IN: What happens next?

A large, blue wave is seen. The title appears over the wave. we

OPTIONS:
- see kids surfing on the same wave.
- see surfers riding waves in the ocean.
- see the team when they arrive.
- see a man with a shirt ripped open.

OUT: see surfers riding waves in the ocean.

IN: What happens next?

How to prepare to buy a house
Take a hard look at your budget.
Start by looking at what you pay in rent now. That's a good starting place to figure out what you can pay on a mortgage.

OPTIONS:
- Commercial loan lenders are more likely to lend to out-of-state applicants. Borrow a mortgage only for one month if you've been paying off your debt, and create several more payments on a longer loan to cover outstanding monthly expenses.
- Selling a home is another way to gauge your monthly spending. Start by spending your savings on the first house.
- The solution to your question is to determine what it's costing to rent space in your house. Take into account the following : Monthly payment yearly mortgage payment installment payment Check how much you are paying off your rent at rent.
- However, you also must consider what you can get approved for. Generally, you'll only get approval for a monthly mortgage payment that's 30% to 35% of your pretax income.

OUT: However, you also must consider what you can get approved for. Generally, you'll only get approval for a monthly mortgage payment that's 30% to 35% of your pretax income.

IN: What happens next?

A baby boy's head floats up from water. He goes back under, looking around in amazement. a woman

OPTIONS:
- in a white coat is talking to him.
- has a bottle of water, and she helps reel him in.
- is then shown lifting the boy up from the water and pulling him into the living room.
- is shown leading him under the water and he smiles and swims.

OUT:
is shown leading him under the water and he smiles and swims.