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If your mom seems upset about something, and you are not sure what it is, then the best way to figure out what is going on and to help her feel better is to ask her what's wrong. Try talking to your mom when she is on her own and you have time to sit and talk. For example, you could try talking to your mom after dinner or over the weekend. You don't need to say anything fancy, just say something like, "I have noticed that you seem a little sad. What's wrong?" Your mom might have something really specific that she is worried about, which can give you an opportunity to offer your help. For example, if your mom tells you that she is stressed about getting the house cleaned up before your grandparents come to visit, then you could offer to help her clean up. Keep in mind that it is also possible that your mom is just feeling a little blue. This happens to lots of people and it is normal. However, if your mom continues to feel sad, then she might need to talk to her doctor about it. Hugs are great for cheering people up. The help to reduce stress and cause our bodies to release a hormone called oxytocin, which helps us to feel closer and more connected with other people. Try giving your mom a big hug to let her know that you care about her. Your mom might also feel better if you say something nice to comfort her. Some nice things that you can say to comfort your mom include: "I love you." "You are important to me." "I care about you." "You're not alone."

summary: Ask what is wrong. Offer to help. Give her a hug. Say something supportive.

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The phrase "zero coupon bond" applies to any bond that will not provide any coupon or interest payments during the life of the bond. As a result, the only payment you expect will be the payment of the face value of the bond when it reaches maturity. To find out, ask the broker who is selling the bonds whether the bond will be making coupon payments or not. Although the price of a zero coupon bond may seem obvious -- that it should be the face value -- the price actually takes into account a deduction for the time you must wait until maturity. For example, $1,000 to be paid in five years is not as valuable as $1,000 that you could have today. Therefore, even a zero coupon bond needs to have its price calculated. The par value is the face value amount of the bond, which you will expect to receive when the bond reaches maturity. The par value should be evident if the bond is being offered for sale. If you have any question, ask the broker who is selling the bonds what its par value is. This is the interest value that you are promised to receive when the bond reaches maturity. This value should be made evident if the bond is being offered for sale. For example, a bond may be offered upon the terms that it is a $1,000 face value and a 6% yield over five-years. Although you will not be receiving interest payments over the life of the bond, you need to use a theoretical number of payment periods to calculate its value over time. The most common payment schedule is semi-annually. So to compare with these, you would select a number that is equal to the life of your bond, multiplied by two. For example, if you are considering a bond that matures in five years, you would used a number of payment periods of 5x2, which is 10. The bond's yield is presented as an annual figure, but you will be calculating the bond value based on semi-annual payments. For that reason, you would divide the yield in half. If the bond has an advertised yield of 6%, use the value of 3% (or 0.03) for the calculation of the bond's value. This halving of the yield correlates with the number of theoretical payment periods. The formula for finding the current value of a bond with zero coupon payments is P=M(1+i)n{\displaystyle P={
rac {M}{(1+i)^{n}}}}. The variables in this calculation are the data that you should know about the bond: M{\displaystyle M}. This is the face value of the bond at maturity. For the example above, this is 1000. i{\displaystyle i}. This is the interest rate, adjusted for the calculation purpose. Therefore, if you calculating a 6% yield, at theoretical semi-annual payments, you would use a value of i=0.03. Be sure to rewrite the percentage figure as the correct decimal value. n{\displaystyle n}. This represents the number of theoretical payments for the calculation. It will be the number of payments per year times the life of the bond. For this example, n=10. Applying the basic order of operations to the formula, calculating the value of the bond is fairly straightforward. Perform the operations as follows: Calculate the base of the denominator by adding 1+i{\displaystyle 1+i}. In the given example, this will result in 1.03. Apply the exponent to the denominator only. The exponent of n=10{\displaystyle n=10} means that your base of 1.03 is to be multiplied by itself ten times. This will give the result of 1.34. (You can do this by multiplying 1.03x1.03x1.03 for ten times. Alternately, if you have an advanced calculator with a "^" button, you can just enter "1.03^10" to get the result.) Perform the division last. The final step is to divide the face value by the denominator you have calculated. This gives the result of 1000/1.34, which is 746.27. Expressed in monetary terms, this would be a value of $746.27. A bond that will be worth $1,000 in five years, with no interest payments along the way, is always sold at a discounted rate. In this case, the discount should be the calculated value of $746.27.

summary: Find out if you have a zero coupon bond. Determine the par value of the bond. Find out the bond's required yield. Calculate a theoretical number of payment periods. Adjust the bond's yield for the calculation. Use the calculation formula to find the current value of the bond. Calculate your bond value. Understand the meaning of the calculated value.

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Scoop out the loose soil on the site you tilled previously. The hole should be approximately the same depth as the nursery pot holding the plant. It's not a good idea to seat the root ball any deeper, as the soil around it needs to stay oxygenated. If necessary, measure the height of the nursery pot before digging the hole. The top of the root ball should be just about level with the uppermost layer of soil. Because of their intensive germination requirements, crepe myrtles headed for home gardens are almost always grown from saplings.
summary: Dig a hole roughly three times as wide as the root ball.