Multi-choice problem: Continue writing the next sentence in this paragraph:

How to calculate the cost of debt
Learn the basics of business debt.
Debt is money borrowed from another party. It must be repaid at an agreed-upon date.

Available choices:
a). The company borrowing the money is called the debtor or borrower. The lending institution is called the creditor or lender.;
b). Usually, people seeking a loan are not borrowing money using their own money until a financial advisor tells them a certain amount has been borrowed. The amount of money borrowed for a loan usually ranges from one year to three years, depending on your issuer and its prior experience with this type of loan.;
c). To begin with, consider borrowing a small number, usually 2 hundred or 1 , 500 dollars each month. Collect the following : $ 200 , 000.;
d). This means that your company is owed money for all of the business expenses covered in the loan, not just for the legal expenses. Any real revenue that the lender charges is put up as debt.;
a).