In one sentence, describe what the following article is about: Owner financed sales are rare, and you shouldn't jump into one until you have thoroughly considered your situation. Think about the following: You usually must own the house free and clear of any mortgage. Otherwise, you will need your lender to give you permission to sell. Taxes can be complicated and you'll want to hire a tax professional to help you. You might have to go through the foreclosure process if the buyer stops making payments. This can be costly and time-consuming. However, you may make much more money on an owner financed sale than if you sell the traditional way. Buyers usually like owner financed sales because a seller might be less choosy than a bank or mortgage lender. However, you should consider the following: You might have to come up with a larger down payment than you normally would. The owner-seller is taking a risk by financing your sale, and in return they might want a larger down payment or higher interest. Owner financed sales often close faster than other sales. You need to be sure you can make the balloon payment if one is written into the contract. If you break the contract, then you could lose the house and all of the payments you have made up to that point. This option is often more advantageous for the buyer and less complicated for the seller. You and the person interested in your home will lock in a potential sale price for the home, as well as a lease agreement ranging from 2 to 5 years. During that time, the person will pay you rent on the home, with a portion of that rent going toward a down payment on the house. After the lease ends, the person can choose to proceed with the sale as arranged, or they can opt to walk away. If they walk away, they don't get a refund on the extra money they paid toward the down payment. If they do walk away, you'll need to relist your home.
Summary: Analyze your situation as a seller. Determine if an owner financed sale is ideal as a buyer. Consider a lease-to-own option.

In one sentence, describe what the following article is about: Generally, you want the soil around your plants to be damp in summer and dry in winter. A soaker hose, where water seeps out of a hose line to water plants, should provide enough moisture for your berries if used for an hour or two every week. In some cases, like during heat or dry spells, you may need to water your berries more than usual. Training your plants by pruning them will encourage a rich and productive crop. Remove canes (stems) outside the 12 to 18 in (30.5 to 45.7 cm) total row width. Cut away any canes that are damaged, infested with insects, or appear diseased. For summer-harvest crops of red raspberries, cut down discolored, grayish canes after they have finished producing fruit. Leave new, healthy plants. For fall-harvest crops, cut off all the canes at ground level after they have finished producing fruit. For black raspberries, cut off the side fruit-producing branches after harvesting. Remove weak and untrained branches. When not producing, cut off small canes. Remove the smallest, ineffective canes from all plants in late winter. Ideally, three to six strong, healthy canes will remain after this process. You can apply a few inches of mature compost and/or an organic fertilizer, such as fish emulsion, to promote healthy, productive plants. A homemade, organic raspberry fertilizer might look like: Organic homemade raspberry fertilizer: 4 parts canola seed meal (or fish meal), 1 part dolomitic lime (to offset acidity in the seed meal), 1 part rock phosphate (or part bone meal), 1 part kelp meal. The berries should be rich in color and come free easily from the plant. Some varieties, however, offer a bit of resistance when being picked. Taste a few berries to determine if they are sweet enough to harvest. As the color darkens, the sugar level increases. Harvest berries early in the morning when it is still cold outside. This prevents them from smashing as you pick them. Rinse your berries and eat them immediately after harvesting. Though raspberries will keep in the refrigerator for several days, they are best eaten fresh. Freeze extra raspberries for later use in baking. Try putting putting them in jams or preserves, pies, etc.
Summary: Water plants weekly. Prune your raspberries at least once per year. Fertilize in late winter. Harvest your raspberries in late summer or early fall.

In one sentence, describe what the following article is about: Codependent behaviors are often passed down through families. This means that somewhere in your past, you were either witness to or part of a codependent relationship. Through these situations, you were taught that it was wrong to express any needs, wants, or emotions. You may have spent portions of your childhood being called upon to meet the needs of others, which taught you as a child to suppress personal emotional and physical needs as you developed in favor of taking care of a family member. When you left this family environment, you may have continued this pattern within your own romantic and other relationships, which may then get passed on to your children. Another common situation that leads to codependency is a history of abuse. In these situations, if you have been abused, you may become codependent as a way to deal with the trauma of the situation. You may suppress emotions and needs in these abusive situations in favor of focusing on other's needs. This abuse may have happened during your childhood and continued without intervention from your family. This can also happen in codependent familial relationships. This can be emotional, physical, or sexual abuse. Although codependency issues can occur in any type of relationship or with any person, there are certain types of people that encourage codependent relationships. Codependent relationships often develop between you and a person who needs looking after or taken care of. These types of people include: Those suffering from addiction Individuals with mental health disorders People with chronic illness Another past experience that may lead to codependency is divorce. In situations with divorce, an opportunity may arise when an eldest child has to step into a parental role to pick up the slack for the absentee parent. In these cases, the parenting of the child may produce behaviors of codependency. You may also not want to discuss these difficulties with the remaining parent so as to not upset them. This leads to the repression of emotions and can lead to codependency.
Summary:
Determine if your family has a history of codependency. Consider if you have a history of abuse. Recognize common situations that cause codependent relationships. Look for divorce in your past.