INPUT ARTICLE: Article: Make sure that your friends, classmates, and acquaintances all know that you are always there for them, and ready to be a sympathetic ear. If you're a helpful listener, people will seek you out when they have really juicy gossip to share. Help them to unburden themselves of those weighty secrets. Then, you know, spread them around. Practice your active listening skills. Make eye contact when someone is talking, nodding your head along to encourage them. Repeat and summarize what they've said, and encourage them to talk more. Sometimes, it's helpful to give a little gossip of your own to help get someone talking. If a friend seems bothered by some problem, say something like, "You know, I've been feeling the same way. Tell me how you're feeling" to get them started. Then just keep talking about them instead of circling back to you. People typically want to keep secrets to themselves. If you want to bring gossip up to the surface, you've got to learn how to dig below and get at the good stuff. Pay attention to body language when someone talks to you. If someone is shifty, uncomfortable, and won't make eye contact, it likely shows that they're feeling uncomfortable about a topic you're discussing. Ask leading questions to keep them talking. "What happened next?" or "And then what did he say?" will help to keep the gossip rolling, even if the other person doesn't want to talk. Be insistent. If you like to talk, go where the talkers go, and hang out with people who like to gossip. Learn who you can trust with secrets, and who will spread them on to others by asking pointed questions. If someone gives you the goods when you ask, "What's her deal?" you know you've got a friend in dirt. Added bonus: If you have a friend who is always blurting out secrets, it makes it easier to blame gossip on them, if necessary. If your friends are unable to keep secrets, keep your own secrets under close lock and key. Be very careful you don't go from gossiper to gossiped-about. Women often get an unfair reputation for being the gossipers of the world. In truth, studies reveal that men are slightly more willing to gossip, especially when it comes to workplace rumors and conversations. While the gossip of strangers is never quite as good as the gossip of people you actually know, good dirt is good dirt, regardless. If you want to find something good to gossip about, pay attention to what other people are saying around you. When you're on the bus, in a coffee shop, or just taking a walk, keep an ear out for good side conversations. Pro tip: Wear ear buds or headphones when you're sitting somewhere in public, and pretend you're listening to something and can't hear. People will talk more freely if they think you're not able to hear what they're saying. Facebook and Twitter are great places to dig up some serious gossip. People tend to be less guarded and more loose-lipped when they're posting online, which means you can find out stuff they might not normally tell you. If you know a couple train-wrecks, set your phone to send you a notification any time that person posts something, or change your settings to promote that person's stuff. Be sure you don't miss out on any ridiculousness. When someone posts a big batch of pictures, make sure you look through it for signs of potential gossip. Where did they go? Why? What's going on there? Try to come up with good answers. Read celebrity gossip blogs and dirt-sheets as well. While gossiping about what one of the Kardashians is up to might seem less exciting than people you actually know, starting out by dishing on celebs can be a good way to transition into juicer gossip. Get the conversation rolling with red carpet talk, then dish on the real dirt.

SUMMARY: Be a good listener. Learn how to dig deeper. Make friends with other gossipers. Eavesdrop. Snoop around online. Pay attention to the stars, too.

INPUT ARTICLE: Article: This could be Microsoft Excel, Zoho Sheets, Google Docs Sheet or another spreadsheet application. Create labels for the variables relating to your account in cells A1 down through A5 as follows: Balance, Interest Rate, Periods, Additional Deposits and Future Value. Enter these numbers in cells from B1 down through B4. This includes your current balance, interest rate earned, number of months, and any additional deposits you plan to make over time. Make sure you know the compound period of your interest rate not all interest is compounded on a monthly basis and this number will make a difference on the outcome. The compounding period could be yearly, monthly, quarterly check with your financial institution to find out the period. If the compound period is once a month, then you will divide your annual interest rate by 12 to arrive at a monthly interest rate. You will want to enter the number of periods as months, not years. In addition, be sure input the interest rate as a decimal instead of as a percentage. Convert this number by dividing by 100. For example, 6% would be entered as 6%/100, or 0.06. This would then by converted to a monthly rate by dividing by 12, to get 0.06/12, or 0.005. This will calculate the future value of your savings. Type "=FV(B2,B3,-B4,-B1)" in the address bar. Or you can click the function button (labeled "fx") and choose the Future Value formula to create the formula. For this example, assume that you have $500 as a beginning balance, that your savings account earns 2 percent interest each month, that you will not be depositing additional money each month and that you want to see the result after five years. Using the example variables, this account should total $552.54 after five years. In other words, at 2 percent interest, you will earn $52.54 after five years on savings of $500.

SUMMARY: Launch your preferred spreadsheet. Enter the details for your current savings plan. Create a formula in cell B5. Review the formula result.

INPUT ARTICLE: Article: Now that you have a strong understanding of the review and its methodology, you'll be better able to make sense of the rest of the paper. Read actively, taking notes as you go. Make notes of individual empirical papers included in the review that you might want to read on your own. If you see anything you don't understand, highlight it or make a note of it. You can look it up online later, or check a scientific dictionary. Taking notes as you read can help you paraphrase information from the paper in your own writing later, without worrying that you're plagiarizing the original source.

SUMMARY: Go back through the paper from beginning to end.

INPUT ARTICLE: Article: If you're using a computer, navigate to Instagram's website. You'll have to log in with your Instagram account credentials if you aren't already logged in. To do this, tap or click the person icon; for mobile users, this is in the bottom right corner of the screen. If you're on a computer, you'll find this icon in the top right corner of the screen. This should be to the right of your profile image. While you can't force a follower to unfollow your profile, you can block them, thereby preventing them from being able to follow or view your account. This will take you to their profile, from which you can block them. This is in the top right corner of your screen (or to the right of their name on a computer). On Android, this menu is vertical rather than horizontal. On Instagram's site, this option says "Block this user". After selecting this option, Instagram will prompt you for confirmation. This will block your selected user; they will no longer be able to view your posts! Your blocked user will still be able to see your comments on other users' photos, and they will still be able to search for your account; however, they won't be able to access your account. You can view a list of your blocked users at any time by going into your settings menu and selecting the "Blocked Users" tab. If you would like to avoid unwanted followers in the future, you can make your account "Private"; doing so will allow you to approve any follower requests prior to users being able to view your account, which can also indirectly allow you to block users who already blocked you.

SUMMARY:
Tap the Instagram app to open Instagram. Access your profile page. Tap or click the "Followers" option. Review your list of followers. Click or tap a follower you want to delete. Tap the three-dot menu. Click or tap the "Block User" option. Click or tap "Yes, I'm sure". Repeat this process for every follower you wish to block.