Classify the given a piece of financial news into three classes: positive, negative, and neutral. Output must be 'positive', 'negative', or 'neutral'.

German Commerzbank AG 's Hamburg Branch and US JP Morgan ( NYSE : JPM ) participated as arrangers , and Dutch ING ( AMS : INGA ) as co-arranger .
neutral

Under the agreement , Pfizer has been funding Biotie 's research activities on the PDE10 phosphodiesterase 10 inhibitor program since its start in late 2006 and has the sole authority to develop discovered compounds .
neutral

Net interest income increased by 4.5 % to EUR 31.4 mn from EUR 30.0 mn in 2004 .
positive