to help the less fortunate in a developing country. The Peace Corps is a government aid organization that U.S. citizens can join. Look on the Peace Corps website at https://www.peacecorps.gov/ to find out what it takes to join and what types of jobs you can get assigned to. Keep in mind that working for the Peace Corps is the opposite of luxury travel. You will often be assigned to a very remote area with limited infrastructure. Also, don't expect to make a lot of money, you will receive a modest income and accommodation, but it is more about giving back to the world than making money. Individuals who complete Peace Corps assignments also receive priority recruitment opportunities with the State Department upon their return to the USA. It is a good option if you aspire to work as a diplomat or other foreign service worker abroad. to represent your country abroad. Foreign service workers travel and live abroad, representing their country on issues such as immigration, diplomacy, and international aid. Check online for the requirements to apply for a foreign service job in your country. Every country has different foreign service job requirements. In general, you will likely have to pass a qualification test to show that you are fit to represent your country before you can select a career track within the foreign service department for your country. For example, if you are a U.S. citizen, then you can find jobs and requirements on the U.S. Department of State's website at https://careers.state.gov/learn/who-we-are/culture-of-leadership/. to travel the world and provide humanitarian aid. There are many non-governmental organizations and international non-profits that you can work at to travel and help out with issues like human rights and disaster relief. Different organizations hire people with different career backgrounds, so do your research to find an organization that is a good fit for you. Examples of NGOs include Doctors Without Borders, the Red Cross, and USAID. It's helpful if you have a background in health or social services to get a job with a NGO. For example, Doctors Without Borders hires medical professionals or med students to provide medical treatment to remote communities or people in disaster-stricken areas.

Summary: Join the Peace Corp Become a foreign service worker Work at a NGO

It's more respectful to the others to lie in the same direction, and not put your feet in their face. Continue to lie in shava asana (savasana; dead man's pose) so that your body can come back to homeostasis and receive all of the benefits of your hard work. Two minutes at very minimum is best. Ten minutes is wonderful for relaxation.

Summary: Place your towel over your mat and lie down on your back with your head facing the mirrors and feet towards the back wall, just like the position practiced during class. Allow yourself to adjust to the heat. During the class, pay close attention to what the instructor says and watch the other students for an example. When class is finished, it is courteous to say the Indian word "Namaste" to your instructor as a way of saying thank you (the word means, very generally, "I recognize the divine in you"). When the class is over don't leave right away.

The interest rate stated on your investment prospectus or loan agreement is an annual rate. If your car loan, for example, is a 6% loan, you pay 6% interest each year. Compounding once at the end of the year is the easiest calculation for compounding interest. A debt may compound interest annually, monthly or even daily. The more frequently your debt compounds, the faster you will accumulate interest. You can look at compound interest from the investor or the debtor's point of view. Frequent compounding means that the investor's interest earnings will increase at a faster rate. It also means that the debtor will owe more interest while the debt is outstanding. For example, a savings account may be compounded annually, while a pay-day loan can be compounded monthly or even weekly. Assume that you own a $1,000, 6% savings bond issued by the US Treasury. Treasury savings bonds pay out interest each year based on their interest rate and current value. Interest paid in year 1 would be $60 ($1,000 multiplied by 6% = $60). To calculate interest for year 2, you need to add the original principal amount to all interest earned to date. In this case, the principal for year 2 would be ($1,000 + $60 = $1,060). The value of the bond is now $1,060 and the interest payment will be calculated from this value. To see the bigger impact of compound interest, compute interest for later years. As you move from year to year, the principal amount continues to grow. Multiply the year 2 principal amount by the bond's interest rate. ($1,060 X 6% = $63.60). The interest earned is higher by $3.60 ($63.60 - $60.00). That's because the principal amount increased from $1,000 to $1,060. For year 3, the principal amount is ($1,060 + $63.60 = $1,123.60). The interest earned in year 3 is $67.42. That amount is added to the principal balance for the year 4 calculation. The longer a debt is outstanding, the bigger the impact of compounding interest. Outstanding means that the debt is still owed by the debtor. Without compounding, the year 2 interest would simply be ($1,000 X 6% = $60). In fact, every year's interest earned would be $60 if you did earn compound interest. This is known as simple interest. It can be handy to visualize compound interest by creating a simple model in excel that shows the growth of your investment. Start by opening a document and labeling the top cell in columns A, B, and C "Year," "Value," and "Interest Earned," respectively. Enter the years (0-5) in cells A2 to A7. Enter your principal in cell B2. For example, imagine you are started with $1,000. Input 1000. In cell B3, type "=B2*1.06" and press enter. This means that your interest is being compounded annually at 6% (0.06). Click on the lower right corner of cell B3 and drag the formula down to cell B7. The numbers will fill in appropriately. Place a 0 in cell C2. In cell C3, type "=B3-B$2" and press enter. This should give you the difference between the values in cell B3 and B2, which represents the interest earned. Click on the lower right corner of cell C3 and drag the formula down to cell C7. The values will fill themselves in. Continue this process to replicate the process for as many years as you want to track. You can also easily change values for principal and interest rate by altering the formulas used and cell contents.
Summary: Define annual compounding. Calculate interest compounding annually for year one. Compute interest compounding for later years. Create an excel document to compute compound interest.