The problem: Answer a question about this article:
Predatory lending refers to the practice of unscrupulous lenders, enticing borrowers to enter into "unsafe" or "unsound" secured loans for inappropriate purposes. A classic bait-and-switch method was used by Countrywide Financial, advertising low interest rates for home refinancing. Such loans were written into extensively detailed contracts, and swapped for more expensive loan products on the day of closing. Whereas the advertisement might state that 1% or 1.5% interest would be charged, the consumer would be put into an adjustable rate mortgage (ARM) in which the interest charged would be greater than the amount of interest paid. This created negative amortization, which the credit consumer might not notice until long after the loan transaction had been consummated.
Which type loan would the consumer be put into instead of the 1% or 1.5% interest rate loan as advertised?
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The answer: adjustable rate mortgage (ARM)

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In The New Yorker music critic Jody Rosen described Beyonce as "the most important and compelling popular musician of the twenty-first century..... the result, the logical end point, of a century-plus of pop." When The Guardian named her Artist of the Decade, Llewyn-Smith wrote, "Why Beyonce? [...] Because she made not one but two of the decade's greatest singles, with Crazy in Love and Single Ladies (Put a Ring on It), not to mention her hits with Destiny's Child; and this was the decade when singles particularly R&B singles regained their status as pop's favourite medium. [...] [She] and not any superannuated rock star was arguably the greatest live performer of the past 10 years." In 2013, Beyonce made the Time 100 list, Baz Luhrmann writing "no one has that voice, no one moves the way she moves, no one can hold an audience the way she does... When Beyonce does an album, when Beyonce sings a song, when Beyonce does anything, it's an event, and it's broadly influential. Right now, she is the heir-apparent diva of the USA the reigning national voice." In 2014, Beyonce was listed again on the Time 100 and also featured on the cover of the issue.
What year was Beyonce featured both on the Time 100 list as well as the cover of the issue?
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The answer: 2014

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After dynastic quarrels however, there was a Christian reconquest in 1072. The family who returned the city to Christianity were called the Hautevilles, including Robert Guiscard and his army, who is regarded as a hero by the natives. It was under Roger II of Sicily that Norman holdings in Sicily and the southern part of the Italian Peninsula were promoted from the County of Sicily into the Kingdom of Sicily. The Kingdom's capital was Palermo, with the King's Court held at the Palazzo dei Normanni. Much construction was undertaken during this period, such as the building of Palermo Cathedral. The Kingdom of Sicily became one of the wealthiest states in Europe.
Who is considered a hero by natives for ending Muslim control of Palermo?
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The answer: Robert Guiscard

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Roman Catholic Jesuits and Capuchins arrived from Europe in the 17th and 18th centuries. Portuguese missionaries Jesuit Father Antonio de Andrade and Brother Manuel Marques first reached the kingdom of Gelu in western Tibet in 1624 and was welcomed by the royal family who allowed them to build a church later on. By 1627, there were about a hundred local converts in the Guge kingdom. Later on, Christianity was introduced to Rudok, Ladakh and Tsang and was welcomed by the ruler of the Tsang kingdom, where Andrade and his fellows established a Jesuit outpost at Shigatse in 1626.
When did Portuguese missionaries first arrive in western Tibet?
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The answer:
1624