pramanikkunal65/GovtScheme_AI huggingface dataset:
West Bengal Transport Workers’ Social Security Scheme: Assistance for Education of Children
Category: Education & Learning
Level: State | State: West Bengal

Details:
The “West Bengal Transport Workers’ Social Security Scheme: Assistance for Education of Children” by the Labour Department, West Bengal, offers one-time financial aid to beneficiaries to ease the cost of their children&#39;s (maximum two) education. The scheme is structured to provide assistance based on the level of education.
<br>

Benefits:
Higher Secondary/ Diploma:
 ₹4,000/-.
Graduation/ Diploma: 
₹6,000/-.
Post-Graduation: 
₹10,000/-.
Engineering/ Medical:
 ₹30,000/-.


Eligibility Criteria:
1. The applicant must be between 18 and 60 years of age at the time of enrolment.
   1. The applicant must be an unorganized worker employed in the operation of commercial vehicles, such as cars, taxis, luxury taxis, light commercial vehicles, vans, auto-rickshaws, tempos, lorries, trucks, or buses.
   1. The applicant’s vehicle must be used for commercial purposes and not solely for personal or family use.
Jharkhand Mukhyamantri Shramik Yojana 
Category: Skills & Employment
Level: State | State: Jharkhand

Details:
The "Mukhyamantri Shramik Yojana" scheme by the Urban Development & Housing Department, Government of Jharkhand aims to provide guaranteed employment to unskilled workers residing in urban areas. Under this scheme, eligible beneficiaries receive up to 100 days of employment per financial year in various urban development projects.

Benefits:
Guaranteed wage employment for a maximum of 100 days per financial year.
Improvement in living standards of urban poor families.
Employment opportunities in urban development projects like housing, sanitation, and road construction.
Ensuring social security for urban workers.
Contribution to urban cleanliness and green city initiatives.

Job Card Issuance:
Job cards can be obtained online, through community resource persons, urban local body offices, or ward-level camps.
Job card valid for 3 years with provisions for member addition/removal.

Job Allocation Process:
Workers can demand work online or through community resource persons.
Employment is assigned within 15 working days.
Job allocation details are sent via SMS and can be accessed on the portal.

Eligibility Criteria:
1. The applicant should be an unskilled worker willing to work in urban areas.
1. The applicant must be a resident of Jharkhand and living in an urban local body (own/rented/slum) since before April 1, 2015.
1. The applicant should be 18 years or older.
1. The disabled person, women in special circumstances, and senior citizens above 65 years are also eligible to apply.
Family Pension (BBOCWWB)
Category: Social welfare & Empowerment
Level: State | State: Bihar

Details:
The scheme "Family Pension" by the Bihar Building & Other Construction Workers Welfare Board (BBOCWWB), Labour Resources Department, Government of Bihar, provides pension to the dependent of the deceased pensioner of the Board.

Benefits:
50% of the pension amount or ₹100/-, whichever is higher.

Eligibility Criteria:
- The applicant should be a dependent of a deceased worker.
- The worker, in his/her lifetime, should have been registered with the "Bihar Building & Other Construction Workers Welfare Board".
- The worker, in his/her lifetime, should have been in receipt of regular pension from the Board.
Death Assistance Scheme (BBOCWWB)
Category: Social welfare & Empowerment
Level: State | State: Bihar

Details:
The "Death Assistance" scheme, implemented by the Bihar Building & Other Construction Workers Welfare Board (BBOCWWB) under the Labour Resources Department, Government of Bihar, provides financial assistance to the legal heir in the case of natural death or accidental death of the registered worker. If the death occurs during a disaster and a grant has already been given by Disaster Management, only ₹1,00,000/- will be payable by the Board.

Benefits:
₹2,00,000/- in the case of natural death.
₹4,00,000/- in the case of accidental death.
₹1,00,000/- if disaster aid is already received.

Eligibility Criteria:
1. The deceased construction worker should have been registered with the Bihar Building & Other Construction Workers Welfare Board (BBOCWWB).
1. The worker's membership with the Welfare Board must be active at the time of death.
1. The only person who is a legal heir/dependent family member of the deceased registered worker is eligible to apply under the scheme.
Birsa Harit Gram Yojana
Category: Agriculture,Rural & Environment
Level: State | State: Jharkhand

Details:
The "Birsa Harit Gram Yojana" by the Rural Development Department, Government of Jharkhand, aims to promote afforestation and provide sustainable livelihood opportunities for marginalized communities. Under this scheme, block and linear plantation activities are conducted on common and private lands, benefiting Scheduled Castes (SC), Scheduled Tribes (ST), landless families, and other economically weaker sections. The scheme is implemented by the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) framework. ***Objective:***
The objectives include improving green cover, generating rural employment, and ensuring environmental sustainability through a structured three-phase plantation model.

