In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

Q: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Housing Opportunities and Mitigating
Emergencies Act of 2005''.

SEC. 2. FINDINGS.

Congress finds the following:
(1) The Gulf Coast region of the United States was recently
decimated by twin natural disasters: Hurricanes Katrina and
Rita.
(2) Hurricane Katrina crashed into the Gulf Coast on August
29, 2005, as a category 4 storm.
(3) At the time of its landing, Hurricane Katrina was
recorded as the third strongest hurricane to ever make landfall
on the United States, with sustained winds over 140 miles per
hour.
(4) The damage and destruction caused by Hurricane Katrina
along the coastal regions of Louisiana, Mississippi, and
Alabama were unmatched in their breadth and scope.
(5) A 10- to 30-foot storm surge came ashore on over 200
continuous miles of coastline from southeast Louisiana,
including Mississippi and Alabama, through to the Florida
panhandle.
(6) The 30-foot storm surge recorded at Biloxi,
Mississippi, is the highest ever observed in the United States.
(7) Hurricane Katrina's storm surge quickly breached the
levee system that protected the city of New Orleans from Lake
Pontchartrain and the Mississippi River, subsequently flooding
at least 80 percent of the city.
(8) The magnitude of Hurricane Katrina was of such an
unprecedented scale that the Federal disaster declarations
which followed its destructive path blanketed over 90,000
square miles of the United States, an area almost as large as
the United Kingdom, displacing more than 1,000,000 people--a
humanitarian crisis on a scale unseen in the United States
since the Great Depression.
(9) The storm has now become the most destructive and
costliest natural disaster in the history of the United States,
resulting in over 1,300 deaths and estimated damage between
$70,000,000,000 and $130,000,000,000.
(10) Less than one month later, on September 24, 2005, the
region was battered again, this time by the strongest-measured
hurricane to ever have entered the Gulf of Mexico--Hurricane
Rita.
(11) Hurricane Rita came ashore between Texas and Louisiana
as a category 3 hurricane, packing winds up to 120 miles per
hour and a storm surge of 10 feet.
(12) A day prior to landfall, the resultant storm surge
also reopened some of the levee breaches caused by Hurricane
Katrina a month earlier and re-flooded parts of New Orleans.
(13) Local storm surges of 15 to 20 feet in southwestern
Louisiana were reported, and damage was extensive in coastal
parishes.
(14) Thousands of residents and families in the effected
States, who lived outside the 100-year flood plain and were
told they did not need flood insurance, suffered significant
damage to their homes and in many cases total losses.
(15) These families are currently without any type of
permanent shelter or any means by which to acquire such shelter
or otherwise make themselves whole, thus crippling the Gulf
Coast region and its economy.
(16) Because of the unprecedented magnitude of the storm
and the impact that the devastation of such a large region will
have on the United States as a whole, the Federal Government
should play a role in providing emergency assistance to these
families to help them rebuild and get on with their lives.

SEC. 3. TEMPORARY EMERGENCY ASSISTANCE FOR PRIMARY RESIDENCES DAMAGED
OR DESTROYED BY HURRICANES KATRINA AND RITA.

Title IV of the Robert T. Stafford Disaster Relief and Emergency
Assistance Act (42 U.S.C. 5170 et seq.) is amended by adding at the end
the following:

''SEC. 425. TEMPORARY EMERGENCY ASSISTANCE FOR PRIMARY RESIDENCES
DAMAGED OR DESTROYED BY HURRICANES KATRINA AND RITA.

