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Q: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Commercial Mortgage Capital
Availability Act of 1993''.

SEC. 2. INSURED DEPOSITORY INSTITUTION CAPITAL REQUIREMENTS FOR
TRANSFERS OF MORTGAGE LOANS.

(a) Accounting Principles.--The accounting principles applicable to
the transfer of a mortgage loan with recourse contained in reports or
statements required to be filed with Federal banking agencies by a
qualified insured depository institution shall be consistent with
generally accepted accounting principles.
(b) Capital and Reserve Requirements.--With respect to the transfer
of a mortgage loan with recourse that is a sale under generally
accepted accounting principles, each qualified insured depository
institution shall--
(1) establish and maintain a reserve equal to an amount
sufficient to meet the reasonable estimated liability of the
institution under the recourse arrangement; and
(2) treat as an asset (for purposes of applicable capital
standards and other capital measures, including risk-based
capital requirements) only the maximum amount at risk under the
recourse arrangement.
(c) Qualified Institutions Defined.--An insured depository
institution is a qualified insured depository institution for purposes
of this section if, without regard to the accounting principles or
capital requirements referred to in subsections (a) and (b), the
institution is--
(1) well capitalized; or
(2) with the approval, by regulation or order, of the
appropriate Federal banking agency, adequately capitalized.
(d) Aggregate Amount of Recourse.--The total outstanding amount at
risk with respect to transfers of mortgage loans under subsections (a)
and (b) (together with the amount at risk under any provisions of law
substantially similar to subsections (a) and (b)) shall not exceed--
(1) the amount which is equal to 15 percent of the risk-
based capital of the institution; or
(2) such greater amount, as established by the appropriate
Federal banking agency by regulation or order.
(e) Institutions That Cease To Be Qualified or Exceed Aggregate
Limits.--If an insured depository institution ceases to be a qualified
insured depository institution or exceeds the limits under subsection
(d), this section shall remain applicable to any transfer of mortgage
loans that occurred at a time when the institution was qualified and
had not exceeded such limit.
(f) Prompt Corrective Action not Affected.--The capital of an
insured depository institution shall be computed without regard to this
section in determining whether the institution is less than well
capitalized.
(g) Regulations Required.--Before the end of the 180-day period
beginning on the date of the enactment of this Act, each appropriate
Federal banking agency shall prescribe final regulations implementing
this section.
(h) Alternative System Permitted.--
(1) In general.--At the discretion of the appropriate
Federal banking agency, this section shall not apply if the
regulations of the agency provide that the aggregate amount of
capital and reserves required with respect to the transfer of
mortgage loans with recourse does not exceed the aggregate
amount of capital and reserves that would be required under
subsection (b).
(2) Existing transactions not affected.--Notwithstanding
paragraph (1), this section shall remain in effect with respect
to transfers of mortgage loans with recourse by qualified
insured depository institutions occurring before the effective
date of regulations referred to in paragraph (1).
(i) Definitions.--The following definitions apply for purposes of
this section:
(1) Adequately capitalized.--The term ''adequately
capitalized'' has the same meaning as in section 38(b) of the
Federal Deposit Insurance Act.
(2) Appropriate federal banking agency.--The term
''appropriate Federal banking agency'' has the same meaning as
in section 3 of the Federal Deposit Insurance Act.
(3) Capital standards.--The term ''capital standards'' has
the same meaning as in section 38(c) of the Federal Deposit
Insurance Act.
(4) Federal banking agencies.--The term ''Federal banking
agencies'' has the same meaning as in section 3 of the Federal
Deposit Insurance Act.
(5) Insured depository institution.--The term ''insured
depository institution'' has the same meaning as in section 3
of the Federal Deposit Insurance Act.
(6) Other capital measures.--The term ''other capital
measures'' has the same meaning as in section 38(c) of the
Federal Deposit Insurance Act.
(7) Recourse.--The term ''recourse'' has the meaning given
to such term under generally accepted accounting principles.
(8) Mortgage loan.--The term ''mortgage loan'' means any--
(A) note or certificate of interest or
participation in a note (including any rights designed
to assure servicing of, or the timeliness of receipt by
the holders of such notes, certificates, or
participation of amounts payable under such notes,
certificates or participation) that is principally
secured by an interest in real property; or
(B) any security (within the meaning of section 8
of the Securities Exchange Act of 1934) that is secured
by one or more notes described in subparagraph (A) or
certificates of interest or participation in such notes
(with or without recourse to issuers thereof) and that,
by its terms, provides for payments of principal in
relation to payments, or reasonable projections of
payments, on notes described in subparagraph (A) or
certificates of interest or participation in such
notes.
(9) Well capitalized.--The term ''well capitalized'' has
the same meaning as in section 38(b) of the Federal Deposit
Insurance Act.

