q: On a clock, how many times a day do the minute and hour hand overlap?
Options:
(A) 10
(B) 11
(C) 20
(D) 22
(E) 24
a: OK... 22 times: 12:00:00, 1:05:27, 2:10:55, 3:16:22, 4:21:49, 5:27:16, 6:32:44, 7:38:11, 8:43:38, 9:49:05, 10:54:33. Each twice a day.
The answer is (D).

q: If 10 % of an electricity bill is deducted, 45 is still to be paid. How much was the bill?
Options:
(A) 50
(B) 60
(C) 55
(D) 70
(E) None of these
a: OK... Let the bill be x. Then
90% of x = 45
x = 45100/90 = 50
The answer is (A).

q: There are 3 teams each with 8 basket players. How many combinations are there if we were to pick 2 players from the 3 teams such that no team was picked twice?
Options:
(A) 50
(B) 23
(C) 192
(D) 28
(E) 45
a:
OK... There are altogether three arrangements, which are we can select two members each from team A and B, each from team A and C, and each from team B and C. For each arrangement, there are altogether 64 possibilities (8*8) since each team has 8 players. So there are a total of 192 possibilities (64*3). I hope this method is easier for you to understand.
The answer is (C).