input question: How to access home screen settings in android

output answer: Hold your finger on an empty area of the home screen. On the bottom right, click "Home Screen Settings".

input question: To avoid having any financial debts,

output answer: do not spend money that you don't physically have.

input question: how do you see photos your tagged in on instagram?

output answer:
click on your profile picture at the bottom of any page, then click on the third icon on the menu above your pictures.