Article: Millions of families around the world have been given a helping hand out of poverty by micro-credits. These very small loans , usually less than US$200, have enabled the very poorest people to set up or expand businesses and become self-sufficient. The micro-credit movement started with Professor Muhammad Yunus, who founded the Grameen Bank in Bangladesh. Professor Yunus, who won the 2006 Nobel Peace Prize, used his own money to set up a bank to benefit the poorest people in Bangladesh--families living on less than US$1 a day. There are now hundreds of organizations around the world following his blueprint to help people escape from poverty. So how does the system work? Local microfinance institutions (MFIs) make contact with families and offer loans, usually to women, to enable them to start or expand a business. These are very poor people who would not normally be able to get credit, but as no collateral is required they can get micro-credits. They pay back the loan on a weekly basis, over six months to a year. A very important aspect to the success of the micro-credit system is that receivers get local support. The MFIs educate local communities about ways to improve their lives, and offer practical support as well as collecting weekly loans payments. They encourage people to help each other, so that the whole community can pull itself out of poverty. MFIs may also help with literacy and health problems. Micro-credits are mainly given to women. Experience has shown that women are more motivated to improve their children's lives and will spend the money they make on better nutrition and schooling for their children. This may be the first chance they've had to contribute financially to the family, and their status in the home and the local community is raised. The micro-credit system is not charity. The payments are fixed-term loans and interest is charged. The costs of making such small loans, collecting them and giving personal support are high. This is shown in the interest rates, which range from 15... Question: What can we learn about the micro-credit system? Yes or no, is the answer "MFIs offer poor families small loans but charge them much interest."?
No

Article: There was once a farmer who had a fine olive orchard. He was very hardworking, and the farm always prospered under his care. But he knew that his three sons despised the farm work, and were eager to make wealth, through adventure. When the farmer was old, and felt that his time had come to die, he called the three sons to him and said, "My sons, there is a pot of gold hidden in the olive orchard. Dig for it, if you wish it." The sons tried to get him to tell them in what part of the orchard the gold was hidden, but he would tell them nothing more. After the farmer was dead, the sons went to work to find the pot of gold. Since they did not know where the hiding-place was, they agreed to begin in a line, at one end of the orchard, and to dig until one of them should find the money. They dug until they had turned up the soil from one end of the orchard to the other, round the tree-roots and between them. But no pot of gold was to be found. It seemed as if someone must have stolen it, or as if the farmer had been wandering in his wits. The three sons were bitterly disappointed to have all their work for nothing. The next olive season, the olive trees in the orchard bore more fruit than they had ever given. When it was sold, it gave the sons a whole pot of gold. And when they saw how much money had come from the orchard, they suddenly understood what the wise father had meant when he said, "There is gold hidden in the orchard. Dig for it, if you wish it." Question: What would be the best title for the passage? Yes or no, is the answer "No pains, no gains"?
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Article: The idea of being able to walk on water has long interested humans greatly. Sadly, biological facts prevent us ever accomplishing such a thing without artificial aid--we simply weigh too much, and all our mass pushes down through our relatively small feet, resulting in a lot of pressure that makes us sink. However, several types of animals can walk on water. One of the most interesting is the common basilisk. Basilicus, a lizard native to Central and South America. It can run across water for a distance of several meters, avoiding getting wet by rapidly hitting the water's surface with its feet. The lizard will take as many as 20 steps per second to keep moving forward. For humans to do this, we'd need huge feet that we could bring up to our ears in order to create adequate "hitting. " But fortunately there is an alternative: cornflour. By adding enough of this common thickening agent to water (and it does take a lot), you can create a "non-Newtonian" liquid that doesn't behave like normal water. Now, if the surface of the water is hit hard enough, particles in the water group together for a moment to make the surface hard. Move quickly enough and put enough force into each step, and you really can walk across the surface of an adequately thick liquid of cornflour. Fun though all this may sound, it's still rather messy and better read about in theory than carried out in practice, if you must do it, then keep the water wings handy in case you start to sink--and take a shower afterward! Question: What do we know about Basilicus from the passage? Yes or no, is the answer "It can run across water at a certain speed."?
No