Question: Read the following article and select the best answer. Article: Are you a compulsive spender,or do you hold on to your money as long as possible? Are you a bargain hunter? Would you rather use charge accounts than pay in cash? Your answers to these questions will reflect your personality.According to psychologists,our individual money habits not only show our beliefs and values,but can also stem from past problems. Experts in psychology believe that for many people,money is an important symbol of strength and influence.Husbands who complain about their wives' spending habits may be afraid that they are losing power in their marriage.Wives,on the other hand,may waste huge amounts of money because they are angry at their husbands.In addition,many people consider money a symbol of love.They spend it on their family and friends to express love,or they buy themselves expensive presents because they need love. People can be addicted to different things --for example,alcohol,drugs,certain foods,or even television.They are compulsive in their addictions,i.e.they must satisfy these needs to feel comfortable.In the same way,according to psychologists,compulsive spenders must spend money. For people who buy on credit,furthermore,charge accounts are even more exciting than money:in other words,they feel that with credit,they can do anything.Their pleasures in spending enormous amounts are actually greater than _ they get from the things they buy. There is even a special psychology of bargain hunting.To save money,of course,most people look for sales,low prices,and discounts.Compulsive bargain hunters,however,often buy things that they don't need just because they are cheap.They want to believe that they are helping their budgets,but they are really playing an exciting game:when they can buy something for less than other people,they feel that they are winning.Most people,experts claim,have two reasons for their behavior:a good reason for the things that they do and the real reason. It is not only scientists,of course,who understand the psychology of spending habits,but also business... Question: If you use charge accounts, _ . - you pay in cash - you pay less than you should - you pay with credit card - you pay more than you should
Answer: you pay with credit card

Question: Read the following article and select the best answer. Article: THERE are natural disasters that humans can predict. There are others whose timing is difficult to know. What happened in Indonesia last month fell into the latter group. On October 25, a tsunami caused by a 7.7 magnitude earthquake in the Mentawai islands of West Sumatra, Indonesia hit shores and damaged whole villages. By last Friday, it had left about 450 dead and forced around 15,000 people to leave their homes. Tsunami is Japanese for "harbor wave". It is usually caused by a sudden rise or fall of part of the Earth's crust under the ocean. It is most common in the Pacific and Indian oceans. Normally a tsunami is a series of waves. The waves can be very long - as much as 100 kilometers - and be as far as one hour apart. They are able to cross oceans without losing much energy. When the ocean is deep, tsunamis can travel unnoticed at speeds of up to 800 kilometers an hour. They can cross a whole ocean in a day or less. The wave may only be a few meters high but when they are near the shore and reach shallow water, they build up height very quickly. Some witnesses in the Mentawai islands reported seeing up to 6-meter high waves crash onto the shore. Failed alert system Many countries set up early warning systems in their waters in the hope of giving people enough time to escape to higher ground in the event of a tsunami. But Indonesia's warning system, completed with German aid, stopped working about a month ago because of disrepair , according to the country's Meteorology and Geophysics Agency. As a result, not a single siren sounded after the earthquake. However, it was unclear if the sirens could have made a difference because the islands affected were so close to the epicenter that the tsunami would have reached them within minutes. Question: Which of the following statements about tsunamis is TRUE according to the article? - High-speed tsunamis can be easily detected. - Tsunamis can travel across a whole ocean in a few hours. - Tsunamis are usually caused by quakes under the ocean. - The power of tsunami decreases quickly as it moves toward land.
Answer: Tsunamis are usually caused by quakes under the ocean.

Question: Read the following article and select the best answer. Article: Pat O'Burke was a poor Irishman with a large family, and one morning, waking up very early from cold and hunger, he decided to go shooting in a wood near his cottage. The wood belonged to Lord Northwood, a rich gentleman, Pat had no _ to go there, but in it there were swarms of rabbits and flocks of birds that were good to eat, and Pat determined to take the risk. Suddenly he saw the owner, with a group of friends, coming towards him in the wood. There was a look of anger on Lord Northwood's face as he caught sight of the gun in Pat's hands. Pat's heart sank with fear, but he saw there was no hope of escape, so he walked boldly up to the group and said to Lord Northwood, "Good morning, sir, and what has brought you out so early this morning?" Lord Northwood, rather surprised, said he and his friends were taking a little exercise to get an appetite for their breakfast. Then, looking at Pat with suspicion , he said, "but why are you out so early in the morning?" "Well, sir" said Pat, "I just came out to see if I could get a breakfast for my appetite." The whole crowed burst into laughter at Pat's ready wit(,), and with a smile Lord Northwood walked on, leaving Pat to try his luck with the rabbits. Question: This is a story about _ . - a rich man who owned a big wood - a poor Irishman who lived all by himself - a clever man who tried to get something to eat - an Irish hunter with a large family
Answer:
a clever man who tried to get something to eat