Multi-select problem: How does the next paragraph end?

How to pay a dentist
Check if your dental insurance covers your dental work.
You can qualify for dental insurance in two ways: through your employer or through a government assistance program. You can also qualify for healthcare if you are a war pensioner or if you are retired and have a pension.

Possible answers:
(I) There are private, state, and national health insurance companies such as the doctors insurance commission (namp). Contact namp at 1-800-322-4468 and they will identify you as a health insurance carrier.
(II) If you do not file your income tax returns every one year, you might be eligible for dental insurance, which usually takes five years. Alternately, you could apply for dental insurance through a private insurance company and have one year to pay your dental bills.
(III) You should also check if your plan covers health-related work as a full-time employee. If you are married and have a low income, see if your dental coverage covers your work as a full-time employee.
(IV) You can enroll in private healthcare on your own, but this is often expensive and only done if you cannot get health care through an employer or through the government. In the u.s., most health insurance does not cover basic and preventive dental work.
(IV)