In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.
One example is below.
Q: SECTION 1. LIABILITY OF BUSINESS ENTITIES PROVIDING USE OF FACILITIES
TO NONPROFIT ORGANIZATIONS.

(a) Definitions.--In this section:
(1) Business entity.--The term ''business entity'' means a
firm, corporation, association, partnership, consortium, joint
venture, or other form of enterprise.
(2) Facility.--The term ''facility'' means any real
property, including any building, improvement, or appurtenance.
(3) Gross negligence.--The term ''gross negligence'' means
voluntary and conscious conduct by a person with knowledge (at
the time of the conduct) that the conduct is likely to be
harmful to the health or well-being of another person.
(4) Intentional misconduct.--The term ''intentional
misconduct'' means conduct by a person with knowledge (at the
time of the conduct) that the conduct is harmful to the health
or well-being of another person.
(5) Nonprofit organization.--The term ''nonprofit
organization'' means--
(A) any organization described in section 501(c)(3)
of the Internal Revenue Code of 1986 and exempt from
tax under section 501(a) of such Code; or
(B) any not-for-profit organization organized and
conducted for public benefit and operated primarily for
charitable, civic, educational, religious, welfare, or
health purposes.
(6) State.--The term ''State'' means each of the several
States, the District of Columbia, the Commonwealth of Puerto
Rico, the Virgin Islands, Guam, American Samoa, the Northern
Mariana Islands, any other territory or possession of the
United States, or any political subdivision of any such State,
territory, or possession.
(b) Limitation on Liability.--
(1) In general.--Subject to subsection (c), a business
entity shall not be subject to civil liability relating to any
injury or death occurring at a facility of the business entity
in connection with a use of such facility by a nonprofit
organization if--
(A) the use occurs outside of the scope of business
of the business entity;
(B) such injury or death occurs during a period
that such facility is used by the nonprofit
organization; and
(C) the business entity authorized the use of such
facility by the nonprofit organization.
(2) Application.--This subsection shall apply--
(A) with respect to civil liability under Federal
and State law; and
(B) regardless of whether a nonprofit organization
pays for the use of a facility.
(c) Exception for Liability.--Subsection (b) shall not apply to an
injury or death that results from an act or omission of a business
entity that constitutes gross negligence or intentional misconduct,
including any misconduct that--
(1) constitutes a crime of violence (as that term is
defined in section 16 of title 18, United States Code) or act
of international terrorism (as that term is defined in section
2331 of title 18) for which the defendant has been convicted in
any court;
(2) constitutes a hate crime (as that term is used in the
Hate Crime Statistics Act (28 U.S.C. 534 note));
(3) involves a sexual offense, as defined by applicable
State law, for which the defendant has been convicted in any
court; or
(4) involves misconduct for which the defendant has been
found to have violated a Federal or State civil rights law.
(d) Superseding Provision.--
(1) In general.--Subject to paragraph (2) and subsection
(e), this Act preempts the laws of any State to the extent that
such laws are inconsistent with this Act, except that this Act
shall not preempt any State law that provides additional
protection from liability for a business entity for an injury
or death with respect to which conditions under subparagraphs
(A) through (C) of subsection (b)(1) apply.
(2) Limitation.--Nothing in this Act shall be construed to
supersede any Federal or State health or safety law.
(e) Election of State Regarding Nonapplicability.--This Act shall
not apply to any civil action in a State court against a business
entity in which all parties are citizens of the State if such State
enacts a statute--
(1) citing the authority of this subsection;
(2) declaring the election of such State that this Act
shall not apply to such civil action in the State; and
(3) containing no other provision.
A: Shields a business entity from civil liability relating to any injury or death occurring at a facility of that entity in connection with a use of such facility by a nonprofit organization if: (1) the use occurs outside the scope of business of the business entity; (2) such injury or death occurs during a period that such facility is used by such organization; and (3) the business entity authorized the use of such facility by the organization.
Makes this Act inapplicable to an injury or death that results from an act or omission of a business entity that constitutes gross negligence or intentional misconduct, including misconduct that: (1) constitutes a hate crime or a crime of violence or act of international terrorism for which the defendant has been convicted in any court; or (2) involves a sexual offense for which the defendant has been convicted in any court or misconduct for which the defendant has been found to have violated a Federal or State civil rights law.
Preempts State laws to the extent that such laws are inconsistent with this Act, except State law that provides additional protection from liability. Specifies that this Act shall not be construed to supersede any Federal or State health or safety law.
Makes this Act inapplicable to any civil action in a State court against a business entity in which all parties are citizens of the State if such State, citing this Act's authority and containing no other provision, enacts a statute declaring the State's election that this Act shall not apply to such action in the State.
Rationale: This Bill focuses on shielding business entities from civil liability relating to an injury or death depending on the conditions of injury, hence the generated summary is correct.
Q: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Federal Crop Insurance Fairness
Act''.