''(a) In General.--The Director shall provide emergency assistance
to owners of eligible structures in accordance with this section.
''(b) Application.--The Director shall provide for owners of
eligible structures to submit applications for assistance under this
section in such form, containing such information, and in accordance
with such procedures, as the Director may require.
''(c) Use of Funds; Scope of Coverage.--
''(1) In general.--The amount of any assistance under this
section provided to an owner of an eligible structure in a
covered disaster area of a State may be used only for paying--
''(A) the costs of repair, reconstruction, or
replacement of such structure or construction or
purchase of any other structure (including a
manufactured home) to be used as the primary residence
of the owner in the covered disaster area of such
State; or
''(B) the amount remaining to be paid by the owner
on the mortgage of the eligible structure.
''(2) Replacement cost.--
''(A) In general.--Subject to subsection (d), the
amount of any assistance provided under this section
shall be based on the replacement cost necessary for
repair, reconstruction, or replacement of the eligible
structure to its original specifications and standards
prior to--
''(i) August 29, 2005, in the case of a
structure damaged by flooding resulting from
Hurricane Katrina; or
''(ii) September 23, 2005, in the case of a
structure damaged by flooding resulting from
Hurricane Rita.
Such costs shall include adjustments as necessary for
compliance with the requirements of subsection
(e)(1)(B).
''(B) Documentation.--An owner of an eligible
structure applying for assistance under paragraph (1)
shall submit to the Director documentation and such
other evidence (including a report completed by a
State-licensed, nationally-certified home inspector) as
the Director may require to establish the replacement
cost of the eligible structure under subparagraph (A).
''(d) Cost Sharing.--
''(1) Federal share.--Subject to subsection (f) and
paragraph (2), the Federal share of the cost of assistance
provided under this section for an eligible structure that the
Director shall pay to the owner of the eligible structure shall
be 80 percent of the replacement cost of the eligible structure
as determined under subsection (c)(2).
''(2) Maximum amount.--The maximum amount of assistance
that may be provided to an owner of an eligible structure under
this section for such structure may not exceed $150,000.
''(3) Optional state share.--If the owner of an eligible
structure in a State is provided assistance under this section,
the State may provide to the owner 10 percent of the
replacement cost of the eligible structure as determined under
subsection (c)(2), but not to exceed $15,000.
''(e) Requirements Regarding Future Flood Insurance Coverage and
Mitigation Actions.--
''(1) In general.--The Director may not provide assistance
under this section for an eligible structure unless--
''(A) the owner of the property upon which the
eligible structure is located has entered into a
legally binding agreement with the Director, including
such deed restrictions as the Director considers
appropriate, to ensure that such owner, and any future
owners, will at all times after such assistance is
provided under this section with respect to the
property, purchase and maintain flood insurance, in
perpetuity, for any structures located at any time on
the same property on which, at the time of purchase,
such eligible structure is located, in an amount at
least equal to the lesser of--
''(i) the value of the structure, as
determined by the Director; or
''(ii) the maximum limit of coverage made
available with respect to the particular type
of property under the National Flood Insurance
Program, if such coverage is available; and
''(B) the owner of the property certifies to the
Director that any structure constructed, repaired, or
reconstructed with such assistance will be constructed,
repaired, or reconstructed in accordance with--
''(i) standards established by the
International Code Council in effect at the
time the building permit is issued by the local
government to the owner of the eligible
structure; and
''(ii) any final flood elevations or flood
maps in effect for purposes of the National
Flood Insurance Program at the time the
building permit is issued by the local
government to the owner of the eligible
structure and any advisory flood elevations or
advisory flood insurance rate maps issued by
the Director for purposes of such program
before such building permit is issued.
''(2) Waiver authority.--The Director may waive the