SEC. 3. AMENDMENT TO DEFINITION OF MORTGAGE RELATED SECURITY.

Section 3(a)(41)(A)(i) of the Securities Exchange Act of 1934 (15
U.S.C. 78c(a)(41)(A)(i)) is amended by inserting before the semicolon
'', or on 1 or more parcels of real estate upon which is located one or
more commercial structures''.

SEC. 4. AUTHORITY TO EXEMPT COMMERCIAL MORTGAGE RELATED SECURITIES
TRANSACTIONS FROM PROHIBITED TRANSACTION RULES.

The Secretary of Labor, in consultation with the Secretary of the
Treasury, shall exempt, either unconditionally or on stated terms and
conditions, transactions involving commercial mortgage related
securities (as such term is defined in section 3(a)(41) of the
Securities Exchange Act of 1934, as amended by section 3 of this Act)
from--
(1) the restrictions of sections 406(a) and 407(a) of the
Employee Retirement Income Security Act of 1974; and
(2) the taxes imposed under section 4975 of the Internal
Revenue Code of 1986.

SEC. 5. PROVISIONS TO SAFEGUARD THE INTEGRITY OF THE SECURITIZATION
PROCESS, AND THE SAFETY AND SOUNDNESS OF FEDERALLY
INSURED INSTITUTIONS.

(a) Compliance With Securities Regulations.--Any security relying
on the provisions of this Act shall comply with all rules and
regulations of Federal securities laws applicable thereto, as
determined taking into account the provisions of this Act, including
all provisions relating to required disclosure to investors,
registrations, reporting and compliance, and all anti-fraud provisions.
(b) Treatment of Bank Issued or Purchased Mortgage Backed
Securities for Purposes of Minimum Capital Requirements.--
(1) Mortgages held by bank to back securities.--If an issue
of securities backed by mortgage loans represents a liability
on the balance sheet of an insured depository institution and
the assets backing such obligation represent assets on the
balance sheet of such institution, the institution shall
maintain minimum adequate capital with regard to such assets as
prescribed by all applicable rules and regulations of the
banking agencies with supervisory and examination authority
over such institution, as determined taking into account the
provisions of this Act.
(2) Securities held by bank.--If an insured depository
institution purchases a mortgage-related security to which the
provisions of this Act apply, the institution shall maintain
minimum adequate capital with respect to such security and all
other assets as prescribed by all applicable rules and
regulations of the banking agencies with supervisory and
examination authority over such institution, as determined
taking into account the provisions of this Act.

A: Commercial Mortgage Capital Availability Act of 1993 - Sets forth a regulatory scheme under which qualified insured depository institutions meeting prescribed reserve and capital requirements may execute mortgage loan transfers with a recourse arrangement.
Amends the Securities Exchange Act of 1934 to modify the definition of "mortgage related security" to include notes directly secured by a first lien on real estate with commercial structures located upon it (thus bringing such securities within the purview of the Act).
Directs the Secretary of Labor to exempt commercial mortgage related securities transactions from: (1) certain restrictions of the Employee Retirement Income Security Act of 1974; and (2) certain taxes imposed under the Internal Revenue Code.
Mandates that securities relying on the provisions of this Act comply with all Federal securities laws relating to disclosure to investors, registrations, reporting and anti-fraud provisions.
Requires insured depository institutions to maintain the minimum adequate capital prescribed by regulatory banking agencies when executing mortgage backed securities transactions.
****
Q: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Focus on Family Health Worldwide Act
of 2005''.

SEC. 2. FINDINGS.

