In one sentence, describe what the following article is about: The more late payments you make, the more likely the credit card company is to increase your APR. If you miss a payment, pay it as soon as possible. The company might report you to credit reporting agencies even before 30 days pass. This damages your credit rating in a way that takes a long time to undo. Keep your FICO score up by proving yourself to be a reliable debtor. The law requires your credit card company to give you 45 days' notice before raising your interest rate. However, the company might not give you an explanation for the rate change. If you don't get an explanation, call your credit card company to find out why your rate was changed. If the company can't give you a good answer, it might be time to transfer your balance to another credit card. Good reasons to raise your rate include consistently missed payments or a low credit score. Credit card companies are in the business of making money. They won't lower your APR just because you're a good customer. If you want to be rewarded for your years of timely payments, you need to call your credit card company and convince it to change your rate. Before calling your credit card company, research what a fair APR for your FICO score would be. Then call your credit company and try to renegotiate your APR based on your research. If the company is unwilling to do so, it may make sense to transfer your balance to another credit card.
Summary: Make your payments on time. Pay attention to rate increases. Try to lower your APR.

In one sentence, describe what the following article is about: Pain is one of the most common symptoms of kidney stones, so you may notice it before anything else. Pain from a kidney stone is usually very sharp and severe and can even be incapacitating. You might feel pain in different places and at different times. If you have kidney stones, then you may feel pain that: Is near your groin and lower abdomen Is located on the side of your back around your ribs Comes and goes, but will worsen over time Becomes more intense and then less intense Happens when you try to urinate Changes in your urine may also signal that you have kidney stones. To determine if you have kidney stones, watch for urine that is: Brown, red, or pink in color Cloudy Bad smelling Changes in how often you need to urinate can also signal that you may have kidney stones. You may have kidney stones if you: Feel like you need to urinate even if you just went Find yourself going to the bathroom more often that is normal for you Sometimes kidney stones may cause you to feel nauseous or even to vomit. If you have been nauseous and/or vomiting, then this may also indicate that you have kidney stones. If you notice any severe symptoms, then you should go to an emergency room as soon as possible to get treatment. Severe symptoms to watch for include: Severe pain that makes it impossible to get comfortable Pain that is accompanied by nausea and vomiting or fever and chills Bloody urine Having a hard time urinating at all
Summary: Determine if you have any pain that may be related to kidney stones. Check for changes in your urine's color or smell. Identify any changes in urination habits. Pay attention to nausea. Watch for severe symptoms.

In one sentence, describe what the following article is about: It's the white game controller icon with a blue or purple background. You'll usually find it on the home screen. Servers are listed along the left side of the screen. It's at the top of the screen next to the server's name. You'll want to create a separate channel that's just for the poll to get the best results. This will be the name of the channel in the server list. You may want to call it something similar to the question you're asking. Go to the channel by tapping its name in the list. Tap the name of the channel at the top of the screen. Tap Permissions. Select @everyone. Enable all of the following: Read Messages, Read Message History, and Add Reactions. Click X next to the remaining permissions. Return to the channel when you're finished. You'll need to enter a question as well as instructions for voting. Here's an example: Do you like pepperoni on your pizza? React with the smiley face if yes, or the angry face if not. Now that you've set up your question and given everyone the right permissions, type something into another channel (or send direct messages) to let everyone know about the poll. Once everyone has voted, you can easily tally the votes by counting the number of reactions.
Summary:
Open Discord. Tap the server you want to join. Tap . Tap Create channel. Type a name for the poll. Tap Create. Adjust permissions for the channel. Type your poll question into the channel. Tell people to vote.