Benefits:
Plantation of fruit-bearing and fodder trees on common land and private land.
Sustainable livelihood generation for marginalized families.
Employment guarantee of 100 days under MGNREGA.
Usufruct rights over the plantation for beneficiaries.



Eligibility Criteria:
1. The applicant should belong to Scheduled Castes (SC), Scheduled Tribes (ST), Primitive Tribes, or be a Below Poverty Line (BPL) family.
1. The applicant should be a woman-headed household, a person with disabilities, or a beneficiary of the Pradhan Mantri Awas Yojana (PMAY).
1. The applicant should be a small or marginal farmer.
1. The applicant should possess a MGNREGA job card.
1. The applicant's livelihood should primarily depend on agriculture.
Incentive for Inter-Caste Marriage Scheme
Category: Social welfare & Empowerment
Level: State | State: Delhi

Details:
The scheme "Incentive for Inter Caste Marriage" by the Department for the Welfare of SC/ST/OBC/Minorities, Government of NCT of Delhi, aims to promote marriages between non-SCs and SCs as an effective instrument to combat casteism. Under the scheme, an incentive of ₹50,000/- is provided to couples where one spouse belongs to the SC community and the other to a non-SC community. The scheme mandates marriage registration and requires applicants to apply within two years of marriage. The Secretary (DSCST) is the competent authority to authorize the concerned DC to disburse the incentive.

Benefits:
Financial Incentive:
 One-time payment of ₹50,000/- per eligible couple.
Mode of Disbursement:
 Through the concerned Deputy Commissioner (DC) as authorized by the Secretary (DSCST).
Conditions for Disbursement:
 The couple should provide proof of living together at the time of disbursement of benefits.

Eligibility Criteria:
- The couple should have married legally.
- The couple should have had their marriage registered at the Office of the Registrar, Marriages.
- The marriage should have been between a Scheduled Caste (SC) and a Non-SC spouse.
- At least one of the spouses should be a permanent resident of NCT of Delhi.
- If the non-SC spouse belongs to another state, their parents must have resided in NCT of Delhi for at least five years.
- The non-SC spouse should provide proof that their caste is not listed under untouchability in their home state and that they follow the Hindu religion.
- After marriage, the couple should be residing in the NCT of Delhi.
- The couple should provide proof of living together at the time of fund disbursement.

_*A widow of up to 35 years of age with no children can avail of the incentive upon inter-caste remarriage._
Financial Assistance for Cremation (BBOCWWB)
Category: Social welfare & Empowerment
Level: State | State: Bihar

Details:
The scheme "Financial Assistance for Cremation" by the Bihar Building & Other Construction Workers Welfare Board, Labour Resources Department, Government of Bihar, provides financial assistance of ₹5,000/-to the dependents of the deceased worker for performing cremation.

Benefits:
Financial Assistance of ₹5,000/- is provided for the cremation of the deceased construction worker.

Eligibility Criteria:
- The applicant should be a dependent of the deceased construction worker.
- The deceased, in his/her lifetime, should have been registered with the Bihar Building & Other Construction Workers Welfare Board.
- The deceased, in his/her lifetime, should have maintained regular membership with the Board.
Bunkar Parivar Sahayata Yojana
Category: Social welfare & Empowerment
Level: State | State: Chhattisgarh

Details:
Launched in 2013-14, the scheme "Bunkar Parivar Sahayata Yojana" by the Chhattisgarh State Handloom Development and Marketing Cooperative Union Limited, Raipur aims to provide financial security to families of weavers working in primary weaver cooperative societies. The scheme provides immediate financial assistance to family members of weavers in case of their untimely death. Eligible beneficiaries include working weaver members of primary weaver cooperative societies affiliated with the State Handloom Union. The scheme is implemented by the Chhattisgarh State Handloom Development and Marketing Cooperative Union Limited, Raipur.

Benefits:
Financial assistance of ₹20,000/- is provided to the heir of the working weaver in case of death.
The assistance is meant to address the immediate financial crisis faced by family members of weavers upon their untimely death.

