In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

Example Input: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Depository Institutions Disaster
Relief Act of 1993''.

SEC. 2. TRUTH IN LENDING ACT; EXPEDITED FUNDS AVAILABILITY ACT.

(a) Truth in Lending Act.--During the 180-day period beginning on
the date of enactment of this Act, the Board of Governors of the
Federal Reserve System may make exceptions to the Truth in Lending Act
for transactions within an area in which the President, pursuant to
section 401 of the Robert T. Stafford Disaster Relief and Emergency
Assistance Act, has determined that a major disaster exists, or within
an area determined to be eligible for disaster relief under other
Federal law by reason of damage related to the 1993 flooding of the
Mississippi River and its tributaries, if the Board determines that the
exception can reasonably be expected to alleviate hardships to the
public resulting from such disaster that outweigh possible adverse
effects.
(b) Expedited Funds Availability Act.--During the 180-day period
beginning on the date of enactment of this Act, the Board of Governors
of the Federal Reserve System may make exceptions to the Expedited
Funds Availability Act for depository institution offices located
within any area referred to in subsection (a) of this section if the
Board determines that the exception can reasonably be expected to
alleviate hardships to the public resulting from such disaster that
outweigh possible adverse effects.
(c) Time Limit on Exceptions.--Any exception made under this
section shall expire not later than the earlier of--
(1) 1 year after the date of enactment of this Act; or
(2) 1 year after the date of any determination referred to
in subsection (a).
(d) Publication Required.--The Board of Governors of the Federal
Reserve System shall publish in the Federal Register a statement that--
(1) describes any exception made under this section; and
(2) explains how the exception can reasonably be expected
to produce benefits to the public that outweigh possible
adverse effects.

SEC. 3. DEPOSIT OF INSURANCE PROCEEDS.

(a) In General.--The appropriate Federal banking agency may, by
order, permit an insured depository institution, during the 18-month
period beginning on the date of enactment of this Act, to subtract from
the institution's total assets, in calculating compliance with the
leverage limit prescribed under section 38 of the Federal Deposit
Insurance Act, an amount not exceeding the qualifying amount
attributable to insurance proceeds, if the agency determines that--
(1) the institution--
(A) had its principal place of business within an
area in which the President, pursuant to section 401 of
the Robert T. Stafford Disaster Relief and Emergency
Assistance Act, has determined that a major disaster
exists, or within an area determined to be eligible for
disaster relief under other Federal law by reason of
damage related to the 1993 flooding of the Mississippi
River and its tributaries, on the day before the date
of any such determination;
(B) derives more than 60 percent of its total
deposits from persons who normally reside within, or
whose principal place of business is normally within,
areas of intense devastation caused by the major
disaster;
(C) was adequately capitalized (as defined in
section 38 of the Federal Deposit Insurance Act) before
the major disaster; and
(D) has an acceptable plan for managing the
increase in its total assets and total deposits; and
(2) the subtraction is consistent with the purpose of
section 38 of the Federal Deposit Insurance Act.
(b) Definitions.--For purposes of this section:
(1) Appropriate federal banking agency.--The term
''appropriate Federal banking agency'' has the same meaning as
in section 3 of the Federal Deposit Insurance Act.
(2) Insured depository institution.--The term ''insured
depository institution'' has the same meaning as in section 3
of the Federal Deposit Insurance Act.
(3) Leverage limit.--The term ''leverage limit'' has the
same meaning as in section 38 of the Federal Deposit Insurance
Act.
(4) Qualifying amount attributable to insurance proceeds.--
The term ''qualifying amount attributable to insurance
proceeds'' means the amount (if any) by which the institution's
total assets exceed the institution's average total assets
during the calendar quarter ending before the date of any
determination referred to in subsection (a)(1)(A), because of
the deposit of insurance payments or governmental assistance
made with respect to damage caused by, or other costs resulting
from, the major disaster.

SEC. 4. BANKING AGENCY PUBLICATION REQUIREMENTS.

