Teacher:In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.
Teacher: Now, understand the problem? Solve this instance: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Civil Service Long-Term Care
Insurance Benefit Act''.

SEC. 2. LONG-TERM CARE INSURANCE.

(a) In General.--Subpart G of part III of title 5, United States
Code, is amended by adding at the end the following:

''CHAPTER 90--LONG-TERM CARE INSURANCE

''Sec.
''9001. Definitions.
''9002. Availability of insurance.
''9003. Participating carriers.
''9004. Administrative functions.
''9005. Coordination with State laws.
''9006. Commercial items.
''Sec. 9001. Definitions
''For purposes of this chapter:
''(1) Employee.--The term 'employee' has the meaning given
such term by section 8901, but does not include an individual
employed by the government of the District of Columbia.
''(2) Annuitant.--The term 'annuitant' means--
''(A) a former employee who, based on the service
of that individual, receives an annuity under
subchapter III of chapter 83, chapter 84, or another
retirement system for employees of the Government
(disregarding title XVIII of the Social Security Act
and any retirement system established for employees
described in section 2105(c)); and
''(B) any individual who receives an annuity under
any retirement system referred to in subparagraph (A)
(disregarding those described parenthetically) as the
surviving spouse of an employee (including an amount
under section 8442(b)(1)(A), whether or not an annuity
under section 8442(b)(1)(B) is also payable) or of a
former employee under subparagraph (A);
but does not include a former employee of a Government
corporation excluded by regulation of the Office of Personnel
Management or the spouse of such a former employee.
''(3) Eligible relative.--The term 'eligible relative', as
used with respect to an employee or annuitant, means each of
the following:
''(A) The spouse of the employee or annuitant.
''(B) The father or mother of the employee or
annuitant, or an ancestor of either.
''(C) A stepfather or stepmother of the employee or
annuitant.
''(D) The father-in-law or mother-in-law of the
employee or annuitant.
''(E) A son or daughter of the employee or
annuitant who is at least 18 years of age.
''(F) A stepson or stepdaughter of the employee or
annuitant who is at least 18 years of age.
''(4) Government.--The term 'Government' means the
Government of the United States, including an agency or
instrumentality thereof.
''(5) Group long-term care insurance.--The term 'group
long-term care insurance' means group long-term care insurance
purchased by the Office of Personnel Management under this
chapter.
''(6) Individual long-term care insurance.--The term
'individual long-term care insurance' means any long-term care
insurance offered under this chapter which is not group long-
term care insurance.
''(7) Qualified carrier.--A carrier shall be considered to
be a 'qualified carrier', with respect to a State, if it is
licensed to issue group or individual long-term care insurance
(as the case may be) under the laws of such State.
''(8) Qualified long-term care insurance contract.--The
term 'qualified long-term care insurance contract' has the
meaning given such term by section 7702B of the Internal
Revenue Code of 1986.
''(9) State.--The term 'State' means a State, the District
of Columbia, the Commonwealth of Puerto Rico, the Commonwealth
of the Northern Mariana Islands, the Trust Territory of the
Pacific Islands, the Virgin Islands, Guam, American Samoa, and
any other territory or possession of the United States.
''Sec. 9002. Availability of insurance
''(a) In General.--The Office of Personnel Management shall
establish and administer a program through which employees and
annuitants may obtain group or individual long-term care insurance for
themselves, a spouse, or, to the extent permitted under the terms of
the contract of insurance involved, any other eligible relative.
''(b) General Requirements.--Long-term care insurance may not be
offered under this chapter unless--
''(1) the only insurance protection provided is coverage
under qualified long-term care insurance contracts; and
''(2) the insurance contract under which such coverage is
provided is issued by a qualified carrier.
''(c) Requirement That Contract Be Fully Insured.--In addition to
the requirements otherwise applicable under section 9001(8), in order
to be considered a qualified long-term care insurance contract for
purposes of this chapter, a contract must be fully insured, whether
through reinsurance with other companies or otherwise.
''(d) Coverage Not Required for Individuals Who Would Be
Immediately Benefit Eligible.--Nothing in this chapter shall be
considered to require that long-term care insurance coverage be made
available in the case of any individual who would be immediately
benefit eligible.
''Sec. 9003. Participating carriers
''(a) Identification of Participating Carriers.--The Office of
Personnel Management shall, before the start of each year--
''(1) identify each carrier through whom any long-term care
insurance may be obtained under this chapter during such year;
and
''(2) prepare a list of the carriers identified under
paragraph (1), and a summary description of the insurance
obtainable under this chapter from each.
