Article: Opponents of the Endangered Species Act argue that with over 2,000 endangered species listed, and only 28 delisted due to recovery, the success rate of 1% over nearly three decades proves that there needs to be serious reform in their methods to actually help the endangered animals and plants. Others argue that the ESA may encourage preemptive habitat destruction by landowners who fear losing the use of their land because of the presence of an endangered species; known colloquially as "Shoot, Shovel and Shut-Up." One example of such perverse incentives is the case of a forest owner who, in response to ESA listing of the red-cockaded woodpecker, increased harvesting and shortened the age at which he harvests his trees to ensure that they do not become old enough to become suitable habitat. While no studies have shown that the Act's negative effects, in total, exceed the positive effects, many economists believe that finding a way to reduce such perverse incentives would lead to more effective protection of endangered species.

Question: What is the success rate of the list and the Endangered Species Act initiatives?
Ans: 1%

Article: Regular script typefaces are also commonly used, but not as common as Ming or sans-serif typefaces for body text. Regular script typefaces are often used to teach students Chinese characters, and often aim to match the standard forms of the region where they are meant to be used. Most typefaces in the Song dynasty were regular script typefaces which resembled a particular person's handwriting (e.g. the handwriting of Ouyang Xun, Yan Zhenqing, or Liu Gongquan), while most modern regular script typefaces tend toward anonymity and regularity.

Question: What are often used to teach students Chinese characters?
Ans: Regular script typefaces

Article: The name Thuringia or Thuringen derives from the Germanic tribe Thuringii, who emerged during the Migration Period. Their origin is not completely known. An older theory claimed that they were successors of the Hermunduri, but later research rejected the idea. Other historians argue that the Thuringians were allies of the Huns, came to central Europe together with them, and lived before in what is Galicia today. Publius Flavius Vegetius Renatus first mentioned the Thuringii around 400; during that period, the Thuringii were famous for their excellent horses.

Question: Who are the theoretical allies of the Thuringians?
Ans: the Huns

Article: The term financial innovation refers to the ongoing development of financial products designed to achieve particular client objectives, such as offsetting a particular risk exposure (such as the default of a borrower) or to assist with obtaining financing. Examples pertinent to this crisis included: the adjustable-rate mortgage; the bundling of subprime mortgages into mortgage-backed securities (MBS) or collateralized debt obligations (CDO) for sale to investors, a type of securitization; and a form of credit insurance called credit default swaps (CDS). The usage of these products expanded dramatically in the years leading up to the crisis. These products vary in complexity and the ease with which they can be valued on the books of financial institutions.

Question: What is an example of financial innovation pertinent to the financial crisis?
Ans:
adjustable-rate mortgage