Teacher:In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.
Teacher: Now, understand the problem? Solve this instance: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Flood Insurance for Farmers Act of
2012''.

SEC. 2. FLOODPLAIN MANAGEMENT CRITERIA.

(a) In General.--Section 1361 of the National Flood Insurance Act
of 1968 (42 U.S.C. 4102) is amended by adding at the end the following
new subsection:
''(d) Treatment of Certain Structures and Areas.--
''(1) Requirements.--After the date of the enactment of
this subsection, the comprehensive criteria for land management
and use established pursuant to this section shall provide as
follows:
''(A) Treatment of certain agricultural
structures.--Such criteria may not prohibit, limit,
restrict, or condition, including requiring any
floodproofing or flood damage mitigation activities or
features with respect to, the new construction or
substantial improvement of any agricultural structure
in any area identified by the Director as having
special flood hazards, except to the extent provided in
section 1315(a)(2) and subject to subparagraphs (B) and
(C) of this paragraph.
''(B) Treatment of structures in certain areas
protected by levees.--Such criteria, with respect only
to structures in a covered levee-protected area--
''(i) may not prohibit, limit, restrict, or
condition, including requiring any
floodproofing or flood damage mitigation
activities or features with respect to, the new
construction or substantial improvement of any
agricultural structure; and
''(ii) shall provide that any substantial
improvement made to an existing residential
structure shall have the lowest floor
(including any basement) elevated to or above
the base flood level, except that for purposes
of determining whether any improvement of
residential structures in such an area is
substantial or not, the term 'substantial
damage' shall mean, for any damage caused other
than by a flood event, damage for which the
cost of restoring the structure to its before-
damaged condition would equal or exceed 100
percent of the market value of the structure
before the damage occurred.
''(C) Treatment of existing structures in legacy
communities protected by levees.--Such criteria shall
provide that a legacy community located in a covered
levee-protected area may adopt adequate land use and
control measures that provide for the repair,
restoration to pre-damaged conditions, or replacement
of existing residential and non-residential structures
other than repetitive loss structures (as such term is
defined in section 1370).
''(2) Definitions.--For purposes of this subsection, the
following definitions shall apply:
''(A) Agricultural structure.--The term
'agricultural structure' has the meaning given such
term in section 1315(a)(2)(D).
''(B) Covered levee-protected area.--The term
'covered levee-protected area' means any area that is
protected by a levee that is not accredited by the
Administrator, but provides protection with at least 1
foot of freeboard above the water surface elevation of
the base flood for such area.
''(C) Legacy community.--The term 'legacy
community' means a community that--
''(i) has a population of less than 2,000;
and
''(ii) is located in an area for which a
substantial portion of the economy, currently
is and historically was, based on agricultural
production, as determined by the
Administrator.''.
(b) Exception to Existing Requirements for Agricultural
Structures.--Section 1315(a)(2) of the National Flood Insurance Act of
1968 (42 U.S.C. 4022(a)) is amended--
(1) in subparagraph (A), by striking ''Notwithstanding''
and inserting ''Subject to subparagraphs (B) and (C) of section
1361(d)(1) and notwithstanding''; and
(2) in subparagraph (B), by striking ''To'' and inserting
''Subject to subparagraphs (B) and (C) of section 1361(d)(1)
and to''.

SEC. 3. AVAILABILITY OF FLOOD INSURANCE COVERAGE AND CHARGEABLE RATES.

Section 1308 of the National Flood Insurance Act of 1968 (42 U.S.C.
4015) is amended--
(1) in subsection (c), in the matter preceding paragraph
(1), by inserting ''of this subsection and to subsections (g)
and (h)'' before the comma; and
(2) by adding at the end the following new subsection:
''(g) New Construction and Substantial Improvement of Agricultural
Structures in Flood Hazard Areas.--Subject to section 1315(a)(2)(B) and
subsection (h) of this section, and notwithstanding any other provision
of this Act, the Director shall make flood insurance coverage available
upon request for any agricultural structure described in section
1361(d)(1)(A) that is located in any area identified by the Director as
having special flood hazards. Such coverage shall be made available at
chargeable premium rates that are based on estimated rates under
section 1307(a)(2) and are consistent with the provisions of section
1308(b)(2) applicable to such rates.
''(h) Structures in Covered Levee-Protected Areas.--The Director
shall make flood insurance coverage available upon request for any
structure that is located in an area described in subparagraph (B) or
(C) of section 1361(d)(1) and is constructed, improved, repaired,
restored, or replaced as described in such subparagraph, as applicable.
Such coverage shall be made available at chargeable premium rates
applicable to areas having a low or moderate risk of flooding (zone
X).''.