Congress finds the following:
(1) Since 1965, the people and Government of the United
States have supported international voluntary family planning
programs, increasing the use of modern contraceptives in the
developing world from fewer than 10 percent of couples in 1965
to more than 40 percent of couples today.
(2) United States funding for international family planning
is today providing services to 20 million couples in the
world's poorest countries, contributing to family well-being by
improving maternal health, reducing maternal and infant deaths,
preventing abortions, and improving the lives of millions of
families.
(3) The United States spends on average three cents per
American per week for international family planning programs.
(4) In the developing world, the use of modern
contraceptives reduces unintended pregnancies and the
probability that a woman will have an abortion by 85 percent.
(5) President George W. Bush has stated that one of the
best ways to prevent abortion is by providing quality voluntary
family planning programs.
(6) In developing countries at least 120 million married
couples who would like to postpone their next pregnancy, or
have no more children, do not have access to or are not using
modern contraception.
(7) In sub-Saharan Africa, 46 percent of women who desire
to delay or end childbearing remain without access to voluntary
family planning and at risk of unintended pregnancy.
(8) Each year more than 525,000 women die from causes
related to pregnancy and childbirth with 99 percent of these
deaths occurring in developing countries. An additional eight
million women each year suffer serious health complications
from pregnancy and childbirth.
(9) A lack of birth spacing resulting in birth intervals of
9 to 14 months increases the risk of maternal death by 250
percent.
(10) Birth spacing of at least 36 months is associated with
the lowest mortality risk for infants and children under five
years of age.
(11) Approximately 10.8 million children under the age of
five die each year, more than 30,000 every day, frequently from
low birth-weight or from causes related to complications in the
mother's pregnancy.
(12) Providing access to modern contraception in less
developed countries could prevent 1.4 million infant deaths and
142,000 maternal deaths annually.
(13) Linking family planning programs with HIV/AIDS
prevention, care, and treatment programs helps to meet the
multiple health needs of couples while effectively using scarce
financial and human resources.
(14) For HIV-positive women, family planning is the most
efficacious and cost-effective intervention to prevent
unintended pregnancies, decrease the risk of maternal death,
and avoid the transmission of HIV from mother-to-child,
premature birth, low birth weight, or infant death.
(15) Rapid population growth over-stresses vital resources,
such as water, agricultural land, forests, and wildlife,
contributing to extreme poverty, infectious disease, limited
access to education, environmental destruction, food
insecurity, and resultant malnutrition.
(16) Malnutrition in children is a contributing factor to
more than one-half of all child mortality, and malnutrition in
mothers account for a substantial proportion of neonatal
mortality.
(17) United States-funded family planning programs have
been successfully linked with the conservation of natural
resources to ease growing population pressures, improve food
security, and keep families healthy and communities
economically viable.
(18) Between 2005 and 2050, if family planning needs remain
unmet, the population is expected to grow by more than 300
percent in the developing countries of Afghanistan, Burkina
Faso, Burundi, Chad, the Democratic Republic of the Congo, the
Republic of the Congo, Guinea-Bissau, Liberia, Mali, Niger, the
Democratic Republic of Timor-Leste, and Uganda.

SEC. 3. SENSE OF CONGRESS.

It is the sense of Congress that it should be a United States
policy objective to--
(1) partner with developing countries to expand access to
voluntary family planning programs and the supply of modern
contraceptives in order to--
(A) meet growing demand to allow couples to achieve
their desired family size;
(B) reduce maternal and child mortality;
(C) reduce unintended pregnancies and resulting
abortions;
(D) reduce the incidence of HIV transmission from
mother-to-child and extend the lives of HIV-positive
women thus reducing the number of orphaned children;
(E) conserve vital natural resources, including
water, agricultural land, and forested lands;
(F) improve food security; and
(G) enhance opportunities for lasting social and
economic development; and
(2) strengthen public heath initiatives worldwide by
provide training, research, and services for a wide variety of
modern contraceptives and family planning methods that are
designed and implemented based on--
(A) community participation;
(B) the needs and values of beneficiaries; and
(C) adherence to the principles of voluntary
participation and informed consent.

