In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.
Q: SECTION 1. SHORT TITLE.

This Act may be cited as the ''State Long-Term Care Partnership Act
of 2005''.

SEC. 2. ALLOWANCE OF ADDITIONAL STATE LONG-TERM CARE PARTNERSHIPS.

(a) In General.--Section 1917(b) of the Social Security Act (42
U.S.C. 1396(b)) is amended--
(1) in paragraph (1)(C)(i), by striking ''shall seek
adjustment'' and inserting ''may seek adjustment'';
(2) in paragraph (1)(C)(ii), by inserting ''Qualified State
Long-Term Care Insurance Partnership or under a'' after
''Clause (i) shall not apply in the case of an individual who
received medical assistance under a''; and
(3) in paragraph (4)(B), by striking ''(and shall include,
in the case of an individual to whom paragraph (1)(C)(i)
applies)''.
(b) Definition of a Qualified State Long-Term Care Insurance
Partnership.--Section 1917(e) of the Social Security Act (42 U.S.C.
1396p(e)) is amended by inserting at the end the following:
''(6) The term 'Qualified State Long-Term Care Insurance
Partnership' means a State plan amendment that provides for the
disregard of any assets or resources in an amount equal to the
insurance benefits payments that are made under a long-term
care insurance policy (including a certificate issued under a
group insurance contract), but only if--
''(A) the policy covers an insured who, at the time
coverage under the policy first becomes effective, is a
resident of such State or of a State that maintains a
Qualified Long-Term Care Insurance Partnership;
''(B) the policy is a qualified long-term care
insurance contract within the meaning of section
7702B(b) of the Internal Revenue Code of 1986;
''(C) the policy provides some level of inflation
protection;
''(D) the policy satisfies any requirements of
State or other applicable law that apply to a long-term
care insurance policy; and
''(E) the issuer of the policy reports--
''(i) to the Secretary, such information or
data as the Secretary may require; and
''(ii) to the State, the information or
data reported to the Secretary (if any), the
information or data required under the minimum
reporting requirements developed under section
2(c)(1) of the State Long-Term Care Partnership
Act of 2005, and such additional information or
data as the State may require.
For purposes of applying this paragraph, if a long-term care
insurance policy is exchanged for another such policy, the date
coverage became effective under the first policy shall
determine when coverage first becomes effective.''.
(c) Regulatory Authority.--Not later than 6 months after the date
of enactment of this Act, the Secretary of Health and Human Services
(in this subsection and subsection (d) referred to as the
''Secretary''), in consultation with the National Association of
Insurance Commissioners, issuers of long-term care insurance policies,
States with experience with long-term care insurance partnership plans,
and other States, shall develop the following requirements and
standards:
(1) Minimum, consistent reporting requirements.--
(A) In general.--Minimum reporting requirements for
issuers of long-term care insurance policies under
Qualified State Long-Term Care Insurance Partnerships
that shall specify the data and information that each
such issuer shall report to the State with which it has
such a partnership. The requirements developed in
accordance with this paragraph shall specify the type
and format of the data and information to be reported
and the frequency with which such reports are to be
made.
(B) State required data.--Nothing in subparagraph
(A) shall be construed as prohibiting a State from
requiring an issuer of a long-term care insurance
policy sold in the State (regardless of whether the
policy is issued under a Qualified State Long-Term Care
Insurance Partnership) to require the issuer to report
State information or data to the State that is in
addition to the information or data required under the
minimum reporting requirements developed under that
subparagraph.
(2) Reciprocity standards.--Standards for ensuring that
long-term care insurance policies issued under a Qualified
State Long-Term Care Insurance Partnership are portable to
other States with such a partnership.
(d) Consumer Education.--The Secretary shall establish procedures
for educating consumers regarding Qualified State Long-Term Care
Insurance Partnerships and long-term care insurance policies issued in
connection with such partnerships.
(e) Annual Reports to Congress.--The Secretary shall annually
report to Congress on the Qualified State Long-Term Care Insurance
Partnerships established in accordance with subsections (b)(1)(C)(ii)
and (e)(6) of section 1917 of the Social Security Act (42 U.S.C.
1396p).
(f) Effective Date.--The amendments made by subsections (a) and (b)
take effect on October 1, 2005.
A:
State Long-Term Care Partnership Act of 2005 - Amends title XIX (Medicaid) of the Social Security Act to provide for establishment of long-term care insurance partnerships between states and insurers (Qualified State Long-Term Care Insurance Partnerships (QSLTCIPs)). Defines a QSLTCIP as a state plan amendment that provides for the disregard of any assets or resources in an amount equal to the insurance benefits payments made under a long-term care insurance policy (including a certificate issued under a group insurance contract), but only if the policy meets certain requirements, including coverage of an insured who, at the time coverage first becomes effective, is a resident of such state or of a state that maintains a QSLTCIP.

Directs the Secretary to establish procedures for educating consumers regarding QSLTCIPs and long-term care insurance policies issued in connection with them.