question: The checks & balances kept banks solvent and borrowers responsible . Although this approach worked , some cried foul stating that the regulated system was racist and discriminatory - and there certainly was some truth to this . Skipping forward to the present , banks made a bundle on mortgages over the past five or six years . For the most part , they allowed their underwriting criteria to be stretched so far out of alignment that almost anyone could and indeed did , qualify for a mortgage despite their ability to pay .

OPTIONS:
- They are discussing energy use .
- They are discussing the intersection of finance and politics .
- They are discussing borrowers of student loans .
- None of the above choices .
Q: What topic is the narrator discussing ?

answer: They are discussing the intersection of finance and politics .

question: He would just flash me this amazing smile . the funny thing was i kept getting hit on . A couple people came up to me when i was standing there , a couple friends were flirting with me when i was smoking , and i was talking to this other guy that was dancing . I know i gave him my number , and i think it was right in front of him .

OPTIONS:
- He does n't speak any english , so the only way that he communicate with her is by smiling
- He is smiling in a condescending way , and the truth is he actually dislikes the speaker intensely
- He is a scam artist , and is trying to gain her trust so that he can still her bank account information
- None of the above choices .
Q: Why did the man smile widely at the speaker and proceed to hit on her ?

answer: None of the above choices .

question: Otakon was fun , I ended up hanging out with acquaintances and getting to know them better which was nice . All of the programming I was interested in was full so I got to do zero on that end . I took zero pictures as I left my camera at home , but I tend not to when I do n't cosplay .

OPTIONS:
- Enter Otakon , it was closed .
- Hang out with friends .
- Cosplay was full up .
- Programming was booked up .
Q: What could he not do at Otakon ?

answer:
Programming was booked up .