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Read the following article and select the best answer. Article: The businessman was deep in debt and could see no way out. Creditors were closing in on him. Suppliers were demanding payment. He sat on the park bench, head in hands, wondering if anything could save his company from bankruptcy . Suddenly an old man appeared before him. "I can see that something is troubling you." he said. After listening to the businessman, the old man said: "I believe I can help you." He asked the man his name, wrote out a check , and pushed it into his hand saying: "Take this money. Meet me here exactly one year from today, and you can pay me back at that time." Then he turned and disappeared as quickly as he had come. The businessman saw in his hand a check for $500,000, signed by John D. Rockefeller, then one of the richest men in the world! "I can settle all my debts in a moment!" he realized. But instead, the man decided to put the uncashed check in his safe, just knowing it would give him the strength to work out a way to save his business. With renewed optimism, he made better deals and extended terms of payment. He closed several big deals. Within a few months, he was out of debt and making money once again. Exactly one year later, he returned to the park with the uncashed check. At the agreed-upon time, the old man appeared. But just as the businessman was about to hand back the check and share his success story, a nurse came running up and grabbed the old man. "I'm so glad I caught him!" she cried. "I hope he hasn't been bothering you. He's always escaping from the rest home and telling people he's John D. Rockefeller." And she led the old man away by the arm. The businessman stood there, still and shocked. All year long he'd been wheeling and dealing, buying and selling, believing that he had half a million dollars behind him. Suddenly he realized that it wasn't the money, real or imagined, that had turned his life around. It was his newfound self-confidence that had given him the power to achieve anything he wanted to. Question: What is the message of the story? - An offer of money can be a mixed blessing. - A mad man can save a bankrupt company. - It's always good to have some backup money. - Self-confidence matters in problem-solving.
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Self-confidence matters in problem-solving.

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Read the following article and select the best answer. Article: It was a hot summer day. My dad and I were getting ready to go out for a ride on the boat with my friend Katie and the dog when the phone call came, the call that made that bright, beautiful day a cold, dark, gloomy one. I had just put on my suit, shorts, and tank top, and packed my bag with sunscreen and everything else I would need for the day. I ran into my parents' room to find Dad. When I saw him on the phone, he was crying. I'd never seen my dad cry before. My heart sank. What possibly could have happened? "Max, I'm so sorry," I heard him say. That's when it hit me. I knew that Suzie had died. Max has been my dad's best friend for years. Suzie, his daughter, had a rare disease that mainly affected her body. Her brain was OK. She knew what was going on; she knew that she had problems and was different from other kids. Once she told her dad that she wished she could die and be born in a different body. Yet although she couldn't live a normal life ,she was still happy. When Suzie and I were little, we spent quite a bit of time together. As we grew up, we grew apart. She lived in New York, and I lived in the Midwest. When Suzie was ten she had to live in a hospital in Virginia. About eight months before she died, Max gave us her number at the hospital and we talked at least twice a week until the end. Suzie was always so excited to talk to us and wanted to know every detail about my life. She wanted to know everything I did and every thing I ate. _ After we found out about her death, we made our plans to go to New York for the funeral. When she was alive, I sent her a Beanie Baby and she sent one back to me. I had bought her another one but never had the chance to send it to her, so I took it to put in her casket . Her funeral was very different from any funeral I'd ever been to. After they lowered her casket, each one of us put a shovelful of dirt over her. I remember crying so hard, I felt weak. My cheeks burned from the tears. My whole body was shaking as I picked up the shovel, but I'm glad I did... Question: Which of the following is TRUE according to the text? - Suzie was the only person helping the author with difficulties. - The author feared that she might also get the same disease as Suzie. - The author benefited a lot from talking on the phone with Suzie. - The author didn't understand Suzie was her true friend until Suzie's death.
(Answer)
The author benefited a lot from talking on the phone with Suzie.

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Read the following article and select the best answer. Article: Maybe you never opened that account, but someone else did ----someone who used your name and personal information to commit fraud . When an imposter uses your name, your credit card number, or some other piece of your personal information for their own purpose -in short, when someone takes your personal information without your knowledge -it's a crime, pure and simple. The biggest problem is that you may not know your identity has been stolen until you notice that something's wrong: you may get bills for a credit card account you never opened, your credit report may include debts you never knew you had, a billing cycle may pass without your receiving a statement, or you may see charges on your bills that you didn't sign for, and even don't know anything about. If someone has stolen your identity, the Federal Trade Commission (FTC) suggests that you take three actions immediately. First, contact the fraud departments of each of the three major credit offices. Tell them to flag your file with a fraud alert including a statement that creditors should get your permission before opening any new accounts in your name. Then, ask the credit offices for copies of your credit reports. Credit offices must give you a free copy of your report if it is not correct because of fraud. Review your reports carefully to make sure no additional fraudulent accounts have been opened in your name or unauthorized changes made to your present accounts. In a few months, order new copies of your reports to check your corrections and changes, and to make sure no new fraudulent activity has occurred. Question: Which is the least possible if a fraud has happened to you? - You may have debts in your credit card. - You may find charges on your bills unauthorized. - A new credit card may be opened in your name. - The fraud departments can find out the imposter right away.
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The fraud departments can find out the imposter right away.