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Input: Consider Input: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Steamtown National Historic Site Act
of 1994''.

SEC. 2. DEFINITIONS.

As used in this Act:
(1) Advisory committee.--The term ''Advisory Committee''
means the Steamtown National Historic Site Advisory Committee
established by the Secretary under section 5.
(2) Hazardous substance.--The term ''hazardous substance''
has the meaning given such term in section 101(14) of the
Comprehensive Environmental Response, Compensation, and
Liability Act of 1980 (42 U.S.C. 9601(14)).
(3) Historic site.--The term ''historic site'' means the
Steamtown National Historic Site established under section 3.
(4) National park service.--The term ''National Park
Service'' means the National Park Service of the Department of
the Interior.
(5) Remedial action.--The term ''remedial action'' has the
meaning given such term in section 101(24) of the Comprehensive
Environmental Response, Compensation, and Liability Act of 1980
(42 U.S.C. 9601(24)).
(6) Removal.--The term ''removal'' has the meaning given
such term in section 101(23) of such Act (42 U.S.C. 9601(23)).
(7) Secretary.--The term ''Secretary'' means the Secretary
of the Interior.

SEC. 3. ESTABLISHMENT OF STEAMTOWN NATIONAL HISTORIC SITE.

(a) In General.--
(1) Establishment.--In order to preserve and interpret
certain elements of railroading, especially steam-operated
railroads that were in operation during the period of 1850 to
1950, there is hereby established the Steamtown National
Historic Site.
(2) Purposes.--The purposes of the historic site shall
include providing for the interpretation of--
(A) the evolution of railroads; and
(B) the impact of railroads on the development of
the United States,
including technological, economic, social, and political
effects and the relationship of railroads to the
industrialization of the United States.
(b) Description of Site.--The historic site shall consist of the
lands and interests in lands within the area generally depicted on the
map entitled ''Boundary Map, Steamtown National Historic Site'',
numbered STTO-80,000 and dated September 1986. The map shall be on file
and available for public inspection in the offices of the National Park
Service. Except by act of Congress, no revisions may be made in the
boundary of the historic site.
(c) Repeal of Superseded Law.--The Steamtown National Historical
Site Act of 1986 (the twelfth proviso in the paragraph relating to the
operation of the national park system (including transfer of funds)
under the heading ''National Park Service'' in title I of the
Department of the Interior and Related Agencies Appropriations Act,
1987, which was enacted in identical forms in section 101(h) of Public
Law 99-500 and section 101(h) of Public Law 99-591; 100 Stat. 1783-248
and 100 Stat. 3341-248), is repealed.

SEC. 4. ADMINISTRATION OF STEAMTOWN NATIONAL HISTORIC SITE.

(a) In General.--The Secretary of the Interior shall administer the
historic site in accordance with this Act and any other provision of
law generally applicable to units of the national park system,
including the Act entitled ''An Act to establish a National Park
Service, and for other purposes'', approved August 25, 1916 (39 Stat.
535; 16 U.S.C. 1, 2, 3, and 4) and the Act entitled ''An Act to provide
for the preservation of historic American sites, buildings, objects,
and antiquities of national significance, and for other purposes'',
approved August 21, 1935 (16 U.S.C. 461 et seq.).
(b) Comprehensive General Management Plan.--Not later than
September 30, 1995, the Secretary shall prepare and submit to the
Committee on Energy and Natural Resources of the Senate and the
Committee on Interior and Insular Affairs of the House of
Representatives a new comprehensive general management plan for the
historic site. The plan shall be consistent with this Act, section 12
of Public Law 91-383 (16 U.S.C. 1a-7), and any other applicable
provision of law.

SEC. 5. ACQUISITION OF LAND.

