In this task, you are given a summary for US Congressional and California state bill, your task is to generate a Title for this bill. The preferred titles are under forty words and mention the purpose of the bill.

Illegal Garnishment Prevention Act - Prohibits funds appropriated or otherwise made available to the Secretary of the Treasury, the Secretary of Veterans Affairs, or the Commissioner of Social Security for FY2010 or any fiscal year thereafter from being used to promote or otherwise encourage recipients of veterans benefits or benefits paid under title II (Old Age, Survivors and Disability Insurance) (OASDI) of the Social Security Act to use direct deposit for the payment of such benefits until: (1) the Secretary of the Treasury promulgates rules establishing procedures to ensure that such benefits are protected from attachment and garnishment; and (2) at least five of the seven members of the advisory committee established under this Act concur in advising the Secretary that such procedures provide adequate safeguards.

Establishes a Social Security Benefits Protection from Attachment or Garnishment Advisory Committee.
To prohibit the use of funds to promote the direct deposit of Veterans and Social Security benefits until adequate safeguards are established to prevent the attachment and garnishment of such benefits.

Amends the Internal Revenue Code to allow affiliated life and non-life insurance companies to file consolidated tax returns.

Allows: (1) a phasein, between 2007 and 2013, of the full application of losses of affiliated non-life insurance companies against the taxable income of an affiliated life insurance company; and (2) an automatic waiver of the five-year waiting period applicable to affiliated non-life insurance companies for offset of their losses against life insurance company income.
A bill to amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies.

Internet Freedom and Family Empowerment Act - Amends the Communications Act of 1934 to establish Government policy promoting continued development of the Internet and other interactive computer services and media and preserving the competitive free market existing for them.
Addresses concerns over objectionable materials on such services, sexual (including child sexual exploitation) and otherwise. Shields the service provider and user from: (1) treatment as publisher or speaker of any information provided by an information content provider; and (2) liability for good faith actions taken to restrict access to such materials.
Declares that nothing in this Act shall be construed to authorize Federal Communications Commission regulation of the content of such services.
Internet Freedom and Family Empowerment Act