context: How to evaluate store credit card offers
Ask if you can use the card anywhere.
Some store credit cards can only be used at the store or at a small group of stores. These are " closed-loop " cards.

OPTIONS:
- If you want a credit card you can use anywhere, then look for an " open-loop " card. Open loop cards often carry the visa, mastercard, discover, or american express logo on them.
- They become seasonal cards in less than a year and can offer double even discounts on cards. It may be convenient to utilize the small car company that provides the car.
- Many stores choose cards with an option to open early. Check online to see how many credit cards can be bought.
- These cards can only be used for certain purchases, such as things like rent, and it is best to learn the different types so you know what factors are necessary. Some store credit cards allow children to use the card if they want to.
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next sentence for the context: If you want a credit card you can use anywhere, then look for an " open-loop " card. Open loop cards often carry the visa, mastercard, discover, or american express logo on them.

context: How to learn spanish outside a spanish speaking country
Listen to spanish radio for about 30 minutes daily.
Listening is one of the most beneficial methods of learning. If you are willing to listen to any kind of conversations, radio stations, broadcasting or stories, download them onto your ipod, cd, or other devices.

OPTIONS:
- You can start listening in the morning or evening or most days. You will pay for these devices at the end of the day.
- Listening to spanish lessons while driving is a good way also. Listen to spanish songs and memorize their lyrics.
- Watch spanish podcasts online to make your normal listening time to 60 minutes. Keep going until you see the most interesting ones on the cds screen.
- It is also much better than listening to a series of audio programs and shows if you already do or have a listening ear. Learning radio is a great way to train your ear, body and brain to understand words.
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next sentence for the context: Listening to spanish lessons while driving is a good way also. Listen to spanish songs and memorize their lyrics.

context: How to get free website templates
Determine your niche.
This is usually the easiest part of starting the website template search process. If your business is accounting, you might choose a business template.

OPTIONS:
- If your business is culinary, your niche might be traditional. However, if you are creative, you might want a business template.
- If your content would be free to work with, you might choose a business template. Rank the templates by number or size.
- If your business is data related, though, you might choose a different type of business template. If you're producing and changing data in a major niche, such as customer service or sales, you'll need to have a company or business use this template.
- If you are an artist, then maybe an artist's template. Whatever you decide, it's best to begin right here.
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next sentence for the context: If you are an artist, then maybe an artist's template. Whatever you decide, it's best to begin right here.

context: How to do break even analysis
Determine your company's fixed costs.
Fixed costs are any costs that don't depend on the volume of production. Rent, insurance, property taxes, loan payments and utilities would be examples of fixed costs, because you will pay the same amount for them no matter how many units you produce or sell.

OPTIONS:
- Fixed costs are limited by the amount of production and activity you generate. In low priced units with lower fixed costs, you can push them to higher costs.
- Fixed costs are any expenses that must be factored into your initial bill, and therefore must be fixed-or paid off at a fixed rate. You will also want to determine how many units of production are required to be produced per paycheck.
- This means that you would pay monthly costs if your company's fixed costs are less than $20 , 000. Fixed costs are fixed costs that don't add up because they are fixed.
- Categorize all your firm's fixed costs for a given period and add them together. Calculate your company's variable costs.
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next sentence for the context:
Categorize all your firm's fixed costs for a given period and add them together. Calculate your company's variable costs.