Problem: Please answer a question about the following article about Financial crisis of 2007%E2%80%9308:
IndyMac reported that during April 2008, Moody's and Standard & Poor's downgraded the ratings on a significant number of Mortgage-backed security (MBS) bonds including $160 million of those issued by IndyMac and which the bank retained in its MBS portfolio. IndyMac concluded that these downgrades would have negatively impacted the Company's risk-based capital ratio as of June 30, 2008. Had these lowered ratings been in effect at March 31, 2008, IndyMac concluded that the bank's capital ratio would have been 9.27% total risk-based. IndyMac warned that if its regulators found its capital position to have fallen below "well capitalized" (minimum 10% risk-based capital ratio) to "adequately capitalized" (810% risk-based capital ratio) the bank might no longer be able to use brokered deposits as a source of funds.
What was one of the agencies that downgraded a significant number of IndyMac's MBS bonds in April 2008?
A: Moody's
Problem: Please answer a question about the following article about Dwight D. Eisenhower:
Historians have concluded that this assignment provided valuable preparation for handling the challenging personalities of Winston Churchill, George S. Patton, George Marshall, and General Montgomery during World War II. Eisenhower later emphasized that too much had been made of the disagreements with MacArthur, and that a positive relationship endured. While in Manila, Mamie suffered a life-threatening stomach ailment but recovered fully. Eisenhower was promoted to the rank of permanent lieutenant colonel in 1936. He also learned to fly, making a solo flight over the Philippines in 1937 and obtained his private pilot's license in 1939 at Fort Lewis. Also around this time, he was offered a post by the Philippine Commonwealth Government, namely by then Philippine President Manuel L. Quezon on recommendations by MacArthur, to become the chief of police of a new capital being planned, now named Quezon City, but he declined the offer.
What rank was Eisenhower promoted to in 1936?
A: lieutenant colonel
Problem: Please answer a question about the following article about Circadian rhythm:
For temperature studies, subjects must remain awake but calm and semi-reclined in near darkness while their rectal temperatures are taken continuously. Though variation is great among normal chronotypes, the average human adult's temperature reaches its minimum at about 05:00 (5 a.m.), about two hours before habitual wake time. Baehr et al. found that, in young adults, the daily body temperature minimum occurred at about 04:00 (4 a.m.) for morning types but at about 06:00 (6 a.m.) for evening types. This minimum occurred at approximately the middle of the eight hour sleep period for morning types, but closer to waking in evening types.
What is the time of lowest temperature for evening type young adults?
A: 06:00
Problem: Please answer a question about the following article about Tuvalu:
For less than a year between 186263, Peruvian ships, engaged in what became to be called the "blackbirding" trade, combed the smaller islands of Polynesia from Easter Island in the eastern Pacific to Tuvalu and the southern atolls of the Gilbert Islands (now Kiribati), seeking recruits to fill the extreme labour shortage in Peru. While some islanders were voluntary recruits the "blackbirders" were notorious for enticing islanders on to ships with tricks, such as pretending to be Christian missionaries, as well as kidnapping islanders at gun point. The Rev. A. W. Murray, the earliest European missionary in Tuvalu, reported that in 1863 about 170 people were taken from Funafuti and about 250 were taken from Nukulaelae, as there were fewer than 100 of the 300 recorded in 1861 as living on Nukulaelae.
By what means did Blackbirders often get islanders aboard their ships?
A:
tricks