In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

[EX Q]: SECTION 1. SHORT TITLE.

This Act may be cited as the ''9/11 Can You Hear Me Now Act''.

SEC. 2. FINDINGS.

The Congress finds the following:
(1) After two terrorist attacks it is time to fix the
communications system for the New York City Fire Department.
(2) During its response to the 1993 bombing of the World
Trade Center in New York City, the New York City Fire
Department's radios did not work in the twin towers of the
World Trade Center. The resulting lack of communication
complicated operations but did not result in the death of any
firefighter.
(3) Eight years later, on September 11, 2001, the World
Trade Center was attacked again and the fire department's radio
system failed again.
(4) Soon before the collapse of Tower One of the World
Trade Center, fire department officials tried in vain to radio
firefighters to evacuate the building.
(5) The firefighters' radio system failed the firefighters
in Tower One and as a result many were not able to receive this
warning. The failure of the radio system was largely
responsible for the death of many of the 343 firefighters who
died in the collapse of the World Trade Center twin towers.
(6) Since September 11, 2001, the fire department has taken
steps to improve the communications system that failed them.
However, many tall buildings in New York City have not
installed repeaters that are needed to boost signals, and the
signals are often lost in high-rise buildings and underground.
(7) In August 2003, New York City experienced a blackout.
During the blackout the fire department's radio system was
again found not to work reliably during emergency situations or
in high buildings.
(8) The dispatch system currently used by the New York City
Fire Department was acquired in the early 1970s and hampers the
ability of the department to fully communicate with its
firefighters and provide appropriate detailed information about
the buildings and locations to which they respond.
(9) Since the terrorist attacks of September 11, 2001,
executive branch officials have repeatedly warned that future
terror attacks are not a matter of if, but when. The Secretary
of Homeland Security has identified New York City as one of the
main terrorist targets.
(10) With New York City remaining a top terrorist target,
such communications system should be a national priority.
(11) A new state-of-the-art communications system and
upgrades to the critical information dispatch system for the
New York City Fire Department should be--
(A) seamless from the receipt of a 911 call to the
dispatch of the firefighter; and
(B) interoperable with other public safety offices
within the City of New York.

SEC. 3. REQUIREMENT TO PROCURE COMMUNICATIONS SYSTEM FOR NEW YORK CITY
FIRE DEPARTMENT.

(a) In General.--The Secretary of Homeland Security shall, by not
later than 1 year after the date of the enactment of this Act, procure
development and provision of a communications system for the New York
City Fire Department, including appropriate radios for the entire
department and upgrades to the critical information dispatch system of
the department.
(b) Requirements.--
(1) Radios.--Radios procured pursuant to this section must
be capable of operating in all locations, and under all
conditions, in which firefighters can reasonably be expected to
work in responding to an emergency in New York City.
(2) Supplemental communication device.--Any communications
system procured pursuant to this section must include provision
to each firefighter of a supplemental radio communication
device that--
(A) allows the firefighter to transmit audio and
radio emergency notification warning signals to other
firefighters whenever the firefighter is in distress
and in immediate need of assistance; and
(B) has the capability to operate automatically in
a passive mode by transmitting audio and radio messages
that will relay the firefighter's identification and
location if the firefighter--
(i) becomes incapacitated and motionless;
and
(ii) is unable to physically transmit a
call for help.
(3) Dispatch system.--Upgrades to the critical information
dispatch system procured pursuant to this section must--
(A) allow the fire department to communicate with
firefighters in all locations, and under all
conditions, in which firefighters can reasonably be
expected to work in responding to an emergency in New
York City, including all high-rise buildings and
subways;
(B) provide useful, detailed data concerning all
likely terrorist target locations in the City of New
York; and
(C) be capable of providing to responding
firefighters, instantaneously, details about particular
buildings and other locations to assist them in making
decisions about how to mitigate a terrorist attack and
save lives and property.
(c) Testing.--Radios, any dispatch system upgrades, and
supplemental communication devices procured pursuant to this section
must have been tested to ensure they will operate in all locations and
under all conditions in which firefighters can reasonably be expected
to work in responding to an emergency in New York City.
(d) Coordination.--In carrying out this section the Secretary shall
coordinate with the City of New York to ensure that the communications
system procured under this section is--
(1) compatible with the plans of the City of New York to
upgrade its 911 system; and
(2) interoperable with other public safety communications
systems.
(e) Progress Report.--The Secretary shall submit to the Congress a
report on progress made in carrying out this section, on--
(1) February 26, 2008; and
(2) September 11, 2008.
[EX A]: 9/11 Can You Hear Me Now Act - Directs the Secretary of Homeland Security to procure development and provision of a communications system for the New York City Fire Department, including appropriate radios and upgrades to the Department's critical information dispatch system that allow communication in all locations and under all conditions in which firefighters can reasonably be expected to work, including all high-rise buildings and subways.

