If you are able to locate a discounted laptop computer, you may get closer to your goal by slashing the amount of money that needs to be financed in the purchase. Spend some time searching for a good deal. Look at stores online, newspaper advertisements, and in-store deals. Consider what features you actually need versus what you could eliminate as just a luxury. In some cases, family members or others can help out, for example, when a student needs a computer for school but can't pay all of the money up front. Informal lending can often offer lower interest than a formal lender would accommodate, with less of the red tape that goes into a personal loan from a bank. Ask your parents or a close family member or friend if they'll consider loaning you the money or purchasing the laptop for you. Let them know what your plan is to pay them back, how you expect to come up with the money, and how long you think it will take you to repay the loan. A buyback program can work for those who want the newest kinds of computers and devices but can't afford to pay for them up front. The idea is that you purchase an older laptop up front, and use it until you build up additional cash, and trade it in for a newer model. This can sometimes alleviate the obstacles from a poor credit score that prevent conventional financing for your computer purchase. Some companies are willing to finance laptops without doing a credit check. The borrower may need to pay additional money in the form of higher interest, and provide more of a down payment, but some of these deals can work out if you just need to finance a specific portion of a laptop purchase. Instead of checking your credit, these lenders usually have a few alternative requirements of their own. This can include things like being employed for at least six months, maintaining an active checking account for a period of time, and not overdrafting your account.

Summary: Find the laptop that best matches your budget. Look at informal lending options. Consider a buyback laptop program. Consider a "no credit check" laptop deal.

The temperature in Antarctica can drop to below 100F (73C). Therefore, it's really important that you bring lots of thick, heavy layers to wear when you're outside. Remember to pack gloves and headwear to keep yourself warm. Opt for waterproof outer layers, like jackets and pants. If your clothes get soaked with water, they'll quickly freeze, so it's better if they're waterproof. In Antarctica, the sun rises and sets once per year. During the winter, there are 6 months of total darkness, which means your body won't be getting any vitamin-D from the sun. A vitamin-D lamp can make up for the lack of sun so you don't get sick. The winter in Antarctica starts the end of March and ends the beginning of September. Most jobs in Antarctica require employees to live in dormitory-style housing at the research base. Depending on your job, you may be expected to live with 1 or more roommates. Ask your employer about your living situation ahead of time so you can prepare yourself. If you're worried about living with multiple roommates for an extended period of time, you may want to try to find a job where you'll get your own room. Travel to and from Antarctica becomes nearly impossible in the winter once everything freezes over. Over-winter employees are required to remain at their base for the duration of winter, even in the case of an emergency. You'll still be able to communicate with people outside of Antarctica during the winter. In case of an emergency, there are support staff on hand, like doctors and nurses.

Summary: Pack plenty of layers to wear in the cold. Bring a vitamin-D lamp if you'll be working during the winter. Find out where you'll be staying in Antarctica before you go. Avoid working during the winter if there's any chance you'll need to leave.

You can find air filters at home improvement stores and most big box stores. If you're not sure what to buy, look at the size you already have after you pull it out. Basic air filters take care of things like dust and dirt. You can also buy filters to help reduce allergies, as they filter out more particles. However, the more they filter out, the less efficient they are because AC has to work harder to get the air through the filter. Usually, the return air is located near your thermostat, either on the same wall or nearby. It's often near the floor on the wall and looks like a vent/grate. However, it may also be in the floor, ceiling, the furnace, or even the air conditioner. Find the fasteners to pull open your grill work. Often, you'll have little fasteners that pull out and allow you to open one side of the cover. Lean the cover out towards you. Take the old filter out, being careful of the dust. Most filters will have a buildup of dust that will shake off everywhere if you're not careful. Place the filter in the trash. Check for the airflow arrow on the vent. The arrow should point inward towards the duct not outward towards the grill. It should set right into the frame of the vent, as long as you have the right size. Wipe down the grill with a damp rag to remove buildup of dust and hair. You can also use a vacuum cleaner if it's particularly dirty. Run the hose along the vent on the outside and inside to clean it.

Summary: Purchase a new filter. Look for the return air duct. Pull open the return cover. Remove the old filter. Place the new filter in the vent. Clean the grill.

If you don't naturally have back dimples at all, the only way to get them is with cosmetic surgery. This is accomplished by removing fat from the areas where you would like the dimples to appear. Traditionally, this is done with liposuction, in which a needle is inserted under the skin and a little bit of fat is suctioned out. The liposuction procedure used specifically to create back dimples may go by a variety names, including V-spot treatment, Dimples En V, or Barbie Back surgery. This type of liposuction is usually performed under local anesthesia. Possible risks of liposuction include numbness around the liposuction site, infection of the skin, bleeding, or fat embolism (a blood vessel blockage caused by a loose piece of fat). Deoxycholic acid (Kybella) can be injected under the skin to dissolve fat without damaging the surrounding tissues. Targeted injections can be used to simulate back dimples. Deoxycholic injections require less downtime and are less expensive than liposuction, but you may need several treatments to get the results you want. Common side effects of Kybella injections include swelling, bruising, pain, numbness, redness, and hardening of the tissue around the injection. Kybella is only FDA approved for treatment of fat below the chin. However, cosmetic practitioners may still legally use it for off-label uses, such as creating back dimples. Cosmetic surgery to create back dimples can be extremely expensive. If you go the liposuction route, you could be looking at around $6000 USD. While a single treatment with Kybella costs less than liposuction, you may need multiple treatments. Because of this, Kybella can add up to about the same or even more than what you would pay for liposuction. Most insurance plans will not cover the costs of these types of procedures, so you will almost certainly have to pay the whole cost out of pocket.
Summary: Get targeted liposuction to create back dimples. Use deoxycholic acid injections as an alternative to liposuction. Be prepared for the cost.