The Conventional Purchase Index decreased 0.3 percent while the Government Purchase Index ( largely FHA ) increased 7.2 percent . The four week moving average for the seasonally adjusted Market Index is down 4.2 percent to 466.3 from 486.5 . The four week moving average is down 3.7 percent to 330.0 from 342.6 for the Purchase Index , while this average is down 4.8 percent to 1266.0 from 1330.3 for the Refinance Index .
Answer the following question: What might be the reason behind the many indices being down on four week moving averages ?

The demand for the market might be low .

Somewhere , out there , Shawn ( Sean ? ) has my cell phone . The last time I ' m certain I saw it was at the Thursday Jam in Snohomish . Sometime Thursday night or Friday morning , the phone was found by Shawn .
Answer the following question: Why does Shawn have possession of the speaker 's phone ?

Shawn was kind enough to recover it for them , to prevent it 's loss

I do n't really care so much for school anymore , I ' m just doing it because it 's expected of me and it 's kind of just taking up time . And I enjoy the perks of my dad and loans paying for my campus apartment , which is sweet by the way . I have my own bedroom and only live with one other guy ( who does n't move in till next week ) .
Answer the following question: What am I obligated to do ?

I am going to school .

The Republican nominee , John McCain , has worn the uniform of our country with bravery and distinction , and for that we owe him our gratitude and respect . And next week , we 'll also hear about those occasions when he 's broken with his party as evidence that he can deliver the change that we need . " But the record 's clear : John McCain has voted with George Bush ninety percent of the time . Senator McCain likes to talk about judgment , but really , what does it say about your judgment when you think George Bush was right more than ninety percent of the time ?
Answer the following question: What may be the plausible reason John McCain voted with George Bush ninety percent of the time ?
He agrees with George Bush 's policies most of the time .