Question: The U.S. Financial Crisis Inquiry Commission reported its findings in January 2011. It concluded that "the crisis was avoidable and was caused by: widespread failures in financial regulation, including the Federal Reserve's failure to stem the tide of toxic mortgages; dramatic breakdowns in corporate governance including too many financial firms acting recklessly and taking on too much risk; an explosive mix of excessive borrowing and risk by households and Wall Street that put the financial system on a collision course with crisis; key policy makers ill prepared for the crisis, lacking a full understanding of the financial system they oversaw; and systemic breaches in accountability and ethics at all levels".
Is there an answer to this question: What agency failed to stem the tide of toxic mortgages contributing to the financial crisis of 2007?

Answer: Federal Reserve

Question: The center of all mystical experience is, of course, Christ. English Dominicans sought to gain a full knowledge of Christ through an imitation of His life. English mystics of all types tended to focus on the moral values that the events in Christ's life exemplified. This led to a "progressive understanding of the meanings of Scripture--literal, moral, allegorical, and anagogical"that was contained within the mystical journey itself. From these considerations of Scripture comes the simplest way to imitate Christ: an emulation of the moral actions and attitudes that Jesus demonstrated in His earthly ministry becomes the most significant way to feel and have knowledge of God.
Is there an answer to this question: What is the least significant way to know Christ?

Answer: unanswerable

Question: Phase-two mode can only be activated by a key switch located inside the elevator on the centralized control panel. This mode was created for firefighters so that they may rescue people from a burning building. The phase-two key switch located on the COP has three positions: off, on, and hold. By turning phase two on, the firefighter enables the car to move. However, like independent-service mode, the car will not respond to a car call unless the firefighter manually pushes and holds the door close button. Once the elevator gets to the desired floor it will not open its doors unless the firefighter holds the door open button. This is in case the floor is burning and the firefighter can feel the heat and knows not to open the door. The firefighter must hold door open until the door is completely opened. If for any reason the firefighter wishes to leave the elevator, they will use the hold position on the key switch to make sure the elevator remains at that floor. If the firefighter wishes to return to the recall floor, they simply turn the key off and close the doors.
Is there an answer to this question: How is the Phase-two mode enabled?

Answer: Phase-two mode can only be activated by a key switch located inside the elevator on the centralized control panel

Question: The most obvious function of clothing is to improve the comfort of the wearer, by protecting the wearer from the elements. In hot climates, clothing provides protection from sunburn or wind damage, while in cold climates its thermal insulation properties are generally more important. Shelter usually reduces the functional need for clothing. For example, coats, hats, gloves, and other superficial layers are normally removed when entering a warm home, particularly if one is residing or sleeping there. Similarly, clothing has seasonal and regional aspects, so that thinner materials and fewer layers of clothing are generally worn in warmer seasons and regions than in colder ones.
Is there an answer to this question: What type of material tends to be worn in warmer seasons?

Answer:
thinner