In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

Ex Input:
SECTION 1. SHORT TITLE.

This Act may be cited as the ''John R. Justice Prosecutors and
Defenders Incentive Act of 2007''.

SEC. 2. LOAN REPAYMENT FOR PROSECUTORS AND DEFENDERS.

Title I of the Omnibus Crime Control and Safe Streets Act of 1968
(42 U.S.C. 3711 et seq.) is amended by adding at the end the following:

''PART JJ--LOAN REPAYMENT FOR PROSECUTORS AND PUBLIC DEFENDERS

''SEC. 3111. GRANT AUTHORIZATION.

''(a) Purpose.--The purpose of this section is to encourage
qualified individuals to enter and continue employment as prosecutors
and public defenders.
''(b) Definitions.--In this section:
''(1) Prosecutor.--The term 'prosecutor' means a full-time
employee of a State or local agency who--
''(A) is continually licensed to practice law; and
''(B) prosecutes criminal cases at the State or
local level.
''(2) Public defender.--The term 'public defender' means an
attorney who--
''(A) is continually licensed to practice law; and
''(B) is--
''(i) a full-time employee of a State or
local agency or a nonprofit organization
operating under a contract with a State or unit
of local government, that provides legal
representation to indigent persons in criminal
cases; or
''(ii) employed as a full-time Federal
defender attorney in a defender organization
established pursuant to subsection (g) of
section 3006A of title 18, United States Code,
that provides legal representation to indigent
persons in criminal cases.
''(3) Student loan.--The term 'student loan' means--
''(A) a loan made, insured, or guaranteed under
part B of title IV of the Higher Education Act of 1965
(20 U.S.C. 1071 et seq.), excluding a loan under
section 428C of such Act, except as provided under
subparagraph (C);
''(B) a loan made under part D or E of title IV of
the Higher Education Act of 1965 (20 U.S.C. 1087a et
seq. and 1087aa et seq.), excluding a loan under
section 455(g) of such Act, except as provided under
subparagraph (C); and
''(C) a loan made under section 428C or 455(g) of
the Higher Education Act of 1965 (20 U.S.C. 1078-3 and
1087e(g)) to the extent that such loan was used to
repay a Federal Direct Stafford Loan, a Federal Direct
Unsubsidized Stafford Loan, or a loan made under
section 428 or 428H of such Act.
''(c) Program Authorized.--The Attorney General shall establish a
program by which the Department of Justice shall assume the obligation
to repay a student loan, by direct payments on behalf of a borrower to
the holder of such loan, in accordance with subsection (d), for any
borrower who--
''(1) is employed as a prosecutor or public defender; and
''(2) is not in default on a loan for which the borrower
seeks forgiveness.
''(d) Terms of Agreement.--
''(1) In general.--To be eligible to receive repayment
benefits under subsection (c), a borrower shall enter into a
written agreement that specifies that--
''(A) the borrower will remain employed as a
prosecutor or public defender for a required period of
service of not less than 3 years, unless involuntarily
separated from that employment;
''(B) if the borrower is involuntarily separated
from employment on account of misconduct, or
voluntarily separates from employment, before the end
of the period specified in the agreement, the borrower
will repay the Attorney General the amount of any
benefits received by such employee under this section;
''(C) if the borrower is required to repay an
amount to the Attorney General under subparagraph (B)
and fails to repay such amount, a sum equal to that
amount shall be recoverable by the Federal Government
from the borrower (or such borrower's estate, if
applicable) by such methods as are provided by law for
the recovery of amounts owed to the Federal Government;
''(D) the Attorney General may waive, in whole or
in part, a right of recovery under this subsection if
it is shown that recovery would be against equity and
good conscience or against the public interest; and
''(E) the Attorney General shall make student loan
payments under this section for the period of the
agreement, subject to the availability of
appropriations.
''(2) Repayments.--
''(A) In general.--Any amount repaid by, or
recovered from, a borrower or the estate of a borrower
under this subsection shall be credited to the
appropriation account from which the amount involved
was originally paid.
''(B) Merger.--Any amount credited under
subparagraph (A) shall be merged with other sums in
such account and shall be available for the same
purposes and period, and subject to the same
limitations, if any, as the sums with which the amount
was merged.
''(3) Limitations.--
''(A) Student loan payment amount.--Student loan
repayments made by the Attorney General under this
section shall be made subject to such terms,
limitations, or conditions as may be mutually agreed
upon by the borrower and the Attorney General in an
agreement under paragraph (1), except that the amount
paid by the Attorney General under this section shall
not exceed--
''(i) $10,000 for any borrower in any
calendar year; or
''(ii) an aggregate total of $60,000 in the
case of any borrower.
''(B) Beginning of payments.--Nothing in this
section shall authorize the Attorney General to pay any
amount to reimburse a borrower for any repayments made
by such borrower prior to the date on which the
Attorney General entered into an agreement with the
borrower under this subsection.
''(e) Additional Agreements.--
''(1) In general.--On completion of the required period of
service under an agreement under subsection (d), the borrower
and the Attorney General may, subject to paragraph (2), enter
into an additional agreement in accordance with subsection (d).
''(2) Term.--An agreement entered into under paragraph (1)
may require the borrower to remain employed as a prosecutor or
public defender for less than 3 years.
''(f) Award Basis; Priority.--
''(1) Award basis.--Subject to paragraph (2), the Attorney
General shall provide repayment benefits under this section on
a first-come, first-served basis, and subject to the
availability of appropriations.
''(2) Priority.--The Attorney General shall give priority
in providing repayment benefits under this section in any
fiscal year to a borrower who--
''(A) received repayment benefits under this
section during the preceding fiscal year; and
''(B) has completed less than 3 years of the first
required period of service specified for the borrower
in an agreement entered into under subsection (d).
''(g) Regulations.--The Attorney General is authorized to issue
such regulations as may be necessary to carry out the provisions of
this section.
''(h) Authorization of Appropriations.--There are authorized to be
appropriated to carry out this section $25,000,000 for fiscal year 2008
and such sums as may be necessary for each succeeding fiscal year.''.

