In one sentence, describe what the following article is about: Generally, if you are pricing a bond, it is because you are considering buying or selling it. In either case, there are certain terms of the bond that you will know. For example, a bond might be offered as a $1,000 bond, to be paid in ten years, with a coupon rate of 10% and a required yield of 12%. You will use these data to calculate the present value of the bond, incorporating all future payments. Working with the example given above, the face value of the bond is $1,000. The term is ten years. The coupon rate is given as 10%, and the yield is provided as 12%. If the seller of the bond does not provide all this information, then you should ask for it. A basic present-value formula will account for today's value of money that is to be paid in the future. Because of interest rates, the money that you could hold today is generally considered more valuable than money that will be paid in the future. The present-value formula accounts for this difference. The basic present-value formula is Price=C/(1+i)+C/(1+i)2{\displaystyle Price=C/(1+i)+C/(1+i)^{2}} + C/(1+i)n+M/(1+i)n{\displaystyle C/(1+i)^{n}+M/(1+i)^{n}}. In this formula, the variables are assigned as follows: C{\displaystyle C} is the amount of each coupon payment that you expect to receive. i{\displaystyle i} is the interest rate M{\displaystyle M} is the face value of the bond at maturity. n{\displaystyle n} is the number of payment periods over the life of the bond. If you will expect two payments per year, which is standard, then a bond that matures in ten years will have 20 payment periods. Most bonds make coupon payments on a regular basis. This allows you to simplify the formula, to avoid an ambiguous added series. The revised formula may look slightly more complicated but is actually easier to apply. The revised annuity formula is: Price=C(1(1/(1+i)n)/i+M/(1+i)n{\displaystyle Price=C*(1-(1/(1+i)^{n})/i+M/(1+i)^{n}}. You need to apply the information that you know about the bond correctly in order for the formula to work. Use the example given above, of a $1,000 bond, to be paid in ten years, with a coupon rate of 10% and a required yield of 12%. With this information, the variables for the formula are as follows: C{\displaystyle C} is the amount paid on each coupon. The coupon rate given of 10% is for the year, meaning that you will receive 10% of the face value of the bond, or $100. This is commonly paid semi-annually, so the value for C is half that, or 50. i{\displaystyle i} is the interest rate given as the required yield of the bond. In this case, that is 12%. However, the interest rate given is for the year, but you will be calculating based on semi-annual payments, so use half that figure. The value of i{\displaystyle i} for your calculations should be 6%, which you will write as a decimal of 0.06. n{\displaystyle n} is the number of payment periods over the life of the bond. If you are basing your calculation on semi-annual payments, for ten years, n{\displaystyle n} will be 20. Insert the values into the formula and find the value of the bond. In this example, applying the values to the formula results in the following: Price=50*(1-1/(1.06)^20)/0.06)+1000/(1.06)^20. Performing the calculations results in a bond price of $885.30. The calculated value of $885.30 is less than the face value of $1,000. This means that the bond should sell at a discount in order to attract investors. This discount is due to the fact that the coupon payments are only 10% while the required, advertised yield of the bond is 12%. You would expect to receive less in coupon payments than the promised yield of the bond. If the interest rate were to decrease, then the value of the bond would increase. Interest rates and bond values operate in an inverse manner.
Summary: Learn the details of the bond being offered. Understand the present-value formula. Revise the formula to account for annuity payments. Determine the variables to use in the formula. Calculate the bond's current value. Understand the meaning of the bond price.

Spiderman has thick black borders around both eyes, so you'll need to draw these on. Using your sharpie or fabric paint, sketch out a 1/2" border around each eye, then fill it in completely. If you are feeling a bit more ambitious, cut out some black fabric from an old t-shirt in the correct shape, then hot-glue it on. Look in a comic book or online for a reference photo, then copy Spiderman's web patterns onto the mask. If you're uncomfortable free-handing the webs, try sketching them on with a pencil first, then erasing and adjusting till they're just right. Then, use your Sharpie or Fabric paint to draw over the penciled lines. Now that your mask has been hot-glued and accented, you'll need to let it dry. Read your bottle of fabric paint and the hot-glue instructions for specific times. The glue itself may dry in around a minute, but fabric paint may take up to 72 hours to dry, depending on the brand. Once your mask has dried, go ahead and try it on. Pair it with a homemade Spiderman costume, or wear it on its own. It'll be perfect for Halloween, Super Hero events, or costume parties.
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One-sentence summary -- Draw the eye borders. Draw on webs. Let it dry. Try it on.

Problem: Article: A professional mental health therapist can help you identify the source of your negative emotions and develop healthy skills to lead a more satisfying life. Your self-worth may have been jeopardized by unhealthy relationships or abuse from your past. Talking about these experiences in a unbiased and supportive context can lead to healing. One recognized form of therapy for those who self-sabotage is dialectical behavior therapy. This treatment approach is directed at gaining a better understanding of your feelings in order to build skills that help you stop problematic behaviors. You may work with your therapist to prevent overeating, stop risky sexual activities, and establish healthy relational patterns. Another is cognitive behavioral therapy. CBT will help you identify beliefs that fuel your self-worth. Once you identify those beliefs, you can explore their origins and validity and eventually replace them with thoughts and beliefs that are true. Self-sabotage is prominent in people who feel depressed but do not know how to express or improve their emotions. If feeling unloved has led to depressive symptoms, you need to see a doctor. Depression may manifest as a loss of interest in once pleasurable activities, withdrawing from loved ones, having trouble eating or sleeping, and feeling hopeless. A certain class of prescribed medications known as antidepressants are effective at improve depressive symptoms. This may be advisable if therapy alone does not improve your symptoms. Support is imperative for anyone struggling with mental illness. It's vital to build a network of health care providers and loved one who are there for you as you heal. However, meeting with other people who have gone through what you are going through can also be comforting. Ask your mental health provider about support groups for people who are struggling with the same issues as you. Attending these groups can help you learn how others cope with feeling unloved and help you gain a sense of belonging in a supportive group.
Summary:
See a therapist. Determine if you require medication for depression. Take part in a support group.