In one sentence, describe what the following article is about: Larger investment banks have established training programs for recent graduates that provide you with additional education as well as some hands-on experience working in the investment bank. These programs are highly competitive, so don't get discouraged if you get rejected. Apply to as many as possible to increase your odds. Look at the characteristics of the last associate "class" to get a taste for what an investment bank is looking for in a new associate. The training programs for investment bankers are intense and grueling. Expect to work between 12 and 15 hours a day while you're in training, much of that time under stress. You'll typically need to pass exams to get a license to buy and sell stocks and other commodities for your clients as an investment banker. The training programs provide you with the information you need to pass these exams. Investment banking is still, by and large, a formal and traditional business. Wear a tailored business suit in a dark color, such as black or dark gray. Your appearance should be groomed and professional. Any accessories you wear should be understated. Avoid anything flashy or distracting. Depending on what you're doing as an investment banker and the laws of your country, you probably will need to get licenses or register with regulators before you can conduct certain activities as an investment banker, such as buying and selling stock for your clients. If you were fortunate enough to get into a training program with a larger investment bank, they'll provide you the information and resources you need to pass licensing exams. Otherwise, you'll have to study for these exams on your own. You may be able to find study resources or even copies of old exams on the internet. Do a general internet search or look on the website of the department or agency administering the exam. Most licenses and certifications require you to complete a specific number of hours of continuing education courses each year if you want to maintain your license or certification in good standing. Make sure your contact information with the department or agency that issued your license is up to date. They'll use it to send notices to you when your license is up for renewal. Try to spread your continuing education out over the whole year, rather than leaving it to the last minute. That way you can take classes that actually interest you and will benefit your clients.
Summary: Apply for training programs. Take an active part in your training. Dress the part. Get the appropriate licenses. Keep up with continuing education requirements.

In one sentence, describe what the following article is about: Do not let it burn. Stir in well. Stir at least once a minute, if not more often. This will help it to thicken even more. Remove it from the heat. Then transfer to an airtight container for refrigeration or use immediately.
Summary: Heat the milk in a heavy-based saucepan. Add sugar and baking soda to the hot milk in the pan. Keep stirring until the milk thickens. When the milk thickens, keep stirring. Once the consistency is very thick, the condensed milk is ready. Let the condensed milk stand aside for an hour to cool.

In one sentence, describe what the following article is about: Use your stethoscope in a quiet place. Find a quiet area to ensure that the body sounds you want to hear will not be overpowered by background noises. To listen to the heart and abdomen, you will want to have your patient get into a supine position. To listen to the lungs, you will want your patient to sit up. In other words, ask your patient to lay down. Heart, lung, and bowel sounds may sound different depending on the patient's position: i.e., sitting, standing, lying on one's side, etc.. The diaphragm, or flat side of the drum, is better for hearing medium- or high-pitched sounds. The bell, or round side of the drum, is better for hearing low-pitched sounds. If you want a stethoscope with really high sound quality, you might want to consider an electronic stethoscope. An electronic stethoscope provides amplification so that it is easier to hear heart and lung sounds. Using an electronic stethoscope may make it easier to hear your patient's heart and lungs, but keep in mind that they are expensive. Use the stethoscope on bare skin to avoid picking up the sound of rustling fabric. If your patient is a man with chest hair, keep the stethoscope still to avoid any rustling sounds. To make your patient more comfortable, warm up the stethoscope by rubbing it on your sleeve, or consider buying a stethoscope warmer.
Summary:
Select a quiet place to use your stethoscope. Position your patient. Decide whether to use the diaphragm or bell. Have your patient put on a hospital gown or lift up clothing to expose skin.