Article: Accomplishing your goals will not be easy. Maintain passion about your goals and continue to work toward them in times of challenge. Gritty people are more likely to succeed because their passion fuels them and they do not give up or give in! If you are losing your passion, remind yourself why reaching your full potential is important to you and why you were initially passionate about accomplishing your goals. Ask yourself what positive effects realizing your potential will have on yourself and others. It takes many hours of practice at something to become an expert; realizing your full potential may take even longer than that. While the "10,000 hour rule" has been recently challenged by studies, it is true that you cannot accomplish mastery of something without consistent practice and work. Instead of only thinking of your end goal, focus on the progress you make day to day or week to week. To avoid becoming discouraged, think about others, such as Henry Ford or Dr. Seuss, both of whom faced initial failures and hardship yet persisted and achieved their goals. To have patience, remind yourself that realizing your full potential is a long process and that the end goal is not the only thing that matters. If you find yourself becoming too impatient or discouraged, try taking time off and resting up. In taking time off you may ultimately be more productive than if you had continued working at a lesser capacity while facing burnout. Avoid worrying too much about failure. "Failure" assumes that a lack of success is permanent and says something about you as a person. This is not true. Instead embrace the idea that you can learn from your mistakes. Success often comes from a series of tries. That twentieth try or even your hundredth try could be the time when you achieve success. Consider the example of inventor Myshkin Ingawale, who wanted to develop technology to help reduce the maternal death rate in rural India. It took him 32 tries, and 32 failures, to accomplish his goal, but now his technology has cut the death rate of his target population in half. Ask yourself what is the worst thing that is likely to happen if you try but fail to accomplish a goal? Most likely the outcome of failure will not be that bad. So, what is there to be afraid of? In fact, people tend to overestimate how badly they will feel after failing to achieve a goal; keep that in mind if you are worried about trying but not succeeding. You are working towards being a better person and you should be proud of that. When times get tough, take a moment to feel pride about your hard work and the progress you have made toward reaching your potential; in doing so you will be more likely to hold fast and persevere through any tough times you encounter on your journey. If you have trouble feeling proud of your own accomplishments, try writing yourself a letter as if you were writing to a friend. Imagine that your friend has been doing the work that you have. You would feel proud of her, right? You'd probably encourage her to keep going and tell her what great work she's doing. Why would you treat yourself with any less kindness? By increasing your sense of belonging and well-being, family, friends, and others in your social network help to counteract against the stress that can arise from struggling to achieve your goals. Humans can "catch" emotions just as we do colds. Surround yourself with people who are positive and working toward their own goals. Their ambition and positivity will "rub off" on you.
Question: What is a summary of what this article is about?
Show your grit. Have patience and don't be discouraged. Combat fear. Feel proud of your accomplishments. Find social support.
Article: You can only put in so much money each year, but the limit is adjusted yearly. Check the IRS website to find the limit for the current year. As of 2017, the limit for a single person is $3,400 USD, while the limit for a family is $6,750 USD. Each year, you can put in as much money as you want, up to the limit. Generally, you'll be able to transfer from your account to the HSA, though in some cases, your HSA holder may give you forms to transfer money. Unlike a Flexible Spending Account (FSA), your money rolls over each year in an HSA. You don't have to spend it or lose it like you do with an FSA. Plus, you can take it with you when you change employers. In addition, when you reach age 65, you can basically use it as a retirement fund. You can take out money for any reason. While you must only use an HSA to pay for qualified expenses, you basically use it like any account. You'll get a debit card and checks, and you'll use those to pay for expenses.
Question: What is a summary of what this article is about?
Find the yearly limit. Contribute as much as you want within the limit. Don't worry about losing money. Use your account like you would any bank account.
Article: Pay attention to how the person you suspect of talking behind your back speaks to your face. Someone who talks about you behind your back is often angry or upset with you. These emotions can come through in how they interact with you, such as thinly veiled jabs or backhanded compliments. Even if the someone negates their nasty comments with a, "just kidding," it may be that they are having trouble hiding their anger. An example of a backhanded compliment might be, "Congrats on getting in. I hear that's greatfor a state school." Someone who talks about you behind your back may not want to be honest with you about their feelings. Asking the person a question or two can help you determine if they're hiding something from you. If the person is reluctant to answer or seems as though they are lying, that may mean they have been airing their grievances elsewhere. If you suspect someone is unhappy with your performance on a group project, for example, you might ask, "Are you mad about the project?" If they avoid you or say they don't want to talk, it's possible they've been talking to others about their feelings. Go to a friend you know you can trust and ask them if someone has been talking about you behind your back. Assure them that you will not implicate them if you confront the person who has been doing it. Let them know that you simply want to understand what you may have done to deserve this treatment because it's hurting your feelings. You might say, "I think Lisa is talking about me behind my back. Have you heard any rumors? I wouldn't ever tell her you told me, but I'm confused about why she's mad at me." It's vital not to violate the trust of your friend who sheds any light on the talking behind your back. They are potentially exposing themselves to rumors and the anger of others by confiding in you. Someone who gossips to you about other people behind their backs also likely talks about you behind your back. If you have many friends like this, it may help to distance yourself from them if you don't want them talking about you. The next time they try to talk behind someone else's back to you, gently stop them. You could say, "You know, I really don't like to gossip about other people like this. I think it's unkind. Plus, we wouldn't want someone doing that to us, right?"
Question: What is a summary of what this article is about?
Listen for backhanded compliments. Notice if the person avoids your questions. Approach a trusted friend and ask if they've heard any rumors. Pay attention to how the person talks about others.