In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

Example Input: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Justice for Victims of Fraud Act of
2016''.

SEC. 2. FINDINGS.

The Congress finds the following:
(1) The Bureau of Consumer Financial Protection found that
Wells Fargo management implemented sales incentives, including
an incentive-compensation program, in part to increase the
number of banking products and services that its employees sold
to its customers.
(2) The Bureau of Consumer Financial Protection found that
Wells Fargo employees engaged in improper sales practices to
satisfy sales goals under Wells Fargo's incentive compensation
program, including opening as many as 1,534,280 checking
accounts and 565,443 credit card accounts using consumers'
information without their knowledge or consent between May 2011
and July 2015.
(3) Wells Fargo successfully claimed in Jabbari v. Wells
Fargo that customers had signed away their rights to hold Wells
Fargo accountable in court for claims of fraud because those
customers were bound to a forced arbitration clause for their
legitimate accounts.
(4) After Wells Fargo publicly entered a settlement with
Federal regulators for the opening of thousands of unauthorized
customer accounts, Wells Fargo claimed in Mitchell et. al. v.
Wells Fargo et. al. that customers' fraud claims must continue
to be forced into arbitration.
(5) Several courts have determined that despite claims of
fraud over unauthorized accounts opened without customer
knowledge or consent, those customers are still bound by
contracts forcing those claims into arbitration based on the
courts' interpretation of the Federal Arbitration Act.
(6) The Federal Arbitration Act (now codified as chapter 1
of title 9, United States Code) was intended to apply to
disputes between commercial entities of generally similar
sophistication and bargaining power, but a series of decisions
by the Supreme Court of the United States have interpreted the
Federal Arbitration Act as applicable to claims of fraud.
(7) Consumers have no meaningful choice whether to submit
their claims to arbitration and are typically unaware that they
have given up their rights to file claims in court.

SEC. 3. ARBITRATION OF CONSUMER DISPUTES RELATED TO CREDIT CARD
ACCOUNTS.

Chapter 2 of the Truth in Lending Act (15 U.S.C. 1631 et seq.) is
amended by adding at the end the following (and the table of contents
for such chapter is conformed accordingly):
''Sec. 140B. Validity and enforceability
''(a) Definitions.--In this section--
''(1) the term 'covered dispute' means a dispute that is
not subject to a final judgment by a court; and
''(2) the term 'predispute arbitration agreement' means any
agreement between a person and a consumer providing for
arbitration of any future dispute between the parties.
''(b) Validity and Enforceability.--No predispute arbitration
agreement shall be valid or enforceable in a covered dispute that is
related to a credit card that was not issued in response to a request
or application for that credit card account.
''(c) Applicability.--The applicability of this section to a
predispute arbitration agreement shall be determined by a State or
Federal court of competent jurisdiction.''.

SEC. 4. ARBITRATION OF CONSUMER DISPUTES RELATED TO COVERED ACCOUNTS.

The Electronic Fund Transfer Act (15 U.S.C. 1693 et seq.) is
amended by inserting after section 920 (15 U.S.C. 1693o-2) the
following:

''SEC. 920A. VALIDITY AND ENFORCEABILITY.

''(a) Definitions.--In this section--
''(1) the term 'covered account'--
''(A) means a demand deposit, savings deposit, or
other asset account (other than an occasional or
incidental credit balance in an open end credit plan as
defined in section 103(i)), as described in regulations
of the Bureau, established primarily for personal,
family, or household purposes, including demand
accounts, time accounts, negotiable order of withdrawal
accounts, and share draft accounts; and
''(B) does not include an account held by a
financial institution pursuant to a bona fide trust
agreement;
''(2) the term 'covered dispute' means a dispute that is
not subject to a final judgment by a court; and
''(3) the term 'predispute arbitration agreement' means any
agreement between a financial institution and a consumer
providing for arbitration of any future dispute between the
parties.
''(b) Validity and Enforceability.--No predispute arbitration
agreement shall be valid or enforceable in a covered dispute that is
related to a covered account that was not issued in response to a
request or application for that covered account.
''(c) Applicability.--The applicability of this section to a
predispute arbitration agreement shall be determined by a State or
Federal court of competent jurisdiction.''.

SEC. 5. RULE OF CONSTRUCTION.

