QUES: Thelma James was a prime candidate for a real estate ripoff: She is 68, has precious little money and can't read or write. "I won't lie to you. I was so-o-o excited," the widow and former duplex dweller said of the purchase of her first home, a sagging frame structure on Snowden. "I was glad to get me a house." When James realized she had been swindled she turned to Memphis Area Legal Services, which represented her in a lawsuit. Now, James's monthly house notes have dropped from $796 - more than twice her monthly income - to an affordable $247. Some of the people who took advantage of her through a questionable loan program were sent to jail. "I don't know what I would have done without Legal Services," said James. "They solved a lot of my problems." James is one of more than 3,000 clients served last year by MALS, which provides assistance for civil matters, such as domestic abuse and family-related problems, Social Security and Supplemental Security Income, veterans, housing and consumer fraud cases. Like James, most clients are elderly or female. Some are handicapped. Some need medical care or veteran's benefits. Some are trying to escape eviction or an abusive marriage. And 87 percent live at or below poverty level. Shelby County Mayor A C Wharton recently said Legal Services is important for those who, because of poverty or other struggles in life, think justice is an empty word. "They must be given reason to believe that the law is for them too," said Wharton, a former executive director of MALS. But MALS faces a funding crunch next year, brought on by a $200,000 shortfall from three revenue sources.
Do you have any questions?
MY QUESTION: How do you know that James was appreciative of the legal services she recieved?

QUES: MALS was formed here more than 30 years ago. Today, 14 staff attorneys, 26 office workers and 21 University of Memphis third- year law students work out of rented offices in the old Claridge Hotel building at 109 N. Main. Offices are spartan. There are no lush rugs or stylish furniture. The large table in the conference room is simple varnished wood. Offices are small and mostly plain, except for the eclectic mix of pop art, African statuary and neon that adorns litigation director Webb Brewer's space. Brewer, who has been at the agency 20 years, said there is a need for lawyers of all stripes to help with the problems of the poor. "The private bar could meet more of the need through pro bono work, but there are still cases that involve the systemic problems for low-income people that we would need to do," said Brewer. "The legal system marketplace just doesn't serve low-income people too well, except in fee-generat-ing type cases," Brewer said. "If a poor person gets run over by a bus, an attorney might take that case because they might be able to recover part of the damage award as attorney fees. But so many of the cases we handle have to do with basic rights and a decent life. There is just no profit motive." Larry Pivnick, law professor at the University of Memphis Law School and director of political programs at MALS, said Legal Services is a great learning laboratory for law students. "There are thousands and thousands of people who have problems that never get an opportunity to appear in court," Pivnick said. "Some people may not be particularly articulate. Courts have rules that clients don't always understand." Brewer said a major focus of the agency's work involves housing. "Although a lot of our work is grant-driven, we find that the lack of safe and decent affordable housing and the prevalence of predatory lending are the biggest problems in our client population," Brewer said, referring to clients such as James.
Do you have any questions?
MY QUESTION: Webb Brewer's office is located in what old hotel?

QUES: You know that friction also causes heat. Think about when you rub your hands together. It is friction that makes them warm. But why does this happen? Friction causes the molecules on rubbing surfaces to move faster. Faster moving particles have more heat energy. Heat from friction can be useful. Can you think of other places where you might find friction? Friction also lets you light a match. Heat from friction can also cause problems. It can cause a car to overheat. To reduce friction, oil is added to the engine. Oil coats the surfaces of moving parts. This coating of oil makes them slippery. When things are slippery there is less friction. Have you ever seen a sign that says, slippery when wet? This too has to do with friction. Water, like oil, can reduce friction. The wet surface may allow your shoes to slide more easily.
Do you have any questions?
MY QUESTION: What can be done to prevent friction problems in engines?

QUES: These contradictory orders, and even letters of recall, reached Law on his march, but though he sent back M. Sinfray with letters to M. Bugros and Coja Wajid--which the latter afterwards made over to Clive--he continued his march to Patna, where he arrived on the 3rd of June, and was well received by Raja Ramnarain, and where he was within four or five days' march or sail from Sooty, the mouth of the Murshidabad or Cossimbazar river, and therefore in a position to join the Nawab whenever it might be necessary. In the mean time fate had avenged Law on one of his lesser enemies. This was that Ranjit Rai, who had insulted him during his interview with the Seths. The latter had pursued their old policy of inciting the English to make extravagant demands which they at the same time urged the Nawab to refuse. To justify one such demand, the English produced a letter in the handwriting of Ranjit Rai, purporting to be written at the dictation of the Seths under instructions from the Nawab. The latter denied the instructions, and the Seths promptly asserted that the whole letter was a forgery of their agent's.
Do you have any questions?
MY QUESTION:
Who insulted Law after an interview with the Seths?