Problem: Article: Grip the wire in the jaws of a wire stripper and close the handles together. Pull the stripper toward the end of the wire to cut off the insulation covering the copper wires. Be sure to strip 12 inch (1.3cm) of insulation from each end of the wire. Repeat the process with all of the other wires you're connecting to your amp. Be careful not to cut or damage any of the wires, or else you may need to feed new ones through your vehicle. Locate the power input terminal on the back of the amp, which is usually labeled "+" or "12 V Power." Push the exposed end of the cable into the terminal and tighten the screw so it doesn't fall out. Give the cable a light tug to make sure it stays in place. Make sure none of the exposed wire sticks out from the amp since it could create a fire hazard. Look for a black cable in your installation kit used for grounding the amp. Push the exposed end of the cable into the terminal labeled "Ground" and tighten the screw with a screwdriver. Tug the cable lightly to make sure it doesn't pull out of the terminal. The ground cable will allow the current to travel through the amp so it doesn't shock you when you use it. Locate the terminal on the back of the amp that says "Remote" or "Turn-on" for the blue wire. Place the end of the blue wire into the terminal and screw it down so you can't pull the wire out. Make sure none of the exposed wires sticks out from the terminal. Search for the input ports that have red and white circles around them to use for the RCA cable. Connect the red RCA lead to the red port and the white lead to the white port. Push the leads in as far as they can go to ensure they have a solid connection. Locate the small ports on the side or back of the amp labeled "L" and "R." Plug any speakers that are on the left side of your vehicle into the speaker ports labeled "L" and the speakers on the right in the "R" ports. Tighten the screws on the ports so they hold the speaker wires securely. There may be separate speaker ports for front and rear speakers, but it can vary depending on the amp.
Summary: Strip 12in (1.3cm) off the ends of every wire you ran. Push the power cable into the 12 V input on the amp. Secure an end of the black ground cable to the ground port. Attach the blue wire to the remote input port of the amplifier. Plug in the RCA cable to the amp's red and white inputs. Feed the speaker wires into the input pins on the back of the amp.

Problem: Article: Under a Chapter 7 bankruptcy, your non-exempt assets are liquidated to pay back all or a portion of your outstanding debt. Non-exempt assets include musical instruments, expensive clothing or jewelry, expensive furniture or appliances, and any additional vehicles beyond a single car. As much of your debt is paid back to your creditors as a result of the liquidation of your assets, Chapter 7 bankruptcy will not require you to make monthly payments back to your creditors, freeing up your income for necessary purchases. However, this also tends to prevent you from being to pay cash out-of-pocket for a car, as expendable cash would have been seized as non-exempt assets, making obtaining a loan necessary for the purchase of a car. Unlike Chapter 13 bankruptcy which takes many years to finish, Chapter 7 bankruptcies are usually discharged in three to four months. It is very difficult and sometimes impossible to get a loan before a Chapter 7 bankruptcy is discharged. It is wise to wait until the process is complete before attempting. This can be a lot more difficult to achieve under Chapter 7 bankruptcy than Chapter 13 bankruptcy. While bankruptcy laws from state-to-state and the terms of individual bankruptcy cases vary, almost all assets held in bank accounts are liquidated to pay back creditors under Chapter 7. However, if you have been able to keep a sizable amount of cash from being seized during your bankruptcy process, it may be possible to purchase a car outright, with cash, while under Chapter 7. It is important to note that at least one car, especially if that vehicle is used to get to and from work, will fall under a "motor vehicle exemption" under the majority of state bankruptcy laws- allowing you to keep a car you already own. With this being the case, it may be wise to purchase the vehicle with cash prior to filing for Chapter 7 bankruptcy. If you absolutely need to make a purchase during your bankruptcy period, inform your trustee of your plans. The trustee will likely need to approve any potential purchase, so it is important to work with them rather than behind their back. You will likely not be able to purchase a car under Chapter 7 bankruptcy until you have acquired a bankruptcy discharge notification. This ensures future creditors that, despite your past financial troubles, you have done everything required of you to pay back your outstanding debts as they are outlined your bankruptcy proceedings. If you have not obtained discharge yet, you will likely need paperwork from your trustee approving you to receive a loan. Financing will be available while you are in Chapter 7, but it will be expensive. Most dealers will require at least $1,000 as a down payment, but usually require more. There are many car dealers specializing in making loans to people with bad credit, no credit and even those who have declared bankruptcy. Look online or in local advertisements to find a car dealer who specializes in finding financing for people with credit troubles. Always shop around for as many options as possible. Clearly explain your bankruptcy situation to a lender, being open and clear about your financial difficulties and the reason for them can make them more likely to approve a loan. Visiting institutions (like a bank or credit union) with which you have prior relationships is an important place to start. These institutions have previous records of your payment history, and if you generally have good credit behavior or they see that your bankruptcy was due to a factor beyond your control (like job loss or medical emergency), they may be willing to lend. You can also get a loan with the help of a family member or friend, either as a cosigner or as a personal loan. However, be advised that this makes that person legally responsible for your debt should you fail to make payments. Having filed for bankruptcy, lenders will view you as someone who has proven the capacity to live well beyond his or her means. Because of this, it is critical to select a reasonable car that you can afford before approaching a lender for financing. If possible, it may be wise to approach a friend, family member or trusted acquaintance who would be willing to sign for a car loan on your behalf and arrange a payment schedule with that individual. This will help to reduce the stress of putting forward a high down payment or paying higher interest rates on monthly car payments. Your car loan will likely have an interest rate that is higher than traditional loans. This will drastically increase the monthly payments you will owe to the dealership or independent lender. Interest rates may be as high as 15-20%.
Summary: Know the parameters of Chapter 7 bankruptcy. Consider waiting until you have received your bankruptcy discharge. Examine the feasibility of buying a car with cash. Discuss your plans with your trustee. Obtain the necessary paperwork. Prepare to make a large down payment. Find a lender. Choose an affordable car. Expect a higher interest rate.

Problem: Article: Sometimes, studying on your own can be difficultthere are distractions, questions that seem to have no answer, and times when you just need the support of your peers. A Google search for "CPA study groups" is a good place to look. Check out accounting forums to find people in your area who are looking to form study groups for the exam. Social media sites such as LinkedIn and Facebook offer connections to study groups. Log in, and in the search field, enter "CPA" and you'll see a list of all CPA-related groups. Most CPA exam prep providers also host online study groups, and links to other candidates in your area.
Summary:
Choose a study group. Look online.