Ex Output:
John R. Justice Prosecutors and Defenders Incentive Act of 2007- Amends the Omnibus Crime Control and Safe Streets Act of 1968 to direct the Attorney General to assume the obligation to repay student loans for borrowers who agree to remain employed, for at least three years, as: (1) state or local criminal prosecutors; or (2) state, local, or federal public defenders in criminal cases. Allows a borrower and the Attorney General to enter into an additional loan repayment agreement, after the required three-year period, for a successive period of service which may be less than three years. Limits the amount paid under such program on behalf of any borrower to $10,000 per calendar year and $60,000 total.

Ex Input:
SECTION 1. SHORT TITLE.

This Act may be cited as the ''Banking Privacy Act of 1999''.

SEC. 2. PERSONAL INFORMATION SHARING.

(a) Depository Institutions and Subsidiaries of Depository
Institutions.--Section 18 of the Federal Deposit Insurance Act (12
U.S.C. 1828) is amended by adding at the end the following new
subsection:
''(t) Personal Information Sharing Requirements.--
''(1) Information sharing prohibited if customer opts
out.--Notwithstanding any other provision of law and except as
permitted under paragraph (5), an insured depository
institution and a subsidiary of a depository institution may
not disclose or transfer customer information relating to any
customer to any other person, including an affiliate of the
depository institution, unless--
''(A) the customer to whom such information relates
has been provided with notice in accordance with
paragraph (2); and
''(B) the customer has not provided a written
directive (including a transmission by e-mail,
facsimile, or other form of electronic communication)
to the insured depository institution or subsidiary, at
any time before the close of business on the 6th
business day before such disclosure or transfer, that
such information shall not be disclosed or transferred,
except when specifically authorized by the customer in
connection with and pertaining to a specific
transaction with the depository institution or
subsidiary.
''(2) Notice.--
''(A) In general.--The notice referred to in
paragraph (1)(A) shall fully and fairly disclose, in
accordance with regulations which the Federal banking
agencies shall jointly prescribe, what information is
being disclosed or transferred, the policy of the
insured depository institution or subsidiary of an
insured depository institution with regard to
information sharing, and the right of the customer to
prohibit the disclosure or transfer of such
information.
''(B) Form of notice.--
''(i) In general.--The regulations
prescribed pursuant to subparagraph (A) shall
require that the notice required under such
subparagraph--
''(I) be prominently displayed on a
document which is separate from any
other document;
''(II) have the term 'Privacy
Notice' in prominent typeface at the
top of the notice.
''(ii) Notice requirements.--
''(I) Mailing.--If the notice
required under subparagraph (A) is
mailed to the customer, the notice
shall be mailed separately from any
other statement, document, or notice
mailed to the customer.
''(II) In person.--If the notice
required under subparagraph (A) is
disclosed to the customer in person by
an officer, director, or agent of the
depository institution or subsidiary
thereof, the officer, employee, or
agent shall obtain the written
acknowledgement of the customer of the
receipt of such notice separately from
any other signature or written
acknowledgment of the customer.
''(3) Customer information defined.--For purposes of this
subsection, the term 'customer information' means any
information acquired from a customer of the insured depository
institution that is personally identifiable to the customer,
including information relating to transactions, balances,
maturity dates, payouts, and payout dates, and transaction or
experience information.
''(4) Reasonable opportunity to respond to notice.--In
order to provide any customer of an insured depository
institution or any subsidiary of an insured depository
institution with reasonable opportunity to respond to any
notice referred to in paragraph (1)(A), the prohibition
contained in paragraph (1) on the disclosure or transfer of any
customer information relating to such customer to any other
person, including an affiliate, shall continue during the 30-
