You will be given a definition of a task first, then an example. Follow the example to solve a new instance of the task.
In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

SECTION 1. LIABILITY OF BUSINESS ENTITIES PROVIDING USE OF FACILITIES
TO NONPROFIT ORGANIZATIONS.

(a) Definitions.--In this section:
(1) Business entity.--The term ''business entity'' means a
firm, corporation, association, partnership, consortium, joint
venture, or other form of enterprise.
(2) Facility.--The term ''facility'' means any real
property, including any building, improvement, or appurtenance.
(3) Gross negligence.--The term ''gross negligence'' means
voluntary and conscious conduct by a person with knowledge (at
the time of the conduct) that the conduct is likely to be
harmful to the health or well-being of another person.
(4) Intentional misconduct.--The term ''intentional
misconduct'' means conduct by a person with knowledge (at the
time of the conduct) that the conduct is harmful to the health
or well-being of another person.
(5) Nonprofit organization.--The term ''nonprofit
organization'' means--
(A) any organization described in section 501(c)(3)
of the Internal Revenue Code of 1986 and exempt from
tax under section 501(a) of such Code; or
(B) any not-for-profit organization organized and
conducted for public benefit and operated primarily for
charitable, civic, educational, religious, welfare, or
health purposes.
(6) State.--The term ''State'' means each of the several
States, the District of Columbia, the Commonwealth of Puerto
Rico, the Virgin Islands, Guam, American Samoa, the Northern
Mariana Islands, any other territory or possession of the
United States, or any political subdivision of any such State,
territory, or possession.
(b) Limitation on Liability.--
(1) In general.--Subject to subsection (c), a business
entity shall not be subject to civil liability relating to any
injury or death occurring at a facility of the business entity
in connection with a use of such facility by a nonprofit
organization if--
(A) the use occurs outside of the scope of business
of the business entity;
(B) such injury or death occurs during a period
that such facility is used by the nonprofit
organization; and
(C) the business entity authorized the use of such
facility by the nonprofit organization.
(2) Application.--This subsection shall apply--
(A) with respect to civil liability under Federal
and State law; and
(B) regardless of whether a nonprofit organization
pays for the use of a facility.
(c) Exception for Liability.--Subsection (b) shall not apply to an
injury or death that results from an act or omission of a business
entity that constitutes gross negligence or intentional misconduct,
including any misconduct that--
(1) constitutes a crime of violence (as that term is
defined in section 16 of title 18, United States Code) or act
of international terrorism (as that term is defined in section
2331 of title 18) for which the defendant has been convicted in
any court;
(2) constitutes a hate crime (as that term is used in the
Hate Crime Statistics Act (28 U.S.C. 534 note));
(3) involves a sexual offense, as defined by applicable
State law, for which the defendant has been convicted in any
court; or
(4) involves misconduct for which the defendant has been
found to have violated a Federal or State civil rights law.
(d) Superseding Provision.--
(1) In general.--Subject to paragraph (2) and subsection
(e), this Act preempts the laws of any State to the extent that
such laws are inconsistent with this Act, except that this Act
shall not preempt any State law that provides additional
protection from liability for a business entity for an injury
or death with respect to which conditions under subparagraphs
(A) through (C) of subsection (b)(1) apply.
(2) Limitation.--Nothing in this Act shall be construed to
supersede any Federal or State health or safety law.
(e) Election of State Regarding Nonapplicability.--This Act shall
not apply to any civil action in a State court against a business
entity in which all parties are citizens of the State if such State
enacts a statute--
(1) citing the authority of this subsection;
(2) declaring the election of such State that this Act
shall not apply to such civil action in the State; and
(3) containing no other provision.
Solution: Shields a business entity from civil liability relating to any injury or death occurring at a facility of that entity in connection with a use of such facility by a nonprofit organization if: (1) the use occurs outside the scope of business of the business entity; (2) such injury or death occurs during a period that such facility is used by such organization; and (3) the business entity authorized the use of such facility by the organization.
Makes this Act inapplicable to an injury or death that results from an act or omission of a business entity that constitutes gross negligence or intentional misconduct, including misconduct that: (1) constitutes a hate crime or a crime of violence or act of international terrorism for which the defendant has been convicted in any court; or (2) involves a sexual offense for which the defendant has been convicted in any court or misconduct for which the defendant has been found to have violated a Federal or State civil rights law.
Preempts State laws to the extent that such laws are inconsistent with this Act, except State law that provides additional protection from liability. Specifies that this Act shall not be construed to supersede any Federal or State health or safety law.
Makes this Act inapplicable to any civil action in a State court against a business entity in which all parties are citizens of the State if such State, citing this Act's authority and containing no other provision, enacts a statute declaring the State's election that this Act shall not apply to such action in the State.
Why? This Bill focuses on shielding business entities from civil liability relating to an injury or death depending on the conditions of injury, hence the generated summary is correct.

New input: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Small Business Microlending
Expansion Act of 2009''.

