Once you know the basics of this equation, the math is easy. Just fill in the numbers for your loan or savings account after paying/receiving interest. This simple equation can be used to find your basic interest rate. I stands for the amount paid in interest that month/year/etc. P stands for the principle (the amount of money before interest). T stands for time periods (weeks, months, years, etc.) involved. R stands for the interest rate, as a decimal. A decimal like .34 doesn't mean much when figuring out your interest. Multiply by 100 to get a percentage. This is the percentage of every bill account of principle that is reflected in interest. So, if you got .34 as your rate before, you'd be paying 34% interest (.34100=34%{\displaystyle .34*100=34\%}) You should easily be able to find interest paid, the time period (when the bill/statement is from) and principle. For example, say you paid $2,344 in interest on a $12,000 loan last year. You want to know what your monthly interest rate was. To get it, you could input: Interest equation: IPT=R{\displaystyle {
rac {I}{PT}}=R} Plug in numbers: $2,344$12,00012mo={\displaystyle {
rac {\$2,344}{\$12,000*12mo}}=} Interest Rate Simplify equation: .01627={\displaystyle .01627=} Interest Rate Multiply by 100 to get the final percentage: .01627100={\displaystyle .01627*100=}1.6% monthly interest rate. Say you're trying to figure out your monthly interest rate on a loan after one year. If you put "1" in for T, as in "one year," your final interest rate will be the interest rate per year. If you want monthly, you need to use the correct amount of time elapsed. In this case, you'd aim for 12 months. The time should be the same amount of time as the interest paid. If you're calculating a year's worth of monthly interest payments, for example, then you've made 12 payments. Make sure you check when your interest is calculated -- monthly, yearly, weekly, etc.-- with your bank. The interest rate for loans must be readily available when you sign up for the loan or credit card. But tricky terms like APR ("annual percentage rate," ie. "interest") and fluctuating rates may make it impossible to determine what a certain rate even means. These fluctuating rates are almost impossible to determine by hand, but free calculators online can help you find the specifics for difficult loans. Sites like Bankrate.com and CalculatorSoup are unaffiliated and trustworthy. Search online for "Your Type of Loan + Interest + Calculator." For example, find "mortgage interest calculator," "CD interest calculator" or "variable APR interest calculator."

Summary: Plug your numbers into the interest formula IPT=R{\displaystyle {
rac {I}{PT}}=R} to get your rate. Convert the interest rate to a percentage by multiplying it by 100. Refer to your most recent statement to fill in the interest equation. Make sure that your time and your rate are on the same scale. Use online calculators to find rates for complex loans, like mortgages.

You can use mason jars or any glass jar that can be sterilized for this process. Wash the jars out in hot water and soap, and then rinse them clean to prepare for the sterilization process. Place the jars in a water-bath canner. You can also use a large pot. Fill the pot or canner with water, and submerge the jars. Place the pot over high heat, and let the water come to a boil. When using a pot, a rack can help you pull the jars out later. If you use tongs, make sure they're sterilized, too. Once you see steam coming up from the pot, cover the pot with a lid. Let it boil for fifteen minutes before turning off the heat. The jars can sit in the pot to keep warm. You'll also need to boil the lids for five minutes. You can place the jars upside down on a towel to drip water. However, since you're just filling them with juice, you can also shake most of the water out and move on to filling them. Fill the containers with the hot juice. The jars need to be hot, as well, or they could break when pouring in hot juice. Screw on the clean lids to preserve the pasteurization. Don't let the juice cool down before you bottle it, as that reduces its shelf life.

Summary: Wash the jars. Boil the jars. Let the jars boil for fifteen minutes. Use tongs to pull the jars out. Pour the juice in.

This wind speed works for most kites, although medium speed winds are ideal. It will be difficult to fly a kite in winds that are either slower or faster than this speed. Check the weather app on your phone or computer to see how fast the winds are blowing on a given day. You can also look at the tops of trees, bushes, and the leaves to see how fast the wind is blowing; for example, when the wind is able to move leaves off of the ground, the flying conditions are ideal. Parks, the beach, and open fields are great places to fly a kite. Try to avoid flying your kite near power lines, buildings, roads, airports, and trees. Additionally, if you are flying a dual line kite, create distance between yourself and other people in the park, and make sure others know to stand behind you. Remember that the more space you have, the more line you can let out and the higher your kite will fly. The electricity in rain clouds is attracted to wet kite lines. To avoid getting shocked, never fly your kite in a rain or thunderstorm.

Summary: Fly your kite in 5 to 25 mph winds. Choose big, open spaces to fly your kite. Avoid flying your kite in rain and lightning.

Place 2 cups (250 g) of flour in a large bowl. Add 1 large bitter melon that's been cleaned and cut into thin slices into the bowl. Toss the melon in the flour so all of the slices are evenly coated. Place a large skillet on the stove, and fill it with approximately (2 inches (5.1cm) to 3 inches (7.6cm) of canola oil. Allow the oil to heat on medium-high for about 5 minutes or until bubbles start to form along the edges. If you have a deep fryer, you can use it to fry the ampalaya instead of a skillet. When the oil is hot, add some of the melon slices to the skillet and allow them to cook for 1 to 2 minutes so they brown on the first slide. Flip them over and fry them for another minute or until they're golden brown on all sides. Make sure to place the bitter melon in a single layer in the pan. Depending on the size of your pan, you may need to fry the ampalaya in two batches or more. When the bitter melon is finished frying, use a slotted spoon or tongs to lift it out of the pan. Place the slices on a plate lined with paper towel to absorb any excess oil still on the melon. The bitter melon absorbs the seasoning better when it's hot, so don't let it cool too much before seasoning it. Sprinkle some salt and pepper over the fried slices to your taste. Once the bitter melon is seasoned, it's really to eat. Use a spatula to place it on a serving platter, and serve it alongside ketchup or mayonnaise for dipping.
Summary: Coat the bitter melon with flour. Heat the oil in a pan. Add the melon and cook until golden brown. Transfer to a paper towel-lined plate for drainage. Season the melon with salt and pepper while still warm. Transfer the bitter melon to a plate and serve while warm.