This question has options. Answer the question about text:

Cuz I need to get some doctor / dental visits taken care of and I ca n't right now because I do n't have benefits . ugh . So , that was the good news for the week .

What may be the reason I wo n't visit the doctor ?
Options: (I) I am scared of hospitals . (II) I am not sick . (III) I can go to a acupuncturist instead . (IV) My job does not offer benefits .
(IV)