In one sentence, describe what the following article is about: Stand with your feet shoulder width apart. If you are right-handed, shift the left side of your body forward towards the bag and lift the heel of your right foot. If you are left-handed, shift the right side of your body forwards towards the bag and lift the heel of your left foot. Maintain a slight bent in the knees. Pull your hands up towards your face while keeping your shoulders and elbows down. When completing drills, you will not remain static in the starting stance. You will circle the bag. Walk around the bag--don't jump or cross your feet. Keep a slight bend in the knees and your hands up by your face. The key to a safe and effective heavy bag workout is to hit the bag, not push the bag. Instead of throwing a pushing punch--meaning you are attempting to push your hand all the way through your target--you should throw snap punches while training.Snap punches allow you to conserve energy while hitting harder and moving faster. When throwing a snap punch, your wrist will snap back from the impact of hitting the bag. Assume the starting stance. Make a fist, placing the thumb on the outside of your hand. If you are right-handed, extend your left arm forward; if you are left-handed, extend your right arm forward. As you extend, keep your wrist straight and your elbow slightly bent. Draw the arm back to the starting position. You will throw the cross with your power hand--your dominant hand. Assume the starting position. Pivot on the heel of your dominant foot and rotate the leg and the hip. As you rotate, extend your arm. Your dominant arm should retain a slight bent at the elbow. Keep the opposite hand near your face for protection. Draw the arm, hip, leg, and heel back to the starting position. Assume the starting stance. Pivot on the heel of your non-dominant foot. Turn through the leg and hip. As you pivot, extend your non-dominant arm horizontally across your body. Elevate your elbow slightly. Hold your dominant hand near your face for protection. Draw the arm back to the starting position. The 1-2 combo is a series of two linked punches. First, through the jab. Immediately after returning to the starting stance, throw a cross. Draw the arm back to the starting position. The 1-2-3 combo is a series of three linked punches. Like the 1-2 combo, you will first throw a jab. This will be followed by a hook. The last punch in the series is a cross.
Summary: Master the stance. Learn the walk. Hit the bag properly. Practice the jab. Try the cross. Master the hook. Try the 1-2 Combo. Learn the 1-2-3 Combo.

Credit card terms can be confusing to navigate for many, so understand what a finance charge is and how it affects you. A finance charge is what allows credit card companies and lenders to make a profit off of you. It's more or less a fee charged for the use of your credit card. Finance charges on credit cards, mortgages and car loans have ranges that depend on a borrower's credit score. A finance charges is the total cost of borrowing, including interest, fees, and any other charges the borrower pays. Knowing the finance charge of your credit card can help you budget better and determine how much money you're really saving with a particular credit card. Most banks calculate a finance charge using one of two methods: one-cycle finance charge including purchases, or one-cycle finance charge not including purchases. The methods require a different means of calculation. The name of the methods your creditors use should be listed somewhere on your monthly statement. You need to identify the method before you proceed to calculate your score. A variety of numbers go into each equation for calculating a finance charge. Before you sit down and being punching numbers into your calculator, make sure you know the following information: The outstanding balance on your credit card. That is, the total amount you owe. The number of days in each billing cycle. Please note, that depending on the method your bank uses you may need to calculate new purchases into your outstanding balance and not just go off of whatever's written on your bill.
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One-sentence summary -- Know what a finance charge is. Figure out which method your bank uses. Gather the necessary numbers.

Problem: Article: Having depression can be a lonely experience. Rather than isolate yourself from others, reach out to those around you. Enlist the support of your teachers so they can help you do well in school. Speak to them one on one about your depression. Ask them for assistance with assignments or class discussions outside of class. Most teachers will work with you to ensure you succeed in their class, even as you deal with the challenges of depression. Your teachers can also refer you to resources at school to help you cope with depression. This could be an afterschool program or the referral to the school counselor. Make an appointment with your school counselor to discuss your depression. School counselors know how to listen and help students dealing with depression. If your school counselor is trained in mental health, they can act as a therapist and support you. If they are not trained in mental health, they can still be a good resource for you to get help from a doctor or mental health professional. Your school counselor can give you tips on how to manage depression at school. They can also speak to your teachers for you and help you get accommodations for assignments so you can do well in your classes. If you feel more comfortable talking to someone you know, reach out to family and friends. Tell close friends that you are struggling with depression. Speak to a close family member about your struggles. Lean on those closest to you so you feel less alone with your depression. You may confide in a family member or friend that you trust and comfortable being honest and open with. Let them know that you are looking someone to listen to you and support you, not to judge you or make you feel worse than you already do. Your family and friends may recommend that you speak to a mental health professional at school or through your doctor. Be open to hearing this advice. If your depression is getting in the way of your ability to function and do well in school, it may be time to speak to a mental health professional. Talk to your primary care doctor and ask for a referral to a mental health professional. Go to a mental health clinic in your area. Ask friends for a referral to a therapist or a counselor. The mental health professional can help you make a treatment plan. The treatment plan will detail your medication needs, your therapy schedule, and any other details relating to your treatment for depression. The therapist may recommend time off or a temporary leave from school, depending on your condition and your needs. Discuss this with your therapist in detail so you feel comfortable making it part of your treatment plan.
Summary:
Speak to your teachers. Reach out to your school counselor. Talk to your family and friends. Speak to a mental health professional.