Problem: Traditional English ale was made solely from fermented malt. The practice of adding hops to produce beer was introduced from the Netherlands in the early 15th century. Alehouses would each brew their own distinctive ale, but independent breweries began to appear in the late 17th century. By the end of the century almost all beer was brewed by commercial breweries.
What country pioneered the introduction of hops for beer production?
The answer is the following: the Netherlands

Problem: The New York City Charter School Center assists the setup of new charter schools. There are approximately 900 additional privately run secular and religious schools in the city.
What institution aids in the creation of charter schools in New York?
The answer is the following: New York City Charter School Center

Problem: In October 1810, six months after Fryderyk's birth, the family moved to Warsaw, where his father acquired a post teaching French at the Warsaw Lyceum, then housed in the Saxon Palace. Fryderyk lived with his family in the Palace grounds. The father played the flute and violin; the mother played the piano and gave lessons to boys in the boarding house that the Chopins kept. Chopin was of slight build, and even in early childhood was prone to illnesses.
What two instruments did Frederic's father play during this time?
The answer is the following: flute and violin

Problem: The U.S. Financial Crisis Inquiry Commission reported its findings in January 2011. It concluded that "the crisis was avoidable and was caused by: widespread failures in financial regulation, including the Federal Reserve's failure to stem the tide of toxic mortgages; dramatic breakdowns in corporate governance including too many financial firms acting recklessly and taking on too much risk; an explosive mix of excessive borrowing and risk by households and Wall Street that put the financial system on a collision course with crisis; key policy makers ill prepared for the crisis, lacking a full understanding of the financial system they oversaw; and systemic breaches in accountability and ethics at all levels".
What was one of the conclusions of the U.S. Financial Crisis Inquiry Commission regarding the financial crisis of 2007?
The answer is the following:
the crisis was avoidable and was caused by: widespread failures in financial regulation