QUESTION: Fix punctuation: Firms can modify the risktolerance questionnaire or Morningstars standard asset allocation models to meet their investment policies
ANS: Firms can modify the risk-tolerance questionnaire or Morningstar's standard asset allocation models to meet their investment policies.

QUESTION: Fix punctuation: Denmark is a beautiful country with a very healthy lifestyle and high quality of living
ANS: Denmark is a beautiful country with a very healthy lifestyle, and high quality of living.

QUESTION: Fix punctuation: 2nd Kings Chapter 13 World English Bible
ANS: 2nd Kings Chapter 13 - World English Bible

QUESTION: Fix punctuation: But nice that the years on Interactive Media Marketing Accdemy havent been wasted No I knew that but its still nice with that knowledge in the back of my head now that I think its a lot of fun too I hope you enjoy my earlier entry about Rocky
ANS:
But nice that the years on Interactive Media & Marketing Accdemy haven't been wasted No I knew that, but it's still nice with that knowledge in the back of my head, now that I think it's a lot of fun too. I hope you enjoy my earlier entry about Rocky.