In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

[EX Q]: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Coastal Zone Protection Act of
1996''.

SEC. 2. FINANCIAL ASSISTANCE FOR DEVELOPMENT OF STATE COASTAL PROGRAMS.

(a) Reauthorization of Program.--Section 305(a) of the Coastal Zone
Management Act of 1972 (16 U.S.C. 1454(a)) is amended--
(1) by striking ''1991, 1992, and 1993'' and inserting ''1997,
1998, and 1999''; and
(2) by striking ''two'' and inserting ''four''.
(b) Termination of Program.--
(1) In general.--Section 305 of the Coastal Zone Management Act
of 1972 (16 U.S.C. 1454) is amended--
(A) by striking subsection (a);
(B) by striking ''(b)''; and
(C) by amending the heading to read as follows:

''submittal of state program for approval''.

(2) Conforming amendments.--Section 308(b)(2)(B) of the Coastal
Zone Management Act of 1972 (16 U.S.C. 1457(b)(2)(B)) is amended--
(A) in clause (iv) by adding ''and'' after the semicolon;
(B) by striking clause (v); and
(C) by redesignating clause (vi) as clause (v).
(3) Effective date.--This subsection shall take effect on
October 1, 1999.

SEC. 3. IMPLEMENTATION ASSISTANCE FOR COASTAL ZONE ENHANCEMENT.

Section 309(b) of the Coastal Zone Management Act of 1972 (16
U.S.C. 1456b(b)) is amended--
(1) by inserting ''(1)'' before ''Subject to''; and
(2) by adding at the end the following new paragraph:
''(2)(A) In addition to any amounts provided under section 306, and
subject to the availability of appropriations, the Secretary may make
grants under this subsection to States for implementing program changes
approved by the Secretary in accordance with section 306(e).
''(B) Grants under this paragraph to implement a program change may
not be made in any fiscal year after the second fiscal year that begins
after the approval of that change by the Secretary.''.

SEC. 4. AUTHORIZATION OF APPROPRIATIONS FOR GRANTS.

Section 318 of the Coastal Zone Management Act of 1972 (16 U.S.C.
1464) is amended--
(1) by striking ''Sec. 318.'' and all that follows through
subsection (a) and inserting the following:
''Sec. 318. (a) There are authorized to be appropriated to the
Secretary, to remain available until expended--
''(1) for grants under sections 306, 306A, and 309--
''(A) $47,600,000 for fiscal year 1997;
''(B) $49,000,000 for fiscal year 1998; and
''(C) $50,500,000 for fiscal year 1999; and
''(2) for grants under section 315--
''(A) $4,400,000 for fiscal year 1997;
''(B) $4,500,000 for fiscal year 1998; and
''(C) $4,600,000 for fiscal year 1999.'';
(2) by striking subsection (b); and
(3) by redesignating subsections (c) and (d) in order as
subsections (b) and (c).

SEC. 5. COASTAL ZONE MANAGEMENT FUND.

(a) Authorization for Administrative Expenses.--Section
308(b)(2)(A) of the Coastal Zone Management Act of 1972 (16 U.S.C.
1456a(b)(2)(A)) is amended to read as follows:
''(A) Expenses incident to the administration of this title, in
an amount not to exceed for each of fiscal years 1997, 1998, and
1999 the higher of--
''(i) $4,000,000; or
''(ii) 8 percent of the total amount appropriated under
this title for the fiscal year.''.
(b) Authorization for Program Development Grants.--Section
308(b)(2)(B)(v) of the Coastal Zone Management Act of 1972 (16 U.S.C.
1456a(b)(2)(B)(v)) is amended to read as follows:
''(v) program development grants as authorized by section
305, in an amount not to exceed $200,000 for each of fiscal
years 1997, 1998, and 1999; and''.

SEC. 6. MATCHING REQUIREMENT.

Section 315(e)(3) of the Coastal Zone Management Act of 1972 (16
U.S.C. 1461(e)(3)) is amended by adding at the end the following new
subparagraph:
''(C) Notwithstanding subparagraphs (A) and (B), financial
assistance under this subsection provided from amounts recovered as a
result of damage to natural resources located in the coastal zone may
be used to pay 100 percent of the costs of activities carried out with
the assistance.''.

