Article: Do this on the phone or tablet on which you want to restore your Chrome settings. It's in the top-right corner of the screen. A drop-down menu will appear. You'll find this near the bottom of the drop-down menu. This tab is at the top of the Settings page. Type in your email address, tap NEXT, type in your password, and tap NEXT to log into your email address. This will automatically load your Chrome backup. If you already have a Google account signed in on this device, you can tap it to select it here and then tap CONTINUE instead.
Question: What is a summary of what this article is about?
Open the Google Chrome app. Tap . Tap Settings. Tap Sign in to Chrome. Enter your email address and password.
Article: If you have a mortgage on your property, it may have a "due on sale" clause. This clause gives your lender the right to demand payment in full of the balance you owe on the mortgage if you sell or transfer some portion of your ownership. The reason: The property is the bank's security that if you don't pay your mortgage, the bank can seize your property. Obviously, if you sell or transfer some of your property, that gives the bank less security. However, there are exceptions to the "due on sale" clause. These are spelled out in legislation known as the Garn St. Germain Act--specifically 12 U.S. Code 1701j3 - Preemption of due-on-sale prohibitions. There are nine exemptions--nine cases in which a lender may not invoke the "due on sale" clause. Exemption six is: "a transfer where the spouse or children of the borrower become an owner of the property." Nevertheless, if your mortgage has a due-on-sale clause, it doesn't hurt to notify your lender in writing of your intent to add your spouse to the deed. When your name was the only name on the deed, you could do whatever you wanted to do with the property. If you add your spouse, that means he has the same interest in the property as you do, and you can't sell it, make improvements, or do anything else to change it without his consent. Adding your spouse's name to the deed will expose your property to any judgments against him. For example, if he has a bad debt, his creditor can sue and force the sale of your property to pay it off. Become familiar with your spouse's financial history before you decide to add his name to your deed. If you alter the deed so that you and your spouse both own the property, instead of just you, it changes the situation in the eyes of banks, lenders, and the government. Depending on your spouse's financial status and earnings history, adding his name to your deed may make you ineligible for refinancing, a reverse mortgage, or certain government benefits such as Medicaid. The typical reason to add your spouse's name to your deed is to remove your property from the time-consuming and costly probate process, guaranteeing your spouse will get the property when you die. However, this isn't automatically true, and there may be a more efficient way for you to accomplish the same goal. Generally speaking, adding another owner only makes the probate process more complicated. As long as you retain interest in the home, it's still going to go through probate. If your goal is to avoid probate, you must specify in the deed that you are claiming as joint tenants with a right of survivorship. Some states have a specific deed-holding status: Tenants in the entirety. That applies only to married couples. If you live in a community property state, you can specify the home or land is community property with a right of survivorship. Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin are community property states. Otherwise, married couples usually claim property as tenants by the entirety. Your county recorder's office will have a list of ways to claim property. Make sure you select the one that best suits your needs. To avoid probate, you must choose an ownership relationship that includes a right of survivorship. That means when you die, your spouse will absorb your ownership share of the property.
Question: What is a summary of what this article is about?
Read your mortgage. Recognize you will lose some control over your property. Learn the necessary words to use to avoid probate.
Article: Good inventors do not get too attached to their ideas. Not every idea you have will be a winner. Some ideas simply do not work. Be ready to give up on an idea if it's not practical. Be willing to detach yourself from your ideas. Do not personalize rejection. Some ideas simply do not work as well as others. Becoming an inventor is about numbers. The more ideas you have, the more likely you are to find one that works. Even if you think you have a solid idea, keep your day job. You want to make sure you have a steady source of income until you start regularly making money from an invention. In the world of inventing, a lot is left up to chance. Even if you think you have an investor in your idea, a lot of could still go wrong. It may take years before you have a successful invention, so keep your day job until then. Rejection will happen along the way to success. If you want to be an inventor, you need to learn to take rejection in stride. If you do not do so, you'll have trouble succeeding in the field. Rejection happens to everyone. Try to remember most successful people faced rejection at some point in their professional lives. Rejection is rarely personal. There are thousands of products on the market. Just because yours did not sell or appeal to anyone does not mean it was not a good idea.
Question: What is a summary of what this article is about?
Learn when to give up on bad ideas. Keep your day job. Take rejection with stride.