amount determined under
subsection (d)(2)(B)(ii) for the coverage level
selected to cover operating and administrative
expenses.
''(F) In the case of additional coverage equal to
or greater than 70 percent, but less than 75 percent,
of the recorded or appraised average yield indemnified
at not greater than 100 percent of the expected market
price, or a comparable coverage for a policy or plan of
insurance that is not based on individual yield, the
amount shall be equal to the sum of--
''(i) 32 percent of the amount of the
premium established under subsection
(d)(2)(B)(i) for the coverage level selected;
and
''(ii) the amount determined under
subsection (d)(2)(B)(ii) for the coverage level
selected to cover operating and administrative
expenses.''.

SEC. 3. BUDGETARY EFFECTS.

The budgetary effects of this Act, for the purpose of complying
with the Statutory Pay-As-You-Go Act of 2010, shall be determined by
reference to the latest statement titled ''Budgetary Effects of PAYGO
Legislation'' for this Act, submitted for printing in the Congressional
Record by the Chairman of the Senate Budget Committee, provided that
such statement has been submitted prior to the vote on passage.

Output: Crop Insurance Subsidy Reduction Act of 2013 - Amends the Federal Crop Insurance Act to reduce crop insurance premium subsidy rates.

Input: Consider Input: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Cyberterrorism Preparedness Act of
2002''.

SEC. 2. GRANT FOR PROGRAM FOR PROTECTION OF INFORMATION INFRASTRUCTURE
AGAINST DISRUPTION.

