Part 1. Definition
In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.
Part 2. Example
SECTION 1. LIABILITY OF BUSINESS ENTITIES PROVIDING USE OF FACILITIES
TO NONPROFIT ORGANIZATIONS.

(a) Definitions.--In this section:
(1) Business entity.--The term ''business entity'' means a
firm, corporation, association, partnership, consortium, joint
venture, or other form of enterprise.
(2) Facility.--The term ''facility'' means any real
property, including any building, improvement, or appurtenance.
(3) Gross negligence.--The term ''gross negligence'' means
voluntary and conscious conduct by a person with knowledge (at
the time of the conduct) that the conduct is likely to be
harmful to the health or well-being of another person.
(4) Intentional misconduct.--The term ''intentional
misconduct'' means conduct by a person with knowledge (at the
time of the conduct) that the conduct is harmful to the health
or well-being of another person.
(5) Nonprofit organization.--The term ''nonprofit
organization'' means--
(A) any organization described in section 501(c)(3)
of the Internal Revenue Code of 1986 and exempt from
tax under section 501(a) of such Code; or
(B) any not-for-profit organization organized and
conducted for public benefit and operated primarily for
charitable, civic, educational, religious, welfare, or
health purposes.
(6) State.--The term ''State'' means each of the several
States, the District of Columbia, the Commonwealth of Puerto
Rico, the Virgin Islands, Guam, American Samoa, the Northern
Mariana Islands, any other territory or possession of the
United States, or any political subdivision of any such State,
territory, or possession.
(b) Limitation on Liability.--
(1) In general.--Subject to subsection (c), a business
entity shall not be subject to civil liability relating to any
injury or death occurring at a facility of the business entity
in connection with a use of such facility by a nonprofit
organization if--
(A) the use occurs outside of the scope of business
of the business entity;
(B) such injury or death occurs during a period
that such facility is used by the nonprofit
organization; and
(C) the business entity authorized the use of such
facility by the nonprofit organization.
(2) Application.--This subsection shall apply--
(A) with respect to civil liability under Federal
and State law; and
(B) regardless of whether a nonprofit organization
pays for the use of a facility.
(c) Exception for Liability.--Subsection (b) shall not apply to an
injury or death that results from an act or omission of a business
entity that constitutes gross negligence or intentional misconduct,
including any misconduct that--
(1) constitutes a crime of violence (as that term is
defined in section 16 of title 18, United States Code) or act
of international terrorism (as that term is defined in section
2331 of title 18) for which the defendant has been convicted in
any court;
(2) constitutes a hate crime (as that term is used in the
Hate Crime Statistics Act (28 U.S.C. 534 note));
(3) involves a sexual offense, as defined by applicable
State law, for which the defendant has been convicted in any
court; or
(4) involves misconduct for which the defendant has been
found to have violated a Federal or State civil rights law.
(d) Superseding Provision.--
(1) In general.--Subject to paragraph (2) and subsection
(e), this Act preempts the laws of any State to the extent that
such laws are inconsistent with this Act, except that this Act
shall not preempt any State law that provides additional
protection from liability for a business entity for an injury
or death with respect to which conditions under subparagraphs
(A) through (C) of subsection (b)(1) apply.
(2) Limitation.--Nothing in this Act shall be construed to
supersede any Federal or State health or safety law.
(e) Election of State Regarding Nonapplicability.--This Act shall
not apply to any civil action in a State court against a business
entity in which all parties are citizens of the State if such State
enacts a statute--
(1) citing the authority of this subsection;
(2) declaring the election of such State that this Act
shall not apply to such civil action in the State; and
(3) containing no other provision.
Answer: Shields a business entity from civil liability relating to any injury or death occurring at a facility of that entity in connection with a use of such facility by a nonprofit organization if: (1) the use occurs outside the scope of business of the business entity; (2) such injury or death occurs during a period that such facility is used by such organization; and (3) the business entity authorized the use of such facility by the organization.
Makes this Act inapplicable to an injury or death that results from an act or omission of a business entity that constitutes gross negligence or intentional misconduct, including misconduct that: (1) constitutes a hate crime or a crime of violence or act of international terrorism for which the defendant has been convicted in any court; or (2) involves a sexual offense for which the defendant has been convicted in any court or misconduct for which the defendant has been found to have violated a Federal or State civil rights law.
Preempts State laws to the extent that such laws are inconsistent with this Act, except State law that provides additional protection from liability. Specifies that this Act shall not be construed to supersede any Federal or State health or safety law.
Makes this Act inapplicable to any civil action in a State court against a business entity in which all parties are citizens of the State if such State, citing this Act's authority and containing no other provision, enacts a statute declaring the State's election that this Act shall not apply to such action in the State.
Explanation: This Bill focuses on shielding business entities from civil liability relating to an injury or death depending on the conditions of injury, hence the generated summary is correct.
Part 3. Exercise
SECTION 1. SHORT TITLE.

