instruction:
In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.
question:
SECTION 1. SHORT TITLE.

This Act may be cited as the ''Affordable Mortgage for Homeowners
Act of 2011''.

SEC. 2. PRINCIPAL REDUCTION OF MORTGAGES OWNED OR GUARANTEED BY FANNIE
MAE AND FREDDIE MAC.

(a) Program Authority.--The Federal National Mortgage Association
and the Federal Home Loan Mortgage Corporation shall each carry out a
program under this section to provide for the reduction of the interest
rates on qualified mortgages on single-family housing owned or
guaranteed by such enterprises, in accordance with this section and
policies and procedures that the Director of the Federal Housing
Finance Agency shall establish.
(b) Timing.--Each enterprise shall commence the program required
under subsection (a) upon the expiration of the 90-day period beginning
upon the date of the enactment of this Act and shall complete all
reductions of the interest rates of qualified mortgages required under
the program not later than the expiration of the 12-month period
beginning upon the commencement of such program.
(c) Interest Rate Reduction.--In reducing the interest rate on a
qualified mortgage under a program of an enterprise required under this
section, the enterprise shall reduce the annual rate of interest
charged with respect to the outstanding principal obligation of the
mortgage for the remainder of the term of the mortgage, notwithstanding
whether the interest rate under the mortgage is otherwise subject to
adjustment during such mortgage term, to a fixed interest rate that is
the lesser of--
(1) 4 percent annually; or
(2) the rate for a 30-year fixed rate mortgage, as most
recently published in the Weekly Primary Mortgage Market Survey
of the Federal Home Loan Mortgage Corporation, as of the time
of such interest rate reduction for such qualified mortgage.
(d) Exempt Mortgages.--The Director shall provide that the
following qualified mortgages shall not be subject to reduction of the
interest rate under a program under this section:
(1) Fixed-rate mortgages.--In the case of a qualified
mortgage having a rate of interest that is fixed for the entire
term of the mortgage, any mortgage having such an interest rate
that is a lower than the interest rate determined for the
mortgage under subsection (c).
(2) Adjustable-rate mortgages.--In the case of a mortgage
having a rate of interest that is subject to adjustment during
the term of the mortgage, any mortgage for which the interest
rate cannot, as a result of the terms of the terms and
conditions of the mortgage, exceed the interest rate determined
for the mortgage under subsection (c) at any time during the
term of the mortgage.
(e) Option to Opt-Out.--Each program of an enterprise required
under this section shall provide for the enterprise to--
(1) notify the mortgagor under a qualified mortgage in
writing, before the proposed reduction of the interest rate on
qualified mortgage of the mortgagor, of--
(A) such proposed reduction and the interest rate
applicable to the mortgage upon such reduction; and
(B) the opportunity, in accordance with paragraph
(2), for the mortgagor to request that no such interest
rate reduction be applied with respect to such
mortgage; and
(2) forego such interest rate reduction with respect to the
qualified mortgage of a mortgagor upon receipt by the
enterprise of a request by the mortgagor that no such interest
rate reduction be applied with respect to such mortgage.
(f) Maintenance of Loan Status.--Any reduction of the interest rate
on a qualified mortgage under a program under this section shall not
result in the treatment of the modified mortgage as a new mortgage.
(g) Definitions.--For purposes of this section, the following
definitions shall apply:
(1) Director.--The term ''Director'' means the Director of
the Federal Housing Finance Agency.
(2) Enterprise.--The term ''enterprise'' means the Federal
National Mortgage Association and the Federal Home Loan
Mortgage Corporation.
(3) Qualified mortgage.--The term ''qualified mortgage''
means a mortgage, without regard to whether the mortgagor is
current or in default on payments due under the mortgage,
that--
(A) is an existing first mortgage that was made for
purchase of, or refinancing another first mortgage on,
a one- to four-family dwelling, including a condominium
or a share in a cooperative ownership housing
association, that is occupied by the mortgagor as the
principal residence of the mortgagor;
(B) is owned or guaranteed by the Federal National
Mortgage Association or the Federal Home Loan Mortgage
Corporation; and
(C) was originated on or before the date of the
enactment of this Act.
(h) Regulations.--The Director shall issue any regulations or
guidance necessary to carry out the programs required under this
section not later than the expiration of the 90-day period that begins
on the date of the enactment of this Act.
answer:
Affordable Mortgage for Homeowners Act of 2011 - Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) each to carry out a program to provide for the reduction of the interest rates on qualified mortgage mortgages (other than fixed-rate or adjustable-rate mortgages) on single-family housing owned or guaranteed by such enterprises, in accordance with policies and procedures that the Director of the Federal Housing Finance Agency (FHFA) shall establish.

Requires each program to provide a procedure for mortgagors to opt-out of an interest rate reduction.

question:
SECTION 1. SHORT TITLE.

This Act may be cited as the ''Federal Firefighters Fairness Act of
2011''.

SEC. 2. CERTAIN DISEASES PRESUMED TO BE WORK-RELATED CAUSE OF
DISABILITY OR DEATH FOR FEDERAL EMPLOYEES IN FIRE
PROTECTION ACTIVITIES.

