Problem: Write an article based on this summary: Know what happens when a claim is filed. Be prepared to pay the bonding company back for every cost of yours they cover. Avoid claims at all costs! Know what to expect if you are a high-risk applicant. Consider other types of insurance if you don't need a surety bond.

Answer: If a customer files a claim against you, the bonding company will review the claim and decide whether they think you are at fault or the customer is filing a spurious claim. If they side with you, then they'll back you as you decide to fight the claim. If they side with the customer, then they pay the cost of the claim in order to settle it. Sadly, a bonding company, or surety, isn't the magical answer to all your liability problems. If a bonding company sides with a customer filing a claim and pays the cost of the claim, you are ultimately responsible for paying the bonding company back the cost of the claim as well as any legal fees. Think about the surety as a credit card. In case you need to pay any claims, the government mandates that you have a credit card so that you actually have the money to pay. This gives the customer insurance that they will get financial reparations if you break the law. Otherwise, contractors could claim insolvency and never give the customers a cent, throwing a wrench in the system. So bonding is an insurance mechanism, except the insurance isn't for you it's for your customers. Because sureties are a hassle, it's best to avoid needing them in the first place. Of course, you pay a premium for the surety each month, but you never want to actually have to use it. It's a fail-safe in case the worst happens, not a fallback for when you're in tough times. Here are two easy things you can do to avoid claims from triggering your surety bond: Follow all regulations and laws set forth by the government for your industry. Get current with everything your federal, state, and local governments have mandated you follow. The easiest way to incite someone to file a claim against you is to break the law, however small the indiscretion. Settle any and all disputes before they come to a boil. This is a lesson in customer service. Make sure all your customers, even the craggy, mean ones, feel like you respect them. Because if they don't, they're far more likely to file a claim against you. Nip the problem in the bud before it becomes an avalanche you can't stop. When you are considered a high-risk applicant, usually it means that your FICO credit score is lower than 650 or you've gone through bankruptcy, or a combination of the two. The good news is that you can still apply for and get a surety bond, even as a higher-risk applicant. The only difference between a high-risk and a low-risk applicant is the premium they pay for the service. If you're higher-risk, for whatever reason, expect to pay a higher premium in order to get bonded. Surety bonds aren't optional; other types of insurance depend wholly on your tolerance for risk. For example, what if you find out that starting your private security service doesn't require being bonded? Do you still want to offer management, investors, as well as your customers, the peace of mind of insurance? One way to offer insurance apart from surety is a so-called fidelity bond. Fidelity bonds are insurance policies that protect against fraudulent or dishonest acts by someone in your company. This way, the company's assets aren't seized if someone who intentionally harms the company decides to incur liability on behalf of the company.

Problem: Write an article based on this summary: Highlight available support and training. Don't neglect the working culture. Provide your contact details.

Answer: Try to think of the handover as an opportunity for you to really contribute to giving someone the best possible chance to succeed. You are not just trying to hand off tasks and jobs, but are trying to help your successor's professional development and your former employer's long term-health. Do this by pointing out any relevant training opportunities that you know of. Perhaps when you started the job, you received a suite of training to help you adapt and develop. Be sure you mention this to your successor, and encourage them to explore the possibilities. If you are spending time with the person who will be filling your position, it's important not to focus solely on technical aspects of the job. Each place has a unique working environment and culture that can be intimidating or confusing for a newcomer. Be sure to set some time aside to give the new person the lowdown on how the office functions. Make the effort to take them around the office and introduce them to everyone. Be sure you clearly define the role of the new employee as well as existing employees. If the job description of the new arrival is slightly different to yours, or their responsibilities and priorities are focussed elsewhere, make sure existing staff recognise this. If you really want to go the extra mile, you could provide the new employee with your contact details. You might say that they can contact you if there is a major issue or they need a little guidance. Not everyone will be happy to do this, and it is likely to depend on your relationship with your former employer. Often a problem can be resolved with a simple email. Offering to help out after you leave will make a good impression and help boost your reputation.

Problem: Write an article based on this summary: Love yourself, no matter your gender. Share equal responsibilities in your relationship. Raise your children to believe in gender equality. Maintain positive equality in the workplace. Empower women.

Answer: It may sound cheesy, but loving yourself and practicing self-care empowers you. When you love yourself, you are essentially saying "my humanity matters." With this is loving your body, even (especially!) if it does not fit the media's stereotype of perfection. Feminists often fight the misconception that an attractive female has one particular set of traits. This does not mean that you can't spend time making yourself look pretty. You can wear makeup or high heels and be a feminist, but you don't have to! It can be common for members of heterosexual relationships and marriages to slip into traditional gender roles. If you want to stay home with your children while your husband works, that's fine! You can still be a feminist! However, you and your partner should make mindful decisions about household responsibilities. If you do most of the cooking, perhaps your partner should clean up the kitchen after dinner. If your partner does laundry on the weekends, you can contribute in other ways, like by vacuuming. As long as you're making decisions about responsibilities based on choice and personal preference, and not on gender stereotypes, you'll be incorporating feminism into your lifestyle. There are many ways to raise children to be feminists. A good start is encouraging them to embrace their individual interests and passions, regardless of their gender. You can also teach them to question gender assumptions (such as why girls' items are invariably pink and purple, but boys' items are never pink). Help them make life goals that do not hinge upon their gender. It is also important to emphasize both the mother's and the father's role as a parent. This will minimize the assumption that mothers parent while fathers work. Ideal workplaces would all be blind to gender, ethnicity, sexual orientation, and certain other life choices. In reality, this is not always the case. Maintain professionalism in the work place and always perform your best; if you feel that you are being discriminated against, (ie: paid less for similar work or passed over for a promotion) due to your gender. Do not be afraid to speak out about the inequity. If you have a managerial position, ensure fairness and equity in hiring, pay, and promotion policies. There is an unfortunate modern tendency for women to judge and belittle the choices of other women, (particularly on social media). To be a feminist, support and empower other women instead of judging them. Realize that women who make decisions that differ from your own have likely put as much thought into those decisions as you have.

Problem: Write an article based on this summary: Choose quality apples. Wash your apples in cold water.

Answer:
Even though they're left to ferment for a long time, the apples you choose can significantly shape the flavor of your finished vinegar. Choose the best quality apples available to you in order to get the best apple cider vinegar at the end. For a more complex and deep vinegar at the end, try using a combination of different apples. Use two sweet apples, such as Golden Delicious or Gala, with one sharp tasting apple, such as McIntosh or Liberty, for a slightly sharper vinegar at the end. Instead of using whole apples, save scraps from apples used in other dishes to make your apple cider vinegar. One whole apple is roughly equivalent to the scraps of two apples. Keep the peel, core and other scraps in your freezer until you're ready to use them to make vinegar. It's always a good idea to wash your fruit and vegetables before eating them, and the same is true when cooking or fermenting them. Give your apples a thorough rinse and scrub with cold water to clean away anything you don't want in your vinegar. You can use any number of apples you want to make apple cider vinegar. The more you use, the more vinegar you'll get! If you're just starting out making your own apple cider vinegar, try using 3 apples for your first batch. This will give you a good amount of vinegar but won't put too much at risk if something goes wrong. If you're using apple scraps, make sure to wash the whole apples before separating the scraps from the rest of the apples.