INPUT ARTICLE: Article: You will not be able to reduce your payments if you continue to accumulate more debt. Figure out a budget you can stick to, and avoid using credit credit cards, taking out loans, or taking on any other form of debt. Take some time to track your spending habits, so you can see where your money is going. Try hard to to stick to your budget and avoid living beyond your means. Limit how often you eat at restaurants. Prepare meals ahead of time and bring your own lunch. Limit superfluous expenditures. Consider cancelling streaming services or moving to a lower data plan on your phone. Avoid making any large purchases until you can successfully reduce your debt. Contact each of your credit card companies and/or loan providers and ask if you can work out a new repayment plan. Doing this may help you avoid late fees and default, while lowering your monthly payment. You might say, "I am no longer able to make these payments successfully. I would like to create a new repayment plan, so that I don't fall behind." Many creditors offer special plans for individuals experiencing economic hardship. Sometimes these plans will require you to close your account. Although it may seem counterintuitive, paying more now will allow you to have lower payments later. If it all possible, try paying more than the minimum amount due. The best way to lower your monthly payments is to reduce what you owe overall. One method for getting out of debt involves prioritizing your highest interest debt. To do this, figure out which of your debts holds the highest interest rate. Pay only the minimum monthly amount on all of your other debts, and put as much money as you can toward your highest interest debt, until it is paid off. Once your highest-interest debt is paid off, move on to the debt with the next highest interest rate.

SUMMARY: Reduce your credit spending. Work out a long-term repayment plan. Make larger payments now. Use the "waterfall method" of debt repayment.

INPUT ARTICLE: Article: You can use any web browser on PC or Mac. This is the web address to Google Docs. It's the icon with three horizontal lines in the upper-left corner. This displays the menu to the left. It's in the menu that flies out when you click the icon with three horizontal lines. It's next to an icon that resembles a green sheet of paper with a table on it. This opens Spreadsheets in Google Docs. It's the first square at the top of the page that has an icon that resembles a colorful plus (+) sign. This creates a new Google Spreadsheet document. It's in the menu bar at the top of the website. This displays a drop-down menu. It's in the drop-down menu below "Add-ons". This displays a window you can use to search for and install add-ons. The search bar is in the upper-right corner of the window. This produces a list of Mail Merge add-ons. It's the blue button to the right of the "Yet Another Mail Merge" add-on. It has a red icon with an icon that resembles an envelope with a rocket under it. A free version of "Yet Another Mail Merge" allows you to send up to 50 emails per day. A personal plan costs $24 per year and allows you to send up to 400 emails per day. There are other mail merge add-ons you can install too. Try different ones to see which one you like best. When you add the add-on, it displays a list of Google accounts. Click the Google account you want to grant the add-on access to. If you don't see the Google account you want to use, click Use another account and sign in with the email address and password associated with your Google account. It's the blue button at the bottom of the page in the window.

SUMMARY: Navigate to https://docs.google.com using a web browser. Click . Click Sheets. Click Blank. Click Add-ons. Click Get Add-ons. Type Mail Merge in the search bar and press Enter. Click + Free next to "Yet Another Mail Merge". Select your primary Google account. Scroll down and click Allow.

INPUT ARTICLE: Article: You might find it easier to work if you're seated in a different chair. You'll avoid being continuously bent down, which will save your back. Some wheels pop off just from pulling, while others may require the use of a screwdriver. Whether it's dried food, gunk or even small pebbles, any of these can hinder your office chair's movement. The butter knife can slip into the crack between the wheel and its cover, allowing you to scrape off or pop out any debris stuck in the wheel. If there are hairs stuck in the wheel, cut them with scissors them use tweezers to remove them. This should take care of any mess you can't scrape off with the butter knife. If the wheels are particularly dirty, dampen your cloth and add a few drops of dishwashing soap. If you need to clean between the wheel and the cover, you can use a cotton swab moistened with water to clean along the crack. Any moisture left on the wheel will prevent it from rolling smoothly. Wipe the wheel thoroughly with paper towels, especially if you used soap. Your chair should now roll much more smoothly. If the wheels have screws, remember to screw these back in before sitting in the chair. Since these parts are usually plastic or metal, they're much easier to clean than the chair's upholstery. Wiping them with a damp cloth will usually be enough to clean them. If the spill is a bit more tenacious, use a mild solution of water and dish soap. After cleaning, wipe the arms and legs dry with a clean, dry cloth.

SUMMARY: Flip the chair upside down and remove the wheels. Use a butter knife to scrape off large debris. Wipe the wheel with a dry cloth. Use paper towels to dry the wheels. Place the wheels back on the chair and flip it back over. Wipe down chair arms and legs with a damp cloth.

INPUT ARTICLE: Article: Over the last few years, there has been a lot of debate as to the authenticity of Dissociative Identity Disorder. However, psychologists and scientists alike have come to the conclusion that the disorder is indeed real, albeit misunderstood. Popular movies like "Weirdo," "Fight Club," and "Sybil" have added confusion to many people's understanding of the illness, as they show fictionalized, extreme versions of the disorder. DID doesn't appear as suddenly and strongly as movies and television shows portray it, nor with violent or animalistic tendencies. Although there have been several cases of people who experience false memories as a result of ill-trained psychologists asking leading questions, or while under hypnosis, sufferers of DID will very rarely forget all of the abuse they experienced. Because suffers typically have to go through such traumatic abuse over an extended period of time, they may not be able repress or suppress all of the memories; they may forget some, but not all of the memories. A trained psychologist will know how to question a patient without creating false memories or false testimonies on the patient's part. Therapy is a safe way to treat DID, and has shown significant improvements in sufferers. Many people claim to have multiple personalities, when in fact they have an alter-ego. An alter-ego is an invented/created second personality that a person uses as a way to act or behave in a way different from their normal personality. Many people with DID are not completely aware of their multiple personality states (due to the amnesia that occurs), while people with an alter-ego are not only aware of their second personality, but they worked hard to consciously create it. Celebrity examples of alter-egos include Eminem/Slim Shady and Beyonce/Sasha Fierce.

SUMMARY:
Know that Dissociative Identity Disorder is a real condition. Understand that psychologists do not induce false memories in sufferers of DID. Know that DID is not the same as having an alter-ego.