Given a passage and a query based on the passage, generate an unambiguous, concise and simple answer to the query from information in the passage. Note that the answer may not be present in exact form.

[Q]: To get your income tax refund the fastest way possible, e-file your return and choose a direct deposit to your bank account. What refund options does TaxAct offer? You can have the IRS deposit your refund into up to three different bank accounts. A split refund is a great idea if you want to put some of your money into savings. The IRS will confirm the account number is valid before they deposit your refund. If the number you enter is not valid, you may receive a paper check in the mail, instead of an electronic deposit. The paper check will take longer for you to receive than a direct deposit. Worse yet, if the account number you enter is valid but belongs to someone else, that person could receive your tax refund. Instead of having your refund deposited directly to your bank account, you can choose one of these options: Free e-file with direct deposit to an exisiting account or to an American Express Serve Prepaid Debit Account for fast and easy access to your refund. Use all or part of your refund to purchase U.S. Savings Bonds in increments of $50. The fastest way to get your refund is to e-file your return and request your refund via direct deposit. The Department of Taxation and Finance declares that these taxpayers can receive their refund in as little as 14 days. Most, however, will have to wait somewhere between 14 and 30 days. Note also that it is hardly uncommon for refunds to take even longer than that. If your account is closed, the direct deposit will return to the State. A paper refund check will be sent using the address and other information we have for you on file. In such a situation, a manual refund check will take about six to eight weeks to be proc-essed and mailed. Q: I was due for a refund by direct deposit but I did not receive it. What do I do now? First, thoroughly examine your bank statement. With so many transactions, it's easy to overlook a deposit. one account number reported on the federal return, the direct deposit of your Rhode Island refund will be sent to the account first listed on your federal return. Please check your bank account number, routing number, and bank statement carefully -- it could save you considerable time and effort. number (or numbers). The post office will not forward the refund check to a new address. Service will return the refund check to the Rhode Island General Treasurer's Office. check has been returned by sending us a photocopy of your refund check. to your new address, or 2.) pick up the check at the General Treasurer's Office. Treasurer's Office, not from the Division of Taxation. The longest amount of time your refund will take is if you paper file your return. If that's the case, you can tack on an additional 4 weeks to all of the times given above. That's how long it takes the Tax Department to process paper returns. Guide to Tax Refunds Rhode Island Department of Revenue Message from the Tax Administrator: If you pay more taxes than you're required to, you're due a refund. We try to process refunds as promptly as possible. But processing can take time, especially during the busy filing season. We expect to process more than 600,000 personal When you receive the affidavit, follow the instructions on the form and re-. turn it to the Rhode Island General Treasurer's Office, 50 Service Ave., Warwick R.I. 02886. Do not mail the affidavit to the Rhode Island Division of Taxation. the bank account since I filed the return. What happens to my direct deposit? If your account is closed, the direct deposit will return to the State. A paper refund check will be sent using the address and other information we have for you on file. In such a situation, a manual refund check will take about six to eight weeks to be proc- Query: how long does it take to receive tax refund direct deposit
[A]: It takes six to eight weeks to receive tax refund direct deposit.

