INPUT ARTICLE: Article: Are you unemployed or did you have an unexpected accident that cost you thousands of dollars you weren't intending on spending? Sit down and figure out your largest financial burden by looking through all your bills and considering personal experiences or expenses that might be related to your financial woes. Sometimes, identifying the source of your financial troubles can be challenging. For example, if you are emotionally attached to something, such as an expensive car, or you are addicted to shopping. The best way to really decipher the root cause of your problems is to strictly look at the numbers. Make a spreadsheet of your expenses based on your monthly bills. Order your costs from high to low to establish where the majority of your money is going. A savings account is critical to helping you get out of financial troubles. It can often prevent financial issues from ever occurring. It is recommended that you have enough savings to cover six months of living expenses, should financial troubles emerge. The best way to start a savings account is to divert some of your monthly spending into your savings account. Take the $100 you might spend on a concert ticket, and put it in your savings account instead. If you are already in financial troubles without a savings account, start one immediately and prioritize investing in it. It will help you in the long run, so you don't have to worry too much the next time you run into financial issues. Once you have figured out where your money is going, establish a strict monthly budget for yourself. Your budget will help guide your spending decisions and help you to spend your money in the most efficient way possible. Start by knowing how much money you make on a monthly basis. Then, prioritize your budget by first setting aside money for car, house, student loans, and other necessary monthly payments. Then include other things such as groceries, gas, and entertainment. Adjust your budget according to inflation rates. For example, gas prices fluctuate and seasonal differences in your groceries should all be taken into account on a monthly basis. You probably don't have the luxury of cutting $500 from one expense. So instead, try reducing 3 or 4 expenditures by $75 or $100. The easiest place to cut spending in small steps are your superfluous expenditures. For example, if you tend to eat out more than cook at home, start buying more groceries and learn to cook! You can save lots of money each month by making small, but meaningful, changes. Cutting your spending in small steps will allow you to gradually become used to a different lifestyle. Keep copious records of your spending. Save receipts and make folders in your email for bills and online receipts. Keep a budget worksheet of your expected expenses, and follow up with it each month to see if you are actually keeping to your budget. There are many advantageous smartphone apps to help you keep track of you spending. You can even connect some apps to your credit cards to help you keep track of your spending.

SUMMARY: Identify the source of your financial problems. Open a savings account. Create a budget. Reduce spending in small steps. Keep track of your spending.

INPUT ARTICLE: Article: In most cases, the color paint code in Ford vehicles is written on a manufacturer's label located on the driver's side front door panel, usually along the rear edge of the door. If you open your door and look along the side of the door, towards the bottom you should see a manufacturer's label. This will contain the color code. These labels are rectangular and may be printed with a Ford watermark and/or a patterned background. They typically say "MANUFACTURED (or MFD.) BY FORD MOTOR CO. (or COMPANY)" at the top. Modern manufacturing labels typically have a barcode printed on them, while older examples may not. The majority of Fords will have the manufacture's label on the front door panel. However, it may be on the rear part of the front driver's side door jamb. Open the front car door on the driver's side. Look at the small ridge around the doorframe on the inside of the car, usually blocked when the door is closed. The manufacturer's label may be towards the bottom of the jamb, on the rear side (closer to the back of the car). Once you've found the manufacturer's label, you can use this to locate the color code. The color code is found below the bar code and is usually marked by 2 characters, which can be either numbers or letters. The 2 digits are listed above or next to the words "exterior paint colors." For example, if you saw the letters "PM" written above "exterior paint colors," this would mean the color code is PM. Some Ford color codesespecially for older vehiclesmay be longer than 2 characters. They may also consist of a mixture of letters and numbers. For example, the color code for the shade "Maroon," used on the 1964 Ford Fleet, is MX705160.

SUMMARY: Look on the driver's side front door panel. Check the driver's side front door jamb. Locate the color code on the manufacturer's label.

INPUT ARTICLE: Article: Sites like TrueCar (https://www.truecar.com/), Autotrader (https://www.autotrader.com/), and CarMax (https://www.carmax.com/) are all good places to start. These larger online retailers tend to carry a lot of inventory, so you're more likely to find comparable vehicles in their search engines. You are going to search for identical vehicles with similar mileage numbers, so you need to find a lot of cars. This makes the bigger online retailers a great place to start. If you're trying to find the value of a 2014 Toyota Camry, search "2014 Toyota Camry" into an online retailer's search engine. Try your best to avoid deviating from the year, as the difference in price between a 2014 model and a 2015 model can be massive. As you continue to search across different platforms, write down the price of every car you find that is the same year, make, and model. Try to stick to cars with similar mileages and conditions to get a more accurate picture. If you encounter a listing that seems radically high or especially low, you can ignore it. There may be special modifications or unique damage to those particular vehicles. Since you're looking at cars that are the same make and model, the difference in mileage between listings shouldn't be too massive. A margin for mileage should be around 20,000 miles in either direction. So if you want to find the value of a car with 100,000 miles on it, look for cars that have between 80,000-120,000 miles on them. Car dealerships have a little more freedom than major online retailers when it comes to how they price their cars. Since the price of a car is influenced by the supply and demand of the local market, find cars with the identical make and model at nearby dealers. Write their listed prices down on the same sheet of paper where you were jotting down the prices from online retailers. You shouldn't have to get up from your computer to do this. Almost every dealership lists their available inventory online. Wholesale auto auctions are not typical dealers, so you should avoid using these companies to source your information. Total up each price you wrote down, then divide by the number of prices. This will give you an average price based on all of the listings that you found. You can use this number as a reasonable baseline for the value of your car. Since you used a variety of sources, this evaluation will serve as a decent middle ground between the local and national market.

SUMMARY: Go online to a major auto retailer. Look for cars that are the same exact year, make, and model. Write down the price of each car with the same mileage as the one you're valuing. Repeat this process based on listings at local dealerships. Add the prices together and divide by the number of vehicles to get an average.

INPUT ARTICLE: Article: to 350F/180C. Alternatively, line the pan with baking paper. Don't overdo the cooking, as they'll continue to cook after you remove them from the oven. Be careful not to burn yourself on the melted chips when transferring the cookies to the rack - use a spatula. The cookies are ready to eat when the chocolate chips solidify again.

SUMMARY:
Preheat the oven Apply cooking spray to the pan so that the cookies won't stick to the baking pan. Place the cookie balls on the baking pan. Put cookies in the oven for about 8-10 minutes or until light golden brown. Take the cookies out of the oven and let them sit on a wire cooling rack for about 15 minutes to cool. Store in an airtight container, or eat the cookies once they've cooled.