input: Moreover, a conflict of interest between professional investment managers and their institutional clients, combined with a global glut in investment capital, led to bad investments by asset managers in over-priced credit assets. Professional investment managers generally are compensated based on the volume of client assets under management. There is, therefore, an incentive for asset managers to expand their assets under management in order to maximize their compensation. As the glut in global investment capital caused the yields on credit assets to decline, asset managers were faced with the choice of either investing in assets where returns did not reflect true credit risk or returning funds to clients. Many asset managers chose to continue to invest client funds in over-priced (under-yielding) investments, to the detriment of their clients, in order to maintain their assets under management. This choice was supported by a "plausible deniability" of the risks associated with subprime-based credit assets because the loss experience with early "vintages" of subprime loans was so low. 1. How are professional investment managers compensated?
2. what effect does this have?
3. did they feel pressure to grow the assets under their control?
4. who did they have a conflict of interest with?
5. what decision did they have to make when profits from credit assets went down?
6. which did many of them choose?
7. did this benefit their clientele?
8. what effect did too much global investment capital have?
9. was the danger with subprime mortgages considered high?
10. what could they have done instead of investing the client's money? Return numbered answers in your output.

output: 1. on the volume of client assets under management
2. led to bad investments
3. yes
4. their clients
5. choice of either investing in assets where returns did not reflect true credit risk or returning funds to clients
6. to continue to invest client funds in over-priced investments
7. No
8. caused the yields on credit assets to decline
9. No
10. return funds to clients

input: My mother, Marisol Torres, came with her family to Australia in the early 1960s. Then my parents' marriage ended and Mum began the study of precious stones. Her interest in opals took her to the New South Wales remote town of Lightning Ridge. There were no luxuries , but she was closer to nature and had a chance to find black opals and make some money. My mother was beautiful with dark hair and brown eyes, but she was also quiet and shy. Early in the Ridge years, she kept to herself, but later, she started going to the neighbourhood centre to make friends. It was her dream to mine, but her get-rich-quick thinking was unrealistic. She was cheated and she was never very successful. But she kept a sense of humour and a charming smile. Then, just as friendships began to blossom, she was diagnosed with cancer and had to return south for treatment. She had the intention of cooking Spanish food as special treat for her Ridge friends, but died too soon. In her honour, my aunt, Marisa, and I fulfilled her desire when we visited the Ridge in March last year. People who mine the Ridge come from a cross section of society, from lawyers to travels. Looks don't mean much: it can be hard to tell who is millionaire and who is poor. Opals attracted Sebastian and Hanna Deisenberger to Lightning Ridge. They planned a two-year stay, but became permanent residents. Then there's Neil Schellnegger, 45, who moved to the area with his parents when he was a child. He lives with his son, Luke. Luke is a shy 19-year-old boy who enjoys helping his dad. They haven't had much luck over the past couple of years, but their passion for opals conquers disappointment. They love the peaceful lifestyle. Danny Hatcher, 38, is a second-generation miner and president of the Lightning Ridge Miners' Association. He is an optimistic man, driven by the desire to find the perfect opal. "It's magic," he explains. "Once you start opal mining you don't want to do anything else... There is always the potential for finding a million dollars. Nothing beats it." It's a place where dreams --- spiritual or material --- can be fulfilled; a place, for one last bet in life. 1. Who is the author's mom?
2. What did she study?
3. Where?
4. What gem was she looking for there?
5. Are they valuable?
6. Was she successful in her search?
7. What illness did she end up having?
8. Did she stay in Lightning Ridge?
9. What was she planning to cook?
10. Did she end up doing it?
11. Who did? Return numbered answers in your output.

output: 1. Marisol Torres
2. precious stones
3. Lightning Ridge.
4. opals
5. unknown
6. no
7. cancer
8. no
9. Spanish food
10. no
11. her child and Marisa

input: North Africa is a group of Mediterranean countries situated in the northern-most region of the African continent. The term "North Africa" has no single accepted definition. It is sometimes defined as stretching from the Atlantic shores of Morocco in the west, to the Suez Canal and the Red Sea in the east. Others have limited it to the countries of Morocco, Algeria, and Tunisia, a region known by the French during colonial times as "Afrique du Nord" and by the Arabs as the Maghreb ("West"). The most commonly accepted definition includes Morocco, Algeria, and Tunisia, as well as Libya, Sudan, and Egypt. The term "North Africa", when commonly used in North Africa and the Middle East, often refers only to the countries of the Maghreb and Libya. Egypt, due to its greater Middle Eastern associations, is in the Middle East.

The countries of North Africa share a common ethnic, cultural and linguistic identity that is unique to this region. North west Africa has been inhabited by Berbers since the beginning of recorded history, while the eastern part of North Africa has been home to the Egyptians. Following the Muslim conquest in the seventh century C.E., the region underwent a process of Arabization and Islamization that has defined its cultural landscape ever since. 1. Does North African countries share commonalties?
2. what do they share in common?
3. Who inhabits the North west?
4. When was the Muslim conquest?
5. Is "north Africa" defined?
6. Does it only have one definition?
7. what is the most common definition?
8. what kind of countries are in North Africa?
9. true or false, egypt is a part of north africa
10. is Egypt a part of the middle east? Return numbered answers in your output.

output:
1. yes
2. ethnic, cultural and linguistic identities
3. Berbers
4. in the seventh century C.E.
5. somewhat
6. no
7. Morocco, Algeria, and Tunisia, as well as Libya, Sudan, and Egypt
8. countries situated in the northern-most region of the African continent
9. true
10. yes