Q: This method involves stapling your booklet against a soft material, then manually pushing the staples down against the booklet. You may use corrugated cardboard, foam, or any other material soft enough for the staples to dig into without attaching. Only use material you don't mind damaging. If you have a large number of booklets to staple, you'll probably prefer the Specialized Stapler method. If you don't have any suitable material and your booklet is thin, try the Two Books method. Make sure all the pages are in order and aligned with each other. The outside cover should be visible, not the inner pages, or you will have more trouble folding the booklet after stapling. Grasp the upper arm near the joint, not next to the staple-deploying head. Use your other hand to hold down the base, and pull up on the arm. The two sections of the stapler should swing apart. The center of the booklet should receive 24 evenly spaced staples to form the spine, depending on how large the booklet is and how sturdy you would like it to be. Each staple should run in the same direction as the spine (vertical when the finished booklet is held for reading), so you can fold the sheets of paper in half around the staples without tearing them. Align your stapler head according to these guidelines. Because you are stapling the paper against corrugated cardboard or other soft material, you may not hear the distinctive stapler sound you're used to. Push down firmly, then release and pick up the stapler. Most likely, the staple is partially attached to the cardboard beneath. Lifting the booklet slowly and gently should pull the two prongs of the staple out of the cardboard, but you may need to bend the staple straight with your finger before pulling. If the staple is firmly attached to the material, the material is too thin to use for this purpose. Detach the staple with a staple remover, then try again with thicker, corrugated cardboard. After detaching the staple from the material beneath, you should see the two prongs poking through the paper, but not folded down. Fold these down toward each other along the spine's length. You may use your fingers, approaching carefully from the side to avoid the sharp point, or lay the paper flat and gently hammer them down with any hard object. Place the booklet over the cardboard again and align the stapler head over the next portion of the spine to be stapled. Try to line up the staples as evenly as possible.
A: Put down a layer of corrugated cardboard or other protective material. Place your booklet face down over the cardboard. Pull the two arms of the stapler apart. Align the stapler head over the booklet's center. Push down on the stapler head to deploy the staple. Lift the booklet carefully and inspect the staple. Push the staple prongs down over the paper. Repeat with remaining staples.

Q: Because group coverage is provided for many people through an organization, insurance companies are ultimately able to save money. Accordingly, you are more likely to receive comprehensive (or full) coverage than if you purchase as an individual on the open market. You are also likely to pay a lower premium than you would by purchasing individual insurance. One negative about purchasing insurance through an employer is that the employer probably makes various decisions about the scope of coverage. For example, the employer may want to only allow you to access physicians within one provider network. Your HR rep will guide you through the paperwork of joining a company insurance plan. Your company will generally offer several different plans from at least one, perhaps several, insurance carriers. In filling out your application, you may need information pertaining to: Your previous insurance plan Any enrolling eligible dependents Any serious illnesses Many companies offer health insurance plans for full-time employees. You can also use these plans to cover an entire family, though you'll have to pay some monthly fees based on the plan that you choose and the number of people you are covering. Companies typically offer these types of plans. Health Maintenance Organizations, or HMOs, are the least expensive option. In this type of health plan, you have a primary care physician who takes care of all health issues and refers you to a specialist when necessary. Preferred Provider Organizations, or PPOs, are more expensive, but give you more freedom in your choice of doctor. You are able to see any doctor within the organization without a referral. Point of Service, or POS, plans offer discounted rates for providers that are within a network, but you are free to pay higher rates to see a doctor outside of the network. You should complete the application and turn it in to HR in a timely fashion. Keep a copy for your records in case HR loses the application. After you submit your application to Human Resources, you should be notified promptly of your acceptance. However, your employer may have certain enrollment periods which limit when you can pick up coverage. Pay attention to when coverage begins. If accepted, look for your enrollment date, which is the date that you can start using your health care insurance to pay for medical expenses such as doctor visits. The enrollment date can sometimes be several weeks after you are approved. If you are laid off from your job, then you still have the option of carrying your insurance. The Consolidated Omnibus Budget Reconciliation Act, or COBRA, allows individuals to continue an insurance plan after losing health insurance. While you will receive the same coverage, you will be responsible for the full payment of the insurance premiums. If you are leaving a job, your company will give you information about COBRA. Alternately, the ACA marketplace also offers insurance enrollment if you have left or been laid off from a job. Insurance through the marketplace is likely much cheaper than COBRA.
A: Understand the benefits of group coverage. Contact Human Resources. Compare plan options. Fill out an application. Receive your health insurance card. Consider COBRA for temporary insurance.

Q: You want to protect yourself from an artist who steals another person's work but presents it to you as original. In that situation, you could be sued for copyright infringement. For example, you could include this covenant: "Artist covenants that he/she has the sole right to record such original songs without any restrictions whatsoever. Artist further warrants that he/she has not entered into any written, oral, or other binding agreement of any kind prior to recording such songs on behalf of the record company." By agreeing to this provision, the artist agrees not to sue you for any misunderstandings in the agreement. Obviously, including this provision won't entirely prevent lawsuits. However, it can be helpful to have. You might write: "Artist agrees and warrants to hold the record company 'completely and totally harmless' from lawsuits, and litigation of any kind whatsoever, that might proceed from any misunderstandings spelled out or not spelled out in this agreement." You can agree to arbitrate any disputes that arise under this contract. Arbitration is like a trial except it is private. You present your case to an arbitrator instead of a judge. Alternately, you could include a provision that you will mediate any dispute with the help of a mediator. "If a disagreement does arise, then the parties have agreed in this contract to seek binding arbitration for their differences outside the bounds of a lawsuit and before an arbitration panel made up of people within the music community who understand the legal aspects of each and every facet of this agreement." Many young artists have stars in their eyes and imagine that fame and wealth are automatically guaranteed because they have signed a recording contract. You can include some provisions which explain to the artist that the music industry is risky. For example, you could have the artist promise to the following: "The artist covenants that he/she is not basing a decision to record on any intangible or fraudulent promises, dreams, or incentives given him/her by the producers, company, or management firm. It is the reality of the music business that the artist is taking a chance at recording and may or may not ever be signed to a major label in the future." Also, you can have the artist warrant that no one is guaranteed success: "The artist understands and warrants that no one can guarantee 'superstardom' in the music industry. Only a small percentage of acts signed to the major labels go on to achieve superstardom." For extra emphasis, you can set these provisions off in bold type.
A:
Include a covenant that the artist's work is original. Add an indemnity provision. Insert a dispute resolution clause. Include provisions that explain the music industry is risky.