Part 1. Definition
In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.
Part 2. Example
SECTION 1. LIABILITY OF BUSINESS ENTITIES PROVIDING USE OF FACILITIES
TO NONPROFIT ORGANIZATIONS.

(a) Definitions.--In this section:
(1) Business entity.--The term ''business entity'' means a
firm, corporation, association, partnership, consortium, joint
venture, or other form of enterprise.
(2) Facility.--The term ''facility'' means any real
property, including any building, improvement, or appurtenance.
(3) Gross negligence.--The term ''gross negligence'' means
voluntary and conscious conduct by a person with knowledge (at
the time of the conduct) that the conduct is likely to be
harmful to the health or well-being of another person.
(4) Intentional misconduct.--The term ''intentional
misconduct'' means conduct by a person with knowledge (at the
time of the conduct) that the conduct is harmful to the health
or well-being of another person.
(5) Nonprofit organization.--The term ''nonprofit
organization'' means--
(A) any organization described in section 501(c)(3)
of the Internal Revenue Code of 1986 and exempt from
tax under section 501(a) of such Code; or
(B) any not-for-profit organization organized and
conducted for public benefit and operated primarily for
charitable, civic, educational, religious, welfare, or
health purposes.
(6) State.--The term ''State'' means each of the several
States, the District of Columbia, the Commonwealth of Puerto
Rico, the Virgin Islands, Guam, American Samoa, the Northern
Mariana Islands, any other territory or possession of the
United States, or any political subdivision of any such State,
territory, or possession.
(b) Limitation on Liability.--
(1) In general.--Subject to subsection (c), a business
entity shall not be subject to civil liability relating to any
injury or death occurring at a facility of the business entity
in connection with a use of such facility by a nonprofit
organization if--
(A) the use occurs outside of the scope of business
of the business entity;
(B) such injury or death occurs during a period
that such facility is used by the nonprofit
organization; and
(C) the business entity authorized the use of such
facility by the nonprofit organization.
(2) Application.--This subsection shall apply--
(A) with respect to civil liability under Federal
and State law; and
(B) regardless of whether a nonprofit organization
pays for the use of a facility.
(c) Exception for Liability.--Subsection (b) shall not apply to an
injury or death that results from an act or omission of a business
entity that constitutes gross negligence or intentional misconduct,
including any misconduct that--
(1) constitutes a crime of violence (as that term is
defined in section 16 of title 18, United States Code) or act
of international terrorism (as that term is defined in section
2331 of title 18) for which the defendant has been convicted in
any court;
(2) constitutes a hate crime (as that term is used in the
Hate Crime Statistics Act (28 U.S.C. 534 note));
(3) involves a sexual offense, as defined by applicable
State law, for which the defendant has been convicted in any
court; or
(4) involves misconduct for which the defendant has been
found to have violated a Federal or State civil rights law.
(d) Superseding Provision.--
(1) In general.--Subject to paragraph (2) and subsection
(e), this Act preempts the laws of any State to the extent that
such laws are inconsistent with this Act, except that this Act
shall not preempt any State law that provides additional
protection from liability for a business entity for an injury
or death with respect to which conditions under subparagraphs
(A) through (C) of subsection (b)(1) apply.
(2) Limitation.--Nothing in this Act shall be construed to
supersede any Federal or State health or safety law.
(e) Election of State Regarding Nonapplicability.--This Act shall
not apply to any civil action in a State court against a business
entity in which all parties are citizens of the State if such State
enacts a statute--
(1) citing the authority of this subsection;
(2) declaring the election of such State that this Act
shall not apply to such civil action in the State; and
(3) containing no other provision.
Answer: Shields a business entity from civil liability relating to any injury or death occurring at a facility of that entity in connection with a use of such facility by a nonprofit organization if: (1) the use occurs outside the scope of business of the business entity; (2) such injury or death occurs during a period that such facility is used by such organization; and (3) the business entity authorized the use of such facility by the organization.
Makes this Act inapplicable to an injury or death that results from an act or omission of a business entity that constitutes gross negligence or intentional misconduct, including misconduct that: (1) constitutes a hate crime or a crime of violence or act of international terrorism for which the defendant has been convicted in any court; or (2) involves a sexual offense for which the defendant has been convicted in any court or misconduct for which the defendant has been found to have violated a Federal or State civil rights law.
Preempts State laws to the extent that such laws are inconsistent with this Act, except State law that provides additional protection from liability. Specifies that this Act shall not be construed to supersede any Federal or State health or safety law.
Makes this Act inapplicable to any civil action in a State court against a business entity in which all parties are citizens of the State if such State, citing this Act's authority and containing no other provision, enacts a statute declaring the State's election that this Act shall not apply to such action in the State.
Explanation: This Bill focuses on shielding business entities from civil liability relating to an injury or death depending on the conditions of injury, hence the generated summary is correct.
Part 3. Exercise
SECTION 1. SHORT TITLE.

This Act may be cited as the ''Investing in America's Small
Businesses Act of 2017''.

SEC. 2. FINDINGS.

