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Immediately report the car accident to your insurance company. Also provide the insurance company with information on the other driver. Immediately filing a claim will speed up the process of getting your car repaired and securing a rental vehicle, if necessary. Do not lie when stating the facts of the accident, as this can result in denial of your coverage. The other driver may suggest not filing claims in the event of a small accident, as filing a claim will raise your rates. However, it is always a good idea to file a claim to protect yourself. The other driver may later change his mind and file a claim, even claiming injuries that weren't apparent at the time of the accident. You want to be sure your insurance company has your version of the accident as soon as possible. Particularly if anyone was hurt in the accident, hiring a lawyer is a good idea. A lawyer can help you maximize your reward if you have been injured, or defend you if the other motorist was injured. Keep records of any hospital visits, tests, prescriptions or other expenses that arise as a result of your auto accident. This information will be needed by your insurance company and attorney. If the accident impacts your life to the extent that you decide to file a personal injury suit, you can claim damages for mental and physical distress and/or lost wages, as well as medical treatment. Keep a diary of how the injuries impact your life, including missed workdays, routine activities you cannot undertake, and changes to you family life. This will determine how much your company, or the other motorist's company if they were at fault, is willing to pay to replace or fix your car. If you think the number is too low, get your own independent estimates, and then discuss them with your adjuster. Certainly the other motorist's company, and perhaps your own, may not have your best interests at heart. If the other motorist's insurance company calls you, politely refuse to discuss the accident with them and mention the call to your own insurance company or lawyer. If your company offers you an early settlement, do not sign it until you are sure you will be compensated for all your injuries. Some injuries particularly back and neck ones caused by whiplash might not show up or reach their maximum level of pain until weeks or even months after the accident.

summary: File an insurance claim. Consider hiring a lawyer. Document medical treatment. Keep track of pain and suffering and lost wages. Get an insurance company damage valuation. Protect yourself from insurance companies.

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When you first start playing, you'll want to play against bots first. This will help you learn how to play the game and get comfortable with the controls, so that when you play with your friends you won't be a terrible teammate. Click on "Play Dota" at the bottom right, then choose "Practice With Bots", where you will be able to select the difficulty and team. Always play against bots first. The strangers you get paired against will not be...welcoming if you suck. Another way to play against bots is to join a Co-op bot match. With this type of game you will play with strangers or your team (if you become part of a team) against bots. When you've got a good idea of how to play the game, you can play against and with your friends. Nothing build friendships like killing your friends and insulting their moms. Create a lobby from the play menu and either password protect it to only play with your friends or leave it open to play against a few friends and a few strangers. If you enjoy having your playing aptitude, gender, and sexual preference mocked or simply enjoy making strangers look like idiots by thoroughly beating them, play a match or play a team match (if you have a team). Choose your game mode. Sometimes you might want to change your game mode. This is possible for any matchmaking game, as well as lobby games. Game modes affect how you can choose the heroes that you, your teammates, and the opposing team play with. "All Pick" is wide open. "Single Draft" gives players a choice of three heroes based on attribute. "Captain's Mode" (the standard format for championship games) allows team captains to choose heroes in turn for their players from a nearly unlimited pool. "Random Draft" gives players a 22 hero pool to choose from and turns are taken in choosing heroes. "Least Played" removes your 40 most-played characters from the pool. "Limited Heroes" is limited to the easiest to play heroes. "All Random" is pretty much exactly what it sounds like. Adjust settings. Don't forget to make sure the settings are correct when you go to join a match. The settings can help get you matched with the right people and make sure your connection is strong, combating rage-inducing lag. Remember: Lag kills. Friends don't let friends lag. The most important setting to pay attention to is region or server location. You want to play against people and with people that are close to you if you know your connection is slow. This will help ease lag issues.

summary: Fight against bots. Fight against friends. Fight against strangers.

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Stain removers such as OxiClean and Resolve are readily available at grocery and drug stores. These are designed to remove tough stains like ink, dirt, and other stains. Be sure to follow the manufacturer's instructions when using these products. Leave the carpet overnight to give it time to dry. Turn up the heat in the room to help speed up the drying process. Vacuum the rug to remove any excess cleaning debris.
summary: Buy a stain removing product. Let the carpet dry and vacuum.