SEC. 2. MICROLOAN CREDIT BUILDING INITIATIVE.

Section 7(m) of the Small Business Act (15 U.S.C. 636(m)) is
amended by adding at the end the following:
''(14) Credit reporting information.--The Administrator
shall establish a process, for use by an intermediary making a
loan to a borrower under this subsection, under which the
intermediary shall provide to the major credit reporting
agencies the information about the borrower, both positive and
negative, that is relevant to credit reporting, such as the
payment activity of the borrower on the loan. Such process
shall allow an intermediary the option of providing information
to the major credit reporting agencies through the
Administration or independently.''.

SEC. 3. FLEXIBLE CREDIT TERMS.

Section 7(m) of the Small Business Act (15 U.S.C. 636(m)), as
amended by this Act, is further amended--
(1) in paragraph (1)(B)(i) by striking ''short-term,'';
(2) in paragraph (6)(A) by striking ''short-term,''; and
(3) in paragraph (11)(B) by striking ''short-term,''.

SEC. 4. INCREASED PROGRAM PARTICIPATION.

Section 7(m)(2) of the Small Business Act (15 U.S.C. 636(m)(2)) is
amended--
(1) in subparagraph (A) by striking ''paragraph (10)'' and
inserting ''paragraph (11)''; and
(2) by amending subparagraph (B) to read as follows:
''(B) has--
''(i) at least--
''(I) 1 year of experience making
microloans to startup, newly
established, or growing small business
concerns; or
''(II) 1 full-time employee who has
not less than 3 years of experience
making microloans to startup, newly
established, or growing small business
concerns; and
''(ii) at least--
''(I) 1 year of experience
providing, as an integral part of its
microloan program, intensive marketing,
management, and technical assistance to
its borrowers; or
''(II) 1 full-time employee who has
not less than 1 year of experience
providing intensive marketing,
management, and technical assistance to
borrowers.''.

SEC. 5. INCREASED LIMIT ON INTERMEDIARY BORROWING.

Section 7(m)(3)(C) of the Small Business Act (15 U.S.C.
636(m)(3)(C)) is amended--
(1) by striking ''$750,000'' and inserting ''$1,000,000'';
(2) by striking ''$3,500,000'' and inserting
''$7,000,000''; and
(3) by adding at the end the following: ''The Administrator
may treat the amount of $7,000,000 in this subparagraph as if
such amount is $10,000,000 if the Administrator determines,
with respect to an intermediary, that such treatment is
appropriate.''.

SEC. 6. EXPANDED BORROWER EDUCATION ASSISTANCE.

Section 7(m)(4)(E) of the Small Business Act (15 U.S.C.
636(m)(4)(E)) is amended--
(1) in clause (i) by striking ''25 percent'' and inserting
''35 percent''; and
(2) in clause (ii) by striking ''25 percent'' and inserting
''35 percent''.

SEC. 7. YOUNG ENTREPRENEURS PROGRAM.

Section 7(m)(4) of the Small Business Act (15 U.S.C. 636(m)(4)) is
amended by adding at the end the following:
''(G) Young entrepreneurs program.--
''(i) In general.--An intermediary that
receives a grant under paragraph (1)(B)(ii) may
establish a program for the geographic area
served by such intermediary that provides to
young entrepreneurs technical assistance
regarding the following:
''(I) Establishing or operating a
small business concern in the
geographic area served by the
intermediary.
''(II) Acquiring or securing
financing to carry out the activities
described in subclause (I).
''(ii) Young entrepreneur defined.--For
purposes of this subparagraph, a young
entrepreneur is an individual who--
''(I) is 25 years of age or
younger; and
''(II) has resided in the
geographic area served by the
intermediary for not less than 2 years.
''(iii) Good faith effort requirement.--If
a young entrepreneur who receives technical
assistance under this subparagraph from an
intermediary establishes or operates a small
business concern, the young entrepreneur shall
make a good faith effort to establish or
operate such concern in the geographic area
served by the intermediary.
''(iv) Deferred repayment.--If a small
business concern established or operated by a
young entrepreneur receives a loan under this
subsection, such concern may defer repayment on
such loan for a period of not more than 6
months beginning on the date that such concern
receives the final disbursement of such
loan.''.

SEC. 8. INTEREST RATES AND LOAN SIZE.

Section 7(m) of the Small Business Act (15 U.S.C. 636(m)), as
amended by this Act, is further amended--
(1) in paragraph (3)(F)(iii) by striking ''$7,500'' and
inserting ''$10,000'';
(2) in paragraph (6)(C)(i) by striking ''$7,500'' and
inserting ''$10,000''; and
(3) in paragraph (6)(C)(ii) by striking ''$7,500'' and
inserting ''$10,000''.

SEC. 9. REPORTING REQUIREMENT.

