Article: to any branch of your bank. If you hold an open account of any type with a bank, they will cash a valid check for you. However, when you cash a check in person, you may be required to show a valid photo I.D. Driver's licenses and passports are usually the best choices. In some cases, military or school I.D.s may be accepted. Many banks prefer that you have your bank debit card with you as well. If you do not have your debit card, you may be required to fill in additional forms to cash your check. Contact the bank branch with any questions about their I.D. requirements. You won't be required to show a photo I.D. if you cash the check at an ATM or via your smartphone. This is the easiest method for getting the money you have earned quickly and safely. Show the teller your I.D. or hand them your debit card, if requested. Never sign the back of the check before you arrive at the bank; instead, do it in front of the teller as you cash it for ultimate security. Some banks may require you to deposit the check to your account rather than cash it. This is more likely if the check you are trying to cash is written on an account from another bank. If you need cash right away and already have sufficient funds in your bank account, you can deposit the check, then immediately make a withdrawal in the amount you need. If the bank on which the check is drawn refuses to pay your bank in other words, the check "bounces" your bank will reimburse itself from your bank account. Banks will also usually charge a fee for the trouble of dealing with a returned check. Modern ATMs (Automated Teller Machines) make it easy to insert and deposit paper checks to your account. Depending on your bank, the funds may be available immediately, or you may need to wait up to three days for the cash to go through. But, if you already have sufficient funds in your account, you can just withdraw the amount you need in the meantime. Insert your debit card Type in your PIN and press Enter Select "Deposit Check" Insert the check into the check deposit slot Confirm the amount on the check Withdraw the money you need from the ATM. Many banks now allow you to deposit checks into your account using a smartphone. The process may vary between banks, but it usually involves downloading the bank's app and using your smartphone camera to take a photo of your check. Make sure to follow all the directions in the app. Endorse the check, then take clear, well-lit photographs of its front and back sides. Keep the check until you receive confirmation that it has been deposited, then destroy it. Once the check clears, though, you will have to leave the house to withdraw the money you deposited from an ATM or bank branch.
What is a summary of what this article is about?
Bring a valid photo I.D. Cash your check with your bank teller. Deposit the check, then withdraw cash from your account, if necessary. Deposit your check at one of your bank's ATMs. Use a mobile banking app to deposit the check.