Read the article and select the best answer. Article: Parents need to be good role models to help their children make sensible financial decisions, according to Adam Hancock and his team, from East Caronlina University in the US. Their work highlights that parents who argue about finances contribute to increasing credit card debt among their children during their students years. Their work is published online in Springer's Journal of Family and Economic Issues. Credit card debt among college students has been a growing concern for researchers and policymakers over the last decade. In addition, there is growing concern among educators that more students are dropping out of school, not because of academic failure, but because of financial reasons, and credit card especially. Hancock and colleagues' study is the first to examine how parental interactions, and financial knowledge and attitudes may have a cumulative effect on the number of credit cards students own and their level of credit card debt. The researchers analyzed data for 420 undergraduate students from seven different American universities, who took part in the College Student Financial Literacy Survey. According to the online survey, nearly two-thirds of students had a credit card, and nearly a third had more than one. Those students who reported that their parents argued about finances were more likely to have more than two cards than the students whose parents who did not argue about finances. In terms of debt, those students who had two or more credit cards were nearly three times more likely to report having credit card debt over $500. The researchers conclude, "It is clear that the influence of parents cannot be neglected. Researchers, educators and policymakers should work in finding effective ways to increase the positive financial behaviors for college students. We need to help students learn financial skills and establish healthy financial attitudes at earlier ages to prevent poor financial habits from taking root. " Question: In Adam Hancock's research, student's credit card debt is related to their _ . Options: A: knowledge B: concerns C: school D: parents
D

(Question)
Read the article and select the best answer. Article: The human brain weighs about 1.4 kilograms, but it can, hold much more information than most computers. However, there is another difference between humans and computers. Computers don't forget information they are given, but humans often do. No one remembers everything, and luckily we don't usually have to. But everyone can improve their memory if they want to. Here are some suggestions. * Try to use new information immediately. For example, if you meet someone who says "Hi! I'm Carlos," don't just say "Hello." Repeat the person's name. Say" _ " * Break a big number into smaller parts. For example, it's hard to memorize 109244153. But if you break it into three parts--109/244/153--it becomes easier. *Write out what you need to remember over and over again. This will help you keep it in mind longer, especially for memorizing formulas or facts. *Always review information. If you bring what you've learned back to your mind, they become easier to remember. For example, before you go to sleep, it's a good idea to review the new things you learned that clay. * Discuss with a friend. It is always easier to remember things through discussions. You can have a discussion about what's right and what's wrong, and it will lead to the right answer. *Never tell yourself that you have a bad memory. You can always do something to help improve your memory. And everyone's memory gets better if they use it often enough. All of the suggestions are helpful. If you follow them, you are certain to improve your memory. Question: Which of the following is true according to the passage? Options: A: Discussing with friends can help you remember things. B: Always reviewing information can help you fall asleep. C: Formulas and facts can help you learn about your brain. D: Human beings can improve their memory by computer.
(Answer)
A

Ques: Read the article and select the best answer. Article: High school graduation--the bittersweet feelings are as much a part of me now as they were twenty-one years ago. As graduation day approached, excitement increased. Being out of high school meant I was finally coming of age. Soon I would be on my own, making my own decisions, doing what I wanted without someone looking over my shoulder and it meant going to school with boys--a welcome change coming from an all-girl high school. There was never any question in my mind that I would go to a college away from home. My mother's idea, on the other hand, was just the opposite. Trying her best not to force her preferences on me, she would subtly ask whether I had considered particular schools--all of which happened to be located in or near my hometown of Chicago. Once it was established that, as long as the expenses would not be too heavy a burden on the family budget, I would be going away anyway, my family's perspective changed. Their concern shifted from whether I was going away to how far. The schools I was considering on the East Coast suddenly looked much more attractive than those in California. But which college I would attend was just one of what seemed like a never-ending list of unknowns: What would college be like? Would I be unbearably lonely not knowing anyone else who was going to the same school? Would the other students like me? Would I make friends easily? Would I miss my family so much that I wouldn't be able to stand it? And what about the work--would I be able to keep up? (Being an A student in high school seemed to offer little assurance I would be able to survive college.) What if the college I selected turned out to be a horrible mistake? Would I be able to transfer to another school? Then panic set in. My feelings took a 180-degree turn. I really didn't want to leave high school at all, and it was questionable whether I wanted to grow up after all. It had been nice being respected as a senior by the underclass students for the past year; I didn't enjoy the idea of being on the bottom rung of... Question: On the actual graduation day, _ . Options: A: the familiar tune "Pomp and Circumstance" brought tears to her eyes B: she went through the whole ceremony in a daze C: she came to realize that she had a passion for her old school D: reaching out for diploma, she was aware of a new stage in life ahead of her
Ans: D

Ques: Read the article and select the best answer. Article: Exercise is one of the few factors with a positive role in long-term control of body weight. Unfortunately, that message has not gotten through to the average American, who would rather try switching to "light" beer and low-calorie bread than increase physical efforts. The Centers for Disease Control, for example, found that fewer than one-fourth of overweight adults who were trying to lose weight said they were combining exercise with their diet. In rejecting exercise, some people may be discouraged too much by caloric-expenditure charts; for example, one would have to quickly walk hard three miles just to work off the 275 calories in one delicious Danish pastry . Even exercise professionals accept half a point here. "Exercise by itself is a very tough way to lose weight," says York Onnen, program director of the President's Council on Physical Fitness and Sports. Still, exercise's supporting role in weight reduction is vital. A study at the Boston University Medical Center of overweight police officers and other public employees confirmed that those who dieted without exercise regained almost all their old weight, while those who worked exercise into their daily routine maintained their new weight. If you have been sedentary and decide to start walking one mile a day, the added exercise could burn an extra 100 calories daily. In a year's time, assuming no increase in food intake, you could lose ten pounds. By increasing the distance of your walks gradually and making other dietary adjustments, you may lose even more weight. Question: What is the author's purpose in writing this article? Options: A: To stress the importance of maintaining proper weight. B: To support the statement made by York Onnen. C: To show the most effective way to lose weight. D: To introduce the study of the Boston University Medical Center.
Ans:
C