The beer industry is one of the most heavily taxed and thoroughly regulated sectors in the U.S. Because of this, you will have to pay for much more than brewing equipment and location. Depending on your state's laws, you might also have to pay for distribution and extra structural reinforcements to support large tanks. You will also have to apply for a federal brewing permit from the Alcohol and Tobacco Tax and Trade Bureau, a process which can take up to a year. In order to be approved, you must have all of your equipment in place and your location completely prepared for business before you can begin selling to the public. It will be up to you to decide how to finance your brewery. If you rely on investments from other people, you will be required to have a quicker return on investment than if you invest your own money. Depending on the size and location of your brewery, it could cost between $500,000 and $1 million to open. Although beer is heavily taxed at $18 a barrel, the federal government offers a reduced $7 a barrel rate for craft brewers on their first 60,000 barrels. This reduced tax, first implemented in 1991, was designed to help small business owners open craft breweries. One of the key determinants of your investment and business plan will be how many barrels of beer you want to brew. Remember that 1 barrel = 31 gallons = 320 12 oz glasses of beer. Most microbreweries make less than 15,000 barrels a year, and some make only a few hundred. Your equipment costs will also be determined by how much you plan to brew.. Equipment to produce one barrel of beer can cost $100,000 (bought used) whereas brand new equipment to produce 30 barrels of beer can cost $1 million or more. You should have some idea of where you plan to put your brewery. Will you have a small tasting room or will you also have a restaurant attached to your brewery? Will you plan to sell merchandise like t-shirts and pint glasses in addition to beer? These factors will determine what kind of space you need to have. Finding a location that is on the edge of a busy area is generally a good place to start looking. You will still benefit from foot traffic, but you won't have to pay an exorbitant amount in rent or on your mortgage. After you have determined the above factors, you need to start raising capital to open your brewery. If you cannot provide all of the startup costs yourself, you will need to get money from other sources. One of the most effective methods for raising funding is to draw up a business plan and show it to potential investors. The business plan should include your operational budget, your location, your plans for making a profit for the first year, and your longterm plans for expansion. Your plan must clearly show how you will fund the business. For instance, make it clear that you will provide 70% of the capital with your own personal money, 15% of the cost from small business loans and 15% from friends and family. The business plan should also include your Unique Selling Point (USP). What does your brewery offer that no other competitor offers in the area (such as unique beer flavors or brewing methods)? Why should an investor pick your project over someone else's business? Make a passionate case for your business. One of the most common sources of funding for small businesses comes from friends and family who already know you. They will understand your level of passion for the project and your general knowledge of the business. Beware that taking money from friends and family could potentially hurt your relationships if you do not handle their investment responsibly or if the business fails. The U.S. Small Business Administration is designed to help owners like yourself. Their SBA 7a loan is meant to help you pay for things such as real estate, machinery, and other operational expenses. The 7a loans are set at a maximum of $5 million; the average amount granted in 2012 was $337, 730. The interest rates vary because they are negotiated by the lender and the applicant. The application for this loan requires significant paperwork, including your personal financial history, projected loss statements, information for any other owners or affiliates, and income tax returns. A home equity loan is based on the difference between the price your home could currently gain on the market and the amount you still owe on the mortgage. If you have significant equity on your home, you could use this to finance your brewery. Don't just take the first loan that is offered to you. Instead, compare interest rates and repayment plans from multiple banks, credit unions, and mortgage companies. Keep the risks of this loan in mind. If you cannot repay the loan according to the lender's terms, you could be forced to sell your house. This should not be used as your first resort. If you know that your friends and neighbors would love to have a great brewery in their neighborhood, then look into crowdsourcing web sites like Kickstarter and GoFundMe. These sites will allow your potential customers to donate to you directly; it will also be a great way to promote your business before it opens. Hiring a lawyer and an accountant early in your business strategy will help you make sure your business is functioning properly. An accountant will oversee your costs and help you stick to your budget, while a lawyer will make sure you stay compliant with all state and federal guidelines for brewers. The microbrewers are known for being supportive of each other (especially when you have a common antagonist in large corporations, such as Anheuser Busch). Visit other microbreweries and ask them for their opinions, especially on picking equipment and designing the space for their customers.

Summary: Prepare for a huge investment. Take advantage of the tax code. Calculate your barrels. Scout a location. Gain startup capital with a business plan. Present your business plan to friends and family. Apply for a small business loan. Use a home equity loan to finance your microbrewery. Look into crowdsourcing for raising capital. Protect yourself legally and financially. Visit your competitors.

Make sure that you use shampoo and conditioner that you like. Look at the label and make sure it's formulated for curly hair. Light formulas with mild moisturizers are best for looser curls and oily hair. Thicker formulas are better for tighter curls and drier hair. Tight curls or kinks will usually need a cream conditioner. Dry curls will need a conditioner with heavy moisturizers or oils. For damaged curls, buy a conditioner especially for damaged hair. Curly hair tends to see the most dryness and damage at the ends since the ends are the oldest part of the hair. Focus on conditioning the ends and then work your way up towards the roots. Use more on the ends, and very little at the roots--this will help maintain your hair's natural shape by preventing oily buildup at the roots. Keep the conditioner in your hair for at least five minutes. You can increase the time to fifteen or twenty minutes if your hair is badly damaged or unusually dry. Rinse out your hair thoroughly, using cool water to lock in your hair's natural oils and smooth your hair by sealing the cuticle. Run your fingers or a wide-tooth comb through your hair to detangle it while rinsing. Using a wide-tooth comb is particularly useful for tightly coiled textured hair. Many companies make leave-in conditioners or hair masks, especially for curly hair. These can give your hair additional protection and make managing your curly hair a little easier. Apply according to the package directions, leave in, and style your hair as usual. Air drying is the best way to prevent damage and frizz to curly hair. If you generally rely on blow drying to help style your hair, try other methods to curl or straighten your hair. Too much heat can damage your curly hair! If you use a curler, straightener, or hot comb, set it to the lowest temperature possible. If you use a curler, get a wide diameter one to prevent overusing it on your hair.
Summary: Choose a conditioner of your choice. Apply the conditioner. Let the conditioner sit for five to twenty minutes. Rinse your hair with cool water. Use a leave-in product (optional). Let your hair air dry. Turn heat-styling tools to their lowest setting.