In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

Input: Consider Input: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Section Commission to Advise on
Reforming Elections Act''.

SEC. 2. ESTABLISHMENT OF SELECT COMMISSION TO ADVISE ON REFORMING
ELECTIONS.

There is established a commission to be known as the ''Select
Commission to Advise on Reforming Elections'' (referred to in this Act
as the ''Commission''). The purposes of the Commission are to study the
laws relating to the financing of campaigns for elections for Federal
office and to report and recommend legislation to reform those laws.

SEC. 3. MEMBERSHIP OF COMMISSION.

(a) Appointment.--The Commission shall be composed of 12 members
appointed not later than 60 days after the date of the enactment of
this Act by the President, of whom--
(1) Three members shall be appointed from among a list of
nominees submitted by the majority leader of the House of
Representatives;
(2) Three members shall be appointed from among a list of
nominees submitted by the majority leader of the Senate;
(3) Two members shall be appointed from among a list of
nominees submitted by the minority leader of the House of
Representatives;
(4) Two members shall be appointed from among a list of
nominees submitted by the minority leader of the Senate; and
(5) Two members shall be appointed from individuals meeting
such criteria as the President may apply.
(b) Chair.--The members of the Commission shall select two members
to serve as co-chairs of the Commission.
(c) Terms.--The members of the Commission shall serve for the life
of the Commission.
(d) Vacancies.--A vacancy in the Commission shall be filled in the
manner in which the original appointment was made.

SEC. 4. POWERS OF COMMISSION.

(a) Hearings.--The Commission may, for the purpose of carrying out
this Act, hold hearings, sit and act at times and places, take
testimony, and receive evidence as the Commission considers
appropriate.
(b) Quorum.--Five members of the Commission shall constitute a
quorum, but a lesser number may hold hearings.

SEC. 5. ADMINISTRATIVE PROVISIONS.

(a) Pay and Travel Expenses of Members.--(1) Each member of the
Commission, other than the co-chairs, shall be paid at a rate equal to
the daily equivalent of the annual rate of basic pay payable for level
IV of the Executive Schedule under section 5315 of title 5, United
States Code, for each day (including travel time) during which the
member is engaged in the actual performance of duties vested in the
Commission. Each co-chair shall be paid for each day referred to in the
preceding sentence at a rate equal to the daily equivalent of the
annual rate of basic pay payable for level III of the Executive
Schedule under section 5314 of title 5, United States Code.
(2) Members of the Commission shall receive travel expenses,
including per diem in lieu of subsistence, in accordance with sections
5702 and 5703 of title 5, United States Code.
(b) Staff Director.--The Commission shall, without regard to
section 5311(b) of title 5, United States Code, appoint a staff
director, who shall be paid at the rate of basic pay payable for level
IV of the Executive Schedule under section 5315 of title 5, United
States Code.
(c) Staff of Commission; Services.--
(1) In general.--Subject to such rules as may be adopted by
the Commission, the staff director of the Commission, without
regard to the provisions of title 5, United States Code,
governing appointments in the competitive service and without
regard to the provisions of chapter 51 and subchapter III of
chapter 53 of that title relating to classifications and
General Schedule pay rates, and subject to the approval of the
Commission, may appoint such personnel as the staff director considers
necessary, except that an individual so appointed may not receive pay
in excess of the maximum annual rate of basic pay payable for grade GS-
15 of the General Schedule under section 5332 of title 5, United States
Code.
(2) Temporary and intermittent services.--Subject to the
approval of the Commission, the staff director of the
Commission may procure temporary and intermittent services to
the same extent as is authorized by section 3109(b) of title 5,
United States Code.

SEC. 6. REPORT AND RECOMMENDATIONS FOR CHANGES IN LAW.

(a) Report.--Not later than 180 days after the appointment of its
members, the Commission shall submit to the President, the Speaker and
minority leader of the House of Representatives, and the majority and
minority leaders of the Senate a report of the activities of the
Commission.
(b) Recommendations for Changes in Campaign Finance Laws.--
(1) In general.--Subject to paragraph (2), the Commission
shall submit to the President, the Speaker and minority leader
of the House of Representatives, and the majority and minority
leaders of the Senate any recommendations for changes in the
laws (including regulations) governing the conducting and
financing of Federal campaigns (including any changes in the
rules of the Senate or the House of Representatives) to which
seven or more members of the Commission may agree--
(A) by including such recommendations in the report
submitted under subsection (a); or
(B) with the approval of a majority of its members,
by submitting a supplemental report containing such
recommendations not later than 180 days after
submitting the report under subsection (a).
(2) Final deadline.--The Commission may not submit
recommendations under this subsection after July 15, 1998.
(c) Dissenting Views.--The Commission shall include in the report
submitted under subsection (a) and in any recommendations submitted
under subsection (b) any dissenting or minority views of its members,
including recommendations for changes in law which were proposed by any
member and to which seven or more members did not agree.

