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How to buy a used car with cash
Determine how much you can afford.
There is no fixed calculation you can use to determine how much cash you should spend on your used car. Your used car, purchased with cash, should not cause a disruption in your finances or leave you without money to pay for food, rent, and other necessities.
Use your best judgment when deciding how much you can pay for a used car. Develop a shortlist of cars you're interested in.