Input: Article: The collateralized debt obligation in particular enabled financial institutions to obtain investor funds to finance subprime and other lending, extending or increasing the housing bubble and generating large fees. This essentially places cash payments from multiple mortgages or other debt obligations into a single pool from which specific securities draw in a specific sequence of priority. Those securities first in line received investment-grade ratings from rating agencies. Securities with lower priority had lower credit ratings but theoretically a higher rate of return on the amount invested.

Now answer this question: What type pool do collateralized debt obligations place their payments from mortgages into?

Output: single pool

Input: Article: Glaciers are broken into zones based on surface snowpack and melt conditions. The ablation zone is the region where there is a net loss in glacier mass. The equilibrium line separates the ablation zone and the accumulation zone; it is the altitude where the amount of new snow gained by accumulation is equal to the amount of ice lost through ablation. The upper part of a glacier, where accumulation exceeds ablation, is called the accumulation zone. In general, the accumulation zone accounts for 6070% of the glacier's surface area, more if the glacier calves icebergs. Ice in the accumulation zone is deep enough to exert a downward force that erodes underlying rock. After a glacier melts, it often leaves behind a bowl- or amphitheater-shaped depression that ranges in size from large basins like the Great Lakes to smaller mountain depressions known as cirques.

Now answer this question: Which glacial zone area reports a net-loss in glacial mass?

Output: ablation zone

Input: Article: Richard Owen showed that fossils of extinct species Darwin found in South America were allied to living species on the same continent. In March 1837, ornithologist John Gould announced that Darwin's rhea was a separate species from the previously described rhea (though their territories overlapped), that mockingbirds collected on the Galapagos Islands represented three separate species each unique to a particular island, and that several distinct birds from those islands were all classified as finches. Darwin began speculating, in a series of notebooks, on the possibility that "one species does change into another" to explain these findings, and around July sketched a genealogical branching of a single evolutionary tree, discarding Lamarck's independent lineages progressing to higher forms. Unconventionally, Darwin asked questions of fancy pigeon and animal breeders as well as established scientists. At the zoo he had his first sight of an ape, and was profoundly impressed by how human the orangutan seemed.

Now answer this question: How many species of mockingbirds were found to be present on the Galapagos Islands?

Output:
three separate species