Write an article based on this "Pair your duster with black dress pants for an office outfit. Put on a duster and nice shoes to dress up jeans. Show off an eccentric duster over a black dress for a bold look. Use a silky duster to enhance a casual dress. Add style to your miniskirt outfit with a chic duster."
article: A trench coat-style duster would look great with the dress pants, and you can wear a colorful blouse or opt for an all-black outfit. Wear a duster in a neutral or pale color to look more business-professional. Black heels are a great shoe choice for pulling the outfit together, but you can also opt for flats. A duster made of wool and/or polyester is also a good option for business attire. If you're wearing a T-shirt and skinny jeans and want to look a little fancier, wear a trench-style or silk duster with heels. For a put-together look wearing a tee and jeans, consider wearing a cardigan duster, booties, and a scarf or necklace. For example, a white tee, dark-wash jeans, and black booties would look great with a green duster cardigan and a matching skinny scarf. Wear a light purple tee, skinny jeans, black heels, and a black trench-style duster for a sophisticated look. If you're wearing shoes that you want to show off, such as heels, make sure the jeans don't go below your ankle. If you need a light duster to wear over a black dress, look for one made of silk or a light cotton material. Dusters with patterns, beads, or other embellishments will add flair to your outfit. A spaghetti strap black dress would look great with a black silky duster, embellished with patterns made of sequins or beads. A maxi dress would look good with a duster as well. If you need an outfit that can go from casual daytime errands to a night out on the town, pick out a duster made of silk. Choose a patterned or embellished one to wear over a solid-colored dress, or a solid-colored duster to wear over a casual dress with a design. For example, wear a silky pink duster with gold embellishments over a black dress. Wear a light blue duster over a floral-patterned dress. Wear wedges or sandals to complete the look. If you want to show off some leg while also covering up a bit, tuck a nice top or blouse into a miniskirt and wear a silk or knit duster over the outfit. Wear sandals, wedges, or flats for comfort, or opt for heels to dress it up more. Wear a black miniskirt with a white or light purple blouse tucked in. Throw a gray duster over the outfit, either in a sheer or silky material.

Write an article based on this "Make a timeline for completing your application and stick to it. Create a Common App account. Ask your teachers for letters of recommendation. Write any necessary supplemental essays. Revise and proofread your application before submitting. Prepare for any interviews."
article: Personally check the website of each college on your list and note the most up-to-date admissions deadlines. Set a schedule for completing each part of your application so that you're able to submit by the deadline. If you are prone to procrastination, create mini-deadlines to encourage steady work. For example, you might plan to finish one new application each week, or finish a section of an application each day. Remember, your timeline will only work so long as you stick to it. Don't let yourself fall behind on your schedule once you've made it! More than 500 colleges currently accept this standardized application form. You only need to fill it out once, and once finished, you simply forward it to all participating schools you are applying to. The app opens each year online on August 1st, so you can begin filling out your application over the summer (lucky you!). The Common App requires a "personal statement," a prompt-based essay of no more than 650 words. The prompts generally stay the same from year to year, so it's possible to start drafting your response even before August 1st. A personal statement will help admissions officers get to know you through some important aspects of your identity. Although there is no one correct format, the most compelling essays usually recount and reflect on a personal story. The vast majority of colleges require letters from 2 teachers, both from core academic subjects. Ask early on in your senior year. Otherwise, your teacher of choice may be swamped with other requests by the time you reach them! Choose teachers who have a high opinion of you. Ideally, your recommender will have seen you excel or work to overcome challenges and will be able to speak to your passion and intellect. Choose recommenders who have taught you recently and for longer periods of time; they will have the best personal knowledge of you. You probably shouldn't ask a math teacher from way back in freshman year or the senior year math teacher you've only known for 2 weeks. Ask for your letters in person. You may feel awkward, but your request will have a more personal touch. Offer to send your recommender your resume, to help them write knowledgeably about you. Many colleges require essays specific to their school in addition to your personal statement. Like the personal statement, this is an opportunity to convey important parts of your identity in a compelling, readable way. Two of the most