Borrowing money to buy a house is a major commitment, potentially involving hundreds of thousands of dollars. For this reason, it's a good idea to start by canvassing those closest to you, who know you the best, and are able to make judgement about your reliability. Your close family will know you as well as anybody, and should understand your financial situation. Never be pushy, or make demands. Rather, be understanding and appreciate that a potential lender is taking a risk to help you. Your parents will want to support and help you as much as they can, but you will need to present a good argument and indicate the mutual benefits. Your parents may feel obliged to help you, but you must ask them to carefully consider whether or not they can afford it. You may also want to consider talking to your extended family as well as some of your friends. You will have to think carefully about who may be interested in helping you, and who has the means to lend you the money. If you deal with friends, there may be a somewhat different dynamic to the relationship. Friends are more likely to see a loan as a mutually beneficial way for them to invest their money. Don't be surprised if a distant Aunt you haven't seen for twenty years isn't interested in lending you money. When you approach somebody, it is essential that you are able to fully outline the potential benefits to the lender. The main benefits to the lender are a good rate of interest and a steady income stream. With interest rates very low across the world, savers and investors are receiving little return on their money. A loan to a friend or family member could result in a better rate of return than she would get from a bank. A loan for a house is such a large sum of money that the loan will be repaid over a long time. The lender will thus have a regular and reliable income stream long into the future. Having this predictable income can be a great help for the lender. Depending on who you are talking to, and what the context is, it can help to explain how exactly the borrower will benefit. This can go beyond the fact of you being able to buy a house. Borrowing from a friend or family member may mean you are able to secure a loan at a lower rate than if you were borrowing from a bank. Perhaps this lower rate is what makes the purchase possible. You may also be able to pay back the loan on more flexible terms, or with an unusual repayment schedule. For example, you might be able to agree to pay only interest for the first year and then start paying back the loan itself in the second year. Don't take any of this for granted, and make it clear that you are committed to repaying the loan according to the terms and schedule you agree.
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One-sentence summary -- Approach close relatives. Consider friends and extended family. Explain the advantages to the lender. Detail how the borrower will benefit.

Hairs are most likely to become ingrown in areas of your body that you shave often. So, keep these areas clean by washing them often. If you get ingrown hairs frequently, you can also apply an antiseptic to provide extra protection against infection. You may also wish to apply a daily topical solution to prevent any further ingrown hairs from developing. If you shave your face when it's dry, you'll put yourself at a higher risk for getting ingrown hairs. So, rinse with warm water 2 or 3 minutes before shaving. You can also wash with a mild facial cleanser before you shave. When you apply your shaving cream, let it sit for another 2 or 3 minutes to soften the skin before you begin shaving. Or, simply shave right after you get out of the shower. Your skin will already be warm and moist. While you can get a closer shave by shaving against the direction of hair growth, you're less likely to get ingrown hairs if you shave in the same direction. Also try not to give yourself too close of a shave. Hairs that have been shaved very closely are likely to grow back under the skin and become ingrown. The longer and straighter the hair, the less likely it is to curl back into the skin, so try shaving less closely by using a single-blade razor or electric shaver instead of a multi-blade razor.
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One-sentence summary -- Wash often-shaved areas with warm water and moisturizing soap. Rinse the area you'll shave with warm water before shaving. Shave in the direction that your hair grows.

The laminate finish will adhere best to the floor if it's clean. Sweep and mop the floor thoroughly, paying attention to corners and any visible dust or debris. Before you stain the floor, inspect it for any chips, cracks, or dents. Depending on the extent of the damage, fill minor damage with laminate floor patching material or replace excessively damaged planks. You can buy laminate floor patching material from most home improvement stores. Fill the entire dent, crack, or chip with the floor patching material using a putty knife and let it dry for at least 24 hours. with 220-grit sandpaper. Using light pressure, hold 220-grit sandpaper over the floor's surface. Rub the sandpaper across the surface in a circular motion, smoothing out any small bumps or imperfections. Finishes and paints adhere better to laminate floors with a smooth, sanded surface. To speed up the sanding process, you can use a sanding block or orbital sander instead. After sanding the floor, use a damp washcloth to remove any dust left behind by the sandpaper. Use a dry washcloth to absorb excess water on the floor before applying any stains. Do not stain the laminate floor until it is completely dry.
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One-sentence summary --
Wash the floor thoroughly before staining it. Repair any dents, cracks, or chips in the laminate flooring. Sand the floor Wipe away any residual sandpaper dust.