IN: High fees and aggressive marketing have been cited as problems with reverse mortgages . Under the new law , fees will be capped at 2 percent of the first $ 200,000 borrowed and 1 percent on the balance , with a maximum of $ 6,000 in fees . In addition , the law prevents lenders from requiring borrowers to purchase insurance , annuities , or other products as a condition for getting a reverse mortgage . Lenders are also prohibited from working with other professionals who are trying to sell seniors financial products as part of the lending process .
What may have happened before the new law regarding reverse mortgages ?
OPTIONS:
- Home owners were at advantage with low costs
- Lenders were unfair to the home owners .
- Lenders capped fees at 2 percent .
- None of the above choices .

OUT: Lenders were unfair to the home owners .

IN: We are legitimate and reputable company from Uk , London we have all brands of Mobile Phones , Apple Iphones , Ipods , xbox 360 , Sidekicks , Nextels phone , Laptops for sell at cheap and affordable prices . ORDER INFORMATION : Minimum Order : 1 - 5 units Payment Method : Western Union and Money Gram Shipping Method : FedEx and UPS . Delivery Time : 48 Hours Delivery To Your Door Step .
How many days after placing an order should you receive the products ?
OPTIONS:
- You should receive the products in about ten days .
- You should receive the products in about one week .
- You should receive the products in a few days .
- You should receive the products in about three weeks .

OUT: You should receive the products in a few days .

IN: So hopefully we can get something figured out that will get me back into my formerly grooving state . I have been meaning to post this all week , but have been too tired when I got home from work to do so . Maybe by this weekend I 'll have my pictures up and so forth so you can all be jealous of the gorgeous sunsets I was privy to on my northern vaycay . I will have to say , it was really nice to get out of town for a little while , and I could n't have had better company .
what may happen before the Northern vacation ?
OPTIONS:
- I had the vacation planned out
- I would send out posts all week
- I would insight jealousy among my readers
- I would be out of town

OUT:
I had the vacation planned out