Problem: Article: Every investor wants to know the magic formula that will let him or her know when to buy or sell. Unfortunately, buying silver, like any other type of investing, is primarily educated guessing. Over the past 100 years, the price of silver per troy ounce has ranged in (inflation-adjusted) price from about $4 to $106, with the current price sitting at about $15. This price happens to be quite close to the inflation adjusted price 100 years ago, in 1916. Silver is a good investment from a risk perspective. For one, precious metals, including both silver and gold, typically are counter-cyclical. This means that they generally maintain value or increase in value during a recession. Additionally, silver has many practical, industrial uses, which guarantees that silver will remain in demand (read: at a reasonable market price) as long as other currencies remain strong. The current gold-silver price ratio, which reflect the price of gold against the price of silver, stands at about 82:1 ($1230/oz for gold, $15/oz for silver), well above the historical ratio, which is generally about 15:1. This may mean it is a good time to "buy low" on silver, but the historical price volatility of silver makes for difficult predicting. Do your homework, consult your investment advisor, and make your best educated guess. Gold holds an exalted position among precious metals because of its longstanding association with wealth and objects of beauty like jewelry and its significantly higher per-ounce value than silver. Silver, however, has many benefits as an precious metals investment, and may actually be preferable to gold in some respects. The current price difference per troy ounce of gold and silver stands at roughly a 82:1 ratio; in historical terms stretching back two-plus centuries, the ratio has typically been closer to 15:1. This may mean silver would appear to be severely undervalued compared to gold and a good buy vis-a-vis gold right now, but of course there is no guarantee of that. Silver's lower value may make it less efficient to invest in when compared to gold. $5000 of silver takes up substantially more space than the same value of gold, which is something to consider in regards to the costs of transportation, storage, and protection. Silver has more industrial applications than gold, as it is a common component in consumer electronics, for instance. This tends to give it a greater price volatility than gold. Silver's price does, however, tend to rise faster than gold's during a "bull market" for precious metals (for instance, during the 1970s). This is sage advice for any investor, of course, and is just as true when talking specifically about investing in silver. Spreading your money around in different aspects of silver investing can offer you a greater chance of higher gains while offering the relative security of buying into a precious metal. Whatever its form, precious metals investing should not normally be the dominant focus of your portfolio. Use it as a way to further diversify your investments and to act as a hedge against some of the more volatile aspects of your portfolio. Every expert will offer his or her own particular advice, but one rule of thumb is to keep precious metals investments at roughly 10%-15% of your overall portfolio. Some experts will tell you that if you are going to invest in silver, it is best to go straight to the source and buy tangible amounts of the real thing. In the end, however, the choice on how to diversify (or not) your silver portfolio is yours.
Summary: Decide when to buy silver. Compare silver and gold. Diversify your portfolio.

Problem: Article: Whisk the ingredients together to combine the flavors and set them aside. Gently toss the veggies and the dressing to combine the flavors. Refrigerate this salad for at least an hour, or even overnight, for the flavors to fully blend. Enjoy this cold salad as a side dish at any time.
Summary:
Whisk the ingredients together. Pour the dressing over the vegetable mixture. Refrigerate. Serve.