This Act may be cited as the ''Foreclosure Prevention and
Homeownership Protection Act''.

SEC. 2. FINDINGS AND PURPOSE.

(a) Findings.--The Congress makes the following findings:
(1) The United States is experiencing a wave of
foreclosures and mortgage lending problems that has had
widespread negative repercussions for world credit markets, the
United States economy, and neighborhoods and families in the
United States.
(2) The large number of actors, the complexity of the
transactions involved, and the lack of clear lines of
accountability have revealed numerous opportunities to improve
legislative and regulatory oversight of the industries
involved.
(3) This crisis has caused many Americans to lose their
homes, their jobs, and their financial stability.
(4) The magnitude of this crisis, the likelihood that
foreclosure filings will continue to increase, and the
widespread effects throughout the world economy make it
critically important that a bipartisan commission undertake a
comprehensive examination of the causes of this crisis, the
solutions to the crisis, and the legislative and regulatory
changes that will prevent such a crisis from occurring in the
future.
(b) Purpose.--The purpose of this Act is to establish a Commission
to perform a detailed and comprehensive examination of the origins and
causes of the current foreclosure crisis and to issue a report of its
findings to the President and to the Congress, which shall also
recommend legislative and regulatory changes that will assist
homeowners who are currently in danger of losing their homes, stem the
rising tide of foreclosures, and prevent the occurrence of similar
crises in the future.

SEC. 3. ESTABLISHMENT.

There is established a bipartisan commission to be known as the
Commission to Preserve the American Dream (in this Act referred to as
the ''Commission'').

SEC. 4. MEMBERSHIP.

(a) Members.--The Commission shall be composed of the following
individuals or their designees:
(1) 1 member shall be appointed by the Speaker of the House
of Representatives, in consultation with the majority leader of
the Senate, who shall serve as chairperson of the Commission.
(2) The Secretary of Housing and Urban Development.
(3) The Chairman of the Board of Governors of the Federal
Reserve System.
(4) The chief executive officer of the Federal National
Mortgage Association.
(5) The chief executive officer of the Federal Home Loan
Mortgage Corporation.
(6) 8 additional members or their designees, appointed in
the following manner:
(A) 2 members appointed by the Speaker of the House
of Representatives.
(B) 2 members appointed by the minority leader of
the House of Representatives.
(C) 2 members appointed by the majority leader of
the Senate.
(D) 2 members appointed by the minority leader of
the Senate.
(b) Consultation Required.--The Speaker of the House of
Representatives, the minority leader of the House of Representatives,
the majority leader of the Senate, and the minority leader of the
Senate shall consult among themselves prior to the appointment of the
members of the Commission designated in subsection (a)(6) in order to
achieve, to the maximum extent possible, fair and equitable
representation of various points of view with respect to the matters to
be studied by the Commission.
(c) Background.--The members of the Commission designated in
subsection (a)(6) shall have expertise in a broad range of issues,
including community housing, consumer lending, real estate finance,
economics, mortgage banking, loan servicing, credit risk assessment,
and the operation of housing finance agencies at the State government
level.
(d) Period of Appointment.--
(1) In general.--Each member of the Commission shall be
appointed for the life of the Commission.
(2) Vacancies.--A vacancy on the Commission shall not
affect its powers, but shall be filled in the same manner as
the original appointment was made.
(e) Quorum.--
(1) Majority.--A majority of the members of the Commission
shall constitute a quorum, but a lesser number may hold
hearings.
(2) Approval actions.--All recommendations and reports of
the Commission required by this Act shall be approved only by a
majority vote of a quorum of the Commission.
(f) Meetings.--
(1) First meeting.--The Speaker of the House shall call the
first meeting of the Commission not later than--
(A) 60 days after the date of enactment of this
Act; or
(B) 30 days after the date of the enactment of
legislation making appropriations to carry out this
Act.
(2) Subsequent meetings.--Except as provided in paragraph
(1), the Commission shall meet at the call of the Chairperson.

