INPUT ARTICLE: Article: If you want to eat your beans fresh, you should pick your beans when the pods are large and full. The pods should not yet show the shape of the beans, because by that stage they have begun to dry out. Harvest the pods by snapping them off at the top; don't tear them, as this can damage the plant and prevent new pods from sprouting. If you harvest at the right time, your bean plants could continue to produce new pods for several weeks. If you want to dry your shell beans for later use, the process is easy: leave your beans on the plant until they are completely dry. This process usually takes 1-2 months after having reached peak ripeness. You can tell when the beans are totally dry and ready for storage, as they will rattle inside the pods. Fresh beans can be frozen and used later, if you don't want them fresh but don't want to dry them. Simply place them in an airtight container and put them in your freezer. They will remain good for 6-9 months after initially being placed in the freezer; thaw them by letting them rise to room temperature.

SUMMARY: Pick bean pods before the shapes of the beans show through. Dry your beans on the plant. Freeze beans for later use.

INPUT ARTICLE: Article: Chapter 7 bankruptcy is referred to as "liquidation." Chapter 7 may be best for individuals who are having difficulty paying their bills and are willing to sell or liquidate some of their assets to payoff their creditors. In order to be eligible for Chapter 7 bankruptcy, you must: Show that your income is below the median family income for a house your size in Florida. If your median income is above Florida's median family income, then you must complete a "means test." You must complete Form 22A (means test), which allows you to calculate your net monthly income based on exemptions and deductions allowed under the law. You can download Form 22A from: http://www.uscourts.gov/forms/means-test-forms/chapter-7-means-test-calculation You can quickly check whether your net income allows you to file for Chapter 7 bankruptcy by using an online means calculator, located at: https://www.legalconsumer.com/bankruptcy/means-test/state.php?st=FL. Chapter 13 bankruptcy is typically best for individuals who have a regular income and want to restructure their debt so that they can pay it off in installments and discharge any debts left unpaid. In order to be eligible for Chapter 13 bankruptcy you must show: That you are an individual and not a business entity seeking bankruptcy. You have not discharged debt under Chapter 13 bankruptcy in the previous two years or under Chapter 7 bankruptcy within the previous four years. You did not have a bankruptcy case dismissed within the previous 180 days. You fulfilled the credit counseling requirement. You filled income taxes for the previous four years. You developed a repayment plan that repays all legally required debts, such as child support, mortgages, vehicle loans and any tax liens, as well as some unsecured debt such as money owed for household furniture or appliances. Your unsecured debt, such as credit cards and medical bills, is less than $336,900 and your secured debt, such as a mortgage, is less than less than $1,010,650. You have enough income to pay your restructured debt. If you find that you are eligible for both Chapter 7 and Chapter 13 bankruptcy, you should decide which filing best meets your needs. When contemplating the benefits and drawbacks of both bankruptcy filings, consider: Chapter 7 bankruptcy cases are faster, taking between three to six months. Typically, you won't lose your property in a Chapter 7 bankruptcy so longs as you do not own very much. With Chapter 7 you do not need to repay your debts. Chapter 13 may be better if you have fallen behind on your payments for your house or car and you want to the chance to make those payments up or you have substantial debt, such as a student loans, that cannot be discharged under Chapter 7. If you have property that you want to keep and it would have to be liquidated under Chapter 7, then you may prefer Chapter 13. Chapter 13 may be a better option if you have a cosigner on a loan who would become responsible for the entirety of the loan should you file for Chapter 7 bankruptcy. While you have the right to represent yourself in a bankruptcy proceeding, bankruptcy law is incredibly complex and can have a long-term impact on your financial future. An experienced attorney can fill out all of the required forms, file the forms in the proper jurisdiction, help you choose the right type of bankruptcy filing and fully explain your options and potential outcomes. You can locate a Florida bankruptcy attorney through a local bar association, which you can find at: http://apps.americanbar.org/legalservices/findlegalhelp/home.cfm If there is not an attorney referral service in your area, you can call the Florida Bar Lawyer Referral service at 1-800-342-8011 to help you locate an attorney. This program only assists people who live in an area with no local program. You will be connected with an attorney for 30 minute introductory session at a reduced fee.

SUMMARY: Determine Chapter 7 eligibility. Determine Chapter 13 eligibility. Choose between Chapter 7 and Chapter 13 bankruptcy. Hire an attorney.

INPUT ARTICLE: Article: Most species of tarantulas kept as pets are not highly dangerous. However, their fangs can be quite long, and they may have special hairs that can irritate humans. To avoid a bite or other injury, wear gloves, long sleeves, and long pants tucked into your socks any time you have to handle your tarantula. You may also want to wear a face mask. Of course, you can always attempt to pick up a tarantula without protective clothing. Keep in mind, however, that your risk of getting bit or otherwise injured will be higher. Though impressive in appearance, tarantulas are fragile. If dropped or squeezed, they can be mortally wounded. Always be very careful when picking up or moving your tarantula. The best way to pick up a tarantula is to use tools that can protect it, rather than your bare hands. A pair of soft foam-tipped forceps can be used to pick up your tarantula, but be sure not to squeeze it. You can also place a capture cup or bowl over the spider, then slide a stiff card underneath, so that you can safely move it. Just be sure not to accidently clamp the capture cup down on your pet. It is much easier to handle a tarantula when it is at a safe level free from obstructions. Work on a broad, flat surface, preferably the floor or the bottom of a bathtub, whenever you need to pick up your tarantula. This will also make it easier to safely use a capture cup. When picking up or moving your tarantula, keep it away from your face and other exposed skin. If a tarantula is on you or someone else and seems about to attack, flick it away rather than trying to crush it or pick it up. Squeezing or smooshing a tarantula can trigger its bite reflex, making the situation worse. Acting calmly and speaking quietly around a tarantula is the best way to be safe and avoid bites. Noise may make it feel threatened and trigger its attack reflex. Don't poke your tarantula, or put or pour anything on it. Aggravating a tarantula may make it become aggressive. Never wave a tarantula at someone else, even as a joke. Know the signs of an impending attack: when a tarantula is threatened, it may raise its rear end and lift its front legs. Don't blow on your tarantula, this will also annoy your tarantula and could cause it to run away or attack.

SUMMARY:
Dress appropriately. Be gentle. Use forceps and a capture cup. Move the tarantula on a flat surface if at all possible. Don't play around.