IN: Write the next sentence in this paragraph:
How to pay off student loans with a mortgage
Identify the types of mortgage loans available.
You can typically get a second mortgage (home equity loan), cash-out refinance loan, or a home equity line of credit (heloc). Each of these loans has benefits and drawbacks that you will want to discuss with your lender.
OPTIONS:
- Heloc loans are generally considered " less than standard " mortgages while they provide a lower interest rate. They are therefore less able to be cashed in than other options for loan repayment.
- Before choosing your loan option, have your lender compare each option against the other two, and get a second opinion. Second mortgage: you borrow against the equity in your home and receive a lump sum.
- Your lender will determine which one is best for you and what you can do to raise the minimum interest rate and fee. There are several choices you can pursue : Cash-out refinancing.
- Look for loans with at least three different types of interest. Offering the same interest rate over and over will be exhausting.

OUT: Before choosing your loan option, have your lender compare each option against the other two, and get a second opinion. Second mortgage: you borrow against the equity in your home and receive a lump sum.

IN: Write the next sentence in this paragraph:
How to divide cremated remains
Respect the wishes of the deceased.
Consider their religion and its tenets regarding common cremation or burial procedures. For example, division is not recommended by the catholic church, as they treat remains as a single body.
OPTIONS:
- And islam is against the scattering of ashes, while hinduism is not. If you're unsure of the deceased's wishes, talk amongst family and loved ones to try and get a better idea.
- But they may have done it because they think it is appropriate and natural. However, separating cremated remains is still important, so long as there are other ways in which to preserve the ashes.
- Respect the burial laws in the region or city where the deceased person lived. Consider asking residents to be quiet about funeral expenses and referring to churches in the community.
- Examine the deceased's religious beliefs and rituals in your own religion and line them up to ensure that their boundaries are well met. If you do decide to separate your deceased funeral and burial remains, keep in mind that your personal ethics and ethical beliefs will alter the rules.

OUT: And islam is against the scattering of ashes, while hinduism is not. If you're unsure of the deceased's wishes, talk amongst family and loved ones to try and get a better idea.

IN: Write the next sentence in this paragraph:
She holds up the ingredients and instructs what you'll need to make a sandwich. She begins chopping the vegetables and putting the dressing on the bread. she
OPTIONS:
- interacts with the slices of tomatoes and cheese as she talks about the preparation method for making sandwich meat.
- pictures the potato salad and rolls the sandwich in the sandwich before adding them to a preparation tray.
- spreads around the dressing and puts the other ingredients on the sandwich to finish.
- places the sandwich on the bread and starts picking out sandwich items and placing them in a bag.

OUT:
spreads around the dressing and puts the other ingredients on the sandwich to finish.