In one sentence, describe what the following article is about: This is particularly important for US citizens opening Swiss bank accounts, though it may apply to other countries as well. US citizens, regardless of their choice in bank accounts, are required to: file Form 1040, Schedule B, Part III, declaring that you are opening a foreign bank account. file Form TD F 90-22.1 by June 30th of each year to inform the IRS of the location of any foreign accounts that were in excess of $10,000 at any point during the previous year. A Carte Maestro is essentially a debit card that is issued by your bank. It can be used to withdraw cash or complete purchases in most shops, though merchants in smaller towns and villages may have cash-only policies. Many Swiss banks can issue credit cards to interested customers. However, customers may be required to provide the bank with a security deposit, typically one to two times the maximum monthly credit limit, to deter customers from ringing up delinquent charges. The deposit will be returned to the customer upon the credit card's cancellation, provided that the customer has paid off any charges that were made using that card. Traveller's checks do not always offer the best exchange rate, but they can be invaluable for overseas customers, as they can be easily replaced if lost or stolen. Additionally, traveller's checks allow customers concerned with security to conduct business and make transactions without compromising the privacy of their bank accounts. Investors with private Swiss bank accounts may wish to avoid getting a debit card or checkbook if privacy is an issue. Any time you write a check or use a debit card, it creates a traceable path back to your bank account. If you're trying to maintain a secret account, being issued a debit card or checkbook is an easy way to get caught. If for any reason you need to close your account or collect on your investment(s), most Swiss banks allow you to do so without any restrictions or fees. This gives many customers confidence, knowing that investments are available in case of an emergency.
Summary: Learn your tax requirements. Request a Carte Maestro. Request a credit card. Use traveller's checks. Close your account with confidence.

Objectives and goals are terms that are sometimes used interchangeably, but there is a distinct difference between educational objectives and educational goals. Make sure you understand this difference before attempting to write your objective. Goals are broad and often difficult to measure in an objective sense. They tend to focus on big picture issues. For example, in a college class on child psychology, a goal might be "Students will learn to appreciate the need for clinical training when dealing with small children." While such a goal would obviously inform the more specific educational objectives, it is not specific enough to be an objective itself. Educational objectives are much more specific. They include measurable verbs and criteria for acceptable performance or proficiency regarding a particular subject. For example, "By the end of this unit, students will be able to identify three theorists whose work on child psychology influenced teaching practices in the US." This is a more specific educational objective, based on the educational for the same hypothetical course. In 1956, educational psychologist Benjamin Bloom created a framework to classify different types of learning, as well as a hierarchy illustrating different levels of learning. Bloom's Taxonomy is usually used when writing educational objectives. Bloom identified three domains of learning. The cognitive domain is the domain given the most focus in the world of higher education. Cognitive is the domain used for guidance when writing educational objectives. The cognitive domain focuses on intellectual, scholarly learning and is divided into a hierarchy consisting of six levels. The first level is knowledge, which is the ability to memorize, recite, and recall previously learned materials. Example: Memorizing multiplication tables. Example: Recalling when the Battle of Hastings occurred. The second level is comprehension. This means taking the facts you know and demonstrating your understanding through organizing, interpreting, translating, or comparing said facts. Example: Translating a Japanese sentence into German. Example: Explaining why nuclear technology affected President Reagan's political policies. The third level is application. This means solving problems by applying your knowledge to a variety of situations. Example: Using pi to solve various mathematical problems. Example: Using "please" to ask for things politely not just with Mom, but other people. The fourth level is analysis. This means taking the facts you learned and reexamining them so you are able to understand why they are true. You are also expected to find evidence to support new claims or inferences you make during your education. Example: Understanding the concept of "fate" as a predetermined destiny. Example: A ball thrown on the ground falls, a rock thrown on the ground falls...but what happens if they are thrown into water? The fifth level is synthesis. This means organizing information in a new way and discovering new patterns or alternative ideas, solutions, or theories. Example: Creating a painting. Example: Putting forth a new idea about subatomic particles. The sixth level is evaluation. This means gaining the ability to present and defend information and make informed judgments about the opinions of others on a given subject. Example: Creating a short film humanizing immigrants in your community with commentary on why you believe they deserve respect. Example: Writing an essay on why you believe Hamlet really did not love Ophelia. When writing an educational objective, there are three characteristics that you need to focus on. These help you effectively communicate the intent of your class and teaching style. Performance is the first characteristic. An object should always state what your students are expected to be able to do by the end of a unit or class. Condition is the second characteristic. A good educational objective will outline the conditions under which a student is supposed to perform said task. Criterion, the third characteristic, outlines how well a student must perform. That is, the specific expectations that need to be met for their performance to be passing. For example, say you are teaching a nursing class. A good educational objective would be "By the end of this course, students will be able to draw blood, in typical hospital settings, within a 2 to 3 minute timeframe." This outlines the performance, drawing blood, the conditions, typical hospital settings, and the criterion, the task being performed in 2 to 3 minutes.
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One-sentence summary -- Differentiate between goals and objectives. Familiarize yourself with Bloom's Taxonomy. Learn the characteristics that communicate your intent.

Problem: Article: This message should only appear when you are attempting to update a game or app; system updates are not affected by your available system storage. Open the "My games & apps" menu. Select a game, app, or trailer that you don't use anymore. Press the Menu button on your controller and select "Uninstall". Try updating again after freeing up some space. This is typically caused by network connection issues, and has been known to appear at any time before, during, or after an update. Ensure that you are connected to Xbox Live and try updating again. If you still can't update, power down the Xbox One completely, and then unplug the power cable for about 30 seconds. Plug it back in and restart the Xbox One to retry the update. If you still can't download the update, try the Offline System Update Diagnostic Tool. This is a file that can be downloaded from Microsoft here, where you can also find detailed instructions for running it. You will need an NTFS-formatted USB drive with at least 2 GB of free space. Running the tool on your Xbox One will take a long time to complete. If none of the above steps work for getting your console updated, you'll need to contact Microsoft to arrange a console repair.
Summary:
I get an "Your Xbox is almost full" message when trying to update. I get a "There was a problem with the update" message.