(a) In General.--During the 180-day period beginning on the date of
enactment of this Act, a qualifying regulatory agency may take any of
the following actions with respect to depository institutions or other
regulated entities whose principal place of business is within, or with
respect to transactions or activities within, an area in which the
President, pursuant to section 401 of the Robert T. Stafford Disaster
Relief and Emergency Assistance Act, has determined that a major
disaster exists, or within an area determined to be eligible for
disaster relief under other Federal law by reason of damage related to
the 1993 flooding of the Mississippi River and its tributaries, if the
agency determines that the action would facilitate recovery from the
major disaster:
(1) Procedure.--Exercising the agency's authority under
provisions of law other than this section without complying
with--
(A) any requirement of section 553 of title 5,
United States Code; or
(B) any provision of law that requires notice or
opportunity for hearing or sets maximum or minimum time
limits with respect to agency action.
(2) Publication requirements.--Making exceptions, with
respect to institutions or other entities for which the agency
is the primary Federal regulator, to--
(A) any publication requirement with respect to
establishing branches or other deposit-taking
facilities; or
(B) any similar publication requirement.
(b) Publication Required.--A qualifying regulatory agency shall
publish in the Federal Register a statement that--
(1) describes any action taken under this section; and
(2) explains the need for the action.
(c) Qualifying Regulatory Agency Defined.--For purposes of this
section, the term ''qualifying regulatory agency'' means--
(1) the Board of Governors of the Federal Reserve System;
(2) the Comptroller of the Currency;
(3) the Director of the Office of Thrift Supervision;
(4) the Federal Deposit Insurance Corporation;
(5) the Financial Institutions Examination Council;
(6) the National Credit Union Administration; and
(7) with respect to chapter 53 of title 31, United States
Code, the Secretary of the Treasury.

SEC. 5. STUDY; REPORT TO THE CONGRESS.

(a) Study.--The Comptroller General of the United States shall
conduct a study that--
(1) examines how the agencies and entities granted
authority by the Depository Institutions Disaster Relief Act of
1992 and by this Act have exercised such authority;
(2) evaluates the utility of such Acts in facilitating
recovery from disasters consistent with the safety and
soundness of depository institutions; and
(3) contains recommendations with respect to whether the
authority granted by this Act should be made permanent.
(b) Report to the Congress.--Not later than 18 months after the
date of the enactment of this Act, the Comptroller General of the
United States shall submit to the Congress a report on the results of
the study required by subsection (a).

SEC. 6. SENSE OF THE CONGRESS.

It is the sense of the Congress that the Board of Governors of the
Federal Reserve System, the Comptroller of the Currency, the Director
of the Office of Thrift Supervision, the Federal Deposit Insurance
Corporation, and the National Credit Union Administration should
encourage depository institutions meet the financial services needs of
their communities and customers located in areas affected by the 1993
flooding of the Mississippi River and its tributaries.

SEC. 7. OTHER AUTHORITY NOT AFFECTED.

Nothing in this Act limits the authority of any department or
agency under any other provision of law.

Passed the House of Representatives August 2, 1993.

Attest:

Clerk.
Example Output: Depository Institutions Disaster Relief Act of 1993 - Authorizes the Board of Governors of the Federal Reserve System to make exceptions for a specified period of time to the Truth in Lending Act and to the Expedited Funds Availability Act with respect to transactions and depository institutions located within either a federally declared major disaster area or certain areas damaged by the 1993 flooding of the Mississippi River and its tributaries (disaster areas).
Cites conditions under which: (1) an insured depository institution may subtract from its total assets a specified amount attributable to insurance proceeds when it is calculating compliance with prescribed leverage limits; and (2) a qualifying regulatory agency may deviate from certain statutory requirements with respect to regulated entities located in disaster areas.
Directs the Comptroller General to study and report to the Congress on the efficacy of certain disaster relief Acts with respect to facilitating recovery from major disasters.
Expresses the sense of the Congress that specified Federal banking regulatory agencies should encourage depository institutions to meet the financial services needs of their communities and customers located in areas affected by the 1993 flooding of the Mississippi River and its tributaries.

Example Input: SECTION l. SHORT TITLE.

This Act may be cited as the ''Freedom of Access to Clinic
Entrances Act of 1993''.

SEC. 2. FREEDOM OF ACCESS TO REPRODUCTIVE HEALTH SERVICES.

