Summarize the following:
If you're only interested in the latest models, compare them with Apple's online tool. For older models, check out buyer's guides from Mac Rumors and similar sites. If you're new to Macs, visit a physical Apple Store for personal assistance. Just don't be tempted to buy on the spot there are better deals. Apple tends to release new computer models every six months or less. If the current model has been around a few months, wait for an update. The "old" model will drop in price. Current or incoming college students get a major discount, as do faculty and staff at any school. Visit the online education store to get the cheaper price. After you choose a product and enter payment info, Apple will send you to another site to verify your status for free. You'll need proof of your educational status (typically a student or staff ID). If you do not have this, call or visit an Apple Store for advice. Look for summer back to school deals. Apple usually throws in a free $100 gift card to the App Store. Refurbished computers were returned to Apple due to some defect, but have since been fixed and tested thoroughly. Most are identical to a brand new computer, and with free returns you can't really go wrong. They're typically between 10% and 20% off, but you can only choose from a limited selection. Remember to check the exact model of each computer. An older model can save you some money, but make sure it has the specs you need. Apple does have clearance sales, but they're not common. Check them out from time to time and you might get lucky. Apple does not allow other sellers to use the term "refurbished." This means "used" Apple computers range from dented bricks to fully repaired beauties. PowerMax and Simply Mac are two sellers that offer "used" computers that are often as good as new. Used computers may lack the original packaging and manual. You can find cheaper deals on other sites, but check for Apple certification and good customer reviews before you buy. Even if none of the discount options above are right for you, you can save money just by shopping around. The Apple Store almost always lists the highest prices. Instead, browse authorized apple resellers such as MacMall or Mac Connection, and larger retailers such as Best Buy. Apple has approved sellers with an "Apple Authorized Reseller" title. Stores that offer excellent guidance earn "Apple Specialist" status. Search the store's online site first for discount offers. If you decide to visit in person, print out the online deal and take it with you.

summary: Choose a model. Get an educational discount if possible. Shop for refurbished computers. Check for clearance products. Look for quality used computers. Find cheaper new computers.

Summarize the following:
Characteristics should include weights, grades and measurements of components. The color grade of the gemstone should be determined by using comparison gemstones. If any atypical treatments were conducted on your gemstone or if your gemstone is untreated, this should be noted on the appraisal. The value depends on whether you want to insure your jewelry for its actual cash value, its replacement value or its agreed value. Cash value is the value of your jewelry at today's market rate, not at the purchase price. Replacement value means the insurer will pay you a specific amount according to its current market value at the time of the loss. Agreed value means that you and your insurer settle on a specific value that you will receive in the event of a loss. If your appraisal is for an insurer, then your appraiser should use one of the following forms from the Jewelry Insurance Standards Organization: JISO 805Jewelry Sales Receipt for Insurance Purposes. This form is used when you are purchasing jewelry and can be completed by the retailer who sold the jewelry to you. JISO 806Jewelry Document for Insurance Purposes. This form is used when you're obtaining a second appraisal. JISO 78Jewelry Insurance AppraisalSingle Item. This form must be completed by a Certified Insurance Appraiser and is a highly detailed description of the item. JISO 79Jewelry Insurance AppraisalMultiple Items. This form is also completed by a Certified Insurance Appraiser and is used for the valuation of multiple items of jewelry.

summary: Look for a description of all characteristics of the piece. Expect notes on gemstone treatment. Watch for a statement of whether the gemstone is natural or synthetic. Expect notes on the type of setting. Look for an appraisal of the jewelry's value. Expect the appraisal to include a photograph of the gem. Make sure that your jeweler uses the proper forms.

Summarize the following:
You don't want to only French kiss endlessly. Break it up now and then with a little sensual kissing in other ways. For example, some men or boys have very sensitive ear lobes. Try kissing his ear lobe, his jawline, and his neck, and see how he responds. Embrace him. If your boyfriend seems to like this, you can move back and forth between such sensual kissing and French kissing. He will likely find it very tantalizing! There are a few key tips to making yourself a better kisser. For one, no one wants to kiss someone who doesn't take care of his or her breath. So make sure your breath is fresh and your mouth is clean. Pop a mint, brush your teeth, use mouthwash, or buy those little mouth freshener strips that dissolve in your mouth or mouth freshener you spray into your mouth if you're looking for something portable. Go slowly. Don't think you have to pummel his mouth like a jack hammer. The best kissing usually lets the intensity build and then dissipates before building again. Be sensual. Go slow. One mistake that beginning kissers make is they think they have to shove their entire tongue down their partner's throat. You don't. You can just push your tongue into his mouth a little bit and let it dance around. Then thrust it in, but not so far that it feels like you are gagging your partner. Breathe through your nose when kissing. Try not to get saliva all over him. When you're done with kissing him, wind it down back to the little warm up kisses rather than just suddenly stopping.
summary: Kiss sensitive areas on his face. Become a great kisser. Try not to use too much tongue.