INPUT ARTICLE: Article: If you just want to view an email without downloading it, Encryptomatic allows you to do so with emails up to 8 megabytes in size (including attachments). If the email in question has any attachments, you can download them from the viewer page as well. The main downside to Encryptomatic is its size limit. If you need to download several attachments from your MSG file, you might be better off using Zamzar. Go to https://www.encryptomatic.com/viewer/ in your computer's web browser. It's a grey button near the top-left side of the page. Doing so opens a File Explorer (Windows) or a Finder (Mac) window. Go to the folder in which your MSG file is stored, then click once the MSG file to select it. This option is in the bottom-right corner of the window. Your MSG file will be uploaded to Encryptomatic. If you see a line of text that says "File is too large" appear to the right of the Choose file button, you cannot open the MSG file in Encryptomatic. Try using Zamzar instead. It's a blue button to the right of the Choose file button. Doing so will take you to the viewer page. Scroll down to the bottom of the page to do so. You'll see your email's text, as well as any images or formatting, in the window here. If your email has any attachments included, you'll see the name of the attachment(s) to the right of the "Attachments:" heading in the middle of the page. Clicking an attachment's name will prompt it to download onto your computer where you can open it like usual.

SUMMARY: Know when to use Encryptomatic. Open Encryptomatic. Click Choose file. Select your MSG file. Click Open. Click View. View your email. Download any attachments.

In one sentence, describe what the following article is about: Depending on the type of policy and amount of the death benefit, you may have several options for receiving the payout. For substantial payouts consider consulting with an investment adviser to maximize your benefits. You can take a lump-sum payment. For most smaller policies this may be your only option. For larger benefits you may be able to negotiate a structured settlement that gives you a steady income from the principal and interest on the policy. For large-income-earning policies, the payout can be interest only with the body of the death benefit remaining intact. As a rule, proceeds from a life insurance policy are not counted as taxable income to the beneficiary. However, if part of the benefit is interest earned on the value of the policy, you may be required to report it as taxable interest. If the death benefit is from a whole- or universal-life insurance policy, consider consulting with a tax professional to determine the best way to structure the payout to minimize your tax burden. In a lump-sum distribution, you will receive a single check made payable to you. In structured settlements, you may receive a number of checks or electronic funds transfers. Typical claims-processing takes 30 to 60 days after the application is complete. Some states have time limits as short as 30 days. Contact the insurance company if you have not received an update on your claim 30 days after all information was submitted. Payouts are rarely disputed, but in such cases you don't have to take "no" for an answer. There are several common reasons a claim may be denied. If the premiums were not paid as required by the contract, the policy may not have been in effect at the time of death. This is one flaw you may not be able to fix. The policy was either paid up or it wasn't. Ask to see proof that the policy was in default. The insured lied on his/her application. If the policy was issued based on faulty health data or omissions from the insured's medical history, the company may either deny the claim or reduce the payout. The manner of death was not covered by the policy. This could apply in the case of suicide or a death occurring while the deceased was committing a crime. The paperwork was incomplete. In most states the insurance company must inform you within 30 to 60 days if the claim package is missing any required forms, certificates, or other information. If you receive a rejection, file an immediate objection. There is a statute of limitations, usually two years. Ask in writing for details regarding the rejection. If the insurance company does not reply in a reasonable time (usually 30 days), do not hesitate to call the state insurance commission for assistance.
Summary: Evaluate your payment options. Determine if you have any tax consequences. Receive and distribute the payout. Deal with a rejected life insurance claim.

INPUT ARTICLE: Article: This doesn't just apply to saltwater adventures, but to fresh water outings as well. If you have an older motor or one based upon an older design, you should buy a set of flushing "earmuffs": two flexible rubber seals attached to a metal clamp. One side can be attached to a garden hose, while the other is solid and will serve to plug a water intake. Slip the apparatus onto the lower unit where the water is taken in and then attach the earmuff to a garden hose. If there are additional water intakes that are not covered by the earmuffs, use duct tape to cover them. Attach a garden hose to the earmuffs or mount and turn the water on. Newer motor designs already have mounts, and so the earmuffs are unnecessary. Start up the engine. The water pump will then flush out the system. (Practice safe boating and remember to stay clear of the prop and keep the motor out of gear.) Carefully put your finger through the stream of water exiting the motor. It should be warm, but not hot. If the output is not strong, you may have some debris stuck in the outflow tube. Immediately shut down the engine to prevent overheating and damage. If the flow tube is obstructed, insert a small piece of wire into the tube and work it back and forth (again, while the engine remains off). Start the engine again and check the output. If that doesn't solve the problem, you may need a new water pump impeller. Disconnect the fuel line if the boat is going to be stored for an extended period of time. You should allow the engine to burn the small amount of fuel that is in the carburetor. Old fuel can gum up an engine, and the best way to keep the motor running at a high level is to burn off all fuel remaining in the mechanism. Be advised that if you own a two-stroke motor with more than one carburetor, the top carburetor will run dry first while all of the cylinders will continue to run. Without fuel, the top cylinder will not be getting any lubrication. Listen closely as the engine may get louder as the top cylinder begins to overheat. Also beware of any burning smell that is unusual for your engine. Just to make sure that all the moving parts are going to stay put for the next few minutes of cleaning. There should be no water or other liquids moving freely about the engine compartment. If you find leaks, consult a boating mechanic. Some of the best options are lubricants such as WD-40 or Quick-lube. Be sure to lubricate or grease all the moving parts such as the pivots, shift mechanism, throttle cables, carburetor valves, etc. Clean it off, and then cover the whole motor in a canvas or plastic covering for the duration of storage.

SUMMARY:
Flush out the engine at home after every outing. While flushing the motor, check the water pump to make sure it has good water flow. After flushing the engine, disconnect the fuel line (if applicable). Be sure to turn off the key and, if you have a battery switch, turn it off. Take the engine cowling off and check for fuel or water leaks. Wipe down and spray all accessible mechanical components and moving parts with an anti-corrosive. Place the cowling back onto its fittings.