Article: Pumice stones are known for their ability to exfoliate and remove dead skin cells. If you have one of these objects lying around, it can do wonders for your toilet bowl! You can also purchase a pumice stone affixed to a stick--known as a Pumie--created for this very purpose. If you'll be using a traditional pumice stone, you will need to submerge your hands in water, and you may want to wear rubber gloves and a plastic apron. Before you begin scrubbing your toilet, it is important to soften the pumice stone in water. Place the stone inside your toilet bowl and wait 15 minutes. Once the stone has softened a bit, simply rub it against the rings in your toilet. The pumice stone acts almost like a pencil eraser, removing hard water rings before your eyes! When you are finished, give your toilet a flush.
Question: What is a summary of what this article is about?
Grab a pumice stone. Submerge the stone in water. Rub any toilet rings with the stone.
Article: There are more varieties than just white cake mix and chocolate cake mix. Here are some other options: Red-velvet is great when paired with cream cheese frosting. Yellow is great when paired with chocolate frosting. Birthday or Funfetti cake mixes are a basic white or yellow cake, but with sprinkles. Stir the food coloring into the batter before you pour it into the cupcake wells. The more color you use, the brighter/darker your cupcakes will be. You can use either gel, paste, or liquid food coloring, but liquid food coloring will be less intense. Consider matching the color to the upcoming holiday. For example, if it is February, you can make the cupcakes red or pink in honor of Valentine's Day. If it is March, you can make them green in honor of Saint Patrick's Day. Once you have stirred your batter together, add about cup (55 grams) of sprinkles into the batter and give it a final stir. Transfer the batter into the cupcake wells. Note that the color from the sprinkles may bleed a little bit into the cupcake itself. You can use more sprinkles if you want. Prepare the two cake mixes separately Pour enough of each one to fill the cupcake wells two-thirds to three-fourths of the way. Give the batters one or two quick stirs with a toothpick before popping the pan into the oven. Be sure to use the same pudding flavor as the cake mix. For example, if you are using vanilla cake mix, use vanilla pudding; if you are using lemon cake mix, use lemon pudding. Add the pudding into the cake mix before you stir in the wet ingredients. If you are adding chocolate pudding, consider adding some instant coffee as well. This will help intensify the chocolate flavor. Add 1 more egg than what the box instructs along with the rest of your wet ingredients. Once the batter is blended, stir it for 3 more minutes.
Question: What is a summary of what this article is about?
Experiment with different cake mixes. Consider adding some food coloring to a white cake mix. Add some fun to a plain white or yellow cake mix with sprinkles. Mix white and chocolate cake mixes for a marbled cupcake. Add a packet of instant pudding for moist and fluffy cupcakes. Add an extra egg and stir the batter longer to make the cupcakes fluffier.
Article: Many employers offer the opportunity to automatically put aside some of your income in a 401(K) plan and match your contributions. Take advantage of this option to reduce the inconvenience of having to manually make deposits each month. The method by which you set up automatic contributions will vary depending on your employer. Talk to your employer's accounting department to learn more about automatic payments at your workplace. The amount of money you decide to contribute automatically with each pay period is up to you. The more you put away each month, the more you'll have to work with when you retire. In addition to employer-provided plans, put some of your income into other investment or savings accounts like an IRA. Other retirement plans you might want to invest in include Roth IRAs, rollover IRAs, and Spousal IRAs. Each type of account has different maximum contribution limits and different levels of taxation for withdrawals and earnings. Since these contribution limits and taxation levels change frequently and depend on your age, consult a financial advisor for the most current information about the specific individual retirement account you're interested in. You should be able to make automatic contributions to these individual retirement plans, too. Talk to your employer's accounting department for more information. Investing in stocks is a great way to make money. Talk to a certified broker or financial adviser to get started. Contact the stockbroker in your area who charges the lowest service fees. Alternately, use a stock investment app to invest on your own. Stock brokers usually require an initial investment that ranges from $1,000 to $5,000 USD (or more). You can start investing in stocks through some apps with as little as $5 USD. Other apps will require larger initial investments. Some of the most trustworthy stock market investment apps are Stash, Acorns, Betterment, and Wealthfront. Steadily add money to your stock portfolio to grow it over time. Robo-advisors (online services that use algorithms to manage your stocks, mutual funds, or ETF investments) tend to charge less than actively managed funds. Even if you choose to go with an actively managed fund, choose one that charges the lowest possible investment fees. All stock investment entails some risk, but some investments are riskier than others. For instance, if you invest in emerging foreign markets or initial public offerings (which are untested and possibly prone to volatility), you could lose your money. On the other hand, riskier investments tend to have bigger payoffs if they succeed and their price rises. For a safer investment approach, diversify your investments by choosing a mix of different industries (like tech, automobiles, and construction) and put most of your money in long-term mutual funds and ETFs. There's no right or wrong way to balance your investment risk levels if you want to retire by 40. Either a high-risk investment approach or a low-risk investment approach could work. Ethical investing means putting your money into companies whose beliefs align with yours. For instance, if you're a vegetarian, you might not want to invest in a fund that includes meat or fish companies. Ask your broker or financial advisor for a full list of the companies you're invested in. If you've invested through a robo-advisors, the list of companies you're invested in should be available online.
Question: What is a summary of what this article is about?
Set up automatic contributions to your retirement savings. Don't rely just on employer plans. Invest in stocks. Avoid high investment fees. Consider your risk level. Invest ethically.