Directs that any communications system procured include provision to each firefighter of a supplemental radio communication device that: (1) allows the firefighter to transmit emergency notification warning signals to other firefighters; and (2) has the capability to operate automatically by transmitting messages that will relay an incapacitated firefighter's identification and location.

Requires that upgrades procured: (1) provide useful, detailed data concerning all likely terrorist target locations in the city; and (2) be capable of providing to responding firefighters, instantaneously, details about particular buildings and other locations to assist in making decisions about how to mitigate a terrorist attack.

Requires that: (1) radios, any dispatch system upgrades, and supplemental communication devices procured be tested; and (2) the Secretary coordinate with the city to ensure that the communications system procured is compatible with city plans to upgrade its 911 system and interoperable with other public safety communications systems.

[EX Q]: SECTION 1. SHORT TITLE.

This Act may be cited as the ''Ottawa National Wildlife Refuge
Complex Expansion and Detroit River International Wildlife Refuge
Expansion Act''.

SEC. 2. FINDINGS.

Congress finds that--
(1) the western basin of Lake Erie, as part of the Great
Lakes ecosystem--
(A) is the largest freshwater ecosystem in the
world; and
(B) is vitally important to the economic and
environmental future of the United States;
(2) over the 30-year period preceding the date of enactment
of this Act, the citizens and governmental institutions of the
United States and Canada have devoted increasing attention and
resources to the restoration of the water quality and fisheries
of the Great Lakes, including the western basin;
(3) that increased awareness has been accompanied by a
gradual shift toward a holistic ecosystem approach that
highlights a growing recognition that shoreline areas, commonly
referred to as nearshore terrestrial ecosystems, are an
integral part of the western basin and the Great Lakes
ecosystem;
(4) the Great Lakes account for more than 90 percent of the
surface freshwater in the United States;
(5) the western basin of Lake Erie receives approximately
90 percent of its flow from the Detroit River and only
approximately 10 percent from tributaries;
(6) the western basin is an important ecosystem that
includes a number of distinct islands, channels, rivers, and
shoals that support dense populations of fish, wildlife, and
aquatic plants;
(7) coastal wetland of Lake Erie supports the largest
diversity of plant and wildlife species in the Great Lakes;
(8) because Lake Erie is located at a more southern
latitude than other Great Lakes, the moderate climate of Lake
Erie is appropriate for many species that are not found in or
along the northern Great Lakes;
(9) more than 300 species of plants, including 37
significant species, have been identified in the aquatic and
wetland habitats of the western basin;
(10) the shallow western basin of Lake Erie, extending from
the Lower Detroit River to Sandusky Bay, is home to the
greatest concentration of marshes in Lake Erie, including--
(A) Mouille, Metzger, and Magee marshes;
(B) the Maumee Bay wetland complex;
(C) the wetland complexes flanking Locust Point;
and
(D) the wetland in Sandusky Bay;
(11) the larger islands of the United States in western
Lake Erie have wetland in small embayments;
(12) the wetland in the western basin comprises some of the
most important waterfowl habitat in the Great Lakes;
(13) waterfowl, wading birds, shore birds, gulls and terns,
raptors, and perching birds use the wetland in the western
basin for migration, nesting, and feeding;
(14) hundreds of thousands of diving ducks stop to rest in
the Lake Erie area during autumn migration from Canada to
points east and south;
(15) the wetland of the western basin provides a major
stopover for sea ducks, such as migrating common goldeneye,
common mergansers, and ruddy duck;
(16) the international importance of Lake Erie is indicated
in the United States by congressional designation of the Ottawa
and Cedar Point National Wildlife Refuges;
(17)(A) Lake Erie has an international reputation for
walleye, perch, and bass fishing, recreational boating,
birding, photography, and duck hunting; and
(B) on an economic basis, tourism in the Lake Erie area
accounts for an estimated $1,500,000,000 in retail sales and
more than 50,000 jobs;
(18)(A) many of the 417,000 boats that are registered in
the State of Ohio are used in the western basin, in part to
fish for the estimated 10,000,000 walleye that migrate from the
lake to spawn; and
(B) that internationally renowned walleye fishery drives
much of the $2,000,000,000 sport fishing industry in the State
of Ohio;
(19) coastal wetland in the western basin has been
subjected to intense pressure for 150 years;
(20) prior to 1850, the western basin was part of an
extensive coastal marsh and swamp system consisting of
approximately 122,000 hectares that comprised a portion of the
Great Black Swamp;
(21) by 1951, only 12,407 wetland hectares remained in the
western basin;
(22) 50 percent of that acreage was destroyed between 1972
and 1987, leaving only approximately 5,000 hectares in
existence today;
(23) along the Michigan shoreline, coastal wetland was
reduced by 62 percent between 1916 and the early 1970s;
(24) the development of the city of Monroe, Michigan, has
had a particularly significant impact on the coastal wetland at
the mouth of the Raisin River;
(25) only approximately 100 hectares remain physically
unaltered today in an area in which, 70 years ago, marshes were
10 times more extensive;
(26) in addition to the actual loss of coastal wetland
acreage along the shores of Lake Erie, the quality of much
remaining dike wetland has been degraded by numerous stressors,
especially excessive loadings of sediments and nutrients,
contaminants, shoreline modification, exotic species, and the
diking of wetland; and
(27) protective peninsula beach systems, such as the former
Bay Point and Woodtick, at the border of Ohio and Michigan near
the mouth of the Ottawa River and Maumee Bay, have been eroded
over the years, exacerbating erosion along the shorelines and
negatively affecting breeding and spawning grounds.

