In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

Let me give you an example: SECTION 1. LIABILITY OF BUSINESS ENTITIES PROVIDING USE OF FACILITIES
TO NONPROFIT ORGANIZATIONS.

(a) Definitions.--In this section:
(1) Business entity.--The term ''business entity'' means a
firm, corporation, association, partnership, consortium, joint
venture, or other form of enterprise.
(2) Facility.--The term ''facility'' means any real
property, including any building, improvement, or appurtenance.
(3) Gross negligence.--The term ''gross negligence'' means
voluntary and conscious conduct by a person with knowledge (at
the time of the conduct) that the conduct is likely to be
harmful to the health or well-being of another person.
(4) Intentional misconduct.--The term ''intentional
misconduct'' means conduct by a person with knowledge (at the
time of the conduct) that the conduct is harmful to the health
or well-being of another person.
(5) Nonprofit organization.--The term ''nonprofit
organization'' means--
(A) any organization described in section 501(c)(3)
of the Internal Revenue Code of 1986 and exempt from
tax under section 501(a) of such Code; or
(B) any not-for-profit organization organized and
conducted for public benefit and operated primarily for
charitable, civic, educational, religious, welfare, or
health purposes.
(6) State.--The term ''State'' means each of the several
States, the District of Columbia, the Commonwealth of Puerto
Rico, the Virgin Islands, Guam, American Samoa, the Northern
Mariana Islands, any other territory or possession of the
United States, or any political subdivision of any such State,
territory, or possession.
(b) Limitation on Liability.--
(1) In general.--Subject to subsection (c), a business
entity shall not be subject to civil liability relating to any
injury or death occurring at a facility of the business entity
in connection with a use of such facility by a nonprofit
organization if--
(A) the use occurs outside of the scope of business
of the business entity;
(B) such injury or death occurs during a period
that such facility is used by the nonprofit
organization; and
(C) the business entity authorized the use of such
facility by the nonprofit organization.
(2) Application.--This subsection shall apply--
(A) with respect to civil liability under Federal
and State law; and
(B) regardless of whether a nonprofit organization
pays for the use of a facility.
(c) Exception for Liability.--Subsection (b) shall not apply to an
injury or death that results from an act or omission of a business
entity that constitutes gross negligence or intentional misconduct,
including any misconduct that--
(1) constitutes a crime of violence (as that term is
defined in section 16 of title 18, United States Code) or act
of international terrorism (as that term is defined in section
2331 of title 18) for which the defendant has been convicted in
any court;
(2) constitutes a hate crime (as that term is used in the
Hate Crime Statistics Act (28 U.S.C. 534 note));
(3) involves a sexual offense, as defined by applicable
State law, for which the defendant has been convicted in any
court; or
(4) involves misconduct for which the defendant has been
found to have violated a Federal or State civil rights law.
(d) Superseding Provision.--
(1) In general.--Subject to paragraph (2) and subsection
(e), this Act preempts the laws of any State to the extent that
such laws are inconsistent with this Act, except that this Act
shall not preempt any State law that provides additional
protection from liability for a business entity for an injury
or death with respect to which conditions under subparagraphs
(A) through (C) of subsection (b)(1) apply.
(2) Limitation.--Nothing in this Act shall be construed to
supersede any Federal or State health or safety law.
(e) Election of State Regarding Nonapplicability.--This Act shall
not apply to any civil action in a State court against a business
entity in which all parties are citizens of the State if such State
enacts a statute--
(1) citing the authority of this subsection;
(2) declaring the election of such State that this Act
shall not apply to such civil action in the State; and
(3) containing no other provision.
The answer to this example can be: Shields a business entity from civil liability relating to any injury or death occurring at a facility of that entity in connection with a use of such facility by a nonprofit organization if: (1) the use occurs outside the scope of business of the business entity; (2) such injury or death occurs during a period that such facility is used by such organization; and (3) the business entity authorized the use of such facility by the organization.
Makes this Act inapplicable to an injury or death that results from an act or omission of a business entity that constitutes gross negligence or intentional misconduct, including misconduct that: (1) constitutes a hate crime or a crime of violence or act of international terrorism for which the defendant has been convicted in any court; or (2) involves a sexual offense for which the defendant has been convicted in any court or misconduct for which the defendant has been found to have violated a Federal or State civil rights law.
Preempts State laws to the extent that such laws are inconsistent with this Act, except State law that provides additional protection from liability. Specifies that this Act shall not be construed to supersede any Federal or State health or safety law.
Makes this Act inapplicable to any civil action in a State court against a business entity in which all parties are citizens of the State if such State, citing this Act's authority and containing no other provision, enacts a statute declaring the State's election that this Act shall not apply to such action in the State.
Here is why: This Bill focuses on shielding business entities from civil liability relating to an injury or death depending on the conditions of injury, hence the generated summary is correct.

OK. solve this:
SECTION 1. SHORT TITLE.

This Act may be cited as the ''Health Benefits Claims Prompt
Payment Act of 2002''.

SEC. 2. PROMPT PAYMENT OF CLAIMS.

(a) Group Health Plans.--
(1) Public health service act amendments.--Subpart 2 of
part A of title XXVII of the Public Health Service Act is
amended by adding at the end the following new section:

''SEC. 2707. PROMPT PAYMENT OF CLAIMS.

