This is the content of an email: The EASIEST way to have your business income increase is simply by allowing your customers to purchase using their credit cards. Visa, Master Card, Discover, American Express, you name it! How? Through a business Merchant Account! NO SETUP FEES / LOW MONTHLY COST We provide EVERYTHING you need to get started. There are different packages to chose from and all are fully customizeable. Hardware and Software to suit YOUR needs! This offer applies to almost everyone, including retail or online, personal or business. Regardless of whom your customers are you can use a merchant account to accept payment from them quickly and securely. To obtain free information, please speak with one of our sales reps. Reply to this email with your full name, phone number and any other info like best time to call or comments. You will be contacted shortly by someone from our knowledgeable staff. Your contact information will NOT be used for any purposes other than Merchant Accounts. Thank you for your time. Note: For mailing list removal please reply with the word 'Remove' in the subject line of the email. We apologize for any inconveniences. Because of a recent hardware failure, if you have submitted a removal request before, please resend it 2kylb8

Subject: Low Cost Merchant Accounts [39dqh]

This is the content of an email: As an FYI for those not already in the loop, new factors for VaR have not been implemented since some time in April, and it seems the process of administering them is foggy. So here is an outline of the R&R and required technology to support the administration of factor loadings: Broadly, I have assumed that Global Risk Ops can run the process. However, exceptions can take one of two forms: Large jumps in VaR due to bona fide changes in correlations; Pathologies in the matrix construct supporting factors; For either, tools are required for users to examine the exceptions and make changes as necessary (generally Global ops in the former case and RAC/Research in the latter). Note that the IT Development group has no part in this business process beyond building the tools. Lets use this as the starting point to develop a business model that makes this work. Rgds DP

Subject: Factor Loadings Process

This is the content of an email: I have another sitara request for someone that shows as pending to them, but is not on my list to approve. This is for Maria Garza. Please grant the access requested in this number. Thanks. any questions 3-7376 PL

Subject: Request #25407

This is the content of an email: Hope you had a great vacation! Please let me know when you have some time so that we can talk about Brazil. I'm trying to update the info that Yao left me and I am now being called by Gary Hickerson's group for a progress report. Sara
Subject: Brazil