1 Body mass index If youre overweight or obese health insurance companies know youre prone to health risks like diabetes high blood pressure cardiovascular problems sleep apnea and other medical conditions associated with weight so they charge you more premiums because of the health risks you face knowing you could be hospitalized anytime or undergo any medical procedure that costs so much

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1. Body mass index: If you're overweight or obese, health insurance companies know you're prone to health risks like diabetes, high blood pressure, cardiovascular problems, sleep apnea, and other medical conditions associated with weight so they charge you more premiums because of the health risks you face, knowing you could be hospitalized anytime or undergo any medical procedure that costs so much.