SEC. 4. ASSISTANCE TO IMPROVE VOLUNTARY FAMILY PLANNING PROGRAMS IN
DEVELOPING COUNTRIES.

(a) Amendments.--Section 104(b) of the Foreign Assistance Act of
1961 (22 U.S.C. 2151b(b)) is amended--
(1) in the first sentence, by striking ''In order to'' and
inserting the following:
''(1) In general.--In order to''; and
(2) by adding at the end the following new paragraph:
''(2) Assistance to improve voluntary family planning
programs.--
''(A) In general.--The President, acting through
the Administrator of the United States Agency for
International Development, is authorized to provide
assistance, on such terms and conditions as the
President may determine, to improve voluntary family
planning programs in developing countries.
''(B) Activities supported.--Assistance provided
under subparagraph (A) shall, to the maximum extent
practicable, be used to--
''(i) improve public knowledge of voluntary
family planning programs, including the
availability of modern contraceptives and the
health, economic, and natural resource benefits
of voluntary family planning for individuals,
families, and communities;
''(ii) support a wide range of public and
private voluntary family planning programs,
including networks for community-based and
subsidized commercial distribution of modern
contraceptives;
''(iii) expand formal and informal training
for health care providers, health educators,
including peer educators and outreach workers,
managers, traditional birth attendants,
counselors, and community-based distribution
agents;
''(iv) provide improved coordination
between voluntary family planning programs and
programs that receive United States Government
assistance for the prevention of HIV/AIDS and
other sexually transmitted infections, the
prevention of mother-to-child HIV transmission,
and the testing, treatment, and care of persons
infected with HIV/AIDS and affected by HIV/AIDS
to strengthen activities under such programs
and enhance the cost-effectiveness of such
programs; and
''(v) strengthen supply chain logistics for
the procurement and reliable distribution of
safe and effective modern contraceptives,
including coordination with the supply chain
for HIV/AIDS prevention, care, and treatment,
to allow for maximum efficiency and cost-
savings.
''(C) Priority.--In providing assistance under this
paragraph, priority shall be given to developing
countries with acute family planning and maternal
health needs based on criteria such as--
''(i) the level of unmet need for voluntary
family planning and modern contraceptives;
''(ii) fertility rates;
''(iii) high-risk birth rates;
''(iv) the number of births unattended by
skilled attendants;
''(v) maternal mortality rates;
''(vi) rates of mortality for infants and
children under the age of five;
''(vii) abortion rates;
''(viii) the level of HIV/AIDS in women of
reproductive age; and
''(ix) additional criteria or country
conditions, such as conflict, humanitarian
crisis, large populations of refugees or
internally displaced persons, or areas in which
population growth threatens food security,
vital natural resources, biodiversity, or
endangered species.
''(D) Definitions.--In this paragraph:
''(i) AIDS.--The term 'AIDS' has the
meaning given the term in section 104A(g)(1) of
this Act.
''(ii) HIV.--The term 'HIV' has the meaning
given the term in section 104A(g)(2) of this
Act.
''(iii) HIV/AIDS.--The term 'HIV/AIDS' has
the meaning given the term in section
104A(g)(3) of this Act.''.
(b) Effective Date.--The authority to provide assistance under
section 104(b)(2) of the Foreign Assistance Act of 1961, as added by
subsection (a), applies with respect to fiscal year 2007 and subsequent
fiscal years.

SEC. 5. REPORT.

