TASK DEFINITION: In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.
PROBLEM: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Review EPA's Language on Agriculture
and Thoroughly Engage with the Farm Act of 2013'' or the ''RELATE with
the Farm Act of 2013''.

SEC. 2. REGULATORY REVIEW BY THE SECRETARY OF AGRICULTURE.

(a) Review of Regulatory Agenda.--The Secretary of Agriculture
shall review publications that may give notice that the Environmental
Protection Agency is preparing or plans to prepare any guidance,
policy, memorandum, regulation, or statement of general applicability
and future effect that may have a significant impact on a substantial
number of agricultural entities, including--
(1) any regulatory agenda of the Environmental Protection
Agency published pursuant to section 602 of title 5, United
States Code;
(2) any regulatory plan or agenda published by the
Environmental Protection Agency or the Office of Management and
Budget pursuant to an Executive order, including Executive
Order 12866; and
(3) any other publication issued by the Environmental
Protection Agency or the Office of Management and Budget that
may reasonably be foreseen to contain notice of plans by the
Environmental Protection Agency to prepare any guidance,
policy, memorandum, regulation, or statement of general
applicability and future effect that may have a significant
impact on a substantial number of agricultural entities.
(b) Information Gathering.--For a publication item reviewed under
subsection (a) that the Secretary determines may have a significant
impact on a substantial number of agricultural entities, the Secretary
shall--
(1) solicit from the Administrator of the Environmental
Protection Agency any information the Administrator may provide
to facilitate a review of the publication item;
(2) utilize the Chief Economist of the Department of
Agriculture to produce an economic impact statement for the
publication item that contains a detailed estimate of potential
costs to agricultural entities;
(3) identify individuals representative of potentially
affected agricultural entities for the purpose of obtaining
advice and recommendations from such individuals about the
potential impacts of the publication item; and
(4) convene a review panel for analysis of the publication
item that includes the Secretary, any full-time Federal
employee of the Department of Agriculture appointed to the
panel by the Secretary, and any employee of the Environmental
Protection Agency or the Office of Information and Regulatory
Affairs within the Office of Management and Budget that accepts
an invitation from the Secretary to participate in the panel.
(c) Duties of the Review Panel.--A review panel convened for a
publication item under subsection (b)(4) shall--
(1) review any information or material obtained by the
Secretary and prepared in connection with the publication item,
including any draft proposed guidance, policy, memorandum,
regulation, or statement of general applicability and future
effect;
(2) collect advice and recommendations from agricultural
entity representatives identified by the Administrator after
consultation with the Secretary;
(3) compile and analyze such advice and recommendations;
and
(4) make recommendations to the Secretary based on the
information gathered by the review panel or provided by
agricultural entity representatives.
(d) Comments.--
(1) In general.--Not later than 60 days after the date the
Secretary convenes a review panel pursuant to subsection
(b)(4), the Secretary shall submit to the Administrator
comments on the planned or proposed guidance, policy,
memorandum, regulation, or statement of general applicability
and future effect for consideration and inclusion in any
related administrative record, including--
(A) a report by the Secretary on the concerns of
agricultural entities;
(B) the findings of the review panel;
(C) the findings of the Secretary, including any
adopted findings of the review panel; and
(D) recommendations of the Secretary.
(2) Publication.--The Secretary shall publish the comments
in the Federal Register and make the comments available to the
public on the public Internet website of the Department of
Agriculture.
(e) Waivers.--The Secretary may waive initiation of the review
panel under subsection (b)(4) as the Secretary determines appropriate.
(f) Definition of Agricultural Entity.--In this section, the term
''agricultural entity'' means any entity involved in or related to
agricultural enterprise, including enterprises that are engaged in the
business of production of food and fiber, ranching and raising of
livestock, aquaculture, and all other farming and agricultural related
industries.

