In this task, you are given a summary for US Congressional and California state bill, your task is to generate a Title for this bill. The preferred titles are under forty words and mention the purpose of the bill.

Rural Housing Opportunity and Enhancement Act of 2005 - Amends the Doug Bereuter Section 502 Single Family Housing Loan Guarantee Act of the Housing Act of 1949 with respect to the single family rural housing loan guarantee program to: (1) eliminate low and moderate income eligibility requirements; (2) reduce maximum guarantee fees paid by lenders; and (3) require any regulation limiting borrower eligibility based upon the borrower's debt-income ratio to provide for a higher income-to-debt ratio for newly-constructed property loans.

Revises refinancing loan guarantee provisions to: (1) authorize a specified lender guarantee fee; (2) permit a guarantee to acquire or construct an eligible single-family residence; (3) amend closing cost provisions; (4) eliminate income requirements; (5) prohibit that an appraisal credit report be required in connection with the loan, or that the residence be in a rural area for an existing loan; and (6) require that the borrower is not delinquent with respect to existing loan payments, and that monthly refinance payments be at least $50 less than existing monthly payments.

Requires agricultural housing loans to be recorded as Department of Agriculture, rather than conventional, loans.

Revises the definition of "rural area."

Increases direct loan income limitations.
To amend section 502(h) of the Housing Act of 1949 to improve the rural housing loan guarantee program, and for other purposes.

Reducing Immigration to a Genuinely Healthy Total (RIGHT) Act of 2005 - Reduces U.S. immigration levels (and visa allotments) for: (1) family-sponsored immigrants to zero; (2) diversity immigrants to zero; and (3) employment-based immigrants.

Caps fiscal year humanitarian-related entries at 50,000, which shall include: (1) refugees; (2) assylees; (3) Polish, Hungarian, Soviet, and Indochinese parolees; (4) aliens whose removal is canceled and status adjusted; and (5) aliens provided permanent resident status through private legislation.

Eliminates specified legalization and amnesty programs, including: (1) agricultural worker amnesty; (2) Immigration Reform and Control Act (IRCA) legalizations; (3) amnesties under the Nicaraguan Adjustment and Central American Relief Act of 1997, and the Haitian Refugee and Immigration Fairness Act of 1998; and (4) Cuban-Haitian adjustments.

Requires congressional approval for extension of designation of foreign states for temporary protected status designations.

Establishes as nonimmigrant classifications: (1) spouses and minor children of lawful permanent residents (currently, a preference immigrant classification); and (2) parents of U.S. adult citizens (currently, an immediate relative classification exempt from numerical immigrant limitations).

Prohibits automatic citizenship by birth unless at least one of the individual's parents is, at the time of birth, a U.S. citizen or national or an alien lawfully admitted for permanent residence.

Makes voting in a foreign election a basis for automatic loss of U.S. citizenship.

Sets forth the instances under which illegal U.S. presence by a person shall be considered as not demonstrating good moral character for immigration purposes.
To reform immigration to serve the national interest.

National Conference on Small Business Act - Provides for a National Conference on Small Business, once every four years, to: (1) increase public awareness of the contribution of small business to the Nation's economy; (2) identify the problems of small business; (3) examine the status of minorities and women as small business owners; (4) assist small business in carrying out its role as the Nation's job creators; (5) assemble small businesses to develop recommendations for legislative and regulatory action for maintaining and encouraging the economic viability of small business and, thereby, the Nation; and (6) review the status of recommendations adopted at the prior national conference.
Establishes the National Commission on Small Business. Requires the Commission to conduct National and State conferences to bring together individuals concerned with issues relating to small business. Directs the Chief Counsel for Advocacy of the Small Business Administration to assist in carrying out such conferences. Requires the Commission to appoint a Conference Advisory Committee from participants at the last national conference.
Requires the Commission to report to the President and ranking minority members of the congressional small business committees on conference findings, recommendations, and proposals, as well as necessary legislative action to implement such recommendations.
Authorizes appropriations to carry out each national and State conference.
National Conference on Small Business Act