Read the following article and answer the question. Article: Every day on the road, accidents are caused. They do not only happen. The reason may be easy to see: an overloaded tray, a shelf out of reach, a patch of ice on the road. But more often than not there is a chain of events leading up to the misfortune-frustration, tiredness or just bad temper-that show what the accident really is, a sort of attack on oneself. Road accidents, for example, happen frequently after a family quarrel, and we all know people who are _ , so often at odds with themselves and the world that they seem to cause accidents for themselves and others. By definition, an accident is something you cannot predict or avoid, and the idea which used to be current, that the majority of road accidents are caused by a minority of criminally careless drivers, is not supported by insurance statistics. These show that most accidents involve ordinary motorists in a moment of carelessness or thoughtlessness. It is not always clear, either, what sort of conditions make people more likely to have an accident. For instance, the law requires all factories to take safety actions and most companies have safety committees to make sure the regulations are observed, but still, every day in Britain, some fifty thousand men and women are absent from work due to an accident. These accidents are largely the result of human error or misjudgment-noise and fatigue, boredom or worry are possible factors which contribute to this. Doctors who work in factories have found that those who drink too much, usually people who have a high anxiety level, run three times the normal risk of accidents at work. Question: Which of the following is NOT discussed as a factor of accidents in this passage? Answer:
OPTIONS:
- Mood
- Carelessness
- Tiredness
- Weather

Answer: Weather

Read the following article and answer the question. Article: Spending beyond one's means is becoming a national problem for Americans.Borrowing has become so easy that it takes great willpower for people to refuse it."I received a number of gold MasterCard and gold Visa card offers in the mail during the past two months,"said one computer engineer at AT &T Bell Laboratories in Chicago."I got three of them in one day last week." Lenders are providing easy credit for borrowers.Many banks now offer every borrower a great variety of credit,a service once offered almost only to big companies.Norwest Bank Minneapolis offers lending programs for cars and boats that can cut monthly payments nearly m half .Carmakers,too,are lengthening easier terms.Ford Motor Credit states that 45 % of its recent lendings has been for sixty months,rather than the sixty-six-month period that was usual before. The total consumer debt in the United States rose 73 percent between 1974 and 1984,as the debt for each man,woman,and child increased from $10,264 to $26,566.Huge debt now is present in our economy at all levels.As a nation,we are more than $7 trillion in debt,and the total keeps increasing astonishingly. As we have over borrowed,so have we overspent.In late 986,the share of after-tax income that Americans saved sank below 2 percent for a short time,less than half the figure at which we saved only 10 years ago.Americans now are buying from foreigners between about $50 and $100 billion more Mercedes and Toyotas, Paris fashions,and tours to Europe than the Boeing 747s, agriculture machinery , or Kansas wheat that the foreigners bought from America. The country could not produce and pay for all the things it wanted. To make a long story short, we Americans have serious problems in keeping down spending and keeping up personal savings.It is high time for us American people to learn the basics of long-term money management. Question: Ford Motor Credit lengthens 45%of its lending to 60 months in order to _ . Answer:
OPTIONS:
- help more Americans to settle their debts
- encourage people to buy foreign cars
- make better use of its money
- attract more customers

Answer: attract more customers

Read the following article and answer the question. Article: The price of milk may be going up. There was not enough rain in some parts of the country last year and the bad weather may mean that a gallon of milk will cost 41 cents more after October 1st. California already has high milk prices and the California court does not want the price to go any higher. High milk prices will be very hard for some people. Families with many children will have to spend more money to buy milk. The poor and older people without much money will also be hurt by higher prices. The court said that more milk from other states should be sold in California as the price of milk from other states is not as high. Some states got enough rain so their costs did not go up. People will then be able to buy the cheaper milk, meaning that unless milk producers bring their milk prices down, their milk will not sell. The drought around the country has meant market forces are likely to push milk prices up by as much as 41-cent a gallon by October 1st. Experts said this decision by the Californian court could reduce the effect of the price rise here. The 41-cent increase would add to California's already high milk prices so California must allow more milk producers from outside the state to sell their products there. This would then lead to increased supplies , which would, as a result, stop milk prices from increasing. Question: Who will be hurt by high milk prices? Answer:
OPTIONS:
- Young people.
- Milk producers from outside California.
- Rich people.
- Families with lots of children.

Answer:
Families with lots of children.