INPUT ARTICLE: Article: Center the violet in the middle of the pot. The root ball should sit in a hole on top of the soil you packed earlier. Push aside the surrounding soil to fit the root ball into the hole. Gently push some dirt over the root ball to cover it. Avoid pressing down on the soil. Add more soil as needed to cover the roots and keep the violet upright. Remember to leave space between the soil and the pot's rim. Set the pot on top of a saucer. Keep the water around room temperature. Pour water directly onto the soil, stopping when you see water trickling out of the pot. Moisten the soil without making it soggy. Give the water time to spread out through the soil and pass through to the saucer. After about 30 minutes, the violet should be well set in its new home. Remove the saucer to dump out the excess water.

SUMMARY: Lower the root ball into the new pot. Add more soil as needed to cover the root ball. Moisten the soil with lukewarm water. Remove the excess water after 30 minutes.

INPUT ARTICLE: Article: If you're already logged into Instagram, doing so will open your Instagram Home page. If you aren't logged into Instagram, type in your username (or phone number) and password and tap Login. It's in the bottom-center of the screen. You should see this option in the bottom-left corner of the screen. It's the rightmost grey circle on the middle-right side of the screen with two overlapping cubes in it. If you don't see this option, you may need to update your app. You can select up to ten photos. It's in the top-right corner of the screen. If you don't choose a filter, your photos will not be altered. Filters are arranged at the bottom of the screen. Selecting one filter will apply it to all of your photos in this group. It's in the top-right corner of the screen. This option is in the top-right corner of the screen. Doing so will share all of your photos to Instagram at once. You'll be able to view them by swiping left or right over the displayed photo to scroll through the group.

SUMMARY: Open Instagram. Tap +. Tap Library. Tap the "Select Multiple" icon. Tap each photo you wish to upload. Tap Next. Tap a filter if you wish to add one. Tap Next. Tap Share.

INPUT ARTICLE: Article: Whether you washed it by hand or a machine, use a towel to blot out the excess moisture immediately afterward. Absorb as much water as you can. Reduce its water-weight to help preserve its shape as it air-dries. Be gentle as you do, though. Avoid crushing, denting, or otherwise marring the hat's shape. Ideally, use a mannequin head that's roughly the same size as your own. Otherwise, use a similarly sized round object (like a ball or rolled-up towel) to fit your hat onto. Set this on top of a dry towel to absorb any excess water that drips. Wool hats lose their shape very easily. For best results, wear it as it dries if possible. Never use a machine dryer. Expect the heat to shrink or otherwise warp the hat's shape. Let it dry on its own instead. Place fans around it to dry it faster if desired. A hair-dryer set to a low setting and held from a safe distance (a foot or more) is safe to use to make drying even quicker. Depending on the internal components, losing shape may not be as much of an issue for certain styles of hats. However, you still want to set it on something like a coffee can to keep the brim from resting on the wet towel.

SUMMARY: Pat it dry after washing. Fit it onto a head-shaped form. Allow the hat to air-dry.

INPUT ARTICLE: Article: " When applying for a mortgage, some lenders may offer to pre-qualify or pre-approve you for a mortgage. It's important that you understand the distinction between the two and what they mean for your chances of purchasing a home. Pre-qualification can help you understand how much you can afford and can serve as an aid when choosing which houses to consider. Ultimately, however, pre-qualification adds little else to the process. Being pre-approved, on the other hand, can demonstrate to all concerned that you are serious about purchasing a home and add weight to your offer. Being pre-qualified means a lender discussed your financial situation, credit and income and determined that you are qualified for a mortgage level indicated in the letter of qualification. Being pre-approved means the lender actually examined your credit and confirmed your financial information. A pre-approval is the more significant of the two steps, because it is supported by documented evidence. Being pre-qualified is no guarantee that you will be approved for a mortgage. Being pre-approved is also not a guarantee but is generally seen as indicating a high likelihood that the applicant will be approved. There are a number of possible fees associated with mortgage lending, so it's important that you discuss them with a lender before applying for a mortgage. Be sure you have a thorough understanding of the fees and additional expenses you will be expected to cover as a part of the mortgage process with each lender. Ask for a written estimate of your costs that includes a breakdown of all associated expenses and fees. Ask questions about any fees that you don't completely understand. It is your money. Don't be shy about asking. Lenders may also charge "points" on your mortgage. A point is equal to 1 percent of the mortgage loan amount. In contrast, "discount" points might be offered, which is an opportunity to reduce the interest paid on the loan by prepaying it in the form of points. A lender might charge "origination fee points," which is a vague but profit-boosting fee added to the cost of your loan. The different costs associated with purchasing a home are divided into two categories: real and negotiable costs. "Real" costs are non-negotiable and cannot be adjusted, while you may be able to negotiate the remaining costs. Understanding the differences between the two can help you approach the discussion well equipped to limit any additional expenses attached to the home-buying process. Examples of real costs are: expenses associated with obtaining your credit reports, inspecting the house and the appraisal of the property. Negotiable costs include the commission the lender charges you for their work. Lenders usually receive a commission of between 1% and 2% of the price of the house, but a commission of up 4% is not unheard of. This cost is completely negotiable, however. It's best to discuss this commission with the lender well before the day that escrow closes. The best way to get a good mortgage rate is to present a good credit history. In addition, you will want to do some homework to find the best rate(s) available. Your interest rate determines how much interest you will pay over the life of the loan. A lower interest rate will reduce your monthly payments and the total amount you pay for the house. Compare the interest rates offered by several lenders, and consider any special programs you may be qualified for. You can track current mortgage rates online from different lenders in your area on websites like BankRate.com. To look at current rates, go to http://www.bankrate.com/funnel/mortgages/ Get your paperwork to the lender as soon as possible when you find a rate you like. Rates can change overnight. Check with your bank or credit union about any incentives or special mortgage programs they offer existing customers. After researching your lending options and making sure all of your questions are answered, compare the lenders you haven't eliminated, and choose the one that seems right for you. You should feel comfortable working with the lender you choose, and you should be confident that they can help you navigate the mortgage process. Remember that mortgages can last for decades, so it's important to choose a lender you can work with. The lender you choose should be willing to provide you with advice on how to improve your credit and get approved through the application process.

SUMMARY:
Learn the difference between "pre-qualified" and "pre-approved. Identify additional fees and prepayment penalties. Negotiate where you can. Analyze lenders' posted offerings. Select a lender.