Summarize the following:
If you need a small loan to cover an unexpected expense, many banks and credit unions offer small personal loans that have much lower rates than payday loans. Likewise, you may be able to save a lot of money by using your credit card instead of taking a payday loan. Always read the fine print and make sure you understand exactly how much you will owe in interest, regardless of how you borrow. Sometimes bank loans are actually not more affordable than payday loans. Use all kinds of credit cautiously. You should never borrow more than you are capable of paying back, unless you have a true emergency. . Pay off the loan first, then set aside at least a little bit of money to make sure you never need to take out a loan again. Even $10 per week could be $520 in a year, but try to go beyond that if you can. Stick to a budget to make saving easier. Start with a blank piece of paper and write all your monthly income in one column. Write all your monthly expenses in a second column. The difference between your income and expenses is what you can put towards savings or discretionary purchases. Not all emergencies can be foreseen or avoided, of course, but a bit of planning can help protect your from financial ruin. Try to put off big purchases until you have plenty of money to pay for them. Keep your routine car maintenance up to date so that you're less likely to have to pay for major repairs. If you have a hard time managing your money or creating a budget for yourself, seeking professional help may help you to avoid having to take loans out in the future. There are many counseling agencies that will charge minimal fees, and some may not charge any fees at all. Search online for a credit counselor in your area, or call a credit counseling hotline. If you "borrow" against your savings to pay for an unexpected expense, increase your savings rate until it is paid back at least to its previous level.

summary: Borrow from a bank or use a credit card. Start saving Prevent emergencies. Talk to a credit counselor or financial adviser. Pay yourself back.

Summarize the following:
Draw a funnel on top of the leftmost rectangle. Draw the largest ovals in the rear part of the train.

summary: Draw a cylinder for the steam engine. Draw a trapezoid and a rectangle below it for the drivers cabin. Draw three rectangles on top of the steam engine. Draw two triangles beside each other below the steam engine for the front of the train. Draw a rectangle and a square below the steam engine. Draw ovals of different sizes to make the wheels. Draw a series of lines in the wheels. Based on the outlines, draw the main body of the train. Draw the details of the train and draw horizontal lines below the train to make the railroad. Erase unnecessary outlines. Color your train.

Summarize the following:
Different rhyming schemes are available to rappers, from AABB to AXXA. These rhyming styles dictate which words rhyme in your lyrics. Study them and develop your rhyming versatility. Most verses in rap songs are "16 bars" or 4 sets of 4 lines of lyrics in a song. Start with simple rhyming schemes like ABAB and build up to include more complex rhymes. An example of an ABAB rhyme is "That cat, over there, in the hat, on the bear." The last word in the first and third lines rhyme as well as the last word in the second and fourth line. Some rhymes are known as half-rhymes if they have similar sounding ending consonant sounds but do not fully rhyme. An example would be "bald" and "held." Some artists get so complex and into their art that they forget that it must also appeal to the general audience. As you build up your lyrical skills, make sure to keep the listener in mind and don't get too fancy or else you may lose fans. Taking risks are a part of being a popular artist, but sometimes you can lose fans if they don't like the direction you're going in. Just because a song is catchy does not mean that it has to lack substance. The hook is the part of the song that is often repeated and is the portion of the track that's usually most remembered by fans. For other genres of music, this is typically referred to as the chorus. Having a good hook in a song is incredibly important if you want it to be popular. The hook should be catchy, memorable, and should embody the song. A popular hook from the past is Chamillionaire's "Ridin Dirty." "They see me rollin', they hatin', Patrollin' and tryna catch me ridin' dirty. Tryna catch me ridin' dirty." If you aren't a singer or aren't good with hooks, consider collaborating with an R&B singer who would be better equipped. Think of something that helps support the verses in your songs. Regardless of how popular or famous you get, it's important to stay on the top of your game. Rapping is a skill that requires discipline and practice so make sure to regularly practice to work out your rapping abilities. Take every opportunity to show other people your songs and get feedback. Practice in front of the mirror, while you're in the car, or taking a walk.
summary: Master the various rhyming schemes that exist. Build up your rhyming ability but keep it catchy. Have the ability to deliver a good hook. Never stop practicing to stay sharp on your wordplay.