The main disadvantage of the annuity payments in the amount of overpayment on the loan will be higher than with differentiated system. In addition to annuity payments system assumes that, in the first half of the loan period you pay in interest on the loan.

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Themaindisadvantageoftheannuitypaymentsintheamountofoverpaymentontheloanwillbehigherthanwithdifferentiatedsystem.Inadditiontoannuitypaymentssystemassumesthat,inthefirsthalfoftheloanperiodyoupayininterestontheloan.