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Many people take insurance for granted, but if they see danger or potential hazard in their future, they're more likely to consider buying insurance. Insurance doesn't even have to be mentioned. They should be prompted with a question related to their situation, as well as the insurance you're attempting to sell. Potential house insurance questions: What's the most valuable thing you have in your house? Have the recent floods been anywhere near your house? Potential life insurance questions: How long do you think your savings would work for your family if you passed? Are you aware funerals can cost nearly $10,000?! Potential disability insurance questions: Could you continue your physically demanding job if you were permanently injured? If you get injured and can't work for a long period of time, can your spouse's salary support you? View things from their perspective to understand their problems and deliver possible solutions. Unique insurance ideas targeted directly at your customers' needs shows your passion for learning about them. Being their friends could help lead to a more lucrative connection. Did your clients just have a child for whom they might want life insurance? Have they recently thought about a travel trailer or camper? Are they really into boats and jet-skis? If so, you could insure the vehicles as well as review some health insurance options. Re-examine their coverage and use this as an opportunity to up-sell. You may find new reasons they are unsatisfied with current coverage, or ways to combine coverage currently not under your purview. Some companies also offer a multi-line discount, so this is another topic to discuss with your clients.

summary: Ask questions that make people think about insurance. Learn personal details about your clients. Schedule an annual meeting with your current customer base.

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If your last light bulb was jammed into the socket, it may have pushed a small brass tab too far down to make proper contact with the light bulb. This tab should be raised at a 20 angle above the base of the fixture. If it is not, turn off the power and use needle nosed-pliers to pull this tab gently to the correct position. When inserting a light bulb, you should line up the threads on the socket, then turn slowly clockwise. As soon as you feel a slight resistance, stop. If you turn the light on and it flickers, turn it off again and turn only another quarter-turn clockwise. Warning: Always make sure the lamp is unplugged or the switch is in the off position before changing a light bulb. Only do this when you are absolutely sure the power to the fixture has been turned off. Remove the light bulb from the socket if there is one present. Wearing gloves made from rubber or other non-conductive material, take a clean, dry rag or towel and rub it along the inside threads of the metal socket. You may also wipe the outside threads of the bulb base before insertion. The cloth wipes off rust or other corrosion that has built up on the socket, reducing the chance of both burned out bulbs and a bulb jamming in the socket. Use a Scotchbrite pad or bronze wire brush if the corrosion won't come off onto a cloth. If there is too much corrosion to wipe off with a cloth, you may need to wipe them with a specialized lubricant. Only use an electrical contact cleaner or contact spray for this purpose. There are several commercially available products called "bulb and socket lube" that can be applied to the socket or the base of a new bulb prior to installation. The product appears similar to Vaseline and greatly reduces the incidence of "sticking". Using any other substance as a lubricant carries the risk of burning out your bulb, blocking the electrical current, or jamming it in the socket. If your light bulbs only last a few weeks or months, they may be receiving too much power. Too much vibration or heat can also wear out a light bulb quickly. A long-life bulb with a slightly higher voltage than recommended for your fixtures should last longer. In the United States, most home outlets are 120 volts. Use a "long life" bulb that can handle 130 volts. In the European Union and most other European countries, the standard varies between 220 and 240 volts. Standards vary widely in the rest of the world. If you're not sure what voltage your outlets use, see this list by country and these images of outlet types.

summary: Pull the brass tab at the base of the socket to the correct position. Insert new light bulbs gently. Use a clean, dry cloth to wipe the inside of the socket. Use an electrical contact cleaner to wipe off heavier corrosion. Use bulbs intended for a higher voltage if your light bulbs burn out frequently.

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Use a frying pan or skillet and add about 1 tbsp of cooking oil to it. Warm it over medium heat. Don't let your pan get so hot that the oil begins to smoke. Once the oil is shimmering and covers the surface of the pan it's ready. You can also use a tbsp of butter. If you use butter, make sure not to let it burn or turn brown. This can add a burnt taste to your omelet. Open 2 cans of tuna and drain the liquid. Scoop the tuna flakes into a bowl and sprinkle with a small amount of salt and pepper to taste. Set the bowl aside. You can use tuna canned in oil or in water. Here are some things to consider: Tuna can be a great source of Omega-3 fats, but to get the most out of your tuna, choose tuna packed in water. When tuna is packed in oil, the oil mixes with some of the tuna's natural fat, so when you drain oil-packed tuna, some of its Omega-3 fatty acids also go down the drain. Water packed tuna won't leech any of the Omega-3. Oil-packed tuna will give you a richer-tasting and more flavorful tuna right out of the can. Of course, you can add your own seasonings and oil to the tuna yourself and you won't have to miss out on any of the valuable Omega-3s. Crack your eggs into a medium bowl. Use between 2 and 4 eggs depending on the size of the omelet you'd like. Use a fork or egg whisk to beat your eggs in the bowl until combined and set the bowl aside. You can use the entire egg or just the egg whites. Here are some things to consider: Whole eggs, overall, are healthier for you. The more important consideration is where the eggs come from. Pasture-raised eggs from chickens that are roaming around eating plants and insects are the best choices. Look for organic eggs from hormone-free, cage-free chickens. If you are concerned about high-calorie counts and high cholesterol, combine whole eggs with egg whites to help keep important nutrients in the diet while cutting down on the fat and cholesterol. If you are looking to make an extra fluffy omelet, add a splash of milk to your egg mixture and whisk it in. Pour your eggs into the preheated pan and reduce the heat to medium-low. Let your eggs cook for about a minute until the edges start to bubble. Use a rubber spatula to carefully peel up the edge and check the bottom for firmness and color. If the bottom of your omelet is a pale yellow, let it cook until it begins to turn golden-brown. Use a fork to evenly distribute the tuna on the surface of your egg omelet. Try to avoid getting large chunks of tuna anywhere. This might make it difficult to fold your omelet later. You can also flake your tuna all onto one side of the omelet and flip the other side to cover it later. Use a spatula to gently lift one side of the egg and fold it over the other. Place your spatula at one edge of the omelet and gently work it under one edge and fold the egg over itself. If you have added all your tuna to just one side, fold over the side without tuna to cover the tuna. Flip your omelet after your fold has set (about 30 seconds) and cook until the underside is firm, golden brown, and crispy. Take care not to overcook your omelet. This can cause it to dry out. Use your spatula to gently lift your omelet from the pan and onto a plate. Accompany with a piece of bacon, toast, or bowl of freshly sliced fruit and enjoy with hot sauce, grated cheese, or ketchup.
summary: Preheat your pan. Prepare your tuna. Prepare your eggs. Start your omelet. Add the tuna. Fold your eggs over. Finish your omelet. Serve and enjoy.