Article: Nearly all independent jewelers will offer appraisal services. Ask friends and family for recommendations, search for listings of accredited and certified jewelry appraisers in your area, or simply look for online reviews to find a jeweler that is well respected and professional. Nearly any appraisal services will be done for a small fee. Usually, the fee will be under $50, but it can vary depending on the ring and the area where you live. You will be giving your ring to the appraiser for inspection, so make sure that this person has professional credentials and that he or she has been educated in appraising jewelry. Usually, you cannot insure an engagement ring without an appraisal because insurance companies do not want to rely on you to set the value of the item to be insured. Appraisers, on the other hand, have to stick to the Uniform Standards of Professional Appraisal Practice, which requires that professional appraisers give you a fair appraised value for your jewelry, so they are trusted by insurance companies. The jeweler will appraise your ring by inspecting the stones, as well as the setting. A good appraisal will take a variety of factors into considerations, including carat weight, the color of the stones, the cut of the stones, the metal type, and any markings, in addition to other factors. When the appraisal is finished the shop will get back to you with a concrete value for your piece of jewelry. You should receive a formal document from the appraiser that you can use to insure your engagement ring. Additionally, if you have a larger or higher value ring, you may have received a GIA certificate, or some other official certification, with your ring. This type of certification is not an appraisal, but is accepted as one by many insurance companies. Ask the company you choose whether they will accept certification instead of an actual appraisal. Lots of experts recommend taking a set of photos because they can further document what you own. Remember to keep one set of photos with your own documentation and send another set to the insurance company when you get your insurance policy.
Question: What is a summary of what this article is about?
Find a local jeweler to do an appraisal. Get an appraisal of your ring. Take photos of the ring to keep with your documentation.
Article: Microsoft Word can recognize and convert scanned PDF files into Word documents without requiring any additional software. If your document saved as an image (e.g., a JPG or PNG file), you can use New OCR to convert it instead. This process will vary depending on your operating system: Windows Right-click the PDF you want to convert, select Open with, and click Word in the resulting pop-out menu. Mac Click the PDF you want to convert, click the File menu item, select Open With, and click Word in the pop-out menu. Word will begin converting the scanned PDF into a Word document. This process can take several minutes if your PDF has lots of text or images. If you see a yellow bar with a warning at the top of the Word window, click Enable Editing in the yellow bar in order to unlock the file for editing. This usually only pertains to files you've downloaded (e.g., if you downloaded your scanned PDF from a cloud service). Converting scanned files into Word documents isn't an exact science; you may have to add missing words, remove excess spaces, and fix typos before your Word document is ready to go. Once you're ready to save the converted document as its own Word file, do the following: Windows Press Ctrl+S, then enter a file name, select a save location, and click Save. Mac Press Command+S, then enter a file name, select a save location from the "Where" drop-down box, and click Save.
Question: What is a summary of what this article is about?
Make sure your scanned document saved as a PDF. Open the PDF in Word. Click OK when prompted. Enable editing for the file if needed. Clean up your document. Save the document.
Article: If you apply for the examination online, you will be required to pay by credit card. Visa, Mastercard, American Express, Discover are all accepted. If you submit a paper application, you'll need to give your credit card number, or include a cashier's check or money order for the full amount. If you cannot afford to pay the examination fee, there are reduced fee and scholarship programs available through the NAECB. There are over 110 assessment centers throughout the United States and Puerto Rico. The exam will be administered on the computer, by appointment only, and on weekdays. You will be required to complete the examination within 3.5 hours. In order to be allowed to take the test you will need to show the examiner two forms of identification. Before you take your official, timed exam, you can take a practice test. Whether you do the practice exam is up to you but taking it will not cut into your overall time for the official exam. A passing score it between 75 and 100 points out of 100 points. If you don't pass the exam on the first attempt, it's not the end of the world. You can take it again within 12 months of your application date. However, the fee to repeat the examination is $195. You will need to schedule your retake through the NAECB, just as you did for the first test. In order to renew it you will need to prove that you have completed 1000 hours of work in asthma education and you will need to pay a recertification fee. Once you have renewed, your new certificate will be good for 5 years. Information about renewal is available on the NAECB website.
Question: What is a summary of what this article is about?
Pay the examination fee, which is $295. Take the examination at an assessment center. Retake the test if you don't pass the first time. Get recertified after 7 years.