IN: Enron Federal Credit Union Stands Ready to Assist You Enron Federal Credit Union would like you to know that we stand ready to assist our members affected by the recent events. We are committed to those who may need special assistance during this difficult time. The State of Enron Federal Credit Union We are dedicated to providing our members with all the services they would normally expect to receive. Business will continue to be conducted as it always has. We will continue to provide loans. In the event you have an EFCU loan or credit card, we will negotiate a workable agreement for its repayment if necessary. These arrangements will be made on an individual basis. ATM withdrawals and Debit Card transactions will carry the same daily limits. EFCU will be conducting "business as usual." EFCU is a not-for-profit financial institution (a cooperative) owned and operated by you, the member. And, although we are here exclusively to provide financial services to the employees of Enron Corp. and their family members, we remain financially independent from Enron Corp. And, your accounts at the Credit Union are insured to $100,000.00 by the National Credit Union Share Insurance Fund (NCUSIF), supervised by the National Credit Union Administration (NCUA), an agency of the U.S. Government. How To Access The Credit Union You may continue to access your funds in the Credit Union at EB 399, through our electronic services, or at any of our Texas Credit Union Service Center branches:

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OUT: Enron Federal Credit Union Stands Ready to Assist You

IN: I made the plunge and bought a house with Ted in Mill Valley. It's a cottage nestled in the redwoods overlooking Mt. Tam. Stay tuned for the house warming party in January! Feel free to stop by before! Below is my new info: 460 Edgewood Ave Mill Valley (415) 383-9588 (write this down because my old number rolls forward to the wrong number). Hope to see you in January. (if not before then) Happy holiday!

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OUT: New Information

IN: Jeanie, I work in the ENA gas trading dept and understand that you are our HR rep. I would like to speak to you briefly about a benefits issue relating to the legal custody of a child. Please call me at 3x7277 at your convenience and I will give you the details. Thanks

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OUT: benefits issue

IN: Technology is wonderful - I can log on here in the London office just as I do in Houston. I feel very in touch. Sounds like you have been busy - I think that the variety of items for the Sunday meeting sounds good. Thanks for taking care of all of this. London is cold but sunny - so very nice. I do love coming here - hope to make the trip once a quarter this year. I will be back at home by Friday evening, so let me know if there is anything that I can do before the meeting. Otherwise I will see you on Sunday. Too bad that Nancy doesn't want the input from the girls on presentation. I think that taking likes and dislikes would be good - no commitment to make changes that the girls' might suggest, but I think that it would be wonderful to have their input. They are the honorees. Oh, well .....as you say, this is volunteer work and probably not worth getting too worked up over the whole thing. --Sally

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OUT:
Reply - NCL Update