(a) In General.--The National Institute of Standards and Technology
shall, using amounts authorized to be appropriated by section 5, award
a grant to a qualifying nongovernmental entity for purposes of a
program to support the development of appropriate cybersecurity best
practices, support long-term cybersecurity research and development,
and perform functions relating to such activities. The purpose of the
program shall be to provide protection for the information
infrastructure of the United States against terrorist or other
disruption or attack or other unwarranted intrusion.
(b) Qualifying Nongovernmental Entity.--For purposes of this
section, a qualifying nongovernmental entity is any entity that--
(1) is a nonprofit, nongovernmental consortium composed of
at least three academic centers of expertise in cybersecurity
and at least three private sector centers of expertise in
cybersecurity;
(2) has a board of directors of at least 12 members who
include senior administrators of academic centers of expertise
in cybersecurity and senior managers of private sector centers
of expertise in cybersecurity and of whom not more than one
third are affiliated with the centers comprising the
consortium;
(3) is operated by individuals from academia, the private
sector, or both who have--
(A) a demonstrated expertise in cybersecurity; and
(B) the capacity to carry out the program required
under subsection (g);
(4) has in place a set of rules to ensure that conflicts of
interest involving officers, employees, and members of the
board of directors of the entity do not undermine the
activities of the entity;
(5) has developed a detailed plan for the program required
under subsection (g); and
(6) meets any other requirements established by the
National Institute of Standards and Technology for purposes of
this Act.
(c) Application.--Any entity seeking a grant under this section
shall submit to the National Institute of Standards and Technology an
application therefor, in such form and containing such information as
the National Institute for Standards and Technology shall require.
(d) Selection of Grantee.--The entity awarded a grant under this
section shall be selected after full and open competition among
qualifying nongovernmental entities.
(e) Dispersal of Grant Amount.--Amounts available for the grant
under this section pursuant to the authorization of appropriations in
section 5 shall be dispersed on a fiscal year basis over the five
fiscal years beginning with fiscal year 2003.
(f) Consultation.--In carrying out activities under this section,
including selecting an entity for the award of a grant, dispersing
grant amounts, and overseeing activities of the entity receiving the
grant, the National Institute of Standards and Technology--
(1) shall consult with an existing interagency entity, or
new interagency entity, consisting of the elements of the
Federal Government having a substantial interest and expertise
in cybersecurity and designated by the President for purposes
of this Act; and
(2) may consult separately with any such element of the
Federal Government.
(g) Program Using Grant Amount.--
(1) In general.--The entity awarded a grant under this
section shall carry out a national program for the purpose of
protecting the information infrastructure of the United States
against disruption. The program shall consist of--
(A) multi-disciplinary research and development to
identify appropriate cybersecurity best practices, to
measure the effectiveness of cybersecurity best
practices that are put into use, and to identify sound
means to achieve widespread use of appropriate
cybersecurity best practices that have proven
effective;
(B) multi-disciplinary, long-term, or high-risk
research and development (including associated human
resource development) to improve cybersecurity; and
(C) the activities required under paragraphs (3)
and (4).
(2) Conduct of research and development.--
(A) In general.--Except as provided in subparagraph
(B), research and development under subparagraphs (A)
and (B) of paragraph (1) shall be carried out using
funds and other support provided by the grantee to
entities selected by the grantee after full and open
competition among entities determined by the grantee to
be qualified to carry out such research and
development.
(B) Conduct by grantee.--The grantee may carry out
research and development referred to in subparagraph
(A) in any fiscal year using not more than 15 percent
of the amount dispersed to the grantee under this Act
in such fiscal year by the National Institute of
Standards and Technology.
(3) Recommendations on cybersecurity best practices.--
(A) Recommendations.--Not later than 18 months
after the selection of the grantee under this section,
the grantee shall prepare a report containing
recommendations for appropriate cybersecurity best
practices.
(B) Updates.--The grantee shall update the
recommendations made under subparagraph (A) not less
often than once every six months, and may update any
portion of such recommendations more frequently if the
grantee determines that circumstances so require.
(C) Considerations.--In making recommendations
under subparagraph (A), and any update of such
recommendations under subparagraph (B), the grantee
shall--
(i) review the most current cybersecurity
best practices identified by the National
Institute of Standards and Technology under
section 3(a); and
(ii) consult with--
(I) the entities carrying out
research and development under
paragraph (1)(A);
(II) entities employing
cybersecurity best practices; and
(III) a wide range of academic,
private sector, and public entities.
(D) Dissemination.--The grantee shall submit the
report under subparagraph (A), and any update of the
report under paragraph (B), to the bodies and officials
specified in paragraph (5), and shall widely
disseminate the report, and any such update, among
government (including State and local government),
private, and academic entities.
(4) Activities relating to widespread use of cybersecurity
best practices.--
(A) In general.--Not later than two years after the
selection of the grantee under this section, the
grantee shall submit to the bodies and officials
specified in paragraph (5) a report containing--
(i) an assessment of the advisability of
requiring the contractors and grantees of the
Federal Government to use appropriate
cybersecurity best practices; and
(ii) recommendations for sound means to
achieve widespread use of appropriate
cybersecurity best practices that have proven
effective.
(B) Report elements.--The report under subparagraph
(A) shall set forth--
(i) whether or not the requirement
described in subparagraph (A)(i) is advisable,
including whether the requirement would impose
undue or inappropriate burdens, or other
inefficiencies, on contractors and grantees of
the Federal Government;
(ii) if the requirement is determined
advisable--
(I) whether, and to what extent,
the requirement should be subject to
exceptions or limitations for
particular contractors or grantees,
including the types of contractors or
grantees and the nature of the
exceptions or limitations; and
(II) which cybersecurity best
practices should be covered by the
requirement and with what, if any,
exceptions or limitations; and
(iii) any other matters that the grantee
considers appropriate.
(5) Specified bodies and officials.--The bodies and
officials specified in this paragraph are as follows:
(A) The appropriate committees of Congress.
(B) The President.
(C) The Director of the Office of Management and
Budget.
(D) The National Institute of Standards and
Technology.
(E) The interagency entity designated by the
President under subsection (f)(1).
(h) Grant Administration.--
(1) Use of grant competition and management systems.--The
National Institute of Standards and Technology may permit the
entity awarded the grant under this section to utilize the
grants competition system and grants management system of the
National Institute of Standards and Technology for purposes of
the efficient administration of activities by the entity under
subsection (g).
(2) Rules.--The National Institute of Standards and
Technology shall establish any rules and procedures that the
National Institute of Standards and Technology considers
appropriate to further the purposes of this section. Such rules
may include provisions relating to the ownership of any
intellectual property created by the entity awarded the grant
under this section or funded by the entity under subsection
(g).
(i) Supplement Not Supplant.--The National Institute of Standards
and Technology shall take appropriate actions to ensure that activities
under this section supplement, rather than supplant, other current
governmental and nongovernmental efforts to protect the information
infrastructure of the United States.

SEC. 3. APPROPRIATE CYBERSECURITY BEST PRACTICES FOR THE FEDERAL
GOVERNMENT.

