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How to avoid surprise medical bills
Know your deductible and other plan details.
You can log into your insurer's website or call their helpline to find out about your plan's specifics. More plans today have a high deductible, which is the amount of money you must pay in medical expenses before insurance covers costs.
Having a high deductible reduces monthly premiums, but remember you won't be covered until you meet the deductible out of pocket. In addition, premiums don't count toward your deductible.