Write an article based on this "Create a preliminary budget. Set goals for the bulk of your discretionary spending. Maximize tax advantages. Budget out the rest of your discretionary spending."
article: The history established in Part 1 will help you create an accurate preliminary budget. You should calculate your fixed expenses and revenue, then decide how you want to spend your discretionary money. To calculate fixed expenses, take an average for each month over the past year, then add about 5%. For example, if your power bill varies seasonally but averages to $210 per month, you should estimate the bill at $220 per month. Be sure to account for changes to fixed expenses, such as paying off a student loan or adding a payment for a new car. Now that you have determined how much discretionary money you should have leftover every month, decide how you want to spend that money. Your goal should be clear, explicit, and actionable. Some short-term goals may be: Save $8,000 in an emergency savings fund Put 5% of each paycheck in a savings account Pay off credit card balances in 12 months Save $6,000 for an anniversary vacation There are ways of saving money that can offer tax benefits. If you put money directly from your paycheck into a 401(K) or personal IRA, the money can be deducted prior to being subject to taxes. Some companies even offer partial matching for retirement contributions, which can make your savings go even further. This part of your budget is all about identifying values. What values do you have and how do you want to spend your money to realize them? Money, after all, is a means to an end, not an end in itself. What sort of a person are you, and what do you like to do? Many people end up spending money on hobbies, interests, or charities. Think of this as investing in an experience or feeling of satisfaction. Think about what makes you really happy. A popular theory is people who spend money on experiences are actually happier than people who spend money on possessions. Consider setting aside more money for travel and vacation.

Write an article based on this "Show your dog the proper spot to go. Take your Yorkie to the designated spot often. Do not punish your dog for accidents. Clean any indoor messes thoroughly. Utilize your dog's crate. Watch for indications from your dog."
article: As with other training, consistency is important when house training your Yorkie. Initially, pick a specific spot where you want your dog to toilet to help him or her associate the spot with going to the bathroom. The first several instances of your dog toileting in the correct spot will be a matter of the right place at the right time. You can help your dog start to understand that it's the correct behavior by offering plenty of praise and a treat for the happy coincidence. For a puppy, this is as often as every twenty minutes when the dog hasn't gone recently, as well as first thing in the morning, last thing at night, and after every meal. For an adult dog, this can be hourly, after sleep, and after meals. As with other training, punishment is not an effective deterrent for your Yorkie when it comes to house training. Punishment will only make your dog wary of you and try to find more secretive places in the house to go. This includes rubbing your dog's nose in the mess. This is not an effective deterrent. Your Yorkie won't understand why you're doing it. Your dog will smell the remnants of any indoor messes and be drawn back to those spots to go again. Clean up any messes using an enzymatic cleaner to get rid of any lingering smell that could draw the dog back. This will help make the house-training process easier on both of you. If you're crate training your Yorkie, ensure that you properly use it to help with toilet training. A crate can help because your Yorkie will be more reluctant to soil his or her "den" and more likely to hold on and go in the yard. As your Yorkie starts to understand that going in the correct place means a reward, he or she will want to obey. However, it's not exactly easy for your pup to communicate to you that it's time to go except by going. You have to offer your dog help in this arena by watching for telltale pacing, waiting by the door you use to take the dog out, whining, etc. If you're running into difficulty with a stubborn pup, you can find more information on the entire house-training process at How to House Train a Puppy.

Write an article based on this "Sort all your items by weight. Store as much as you can within the soles of shoes. Store all light items at the bottom of the bag. Put all heavy items like camping essentials in the center of the bag. Place all medium weight items at the top of the bag."
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Lay every item you want to put into your bag across a flat surface. Then, from left to right, lay out your items from lightest to heaviest. Double check you have everything at this stage, because if you pack it all and forget something you may have to unpack everything again. Shoes offer lots of protection for items that can fit inside them. Store pairs of socks, underwear, or even rolled up shirts inside of shoes to keep them safe and to save space elsewhere. Put all spare shoes, sleeping bags, and general accessories that you won't access frequently at the bottom of the bag. Putting all the light clothing at the bottom of the bag means that they will be able to squish down once you put heavier clothing on top of them. If you are camping this is where you should store all essential supplies such as pots, pans, stoves, and camping gear as well as any precious electronics that you can't do without. You will be accessing this area of the bag at least once a day. By placing all these items in the middle of the bag, they are receiving the maximum amount of cushioning by the clothing at the bottom and the clothing that will be on top. You will be accessing the top of the bag frequently, so put anything here that you'll need on a daily basis. This could be hats, jackets, umbrellas, or extra layers depending on the situation. By putting these items at the top of the bag, you'll be able to protect yourself from the elements as soon as possible.