Premise:
"The cost is the present value of estimated net cash outflows at the time the guaranteed loans are disbursed by the lender."
Hypothesis: The cost is figured out by the lenders themselves.

it is not possible to tell

Premise:
"If they have landed, and are still alive, where are they?"
Hypothesis: If they are on the ground and still sucking down oxygen, what is their location.

yes

Premise:
"uh-huh well that's a really good idea"
Hypothesis: It's a really good idea to change that.
it is not possible to tell