(Q).
Read the article and select the best answer. Article: If your parents take out a loan, remind themselves to make the payments on time. Otherwise it will become a negative record in their personal credit reports, which are playing an increasingly big role in people's daily lives. A story carried by Chongqing Morning Post in June, underlines this trend. According to the report, a Chongqing student borrowed money from the bank to finance his university studies. After he graduated in 2005, he went to work in Shenzhen. Later, he wanted to buy a house using loans. But several banks turned down his loan applications. The reason was that he had not paid back 1,500 yuan he borrowed from a bank when he was at university. A personal credit rating is becoming an essential "pass" in everyday life, as China establishes a nationwide credit database. Personal credit systems go back 150 years. In developed countries, enterprises and banks use them to decide whether or not to loan money or do other business with a person. A credit report estimates the credit worthiness of an individual, a company, or even a country. It is an evaluation made by credit bureaus of a borrower's overall credit history and his or her ability to repay debt. A poor credit rating means a high risk of defaulting on a loan, and thus leads to the refusal of a loan by the lender. Today in China, credit history in banks is the major content of a credit report. But in the future, reports will include information about the payment of telephone bills, water use fees, electricity and natural gas bills, and taxes, according to officials of the People's Bank of China, the central bank. Personal information such as appearance, genetic data, fingerprints, blood type, disease history, ethnic identity, family and religious beliefs are not to be included in credit reports, according to a draft regulation on credit rating issued last year by the Sate Council. The authors of the draft have just finished soliciting public opinions. The Credit Reference Center run by the People's Bank of China is in charge of developing a... Question: The author took the story as an example in order to _ . Options: A: warn us of the importance of our personal credit report B: tell us the story of a Chongqing student C: encourage us to use credits widely D: inform us to apply for a loan at university
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A

(Q).
Read the article and select the best answer. Article: Some kids start to drink alcohol at a young age. They think it is part of becoming an adult. They also think drinking is not that bad because so many people do it. They feel it is not as bad as taking drugs . It is easy for kids to get liquor by using fake identification . Parents may start to notice a change in their child's behavior if the child starts drinking. Kids who drink sometimes stop doing things they normally liked to do. They may keep telephone calls and meetings a secret and not want anybody to touch their things. They act moody and do not have the same eating and sleeping habits. Parents need to stay involved in their kids' lives. They should talk to their children about their problems to be aware of any changes. Parents can be the best protection. Children who get a lot of love can feel good about themselves. It helps them resist doing bad things even when other kids are doing them. Parents can also help set a good example by not drinking and driving. They can have firm rules in the home that everyone follows. Give the children good ideas on how to say "no" to drinking, even when they are at a party. Try not to overreact or panic if the child tries alcohol. How you handle it can affect their attitude. It may be helpful to talk to other parents about setting up curfews and rules about parties or other events. Question: According to the passage, what changes may happen to the kids who start drinking? Options: A: Nothing serious will happen to them. B: They keep the same eating and sleeping habits. C: They can control their moods quite well. D: Sometimes they act secretly.
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D

(Q).
Read the article and select the best answer. Article: When you are little, the whole world feels like a big playground.I was living in Conyers, Georgia the summer it all happened.I was a second grader, but my best friend Stephanie was only in the first grade.Both of our parents were at work and most of the time they let us go our own way. It was a hot afternoon and we decided to have an adventure in Stephanie's basement.As I opened the basement door, before us lay the biggest room, full of amazing things like guns, dolls, and old clothes.I ran downstairs, and spotted a red steel can.It was paint.I looked beyond it and there lay even more paint in bright colors like purple, orange, blue and green. "Stephanie, I just found us a project for the day. Get some paintbrushes.We are fixing to paint." She screamed with excitement as I told her of my secret plans and immediately we got to work.We gathered all the brushes we could find and moved all of our materials to my yard.There on the road in front of my house, we painted bit stripes of colors across the pavement.Stripe by stripe, our colors turned into a beautiful rainbow.It was fantastic! The sun was starting to sink.I saw a car in the distance and jumped up as I recognized the car.It was my mother.I couldn't wait to show her my masterpiece.The car pulled slowly into the driveway and from the look on my mother's face, I could tell that I was in deep trouble. My mother shut the car door and walked towards me.Her eyes glaring, she shouted, "What in the world were you thinking? I understood when you made castles out of leaves, and climbed the neighbors' trees, but this! Come inside right now!" I stood there glaring back at her for a minute, angry because she had insulted my art. "Now go clean it up!" Mother and I began cleaning the road.Tears ran down my checks as I saw my beautiful rainbow turn into black cement . Though years have now passed, I still wonder where my rainbow has gone.I wonder if, maybe when I get older, I can find my rainbow and never have to brush it away.I guess we all need sort of _ to... Question: It can be learned from the passage that parents should _ . Options: A: encourage children to paint B: value friendship among children C: discover the hidden talent in children D: protect rather than destroy children's dreams
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D