Given the task definition and input, reply with output. A piece of text from one of these 5 languages - French, English, Dutch, Somali, Tagalog is given. Generate the language to which the text belongs.

Text: Even in these times of low interest rates, the rate would not be lower than 6 per cent per annum, meaning an annual interest charge of (Lm250,000 @ 6%) = Lm15,000. Moreover, there is the cost of chasing the debt: credit department salaries, legal fees, telephone and postage costs.
English