In one sentence, describe what the following article is about: The American Bankers Association and the Mortgage Bankers Association both offer ongoing training and certification programs for loan officers. Legally, you don't need to be certified. But these programs will boost your credentials and chances of advancing. You'll take a series of courses to improve your knowledge of banking, credit analysis, and mortgage law. You can even choose a program that is designed for your loan specialization. For example, a loan officer can earn a residential or commercial Certified Mortgage Banker (CMB) certificate through the Mortgage Bankers Association. The American Banker's Association offers certificates in Commercial Lending, Residential Mortgage Lending, and another in Lending Compliance. Pursuing your professional development with a certification course in underwriting will, once again, increase your credentials and potential for advancement. Underwriting programs are designed for those already in the industry; you will take courses that improve your understanding of loan risk based on things like property types and value, capital, and debt. Two or even four-year degree programs are also available. One skill that underwriting programs will give you is software literacy. While some banks still judge loan applications by set guidelines and human judgement, increasingly they are using specialized underwriting software that evaluates loan applicant. Knowing your way around these programs is a great skill to put on your resume. You will have to do a lot of professional development to be a great loan officer. Laws change often at the state and federal level. You will have to stay on top of these changes. Also, remember that you will need to complete a minimum amount of continuing education hours per year to maintain your license. Whether it be for certification, staying up-to-date, or just continuing education, it's in your interest to keep learning.
Summary: Get a professional certification. Take a program in underwriting. Continue to learn.

In one sentence, describe what the following article is about: There are a wide range of sounds available when it comes to wireless doorbells, from basic buzzes and dings to more elaborate melodies. Listen to several and decide which sound you prefer. Or, choose a customizable chime so that you can upload your own music clip. Some bells come with adjustable audio controls that allow the user to change the volume at will. This may be a good option if you'd prefer to turn down the noise at night, or if you need to turn it up if you have your music playing loudly, for instance. Some bells have a sensor that lights up when pressed rather than playing a chime. If you have small children, for example, you may want a bell that you can change to illuminate rather than chime during nap time. Wireless doorbells come in various shapes and sizes. Look at the amount of space available near the door you plan to install the bell on. Consider the visual appeal of several sizes and shapes to determine what configuration would fit well and look the best. Basic doorbells are usually made from plastic and are available in a limited range of neutral colors. Luxury bells have a wide range of styles, colors, and finishes, including ceramic, metal, and wood. Opt for the bell that you like the look of best.
Summary: Choose the chime you like best. Determine if you'd like to control the volume. Decide if you want an illumination option. Choose a size based on the available space. Select a style that complements the design of your home.

In one sentence, describe what the following article is about: No two dandruff shampoos are exactly alike; similarly, no two dandruff sufferers are exactly alike, either. The best dandruff shampoo for one person may not be the best one for you, so be prepared to try out a few different options before finding one that works. Zinc pyrithione shampoos tend to have fewer negative side effects and are generally well tolerated, making them a popular first option. If you have darker hair, tar shampoos and selenium sulfide shampoos are equally good options as long as you follow the label instructions closely. Since salicylic acid shampoos can cause additional dryness, they are generally a less popular choice, but are still safe for most people. Ketoconazole shampoos are generally used when other anti-dandruff shampoo types fail to work or stop working. For a more precise recommendation suited to your hair type and scalp needs, consult a dermatologist. You should always follow the label instructions closely for any dandruff shampoo you use, but generally, you'll need to apply the shampoo to wet hair and thoroughly massage it into the scalp using your fingers. In most cases, you'll need to let the shampoo sit on your scalp for about five minutes before rinsing it out. Others, however, should be rinsed out immediately after application (especially those containing selenium sulfide). To bring severe cases of dandruff under control, you'll typically need to use your anti-dandruff shampoo once every one to two days. The exception is Ketoconazole shampoo, which should be used only twice per week. As your dandruff subsides, you can cut back the amount used to about twice per week, or once per week if you have coarser hair. One shampoo may work for a period of time before suddenly becoming less effective. If this happens, consider switching back and forth between two different ingredient types, using each one at least once per week. You may also consider switching entirely to another type of dandruff shampoo instead of alternating between the old and new ingredients, but doing so may prove less effective than alternating between two.
Summary:
Commit to trial and error. Massage the shampoo into your scalp. Use the shampoo regularly. Swap between two anti-dandruff shampoos, if necessary.