In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

SECTION 1. SHORT TITLE.

This Act may be cited as the ''Government Credit Card Abuse
Prevention Act of 2007''.

SEC. 2. MANAGEMENT OF PURCHASE CARDS.

(a) Required Safeguards and Internal Controls.--The head of each
executive agency that issues and uses purchase cards and convenience
checks shall establish and maintain safeguards and internal controls to
ensure the following:
(1) There is a record in each executive agency of each
holder of a purchase card issued by the agency for official
use, annotated with the limitations on single transaction and
total credit amounts that are applicable to the use of each
such card by that purchase cardholder.
(2) Each purchase card holder is assigned an approving
official other than the card holder with the authority to
approve or disapprove expenditures.
(3) The holder of a purchase card and each official with
authority to authorize expenditures charged to the purchase
card are responsible for--
(A) reconciling the charges appearing on each
statement of account for that purchase card with
receipts and other supporting documentation; and
(B) forwarding such reconciliation to the
designated official who certifies the bill for payment
in a timely manner.
(4) Any disputed purchase card charge, and any discrepancy
between a receipt and other supporting documentation and the
purchase card statement of account, is resolved in the manner
prescribed in the applicable Governmentwide purchase card
contract entered into by the Administrator of General Services.
(5) Payments on purchase card accounts are made promptly
within prescribed deadlines to avoid interest penalties.
(6) Rebates and refunds based on prompt payment on purchase
card accounts are monitored for accuracy and properly recorded
as a receipt to the agency that pays the monthly bill.
(7) Records of each purchase card transaction (including
records on associated contracts, reports, accounts, and
invoices) are retained in accordance with standard Government
policies on the disposition of records.
(8) Periodic reviews are performed to determine whether
each purchase cardholder has a need for the purchase card.
(9) Appropriate training is provided to each purchase
cardholder and each official with responsibility for overseeing
the use of purchase cards issued by an executive agency.
(10) The executive agency has specific policies regarding
the number of purchase cards issued by various organizations
and categories of organizations, the credit limits authorized
for various categories of cardholders, and categories of
employees eligible to be issued purchase cards, and that those
policies are designed to minimize the financial risk to the
Federal Government of the issuance of the purchase cards and to
ensure the integrity of purchase cardholders.
(11) The executive agency utilizes technologies to prevent
or identify fraudulent purchases, including controlling
merchant codes and utilizing statistical machine learning and
pattern recognition technologies that review the risk of every
transaction.
(12) The executive agency invalidates the purchase card of
each employee who--
(A) ceases to be employed by the agency immediately
upon termination of the employment of the employee; or
(B) transfers to another unit of the agency
immediately upon the transfer of the employee.
(13) The executive agency takes steps to recover the cost
of any improper or fraudulent purchase made by an employee,
including, as necessary, through salary offsets.
(b) Management of Purchase Cards.--The head of each executive
agency shall prescribe regulations implementing the safeguards and
internal controls in subsection (a). The regulations shall be
consistent with regulations that apply Governmentwide regarding the use
of purchase cards by Government personnel for official purposes.
(c) Penalties for Violations.--The regulations prescribed under
subsection (b) shall provide for appropriate adverse personnel actions
or other punishment to be imposed in cases in which employees of an
executive agency violate such regulations or are negligent or engage in
misuse, abuse, or fraud with respect to a purchase card, including
imposition of the following penalties:
(1) In the case of an employee who is suspected by the
executive agency to have engaged in fraud, referral of the case
to the United States Attorney with jurisdiction over the
matter.
(2) In the case of an employee who is found guilty of fraud
or found by the executive agency to have egregiously abused a
purchase card, dismissal of the employee.
(d) Risk Assessments and Audits.--The Inspector General of each
executive agency shall--
(1) periodically conduct risk assessments of the agency
purchase card program and associated internal controls and
analyze identified weaknesses and the frequency of improper
activity in order to develop a plan for using such risk
assessments to determine the scope, frequency, and number of
periodic audits of purchase cardholders;
(2) perform periodic audits of purchase cardholders
designed to identify--
(A) potentially fraudulent, improper, and abusive
uses of purchase cards;
(B) any patterns of improper cardholder
transactions, such as purchases of prohibited items;
and
(C) categories of purchases that should be made by
means other than purchase cards in order to better
aggregate purchases and obtain lower prices;
(3) report to the head of the executive agency concerned on
the results of such audits; and
(4) report to the Director of the Office of Management and
Budget and the Comptroller General on the implementation of
recommendations made to the head of the executive agency to
address findings during audits of purchase cardholders.
(e) Definition of Executive Agency.--In this section, the term
''executive agency'' has the meaning given such term in section 4(1) of
the Office of Federal Procurement Policy Act (41 U.S.C. 403(1)).
(f) Relationship to Department of Defense Purchase Card
Regulations.--
(1) In general.--Except as provided by the amendments made
by paragraph (2), the requirements under this section shall not
apply to the Department of Defense.
(2) Exception.--Section 2784(b) of title 10, United States
Code, is amended--
(A) in paragraph (8), by striking ''periodic
audits'' and all that follows through the period at the
end and inserting ''risk assessments of the agency
purchase card program and associated internal controls
and analyze identified weaknesses and the frequency of
improper activity in order to develop a plan for using
such risk assessments to determine the scope,
frequency, and number of periodic audits of purchase
cardholders.''; and
(B) by adding at the end the following new
paragraphs:
''(11) That the Department of Defense utilizes technologies
to prevent or identify fraudulent purchases, including
controlling merchant codes and utilizing statistical machine
learning and pattern recognition technologies that review the
risk of every transaction.
''(12) That the Secretary of Defense--
''(A) invalidates the purchase card of each
employee who ceases to be employed by the Department of
Defense immediately upon termination of the employment
of the employee; and
''(B) invalidates the purchase card of each
employee who transfers to another agency or subunit
within the Department of Defense immediately upon such
transfer.''.

