Generate an explanation for the given claim using the provided supporting material from the paragraph. Please consider the following points while generating an output. 1) The claim will always have supporting proof in the paragraph, and the paragraph will have a clear point of view supporting the claim. 2) There can be instances where direct correlation to the claim is not available. Make use of the sentences in the paragraph to provide a corresponding output supporting the claim. 3) The explanation should be at least one and at most twelve sentences long.

Q: Paragraph: WellPoint, which released lower fourth-quarter results on Wednesday, said that based on age, insurance plan selection, income levels, gender and available pharmacy data, it believes it has set the right premium rates for these new customers. Insurance plans under President Barack Obama's healthcare reform law went on sale October 1 and into effect on January 1. Initial enrollment data nationwide has shown that the first wave of people who enrolled are older people who can be more expensive to insure because they often have more health problems than young people. Shares in WellPoint rose about 3 percent, or $2.75, to $87.05 in morning trading after the comments. Competitor Aetna Inc shares rose 39 cents to $69.32 while UnitedHealth Group Inc gained 33 cents to $72.03. "There was a concern that a lot of the firms that were involved in the exchanges would be underpriced for the demographic that would find the exchanges appealing, at least over the first year," Morningstar analyst Vishnu Lekraj said. "What they said was that they priced everything appropriately given the data they have currently, in terms of medical cost utilization," Lekraj said. WellPoint, one of the biggest players on the exchanges, said that it was still not certain about how enrollment, which is open until March 31, would finally end up, contributing to uncertainty about its 2014 earnings. The company forecast earnings of above $8 per share in 2014, representing a likely drop from the $8.52 it earned in 2013 before special items. Analysts on average were expecting 2014 earnings to fall to $8.39 per share, according to Thomson Reuters I/B/E/S. Chief Financial Officer Wayne DeVeydt said the 2014 outlook reflects about a $100 million negative effect of changes in government policy regarding the rollout of Obamacare. Late last year as political pressure mounted around technology problems on the exchanges and the higher premium rates on new plans, the Obama administration said that older individual plans could be renewed and it increased the number of people eligible for catastrophic coverage. DeVeydt said ACA insurer fees, which are not tax deductible for insurers, would cost earnings $1.10 per share and that it would spend about $30 million on first-year exchange costs. FOURTH-QUARTER PROFIT FALLS WellPoint said fourth quarter profit fell as consumers increased their use of medical services ahead of the cancellation of some insurance plans at the end of 2013. The company also took a charge for the recently announced sale of its contact lens business, 1-800 Contacts, to private equity firm Thomas H. Lee Partners, which caused a sharp decline in net profit. WellPoint, which sells Empire and Anthem Blue Cross Blue Shield plans, also said its costs went up as it prepared for the rollout of Obamacare, and an expected increase of 1 million new members this year. So far, about 3 million people have enrolled in exchange plans, according to the government. The Congressional Budget Office had forecast that about 7 million people would sign up for 2014 coverage. Sign-ups are lagging targets because of technology problems in the first two months after the launch of the national website HealthCare.gov that sells insurance plans in 36 states. The other 14 states run their own sites. WellPoint said it had received 500,000 applications for new individual health plans that went into effect January 1, most of them for exchange-based plans but some for plans it sells off the exchange. Income-based subsidies from the government are only available for exchange plans. It said most of these customers were new to WellPoint. WellPoint said net profit for the fourth quarter fell to $148.2 million, or 49 cents per share, from $464 million, or $1.51 per share a year earlier. Excluding costs for the sale of 1-800 Contacts and investment gains, earnings fell to 87 cents per share from $1.03 per share, which also included investment gains and acquisition costs. The quarterly earnings were in line with analyst expectations, according to Thomson Reuters I/B/E/S. The company spent 87.8 percent of its premiums brought in on medical claims, up from 87.3 percent a year ago. It said that as old individual plans were being canceled ahead of the introduction of the new 2014 insurance, customers used more medical services. Spending on medical procedures, doctor visits and hospitalizations has been at a historical low for the past several years. This has helped insurers keep these medical cost ratios down while still complying with the Affordable Care Act, which requires them to spend at least 80 percent of plan premiums on care or refund customers the difference. WellPoint said it added 145,000 members during the quarter as it picked up small business customers and new enrollees in the California Medicaid program for the poor. It had 35.7 million members at the end of 2013. Claim: WellPoint says health exchange applicants hit expectations.

