Problem: IndyMac reported that during April 2008, Moody's and Standard & Poor's downgraded the ratings on a significant number of Mortgage-backed security (MBS) bonds including $160 million of those issued by IndyMac and which the bank retained in its MBS portfolio. IndyMac concluded that these downgrades would have negatively impacted the Company's risk-based capital ratio as of June 30, 2008. Had these lowered ratings been in effect at March 31, 2008, IndyMac concluded that the bank's capital ratio would have been 9.27% total risk-based. IndyMac warned that if its regulators found its capital position to have fallen below "well capitalized" (minimum 10% risk-based capital ratio) to "adequately capitalized" (810% risk-based capital ratio) the bank might no longer be able to use brokered deposits as a source of funds.
If IndyMac's downgraded MBS bond ratings had been in effect at March 31, 2008, what would the bank's capital ratio have been?
The answer is the following: 9.27%

The period known as classical antiquity began with the rise of the city-states of Ancient Greece. Greek influence reached its zenith under the expansive empire of Alexander the Great, spreading throughout Asia.
What was the name of the different governments forming in Ancient Greece?
city-states

Input: Crimean War
Camillo di Cavour, under orders of Victor Emmanuel II of Piedmont-Sardinia, sent an expeditionary corps of 15,000 soldiers, commanded by General Alfonso La Marmora, to side with French and British forces during the war.:11112 This was an attempt at gaining the favour of the French, especially when the issue of uniting Italy would become an important matter. The deployment of Italian troops to the Crimea, and the gallantry shown by them in the Battle of the Chernaya (16 August 1855) and in the siege of Sevastopol, allowed the Kingdom of Sardinia to be among the participants at the peace conference at the end of the war, where it could address the issue of the Risorgimento to other European powers.

Where was Victor Emmanuel II from?
Output: Piedmont-Sardinia

Input: Article: In coniferous or softwood species the wood cells are mostly of one kind, tracheids, and as a result the material is much more uniform in structure than that of most hardwoods. There are no vessels ("pores") in coniferous wood such as one sees so prominently in oak and ash, for example.

Now answer this question: What type of cells makes up most wood cells in coniferous trees?

Output: tracheids

Article: The textile-making communities in Somalia are a continuation of an ancient textile industry, as is the culture of wood carving, pottery and monumental architecture that dominates Somali interiors and landscapes. The cultural diffusion of Somali commercial enterprise can be detected in its cuisine, which contains Southeast Asian influences. Due to the Somali people's passionate love for and facility with poetry, Somalia has often been referred to by scholars as a "Nation of Poets" and a "Nation of Bards" including, among others, the Canadian novelist Margaret Laurence.

Question: What is the profession of the individual who referred to Somalia as a "Nation of Bards"?
Ans: novelist

Input: Royal assent
During the rule of the succeeding Hanoverian dynasty, power was gradually exercised more by parliament and the government. The first Hanoverian monarch, George I, relied on his ministers to a greater extent than did previous monarchs. Later Hanoverian monarchs attempted to restore royal control over legislation: George III and George IV both openly opposed Catholic Emancipation and asserted that to grant assent to a Catholic emancipation bill would violate the Coronation Oath, which required the sovereign to preserve and protect the established Church of England from Papal domination and would grant rights to individuals who were in league with a foreign power which did not recognise their legitimacy. However, George IV reluctantly granted his assent upon the advice of his ministers. Thus, as the concept of ministerial responsibility has evolved, the power to withhold royal assent has fallen into disuse, both in the United Kingdom and in the other Commonwealth realms.

What rule did George III and George IV believe a Catholic emancipation bill would violate?
Output:
Coronation Oath