In one sentence, describe what the following article is about: Take out all of your family's bills and add up how much you spend each month on food, insurance, school, transportation, etc. Then calculate all sources of income. You need to buy a home within your budget. Use online calculators to estimate your monthly mortgage payment. For example, a $160,000 loan at 4% interest will cost about $764 each month. Your mortgage shouldn't be more than 31% of your monthly income, and your total debt to income ratio shouldn't exceed 43%. You can find townhouse listings on websites such as Trulia, Zillow, and Realtor.com. Search by location and price. Each listing should have pictures, so you can get some feel for the property. You can also set up alerts at some of these websites. You'll enter your criteria, and then receive an email whenever a townhouse that matches that criteria comes onto the market. A qualified real estate agent will know the market inside and out. They may also know about townhouses for sale that haven't been listed yet. You can buy a townhouse without an agent, but you should hire one if you can't find acceptable properties or are overwhelmed by the process. You can find an agent in your telephone book or online. Also ask friends or family if they would recommend any agent they have used in the past. You may absolutely want a townhouse, but at least consider common disadvantages so that you will make an informed choice. Consider the following: Townhouses share one or more walls with neighbors. If these neighbors are noisy, then you could be in for an uncomfortable stay in your new home. Many townhouses are governed by homeowner associations (HOAs), which might place restrictions on what you can do. For example, an HOA can prohibit you from having a pet or remodeling your townhouse. HOAs also charge annual fees. You may be responsible for the upkeep of any personal, non-communal outdoor areas. If you don't want any maintenance responsibilities, then you should consider a condo. Once you've identified properties, contact the seller's agent and schedule a showing. You can also stop by if there are any open houses. While walking through the townhouse, pay attention to the following: Check if you can hear any noise coming through the walls. If the townhouse has been properly insulated, then noise should be minimal. Also take a peek at the yard. You'll probably be responsible for upkeep. Consider whether you are happy with the property as is or if you want to renovate. Figure out why the owner is selling. Are they retiring and needing to downsize? If so, they might not be in a hurry to sell. However, they might have gotten a new job in a different city and need to move. If so, they might be desperate to sell, which means you can be more aggressive when it comes to price. Check how much the owner regularly pays for utilities. This amount will impact whether you can afford the property. Ask whether there are any restrictions on renovating.
Summary: Decide how much house you can afford. Look at online listings. Hire a real estate agent, if you need help. Consider the disadvantages of owning a townhouse. Visit properties. Ask the owner questions.

Hydrangeas produce a sap that makes it hard for them to absorb water. This means that cut flowers, if left untreated, will quickly wilt. You can solve this issue by boiling away the sap. You only need enough water to cover the ends of the flowers. You can leave the boiling water in the pot while you dip the stems. Use a timer to make sure that you don't leave them in the water too long, which could damage the ends. Put just the bottom .5 in (1.27 cm) of the ends into the water. If you think you damaged the ends, you can cut above the damaged part and try again. The stems should immediately go into the cool water to stop the heat from continuing to affect the ends of the stems. Once they're in the vase, you can arrange the cut flowers until you like the look. As an alternative, you can dip the freshly cut ends of the stems of your flowers into the spice alum, which helps prevent the sap from clogging the stem. Cut off the tips of the stems, then dip the ends into the spice. You can then arrange the flowers as you normally would. Fresh water will keep your flowers looking nice longer. If you leave the old water, bacteria will be able to grow, causing your flowers to wilt sooner.
++++++++++
One-sentence summary -- Boil a pot of water. Dip the ends of the stems in the hot water for 30 seconds. Plunge them into the cool water in the vase. Try alum to keep your flowers from wilting. Replace your water every other day.

Q: Put your hand in your pocket and use your hand to press your erection against your leg. Continue to hold your erection through your pocket so that it isn't visible on the outside of your pants. Put your hand in your pocket, lift up your erection, and put it in between your waistband and your waist. This will hide your erection when you're standing or walking. You'll need a belt or an elastic waistband to do this. When you're sitting, it's easier to hide your erection. Cross your legs and pin down your erection with your thighs. This may be uncomfortable at first, but your erection should eventually disappear.
A: Pin down your erection with your hand in your pocket. Put your erection in your waistband. Cross your legs.

Problem: Article: Before purchasing any materials, make sure you understand the laws and regulations associated with explosives. These regulations range from the Federal level to more local jurisdictions. Make sure you are not performing something illegal in your area by doing your research. Go to your state police department website to read up on explosives and fireworks laws local to your area. Some states allow fireworks, but have a set definition on what the term includes. If you aren't using legal fireworks in that state, you are committing a felony. It goes without saying that creating a bomb is dangerous. There are a number of precautions that must be taken for safety when handling explosives and explosive materials. Have an emergency supply of water nearby for putting out any fires. Wear safety glasses. Explosives (including a match head tennis ball bomb) create sparks and debris that can injure your eyes. Use explosives outdoors only. Give yourself, and the explosive, plenty of room to operate. Do not throw explosives at other people or animals. Fire risk is determined by the surroundings of where you set of the explosive. Strong winds or dry weather also further increase the risk of a spreading fire explosives should not be detonated during such weather. Do not set off the explosive near homes, sheds or other structures. Look for a site that is at least fifteen feet away from shrubs, trees or other flammable plant life. Detonate the bomb over dirt or gravel if possible. The explosion site should be surrounded by dirt and gravel for 10 feet in all directions. Once the bomb has exploded, travel to the detonation site to ensure embers are extinguished. Use water if necessary to put out kindling and cover with dirt and gravel to smother the remnants.
Summary:
Acknowledge the law. Read up on fireworks, explosives, and fire safety. Find an area near you that minimizes the potential for fire.