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SECTION 1. SHORT TITLE.

This Act may be cited as the ''Puppies Assisting Wounded
Servicemembers Act of 2017'' or the ''PAWS Act of 2017''.

SEC. 2. FINDINGS.

Congress makes the following findings:
(1) According to the analysis of veteran suicide published
by the Department of Veterans Affairs in August 2016 and titled
''Suicide Among Veterans and Other Americans''--
(A) an average of 20 veterans died by suicide each
day in 2014;
(B) mental health disorders, including major
depression and other mood disorders, have been
associated with increased risk for suicide;
(C) since 2001, the proportion of users of the
Veterans Health Administration with mental health
conditions or substance use disorders has increased
from approximately 27 percent in 2001 to more than 40
percent in 2014; and
(D) overall, suicide rates are highest among
patients with mental health and substance use disorder
diagnoses who are in treatment and lower among those
who received a mental health diagnoses but were not at
risk enough to require enhanced care from a mental
health provider.
(2) The Department of Veterans Affairs must be more
effective in its approach to reducing the burden of veteran
suicide connected to mental health disorders, including post-
traumatic stress disorder, and a pilot program and study to
assess the benefits of pairing service dogs with veterans
suffering from mental health disorders would allow the
Department to better determine the efficacy of using service
dogs as a nontraditional therapy to ensure the well-being of
veterans.
(3) Pairing a service dog with a veteran costs
approximately $25,000, including with respect to training of
the service dog as well as training of the veteran with the
service dog.

SEC. 3. DEPARTMENT OF VETERANS AFFAIRS PILOT PROGRAM TO PROVIDE GRANTS
FOR THE PROVISION OF SERVICE DOGS TO CERTAIN VETERANS
WITH SEVERE POST-TRAUMATIC STRESS DISORDER.

