INPUT ARTICLE: Article: For this mobile you will need silk flowers, thick ribbon, straight pins, and a straw or styrofoam wreath. A 12 inch wreath will be a good size, and you'll need several bouquets of flowers. Start by attaching the ribbon to the inside of your wreath with two straight pins (push the pins into the wreath). Then, wrap your wreath in the ribbon until it is fully covered. If you have lots of ribbon to spare you may want to wrap it tightly so that the ribbon continually overlaps. This will prevent your wreath from showing through. Then, secure the end of the ribbon inside your wreath with two more straight pins. It's easier to wrap your wreath if you leave the packaging on. Styrofoam wreaths don't always have packaging, but straw wreaths generally do. This will keep the straw from falling out of the wreath. Take your flowers and cut off any excess leaves, stems, or parts of the flower that you don't like. The flowers will need to be relatively flat, and you want each bloom to be an individual, meaning you don't want to leave the flowers connected to one another. You can use different colored flowers here, but one flower would look pretty as well. Hold your wreath and place each flower on the outside of the wreath, securing it with pins. Make sure you place the pin as far inside the flower as you can so it doesn't show. Cover the entire wreath with flowers. You can use glue here instead to attach your flowers, but pinning is easier and will provide a more secure hold for the flower. You don't want to place the flower on the wreath as if you were hanging it from a door. Instead, imagine your wreath is flat on the ground. You want to place your flowers on the side of the wreath, that is more perpendicular to the ground, rather than the top of the wreath that is parallel with your ground. Place your flowers around the wreath as if you are creating a crown. Take two ribbons and attach them to the wreath as you did in the previous section, on the 12, 3, 6, and 9 points of a clock. Because your mobile doesn't have anything hanging from it, your ribbons will need to be much longer. Cut your ribbons four to five feet each so that when you hang them the mobile will hang down about two to two and a half feet from the ceiling. It may be better to start off with longer ribbon, because you can always cut it if it's too long. If you cut your ribbon too short, you will have to cut another length of ribbon to make it longer. Hang the ribbons from a hook attached to your ceiling and position your mobile so that the wreath is parallel with the ceiling. If you find it is too long you can always trim the ribbon and reattach it to your wreath. This wreath is a simple, yet elegant mobile. You can make it more exciting by adding different types of flowers, or you can keep it elegant by using a white or off white flower with a solid color ribbon.

SUMMARY: Visit a craft store for your supplies. Wrap the wreath in ribbon. Cut your flowers. Pin your flowers to the wreath. Attach ribbons to the wreath. Position and hang your mobile.

INPUT ARTICLE: Article: If you happen to focus on a floater, try moving your eye up and down or side to side. The movement of the eye can shift the floater and provide relief. If you have floaters that frequently disrupt your vision, new floaters that suddenly appear, or just have questions about them, talk to your ophthalmologist or physician. These professionals can help you determine if your floaters require medical intervention, based on your symptoms. Although most eye floaters can be chalked up to a normal part of the aging process and treatment for eye floaters is not always needed, some rare cases require targeted medical intervention. Have your eyes checked by an optometrist or ophthalmologist at least once every two years or more often if you have certain medical conditions (like diabetes). Although floaters may be annoying, they usually don't interfere with your vision so much that you can't perform daily tasks. Normally, your brain learns to ignore floaters and adapts your vision accordingly. Nearsighted people or those with previous eye injury or certain conditions such as diabetes are more likely to experience floaters, or to experience them more frequently. You may have floaters for years, and they may fade in time. If you notice new ones, however, contact your ophthalmologist for an examination.

SUMMARY: Shift your eye. Talk to your doctor about floaters. Do nothing at all.

INPUT ARTICLE: Article: You will be stringing a piece of wire through each shoe, and using the wire to hang the shoes to dry in between coats of bronze. Try using a box cutter, knife, or drill to make the hole. Make sure you exercise caution while cutting the hole, and avoid accidentally cutting yourself. Begin by creating a wire loop for each shoe. Take some sturdy, yet flexible wire and string it through the hole in the sole of the shoe. Then twist the wire to create a closed loop that is large enough to use for hanging the shoe. Repeat the process for both shoes. Position the shoes so the laces and tongues are arranged precisely how you want them to be for bronzing. Make sure you tie the shoelaces. Finally, adjust the tongue of each shoe so that it is touching both sides of the shoe. Try using a little bit of rubber cement or super glue to lock the laces and/or tongue into the desired position.

SUMMARY: Make a hole in the sole of each shoe. String wire through the hole. Arrange the shoes.

INPUT ARTICLE: Article: Occasionally, gift card companies may try to charge you a fee for failing to use your card within a year. Federal law prohibits these types of charges. You cannot be charged an inactivity fee until after you have not used the card for a year and the card cannot expire for at least five years. You should also check your state laws regarding gift card fees and expiration dates as some states have banned these practices. You can review state and federal law regarding gift cards at: http://www.ncsl.org/research/financial-services-and-commerce/gift-cards-and-certificates-statutes-and-legis.aspx People are increasingly making large purchases over the internet. There are a number of things you can do to protect against fraud and consumer rights violations. One of the most important things that you should do is use a credit card when making online purchases. Credit card companies are responsible for fraudulent purchases over $50, whereas a debit card does not offer the same protection. Before making an online purchase, you should read the website's security policy and how it handles disputed charges. Some websites, such as eBay, offer customers a money back guarantee is a seller is unable to resolve an issue with your transaction. Whenever an Amazon account holder goes to purchase an item, the website automatically shift the person's account to an encrypted server to protect his or her payment information. Amazon also allows you to dispute any unauthorized charges through Amazon directly with the company. If you make a purchase that you regret or felt pressured into, under federal law consumers have the right to cancel the purchase by midnight of the 3rd business day after the sale. Your purchase must be for $25 or more in order for the cooling off rule to apply. While federal and state laws place requirements on retailers regarding refunds, one of the best ways to protect your consumer rights is to ask a retailer to explain their return and refund policy before you make a purchase. It is more likely that a large retail operation will have posted their refund policies, however smaller retail operations or individuals may not. In addition to asking a retailer to explain their policy, you should review your state's laws regarding refunds. You can find a summary of state refund laws at: http://consumer.findlaw.com/consumer-transactions/customer-returns-and-refund-laws-by-state.html.

SUMMARY:
Challenge fees charged by gift cards. Use a credit card when making online purchases. Use the "cooling-off" rule. Ask a retailer to explain their return policy.