Problem: Financial crisis of 2007%E2%80%9308:

Krugman's contention (that the growth of a commercial real estate bubble indicates that U.S. housing policy was not the cause of the crisis) is challenged by additional analysis. After researching the default of commercial loans during the financial crisis, Xudong An and Anthony B. Sanders reported (in December 2010): "We find limited evidence that substantial deterioration in CMBS [commercial mortgage-backed securities] loan underwriting occurred prior to the crisis." Other analysts support the contention that the crisis in commercial real estate and related lending took place after the crisis in residential real estate. Business journalist Kimberly Amadeo reports: "The first signs of decline in residential real estate occurred in 2006. Three years later, commercial real estate started feeling the effects. Denice A. Gierach, a real estate attorney and CPA, wrote:

What are CMBS?
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A: commercial mortgage-backed securities

Problem: To other analysts the delay between CRA rule changes (in 1995) and the explosion of subprime lending is not surprising, and does not exonerate the CRA. They contend that there were two, connected causes to the crisis: the relaxation of underwriting standards in 1995 and the ultra-low interest rates initiated by the Federal Reserve after the terrorist attack on September 11, 2001. Both causes had to be in place before the crisis could take place. Critics also point out that publicly announced CRA loan commitments were massive, totaling $4.5 trillion in the years between 1994 and 2007. They also argue that the Federal Reserve's classification of CRA loans as "prime" is based on the faulty and self-serving assumption that high-interest-rate loans (3 percentage points over average) equal "subprime" loans.
When did CRA make rule changes to relax underwriting standards?
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Answer: 1995

Q: What is a question about this article? If the question is unanswerable, say "unanswerable".
In the past, small batches of amorphous metals with high surface area configurations (ribbons, wires, films, etc.) have been produced through the implementation of extremely rapid rates of cooling. This was initially termed "splat cooling" by doctoral student W. Klement at Caltech, who showed that cooling rates on the order of millions of degrees per second is sufficient to impede the formation of crystals, and the metallic atoms become "locked into" a glassy state. Amorphous metal wires have been produced by sputtering molten metal onto a spinning metal disk. More recently a number of alloys have been produced in layers with thickness exceeding 1 millimeter. These are known as bulk metallic glasses (BMG). Liquidmetal Technologies sell a number of zirconium-based BMGs. Batches of amorphous steel have also been produced that demonstrate mechanical properties far exceeding those found in conventional steel alloys.
What type of metal makes better alloys than traditional steel?
A: amorphous steel

Context and question: Audio data compression, not to be confused with dynamic range compression, has the potential to reduce the transmission bandwidth and storage requirements of audio data. Audio compression algorithms are implemented in software as audio codecs. Lossy audio compression algorithms provide higher compression at the cost of fidelity and are used in numerous audio applications. These algorithms almost all rely on psychoacoustics to eliminate less audible or meaningful sounds, thereby reducing the space required to store or transmit them.
What is inserted in psychoacoustics as audio codecs?
Answer: unanswerable

Question: Strasbourg (/strzbr/, French pronunciation: [staz.bu, stas.bu]; Alsatian: Strossburi; German: Straburg, [tasbk]) is the capital and largest city of the Alsace-Champagne-Ardenne-Lorraine (ACAL) region in eastern France and is the official seat of the European Parliament. Located close to the border with Germany, it is the capital of the Bas-Rhin departement. The city and the region of Alsace were historically predominantly Alemannic-speaking, hence the city's Germanic name. In 2013, the city proper had 275,718 inhabitants, Eurometropole de Strasbourg (Greater Strasbourg) had 475,934 inhabitants and the Arrondissement of Strasbourg had 482,384 inhabitants. With a population of 768,868 in 2012, Strasbourg's metropolitan area (only the part of the metropolitan area on French territory) is the ninth largest in France and home to 13% of the ACAL region's inhabitants. The transnational Eurodistrict Strasbourg-Ortenau had a population of 915,000 inhabitants in 2014.
Is there an answer to this question: What is the predominant language in the region of Alace?

Answer: Alemannic

Question: Its main body is solid sterling silver and silver gilt, while its plinth is made of malachite, a semi-precious stone. The plinth has a silver band around its circumference, upon which the names of the title-winning clubs are listed. Malachite's green colour is also representative of the green field of play. The design of the trophy is based on the heraldry of Three Lions that is associated with English football. Two of the lions are found above the handles on either side of the trophy the third is symbolised by the captain of the title winning team as he raises the trophy, and its gold crown, above his head at the end of the season. The ribbons that drape the handles are presented in the team colours of the league champions that year.
Is there an answer to this question: On what type of metal band are the title-winning clubs listed on the Golden Boot?

Answer:
silver