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To save money effectively, you will need to first pay down any existing debt you may have, such as credit card debit or student loan debt. Do this in monthly payments and always try to pay down as much of your debt as possible, as fast as possible, as this will prevent you from being charged high interest rates. You can set up automatic payments through your bank where you pay down the same amount on your outstanding debts every month. With consistent payments, you should be able to pay down your debt quickly and efficiently. at your bank. Once you have paid down all your debts, you should open a savings account at your bank. Talk to a bank representative at your bank about opening an interest free savings account, where you are not charged a fee for depositing money into the savings account every month. Some savings accounts are also set up to reward you for depositing a certain amount into the account every month. Depending on your employer, you may also be able to direct a portion of your paycheck into your savings account every month. Talk to your employer about this possibility. If you really want to ensure you do not spend any of your savings, you can open up a savings account at another bank that is not your main bank. This way, your checking account and your savings account are completely separate and are not easily accessible from one account or one debit card. Another option is to pay yourself first before you pay your bills. This means putting your paycheck into your savings account and then making recurring weekly payments to your checking account to pay for bills and expenses. This will help to ensure you do not neglect your savings account or use your savings to pay for unnecessary expenses. Set a minimum amount of money you will be depositing into your savings account every month and stick with it. This could be small, $200-$300 to start, especially if you have a high amount of expenses. Try to increase the amount as your income increases and your expenses become more manageable. Ideally, you should be saving a good amount of your income so your savings account continues to grow and thrive. Your employer may also have a retirement plan that you can enroll in, known as a 401(k). This plan allows your employer to match the amount of money you deposit in your 401(k) fund and the maximum annual contributions for these funds get larger the longer you work at the company. This can help you save for retirement and be smart about your savings. It can be difficult to save money every month, especially when you're tempted to buy new clothing or go out every night. Focus on saving with purpose, where each dollar you save will act as an investment in future purchases or experiences. Think about a big ticket item you are saving for, like a new home or a continuing education course, or a life changing experience, like a two month backpacking trip or a semester studying abroad. Having a purpose for your savings will motivate you to continue to add to your savings account and reward yourself for being conscious of your spending.

summary: Pay off any debt before you start to save money. Set up a savings account Commit to saving a certain amount of money every month. Use your savings as investment in a future purchase or experience.

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This will increase your safety and make for an altogether more enjoyable experience. Start asking around when you hear about the show. Coordinate who will buy the tickets since buying them individually will mean you sit apart. (Unless it is a general admission show.) Keep in contact with your friends after you've decided to go. Make sure no one changes their minds or makes other plans and you buy a ticket for them. Either go through the venue website, the band website, an authorized ticket website or authorized ticket site, such as the box office. Compare prices between websites to confirm you are getting your tickets at a reasonable price. Booking online or in person will offer you the same chance for good tickets. Spending the night outside the venue no longer offers the opportunities for good seats, unless general admission for this venue means standing room close to the stage. In this case, the earlier you get to the venue the higher the likelihood that you will be front and center. Find out the date and time tickets go on sale and try to book at that time. Online sites may offer bad seats for your first search. Unless the show is a guaranteed sell out you can usually refresh the search a few times and find better tickets. If your under 18, have a parent or adult guardian purchase the tickets for you, this doesn't have to mean they spend their money, you can pay them back. Buying smaller numbers of tickets will usually result in better seats. Trying to buy 10 tickets at once will probably have nosebleed seats. Purchases online require a credit card. Box office purchases can usually use cash or credit. You can avoid some fees by getting an e-ticket that you can print. These are easy to duplicate and since you don't know if it's valid until it is scanned people may shy away from buying your ticket should you need to sell. Most venues offer "Will Call" service. This is when you buy your ticket and have it waiting for you at the venue for pick up. Will Call will require you show a driver's license and the credit card used to buy the tickets. Most require the names match on the credit card, the driver's license and the name the tickets are being held. You should avoid waiting until the day of the show to pick up your will call tickets. Lines will be long and you won't have time to correct a mistake (such as your tickets not being there but your card was charged). Picking up your tickets from Will Call ahead of time also gives you an option should an emergency happen and you must sell your tickets on short notice. Since the buyer can't pick up your tickets from will call. The Will Call window is usually open during the box office's regular business hours and extended hours the day of the show. Smaller venues may have later hours and not offer Will Call service. Call and ask before you assume.
summary: Encourage friends to come along. Book your tickets from a reliable company. Select the method of delivery that works best for your timetable and situation. Avoid auctions unless you are willing to risk counterfeit tickets or paying high prices plus shipping.