Problem: Write an article based on this summary: Obtain a personal loan or fund yourself. Get a loan Apply for a grant

Answer: If you have a significant nest-egg socked away, or can obtain a personal loan from a wealthy family member (perhaps in exchange for 5% 10% of the company royalties), you may be able to cover your start-up costs yourself. This is the best option for covering your start-up costs. An interest-free loan means you don't have to fill out all that pesky paperwork, and can negotiate a more generous repayment plan than you'd ever get from a bank or private funding source. And if you fund the whole enterprise yourself, you won't even have to do that. On average, a new home care business will need $50,000 $75,000 to get started. . There are a number of financing options available to a new in-home caregiving business. You could consult a local bank after setting up your business account and negotiate a loan with them. To do so you'll have to present your business plan and make a convincing case as to why your business is worthy of the loan. You could also get a loan with a guarantee from a public or private organization, like the Small Business Administration (SBA). The SBA has a number of attractive loan-guarantee programs. These programs require another lender to provide the loan, which is then guaranteed by the SBA. The most logical one for a new in-home caregiving business is the 7(a) Loan Program, which is available to new businesses. For loans of less than $150,000 (an amount your in-home caregiving business is unlikely to surpass), interest is set at zero percent. You can start working on an SBA 7(a) loan application at https://www.sba.gov/loans-grants/see-what-sba-offers/sba-loan-programs/general-small-business-loans-7a/7a-loan-application-checklist. . Grants from a private organization or government agencies are probably the most attractive option for funding a new business. With a grant, you aren't spending your own money, or money you'll have to pay back later. The money awarded with a grant does not need to be repaid. However, compared with loans, grants are much more difficult to get. Most small businesses do not qualify for government grants, but you can use the federal BusinessUSA financing tool online at https://www.sba.gov/loans-and-grants to investigate your options. Look for local, private, and state grants in addition to the big federal grants. Community development corporations are a great option for funding. Always apply early, follow all the directions in the application, and ask lots of questions of the grantor.

Problem: Write an article based on this summary: Spot clean using soapy water. Clean the coat by hand. Take your coat to a dry cleaner.

Answer: If your raincoat only has a small spill or area that needs cleaning, there's probably no need to subject it to the rigors of a machine wash. Mix a bit of mild liquid dish soap into some warm water until it is sudsy. Dip a clean sponge into the water. Gently wipe away at the spot you're interested in cleaning. Avoid using soaps containing perfumes, enzymes, or surfactants. Fill your tub or large sink with a shallow layer of hot water. Mix in mild soap flakes until the water is sudsy. Dunk the raincoat in the water. Take it out and place it on a clean, flat surface. Gently scrub the whole coat using a soft sponge or scrubbing brush. Start by scrubbing the outside of the coat, then move on to the inside. Dip your sponge or brush back into the soapy water regularly to prevent it from drying out. Drain the water after you're done cleaning the raincoat. Place the raincoat in the sink or tub and rinse it off with cool water from the faucet or showerhead. If the instructions provided by the care label seem onerous, or if you suspect that you are unequal to the task of cleaning it, you could choose to take the raincoat to a dry cleaners. If your raincoat has challenging care instructions, your dry cleaner may ask you to sign a waiver conceding that you will not hold them responsible for any damage that might occur in cleaning it. If your raincoat contains polyurethane, do not take it to the dry cleaner. Polyurethane might be listed on the manufacturer's label as "PU" or "PVC." Coats containing this material will crack and flake off when subjected to dry cleaning.

Problem: Write an article based on this summary: Attach the lens to the camera. Turn your camera to manual mode. Change the shutter speed to 1/50 or faster. Adjust your aperture settings.

Answer:
Remove the old lens from your camera, either by pressing a lens release button or twisting the lens off. On 1 end of the 50 mm lens, you should see 2 marks. Align these with the corresponding marks on the camera and press the lens down. Turn the lens clockwise until you hear a click. Lenses may vary based on the manufacturer. For more instructions on how to attach a lens to your specific camera, read the manual that came with your camera. In most cameras, you will do this by turning the dial to "M" or by pressing the "Mode" button. Manual mode allows you to choose your own shutter and aperture settings. Once you are in manual mode, the screen of your camera should allow you to select both shutter and aperture settings. Refer to your camera's manual for more instructions. Shutter speed is the length of time that the shutter is open. It is measured in fractions of seconds. The general rule for shutter speed is to divide 1 by the focal length of the lens. This is the slowest shutter speed you should use. Use a faster shutter speed, such as 1/125 or 1/250, to catch fast moving objects like cars or birds. If you want more blurred movement in your photograph, choose a slower speed, like 1/60. If you're in a dark or low-light area, choose a shutter speed of 1/250 or faster. Aperture affects the exposure (or brightness) and the focus of your photograph. A larger aperture will have more background blur and a brighter exposure. A smaller aperture will have less blur and a darker exposure. Apertures are measured as "f stops." The smaller the number, the larger the aperture is. For objects that are far away in normal light conditions (such as landscapes, architectural photos, or group pictures), select an aperture of f4 or f5.6. If you're working in low-light conditions or close up (such as portraits or still life), use a f1.4, f1.8, or f2.8 setting.