These are everything that lies against your skin and is generally not visible in your final outfit. At bare minimum, this typically includes underwear and a bra if you wear one. The inner layer may also include undershirts, tank tops, camisoles, and long underwear. As long as they've been washed, it doesn't matter what shape your inner layers are in. If you layer right and cover them completely, nobody should be able to see them. Unlike the rest of your outfit, it is ok if these items have stains or holes. On the other hand, if you're planning a sheer or risque outfit where you do want to show some of what would normally be your inner layers, make sure that they are pristine and match the rest of your outfit. Your outer layers will be things like jackets, coats, sweaters, scarves, or gloves depending on the weather. The practical side of layering is meant to keep you comfortable in the face of variable temperatures. Ideally, a well-layered outfit is one that you can modify in public without embarrassment. Since your outer layers are the ones you'll be switching most often, wear items that are loose and easy to slide into and take off effortlessly. This is especially important in cool weather where you're likely to spend a lot of time bundled up in an extra thick outer layer and without it completely. If your outfit doesn't look quite right with your coat or the coat clashes completely, consider reevaluating your layer choice. Coordinating wardrobe colors properly can be a tricky process that takes some practice to get right. However, there are a few quick rules to keep in mind. Don't mix neutrals that are similar in brightness. The basic neutrals when it comes to fashion are black, browns, grays, and navy blue. While an outfit with navy and light tan or black and light gray can work, navy and black or chocolate brown and gunmetal gray are much more difficult to pull off. Balance the colors in an outfit. When you're first learning to coordinate colors, it's best to stick with only two to three per outfit. However, as you begin to put together more complicated layered looks, feel free to use as many as you can pull off. A good rule of thumb for multicolored outfits is to match a color in one garment with the same shade somewhere else on your outfit. For example, a bright multicolored floral print dress is simple to pull off with a jacket matching one color, shoes that match another, a belt that matches yet another, and/or leggings that match yet another still. You can wear multiple big patterns in one outfit, but it's best to spread them out. For example, if you're wearing a houndstooth jacket, your sweater directly underneath should ideally be a solid color. However, your tie or your shirt underneath the sweater (not both) could be a different pattern. Very small, subtle patterns without much contrast (such as most herringbone) are largely exempt from this rule. Starting from either your outermost or innermost visible layer, match each garment. Lay them out on a flat surface to figure out what they look like together in your chosen arrangement. Then, check them both against the next possible item. Keep going until you have a complete outfit.
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One-sentence summary -- Choose the right inner layers. Wear outer layers that can be easily added or removed. Make sure your outfit works both as a whole and minus an outer layer or two. Use the right amount and combination of colors. Avoid multiple bold patterns that overlap. Match each piece one at a time.

It is always a good idea to request a receipt and put it in your wallet until you have the chance to record the transaction in your checkbook. Always count your cash to make sure you received the correct amount. If it is incorrect you will have to go into the bank during regular business hours to correct the problem. This is a good opportunity to check balances, make transfers between checking and savings accounts or to make a deposit if your ATM offers these features. Touch or press Yes or No when the screen asks if you want to make another transaction. Remember to record the amount you withdrew into your checkbook or however you keep track of your checking account balances. You can then toss out the receipt unless you need it for tax purposes.
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One-sentence summary --
Press or touch Yes or No for a receipt or no receipt. Take your cash and receipt. Decide whether you would like to make another transaction. Take your card and walk or drive away with your cash.