SEC. 7. EXPEDITED CONGRESSIONAL CONSIDERATION OF LEGISLATION
IMPLEMENTING RECOMMENDATIONS.

(a) Preparation of Legislation.--If the Commission submits any
recommendation for changes in the laws under section 6(b), those
members concurring in the recommendation shall include with the
recommendation legislation to implement the recommendation.
(b) Expedited Congressional Consideration of Legislation.--
(1) In general.--If any legislation is introduced the
substance of which implements a recommendation of the
Commission submitted under section 6(b), subject to paragraph
(2), the provisions of section 2908 (other than subsection (a))
of the Defense Base Closure and Realignment Act of 1990 shall
apply to the consideration of the legislation in the same
manner as such provisions apply to a joint resolution described
in section 2908(a) of such Act.
(2) Special rules.--For purposes of applying paragraph (1)
with respect to such provisions, the following rules shall
apply:
(A) Any reference to the Committee on Armed
Services of the House of Representatives shall be
deemed a reference to the Committee on House Oversight
of the House of Representatives and any reference to
the Committee on Armed Services of the Senate shall be
deemed a reference to the Committee on Rules and
Administration of the Senate.
(B) Any reference to the date on which the
President transmits a report shall be deemed a
reference to the date on which the recommendation
involved is submitted under section 6(b).

SEC. 8. TERMINATION.

The Commission shall cease to exist 90 days after the later of--
(1) the date of the submission of its report under section
6(a); or
(2) the date of the submission of its recommendations under
section 6(b).

Output: Select Commission to Advise on Reforming Elections Act - Establishes the Select Commission to Advise on Reforming Elections to study the laws relating to the financing of campaigns for Federal elections and to report and recommend legislation to reform those laws.
(Sec. 6) Requires the Commission to submit a report to the President, the Speaker and minority leader of the House of Representatives, and the majority and minority leaders of the Senate on its activities. Directs the Commission, as specified, to submit to the President, the Speaker and minority leader of the House of Representatives, and the majority and minority leaders of the Senate, any recommendations for changes in campaign finance laws to which seven or more Commission members may agree. Prohibits the submission of recommendations by the Commission after July 15, 1998.
(Sec. 7) Requires that when the Commission submits any recommendation for changes in campaign finance laws, those Commission members concurring in the recommendation shall include legislation to implement the recommendation. Provides for expedited congressional consideration of any legislation introduced which implements a recommendation of the Commission.
(Sec. 8) Terminates the Commission after the later of: (1) the submission of its report; or (2) the submission of its recommendations.

Input: Consider Input: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Coastal Zone Protection Act of
1996''.

SEC. 2. FINANCIAL ASSISTANCE FOR DEVELOPMENT OF STATE COASTAL PROGRAMS.

(a) Reauthorization of Program.--Section 305(a) of the Coastal Zone
Management Act of 1972 (16 U.S.C. 1454(a)) is amended--
(1) by striking ''1991, 1992, and 1993'' and inserting ''1997,
1998, and 1999''; and
(2) by striking ''two'' and inserting ''four''.
(b) Termination of Program.--
(1) In general.--Section 305 of the Coastal Zone Management Act
of 1972 (16 U.S.C. 1454) is amended--
(A) by striking subsection (a);
(B) by striking ''(b)''; and
(C) by amending the heading to read as follows:

''submittal of state program for approval''.

(2) Conforming amendments.--Section 308(b)(2)(B) of the Coastal
Zone Management Act of 1972 (16 U.S.C. 1457(b)(2)(B)) is amended--
(A) in clause (iv) by adding ''and'' after the semicolon;
(B) by striking clause (v); and
(C) by redesignating clause (vi) as clause (v).
(3) Effective date.--This subsection shall take effect on
October 1, 1999.

SEC. 3. IMPLEMENTATION ASSISTANCE FOR COASTAL ZONE ENHANCEMENT.

