What is the most logical next event?

How to negotiate mortgage forbearance
Understand how forbearance can benefit you.
Forbearance provides a temporary suspension or reduction of your mortgage payments. For this reason, it may help you stay in your home until your financial situation improves.

OPT:
(A). Forbearance can be a useful way to get out of a financial hole caused by illness, divorce, or the loss of a job. The lender cannot file foreclosure against you once you have negotiated a mortgage forbearance agreement, unless you default on the repayment plan.;
(B). A " temporary suspension " protects you if you pay off your car and in exchange you pay off your home loan. In exchange for a temporary suspension, you are forced to pay down your monthly payments so that your home loan payments do not affect your monthly mortgage payments.;
(C). You will receive monthly or periodic monthly payments for a period of three years. Keep in mind that there are several different types of forbearance, and each has advantages and disadvantages.;
(D). The term of forbearance is set within 30 days of your first purchase of your home, and begins when you buy a home and get a discount on the purchase price. Your mortgage is refunded to you once the seller sells the home.;
(A).