Question: Write a multi-choice question for the following article, with the given choices and answer: Article: A study involving 8,500 teenagers from all social backgrounds found that most of them are ignorant when it comes to money. The findings, the first in a series of reports from NatWesl that has started a five-year research project into teenagers and money, are particularly worrying as this generation of young people is likely to be burdened with greater debts than any before. Universitytuition fees are currently capped at PS3,000 annually, but this will be reviewed next year and the Government is under enormous pressure to _ In the research, the teenagers were presented with die terms of four different loans but 76 per cent failed to identify the cheapest. The young people also predicted that they would be earning on average PS 31.000 by the age of 25, although the average salary for those aged 22 to 29 is just PS 17,815. The teenagers expected to be in debt when they finished university or training, although half said that they assumed the debts would be less than PS 10.000. Average debts for graduates are PS 12,363. Stephen Moir, head of community investment at the Royal Bank of Scotland Group which owns NatWest, said. "The more exposed young people are to financial issues, and the younger they become aware of them, the more likely they are to become responsible, forward-planning adults who manage their finances confidently and effectively." Ministers are deeply concerned about the financial pressures on teenagers and young people because of student loans and rising housing costs. They have just introduced new lessons in how to manage debts. Nikki Fairweather aged 15 from St Helens, said that she had benefited from lessons on personal finance, but admitted that she still had a lot to learn about money. Options: A Students understand personal finances differently. B University tuition fees in England have been rising. C Teenagers tend to overestimate their future earnings. D The students' payback ability has become a major issue. Answer: C Teenagers tend to overestimate their future earnings. Question:
Answer: Which of the following can be found from the five-year research project?

Question: Write a multi-choice question for the following article, with the given choices and answer: Article: Jeri Solomon is a morning person but Jim, her husband of 11 years, is not. Early in their life, it caused a problem. "When we were planning our wedding, I wanted to have these big discussions at 8 a. m.,when I had been up for two hours and was fresh, but Jim would just be getting out of bed," says the 46-year-old designer from Melrose, Mass. "We ended up getting into many arguments because I thought he had no interest, when really he was just still half-asleep." The couple learned to work around their differences over the years, but their situation isn't uncommon, says Katherine Sharkey, professor at BrownUniversity. "More women tend to be larks, while men are like night owls ," she says. The question is:Why? The answer lies in each person's body clock. "The body clock is about 24 hours, thanks to Earth's 24-hour light-dark cycle," Sharkey says. "But some people have a longer natural cycle, and some are shorter." If yours is on the long side, you're more likely to be a night owl. If it runs short, you're probably an early riser. But your body clock can change over your lifetime. There's a developmental piece-school-age children are generally early birds, while teenagers tend to be night owls, and then as they age, adults gradually turn back into morning people," Sharkey says. Besides the clear problems with being a night owl if you have fl day job, "night owls tend to be more low-spirited, and have a higher dependence on coffee," Sharkey says. But the news isn't all bad. A recent study in Belgium found that night owls can stay more focused as the day goes on, compared with early risers. Morning people, however, also have advantages. "Larks generally sleep better, have more regular sleep, and have more flexible characters," Sharkey says. They also tend to be happier and feel healthier than night owls, according to a recent study from the University of Toronto. Options: A To explain why we get up early or late. B To advise every one of us to get up early. C To tell us how to change our body clock. D To point out morning people's advantages. Answer: A To explain why we get up early or late. Question:
Answer: What is the purpose of the text?

Question: Write a multi-choice question for the following article, with the given choices and answer: Article: Almost every family in America or England buys at least one copy of a newspaper each day. Some people buy as many as two or three different papers. Why do people read newspapers? Newspapers supply us with news about events in our hometowns, in our country, and in other parts of the world. Today we can read about important things that took place in foreign countries on the same day they happened, even in countries far away. But hundreds of years ago, news of things took months or even years to travel from one country to another. In those times, news was often passed from one person to another and never completely true. Newspapers today supply us with more than just what happened in our country or in other countries. If we want to know what the weather will be like, we can read the weather reports. If we want to find out what films are being shown, or what plays or concerts we can go to we can look in the newspapers. In many countries people put notices in newspapers if they are trying to get a job, hunting for a house or rooms that they can rent, or even when looking for a person who is lost. Options: A most people in America or England read newspapers every day B all people in America or England read newspapers every day C every person in America or England reads newspapers every day D all families in America or England read newspapers every day Answer: A most people in America or England read newspapers every day Question:
Answer:
This article tells us _ .