Chapter 13 of title 18, United States Code, is amended by adding at
the end the following:
''Sec. 248. Blocking access to reproductive health services
''(a) Prohibited Activities.--Whoever--
''(1) by force, threat of force, or physical obstruction,
intentionally injures, intimidates, or interferes with any
person, or attempts to do so, because that person or any other
person or class of persons is obtaining or providing
reproductive health services; or
''(2) intentionally damages or destroys the property of a
facility, or attempts to do so, because that facility provides
reproductive health services;
shall be punished as provided in subsection (b) of this section and
also be subject to the civil remedy provided in subsection (c) of this
section, except that a parent or legal guardian of a minor shall not be
subject to any penalties or civil remedies under this section for such
activities insofar as they are directed exclusively at that minor.
''(b) Penalties.--Whoever violates subsection (a) of this section
shall--
''(1) in the case of a first offense, be fined under this
title or imprisoned not more than 1 year, or both; and
''(2) in the case of a second or subsequent offense after a
prior conviction under this section, be fined under this title
or imprisoned not more than 3 years, or both;
except that, if bodily injury results, the length of imprisonment shall
be not more than 10 years, and if death results, it shall be for any
term of years or for life.
''(c) Civil Actions.--
''(1) Right of action generally.--Any person who is
aggrieved by a violation of subsection (a) of this section may
in a civil action obtain relief under this subsection.
''(2) Action by attorney general.--If the Attorney General
has reasonable cause to believe that any person, or group of
persons, is aggrieved by a violation of subsection (a) of this
section, the Attorney General may in a civil action obtain
relief under this subsection.
''(3) Actions by state attorneys general.--If an attorney
general of a State has reasonable cause to believe that any
person or group of persons is aggrieved by a violation of
subsection (a) of this section, that attorney general may in a
civil action obtain relief under this subsection.
''(4) Relief.--In any action under this subsection, the
court may award any appropriate relief, including temporary,
preliminary or permanent injunctive relief, and compensatory
and punitive damages for each person aggrieved by the
violation. With respect to compensatory damages, the aggrieved
person may elect, at any time before the rendering of final
judgment, to recover, in lieu of actual damages, an award of
statutory damages in the amount of $5,000 per violation. The
court may award to the prevailing party, other than the United
States, reasonable fees for attorneys and expert witnesses.
''(d) Rules of Construction.--(1) Nothing in this section shall be
construed to prohibit any expressive conduct (including peaceful
picketing or other peaceful demonstration) protected from legal
prohibition by the first article of amendment to the Constitution.
''(2) Nothing in this section shall be construed to interfere with
the authority of States to enforce State or local laws regulating the
provision of reproductive health services.
''(e) Non-Preemption.--Congress does not intend this section to
provide the exclusive remedies with respect to the conduct prohibited
by it, nor to preempt the legislation of the States that may provide
such remedies.
''(f) Definitions.--As used in this section, the following
definitions apply:
''(1) Reproductive health services.--The term 'reproductive
health services' means reproductive health services provided in
a hospital, clinic, physician's office, or other facility, and
includes medical, surgical, counselling or referral services
relating to the human reproductive system.
''(2) Facility.--The term 'facility' includes the building
or structure in which the facility is located.
''(3) Physical obstruction.--The term 'physical
obstruction' means rendering impassable ingress to or egress
from a facility that provides reproductive health services, or
rendering passage to or from such facility unreasonably
difficult.
''(4) State.--The term 'State' includes a State of the
United States, the District of Columbia, and any commonwealth,
territory, or possession of the United States.
''(5) Intimidate.--The term 'intimidate' means to place a
person in reasonable apprehension of bodily harm to himself or
herself or to another.''.

SEC. 3. EFFECTIVE DATE.

This Act takes effect on the date of the enactment of this Act, and
shall apply only with respect to conduct occurring on or after such
date.

SEC. 4. CLERICAL AMENDMENT.

The table of sections at the beginning of chapter 13 of title 18,
United States Code, is amended by adding at the end the following new
item:

''248. Blocking access to reproductive health services.''.

Passed the House of Representatives November 18, 1993.

