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Problem: Article: Pick a spot outdoors where your seedlings will get full sunshine and plenty of warmth during the day. The ground temperature must be above 70 degrees F (21 degrees C) before you begin planting, or else the seeds will not germinate. If you live in an area with long winters and short summers, it's best to start growing melons indoors until it is warm enough to transfer your seedlings outside. If you plant indoors, place seeds in containers of compost and peat moss. Transplant your seedlings outdoors once the weather is consistently warm.
Summary: Choose a sunny location. Consider starting your melon seeds indoors.

INPUT ARTICLE: Article: Check with the Office of Student Engagement or your college's website to see your options. You'll probably find academic clubs, pre-professional clubs, cultural clubs, performing arts clubs, and volunteer clubs. Join one that sounds cool, and get ready to meet lots of people with common interests. If your school doesn't have a club that you'd like to see, be bold and start your own! You may want to form a club related to your favorite art form or a unique academic interest. Don't take on more responsibilities than you can handle. If you're a freshman, it's especially important to give yourself time to adjust to college life. One club is fine. Three clubs could get very overwhelming very quickly. You can join an intramural team, which are pretty casual. These are great if you want to try out a new sport. For a more intense experience, join a competitive club team on campus. There's nothing like competing, sweating, and maybe even winning together to foster new friendships. If you don't want to commit to a team, join a pickup game a few times a week or take a regular class at the gym. If there's a cause that's close to your heart, see what volunteer opportunities are available. Your college may have a few volunteer organizations or be able to connect you with local opportunities. Volunteering is a great way get out of the college bubble, give back, and meet some like-minded people. Look for on and off-campus volunteer opportunities. Don't see anything you like? Organize your own project! Greek organizations are not for everyone, but they can offer a great sense of community. Consider rushing if this community appeals to you. Remember, if you don't like it, you can always deactivate. Send out an email to your dorm or round up people in your class. Dealing with difficult material together--and maybe one or two crazy professors--is a fast way to bond. Plus, your grades may get a boost! If you're an upperclassman, you may have the opportunity to be an RA, or resident assistant. RAs provide academic, social, and personal support to members of their residence hall. As an RA, you'll have a chance to connect with your fellow RAs and the students in your charge. Religion may have been a big part of your life before college. Joining a religious community can help you stay connected to your religion while meeting people who share your faith. If your campus doesn't have the community you're looking for, see what's available off-campus.

SUMMARY: Join a club. Join a sports team. Volunteer. Join a fraternity or sorority. Start a study group. Be an RA. Get involved in a religious community.

Before you attempt to purchase a car, know whether you have filed for Chapter 13 or Chapter 7 bankruptcy. If you file for bankruptcy as an LLC or a business, then your bankruptcy falls under Chapter 11, which carries a different set of rules for asset seizure and debt repayment. If you have filed for Chapter 7 bankruptcy, your debts are typically eliminated completely, and the process usually takes three to four months. Chapter 13 bankruptcy involves repaying your creditors through a Chapter 13 repayment plan that typically lasts three to five years. The repayment plan involves paying a high portion of your monthly income towards debt repayment. Afterwards remaining debts are usually eliminated. For more information, see how to know the different between chapter 7 and chapter 13 bankruptcy Under both Chapter 7 and Chapter 13 bankruptcy, your credit score will be badly damaged for some time to come. It can take up to 10 years to fully erase the impact of filing for bankruptcy (either Chapter 13 or 7). However, purchasing power through credit can usually be reestablished after 3 years if the initial debt situation was not too drastic. Every bankruptcy case is different and varies in relation to an individual's income, the particular amount owed to creditors, and the types of assets an individual holds. Under Chapter 7 bankruptcy, a reasonably priced vehicle that provides you with transportation to necessary destinations, like work or the doctor's office will usually not be seized to pay off your creditors. However, if you purchased a luxury vehicle, you may be forced to sell that vehicle, purchase a more affordable vehicle, and use the remaining portion for debt repayment. So, before considering the purchase of a new vehicle, see what options are available to you through a debt consultant. Unless you have sufficient cash to purchase a car, getting a car will mean acquiring new debt. While in bankruptcy, acquiring debt means facing potentially high interest rates (as high as 18%) and adding to your debt at a time when you are working to reduce it. Most importantly, you will need to prove to the court as well as your trustee that a car is necessary. If there are alternative options to owning a car (using public transit, walking, carpooling), utilize these first. This could save you significant amount in interest costs, and help you return to financial stability quicker. Your credit improves as you move further into the bankruptcy process. While it can take 10 years to restore your credit fully, you may be able to negotiate better financing options 1 or 2 years into the bankruptcy process. The longer you wait to purchase a new vehicle, the better payment terms you will get. Don't be afraid to consult with a credit or debt specialist to gauge where your credit and financial situation is at throughout the process. While bankruptcy can be demoralizing and difficult to cope with, there are many resources to help you get through the process. Consider local credit counselors or financial planners to start. A simple look through your phone book or online will indicate who is available in your region.
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One-sentence summary --
Confirm what type of bankruptcy you have filed for. Know how your bankruptcy impacts your credit. Understand the difference between exempt and non-exempt assets. Examine whether you truly need a car. Wait if you can. Be proactive about your finances.