SEC. 3. PURPOSE.

The purpose of this Act is to establish a national wildlife refuge
complex in the State of Ohio--
(1)(A) to protect the remaining high-quality fish and
wildlife habitats of the western basin before those habitats
are lost to further development; and
(B) to restore and enhance degraded wildlife habitats
associated with the western basin;
(2) in partnership with nongovernmental and private
organizations and private individuals dedicated to habitat
enhancement, to conserve, enhance, and restore the native
aquatic and terrestrial community characteristics of the
western basin (including associated fish, wildlife, and plant
species);
(3) to facilitate partnerships among the United States Fish
and Wildlife Service, Canadian national and provincial
authorities, State and local governments, local communities in
the United States and Canada, conservation organizations, and
other non-Federal entities to promote public awareness of the
resources of the western basin; and
(4) to advance the collective goals and priorities that--
(A) were established in the report entitled ''Great
Lakes Strategy 2002--A Plan for the New Millennium'',
developed by the United States Policy Committee,
comprised of Federal agencies (including the United
States Fish and Wildlife Service, the National Oceanic
and Atmospheric Administration, the United States
Geological Survey, the Forest Service, and the Great
Lakes Fishery Commission) and State governments and
tribal governments in the Great Lakes basin; and
(B) include the goals of cooperating to protect and
restore the chemical, physical, and biological
integrity of the Great Lakes basin ecosystem.

SEC. 4. DEFINITIONS.

In this Act:
(1) Cedar point refuge.--The term ''Cedar Point Refuge''
means the Cedar Point National Wildlife Refuge established by
the Secretary in accordance with the Migratory Bird
Conservation Act (16 U.S.C. 715 et seq.).
(2) International refuge.--The term ''International
Refuge'' means the Detroit River International Wildlife Refuge
established by section 5(a) of the Detroit River International
Wildlife Refuge Establishment Act (16 U.S.C. 668dd note; 115
Stat. 894).
(3) Ottawa refuge.--The term ''Ottawa Refuge'' means the
Ottawa National Wildlife Refuge, established by the Secretary
in accordance with the Migratory Bird Conservation Act (16
U.S.C. 715 et seq.).
(4) Refuge complex.--The term ''Refuge Complex'' means the
national wildlife refuge complex established by section 5(a).
(5) Secretary.--The term ''Secretary'' means the Secretary
of the Interior.
(6) Western basin.--
(A) In general.--The term ''western basin'' means
the western basin of Lake Erie, consisting of the land
and water in the watersheds of Lake Erie extending from
the watershed of the Lower Detroit River in the State
of Michigan to and including Sandusky Bay and the
watershed of Sandusky Bay in the State of Ohio.
(B) Inclusion.--The term 'western basin' includes
the Bass Island archipelago in the State of Ohio.
(7) West sister island refuge.--The term ''West Sister
Island Refuge'' means the West Sister Island National Wildlife
Refuge established by Executive Order 7937, dated August 2,
1937.

