Problem: Lash is associate dean at the University of Southern California Law School. Johnson is a justice on California's Second District Court of Appeal. Lash and Johnson are co-chairs of the California Commission on Access to Justice. The full report can be viewed at (www.calbar.org). In her year-long odyssey through the California justice system, Katherine, a 35-year-old single mother with three children, experienced failure at every turn. Leaving her abusive husband, she moved into the only apartment she could afford, and soon discovered a broken toilet and non- working oven, rats and roaches, and a fourthfloor landing with no railing. She began withholding rent pending repairs her landlord refused to make, but then her Medi-Cal benefits were cut off when she could not provide rent receipts. She lost health care for her children and herself, although she is a borderline diabetic in need of medication and her children were suffering from rat bites. Katherine tried to seek help through the courts. Representing herself at an administrative hearing, she lost her appeal to restore Medi-Cal benefits because she did not have proper documentation of the rent account. When she went to a courthouse to file a complaint against her landlord, she found the process so confusing that she gave up and went home. According to "The Path to Justice: A Five-Year Status Report on Access to Justice in California," prepared by the California Commission on Access to Justice, Katherine is just one of 4.6 million poor Californians whose basic civil legal needs -- often involving such critical needs as housing, health care, education, employment, safety and transportation -- are not being addressed. California has a critical dearth of legal services for the poor, and, as this report makes clear, it is imperative that the state join with the federal government and private funders to increase resources so that all Californians, regardless of income, have equal access to our justice system. Our justice system is predicated on the assumption that both parties will be represented by lawyers who act as gatekeepers and guides through a complex legal system that would otherwise be inaccessible to many of us. Unfortunately, the most vulnerable members of our society are the least able to afford legal services. California does have a strong network of legal aid organizations that try to help meet the needs of the poor, but there's just one legal aid lawyer available per 10,000 poor people. We may promise "justice for all," but for those who can't afford a lawyer, that promise is often a lie. In its new report, the Commission on Access to Justice notes some significant steps toward providing equal access to justice for all Californians.

Question: "What positions do the co-chairs of the California Commission on Access to Justice hold?"

Answer: "They are police officers"

OPTIONS:
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- yes
Answer: no

Problem: Bin Laden and his aides did not need a very large sum to finance their planned attack on America. The 9/11 plotters eventually spent somewhere between $400,000 and $500,000 to plan and conduct their attack. Consistent with the importance of the project, al Qaeda funded the plotters. KSM provided his operatives with nearly all the money they needed to travel to the United States, train, and live. The plotters' tradecraft was not especially sophisticated, but it was good enough. They moved, stored, and spent their money in ordinary ways, easily defeating the detection mechanisms in place at the time. The origin of the funds remains unknown, although we have a general idea of how al Qaeda financed itself during the period leading up to 9/11. General Financing As we explained in chapter 2, Bin Laden did not fund al Qaeda through a personal fortune and a network of businesses in Sudan. Instead, al Qaeda relied primarily on a fund-raising network developed over time. The CIA now estimates that it cost al Qaeda about $30 million per year to sustain its activities before 9/11 and that this money was raised almost entirely through donations. For many years, the United States thought Bin Laden financed al Qaeda's expenses through a vast personal inheritance. Bin Laden purportedly inherited approximately $300 million when his father died, and was rumored to have had access to these funds to wage jihad while in Sudan and Afghanistan and to secure his leadership position in al Qaeda. In early 2000, the U.S. government discovered a different reality: roughly from 1970 through 1994, Bin Laden received about $1 million per year-a significant sum, to be sure, but not a $300 million fortune that could be used to fund jihad. Then, as part of a Saudi government crackdown early in the 1990s, the Bin Laden family was forced to find a buyer for Usama's share of the family company in 1994. The Saudi government subsequently froze the proceeds of the sale. This action had the effect of divesting Bin Laden of what otherwise might indeed have been a large fortune. Nor were Bin Laden's assets in Sudan a source of money for al Qaeda. When Bin Laden lived in Sudan from 1991 to 1996, he owned a number of businesses and other assets.

Question: "To fund a jihad, how much of Bin Laden's personal inheritance could have gone to the terrorists?"

Answer: "400 thousand"

OPTIONS:
- no
- yes
Answer: no

Problem: William C. Walbrecher Jr., an executive at San Francisco-based 1st Nationwide Bank, was named president and chief executive officer of Citadel Holding Corp. and its principal operating unit, Fidelity Federal Bank. The appointment takes effect Nov. 13. He succeeds James A. Taylor, who stepped down as chairman, president and chief executive in March for health reasons. Edward L. Kane succeeded Mr. Taylor as chairman. Separately, Citadel posted a third-quarter net loss of $2.3 million, or 68 cents a share, versus net income of $5.3 million, or $1.61 a share, a year earlier. The latest results include some unusual write-downs, which had an after-tax impact of $4.9 million. Those included costs associated with the potential Valley Federal Savings and Loan Association acquisition, which was terminated on Sept. 27, 1989. In addition, operating results were hit by an increase in loan and real estate loss reserves. In American Stock Exchange composite trading, Citadel shares closed yesterday at $45.75, down 25 cents.

Question: "What is stock exchange 1st National Bank on and what was the third quarter net loss?"

Answer: "American Stock Exchange with net loss $2.3 million"

OPTIONS:
- no
- yes
Answer:
yes