Write an article based on this "Get pre-approved to speed up the buying process. Check your credit score. Clean up your credit history. Find required documents. Complete a mortgage application. Pay your application fee. Analyze your conditional commitment."
article: Prequalification is helpful because it gives you a general sense of what you can borrow. However, the lender doesn't verify any of the information you give them, so you really don't know what you can borrow. By contrast, getting pre-approved requires a more in-depth review of your finances. For this reasons, sellers will be more interested in finding out whether you have been pre-approved, not prequalified. With pre-approval, you may also be able to move more quickly to close on a home once you find one you want to buy. A lender will pull your credit score as part of the pre-approval process, if it wasn't already done during your prequalification. Check it before applying for pre-approval. You can find your credit score in the following places: Look on your credit card statements. Some issuers will print your credit score on the statement. Get the score for free by visiting a housing counselor or credit counselor. Buy your FICO score form myfico.com. It costs around $20. You should also get a free copy of your credit report and look for errors that might be holding down your credit score. Check for the following common mistakes and dispute them with the credit reporting bureau: Accounts wrongly listed as past due or in collections. Accounts that belong to someone with a similar name or Social Security Number. Accounts that belong to your ex-spouse. Incorrect credit limit. You might have a $35,000 credit limit on a credit card, but your credit report lists the limit as $3,500. This can skew your utilization rate and pull down your credit score. Incorrect balance. For example, you might only have $1,000 on a credit card, but your credit report lists a $10,000 balance. You don't need to submit documents to a lender to be prequalified, but you will if you want to get pre-approved. Accordingly, gather supporting documents, such as the following: Paycheck stubs (last 30 days) W-2 or I-9 forms (past two years) Bank account statements (last two months) Asset statements (last two months) List of real estate holdings Get the ball rolling by asking a lender that has prequalified you for a mortgage application so you can be pre-approved. Each application is different, but they generally will ask for information about the property you are looking to buy and your financial background. You can get pre-approved without having a specific property in mind. In this situation, leave information about the property blank. Your pre-approval is only good for 60-90 days, so time your application accordingly. Unlike prequalification, pre-approval isn't always free. Instead, you may have to pay an application fee. Some banks charge around $20, but others might be willing to waive the application fee. Be sure to ask. Nowadays, many reputable lenders don't charge an application fee. Keep this in mind when shopping around. If approved, you should receive a conditional commitment letter. Read the letter closely, because it will contain important information about how much you can borrow. However, the letter generally does not include information about interest rates. Even this commitment is conditional. A lender doesn't agree to lend to you until they perform due diligence on the house you intend to purchase.

Write an article based on this "Decide which player is Player 1 and which is Player 2. Turn on the game. Input the number of players. Select the mission you wish to compete in. Enter the configuration of your fleet."
article: The game will consider the player sitting adjacent to the game's on-off switch to be Player 1. The game will declare, "Remote terminal activated. Input number of players." Press "1" to play a solo game against the computer; press "2" to play against a human opponent. For a solo game, you then input the skill level when prompted by pressing "1," "2," or "3." Level 1 is the easiest level; Level 3 is the most challenging. Electronic Battleship has 4 mission levels: Classic Mission You use all 5 of your ships, but not your Reconnaissance Planes. Each turn, you fire a single shot. Press "1" to select this mission. Salvo Mission Plays like Classic Mission, except that you fire 1 shot for each ship still afloat. (You can fire 5 shots if all 5 of your ships are in play; if your opponent sinks 2 of them, you can then fire only 3 shots.) Press "2" to select this mission. Bonus Mission Plays like Classic Mission, except that you get another shot if you score a hit on 1 of your opponent's ships and can keep shooting as long as you score a hit. Press "3" to select this mission. Advanced Mission Each of your vessels is equipped with special attacks in the form of missiles, torpedoes, or scanning capabilities. You also have Reconnaissance Planes and Anti-aircraft Guns to shoot them down. Press "4" to select this mission. (It's recommended that you become proficient with the other 3 missions before playing the Advanced Mission.) Each player can choose the position of his or her ships or select from 100 different pre-programmed configurations. (One player may choose a pre-programmed formation, while the other may choose a custom configuration.) Press "1" to use a pre-programmed configuration. Formations are displayed in the back of the game manual; enter the letter-number code for the configuration you want to use and then place your ships accordingly on the horizontal surface in front of you. (Use the Reconnaissance Planes only if you are playing the Advanced Mission.) Press "2" to use a custom configuration. The game will prompt you to place each of your vessels on the horizontal surface in front of you, from the longest in length (the Aircraft Carrier) to the shortest (the Patrol Boat). You only have to enter the letter and number coordinates (in that order) of each end of the vessel. Once both players have configured their fleets, the game will report, "General quarters, general quarters; man your battle stations. This is not a drill, repeat, this is not a drill!"