requirements of paragraph (1)(B) with respect to the repair of
an eligible structure if the Director determines that the cost
of compliance with such requirements by the owner in repairing
the eligible structure outweigh the benefit derived from such
compliance pursuant to a substantial damage analysis.
''(f) Prohibition on Duplicative Benefits in Excess of Replacement
Costs.--Notwithstanding section 312, the Director shall assure that no
owner of an eligible structure will receive assistance under this
section that, when combined with other financial assistance received by
the owner under any program, including section 404 or 408, or from
insurance or any other source for the purpose of repair,
reconstruction, or replacement of the eligible structure, is in excess
of the replacement cost of the eligible structure as determined under
subsection (c)(2). Before receipt of any assistance for which an owner
is eligible under this section for an eligible structure, the owner
shall enter into a legally binding agreement with the Director to repay
any and all of such assistance that is in excess of the replacement
cost of the eligible structure as determined under subsection (c)(2).
''(g) Verification of Use of Funds and Compliance.--
''(1) Documentation; reports.--Within 6 months after the
date on which an owner of an eligible structure receives
assistance under this section, and every 6 months thereafter
until all such assistance is accounted for, the owner shall
submit to the Director--
''(A) all receipts and documentation verifying the
use of such assistance for the purpose for which it was
provided; and
''(B) reports completed by a State-licensed,
nationally-certified home inspector verifying
compliance by the owner with the requirements of
subsection (e)(1)(B) if such requirements are not
waived by the Director.
''(2) Enforcement.--The Director may suspend assistance
under this section, and take any additional action which the
Director deems appropriate, with respect to an owner of an
eligible structure if the Director determines that the owner is
not complying with paragraph (1).
''(h) Definitions.--In this section, the following definitions
apply:
''(1) Covered disaster area.--The term 'covered disaster
area' means an area--
''(A) for which a major disaster was declared by
the Director pursuant to title IV of the Robert T.
Stafford Disaster Relief and Emergency Assistance Act
as a result of Hurricane Katrina or Hurricane Rita in
2005; and
''(B) in which the sale of flood insurance coverage
was available under the National Flood Insurance Act of
1968 (42 U.S.C. 4001 et seq.) as of--
''(i) August 29, 2005, in the case of an
area for which a declaration referred to in
subparagraph (A) was made as a result of
Hurricane Katrina; or
''(ii) September 23, 2005, in the case of
an area for which a declaration referred to in
subparagraph (A) was made as a result of
Hurricane Rita.
''(2) Eligible structure.--The term 'eligible structure'
means a structure (including a manufactured home) that--
''(A) sustained damage or losses from flooding
resulting from Hurricane Katrina or Hurricane Rita in
2005;
''(B) is located in a covered disaster area;
''(C) is a residential structure that was used as
the primary residence of the owner of the structure as
of--
''(i) August 29, 2005, in the case of a
structure damaged by flooding resulting from
Hurricane Katrina; and
''(ii) September 23, 2005, in the case of a
structure damaged by flooding resulting from
Hurricane Rita;
''(D) was covered by an insurance policy for losses
caused by wind or windstorm as of--
''(i) August 29, 2005, in the case of a
structure damaged by flooding resulting from
Hurricane Katrina; and
''(ii) September 23, 2005, in the case of a
structure damaged by flooding resulting from
Hurricane Rita;
''(E) is of a type for which coverage was generally
made available under the National Flood Insurance
Program as of August 29, 2005; and
''(F) is not located in an area that has been
identified by the Director as an area having special
flood hazards (as such term is used for purposes of
section 102 of the Flood Disaster Protection Act of
1973 (42 U.S.C. 4012a)) as of August 29, 2005.
''(3) Director.--The term 'Director' means the Director of
the Federal Emergency Management Agency.
''(i) Termination.--The Director may not provide any assistance
under this section except pursuant to an application for such
assistance submitted to the Director before the expiration of the 180-
day period beginning on the date of the enactment of this section.
''(j) Regulations.--The Director may issue any regulations
necessary to carry out this section.''.

