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The video should begin playing. scroll down below the thumbnail of the video and select the best possible quality HD 720 video for video download,if you want to download audio just choose the audio quality option audio only.Click Download. It is the green button beside the quality. {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/d\/df\/Choose_video_audio_quality.png\/459px-Choose_video_audio_quality.png","bigUrl":"\/images\/thumb\/d\/df\/Choose_video_audio_quality.png\/728px-Choose_video_audio_quality.png","smallWidth":460,"smallHeight":150,"bigWidth":"728","bigHeight":"238","licensing":"<div class="mw-parser-output"><p>Image by: Uploader<br>
License: <a rel="nofollow" class="external text" href="https:\/\/creativecommons.org\/licenses\/by\/3.0\/">Creative Commons<\/a>
<\/p><\/div>"}

summary: Go to the video you want to download. Choose the video or audio quality you want. Your video or audio will begin downloading onto your computer.

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Getting a lower interest rate is usually just a matter of negotiating. To be successful, all you have to do is come prepared. Know how much money you want, how much interest you'd like to pay, and what rate is going to be too high for you to make a deal before walking in or calling up. Financially stable people with decent (650+) credit scores have the best chance to negotiate rates. Call up your credit card company and let them know that you've found better rates on other cards. If you're a regular customer who pays on time, they will likely try to keep your business. Talk to your banker about the lowest possible rate they can give. Research other options so you can point to other offers. Be wary of variable APR or interest -- it may look appealing at first, but these "deals" often turn into exorbitantly high interest rates after 1-2 years. The accrual rate determines when interest is added to principal. So, if it is really high (such as daily) it means that whatever interest is unpaid at the end of the day gets added to principle. This means the next month's interest payment will be even higher since you have a higher principle. For example, note how a $100,000 loan with a 4% interest rate is compounded three different ways: Yearly: $110,412.17 Monthly: $110,512.24 Daily: $110,521.28 Remember that interest is taken as a percentage of principle. Simply said -- the more you owe, the more money you pay in interest. If you can pay off some of the principle every month along with the interest, you may not lower your rate. But you will definitely lower your payments. Interest can be thought of as the cost of borrowing money. Either you pay someone for it, or your bank pays you to "borrow" the money in a savings account. Either way, you should know the rates before signing any paperwork. Auto: 4-7% Home: 3-6% Personal Loans: 5-9% Credit Cards: 18-22% Payday Loans: 350-500% . The safer an account is, like a savings account, CD, or bond, the less money it usually returns in interest. That said, this sort of guaranteed, but slow growth, can be powerful when saving for retirement. Other accounts with higher interest rates will make you more money, but with more associated risk or stipulations attached. Savings Accounts: 1-2% CD 1-2% US Bonds (over 30 years): 3-4% 401k & IRA: 6-10%

summary: Talk to your bankers to negotiate a lower interest rate. Choose a less-frequent accrual rate to pay less in interest. Pay more than your interest whenever possible, no matter the interest rate. Monitor common interest rates before getting a loan. Know the interest rates on any investments to money wisely.

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This is the perfect outfit for fall. Oversized sweaters can be very stylish and versatile. Choose an off-the-shoulder sweater for a flirty look, or a turtleneck sweater to stay warm in the winter. Find a sweater that matches the color of your socks for a fully coordinated outfit. Complete this look with a pair of knee-high boots for fall. If the length of your sweater goes down to your thighs, you can skip out on a pair of bottoms. If your sweater is on the shorter side, pair it with some shorts for a high fashion fall outfit. You're probably really excited about your thigh-high socks, so make sure to wear something that will allow you to show them off! If you wear bottoms that are too long, your socks may just look like an average pair of tights. So make sure your skirt, shorts, or dress are mini enough that they don't cover the top of your socks. Flared dresses are skirts are a popular look with thigh-high socks. They will give you a youthful, yet flirty appearance. Shorts are also popular with thigh-high socks, especially denim. It all depends on your outfit and the look you're going for. There is nothing more casual than a classic t-shirt. A t-shirt with a pair of thigh-high socks is a great look for a casual day out. You can style the look for any season or occasion by choosing between an oversized or more fitted tee. Keep in mind that your shirt doesn't have to be plain; add your own personal flair with a patterned or graphic t-shirt. If you want the ultimate casual look, opt for a t-shirt with your thigh-high socks, shorts, and a pair of sneakers. Crop tops are popular in fashion, so why not pair them with your thigh-high socks? Try a crop top sweater with a high-waisted pencil skirt, thigh-high socks, and heels for a girly look. Or, go for a more classic look with a cropped shirt, high-waisted shorts, thigh-high socks, and sneakers. Go monochromatic in all black for a trendy, sophisticated look. Try a black cropped shirt, black high-waisted shorts, black thigh-high socks, and black boots or heels. To break up the monotonous color just a little bit, throw on a floral cardigan or kimono.
summary: Pair your socks with an oversized sweater for a cozy, casual outfit. Wear thigh-high socks with a mini skirt, shorts, or dress for a fun, flirty look. Choose a t-shirt for a comfortable and casual outfit. Look trendy with a crop top and high-waisted bottoms.