I just got pulled over an hour coming back from a show in Irvine and I was less than a mile away from my place when I got pulled over for going 97 MPH in a 65 zone . Yeah I know stupid but my question is what will happen and how much is it going to cost ? I do have insurance but I was not able to find my insurance card at the time because this is my first ticket . I have had a clean record with from 5/12/2006 and get hit with this thing .

Generate a question about the above context.
Why is the narrator legally in trouble ?
Select from the following. A). They are speeding .. B). They are lying about having insurance .. C). They are committing insurance fraud .. D). None of the above choices ..