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How to borrow from your life insurance policy
Check to see which kind of life insurance policy you have.
Not all life insurance policies allow you to borrow against them, so you need to find out the type of policy you own. The most common types of life insurance policies are :
Permanent life policies.
These policies have a savings element along with the mortality coverage, and that is why you can borrow from them. This category can be broken down into: whole life insurance.