SEC. 2. LEVELS OF COVERAGE IN EXCESS OF 75 PERCENT OF RECORDED OR
APPRAISED AVERAGE YIELD.

Subsection (a) of section 508 of the Federal Crop Insurance Act (7
U.S.C. 1508(a)) is amended to read as follows:
''(a) Authority to Offer Insurance.--
''(1) In general.--If sufficient actuarial data are
available, as determined by the Board, the Corporation may
insure producers of agricultural commodities grown in the
United States under any plan or plans of insurance determined
by the Board to be adapted to the agricultural commodity
involved.
''(2) Causes.--The insurance shall be against loss of the
insured commodity due to unavoidable causes, including drought,
flood, hail, wind, frost, winterkill, lightning, fire,
excessive rain, snow, wildlife, hurricane, tornado, insect
infestation, plant disease, and such other unavoidable causes
as may be determined by the Board.
''(3) Period.--
''(A) In general.--Except in the case of tobacco,
insurance shall not extend beyond the period the
insured commodity is in the field.
''(B) Definition of field.--For purposes of
subparagraph (A), in the case of aquacultural species,
the term 'field' means the environment in which the
commodity is produced.
''(4) Standard yield coverage.--
''(A) In general.--Subject to subparagraph (B), any
insurance offered against loss in yield shall make
available to producers protection against loss in yield
that covers 75 percent of the recorded or appraised
average yield of the commodity on the insured farm for
a representative period.
''(B) Adjustments.--Average yields established
under subparagraph (A) shall be subject to such
adjustments as the Board may prescribe to the end that
the average yields fixed for farms in the same area,
that are subject to the same conditions, may be fair
and just.
''(5) Lesser yield coverage.--In addition, the Corporation
shall make available to producers lesser levels of yield
coverage, including a level of coverage at 50 percent of the
recorded or appraised average yield, as adjusted.
''(6) Adjusted yields.--In the case of any commodity for
which the Agricultural Stabilization and Conservation Service
has established for the farming unit involved an adjusted yield
for the purposes of programs administered by the Service (or a
yield for crop insurance purposes under this title), if the
yield is greater than the recorded or the appraised yield, as
established by the Corporation, of a commodity on the farming
unit, insurance coverage may be provided to cover against the
loss in yield of the commodity on the basis of the adjusted
yield for the commodity established by the Service rather than
the recorded or appraised yield as established by the
Corporation.
''(7) Additional premiums.--Additional insurance under this
subsection shall be provided for an additional premium (for
which no premium subsidy or administrative subsidy may be
provided) set at such rate as the Board determines--
''(A) appropriate to reflect accurately the
increased risk involved; and
''(B) actuarially sufficient to--
''(i) cover claims for losses on the
insurance; and
''(ii) establish a reasonable reserve
against unforeseen losses.
''(8) Levels of coverage in excess of 75 percent of
recorded or appraised average yield.--The Corporation may make
available to producers on a farm located in a growing area a
level of coverage in excess of 75 percent of the recorded or
appraised average yield, as adjusted, if the Corporation
determines that normal variations in yield in the growing area
have not resulted in the payment of claims for losses while the
level of coverage is limited to 75 percent.
''(9) Maximum level of coverage.--Except as provided in
paragraphs (6) through (8), the Corporation may not make
available to producers any level of coverage in excess of 75
percent of the recorded or appraised average yield, as
adjusted.
''(10) Projected market price option.--One of the price
elections offered shall approximate (but be not less than 90
percent of) the projected market price for the commodity
involved, as determined by the Board.
''(11) Uninsured losses.--Insurance provided under this
subsection shall not cover losses due to--
''(A) the neglect or malfeasance of the producer;
''(B) the failure of the producer to reseed to the
same crop in areas and under circumstances where it is
customary to so reseed; or
''(C) the failure of the producer to follow
established good farming practices.
''(12) Insurance risks.--The Board may limit or refuse
insurance in any county or area, or on any farm, on the basis
of the insurance risk involved.
''(13) Agricultural income in counties.--Insurance shall
not be provided on any agricultural commodity in any county in
which the Board determines that the income from the commodity
constitutes an unimportant part of the total agricultural
income of the county, except that insurance may be provided for
producers on farms situated in a local producing area bordering
on a county with a crop-insurance program.
''(14) Annual reports.--The Corporation shall report
annually to Congress the results of the operations of the
Corporation as to each commodity insured.
''(15) Project market price level.--Beginning with the 1992
crop year, the Corporation shall establish a price level for
each commodity on which insurance is offered that shall not be
less than the projected market price for the commodity, as
determined by the Board.
''(16) Price election.--Insurance coverage shall be made
available to a producer on the basis of any price election that
equals or is less than that established by the Board. The
coverage shall be quoted in terms of dollars per acre.''.

SEC. 3. LATE PLANTING COVERAGE.

