Problem: While we were walking around the mall these two guys ask us over and they want to sell us a phone but since my sister just bought the DS and my mom has no money we did n't buy them . They were all trying to convince my sister and I said , ' He 'll give you his number if you buy me a phone ! ' HAHA .

Why would some be offended at the sales man 's tactics ?

A: It is sexist .

Problem: Tyler invited us to float the Buffalo River with him on Saturday . We got a late start and the tubes had all been rented , so we snagged some inflatable rafts from Wal - Mart . We floated in style , man .

Why might we have gotten a late start to our day ?

A: We probably did n't get up early since it was a Saturday .

Problem: The checks & balances kept banks solvent and borrowers responsible . Although this approach worked , some cried foul stating that the regulated system was racist and discriminatory - and there certainly was some truth to this . Skipping forward to the present , banks made a bundle on mortgages over the past five or six years . For the most part , they allowed their underwriting criteria to be stretched so far out of alignment that almost anyone could and indeed did , qualify for a mortgage despite their ability to pay .

What topic is the narrator discussing ?

A:
They are discussing the intersection of finance and politics .