Subject: "Italy car and ferry".

Body: I have 2 Alamo full size 4 dr/5 passenger cars reserved for you. We do not have to prepay. The all-inclusive rate is 1,617250. ITL (approx 742.00) for the 12 days. This includes collision and theft insurance, taxes and unlimited mileage. I think that this is very good. 1 car booked under John Watson and 1 under Dennis Dye. They are manuals. The ferry from Palermo to Naples is daily, departing at 800pm, arriving 700am. It looks as though the vehicles will cost between 111,600 and 134,600 each. The passengers in a double outside cabin are 96,500 to 111,500. ) I believe, per passenger. The ferry from Palermo to Livorno departs at 1100pm and arrives the next day about 5pm. The double outside suite is 240,000. The coach seat is 120,000. Each car is 175,000 to 205,000. I need to verify if the cabin rate includes the passenger fee. I had found a ferry to Salerno, but it only operates 1 day a week, not the day you need. I'll get back to you. Dee

Subject: "For your review 359pm".

Body: Rick, Slide 4 is the proposed new slide. I also added slide 3 just for your review so that you can see what is normally in the bank presentations. They asked us to keep each part of RAC to 2-3 bullet points, at most. Please call me at x31946. Thanks,

Subject: "Our new house".

Body: Hi gang! Hope all is well with you all. Just thought I'd give you all an update on our new home, that is if all the inspections go smoothly. It's in Browns Pt., 4602 41st St. to be exact, it's described as a super clean rambler, new carpet, vaulted ceilings with fireplace in living room, kitchen has nook,island, family rm, big fenced backyard which seems well landscaped to my standards anyway. It has 3 bedrooms, 2 baths, 2 car garage w/ opener! We'll be closer to family, friends,Steve's work & hopefully have a better sense of community for Queen Isabel. We're excited to say that we're just outside Tuscany, which is where a beautiful community lies with $300k & up homes. Can't wait to have you all over to unpack, clean, paint, babysit & mow the lawn, so mark your calendars for Nov. 30th! This is also Steve's 34th birthday, hmmmm I think I'll buy him a house, don't ruin the surprise. Take care, Jennifer

Subject: "IT Development Spend Rate Analysis".

Body:
Sally, Attached is a very simplistic run rate analysis for Beth Perlman's group. I'm surprised at how close it is once one time reconciling items are included. Headcount for 2002 is pretty flat to September's. Please let me know if you would like to discuss this. Kerry