(a) Grants.--The Secretary of Veterans Affairs shall carry out a
pilot program under which the Secretary provides a $25,000 grant to an
eligible organization for each veteran referred to that organization
for a service dog pairing.
(b) Benefits Provided.--
(1) In general.--An organization that receives a grant
under subsection (a) shall provide the following for each
service dog and veteran participating in the pilot program:
(A) Coverage of a commercially available veterinary
health insurance policy to maintain the health of the
dog and keep the dog functioning in the prescribed role
for the life of the dog.
(B) Hardware, or repairs or replacements for
hardware, that are clinically determined to be required
by the dog to perform the tasks necessary to assist the
veteran with the diagnosed disorder of the veteran.
(C) Payments for travel expenses for the veteran to
obtain the dog, calculated in the same manner as
similar travel expenses provided pursuant to section
111 of title 38, United States Code.
(2) Other travel expenses.--If a veteran is required to
replace a service dog provided pursuant to a grant under this
section, the Secretary shall pay for the travel expenses
described in paragraph (1)(C) required to obtain a new service
dog pursuant to subsection (c)(3), regardless of any other
benefits the veteran is receiving for the first service dog
under this section.
(c) Eligible Organizations.--To be eligible to receive a grant
under this section, an organization shall--
(1) be a nonprofit organization that provides trained
service dogs--
(A) that--
(i) is certified by Assistance Dogs
International;
(ii) on average, provides one-on-one
training for each service dog and recipient for
30 hours or more over 90 days or more;
(iii) provides a wellness verification from
a licensed veterinarian for each service dog;
(iv) provides an in-house residential
facility, or other accommodations nearby, in
which service dog recipients stay for a minimum
of 10 days while receiving at least 30 hours of
training with their new service dog;
(v) ensures all service dogs pass the
American Kennel Club Community Canine test and
the ADI Public Access Test prior to permanent
placement with a recipient; and
(vi) provides follow-up support service for
the life of the service dog, to include a
contact plan between the veteran and
organization to allow--
(I) the veteran to reach out for
and receive adequate help with the
service dog; and
(II) the organization to
communicate with the veteran to ensure
that the service dog is being properly
cared for; or
(B) that meets the Association of Service Dog
Providers for Military Veterans Service Dog Agency
Standards that cater to the unique needs of veterans
with post-traumatic stress disorder;
(2) agree to cover all costs in excess of the grant amount
to guarantee the benefits listed under subsection (b)(1);
(3) agree to reaccept or replace the service dog the
organization provided to the veteran, if necessary, as
determined by the organization and the veteran; and
(4) submit to the Secretary an application containing such
information, certification, and assurances as the Secretary may
require.
(d) Eligible Veterans.--
(1) In general.--The Secretary of Veterans Affairs shall
review and approve veterans eligible to participate under this
section and shall refer approved veterans to eligible
organizations. The period beginning on the date on which a
veteran applies to participate under this section and the date
on which the Secretary makes an approval determination may not
exceed 90 days.
(2) Initial eligibility.--For purposes of this section, an
eligible veteran is a veteran who is enrolled in the patient
enrollment system of the Department of Veterans Affairs under
section 1705 of title 38, United States Code, and--
(A) has been treated and has completed an
established evidence-based treatment for post-traumatic
stress disorder yet remains diagnosed with post-
traumatic stress disorder by a qualified health care
provider as rated on the post-traumatic stress disorder
checklist (PCL-5);
(B) the health care provider or clinical team of
the Department of Veterans Affairs that is treating the
veteran for such disorder determines based upon medical
judgment that the veteran may potentially benefit from
a service dog; and
(C) agrees to successfully complete training
provided by an eligible organization pursuant to
subsection (c).
(3) Ongoing eligibility.--To remain eligible to participate
in the pilot program, a veteran shall see the health care
provider or clinical team of the Department of Veterans Affairs
treating the veteran for such a disorder at least every six
months to determine, based on a clinical evaluation of
efficacy, whether the veteran continues to benefit from a
service dog.
(4) Other cases.--If at any point, the veteran is no longer
able or willing to care for the service dog, the organization
that provided the service dog and the veteran shall determine
the appropriate recourse to ensure the safety of both the
veteran and the service dog.
(e) Relationship to Department of Veterans Affairs Benefits.--The
provision of a service dog to a veteran under this section is in
addition to any other hospital care or medical service furnished by the
Department for that veteran for post-traumatic stress disorder, and an
improvement in symptoms as a result of the provision of a service dog
shall not affect the eligibility of the veteran for any other benefit
under the laws administered by the Secretary.
(f) Metrics.--In carrying out this section, the Secretary shall--
(1) develop metrics and other appropriate means to measure,
with respect to veterans participating in the pilot program,
the improvement in psychosocial function and therapeutic
compliance of such veterans and changes with respect to the
dependence on prescription narcotics and psychotropic
medication of such veterans; and
(2) establish processes to document and track the progress
of such veterans under the pilot program in terms of the
benefits and improvements noted as a result of the pilot
program.
(g) GAO Briefing and Study.--
(1) Briefing.--Not later than one year after the date on
which the Secretary commences the pilot program under
subsection (a), the Comptroller General of the United States
shall provide to the Committees on Veterans' Affairs of the
House of Representatives and the Senate a briefing on the
methodology established for the pilot program.
(2) Report.--Not later than 270 days after the date on
which the pilot program terminates, the Comptroller General
shall submit to the committees specified in paragraph (1) a
report on the pilot program. Such report shall include an
evaluation of the approach and methodology used for the pilot
program with respect to--
(A) helping veterans with severe post-traumatic
stress disorder return to civilian life;
(B) relevant metrics, including reduction in
metrics such as reduction in scores under the post-
traumatic stress disorder checklist (PCL-5),
improvement in psychosocial function, and therapeutic
compliance; and
(C) reducing the dependence of participants on
prescription narcotics and psychotropic medication.
(h) Authorization of Appropriations.--There is authorized to be
appropriated for the period of fiscal year 2018 through fiscal year
2023, $10,000,000 to carry out the pilot program under this section.
(i) Offset.--The amounts otherwise authorized to be appropriated
for Department of Veterans Affairs Office of Human Resources and
Administration for the period of fiscal year 2018 through fiscal year
2023 shall be reduced by $10,000,000.
(j) Termination.--The authority to carry out a pilot program under
this section shall terminate on the date that is five years after the
date of the enactment of this Act. An eligible veteran in possession of
a service dog furnished under the pilot program as of the termination
of the pilot program may keep the service dog after the termination of
the program for the life of the dog.
Puppies Assisting Wounded Servicemembers Act of 2017 or the PAWS Act of 2017 This bill directs the Department of Veterans Affairs (VA) to carry out a five-year pilot program under which it provides grants to eligible nonprofit organizations to provide service dogs to veterans who suffer from post-traumatic stress disorder after completing other evidence-based treatment. An organization that receives a grant shall provide for each participating service dog and veteran: coverage by a commercially available veterinary health insurance policy, hardware clinically determined to be required by the dog to perform the tasks necessary to assist the veteran, payments for travel expenses to obtain the dog, and travel expenses required to obtain a replacement service dog. To be eligible for a grant, an organization must: (1) agree to cover all costs in excess of the grant amount to guarantee such benefits, (2) be certified by Assistance Dogs International, (3) provide one-on-one training for each service dog and recipient for 30 hours or more over 90 days or more, and (4) provide an in-house residential facility or other accommodations nearby in which service dog recipients stay for a minimum of 10 days while receiving at least 30 hours of training. The VA shall develop metrics to measure the improvement in psychosocial function and therapeutic compliance and changes independence on prescription narcotics and psychotropic medication of veterans participating in the program. The Government Accountability Office must report to Congress on the methodology used for the pilot program.

