Question: One day in my class, Maria shared her feelings about money, "Money worries me. I think I want to live without money because I hate it. I HATE MONEY." We were all touched by Maria's words as they reminded us of the spiritual burdens that money managing can bring to us. After class I offered to help Maria deal with her financial problems. She hesitated to accept my offer, and I could see from the expression on her face that she was afraid of what it might involve. I quickly promised her that I wouldn't make her do more than she was able to. I told her frankly that I didn't enjoy managing my money any more than she did hers and wouldn't burden her with guilt, judgments, or impossible tasks. All I would ask her to do was to let me help her look at her fears and try to make some sense of them.

Maria still resisted my offer, and I can remember the excuses she gave me as they were the repeated complaints I had heard from so many people. "I'11 never understand money," she said. "My facts are meaningless." "I don't deserve to have money." "I never have enough," "I have too little to manage." "My financial position isn't worth looking at." and the most _ one of all, "I just can't do it."

Going home that day, I couldn't get Maria out of my mind: Her attitude conveyed the same negativity and fear that I believed annoyed many people. I was sure it was this attitude that prevented people from managing their money effectively. My counseling has taught me that these anxieties are inseparably connected to our self-doubts and fear for survival. Many of us are terrified of handling our money because we don't believe we can do it well, and to do it wrong would put our very existence at risk.

On a deeper level we know that money is not the source of life, but sense of worth drives us to act as if it were. It locks us up in self-doubts and prevents us from tapping into the true source of our management power, our spirit. 1. What does Maria hate? Provide a numbered list of answers.
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A numbered of answers: 1. money

Question: Coordinated Universal Time abbreviated to UTC, is the primary time standard by which the world regulates clocks and time. It is within about 1 second of mean solar time at 0 longitude; it does not observe daylight saving time. For most purposes, UTC is considered interchangeable with Greenwich Mean Time (GMT), but GMT is no longer precisely defined by the scientific community.

The first Coordinated Universal Time was informally adopted on 1 January 1960, but the official abbreviation of UTC and the official English name of Coordinated Universal Time (along with the French equivalent), was not adopted until 1967.

The system was adjusted several times, including a brief period where time coordination radio signals broadcast both UTC and "Stepped Atomic Time (SAT)" until a new UTC was adopted in 1970 and implemented in 1972. This change also adopted leap seconds to simplify future adjustments. This CCIR Recommendation 460 "stated that (a) carrier frequencies and time intervals should be maintained constant and should correspond to the definition of the SI second; (b) step adjustments, when necessary, should be exactly 1 s to maintain approximate agreement with Universal Time (UT); and (c) standard signals should contain information on the difference between UTC and UT." 1. When was UTC adopted?
2. When was the official abbreviation adopted?
3. What does it stand for?
4. What is it?
5. Who uses it?
6. How close to is it to mean solar time?
7. IS it interchangeable with anything?
8. What?
9. Is GMT still defined?
10. Does UTC recognize daylight savings time?
11. Have their ever been any adjustments?
12. What was it once coordinated with?
13. Until what happened?
14. When?
15. When was its implementation?
16. What did it also adopt?
17. For what reason?
18. It is stated that carrier frequencies should be what?
19. What should be exactly 1 s?
20. Why? Provide a numbered list of answers.
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A numbered of answers: 1. 1 January 1960
2. 1967
3. Coordinated Universal Time
4. the primary time standard
5. the world
6. 1 second
7. yes
8. Greenwich Mean Time
9. no
10. no
11. yes
12. both UTC and "Stepped Atomic Time
13. a new UTC was adopted
14. 1970
15. 1972
16. leap seconds
17. simplify future adjustments.
18. maintained constant and should correspond to the definition of the SI second
19. step adjustments,
20. to maintain approximate agreement with Universal Time

Question: Jill was a normal student. However, she was barely passing her classes this year. Her finals were coming up in a few weeks and Jill was very nervous about her Math test. She was never very good at Math. Her brother always teased her because he was great at Math, History, and Science, but she preferred Art. To raise her grades, Jill spent the week before finals studying every day in the school library. On the last day before the test, Jill walked in and was ready to work hard like she had every day that week. Except this time she looked over and saw her best friend, Michelle, walking up to her. Michelle greeted Jill and told her that she wants to help her study for the Math test. The two girls spend the rest of the afternoon looking over their class notes. By the end of the day, Jill finally felt ready. She left and walked back to her house. That night Jill made sure to get lots of sleep. She awoke early and had a filling breakfast before making her way to school. Her teacher, Mr. Matthews, handed out the Math tests and she began to work. She felt like she did a really good job, but she was scared, too. Jill had to wait until tomorrow to see how she did. The next day she hurried back to class. Jill walked in and grabbed her test from the stack of papers. She let out a yell. Jill had failed. She turned to her friend Michelle and started to cry. She was so upset. 1. What subject was the big test on?
2. Was this Jill's favorite?
3. What was?
4. Who was great at math?
5. Was Jill rested on the day of the test?
6. Was she hungry during it?
7. Who supervised the test?
8. What was their name?
9. Did Jill prepare for the test?
10. Where did she do that?
11. Who helped her?
12. Was she pleased with her grade?
13. Did she display her feelings about it?
14. What was her first reaction?
15. What reaction did she have when she first learned of her grade?
16. Then how did she react?
17. Whom did she turn to? Provide a numbered list of answers.
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A numbered of answers:
1. math
2. no
3. art
4. Her brother
5. yes
6. no
7. Her teacher
8. Mr. Matthews
9. yes
10. in the school library
11. her best friend, Michelle,
12. no
13. yes
14. yes
15. She let out a yell
16. she cried
17. She turned to her friend Michelle