Section 309(b) of the Coastal Zone Management Act of 1972 (16
U.S.C. 1456b(b)) is amended--
(1) by inserting ''(1)'' before ''Subject to''; and
(2) by adding at the end the following new paragraph:
''(2)(A) In addition to any amounts provided under section 306, and
subject to the availability of appropriations, the Secretary may make
grants under this subsection to States for implementing program changes
approved by the Secretary in accordance with section 306(e).
''(B) Grants under this paragraph to implement a program change may
not be made in any fiscal year after the second fiscal year that begins
after the approval of that change by the Secretary.''.

SEC. 4. AUTHORIZATION OF APPROPRIATIONS FOR GRANTS.

Section 318 of the Coastal Zone Management Act of 1972 (16 U.S.C.
1464) is amended--
(1) by striking ''Sec. 318.'' and all that follows through
subsection (a) and inserting the following:
''Sec. 318. (a) There are authorized to be appropriated to the
Secretary, to remain available until expended--
''(1) for grants under sections 306, 306A, and 309--
''(A) $47,600,000 for fiscal year 1997;
''(B) $49,000,000 for fiscal year 1998; and
''(C) $50,500,000 for fiscal year 1999; and
''(2) for grants under section 315--
''(A) $4,400,000 for fiscal year 1997;
''(B) $4,500,000 for fiscal year 1998; and
''(C) $4,600,000 for fiscal year 1999.'';
(2) by striking subsection (b); and
(3) by redesignating subsections (c) and (d) in order as
subsections (b) and (c).

SEC. 5. COASTAL ZONE MANAGEMENT FUND.

(a) Authorization for Administrative Expenses.--Section
308(b)(2)(A) of the Coastal Zone Management Act of 1972 (16 U.S.C.
1456a(b)(2)(A)) is amended to read as follows:
''(A) Expenses incident to the administration of this title, in
an amount not to exceed for each of fiscal years 1997, 1998, and
1999 the higher of--
''(i) $4,000,000; or
''(ii) 8 percent of the total amount appropriated under
this title for the fiscal year.''.
(b) Authorization for Program Development Grants.--Section
308(b)(2)(B)(v) of the Coastal Zone Management Act of 1972 (16 U.S.C.
1456a(b)(2)(B)(v)) is amended to read as follows:
''(v) program development grants as authorized by section
305, in an amount not to exceed $200,000 for each of fiscal
years 1997, 1998, and 1999; and''.

SEC. 6. MATCHING REQUIREMENT.

Section 315(e)(3) of the Coastal Zone Management Act of 1972 (16
U.S.C. 1461(e)(3)) is amended by adding at the end the following new
subparagraph:
''(C) Notwithstanding subparagraphs (A) and (B), financial
assistance under this subsection provided from amounts recovered as a
result of damage to natural resources located in the coastal zone may
be used to pay 100 percent of the costs of activities carried out with
the assistance.''.

SEC. 7. AQUACULTURE IN THE COASTAL ZONE.

The Coastal Zone Management Act of 1972 is amended--
(1) in section 306A(b) (16 U.S.C. 1455a(b)) by adding at the
end of the following:
''(4) The development of a coordinated process among State
agencies to regulate and issue permits for aquaculture facilities
in the coastal zone.''; and
(2) in section 309(a) (16 U.S.C. 1456b(a)) by adding at the end
the following:
''(9) Adoption of procedures and policies to evaluate and
facilitate the siting of public and private aquaculture facilities
in the coastal zone, which will enable States to formulate,
administer, and implement strategic plans for marine
aquaculture.''.

SEC. 8. APPEALS TO THE SECRETARY.

The Coastal Zone Management Act of 1972 is amended by adding at the
end the following new section:

''appeals to the secretary

''Sec. 319. (a) Notice.--The Secretary shall publish in the Federal
Register a notice indicating when the decision record has been closed
on any appeal to the Secretary taken from a consistency determination
under section 307(c) or (d). No later than 90 days after the date of
publication of this notice, the Secretary shall--
''(1) issue a final decision in the appeal; or
''(2) publish a notice in the Federal Register detailing why a
decision cannot be issued within the 90-day period.
''(b) Deadline.--In the case where the Secretary publishes a notice
under subsection (a)(2), the Secretary shall issue a decision in any
appeal filed under section 307 no later than 45 days after the date of
the publication of the notice.
''(c) Application.--This section applies to appeals initiated by
the Secretary and appeals filed by an applicant.''.

Speaker of the House of Representatives.

Vice President of the United States and
President of the Senate.