SECTION 1. SHORT TITLE.

This Act may be cited as the ''Commercial Mortgage Capital
Availability Act of 1993''.

SEC. 2. INSURED DEPOSITORY INSTITUTION CAPITAL REQUIREMENTS FOR
TRANSFERS OF MORTGAGE LOANS.

(a) Accounting Principles.--The accounting principles applicable to
the transfer of a mortgage loan with recourse contained in reports or
statements required to be filed with Federal banking agencies by a
qualified insured depository institution shall be consistent with
generally accepted accounting principles.
(b) Capital and Reserve Requirements.--With respect to the transfer
of a mortgage loan with recourse that is a sale under generally
accepted accounting principles, each qualified insured depository
institution shall--
(1) establish and maintain a reserve equal to an amount
sufficient to meet the reasonable estimated liability of the
institution under the recourse arrangement; and
(2) treat as an asset (for purposes of applicable capital
standards and other capital measures, including risk-based
capital requirements) only the maximum amount at risk under the
recourse arrangement.
(c) Qualified Institutions Defined.--An insured depository
institution is a qualified insured depository institution for purposes
of this section if, without regard to the accounting principles or
capital requirements referred to in subsections (a) and (b), the
institution is--
(1) well capitalized; or
(2) with the approval, by regulation or order, of the
appropriate Federal banking agency, adequately capitalized.
(d) Aggregate Amount of Recourse.--The total outstanding amount at
risk with respect to transfers of mortgage loans under subsections (a)
and (b) (together with the amount at risk under any provisions of law
substantially similar to subsections (a) and (b)) shall not exceed--
(1) the amount which is equal to 15 percent of the risk-
based capital of the institution; or
(2) such greater amount, as established by the appropriate
Federal banking agency by regulation or order.
(e) Institutions That Cease To Be Qualified or Exceed Aggregate
Limits.--If an insured depository institution ceases to be a qualified
insured depository institution or exceeds the limits under subsection
(d), this section shall remain applicable to any transfer of mortgage
loans that occurred at a time when the institution was qualified and
had not exceeded such limit.
(f) Prompt Corrective Action not Affected.--The capital of an
insured depository institution shall be computed without regard to this
section in determining whether the institution is less than well
capitalized.
(g) Regulations Required.--Before the end of the 180-day period
beginning on the date of the enactment of this Act, each appropriate
Federal banking agency shall prescribe final regulations implementing
this section.
(h) Alternative System Permitted.--
(1) In general.--At the discretion of the appropriate
Federal banking agency, this section shall not apply if the
regulations of the agency provide that the aggregate amount of
capital and reserves required with respect to the transfer of
mortgage loans with recourse does not exceed the aggregate
amount of capital and reserves that would be required under
subsection (b).
(2) Existing transactions not affected.--Notwithstanding
paragraph (1), this section shall remain in effect with respect
to transfers of mortgage loans with recourse by qualified
insured depository institutions occurring before the effective
date of regulations referred to in paragraph (1).
(i) Definitions.--The following definitions apply for purposes of
this section:
(1) Adequately capitalized.--The term ''adequately
capitalized'' has the same meaning as in section 38(b) of the
Federal Deposit Insurance Act.
(2) Appropriate federal banking agency.--The term
''appropriate Federal banking agency'' has the same meaning as
in section 3 of the Federal Deposit Insurance Act.
(3) Capital standards.--The term ''capital standards'' has
the same meaning as in section 38(c) of the Federal Deposit
Insurance Act.
(4) Federal banking agencies.--The term ''Federal banking
agencies'' has the same meaning as in section 3 of the Federal
Deposit Insurance Act.
(5) Insured depository institution.--The term ''insured
depository institution'' has the same meaning as in section 3
of the Federal Deposit Insurance Act.
(6) Other capital measures.--The term ''other capital
measures'' has the same meaning as in section 38(c) of the
Federal Deposit Insurance Act.
(7) Recourse.--The term ''recourse'' has the meaning given
to such term under generally accepted accounting principles.
(8) Mortgage loan.--The term ''mortgage loan'' means any--
(A) note or certificate of interest or
participation in a note (including any rights designed
to assure servicing of, or the timeliness of receipt by
the holders of such notes, certificates, or
participation of amounts payable under such notes,
certificates or participation) that is principally
secured by an interest in real property; or
(B) any security (within the meaning of section 8
of the Securities Exchange Act of 1934) that is secured
by one or more notes described in subparagraph (A) or
certificates of interest or participation in such notes
(with or without recourse to issuers thereof) and that,
by its terms, provides for payments of principal in
relation to payments, or reasonable projections of
payments, on notes described in subparagraph (A) or
certificates of interest or participation in such
notes.
(9) Well capitalized.--The term ''well capitalized'' has
the same meaning as in section 38(b) of the Federal Deposit
Insurance Act.

