Given a passage and a query based on the passage, generate an unambiguous, concise and simple answer to the query from information in the passage. Note that the answer may not be present in exact form.
Q: I have read over and over that you can only file chapter 7 every 8 years, but I would like to know are there any exceptions to that rule. My family and I have tried hard to remain stable after being apart of Hurricane Katrina 2 years ago, but the cost of living in an expensive city and not receiving rental... The downside to this option is that if you received a Chapter 13 discharge, you must wait six years to file for Chapter 7 relief. However, the six years begins from the date you filed your first Chapter 13 petition. This chapter of the Bankruptcy Code generally provides for reorganization, usually involving a corporation or partnership. A chapter 11 debtor usually proposes a plan of reorganization to keep its business alive and pay creditors over time. People in business or individuals can also seek relief in chapter 11. You can file for bankruptcy twice or even three times, even if you have received a discharge. The key is that you will often have to wait a certain period after you have filed and have received a discharge, to file for bankruptcy again and get a full discharge. The debtor cannot file a Chapter 13 unless: (1) the debtor received a discharge under Chapter 7, 11 or 12 more than four years ago; or (2) the debtor received a discharge under Chapter 13 more than two years ago. To learn more about living a debt-free life, or to determine how you can file for bankruptcy, contact a local bankruptcy lawyer today. Tap to Call - (877) 250-8242 Find a Bankruptcy Lawyer Both judges and trustees have heard far worse stories than yours. You cannot file for Chapter 7 bankruptcy if you previously went through bankruptcy proceedings under Chapter 7 or Chapter 13 within the last six years. If you have already received a discharge in a Chapter 7 bankruptcy, you must wait eight years from the date you filed the previous case before you can file another Chapter 7 and receive a discharge. Chapter 13 to Chapter 13. By Steve Rhode. WRAL Reader Question. I have about $9600 in credit card debt that cost me $260 (minimum payment) Between my mortgage ($905) student loans ($605) Car and Ins ($360) and other expenses (utilities and tithes - I tithe 10% of my gross income $426 month). I'm over my income $500. How Often You Can File And Receive A Discharge of Debts (Time Between Bankruptcy Filings) Here is the definitive quick-reference guide to answer the question: Case to be filedChapter 7: You can receive a discharge of your dischargeable debts unless: Query: how far apart can you file between bankruptcy
A:
If you have already received a discharge in a Chapter 7 bankruptcy, you must wait eight years from the date you filed the previous case before you can file another.