Premise:
"10Pay and chase refers to the labor-intensive and time-consuming practice of trying to recover overpayments once they have already been made rather than preventing improper payments in the first place."
Hypothesis: Recovering overpayments is a simple task.

no

Premise:
"and everybody was huh"
Hypothesis: Every person was.

yes

Premise:
"The British lived along the waterfront in Victoria (now Central) and on the cooler slopes of Victoria Peak."
Hypothesis: The British lived in Toronto.
no