Studies show that eating dark chocolate can help make your period easier to deal with. Eat a piece of chocolate to boost your mood between classes or for a burst of energy when you're just feeling "blah." If you don't like dark chocolate, add a package of mints, which can help to soothe mild cramps and stomach pain. Ibuprofen and naproxen are helpful medications that can temporarily relieve cramps. Check your school's policy before purchasing the medication. Look for a small package to fit in your bag, and only include it if you're allowed to take them to school. Some schools don't let students carry medicine with them. However, you can talk to your school nurse and have a parent drop off a bottle of ibuprofen or naproxen in the office in case you need it to handle cramps or a headache. If you have cramps, ask to visit the nurse, and they will give you the right dose. You can find small containers of medication at most grocery stores and pharmacies. In some bathrooms, you might not be able to wash your hands after changing your pad or tampon. In that case, use a drop of hand sanitizer to ensure that your hands are clean and free of germs. Be sure to seal the bottle of hand sanitizer tightly when you put it back in the bag to prevent it from spilling on the rest of the items. If you don't want to include liquid hand sanitizer, look for sanitizing wipes in the supermarket. With wipes, there's no risk for a leak or spill! Most women have a menstrual cycle that takes about 28-30 days, with their period lasting for 5-7 days. It can be helpful to have a calendar or notepad on hand to mark the first and last day of your period, and to check that it's coming every month. If you notice that you don't get a monthly period or have your period for more than 7 days at a time after the first 5-6 months, talk to your doctor about possible causes for this. It can take some time for your period to become regular, so be patient and try not to worry!

Summary: Include a piece of dark chocolate. Add a small package of ibuprofen or naproxen if you're allowed. Put a travel-sized container of hand sanitizer in the bag. Consider including a pocket calendar if you want to track your period.

An amortization schedule will tell you exactly how your monthly mortgage payments will be split between paying off principal and interest and what your balance will be at the end of each month. Start by inputting the basics of your loan information in the top left of a spreadsheet program. For example, in cell A1, write out "annual interest rate." Then, input your annual interest rate as a percentage in the next cell over, B1. Continue down to cell A2 for the loan duration in years, inputting the amount in column B as before. Do the same for payment per year and loan principal in cells A3 and A4, respectively. Skip a line under your loan information. Then, place the following words across the spreadsheet, in row 6 from columns A to E: Payment number. Payment amount. Principal payment. Interest payment. Loan balance. Directly under the column headers you just created, start filling out your loan information. Under payment number, place a 1. Then, under payment amount, type in "=pmt(B1/B3,B2*B3,B4)". This is the payment function. Under principal payment, type "=ppmt(B1/B3,A7,B2*B3,B4)". This is the principal payment function and it shows the amount of the principal paid down each month. Under interest payment, type "=ipmt(B1/B3,A7,B2*B3,B4)". This is the interest payment function and it shows the amount of interest paid down each month. Finally, under loan balance, type "=(B4+C7)". Cell A7 should contain your first payment number, 1. Cell C7 should contain the payment amount. Select the range from cell A7 to E7. Then, drag the calculations down to the last payment. At this point, the loan balance in column E should be $0. Remember that your number of payments is calculated by multiplying the number of annual payments by the loan duration in years. If your loan payment numbers don't update down the amortization schedule. Type "=(A7+1)" into cell A8 (payment 2) and drag that down to the end of your schedule. The rest of the numbers will then update.

Summary: Set up your amortization schedule. Create your amortization schedule columns. Fill out your first month's amortization. Complete your amortization schedule.

There are many playing factors that you must consider when placing a bet including: Performance of the starting pitcher. The strength of a team's bullpen. A team's record at home vs away. A team's record in head-to-head play. A team offensive output. Baseball betting lines are available everyday. You may choose from a variety of options depending on where you place your bet. Options typically include betting on moneylines, totals, runlines, and futures. Don't settle on just one place to bet, often called a sportsbook. Place different wagers at different sportsbooks to ensure you are getting the best odds. Seek out the sportsbook that will give you the best payout for your bet. Shop around to find the best payouts. If you find that a sportsbook in a casino 30 minutes away is paying 5 cents better than your favourite local sportsbook, it's best to go with the one 30 minutes away. Maximize your dollar. Join at least one betting exchange in addition to your favourite dimeline sportsbook. A betting exchange is similar to a sportsbook except players determine their own betting lines with one another. In other words, you will determine the payout with the person you are betting against. Dimeline odds ensures that the odds on favorite and the underdog are separated by 10 cents on the dollar, thus the term dimeline. For example, if the favored team is given -150 odds, then a line of +140 will be given to the underdog, which is a 10 cent difference. If you choose the favourite the payout will be less than if you bet on the underdog to win. The team with the negative sign in front of it is the favourite. The team with the plus sign is the underdog. Dimelines work in your favour because the sportsbook can't over-shade the favourite without exposing themselves on the back side with a large underdog line. If a sportsbook offers 15 or 20 cent odds, the favourite and underdog will be separated by 15 or 20 cents. This puts you at a disadvantage so be weary. Choosing a dimeline book ensures that your winnings will be higher over the long term, regardless of who you bet. Betting exchanges cut out the middle man and let bettors from around the world offer their own money lines directly to other bettors. This results in lines that are more favourable than any sportsbook. Additionally, a betting exchange won't straddle the line. This means it won't always separate the favourite and the underdog by exactly 10 or 20 cents. It may even be common to find no or almost no separation between the favourite and the underdog. You can't get better than equal odds.
Summary: Take into account performance. Understand your betting options. Diversify your bets. Seek out dimeline odds. Seek out betting exchanges for moneyline bets.