In this task, you are given a summary for US Congressional and California state bill, your task is to generate a Title for this bill. The preferred titles are under forty words and mention the purpose of the bill.

[Q]: Rural Housing Opportunity and Enhancement Act of 2005 - Amends the Doug Bereuter Section 502 Single Family Housing Loan Guarantee Act of the Housing Act of 1949 with respect to the single family rural housing loan guarantee program to: (1) eliminate low and moderate income eligibility requirements; (2) reduce maximum guarantee fees paid by lenders; and (3) require any regulation limiting borrower eligibility based upon the borrower's debt-income ratio to provide for a higher income-to-debt ratio for newly-constructed property loans.

Revises refinancing loan guarantee provisions to: (1) authorize a specified lender guarantee fee; (2) permit a guarantee to acquire or construct an eligible single-family residence; (3) amend closing cost provisions; (4) eliminate income requirements; (5) prohibit that an appraisal credit report be required in connection with the loan, or that the residence be in a rural area for an existing loan; and (6) require that the borrower is not delinquent with respect to existing loan payments, and that monthly refinance payments be at least $50 less than existing monthly payments.

Requires agricultural housing loans to be recorded as Department of Agriculture, rather than conventional, loans.

Revises the definition of "rural area."

Increases direct loan income limitations.
[A]: To amend section 502(h) of the Housing Act of 1949 to improve the rural housing loan guarantee program, and for other purposes.

[Q]: (This measure has not been amended since it was passed by the House on May 15, 2012. The summary of that version is repeated here.)

Authorizes the Secretary of Defense to determine that the changes made to the program guidance relating to the award of Post-Deployment/Mobilization Respite Absence administrative absence days or other authorized benefits described herein to members and former members of the reserves under a specified Department of Defense (DOD) instruction shall not apply to current or former reservists whose qualified mobilization commenced before October 1, 2011, and continued until the termination of the mobilization. Includes within such authorized benefits: (1) the payment of up to $200 per day for each day the individual would have qualified for a day of administrative absence had the above changes not applied to the individual, in the case of a former member of the Armed Forces; (2) either one day of administrative absence or up to $200 per day as described above, in the case of a member on active duty at the time of the provision of benefits; and (3) either one day of administrative absence to be retained for future use or up to $200 per day as described above, in the case of a member serving in the Selected Reserve, Inactive National Guard, or Individual Ready Reserve at the time of the provision of benefits. Excludes such additional benefits for former members discharged or released under other than honorable conditions.

Terminates the benefit authority under this Act on October 1, 2014.

Directs the Secretary to transfer specified funds from the Pentagon Reservation Maintenance Revolving Fund as a funding offset for such benefits.
[A]: To modify the Department of Defense Program Guidance relating to the award of Post-Deployment/Mobilization Respite Absence administrative absence days to members of the reserve components to exempt any member whose qualified mobilization commenced before October 1, 2011, and continued on or after that date, from the changes to the program guidance that took effect on that date.

[Q]: Veterans Health Programs and Facilities Enhancement Act of 2004 - Title I: Medical Facilities Management - (Sec. 101) Authorizes the Secretary of Veterans Affairs to enter into contracts for major medical facility leases at specified locations. Authorizes appropriations for FY 2005 for the Medical Care account, to cover such leases.

Authorizes the Secretary to enter into a lease for real property at the Fitzsimons Campus of the University of Colorado for a period of up to 75 years.

(Sec. 102) Authorizes the Secretary to transfer Department of Veterans Affairs real property to another department or agency of the United States, to a State, or to any public or private entity, including Indian tribes. Terminates such authority seven years after the enactment of this Act.

Establishes in the Treasury the Department of Veterans Affairs Capital Asset Fund, which may be used for costs associated with: (1) current or future real property transfers under this Act; (2) the improvement of patient care facilities for veterans; and (3) the transfer, lease, or adaptive use of properties listed on the National Register of Historic Places. Authorizes appropriations for the Fund.

Terminates the nursing home revolving fund. Transfers unobligated balances to the Capital Asset Fund.

(Sec. 103) Requires a report from the Secretary to the congressional veterans' committees, in each of 2005 through 2007, on historic properties administered or controlled by the Secretary.

(Sec. 104) Authorizes the use of certain Department funds for the construction or relocation of surface parking lots incidental to construction or maintenance projects.

(Sec. 105) Removes the congressional review requirement otherwise applicable to the obligation of funds for major medical facilities where funds have been authorized by law.

(Se. 106) Specifies that the construction, alteration, repair, remodeling, or improvement of property under an enhanced-use lease is not subject to State or local land use laws unless otherwise provided by the Secretary.

(Sec. 107) Amends the Veterans Millennium Health Care and Benefits Act to extend through 2005 the authority for long-term care pilot programs established under such Act.

Title II: Other Matters - (Sec. 201) Makes eligible for use of the Veterans' Canteen Service veterans enrolled in the Department's patient enrollment system.

(Sec. 202) Directs the Secretary, within 90 days after the enactment of this Act, to establish a peer review panel to assess the scientific and clinical merits of various proposed sites for designation as Department medical emergency preparedness centers. Requires the: (1) Secretary to solicit proposals for such designation within 60 days after enactment of this Act; and (2) peer review panel to complete proposal review within 60 days thereafter. Authorizes appropriations for such centers for FY 2005 through 2007. Requires the Under Secretary for Health to allocate certain other Department funds for such centers.
[A]:
To authorize the Secretary of Veterans Affairs to enter into certain major medical facility leases, to authorize that Secretary to transfer real property subject to certain limitations, otherwise to improve management of medical facilities of the Department of Veterans Affairs.