(a) Definition.--Section 8101 of title 5, United States Code, is
amended by striking ''and'' at the end of paragraph (19), by striking
the period at the end of paragraph (20) and inserting ''; and'', and by
adding at the end the following:
''(21) 'employee in fire protection activities' means a
firefighter, paramedic, emergency medical technician, rescue
worker, ambulance personnel, or hazardous material worker,
who--
''(A) is trained in fire suppression;
''(B) has the legal authority and responsibility to
engage in fire suppression;
''(C) is engaged in the prevention, control, and
extinguishment of fires or response to emergency
situations where life, property, or the environment is
at risk; and
''(D) performs such activities as a primary
responsibility of his or her job.''.
(b) Presumption Relating to Employees in Fire Protection
Activities.--Section 8102 of title 5, United States Code, is amended by
adding at the end the following:
''(c)(1) With regard to an employee in fire protection activities,
a disease specified in paragraph (3) shall be presumed to be
proximately caused by the employment of such employee, subject to the
length of service requirements specified. The disability or death of an
employee in fire protection activities due to such a disease shall be
presumed to result from personal injury sustained while in the
performance of such employee's duty. Such presumptions may be rebutted
by a preponderance of the evidence.
''(2) Such presumptions apply only if the employee in fire
protection activities is diagnosed with the disease for which
presumption is sought within 10 years of the last active date of
employment as an employee in fire protection activities.
''(3) The following diseases shall be presumed to be proximately
caused by the employment of the employee in fire protection activities:
''(A) If the employee has been employed for a minimum of 5
years in aggregate as an employee in fire protection
activities:
''(i) Heart disease.
''(ii) Lung disease.
''(iii) The following cancers:
''(I) Brain cancer.
''(II) Cancer of the blood or lymphatic
systems.
''(III) Leukemia.
''(IV) Lymphoma (except Hodgkin's disease).
''(V) Multiple myeloma.
''(VI) Bladder cancer.
''(VII) Kidney cancer.
''(VIII) Testicular cancer.
''(IX) Cancer of the digestive system.
''(X) Colon cancer.
''(XI) Liver cancer.
''(XII) Skin cancer.
''(XIII) Lung cancer.
''(iv) Any other cancer the contraction of which
the Secretary of Labor through regulations determines
to be related to the hazards to which an employee in
fire protection activities may be subject.
''(B) Regardless of the length of time an employee in fire
protection activities has been employed, any uncommon
infectious disease, including but not limited to tuberculosis,
hepatitis A, B, or C, the human immunodeficiency virus (HIV),
and any other uncommon infectious disease the contraction of
which the Secretary of Labor through regulations determines to
be related to the hazards to which an employee in fire
protection activities may be subject.''.
(c) Report.--Not later than 5 years after the date of enactment of
this Act, the National Institute of Occupational Safety and Health in
the Centers for Disease Control and Prevention shall examine the
implementation of this Act and appropriate scientific and medical data
related to the health risks associated with firefighting and submit to
Congress a report which shall include--
(1) an analysis of the injury claims made under this Act;
(2) an analysis of the available research related to the
health risks associated with firefighting; and
(3) recommendations for any administrative or legislative
actions necessary to ensure that those diseases most associated
with firefighting are included in the presumption created by
this Act.
(d) Effective Date.--The amendment made by this section applies to
an injury that is first diagnosed or a death that occurs, on or after
the date of enactment of this Act.
answer:
Federal Firefighters Fairness Act of 2011- Provides that: (1) specified diseases, including heart disease, lung disease, tuberculosis, hepatitis, human immunodeficiency virus, and specified cancers, of federal employees in fire protection activities shall be presumed to be proximately caused by such employment if the employee is diagnosed with the disease within 10 years of the last active date of employment in fire protection activities; (2) the disability or death of such an employee due to such a disease shall be presumed to result from personal injury sustained while in the performance of duty; and (3) such presumptions may be rebutted by a preponderance of the evidence.

Defines an "employee in fire protection activities" as a firefighter, paramedic, emergency medical technician, rescue worker, ambulance personnel, or hazardous material worker, who: (1) is trained in fire suppression; (2) has the legal authority and responsibility to engage in fire suppression; (3) is engaged in the prevention, control, and extinguishment of fires or response to emergency situations where life, property, or the environment is at risk; and (4) performs such activities as a primary responsibility of his or her job.

Directs the National Institute of Occupational Safety and Health in the Centers for Disease Control and Prevention (CDC) to examine the implementation of this Act and appropriate scientific and medical data related to the health risks associated with firefighting and to report to Congress on: (1) an analysis of the injury claims made under this Act; (2) an analysis of the available research related to the health risks associated with firefighting; and (3) recommendations for any administrative or legislative actions necessary to ensure that those diseases most associated with firefighting are included in the presumption created by this Act.

question:
SECTION 1. SHORT TITLE.

This Act may be cited as the ''Unilateral Palestinian Statehood
Disapproval Act of 2000''.

SEC. 2. FINDINGS.

