Problem: Write an article based on this summary: Learn the formula for calculating future value with simple interest. Calculate how much your investment will grow.

Answer: Simple interest is the easiest type of interest to calculate. It is the product of the principal times the interest rate times time. The formula for the future value of money using simple interest is FV = P(1 + rt). In this formula, FV = the future value, P = the principal amount, r = rate of interest per year (expressed as a decimal) and t = the number of years. If you have a nest egg you plan to invest, then you might want to determine how much it will grow over a specific period of time. For example, you might have $5,000 to invest. If the simple interest is 8 percent and you plan to withdraw the funds in 10 years, you could use the formula to determine the future value, with P = 5,000, r = .08, and t = 10. FV = 5,000(1 +.08*10) FV = 5,000 x1.8 FV = 9,000 In 10 years, you would have $9,000.

Problem: Write an article based on this summary: Get a neck massage. See a chiropractor or osteopath. Get referred for physical therapy. Try trigger point therapy. Consider acupuncture. Talk to a physician about more invasive options.

Answer: As noted above, virtually all neck injuries involve the muscles to some extent, so addressing the tight or spasming muscles is a sensible strategy for relieving neck pain. A deep tissue massage is helpful for mild-to-moderate strains because it reduces muscle spasm, combats inflammation and promotes relaxation. Start with a 30 minute massage, focusing on your neck, upper shoulder and base of your skull. Allow the therapist to go as deep as you can tolerate it without wincing. Always drink lots of water right after a deep tissue massage in order to flush out inflammatory by-products and lactic acid from your body. Not doing so might trigger a headache or mild nausea. A single massage may greatly relieve acute neck pain, depending on its cause and degree of seriousness, but sometimes a few more sessions are required. For chronic neck pain, longer-duration (one hour) and more frequent massages (three times per week) may be needed to "break the cycle of chronicity" and trigger healing. Chiropractors and osteopaths are spine specialists who focus on establishing normal movement and function within the small spinal facet joints that connect the vertebrae of the spinal column together. They will examine your neck and try to determine the cause of your pain, whether it's more muscle related or more joint related. Manual joint manipulation, also called a spinal adjustment, can be used to reposition facet joints in the neck that are slightly jammed or misaligned, which triggers inflammation and sharp pain (particularly with movement). Chiropractors and osteopaths often take neck x-rays to better understand your condition and to make sure a spinal adjustment is appropriate and safe. Although a single adjustment can sometimes completely relieve neck pain, more than likely it will take three to five treatments to notice significant results. Your health insurance may not cover chiropractic care, so check your policy. Chiropractors and osteopaths use a variety of other therapies tailored more towards muscle strains, which may be more appropriate for your neck issue. If your neck pain is recurring (chronic) and caused by weak spinal muscles, poor posture or degenerative conditions such as osteoarthritis, then you need to consider undertaking some spinal rehabilitation. A physiotherapist can show you specific and tailored stretches and strengthening exercises for your neck, which is especially important when recovering from serious injuries such as severe whiplash from car accidents. Physiotherapy involving spinal rehabilitation is usually required two to three times per week for four to eight weeks to positively impact chronic or serious neck issues. In addition to strengthening exercises and stretches, physiotherapists can also use devices to treat your neck pain, such as electronic muscle stimulation (EMS), therapeutic ultrasound and/or transcutaneous electrical nerve stimulation (TENS). Good strengthening exercises for your neck include swimming, rowing and abdominal crunches, but make sure your pain is under control first. Your muscle pain might be caused by a tight knot of muscle you can't relax, or a "trigger point." This is especially true of more chronic neck conditions. The trigger point will feel dense and tight to the touch, like a rope or a knot. To relieve this pain, find a specialist certified in trigger point therapy. Otherwise, you can attempt some simple treatments at home. A trigger point therapist may be a massage therapist, physical therapist, chiropractor and even a physician. To treat a trigger point yourself, try laying down on your back on a mat on the floor. Take a tennis ball and place it under your back, positioning it beneath the trigger point. Use your own weight to apply pressure to the trigger point. If this is too painful, you are using too much pressure. The feeling as you work out the knot should be strong and satisfying; you might describe it as "hurting so good." Acupuncture involves inserting very thin needles into specific energy points within your skin in efforts to reduce pain and inflammation. Acupuncture for neck pain can be very effective, especially if it's done when your acute symptoms first occur. Based on the principles of traditional Chinese medicine, acupuncture works by triggering the body to release various substances, including endorphins and serotonin, which act to reduce pain. Acupuncture has a strong safety record and is relatively affordable, so it's worth a try for your neck pain if other treatments don't work. There is mixed scientific evidence that acupuncture is helpful in relieving chronic neck and back pain, but there's numerous anecdotal reports that suggest it can be a viable treatment option. Keep in mind that the acupuncture points used to reduce your neck pain may not be located in or near the neck some points can be in distant areas of the body. Acupuncture is now practiced by a variety of healthcare professionals including some physicians, chiropractors, physiotherapists and massage therapists but whoever you choose should be certified by the National Certification Commission for Acupuncture and Oriental Medicine. If your neck pain does not respond to home remedies or other more conservative (alternative) therapies, then consult with your family doctor about more invasive treatments, such as corticosteroid injections and/or surgical options. A corticosteroid injection into an inflamed neck joint, muscle or tendon can quickly reduce inflammation and pain, and allow for greater range of motion and function. However, steroidal injections should not be given more than a few times per year due to side effects, such as muscle / tendon weakening and compromised immune function. Neck surgery should be considered only as a last resort, although it's obviously indicated for fractures and dislocations caused from either trauma or osteoporosis (brittle bones from lack of minerals). Other conditions of the neck that often warrant surgery include intervertebral disc herniations ("slipped" disc), severe inflammatory arthritis and bone infection (osteomyelitis). Your doctor may take x-rays, CT scans, MRI, diagnostic ultrasound or a nerve conductance study to better understand the cause and seriousness of your neck pain. If surgery is indicated, your family doctor will refer your to an orthopedic surgeon who specializes in spinal pathology.

Problem: Write an article based on this summary: Avoid hot beverages. Cut down on alcohol and caffeine. Drink lots of water throughout the day. Manage stress. Exercise once a day.

Answer:
Hot teas or soups may trigger hot flashes in menopausal women. Alcohol and caffeine may make you sweat while you sleep by throwing off your hormonal balance. Do not have alcohol or caffeine based products like coffee, soda, or caffeinated teas two to three hours before bed. Staying hydrated will help to regulate your body temperature and keep you cool while you sleep. Carry a water bottle with you and sip out of it throughout the day. Put a full glass of water by your night table so you can drink it before you go to sleep. If you aren't a big fan of drinking water, try putting sliced fruit like lemon or lime in the water. You can also put cucumber slices in the water. Additional stress of any kind is one of the largest contributing factors to night sweats. Practicing mindfulness, meditation and breathing techniques is helpful in bringing stress levels down. Staying active can help you to maintain a regular body temperature and reduce your stress levels, which can cause night sweats. Try to be physically active at least 30 minutes a day. Go for a run or a jog around the neighborhood. Take a fitness class at your local gym. Do a workout on your own at the gym.