Question:
Based on the premise "well i sort of one of the reasons it's taken so long is i've been working uh you know it's sort of half student half working and source of income and stuff so i'm actually managing to do this with zero debt", can we conclude that "I am going part time and working so I don't have any debt but it is a struggle."?
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Answer:
it is not possible to tell

Question:
Based on the premise "Simply this. ", can we conclude that "Just this."?
****
Answer:
yes

Question:
Based on the premise "The auction exploits desperate buyers.", can we conclude that "Desperate buyers are being taken advantage of during the auction."?
****
Answer:
yes