Thelma James was a prime candidate for a real estate ripoff: She is 68, has precious little money and can't read or write. "I won't lie to you. I was so-o-o excited," the widow and former duplex dweller said of the purchase of her first home, a sagging frame structure on Snowden. "I was glad to get me a house." When James realized she had been swindled she turned to Memphis Area Legal Services, which represented her in a lawsuit. Now, James's monthly house notes have dropped from $796 - more than twice her monthly income - to an affordable $247. Some of the people who took advantage of her through a questionable loan program were sent to jail. "I don't know what I would have done without Legal Services," said James. "They solved a lot of my problems." James is one of more than 3,000 clients served last year by MALS, which provides assistance for civil matters, such as domestic abuse and family-related problems, Social Security and Supplemental Security Income, veterans, housing and consumer fraud cases. Like James, most clients are elderly or female. Some are handicapped. Some need medical care or veteran's benefits. Some are trying to escape eviction or an abusive marriage. And 87 percent live at or below poverty level. Shelby County Mayor A C Wharton recently said Legal Services is important for those who, because of poverty or other struggles in life, think justice is an empty word. "They must be given reason to believe that the law is for them too," said Wharton, a former executive director of MALS. But MALS faces a funding crunch next year, brought on by a $200,000 shortfall from three revenue sources.

Question: "Who are some of the clients that MALS serve?"

Response: "Lawyers"

A: no

Have you are burned something on the stove or in the oven? Do you know why things burn? It all has to do with temperature. Changes in matter are affected by temperature. For example, what if you place a cake in the oven and you leave it in too long? What do you think will happen? Thats right, it will probably burn. The same thing will happen if the oven setting is too high and you apply too much heat. In either case, heat has affected the rate of change in matter. Its probably obvious that when the temperature is increased a chemical change, like cooking, will occur faster. What about a physical change? Are physical changes affected by temperature? Most of us have seen steam rising off a wet road after a summer rainstorm. This happens because the road surface is very warm. The warm road and warm air temperature causes the water to evaporate quickly. The liquid water is turning into water vapor, but it is still water. The evaporation of water is a physical change. So yes, temperature affects the rate that physical change occurs.

Question: "What can cause a physical change to water?"

Response: "Wet"

A: no

It is not enough to describe some objects by their location. We may also need to know its direction. For example, a wind blows a storm over your school. Where is that storm coming from? Where is it going? How can we describe a direction? The most common way is by using a compass. A compass is a device with a floating needle (Figure 2.1). The needle is a small magnet. The needle aligns itself with the Earth's magnetic field. The compass needle always points to magnetic north. If you have a compass and you find north. You can then know any other direction. See the directions, such as east, south, west, etc., on a compass rose. The Earth has two poles. It has a magnetic north pole. It also has a geographic north pole. These two poles are close to each other but not the exact same place.

Question: "What is the most common way to determine direction?"

Response: "Using a screwdriver"

A:
no