High fees and aggressive marketing have been cited as problems with reverse mortgages . Under the new law , fees will be capped at 2 percent of the first $ 200,000 borrowed and 1 percent on the balance , with a maximum of $ 6,000 in fees . In addition , the law prevents lenders from requiring borrowers to purchase insurance , annuities , or other products as a condition for getting a reverse mortgage . Lenders are also prohibited from working with other professionals who are trying to sell seniors financial products as part of the lending process .

OPTIONS:
- None of the above choices .
- Lenders capped fees at 2 percent .
- Home owners were at advantage with low costs
- Seniors were taken advantage of with high fees
Answer the following question: What may have happened before the new law regarding reverse mortgages ?

Seniors were taken advantage of with high fees
question: Part of attending a private Christian school for seven years was having Bible class every day and chapel once a week . For five years , from third grade through seventh , I was taught the same stories over and over again with little variation . My eighth grade Bible teacher began leading my class down an amazing path of symbolism ( such as the tabernacle of David ) and prophecy ( Daniel was her favorite ) , but whenever a big question came up , she 'd always say , " We 'll get to that in tenth grade , " and move on . Too bad I transferred out before tenth grade .

OPTIONS:
- None of the above choices .
- The narrator was raised in Christianity .
- The narrator was raised in the Jewish faith .
- The narrator was raised in a Davidic family .
Q: What religion was the narrator raised in ?

answer: The narrator was raised in Christianity .
QUES: Speaking of which , I 'll have to try to go to the school tomorrow about doing work study . Anything is good for me , just as long as I get some money coming in . I do n't money for gas to go back and forth , so I ' m in dire need of a job . At any rate , here 's to a better future !

Question with options: What may happen in the near future ?
OPTIONS:
- None of the above choices .
- I will become rich .
- I will drop out from school .
- I will find a fortune .
ANS: None of the above choices .
Problem: Because first we went to the police station to register but it turns out you do this in another building that is about five blocks away and hidden behind another building . Here , it turns out that you have to fill the form out twice . One copy for you and one for the station .

What may have caused you to fill out the form twice ?
OPTIONS:
- I wanted to hold the station accountable if they lost the document .
- I wanted a copy for myself .
- It was a requirement for the document .
- The station requested a copy of the form .

A: It was a requirement for the document .
Question:
Then he leaned over to scoop an arm under the torso , hoisted the body to his shoulder and stood up with a grunt . He glanced at Rin . " I need to take him a ways downriver so I do n't freak out the horses . This is gon na take a couple trips , considering how many bits he 's in .
Answer the following question: Why is the narrator trying to drag that body to the river ?
OPTIONS:
- The narrator is trying to conceal a pal .
- The narrator is trying to conceal a murder .
- The narrator is trying to conceal an old friend .
- The narrator is trying to conceal a party .
Answer:
The narrator is trying to conceal a murder .
question: I took my interview with the other SB 's a couple days ago , and I do n't think that turned out very well . I did n't get the same open persona with the manager like I did with the other , and the questions were short and asked each one in a speedy manner . Nope , nope ... not going to happen . BUT ! I got a call the same morning from Michaels arts & crafts about an open position , so I 'll be interviewed today at 2:30 PM .

OPTIONS:
- They are a media figure .
- None of the above choices .
- They are looking to get a gig .
- They are a supervisor at a company .
Q: Why is the narrator in so many interviews ?

answer:
They are looking to get a gig .