Problem: Here is a premise:
Of course, this simplified example focuses on one household and one type of IRA.

Here is a hypothesis:
The simplified example focuses on one household and two types of IRA.

Here are the options:

Answer: no

Problem: Here is a premise:
The cork oaks are stripped of their valuable bark every ten years or so, baring a ?russet-brown trunk until the cork grows back again.

Here is a hypothesis:
Bark form the cork trees is harvested once per decade.

Here are the options:

Answer: yes

Problem: Here is a premise:
Participants expressed concern that disincentives such as legal liabilities, including financial and reputation risks, may limit a board's ability to attract the right people to serve over time.

Here is a hypothesis:
None of the participants expressed concerns.

Here are the options:

Answer: no

Problem: Here is a premise:
It was obvious from the remarks made by a number of recently merged states that some kind of critical phase had been passed.

Here is a hypothesis:
Given the silence from all of the states, it's clear that we are still foundering in the initial phase.

Here are the options:

Answer:
no