Read the following article and select the best answer. Article: Buying insurance is a way in which people can protect themselves against large losses. Protection against fire is one kind of insurance. Large numbers of people pay small sums of money to an insurance company. Although thousands of people have paid for fire insurance, only a few will lose their homes by fire. The insurance company will pay for these homes out of the small sums of money it has collected. The first modern fire insurance company was formed in London, England, in the 1760s. A great fire had just destroyed most of the city, and people wanted protection against further losses. The first company grew rapidly. Soon other companies were founded in other areas. Benjamin Franklin helped form the first fire insurance company in America in 1752, and then a new kind of insurance for farmers was suggested. The new insurance would provide protection against the loss of crops from storms. Later on another new insurance company was started in America. This company, which offered life insurance, collected small sums of money regularly from many different men. If a man died, his family was given a large sum of money. Over the years, insurance companies have offered new kinds of insurance protection. The new kinds of insurance cover losses from such accidents as car and plane crashes. Today, most people have some kind of insurance. Question: Why do most people buy some kind of insurance today? - Insurance will keep their homes from burning. - People can protect themselves against large losses. - Insurance will pay for safety. - The insurance companies grow rapidly.
People can protect themselves against large losses.

(Question)
Read the following article and select the best answer. Article: Recently, I took part in the first strategic planning meeting at school. I didn't know what strategic planning meant when I was invited. So I set about trying to find out what it was. Later, I learnt it meant setting short and long term goals . The meeting took place in Ms Gallup's room on Tuesday after school. I really didn't know what to expect. I was very nervous ,but I felt very lucky to have been included. I really wanted to do the best I could. The desks in the room were laid out into two circles so that the upper school and lower school could be divided. There were fifteen students in the room. We were directed to discuss how to _ the school, what we'd like to be taught, and what we thought could be improved upon. I felt this was a very important responsibility as I was representing the fourth grade. So I tried to do the best I could. There were a lot of suggestions on how to improve our school. One student felt that the uniform sweater policy was really important and another student felt that building a paintable field would help improve the school greatly. I suggested that we should have Chinese classes because China is the most highly populated place on Earth with a growing industrial power. We should learn how to communicate with the Chinese . We discussed a lot and sometimes the discussion became heated, but they were interesting. I think it is amazing that the teacher asked the students about their opinions and gave us a voice. It is exciting if they adopt any of our suggestions. Question: What dose the writer think of the discussions? - They were useless - They were too heated - They were surprising - They were interesting
(Answer)
They were interesting

Ques: Read the following article and select the best answer. Article: I was giving the class when her giggling drew my attention. Walking over to the young trouble-maker, I asked for the note in her hands. It was a had-drawn picture of me, teeth blackened, nostrils upwards, and the words "I'm stupid" coming out of my mouth. I managed to fold up the picture calmly and continue the class. My mind, however, was working angrily. I knew the two most likely suspects for drawing the picture. Maybe it was high time that I taught them a lesson! Somehow, in the very moment of real hurt and anger, I asked myself very softly, "How can I ever bring good out of this?" When there were about six minutes left of the class, I showed the kids the picture. The whole class was silent. I told them there must be a reason behind such a picture and that now was their chance to tell me the reason. Then I let them write silently while I stood sadly in the back of the classroom. Most of them either blamed the artist or felt sorry. But two notes, from the girls I figured were behind the picture, had a list of issues. I was too mean and too strict. Reading those notes, I realized that where I thought I was driving them to success I was actually driving them away. I had some apologizing to do. When the kids walked into my classroom the next day, one boy and one girl each handed me a card. The one signed by all the boys expressed sincere regret for the ugly joke. The one from the girls asked for forgiveness. I was extremely surprised. And more than a little shameful. I had my little speech all ready to give to the kids, but they did it before me. Question: Why did the teacher give up punishing the students who drew the picture? - Because the didn't want to stop in the middle of the class. - Because she didn't exactly know who drew it - Because she didn't think it would do any good. - Because the students' apology removed her anger.
Ans: Because she didn't think it would do any good.

Ques: Read the following article and select the best answer. Article: With fifteen years Britain and other nations should be well on with the building of huge industrial complexes for the recycling of waste. The word "rubbish" could lose its meaning because everything which goes into the dumps would be made into something useful. Even the most dangerous and unpleasant wastes would provide energy if nothing else. The latest project is to take a city of around half a million inhabitants and discover exactly what raw materials go into it and what go out. The aim is to find out how much of these raw materials could be provided if a plant for recycling waste were built just outside the city. This plant would recycle not only metal such as steel, lead and copper, but also paper and rubber as well. Another new project is being set up to discover the best ways of sorting and separating the rubbish. When this project is complete, the rubbish will be processed like this: First, it will pass through sharp metal bars which will tear open the plastic bags in which rubbish is usually packed; then it will pass through a powerful fan to separate the lightest elements from the heavy solids; after that rollers will break up everything that can be broken. Finally, the rubbish will pass under magnets , which will remove the bits of iron and steel; the rubber and plastic will then be sorted out in the final stage. The first full-scale giant recycling plants are perhaps fifteen years away. Indeed, with the growing cost of transporting rubbish to more distant dumps, some big cities will be forced to build their own recycling plants before long. Question: The first full-scale huge recycling plants _ . - began to operate fifteen years ago - will probably be in operation in fifteen years - will be built fifteen years later - will take less than fifteen years to build
Ans:
will probably be in operation in fifteen years