You will be given a definition of a task first, then some input of the task.
In this task, you are given text for US Congressional and California state bills, your task is to generate a summary for this bill.

SECTION 1. SHORT TITLE.

This Act may be cited as the ''Genetic Information
Nondiscrimination in Health Insurance Act of 1997''.

SEC. 2. AMENDMENTS TO EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974.

(a) In General.--Subpart B of part 7 of subtitle B of title I of
the Employee Retirement Income Security Act of 1974 is amended by
inserting after section 712 the following new section:

''SEC. 713. PROHIBITION OF HEALTH INSURANCE DISCRIMINATION ON THE BASIS
OF GENETIC INFORMATION.

''(a) In General.--In the case of benefits consisting of medical
care provided under a group health plan or in the case of group health
insurance coverage offered by a health insurance issuer in connection
with a group health plan, the plan or issuer may not deny, cancel, or
refuse to renew such benefits or such coverage, or vary the premiums,
terms, or conditions for such benefits or such coverage, for any
participant or beneficiary under the plan--
''(1) on the basis of genetic information; or
''(2) on the basis that the participant or beneficiary has
requested or received genetic services.
''(b) Limitation on Collection and Disclosure of Information.--
''(1) In general.--A group health plan, or a health
insurance issuer offering group health insurance coverage in
connection with a group health plan, may not request or require
a participant or beneficiary (or an applicant for coverage as a
participant or beneficiary) to disclose to the plan or issuer
genetic information about the participant, beneficiary, or
applicant.
''(2) Requirement of prior authorization.--A group health
plan, or a health insurance issuer offering health insurance
coverage in connection with a group health plan, may not
disclose genetic information about a participant or beneficiary
(or an applicant for coverage as a participant or beneficiary)
without the prior written authorization of the participant,
beneficiary, or applicant or of the legal representative
thereof. Such authorization is required for each disclosure and
shall include an identification of the person to whom the
disclosure would be made.
''(c) Definitions.--For purposes of this section--
''(1) Genetic information.--The term 'genetic information'
means information about genes, gene products, or inherited
characteristics that may derive from an individual or a family
member of the individual.
''(2) Genetic services.--The term 'genetic services' means
health services provided to obtain, assess, and interpret
genetic information for diagnostic and therapeutic purposes,
and for genetic education and counselling.
''(3) Family member.--The term 'family member' means, with
respect to an individual, another individual related by blood
to that individual, or a spouse or adopted child of the
individual.''.
(b) Damages.--Section 502(c) of such Act (29 U.S.C. 1132(c)) is
amended by adding at the end the following new paragraph:
''(7) Any group health plan (as defined in section 733(a)) and any
health insurance issuer (as defined in section 733(b)(2)) who fails to
meet the requirements of section 713 with respect to any participant,
beneficiary, or applicant referred to in such section may in the
court's discretion be liable to such participant, beneficiary, or
applicant for compensatory, consequential, and punitive damages.''.
(c) Clerical Amendment.--The table of contents in section 1 of such
Act is amended by inserting after the item relating to section 712 the
following new item:

''Sec. 713. Prohibition of health insurance discrimination on the basis
of genetic information.''.
(d) Effective Date.--The amendments made by this section shall
apply with respect to group health plans for plan years beginning after
1 year after the date of the enactment of this Act.

SEC. 3. AMENDMENTS TO THE PUBLIC HEALTH SERVICE ACT.

(a) Amendment Relating to the Group Market.--
(1) In general.--Subpart 2 of part A of title XXVII of the
Public Health Service Act is amended by inserting after section
2705 the following new section:

''SEC. 2706. PROHIBITION OF HEALTH INSURANCE DISCRIMINATION ON THE
BASIS OF GENETIC INFORMATION.

''(a) In General.--In the case of benefits consisting of medical
care provided under a group health plan or in the case of group health
insurance coverage offered by a health insurance issuer in connection
with a group health plan, the plan or issuer may not deny, cancel, or
refuse to renew such benefits or such coverage, or vary the premiums,
terms, or conditions for such benefits or such coverage, for any
participant or beneficiary under the plan--
''(1) on the basis of genetic information; or
''(2) on the basis that the participant or beneficiary has
requested or received genetic services.
''(b) Limitation on Collection and Disclosure of Information.--
''(1) In general.--A group health plan, or a health
insurance issuer offering group health insurance coverage in
connection with a group health plan, may not request or require
a participant or beneficiary (or an applicant for coverage as a
participant or beneficiary) to disclose to the plan or issuer
genetic information about the participant, beneficiary, or
applicant.
''(2) Requirement of prior authorization.--A group health
plan, or a health insurance issuer offering health insurance
coverage in connection with a group health plan, may not
disclose genetic information about a participant or beneficiary
(or an applicant for coverage as a participant or beneficiary)
without the prior written authorization of the participant,
beneficiary, or applicant or of the legal representative
thereof. Such authorization is required for each disclosure and
shall include an identification of the person to whom the
disclosure would be made.
''(c) Definitions.--For purposes of this section--
''(1) Genetic information.--The term 'genetic information'
means information about genes, gene products, or inherited
characteristics that may derive from an individual or a family
member of the individual.
''(2) Genetic services.--The term 'genetic services' means
health services provided to obtain, assess, and interpret
genetic information for diagnostic and therapeutic purposes,
and for genetic education and counselling.
''(3) Family member.--The term 'family member' means, with
respect to an individual, another individual related by blood
to that individual, or a spouse or adopted child of the
individual.''.
(2) Effective date.--The amendment made by this subsection
shall apply with respect to group health plans for plan years
beginning after 1 year after the date of the enactment of this
Act.
(b) Amendment Relating to the Individual Market.--
(1) In general.--Subpart 3 of part B of title XXVII of such
Act is amended by inserting after section 2751 the following
new section:

