In this task, you are given a context and four options. Each option is a suggested ending for the context. You should read the context and pick the best ending for the context. Please answer with "A", "B", "C", and "D".
Q: [header] How to buy land in colorado [title] Figure out how much you can afford. [step] Start by using an online mortgage calculator to determine how much you can afford to spend. These calculators normally ask you to input your income and associated expenses (e.g. utilities, other loan payments, etc. <sep> (A) ) by the year in which you obtained the land, and how long you wait for payment. [substeps] Once you have figured out the amount, use that as a guideline. (B) ) in order to find the value of your property as a whole. Consider the following : [substeps] You cannot start with a simple down payment. (C) ), as well as the months that you were unable to make the payments. [substeps] Each time you make a mortgage, you will need to subtract the following from your net expenses: home equity interest, vacation pay, expenses for meals and healthcare (e.g. (D) ) and then will determine how much you can afford to spend on a monthly mortgage payment. These calculations also take into account interest rates, mortgage terms and amortization.
A:
D