In this task, you are given a summary for US Congressional and California state bill, your task is to generate a Title for this bill. The preferred titles are under forty words and mention the purpose of the bill.

[Q]: Rural Housing Opportunity and Enhancement Act of 2005 - Amends the Doug Bereuter Section 502 Single Family Housing Loan Guarantee Act of the Housing Act of 1949 with respect to the single family rural housing loan guarantee program to: (1) eliminate low and moderate income eligibility requirements; (2) reduce maximum guarantee fees paid by lenders; and (3) require any regulation limiting borrower eligibility based upon the borrower's debt-income ratio to provide for a higher income-to-debt ratio for newly-constructed property loans.

Revises refinancing loan guarantee provisions to: (1) authorize a specified lender guarantee fee; (2) permit a guarantee to acquire or construct an eligible single-family residence; (3) amend closing cost provisions; (4) eliminate income requirements; (5) prohibit that an appraisal credit report be required in connection with the loan, or that the residence be in a rural area for an existing loan; and (6) require that the borrower is not delinquent with respect to existing loan payments, and that monthly refinance payments be at least $50 less than existing monthly payments.

Requires agricultural housing loans to be recorded as Department of Agriculture, rather than conventional, loans.

Revises the definition of "rural area."

Increases direct loan income limitations.
[A]: To amend section 502(h) of the Housing Act of 1949 to improve the rural housing loan guarantee program, and for other purposes.

[Q]: 9/11 First Responders History Project Act of 2011 - Requires, within the limits of available funds, the Librarian of Congress to establish an oral history project to: (1) survey collections of audio and video recordings (as well as ongoing documentary work) of the reminiscences of 9/11 first responders housed in archives, libraries, museums, and other educational institutions; (2) solicit, reproduce, and collect video and audio recordings of personal histories and testimonials of 9/11 first responders, and visual and written materials (such as letters, diaries, photographs, and ephemera) relevant to the personal histories of individuals; (3) create a collection, with a catalog and index, of the recordings and other materials obtained; and (4) make the collection available for public use through the Library of Congress (LOC) and other appropriate methods.

Defines "9/11 first responders" as emergency responders and recovery and cleanup workers who responded to the terrorist attacks that occurred on September 11, 2001, in New York City, in Shanksville, Pennsylvania, and at the Pentagon (including the aftermath of such attacks).
[A]: To direct the Librarian of Congress to carry out a project to collect video and audio recordings of personal histories and testimonials of emergency responders and recovery and cleanup workers who responded to the September 11, 2001 terrorist attacks.

[Q]: AmeriCorps School Turnaround Act of 2015 This bill authorizes a grant program to enable elementary schools, secondary schools, or specified entities that serve low-performing schools to: (1) improve the academic achievement of elementary and secondary school students, and (2) select national service participants and engage such participants in school turnaround projects. An entity that receives a grant under the program must use the grant funds to carry out one or more of the following activities: (1) improving the quality and frequency of individualized learning time, (2) increasing individualized learning time or extended learning programs, (3) providing college and career readiness guidance and assistance, (4) accelerating reading and mathematics knowledge and skills, or (5) carrying out school-wide activities to increase graduation rates or address nonacademic factors impacting student achievement.
[A]:
AmeriCorps School Turnaround Act of 2015