instruction:
You are given a conversation between two people. 'Person1:' and 'Person2:' are used to separate their respective dialogues. You are required to assign a label 'formal' if there is an absence of emotion and a presence of questions anywhere within the conversation. If such pattern is not found assign the label 'informal'.
question:
Person1: Good day ! What can we do for you ?
Person2:I'm considering buying a new car , the old one hasn't been running too well recently , and was wondering what kind of credit you can offer me .
Person1: Buying a new car is a big expense ; we understand that , so we have a variety of loans to suit your needs .
Person2:That's great . I'm looking to borrow quite a large sum , though .
Person1: With our Personal Automobile Consumer Loan , the borrower can borrow up to 80 % of the purchase price .
Person2:That's good news . The car I'm interested in is priced at 120,000 RIB , but I think I can get a bit of discount on that . I can afford to put up around 40,000 RIB myself .
Person1: That's great . You will need to make an initial down payment of 20 % , and then we can get going with this .
Person2:The funds are all ready to go in my personal account , so let's transfer it .
answer:
informal

question:
Person1: Your total comes to $ 36.78 .
Person2:Put it on my VISA .
Person1: There ' s a problem with your card .
Person2:What ' s wrong with it ?
Person1: I believe it was declined .
Person2:You ' re kidding me !
Person1: Do you have another card I could try ?
Person2:I only have one card .
Person1: Do you have cash , perhaps ?
Person2:I don ' t have any cash on me .
Person1: You ' re not going to be able to take these items today .
Person2:I ' ll be back tomorrow .
answer:
informal

question:
Person1: Where did you get assigned to go this time around ?
Person2:They asked me to go to Paris to check on the new office that was just established there . And you ?
Person1: Hong Kong again . I would like to go somewhere different for a change .
Person2:Teach me Cantonese and I'll pull some strings to get a trade with you next time around .
Person1: If you really want to learn , remind me when you get back from your business trip .
Person2:You're on .
Person1: When do you leave ?
Person2:I'm scheduled to fly out on the tenth .
answer:
informal