Problem: Article: You don't have to do this but this is a vow renewal ceremony, with the focus on your continued love for your spouse, so writing your own vows is a nice touch. If your officiant is a clergyman, ask if you can write something to say in addition to the traditional ceremony readings. If your officiant is a friend or family member, you will need to figure out what he will say as well, since he will have no experience in leading this kind of ceremony. You can say anything at all in your vows, but you should focus on the positives and the future ahead, instead of bringing up the hardships you've overcome. You can touch on those, but it's best to keep things positive. You also don't have to write your own. You can have the officiant say whatever you want him to say, and to reaffirm your love that way. He can ask questions like, "Steve, will you continue to have Amy as your wife and to continue your happy and loving marriage?" You and your spouse will answer, "I will," and that will already reaffirm your commitment to one another. You have several options since this is not a regular wedding service. You could both walk down the aisle with your children in tow, or the wife could walk to her husband alone, putting all the attention on her. You can exchange new rings or give each other your old rings to symbolize a renewed faith in your marriage. Family members may do some readings in your honor. Many people don't think anyone should walk down the aisle alone; walking with your husband or children can add a special touch to the ceremony. You can also use this as an excuse to update your wedding bands. Maybe you've wanted to get new ones, or nicer ones for a long time, and this can be the perfect occasion. If you don't want new bands and love them the way they are, then you can engrave something special on them, if you like. Though you don't need witnesses this time around, you can have your original bridal party standing up there with you for sentimental reasons. This could be a small gathering at someone's home or a large party in a reception hall. You have many options here as well. Have a first dance between you and your spouse to your favorite song and don't make a big deal out of the father-daughter dance. You don't have to have an elaborate cake cutting ritual but serve cupcakes instead; you could also have on display a cake modeled after your original one. Ask a couple of people to have toasts prepared in honor of your lasting love but give a toast or two yourself. You can also bring your original wedding album or have photos of your original wedding available so that your guests can reminisce about your wedding. If you were married not long before the renewal, you can have some photographs that commemorated the event handy. Give toasts to the important guests and tell everyone how much they have meant to you over the years. You will get toasted to many times in return! Though everyone has an opinion about how your wedding renewal ceremony and reception should be done, at the end of the day, you should remember that it's your party and your day, and that you shouldn't let other people discourage you from celebrating your love the way you want to celebrate it.
Summary: Write your vows. Hold your ceremony. Celebrate at your reception.

Problem: Article: Many people find it difficult to kick a long-term habit because the body and brain become accustomed to engaging in that activity. That's why many former smokers continue to have oral fixations (like chewing on a toothpick) long after they quit. Changing yourself for the better is a two-part process. Getting rid of a bad habit comes first, but staying away from that habit in the future requires you to find a new habit to replace it. The best new habit to develop is what experts call a keystone habit. This is the one habit that breaks all the other undesirable patterns in your life. For example, if you're trying to lose weight, developing a daily exercise regimen can motivate you to eat better, be more productive, and think more positively about yourself. Keystone habits give you a sense of satisfaction from a series of small, minor victories. It should be something that gives you immediate results, and it should be manageable no matter what level of change you're at. Good keystone habits rely on a cue and a subsequent reward in order to be successful long term. For example, if you are trying to check your email less often, your cue might be to start working for an uninterrupted length of time beginning at the top of the hour, and if you succeed you can allow yourself to check your email (reward). Some people may find that self-motivation is sufficient, and ultimately the goal is to be able to keep yourself motivated and committed. But as stressful situations arise, you might find that your own motivation is not enough to keep you from reverting back to bad habits. One way to help ensure success on your road to transformation is to let your friends/relatives know that you're trying to break a bad habit, and ask them for their support. Accepting support doesn't just mean learning to receive the support of others. It also means learning to support yourself. It may be very difficult for you to believe in yourself, but working to do so everyday will help you on the road to making permanent changes. Learn to celebrate small victories. If you reach a milestone on the way to accomplishing your larger goals, take the time to feel good about your progress. Reward yourself with some kind of healthy treat, but don't use your success as an excuse to indulge in whatever bad habit you're in the process of breaking. Many bad habits become a recurring issue when you are faced with temptation. No matter how strong your will and your commitment to change, being around whatever you used to engage in could cause you to revert back to that habit. No matter how far along in your attempt to change, it's best to completely avoid any temptations that could cause you to falter. If you're trying to continue eating healthy, don't keep fatty junk food in your house. If you're trying to stay away from cigarettes, don't keep a pack lying around your apartment. Purge yourself of anything that could cause you to pick up your old habit again, and stay away from situations that might tempt you.
Summary: Replace bad habits with good ones. Develop a keystone habit. Accept support. Avoid temptation.

Problem: Article: In most cases, this can be downloaded from the DMV website. Go online to find the correct form for your state. States can have slightly different transfer of title forms, but most will simply ask for basic information about you and the person you are transferring the title to. You will usually need to include your name and address. When filling out this form, you will put both your information as well as your spouse's information in as the "transferee." After filling out the form, take or mail the form and your old title to the DMV. You do not need an appointment, although it may cut down your wait time to make one. Be prepared to pay the transfer fee. Most states charge a small transfer fee, which you can pay when you transfer your title. The amount of the fee will vary depending on your state, but in most cases it's under $50. In some states, you can simply add your spouse's name to your existing registration information. However, some states, such as New York, require you to register the car separately for each person appearing on the title. Sometimes this may require additional paperwork. Check with your local DMV to find out what the requirements are in your state. In California, for example, you must do this within five days of adding your spouse. Some states will allow you submit a notice of transfer and release of liability online. This makes it so that any parking violations, traffic violations, and civil litigation resulting for the vehicle before the title is recorded will be ascribed to new owner of the vehicle. In this case, it would add liability for the vehicle to the spouse. Make sure that you notify your insurance company that a new name has been added to the title. Your insurance company may also need a current and accurate copy of the title. However, if your spouse is already covered under your insurance policy, adding his or her name to the car title should not affect your rates or policy. If your spouse is not covered under your policy, you will need to add him or her, or make sure that your spouse is covered under their own policy.
Summary:
Obtain a Transfer of Title form. Complete the form. Submit the form and pay the fee. Update your vehicle registration. Inform your insurance company.