In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

Example input: SECTION 1. LIABILITY OF BUSINESS ENTITIES PROVIDING USE OF FACILITIES
TO NONPROFIT ORGANIZATIONS.

(a) Definitions.--In this section:
(1) Business entity.--The term ''business entity'' means a
firm, corporation, association, partnership, consortium, joint
venture, or other form of enterprise.
(2) Facility.--The term ''facility'' means any real
property, including any building, improvement, or appurtenance.
(3) Gross negligence.--The term ''gross negligence'' means
voluntary and conscious conduct by a person with knowledge (at
the time of the conduct) that the conduct is likely to be
harmful to the health or well-being of another person.
(4) Intentional misconduct.--The term ''intentional
misconduct'' means conduct by a person with knowledge (at the
time of the conduct) that the conduct is harmful to the health
or well-being of another person.
(5) Nonprofit organization.--The term ''nonprofit
organization'' means--
(A) any organization described in section 501(c)(3)
of the Internal Revenue Code of 1986 and exempt from
tax under section 501(a) of such Code; or
(B) any not-for-profit organization organized and
conducted for public benefit and operated primarily for
charitable, civic, educational, religious, welfare, or
health purposes.
(6) State.--The term ''State'' means each of the several
States, the District of Columbia, the Commonwealth of Puerto
Rico, the Virgin Islands, Guam, American Samoa, the Northern
Mariana Islands, any other territory or possession of the
United States, or any political subdivision of any such State,
territory, or possession.
(b) Limitation on Liability.--
(1) In general.--Subject to subsection (c), a business
entity shall not be subject to civil liability relating to any
injury or death occurring at a facility of the business entity
in connection with a use of such facility by a nonprofit
organization if--
(A) the use occurs outside of the scope of business
of the business entity;
(B) such injury or death occurs during a period
that such facility is used by the nonprofit
organization; and
(C) the business entity authorized the use of such
facility by the nonprofit organization.
(2) Application.--This subsection shall apply--
(A) with respect to civil liability under Federal
and State law; and
(B) regardless of whether a nonprofit organization
pays for the use of a facility.
(c) Exception for Liability.--Subsection (b) shall not apply to an
injury or death that results from an act or omission of a business
entity that constitutes gross negligence or intentional misconduct,
including any misconduct that--
(1) constitutes a crime of violence (as that term is
defined in section 16 of title 18, United States Code) or act
of international terrorism (as that term is defined in section
2331 of title 18) for which the defendant has been convicted in
any court;
(2) constitutes a hate crime (as that term is used in the
Hate Crime Statistics Act (28 U.S.C. 534 note));
(3) involves a sexual offense, as defined by applicable
State law, for which the defendant has been convicted in any
court; or
(4) involves misconduct for which the defendant has been
found to have violated a Federal or State civil rights law.
(d) Superseding Provision.--
(1) In general.--Subject to paragraph (2) and subsection
(e), this Act preempts the laws of any State to the extent that
such laws are inconsistent with this Act, except that this Act
shall not preempt any State law that provides additional
protection from liability for a business entity for an injury
or death with respect to which conditions under subparagraphs
(A) through (C) of subsection (b)(1) apply.
(2) Limitation.--Nothing in this Act shall be construed to
supersede any Federal or State health or safety law.
(e) Election of State Regarding Nonapplicability.--This Act shall
not apply to any civil action in a State court against a business
entity in which all parties are citizens of the State if such State
enacts a statute--
(1) citing the authority of this subsection;
(2) declaring the election of such State that this Act
shall not apply to such civil action in the State; and
(3) containing no other provision.
Example output: Shields a business entity from civil liability relating to any injury or death occurring at a facility of that entity in connection with a use of such facility by a nonprofit organization if: (1) the use occurs outside the scope of business of the business entity; (2) such injury or death occurs during a period that such facility is used by such organization; and (3) the business entity authorized the use of such facility by the organization.
Makes this Act inapplicable to an injury or death that results from an act or omission of a business entity that constitutes gross negligence or intentional misconduct, including misconduct that: (1) constitutes a hate crime or a crime of violence or act of international terrorism for which the defendant has been convicted in any court; or (2) involves a sexual offense for which the defendant has been convicted in any court or misconduct for which the defendant has been found to have violated a Federal or State civil rights law.
Preempts State laws to the extent that such laws are inconsistent with this Act, except State law that provides additional protection from liability. Specifies that this Act shall not be construed to supersede any Federal or State health or safety law.
Makes this Act inapplicable to any civil action in a State court against a business entity in which all parties are citizens of the State if such State, citing this Act's authority and containing no other provision, enacts a statute declaring the State's election that this Act shall not apply to such action in the State.
Example explanation: This Bill focuses on shielding business entities from civil liability relating to an injury or death depending on the conditions of injury, hence the generated summary is correct.
Q: SECTION 1. PERMANENT INCREASE IN DEPOSIT INSURANCE.

