QUES: The checks & balances kept banks solvent and borrowers responsible . Although this approach worked , some cried foul stating that the regulated system was racist and discriminatory - and there certainly was some truth to this . Skipping forward to the present , banks made a bundle on mortgages over the past five or six years . For the most part , they allowed their underwriting criteria to be stretched so far out of alignment that almost anyone could and indeed did , qualify for a mortgage despite their ability to pay .

Question with options: What topic is the narrator discussing ?
OPTIONS:
- They are discussing financial topics .
- None of the above choices .
- They are discussing energy use .
- They are discussing borrowers of student loans .
ANS: They are discussing financial topics .
Problem: Yesterday , one of my friends from high school got married . The wedding is the first of many to come , we 're all still 21 . It was slightly weird because this was the girl who took me to my first real party when we were 15 . Who would sneak out and go to clubs .

What may be a fact about the speaker ?
OPTIONS:
- They used to have feelings for groom .
- None of the above choices .
- They were good friends in high school with the bride .
- They used to get in trouble with the groom .

A: They were good friends in high school with the bride .
Question:
Phil Nevin was n't the most popular player on the Twins during his September stint with the team , and he did n't perform particularly well ( .190 with 15 strikeouts in 42 at bats ) . Though he did n't have much success , Nevin enjoyed his stay with the team , and has publicly stated that he 'd like to come back . However , with the Twins signing of 1B / DH Ken Harvey in December , it seems very unlikely that he 'll be re - signed .
Answer the following question: What may happen if his stats for the year was .390 with 50 strikeouts in 420 at bats ?
OPTIONS:
- The team may try to re - sign him .
- The Twins may just give up on him .
- He may be willing to sign for less money .
- He may lose hope and retire .
Answer:
The team may try to re - sign him .
Question:
I just got a call from my mother in law . My husbands uncle and aunts house burned down last night . His uncle died in the fire . His aunt got out ok , her husband had helped her .

What may be discussed next by the speaker ?
OPTIONS:
- How speaker 's kids are doing .
- None of the above choices .
- Funeral arrangements .
- How speaker is feeling .
Answer:
Funeral arrangements .
IN: I 'd like to introduce you to Blanche , Norma , and Hank . [ More : ] They were strays born about 6 weeks ago outside a friend 's house . We picked them up yesterday morning and brought them right to the vet , and then home . Since then there has been a lot of laughing and even more awwwww 's .
What is true about Blanche , Norma , and Hank ?
OPTIONS:
- None of the above choices .
- They are very old
- They are dogs
- They are hamsters

OUT: They are dogs
Yesterday we went up to Dillon to a house that my mom and dad rented for the weekend . My brother and his family were there and my sister and her family arrived shortly after we did . The kids had a blast playing with each other . It was really fun watching Sam running around with his cousins , following the oldest one while the younger ones followed him . We had hoped to get in some hot tub time but the hot but water was pretty dirty and had to be changed and just did n't warm up in time .

OPTIONS:
- They wanted to have a getaway with their family .
- None of the above choices .
- They had n't seen their parents in a long time .
- They wanted to take time off of work .
Answer the following question: What may be a reason for their trip to the rental house ?
They wanted to have a getaway with their family .