Article: Money management should be easy, right? You earn money. Then you use it to pay bills and taxes, donate some if you can and save some. I have paid out more than I earned in the past. I have been stingy occasionally and been sorry later. My biggest regret about money, however, is regarding savings. When I was 30 years old, I started saving money. Finally, I had a well-paid job with a salary that would grow with time and seniority. I purchased my home and moved in. The next logical step was to save money. So I did. In one year I put away $5,000. My goal was to build another $5,000 and start investing . I was pleased with my progress. Unfortunately, life stepped in. A family member became disabled and needed financial assistance. I could not seem to control my spending, and my checking account ran dry. My credit card bills rose. I carry no regret to any necessities that I bought for my family. However, as I look back, I realize that I did not research enough about balancing my budget before spending my savings account. I used the money to buy fast food just for convenience. I would go to the store for food when my cupboards were still not empty, because I wanted something special. I bought convenient items to save time, not considering that I was wasting money. I should have given up the name brand paper towels and used more dish rags. My $5,000 was gone quickly. That was just over 10 years ago. If I had kept the savings and restarted my savings after the emergency, I might have doubled that $5,000 by now. When I am a senior, I will still regret that $5,000. My credit card debt will be paid back soon. I will be as wise in my charity donations as possible. But I shall always mourn my savings account. Question: What lesson can we learn from this text? Yes or no, is the answer "We should balance our budget."?
Yes

Article: "Keep out or I'll chase you out! This is my property!" You hear this every spring. It is a long musical sound --- a bird song! Birds use their songs to communicate different messages to one another. People who study bird sounds are learning their meanings. Usually it is the male that sings. Early in spring he sings to say that he has picked out a piece of property. He sings to attract a female of his same kind. Together they will raise a family in his territory . He sings to tell all other birds of his kind to keep out. Each kind of bird has its own type of song. Cardinals sing something that sounds a little like "What cheer, cheer, cheer." Towhees sing, "Drink your tea." Most of the time, birds pay attention only to the songs of birds of their own kind. Cardinals answer cardinals, and song sparrows answer song sparrows. A cardinal knows that a song sparrow will not try to steal its mate. So you can see one reason why a cardinal may chase away another cardinal but will not bother a song sparrow. Most different kinds of birds eat different things. To find enough to eat, a bird needs a big piece of land to search in. Many kinds of birds have some ways of dividing up the land into territories. Song sparrows, cardinals ovenbirds, and white-throated sparrows are some of the birds that have territorial systems. Especially in early spring, birds work out the boundaries between their territories by singing "keep out" threats and by chasing and fighting each other. The birds continue singing to tell females that they have set up territories. Neighboring birds seem to agree that there are make believe fences between their pieces of property. Then they do not have to waste energy chasing each other instead of taking care of their young. Scientists guessed that some birds could recognize their neighbors by small differences in their songs. Two scientists who studied white-throated sparrows found that these birds can even tell the difference between songs of individual birds of their own kind. White-throated sparrows... Question: What is the article mainly about? Yes or no, is the answer "How birds sing to communicate."?
Yes

Q: Article: Every successful independence movement needs a leader. The leader of the Indian independence movement was Mohandas Gandhi. He was born into a Hindu family. As a young man, Gandhi studied law in London. The Hindu leaders had threatened to punish him. But he went to London anyhow. Gandhi believed in fighting without weapons or force. He called his method non-violence . He would simply disobey any unfair law or policy. He was willing to be punished for his actions. Gandhi thought that the law would be changed if enough people protested in this way. It would show how strongly the people felt about his beliefs. Gandhi wanted all Indians to understand the independence movement. He walked barefoot through the villages, speaking to all people. Many people loved and understood Gandhi. His movement grew. The British flag came down in 1947. The Indian people honored Gandhi with the title Mahatma, which means "Great soul". Gandhi was an unusual kind of leader. He promised never to make money for himself. He always wore simple clothes and sandals. He was shot and killed in 1948. At his death, he owned little more than a few clothes, his eyeglasses, a book, and his rice bowl. Question: What method did Gandhi use in leading his people to fight against the British rule of India? Yes or no, is the answer "Non-violence."?
A: No

Q: Article: Mark felt that it was time for him, to take part in his community, so he went to the neighborhood meeting after work. The area' s city councilwoman was leading a discussion about how the quality of life was decreasing. The neighborhood faced many problems. Mark looked at the charts taped to the walls. There are charts for parking problems, crime, and for problems in vacant buildings. People were supposed to suggest solutions to the councilwoman. It was too much for Mark. "The problems are too big," he thought. He turned to the man next to him and said, "I think this is a waste of my time. Nothing I could do would make a difference here." Mark thought some more on his way to the bus stop. "People should just take care of themselves, "he decided. "That' s enough to do. I can' t take on all the problems of the world." As he neared the bus stop, Mark saw a woman carrying a grocery bag and a baby. She was trying to unlock her car, but she didn't have a free hand. As Mark got closer, her other child, a little boy, suddenly _ into the street. The woman tried to reach for him, but as she moved, her bag shifted and the groceries started to fall out. Mark ran to take the boy's arm and led him back to his mother. Then he picked up the groceries while the woman smiled in relief. "Thanks! "she said. "You've got great timing!" "Just being neighborly," Mark said. As he rode home, he glanced at the walls of the bus. On one of them was "Small acts of kindness add up. "Mark smiled and thought, "Maybe that's a good place to start." Question: In Mark's opinion, _ . Yes or no, is the answer "he was not in the position to solve such problems"?
A: Yes