Attest:

DONNALD K. ANDERSON,

Clerk.
Example Output: Freedom of Access to Clinic Entrances Act of 1993 - Amends the Federal criminal code to prohibit: (1) intentionally injuring, intimidating, or interfering with any person by force, threat of force, or physical obstruction because that person or any other person or class of persons is obtaining or providing reproductive health services; or (2) intentionally damaging or destroying the property of a facility because that facility provides reproductive health services. Subjects violators to specified penalties (including up to life imprisonment if death results) or civil remedies, except that a parent or legal guardian or a minor shall not be subject to such a penalty or remedy insofar as such activities are directed exclusively at that minor. Authorizes civil actions by aggrieved persons, the Attorney General, and State attorneys general for violations. Specifies that in any such action: (1) the court may award appropriate relief (including temporary, preliminary, or permanent injunctive relief) and compensatory and punitive damages for each person aggrieved by the violation; and (2) with respect to compensatory damages, the aggrieved person may elect, at any time before the rendering of final judgment, to recover an award of statutory damages in the amount of $5,000 per violation in lieu of actual damages. Authorizes the court to award reasonable fees for attorneys and expert witnesses to the prevailing party, other than the United States. Specifies that: (1) nothing in this Act shall be construed to prohibit any expressive conduct (including peaceful picketing or other peaceful demonstration) protected from legal prohibition by the first amendment or interfere with the authority of States to enforce State or local laws regulating the provision of reproductive health services; and (2) the Congress does not intend this Act to provide the exclusive remedies with respect to the conduct prohibited by it, nor to preempt State legislation that may provide such remedies.

Example Input: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Steel Industry Preservation Act''.

SEC. 2. EXTENSION AND MODIFICATION OF CREDIT FOR STEEL INDUSTRY FUEL.

