INPUT ARTICLE: Article: The most straight-forward way to avoid charges on the balance of your credit card is to pay it off in full at the end of each billing cycle. Paying off the whole balance by the due date on your bill will mean that you do not incur any additional finance charges on the balance. Paying the balance of on time will also help your credit rating improve over time. Once you receive your bill, you will often have a grace period in which you can pay it off without incurring charges. These vary depending on what credit card deal you have, so you will have to check the details of your specific account. The typical grace period tends to be around 25 days. If your card does have a grace period, your card provider must give you at least 21 days after your bill is mailed for you to pay it off. If you are unable to pay off the balance within your grace period, there is an alternative way to clear the balance. You may be able to transfer the balance to another credit card, with a lower APR. For example, some cards will give you 0% APR for a limited time. In this specified period you will not have to pay any finance charges, so you will be able to pay the balance off more cheaply. If you are considering this, it is important that you are careful and conscientious with your finances. After the 0% APR period expires you may have to pay a higher rate of interest, so you should be completely sure of the terms and conditions. If you transfer the balance from one card to another, remember that you have not paid off the debt. Don't do this just to free up the card to take on more debt.

SUMMARY: Pay off your balance at the end of every billing cycle. Determine if you have a grace period. Consider transferring the balance to another card.

INPUT ARTICLE: Article: You can copy any image from the web and add it to your Word document. This will copy the image to your clipboard. You can right-click and select "Paste" or press Ctrl+V (Windows) or Command+V (Mac). You can drag the corners of the image to resize it in the document. You can also move the image around by clicking and dragging it.

SUMMARY: Find the image online that you want to add to your Word document. Right-click on the image and select "Copy". Open Word and place your cursor where you want the image to appear. Paste the copied image into the Word document. Resize the image.

INPUT ARTICLE: Article: Smiling projects your confidence and makes you seem approachable as well. You don't need to sport a huge grin, just a subtle smile will do. Try not to force your smile. Instead, showcase your natural smile as you walk. A hunched appearance projects a lack of confidence. Instead, walk straight and tall to seem confident. As you walk, keep your shoulders back and lift up your chin slightly. You can test your posture by holding a pencil in each hand and making a fist. Let your arms fall loosely at your sides. If the pencils face inward (towards you), then you are hunching your shoulders. Shift your shoulders back until the pencils face forward to see how your ideal posture should be while you walk. A brisk walk projects confidence, while walking slowly makes you seem preoccupied with your own thoughts. To seem more confident when you walk, adopt a brisk pace. Try practicing walking to the beat of a favorite quick paced song to help you develop your brisk walk. Walking silently makes you seem meek or afraid, so don't tiptoe or walk silently. A bit of noise is good when you want to walk confidently. It demonstrates that you want to be seen because you are confident in your appearance. Crossing your arms while you walk makes you seem vulnerable, so don't cross your arms. Allow your arms to fall loosely at your sides and move them back and forth slightly as you walk. Keep your posture open, as this helps others see you and friendly and approachable. Walking right behind someone that you came with can send the message that you are weaker than that person and that you require protection. If you will be walking with someone, make sure that you are in front of the person or at least side-by side.

SUMMARY: Smile as you walk and keep smiling. Stand up straight. Walk briskly. Lengthen your stride. Keep your arms at your sides. Don't walk closely behind someone.

INPUT ARTICLE: Article: Large and sturdy purses should be kept together while smaller or flexible purses can be placed somewhere else. Make sure that similar bags are together so that if you need a certain type of bag, you can look over your options. For example, if you have clutches that you like to take when you go out at night, keep these together. If the purse can stand up on its own, keep it on a shelf. This includes larger bags, such as tote bags, or bags made out of a sturdy material, like leather or canvas. This will preserve the bag's shape without distorting the handles. Cubbies work great to help keep purses organized and upright. This works well for small, lightweight purses (like satchels or shoulder strap bags) and for bags that can't sit up on their own (like hobo bags). Make sure that the purse is empty before hanging it so that the handles do not stretch out. You can hang purses using: Command hooks Coat racks Hangers Shower hooks on a closet rod S-hooks Clutches often do not have straps, but they can't stand upright either. A shoe organizer will keep them separated. Put 1 or 2 clutches in each compartment. If you only have 1 or 2 clutches, keep them in separate shoe boxes. Try to avoid stacking clutches on top of one another. This can cause scratches or bending. You can also use a magazine or file organizer from a stationary or office supply store. Stick a clutch in each divider so that they are standing vertically. If you have two or three purses you use regularly, you may want to keep them by the door. Install coat hooks to hang the purses or let them sit on a side table. If you don't use certain purses as often, you may want to keep them out of the way. Designate a closet with shelves where you can store your purses while they are not being used. The floor can cause dirt and mildew to build up on your purse. Whether you decide to hang your purses or put them on a shelf, keep them from touching the floor.

SUMMARY:
Sort your handbags by size and type. Prop larger purses upright on shelves. Hang smaller and slouchy purses by the handles. Stick clutches in a shoe box or shoe organizer. Keep everyday purses by the front door. Place special occasion purses in a closet. Keep your handbags off the floor.