SEC. 3. MANAGEMENT OF TRAVEL CARDS.

Section 2 of the Travel and Transportation Reform Act of 1998
(Public Law 105-264; 5 U.S.C. 5701 note) is amended by adding at the
end the following new subsection:
''(h) Management of Travel Charge Cards.--
''(1) Required safeguards and internal controls.--The head
of each executive agency that has employees that use travel
charge cards shall establish and maintain safeguards and
internal controls over travel charge cards to ensure the
following:
''(A) There is a record in each executive agency of
each holder of a travel charge card issued by the
agency for official use, annotated with the limitations
on amounts that are applicable to the use of each such
card by that travel charge cardholder.
''(B) Rebates and refunds based on prompt payment
on travel charge card accounts are properly recorded as
a receipt of the agency that employs the cardholder.
''(C) Periodic reviews are performed to determine
whether each travel charge cardholder has a need for
the travel charge card.
''(D) Appropriate training is provided to each
travel charge cardholder and each official with
responsibility for overseeing the use of travel charge
cards issued by an executive agency.
''(E) Each executive agency has specific policies
regarding the number of travel charge cards issued by
various organizations and categories of organizations,
the credit limits authorized for various categories of
cardholders, and categories of employees eligible to be
issued travel charge cards, and that those policies are
designed to minimize the financial risk to the Federal
Government of the issuance of the travel charge cards
and to ensure the integrity of travel charge
cardholders.
''(F) The head of each executive agency negotiates
with the holder of the applicable travel card contract,
or a third party provider of credit evaluations if such
provider offers more favorable terms, to evaluate the
creditworthiness of an individual before issuing the
individual a travel charge card, and that no individual
be issued a travel charge card if the individual is
found not creditworthy as a result of the evaluation
(except that this paragraph shall not preclude issuance
of a restricted use travel charge card when the
individual lacks a credit history or the issuance of a
pre-paid card when the individual has a credit score
below the minimum credit score established by the
agency). Each executive agency shall establish a
minimum credit score for determining the
creditworthiness of an individual based on rigorous
statistical analysis of the population of cardholders
and historical behaviors. Notwithstanding any other
provision of law, such evaluation shall include an
assessment of an individual's consumer report from a
consumer reporting agency as those terms are defined in
section 603 of the Fair Credit Reporting Act. The
obtaining of a consumer report under this subsection is
deemed to be a circumstance or purpose authorized or
listed under section 604 of the Fair Credit Reporting
Act.
''(G) Each executive agency utilizes technologies
to prevent or identify fraudulent purchases, including
controlling merchant codes and utilizing statistical
machine learning and pattern recognition technologies
that review the risk of every transaction.
''(H) Each executive agency ensures that the travel
charge card of each employee who ceases to be employed
by the agency is invalidated immediately upon
termination of the employment of the employee.
''(I) Each executive agency utilizes mandatory
split disbursements for travel card purchases.
''(2) Regulations.--The Administrator of General Services
shall prescribe regulations governing the implementation of the
safeguards and internal controls in paragraph (1) by executive
agencies.
''(3) Penalties for violations.--The regulations prescribed
under paragraph (2) shall provide for appropriate adverse
personnel actions or other punishment to be imposed in cases in
which employees of an executive agency violate such regulations
or are negligent or engage in misuse, abuse, or fraud with
respect to a travel charge card, including removal in
appropriate cases.
''(4) Assessments.--The Inspector General of each executive
agency shall--
''(A) periodically conduct risk assessments of the
agency travel card program and associated internal
controls and analyze identified weaknesses and the
frequency of improper activity in order to develop a
plan for using such risk assessments to determine the
scope, frequency, and number of periodic audits of
purchase cardholders;
''(B) perform periodic audits of travel cardholders
designed to identify potentially fraudulent, improper,
and abusive uses of travel cards;
''(C) report to the head of the executive agency
concerned on the results of such audits; and
''(D) report to the Director of the Office of
Management and Budget and the Comptroller General on
the implementation of recommendations made to the head
of the executive agency to address findings during
audits of travel cardholders.
''(5) Definitions.--In this subsection:
''(A) The term 'executive agency' means an agency
as that term is defined in section 5701 of title 5,
United States Code, except that it is in the executive
branch.
''(B) The term 'travel charge card' means the
Federal contractor-issued travel charge card that is
individually billed to each cardholder.''.

