question: The checks & balances kept banks solvent and borrowers responsible . Although this approach worked , some cried foul stating that the regulated system was racist and discriminatory - and there certainly was some truth to this . Skipping forward to the present , banks made a bundle on mortgages over the past five or six years . For the most part , they allowed their underwriting criteria to be stretched so far out of alignment that almost anyone could and indeed did , qualify for a mortgage despite their ability to pay .

OPTIONS:
- They are discussing energy use .
- They are discussing the intersection of finance and politics .
- They are discussing borrowers of student loans .
- None of the above choices .
Q: What topic is the narrator discussing ?

answer: They are discussing the intersection of finance and politics .
QUES: I was talking with a friend online yesterday and I tried to explain the surreal feeling that arises when I see someone I know in the community shopping etc . , or I 'll be talking to people and be able to give directions or comment on familiar local places . I think I came to understand why this happens . You figure in Jan 2008 , I moved out of my home and into a shelter , in March , I stayed in a shelter in a whole other state , then when I got back I stayed in yet another shelter and then came here to Cleveland to stay with Harry and then moved out of there into this motel room . That 's a lot of transience in 6 months time .

Question with options: What has the person overcome ?
OPTIONS:
- Being diabetic .
- Being without a home .
- Being without a friend .
- None of the above choices .
ANS: Being without a home .
Problem: School has n't even started yet and we ' ve all got some sort of cold / bug thing . ( Seriously , why is it called a bug , I HATE that . ) We were in the mountains over the weekend visiting some good friends and their little boy and on the way there Lila only slept for 15 minutes and then refused her afternoon nap . No nap all day .

What is true about me ?
OPTIONS:
- None of the above choices .
- I started school back recently .
- I think a cold should n't be called a bug .
- I only slept for 15 minutes today .

A: I think a cold should n't be called a bug .
Question:
Today looks like the coldest day of this winter . The forecast says it 's gon na snow . But the weather actually did n't turn out that badly freezing , the only thing annoyed me was our drainage , which I guess was blocked again , and that , really made me feel " freezing " inside .
Answer the following question: What may happen if it snowed ?
OPTIONS:
- It would become cold .
- It may become icy .
- It would warm up .
- Nobody would plow the street .
Answer:
It would become cold .
Question:
Currently he is standing in line at the ice cream store , Berry and Jen 's . The line is wrapped around the partisan and about to overflow into the street . The open door carries in with it the sounds of the busy tourist town .

What is the reason that the line for the ice cream store is so incredibly long that it stretches straight out the door ?
OPTIONS:
- They are having a buy one get two free special that is simply too tantalizing for the locals to think of passing up
- They are the only ice cream store in town to accept food stamps and for this reason have a high volume of customers day in and day out
- The ice cream served here is very popular in this town , so much so that people believe it is worth waiting
- None of the above choices .
Answer:
The ice cream served here is very popular in this town , so much so that people believe it is worth waiting
Question:
Female rapper Diamond , formerly of the group Crime Mob , signed a multi - layer solo deal with Warner Bros. Records recently , in which they plan to invest in the rapper as an artist and brand , via various endorsements , as well as TV and film opportunities . " I ' m so excited about my new solo deal with Warner -- it 's been a long time coming , " Diamond said of the venture . " It 's important for me to give my fans the Diamond they already know , but to also give them something new from me .
Answer the following question: What type of music would Diamond most enjoy ?
OPTIONS:
- None of the above choices .
- Diamond would probably enjoy listening to hip - hop the most .
- Diamond would probably enjoy listening to country the most .
- Diamond would probably enjoy listening to gospel the most .
Answer:
Diamond would probably enjoy listening to hip - hop the most .