Common forms of antibiotic misuse include excessive use of prophylactic antibiotics in travelers and failure of medical professionals to prescribe the correct dosage of antibiotics on the basis of the patient's weight and history of prior use. Other forms of misuse include failure to take the entire prescribed course of the antibiotic, incorrect dosage and administration, or failure to rest for sufficient recovery. Inappropriate antibiotic treatment, for example, is their prescription to treat viral infections such as the common cold. One study on respiratory tract infections found "physicians were more likely to prescribe antibiotics to patients who appeared to expect them". Multifactorial interventions aimed at both physicians and patients can reduce inappropriate prescription of antibiotics.
What can happen if a doctor doesn't prescribe to a person's weight and prior use?
failure of medical professionals to prescribe the correct dosage

Managers in the Premier League are involved in the day-to-day running of the team, including the training, team selection, and player acquisition. Their influence varies from club-to-club and is related to the ownership of the club and the relationship of the manager with fans. Managers are required to have a UEFA Pro Licence which is the final coaching qualification available, and follows the completion of the UEFA 'B' and 'A' Licences. The UEFA Pro Licence is required by every person who wishes to manage a club in the Premier League on a permanent basis (i.e. more than 12 weeks the amount of time an unqualified caretaker manager is allowed to take control). Caretaker appointments are managers that fill the gap between a managerial departure and a new appointment. Several caretaker managers have gone on to secure a permanent managerial post after performing well as a caretaker; examples include Paul Hart at Portsmouth and David Pleat at Tottenham Hotspur.
What license are managers in the Premier League required to hold?
UEFA Pro Licence

Think-tanks such as the World Pensions Council have also argued that European legislators have pushed somewhat dogmatically for the adoption of the Basel II recommendations, adopted in 2005, transposed in European Union law through the Capital Requirements Directive (CRD), effective since 2008. In essence, they forced European banks, and, more importantly, the European Central Bank itself e.g. when gauging the solvency of financial institutions, to rely more than ever on standardised assessments of credit risk marketed by two non-European private agencies: Moody's and S&P.
Which agencies have became the authority on assessing the risk of financial institutions?
Moody's and S&P