SOLUTION: Review EPA's Language on Agriculture and Thoroughly Engage with the Farm Act of 2013 or the RELATE with the Farm Act of 2013 - Directs the Secretary of Agriculture (USDA) to review publications that may give notice that the Environmental Protection Agency (EPA) is preparing or plans to prepare any guidance, policy, memorandum, regulation, or statement of general applicability and future effect that may have a significant impact on a substantial number of agricultural entities. Requires the Secretary, for each publication item determined to have a possible significant impact, to: (1) solicit from the EPA Administrator information to facilitate a review of the item, (2) produce an economic impact statement, (3) identify representatives of potentially affected agricultural entities to obtain advice and recommendations about the potential impacts of the item, and (4) convene a review panel that includes the Secretary to analyze the publication item. Provides procedures for submission by the Secretary of comments to the Administrator for inclusion in the administrative record and for waiver of a panel's initiation.

PROBLEM: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Advancing Research for Neurological
Diseases Act of 2015''.

SEC. 2. NATIONAL NEUROLOGICAL DISEASES SURVEILLANCE SYSTEM.

Part P of title III of the Public Health Service Act (42 U.S.C.
280g et seq.) is amended by adding at the end the following:

''SEC. 399V-6 SURVEILLANCE OF NEUROLOGICAL DISEASES.

''(a) In General.--The Secretary, acting through the Director of
the Centers for Disease Control and Prevention, shall--
''(1) enhance and expand infrastructure and activities to
track the epidemiology of neurological diseases, including
multiple sclerosis and Parkinson's disease; and
''(2) incorporate information obtained through such
activities into a statistically-sound, scientifically-credible,
integrated surveillance system, to be known as the National
Neurological Diseases Surveillance System.
''(b) Research.--The Secretary shall ensure that the National
Neurological Diseases Surveillance System is designed in a manner that
facilitates further research on neurological diseases.
''(c) Content.--In carrying out subsection (a), the Secretary--
''(1) shall provide for the collection and storage of
information on the incidence and prevalence of neurological
diseases in the United States;
''(2) to the extent practicable, shall provide for the
collection and storage of other available information on
neurological diseases, such as information concerning--
''(A) demographics and other information associated
or possibly associated with neurological diseases, such
as age, race, ethnicity, sex, geographic location, and
family history;
''(B) risk factors associated or possibly
associated with neurological diseases, including
genetic and environmental risk factors; and
''(C) diagnosis and progression markers;
''(3) may provide for the collection and storage of
information relevant to analysis on neurological diseases, such
as information concerning--
''(A) the epidemiology of the diseases;
''(B) the natural history of the diseases;
''(C) the prevention of the diseases;
''(D) the detection, management, and treatment
approaches for the diseases; and
''(E) the development of outcomes measures; and
''(4) may address issues identified during the consultation
process under subsection (d).
''(d) Consultation.--In carrying out this section, the Secretary
shall consult with individuals with appropriate expertise, including--
''(1) epidemiologists with experience in disease
surveillance or registries;
''(2) representatives of national voluntary health
associations that--
''(A) focus on neurological diseases, including
multiple sclerosis and Parkinson's disease; and
''(B) have demonstrated experience in research,
care, or patient services;
''(3) health information technology experts or other
information management specialists;
''(4) clinicians with expertise in neurological diseases;
and
''(5) research scientists with experience conducting
translational research or utilizing surveillance systems for
scientific research purposes.
''(e) Grants.--The Secretary may award grants to, or enter into
contracts or cooperative agreements with, public or private nonprofit
entities to carry out activities under this section.
''(f) Coordination With Other Federal Agencies.--Subject to
subsection (h), the Secretary shall make information and analysis in
the National Neurological Diseases Surveillance System available, as
appropriate, to Federal departments and agencies, such as the National
Institutes of Health, the Food and Drug Administration, the Centers for
Medicare & Medicaid Services, the Agency for Healthcare Research and
Quality, the Department of Veterans Affairs, and the Department of
Defense.
''(g) Public Access.--Subject to subsection (h), the Secretary
shall make information and analysis in the National Neurological
Diseases Surveillance System available, as appropriate, to the public,
including researchers.
''(h) Privacy.--The Secretary shall ensure that privacy and
security protections applicable to the National Neurological Diseases
Surveillance System are at least as stringent as the privacy and
security protections under HIPAA privacy and security law (as defined
in section 3009(a)(2)).
''(i) Report.--Not later than 4 years after the date of the
enactment of this section, the Secretary shall submit a report to the
Congress concerning the implementation of this section. Such report
shall include information on--
''(1) the development and maintenance of the National
Neurological Diseases Surveillance System;
''(2) the type of information collected and stored in the
System;
''(3) the use and availability of such information,
including guidelines for such use; and
''(4) the use and coordination of databases that collect or
maintain information on neurological diseases.
''(j) Definition.--In this section, the term 'national voluntary
health association' means a national nonprofit organization with
chapters, other affiliated organizations, or networks in States
throughout the United States.
''(k) Authorization of Appropriations.--To carry out this section,
there is authorized to be appropriated $5,000,000 for each of fiscal
years 2015 through 2019.''.

