With a tiered APR, the credit card company applies different rates to different parts of the balance. For example, it may charge 17 percent on balances up to $1,000 and 19 percent on balances above $1,000.00. If you have an outstanding balance of $1,500, you would pay 17 percent interest on the first $1,000 and 19 percent interest on the last $500. Figure out how many tiers apply to the outstanding amount at the end of your billing cycle. You need to figure out the DPR for each of those rates individually. So, for our example: 17 365 results in a DPR of 0.047 for the first $1,000 of your balance. 19 365 results in a DPR of 0.052 for the last $500 of your balance. The steps are essentially the same as those for fixed and variable rates, as you can see. But it's important that you remember to apply each step to the different tier rates. Assume that we're calculating the monthly rate for January, which has 31 days. 0.047 x 31 = a monthly rate of 1.457 percent for the first $1,000 0.052 x 31 = a monthly rate of 1.612 percent for the last $500 Again, move decimal points two places to the left to convert percentages to numbers that can be multiplied. $1,000 x 0.01457 = $14.57 of interest paid on the first $1,000 $500 x .01612 = $8.06 of interest paid on the last $500 $14.57 + $8.06 = $22.63 of interest paid on your outstanding balance of $1,500.

Summary: Understand how tiered APRs work. Calculate the DPR for each tier. Multiply each DPR by the number of days in the month. Calculate the interest paid on your outstanding balance. Add the amounts together to find your total.

Digestive problems in rabbits can be life threatening. As soon as you suspect a digestive problem in your rabbit, take him to your veterinarian immediately. Your veterinarian will first perform a physical exam of your rabbit. They will then conduct diagnostic tests, depending on what they suspect is causing the digestive problem. If your rabbit has diarrhea, your veterinarian will test the feces to identify the specific organism (e.g., Clostridium). Your veterinarian will take x-rays and/or perform an abdominal ultrasound if they suspect GI stasis or GI obstruction. A GI obstruction can be a life-threatening situation requiring emergency treatment. Being able to visualize your rabbit's belly will help your veterinarian diagnose and treat your rabbit effectively. Treating digestive problems in rabbits typically involves several general treatment strategies, including rehydration, restoring gut movement, and pain control. These treatments are best performed by a veterinarian, at least until the rabbit is well enough for at-home care. Treatment options will vary slightly, depending on the specific digestive problem. Dehydration can cause digestive problems in rabbits, and be a symptom of these problems. To rehydrate your rabbit, your veterinarian will give him fluids. How your veterinarian administers the fluids (e.g., by mouth, under the skin, directly into a vein) will depend on several factors, such as your rabbit's ability to drink on his own and the severity of the dehydration. Rehydrating your rabbit will put more fluid in his digestive system, which will soften digestive contents and allow them to pass through the system more easily. If your rabbit's digestive system isn't moving food through very quickly, or at all, it will need some help getting back to normal. In addition to fluid therapy, your veterinarian may administer medications called prokinetics to encourage the gut to get moving again. Prokinetics are helpful in treating GI stasis, as well as diarrhea caused by overuse of antibiotics. If your rabbit has an obstruction, he should not receive a prokinetic. Prokinetics may take several weeks to restore your rabbit's normal gut motility. Gas buildup (due to GI obstruction or GI stasis) and diarrhea can be very painful for your rabbit. If the pain is severe, your veterinarian will administer pain medication to get the pain under control as quickly as possible. When your rabbit is well enough to go home, your veterinarian may prescribe a pain medication for at-home care. A bad diet (low in indigestible fiber, high in sugar and carbohydrates) is a common cause of digestive problems in rabbits. Your veterinarian will first see if your rabbit can eat a healthy diet on his own. If he cannot, or will not, your veterinarian may try feeding him a high-fiber gruel, such as Oxbow Critical Care, through a syringe.

Summary: Take your rabbit to your veterinarian. Discuss treatment options with your veterinarian. Correct your rabbit's dehydration. Use medication to stimulate gut movement. Relieve your rabbit's abdominal pain. Encourage your rabbit to eat.

Jicama is a vegetable, not a fruit. This round, fleshy vegetable can grow to be quite large, and its skin has a bark-like texture. The jicama's taste has been described as similar to an apple. Sometimes called a Mexican turnip, jicama is a starchy, slightly sweet root vegetable popular in Mexico. It has the texture of a firm pear or raw potato. Jicama is a species in the genus Pachyrhizus in the bean family. Plants in this genus are referred to as yam bean, although that term can be another name for the jicama root itself. It grows in Central America, South Asia, and the Caribbean. There are many reasons to eat jicama. For one, it has very few calories, only 35 per 100g. Jicama also is good for lowering cholesterol and has very low sodium. It is a great source of dietary fiber. It is considered a good snack for people with diabetes, or people who are on diets. However, you should also know that jicama contains an organic toxin called rotenone that has been linked to Parkinson's disease in some studies. The toxin is mostly found in the leaf tops, stems, and seed pods, so don't eat those. The peeled roots are considered safe for human consumption. Jicama is rich in vitamin C. Jicama also contains important minerals like magnesium, copper, iron, and manganese.

Summary: Get the facts on jicama. Know the health benefits of jicama.

You might hate to see your child struggling, but slip-ups are part of the learning process. Let your adult child make their own mistakes and then figure out how to fix them. This will improve their resilience and give them a sense of agency. This does not mean that you cannot be there to offer advice and help. It just means that they will have to do the work themselves and that you will not solve your adult child's problems for them. Talk with your child about saving money, living frugally, and avoiding debt. Start doing this as early as possible. It is best to begin talking to your child about these things when they are still young. However, if you did not do this with your adult child, then you can do things to help them now. Help them come up with a weekly or monthly budget so they'll be prepared to manage their money when they move out. Charging your child a reasonable amount of rent is a good way to prepare them for paying bills later. Offer to look over your child's resume, do mock interviews with them, or help them pick out professional clothes. If you know people who might be able to help with networking, give your child their names and phone numbers. Avoid doing any of the actual work of job hunting. For instance, don't call your professional contacts yourself let your child do it. If your adult child is working hard to become less dependent on you, cheer them on. Poor self-esteem often contributes to low achievement in young adults, but genuine support and encouragement can help give your child the confidence they need to make it on their own. You might say something like, "I'm so proud of you for getting this big job interview. Even if you don't get the job, it's still a great start!" Failure to launch syndrome is often caused by underlying problems like mental illness or substance abuse. If you think your child may be struggling with depression, addiction, or a similar issue, help them set up an appointment with a therapist. Seeking help for your child may even be a requirement if they are living with you.
Summary: Avoid sheltering your child from mistakes and consequences. Teach your child good financial skills. Help your child prepare for finding a job. Encourage your child's efforts. Consider whether therapy could help your child.