Read the following article and select the best answer. Article: Some children show preferences for friends at an early age. At 9 or 10,children become a were of differences, they begin to form cliques(,).At l0 0r 12 years of age ,as they are separate from parents, identification with peers may become enlarged and cliques may form and change frequently. At middle and high school the issue of belonging becomes even more extraordinary and outstanding. Cliques are small, particular groups of friends who share common characteristics and common interests(music, dress, sports, etc.).Each member is either directly or indirectly connected to other members. Cliques usually refer to groups of girls; however boys are also involved in cliques. There are usually hierarchies of cliques among teens ,from the populars to the losers,and there are often many cliques in schools. Normal adolescent development often circles around cliques - joining cliques, wanting to join cliques, or being out of cliques. Cliques can have a strong positive effect on self-worth. They provide social occasions and help kids develop a sense of belonging support and protection Cliques improve self-respect by making kids feel wanted ,and they enable the cliques member to develop a sense of identity and to deal with social events around themselves. While, cliques can be opposed to other kids and other cliques. In some cases cliques members can become harmful to outsiders by putting them down using teasing, backstabbing, and even violence. Although girls are socialized to suppress physical displays of violence ,it can take the form of intimidating behavior. Cliques can pollute individuality and prevent members from mixing with members of other groups. They usually require some degree of agreement in appearance, attitude, or behavior. They can drive away members for no apparent reason, and they can pressure kids into group activities in order to fit in , creating interpersonal cliques and violence. Question: Which of the following statements about the cliques is TRUE? - .Cliques members have different characteristics and interests. - .Once a cliques is formed its members are not changeable. - .Cliques are more popular among boys and girls. - .Chques help improve children's self-respect
.Chques help improve children's self-respect

(Question)
Read the following article and select the best answer. Article: A study involving 8,500 teenagers from all social backgrounds found that most of them are ignorant when it comes to money. The findings, the first in a series of reports from NatWesl that has started a five-year research project into teenagers and money, are particularly worrying as this generation of young people is likely to be burdened with greater debts than any before. Universitytuition fees are currently capped at PS3,000 annually, but this will be reviewed next year and the Government is under enormous pressure to _ In the research, the teenagers were presented with die terms of four different loans but 76 per cent failed to identify the cheapest. The young people also predicted that they would be earning on average PS 31.000 by the age of 25, although the average salary for those aged 22 to 29 is just PS 17,815. The teenagers expected to be in debt when they finished university or training, although half said that they assumed the debts would be less than PS 10.000. Average debts for graduates are PS 12,363. Stephen Moir, head of community investment at the Royal Bank of Scotland Group which owns NatWest, said. "The more exposed young people are to financial issues, and the younger they become aware of them, the more likely they are to become responsible, forward-planning adults who manage their finances confidently and effectively." Ministers are deeply concerned about the financial pressures on teenagers and young people because of student loans and rising housing costs. They have just introduced new lessons in how to manage debts. Nikki Fairweather aged 15 from St Helens, said that she had benefited from lessons on personal finance, but admitted that she still had a lot to learn about money. Question: Which of the following can be found from the five-year research project? - Students understand personal finances differently. - University tuition fees in England have been rising. - Teenagers tend to overestimate their future earnings. - The students' payback ability has become a major issue.
(Answer)
Teenagers tend to overestimate their future earnings.

Ques: Read the following article and select the best answer. Article: The Norwegian government is doing its best to keep the oil industry under control. A new law limits exploration to an area south of the southern end of the long coastline; production limits have been laid down(though these have already been raised) ; and oil companies have not been allowed to employ more than a limited number of foreign workers. But the oil industry has a way of getting over such problems, and few people believe that the government will be able to hold things back for long. Ever since the war, the government has been carrying out a program of development in the area north of the Arctic Circle. For the past few years this program has had a great deal of success: Torso has been built up into a local capital with a university, a large hospital and a healthy industry. But the oil industry has already started to draw people south, and within a few years the whole northern city could be in ruins. The effects of the oil industry would not be limited to the north, however. With nearly 100 per cent employment, everyone can see a situation developing in which the service industries and the tourist industry will lose more of their workers to the oil industry. Some smaller industries might even disappear altogether when it becomes cheaper to buy goods from abroad. The real argument over the oil industry is its effects on the Norwegian way of life. Farmers and fishermen do not make up most of the population, but they are an important part of it because Norwegians see in them many of the qualities that they regard with pride as real Norwegians. And it is the farmers and the fishermen who are most against the oil industry because of the damage that it might cause to the sea and to the countryside and to the whole country. One Norwegian politician said last week, "We will soon be changed beyond all recognition." Question: Norwegian farmers and fishermen have an important effect because _ . - they form such a large part of Norwegian society - their views of life and value agree with the Norwegian government's - Norwegians respect them as representatives of Norwegian culture - they regard oil as harm to the Norwegian way of life
Ans: Norwegians respect them as representatives of Norwegian culture

Read the following article and select the best answer. Article: In the USA Forbes magazine has published its annual list of the richest people in the world. Bill Gates of Microsoft is the richest man again for the eleventh successive year with a fortune of forty four billion dollars. There are a record 691 dollar billionaires according to Forbes magazine. Between them they have a fortune of two point two trillion dollars. The highest concentration of the ultra-rich is in New York followed by Moscow and San Fransisco and then London and Los Angeles. But in total the very wealthy live in forty seven different countries with Iceland Kazakstan Ukraine and Poland entering the list for the first time this year. Laksmi Mittal, an Indian born steel tycoon enjoyed the biggest increase in personal fortune. His net worth has quadrupled to thirteen billion dollars making him the world's third richest man. Ingvar Kamprad founder of the Swedish furniture chain Ikea also saw a big increase in wealth taking him to the sixth place. Developing countries make more of a showing than in past years -- there are for example three Russians and four Indians in the top sixty richest people, though surprisingly perhaps none from China excluding Hong Kong. Asian wealth is probably under represented as its usually spread among families whereas Forbes looks at individuals. Relatively few women feature in the list -- among them is JK Rowling, author of the Harry Potter novels ranked 620th with a fortune of 519 million dollars. New entrants to the list include the founders of the Internet search group Google Sergie Brin and Larry Page each worth more than seven billion dollars after their company's recent stock market debut. The richest Italian is the prime minister Silvio Berlusconi ranked number 25 in the global wealth league. Question: Which of the following statements is NOT true? - No Chinese has entered the top sixty richest people in the world. - Russia is a developing country. - This is the first time that Sergie Brin and Larry Page has been included in the list. - There are more billionaires in New York than any other city in the world.
No Chinese has entered the top sixty richest people in the world.