You will be given a trivia clue, and the category it belongs to. You should answer with the best answer that belongs in the category and is described by the clue. For consistency, answers should be in all lower cased letters.

Category: SHRED THIS!
Clue: Henry Perky turned out his first batch of this cereal in 1892; in 1928 Nabisco bought his company
shredded wheat

Category: INSURANCE
Clue: It's a payment on an insurance policy or a ranking, especially for a brand of saltine
premium

Category: SWIMMERS
Clue: These fish that sound like players of a pub game are named for the way they zip around the stream bottom
darters