In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

[EX Q]: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Welfare Integrity Now for Children
and Families Act of 2012'' or the ''WIN for Children and Families
Act''.

SEC. 2. SPENDING POLICIES FOR ASSISTANCE UNDER STATE TANF PROGRAMS.

(a) State Requirement.--Section 408(a) of the Social Security Act
(42 U.S.C. 608(a)) is amended by adding at the end the following new
paragraph:
''(12) State requirement to prevent unauthorized spending
of benefits.--
''(A) In general.--A State to which a grant is made
under section 403 shall maintain policies and practices
as necessary to prevent assistance provided under the
State program funded under this part from being used in
any electronic benefit transfer transaction in--
''(i) any liquor store;
''(ii) any casino, gambling casino, or
gaming establishment; or
''(iii) any retail establishment which
provides adult-oriented entertainment in which
performers disrobe or perform in an unclothed
state for entertainment.
''(B) Definitions.--For purposes of subparagraph
(A)--
''(i) Liquor store.--The term 'liquor
store' means any retail establishment which
sells exclusively or primarily intoxicating
liquor. Such term does not include a grocery
store which sells both intoxicating liquor and
groceries including staple foods (within the
meaning of section 3(r) of the Food and
Nutrition Act of 2008 (7 U.S.C. 2012(r))).
''(ii) Casino, gambling casino, or gaming
establishment.--The terms 'casino', 'gambling
casino', and 'gaming establishment' do not
include a grocery store which sells groceries
including such staple foods and which also
offers, or is located within the same building
or complex as, casino, gambling, or gaming
activities.
''(iii) Electronic benefit transfer
transaction.--The term 'electronic benefit
transfer transaction' means the use of a credit
or debit card service, automated teller
machine, point-of-sale terminal, or access to
an online system for the withdrawal of funds or
the processing of a payment for merchandise or
a service.''.
(b) Penalty.--Section 409(a) of the Social Security Act (42 U.S.C.
609(a)) is amended by adding at the end the following new paragraph:
''(16) Penalty for failure to enforce spending policies.--
''(A) In general.--If, within 2 years after the
date of the enactment of the WIN for Children and
Families Act, any State has not reported to the
Secretary on such State's implementation of the
policies and practices required by section 408(a)(12),
or the Secretary determines, based on the information
provided in State reports, that any State has not
implemented and maintained such policies and practices,
the Secretary shall reduce, by an amount equal to 5
percent of the State family assistance grant, the grant
payable to such State under section 403(a)(1) for--
''(i) the fiscal year immediately
succeeding the year in which such 2-year period
ends; and
''(ii) each succeeding fiscal year in which
the State does not demonstrate that such State
has implemented and maintained such policies
and practices.
''(B) Reduction of applicable penalty.--The
Secretary may reduce the amount of the reduction
required under subparagraph (A) based on the degree of
noncompliance of the State.
''(C) State not responsible for individual
violations.--Fraudulent activity by any individual in
an attempt to circumvent the policies and practices
required by section 408(a)(12) shall not trigger a
State penalty under subparagraph (A).''.
(c) Conforming Amendment.--Section 409(c)(4) of the Social Security
Act (42 U.S.C. 609(c)(4)) is amended by striking ''or (13)'' and
inserting ''(13), or (16)''.

Passed the House of Representatives February 1, 2012.

Attest:

KAREN L. HAAS,

Clerk.
[EX A]: Welfare Integrity Now for Children and Families Act of 2012 or WIN for Children and Families Act - Amends part A (Temporary Assistance for Needy Families) (TANF) of title IV of the Social Security Act to require a state to which a state family assistance grant is made to maintain policies and practices necessary to prevent the use of state TANF assistance in any electronic benefit transfer transaction in a liquor store, casino or gambling establishment, or strip club.

Defines "electronic benefit transfer transaction" as the use of a credit or debit card service, automated teller machine (ATM), point-of-sale terminal, or access to an online system for the withdrawal of funds or the processing of a payment for merchandise or a service.

Establishes administrative penalties for states which have not reported on their implementation of or enforced such policies and practices.

[EX Q]: SECTION 1. SHORT TITLE; TABLE OF CONTENTS.