SEC. 7. AQUACULTURE IN THE COASTAL ZONE.

The Coastal Zone Management Act of 1972 is amended--
(1) in section 306A(b) (16 U.S.C. 1455a(b)) by adding at the
end of the following:
''(4) The development of a coordinated process among State
agencies to regulate and issue permits for aquaculture facilities
in the coastal zone.''; and
(2) in section 309(a) (16 U.S.C. 1456b(a)) by adding at the end
the following:
''(9) Adoption of procedures and policies to evaluate and
facilitate the siting of public and private aquaculture facilities
in the coastal zone, which will enable States to formulate,
administer, and implement strategic plans for marine
aquaculture.''.

SEC. 8. APPEALS TO THE SECRETARY.

The Coastal Zone Management Act of 1972 is amended by adding at the
end the following new section:

''appeals to the secretary

''Sec. 319. (a) Notice.--The Secretary shall publish in the Federal
Register a notice indicating when the decision record has been closed
on any appeal to the Secretary taken from a consistency determination
under section 307(c) or (d). No later than 90 days after the date of
publication of this notice, the Secretary shall--
''(1) issue a final decision in the appeal; or
''(2) publish a notice in the Federal Register detailing why a
decision cannot be issued within the 90-day period.
''(b) Deadline.--In the case where the Secretary publishes a notice
under subsection (a)(2), the Secretary shall issue a decision in any
appeal filed under section 307 no later than 45 days after the date of
the publication of the notice.
''(c) Application.--This section applies to appeals initiated by
the Secretary and appeals filed by an applicant.''.

Speaker of the House of Representatives.

Vice President of the United States and
President of the Senate.
[EX A]: Coastal Zone Protection Act of 1996 - Amends the Coastal Zone Management Act of 1972 to authorize annual grants to States to develop coastal zone management programs. Limits each State to four (currently, two) grants. Terminates the grant program after FY 1999. Authorizes grants to States to implement program changes. Authorizes appropriations for: (1) administering State management programs; (2) resource management improvement grants; (3) coastal zone enhancement grants; (4) grants under the National Estuarine Research Reserve System; (5) expenses incidental to the administration of the Act; and (6) such program development grants. Allows grants (relating to national estuarine reserves or educational or interpretive activities) provided from amounts recovered as a result of damage to coastal zone natural resources to be used to pay 100 percent of the costs of the activities carried out with the grants. Allows resource management improvement grants to be used for the development of a coordinated process among State agencies to regulate and issue permits for coastal zone aquaculture facilities. Allows coastal zone enhancement grants to be used to evaluate and facilitate the siting of public and private coastal zone aquaculture facilities. Establishes consistency determination appeal procedures.

[EX Q]: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Year 2000 Act''.

SEC. 2. FINDINGS.

The Congress makes the following findings:
(1) Electronic data exchanges are used extensively to
transfer information between computer systems. Federal agencies
now depend on electronic data exchanges to execute programs and
facilitate commerce. Consequently, as computer systems are
converted to process Year 2000 dates, the associated data
exchanges must also be made Year 2000 compliant.
(2) The testing and implementation of new data exchanges
must be closely coordinated with exchange partners to be
completed effectively. If Year 2000 data exchanges do not
function properly, data will not be exchanged between systems,
or invalid data could cause receiving computer systems to
malfunction or produce inaccurate computations.
(3) The United States 381,000 small manufacturers
contribute more than half of the country's total value in
manufacturing. However, as of 1997, 88 percent of all companies
with fewer than 2,000 employees had not yet started Year 2000
remediation projects.
(4) As small manufacturers are an integral part of the
business supply chain, it is imperative that their computer
systems are Year 2000 compliant to prevent disruption to the
country's manufacturing base.
(5) The economic well being of the United States is
interdependent with the economic well being of other nations of
the world. There is very little information on the level of
Year 2000 preparedness by other countries and the potential
impact on the United States economy. Therefore, to prevent
economic disruption in the United States, the Year 2000
computer problem must be addressed on a global scale.
(6) Consumer awareness of the potential and extent of
failure of computer hardware, software, and embedded microchips
found in many consumer products resulting from the Year 2000
problem is small.
(7) Currently, there is no information to guide consumers
in the purchase of Year 2000 compliant consumer goods or to
ensure that their existing goods are Year 2000 complaint.

