Problem: Article: Enlist the help of music enthusiasts to find the song. Look in music forums for specific genres, like metal or instrumental. Make a post including as many details about the song you can remember. Include lyric phrases, any relevant context, and anything else you remember. WatZatSong and Name My Tune are both general music finding sites. The popular social news site Reddit hosts a forum called "r/tipofmytongue," where users can ask for help identifying unknown songs. If the song is currently playing while you're in a restaurant or book store, some apps allow you to record the song and upload it. The app will then match the recording to songs in their database and offer the most likely match. Some well-known music recording apps include Shazam and MusicID. Music recognition apps might not aid your search if the song's already ended. If you have a microphone, some music websites allow you to sing the melody or tap the rhythm of the song and upload the recording online. Try singing or tapping the melody into your microphone. The website will then compare your recording to their song database and return with possible matches. Midomi, Tunebot, and Musipedia all allow users to upload recordings. You might know the song's artist but not the specific song. Check out their official website and scroll through their album lists. Input every song title into a music website like Spotify or iTunes until you find what you're looking for.
Summary: Ask around on music forums. Download music recognition apps. Enter the melody into a searchable music site. Visit artist websites.

Problem: Article: The dividend discount model (DDM) considers the dollar value of dividends paid to shareholders. This model also factors in a projected growth rate of the dividend. Dividends are discounted to their present value using a discount rate. If the dividend discount model values the stock at a higher price than the current market value, the stock's price is considered to be undervalued. The DDM formula is (Dividend per share)/ (Discount rate Dividend growth rate). A dividend is a payment of a company's earnings to shareholders. If a company's earnings are expected to grow, an analyst may also assume that the dividends paid to shareholders may grow. You should assume a growth rate for the DDM formula. Say, for example, that your company has earnings for the year of $1,000,000. You decide to pay $500,000 to shareholders in the form of a dividend. If your firm had 500,000 shares of common stock outstanding, you would pay a $1 dividend on each share of stock. Assume that the company earns $2,000,000 in the following year. The firm may decide to pay a larger dollar amount as a dividend- say $1,000,000. If the number of common stock shares is still 500,000, each share of stock would receive a $2 dividend. The discount rate is the percentage rate used to discount future payments into today's dollars. Discounting payments to the current day allows the analyst to make a "apples to apples" comparison of cash flows from different periods of time. Remember that, for this formula, the discount rate is the rate of return required by the investor. It should take into account the stability of the dividend payment. For example, if the dividend payment is erratic, the discount rate should be higher. Assume that you expect to receive a $100 payment in five years. Assume also that the discount rate each year will be 3%. You can use a present value table to determine the present value factor for $100 received in 5 years, at a discount rate of 3%. The factor is .86261 (Other tables or calculators may be slightly different, due to rounding). The present value of the payment is ($100 multiplied by .86261 = $86.26). The DDM formula is (Dividend per share)/ (Discount rate Dividend growth rate). Dividend per share is the dollar amount of dividend paid for each share of common stock. Assume the dividend is $4 per share. The discount rate is the investor's required rate of return. Assume a 12% discount rate. Assume a 4% percentage rate of dividend growth each year. The DDM formula is ($4 / (12% - 4%) = $50). If the current market price of the stock is less than $50 per share, the formula indicates that the stock price is undervalued. In other words, the intrinsic value of the stock is higher than the stock's current price.
Summary: Understand the definition. Consider the growth rate for dividends. Apply a discount rate. Input your assumptions into the DDM formula.

Problem: Article: Even when using very sturdy hairpins, chignons have a tendency to get a little while after a couple of hours. By spraying your chignon with hairspray, your hairstyle will last a good while longer. Use a strong formula for the best effects.
Summary: Use hairspray to keep your hair in place.

Problem: Article: This is easy to do with phone books up to 2 inches (5.1cm) in thickness.
Summary:
If you start at the spine of the phone book rather than the open edge, you don't need to do any odd beveling or squeezing.