Article: Are you unemployed or did you have an unexpected accident that cost you thousands of dollars you weren't intending on spending? Sit down and figure out your largest financial burden by looking through all your bills and considering personal experiences or expenses that might be related to your financial woes. Sometimes, identifying the source of your financial troubles can be challenging. For example, if you are emotionally attached to something, such as an expensive car, or you are addicted to shopping. The best way to really decipher the root cause of your problems is to strictly look at the numbers. Make a spreadsheet of your expenses based on your monthly bills. Order your costs from high to low to establish where the majority of your money is going. A savings account is critical to helping you get out of financial troubles. It can often prevent financial issues from ever occurring. It is recommended that you have enough savings to cover six months of living expenses, should financial troubles emerge. The best way to start a savings account is to divert some of your monthly spending into your savings account. Take the $100 you might spend on a concert ticket, and put it in your savings account instead. If you are already in financial troubles without a savings account, start one immediately and prioritize investing in it. It will help you in the long run, so you don't have to worry too much the next time you run into financial issues. Once you have figured out where your money is going, establish a strict monthly budget for yourself. Your budget will help guide your spending decisions and help you to spend your money in the most efficient way possible. Start by knowing how much money you make on a monthly basis. Then, prioritize your budget by first setting aside money for car, house, student loans, and other necessary monthly payments. Then include other things such as groceries, gas, and entertainment. Adjust your budget according to inflation rates. For example, gas prices fluctuate and seasonal differences in your groceries should all be taken into account on a monthly basis. You probably don't have the luxury of cutting $500 from one expense. So instead, try reducing 3 or 4 expenditures by $75 or $100. The easiest place to cut spending in small steps are your superfluous expenditures. For example, if you tend to eat out more than cook at home, start buying more groceries and learn to cook! You can save lots of money each month by making small, but meaningful, changes. Cutting your spending in small steps will allow you to gradually become used to a different lifestyle. Keep copious records of your spending. Save receipts and make folders in your email for bills and online receipts. Keep a budget worksheet of your expected expenses, and follow up with it each month to see if you are actually keeping to your budget. There are many advantageous smartphone apps to help you keep track of you spending. You can even connect some apps to your credit cards to help you keep track of your spending.
Question: What is a summary of what this article is about?
Identify the source of your financial problems. Open a savings account. Create a budget. Reduce spending in small steps. Keep track of your spending.
Article: Locate your toilet's shut-off valve, usually near the back of the toilet and connected to the wall. Turn the valve handle clockwise to shut off the water so you can work on the toilet without any spills or leaks. Do not use pliers or wrenches to twist the valve handle, as this can permanently damage it. Open the top of the toilet tank so you can watch it drain as you hold down the lever. Keep the lever held down until the entire toilet tank has drained. Inspect the tank for any puddles on the bottom, and sop them up with your sponge to prevent spills as you handle your toilet. If you have a significant amount of water left in the toilet tank, use a turkey baster as an alternative. There will also be residual water left in the toilet bowlsop it up with your sponge or turkey baster before working on the toilet. The water supply line is the tube that connects the shut-off valve to the toilet. Use a wrench to unscrew the supply line from the tank so you can move the toilet around as you level it.
Question: What is a summary of what this article is about?
Close your toilet's shut-off valve. Flush your toilet and hold down the lever. Use a sponge to absorb any residual water in the tank. Disconnect the water supply line from the tank.
Article: Some people will tell you to wait 3 days before you text someone when you get their number. However, after that much time, they might think you're not interested. Instead of playing games, text the person as soon as you feel like it. That will show them that you're already thinking of them, and they may be attracted to your straightforward approach. However, do avoid texting anyone too late at night or too early in the morning. You might wake them up, which they probably won't appreciate. When you're talking to your crush, you want them to know how thoughtful and clever you are. Using a lot of abbreviations, acronyms, and internet slang might make you seem unoriginal, and they can make your texts hard to read. Try sticking to regular spelling and correct grammar, instead. Sprinkling a few acronyms into your texts is fine. For instance, "OMG I have to tell you something!" is fine, whereas, "OMG u rnt going 2 believe what I heard" probably isn't going to win your crush's heart. Read your texts before you send them to try to catch any typos, as well. When you're first texting someone you like, don't weigh them down with all the problems in your life. Instead, keep your texts positive, clever, or funny. That will show your crush that you're a positive person who's fun to be around. For instance, you might send your crush jokes, cute stories about your day, or funny memes you come across. Avoid too much sarcasm, since it might not come across the right way in a text. Over time, you can gradually open up to your crush, especially if you see them doing the same thing. When you like someone, it can be tempting to read into every text they send you, looking for any sign of how they feel. However, the best way to know for sure whether your crush likes you is just to spend time talking to them. It will become clear in time, so just relax and have fun, and let things develop naturally. For instance, just because your crush sends you short texts doesn't necessarily mean they're mad at you or that they don't like you. They may just be busy. If you're constantly sending long blocks of texts and your crush is only sending you back short texts (or not texting you back at all), they're probably busy, and they might get aggravated if you keep blowing up their phone. You don't have to send exactly 1 message for every 1 message they send, but do try to keep it to a close ratio. Don't text the person to ask them why they're not texting you. That can come across as desperate or pushy. If they're not answering, give them some space. If your crush is always the one who has to say goodbye first, they might start to feel like you like them more than they like you. Give them a chance to miss you by ending the conversation a little earlier than they expect. If you're ending the conversation because you have somewhere to go, make sure to mention that so they know you have a busy, well-rounded life! Leave your crush hanging by saying something like, "Oh, remind me tomorrow to tell you about my job interview!"
Question: What is a summary of what this article is about?
Don't feel like you need to wait a certain amount of time before you text. Avoid using a lot of slang in your texts. Keep your texts lighthearted, especially at first. Don't overthink it. Try not to text the other person way more than they text you. Try to be the first one to end the conversation.