Thelma James was a prime candidate for a real estate ripoff: She is 68, has precious little money and can't read or write. "I won't lie to you. I was so-o-o excited," the widow and former duplex dweller said of the purchase of her first home, a sagging frame structure on Snowden. "I was glad to get me a house." When James realized she had been swindled she turned to Memphis Area Legal Services, which represented her in a lawsuit. Now, James's monthly house notes have dropped from $796 - more than twice her monthly income - to an affordable $247. Some of the people who took advantage of her through a questionable loan program were sent to jail. "I don't know what I would have done without Legal Services," said James. "They solved a lot of my problems." James is one of more than 3,000 clients served last year by MALS, which provides assistance for civil matters, such as domestic abuse and family-related problems, Social Security and Supplemental Security Income, veterans, housing and consumer fraud cases. Like James, most clients are elderly or female. Some are handicapped. Some need medical care or veteran's benefits. Some are trying to escape eviction or an abusive marriage. And 87 percent live at or below poverty level. Shelby County Mayor A C Wharton recently said Legal Services is important for those who, because of poverty or other struggles in life, think justice is an empty word. "They must be given reason to believe that the law is for them too," said Wharton, a former executive director of MALS. But MALS faces a funding crunch next year, brought on by a $200,000 shortfall from three revenue sources.
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QUESTION: Who are some of the clients that MALS serve?

Earths magnetic field helps protect Earth and its organisms. It protects us from harmful particles given off by the sun. Most of the particles are attracted to the north and south magnetic poles. This is where Earths magnetic field is strongest. This is also where relatively few organisms live. Another benefit of Earths magnetic field is its use for navigation. People use compasses to detect Earths magnetic north pole. Knowing this helps them tell direction. Many animals have natural 'compasses' that work just as well. Birds like the garden warbler in Figure 1.36 use Earths magnetic field. They use it to guide their annual migrations. Recent research suggests that warblers and other migrating birds have structures in their eyes. These structures let them see Earths magnetic field as a visual pattern.
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QUESTION: What works to detect Earth's magnetic north pole, telling direction besides people's compasses?

For much of the world, the Algarve is synonymous with Portugal, yet the Portuguese will tell you the exact opposite: the region has little in common with the rest of the country. The southern stretch of coast is more reminiscent of a North African landscape than a European one. It has no cosmopolitan cities, like Lisbon and Porto, which are farther north. Most of Portugal is known for quaint towns, medieval castles, and grand palaces. The Algarve is more recognizable for impenetrable blocks of tourist apartments, hotels, and meticulously manicured golf courses. And beaches. Think Algarve and the mind pictures long, glorious stretches of golden sands, secluded coves framed by odd ochre-colored rock formations, and deep green waters. With about 160 km (100 miles) of coastline, Portugal's southern province is one of Europe's premier beach destinations. The occasionally chilly ocean is the Atlantic, but the Algarve has a sultry Mediterranean feel. Its consistent climate is the best in Portugal, and one of the kindest in the world: more than 250 days of sunshine a yearmore than almost any other international resort area. The moderating effect of the Gulf Stream produces a fresh springtime breeze throughout winter, and in late January and February, white almond blossoms blanket the fields. In summer the heat is intense but rarely unbearable, and regardless, beautiful beaches and innumerable pools are always just a dive away. Magnificent year-round weather has made the Algarve a huge destination for sporting vacations. Superb golf facilities aboundseveral with tees dramatically clinging to cliffs and fairways just skirting the edge of the oceanand horseback riding, tennis, big-game fishing, sailing, and windsurfing are immensely popular. Sports, beaches and hospitable weathernot to mention easily organized package vacationsare surely the reasons the Algarve receives as many visitors as the rest of Portugal in its entirety. But it's not just international tourists that descend on the Algarve; many Portuguese from Lisbon and elsewhere in the north have holiday homes and spend their summer vacations here. The coast is neatly divided into the rugged Barlavento to the west and the flat beauty of Sotavento to the east. West is where you'll find the famous orange cliffs and surreal eroded rock stacks.
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QUESTION: Beautiful Mediterranean weather year round allows for the tourists of Algarve to engage in what types of activities?

What if you could drain all of Earths oceans? What would it look like? You might be really surprised. You see that the surface has two main features. It has continents and ocean basins. Continents are large land areas. These are the areas that are mostly above sea level. Ocean basins extend from the edges of continents. They include the ocean floor and Earths deep ocean trenches. You will also notice the ocean floor is not flat. It too has many Continents are much older than ocean basins. Some rocks on the continents are billions of years old. Ocean basins may only be millions of years old. Because the continents are so old, a lot has happened to them! As we view the land around us, we see landforms. Landforms are physical features on Earths surface. These features change over time, but how? There are actually two types of forces at work.
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QUESTION:
What are the characteristics of the ocean floor?