In this task, you will be shown a prompt from a judicial decision and multiple holding statements derived from citations following text in a legal decision. Holdings represent the governing legal rule when the law is applied to a particular set of facts. There are five answer choices for each citing text. The correct answer is the holding statement that corresponds to the citing text. You should write an incorrect option. Even though there exist multiple wrong answers, we only need a single wrong answer. There is a <HOLDING> token in the position of the citing text prompt where the holding statement was extracted.

Ex Input:
558, 563, 564 S.E.2d 94, 96 (2002). DISCUSSION Moody argues the circuit court erred in granting Dairy-land's motion for summary judgment, asserting Dairyland did not make a meaningful offer of UIM coverage because it failed to offer coverage in amounts less than the statutory minimum limits. We disagree. "The cardinal rule of statutory construction is to ascertain and effectuate the intent of the legislature." Hawkins v. Bruno Yacht Sales, 353 S.C. 31, 40, 577 S.E.2d 202, 207 (2003).. Moreover, "[w]here the terms of the statute are clear, [this Court] must apply those terms according to their literal meaning." Brown v. South Carolina Dep't of Health & Envtl. Control, 348 S.C. 507, 515, 560 S.E.2d 410, 414 (2002); see also Rowe v. Hyatt, 321 S.C. 366, 369, 468 S.E.2d 649, 650 (1996) (<HOLDING>). In relevant part, section 38-73-470 provides
Holding statements: (A) holding that the clear and unambiguous words of an insurance contract should be given their plain and ordinary meaning (B) holding that we must give the words in statutes their plain and ordinary meaning (C) holding when interpreting a statute words must be given their plain and ordinary meaning without resorting to subtle or forced construction to limit or expand the statutes operation (D) holding that where the language of a statute is clear and without ambiguity the plain meaning is to be accepted without resorting to the rules of interpretation (E) holding that statutory words must be given their ordinary contemporary meaning

Ex Output:
holding that the clear and unambiguous words of an insurance contract should be given their plain and ordinary meaning

Ex Input:
of G.D.'s older sibling, C.D., based on the abuse of G.D. The court may not terminate parental rights based on the abuse of a sibling without a finding of a nexus between the abuse and the prospective abuse. O.M. v. Dep't of Children & Family Servs. (In re G.C.A.), 863 So.2d 476 (Fla. 2d DCA 2004) (citing R.F. v. Dep't of Children & Families (In re M.F.), 770 So.2d 1189 (Fla.2000)); see also C.M. v. Dep't of Children & Families (In re C.M.), 844 So.2d 765, 766 (Fla. 2d DCA 2003) ("Children who have not been abused may be adjudicated dependent based on abuse inflicted upon their siblings; however, the evidence must demonstrate a nexus between the abuse and any prospective abuse to another sibling."). But see T.P. v. Dep't of Children & Families, 860 So.2d 1084, 1089 (Fla. 5th DCA 2003) (<HOLDING>). "Generally, this nexus is established when
Holding statements: (A) holding that parental rights may be terminated based on the egregious abuse of a sibling without a showing of a nexus but providing that the parent should be afforded the opportunity to show a lack of a nexus (B) holding that in order to support a termination of parental rights based on prospective abuse it is necessary to show that the behavior of the parent was beyond the parents control likely to continue and placed the child at risk and citing as an example the parents mental illness (C) holding the parental rights of a child may not be terminated unless that parent has been represented by counsel at every critical stage of the proceedings (D) recognizing that a court is not limited in what it may consider in determining whether parental rights should be terminated (E) recognizing petitioners must be afforded the opportunity to show good cause for filing a longer petition

Ex Output:
holding that in order to support a termination of parental rights based on prospective abuse it is necessary to show that the behavior of the parent was beyond the parents control likely to continue and placed the child at risk and citing as an example the parents mental illness

Ex Input:
concerned statements made during settlement negotiations, not the settlement itself. Vardon, like Steele, helps Pfizer, but not entirely. In that case, the plaintiff issued an interrogatory that sought "information relating to settlement negotiations." Id. at 651. In denying the plaintiffs motion to compel an answer to this interrogatory, the court noted that "[t]he policy favoring freely-negotiated settlements is one of the strongest in the federal courts, and is enshrined in Fed. R. Evid. 4-08's [ ("Rule 408") ] exclusionary rule." 156 F.R.D. at 652 (emphasis added). Like the Steele court's discussion of the "settlement privilege," the Vardon court was addressing statements made in the c ivilege as to communications, it did not wholly cordon off all things settlement. Id. at 981-83 (<HOLDING>). Nor could it. As the Court explains below,
Holding statements: (A) holding that evidence of settlement may be considered under rule 408 when reviewing a motion for sanctions (B) recognizing exceptions in rule 408 as applying to settlement agreements and the occurrence of settlement talks (C) holding a settlement privilege exists as to thirdparty discovery of settlement negotiations (D) recognizing the confidentiality ordinarily afforded to settlement agreements (E) holding that property settlement agreements may be specifically enforced

Ex Output:
holding that evidence of settlement may be considered under rule 408 when reviewing a motion for sanctions