Q: Excess intake of calcium may cause hypercalcaemia. However, because calcium is absorbed rather inefficiently by the intestines, high serum calcium is more likely caused by excessive secretion of parathyroid hormone (PTH) or possibly by excessive intake of vitamin D, both which facilitate calcium absorption. It may also be due to bone destruction that occurs when tumours metastasize within bone. All these conditions result in excess calcium salts being deposited in the heart, blood vessels, or kidneys. Symptoms include anorexia, nausea, vomiting, memory loss, confusion, muscle weakness, increased urination, dehydration, and metabolic bone disease. Chronic hypercalcaemia typically leads to calcification of soft tissue and its serious consequences: for example, calcification can cause loss of elasticity of vascular walls and disruption of laminar blood flowand thence to plaque rupture and thrombosis. Conversely, inadequate calcium or vitamin D intakes may result in hypocalcaemia, often caused also by inadequate secretion of parathyroid hormone or defective PTH receptors in cells. Symptoms include neuromuscular excitability, which potentially causes tetany and disruption of conductivity in cardiac tissue. Two brothers went to the doctor's office for a medical exam and blood tests. Dan found out he is healthy and had normal blood cholesterol and calcium levels. Ben however, was told that he had a disease called hypercalcaemia and had to start a treatment for that. Which brother didn't have excess calcium salts deposited in the heart?
A: Dan

Q: The trade-off theory of capital structure is the idea that a company chooses how much debt finance and how much equity finance to use by balancing the costs and benefits. The classical version of the hypothesis goes back to Kraus and Litzenberger[1] who considered a balance between the dead-weight costs of bankruptcy and the tax saving benefits of debt. Often agency costs are also included in the balance. This theory is often set up as a competitor theory to the pecking order theory of capital structure. A review of the literature is provided by Frank and Goyal.[2] An important purpose of the theory is to explain the fact that corporations usually are financed partly with debt and partly with equity. It states that there is an advantage to financing with debt, the tax benefits of debt and there is a cost of financing with debt, the costs of financial distress including bankruptcy costs of debt and non-bankruptcy costs (e.g. staff leaving, suppliers demanding disadvantageous payment terms, bondholder/stockholder infighting, etc.). The marginal benefit of further increases in debt declines as debt increases, while the marginal cost increases, so that a firm that is optimizing its overall value will focus on this trade-off when choosing how much debt and equity to use for financing. Bob is a financial analyst. He used to work for company A. Bob noticed that company A is mostly financed by debt. Recently, he changed job and now working as a financial analyst for another company, company B. Company B has completely different culture than company A. Company B is mostly financed by equity. Would company B consider or ignore backruptcy costs?
A: ignore

Q: Quicksand forms in saturated loose sand when the sand is suddenly agitated. When water in the sand cannot escape, it creates a liquefied soil that loses strength and cannot support weight. Quicksand can form in standing water or in upwards flowing water (as from an artesian spring). In the case of upwards flowing water, forces oppose the force of gravity and suspend the soil particles. The saturated sediment may appear quite solid until a sudden change in pressure or shock initiates liquefaction. This causes the sand to form a suspension and lose strength. The cushioning of water gives quicksand, and other liquefied sediments, a spongy, fluid-like texture. Objects in liquefied sand sink to the level at which the weight of the object is equal to the weight of the displaced soil/water mix and the submerged object floats due to its buoyancy. Rob is competing in a cross country race. After running about a mile he reached a place with two signs, sign A and sign B. Sign A says that it's a quicksand. But sign B says that it's not a quicksand. He has to decide which way to go. In which way Rob would most probably sink, sign A or sign B?
A: sign A

Q: The quantity of small plastic fragments floating in the north-east Pacific Ocean increased a hundredfold between 1972 and 2012.Marine pollution is a generic term for the harmful entry into the ocean of chemicals or particles. The main culprits are those using the rivers for disposing of their waste. The rivers then empty into the ocean, often also bringing chemicals used as fertilizers in agriculture. The excess of oxygen-depleting chemicals in the water leads to hypoxia and the creation of a dead zone.Marine debris, also known as marine litter, is human-created waste that has ended up floating in a lake, sea, ocean, or waterway. Oceanic debris tends to accumulate at the center of gyres and coastlines, frequently washing aground where it is known as beach litter.In addition, the Pacific Ocean has served as the crash site of satellites, including Mars 96, Fobos-Grunt, and Upper Atmosphere Research Satellite. Ecuador and Panama both had beautiful rivers flowing into the Pacific ocean. Ecuador uses their river to dispose of their waste while Panama is very eco-friendly and doesn't do that. Which country causes more hypoxia in the ocean?
A:
Ecuador