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How to dispute medical bills on a credit report
Request a copy of your credit report.
Contact the three major credit reporting agencies (equifax, transunion, and experian) directly. You are also entitled to one free credit report per year from each agency by going to.
Make sure to check your reports from all three agencies, since each one may contain different information. If you find the error on multiple reports, you'll have to file a dispute with each agency.