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Some credit cards require you to pay in full; others allow payment bi-weekly and some are due monthly. Knowing when your payments are due will keep you from forgetting your due dates, which could in turn affect how much you pay and even your credit rating. Find what type of information to gather such as driver's license number, social security number, work phone numbers, previous residence and referrals. Some credit cards only ask for a minimal amount of information such as a name and identification number, but others can have a more extensive application that would require more information from you. You can turn in your application a few different ways. How urgent is getting the credit card for you? Decide if it is easier for you to apply online, by telephone, in person or with a copy of the application that you will send via the postal service. Some will offer an immediate decision such as online applications and in-person applications, while applications sent by mail can take weeks to process. Many people do not reflect over what they are filling in and submit their credit card application without checking the information that they have filled in. Always make sure that everything is accurate, otherwise your application may be rejected. This is one of the most common mistakes people make when it comes to submitting credit card applications. Set constraints for using it, such as "I'll only use this credit card for gas, normal living expenses, and food," or "I'll only use this credit card to purchase plane tickets." Be responsible about your card and you'll do well; be irresponsible missing payments, incurring fees, spending over your limit and your credit card will start working against you. If you can, pay off your debt as soon as you put it on your credit card. This will help your credit score, and will establish your creditworthiness in the eyes of the credit card companies. It's a good habit to establish anyway. If possible, don't max out your credit cards. Keep a good balance-to-credit limit ratio on your cards. Using more than 30% of available credit will likely trigger a credit score reduction which impacts your future ability to get more credit, say, to buy a house or a car. This means don't spend all your available money on your credit card. If it makes sense, distribute some of the near-max debt to your other cards or pay it down with cash. If your other cards have a higher APR, you will have to decide which strategy benefits you most. Here, free credit counseling may help shape your actions.

summary: Check to see when payments are due. Locate all the information needed to apply. Think about how you would like to apply for a credit card. Check that all the information you supply is accurate. Treat your credit card like real money when you get it.

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Allow the marzipan to dry overnight. This makes a good surface to paint on, one that is not too moist. Choose a dry, cool place - do not refrigerate. Choose your food coloring medium based on the strength of hue you want to achieve. Liquid food coloring is water-based and produces lighter colors than paste. Paste has the strongest color. For a subtle, more delicate color, use powdered coloring. Wear disposable food preparation gloves and an apron or smock.

summary: Let the marzipan sit. Select your type of coloring. Protect your hands and clothes from the paint.

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. Make sure your back is straight and your feet are shoulder length apart. Complete knuckle pushups on a soft surface like carpet, a workout mat, or even grass. Over time, once these surfaces feel comfortable and are not challenging anymore, you can do knuckle pushups on a hard floor or concrete.
summary: Get in a standard pushup position