In one sentence, describe what the following article is about: Watch for excessive scratching, which may be indicative of fleas. If you see your cat scratching himself often, you will need to perform a spot check. Get a fine toothed comb and run it through your cat's fur. Look for little, fast-moving brown specks (which are fleas) particularly around your cat's neck and tail. You can also check for fleas by grooming the cat over a sheet of blank white paper. You may see fleas in the comb's teeth or flea dirt on the paper. Flea dirt is black and comma shaped. If placed on damp cotton wool it dissolves into bloody streaks. Many commercial products are available to kill fleas and remove them from your home. Ask your vet for specific recommendations. Hairballs can also cause bad breath or low appetite. Serious hairball problems may become Trichobezoars (hard lumps of matted hair and undigested foul-smelling food) and extreme cases may require surgery. Regularly groom your cat to reduce hairballs. Other effective home remedies include adding supplements to their diet such as: Slippery Elm Bark to lubricate the hairball passage or pumpkin pulp (canned) which adds bulk fiber to stools, easing the hairball out. These items can periodically be added to treats like fish or cooked chicken/livers as a preventative for hairballs. You should consult with the veterinarian to be certain that a more serious problem is not the cause. Symptoms include increased appetite or thirst, unexplained weight loss (particularly muscle mass), nervousness or irritability, frequent vomiting, lethargy and weakness, diarrhea, or a messy coat. If two or more symptoms are present, your cat will need to see the veterinarian. Hyperthyroidism typically occurs in middle-aged to older cats and is rare in a young cat. Increased appetite is a handy warning sign that your cat needs veterinary attention. The thyroid hormone that triggers appetite also raises the metabolic rate and puts organ function under strain. Signs of diabetes include vomiting, dehydration, weakness and loss of appetite, increased thirst and urination, weight loss, breathing abnormalities, and an unkempt coat. Feline diabetes affect cats of any age, but is most common in older, obese male/female cats. If your cat has any or several symptoms, take him/her to the vet where blood and urine sugar levels can be tested. Signs of FLUTD include inappropriate or difficult and frequent urination, appetite loss, listlessness, blood in the urine, or frequent licking of the genitals. This disease is a painful inflammation of the lower urinary tract that has the potential to quickly become fatal. FLUTD has a number of causes, from decreased water intake and urine retention to viruses, bacteria, or diet. Some dry foods can cause crystals to build up in the urine which scuff and irritate the bladder lining. If left untreated, they can form bladder stones which are potentially serious if they cause a blockage.
Summary: Check your cat for fleas. Listen for dry coughing and vomiting that may signify hairballs. Look for hyperthyroidism, or an overactive thyroid. Watch for symptoms of feline diabetes. Watch for symptoms of feline lower urinary tract disease (FLUTD).

Some lenders may only charge you a fixed monthly interest, which can allow you to apply additional payments toward the principal amount. However, other lenders may charge you interest on every payment you make. Ask your lender if you can make additional payments toward the principal amount of the loan without having to pay interest. If so, you can plan to make small, additional payments toward the loan each month and pay less in interest over the life of the loan. An example of the difference between the kinds of interest you pay is: if you have a $100 payment due every month with $4 interest that means you pay $104 per month. What you need to find out is if that $4 is a fixed amount per month, which would mean no matter how much you might pay on the principal ($100, $200, $300) you still pay just $4 monthly interest. If, however, they charge interest on every payment, you would end up paying 4% interest on whatever you are putting down on the principal -- $8 if you chose to pay $200 instead of $100, for example. Even if you have to pay interest on each payment, it is usually worth your while to make extra principal payments to pay your loan off faster. Use a check or pay online to make an extra payment per month, that is separate from your regular car loan payment. Write "Principal Only" on the check so that the lender will not count it toward your loan payment for the next month. If you are paying online, pay the extra principal amount before you are billed for the next month. Instead of making one monthly payment, split it in half and make payments every two weeks. This typically works out to twice per month, but by the end of the year you will have made two more biweekly payments (one full payment) because most months are longer than an exact 4 weeks. In other words, make 26 half-payments per year (every other week for 52 weeks) that will equal 13 full payments, rather than the 12 you would've otherwise paid. This means that the total amount you owe will go down faster, saving you interest on the loan.
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One-sentence summary -- Determine if you can make additional payments to the principal balance only. Make a separate payment for principal. Make biweekly payments.

Problem: Article: Slice an avocado in half and remove the central pit. Scoop out one half of the avocado and place it in a small bowl, along with 1 tablespoon (15mL) of honey and a fistful of oats. Mash and stir the avocado with the other ingredients until they form a paste, which you can rub onto your face with your fingertips. Put the avocado mixture on the driest parts of your face first. Continue spreading the avocado paste around until your entire face is covered. Keep the mask on for at least 10 minutes, then rinse it off with water. Accomplish 2 things at once by mixing together one lemon's worth of juice with 0.25 cups (59mL) of olive oil in a small bowl. Stir the ingredients together until they're thoroughly mixed before spreading the oil mixture onto your face. Use your fingertips to apply the mask in parts. Use short, circular motions as you rub the mask into your skinthis makes the exfoliating process more effective. Try almond oil if you'd prefer not to use olive. Let the oil mixture soak into your skin for around 10-20 minutes before washing it off with cool water. Combine 2 tbsp (25 g) of brown sugar with 2 tablespoons (30mL) of coconut oil and mix them together thoroughly. Use the tips of your fingers to dip into the brown sugar mixture and apply it over your skin. Apply it in circular motions to exfoliate any dead skin cells from your face. For maximum effect, let the mask sit for a few minutes before rinsing it off with warm water. This mask is especially good for people with dry skin.
Summary:
Mix avocado and honey to help hydrate dry skin. Use lemon and olive oil to exfoliate and hydrate your skin in one go. Scrub off dead skin with a mix of brown sugar and coconut oil.