Output: Coastal Zone Protection Act of 1996 - Amends the Coastal Zone Management Act of 1972 to authorize annual grants to States to develop coastal zone management programs. Limits each State to four (currently, two) grants. Terminates the grant program after FY 1999. Authorizes grants to States to implement program changes. Authorizes appropriations for: (1) administering State management programs; (2) resource management improvement grants; (3) coastal zone enhancement grants; (4) grants under the National Estuarine Research Reserve System; (5) expenses incidental to the administration of the Act; and (6) such program development grants. Allows grants (relating to national estuarine reserves or educational or interpretive activities) provided from amounts recovered as a result of damage to coastal zone natural resources to be used to pay 100 percent of the costs of the activities carried out with the grants. Allows resource management improvement grants to be used for the development of a coordinated process among State agencies to regulate and issue permits for coastal zone aquaculture facilities. Allows coastal zone enhancement grants to be used to evaluate and facilitate the siting of public and private coastal zone aquaculture facilities. Establishes consistency determination appeal procedures.

Input: Consider Input: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Consumer Credit Score Disclosure Act
of 2001''.

SEC. 2. DEFINITIONS.

Section 603 of the Fair Credit Reporting Act (15 U.S.C. 1681a) is
amended by adding at the end the following:
''(q) Definitions Relating to Credit Scores.--In this title--
''(1) when used in connection with an application for an
extension of credit for a consumer purpose that is to be
secured by a dwelling--
''(A) the term 'credit score'--
''(i) means a numerical value or
categorization derived from a statistical tool
or modeling system used to predict the
likelihood of certain credit behaviors,
including default; and
''(ii) does not include--
''(I) any mortgage score or rating
of an automated underwriting system
that considers 1 or more factors in
addition to credit information,
including the loan-to-value ratio, the
amount of down payment, or the
financial assets of a consumer; or
''(II) other elements of the
underwriting process or underwriting
decision; and
''(B) the term 'key factors' means all relevant
elements or reasons affecting the credit score for a
consumer, listed in the order of their importance,
based on their respective effects on the credit score;
and
''(2) the terms 'creditor' and 'dwelling' have the same
meanings as in section 103 of the Truth in Lending Act.''.

SEC. 3. DUTIES OF CONSUMER REPORTING AGENCIES TO DISCLOSE CREDIT
SCORES.

(a) In General.--Section 609(a) of the Fair Credit Reporting Act
(15 U.S.C. 1681g(a)) is amended by adding at the end the following:
''(6) In connection with an application for an extension of
credit for a consumer purpose that is to be secured by a
dwelling--
''(A) the current, or most recent, credit score of
the consumer that was previously calculated by the
agency;
''(B) the range of possible credit scores under the
model used;
''(C) the key factors, if any, not to exceed 4,
that adversely affected the credit score of the
consumer in the model used;
''(D) the date on which the credit score was
created; and
''(E) the name of the person or entity that
provided the credit score or the credit file on the
basis of which the credit score was created.''.
(b) Limitations on Required Provision of Credit Score.--Section 609
of the Fair Credit Reporting Act (15 U.S.C. 1681g) is amended by adding
at the end the following:
''(d) Limitations on Required Provision of Credit Score.--
''(1) In general.--Subsection (a)(6) may not be construed--
''(A) to compel a consumer reporting agency to
develop or disclose a credit score if the agency does
not, in the ordinary course of its business--
''(i) distribute scores that are used in
connection with extensions of credit secured by
residential real property; or
''(ii) develop credit scores that assist
creditors in understanding the general credit
behavior of the consumer and predicting future
credit behavior;
''(B) to require a consumer reporting agency that
distributes credit scores developed by another person
or entity to provide a further explanation of those
scores, or to process a dispute arising pursuant to
section 611(a), except that the consumer reporting
agency shall be required to provide to the consumer the
name and information for contacting the person or
entity that developed the score;
''(C) to require a consumer reporting agency to
maintain credit scores in its files; or
''(D) to compel disclosure of a credit score,
except upon specific request of the consumer, except
that if a consumer requests the credit file and not the
credit score, then the consumer shall be provided with
the credit file and a statement that the consumer may
request and obtain a credit score.
''(2) Provision of scoring model.--In complying with
subsection (a)(6) and this subsection, a consumer reporting
agency shall supply to the consumer--
''(A) a credit score that is derived from a credit
scoring model that is widely distributed to users of
credit scores by that consumer reporting agency in
connection with any extension of credit secured by a
dwelling; or
''(B) a credit score that assists the consumer in
understanding the credit scoring assessment of the
credit behavior of the consumer and predictions about
future credit behavior.''.
(c) Conforming Amendment.--Section 609(a)(1) of the Fair Credit
Reporting Act (15 U.S.C. 1681g(a)(1)) is amended by inserting before
the period '', other than as provided in paragraph (6)''.

