Article: A 2000 United States Department of the Treasury study of lending trends for 305 cities from 1993 to 1998 showed that $467 billion of mortgage lending was made by Community Reinvestment Act (CRA)-covered lenders into low and mid level income (LMI) borrowers and neighborhoods, representing 10% of all U.S. mortgage lending during the period. The majority of these were prime loans. Sub-prime loans made by CRA-covered institutions constituted a 3% market share of LMI loans in 1998, but in the run-up to the crisis, fully 25% of all sub-prime lending occurred at CRA-covered institutions and another 25% of sub-prime loans had some connection with CRA. In addition, an analysis by the Federal Reserve Bank of Dallas in 2009, however, concluded that the CRA was not responsible for the mortgage loan crisis, pointing out that CRA rules have been in place since 1995 whereas the poor lending emerged only a decade later. Furthermore, most sub-prime loans were not made to the LMI borrowers targeted by the CRA, especially in the years 20052006 leading up to the crisis. Nor did it find any evidence that lending under the CRA rules increased delinquency rates or that the CRA indirectly influenced independent mortgage lenders to ramp up sub-prime lending.

Question: What percent of sub-prime loans had some connection with CRA in the run-up to the financial crisis?
Ans: 25%

Article: Romantic relationships tend to increase in prevalence throughout adolescence. By age 15, 53% of adolescents have had a romantic relationship that lasted at least one month over the course of the previous 18 months. In a 2008 study conducted by YouGov for Channel 4, 20% of 1417-year-olds surveyed revealed that they had their first sexual experience at 13 or under in the United Kingdom. A 2002 American study found that those aged 1544 reported that the average age of first sexual intercourse was 17.0 for males and 17.3 for females. The typical duration of relationships increases throughout the teenage years as well. This constant increase in the likelihood of a long-term relationship can be explained by sexual maturation and the development of cognitive skills necessary to maintain a romantic bond (e.g. caregiving, appropriate attachment), although these skills are not strongly developed until late adolescence. Long-term relationships allow adolescents to gain the skills necessary for high-quality relationships later in life and develop feelings of self-worth. Overall, positive romantic relationships among adolescents can result in long-term benefits. High-quality romantic relationships are associated with higher commitment in early adulthood and are positively associated with self-esteem, self-confidence, and social competence. For example, an adolescent with positive self-confidence is likely to consider themselves a more successful partner, whereas negative experiences may lead to low confidence as a romantic partner. Adolescents often date within their demographic in regards to race, ethnicity, popularity, and physical attractiveness. However, there are traits in which certain individuals, particularly adolescent girls, seek diversity. While most adolescents date people approximately their own age, boys typically date partners the same age or younger; girls typically date partners the same age or older.

Question: How many percent of adolescents have had a romantic relationship lasting one month or longer by age 15?
Ans: 53%

Article: Early writings on the subject tended to judge states by the realist criterion, as expressed by the historian A. J. P. Taylor when he noted that "The test of a great power is the test of strength for war." Later writers have expanded this test, attempting to define power in terms of overall military, economic, and political capacity. Kenneth Waltz, the founder of the neorealist theory of international relations, uses a set of five criteria to determine great power: population and territory; resource endowment; economic capability; political stability and competence; and military strength. These expanded criteria can be divided into three heads: power capabilities, spatial aspects, and status.

Question: Whos was the founder of the neorealist theory of international relations?
Ans: Kenneth Waltz

Article: Infection begins when an organism successfully enters the body, grows and multiplies. This is referred to as colonization. Most humans are not easily infected. Those who are weak, sick, malnourished, have cancer or are diabetic have increased susceptibility to chronic or persistent infections. Individuals who have a suppressed immune system are particularly susceptible to opportunistic infections. Entrance to the host at host-pathogen interface, generally occurs through the mucosa in orifices like the oral cavity, nose, eyes, genitalia, anus, or the microbe can enter through open wounds. While a few organisms can grow at the initial site of entry, many migrate and cause systemic infection in different organs. Some pathogens grow within the host cells (intracellular) whereas others grow freely in bodily fluids.

Question: What is it called when a pathogen grows within the host cells?
Ans:
intracellular