In the end , it 's family , not a mortgage , that matters most . My husband and I have never owned a house -- and may not any time soon , despite the steep drop in home prices . We have one kid in college , another going next year , and a 9-year - old . My sister , who is almost seven years younger than me , just bought her first home .

Based on the preceding passage, choose your answer for question What may be the reason for them not owning a house ?
Choices: - They do n't want to be tied down by a mortgage . - None of the above choices . - They do n't want to be like their parents . - They do n't want to be tied down to a neighborhood .
The answer is:
They do n't want to be tied down by a mortgage .