(a) In General.--The Secretary may acquire lands or interests in
land within the boundaries of the historic site only by--
(1) donation; or
(2) purchase with donated funds.
(b) Prohibition on Acquisition of Contaminated Lands.--
(1) In general.--The Secretary may not acquire any land or
interest in land to serve the purposes of the historic site
unless such lands are not contaminated with a hazardous
substance for which a removal or remedial action at the expense
of the United States is required under the Comprehensive
Environmental Response, Compensation, and Liability Act of 1980
(42 U.S.C. 9601 et seq.).
(2) Reimbursement.--
(A) In general.--Before the Secretary may accept
title to any lands to further the purposes of the
historic site, the Secretary shall seek reimbursement
of any funds expended by the National Park Service,
prior to the date of the enactment of this Act, on a
removal or remedial action with respect to any
contamination of lands within the boundaries of the
historic site under applicable provisions of the
Comprehensive Environmental Response, Compensation, and
Liability Act of 1980 (42 U.S.C. 9601 et seq.).
(B) Crediting of reimbursement.--Any amount
received as reimbursement under subparagraph (A) shall
be credited to miscellaneous receipts in the Treasury.
(C) Treatment of certain funds expended for a
removal or remedial action.--After the full amount of a
reimbursement made pursuant to subparagraph (A) is
credited pursuant to subparagraph (B), the amount
expended by the National Park Service with respect to
which the reimbursement was made shall not be treated
as amounts expended for development with respect to the
limitation under section 8(b).

SEC. 6. PARK SERVICE ACTIVITIES.

(a) In General.--The Secretary shall take such action as is
necessary and appropriate to--
(1) administer the historic site;
(2) interpret, for the public, the significance of the
resources of the site and the history of the site; and
(3) provide essential services for the public at the
historic site.
(b) Preservation of Collection of Railroad Equipment.--
(1) Existing collection.--Subject to paragraph (2), the
Secretary shall preserve the collection of railroad equipment,
including locomotives and rolling stock, that is present at the
historic site as of the date of enactment of this Act. The
Secretary may also preserve such equipment and essential
machinery as are necessary for the maintenance of the
locomotives and rolling stock.
(2) Acquisition of additional equipment.--The Secretary may
acquire by exchange or purchase, appropriate examples of
locomotives and rolling stock to enhance the collection of
railroad equipment at the historic site if--
(A) the Secretary takes such action as is necessary
to ensure that the total number of locomotives and
rolling stock in the collection of railroad equipment
does not increase as a result of the exchange or
purchase; and
(B) the exchange or purchase is carried out in a
manner consistent with the general management plan for
the historic site.
(c) Cost-Sharing.--The Secretary shall, to the extent practicable,
seek donations and assistance from volunteers and carry out other cost-
sharing measures to restore the locomotives and rolling stock in the
collection of railroad equipment.
(d) Preservation of Artifact Collection and Archival Materials.--
The Secretary shall take such action as is necessary to preserve the
artifact collection and archival materials located at the historic
site.
(e) Prohibition.--No Federal funds may be expended to provide
access between the historic site and any structure that is privately
owned and operated for profit.
(f) Excursions.--To the extent that providing regular excursions
with appropriate interpretation under this subsection furthers public
understanding of the matters described in section 3(a)(2), the
Secretary may provide regular excursions with appropriate
interpretation between Scranton, Pennsylvania, and Moscow,
Pennsylvania. To carry out the excursions, the Secretary may provide
essential visitor services at Moscow, Pennsylvania.
(g) Use of Funds for the Restoration of Tracks, Bridges, or
Tunnels.--
(1) In general.--Except as provided in paragraph (2), the
Secretary may not expend funds made available to the National
Park Service for the restoration or maintenance of tracks,
bridges, or tunnels located outside the historic site.
(2) Exception.--
(A) Restoration pursuant to cooperative agreement
with owner.--If the Secretary and the owner of the
tracks and bridges between the historic site and
Moscow, Pennsylvania, enter into a cooperative
agreement described in subparagraph (B), the Secretary
may expend funds described in subparagraph (C) for
restoring and maintaining such tracks and bridges.
(B) Cooperative agreement described.--A cooperative
agreement referred to in subparagraph (A) is a
cooperative agreement that--
(i) provides for the Secretary to restore
and maintain such tracks and bridges; and
(ii) permits the National Park Service to
use such tracks and bridges for excursions
authorized under subsection (f).
(C) Funds described.--The funds referred to in
subparagraph (A) are funds that--
(i) were appropriated to the Secretary
before November 15, 1991; and
(ii) remain available for obligation.
(3) Track usage fees.--If the Secretary enters into an
agreement to use tracks and bridges pursuant to paragraph (2),
the Secretary may pay customary and appropriate track usage
fees.
(h) Excursion Fees.--Excursion fees charged for any rail excursion
carried out by the Secretary pursuant to this section shall be
established at a level that ensures that, at a minimum, 75 percent of
the costs of maintenance, personnel, and equipment for the excursion
shall be covered by amounts collected as user fees.
(i) Bridge 60.--The Secretary may assist the owner of Bridge 60 and
Bridge 60 Wye (as defined and determined by the Secretary) with track
and switch rehabilitation to facilitate activities associated with the
historic site.

