In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

[Q]: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Safe Teen and Novice Driver Uniform
Protection Act of 2011'' or the ''STANDUP Act''.

SEC. 2. FINDINGS.

Congress finds the following:
(1) The National Highway Traffic Safety Administration has
reported that--
(A) motor vehicle crashes are the leading cause of
death of Americans between 15 and 20 years of age;
(B) between 1999 and 2009, more than 90,000
Americans were killed in motor vehicle crashes
involving drivers between 15 and 20 years of age, an
average of 155 deaths per week;
(C) drivers between 16 and 20 years of age have a
fatality rate that is 4 times higher than the rate for
drivers between 25 and 70 years of age; and
(D) teenage drivers who are 16 years of age have a
motor vehicle crash rate that is almost 10 times higher
than the crash rate for drivers between 30 and 60 years
of age.
(2) The National Transportation Safety Board found that
during the most recent 10-year period--
(A) teen drivers comprised less than 7 percent of
the driving population and accounted for more than 13
percent of drivers involved in all deadly crashes; and
(B) more than 20 percent of all highway fatalities
occurred in crashes that involved teen drivers.
(3) Analysis by the Children's Hospital of Philadelphia
Research Institute shows that--
(A) teenage drivers comprise approximately 40
percent of the fatalities in motor vehicle crashes in
which they are involved; and
(B) the other 60 percent of the fatalities in those
crashes are--
(i) passengers who were riding in the
vehicle with the teen driver;
(ii) drivers and passengers in other
vehicles involved in a crash with the teen
driver's vehicle; and
(iii) pedestrians.
(4) According to the Insurance Institute for Highway
Safety--
(A) the chance that a vehicle driven by a 16- or
17-year-old will be involved in an accident--
(i) doubles when there are 2 other teens in
the vehicle; and
(ii) quadruples when there are 4 teens in
the vehicle;
(B) States with strong nighttime driving
restrictions experience lower fatal crash rates among
drivers ages 15 to 17 years old; and
(C) a higher age requirement for licensing teen
drivers is correlated with a lower number of fatal
crashes per capita.
(5) The National Highway Traffic Safety Administration has
found that distraction caused by cellular phones is significant
enough to degrade driver performance, and is particularly
dangerous for inexperienced drivers between 15 and 20 years of
age.
(6) That National Transportation Safety Board has found
that although only 20 percent of driving by teenage drivers
occurs at night, more than 50 percent of the motor vehicle
crash fatalities involving teenage drivers occur at night.
(7) According to a 2007 report from the Texas
Transportation Institute at Texas A&M University--
(A) teenage drivers in rural areas are less likely
to be aware of the risks and dangers associated with
driving, placing them at higher risk of involvement in
crashes;
(B) teen drivers are more likely than other
drivers--
(i) to drive with other teenage passengers;
(ii) to drive late at night;
(iii) to exceed the speed limit;
(iv) to use cell phones while driving; and
(v) to fail to use seat belts while
driving.
(8) The National Highway Traffic Safety Administration
reports that although 23 percent of the population of the
United States lives in rural areas, 57 percent of all traffic
fatalities occur on rural roads, underscoring the elevated
crash risk for teen drivers in rural areas.
(9) The American Academy of Pediatrics has found evidence
that the area of the brain responsible for planning, impulse
control, and executive decisionmaking does not fully mature
until a person is between 20 and 25 years of age, placing teen
drivers at greater risk of being involved in an accident.
(10) The Journal of the American Medical Association
reports that after Michigan and North Carolina adopted
comprehensive graduated driver licensing systems in 1997,
crashes involving 16-year-old drivers decreased by 25 percent
in Michigan and by 27 percent in North Carolina.
(11) According to the Office of the Illinois Secretary of
State, teen driving deaths dropped by over 40 percent in
Illinois in the first full year following the 2007
implementation of a stronger graduated driver licensing law.
(12) The National Transportation Safety Board reports that
over 40 States and the District of Columbia have implemented
some type of 3-stage graduated driver licensing system.
However, most States have not yet enacted all of the lifesaving
safety features of graduated driver licensing laws recommended
by the National Transportation Safety Board and supported by
research to protect the lives of teenage and novice drivers.
(13) A 2010 national survey by the Insurance Institute of
Highway Safety indicates that--
(A) parents of teens favor graduated driver
licensing laws that are as strict or stricter than
those that currently exist in any State;
(B) /3\ of parents of teens believe that young
drivers should begin learning to drive at 16 years of
age or older;
(C) more than /2\ of parents of teens believe
that the minimum licensing age should be 17 years of
age or older;
(D) 90 percent of parents of teens support a
restriction on unsupervised nighttime driving;
(E) more than 75 percent of parents of teens
believe that the restriction on unsupervised nighttime
driving should begin at 10 p.m. or earlier;
(F) 89 percent of parents of teens support
restrictions on teen passengers; and
(G) more than 75 percent of parents of teens
believe that teen drivers should not be permitted to
more than 1 teen passenger in their vehicle.

