Problem: Write an article based on this summary: Inform the parents in person. Plan an intimate get-together for the rest of the family. Pick up the phone. Mail a letter to distant relatives.

Answer: Pay a visit to both sets of parents separately to declare your intentions to marry. It's customary for the bride's side of the family to be the first to hear about their daughter's engagement. In fact, tradition dictates that the groom should ask the bride's father for her hand in marriage before he ever pops the question. Generally, the parents should be the first people to find out. If you have children from a previous marriage, though, they should be consulted before anyone else. Your parents should be the first people to officially find out about your engagement, even if you've already gotten their approval. If you're unable to visit your parents in the flesh, a phone call (or better yet, a video chat) will make it possible to talk to them one-on-one. Get in touch with as many members of both families as you can and invite them over for a light luncheon, or offer to take them out to dinner. There, you can reveal your surprise to everyone at once. This makes for a more reverent gesture and also saves you the trouble of having to contact everyone individually. Feel free to extend your invitation to siblings, grandparents, aunts and uncles, cousins and anyone else who you're close to. A holiday visit or family reunion can be a convenient time to make your announcement, if it happens to fall around the same time. Just make sure the news doesn't conflict with someone else's big day, like a graduation, baby shower or another wedding. Dial up anyone you're unable to meet with yourself and speak to them one-on-one. Be sure to mention that you wish you could have let them know in person. A phone call may feel somewhat impersonal, but it's your best bet when paying a visit isn't an option. Briefly recap the recent history of your relationship for those you haven't spoken to in a while to catch them up. A phone call is also the best way to alert your close friends if you're not going to see them right away. If you're not sure how best to reach someone, consider whether they would be offended by receiving a phone call as opposed to a personal letter. If you have family members living out of visiting range, you can reach them by mail. Taking the time write out a formal announcement is more considerate than simply typing up an email. It shows that you're thinking about the person, even if you can't be there to deliver the news in person. If you've already chosen a date for the wedding, send out a "Save-the-Date" card that contains details like the date, time, location and any special instructions for the attendees. Start mailing your announcements soon after making your engagement official so your recipients will have plenty of time to make arrangements.

Problem: Write an article based on this summary: Give yourself enough time to shower. Remind yourself that you need a shower. Take your clothes off. Wear something on your feet. Rinse off.

Answer: One thing holding people back from showering after gym class is that they feel rushed to change into normal clothes and get to their next class. Make sure you end the gym activity soon enough to give yourself enough time to get back to the locker room, shower off, and get to your next class. If you are concerned about having enough time to shower and change after the gym activity, talk to your gym teacher about finishing early enough to get back to the locker room. It is common for students to be nervous or uncomfortable with the idea of taking off their clothes around their peers. Don't let this be an excuse and don't let it stop you. Not cleaning yourself off after getting sweaty and dirty will only clog your pores. Bacteria love to breed in sweaty clothes, so the sooner you get out of them, the better. Remember that the purpose of your gym class is to help promote a healthy lifestyle. When students don't shower, they tend to work less during class to avoid a sweat, which can create bad habits later in life. If you are prepared to shower after class, you can push yourself more during gym to get the most out of it. You need to rinse off your skin, which is where all the dirt and sweat are. Keeping them on will only make it harder to get clean. Plus, your clothes will get soaked and clingy, which makes them even harder to take off. While you may be nervous about getting naked, you shouldn't leave your underwear on. Wet underwear will be clingy and uncomfortable, and won't dry quickly when it's under your clothes. Plus, it's a breeding ground for bacteria, which can be really uncomfortable in the areas underwear tends to cover. Public showers like in your locker room are breeding grounds for athlete's foot and other fungi. Try to bring something like flip-flops or shower shoes to keep your feet off the ground even as you get clean. Your footwear needs to be open so you can at least rinse off your feet. Don't wear socks or something else that will soak your foot without rinsing it off. You'll probably be pressed for time after gym class, so this isn't the opportunity for a full body wash. Instead, focus on getting the water to run over all parts of your body. If you are using soap or shampoo, be sure to rinse off all the suds. The most important thing is to get ready for class, not to get a full-body cleaning. You should get that at home. Besides, overall shorter showers are better for you anyway.

Problem: Write an article based on this summary: Learn whether you are permitted to assume the loan. Decide whether assumption of the mortgage is a good idea. Find out how much it costs. Check whether you can obtain funds.

Answer: Certain types of government-backed loans are much easier to assume than conventional loans. In most cases, you must meet the qualifications of the government agency in order to assume the loan. Conventional loans usually prohibit assumptions; however, a bank may be willing to allow you to assume a mortgage if the current owner is in a financial bind that jeopardizes the payback of the note. Additionally, if the buyer has the potential to add a large down payment to the current loan, the lender may be more likely to allow the assumption of the loan. Always talk with the lender, a real estate professional, and a lawyer to ensure you can assume the loan. There are certain situations where you may want to assume a mortgage. For example, when you assume a mortgage you keep the interest rate that the original owner has on the loan. If interest rates have risen, then assumption may make financial sense. People also assume mortgages when awarded a property in divorce or as a gift in a will. An assumption can also save you time. Typically, it only takes 30 days to approve a mortgage assumption. You will have to pay the owner for the equity that he already has in the property. For example, if the owner has $140,000 remaining on a mortgage but the selling price is $200,000, then you need to come up with a down payment of $60,000 to cover the equity that has built up in the house. Furthermore, the lending company may expect you to put a substantial amount of money down in order to qualify you for the assumption. Assumption fees also apply, depending on where the property is located. Average assumption fees can range from $562-1062 or more. Also understand that assuming the mortgage does not necessarily mean that you will be able to have identical terms as the current mortgage terms. Lenders often have the ability to alter loan terms if the loan is assumed, which could negate any benefit from assumption. Be sure that you understand precisely the terms of the mortgage before assuming it. If you need to make a down payment, then you should figure out how to come up with the money. If you do not have the necessary amount in cash, then check if you can borrow the money from a bank or credit union. You should approach a mortgage assumption in a similar fashion as buying a house with traditional financing.

Problem: Write an article based on this summary: Wash the areas around the tattoo, not the tattoo itself. Cover your tattoo with petroleum jelly, which can act as a sealant. Use baby powder, corn starch, or talcum powder on the tattoo. Go over your tattoo with a permanent marker when it begins to fade. Take a break from working out.

Answer:
Many temporary tattoos are advertised as being waterproof, but the addition of soap may affect your tattoo. Plus, if you are scrubbing your skin clean, the friction will start to tear the ink from your skin. It's ok to swim or shower with a waterproof temporary tattoo, just try not to soak it in a bath or allow it to come into contact with soap, body wash, or oils. Though most people consider petroleum jelly a moisturizer, it actually works by sealing the moisture into your skin, almost like a piece of plastic. Clear nail polish will have the same sealing effect as the petroleum jelly, but it won't be as messy, since it will dry on your skin. These substances are all highly absorbent, and can soak up the natural oils on your skin that would start to break down the ink in your tattoo. Be careful not to inhale these powders, as they can be harmful to your lungs. If the tattoo is simple and a single color, a thin or sharp-tipped permanent marker can be used to give the tattoo new life. Trace over the tattoo design with a marker of the same color and fill in with ink. It won't last longer than a day or two at most. The excessive sweat and movement of your skin can cause the tattoo to fade faster, especially if it is rubbing against your work-out clothes.