SEC. 5. NATIONAL WILDLIFE REFUGE COMPLEX.

(a) Establishment.--There is established a national wildlife refuge
complex in the State of Ohio, consisting of--
(1) the Ottawa Refuge, as modified by subsection (b);
(2) the West Sister Island Refuge; and
(3) the Cedar Point Refuge.
(b) Expansion of Ottawa National Wildlife Refuge.--
(1) In general.--The Secretary shall expand the boundaries
of the Ottawa Refuge to include surrounding land and water in
the State of Ohio extending from the eastern boundary of the
Maumee Bay State Park to the eastern boundary of the Darby Unit
(including the Bass Island archipelago) as depicted on the map
entitled ''Ottawa National Wildlife Refuge Complex Expansion
and Detroit River International Wildlife Refuge Expansion
Act'', dated September 6, 2002.
(2) Availability of map.--The map referred to in paragraph
(1) shall be available for inspection in appropriate offices of
the United States Fish and Wildlife Service.
(c) Boundary Revisions.--The Secretary may make such revisions of
the boundaries of the Refuge Complex as the Secretary determines to be
appropriate--
(1) to facilitate the acquisition of property within the
Refuge Complex; or
(2) to carry out this Act.
(d) Acquisition.--
(1) In general.--Subject to paragraph (2), the Secretary
may acquire by donation, purchase with donated or appropriated
funds, or exchange the land and water, and interests in land
and water (including conservation easements), within the
boundaries of the Refuge Complex.
(2) Consent.--No land, water, or interest in land or water
described in paragraph (1) may be acquired by the Secretary
without the consent of the owner of the land, water, or
interest.
(e) Transfers From Other Agencies.--Administrative jurisdiction
over any Federal property that is located within the boundaries of the
Refuge Complex and under the administrative jurisdiction of an agency
of the United States other than the Department of the Interior may,
with the concurrence of the head of the administering agency, be
transferred without consideration to the Secretary for the purpose of
this Act.
(f) Study of Associated Area.--
(1) In general.--The Secretary, acting through the Director
of the United States Fish and Wildlife Service, shall conduct a
study of fish and wildlife habitat and aquatic and terrestrial
communities in and around the 2 dredge spoil disposal sites
that are--
(A) referred to by the Toledo-Lucas County Port
Authority as ''Port Authority Facility Number Three''
and ''Grassy Island'', respectively; and
(B) located within Toledo Harbor near the mouth of
the Maumee River.
(2) Report.--Not later than 18 months after the date of
enactment of the Act, the Secretary shall--
(A) complete the study under paragraph (1); and
(B) submit to Congress a report on the results of
the study.

SEC. 6. EXPANSION OF INTERNATIONAL REFUGE BOUNDARIES.

The Secretary shall expand the southern boundary of the
International Refuge to include additional land and water in the State
of Michigan located east of Interstate Route 75, extending from the
southern boundary of Sterling State Park to the Ohio State line, as
depicted on the map referred to in section 5(b)(1).

SEC. 7. ADMINISTRATION.