SEC. 3. STATE GRADUATED DRIVER LICENSING LAWS.

(a) Minimum Requirements.--
(1) In general.--A State is in compliance with this section
if the State has a graduated driver licensing law that requires
novice drivers younger than 21 years of age to comply with the
2-stage licensing process described in paragraph (2) before
receiving an unrestricted driver's license.
(2) Licensing process.--A State is in compliance with the
2-stage licensing process described in this paragraph if the
State's driver's license laws include--
(A) a learner's permit stage that--
(i) commences at 16 years of age or older;
(ii) is at least 6 months in duration;
(iii) prohibits the driver from using a
cellular telephone or any communications device
in a nonemergency situation; and
(iv) remains in effect until--
(I) the commencement of the
intermediate stage; or
(II) the driver reaches 18 years of
age;
(B) an intermediate stage that--
(i) commences immediately after the
expiration of the learner's permit stage;
(ii) is at least 6 months in duration;
(iii) prohibits the driver from using a
cellular telephone or any communications device
in a nonemergency situation;
(iv) prohibits driving at night;
(v) prohibits the driver from operating a
motor vehicle with more than 1 non-familial
passenger younger than 21 years of age unless a
licensed driver who is at least 21 years of age
is in the motor vehicle; and
(vi) remains in effect until the driver
reaches 18 years of age; and
(C) any other requirement that the Secretary of
Transportation may require, including--
(i) in the learner's permit stage--
(I) at least 40 hours of behind-
the-wheel training with a licensed
driver who is at least 21 years of age;
(II) a driver training course; and
(III) a requirement that any such
driver be accompanied and supervised by
a licensed driver who is at least 21
years of age at all times while such
driver is operating a motor vehicle;
and
(ii) in the learner's permit or
intermediate stage, a requirement that, in
addition to any other penalties imposed by
State law, the grant of an unrestricted
driver's license be automatically delayed for
any individual who, during the learner's permit
or intermediate stage, is convicted of a
driving-related offense, such as--
(I) driving while intoxicated;
(II) misrepresentation of his or
her true age;
(III) reckless driving;
(IV) driving without wearing a seat
belt;
(V) speeding; or
(VI) any other driving-related
offense, as determined by the
Secretary.
(b) Rulemaking.--
(1) In general.--The Secretary of Transportation shall
promulgate regulations necessary to implement this section in
accordance with the notice and comment provisions under section
553 of title 5, United States.
(2) Exception.--A State that otherwise meets the minimum
requirements set forth in subsection (a) shall be deemed by the
Secretary to be in compliance with this section regardless of
whether a State law, which was enacted by the State before
January 1, 2011, establishes a class of license that permits
licensees younger than 18 years of age to drive a motor vehicle
in connection with work performed on or for the operation of a
farm owned by family members who are directly related to the
licensees.

SEC. 4. INCENTIVE GRANTS.

(a) In General.--For each of the first 3 fiscal years beginning
after the date of enactment of this Act, the Secretary of
Transportation shall award a grant to any State that submits an
application under subsection (b) if that State is in compliance with
section 3(a) on or before the first day of that fiscal year.
(b) Application.--
(1) In general.--Any State desiring a grant under this
section shall submit an application to the Secretary of
Transportation at such time, in such manner, and containing
such information as the Secretary may require, including a
certification by the Governor of the State that the State is in
compliance with section 3(a).
(2) Review.--The Secretary shall review each State
application and determine whether or not the State is in
compliance with section 3(a).
(c) Grants.--Amounts appropriated to carry out this section for
each fiscal year shall be apportioned to each State that is in
compliance with section 3(a) in an amount determined by multiplying--
(1) the amount appropriated to carry out this section for
such fiscal year; by
(2) the ratio that the amount of funds apportioned to each
such State for such fiscal year under section 402 of title 23,
United States Code, bears to the total amount of funds
apportioned to all such States for such fiscal year under such
section.
(d) Use of Funds.--Amounts received by a State from a grant awarded
under this section may be used for--
(1) enforcing a 2-stage licensing process that complies
with section 3(a)(2);
(2) training for law enforcement personnel and other
relevant State agency personnel relating to the enforcement
described in paragraph (1);
(3) publishing relevant educational materials that pertain
directly or indirectly to the State graduated driver licensing
law; and
(4) carrying out other administrative activities that the
Secretary considers relevant to the State's 2-stage licensing
process.
(e) Authorization of Appropriations.--There is authorized to be
appropriated $25,000,000, out of the Highway Trust Fund (other than the
Mass Transit Account), to carry out this section during each fiscal
year described in subsection (a).