SEC. 7. ADVISORY COMMITTEE.

(a) Establishment.--There is established the Steamtown National
Historic Site Advisory Committee.
(b) Purposes.--The purposes of the Advisory Committee are as
follows:
(1) To provide the Secretary with a readily available
source of professional expertise in railroad management and
history.
(2) To advise the Secretary in the development and
operation of the historic site.
(c) Membership.--The Advisory Committee shall be composed of 11
members who shall be appointed by the Secretary, as follows:
(1) Two members shall be individuals with recognized
expertise in the operation of historic railways.
(2) Two members shall be individuals with recognized
expertise in the operation of commercial railways.
(3) Two members shall be historians with recognized
expertise in the history of technology.
(4) Two members shall be historians with recognized
expertise in social history.
(5) Three members shall be representatives of the general
public.
(d) Terms.--Each member shall serve for a term of 3 years. A member
of the Advisory Committee may continue to serve as a member after the
expiration of the member's term until a successor is appointed.
(e) Chairperson.--The Advisory Committee shall select a Chairperson
from among its members.
(f) Duties of the Secretary.--The Secretary, or a designee of the
Secretary, shall from time to time, but at least semiannually, meet and
consult with the Advisory Committee on matters relating to the
management and development of the historic site.
(g) Initial Meeting.--Not later than 30 days after the date on
which all members of the Advisory Committee have been appointed, the
Chairperson shall convene the Advisory Committee.
(h) Meetings.--
(1) In general.--The Advisory Committee shall meet at the
call of the Chairperson.
(2) Frequency of meetings.--The Advisory Committee shall
meet at least 3 times during each year.
(3) Quorum.--A majority of the members of the Advisory
Committee shall constitute a quorum.
(i) Compensation.--Members of the Advisory Committee shall serve
without compensation, except the Secretary may, on receipt of a voucher
approved by the Chairperson, pay expenses reasonably incurred in the
performance of duties of the Committee.
(j) Termination of Advisory Committee.--The Advisory Committee
shall terminate 10 years after the date of enactment of this Act.

SEC. 8. AUTHORIZATION OF APPROPRIATIONS.

(a) In General.--Subject to the limitations under subsections (b)
and (c), there are authorized to be appropriated to the Department of
the Interior such sums as are necessary to carry out this Act.
(b) Limitation of Expenditures for Development.--The aggregate
amount of funds expended by the Department of the Interior after
September 30, 1986, for the development of the historic site may not
exceed $58,000,000.
(c) Limitation of Expenditures of Funds.--No funds made available
to the Department of the Interior from Federal sources may be expended
with respect to the historic site for a purpose other than a purpose
specified in section 6 and in section 7(h).

