In one sentence, describe what the following article is about: Anyone new to Switzerland who hopes to open a bank account there will need to meet with a bank representative. It's best to make these arrangements and get a bank account set up as quickly as possible. It may be helpful to visit a Swiss bank branch before you close out your old bank account from the country you're leaving, if at all possible. Some expatriates may have a difficult time securing their housing without a bank account, yet they may also have a difficult time opening a bank account without an address. Potential customers living outside of Switzerland who wish to open a Swiss bank account but cannot visit a branch in person may be able to request an application package by mail. Documents provided by the potential customer will need to be authenticated, either by a notary, an employee of the Swiss bank, or an employee of a correspondent bank that the Swiss bank is willing to work with. Most Swiss banks assign a personal account manager to work with each customer, and it's important to remember who your account manager is for all future bank transactions. Ask for your account manager's contact information, including his email address and direct phone line at the bank. Bank branches in major cities tend to have at least one account manager who speaks a foreign language, including English. Otherwise an account manager will most likely be fluent in one of Switzerland's four major languages: German, French, Italian, or Romansh. If you know you will require an account manager who speaks a language other than the major languages of Switzerland, it's best to call ahead and make the necessary arrangements. Like most banks and financial institutions around the world, new customers wishing to open a personal account will need to provide documentation that proves the customer's identity and source(s) of income. New customers will be asked to verify their identity and address. If your identification card does not reflect your local Swiss address, you may need to provide a signed copy of your lease. Some banks will require a new customer to verify his professional status. Banks may also require new customers to show any relevant work contracts and tax returns as part of the employment verification process. Showing proof of employment helps banks know that the money being deposited into an account has not come from illegal activities. There are over 20 Swiss banks that are cantonal, meaning they only do business with residents of the canton in which each bank is located. If you open a personal account with a cantonal bank and move to a different canton, you may be asked to transfer your account to a corresponding canton. This should not be a problem for customers who open accounts with Swiss national banks. Most Swiss banks charge a monthly maintenance fee for personal accounts, and may charge additional fees for a credit card or Carte Maestro (debit card). Monthly fees for personal accounts tend to range anywhere from 10 to 30 Swiss Francs (CHF), though customers can usually have these fees reduced or waived by switching to electronic banking statements, taking out a mortgage with the bank, or depositing a sizable amount of money into that account. Credit cards and Carte Maestros tend to have annual fees that range up to 3 Swiss Francs.
Summary: Visit a bank branch or representative office. Get assigned an account manager. Provide the necessary documentation. Learn cantonal requirements. Expect to pay charges and fees.

In one sentence, describe what the following article is about: One way to make amends is to simply ask how you can make it better. Of course, you can't fix a grievous mistake and completely reverse it; however, you may be able to do something to make it better, and the best way to figure out what is to defer to your friend. For instance, you could say, "I know I can't take back what I did, but is there any way I can make it up to you?" If your friend doesn't have a suggestion, you can offer your own solution. That solution can be a grand gesture to show you care, or it can be you making sure you show up in the ways you need for your friend. For example, maybe you could send your friend flowers or a graduation gift if you missed her graduation. One way you can make amends is to talk about how you can do things differently in the future. That way, your friend can feel reassured that the same situation won't occur again, and he will be more likely to accept your apology. For example, you could say, "The next time we go out together, we can talk about what to do ahead of time. That way, I won't disappoint you by leaving you alone for too long."
Summary: Ask what you can do to make it up to your friend. Offer a solution. Make a plan for the future.

In one sentence, describe what the following article is about: Put your sheets, pillowcases, and blankets through the wash once a week. Wash them in water that is at least 130F (54C). Cooler temperatures will not kill off the mites. If you own bedding that cannot be washed hot, put it in the dryer for 15 minutes at 130F (54C) or higher to kill the mites. Dry your bed linen in the dryer. Dust and pollen land on line-dried sheets. Clean comforters and pillows 2-4 times a year. Buy dust-proof, or "allergen-impermeable," covers that zip to completely seal your pillows and mattress. Opt for mattress covers that will encompass your entire bed, including your box spring. Get covers for your pillows and for your comforter as well. Clean your covers as specified by the manufacturer. Covers made of non-porous fabrics such as vinyl or plastic tend to be cheaper, and are highly effective. However, they are likely to make your bed feel hot and stuffy. For an effective and breathable option, consider a microfiber polyester cover, a cotton cover with a laminated nylon layer, or even a very tightly woven cotton cover with a high thread count. If you have had the same pillows and mattress ever since you could remember, it's time to dispose of them. Replace your pillows every 5 years, and your mattress every 10 years. Get rid of your mattress by trashing it or recycling it. To recycle your mattress, contact the manufacturer for help, or get in touch with your local recycling center. If your mattress and pillows are still in good shape, consider giving them to someone you know who isn't allergic to dust mites. Remember, dust mites are only a problem for people who are allergic to them. Latex pillows and mattresses are inhospitable to dust mites. Latex can be expensive, and not everyone finds it comfortable, so be sure to spend time testing it out in the store before you bring it home. If you don't like latex pillows, opt for wool or silk pillows, as these are less friendly to dust mites than cotton and down. Stuffed animals, decorative pillows and other fabric objects can become infested with dust mites. Launder what you have in hot water. Store these objects in another room, if possible, as any fabric in your room is liable to affect your allergy.
Summary:
Wash your bedding with hot water weekly. Cover your mattress and bedding with dust-proof cases. Get rid of old bedding. Replace your old bedding with hypoallergenic options. Remove any excess objects from your bed.