day period beginning on the date the notice referred to in such
paragraph was sent or delivered to such customer, unless the
customer has authorized such disclosure or transfer.
''(5) Exceptions.--Paragraph (1) shall not apply to the
disclosure or transfer of customer information--
''(A) in connection with processing a specific
financial transaction that the customer to whom the
information relates has authorized, if--
''(i) the customer has been informed that
any such transaction will necessarily involve
the disclosure or transfer of such information;
and
''(ii) the person to whom such information
is transferred or disclosed is subject to a
legal or contractual obligation not to use such
information for any purpose other than in
connection with facilitating the transaction;
''(B) in connection with any routine financial
transaction which does not involve marketing of
services or the sale of customer information, if the
person to whom such information is transferred or
disclosed is subject to a legal or contractual
obligation not to use such information for any purpose
other than in connection with effectuating the
transaction;
''(C) in connection with clearing checks,
processing credit transactions or electronic fund
transfers, or providing mailing services, if the person
to whom such information is transferred or disclosed is
subject to a legal or contractual obligation not to use
such information for any purpose other than in
connection with clearing or processing the transaction
or providing the service;
''(D) to a governmental, regulatory, or self-
regulatory authority having jurisdiction over the
insured depository institution for examination,
compliance, or other authorized purposes;
''(E) to a court of competent jurisdiction;
''(F) to a consumer reporting agency, as defined in
section 603(f) of the Fair Credit Reporting Act, for
use solely in accordance with such Act;
''(G) in the case of a default by the customer on
an obligation to the depository institution or
subsidiary, to a debt collector, as defined in section
803(6) of the Fair Debt Collection Practices Act,
counsel, or other entity involved in debt collection,
for use solely in accordance with such Act;
''(H) in the case of any claim or litigation
between the customer and a depository institution or
subsidiary, to a counsel or other person involved in
the resolution of the dispute;
''(I) that is not personally identifiable to the
customer or is public information; or
''(J) that is necessary to prevent or investigate
fraudulent or unlawful acts which the depository
institution or subsidiary has a good faith belief may
occur or may have occurred.''.
(b) Bank Holding Companies and Affiliates of Bank Holding
Companies.--Section 5 of the Bank Holding Company Act of 1956 (12
U.S.C. 1844) is amended by adding at the end the following new
subsection:
''(g) Personal Information Sharing Requirements.--
''(1) Information sharing prohibited if customer opts
out.--Notwithstanding any other provision of law and except as
permitted under paragraph (5), a bank holding company and an
affiliate of a bank holding company (other than a depository
institution subsidiary or subsidiary of such depository
institution) may not disclose or transfer customer information
relating to any customer to any other person, including another
affiliate of the bank holding company, unless--
''(A) the customer to whom such information relates
has been provided with notice in accordance with
paragraph (2); and
''(B) the customer has not provided a written
directive (including a transmission by e-mail,
facsimile, or other form of electronic communication)
to the bank holding company or affiliate, at any time
before the close of business on the 6th business day
before such disclosure or transfer, that such
information shall not be disclosed or transferred,
except when specifically authorized by the customer in
connection with and pertaining to a specific
transaction with the bank holding company or affiliate.
''(2) Notice.--
''(A) In general.--The notice referred to in
paragraph (1)(A) shall fully and fairly disclose, in
accordance with regulations which the Board shall
prescribe, what information is being disclosed or
transferred, the policy of the bank holding company or
affiliate of a bank holding company with regard to
information sharing, and the right of the customer to
prohibit the disclosure or transfer of such
information.
