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How to name a financial beneficiary
Decide who you want to receive each account's proceeds.
Who you choose as your beneficiary will likely depend on the type of the account and the amount of its proceeds.
Accounts with beneficiary designations can be the quickest and most efficient way to get money into the hands of the right people after your death.
However, you have to submit the information correctly and make sure it is up to date. For some accounts, it may have been that you chose a beneficiary when you opened the account without thinking much about it.