Article: Before you provide any services or goods, contract with your customer so they understand what they are responsible for paying and when. Make sure all document language is clear. Discuss the account with the customer so you can be sure they are familiar with any charged amounts and due dates. Payment terms need to be agreed on by both parties. Consider adopting a late payment fee to encourage on-time payments. You may choose to charge a percentage of the total bill when payments become delinquent2% is typical. Make sure all late fee policies are included in your contract or payment policy. You may prefer to ask for at least 50% of payment upfront. This ensures you at least receive something in exchange for your time and efforts. Do research about collecting interest. Federal and state laws regulate the collection of interest on debts. Always make sure that any interest you charge is lawful and included in your payment policy to avoid debt forfeiture or a fine. You can check usa.gov for your state's usury laws. You can also check your state's attorney general website for information on legal interest rates and legal practices in your state. Some invoices state, "payment due upon receipt." You may also use "net 15 days," "net 30 days" or any other period of time in which you expect someone to remit payment. Placing a due date on a bill encourages your customer to include it in a current or upcoming billing cycle. If you do not place a due date on the bill, the business or individual may wait a month or two before paying, especially if bills are tight. Don't wait 30 days from the date of service or delivery of the product to send out a bill. Bill every 15 to 30 days. The sooner you send out the bill, the more likely you will get paid sooner. When a payment becomes past due, immediately send a reminder noting the amount owed as well as the fact that payment is now past due. Many customers are so busy that they simply forget a bill hasn't been paid. They will often pay it as soon as they realize payment is past due. Keep a record of all contact with the debtor. You will need the dates and times of your calls, letters and any other communication about the late payment, in case of legal action. You may also need to address this information when you contact the debtor. Make sure you have relevant contact information, such as address, telephone number and extension number, if available.It is also good to check in with your business contacts regularly. Engaged business relationships promote a mutual desire to fulfill transactions. Address each bill directly to the person who makes financial decisions in a business or the person responsible for the account. If you don't have a contact for a business transaction, you can usually call the front desk and be connected to Accounts Payable. You will need to decide what happens when payments are late. Generally, you first send out a reminder, then call the customer or business that is late with a payment, follow up, try to negotiate and then take it to collections or pursue legal action if the debt remains unpaid. Everyone in your company should understand the process so they know where to direct those who owe debts when they reach out to you.
Question: What is a summary of what this article is about?
Develop a payment policy. List the due date on every bill you send. Send reminder bills. Keep a contact with each company or customer. Create a procedure for dealing with debts.

Problem: Article: All good relationships are built on communication, openness, and honesty. Hiding your dreams and passions from her is only going to create a divide between you, making it harder to connect as you drift apart. Bridge this gap by talking openly and often. Share your hopes, fears, and wacky ideas, and she'll feel free to share hers. This includes ideas that are difficult to talk about. You may think you should "protect her," but she is a smart, capable person just like you. She'll feel more touched that you trusted her than hurt by what you have to say. Eye contact breeds trust, closeness, and love. It shows that you're talking honestly and respectfully, whereas looking away may make you seem untrustworthy. Just as importantly, keep you eyes up and away from her body. You don't want a girl to think you only like her for her body. If you have trouble making eye-contact, look between her eyes or at her earlobe. If you're a few feet away, most people won't notice that you're not looking at their eyes. 50% of conversation is listening, but people often forget how important it is to shut up from time to time. Ask her questions and listen thoughtfully, nodding along and asking relevant questions when possible. If you've been talking for 2-3 minutes straight, it is time to slow down and ask her a question. Make eye-contact as you listen. Ask her simple questions like, "how was your day?" and "what do you think of that?" If you really like this girl, try unique compliments, such as "I love your laugh, it brightens up the whole room," instead of "you have beautiful eyes". Avoid cheesy pick-up lines that she's probably heard before. A compliment only means something if you really mean the compliment. The more genuine and specific your compliment, the better it will be. Think about what you really love about her and let her know. Don't just spit the lines you've heard in movies. Sometimes she doesn't expect you to offer a solution, but instead wants you to listen to her vent. Treat her with care and compassion when she shares her feelings with you. If she needs time and space, give it to her. Being supportive is about being there when she needs you. Even if something seems small to you, you need to show her that you care when she's upset. If she seems upset, but won't talk, don't push her. Just listen. Ask her if there "is anything on your mind?" or simply "how is everything going." Asking her "if something is wrong" implies that there is something bad happening, which can cause her to close up.
Summary: Communicate openly about issues and ideas. Make eye contact. Make listening a priority. Give compliments, as long as they are genuine. Be there for her when she's upset.

You may not need to delete your old email address. In fact, leaving it online with proper forwarding will help ensure that you don't miss any important emails in the months following your switch. There may be no harm in keeping an old address, especially if it's free. You can always use your old address to sign up for mailing lists and other less important accounts, which can help minimize spam on your new account. Keeping your old email account can be very useful if you need to log into an online account you set up with it that you forgot to transition to your new email. If you delete your old account before making the change, you may be locked out without the ability to manage it. You'll want to make sure that you don't miss any important messages, so leave your old account online for at least six months. Web-based email accounts will not deactivate in this time, so you'll receive all of your forwarded messages without having to log into the old address. Many email services allow you to set up an "out of office" or "vacation" message. Use this to automatically inform senders that you have a new email address. You may not want to do this if you get a lot of spam on your old account, as the spam senders will automatically see your new address. See Use Email Autoresponders for information on setting up an auto-reply. If you want to permanently delete your old email account, you can do so once you're sure everything is being sent to your new address. Remember, it may be better to leave the old account active in case you need to access another account set up with it. Deleting email accounts is permanent, and you won't be able to reactivate it once it's gone. See Delete a Google or Gmail Account for information on deleting your Gmail account. See Delete Yahoo! Accounts for instructions on deleting your Yahoo Mail account. See Close a Microsoft Account for details on deleting a Hotmail, Live, or Outlook.com mail account.
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One-sentence summary --
Decide if you want to delete your old address. Leave your address for at least six months, even if you plan to delete it. Set up an auto-responder on your old account. Delete your old address when you're sure you aren't receiving important messages on it anymore.