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Q: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Creating Access to Rides Act''.

SEC. 2. GRANTS FOR LOW-INCOME CAR OWNERSHIP PROGRAMS.

(a) In General.--Section 403(a) of the Social Security Act (42
U.S.C. 603(a)) is amended by adding at the end the following:
''(6) Grants for low-income car ownership programs.--
''(A) Purposes.--The purposes of this paragraph are
to--
''(i) assist low-income families obtain
dependable, affordable automobiles to improve
their employment opportunities and access to
training; and
''(ii) provide incentives to States, Indian
tribes or tribal organizations, localities, and
nonprofit entities to develop and administer
programs that provide assistance with
automobile ownership for low-income families.
''(B) Definitions.--In this paragraph:
''(i) Locality.--The term 'locality' means
a municipality that does not administer a State
program funded under this part.
''(ii) Low-income families.--The term 'low-
income families' means families with total
income of not more than 200 percent of the
poverty line (as defined in section 673(2) of
the Omnibus Budget Reconciliation Act of 1981,
including any revision required by such section
applicable to a family of the size involved).
''(iii) Nonprofit entity.--The term
'nonprofit entity' means a school, local
agency, organization, or institution owned and
operated by 1 or more nonprofit corporations or
associations, no part of the net earnings of
which inures, or may lawfully inure, to the
benefit of any private shareholder or
individual.
''(C) Authority to award grants.--The Secretary may
award grants to States, counties, localities, Indian
tribes or tribal organizations, and nonprofit entities
to promote improving access to dependable, affordable
automobiles by low-income families.
''(D) Grant approval criteria.--The Secretary shall
establish criteria for approval of an application for a
grant under this paragraph that include consideration
of--
''(i) the extent to which the proposal, if
funded, is likely to improve access to training
and employment opportunities and child care
services by low-income families by means of car
ownership;
''(ii) the level of innovation in the
applicant's grant proposal; and
''(iii) any partnerships between the public
and private sector in the applicant's grant
proposal.
''(E) Use of funds.--
''(i) In general.--A grant awarded under
this paragraph shall be used to administer
programs that assist low-income families with
dependable automobile ownership, and
maintenance of, or insurance for, the purchased
automobile.
''(ii) Supplement not supplant.--Funds
provided to a State, Indian tribe or tribal
organization, county, or locality under a grant
awarded under this paragraph shall be used to
supplement and not supplant other State,
county, or local public funds expended for car
ownership programs.
''(iii) General rules governing use of
funds.--The rules of section 404, other than
subsection (b) of that section, shall not apply
to a grant made under this paragraph.
''(iv) Rule of interpretation.--For
purposes of any requirement, limitation, or
prohibition imposed on an individual or family
by or pursuant to this part, assistance
provided to a low-income family pursuant to a
program referred to in clause (i) shall not be
considered assistance under a State program
funded under this part.
''(F) Application.--Each applicant desiring a grant
under this paragraph shall submit an application to the
Secretary at such time, in such manner, and accompanied
by such information as the Secretary may reasonably
require.
''(G) Reversion of funds.--Any funds paid from to a
grant made under this paragraph that are not expended
within 3 years after the date the grant is awarded
shall be available for redistribution among other
grantees in such manner and amount as the Secretary may
determine, unless the Secretary extends by regulation
the time period to expend the funds.
''(H) Limitation on administrative costs of the
secretary.--Not more than an amount equal to 5 percent
of the funds appropriated to make grants under this
paragraph for a fiscal year shall be expended for
administrative costs of the Secretary in carrying out
this paragraph.
''(I) Evaluation.--The Secretary shall, by grant,
contract, or interagency agreement, conduct an
evaluation of the programs administered with grants
awarded under this paragraph.
''(J) Limitations on authorization of
appropriations.--There are authorized to be
appropriated to the Secretary for grants under this
paragraph $50,000,000 for each of fiscal years 2006
through 2010.''.
(b) Authority to Use Funds in Individual Development Accounts for
Car Ownership, Maintenance, and Insurance.--
(1) Accounts established under the tanf program.--
(A) Additional qualified purpose for use of
funds.--Section 404(h)(2)(B) of the Social Security Act
(42 U.S.C. 604(h)(2)(B)) is amended by adding at the
end the following:
''(iv) Qualified automotive expenditures.--
Qualified automotive expenditures paid from an
individual development account directly to the
persons to whom the amounts are due.''.
(B) Definition.--Section 404(h)(5) of the Social
Security Act (42 U.S.C. 604(h)(5)) is amended by adding
at the end the following:
''(J) Qualified automotive expenditures.--The term
'qualified automotive expenditures' means expenditures
for the purchase or maintenance of an automobile, or
for insurance for an automobile.''.
(2) Accounts established under the assets for independence
program.--Section 404(8) of the Assets for Independence Act (42
U.S.C. 604 note) is amended by adding at the end the following:
''(E) Qualified automotive expenditures.--
''(i) In general.--Qualified automotive
expenditures paid from an individual
development account directly to the persons to
whom the amounts are due.
''(ii) Definition.--In clause (i), the term
'qualified automotive expenditures' means
expenditures for the purchase or maintenance of
an automobile, or for insurance for an
automobile.''.
A:
Creating Access to Rides Act - Amends title IV (Temporary Assistance for Needy Families) (TANF) of the Social Security Act to authorize the Secretary of Health and Human Serivces to award grants to States, counties, localities, Indian tribes or tribal organizations, and nonprofit entities to promote programs that provide assistance with ownership by low-income families of dependable, affordable automobiles to improve their employment opportunities and access to training.

Authorizes the use of funds in TANF individual development accounts for automobile ownership, maintenance, and insurance.