SEC. 5. WITHHOLDING OF FUNDS FOR NONCOMPLIANCE.

(a) In General.--
(1) Fourth fiscal year.--On the first day of the fourth
fiscal year beginning after the date of the enactment of this
Act, the Secretary shall withhold 3 percent of the amount
otherwise required to be apportioned to any State for such
fiscal year under each of the paragraphs (1), (3), and (4) of
section 104(b) of title 23, United States Code, if the State is
not in compliance with section 3(a) on the first day of such
fiscal year.
(2) Fifth fiscal year.--On the first day of the fifth
fiscal year beginning after the date of the enactment of this
Act, the Secretary shall withhold 5 percent of the amount
otherwise required to be apportioned to any State for such
fiscal year under each of the paragraphs (1), (3), and (4) of
section 104(b) of title 23, United States Code, if that State
is not in compliance with section 3(a) on the first day of such
fiscal year.
(3) Sixth and subsequent fiscal years.--On the first day of
each fiscal year after the fifth fiscal year beginning after
the date of the enactment of this Act, the Secretary shall
withhold 10 percent of the amount otherwise required to be
apportioned to any State for such fiscal year under each of the
paragraphs (1), (3), and (4) of section 104(b) of title 23,
United States Code, if that State is not in compliance with
section 3(a) on the first day of such fiscal year.
(b) Period of Availability of Withheld Funds.--
(1) Funds withheld before the end of the sixth fiscal
year.--Any amount withheld from any State under subsection (a)
on or before the last day of the sixth fiscal year beginning
after the date of the enactment of this Act, shall remain
available for distribution to the State under subsection (c)
until the end of the third fiscal year following the fiscal
year for which such amount is appropriated.
(2) Funds withheld after the sixth fiscal year.--Any amount
withheld under subsection (a)(2) from any State after the end
of the sixth fiscal year beginning after the date of the
enactment of this Act, may not be distributed to the State.
(c) Apportionment of Withheld Funds After Compliance.--
(1) In general.--If, before the last day of the period for
which funds withheld under subsection (a) remain available to a
State under subsection (b), the State comes into compliance
with section 3(a), the Secretary of Transportation shall, on
the first day on which the Secretary determines the State has
come into compliance, distribute to the State any amounts
withheld under subsection (a) that remains available for
apportionment to the State.
(2) Period of availability of subsequently apportioned
funds.--Any amount distributed under paragraph (1) shall remain
available for expenditure by the State until the end of the
third fiscal year following the year for which the funds are so
apportioned. Any amount not expended by the State by the end of
such period shall revert back to the Treasury of the United
States.
(3) Effect of noncompliance.--If a State is not in
compliance with section 3(a) at the end of the period for which
any amount withheld under subsection (a) remains available for
distribution to the State under subsection (b), such amount
shall revert back to the Treasury of the United States.
[A]: Safe Teen and Novice Driver Uniform Protection Act of 2011 or STANDUP Act - Authorizes the Secretary of Transportation to award incentive grants to states with graduated driver licensing laws that require novice drivers younger than age 21 to comply with a two-stage licensing process before receiving an unrestricted driver's license.

Requires such laws, at a minimum, to include: (1) a learner's permit stage that commences at age 16 or older, lasts at least six months, prohibits driver use of a cellular phone or other communications device in nonemergency situations, and remains in effect until commencement of the intermediate stage or the driver attains age 18; (2) an intermediate stage in effect until the driver attains age 18 that commences immediately after expiration of the learner's permit stage, lasts at least six months, prohibits driver use of a cellular phone or other communications device in nonemergency situations, prohibits nighttime driving, prohibits more than one non-familial passenger under age 21 unless there is a licensed driver at least age 21 present in the vehicle; and (3) any other requirement that the Secretary may require.

Deems a state that meets such minimum requirements to be in compliance regardless of whether a state law, enacted before January 1, 2011, establishes a class of license that permits licensees younger than age 18 to drive a motor vehicle in connection with work performed on or for the operation of a farm owned by family members of the licensees.

Directs the Secretary to withhold a certain percentage of federal-aid highway funds from states that do not comply with the requirements of this Act.

