Summarize:

High intensity interval training (HIIT) switches between bursts of intense activity and brief periods of less-intense activity. HIIT burns a high amount of calories in a short time and continues to burn calories after the workout. A good twenty minute HIIT program is to do forty-five seconds of each the following exercises: push-ups, squats, butt kicks, tricep dips, and lunges. After one round, rest for 15 seconds, and repeat. Do three rounds total. A good HIIT program can help you lose belly fat, which will help reduce your love handles. A fun exercise that really tones up that troublesome love handle area is using a hula hoop, sold at most fitness stores. Put on some music and swivel your hips, maneuvering the hoop higher and lower up and down the column of your waist area. After a while you can really feel your oblique muscles kicking in, meaning that you are starting to have some effect on strengthening the muscles below the love handles area. Decline twisting sit-ups are more intense than normal sit-ups, as you are working against gravity as you lower the body and rise up again. Just perform a set of normal sit-ups, but twist to alternate sides as you rise from the floor and reverse the position as you lower back to the start position. Lie on your back with your knees bent and your feet firmly set on the ground. Raise your torso, focusing on twisting as far to one side as you possibly can. Lower back to the floor slowly, as this helps work the muscles across the full range of motion.
Do high-intensity interval training. Use a hula hoop. Try decline twisting sit-ups.