Problem: Article: Arrange a time to chat over text, or wait to call until you think she will be free. Don't inconvenience her or make her choose between you and her friends or family. Call after drama club, soccer practice, her shift at the coffee shop, or family dinner. Text her a few hours before you want to talk: Hey, will you be free to chat tonight? or Can I call you at 7? Be flexible and work out a mutually convenient time. If she's busy:Don't: get irritated or sullen.Do: say How about tomorrow night? or Good luck on your midterm! Talk this weekend? Girls will be more open and honest with you if they know no one can overhear your conversation. Don't call when you are hanging out with other people, and don't put her on speaker phone without her permission. She is giving you the gift of her time, and you should do the same. Most young people believe that multitasking takes away from conversation. Let her know that her conversation is the most important thing in the world. Don't text, chat online, watch TV, or talk to other people while you are talking with your girlfriend.
Summary: Work around her schedule. Call from a quiet, private place. Give her your undivided attention.

Problem: Article: Wash your face using warm water and your favorite face wash. Once you have cleaned your face, gently pat it dry with a clean towel. Because you will be leaving this mask on your face for a while, you may want to protect your clothes and hair so that they do not get sticky. You can keep your hair from getting sticky by pulling it back and securing it with a headband, a hair clip, or a hair tie. You can keep your clothes from getting dirty by draping a towel over the front of your chest and shoulders. You will be mixing your face mask in this. Because you will be using small amounts of milk and honey, the container you use a small bowl or mug. The container has to be microwave-safe. You will need 1 tablespoon (14.8ml) of raw honey and 1 tablespoon of milk. This will be enough for one face mask. If you have blackheads on your nose, you can cut a thin strip of cotton fabric. It needs to be long enough to fit over the bridge of your nose. You will be applying this over the mask, and later removing it. Using a fork, briskly mix the milk and honey together until you get a thick consistency. Put the container into the microwave and heat it for a few seconds. You want the mask to be warm to the touch, but not hot. Watch the mixture carefully, so that you do not accidentally scorch it. Take the container out of the microwave and apply the mask to your face using your fingers or a brush. Gently massage the face mask into your skin using circular motions. Avoid the sensitive areas around your nose, mouth, and eyes. If you have blackheads on your nose, wash your hands first, then place the cotton strip down onto the bridge of your nose. Gently press the fabric down into the face mask. Get into a comfortable position, and wait 10 to 15 minutes. You can lay down in bed, or sit back in a chair. Consider passing the time by reading a book, meditating, or listening to music. Use cool water, and soap if necessary. If you put a cotton strip on your nose, make sure that the strip is completely dry, then gently pull it off your nose before washing the face mask off your face. Use a soft, clean towel, and do not rub your face. If you'd like, you can wipe your face down using a cotton ball soaked in some toner. The toner will help balance out the pH of your skin, as well as tighten the pores. Afterwards, you can apply your favorite moisturizer to help lock the moisture in.
Summary: Start with a clean face. Consider protecting your clothes and hair. Find a small, microwave-safe container. Pour some milk and honey into the container. Mix the two ingredients together. Heat the mask in the microwave. Apply the mask to your face. Leave the mask on for 10 to 15 minutes. Wash the mask off. Gently pat your face dry. Consider following up with some toner and moisturizer.

Problem: Article: Before you buy put options, you need to know enough about the patterns of various stock to be able to predict whether it will go up or down. If you're buying put options, you are making a prediction that the stock will go down over time. In addition to looking at the stock market itself, you also have to be able to analyze trends in various industries. Understand which sectors will tend to go up and which will tend to go down in response to various economic factors. If you don't have a lot of experience trading, you may want to watch the market for awhile before you start buying options. Take advantage of any educational resources and training offered by your broker to learn more about how options work. The strike price of your option is the price at which you agree to purchase the stock on the expiration date of the options. With put options you have the right to buy the stock at that price, but no obligation to do so. To make money on put options, you want to set the strike price lower than the price for which the stock currently sells. For example, if a stock is currently selling at $100, but you believe it will decline to below $80, you might buy a put option to sell shares at $85. If the stock price drops below $85, you could sell those shares at a profit. Strike prices are standardized based on the price of the stock, and sold in option chains that have a range of strike prices at varying expiration dates. Options chains have a variety of short-term and long-term options available. Generally, the shorter the time period, the riskier the investment. Longer time periods give you more options if the stock doesn't move the way you've predicted it would. If you're just starting out, you'll probably want to go with monthly or yearly expiration dates. You may be restricted to longer-term options depending on your trading level, especially if you're a new trader. Each contract represents 100 shares of stock. You'll have to pay a premium for each contract to the seller of the contract. Depending on how your broker fees and commissions are structured, you may also have to pay a per-contract fee to your broker. The number of contracts you buy depends on how much money you have available and how much you're willing to risk on the prediction you've made about the movement of that stock. You'll use your broker's trading platform to buy the options contracts you've decided you want. Call your broker's trading desk if you have any questions or need guidance. If your broker has a tutorial available, you may want to go through that first to make sure you're doing everything correctly.
Summary:
Analyze stock movement. Choose your strike price. Select an option chain with the expiration date you want. Decide how many contracts you want to buy. Pay your premium and fees to buy your options contracts.