In this task, given a sentence in English Tokens, your task is to convert it into the English language

[EX Q]: This makes it difficult -- and risky -- to underwrite , and price , the loan based solely on the borrower 's credit-worthiness at the time of application [ for the card ] . ''
[EX A]: This makes it difficult and risky to underwrite, and price, the loan based solely on the borrower's credit-worthiness at the time of application [for the card]."

[EX Q]: Yesterday , Australia 's Deputy Prime Minister , Mark Vaile , appeared before the Cole Inquiry into kickbacks paid to Saddam Hussein 's Iraqi regime .
[EX A]: Yesterday, Australia's Deputy Prime Minister, Mark Vaile, appeared before the Cole Inquiry into kickbacks paid to Saddam Hussein's Iraqi regime.

[EX Q]: Wired News additionally reports that there is '' circumstantial evidence '' linking the perpetrators of the attack to the internet group '' Anonymous '' , who are most well known for their recent protests and attacks against the Church of Scientology , and their members created a reputation as '' griefers '' in the virtual worlds Second Life , and Habbo Hotel .
[EX A]:
Wired News additionally reports that there is "circumstantial evidence" linking the perpetrators of the attack to the internet group "Anonymous", who are most well known for their recent protests and attacks against the Church of Scientology, and their members created a reputation as "griefers" in the virtual worlds Second Life, and Habbo Hotel.