Section 508 of the Federal Crop Insurance Act (7 U.S.C. 1508) is
amended by adding at the end the following new subsection:
''(n) Late Planting Coverage.--
''(1) In general.--Producers on a farm entering into a crop
insurance contract under this Act shall be offered late
planting coverage that would permit planting after the final
planting date for a commodity by up to 25 days for coverage
under the contract.
''(2) Reduction of coverage.--If the producers on a farm
purchase late planting coverage under paragraph (1), the yield
guarantee shall be reduced by--
''(A) 1 percent per day for each of the 1st through
10th days planting is delayed beyond the normal final
planting date;
''(B) 2 percent per day for each of the 11th
through 25th days planting is delayed beyond the normal
final planting date; and
''(C) such other amounts as can be demonstrated to
offset the additional insurer risk of providing the
coverage.
''(3) Presumption of coverage.--The producers on a farm
shall have late planting coverage as part of a basic policy of
insurance under this Act unless the producers notify the
Corporation that the producers waive late planting coverage.
''(4) Raises in premiums.--If the Corporation determines
that late planting coverage would raise premiums to such an
extent as to discourage participation in the program
established by this Act, the Corporation shall offer late
planting as a separate endorsement.''.

SEC. 4. PREVENTED PLANTING COVERAGE.

Section 508 of the Federal Crop Insurance Act (7 U.S.C. 1508) (as
amended by section 3 of this Act) is further amended by adding at the
end the following new subsection:
''(o) Prevented Planting Coverage.--
''(1) In general.--Producers on a farm entering into a crop
insurance contract under this Act shall have prevented planting
coverage as part of the basic policy of insurance under this
Act.
''(2) Coverage.--If the producers on a farm are prevented
from planting a crop of a covered commodity as the result of
excess moisture, drought, or other natural disaster, the
producers shall be eligible for coverage equal to 50 percent of
the guaranteed level of coverage for the crop.
''(3) Substitute crop.--The producers on a farm shall have
the option of planting a substitute crop, in lieu of an insured
crop, as part of the basic policy of insurance under this Act.
The value of the substitute crop shall offset the remaining
guaranteed level of coverage for the insured crop.
''(4) Presumption of coverage.--The producers on a farm
shall have prevented planting coverage as part of a basic
policy of insurance made available under this Act unless the
producers notify the Corporation that the producers waive
prevented planting coverage.
''(5) Raises in premiums.--If the Corporation determines
that prevented planting coverage would raise premiums to such
an extent as to discourage participation in the program
established by this Act, the Corporation shall offer prevented
planting as a separate endorsement.''.

SEC. 5. ELIMINATION OF PENALTY FOR DE MINIMIS YIELDS.

Section 508 of the Federal Crop Insurance Act (7 U.S.C. 1508) (as
amended by section 4 of this Act) is further amended by adding at the
end the following new subsection:
''(p) De Minimis Yields.--The Corporation shall, to the extent
practicable, establish a procedure under which a producer of an insured
crop that has suffered a disaster loss shall not have deducted from the
indemnity payment attributable to the loss any amount for actual
production of the crop if the estimated market value of the actual
production is less than the cost to the producer of harvesting the
production.''.

SEC. 6. YIELD AVERAGES.

Section 508A(b) of the Federal Crop Insurance Act (7 U.S.C.
1508a(b)) is amended by adding at the end the following new paragraph:
''(4) Yield averages.--
''(A) In general.--Yield coverage under this
section shall be based on the average of a producer's
actual proven crop yields for a commodity over no less
than 4 crop years and no more than 10 crop years, as
determined under this paragraph.
''(B) Establishing a minimum level of insurance
protection.--The Corporation shall establish a minimum
level of insurance protection for those covered
producers who have had reduced yields due to natural
disasters.
''(C) Use of transitional or actual yields.--
Transitional yield data may only be used to establish a
yield for the producers on a farm to the extent the
producers have not established actual production
history for the first 4 crop years the producers
operate the farm. After producers establish actual
production history for the first 4 crop years the
producers operate the farm, yield coverage under this
section shall be based only on the actual production
history for the commodity for the farm.
''(D) Use of yields for previous crop years.--In
the case of producers on a farm who operate a new
parcel of land, for crop insurance purposes, the
producers may elect to apply--
''(i) the previous yield history for the
land, if the Corporation determines the yield
data to be actuarially sound; or
''(ii) transitional yield data to the
parcel of land.
''(E) Nonstandard classification procedures.--The
Corporation shall make adjustments in the Nonstandard
Classification procedures established under subpart O
of part 400 of chapter IV of subtitle B of title 7,
Code of Federal Regulations, to account for producer
yield declines due to recurrent natural disasters.
''(F) Definition of transitional yield.--For
purposes of this paragraph, the term 'transitional
yield' means the countywide average used by the
Corporation to establish a yield for the producers on a
farm if there are no actual production records
available for the producers.''.
A:
Federal Crop Insurance Fairness Act - Amends the Federal Crop Insurance Act with respect to: (1) yield averages; (2) late planting coverage; (3) prevented planting coverage; and (4) de minimis yield penalties.