In one sentence, describe what the following article is about: 1 to 1.5 parts freshly squeezed lime juice 2 parts water 1 to 2 parts 100% agave tequila 1/2 to 1 part agave nectar, to taste ice kosher or sea salt If you want to add a lime garnish or a tiny umbrella to your margarita, now's the time to do it. Once that's done, enjoy!
Summary: Gather the following ingredients: Add any final garnishes to the glass, and enjoy!

In one sentence, describe what the following article is about: Investing is an essential part of most financial plans, as it allows you to reach your financial goals quicker, and with less money saved by generating a return. It is important to note though that all investments do carry a degree of risk, and it is possible to lose money. Common areas of investments include stocks, mutual funds, bonds, real estate, and commodities. Each type of investment has a different earning potential, costs, and risks. You can purchase many types of investments (such bonds, stocks, and mutual funds) through banks, brokerages, and sometimes directly from companies, governments, or municipalities. Much investing can now be completed entirely online, but there are many investment brokers you can consult in person. Fees for face-to-face consultation, however, will likely be higher than transactions you complete on your own online. Although there are too many to list in one location, three important types of investments are stocks, bonds, mutual funds. A stock refers to ownership in a company. By purchasing a stock, you are effectively buying a piece of a business, and the value of that piece will move up or down depending on how many people want to buy or sell it. For this reason, stocks can be incredibly volatile, and although they generally do better than any other type of investment (returning an average of 8% annually since 1929), they can also lose a tremendous amount in one year. For example, in 2008, U.S. stocks fell 50%. Stocks are a good choice for individuals holding for a long-term, such as those planning for retirement. Bonds refer to a debt investment. When you loan money to a government or company, you are purchasing a bond. In return for loaning the money, you will receive interest from the entity you loaned to, usually paid out annually or semi-annually. Bonds offer less risk than stocks traditionally. A mutual fund refers to a collection of investments (usually stocks), managed by a professional investor. When you purchase a fund, you are buying ownership in the basket of stocks, and you make or lose money depending on how the underlying basket does. Mutual Funds are a great choice for hands-off investors, as you benefit from plenty of diversification, and a professional manager who will buy, sell, and manage the portfolio depending on market conditions and their strategy. There are, however, fees associated. Every type of investment carries a different level of risk, and before investing it is important to know the degree of risk you are willing to expose your hard-earned money to. Refer to your goals to determine your risk. For example, if you are saving for a vacation in 6 month, investing in stocks may be a poor decision, because stocks carry higher risk and can be very volatile over time. This means that while there is a chance you could reach your savings goal very quickly with less money saved, there is also a chance that you will need to postpone your vacation due to your investments dropping far below what you put in. A better bet would be bonds (which carry lower risk), or even just cash in a high interest savings account. A general rule of thumb is that the higher the potential return, the greater the riskwhich also means that the lower the risk, the lower the potential return. Fairly "safe" investments include savings accounts, and U.S. Treasury bonds. Stocks have the potential for greater returns but also higher risks. Mutual funds help minimize risk by investing across a broad range of stocks and securities, and can be a good choice for long-term investments. Never invest money you need in the short-term, or for essential items like food, rent, or gas. Once you know your goals, understand the types of investments, and know your risk tolerance, you can select a type. Stocks work well if you have a medium to high level of risk tolerance, and are saving for medium to long-term goals. For example, if you are saving for retirement, having stocks is highly recommended. Keep in mind that not all stocks are high-risk. For example, investing in a small pharmaceutical company (which is not recommended) would be extremely high risk, whereas investing in a large, stable company with steady cash flow and competitive market share like Walmart, Wells Fargo, or Coca-Cola would be much lower risk. If you do not have the time, comfort-level, or risk tolerance for individual stocks, consider mutual funds. These are suitable for longer or medium term goals like retirement or saving for a child's education, but are more "hands off", and you can often just check on them annually or semi-annually to make sure they are performing as you want them to. You can research mutual funds on your own and purchase them through an online dealer, or visit your local bank or financial advisor for options. Bonds are suitable for individuals with lower risk tolerance, who are more concerned with preserving savings, while growing them at a low but steady rate. It is important to note that bonds have a place in any portfolio, and it is often advised that individuals who are in their 20's to 40's have a larger stock and mutual fund allocation, whereas individuals closer to retirement switch more to bonds to preserve savings. Bonds can be an effective way to balance your portfolio and lower your risk. A good rule is to subtract your age from 100, and that is the percentage you should hold in stocks. Not all sectors of the economy perform equally well (or badly) at the same time. If you spread your financial portfolio across different kinds of investments, then you can minimize your risk of losing its overall value in the event that one or more parts of it "take a hit." This method is called diversification. For example, a retirement plan might be spread across several types of investments, including mutual funds, stocks, and savings accounts. In this case, the mutual fund's likelihood of long-term growth could make up the difference if an individual stock the retirement plan invests in loses value. The cash in a savings account, while it would earn relatively low interest, would be insured and easily accessible if needed.
Summary: Consider making investments. Understand the different types of investments. Determine how much risk you can take. Choose appropriate investments. Diversify your investments.

In one sentence, describe what the following article is about: Older women in your family know exactly what you are going through. If you haven't already done so, let them know that you got your period. It may feel awkward to talk about this, but remember this is a normal part of growing up. Your female family members care about you and are there to help you through this time in your life. They will have good advice and can help you get all of the period supplies that you need. Ask about their experiences of dealing with their period when they were younger. A health care professional is the best place to ask questions and learn about your period. You might wonder if what you are experiencing is normal. Some girls feel more comfortable talking to a doctor than a family member. If you have not started your period, your doctor can give you a physical exam and estimate when you may start. Talk about any of your worries or concerns. For example, if your period is erratic (doesn't come regularly), heavy, or causes you pain, it is a good idea to talk this sort of problem through with someone who has answers. Make list of questions that you would like to ask and take your list with you to your doctor's appointment. This will help you remember your questions if you get nervous. Your family or doctor will not be with you when you are at school. Think about a female teacher, school nurse, or guidance counselor that you feel comfortable with. This person can be a resource for you if you need some help while you are at school. It is important for you to identify this person before you need any help so you will know exactly where to go. Your parent could send a note to this person that lets them know that you have started your period and may come to them if you need some assistance while you are at school.
Summary:
Tell your mother or a female relative. Talk to your doctor. Identify an adult at your school that you trust.