Problem: Financial crisis of 2007%E2%80%9308:

In his dissent to the majority report of the Financial Crisis Inquiry Commission, American Enterprise Institute fellow Peter J. Wallison stated his belief that the roots of the financial crisis can be traced directly and primarily to affordable housing policies initiated by HUD in the 1990s and to massive risky loan purchases by government-sponsored entities Fannie Mae and Freddie Mac. Later, based upon information in the SEC's December 2011 securities fraud case against 6 ex-executives of Fannie and Freddie, Peter Wallison and Edward Pinto estimated that, in 2008, Fannie and Freddie held 13 million substandard loans totaling over $2 trillion.

Which government-sponsored entities had massive risky loan purchases?
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A: Fannie Mae and Freddie Mac

Problem: Freemasonry:

Candidates for Freemasonry will have met most active members of the Lodge they are joining before they are initiated. The process varies between jurisdictions, but the candidate will typically have been introduced by a friend at a Lodge social function, or at some form of open evening in the Lodge. In modern times, interested people often track down a local Lodge through the Internet. The onus is on candidates to ask to join; while candidates may be encouraged to ask, they are never invited. Once the initial inquiry is made, an interview usually follows to determine the candidate's suitability. If the candidate decides to proceed from here, the Lodge ballots on the application before he (or she, depending on the Masonic Jurisdiction) can be accepted.

Candidates for Freemasonry must do what before being initiated?
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A: will have met most active members of the Lodge they are joining

Problem: Predation:

Grazing organisms may also kill their prey species, but this is seldom the case. While some herbivores like zooplankton live on unicellular phytoplankton and therefore, by the individualized nature of the organism, kill their prey, many only eat a small part of the plant. Grazing livestock may pull some grass out at the roots, but most is simply grazed upon, allowing the plant to regrow once again. Kelp is frequently grazed in subtidal kelp forests, but regrows at the base of the blade continuously to cope with browsing pressure. Animals may also be 'grazed' upon; female mosquitos land on hosts briefly to gain sufficient proteins for the development of their offspring. Starfish may be grazed on, being capable of regenerating lost arms.

How much of a starfish does phytoplnakton eat when it attaches to it?
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A: unanswerable

Problem: Clothing:

There is no easy way to determine when clothing was first developed, but some information has been inferred by studying lice. The body louse specifically lives in clothing, and diverge from head lice about 107,000 years ago, suggesting that clothing existed at that time. Another theory is that modern humans are the only survivors of several species of primates who may have worn clothes and that clothing may have been used as long ago as 650 thousand years ago. Other louse-based estimates put the introduction of clothing at around 42,00072,000 BP.

How many thousands of years ago may have clothing been worn?
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A:
650