Please add spaces between words: Thisapplieswhethertheearningsorincomeexamplesaremonetaryinnatureorpertaintoadvertisingcreditswhichmaybeearned(whethersuchcreditsareconvertibletocashornot).
This applies whether the earnings or income examples are monetary in nature or pertain to advertising credits which may be earned (whether such credits are convertible to cash or not).