The Congress finds the following:
(1) Small businesses in underserved areas have for
generations been unable to access affordable credit.
(2) A 2013 report commissioned by the U.S. Small Business
Administration shows the major constraint limiting the growth,
expansion, and wealth creation of small firms--especially
women- and minority-owned businesses--is inadequate capital.
(3) Small businesses revitalize communities by creating
jobs, and also contribute to the local tax base, which helps
finance investments in schools, hospitals, infrastructure, and
public safety.
(4) A 2015 report from the Carsey School of Public Policy
at the University of New Hampshire found that 79 percent of
CDFI loan volume went to borrowers from underserved
populations.
(5) During the financial crisis, CDFI loan funds expanded
their activity to meet increased demand from borrowers that
could not access traditional lending. From 2006 to 2009, the
median fund deployment ratio grew 3.1 percent annually.
(6) After Superstorm Sandy, CDFIs launched disaster
recovery loan programs and reached out to affected businesses
and organizations to provide credit to help grocery stores and
social service organizations re-open to help communities in
need.
(7) A 2014 report by the Dardin School of Business at the
University of Virginia found that despite serving predominately
low-income markets, CDFI banks and credit unions had virtually
the same level of performance as mainstream financial
institutions.

SEC. 3. GRANTS TO ESTABLISH LOAN-LOSS RESERVE FUNDS FOR SMALL BUSINESS
LENDING.

(a) In General.--The Community Development Banking and Financial
Institutions Act of 1994 (12 U.S.C. 4701 et seq.) is amended by adding
at the end the following:

''SEC. 123. GRANTS TO ESTABLISH LOAN-LOSS RESERVE FUNDS FOR SMALL
BUSINESS LENDING.

''(a) Purposes.--The purposes of this section are--
''(1) to make financial assistance available from the Fund
in order to help community development financial institutions
defray the costs of operating small business loan programs, by
providing the amounts necessary for such institutions to
establish their own loan loss reserve funds to mitigate some of
the losses on such small business loan programs;
''(2) to encourage community development financial
institutions to establish and maintain small business loan
programs that would help provide borrowers access to mainstream
financial institutions and combat high cost small business
lending; and
''(3) to encourage community development financial
institutions to expand the development services they offer and
to serve new investment areas and new targeted populations.
''(b) Grants.--
''(1) Loan-loss reserve fund grants.--
''(A) In general.--The Fund shall make grants to
community development financial institutions to enable
such institutions to establish a loan-loss reserve fund
in order to defray the costs of a small business loan
program established or maintained by such institution.
''(B) Application.--A community development
financial institution that wishes to receive a grant
under this paragraph shall submit an application to the
Administrator in such form and manner and containing
such information as the Administrator may require.
''(C) Matching requirement.--A community
development financial institution shall provide non-
Federal matching funds in an amount equal to 50 percent
of the amount of any grant received under this
paragraph.
''(D) Use of funds.--Any grant amounts received by
a community development financial institution under
this paragraph--
''(i) may not be used by such institution
to provide direct loans to small businesses;
''(ii) may be used by such institution to
help recapture a portion or all of a defaulted
loan made under the small business loan program
of such institution on or after the date of the
enactment of this section; and
''(iii) may be used to designate and
utilize a fiscal agent for services normally
provided by such an agent.
''(2) Technical assistance grants.--
''(A) In general.--The Fund shall make technical
assistance grants to community development financial
institutions to create, support, or maintain a small
business loan program. Any grant amounts received under
this paragraph may be used for--
''(i) technology, staff support, staff
capacity building, and other costs associated
with establishing, supporting, or maintaining a
small business loan program; and
''(ii) establishing, supporting, or
maintaining technical assistance programs for
borrowers.
''(B) Application.--A community development
financial institution that wishes to receive a grant
under this paragraph shall submit an application to the
Administrator in such form and manner and containing
such information as the Administrator may require.
''(c) Reports.--For each fiscal year for which grants are made
under this section, the Administrator shall submit a report to the
Committee on Financial Services of the House of Representatives and the
Committee on Banking, Housing, and Urban Affairs of the Senate
containing a description of the activities funded and amounts
distributed under this section for such fiscal year, as well as
measurable results of such actions.
''(d) Authorization of Appropriations.--
''(1) In general.--There are authorized to be appropriated
to the Fund $25,000,000 for each of fiscal years 2018 to 2023
to carry out this section.
''(2) Administrative costs.--There are authorized to be
appropriated to the Fund $2,000,000 for each of fiscal years
2018 to 2023 for the administrative costs of carrying out this
section.
''(e) Definitions.--For purposes of this section:
''(1) Small business.--The term 'small business' has the
meaning given the term 'small business concern' under section
3(a) of the Small Business Act (15 U.S.C. 632(a)).
''(2) Small business loan program.--The term 'small
business loan program' means a loan program wherein a community
development financial institution offers loans to small
businesses that--
''(A) are made in amounts not exceeding $50,000;
''(B) have no pre-payment penalty; and
''(C) meet any other affordability requirements as
may be established by the Administrator.''.
(b) Conforming Amendment.--The table of contents for the Riegle
Community Development and Regulatory Improvement Act of 1994 is amended
by inserting after the item relating to section 121 the following:

''Sec. 122. Grants to establish loan-loss reserve funds.
''Sec. 123. Grants to establish loan-loss reserve funds for small
business lending.''.
Answer:
Investing in America's Small Businesses Act of 2017 This bill amends the Community Development Banking and Financial Institutions Act of 1994 to require the Community Development Financial Institutions Fund to make grants to community development financial institutions for: (1)the establishment of loan-loss reserve funds to defray the costs of small business lending, and (2) related technical assistance. A community development financial institution must provide nonfederal matching funds equal to 50% of the amount of any grant received. A grantee may notuse grant funds to make direct loans to small businesses.