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How to make money on credit cards
Select the right credit card.
In order to reap the benefits of a cash back credit card, and ultimately reduce the costs of your credit cards, you must consider a variety of factors when selecting your card.
Ask yourself where and when you'll use your credit card.
Know what habits or activities you spend the most money on and plan accordingly. Are you a big traveler? Look for credit cards that offer cash back rewards for airfare and hotel stays.