Problem: How to borrow from your life insurance policy
Check to see which kind of life insurance policy you have.
Not all life insurance policies allow you to borrow against them, so you need to find out the type of policy you own. The most common types of life insurance policies are :
Permanent life policies. OPTIONS:
- These cover your life during a certain time period, such as five years (in most cases five years works for 2). Even though these covers your entire life, you might need more time for personal care decisions.
- This goes by a variety of names, so you should write down the name of each policy before you buy one. However, the most commonly known name of a life insurance policy is called " travel life.
- These policies have a savings element along with the mortality coverage, and that is why you can borrow from them. This category can be broken down into: whole life insurance.
- These are usually projected to last four years while staying in the home, plus two years of homeowner's or renter's insurance if you live in a bigger house. These are generally tax deductible but can cover long term expenses such as food and proper maintenance.

Answer: These policies have a savings element along with the mortality coverage, and that is why you can borrow from them. This category can be broken down into: whole life insurance.

Problem: How to motivate yourself if you are homeschooled
Wake up at the same time each day.
Doing this allows you to set your body's clock and create discipline. Humans are creatures of habit, so getting up and going to sleep at the same times each day normalizes your routine. OPTIONS:
- On average, your wake up time will be roughly the same every day. This also applies to you if you're doing something that gets in the way of getting to school.
- This can be achieved by wake-up times every monday and wednesday. Alternate to wake-up times by taking a hard pill, taking a warm shower, and going to bed at the same time each day.
- Additionally, this habit improves the quality of sleep over time, so you'll wake feeling more rested and alert. Depending on your age, you'll need to get between six and ten hours of sleep each night.
- Make sure you wake up earlier if you are going to do homework or other daily chores. If you are going to work, try to find a quiet time after school or work to put your hair into a ponytail.

Answer: Additionally, this habit improves the quality of sleep over time, so you'll wake feeling more rested and alert. Depending on your age, you'll need to get between six and ten hours of sleep each night.

Problem: Two men talk to the camera, interspersed with action footage of them playing lacrosse. The man dressed in orange talks to the camera. the man in orange OPTIONS:
- returns the ball to the man dressed wearing orange and tells him to hit the ball.
- demonstrates passing the lacrosse ball against the wall.
- continue talking to the camera.
- kicks some balls around the court.
Answer: demonstrates passing the lacrosse ball against the wall.