''(B) Form of notice.--
''(i) In general.--The regulations
prescribed pursuant to subparagraph (A) shall
require that the notice required under such
subparagraph--
''(I) be prominently displayed on a
document which is separate from any
other document:
''(II) have the term 'Privacy
Notice' in prominent typeface at the
top of the notice.
''(ii) Notice requirements.--
''(I) Mailing.--If the notice
required under subparagraph (A) is
mailed to the customer, the notice
shall be mailed separately from any
other statement, document, or notice
mailed to the customer.
''(II) In person.--If the notice
required under subparagraph (A) is
disclosed to the customer in person by
an officer, director, or agent of the
bank holding company or affiliate
thereof, the officer, employee, or
agent shall obtain the written
acknowledgement of the customer of the
receipt of such notice separately from
any other signature or written
acknowledgment of the customer.
''(3) Customer information defined.--For purposes of this
subsection, the term 'customer information' means any
information acquired from a customer of the bank holding
company or affiliate that is personally identifiable to the
customer, including information relating to transactions,
balances, maturity dates, payouts, and payout dates, and
transaction or experience information.
''(4) Reasonable opportunity to respond to notice.--In
order to provide any customer of a bank holding company or any
affiliate of a bank holding company with reasonable opportunity
to respond to any notice referred to in paragraph (1)(A), the
prohibition contained in paragraph (1) on the disclosure or
transfer of any customer information relating to such customer
to any other person, including another affiliate, shall
continue during the 30-day period beginning on the date the
notice referred to in such paragraph was sent or delivered to
such customer, unless the customer has authorized such
disclosure or transfer.
''(5) Exceptions.--Paragraph (1) shall not apply to the
disclosure or transfer of customer information--
''(A) in connection with processing a specific
financial transaction that the customer to whom the
information relates has authorized, if--
''(i) the customer has been informed that
any such transaction will necessarily involve
the disclosure or transfer of such information;
and
''(ii) the person to whom such information
is transferred or disclosed is subject to a
legal or contractual obligation not to use such
information for any purpose other than in
connection with facilitating the transaction;
''(B) in connection with any routine financial
transaction which does not involve marketing of
services or the sale of customer information, if the
person to whom such information is transferred or
disclosed is subject to a legal or contractual
obligation not to use such information for any purpose
other than in connection with effectuating the
transaction;
''(C) in connection with clearing checks,
processing financial transactions or electronic fund
transfers, or providing mailing services, if the person
to whom such information is transferred or disclosed is
subject to a legal or contractual obligation not to use
such information for any purpose other than in
connection with clearing or processing the transaction
or providing the service;
''(D) to a governmental, regulatory, or self-
regulatory authority having jurisdiction over the
insured depository institution for examination,
compliance, or other authorized purposes;
''(E) to a court of competent jurisdiction;
''(F) to a consumer reporting agency, as defined in
section 603(f) of the Fair Credit Reporting Act, for
use solely in accordance with such Act;
''(G) in the case of a default by the customer on
an obligation to the bank holding company or affiliate,
to a debt collector, as defined in section 803(6) of
the Fair Debt Collection Practices Act, counsel, or
other entity involved in debt collection, for use
solely in accordance with such Act;
''(H) in the case of any claim or litigation
between the customer and a depository institution or
subsidiary, to counsel or any other person involved in
the resolution of the dispute;
''(I) that is not personally identifiable to the
customer or is public information; or
''(J) that is necessary to prevent or investigate
fraudulent or unlawful acts which the bank holding
company or affiliate has a good faith belief may occur
or may have occurred.''.

