Article: Looking at your cat's incision can help you get an idea of what it looks like and will help you monitor its progress. If possible, ask your veterinarian to show you the incision before you take your cat home. You may want to take a photograph of the site on the first day for a reference point. Female cats and male cats with undescended testicles will have incisions on their bellies. Most male cats will have two small incisions on the scrotum area (under the tail). Your veterinarian may provide this collar, or you can purchase one at your local pet store. This type of collar extends up past your cat's face so that it can't bother the incision area. These collars may also be called "protective" collars, "E-collars," or "cone" collars. Your cat may or may not need this depending on the behavior. Try going with/without it but make sure to watch your cat. If they start to excessively dig at the wound put it on. You can offer your cat a little bit of water in a shallow dish (or an ice cube) as soon as you get home from the vet. Your vet will probably give you feeding instructions, and you should follow those. If you did not receive instructions, consider the following: If your cat seems alert and responsive, you can offer your cat about a quarter of its normal portion of food about 2-4 hours after you get home from surgery. Don't force the cat to eat or drink, though. If your cat is able to eat, give it another small meal in 3-6 hours. Repeat this until the cat has eaten a full portion of food, and then resume the cat's normal feeding schedule. If your cat is younger than 16 weeks old, feed your cat a small meal (about half the normal amount) as soon as you get it home and settled after surgery. If your kitten will not eat after returning home, you can try putting a small amount of maple or corn syrup on a cotton ball or q-tip and rubbing it on your cat's gums. Don't give your cat any "special" foods, treats, or junk food after surgery. Your cat's stomach may feel upset, so keep your cat's diet as regular as possible. Don't give your cat milk; cats can't digest it. Don't try to pet or play with your cat immediately after surgery. While this may feel reassuring to you, it may just keep your cat from feeling safe and rested. You can easily tear your cat's surgical incision if you lift or move your cat too much. For male cats, avoid putting pressure on the scrotum (under the tail). For female cats (and male cats that had surgery for undescended testicles), avoid putting pressure on the abdomen. If you have to lift your cat, try this approach: Cup your cat's hind end with one hand and use the other hand to support your cat's chest just under the front legs. Lift the cat's body gently. For the next week after surgery, make sure your cat doesn't jump around, play, or move too much. This can irritate or cause infection at the surgical site. Remove cat trees, perches, and other furniture that your cat may enjoy jumping on. Keep your cat in a small room, such as the laundry room or bathroom, or in a kennel or crate when you are not able to supervise it. Consider carrying your cat up and down any stairs. The cat is unlikely to harm the incision or operation site by going up and downstairs, but this is a sensible precaution. Understand that cats who are in distress -- such as those who've just had surgery -- may try to escape. Be very vigilant in supervising your cat, especially for the first 24-48 hours after surgery. Don't bathe your cat for 10-14 days after surgery. This can cause irritation or infection at the surgical site. If necessary, clean around the surgical incision with a slightly damp cloth (no soap), but don't get the actual incision area wet. Do not scrub the surgical area. Your vet may send you home with prescription medications for your cat. If so, make sure to give this medication as directed, even if you don't observe that your cat is in pain. Cats are very good at hiding pain and may be suffering even if they don't show it. Never give your cat any medication that has not been specifically prescribed by its veterinarian. Human medication, and even medications meant for other animals such as dogs, can kill cats! Do not give your cat any medicines, even over-the-counter medicines, that your vet has not verified as being appropriate for your cat. Even medications such as Tylenol can be fatal to cats. Don't apply any products to the surgical site, including antibiotics or disinfecting creams, unless your veterinarian has approved them for your cat.
Question: What is a summary of what this article is about?
Inspect your cat's incision area. Use an "Elizabethan" collar. Offer the cat food and water. Let your cat rest. Avoid lifting your cat unless it's absolutely necessary. Restrict your cat's movement. Avoid bathing the cat. Give pain medications only as directed by your veterinarian.

Problem: Article: The sun will just make dark spots worse over time, and it can even cause new spots. Every time you go outside, you should be wearing sunscreen to protect your skin from the sun, particularly where you have dark spots. To make it easier, pick a moisturizer with sunscreen in it so you can apply both at once. Pimples can be annoying, but if you pop them or pick at them, they can turn into dark spots that hang around for months, which is even more annoying. Apply a pea-sized amount of hydrocortisone cream several times a day to the zits to help get rid of them instead. A 1% hydrocortisone cream can decrease the redness and irritation, and you won't be as tempted to pick at your pimples. These cleansers, which contain beta hydroxy acids or alpha hydroxy acids, are typically used to treat acne. However, they can also help prevent pimples by pulling off dead skin. Plus, it helps keep your pores clear. However, you should avoid these cleansers if you have dry or sensitive skin. Some medications have dark spots as a side effect. If you've noticed you've developed dark spots after starting a new med within a few months, ask your doctor if that could be a side effect. Keep taking the medication until you get more information from your doctor.
Summary: Apply a broad spectrum sunscreen with SPF 30 or higher every day. Try a hydrocortisone cream on zits. Wash with a BHA or AHA cleanser. Discuss your medications with your doctor.

Most banks and other HSA administrators have an application online for you to fill out. If you prefer, you can go to the bank in person and ask for an application. Part of the process will be filling out biographical information on the application. You'll need information about your health insurance plan. If you want to withdraw money from a bank account for the HSA, you'll need your bank account numbers. You'll need to agree to the fact that you only have a high-deductible plan, and you're not covered by any other insurance. You'll need information like your address, Social Security number, and who you have your high-deductible plan with. You may also need information from your employer, such as a login, if you're going with an employer-chosen HSA. Usually, you'll need some form of ID. If you set up an account with a bank, you can likely withdraw funds from your checking account. If you go in person, you may want to take a check just in case. Check to see if there is a minimum you must deposit, so you can be ready to deposit that amount. You should also be able to set up paycheck withdrawals with most HSAs. You'll need to talk with the employer about this option, as they must offer it as a benefit. Check with the bank you're using for your HSA to see if you can tie your current checking account with your HSA, even if you're not using the same bank that holds your checking account.
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One-sentence summary --
Find the application online. Fill out the application. Fund the account.