Summarize the following:
A bike must be the correct size for the rider, or they will have difficulties learning how to ride. Tell the rider to sit on the bike and put their feet on the ground. You can lower the seat, if necessary. If the seat is as low as it can go and their feet still don't touch the ground, they need a smaller bike. The rider should also be able to comfortably reach the handlebars and brake levers. Though this may seem counterintuitive, removing the pedals will help the rider find their balance by gliding. Use a wrench to remove the pedals on either side of the bike. Put the pedals and hardware in a safe spot where they won't get lost. To help the rider feel comfortable on the bike, they'll need to practice getting on and off of it. Tell the rider to apply the brakes when getting on and off the bike to minimize rolling or wobbling. To get on the bike, the rider should lean the bike toward them and swing their leg over the saddle. To get off the bike, the rider should lean the bike to one side and swing their opposite leg over the saddle. Tell the rider to practice this 10 times, or until they feel comfortable. A rider who is comfortable using the brakes will have more confidence when learning to ride. Have the rider push their bike as they walk alongside it and practice using the brakes. Tell the rider to apply even pressure to both brake levers. Once they feel comfortable using the brakes, they can move on to gliding. The rider should sit on the bike with their feet on the ground. Instruct the rider to push the bike using their feet and practice gliding. As they scoot along, they'll learn what it feels like and what it takes to balance on 2 wheels. They can roll down a slight slope to help them gain momentum and balance. Have the rider keep practicing until they can push off and glide along without putting their feet down to correct their balance. Now that the rider has familiarized themselves with the bike and gotten used to gliding, they are ready to pedal. Use a wrench to replace the bike pedals. Ensure they are secure and that the rider can comfortably reach them while sitting on the bike. Adjust the height of the saddle using an Allen wrench, if necessary.

summary: Adjust the bike seat so the rider can put their feet on the ground. Remove the pedals from the bike so the rider can learn to balance. Instruct the rider to practice getting on and off the bike. Have the rider push the bike while walking beside it and practice braking. Tell the rider to practice gliding on the bike. Replace the pedals and adjust the seat, if necessary.

Summarize the following:
This ratio is a ratio of your debt compared to your income, so you would divide the amount of debt you have by the amount of income you have. The amount of monthly debt you have should be smaller than the amount of monthly income you have. Example: If your monthly debt is $1300 and your monthly income is $3450, then: 1300 / 3450 = 0.3768 Multiply the decimal answer you get in your initial calculations by 100 to come up with a ratio percentage. This is the figure you will use for all practical purposes. Example: 0.3768 * 100 = 38%

summary: Divide your monthly debt by your monthly income. Turn this number into a percentage.

Summarize the following:
Since television stations are giving you free airtime, do not automatically expect to get a slot at your first choice. Television spots are competitive so it helps if you know someone at the station who can vouch for you. Some television stations have PSA directors who are responsible for placing PSA films. Check to see if your choice station has a person like that. Consider the audience of the station. Is it the same audience you are trying to reach with your PSA? Do not just send the file of your PSA film to stations. Reach out to them by phone and introduce yourself first. Tell them what your goals with the film are and ask who you should be speaking with. If they show initial interest, ask to meet with someone in person. They might ask you to send a copy of your PSA film. Make sure you know what file format they want the film in. Meet with someone at the station (or talk with them over the phone) and give them a one or two minute pitch about your PSA film's goals and call-to-action. Tell them why your PSA is relevant to their station's audience. For example, if your PSA is healthcare related, reach out to a local healthcare agency before they host or sponsor a community event and ask if your organization can attend. Show your PSA film at the event. In return, you can mention their name somewhere in your booth or on the film. When your PSA film airs, send thank-you letters to everyone involved. Send them to key staff at the station aired your film, as well as anyone who aided in getting your PSA out to the public.
summary: Decide where you want to air your PSA. Reach out to television stations. Pitch your PSA film. Get your film to be part of a community event. Send thank-you letters.