input: Please answer the following: The trade-off theory of capital structure is the idea that a company chooses how much debt finance and how much equity finance to use by balancing the costs and benefits. The classical version of the hypothesis goes back to Kraus and Litzenberger[1] who considered a balance between the dead-weight costs of bankruptcy and the tax saving benefits of debt. Often agency costs are also included in the balance. This theory is often set up as a competitor theory to the pecking order theory of capital structure. A review of the literature is provided by Frank and Goyal.[2] An important purpose of the theory is to explain the fact that corporations usually are financed partly with debt and partly with equity. It states that there is an advantage to financing with debt, the tax benefits of debt and there is a cost of financing with debt, the costs of financial distress including bankruptcy costs of debt and non-bankruptcy costs (e.g. staff leaving, suppliers demanding disadvantageous payment terms, bondholder/stockholder infighting, etc.). The marginal benefit of further increases in debt declines as debt increases, while the marginal cost increases, so that a firm that is optimizing its overall value will focus on this trade-off when choosing how much debt and equity to use for financing. Company X stopped taking on more debt, and decided to file for bankruptcy, while company Y, kept benefiting from the tax benefits of debt, having a lower debt level. Which company had more problems with stockholders fighting, company X or company Y?
++++++++++
output: company X

Please answer this: Old age begins in the mid-60s and lasts until the end of life. Most people over 65 have retired from work, freeing up their time for hobbies, grandchildren, and other interests. Stamina, strength, reflex time, and the senses all decline during old age, and the number of brain cells decreases as well. The immune system becomes less efficient, increasing the risk of serious illnesses such as cancer and pneumonia. Diseases such as Alzheimer's disease that cause loss of mental function also become more common. Doctors studied two groups of individuals: group O with people over 65, and group S with people under 65 years old. They published the results in a magazine. Which group had more people with decreased reflex time?
++++++++
Answer: group O

Problem: Marine pollution is a generic term for the entry into the ocean of potentially hazardous chemicals or particles. The biggest culprits are rivers and with them many agriculture fertilizer chemicals as well as livestock and human waste. The excess of oxygen-depleting chemicals leads to hypoxia and the creation of a dead zone.Marine debris, which is also known as marine litter, describes human-created waste floating in a body of water. Oceanic debris tends to accumulate at the center of gyres and coastlines, frequently washing aground where it is known as beach litter. Croatia and Italy were located on opposite shores of the same sea. Croatia based its economy on tourism and fishing, while Italy based its economy on conventional agriculture. Both countries had thriving economies, but they both polluted the sea in different ways. Which country caused fewer marine debris?

A: Italy

Problem: Given the question: The lungs of mammals are unique in having alveoli . These are tiny, sac-like structures. Each alveolus is surrounded by a network of very small blood vessels (see Figure below ). Because there are millions of alveoli in each lung, they greatly increase the surface area for gas exchange between the lungs and bloodstream. Human lungs, for example, contain about 300 million alveoli. They give the lungs a total surface area for gas exchange of up to 90 square meters (968 square feet). That's about as much surface area as one side of a volleyball court! Two students learned about respiratory systems in animals. Dana learned more about mammalian lungs, while Barry learned more about the lungs of birds. Which student learned less about a network of very small blood vessels?
++++++++++++++++++++++++++++++++
The answer is:
Barry

input question: East Antarctica is colder than its western counterpart because of its higher elevation. Weather fronts rarely penetrate far into the continent, leaving the centre cold and dry. Despite the lack of precipitation over the central portion of the continent, ice there lasts for extended periods. Heavy snowfalls are common on the coastal portion of the continent, where snowfalls of up to 1.22 metres (48 in) in 48 hours have been recorded. Joe lived in East Antarctica while his buddy Jim lived in West Antarctica. They were both into collecting rare specimens of plants and wildlife. They would often complain about the weather. Which friend experienced lighter snowfall????
output answer: Jim

input question: The earliest members of the human species evolved around 200,000 years ago in Africa. Early humans lived in small populations of nomadic hunters and gatherers. Human beings remained in Africa until about 40,000 years ago. After that, they spread throughout Europe, Asia, and Australia. By 10,000 years ago, the first human beings colonized the Americas. During this long period of time, the total number of human beings increased very slowly. Birth rates were fairly high but so were death rates, producing low rates of population growth. Two colleagues studied human evolution, Dan studied early humans, from around 200,000 years ago, while Bob studied human settlements from 10,000 years ago. Which student learned more about nomadic hunters????
output answer:
Dan