What happens next in this paragraph?

How to write a property settlement agreement
Decide what you want.
Before talking with your spouse, you need to be clear in your own mind about what property you want and what debts you are willing to take on alone.
You might want to meet with a lawyer for a consultation.
In the absence of an agreement, your state law will determine who gets what. Accordingly, you should understand the " default " rules before going into negotiations.