In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

Example input: SECTION 1. LIABILITY OF BUSINESS ENTITIES PROVIDING USE OF FACILITIES
TO NONPROFIT ORGANIZATIONS.

(a) Definitions.--In this section:
(1) Business entity.--The term ''business entity'' means a
firm, corporation, association, partnership, consortium, joint
venture, or other form of enterprise.
(2) Facility.--The term ''facility'' means any real
property, including any building, improvement, or appurtenance.
(3) Gross negligence.--The term ''gross negligence'' means
voluntary and conscious conduct by a person with knowledge (at
the time of the conduct) that the conduct is likely to be
harmful to the health or well-being of another person.
(4) Intentional misconduct.--The term ''intentional
misconduct'' means conduct by a person with knowledge (at the
time of the conduct) that the conduct is harmful to the health
or well-being of another person.
(5) Nonprofit organization.--The term ''nonprofit
organization'' means--
(A) any organization described in section 501(c)(3)
of the Internal Revenue Code of 1986 and exempt from
tax under section 501(a) of such Code; or
(B) any not-for-profit organization organized and
conducted for public benefit and operated primarily for
charitable, civic, educational, religious, welfare, or
health purposes.
(6) State.--The term ''State'' means each of the several
States, the District of Columbia, the Commonwealth of Puerto
Rico, the Virgin Islands, Guam, American Samoa, the Northern
Mariana Islands, any other territory or possession of the
United States, or any political subdivision of any such State,
territory, or possession.
(b) Limitation on Liability.--
(1) In general.--Subject to subsection (c), a business
entity shall not be subject to civil liability relating to any
injury or death occurring at a facility of the business entity
in connection with a use of such facility by a nonprofit
organization if--
(A) the use occurs outside of the scope of business
of the business entity;
(B) such injury or death occurs during a period
that such facility is used by the nonprofit
organization; and
(C) the business entity authorized the use of such
facility by the nonprofit organization.
(2) Application.--This subsection shall apply--
(A) with respect to civil liability under Federal
and State law; and
(B) regardless of whether a nonprofit organization
pays for the use of a facility.
(c) Exception for Liability.--Subsection (b) shall not apply to an
injury or death that results from an act or omission of a business
entity that constitutes gross negligence or intentional misconduct,
including any misconduct that--
(1) constitutes a crime of violence (as that term is
defined in section 16 of title 18, United States Code) or act
of international terrorism (as that term is defined in section
2331 of title 18) for which the defendant has been convicted in
any court;
(2) constitutes a hate crime (as that term is used in the
Hate Crime Statistics Act (28 U.S.C. 534 note));
(3) involves a sexual offense, as defined by applicable
State law, for which the defendant has been convicted in any
court; or
(4) involves misconduct for which the defendant has been
found to have violated a Federal or State civil rights law.
(d) Superseding Provision.--
(1) In general.--Subject to paragraph (2) and subsection
(e), this Act preempts the laws of any State to the extent that
such laws are inconsistent with this Act, except that this Act
shall not preempt any State law that provides additional
protection from liability for a business entity for an injury
or death with respect to which conditions under subparagraphs
(A) through (C) of subsection (b)(1) apply.
(2) Limitation.--Nothing in this Act shall be construed to
supersede any Federal or State health or safety law.
(e) Election of State Regarding Nonapplicability.--This Act shall
not apply to any civil action in a State court against a business
entity in which all parties are citizens of the State if such State
enacts a statute--
(1) citing the authority of this subsection;
(2) declaring the election of such State that this Act
shall not apply to such civil action in the State; and
(3) containing no other provision.
Example output: Shields a business entity from civil liability relating to any injury or death occurring at a facility of that entity in connection with a use of such facility by a nonprofit organization if: (1) the use occurs outside the scope of business of the business entity; (2) such injury or death occurs during a period that such facility is used by such organization; and (3) the business entity authorized the use of such facility by the organization.
Makes this Act inapplicable to an injury or death that results from an act or omission of a business entity that constitutes gross negligence or intentional misconduct, including misconduct that: (1) constitutes a hate crime or a crime of violence or act of international terrorism for which the defendant has been convicted in any court; or (2) involves a sexual offense for which the defendant has been convicted in any court or misconduct for which the defendant has been found to have violated a Federal or State civil rights law.
Preempts State laws to the extent that such laws are inconsistent with this Act, except State law that provides additional protection from liability. Specifies that this Act shall not be construed to supersede any Federal or State health or safety law.
Makes this Act inapplicable to any civil action in a State court against a business entity in which all parties are citizens of the State if such State, citing this Act's authority and containing no other provision, enacts a statute declaring the State's election that this Act shall not apply to such action in the State.
Example explanation: This Bill focuses on shielding business entities from civil liability relating to an injury or death depending on the conditions of injury, hence the generated summary is correct.
Q: SECTION 1. PRIVATE DISASTER LOANS.

