People who push your buttons and put you into fight and flight mode regularly should be avoided until you learn stronger coping mechanisms. For some people, this may mean avoiding them long-term. All the same, it may be unrealistic to avoid all fear generators, especially if they're your boss or a family member, so practice very non-committal responses when these people begin to create fear situations and quickly and politely remove yourself from their sphere of influence. Don't explain yourself, just simply make excuses to get going. Balance the fear generators with emotional nurturers. For every fear generator, find an emotionally regenerative and calming person you know that you can turn to and unwind around. People who are good listeners, healers, carers, and good humored are generally excellent antidotes to the nastier, darker personalities out there. This isn't a time for trying to find the good side to the person who has generated your fear; deal first with calming down and building yourself up again. Use your eyes and not your heart. Look at people to judge their real intentions and behavior. By learning to better translate body language, you will learn that much of what people say is counteracted by their body, giving you far greater insight into their real motives and even their own fears. Studies have shown that emotion is contagious. How the people you spend time with feel rubs off on you. Fortunately, this works both ways; while spending time with people who are anxious and fearful can provoke your own fear responses, spending time with people who are calm and balanced can foster those feelings in you, too. The four A's are Avoid, Alter, Adapt, Accept. Different stressors require different responses. Using these techniques, depending on the situation, can really help you fight your fear response. For example, if traffic increases your fear levels because you're worried about time, accidents, and noise, you can choose to Alter or Avoid this source of stress. Find an alternate route to drive to work that decreases your chances of being involved in traffic jams. Read How to cope with rush hour for more details. Or, see if you can take public transportation or carpool to work instead, and avoid that stress altogether. If conflict provokes your fear response, you can Alter how you handle it or Adapt to have different expectations.Learn to reduce conflict by managing it. Instead of avoiding it, find constructive ways to cope and to assert yourself around others. Always remember that you don't have to provide explanations for excusing yourself or for standing up for yourself. You do not have to tolerate abusive people or situations. Some sources of stress you may just need to Accept. For example, you can't control how other people react to stress. If a person in your workplace gets all flustered over missing a big deadline and spreads that stress around your office, you can try to soothe her, but you can't control whether she changes her behavior. You can look at this situation as an opportunity for you to grow as a person, instead. If you're highly sensitive and tend to get overwhelmed by the sights, sounds, and activity around you, until it builds up into a fearful crescendo, make an effort to take regular breaks to restore a sense of inner calm. Sit outside for a bit, go for a walk, do a short meditation, etc. In this way, hopefully you will alleviate the build-up of fear that can be triggered through any event during the day that upsets you.
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One-sentence summary -- Avoid the fear generators. Use the 4 A's. Take calming mini-breaks.

Article: Don't carry much cash in your wallet and, should you have any debit or credit cards, try to avoid bringing them everywhere. This way you will not be tempted to spend money on unnecessary items or make impulsive decisions when at a store. Instead of carrying everything you might need (all your available cash, debit card, several credit cards, etc.), carry only what you know you'll need. Stick a few bucks and (if you insist) one credit card in your pocket when you go to the mini-mart, for instance. Whenever you receive money, whether it be a gift or your allowance, take your savings out right away and set them aside. This will ensure that you don't spend the money you intend to save. The best part is that once you have set aside your savings, you can spend the rest! It is important to enjoy life and live a little bit after all. Think like Uncle Sam. The government takes out income taxes before people get their paychecks. If you take your savings cut out of your income right away and put it somewhere that is not easy to access, it will be easier to forget that it was available to spend in the first place ("out of sight, out of mind"). For instance, spending money on your future is almost always wise. You should feel good about spending money when it's an investment in your future and future earning power. For example, save for school if you plan to go to college. If you plan to be a singer, spend money on voice lessons. Spend money on appropriate clothing if you get an office job. It's perfectly acceptable to spend money in order to promote yourself and, in turn, eventually earn more money. That said, if you are sticking to your newfound saving habits well, a little spending here and there isn't such a bad thing. Think of it as investing in your current happiness. Yes, a dollar is a dollar, but what does that really mean? Remember that, for the most part (excepting gifts) money is what you earn for doing something. When you work, you are exchanging money for your time. You need to decide if what you want is worth the time it will take for you to earn the money to be able to buy it. For example, if you get an allowance of $5 per week and you want to buy a video game for $50, then you will need 10 weeks of allowance money to buy the game. That will take a long time to save, so think about whether or not it is worth it to you. Further, can you buy that game and balance your other needs for the money, such as putting money into your "Spend," "Give," and "Grow" jars? Each time you spend money, it represents a trade-off. You need to think carefully about what you value and make decisions accordingly.
Question: What is a summary of what this article is about?
Carry as little money around with you as possible. Save before spending. Spend money on the things that matter. Place a value on money.