Write an article based on this "Spray the clover with a vinegar and soap mixture. Use corn gluten on the clover. Place a plastic sheet over the clover to kill it."
article: Put 1 tablespoon (15ml) white vinegar in a spray bottle with 1 tablespoon (15ml) of dish soap and 34 cup (180ml) of water. Spray the clover with the mixture as a spot treatment to kill it. Avoid spraying the mixture on any surrounding plants or grass, as it can damage them. Corn gluten is a natural herbicide that can be used to kill clover. Look for powdered corn gluten that you can sprinkle onto the clover. Use 20 pounds (9.1kg) of corn gluten per 1,000 square feet (93m2) of lawn. Water the corn gluten once you've applied it and then let the area dry for 2-3 days so the gluten can kill the clover. You can apply the corn gluten again after 4-6 weeks if the clover does not die. Put a garbage bag or a plastic tarp over the clover and secure the ends with rocks. Leave it on for a few weeks so the clover is deprived of sunlight and oxygen. Make sure the clover stays covered by the tarp at all times so it dies. This option is good if you have large patches of clover in your lawn that can be covered easily by a large plastic sheet or tarp.

Write an article based on this "Develop a budget. Contact your creditors. Access credit counseling Consider a debt management plan. Try debt settlement Investigate debt consolidation Consider bankruptcy"
article: Once you have a clear picture of all your debts, the next step is to work out how much you can afford to pay each month. Draw up a detailed budget that covers all of your income and expenses and determine what money you have available for your debts. Think about how you can reduce your expenses by making savings and cutting back on non-essentials. If possible, consider how you might also raise your income. Once you have your budget, you should be able to come up with a realistic and attainable figure that you can set aside each month just for paying off your debts. Join this up to your list of prioritized debts and see how much you can afford to pay. Now you need to contact your creditors to talk about possible ways to restructure and reorganize your debts. If you are able to give them detailed information about how much you are able to pay each month, it may be possible to renegotiate the terms of your loans. For example, you may be able to agree a new repayment plan that reduces the monthly amount you pay, but spreads the payments out over an extended period. It's important that you are able to reach an agreement with your most troublesome creditors. The others should be easier to pay off once you take care of these creditors and reduce your payments to them. . If you have been unable to negotiate new repayment plans, or all of the information is overwhelming you, be sure to make an appointment with a non-profit credit counseling or debt advice organization. There are number of charities and other non-profits that specialize in giving free and impartial advice to people who find themselves in financial difficulty. Here you will receive advice on what steps to take, and how to deal with creditors. There is lots of useful information online, but always try to get a face-to-face meeting. Lots of universities, military bases, and branches of the U.S. Cooperative Extensive service have non-profit credit counseling schemes. Local credit unions, Citizen's Advice Bureaux, and housing authorities may be able to help. Make sure you are visiting a reputable organization with a strong track record. Non-profit doesn't always mean free. In some cases, a credit counsellor may suggest you enroll in a debt management plan. The counsellor is most likely to suggest this if you are unable to repay your debts. The plans typically involve you paying money to the counseling organization, who then pay it to your various unsecured debts. Think carefully about this and be sure you have talked it through with your creditors. Only do this if an advisor has looked through your finances thoroughly. In most instances, a counsellor should be able to give you advice on budgeting and managing your debts without resorting to one of these plans. . Debt settlement programs involve working with a company (normally a for-profit company) to pay off principal balances to your creditors, with lump sums that are less than what is owed. Creditors will only do this if they believe it's a better outcome than trying to chase you for payments in the future. The company will make the payment, but you will be required to pay a specific amount of money into a savings account for a long time. This can help pay off your debts, but it can be a risky approach. If you consider this, be sure you that can make the monthly payments indefinitely. Bear in mind your creditors are under no obligation to come to terms with the debt settlement company. Debt settlement companies generally encourage you to pay them rather than your creditors. As a result, your credit score will suffer and there can be other consequences. If your debts are not being paid you may be incurring extra fees and charges that you wouldn't if you were paying the creditor directly. There are numerous scams related to debt settlement, and not all companies will live up to their promises. Before you sign-up, do plenty of research on the company and always get free impartial advice for a non-profit credit counseling organization. . You may be able to lower the cost of your debt by consolidating it against a new line of credit, such as by re-mortgaging your home. These plans will generally use your home as collateral, so if your home is not at risk from your debts, think carefully about whether you want to put it on the line. Be wary of consolidation schemes with variable rates. What might be cheaper to start with can become more expensive if the rate is pushed up. . If your debts are completely unworkable and you cannot find a way forward, it might be time to consider filing for bankruptcy. This is a major decision with long-lasting consequences that should not be taken lightly. Bankruptcy can make it very difficult to access credit or buy a home in the future. Those filing for bankruptcy can file for either Chapter 7 or Chapter 13 bankruptcy. Chapter 7 is simpler and faster to file and results in the elimination of most debts, but some filers may not qualify for this type of bankruptcy. Bankruptcy should be considered as a last resort in most cases. In some circumstances, bankruptcy can give a person a fresh start. Talk through your options in detail with a credit counsellor and an attorney specializing in bankruptcy and credit problems before taking any decisions.

