IN: I'm still not up for a game today. Are you around this weekend? Maybe we can play Sat. or Sun. My home phone is 713-952-9718. BB

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OUT: Tennis

IN: I have received the fully executed Termination Agreement dated as December 15, 1999, effective as of December 17, 1999, terminating certain transactions under the ISDA Master Agreement. The ISDA Master Agreement remains in full force and effect. Copies will be distributed.

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OUT: Canadian Imperial Bank of Commerce

IN: I think the safest and most efficient way to comply with this request is to have Keith and Ray briefed and ready to answer all FERC's questions without deferring any to other people. Ray and Keith, please talk to Gary Zahn and make sure you are up to speed on everything FERC has asked for and focused on so far. You don't need to be an expert on all that, but a basic understanding of what they have already looked at will help you be more responsive to what they want to ask you about. If you do get stumped, try to defer the question by telling FERC you need to check on a fact or two and can answer that question after a break or at the end of the interview. By doing that , you should be able to get them the information they need without having them cross examine a bunch of other people. Inevitably, if you ask enough people the same question, you may start getting different answers. Lee, I'd like you to be on the phone call with Ray, Keith and Gary to discuss generally what to be ready for and what FERC has already looked at. Please let me know if anyone has any concerns about this approach. DF

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OUT: FERC interviews in Omaha

IN: Enron Federal Credit Union Stands Ready to Assist You Enron Federal Credit Union would like you to know that we stand ready to assist our members affected by the recent events. We are committed to those who may need special assistance during this difficult time. The State of Enron Federal Credit Union We are dedicated to providing our members with all the services they would normally expect to receive. Business will continue to be conducted as it always has. We will continue to provide loans. In the event you have an EFCU loan or credit card, we will negotiate a workable agreement for its repayment if necessary. These arrangements will be made on an individual basis. ATM withdrawals and Debit Card transactions will carry the same daily limits. EFCU will be conducting "business as usual." EFCU is a not-for-profit financial institution (a cooperative) owned and operated by you, the member. And, although we are here exclusively to provide financial services to the employees of Enron Corp. and their family members, we remain financially independent from Enron Corp. And, your accounts at the Credit Union are insured to $100,000.00 by the National Credit Union Share Insurance Fund (NCUSIF), supervised by the National Credit Union Administration (NCUA), an agency of the U.S. Government. How To Access The Credit Union You may continue to access your funds in the Credit Union at EB 399, through our electronic services, or at any of our Texas Credit Union Service Center branches:

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OUT:
Enron Federal Credit Union Stands Ready to Assist You