(a) Credit Period.--
(1) In general.--Subclause (II) of section 45(e)(8)(D)(ii)
of the Internal Revenue Code of 1986 is amended to read as
follows:
''(II) Credit period.--In lieu of
the 10-year period referred to in
clauses (i) and (ii)(II) of
subparagraph (A), the credit period
shall be the period beginning on the
first date that the facility first
produces steel industry fuel that is
sold to an unrelated person after the
date of the enactment of the Steel
Industry Preservation Act, and ending
10 years after such first date.''.
(2) Conforming amendment.--Section 45(e)(8)(D) of such Code
is amended by striking clause (iii) and by redesignating clause
(iv) as clause (iii).
(b) Extension of Placed-in-Service Date.--Subparagraph (A) of
section 45(d)(8) of the Internal Revenue Code of 1986 is amended--
(1) by striking ''(or any modification to a facility)'';
(2) by striking ''placed in service before'' and inserting
''placed in service--
''(i) before'';
(3) by striking ''and'' at the end and inserting ''or'';
and
(4) by adding at the end the following new clause:
''(ii) after the date of the enactment of
this clause and before January 1, 2019, and''.
(c) Clarifications.--
(1) Steel industry fuel.--Subclause (I) of section
45(c)(7)(C)(i) of the Internal Revenue Code of 1986 is amended
by inserting '', or a blend of coal and petroleum coke, or
other coke feedstock'' after ''on coal''.
(2) Ownership interest.--Section 45(d)(8) of such Code is
amended by adding at the end the following new flush sentence:
''With respect to a facility producing steel industry fuel, no
person (including a ground lessor, customer, supplier, or
technology licensor) shall be treated as having an ownership
interest in the facility or as otherwise entitled to the credit
allowable under this section with respect to such facility if
such person's rent, license fee, or other entitlement to net
payments from the owner of such facility is measured by a fixed
dollar amount or a fixed amount per ton, or otherwise
determined without regard to the profit or loss of such
facility.''.
(3) Production and sale.--Subparagraph (D) of section
45(e)(8) of such Code, as amended by subsection (a)(2), is
amended by redesignating clause (iii) as clause (iv) and by
inserting after clause (ii) the following new clause:
''(iii) Production and sale.--The owner of
a facility producing steel industry fuel shall
be treated as producing and selling steel
industry fuel where that owner manufactures
such steel industry fuel from coal, a blend of
coal and petroleum coke, or other coke
feedstock to which it has title. The sale of
such steel industry fuel by the owner of the
facility to a person who is not the owner of
the facility shall not fail to qualify as a
sale to an unrelated person solely because such
purchaser may also be a ground lessor,
supplier, or customer.''.
(d) Election To Increase Credit in Lieu of Steel Industry Fuel
Deductions.--Paragraph (8) of section 45(e) is amended by adding at the
end the following new subparagraph:
''(E) Election for increased credit in lieu of
deductions for steel industry fuel.--In the case of a
taxpayer who produces steel industry fuel--
''(i) In general.--At the election of the
taxpayer--
''(I) no deduction shall be allowed
with respect to expenses made in
connection with the production and sale
of steel industry for such taxable year
which are otherwise deductible under
this chapter (determined without regard
to this subparagraph),
''(II) no expense made in
connection with the production of and
sale of steel industry fuel which is
otherwise chargeable to capital account
in such taxable year shall be so
charged, and
''(III) the credit determined under
this section (without regard to this
subparagraph) for such taxable year
shall be increased by an amount equal
to the product of the sum of the
amounts to which subclauses (I) and
(II) apply and the maximum rate of tax
applicable under section 1 or 11
(b)(1), as applicable to the taxpayer
in such taxable year.
''(ii) Application to partnerships and s
corporations.--In the case of a partnership or
S corporation, the election shall be made at
the partnership or S corporation level.
''(iii) Election.--An election under this
subparagraph for any taxable year shall be made
not later than the time for filing the return
of tax for such year (including extensions), in
such manner as the Secretary may prescribe.
Such an election, once made, shall be
irrevocable.''.
(e) Specified Credit for Purposes of Alternative Minimum Tax
Exclusion.--Subclause (II) of section 38(c)(4)(B)(iv) of the Internal
Revenue Code of 1986 is amended by inserting ''(in the case of a
refined coal production facility producing steel industry fuel, during
the credit period set forth in section 45(e)(8)(D)(ii)(II))'' after
''service''.
(f) Application of Certain Rules to Steel Industry Fuel.--
(1) Activity not engaged in for profit.--Section 183 of the
Internal Revenue Code of 1986 is amended by adding at the end
the following new subsection:
''(f) Exception.--This section shall not apply to any deduction
with respect to the production of steel industry fuel (as defined in
section 45(c)(7)(C)).''.
(2) Application of economic substance doctrine.--
(A) In general.--Subsection (o) of section 7701 of
the Internal Revenue Code of 1986 is amended by adding
at the end the following new paragraph:
''(6) Non-application to steel industry fuel.--The economic
substance doctrine shall not apply to any transaction to the
extent such transaction relates to steel industry fuel (as
defined in section 45(c)(7)(C)).''.
(B) Conforming amendment.--Paragraph (5)(C) of
section 7701(o) of such Code is amended by striking
''The determination'' and inserting ''Except as
provided in paragraph (6), the determination''.
(g) Effective Dates.--
(1) In general.--Except as provided in paragraph (2), the
amendments made by this section shall apply to fuel produced
and sold after the date of the enactment of this Act, in
taxable years ending after such date.
(2) Application of economic substance rules.--The
amendments made by subsection (f)(2) shall apply to
transactions entered into after the date of the enactment of
this Act.
Example Output:
Steel Industry Preservation Act This bill amends the Internal Revenue Code to extend and modify the production tax credit for steel industry fuel. (Under current law, steel industry fuel is a fuel which is: (1) produced through a process of liquefying coal waste sludge and distributing it on coal, and (2) used as a feedstock for the manufacture of coke.) The bill modifies the tax credit for steel industry fuel to: extend the credit period and the placed-in-service date, revise the definition of "steel industry fuel" to allow blends of coal and petroleum coke or other coke feedstock in the fuel, set forth ownership requirements, and specify requirements for treating an owner as producing and selling steel industry fuel. A taxpayer that produces steel industry fuel may elect to accept an increased tax credit in lieu of certain deductions for expenses in connection with the production of steel industry fuel. The bill specifies the treatment of the credit for the purpose of the alternative minimum tax. It also exempts transactions related to steel industry fuel from rules that restrict deductions and other tax benefits for activities that are not engaged in for profit or that do not have economic substance.