Write an article based on this "Review the basics. Decide what kind of bag you want. Choose your yarn. Choose your crochet hook. Make a test swatch. Chain the amount of stitches you want the bottom and top width of your bag to be. Turn your work, then single crochet in the 2nd chain from the hook. Continue to single crochet to the end of the row. Fasten off your yarn. Fold and sew to make your bag."
article:
This bag is an excellent project for a beginner. If you haven't already reviewed our excellent wikiHow on Crochet, be sure to check it out (along with the helpful accompanying video instructions). For this project, you only need to know how to do the chain stitch (usually abbreviated "ch") and a single crochet (usually abbreviated "sc"). This is a flexible pattern, and you can adapt it to make small envelope style clutches or even laptop or tablet sleeves. If you're planning on carting a particular item in your new bag, measure it in advance (e.g., your laptop) or measure a similar style bag so that you have the basic dimensions and shape in mind. Keep in mind, yarn "stretches"! If this is one of your first crocheting projects, it will probably be best to stick with a simple, plain yarn of cotton or soft acrylic. Cotton yarn "stretches" less than acrylic. Ask the yarn shop manager for help if you're not sure what to use. You may also want to choose a solid color yarn so that you can see how the stitches are made and count them more easily. Most yarn labels indicate what size hook you should use; it will be best if you stick with the recommended hook size. As a general rule, the thicker the hook, the thicker the yarn will need to be. If you want to complete your project faster, choose a thicker yarn and hook. The stitches will be larger, and you'll build up rows faster. Larger stitches do "stretch" more than smaller stitches, so take this into account. As with any project, creating a test swatch is a good idea. You may be impatient to get started right away on your bag, but taking the time to make a small square (approximately 4"X4") can save you time in the long-run. Making a test swatch can help you gauge (determine) your tension (how loose or tight your stitches are) and figure out how many stitches you will have in one inch. Because this is a beginner piece, you will be creating either a rectangle or a square (the top and bottom of your bag will be equal lengths, as will the sides). More advanced projects will allow you to create different shapes, such as an isosceles trapezoid where the top tapers in. You'll need to learn how to decrease stitches to be able to make this shape. For small to medium size bags, between 30 and 60 stitches should work well. Be sure to remember how many stitches you included in this initial, beginning chain. You will want to write it down, and if your chain is particularly long, you will want to use markers every ten to twenty stitches to help you keep count. Continue making single crochet stitches back along your chain. Now count your stitches! You will find that you have one less single crochet stitch than you had of chain stitches. This is good! It means you placed your hook in the correct loop when you made the 1st single crochet stitch of the row. (Example: If you want your bag to be 40 single crochet stitches across, you need to make an initial beginning chain of 41 stitches.) Once you've completed your initial beginning chain, which will be as long as you want the width of your bag to be, you'll need to turn so that you can start the next row on the opposite side. You will need to do this every time you get to the end of a row. To turn your work, simply rotate clockwise, (as if turning a page in a book), so that your last stitch in the current row becomes the first stitch in the new row you are starting. Chain 1 stitch, then turn your work as described above. Continue, row after row, up to the height you want your bag to be. You will be folding up the bottom part of the bag (the top will fold down as a flap). Keep this in mind as you crochet up. Don't make your piece too short. If you want your bag to be 12" high (when the flap is folded over) with a 6" flap, you'll want to crochet your piece to be 30" tall. Once your piece is as tall as you want it to be, you need to fasten off the yarn. Fastening off when crocheting is actually quite easy. Simply cut off your yarn from the skein of yarn, leaving a tail of at least 6 inches (15.2cm). Pull the tail of yarn on your hook all the way through the last loop of the last stitch. Pull on the yarn to tighten it. Then, using a "yarn needle", weave the tail through the stitches in your top row. . Fold up the bottom half of your bag until it is as deep as you want your bag to be. Check to see if there is a "wrong" side to your piece of crochet fabric; if you prefer the look of one side, make sure that side is facing out as you fold up. Using a matching color yarn (most likely the same yarn you crocheted with, unless you like the look of a contrasting colored seam). To sew the side seams together, start at the fold and use what is called "a whip-stitch" to make the seam. Stop at the point where you want the flap to fold over.