Add punctuation: As a crossborder commuter you are normally insured in the country where you work and so are entitled to healthcare there
A: As a cross-border commuter, you are normally insured in the country where you work and so are entitled to healthcare there.

Add punctuation: Kitchen Toaster Dishwasher Oven Coffee maker Kitchenware Fridge Stove Freezer
A: Kitchen Toaster, Dish-washer, Oven, Coffee maker, Kitchen-ware, Fridge, Stove, Freezer

Add punctuation: All of them spoke a bit of French two had studied it at university and the other had lived in France when he was young
A:
All of them spoke a bit of French: two had studied it at university, and the other had lived in France when he was young.