SEC. 4. DUTIES OF USERS OF CREDIT SCORES.

(a) In General.--Section 615 of the Fair Credit Reporting Act (15
U.S.C. 1681m) is amended--
(1) by striking ''(e)'' at the end; and
(2) by adding at the end the following:
''(e) Duties of Users of Credit Scores.--
''(1) Disclosures.--Any person that makes or arranges
extensions of credit for consumer purposes that are to be
secured by a dwelling and that uses credit scores for that
purpose, shall be required to provide to the consumer to whom
the credit score relates, as soon as is reasonably practicable
after such use--
''(A) a copy of the information described in
section 609(a)(6) that was obtained from a consumer
reporting agency or that was developed and used by that
user of the credit score information; or
''(B) if the user of the credit score information
obtained such information from a third party that
developed such information, (other than a consumer
reporting agency or the user itself) only--
''(i) a copy of the information described
in section 609(a)(6) provided to the user by
the person or entity that developed the credit
score; and
''(ii) a notice that generally describes
credit scores, their use, and the sources and
kinds of data used to generate credit scores.
''(2) Rule of construction.--This subsection may not be
construed to require the user of a credit score described in
paragraph (1)--
''(A) to explain to the consumer the information
provided pursuant to section 609(a)(6), unless that
information was developed by the user;
''(B) to disclose any information other than a
credit score or the key factors required to be
disclosed under section 609(a)(6)(C);
''(C) to disclose any credit score or related
information obtained by the user after a transaction
occurs; or
''(D) to provide more than 1 disclosure under this
subsection to any 1 consumer per credit transaction.
''(3) Limitation.--Except as otherwise provided in this
subsection, the obligation of a user of a credit score under
this subsection shall be limited solely to providing a copy of
the information that was received from the consumer reporting
agency or other person. A user of a credit score has no
liability under this subsection for the content of credit score
information received from a consumer reporting agency or for
the omission of any information within the report provided by
the consumer reporting agency.''.
(b) Conforming Amendment.--Section 615 of the Fair Credit Reporting
Act (15 U.S.C. 1681m) is amended in the section heading, by adding at
the end ''and credit scores''.

SEC. 5. CONTRACTUAL LIABILITY.

Section 616 of the Fair Credit Reporting Act (15 U.S.C. 1681n) is
amended by adding at the end the following:
''(d) Use of Credit Scores.--Any provision of any contract that
prohibits the disclosure of a credit score by a consumer reporting
agency or a person who makes or arranges extensions of credit to the
consumer to whom the credit score relates is void. A user of a credit
score shall not have liability under any such contractual provision for
disclosure of a credit score.''.

SEC. 6. RELATION TO STATE LAWS.

Section 624(b)(1) of the Fair Credit Reporting Act (15 U.S.C.
1681t(b)(1)) is amended--
(1) in subparagraph (E), by striking ''or'' at the end; and
(2) by adding at the end the following new subparagraphs:
''(G) section 609(a)(6), relating to the disclosure
of credit scores by consumer reporting agencies; or
''(H) section 615(e), relating to the duties of
users of credit scores to disclose credit score
information to consumers;''.

SEC. 7. EFFECTIVE DATE.

This Act and the amendments made by this Act shall become effective
180 days after the date of enactment of this Act.
Output: Consumer Credit Score Disclosure Act of 2001 - Amends the Fair Credit Reporting Act to cite specified consumer credit scoring information that a consumer reporting agency must disclose upon consumer request in connection with an application for an extension of consumer credit secured by a dwelling, including a credit score: (1) derived from a model widely distributed to users of credit scores; or (2) that assists the consumer in understanding the credit scoring assessment of the consumer's credit behavior and predictions about future credit behavior.Requires any person that makes or arranges extensions of consumer credit that are to be secured by a dwelling, and that uses credit scores for that purpose, to provide the consumer with a copy of: (1) the information obtained from a consumer reporting agency or that was developed and used by that user of the credit score information; or (2) a copy of the information provided to the user by a third party that developed the credit score, plus a general description of credit scores, their use, and the sources and kinds of data used to generate credit scores.Declares void any contract provision that prohibits such mandated disclosures. Exempts from contractual liability any user of a credit score for making such a disclosure.