Q: Some cleaners may strip your marble of its finish. Check the label of all cleaners to ensure they are suitable for marble. Abrasives in cleaners and abrasive cleaning tools, like scouring pads, steel wool, or scrubbers, can also cause damage to the marble. The surfaces cleaners are intended for should be clearly marked on the label. Abrasives, too, are generally marked on the label. Even if the label says a cleaning product is suited for marble, it's always a good idea to test the cleaner first. Choose an out of sight location on the marble, like under a stationary appliance, and use a small amount of cleaner on the marble. If the finish or color is affected by the cleaner after it dries, refrain from using the cleaner. Although bleach is a generally accepted cleaning agent for marble, it's relatively harsh. Only use bleach sparingly to clean your marble. Same as when using vinegar or hydrogen peroxide, dampen a clean, soft rag with bleach, wring out excess, and drape the rag over stains. Only use this technique for marble that is light in color. Bleach may cause discoloration in dark colored pieces. If you've cleaned a spot time and again with various cleaners, it's likely the stain you are attempting to clean is engrained in the marble. To remove spots like this, the marble will have to be buffed and refinished. For the best results, this should only be attempted by a professional.
A: Avoid harsh cleaners and anything abrasive. Test cleaning products on an out of view part of the marble. Soak stubborn stains in bleach. Identify engrained stains in your marble.

Q: This kind of shot travels higher in the air than the traditional reverse layup, which means it can get over defenders that might otherwise block it. However, this move can be difficult to master, and it has the disadvantage of being one-handed, which makes it more vulnerable. To perform this variation: As you pick up the ball to make a traditional reverse layup, keep the ball firmly palmed and begin extending your arm to the basket. When you near the backboard, extend your fingers and allow the ball to roll off your fingertips, sending the basketball off the backboard and into the basket. The main feature of this variation is its early release before a defender can meet you and block the shot. This can take defense by surprise and give you the opening you need. To shoot the teardrop: Approach the defense and read the situation. If you're up against players significantly taller who might give you blocking grief, you're in a good position to shoot the teardrop. Begin your approach as you would a traditional reverse layup, but begin your inside leg jump while still on the fringes or center of the key. This should be initiated while there is still a gap between you and the defense. Bring up your outside leg as you spring upward to follow the raising motion of your outside arm, which should be holding the ball. Straighten your arm and leg as you reach the top of your jump, and shoot the ball at the basket. When shooting, loft the ball in a high arc with a soft touch, and decrease the ball's rotation by using a lighter touch than usual in your follow through. The traditional reverse layup, the finger roll, and the teardrop all have strengths and weaknesses. Which of these best suits your situation will depend on circumstance, so being able to alternate between these styles easily will strengthen your offensive game.
A: Attempt a finger roll. Try out the teardrop. Alternate between variations for greater versatility.

Q: Umbrella policies are supplemental insurance policies that protect you from liability over and beyond what your homeowner's and automobile policies will pay. Some umbrella policies offer protection both in excess of the amounts in your homeowner's and auto policies (excess coverage), but also offer coverage for items that are not covered in those policies (drop down coverage). Most insurers offer them, so check with yours about rates and pricing. Although it's not very romantic to think about, divorce is an extremely common source of financial loss. Completing a prenuptial agreement with your partner, which agrees on the division of assets beforehand, can help avoid it. Due diligence with lawyers is a must. A prenuptial agreement is only as good as the lawyer who wrote it. Make sure that you employ sharp and honest counsel. Retirement accounts, such as 401(k)s, are often protected from litigation (legal action, such as being sued) by the Employee Retirement Income Security Act. Furthermore, money in 401(k) accounts is also protected from creditors during bankruptcy proceedings. It is therefore a good idea to put as much into these designated retirement accounts as you can. A legal proxy is a person or entity that is authorized to act on your behalf. Forming a legal proxy, like an LLC or a corporation, can also be a good way to protect your assets. These legal entities protect the individual from personal liability if their company is found liable for some type of wrong, but this protection also goes the other way. These corporate forms can be especially useful if the corporation owns your real estate holdings, instead of you as an individual. A corporation is a common legal structure that can protect its owners' assets from litigation. Others include certain types of partnerships and limited liability companies (LLCs). One example of proxy would be if you owned an apartment building. Instead of having the building in your name, you would create a company that owns and manages the property. This would keep your financial assets separate from the company's financial assets. Then, if one of your tenants has an issue and wants to sue, they would sue your company and not you directly. You can also create a trust or foundation to protect your assets from taxation and litigation, provided certain requirements are met. It is advisable that you work with an attorney and/or a financial planner to set up these structures. Life insurance can also be a great way to protect your money from litigation, as most life insurance policies are exempt from an individual's legal liability in many states. Also, buying any kind of insurance obligates an insurer to defend you in court if a litigant tries to go after assets contained in the policy. Since many umbrella policies cover items in excess of amounts in auto and homeowner's policies and losses not covered by either type, buying an umbrella policy can be a great way to shield money from litigants.
A:
Get a backup insurance plan. Create a prenuptial agreement. Feed your retirement accounts. Create a legal proxy, like a company. Buy life insurance.