Output: Steamtown National Historic Site Act of 1994 - Repeals the Steamtown National Historic Site Act of 1986 and sets forth new provisions establishing the Steamtown National Historic Site to preserve and interpret certain elements of railroading, especially steam-operated railroads during the period of 1850 to 1950.
Directs the Secretary of the Interior to prepare and submit a new comprehensive general management plan for the Site to specified congressional committees.
Prohibits the Secretary from acquiring any lands or interests in lands contaminated with hazardous substances that would require removal or remedial action at the expense of the United States. Requires the Secretary to seek reimbursement of any funds expended by the National Park Service for such purpose prior to enactment of this Act before the Secretary may accept title to such lands for the Site.
Directs the Secretary to preserve the collection of railroad equipment (including locomotives and rolling stock) present at the Site as of enactment of this Act. Authorizes the Secretary to acquire additional examples of locomotives and rolling stock if action is taken to ensure that the total number in the collection does not increase.
Requires the Secretary to preserve the artifact collection and archival materials located at the Site.
Prohibits Federal funds from being expended for access between the Site and any structure that is privately-owned or operated for profit.
Authorizes the Secretary to provide regular excursions with appropriate interpretation between Scranton, Pennsylvania, and Moscow, Pennsylvania. Authorizes the Secretary to pay customary and appropriate track usage fees. Prohibits the Secretary from expending funds of the National Park Service for the restoration or maintenance of tracks, bridges, or tunnels outside the Site, except certain funds appropriated before November 15, 1991.
Establishes the Steamtown National Historic Site Advisory Committee to provide the Secretary with a readily available source of professional expertise in railroad management and history and to advise in the development and operation of the Site.
Authorizes appropriations. Limits: (1) expenditures for the development of the Site after FY 1986; and (2) expenditures for the Site to specified activities.

Input: Consider Input: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Bucket Drowning Prevention Act of
1993.''

SEC. 2. LABELING STANDARD REQUIREMENTS.

On October 1, 1994, or 240 days after the date of the enactment of
this title, whichever first occurs, there is established and effective
a consumer product safety standard under section 9 of the Consumer
Product Safety Act (15 U.S.C. 2058), to eliminate or reduce the risk of
injury or death resulting from infants falling into 4-gallon to 6-
gallon buckets containing liquid. Such standard, when established,
shall require straight sided or slightly tapered, open head containers
with a capacity of more than 4 gallons and less than 6 gallons
(referred to in this Act as a ''bucket''), to bear one warning label in
English and Spanish. The label shall meet the following requirements:
(1) The label shall be permanent so that such label cannot
be removed, torn or defaced without the aid of tools or
solvents.
(2) The label shall be at least 7 inches in height, and
3/2\ inches in width, or any larger size as the labeler may
choose.
(3) The label shall be centered on one side of the bucket
just below the point where the handle is inserted.
(4) The label shall have a border or other form of contrast
around its edges to delineate it from any other information on
the bucket.
(5) The label shall bear (A) the signal word ''WARNING'' in
both English and Spanish, in bold uppercase lettering, and (B)
in upper and lower case lettering the words ''Children Can Fall
Into Bucket and Drown. Keep Children Away From Buckets With
Even a Small Amount of Liquid.'', with an equivalent Spanish
translation in at least the same type size as English. The
signal word panel shall be preceded by a safety alert symbol
consisting of an exclamation mark in a triangle.
(6) The label shall be clear and conspicuous and in
contrasting colors.
(7) The label shall include a picture of a child falling
into a bucket containing liquid. An encircled slash symbol
shall be superimposed over, and surround the pictorial. The
picture shall be positioned between the signal word panel and
the message panel.

SEC. 3. CERTAIN BUCKETS NOT AFFECTED.

The standard established by section 2 applies only to buckets
manufactured or imported on or after the effective date of such
standard, and buckets manufactured or imported before such effective
date may be sold without the warning label required by section 2 even
though such sales occur after that date. The Consumer Product Safety
Commission, by rule, shall prohibit a manufacturer, filler,
distributor, and retailer from stockpiling buckets to which consumer
product safety standards established by section 2 of this title would
have applied but for the preceding sentence. For purposes of this
section, the term ''stockpiling'' shall have the same meaning as that
provided by section 9(g)(2) of the Consumer Product Safety Act.

SEC. 4. PROHIBITED ACTS.

