In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

SECTION 1. SHORT TITLE.

This Act may be cited as the ''End Debt Collector Abuse Act of
2010''.

SEC. 2. ENHANCED VALIDATION NOTICES.

(a) In General.--Section 809(a) of the Fair Debt Collection
Practices Act (15 U.S.C. 1692g(a)) is amended--
(1) in paragraph (4), by striking ''and'' at the end; and
(2) by striking paragraph (5) and inserting the following:
''(5) the date of the last payment to the creditor on the
subject debt by the consumer and the amount of the debt at the
time of default;
''(6) the name and address of the last person to extend
credit with respect to the debt;
''(7) an itemization of the principal, fees, and interest
that make up the debt and any other charges added after the
date of the last payment to the creditor;
''(8) a description of the rights of the consumer--
''(A) to request that the debt collector cease
communication with the consumer under section 805(c);
and
''(B) to have collection efforts stopped under
subsection (b); and
''(9) the name and contact information of the person
responsible for handling complaints on behalf of the debt
collector.''.
(b) Effective Date.--This section and the amendments made by this
section shall become effective 1 year after the date of enactment of
this Act.

SEC. 3. DISPUTE INVESTIGATIONS AND VERIFICATION.

Section 809(b) of the Fair Debt Collection Practices Act (15 U.S.C.
1692g(b)) is amended--
(1) by inserting after ''(b)'' the following: ''Disputed
Debts.--
''(1) In general.--''; and
(2) by striking ''Collection activities'' and inserting the
following:
''(2) Reasonable investigation and verification required.--
Upon receipt of a notification under paragraph (1) that a debt
is disputed by the consumer, the debt collector shall undertake
a thorough investigation of the substance of the dispute, and
shall timely provide to the consumer specific responsive
information and verification of the disputed debt.
''(3) Collection activities.--Collection activities''.

SEC. 4. AWARD OF DAMAGES.

(a) Additional Damages Indexed for Inflation.--
(1) In general.--Section 813 of the Fair Debt Collection
Practices Act (15 U.S.C. 1692k) is amended by adding at the end
the following:
''(f) Adjustment for Inflation.--
''(1) Initial adjustment.--Not later than 90 days after the
date of the enactment of this subsection, the Commission shall
provide a percentage increase (rounded to the nearest multiple
of $100 or $1,000, as applicable) in the amounts set forth in
such section equal to the percentage by which--
''(A) the Consumer Price Index for All Urban
Consumers (all items, United States city average) for
the 12-month period ending on the June 30 preceding the
date on which the percentage increase is provided,
exceeds
''(B) the Consumer Price Index for the 12-month
period preceding January 1, 1978.
''(2) Annual adjustments.--With respect to any fiscal year
beginning after the date of the increase provided under
paragraph (1), the Commission shall provide a percentage
increase (rounded to the nearest multiple of $100 or $1,000, as
applicable) in the amounts set forth in this section equal to
the percentage by which--
''(A) the Consumer Price Index for All Urban
Consumers (all items, United States city average) for
the 12-month period ending on the June 30 preceding the
beginning of the fiscal year for which the increase is
made, exceeds
''(B) the Consumer Price Index for the 12-month
period preceding the 12-month period described in
subparagraph (A).''.
(2) Applicability.--The increases made under section 813(f)
of the Fair Debt Collection Practices Act, as added by
paragraph (1) of this subsection, shall apply with respect to
failures to comply with a provision of such Act (15 U.S.C. 1601
et seq.) occurring on or after the date of enactment of this
Act.
(b) Injunctive Relief.--Section 813(d) of the Fair Debt Collection
Practices Act (15 U.S.C. 1692k(d)) is amended by adding at the end the
following: ''In a civil action alleging a violation of this title, the
court may award appropriate relief, including injunctive relief.''.

SEC. 5. SEEKING A WARRANT FOR ARREST OF DEBTOR AS AN UNFAIR DEBT
COLLECTION PRACTICE.

(a) In General.--Section 808 of the Fair Debt Collection Practices
Act (15 U.S.C. 1692f) is amended by adding at the end the following:
''(9) A request by a debt collector to a court or any law
enforcement agency for the issuance of a warrant for the arrest
of a debtor or any other similar request that a debt collector
knows or should know would lead to the issuance of an arrest
warrant, in relation to collection of a debt.''.
(b) Construction.--Paragraph (9) of such section 808, as added by
subsection (a), shall not be construed to limit a court's inherent
authority to hold a debtor in civil contempt, nor to limit a debt
collector's ability to seek a writ of execution or similar remedy to
take possession of property in order to satisfy a valid judgment of
debt.
End Debt Collector Abuse Act of 2010 - Amends the Fair Debt Collection Practices Act to require a debt collector, in the absence of such information in an initial communication or payment of the debt, to include in a written notice to the consumer the following: (1) the date of the last payment to the creditor on the debt and the debt amount at the time of default; (2) the name and address of the last person to extend credit with respect to the debt; (3) an itemization of the principal, fees, and interest that comprise the debt and any other charges added after the date of the last payment; (4) a description of the rights of the consumer concerning the ceasing of debt collector communication with the consumer and having collection efforts stopped; and (5) the name and contact information of the person responsible for handling complaints on behalf of the debt collector.

Revises procedures concerning disputed debts to require a debt collector, upon receipt of a notification that a debt is disputed by the consumer, to undertake a thorough investigation of the substance of the dispute and timely provide specific responsive information and verification of the disputed debt.

Requires the Federal Trade Commission (FTC) to provide inflation adjustments to damages awarded in cases of noncompliance with fair debt collection practices under the Act.

Allows a court, in a civil action alleging violations of fair debt collection practices, to award appropriate relief, including injunctive relief.

Deems as an unfair practice a request by a debt collector to a court or law enforcement agency for the issuance of a warrant for the arrest of a debtor or any other similar request that a debt collector knows or should know would lead to the issuance of an arrest warrant, in relation to collection of a debt.