Instructions: Classify the given a piece of financial news into three classes: positive, negative, and neutral. Output must be 'positive', 'negative', or 'neutral'.
Input: In the first half of 2008 , the Bank 's operating profit fell to EUR 11.8 mn from EUR 18.9 mn , while net interest income increased to EUR 20.9 mn from EUR 18.8 mn in the first half of 2007 .
Output:
negative