Read the following article and select the best answer. Article: Cities with high levels of homeownership--in the range of 75%, like Detroit and St. Lous -had on average considerably lower levels of economic activity and much lower wages and incomes. Far too many people in financial problems are trapped in homes they can't sell, unable to move on to new centers of opportunity. The cities and regions with the lowest levels of homeownership--in the range of 55% to 60% like Los Angeles and New York--had healthier economies and higher incomes. They also had higher levels of happiness and well-being. I was shocked to read these interesting points that Richard Florida made in his recent article. Let me try to understand. The people in Detroit and St. Louis are less happy than the people in New York, and Los Angeles. And, the reason is because of home ownership rates? First, to compare them to New York City (the economic capital of the world), Los Angeles (the entertainment capital of the world) seems unfair. Most people in almost any other city in the world might be less happy! Next, let's try a different way of determining whether renters are happier than homeowners. Why don't we ask them? Fannie Mae's National Housing Survey 2010 reported: 75% of current renters believe owning a home makes more sense. 67% plan to buy a home at some point in the future. When they asked current renters for the major reason to buy a house, these were their answers (they could pick several answers): 78% said it was a good place to raise children. 75% said because they would feel safe. 70% said because you have control your own space. If you believe renters are happier, you would also have to believe the majority enjoy living in a less safe environment, which wouldn't be a good place to raise children and would be a place where they have less control of their space. ks5u Question: Which of the following is a fact? - People in Los Angeles earn high incomes because of its low homeownership rate. - New York's low homeownership rate increases people's happiness levels. - Detroit's high level of homeownership causes its economic problems. - St. Louis has a higher level of homeownership than Los Angeles.
St. Louis has a higher level of homeownership than Los Angeles.

Read the following article and select the best answer. Article: When his wife died, one baby was two. They had six other children, three boys and three girls, ranging in age from 4 to 16. A few days after he became a _ the man's parents and his past wife's parents came to visit the family. ''We've been talking' they said,'' about how to take care of all these children and work to make a living. So, we've arranged for each child to be placed with a different uncle or aunt. We're making sure that here in the neighborhood, so you can see them at any time'' ''you have no idea how much I appreciate your thoughtfulness.' The man said .''But I want you to know,'' he smiled and continued, '' if the children affect my work or if we should need any help, we'll let you know.'' Over the next few weeks, the man worked with his children, assigning them small work and giving them responsibilities. But then another misfortune happened. The man got a disease-- arthritis. His hands swelled, and he was unable to catch the handles of his farm tools. The children did their work well, but the man could see that he would not be able to continue the work on his farm, He sold his farming equipment, moved the family to a small town, and opened a small business, The family was welcomed into the new neighborhood. The man's business flourished soon. He got pleasure from seeing people and serving them. Word of his pleasant personality and good customer service began to spread in the town. People came from far and wide to do business with him, and the children helped both at home and at work, Their father's pleasure in his work brought courage to them and the father got pleasure from their success. The children grew up and got married. Five of the seven went to college and then they were married. Each one paid his or her own way. The children's success in school was a source of pride to the father, as he had stopped at the sixth grade .Then came grandchildren .No one enjoyed grandchildren more than this man. As they became older, he invited them to his workplace and his small home .They brought... Question: Which of the following statements is TRUE? - There were six children in the family. - The father wanted to give his children to his s. - The father didn't farm any longer because of his illness - The father's business flourished because of low prices.
The father didn't farm any longer because of his illness

Read the following article and select the best answer. Article: My father's reaction to the bank building at 43rd Street and Fifth Avenue in New York city was immediate and definite: "You won't catch me putting my money in there!" he declared, "Not in that glass box!" Of course, my father is a gentleman of the old school, a member of the generation to whom a good deal of modern architecture is upsetting, but I am convinced that his negative response was not so much to the architecture as to a violation of his concept of the nature of money. In his generation money was thought of as a real commodity that could be carried, or stolen. Consequently, to attract the custom of a sensible man, a bank had to have heavy walls, barred windows, and bronze doors, to affirm the fact, however untrue, that money would be safe inside. If a building's design made it appear impenetrable , the institution was necessarily reliable, and the meaning of the heavy wall as an architecture symbol reflected people's prevailing attitude toward money. But the attitude toward money has, of course, changed. Excepting pocket money, cash of any kind is now rarely used; money as a has largely been replaced by credit. A deficit economy, accompanied by huge expansion, has led us to think of money as product of the creative imagination. The banker no longer offers us a safe: he offers us a service in which the most valuable element is the creativity for the invention of large numbers. It is in no way surprising, in view of this change in attitude, that we are witnessing the disappearance of the heavy-walled bank. Just as the older bank emphasized its strength, this bank by its architecture boasts of imaginative powers. From this point of view it is hard to say where architecture ends and human assertion begins. Question: 38. The words "tangible commodity" (Line 2, Para. 4) refer to something _ . - that can be replaceable - that is usable - that can be touched - that can be reproduced
that can be touched