Detailed Instructions: In this task, you are given a public comment from online platforms. You are expected to classify the comment into two classes: toxic and non-toxic. Toxicity is defiend as anything that is rude, disrespectful, or unreasonable that would make someone want to leave a converation.
Problem:Comment: My sister had a mortgage at 2.99% from 2012 that she just early renewed at 2.54%, so yes, renewing now may pay off.
Mortgage rates could easily top 5 % within 5 years if central bank rates normalize in the 2-3% range (which would still be low by historical standards).
Solution:
Non-toxic