Context: The first Tax-Free Savings Account was introduced by Jim Flaherty, then Canadian federal Minister of Finance, in the 2008 federal budget. It came into effect on January 1, 2009.

Question: when did the tax free savings account start in canada?
Steam of consciousness below:
To answer this question, we should know that: It came into effect on January 1, 2009.
So, the answer is January 1 , 2009.