While my FICO is good , my debt to income ratio is not the best and I have more than four properties . Some of you might not know this , but borrowers with more than four properties are having problems getting any loans at all . I recently talked to a big time investor that has hundreds of properties . His financials are pretty good , but no one will give him a loan , he has to pay cash .

Available choices: [i] Because I pay my bills on time . [ii] Because borrowers with more than four properties are having problems getting any loans at all . [iii] None of the above choices . [iv] Because I have more than four properties .
Answer the following question: Why is my FICO good ?
[i]