(a) Short Title.--This Act may be cited as the ''Charitable Giving
Protection Act of 1995''.
(b) Table of Contents.--The table of contents for this Act is as
follows:

Sec. 1. Short title; table of contents.
Sec. 2. Findings.
TITLE I--AMENDMENTS TO THE SECURITIES LAWS

Sec. 101. Amendment to the Investment Company Act of 1940.
Sec. 102. Amendment to the Securities Act of 1933.
Sec. 103. Amendments to the Securities Exchange Act of 1934.
Sec. 104. Amendment of the Investment Advisers Act of 1940.
Sec. 105. Effective dates and applicability.
TITLE II--CLARIFICATION OF ANTITRUST LAWS

Sec. 201. Exemption from antitrust laws.
Sec. 202. Effective date and applicability.
SEC. 2. FINDINGS.

The Congress finds that--
(1) charities have served a unique and essential role in
meeting the needs of the American people;
(2) charities have healed the sick, fed the hungry,
sheltered the needy, and educated our children;
(3) in order to ensure that charities can continue to meet
the needs of the American people, the Federal Government should
do everything possible to encourage charitable giving;
(4) charities should be able to raise funds and invest
funds, both on their own and collectively with other charities,
without excessive Government intervention or unnecessary legal
or regulatory requirements;
(5) the Congress, in passing the Technical Corrections Act
of 1988, differentiated between charitable gift annuities and
annuities issued by commercial organizations for profit; and
(6) unlike commercial annuities, charitable gift annuities
are not issued for profit, and their issuance, maintenance, and
investment by charities is not subject to the anticompetitive
prohibitions of the Federal antitrust laws.

TITLE I--AMENDMENTS TO THE SECURITIES LAWS

SEC. 101. AMENDMENT TO THE INVESTMENT COMPANY ACT OF 1940.

Section 3(c) of the Investment Company Act of 1940 (15 U.S.C. 80a-
3(c)) is amended by inserting after paragraph (6) the following new
paragraph:
''(7)(A) Subject to subparagraph (B), a pooled income fund,
or any collective trust fund, collective investment fund, or
similar fund maintained by a charitable organization
exclusively for the collective investment and reinvestment of--
''(i) the general endowment fund or other funds of
one or more charitable organizations;
''(ii) assets of a pooled income fund;
''(iii) assets contributed to a charitable
organization in exchange for the issuance of charitable
gift annuities;
''(iv) assets of a charitable remainder trust or of
any other trust, the remainder interests of which are
irrevocably dedicated to any charitable organization;
''(v) assets of a charitable lead trust; or
''(vi) assets of a trust not described in clauses
(i) through (v), the remainder interests of which are
revocably dedicated to a charitable organization.
''(B) A fund described in subparagraph (A), and any
charitable organization that maintains such a fund, shall be
excluded from treatment as an investment company in accordance
with this subsection only if--
''(i) each contributor to a pooled income fund and
each settlor of a trust described in clause (iv), (v),
or (vi) of subparagraph (A) is provided with written
information describing the material terms of the
instruments governing the operation of the pooled
income fund, in the case of a contributor to such fund,
or of the fund in which any assets of such pooled
income fund or such a trust are invested, by the later
of June 30, 1996, or the date of investment in such
fund; and
''(ii) each person soliciting gifts, as described
in subparagraph (A), that will be administered in any
collective trust fund, collective investment fund, or
similar fund maintained by a charitable organization is
either a volunteer or is employed in the overall
fundraising activities of a charitable organization and
receives no commissions or other special compensation
based on the amount of gifts transferred to such fund.
''(C) The exemption provided by subparagraph (A)(vi) shall
terminate on December 31, 1998.
''(D) For purposes of this paragraph--
''(i) a trust or fund is 'maintained' by a
charitable organization that serves as a trustee or
administrator of the trust or fund or that has the
power to remove the trustees or administrators of the
trust or fund and to designate new trustees or
administrators;
''(ii) the term 'pooled income fund' has the same
meaning as in section 642(c)(5) of the Internal Revenue
Code of 1986;
''(iii) the term 'charitable organization' means an
organization described in paragraphs (1) through (5) of
section 170(c) or section 501(c)(3) of the Internal
Revenue Code of 1986;
''(iv) the term 'charitable lead trust' means a
trust described in section 170(f)(2)(B), 2055(e)(2)(B),
or 2522(c)(2)(B) of the Internal Revenue Code of 1986;
''(v) the term 'charitable remainder trust' means a
charitable remainder annuity trust or a charitable
remainder unitrust, as those terms are defined in
section 664(d) of the Internal Revenue Code of 1986;
and
''(vi) the term 'charitable gift annuity' means an
annuity issued by a charitable organization that is
described in section 501(m)(5) of the Internal Revenue
Code of 1986.''.

