Problem: Article: You only want what's best for your child, and when you think they should be at a certain level and they aren't, it can be frustrating for a parent. However, your child will learn language at their own speed, and it's important to be patient and encouraging with them while they make sense of vocabulary and grammar. In most cases, there is nothing to worry about, but sometimes lack of speech, motor control, or other features can indicate a developmental delay in your child. Early recognition of a delay can frequently result in the issue being resolved. To this end, you may want to bring it to your pediatrician's attention if you notice: 3-4 months: poor head support, no babbling or infrequent noise-making, regular eye crossing, and a lack of social smiling. 4-7 months: overly stiff or floppy body, difficulty keeping head steady, difficulty sitting, lack of noise response/social smiling, lack of expressed affection toward caregivers, and doesn't interact with objects. 7-12 months: no crawling, lack of evenness while crawling (1 month after starting), can't stand with assistance, lacks curiosity (especially with hiding games like peek-a-boo), speaks infrequently, and doesn't use body language. 13-24 months: unable to walk by 18 months, cannot make sense or use of daily objects, cannot vocalize a minimum of 6 words by 18 months or 2-word responses by 24 months, doesn't repeat and mimic words and actions, cannot follow simple instructions, loses previously mastered skills. 3-5 years: speech delays (stuttering, lisping, difficulty with articulation), poor motor skills, and under-developed social/emotional skills. In the pre-linguistic stage (0-13 months) your child will babble, cry, coo, and imitate some sounds with poor control. Toward the end of this phase, they might even begin saying, "dadada" or "mamama." Encourage these sounds and connect each with actions and objects throughout this phase. In the holophrastic stage (10 - 13 months), your baby will mostly speak one word at a time, adding meaning through context and non-verbal cues. For example, they might say, "Dada" forcefully, indicating they want their father to come to them. The 2-word sentence phase (at about 18 months) is where your child will begin joining parts of speech together. They will often put nouns with adjectives or verbs with modifiers in expressions like, "Bottle give," "Where dada?", and "Not mama." In the multiple-word sentence stage (2-2.5 years) your child will start putting the rules of language together. At this point, they'll probably make many linguistic errors, like "I catched it" or "I falling off it." This is normal, and part of the learning process. Encourage their efforts so they know you are proud of their attempts at communication. When your child reaches the complex sentence phase (2.5-3 years) they will have some practice at speaking. They'll start trying to put their thoughts in more complicated patterns. There are frequently many errors at this stage. Do not punish your child for poor grammar; this can make them afraid of speaking and making an error. Instead, ask them to explain themselves and describe their thoughts. At the adult-like sentence stage (5-6 years), your child's grammar should be near native and their usage of even complex structures seamless. Continue to encourage reading and speaking around them, as this will still stimulate their linguistic centers and help them continue learning.
Summary: Exercise patience with the stages of language development. Notice and address developmental delays. Respond to babbling as an infant. Interact with single word communications. Engage 2-word communication with normal speech. Encourage more complicated language, even if incorrect. Ask more complicated questions as their ability grows. Carry on full conversations.

INPUT ARTICLE: Article: Once you have selected a fund or funds that meet your needs, it is time to buy some shares. Shares are your individual stake in the fund. Your bank probably offers mutual funds. You may want to speak with an account representative in your branch to see if they have a fund that meets your objectives. This simplifies the process of opening an account. It also makes it easier to make contributions, redemptions or withdrawals. An added bonus is that you will receive summaries of your spending, saving, and investing activity in one place. This makes it easier for you to review all this information at once. If you opt not to sign up through your bank, you can contact a stockbroker or go to the website for the fund you've chosen. If the fund allows you to buy shares directly, there will be an option for opening a new account on the home page. This is likely to be the least expensive way to buy mutual fund shares. Opening a mutual fund account is like opening a bank account. There will be a simple form for you to input your personal information and to designate the fund you're choosing and the amount of money you're investing. The website will provide detailed instructions for opening an account. Make sure all the information you've provided is correct, then sign the document. You will probably be able to sign electronically. You should be able to deposit funds using either a check or an electronic transfer from your bank account. Submit the money you want to devote to your initial investment. You can invest a particular lump sum or buy a specific number of fund shares based on the current cost per share. Mutual fund shares are "redeemable." This means you can sell any of your shares back to the fund at any time. Mutual funds accept redemption orders by telephone or by regular mail. Most mutual funds will also process redemption requests online. To find out how to redeem your shares, visit the website of your fund or look in their latest prospectus. A fund typically must distribute requested redemption proceeds within seven business days.

SUMMARY: Talk to a banker. Go to the fund's website. Enter your information. Review and sign. Buy shares. Redeem your shares.

In one sentence, describe what the following article is about: If you'd like the kaju katli to have an eye-catching shine, get out a few leaves of edible silver. Peel off the top layer of parchment paper and lay the silver leaves on the dough. Press down gently and then peel off the backing to reveal the silver-topped dough. You can purchase edible silver leaves (chandi ka vark) online or at Indian markets.
Summary:
Apply edible silver leaves, if desired.