Problem: Given the question: Company X stopped taking on more debt, and decided to file for bankruptcy, while company Y, kept benefiting from the tax benefits of debt, having a lower debt level. Given the paragraph above, please answer correctly the following question: Which company fired fewer people, company X or company Y? Hint: The trade-off theory of capital structure is the idea that a company chooses how much debt finance and how much equity finance to use by balancing the costs and benefits. The classical version of the hypothesis goes back to Kraus and Litzenberger[1] who considered a balance between the dead-weight costs of bankruptcy and the tax saving benefits of debt. Often agency costs are also included in the balance. This theory is often set up as a competitor theory to the pecking order theory of capital structure. A review of the literature is provided by Frank and Goyal.[2] An important purpose of the theory is to explain the fact that corporations usually are financed partly with debt and partly with equity. It states that there is an advantage to financing with debt, the tax benefits of debt and there is a cost of financing with debt, the costs of financial distress including bankruptcy costs of debt and non-bankruptcy costs (e.g. staff leaving, suppliers demanding disadvantageous payment terms, bondholder/stockholder infighting, etc.). The marginal benefit of further increases in debt declines as debt increases, while the marginal cost increases, so that a firm that is optimizing its overall value will focus on this trade-off when choosing how much debt and equity to use for financing.
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The answer is:
company Y

Problem: Given the question: Two teams studied two types of animals: team A studied predators, while team B studied grazers. They learned a lot from this experience. Given the paragraph above, please answer correctly the following question: Which team learned that if all of the wolves are removed from a population, then the population of deer or rabbits may increase? Hint: Predators play an important role in an ecosystem. For example, if they did not exist, then a single species could become dominant over others. Grazers on a grassland keep grass from growing out of control. Predators can be keystone species . These are species that can have a large effect on the balance of organisms in an ecosystem. For example, if all of the wolves are removed from a population, then the population of deer or rabbits may increase. If there are too many deer, then they may decrease the amount of plants or grasses in the ecosystem. Decreased levels of producers may then have a detrimental effect on the whole ecosystem. In this example, the wolves would be a keystone species.
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The answer is:
team A

Problem: Given the question: John is an amateur astronomer. He recently found two stars, star A and star B. Upon observation, he figured out that star A is a blue star, but star B is a red giant. He had to do some research to find out the differences between them. Given the paragraph above, please answer correctly the following question: Would star B have greater or smaller diameter than star A? Hint: As a star begins to run low on hydrogen, since the initial quantity has been fused into the denser helium gas, the core will contract due to gravity. The collapsing core increases temperature to the point that the star can begin to fuse helium into carbon. When that happens, the outer portion of the star expands greatly due to the higher temperature. The star can expand to 1000 times the diameter of the sun. At this point, the star is called a red giant . If our sun became a red giant, its surface would expand out past the orbit of Mars. Red giants are red because the surface of the star is cooler than white or blue stars, but remain highly visible because of their gigantic size.
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The answer is:
greater