Thelma James was a prime candidate for a real estate ripoff: She is 68, has precious little money and can't read or write. "I won't lie to you. I was so-o-o excited," the widow and former duplex dweller said of the purchase of her first home, a sagging frame structure on Snowden. "I was glad to get me a house." When James realized she had been swindled she turned to Memphis Area Legal Services, which represented her in a lawsuit. Now, James's monthly house notes have dropped from $796 - more than twice her monthly income - to an affordable $247. Some of the people who took advantage of her through a questionable loan program were sent to jail. "I don't know what I would have done without Legal Services," said James. "They solved a lot of my problems." James is one of more than 3,000 clients served last year by MALS, which provides assistance for civil matters, such as domestic abuse and family-related problems, Social Security and Supplemental Security Income, veterans, housing and consumer fraud cases. Like James, most clients are elderly or female. Some are handicapped. Some need medical care or veteran's benefits. Some are trying to escape eviction or an abusive marriage. And 87 percent live at or below poverty level. Shelby County Mayor A C Wharton recently said Legal Services is important for those who, because of poverty or other struggles in life, think justice is an empty word. "They must be given reason to believe that the law is for them too," said Wharton, a former executive director of MALS. But MALS faces a funding crunch next year, brought on by a $200,000 shortfall from three revenue sources.
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QUESTION: Who solved a lot of Thelma James problems?

What a time of it Dawson's Landing was having! All its life it had been asleep, but now it hardly got a chance for a nod, so swiftly did big events and crashing surprises come along in one another's wake: Friday morning, first glimpse of Real Nobility, also grand reception at Aunt Patsy Cooper's, also great robber raid; Friday evening, dramatic kicking of the heir of the chief citizen in presence of four hundred people; Saturday morning, emergence as practicing lawyer of the long-submerged Pudd'nhead Wilson; Saturday night, duel between chief citizen and titled stranger. The people took more pride in the duel than in all the other events put together, perhaps. It was a glory to their town to have such a thing happen there. In their eyes the principals had reached the summit of human honor. Everybody paid homage to their names; their praises were in all mouths. Even the duelists' subordinates came in for a handsome share of the public approbation: wherefore Pudd'nhead Wilson was suddenly become a man of consequence. When asked to run for the mayoralty Saturday night, he was risking defeat, but Sunday morning found him a made man and his success assured.
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QUESTION: How long did it take for Pudd'nhead Wilson's chances to be elected mayor to change?

(CNN) -- Horror-meister, Stephen King calls George Pelecanos "perhaps the greatest living American crime writer." His stories are set in Pelecanos' hometown of Washington, D.C., but this is not the side of the U.S. capitol that you see portrayed on TV with white marble monuments, lawyers and lobbyists. Pelecanos is more interested in working families struggling to get by, the racial tensions in its ethnic neighborhoods and the low-lifes on the edges. His crime-writing peers call Pelecanos the "undisputed poet" of Washington's gritty side. The best-selling and award-winning author is out this week with his 17th and latest novel, "The Cut." It's the first in a new series featuring Iraq war veteran and private investigator Spero Lucas. When he's not working for a Washington defense attorney, Lucas recovers stolen property for a 40% cut. Now, a high-profile crime boss hires Lucas to find out who's been stealing from him, and it could turn out to be Lucas' biggest payday or an untimely end. While Pelecanos made his bones in the noir tradition, there's a definite "Western" feel to "The Cut." The new novel takes place in a morally gray and often violent world. It's peppered with pitch-perfect dialogue and captures the sights, sounds and taste of Washington in rich detail. In short, Pelecanos reads like the real deal. Pelecanos knows a thing or two about capturing the authenticity of urban America with an ethnically and socially diverse cast. In addition to his success as a novelist, Pelecanos is a producer and writer for HBO's New Orleans-set, "Treme." He was previously a producer and Emmy-nominated writer on the hit series "The Wire" and the miniseries "The Pacific." Read an excerpt from "The Cut" CNN recently spoke to Pelecanos about his new novel. The following is an edited transcript. CNN: Tell me more about your new character, Spero Lucas.
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QUESTION: In what type of world does "The Cut" take place?

Tropical climates are found around the equator. These climates have warm temperatures year round. Tropical climates may be very wet or wet and dry. Tropical wet climates occur at or very near the equator. They have high rainfall year round. Tropical rainforests grow in this type of climate. Tropical wet and dry climates also occur near the equator. They receive less rainfall. Most of the rain falls in a single season. The rest of the year is dry. Few trees can withstand the long dry season. The main plants are grasses. Dry climates receive very little rainfall. They also have high rates of evaporation. This makes them even drier. Deserts can get less than 25 centimeters of rain per year. Thats less than 10 inches per year. How much rain do you get at your house?
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QUESTION:
Where does it rain less than 10 inches a year?