(a) Refuge Complex.--
(1) In general.--The Secretary shall administer all
federally owned land, water, and interests in land and water
that are located within the boundaries of the Refuge Complex in
accordance with--
(A) the National Wildlife Refuge System
Administration Act of 1966 (16 U.S.C. 668dd et seq.);
and
(B) this Act.
(2) Additional authority.--The Secretary may use such
additional statutory authority available to the Secretary for
the conservation of fish and wildlife, and the provision of
opportunities for fish- and wildlife-dependent recreation, as
the Secretary determines to be appropriate to carry out this
Act.
(b) Priority Uses.--In providing opportunities for compatible fish-
and wildlife-dependent recreation, the Secretary, in accordance with
paragraphs (3) and (4) of section 4(a) of the National Wildlife Refuge
System Administration Act of 1966 (16 U.S.C. 668dd(a)), shall ensure,
to the maximum extent practicable, that hunting, trapping, fishing,
wildlife observation and photography, and environmental education and
interpretation are the priority public uses of the Refuge Complex.
(c) Cooperative Agreements Regarding Non-Federal Land.--To promote
public awareness of the resources of the western basin and encourage
public participation in the conservation of those resources, the
Secretary may enter into cooperative agreements with the State of Ohio
or Michigan, any political subdivision of the State, or any person for
the management, in a manner consistent with this Act, of land that--
(1) is owned by the State, political subdivision, or
person; and
(2) is located within the boundaries of the Refuge Complex.
(d) Use of Existing Greenway Authority.--The Secretary shall
encourage the State of Ohio to use authority under the recreational
trails program under section 206 of title 23, United States Code, to
provide funding for acquisition and development of trails within the
boundaries of the Refuge Complex.

SEC. 8. AUTHORIZATION OF APPROPRIATIONS.

There are authorized to be appropriated such sums as are
necessary--
(1) to acquire land and water within the Refuge Complex
under section 5(d);
(2) to carry out the study under section 5(f); and
(3) to develop, operate, and maintain the Refuge Complex.
[EX A]: Ottawa National Wildlife Refuge Complex Expansion and Detroit River International Wildlife Refuge Expansion Act - Establishes a national wildlife refuge complex in Ohio, consisting of the Ottawa, West Sister Island, and Cedar Point National Wildlife Refuges.Requires the Secretary of the Interior to expand the Ottawa Refuge to include specified land and water in Ohio. Permits the Secretary to acquire by donation, purchase, or exchange the land and water and interests in land and water within the boundaries of the Complex.Directs the Secretary, acting through the Director of the United States Fish and Wildlife Service, to study and report to Congress on fish and wildlife habitat and aquatic and terrestrial communities in and around two specified dredge spoil disposal sites in Toledo Harbor.Requires the Secretary to expand the southern boundary of the Detroit River International Wildlife Refuge (the Refuge) to include additional land and water located in the State of Michigan east of Interstate Route 75.Prescribes requirements for administration of the Complex.Directs the Secretary to ensure that hunting, trapping, fishing, wildlife observation and photography, and environmental education and interpretation shall be the priority public uses of the Complex.Requires the Secretary to encourage the State of Ohio to use authority under the Federal recreational trails program to provide funding for the acquisition and development of trails within the boundaries of the Complex.

[EX Q]: SECTION 1. PROMOTING YOUTH FINANCIAL LITERACY.

Title IV of the Elementary and Secondary Education Act of 1965 (20
U.S.C. 7101 et seq.) is amended by adding at the end the following:

''PART D--PROMOTING YOUTH FINANCIAL LITERACY

''SEC. 4401. SHORT TITLE AND FINDINGS.

''(a) Short Title.--This part may be cited as the 'Youth Financial
Education Act'.
''(b) Findings.--Congress finds the following:
''(1) In order to succeed in our dynamic American economy,
young people must obtain the skills, knowledge, and experience
necessary to manage their personal finances and obtain general
financial literacy. All young adults should have the
educational tools necessary to make informed financial
decisions.
''(2) Despite the critical importance of financial literacy
to young people, the average student who graduates from high
school lacks basic skills in the management of personal
financial affairs. A nationwide survey conducted in 2002 by the
Jump$tart Coalition for Personal Financial Literacy examined
the financial knowledge of 4,024 12th graders. On average,
survey respondents answered only 50 percent of the questions
correctly. This figure is down from the 52 percent average
score in 2000 and the 57 percent average score in 1997.
''(3) An evaluation by the National Endowment for Financial
Education High School Financial Planning Program undertaken
jointly with the United States Department of Agriculture
Cooperative State Research, Education, and Extension Service
demonstrates that as little as 10 hours of classroom
instruction can impart substantial knowledge and affect
significant change in how teens handle their money.
''(4) State educational leaders have recognized the
importance of providing a basic financial education to students
in kindergarten through grade 12 by integrating financial
education into State educational standards, but by 2002 only 4
States required students to complete a course that covered
personal finance before graduating from high school.
''(5) Teacher training and professional development are
critical to achieving youth financial literacy. Teachers
confirm the need for professional development in personal
finance education. In a survey by the National Institute for
Consumer Education, 77 percent of a State's economics teachers
revealed that they had never had a college course in personal
finance.
''(6) Personal financial education helps prepare students
for the workforce and for financial independence by developing
their sense of individual responsibility, improving their life
skills, and providing them with a thorough understanding of
consumer economics that will benefit them for their entire
lives.
''(7) Financial education integrates instruction in
valuable life skills with instruction in economics, including
income and taxes, money management, investment and spending,
and the importance of personal savings.
''(8) The consumers and investors of tomorrow are in our
schools today. The teaching of personal finance should be
encouraged at all levels of our Nation's educational system,
from kindergarten through grade 12.

