The dermis is the inner layer of skin. The dermis has blood vessels and nerve endings. The nerve endings explain why your skin is sensitive. You can sense pain, pressure, and temperature. You cut your finger and it starts to bleed. What has happened? If your skin bleeds, it means you have cut the dermis layer and damaged blood vessels. The cut really hurts. It hurts because of the nerve endings in this skin layer. The dermis also contains hair follicles and two types of glands. Hair follicles are structures where hairs originate. Each hair grows out of a follicle. Hair passes up through the epidermis. It then extends above the skin surface. Oil glands produce an oily substance. The oil is secreted into hair follicles.

Why does the cut really hurt?

The second major point on which the principals had agreed on March 10 was the need to crack down on terrorist organizations and curtail their fund-raising. The embassy bombings of 1998 had focused attention on al Qaeda's finances. One result had been the creation of an NSC-led interagency committee on terrorist financing. On its recommendation, the President had designated Bin Laden and al Qaeda as subject to sanctions under the International Emergency Economic Powers Act. This gave theTreasury Department's Office of Foreign Assets Control (OFAC) the ability to search for and freeze any Bin Laden or al Qaeda assets that reached the U.S. financial system. But since OFAC had little information to go on, few funds were frozen. In July 1999, the President applied the same designation to the Taliban for harboring Bin Laden. Here, OFAC had more success. It blocked more than $34 million in Taliban assets held in U.S. banks. Another $215 million in gold and $2 million in demand deposits, all belonging to the Afghan central bank and held by the Federal Reserve Bank of New York, were also frozen. After October 1999, when the State Department formally designated al Qaeda a "foreign terrorist organization," it became the duty of U.S. banks to block its transactions and seize its funds. Neither this designation nor UN sanctions had much additional practical effect; the sanctions were easily circumvented, and there were no multilateral mechanisms to ensure that other countries' financial systems were not used as conduits for terrorist funding. Attacking the funds of an institution, even the Taliban, was easier than finding and seizing the funds of a clandestine worldwide organization like al Qaeda. Although the CIA's Bin Laden unit had originally been inspired by the idea of studying terrorist financial links, few personnel assigned to it had any experience in financial investigations. Any terrorist-financing intelligence appeared to have been collected collaterally, as a consequence of gathering other intelligence. This attitude may have stemmed in large part from the chief of this unit, who did not believe that simply following the money from point A to point B revealed much about the terrorists' plans and intentions. As a result, the CIA placed little emphasis on terrorist financing. Nevertheless, the CIA obtained a general understanding of how al Qaeda raised money.

How much money was frozen after the President applied the same designation to the Taliban?

In February 1998, the 40-year-old Saudi exile Usama Bin Laden and a fugitive Egyptian physician, Ayman al Zawahiri, arranged from their Afghan headquarters for an Arabic newspaper in London to publish what they termed a fatwa issued in the name of a "World Islamic Front." A fatwa is normally an interpretation of Islamic law by a respected Islamic authority, but neither Bin Laden, Zawahiri, nor the three others who signed this statement were scholars of Islamic law. Claiming that America had declared war against God and his messenger, they called for the murder of any American, anywhere on earth, as the "individual duty for every Muslim who can do it in any country in which it is possible to do it." Three months later, when interviewed in Afghanistan by ABC-TV, Bin Laden enlarged on these themes. He claimed it was more important for Muslims to kill Americans than to kill other infidels." It is far better for anyone to kill a single American soldier than to squander his efforts on other activities," he said. Asked whether he approved of terrorism and of attacks on civilians, he replied:"We believe that the worst thieves in the world today and the worst terrorists are the Americans. Nothing could stop you except perhaps retaliation in kind. We do not have to differentiate between military or civilian. As far as we are concerned, they are all targets." Note: Islamic names often do not follow the Western practice of the consistent use of surnames. Given the variety of names we mention, we chose to refer to individuals by the last word in the names by which they are known: Nawaf al Hazmi as Hazmi, for instance, omitting the article "al" that would be part of their name in their own societies. We generally make an exception for the more familiar English usage of "Bin" as part of a last name, as in Bin Laden. Further, there is no universally accepted way to transliterate Arabic words and names into English. We have relied on a mix of common sense, the sound of the name in Arabic, and common usage in source materials, the press, or government documents. When we quote from a source document, we use its transliteration, e.g.,"al Qida" instead of al Qaeda. Though novel for its open endorsement of indiscriminate killing, Bin Laden's 1998 declaration was only the latest in the long series of his public and private calls since 1992 that singled out the United States for attack. In August 1996, Bin Laden had issued his own self-styled fatwa calling on Muslims to drive American soldiers out of Saudi Arabia.
Why does the author use the spelling "Al Quida" instead of "Al Qaeda"?