SEC. 102. AMENDMENT TO THE SECURITIES ACT OF 1933.

Section 3(a) of the Securities Act of 1933 (15 U.S.C. 77c(a)) is
amended by adding at the end the following new paragraph:
''(13) Any security issued by or any interest or
participation in any pooled income fund, collective trust fund,
collective investment fund, or similar fund that is deemed not
to be an investment company under section 3(c)(7) of the
Investment Company Act of 1940.''.
SEC. 103. AMENDMENTS TO THE SECURITIES EXCHANGE ACT OF 1934.

(a) Exempted Securities.--Section 3(a)(12)(A) of the Securities
Exchange Act of 1934 (15 U.S.C. 78c(a)(12)(A)) is amended--
(1) in clause (iv) by striking ''and'' at the end;
(2) by redesignating clause (v) as clause (vi); and
(3) by inserting after clause (iv) the following new
clause:
''(v) any security issued by or any
interest or participation in any pooled income
fund, collective trust fund, collective
investment fund, or similar fund that is deemed
not to be an investment company under section
3(c)(7) of the Investment Company Act of 1940;
and''.
(b) Exemption From Broker-Dealer Provisions.--Section 3(a) of the
Securities Exchange Act of 1934 (15 U.S.C. 78c(c)) is amended by adding
at the end the following new paragraph:
''(54) Charitable organizations.--Notwithstanding any other
provision of this title, a charitable organization, as defined
in section 3(c)(7) of the Investment Company Act of 1940, or
any trust-
ee, director, officer, employee, or volunteer of such a
charitable organization acting within the scope of such
person's employment or duties, shall not be deemed to be a
'broker', 'dealer', 'municipal securities broker', 'municipal
securities dealer', 'government securities broker', or
'government securities dealer' for purposes of this title
solely because such organization or person buys, holds, sells,
or trades in securities for its own account in its capacity as
trustee or administrator of, or otherwise on behalf of or for
the account of--
''(A) such a charitable organization;
''(B) a fund that is exempt from the provisions of
the Investment Company Act of 1940 under section
3(c)(7) of that Act; or
''(C) a trust or other donative instrument, the
assets of which may be contributed to or invested in
such funds in accordance with section 3(c)(7) of the
Investment Company Act of 1940, or the settlors (or
potential settlors) or beneficiaries of any such trust
or other instrument.''.

SEC. 104. AMENDMENT OF THE INVESTMENT ADVISERS ACT OF 1940.

Section 202(a)(11) of the Investment Advisers Act of 1940 (15
U.S.C. 80b-2(a)(11)) is amended--
(1) by striking ''does not include (A) a bank'' and
inserting ''does not include--
''(A) a bank'';
(2) by striking ''(B) any lawyer'' and inserting the
following:
''(B) any lawyer'';
(3) by striking ''(C) any broker'' and inserting the
following:
''(C) any broker'';
(4) by striking ''(D) the publisher'' and inserting the
following:
''(D) the publisher'';
(5) by striking ''(E) any person'' and inserting the
following:
''(E) any person'';
(6) by striking ''or (F) such other'' and inserting the
following:
''(G) such other''; and
(7) by inserting after subparagraph (E) the following new
subparagraph:
''(F) any charitable organization, as defined in
section 3(c)(7) of the Investment Company Act of 1940,
or any trustee, director, officer, employee, or
volunteer of such a charitable organization acting
within the scope of the employment or duties of such
person, whose advice, analyses, or reports are provided
only to--
''(i) any such charitable organization;
''(ii) a fund that is exempt from the
Investment Company Act of 1940 under section
3(c)(7) of that Act, or the trustees or
administrators of such fund; or
''(iii) a trust or other donative
instrument, the assets of which may be
contributed to or invested in such fund in
accordance with section 3(c)(7) of the
Investment Company Act of 1940, or the
trustees, administrators, settlors (or
potential settlors), or beneficiaries of any
such trust or other instrument; or''.

