Problem: How to form a microsavings and microcredit group
Visit the particular community and identify the community leader (s).
These are the people who will ensure that the group has proper leadership and momentum.
Try to understand the basic needs of the community. OPTIONS:
- For example, an agrarian community will likely demand a longer tenured facility than an urban trading community. Pay a courtesy visit to the community leader and explain your mission.
- Estimate who will run the group and set benchmarks. Choose maybe 1 member in each community meeting to be responsible to run the community.
- It is vital that all persons in this group be equal. You may want to form the group peacefully, but if it isn't that easy, you need to have worked out what to do before starting the process.
- It is not necessary to know the basic needs of others to join your group. Take the time to get to know the " first " person.

Answer: For example, an agrarian community will likely demand a longer tenured facility than an urban trading community. Pay a courtesy visit to the community leader and explain your mission.

Problem: How to avoid marrying on the rebound
Identify your motivation to marry.
A rebound marriage might be the result of an impulsive decision. To avoid acting impulsively, it is important to take a look at the reasons why you want to get married. OPTIONS:
- Reflect on reasons you have been waiting too long to get married. Remind yourself why you really want to get married.
- Consider the reasons behind your motive for wanting to get married : You want to feel loved. You want to feel like you deserve to marry.
- Some of the reasons that may signal that you are ready to get married include : You need more money. The best way to fight for money is to save.
- Take some time to identify your reasons for wanting to marry someone. Positive reasons to marry someone include your emotional connection, satisfaction with the relationship, and shared goals.

Answer: Take some time to identify your reasons for wanting to marry someone. Positive reasons to marry someone include your emotional connection, satisfaction with the relationship, and shared goals.

Problem: How to clean behind your ears
Select an appropriate cleanser for your skin type.
Most people can simply use regular soap-whatever you wash your body with in the shower-to clean behind their ears. If you have sensitive skin, use a gentle foaming cleanser like a product you would use on your face. OPTIONS:
- Use a cleanser that you're familiar with-if it's comfortable on your body or face, it probably won't irritate the skin behind your ears. Use acne wash if you have blackheads.
- If you have sensitive skin, choose one you would use on your hands. If you have sensitive skin, always shampoo and condition your hair and hair first in a shower.
- You can buy a cleansing product at your local drugstore or pharmacy. Before applying the cleansing products, make sure you know your skin type so you can buy the right brand.
- If you have oily or dry skin, choose products with a ph of 70 (or higher) to avoid abrasions and pimples. Use a non-abrasive cleanser.
Answer: Use a cleanser that you're familiar with-if it's comfortable on your body or face, it probably won't irritate the skin behind your ears. Use acne wash if you have blackheads.