Question: Parents need to be good role models to help their children make sensible financial decisions, according to Adam Hancock and his team, from East Caronlina University in the US. Their work highlights that parents who argue about finances contribute to increasing credit card debt among their children during their students years. Their work is published online in Springer's Journal of Family and Economic Issues. Credit card debt among college students has been a growing concern for researchers and policymakers over the last decade. In addition, there is growing concern among educators that more students are dropping out of school, not because of academic failure, but because of financial reasons, and credit card especially. Hancock and colleagues' study is the first to examine how parental interactions, and financial knowledge and attitudes may have a cumulative effect on the number of credit cards students own and their level of credit card debt. The researchers analyzed data for 420 undergraduate students from seven different American universities, who took part in the College Student Financial Literacy Survey. According to the online survey, nearly two-thirds of students had a credit card, and nearly a third had more than one. Those students who reported that their parents argued about finances were more likely to have more than two cards than the students whose parents who did not argue about finances. In terms of debt, those students who had two or more credit cards were nearly three times more likely to report having credit card debt over $500. The researchers conclude, "It is clear that the influence of parents cannot be neglected. Researchers, educators and policymakers should work in finding effective ways to increase the positive financial behaviors for college students. We need to help students learn financial skills and establish healthy financial attitudes at earlier ages to prevent poor financial habits from taking root. " If you have two or more credit cards, you are more likely to _ . A) get wealthy B) have argument C) buy more things D) become in debt
Answer: D

Question: When Charles Stratton was five, he stopped growing. His mother took him to see the famous showman, P.T.Barmum. Mr Barmum thought a small person would be the perfect addition to his show. He hired Charles' parents along with him, and they traveled the world together. He gave the two-foot-tall Charles a name, General Tom Thumb. He taught Tom how to sing, dance, act, and tell jokes. When he felt Tom was ready to perform on stage, he made up ads. To stir up great interest, he said that Tom was eleven years old and had come from England. During the show, Tom fought battles pretendedly with tall people. He also danced upon a wooden plate held by a person who was eight feet tall. Tom's act was very popular and brought in a lot of money. By the time Tom was an adult, he had grown very rich. He had become a billionaire at the age of twenty-five. Fortunately for Tom, Mr. Barmum added more little people to his show, and Tom became lucky in love as well. One of the little people was Lavinia Warren, a school teacher. Tom was able to win her love, and they married. The ceremony and reception were _ They were attended by many rich and famous people and by about two thousand guests. Crowds filled the streets ofprefix = st1 /New Yorkto have a look at their tiny wedding carriage. The couple even met with President Abraham Lincoln on their honeymoon just before going to live in Tom's house inConnecticut. Their wedding, which took place during the Civil War, provided a welcome escape from the sad problems of war. Not willing to let this bit of sunshine fade , communities throughout the country sponsored "Tom Thumb"weddings. In these weddings, small boys and girls, all dressed up, went through marriage ceremonies for fun. Tom would dance on a wooden plate held by a person who was eight feet tall because _ . A) the wooden plate would make it sound as if Tom were tap dancing B) it made Tom feel taller C) the eight-foot-tall man was the only tall person Tom trusted D) the difference between them would make Tom look even smaller
Answer: D

Question: Code Offence Points What is Driving _ Points System? After the introduction of this system, certain traffic offences will make the driver lose points besides other punishments . A driver makes any of these offences, the points will be recorded.When the driver gets a certain number of points, he will be forbidden to drive for a certain amount of time. what are the purposes of this system? This is a system designed to make road much safer. It can improve standards of driving and reduce accidents. Which traffic offences will result in Driving Offence Points? Of course, not all traffic offences are covered by this system. Only those that have direct effect on road safety are included.There are fourteen items in all. 1 Causing death by dangerous driving 10 2 Dangerous driving 10 3 Careless driving 5 4 Driving after drinking or taking drugs 10 5 Driving over speed limit by more than15 km/hour 3 6 Driving in a motor race on the road 10 7 Failing to stop after an accident 3 8 Failing to give information after an accident 3 9 Failing to report an accident 3 10 Failing to obey directions of police officers 3 11 Crossing double white lines 3 12 Failing to obey traffic signals 3 13 Failing to give way to walkers at a crosswalk. Failing to stop for people walking 3 14 Failing to stop at school crossing 3 What will happen if you have got up to 10 points? If you have got 10 points or above, but still less than 15 points, you will receive a warning letter from the Transport Department. This letter will tell your record of Driving Offence Points and remind you of the result of getting more points. It is hoped that this warning will change your driving behavior for the better. What will happen if you have got 15 points? If you have got 15 points or more within two years, a court will take away your driving license. The first time you are found guilty you will not be able to drive for three months, but if you are caught a second time you will not be able to drive for six months. What will happen to you if you have got 13 points? A) You will be punished for the points. B) Your driving license will be taken away. C) You will get a warning letter from the Transport Department. D) Your record will be sent to the Transport Department.
Answer:
C