In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.
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Question: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Mandatory Foreclosure Mediation
Act''.

SEC. 2. DEFINITIONS.

In this Act, the following definitions shall apply:
(1) Alternative to foreclosure.--The term ''alternative to
foreclosure''--
(A) means a course of action with respect to a
mortgage offered by a servicer to a borrower as an
alternative to a covered foreclosure action; and
(B) includes a short sale and a deed in lieu of
foreclosure.
(2) Borrower.--The term ''borrower'' means a mortgagor
under a mortgage who is in default or at risk of imminent
default, as determined by the Secretary through regulations.
(3) Foreclosure action.--The term ''foreclosure action''
means a judicial or nonjudicial foreclosure.
(4) Loan modification program.--The term ''loan
modification program'' means a program or procedure designed to
change the terms of a mortgage in the case of the default,
delinquency, or imminent default or delinquency of a mortgagor,
including a loan modification program established by a servicer
that reduces the principal owed by the mortgagor on the
mortgage.
(5) Mortgage.--The term ''mortgage'' means a federally
related mortgage loan, as defined in section 3(1) of the Real
Estate Settlement Procedures Act of 1974 (12 U.S.C. 2602(1)),
that is secured by a first or subordinate lien on residential
real property.
(6) Secretary.--The term ''Secretary'' means the Secretary
of Housing and Urban Development.
(7) Servicer.--The term ''servicer''--
(A) has the same meaning as in section 6(i) of the
Real Estate Settlement Procedures Act of 1974 (12
U.S.C. 2605(i)); and
(B) includes a person responsible for servicing a
pool of mortgages.

SEC. 3. MEDIATION REQUIRED BEFORE FORECLOSURE.

(a) Initiation of Foreclosure Actions.--A servicer may not initiate
a foreclosure action against a borrower unless the servicer has--
(1) made a reasonable effort to initiate mediation
proceedings in accordance with the process established in
regulations prescribed pursuant to subsection (c) to determine
whether the borrower is eligible for a loan modification or an
alternative to foreclosure; and
(2) offered the borrower a loan modification or an
alternative to foreclosure, if the borrower is eligible for the
loan modification or alternative to foreclosure.
(b) Suspension of Foreclosure Actions.--
(1) In general.--A servicer shall suspend a foreclosure
action that was initiated before the date of enactment of this
Act until the servicer--
(A) completes a mediation proceeding in accordance
with the process established in regulations prescribed
pursuant to subsection (c) to determine whether the
borrower is eligible for a loan modification or an
alternative to foreclosure; and
(B) offers the borrower a loan modification or an
alternative to foreclosure, if the borrower is eligible
for a loan modification or an alternative to
foreclosure.
(2) Suspension.--During the period of the suspension under
paragraph (1), a servicer may not--
(A) send a notice of foreclosure to a borrower;
(B) conduct or schedule a sale of the real property
securing the mortgage of the borrower; or
(C) cause final judgment to be entered against the
borrower.
(3) Reasonable efforts.--A servicer is not required to
suspend a foreclosure action under paragraph (1) if the
servicer--
(A) makes a reasonable effort to schedule a
mediation proceeding to determine whether the borrower
is eligible for a loan modification or an alternative
to foreclosure; and
(B) documents that the borrower has not agreed to a
mediation proceeding to determine whether the borrower
is eligible for a loan modification or an alternative
to foreclosure.
(4) Rule of construction.--Nothing in this section may be
construed to require a servicer to delay an unavoidable
foreclosure, such as foreclosure that results from a borrower
abandoning the residential real property securing a mortgage.
(c) Establishment of Mediation Process.--The Secretary shall
establish through regulations a mediation process to determine whether
the borrower is eligible for a loan modification or an alternative to
foreclosure under this section.

SEC. 4. BAR TO FORECLOSURE ACTIONS.

(a) In General.--Subject to subsection (b), a violation of this Act
shall be a bar to a foreclosure action.
(b) Effect of Subsequent Compliance.--If a servicer is in
compliance with this Act, the servicer may bring or proceed with a
foreclosure action, without regard to a prior violation of this Act by
the servicer.

SEC. 5. REGULATIONS.

Not later than 90 days after the date of enactment of this Act, the
Secretary shall issue regulations to carry out this Act.

SEC. 6. REPORT.

Each servicer that initiates mediation proceedings under section 3
shall submit to the Secretary a quarterly report at such time, in such
manner, and containing such information, with respect to such
proceedings, as the Secretary may require.