SEC. 4. HAZARD MITIGATION.

(a) In General.--Section 404(a) of the Robert T. Stafford Disaster
Relief and Emergency Assistance Act (42 U.S.C. 5170c(a)) is amended--
(1) in the first sentence by striking ''75'' and inserting
''90''; and
(2) in the last sentence by striking ''7.5'' and inserting
''15''.
(b) Property Acquisition and Relocation Assistance.--Section 404(b)
of such Act (42 U.S.C. 5170c(b)) is amended by adding at the end the
following:
''(4) Reduction.--The amount of any assistance that would
otherwise be provided to an owner of an eligible structure
under section 425(c)(1)(B) shall be reduced by the amount of
assistance the owner receives for such structure under such
section.''.
(c) Applicability.--The amendments made by subsections (a) and (b)
shall apply with respect to a major disaster declared by the President
on or after August 24, 2005.

A: Housing Opportunities and Mitigating Emergencies Act of 2005 - Amernds the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require the Director of the Federal Emergency Management Agency (FEMA) to provide temporary emergency assistance for primary residences damaged or destroyed by Hurricanes Katrina and Rita.

Increases from 75% to 90% the amount the President may contribute toward the cost of cost-effective hazard mitigation measures which substantially reduce the risk of future damage, hardship, loss, or suffering in any area affected by a major disaster. Doubles from 7.5% to 15% of the estimated aggregate federal disaster relief grants to an area the limit on the total amount of such presidential contributions.
****
Q: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Mothers' and Infants' Good Health
Act of 1995''.

SEC. 2. REQUIRED COVERAGE FOR CHILD BIRTH.

(a) In General.--A health plan that provides maternity benefits
that include benefits for child birth shall ensure that--
(1) in the case of delivery in a hospital or other
inpatient setting, coverage is provided for a minimum of 48
hours of inpatient care following a vaginal delivery and a
minimum of 96 hours of inpatient care following a caesarean
section for a mother and her newly born child in a health care
facility; and
(2) in the case of delivery in the home or other outpatient
setting, coverage for appropriate home health care in the
setting is provided for a minimum of 48 hours following
delivery.
(b) Terms of Coverage.--A health plan fails to provide coverage
required under subsection (a) if the plan imposes cost-sharing with
respect to care described in such subsection which varies depending on
the length of stay within the minimum period required under such
subsection.
(c) Prohibition.--In implementing the requirements of this section,
a health plan may not modify the terms and conditions of coverage based
on the determination by an enrollee to request less than the minimum
coverage required under subsection (a).
(d) Notice.--A health plan shall provide notice to each enrollee
under such plan regarding the coverage required by this section in
accordance with regulations promulgated by the Secretary of Health and
Human Services, in consultation with the National Association of
Insurance Commissioners. Such notice shall be in writing and
prominently positioned in any literature or correspondence made
available or distributed by the health plan and shall be transmitted--
(1) in the next mailing of general information made by the
plan to the enrollee,
(2) as part of the yearly informational packet sent to the
enrollee, or
(3) not later than January 1, 1996,
whichever is earliest.
(e) Enforcement.--
(1) Failure to provide coverage.--Any health plan that
violates the provisions of this section (other than subsection
(d)) shall be subject to a civil money penalty in an amount
determined by the Secretary of Health and Human Services.
(2) Failure to provide notice.--Any health plan that
violates the provisions of subsection (d) shall be subject to a
civil money penalty in an amount determined by the Secretary of
Health and Human Services.
(3) Process.--The provisions of section 1128A of the Social
Security Act (other than subsections (a) and (b)) shall apply
to civil money penalties under this subsection in the same
manner as they apply to a penalty or proceeding under section
1128A(a) of such Act.
(f) Health Plan.--
(1) In general.--As used in this section, the term ''health
plan'' means any plan or arrangement which provides, or pays
the cost of, health benefits.
(2) Exclusions.--Such term does not include the following,
or any combination thereof:
(A) Coverage only for accidental death or
dismemberment.
(B) Coverage providing wages or payments in lieu of
wages for any period during which the employee is
absent from work on account of sickness or injury.
(C) A medicare supplemental policy (as defined in
section 1882(g)(1) of the Social Security Act).
(D) Coverage issued as a supplement to liability
insurance.
(E) Worker's compensation or similar insurance.
(F) Automobile medical-payment insurance.
(G) A long-term care policy, including a nursing
home fixed indemnity policy (unless the Secretary
determines that such a policy provides sufficiently
comprehensive coverage of a benefit so that it should
be treated as a health plan).
(H) Such other plan or arrangement as the Secretary
of Health and Human Services determines is not a health
plan.
(3) Certain plans included.--Such term includes any plan or
arrangement not described in any subparagraph of paragraph (2)
which provides for benefit payments, on a periodic basis, for--
(A) a specified disease or illness, or
(B) period of hospitalization,
without regard to the costs incurred or services rendered
during the period to which the payments relate.

SEC. 3. EFFECTIVE DATE.

The provisions of section 2 shall apply to all health plans
offered, sold, issued, or renewed after the date of the enactment of
this Act.