''SEC. 4402. STATE GRANT PROGRAM.

''(a) Program Authorized.--The Secretary is authorized to provide
grants to State educational agencies to develop and integrate youth
financial education programs for students in elementary schools and
secondary schools.
''(b) State Plan.--
''(1) Approved state plan required.--To be eligible to
receive a grant under this section, a State educational agency
shall submit an application that includes a State plan,
described in paragraph (2), that is approved by the Secretary.
''(2) State plan contents.--The State plan referred to in
paragraph (1) shall include--
''(A) a description of how the State educational
agency will use grant funds;
''(B) a description of how the programs supported
by a grant will be coordinated with other relevant
Federal, State, regional, and local programs; and
''(C) a description of how the State educational
agency will evaluate program performance.
''(c) Allocation of Funds.--
''(1) Allocation factors.--Except as otherwise provided in
paragraph (2), the Secretary shall allocate the amounts made
available to carry out this section pursuant to subsection (a)
to each State according to the relative populations in all the
States of students in kindergarten through grade 12, as
determined by the Secretary based on the most recent
satisfactory data.
''(2) Minimum allocation.--Subject to the availability of
appropriations and notwithstanding paragraph (1), a State that
has submitted a plan under subsection (b) that is approved by
the Secretary shall be allocated an amount that is not less
than $500,000 for a fiscal year.
''(3) Reallocation.--In any fiscal year an allocation under
this subsection--
''(A) for a State that has not submitted a plan
under subsection (b); or
''(B) for a State whose plan submitted under
subsection (b) has been disapproved by the Secretary;
shall be reallocated to States with approved plans under this
section in accordance with paragraph (1).
''(d) Use of Grant Funds.--
''(1) Required uses.--A grant made to a State educational
agency under this part shall be used--
''(A) to provide funds to local educational
agencies and public schools to carry out financial
education programs for students in kindergarten through
grade 12 based on the concept of achieving financial
literacy through the teaching of personal financial
management skills and the basic principles involved
with earning, spending, saving, and investing;
''(B) to carry out professional development
programs to prepare teachers and administrators for
financial education; and
''(C) to monitor and evaluate programs supported
under subparagraphs (A) and (B).
''(2) Limitation on administrative costs.--A State
educational agency receiving a grant under subsection (a) may
use not more than 4 percent of the total amount of the grant in
each fiscal year for the administrative costs of carrying out
this section.
''(e) Report to the Secretary.--Each State educational agency
receiving a grant under this section shall transmit a report to the
Secretary with respect to each fiscal year for which a grant is
received. The report shall describe the programs supported by the grant
and the results of the State educational agency's monitoring and
evaluation of such programs.

''SEC. 4403. CLEARINGHOUSE.