SEC. 3. DEFINITIONS.

For purposes of this Act--
(1) the term ''end-to-end testing'' means testing data
exchange software with respect to--
(A) the initiation of the exchange by sending
computers;
(B) transmission through intermediate
communications software and hardware; and
(C) receipt and acceptance by receiving computers;
(2) the term ''small and medium-sized businesses'' means
businesses with less than 500 employees;
(3) the term ''Year 2000 compliant'' means, with respect to
information technology, that the information technology
accurately processes (including calculating, comparing, and
sequencing) date and time data from, into, and between the 20th
and 21st centuries and the years 1999 and 2000, and leap year
calculations, to the extent that other information technology
properly exchanges date and time data with it; and
(4) the term ''Year 2000 computer problem'' means the
potential problems that might be encountered in any level of
computer hardware and software from microcode to application
programs, files, and databases that need to correctly interpret
year date data represented in 2-digit-year format.

SEC. 4. FEDERAL AGENCY ACTIONS.

To ensure that all computer operations and processing can be
provided without interruption by Federal agencies after December 31,
1999, the head of each Federal agency shall--
(1) take actions necessary to ensure that all systems and
hardware administered by the agency are Year 2000 compliant, to
the extent necessary to ensure that no significant disruption
of the operations of the agency or of the agency's data
exchange partners occurs, including--
(A) establishing, before March 1, 1999, schedules
for testing and implementing new data exchange formats
for completing all data exchange corrections, which may
include national test days for end-to-end testing of
critical processes and associated data exchanges
affecting Federal, State, and local governments;
(B) notifying data exchange partners of the
implications to the agency and the exchange partners if
they do not make appropriate date conversion
corrections in time to meet the Federal schedule for
implementing and testing Year 2000 compliant data
exchange processes;
(C) giving priority to installing filters necessary
to prevent the corruption of mission-critical systems
from data exchanges with noncompliant systems; and
(D) developing and implementing, as part of the
agency's continuity and contingency planning efforts,
specific provisions for data exchanges that may fail,
including strategies to mitigate operational
disruptions if data exchange partners do not make
timely date conversion corrections;
(2) beginning not later than 30 days after the date of the
enactment of this Act, convene meetings at least quarterly with
representatives of the agency's data exchange partners to
assess implementation progress; and
(3) after each meeting convened pursuant to paragraph (2),
transmit to the Congress a report summarizing--
(A) the results of that meeting; and
(B) the status of the agency's completion of key
data exchange corrections, including the extent of data
exchange inventoried, an assessment of data exchange
formats agreed to with data exchange partners, testing
and implementation schedules, and testing and
implementation completed.

SEC. 5. ASSISTANCE FOR SMALL AND MEDIUM-SIZED BUSINESSES.

To ensure that the Nation's small and medium-sized businesses are
prepared to meet the Year 2000 computer problem challenge, the National
Institute of Standards and Technology, in conjunction with the Small
Business Administration, shall develop a Year 2000 compliance outreach
program to assist small and medium-sized businesses. Such program shall
include--
(1) the development of a Year 2000 self-assessment
checklist;
(2) an explanation of the Year 2000 computer problem and an
identification of best practices for resolving the problem;
(3) a list of Federal Government Year 2000 information
resources; and
(4) a list of Year 2000 compliant products provided by the
General Services Administration.

SEC. 6. INTERNATIONAL ASSESSMENT.

Within 6 months after the date of the enactment of this Act, the
Under Secretary of Commerce for Technology, in conjunction with other
relevant Federal agencies, shall transmit to the Congress a report
assessing the international implications of the Year 2000 computer
problem. Such report shall include--
(1) an assessment of Year 2000 compliance by the United
States major trading partners;
(2) a description of efforts by the United States to share
best practices with other countries;
(3) the economic implications on world trade and the United
States economy of the Year 2000 computer problem, including an
identification of impacted United States industrial sectors and
Federal agencies; and
(4) a summary of participation by Federal agencies in
international fora addressing the Year 2000 computer problem.

