Given a text, write a compressed version of it in a single sentence.
Q: When James realized she had been swindled she turned to Memphis Area Legal Services, which represented her in a lawsuit. Now, James's monthly house notes have dropped from $796 - more than twice her monthly income - to an affordable $247.
A:
James monthly house notes have dropped from $796 to $247 because she turned to Memphis Area Legal Services to represent her lawsuit, when she realized she had been swindled.