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While pyramid schemes often require a hefty buy-in, sometimes several hundred or thousand dollars, a legitimate multi-level marketing program will have a small start-up cost. You should be expected to pay for your first round of products and maybe a small fee for training costs or joining the program. One way to recognize a pyramid scheme is if the company pressures you to pay a fee to move up the ladder. If you have to take out a loan or go into debt to join a program, think long and hard before jumping in. Legitimate companies are required to buy back inventory at 80-90% of the cost you paid for it. Ask if there are any conditions for buying back unused inventory, and be sure to read the small print. If the company doesn't buy back, ask yourself what you will do with your inventory if you can't sell it. Can people make enough money to live on through sales? Or does the bulk of the money come from recruiting other distributors and making commission through them? If new recruits struggle to make sales and get commissions while top recruiters are making thousands of dollars a month, the program could be a pyramid scheme. Ask how many new recruits are successful and how many drop out. Do they get their money back? According to the FDA, 70% of your income should come from direct sales rather than recruiting. If you are jumping on the bandwagon with a popular MLM company, especially in a small community, the market may already be oversaturated. Are there people in your social circle who would be interested in buying your product? Will they be able to afford it? Did someone else from your program already reach them? If you have a large network and can rely on your friends and family to spread the word about your new business, you might be a good candidate for network marketing.

summary: Look for programs with a low start-up cost. Ask if the company will buy back unsold inventory. Look at who is making the most money in the company. Be realistic about your potential market.

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Aim to keep your body as flat as you can so you can streamline through the water. Position your hips and legs so they are just slightly underwater. Keep your stomach flat and level to support your back and as near to the surface of the water as possible. Position your head so that it is inline with the body and the water level meets your hairline and eyebrows, with eyes looking forward and down. In this position you want to keep your head and spine as still and relaxed as possible. For momentum, rotate your hips and shoulders. Your head should only join the movement when you come up for breath. Your hips should not rotate as much as your shoulders. Your kicks should alternate and start at the hip with a slight knee bend. Your legs should be close together with ankles relaxed. Do a steady small motion with most of the pressure on your feet. You still should be moving your whole leg, but your feet should be moving up and down with the movement of your legs. Make the kicks long and fast, but with very little splash.Try to do six kicks in every arm cycle, so three kicks per arm movement. One hand should follow the other hand into the water above your head. The elbows first exit the water half a foot to a foot or so. Make spear motions with your arm, with your palms turned facing out, causing your thumb to enter the water first. Make one spear with your arm through the water and as you pull the other elbow up out of the water, move the first arm back through the water to your body. Don't start pulling your arm back as soon as your hand is in the water. Allow your arm to reach forward, forming the spear, before you begin to pull it back to your body. When your hand enters the water, sweep your elbow forward, then pull it back towards the center of the body and then out towards the thighs. Breathing in front crawl can be difficult, but it is important for the stroke. Try to breathe after every three strokes. Smoothly turn your head to the side and lift your mouth out of the water as you enter the opposite arm into the water. Try not to lift your head too much out of the water, because the more your head raises the more your feet and legs will sink. As you breathe, one side of your face should still be in the water. You may want to stretch your mouth some to one side to keep water from getting in it. The regularity of breathing is not the same for everyone. If you need to breathe more often then do so. Just aim to keep your same position and try to make your breaths regular. This swimming technique is perfect for swimming in the ocean for many reasons. It helped Adam Walker, record breaking swimmer who swam across the English Channel, prolong his swimming career. This stroke is good for anyone: children and adults, open water swimmers and channel swimmers. To change up your stroke for more endurance in the water, alter your movements in these ways: Instead of using your chest and shoulders to drive your hand and arm into the water, focus on using your core. Imagine turning your hips and using your hips to propel you through the water. Enter the water early. Use the same motion with your hand, but as you lift your elbow from the water, enter you hand into the water closer to your head. On a regular front crawl your hand would enter the water a foot or so in front of you, but with this stroke you want to enter the hand into the water a few inches in front of your head. Hold your recovery arm in place. In a normal stroke, as you begin to enter one hand into the water, you will already be pulling your other arm back. In this stroke, keep your arm extended out in front of you until your other hand is just about to enter the water. Then, pull it back. Only pull your arm back to your hip. On a regular stroke you would pull your arm back to your thigh, but on this one, only pull it back to you power section: your hips. Some of the benefits of this technique are: Uses correct muscles Maximizes speed and efficiency Saves energy and prevents injuries Relaxes your body, which helps relax your mind Improves stability in rough water Helps you keep your form in your stroke even when tired

summary: Start in a normal front crawl position. Kick your feet. Move arms alternatively. Master your breathing. Alter your technique to the Ocean Walker Swim Stroke.

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Hold the Nook upside down and locate the micro USB port, which is located next to the speakers and the audio jack. It looks like a rectangular hole that you plug a cord into.It is about inch (.6 cm) wide. Hold the Nook securely with the screen against your non-dominant hand. Place the palm of your dominant hand in the middle of the back of the Nook. Use heel of your hand to create leverage when you pry the back off. You'll find a small notch on the bottom of the back cover, right by the USB port. Slide the fingernail of your middle finger over that notch. Place your other fingernails in line with the notch along the bottom edge of the Nook. Gently pull at the notch with your middle finger and press against the back with the palm of your hand. As the cover starts to come loose, slide your fingers down along the edge to remove it completely. Pull the cover off slowly so it does not bend or break.
summary: Locate the micro USB port. Place your palm against the back of the nook. Hook the notch over the USB port with your fingernail. Pry the back cover off.