Input: Article: Predatory lending refers to the practice of unscrupulous lenders, enticing borrowers to enter into "unsafe" or "unsound" secured loans for inappropriate purposes. A classic bait-and-switch method was used by Countrywide Financial, advertising low interest rates for home refinancing. Such loans were written into extensively detailed contracts, and swapped for more expensive loan products on the day of closing. Whereas the advertisement might state that 1% or 1.5% interest would be charged, the consumer would be put into an adjustable rate mortgage (ARM) in which the interest charged would be greater than the amount of interest paid. This created negative amortization, which the credit consumer might not notice until long after the loan transaction had been consummated.

Now answer this question: What company used a classic bait-and-switch method by advertising low interest rates?

Output: Countrywide Financial

Input: Article: By the end of the 17th century, the Chinese economy had recovered from the devastation caused by the wars in which the Ming dynasty were overthrown, and the resulting breakdown of order. In the following century, markets continued to expand as in the late Ming period, but with more trade between regions, a greater dependence on overseas markets and a greatly increased population. After the re-opening of the southeast coast, which had been closed in the late 17th century, foreign trade was quickly re-established, and was expanding at 4% per annum throughout the latter part of the 18th century. China continued to export tea, silk and manufactures, creating a large, favorable trade balance with the West. The resulting inflow of silver expanded the money supply, facilitating the growth of competitive and stable markets.

Now answer this question: When did the Chinese economy finally recover after the wars with the Mings?

Output: end of the 17th century

Input: Article: Founded by free settlers from the British Crown colony of Van Diemen's Land on 30 August 1835, in what was then the colony of New South Wales, it was incorporated as a Crown settlement in 1837. It was named "Melbourne" by the Governor of New South Wales, Sir Richard Bourke, in honour of the British Prime Minister of the day, William Lamb, 2nd Viscount Melbourne. It was officially declared a city by Queen Victoria in 1847, after which it became the capital of the newly founded colony of Victoria in 1851. During the Victorian gold rush of the 1850s, it was transformed into one of the world's largest and wealthiest cities. After the federation of Australia in 1901, it served as the nation's interim seat of government until 1927.

Now answer this question: Who was Melbourne named in honor of?

Output:
the British Prime Minister of the day, William Lamb, 2nd Viscount Melbourne