Eligibility Criteria:
The scheme applies to the families of working weaver members of primary weaver cooperative societies affiliated with the Chhattisgarh State Handloom Union, Raipur.
_*Weaver family refers to husband, wife, and their children._
Vishesh Yogyajan Sukhad Dampatya Jeevan Yojana
Category: Social welfare & Empowerment
Level: State | State: Rajasthan

Details:
The scheme &quot;Vishesh Yogyajan Sukhad Dampatya Jeevan Yojana&quot; was launched by the Social Justice &amp; Empowerment Department, Government of Rajasthan, in 1997. The scheme aims to provide financial assistance to specially-abled individuals to support a happy married life after marriage. Under this scheme, financial assistance of ₹50,000/- per couple is provided. Additionally, ₹20,000/- is given as event expenses to organizations that organize marriage events for specially-abled individuals. The scheme is implemented by the Directorate of Specially-Abled Persons in the state.

Benefits:
Financial assistance of ₹50,000/- per couple is provided.

Eligibility Criteria:
1. The applicant should be a native of Rajasthan.
1. The applicant should be a specially-abled individual (male or female).
1. The applicant should possess a disability certificate with 40% or more disability, issued by a Medical Officer or Medical Board.
1. The groom should be at least 21 years old, and the bride should be at least 18 years old.
1. The applicant’s family income from all sources should not exceed ₹2,50,000/- per year.
Solar Home System (Manohar Jyoti)
Category: Agriculture,Rural & Environment
Level: State | State: Haryana

Details:
The scheme &quot;Solar Home System (Manohar Jyoti)&quot; by the Renewable Energy Department, Government of Haryana aims to provide reliable, clean, and affordable electricity to rural households and promote the use of renewable energy across the state. The scheme primarily benefits families with a valid Pariwar Pahichan Patra (PPP), offering them subsidized solar home lighting systems to reduce their dependence on conventional electricity sources and promote environmental sustainability.

Benefits:
Subsidy for General Category:
 A subsidy of ₹15,000/- per solar home system is provided to eligible families under the general category.
Subsidy under SCSP:
 A subsidy covering 90% of the cost is provided to Scheduled Caste families under SCSP component.

Eligibility Criteria:
1. The applicant should be a resident of Haryana.
   1. The applicant should possess a valid Pariwar Pahichan Patra (PPP).
Mukhyamantri Nishulk Gas Refill Yojana
Category: Social welfare & Empowerment
Level: State | State: Uttarakhand

Details:
The scheme &quot;Mukhyamantri Nishulk Gas Refill Yojana&quot; was launched by the Department of Food, Civil Supplies &amp; Consumer Affairs, Government of Uttarakhand. The scheme aims to support poor families holding Antyodaya (pink) ration cards in the state by reducing their household fuel expenses.

Benefits:
Under this scheme, Antyodaya ration card (pink card) holders in the state are entitled to receive 03 free gas cylinder refills every year.


Eligibility Criteria:
- The applicant must be a resident of Uttarakhand.
- The applicant must hold an Antyodaya (pink card) ration card issued by the state.
Solar Inverter Charger
Category: Agriculture,Rural & Environment
Level: State | State: Haryana

Details:
The &quot;Solar Inverter Charger&quot; by the Renewable Energy Department, Government of Haryana, aims to promote sustainable energy practices, reduce the dependency on grid electricity, and provide financial support for the installation of solar inverter chargers in domestic households. This initiative targets families with existing inverters who have not yet adopted solar technology, thereby enabling energy-efficient solutions and reducing carbon footprint.

Benefits:
For 320-watt Solar Inverter Charger System:
 A subsidy of ₹6,000/- is provided.
For 640-watt Solar Inverter Charger System: 
A subsidy of ₹10,000/- is provided.



Eligibility Criteria:
1. Any resident family of Haryana with Pariwar Pahichan Patra (PPP) to apply.
   1. All the households who have domestic inverter and not installed solar inverter charger on his/her existing inverter.
   1. Applicants who have not installed Solar Inverter Charger in past 5 years under the Department Scheme.
National Family Benefit Scheme - Gujarat
Category: Social welfare & Empowerment
Level: State | State: Gujarat

Details:
The “National Family Benefit Scheme” is a centrally sponsored scheme implemented in Gujarat by the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to provide social security to households living below the poverty line by offering financial assistance in the event of the death of the primary breadwinner. Under the scheme, a one-time lump sum assistance of ₹20,000 is provided to the widow or unmarried daughter of the deceased, if the primary breadwinner, aged between 18 and 59 years, passes away.

