Question:
Scottish banking has long been held in high regard, and it still plays an important part in the world of finance.

Does it follow that "The world of finance will continue to function normally without Scottish banking."?
Answer:
no

Question:
The big prize was gold, particularly in South America, so for a while Madrid regarded the Caribbean chain as islands of Peru where the galleons could stop for fresh water.

Does it follow that "South Americans wanted silver."?
Answer:
no

Question:
save more um you know so i can go to school full time

Does it follow that ""I intend to splurge more before going to school full-time.""?
Answer:
no

Question:
are," mused Tommy, as he continued to make inroads on the loaf.

Does it follow that "Tommy was musing as he made inroads."?
Answer:
yes