Congress makes the following findings:
(1) As part of the 1993 Oslo Accords, Palestinian Chairman
Arafat committed to resolving all outstanding issues with
Israel through negotiations.
(2) On July 25, 2000, at the conclusion of the last round
of the Camp David negotiations, Prime Minister Barak and
Chairman Arafat issued a statement agreeing on the importance
of ''avoiding unilateral action that prejudice the outcome of
negotiations''.
(3) A critical ingredient to the success of the peace
process thus far has been the commitment by both sides to
refrain from unilateral actions that undermine the peace
process.
(4) Upon his return to Gaza following the conclusion of the
recent Camp David negotiations, Palestinian Chairman Arafat
stated that the agreement to continue negotiations with Israel
lasted only until September 13, ''the date for declaring our
independent state with Jerusalem as its capital whether people
like it or not''.
(5) A unilateral declaration of a Palestinian state will
most likely undermine the peace process.

SEC. 3. DEFINITIONS.

In this Act:
(1) Humanitarian assistance.--The term ''humanitarian
assistance'' includes the provision of food, medicine, medical
supplies, or medical equipment.
(2) United states assistance.--The term ''United States
assistance'' means--
(A) any assistance under the Foreign Assistance Act
of 1961 (including programs under title IV of chapter
2, relating to the Overseas Private Investment
Corporation), other than--
(i) assistance under part I of that Act;
(ii) assistance under chapter 8 of part II
of that Act;
(iii) assistance for refugees; and
(iv) humanitarian assistance not covered by
clause (iii);
(B) sales, or financing on any terms, under the
Arms Export Control Act;
(C) the provision of agricultural commodities,
other than food, under the Agricultural Trade
Development and Assistance Act of 1954; and
(D) financing under the Export-Import Bank Act of
1945.

SEC. 4. NONRECOGNITION POLICY OF THE UNITED STATES.

(a) In General.--It should be the policy of the United States not
to recognize--
(1) a unilaterally declared Palestinian state; or
(2) any document or other instrument of a unilaterally
declared Palestinian state, including any passport or postage.
(b) Diplomatic Efforts To Deny Recognition.--It is the sense of
Congress that the President and the Secretary of State should use all
diplomatic means to work with the allies of the United States in the
European Union, Japan, and other countries to not extend recognition to
a unilaterally declared Palestinian state.
(c) Downgrade in Status of Palestinian Office in the United
States.--It is the sense of Congress that, should there be a
unilaterally declared Palestinian state, the President should instruct
the Secretary of State to downgrade the status of the Palestinian
office in the United States to an information office, the status it
held prior to the Oslo Accords, including the commensurate
reclassification and treatment of United States-Palestinian diplomatic
contacts, travel, and communication.

SEC. 5. PROHIBITION ON UNITED STATES ASSISTANCE.

Notwithstanding any other provision of law, no funds may be made
available for the provision of any United States assistance for a
unilaterally declared Palestinian state, except for cooperation on
security and antiterrorism matters.

SEC. 6. UNITED STATES POLICY ON PALESTINIAN MEMBERSHIP IN THE UNITED
NATIONS OR OTHER INTERNATIONAL ORGANIZATION.

It is the sense of Congress that the President should direct the
United States Permanent Representative to the United Nations to oppose
and vote against--
(1) the recognition or membership of a unilaterally
declared Palestinian state at the United Nations, or any
affiliated agency or organization of the United Nations or any
other international organization or commission; and
(2) the provision of any economic, technical, or other
assistance for a unilaterally declared Palestinian state from
the United Nations or any affiliated agency or organization of
the United Nations, except for humanitarian assistance and
cooperation on security and antiterrorism matters.

SEC. 7. UNITED STATES OPPOSITION TO PALESTINIAN MEMBERSHIP IN OR
ASSISTANCE FROM INTERNATIONAL FINANCIAL INSTITUTIONS.

It is the sense of Congress that the Secretary of the Treasury
should instruct the United States Executive Director to each
appropriate international financial institution to oppose, and vote
against, the membership or recognition of a unilaterally declared
Palestinian state in any of the international financial institutions
and the extension by such institution of any loan or financial or
technical assistance to a unilaterally declared Palestinian state.

SEC. 8. UNITED STATES-ISRAEL SECURITY RELATIONS.

(a) Review of United States-Israel Strategic Relations.--Congress
urges the President to expedite and upgrade his ongoing review of
strategic relations between the United States and Israel.
(b) Report.--Not later than 30 days after the date of enactment of
this Act, the Secretary of State shall submit a report to Congress
regarding Israel's security needs in the new security environment that
would be created by a unilateral declaration of Palestinian statehood.

SEC. 9. PRESIDENTIAL WAIVER AUTHORITY.

The President may waive the provisions of section 5, 6(2), or 7 of
this Act if the President determines and so reports to Congress that to
do so is in the national interest of the United States or advances the
peace process.
answer:
Urges the President to expedite and upgrade his ongoing review of strategic relations between the United States and Israel. Authorizes the President to waive the requirements of this Act if it is in the national security interest of the United States or advances the peace process.