Benefits:
A one-time assistance payment of ₹20,000/- is provided to the family of the deceased, whether the death was natural or accidental.
Notes:
The payment is intended for the family, specifically going to the widow or unmarried daughter.
The assistance would be given to every case of death of breadwinner in a family.
Payment of the assistance is made through Direct Benefit Transfer (DBT) into the beneficiary’s post or bank account.
This is a one-time assistance payment.


Eligibility Criteria:
1. The applicant should be a resident of Gujarat.
1. The applicant should be a family member of the deceased.
1. The family should be listed in the Below Poverty Line (BPL) list as determined by the Government of India.
1. The deceased (male or female) should have been the primary income earner of the family.
1. The death of the primary income earner should have occurred due to natural or accidental causes.
1. The age of the deceased at the time of death should have been between 18 and 60 years.
1. The application should be submitted within two years from the date of death to be eligible under the scheme.
Shahidvir Kinariwaala Student Security Group Insurance Scheme
Category: Banking,Financial Services and Insurance, Education & Learning
Level: State | State: Gujarat

Details:
The "Shahidvir Kinariwaala Student Security Group Insurance Scheme" was launched by the Education Department, Government of Gujarat. The scheme provides financial protection in case of accidental death or permanent disability to students or their guardians/heirs to help reduce the burden during unforeseen tragedies. The scheme covers students at universities, Government and Non-Government colleges, Gram Vidyapeeth GBTC colleges, and technical education institutes across the state.

Benefits:
Maximum financial assistance of ₹1,00,000/- is provided in case of accidental death or permanent disability. 
Coverage includes accidental death, permanent total disability, loss of two limbs or two eyes, or one limb and one eye (100% coverage).
Partial disability such as loss of one limb or one eye may also be covered at 50%.


Eligibility Criteria:
1. The applicant must be a resident of Gujarat.
1. The applicant must be a student, guardian or heir of the student. 
1. The applicant must be studying in any university, government college, non-government college, Gram Vidyapeeth GBTC college, or technical education institute within Gujarat.
1. The student should have died in an accident or permanent disable. 
1. The death must have been due to natural cause or suicide.
Rental Housing Scheme
Category: Transport & Infrastructure, Social welfare & Empowerment
Level: State | State: Assam

Details:
The "Rental Housing Scheme" was launched by the Department of Housing and Urban Affairs, Government of Assam on 14th October 1977. The scheme aims to provide rental housing to individuals and families from lower and middle-income groups, address housing shortages, prevent unauthorized settlements, and promote orderly urban development in high-demand areas across Assam, with a significant presence in urban areas. The scheme provides rental housing particularly in urban and semi-urban areas and offers accommodation for Grade Third and Grade Fourth government or semi-government employees, while also benefiting eligible non-government individuals without property in the area.

Benefits:
Rental Housing Provision:
 Provides rental housing to needy people, particularly in urban and semi-urban areas.
Employment-based Accommodation:
 Offers accommodation specifically for Grade Third and Grade Fourth government or semi-government employees.
Non-government Eligibility:
 Benefits eligible non-government individuals without property in the area.
Urban Development:
 Helps reduce unauthorized settlements by offering planned housing.
Transparent Allocation:
 Ensures transparent allotment through a draw-of-lots system as per Honourable Gauhati High Court directions.
Geographic Coverage:
 Supports urban and semi-urban housing needs across Assam with 2,322 rental flats constructed, of which 1,858 are located in greater Guwahati.
Urban Planning Support:
 Contributes to urban planning and stability by managing migration and housing demand.
Housing Categories:
 Housing types include Middle Income Group, Lower Income Group, and Economically Weaker Section categories.
Conditions
Payment of rent and security deposit as per allotment order.
Compliance with all terms and conditions outlined under Section 15(1) of the Assam State Housing Board Rules, 1976.


Eligibility Criteria:
- The applicant must be a Grade Third or Grade Fourth government or semi-government employee under Section 15(1) of Assam State Housing Board Rules, 1976.
- The applicant must be a non-government individual meeting the conditions under Section 15(2) of Assam State Housing Board Rules, 1976.
- The applicant must not own any landed property in the location where the rental housing is situated.
- The applicant must fulfill all terms and conditions outlined under Section 15(1) of the Assam State Housing Board Rules, 1976.
- The applicant must be between 18 years and 60 years of age.
Motor Vehicle Driver-Conductor Welfare Scheme- Medical Assistance
Category: Health & Wellness, Transport & Infrastructure
Level: State | State: Madhya Pradesh

Details:
The “Motor Vehicle Driver-Conductor Welfare Scheme- Medical Assistance” scheme has been launched by the Transport Department, Government of Madhya Pradesh. The scheme aims to provide medical assistance benefits to registered drivers, conductors, and their eligible family members to reduce the financial burden arising from illness. It also enables beneficiaries to receive assistance for high-cost treatments in case of severe diseases.