A: Mothers' and Infants' Good Health Act of 1995 - Requires a health plan that provides maternity benefits that include benefits for child birth to provide coverage for a minimum amount of time following delivery in: (1) a health care facility; and (2) the home or other outpatient setting. Prohibits a health plan from modifying the terms and conditions of coverage, if an enrollee requests less than the minimum coverage required in this Act.
Requires a health plan to provide notice, as specified, to each enrollee regarding the coverage required in this Act.
Establishes civil penalties for failure to provide coverage and failure to provide notice.
****
Q: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Youth Mental Health Research Act''.

SEC. 2. FINDINGS.

Congress finds the following:
(1) More than 100 million Americans currently have some
sort of brain-related condition. Millions of Americans, many of
whom are currently school children, have some sort of
developmental delay, autism, or learning disability.
(2) Moreover, many Americans suffer from some form of
psychotic disorder, including schizophrenia and affective
psychotic disorders.
(3) These brain disorders usually result in significant
life-long disability, and psychotic disorders in particular,
despite advances in treatment, rank among the top causes of
disability worldwide.
(4) Neuroscience research has the potential to dramatically
improve the quality of life for people facing brain disease and
injury, and to significantly improve our understanding of
learning.
(5) Because of the impact on the health and economy of the
country, the Federal Government has taken a special interest in
promoting neuroscience and mental health research. Several
Federal agencies, including the National Science Foundation,
National Institutes of Health (NIH), Veterans Administration,
and Department of Defense oversee research on the brain and
nervous system.
(6) In December 2011, Congress directed the Office of
Science and Technology Policy to establish an Interagency
Working Group on Neuroscience (IWGN). The IWGN is currently
convening representatives across the Federal Government to make
recommendations about the future of neuroscience research.
(7) Given the findings about the role of mental illness in
multiple shootings across the Nation, including Newton,
Connecticut, Aurora, Colorado, and other communities
experiencing similar tragedies, the Federal Government has an
interest in pursuing research on the early detection,
intervention, and prevention of psychosis.
(8) In line with this, the Federal Government is looking
for new ways of increasing the Nation's knowledge of the
underlying causes of psychosis.
(9) The United States commitment to furthering the early
detection of mental illness in youth was seen in its
participation in two public/private research programs that
studied the earliest stages of psychotic illness, namely--
(A) the North American Prodrome Longitudinal Study
(NAPLS); and
(B) the Recovery After an Initial Schizophrenia
Episode (RAISE) initiative.

SEC. 3. YOUTH MENTAL HEALTH RESEARCH NETWORK.

