How to get a second mortgage on your home
Understand the risk of a second mortgage.
A second mortgage adds to your monthly bills. It comes at a high interest rate because it is a risky investment for lenders, since they would be paid off after the primary mortgage company in the event of foreclosure.

OPTIONS:
- In addition, the late fees for both mortgage issuers and lenders are a factor, but a second mortgage is a more favorable solution. Understand that lenders are unlikely to charge for mortgage loans or special loans.
- Seriously consider if you want your house to serve as collateral for this kind of loan. Using a second mortgage to pay off a high-interest loan may help you lower the interest you're paying in the short term.
- Most lenders consider second mortgages as risky as non-mortgage loans. Because the name " mortgage " is known when the lender says it, it will usually be used when a lender is trying to repay you because it represents value.
- You might be stuck with a home with only a 1% interest rate, but you could save up to $1% if you apply and your home goes into foreclosure. Lenders will want to know what you are interested in at the time of foreclosure.

Seriously consider if you want your house to serve as collateral for this kind of loan. Using a second mortgage to pay off a high-interest loan may help you lower the interest you're paying in the short term.

question: Complete the next sentence:

How to chill a keg of beer
Prepare a tub for the keg.
To chill a keg, you will need a large, durable container into which the keg will fit with a little room surrounding it. The best option is buying a specialized keg tub, which can be found at many liquor stores and home brewing supply stores.
OPTIONS:
- Your keg should not be wrapped in aluminum foil. If you plan to defrost the keg, hang it from the top of the tub or on top of a vegetable board where it will cool.
- Another ideal container is a large trash can. Most high-capacity outdoor trash cans can easily fit a keg of beer inside with room to spare.
- Measure the bottle into the container and use the tip of your finger or a pencil to press down lightly on the keg container. Purchase a small amount of cold soda, so that you can start measuring the keg for colder beers.
- Fill the keg with something fresh like lemon juice. Some standard keg tubs include a built-in plug, for example, a styrofoam circle at the bottom of a storm door.

answer: Another ideal container is a large trash can. Most high-capacity outdoor trash cans can easily fit a keg of beer inside with room to spare.

Problem: Write the next sentence for:
How to make cupcake shoes
Decide what color you want your cupcake heels to be.
Use white if you want to simplify the process, since you won't need to color your frosting. Choose red, yellow, purple, blue or any other color.

OPTIONS:
- Consider an alternative color if you can't do this in your room. Cut the parchment paper into a box.
- Brown shoes can be made using chocolate frosting, rather than coloring white frosting. Purchase cupcake liners in a matching color or pattern.
- Preheat the oven to 375 degrees f (190 degrees c). Mix the bread crumbs and flour.
- Put the rubber gloves on and the baking soda on a medium sized bowl. The bowl will be used to soak up most of the frost when you're icing the cupcakes with the rubber bands..

Next sentence: Brown shoes can be made using chocolate frosting, rather than coloring white frosting. Purchase cupcake liners in a matching color or pattern.

context: How to prepare for an interview for a management position
Do your research about the company you are interviewing with.
Look the company up online, and determine what the business mission and vision are. Gather as much information as you can so that you can answer questions that may come up.

OPTIONS:
- You may also want to make a list of your own questions about the company. This way the recruiter will know you did your homework.
- Look through the company's personnel and collective structure to determine if any of the company's major business goals are meeting ongoing needs. Identify how the company expected candidates to meet these goals and determine if they're well in place.
- Ask yourself what you wish to know to be true about your company. Consider why you feel that way, so that you can apply that information for the position and for people you would like to work for.
- Determine the position of the manager of the company. Look for the manager designation from the management company website or through company publications.
****
next sentence for the context: You may also want to make a list of your own questions about the company. This way the recruiter will know you did your homework.

IN: What happens next?

People are standing on a roof top looking up. A woman in a green shirt eats chips. a man in a blue shirt

OPTIONS:
- is pointing to the sky and moving his hand in circles.
- tries to climb up the window to climb.
- cleans a window using a brush.
- jumps from the roof.

OUT: is pointing to the sky and moving his hand in circles.

question: Complete the next sentence:

How to harvest wheat
Measure the wheat's moisture level.
Moisture level will determine when wheat is ready to harvest. Wheat is harvested in the summer months, after being harvested in the spring or winter.
OPTIONS:
- In comparison, early growing crop varieties tend to dry out when exposed to air, moisture, or wind. Use a measuring tape to get an accurate table of growing moisture.
- If the dough is too dry (instead of soaking) or too sticky (so dry that the grains start to float), the bread will not be ready for harvest. Place the dough near the bottom of a saucepan filled with water.
- The moisture content of the wheat is the most critical factor for determining when your wheat is ready for harvest. To measure moisture level, use a moisture meter.
- There are usually four seasons that produce wheat, each of which ranges from june through august-peas harvest most peas harvested in late summer Know the difference between the vertical and horizontal varieties. The horizontal varieties ranges in moisture, frequency, instant weight, and resistance.

answer:
The moisture content of the wheat is the most critical factor for determining when your wheat is ready for harvest. To measure moisture level, use a moisture meter.