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Depending on the results of your inspection and your closing conditions (unless spelled out in the paper work, property may be "as is"), you may need to renegotiate your offer. Certain issues, like bug and structural damage, may mean you'll want to pay more or less for the home. If anything came up in inspection, you have two options. You can pay less for the home, given that you'll have to pay for costs of repairs. You can also ask that the seller have repairs made before you finalize the deal and pay the originally agreed upon price. Repair companies and pest removal companies can often only give an estimated cost. This can make renegotiating the price given cost of repairs difficult. The best option is to ask that the seller have repairs made before finalizing the deal. This assures you will not spend more money than necessary. You need to lock down an interest rate before finalizing a real estate deal. Interest rates are unpredictable and tend to fluctuate over time, so try to lock down a low rate before signing any official paperwork. When you initially started negotiating your deal, you likely had to put down earnest money if it was included in the purchase and sale agreement. This is money put down in your escrow account to convey an earnest interest in purchasing the property. The earnest money usually goes towards funding escrow as well as your down payment. As you move towards the closing process, you need to pay any remaining escrow fees. Before signing all your papers, do a final walkthrough of the property. Make sure no damage was done, any repairs you asked for were made, and nothing was removed or changed against your will. Once you've completed all else involved, there is nothing left to do but sign the papers. While this may seem like a simple process, there are a few things you should be aware of going in. Real estate closings can be complicated. There may be over 100 pages of paperwork. While you do not have to read everything, make sure things like interest rates, down payments, closing costs, and your rights are what you agreed upon during the closing process. If there is anything you don't understand about the real estate paperwork, consult a real estate attorney.

summary: Renegotiate, if necessary. Figure out the interest rate. Fund escrow. Do a final walk through. Sign the papers.

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Think of it like a credit card. How happy would the person you're talking to be if you gave them money for their guidance or opinion? They'd probably feel pretty good about themselves. They'd feel just as good if you gave them the credit. Thank the person for their recommendation or advice. If your friend recommends a restaurant, tell the people you're with, "X suggested we come here. Isn't it great?" Always give credit for success when it's warranted. If you did well on a project at work, you might say something like: "I have a great team working with me; they make it all happen." It takes selflessness and an ability to recognize the strengths of others to do this. Doing so makes your conversation partner more engaged and feel good about speaking with you, because she knows you'll also be saying good things about her. Some examples of compliments include: "Doesn't Gina look stunning in that dress? Just incredible. And, it actually pales in comparison to her wit!" "I think Evelyn's thoughts on the global warming issue are incredibly insightful and full of potential solutions. Why don't we go join her? I think you'll find her fascinating." Listening, really listening, is an art. It requires you to let go of yourself and your thoughts, and focus solely on what the other person is saying. This effort allows you to truly melt away. Your need to talk about yourself dissipates, then disappears. Make a pact with yourself that you won't speak unless your conversation partner puts the ball in your court. Then make another pact: you'll put the ball right back to her and go back to listening. This means fully concentrating on what the other person is saying and requires you respond to the speaker by paraphrasing or restating his main point(s). You can also add a little something when you finish paraphrasing by using different phrases: which means that; so then; that would require; you would then; etc., and then add your thoughts on what happens next. Non-verbal cues like nodding your head, smiling, and other facial/physical expressions let the other person know you're engaged and have feelings about everything he's saying.. Additional questions that give your conversation partner more time to talk about her subject are also key, and there are several different types, including: Closed questions. These are often "yes or no" questions. They're answered in one way or the other, and the line of questioning stops there. Open-ended questions. These give your conversation partner ample room to expand on what she's already been talking about and gives you a more well-rounded knowledge of her subject. These questions often start with phrases like: "How do you see..." or "What/why do you think..." It depends on the situation and topic you've been talking about. Think of it as either a personal or general validation. You (Personal): "Wow, it takes a lot of courage to look at yourself so openly and admit things like that." You (General): "That is one of the most insightful analyses of the issue I've ever come across."

summary: Offer credit. Compliment other people. Engage in the art of listening. Try active listening techniques. Ask questions. Validate what your conversation partner says.

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Book a vacation to a far-away romantic locale when you know you and your spouse can both get some time off. Pack your bags, and when he or she comes home, whisk your spouse off to the airport for an intimate and exotic vacation. Go on a trip to Europe and ride a gondola through the canals of Venice, or head to a tropical island where the two of you can sit on the beach without the distractions of work or kids. The trick here is making sure you and your spouse both have time off work without telling him or her why they'll need the time off. You may have to tell your spouse to take some vacation time for a surprise. If a grand romantic trip is not in your budget, a weekend trip out of town can be a really nice surprise. Pick somewhere beautiful and/or fun, and hop in the car. Camp out under the stars, or find a nice bed and breakfast for a night or two. A romantic getaway doesn't have to break the bank. If you don't have the time or resources for a trip out of town, even a day trip alone together can be a nice, intimate surprise. Just get away from home for a little while so you can focus on each other without distraction. Plus, you don't have to worry about figuring out overnight care for your kids or paying for a place to stay. If your spouse likes the outdoors, you can go hiking in a nearby park, or visit the ocean or a nearby lake for the day. Another option would be to visit a nearby town that has some fun attractions. Visit a museum or see a play in another city, or do a historical walking tour. Make it extra surprising by not telling your spouse where you're going until you get there!
summary: Surprise your spouse with a big trip. Take a weekend trip. Go on a day trip.