The Dunmer are going to be a choice option for Dragon Knights, especially the damage dealers, whose powers focus on fire magic. This is because Dunmer get a bonus to fire damage, making them extra deadly. Their weapons skill is with dual-wield, though, so you can't rely quite as much on their weapons damage. Dunmer are available to those in the Ebonheart Pact. Nords are a natural choice for Dragon Knights, as their race-based abilities are all about dealing damage and taking damage. They also get a boost to two-handed, which is the main weapon for this class. Nords are available to those in the Ebonheart Pact. Orcs are another natural choice for Dragon Knights, as their race abilities are focused on maintaining stamina in battle and dealing damage. They get a boost to heavy armor, making them good tanks or damage dealers. Orcs are available to those in the Daggerfall Covenant. Redguards are born fighters, having bonuses to power and sword and shield, which makes them great damage dealers. They also make decent tanks. Redguards are available to those in the Daggerfall Covenant. While not the ideal tank, Khajit are decent as damage dealers, having good melee skills. They also have a bonus to medium armor, which will help to protect them in battle. Khajit may not be the most ideal choice for this class, but are the best available to those in the Aldmeri Dominion.

Summary: Play as a Dunmer. Play as a Nord. Play as an Orc. Play as a Redguard. Play as an Khajit.

Decrease the arguments and petulance of assigning chores by setting and enforcing a consistent time they occur. Tie them to a regular reward whenever possible. For example: Instead of serving dessert at the end of dinner, serve it after the table is cleared and dishwasher loaded. Afternoon snacks will hit the table after the trash is taken out. Beds must be made before going outside to play. The family pet must be fed before humans have breakfast. Establish routines around chores that reflect consistent instructions that are given one step at a time. Then have your child repeat the instruction then getting praise at each step. For example: Loading the dishwasher: First load all the plates on the bottom. ("Great job!"). Now load all glasses on the top. ("Excellent!"). Next is silverware Laundry: First find all the pants and put them into a stack here. ("Awesome!") Now put shirts in a stack there. ("Super-duper!"). Socks then have the child fold each stack, then put the stacks in his or her room, one stack at a time. Use calendars, written schedules and chore boards to remind your child of chores that need to be done. These tools remove the "I forgot" excuse. Whenever possible, find ways to make chores more fun and help remove the stress of the task. You need to teach your child compliance, teamwork, and the need to pull his weightbut there's no reason it can't be fun at the same time. Belt out instructions in a variety of silly voices or have puppets give orders. Walk backward when checking progress and make back-up "beeps." Have your child dress like Cinderella on a chore morning and play music from the movie that she can sing to as she works. Keep an eye on your child's attitude. If you sense he or she is getting frazzled, make the next chore super silly or assign movement to it. Say to your child, "Pretend you are a shark as you put this book on my desk." Or, simply call for a cookie break.

Summary: Avoid chore wars with routines and consistency. Give instructions one step at a time. Post visual cues as reminders. Make chores more fun for your child.

For each cell in Row 6 where you have an account enter the following formula: "=[Letter]2*[Letter]3/12" in the cell and hit the Enter key. For example, if you were going to enter the formula in B6, you would enter: "=B2*B3/12" and press the Enter key. Copy the formula in cell B6 and paste it into all other cells in Row 6 that have columns for accounts. Excel will automatically adjust the formula for any cells you copy/paste the formula into. You will have previously entered all the credit card information in columns C, D, E, etc., depending on how many credit cards you have. The copied formula will calculate the new data from each column automatically. The annual interest rate is divided by 12 to arrive at a monthly interest charge. For this example of a $1,000 balance at 18% annual interest, the formula will return a monthly interest charge of $15. Once you have entered your data and the formulas have been calculated, you will see how much you are paying in interest on each card and how much your minimum payment of principal is each month. It's important to note the proportion of your payment that is allocated to interest and the amount that is being used to reduce your principal. You want your monthly payments to reduce your principal amount as much as possible, which you can do with a lower interest rate. To pay down your credit cards as quickly as possible, transfer your balances to cards with a lower interest rate or a zero percent introductory rate. See elsewhere in this article for ways to do this. Create a formula using the "SUM" function. The syntax is "=SUM(B6:E6)" where E6 represents the last cell in row 6 that has a number. This is how much you are paying in interest each month for all your credit cards. Keep in mind that the interest fee will change every month as you make payments on the balance.
Summary: Calculate the monthly interest amount. Compare interest to principal payments. Total the sum of all monthly interest charges.