Article: The bursting of the U.S. (United States) housing bubble, which peaked in 2004, caused the values of securities tied to U.S. real estate pricing to plummet, damaging financial institutions globally. The financial crisis was triggered by a complex interplay of policies that encouraged home ownership, providing easier access to loans for subprime borrowers, overvaluation of bundled subprime mortgages based on the theory that housing prices would continue to escalate, questionable trading practices on behalf of both buyers and sellers, compensation structures that prioritize short-term deal flow over long-term value creation, and a lack of adequate capital holdings from banks and insurance companies to back the financial commitments they were making. Questions regarding bank solvency, declines in credit availability and damaged investor confidence had an impact on global stock markets, where securities suffered large losses during 2008 and early 2009. Economies worldwide slowed during this period, as credit tightened and international trade declined. Governments and central banks responded with unprecedented fiscal stimulus, monetary policy expansion and institutional bailouts. In the U.S., Congress passed the American Recovery and Reinvestment Act of 2009.

Question: Overvaluation of bundled subprime mortgages was based on the theory that housing prices would continue to do this?
Ans: escalate

Here is a question about this article: West European scientists judge the Yugoslav language policy as an exemplary one: although three-quarters of the population spoke one language, no single language was official on a federal level. Official languages were declared only at the level of constituent republics and provinces, and very generously: Vojvodina had five (among them Slovak and Romanian, spoken by 0.5 per cent of the population), and Kosovo four (Albanian, Turkish, Romany and Serbo-Croatian). Newspapers, radio and television studios used sixteen languages, fourteen were used as languages of tuition in schools, and nine at universities. Only the Yugoslav Army used Serbo-Croatian as the sole language of command, with all other languages represented in the army's other activitieshowever, this is not different from other armies of multilingual states, or in other specific institutions, such as international air traffic control where English is used worldwide. All variants of Serbo-Croatian were used in state administration and republican and federal institutions. Both Serbian and Croatian variants were represented in respectively different grammar books, dictionaries, school textbooks and in books known as pravopis (which detail spelling rules). Serbo-Croatian was a kind of soft standardisation. However, legal equality could not dampen the prestige Serbo-Croatian had: since it was the language of three quarters of the population, it functioned as an unofficial lingua franca. And within Serbo-Croatian, the Serbian variant, with twice as many speakers as the Croatian, enjoyed greater prestige, reinforced by the fact that Slovene and Macedonian speakers preferred it to the Croatian variant because their languages are also Ekavian. This is a common situation in other pluricentric languages, e.g. the variants of German differ according to their prestige, the variants of Portuguese too. Moreover, all languages differ in terms of prestige: "the fact is that languages (in terms of prestige, learnability etc.) are not equal, and the law cannot make them equal".
What is the answer to this question: Of the two Serbo-Croatian variants, which had twice as many speakers as the other?
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So... Serbian

The problem: Answer a question about this article:
Concerns have often been raised over the buying public's moral complicity in purchasing products assembled or otherwise manufactured in developing countries with child labour. However, others have raised concerns that boycotting products manufactured through child labour may force these children to turn to more dangerous or strenuous professions, such as prostitution or agriculture. For example, a UNICEF study found that after the Child Labour Deterrence Act was introduced in the US, an estimated 50,000 children were dismissed from their garment industry jobs in Bangladesh, leaving many to resort to jobs such as "stone-crushing, street hustling, and prostitution", jobs that are "more hazardous and exploitative than garment production". The study suggests that boycotts are "blunt instruments with long-term consequences, that can actually harm rather than help the children involved."
What do some feel may happen if child labour products were completely rejected by society as a whole?
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The answer: may force these children to turn to more dangerous or strenuous professions, such as prostitution

Problem: Please answer a question about the following article about Identity (social science):
Kenneth Gergen formulated additional classifications, which include the strategic manipulator, the pastiche personality, and the relational self. The strategic manipulator is a person who begins to regard all senses of identity merely as role-playing exercises, and who gradually becomes alienated from his or her social "self". The pastiche personality abandons all aspirations toward a true or "essential" identity, instead viewing social interactions as opportunities to play out, and hence become, the roles they play. Finally, the relational self is a perspective by which persons abandon all sense of exclusive self, and view all sense of identity in terms of social engagement with others. For Gergen, these strategies follow one another in phases, and they are linked to the increase in popularity of postmodern culture and the rise of telecommunications technology.
In what classification is a person who regards all experiences are role play and becomes alienated from his or her social self?
A: The strategic manipulator

Question: Read this and answer the question

Book-length comics take different forms in different cultures. European comics albums are most commonly printed in A4-size colour volumes. In English-speaking countries, bound volumes of comics are called graphic novels and are available in various formats. Despite incorporating the term "novel"a term normally associated with fiction"graphic novel" also refers to non-fiction and collections of short works. Japanese comics are collected in volumes called tankobon following magazine serialization.

What are bounds volumes of comics called in America?
Answer: graphic novels

St. John's, and the province as a whole, was gravely affected in the 1990s by the collapse of the Northern cod fishery, which had been the driving force of the provincial economy for hundreds of years. After a decade of high unemployment rates and depopulation, the city's proximity to the Hibernia, Terra Nova and White Rose oil fields has led to an economic boom that has spurred population growth and commercial development. As a result, the St. John's area now accounts for about half of the province's economic output.
When did the Northern cod fishery collapse?
1990s