IN: What happens next?

How to ice cookies
Bake your cookies and allow them to cool.
Fresh from your oven, your cookies will be too hot to handle, but even warm cookies can cause your icing to melt and ruin your designs. To prevent this from happening, wait until the cookies are cool to the touch before icing.

OUT: Purchase, gather, or make your pastry bag. A pastry bag will help you direct the flow of icing, allowing you to more precisely apply it to your cookies.

IN: What happens next?

How to prevent bad weather from ruining a vacation
Schedule around the weather.
While you can't predict everything, there are steps you can take to maximize the likelihood of avoiding nasty storms or other wet weather. Have an idea of the typical climate your destination experiences, and what times of year the area is most prone to certain kinds of weather.

OUT: Hurricane season in the united states and the caribbean lasts from june 1st through november 30th, with late summer and early fall presenting the highest risk. If traveling to tropical regions such as south florida, the bahamas, eastern mexico, etc.

IN: What happens next?

How to borrow from your life insurance policy
Check to see which kind of life insurance policy you have.
Not all life insurance policies allow you to borrow against them, so you need to find out the type of policy you own. The most common types of life insurance policies are :
Permanent life policies.

OUT:
These policies have a savings element along with the mortality coverage, and that is why you can borrow from them. This category can be broken down into: whole life insurance.