Young people are perhaps better-known for spending money than saving it. But some new banking websites are seeking to change that. These websites offer young people the information and tools they need to watch over their money. The websites also let the users share their financial experiences with other young people. Nineteen-year-old Alix Scott has been working at a store this summer. She is saving money to pay for college next year. "I have to save for all my college money because my parents can't afford to co-sign on loans. So, I have to rely on my own savings." But instead of putting her money in a local bank, Miss Scott began using SmartyPig, a web-based banking service. SmartPig was developed by Michael Ferrari with a friend in 2007. It is really all about helping people save for very specific goals, such as a wedding, a vocation or an IPhone. MICHAEL FERRARI said : "For example, you want to save five thousand dollars for a vacation in three years. SmartyPig will actually calculate how much money you need to save every month. You don't have to move from your existing bank, we'll actually go in and withdraw those funds on the day you specify every month and we'll put it into your SmartyPig account, where it'll earn interest, as well." SmartyPig also enables outsiders to add money to the accounts of its users. "Perhaps a holiday is coming up or your birthday is coming up, and rather than getting a gift, your friends, your family can actually contribute to any of your SmartyPig goals."Mr.Ferrari said. He believes that as technology continues to develop, more and more people will use the electronic banking sites. A growing number of young people have shown an interest in online banking sites like SmartyPig. They say they like the ease of operation and services the sites offer. These personal finance websites offer tools that help users follow their spending, set up a budget, and combine their investments. And they all involve social media, which interests young adults who are already at ease about sharing... What do we know about SmartyPig? A) It was created in 2008. B) It offers the best rate. C) It was founded by Michael Ferrari alone. D) It is a tool for helping consumers save money.
D
(Question)
Editor's notes: AWL is well known for its dictionaries and English language teaching materials. Some readers have written in to ask us for the latest information on high quality books on English, so here we introduce two texts that aim to improve spoken English fluency. Let's speak (Beginner) By Bev Dusuya, Naoko Ozeki and Kevin Bergman ISBN: 962001359X Speak Up(Pre-Intermediate) By Bev Kusuya, Nako Zeki ISBN: 0583338050 "Teach the students about your culture and help them talk about their own." How often are these worthy goals kept from being achieved by the limitations of your beginner level learners? Students at all levels want to talk about culture. Topics include food, shopping, sports, fashion, the roles of men and women, health, music, and many more. These are all chosen from surveys of over 15,000 students about their own interests in cross-cultural communication. "Let's Speak" and "Speak Up" share a special but excellent way that allows all students to take part in. The series has questions which start thinking and then help collect opinions about personal topics. Conversation practice is provided by ready to use models of basic exchanges on the topic. Also, the cultural information presented in the series comes in the form of interesting, relevant facts and ideas from other countries through listening tasks and Culture Quiz exercises. Team activities in books provide lively problem solving games to enable sharing and comparison of cultural values. "Let's Speak" is fit for entry level students of all ages. "Speak Up" provides for the needs of higher level beginners, offering the same careful listening and speaking help, but with slightly more open ended discussion. For any information about AWL's books, please get in touch with the following addresses: prefix = st1 /Beijing AddisonWesleyLongmanInformationCenter Room 2306, FLTRP Beijing 19 Xi San Huan Beilu, Beijing100081 Tel: (010)68917488 (010) 68917788 Fax: (010) 68917499 E-mail: zrh@public.bat.net.cn The passage above is probably taken from the_section in a newspaper. A) EDUCATION B) NEWS C) ENTERTAINMENT D) BOOKSHELF
(Answer)
D
Question: Morocco is located at the northwest of Africa and is bordered in the north by the strait of Gibraltar and the Mediterranean Sea. The Atlantic Ocean keeps the west and the north of the country more temperate . The country also offers the broadest plains some of which run along the Atlantic Ocean and the highest mountains in North Africa including the Atlas Mountains. Starting with the symbol of Morocco, Marrakech is a beautiful city that has remained unspoiled by the volume of tourists that flock there each year. One of the finest monuments in Morocco is greatly benefited by this amount of tourism. Actually their high volume contributes in a positive way to preserve one of the greatest monuments of Morocco. Fes is the third largest city in Morocco and is the capital of the Fes-Boulemane Region. It is separated into three parts, Fes el Bali more commonly known as the old walled city, now classified as a UNESCO World Heritage Site, Fes-Jdid and the Ville Nouvelle. Fes el Bali is believed to be the largest car-free urban area in the world. Fes is a splendid place to visit to heighten the senses with the colours, smells and sounds. Casablanca is an enormous city which is near the capital of Morocco and a place where any European would feel at home. Casablanca was made famous by the movie and gives the impression of being a romantic place. Unfortunately like many other popular cities around the world, it is crowded, noisy, and polluted, a far cry from the romantic ideal of the film. Because it has the biggest port, Casablanca being the important city of Morocco, has everything that the tourists need. Asilah is a city situated on the Atlantic Ocean and is one of the most stunning old cities of Morocco. The city is set along the cliffs which make it beautifully presented and an ideal place to continue adding to its economy by the fishermen. The economy is also reliant on the trading of cattle, sheep and cereal. If you are having a holiday in Morocco during August then you will be fortunate enough to experience one... The passage most probably appears _ . A) in a geography book B) in a magazine C) in a history book D) in an atlas
Answer:
B