Answer: Mandatory Foreclosure Mediation Act - Prohibits a servicer from initiating a foreclosure action against a borrower unless the servicer has: (1) made a reasonable effort to initiate mediation proceedings to determine if the borrower is eligible for a loan modification or an alternative to foreclosure; and (2) offered the borrower, if eligible, such a modification or alternative.

Requires a servicer to suspend a foreclosure action initiated before the enactment of this Act until the servicer: (1) completes such a mediation proceeding; and (2) offers the borrower, if eligible, a modification or alternative.

Prohibits a servicer, during the suspension period, from: (1) sending the borrower a notice of foreclosure, (2) conducting or scheduling a sale of the real property securing the mortgage, or (3) causing final judgment to be entered against the borrower.

Directs the Secretary of Housing and Urban Development (HUD) to establish such a mediation process.

Declares that a servicer is not required to suspend a foreclosure action if the servicer makes a reasonable effort to schedule a mediation proceeding and documents that the borrower has not agreed to one.

Makes a violation of this Act a bar to a foreclosure action. Allows a servicer in compliance with this Act, however, to bring or proceed with a foreclosure action, regardless of any prior violation.

Question: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Pension Interest Rate Relief Act of
2002''.

SEC. 2. INTEREST RATE RANGE FOR ADDITIONAL FUNDING REQUIREMENTS.

(a) Amendments to the Internal Revenue Code of 1986.--
(1) Special rule.--Clause (i) of section 412(l)(7)(C) of
the Internal Revenue Code of 1986 (relating to interest rate)
is amended by adding at the end the following new subclause:
''(III) Special rule for 2001
through 2004.--For a plan year
beginning in 2001, 2002, 2003 or 2004,
notwithstanding subclause (I), in the
case that the rate of interest used
under subsection (b)(5) exceeds the
highest rate permitted under subclause
(I), the rate of interest used to
determine current liability under this
subsection may exceed the rate of
interest otherwise permitted under
subclause (I); except that such rate of
interest shall not exceed 120 percent
of the weighted average referred to in
subsection (b)(5)(B)(ii).''
(2) Quarterly contributions.--Subsection (m) of section 412
of such Code is amended by adding at the end the following new
paragraph:
''(7) Special rule for 2005.--In any case in which the
interest rate used to determine current liability is determined
under subsection (l)(7)(C)(i)(III) for purposes of applying
paragraphs (1) and (4)(B)(ii) for plan years beginning in 2005,
the current liability for the preceding plan year shall be
redetermined using 105 percent as the specified percentage
determined under subsection (l)(7)(C)(i)(II).''
(b) Amendments to the Employee Retirement Income Security Act of
1974.--
(1) Special rule.--Clause (i) of section 302(d)(7)(C) of
the Employee Retirement Income Security Act of 1974 (29 U.S.C.
1082(d)(7)(C)) is amended by adding at the end the following
new subclause:
''(III) Special rule for 2001
through 2004.--For a plan year
beginning in 2001, 2002, 2003 or 2004,
notwithstanding subclause (I), in the
case that the rate of interest used
under subsection (b)(5) exceeds the
highest rate permitted under subclause
(I), the rate of interest used to
determine current liability under this
subsection may exceed the rate of
interest otherwise permitted under
subclause (I); except that such rate of
interest shall not exceed 120 percent
of the weighted average referred to in
subsection (b)(5)(B)(ii).''
(2) Quarterly contributions.--Subsection (e) of section 302
of such Act (29 U.S.C. 1082) is amended by adding at the end
the following new paragraph:
''(7) Special rule for 2005.--In any case in which the
interest rate used to determine current liability is determined
under subsection (d)(7)(C)(i)(III) for purposes of applying
paragraphs (1) and (4)(B)(ii) for plan years beginning in 2005,
the current liability for the preceding plan year shall be
redetermined using 105 percent as the specified percentage
determined under subsection (d)(7)(C)(i)(II).''
(c) PBGC.--Clause (iii) of section 4006(a)(3)(E) of the Employee
Retirement Income Security of Act 1974 (29 U.S.C. 1306(a)(3)(E)) is
amended by adding at the end the following new subclause:
''(IV) In the case of plan years beginning after December 31, 2001,
and before January 1, 2005, subclause (II) shall be applied by
substituting '100 percent' for '85 percent' and by substituting '115
percent' for '100 percent'. Subclause (III) shall be applied for such
years without regard to the preceding sentence. Any reference to this
clause by any other sections or subsections (other than sections 4010,
4011 and 4043) shall be treated as a reference to this clause without
regard to this subclause.''
(d) Amendments to Retirement Protection Act of 1994.--
(1) Transition rule made permanent.--Paragraph (1) of
section 769(c) of the Retirement Protection Act of 1994 is
amended--
(A) by striking ''transition'' each place it
appears in the heading and the text, and
(B) by striking ''for any plan year beginning after
1996 and before 2010''.
(2) Special rules.--Paragraph (2) of section 769(c) of the
Retirement Protection Act of 1994 is amended to read as
follows:
''(2) Special rules.--The rules described in this paragraph
are as follows:
''(A) For purposes of section 412(l)(9)(A) of the
Internal Revenue Code of 1986 and section 302(d)(9)(A)
of the Employee Retirement Income Security Act of 1974,
the funded current liability percentage for any plan
year shall be treated as not less than 90 percent.
''(B) For purposes of section 412(m) of the
Internal Revenue Code of 1986 and section 302(e)(9) of
the Employee Retirement Income Security Act of 1974,
the funded current liability percentage for any plan
year shall be treated as not less than 100 percent.
''(C) For purposes of determining unfunded vested
benefits under section 4006(a)(3)(E)(iii) of the
Employee Retirement Income Security Act of 1974, the
mortality table shall be the mortality table used by
the plan.''.
(3) Effective date.--The amendments made by this subsection
shall apply to plan years beginning after December 31, 2001.