Write an article based on this "Go to bed earlier. Eat breakfast. Set clear goals. Track your progress. Reward yourself."
article:
A great way to adjust your schedule to include early morning workouts is to start going to bed earlier. This will ensure that you are getting enough sleep to accommodate your new routine. If you struggle to go to bed early, try going to bed 15 minutes earlier than you did the previous night until you have reached the ideal bedtime. This will ensure a slower, steadier implementation of a new schedule that will not throw off your current routine or schedule. Wake up earlier. Just as it is important to begin going to bed earlier, it is also important to start waking up earlier in order to adjust your schedule to including morning workouts. Whether you cook an entire meal or simply grab a nutrition bar on the way out the door, eating breakfast is important. It can help individuals maintain their weight and boost metabolism early in the day. Oatmeal is a healthy option that will keep you full until lunch time. You can add dried fruit, or cinnamon to give it some flavor. Sunflower and pumpkin seeds are also tasty and healthy additions. If you have time to cook before work, you can make eggs, toast, and avocado. This is a popular breakfast that includes protein, carbohydrates, and healthy fat. Learning how to make a healthy breakfast is an important part of a morning workout routine to help your body recover. If you do not have time to cook before work, you can purchase nutrition bars to take with you on the way out the door. Protein shakes and smoothies are another popular breakfast for individuals who are on the go. You can make your own drink with yogurt, milk, almond milk, or soy milk. Add fresh or frozen fruit, like berries, peaches, or bananas, as well as vegetables like kale or spinach. Being clear about your goals and where you would like to be in a month, three months, six months, and a year, can be very motivating. It can help you plan out exactly what you need to do to achieve those goals. In a notebook or Microsoft Word document, write or type your goals for the next month, the next three months, the next six months, and the next year. Remember to be realistic with yourself. For example, it is not realistic to set a goal to exercise every single day of the week. It would be more reasonable to set a goal to workout at least 3 to four days every week. Keep the notebook or the Word document in a safe place and refer to it every month to cross off any goals you have already accomplished and to make sure that you are staying on track. You can also print out your document and hang it on the wall or store it somewhere that you will see it every day, if that will help you to stay motivated. Tracking your progress is a great way to monitor yourself and whether or not you are staying consistent with your new lifestyle. When tracking your progress, you will most likely stay motivated and make the changes a habit that will become stronger with time. Keep a calendar that you can use specifically to cross off or mark the days that you work out to keep track of how often you are getting up for your morning workouts. It may help you to stay motivated once you see that you have a consecutive streak of days that you have exercised before work. Another positive way to stay motivated and on track is to reward yourself periodically. You will be more likely to meet your goals if it means treating yourself to a relaxing massage or purchasing those shoes you've been eyeing. For example, if you set a goal to exercise four out of seven days a week for three weeks in a row, and you met or exceeded that goal, you can reward yourself by purchasing something you've been wanting for a while, making time for a special hobby, or eating a special meal you don't have very often. Make sure you don't go overboard with your reward. You don't want to turn rewarding yourself into an excuse to overindulge.