(a) Removal of Label.--Once placed on a bucket pursuant to the
standard provided by section 2, it shall be a prohibited act under
section 19 of the Consumer Product Safety Act for any person in the
chain of distribution of the bucket to intentionally cover, obstruct,
tear, deface or remove the label.
(b) Consumer Product Safety Standard.--The standard established by
section 2 of this title shall be considered a consumer product safety
standard established under the Consumer Product Safety Act.

SEC. 5. EXISTING LABELS.

Notwithstanding section 2, any bucket label in use on September 1,
1993, may, if such label is substantially in conformance with the
requirements of paragraphs (3), (4), (5), and (6) of section 2,
continue to be placed on buckets until 12 months after the date of the
enactment of this title. Notwithstanding the preceding sentence,
buckets subject to the provisions of this section must bear both an
English and Spanish language label on and after the effective date of
the standard established by section 2.

SEC. 6. AMENDMENTS.

Section 553 of title 5, United States Code, shall apply with
respect to the Consumer Product Safety Commission's issuance of any
amendments or changes to the bucket labeling standard established by
section 2 of this title. Sections 7 and 9 of the Consumer Product
Safety Act shall not apply to such amendments or changes.

SEC. 7. RESPONSIBILITY FOR LABELING.

(a) Labeling.--The standard established by section 2 requires the
labeling of buckets covered by such standard to be the responsibility
of the manufacturer of any such buckets, unless otherwise specified by
contract between the manufacturer, and either the filler, distributor,
or retailer of such buckets. Under no circumstances shall any such
bucket enter the stream of commerce without such label.
(b) Time for Placing Labels.--The required label must be on the
bucket at the time it is sold or delivered to the end user of the
bucket or its contents or, in the case of a bucket intended to be sold
to the public in an empty state, at the time it is shipped to a
retailer for sale to the public.

SEC. 8. PERFORMANCE STANDARD.

(a) Performance Standard.--Within 30 days following the date of
enactment of this title, the Consumer Product Safety Commission shall
commence a proceeding under the Consumer Product Safety Act for the
issuance of a performance standard for buckets to address the drowning
hazard associated with this product. Section 553 of title 5, United
States Code, shall apply with respect to the issuance of such standard.
Sections 7 and 9 of the Consumer Product Safety Act shall not apply to
the issuance of such standard. Such standard shall take effect at such
time as may be prescribed by the Consumer Product Safety Commission,
but in no event later than 15 months following the date of the
enactment of this title. The Consumer Product Safety Commission shall
consider any American Society for Testing and Materials voluntary
performance standard in existence prior to such date of enactment.
(b) Labeling Requirements.--The labeling requirements under section
2 shall not apply to buckets certified by the Consumer Product Safety
Commission as meeting the performance standard in subsection (a).

SEC. 9. CONSULTATION.

To avoid duplicative and conflicting labeling, the Consumer Product
Safety Commission shall complete a consultation with relevant Federal
agencies within 30 days following the date of enactment of this Act.

SEC. 10. REQUIREMENT FOR CPSC STUDY.

(a) The Consumer Product Safety Commission shall conduct a study to
determine:
(1) consumer use patterns of new and used 4- to 6- gallon
steel and metal buckets; and
(2) the prevalence of incidents of death or injury to
children associated with the use of such containers.
The study also shall be designed to identify use patterns that may
signify that such containers are being used by consumers in and around
a household, residence, school or otherwise. The study shall be
completed within 12 months of the date of enactment. The study shall be
repeated for two consecutive years following completion of the initial
study. The study shall be repeated if necessary to track any changes in
use patterns or to identify incidents of death or injury.
(b) During the pendency of this study and in the absence of any
regulation of 4- to 6-gallon containers by the Commission thereafter,
metal containers which would otherwise be required to comply with the
labeling requirements of section 3 are exempt from such requirements.
For the purposes of section 26 of the Consumer Product Safety Act, such
exemption shall be considered a consumer product safety standard. Upon
review of the results of the study, the CPSC shall decide whether to
continue this exemption, to require compliance by metal containers, or
to consider further study in the future.

