What happens next?

How to stop foreclosure through chapter 7 bankruptcy
Check that you qualify for chapter 7.
Not everyone can use chapter 7. Instead, chapter 7 has been reserved for those who cannot pay their bills.
You will qualify for chapter 7 in one of two situations : Your income is less than your state's median for a family of your size. Check here to find your state's median: https: // www.justice.