The contract should contain a provision that explains how and where the sale of the property will be finalized. This information should include the time period within which the closing of the sale should occur. A common provision is for the sale to close within 60 days of the signing of the contract. Closings often occur at title company offices, but also may occur at an attorney's office or a bank. Another contract provision should set forth the payment of necessary costs of closing, which are allocated as agreed between the parties. One potential cost is for deed preparation and recording. A deed is the document that formally transfers ownership of the property from seller to buyer. In most states, a deed must be recorded with a certain local government office in order to be put into effect. The contract should also address the payment of closing costs, which can be paid by one party or both parties. There also should be a provision that addresses the payment for a title insurance policy. Title insurance ensures that the property is being transferred free of any liens, encumbrances, or claims to ownership by third parties. A typical FSBO contract provision that addresses closing costs is as follows: "Seller shall pay at closing all costs related to the release of any mortgage on the property, delinquent real estate taxes, and outstanding mechanic's liens." Another way to address different types of closing costs is as follows: "Buyer shall be responsible for the payment of any title insurance policy and survey performed of the property. Buyer also shall bear the costs of preparing and recording the deed and any mortgage secured by the property that is the subject of this agreement." While possession of the property does occur at closing in some cases, many contracts provide that possession of the property occurs at a later date following closing. For instance, a contract might provide for the buyer to take possession of the property 30 days after closing.

Summary: Provide detailed closing information. Allocate closing costs. State the date of possession.

State your intention as clearly as possible. For example: I want a solution to my problem with ... It could be anything that is troubling you. This is important because doing this you instruct your subconscious and all other parts of yourself to pay attention to your sincere wish of solving your problem. You may also say a short prayer or smudge yourself, depending on which faith you adhere to. Closing your eyes and reflecting or taking a simple bow are other nice ways to begin the process. Decide whether you will walk barefoot or with shoes on. With bare feet, you can feel the texture of the earth beneath your feet and connect to its grounding forces. The first step sets the pace for your walk. It can be fast or slow. Choose your intention for the walk. Are you being spiritual, reflective, mindful, playful, creative or something else? If you're problem solving, your walk becomes a meditation when you surrender all your problems and just walk. Other parts of you have now a chance to process your request of a solution. If you are very upset: fast walking in lets the emotions dissipate easier. Most people try slowing down their mind by slower walking, relying on the mind and body reflection. Keep your mind quiet, and still pestering thoughts each time they arise. Concentrate on the placement of one foot before the other and rhythmic, gentle and regular breathing. If you're problem solving, walk as you didn't have any problems at all, let it all go. Surrender to the activity of attentive walking. Let the burden (your problem) fall off your shoulders. Various parts of your being are now processing your wish for solution. All you have to do is to let it incubate and not interfere, let it be and let go of any expectations. Continue to walk as you didn't have any problems at all, let it all go. If you're going on a spiritual journey or seeking creative inspiration, again let it all go and just surrender to the experience of walking the labyrinth. You may stop here for a while, sit or lay down if you feel like it and meditate or reflect. The main thing is to let yourself surrender totally to your inner process. It feels so good to have all the time you need. If you don't have a problem, question or quest for inspiration, just sit quietly and let things be. When you are ready, just walk out. Accept the insights and gifts you may have received. Adopting a sense of gratitude will always facilitate resolutions. Offer your thanks for what you have learned.

Summary: Stand in front of the entrance to the labyrinth. Center yourself by taking a couple of deep breaths. Acknowledge your coming meditative or spiritual journey within the labyrinth. Begin your walk. Continue to walk. Pause on reaching the center. Walk out.

It's possible that your skin's sensitivity is caused by an allergy or similar concern, which can be treated or managed with lifestyle changes. If the skin on your face or lips is chronically itchy, dry (especially in patches), or red and inflamed, it's possible that environmental allergens (pets, dust, ragweed, etc.) might be to blame. Typically, an allergic reaction won't be localized to your face, so itchy skin on your hands, arms, knees, or other areas might be an indication of an allergy. Some food allergies, like a gluten or milk allergies, can cause reactions in the skin. Even nut allergies can manifest as hives, itchy skin, or redness around the mouth. An allergist (a doctor specializing in allergies) can help you determine if your sensitive skin is caused by environmental or food allergies by giving you skin-prick or patch test. It's possible that your skin's sensitivity is caused by an allergy or sensitivity to the products that you use on your face or around your home, which can be managed by switching products. If you have itchy, red, uncomfortable, or inflamed skin on your face or lips, it's possible that you have an allergy or sensitivity to a product that you use. Consider whether your face wash, scrub, toner, sunscreen, moisturizer, cosmetics, lip balm, or any other product that comes into contact with your face might be causing a reaction. You can try eliminating products individually for about a week each, in order to see if you have any improvement of your symptoms. You might also have an allergy or sensitivity to products that you use, such as your laundry detergent, or a perfume or hand lotion that might come in contact with your face. There is also the possibility that a partner's products (cosmetics or after shave, for instance) might be causing a reaction on your skin. It has been observed that children with sensitive skin or atopic dermatitis may be prone to food allergies. You may want to have a skin prick test to see if food allergies are causing your dermatitis or sensitive skin. Most people who say they have sensitive skin never see a dermatologist. If that describes you, it is possible that you are living with a skin condition that is treatable. Some issues that seem like mere skin sensitivity are actually eczema, psoriasis, rosacea, or other skin issues. Each of these skin conditions has its own root cause and treatment plan. If you've never been to a dermatologist, it's a good idea to visit one to rule out other skin conditions. If you do find out you have a skin condition, the dermatologist can prescribe creams or oral medications to treat it. Eczema or atopic dermatitis can be treated a number of way including creams to affect the immune system, antibiotics to prevent infection, antihistamine to stop itching, and stress modifications.
Summary: Determine if your skin's sensitivity has environmental causes. Determine if you are allergic to your products. Determine if you have other dermatological issues.