Article: Use great care in setting the eyes. Typically, the eyelids tend to sag back in its socket, so a small piece of cotton is placed between the lid and the eye to round it out. In some cases, a plastic eye cap is used for this purpose. Eyelids are never sewn shut but may be glued shut in some cases. The features need to be set before the embalming fluid is introduced, because that fluid will "set" the body fairly rigidly, making it difficult to do it afterward. One of two methods is typically used to set the mouth. Sometimes, the mouth is sewn shut using suture string, passing a curved needle through the jaw under the gums and back up through the septum. Avoid tying the string too tightly to give the jawline a natural appearance. An injector gun is also commonly used in conjunction with a mouth form. Like a mouthguard or a dental prosthetic, the mouth form holds the jaw together according to the natural bite and alignment of the jaw. This method often includes less room for human error. A small amount of cream should be used on the eyelids and lips to keep them from drying out, giving them a natural and lifelike appearance.
Question: What is a summary of what this article is about?
Close the eyes. Close the mouth and set it naturally. Moisturize the features.

Problem: Article: On average, you need to be between 5 feet 8 inches (173 cm) and 6 feet (183 cm) tall. However, if you're short but have a fun-loving attitude and strong work ethic, you can still succeed. Officially, there aren't any weight requirements, but most international fashion models weigh between 110 and 130 pounds (50-59 kg). Depending on who you model for, "plus-size" models can wear between a size 8 (UK size 10/EU size 38) and a size 14 (UK size 16/EU size 44). In most cases, you have to be 16 to 21 years old. If you're under 18, you'll need a parent or legal guardian to sign your contract. Depending on the state you live in, you might also need a work permit if you're still a minor. If you're over 21 but look younger, you could still have a chance. However, unless you hit superstardom, you're "too old" by age 23. . On the runway, you need to have perfect posture. Square your shoulders and straighten your back. Relax your hands, but don't let your arms swing too much. When you walk, take long strides, and place one foot directly in front of the other. Once you get the walk down pat, practice walking in high heels. Start in low-level pumps. Then, gradually work your way up to stiletto heels. Dedicate about an hour a day, at least four days a week, to your workout. Work all muscle groups to keep your bones and muscles strong. Add some cardio for heart health and yoga for flexibility and relaxation. Focus on fresh, preferably organic, foods. Plant proteins, complex carbohydrates, and monounsaturated ("good") fats are both filling and nourishing. Good choices include legumes (beans, peas, and nuts), dark leafy greens like kale, and whole grains like long-grain rice and barley. If you want to go on a diet, talk to your doctor firsteven if you're in perfect health. Never starve yourself. If you think you might have an eating disorder, call the National Eating Disorders Association at 1-800-931-2237 or text "NEDA" to 741741. The average adult needs about 64 fluid ounces (1.89 L) of water per day. If you exercise vigorously, you should drink more. Talk to your doctor for specific recommendations. In addition to keeping you alive and healthy, water also prevents you from overeating. A healthy diet and exercise program will minimize common skin problems like acne. If you have oily or acne-prone skin, wash your face at least twice a day with oil-controlling facial scrub. If you have dry skin, use a moisturizing facial wash. Wear sunscreen between 10:00am and 2:00pm, when UV rays are strong. Too much UV exposure can cause premature wrinkles, which are a career killer. Treat the occasional breakout with a dab of tea tree oil. If acne breakouts remain stubborn, talk to a dermatologist about prescription medications. This includes alcohol and nicotine. Getting drunk everyday can damage your liver and your ability to think clearly. Smoking leads to long-term problems like heart disease, emphysema, cancer, and premature ageing. Hardcore drugs like cocaine or heroin are equally as dangerous and deadly.
Summary: Research physical requirements. Research age requirements. Work on your walk Exercise. Eat right. Drink plenty of water. Take care of your skin. Don't abuse drugs.

A "piggyback loan" will allow someone with a low down payment, or even no down payment, to purchase a home without PMI. This is actually a name for getting two separate loans. The first loan will be for of 80% of the property's value, so there will be no PMI requirement. Then the borrower will get a second loan that "piggybacks" on the first one, to cover the rest of the money that is needed. Following the downturn of the housing market, many banks have limited the piggyback option to 10% of the value, requiring the borrower to make at least a 10% down payment. This is often called an "80/10/10" loan, referring to the 80% first loan, 10% piggyback loan, and 10% down payment. Suppose a buyer wants to buy a property for $200,000. With an 80/10/10 piggyback loan, he would borrow $160,000 on a first mortgage (80%), $20,000 on a second, piggyback mortgage (10%), and make a down payment of $20,000 (10%). Imagine another buyer wants to buy a property for $450,000 using an 80/10/10 piggyback loan. His first mortgage would be $360,000 (80%); the second, piggyback mortgage would be $45,000 (10%); and the down payment would be $45,000 (10%). A piggyback loan is not automatically going to be cheaper than a traditional loan that includes PMI payments. You can use an online loan calculator to help you figure out which is preferable. One example of such a calculator is http://www.goodmortgage.com/Calculators/PMI_Or_Piggyback.html. The second loan is typically for a much shorter term than the first, often requiring full payoff in about ten years. While the piggyback loan lets you cut out PMI payments, you must realize that you will be making monthly payments on two loans at once. A buyer using this option will need to be sure that he can afford the monthly payments on both loans together.
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One-sentence summary --
Research the "piggyback" option. Calculate the value. Understand the drawbacks.