Multi-select problem: How does the next paragraph end?

How to apply for a business line of credit
Understand your options.
A business loan is used for a one time expense-renovating a restaurant kitchen, for example. A business credit card, on the other hand, is a card you keep for an extended period of time to cover regular expenses.

Options are:
[+] It's possibly your least expensive choice so it will be a heavy addition to your regular lines of credit. Some companies may offer a " default' loan " instead of a full loan.
[+] A business line of credit is somewhere in between. It is used to cover short-term expenses; for example, if your off-season income is not sufficient to cover operating costs, yearly renovations, etc.
[+] By using your business line of credit when not in your business building, you'll avoid confusion on your part as to where to get the credit. Employees are generally issued a business credit card when the loan is due, with a cover term of one month.
[+] The credit card company will work with you to decide if or for what purpose your business will need this credit card. Check your overall credit score and compare that with your loan application.
A business line of credit is somewhere in between. It is used to cover short-term expenses; for example, if your off-season income is not sufficient to cover operating costs, yearly renovations, etc.