SEC. 3. AMENDMENT TO DEFINITION OF MORTGAGE RELATED SECURITY.

Section 3(a)(41)(A)(i) of the Securities Exchange Act of 1934 (15
U.S.C. 78c(a)(41)(A)(i)) is amended by inserting before the semicolon
'', or on 1 or more parcels of real estate upon which is located one or
more commercial structures''.

SEC. 4. AUTHORITY TO EXEMPT COMMERCIAL MORTGAGE RELATED SECURITIES
TRANSACTIONS FROM PROHIBITED TRANSACTION RULES.

The Secretary of Labor, in consultation with the Secretary of the
Treasury, shall exempt, either unconditionally or on stated terms and
conditions, transactions involving commercial mortgage related
securities (as such term is defined in section 3(a)(41) of the
Securities Exchange Act of 1934, as amended by section 3 of this Act)
from--
(1) the restrictions of sections 406(a) and 407(a) of the
Employee Retirement Income Security Act of 1974; and
(2) the taxes imposed under section 4975 of the Internal
Revenue Code of 1986.

SEC. 5. PROVISIONS TO SAFEGUARD THE INTEGRITY OF THE SECURITIZATION
PROCESS, AND THE SAFETY AND SOUNDNESS OF FEDERALLY
INSURED INSTITUTIONS.

(a) Compliance With Securities Regulations.--Any security relying
on the provisions of this Act shall comply with all rules and
regulations of Federal securities laws applicable thereto, as
determined taking into account the provisions of this Act, including
all provisions relating to required disclosure to investors,
registrations, reporting and compliance, and all anti-fraud provisions.
(b) Treatment of Bank Issued or Purchased Mortgage Backed
Securities for Purposes of Minimum Capital Requirements.--
(1) Mortgages held by bank to back securities.--If an issue
of securities backed by mortgage loans represents a liability
on the balance sheet of an insured depository institution and
the assets backing such obligation represent assets on the
balance sheet of such institution, the institution shall
maintain minimum adequate capital with regard to such assets as
prescribed by all applicable rules and regulations of the
banking agencies with supervisory and examination authority
over such institution, as determined taking into account the
provisions of this Act.
(2) Securities held by bank.--If an insured depository
institution purchases a mortgage-related security to which the
provisions of this Act apply, the institution shall maintain
minimum adequate capital with respect to such security and all
other assets as prescribed by all applicable rules and
regulations of the banking agencies with supervisory and
examination authority over such institution, as determined
taking into account the provisions of this Act.
Commercial Mortgage Capital Availability Act of 1993 - Sets forth a regulatory scheme under which qualified insured depository institutions meeting prescribed reserve and capital requirements may execute mortgage loan transfers with a recourse arrangement.
Amends the Securities Exchange Act of 1934 to modify the definition of "mortgage related security" to include notes directly secured by a first lien on real estate with commercial structures located upon it (thus bringing such securities within the purview of the Act).
Directs the Secretary of Labor to exempt commercial mortgage related securities transactions from: (1) certain restrictions of the Employee Retirement Income Security Act of 1974; and (2) certain taxes imposed under the Internal Revenue Code.
Mandates that securities relying on the provisions of this Act comply with all Federal securities laws relating to disclosure to investors, registrations, reporting and anti-fraud provisions.
Requires insured depository institutions to maintain the minimum adequate capital prescribed by regulatory banking agencies when executing mortgage backed securities transactions.