''(a) Authority.--Subject to the availability of appropriations,
the Secretary shall make a grant to, or execute a contract with, an
eligible entity with substantial experience in the field of financial
education, such as the Jump$tart Coalition for Personal Financial
Literacy, to establish, operate, and maintain a national clearinghouse
(in this part referred to as the 'Clearinghouse') for instructional
materials and information regarding model financial education programs
and best practices.
''(b) Eligible Entity.--In this section, the term 'eligible entity'
means a national nonprofit organization with a proven record of--
''(1) cataloging youth financial literacy materials; and
''(2) providing support services and materials to schools
and other organizations that work to promote youth financial
literacy.
''(c) Application.--An eligible entity desiring to establish,
operate, and maintain the Clearinghouse shall submit an application to
the Secretary at such time, in such manner, and accompanied by such
information, as the Secretary may reasonably require.
''(d) Basis and Term.--The Secretary shall make the grant or
contract authorized under subsection (a) on a competitive, merit basis
for a term of 5 years.
''(e) Use of Funds.--The Clearinghouse shall use the funds provided
under a grant or contract made under subsection (a)--
''(1) to maintain a repository of instructional materials
and related information regarding financial education programs
for elementary schools and secondary schools, including
kindergartens, for use by States, localities, and the general
public;
''(2) to disseminate to States, localities, and the general
public, through electronic and other means, instructional
materials and related information regarding financial education
programs for elementary schools and secondary schools,
including kindergartens; and
''(3) to the extent that resources allow, to provide
technical assistance to States, localities, and the general
public on the design, establishment, and implementation of
financial education programs for elementary schools and
secondary schools, including kindergartens.
''(f) Consultation.--The chief executive officer of the eligible
entity selected to establish and operate the Clearinghouse shall
consult with the Department of the Treasury and the Securities Exchange
Commission with respect to its activities under subsection (e).
''(g) Submission to Clearinghouse.--Each Federal agency or
department that develops financial education programs and instructional
materials for such programs shall submit to the Clearinghouse
information on the programs and copies of the materials.
''(h) Application of Copyright Laws.--In carrying out this section
the Clearinghouse shall comply with the provisions of title 17 of the
United States Code.

''SEC. 4404. EVALUATION AND REPORT.

''(a) Performance Measures.--The Secretary shall develop measures
to evaluate the performance of programs assisted under sections 4402
and 4403.
''(b) Evaluation According to Performance Measures.--Applying the
performance measures developed under subsection (a), the Secretary
shall evaluate programs assisted under sections 4402 and 4403--
''(1) to judge their performance and effectiveness;
''(2) to identify which of the programs represent the best
practices of entities developing financial education programs
for students in kindergarten through grade 12; and
''(3) to identify which of the programs may be replicated
and used to provide technical assistance to States, localities,
and the general public.
''(c) Report.--For each fiscal year for which there are
appropriations under section 4407(a), the Secretary shall transmit a
report to Congress describing the status of the implementation of this
part. The report shall include the results of the evaluation required
under subsection (b) and a description of the programs supported under
section 4402.

''SEC. 4405. DEFINITIONS.

''In this part:
''(1) Financial education.--The term 'financial education'
means educational activities and experiences, planned and
supervised by qualified teachers, that enable students to
understand basic economic and consumer principals, acquire the
skills and knowledge necessary to manage personal and household
finances, and develop a range of competencies that will enable
them to become responsible consumers in today's complex
economy.
''(2) Qualified teacher.--The term 'qualified teacher'
means a teacher who holds a valid teaching certification or is
considered to be qualified by the State educational agency in
the State in which the teacher works.

''SEC. 4406. PROHIBITION.

''Nothing in this part shall be construed to authorize an officer
or employee of the Federal Government to mandate, direct, or control a
State, local educational agency, or school's specific instructional
content, curriculum, or program of instruction, as a condition of
eligibility to receive funds under this part.

''SEC. 4407. AUTHORIZATION OF APPROPRIATIONS.

''(a) Authorization.--For the purposes of carrying out this part,
there are authorized to be appropriated $100,000,000 for each of the
fiscal years 2004 through 2008.
''(b) Limitation on Funds for Clearinghouse.--The Secretary may use
not less than 2 percent and not more than 5 percent of amounts
appropriated under subsection (a) for each fiscal year to carry out
section 4403.
''(c) Limitation on Funds for Secretary Evaluation.--The Secretary
may use not more than $200,000 from the amounts appropriated under
subsection (a) for each fiscal year to carry out subsections (a) and
(b) of section 4404.
''(d) Limitation on Administrative Costs.--Except as necessary to
carry out subsections (a) and (b) of section 4404 using amounts
described in subsection (c) of this section, the Secretary shall not
use any portion of the amounts appropriated under subsection (a) for
the costs of administering this part.''.
[EX A]:
Youth Financial Education Act - Amends the Elementary and Secondary Education Act of 1965 to authorize the Secretary of Education to allot grants to State educational agencies to provide funds to local educational agencies and public schools for personal financial literacy education programs for students in kindergarten through grade 12, and for professional development programs to prepare teachers and administrators for such financial education.

Directs the Secretary to make a grant to or contract with an entity with substantial financial education experience for a national clearinghouse for instructional materials and information on model financial education programs and best practices.