Write the next sentence in the following story.

How to open a bank account as a small business
Get your tax id.
Banks usually require that you use a business id to open a bank account. In the u.s., you should get an employer identification number (ein) from the irs.

OPT:
(1). When you get the ein, you pay for all of your expenses in taxes. You also will not be required to hold up your investment accounts, which will save you money in most retirement accounts.
(2). If you don't have an ein, then you can still open a bank account. However, if you have become a significant donor or beneficiary, then you will need one that is necessary to open a small business bank account.
(3). Although sole proprietors can use their social security number as a tax id, most banks want an ein. Obtain your ein at https: // www.irs.gov/businesses/small-businesses-self-employed/apply-for-an-employer-identification-number-ein-online.
(4). This number is necessary to get into the u.s. you can also get a passport that will protect you from fraudulent government agencies.. The answer should be
(3).