Write an article based on this "Purge the wand. Measure and pour the milk. Submerge the wand and turn on the steam. Purge the wand. Pour the milk immediately into your espresso drink."
article: It's always a good idea to clean the steam wand before and after using it. This will ensure no contaminants get into the milk. Stand back from the steam wand and turn on the steam by opening the valve. Let the steam blow for about five seconds, and then close the valve to turn it off. Espresso-based drinks come in many sizes, and the size of the drink will determine the amount of milk you use. Many coffee drinks are between 6 and 20 ounces (177 and 591 ml). Use the size of the coffee as a guide for how much milk to pour. Once you've measure the cold milk, pour it into a clean metal container. Don't forget to subtract the espresso quantity from the milk. For instance, if you're making a 6-ounce (177-ml) coffee, you only need 5 ounces (148 ml) of milk if you made a single shot of espresso. Remember that the milk will froth up as it foams, so measure slightly less milk than you actually need. Only use cold milk for steaming, as this will ensure the best consistency. Position the metal container so the steam wand tip is submerged in the milk. The tip of the wand should be near the middle of the milk. Hold the container at a 45-degree angle. Turn on the steam and allow it to froth the milk. As the milk increases in volume, move the cup down until the wand is just below the surface. Then, gently plunge the wand back down to continue aerating the milk. Continue frothing the milk like this until it reaches 140 F (60 C), or until the container is very hot to the touch. Turn off the steam. Remove the container and set it aside. Turn on the steamer again to purge any excess milk. Let the steam run for about five seconds. Turn off the steam and wipe the wand with a damp towel. This will prevent milk from drying and hardening on the wand. As soon as the milk is hot and frothy enough, pour it with your prepared espresso and serve. You can also sweeten the drink with sugar, top it with cinnamon, or cover it in whipped cream if you like.

Write an article based on this "Get pre-approved to speed up the buying process. Check your credit score. Clean up your credit history. Find required documents. Complete a mortgage application. Pay your application fee. Analyze your conditional commitment."
article: Prequalification is helpful because it gives you a general sense of what you can borrow. However, the lender doesn't verify any of the information you give them, so you really don't know what you can borrow. By contrast, getting pre-approved requires a more in-depth review of your finances. For this reasons, sellers will be more interested in finding out whether you have been pre-approved, not prequalified. With pre-approval, you may also be able to move more quickly to close on a home once you find one you want to buy. A lender will pull your credit score as part of the pre-approval process, if it wasn't already done during your prequalification. Check it before applying for pre-approval. You can find your credit score in the following places: Look on your credit card statements. Some issuers will print your credit score on the statement. Get the score for free by visiting a housing counselor or credit counselor. Buy your FICO score form myfico.com. It costs around $20. You should also get a free copy of your credit report and look for errors that might be holding down your credit score. Check for the following common mistakes and dispute them with the credit reporting bureau: Accounts wrongly listed as past due or in collections. Accounts that belong to someone with a similar name or Social Security Number. Accounts that belong to your ex-spouse. Incorrect credit limit. You might have a $35,000 credit limit on a credit card, but your credit report lists the limit as $3,500. This can skew your utilization rate and pull down your credit score. Incorrect balance. For example, you might only have $1,000 on a credit card, but your credit report lists a $10,000 balance. You don't need to submit documents to a lender to be prequalified, but you will if you want to get pre-approved. Accordingly, gather supporting documents, such as the following: Paycheck stubs (last 30 days) W-2 or I-9 forms (past two years) Bank account statements (last two months) Asset statements (last two months) List of real estate holdings Get the ball rolling by asking a lender that has prequalified you for a mortgage application so you can be pre-approved. Each application is different, but they generally will ask for information about the property you are looking to buy and your financial background. You can get pre-approved without having a specific property in mind. In this situation, leave information about the property blank. Your pre-approval is only good for 60-90 days, so time your application accordingly. Unlike prequalification, pre-approval isn't always free. Instead, you may have to pay an application fee. Some banks charge around $20, but others might be willing to waive the application fee. Be sure to ask. Nowadays, many reputable lenders don't charge an application fee. Keep this in mind when shopping around. If approved, you should receive a conditional commitment letter. Read the letter closely, because it will contain important information about how much you can borrow. However, the letter generally does not include information about interest rates. Even this commitment is conditional. A lender doesn't agree to lend to you until they perform due diligence on the house you intend to purchase.

Write an article based on this "Get your anger under control. Increase your empathy. Trust yourself."
article:
You absolutely have a right to be angry with people who hurt you when you were in a vulnerable position or that took advantage of you. But this anger cannot be transferred to every person you meet. Carrying around anger and distrust toward people hurts you most. Anger management techniques can help you reduce stress levels and improve your relationships. You can learn to become a better communicator, solve problems, and think differently. If you have problems trusting others (especially friends, family, or a significant other), turn the tables on yourself. Think about how you would feel if someone you cared about or spent a lot of time with didn't trust anything that you did or said. Think about how it would feel if someone kept badgering you about your whereabouts and thoughts. How does that make you feel? Suspicious probing is unpleasant at best, and downright invasive and unsettling at its worst. If you feel prejudiced, find commonalities that you may have with the person you distrust. Build a relationship with them, be curious about their life, and remind yourself that they're human just like you. While you're learning to trust others, choose to trust yourself as well. By seeing the world suspiciously, you can project your own unresolved fears onto others. There are many genuine and true people out there. Put the focus on yourself and learn to trust yourself first. Remove people from your life that doubt your abilities or say you can't succeed. Keep your commitments to yourself by following through on things you want or need to do. When you say you're going to do something, know that you will do it. For example, if you say that you're going to go exercise today, know that you can and will follow through on that commitment.