[Q]: Hiring a patent lawyer is a good idea if you plan to go all the way and file a non-provisional patent application. However, professional legal advice isn't necessary at this early stage. You can do the research and fill out the application yourself. Get PROFESSIONAL. 1 Patent Pending Status for 12 Months. 2 Professional Technical Descriptions. See Description Samples. 3 Professional Patent Drawings. See Drawing Samples. 4 Phone call with an engineer to discuss details. A provisional application for patent lasts 12 months from its filing date. The USPTO will not grant extensions for any reason. The inventor(s) must file a Non-Provisional Patent Application within that period to take advantage of the Provisional Application for Patent's filing date. How long a patent lasts depends on when the application was filed with the U.S. Patent and Trademark Office. Patents Filed Through June 17, 1995. For U.S. patents filed through June 17, 1995, the patent lasts for 17 years from the date the patent is issued, provided that the fees necessary to keep the patent in force (maintenance fees) are paid. Patents Filed After June 17, 1995 For patent applications filed after June 17, 1995, the patent last 20 years from the date of filing. If a non-provisional application is not expected to be filed within one year, and the patent is not otherwise barred by law, another provisional application may also be filed at any time and start another one-year period (but this does not work in all cases). You asked how to write a good provisional patent application so I will assume you know the drawbacks as well as the positives of a provisional patent application compared to a non-provisional. So it is best to think of the provisional patent application as a lower cost way of starting your journey toward receiving a patent, but it is incorrect to think of the provisional patent application as a cheap way to start the patent process. If you have filed more than 4 non-provisional patent apps in the past, or have an annual income of greater than $177,117, you may be classified as small entity or large entity which requires $140 or $280 govt fee If you have filed a Provisional Application for Patent relating to the same invention, and your Non-Provisional Utility Patent Application is filed within 12 months of your Provisional Application, your filing date will be the filing date of your Provisional Application. A patent is a governmental grant of a short-term monopoly to inventors. U.S. patent laws enable a patent holder to prevent others from making, using or selling the patented invention for a specific time period. How long a patent remains valid depends on the type of patent and other factors. A patent is a governmental grant of a short-term monopoly to inventors. U.S. patent laws enable a patent holder to prevent others from making, using or selling the patented invention for a specific time period. Query: how long is a provisional patent good for
[A]: A provisional application for patent lasts 12 months from its filing date.

[Q]: A heart attack can happen to anyone, woman or man, young or old. Some people are more at risk because of certain health problems, family health history, age, and habits. These are called risk factors. You can't change some risk factors, like your age, race or ethnicity, or family history. A Month Before a Heart Attack, Your Body Will Warn You With These 8 Signals! - Duration: 6:24. 7ReMix Healthy Tips TV 189,400 views A heart attack occurs when one or more of your coronary arteries become blocked. Over time, a coronary artery can narrow from the buildup of various substances, including cholesterol (atherosclerosis). This condition, known as coronary artery disease, causes most heart attacks. Although a heart attack is a frightening event, if you learn the signs of a heart attack and what steps to take, you can save a lifeperhaps even your own. Many people think that heart attacks are a "man's problem," yet heart disease is actually the number one killer of both men and women in the United States. To diagnose a heart attack, an emergency care team will ask you about your symptoms and begin to evaluate you. The diagnosis of the heart attack is based on your symptoms and test results. The goal of treatment is to treat you quickly and limit heart muscle damage. Tests to Diagnose a Heart Attack. ECG . Symptoms of a heart attack may be immediate and intense. More often, though, symptoms start slowly and persist for hours, days or weeks before a heart attack. Unlike with sudden cardiac arrest, the heart usually does not stop beating during a heart attack. The heart attack symptoms in women can be different than men. What is cardiac arrest? About every 40 seconds, someone in the United States has a myocardial infarction (heart attack). Your heart muscle needs oxygen to survive. A heart attack occurs when the blood flow that brings oxygen to the heart muscle is severely reduced or cut off completely (View an animation of blood flow). Several studies have demonstrated that there is seasonal variation in heart attacks. They are most likely to occur in the winter, and least likely to occur in the summer. This is not just true for heart attacks, but also other cardiovascular events. Several explanations have been proposed. Heart attacks may seem like a senior citizen phenomenon, considering that about 82% of people who die of coronary heart disease are at least 65, according to the American Heart Association. But sudden heart problems can occur much earlier in life, too. Every 40 seconds, someone in the United States has a heart attack. 1. A heart attack, also called a myocardial infarction, occurs when a part of the heart muscle doesn't receive enough blood flow. The more time that passes without treatment to restore blood flow, the greater the damage to the heart muscle. Query: how does a heart attack occur
[A]:
A heart attack occurs when one or more of your coronary arteries become blocked.