and how does this differ from life insurance or car insurance? or for credit cards, for that matter? the cost of a policy, or card, is proportional to the risk assumed by the insurer. don't want to pay high premiums, take the risk on yourself. period. i find it morally unacceptable to steal money from people in order to satiate another's morality. we have no god-given right to live forever as far as i know.
Label: Non-Sarcastic