(a) NIST Recommendations.--
(1) In general.--Not later than 180 days after the date of
the enactment of this Act, the National Institute of Standards
and Technology shall submit to the bodies and officials
specified in subsection (e) a report that--
(A) identifies appropriate cybersecurity best
practices that could reasonably be adopted by the
departments and agencies of the Federal Government over the 24-month
period beginning on the date of the report; and
(B) sets forth proposed demonstration projects for
the adoption of such best practices by various
departments and agencies of the Federal Government
beginning 90 days after the date of the report.
(2) Updates.--The National Institute of Standards and
Technology may submit to the bodies and officials specified in
subsection (e) any updates of the report under paragraph (1)
that the National Institute of Standards and Technology
consider appropriate due to changes in circumstances.
(3) Consultation.--In preparing the report under paragraph
(1), and any updates of the report under paragraph (2), the
National Institute of Standards and Technology shall consult
with departments and agencies of the Federal Government having
an interest in the report and such updates, and with academic
centers of expertise in cybersecurity and private sector
centers of expertise in cybersecurity.
(b) Demonstration Projects for Implementation of Recommendations.--
(1) In general.--Commencing not later than 90 days after
receipt of the report under subsection (a), the President shall
carry out the demonstration projects set forth in the report,
including any modification of any such demonstration project
that the President considers appropriate.
(2) Updates.--If the National Institute of Standards and
Technology updates under subsection (a)(2) any recommendation
under subsection (a)(1)(A) that is relevant to a demonstration
project under paragraph (1), the President shall modify the
demonstration project to take into account such update.
(3) Report.--Not later than nine months after commencement
of the demonstration projects under this subsection, the
President shall submit to the appropriate committees of
Congress a report on the demonstration projects. The report
shall set forth the following:
(A) An assessment of the extent to which the
adoption of appropriate cybersecurity best practices by
departments and agencies of the Federal Government
under the demonstration projects has improved
cybersecurity at such departments and agencies.
(B) An assessment whether or not the adoption of
appropriate cybersecurity best practices by departments
and agencies of the Federal Government under the
demonstration projects has affected the capability of
such departments and agencies to carry out their
missions.
(C) A description of the cost of the adoption of
appropriate cybersecurity best practices by departments
and agencies of the Federal Government under the
demonstration projects.
(D) A description of a security-enhancing,
missions-compatible, cost-effective program, to the
extent such program is feasible, for the adoption of
appropriate cybersecurity best practices government-
wide.
(E) Any other matters that the President considers
appropriate.
(c) Adoption of Cybersecurity Best Practices Government-Wide.--The
President shall implement a program for the adoption of appropriate
cybersecurity best practices government-wide commencing not later than
six months after the date of the report.
(d) Incorporation of Recommendations.--If during the development or
implementation of the program under subsection (c) the President
receives any recommendations under paragraph (3) or (4) of section
3(g), the President shall modify the program in order to take into
account such recommendations.
(e) Specified Bodies and Officials.--The bodies and officials
specified in this subsection are as follows:
(1) The appropriate committees of Congress.
(2) The President.
(3) The Director of the Office of Management and Budget.
(4) The interagency entity designated by the President
under section 3(f)(1).

SEC. 4. DEFINITIONS.

In this Act:
(1) Appropriate committees of congress.--The term
''appropriate committees of Congress'' means--
(A) the Committee on Commerce, Science, and
Transportation of the Senate; and
(B) the Committee on Science of the House of
Representatives.
(2) Cybersecurity.--The term ''cybersecurity'' means
information assurance, including information security,
information technology disaster recovery, and information
privacy.
(3) Cybersecurity best practice.--The term ''cybersecurity
best practice'' means a computer hardware or software
configuration, information system design, operational
procedure, or measure, structure, or method that most
effectively protects computer hardware, software, networks, or
network elements against an attack that would cause harm
through the installation of unauthorized computer software,
saturation of network traffic, alteration of data, disclosure
of confidential information, or other means.
(4) Appropriate cybersecurity best practice.--The term
''appropriate cybersecurity best practice'' means a
cybersecurity best practice that--
(A) permits, as needed, customization or expansion
for the computer hardware, software, network, or
network element to which the best practice applies;
(B) takes into account the need for security
protection that balances--
(i) the risk and magnitude of harm
threatened by potential attack; and
(ii) the cost of imposing security
protection; and
(C) takes into account the rapidly changing nature
of computer technology.

SEC. 5. AUTHORIZATION OF APPROPRIATIONS.

There is hereby authorized to be appropriated for the National
Institute of Standards and Technology for purposes of activities under
this Act, amounts as follows:
(1) For fiscal year 2003, $70,000,000.
(2) For each of the fiscal years 2004 through 2007, such
sums as may be necessary.
Output: Cyberterrorism Preparedness Act of 2002 - Directs the National Institute of Standards and Technology (NIST) to award a grant to a qualifying nongovernmental entity to conduct a program to support the development of appropriate cybersecurity best practices, long-term cybersecurity research and development, and related activities. Funds such grants for five fiscal years beginning with 2003. Requires the entity awarded a grant to: (1) carry out a national program to protect the U.S. information infrastructure against disruption; and (2) make recommendations for appropriate cybersecurity best practices and to update such recommendations every six months.Requires: (1) NIST to recommend to specified bodies and officials appropriate cybersecurity best practices for the Government; and (2) the President to carry out demonstration projects for the adoption of such practices.