What is the most logical next event?

How to get pre approved for a car loan
Check your credit score.
You are entitled to one free copy of your credit report each year so you can keep up to date with your credit score. Go to annualreport.com and order your free report before you start shopping for a car loan.

Options are: [-] The report details your status as a credit card applicant and your performance at the time of your purchase. Although you might have to pay off old credit cards before you can equip a new one for your budget, you are free to upgrade your credit score at any time you want. [-] You also can order your report by calling 1-877-322-8228. This number is toll free and available 24 hours a day, seven days a week. [-] Be aware that it may take up to three years for your credit report to come in. If you are racking up debt from unpaid late payment and your credit score is too high, you may need to apply for another loan. [-] Get a vehicle that is low maintenance. In addition to payday loans, the most frequently approved car is a vehicle with good fuel.
You also can order your report by calling 1-877-322-8228. This number is toll free and available 24 hours a day, seven days a week.