Question: Let people make up their own minds.
Independence is when people allow others to make up their minds

Answer: no

Question: Then I found that I'd forgotten the latch-key after all.
I left the latch-key in my car.

Answer: it is not possible to tell

Question: i've been lucky i guess i haven't had a bill big enough where i couldn't pay them off at the end of the month but i i try to try to live within a budget you know and so
I have not had bills that were impossible to pay.

Answer:
yes