Article: You shouldn't buy an apartment complex unless you can afford it. Analyze whether the current landlord has rented units too cheaply or whether the rent is in line with the market rate. Find comparable apartment complexes online. Look at how much they advertise their units for. For a great resource that can help you find out nearby rent prices, visit https://padmapper.com/. You can also ask different property management companies what is the market rate in your area. If the complex has commercial space, then a real estate agent can also help you figure out how much to charge. Apartment complexes need constant maintenance, so you need to analyze the expense of upkeep. Get the profit-and-loss statement from the current owner. However, don't trust it 100%. The owner might fudge some numbers to make the apartment complex more attractive. Double check the expense information: Get the complex's tax information from the county assessor. Estimate property management costs by contacting a property management company. Ask how much they charge. Typically, their fee is based on a percentage of the expected rent. Calculate the amount of maintenance needed. If you've never run an apartment complex before, talk to a current owner. Ask how much they spend annually repairing each unit or the grounds. Ideally, you'd want to be spending around 40 percent of the money you're taking in on operating expenses. Lenders won't give you money to buy an apartment complex unless you can show that it will be profitable. Work closely with an accountant to crunch numbers and create the necessary financial documents to show a lender. You can find an accountant by contacting your state's society of public accountants. Calculate your net operating income, which is your gross income less expenses. Create a cash flow analysis. Show how the amount of money you have coming in compares to the amount you will be spending. When you're starting out, or during periods when the rental market is bad, you may not have any cash flow coming in. Keep in mind that lenders will also run their own numbers, as well as the appraiser who values the complex.
Question: What is a summary of what this article is about?
Estimate how much you can charge in rent. Estimate your expenses. Run the numbers.

Problem: Article: . If you are truly committed to getting your significant other back, the first thing you need to do is end any relationship and cut off all contact with the other person. Let them know that you are not interested in any further communication with them, and remove them from your phone, email, social media, and anywhere else you may have their contact information. It can help to rebuild trust in your relationship if you involve your significant other in this step. You can remove the other person from your contacts in front of your significant other, and allow your significant other to read and/or hear your ending dialogue with the other person. If you are not ready to completely remove this person from your life, you will likely be sacrificing your relationship with your partner. Do not expect to be able to maintain any relationship, even non-romantic one, with this person moving forward. If you've cheated on someone, you have completely betrayed their trust. Prove that you want to earn it back by admitting your mistake to them openly and honestly. Be honest about why you cheated, and allow time for your partner to ask questions or simply to process the information. Think carefully about what you will say before you begin the conversation with your partner. You should have a clear idea of what you've done, what you feel sorry for, and how you want to tell them before you start a dialogue. Your partner will likely be very upset at this news. Allow them time to process in whatever way is most helpful to them. This may include giving them days or weeks to think about what you've said. Let your partner know that you want an honest conversation about the matter. Tell them, "I will answer any questions you have whenever they come up." Your significant other may have very personal questions about the nature of your relationship with the other person. It will be important to answer their questions honestly regardless of how ashamed, frustrated, or embarrassed you are. Admit your fault for your actions. Your partner does not hold agency over you, and nothing they did made you cheat. Let them know that you understand this is your fault. Tell your partner, "I know I have hurt you immeasurably, and I will do whatever it takes to rebuild our relationship. I am truly sorry, and I want to talk about how we can move forward." Do not make an insincere apology. Apologize only for what you mean and what you feel you've done wrong. Your partner will be able to sense any insincerity, so the apology needs to come from your heart, not from your sense of guilt. . Forgiveness won't be fast or easy. If it comes at all, it will likely take a long time; however, if you are looking to win your partner back it's important that they know early on that you want forgiveness and are willing to work for it. Let your partner know, "I don't expect you to forgive me right away. I know I have to earn that. But I am committed to doing whatever it takes to earn back your love and trust." Allow your partner to tell you what they feel, as well as what they expect and need from you before they feel they can reasonably forgive you. Ask your partner about their feelings, and actively listen to their responses. Your partner may initially feel shocked or be in disbelief. Allow them time to adjust to what you have told them, and let them know that you ready to talk about the matter whenever they are. Your partner may want space away from you after your confession. Show your love and respect by letting them have it. This does not mean that they will want you gone for good, but it is important to allow them the time and space to heal, and respect that part of the healing process means getting distance from you. If your live-in partner indicates they want distance, arrange to stay with a friend or family member or at a hotel for a while. If your partner prefers to be the one to leave, allow them to make that call. This is unknown territory for both of you, and they may prefer some distance. Do not pressure your partner to come around or let you back in. Show your respect for them by allowing them the space they request. If physical intimacy was a part of your relationship, expect that it will be slow to return. Do not pressure your partner into anything. Let them come to you only when they are ready.
Summary: End the affair Have an honest discussion. Make a sincere apology. Ask for forgiveness Allow for space.

Tell your friend how important they are to you, and that you miss them. While it may be tempting to get this talk over with as soon as possible, cutting corners could work against you. This is the opportunity to wear your heart on your sleeve. Again, avoid one-liners like, "Let's bury the hatchet" - such contrived phrases might put your friend on guard. Again, it's best if you approach the conversation without preconceived notions of how they're feeling or what they're going to say. Keep an open mind, and give them as long as they need to say whatever it is they need to. They may need a cue from you, like "I'm sure I made you feel pretty awful," or "I'd love to be friends again. Do you think that's possible?" Listen without interrupting, even if what they say triggers certain responses in you. You may have been ready to talk things through, but perhaps your friend wasn't quite. Both of you might need time to process what the other has said. You've made a big, important step initiating this talk - now step back a bit so your friend can consider. This is especially important to keep in mind if you don't receive a positive response at first. In a few weeks or months, your friend may still come around. It may be difficult to take a step back from your friendship, but it may be necessary for your friendship to heal.
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One-sentence summary --
Tap into sincerity. Listen to your friend's side. Give your friend time to think it over.