Problem: Countering Krugman, Peter J. Wallison wrote: "It is not true that every bubbleeven a large bubblehas the potential to cause a financial crisis when it deflates." Wallison notes that other developed countries had "large bubbles during the 19972007 period" but "the losses associated with mortgage delinquencies and defaults when these bubbles deflated were far lower than the losses suffered in the United States when the 19972007 [bubble] deflated." According to Wallison, the reason the U.S. residential housing bubble (as opposed to other types of bubbles) led to financial crisis was that it was supported by a huge number of substandard loans generally with low or no downpayments.
Peter J. Wallison believes that the huge number of these loans led to the financial crisis?
The answer is the following: substandard

Problem: London is home to many museums, galleries, and other institutions, many of which are free of admission charges and are major tourist attractions as well as playing a research role. The first of these to be established was the British Museum in Bloomsbury, in 1753. Originally containing antiquities, natural history specimens and the national library, the museum now has 7 million artefacts from around the globe. In 1824 the National Gallery was founded to house the British national collection of Western paintings; this now occupies a prominent position in Trafalgar Square.
Which London museum is prominently located in Trafalgar Square?
The answer is the following: the National Gallery

Problem: British post-punk entered the 1980s with support from members of the critical communityAmerican critic Greil Marcus characterised "Britain's postpunk pop avant-garde" in a 1980 Rolling Stone article as "sparked by a tension, humour and sense of paradox plainly unique in present day pop music"as well as media figures such as BBC DJ John Peel, while several groups, such as PiL and Joy Division, achieved some success in the popular charts. The network of supportive record labels that included Industrial, Fast, E.G., Mute, Axis/4AD and Glass continued to facilitate a large output of music, by artists such as the Raincoats, Essential Logic, Killing Joke, the Teardrop Explodes, and the Psychedelic Furs.
Who said that British post-punk was "sparked by a tension, humour and sense of paradox plainly unique in present day pop music"?
The answer is the following: Greil Marcus

Problem: Like many American cities, Philadelphia saw a gradual yet pronounced rise in crime in the years following World War II. There were 525 murders in 1990, a rate of 31.5 per 100,000. There were an average of about 600 murders a year for most of the 1990s. The murder count dropped in 2002 to 288, then rose four years later to 406 in 2006 and 392 in 2007. A few years later, Philadelphia began to see a rapid drop in homicides and violent crime. In 2013, there were 246 murders, which is a decrease of over 25% from the previous year, and a decrease of over 44% since 2007. And in 2014, there were 248 homicides, up by one since 2013.
How many murders occurred in 1990?
The answer is the following:
525