Problem: The man throws the snow and turns the other way to repeat the shoveling while the dog continues to chase the shovel. at the end of the sidewalk near a driveway OPTIONS:
- a young woman in a black snowsuit lying on her stomach sees the dog chasing the shovel and laughs.
- there is a moment where the man gives the dog some water to drink, the dog licks it, then the man gets the shovel and brings the dog into the house using it as a buckets.
- of a five star restaurant, the he turns and splashes snow onto the animal with a shovel and grabs a hold of the dog.
- , an older man begins mopping the snow and his dog is doing tricks and helping.

Answer: a young woman in a black snowsuit lying on her stomach sees the dog chasing the shovel and laughs.

Problem: How to pay for home remodeling
Refinance your mortgage using the " cash out " method.
A popular method of funding home improvements is called a cash out refinancing. This means swapping your existing mortgage for a new one, and converting some of your accumulated home equity into cash in the process. OPTIONS:
- This is an especially tactful move if interest rates are low. However, be aware that doing this reduces the amount of equity you have in your home, and thus will extend the amount of time you spend making mortgage payments.
- This works by reducing the amount of equity the outside lender pays up front to decrease the monthly cost. If you are borrowing money from a foreign bank to refinance your home, make the purchase through the " cash out " method.
- This process makes it possible for you to make a sizable reduction in rent, construction costs, and develop improvements. Gather as much of your past refinances as possible at once.
- Prior to refinancing, you will need to exchange this money for any leftover new money. The refinance method is useful and may also reduce the cost of adding in additional home improvements.

Answer: This is an especially tactful move if interest rates are low. However, be aware that doing this reduces the amount of equity you have in your home, and thus will extend the amount of time you spend making mortgage payments.

Problem: How to make genmaicha or brown rice tea
Spread a thin layer of brown rice into a medium sized pan.
The thin layer will ensure even toasting of the rice grains.
Place the pan onto a stovetop burner and turn the heat to a low to medium setting. OPTIONS:
- Toast the rice until it takes on a dark brown color and emits a nutty, toasted aroma. Depending upon heat and pan, toasting time can vary, but it generally does not exceed much over five minutes.
- Cook the mixture on low for two minutes. As the rice cooking interferes with its process, it is often difficult to add a little more water.
- Stir the food using a wooden spoon occasionally, to ensure that it swirls evenly. Once you return to normal, turn down the heat and allow it to simmer for an additional hour to soften.
- The rice will take approximately 3 to 4 minutes. You will know the rice is ready when the water near the pan is bubbling and the bottom holds together.
Answer: Toast the rice until it takes on a dark brown color and emits a nutty, toasted aroma. Depending upon heat and pan, toasting time can vary, but it generally does not exceed much over five minutes.