SEC. 7. CONSUMER AWARENESS.

To ensure that the Nation's consumers are aware of and prepared to
meet the Year 2000 computer problem challenge, the Under Secretary of
Commerce for Technology shall develop a Year 2000 consumer awareness
program to assist the public in becoming aware of the implications of
the Year 2000 computer problem. Such program shall include--
(1) the development of a Year 2000 self-assessment
checklist;
(2) a list of Federal Government Year 2000 computer problem
information resources;
(3) a list of Year 2000 compliant products provided by the
General Services Administration;
(4) a series of public awareness announcements or seminars
on the impact of the Year 2000 computer problem on consumer
products and services; and
(5) a series of public awareness announcements or seminars
on the potential effect that the Year 2000 computer problem
could have on the provision of services by the Federal
Government to the public, and the progress made in resolving
the problem by the Federal agencies providing those services.
[EX A]: Year 2000 Act - Requires the head of each Federal agency to: (1) take actions necessary to ensure that all systems and hardware administered by the agency are Year 2000 compliant to the extent necessary to ensure that no significant disruption of the agency's operations or data exchange partners occurs; and (2) convene, at least quarterly, and report to the Congress on, meetings with representatives of the agency's data exchange partners to assess implementation progress.
Directs the National Institute of Standards and Technology, in conjunction with the Small Business Administration, to develop a Year 2000 compliance outreach program to assist the Nation's small and medium-sized businesses to ensure that such businesses are prepared to meet the Year 2000 computer problem (Y2K problem) challenge.
Requires the Under Secretary of Commerce for Technology: (1) in conjunction with other relevant Federal agencies, to transmit to the Congress a report assessing the international implications of the Year 2000 computer problem; and (2) to develop a Year 2000 consumer awareness program to assist the public in becoming aware of the implications of such problem.

[EX Q]: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Life Insurance Fairness for
Travelers Act of 2005''.

SEC. 2. AMENDMENTS TO TRIA.

The Terrorism Risk Insurance Act of 2002 (Public Law 107-297; 116
Stat. 2322) is amended by adding at the end the following new title:

''TITLE IV--FAIRNESS FOR LIFE INSURANCE PURCHASERS

''SEC. 401. CONGRESSIONAL FINDINGS AND PURPOSES.

''(a) Findings.--The Congress finds that--
''(1) life insurance companies are increasingly using the
future plans of Americans to engage in lawful foreign travel as
a reason to either deny persons life insurance or to charge
premiums that are not commensurate with the risk of such
travel; and
''(2) that such denials of insurance and disproportionate
premiums may deter Americans from purchasing insurance that
they and their families may need.
''(b) Purpose.--The purpose of this title is to establish uniform
rules relating to the use of foreign travel as a factor in setting life
insurance eligibility and rating.

''SEC. 402. PROHIBITION AGAINST DISCRIMINATION IN LIFE INSURANCE
POLICIES BASED ON FUTURE FOREIGN TRAVEL PLANS.

''(a) In General.--It shall be unlawful for any insurer to deny any
person life insurance, or to otherwise discriminate in the issuance,
cancellation, amount of coverage, or conditions of life insurance,
based upon the intent of such person to engage in future lawful foreign
travel.
''(b) Insurance Rates.--It shall be unlawful for any insurer to
charge rates for life insurance which are excessive or unfairly
discriminatory in relation to the actuarial risk associated with future
lawful foreign travel of such person.

''SEC. 403. ADMINISTRATIVE ENFORCEMENT.

''(a) State Enforcement.--In addition to such other remedies as are
provided under State law, the chief law enforcement officer of a State,
or an official or agency designated by a State, may bring an action to
enjoin any person who has violated or is violating this title.
''(b) Enforcement by the Secretary.--The Secretary shall enforce
this Act in any State that the Secretary determines does not have a
comparable State law or a law that the Secretary has determined is not
inconsistent under section 405.

''SEC. 404. EFFECT ON STATE LAWS.