SEC. 5. DUTIES AND PURPOSE.

(a) Assessments.--The Commission shall study and assess--
(1) the adequacy of the existing legal and regulatory
framework to address the current foreclosure and mortgage
lending crisis and to prevent similar crises from happening in
the future;
(2) the role of the States versus the role of the Federal
Government in ensuring homeowners are protected against
unscrupulous lending practices; and
(3) the effects of this crisis on the domestic and world
economies.
(b) Recommendations.--The Commission shall make recommendations
of--
(1) ways to assist homeowners currently in danger of losing
their homes;
(2) ways to encourage lenders and borrowers to work
together to prevent foreclosure; and
(3) legislative and regulatory changes that will provide
protection for homeowners against unscrupulous lending
practices and strengthen accountability for those involved in
the mortgage lending market.

SEC. 6. POWERS.

(a) Hearings.--The Commission or, at its direction, any
subcommittee or member of the Commission, may, for the purpose of
carrying out this Act--
(1) hold such public hearings in such cities and countries,
sit and act at such times and places, take such testimony,
receive such evidence, and administer such oaths as the
Commission or such subcommittee or member considers advisable;
and
(2) require, by subpoena or otherwise, the attendance and
testimony of such witnesses and the production of such books,
records, correspondence, memoranda, papers, documents, tapes,
and materials as the Commission or such subcommittee or member
considers advisable.
(b) Issuance and Enforcement of Subpoenas.--
(1) Issuance.--Subpoenas issued under subsection (a) shall
bear the signature of the Chairperson of the Commission and
shall be served by any person or class of persons designated by
the Chairperson for that purpose.
(2) Enforcement.--In the case of contumacy or failure to
obey a subpoena issued under subsection (a), the United States
district court for the judicial district in which the
subpoenaed person resides, is served, or may be found may issue
an order requiring such person to appear at any designated
place to testify or to produce documentary or other evidence.
Any failure to obey the order of the court may be punished by
the court as a contempt of that court.
(c) Witness Allowances and Fees.--Section 1821 of title 28, United
States Code, shall apply to witnesses requested or subpoenaed to appear
at any hearing of the Commission. The per diem and mileage allowances
for witnesses shall be paid from funds available to pay the expenses of
the Commission.
(d) Information From Federal Agencies.--The Commission may secure
directly from any Federal department or agency such information as the
Commission considers necessary to perform its duties. Upon request of
the Chairperson of the Commission, the head of such department or
agency shall furnish such information to the Commission.
(e) Postal Services.--The Commission may use the United States
mails in the same manner and under the same conditions as other
departments and agencies of the Federal Government.

SEC. 7. PERSONNEL.