''SEC. 2752. PROHIBITION OF HEALTH INSURANCE DISCRIMINATION ON THE
BASIS OF GENETIC INFORMATION.

''The provisions of section 2705 shall apply to health insurance
coverage offered by a health insurance issuer in the individual market
in the same manner as it applies to health insurance coverage offered
by a health insurance issuer in connection with a group health plan in
the small or large group market.''.
(2) Effective date.--The amendment made by this subsection
shall apply with respect to health insurance coverage offered,
sold, issued, renewed, in effect, or operated in the individual
market after 1 year after the date of the enactment of this
Act.
(c) Action for Damages.--Section 2761 of such Act (29 U.S.C. 300gg-
61) is amended by adding at the end the following new subsection:
''(c) Action for Damages
''(1) In general.--In any case in which a group health plan
or a health insurance issuer fails to meet the applicable
requirements of section 2706 or 2752 with respect to any
individual who is a plan participant or beneficiary in such a
plan, a covered individual, or an applicant for coverage, such
individual may bring a civil action under this section. In any
such action, such plan or issuer may in the court's discretion
be liable to such individual for compensatory, consequential,
and punitive damages.
''(2) Additional provisions.--For purposes of this
subsection, the provisions of subsections (d), (e), (f), (g),
(h), and (j) of section 502 of the Employee Retirement Income
Security Act of 1974 shall apply in connection with such
action, the plaintiff in such action, and the Secretary of
Health and Human Services in the same manner and to the same
extent as such provisions apply in connection with actions
under such section 502, plaintiffs in such actions, and the
Secretary of Labor.''.

SEC. 4. AMENDMENTS TO TITLE XVIII OF THE SOCIAL SECURITY ACT RELATING
TO MEDIGAP.

(a) In General.--Section 1882(s)(2) of the Social Security Act (42
U.S.C. 1395ss(s)) is amended by adding at the end the following new
subparagraph:
''(D)(i) An issuer of a medicare supplemental policy (as defined in
section 1882(g)) may not deny or condition the issuance or
effectiveness of the policy, and may not discriminate in the pricing of
the policy of an eligible individual--
''(I) on the basis of genetic information; or
''(II) on the basis that the individual or a family member
of the individual has requested or received genetic services.
''(ii) For purposes of this subparagraph--
''(I) The term 'genetic information' means information
about genes, gene products, or inherited characteristics that
may derive from an individual or a family member of the
individual.
''(II) The term 'genetic services' means health services
provided to obtain, assess, and interpret genetic information
for diagnostic and therapeutic purposes, and for genetic
education and counselling.
''(III) The term 'family member' means, with respect to an
individual, another individual related by blood to that
individual, or a spouse or adopted child of the individual.''.
(b) Action for Damages.--Section 1882(s) of such Act is amended
further by adding at the end the following new paragraph:
''(4)(A) In any case in which a medicare supplemental policy fails
to meet the applicable requirements of paragraph (2)(D) respect to any
individual who is a covered individual or an applicant for coverage,
such individual may bring a civil action under this paragraph. In any
such action, issuer of such policy may in the court's discretion be
liable to such individual for compensatory, consequential, and punitive
damages.
''(B) For purposes of this paragraph, the provisions of subsections
(d), (e), (f), (g), (h), and (j) of section 502 of the Employee
Retirement Income Security Act of 1974 shall apply in connection with
such action, the plaintiff in such action, and the Secretary of Health
and Human Services in the same manner and to the same extent as such
provisions apply in connection with actions under such section 502,
plaintiffs in such actions, and the Secretary of Labor.''.
(c) Effective Date.--The amendments made by this section shall
apply with respect to medicare supplemental policies offered, sold,
issued, renewed, in effect, or operated in the individual market after
1 year after the date of the enactment of this Act.

