In one sentence, describe what the following article is about: Many lenders, including credit card companies, might be willing to delay payment for a short period of time if you are in a cash crunch. Call up customer service and explain your situation. You might be able to make regular partial payments. Creditors want to see that you have a plan for getting on top of your finances. Ideally, you've fallen behind because of an event beyond your control, such as short-term unemployment or a medical emergency. This emergency should have passed. Speak to your boss and explain that money is a little tight. Ask if you can get an advance on your next paycheck. If your boss can help you out, then you'll save a lot of money by not needing to go to a payday lender. You don't need to go into great detail with your boss about your financial difficulties. Instead, speak generally. People who know you might be willing to help you out. Tell them what you need the money for and agree to pay them back as soon as possible. You can also agree to pay interest. Paying interest shows you are serious about paying the money back. Check your jurisdiction's usury laws online, which will set the maximum interest rate allowed. With luck, your family member will charge only a small interest rate. Many banks allow you to take out more money than you have in your account. This is called overdraft protection. Generally, you will pay a small fee for taking out too much money. However, the fee will be much lower than the interest on a payday loan. Avoid using "bounce protection" overdraft. The APR on these programs can reach 1,000%. Someone with a decent credit score should go to a bank or credit union and ask for a personal loan. These loans will have much lower interest rates than payday loans. You might also get a personal loan from an online lender. Research an online lender just as you would a payday lender. Online lenders should not charge upfront fees or pressure you to wire them money. Personal loans can usually be paid in monthly installments over several years. This makes repaying the loan much more manageable. To get a personal loan, you'll need to have a credit check. Credit unions offer small loans for much lower interest rates. You can borrow between $200-1,000. You only pay a small application fee and get one to six months to pay it off. Typically, you must have been a member of the credit union for at least one month before you apply. Your credit card probably lets you take out cash from an ATM. Check your monthly statement to see. There should be a "cash limit" amount listed. Cash advances are expensiveinterest rates usually are around 30% or higher. Also, you might be charged fees on top of the interest rate. However, a cash advance is cheaper than a payday loan. You'll also get to pay off the cash advance over several months, which might be easier on your finances. Don't assume you don't qualify for a credit card if you have poor credit. Shop around online.
Summary: Talk to your creditors about an extension. Ask your boss for an advance. Ask friends or family for a small loan. Use your bank's overdraft protection. Obtain a personal loan. Apply for a payday loan alternative with a credit union. Take a cash advance from a credit card.

In general, a healthy diet consists of lots of fruits and vegetables, lean proteins, healthy fats, and the avoidance of processed foods. Here are some key foods to eat for healthy hair: Fish such as salmon, sardines, and mackerel contain omega-3 fatty acids, which protect you from disease and help your body grow and maintain healthy, shiny hair. Greek yogurt contains protein and vitamin B5 (also known as pantothenic acid), which are both essential for healthy hair growth. If you don't get enough protein in your diet, your hair growth stalls. Dark leafy greens such as spinach and kale contain vitamin A, iron, beta carotene, folate, and vitamin C, which are all helpful in maintaining a healthy scalp and hair. Vitamin C in particular is hugely helpful in preventing breakage. Sweet potatoes and other orange fruits and vegetables such as carrots, pumpkins, cantaloupe, and mangoes contain the antioxidant beta carotene, which helps keep hair hydrated and shiny. Cinnamon and other spices boost your circulation, helping to deliver oxygen and nutrients to your hair follicles. Sprinkle blood-flow-boosting spices into your various meals and beverages. Eggs are a great source of protein, iron, and biotin a B vitamin that helps with hair growth. In addition to making you tired, unfocused, and depressed, an iron deficiency can cause hair loss. If you think you might not be getting enough iron in your diet, try eating fortified cereal, grains, and pastas. You can also find iron in soybeans, lentils, shellfish, dark leafy greens, beef, and organ meats like liver. If you are dehydrated you are likely to have a drier scalp and dull, dry hair. Aim to drink roughly half your body weight (in pounds) in ounces of water each day. Example: a 150-pound woman would drink at least 75 ounces of water each day more if she were active or living in a hot climate (i.e. if she were sweating). Stress can lead to hair loss. To help reduce stress, work on exercising regularly, sleeping at least 7 hours each night (8.5 hours if you're a teenager), and doing things that help you relax. Some things that may help you relax include meditation, socializing with people who make you feel good, taking baths, or taking up a fun hobby (e.g., book club, music, dance, recreational sports). In addition to being good for you generally, workouts are also good for your hair. Exercise can help increase circulation, release protective sebum from the scalp, and sweating can help release dirt or any dead skin that might clog your follicles. If your hair is thinning or otherwise damaged, and there's no obvious reason for it (i.e. you're not bleaching your hair regularly or constantly frying it with heat styling tools), see a doctor to rule out any potential health problems. Some health problems that can lead to hair loss/damage: Overactive or underactive thyroid Other hormonal problems Anemia/iron deficiency Exposure to harmful chemicals Severe infections Side effects of certain medications
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One-sentence summary -- Eat for strong hair. Make sure you get enough iron. Drink enough water. Reduce stress. Exercise. See a doctor.

Problem: Article: Take a few minutes to laugh either by yourself or with others. Whether it's a short 2-minute video of a cat wearing pants or a feature length comedy, laughing has many health benefits: Laughter stimulates many organs. When we laugh we take in more oxygen than usual, and that stimulates the heart, lungs, and muscles. Laughing increases positive thoughts, leading to the release of stress and disease-fighting neuropeptides. Laughter itself increases mood and leads to feelings of enhanced interpersonal connection when shared with others. When you have negative or nervous feelings, it is hard to stop yourself from wallowing in them. Crack a big smile. It might be fake at first, but think about something that genuinely makes you smile, and keep working at it. A great big smile will momentarily trick your mind into thinking more positively, helping pull you out of a rut. Power posing is a way of holding your body to convey confident and dominant body language. In turn, this can help make your mood more relaxed and confident. For example, when speaking in a meeting, cross your arms across your chest and sit up straight. If you are closing a deal, show that you are engaged by standing, leaning forward, and resting your hands on a table while looking at the client or other individual.
Summary:
Start laughing. Smile when you feel nervous. Try power posing.