(a) Amendments to Federal Deposit Insurance Act.--Effective upon
the date of the enactment of this Act, section 11(a) of the Federal
Deposit Insurance Act (12 U.S.C. 1821(a)) is amended--
(1) in paragraph (1)(E), by striking ''$100,000'' and
inserting ''$250,000'';
(2) in paragraph (1)(F)(i), by striking ''2010'' and
inserting ''2015'';
(3) in subclause (I) of paragraph (1)(F)(i), by striking
''$100,000'' and inserting ''$250,000'';
(4) in subclause (II) of paragraph (1)(F)(i), by striking
''the calendar year preceding the date this subparagraph takes
effect under the Federal Deposit Insurance Reform Act of 2005''
and inserting ''calendar year 2008''; and
(5) in paragraph (3)(A), by striking '', except that
$250,000 shall be substituted for $100,000 wherever such term
appears in such paragraph''.
(b) Amendment to Federal Credit Union Act.--Section 207(k) of the
Federal Credit Union Act (12 U.S.C. 1787(k)) is amended--
(1) in paragraph (3)--
(A) by striking the opening quotation mark before
''$250,000'';
(B) by striking '', except that $250,000 shall be
substituted for $100,000 wherever such term appears in
such section''; and
(C) by striking the closing quotation mark after
the closing parenthesis; and
(2) in paragraph (5), by striking ''$100,000'' and
inserting ''$250,000''.
(c) Rule of Construction.--No provision of law, other than a
provision of the Federal Deposit Insurance Act (with respect to the
Federal Deposit Insurance Corporation and insured depository
institutions) or the Federal Credit Union Act (with respect to the
National Credit Union Administration and insured credit unions), may be
construed as limiting the authority of--
(1) the Board of Directors of the Federal Deposit Insurance
Corporation to set assessments under section 7(b)(2) of the
Federal Deposit Insurance Act or to make any inflation
adjustment under section 11(a)(1)(F) of such Act; or
(2) the National Credit Union Administration Board to
periodically adjust the amount of an insured credit union's
deposit under section 202(c)(1) of the Federal Credit Union
Act, set the insurance premium charge under section 202(c)(2)
of such Act, or to make any inflation adjustment pursuant to
section 207(k)(5) of such Act.

SEC. 2. EXTENSION OF RESTORATION PLAN PERIOD.

Section 7(b)(3)(E)(ii) of the Federal Deposit Insurance Act (12
U.S.C. 1817(b)(3)(E)(ii)) is amended by striking ''5-year period'' and
inserting ''8-year period''.

SEC. 3. FDIC AND NCUA BORROWING AUTHORITY.

(a) FDIC.--Section 14(a) of the Federal Deposit Insurance Act (12
U.S.C. 1824(a)) is amended by striking ''$30,000,000,000'' and
inserting ''$100,000,000,000''.
(b) NCUA.--Section 203(d)(1) of the Federal Credit Union Act (12
U.S.C. 1783(d)(1)) is amended by striking ''$100,000,000'' and
inserting ''$6,000,000,000''.

