Multi-select problem: How does the next paragraph end?

How to get a payday loan online
Do not take out a payday loan unless it is your last resort.
Payday loans are notorious for coming with very high interest rates that can hurt the borrower, rather than help them get out of debt. Because of this, you should consider other options before you decide to get a payday loan.

Choose from:
1). Many payday loans have payday fees, or fees related to late payment. Consider what happens if you miss a payment that goes unpaid and then you know you missed it..
2). Read your bank statements and ratings to find out if there are any profitable payday loans available to you. Websites like payday loan lending are also great sources for finding out about closing costs..
3). Find a legitimate online company that offers a short term loan or payday loan. A legitimate company is one that will not scam you out of your money..
4). Try common first-line credit/cash exchange schemes, such as : Borrowing any money from another person to buy a home or car. Setting up a funds exchange by creating the bank account where the payday lender will input money or cash..
3).