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How to get a secured credit card
Find a secured credit card issuer.
Not all banks issue secured credit cards, but many credit unions offer secured credit cards to their members. If you are a member of a credit union, then you may want to check with them first.
Secured credit cards from credit unions often offer lower interest rates and do not have annual fees. If you are not a member of a credit union, you may be able to get one from your bank.