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If your vehicle is still drivable, but has damage that may cause further damage to the vehicle if it is driven, your first step should be to get this damage taken care of. For example, if your sunroof doesn't close, you'll need to get that fixed or risk water damage. However, only get this fixed after contacting your insurance provider. Call them and report that your vehicle requires immediate repair. They will tell you what to do next. Typically, they will require you to take and send in photos of the damage and get a repair shop to validate that the repairs were indeed required. Keep all receipts of any repairs you have done during this time. Insurance providers are not responsible for post-accident, preventable damage, so make sure you get any issues like this repaired. After taking care of the critical damage to your vehicle, you should get a repair shop, or several of them, to estimate the cost of repairing your vehicle. Ask the shop for a detailed, written estimate of what repairs will be done and the cost of performing each. This information will be critical later on in making sure you get enough from your insurance provider to cover repairs. Call the relevant insurance company within 24 hours of the accident. Let the representative know that you have pictures of the accident, as well as a list of damaged personal property. An adjuster will then contact you for more information. Prevent your account of the crash objectively, without guessing or speculating as to what happened. This information will be used to figure out who is at fault for the crash (and who is financially responsible for it). If you were at fault for the accident, you will have to call your own insurer. If you were not, call the insurer of the guilty party. You may also have to make an appointment for a claims adjuster to look at your vehicle. Schedule this visit as soon as possible so that you can get your car accident damages determined quickly. Alternately, the insurance provider will have you visit an authorized repair shop to get a repairs estimate. Adjusters for both your insurance company and that of the other person involved in the crash will be working to determine fault and the damages caused. If the crash was clearly one person's fault, that person's insurance will have to pay for the damage. If you are not at fault, you will need to file a claim with the other driver's insurance provider. If your claim is disputed, you will need to hire a lawyer to protect your interests. While they may pressure you into providing a recorded statement, it is not required, and can be used against you down the road, so avoid it at all costs. If the crash was your fault, your insurer will pay for damages to your vehicle and others involved in the crash. At this point, the adjuster will determine a payment for repairs to your vehicle after assessing damage and repair costs.

summary: Immediately fix damage that may worsen before your claim goes though. Get a repairs estimate. Call your insurance company as soon as possible to file a claim. Wait for the adjusters' judgment.

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Optical glass lenses are durable and scratch resistant. They also offer a clear view. Optical glass is usually more expensive than other lens materials, so look for a cheaper option if you're on a budget. Polycarbonate and plastic lenses are more shatter-resistant than optical glass lenses. They're also more lightweight than glass. Polycarbonate and plastic are more susceptible to scratches, so glass may be a better option if you don't like to keep your sunglasses in a case. Go with polarized sunglasses if you do a lot of activities that expose you to glares, like water sports, biking, and driving. Polarized lenses have a coating on them that prevents glares from shining through. UV rays from the sun can damage your eyes and cause skin cancer. Try to find lenses that block out 99-100 percent of UVA and UVB rays. Gradient lenses have a tint that fades from top to bottom. Gradient lenses are good for driving because they block out rays from the sun coming from above while still allowing you to see clearly out of the bottom half of the lenses. When you find a pair of sunglasses you like, see if they're offered with prescription lenses. You can also shop for prescription sunglasses online. If you have a strong prescription, make sure your lenses will fit in the frame you like. Also, try to find a pair of sunglasses with thick frames so your thick prescription lenses aren't as obvious. Different lens colors filter light differently and offer different ranges of visibility. Keep in mind that darker lens colors aren't better at blocking out the sun or harmful UV rays than lighter color lenses. Green lenses are the best choice for everyday wear. They filter all colors of light the same, and they offer good visibility whether it's sunny or raining. Gray lenses offer clear visibility. They're a good choice if you'll be driving and playing sports a lot with your sunglasses on. Yellow and orange lenses are a good choice if you'll be skiing and hunting a lot in your sunglasses. Purple and red lenses filter out blues and greens. Go with purple or red lenses if you'll be biking or racing a lot while wearing your sunglasses. Blue lenses filter out white light, making them ideal for activities like fishing and golfing.

summary: Buy sunglasses with glass lenses if you want something durable. Choose polycarbonate or plastic lenses if you drop your sunglasses a lot. Get polarized lenses if you want to block out reflective glares. Look for lenses with UV protection if you'll be in the sun a lot. Buy sunglasses with gradient lenses if you'll be driving in them a lot. Get prescription lenses if you normally wear eyeglasses or contacts. Choose a lens color based on what you'll use your sunglasses for the most.

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Line with parchment paper or a silicone sheet. Gently heat. Stir continuously until the sugar dissolves (about 5 minutes). Bring the mixture to the boil, with the candy thermometer in the mixture as it boils, stirring occasionally. Bring to 100C/215F, then lower the heat to a gentle boil. When the mixture reaches 115C/240F, it is ready to remove from the heat. You can use a wooden spoon to do this or make it easier by using a handheld electric whisk or food processor. Beat for 10 minutes. Beat for another 15 minutes or until the mixture ceases to appear shiny. About an hour after cooling, score the square marks on the surface of the fudge. Once completely cooled and set, either cut or break the fudge into squares. The fudge is now ready to serve or give as a gift. For a gift, line a box or other container with wax paper to prevent sticking and leakage of the fat from the fudge. Store in an airtight container.
summary: Prepare the baking dish or pan. Put the sugar, evaporated milk and double (heavy) cream into the saucepan. Turn the heat up to medium. Boil for another 10 minutes on low heat. Whisk the mixture. Pour in the peanut butter. Let cool slightly. Let cool completely.