INPUT ARTICLE: Article: One of the most obvious ways to determine your financial readiness to move out is to know how much money you'll need and how much you can afford to spend. However, some people ignore this crucial step amidst their excitement at the prospect of moving out. There are numerous formulas for determining the maximum rent you can afford floating around the internet, but two simple options are to divide your monthly gross income by three or your yearly gross income by forty. (Gross income is your pay before taxes are taken out.) Thus, if you make $2400 per month, you can afford an $800 monthly rent. Or, if you make $20,000 per year, you can afford $500 per month. There is greater variance in advice on how much you need to save before moving, depending upon prevailing rents and many other factors. One formula, which factors in greater rent costs for greater salaries, along with moving costs, basic supplies, etc., advises that someone making $20,000 per year needs to save up $1750; $30,000 per year requires $2250; and someone making $40,000 per year should have $3400 saved. Every financial advisor worth their salt will tell you to start saving now, even if it's just a little bit per paycheck, because it establishes good habits and (literally) pays greater dividends in the long term. Having a clear goal, like knowing that you need $2500 saved up before moving out, can make saving easier, but there are numerous strategies that can help. Many of these, such as having funds taken directly from your paycheck to savings (just like taxes), can be found at How to Save Money. Practice saving not just for the move, but to establish an emergency fund once you do move. One common recommendation is having an emergency fund that can cover three to six months of your expenses (use your budget as your guide). Once you've established your monthly budget and the amount you need to save in order to move out, look for ways to trim the fat from your expenditures. Divide your budget into essentials, which might be groceries, utilities, or transportation costs; non-essentials, like dining out or the sports tier on the cable package; and extravagances, like designer clothes or concert tickets. Cut out extravagances, cut back on non-essentials, and see if any creative reductions can be made for essentials. How to Live Within Your Means offers many tips on cutting back on expenditures, including: shopping for items on sale or at second-hand stores; replacing memberships with free leisure and entertainment options, like jogging and a library card; and cutting back on impulse buys by making shopping lists and waiting at least 48 hours before making non-essential purchases. You may plan to cut back only temporarily in order to save up what you need to move out, but you might also find that at least some aspects of this leaner budget can become permanent fixtures, to your financial benefit. If you're eager to move out, taking on a second (or third) job can help you save up funds faster. This can be beneficial in the short term, but don't expect to be able to keep up an unsustainable work pace in order to keep your own place once you move out. That is, if you usually make about $30,000 per year but are able to temporarily boost up to a $40,000 per year pace by maxing out on overtime, don't assume you can afford a $40,000 per year level apartment. Taking on overtime at your job is one way to boost income temporarily. Other options include: taking on odd jobs around your neighborhood, like lawn care, painting, or house- or baby-sitting; finding one-off sources of cash like holding an advertising sign at a busy intersection; using your musical talents by being a street performer; or doing additional jobs around your parents' house for pay (don't think of it as returning to getting an allowance, think of it as an investment in your future of independent living). Now is the time to go through your clothes, your music and movie collections, your old dorm mini-fridge and hot plate, and whatever else might be worth a buck or two to someone else. The advantages of selling non-essentials are two-fold: you make some money for your moving out fund and you save some money (or at least time and energy) by reducing how much stuff you take with you when you do move. Have a yard sale, sell your stuff online, or take it to a secondhand store or consignment shop use whatever means at your disposal to lighten your load and fatten your wallet. Be honest with yourself will you ever listen to that CD or wear that flannel shirt again? If you can do without it, then do without it when you move out. Donate whatever won't sell you've already decided you don't need it, and you can feel a little better about yourself for helping a worthy cause.

SUMMARY: Establish your minimum savings goal and maximum rent payment. Make a habit of saving. Tighten your budget belt. Supplement your income temporarily. Sell your stuff.

INPUT ARTICLE: Article: The menu bar is at the top of your document window. " The toolbar will then appear in the lower-left corner of your document. This applies to Microsoft Word 2003. For MS Word versions 2010 and 2013, the drawing toolbar appears as another tab, next to VIEW under the name "FORMAT" when you click on an object.

SUMMARY: Click on the "View" menu in the menu bar. Hover you mouse over "Toolbar" then select "Drawing toolbar.

INPUT ARTICLE: Article: You can have clip-in highlights put in at a salon, or you can do them on your own. Either way, you need to make sure you choose the right color for your extensions. You can match your extensions with the hair color you already have, or you can dye your hair to match the extensions you desire. Look for hair extensions that will give you the length you desire. The extensions should not be shorter than your current length. It is better to go with a shorter length of extensions at first. Extensions that are too long can be a heavy weight for your neck muscles if you're not used to wearing them. 16" extensions should come to the bra line. 20" extensions come just below the bra line. 24" extensions fall to the back pocket of your jeans. First, part your hair the way you normally do. Then, section your hair off from the part down to your ear. Separate the two sections with the ear in the middle. Use clips to hold the two front sections. Next, pull up most of your hair in the back. Secure it with a clip. Leave the bottom inch of hair down. This step will be taken care of by a professional if you're having it done at a salon.

SUMMARY:
Choose an extension color that matches your hair color. Choose an appropriate length. Section off your hair.