Answer: Pension Interest Rate Relief Act of 2002 - Amends the Internal Revenue Code and Employee Retirement Income Security Act of 1974 by increasing, for plan years beginning 2001 through 2004, the permissible interest rate range used to determine additional funding requirements for certain benefit plans which are not multiemployer plans.Sets forth a special rule regarding the interest rate used to determine liability for plan years beginning in 2005.Amends the Retirement Protection Act of 1994 to establish special rules relating to funding liability percentages and the mortality table to be used for purposes of determining unfunded vested benefits.

Question: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Healthy Local Policies for Schools
Act of 2010'' or the ''HELP Schools Act of 2010''.

SEC. 2. FINDINGS.

Congress finds that--
(1) childhood obesity increased threefold among children
and adolescents in the 30 years preceding the date of enactment
of this Act;
(2) about 12,000,000 children and adolescents ages 2 to 19
are considered obese;
(3) obesity-related diseases cost the United States economy
more than $147,000,000,000 every year;
(4) both low levels of physical activity and an increase in
caloric intake have contributed to the unprecedented epidemic
of childhood obesity;
(5) overweight adolescents have a 70 to 80 percent chance
of becoming overweight adults, increasing the risk for chronic
disease, disability, and death;
(6) children and adolescents are--
(A) not meeting dietary recommendations;
(B) underconsuming important food groups and
nutrients needed for growth and development; and
(C) overconsuming saturated fat, trans fat, sodium,
and added sugars;
(7) nutrition education and promotion helps foster a school
environment that--
(A) supports healthy eating;
(B) helps initiate and sustain healthy eating
behaviors;
(C) increases acceptance and consumption of healthy
school meals;
(D) increases participation in school meal
programs;
(E) enhances school meal quality; and
(F) supports development and implementation of
local wellness policies;
(8) nutrition education and promotion is a critical
component of most major health promotion and disease prevention
programs;
(9) research shows that school-based nutrition programs and
services both improve health and contribute to the academic
achievement of school children;
(10) research shows that fit children achieve more
academically and have better school attendance and fewer
disciplinary problems;
(11) a comprehensive study of local wellness policies
across the United States found that--
(A) many policies were underdeveloped and
fragmented; and
(B) the vast majority of students were enrolled in
a school district that did not--
(i) require evaluation of the
implementation or effectiveness of the wellness
policy of the district; or
(ii) include any provisions for reviewing
and revising the wellness policy;
(12) the same study reported that between 5 and 6 percent
of students were enrolled in a school district that had
identified a potential source of funding to support
implementation of the wellness policy of the district;
(13) the nutrition education and promotion initiatives for
school children in effect as of the date of enactment of this
Act lack coordination, funding, and sustainability;
(14) the Physical Activity Guidelines for Americans of the
Department of Health and Human Services recommend that children
engage in at least 60 minutes of physical activity on most, and
preferably all, days of the week;
(15) children spend many waking hours at school and
therefore need to be active during the school day to meet the
recommendations of the Physical Activity Guidelines for
Americans; and
(16) as of the date of enactment of this Act--
(A) only 3.8 percent of elementary schools, 7.9
percent of middle schools, and 2.1 percent of high
schools provide daily physical education or the
equivalent for the entire school year; and
(B) 22 percent of schools do not require students
to take any physical education at all.

