You are given a background paragraph that describes one or more causal or qualitative relationships such as a relationship in economics or a scientific law and a story that makes use of the concepts or the relationship described in the provided paragraph. You need to come up with a question about the story that requires an understanding of the relationship described in the background paragraph. The generated question should not be answerable without both the background and story. Write a question about the story that requires a relationship in the background paragraph to answer. Check whether your question requires both the background paragraph and the story to answer. If your question can be answered by only one of these, try to rewrite your question so that it requires both. Note that "flipping" a word in the question can give rise to a new question where the answer will be different from the original question. Often, "flipping" a word gives rise to flipping the direction of the relationship, for example, from "increase" to "decrease."

Background Paragraph: One of the main advantages of adopting a strong foreign currency as sole legal tender is to reduce the transaction costs of trade among countries using the same currency.[13] There are at least two ways to infer this impact from data. The first is the significantly negative effect of exchange rate volatility on trade in most cases, and the second is an association between transaction costs and the need to operate with multiple currencies.[14] Economic integration with the rest of the world becomes easier as a result of lowered transaction costs and stabler prices.[2] Rose (2000) applied the gravity model of trade and provided empirical evidence that countries sharing a common currency engage in significantly increased trade among them, and that the benefits of currency substitution for trade may be large.[15].
Story: Two countries are considering adopting the same currency. Country A will begin to use the currency of Country B if they agree to make this change. Currently there is a 2 to 1 exchange rate on currency from country A to country B but this changes over time. Also in order to exchange the currency you have to pay a 5% fee on whatever the amount is you would like to exchange. Under the new system there will be no exchange rate and there will no longer be a reason to pay the transaction fee as everyone will have the same currency.
Under the current system, will you have more or less money after exchanging currencies?