Jay, I changed the FTS monthly amount from $1,065 to $715 as previously discussed. It is effective Feb 20th. I need to change the amount transferred to account 586-61L86 from $150 to $175 and to account 586-61M19 from $175 to $200. I also submitted a transfer of $1,000 into my CMA account. I would like to transfer $500 each into account 586-94017 and account 586-94019. This is my 2001 contribution to the Education IRA's. Let me know if I need to do anything else. Also, when are the recharacterizations from Roth to Traditional going to take place? I will need a 1099-R for the transactions I think. Call me if you have any questions. Thanks. DG

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