Detailed Instructions: Given a passage and a query based on the passage, generate an unambiguous, concise and simple answer to the query from information in the passage. Note that the answer may not be present in exact form.
Q: If you carry UMBI, most states require your limits for this coverage to be the same or lower than your bodily injury liability limits. In all states that offer uninsured motorist bodily injury, you must have bodily injury liability coverage as part of your car insurance policy to purchase UMBI coverage on your policy. Definition of Bodily Injury. The word bodily injury appears in most commercial auto, general liability and commercial umbrella policies. Many of these policies contain the same definition of this term as the standard ISO Commercial General Liability (CGL) policy. The CGL states that bodily injury means: Many commercial liability policies use the word bodily injury. This article will explain what the term means. The word bodily injury appears in most commercial auto, general liability and commercial umbrella policies. Many of these policies contain the same definition of this term as the standard ISO Commercial General Liability (CGL) policy. Definition of bodily injury coverage: An insurance policy that pays for injuries caused to other individuals in the event of a motor vehicle accident.... Definition of bodily injury coverage: An insurance policy that pays for injuries caused to other individuals in the event of a motor vehicle accident.... Uninsured motorist bodily injury coverage varies according to the terms of your policy and state laws but in general it pays, up to the limit of your policy, for: Medical expenses; Funeral expenses; Loss of income; Pain and suffering [Let CarInsurance.com help you find affordable auto insurance now.] bodily injury, sickness or disease sustained by a person, including death resulting from any of these at any time. Note that bodily injury includes illness and disease as well as physical injury. It also includes death, if death results from bodily injury, sickness or disease. Death that results from unexplained causes may not qualify as bodily injury. Mental Injuries. Some general liability policies contain a broader definition of bodily injury than the one found in the ISO CGL. Recommended limits for uninsured motorist bodily injury coverage The insurance industry recommends bodily injury liability coverage of $100,000 per person and $300,000 per accident (referred to as 100/300), if you can afford these higher limits. Definition of Bodily Injury The word bodily injury appears in most commercial auto, general liability and commercial umbrella policies. Many of these policies contain the same definition of this term as the standard ISO Commercial General Liability (CGL) policy. Uninsured motorist bodily injury coverage varies according to the terms of your policy and state laws but in general it pays, up to the limit of your policy, for: Medical expenses Funeral expenses Use this term in a sentence. " 1 We wanted full coverage including the bodily injury coverage for our automobile insurance policy as we wanted to reduce our risk. " 2 After a tremendously devastating car accident James was very excited to find out that his car insurance policy had adequate bodily injury coverage. Definition. An insurance policy that pays for injuries caused to other individuals in the event of a motor vehicle accident. Described by the notation a/b where a is the dollar amount in thousands of coverage per person, and b is the dollar amount in thousands of coverage per accident. Generally, insurance companies will only the allow purchase of UM/UIM coverage up to the insured's current bodily injury limit. Query: auto insurance bodily injury coverage definition
A:
An insurance policy that pays for injuries caused to other individuals in the event of a motor vehicle accident.