Q: Simple interest is the easiest type of interest to calculate. It is the product of the principal times the interest rate times time. The formula for the future value of money using simple interest is FV = P(1 + rt). In this formula, FV = the future value, P = the principal amount, r = rate of interest per year (expressed as a decimal) and t = the number of years. If you have a nest egg you plan to invest, then you might want to determine how much it will grow over a specific period of time. For example, you might have $5,000 to invest. If the simple interest is 8 percent and you plan to withdraw the funds in 10 years, you could use the formula to determine the future value, with P = 5,000, r = .08, and t = 10. FV = 5,000(1 +.08*10) FV = 5,000 x1.8 FV = 9,000 In 10 years, you would have $9,000.
A: Learn the formula for calculating future value with simple interest. Calculate how much your investment will grow.

Q: Amtrak, which is the train company that provides transportation from L.A. to New York, will provide you with the lowest discounts 11 months in advance. Train tickets can be reserved online at the Amtrak website or over the telephone with an Amtrak agent. Visit the "Los Angeles Logue" website featured in the Sources section of this article, then click on the Amtrak website link within the "By Train" section to make reservations. Enter your traveling dates and specifications into the ticket box on the left side of the website to purchase your Amtrak tickets. You will have the option to reserve a sleeping car if you want to sleep comfortably during the journey to New York. Call the Amtrak reservation line at 1-800-872-7245 if you do not have Internet access and want to make reservations over the phone. The L.A. Amtrak station is located at Union Station, 800 North Alameda Street, Los Angeles, California, 90012. to New York. In most cases, the train ride will take 3 full days to travel from L.A. to New York. Bring reading materials or personal electronic devices for entertainment purposes. In some cases, you may be provided with onboard entertainment provided by Amtrak.
A: Plan on booking your train ticket 11 months in advance. Contact Amtrak to book your train ticket. Visit Union Station to board your train. Prepare for the train ride from L.A.

Q: Simply place the elastomer band under running water. Regular cleaning this way will remove debris that can get stuck between the band and your skin. You may also dip a cotton ball in rubbing alcohol and wipe the band for the same effect without getting water near the tracker. This needs to be done regularly, particularly after sweating. Don't use soap, hand sanitizers, wipes, or other cleaning products. These will irritate your skin while you wear the band. After using oily products such as sunscreen, moisturizers, and insect repellent, apply a soapless cleaner such as Cetaphil Gentle Skin Cleanser or Aquanil. Place some on your finger or on a cloth and spread it over the band. A waterproof Fitbit can be placed under running water. If yours isn't, or you are worried about damaging the tracker, dampen a towel and wipe off the band repeatedly. Make sure any cleanser you used is fully removed. Anything left on can irritate your skin next time you wear the band. For stains, scrubbing can help loosen up debris. Use a soft-bristled toothbrush so you don't weaken the band. For dye stains such as those from contact with dark clothing, dip a cotton ball in rubbing alcohol or nail polish remover and wipe it over the stain. Make sure you clean and dry the band before attempting to scrub it with a toothbrush. The cotton ball with rubbing alcohol can also be used to clean the band before stain removal. Apply a clean, soft towel to the band to soak up the moisture. Afterwards, leave the band out in a cool, shaded area out of direct sunlight.
A: Rinse off the band after usage. Remove oil with a soap-free cleanser. Rinse thoroughly with water. Scrub out stains with a toothbrush or cotton ball. Dry the band with a cloth.

Q: Grab the lid from both sides and gently lift it upward. Set it down on a piece of cardboard to avoid getting your floor wet. Take note of the parts in your tank: the flushing handle should be connected to a long metal or plastic handle arm that connects to the flapper chain. In turn, the chain connects to the flapper. Don't worry about emptying your toilet tank to tighten the flapper. Reach into the tank and remove the chain link that connects the handle arm to the flapper. There should be a small opening in the link that lets you remove it. Put on a pair of rubber gloves to avoid getting wet. Start by opening up the paper clip until it's straight. Now, bend the clip into a circle with a small opening in it. Afterward, hook the circle into the end of the handle arm where you removed the chain. Use a plastic-coated paper clip for the best results, as it won't corrode as fast. Attach a link on the chain to the paper clipwhich should now be a circle shapeby inserting it into the open end. Now, squeeze the sides of the paperclip to close the space and tighten it. Select a link that allows the chain to sag slightly. Press down on the toilet handle and make sure that the chain is tight enough. The chain should bring the flapper high enough to stay open while the toilet flushes. If it doesn't, continue adjusting the paperclip location until the chain tightness is ideal. If the chain isn't tight enough and the flapper doesn't go all the way up, attach the paperclip to a chain link closer to the flapper valve. If the chain is too loose and the flapper doesn't completely seal the hole, move the paperclip to a chain link closer to the toilet handle or add another 1 to 2 paperclip links.
A:
Remove the lid from your toilet tank and note the parts. Take the chain off of the handle arm. Hook a paperclip to the handle arm. Connect the chain to the paper clip. Flush the toilet and check the chain tightness.