Nothing in the amendments made by this Act shall be construed--
(1) to authorize the imposition of a requirement to submit
a dispute to arbitration; or
(2) to restrict any court from ruling that a requirement to
submit a dispute to arbitration is invalid or unenforceable.
Example Output: Justice for Victims of Fraud Act of 2016 This bill amends the Truth in Lending Act and the Electronic Fund Transfer Act to prohibit predispute arbitration agreements with consumers (i.e., agreements to arbitrate any future disputes between parties instead of pursuing the claims in court) from being valid or enforceable in disputes related to credit card accounts or personal bank accounts that are not subject to a final judgment by a court if the credit card or bank account was not issued in response to a request or application for that account. The bill excludes from this prohibition accounts held by a financial institution pursuant to a bona fide trust agreement.

Example Input: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Travel Facilitation and Safety Act
of 2015''.

SEC. 2. RECOVERY OF INITIAL PRECLEARANCE OPERATION COSTS.

(a) Cost Sharing Agreements With Relevant Airport Authorities.--The
Commissioner of U.S. Customs and Border Protection may enter into a
cost sharing agreement with airport authorities in foreign countries at
which preclearance operations are to be established or maintained if--
(1) an executive agreement to establish or maintain such
preclearance operations pursuant to the authorities under
section 629 of the Tariff Act of 1930 (19 U.S.C. 1629) and
section 103(a)(7) of the Immigration and Nationality Act (8
U.S.C. 1103(a)(7)) has been signed, but has not yet entered
into force; and
(2) U.S. Customs and Border Protection has incurred, or
expects to incur, initial preclearance operations costs in
order to establish or maintain preclearance operations under
the agreement described in paragraph (1).
(b) Contents of Cost Sharing Agreements.--
(1) In general.--Notwithstanding section 13031(e) of the
Consolidated Omnibus Budget Reconciliation Act of 1985 (19
U.S.C. 58c(e)) and section 286(g) of the Immigration and
Nationality Act (8 U.S.C. 1356(g)), any cost sharing agreement
authorized under subsection (a) may provide for the airport
authority's payment to U.S. Customs and Border Protection of
its initial preclearance operations costs.
(2) Timing of payments.--The airport authority's payment to
U.S. Customs and Border Protection for its initial preclearance
operations costs may be made in advance of the incurrence of
the costs or on a reimbursable basis.
(c) Account.--
(1) In general.--All amounts collected pursuant to any cost
sharing agreement authorized under subsection (a)--
(A) shall be credited as offsetting collections to
the currently applicable appropriation, account, or
fund of U.S. Customs and Border Protection;
(B) shall remain available, until expended, for the
purposes for which such appropriation, account, or fund
is authorized to be used; and
(C) may be collected and shall be available only to
the extent provided in appropriations Acts.
(2) Return of unused funds.--Any advances or reimbursements
not used by U.S. Customs and Border Protection may be returned
to the relevant airport authority.
(3) Rule of construction.--Nothing in this subsection may
be construed to preclude the use of appropriated funds, from
sources other than the payments collected under this Act, to
pay initial preclearance operation costs.
(d) Initial Preclearance Operations Costs Defined.--
(1) In general.--In this section, the term ''initial
preclearance operations costs'' means the costs incurred, or
expected to be incurred, by U.S. Customs and Border Protection
to establish or maintain preclearance operations at an airport
in a foreign country, including costs relating to--
(A) hiring, training, and equipping new officers of
U.S. Customs and Border Protection who will be
stationed at United States domestic ports of entry or
other facilities of U.S. Customs and Border Protection
to backfill such officers to be stationed at an airport
in a foreign country to conduct preclearance
operations; and
(B) visits to the airport authority conducted by
personnel of U.S. Customs and Border Protection
necessary to prepare for the establishment or
maintenance of preclearance operations at such airport,
including the compensation, travel expenses, and
allowances payable to such personnel attributable to
such visits.
(2) Exception.--The costs described in paragraph (1)(A)
shall not include the salaries and benefits of new officers of
U.S. Customs and Border Protection once such officers are
permanently stationed at a domestic United States port of entry
or other domestic facility of U.S. Customs and Border
Protection after being hired, trained, and equipped.

SEC. 3. COLLECTION AND DISPOSITION OF FUNDS COLLECTED FOR IMMIGRATION
INSPECTION SERVICES AND PRECLEARANCE ACTIVITIES.

