In this task, you will be shown a prompt from a judicial decision and multiple holding statements derived from citations following text in a legal decision. Holdings represent the governing legal rule when the law is applied to a particular set of facts. There are five answer choices for each citing text. The correct answer is the holding statement that corresponds to the citing text. You should write an incorrect option. Even though there exist multiple wrong answers, we only need a single wrong answer. There is a <HOLDING> token in the position of the citing text prompt where the holding statement was extracted.

Example Input: claims); see also Stewart, 104 N.M. at 748, 726 P.2d at 1378 ("An insurance policy is a contract and is generally governed by the law of contracts, and the rights and duties of the parties are to be determined by its terms." (internal quotation marks and citation omitted)). Thus, we held that 8.75% was the proper interest to be assessed on the contract damages. {40} Like the trial court in Teague-Strebeck, the trial court in our case awarded damages based on the insurance contract $100,000 in UM coverage. See 1999-NMCA-109, 63-64, 127 N.M. 603, 985 P.2d 1183 (observing that the plaintiff "was awarded the benefit of its bargain, the extent of insurance coverage promised by [the defendant's agent]"); cf. Ellis v. Cigna Prop. & Cas. Cos., 1999-NMSC-034, 1, 128 N.M. 54, 989 P.2d 429 (<HOLDING>). We therefore conclude that 8.75% is the
Holding statements: (A) holding that sixyear contract statute of limitations did not apply reasoning that an action to recover damages for personal injuries based on breach of warranty is only nominally based on contract (B) holding that this courts sixyear statute of limitations is jurisdictional (C) holding that sixyear statute of limitations in 65314 is applicable to violations of 7202 (D) recognizing a sixyear statute of limitations on claims filed under the coal act (E) holding that the sixyear statute of limitations on a written contract is applicable to a cause of action based on a um policy
Example Output: holding that sixyear contract statute of limitations did not apply reasoning that an action to recover damages for personal injuries based on breach of warranty is only nominally based on contract

Example Input: court's credibility determinations "unless the court credited testimony that was essentially unbelievable as a matter of law," United States v. Smith, 308 F.3d 726, 746 (7th Cir.2002). There is no clear error in the district court's decision to credit the presentence investigation report and Officer Morrissey's sworn testimony over the unsworn, hearsay statement of the defendant. See United States v. Torres-Ramirez, 213 F.3d 978, 980-81 (7th Cir.2000) ('When the sentence rests on testimony under oath ... it is enough that the judge believe the witness unless the testimony is illogical or contradicted by documents or other physical evidence, making it clearly erroneous to accept the witness's version of events."); United States v. Krankel, 164 F.3d 1046, 1054-55 (7th Cir.1998) (<HOLDING>). Campbell directs us to no inconsistencies in
Holding statements: (A) holding that if the government fails to object to the presentence report the district courts reliance on the report is reviewed for plain error (B) holding that where defendant did not offer any rebuttal evidence to refute presentence report district court was free to adopt facts in psi without further inquiry (C) holding that court may satisfy factual basis requirement by examining presentence report (D) holding that bald unsupported assertions by the defendant cannot refute presentence investigation report (E) holding that the information contained in a presentence report is reliable because it is based upon the presentence officers research of the records contact with relevant agencies and the gathering of information which is required to be included in a presentence report
Example Output: holding that if the government fails to object to the presentence report the district courts reliance on the report is reviewed for plain error

Example Input: to fair warning, Rogers v. Tennessee, 582 U.S. 451, 457-59, 121 S.Ct. 1693, 149 L.Ed.2d 697 (2001), such concerns are not present in the civil context. In the civil context, the "law applicable to a particular case does not turn on "whethe or Express, 181 F.3d 799, 806 (7th Cir.1999) (stating that "when a question of retroactivity is involved" the party claiming a due process violation must show that the provision in question is arbitrary and irrational). As discussed earlier, the Wisconsin Supreme Court explained in great detail in Collins why it adopted the risk contribution doctrine and in Thomas why it applied it in the lead paint context. Nothing about the court's reasoning is arbitrary and irrational. See generally United States v. Monsanto Co., 858 F.2d 160, 174 (4th Cir.1988) (<HOLDING>). Nor does application of the risk contribution
Holding statements: (A) holding change of law from apportionment of liability to sole liability of current insurer affected substantive rights of parties and could not be given retroactive effect (B) holding that the act is not retroactive (C) holding that the act is retroactive (D) holding that retroactive liability under comprehensive environmental response compensation and liability act of 1980 which allocates to the defendant the burden of disproving causation comports with due process (E) holding no liability existed under the circumstances
Example Output:
holding change of law from apportionment of liability to sole liability of current insurer affected substantive rights of parties and could not be given retroactive effect