Article: Many banks will look at the credit history of each significant owner. You'll improve your chances of getting credit if you improve your personal credit score. Do the following: Review your credit report for errors. For example, an account might be listed as in default when you are current, or the wrong credit limit might be listed. Dispute any errors with the credit bureaus. Pay your bills on time. If you're late, you'll accrue penalties and late fees. Also, your credit score will suffer. Lower the overall credit that you use. Ideally, your balance should be less than 30% of the credit limit. Business credit reports contain all kinds of information. For example, they also list court judgments, liens, and bankruptcies. You'll want to keep this type of information off your credit history. A court judgment is entered against you when you lose a lawsuit. You can avoid this situation by settling lawsuits (unless you have a solid defense). A lien can be added to property when someone has a legal right to payment which you haven't satisfied. Avoid liens by paying all suppliers on time. Business credit reports contain more detailed information on payment history than do personal credit reports. It's best to pay at least 30 days early, if possible. Dun & Bradstreet reserves perfect credit scores for those who pay early. About a quarter of all small businesses have a major error on their business credit report. Accordingly, you should monitor your business credit history and raise any errors with the credit bureau. Gather any documents that support your claim. For example, if an account is listed as late, then you'll want proof that you have made timely payments. Look for email confirmations or cancelled checks.
Question: What is a summary of what this article is about?
Boost your personal credit score. Clean up your public records. Pay early. Monitor your business credit history.

Problem: Article: Include a copy of any certifications or degrees that you have as well as an updated copy of your resume. Place these documents at the end of your portfolio in case potential clients want to know about where you went to school, where you've worked, and what your certifications are. If you have any reviews or references, include them on the very last page of your portfolio. It won't come up all the time, but it's good to have proof that you're a responsible and adept designer should a potential client ask. You can include 2-3 professional references as well in case any freelance work comes along. Compile your images on a flash drive and take it to a print shop or bookmaker. Explain that you're creating an interior design portfolio and work with the print expert to lay the images and text out in a layout that looks right to you. Once you're happy with the layout, pay to have 3-5 copies of your portfolio printed. This may cost $40-100 depending on the options you choose, but the finished product will look incredible! Keep it simple when it comes to the cover. A black leather cover with your name on the front will work just fine. The focus should be on what's inside, not outside! Keep the digital copy of the layout in case you ever need to have additional copies printed. Instead of paying to get the portfolio printed, you can print the images out on high-end paper and have the pages laminated. Use a hole puncher or slide the images into protective sleeves and place them in a binder. Be sure to keep this portfolio in a safe location so that you don't need to do make it a second time! This is more cost effective than having the portfolio professionally printed, and it's a great option if you want to go with a more DIY, authentic option. Stuff 5-10 business cards inside a pocket somewhere so that you can pull them out a moment's notice. This is also key if you plan on attending any job fairs so that you can hand out your contact information quickly. As a designer, make sure that your business cards reflect your design philosophy. A simple black and white card with an elegant typeface is great if you're a more modern or minimalistic designer, for example.
Summary: Put your credentials and resume after your work. Keep testimonials and references at the very end of the portfolio. Have the portfolio professionally printed and bound for a cleaner look. Print the images and place them in a binder to do it yourself. Place a few business cards somewhere in the portfolio to hand them out quickly.

INPUT ARTICLE: Article: To create a casing for your elastic, you will need to hem your pants so that the elastic will have somewhere to go through. Start by folding over the bottom of your pants twice. Make sure that the area you fold over is wide enough for your elastic to fit into. Hold your elastic up against it to be sure. Next, sew along the edge of the hem to secure the casing. Make sure to leave a small gap in the opening that you can insert the elastic into when you are done. If you are inserting elastic into a pair of pants that has already been completed and has a wide enough hem to fit elastic into, then you will need to cut a small hole into the inside of the hem. Use a pair of scissors to snip a small slit across the inner layer of the hem and use this opening to insert your elastic into. When your casing is complete, attach a safety pin to the end of the elastic strip and secure it. Attaching a safety pin to the end of the elastic strip will provide an anchor for your elastic and make it easier to work it through your pant legs. Make sure that you attach the safety pin far enough away from the end of the elastic so that it will not slip out. You may even want to insert the pin through a couple of places in the elastic to be certain that it is secure. To work the elastic into the hem, insert the closed safety pin into the opening in your pant leg hem. Then, begin to work the elastic through the hem using the safety pin to move it along. You will have to work slowly and move the safety pin through the hem just a little at a time. This may be easier or harder depending on the size of your casing and the material of your pants. When you get to the end, pull the safety pin out the other side and then remove it. Sew the two ends of your elastic band together by hand or using a sewing machine. Then, use the sewing machine or a needle and thread to close up the opening that you inserted the elastic through. Repeat the same process for the other pant leg.

SUMMARY: Fold over the bottom of the pants twice. Sew along the edge of the hem. Attach a safety pin to the elastic. Work the elastic into the hem. Sew the elastic ends together and close the gap.

Each table will have one primary key that is unique for each entry. By default, Access creates an ID column that increases in number for each entry. This is set as the primary key. Tables can also have foreign keys. These are fields that are linked with another table in the database. The linked fields would contain the same data. For example, in your Orders table, you may have a Customer ID field to track which customer ordered which product. You can create a relationship for that field with the ID field in your Customer table. Using relationships helps keep your data consistent, efficient, and readable. Click the Relationships button in the Relationships section. This will open a new window with an overview of all of the tables in the database. Each field will be listed underneath its table's name. You will need to have created the field for the foreign key before you create the relationship. For example, if you want to use the Customer ID on the Orders table, create a field in the Orders table called Customer and leave it blank. Make sure it is the same format as the field you are linking (numbers in this case). Drop it to the field that you created for the foreign key. Click Create in the window that appears to set the relationship for the fields. A line will appear between the two tables, connecting the fields. Check the box to "Enforce Referential Integrity" when creating the relationship. This means that if data is changed in one field, the other field is automatically updated. This will help keep your data accurate.
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One-sentence summary --
Understand how keys work. Click the Database Tools tab. Drag the field you want to use as a foreign key.