Read the following article and select the best answer. Article: Millions of families around the world have been given a helping hand out of poverty by micro-credits. These very small loans , usually less than US$200, have enabled the very poorest people to set up or expand businesses and become self-sufficient. The micro-credit movement started with Professor Muhammad Yunus, who founded the Grameen Bank in Bangladesh. Professor Yunus, who won the 2006 Nobel Peace Prize, used his own money to set up a bank to benefit the poorest people in Bangladesh--families living on less than US$1 a day. There are now hundreds of organizations around the world following his blueprint to help people escape from poverty. So how does the system work? Local microfinance institutions (MFIs) make contact with families and offer loans, usually to women, to enable them to start or expand a business. These are very poor people who would not normally be able to get credit, but as no collateral is required they can get micro-credits. They pay back the loan on a weekly basis, over six months to a year. A very important aspect to the success of the micro-credit system is that receivers get local support. The MFIs educate local communities about ways to improve their lives, and offer practical support as well as collecting weekly loans payments. They encourage people to help each other, so that the whole community can pull itself out of poverty. MFIs may also help with literacy and health problems. Micro-credits are mainly given to women. Experience has shown that women are more motivated to improve their children's lives and will spend the money they make on better nutrition and schooling for their children. This may be the first chance they've had to contribute financially to the family, and their status in the home and the local community is raised. The micro-credit system is not charity. The payments are fixed-term loans and interest is charged. The costs of making such small loans, collecting them and giving personal support are high. This is shown in the interest rates, which range from 15... Question: The high repayment rate of the loan suggests that _ . - people hope to take advantage of the loan to get out of poverty - it is easy to make money with the aid of micro-credits - micro-credits are very popular with poor families - all micro-credit clients keep their promises well
people hope to take advantage of the loan to get out of poverty

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Read the following article and select the best answer. Article: Online Degrees Today, you can earn a degree from a major university without ever having sat in one of their classrooms. Many colleges and universities are offering online courses and degree programs now. Online Learning Programs With a computer and an Internet connection, you can earn a degree from home, work, or anywhere else for that matter. Online degree programs follow much the same routines as traditional learning, with a few twists. There are lectures, but they won't be in person. There are assignments , but you won't hand them to your instructor. In most situations, you are free to "go to class" when it fits your"schedule. If you get a phone call during class, you don't have to miss anything. If you get sick, you don't have to ask for someone's notes, and you just visit the lecture later. You'll communicate with your instructor by e-mail, chat room and instant messaging. Your classroom will live in a special software program. Contrary to popular belief, you will have close contact with other students and the instructor. Evaluating the Program There are a lot of questions to ask before you make your selection, such as: How do students interact with each other? Online programs can use chat rooms, instant messaging, teleconferencing, and video conferencing to communicate. The key is to find a program that has this interaction built into it and even requires it. What kind of reputation does the school have? It may seem simple-a good school will have a good online program. This reputation,however, may not be as straightforward as you think. It's not uncommon for a great school to have a weak program or two. So you'd better look at the overall quality of the school and make a judgment. The Employers' View As more and more employees get online degrees and use them in the workforce , hiring managers will begin to feel more secure about the quality of education these people have. Question: In which way is online education special? - If you get sick, you'll miss the lecture. - There are lectures, but you don't need to meet the lecturers. - If you get a phone call during class, you will miss something. - There are assignments, and you must hand them to your instructor.
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There are lectures, but you don't need to meet the lecturers.

Ques:Read the following article and select the best answer. Article: A blog can be a very effective way of spreading the words about yourself,and your other writing.It can _ your knowledge,and create an ongoing relationship with your readers.A good blog is more than just a marketing tool;it's also an expression of your personality. An obvious starting point is to post samples of your work that not only show off your skills and writing ability but also leave people wanting more.Post elections from the most exciting parts of your stories but end them just as the action reaches its peak.If you write nonfiction ,show people what they can achieve,and give them a few steps to get them started. Give tips,information and advice about the subjects you cover.For example,something about struggling with difficulty and many other issues like this.Your writing tips can also be included,as well as interesting,strange or funny things you discovered during your research.Whenever you contact an expert,ask if he or she has any interesting stories you could use.You may also give background information about your stories and locations Give details of coming posts on your blog,so people can watch out for you,or come and meet you.Personal news will help people feel better connected to you.Include photos of objects and locations in your writing,famous people you meet,the views from your window, and your favorite things--with a note about where they come from and what they mean to you.Look out for things that will help your readers get to know you better,know the subject better,or anything else you think they might find useful,inspiring or entertaining. If you only occasionally post things on your blog,people have a tendency to forget you.As a writer you shouldn't ever run out of interesting materials to fill your blog with----and your readers will love you for it. Question: What does the author suggest for keeping a blog? - Posting things on your blog once in a while. - Adding new stories to it every day. - Filling it with attractive things frequently. - Loving it as your life.

Ans:
Filling it with attractive things frequently.