TASK DEFINITION: In this task, you are given a public comment from online platforms. You are expected to classify the comment into two classes: identity-attack and non-identity-attack. Identity attack refers to anything rude or disrespectful about someone's identity, including appearance, race, gender, and sexual orientation.
PROBLEM: Comment: What a crock! Scaremongering from an academic hoping if a disaster occurs in the markets, he can be the first to claim he predicted it.

Substitute "mutual funds" for ETFs and you have the same story - a bundle of assets packaged by a provider that includes a variety of holdings, all priced to their underlying value. Since MFs dominate ETFs by a factor of ten to one, why not apply the fear to a much bigger share of the investing world?

And by talking about a bundle of bonds in an ETF fund that masks the bad ones with the good ones -- just to draw an analogy to mispriced MBS -- makes it more ridiculous, because the bond rating services were responsible for treating the overall tranche without looking at the components in the ratings given to them. Deliberate and malicious incompetence, since the providers took out insurance to cover the losses on the products they fobbed off to the MBS purchasers, who suffered real losses from the mis-rating and had no cover.

Lousy analogy.

SOLUTION: Non-identity-attack

PROBLEM: Comment: so hiblerphil... when did you're people get here? care to say from where? some of my ancestors came from ireland to escape starving. they were welcomed with open arms. we needed those "dirty Irish" to do our crud jobs. another group came from germany in the late 1880's - apparently they got on the wrong side of someone in prussia and fleeing seemed like a good choice. they were welcomed with open arms - they had good strong backs and worked that rocky farmland like only a "dumb german peasant" could. so how about you?

SOLUTION: Identity-attack

PROBLEM: Comment: The work of a lame duck, non-relevant president trying desperately to remain front page news in his last 30 days in office.

SOLUTION:
Non-identity-attack