Q: it was a must to bring new riders in to form the basis for progress and the future existence of the club.

A: It was a must to bring new riders in to form the basis for progress and the future existence of the club.
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Q: the loan is personal and cannot be passed on to others before time.

A: The loan is personal and cannot be passed on to others before time.
++++++++
Q: the man is about to be exterminated.

A:
The man is about to be exterminated.
++++++++