Part 1. Definition
In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.
Part 2. Example
SECTION 1. LIABILITY OF BUSINESS ENTITIES PROVIDING USE OF FACILITIES
TO NONPROFIT ORGANIZATIONS.

(a) Definitions.--In this section:
(1) Business entity.--The term ''business entity'' means a
firm, corporation, association, partnership, consortium, joint
venture, or other form of enterprise.
(2) Facility.--The term ''facility'' means any real
property, including any building, improvement, or appurtenance.
(3) Gross negligence.--The term ''gross negligence'' means
voluntary and conscious conduct by a person with knowledge (at
the time of the conduct) that the conduct is likely to be
harmful to the health or well-being of another person.
(4) Intentional misconduct.--The term ''intentional
misconduct'' means conduct by a person with knowledge (at the
time of the conduct) that the conduct is harmful to the health
or well-being of another person.
(5) Nonprofit organization.--The term ''nonprofit
organization'' means--
(A) any organization described in section 501(c)(3)
of the Internal Revenue Code of 1986 and exempt from
tax under section 501(a) of such Code; or
(B) any not-for-profit organization organized and
conducted for public benefit and operated primarily for
charitable, civic, educational, religious, welfare, or
health purposes.
(6) State.--The term ''State'' means each of the several
States, the District of Columbia, the Commonwealth of Puerto
Rico, the Virgin Islands, Guam, American Samoa, the Northern
Mariana Islands, any other territory or possession of the
United States, or any political subdivision of any such State,
territory, or possession.
(b) Limitation on Liability.--
(1) In general.--Subject to subsection (c), a business
entity shall not be subject to civil liability relating to any
injury or death occurring at a facility of the business entity
in connection with a use of such facility by a nonprofit
organization if--
(A) the use occurs outside of the scope of business
of the business entity;
(B) such injury or death occurs during a period
that such facility is used by the nonprofit
organization; and
(C) the business entity authorized the use of such
facility by the nonprofit organization.
(2) Application.--This subsection shall apply--
(A) with respect to civil liability under Federal
and State law; and
(B) regardless of whether a nonprofit organization
pays for the use of a facility.
(c) Exception for Liability.--Subsection (b) shall not apply to an
injury or death that results from an act or omission of a business
entity that constitutes gross negligence or intentional misconduct,
including any misconduct that--
(1) constitutes a crime of violence (as that term is
defined in section 16 of title 18, United States Code) or act
of international terrorism (as that term is defined in section
2331 of title 18) for which the defendant has been convicted in
any court;
(2) constitutes a hate crime (as that term is used in the
Hate Crime Statistics Act (28 U.S.C. 534 note));
(3) involves a sexual offense, as defined by applicable
State law, for which the defendant has been convicted in any
court; or
(4) involves misconduct for which the defendant has been
found to have violated a Federal or State civil rights law.
(d) Superseding Provision.--
(1) In general.--Subject to paragraph (2) and subsection
(e), this Act preempts the laws of any State to the extent that
such laws are inconsistent with this Act, except that this Act
shall not preempt any State law that provides additional
protection from liability for a business entity for an injury
or death with respect to which conditions under subparagraphs
(A) through (C) of subsection (b)(1) apply.
(2) Limitation.--Nothing in this Act shall be construed to
supersede any Federal or State health or safety law.
(e) Election of State Regarding Nonapplicability.--This Act shall
not apply to any civil action in a State court against a business
entity in which all parties are citizens of the State if such State
enacts a statute--
(1) citing the authority of this subsection;
(2) declaring the election of such State that this Act
shall not apply to such civil action in the State; and
(3) containing no other provision.
Answer: Shields a business entity from civil liability relating to any injury or death occurring at a facility of that entity in connection with a use of such facility by a nonprofit organization if: (1) the use occurs outside the scope of business of the business entity; (2) such injury or death occurs during a period that such facility is used by such organization; and (3) the business entity authorized the use of such facility by the organization.
Makes this Act inapplicable to an injury or death that results from an act or omission of a business entity that constitutes gross negligence or intentional misconduct, including misconduct that: (1) constitutes a hate crime or a crime of violence or act of international terrorism for which the defendant has been convicted in any court; or (2) involves a sexual offense for which the defendant has been convicted in any court or misconduct for which the defendant has been found to have violated a Federal or State civil rights law.
Preempts State laws to the extent that such laws are inconsistent with this Act, except State law that provides additional protection from liability. Specifies that this Act shall not be construed to supersede any Federal or State health or safety law.
Makes this Act inapplicable to any civil action in a State court against a business entity in which all parties are citizens of the State if such State, citing this Act's authority and containing no other provision, enacts a statute declaring the State's election that this Act shall not apply to such action in the State.
Explanation: This Bill focuses on shielding business entities from civil liability relating to an injury or death depending on the conditions of injury, hence the generated summary is correct.
Part 3. Exercise
SECTION 1. SHORT TITLE.

