Article: If a customer files a claim against you, the bonding company will review the claim and decide whether they think you are at fault or the customer is filing a spurious claim. If they side with you, then they'll back you as you decide to fight the claim. If they side with the customer, then they pay the cost of the claim in order to settle it. Sadly, a bonding company, or surety, isn't the magical answer to all your liability problems. If a bonding company sides with a customer filing a claim and pays the cost of the claim, you are ultimately responsible for paying the bonding company back the cost of the claim as well as any legal fees. Think about the surety as a credit card. In case you need to pay any claims, the government mandates that you have a credit card so that you actually have the money to pay. This gives the customer insurance that they will get financial reparations if you break the law. Otherwise, contractors could claim insolvency and never give the customers a cent, throwing a wrench in the system. So bonding is an insurance mechanism, except the insurance isn't for you it's for your customers. Because sureties are a hassle, it's best to avoid needing them in the first place. Of course, you pay a premium for the surety each month, but you never want to actually have to use it. It's a fail-safe in case the worst happens, not a fallback for when you're in tough times. Here are two easy things you can do to avoid claims from triggering your surety bond: Follow all regulations and laws set forth by the government for your industry. Get current with everything your federal, state, and local governments have mandated you follow. The easiest way to incite someone to file a claim against you is to break the law, however small the indiscretion. Settle any and all disputes before they come to a boil. This is a lesson in customer service. Make sure all your customers, even the craggy, mean ones, feel like you respect them. Because if they don't, they're far more likely to file a claim against you. Nip the problem in the bud before it becomes an avalanche you can't stop. When you are considered a high-risk applicant, usually it means that your FICO credit score is lower than 650 or you've gone through bankruptcy, or a combination of the two. The good news is that you can still apply for and get a surety bond, even as a higher-risk applicant. The only difference between a high-risk and a low-risk applicant is the premium they pay for the service. If you're higher-risk, for whatever reason, expect to pay a higher premium in order to get bonded. Surety bonds aren't optional; other types of insurance depend wholly on your tolerance for risk. For example, what if you find out that starting your private security service doesn't require being bonded? Do you still want to offer management, investors, as well as your customers, the peace of mind of insurance? One way to offer insurance apart from surety is a so-called fidelity bond. Fidelity bonds are insurance policies that protect against fraudulent or dishonest acts by someone in your company. This way, the company's assets aren't seized if someone who intentionally harms the company decides to incur liability on behalf of the company.
Question: What is a summary of what this article is about?
Know what happens when a claim is filed. Be prepared to pay the bonding company back for every cost of yours they cover. Avoid claims at all costs! Know what to expect if you are a high-risk applicant. Consider other types of insurance if you don't need a surety bond.
Article: After hearing you did not get the job, you may feel angry or upset. It may be tough, but letting your emotions get the best of you will not help you understand why you didn't get the job. It will also not help you learn what you should do when you apply for other jobs. If you are speaking to the employer over the phone, it may also be a turnoff if you start crying or yelling. Remember you may not have gotten this job but you could be right for another job with this company in the future. So stay calm and professional. There are many factors that contribute to choosing the right person to hire. Yes, some of it may depend on personal traits such as approachability and personality but for the most part it comes down to who can do the job the best amongst the pool of candidate. This is why it is important to probe further as to why you were not chosen for the job. There is no sense in getting upset thinking they just didn't like you when it probably just came down to the fact that the other person had specific experience that you did not. As previously mentioned, your chances of getting the job depends on who else is interviewing for that same job. If there are multiple good candidates for the job, the employer must then make a tough decision. Remember that you may have gotten the job if the other candidates did not interview so well. You may just have a few years less experience than the person who was offered the job or maybe the employer knows that they can get the other person to do the job for less money than you would. Whatever the case may be, understand it is not always personal but just the luck of who is in the candidate pool and what they have to offer. Remember, you have no control over who else applies for the job.
Question: What is a summary of what this article is about?
Stay calm when hearing the news. Try not to take the rejection personally. Understand that your rejection has more to do with the other people interviewed, and less to do with your skills and experience.
Article: An example could be to: proofread professionally for a large financial printer/publisher. And, since reliable is a synonym for infallible, then although infallibility/perfection may not be possible -- that is a necessary goal toward which to work. Be relied upon by others such as a court, judge and jury. A jury is called the reasonable man when they attend to, deliberate and decide guilt or innocence, awards and punishments. Avoid the devastating failure of "unreliable" personnel being relied upon which may lead to errors, failures, crashes, possible deaths. The opposite of reliable is deceptive, irresponsible, unreliable, untrustworthy, unsure, uncertain, ie: unqualified. get the best education, training and retraining. Both formal and informal education are important. All successful men self-teach, but formal education is becoming more highly regarded today, and can serve as motivation. This requires diligence and much practise. Prepare an emergency plan, and be expert in that area as well as work and play areas. Planning and procedure manuals, accounting books and software or tools for productivity, computer programs and procedures in the processes of your work must be aligned or designed to fit your area of expertise. Bring yourself and all members of a faculty, surgery team, nurse staff, training corps, secretaries and clerk assistants, sport team coaches and team skills in line. Keep them at as high a level of competency as possible, as they must be (to be reliable).
Question: What is a summary of what this article is about?
Work "toward" accuracy approaching perfection or reasonableness. Become fully qualified: Learn about, obtain, and use the proper and latest protective or safety gear correctly. Update, review, and maintain records and action plans. Use experts for intervention/arbitration as needed. Learn to be expert in using the best and the right software, instruments, or tools.