When you delete an Apple ID, you will permanently lose access to all services and purchases that were associated with it. You will no longer be able to access the App Store, Apple Pay, iCloud, iCloud Mail, iMessage, Facetime, your subscriptions and all other services you receive through your Apple ID. If you've recently switched from an iPhone to another type of phone and are no longer receiving texts, see the "Disabling iMessage" section first. If you do not want to permanently delete your Apple ID, you can temporarily deactivate your Apple ID instead. You're going to lose access to your iCloud Mail and your iCloud Drive storage, so make sure that you back up any important messages or files before deleting the account. You can back up your iCloud Mail by moving messages from your iCloud inbox into an inbox stored on your computer. Documents and images can be downloaded from iCloud Drive onto your computer.

Summary: Ensure that you actually want to permanently delete the Apple ID. Back up any files or emails you want to save.

You want to be the last one standing. When you touch a circle, do not over-reach; you never know how long you will have to wait before moving a given body part, so make sure that you are comfortable in your pose. Keep your legs planted firmly, if possible, and do not spread them too widely. Stay close to your center of mass. Do not lean too far in any direction; make your movements close to your torso, and assess your balance before you definitively place your hand onto a spot.

Summary: Stay balanced.

Naps are good ways to kill some time if you're bored and could use the shuteye. If you really have nothing better to do, sleep will give your body some precious time to heal itself and patch up. Going to sleep in the middle of the day may be harder than at night or if you're already in bed in the morning, but it is the fastest way you can go about speeding up time if your body will allow you. Not to mention, when you wake up, you may feel more motivated to be productive and let the day come to you as it will. Getting lost in leisurely activities is a brilliant way to speed up time, as we're never really considering how long we've been doing something when we're having a lot of fun. Reading one of your favourite books will take your mind off the passage of time, possibly even to the point where you'll wish there had been more hours in the day to fit in more reading. The choice of book is very important in this case. A boring or poorly written book will actually have the opposite effect you're looking for. So-called 'binge watching' takes up an exorbitant amount of time, and shows like Game of Thrones or Breaking Bad are all too eager to eat up whatever time you'll allot to them. If you have a spare day you want to see over quickly, put on a show and let yourself relax. If it's a show you really like, you'll probably lose track of how much time has really gone by. . If you've got expertise in something, you may be a candidate to write a wikiHow article! Writing a step-by-step guide on a subject you're fascinated by can be a lot of fun, and like any writing project, you'll find the time slips away like nothing once you get into the thick of planning and realizing your article. If you're not the writing type, you could find a how-to article on any random subject that interests you and learn a new skill. Learning is a great way to pass time, as your mind will become too occupied to worry about what time it is.

Summary: Have a nap. Read a good book. Binge watch a show. Write a new wikiHow article

Keeping up-to-date on your payments is an important part of building a good credit history. Late payments are reported to the credit bureaus and will negatively impact your credit score. This could keep you from being able to purchase things you want in the future with credit. This applies to all of your financial obligations, not just credit card payments. You should use also pay your other bills on time whenever possible like your utility bills, phone bills, and any other loans you might have (car, mortgage, etc.). . A good way to start building up your credit score is by getting a credit card. There are many different options for this, so even if you have been refused in the past you should still be able to find a type of credit card that works for you. Try one of the following options for credit cards: Secured credit card this kind of card is great for people with no credit because almost anyone can get approved for them. It is a card that is funded by cash deposit you made ahead of time so there is little risk for a lender and you'll still get credit for positive payments. Student credit card this kind of card is often easier to get because they are geared towards students who they already assume have little to no credit history. Unfortunately, they often have lower credit limits than other types of cards, but they also sometimes come with enticing promotional offers. Retail credit card a retail credit card is a good credit-building option because it usually has a higher acceptance rate than a regular card. They can also offer promotional incentives to help you save money at their store. But these kinds of cards may also have lower credit limits than a normal card. Authorized user being an authorized user on someone's account means that you'll have a card with your name on it for someone else's credit account. So, you have access to the credit (and, therefore, the account holder's payment history will positively affect yours), but you are not responsible for any of the payments. Ask your parents or another friend or family member who already has good credit if they'll let you be an authorized user on their account. Using your credit cards is important, but it's also a good idea to not use them too much. Try to keep your balances low by paying them off every month (or as close to it as you can get). Using 30% or less of your available credit looks good to potential lenders. If you max your credit cards out, this can appear to lenders as if you rely too much on your credit, which is not a good sign to them. These kinds of loans are low-risk (for your and the lender!) loans that you can get from most banks. They are usually for a small amount (not more than $1000) and the money is put in an interest-earning account while you make monthly payments toward this "loan." Once the amount is paid off, the funds are released to you plus the interest it accrued while it was being held by the bank. These kinds of loans are usually designed to be paid back within 6 to 18 months.
Summary: Pay your bills on time. Get a credit card Keep your balances low. Get a credit builder loan.