(a) Report.--Not later than one year after the date of the
enactment of this Act, and biennially thereafter, the President, acting
through the Administrator of the United States Agency for International
Development, shall transmit to the Committee on International Relations
of the House of Representatives and the Committee on Foreign Relations
of the Senate a report on the implementation of section 104(b)(2) of
the Foreign Assistance Act of 1961 (as added by section 4(a)).
(b) Contents.--The report shall include--
(1) a description of efforts to implement the policies set
forth in section 104(b)(2) of the Foreign Assistance Act of
1961;
(2) a description of the programs established pursuant to
such section; and
(3) a detailed assessment of the impact of programs
established pursuant to such section, including--
(A) an estimate of annual expenditures on modern
contraceptive commodities and activities in support of
voluntary family planning programs on a country-by-
country basis, to be based on information supplied by
national governments, donor agencies, and private
sector entities, to the maximum extent practicable;
(B) an assessment by country of the current unmet
need for, availability, and use of modern
contraception;
(C) an assessment of prior year and proposed
allocations of modern contraceptives in voluntary
family planning assistance by country, which describes
how each country's allocation meets the country's
needs; and
(D) a description of the quality of funded
voluntary family planning programs, as measured by
survey data or best available estimates, including--
(i) types of modern contraceptive methods
offered to significant subgroups (defined by
age, gender, income, and health profile, among
others) on a reliable basis;
(ii) information provided to beneficiaries
to enable decision making regarding benefits,
risks, and efficacy of modern contraceptives;
(iii) mechanisms to encourage
sustainability of voluntary family planning
programs; and
(iv) voluntary family planning programs
that are effective in responding to individual
health needs of beneficiaries.

SEC. 6. AUTHORIZATION OF APPROPRIATIONS.

There are authorized to be appropriated to the President to carry
out section 104(b)(2) of the Foreign Assistance Act of 1961, as added
by section 4(a) of this Act--
(1) $600,000,000 for fiscal year 2007;
(2) $700,000,000 for fiscal year 2008;
(3) $800,000,000 for fiscal year 2009;
(4) $900,000,000 for fiscal year 2010; and
(5) $1,000,000,000 for fiscal year 2011.

A: Focus on Family Health Worldwide Act of 2005 - Amends the Foreign Assistance Act of 1961 to authorize the President, through the United States Agency for International Development (USAID), to provide assistance for voluntary family planning programs in developing countries, including activities to: (1) improve public knowledge of voluntary family planning programs; (2) support public and private voluntary family planning programs, including networks for community-based and subsidized commercial distribution of contraceptives; (3) expand training for health care providers and educators; (4) provide improved coordination between voluntary family planning programs and programs that receive U.S. assistance for the prevention of HIV/AIDS and other sexually transmitted infections; and (5) strengthen supply chain logistics for the procurement and distribution of safe contraceptives, including coordination with the supply chain for HIV/AIDS prevention, care, and treatment. Gives priority to developing countries with acute family planning and maternal health needs.

Authorizes appropriations.
****
Q: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Federal Youth Coordination Act''.

SEC. 2. ESTABLISHMENT AND MEMBERSHIP.

(a) Members and Terms.--There is established the Federal Youth
Development Council (in this Act referred to as the ''Council'')
composed of--
(1) the Attorney General, the Secretary of Agriculture, the
Secretary of Labor, the Secretary of Health and Human Services,
Secretary of Housing and Urban Development, the Secretary of
Education, the Secretary of the Interior, the Secretary of
Commerce, the Secretary of Defense, the Secretary of Homeland
Security, the Director of National Drug Control Policy, the
Director of the Office of Management and Budget, the Assistant
to the President for Domestic Policy, the Director of the
U.S.A. Freedom Corps, the Deputy Assistant to the President and
Director of the Office of Faith-Based and Community
Initiatives, and the Chief Executive Officer of the Corporation
for National and Community Service, and other Federal officials
as directed by the President, to serve for the life of the
Council; and
(2) such additional members as the President, in
consultation with the majority and minority leadership of the
House of Representatives and the Senate, shall appoint from
among representatives of faith-based organizations, community
based organizations, child and youth focused foundations,
universities, non-profit organizations, youth service
providers, State and local government, and youth in
disadvantaged situations, to serve for terms of 2 years and who
may be reappointed by the President for a second 2-year term.
(b) Chairperson.--The Chairperson of the Council shall be
designated by the President.
(c) Meetings.--The Council shall meet at the call of the
Chairperson, not less frequently than 4 times each year. The first
meeting shall be not less than 6 months after the date of enactment of
this Act.

SEC. 3. DUTIES OF THE COUNCIL.