SOLUTION: Advancing Research for Neurological Diseases Act of 2015 Amends the Public Health Service Act to require the Centers for Disease Control and Prevention to: (1) enhance and expand infrastructure and activities to track the epidemiology of neurological diseases, including multiple sclerosis and Parkinson's disease; and (2) incorporate information obtained through those activities into a National Neurological Diseases Surveillance System. Requires the Department of Health and Human Services (HHS) to ensure that the System facilitates further research on neurological diseases. Requires HHS to provide for the collection and storage of information on neurological diseases, including the incidence, prevalence, and other information, to the extent practicable. Requires HHS to: (1) make information and analysis in the System available to federal agencies and to the public, including researchers; and (2) ensure that privacy and security protections applicable to the System are at least as stringent as the protections under the Health Insurance Portability and Accountability Act.

PROBLEM: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Freedom and Mobility in Consumer
Banking Act''.

SEC. 2. FEDERAL DEPOSIT INSURANCE ACT AMENDMENTS.

The Federal Deposit Insurance Act (12 U.S.C. 1811 et seq.) is
amended by adding at the end the following new section:

''SEC. 51. RIGHT TO CLOSE PERSONAL CHECKING AND SAVINGS ACCOUNTS.

''(a) In General.--An insured depository institution may not--
''(1) prohibit any person from closing a checking or
savings account, regardless of whether the balance in the
account is positive, zero, or negative; or
''(2) charge any fee to close any such account.
''(b) Time Limit.--An account at any insured depository institution
shall be closed by the institution not later than 48 hours after
receiving a request from the customer to close the account.
''(c) Methods of Requesting Closure of an Account.--
''(1) In general.--Any accountholder of an account at an
insured depository institution may request that the account be
closed in person, over the phone, or by other electronic or
remote means, as may be prescribed by regulation.
''(2) Exception for large accounts.--Notwithstanding
paragraph (1), any insured depository institution may require
an accountholder of an account which has an outstanding balance
of $25,000 or more on deposit at the depository institution to
close the account in person, to the extent the depository
institution has provided written notice of such requirement to
the account holder at any time prior to receiving a request
from the accountholder to close the account.
''(d) Repayment of Balances.--
''(1) In general.--Any balance in an account at an insured
depository institution that is closed by the institution
pursuant to a request by the accountholder shall repaid to the
accountholder in accordance with the following requirements:
''(A) In person.--If the request is made in person,
the total amount of funds on deposit in the account
shall be paid to the accountholder at the time the
request is made at the consumer's option and without a
fee, by certified check provided to the consumer at the
time of the request, by electronic fund transfer
executed on that business day to an account designated
by the consumer, or by any other means offered by the
financial institution if requested by the consumer.
''(B) Request made by other means.--If the request
is made over the phone, or by other electronic or
remote means, the total amount of funds on deposit in
the account shall promptly be remitted by the
institution to the accountholder at the consumer's
option and without a fee, by certified check issued on
the business day on which the request is received, by
electronic fund transfer executed on that business day
to an account designated by the consumer, or by any
other means offered by the financial institution if
requested by the consumer.
''(2) Time limit.--In any case, the payment by an insured
depository institution of the total amount of funds on deposit
in an account at the institution which the accountholder has
requested be closed shall be remitted to the accountholder
before the end of the 3 business day period beginning when the
accountholder submits such request.
''(e) Prohibition on Any Fees or Charges After Request To Close.--
No insured depository institution may impose any fees or charges on any
deposit account at such institution after receiving a request in
accordance with subsection (c) to close the account.
''(f) Prohibition on Reopening Account To Make Subsequent
Payment.--No insured depository institution may reopen an account that
the consumer has requested be closed in accordance with subsection (c)
to apply subsequent debits, whether preauthorized or otherwise, or for
