Open the message, document, or web page that contains the photo you'd like to save on your MacBook. Not all web pages permit images to be saved or downloaded. For example, you can't download pictures from the Instagram website. If the image is in a preview format (e.g., a result on Google), you'll first need to click the image to open it in full-size view. Some images, such as occasional images inserted into articles, serve as links to other pages. If clicking an image opens an unrelated page, click your browser's "Back" button to return to the original image. Click the yellow circle in the upper-left corner of the window that contains the image. This makes the window smaller so that your Mac's desktop is visible. Click and hold the image with your mouse pointer, then drag the image off of the edge of your browser window until it's suspended over the desktop. You should see a transparent version of the image appear when you drag it away. When you see a white + in a green circle appear over the thumbnail of the picture, release the click you were holding. This will place the image file on your desktop.

Summary: Go to a photo that you want to save. Open the image if necessary. Resize your browser window. Click and drag the photo onto your desktop. Release the click.

If you do not already have both a checking and a savings account, open one of each at a local bank or credit union. To choose a bank or credit union: Compare the interest rates and fees of all financial institutions between your residence and place of employment, or if you are unemployed, within 1015 miles (24.1km) of your home. Consider the various services each bank provides and the likelihood you will want or need each of them. A bank with many different services you will never use may not be the best choice for you. Talk to friends and family members about their banking institution. Find out if they are happy with the interest rate, minimum deposit requirements, fees, and service they receive, and if they would recommend that you use the same institution. Unlike a debit card that directly draws money from your bank account, a credit card allows you to borrow money and pay it over time. This is the easiest way to start rebuilding credit. A secured credit card involves giving the bank money (say $500), and then the bank gives you credit in that amount. Secured credit cards are typically offered through banks, although some credit card companies like Discover also offer secured credit cards. Start with around $500. As your credit improves, ask the bank if you can slowly start raising the limit. Be wary of anyone that asks you for outrageous start-up fees (some places try to charge up to $200) or for you to call a 1-900 number that will charge you money. Some lenders specifically seek out recently filed bankruptcies since they cannot seek court protection again for seven years. Don't open more than one or two accounts. Be sure to ask if your transactions will be reported to all three major credit bureaus. You want them to see that you're paying off your debts so your score can begin to improve. Know that some banks might force you to wait for a year after you've filed bankruptcy to get a secured card. If that's the case, focus on building up your savings in the meantime. Get a secured card at a bank you want to continue to use for awhile. You'll eventually want to ask if you can switch to an unsecured card with the same bank, so choose wisely. When you're back on track with a secured card, you can try applying for a retail or gas credit card. This is important to improving credit, because one aspect of your credit score is "types of credit in use." By using different types of credit, you improve your credit score. Keep these points in mind when you're looking into it: Make sure your transactions will be reported to all three credit bureaus. Remember, the point of all this is for them to see you being responsible with your money. Avoid huge start-up fees. Try to get a card at a store where you won't be tempted to go on a shopping spree. Gas cards are a good idea because gas is a necessary expense you won't be tempted to splurge on. Try to avoid department stores that might tempt you with expensive items that are out of your price range. Along with retail and gas cards (which are typically accessible to people with poor credit), eventually adding other types of credit can go a long way to improve your credit rating. These other types of credit include installment loans (like a line of credit, or car loan) or mortgages. If you do not already have loans in these categories, it is very wise to wait at least two years after bankruptcy to consider a car loan, mortgage, or line of credit. You might have heard that carrying a balance is great for your credit score, but that's not necessarily true. Especially if you have bad credit, the credit bureaus want to see that you're capable of paying off the balance as often as necessary. Keep in mind that 35 percent of your credit score is payment history, so paying bills on-time and in-full will quickly build your credit. As mentioned earlier, 35 percent of your credit score is payment history. Another 30 percent is amounts owed. This is calculated by looking at how much you owe relative to how much credit you have available. When you close accounts, your total credit limit decreases, which lowers your credit score. If you feel you can't control the urge to spend on a particular account, destroy your card. Remember, finance companies exist to make a profit. Instead of being swayed by debt consolidation offers, focus on maintaining your budget, putting money into savings, and slowly building up the limit on your secured card or retail card. If you've successfully managed a secured card for more than 12 months, consider asking your bank if you can switch over to an unsecured card. Most banks will agree to letting you have a low-limit unsecured card after 12 to 24 months. Keep the same mentality you had with the secured card. Avoid spending money you don't have on the unsecured card so that you can keep yourself from sliding into bankruptcy again.

Summary: Open a new checking and savings account. Get a secured credit card. Get a retail or gas credit card. Pay off your balance every month. Avoid closing accounts. Avoid finance companies. Ask when you can upgrade to an unsecured card.

Go to https://www.ubuntu.com/download/server in your computer's web browser. It's a green button on the right side of the page. Your Ubuntu Server disk image (ISO) will begin downloading onto your computer. Go to https://rufus.akeo.ie/ in your computer's web browser. Scroll down to the "Download" heading, then click Rufus 3.1 below the heading to prompt the launch file to begin downloading. Insert a flash drive that has at least 4 GB of storage capacity on it into one of your computer's rectangular USB ports. Keep in mind that the flash drive will be completely erased during the installation drive creation process. You may want to copy any existing files on the flash drive onto your computer before proceeding. Double-click the downloaded Rufus file, then click Yes when prompted. It's on the right side of the Rufus window. This will open a File Explorer window. Go to the location of the Ubuntu Server file, then double-click it to open it in Rufus. It's at the bottom of the Rufus window. Your ISO file will begin burning onto your flash drive. You may have to click through a few prompts (e.g., click OK to begin the process) before your flash drive will begin burning. This may take several minutes. Once your flash drive finishes burning, you can proceed to the next part. Don't remove your flash drive once the burning completes. You'll need to keep your flash drive inserted throughout the installation process.
Summary: Open the Ubuntu Server download page. Click Download. Open the Rufus website. Download Rufus. Plug a flash drive into your computer. Run Rufus. Click SELECT. Open the downloaded ISO file. Click START. Wait for the burning to finish.