In this task, you are given a summary for US Congressional and California state bill, your task is to generate a Title for this bill. The preferred titles are under forty words and mention the purpose of the bill.

Example Input: Student Aid Reward Act of 2005 - Amends the Higher Education Act of 1965 (HEA) title IV (Student Assistance) to direct the Secretary of Education to carry out a Student Aid Reward (SAR) Program of payments to encourage institutions of higher education (IHEs) to participate in the student loan program under title IV that is most cost-effective for taxpayers.

Requires that a SAR payment to an IHE equal at least 50 percent of the savings to the Federal Government generated by the IHE's participation in the most cost-effective student loan program, rather than one not cost-effective for taxpayers.

Requires IHEs receiving SAR payments to: (1) provide student loans under that most cost-effective program for five years after the payment date; and (2) use payment funds, where appropriate, to supplement student Pell Grants. Allows such funds to be used also to award need-based grants to lower and middle income graduate students.
Example Output: A bill to ensure that the Federal student loans are delivered as efficiently as possible, so that there is more grant aid for students.

Example Input: Accountability Review Board Reform Act of 2013 - Expresses the sense of Congress that the effectiveness of Accountability Review Boards would be improved by increasing their independence from the Department of State. Amends the Omnibus Diplomatic Security and Antiterrorism Act regarding congressional notification of an Accountability Review Board's convening to include: (1) notification of the Chairman of the House Committee on Foreign Affairs; and (2) disclosure of any individual employed at a grade not lower than FS-3 or GS-14 or any political appointee who is hired, assigned, or detailed to assist the Board. Revises the appointment of the five Board members to provide that two members shall be appointed by the Secretary, two by the Chairperson of the Council of Inspectors General of Integrity and Efficiency, and one by the Director of National Intelligence. States that to the maximum extent practicable individuals assisting a Board shall be employees of the Department's Office of the Inspector General. Prohibits an individual who has a personal or professional relationship with someone expected to be investigated from serving as a Board member or staffer. Defines "conflict of interest" for such purposes. Authorizes a Board to accept any evidence determined by a Board member to be relevant and material to an investigation. States that the Federal Rules of Evidence shall not apply to the Board. Requires that a Board report and related recommendations be submitted to Congress, in addition to the Secretary.
Example Output: Accountability Review Board Reform Act of 2013

Example Input: Boosting Equity for the American Middle Class Act of 2016 or the BEAM Act of 2016 This bill amends the Internal Revenue Code to allow a refundable tax credit equal to 50% of the excess home mortgage principal payments made by a taxpayer during the year. The credit is limited to $500 per year and to taxpayers who have not received the credit for any of the 10 preceding years. The bill reduces the amount of the credit for taxpayers with modified adjusted gross incomes above specified levels. An "excess home mortgage principal payment" is the excess of: (1) the amount of principal paid by the taxpayer with respect to a mortgage during the year, over (2) the amount of principal the taxpayer would have paid by making each required payment on a timely basis under the terms of the mortgage (and no other payments). The mortgage must: (1) be for a primary residence, (2) for a term between 15 and 30 years, and (3) require payments that are each the same amount and made in equal intervals during the term of the mortgage (or if any payment is required at a different interval, the amount of the payment is adjusted in the same proportion as the change in interval). Married individuals must file a joint tax return to claim the credit. Persons engaged in a trade or business (e.g., lenders, mortgage companies, or banks) who are required to report mortgage interest payments from individuals of $600 or more must also report the amount of excess home mortgage principal payments received during the year.
Example Output:
BEAM Act of 2016