Clarifying the Record The defense of U.S. airspace on 9/11 was not conducted in accord with preexisting training and protocols. It was improvised by civilians who had never handled a hijacked aircraft that attempted to disappear, and by a military unprepared for the transformation of commercial aircraft into weapons of mass destruction. As it turned out, the NEADS air defenders had nine minutes' notice on the first hijacked plane, no advance notice on the second, no advance notice on the third, and no advance notice on the fourth. We do not believe that the true picture of that morning reflects discredit on the operational personnel at NEADS or FAA facilities. NEADS commanders and officers actively sought out information, and made the best judgments they could on the basis of what they knew. Individual FAA controllers, facility managers, and Command Center managers thought outside the box in recommending a nationwide alert, in ground-stopping local traffic, and, ultimately, in deciding to land all aircraft and executing that unprecedented order flawlessly. More than the actual events, inaccurate government accounts of those events made it appear that the military was notified in time to respond to two of the hijackings, raising questions about the adequacy of the response. Those accounts had the effect of deflecting questions about the military's capacity to obtain timely and accurate information from its own sources. In addition, they overstated the FAA's ability to provide the military with timely and useful information that morning. In public testimony before this Commission in May 2003, NORAD officials stated that at 9:16, NEADS received hijack notification of United 93 from the FAA. This statement was incorrect. There was no hijack to report at 9:16. United 93 was proceeding normally at that time. In this same public testimony, NORAD officials stated that at 9:24, NEADS received notification of the hijacking of American 77. This statement was also incorrect. The notice NEADS received at 9:24 was that American 11 had not hit the World Trade Center and was heading for Washington, D.C. In their testimony and in other public accounts, NORAD officials also stated that the Langley fighters were scrambled to respond to the notifications about American 77,178 United 93, or both. These statements were incorrect as well. The fighters were scrambled because of the report that American 11 was heading south, as is clear not just from taped conversations at NEADS but also from taped conversations at FAA centers; contemporaneous logs compiled at NEADS, Continental Region headquarters, and NORAD; and other records.

Question: "What was overstated in regards to the perceived inadequacy in military response to 9/11"

Response: "Hijacking protocol"
OPTIONS:
- no
- yes

A: no

The second major point on which the principals had agreed on March 10 was the need to crack down on terrorist organizations and curtail their fund-raising. The embassy bombings of 1998 had focused attention on al Qaeda's finances. One result had been the creation of an NSC-led interagency committee on terrorist financing. On its recommendation, the President had designated Bin Laden and al Qaeda as subject to sanctions under the International Emergency Economic Powers Act. This gave theTreasury Department's Office of Foreign Assets Control (OFAC) the ability to search for and freeze any Bin Laden or al Qaeda assets that reached the U.S. financial system. But since OFAC had little information to go on, few funds were frozen. In July 1999, the President applied the same designation to the Taliban for harboring Bin Laden. Here, OFAC had more success. It blocked more than $34 million in Taliban assets held in U.S. banks. Another $215 million in gold and $2 million in demand deposits, all belonging to the Afghan central bank and held by the Federal Reserve Bank of New York, were also frozen. After October 1999, when the State Department formally designated al Qaeda a "foreign terrorist organization," it became the duty of U.S. banks to block its transactions and seize its funds. Neither this designation nor UN sanctions had much additional practical effect; the sanctions were easily circumvented, and there were no multilateral mechanisms to ensure that other countries' financial systems were not used as conduits for terrorist funding. Attacking the funds of an institution, even the Taliban, was easier than finding and seizing the funds of a clandestine worldwide organization like al Qaeda. Although the CIA's Bin Laden unit had originally been inspired by the idea of studying terrorist financial links, few personnel assigned to it had any experience in financial investigations. Any terrorist-financing intelligence appeared to have been collected collaterally, as a consequence of gathering other intelligence. This attitude may have stemmed in large part from the chief of this unit, who did not believe that simply following the money from point A to point B revealed much about the terrorists' plans and intentions. As a result, the CIA placed little emphasis on terrorist financing. Nevertheless, the CIA obtained a general understanding of how al Qaeda raised money.

Question: "Who blocked more than $34 million in Taliban assets held in U.S. banks, and froze $215 million in gold and $2 million in demand deposits belonging to the Afghan central bank?"

Response: "US Banks"
OPTIONS:
- no
- yes

A: no

Bin Laden and his aides did not need a very large sum to finance their planned attack on America. The 9/11 plotters eventually spent somewhere between $400,000 and $500,000 to plan and conduct their attack. Consistent with the importance of the project, al Qaeda funded the plotters. KSM provided his operatives with nearly all the money they needed to travel to the United States, train, and live. The plotters' tradecraft was not especially sophisticated, but it was good enough. They moved, stored, and spent their money in ordinary ways, easily defeating the detection mechanisms in place at the time. The origin of the funds remains unknown, although we have a general idea of how al Qaeda financed itself during the period leading up to 9/11. General Financing As we explained in chapter 2, Bin Laden did not fund al Qaeda through a personal fortune and a network of businesses in Sudan. Instead, al Qaeda relied primarily on a fund-raising network developed over time. The CIA now estimates that it cost al Qaeda about $30 million per year to sustain its activities before 9/11 and that this money was raised almost entirely through donations. For many years, the United States thought Bin Laden financed al Qaeda's expenses through a vast personal inheritance. Bin Laden purportedly inherited approximately $300 million when his father died, and was rumored to have had access to these funds to wage jihad while in Sudan and Afghanistan and to secure his leadership position in al Qaeda. In early 2000, the U.S. government discovered a different reality: roughly from 1970 through 1994, Bin Laden received about $1 million per year-a significant sum, to be sure, but not a $300 million fortune that could be used to fund jihad. Then, as part of a Saudi government crackdown early in the 1990s, the Bin Laden family was forced to find a buyer for Usama's share of the family company in 1994. The Saudi government subsequently froze the proceeds of the sale. This action had the effect of divesting Bin Laden of what otherwise might indeed have been a large fortune. Nor were Bin Laden's assets in Sudan a source of money for al Qaeda. When Bin Laden lived in Sudan from 1991 to 1996, he owned a number of businesses and other assets.

Question: "How did the tradecraft of each of the 9/11 plotters go to fund the terrorist activities of 9/11?"

Response: "Ordinary expenditures that defeated detection"
OPTIONS:
- no
- yes

A:
yes