Article: Keeping up-to-date on your payments is an important part of building a good credit history. Late payments are reported to the credit bureaus and will negatively impact your credit score. This could keep you from being able to purchase things you want in the future with credit. This applies to all of your financial obligations, not just credit card payments. You should use also pay your other bills on time whenever possible like your utility bills, phone bills, and any other loans you might have (car, mortgage, etc.). . A good way to start building up your credit score is by getting a credit card. There are many different options for this, so even if you have been refused in the past you should still be able to find a type of credit card that works for you. Try one of the following options for credit cards: Secured credit card this kind of card is great for people with no credit because almost anyone can get approved for them. It is a card that is funded by cash deposit you made ahead of time so there is little risk for a lender and you'll still get credit for positive payments. Student credit card this kind of card is often easier to get because they are geared towards students who they already assume have little to no credit history. Unfortunately, they often have lower credit limits than other types of cards, but they also sometimes come with enticing promotional offers. Retail credit card a retail credit card is a good credit-building option because it usually has a higher acceptance rate than a regular card. They can also offer promotional incentives to help you save money at their store. But these kinds of cards may also have lower credit limits than a normal card. Authorized user being an authorized user on someone's account means that you'll have a card with your name on it for someone else's credit account. So, you have access to the credit (and, therefore, the account holder's payment history will positively affect yours), but you are not responsible for any of the payments. Ask your parents or another friend or family member who already has good credit if they'll let you be an authorized user on their account. Using your credit cards is important, but it's also a good idea to not use them too much. Try to keep your balances low by paying them off every month (or as close to it as you can get). Using 30% or less of your available credit looks good to potential lenders. If you max your credit cards out, this can appear to lenders as if you rely too much on your credit, which is not a good sign to them. These kinds of loans are low-risk (for your and the lender!) loans that you can get from most banks. They are usually for a small amount (not more than $1000) and the money is put in an interest-earning account while you make monthly payments toward this "loan." Once the amount is paid off, the funds are released to you plus the interest it accrued while it was being held by the bank. These kinds of loans are usually designed to be paid back within 6 to 18 months.
Question: What is a summary of what this article is about?
Pay your bills on time. Get a credit card Keep your balances low. Get a credit builder loan.

Problem: Article: Pugs require attention, but should also have a space of their own in which they feel comfortable when you are not home or are otherwise occupied. Provide your pug with an area of its own including a bed and blankets, some toys, and easy access to food and fresh water. Consider putting the space in the corner of a well-used area in your home. This way, even if you cannot pay attention to your pug for a moment, they do not feel alone. Remember that pugs are sensitive to very hot temperatures and rapid temperature changes. Avoid setting up their space in areas with continued direct sunlight or near heating and cooling vents. Pugs are prone to nervousness and anxiety. You can help them calm down by being consistent in your daily routine. This means scheduling feeding times, walks, play times, and quiet times as close to the same time every day as possible. Your personal schedule may change, but it is important to you try to keep your pug's schedule the same. Ask a friend or neighbor to help you out with feeding and walks on nights you know you'll be home late. The pug's distinct physiology makes them susceptible to a number of health problems, including breathing and joint issues. Because of this, it is important to schedule a vet check as soon as you bring your new pug home. Your vet will be able to check for common pug health complications and make suggestions for care, such as what to feed your new dog. If you want your pug to be comfortable, you'll need to learn how it communicates and how to properly respond to it. If you don't have a lot of experience with dogs, educate yourself on how they communicate so that you can interpret your pug's body language and respond appropriately. This is especially important if you have children in the house. Teach your children how to recognize when your dog is anxious or fearful, so that they know when to back off. For example, if a guest is petting your pug and its tail is between its legs, it is likely scared and/or uncomfortable. To make your pug comfortable, politely ask your guest to take a couple of steps back, crouch down to the dog's level, and hold out their hand so that the dog can come to them.
Summary: Create a space especially for your pug in your home. Be consistent in your daily schedule. Get a new pug assessed by a veterinarian. Communicate with your pug effectively.

Meanwhile, prepare a baking dish by lightly coating the bottom and sides with nonstick cooking spray. If you have a large, heavy-bottomed, oven-proof skillet, you do not need to prepare a separate baking dish. The entire meal can be prepared in this oven-proof skillet. Add the oil to the skillet and heat over medium-high until it becomes notably smooth and glossy. This can take a minute or so. Mix the flour and salt in a large resealable plastic bag. Place the ingredients in the bag, zip closed, and shake quickly to distribute the salt evenly throughout the flour. Alternatively, you could combine the flour and salt in a wide bowl with shallow sides. Make sure that the bowl is shallow enough and wide enough for you to place a piece of steak in. Sift the ingredients together to ensure that they are well-combined. Add the steak to the flour and salt in the plastic bag and seal the bag closed. Give it a good shake so that all sides of the beef are coated in flour. If using a bowl instead of a bag, add the steak pieces to the seasoned flour in the bowl and turn them over a few times, dredging all the sides completely. Cover with aluminum foil and bake for 60 minutes in your preheated oven. Slow baking in liquid is another ideal cooking method for round steaks, which tend to be fairly lean and not very tender. The slow cooking process helps the meat break down more, and the liquid prevents the beef from drying out. Uncover the dish and sprinkle the beef with the cheese. Return it to the oven and bake for another 5 minutes, or until the cheese is completely melted. You could add more cheese than the recipe calls for, if desired, but adding more cheese may increase the amount of cooking time since a thicker layer will require more time to melt. Pull the finished steak out of the oven and transfer to individual serving plates. Spoon the vegetable mixture on top.
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One-sentence summary --
Preheat the oven to 325 degrees Fahrenheit (163 degrees Celsius). Heat oil in a large skillet. Combine the flour and salt. Dredge the steak in the flour mixture. Bake until tender. Add and melt the cheese. Serve warm.