People in the UK often talk about their homes: their mortgages , the interest rates, and rising prices. Here's a guide to some of the words and phrases you might come across. It's a good idea in the UK to arrange a mortgage with a bank before you start looking. This is when the bank tells you how much money they will lend you so you have a good idea of how much you can afford. The next step is to go to an estate agent and see what sort of properties they have available in your budget range and in your area. If you see something you like, the estate agent will arrange for you to view the property, so that you can see the house or flat for yourself. If you see something that takes your eye, you put in an offer. The vendor can accept or decline this offer, and if the vendor accepts it, you can move forward with the sale. However, as you don't pay any money at this point, the offer isn't legally binding , and in theory, you can pull out of the offer at any time that you like. Your next step will probably be to get a structural survey done. A qualified surveyor will inspect the house and write a report that illustrates any structural problems, like damp or drainage problems. If you still want to go ahead with the sale, you need to appoint a lawyer to do the legal paperwork.. If you already own a house, you might also be busy trying to sell it. Many house owners prefer to sell to first-time buyers (those people who don't already own a home), as they are not in a chain (waiting for other people to buy the house before they can buy their next house). Finally, once the contracts are signed and exchanged, you complete on your house. You get the keys and you can move in whenever you want. Then you might want to throw a house-warming party. Congratulations! The passage is maybe one that _ . A) give some advice on the house B) introduces a book on travelers C) give some tips to buyers D) introduces a guide to visitors
C
(Question)
Good Housekeeping has discovered that even if a child wear a helmet when she bikes, or skates, it may not protect her from a serious head injury. Every year, 390,000 children under age 15 go to hospital emergency rooms with bike-related injuries. Of that number, about one third children suffer head injuries and an estimated 200 die. By wearing a helmet, a child can reduce her risk of injury by as much as 85 percent. But remember ---- a bicycle helmet must fit properly to be safe. Here are five steps to making sure your child's helmet fits properly. 1) If you haven't bought your child's helmet already, you might want to consider one with a rear stabilizer . A rear stabilizer holds the back of the head gently and helps the helmet stay correctly positioned. 2) The helmet should fit closely and shouldn't slide from side to side or front to back. If your child can put two fingers on both temples inside the helmet, it's too big. Try a smaller size. But if the next size down is too small, use the fit pads . Fit pads come in different sizes and attach to the helmet with Velcro. 3) Tell your child to open her mouth widely and ask if she can feel the helmet push down onto the top of her head. If she can't, you need to readjust her helmet. 4) To prevent strap slippage, wind a rubber band around the strap where it meets the fastener. 5) Recheck the fit regularly. You should replace the bicycle helmet: If she has been in an accident with it. If the buckle breaks or if a piece breaks off. If it doesn't have a U.S. Consumer Product Safety Commission, American Society for Testing and Materials, or Snell Memorial Foundation sticker. If it doesn't fit correctly. Even if the helmet fit perfectly two years ago, it might be too small now. Phil White, a father, found the buckle of his girl's helmet broken, he can _ A) buy a new bicycle helmet for her B) mend the bicycle helmet himself C) continue to use the bicycle helmet D) throw away the broken buckle
(Answer)
A
Question: LONDON (Reuters) Ecotourism is causing a lot of damage to wildlife and may be endangering the survival of the very animals people are flocking to see, according to researchers. Biologists and conservationists are worried because polar bears, dolphins, penguins and other creatures are getting stressed and losing weight and some are dying. "Evidence is growing that many animals do not react well to tourists in their backyard," New Scientist magazine said. The immediate effects "researchers have noticed are changes in behavior, heart rates. or stress hormone levels but they fear it could get much worse and over the long term " could endanger the survival of the very wildlife they want to see. " Although money produced through ecotourism, which has been growing at about 10-30 percent a year, has major benefits for poor countries and people living in rural areas, the Swiss-based World Conservation Union (IUCN) and some governments fear not all projects are audited and based on environmentally friendly policies,according to the magazine. Transmission of disease to wildlife,or small changes to wildlife health through disturbance of daily life or increased stress levels, while not obvious to the casual observer, may translate to lower survival and breeding," said Philip Seddon , of the University of Otago in Dunedin, New Zealand. Scientists have noticed that bottleneck dolphins along the northeastern coast of New Zealand become nervously excited when tourist boats arrive. Similar changes in behavior have been observed in polar bears and yellow-eyed penguins in areas visited by colorists are producing smaller babies. Conservationists are now calling for more research into the effect of ecotourism on animals and say the industry must be developed carefully. They also want studies done before new ecotourism projects are started. _ said Rochelle Constantine of the University of Auckland in New Zealand Which is not discovered to have changed in animals disturbed by tourists? A) behavior B) birth rate C) hormone levels D) heart rates
Answer:
B