When asked how they were overdraft fees , as I had let the check clear 5 business days before using it , there was no answer . They just wanted to take money . My brother had turned 18 recently , and went to the bank rather frequently to deposit and withdraw money .

Based on the preceding passage, choose your answer for question what may happen before using a deposited check ?
OPT:
a). I would pay overdraft fees
b). I would give it a few days to be cleared
c). None of the above choices .
d). I would have my brother turn 18
The answer is:
b).