A man in a red shirt walks around a ladder. he

places his arm on the ladder.

A man riding the horse and shot is arrow using a bow. One man hit the man's back and fell off the horse. the man

is in the battle field fighting other men and, and then they ride the horses in the field.

At one point, a truck is riding alongside them. The group then comes to a beach area, with mountains in the background. the video

ends with a slide showing the director's name.

How to lower your monthly mortgage payment
Refinance your loan.
The most common way to reduce monthly mortgage payments in the u.s. is to refinance your loan, or reduce your interest rate and change the length of your term payout. When you refinance, you are essentially replacing the existing loan with a new one.
A new loan with a lower interest rate will help reduce your monthly payments. Keep in mind that extending the term of your loan is often a poor financial decision, so it is best to avoid doing this if possible.