Question:
High fees and aggressive marketing have been cited as problems with reverse mortgages . Under the new law , fees will be capped at 2 percent of the first $ 200,000 borrowed and 1 percent on the balance , with a maximum of $ 6,000 in fees . In addition , the law prevents lenders from requiring borrowers to purchase insurance , annuities , or other products as a condition for getting a reverse mortgage . Lenders are also prohibited from working with other professionals who are trying to sell seniors financial products as part of the lending process .
Answer the following question: What may have happened before the new law regarding reverse mortgages ?
OPTIONS:
- Home owners were at advantage with low costs
- Lenders were unfair to the home owners .
- Lenders capped fees at 2 percent .
- None of the above choices .
Answer:
Lenders were unfair to the home owners .
Question:
So , as she had said , why her ? Was I secretly , unknown even to myself , motivated by some obscure goal of revenge against Clarissa ? Was I screwing her ex without her knowledge to get back at her for all the times she 'd cheated on my father ? All the times she 'd ignored me in favor of some belle du jour , left home with her paramour of the hour and stayed gone for days without so much as calling to check up on me .
Answer the following question: What may be the reason for wanting to get revenge on someone ?
OPTIONS:
- Because of hurt feelings .
- Because that 's what people do .
- Because they despise the person .
- None of the above choices .
Answer:
Because of hurt feelings .
Question:
The Spanish way to party is well adapted to this schedule - people go out no later than two , and go out at 6 . Serious , places are open until 6 am ) . However , when I go back to my apartment and fall into bed , Spaniards will go to work , or to El Rastro ( the world famous flea market ) , or to mass , after a night of partying . I ' m pretty sure that Spaniards have been genetically mutated to not need sleep .
Answer the following question: What may be a fact about their statement ?
OPTIONS:
- Spanish people love to party a lot .
- None of the above choices .
- Spanish people drink more than others .
- Spanish people prioritize partying over work .
Answer:
Spanish people love to party a lot .