Q: One day in my class, Maria shared her feelings about money, "Money worries me. I think I want to live without money because I hate it. I HATE MONEY." We were all touched by Maria's words as they reminded us of the spiritual burdens that money managing can bring to us. After class I offered to help Maria deal with her financial problems. She hesitated to accept my offer, and I could see from the expression on her face that she was afraid of what it might involve. I quickly promised her that I wouldn't make her do more than she was able to. I told her frankly that I didn't enjoy managing my money any more than she did hers and wouldn't burden her with guilt, judgments, or impossible tasks. All I would ask her to do was to let me help her look at her fears and try to make some sense of them.

Maria still resisted my offer, and I can remember the excuses she gave me as they were the repeated complaints I had heard from so many people. "I'11 never understand money," she said. "My facts are meaningless." "I don't deserve to have money." "I never have enough," "I have too little to manage." "My financial position isn't worth looking at." and the most _ one of all, "I just can't do it."

Going home that day, I couldn't get Maria out of my mind: Her attitude conveyed the same negativity and fear that I believed annoyed many people. I was sure it was this attitude that prevented people from managing their money effectively. My counseling has taught me that these anxieties are inseparably connected to our self-doubts and fear for survival. Many of us are terrified of handling our money because we don't believe we can do it well, and to do it wrong would put our very existence at risk.

On a deeper level we know that money is not the source of life, but sense of worth drives us to act as if it were. It locks us up in self-doubts and prevents us from tapping into the true source of our management power, our spirit.

Answer the following questions:
1. What does Maria hate?
2. Does someone offer to help with that?
3. Where was the offer to help made?
4. Did she accept the offer?
5. Is the person helping a counselor or a doctor?
6. What did their counseling teach them?
7. Do they feel money if the source of life?
8. Did Maria give excuses?
9. What was one common excuse?
10. Did the counselor have a home?
A: 1. MONEY
2. yes
3. in class,
4. no
5. yes
6. that anxieties are inseparably connected to our self-doubts and fear for survival.
7. no
8. yes
9. I'11 never understand money
10. yes

Answer the questions at the end based on the text.

(CNN) -- Barefoot and covered in dirt and sweat, 14-year-old Dante Campilan pulls weeds from orderly rows of sugar cane.

Wearing an oversized red cap to protect him from the scorching Philippine sun, Dante is doing work that should be reserved for men, not children.

Earning 150 pesos ($3.50) for a seven-hour day, Dante has been a child laborer in the Philippine region of Mindanao since he was seven years old. He says he does it to help his parents, but he is just one of many children who are part of an illegal economic system of child labor.

The International Labor Organization (ILO) estimates 2.4 million child workers are in the Philippines. Many of them, according to the ILO, are in rural areas working in fields and mines. The organization estimates 60% work in hazardous conditions.

Alongside Dante is 13-year-old Alvic James, who dropped out of school when he was in the first grade. Back then, he explained, his family didn't have enough money to eat. Alvic says he wants to learn to read and write but because he is needed in the fields he has no time to go to school.

When the boys turn 15 or 16, they'll move on to the more hazardous job of cutting sugar cane. That's currently the job of 16-year-old Elmar Paran, who hasn't been to school since he was a young child, sentencing him to a future in the fields.

The use of child laborers in the sugar fields of Northern Mindanao is so common that landowner Angeles Penda shrugs it off as a way of life. "The parents beg us to include their children to work," she said.

1. What country is responsible for exploiting a 14 year old?
2. What are his earnings or a full work day?
3. How many children are estimated to be working in the Philippines?
4. What type of work does he do?
5. Why does he do it?
6. What is expected of them by the time the boys turn 15 or 16?
7. What region of Philippines is responsible for sugar cane work for children?
8. When did Alvic drop out of school?
9. Why did Alvic do it?
10. And what does he want to learn?
11. Why doesn't he know yet?
12. What is the name of sugar landowner in Northern Mindanao?
13. What's her excuse for using children for labor?
14. Who is covering this report?

Numbered answers:

A:
1. the Philippines
2. 150 pesos
3. 2.4 million
4. pulls weeds
5. to help his parents
6. They'll move on to cutting sugar cane
7. Mindanao
8. In the first grade
9. His family didn't have enough money to eat.
10. to read and write
11. he has no time to go to school
12. Angeles Penda
13. The parents beg us to include their children to work
14. CNN