Write an article based on this "Choose the most detailed answer option provided. Look for linguistic commonalities between the questions and answers. Select the numerical choice in the mid-range of the options. Select C or B if you just don't know. Select "all of the above" when it's offered, but avoid "none of the above."
article: If the question is multiple choice, then opt for the answer to the question that is the longest and most specific. This is often the correct response. For example, if the question provides a short, vague answer for a few of the options and then a longer, more detailed option answer for 1 of the options, then the longer answer is likely correct. Sometimes, lengthy and over-detailed answers are purposefully written on the test to trick you into believing it's the best answer. Use your best judgment to determine if the answer fits the question best. The right answer is often grammatically correct when read along with the question and/or shares similar language with the question. Read the question and then read each of the answers in response to it to see which answer sounds correct. For example, if the question uses the past tense and only 1 of the answers is written in the past tense, then this might be the correct answer. Likewise, if the question features certain terms that 1 answer also includes, then this may be the correct answer. If you are trying to find the correct numerical answer, choose a number in the middle of the range of number choices provided. For example, if the possible answers are 1, 3, 12, and 26, then 12 is a good guess because it is about halfway between 1 and 26. When in doubt, choose C or B on multiple test questions. C is the most common answer on multiple choice exams, and B is the second most common answer. Choose C if you are unsure which answer to choose, and choose B if C seems incorrect. For example, if you come across a question that you have no idea what the correct answer could be, then choose C. However, if you think C is incorrect but can't decide which of the other responses might be right, then choose B. " "None of the above" is rarely the right answer, but "all of the above" is often correct. Using this rule can help you to narrow your choices if you are unsure of how to answer a question. For example, if you are unsure of the answer to a question and "all of the above" is an option, then choose it. If "none of the above" is offered, then you can eliminate that as a possible correct response and focus on your other options.

Write an article based on this "Exfoliate your legs before you shave. Try dry brushing. Use exfoliating gloves in the shower. Avoid sand, salt or coffee based exfoliants."
article: The secret to a close shave and shiny, glowing legs is exfoliating before you shave. Exfoliation will remove dead skin cells that could otherwise clog up your razor. A razor clogged with dead skin cells will prevent you from getting a close shave. Use a firm, natural-bristle brush. Begin by brushing the outside of your knee. Brush upwards, applying enough pressure to stimulate circulation. Continue by brushing the inside of the thigh. Then brush the calf, beginning at the foot and brushing toward the groin. Finish by brushing your buttocks from the middle out toward your hip. While you want to apply pressure, you should not press so hard that it hurts. Exfoliating gloves are a great, chemical-free way to exfoliate your legs. You can use them while you are in the shower, and don't need any special products. Simply get into a warm shower, allow your skin to hydrate in the steam and water for at least two minutes, and rub your legs with the gloves. Physical exfoliants that use salt, coffee grinds, sand, or other harsh ingredients leave tiny cuts on your skin. This is undesirable before a shave, as shaving already puts your delicate skin at risk for nicks and cuts.

Write an article based on this "Account for special, one-time dividends. Use dividend payout ratios to compare investments. Pick high ratios for steady income and low ones for growth potential. Beware very high dividend payout ratios."
article:
Strictly speaking, the dividend payout ratio accounts only for regular dividends paid to investors. However, sometimes, companies offer one-time dividend payments to all (or only some) of their investors. For the most accurate payout ratio values, these "special" dividends should not be included in dividend payout ratio calculations. Thus, the modified formula for calculating dividend payout ratios during periods that include special dividends is (Total dividends - Special dividends)/Net income. For example, if a company pays regular quarterly dividends totaling $1,000,000 over a year but also paid out one special $400,000 dividend to its investors after a financial windfall, we would ignore this special dividend in our payout ratio calculation. Assuming a net income of $3,000,000, the dividend payout ratio for this company is (1,400,000 - 400,000)/3,000,000 = 0.334 (or 33.4%). One way that people with money that they want to invest compare different investment opportunities is by looking at the history of dividend payout ratios that each opportunity has had. Investors generally consider the size of the ratio (in other words, whether the company pays a lot or a little of its earnings back to investors) as well as its stability (in other words, how widely the ratio varies from one year to the next). Different dividend payout ratios appeal to investors with different objectives. In general, both very low and very high payout ratios (as well as those that vary greatly or decrease over time) signal risky investments. As suggested above, there are reasons why both high and low payout ratios might be appealing to an investor. For someone who's looking for a secure investment that's likely to provide a steady income, high payout ratios can signal that a company has grown to the point that it doesn't need to invest heavily in itself, making for a safe investment. On the other hand, for someone who's looking to seize a lucrative opportunity in the hopes of making big earnings in the long run, low payout ratios can signal that a company is investing heavily in its future. If the company ends up becoming successful, this sort of investment will prove to be very lucrative. This can be risky, however, as the company's long-term potential is still unknown. A company that pays out 100% or more of its earnings as dividends might seem like a good investment, but, in fact, this may be a sign that a company's financial health is unstable. A payout ratio of 100% or greater means that a company is paying out more money to its investors than it is earning. In other words, it's losing money by paying its investors. Because this practice is often unsustainable, this can be a sign that a significant reduction in the payout ratio is coming. There are exceptions to this trend. Established companies with high potential for future growth can sometimes get away with offering payout ratios over 100%. For instance, in 2011 AT&T paid about $1.75 in dividends per share and only earned about $0.77 per share. That was a payout ratio of over 200%. However, because the company's estimated earnings per share in 2012 and 2013 were both well over $2 per share, the short-term inability to sustain its dividend payouts did not impact the company's long-term financial outlook.