[Q]: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Consumer Lending Education And
Reform Act'' and the ''C.L.E.A.R. Act''.

SEC. 2. PROTECTIONS FOR CONSUMERS.

(a) In General.--Chapter 2 of the Truth in Lending Act (15 U.S.C.
1631 et seq.) is amended by inserting after section 129A the following
new section:
''Sec. 129B Protections for consumers
''(a) Definitions.--For purposes of this section, the following
definitions shall apply:
''(1) Affiliate.--The term 'affiliate' has the same meaning
as in section 129(k).
''(2) Electronic signature.--The term 'electronic
signature' means a signatures in digital or other electronic
form that meets the validity requirements of the Electronic
Signatures in Global and National Commerce Act.
''(3) Extended payment plan.--The term 'extended payment
plan' means an amendment to the payday loan that is signed in
person or electronically by both the consumer and the creditor
reflecting an agreement that the consumer pay the outstanding
balance on a payday loan in 4 equal payments, where the period
between each payment may not be less than the duration of the
original payday loan.
''(4) Home state.--
''(A) In general.--The term 'home State' means,
with respect to any creditor or any affiliate of a
creditor, the State in which the primary home office of
the creditor or any affiliate of the creditor is
located.
''(B) Home office.--The term 'home office' means
the office that houses a majority of the applicable
party's day-to-day management and administrative
support functions.
''(5) Interest and fees.--
''(A) In general.--Except as provided in
subparagraph (B), the term 'interest and fees' includes
any charge payable directly or indirectly by the
consumer and imposed directly or indirectly by the
creditor as an incident to or a condition of the
extension of credit.
''(B) Charges not included.--The term 'interest and
fees' does not include--
''(i) any charge for a default,
delinquency, or similar occurrence; or
''(ii) any charge imposed when, if for any
reason, funds are not made available to pay an
item or authorization delivered to the creditor
in the manner described in subparagraph (A) or
(B) of paragraph (1) to the extent that--
''(I) the charge does not exceed
the greater of $25 or the amount
charged to the creditor by the
creditor's financial institution; and
''(II) the charge is only imposed
once per each item or authorization
regardless of whether the item or
authorization is presented for payment
more than once.
''(6) Loan store.--The term 'loan store' means each
location operated by a creditor at which applications for
payday loans are received or the proceeds of payday loans are
disbursed.
''(7) Payday loan; loan.--The terms 'payday loan' and
'loan' mean a closed-end credit transaction, evidenced by a
loan agreement signed by the creditor and the consumer, in
person or electronically, unsecured by any interest in the
consumer's tangible personal property with a term of at least 7
and not more than 90 days in which the amount financed does not
exceed $2,000 with a finance charge exceeding an annual
percentage rate of 36 percent, and the consumer--
''(A) receives funds from and incurs interest or a
fee payable to a creditor, and contemporaneously with
the receipt of funds, provides a check or other payment
instrument to the creditor who agrees with the consumer
not to deposit or present the check or payment
instrument for more than 1 day; or
''(B) receives funds from and incurs interest or a
fee payable to a creditor, and contemporaneously with
the receipt of funds, authorized the creditor to
initiate a debt or debits to the consumer's deposit
account (by electronic fund transfer or remotely
created check) after 1 or more days.
''(8) Payday lender.--The term 'payday lender' means any
creditor with respect to a payday loan.
''(9) Refinancing.--The term 'refinancing' means the use of
the proceeds of 1 payday loan obtained from a creditor to pay
off any amount due to that creditor.
''(b) Protections for Consumers.--
''(1) Interest and fee cap.--A payday lender may not--
''(A) require a consumer to pay--
''(i) in the case of any original payday
loan, interest and other fees and charges that
total more than 15 cents for every dollar
loaned; and
''(ii) in the case of an original payday
loan originated over the Internet, an
additional origination fee in excess of 5
percent of the original principal loan amount;
''(B) require a consumer to pay interest and fees
that, combined, total more than--
''(i) in the case of the 1st refinancing of
an outstanding payday loan, 15 cents for every
dollar of the outstanding original principal
loan amount; and
''(ii) in the case of the 2nd refinancing
of an outstanding payday loan, 10 cents for
every dollar of the outstanding original
principal loan amount; or
''(C) require a consumer to pay an origination fee
for a payday loan that is refinanced.
''(2) Mandatory disclosures.--A payday lender may not make
or refinance a payday loan unless the creditor has first
provided the consumer with a copy of a written loan agreement,
which shall be signed by the creditor and by the consumer and
shall include the following information in English and in the
language in which the loan was negotiated:
''(A) A clear and conspicuous description of the
terms of the loan, including the total cost of all fees
and other charges in connection with the loan stated as
a dollar amount, and the consumer's payment obligations
under the loan.
''(B) The name, address and telephone number of the
creditor making the loan, and the name of title of the
individual employee of the creditor who signs the loan
agreement on behalf of the creditor.
''(C) The following statements, in at least 14-
point bold face type:
''(i) Warning.--This loan is not intended
to meet long-term financial needs. This loan