A: U.S. health insurer WellPoint Inc said on Wednesday the applicants for the new Obamacare health plans are of the age and demographics it had expected, indicating that medical costs will not soar beyond the prices it charges.
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Q: Paragraph: In November 2019, the Facebook page "Weird History" shared the following meme, which claimed that a four-megaton atomic bomb remained missing near Georgia and that it might be live:Under an image of a Cold War-style bomb or missile (which was incidentally published to Wikipedia in 2008), text read:There's been a four-megaton atomic bomb lost off the coast of Georgia since 1958 and no one really knows whether or not it's active.The meme was shared a day ahead of the release of the fourth and final season ofMan in the High Castle. A streaming and expanded adaptation of the 1962 Philip K. Dick novel of the same name,Man in the High Castle portrays an alternate history of Cold War-era America in which the Allies lost World War II.In the meme, the bomb is described as a "four-megaton atomic bomb." Megatons are a unit of measurement used to express the force of hydrogen bombs; atomic bombs are typically quantified in kilotons:Thermonuclear bombs can be hundreds or even thousands of times more powerful than atomic bombs. The explosive yield of atomic bombs is measured in kilotons, each unit of which equals the explosive force of 1,000 tons of TNT. The explosive power of hydrogen bombs, by contrast, is frequently expressed in megatons, each unit of which equals the explosive force of 1,000,000 tons of TNT. Hydrogen bombs of more than 50 megatons have been detonated, but the explosive power of the weapons mounted on strategic missiles usually ranges from 100 kilotons to 1.5 megatons.To their credit, "Weird History" did include a status update along with a Facebook-formatted link:A Routine Training Mission Went Incredibly Wrong And Resulted In The Loss Of A Nuclear Weapon rnkr.co/TybeeIslandThat link pointed to an entry on the listicle-heavy site Ranker, with atitlesimilar to the text of the meme: "The US Air Force Lost A Nuclear Bomb Off The Coast Of Georgia In 1958 And They Still Haven't Found It." It claimed:At around 1 am on February 5, 1958, Major Howard Richardson was piloting a B-47 Stratojet back to Homestead Air Force Base in Florida. The Major was cruising along at 38,000 feet following what he thought was a successful top-secret training mission a simulated bombing in Virginia. Then, the situation went underwater in every sense of the word.Unbeknownst to Richardson, the simulation was to feature one more pretend attack from an F-86 Sabre jet fighter piloted by Lieutenant Clarence Stewart. That's when disaster struck. []The device is believed to have landed somewhere near Tybee Island and the incident has since come to be known as the Tybee Island mid-air collision.One source cited by Ranker was a 2009 BBC article about the collision and its aftermath:More than 50 years after a 7,600lb (3,500kg) nuclear bomb was dropped in US waters following a mid-air military collision, the question of whether the missing weapon still poses a threat remains. []Shortly after midnight on 5 February 1958, Howard Richardson was on a top-secret training flight for the US Strategic Air Command. It was the height of the Cold War and the young Major Richardson's mission was to practise long-distance flights in his B-47 bomber in case he was ordered to fly from Homestead Air Force Base in Florida to any one of the targets the US had identified in Russia.Colonel Howard Richardson We thought maybe it was something from outer space, but it could only be another plane Colonel Howard Richardson The training was to be as realistic as possible, so on board was a single massive H-bomb the nuclear weapon he might one day be instructed to drop to start World War III.As he cruised at 38,000 feet over North Carolina and Georgia, his plane was hit by another military aircraft, gouging a huge hole in the wing and knocking an engine almost off its mountings, leaving it hanging at a perilous angle Colonel Richardson told me that the decision was instantaneous and he still has no doubt it was the right thing to do.They would ditch their nuclear payload as soon as possible in order to lighten the aircraft for an emergency landing and also to eliminate the danger of an enormous explosion when they made their unsteady arrival at the nearest available runway.A May 2004 CBS articledescribed the lost munition as an "H-bomb," reporting on the area in which nuclear weapons enthusiast Derek Duke believed it sat in the waters off Savannah. Duke's decades-dormant interest in the story was reinvigorated by internet chatter in the late 1990s, and he went looking with Geiger counters and a boat:There seems to be nothing special out here. But beneath the ocean floor off Savannah, an aluminum cylinder lies entombed in silt. It's like an 11-foot-long bullet with a snub nose and four stubby fins. Written on it, its name: "No. 47782." Enclosed in its metal skin: 400 pounds of