Question: A study by the World Institute for Development Economics Research at United Nations University reports that the richest 1% of adults alone owned 40% of global assets in the year 2000. The three richest people in the world possess more financial assets than the lowest 48 nations combined. The combined wealth of the "10 million dollar millionaires" grew to nearly $41 trillion in 2008. A January 2014 report by Oxfam claims that the 85 wealthiest individuals in the world have a combined wealth equal to that of the bottom 50% of the world's population, or about 3.5 billion people. According to a Los Angeles Times analysis of the report, the wealthiest 1% owns 46% of the world's wealth; the 85 richest people, a small part of the wealthiest 1%, own about 0.7% of the human population's wealth, which is the same as the bottom half of the population. More recently, in January 2015, Oxfam reported that the wealthiest 1 percent will own more than half of the global wealth by 2016. An October 2014 study by Credit Suisse also claims that the top 1% now own nearly half of the world's wealth and that the accelerating disparity could trigger a recession. In October 2015, Credit Suisse published a study which shows global inequality continues to increase, and that half of the world's wealth is now in the hands of those in the top percentile, whose assets each exceed $759,900. A 2016 report by Oxfam claims that the 62 wealthiest individuals own as much wealth as the poorer half of the global population combined. Oxfam's claims have however been questioned on the basis of the methodology used: by using net wealth (adding up assets and subtracting debts), the Oxfam report, for instance, finds that there are more poor people in the United States and Western Europe than in China (due to a greater tendency to take on debts).[unreliable source?][unreliable source?] Anthony Shorrocks, the lead author of the Credit Suisse report which is one of the sources of Oxfam's data, considers the criticism about debt to be a "silly argument" and "a non-issue . . . a diversion." 1. Who did the study on global assets?
2. What did the study show?
3. Does their wealth continue to grow?
4. Do they expect to own half of the wealth by 2016?
5. Could that cause any economic problems?
6. Do you know what problems it could create?
7. Has the method been questioned?
8. On what basis?
9. What is that?
10. Does a regions debt contribute to the the results?
11. What does Shorrocks say about the data?
12. Where are the most poor people located?
13. Anywhere else?
14. Why? Provide a numbered list of answers.
****
A numbered of answers: 1. the World Institute for Development Economics Research
2. that the richest 1% of adults alone owned 40% of global assets in the year 2000
3. yes
4. yes
5. yes
6. yes, a recession
7. yes
8. because they're using net wealth
9. (adding up assets and subtracting debts)
10. yes
11. that the criticism about debt is silly and a non-issue
12. the report says they're in the United States
13. and Western Europe
14. due to a greater tendancy to take on debts

Question: CHAPTER XVI.

COME AT LAST.

Now, as if in all things Tom Thurnall and John Briggs were fated to take opposite sides, Campbell lost ground with Elsley as fast as he gained it with Thurnall. Elsley had never forgiven himself for his passion that first morning. He had shown Campbell his weak side, and feared and disliked him accordingly. Beside, what might not Thurnall have told Campbell about him? And what use might not the Major make of his secret? Besides, Elsley's dread and suspicion increased rapidly when he discovered that Campbell was one of those men who live on terms of peculiar intimacy with many women; whether for his own good or not, still for the good of the women concerned. For only by honest purity, and moral courage superior to that of the many, is that dangerous post earned; and women will listen to the man who will tell them the truth, however sternly; and will bow, as before a guardian angel, to the strong insight of him whom they have once learned to trust. But it is a dangerous office, after all, for layman as well as for priest, that of father-confessor. The experience of centuries has shown that they must needs exist, wherever fathers neglect their daughters, husbands their wives; wherever the average of the women cannot respect the average of the men. But the experience of centuries should likewise have taught men, that the said father-confessors are no objects of envy; that their temptations to become spiritual coxcombs (the worst species of all coxcombs), if not intriguers, bullies, and worse, are so extreme, that the soul which is proof against them must be either very great, or very small indeed. Whether Campbell was altogether proof, will be seen hereafter. But one day Elsley found out that such was Campbell's influence, and did not love him the more for the discovery. 1. what had elsley not forgiven himself for?
2. what did he feel he had revealed to Campbell?
3. How did he feel about Campbell after that? Provide a numbered list of answers.
****
A numbered of answers: 1. his passion that first morning.
2. He had shown Campbell his weak side
3. he feared and disliked him accordingly

Question: As weather cools across the United States, a growing number of Americans visit farms. They harvest fruits, enjoy hay wagon rides and walk in the fields. These people are called "agri-tourists." They improve the economy of rural areas and help farmers increase their profits.

School children are walking in a corn field _ . The corn is cut into tricky passageways that make it difficult to find a way out. The children are from Yorktown Elementary School in Bowie Maryland. They have traveled to Montpelier Farms in Prince George's County which is also in Maryland. The farm is about 40 kilometers from The White House.

Debbie Pierson is the student's teacher. "We go on these kind of field trips so that the children will have a hands-on experience of what it's like to be on a farm," Pierson said.

In Loudoun County Virginia, there are farms where grapes are grown for use in making wine. Many of the farms let people visit, and drink the wine that is made there. Bill Hatch owns the Zephaniah Farm Vineyard. He holds wine tastings in his home. "We are doubling the number of visitors to our farm every year. We have an average of 250 people on a weekend," Hatch said.

As more people visit farms, more farmers are adding activities in which visitors can take part.

Malcolm Baldwin owns WeatherLea Farm and Vineyard in Loudoun County. Six years ago, he began letting people be married at his farm. They can also sleep at the farm overnight. Mr. Baldwin says the money he makes from these activities let him keep his small farm operating. "But without the animals, and without the vines, the wedding business wouldn't be as profitable , because people like to see the vines. They like to see the animals and without which I don't think this will be a popular place," Baldwin said. 1. How far is the farm from the white house?
2. What state is it in?
3. What is it called?
4. Who went there?
5. Where are they from?
6. Where is that located?
7. Who is their teacher?
8. Why does she take them on trips like this?
9. Are the trips good for farmers?
10. Why?
11. What do they grow in Loudoun County?
12. What is done with the grapes?
13. What does Bill Hatch own?
14. What does he host there?
15. Do many people go?
16. Who owns WeatherLea Farm?
17. What special event do people hold at his farm?
18. What does he get out of it?
19. Do people like to visit these places when its warmer or cooler?
20. What is grown at Montpelier Farms?
21. What county is this farm in? Provide a numbered list of answers.
****
A numbered of answers:
1. about 40 kilometers
2. Maryland
3. Montpelier Farms
4. children
5. Yorktown Elementary School
6. Bowie Maryland
7. Debbie Pierson
8. so they have a hands-on experience of what it's like to be on a farm
9. yes
10. They improve the economy of rural areas
11. grapes
12. they make wine
13. Zephaniah Farm Vineyard
14. wine tastings
15. yes
16. Malcolm Baldwin
17. weddings
18. money
19. cooler
20. corn
21. Prince George's County