Write an article based on this "Be yourself. Clean yourself up. Dress well. Do what you enjoy. Relax Be honest with your intentions."
article: As much as you want to gain the approval of a girl, altering your personality to do so isn't the way to go! Even if it works in the short-term, you'll feel fake and happy, and chances are she'll eventually find out who you really are. Know who you are. Own up to your thoughts and feelings in life. Being genuine and self-assured is appealing to girls and will make you feel good about yourself, too. Avoid becoming overly generous or aggressive in an attempt to win her over. This can come across as fake or even offensive--not the way you want to portray yourself! Put less attention into pleasing girls, too. Appreciate your flaws and don't let them distract you. If you like yourself and become comfortable with who you are, then you will be more comfortable around other people. And even if things don't go well, it won't matter as much! Only you can make yourself happy. If you like yourself, that's the most important thing. Maintaining proper hygiene makes you look and feel better. Take a shower in the morning. Wash your hair. Put on deodorant and clean clothes before you go outside. When you're around girls, the last thing you want to worry about is how you smell! Keep yourself clean to make sure it's never a problem. You may choose to put a little perfume or cologne on your neck and shoulders. If you do, use it sparingly! You don't want to overwhelm the people around you. If possible, go out and find some clothes that are right for you. They don't have to be expensive, but they should fit well and feel comfortable on you. Besides making you look good, clothes that you like wearing make you feel more confident and able to focus on girls instead of your appearance. Try observing those around you for ideas on what's fashionable, but remember that a good outfit is one that reflects your own unique style. Ask store employees for feedback. Ask politely and they'll be happy to guide you to a proper fit. You can have fun with girls doing what they want to do, but remember to take time out for yourself and continue to do what makes you happy. If that's watching science fiction and reading comics, go ahead and do it. Never feel ashamed of your interests! Pursuing them is what makes you happier, more genuine and more pleasant to be around. It's natural to find yourself getting completely absorbed in a girl you like. Remember to take a step back some days and give yourself some space to focus on doing something you love, like playing sports or a videogame. . Being tense around girls makes them tense too. If you're looking around trying to figure out what to say or how to escape the situation, you aren't focusing on the girl. Breathe deeply before approaching and when not speaking. Stay present and focus your attention on the girl, instead of on an anxious feeling. Stay positive and remind yourself that nothing bad will happen, because chances are, everything will be just fine. Most people are absorbed in their own lives and aren't out to embarrass you or make you feel bad. If you think you've made a mistake or embarrassed yourself, don't worry about it; chances are, everyone else will forget it ever happened. Starting out befriending a girl you're interested in is a good idea, but if you have feelings for her, don't hide them. Work towards starting a relationship, paying attention to her. If you hide your feelings, she won't know how you feel and can feel betrayed or in a bad position when she does find out. Conversely, don't lead on a girl if you only want to be friends. Remember the tried and true (if somewhat cheesy) saying: Honesty is the best policy! Remember to respect her boundaries. Don't push your feelings upon her if she doesn't return your interest. She'll be grateful and will be more likely to want to be friends, even if she doesn't return your feelings.

Write an article based on this "Roll some polymer clay into a tube, about the size of your thumb. Tap the bottom of the tube against a flat surface. Carve a design into the bottom of the tube. Bake the clay piece(s) according to the instructions on the package. Let the stamp cool. Use the stamp."
article: If you'd like, you can make it taper towards the middle to make it easier to grab onto. This will give you a nice, smooth surface to work on. Many clay-working tools are too big to carve such intricate designs. Luckily, you can use just about anything to carve your design, such as a: ball-point pen, knitting needle, toothpick, stylus, or paperclip. You can also "stamp" a design into the clay. Simply find a fancy coat button or charm, and press it into the clay. Carefully pull the button or charm away. The indent is your design. Preheat your oven to the temperature specified on the package, usually about 275F (135C). Once the oven is hot, stick the piece into the oven and wait the time specified on the package, usually 20 to 30 minutes, depending on the thickness of the piece. If you'd like, you can sand the bottom of the stamp gently to make it perfectly smooth. Do this by placing a sheet of fine-grit sandpaper on a flat surface, and then rubbing the base of the stamp back and forth across it. This should not affect your design, because it is carved into the stamp. Rinse the stamp when you are done, then part it dry. Lightly oat your stamp with oil or water first, then press it into a puddle of melted wax or hot glue. Wait a few seconds, then pull the stamp away. For more detailed instructions, refer to the methods on making wax seals and hot glue seals. You can also make a seal out of clay. Simply roll a bit of polymer clay into a ball, then flatten it. Rub some oil or water onto the stamp, then press it into the clay. Gently pull the stamp away, then bake the clay piece according to the package directions.

