Given the task definition and input, reply with output. In this task you will be given a passage and a yes/no question based on the passage. You should answer the question using the information from the passage.

passage: Cash values are an integral part of a whole life policy, and reflect the reserves necessary to assure payment of the guaranteed death benefit. Thus, ''cash surrender'' (and ''loan'') values arise from the policyholder's rights to quit the contract and reclaim a share of the reserve fund attributable to his policy. (see #Example of non-forfeiture values below)
question: does whole life insurance have cash surrender value?
Yes