In one sentence, describe what the following article is about: You might be tempted to raffle a luxury car. However, the best car to raffle is one that matches the demographics of your audience. For example, if you are an environmental charity, then you might want to buy a hybrid vehicle. If your audience is young, then you might want something sporty. However, if your audience consists mostly of families, then you can buy a minivan or other family-sized car. You can't raffle off a car you don't own. Accordingly, you should identify how you will get a vehicle. You have a few options: Obtain donations. People can donate to your organization and then you can use the proceeds to buy a car. Approach local corporations, such as large hardware stores, Fortune 500 companies, professional sports teams, and any business that has expressed an interest in your organization. Ask a dealer to donate. Some auto dealers will donate a car, provided you advertise that they are the donor. Buy with your own funds. If your organization has money from prior fundraisers, then you might buy the vehicle outright. You need to approach donors strategically. No one will give you money without understanding the purpose of your organization. Make sure to have the following information available for potential donors to look at: Your organization's background: when you were established, how much you have raised, etc. How you will showcase the sponsor. For example, will you mention them on marketing materials? On the raffle ticket itself? How you will monitor and evaluate the raffle. For example, does your organization have an accountant or bookkeeper who will oversee the raffle and keep track of the money raised? How you will use the money raised. Explain how the funds will further your mission. You can increase interest in your raffle if you also offer smaller prizes. This way, more than one person is a "winner" at the raffle. Consider offering these other prizes: cash awards vacation getaways electronics items (laptop, flat screen TV, radio, etc.) gift certificates Some government authorities have strict rules regulating raffles. Accordingly, you should consult with an attorney in your area to discuss whether or not you can hold the raffle. You can find an attorney by contacting your local or state bar association. Many U.S. states limit raffles to non-profit charitable organizations, churches, or volunteer organizations. States may also require organizations to have been in existence for a certain number of years before they can hold a raffle. Check whether you need to pay taxes on the vehicle and whether you need to register it before the raffle. The lawyer can also help you register your raffle, which is required in some states. For example, in California, you must register your raffle with the state's Attorney General. Once you have met with an attorney, you can better assess whether you want to go ahead with the raffle. Consider the time and money involved and decide whether to pursue a different fundraiser. There's always a chance you won't sell enough tickets to cover the cost of the car. For this reason, think carefully before buying the car outright with your funds. If you can't get a dealer to donate a car, then you might want to scrap the raffle. As an alternative, you can hold a raffle for smaller items, such as vacations or cash prizes.
Summary: Decide what kind of car to raffle. Identify how you will purchase the car. Approach potential donors. Offer other smaller prizes. Meet with an attorney. Decide whether to raffle a car.

In one sentence, describe what the following article is about: Look for someone who has experience working with clients in your situation. Psychologists tend to concentrate on certain age groups or kinds of issue. Your candidates may have areas of interest listed on their website or wherever they are listed, or you may have to ask. You may be interested in working with a psychologist who has experience with your age group. Some psychologists specialize in treating queer youth, or the elderly, or families. If you will need your psychologist to perform functions for you outside of individual sessions, such as testifying in court, make sure your psychologist has experience. Find someone who has expertise in custody battles, for instance, if you are about to enter divorce. If you can't find information on your candidate's website, ask "What sort of experience do you have working with clients who are/who struggle with/who would like to" At a minimum, a good psychologist will be licensed by the state or jurisdiction they practice in. This is a license that is only renewed for psychologists who demonstrate competence and adherence to professional ethics. Psychologists have doctoral degrees, so you should find a "PhD" noted after the name of any psychologist you are considering. Psychologists charge variable rates, so find one who you can afford to stay with as long as you need. If you have health insurance, your insurance may cover some of the costs of care. If you don't, or if your health insurance won't cover your mental health needs, you may find yourself paying between 100-250 out of pocket for a session. However, there are ways to find a psychologist you can afford: don't give up just because the initial costs seem high. Many psychologists work on a sliding scale. Explain that your funds are limited, and ask for a low hourly rate. Ask for a cash discount. Some psychologists will give you a discount if you can pay in cash instead of by card or check. Ask your insurer for the list of psychologists in your area who are covered by your insurance, or search for mental health practitioners on your insurance company's website. If your insurance doesn't mention psychologists, ask what they do cover. Some policies may include social workers, for instance. Contact a community mental health center for free or low-cost services.
Summary: Search for a psychologist with the right expertise. Check your candidates' credentials. Consider cost.

In one sentence, describe what the following article is about: . When you were a child, your parents took care of a lot of things for you. As you mature, it is important to start taking care of yourself. Eating a balanced diet, exercising regularly, and taking time to rest are all important parts of taking care of yourself. Learn to cook. Make exercise a priority by scheduling time to work out each day. Allow enough time each night to get an adequate amount of sleep. It is very childish to leave things around for others to pick up. This is especially true if you are living with other people or staying in someone else's home. Pick up your trash, dirty laundry, and dishes. Be sure to wash your clothes, dishes, and clean any surfaces that you mess up. Also participate in regularly cleaning throughout your home. Your parents probably made all of your appointments and took you to them when you are younger. Now that you are more grown up, it should be your responsibility to make and keep your appointments. Schedule regular doctor visits. Make appointments for work meetings. Keep a physical planner or calendar to help remember your appointments. Use calendar apps on your smartphone to maintain your schedule. Use their alarm feature to alert you to an upcoming appointment. . Make a list of all of your monthly expenses. Then, make a list of your monthly income. If your monthly income is less than your monthly bills, you need to decide where you can cut back or how to bring in more money. The difference in your monthly income and bills should be allotted for spending and saving.
Summary:
Take care of yourself Clean up after yourself. Make and keep appointments. Make a financial budget