There were so many reasons why , but the thing about it is , I have bills . I have a mortgage to pay . I was the only one working in my family . There were no good alternatives available , and I had to make a snap decision .

Question with options to choose from: What is true of the narrator 's life ?
Options are: (a). They paid their bills .; (b). They have extra responsibility .; (c). They had good alternatives .; (d). They paid their mortgage .;
(b).