The bursting of the U.S. (United States) housing bubble, which peaked in 2004, caused the values of securities tied to U.S. real estate pricing to plummet, damaging financial institutions globally. The financial crisis was triggered by a complex interplay of policies that encouraged home ownership, providing easier access to loans for subprime borrowers, overvaluation of bundled subprime mortgages based on the theory that housing prices would continue to escalate, questionable trading practices on behalf of both buyers and sellers, compensation structures that prioritize short-term deal flow over long-term value creation, and a lack of adequate capital holdings from banks and insurance companies to back the financial commitments they were making. Questions regarding bank solvency, declines in credit availability and damaged investor confidence had an impact on global stock markets, where securities suffered large losses during 2008 and early 2009. Economies worldwide slowed during this period, as credit tightened and international trade declined. Governments and central banks responded with unprecedented fiscal stimulus, monetary policy expansion and institutional bailouts. In the U.S., Congress passed the American Recovery and Reinvestment Act of 2009.
One of the causes of the financial crisis was easier access to loans by this type borrower?
subprime

In Tunisia, Algeria, and Morocco, the Darijas (spoken North African languages) are sometimes considered more different from other Arabic dialects. Officially, North African countries prefer to give preference to the Literary Arabic and conduct much of their political and religious life in it (adherence to Islam), and refrain from declaring each country's specific variety to be a separate language, because Literary Arabic is the liturgical language of Islam and the language of the Islamic sacred book, the Qur'an. Although, especially since the 1960s, the Darijas are occupying an increasing use and influence in the cultural life of these countries. Examples of cultural elements where Darijas' use became dominant include: theatre, film, music, television, advertisement, social media, folk-tale books and companies' names.
What is the liturgical language of Islam?
Literary Arabic

In general, Continental Freemasonry is sympathetic to Freemasonry amongst women, dating from the 1890s when French lodges assisted the emergent co-masonic movement by promoting enough of their members to the 33rd degree of the Ancient and Accepted Scottish Rite to allow them, in 1899, to form their own grand council, recognised by the other Continental Grand Councils of that Rite. The United Grand Lodge of England issued a statement in 1999 recognising the two women's grand lodges there to be regular in all but the participants. While they were not, therefore, recognised as regular, they were part of Freemasonry "in general". The attitude of most regular Anglo-American grand lodges remains that women Freemasons are not legitimate Masons.
When did the United Grand Lodge of England recognize the two female Masonic lodges?
1999