In this task, you are given a summary for US Congressional and California state bill, your task is to generate a Title for this bill. The preferred titles are under forty words and mention the purpose of the bill.
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Question: Financial Markets Commission Act of 2009 - Establishes in the legislative branch the Financial Markets Commission to: (1) examine all causes, domestic and global, of the current financial and economic crisis in the United States, including the collapse of major financial and commercial firms and the deterioration of the credit and housing markets; and (2) investigate the role in the crisis, if any, of the Securities and Exchange Commission (SEC), nationally recognized statistical rating organizations, the Commodity Futures Trading Commission (CFTC), the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac), trading facilities for commodities and self-regulatory organizations, the federal banking agencies, any financial or commercial corporation, partnership, or entity, and any other governmental or non-governmental entity.

Requires the Commission to: (1) report its findings and recommendations to the President and Congress; and (2) refer to the U.S. Attorney General and any appropriate state attorney general any person that the Commission finds may have violated federal laws in relation to the crisis.

Answer: A bill to establish a Financial Markets Commission, and for other purposes.

Question: Amends the Internal Revenue Code to establish special individual retirement accounts that are nondeductible. Makes such accounts nontaxable if earnings on contributions are held for at least five years. Applies the early withdrawal penalty to distributions made before the end of the five year-period.

Answer: To amend the Internal Revenue Code of 1986 to permit nondeductible tax-free individual retirement accounts.

Question: Reaffirms: (1) the language of the Pledge of Allegiance to the Flag, including the phrase "one Nation under God"; and (2) the national motto "In God we trust."Modifies the manner in which the Pledge is to be delivered by stating that, when not in uniform, men should remove any non-religious headdress (currently, any headdress).

Answer:
A bill to reaffirm the reference to one Nation under God in the Pledge of Allegiance.