SECTION 1. SHORT TITLE.

This Act may be cited as the ''Mississippi Sioux Tribes Judgment
Fund Distribution Act of 1996''.

SEC. 2. DEFINITIONS.

For purposes of this Act, the following definitions shall apply:
(1) Covered indian tribe.--The term ''covered Indian
tribe'' means an Indian tribe listed in section 4(a).
(2) Secretary.--The term ''Secretary'' means the Secretary
of the Interior.
(3) Tribal governing body.--The term ''tribal governing
body'' means the duly elected governing body of a covered
Indian tribe.

SEC. 3. DISTRIBUTION TO, AND USE OF CERTAIN FUNDS BY, THE SISSETON AND
WAHPETON TRIBES OF SIOUX INDIANS.

Notwithstanding any other provision of law, including Public Law
92-555 (25 U.S.C. 1300d et seq.), any funds made available by
appropriations under Public Law 90-352 to the Sisseton and Wahpeton
Tribes of Sioux Indians to pay a judgment in favor of the Tribes in
Indian Claims Commission dockets numbered 142 and 359, including
interest, after payment of attorney fees and other expenses, that, as
of the date of enactment of this Act, have not been distributed, shall
be distributed and used in accordance with this Act.

SEC. 4. DISTRIBUTION OF FUNDS TO TRIBES.

(a) In General.--Subject to section 5, as soon as practicable after
the date that is 1 year after the date of enactment of this Act, the
Secretary shall distribute an aggregate amount, equal to the funds
described in section 3 reduced by $1,469,831.50, as follows:
(1) 28.9276 percent of such amount shall be distributed to
the tribal governing body of the Devils Lake Sioux Tribe of
North Dakota.
(2) 57.3145 percent of such amount shall be distributed to
the tribal governing body of the Sisseton and Wahpeton Sioux
Tribe of South Dakota.
(3) 13.7579 percent of such amount shall be distributed to
the tribal governing body of the Assiniboine and Sioux Tribes
of the Fort Peck Reservation in Montana, as designated under
subsection (b).
(b) Tribal Governing Body of Assiniboine and Sioux Tribes of Fort
Peck Reservation.--For purposes of making distributions of funds
pursuant to this Act, the Sisseton and Wahpeton Sioux Council of the
Assiniboine and Sioux Tribes shall act as the governing body of the
Assiniboine and Sioux Tribes of the Fort Peck Reservation.

SEC. 5. ESTABLISHMENT OF TRIBAL TRUST FUNDS.

(a) In General.--As a condition to receiving funds distributed
under section 4, each tribal governing body referred to in section 4(a)
shall establish a trust fund for the benefit of the covered Indian
tribe under the jurisdiction of that tribal governing body, consisting
of--
(1) amounts deposited into the trust fund; and
(2) any interest that accrues from investments made from
amounts deposited into the trust fund.
(b) Trustee.--Each tribal governing body that establishes a trust
fund under this section shall--
(1) serve as the trustee of the trust fund; and
(2) administer the trust fund in accordance with section 6.

SEC. 6. USE OF DISTRIBUTED FUNDS.

