What is the most logical next event?

How to stop wage garnishment in georgia
Find out when the garnishment occurred.
Georgia law only gives you a limited period of time to stop a garnishment using a traverse and claim.
When a creditor files a garnishment lawsuit with the court, it essentially sues your bank for the money.

Available options:
(1). The bank will be served with notice of the garnishment. After the bank is served, it has between 30 and 45 days to file an answer with the court.;
(2). If you violate georgia's order, you lose the right to garnish certain deposits since the garnishment occurs over two years. You also lose the right to garnish certain other deposits within the year.;
(3). A traverse tells the court that garnishment took place in violation of the written appraisal of the bank's assets. The court then pays off the balance, and less amounts are garnished in the future until the creditor has paid off the debt.;
(4). The creditor claims you are protected for the garnishment if your bank charges you with the garnishment. If you were exempt under georgia law, creditors can continue garnishment lawsuits as long as you are not exempt.;
(1).