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Answer: Context: How to bank online<br>Discover the types of online banking tools that are offered through your financial institution. You can pick and choose the services you want when you bank online. [substeps] Bill pay is typically offered through most traditional brick-and-mortar banks that provide online banking.

Hypothesis: brick and mortar banks are a better service than online

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Answer: Context: Climatologists believe artificially induced climate change is the reason Australia is destined for the warmest year on record. Temperatures so far this year have averaged one degree above the 30-year average, the Bureau of Meteorology (BOM) told the Greenhouse 2005 - Action in Climate Change Conference being held in Melbourne this week. The head of the National Climate Centre, Michael Coughlan, says Australia has had the warmest ever first 10 months of 2005, and seems likely to be a record-breaking year.

Hypothesis: there is a Bureau of meteorology.

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Answer: Context: Dr. Amy Joy Lanou, director of the Physicians Committee for Responsible Medicine in America, was quick to point out health dangers of the Atkins diet.

Hypothesis: Dr. Lanou is a PHD doctor

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Answer:
Context: But I think marriage is a sacred institution. I'm going to be respectful for people who may disagree with me. I've had a record of doing so in the State of Texas. I've been a person that had been called a uniter, not a divider, because I accept other people's points of view.

Hypothesis: The author is someone who brings people or things together.