Question: The active substances in the chemical filters penetrate the skin and provides protection whereas the physical filters reflect the UV light from the surface of the skin.

Please remove spaces.

Answer: TheactivesubstancesinthechemicalfilterspenetratetheskinandprovidesprotectionwhereasthephysicalfiltersreflecttheUVlightfromthesurfaceoftheskin.

Question: Bicycle school for children with diploma granting, mobile bike shop, bike smoothie bar with green smoothies, bike shop with Danish bike gadgets.

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Answer: Bicycleschoolforchildrenwithdiplomagranting,mobilebikeshop,bikesmoothiebarwithgreensmoothies,bikeshopwithDanishbikegadgets.

Question: Visit insurance companies personally to pay your premiums or you might open up yourself to frauds from agents.

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Answer: Visitinsurancecompaniespersonallytopayyourpremiumsoryoumightopenupyourselftofraudsfromagents.

Question: It seams like we have REACHED a point where it is possible to use gene-modifying techniques on humans.

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Answer:
ItseamslikewehaveREACHEDapointwhereitispossibletousegene-modifyingtechniquesonhumans.