In one sentence, describe what the following article is about: A credit report will help you identify tenants who are financially stable and reliable. On the credit report, you will see information about any foreclosures, bankruptcies, unlawful detainer lawsuits and evictions. Each credit company will provide a credit score for the tenant demonstrating the financial reliability of the applicant. A typical credit score required for renting an apartment is over 620. Credit reports can be obtained online from the three major credit reporting bureaus (TransUnion, Experian and Equifax) by setting up an account online and following the instructions for making a request. If you deny an applicant because of negative information on a credit report, you must send the applicant an "adverse action" letter, which informs the applicant of three things: the reason for rejection, the name and address of the agency that reported the negative information and, the applicant's right to obtain a free copy of the report by requesting it from that agency within 60 days. The background check will show a number of things like any criminal record, including running the name on the sex offender database, whether he or she ever damaged any property and whether they paid rent on time. You want to find honest rule-following tenants, and this will help you identify them. Under the FCRA, you must use an approved Consumer Reporting Agency to obtain a background check on a potential tenant. The Consumer Finance Protection Bureau has compiled a list of approved CRAs for tenant screening. Tenant background checks can run anywhere from $20 to $50, depending on the items selected to screen. You can request tenants to pay an application fee that will cover the cost of the background and credit checks. This is an opportunity for you to verify that the employment and income information the applicant supplied is true and determine if the potential tenant is able to pay the rent. For example, ask: Is the person employed by you, and for what length of time? Does the person earn a fixed salary? Is this a full-time or part-time job? What is the person's current wage? This is your chance to demystify the applicant. Previous landlords can tell you about the person as a tenant. Ask them: When and how long did the person rent a property from you? Did they pay the rent on time? Did they break the lease agreement in anyway? Did they cause any property damage? Were there any complaints from other tenants or neighbors? Why did the lease end? Would you rent to this person again?? Though friends and family will have some bias toward the applicant, they have also known him or her for many years and will be able to inform you about the applicant as person, providing information about their character, demeanor and manner. Ask these references: How long they have known the applicant? Do they deem the person to be reliable? Would they recommend this person as a tenant to a landlord?
Summary: Obtain credit reports for the applicant. Pull a background check on your applicant from a verified tenant screening company. Contact the applicant's employer. Contact the applicant's previous landlords. Contact the applicant's personal references.

In one sentence, describe what the following article is about: If you don't have a fire pit available to you, pick a spot to build your fire that doesn't have loose dirt, grass, or debris. Also make sure not to pick a spot that is near any low-hanging branches. . Place some big rocks in a circle immediately around where your fire will be. Lay tinder, such as paper strips, and kindling, such as twigs or cardboard, inside the circle. Light the fire with a lighter and blow on it softly until it catches and spreads. As the fire grows, add more kindling, followed by small logs, and eventually larger logs. If you struggle to keep the fire going and growing, try lighting several different pieces of kindling and tinder at the same time. Once the campfire is established, add some charcoal to the fire and then carefully place a grill rack in a stable position over the fire. Then place a medium or large cast iron skillet on top of the grill rack. If you wish to add some flavor to your toast, put some butter in the skillet and let it melt. You can also use leftover bacon grease if you're making bacon as well. Place your slices of bread flat in the skillet. You can put as many slices as will fit in the skillet without any overlapping. Campfires can be a little less predictable than toasters, stoves, or ovens, so flip the bread with tongs after 20 or 30 seconds to see how quickly the bread is toasting. Flip the bread again after another 30 seconds or so and flip it a few more times if necessary. Use the tongs to remove the toast from the skillet once both sides appear to be equally browned. Once you're done enjoying your campfire, fill a big bucket with water and dump it onto the fire to put the fire out. Stir the embers with a stick while you do this to ensure that all of the coals get wet. It's safe to leave the area once you no longer hear a "hissing" sound coming from the embers and ash.
Summary: Find a safe place to start your fire. Start a fire Put a grill rack and a cast iron skillet on the fire. Place the bread in the skillet. Flip the bread a few times until each side is browned. Put out your campfire.

In one sentence, describe what the following article is about: If you start removing the wax before it has completely dried, you might smear the wax and make it more difficult to remove. Once the wax is dry, chill it using ice. Add a few ice cubes in a plastic sandwich bag and apply it to the surface of the wax. Chilling the wax will cause it to become brittle and easier to chip away. If the wax is on a pillow or removable fabric, consider putting the fabric in the freezer for better results. Using a butter knife, gently scrape the excess wax off of the fabric. Be careful to not use too much force as you could damage the fabric. You probably will not be able to remove all of the wax from the upholstery at this time.
Summary:
Allow the wax to dry. Ice the wax. Scrape off the wax.