The first episode that challenged my trust in USAA was the phone call that made it clear to me that USAA had thrown me a lowball estimate to lure my business . The loan processor called and informed me that the closing costs were going to be $ 3,100 more than the original " good faith " estimate , due to things such as the county taxes . I voiced my displeasure with this , and the loan processor said she would run the numbers again and call me back . After recalculating , she called me back with a new estimate of closing costs that was only $ 1,200 higher than the original estimate .

OPTIONS:
- They thought they could get away with charging me more than they should .
- None of the above choices .
- They were attempting to gain my trust with giving me the correct figures up front .
- The loan processor said they made a mistake and it was actually $ 1200 more .
Answer the following question: Why might USAA have quoted me a $ 3,100 amount for closing ?

They thought they could get away with charging me more than they should .

It 's shameful . It took your father you know ... Pearl grabbed my hand , and I let her lead me through the trees , the same salty air that I had breathed my entire life now bursting with intensity . After we finally caught up with the other two , we helped each other over the concrete barrier and down into the soft sand .

OPTIONS:
- They are on a boat .
- They are at the beach .
- None of the above choices .
- They are at the aquarium .
Answer the following question: Why are they breathing salty air ?

They are at the beach .

After the initial terror , Nancy also burst out laughing . Telling me how cute it was that I was so protective , making sure Katie was safe when I tripped . She even went so far as to say it was CUTE . Me , holding a baby , stumbling , CUTE !

OPTIONS:
- I tripped again .
- I hurt my foot .
- She got mad at me .
- I handed the baby back .
Answer the following question: What may of happened after the tripping ?

I handed the baby back .

This piece of music is something I started originally for my album " Threology " . It never felt complete to me . I spent hundreds of hours laying down and editing live drums on it and then lost all that work when my computer crashed .

OPTIONS:
- The single had a backup so it was nt really lost .
- The single got lost because of technical probloms with the computer .
- None of the above choices .
- The single got remastered using a computer to generate drums .
Answer the following question: What happened with the song of the algum Threology ?
The single got lost because of technical probloms with the computer .