Problem: Write an article based on this summary: Make banana Nutella "ice cream. Blend chickpeas into hummus. Create a nut butter. Make your favorite salsa recipe.

Answer: " First, freeze a bunch of bananas overnight. Next, peel the bananas and place them in your food processor. Blend them until the mixture is smooth. Add a large dollop of Nutella. Blend the Nutella into the frozen banana and serve it immediately. For a stronger Nutella flavor, add several dollops of Nutella. Top your scoops of banana Nutella "ice cream" with whipped cream, chocolate syrup, and cherries. Hummus is a creamy bean dip that has roots in Mediterranean cuisine. First, add your hummus ingredients into your food processor and run it until the mixture is smooth. Next, transfer the hummus into a serving bowl. Serve the hummus with a variety of chopped vegetables, pita bread, crackers, and olives. If you don't have a favorite hummus recipe, consider using: 2 cups (80 grams) of drained canned or cooked chickpeas 3 tablespoons of extra virgin olive oil 3 tablespoons of tahini 1 1/2 tablespoons of lemon juice 1 clove of garlic 1 teaspoon of salt 1/2 teaspoon of black pepper Fresh, all-natural nut butters can be easily made in your food processor. First, add a few handfuls of your favorite raw or toasted nut. Next, run the blender until the nuts are chopped into a fine powder. Add a few tablespoons of an unflavored oil, such as safflower oil. Blend the mixture for another 8-10 minutes to create a smooth, creamy nut butter. You can use peanuts, almonds, sunflower seeds, cashews, hazelnuts, walnuts, pecans, macadamia nuts, or pistachios. Once your nut butter is ready, transfer it to a jar and keep it refrigerated. Save time chopping vegetables by using your food processor instead. For a smooth salsa, add all the ingredients at once and run the blender until the mixture is pureed. For chunky salsa, pulse the ingredients until the salsa looks the way you like it. Use onions, jalapenos, and tomatoes to make a chunky pico de gallo salsa. Add dried or canned chipotle peppers to your favorite salsa recipe for a smoky, spicy kick. Blend salsa vegetables and cheese together to make a creamy salsa and queso dip.

Problem: Write an article based on this summary: Find your state's department of licensing web page. Check that you have the right site. Confirm that the website offers driving records. Find the link. Enter identifying information. Pay the fee.

Answer: With the help of any search engine, this page should be easy to find. Just search the name of your state (e.g. "Washington") and "department of licensing." Different states have different names for the institution that handles driver and vehicle licenses. For example, in the state of Washington, it is called the Department of Licensing. In Ohio, this institution is called the Bureau of Motor Vehicles. In Pennsylvania, licensing is handled by the Department of Transportation. Consequently, you may need to try a couple of different searches to find the page you are looking for. When you think you've found the right page, make sure it actually belongs to the appropriate state agency. In most cases, it should end in ".gov," not ".com," ".org," ".biz," or any other designation. A ".gov" website is an official government webpage, so if the page doesn't end in .gov, there is a good chance this page is not actually connect with your state's department of licensing. For a few states, the page will end in .state.xx.us, with the "xx" standing in for an abbreviation of the state. Each state's department of licensing offers slightly different services. Today, most provide driving records through their website, but others might require you to visit their offices, call them on the phone, or request this information by mail. Florida, for example, does not have an online driving record service. Instead, you must purchase a copy of your record online from a private vendor. Conversely, Alabama requires that you go to a DMV office to get records. Additionally, you typically cannot receive a "certified" copy of your driving record online but instead must go into the DMV office. Once on the homepage, you will still need to hunt around a bit to find a link to access your driving records. Every state's page is different, so where this information might be located will vary. For example, the Ohio webpage includes a link on the homepage under "general information" called "Copy of Driving Record (Abstract)" that will take you to a page with information about how to access your records. In Washington, this information is found under the "Drivers" tab but is not immediately apparent from the homepage. Many states' websites have a search function. It is typically located near the top of the page and often in the top right corner. Enter "driving record" or "driver's history" in this search box and press enter. Once you've accessed the part of the website where your state offers driver's history services, you'll need to provide some information about yourself. Most commonly, you will be asked for your name, driver's license number, and some or all of the digits of your social security number. Some states will require you to create an account in their system with a username and password. If you think you will need to revisit the page again, pick a username and password that you will remember, or write them down. Most states require you to a pay a fee to access records through their system. For example, in Washington, the fee is $13. Typically this fee is non-refundable. In some states, the amount of the fee varies depending on what format you want your records in. For example, in Ohio, you can view an "unofficial" record on a website for no charge, have the information mailed to you for a small fee, or request an official, certified copy at a slightly higher cost.

Problem: Write an article based on this summary: Take a pain reliever. Use clove oil. Use a cold compress. Call your dentist to schedule an appointment.

