Article: Parents need to be good role models to help their children make sensible financial decisions, according to Adam Hancock and his team, from East Caronlina University in the US. Their work highlights that parents who argue about finances contribute to increasing credit card debt among their children during their students years. Their work is published online in Springer's Journal of Family and Economic Issues. Credit card debt among college students has been a growing concern for researchers and policymakers over the last decade. In addition, there is growing concern among educators that more students are dropping out of school, not because of academic failure, but because of financial reasons, and credit card especially. Hancock and colleagues' study is the first to examine how parental interactions, and financial knowledge and attitudes may have a cumulative effect on the number of credit cards students own and their level of credit card debt. The researchers analyzed data for 420 undergraduate students from seven different American universities, who took part in the College Student Financial Literacy Survey. According to the online survey, nearly two-thirds of students had a credit card, and nearly a third had more than one. Those students who reported that their parents argued about finances were more likely to have more than two cards than the students whose parents who did not argue about finances. In terms of debt, those students who had two or more credit cards were nearly three times more likely to report having credit card debt over $500. The researchers conclude, "It is clear that the influence of parents cannot be neglected. Researchers, educators and policymakers should work in finding effective ways to increase the positive financial behaviors for college students. We need to help students learn financial skills and establish healthy financial attitudes at earlier ages to prevent poor financial habits from taking root. " Question: If you have two or more credit cards, you are more likely to _ . Yes or no, is the answer "become in debt"?
No

Article: Maybe you love them and want to pet every one you see.Or maybe you're afraid of them and want to move to a dogfree neighborhood.Either way,dogs are a part of life.Millions of people have dogs as pets.You'll see them all over town,in the city,country,and even when you're on vacation. Like many kinds of pets--no matter how small or cute they are--dogs need to be respected as animals that,under certain conditions,could hurt you.Nearly 5 million dog bites happen every year in the United States.No one wants a dog bite,but how do you prevent one? One dog expert has come up with an easy way for kids to remember some tips to prevent dog bites.It spells "DOG SAFE". Don't tease,please:Teasing a dog can make it angry enough to bite.For instance,if a dog has food or a toy,never try to take it away.You wouldn't like it if someone took your snack while you were eating it! Only pet with permission:Never pet a dog without asking the owner if it's OK.Some dogs don't like to be touched by strangers. Give space:Little kids especially might run right up to a lovely dog and try to pet it or give it a hug.But dogs need space.Crowding a dog can frighten or anger the dog. Slow down:Some dogs like to chase and bite.Of course,you don't want to be chased or bitten!The way to avoid it is to go slow around dogs.Never run toward them or away from them.If a dog you don't know runs toward you,freeze.If you need to get away,back up slowly. Always get help:You may want to bring home a dog that seems lost or injured.But animals who are lost or injured may be very frightened or in pain.Find a grownup instead who can decide how to care for the animal. Fingers together:When feeding a dog a treat,put the treat in the palm of your hand and keep your fingers and thumb close together.Why?The dog is less likely to get confused about which is the treat--the doggie snack or your finger! Even good dogs can bite:Some people are very surprised when their dog bites someone,but all dogs can bite.Avoid doing things that make dogs scared or angry,such as... Question: You won't make a dog angry if _ . Yes or no, is the answer "you let it alone while it is eating"?
No

Q: Article: English is fast becoming the language of science around the world, but what is its future among everyday speakers? One expert points out that the percentage of native English speakers is declining while the languages of other rapidly growing regions are being spoken by increasing numbers of people. But English will continue to remain widespread and important. However,British language scholar David Graddol says English will probably drop in dominance by the middle of this century to rank,after Chinese,about equally with Arabic,Hindi,and Urdu. "The number of people speaking English as a first language continues to rise,but it isn't rising nearly as fast as the numbers of many other languages around the world,simply because the main population group has been largely in the less developed countries where languages other than English have been spoken," he says. In a recent article in the journal Science,Mr. Graddol noted that three languages that are not near the top of the list of the most widely spoken now might be there soon. These are Bengali,Tamil,and Malay,spoken in south and southeast Asia. David Crystal,the author of The Cambridge Encycloredia of the English Laeguage, says about 1. 5 billion of the world's six billion people speak it as a second tongue compared to the 400 million native speakers. But another expert on the English language says Mr. Graddol underestimates the future of its dominance. _ but nobody quite knows what's going to happen because no language has been in this position before. " he said. Question: How many experts express their ideas about the future of English in the passage? Yes or no, is the answer "3."?
A: No

Article: Dereck Joubert and his wife, Beverly, have made many films about wild animals in Africa. Their films and photographs are very popular and one of the photographs has been on the front cover of a National Geographic magazine. A working day for Dereck and Beverly started very early--at 4:30 in the morning! That's when they get up and start filming. And it's a long day--they often work until 8:30 in the evening. In the winter it's very cold and in the summer it can be 40C. Dereck always does the filming--Beverly never does that, and she doesn't write. But Dereck never takes photographs or records the sound. They work very well as a team, and they both believe we should shoot animals with cameras--not with guns! When they have finished filming and taking photographs for the day, they have dinner and Dereck usually writes while Beverly looks at her photographs. At night, they usually sleep in a small tent, but they sometimes sleep in the Land Cruiser--when they're very close to wild animals, it's sometimes safer to sleep in the car! Dereck and Beverly have also traveled around the world and given talks about their work. Dereck says that the animals are not just something to look at--they play an important role. Beverly thinks the wild animals can teach us a lot about ourselves. Question: Dereck and Beverly usually sleep _ at night. Yes or no, is the answer "in a tent"?
Yes