Text: to neglect this is carelessness, which could expose the individual to the most serious consequences.

Correct capitalization: To neglect this is carelessness, which could expose the individual to the most serious consequences.

Text: because skills are something you can build up, but personality you cannot change."

Correct capitalization: Because skills are something you can build up, but personality you cannot change."

Text: if it's time to give yourself a little treat... then the best hotels, golf courses, vip services and top fashion labels are all waiting for you.

Correct capitalization: If it's time to give yourself a little treat... then the best hotels, golf courses, VIP services and top fashion labels are all waiting for you.

Text: they were married on may 7, 1948.

Correct capitalization:
They were married on May 7, 1948.