You can say the prayer any time of day and anywhere you want. However, many people prefer to pray in a special, quiet place, such as their bedroom or in a church. You may stand, sit, or kneel depending on what feels most comfortable to you. Some people also light candles while they pray to help them focus. If you have a prayer candle, try lighting it before you get started. The prayer varies depending on who produced the card, but it goes something like this: "Oh Glorious Saint Therese, whom Almighty God raised up to aid and inspire us, I implore your Miraculous Intercession. You are so powerful in obtaining every need of body and spirit from the Heart of God. Holy Mother Church proclaims you 'Prodigy of Miracles' and 'the Greatest Saint of Modern Times.'" Another option you might try is: "St. Therese, the Little Flower, please pick me a rose from the heavenly garden and send it to me with a message of love. Ask God to grant me the favor I thee implore and tell Him I will love Him each day more and more." Say, "I pray that you will answer my petition if it is God's will," and then say what you're asking for. Be very specific about your needs and express them honestly to Saint Therese. For example, if you have a loved one who is experiencing health problems, say their name and what they're going through. Then, ask Saint Therese intercede on behalf of them to God and to help them heal. It's important to close with something about your intentions. Say that you intend to live as Saint Therese did and demonstrate your love for God through your words and actions. Try saying something like, "Little Flower, please grant me your childlike faith. I wish to see God working in my daily life, and love God more every day. Saint Therese, I will fulfill your plea and continue to lead others to Jesus through you. Amen." Novenas are meant to be said every day for a set period of time. Traditionally, Saint Therese's novena is said every day for 9 days. Make sure that you remember to say the prayer every day. Set a reminder for yourself on your phone or leave yourself a note somewhere you will see it, such as on your bathroom mirror. If possible, recite the prayer daily between the 9th and 17th of the month. These are dates when people traditionally say Saint Therese's novena, so if you say it during this time, you'll be joining with many other people in prayer. Each day after you finish your prayer to Saint Therese, say the "Glory Be to the Father" prayer 24 times1 time for each of the years Saint Therese spent on Earth. The "Glory Be" prayer is as follows: "Glory be to the Father, and to the Son, and to the Holy Ghost. As it was in the beginning, is now, and ever shall be, world without end. Amen."
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One-sentence summary -- Get into a comfortable position and quiet yourself for prayer. Recite the first half of the prayer on the Saint Therese prayer card. Make your request to Saint Therese. Close by placing emphasis on your good intentions. Repeat the prayer daily over the course of 9 days. Follow the prayer with 24 "Glory Be to the Father" prayers.

Adding and closing lines of credit can slightly lower your credit score. If you have good credit and a long credit history, your score will likely dip by less than 5 points and bounce back within a couple of months. If you're building your credit, your score might take a more substantial hit, but a temporarily lower score could fit into a long-term financial plan. For example, when you open a new line of credit, the creditor does a credit check (known as a hard pull), which results in a short-term dip. However, a new line of credit can improve your limit-to-balance ratio (your total available credit compared to your debt balance), which plays a major role in determining your credit score. Additionally, if you're paying off credit card debt, transferring your balance to a card with a lower interest rate can help you save money. While dips in score due to switching cards are usually small and temporary, a decrease as small as 5 to 10 points could affect the interest rate of a mortgage or auto loan. For a major purchase like a house or car, even a slightly higher interest rate could cost you hundreds or thousands of dollars over the life of the loan. Your credit utilization ratio, or limit-to-balance ratio, compares your total available credit with your balance owed. A ratio less than 10 percent is ideal, but your balance should never be more than 20 to 30 percent of your total available credit. The ratio accounts for almost a third of your credit score, so figure out how closing an account would affect it before making any moves. For example, suppose you have 3 cards. The first has a limit of $2,000 with a $500 balance, the second has a limit of $5,000 with a $2,000 balance, and the third has a limit of $9,000 with no balance. Your ratio is 15.6 percent (the $2500 balance is 15.6 percent of your $16,000 total credit limit), which is good. However, canceling the card with a $9,000 limit would lower your available credit to $7,000. Your ratio would be 35.7 percent, which is bad, and your credit score would take a big hit. The length of your credit history also plays a major role in determining your overall score. If you have one card that's several years older than your others, keep it active unless it's costing you too much money. If its APR and annual fees are too high, ask the issuer for better rates before canceling it. Closed accounts in good standing have the same weight as open accounts for 7 to 10 years after the date they were closed. Suppose you had a single card for 10 years. If you close it, it'll remain on your report for another 7 to 10 years. However, when it's eventually removed from your report, your credit history will suddenly look a decade shorter.
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One-sentence summary -- Plan for a temporary dip in your credit score. Avoid switching credit cards within 12 months of buying a house or car. Check your credit utilization ratio before closing an account. Avoid closing an account that's older than your other cards.

Go through the steps of sweeping and vacuuming the floors. You should start a deep cleaning much like you would start your general cleaning. You can also mop the floors with water, but you'll be mopping the floor with a cleaner. You will benefit the floors with two mop jobs, but this is up to you. There are many different cleaning solutions for your parquet floors. Some products will clean the floors and place an extra sealant. This type of product is specific to wood surfaces. It cleans, polishes, and coats the flooring. Look for commercial products that enhance the flooring with nutrients and additives that make the floor look fresh. Wooden cleaners will work for parquet floors since they're made of scraps of wood. It is important to coat the floor with a sealant to increase the longevity and durability of the floors. Avoid wax products or other cleaners that promise a shine. These products create problems when it's time to apply another coating. You don't have to buy a commercial product if you'd rather create your own solution. Most home remedies that are safe for parquet floors include a simple mixture of mild dishwashing detergent. Mix a bucket of warm water with cup of mild dishwashing soap. Avoid using vinegar, ammonia, high pH cleaners, and any oil based soaps. The key to mopping the floors, regardless of a cleaner, is to use a minimal amount of water. Follow the instructions if you purchased a commercial cleaner, and make sure you dilute the cleaner with the proper amount of water. Soak the mop with the cleaner water, and then spend a good bit of time draining the mop. Water is an enemy to the health of wood floors. Use as little as you can!
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One-sentence summary --
Start by doing a general clean. Find special parquet flooring products. Create a cleaning solution. Mop the floors with a cleaner.