College is a lifetime investment -- the gift of a college education can open the door to a world of opportunity for your child or grandchild. Savings , even not so many at a time, can make a big difference. With the cost of a college education continuing to rise, the key is to start saving early and regularly. By saving a set amount at set times, your money can grow as your child does. According to the College Board, the average cost for four-year public colleges has increased by nearly 51% over the last 10 years and these costs will almost certainly continue to rise. Saving for college can help with the increasing cost of a college education and help you be well prepared when your child is ready for college. Saving for your child's college education is an investment in their future. The savings you make today will pay off in increased earnings in the future. According to the U.S. Census Bureau, college graduates earn an average of $1 million more than high school graduates during their careers. The value of your investment in a college education will continue to grow for a lifetime. Set your college saving goals realistically. You may not be able to save enough for all four years' fees, but you could save enough to give your child the right start. More and more families depend on student loans to pay for college. By saving for college, families will have less burden of paying off loans and help their children leave school without worrying about paying off loans. Who are the expected readers of the passage? A) Parents. B) High school students. C) Educators D) Bankers.
A
(Question)
If you dream of going to someplace warm to escape the cold winter weather, a trip to a recently discovered planet would certainly warm you right up. The planet, named OCLE-TR-56b, has temperatures of more than 3,000 degF. "This is the hottest planet we know about," says Dr. Dimitar Sasselov, a scientist who led the discovery team, "It is hot enough to have an iron fog and to rain hot iron droplets " The new planet is 30 times farther away than any planet discovered by scientists before. It is in the Milky Way but it is not in our solar system The new planet moves around a star much like our sun, however. Scientists discovered the planet by using a new planet-searching method, called"transit technique" They were able to catch sight of the planet when it moved in front of its star, causing the star's light to dim .Scientists compare the method to discovering the shadow of a bee flying in front of a searchlight 200 miles away. "We believe the door has been opened wide to go and discover planets like Earth," says Sasedlov. We can infer from the passage that _ . A) there is iron on the new planet B) we could go to the new planet in winter C) the star could block our view of the new planet D) scientists are studying the weather on the new planet
(Answer)
C
Ques: Honesty, my mum always used to tell me, is the best policy. Of course, this didin't include her when she told me that if I didn't eat all my vegetables Father Christmas would find out and wouldn't give me any presents. But when it comes to medicine, I had assumed it was important to always be honest with my patients. After all, the doctor patient relationship is based on trust, and therefore honesty is essential, Or so I thought. I had just started working in geriatrics . Mr. McMahon was brought in when his baby was faound very swollen. I took a medical history from his daughter would accompanied him in the ambulance. She'd been his main carer for years. I stood looking at him as she gave a detailed history. "Has he lost any weight recently?" I asked, "Well, it's funny you should mention that, but yes." She said slowly. There was silence for a few moments. "Why? What are you worried about?" she asked, I hesitated. She was obviously very involved in his care and it was only fair that I told her the truth. "Well, we need to prove it's not cancer." I said and talked briefly about some of the tests I was going to order. Half an hour later, a nurse called me: "Mr. McMahon's daughter broke down-she said you told her he had cancer." My heart sank. By the time I arrived at the ward, my consultant was already there, explaining that we still had to run lots of tests and that it was by no means confirmed that he had cancer. I stood silently at the end of the bed. My consultant was obviously angry with me and as we left Mr. McMahon, she turned to me. "Why on carch did you do that?" she asked to disbelief. I looked at her andbit my hp. "She asked me what I was worried about and I told her." I said, hanging my head. "And give her more to worry about?" replied my consultant. "You don't say the word 'cancer' until it's confirmed. Even if you suspect it, think very carefully before you tell people." As it turned out, it wasn't cancer. But I did learn that when somecone is stressed and worried about their loved one they're... .What lesson has the author learnt from his experience? A) Learning form parents is necessary. B) Jumping to a conclusion is dangerous. C) Telling the truth may not always be the best solution. D) Selecting pleasant words may not be the perfect policy.
Ans: C
Ques:A recent housing project in Helsinki offers remarkably cheap apartments for those under the age of 25. They must commit to spending time with their older neighbors. Helsinki offers 247-suqare-foot studio apartments with a bathroom, storage space, kitchen, and balcony for only $272 every month--about a third of the average price for a studio in the city. The apartment is inside homes for the elderly, and the young renter must spend between three to five hours with their elderly neighbors each week. Like pretty much all other major cities in the world, Finland's capital of Helsinki has faced rapid population growth in recent years. And with population growth, comes an inevitable rise in the cost of living, and of course, sharp increase in rent. Currently, Helsinki is ranked 14th on the list of the world's most expensive cities. For those young and freshly independent, this causes terrible problems -- even homelessness. "It's a very expensive city to live in," Mr. Bostrom writes in an email to CNN's Eoghan Macguire. "If you manage to get an apartment that the city owns, it can be quite affordable. The screening criteria included the ability to participate in a variety of activities, such as cooking or playing instruments, but the number of applicants for those apartments is so high that waiting list takes forever," he says. According to Helsinki's Youth Housing Association, the city council aims to ensure that every young person will have a home by 2018. Miki Mielonen, a representative of the youth department, says this project, currently in its trial stages, will help out young people while offering social benefits to senior citizens. "I think there is quite a rigid opinion in Finland with many people thinking young of the old ideas that we are going to break down." According to Mr Bostrom, the cheap apartments are _ . A) well-decorated B) difficult to afford C) in short supply D) popular with technicians

Ans:
C