To succeed in business or life we must continually take actions. Putting yourself on the line day after day can be extremely boring, especially when things do not work out as desired. Each time a disappointing event happens, I like to get reminded of these famous failures: Gates has literally changed the work culture of the world in the 20the and the 21st centuries, by simplifying the way the computer is being used. He was the world's richest man for more than one decade. However, in the 1970's before starting out, he was a Harvard University dropout. The most ironic part is that he started a software company by purchasing the software technology from someone for only $50 back then. Lincoln received no more than five years of formal education throughout his lifetime. When he grew up, he joined politics and had 12 major failures before he was elected the 16th President of the United States of America. Newton was the greatest English mathematician of his generation. His work on optics and gravitation made him one of the greatest scientists the world has even known. Many thought that Newton was born a genius, but he wasn't! When he was young, he did very poorly in grade school, so poor that his teachers became helpless in improving his grades. Beethoven is widely regarded as one of history's great composers. His reputation has inspired composers, musicians and audiences who were to come after him. Before the start of his career, Beethoven's music teacher once said of him "as a composer, he is hopeless". And during his career, he lost his hearing yet he managed to produce great music. A deaf man composing music, ironic, isn't it! What common features do the above successful people share? A) All of them had a poor childhood. B) All of them failed before succeeding. C) All of them became rich in the end. D) All of them had a poor ending of their life.
B
(Question)
In a mountainous area of Brazil, there is a kind of beautiful butterfly which can kill men. If people meet them, they will come down in great quantities to bite and kill, sucking blood and flesh through the wounds they cause. In June, 1966, a boy named Marl Andre who went into the mountains in search of butterfly specimens was killed by these butterflies. A country boy saw him when he was just about to catch a butterfly. Suddenly thousands of butterflies came down upon him, covering him all over. The boy struggled and cried as he tried to free himself from their attack. Finally he fell senseless to the ground. Police examined his body and proved that he had died of bites by butterflies. In New Guinea, there is a kind of needlefish which also kills men. Needlefish likes light. At night, it will swim near the lights of fishing boats, then suddenly shoot out of water like an arrow to its target, and force its 3-inch sharp mouth into a human body. Of-ten people are thrust in the eye, or through the chest or stomach, resulting in death. Sometimes it will even attack the people in a fishing boat in broad daylight. About 10 persons in the world are killed by sharks every year, yet more than 240 people are killed by needlefish every year. Mari Andre was killed when he _ . A) went to Brazil B) tried to catch a butterfly C) entered the mountains D) raised a net
(Answer)
B
Ques: People come in all shapes and sizes,colors and races . Some speak differently while others act differently. My mother is in a wheelchair. I would like to say something about this special woman I call "Mommy". My mom does what a mom needs to do every day. She picks me up from school,drives me to meetings,cooks dinner,and helps me with my homework. This is just part of what makes her great,though. She is my best friend and can immediately notice when I am unhappy. She helps me solve problems that my friends do not understand. Mommy makes me laugh when times are tough. I look forward to coming home because I know there is someone there who cares about what I have done. Mommy has always tried to be like a "normal" mom. But I think my mother is a wonderful woman and she doesn't need to change. She teaches me life lessons that no teacher or friend can. She shows me how to accept everyone for what is inside,rather than what is on the outside. You may have realized that all the qualities I admire have nothing to do with what she looks like. Everyone could be the way she is,but most are not. I want everyone to look beyond the surface and see what is inside others. You may fail to notice someone who is very special like my mom because you cannot accept their outside features. The writer writes the passage to _ A) encourage his mother to be happy B) tell us that everyone acts differently C) tell us to respect the disabled around us D) tell us to look beyond the surface and see what is inside people
Ans: D
(Q).
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(A).
C
Ques:When people have money, they have the freedom to choose how to use it. Some people have more money than others, but no one has all the money in the world. The amount of money we have is limited. The supply of goods, land, and resources is limited. Because of this, people can not have or buy everything that they might want. This means that if you have only five dollars to spend, you can not buy something that costs ten dollars. As our country has grown in the number of citizens, the price of goods has increased. In the recent years the cost of food, clothing, housing and cars has risen quickly. The price of films and books has gone up. In a time when prices are rising, people cannot buy as much with the money as before. When a person has some money, he or she is _ to decide how to use it. A) limited B) made C) free D) possible

Ans:C
Parents need to be good role models to help their children make sensible financial decisions, according to Adam Hancock and his team, from East Caronlina University in the US. Their work highlights that parents who argue about finances contribute to increasing credit card debt among their children during their students years. Their work is published online in Springer's Journal of Family and Economic Issues. Credit card debt among college students has been a growing concern for researchers and policymakers over the last decade. In addition, there is growing concern among educators that more students are dropping out of school, not because of academic failure, but because of financial reasons, and credit card especially. Hancock and colleagues' study is the first to examine how parental interactions, and financial knowledge and attitudes may have a cumulative effect on the number of credit cards students own and their level of credit card debt. The researchers analyzed data for 420 undergraduate students from seven different American universities, who took part in the College Student Financial Literacy Survey. According to the online survey, nearly two-thirds of students had a credit card, and nearly a third had more than one. Those students who reported that their parents argued about finances were more likely to have more than two cards than the students whose parents who did not argue about finances. In terms of debt, those students who had two or more credit cards were nearly three times more likely to report having credit card debt over $500. The researchers conclude, "It is clear that the influence of parents cannot be neglected. Researchers, educators and policymakers should work in finding effective ways to increase the positive financial behaviors for college students. We need to help students learn financial skills and establish healthy financial attitudes at earlier ages to prevent poor financial habits from taking root. " If you have two or more credit cards, you are more likely to _ . A) get wealthy B) have argument C) buy more things D) become in debt
D