Write an article based on this "Make more than the minimum payment. Pay off debt with the highest interest rate first. Talk to your credit card companies. Never close cards with existing balances. Move your debts around. See what you can liquidate to lower your debt."
article:
Credit card companies love it when you pay just enough to get by every month. At that rate, you're mostly paying off interest and barely scratching the surface of your actual debt. Look at your most recent credit card statements to get a ballpark figure on what your monthly interest is, then budget as much of a payment as you can over that amount to actually see a difference in your statement. If you want to know how much above the minimum you should pay, remember what interest is. Interest is the price you pay for money, and creditors always want you to pay interest before anything else. So making the minimum payment is usually only enough to keep your interest from compounding your debt into the stratosphereto keep it where it is, in other words. You want to try to pay enough each month to get beyond the interest and into the principal. It goes almost without saying, but it's something that a lot of people forget. If one credit line is charging you 11% Annual Percentage Rate, or APR (interest over the course of a year) while another credit line is charging you 9% APR, focus all your attention on the debt that falls under 11% interest rate. Pay it off before even touching the other debt. Sure, the other one will accumulate interest in the meantime, but since you're paying interest either way, you might as well do it at the lower percentage. If this process seems too hard, try snowballing your debt. If your interest rates are all roughly the same or you're simply overwhelmed by the sheer number of payments you have to make each month, make the minimum payments on all but the lowest balancewhich you should attack aggressively so that it disappears quickly. Once it's gone, add the payments you would have paid on the lowest debt to the minimum payment on your next-lowest debt until it, too, disappears. Repeat until all debts are cleared. The sense of satisfaction you will feel in making fewer and fewer payments each month will make the process more bearable and help you achieve your goal. Explain your financial situation and ask if there is anything they can do to help. Many will lower your interest rate for a period of time and/or waive current late fee balances to give you an opportunity to catch up. If you've been a customer of theirs for a long time, mention that. While some credit card companies don't care about customer loyalty, more than a few do. Those that do sometimes go to great lengths to keep their customer base happy and loyal, whatever the circumstances. If at first you don't succeed, ask someone more important. If you can't make any headway with the first persons you speak with, ask to speak to a supervisor. If that doesn't work, ask to speak to the retention department. If that doesn't work, call back in a week or two. Come prepared. Be sure to compile a list of other offers you recieve. Know your interest rate terms. Check out the rates that competitors are offering. It might seem like an easy way to get a handle on your debt, but it'll do horrors to your credit score, and you'll still be on the hook for the debt. All this will do is send your credit utilization (your available limit v. your current debt) down, further driving down your credit score. Learn more here on how to increase your credit score. If you feel like you must close an account, you need to pay it off extremely quickly, and you need to make sure that the company records that it was closed at your request and not theirs. Make this request in writing. Let's be clear, transferring money from a credit card with 12% interest to a card with 0% interest may damage your short-term credit. However, barely chipping away at your debt because your interest is too high will damage your finances in the long-term. Shop around for long-term, low- or no-percent interest rate transfer opportunities, or look into transferring some of your debt onto a low-interest card that you already have. Keep the following in mind: How long the low interest rate will last. Depending on your total debt and how quickly you think you can pay it off, 0% interest for six months may not be as good a deal as 2% for 18 months. The amount of the transfer fee. When transferring, you usually have to pay a certain percentage of your debt up-front. Make sure that a) you can afford this transfer fee and b) the fee is less than you would have paid in interest during the introductory period. Usually, transferring to a low-interest card will involve less fees than transferring to a no-interest card. Weigh how much time you expect it will take to make a dent in your debt when choosing to transfer. What the interest rate will be after the introductory period ends. Will it jump up to 18% after 12 months? If it does, will you have paid off enough debt by that time to make that jump worth your while? How long you will be required to keep your balance with the company. Since credit-card hopping has become a popular way to avoid paying interest, some companies have begun stipulating that if you transfer your debt to another card before a certain amount of time has passed, the normal interest rate will be applied to all your previous balances retroactively, leaving you with a huge new debt. Make sure to read all the fine print! Credit card companies are nothing if not resourceful in finding ways to take your money. Look for all the catches above and more, such as transfer fees and ballooning interest rates, before making any decisions. No one likes doing it, but sometimes it needs to be done. If you just bought a car, a memory foam mattress, or a new jacuzzi, think seriously about whether you really need these items, especially if you're paying for them on installment. Liquidating your big-ticket items now will mean less financial hardship for you later on. Always try to find the sales venue that will get you the highest resale value. Think eBay and jewelers, not pawn shops. Get creative and do the math. For example, if you have a car payment, if you can sell your car (even for less than the note is worth) for enough to pay off a card balance or three with higher interest rates and perhaps pay off the interest on the car note, then it makes financial sense to do that.