How does the next paragraph end?

How to know when to use your rainy day fund
Check if the expense is necessary.
You didn't build up a rainy day fund simply because you might want to buy new clothes or new appliances. Check if the expense is absolutely necessary.
Do you need something in order to do your job? If so, then it probably is a necessary expense. Car repairs or a new laptop are probably necessities because you can't work without them.