Problem: Write an article based on this summary: Cut your bread into -inch (1.91-centimeter) cubes. Melt the butter Add the bread pieces into the skillet, then give them a stir so that they get evenly coated with the melted butter. Sprinkle the bread with some dried herbs, if desired. Let the bread cook until it turns brown. Give the bread a stir, and cook it for 10 minutes more, stirring often. Remove croutons from the skillet. Use the croutons in your recipe, or store them.

Answer: The best type of bread to use for this is something that is somewhat stale with a thick crust, such as: boule, ciabatta, and sourdough.[[[Image:Make Croutons Step 8 Version 3.jpg|center]] in a skillet over medium to high heat. Try to use salted butter if you can. If you don't have any salted butter on hand, that is okayjust use unsalted butter, and plan to add a pinch of salt later on. You want the bread pieces to be in a single layer. If you have small skillet, it might be a better idea to do this in several batches, otherwise the croutons might end up soggy. If you are using unsalted butter, you can add a pinch of salt at this time. Avoid stirring the bread during this time. You only need the bottom side to turn brown. Once it turns brown (or a light-golden color, if you prefer), you are ready for the next step. Once the bread pieces start to turn brown, use a metal spatula to turn them over. Cook the bread pieces for another 10 minutes or so, or until they are browned to your liking. If they are too oily for your liking, you can let them drain on a few folded pieces of paper towel. This recipe makes about 3 cups (90 grams) of croutons, so you will likely have lots left over. You can store any leftover croutons in an airtight container, as long as they have cooled down first.

Problem: Write an article based on this summary: Substitute wheat germ for bread crumbs for a healthier meatloaf. Mix it into pie fillings and crusts to add a nutty flavor. Bake it into cakes or cupcakes to boost their nutritional value.

Answer: Swap breadcrumbs for 1 cup (115 grams) of wheat germ and mix with 1 pound (0.45kg) of ground beef, 1/2 of a diced onion, 12 cup (120mL) of milk, 2 tablespoons (30mL) of Worcestershire sauce, 2 tablespoons (30mL) of hot sauce, and salt and pepper to taste. Shape the mixture into a pan and place in the oven to bake at 350F (177C) for 45 minutes. Consider sprinkling 1/2 cup (57.5 grams) of wheat germ instead of breadcrumbs over macaroni and cheese before baking it. When making desserts like fruit crumble and apple pies, mix around 1/2 cup (57.5 grams) of wheat germ into the topping or pie filling before incorporating it into the desert. The wheat germ will add nutritional value as well as a subtle nutty flavor without the added fat of nuts. Mix 1/2 cup (57.5 grams) of wheat germ into a pie crust before baking it to boost its nutritional value. Sprinkle 1/2 cup (57.5 grams) of wheat germ on top of a cake or cupcakes before baking them. The wheat germ will go under the frosting, so it won't be seen but will still boost the nutritional value of your dessert.

Problem: Write an article based on this summary: Buy or rent a carpet-cleaning machine. Vacuum the carpet. Pre-treat stained areas. Add water and cleaning solution to the machine. Plug in the machine and clean your carpet. Allow your carpet to dry.

Answer: The deepest stains and toughest odors can be removed with a carpet-cleaning machine, which uses hot water and a chemical cleaner to wash the fibers of your carpet. Carpet-cleaning machines can be rented from home and garden stores, Walmart, and specialty vacuuming or carpet stores. Carpet-cleaning machine rentals come with cleaning solution and stain removal treatment. It's important to know what kind of carpet you have before renting a machine, so you can ensure that you use the proper cleaning solution for your carpet. You may also wish to hire a professional to come to your house and use the cleaner to clean your carpet for you. Make sure it is completely free of all loose dust and dirt before you start the deep cleaning treatment. Sweep the dirtiest parts of the carpet to kick up dirt before vacuuming. Most carpet-cleaning rentals come with a solution that is meant to be applied to stained areas before the deep cleaning is conducted. If you don't have a stain remover solution, spray stained areas with vinegar instead. Follow the directions that came with your machine to add the appropriate amounts of hot water and carpet cleaner. In some cases the water and solution are each held in their own tank; as instructed, remove the tanks and fill them with water or cleaner. Make sure the tanks are properly fitted on the machine before proceeding. Run the machine slowly over the carpet, making sure to cover every inch. You may overlap areas that have already been cleaned to be sure you don't miss a spot. On some machine models you will see dirty water splash into a receptacle when the machine is working properly. If the machine runs out of water or cleaning solution, turn it off and unplug it. Discard the dirty solution, rinse the tanks, and fill them with clean hot water and cleaning solution. Dirty solution may be poured into the toilet. Within a few hours it should look and smell good as new.

Problem: Write an article based on this summary: Borrow from friends or family Ask about seller financing. Pay with cash. Consider a rent-to-own option as a last resort.

Answer:
. One way to get a loan without waiting the two or four years a financial institution would require is to ask friends or family if they will help you. You are not eligible for a mortgage, so the person would have to buy the house and then you would pay them the mortgage payments. After two years, or when you become eligible, you may be able to take over the mortgage. This is not a decision which should be taken lightly. Only ask if you are completely certain that you have a steady ongoing income, and will be able to meet the costs. Consider the fact that if you fail to pay off the loan, your friend or family member will be liable for your payments. This could affect their credit or damage their financial stability. If you do progress with this you will need to document everything and have clear written agreements on the rates and payment schedule. You may need to complete the promissory note and mortgage agreement to ensure the deal is legal and all parties are protected. Seek legal advice to ensure you won't run into trouble, which could ruin your relationship. Seller financing is where the buyer owns the house and the seller provides them financing. Instead of getting a mortgage from a financial institution, the seller lends the buyer money to purchase the house. Of course, the seller is subsequently repaid by the buyer with regular mortgage payments. However, many seller financed mortgages are short-term and have a balloon payment due at the end. This means that the buyer should find a way to refinance before the term is up. Seller-financed mortgages are often a good way to get a loan when traditional loans are unavailable to you. However, the risk taken by the seller in lending to you means that interest rates charged on these loans are typically high. Refinancing within the loan term is essential. If you can't secure another mortgage within this time, you will be stuck with a very large balloon payment and no way to pay it off. One way to buy a house after bankruptcy without waiting until you are able to get a mortgage, is to buy a house without getting a mortgage at all. If you have the cash to purchase an inexpensive house outright, then you can do this. This is not particularly likely, but if you find an opportunity and have the money, you can do it. Avoid the temptation to take loans, even small ones, from subprime and payday lenders to support a purchase. They may be more willing to lend to you despite your credit rating, but it is a big risk. Opt for a more patient approach to rebuild your credit and secure your financial future. Seek assistance from a professional to understand the legal implications of making a cash purchase, including possible declarations to the IRS. Several websites provide listings of rent-to-own homes in every area. Pay a deposit on a house you want to buy, which is still owned by someone else, and agree to an overall purchase price. Pay the owner rent every month, and all or some of that rent money can be used towards a down payment on the house you are living in. Consider seeking legal assistance to get an agreement that will protect your interests. Build your credit, and when you are able to get a mortgage, the owner of the house can sell it to you at the price you initially agreed to. The owner can use your rent as a down payment. Keep in mind that these types of transactions can be extremely risky. If the seller still has a mortgage, they could end up getting foreclosed on. In this case, you may have to move out without recovering any of the money you put into the home.