Use cool, running water to lather your hands with the soap. Do not touch the burn until you have washed your hands well. Place the burn under cool running water and apply a small dab of mild soap to the area. Gently rinse and clean the burn to remove any dirt, debris, or bacteria. Get cling wrap typically used to cover food, as it will not stick to the skin and is protective. Remove the first 12 inches (2.55.1cm) of cling wrap on the roll. Then, tear off strips of cling wrap. Layer the cling wrap over the burn to cover it and protect it. Use medical tape to keep it in place. Do not wind the cling wrap around the burn, as this can reduce circulation to the area, especially if the burn starts to swell. Layer it onto the burn instead. If the burn is on a hand or foot, place a clear plastic bag over the area and loosely attach it with medical tape. If cling wrap is not available, get a clean cotton sheet that is non adhesive. Place it over the burn and secure it with medical tape. Do not apply the medical tape too tightly around the sheet, just enough for it to stay in place. Do not use gauze or bandages that can shed fibers, as they can stick to the burn and cause more damage to the area. Avoid putting on antibacterial ointments or sterilizing creams, as this can cause more damage to the skin. They can also keep you from properly assessing and monitoring the burn. Keep the burn dry under the cling wrap or cotton sheet for the first 24 hours.
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One-sentence summary -- Wash your hands with antibacterial soap. Clean the burn with mild soap and cool water. Dress the burn in layers of clear cling wrap. Use a sterile cotton sheet if you do not have cling wrap. Do not apply ointment or cream to the burn.

Decide whether to work as an independent contractor or at a brokerage firm. Working for a firm will lend you credibility if you don't yet have any of your own, but will also take a portion of your commission. You can also decide what services to offer to your clients. Commercial loan brokers primarily act as middlemen between lenders and businesses seeking loans. A commercial loan broker might also be capable of producing many lenders, sometimes known as wholesalers, to the borrower. In addition, a loan broker can use his or her knowledge and expertise to counsel a business on what to do about potential lending problems. Doing so can allow you to act as a "consultant," rather than a "broker." This label could help your services seem more valuable with some clients. Each state has a licensing board that can provide this information. You can also check with member organizations in the banking industry or with your local branch of the Small Business Administration. Currently, most states do not require commercial loan brokers to be licensed. However, about 20 states do require some form of license. It's better to check thoroughly about license requirements than to assume your state does not require a license. There may be financial or criminal penalties involved if you operate without a license where one is required. Certain requirements must be fulfilled for licensing where it is required. Be prepared to have your fingerprints processed and a criminal background check done. These costs usually fall on the applicant. Occasionally, an examination must be passed. You might want to pursue a commercial loan broker license in multiple states. You get paid for your work as a commercial loan broker when a lender accepts your loan proposal. Your commission is calculated as a percentage of the value of the brokered loan. Fees range up to 10 percent of the loan, but are typically between 0.5 and 4 percent. Fee percentages go down as the value of the loan goes up. Many brokers also charge an application fee, which is typically either $1,000 or $2,000. Make sure to include your fee structure clearly in your broker agreement. Fees may be paid by the borrower or lenders depending upon your written agreement.
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One-sentence summary -- Figure out how you will offer your services. Investigate on whether you need a license to operate as a commercial loan broker within your state. Fulfill licensing requirements. Structure your commissions.

The cooking time is the same as when cooking with a plate. It will be easier to make a lot of pancakes quickly using a plate, but a mug can give you a novel, single-serving pancake. Pour water into the mug (about half a mug's worth) until the mixture becomes a paste of medium thickness. Mix with a teaspoon until the consistency is smooth. You can add more water if the mixture is too thick, and more flour/pancake mix if the mixture is too thin. The pancake is fully cooked when there is no runny mixture left in the mug. If the mix is still runny, then microwave the mug for 30 seconds longer. When your mug pancake is thoroughly cooked, it is ready to eat. Drizzle syrup, sugar, or butter into the mug, and enjoy!
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One-sentence summary --
Consider making your pancakes in mugs. Fill a mug about 1/4 or 1/3 full with flour or pre-prepared pancake mix. Put the mug in the microwave for about 90 seconds. Pour toppings directly into the mug, then eat with a fork.