INPUT ARTICLE: Article: Slice the avocados in half around the pit, then use the knife to scoop around the pit and separate the avocado halves. Spoon out the fruit of the twelve avocados and place it in a food processor. Once you have scooped out the fruit of the twelve avocados into the food processor, puree the avocados until you are left with a thick paste. You can also hand mash the avocados if you don't have a food processor. Spoon out the mashed avocado onto a baking tray, then use a spatula to spread the avocado out into as thin a layer as you can. Try to make the layer about half an inch (1.3 centimeters) thick. After you have spread the avocado out into a thin layer, place the tray into the oven. You don't need to preheat it, but be sure not to set the temperature to more than 155 degrees F (50 degrees C). You are trying to dry the avocado out, not bake it. You can also put the tray of avocado outside to dry in the sun for about two days. Let the avocado dry out in the oven for around five hours. Check every hour or so to make sure the avocado isn't burning. It should be a dark-brownish green; if is turning black, take it out of the oven. After five hours are up, take the baking pan out of the oven. Use a spatula to work against the avocado layer and scratch it off of the pan. Place the avocado scraps into a thin cotton cloth or a square of gauze. Lift up the cloth with the avocado and pinch the corners together so you make a sack of sorts. With as much force as you can, squeeze the dried avocado into a bowl. Readjust your grip as you are squeezing to make sure that you have squeezed all of the avocado. Stop when the avocado stops yielding oil. When you have squeezed all of the avocado oil into the bowl, dispose of the cloth and the dried avocado. Then pour the avocado oil into a bottle and seal it.

SUMMARY: Take out the fruit of twelve avocados. Puree the avocado in a food processor. Spread the avocado on a baking tray. Put the tray of avocado into the oven. Keep the avocado in the oven for five hours. Remove the avocado from the tray. Squeeze the sack of avocado into a bowl. Pour the avocado oil into a bottle.

INPUT ARTICLE: Article: You should also note the importance of saving for a "rainy day fund". Remind the person that they may develop a serious health issue or have to pay unexpected expenses like car repair. They may then need to stop working for a period of time due to the health issue. Having a "rainy day fund" will ensure they are able to pay their bills even when they cannot work or can be used to cover unexpected costs. For example, you may say, "You should have some money put aside for emergencies. This will make life less stressful for you and ensure you have financial support when you need it." Having a "rainy day fund" where you save money in the event of an emergency can also come in handy if you have a family issue or problem that you need to address in the future. If a family member becomes gravely ill, for example, and you would like to spend time with them, having money set aside will ensure you can take time off work to do this. A "rainy day fund" will also come in handy if you need to pay for an expensive medical procedure or operation due to an accident that is not covered by your insurance company. You should remind the person that having some money to fall back on can allow them to be independent and self-sufficient, even in the event of an emergency. You should discuss one of the major benefits of saving money now, while you are still working and able to work: saving for retirement. You should explain that saving money now means you can start a retirement fund and be prepared to enjoy your free time once you reach the age of retirement. Saving for retirement from a young age allows you to take advantage of the benefits of compound interest on your savings and/or investments. Compound interest allows your investments to increase at an increasing rate over time, as interest is earned on both the original amount and the interest earned to that point. For example, if you deposit $300 per month into an account earning an average of 8 percent per year for 40 years, you will have contributed $144,000 but the account balance will be over $1,000,000. Some jobs will offer a retirement savings plan as part of their benefits for employees, which means employees can put a portion of their paycheck towards a 401K or a retirement pension fund. You should ask the person to consider contributing to their company's retirement plan, if possible, to save money later. Some employers may even match contributions to retirement plans, essentially offering the employee free retirement money. Retirement plan contributions to some accounts, including traditional IRAs and 401(k)s, may be tax-deductible. Saving money can also help the person achieve their career goals and invest in their future. Saved money can then be used for major purchases like a car or home. It can also be used to achieve financial independence, which gives them the freedom to live without relying on others for income. Saving is especially important if the person does not enjoy their current job and has future career plans. They may need to pay to go back to school or to get training in a certain field. Having savings will ensure they are able to do this to better themselves and achieve their career goals. You may get the person thinking about how money can affect their career goals by asking them, "Are you happy at your current job?" or "Do you have plans to work in another job or field in the future?" If they tell you they may want a career change at some point, you should remind them this will cost money to achieve.

SUMMARY:
Discuss the importance of an emergency fund. Outline the benefits of saving for retirement. Note how saving money expands your options.