SEC. 5. AMENDMENTS OF INTERNAL REVENUE CODE OF 1986.

(a) In General.--Chapter 100 of the Internal Revenue Code of 1986
(relating to group health plan portability, access, and renewability
requirements) is amended by adding at the end the following new
subchapter:

''Subchapter B--Prohibition of Discrimination By Group Health Plans on
Basis of Genetic Information

''Sec. 9811. Prohibition of
discrimination by group health
plans on basis of genetic
information.

''SEC. 9811. PROHIBITION OF DISCRIMINATION BY GROUP HEALTH PLANS ON
BASIS OF GENETIC INFORMATION.

''(a) In General.--In the case of benefits consisting of medical
care provided under a group health plan or in the case of group health
insurance coverage offered by a health insurance issuer in connection
with a group health plan, the plan or issuer may not deny, cancel, or
refuse to renew such benefits or such coverage, or vary the premiums,
terms, or conditions for such benefits or such coverage, for any
participant or beneficiary under the plan--
''(1) on the basis of genetic information; or
''(2) on the basis that the participant or beneficiary has
requested or received genetic services.
''(b) Limitation on Collection and Disclosure of Information.--
''(1) In general.--A group health plan, or a health
insurance issuer offering group health insurance coverage in
connection with a group health plan, may not request or require
a participant or beneficiary (or an applicant for coverage as a
participant or beneficiary) to disclose to the plan or issuer
genetic information about the participant, beneficiary, or
applicant.
''(2) Requirement of prior authorization.--A group health
plan, or a health insurance issuer offering health insurance
coverage in connection with a group health plan, may not
disclose genetic information about a participant or beneficiary
(or an applicant for coverage as a participant or beneficiary)
without the prior written authorization of the participant,
beneficiary, or applicant or of the legal representative
thereof. Such authorization is required for each disclosure and shall
include an identification of the person to whom the disclosure would be
made.
''(c) Definitions.--For purposes of this section--
''(1) Genetic information.--The term 'genetic information'
means information about genes, gene products, or inherited
characteristics that may derive from an individual or a family
member of the individual.
''(2) Genetic services.--The term 'genetic services' means
health services provided to obtain, assess, and interpret
genetic information for diagnostic and therapeutic purposes,
and for genetic education and counselling.
''(3) Family member.--The term 'family member' means, with
respect to an individual, another individual related by blood
to that individual, or a spouse or adopted child of the
individual.''.
(b) Technical and Conforming Amendments.--
(1) Paragraph (1) of section 4980D(f) of such Code
(relating to failure to meet certain group health plan
requirements) is amended by adding at the end the following new
sentence: ''For purposes of applying this section with respect
to the requirements of subchapter B of chapter 100, the term
'group health plan' includes a health insurance issuer (within
the meaning of section 9811).''
(2) Chapter 100 of such Code is amended by striking the
chapter heading and inserting the following:

''CHAPTER 100--REQUIREMENTS RELATING TO GROUP HEALTH PLANS, ETC.

''Subchapter A. Group health plan
portability, access, and
renewability requirements.
''Subchapter B. Prohibition of
discrimination by group health
plans on basis of genetic
information.

''Subchapter A--Group Health Plan Portability, Access, and Renewability
Requirements''.

(3) The table of chapters for such Code is amended by
striking the item relating to chapter 100 and inserting the
following new item:

Chapter 100. Requirements relating to
group health plans, etc.''
(4) Subsection (a) of section 4980D of such Code is amended
by striking ''(relating to group health plan portability,
access, and renewability requirements)'' and inserting
''(relating to group health plans, etc., requirements)''.
(c) Effective Date.--The amendments made by this section shall
apply with respect to group health plans for plan years beginning after
1 year after the date of the enactment of this Act.
Output:
Genetic Information Nondiscrimination in Health Insurance Act of 1997 - Amends the Employee Retirement Income Security Act of 1974 to prohibit a group health plan or a health insurance issuer offering group coverage from discriminating on the basis: (1) of genetic information; or (2) that the participant or beneficiary has requested or received genetic services. Regulates genetic information collection and disclosure by plans and issuers. Provides for compensatory, consequential, and punitive damages.
Amends the Public Health Service Act to prohibit a group health plan, a health insurance issuer offering group coverage, or a health issuer in the individual market from so discriminating. Regulates genetic information collection and disclosure by plans and issuers. Provides for compensatory, consequential, and punitive damages.
Amends title XVIII (Medicare) of the Social Security Act to prohibit an issuer of a Medicare supplemental policy from so discriminating. Provides for compensatory, consequential, and punitive damages.
Amends the Internal Revenue Code to prohibit a group health plan or a health insurance issuer offering group coverage from so discriminating. Regulates genetic information collection and disclosure by plans and issuers.