What happens next?

How to get preapproved for a mortgage
Check your credit reports for free.
You are entitled to review your credit report from each of the three main credit companies once a year for no cost. If you want a copy of your report more frequently, you will have to pay a fee.

Select from the following.
(a). You can do this by visiting annualcreditreport.com and clicking on the " report debt " button. Each credit line charges their own money for repaying the debt, so you don't have to pay a fee..
(b). But even that fee is worth spending if necessary to buy a house. To get your free credit report, visit www.annualcreditreport.com..
(c). You can get a copy from the credit reporting company as per the terms on the credit reports you are submitting, or you can use your own online search as well. Some bureaus choose to offer " free " instead of " fee..
(d). Gather documentation of your repossessed house. It can be hard to find a reputable lender if you are in a complicated financial situation..
(b).