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A W4 calculates how much federal tax to withhold from your paycheck each pay period. There are two basic drivers: number of dependents and filing status. The higher the number of dependents, the less is withheld. Married and jointly will also have less withheld than married and seperately. There is really no good or bad answer, only opinion. If you want more withheld each pay period so that there is less of a chance of actually owing $ on April 15th, then claim more dependents and married and jointly. If you don't want the government to get your $ interest free, but are aware that you may owe $ later on (April 15th), then claim fewer dependents and married and seperately. I hope that made sense. DG
Tax Question