should be used only to meet short-term cash
needs.
''(ii) Credit counseling availability.--You
should consider contacting an independent,
nonprofit credit counseling agency approved by
the National Foundation for Credit Counseling
(NFCC) or by a State or Federal Government
agency. You may obtain information on how to
contact an approved counselor near you by
calling the National Foundation for Credit
Counseling at 1-800-388-2227.
''(iii) No criminal prosecution or security
interest.--You cannot be prosecuted in criminal
court to collect this loan, and the creditor
may not take or attempt to take an interest in
any of your personal property to secure his
loan.
''(3) Additional public disclosures.--A payday lender may
not make or refinance a payday loan to any consumer unless the
following notices are posted conspicuously in English and
Spanish and in not less than 1-inch bold print in the
creditor's public lending area in each loan store, or, if the
loan is made using the Internet, fax or other means, are posted
conspicuously on the creditor's public internet site relating
to any such payday loan:
''(A) Warning.--This loan is not intended to meet
long-term financial needs. This loan should be used
only to meet short-term cash needs.
''(B) Credit counseling availability.--You should
consider contacting an independent, nonprofit credit
counseling agency approved by the National Foundation
for Credit Counseling (NFCC) or by a State or Federal
Government agency. You may obtain information on how to
contact an approved counselor near you by calling the
National Foundation for Credit Counseling at 1-800-388-
2227.
''(C) No criminal prosecution or security
interest.--You cannot be prosecuted in criminal court
to collect this loan, and the creditor may not take or
attempt to take an interest in any of your personal
property to secure his loan.
''(4) Creditor surety bond requirements.--
''(A) In general.--A payday lender may not make or
refinance a payday loan unless the creditor has
obtained and filed, in accordance with subparagraph
(B), a surety bond in the following amount:
''(i) A surety bond in the amount of
$100,000 for each loan store operated by the
creditor, if the creditor operates fewer than
10 loan stores and does not offer any payday
loans over the Internet.
''(ii) A surety bond in the amount of
$1,000,000, if the creditor operates 10 or more
loan stores or offers loans over the Internet.
''(iii) Such greater amount as may be
required by applicable State law.
''(B) Bond requirements.--The surety bond obtained
by a payday lender to meet the requirements of
subparagraph (A) shall be filed with, and for the
benefit of, the State attorney general in the
creditor's home state.
''(C) Aggregation of lender and affiliate under
certain circumstances.--For purposes of this paragraph,
a creditor and each affiliate of a creditor which has
the same home State as the creditor may aggregate the
loan stores operated by such creditor and any such
affiliate for purposes of determining the amount of the
surety bond required to be filed under subparagraph
(A).
''(5) Extended payment plan.--
''(A) In general.--A payday lender may not make or
refinance a payday loan unless the terms of the loan
require the creditor, upon receiving notice from the
consumer of an inability to repay prior to close of
business on the last business day before the original
due date of the loan, provides the consumer with notice
of and the right to opt into an extended payment plan,
without charge, 1 time in any 12 month period.
''(B) Limitation during extended payment plan.--A
creditor may not engage in any collection activity (or
procure the services of any other for such purpose)
during the term of any extended payment plan.
''(6) Refinancing.--A payday lender may not--
''(A) refinance a payday loan for less than 7 days;
''(B) refinance a payday loan more than 2
consecutive times; refinance a payday loan without
terminating the previous agreement and entering into a
new agreement that the creditor and consumer each sign
in person or with an electronic signature; or
''(C) require a consumer to pay interest and fees
in connection with a refinancing that, combined, total
more than the amount permitted under paragraph
(1)(B).''.
(b) Technical and Conforming Amendments.--
(1) Disclosures.--Section 128(a)(4) of the Truth in Lending
Act (U.S.C. 1638(a)(4)) is amended--
(A) by striking ''or'' after ''does not exceed
$5,'' and
(B) by inserting '', or if the loan is subject to
section 129B''.
(2) Effect on other laws.--Section 111 of the Truth in
Lending Act (U.S.C. 1610) is amended--
(A) in subsection (b), by inserting ''subsection
(f) of this section and'' after ''Except as provided
in''; and
(B) by adding at the end the following new
subsection:
''(f) Payday Loans.--
''(1) In general.--The following provisions of the law of
any State shall not apply to any payday loan, or any
refinancing of a payday loan, that is subject to section 129B:
''(A) Any provision requiring minimum loan terms.
''(B) Any provision prohibiting, defining or
limiting any refinancing.
''(C) Any provision prohibiting or limiting the use
of a check or debit authorization to originate a payday
loan.
''(D) Any provision prohibiting or mandating
extended payment plans.
''(E) Any provision limiting the rate or amount of
interest and fees or default, delinquency or not
sufficient fund fees or other charges which may be
taken, received or reserved by creditors for payday
loans or any refinancing of a payday loan.
''(2) Enforcement.--Notwithstanding paragraph (1), any
State may employ or establish State laws for the purpose of
enforcing the requirements of section 129B.''.
(c) Clerical Amendment.--The table of sections for chapter 2 of the
Truth in Lending Act is amended by inserting after the item relating to
section 129 the following new items:

''129A. Fiduciary duty of servicers of pooled residential mortgages.
''129B. Protections for consumers.''.
[A]: Consumer Lending Education And Reform Act or the C.L.E.A.R. Act - Amends the Truth in Lending Act to limit the interest, fees and charges that a payday lender may require a consumer to pay with respect to an original payday loan and a refinanced payday loan.

Prohibits a payday lender from: (1) requiring a consumer to pay an origination fee for a payday loan that is refinanced; or (2) making or refinancing a payday loan unless the creditor has first provided the consumer with a copy of a written loan agreement, signed by the creditor and by the consumer, which includes specified information in English and in the language in which the loan was negotiated.

Requires a payday lender to file a surety bond.

Prohibits a payday lender from making or refinancing a payday loan unless the terms of the loan require the creditor, upon receiving notice of consumer's inability to repay, to provide the consumer with notice of and the right to opt into an extended payment plan, without charge, one time in any 12-month period.

Prohibits a creditor from engaging in any collection activity (or procuring the services of any other for such purpose) during the term of any extended payment plan.

[Q]: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Congressional Campaign Integrity
Act''.

SEC. 2. PROHIBITION ON USE OF LABOR ORGANIZATION DUES AND FEES FOR
POLITICAL ACTIVITIES.

Section 316 of the Federal Election Campaign Act of 1971 (2 U.S.C.
441b) is amended by adding at the end the following new subsection:
''(c)(1) Notwithstanding any other provision of this Act or any
other law, it shall be unlawful for a labor organization to use dues or
fees--
''(A) to make contributions or expenditures with respect to
any Federal election; or
''(B) to support or promote any political activity or
organization.
''(2) As used in this subsection, the term 'dues or fees' means,
with respect to a labor organization, any amount of dues or fees
required to be paid to such labor organization by reason of the
employment of the individual who pays the dues or fees.''.

SEC. 3. PROHIBITION OF PERSONAL LOANS BY CANDIDATES TO THEIR CAMPAIGNS.

Section 315 of the Federal Election Campaign Act of 1971 (2 U.S.C.
441a) is amended by adding at the end the following new subsection:
''(i) A candidate for Federal office may not make any loan to a
campaign committee of the candidate or otherwise provide reimbursable
financial support for the campaign of the candidate.''.

SEC. 4. EQUALIZATION OF MULTICANDIDATE POLITICAL COMMITTEE CANDIDATE
CONTRIBUTION LIMITATION WITH LIMITATION APPLICABLE TO
OTHER PERSONS.

(a) Persons Generally.--Section 315(a)(1)(A) of the Federal
Election Campaign Act of 1971 (2 U.S.C. 441a(a)(1)(A)) is amended by
striking out ''$1,000'' and inserting in lieu thereof ''$2,000''.
(b) Multicandidate Political Committees.--Section 315(a)(2)(A) of
the Federal Election Campaign Act of 1971 (2 U.S.C. 441a(a)(2)(A)) is
amended by striking out ''$5,000'' and inserting in lieu thereof
''$2,000''.

SEC. 5. HOUSE OF REPRESENTATIVES ELECTION LIMITATION ON CONTRIBUTIONS
FROM PERSONS OTHER THAN IN-STATE INDIVIDUAL RESIDENTS.

