In this task, you are given a summary for US Congressional and California state bill, your task is to generate a Title for this bill. The preferred titles are under forty words and mention the purpose of the bill.

Input: Consider Input: Requires the Director of the Federal Emergency Management Agency (FEMA) to provide notice of any change to flood insurance map panels, including any change in a letter of map amendment or a letter of map revision by: (1) providing the chief executive officer of each community affected by the change, by registered mail, a copy of the revised maps for such community and a statement explaining the process under this Act to appeal to the Director for changes in such revised maps; and (2) causing notice of such changes to be published in the Federal Register, and a statement explaining the process (under this Act) to appeal to the Director for changes in such revised maps.
Allows a community affected by the change to appeal the change.
Requires the Director: (1) during a 30-day period that begins upon the receipt of an objection, to determine whether to deny the objection, revise the changes to the panels in response to the objection, or to grant additional time to the community to obtain evidence related to the objection; and (2) to notify the chief executive of the community, in writing and by registered mail, of such determination.
Requires the Director, not later than 30 days after any final determination as described by this Act, to provide written notification to each owner of real property affected by the change to panels resulting from such determination.
Requires the Director, if an owner of real property affected by a change to panels incurs expense in connection with the services of surveyors, engineers, or similar services (but not legal services) in effecting any appeal of such change to the Director which is successful, to reimburse such individual for such expense.
Amends the National Flood Insurance Act of 1968 to repeal the requirement for the publication or notification of proposed flood elevation determinations to require the Director, in establishing projected flood elevations for land use purposes for any community, to first propose such determinations by: (1) providing the chief executive officer of each community affected by the proposed elevations, by registered mail, notice of the elevations, including a copy of the maps and a statement explaining the process to appeal for changes in such elevations; (2) causing notice of such elevations to be published in the Federal Register, which shall include a statement explaining the process to appeal for changes in such elevations; and (3) publishing the elevations in a prominent local newspaper.

Output: National Flood Insurance Program Fairness Act

Input: Consider Input: Improving Access to Mainstream Financial Institutions Act of 2008 - Authorizes the Secretary of the Treasury to award grants, including multi-year grants, to specified eligible entities to establish an account in a federally insured depository institution for low- and moderate-income individuals who currently do not have such an account. Includes among such eligible entities: (1) Alaska Native Corporations; (2) Native Hawaiian organizations; and (3) labor organizations.

Authorizes the Secretary to award demonstration project grants to eligible entities to provide low-cost, small loans to consumers that will provide alternatives to more costly, predatory payday loans. Requires such entities to be: (1) tax-exempt charitable organizations; (2) federally insured depository institutions; (3) community development financial institutions; or (4) partnerships comprised of one or more of such entities. Requires grant recipients to offer financial literacy and education opportunities to each consumer provided with a loan pursuant to this Act.

Output: A bill to authorize a grant program to provide for expanded access to mainstream financial institutions.

Input: Consider Input: Life Patenting Moratorium Act of 1993 - Amends Federal patent law to prohibit human beings, organs, or organ subparts or genetically engineered animals from being considered patentable subject matter.
Imposes a two-year moratorium on the patentability of human tissues, fluids, cells, genes or gene sequences, or animals or animal organisms (genetically engineered or otherwise). Authorizes the continuation of such moratorium after such time pursuant to the Public Health Service Act.
Expresses the sense of the Congress that: (1) legislation addressing the implications of genetic research should be thoroughly studied and passed by the Congress as soon as possible; and (2) the Departments of Commerce and State and the National Institutes of Health should work with the international community to develop international standards relating to the patenting of, and access to, genetic information.
Output: Life Patenting Moratorium Act of 1993