question: The person filing for chapter seven credit card bankruptcy is allowed under law to state which items are to be exempt , but all items being claimed must be on the state 's approved list . The debtor 's state of residence has already declared those items that are under bankruptcy exemption . The second type of credit card bankruptcy or any consumer bankruptcy for that matter is chapter thirteen . This is a legal motion to have the bill collectors stop calling , but it also represents a desire on behalf of the cardholder to payback all monies owed , but only over an extended period of time .

OPTIONS:
- None of the above choices .
- The narrator is broke .
- The narrator is buying a car .
- The narrator is buying a house .
Q: Why is the narrator feeling financially restricted at the moment ?

answer: The narrator is broke .

question: For most of the way after Parkdale , CO we followed the Arkansas River . We stopped a couple of times to take pictures . About an hour before we reached Gunnison it started raining . And continued to rain for hours .

OPTIONS:
- They are out to explore for the day .
- None of the above choices .
- They 're on a road trip .
- They 're on a scavenger hunt .
Q: What may be the reason for being on the road so much ?

answer: They 're on a road trip .

question: LISTEN NOW ! Hooray for Hollywood ! Rachael and Justin discuss the 80th annual Academy Awards . We tell you our feelings on the winners and losers and discuss at length , the AFI 100 greatest films .

OPTIONS:
- None of the above choices .
- They love make up .
- They love Hollywood .
- They love literature .
Q: What interest may the narrator have ?

answer:
They love Hollywood .