INPUT ARTICLE: Article: There are many car loan payment calculators available for free online. Take advantage of these free services if you don't want to spend the time calculating your payments yourself. Search "Car loan payment calculator" and you will be provided with many options. If you still want to work it out by hand, continue to the next step. Start by converting your APR to a decimal by dividing it by 100. For example, if your APR is stated at 8.4%, 8.4/100 = 0.084. Next, find your monthly percentage rate by dividing your APR decimal by 12. So, 0.084/12 = 0.007. This is your monthly percentage rate expressed as a decimal. If, for example, your principal were $20,000 (if you borrowed $20,000 to buy your car), you would multiply this by 0.007 (from the previous step) and get 140. The formula is as follows: Monthly Payment = (Interest rate due on each payment x principal)/ (1 (1 + Interest rate due on each payment)^ -(Number of payments)) The top part of the equation (interest rate due on each payment x principal) is your number from the previous step. The rest can be calculated using a simple calculator. The "^" indicates that the figure (-(Number of Payments)) is an exponent to the figure (1 + Interest rate due on each payment). On a calculator, this is entered by calculating 1 + interest rate due on each payment, hitting the button x^y, and then entering the number of payments. Keep in mind that the number of payments is made negative here (multiplied by negative one). In our example, the calculation would go as follows (assuming a loan duration of 5 years or 60 months): Monthly Payment = (0.007 x $20000)/(1-(1+ 0.007)^-60 Monthly payment = $140/(1-(1.007)^-60) Monthly payment = $140/(1-0.658) Monthly payment = $140/0.342 Monthly payment = $409.36 (this number may be off by a few cents due to rounding) This is done by simply dividing your principal amount by the duration of your loan in months. For our example, this would be $20,000/60 months = $333.33/month In our example, this would be $409.36 - $333.33. This equals roughly $76. So, with this loan agreement, you would be spending $76 per month in interest payments alone.

SUMMARY: Save time by using an online calculator. Find your interest rate due on each payment. Multiply your monthly percentage rate times your principal. Input this number into the monthly payment formula. Calculate the amount of principal paid each month. Subtract your principal paid each month from your monthly payment.

INPUT ARTICLE: Article: Zinc can play an important role in increasing the amount of ammonia that your body is able to excrete. Talk to your doctor about whether a zinc supplement could help your ammonia levels decrease. Those with liver disease tend to have lower levels of zinc. Since zinc is an important part of normal ammonia disposal, supplementing zinc can help someone with high levels of ammonia get rid of it. When you have high ammonia levels in the body, it is a signal that your body systems are not working correctly. This can cause a variety of health problems due to lack of essential vitamins and minerals. To offset this risk, talk to your doctor about taking a daily multivitamin that can give you many of the nutrients that you need. Having your doctor approve your exact multivitamin and dosage will minimize the chance of you taking something that could have a negative impact on your liver function and ammonia levels. For instance, vitamin A in very high doses has been known to cause liver toxicity. Glutamine supplements have been shown to decrease ammonia levels in endurance athletes. Talk to your doctor about whether taking this supplement might help manage your ammonia levels. Glutamine supplementation can be dangerous in people with liver failure. It's important to discuss any supplements with your doctor before taking them.

SUMMARY: Take zinc supplements. Talk to your doctor about a multivitamin that you can take. Take glutamine supplements.

INPUT ARTICLE: Article: Natural acne treatments can cause bacteria to enter into your pores, which can lead to an infection. If you don't treat an infection quickly, it can cause scarring, facial marks, and can be dangerous if it spreads. Get to a doctor if you have a pimple that becomes infected for antibiotic treatment. Look for pus oozing out of a pimple or red streaks in the skin surrounding pimples. These are surefire signs of an infection. Pain or sensitivity in the skin around a pimple could be a sign of infection as well.

SUMMARY: See a doctor if a pimple becomes infected.

INPUT ARTICLE: Article: Steroid injections are the most common way to treat rodent ulcers in cats. Your veterinarian will give the cat an injection in order to treat the ulcer. Depending on the chosen steroid, these injections will be given once every two to three weeks, until the sores have disappeared. Rodent ulcers can also be treated by giving your cat prednisone orally. Your veterinarian will prescribe pills that are given orally every 24 hours until the lesions are gone. In order to properly administer the medication, follow the directions provided by your veterinarian. In some instances the ulcers may become infected. If this happens, your vet will likely prescribe an antibiotic in order to treat the infection alongside the lesions. Take the antibiotics as directed by the veterinarian. Some vets believe that essential fatty acids can help relieve stress in cats and reduce allergic reactions in some instances. If you are not feeding your cat a premium food, they may not get enough fatty acid in their diet. Change to a new food that is higher in essential fatty acids or give your cat a supplement, as directed by their vet. Rodent ulcers are typically caused by an allergic reaction. As a result, they may recur if you are unable to determine what is causing the allergy. If the ulcers return, take your cat to the vet and repeat the treatment.

SUMMARY:
Treat the ulcers with steroid injections. Give your cat steroid pills. Administer antibiotics. Try a food that contains essential fatty acids. Repeat treatments as necessary.