Q: by this time, however, he was in dorpat having been appointed to the chair of geography, ethnology and statistics in 1874.
A: By this time, however, he was in Dorpat having been appointed to the chair of geography, ethnology and statistics in 1874.

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A: Just finished the December newsletter. I can't tell how much I apprecitae all

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Q: loss re-evaluation: an insurance company makes money by paying customers less than they expect due to changing economic levels and according to the level of usage exercised on the object of loss.
A:
Loss re-evaluation: An insurance company makes money by paying customers less than they expect due to changing economic levels and according to the level of usage exercised on the object of loss.