Problem: Article: Use an online service such as Kelley Blue Book to find out what cars like yours are worth in your area. You can get a general idea by simply entering the year, make, model, and mileage for your car. Generally, higher mileage corresponds to lower value. Enter your zip code and add any optional features your car may have (such as power windows or moon roof) to get a more precise valuation. Optional features may boost your car's value. Contact your lender to find out how much you would need to pay if you wanted to payoff your loan early. If you sell your car, you ideally want to pay off your loan at the same time. If you owe more than the market value of your car, this may not be possible. Let your lender know that you're planning on selling your car. They may have specific procedures for you to follow to close out your loan. If you sell your car for less than the amount you owe, you will still be responsible for the remainder of the money you owe. Some lenders may demand payment in full immediately, while others will allow you to continue to make payment. However, the terms may change since the loan will no longer be secured with your car. If you decide to sell your car yourself, it should be in the best possible condition. Take it for a professional cleaning and detailing, and complete any necessary maintenance. If you haven't taken your car to a mechanic in awhile, get it inspected and make any repairs the mechanic recommends. It's also a good idea to tell them you're planning on selling the car. They may have additional ideas or recommendations. Any repairs that the mechanic recommends that you decline should be included in your private listing. Letting potential buyers know up front what work the car needs will enhance their trust in you. In most cases, you'll get more money from your car if you sell it yourself rather than trading it into a dealership. Take quality pictures of the interior and exterior of the car, and write a detailed description. Lean on family and friends to share your listing and increase your exposure. Place posts on free classified listing sites, such as Craig's List. Promote your listing using your own social media accounts. With a private sale, you may be able to simply transfer your car loan. However, this is subject to the terms of your car loan. Talk to your bank before you go this route. Also keep in mind that the person who buys your car will need to meet your lender's credit requirements to assume the loan. If you go to a dealership, they'll typically work the balance of your loan into your new finance agreement. If you choose a car with a lower monthly payment, this might work for you.
Summary: Determine the fair market value of your car. Get a payoff quote on your loan. Clean up your car and make any repairs. Use online resources to sell your car privately. Trade for a less-expensive car if you can't make a private sale.

Problem: Article: Don't be surprised if symptoms appear suddenly. They often occur at night. Symptoms are usually the most painful within the first 4 to 12 hours after the initial attack. These symptoms include: Intense joint pain: in feet (often at the base of the big toe), ankles, knees, or wrists Joint discomfort after the initial attack Redness and other signs of inflammation, like warmth, swelling and tenderness Difficulty moving the affected joint There are some risk factors you can't control, like a family history of gout or the prevalence of gout in adult men and postmenopausal women. But, you can control other risk factors like being overweight (or obese), untreated high blood pressure, diabetes, metabolic syndrome, and heart and kidney disease. Recent surgery or trauma also increases your risk for gout. If you are unsure whether you have gout, talk with your doctor. Your doctor will make a diagnosis based on your symptoms and medical history. Further testing and lab work might be needed. Testing may include taking a sample of joint fluid, running a blood test to see your uric acid levels, or getting an X-ray, ultrasound, or CT scan (although imaging tests aren't usually used). Joint fluid is analyzed for the presence of urate crystals that are visible under the microscope.
Summary:
Watch for gout symptoms. Consider your risk for gout. Get a diagnosis of gout.