This process begins when the user inputs a Uniform Resource Locator (URL), for example http://en.wikipedia.org/, into the browser. The prefix of the URL, the Uniform Resource Identifier or URI, determines how the URL will be interpreted. The most commonly used kind of URI starts with http: and identifies a resource to be retrieved over the Hypertext Transfer Protocol (HTTP). Many browsers also support a variety of other prefixes, such as https: for HTTPS, ftp: for the File Transfer Protocol, and file: for local files. Prefixes that the web browser cannot directly handle are often handed off to another application entirely. For example, mailto: URIs are usually passed to the user's default e-mail application, and news: URIs are passed to the user's default newsgroup reader.
A news: prefix is given to the user's what?
default newsgroup reader

Current Governor of the Reserve Bank of India Raghuram Rajan had predicted the crisis in 2005 when he became chief economist at the International Monetary Fund.In 2005, at a celebration honouring Alan Greenspan, who was about to retire as chairman of the US Federal Reserve, Rajan delivered a controversial paper that was critical of the financial sector. In that paper, "Has Financial Development Made the World Riskier?", Rajan "argued that disaster might loom." Rajan argued that financial sector managers were encouraged to "take risks that generate severe adverse consequences with small probability but, in return, offer generous compensation the rest of the time. These risks are known as tail risks. But perhaps the most important concern is whether banks will be able to provide liquidity to financial markets so that if the tail risk does materialise, financial positions can be unwound and losses allocated so that the consequences to the real economy are minimised."
Who was the current Governor of the Reserve Bank of India that predicted the crisis in 2005?
Raghuram Rajan

Appointments to the Order of the British Empire were discontinued in those Commonwealth realms that established a national system of honours and awards such as the Order of Australia, the Order of Canada, and the New Zealand Order of Merit. In many of these systems, the different levels of award and honour reflect the Imperial system they replaced. Canada, Australia, and New Zealand all have (in increasing level of precedence) Members of, Officers of, and Companions to (rather than Commanders of) their respective orders, with both Australia and New Zealand having Knights and Dames as their highest classes.
Who established a national system of honours and awards?
Order of Australia, the Order of Canada, and the New Zealand Order of Merit