''(a) In General.--This title does not annul, alter, or affect, or
exempt any insurer subject to the provisions of this title from
complying with the laws of any State with respect to the use of
prospective lawful foreign travel for the purposes of underwriting or
rating life insurance except to the extent that such laws are
inconsistent with any provision of this title and then only to the
extent of the inconsistency. The Secretary is authorized to determine
whether such inconsistencies exist. The Secretary may not determine
that any State law is inconsistent with any provision of this title if
the Secretary determines that such law gives greater protection to the
insured.
''(b) State Exemptions.--The Secretary shall, by regulation, exempt
from the requirements of this title any class of insurance transactions
within any State if the Secretary determines that under the law of that
State that class of transaction is subject to requirements
substantially similar to those imposed under this title or that such
law gives greater protection to the consumer, and that there is
adequate provision for enforcement.

''SEC. 405. DEFINITIONS.

''In this title, the following definitions shall apply:
''(1) Insurer.--The term 'insurer' means any entity,
including any affiliate thereof, that is licensed or admitted
to engage in the business of providing life insurance in any
State.
''(2) Insured.--The term 'insured' means any natural person
who purchases, or attempts to purchase, life insurance.
''(3) Life insurance.--
''(A) In general.--The term 'life insurance' means
insurance for which the probabilities of the duration
of human life or the rate of mortality are an element
or condition of insurance.
''(B) Included insurance.--Such term includes the
granting of--
''(i) endowment benefits;
''(ii) additional benefits in the event of
death by accident or accidental means;
''(iii) disability income benefits;
''(iv) additional disability benefits that
operate to safeguard the contract from lapse or
to provide a special surrender value, or
special benefit in the event of total and
permanent disability;
''(v) benefits that provide payment or
reimbursement for long-term home health care,
or long-term care in a nursing home or other
related facility;
''(vi) burial insurance; and
''(vii) optional modes of settlement of
proceeds of life insurance.
''(C) Exclusions.--Such term does not include
property and casualty insurance, health insurance or
workers compensation insurance.
''(4) Secretary.--The term 'Secretary' means the Secretary
of the Treasury.

''SEC. 406. REGULATIONS.

'' The Secretary shall issue regulations to carry out the purposes
of this title.

''SEC. 407. APPLICABILITY.

''This title shall apply to any policy for life insurance coverage
issued, renewed, altered, or modified or canceled after the expiration
of the 6-month period beginning on the date of the enactment of the
Life Insurance Fairness for Travelers Act of 2005.''.

SEC. 3. TIMING OF REGULATIONS.

The Secretary of the Treasury shall issue the regulations required
by section 406 of the Terrorism Risk Insurance Act of 2002, as added by
section 2 of this Act, not later than the expiration of the 6-month
period beginning on the date of the enactment of this Act.

SEC. 4. TECHNICAL AMENDMENT.

The table of contents in section 1(b) of the Terrorism Risk
Insurance Act of 2002 (15 U.S.C. 6701 note) is amended by adding at the
end the following new items:

''TITLE IV--FAIRNESS FOR LIFE INSURANCE PURCHASERS

''Sec. 401. Congressional findings and purposes.
''Sec. 402. Prohibition against discrimination in life insurance
policies based on future foreign travel
plans.
''Sec. 403. Administrative enforcement.
''Sec. 404. Effect on State laws.
''Sec. 405. Definitions.
''Sec. 406. Regulations.
''Sec. 407. Applicability.''.
[EX A]:
Life Insurance Fairness for Travelers Act of 2005 - Amends the Terrorism Risk Insurance Act of 2002 to make it unlawful for any insurer to: (1) deny any person life insurance, or to otherwise discriminate in the issuance, cancellation, amount of coverage, or conditions of life insurance, based upon the person's intent to engage in future lawful foreign travel; and (2) charge rates for life insurance which are excessive or unfairly discriminatory in relation to the actuarial risk associated with future lawful foreign travel of such person.

Provides for administrative enforcement of this Act by either: (1) the chief law enforcement officer of a state, or an official or agency designated by a state; or (2) the Secretary of the Treasury.