Bring these ingredients to a boil in a large pan over medium heat. Once they reach a boil, bring down the heat to low. Keeping the temperature up too high will result in the barley burning and the water evaporating too quickly. If you don't have 4 people to serve, this recipe is easily cut in half. However, don't necessarily modify the toppings too much if you like it sweet, you may need just as much sugar! Barley is a tough nut to crack (figuratively, of course. Literally barley is a grain with just a nutty flavor). Because of it's tougher consistency, it takes longer than oats or rice to make tender. Stir every 10 minutes or so, checking on how it's doing. Every pot will differ slightly in the time needed to cook. Keep the lid on as much as possible. When 10 minutes is up, take it off and give it a few stirs with a wooden spoon. When the water is mostly gone, the barley is done. Even if you're looking for a runnier porridge, drain the cooked barley. The water that's left probably won't taste as good and rich as a cup of milk will. This is easiest to do with a plastic or metal colander. If you're in a bind, hold the lid up the edge of the pan and tip it over into the sink to dispel the water. 1 cup of milk, 1 tablespoon of brown sugar, teaspoon cinnamon will turn your plain barley into a regular breakfast feast. Modify the sweetness as you see fit, of course. The milk is necessary (the fatter the milk, the creamier the taste), but you can experiment with the brown sugar and cinnamon and explore other things like honey, fruit juice, or yogurt, too. This is generally how long it takes until the milk has almost been entirely absorbed. What's more, the barley will take on some of the sweet, cinnamon-y flavor. When it has a thick, glutinous, porridge-like consistency, it's done! You can add more milk if you'd like it a little thinner. Right now you just have basic barley porridge. To spice things up, top each dish with walnuts, a drizzle of heavy cream, and fruit, if desired. There's no getting tired of that! If you're the curious type, try yogurt, peanut butter, cocoa, honey, or any other addition that you think would make the porridge a breakfast of champions.
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One-sentence summary -- Combine 2 cups barley with 6 cups water and 1 teaspoon salt. Simmer until the barley is tender, about 45-60 minutes. Drain the cooked barley. Combine the cooked barley and the rest of the ingredients in a medium saucepan over medium heat. Cook, stirring occasionally, for about 15 more minutes. Divide the porridge between four bowls.

Q: The real trick to motivating yourself to exercise is to not think about it, and just throw yourself into it. Taking action and getting moving can stimulate a response in you emotionally and encourage you to keep at it. You might be dreading going for a run or lifting some weights, but generally once you're going your feelings will change. Exercise allows more oxygen into your brain, which in turn releases more chemicals that make you feel good. Once you're exercising you will have more positive feelings, and your mood will improve. This is why exercise is a great natural anti-depressant, and is often recommended for people suffering from mild depression. One of the most important factors in maintaining your motivation is finding something that you actually enjoy doing. Exercise shouldn't be a chore that you have to force yourself to do. It might start out like that, but finding forms of exercise that you like will make a huge difference in getting motivated. Keep an open mind and try new things. Don't be put off by the memory of freezing cold cross-country runs when you were at school there's more to exercise than this. You could do anything from a ballroom dancing class, to badminton, horse riding, or martial arts. When you find something fun, keep it in your routine, but still look for some variety. This won't be possible for everyone, but if you live within running or cycling distance to where you work, turn your commute into part of your exercise routine. Often people struggle to put time aside to exercise, but by exercising on your way to and from work you are being active without having to set aside any extra time. Running or cycling to and from work will also help you clear your mind in preparation for, or to recover from, a stressful day in the office. Cycling to work is a great workout and will help you get into the habit of cycling and exercising more generally. If you are busy it can be tough to find time to exercise, but you are more likely to stick to it if you firmly book it into your schedule. Go through your diary carefully and try to carve out a regular window that is free most weeks, if not every week. If you do exercise at the same time and on the same days every week, you have a better chance of maintaining it. Sooner or later the exercise will become as deeply embedded in your schedule as everything else. You'll even find yourself looking forward to it as a break from the everyday grind. Habits and routines take a while to form, but they can be very powerful once they are in place. A good way to get more exercise in your day is just to add in little bits of physical activity whenever you can. Making small changes can add up to a big change in the long-term, as well as helping you change your outlook and get more used to being physically active. Some examples of small changes you can make include: Taking the stairs instead of using the elevator Walking or cycling to the shops instead of driving Taking a brisk walk when you have a break at work Put yourself in a position where you have to walk and don't think about it being a form of exercise. This could be done by getting off the bus a few stops earlier to home or work, or by walking anywhere you can in a reasonable distance such as to the grocery store, school, the post office, or a friend's house. For example, you could park further from stores so that you have further to walk to start shopping. The more often you do this the easier it will become as you get used to it.
A: Take the plunge. Have fun. Turn your commute into exercise. Try to exercise at the same time each day. Punctuate your day with physical activity. Use walking as a form of stealth exercise.

Article: How much did you loan out? When do you expect the borrower to pay you back? If multiple payments will be made, agree on specific dates for the payments. Especially if you're lending money to a friend or family member, it may seem a little extortionate to charge interest. But there are several good reasons why you may want to charge the person you're giving money to a little bit of interest: If you're giving away money without interest, you're losing money. You're losing purchasing power (the ability to buy and invest with the money you're lending) and inflation is outstripping your money. If you charge someone interest, the borrower may be more likely to pay you back quicker than had you not. Think about it: Interest lasts as long as the life of the loan, so if the borrower holds on to the money longer, they'll end up paying more interest. Don't charge more than 15% or 20%. In fact, interest rates above 15% or 20% might not even be allowed under predatory lending laws. So keep the interest rate at something manageable and both parties will be happy. Include your signature along with your legal name. Have them put down a signature along with a legal name. Although a witness does not make or break the IOU, it's helpful if you ever need to go to court. A witness might be able to prove a binding verbal contract took place.
Question: What is a summary of what this article is about?
Include the date and the amount being borrowed, or the amount agreed on for the service or product. Include a due date for return of the funds. Include how much interest you will charge. Sign the document yourself. Make sure the other party signs the document. If possible, have a witness (optional).