The duties of the Council shall be--
(1) to ensure communication among agencies administering
programs designed to serve youth, especially those in
disadvantaged situations;
(2) to assess the needs of youth, especially those in
disadvantaged situations, and the quantity and quality of
Federal programs offering services, supports, and opportunities
to help youth in their educational, social, emotional,
physical, vocational, and civic development;
(3) to set objectives and quantifiable 5-year goals for
such programs;
(4) to make recommendations for the allocation of resources
in support of such goals and objectives;
(5) to identify target populations of youth who are
disproportionately at risk and assist agencies in focusing
additional resources on them;
(6) to develop a plan, including common indicators of youth
well-being, and assist agencies in coordinating to achieve such
goals and objectives;
(7) to assist Federal agencies, at the request of one or
more such agency, in collaborating on model programs and
demonstration projects focusing on special populations,
including youth in foster care, migrant youth, projects to
promote parental involvement, and projects that work to involve
young people in service programs;
(8) to solicit and document ongoing input and
recommendations from--
(A) youth, especially those in disadvantaged
situations;
(B) national youth development experts, parents,
faith and community-based organizations, foundations,
business leaders, and youth service providers;
(C) researchers; and
(D) State and local government officials; and
(9) to work with Federal agencies to conduct high-quality
research and evaluation, identify and replicate model programs,
and provide technical assistance, and, subject to the
availability of appropriations, to fund additional research to
fill identified needs.

SEC. 4. ASSISTANCE OF STAFF.

(a) In General.--The Council may employ and set the rate of pay for
any necessary staff (including a director) to assist in carrying out
its duties.
(b) Staff of Federal Agencies.--Upon request of the Council, the
head of any Federal department or agency may detail, on a reimbursable
basis, any of the personnel of that department or agency to the Council
to assist it in carrying out its duties under this Act.

SEC. 5. POWERS OF THE COUNCIL.

(a) Mails.--The Council may use the United States mails in the same
manner and under the same conditions as other departments and agencies
of the United States.
(b) Administrative Support Services.--Upon the request of the
Council, the Administrator of General Services shall provide to the
Council, on a reimbursable basis, the administrative support services
necessary for the Council to carry out its responsibilities under this
Act.

SEC. 6. ASSISTANCE TO STATES.

(a) In General.--Subject to the availability of appropriations, the
Council may provide technical assistance and make grants to States to
support State councils for coordinating State youth efforts.
(b) Applications.--Applicants for grants must be States.
Applications for grants under this section shall be submitted at such
time and in such form as determined by the Council.
(c) Priority.--Priority for grants will be given to States that--
(1) have already initiated an interagency coordination
effort focused on youth;
(2) plan to work with at least 1 locality to support a
local youth council for coordinating local youth efforts;
(3) demonstrate the inclusion of nonprofit organizations,
including faith-based and community-based organizations, in the
work of the State council; and
(4) demonstrate the inclusion of young people, especially
those in disadvantaged situations, in the work of the State
council.

SEC. 7. REPORT.

Not later than 1 year after the Council holds its first meeting,
and on an annual basis for a period of 4 years thereafter, the Council
shall transmit to the President and to Congress a report of the
findings and recommendations of the Council. The report shall--
(1) include a comprehensive compilation of recent research
and statistical reporting by various Federal agencies on the
overall wellbeing of youth;
(2) include the assessment of the needs of youth, the goals
and objectives, the target populations of at-risk youth, and
the plan called for in section 3;
(3) recommend ways to coordinate and improve Federal
training and technical assistance, information sharing, and
communication among the various programs and agencies serving
youth;
(4) include recommendations to better integrate and
coordinate policies across agencies at the Federal, State, and
local levels, including recommendations for legislation and
administrative actions;
(5) include a summary of actions the Council has taken at
the request of Federal agencies to facilitate collaboration and
coordination on youth serving programs and the results of those
collaborations, if available; and
(6) include a summary of the input and recommendations from
the groups identified in section 3(8).

SEC. 8. TERMINATION.

The Council shall terminate 60 days after transmitting its fifth
and final report pursuant to section 6.

SEC. 9. AUTHORIZATION OF APPROPRIATIONS.

There is authorized to be appropriated for fiscal years 2005
through 2009 such sums as may be necessary to carry out this Act.

A:
Federal Youth Coordination Act - Establishes a Federal Youth Development Council to improve administration and coordination of Federal programs serving youth.

Authorizes the Council to provide technical assistance and make grants to States to support State councils for coordinating State youth efforts.
****