SEC. 4. TASK FORCE ON LEGACY COMMUNITY FLOOD INSURANCE ISSUES.

(a) Establishment; Study.--The Administrator of the Federal
Emergency Management Agency and the Secretary of Agriculture shall
jointly establish a task force that shall conduct a study to analyze
the challenges faced by legacy communities located in areas designated
as an area having special flood hazards for purposes of the national
flood insurance program under the National Flood Insurance Act of 1968
(42 U.S.C. 4001 et seq.).
(b) Membership.--The task force shall consist of 15 members,
appointed jointly by the Administrator of the Federal Emergency
Management Agency and the Secretary of Agriculture, as follows:
(1) One individual who is a representative of a national
farm organization.
(2) One individual who is a representative of a national
financial organization.
(3) One individual who is a representative of a national
floodplain management organization.
(4) One individual who is a representative of a national
organization of flood and stormwater management agencies.
(5) One individual who is a representative of a national
agricultural commodities organization.
(6) Two individuals, each of whom is a representative of a
State affected by the issues specified in subsection (a).
(7) Three individuals, who shall include one representative
each of the flood control associations for--
(A) the Central Valley of California;
(B) the Mississippi Valley; and
(C) the Missouri Valley.
(8) Two individuals who are elected officials of units of
general local governments who represent legacy communities.
(9) Three individuals who have an interest or expertise in
the issues specified in subsection (a).
(c) Co-Chairs.--The Administrator of the Federal Emergency
Management Agency and the Secretary of Agriculture shall serve as co-
chairs of the task force, or their designees.
(d) Travel Expenses; Per Diem.--Members of the task force members
shall not receive compensation for their service on the task force, but
shall receive travel expenses, including per diem in lieu of
subsistence, in accordance with sections 5702 and 5703 of title 5,
United States Code.
(e) Staff.--The Administrator of the Federal Emergency Management
Agency and the Secretary of Agriculture may detail, on a reimbursable
basis, any of the personnel of such agencies to the task force to
assist the task force in carrying out its duties under this section.
(f) Report.--Not later than the expiration of the 12-month period
beginning on the date of the enactment of this Act, the task force
shall submit to the Committee on Financial Services of the House of
Representatives and the Committee on Banking, Housing, and Urban
Affairs of the Senate a report regarding the study conducted pursuant
to subsection (a) that shall include any findings and conclusions of
the study and recommended changes to the national flood insurance
program to strengthen the economic viability and vitality of legacy
communities, including an analysis and recommendations regarding
allowing infill development and building expansion.
(g) Legacy Communities.--For purposes of this section, the term
''legacy community'' means a community that--
(1) has a population of less than 2,000; and
(2) is located in an area for which a substantial portion
of the economy, currently is and historically was, based on
agricultural production, as determined by the Administrator.
(h) Termination.--The task force shall terminate upon the
expiration of the 120-day period beginning upon the submission of the
report required under subsection (f).
Student:
Flood Insurance for Farmers Act of 2012 - Amends the National Flood Insurance Act of 1968 with respect to development by the Administrator of the Federal Emergency Management Agency (FEMA) of comprehensive criteria designed to encourage adoption of adequate state and local measures for land-management programs in flood-prone areas.

Prohibits such criteria from placing prohibitions, restraints, or conditions, including requiring floodproofing or flood damage mitigation activities or related features, upon either new construction or substantial improvement of an agricultural structure in any area having special flood hazards.

Requires such criteria, with respect only to structures in certain levee-protected areas, to require any substantial improvement to an existing residential structure to have the lowest floor (including any basement) elevated to or above the base flood level.

Requires such criteria to permit a legacy community located in a covered levee-protected area to adopt adequate land use and control measures for: (1) repair or restoration to pre-damaged conditions, or (2) replacement of existing residential and non-residential structures other than repetitive loss structures.

Defines "legacy community" as one whose population is less than 2,000 and is located in an area for which a substantial portion of the economy currently is, and historically was, based upon agricultural production.

Directs the Administrator to make flood insurance coverage available upon request for: (1) an agricultural structure located in an area having special flood hazards, and (2) structures in covered levee-protected areas.

Directs the Administrator and the Secretary of Agriculture to establish jointly a task force to report to certain congressional committees on challenges faced by legacy communities located in areas having special flood hazards, including recommendations to: (1) strengthen the economic viability and vitality of such communities, and (2) allow infill development and building expansion.