Problem: Financial crisis of 2007%E2%80%9308:

A 2000 United States Department of the Treasury study of lending trends for 305 cities from 1993 to 1998 showed that $467 billion of mortgage lending was made by Community Reinvestment Act (CRA)-covered lenders into low and mid level income (LMI) borrowers and neighborhoods, representing 10% of all U.S. mortgage lending during the period. The majority of these were prime loans. Sub-prime loans made by CRA-covered institutions constituted a 3% market share of LMI loans in 1998, but in the run-up to the crisis, fully 25% of all sub-prime lending occurred at CRA-covered institutions and another 25% of sub-prime loans had some connection with CRA. In addition, an analysis by the Federal Reserve Bank of Dallas in 2009, however, concluded that the CRA was not responsible for the mortgage loan crisis, pointing out that CRA rules have been in place since 1995 whereas the poor lending emerged only a decade later. Furthermore, most sub-prime loans were not made to the LMI borrowers targeted by the CRA, especially in the years 20052006 leading up to the crisis. Nor did it find any evidence that lending under the CRA rules increased delinquency rates or that the CRA indirectly influenced independent mortgage lenders to ramp up sub-prime lending.

What was the value of mortgage lending made by Community Reinvestment Act covered lenders to low and mid level income borrowers and neighborhoods from 1993-1998?
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A: $467 billion

Problem: Gramophone record:

The mid-1970s saw the introduction of dbx-encoded records, again for the audiophile niche market. These were completely incompatible with standard record playback preamplifiers, relying on the dbx compandor encoding/decoding scheme to greatly increase dynamic range (dbx encoded disks were recorded with the dynamic range compressed by a factor of two in dB: quiet sounds were meant to be played back at low gain and loud sounds were meant to be played back at high gain, via automatic gain control in the playback equipment; this reduced the effect of surface noise on quiet passages). A similar and very short-lived scheme involved using the CBS-developed "CX" noise reduction encoding/decoding scheme.

When were DBX recordings released?
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A: mid-1970s

Problem: Hunting:

Regulation of hunting within the United States dates from the 19th century. Some modern hunters see themselves as conservationists and sportsmen in the mode of Theodore Roosevelt and the Boone and Crockett Club. Local hunting clubs and national organizations provide hunter education and help protect the future of the sport by buying land for future hunting use. Some groups represent a specific hunting interest, such as Ducks Unlimited, Pheasants Forever, or the Delta Waterfowl Foundation. Many hunting groups also participate in lobbying the federal government and state government.

What group did Theodore Roosevelt belong to in the 19th century?
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A: unanswerable

Problem: Planck constant:

A watt balance is an instrument for comparing two powers, one of which is measured in SI watts and the other of which is measured in conventional electrical units. From the definition of the conventional watt W90, this gives a measure of the product KJ2RK in SI units, where RK is the von Klitzing constant which appears in the quantum Hall effect. If the theoretical treatments of the Josephson effect and the quantum Hall effect are valid, and in particular assuming that RK = h/e2, the measurement of KJ2RK is a direct determination of the Planck constant.

What does a watt balance avoid?
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A:
unanswerable