Output: Bucket Drowning Prevention Act of 1993 - Establishes a consumer product safety standard requiring four- to six-gallon buckets to bear a warning label that includes a picture of a child falling into a bucket and the words, in English and Spanish: "WARNING. Children Can Fall into Bucket and Drown. Keep Children Away From Buckets With Even a Small Amount of Liquid."
Exempts buckets manufactured or imported before the effective date of this labeling standard. Requires the Consumer Product Safety Commission to prohibit a manufacturer, filler, distributor, and retailer from stockpiling such buckets.
Requires the Commission to conduct a study to determine: (1) consumer use patterns of new and used four- to six-gallon steel and metal buckets; and (2) the prevalence of incidents of death or injury to children associated with their use. Exempts metal containers from the labeling requirements of this Act during the pendency of the study and in the absence of any regulation of four- to six-gallon containers by the Commission thereafter. Requires the Commission, upon the review of the results of the study, to decide whether to continue this exemption, to require compliance by metal containers, or to consider a further study.

Input: Consider Input: SECTION 1. SHORT TITLE.

This Act may be cited as the ''ATM Fee Reform Act of 1996''.

SEC. 2. ELECTRONIC FUND TRANSFER FEE DISCLOSURES AT ANY HOST ATM.

Section 904 of the Electronic Fund Transfer Act (15 U.S.C. 1693b)
is amended--
(1) by striking ''(d) In the event'' and inserting ''(d)
Applicability to Service Providers Other Than Certain Financial
Institutions.--
''(1) In general.--In the event''; and
(2) by adding at the end the following new paragraph:
''(2) Fee disclosures at electronic terminals.--
''(A) In general.--The regulations prescribed under
paragraph (1) shall require any host electronic
terminal operator who imposes a fee on any consumer for
providing host transfer services to such consumer to
provide notice in accordance with subparagraph (B) to
the consumer (at the time the service is provided) of--
''(i) the fact that a fee is imposed by
such operator for providing the service; and
''(ii) the amount of any such fee.
''(B) Notice requirements.--The notice required
under subparagraph (A) with respect to any fee
described in such subparagraph shall--
''(i) be posted in a prominent and
conspicuous location on or at the electronic
terminal at which the electronic fund transfer
is initiated by the consumer; and
''(ii) appear on the screen of the
electronic terminal, or on a paper notice
issued from the terminal, after the transaction
is initiated and before the consumer is
irrevocably committed to completing the
transaction.
''(C) Prohibition on fees not properly disclosed
and explicitly assumed by consumer.--No fee may be
imposed by any host electronic terminal operator in
connection with any electronic fund transfer initiated
by a consumer for which a notice is required under
subparagraph (A), unless--
''(i) the consumer receives such notice in
accordance with subparagraph (B); and
''(ii) the consumer elects to continue in
the manner necessary to effect the transaction
after receiving such notice.
''(D) Definitions.--For purposes of this paragraph,
the following definitions shall apply:
''(i) Electronic fund transfer.--The term
'electronic fund transfer' includes a
transaction which involves a balance inquiry
initiated by a consumer in the same manner as
an electronic fund transfer, whether or not the
consumer initiates a transfer of funds in the
course of the transaction.
''(ii) Host electronic terminal operator.--
The term 'host electronic terminal operator'
means any person who--
''(I) operates an electronic
terminal at which consumers initiate
electronic fund transfers; and
''(II) is not the financial
institution which holds the account of
any such consumer from which the
transfer is made.
''(iii) Host transfer services.--The term
'host transfer services' means any electronic
fund transfer made by a host electronic terminal operator in connection
with a transaction initiated by a consumer at an electronic terminal
operated by such operator.''.

SEC. 3. AGENCY REPORTS OF COMPLIANCE WITH REGULATION E.

