INPUT ARTICLE: Article: No matter how reputable the cosmetic company is or what the BB Cream claims to offer, each type will work differently for different people. Reading reviews will help you understand if the product is both high-quality and right for you. Pay close attention to reviews that mention skin tone, skin type, and skin condition so that you can gauge how applicable the experience is to your set of circumstances. Different skin types have different needs as far as cosmetics go. For the most effective experience, choose a product that is geared toward oily skin, normal skin, or dry skin, depending on which skin type applies to you. If you have oily skin, consider a BB Cream with a matte finish. Gravitate toward those containing natural plant extracts, as well. This skin type tends to be sensitive, and a BB Cream with natural extracts is less likely to cause a reaction. If you have normal skin, consider a moisturizing BB Cream that can make your skin appear smoother. You could also look for one with a skin whitener in it if you need help balancing your skin tone. If you have dry skin, look for a BB Cream with a watery consistency instead of a thick cream, since thick creams can cause excess dryness. You should also look for moisturizing formulas. BB Creams tend not to have a wide variety of shades, but most will have some range of shades. The tone that comes closest to your natural skin tone will likely suit you best. When comparing tones, compare the tone of the BB Cream to the skin of your face and neck. Do not compare it to your hands, since the skin on your hands can be a slightly different shade than the skin on your face. Get a sample and wear it around during the day. Check the way it looks in both natural and artificial light. Lighting can make a big difference in the way a cream looks. The lighting in a cosmetics store may not give you an accurate idea of how the cream looks on your skin once you walk outside. As a result, it is better to wear the cream in a variety of settings for a few hours before making a purchase.

SUMMARY: Read reviews of the BB Cream. Choose the best BB Cream for your skin type. Choose the tone that matches your skin tone best. Get a sample, when possible.

INPUT ARTICLE: Article: Read through your account agreement before withdrawing any cash. You should understand the costs involved before taking action. You may be able to do this by logging into your account and searching on the website for your bank or credit card company. Standard terms for cash advances may include fees of 3-5% of the amount withdrawn. Find out what interest rate you'll have to pay on your cash advance, when it starts accruing, and how often it will accrue. Make sure you'll be able to pay the interest before you take out the advance. Median annual interest rates for cash advance on most credit cards is currently around 24%. Generally, the cash advance rate is 5%-6% above the rate of purchases. Interest on cash advances often begins accruing immediately. Even if you pay off the advance as soon as possible, you may not be able to avoid paying at least some interest. Always ask if your next payments will go straight toward your higher-interest balances. If not, the cost of your cash advance may become punitive. Pay off cash advance balances as soon as possible. The high interest rates on them mean the debt can quickly grow well beyond the amount you took out as an advance.

SUMMARY: Know the fees. Learn the interest rate. Understand the repayment system.

INPUT ARTICLE: Article: Pour 1 cup (240mL) of tap water into a pot on the stove and heat it until it boils. Then, turn off the stove, let the water sit until it stops boiling, and pour it into a glass jar with a wide mouth that you can balance a pencil on. As the water cools, the borax will attach to any fibers in the water, like string or pipe cleaner, and other borax particles, which forms hard crystals. It's important to use the right amount of water in proportion to the borax so you can make a "supersaturated" solution. This means that there are more solid particles in the water than the water can dissolve. If you use more than 1 cup (240mL) of water, you can add more borax to ensure that the solution is supersaturated Hold the pencil horizontally, and carefully move the pipe cleaner or string through the mouth of the jar and into the water. Place the pencil on the top of the jar, and look into the jar to make sure the string or pipe cleaner isn't touching the side or bottom of the jar. If it is, adjust the position of the pencil by moving it to one side, or try re-lowering the item into the water.

SUMMARY: Fill a jar with 1 cup (240mL) of hot tap water. Lower the pipe cleaner or string into the jar, resting the pencil on the rim.

INPUT ARTICLE: Article: Add 1 teaspoon (4.5 g) of coconut oil, teaspoon (1.75 g) of honey, and 2 teaspoons (8 g) of sugar to a small bowl. Stir the ingredients together until they form a thick, grainy paste. Organic virgin coconut oil works best for the scrub. It's often easier to mix the sugar in with the coconut oil and honey if you use a fork instead of a spoon. Once the coconut oil mixture is fully blended, mix in 3 to 4 drops of peppermint essential oil. Stir well with the fork to ensure that the peppermint oil is mixed throughout the scrub. If you don't have peppermint essential oil, you can substitute peppermint extract. When the scrub is completely mixed, spoon it into a container that holds at least 1 ounce (28 g). To use the scrub, massage a small amount over your lips in a circular motion for approximately 30 seconds and lick it off when you're done. To maximize the benefits of the scrub, follow up with a moisturizing lip balm.

SUMMARY:
Mix the coconut oil, honey, and sugar. Add the peppermint oil. Transfer the scrub to a small container.