context: How to buy mutual funds for children
Decide the reason you are investing the money.
For many parents, they are saving for college, but for others, it may be for travel, medical expenses or living expenses.
Calculate the amount of time you plan to invest the money before your child needs it.

OPTIONS:
- Check the retirement funds section of this article. Most states require parents to have up to one year of saved money before you allow them to withdraw money from their 401 (k).
- For example, your child may need $4 , 000 before she qualifies for an ira, while a 12-year-old might need $10 , 000. Decide whether you plan to set aside time to spend the funds.
- If your child is very young and will not need the money for 20 years, you will want to choose different investments than if the child needs it in 5 years. You may be able to choose a target-date mutual fund.
- Generally, you will get a firm estimate for one month to three months, depending on your financial strategy. Decide which funds to invest the money in.
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next sentence for the context: If your child is very young and will not need the money for 20 years, you will want to choose different investments than if the child needs it in 5 years. You may be able to choose a target-date mutual fund.

context: How to transfer high schools
Find the right specialized school for you.
If you're hoping to transfer to a charter school, magnet school, ib program, or other specialized school, you want to make sure it's going to be a good fit. Before you commit to the transfer process, make sure the benefits outweigh the cons.

OPTIONS:
- For example, study abroad is that much like air travel, boarding is third the goal. But there are benefits to this one as well, such as decreased stress and larger parties, less stress, and fewer restrictions during the day.
- Your new school should be a good fit academically and be centered around a program that you're truly interested in. Travel time should be a strong consideration as well-you don't want to spend several hours every day going to and from school.
- First thing to do is determine what kind of boarding school you want to apply to. There are different types of boarding schools, some of which only offer a certain number of entry-level courses.
- The most important thing to consider when deciding the transfer process is your school size. Charter schools need to be fairly big and plenty tall, while ib schools need students around 6-14.
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next sentence for the context: Your new school should be a good fit academically and be centered around a program that you're truly interested in. Travel time should be a strong consideration as well-you don't want to spend several hours every day going to and from school.

context: How to become more confident around horses
Watch horses from afar.
Though there are exceptions, most horses are fairly calm and docile when left to themselves. Watching a herd of horses feed in a field a short distance away from you can make them seem much less intimidating than they might otherwise.

OPTIONS:
- Try to observe them from a distance while knowing they are not a threat, as horses can perceive and react to things that they normally would not, and can tell what they are feeling even when alone. Watch a herd of horses somewhere in the desert.
- These horses are also less tough and more relaxed and will naturally stay a little longer after engaging in a walk. There's nothing you can do to cut down on your urge to take a close look from a distance.
- Do not try to pet or restrain a horse when they're not seen. The feeling of control and power comes naturally to horses and you do not need to worry about disrupting this impression.
- Once you're comfortable with this, you can gradually start interacting with horses close up. Use this opportunity to observe horse body language.
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next sentence for the context: Once you're comfortable with this, you can gradually start interacting with horses close up. Use this opportunity to observe horse body language.

context: How to make thai iced coffee
Place the coffee powder in a filter over a saucepan.
Traditional thai coffee actually uses a blend of ground coffee beans, corn, and soybeans. Place 2 tablespoons (26 g) of thai coffee powder in a stainless steel muslin coffee filter that's fitted over a small saucepan.

OPTIONS:
- It's important to use distilled water. Since thai coffee is completely pre-ground, you only need about 1 cup (226 ml) of water per serving.
- Let the coffee cool in the filter, which should take approximately 3 to 5 minutes, until the powder comes out of the lid. Turn off the heat and strain the coffee.
- Stir the coffee powder and water together until they are completely blended, which should take approximately 3 to 5 minutes. If you don't have a silk filter, you can use your hands to test the temperature of the coffee using a temperature thermometer.
- You can find thai coffee at asian grocery stores or online retailers. Spill boiling water over the coffee in the filter and drain it into a second pan.
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next sentence for the context:
You can find thai coffee at asian grocery stores or online retailers. Spill boiling water over the coffee in the filter and drain it into a second pan.