Problem: William C. Walbrecher Jr., an executive at San Francisco-based 1st Nationwide Bank, was named president and chief executive officer of Citadel Holding Corp. and its principal operating unit, Fidelity Federal Bank. The appointment takes effect Nov. 13. He succeeds James A. Taylor, who stepped down as chairman, president and chief executive in March for health reasons. Edward L. Kane succeeded Mr. Taylor as chairman. Separately, Citadel posted a third-quarter net loss of $2.3 million, or 68 cents a share, versus net income of $5.3 million, or $1.61 a share, a year earlier. The latest results include some unusual write-downs, which had an after-tax impact of $4.9 million. Those included costs associated with the potential Valley Federal Savings and Loan Association acquisition, which was terminated on Sept. 27, 1989. In addition, operating results were hit by an increase in loan and real estate loss reserves. In American Stock Exchange composite trading, Citadel shares closed yesterday at $45.75, down 25 cents.

Question: "Why did James Taylor step down and who succeeded him as chairman?"

Answer: "For health reasons, Edward L. Kane"
Answer: yes

Problem: Reducing resource use means just what it says using fewer resources. There are lots of ways to reduce our use of resources. Buy durable goods. Choose items that are well made so they will last longer. Youll buy fewer items in the long run, so youll save money as well as resources. Thats a win-win! Repair rather than replace. Fix your bike rather than buying a new one. Sew on a button instead of buying a new shirt. Youll use fewer resources and save money. Buy only what you need. Dont buy a gallon of milk if you can only drink half of it before it spoils. Instead, buy a half gallon and drink all of it. You wont be wasting resources (or money!) Buy local. For example, buy local produce at a farmers market, like the one in Figure 2.20. A lot of resources are saved by not shipping goods long distances. Products bought at farmers markets use less packaging, too! About a third of what we throw out is packaging.

Question: "How does buying only what you need to avoid resource waste?"

Answer: "Buy only what you can use"
Answer: yes

Problem: Breathing is the process of moving air into and out of the lungs. The process depends on a muscle called the diaphragm. This is a large, sheet-like muscle below the lungs. Inhaling, or breathing in, occurs when the diaphragm muscle tightens. This increases the size of the chest. This too decreases air pressure inside the lungs. This action allows air and gases to enter the lungs. Exhaling, or breathing out, occurs when the diaphragm muscle relaxes. This decreases the size of the chest. This increases air pressure inside the lungs. This action allows for air to leave the lungs. When you inhale, air enters the respiratory system through your nose and ends up in your lungs, where gas exchange with the blood takes place. What happens to the air along the way? In the nose, mucus and hairs trap any dust or other particles in the air. The air is also warmed and moistened. Next, air passes through a passageway that is connected to the windpipe. The air then finds its way to the lungs. In the chest, the windpipe splits so that air enters both the right and left lung.

Question: "What happens to the size of the chest when the diaphragm muscle tightens?"

Answer: "Decreases"
Answer:
no