common prompts for supplemental essays are "What do you want to major in?" and "Tell us about a favorite activity." Supplemental essays vary in word count between schools and some will ask you to write 2 instead of just 1. Be sure you read the instructions for writing supplemental essays closely before proceeding. Now that you've finished your application materials, you'll want to make sure no silly mistakes have slipped through the cracks. Ask parents, friends, or trusted teachers to read it over, but make sure the words and ideas in your application remain your own. If you choose to edit your application for yourself, don't do so immediately. Give yourself a day to rest and refresh your eyes, then come back to proofread what you wrote. Make sure your essays don't become so edited by other people that they seem like they were written by someone else. College admission boards will be able to spot this and it will reflect poorly on your application. Not all schools require or even offer interviews; generally, schools will contact you after you submit your application with interview instructions. An off-campus alumni interview is a good and convenient option, but if possible, arrange an on-campus interview with an admissions officer, as this will hold more weight in the admissions process. Relax. Your interview will probably not make or break you, unless you show up in torn jeans and a sweaty T-shirt and start swearing. Research a college before going to its interview. Think about why you are applying to this specific school and what strengths you would contribute to it. Have questions ready for your interviewer. This is a fantastic opportunity to learn more about the school, as well as to convey your genuine interest in a school. Look on the internet for some common college interview questions, and practice your answers beforehand-- but avoid memorizing responses in a way that will sound mechanical. Brush up on some current events. You don't need to know everything that's going on in the world, but it's not a bad idea to read the newspaper daily for a few days before the interview.

Write an article based on this "Identify the loan amount and interest. Explain the schedule of payments. Grant a right to prepayment. Explain any late charges. Identify default."
article:
The first thing you should include is the amount of the loan and the interest rate. Your state has probably set a maximum interest rate you can charge as well, which you can find online. If you want to charge interest, research your state and federal laws. For example, the IRS requires that you charge a minimum interest rate, otherwise, they may interpret the loan as a "gift" for tax purposes. Sample language could read: "Lender promises to loan $5,000 USD to Borrower. Borrower promises to pay back this amount to Lender, with interest payable on the unpaid principal at a rate of 4% per annum, calculated yearly not in advance." You should include the date the loan will be paid in full. You also might want to attach to your payment agreement a schedule listing when monthly payments are due. On your schedule, list the day of each payment and the amount that the borrower should pay. If you aren't charging interest, then divide the amount by the number of monthly payments. Sample language could read: "Borrower will make payments as set forth on Schedule I. The Loan will be repaid in full on August 12, 2016." The borrower might find that he or she can pay off the loan early. You should explain in the payment agreement whether this is allowed. Generally, prepayment is a good deal for the lender because he or she will get the money paid back early; however, the lender would lose out on some interest. A sample prepayment provision could read: "Borrower has the right to make payments of principal before they are due. Borrower may make a full prepayment or partial prepayments without penalty, provided Borrower gives advance notice of its intent to prepay. Lender will use prepayments to reduce the amount of principal. If Borrower makes a partial prepayment, there will be no change to the due date or in the amount of the monthly payment unless Lender agrees." The seller might want to charge a penalty or additional interest if the borrower is late with payment. You should explain what the late charge will be and how you will calculate it. For example, if you want to charge a percentage penalty, you could write: "If Lender has not received full amount of any monthly payment within 15 calendar days after the date it is due, Lender may assess a late charge to Borrower of 1% of any overdue payment." "Default" occurs when the borrower does not follow the terms of the payment agreement. Typically, the borrower will default when he or she misses a payment. However, the lender usually reserves the right to declare a default. The lender usually reserves the right to immediately demand payment of all outstanding principal and interest. Sample language: "If Borrower defaults in the performance of any obligation under this Agreement, Lender may declare the principal amount owing and any interest due immediately due and payable." With this provision, the lender doesn't have to declare a default, but he or she has the option if payment is missed.