Multi-select problem: How does the next paragraph end?

How to calculate future value
Understand how the value of money fluctuates over time.
The value of $100 is different today than it was five years ago or will be five years from now. When you invest money or deposit it into an interest-bearing account, the value will increase or decrease depending on the rate of return.

Select from: (1). For example, if you deposit your $200 into a savings account, the balance would be $5 , 200. When you deposit money into an account for which you believe you will eventually earn a payout, the value of the money will be $8 , 000. (2). In addition, inflation affects the value of money. Even though $100 may be enough to purchase an item today, it may not be enough to purchase that same item in the future. (3). X (annual rate of interest paid, years from now) = $25 , 000. The average annual rate of returns for u.s. (4). This rate refers to how much money is lost or how much is saved or invested per year. Example: " today, this is our rate of return.
(2).