SEC. 3. LOCAL WELLNESS POLICIES.

Section 5 of the Richard B. Russell National School Lunch Act (42
U.S.C. 1754) is amended to read as follows:

''SEC. 5. LOCAL WELLNESS POLICIES.

''(a) Definitions.--In this section:
''(1) Extended school day.--The term 'extended school day'
means--
''(A) the official school day; and
''(B) the time before and after the official school
day during which events or activities are primarily
under the control of the school or a third party on
behalf of the school.
''(2) Local wellness policy.--The term 'local wellness
policy' means a nutrition and physical activity wellness policy
of a local educational agency established under section 204 of
the Child Nutrition and WIC Reauthorization Act of 2004 (42
U.S.C. 1751 note; Public Law 108-265).
''(b) Requirements.--Not later than the first day of the school
year beginning 1 year after the date of enactment of the HELP Schools
Act of 2010, each local educational agency participating in a program
authorized by this Act or the Child Nutrition Act of 1966 (42 U.S.C.
1771 et seq.) shall strengthen the local school wellness policy of the
local educational agency by ensuring, at a minimum, that the policy--
''(1) includes goals for nutrition promotion and education,
physical education, physical activity, food marketing and
advertising on the school campus, and other school-based
activities designed to promote participation in child nutrition
programs and student wellness through the extended school day,
in a manner that the local educational agency determines to be
appropriate;
''(2) includes an implementation plan to achieve the goals
of the local wellness policy;
''(3) ensures that guidelines for reimbursable school meals
are not less restrictive than regulations and guidance issued
by the Secretary pursuant to subsections (a) and (b) of section
10 of the Child Nutrition Act of 1966 (42 U.S.C. 1779) and
sections 9(f)(1) and 17(a) of this Act, as those regulations
and guidance apply to schools;
''(4) ensures that nutritional guidelines for foods and
beverages sold in schools that are not part of reimbursable
school meals are in compliance with the standards established
by the Secretary; and
''(5) includes a plan for measuring implementation of the
local wellness policy, including the designation of a local
wellness policy committee under subsection (d).
''(c) Transparency.--
''(1) In general.--In carrying out this section, each local
educational agency shall make readily available and widely
disseminate to relevant stakeholders--
''(A) the local wellness policy of the local
education agency, including the implementation plan
described in subsection (b)(5);
''(B) any assessments of the implementation of the
local wellness policy;
''(C) any updates to the local wellness policy; and
''(D) appropriate local and State contact
information.
''(2) Availability requirement.--Not later than the first
day of the school year following the date of enactment of the
HELP Schools Act of 2010, each local educational agency shall
make readily available the policy and plan described in
paragraph (1)(A).
''(3) Assessment of implementation.--
''(A) Assessment of implementation.--Not later than
2 years after the date of enactment of the HELP Schools
Act of 2010, and every 3 years thereafter, each local
educational agency shall complete and make readily
available the results of an assessment of the
implementation of the local wellness policy of the
local educational agency that includes--
''(i) the extent to which schools under the
jurisdiction of the local educational agency
are in compliance with the local wellness
policy of the agency;
''(ii) the extent to which the local
wellness policy of the local educational agency
compares with model local wellness policies
recommended under subsection (e)(2)(A)(ii); and
''(iii)(I) a description of the progress
made in attaining the goals of the local
wellness policy described in subsection (b);
and
''(II) any revisions to the local wellness
policy to more effectively address those goals.
''(d) Local Wellness Policy Committee.--
''(1) In general.--Not later than 180 days after the date
of enactment of the HELP Schools Act of 2010, each local
educational agency shall designate a standing Local Wellness
Policy Committee (referred to in this subsection as the
'Committee').
''(2) Representation.--
''(A) Required representatives.--The Committee of
each local educational agency shall be comprised of at
least 1 representative from the local educational
agency from each of the following categories of
stakeholders:
''(i) Principals.
''(ii) Teachers.
''(iii) Parents of students.
''(iv) Students.
''(v) The school food authority.
''(vi) The school board of the local
educational agency.
''(vii) The physical education program.
''(viii) School health professionals, such
as school nurses, school counselors, social
workers, or health education teachers.
''(B) Authorized representatives.--A Committee may
also include a registered dietitian, pediatrician,
dentist, a representative of the local health
department, or other representatives of the local
community.
''(3) Terms and conditions.--Each local educational agency
shall determine the terms and conditions under which each
member of the Committee of the local educational agency serves.
''(4) Duties.--Duties and responsibilities of each
Committee shall include--
''(A) ensuring that the local educational agency
served by the Committee meets the requirements
described in this section;
''(B) fostering integration of the local wellness
policy of the local educational agency with existing
coordinated school health programs, and other health-
related activities in the schools and community served
by the local educational agency; and
''(C) making Committee proceedings and other
pertinent information relating to the activities of the
Committee readily available.
''(e) Technical Assistance and Outreach.--
''(1) In general.--The Secretary, in consultation with the
Secretary of Education and the Secretary of Health and Human
Services, acting through the Centers for Disease Control and
Prevention, shall assist in the adoption of effective local
wellness policies by local educational agencies in accordance
with this section.
''(2) Outreach.--In carrying out paragraph (1), the
Secretary shall perform outreach to key State and local
stakeholders to promote effective local wellness policies and
provide technical assistance that--
''(A) includes--
''(i) a hotline, online resources, and
trainings on designing, implementing,
promoting, disseminating, and evaluating local
wellness policies and overcoming barriers to
the adoption of local wellness policies; and
''(ii) model local wellness policies and
best practices recommended by Federal agencies,
State agencies, and nongovernmental
organizations; and
''(B) is for guidance purposes only and not binding
or otherwise designed to be mandate to schools, local
educational agencies, school food authorities, or State
child nutrition programs.
''(3) Funding.--
''(A) In general.--On October 1, 2010, and on each
October 1 thereafter through October 1, 2014, out of
any funds in the Treasury not otherwise appropriated,
the Secretary of the Treasury shall transfer to the
Secretary to carry out this paragraph $1,000,000, to
remain available until expended.
''(B) Receipt and acceptance.--The Secretary shall
be entitled to receive, shall accept, and shall use to
carry out this paragraph the funds transferred under
subparagraph (A), without further appropriation.
''(f) Study and Report.--
''(1) In general.--The Secretary, in conjunction with the
Director of the Centers for Disease Control and Prevention,
shall prepare a report on the implementation, strength, and
effectiveness of the local wellness policies carried out in
accordance with this section.
''(2) Study of local wellness policies.--The study
described in paragraph (1) shall include--
''(A) an analysis of the strengths and weaknesses
of local wellness policies and how the policies compare
with model local wellness policies recommended under
subsection (e)(2)(A)(ii); and
''(B) an assessment of the impact of the local
wellness policies in addressing the requirements of
subsection (b).
''(3) Report.--Not later than January 1, 2014, the
Secretary shall submit to the Committee on Agriculture,
Nutrition, and Forestry of the Senate and the Committee on
Education and Labor of the House of Representatives a report
that describes the findings of the study.''.

