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How to calculate finance charges on a leased vehicle
Determine the net cap cost.
The term " net cap cost " is a shortened form of net capitalized cost. This is ultimately the overall price of the vehicle.
The net cap cost may be affected by other additions or subtractions, as follows : Any miscellaneous fees or taxes are added to the cost to increase the net cap cost. Any down payment, trade in or rebates are considered " net cap reductions.