INPUT ARTICLE: Article: If you aren't, first tap Files in the bottom-left corner of the screen. It's in the top-right corner of the screen. If you want to create a folder inside of another existing folder, first tap a folder on this page. This option is the top option in the drop-down menu here. Do so by tapping the top text field on this screen (it will say "New folder"), deleting the existing name, and typing in a new name. This option is in the top-right corner of the screen. Doing so will create your folder and place it on your OneDrive's main page. You can also first slide Share this folder right to the "On" position to view options for sharing the folder with other Microsoft users.

SUMMARY: Make sure you're on the "Files" page. Tap +. Tap Create a Folder. Enter a folder name. Tap Create.

INPUT ARTICLE: Article: The staff refers to the 5 horizontal lines where musical notes are written. They are used to represent the letters of the scale visually, with the 4 spaces in between representing every other letter. The order of the notes changes based on whether the staff is in treble or bass. On a treble clef, the note directly on the bottom line is E, and the note in between the first and second line is F. The note directly on top of the second line is A, and the note in between the second and third line is B. The pattern continues from there. On a bass clef, the note on the bottom line is G, and the note in between the first and second line is A. The note sitting directly on top of the second line is B, with the C note in between the second and third line. The pattern continues as you move up the scale. The treble clef (or G clef) is the symbol that looks like a curly "6" with a line running through the center of it. It indicates what the notes in the following staff are. On a keyboard, the treble clef is used to indicate what the right hand is doing, while the bass clef is used to illustrate the left hand's notes. Start by learning the treble clef first, since the right hand is typically required to play most of the notes in beginner or intermediate sheet music. The treble scale starts with E at the bottom of the staff, while the bass scale starts with G at the bottom of the staff. between full notes, half notes, and quarter notes. A full note is a hollow circle with no bar sticking out of it and indicates that a key is meant to be played for the full duration of the note. A half note is hollow in the middle as well, but it has a vertical bar to indicate that the key should be pressed for half of a full note's duration. A quarter note is the most common note and has a solid black circle with a vertical bar. It is a quarter length of a full note when you press it on the piano. A flat line sitting on top of a staff line indicates a rest, which is where you don't play anything for the duration of the measure. by looking at notes that are stacked on top of one another. In sheet music, a chord is represented by multiple notes occupying the same vertical space at the same time. These notes are meant to be played together at the exact same time, almost always for the same duration. The duration is based on a song's time signature, which tells you how many beats are in a given measure. Major and minor chords can radically change the mood of a piece of music, and will be essential to learn if you want to start songwriting. The two numbers directly to the right of the clef are called the time signature. They tell you how quickly you're supposed to play the notes based on the song's tempo. Major chords are chords that start in C, while minor chords start in E.

SUMMARY: Learn how to interpret notation by understanding the staff. Start by learning the treble clef before learning the bass clef. Distinguish Read chords

INPUT ARTICLE: Article: Once you have established some stock holdings, and you have a handle on how the buying and selling works, you should diversify your stock portfolio. This means that you should put your money in a variety of different stocks. Start-up companies might be a good choice after you have a base of older-company stock established. If a startup is bought by a bigger company, you could potentially make a lot of money very quickly. However, be aware that 90% of startup companies last fewer than 5 years, which makes them risky investments. Consider looking into different industries as well. If your original holdings are mostly in technology companies, try looking into manufacturing or retail. This will diversify your portfolio against negative industry trends. When you sell your stock (hopefully for a lot more than you bought it for), you should roll your money and profits into buying new stocks. If you can make a little money every day or every week, you're on your way to stock market success. Consider putting a portion of your profits into a savings or retirement account. An IPO is the first time a company issues stock. This can be a great time to buy stock in a company you believe will be successful, as the IPO offering price often (but not always) turns out to be the lowest price ever for a company's stock. The only way to make a lot of money in the stock market is to take risks and get a little bit lucky. This does not mean you should stake everything on risky investments and hope for the best, though. Investing should not be played the same way as gambling. You should research every investment thoroughly and be sure that you can recover financially if your trade goes poorly. On one hand, playing it safe with only established stocks will not normally allow you to "beat the market" and gain very high returns. However, those stocks tend to be stable, which means you have a lower chance of losing money. And with steady dividend payments and accounting for risk, these companies can end up being a much better investment than riskier companies. You can also reduce your risk by hedging against losses on your investments. See how to hedge in investments for more information. Brokerage firms will usually charge fees for every transaction that can really add up. If you make more than a certain amount of trades per week, the Security Exchange Commission (SEC) forces you to set up at institutional account with a high minimum balance. Day trading is known for losing people lots of money as well as being stressful, so it is usually better to invest over a long period of time. Once you start making serious money in the stock market, you may want to talk to an accountant about how your profits will be taxed. That said, while it's always best to talk to a tax professional, in many cases you will be able to adequately research this information for yourself and avoid paying a professional. Trading in the stock market is like legal gambling and not an honest investment in the long term period. This is where it is different than investing, which is longer-term and safer. Some people can develop an unhealthy obsession with trading, which can lead you to lose a lot (even all) of your money. If you feel like you're losing control of your ability to make rational choices about investing your money, try to find help before you lose everything. If you know a professional who is smart, rational, objective, and unemotional, ask that person for help if you feel out of control.

SUMMARY:
Diversify your holdings. Reinvest your money. Invest in an IPO (initial public offering). Take calculated risks when selecting stocks. Beware of the downside of day trading. Talk to a Certified Public Accountant (CPA). Know when to get out.