Problem: A recent Treasury Department report of misconduct by a banking regulator is giving watchdogs some ammunition to argue that financial regulators are too cozy with the banks they are tasked with overseeing.

The report, part of a small batch just released by the department's inspector-general, says that a government employee in Florida who served as a bank examiner accepted "gratuities (golf fees and/or food) on at least four occasions" from a bank he was reviewing. The report, conducted in 2010, called the situation a "conflict of interest" for the employee, who worked at the Office of the Comptroller of the Currency.

"You have a government employee, during a time when he has a special responsibility to oversee this bank, actually taking time from work and going to play golf with these folks," said Michael Smallberg, a researcher with the Project on Government Oversight. "It was a pretty striking example of a government employee actually cozying up to the folks he's supposed to be regulating."

But Inspector-General Eric Thorson, who polices the Treasury Department and released the files, defended the agency.

"These investigative reports are good examples of the fact that the department has been successful in demonstrating that there is little toleration for individual misconduct."

"My opinion is that Treasury has an institutional highly ethical culture," he added.

But Smallberg is still critical. "When folks wonder why regulators didn't do a better job of stopping the financial crisis, or they're wondering why OCC didn't spot the huge trading loss at JP Morgan earlier this year, I think part of the issue is just that the examiners were just too close to the folks they were supposed to be examining," he said.
1. What was the recent report about?
2. Was this a big batch?
3. When was the report?
4. What was it called?
5. Who took up for the agency?
6. Who was he?
7. What does he do?
8. Where these reports bad or good?
9. How were they good?
10. What was Thorsons thoughts on the Treasury?
11. Did Smallberg have any thoughts?
12. What was one of his thoughts?
Answer: 1. Misconduct by a banking regulator
2. No
3. 2010
4. A "conflict of interest" for the employee
5. Eric Thorson
6. Inspector-General
7. Polices the Treasury Department
8. Good
9. They are good examples that there is little toleration for individual misconduct.
10. It has an institutional highly ethical culture.
11. Yes
12. That the examiners were just too close to the folks they were supposed to be examining

Problem: (CNN) -- Juan Martin del Potro became the third man in the history of the Estoril Open to successfully defend his title after beating France's Richard Gasquet in the final 6-4, 6-2 Sunday.

The Argentine started strongly, breaking Gasquet's serve to love in the very first game before capitalizing on the Frenchman's unforced errors.

The second set started much like the first with Del Potro breaking Gasquet and polishing off the final in just 88 minutes.

"I felt I played well, really well, today," Del Potro told the ATP's official website.

"It was my best match of the week, so I am very glad for that to get another title in Estoril.

"I am getting closer and closer to my best form. I have worked really hard at home and now I have another important tournament next week to improve further. If I play as well as I did today over the coming days, I will be happy."

Gasquet was gracious in defeat.

"He played very well, he's very powerful, has a great a service, a great forehand and backhand," he conceded.

"He deserved this win ... It's always disappointing to lose a final. (In other finals) I lost five times to Djokovic, Federer, now Del Potro. They were better than me."

Meanwhile Philipp Kohlschreiber won Munich's ATP tournament on home soil after beating Croatia's Marin Cilic in straight sets 7-6 (10/8), 6-3.

The 28-year-old is set to break in to the world top 25 after the win, the second time he has won the tournament in five years.
1. who won the first match mentioned?
2. is this the first time he won this match?
3. who did he beat?
4. what was the score?
5. on what day did this happen?
6. what is the winners nationality?
7. and the looser?
8. was the final 3 hours?
9. how long was it?
10. where did this occur?
11. what is the winners age?
12. was the looser a good sport?
13. how many times has the loser lost this this competition?
14. did anyone else beat him?
15. who else beat him?
16. anyone else?
17. is a different competition mentioned?
18. which one?
19. where is that located?
20. who was the winner of that one?
Answer: 1. Juan Martin del Potro
2. No
3. Richard Gasquet
4. 6-4, 6-2
5. Sunday
6. Argentine
7. French
8. No.
9. 88 minutes.
10. the Estoril Open
11. 28
12. Yes
13. Five
14. Yes
15. Djokovic
16. Federer
17. Yes
18. The ATP tournament
19. Munich
20. Philipp Kohlschreiber

Problem: ELMONT, N. Y. (AP)---Elmont High School senior Harold Ekeh had a plan--he would apply to 13 colleges , including all eight Ivy League schools, figuring it would help his chances of getting into at least one great school.

It worked, And then some, The teenager from Long Island was accepted at all 13 schools, and now faces his next big test: deciding where to go.

"I was stunned, I was really shocked, "Ekeh told The Associated Press during an interview Tuesday at his home near the Belmont Park racetrack, his four younger brothers running around.

He found out last week he had been accepted to Princeton University. That made him eight for eight in the Ivy League--he had already been accepted to Yale University , Brown University, Columbia University , Cornell University , Dartmouth College, Harvard University and University of Pennsylvania. His other acceptances came from Johns Hopkins University, Massachusetts Institute of Technology, New York University, Stony Brook University and Vanderbilt University.

"We are so proud of him, " said his mother , Roseline Ekeh."Hard work, dedication, prayer brought him to where he is today. "

Born in Nigeria, Harold was eight years old when his parents brought the family to the United States.

"It was kind of difficult adjusting to the new environment and the new culture, " he said. But he saw his parents working hard, "and I took their example and decides to _

He referenced that effort in his college essay, writing, "Like a tree, uprooted and replanted, I could have withered in a new country surrounded by people and languages I did not understand. Yet, I witnessed my parents persevere despite the potential to give in. I faced my challenges with newfound zeal; I risked insults, spending my break talking to unfamiliar faces, ignoring their sarcastic remarks. "

Harold "is tremendously focused in everything he does." said John Capozzi, the school's principal, "He's a great role model. All the students and faculty are so proud of him. "

Harold is the second Long Island student in as many years to get into all eight Ivies. Last year, William Floyd High School's Kwasi Enim chose to go to Yale.

Harold, who has a 100. 51 grade-point average and wants to be a neurosurgeon, said he was leaning toward Yale, and had heard from Enin, offering congratulations. Like Enin, he's likely to announce his college choice at a press conference later this month. The deadline to decide is May 1.
1. What school was did he hear from last week?
2. Who had a plan?
3. Where does he live?
4. In which state?
5. How many schools did he apply to?
6. Did he get into any of them?
7. How many?
8. Is this what he expected?
9. Who do his parents feel?
Answer:
1. Princeton University.
2. Harold Ekeh
3. near the Belmont Park racetrack,
4. new york?
5. 13
6. yes
7. all of them
8. no
9. proud