Q: Borneo is the third-largest island in the world and the largest in Asia. At the geographic centre of Maritime Southeast Asia, in relation to major Indonesian islands, it is located north of Java, west of Sulawesi, and east of Sumatra.

The island is politically divided among three countries: Malaysia and Brunei in the north, and Indonesia to the south. Approximately 73% of the island is Indonesian territory. In the north, the East Malaysian states of Sabah and Sarawak make up about 26% of the island. Additionally, the Malaysian federal territory of Labuan is situated on a small island just off the coast of Borneo. The sovereign state of Brunei, located on the north coast, comprises about 1% of Borneo's land area.

Antipodal to an area of Amazon rainforest, Borneo is itself home to one of the oldest rainforests in the world.

The island is known by many names. Internationally it is known as "Borneo", after Brunei, derived from European contact with the kingdom in the 16th century during the Age of Exploration. The name "Brunei" possibly derives from the Sanskrit word """" (), meaning either "water" or the mythological Varuna, the Hindu god of rain. Indonesian natives called it "Kalimantan," which was derived from the Sanskrit word "Kalamanthana," meaning "burning weather island" (to describe its hot and humid tropical weather).

Answer the following questions:
1. Who is Borneo named after?
2. What does Brunei mean?
3. It means water in what language?
4. What do the Indonesians call it?
5. What is the origin of that word?
6. Why did they call it that?
7. What is the islands political make up?
8. How much of it does Indonesia control?
9. Where is the state of Brunei?
10. Does it rain much in Borneo?
11. What stands out about the rainforest?
12. Where is Labuan located?
A: 1. Its named after Brunei
2. It means "water" or the mythological Varuna, the Hindu god of rain
3. the Sankrit language
4. They called it Kalimantan
5. It was derived from the Sankrit word "Kalamanthana" meaning burning weather island
6. Because its hot and humid there
7. There are three and they are Malaysia and Brueni in the North, and Indonesia in the south
8. They control 73%
9. In Asia
10. Yes
11. Its one of the oldest in the world.
12. Just off the coast of Borneo
Q: CHAPTER XII

A chill, gray, somber dawn was breaking when Ellen dragged herself into the cabin and crept under her blankets, there to sleep the sleep of exhaustion.

When she awoke the hour appeared to be late afternoon. Sun and sky shone through the sunken and decayed roof of the old cabin. Her uncle, Tad Jorth, lay upon a blanket bed upheld by a crude couch of boughs. The light fell upon his face, pale, lined, cast in a still mold of suffering. He was not dead, for she heard his respiration.

The floor underneath Ellen's blankets was bare clay. She and Jorth were alone in this cabin. It contained nothing besides their beds and a rank growth of weeds along the decayed lower logs. Half of the cabin had a rude ceiling of rough-hewn boards which formed a kind of loft. This attic extended through to the adjoining cabin, forming the ceiling of the porch-like space between the two structures. There was no partition. A ladder of two aspen saplings, pegged to the logs, and with braces between for steps, led up to the attic.

Ellen smelled wood smoke and the odor of frying meat, and she heard the voices of men. She looked out to see that Slater and Somers had joined their party--an addition that might have strengthened it for defense, but did not lend her own situation anything favorable. Somers had always appeared the one best to avoid.

Colter espied her and called her to "Come an' feed your pale face." His comrades laughed, not loudly, but guardedly, as if noise was something to avoid. Nevertheless, they awoke Tad Jorth, who began to toss and moan on the bed.

Answer the following questions:
1. Where did Ellen drag herself?
2. Why?
3. how tired was she?
4. Did she get under a blanket?
5. How long did she sleep?
6. What was her uncle's name?
7. Where they alone in this cabin?
8. What did Tad lay on?
9. Was he dead?
10. How did she know?
11. What furniture did they have in the cabin?
12. Was there a partition?
13. Was there a ladder?
14. what was used for steps?
15. Where did it lead?
16. Who did Ellen see join the party?
17. What did she hear to know?
18. How did Somers appear?
19. What did Colter say?
20. Who laughed?
A: 1. into the cabin
2. to sleep
3. exhausted
4. yes
5. until late afternoon.
6. Tad Jorth
7. yes
8. a blanket bed upheld by a crude couch of boughs
9. no
10. she heard his respiration.
11. beds
12. no
13. yes
14. braces
15. the attic.
16. Slater and Somers
17. the voices of men
18. best to avoid.
19. "Come an' feed your pale face."
20. His comrades
Q: Li Mingyang only joined Alibaba's investment platform one month ago but he has already transferred almost all the cash in his bank account - nearly Rmb200,000 ($32,000) - to the online fund. He is far from alone . More than 30 million people in China have signed up to Yu'E Bao, or "Leftover Treasure", only six months since its launch.

Initially as the Chinese e-co mmerce group as a platform for its users to manage extra funds in their online payment accounts, Yu'E Bao is becoming something far more powerful: a straight-up substitute for traditional bank deposits ."There's no point in keeping money in the bank any more. This is just as reliable, more flexible and you can earn a lot more from it," Mr Li says.

A quick hit of the Yu'E Bao application on his phone shows the Shanghai-based editor has earned more interest on his account over the past day than 94 per cent of other local users ."This is fun, almost like a computer game," he says with a laugh.

For every Rmb12 that companies and individuals have deposited in Chinese banks since June, they placed roughly Rmb1 in their Yu'E Bao accounts, according to Financial Times calculations based on official data. While it remains tiny compared with total deposits in the Chinese banking system, this transfer of cash from banks to the Alibaba platform is only speeding up. In the process, it threatens to upend( ) the rules of China's state-protected financial department, break banks' profit model and shifting power to savers in a way that was scarcely imaginable at the start of this year.

Other Chinese tech companies are getting in on the act. Tencent, developer of the hugely popular

messaging app WeChat, is said to be designing a fund platform similar to Yu'E Bao. Baidu, the search engine company, began marketing investment products in October.

"Internet companies, with their ability to instantly reach millions of consumers, have already started to change the competitive dynamic in finance," says Ernan Cui, an analyst with GK Dragonomics, a

Beijing-based research firm.

Answer the following questions:
1. What platform did Mungyang join?
2. How long ago?
3. How much has he already transferred?
4. How long ago did Leftover Treasure launch?
5. Yu'E Bao is a substitute for what?
6. What does Mr Li say is the main benefit?
7. He has earned more over the past day than what percent of local users?
8. What did Li compare it to?
9. For ever Rmb12 what amount was placed in their Bao accounts?
10. Who else is getting in on the act?
A:
1. Alibaba's investment platform
2. one month
3. nearly Rmb200,000
4. six months
5. traditional bank deposits
6. more flexible and you can earn a lot more from it
7. 94
8. a computer game
9. Rmb1
10. Other Chinese tech companies