SEC. 105. EFFECTIVE DATES AND APPLICABILITY.

This title and the amendments made by this title shall apply in all
administrative and judicial actions pending on or commenced after the
date of enactment of this Act, as a defense to any claim that any
person, security, interest, or participation of the type described in
this title and the amendments made by this title is subject to the
provisions of the Securities Act of 1933, the Securities Exchange Act
of 1934, the Investment Company Act of 1940, or the Investment Advisers
Act of 1940, except as otherwise specifically provided in those Acts.

SEC. 106. PREEMPTION OF STATE LAW.

(a) Registration Requirements.--A security issued by or any
interest or participation in any pooled income fund, collective trust
fund, collective investment fund, or similar fund that is exempt from
the Investment Company Act of 1940 under section 3(c)(7) of that Act,
and the offer or sale thereof, shall be exempt from any law of a State
that requires registration or qualification of securities.
(b) Treatment of Charitable Organizations.--No charitable
organization, or any trustee, director, officer, employee, or volunteer
of a charitable organization acting within the scope of such person's
employment or duties, shall be required to register as, or be subject
to regulation as, a dealer, broker, agent, or investment adviser under
the laws of any State solely because such organization or person buys,
holds, sells, or trades in securities for its own account in its
capacity as trustee or administrator of, or otherwise on behalf of or
for the account of--
(1) a charitable organization;
(2) a fund that is exempt from the Investment Company Act
of 1940 under section 3(c)(7) of that Act; or
(3) a trust or other donative instrument, the assets of
which may be contributed to or invested in such funds in
accordance with section 3(c)(7) of the Investment Company Act
of 1940, or the settlors (or potential settlors) or
beneficiaries of any such trusts or other instruments.
(c) State Action.--Notwithstanding subsections (a) and (b), during
the 3-year period beginning on the date of enactment of this Act, a
State may enact a statute that specifically refers to this section and
provides prospectively that this section shall not preempt the laws of
that State referred to in this section.
(d) Definitions.--For purposes of this section--
(1) the term ''charitable organization'' means an
organization described in paragraphs (1) through (5) of section
170(c) or section 501(c)(3) of the Internal Revenue Code of
1986;
(2) the term ''security'' has the same meaning as in
section 3 of the Securities Exchange Act of 1934; and
(3) the term ''State'' means each of the several States of
the United States, the District of Columbia, the Commonwealth
of Puerto Rico, the Virgin Islands, Guam, American Samoa, and
the Commonwealth of the Northern Mariana Islands.

TITLE II--CLARIFICATION OF ANTITRUST LAWS

SEC. 201. EXEMPTION FROM ANTITRUST LAWS.

(a) In General.--The activities of a charitable organization
relating to the issuance, maintenance, or investment of a charitable
gift annuity are exempt from the application of the antitrust laws.
(b) Definitions.--For purposes of this section--
(1) the term ''antitrust laws'' means--
(A) the Sherman Act (15 U.S.C. 1 et seq.);
(B) the Clayton Act (15 U.S.C. 12 et seq.);
(C) the Federal Trade Commission Act (15 U.S.C. 41
et seq.); and
(D) any State law that is similar to the Acts
referred to in subparagraphs (A) through (C).
(2) the term ''charitable organization'' means an
organization described in paragraphs (1) through (5) of section
170(c) or section 501(c)(3) of the Internal Revenue Code of
1986;
(3) the term ''charitable gift annuity'' means an annuity
issued by a charitable organization that is described in
section 501(m)(5) of the Internal Revenue Code of 1986; and
(4) the term ''State'' means each of the several States of
the United States, the District of Columbia, the Commonwealth
of Puerto Rico, the Virgin Islands, Guam, American Samoa, and
the Commonwealth of the Northern Mariana Islands.
(c) State Action.--Notwithstanding subsections (a) and (b), during
the 3-year period beginning on the date of enactment of this Act, a
State may enact a statute that specifically refers to this section and
provides prospectively that this section shall not preempt the laws of
that State referred to in this section.

