Problem: How to compare auto insurance
Know when to compare quotes.
Look for a new quote if your financial or personal profile has changed in a significant way. When you get a policy renewal notice take that as a sign that you should investigate your options.

Answer: Or, if you have put it off, make sure that you compare prices every two years or so. A life-changing event could be a change in your driving record due to an accident or ticket, getting married, adding a new driver, etc.

Problem: How to identify a cobweb spider
Look for long legs.
The legs of cobweb spiders are long and thin, with the first set of legs being the longest. The third set of legs is the shortest.

Answer: The fourth set of legs have combs or tiny hairs. The legs don't have distinct divisions or spines on them.

Problem: How to handle rejection slips
Realize you are not alone.
It might feel that way when you open the envelope, and the words on the page may sting your ego, but you are in good company. Even the most famous authors who have gotten rich had their share of rejection.
Answer: Understand that the rejection slip isn't personal. There are multiple reasons why your work may have been rejected, such as a similar piece may have already been bought, the tone wasn't quite right or the editor was simply having a bad day.