Section 315 of the Federal Election Campaign Act of 1971 (2 U.S.C.
441a), as amended by section 3, is further amended by adding at the end
the following new subsection:
''(j)(1) A candidate for the office of Representative in, or
Delegate or Resident Commissioner to, the Congress may not, with
respect to an election, accept contributions from persons other than
in-State individual residents totaling the same as, or in excess of,
the total of contributions accepted from in-State individual residents.
''(2) As used in this subsection, the term 'in-State individual
resident' means an individual who resides in the State in which the
congressional district involved is located.''.

SEC. 6. SOFT MONEY OF POLITICAL PARTIES.

Title III of the Federal Election Campaign Act of 1971 (2 U.S.C.
431 et seq.) is amended by adding at the end the following new section:

''soft money of political parties

''Sec. 323. (a) A national committee of a political party,
including the national congressional campaign committees of a political
party, and any officers or agents of such party committees, shall not
solicit or receive any contributions, donations, or transfers of funds,
or spend any funds, not subject to the limitations, prohibitions, and
reporting requirements of this Act. This subsection shall apply to any
entity that is established, financed, maintained, or controlled by a
national committee of a political party, including the national
congressional campaign committees of a political party, and any
officers or agents of such party committees.
''(b)(1) Any amount expended or disbursed by a State, district, or
local committee of a political party, during a calendar year in which a
Federal election is held, for any activity which might affect the
outcome of a Federal election, including but not limited to any voter
registration and get-out-the-vote activity, any generic campaign
activity, and any communication that identifies a Federal candidate
(regardless of whether a State or local candidate is also mentioned or
identified) shall be made from funds subject to the limitations,
prohibitions and reporting requirements of this Act.
''(2) Paragraph (1) shall not apply to expenditures or
disbursements made by a State, district or local committee of a
political party for--
''(A) a contribution to a candidate other than for Federal
office, provided that such contribution is not designated or
otherwise earmarked to pay for activities described in
paragraph (1);
''(B) the costs of a State or district/local political
convention;
''(C) the non-Federal share of a State, district or local
party committee's administrative and overhead expenses (but not
including the compensation in any month of any individual who
spends more than 20 percent of his or her time on activity
during such month which may affect the outcome of a Federal
election). For purposes of this provision, the non-Federal
share of a party committee's administrative and overhead
expenses shall be determined by applying the ratio of the non-
Federal disbursements to the total Federal expenditures and
non-Federal disbursements made by the committee during the
previous presidential election year to the committee's
administrative and overhead expenses in the election year in
question;
''(D) the costs of grassroots campaign materials, including
buttons, bumper stickers, and yard signs, which materials
solely name or depict a State or local candidate; or
''(E) the cost of any campaign activity conducted solely on
behalf of a clearly identified State or local candidate,
provided that such activity is not a get-out-the-vote activity
or any other activity covered by paragraph (1).
''(3) Any amount spent by a national, State, district or local
committee or entity of a political party to raise funds that are used,
in whole or in part, to pay the costs of any activity covered by
paragraph (1) shall be made from funds subject to the limitations,
prohibitions, and reporting requirements of this Act. This paragraph
shall apply to any entity that is established, financed, maintained, or
controlled by a State, district or local committee of a political party
or any agent or officer of such party committee in the same manner as
it applies to that committee.
''(c) No national, State, district or local committee of a
political party shall solicit any funds for or make any donations to
any organization that is exempt from Federal taxation under section
501(c) of the Internal Revenue Code of 1986.
''(d)(1) No candidate for Federal office, individual holding
Federal office, or any agent of such candidate or officeholder, may
solicit or receive (A) any funds in connection with any Federal
election unless such funds are subject to the limitations, prohibitions
and reporting requirements of this Act; (B) any funds that are to be
expended in connection with any election for other than a Federal
election unless such funds are not in excess of the amounts permitted
with respect to contributions to Federal candidates and political
committees under section 315(a) (1) and (2), and are not from sources
prohibited from making contributions by this Act with respect to
election for Federal office. This paragraph shall not apply to the
solicitation or receipt of funds by an individual who is a candidate
for a non-Federal office if such activity is permitted under State law
for such individual's non-Federal campaign committee.
''(2)(A) No candidate for Federal office or individual holding
Federal office may directly or indirectly establish, maintain, finance
or control any organization described in section 501(c) of the Internal
Revenue Code of 1986 if such organization raises funds from the public.
''(B) No candidate for Federal office or individual holding Federal
office may raise funds for any organization described in section 501(c)
of the Internal Revenue Code of 1986 if the activities of the
organization include voter registration or get-out-the-vote campaigns.
''(C) For purposes of this paragraph, an individual shall be
treated as holding Federal office if such individual--
''(i) holds a Federal office; or
''(ii) holds a position described in level I of the
Executive Schedule under 5312 of title 5, United States
Code.''.

