Use a spreadsheet and list the types of expenses you in the first column. Write the months of the year in the rows. Include a title row in the first row. Your expenses should include categories like housing, transportation, groceries, phone/internet, healthcare, interest payments, eating out, clothing and entertainment. Plan the budget out for at least the next 12 months. If you are married, include the income and expenses for the whole family. You are getting some economies of scale when you buy groceries for several people. First, gather your receipts, your credit card bill and your bank statement. Then, record your expenses last month. Every time you find a receipt that doesn't fit into your expenses categories, add a new category. You need to create an accurate view of what you are spending your money on. Download the Mint app for your smart phone, or use it on your computer, if you use your device regularly. It has a budgeting feature, which also records expenses and adds them to your monthly total, so you can see if you are staying on budget. If the number is negative, you are going into debt and need to strategize about how to make ends meet. Look for monthly expenses, such as eating out, travel or clothing that you can cut to make ends meet.
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One-sentence summary -- Create a budget. Add a separate row for income and input your after-tax income. Don't spend another dime without recording it in your budget. Subtract your expenses from your income. Review your expenses closely.

Q: Committing a crime, no matter how small, in front of at least one person or domestic animal will add a bounty price to your head. If a guard in the hold in which you committed the crime(s) catches you, they will attempt to detain you, at which point you'll be prompted to give in, attempt to talk your way out of it, or resist arrest. Resisting arrest is inadvisable due to the sheer volume of guards which will attack you, leading to a high death count (and, by extension, a higher bounty). If you've only just incurred a bounty, you may be able to kill any witnesses (including animals, bandits, and town folk) who witnessed the crime. If you've left the Hold in which you obtained the bounty, you can't kill the witnesses to prevent the bounty. Beware of causing too much of a scene. If you kill a human witness in front of another person, you can potentially create a snowball effect where your bounty increases as you rack up a body count. If you committed a crime in full view of a guard, they may start attacking you. You can prompt them to stop attacking by putting away your weapon. This won't always work. You may need to exit the city and then re-enter it at a later time if putting away your weapon doesn't deter the guards' attacks. You can see a list of Holdsas well as each Hold's bountyin the menu: Consoles Press Start (Xbox) or Options (PlayStation), scroll over to the GENERAL STATS tab, scroll down to the CRIME section, and review your Holds' bounties. PC Open the menu, scroll over to the GENERAL STATS tab, scroll down to the CRIME section, and review your Holds' bounties. To the right of each Hold name, you'll see a number; that number refers to the number of gold your bounty is worth. If you see a 0 here, you don't have a bounty in your selected Hold.
A: Understand what contributes to a bounty. Kill any witnesses if possible. Stop the guard response to a crime you just committed. Check the Hold in which you have a bounty. Check your bounty's amount.

Article: A game of 500 will have 4 total players. Separate into 2 teams, with each teammate sitting across from one another. In your deck, you will keep all of the Aces of each suit down to the 5 in both black suits and the 4 in both red suits. You will keep a Joker as well. This should leave you with 43 cards to play. This means you'll remove the 2, 3, and 4 from both black suits and the 2 and 3 in both red suits. Go clockwise, dealing 3 cards to each player before putting 3 in the center of your playing table. Next deal 4 cards to each player going clockwise, and then 3 cards to each player. The exact way you deal the cards is open to interpretationsome people just deal 10 cards to each player and put the last 3 cards in the middle, while others deal 3 cards to each player, put 1 in the middle, deal 4 cards to each player, put 1 in the middle, and so on.
Question: What is a summary of what this article is about?
Create 2 teams of 2 players each. Remove the lowest numbers of the deck, leaving you with 43 cards. Deal a total of 10 cards to each player, leaving 3 cards in the middle.

Problem: Article: Squeeze the eraser to remove any excess water before applying it to the hair dye stain. Remember to test the eraser on a small, hidden area first before applying it to larger surfaces. Make sure to scrub the stain gently. However, if the stain is not coming out, you may scrub harder. If the eraser becomes dry, re-wet it and keep scrubbing until the hair dye stain is removed. Wipe a clean, dry towel over the area. If you want, you can clean the area first with a wet towel before drying it.
Summary: Wet the eraser under running water. Scrub the area in a circular motion. Use a clean towel to dry the spot.

Article: Never remove a furnace filter while the furnace is running. Make sure to switch the furnace off before you begin.There is usually a handle somewhere near the furnace that can be switched off. If you're unsure how to turn off your furnace, contact your landlord or the manufacturer. Inside the furnace, you should see a filter. Usually, the filter is either just inside the furnace or just inside the air vent. The filter should have an arrow on it indicating airflow direction. Before you remove the filter, take a sharpie. Draw an arrow pointing in the direction of airflow somewhere on or near the furnace. This way, you will reinsert the filter in the right direction. Once you've located the filter, you can remove it. You should not need any special tools. Simply grab the filter with your fingers and slide it out of place.
Question: What is a summary of what this article is about?
Turn off the furnace. Locate the filter. Mark the direction of air flow. Remove the filter.