Article: Each year, you are entitled to one free credit report from each of the three national credit reporting agencies. You can request the report in one of three ways: Call 1-877-322-8228. Visit annualcreditreport.com and request the free reports. Send a letter to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. You can download and complete the Federal Trade Commission's Annual Credit Report Request Form, available at http://www.consumer.ftc.gov/articles/pdf-0093-annual-report-request-form.pdf. Once you get your credit reports, check to see that you can confirm all credit accounts on the report. If you see an account that you didn't open, then you should contact the creditor. You should look over your credit card and debit card statements to make sure you can account for each purchase listed. If you see a purchase listed that you did not make, then you should dispute it with the credit card company. For more information on how to dispute a purchase, see Dispute a Credit Card Charge. You can get credit monitoring from an independent company or from your credit card or banking provider. The services vary. Some banks will send daily credit checks. These checks can alert customers to suspicious activity. Other monitoring services will perform periodical checks of your credit report and put freezes on your account. Credit monitoring services are helpful for individuals pressed for time who cannot do monitoring on their own. These services cost a feeusually at least $150 a year. You should consider how at risk you are for identity theft before signing up for one. Fraud alerts allow creditors access to your credit history provided they verify your identity. However, whenever a request is made, the business must call you to verify whether you are the one requesting the creation of an account. Each credit reporting agency will put a fraud alert in place for free. If you have had your wallet or purse stolen, then you should get fraud alerts in place. A fraud alert can be in place for 90 days or can be extended for seven years. Active military personnel can get fraud alerts in place for one year. To place the fraud alert, contact each credit reporting agency at the following number: Equifax: 1-888-766-0008 Experian: 1-888-397-3742 TransUnion: 1-800-680-7289 If you are particularly worried about identity theft, then you can ask to have a credit freeze put on your credit report. A credit freeze provides more protection than a fraud alert. With the freeze, third parties cannot gain access to your report. Because most lenders want to see your credit history before opening a credit card or extending a loan, the credit freeze will prevent a thief from opening an account in your name. To request a freeze, you will need to provide each credit reporting agency with your name, address, date of birth, Social Security Number, and other personal information. You should expect to pay a fee of around $5-10. The numbers to call for each credit reporting agency are: Equifax: 1-800-349-9960 Experian: 1-888-397-3742 TransUnion: 1-888-909-8872 After requesting the freeze, each credit reporting agency will send you a confirmation letter and a personal identification number (PIN) or password. You will need the PIN or password in order to lift the freeze. Keep it in a secured location.
Question: What is a summary of what this article is about?
Get a free annual credit report. Look for new accounts. Monitor your existing accounts. Consider signing up for a monitoring service. Request a fraud alert. Put a credit freeze on your credit report.

Problem: Article: The most common type of rhyme in a poem is when the last word or the last syllable of the last word in a line rhymes with the last word or syllable of another line. This is also known as a masculine rhyme. For example, if 1 line ends with "shells," then next line might end with "bells." Or, you could rhyme the last syllables to 2 words, such as "rotisserie" and "misery." When you have 2 words in a poem that are similar in sound but not quite close enough to rhyme perfectly, this is known as a slant rhyme scheme. The words might have a strong rhyming vowel sound, but be 1 consonant or vowel off from rhyming perfectly. For example, the words "heart" and "star" are a slant rhyme because of the "arr" sound in each of the words. "Silk" and "talk" would also be considered a slant rhyme because both words share the "lk" at the end. Slant rhyme is also sometimes referred to as feminine rhyme. Rich rhyme is so named because the rhyming words sound the same but have totally different meanings. This is a great way to incorporate rhyming words and add intricacy to your poem. For example, you might include the words "bare," as in naked, and "bear," as in carry or like the animal. Another type of rich rhyme might be repeating the word "rose," but with a different meaning in each use. "Rose" can mean that someone stood up, or that something climbed higher in the sky, such as a bird, dust, or the sun, or it might also refer to the flower. Some words are spelled in such a way that you might think they rhyme when you see them on paper. However, the 2 words might sound totally different when you speak them. Pairing 2 words that look the same but sound different is called an eye rhyme and including these types of rhymes can make your poem seem more intricate. For example, the words "tough" (pronounced as TUFF) and "bough" (pronounced as BOW) have the same spelling after their consonants, so it seems like they would rhyme, but they sound very different when you say them! Repeating a word is another creative way to include rhyming words in your poem. You can rhyme a word with that same word by repeating the word in the same position in the next line. For example, you could repeat "house" in 2 lines by saying, "I am safe inside of my house / Heavy, thick walls support this house."
Summary: Make the last word in a line rhyme with the last word in the next line. Pair 2 words that almost rhyme for a slant rhyme scheme. Repeat homonyms to incorporate rich rhyme. Include eye rhymes with words that look like they rhyme but don't. Use the same word more than once to emphasize it.

The ion technology behind these hair dryers allows them to dry your hair much faster with the least amount of damage. The negative ions the dryer emits cause your hair cuticle to lay flat, which smooths out frizz and coarseness, resulting in straighter, shinier hair. Ionic blow dryers tend to be on the pricy side, but there are affordable versions out there. Be sure to get one that comes with a nozzle attachment. Look for one that is at least 1500 watts. Ceramic-plated flat irons straighten hair faster and more efficiently than other types of irons, and they are also the most gentle on hair. Look for one that's no wider than an inch and a half, since anything wider isn't ideal for straightening hair (the wider ones are better for styling hair). Ceramic flat irons are the best choice for those who have fine to normal hair. If you have thick, curly hair, opt for a gold or titanium-plated flat iron. Some companies make flat irons plated with a blend of ceramic and titanium these are excellent choices for coarse hair. For general hair brushing (not blow drying), a boar bristle brush is the ideal choice because it's very gentle on your hair. Boar bristles also add shine and sleekness by redistributing the natural oil in your hair as you brush through it. Avoid hair brushes with nylon or plastic bristles for general hair brushing. These tend to cause breakage and hair damage. These are the ideal brushes to use on your hair when you're in the process of blow drying it. Make sure you get one that has a combination of boar hair and nylon bristles, which will create a smooth, glossy sheen. Avoid using round metal brushes when drying your hair to prevent breakage and damage.
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One-sentence summary --
Invest in an ionic blow dryer. Get a high-quality ceramic flat iron. Buy a hair brush with boar hair bristles. Get a flat paddle hair brush.