Answer the question at the end by quoting:

Irving Fisher (February 27, 1867 - April 29, 1947) was an American economist, statistician, inventor, and Progressive social campaigner. He was one of the earliest American neoclassical economists, though his later work on debt deflation has been embraced by the Post-Keynesian school. Joseph Schumpeter described him as "the greatest economist the United States has ever produced", an assessment later repeated by James Tobin and Milton Friedman. Fisher made important contributions to utility theory and general equilibrium.
Fisher is probably best remembered today in neoclassical economics for his theory of capital, investment, and interest rates, first exposited in his The Nature of Capital and Income (1906) and elaborated on in The Rate of Interest (1907). His 1930 treatise, The Theory of Interest, summed up a lifetime's research into capital, capital budgeting, credit markets, and the factors (including inflation) that determine interest rates. Fisher saw that subjective economic value is not only a function of the amount of goods and services owned or exchanged, but also of the moment in time when they are purchased with money. A good available now has a different value than the same good available at a later date; value has a time as well as a quantity dimension. The relative price of goods available at a future date, in terms of goods sacrificed now, is measured by the interest rate. Fisher made free use of the standard diagrams used to teach undergraduate economics, but labeled the axes "consumption now" and "consumption next period" (instead of the usual schematic alternatives of "apples" and "oranges"). The resulting theory, one of considerable power and insight, was presented in detail in The Theory of Interest (for a concise exposition, see here.) This model, later generalized to the case of K goods and N periods (including the case of infinitely many periods) has become a standard theory of capital and interest, and is described in Gravelle and Rees, and Aliprantis, Brown, and Burkinshaw. This theoretical advance is explained in Hirshleifer.

What was his quote on interest rates

His 1930 treatise, The Theory of Interest, summed up a lifetime's research into capital,

Answer the question at the end by quoting:

John Hoyer Updike (March 18, 1932 - January 27, 2009) was an American novelist, poet, short story writer, art critic, and literary critic. One of only three writers to win the Pulitzer Prize for Fiction more than once (the others were Booth Tarkington and William Faulkner), Updike published more than twenty novels, more than a dozen short-story collections, as well as poetry, art and literary criticism and children's books during his career.
The principal themes in Updike's work are religion, sex, and America as well as death. Often he would combine them, frequently in his favored terrain of "the American small town, Protestant middle class", of which he once said, "I like middles. It is in middles that extremes clash, where ambiguity restlessly rules." For example, the decline of religion in America is chronicled in In the Beauty of the Lilies (1996) alongside the history of cinema, and Rabbit Angstrom contemplates the merits of sex with the wife of his friend Reverend Jack Eccles while the latter is giving his sermon in Rabbit, Run (1960). Critics have often noted that Updike imbued language itself with a kind of faith in its efficacy, and that his tendency to construct narratives spanning many years and books--the Rabbit series, the Henry Bech series, Eastwick, the Maples stories--demonstrates a similar faith in the transcendent power of fiction and language. Updike's novels often act as dialectical theological debates between the book itself and the reader, the novel endowed with theological beliefs meant to challenge the reader as the plot runs its course. Rabbit Angstrom himself acts as a Kierkegaardian Knight of Faith. Describing his purpose in writing prose, Updike himself, in the introduction to his Early Stories: 1953-1975 (2004), wrote that his aim was always "to give the mundane its beautiful due." Elsewhere he famously said, "When I write, I aim my mind not towards New York but towards a vague spot east of Kansas." Some have suggested that the "best statement of Updike's aesthetic comes in his early memoir 'The Dogwood Tree'" (1962): "Blankness is not emptiness; we may skate upon an intense radiance we do not see because we see nothing else. And in fact there is a color, a quiet but tireless goodness that things at rest, like a brick wall or a small stone, seem to affirm."

What are the themes

The principal themes in Updike's work are religion, sex, and America as well as death.

Answer the question at the end by quoting:

Michael Brant Shermer was born on September 8, 1954 in Los Angeles. An only child, he was raised in Southern California, primarily in the La Canada Flintridge area. His parents divorced when he was four and later remarried, his mother to a man with three children, who became Shermer's step-sister and two step-brothers, and his father to a woman with whom he had two daughters, Shermer's half-sisters. His father died of a heart attack in 1986, and his mother of brain cancer in 2000.
Shermer's master's degree in experimental psychology at the California State University, Fullerton, led to many after-class discussions with professors Bayard Brattstrom and Meg White at a local pub--The 301 Club--that went late into the night. These discussions, along with his studies in cultural anthropology, led him to question his religious beliefs. He abandoned his devout religious views, fueled by what he perceived to be the intolerance generated by the absolute morality he was taught in his religious studies; the hypocrisy in what many believers preached and what they practiced; and his growing awareness of other religious beliefs, and how they were determined by the temporal, geographic, and cultural circumstances in which their adherents were born. From this, Shermer came to conclude it is "obvious that God was made in our likeness and not the reverse." By midway through his graduate training, he removed the Christian silver ichthys medallion that he had been wearing around his neck for years. He completed his MA degree from the California State University in psychology in 1978. The final step in Shermer's abandoning religion came when his college sweetheart, Maureen, was in an automobile accident that broke her back and rendered her paralyzed from the waist down. Shermer relates: When I saw her at the Long Beach Medical Center ER, the full implications of what this meant for her begin to dawn on me. There, in the ER, day after dreary day, night after sleepless night, I took a knee and bowed my head and asked God to heal Maureen's broken back. I prayed with deepest sincerity. I cried out to God to overlook my doubts in the name of Maureen. I willingly suspended all disbelief. At that time and in that place, I was once again a believer. I believed because I wanted to believe that if there was any justice in the universe -- any at all -- this sweet, loving, smart, responsible, devoted, caring spirit did not deserve to be in a shattered body. A just and loving God who had the power to heal, would surely heal Maureen. He didn't. He didn't, I now believe, not because "God works in mysterious ways" or "He has a special plan for Maureen" -- the nauseatingly banal comforts believers sometimes offer in such trying and ultimately futile times -- but because there is no God.

What changes in beliefs did Michael have?
He abandoned his devout religious views,