Mnemonic devices, flashcards, and other memorization techniques are great for multiple choice test prep. If you're in a study group, be sure to quiz each other, and try making practice tests for each other. When you take the test, make sure to read the question clearly and try to eliminate at least half of the available answer options. If your test will include short or long essay questions, make sure you can answer the question without adding any extra fluff. Being direct is especially important for short essays, which typically require you to provide just a few sentences and often deal with definitions. When studying, refer to your list of key terms and concepts, and make sure you can concisely define them. Have someone quiz you on your flashcards. Try to get to the point that you can give a complete but brief answer without asking for any hints. Look over your syllabus or textbook for your unit's key points. Those theses, or main ideas, are the best way to predict what a long essay question will ask. Understand the unit's main concepts, then use the facts and figures you've memorized to back up those key points. Remember there's no "U" in history: leave personal opinions out of essays! A long essay can take up a major proportion of the test grade, so do your best to be sure you're answering the essay question the right way. When it's time to take the test, take a moment to understand what a long essay is asking you to do. Look for words like analyze or compare and contrast, then plan your essay accordingly. For example, historians disagree about the degree to which feudalism in the Late Middle Ages set the stage for the Wars of the Roses. Your exam could include an essay asking you to defend one position and explain why it's a more accurate interpretation.
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One-sentence summary -- Master a multiple choice test's material. Stick to an essay question's topic. Use the unit's main ideas to study for an essay test. Read the essay question thoroughly.

Before you can open an HSA, you must first be on a High-Deductible Health Plan. The HSA is meant to offset the costs of the high deductible, so that's why it's only available with this type of plan. Your plan should have this label on it. Plus, it will likely note that you can open an HSA with it. You can simply choose a High-Deductible Health Plan from your employer, or pick one when choosing health insurance from the marketplace exchange. HSA accounts are typically administered through banks, though they can also be administered through credit unions, insurance companies, and brokers. You can simply open one up with your bank if that's your preference, and you usually don't need another account with the bank. However, you should check on a few things, such as maintenance fees and investment options. Maintenance fees can run anywhere from nothing to $5 USD or more per month. Also, ask if there are any other fees to pay. Your employer may choose your HSA administrator for you. Your health insurance company may also recommend a bank for an HSA fund. One benefit of an HSA is you can use some of the money to invest in mutual funds once you reach a certain amount, usually $2,000 USD. Investing in mutual funds can help you earn more money over time. If you just keep it as cash, rather than investing, you'll only earn a small amount of interest. Check on investment options. Some banks will have mutual funds to choose from, but others may not have a way for you to invest the funds.
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One-sentence summary -- Enroll in a High-Deductible Health Plan. Pick an administrator. Decide if you want to invest in mutual funds.

This method is best for industrial or mechanical rubber parts that will be inserted back into an assembly. Unless you have rubber soles that can easily be removed and reattached, this may not be the best method for shoes. The soaking solution may damage or discolor leather or other shoe materials. Remember to clean the item thoroughly first, ideally with just warm water and a clean cloth. Make sure that the amount of the solution is enough to completely cover the rubber item when placed in the container. Although both these liquids can be handled safely in small quantities, it may be best to use tongs or gloves when inserting and removing the rubber object. At very least, you will keep your hands from smelling like wintergreen. Sealing the container will limit evaporation, which may expose your submerged item. It may take only a few hours to see results, or instead take several days. Be patient and keep checking. After several days, however, you are unlikely to see any additional benefits by keeping the item soaking. Allow the rubber to air dry. Although the rubber will smell strongly of wintergreen, it is best not to use water to wash the substance off. By leaving the leaving the oil in place, the softening process can continue. Of course, remember that the oil residue is also slowly damaging the rubber while softening it, so you'll have to use your best judgment as to whether it is best to leave it on or rinse it away with water. It is probably best regardless to avoid using harsh detergents.
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One-sentence summary -- Remove the rubber part from non-rubber components so that it can be soaked individually. Mix a solution of three parts rubbing alcohol to one part wintergreen oil. Submerge the rubber item, seal the container, and check regularly for softening. Remove the softened item and wipe it with a clean cloth.

Earlier versions of Publisher do not support saving as PDF. Use the method above if you're using Publisher 2003 or earlier. You may be asked to select the location before proceeding. This will allow you to save the file in PDF format. You may need to install the add-in from Microsoft available here for Publisher 2007. Publisher allows you to optimize your document for PDF format. The Publish Options window will allow you to adjust the picture resolution. Click "Print Options" to adjust the document for printing. Choose a location and save the file in PDF format. You'll now be able to open that PDF in any program that supports the format.
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One-sentence summary --
Open your PUB file in Publisher 2007 or later. Click the File tab or Office button and select "Save As." Click the "Save as type" menu and select "PDF (*.pdf)." Click "Options" to optimize your document for PDF (optional). Save the file.