You will receive this in the mail or you can look it up online under your account. You can also find this information on the company's website. There will likely be a number of figures within the report that show how the investment rose or fell during that time. What you want to annualize is the percentage figure, called the rate of return (ROR), which shows the percentage of growth (or shrinkage) you received during the previous three months. For example, at the bottom of the page of numbers it may show that your quarterly return is 1.5 percent. The annual return would be larger, because your money could be expected to have grown each quarter. The annualized return would be the percentage of growth if the investment grew at the same rate all year. In order to annualize, you first consider the time period being featured. In this case it's three months since it's a quarterly report. Then calculate how many such periods are contained in a year. Thus, there are four three-month periods (quarters) in a year. You would then use the number 4 when called for in the annualizing formula. If you were trying to annualize a monthly return, you would use the number 12.

Summary: Obtain the investment's quarterly report. Find the quarterly rate of return. Calculate how many time periods there are in a year.

Write down your ideas in a notebook. Some basics to bear in mind include: Whether they're geared toward children or adults, most great stories share a few basic elements: The main character, supporting characters, an interesting setting and a plot that includes a central conflict, trouble brewing, a climax, and a resolution. For non-fiction or informational works: The book needs to inform the reader about history, people, events, real things or how-to instructions. Picture books: These require a lot of illustration, usually in full color, which can make printing more expensive. Text is limited but needs to be both good and originalthere is quite an art to limiting words and still putting across and excellent story. Many children's books include a positive message, ranging from simple standards, like "share with others," to more complex life lessons on topics like handling the death of a loved one or how to think about big issues like caring for the environment or respecting other cultures. It isn't necessary to include a straightforward message, so don't force itif you do, your lesson may come off as heavy-handed, which won't be appealing to kids. If writing fiction, this is your chance to write something silly, strange, nerdy, dreamy, fantastical. What inspired you as a child? Go there, explore those ideas. This doesn't mean you should throw in something wacky for no good reason, though. Tap into feelings that are sincere and actions that make sense for your character. Readers can immediately pick up on writing that seems false, and that's when they put down the book. And if writing non-fiction, this is your chance to share your knowledge and research with future generations of chefs, engineers, and artists! Importantly, be creative but also accurateit's a fine balance between keeping it light and still ensuring that the content is fact-checked thoroughly and understandable or doable by children. Consider pitching the idea to a child, like a niece or nephew, cousin, or the child of a close friend. Children typically give very honest feedback, so they can help you evaluate if your story will be interesting to their age group.

Summary: Decide on the main components of your story. Consider incorporating a message for fiction works. Be creative.

You will want to use a pressed powder to use as eyeliner, which is powder that is tightly compressed and does not move around inside its container. An example of pressed powder is virtually any eyeshadow on the market; they are generally sold as pressed powders to prevent mess and spills. Most of the time, if you want to use pressed powder to apply as eyeliner, you will be using an eyeshadow. Using pressed powder as eyeliner is generally the easiest method because it requires the least amount of precision and has a smudged, not-too-defined effect. The type of brush that you use will affect how the makeup looks on the client's eyes. A small brush with tight bristles will create a very defined, precise effect. The smaller and tighter the brush and bristles, the more defined the look. A larger brush with loose bristles will create a loose, smudged effect that is not very precise. You will want to make sure that your brush is clean and doesn't have remnants of old makeup on it. Spray isopropyl alcohol on the brush. It should dry in a few minutes or less. You can clean your brushes by using a makeup cleaning spray from Sephora, which dries relatively quickly, depending on the size of the brush. Smaller brushes will dry faster than large brushes. Isopropyl alcohol spray is available at drug stores, beauty supply stores, and can be ordered off websites such as Amazon.com. You can disinfect your powder by scraping off the top layer of powder with a dry tissue or by spraying isopropyl alcohol onto it. You may have to wait fifteen minutes or so for the powder to dry if you use alcohol spray on it, so do this only if you have enough time. Ask the client to close their eyes. Place your thumb on the client's cheekbone and your pointer finger above the eyebrow. Gently stretch the skin so that it is not wrinkled or creased on the eyelid. Gently tap the powder onto the desired area of the eye. Powder does not last for very long on the brush, so you will have to re-dip your brush into the powder several times to get an even application. Dampening the brush with water will yield a more precise application. Repeat the application of the powder onto the eyelid until you achieve the desired result. A heavier application will result in a darker, more dramatic look.

Summary: Decide on a powder. Decide on a brush. Disinfect the brush. Disinfect your powder. Apply powder.

When sending business correspondence, use a professional, clear email address. Avoid nicknames or unnecessary symbols and numbers. A variation of your name can work well. For example: Smit.smith@company.com would be fine. If your current email address is connected with a social media profile that contains any unprofessional content, create and use a different address. Also, adjust your privacy settings on social media. Before you ask for an internship, research the company at which you would like to work. Visit their website. Read any news articles about them. If the company has an accessible product, like social media, use the product for a week to test it. Use your insights to craft your letter. Prospective employers appreciate candidates who know something about the company and can demonstrate this knowledge coherently. It is beneficial to have a connection at a company. Use social networks like LinkedIn and Facebook to conduct keyword searches for the company. If contacts come up, check their positions. Politely request a phone or in-person interview. Ask for tips regarding your internship application. With LinkedIn you can see which of your contacts' contacts work at a firm. Do not hesitate to ask your contact to connect you with one of their contacts. Do be tactful, though, and do not ask the same person for assistance repeatedly. Many universities provide online alumni databases. You can search for people with certain jobs or workplaces through these sites. Alumni who provide their contact information often are open to receiving emails or phone calls from students. When discussing the company with your contact, mention that you are interested in an internship. Ask about the company's organizational structure, work environment, goals, etc. Does the internship posting include the name of the contact person? If so, use that person's name and email address. If there is not a listed contact person, call the company to ask who is in charge of internship recruitment. If no one is in charge, address your email to a senior person in human resources at the company. If you speak to any person at the firm, you can mention this in the beginning of your email. When you cannot find the name of any employee, address your email to "Dear Sir or Madam." You want your email to be noticed in a high-volume inbox. For example, you could write, "Company X Internship Application: Joanna Smith." If applicable, use the specific subject line requested by the employer.
Summary: Create a professional email address. Research the company. Find a mutual contact. Determine the recipient. Be specific with your subject line.