Read the following article and select the best answer. Article: My dad loved pennies, especially those with the elegant stalk of wheat curving around each side of the ONE CENT on the back. Those were the pennies he grew up with during the Depression . As a kid, I would go for walks with Dad, spying coins along the way--a penny here, a dime there. Whenever I picked up a penny, he'd ask, "Is it a wheat?" It always thrilled him when we found one of those special coins produced between 1909 and 1958, the year of my birth. One gray Sunday morning in winter, not long after my father's death in 2002, I was walking down Fifth Avenue, feeling _ . I found myself in front of the church where Dad once worked. I was warmly shown in and led to a seat. Hearing Dad's favorite "A Mighty Fortress Is Our God", I burst into tears. We'd sung that at his funeral. After the service, I shook the pastor's hand and stepped onto the sidewalk--and there was a penny. I bent to pick it up, turned it over, and sure enough, it was a wheat. A 1944, a year my father was serving on a ship in the South Pacific. That started it. Suddenly wheat pennies began turning up on the sidewalks of New York everywhere. I got most of the important years: his birth year, my mom's birth year, the year he graduated from college, the year he met my mom, the year they got married, the year my sister was born. But alas, no 1958 wheat penny--my year, the last year they were made. The next Sunday, after the service, I was walking up Fifth Avenue and spotted a penny in the middle of a crossing. Oh, no, it was a busy street;cabs were speeding by--should I risk it? I just had to get it. A wheat! But the penny was worn, and I couldn't read the date. On arriving home, I took out my glasses and took it to the light. There was my birthday! I found 21 wheat pennies on the streets of Manhattan in the year after my father died, and I don't think that's a coincidence. Question: The writer's father loved pennies with wheat because _ . - when he first saw it,he began to love it - when he saw the wheat,he thought of his time during the Depression - when he was young,he had a lot of pennies with wheat - when he was a child,he never got a coin with wheat
when he saw the wheat,he thought of his time during the Depression

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Read the following article and select the best answer. Article: Because of the financial crisis in the [IS andprefix = st1 /UK, college students are beginning to struggle to find ways to pay their tuition fees and accommodations. Recently, two majorUSstudent loan lenders--Citibenk and JP Morgan Chase--announced they were leaving the student-loan industry altogether. Because banks Currently have a lack of credit , they are reluctant to offer students low-interest loans that need a several-year wait for any return of interest. In theUS, many undergraduates _ their financial needs with a private loan, although the majority can get government-funded loans. In flue 2005 -2006 academic year, $17 billion in private student leans was used to finance higher education, The short-fall in private-funding has yet to be covered and will hit many US students hard. Across the Atlantic,UKstudents have been less troubled by the crisis. Most undergraduates in the DK cover their university expenses with government-funded loans and grants . Their biggest concern is a sudden steep increase in student rent. Most young professionals now rent houses, since 80 percent of UK mortgage schemes have disappeared--a direct result of the credit crisis. This has boosted the house rent market. In large cities,UKstudents are paying almost 6.5 percent more in rent than the previous year. Figures from the DK organization Accommodation for Student show students in big cities such as London paying an average weekly rent of$ 103. Yet, despite students' suffering, the number of this year's university applications is expected to grow. During economic slumps, people regard further education as a way to survive tough job markets. Question: It can be inferred that - there is no private student loan lenders in theUK - loans for US college students will be increased next year - private-funding falls a little because of higher-interest loans in theUS - private loans play a very important role in financing US students' education
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private loans play a very important role in financing US students' education

Read the following article and select the best answer. Article: A four-year-old girl sees three biscuits divided between a stuffed crocodile and a teddy bear.The crocodile gets two; the bear one."Is that fair?" asks the experimenter.The girl judges that it is not."How about now?" asks the experimenter, breaking the bear's single biscuit in half.The girl cheers up: "Oh yes, now it's fair.They both have two." Strangely, children feel very strongly about fairness, even when they hardly understand it. Adults care about fairness too --- but how much? One way to find out is by using the ultimatum game, created by economist Werner Guth.Jack is given a pile of money and proposes how it should be divided with Jill.Jill can accept Jack's "ultimatum", otherwise the deal is off, and neither gets anything. Suppose Jack and Jill don't care about fairness, just about accumulating cash.Then Jack can offer Jill as little as he likes and Jill will still accept.After all, a little money is more than no money.But imagine, instead, that Jack and Jill both care only about fairness and that the fairest outcome is equality.Then Jack would offer Jill half the money; and Jill wouldn't accept otherwise. What happens when we ask people to play this game for real? It turns out that people value fairness a lot.Anyone offered less than 20-30% of the money is likely to reject it.Receiving an unfair offers makes us feel sick.Happily, most offers are pretty equitable; indeed, by far the most common is a 50-50 split. But children, and adults, also care about a very different sort of (un)fairness, namely cheating.Think how many games of snakes and ladders have ended in arguments when one child "accidentally" miscounts her moves and another child objects.But this sense of fairness isn't about equality of outcome: games inevitably have winners and losers.Here, fairness is about playing by the rules. Both fairness-as-equality and fairness-as-no-cheating matter.Which is more important: equality or no-cheating? I think the answer is neither.The national lottery , like other lotteries, certainly doesn't make... Question: Which of the following does fairness-as-no-cheating apply to? - divisions of housework - favoritism between children - banned drugs in sport - schooling opportunities
banned drugs in sport