(a) Immigration and Nationality Act.--Section 286(i) of the
Immigration and Nationality Act (8 U.S.C. 1356(i)) is amended by
striking the last sentence and inserting ''Reimbursements under this
subsection may be collected in advance of the provision of such
immigration inspection services. Notwithstanding subsection (h)(1)(B),
and only to the extent provided in appropriations Acts, any amounts
collected under this subsection shall be credited as offsetting
collections to the currently applicable appropriation, account, or fund
of U.S. Customs and Border Protection, remain available until expended,
and be available for the purposes for which such appropriation,
account, or fund is authorized to be used.''.
(b) Farm Security and Rural Investment Act of 2002.--Section
10412(b) of the Farm Security and Rural Investment Act of 2002 (7
U.S.C. 8311(b)) is amended to read as follows:
''(b) Funds Collected for Preclearance.--Funds collected for
preclearance activities--
''(1) may be collected in advance of the provision of such
activities;
''(2) shall be credited as offsetting collections to the
currently applicable appropriation, account, or fund of U.S.
Customs and Border Protection;
''(3) shall remain available until expended;
''(4) shall be available for the purposes for which such
appropriation, account, or fund is authorized to be used; and
''(5) may be collected and shall be available only to the
extent provided in appropriations Acts.''.

SEC. 4. EXPANSION OF PRECLEARANCE AT FOREIGN AIRPORTS.

(a) Findings.--Congress makes the following findings:
(1) Preclearance operations provide the ultimate ability
for the United States to address potential threats at the
earliest possible moment and prior to departure, through the
forward deployment of officers of U.S. Customs and Border
Protection to last points of departure in a foreign country.
(2) With inspections and examination operations of U.S.
Customs and Border Protection located in a foreign country,
preclearance provides the capability to interdict, address, and
work with host-country law enforcement in furtherance of both
aviation security and border security in the United States.
(3) Under current preclearance operations, officers of the
U.S. Customs and Border Protection collect biometrics in the
same way that is currently done upon arrival in the United
States, in accordance with current regulation, and as part of
the routine entry process from certain aliens who are not
citizens of the United States prior to boarding flights
destined to the United States.
(4) Preclearance operations provide the best means for
existing and future biometric security capabilities beyond the
United States. Support for preclearance expansion will greatly
increase border and aviation security in the United States and
foreign countries.
(b) Sense of Congress.--It is the sense of Congress that each
country designated as a visa waiver program country under section 217
of the Immigration and Nationality Act (8 U.S.C. 1187) should seek to
participate in the preclearance program with the United States, to
jointly address security concerns through additional exchange of
information and to improve joint ability to secure the that visa waiver
program while maintaining the original intent of the program.

SEC. 5. BIOMETRIC DEMONSTRATION PROGRAMS AT PRECLEARANCE LOCATIONS.

(a) Authority.--The Secretary of Homeland Security is authorized to
select preclearance locations, including preclearance expansion
locations, and enter into an agreement with a foreign government or
airport to conduct a collaborative biometric demonstration program at
such a location to test emerging biometric technologies. The scope of
the demonstration program may encompass travelers other than those
utilizing preclearance at such a location, provided that such program
includes means for information sharing with U.S. Customs and Border
Protection operations.
(b) International Cooperation and Coordination.--Section 233(a) of
the Security and Accountability For Every Port Act of 2006 (6 U.S.C.
983(a)) is amended--
(1) in paragraph (1), by striking the period at the end and
inserting '', and to establish and maintain, in partnership
with foreign governments, demonstration programs to test
emerging biometric technologies at foreign airports at which
the Secretary has established preclearance operations.''; and
(2) in paragraph (2)--
(A) in subparagraph (A), by striking ''and'' at the
end;
(B) in subparagraph (B), by striking the period at
the end and inserting a semicolon and ''and''; and
(C) by adding the following:
''(C) lease, loan, provide, or otherwise assist in
the deployment of biometric technologies at foreign
airports at which the Secretary has established
preclearance operations under such terms and conditions
as the Secretary prescribes, including nonreimbursable
loans or the transfer of ownership of such
technologies, and provide the necessary training and
technical assistance related to the biometric
demonstration programs referred to in paragraph (1).''.

SEC. 6. VISA WAIVER PROGRAM REQUIREMENTS.

