Q: In order to compete with other salesman and to show your customers you are genuinely interested in the cars you are selling them, know what's on your showroom floor. Learn the cars on hand, any specials your dealership is offering, cars that may be good for people with bad credit, and anything else that could be beneficial to communicate to your customer. Study the cars other dealerships are selling, and learn why it would be more beneficial for your customer to buy from your dealership. Know every model and option your company offers as well as those of your competitors. This will take a lot of studying, but it will be worth it because you'll know exactly why your product is better and won't have to make something up and potentially lie to your customer. After you meet a customer and get to know them, write down all of the information you learned in your CRM (customer relationship management). Then you'll know the best time and way to reach them. You can continue to do this until you've reached them or until they ask you to stop contacting them. Some people may get frustrated if you continue to call them, but look at it this way, those people probably weren't going to buy from you anyways so you haven't lost anything. These are the people that are ultimately going to help you seal the deal and they can also offer you "house deals," which are about a third of the deals that take place at a dealership. If you're friendly with your manager and they trust you, they'll be able to put you on deals that are generated from the internet or from people at the dealership who know people who want to buy cars. House deals consist of "phone-ups," customers who call in on the phone, or "internet leads," customers who visited a website and are interested in buying a car. These are called house deals because the dealership owns them until the manager divides them up between salesmen. Sales managers play a big part in your success at the dealership. If you haven't built any relationship with them and they decide they don't like you they can starve you of deals and leave you empty handed, or give you such insufficient help that you eventually quit.
A: Walk the floor each morning. Be familiar with competitor's products. Follow up with potential customers. Make friends with your sales managers.

Q: Though you may want to frolic in the buff around your three siblings and parents or in front of all of your roommates and their guests, it's not considerate to practice nudism in front of people who are uncomfortable by it. If you live with people who say they are okay with you being in the buff, such as accepting roommates, then you can be nude any time you like. However, if people like your parents or siblings are really not into it, then you can practice nudism in the comforts of your own room or in other parts of the house when you know no one else will be home. Have an honest and frank conversation with the people you live with to gauge their reactions. Of course, it's important for you to practice your beliefs, but you don't want to infringe on the freedoms of others, either. If you live with people who might be interested in the movement, too, then you can also have a frank conversation about inviting them to join your nudist lifestyle. If they don't know much about nudism, they may be a little alarmed, at first, but they may feel better once you educate them about the beliefs of the movement and set them straight on what nudism is really about. If they don't want to join you, there's no sense in pushing it. Nudism is something that people should only do if they are really comfortable with it. Out of respect for your neighbors, you should try to keep the blinds or shutters down if you're practicing nudism in your own home. Going out in your yard in the nude is probably also a no-no, unless you live on a secluded farm or in another rural area. You may think that this puts a damper on the fun of being a nudist, but this will help you practice your beliefs in a respectful manner. You should also keep a bathrobe handy just in case, if the doorbell rings unexpectedly. You don't want to give a delivery man or neighbor the wrong impression. If you really want to practice nudism in your yard, you might be able to put a fence around the yard to keep neighbours and other passer-bys from seeing you. However, this is probably a feasible option only if you live on a street with one-story houses. You might be able to plant trees or tall bushes around your yard, as well as putting up a fence, if you live in a two-story house. Now, the fun can begin! Once you know you're alone or that anyone else at home is comfortable with your nudism, and once you're out of view of the neighbors, you can go about your daily life in the buff. You can make breakfast, watch television, study for exams, call friends, play with your cat, dance around, or just do whatever else you normally do without having any clothes on. That's the fun of nudism: doing what you normally do while feeling liberated! Of course, you should still shower, wash your hands, and keep things hygienic, whether you're in the buff or not. It's important to stay clean and fresh, whether you're clothed or not. One of the greatest joys of being a nudist is sleeping naked, feeling the cool sheets and mattress against your body when you drift off. Heck, many people who aren't nudists love sleeping without any clothes on. If you're committed to practicing nudism, then this can really be your time to shine especially if you sleep alone or don't have roommates. Set your home to a nice temperature or open a window, depending on the season, and enjoy feeling free as you drift off. If you do live with roommates and don't want to startle any other people if you take a bathroom trip in the middle of the night, you should hang a bathrobe on your door so you can quickly throw it on if need be. If you've tried to be nudist at home but feel too restricted because of the other people in your home, the judgment of your neighbors, or the general lack of freedom that you feel, then you may be better off moving to a more secluded area either where there are less people to offend, or where you can live with people who share your views. Of course, if you're too young to go out on your own just yet, you may have to wait until you feel responsible enough to go out on your own or just to relocate.
A: Respect the boundaries of the people you live with, if you don't live alone. Talk to like minded people when choosing to find roommates. Keep yourself out of view of your neighbors. Do what you normally do naked. Sleep in the buff. Consider moving to a more nudist-friendly location.

Q: If a surviving spouse is the heir, there is no applicable federal estate tax as long as the spouse is a U.S. citizen. If a surviving spouse is not a U.S. citizen, do some estate planning to leave a special trust to the spouse. However, the estate will be taxed once the surviving spouse dies. The first $11.4 million of an estate is exempt from taxation. That means that if the value of your estate was $15.4 million, only the second $4 million is subject to taxation. A rule that went into effect in 2010 makes it possible for one spouse to transfer any unused lifetime estate exemption to the other spouse when they pass away. This means that your spouse can benefit from your exemption upon your death without you having to transfer part of your estate to them. In order to benefit from this rule, you must file an estate tax return, even if your estate isn't taxable. If you don't file a return, your spouse won't be able to use your unused exemptions. Alternatively, you could transfer some of your estate to your spouse, and that amount would be exempt from taxation upon your death. This is not usually necessary if you use the portability rule, however.
A:
Understand the transfer rule. Understand the implications of the standard estate tax deduction. Take advantage of the estate portability rule.