Detailed Instructions: In this task, you are given a sentence or phrase in English. You must translate it to Xhosa in a way that is equivalent in terms of meaning and grammatically correct.
Q: Unused credit is not carried over to the next financial year, nor is it paid out to a member.
A:
Ukuba ilungu alilisebenzisanga eli tyala alisayi kudluliselwa kunyaka mali olandelayo, okanye lihlawulwe liyimali kwilungu.