What happens next?

How to plan for a disabled heir
Find out if your heir gets government benefits.
Many disabled people receive benefits from the government. Common benefits include supplemental security income (ssi), medicaid, and other benefits.

Options:
* You also may receive assets such as a social security fund (bmi) or a combination of both. Think about if you have co-workers or coworkers who will contribute money.;
* If they do, then you'll need to create an estate plan that doesn't cause your heir to lose those benefit. Fortunately, you can create a " third-party settled special needs trust.;
* A disabled heir may receive medicaid to cover the cost of supporting them. Some states do not pay for ssi.;
* Taxes owed on health insurance, for example, can quickly feed into a disabled heir's debt. Don't assume your heir can only receive government benefits if, for instance, your heir takes a job at an educational institution.;
If they do, then you'll need to create an estate plan that doesn't cause your heir to lose those benefit. Fortunately, you can create a " third-party settled special needs trust.