SEC. 7. REPORTING REQUIREMENTS.

(a) Reporting Requirements.--Section 304 of the Federal Election
Campaign Act of 1971 (2 U.S.C. 434) is amended by adding at the end the
following new subsection:
''(d) Political Committees.--(1) A political committee other than a
national committee of a political party, any congressional campaign
committee of a political party, and any subordinate committee of
either, to which section 325(b)(1) applies shall report all receipts
and disbursements.
''(2) Any political committee other than the committees of a
political party shall report any receipts or disbursements that are
used in connection with a Federal election.
''(3) If a political committee has receipts or disbursements to
which this subsection applies from any person aggregating in excess of
$200 for any calendar year, the political committee shall separately
itemize its reporting for such person in the same manner as required in
subsection (b) (3)(A), (5), or (6).
''(4) Reports required to be filed under this subsection shall be
filed for the same time periods required for political committees under
subsection (a).''.
(b) Reports by State Committees.--Section 304 of the Federal
Election Campaign Act of 1971 (2 U.S.C. 434), as amended by subsection
(a), is further amended by adding at the end the following new
subsection:
''(e) Filing of State Reports.--In lieu of any report required to
be filed by this Act, the Commission may allow a State committee of a
political party to file with the Commission a report required to be
filed under State law if the Commission determines such reports contain
substantially the same information.''.
(c) Other Reporting Requirements.--
(1) Authorized committees.--Section 304(b)(4) of the
Federal Election Campaign Act of 1971 (2 U.S.C. 434(b)(4)) is
amended--
(A) by striking out ''and'' at the end of
subparagraph (H);
(B) by inserting ''and'' at the end of subparagraph
(I); and
(C) by adding at the end the following new
subparagraph:
''(J) in the case of an authorized committee,
disbursements for the primary election, the general
election, and any other election in which the candidate
participates;''.
(2) Names and addresses.--Section 304(b)(5)(A) of the
Federal Election Campaign Act of 1971 (2 U.S.C. 434(b)(5)(A))
is amended--
(A) by striking out ''within the calendar year'';
and
(B) by inserting '', and the election to which the
operating expenditure relates'' after ''operating
expenditure''.

SEC. 8. SOFT MONEY OF PERSONS OTHER THAN POLITICAL PARTIES.

Section 304 of the Federal Election Campaign Act of 1971 (2 U.S.C.
434), as amended by section 7, is further amended by adding at the end
the following new subsection:
''(f) Election Activity of Persons Other Than Political Parties.--
(1)(A)(i) If any person to which section 325 does not apply makes (or
obligates to make) disbursements for activities described in section
325(b)(1) in excess of $2,000, such person shall file a statement--
''(I) within 48 hours after the disbursements (or
obligations) are made; or
''(II) in the case of disbursements (or obligations) that
are required to be made within 20 days of the election, within
24 hours after such disbursements (or obligations) are made.
''(ii) An additional statement shall be filed each time additional
disbursements aggregating $2,000 are made (or obligated to be made) by
a person described in clause (i).
''(B) This paragraph shall not apply to--
''(i) a candidate or a candidate's authorized committees;
or
''(ii) an independent expenditure (as defined in section
301(17)).
''(2) Any statement under this section shall be filed with the
Commission and shall contain such information as the Commission shall
prescribe, including whether the disbursement is in support of, or in
opposition to, 1 or more candidates or any political party.''.
[A]:
Congressional Campaign Integrity Act - Amends the Federal Election Campaign Act of 1971 to prohibit the use of labor organization dues and fees for contributions or expenditures in any Federal election or to promote any political activity or organization.
(Sec. 3) Prohibits candidates for Federal office from making any loans to their campaigns.
(Sec. 4) Increases the contribution limitation applicable to individuals. Decreases the limitation on multicandidate political committee contributions to be equal to the limitation applicable in the preceding.
(Sec. 5) Prohibits a candidate for the office of Representative in, or Delegate or Resident Commissioner to, the Congress from accepting contributions from individuals other than in-State individual residents which total the same as, or in excess of, the total of contributions accepted from in-State individual residents.
(Sec. 6) Limits soft money contributions and expenditures of political parties.
(Sec. 7) Sets forth reporting requirements concerning political committees. Allows a State political party committee to file a State report in lieu of any report required to be filed by this Act, if the Federal Election Commission determines such reports contain substantially the same information.
(Sec. 8) Modifies reporting requirements concerning soft money for election activity aggregating in excess of $2,000 disbursed or obligated by any individual other than political parties.