(a) Information Sharing Process.--The Director of National
Intelligence shall--
(1) develop a process to share information derived from the
Terrorist Identities Datamart Environment (TIDE) database and
the Terrorist Screening Database (TSDB), including biometric
and biographic information, with countries participating in the
visa waiver program established under section 217(a) of the
Immigration and Nationality Act (8 U.S.C. 1187(a)); and
(2) not later than 1 year after the date of the enactment
of this Act, certify to Congress that such process may be
utilized by such countries.
(b) Continuing Qualification and Designation Terminations.--
Subsection (c) of section 217 of the Immigration and Nationality Act (8
U.S.C. 1187) is amended--
(1) in paragraph (1), by striking ''Attorney General,'' and
inserting ''Secretary of Homeland Security,''; and
(2) in paragraph (2)--
(A) in subparagraph (C)(iii)--
(i) by striking ''and the Committee on
International Relations'' and inserting '', the
Committee on Foreign Affairs, and the Committee
on Homeland Security''; and
(ii) by striking ''and the Committee on
Foreign Relations'' and inserting '', the
Committee on Foreign Relations, and the
Committee on Homeland Security and Governmental
Affairs''; and
(B) by adding at the end the following:
''(G) Border security.--The government of the
country utilizes the process developed by the Director
of National Intelligence under section 6(a) of the
Travel Facilitation and Safety Act of 2015 to utilize
information derived from the Terrorist Identities
Datamart Environment (TIDE) database and the Terrorist
Screening Database (TSDB) for border security and
immigration purposes, including the screening of aliens
seeking asylum or refugee status in that country.''.
Example Output: Travel Facilitation and Safety Act of 2015 This bill authorizes the U.S. Customs and Border Protection (CBP) of the Department of Homeland Security (DHS) to enter into cost-sharing agreements with airport authorities in foreign countries at which preclearance operations will be established or maintained if certain circumstances apply. Any cost-sharing agreement may provide for an airport authority's payment to the CBP of its initial preclearance operations costs. The Immigration and Nationality Act is amended with respect to reimbursements to the Department of Justice received from commercial aircraft or vessel owners, operators, or agents, or from any airport or seaport authority, for expenses incurred for immigration inspection services they have requested. Such reimbursements may be collected in advance of those services, and shall be credited as offsetting collections to the currently applicable CBP appropriation, account, or fund. The Farm Security and Rural Investment Act of 2002 is amended to make the same disposition for reimbursements to the Department of Agriculture for preclearance of animals or articles at locations outside the United States for movement into the United States. The bill expresses the sense of Congress that each visa waiver program country should seek to participate in the U.S. preclearance program. DHS may select preclearance locations and enter into agreements with foreign governments or airports to conduct a collaborative demonstration program at those locations to test emerging biometric technologies. The Office of the Director of National Intelligence shall develop a process to share information derived from the Terrorist Identities Datamart Environment database and the Terrorist Screening Database with countries participating in the visa waiver program.

Example Input: SECTION 1. SHORT TITLE.

This Act may be cited as the ''National Commemorative Events
Advisory Act''.

SEC. 2. FINDINGS.

The Congress finds that--
(1) the preparation and consideration of the multitude of
bills proposing particular days, weeks, months, or years for
recognition through Presidential proclamation unduly burdens
the Congress and consumes an inordinate amount of time;
(2) such proposals could be more efficiently considered by
a commission whose sole function would be to review proposals
for national commemorative events and to make positive or
negative recommendations thereon to the President;
(3) such a commission would streamline the process by which
such proposals are currently considered and save the Congress
considerable time and resources which could be devoted to
matters of more pressing national concern; and
(4) such a commission would better ensure the impartial
review of proposals for national commemorative events generated
by a wide variety of constituent groups.

SEC. 3. ESTABLISHMENT AND MEMBERSHIP.

