context: How to pay off student loans with a mortgage
Identify the types of mortgage loans available.
You can typically get a second mortgage (home equity loan), cash-out refinance loan, or a home equity line of credit (heloc). Each of these loans has benefits and drawbacks that you will want to discuss with your lender.

OPTIONS:
- Heloc loans are generally considered " less than standard " mortgages while they provide a lower interest rate. They are therefore less able to be cashed in than other options for loan repayment.
- Before choosing your loan option, have your lender compare each option against the other two, and get a second opinion. Second mortgage: you borrow against the equity in your home and receive a lump sum.
- Your lender will determine which one is best for you and what you can do to raise the minimum interest rate and fee. There are several choices you can pursue : Cash-out refinancing.
- Look for loans with at least three different types of interest. Offering the same interest rate over and over will be exhausting.
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next sentence for the context: Before choosing your loan option, have your lender compare each option against the other two, and get a second opinion. Second mortgage: you borrow against the equity in your home and receive a lump sum.

IN: What happens next?

How to build a good reputation with teachers
Pay attention in class.
For many teachers, the mark of a good student isn't being the smartest person in the class, but being the one who is willing to put in effort. Pay attention to your teacher, takes notes in class, and don't be afraid to raise your hand and answer questions.

OPTIONS:
- Volunteer your time as much as possible to help boost your reputation and make new friends in the class. If an assignment gets in the way, take it seriously.
- If your teacher consistently checks your work in class, you are doing something wrong. Take notes in class and answer your teacher as asked.
- If you are having a hard time keeping up with your teacher while taking notes, ask after class if you can have a copy of their lecture notes or the lecture presentation. Don't worry about copying notes down exactly as your teacher says them.
- Even if you're not in class, participate in class discussion so that the teacher will understand you're listening. Showing your teacher respect and listening can help increase your confidence in your teaching style.

OUT: If you are having a hard time keeping up with your teacher while taking notes, ask after class if you can have a copy of their lecture notes or the lecture presentation. Don't worry about copying notes down exactly as your teacher says them.

Problem: How does the next paragraph end?

The man on the inside lane of the track starts running very fast and then jumps into a sand pit. The other man runs past the sand pit. the man

OPTIONS:
- runs into sand again and rolls over.
- that jumped steps out of the sand pit and walks to the side.
- enters the shallow end of the track and jumps but falls and is held by some people.
- on the side lane is swinging on his legs.
A: that jumped steps out of the sand pit and walks to the side.

IN: Write the next sentence in this paragraph:
A man is riding a horse and jumps off and ropes a goat and ties its back legs together. he
OPTIONS:
- puts gloves on and climbs back on the horse.
- ladders the other two up and ties the legs into a similar position.
- then walks off and gets up back on the horse.
- begins to chase the animals, grabbing its tail with one hand and trying to cut it's head with the other again and doing a front kick and sometimes kneeing.

OUT: then walks off and gets up back on the horse.

Question:
Multi-choice problem: Continue writing the next sentence for the following:

How to make a cranberry mojito
Place the cranberries, sugar and water in a saucepan over medium heat.
When the water starts to boil, lower the heat to medium low.
Cook the cranberries over medium-low heat, stirring occasionally with a spoon (that won't be stained by the cranberry juice) until the berries start to pop, about 10 minutes.

OPTIONS:
- When the cranberries have become soft, remove the pan from the heat. Transfer them to a serving dish and serve.
- Remove the cranberries and turn off the stove. Slice the stems off of the cranberries, and place them in an 8-inch (20.
- Remove the berries from the heat and allow the mixture to cool. Strain the berries out of the syrup by pouring the mixture through a sieve into a bowl.
- Remove the cranberries from the heat and stir with a fork or spoon until the berries become soft. Take care not to burn the vegetables.
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Answer:
Remove the berries from the heat and allow the mixture to cool. Strain the berries out of the syrup by pouring the mixture through a sieve into a bowl.

Question:
Multi-choice problem: Continue writing the next sentence for the following:

How to begin a divorce
Research legal separation.
Legal separation, when a couple lives apart and formalizes their separation, is not a divorce. However, in some states, couples must be legally separated for a certain time period in order to file for a " no fault " divorce.. a legal separation may be formalized in a written document or by court order.

OPTIONS:
- There are two different types of separation: nonmarital or non-marital. Non-marital separation happens after a sexual activity between the parties.
- Alternately, the judge may impose substantial attorney's fees on a couple to make the separation binding. For example, courts may require that a couple has lived together for approximately 4 weeks at a time.
- Write down your reasons for dissolution of the marriage and your personal reasons for requesting a no fault divorce. The fewer details you have, the better.
- Determine your state's laws about legal separation. State-specific laws regarding separation can be found here: http: // www.hg.org/divorce-legal-separation.
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Answer:
Determine your state's laws about legal separation. State-specific laws regarding separation can be found here: http: // www.hg.org/divorce-legal-separation.