SEC. 202. EFFECTIVE DATE AND APPLICABILITY.

The exemption provided for in section 201 shall apply in any
judicial or administrative action pending on or commenced after the
date of enactment of this Act and shall serve as a defense to any claim
that the sale or issuance of a charitable gift annuity is subject to
any provision of antitrust laws.
[EX A]: TABLE OF CONTENTS:
Title I: Amendments to the Securities Laws
Title II: Clarification of Antitrust Laws
Charitable Giving Protection Act of 1995 -
Title I: Amendments to the Securities Laws
- Exempts from the jurisdiction of the Investment Company Act of 1940, the Securities Act of 1933, the Securities Exchange Act of 1934, and the Investment Advisers Act of 1940 any security issued by or any interest or participation in any pooled income fund, collective trust fund, collective investment fund, or similar fund deemed not to be an investment company under the Investment Company Act of 1940 (charitable gift annuities).
Preempts State law to extend the charitable gift annuities exemption from its jurisdiction over: (1) securities registration or qualification requirements; and (2) any charitable organization regulation.
Permits a State to enact a statute that specifically refers to this Act and provides prospectively that it does not preempt its laws.
Title II: Clarification of Antitrust Laws
- Exempts charitable gift annuities from application of the antitrust laws.

[EX Q]: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Preserving Freedom and Choice in
Health Care Act''.

SEC. 2. REPEALING THE INDIVIDUAL MANDATE.

Sections 1501 and 1502 and subsections (a), (b), (c), and (d) of
section 10106 of the Patient Protection and Affordable Care Act (and
the amendments made by such sections and subsections) are repealed and
the Internal Revenue Code of 1986 shall be applied and administered as
if such provisions and amendments had never been enacted.

SEC. 3. REPEALING THE EMPLOYER MANDATE.

Sections 1513 and 1514 and subsections (e), (f), and (g) of section
10106 of the Patient Protection and Affordable Care Act (and the
amendments made by such sections and subsections) are repealed and the
Internal Revenue Code of 1986 shall be applied and administered as if
such provisions and amendments had never been enacted.

SEC. 4. MODIFICATIONS TO PREMIUM ASSISTANCE CREDIT.

(a) Extension of Credit for Certain Individuals Not Enrolled
Through State Exchanges.--Paragraph (3) of section 36B(b) of the
Internal Revenue Code of 1986 is amended by adding at the end the
following new subparagraph:
''(F) Special rule for individuals enrolled through
a federal exchange.--In the case of any applicable
taxpayer who is not eligible for the credit allowed
under subsection (a) (determined without regard to this
subparagraph) solely as a result of a determination by
the Supreme Court of the United States in the case of
King v. Burwell (2015), paragraph (2)(A) shall be
applied to months beginning before September 2017, by
substituting 'enrolled in through an Exchange
established under the Patient Protection and Affordable
Care Act' for 'enrolled in through an Exchange
established by the State under 1311 of the Patient
Protection and Affordable Care Act'.''.
(b) Denial of Credit for Individuals Not Previously Enrolled.--
Subsection (b) of section 36B of the Internal Revenue Code of 1986 is
amended by adding at the end the following new paragraph:
''(4) Limitation for individuals not previously enrolled.--
The premium assistance credit amount shall be zero with respect
to any qualified health plan unless such plan covers an
individual described in paragraph (2)(A) who was enrolled in a
qualified health plan through an Exchange established under the
Patient Protection and Affordable Care Act before the date of
the enactment of this paragraph.''.
(c) Effective Date.--The amendments made by this section shall
apply to months beginning after December 31, 2013.

SEC. 5. FREEDOM TO MAINTAIN EXISTING COVERAGE.

(a) In General.--Part 2 of subtitle C of title I of the Patient
Protection and Affordable Care Act (42 U.S.C. 18011 et seq.) is amended
by striking section 1251 and inserting the following:

''SEC. 1251. FREEDOM TO MAINTAIN EXISTING COVERAGE.