SEC. 4. MANAGEMENT OF CENTRALLY BILLED ACCOUNTS.

The head of an executive agency that has employees who use a
centrally billed account shall establish and maintain safeguards and
internal controls to ensure the following:
(1) Items submitted on an employee's travel voucher are
compared with items paid for using a centrally billed account
to ensure that an employee is not reimbursed for an item
already paid for through a centrally billed account.
(2) The executive agency submits requests for refunds for
unauthorized purchases to the holder of the applicable contract
for a centrally billed account.
(3) The executive agency submits requests for refunds for
fully or partially unused tickets to the holder of the
applicable contract for a centrally billed account.

SEC. 5. REGULATIONS.

(a) In General.--Not later than 180 days after the date of the
enactment of this Act--
(1) the head of each executive agency shall promulgate
regulations to implement the requirements of sections 2 and 4;
and
(2) the Administrator of General Services shall promulgate
regulations required pursuant to the amendments made by section
3.
(b) Best Practices.--Regulations promulgated under this section
shall reflect best practices for conducting purchase card and travel
card programs.
Government Credit Card Abuse Prevention Act of 2007 - Requires the head of each executive agency, except the Department of Defense (DOD), to: (1) establish safeguards and internal controls for purchase cards, convenience checks, and travel cards; and (2) prescribe regulations implementing such safeguards and controls that provide for adverse personnel actions or other punishment against employees for card violations, negligence, misuse, abuse, or fraud.

Requires each agency Inspector General to: (1) periodically conduct risk assessments of agency purchase and travel card programs and associated internal controls, analyze weaknesses and the frequency of improper activity, and develop a plan to determine the scope, frequency, and number of periodic audits of cardholders; (2) perform periodic audits of card holders and report results to the agency head; and (3) report to the Director of the Office of Management and Budget (OBM) and the Comptroller General on the implementation of recommendations to address audit findings.

Requires DOD regulations that govern the use and control of purchase cards and convenience checks that are issued to DOD personnel to include safeguards and internal controls to ensure that: (1) the Inspector Generals of DOD, the Army, the Navy, and the Airforce periodically conduct risk assessments of the DOD purchase card program and associated internal controls, analyze weaknesses and the frequency of improper activity, and develop a plan to determine the scope, frequency, and number of periodic audits of cardholders; (2) DOD utilizes technologies to prevent or identify fraudulent purchases, including controlling merchant codes and utilizing statistical machine learning and pattern recognition technologies that review the risk of every transaction; and (3) DOD invalidates the purchase card of terminated or transferred employees.

Amends the Travel and Transportation Reform Act of 1998 to require each agency head to establish safeguards and internal controls over travel charge cards. Requires the Administrator of General Services to prescribe regulations governing the implementation of such safeguards and internal controls.

Requires the heads of agencies that have employees who use centrally billed accounts to establish safeguards and internal controls to ensure that agencies: (1) compare items submitted on an employee's travel voucher with items paid using such an account; (2) dispute unauthorized charges and track disputed transactions to ensure appropriate resolution; and (3) submit requests for refunds for fully or partially unused tickets to the holder of the applicable contract for a centrally billed account.