What happens next in this paragraph?

How to make a major purchase with poor credit and zero down
Determine your credit score prior to applying for a loan.
In the united states, there are 3 credit reporting agencies that keep track of your payment history. Your credit score is a combination of the 3 agencies.
Choose your answer from: [+] One agency prioritizes your credit score, and the other will do the same. Determine the amount of monthly fees and payment penalties for credit card cancellations.. [+] This score is often referred to as your fair isaac company (fico) score. Retrieve a tri-merge credit report or get a credit report from each of the 3 reporting agencies.. [+] Each agency will be able to give you an estimate of your credit score as well as make recommendations on whether to pursue or file for a loan. If you are unsure about your credit score, contact 1-800-457-1040ez to know.. [+] Ask your bank to assess your score. The two credit agencies that focus on your score will have a heads-up on what type of money you accept..
This score is often referred to as your fair isaac company (fico) score. Retrieve a tri-merge credit report or get a credit report from each of the 3 reporting agencies.