Multi-select problem: How does the next paragraph end?

How to keep business assets during a bankruptcy
Identify which reorganization is available to you.
There are two bankruptcy chapters that will let you reorganize your business debts: chapter 11 and chapter 13. In a reorganization, you come up with a plan to pay your creditors.

Pick your answer from:
+ You then have a sample plan to consider. Chapter 13 requires the insurer to file an default judgment after creditors file.
+ Discuss how the reorganization will remove the debt. Chapter 13 will make the debt better if you cut back on income and eliminate it entirely.
+ Not every business can choose either chapter 11 or chapter 13. Chapter 11 is available to all business entities.
+ Once you have reviewed the plan, you can choose to modify the plan. For instance, you might have a plan to foreclose on your assets without paying your creditors.
Not every business can choose either chapter 11 or chapter 13. Chapter 11 is available to all business entities.