Add punctuation: 2712Because the haven was not suitable to winter in the majority advised going to sea from there if by any means they could reach Phoenix and winter there which is a port of Crete looking northeast and southeast
A: 27:12Because the haven was not suitable to winter in, the majority advised going to sea from there, if by any means they could reach Phoenix, and winter there, which is a port of Crete, looking northeast and southeast.

Add punctuation: Our International Banking and Finance Group has wide ranging expertise in both domestic and international work acting for commercial banks international development banks investment banks funds multilateral banks and other financial institutions from around the World
A: Our International Banking and Finance Group has wide ranging expertise in both domestic and international work, acting for commercial banks, international development banks, investment banks, funds, multilateral banks and other financial institutions from around the World.

Add punctuation: In contrast over 82 of the population of Quebec speaks French natively and almost 96 speak it as either their first or second language
A:
In contrast, over 82% of the population of Quebec speaks French natively, and almost 96% speak it as either their first or second language.