Summarize the following:
Don't assume you will always get your way. If you want to stay home from school, whatever the reason may be, ask your parents if it's okay. Find a time when your parents are in a good mood. If you ask them at a bad time, they may not be as open to the idea. If they are ready to leave and you're still asking to stay home, they're likely to say no. Be prepared for them to say no. Unless you have a good reason to stay home, your parents may not want you to skip. If your parents won't let you stay in, don't throw a fit. It won't help your case. It will only prove to them that you are not mature enough to stay home by yourself. If you feel yourself getting angry, take a deep breath. If you have time, you could try asking them again later in the day. Don't call your parents names, or be mean to them. They may have great reasons for wanting you to go to school. If you start yelling at them, you'll just get yourself in trouble. Try working out a compromise with your parents. They might be a little more open to the idea of letting you stay home if you offer to clean the house. If you're able to do laundry, try offering to wash some clothes. If they let you stay home on the condition that you do some chores, make sure you do them. Don't give your parents any reason not to trust you. It'll be harder to work with them in the future. Making good on your compromise may earn you some stock with your parents. If they see that you're responsible, you might have an easier time working things out with them later on. Maybe you aren't sick, but you have some other reason for not wanting to go to school. If you're being bullied, or you're uncomfortable at your school, talk to your parents. Your parents might make you go to school anyway, but they may be able to help you with your problem.

summary: Ask for permission. Stay calm. Offer to do some chores. Be honest.

Summarize the following:
The party agreeing to purchase the commodity assumes the long position. The party agreeing to sell the commodity is assuming the short position. The buyer, who is in the long position, is the person who stands to benefit if the price of the commodity rises higher than expected. The seller, who is in the short position, stands to lose if the price of the commodity rises. The spot value and the forward value are both quotes for the rate at which the commodity will be bought or sold. The difference between the two has to do with the timing of the settlement and delivery of the commodity. Both parties in a forward contract need to know both values in order to accurately account for the forward contract. The spot rate is the current market value for the asset in question. It is the value of the commodity if it were sold today. For example, a farmer selling grain for the spot value agrees to sell it immediately for the current price. The forward rate is the agreed-upon future price in the contract. For example, suppose the farmer in the above example wants to enter into a forward contract in an effort to hedge against falling grain prices. He can agree to sell his grain to another party in six months at agreed-upon forward rate. When the time comes to sell, the grain will be sold for the agreed-upon forward rate, despite fluctuations that occur in the spot rate during the intervening six months. The spot rate can be used to determine the forward rate. This is because a commodity's future value is based in part on its current value. The other factor that is used to determine the forward value is the risk-free rate. The risk-free rate is the rate at which the commodity is expected to change in value with zero risk. It is usually based on the current interest rate of a three-month U.S. Treasury bill, which is considered the safest investment you can make.

summary: Know the difference between the long position and the short position. Know the difference between the spot value and the forward value. Understand the relationship between the spot value and the forward value.

Summarize the following:
Look for all the possible exits in every classroom you have classes in. See how close they are to you and whether there are any obstacles, like desks or chairs, that might slow you down if you have to get to the door quickly. This seems easy, since you walk through your classroom doors almost every day, but reviewing their location will help it become second nature and make it easier to remember in an emergency. If you can evacuate safely, this is often considered the best option for getting away from a school shooting. However, each scenario is different. If you know you can't run away safely, stay in place and hide. Estimate how far off the ground the windows are to see if you could jump out of them safely in case of an emergency. Watch how your teacher opens and closes the windows, and volunteer to help them to see how it's done. You could even stay behind a few minutes after class to practice opening and closing the windows quickly. Ask your teacher first, explaining to them that you want to be as prepared as possible in case of an emergency. Escaping through the windows especially good option if your classroom has windows that face the outside and you know, as well as you can, that the shooter is inside. When you get a free moment in class, challenge yourself to think of the quickest route off campus from your current location. Figure this out for each of your classes so you can be prepared just in case you need to make a quick getaway. Do the same thing for anywhere else that you spend a lot of time on campus, such as the cafeteria, gym, or sports fields. Challenge yourself to take different routes to class and to explore areas of campus that you're not as familiar with. Find the fastest way out from every area on campus, as well as alternate routes in case some ways are blocked off or inaccessible. Look around campus after school or during lunch when you're allowed to be out and about. In the unlikely event of a shooting threat, your in-depth knowledge of your school can help you make a quick getaway. Once you've set up your own mental evacuation routes, go over them in your head every few days to keep them fresh. Your goal is to turn these routes into an instinct, so that you know how to evacuate in case it ever becomes necessary. Your school probably has its own evacuation routes in place for the unlikely event of a shooting. If you haven't already learned these routes through drills, you can ask a teacher or administrator what they are. Remember that in a school shooting situation, you likely won't be on your own. You can follow the lead of teachers and other adults who are trained to take care of you in these situations. If you somehow do find yourself separated from the group, your own evacuation preparation is your backup. You can use what you know to make a safe escape.
summary: Notice the nearest door in every room you're in. See where the windows are and practice opening them. Retrace your steps mentally to the nearest school exit. Find shortcuts and alternate routes around your school. Review these routes with yourself every once in a while. Take the school's evacuation procedures into account.