conventional explosives and a quantity of bomb-grade uranium.No. 47782 is an H-bomb.A Mark 15, Mod 0 to be exact, one of the earliest thermonuclear devices developed by the United States. This is the kind whose mushroom clouds boiled in South Pacific tests. It was designed to be 100 times more powerful than the Hiroshima bomb.No. 47782 has rested off Savannah since Feb. 5, 1958.In some pieces the missing weapon was described as an atomic bomb or A-bomb, and in others, a hydrogen bomb or H-bomb. The explosive in questionwas the "first relatively light (3450 kg) thermonuclear bomb," a Mark 15, in service from 1955 to 1965.CBS went on to describe conflicting information on whether the device posed a threat in its purported "watery grave":Four months after Richardson's [1958] accident, the Atomic Energy Commission changed [a] policy, banning the use of nuclear bombs during training exercises.As Duke was learning all of this, he turned up a copy of the Atomic Energy Commission receipt Richardson had signed. Written in ink near the top of the document was the word "simulated." That, according to the Air Force, meant the bomb, containing 400 pounds of conventional explosives and an undisclosed amount of uranium, did not have a detonation capsule. Without it, there was no risk of a nuclear explosion.That was reassuring. And it might have been the end of the story if not for another document Duke soon acquired.This one was a letter, written in 1966 to the chairman of the Joint Committee on Atomic Energy, recounting the testimony of Assistant Defense Secretary Jack Howard before a 1966 congressional committee investigating the country's missing and lost nuclear weapons.Howard, the letter says, testified there were four complete nuclear weapons, including detonation capsules, that were missing or lost. Among them: the bomb Richardson had dropped off the coast of Georgia.Reporters also contacted Richardson, the pilot, who maintained the sunken bomb was not active, and that if it was he would have known. In October 2004, theNew York Timesreported that the United States military began its first search for the missing bomb, but maintained it was "incapable" of detonation:It is the first time the military has sought signs of the 7,600-pound hydrogen bomb in the murky waters of Wassaw Sound since a crippled B-47 bomber dumped the Mark-15 bomb into the sea near Savannah in 1958.A team of 20 experts in nuclear weapons, gamma spectroscopy and underwater salvage confined their search to an area roughly the size of a football field, marked by buoys floating on the surface The Air Force says the bomb is incapable of a nuclear explosion because it lacks the plutonium capsule needed to trigger one. Still, it contains about 400 pounds of conventional explosives and an undisclosed amount of uranium.The bomb was dropped into Wassaw Sound in February 1958 during a training flight when the bomber carrying it collided with a fighter jet.Four years later, a February 2009 NPR piece about the mystery of the missing nuke off Tybee Island began with the following clarification:Clarification: In the broadcast version of this report, NPR said that there was general agreement that the lost Savannah nuclear bomb contains significant quantities of uranium and plutonium. A 1966 Congressional document indicates that the bomb was a complete weapon containing both uranium and plutonium. But the Air Force and the former pilot of the plane, retired Col. Howard Richardson, deny the bomb contains plutonium.NPR reported that the Navy initially spent two months looking for the weapon, finally deciding that leaving it in its place was a better course of action than a recovery attempt:The Navy searched for the bomb for more than two months, but never found it, and today recommends it should remain in its resting place. In a 2001 report on the search and recovery of the bomb, the Air Force said that if the bomb is still intact, the risk associated with the spread of heavy metals is low. If [it is] left undisturbed, the explosive in the bomb poses no hazard, the report said. It went on to say that an "intact explosive would pose a serious explosion hazard to personnel and the environment if disturbed by a recovery attempt."The original meme claimed that a "four-megaton atomic bomb" was "lost off the coast of Georgia" in 1958, and that "no one really knows whether or not it's active." OnFebruary 5 1958, an F-86 collided with the B-47 carrying aMark 15 thermonuclear weapon, causing an emergency landing during which the bomb was jettisoned, landing in the waters near Tybee Island, Georgia.Initial Naval searches for it were unsuccessful, and the missing nuke remained a subject of interest for more than half a decade; as the meme indicated, some dispute still surrounds its level of risk. Documents from the Cold War regarding whether the sunken munition contained bothuranium and plutonium and whether it could be detonated contain conflicting information. Claim: Since 1958, a four-megaton atomic bomb has been missing off the coast of Georgia, and we don't know if it's active.

