Have you considered asking for a raise at your job? Earning more money could be a simple as negotiating with your boss. You can also inquire about the opportunity to move up in your company, take on extra work, or work overtime. Consult your boss and see what opportunities are available for you. Nowadays, lots of people have a side job. Consider taking on some extra work in order to earn more money. Some ideas include: Picking up freelance writing jobs Driving for a rideshare company Performing market research online Selling handmade goods If you want to lower your debt-to-income ratio, you need to track your income and expenses. This way, you can discipline yourself to stay within your means. Determine your monthly income. Include your salary, investments, interest income, and any other way that you earn money each month. Determine your monthly expenses. Include everything you pay for every month, such as debt payments, rent/mortgage, utilities, groceries, gas, restaurant, subscriptions, tuition, and anything else. Subtract your monthly expenses from your monthly income. If your income is more than your expenses (and hopefully this is the case), the money that is left is your discretionary income. This can be used toward savings and debt relief. Every month, try to stay within your budget. Finding ways to reduce your expenses every month can give you more money to pay off your debts. Some ways to reduce your expenses include: Limit how often you eat out. Prep meals at home and bring your own lunch. Be aware of how you use energy at home. Energy efficient lightbulbs, turning down your heat, and keeping things switched off can help reduce energy bills. Unsubscribe from superfluous services, such as magazines or online streaming services. Try using less data on your cellphone and switching to a smaller plan. Maybe consider getting rid of your home phone and using only a cellphone.
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One-sentence summary -- Secure a larger salary. Start a side job. Stick to a budget to make sure your debt gets paid. Reduce your expenses so you can put toward your debt.

Bass are very active and swim most of the day and night. They will often start to follow you along the tank once they get to know the feeding routine. Bass do grow very quickly, so try to catch or buy a smaller one, close to 3 to 4 inches (7.6 to 10.2cm) so you can enjoy watching it grow. Bass enjoy small insects, algae, shrimp, and bloodworms, and they also can be taught to eat flakes or pellets. Bass will generally eat about 2/3 of their weight every day, which means you'll need to keep an eye out on your filter to make sure it keeps working properly. You can easily catch sunfish in the wild, and there are about 30 separate species. These are also great fish if you have a smaller aquarium. They'd do well in a 55 to 75USgal (210 to 280L) tank. Most sunfish eat insects, small fish, and crustaceans, and they don't grow as fast as bass. Large, adult sunfish can become territorial, so keep an eye on their behavior. If they get too aggressive, they may need to be moved into their own tank. If you love the look of tropical fish, the pumpkinseed would be a good choice for you as they're the most similar in coloring. At the most, the pumpkinseed should only grow to be 9 inches (23cm), which makes it a nice tank addition. Pumpkinseed fish like to eat small insects, snails, and larvae. They'll also eat shrimp, bloodworms, flakes, and pellets. Pumpkinseed fish can be very aggressive, so keep an eye out and remove them if they start attacking their neighbors. They eat algae, plankton, and small insects, but they will also eat flakes, shrimp, and bloodworms. At the most, add 2 minnows per 10 gallons (38L) of water. These are fish that can withstand a lot of changes in their environment, which makes them a nice investment for your aquarium. If you're buying these fish, they're often called "rosy reds." Trout need colder temperatures than most other gamefish, so they often can't be combined with the general varieties, like bass and sunfish. Keep the temperature at 59 to 63F (15 to 17C). Trout also need a lot of strong currents, so make sure your tank is equipped to aerate the water a lot. For a 1,000USgal (3,800L) tank, at most you'd want to add 2 to 3 trout, so keep that in mind when choosing fish for your aquarium. Trout like to eat leeches, bloodworms, and small insects, and they also can be taught to eat flakes and pellets. The brown trout and the rainbow trout are the ones most often kept in aquariums. Carp will grow to be up to 4 feet (48in) and produce an excessive amount of waste. Alligator gar can exceed 6 feet (72in), and sturgeon can also grow to 6 feet (72in) and weigh over 200 pounds (91kg). A lot of these fish would also eat their tank mates. When in doubt, do some research or ask someone who has an established gamefish aquarium for recommendations.
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One-sentence summary -- Keep bass in your aquarium for a lively, animated fish. Choose freshwater sunfish for a colorful fish that'll thrive in a tank. Add the colorful pumpkinseed to your tank for an iridescent addition. Pick the fathead minnow for a durable addition to your tank. Select trout for your tank if you can keep the temperature cooler. Avoid buying or catching fish that will grow to be too large.

Find out as much as you can about your family history. Look through old photo albums, and ask your family members what they know. Ask for the names of grandparents, great-grandparents, and other relatives, as far back as they can remember. Determine the names, locations, and timelines of the ancestors you want to know about. Make sure to get the exact spelling. Learn about any spelling changes that may have taken place over the years. Perhaps your ancestors changed their names when they moved to a new country or community. Family members can be the simplest way to the past. Do not assume that your parents, grandparents, and other relatives have already told you everything that they know. Older relatives may remember further back. Find out whether your family has done any genealogy research before. Look for any existing (online or physical) documents that tell about your family. Also, look for pictures that can give you a sense of what life was like back when the photo was taken. Look for family trees, records, and research projects that might give you a solid starting point. Start with yourself, and map out everything that you know about your family history. Trace the chain of ancestry backward through your parents, your grandparents, your great-grandparents, and beyond. Add birthdays, death dates, marriages, locations, and any other relevant information. Branch into the past from you to your mother and father, then their parents, and then their grandparents By the time you list your great-grandparents, you already have 15 people on your "tree". To start your quest, find out as much as you can about those 15 people. Try running a simple web search. Find out when and where these ancestors were born. Note when these people married, and how many children they had. Figure out when and where these people died.
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One-sentence summary --
Ask questions. Build on prior research. Make a family tree to organize what you know. Make a simple "direct route" list first.