Background: Muhammad Yunus (Bengali: muhaammd iunuus; born 28 June 1940) is a Bangladeshi social entrepreneur, banker, economist, and civil society leader who was awarded the Nobel Peace Prize for founding the Grameen Bank and pioneering the concepts of microcredit and microfinance. These loans are given to entrepreneurs too poor to qualify for traditional bank loans. In 2006, Yunus and the Grameen Bank were jointly awarded the Nobel Peace Prize "for their efforts through microcredit to create economic and social development from below". The Norwegian Nobel Committee said that "lasting peace cannot be achieved unless large population groups find ways in which to break out of poverty" and that "across cultures and civilizations, Yunus and Grameen Bank have shown that even the poorest of the poor can work to bring about their own development".
Context: After his graduation, Yunus joined the Bureau of Economics as a research assistant to the economics researches of Professor Nurul Islam and Rehman Sobhan. Later, he was appointed lecturer in economics in Chittagong College in 1961. During that time, he also set up a profitable packaging factory on the side. In 1965, he received a Fulbright scholarship to study in the United States. He obtained his PhD in economics from the Vanderbilt University Graduate Program in Economic Development (GPED) in 1971. From 1969 to 1972, Yunus was assistant professor of economics at Middle Tennessee State University in Murfreesboro. During the Bangladesh Liberation War in 1971, Yunus founded a citizen's committee and ran the Bangladesh Information Center, with other Bangladeshis in the United States, to raise support for liberation. He also published the Bangladesh Newsletter from his home in Nashville. After the War, he returned to Bangladesh and was appointed to the government's Planning Commission headed by Nurul Islam. However, he found the job boring and resigned to join Chittagong University as head of the Economics department. After observing the famine of 1974, he became involved in poverty reduction and established a rural economic program as a research project. In 1975, he developed a Nabajug (New Era) Tebhaga Khamar (three share farm) which the government adopted as the Packaged Input Programme. In order to make the project more effective, Yunus and his associates proposed the Gram Sarkar (the village government) programme. Introduced by president Ziaur Rahman in the late 1970s, the Government formed 40,392 village governments as a fourth layer of government in 2003. On 2 August 2005, in response to a petition by Bangladesh Legal Aids and Services Trust (BLAST) the High Court had declared village governments illegal and unconstitutional. His concept of microcredit for supporting innovators in multiple developing countries also inspired programs such as the Info lady Social Entrepreneurship Programme.
Question: What is the concept of microcredit?
Answer:

Background: Crowded House are a rock band formed in Melbourne, Australia, in 1985. The founding members were New Zealander Neil Finn (vocalist, guitarist, primary songwriter) and Australians Paul Hester (drums) and Nick Seymour (bass). Later band members included Neil Finn's brother, Tim Finn, and Americans Mark Hart and Matt Sherrod. Originally active from 1985 to 1996, the band had consistent commercial and critical success in Australia and New Zealand and international chart success in two phases, beginning with their self-titled debut album, which reached number twelve on the US Album Chart in 1987 and provided the Top Ten hits
Context: Crowded House were midway through a US tour when Paul Hester quit the band on 15 April 1994. He flew home to Melbourne to await the birth of his first child and indicated that he required more time with his family. Wally Ingram, drummer for support act Sheryl Crow, temporarily filled in until a replacement, Peter Jones (ex-Harem Scarem, Vince Jones, Kate Ceberano's Septet) was found. After the tour, the Finn Brothers released their album Finn in November 1995. In June 1996, at a press conference to announce the release of their greatest hits album Recurring Dream, Neil revealed that Crowded House were to disband. The June 1996 concerts in Europe and Canada were to be their final performances. Recurring Dream contained four songs from each of the band's studio albums, along with three new songs. The album debuted at number one in Australia, New Zealand and the UK in July 1996. Early copies included a bonus CD of live material. The album's three new songs, which were released as singles, were "Instinct", "Not the Girl You Think You Are" and "Everything Is Good for You", which featured backing vocals from Pearl Jam's Eddie Vedder. Paul Hester returned to the band to play drums on the three new tracks. Worried that their goodbye had been too low-key and had disregarded their home fans, the band performed the Farewell to the World concert on the steps of the Sydney Opera House on 24 November 1996, which raised funds for the Sydney Children's Hospital. The concert featured the line-up of Neil Finn, Nick Seymour, Mark Hart and Paul Hester. Tim Finn and Peter Jones both made guest appearances. Support bands on the day were Custard, Powderfinger and You Am I. The concert had one of the highest live audiences in Australian history with the crowd being estimated at between 120,000 and 250,000 people. Farewell to the World was released on VHS in December 1996. In 2007, a double CD and a DVD were issued as to commemorate the concert's tenth anniversary. The DVD featured newly recorded audio commentary by Finn, Hart and Seymour and other new bonus material.
Question: What did he say at the press conference?
Answer:
Crowded House were to disband. The June 1996 concerts in Europe and Canada were to be their final performances.