Answer: If the dental debris remains lodged between your teeth long enough for an abscess or infection to form, it can be quite painful. An over-the-counter pain reliever like ibuprofen or acetaminophen can help reduce inflammation and relieve the pain until you can see a dentist. Maintain good oral hygiene but avoid any excess trauma by trying to pull out the debris Clove oil has been shown to have pain-relieving and antibacterial properties. Clove oil may help relieve dental pain until you can visit a dentist. Dab some clove oil onto a cotton ball or the tip of a cotton swab. Apply the clove oil cotton to the site of the pain. Repeat as needed until you can see your dentist. Applying a cold compress to the outside of your mouth may help reduce inflammation and relieve pain. Wrap an ice pack in a towel. If you don't have an ice pack, wrap several ice cubes in a towel, or soak a towel in cold water. Hold the towel over the affected side of your face. Use the cold compress for no more than 20 minutes at a time. Then leave it off for at least 10 minutes before reapplying. You can do this 3 to 4 times a day. Your dentist will be able to remove the irritating popcorn debris, and may perform a routine cleaning to ensure that there are no other problem areas in your mouth. If an abscess or infection has formed, your dentist will also be able to treat the problem, and may recommend a prescribed medication to help manage the pain.

Problem: Write an article based on this summary: Ensure investing is right for you. Choose the appropriate type of account. Implement dollar cost averaging. Explore compounding.

Answer:
Investing in the stock market involves risk, and this includes the risk of permanently losing money. Before investing, always ensure you have your basic financial needs taken care of in the event of a job loss or catastrophic event. Make sure you have 3 to 6 months of your income readily available in a savings account. This ensures that if you quickly need money, you will not need to rely on selling your stocks. Even relatively "safe" stocks can fluctuate dramatically over time, and there is always a probability your stock could be below what you bought it for when you need cash. Ensure your insurance needs are met. Before allocating a portion of your monthly income to investing, make sure you own proper insurance on your assets, as well as on your health. Remember to never depend on investment money to cover any catastrophic event, as investments do fluctuate over time. For example, if your savings were invested in the stock market in 2008, and you also needed to spend 6 months off work due to an illness, you would have been forced to sell your stocks at a potential 50% loss due to the market crash at the time. By having proper savings and insurance, your basic needs are always covered regardless of stock market volatility. Depending on your investment needs, there are several different types of accounts you may want to consider opening. Each of these accounts represents a vehicle in which to hold your investments. A taxable account refers to an account in which all investment income earned within the account is taxed in the year it was received. Therefore, if you received any interest or dividend payments, or if you sell the stock for a profit, you will need to pay the appropriate taxes. As well, money is available without penalty in these accounts, as opposed to investments in tax deferred accounts. A traditional Individual Retirement Account (IRA) allows for tax-deductible contributions but limits how much you can contribute. An IRA doesn't allow you to withdraw funds until you reach retirement age (unless you're willing to pay a penalty). You would be required to start withdrawing funds by age 70. Those withdrawals will be taxed. The benefit to the IRA is that all investments in the account can grow and compound tax free. If, for example, you have $1000 invested in a stock, and receive a 5% ($50 per year) in dividends, that $50 can be reinvested in full, rather than less due to taxes. This means the next year, you will earn 5% on $1050. The trade-off is less access to money due to the penalty for early withdrawal. Roth Individual Retirement Accounts do not allow for tax-deductible contributions but do allow for tax-free withdrawals in retirement. Roth IRAs do not require you to make withdrawals by a certain age, making them a good way to transfer wealth to heirs. Any of these can be effective vehicles for investing. Spend some time learning more about your options before making a decision. While this may sound complex, dollar cost averaging simply refers to the fact that -- by investing the same amount each month -- your average purchase price will reflect the average share price over time. Dollar cost averaging reduces risk due to the fact that by investing small sums on regular intervals, you reduce your odds of accidentally investing before a large downturn. It is a main reason why you should set up a regular schedule of monthly investing. In addition, it can also work to reduce costs, since when shares drop, your same monthly investment will purchase more of the lower cost shares. When you invest money in a stock, you purchase shares for a particular price. If you can spend $500 per month, and the stock you like costs $5 per share, you can afford 100 shares. By putting a fixed amount of money into a stock each month ($500 for example), you can lower the price you pay for your shares, and thereby make more money when the stock goes up, due to a lower cost. This occurs because when the price of the shares drops, your monthly $500 will be able to purchase more shares, and when the price rises, your monthly $500 will purchase less. The end result is your average purchase price will lower over time. It is important to note that the opposite is also true -- if shares are constantly rising, your regular contribution will buy fewer and fewer shares, raising your average purchase price over time. However, your shares will also be raising in price so you will still profit. The key is to have a disciplined approach of investing at regular intervals, regardless of price, and avoid "timing the market". After a stock market crash, and before the stock market recovers (recoveries rise slower than crashes), consider increasing your 401k contribution by a few percent. This way you will take advantage of low prices and not have to do anything else but stop the extra contribution a couple of years later. At the same time, your frequent, smaller contributions ensure that no relatively large sum is invested before a market downturn, thereby reducing risk. Compounding is an essential concept in investing, and refers to a stock (or any asset) generating earnings based on its reinvested earnings. This is best explained through an example. Assume you invest $1000 in a stock in one year, and that stock pays a dividend of 5% each year. At the end of year one, you will have $1050. In year two, the stock will pay the same 5%, but now the 5% will be based on the $1050 you have. As a result, you will receive $52.50 in dividends, as opposed to $50 in the first year. Over time, this can produce huge growth. If you simply let that $1000 sit in account earning a 5% dividend, over 40 years, it would be worth over $7000 in 40 years. If you contribute an additional $1000 each year, it would be worth $133,000 in 40 years. If you started contributing $500 per month in year two, it would be worth nearly $800,000 after 40 years. Keep in mind since this is an example, we assumed the value of the stock and the dividend stayed constant. In reality, it would likely increase or decrease which could result in substantially more or less money after 40 years.