Multi-choice problem: Continue writing the next sentence in this paragraph:

How to transfer an ira from one bank to another
Choose between a traditional ira and roth ira.
If you don't already have another ira with another institution, you'll have to open a new account before making a transfer. You'll need to factor in your overall financial plan when you choose a new ira.

Pick your answer from: a. Another option is the personal ira which is a form of roth ira from which you can transfer assets. A personal ira costs about 20 to 35 dollars.; b. If you currently hold a roth ira, you'll need to open a roth ira with your new bank. You can't transfer or roll over a roth ira to a traditional ira.; c. If you already have a roth ira, go ahead and transfer the ira into a new one. If you just want to transfer the ira to another institution, the transfer will probably be permanent-whether the new account is for your own personal or financial reasons.; d. Just because a traditional ira has free variable funds doesn't mean you can transfer some out-of-pocket contributions. This is because you'll likely have to add that in to your account before moving on.;
b.