In effect, investors are using availability heuristic to make decisions and subsequently, may be obstructing their own investment success. An investors lingering perceptions of a dire market environment may be causing them to view investment opportunities through an overly negative lens, making it less appealing to consider taking on investment risk, no matter how small the returns on perceived "safe" investments. To illustrate, Franklin Templetons annual Global Investor Sentiment Survey 1 asked individuals how they believed the S&P 500 Index performed in 2009, 2010 and 2011. 66 percent of respondents stated that they believed the market was either flat or down in 2009, 48 percent said the same about 2010 and 53 percent also said the same about 2011. In reality, the S&P 500 saw 26.5 percent annual returns in 2009, 15.1 percent annual returns in 2010 and 2.1 percent annual returns in 2011, meaning lingering perceptions based on dramatic, painful events are impacting decision-making even when those events are over.

How many percent more of respondents said the market was flat in 2009 than in 2011?
A: 13

Q: In a defensive battle, neither team managed to score in the 1st quarter. In the second quarter, the only scores were a 44-yard field goal by Nick Folk for Dallas and a 24-yard field by Jeff Reed for Pittsburgh. The teams went into halftime tied at 3. In the 3rd, Tony Romo found Terrell Owens for a 12-yard touchdown pass that broke the tie. Then, a 33-yard field goal by Nick Folk sent the Cowboys into the 4th quarter with a 13-3 lead. Midway through the 4th, Jeff Reed connected on a 41-yard field goal to cut the Cowboys' lead to 13-6. Then, Ben Roethlisberger and Tight End Heath Miller hooked up for a 6-yard Steelers touchdown that tied the game at 13. On the ensuing Dallas possession, Tony Romo was intercepted by Deshea Townsend who returned it 25 yards for a touchdown, and Pittsburgh led 20-13. After the kickoff, the Cowboys failed to convert on a 4th-and-10 and the Steelers got the ball back. They were then able to run the clock out and seal the victory. With the Cowboys falling to 8-5, the New York Giants clinched the NFC East (despite losing to the Eagles).
How many points were scored by halftime?

A: 6

P: Trying to end a two-game skid, the Seahawks went home for a Week 16 fight with the San Diego Chargers. After a scoreless first quarter, the Chargers struck in the second quarter with QB Philip Rivers completing a 9-yard TD pass to WR Vincent Jackson for the only score of the period. In the third quarter, San Diego increased its lead with kicker Nate Kaeding nailing a 46-yard field goal. Fortunately, Seattle started to strike back with RB Shaun Alexander getting a 33-yard TD run. However, the Chargers answered back with Kaeding kicking a 40-yard field goal. In the fourth quarter, the Seahawks finally took the lead with Alexander getting a 9-yard TD run, along with kicker Josh Brown's 33-yard field goal. However, the Chargers wrapped up the game with Rivers and Jackson hooking up again on a 37-yard TD pass. With the loss, Seattle fell to 8-7.
Answer this: How many yards was the shortest touchdown pass?

A: 9

Problem: The Azov campaigns of 1695-96 , were two Russian military campaigns during the Russo-Turkish War of 1686-1700, led by Peter the Great and aimed at capturing the Turkish fortress of Azov , which had been blocking Russia's access to the Azov Sea and the Black Sea. Since the Crimean campaigns of 1687 and 1689 had failed because of the difficulty of moving a large army across the steppe, Peter decided to try a river approach.

How many bodies of water did Peter the Great aim to cut Russia off from?
Answer: 2

Q: Some economic historians have observed that Standard Oil was in the process of losing its monopoly at the time of its breakup in 1911. Although Standard had 90 percent of American refining capacity in 1880, by 1911 that had shrunk to between 60 and 65 percent, due to the expansion in capacity by competitors. Numerous regional competitors (such as Pure Oil in the East, Texaco and Gulf Oil in the Gulf Coast, Cities Service Company and Sun Oil in the Midcontinent, Union Oil in California, and Royal Dutch Shell overseas) had organized themselves into competitive vertically integrated oil companies, the industry structure pioneered years earlier by Standard itself. In addition, demand for petroleum products was increasing more rapidly than the ability of Standard to expand. The result was that although in 1911 Standard still controlled most production in the older regions of the Appalachian Basin (78 percent share, down from 92 percent in 1880), Lima-Indiana (90 percent, down from 95 percent in 1906), and the Illinois Basin (83 percent, down from 100 percent in 1906), its share was much lower in the rapidly expanding new regions that would dominate U.S. oil production in the 20th century. In 1911 Standard controlled only 44 percent of production in the Midcontinent, 29 percent in California, and 10 percent on the Gulf Coast.
in 1911, which areas did Standard still control more than 80 percent of the share?
A: Lima-Indiana

Trying to break a two-game losing streak, the Broncos went home for a Sunday Night fight with the Seattle Seahawks. This game would be notable for the NFL debut of QB Jay Cutler. In the first quarter, the Broncos struck first with kicker Jason Elam's 37-yard field goal for the only score of the period. In the second quarter, Denver's lead increased with Cutler's 7-yard TD pass to TE Stephen Alexander. However, the Seahawks got into game with DE Darryl Tapp's 25-yard interception return for a touchdown. After a scoreless third quarter, Seattle took control of the game with RB Shaun Alexander's 1-yard TD run, along with kicker Josh Brown's 44-yard and 23-yard field goal. The Broncos responded with a huge play, as Cutler completed a 71-yard TD pass to WR Brandon Marshall. However, Denver's defense couldn't hold off the Seahawks' response, as Brown nailed a 50-yard field goal, spoiling Cutler's debut. With their third-straight loss, the Broncos fell to 7-5.

How many points did Brown's field goals result into?
A:
9