The Finnish government and major creditors of bankrupt shipyard Waertsilae Marine Industries Oy agreed in principle to form a new company to complete most of the troubled shipyard's backlog of 15 ships. The new company will attempt to limit the shipyard's losses, participants said. "The situation is that the bankruptcy court will get out of the shipbuilding business. Everything will be taken over by the new company," said Christian Andersson, executive vice president of Oy Waertsilae, former parent of Waertsilae Marine. Once its ownership is finalized, the new company will open talks with state-appointed receivers to buy or lease Waertsilae Marine's shipyard facilities. Subcontractors will be offered a settlement and a swift transition to new management is expected to avert an exodus of skilled workers from Waertsilae Marine's two big shipyards, government officials said. Under an accord signed yesterday, the government and Union Bank of Finland would become major shareholders in the new company, each injecting 100 million Finnish markkaa ($23.5 million). Oy Waertsilae is to contribute 200 million markkaa, most of it as subordinated debt, and take a minority stake in the new company. Customers holding contracts for Waertsilae Marine's undelivered ships are expected to subscribe most of the remaining 170 million markkaa in share capital, government officials said. Waertsilae Marine's biggest creditor is Miami-based Carnival Cruise Lines Inc. Carnival, which has three ships on order from Waertsilae Marine, presented claims for $1.5 billion damages in the bankruptcy court this week. Waertsilae Marine's bankruptcy proceedings began Tuesday in a Helsinki court.
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QUESTION: How much money will the new shareholders invest in the new company?

Marsha loves playing with her noodle friend. She had it for a long time so it is now a dark brown color. When her mom first made it, it was white. The night she met her noodle friend was spaghetti night. Marsha's favorite dinner was spaghetti, which happened to be every Tuesday night. On one Tuesday, a piece of spaghetti fell on the kitchen floor. To Marsha, it looked like a stick man so she kept him. She named her new noodle friend Joey and took him everywhere she went. Sometimes Joey gets a little dried out so Marsha's mom told her to soak him in water every few days. There were a couple times that the family dog, Mika, has tried to take Joey from Marsha and eat him! So from now on, Marsha takes extra special care to make sure Joey is safe and sound at all times. During the day she keeps him in a plastic bag in her pocket. At night, she puts him under her pillow. She loves Joey and wants to always be friends with him.
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QUESTION: When a noodle fell on the floor, what did it look like to Marsha?

Captured Moments by Will Shetterly I remember Papa's stopbox, a teal blue Tiempo Capturado that Mama brought home for his birthday. It was huge and inefficient, and she should never have spent so many pesos on a toy, but Papa would not let her return it. He used it to preserve baby tomatoes, cucumbers, and strawberries in translucent cubes that he stored in the pantry for spring-time meals in the middle of winter. Mama kept her mink jacket, a family hand-me-down, safe from time in a stopbox, and lent the capturador to my uncle for his stamp collection. Sometimes they would let us little ones to seal a treasured toy or a last piece of birthday cake until we begged them for its release, usually a few hours after enclosing it. When my father died, a year after my mother, my sisters and I cleaned out their apartment. We found our baby shoes protected in stopboxes. I took mine home, where they sat above my computer while I worked on my first play. One night when I did not believe love had ever existed for anyone, I used my own capturador, a sleek titanium Sanyo Tardar Ahora, to undo the stopbox. Bringing my face close to the shoes, I breathed deeply of air that my parents had trapped while closing up that symbol of their love for me. The instant would have been improved had my baby shoes been cleaned before they were encased. But as soon as I coughed, I laughed, and I did not try to kill myself that night.
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QUESTION: What did they find it stopboxes while cleaning their Papa's apartment?

MALS was formed here more than 30 years ago. Today, 14 staff attorneys, 26 office workers and 21 University of Memphis third- year law students work out of rented offices in the old Claridge Hotel building at 109 N. Main. Offices are spartan. There are no lush rugs or stylish furniture. The large table in the conference room is simple varnished wood. Offices are small and mostly plain, except for the eclectic mix of pop art, African statuary and neon that adorns litigation director Webb Brewer's space. Brewer, who has been at the agency 20 years, said there is a need for lawyers of all stripes to help with the problems of the poor. "The private bar could meet more of the need through pro bono work, but there are still cases that involve the systemic problems for low-income people that we would need to do," said Brewer. "The legal system marketplace just doesn't serve low-income people too well, except in fee-generat-ing type cases," Brewer said. "If a poor person gets run over by a bus, an attorney might take that case because they might be able to recover part of the damage award as attorney fees. But so many of the cases we handle have to do with basic rights and a decent life. There is just no profit motive." Larry Pivnick, law professor at the University of Memphis Law School and director of political programs at MALS, said Legal Services is a great learning laboratory for law students. "There are thousands and thousands of people who have problems that never get an opportunity to appear in court," Pivnick said. "Some people may not be particularly articulate. Courts have rules that clients don't always understand." Brewer said a major focus of the agency's work involves housing. "Although a lot of our work is grant-driven, we find that the lack of safe and decent affordable housing and the prevalence of predatory lending are the biggest problems in our client population," Brewer said, referring to clients such as James.
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QUESTION:
Housing is a major focus for what agency?