QUES: The pricing of risk refers to the incremental compensation required by investors for taking on additional risk, which may be measured by interest rates or fees. Several scholars have argued that a lack of transparency about banks' risk exposures prevented markets from correctly pricing risk before the crisis, enabled the mortgage market to grow larger than it otherwise would have, and made the financial crisis far more disruptive than it would have been if risk levels had been disclosed in a straightforward, readily understandable format.
What was the outcome of the financial crisis since risk levels were not adequately disclosed?

ANS: far more disruptive

QUES: Book-length comics take different forms in different cultures. European comics albums are most commonly printed in A4-size colour volumes. In English-speaking countries, bound volumes of comics are called graphic novels and are available in various formats. Despite incorporating the term "novel"a term normally associated with fiction"graphic novel" also refers to non-fiction and collections of short works. Japanese comics are collected in volumes called tankobon following magazine serialization.
What are bounds volumes of comics called in America?

ANS: graphic novels

QUES: During the development of a tree, the lower limbs often die, but may remain attached for a time, sometimes years. Subsequent layers of growth of the attaching stem are no longer intimately joined with the dead limb, but are grown around it. Hence, dead branches produce knots which are not attached, and likely to drop out after the tree has been sawn into boards.
What will the lower limbs of a tree usually do during development?

ANS: die

QUES: After the assassination of Uthman in 656, Ali, a member of the Quraysh tribe and the cousin and son-in-law of Muhammad, was elected as the caliph. He soon met with resistance from several factions, owing to his relative political inexperience. Ali moved his capital from Medina to Kufa. The resulting conflict, which lasted from 656 until 661, is known as the First Fitna ("civil war"). Muawiyah I, the governor of Syria, a relative of Uthman ibn al-Affan and Marwan I, wanted the culprits arrested. Marwan I manipulated everyone and created conflict. Aisha, the wife of Muhammad, and Talhah and Al-Zubayr, two of the companions of Muhammad, went to Basra to tell Ali to arrest the culprits who murdered Uthman. Marwan I and other people who wanted conflict manipulated everyone to fight. The two sides clashed at the Battle of the Camel in 656, where Ali won a decisive victory.
When was Uthman born?

ANS:
unanswerable