Problem: Write an article based on this summary: Check for snow that's moist and packable. Find a flat section of lawn. Build the snowman in the shade.

Answer: If your snow is too fluffy or powdery, you will not be able to make a snowman. Go out to the snow and scoop some up between both of your hands. Press it together, and if it forms into a ball, you'll be able to make a snowman. If the snow falls apart, it's no good for making a snowman. If you are determined, you can mix some water into the powdery snow as you roll it up, but this is not guaranteed to work. If you build your snowman on a slope, it may topple over. You also don't want to build on asphalt or cement because those store more heat, and your snowman might get in the way of you driving or walking. Make sure the area has enough snow for you to use, as well. If you want your snowman to last as long as possible without melting, build it somewhere that doesn't get much direct sunlight. If there's a big shady tree near you, that's a great spot. Making the snowman close to a building also provides shade for some of the day. This is just to help the snowman last longer. If you don't have much shade around, that's okay.

Problem: Write an article based on this summary: Wait until late summer or early fall to plant. Dig out rows in the soil if you are planting the collards in the ground. Plant seeds just below the surface of the soil. Thin your seedlings when they are 8 inches (20cm) to 10 inches (25cm) high. Transplant seedlings from containers to the ground, if you want. Fertilize your plants.

Answer: Collard greens are a cool weather crop. Planting in late summer or early fall so they can beat the heat and grow well. When the soil temperature reaches 45F (7C), it is warm enough for collards to sprout. Use your spade to take out some dirt in long lines and mound it up on the sides. Create rows that are 24 inches (61cm) to 36 inches (91cm) apart. Whether you're planting them in the ground or in containers, place seeds 0.25 inches (0.64cm) below the surface of the soil. Alternatively, you can sprinkle seeds on the soil, then lightly cover them. You can simply scatter the seeds, since you will then them out to save the healthiest plants later. Your seeds should germinate in about 5 to 10 days. If you planted lots of seeds there's a good chance a lot of them will sprout. Pull up the smallest or weakest, and leave just the strongest, healthiest ones. If you planted in the ground, thin the seedlings until those remaining in the soil are 18 inches (46cm) to 24 inches (61cm) inches apart. Save the seedlings you pull up and add them to your salads for a tasty treat. After the seedlings are several inches high, you can take the whole root ball out of the container and plant it in a hole in the ground that's slightly larger. Fill in the rest of the space with soil. Water the seedlings well when you're done Collard greens can grow just fine in containers, so there's no need to transplant if you don't want to. Spread 1 cup of fertilizer to the side of your plants soil for every 30 feet (9.1m) you have planted in row, once they are several inches high. Lightly rake the soil to mix the fertilizer in, then water your plants. Choose a fertilizer that is high in nitrogen. Collard greens need this nutrient to produce healthy leaves. If you have planted collards in containers, use about 1 tablespoon (15mL) of fertilizer per plant. Keep an eye on your plants. If their leaves begin to look pale instead of dark green, fertilize again in 4-6 weeks.

Problem: Write an article based on this summary: Understand how the value of money fluctuates over time. Learn about interest rates. Evaluate the worth of an amount of money today after a given period of time.

Answer: The value of $100 is different today than it was five years ago or will be five years from now. When you invest money or deposit it into an interest-bearing account, the value will increase or decrease depending on the rate of return. In addition, inflation affects the value of money. Even though $100 may be enough to purchase an item today, it may not be enough to purchase that same item in the future. Interest rates cause the value of money in investments or interest-bearing accounts to increase. Inflation causes the value of money to decrease by losing purchasing power. The interest rate is the cost of borrowing money. It is expressed as an annual percentage of the total amount borrowed. You pay interest on loans and credit cards. But banks, governments and other large companies also need to borrow money. When you invest or make a deposit into an interest-bearing account, you are essentially lending money to that institution. So they pay interest to you. The rate of return on an investment or deposit account is the amount of interest you are paid divided by the amount of dollars in the account or investment. It is the gain or loss of money over a specific period of time. It is expressed as an annual percentage of the original amount. The change in the value of money over time is calculated using information about interest rates and inflation. If you want to evaluate the future value of an investment, you multiply the principal by the given interest rate. If you want to estimate your purchasing power over time, you consider how interest rates are increasing the value of money and how inflation is decreasing it. The nominal interest rate is the stated interest rate on a loan or rate of return on an investment. The real interest rate is the nominal interest rate minus the rate of inflation. So if you have an investment with annual rate of return of 10 percent, and the rate of inflation is 4 percent, then your real rate of return is 6 percent. Understand the difference between simple and compound interest. Simple interest is the principal amount multiplied by the interest rate and the number of accounting periods in a loan or investment. Compound interest is calculated in the principal amount plus any accrued interest from previous periods. Compound interest accrues, or increases, much more quickly than simple interest.

Problem: Write an article based on this summary: Administer flea medication obtained from your vet. Give your pet a flea bath or a flea dip. Try a spray or powder. Never use a dog product on a cat or vice versa.

Answer:
If you haven't already, talk to your vet about treatment options for your pet. These may include topical treatments, oral medication, or injections. These will kill the fleas on your pet and prevent reinfestation. Again, keep in mind that not all of these treatments work. Talk to your vet about the best treatment for your pets. This can kill the fleas that are currently on your pet, though it will not prevent them or do anything if there are fleas in the environment that jump back on to your pet. Look for a pet shampoo or dip that will kill fleas, larvae, and eggs. Take extra care to wash your pet's head after you've washed his body. Fleas might try jumping onto the head to avoid being washed. Be sure to follow the directions for use and frequency and completely rinse the product off of your pet. DO NOT use dog shampoo or dips on cats. Keep in mind that these types of product will cleanse the pet, but they do not have persistent action to stop the pet from becoming reinfected. You must use another product (such as a spot-on treatment or collar) to prevent reinfestation. Flea sprays and powders, available at pet stores, are applied to the pet's fur. They may need to be worked in to reach the skin to kill the adult fleas. Follow the instructions on the package for proper use. Flea control products are specially formulated for use on a certain type of pet. They are not interchangeable. Do not use a dog-formulated product on your cat, and vice versa.