''(b) Application Requirements, Etc.--In order to carry out its
responsibilities under subsection (a), the Office shall annually
specify the timetable (including any application deadlines) and other
procedures that must be followed by carriers seeking to be allowed to
offer long-term care insurance under this chapter during the following
year.
''(c) Information To Permit Informed Decisionmaking.--The Office
shall in a timely manner before the start of each year--
''(1) publish in the Federal Register the list (and summary
description) prepared under subsection (a) for such year; and
''(2) make available to each individual eligible to obtain
long-term care insurance under this chapter such information,
in a form acceptable to the Office after consultation with the
carrier, as may be necessary to enable the individual to
exercise an informed choice among the various options available
under this chapter.
''(d) Policy or Benefit Certificate.--The Office shall arrange to
have the appropriate individual or individuals receive a copy of any
policy of insurance obtained under this chapter or, in the case of
group long-term care insurance, a certificate setting forth the
benefits to which an individual is entitled, to whom the benefits are
payable, and the procedures for obtaining benefits, and summarizing the
provisions of the policy principally affecting the individual or
individuals involved. Any such certificate shall be issued instead of
the certificate which the insurance company would otherwise be required
to issue.
''Sec. 9004. Administrative functions
''(a) In General.--Except as provided in section 9003, the sole
functions of the Office of Personnel Management under this chapter
shall be as follows:
''(1) Enrollment periods.--To provide reasonable
opportunity (consisting of not less than one continuous 30-day
period each year) for eligible employees and annuitants to
obtain long-term care insurance coverage under this chapter.
''(2) Withholdings.--To provide for a means by which the
cost of any long-term care insurance coverage obtained under
this chapter may be paid for through withholdings from the pay
or annuity of the employee or annuitant involved.
''(3) Contract authority relating to group long-term care
insurance.--To contract for a qualified long-term care
insurance contract (in the case of group long-term care
insurance) with each qualified carrier that offers such
insurance, so long as such carrier submits a timely application
under section 9003(b) and complies with such other procedural
rules as the Office may prescribe.
''(b) Limitations on Authority.--Nothing in this chapter shall be
considered to permit or require the Office--
''(1) to prevent from being offered under this chapter any
individual long-term care insurance under a qualified contract
therefor; or
''(2) to prescribe or negotiate over the benefits to be
offered, or any of the terms or conditions under which any such
benefits shall be offered, under this chapter.
''Sec. 9005. Coordination with State laws
''(a) In General.--The provisions of any contract under this
chapter for group long-term care insurance may include provisions to
supersede and preempt any provisions of State or local law described in
subsection (b), or any regulation issued thereunder.
''(b) Description.--This subsection applies with respect to any
provision of law which in effect carries out the same policy as section
5 of the long-term care insurance model Act, promulgated by the
National Association of Insurance Commissioners (as adopted as of
September 1997).
''Sec. 9006. Commercial items
''For purposes of the Office of Federal Procurement Policy Act, a
long-term care insurance contract under this chapter shall be
considered a commercial item, as defined by section 4(12) of such
Act.''.
(b) Conforming Amendment.--The analysis for part III of title 5,
United States Code, is amended by adding at the end of subpart G the
following:

''90. Long-Term Care Insurance............................. 9001''.

SEC. 3. EFFECTIVE DATE.

The Office of Personnel Management shall take such measures as may
be necessary to ensure that long-term care insurance coverage under
title 5, United States Code, as amended by this Act, may be obtained in
time to take effect beginning on the first day of the first applicable
pay period beginning on or after January 1, 2000.
Student:
Civil Service Long-Term Care Insurance Benefit Act - Directs the Office of Personnel Management (OPM) to establish and administer a program through which Federal employees and annuitants may obtain group or individual long-term care insurance for themselves, a spouse, or, to the extent permitted under the insurance contract terms, any other eligible relative.
Directs OPM to: (1) annually identify and list participating insurance carriers; (2) provide carrier application requirements; (3) publish in the Federal Register appropriate information concerning such carriers and the availability of such insurance to eligible individuals; (4) arrange to have covered individuals receive a copy of such insurance policy as well as a benefit certificate; and (5) undertake certain administrative functions with respect to employee or annuitant insurance enrollment and pay or annuity withholdings to cover the cost of such insurance.