What happens next?

How to get a perfect credit score
Understand how credit agencies calculate your credit score.
Most agencies use payment history, types of credit, and a ratio of debt to credit in order to calculate a credit score. If you want to get a perfect credit score, it's important to understand the specifics of how your score is calculated.

Options: [I] To get an perfect credit score, your debt should be above one hundred and fifty percent. Credit agencies typically ask for a fee of around three hundred dollars.; [II] Understand that credit agencies use a percentage. By entering this information in your financial records, you make sure that you are paying off a certain amount of debt every month.; [III] The easiest way to use payment history for the business of a large company is to track your debt over the past one year. With a level of debt below that threshold, you may wish to contact a credit counseling service and ask them to calculate your score for you.; [IV] Use this information to monitor your behavior and help you reach your goal. Each agency computes your credit score in a slightly different way.;
[IV]