Problem: Article: When you add someone to your credit card account, they are able to legally make charges using your card. Obviously, granting another person access to your finances is a major decision so you should know the pros and cons before beginning the process. Adding someone to your credit card account has many advantages. If someone cannot apply for a credit card on their own due to poor financial history, it may enable them to build a credit score depending on the credit card issuer or help them learn how to manage money if they are paying you back each month. You can make sure someone has money available in the event of an emergency. Having one credit card account is often more convenient than creating multiple ones. Adding someone to your credit card has its drawbacks as well. There is an added liability, as you're legally responsible for all actions an authorized user takes. Any missed payments or credit score damages affect the both of you. Shared accounts have also lead to strained relationships between users, as blame comes into play if there are issues with payments. When you add someone to your credit card, they're either a joint account holder or an authorized user. The responsibilities and rights of this person change greatly depending on their status. An authorized user is entitled to use the credit card issued to the card's holder but have no financial responsibility when it comes to paying back any accrued loans. Joint account holders share ownership of the account and have as much liability when it comes to repaying the debt as the original card holder. You must make a decision, depending on the financial situation of both parties involved, whether the person you're adding will be a joint account holder or an authorized user. Many people wonder, when adding someone to their credit card, how and if this action will affect your credit score. This is information you should understand before making any decisions. Credit reports generally don't supply information on authorized users. Adding a user in and of itself should not affect your credit score. However, you are responsible for any charges this person makes. If the new authorized user abuses their privileges, you could end up with large debts you are not able to pay. This will affect your score. The new user's credit score will actually be affected more directly. If the credit card issuer reports authorized users, the account will appear on their credit report and their credit score can change for better or for worse depending on your financial history. When you add a joint account holder, both parties will appear on each individual's credit report. Much like adding an authorized user, this will not affect your credit score in and of itself. However, a joint account holder cannot be easily removed from the account if there are outstanding charges. Your credit report might be affected more severely due to the potential longevity of any damage done.
Summary: Know the pros and cons of adding an authorized user. Distinguish between an authorized user and a joint account holder. Know the effect on your credit score.

INPUT ARTICLE: Article: Lay about 2 to 4 feet (0.61 to 1.22m) of fabric that matches your dress on a work surface. Then, cut the fabric to a 134in (4.4cm) wide strip that's 1 inch (2.5cm) longer than the measurement for the waistline circumference. For example, if your waistline measured 38 inches (97cm), cut the strip 39 inches (99cm) long and 134in (4.4cm) wide. Wrap the casing you just made right below the line you marked on the dress. Line up the ends of the casing with a seam that's on the inside-out dress. Depending on your dress, you could line it up with a side seam or a seam that runs down the back of the dress. Then, secure the casing with sewing pins. Try to pin every 1 to 2 inches (2.5 to 5.1cm) so the casing doesn't slide around.

SUMMARY: Cut a strip of fabric that's 1 inch (2.5cm) longer than the circumference. Pin the casing just below the waistline you marked on the dress.

In one sentence, describe what the following article is about: Repeat this step for all 4 rectangles. Make sure it is straight. Tape them with a piece that folds over both sides. Repeat on the other pockets. {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/d\/db\/Make-a-Colored-Duct-Tape-Wallet-Step-13Bullet1.jpg\/v4-460px-Make-a-Colored-Duct-Tape-Wallet-Step-13Bullet1.jpg","bigUrl":"\/images\/thumb\/d\/db\/Make-a-Colored-Duct-Tape-Wallet-Step-13Bullet1.jpg\/aid431464-v4-728px-Make-a-Colored-Duct-Tape-Wallet-Step-13Bullet1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":"728","bigHeight":"546","licensing":"<div class="mw-parser-output"><p>License: <a rel="nofollow" class="external text" href="https:\/\/en.wikipedia.org\/wiki\/Fair_use">Fair Use<\/a> (screenshot)<br>
<\/p><\/div>"} Measure how long the pockets need to be. They should be right along the bottom and 1/4 of an inch (.6cm) from the side. Cut along the line. Do not stick this to anything on the inside just yet. colored tape and, using an X-ACTO knife, cut it to be 1 1/4 inch (3.2cm) wide. Place one end at the bottom of the wallet. Trim the edges.
Summary: Make two 10 inch (25.4cm) by 3.5 inch (8.9cm) strips in the same way as before, using the accent color. Cut both in half (5 inches, 12.7cm) and trim the edges. Fold the small rectangles so that the back is .5 inches (1.3cm) longer (the front should be 1.5 inches (3.8cm) in length). Take two pockets and put them so that the back of one is on top of the front of the other. Trim them again. Put one on the left side of the wallet. Measure 1/4 of an inch from the center and mark that on the pockets. Repeat for the right side. Take a piece of the original color, about 10 inches (25.4cm), and attach it to the outside of the wallet so that it covers the same color along the bottom. Place the pockets in their correct places. Take a 5-inch (12.7cm) piece of the pocket' Attach that piece to the center of the wallet over the pockets. Wrap the top into the bill fold. Fold over the bottom piece of tape so that it holds the pockets down.

In one sentence, describe what the following article is about: In order to add colored sugar to baked cookies, the sugar needs something to adhere to. Icing is the perfect choice. Bake and cool the cookies as directed by the recipe. Ice the very cool cookies with your favorite icing and top with your choice of colored sugar.
Summary:
Top icing with colored sugar. Finished.