(a) Youth Mental Health Research Network.--
(1) Network.--The Director of the National Institutes of
Health may provide for the establishment of a Youth Mental
Health Research Network for the conduct or support of--
(A) youth mental health research; and
(B) youth mental health intervention services.
(2) Collaboration by institutes and centers.--The Director
of NIH shall carry out this Act acting--
(A) through the Director of the National Institute
of Mental Health; and
(B) in collaboration with other appropriate
national research institutes and national centers that
carry out activities involving youth mental health
research.
(3) Mental health research.--
(A) In general.--In carrying out paragraph (1), the
Director of NIH may award cooperative agreements,
grants, and contracts to State, local, and tribal
governments and private nonprofit entities for--
(i) conducting, or entering into consortia
with other entities to conduct--
(I) basic, clinical, behavioral, or
translational research to meet unmet
needs for youth mental health research;
or
(II) training for researchers in
youth mental health research
techniques;
(ii) providing, or partnering with non-
research institutions or community-based groups
with existing connections to youth to provide,
youth mental health intervention services; and
(iii) collaborating with the National
Institute of Mental Health to make use of, and
build on, the scientific findings and clinical
techniques of the Institute's earlier programs,
studies, and demonstration projects.
(B) Research.--The Director of NIH shall ensure
that--
(i) each recipient of an award under
subparagraph (A)(i) conducts or supports at
least one category of research described in
subparagraph (A)(i)(I) and collectively such
recipients conduct or support all such
categories of research; and
(ii) one or more such recipients provide
training described in subparagraph (A)(i)(II).
(C) Number of award recipients.--The Director of
NIH may make awards under this paragraph for not more
than 70 entities.
(D) Supplement, not supplant.--Any support received
by an entity under subparagraph (A) shall be used to
supplement, and not supplant, other public or private
support for activities authorized to be supported under
this paragraph.
(E) Duration of support.--Support of an entity
under subparagraph (A) may be for a period of not to
exceed 5 years. Such period may be extended by the
Director of NIH for additional periods of not more than
5 years.
(4) Coordination.--The Director of NIH shall--
(A) as appropriate, provide for the coordination of
activities (including the exchange of information and
regular communication) among the recipients of awards
under this subsection; and
(B) require the periodic preparation and submission
to the Director of reports on the activities of each
such recipient.
(b) Intervention Services for, and Research on, Severe Mental
Illness.--
(1) In general.--In making awards under subsection (a)(3),
the Director of NIH shall ensure that an appropriate number of
such awards are awarded to entities that agree to--
(A) focus primarily on the early detection and
intervention of severe mental illness in young people;
(B) conduct or coordinate one or more multisite
clinical trials of therapies for, or approaches to, the
prevention, diagnosis, or treatment of early severe
mental illness in a community setting;
(C) rapidly and efficiently disseminate scientific
findings resulting from such trials; and
(D) adhere to the guidelines, protocols, and
practices used in the North American Prodrome
Longitudinal Study (NAPLS) and the Recovery After an
Initial Schizophrenia Episode (RAISE) initiative.
(2) Data coordinating center.--
(A) Establishment.--In connection with awards to
entities described in paragraph (1), the Director of
NIH shall establish a data coordinating center for the
following purposes:
(i) To distribute the scientific findings
referred to in paragraph (1)(C).
(ii) To provide assistance in the design
and conduct of collaborative research projects
and the management, analysis, and storage of
data associated with such projects.
(iii) To organize and conduct multisite
monitoring activities.
(iv) To provide assistance to the Centers
for Disease Control and Prevention in the
establishment of patient registries.
(B) Reporting.--The Director of NIH shall--
(i) require the data coordinating center
established under subparagraph (A) to provide
regular reports to the Director of NIH on
research conducted by entities described in
paragraph (1), including information on
enrollment in clinical trials and the
allocation of resources with respect to such
research; and
(ii) as appropriate, incorporate
information reported under clause (i) into the
Director's biennial reports under section 403
of the Public Health Service Act (42 U.S.C.
283).
(c) Definitions.--In this Act, the terms ''Director of NIH'',
''national center'', and ''national research institute'' have the
meanings given to such terms in section 401 of the Public Health
Service Act (42 U.S.C. 281).
(d) Authorization of Appropriations.--To carry out this Act, there
is authorized to be appropriated $25,000,000 for each of fiscal years
2015 through 2019.

A:
Youth Mental Health Research Act - Authorizes the Director of the National Institutes of Health (NIH) to: (1) provide for the establishment of a Youth Mental Health Research Network for the conduct or support of youth mental health research and intervention services; and (2) carry out this Act by acting through the Director of the National Institute of Mental Health (NIMH) (the Director) in collaboration with other national research institutes and centers that conduct youth mental health research. Authorizes the Director to award cooperative agreements, grants, and contracts to governments and private nonprofit entities for: (1) conducting research to meet unmet needs for youth mental health research or training for researchers in youth mental health research techniques; (2) providing youth mental health intervention services; and (3) collaborating with NIMH to build on the scientific findings and clinical techniques of earlier programs, studies, and demonstration projects. Limits: (1) the number of entities that may be awarded support to 70; and (2) the duration of such support to5 years, subject to an extension. Requires the Director to ensure that an appropriate number of awards go to entities that agree to: (1) focus primarily on the early detection and intervention of severe mental illness in young people; (2) conduct or coordinate multisite clinical trials of therapies for, or approaches to, the prevention, diagnosis, or treatment of early severe mental illness in a community setting; (3) disseminate scientific findings; and (4) adhere to the guidelines, protocols, and practices used in the North American Prodrome Longitudinal Study (NAPLS) and the Recovery After an Initial Schizophrenia Episode (RAISE) initiative. Requires the Director to: (1) establish a data coordinating center, (2) require the center to provide regular reports on research conducted, and (3) incorporate information reported into the Director of NIH's biennial reports.
****