''(a) No Changes to Existing Coverage.--
''(1) In general.--Nothing in this Act (or an amendment
made by this Act) shall be construed to require that an
individual terminate coverage under a group health plan or
health insurance coverage in which such individual was enrolled
during any part of the period beginning on the date of
enactment of this Act and ending on December 31, 2017.
''(2) Continuation of coverage.--With respect to a group
health plan or health insurance coverage in which an individual
was enrolled during any part of the period beginning on the
date of enactment of this Act and ending on December 31, 2017,
this subtitle and subtitle A (and the amendments made by such
subtitles) shall not apply to such plan or coverage, regardless
of whether the individual renews such coverage.
''(b) Allowance for Family Members To Join Current Coverage.--With
respect to a group health plan or health insurance coverage in which an
individual was enrolled during any part of the period beginning on the
date of enactment of this Act and ending on December 31, 2017, and
which is renewed, family members of such individual shall be permitted
to enroll in such plan or coverage if such enrollment is permitted
under the terms of the plan in effect as of such date of enrollment.
''(c) Allowance for New Employees To Join Current Plan.--A group
health plan that provides coverage during any part of the period
beginning on the date of enactment of this Act and ending on December
31, 2017, may provide for the enrolling of new employees (and their
families) in such plan, and this subtitle and subtitle A (and the
amendments made by such subtitles) shall not apply with respect to such
plan and such new employees (and their families).
''(d) Effect on Collective Bargaining Agreements.--In the case of
health insurance coverage maintained pursuant to one or more collective
bargaining agreements between employee representatives and one or more
employers that was ratified before December 31, 2017, the provisions of
this subtitle and subtitle A (and the amendments made by such
subtitles) shall not apply until the date on which the last of the
collective bargaining agreements relating to the coverage terminates.
Any coverage amendment made pursuant to a collective bargaining
agreement relating to the coverage which amends the coverage solely to
conform to any requirement added by this subtitle or subtitle A (or
amendments) shall not be treated as a termination of such collective
bargaining agreement.
''(e) Definition.--In this title, the term 'grandfathered health
plan' means any group health plan or health insurance coverage to which
this section applies.''.
(b) Effective Date.--The amendment made by subsection (a) shall
take effect as if included in the Patient Protection and Affordable
Care Act (Public Law 111-148).

SEC. 6. ESSENTIAL HEALTH BENEFITS.

(a) In General.--Subsections (a) and (b) of section 1302 of the
Patient Protection and Affordable Care Act (42 U.S.C. 18022) are
amended to read as follows:
''(a) Essential Health Benefits Package.--In this title, the term
'essential health benefits package' means, with respect to any health
plan, coverage that provide for benefits and cost sharing as required
in the States in which such plan is offered.
''(b) Essential Health Benefits.--Essential health benefits shall
be defined to include those required by the State in which a health
plan is offered.''.
(b) Effective Date.--The amendment made by subsection (a) shall
take effect as if included in the Patient Protection and Affordable
Care Act (Public Law 111-148).
[EX A]:
Preserving Freedom and Choice in Health Care Act This bill amends the Patient Protection and Affordable Care Act (PPACA) and the Internal Revenue Code to repeal the requirements for individuals to maintain minimum essential coverage and for large employers to pay penalties if a full-time employee: (1) must wait longer than 60 days to enroll in an employer-sponsored health plan, or (2) receives a premium assistance tax credit or reduced cost-sharing. Coverage reporting requirements for providers and large employers are also repealed. Individuals enrolled in a health plan purchased through the federal health insurance exchange at the time of enactment of this Act who are ineligible for a premium assistance tax credit solely as a result of a determination by the Supreme Court in King v. Burwell are eligible for the tax credit. This applies to coverage months beginning after December 2013 and before September 2017. Group health coverage in which an individual was enrolled during any part of the period beginning on the date of enactment of PPACA (March 23, 2010) and ending on December 31, 2017, is a grandfathered health plan under PPACA and is exempt from some coverage requirements. Essential health benefits are defined by states. This amendment takes effect as if included in PPACA.