Press down on the metal portion that divides the frets between the 11th and 12th fret of the top, or 6th string. When playing harmonics, you must hold down the metal divider in between frets. You don't need to hold down hard in order to play a harmonic. The frets are the rectangles on the guitar's neck. Usually, you'll hold down the middle of the fret but with harmonics you should hold down the metal divider between the frets. Harmonics are the sounds that are created from the vibrations between the strings and the metal on your frets. It may be easier to decipher a harmonic than a full note. Pluck the top string while still holding down the metal divider between the 11th and 12th fret and listen to the metallic ping from your guitar. This is the harmonic. You will match this tone with the D note of the 4th string. Pluck the 4th string without holding down any of the frets, or in the open position, while the harmonic is playing. You should hear that the notes are off key if your guitar is in standard tuning because the top string is tuned to an E while the 4th string is tuned to a D. Turn the knob connected to the 6th string until you the frequencies match. When the strings are out of tune, the notes will clash and you'll be able to hear a vacillating sound coming from the guitar. When the sounds of the two frequencies match, your guitar is now in drop D tuning.

Summary: Hold your finger over the 12th fret on the top string. Pluck the 6th string and let the harmonic ring out. Pluck the open 4th string. Turn the 6th string knob until the frequencies match.

If your furniture has removable pieces, such as drawers and doors, take these off and set them aside. If your furniture has any pieces that you do not want painted, such as hinges, knobs, and pulls, remove them and set them aside; if you cannot remove them, then cover them with painters tape. Imperfections show up on black surfaces, and even more so if that surface is glossy. If your furniture has any dents or holes, fill these in with some wood filler or putty. Before you can start priming and painting your furniture, you need to sand your piece. This gives the primer a rough surface to grip on to. Take some fine grit sand paper (between 180 and 220 grit) and lightly buff the entire surface of your piece. You do not have to strip the entire previous paint job; you simply need to create a rough texture. If your furniture has a varnish on it, then use 80 grit sandpaper. You need to remove any dust created from when you sanded your furniture. Do this by wiping the entire surface of your furniture with a tack cloth. Grey primer helps make shadows more visible, which will help you find and fix any imperfections. You can either paint or spray on the primer. To prevent drips and puddles, apply several light coats of primer (while letting the primer dry between coats) as opposed to one thick coat. Be sure to choose a primer intended for the material your furniture is made out of. Once the primer has dried, run 220 grit sandpaper over any imperfections in the primer, such as paint drips, bubbles, and globs. After that, wipe the piece down again with tack cloth. If necessary, apply more primer and repeat the process. Remember, imperfections show up more on black surfaces, so your primed surface needs to be as smooth as possible. Before you start painting, let your primer dry at least 24 hours. Refer to the directions on the can, as some primers might require more time.

Summary: Remove drawers and any pieces you don't want painted. Fix any dents and scratches. Sand your furniture. Wipe your furniture down with a tack cloth. Apply a grey, paint primer to your furniture. Use sandpaper and tack cloth to remove any imperfections. Wait your primer dry.

Mix 8 ounces (227 g) of white vinegar, four ounces of rubbing alcohol, and 4 ounces (113 g) of hydrogen peroxide. If you have it available, add a few drops of tea tree oil or another essential oil. Do not spray the cleaning solution directly on the switch. Instead, spray it to a paper towel or cloth and rub down the switch. Use a Q-tip to spread the cleaning solution in the crevices and holes that you can't reach with the towel. Rub the switch down with a clean, dry towel to pick up excess moisture and cleaning solution. Try to pick up any streaks that may have appeared.

Summary: Make a vinegar solution. Use a paper towel or cloth to apply the cleaning solution to the switch. Use a Q-tip to get the hard to reach spots. Buff with a dry towel.

To find a company's dividend payout ratio, first find its net income for the time period you're analyzing (one year is the typical period for dividend payout ratio calculation). This information can be found in a company's income statement. To be clear, you're looking for the company's income after all expenses, including taxes, costs of doing business, depreciation, amortization, and interest. For example, let's say that Jim's Light Bulbs, a new company, earned $200,000 in its first year of business, but it had to spend $50,000 on the expenses mentioned above. In this case, the net income for Jim's Light Bulbs would be 200,000 - 50,000 = $150,000. Find the amount of money that the company paid out in the form of dividends during the time period you're analyzing. Dividends are payments that are given to the company's investors instead of being saved or re-invested in the company. Dividends aren't usually listed on the income statement but are included on the balance sheet and statement of cash flows. Let's say that Jim's Light Bulbs, being a relatively young company, decided to re-invest most of its net income by expanding its production capacity and only paid out $3,750 per quarter in dividends. In this case, we'll use 4 times 3,750 = $15,000 as our amount of dividends paid in the first year of business. Once you know how much a company has made in net income and paid out in dividends in a given time period, finding its dividend payout ratio is simple. Divide its dividend payments by its net income. The value you get is its dividend payout ratio. For Jim's Light Bulbs, we can find the dividend payout ratio by dividing 15,000 by 150,000, which is 0.10 (or 10%). This means that Jim's Light Bulbs paid out 10% of its earnings to its investors and invested the rest (90%) back into the company.
Summary: Determine the net income of the company. Determine the amount of dividends paid out. Divide the dividends by the net Income.