Since CarPlay is just a display for your iPhone, you'll need to either have the music you want to listen to on your iPhone or be an Apple Music subscriber with a streaming music plan. You can also use certain music streaming services such as Spotify or Pandora if you have the app installed on your iPhone. Streaming music will count against your mobile data. When playing music in Apple Music, your iPhone will play the downloaded track if you have it on your iPhone, or stream it if it is not downloaded. Siri works well with Apple Music, but can be hit or miss with other music apps like Spotify and Pandora. Try different commands to see what works. Tap the animated "Now Playing" icon in the upper-right corner of Apple Music to see what's playing now. You can use Siri to take complete control of your music, keeping your hands and eyes free for driving. You can start Siri by pressing and holding the Voice button on your steering wheel, or by pressing and holding the Home button on the CarPlay display. Siri recognizes a whole bunch of different commands related to music, so you can pretty much ask to play anything. For example, you could say "Play songs by Artist," and Siri will start a playlist of songs by that artist. You could say "Play the newest album from Artist," and Siri will start playing that album. If you have playlists, you can tell Siri to play the playlist by saying its name. Once songs are playing, you can use Siri commands to adjust playback. For example, you can say "Turn shuffle on" to shuffle your current playlist. You can say "Pause" or "Stop" to stop music from playing, and "Play" to resume. You can also pause, play, go back, or skip to the next song by tapping the icons in the Apple Music widget on the CarPlay screen.
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One-sentence summary -- Ensure you have music or a streaming service on your iPhone. Launch Siri. Tell Siri to play music. Use Siri to control playback.

This is generally the most common method credit card companies use to calculate a finance charge. It is also the most expensive, as new purchases and balances are accounted for immediately with no grace period to avoid accruing interest. Some credit card companies allow a grace period between the purchase date and the date the bill is due, so that if you pay your bill completely on time, there is no interest charged. Add up the outstanding balance for each day in your billing period. Include any new purchases made to this balance. For example, if your balance was $180 for 10 days, you get $1,800. Then, say your balance was $110 for 5 days. You get $550. Then, for 15 days, your balance was $90. You get $1,350. Once you have a range of numbers spanning the complete billing cycle, add all these numbers together. For example, $1,800 plus $550 plus $1,350 comes to $3,700. Divide this number by the total number of days in your billing cycle. Most billing cycles are 30 to 31 days. The number you get is the average daily balance that is then used to calculate the interest owed. For the above example, the average daily balance would be 3,700 divided by 30, coming to approximately $124. The finance charge is the APR (Annual Percentage Rate) adjusted for the number of billing cycles in a year times the average daily balance. For example, if the APR is 18% with 12 billing cycles, the monthly rate would be 1.5%. The finance charge would be the 1.5% of the average daily balance. Sometimes, new purchases are not accounted for when adding up your outstanding balance. Add up the outstanding balance for each day in your billing period. The calculation is basically the same as before, only you do not account for new purchases. Once again, divide this number by the number of days in the billing cycle. This is your finance average daily balance.The finance charge is the APR (Annual Percentage Rate) adjusted for the number of billing cycles in a year times the average daily balance. Note that a different APR can be applied for different items such as transfers or cash advances. Also, APR rates may expire after a certain period. These two methods, while similar, are vastly different in how they affect you as a credit card user. If you're using your credit card to make purchases, such as gas and groceries, you should look for a card that excludes new purchases from the daily balance. This way, you have a small grace period between billing cycles each month. In general, it's best to avoid cards that include new purchases in your daily balance. Depending on the credit card company, there may not be a grace period, and finance charges can increase quickly. If you're using your card just to transfer balances and do not make purchases on it, however, you won't be as affected. Note that the balance on which interest is calculated can vary from issuer to issuer including ending balance, previous balance, and so on.
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One-sentence summary -- Calculate the average daily balance including new purchases. Calculate the average daily balance excluding new purchases. Understand the implications of each method.

Before you can develop an apology, you need to identify what you did to upset the person. It is important to know which of your specific actions led to the person being upset with you. If you are uncertain about why the person is mad at you, you should ask what specific things upset them. Example scenario 1: I embarrassed my friend by making a scene at his party. Example scenario 2: I snapped at my spouse and was irritable and short all day In addition to understanding what you did to upset someone, you also need to understand why you did it. While you don't want to use your intentions as an excuse, your reasons may help you develop your apology by helping you to take responsibility for your actions. Example scenario 1: I made a scene at the party because I was feeling left out and wanted more attention. Example scenario 2: I treated my spouse this way because I did not sleep well the night before and I had a lot of things on my mind. It is important to develop a sense of empathy for the person to whom you are apologizing. Having empathy means that you understand why your actions hurt the other person because you have put yourself in their shoes and imagined their pain. Without empathy, your apology may end up sounding empty and insincere.Before apologizing to someone, take the time to develop your empathy for the person. Imagine if the same thing had happened to you. How would you feel? What would you do? Example scenario 1: If my friend made a scene at a party I was giving, I would feel angry and betrayed. Example scenario 2: If my spouse had snapped at me for no reason and treated me badly all day, I would feel hurt and confused. Apologizing can be hard because it requires you to admit that you have done something wrong. Just remember that by apologizing, you are not admitting to being a bad person. One study found that taking a few moments to affirm your good qualities (in private, before you apologize to someone) can make the apology easier. Try taking a moment to yourself before your next apology, look at yourself in the mirror, and say three things that you like about yourself. If you have many things that you need to say to the person, you may want to write out your apology before you apologize. By writing your apology out, you will have an easier time knowing what you need to say. You can also keep the notes with you when you actually apologize to remind yourself. By taking the time to write out your apology, you will demonstrate to the other person that you have thought long and hard about your mistake. Your apology will be understood as even more sincere as a result. Apologizing in person is preferable. But if you cannot reach the person by phone or in person, you can still email or snail mail your apology to the person.
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One-sentence summary --
Think about what you did to upset the person. Understand why you did what you did. Empathize with the person you wronged. Remember that your mistake does not make you a bad person. Write out your apology.