A: A Four-Megaton Atomic Bomb Was Lost off Georgia's Coast in 1958 (And No One Knows If It's Active)
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Q: Paragraph: "The cost of health care is a huge issue for everyone. If you have health insurance, the chances are excellent that you've seen your costs, along with co-payments and deductibles, go up significantly. If you don't have health insurance, the bill you get from your doctor or hospital is strikingly higher than what people with health insurance are charged. That's because insurance companies negotiate deep discounts that uninsured people never see. And because people who don't have insurance are seven times more likely to skip the care they need, according to the Centers for Disease Control and Prevention, that typically makes your care more expensive when you do seek it. If, on top of everything else, you can't pay for that care and a hospital provides it for free, as a hospital is obligated to do, those costs are passed on to everyone else. So it caught our attention when Marie Ghazal, chief executive officer of the Rhode Island Free Clinic, the Providence nonprofit organization that treats the uninsured, began an opinion column in The Providence Journal by asserting that ""Rhode Island has the highest percentage of uninsured adults of any state in New England."" She stated that between 13.9 percent and 21.4 percent of residents are not insured, which translates to 139,000 to 214,000 Rhode Islanders. We wondered if our ranking was really that poor, and why the range was so large. When we contacted Ghazal, she said she got the information from a story in the Providence Business News. The article gives no specific numbers for Rhode Island or most other states. It was based on a map developed by the CDC that breaks the states into three categories: those having the highest proportion of people with health insurance, those having the lowest and those in between. Rhode Island -- like New York, New Jersey, Ohio, Virginia and most of the states in the Midwest -- is in the in-between category. Ghazal said our rate of uninsured adults was 13.9 percent to 21.4 percent because, as it turns out, that's how the CDC defined the in-between group. We asked if she had specific numbers. She said she didn't. So we went searching. When we contacted CDC, they directed us to state-by-state numbers, as collected by Behavioral Risk Factor Surveillance System, a telephone survey that counts how many people are without health insurance at the time of the call. According to the BRFSS statistics, which served as the basis for the map cited by Ghazal, the 2009 telephone survey of 4,318 Rhode Islands found that the percentage of uninsured adults in Rhode Island was 14.2 percent, below the national average of 16.9 percent. Thirty-two states had a lower rate of health insurance coverage than Rhode Island. The worst rate was in Texas, where 29.1 percent of the population was not covered. In 15 states, at least 20 percent of the adult population younger than 65 was without health insurance. But we found something else while digging into the numbers. The margin of error in the survey was plus or minus 1.9 percentage points. If you ignore the margin of error, it is true that Rhode Island had the highest rate of uninsured adults in New England. Maine, where 13.7 percent were uninsured, was closest to Rhode Island. But that's a difference of only 0.5 percentage points. Massachusetts, in contrast, had the lowest rate of uninsured -- 6.2 percent -- because the Bay State has mandatory health insurance. However, if you consider the margin of error in the poll, we could rank ahead of New Hampshire (where 13.1 were uninsured) and Maine. For additional context, we looked at the percentages going back to 1995 (excluding 2001 and 2002, two years when the survey results are not on the National Center for Chronic Disease Prevention & Health Promotion website). It turns out that in 2004, the level of uninsured in Rhode Island was a bit higher -- 14.4 percent; 15 years ago it was at about 13 percent. The rate did dip to 11.7 percent in the 1998 survey but, in general, the numbers have stayed consistent. By any measure, that's still a lot of people walking around without health insurance. Ultimately, if you ignore the margin of error, Ghazal is correct about our ranking compared with other New England states. But if you take that into account, its possible that her statement could be inaccurate. More importantly, she's making a selective comparison. When you compare us with the rest of the country, we're better than average. Because of those omissions." Claim: Rhode Island has the highest percentage of uninsured adults of any state in New England.

A:
Health clinic executive says Rhode Island has the highest rate of uninsured adults in New England
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