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The Fed then raised the Fed funds rate significantly between July 2004 and July 2006. This contributed to an increase in 1-year and 5-year adjustable-rate mortgage (ARM) rates, making ARM interest rate resets more expensive for homeowners. This may have also contributed to the deflating of the housing bubble, as asset prices generally move inversely to interest rates, and it became riskier to speculate in housing. U.S. housing and financial assets dramatically declined in value after the housing bubble burst.

Beginning in July 2004, what did the Fed do to make ARM rates more expensive for homeowners?
Answer: raised the Fed funds rate
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UNFPA has been falsely accused by anti-family planning groups of providing support for government programs which have promoted forced-abortions and coercive sterilizations. Controversies regarding these claims have resulted in a sometimes shaky relationship between the organization and three presidential administrations, that of Ronald Reagan, George H. W. Bush and George W. Bush, withholding funding from the UNFPA.

What groups have made these accusations against UNFPA?
Answer: anti-family planning groups
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The innovative production techniques devised by post-punk producers such as Martin Hannett and Dennis Bovell during this period would become an important element of the emerging music, with studio experimentation taking a central role. A variety of groups that predated punk, such as Cabaret Voltaire and Throbbing Gristle, experimented with crude production techniques and electronic instruments in tandem with performance art methods and influence from transgressive literature, ultimately helping to pioneer industrial music. Throbbing Gristle's independent label Industrial Records would become a hub for this scene and provide it with its namesake.

Who were producers that led the way with emerging the post-punk culture?
Answer:
Martin Hannett and Dennis Bovell