SEC. 4. EXPANDING SYSTEMIC RISK SPECIAL ASSESSMENTS.

Section 13(c)(4)(G)(ii) of the Federal Deposit Insurance Act (12
U.S.C. 1823(c)(4)(G)(ii)) is amended to read as follows:
''(ii) Repayment of loss.--
''(I) In general.--The Corporation
shall recover the loss to the Deposit
Insurance Fund arising from any action
taken or assistance provided with
respect to an insured depository
institution under clause (i) from 1 or
more special assessments on insured
depository institutions, depository
institution holding companies (with the
concurrence of the Secretary of the
Treasury with respect to holding
companies), or both, as the Corporation
determines to be appropriate.
''(II) Treatment of depository
institution holding companies.--For
purposes of this clause, sections
7(c)(2) and 18(h) shall apply to
depository institution holding
companies as if they were insured
depository institutions.
''(III) Regulations.--The
Corporation shall prescribe such
regulations as it deems necessary to
implement this clause. In prescribing
such regulations, defining terms, and
setting the appropriate assessment rate
or rates, the Corporation shall
establish rates sufficient to cover the
losses incurred as a result of the
actions of the Corporation under clause
(i) and shall consider: the types of
entities that benefit from any action
taken or assistance provided under this
subparagraph; economic conditions, the
effects on the industry, and such other
factors as the Corporation deems
appropriate and relevant to the action
taken or the assistance provided. Any
funds so collected that exceed actual
losses shall be placed in the Deposit
Insurance Fund.''.

SEC. 5. ESTABLISHMENT OF A NATIONAL CREDIT UNION SHARE INSURANCE FUND
RESTORATION PLAN PERIOD.

Section 202(c)(2) of the Federal Credit Union Act (12 U.S.C.
1782(c)(2)) is amended by adding at the end the following new
subparagraph:
''(D) Fund restoration plans.--
''(i) In general.--Whenever--
''(I) the Board projects that the
equity ratio of the Fund will, within 6
months of such determination, fall
below the minimum amount specified in
subparagraph (C) for the designated
equity ratio; or
''(II) the equity ratio of the Fund
actually falls below the minimum amount
specified in subparagraph (C) for the
equity ratio without any determination
under sub-clause (I) having been made,
the Board shall establish and implement a Share
Insurance Fund restoration plan within 90 days
that meets the requirements of clause (ii) and
such other conditions as the Board determines
to be appropriate.
''(ii) Requirements of restoration plan.--A
Share Insurance Fund restoration plan meets the
requirements of this clause if the plan
provides that the equity ratio of the Fund will
meet or exceed the minimum amount specified in
subparagraph (C) for the designated equity
ratio before the end of the 5-year period
beginning upon the implementation of the plan
(or such longer period as the Board may
determine to be necessary due to extraordinary
circumstances).
''(iii) Transparency.--Not more than 30
days after the Board establishes and implements
a restoration plan under clause (i), the Board
shall publish in the Federal Register a
detailed analysis of the factors considered and
the basis for the actions taken with regard to
the plan.''.
A:
Amends the Federal Deposit Insurance Act (FDIA) and the Federal Credit Union Act (FCUA) to redefine the standard maximum deposit insurance amount and the standard maximum share insurance amount as being $250,000, respectively (thus making such increase permanent).

Amends the FDIA to: (1) extend from five years to eight years the period during which the restoration plan for the Deposit Insurance Fund (DIF) must rebuild its statutory reserve ratio; (2) increase to $100 billion the borrowing authority of the Federal Deposit Insurance Corporation (FDIC); and (3) authorize the FDIC to impose special assessments upon depository institution holding companies to recover losses to the DIF.

Amends the FCUA to: (1) increase to $6 billion the borrowing authority of the National Credit Union Administration (NCUA); and (2) require the NCUA Board to establish a Share Insurance Fund (SIF) restoration plan whenever the Board projects that the SIF equity ratio will fall below, or the SIF equity ratio actually does fall below, the required minimum amount. Sets forth restoration plan requirements.