Ex Output:
Banking Privacy Act of 1999 - Amends the Federal Deposit Insurance Act and the Bank Holding Company Act of 1956 to mandate customer notice and written consent as a prerequisite to personal information sharing between institutions under their purview (an insured depository institution or bank holding company, respectively) and other persons or affiliates.
Delineates notice and consent procedures.

Ex Input:
SECTION 1. SHORT TITLE.

This Act may be cited as the ''Housing Fairness Act of 2007''.

SEC. 2. TESTING FOR DISCRIMINATION.

(a) In General.--The Secretary of Housing and Urban Development
shall conduct a nationwide program of testing to--
(1) detect and document differences in the treatment of
persons seeking to rent or purchase housing or obtain or
refinance a home mortgage loan, and measure patterns of adverse
treatment because of the race, color, religion, sex, familial
status, disability status, or national origin of a renter, home
buyer, or borrower; and
(2) measure the prevalence of such discriminatory practices
across the housing and mortgage lending markets as a whole.
(b) Administration.--The Secretary of Housing and Urban Development
shall enter into agreements with qualified fair housing enforcement
organizations, as such organizations are defined under subsection (h)
of section 561 of the Housing and Community Development Act of 1987 (42
U.S.C. 3616a(h)), for the purpose of conducting the testing required
under subsection (a).
(c) Report.--The Secretary of Housing and Urban Development shall
report to Congress--
(1) on a biennial basis, the results of each round of
testing required under subsection (a) along with any
recommendations or proposals for legislative or administrative
action to address any issues raised by such testing; and
(2) on an annual basis, a detailed summary of the calls
received by the Fair Housing Administration's 24-hour toll-free
telephone hotline.
(d) Use of Results.--The results of any testing required under
subsection (a) may be used as the basis for the Secretary, or any State
or local government or agency, public or private nonprofit organization
or institution, or other public or private entity that the Secretary
has entered into a contract or cooperative agreement with under section
561 of the Housing and Community Development Act of 1987 (42 U.S.C.
3616a) to commence, undertake, or pursue any investigation or
enforcement action to remedy any discrimination uncovered as a result
of such testing.
(e) Definitions.--As used in this section:
(1) Disability status.--The term ''disability status'' has
the same meaning given the term ''handicap'' in section 802 of
the Civil Rights Act of 1968 (42 U.S.C. 3602).
(2) Familial status.--The term ''familial status'' has the
same meaning given that term in section 802 of the Civil Rights
Act of 1968 (42 U.S.C. 3602).
(f) Authorization of Appropriations.--There are authorized to be
appropriated to carry out the provisions of this section $20,000,000
for fiscal year 2008 and each fiscal year thereafter.

SEC. 3. INCREASE IN FUNDING FOR THE FAIR HOUSING INITIATIVES PROGRAM.

Section 561 of the Housing and Community Development Act of 1987
(42 U.S.C. 3616a) is amended--
(1) in subsection (b)--
(A) in paragraph (1), by inserting ''qualified''
before ''private nonprofit fair housing enforcement
organizations,''; and
(B) in paragraph (2), by inserting ''qualified''
before ''private nonprofit fair housing enforcement
organizations,'';
(2) by striking subsection (g) and inserting the following:
''(g) Authorization of Appropriations.--
''(1) In general.--There are authorized to be appropriated
to carry out the provisions of this section $52,000,000 for
each of fiscal years 2008 through 2012, of which--
''(A) not less than 75 percent of such amounts
shall be for private enforcement initiatives authorized
under subsection (b);
''(B) not more than 10 percent of such amounts
shall be for education and outreach programs under
subsection (d); and
''(C) any remaining amounts shall be used for
program activities authorized under this section.
''(2) Availability.--Any amount appropriated under this
section shall remain available until expended.'';
(3) in subsection (h), in the matter following subparagraph
(C), by inserting ''and meets the criteria described in
subparagraphs (A) and (C)'' after ''subparagraph (B)''; and
(4) in subsection (d)--
(A) in paragraph (1)--
(i) in subparagraph (C), by striking
''and'' at the end;
(ii) in subparagraph (D), by striking the
period and inserting ''; and''; and
(iii) by adding inserting after
subparagraph (D) the following new
subparagraph:
''(E) websites and other media outlets.'';
(B) in paragraph (2), by striking ''or other public
or private entities'' and inserting ''or other public
or private nonprofit entities''; and
(C) in paragraph (3), by striking ''or other public
or private entities'' and inserting ''or other public
or private nonprofit entities''.