(a) In General.--Section 7 of the Small Business Act (15 U.S.C.
636) is amended--
(1) by redesignating subsections (c) and (d) as subsections
(d) and (e), respectively; and
(2) by inserting after subsection (b) the following:
''(c) Private Disaster Loans.--
''(1) Definitions.--In this subsection--
''(A) the term 'disaster area' means a county,
parish, or similar unit of general local government in
which a disaster was declared under subsection (b);
''(B) the term 'eligible small business concern'
means a business concern that is--
''(i) is a small business concern, as
defined in this Act; or
''(ii) is a small business concern, as
defined in section 103 of the Small Business
Investment Act of 1958; and
''(C) the term 'qualified private lender' means any
privately-owned bank or other lending institution that
the Administrator determines meets the criteria
established under paragraph (10).
''(2) Authorization.--The Administrator may guarantee
timely payment of all principal and interest as scheduled on
any loan issued--
''(A) by a qualified private lender to an eligible
small business concern located in a disaster area; and
''(B) during the 24-month period beginning on the
date on which the disaster area is designated.
''(3) Use of loans.--A loan guaranteed by the Administrator
under this subsection may be used for--
''(A) any purpose authorized under subsection (a)
or (b); and
''(B) acquiring or developing real estate for the
purpose of selling or renting such real estate.
''(4) Online applications.--
''(A) In general.--
''(i) Establishment.--The Administrator may
establish, directly or through an agreement
with another entity, an online application
process for loans guaranteed under this
subsection.
''(ii) Other federal assistance.--The
Administrator may coordinate with the head of
any other appropriate Federal agency so that
any application submitted through an online
application process established under clause
(i) may be considered for any other Federal
assistance program for disaster relief.
''(B) Contents.--
''(i) In general.--An online application
process established under subparagraph (A)
shall allow an applicant for a guarantee under
this subsection to specify the qualified
private lender from which the applicant seeks
to obtain a loan.
''(ii) Offers for loans.--
''(I) In general.--If an applicant
does not specify a qualified private
lender under clause (i), any qualified
private lender may be selected to or
opt to consider the application.
''(II) Process.--The Administrator
may, via the online process or another
predetermined and objective process,
determine a means of distributing or
otherwise making available for
consideration applications where a
qualified private lender has not been
specified by the applicant.
''(5) Refinancing.--A loan guaranteed under this subsection
may be used to refinance any debt under this Act or the Small
Business Investment Act of 1958.
''(6) Maximum amounts.--
''(A) Guarantee percentage.--The Administrator may
guarantee not more than 85 percent of a loan under this
subsection.
''(B) Loan amounts.--The maximum amount of a loan
guaranteed under this subsection shall be $3,000,000.
''(7) Loan term.--The longest term of a loan for a loan
guaranteed under this subsection shall be--
''(A) 15 years for any loan that is issued without
collateral; and
''(B) 25 years for any loan that is issued with
collateral.
''(8) Fees.--
''(A) In general.--The Administrator may not
collect a guarantee fee under this subsection.
''(B) Origination fee.--The Administrator shall pay
a qualified private lender an origination fee for a
loan guaranteed under this subsection equal to
/100\
of 1 percent of the amount of the loan.
''(9) Documentation.--A qualified private lender may use
its own loan documentation for a loan guaranteed by the
Administrator, to the extent authorized by the Administrator,
except that the Administrator may not require such use by
regulation, or otherwise.
''(10) Implementation.--
''(A) In general.--Not later than 30 days after the
date of enactment of this subsection, the Administrator
shall--
''(i) establish interim criteria for
qualified private lenders; and
''(ii) begin accepting applications from
banks and lending institutions.
''(B) Regulations.--
''(i) In general.--Not later than 90 days
after the date of enactment of this subsection,
the Administrator shall promulgate regulations
establishing permanent criteria for qualified
private lenders.
''(ii) Existing qualified private
lenders.--A bank or lending institution that
the Administrator determined met the criteria
established under subparagraph (A)(i) may
continue to operate as a qualified private
lender if the Administrator determines that
such bank or lending institution meets the
criteria established under clause (i).
''(11) Other assistance.--The fact that a small business
concern receives assistance under this subsection shall not
preclude such business concern from receiving other assistance
under this Act.
''(12) Authorization of appropriations.--
''(A) In general.--Amounts necessary to carry out
this subsection shall be made available from amounts
appropriated to the Administration under subsection
(b).
''(B) Authority to reduce interest rates.--Funds
appropriated to the Administration to carry out this
subsection, may be used by the Administrator, to the
extent available, to reduce the applicable rate of
interest for a loan guaranteed under this subsection by
not more than 3 percentage points.''.
(b) Effective Date.--
(1) In general.--The amendments made by this section shall
apply to disasters declared under section 7(b)(2) of the Small
Business Act (631 U.S.C. 636(b)(2)) before, on, or after the
date of enactment of this Act.
(2) Construction.--For any disaster described in paragraph
(1) that was declared before the date of enactment of this Act,
the 24-month period described in section 7(c)(2)(B) of the
Small Business Act, as amended by this Act, shall begin on the
date on which such disaster was declared.

SEC. 2. TECHNICAL AND CONFORMING AMENDMENTS.

The Small Business Act (15 U.S.C. 631 et seq.) is amended--
(1) in section 4(c)--
(A) in paragraph (1), by striking ''7(c)(2)'' and
inserting ''7(d)(2)''; and
(B) in paragraph (2)--
(i) by striking ''7(c)(2)'' and inserting
''7(d)(2)''; and
(ii) by striking ''7(e),''; and
(2) in section 7(b), in the undesignated matter following
paragraph (3)--
(A) by striking ''That the provisions of paragraph
(1) of subsection (c)'' and inserting ''That the
provisions of paragraph (1) of subsection (d)''; and
(B) by striking ''Notwithstanding the provisions of
any other law the interest rate on the Administration's
share of any loan made under subsection (b) except as
provided in subsection (c),'' and inserting
''Notwithstanding any other provision of law, and
except as provided in subsection (d), the interest rate
on the Administration's share of any loan made under
subsection (b)''.
A:
Amends the Small Business Act to authorize the Administrator of the Small Business Administration to guarantee timely payment of principal and interest on any loan issued by a qualified private lender to an eligible small business concern located in a disaster area during the 24-month period in which it has been designated as a disaster area.

Permits such loans to be used for acquiring or developing real estate for selling or rental purposes, or to refinance any debt under this Act, or the Small Business Investment Act of 1958.

Authorizes the Administrator to establish an on-line application process for loans guaranteed under this Act.