Problem: Write an article based on this summary: Inspect your bites. Look for new bug bites when you wake up. Pay attention to where you're being bitten. Look for signs of an allergy.

Answer: Look for slightly discolored, pin-like raised red dots that are about 0.2 cm to 0.5 cm in diameter (bed bug bites usually come in long lines of red dots). You may also see hives or wheals that are significantly redder than the surrounding skin. If you're experiencing a more rare, severe case, you might even find blisters larger than 0.5 cm in diameter that have developed on bed bug bites. 1 centimeter equals 0.4 inches. If you wake up with fresh bug bites or itchy welts, you likely have bed bugs. See if they look and feel like mosquito or flea bites -- bed bug bites are often red and slightly swollen, itchy and irritating like other bug bites. Look for a series of bites that appear in a line or a random grouping of bites. These appear because bed bugs will bite several times a night. If you're experiencing new bites during the day, it's likely not bed bugs. Look for bites on skin that is exposed when you're sleeping. Also check for bites under loose clothing. Note that bed bugs will avoid the soles of your feet, so any bites there are less likely to be from bed bugs. If you're allergic to bed bugs, you might find that you develop hives or a rash similar to eczema or a fungal infection. Also check to see if the bites are getting larger, are painfully swelling, or even exuding a pus. These are also common signs of an allergy to bed bug bites. Note that it can take up to two weeks for your body to fully react to a bed bug bite. Consult a doctor if you develop a severe reaction to the bite.

Problem: Write an article based on this summary: Acquire a branch and/or pole. Carve a pointed tip for your spear. Build a small fire to "bake" the point of your spear.

Answer: When searching for a pole to make your spear, you'll want something at least as tall as you. Ideally it would be a few inches taller in order to give you a better reach. The pole you choose should be anywhere from 11.5 inches (2.53.8cm) in diameter. Hardwoods, such as ash or oak, are best for this project. To sharpen your spear, find some sort of rough surface such as stone, or a brick wall/ sidewalk. Rub it against the surface and sharpen it well. If you are making a spear in the wilderness, search surrounding areas for a sapling of the right size. You can choose to use live wood or a recently deceased tree, whatever is available. Using a knife or a small hand-axe, carefully fashion a point on one end of your pole or branch. Form the point by using small, even strokes and always cut away from yourself to avoid injury. This can be quite a time consuming task. Even with a sharp knife, cutting away at wood can be dangerous and physically taxing. Once you are satisfied with the point of your spear, hold the sharpened end just above the flames, turning until you see the wood change color. Continue turning over the fire until the entire point is completely "baked." Fire hardening is simply drying the wood out to make it lighter and harder. Moist wood is soft, dry wood is hard. By holding the spear tip over the flames, you are simply removing all moisture from the wood.

Problem: Write an article based on this summary: Get approval if you still have a mortgage. Consider performing background checks to control risk. Determine loan details. Ask your lawyer draft a purchase and sale agreement. Draft a promissory note. Have your lawyer draft a mortgage.

Answer: Owner financed sales work best when the owner has title free and clear or the owner can pay off the mortgage with the buyer's down payment. However, if the seller still has a large mortgage, they need to get their lender's approval. Check whether you can pay off the mortgage with the buyer's down payment. If not, then contact your mortgage company and discuss that you want to sell the house. Both the seller and buyer should perform background checks on each other. Many owner financed sales are short-term, for five years or so. At the end of the term, the buyer is expected to refinance and then make a "balloon payment," paying off the balance of the loan. As a seller, you will want assurance that a buyer can get a traditional loan at the end of the contract term, which means you definitely want to check their credit history and employment. In fact, sellers should consider having buyers complete a loan application. You can verify references, employment history, and other financial information. Buyers also benefit from background checks. For example, they might discover that the seller has been financially irresponsible. If the seller still holds a mortgage on the home, there is a risk of default. One advantage of an owner financed sale is that the seller controls details about the financing. Because the seller is assuming a lot of risk, they should come up with terms that protect them. Talk with your attorney about what the terms of the loan should be. Consider the following: a substantial down payment (usually 10% or more) an interest rate that is higher than usual (though less than your state's maximum allowable interest rate) a loan term you are comfortable with You want to protect yourself legally by making sure that you have all of the necessary legal documents prepared. Your real estate attorney can draft a purchase and sale agreement, which both seller and buyer will sign. This document provides information about the following: closing date name of the title insurance company final sale price details about a down payment, if any contingencies which must be met for the sale to proceed, such as an acceptable inspection and a clear title report The seller also needs the buyer to sign a promissory note or other financial instrument. Your lawyer can draft this document for you. It should contain the following information: borrower's name property address amount of the loan interest rate repayment schedule terms for late or missed payments consequences of default The mortgage provides security for the loan. Your lawyer should also draft this document for you. The mortgage is what allows you to repossess the house should the buyer default on the loan.

Problem: Write an article based on this summary: Find a good place to buy leather. Understand how good leather is sold. Look out for scars, bug bites, and brands. Start by buying cheap, beginner's leather. Buy the right type of leather for tooling. Choose the appropriate thickness for your project.

Answer:
Common places to buy leather include Tandy Leather Factory and Springfield Leather Company. You can find physical stores in your area but there are also a number of online retailers. Of course, if you find another option that you like better, you can take that option. When looking at places to buy leather, you should look at how they are selling it. Good leather is usually bought by the square foot or by the piece. You can also buy scrap leather by the bag. If someone's selling you leather that doesn't seem right, be wary. Not only will scars, brands, and bites make your final product difficult to tool and look bad, they're also a sign that a leather vendor is supplying their leather from places that treat their cows terribly. You don't want to have any part in animals being abused, so buy your leather from good sources. It is said that writers need to write a few hundred thousand words before any of the words are good. For leather working, you're going to have to do some bad work before you're ready to start doing good work, so you should not start by buying fancy leather. Buy scrap leather by the bag or any other cheap beginner's leather. You'll know when you're ready for something a little nicer! For tooling, cow leather that has been vegetable tanned is the best option. Other leathers can be used for other details, but cow veg tan is your friend when it comes to tooling. You will want to avoid leather that is intended for furniture and leather that is textured. These are not suitable for tooling. Different projects will need leathers of different thicknesses. Make sure you're getting the right thickness for what you want to do. Leather thickness is measured by the ounce. For tooling, 2-3 ounces is too thin. Start instead with 3-4 ounces and use thicker leather depending on your purposes. Weights translate to a standard range of millimeters. You may want to test the thickness of your leather pieces when you buy a new batch to make sure that you got what you paid for.