Classify the given a piece of financial news into three classes: positive, negative, and neutral. Output must be 'positive', 'negative', or 'neutral'.

[EX Q]: Nordic banks have already had to write off sizable loans in Latvia , with Swedbank , Nordea , DnB NOR and SEB reporting combined losses in excess of $ 1.35 billion in the period 2007 to 2010 against a backdrop of near economic meltdown in Latvia .
[EX A]: negative

[EX Q]: According to Finnish petrol station chain St1 's managing director Kim Wiio , the company was forced to make purchases with rising prices in the first half of 2008 , and now consumer prices are going down almost daily due to competition .
[EX A]: negative

[EX Q]: The Court 's decision will also promote genuine competition in services
[EX A]:
neutral