Personal financial planning is a process. Life changes, and you'll need to update your plan over time as your circumstances and goals change. If you find your life circumstances change quickly (as a college student, for example), you may opt to review these goals every 6 months. If your life tends to be more stable (as an adult empty-nester, for example), you might plan on an annual review. If you're already in a committed relationship, hopefully you've pursued this process as a couple. When making a relationship commitment, financial discussions should be part of the conversation about your values, goals, and plans for reaching those goals.
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One-sentence summary -- Think of your financial plan as a working document. Plan to review your financial goals on a regular basis. Discuss your personal financial plan with your partner.

One aspect of caulking that can be confusing to first timers is the fact that multiple types of caulk exist for (seemingly) the same job. However, different types of caulk have different strengths and weaknesses which can make some varieties more appropriate for certain jobs than others. For instance, latex caulk is a type of caulk which is great for indoor projects. It has a low odor, which is important when ventilation is limited. It also has great expansion properties, can be easily cleaned up with water, and even comes in a variety of colors. Finally, latex caulk can be painted when it's dry, allowing you to make it practically invisible. However, latex caulk doesn't quite have the durability of other varieties, which can be a problem if it's exposed to widely-varying temperatures, severe weather, and heavy wear. As you may expect from its name, acrylic latex caulk is a type of caulk that's made from latex combined with acrylic resins. This variety has all the strengths of latex caulk listed above. However, because of its acrylic properties, this caulk is more flexible and durable than ordinary latex caulk, making it a great choice for indoor situations in which it will be exposed to a high degree of wear and tear. The sturdiest variety of caulk, which uses a silicone base, can be a pain to apply, but is suitable for the harshest conditions. Silicone caulk's toughness makes it great for situations in which it is exposed to widely-ranging temperatures, harsh weather conditions, and heavy wear. For durable all-weather protection, silicone chalk has no substitute. However, silicone caulk has several disadvantages. It can't be painted, which means you may be stuck with its default clear appearance. It also is difficult to clean up with water, making spills and drips during the application process into serious headaches. Finally, it has a strong odor before drying, which makes good ventilation a must when applying the caulk. Though it may seem like combining different varieties of caulk, like acrylic latex and silicone, for instance, might give you the strengths of each, in fact, doing so will simply give you a caulk that won't do its job. Each variety of caulk is specially formulated to work on its own. Mixing one type of caulk with another can leave you with a substance that may not bind to your surfaces, set, or provide proper protection. For baseboard caulking, where protection against water damage is a serious concern, you'll always want to use only one type of caulk at a time. If you're tackling a relatively small, simple project, like, for instance, caulking your baseboards at the point that they meet a bathtub, you can usually get away with buying and using small "tubes" of caulk which allow you to squeeze caulk out like toothpaste for easy application. For larger projects, you'll want to use a caulking gun and compatible caulking cartridges, which are much quicker. Though it can take some time to get used to them, they're ultimately the more efficient option for large jobs. Most caulking guns are quite cheap, costing around $10-$20 or less.
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One-sentence summary -- Use latex caulk for delicate indoor jobs. Use acrylic latex caulk for long-term projects. Use silicone caulk for tough jobs and extreme temperatures. Don't mix different types of caulk. Use a caulking gun for large projects and tubes for small ones.

If you use briquettes, give them plenty of time to heat up. The briquettes will be ready when they are almost completely gray. When you make sardines, you want to keep them moist and juicy. Wrap each fish in a grape leaf.
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One-sentence summary -- Turn your grill on. Brush grape leaves with olive oil. Cook sardines for 5 to 6 minutes on 1 side and then gently turn them over with kitchen tongs.

Dyeing your hair, especially a unique color, requires some steps. The last thing you want after going through the trouble to dye your hair is to realize you want a new hairstyle. If your natural shade is dark, it will be harder to get the color to show through. You can always go for a darker shade, but the color may not be as vibrant than if your hair was a lighter hue. Lighter hues can also affect the outcome of a dye job. For example, if you are yellowish-blonde and try for a shade of red, your hair may come out orange. Go for blue, and you may end up with green instead. White or grey hair can also make dye much brighter than it actually is. A blue-black shade, for example, could become bright blue. To prevent these mishaps, it would be best to do a test strand before coloring your entire head because it will give you an idea about how the color will turn out. A common recommendation is to never go two shades lighter or darker than your natural hair color. The best thing to do is start with a lighter shade. You can always go darker later if you want. Some shades may not work with your skin tone. If you have a tendency to blush, for example, you may want to avoid going with any pink or red tones. If you have pale skin, bright greens, and yellows could make you appear to be glowing. To see how shades look on you, visit a Halloween store and try on a few wigs to see how the colors look. Aside from your hair dye of choice, you'll need to gather a few items to make the process easier. Keep these stored in your bathroom for future dye jobs. Plastic hair clips: These are useful for holding large sections of hair out of the way. Rubber gloves: Hair dyes can contain some pretty harsh chemicals. Wear gloves to keep your hands safe. They'll also protect your skin from taking on the same color as your hair. Vaseline: Spread a thin layer on your hairline and on your ears. Put it anywhere the dye might come in contact with your skin. Vaseline prevents the dye from staining your skin. Old clothes and towels: Dyeing hair gets messy. It's always a good idea to use materials you don't mind ruining. Other items such as a kitchen timer, q-tips, spare gloves, and extra dyeing brushes are also good. While you could dye your hair on your own, the process will be much easier with a friend. Having an assistant who can get to those hard to reach spots will make for a smoother dye job.
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One-sentence summary --
Get a haircut. Consider your natural hair color. Choose a color that suits you. Assemble a hair dyeing kit. Find a friend to help you.