Add spaces: Morningstaralsohassignificantexpertiseincreatingtoolsthatfinancialadvisersfindusefulandrelevant.

Answer: Morningstar also has significant expertise in creating tools that financial advisers find useful and relevant.
allowuseofgrub-legacytobepre-seeded(ifappropriate)

allow use of grub-legacy to be pre-seeded (if appropriate)
[Q]: [Needleandsurgicalcricothyrotomyskillscanbepracticedonthismodelwithinterchangeablerigidandsofttracheasandareplaceableneckskin.]
[A]: [Needle and surgical cricothyrotomy skills can be practiced on this model with interchangeable rigid and soft tracheas and a replaceable neck skin.]
Problem: Add spaces: YouareentitledtocloseyourAccountandterminatethisAgreementatanytimebysendinganemailorcontactingususinganymethodoutlinedatContactUsandwewillrespondwithinareasonabletimeframeprovidedthatyoushallberesponsibleforactivityonyourAccountuntilsuchclosurehasbeeneffectedbyus.BackgammonMastersisentitledtoterminatethisAgreementimmediatelyonnotice(orattemptednotice)toyouattheemailaddressthatyouhaveprovidedtous.WhereBackgammonMastershasterminatedasaresultofafailedSecurityReview,anyAccountBalancesinyourAccountarenon-refundableanddeemedforfeited.

Spaces added: You are entitled to close your Account and terminate this Agreement at any time by sending an email or contacting us using any method outlined at Contact Us and we will respond within a reasonable time frame provided that you shall be responsible for activity on your Account until such closure has been effected by us. BackgammonMasters is entitled to terminate this Agreement immediately on notice (or attempted notice) to you at the email address that you have provided to us. Where BackgammonMasters has terminated as a result of a failed Security Review, any Account Balances in your Account are non-refundable and deemed forfeited.
This text is missing some spaces, please add them: Theroleplayappealstotheactivist,asitprovidesopportunityforthemtobeinvolvedinaleadingrole.
The role play appeals to the activist, as it provides opportunity for them to be involved in a leading role.
[Q]: [Distributionofperiodsofabsence(percentage)]
[A]:
[Distribution of periods of absence (percentage)]