Problem: How to build wealth in your 20s
Pay more than the minimum on monthly loan payments.
Paying off college loans should be your top financial priority. While many people in their 20s plan to let their college loans linger while accumulating money in savings or checking accounts, this is not the wisest approach.

Answer: If you only pay the minimum amount each month and allow the debt payments to stretch out for years or decades, you'll end up paying thousands of dollars more than the amount of the loan. Since your loans will keep accruing interest, your top financial priority should be to pay them off.

Problem: How to avoid homework stress
Pick a time of day to do your homework.
This does not have to be right after school or at the same time every day. Each person is different and works better at different times.

Answer: Some people like to come home and start right in on assignments, while others prefer to decompress for a while before starting work again. Consider the following : Try to work earlier, rather than later, if possible.

Problem: How to enjoy time for yourself
Watch a movie you've been meaning to see.
Movies are often a group activity, whether with your friends or your loved one, meaning you probably don't always get to see the movie you want. Scheduling some alone time is a great chance to see that weird art film that no one else wanted to see with you.
Answer: You can also catch up on a television show that you've fallen behind on. Netflix and other streaming services make finishing shows a breeze.