Article: together. Agree on a place that meets both of your needs. If you are opening an account with somebody you live with, think about a place nearby. If you are opening an account with someone who lives far off, such as a teenager in college, for instance, you'll want to open an account with ATMs they can access. If you already bank at the same institution, you may want to open your joint account with them for ease of transfer. If you both want to keep your old accounts, but also invest in your community, consider opening a joint account with a local credit union. To open a joint banking account, you will need to bring an ID that includes your name, your date of birth, and your address. Documents that may work include: A driver's license A state ID A passport Some form of ID number will also be required for both of you. Make sure you know your government issued ID. In the United States, you'll need your Social Security Number if you have one. If you don't have one, you'll need an Individual Taxpayer Identification Number. Apply for an Individual Taxpayer Identification Number with the IRS: https://www.irs.gov/forms-pubs/about-form-w7 Check your bank's website to find out if you need to go in in person, call, or just fill out forms online to start your account. Go to the bank together to sign the paperwork agreeing to open a joint bank account. If you're just signing up online, you'll need to have the paperwork for both of you on hand. If you are opening an account with a minor for whom you are the guardian, you may be asked to sign a permission form allowing them to open the account. Ascertain the minimum amount you will need to start an account at your bank of choice. Decide how much each of you will deposit. Call, go online, or visit your bank will take a deposit in person or via electronic transfer. For instance, if your bank requires a minimum of $300, and you're opening the account with a partner, you will both put in $150.
Question: What is a summary of what this article is about?
Pick a bank or credit union Gather your documents. Have both of your IDs ready. Fill out the forms at the bank of your choice together. Make your first deposit together.

Problem: Article: Start with the first listed author's last name, then type out the initials of their first and middle name. Next, add a comma and the "&" symbol, and then type the next author's last name and initials. Write out the year of publication in parentheses. After this, type the italicized book title, capitalizing only the first words of the title and subtitle. End with the location, a colon, and the publisher. For example: "Cannella, G. S., & Viruru, R. (2004). Childhood and postcolonization: Power, education, and contemporary practice. New York: RoutledgeFalmer." All of the authors' names should be inverted. Always capitalize proper nouns in titles and subtitles. Note that article titles won't be italicized, nor should they appear in quotation marks. They follow the same capitalization rules as book titles. For these sources, you'll write out the last names and initials of the first 6 authors listed on the title page. After that, include an ellipsis (...) followed by the last name and initials of the last author listed on the title page. List the authors' last names in the order they appear on the title page. If there are just 2, separate them with "&." If there are between 3 and 5, separate all of the last names with commas and add "&" before the final author's last name. After you do this in 1 citation, you can replace all but the first author's last name with "et al." in the rest of your citations. For example, the in-text citation for Childhood and postcolonization: Power, education, and contemporary practice would look like: "(Cannella & Viruru, 2004)" for the first citation and: "(Cannella et al., 2004)" for every subsequent citation. While you should list up to 7 authors' names in your reference list, you can represent all but the first author's name by "et al." in all of your in-text citations (not just the first one) when there are 6 or more authors.
Summary: Separate 2-7 authors with commas and "&" in the reference list. Represent 8 or more authors with ellipses in the reference list. Use the "&" symbol for 2-5 authors in the first in-text citation. Use "et al" in in-text citations for more than 6 authors.

INPUT ARTICLE: Article: Take butter and rub it along the inside of a 2USqt (1.9L) baking dish. This will make it easier to scoop out the pudding once it's finished cooking. You can serve the pudding while it's warm, let it cool to room temperature, or chill it until it's cold. Then, sprinkle the top of the pudding with a little ground cinnamon. For an even richer pudding, spoon whipped cream on top. You can refrigerate leftover arborio rice pudding in an airtight container for up to 3 days.

SUMMARY: Preheat the oven to 325F (163C) and butter a baking dish. Serve the arborio rice pudding with a sprinkle of cinnamon.

Remove any tape, clothespins, or rubber bands first. Sand excess glue off with a file or a craft blade. Fill in any remaining gaps with modeling or epoxy putty. Use a mini metal spatula to smooth the putty down. Wait until the putty cures before moving on. If the putty still is not smooth, you can sand it down with a file. If you painted your model previously, you will need to paint over the putty so that it blends in. Take out the instructions that came with your kit. Read through the instructions once more, then glue the individual parts together to build the model. Remember to apply the glue or cement to both parts before pressing them together. You may have to do this in several stages by completing smaller parts first, then assembling them into larger parts. How long this takes depends on the product that you are using, so read the instructions label carefully. Most model glues and cements will have 2 drying times: a handling time and a curing time. In this case, you should refer to the curing time. If you handle your model before the glue or cement is done curing, the model may fall apart. If you didn't paint your model earlier, now is the time to do so. If you already painted your model, inspect it carefully and note any areas with chipped or scratched paint. Fill these areas in using a small brush and matching paint. Allow the paint to dry completely before moving on. How you do this depends on the brand that you are using, so read the instructions carefully. In most cases, you'll need to dip the decal in water, then set it aside for 20 seconds. After that, you'll slide the decal off with tweezers, and place it onto the model. Trim the decals down with scissors before you begin. This will make them easier to work with and reduce seams and borders.
++++++++++
One-sentence summary --
Fill in the gaps or sand off the excess glue. Assemble the parts to complete your model. Wait for the glue to dry and cure. Paint the model, if needed, or make any touch-ups. Apply any decals, if needed.