This Act may be cited as the ''ATM Fee Disclosure Act of 1996''.

SEC. 2. ELECTRONIC FUND TRANSFER FEES.

(a) Disclosures Required.--The Electronic Fund Transfer Act (15
U.S.C. 1693 et seq.) is amended--
(1) by redesignating sections 918, 919, 920, and 921 as
sections 919, 920, 921, and 922, respectively; and
(2) by inserting after section 917 the following new
section:

''SEC. 918. FEES.

''(a) Disclosure of Point-of-Sale and Cash Withdrawal Fees.--In the
case of any electronic fund transfer which is initiated by a consumer
through the use of an electronic terminal, including a telephone
operated by the consumer, no fee may be imposed by any person in
connection with such transaction unless a notice is provided to the
consumer, in accordance with subsection (b), which clearly states the
following:
''(1) A fee will be imposed in connection with the
transaction.
''(2) The amount of any such fee.
''(3) The consumer may cancel the transaction without
paying the fee.
''(4) If the consumer does not elect to continue in the
manner necessary to effect the transaction after receiving this
notice, the transaction will be canceled without the imposition
of a fee by any person, including any person described in
subparagraph (B), (C), or (D) of subsection (d)(1) who would
have been involved in the transaction had the transaction been
completed.
''(b) Time and Location of Notice.--The notice required under
subsection (a) shall appear on the screen of the electronic terminal or
on a paper notice issued from the machine or, in the case of an
electronic fund transfer by a telephonic instrument, as a voice message
clearly audible to the consumer after the transaction is initiated and
before the consumer is irrevocably committed to completing the
transaction.
''(c) Prohibition on Fees Not Properly Disclosed or Explicitly
Assumed by Consumer.--No fee may be imposed by any person in connection
with any electronic fund transfer initiated by a consumer for which a
notice is required under subsection (a), unless--
''(1) the consumer receives such notice in accordance with
subsection (b); and
''(2) the consumer elects to complete the transaction, or
otherwise responds in the manner necessary to effect the
transaction, after receiving such notice.
''(d) Scope of Notice and Prohibition.--
''(1) In general.--The requirement of notice of fees under
subsection (a) and the prohibition on the imposition of fees
under subsection (c) shall apply with respect to any fee which
is or would be imposed in connection with any electronic fund
transfer to which such subsections apply by--
''(A) the person operating or owning the electronic
terminal or telephonic instrument at which the
transaction is initiated by the consumer (other than a
telephone operated by the consumer);
''(B) the financial institution holding the account
of the consumer;
''(C) any national, regional, or local network
utilized to effect the transaction; and
''(D) any other party involved in the electronic
fund transfer.
''(2) Transactions initiated by telephone.--In the case of
an electronic fund transfer initiated by a consumer through the
use of a telephone operated by the consumer, the electronic
terminal or telephonic instrument to which the consumer
connects through the use of such telephone shall be treated as
the electronic terminal or telephonic instrument at which the
electronic fund transfer is initiated for purposes of this
section.
''(e) Documentation.--Written documentation of the amount of any
fee imposed by any person in connection with any electronic fund
transfer for which notice is required under this subsection, and the
identity of any such person, shall be provided directly to the consumer
upon completion of such transfer.
''(f) Balance Inquiries.--For purposes of this section, the term
'electronic fund transfer' includes a transaction which involves a
balance inquiry initiated by a consumer in the same manner as an
electronic fund transfer, whether or not the consumer initiates a
transfer of funds in the course of the transaction.''.
(b) Conforming Amendment.--Section 906(a) of the Electronic Fund
Transfer Act (15 U.S.C. 1693d(a)) is amended--
(1) by striking ''and'' at the end of paragraph (4);
(2) by striking the period at the end of paragraph (5) and
inserting ''; and''; and
(3) by adding at the end the following new paragraph:
''(6) The amount and type of any fee imposed in connection
with the transfer, including any fee information required to be
disclosed pursuant to section 918(e).''.
Answer:
ATM Fee Disclosure Act of 1996 - Amends the Electronic Fund Transfer Act to prohibit imposition of a fee upon an electronic fund transfer initiated by a consumer from an electronic terminal (including a telephone) unless explicit disclosures are provided regarding the amount of any transaction fee and the consumer's option to cancel the transaction without paying the fee.
Mandates written documentation upon completion of the transfer of such fee amount and the identity of the person imposing it.
Includes within such electronic fund transfers, for purposes of this Act, a balance inquiry initiated by a consumer in the same manner as an electronic fund transfer regardless of whether the consumer initiates a transfer of funds in the course of the transaction.