SEC. 4. SENSE OF CONGRESS.

It is the sense of Congress that the Secretary of Housing and Urban
Development should--
(1) fully comply with the requirements of section 561(d) of
the Housing and Community Development Act of 1987 (42 U.S.C.
3616a(d)) to establish, design, and maintain a national
education and outreach program to provide a centralized,
coordinated effort for the development and dissemination of the
fair housing rights of individuals who seek to rent, purchase,
sell, or facilitate the sale of a home;
(2) utilize all amounts appropriated for such education and
outreach program under section 561(g) of such Act; and
(3) promulgate regulations regarding the fair housing
obligations of each recipient of Federal housing funds to
affirmatively further fair housing, as that term is defined
under title VIII of the Civil Rights Act of 1968 (42 U.S.C.
3601 et seq.).

SEC. 5. GRANTS TO PRIVATE ENTITIES TO STUDY HOUSING DISCRIMINATION.

(a) Grant Program.--The Secretary of Housing and Urban Development
shall carry out a competitive matching grant program to assist private
nonprofit organizations in--
(1) conducting comprehensive studies that examine--
(A) the causes of housing discrimination and
segregation; and
(B) the effects of housing discrimination and
segregation on education, poverty, and economic
development; and
(2) implementing pilot projects that test solutions that
will help prevent or alleviate housing discrimination and
segregation.
(b) Eligibility.--To be eligible to receive a grant under this
section, a private nonprofit organization shall--
(1) submit an application to the Secretary of Housing and
Urban Development, containing such information as the Secretary
shall require; and
(2) agree to provide matching non-Federal funds for 25
percent of the total amount of the grant, which matching funds
may include items donated on an in-kind contribution basis.
(c) Preference.--In awarding any grant under this section, the
Secretary of Housing and Urban Development shall give preference to any
applicant who is--
(1) a qualified fair housing enforcement organization, as
such organization is defined under subsection (h) of section
561 of the Housing and Community Development Act of 1987 (42
U.S.C. 3616a(h)); or
(2) a partner of any such organization.
(d) Authorization of Appropriations.--There are authorized to be
appropriated to carry out the provisions of this section $5,000,000 for
each of fiscal years 2008 through 2012.

Ex Output:
Housing Fairness Act of 2007 - Instructs the Secretary of Housing and Urban Development to conduct, and report to Congress on, a nationwide testing program to: (1) detect and document differences in the treatment of persons seeking to rent or purchase housing or obtain or refinance a home mortgage loan; (2) measure patterns of adverse treatment because of the race, color, religion, sex, familial status, disability status, or national origin of a renter, home buyer, or borrower; and (3) measure the prevalence of such discriminatory practices across housing and mortgage lending markets.

Amends the Housing and Community Development Act of 1987 to reauthorize the fair housing initiatives program.

Expresses the sense of Congress that the Secretary should: (1) fully comply with such Act's requirements to establish, design, and maintain a national education and outreach program for the development and dissemination of the fair housing rights of individuals who seek to rent, purchase, sell, or facilitate the sale of a home; (2) use all amounts appropriated for such program; and (3) promulgate regulations on the fair housing obligations of each recipient of federal housing funds to affirmatively further fair housing.

Directs the Secretary to implement a competitive matching grant program to assist private nonprofit organizations in: (1) conducting comprehensive studies of specified aspects of the causes and effects of housing discrimination and segregation; and (2) implementing pilot projects that test solutions to help prevent or alleviate housing discrimination and segregation.