(a) In General.--Section 918 of the Electronic Fund Transfer Act
(15 U.S.C. 1693p) is amended by adding at the end the following new
subsection:
''(c) Compliance and Trends.--
''(1) Regulation e compliance reports.--Each agency
responsible under section 917 for enforcing compliance with the
requirements imposed under this title shall submit an annual
report to the Congress on the degree to which entities which
are subject to the jurisdiction of such agency under this title
are in compliance with regulations prescribed by the Board
under section 904(d).
''(2) Trends in fees imposed by host atm operators.--Each
report submitted by an agency pursuant to paragraph (1) shall
include a description of any discernible trend, in the Nation
as a whole and in each region--
''(A) in the imposition of fees for which notices
are required under section 904(d)(2); and
''(B) in the rate of compliance with regulations
prescribed pursuant to such section.
''(3) Separate submission not required.--The information
required to be submitted to the Congress under this subsection
may be included in any other annual report submitted to the
Congress by such agency.''.

SEC. 4. DISCLOSURE OF POSSIBLE FEES TO CONSUMERS WHEN ATM CARD IS
ISSUED.

Section 911 of the Electronic Fund Transfer Act (15 U.S.C. 1693i)
is amended by adding at the end the following new subsection:
''(d) Disclosure of Possible EFT Fees.--Whenever a card, code, or
other means of access to a consumer's account is issued for the purpose
of initiating electronic fund transfers from such account, the person
issuing the card, code, or other means of access shall provide a
written notice to the accountholder that a fee may be imposed by--
''(1) a host electronic terminal operator (as defined in
section 904(d)(2)(D)(ii)) if the consumer initiates a transfer
from an electronic terminal which is not operated by the person
issuing the card or other means of access; and
''(2) any national, regional, or local network utilized to
effect the transaction.''.

SEC. 5. FEASIBILITY STUDY.

(a) In General.--The Comptroller General of the United States shall
conduct a study of the feasibility of prohibiting the imposition of any
fee by any person in connection with any electronic fund transfer
initiated by a consumer through the use of an electronic terminal
unless--
(1) a notice is provided to the consumer before the
consumer is irrevocably committed to completing the
transaction, which clearly states the amount of any fee which
will be imposed upon the consummation of the transaction by--
(A) any host electronic terminal operator (as
defined in section 904(d)(2)(D)(ii) of the Electronic
Fund Transfer Act) involved in the transaction;
(B) the financial institution holding the account
of the consumer;
(C) any national, regional, or local network
utilized to effect the transaction; and
(D) any other party involved in the transfer; and
(2) the consumer elects to consummate the transaction after
receiving the notice described in paragraph (1).
(b) Factors To Be Considered.--In conducting the study required
under subsection (a) with regard to the notice requirement described in
such subsection, the Comptroller General shall consider the following
factors:
(1) The availability of appropriate technology.
(2) Implementation and operating costs.
(3) The competitive impact any such notice requirement
would have on various sizes and types of institutions, if
implemented.
(4) The period of time which would be reasonable for
implementing any such notice requirement.
(5) The extent to which consumers would benefit from any
such notice requirement.
(6) Any other factor the Comptroller General determines to
be appropriate in analyzing the feasibility of imposing any
such notice requirement.
(c) Report to the Congress.--Before the end of the 6-month period
beginning on the date of the enactment of this Act, the Comptroller
General shall submit a report to the Congress containing--
(1) the findings and conclusions of the Comptroller General
in connection with the study required under subsection (a); and
(2) the recommendation of the Comptroller General with
regard to the question of whether a notice requirement
described in subsection (a) should be implemented and, if so,
how such requirement should be implemented.
Output: ATM Fee Reform Act of 1996 - Amends the Electronic Fund Transfer Act to mandate fee disclosures at the time of service by any host electronic terminal operator which imposes a fee for providing host transfer services to a consumer.
Requires each agency responsible for compliance enforcement under the Act to report annually to the Congress on compliance and on regional and national trends in fees imposed by host ATM operators.
Mandates the disclosure to consumers whenever an electronic means of accessing the consumer's account is issued of possible fees for initiating electronic fund transfers.
Requires the Comptroller General to study the feasibility of prohibiting the imposition of an electronic fund transfer fee unless notice has been provided before the consumer is irrevocably committed to completing the transaction.