You are given a conversation between two people. 'Person1:' and 'Person2:' are used to separate their respective dialogues. You are required to assign a label 'formal' if there is an absence of emotion and a presence of questions anywhere within the conversation. If such pattern is not found assign the label 'informal'.

[Q]: Person1: Good afternoon . What can I do for you today , Madam ?
Person2:It's a little sensitive , actually . I need to get hold of some money , and quickly .
Person1: OK , Madam . We are here to help .
Person2:I already have some Time Deposits with you , but unfortunately , they haven't matured yet . I really don't want to cash those just yet .
Person1: I understand completely . There are other options , such as a Personal Pledge Loan .
Person2:I've not heard of that , could you tell me more , please ?
Person1: The procedure is really simple and convenient . All you need to do is fill in this Loan Application form .
Person2:Right ... anything else ?
Person1: Of course , we'll need some documentation from you . Like your resident permit , proof of salary and your USD Deposit Certificate , to use as collateral .
Person2:And then I just sign here ? You're right ! It certainly is simple and extremely convenient .
[A]: formal

[Q]: Person1: You don ' t look like enjoying this workout .
Person2:I ' m not crazy about it at all .
Person1: You don ' t like this sort of exercise ?
Person2:I ' m not interested in it . Are you keen on it ?
Person1: Yes , that ' s funny . I thought you liked it .
Person2:I hate it .
Person1: Never mind . It ' ll be over in 10 minutes .
Person2:It ' s the worst thing I ' Ve ever tried .
[A]: informal

[Q]: Person1: Good morning , Jerry.How ' s everything ?
Person2:Fine , just fine.Thanks .
Person1: Doing anything for lunch ?
Person2:Well , as a matter of fact , I've got a lunch date with Bob Thomas .
[A]:
formal