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Jay, I looked over the info you forwarded but have decided to just buy two mutual funds. Unless you have a better suggestion, buy APGCX and MCGTX. And I really mean it when I say if you have a better suggestion let me know. It looks like the transfers worked properly. But are the automatic purchases of mutual funds in place? I don't see the activity on the web page. Lastly, and I think this is just administrative stuff, Kristi's Roth IRA does not show up on the web or on the statements we receive in the mail. Thanks. DG

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Accounts