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How to insure your engagement ring
Find a local jeweler to do an appraisal.
Nearly all independent jewelers will offer appraisal services. Ask friends and family for recommendations, search for listings of accredited and certified jewelry appraisers in your area, or simply look for online reviews to find a jeweler that is well respected and professional.
Nearly any appraisal services will be done for a small fee. Usually, the fee will be under $50, but it can vary depending on the ring and the area where you live.