IN: Enron Federal Credit Union Stands Ready to Assist You Enron Federal Credit Union would like you to know that we stand ready to assist our members affected by the recent events. We are committed to those who may need special assistance during this difficult time. The State of Enron Federal Credit Union We are dedicated to providing our members with all the services they would normally expect to receive. Business will continue to be conducted as it always has. We will continue to provide loans. In the event you have an EFCU loan or credit card, we will negotiate a workable agreement for its repayment if necessary. These arrangements will be made on an individual basis. ATM withdrawals and Debit Card transactions will carry the same daily limits. EFCU will be conducting "business as usual." EFCU is a not-for-profit financial institution (a cooperative) owned and operated by you, the member. And, although we are here exclusively to provide financial services to the employees of Enron Corp. and their family members, we remain financially independent from Enron Corp. And, your accounts at the Credit Union are insured to $100,000.00 by the National Credit Union Share Insurance Fund (NCUSIF), supervised by the National Credit Union Administration (NCUA), an agency of the U.S. Government. How To Access The Credit Union You may continue to access your funds in the Credit Union at EB 399, through our electronic services, or at any of our Texas Credit Union Service Center branches:

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OUT: Enron Federal Credit Union Stands Ready to Assist You

IN: My Blackberry battery is low - you will have to contact me via cell. Dwight's cell is also 713-303-4204. In addition, I will be checking voice mail. Regards, Jean

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OUT: Blackberry is low

IN: Dear HBS Alumni: Who is going to be the next mayor of Houston? How does local government contribute to the fostering and enhancement of key factors that contribute to Houston's economic vitality and quality of life? Who's the right person to lead and direct the government for the next two years? Houston residents will be pondering these and other related issues when they vote this November for the next mayor. Join the HBS Club on October 8th as the mayoral candidates share their views on the future of Houston. Houston is facing major issues and each candidate will present his thoughts on what needs to be done to continue Houston's growth as a premier city. Following a fifteen-minute presentation by each candidate there will be a short question and answer period. SPEAKER: Mayor Lee Brown, Council Members Chris Bell and Orlando Sanchez

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OUT: HBS October 8 - Mayoral Candidate Panel Luncheon

IN: Ho, ho, ho, how about sending me your mailing address so I can send you our Christmas letter by snail mail next year (the PROPER way to do it, according to Carla). Until then, please see the attached .doc or .pdf file for our annual Christmas letter. Happy holidays, and best wishes! Alan

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OUT:
Merry Christmas from Alan & Carla