In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.
Q: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Servicemembers' Group Life Insurance
Enhancement Act of 2005''.

SEC. 2. REPEALER.

Effective as of August 31, 2005, section 1012 of division A of the
Emergency Supplemental Appropriations Act for Defense, the Global War
on Terror, and Tsunami Relief, 2005 (Public Law 109-13; 119 Stat. 244),
including the amendments made by that section, are repealed, and
sections 1967, 1969, 1970, and 1977 of title 38, United States Code,
shall be applied as if that section had not been enacted.

SEC. 3. INCREASE FROM $250,000 TO $400,000 IN AUTOMATIC MAXIMUM
COVERAGE UNDER SERVICEMEMBERS' GROUP LIFE INSURANCE AND
VETERANS' GROUP LIFE INSURANCE.

(a) Maximum Under SGLI.--Section 1967 of title 38, United States
Code, is amended--
(1) in subsection (a)(3)(A)(i), by striking ''$250,000'' and
inserting ''$400,000''; and
(2) in subsection (d), by striking ''of $250,000'' and
inserting ''in effect under paragraph (3)(A)(i) of that
subsection''.
(b) Maximum Under VGLI.--Section 1977(a) of such title is amended--
(1) in paragraph (1), by striking ''in excess of $250,000 at
any one time'' and inserting ''at any one time in excess of the
maximum amount for Servicemembers' Group Life Insurance in effect
under section 1967(a)(3)(A)(i) of this title''; and
(2) in paragraph (2)--
(A) by striking ''for less than $250,000 under
Servicemembers' Group Life Insurance'' and inserting ''under
Servicemembers' Group Life Insurance for less than the maximum
amount for such insurance in effect under section
1967(a)(3)(A)(i) of this title''; and
(B) by striking ''does not exceed $250,000'' and inserting
''does not exceed such maximum amount in effect under such
section''.
(c) Effective Date.--The amendments made by this section shall take
effect as of September 1, 2005, and shall apply with respect to deaths
occurring on or after that date.

SEC. 4. SPOUSAL NOTIFICATIONS RELATING TO SERVICEMEMBERS' GROUP LIFE
INSURANCE PROGRAM.

Effective as of September 1, 2005, section 1967 of title 38, United
States Code, is amended by adding at the end the following new
subsection:
''(f)(1) If a member who is married and who is eligible for
insurance under this section makes an election under subsection
(a)(2)(A) not to be insured under this subchapter, the Secretary
concerned shall notify the member's spouse, in writing, of that
election.
''(2) In the case of a member who is married and who is insured
under this section and whose spouse is designated as a beneficiary of
the member under this subchapter, whenever the member makes an election
under subsection (a)(3)(B) for insurance of the member in an amount
that is less than the maximum amount provided under subsection
(a)(3)(A)(i), the Secretary concerned shall notify the member's spouse,
in writing, of that election--
''(A) in the case of the first such election; and
''(B) in the case of any subsequent such election if the effect
of such election is to reduce the amount of insurance coverage of
the member from that in effect immediately before such election.
''(3) In the case of a member who is married and who is insured
under this section, if the member makes a designation under section
1970(a) of this title of any person other than the spouse or a child of
the member as the beneficiary of the member for any amount of insurance
under this subchapter, the Secretary concerned shall notify the
member's spouse, in writing, that such a beneficiary designation has
been made by the member, except that such a notification is not
required if the spouse has previously received such a notification
under this paragraph and if immediately before the new designation by
the member under section 1970(a) of this title the spouse is not a
designated beneficiary of the member for any amount of insurance under
this subchapter.
''(4) A notification required by this subsection is satisfied by a
good faith effort to provide the required information to the spouse at
the last address of the spouse in the records of the Secretary
concerned. Failure to provide a notification required under this
subsection in a timely manner does not affect the validity of any
election specified in paragraph (1) or (2) or beneficiary designation
specified in paragraph (3).''.

SEC. 5. INCREMENTS OF INSURANCE THAT MAY BE ELECTED.

(a) Increase in Increment Amount.--Subsection (a)(3)(B) of section
1967 of title 38, United States Code, is amended by striking ''member
or spouse'' in the last sentence and inserting ''member, be evenly
divisible by $50,000 and, in the case of a member's spouse,''.
(b) Effective Date.--The amendment made by subsection (a) shall
take effect as of September 1, 2005.

Speaker of the House of Representatives.

Vice President of the United States and
President of the Senate.
A:
Servicemembers' Group Life Insurance Enhancement Act of 2005 - Repeals, as of August 31, 2005, section 1012 of Division A of P.L. 109-13 which increased the maximum amount of coverage under the Servicemembers' Group Life Insurance (SGLI) program to $400,000 and, for members serving in certain areas or operations, allowed $150,000 of such amount to be paid for by the Secretary concerned. Reinstates Federal provisions concerning such coverage as in effect prior to the enactment of the above Act.

Reinstates the PL 109-13 SGLI $400,000 maximum member coverage amount.Requires the Secretary of the military department concerned to notify a member's spouse when a member who is married and is: (1) eligible for SGLI elects not to be so insured; (2) insured and whose spouse is designated as a beneficiary if the member elects coverage in an amount less than the maximum; or (3) insured makes a beneficiary designation of a person other than the member's spouse or child.

Requires amounts of SGLI elected by members to be evenly divisible by $50,000 (currently $10,000).