(a) In General.--There shall be established a commission to be
known as the ''President's Advisory Commission on National
Commemorative Events'' (hereinafter in this Act referred to as the
''Commission'').
(b) Members.--The Commission shall be composed of 11 members, as
follows:
(1) 2 members shall be appointed by the Speaker of the
House of Representatives.
(2) 2 members shall be appointed by the President pro
tempore of the Senate.
(3) 7 members shall be appointed by the President. Members
under this paragraph shall represent, insofar as possible, a
wide range of educational, geographical, and professional
backgrounds. A Member of Congress may not be appointed under
this paragraph.
All members must be citizens of the United States.
(c) Terms.--(1) Each member shall be appointed for a term of 2
years, except as provided in paragraph (2).
(2) Of the members first appointed under subsection (b)(3)--
(A) 3 shall be appointed for 1 year, and
(B) 4 shall be appointed for 2 years,
as designated by the President.
(3) If a member was appointed to the Commission as a Member of
Congress and the member ceases to be a Member of Congress, that member
may continue as a member for not longer than the 30-day period
beginning on the date that member ceases to be a Member of Congress.
(d) Vacancies.--A vacancy shall be filled in the manner in which
the original appointment was made. A vacancy in the Commission shall
not affect its powers. Any member appointed to fill a vacancy occurring
before the expiration of the term for which the member's predecessor
was appointed shall be appointed only for the remainder of such term.
(e) Chairman.--The Chairman of the Commission shall be designated
by the President from among the members under subsection (b)(3). The
term of office of the Chairman shall be 2 years.
(f) Quorum.--6 members of the Commission shall constitute a quorum.
Action by a quorum shall be necessary for the Commission to issue a
recommendation under section 6(d).
(g) Meetings.--The Commission shall meet on at least a quarterly
basis. Meetings shall be held in the District of Columbia.
(h) Pay.--(1) Except as provided in paragraph (2), each member of
the Commission shall be paid the daily equivalent of the maximum rate
of basic pay payable for grade GS-15 of the General Schedule for each
day, including traveltime, during which such member is performing
duties of the Commission.
(2) Members of the Commission who are full-time officers or
employees of the United States or Members of Congress may not receive
additional pay by reason of their service on the Commission.
(i) Travel Expenses.--While away from their homes or regular places
of business in the performance of services for the Commission, members
of the Commission shall be allowed travel expenses, including a per
diem allowance in lieu of subsistence, in the same manner as persons
employed intermittently in the Government service are allowed travel
expenses under section 5703 of title 5 of the United States Code.

SEC. 4. DIRECTOR; STAFF.

(a) Authority.--The Commission may appoint and fix the pay of a
Director and such staff as the Commission considers appropriate.
(b) Inapplicability of Certain Civil Service Laws.--The Director
and staff of the Commission may be appointed without regard to the
provisions of title 5, United States Code, governing appointments in
the competitive service, and may be paid without regard to the
provisions of chapter 51 and subchapter III of chapter 53 of that title
relating to classification and General Schedule pay rates, except that
an individual so appointed may not receive pay in excess of the maximum
rate of basic pay payable for grade GS-15 of the General Schedule.
(c) Staff of Federal Agencies.--Upon request of the Chairman, the
head of any Federal department or agency may detail, on a reimbursable
basis, any of the personnel of that department or agency to the
Commission to assist it in carrying out its duties under this Act.

SEC. 5. POWERS OF THE COMMISSION.

(a) Hearings.--The Commission may, for the purpose of carrying out
this Act, hold such hearings, take such testimony, and receive such
evidence, as it considers appropriate.
(b) Gifts.--The Commission may accept, use, and dispose of gifts or
donations of services or property, but not from a source having a
direct interest in any matter before the Commission.
(c) Mails.--The Commission may use the United States mails in the
same manner and under the same conditions as other departments and
agencies of the United States.
(d) Administrative Support Services.--The Administrator of General
Services shall provide to the Commission, on a reimbursable basis, such
administrative support services as the Commission may request.

SEC. 6. DUTIES OF THE COMMISSION.

(a) Criteria.--The Commission shall establish criteria for
recommending to the President that a proposed commemorative event be
approved or disapproved.
(b) Submission of Proposals.--The Commission shall establish and
publish in the Federal Register procedures for submitting proposals for
national commemorative events to the Commission.
(c) Review of Proposals.--The Commission shall review all proposals
submitted to it in accordance with subsection (b).
(d) Recommendation to the President.--The Commission shall issue a
recommendation to the President for approval or disapproval of each
proposal submitted to it in accordance with subsection (b). Each
recommendation shall be accompanied by a brief explanation of the
reasons why such recommendation was made.

SEC. 7. EFFECTIVE DATE; COMMENCEMENT AND TERMINATION PROVISIONS.

(a) Effective Date.--This Act shall take effect at the beginning of
the One Hundred Third Congress.
(b) Commencement; Termination.--(1) Members of the Commission shall
be appointed, and the Commission shall first meet, within 90 days after
the effective date of this Act.
(2) The Commission shall terminate 5 years after the date on which
it first meets.
Example Output:
National Commemorative Events Advisory Act - Establishes the President's Advisory Commission on National Commemorative Events to: (1) establish criteria for recommending to the President that a proposed commemorative event be approved or disapproved; (2) review proposals for national commemorative events submitted in accordance with procedures published by the Commission; and (3) issue recommendations to the President concerning each proposal reviewed.