(a) Prohibition.--No funds distributed to a covered Indian tribe
under section 4 may be used to make per capita payments to members of
the covered Indian tribe.
(b) Purposes.--The funds distributed under section 4 may be used by
a tribal governing body referred to in section 4(a) only for the
purpose of making investments or expenditures that the tribal governing
body determines to be reasonably related to--
(1) economic development that is beneficial to the covered
Indian tribe;
(2) the development of resources of the covered Indian
tribe; or
(3) the development of a program that is beneficial to
members of the covered Indian tribe, including educational and
social welfare programs.
(c) Audits.--
(1) In general.--The Secretary shall conduct an annual
audit to determine whether each tribal governing body referred
to in section 4(a) is managing the trust fund established by
the tribal governing body under section 5 in accordance with
the requirements of this section.
(2) Action by the secretary.--
(A) In general.--If, on the basis of an audit
conducted under paragraph (1), the Secretary determines
that a covered Indian tribe is not managing the trust
fund established by the tribal governing body under
section 5 in accordance with the requirements of this
section, the Secretary shall require the covered Indian
tribe to take remedial action to achieve compliance.
(B) Appointment of independent trustee.--If, after
a reasonable period of time specified by the Secretary,
a covered Indian tribe does not take remedial action
under subparagraph (A), the Secretary, in consultation
with the tribal governing body of the covered Indian
tribe, shall appoint an independent trustee to manage
the trust fund established by the tribal governing body
under section 5.

SEC. 7. EFFECT OF PAYMENTS TO COVERED INDIAN TRIBES ON BENEFITS.

(a) In General.--A payment made to a covered Indian tribe or an
individual under this Act shall not--
(1) for purposes of determining the eligibility for a
Federal service or program of a covered Indian tribe,
household, or individual, be treated as income or resources; or
(2) otherwise result in the reduction or denial of any
service or program to which, pursuant to Federal law (including
the Social Security Act (42 U.S.C. 301 et seq.)), the covered
Indian tribe, household, or individual would otherwise be
entitled.
(b) Tax Treatment.--A payment made to a covered Indian tribe or
individual under this Act shall not be subject to any Federal or State
income tax.

SEC. 8. DISTRIBUTION OF FUNDS TO LINEAL DESCENDANTS.

Not later than 1 year after the date of enactment of this Act, of
the funds described in section 3, the Secretary shall, in the manner
prescribed in section 202(c) of Public Law 92-555 (25 U.S.C. 1300d-
4(c)), distribute an amount equal to $1,469,831.50 to the lineal
descendants of the Sisseton and Wahpeton Tribes of Sioux Indians.
Mississippi Sioux Tribes Judgement Fund Distribution Act of 1996 - Provides for distribution to, and use of certain funds by, the Sisseton and Wahpeton Tribes of Sioux Indians.
(Sec. 4) Directs the Secretary of the Interior, one year after enactment of this Act, to distribute specified amounts to the tribal governing body of the: (1) Devils Lake Sioux Tribe of North Dakota; (2) Sisseton and Wahpeton Sioux Tribe of South Dakota; and (3) Assiniboine and Sioux Tribes of the Fort Peck Reservation in Montana. Designates the Sisseton and Wahpeton Sioux Council of the Assiniboine and Sioux Tribes as the tribal governing body of the Assiniboine and Sioux Tribes of the Fort Peck Reservation.
(Sec. 5) Directs each tribal governing body, as a condition for receiving the distributed funds, to establish a tribal trust fund for the benefit of the covered Indian tribe under its jurisdiction. Requires that each tribal governing body shall: (1) serve as the trustee of the trust fund; and (2) administer the trust fund.
(Sec. 6) Prohibits funds distributed to a covered Indian tribe from being used to make per capita payments to members of the covered Indian tribe.
Allows funds distributed to be used by a tribal governing body only for the purpose of making investments or expenditures that the tribal governing body determines to be related to: (1) economic development that is beneficial to the covered Indian tribe; (2) the development of resources of the covered Indian tribe; or (3) the development of a program that is beneficial to members of the covered Indian tribe, including educational and social welfare programs.
Directs the Secretary to conduct an annual audit.
(Sec. 7) Sets forth provisions concerning the effect of payments to a covered Indian tribe or an individual on eligibility for, or the reduction or denial of, Federal benefits. Prohibits subjecting a payment made to a covered Indian tribe or individual under this Act to Federal or State income tax.
(Sec. 8) Directs the Secretary, not later than one year after enactment, to distribute a specified amount to the lineal descendants of the Sisseton and Wahpeton Tribes of Sioux Indians.