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How to understand credit insurance
Learn the basics of credit insurance.
The term credit insurance refers to any insurance plan that covers your debt payments in the event you are unable to make them. This coverage may be partial coverage or full coverage, depending on the type of plan.
Credit insurance is usually offered together with a loan and may be offered to you when you purchase a car or home, for example. The cost of your insurance will be added to the cost of the loan and factor into your monthly payments across the life of the loan.