Subject: "Telephone call on Tuesday, July 24, 2000".

Body: David: I am inquiring to see if you would be available for a short conference call tomorrow with a few credit related items. I cannot recall the exact time difference between Houston and Geneva, but I can contact you at 9 am Houston time (or later as you wish). I have your phone number as 4122 3221111. Please advise. Regards. Sara

Subject: "Netco Book Listing".

Body: What do you guys think about this?! I'm waiting on Dana to tell me what Narsimha will be trading and I've sent Kevin an e-mail for him to reiterate that only desk heads will be trading gas?! Let me know your thoughts!! Thanks!

Subject: "Teb's Affidavit".

Body: Teb - I have revised the affidavit. Please call Iris (3-6059) if you need someone to notarize this and/or the verification for the discovery. Thanks!

Subject: "In response to your note".

Body:
Thanks for the nice note, I am the person that has the really neat yard that was featured in the Chronicle, at least until this weekend when I bought and moved into my new house. I have a lot of work ahead of me yard wise. This yard has "great bones" but has been neglected for a long time. Hopefully, some day it will look as nice as the yard at my old house!