''(a) In General.--A group health plan, and a health insurance
issuer offering health insurance coverage in connection with a group
health plan, shall provide for prompt payment of claims submitted for
health care services or supplies furnished to a participant,
beneficiary, or enrollee with respect to benefits covered by the plan
or issuer, in a manner that is no less protective than the provisions
referred to in subsection (b).
''(b) Provisions.--The provisions referred to in this subsection
are the provisions of section 1842(c)(2) of the Social Security Act (42
U.S.C. 1395u(c)(2)), as modified as follows:
''(1) Alternative interest rate.--Instead of applying the
interest rate calculated under section 3902(a) of title 31,
United States Code, the interest rate shall be 1 percent of the
payment amount due plus, in the case of payments not made
within 25 days of the due date, an additional 1 percent
interest due for every month the payment is past due.
''(2) Coverage of 100 percent of claims.--The reference in
such section 1842(c)(2) to 'not less than 95 percent of all
claims submitted under this part' shall be deemed to be a
reference to '100 percent of all claims submitted under the
plan or coverage involved'.
''(c) Permitting Additional Penalties.--State Insurance
Commissioners may establish and impose monetary penalties or other
penalties for failure by a group health plan, and a health insurance
issuer offering health insurance coverage in connection with a group
health plan, to comply with the provisions referred to in subsection
(b).''.
(2) ERISA amendments.--(A) Subpart B of part 7 of subtitle
B of title I of the Employee Retirement Income Security Act of
1974 is amended by adding at the end the following new section:

''SEC. 714. PROMPT PAYMENT OF CLAIMS.

''(a) In General.--A group health plan, and a health insurance
issuer offering health insurance coverage in connection with a group
health plan, shall provide for prompt payment of claims submitted for
health care services or supplies furnished to a participant or
beneficiary with respect to benefits covered by the plan or issuer, in
a manner that is no less protective than the provisions referred to in
subsection (b).
''(b) Provisions.--The provisions referred to in this subsection
are the provisions of section 1842(c)(2) of the Social Security Act (42
U.S.C. 1395u(c)(2)), as modified as follows:
''(1) Alternative interest rate.--Instead of applying the
interest rate calculated under section 3902(a) of title 31,
United States Code, the interest rate shall be 1 percent of the
payment amount due plus, in the case of payments not made
within 25 days of the due date, an additional 1 percent
interest due for every month the payment is past due.
''(2) Coverage of 100 percent of claims.--The reference in
such section 1842(c)(2) to 'not less than 95 percent of all
claims submitted under this part' shall be deemed to be a
reference to '100 percent of all claims submitted under the
plan or coverage involved'.
''(c) Permitting Additional Penalties.--State Insurance
Commissioners may establish and impose monetary penalties or other
penalties for failure by a group health plan, and a health insurance
issuer offering health insurance coverage in connection with a group
health plan, to comply with the provisions referred to in subsection
(b).''.
(B) The table of contents in section 1 of such Act is
amended by inserting after the item relating to section 713 the
following new item:

''Sec. 714. Prompt payment of claims.''.
(3) Internal revenue code amendments.--
(A) In general.--Subchapter B of chapter 100 of the
Internal Revenue Code of 1986 is amended--
(i) in the table of sections, by inserting
after the item relating to section 9812 the
following new item:

''Sec. 9813. Prompt payment of claims.'';
and
(ii) by inserting after section 9812 the
following:

''SEC. 9813. PROMPT PAYMENT OF CLAIMS.

''(a) A group health plan shall provide for prompt payment of
claims submitted for health care services or supplies furnished to a
participant or beneficiary with respect to benefits covered by the
plan, in a manner that is no less protective than the provisions
referred to in subsection (b).
''(b) Provisions.--The provisions referred to in this subsection
are the provisions of section 1842(c)(2) of the Social Security Act (42
U.S.C. 1395u(c)(2)), as modified as follows:
''(1) Alternative interest rate.--Instead of applying the
interest rate calculated under section 3902(a) of title 31,
United States Code, the interest rate shall be 1 percent of the
payment amount due plus, in the case of payments not made
within 25 days of the due date, an additional 1 percent
interest due for every month the payment is past due.
''(2) Coverage of 100 percent of claims.--The reference in
such section 1842(c)(2) to 'not less than 95 percent of all
claims submitted under this part' shall be deemed to be a
reference to '100 percent of all claims submitted under the
plan involved'.
''(c) Permitting Additional Penalties.--State Insurance
Commissioners may establish and impose monetary penalties or other
penalties for failure by a group health plan to comply with the
provisions referred to in subsection (b).''.
(b) Individual Health Insurance.--Part B of title XXVII of the
Public Health Service Act is amended by inserting after section 2752
the following new section:

''SEC. 2753. PROMPT PAYMENT OF CLAIMS.

''The provisions of section 2707 shall apply to health insurance
coverage offered by a health insurance issuer in the individual market
in the same manner as they apply to health insurance coverage offered
by a health insurance issuer in connection with a group health plan in
the small or large group market.''.
(c) Protection of States' Rights.--Any issue relating to prompt
payment for health care services or supplies that is not governed by
any provision of law as amended by this section shall be governed by
otherwise applicable State or Federal law. This section (and the
provisions amended by this section) does not preempt or supercede any
law that imposes shorter time frames for payment, greater penalties for
non-payment, and, in general, provides greater assurances that group
health plans and health insurance issuers provide for prompt payment of
claims submitted for health care services or supplies furnished to a
participant, beneficiary, or enrollee with respect to benefits covered
by the plan or issuer.
(d) Effective Dates.--
(1) Group health plans and group health insurance
coverage.--The amendments made by subsection (a) apply with
respect to group health plans for plan years beginning on or
after January 1, 2003.
(2) Individual health insurance coverage.--The amendment
made by subsection (b) apply with respect to health insurance
coverage offered, sold, issued, renewed, in effect, or operated
in the individual market on or after such date.
Answer:
Health Benefits Claims Prompt Payment Act of 2002 - Amends the Employee Retirement Income Security Act of 1974, the Internal Revenue Code, and the Public Health Service Act to require that group and individual health insurance coverage and group health plans provide for prompt payment for health benefits claims.