Problem: Write the next sentence for:
How to calculate business liability insurance needs
Identify potential risks.
You should spend some time thinking about the risks your business is exposed to. For example, damage by fire, flooding, or theft are obvious risks..

Next sentence: However, your business might also face other risks : You might harm consumers. For example, your business might harm people physically (if you create products) or it may harm their reputations (if you publish information).

Problem: Write the next sentence for:
The guy puts the lotion on his arms, stomach, chest, waist line and the parts of his back he can reach. the guy.

Next sentence: stands and puts on more of the sun block lotion while other people in the back ground stands/sits on the sand talking.

Problem: Write the next sentence for:
Older people play croquet near the ocean. a group of people.

Next sentence: come and walk by in the background.

Problem: Write the next sentence for:
A person is throwing a disk several times a far distance. a woman in a blue shirt.

Next sentence:
is sitting down watching him.