What happens next in this paragraph?

How to write a property settlement agreement
Decide what you want.
Before talking with your spouse, you need to be clear in your own mind about what property you want and what debts you are willing to take on alone.
You might want to meet with a lawyer for a consultation.
Select from:
I. In the absence of an agreement, your state law will determine who gets what. Accordingly, you should understand the " default " rules before going into negotiations..
II. Lawyers have experience in property settlement negotiations, and they can provide a great deal of insight into what those debts will be. Write down a list of claims for your property..
III. An experienced lawyer can help guide you through the process. If your spouse has money you want to take on without the help of an attorney, then hiring an experienced lawyer is a better option..
IV. Be prepared to explain who you are and why you want the agreement. Remember that your spouse, after all, might think that you are..
I.