You'll want to pick one that fits in your pocket, purse, or backpack; whichever place you would like to carry it. Choose one in your favorite color or with a fun design so that it is aesthetically pleasing. Ensure it has enough pages and is organized in the way you prefer; some have a page per day, some have two pages per week, etc. There are different types of planners with different layouts. Some also have smaller sections while others have larger. Choose one that suits you the best. If your planner is too plain, consider decorating it. If you can't buy a planner, check out How to Make Your Own School Planner. You should do this ahead of time for an entire semester or year. Block out a space for each subject or course so when the time comes to write in it, you'll know exactly where to put each assignment. Keep your classes organized by day. For example, if you have Math and Science on Monday, Wednesday, and Friday, put those sections next to each other. You'll likely have other things to do than homework, so make a section to record other engagements such as sporting events, concerts or recitals, dances or other school functions, work or chores, etc. You could schedule in free time as well. Consider creating separate sections for school-related activities and extracurricular activities. For example, a school ball game could be in one section and a concert in another. Write in birthdays, holidays, and other special events ahead of time. That way, when you look at a week or month you'll know if there are any occasions that could change your schedule or take up extra time. You can also add information such as first and last days of school, holiday breaks, etc. You don't need to write in every single birthday--just focus on your friends and family. If you plan on doing something special on that day, such as a party, make a quick note of it.
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One-sentence summary -- Choose the right planner for you. Create sections for every subject/course you take. Create a section for other events. Add birthdays and holidays.

Sometimes, when you make a loan to another party, that party does not pay it back as promised. In this type of situation, it is best to follow the language of your contract. However, at some point, you will need to confront the other party and discuss ways you can get your money back. For example, if your contract has a late payment clause, follow that clause and charge the other party a late fee. However, if, after a couple of months of not receiving any payment (including no late fee payments), you should consider confronting the other party and requesting repayment. A lot of borrowers claim the loan they took was actually a gift. If you find yourself in this situation, reiterate to the other party that it was indeed a loan and that you expect to be paid back. Bring a copy of your promissory note to emphasize this fact. Even if you already have a promissory note in place, consider writing up a new contract that compliments the original. In this contract, create a large section on repayment and the expectations you have. In some situations, you may be able to deduct the amount owed to you passively. For example, if the person usually does some sort of paid work for you, consider not paying them for their work until your loan is paid off. One excuse people often have is that they cannot make the payments because all they have is a credit card. As a solution, consider purchasing a credit card machine so you can accept their form of payment. There are a number of ways to receive a credit card reader that can easily be installed on your smart phone or tablet. For example, Square offers a free credit card reader so long as you use their payment services. If you are not being paid back, suggest to the other party that they need to bring in the funds some how. You may be able to suggest they sell some unwanted items online and use the proceeds to pay you back. If the other party is not responding to your requests, you can get proactive and make the issue public. Talk to people that know the other party and address the issue with them. This may lead to one of them talking to the other party and persuading them to pay back the loan. If all else fails, send a legal demand letter and threaten a lawsuit. The promissory note is a legal contract and if it is not fulfilled, the courts will help you recoup damages. To write a demand letter, address the original terms of your agreement, request repayment, and state what you will do if you do not get paid back (i.e., file a lawsuit).
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One-sentence summary -- Know when it is time to confront the other party. Clarify that you indeed offered a loan. Create a post-loan commitment. Deduct the amount owed internally. Have a credit card machine. Suggest moneymaking alternatives. Go public. Send a demand letter.

A throwback jersey is one that duplicates a jersey worn by a team or player from the past. Real fans tend to purchase throwback jerseys (along side more modern sports gear) because they actually know the history of the team and its players. On the contrary, bandwagon fans typically purchase team gear that represents the more modern logos, colors, and players. True fans are also more likely to spend big bucks on team gear and throwbacks are usually more authentic and costly. True fans will never boo their team because they are trying to inspire them, not make them feel worse. It's okay to be angry with a less than perfect performance, but making your team feel like trash won't help. Real fans stick with their team for better or for worse. A true fan's loyalty is always to his or her team first. That doesn't mean that they can't support or like other players, but it does mean that their loyalty lies with their team's players first. For example, it's fine to appreciate great players like Peyton Manning but if you're a New England Patriots fan you support Tom Brady first. Additionally, if you have players who are on your fantasy football team but are not on your favorite football team, you can support them only as far as it doesn't interfere with your favorite team's success.
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One-sentence summary --
See if they own a throwback jersey. Notice if they ever boo their team. Determine if they support their team's players more than any others.