How to open a health savings account
Enroll in a high-deductible health plan.
Before you can open an hsa, you must first be on a high-deductible health plan. The hsa is meant to offset the costs of the high deductible, so that's why it's only available with this type of plan.

Your plan should have this label on it. Plus, it will likely note that you can open an hsa with it.

How to build fake rock with cement
Buy a bag of ready-to-mix cement and a bucket.
Mix the contents of the bag in the bucket with water.
Smooth it until it's almost round, but still looking like a rock.

Wash your hands immediately and let the cement dry overnight. Follow the above method and add the steps below to build more realistic-looking artificial rocks.

A woman spins a blindfold person holding a stick on front a pinata. Then, the person hits the strong, while the pinata is moving. the person laugh

and the woman approach her.

How to make a joke
Joke about yourself.
Using yourself as the butt of your own joke is a sure way to get people cracking up. There's something about self-deprecating humor that triggers schadenfreude, the act of taking pleasure in someone else's pain, and this forms the foundation of many famous comedians' jokes.
Figure out what's sadly hilarious about you and offer it up for laughs. I'm really good in bed.