(a) Compensation of Members.--Each member of the Commission who is
not an officer or employee of the Federal Government shall be
compensated at a rate equal to the daily equivalent of the annual rate
of basic pay prescribed for level IV of the Executive Schedule under
section 5315 of title 5, United States Code, for each day (including
travel time) during which such member is engaged in the performance of
the duties of the Commission. All members of the Commission who are
officers or employees of the United States shall serve without
compensation in addition to that received for their services as
officers or employees of the United States.
(b) Travel Expenses.--The members of the Commission shall be
allowed travel expenses, including per diem in lieu of subsistence, at
rates authorized for employees of agencies under subchapter I of
chapter 57 of title 5, United States Code, while away from their homes
or regular places of business in the performance of services for the
Commission.
(c) Staff.--
(1) In general.--The Chairperson of the Commission may,
without regard to the civil service laws and regulations,
appoint and terminate the employment of such personnel as may
be necessary to enable the Commission to perform its duties.
(2) Compensation.--The Chairperson of the Commission may
fix the compensation of the personnel without regard to chapter
51 and subchapter III of chapter 53 of title 5, United States
Code, relating to classification of positions and General
Schedule pay rates, except that the rate of pay for the
personnel may not exceed the rate payable for level V of the
Executive Schedule under section 5316 of such title.
(d) Detail of Government Employees.--Any Federal Government
employee may be detailed to the Commission without reimbursement, and
such detail shall be without interruption or loss of civil service
status or privilege.
(e) Procurement of Temporary and Intermittent Services.--The
Chairperson of the Commission may procure temporary and intermittent
services under section 3109(b) of title 5, United States Code, at rates
for individuals that do not exceed the daily equivalent of the annual
rate of basic pay prescribed for level V of the Executive Schedule
under section 5316 of such title.
(f) Other Administrative Matters.--The Commission may--
(1) enter into agreements with the Administrator of General
Services to procure necessary financial and administrative
services;
(2) enter into contracts to procure supplies, services, and
property; and
(3) enter into contracts with Federal, State, or local
agencies, or private institutions or organizations, for the
conduct of research or surveys, the preparation of reports, and
other activities necessary to enable the Commission to perform
its duties.

SEC. 8. REPORT.

(a) In General.--Not later than 180 days after the appointment of
the Commission members under section 4, the Commission shall submit to
the President and the Congress a final report containing a detailed
statement of its findings, together with any recommendations for
legislation or administrative action that the Commission considers
appropriate, in accordance with the requirements of section 5.
(b) Considerations.--In developing any recommendations under
subsection (a), the Commission shall consider--
(1) the role of the Federal Government in preventing
similar crises in the future and its role in assisting
homeowners today;
(2) ways in which to strengthen accountability of all
actors involved, including homeowners, mortgage brokers,
lenders, appraisers, State housing agencies, the Federal
Housing Administration, Government-sponsored enterprises,
credit rating agencies, investors in collateralized debt
obligations, the Federal Reserve System, and other Federal
agencies with jurisdiction over entities involved with the
foreclosure crisis;
(3) the extent to which predatory and abusive lending
practices contributed to the crisis and whether new legislation
is required to curb such practices;
(4) the role of subprime lending practices in precipitating
this crisis; and
(5) ways to prevent blight and whether targeted solutions
may be required for neighborhoods that have been particularly
hard hit by the crisis.

SEC. 9. TERMINATION.

The Commission shall terminate upon the expiration of the 90-day
period beginning upon the date on which the Commission submits its
report to the Congress under section 8(a).

SEC. 10. AUTHORIZATION OF APPROPRIATIONS.

(a) In General.--There is authorized to be appropriated $3,000,000
to carry out this Act.
(b) Availability.--Any amounts appropriated pursuant to this
section shall remain available, without fiscal year limitation, until
expended.
Answer:
Foreclosure Prevention and Homeownership Protection Act - Establishes the Commission to Preserve the American Dream (Commission) to study and report to Congress and the President on: (1) the adequacy of the existing legal and regulatory framework to address the current foreclosure and mortgage lending crisis and to prevent similar crises from happening in the future; (2) the role of the states versus the role of the federal government in ensuring homeowners are protected against unscrupulous lending practices; and (3) the effects of this crisis on the domestic and world economies.

Requires the Commission to make recommendations regarding: (1) ways to assist homeowners currently in danger of losing their homes; (2) ways to encourage lenders and borrowers to work together to prevent foreclosure; and (3) legislative and regulatory changes to protect homeowners against unscrupulous lending practices and strengthen accountability for those involved in the mortgage lending market.