Problem: Write an article based on this summary: Select a format. Decide on a print or electronic version. Start with yourself. Create a draft.

Answer: When you have all of your sources together, you'll want to look at how to best present your family tree. Some "vertical" or "standard" options feature the familiar chart-type designs you see in printed family tree documents. Other styles like an hourglass, bow-tie or fan format make a family tree document look different. The format you use will depend on how far back you wish to go and what kind of information you want to include. When starting your family tree, you may find that it's easiest to start with a simple five generation format. Many five generation family tree structures are great for starting out as you'll have room to add some vital information. You'll also be able to go fairly deep into your history. At the same time, after five generations, you may have a much harder time finding information. You can also find helpful templates for families that aren't "traditional". There are options for blended families, single parent trees, adoptive family trees, etc. In some cases, a nicely printed family tree is a better reference point than an online document. However, if you need to send this information to many people, you may want to choose an electronic option. Making a detailed tree by using a website or software like Excel allows you the freedom to easily make notations and changes. Using a printed version will allow you to make a very nice looking family tree on nice paper. You can even add some art to your family tree. If you're just starting out, making an electronic tree might prove to be easier and more efficient. Then, once you have completed it, you can recreate it on paper. In most cases, starting with yourself as the reference point is the best method. But even if you didn't, you should still begin actually populating your family tree with yourself. If you have children, you can place your children behind you on the chart. Then moving out and away from you. Family trees can branch out in many different ways. Which is why starting with yourself as the anchor will help you stay organized. Whether you go from the bottom up, top to bottom, or horizontally, the first box should contain your information. Many of those who have experience in making a family tree recommend starting with a rough draft of what you know. In whatever format you've chosen, a rough draft will help you determine how much information you can fit. Having a basic structure in place can also help you find more of the missing pieces in your genealogy and organize your family tree. Your draft will inform you of how complex your current format can be. If you want to include more details than you have space for, you may need to restructure your family tree's format. In your draft, start to create a legend to reference. For example, brackets going from one box to two boxes typically indicate the parents of the previous box. Note this method for connecting family members somewhere in your tree. Also make sure that you are using birth names in your draft. For example, if your mom took your dad's last name when the two married, don't use your last name. Use your mom's maiden name.

Problem: Write an article based on this summary: Determine your planned retirement age. Estimate your life expectancy. Consider whether or not you will continue to work after retirement. Estimate your retirement expenses.

Answer: The age at which you will retire has a large impact on your retirement planning. While it is impossible to know, especially early on, when exactly you will retire, planning for a certain age can help guide your decisions. For Social Security purposes, your retirement age can be either be after or before your "full" retirement age. However, you will not receive any benefits until age 62. Retiring past your full retirement age allows you to receive full Social Security benefits. Retiring at any point between 62 and your full retirement age slightly decreases your benefits, depending on how close your age is to 62. Your full retirement age depends on the year of your birth. The Social Security Administration (SSA) provides a schedule for determining this age here: https://www.ssa.gov/planners/retire/agereduction.html. The reductions in benefits are calculated such that the average beneficiary receives the same amount of total Social Security payments, regardless of when they retire. If in doubt, just use your full retirement age. Although it may be unpleasant to think about, calculating your life expectancy is necessary to figure out how many years of retirement you will have to save for. According to the SSA, the average American male can expect to live to around age 84, while women can expect to reach 87. However, one in four (for both genders) will live past 90 and about ten percent will live to 95. Consider your own lifestyle choices and family history to make an assessment of how long you can expect to live. If you have not yet reached full retirement age and continue working, you may experience a reduction in Social Security benefits until you reach full retirement age. This depends on how much you make each year. However, after you reach full retirement age, there is no limit to how much you can make each year. Considering whether or not you will continue working after retirement can also factor into your deciding how much you need to save. Start by estimating the length of your retirement. This is just your estimated life expectancy minus your expected retirement age. So, for example, if you are planning to retire at 65 and are a male (life expectancy 85), you should plan for at least 20 years of retirement. From here, the standard rule of thumb is to multiply your annual income from before retirement by 70 percent to get your estimate retirement expenses. So, for example, if you made $60,000 before retirement, you would need $42,000 per year in retirement. So, for an expected 20 year retirement, you would need a total of 20*$42,000, or $840,000. The percentage of your pre-retirement income may vary depending on how you plan to live after retirement. For example, 70 percent is satisfactory if you have your home paid for and are in good health. However, if you are unhealthy you may want to save more for medical costs. Alternately, you may want to save more if you have more expensive goals for your retirement, like if you want to spend it traveling or build your dream home.

Problem: Write an article based on this summary: Fill a plastic cup with potting soil and plant the seeds 12 inch (13mm) deep. Water the seeds and wait 2-3 weeks. Keep the cup in a well-lit area. Wait until the seedlings have 4 true leaves. Transplant the seedlings to individual pots.

Answer: Keep the seeds an even distance apart when you plant them. If you are planting 4 seeds, imagine the cup to be a clock and plant the seeds at the 3, 6, 9, and 12 positions. Stick a toothpick next to each seed to mark where each seed is growing. Water the seeds until the soil is damp to the touch. Make sure not to overwater the cup or else the seeds will become waterlogged. In 2 or 3 weeks, you should start to notice seedlings through the top of the soil. The seedlings should be kept in a bright and warm area, like a windowsill, so they can grow. Remember that the more light a plant gets, the more water the plant will need. If you want to keep the humidity of your seedlings higher, you can loosely cover the cup with plastic wrap. This will help the soil retain its moisture for longer. The first "leaves" that you'll see on your seedlings are cotyledons and not true leaves. True leaves will develop over time and will resemble leaves from a fully grown pear tree. Once there are at least 4 true leaves on your seedling, they are ready to transplant. Use a ruler or transplanting tool to dig the seedlings out from the cup, being sure not to damage their root structure. Once you have unearthed a seedling, put it in a hole slightly larger than the root ball and fill in the topsoil. At this point, you can keep seedlings indoors or outdoors depending on the weather. If there is harsh sunlight, it may be best to keep your plants indoors until they develop further. If the seedling grows too big for its pot, you can transfer it to a larger pot so you can still move it indoors or outdoors.

Problem: Write an article based on this summary: Open your image in Photoshop. Select a rotation option. Undo your changes. Save the image.

Answer:
If you'd like to rotate or flip an entire image, click "File," then "Open." Select the image you wish to rotate and click "Open" once more. Navigate to Image >> Image Rotation to view several options for rotation. "180 degrees": Rotates the image of the way around a complete circle. "90 degrees CW": Rotates the image to the right (clockwise) of a complete circle. "90 degrees CCW": Rotates the image to the left (counter-clockwise) of the way around a circle. "Arbitrary": Allows you to specify the angle you'd like to rotate the image. You'll be able to type the angle (in degrees) as well as the direction (clockwise or counter-clockwise). "Flip Canvas Horizontal": Flips the entire image as if shown in a mirror (horizontally). "Flip Canvas Vertical": Flips the entire image upside-down. If you're not happy with the flip or rotate option you've selected, press Ctrl+Z (Windows) or Command+Z (Mac) to undo the action. Open the File menu and click "Save As." Choose a location to which you'll save your newly rotated image.