SEC. 4. REPEAL.

Section 204 of the Child Nutrition and WIC Reauthorization Act of
2004 (42 U.S.C. 1751 note; Public Law 108-265) is repealed.

SEC. 5. BUDGETARY EFFECTS.

The budgetary effects of this Act, for the purpose of complying
with the Statutory Pay-As-You-Go Act of 2010, shall be determined by
reference to the latest statement titled ''Budgetary Effects of PAYGO
Legislation'' for this Act, submitted for printing in the Congressional
Record by the Chairman of the Senate Budget Committee, provided that
such statement has been submitted prior to the vote on passage.

Answer:
Healthy Local Policies for Schools Act of 2010 or HELP Schools Act of 2010 - Amends the Richard B. Russell National School Lunch Act to replace the nutrition promotion program with a program that requires local educational agencies (LEAs) to ensure that their local wellness policies: (1) include goals for nutrition and physical education, physical activity, on-campus food marketing and advertising, and other school-based activities that promote nutrition and wellness throughout the extended school day; (2) include plans for implementing, and measuring the implementation of, such policies; (3) require reimbursable school meals to meet certain nutritional guidelines; and (4) require the nutritional guidelines for nonreimbursable foods and beverages sold in schools to be in compliance with standards established by the Secretary of Agriculture.

Requires each LEA, within two years of this Act's enactment and every three years thereafter, to complete and disseminate an assessment of their local wellness policy.

Directs each LEA to designate a standing Local Wellness Policy Committee made up of education, health, and nutrition stakeholders to foster the integration of a local wellness policy that meets this Act's requirements with other health-related activities in the LEA's schools and community.

Requires the Secretary to: (1) provide technical assistance and outreach to key state and local stakeholders to promote effective local wellness policies; and (2) prepare a report, in conjunction with the Director of the Centers for Disease Control and Prevention (CDC), on the implementation, strength, and effectiveness of local wellness policies.