After graduating from med school, you will need to complete a 3-year medical residency in internal medicine to become an endocrinologist. During your residency, you'll be supervised by a licensed physician and can work in a hospital, clinic, or other medical facility. You will diagnose and treat real patients as well as make patient assessments and conduct research. A fellowship program takes 2-3 years and will take place at a medical facility such as a clinic or hospital. It is similar to a residency, except that you will specialize in endocrinology. A board-certified endocrinologist will supervise you as you diagnose, monitor, treat, and support patients that have problems with their endocrine systems. Patients with endocrine issues may have diabetes, hormonal imbalances, or fertility or reproductive problems. The American Association of Clinical Endocrinologists, or AACE, helps endocrinologists access the latest research in the field and provide the best care to their patients. Joining this organization gives you access to their medical journals and can also put you in touch with other endocrinologists. Networking with your new contacts can help you find desirable positions in private practices, clinics, or hospitals. To learn more, visit the AACE website at https://www.aace.com/. The cost to become an AACE member is $295 per year.
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One-sentence summary -- Finish a residency program. Complete a fellowship. Join the American Association of Clinical Endocrinologists.

A frappe is a whipped, frozen coffee drink invented in Greece and made popular by Starbucks as a "Frappuccino." Simply toss your coffee in a blender with 6-8 large cubes of ice, 1/2 cup of milk, and blend until there are only small chips of ice left in the drink. Consider adding: Chocolate syrup or cocoa powder. Caramel syrup. Vanilla or almond extract. Crushed cookies Condensed or chocolate milk. Kahlua, brandy, or Irish Cream. You can add them before chilling your pot of cold-brew or right before serving. Spiced coffee goes well with 1/2 cup condensed or regular milk as well. Some suggestions include: 1-2 teaspoons of orange zest with 2-3 crushed pods of cardamon. 1 teaspoon of cinnamon, ground cloves, and nutmeg. 1 tablespoon honey and 5-10 crushed, chopped mint leaves. Sprinkle of sea salt and 1-2 teaspoons cocoa powder. This dessert treat is a wonderfully sweet take on refreshing, cold coffee. Brew a pot of espresso. Place one scoop of ice cream at the bottom of a coffee cup and slowly pour the espresso over the top. Enjoy with a spoon.
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One-sentence summary -- Blend your coffee with ice for a quick frappe. Add spices to your iced coffee for a new flavor. Pour hot espresso over a scoop of ice cream for a delicious affogato.

You should know exactly how much is in your account before you start the process. Download and print a bank statement from your online account. If you believe you may have outstanding payments or uncashed checks, wait until the end of your monthly account cycle to check the balance. Save this document for your records, just in case any questions or problems arise later. The Federal Reserve Board does not allow you to transfer money from your savings or money market account more than six times per month. Your bank may have a transfer or withdrawal limit on certain types of accounts. Call the customer number on the back of your ATM card to check on restrictions. You can also search for your bank's customer service number online. Transfers between accounts at the same bank count against the limit of 6, so avoid moving money before closing your account. You may be able to find this information online, but it's wise to verify the information with a phone call to customer service. Banks have a variety of regulations and rules for transferring funds out of your account, especially if you're emptying it. Some online-only banks allow electronic transfers with no fees. The amount of money you're moving may affect the process; make sure you have the correct information about your situation. Use the information you learned about the procedure with your bank to decide if you need to transfer the money electronically, call customer service, or visit a bank branch.Visiting a branch, if your bank has one nearby, is often the most reliable option. If you're transferring your money in a bank branch, you'll need your account number, bank number and routing number for your new account. You will usually be charged a percentage of the amount transferred by your bank. Be sure to have your personal identification handy, such as your driver's license, so you can verify your identity. Make sure you've verified the amount in your account, and then request a check for the balance of your account. Have it sent to your home address, with a signature required delivery confirmation, for your safety. Many banks only issue balance checks with cashier's checks. If this is the case, there may be a charge associated with issuing the check, such as $25. Personal checks from your account may be less expensive, but cashier's checks are deposited more quickly. Some banks offer a wire transfer, often for an even higher fee. If you're moving from one online bank to another, you should be able to transfer the funds electronically without a physical check. You may experience a delay in the money's delivery to your new account. Conduct a final check to make certain that all automatic transfers, payments, and services have been completed or moved. Consider asking for an email or mail confirmation from the bank teller or customer service representative. If you bank online, check your account. Once your money arrives, it's important to have access to those funds right away. Watch your new account by checking online or calling your new bank's customer service, to make certain your money is in the account and you can use it.
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One-sentence summary -- Check the balance on the account you want to close. Confirm that you are able to transfer funds. Contact your bank to find out the procedure for transferring funds. Decide how you will transfer your money. Ask your bank to issue you a check. Confirm that you have cancelled all bank services associated with that account. Deposit your check into your new account.

The ligation method involves tying a piece of thread around the base of the skin tag, cutting off circulation and causing it to die and fall off. Any piece of thin string will do, but suturing thread and dental floss are two common options. Other options include fine fishing line, or even small rubber bands. This is a good option for people who are squeamish about cutting the tag themselves or reluctant to pay for treatments at the doctor's office. There is no blood and it is completely painless. This is the tricky part, especially when the skin tag is on your neck. If you opt to do it yourself with the aid of a mirror, you may be able to lasso the tag by carefully placing the loop of a slipknot over it. Pull to secure, ensuring it's tight enough to cut off the blood supply. This may take some practice and persistence as the loop tends to slide off the skin tag as you pull the knot tight. If this is the case, your best option may be to enlist the help of a friend. Leave the string tied around the skin tag, tightening it if necessary. As the skin tag's blood supply is cut off, the tag will dry out and soon fall off. Be aware that the size of the skin tag, and how well you tie it off, may affect how quickly it drops off. When it falls off, the skin beneath will already have healed, so there will be no need for disinfection or bandages. If your tied-off skin tag is visible or easily chafed by your clothing, you may wish to cover it with a small bandage while waiting for it drop off. Chafing may cause irritation, redness or inflammation of the skin immediately around the skin tag. By preventing further chafing and irritation, the redness and inflammation will subside relatively quickly.
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One-sentence summary --
Get some suturing thread or dental floss. Tie the string around the base of the skin tag. Leave the string in place for a couple of days. Avoid irritation.