Problem: Financial crisis of 2007%E2%80%9308:

Moreover, a conflict of interest between professional investment managers and their institutional clients, combined with a global glut in investment capital, led to bad investments by asset managers in over-priced credit assets. Professional investment managers generally are compensated based on the volume of client assets under management. There is, therefore, an incentive for asset managers to expand their assets under management in order to maximize their compensation. As the glut in global investment capital caused the yields on credit assets to decline, asset managers were faced with the choice of either investing in assets where returns did not reflect true credit risk or returning funds to clients. Many asset managers chose to continue to invest client funds in over-priced (under-yielding) investments, to the detriment of their clients, in order to maintain their assets under management. This choice was supported by a "plausible deniability" of the risks associated with subprime-based credit assets because the loss experience with early "vintages" of subprime loans was so low.

What rationale did asset managers who continued to invest in over-priced investments to the detriment of their clients use?
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A: plausible deniability

Problem: London:

Policing in Greater London, with the exception of the City of London, is provided by the Metropolitan Police Service, overseen by the Mayor through the Mayor's Office for Policing and Crime (MOPAC). The City of London has its own police force the City of London Police. The British Transport Police are responsible for police services on National Rail, London Underground, Docklands Light Railway and Tramlink services. A fourth police force in London, the Ministry of Defence Police, do not generally become involved with policing the general public.

What agency is responsible for policing rail services in London?
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A: The British Transport Police

Problem: Houston:

According to the United States Census Bureau, the city has a total area of 656.3 square miles (1,700 km2); this comprises 634.0 square miles (1,642 km2) of land and 22.3 square miles (58 km2) of water. The Piney Woods is north of Houston. Most of Houston is located on the gulf coastal plain, and its vegetation is classified as temperate grassland and forest. Much of the city was built on forested land, marshes, swamp, or prairie which resembles the Deep South, and are all still visible in surrounding areas. Flatness of the local terrain, when combined with urban sprawl, has made flooding a recurring problem for the city. Downtown stands about 50 feet (15 m) above sea level, and the highest point in far northwest Houston is about 125 feet (38 m) in elevation. The city once relied on groundwater for its needs, but land subsidence forced the city to turn to ground-level water sources such as Lake Houston, Lake Conroe and Lake Livingston. The city owns surface water rights for 1.20 billion gallons of water a day in addition to 150 million gallons a day worth of groundwater.

In what topography is Houston located?
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A: gulf coastal plain

Problem: Yale University:

In 190910, football faced a crisis resulting from the failure of the previous reforms of 190506 to solve the problem of serious injuries. There was a mood of alarm and mistrust, and, while the crisis was developing, the presidents of Harvard, Yale, and Princeton developed a project to reform the sport and forestall possible radical changes forced by government upon the sport. President Arthur Hadley of Yale, A. Lawrence Lowell of Harvard, and Woodrow Wilson of Princeton worked to develop moderate changes to reduce injuries. Their attempts, however, were reduced by rebellion against the rules committee and formation of the Intercollegiate Athletic Association. The big three had tried to operate independently of the majority, but changes did reduce injuries.

Who attempted to enact measures of soccer reform?
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A:
unanswerable