Q: Select a headband, like an athletic hold band, cloth band, or thin and decorative band. Place the headband onto your head, and push it back about 0.250.5 inches (0.641.27cm) past your hairline. Headbands come in all sorts of shapes, sizes, and patterns, and you can style them with nearly any hairstyle. For elastic headbands, pull the band over your head, and then pull it back over top of your hair. For plastic or metal headbands, slide the band directly on top of your hair. You can adjust the placement of the band so it either sits on top of your hair or pushes your hair back. To clip your hair, squeeze the prongs open, and place the clip over a small section of hair. The amount of hair will depend on the size of your clip. Once your clip is positioned, release the clasps to clip it in place. Place the clips anywhere you may need a little extra hold. You can clip back your bangs, clip your hair into a half-up half-down look, or use a clip to make your ponytail instead of a hair tie. You can go with colorful and decorative clips or neutral clips that match your hair color. You can add a clip to nearly any hairstyle or hair length. Press the hinges to undo the clasp, and put the clasp underneath a small section of hair. Press down on the bow to snap the clasp in place and secure it to your hair. Bows add a touch of femininity to hair of all lengths! Place a bow directly on top of the hair tie securing your ponytail, or clip a bow 12 inches (2.55.1cm) from your hairline on the side of your ponytail or bun. Try using oversized bows for a funky, playful look.
A: Put on a headband to add some glam to any hairstyle. Use clips to add security and a finishing touch to your style. Clip on a bow to add a girly touch to your hairstyle.

Article: Have the discussion in private without unwanted or uninvolved participants. Avoid distractions like computers and phones, so you can each turn your attention towards the conversation at hand. Have the discussion at a mutually convenient time, so each participant can reflect on what they'd like to discuss prior to the meeting. Making a conscious decision among all involved participants to abide by a set of ground rules will ensure a productive conversation to resolve conflict or advocate for a certain perspective. Ground rules might include: Maintain professionalism in manner and language. Stay on topic. Do not threaten other participants. Do not attack other participants on a personal level. Determine the points that you can agree on before launching into fights about what you don't agree on. This will enable a clearer route to resolution because you recognize that there is something positive to build upon. While workplaces often do not appreciate the emotional investment associated with certain projects or other aspects of one's professional life, it is important to acknowledge the existence of that emotion. Demonstrate respect to your colleagues (or manager or subordinate) that you understand they have an emotional investment in their work. This will also serve to move the conversation back to solid ground. Allow your opponent to express their perspective fully. Wait a few seconds before responding so that you fully understand what they're saying. Unproductive, combative conversations in which the same points are argued over and over should be set aside for a day or two before resuming discussions. If it seems like the conversation is degenerating into unproductive, unfair fighting, it may be necessary to bring in a third party to keep the dialogue on track.
Question: What is a summary of what this article is about?
Choose an appropriate setting. Establish ground rules. Find common ground. Acknowledge and validate emotion. Listen closely to all viewpoints. Have time-outs if necessary. Engage a mediator.

Q: Umbrella policies are supplemental insurance policies that protect you from liability over and beyond what your homeowner's and automobile policies will pay. Some umbrella policies offer protection both in excess of the amounts in your homeowner's and auto policies (excess coverage), but also offer coverage for items that are not covered in those policies (drop down coverage). Most insurers offer them, so check with yours about rates and pricing. Although it's not very romantic to think about, divorce is an extremely common source of financial loss. Completing a prenuptial agreement with your partner, which agrees on the division of assets beforehand, can help avoid it. Due diligence with lawyers is a must. A prenuptial agreement is only as good as the lawyer who wrote it. Make sure that you employ sharp and honest counsel. Retirement accounts, such as 401(k)s, are often protected from litigation (legal action, such as being sued) by the Employee Retirement Income Security Act. Furthermore, money in 401(k) accounts is also protected from creditors during bankruptcy proceedings. It is therefore a good idea to put as much into these designated retirement accounts as you can. A legal proxy is a person or entity that is authorized to act on your behalf. Forming a legal proxy, like an LLC or a corporation, can also be a good way to protect your assets. These legal entities protect the individual from personal liability if their company is found liable for some type of wrong, but this protection also goes the other way. These corporate forms can be especially useful if the corporation owns your real estate holdings, instead of you as an individual. A corporation is a common legal structure that can protect its owners' assets from litigation. Others include certain types of partnerships and limited liability companies (LLCs). One example of proxy would be if you owned an apartment building. Instead of having the building in your name, you would create a company that owns and manages the property. This would keep your financial assets separate from the company's financial assets. Then, if one of your tenants has an issue and wants to sue, they would sue your company and not you directly. You can also create a trust or foundation to protect your assets from taxation and litigation, provided certain requirements are met. It is advisable that you work with an attorney and/or a financial planner to set up these structures. Life insurance can also be a great way to protect your money from litigation, as most life insurance policies are exempt from an individual's legal liability in many states. Also, buying any kind of insurance obligates an insurer to defend you in court if a litigant tries to go after assets contained in the policy. Since many umbrella policies cover items in excess of amounts in auto and homeowner's policies and losses not covered by either type, buying an umbrella policy can be a great way to shield money from litigants.
A:
Get a backup insurance plan. Create a prenuptial agreement. Feed your retirement accounts. Create a legal proxy, like a company. Buy life insurance.