You will be given a passage, and your task is to generate a Yes/No question that is answerable based on the given passage.

[Q]: In real estate in the United States, a deed of trust or trust deed is a deed wherein legal title in real property is transferred to a trustee, which holds it as security for a loan (debt) between a borrower and lender. The equitable title remains with the borrower. The borrower is referred to as the trustor, while the lender is referred to as the beneficiary.
[A]: is a deed of trust a security instrument?

[Q]: An academic major is the academic discipline to which an undergraduate student formally commits. A student who successfully completes all courses required for the major qualifies for an undergraduate degree. The word ''major'' is also sometimes used administratively to refer to the academic discipline pursued by a graduate student or postgraduate student in a master's or doctoral program.
[A]: is a major the same as a degree?

[Q]: An unopened bottle of Coffee-Mate can last up to two years with no refrigeration and can stay fresh for two weeks once it is opened. The product is popular in offices where refrigeration may not be available. Non-dairy creamer can be used by individuals who are lactose-intolerant. Once opened, liquid non-dairy creamer should be refrigerated.
[A]:
does liquid coffee mate have to be refrigerated?