Section 7(m) of the Small Business Act (15 U.S.C. 636(m)), as
amended by this Act, is further amended by adding at the end the
following:
''(15) Reporting requirement.--Not later than 90 days after
the end of each fiscal year, the Administrator shall submit to
the Committee on Small Business of the House of Representatives
and the Committee on Small Business and Entrepreneurship of the
Senate a report that includes, with respect to such fiscal year
of the microloan program, the following:
''(A) The names and locations of each intermediary
that received funds to make microloans or provide
marketing, management, and technical assistance.
''(B) The amounts of each loan and each grant
provided to each such intermediary in such fiscal year
and in prior fiscal years.
''(C) A description of the contributions from non-
Federal sources of each such intermediary.
''(D) The number and amounts of microloans made by
each such intermediary to all borrowers and to each of
the following:
''(i) Women entrepreneurs and business
owners.
''(ii) Low-income entrepreneurs and
business owners.
''(iii) Veteran entrepreneurs and business
owners.
''(iv) Disabled entrepreneurs and business
owners.
''(v) Minority entrepreneurs and business
owners.
''(E) A description of the marketing, management,
and technical assistance provided by each such
intermediary to all borrowers and to each of the
following:
''(i) Women entrepreneurs and business
owners.
''(ii) Low-income entrepreneurs and
business owners.
''(iii) Veteran entrepreneurs and business
owners.
''(iv) Disabled entrepreneurs and business
owners.
''(v) Minority entrepreneurs and business
owners.
''(F) The number of jobs created and retained as a
result of microloans and marketing, management, and
technical assistance provided by each such
intermediary.
''(G) The repayment history of each such
intermediary.
''(H) The number of businesses that achieved
success after receipt of a microloan.''.

SEC. 10. SURPLUS INTEREST RATE SUBSIDY FOR BUSINESSES.

Section 7(m) of the Small Business Act (15 U.S.C. 636(m)), as
amended by this Act, is further amended by adding at the end the
following:
''(16) Interest assistance.--The Administrator is
authorized to make grants to intermediaries for the purposes of
reducing interest rates charged to borrowers that receive
financing under this subsection.''.

SEC. 11. AUTHORIZATION OF APPROPRIATIONS.

Section 20 of the Small Business Act (15 U.S.C. 631 note) is
amended by inserting after subsection (e) the following:
''(f) Fiscal Years 2010 and 2011 With Respect to Section 7(m).--
''(1) Program levels.--For the programs authorized by this
Act, the Administration is authorized to make during each of
fiscal years 2010 and 2011--
''(A) $80,000,000 in technical assistance grants,
as provided in section 7(m);
''(B) $110,000,000 in direct loans, as provided in
section 7(m); and
''(C) $10,000,000 in interest assistance grants, as
provided in section 7(m)(16).
''(2) Authorization of appropriations.--There is authorized
to be appropriated such sums as may be necessary to carry out
paragraph (1).''.

SEC. 12. REGULATIONS.

Except as otherwise provided in this Act or in amendments made by
this Act, after an opportunity for notice and comment, but not later
than 180 days after the date of the enactment of this Act, the
Administrator shall issue regulations to carry out this Act and the
amendments made by this Act.

Passed the House of Representatives November 7, 2009.

Attest:

LORRAINE C. MILLER,

Clerk.
Solution:
Small Business Microlending Expansion Act of 2009 - (Sec. 2) Amends the Small Business Act with respect to the Small Business Administration (SBA) Microloan program (small-scale loans to start-up, newly established, or growing small businesses for working capital or the acquisition of materials, supplies, or equipment) to direct the SBA Administrator to establish a process under which an intermediary making a Microloan loan provides relevant borrower information to the major credit reporting agencies.

(Sec. 3) Removes the requirement that such loans be short-term only.

(Sec. 4) Increases eligibility for Microloan program participation to include intermediaries with at least one full-time employee with not less than: (1) three years of experience making microloans to startup, newly established, or growing small businesses; or (2) one year of experience providing intensive marketing, management, and technical assistance to borrowers.

(Sec. 5) Increases from: (1) $750,000 to $1 million the loan limit to an intermediary in the first year of participation; and (2) $3.5 million to $7 million the loan limit for the remaining years of participation.

(Sec. 6) Increases from 25% to 35% of grant funds received the maximum amount that may be used by an intermediary to provide information and technical assistance to small business borrowers.

(Sec. 7) Allows intermediaries that receive grants to establish a program that provides technical assistance to young entrepreneurs in establishing or operating a small business, or in securing financing, in the area served by the intermediary.

(Sec. 8) Increases from $7,500 to $10,000 the maximum loan amount to a small business borrower that will qualify for a reduced interest rate from the intermediary.

(Sec. 9) Directs the Administrator to submit annually to the congressional small business committees specified information with respect to the Microloan program, including participating intermediaries and borrowers, and the marketing, management, and technical assistance provided.

(Sec. 10) Authorizes the Administrator to make grants to intermediaries for reducing interest rates charged to Microloan borrowers (interest assistance grants).

(Sec. 11) Authorizes the Administrator to make Microloan technical assistance grants, direct loans, and interest assistance grants for FY2010-FY2011, and authorizes appropriations for such loans and grants.