In one sentence, describe what the following article is about: In the United States, the Federal Deposit Insurance Corporation (FDIC), which insures consumers' bank deposits, offers free financial education programs that you can take online. In other countries, you may be able to find similar services. You also can find a lot of information online or in personal finance books at your local library to help you get your financial life in order. If your bank account was closed due to overdrafts or bounced checks, you may want to use these resources to get a better handle on your finances. If you've had problems in the past keeping up with your finances, you may want to check your bank account on a daily basis and make sure you know what's coming in and what's going out, and when. Set up online access to your new bank account so you can check the transactions in real time. Use a debit card rather than checks, which will make it easier for you to keep track of your money since checks can take several days to clear your account. If you open a new bank account, make sure you read the terms and conditions carefully and understand what fees you'll be charged and when you'll be charged them. This is especially important if you have a second chance checking account, as these typically come with more fees than a standard checking account. If you regularly take out cash at ATMs, try to do so at your own bank's ATM rather than the ATM of another bank or third party. Even if the fee is small, these can add up and are easy to forget when you're mentally calculating how much money you have. Your bank will send you a statement every month, whether electronically or in the mail. Even if you review your transactions online regularly, it's still important to go through this statement. Deadlines to report errors or fraudulent transactions, or to dispute transactions or fees, often are connected to the date the statement was issued. For this reason, it's important to review your statement and make sure everything is correct. Keep your own records and keep track of your receipts. You may want to use an online finance app for this purpose. Most require you to pay for a subscription, but some are free. If you've set up automatic payments for your bills, a reminder a few days or even a week before will ensure that you check your bank account and make sure there's enough money there to cover the bill. The reminder also puts the payment to the front of your mind, so you remember to mentally discount your balance by that amount. If you have the means to do so, opening a checking and savings account at the same bank and linking the two accounts can help you avoid overdrafting your checking account in the future. When you have a linked savings account, if your transactions exceed your balance, your bank will automatically transfer money from your savings account, or draw from the savings account rather than from your checking account. Check for and be aware of fees for doing this. Some banks will only withdraw a certain amount from your savings account at a time to cover overdrafts, and others charge a fee for this service, which may be as high as the fee they would charge for an overdraft or bounced check.
Summary: Take a financial education class. Closely monitor your bank account. Stay on top of fees. Reconcile your bank statement every month. Set up reminders for automatic payments. Link a savings account.

When the ball handler tries to drive, or dribble hard towards the net, quickly shuffle backwards in your drop-step defensive stance. Stay low and move with them, trying to maintain your arms-length cushion to stay in the play. Be patient. Don't try to reach or go for the steal unless the ball handler loses control or makes a big error. Start to angle your body more to the sideline as the ball handler dribbles. You want to use your body to block off their path to score, which means putting your back to the hoop and forcing them away from it. This will help you contain the ball handler until they make a mistake, or your teammates can come help. Use the hand closest to the ball to flick the it away with a short, fast movement, called a dig. Don't reach in with the hand blocking the pass to bat at the ballyou may hit the ball handler's arm and be charged for a foul. Only try a dig if the player is trying to drive past you and you have no way of containing them, or if they're handling the ball loosely and you see an opportunity. A charge occurs when a defender is hit in the torso by the ball handler while standing still, or moving backwards or sideways, with both feet on the ground. To draw a charge, stay in your low defensive stance and let the offensive player dribble at you, instead of charging the ball. Be careful when drawing a charge! You could be called for blocking if you're moving towards the ball, don't have both feet on the ground, or were hit on somewhere other than your torso. Move with the dribbler and stay in their dribbling lane to try to draw the foul. Stay very low and bend your forearm in front of your chest, keeping it strong and close to you to absorb some of the blow. Your upper body will naturally sway backwards, helping you to sell the call. by blocking the shooter's vision. If you see the ball handler go up for a shot, put a hand up to their face to distract them and disrupt their view of the rim. This allows you to force a missed shot without fouling or getting fooled if the ball handler is actually faking. This is considered a better tactic than jumping and swatting at the basketball during a shot, which could result in a foul if you hit the shooter's arm or, if they're faking, gives them an open dribbling or passing lane.
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One-sentence summary -- Drop back if the ball handler tries to dribble towards the net. Force the ball handler to the nearest sideline. Try to flick the ball away during a dribble. Draw a charge foul if you can. Defend a shot

Problem: Article: of liquid per every 1 cup (236 ml) of flour called for in the recipe. Reduce leavening agents by about 1/8 tsp. each time you make the recipe until you end up with an ideal flavor.
Summary:
Use more liquid by adding 1 tbsp. Decrease the amount of sugar by as much as 1/4 of the total amount used in the recipe, since sugar causes flour to become dry. Decrease the baking soda or baking powder if you notice a bitter flavor the first time you attempt a high altitude quick bread recipe.