any other reason, unless the consumer expressly requests that such
account be reopened.
''(g) Notice of Subsequent Preauthorized Recurring Debits.--During
the 30-day period beginning on the date an account at an insured
depository institution is closed pursuant to a request by the
accountholder, the insured depository institution shall promptly notify
the customer if a preauthorized recurring debit is directed to the
account.
''(h) Limitation on Reporting.--
''(1) Negative balance resulting from fees.--If, at the
time any account at an insured depository institution is
closed, the account has a negative balance resulting solely
from any fee assessed by the depository institution, the
insured depository institution may not report the fact of the
outstanding balance or any other adverse information with
respect to such account to any consumer reporting agency
described in section 603(f) of the Fair Credit Reporting Act if
such information could be used to adversely affect the
consumer's ability to open a transaction account at another
depository institution.
''(2) Treatment of negative balance resulting from
overdrafts.--If such information could be used to adversely
affect the consumer's ability to open a transaction account at
another depository institution, an insured depository
institution shall not report to any consumer reporting agency
(as defined in section 603 of the Fair Credit Reporting Act)
that an account had a negative balance at the time of the
closure of the account unless all of the following conditions
are met:
''(A) Only if the negative balance is the result of
funds actually paid by the depository institution to a
third party.
''(B) Only for the amount it actually paid to the
third party and not for any fees associated with the
transaction.
''(C) Only to the extent the negative balance is
the result of credit extended through an overdraft line
of credit program where the fee or charge incurred in
connection with the overdraft is considered a finance
charge under the Truth In Lending Act.
''(3) Notice and opportunity for repayment of overdraft.--
If an account of an accountholder at an insured depository
institution has a negative balance at the time the account is
closed, the insured depository institution--
''(A) shall promptly notify the accountholder of
the fact of the negative balance and the amount due;
and
''(B) may, after the end of the 30-day period
beginning on the date notice is provided to an
accountholder under subparagraph (A)--
''(i) report the fact of the outstanding
balance or any other adverse information with
respect to such account to any consumer
reporting agency, subject to the limitations in
paragraph (2); and
''(ii) take any other collection activity
with respect to such outstanding balance.
''(i) Transfer of Direct Deposit Received After Notice of Closure
and Payment.--If--
''(1) during the 30-day period beginning after any balance
in an account at an insured depository institution that is
closed by the institution pursuant to a request by the
accountholder has been repaid to the accountholder, a
previously scheduled amount intended for direct deposit into
such account is received by such institution, and
''(2) before the time such amount is received, the consumer
provides the insured depository institution with an account
number and insured depository institution routing number for a
successor transaction or savings account at another insured
depository institution,
the insured depository institution which receives such amount shall
transfer such amount, without a fee and by electronic fund transfer, to
the insured depository institution identified by the former
accountholder for deposit in the transaction or savings account
identified by such former accountholder.
''(j) Regulations.--The Federal banking agencies shall jointly
prescribe regulations to carry out the purposes of this section.''.

SOLUTION:
Freedom and Mobility in Consumer Banking Act - Amends the Federal Deposit Insurance Act (FDIA) to prohibit an insured depository institution from: (1) prohibiting any person from closing a checking or savings account, regardless of its balance; or (2) charging a fee to close such an account.

Requires a depository institution to close an account within 48 hours after receiving a request from the customer to do so.

Permits an account holder to request that the account be closed in person, over the phone, or by other electronic or remote means, as may be prescribed by regulation.

Sets forth financial institution procedures for closing large accounts and repaying balances, as well as notice and opportunity for accountholder repayment of overdrafts.

Prohibits a depository institution from: (1) imposing fees or charges after receiving a request to close an account, or (2) reopening an account without express account holder request.