Problem: Article: As part of the divorce, you need to decide who will keep the car, and who will be responsible for the payments, if there are any. Usually, these are the same. But after a divorce, things can get different. For example, you may agree that one party will continue paying the loan and insurance, while the other party will get full ownership of the car. Make the changes to the title to fit your agreement. In most cases, a transfer is treated as a sale, and the state is likely to charge a sales tax when the title is changed. However, in the event of a divorce, some states may waive this tax if you present a divorce order along with the application for the new title. You will have to check with the registry in your state to see what applies to you. Suppose the original title had two individuals' names on it, say a parent and child. At some point, the parent chooses to give the car completely to the child as a gift. This will require having the parent remove his or her name from the title as described in this article. Complete the form as a transfer, with the sale price as $0. This may avoid a sales tax or use tax. Many people choose to donate vehicles, particularly older ones, to charities. This will allow them to take the value of the car as a tax deduction, as long as the organization is a recognized 501(c)(3) charity. If you are doing this, complete the title the same as any other transfer, but put the name of the charity or it authorized representative as the "buyer," with a sale price of $0. You will then give the completed paperwork to the charity. The charity will be responsible for completing the work with the DMV in order to transfer ownership. In case one owner on the title of a car passes away, the remaining owner will need to consider whether additional papers are needed, or even if any additional steps are necessary. If the title was in both spouse's names, the surviving spouse can generally submit the original title with a copy of the death certificate. If the vehicle was left to someone in a will, then the executor of the estate will need to submit an affidavit or certificate along with the title. In any event, it will probably be advisable to get a probate attorney involved to make sure that the transfer is completed properly.
Summary: Change the title to match your divorce settlement agreement. Treat a gift as a transfer and correct the title accordingly. Correct the title to show a donation to charity. Decide what additional forms may be needed in case of a death.

Problem: Article: Tomatoes are rich sources of vitamins A, C, and folic acid. They contain a wide array of antioxidants, lycopene, choline, beta-carotene, and lutein. Tomatoes have the added advantage of complimenting pretty much any meal. Eat them whole, slice them up, dice them into small cubes, or puree them and add them to your favorite soup. A single tomato normally only costs around 22 calories, but as a superfood replete with so many things your body needs they can be a filling food. Meats have gotten a bad rap in the health community in the last decade or so. This is probably a result of the "skinny" craze. Many registered dietitians now tell their clients to eat a protein-rich diet because protein is far more filling than most other foods. Studies have even shown that eating a protein-rich diet can reduce cravings by 60%. Cruciferous vegetables like broccoli, cauliflower, and cabbage are extremely high in fiber. Beans and lentils also contain a lot of fiber. Eat a cup of fiber-rich yogurt in the morning to add a quick boost of fiber to your diet. Just make sure that the yogurt you choose isn't made with a lot of unhealthy sugars and dyes. Raspberries are also a great source of fiber. Additionally, they can lower cholesterol. One cup of raspberries has 8 grams of fiber. Doctors recommend that women consume around 25 grams of fiber per day and that men consume about 38 grams. In particular, fiber-rich foods help fill you up, without filling you out. They have the same weight as other foods, but don't cost as many calories. If you are used to eating a big breakfast every morning, try changing out that bowl of sugary cereal for a yogurt. See if you are equally full afterwards. If you can handle the heat, studies have shown that the capsaicin in chili peppers can reduce appetite and increase fat burning. Add some chilis to your pastas, sandwiches, and salads. They can give any meal a little boost of flavor. Contrary to popular opinion, eating a low-fat diet is not the key to losing weight. The "low-fat" food craze isn't all it's cracked up to be. Many "fat-free" labels mask foods high in sugar, refined carbohydrates, and calories, used to enhance the taste. In general, there are two good fats monounsaturated and polyunsaturated. Avoid trans fats and saturated fats. Good fats come from many oils (e.g. olive oil, sunflower oil, peanut oil), peanut butter, avocados, tofu, and other kinds of nuts. Add some omega-3 fats to your diet too. Good sources of omega-3 fats are fish, walnuts, ground flax seeds, flaxseed oil and soybean oil. Omega 3 fats are processed into energy, which is great for weight loss. Foods that are high in fat and/or sugar are disastrous for a 1,500 per day calorie plan. Donuts, candy, potato chips, ice cream, and other tasty treats are high in calories and offer few beneficial nutrients. Don't waste your valuable calories, which could be used to fill you up, on food "fluff". One of the biggest complaints from those on diets is that their food is simply tasteless. Use more herbs and spices like cumin, basil, and coriander. Stay away from salt, which can lead to water retention. You should only be consuming roughly 6 grams of salt a day. Avoid foods that are high in sodium. Low-fat, low calorie food can be hard to eat day after day. Some of the flavor in common foods comes from the fat, but to stick to 1,500 calories a day, you need to eliminate much of your fat intake. Use freshly toasted nuts to add taste and texture to your meals. Pine nuts pair well with spinach and other sauteed greens. Walnuts work for salads and couscous. If you want to make your own toasted nuts, just set your toaster oven to 250F (121C), place your nuts on a baking sheet, and cook for four to six minutes. Grate a sharp romano cheese on your salad, vegetables, or rice to give your food a nice cheesy taste. Add dried fruits like cranberries and figs to add flavor. Add low-sodium marinades to give foods a sweet and tangy taste. There are many such repositories online that cater to particular tastes. There are menus for fish lovers/haters, vegetarians, smoothie addicts, or anyone else with particular culinary preferences. Here is one 1500 calorie menu: Breakfast: 2 eggs cooked in 1 tsp coconut oil cup spinach 1 oz feta cheese 1 slice of whole grain toast Snack: 1 cup of plain low-fat Greek Yogurt 1 cup of fresh berries 10 unsalted almonds Lunch: 1 cup of romaine lettuce 1 cup of non-starchy vegetables (tomatoes, broccoli, bell peppers, cucumbers) 3 oz of grilled chicken 2 tablespoons of balsamic vinaigrette dressing 1 apple Snack 10 baby carrots 2 tablespoons of hummus Dinner 4 oz of salmon 1 medium sweet potato cup of steamed vegetables 1 tsp olive oil Dessert 1 square of dark chocolate
Summary:
Eat more tomatoes. Eat protein-rich foods like eggs, salmon, and lean meats. Consume fiber-rich foods. Try some chili peppers. Eat healthy fats. Avoid foods that have empty calories. Don't sacrifice taste. Consult sample menus online.