Benefits:
Medical treatment benefits are provided under 
Deendayal Antyodaya Upchar Yojana
 through the Public Health and Family Welfare Department.
Financial assistance for serious or life-threatening diseases may be provided under the State Illness Assistance Fund, subject to eligibility and approval.
The benefit covers the registered driver or conductor and their eligible family members as defined under the scheme.


Eligibility Criteria:
1. The applicant should be a permanent resident of Madhya Pradesh.
1. The applicant should hold a valid commercial driver or conductor license issued in Madhya Pradesh.
1. The applicant should be registered on the Samagra Portal.
1. The applicant should be a registered transport vehicle driver or conductor under the scheme.
1. The applicant or eligible family member should require medical treatment as per scheme provisions.
Antyodaya Gruha Yojana: Incentive to Beneficiaries
Category: Agriculture,Rural & Environment, Housing & Shelter
Level: State | State: Odisha

Details:
The scheme “Antyodaya Gruha Yojana: Incentive to Beneficiaries” has been launched by the Panchayati Raj &amp; Drinking Water Department, Government of Odisha. It aims to encourage the timely completion of houses constructed under government rural housing schemes. Through this scheme, incentives of prescribed amounts are paid to beneficiaries of Antyodaya Gruha Yojana, Pradhan Mantri Awaas Yojana (Gramin), PM-JANMAN, or any other government-funded rural housing scheme who complete their pucca house construction within specified timelines. The scheme is implemented by the Panchayati Raj &amp; Drinking Water Department, Government of Odisha.

Benefits:
₹
20,000
/- to beneficiaries who complete house construction within 
4 
months from the date of receipt of the first instalment.
₹
10,000
/- to beneficiaries who complete house construction within 
6 
months from the date of receipt of the first instalment.
Disbursement of Funds
Incentive amounts are credited to the beneficiary’s account from the State Nodal Account through the Direct Benefit Transfer (DBT) mode.
The incentive payment is tied to the timeline of house construction completion to the beneficiary (within 4 or 6 months from the first instalment).


Eligibility Criteria:
1. The applicant must be a resident of the state of Odisha.
   1. The applicant must be a beneficiary of Pradhan Mantri Awaas Yojana (Gramin), PM-JANMAN, or any other Government-funded rural housing scheme.
   1. The applicant household must be residing in rural Odisha and must be houseless or living in a kutcha house.
Pradhan Mantri Shram Yogi Maan-dhan
Category: Social welfare & Empowerment
Level: Central | State: All
Ministry: Ministry Of Labour and Employment

Details:
The “Pradhan Mantri Shram Yogi Maan-Dhan (PM-SYM)” by the Ministry of Labour and Employment, Government of India. The scheme aims to provide old-age social security to unorganized workers by offering a minimum assured monthly pension and family pension benefits after attaining 60 years of age, through a voluntary and contributory framework with equal contributions from the beneficiary and the Central Government, along with flexible exit provisions to address uncertainties of unorganized employment. The scheme is implemented by Life Insurance Corporation of India (LIC) through CSC eGovernance Services India Limited (CSC SPV).

Benefits:
Minimum Assured Pension
₹3,000 per month after attaining 60 years of age.
Pension is payable for the lifetime of the subscriber.
Family Pension
On the death of the subscriber after pension commencement, the spouse receives 50% of the pension amount.
Family pension is applicable only to the spouse.
Government Contribution
Equal monthly contribution by the Central Government matches the subscriber’s contribution.
Continuation or Exit on Death/Disability Before 60 Years
The spouse may continue the scheme by paying contributions.
Alternatively, accumulated contributions with applicable interest may be withdrawn.
Mode of Disbursement
Pension is disbursed directly into the beneficiary’s bank account.


Eligibility Criteria:
1. The applicant should be an unorganized worker.
1. The applicant should be aged between 18 and 40 years at the time of enrollment.
1. The applicant's monthly income should not exceed ₹15,000.
1. The applicant should have a savings bank account or Jan-Dhan account.
1. The applicant should possess a valid Aadhaar number.
1. The applicant should not be an income tax payer.
1. The applicant should not be covered under the Employees’ Provident Fund Organisation (EPFO), Employees’ State Insurance Corporation (ESIC), or National Pension System (NPS).
Deendayal Antyodaya Upchar Yojana
Category: Health & Wellness
Level: State | State: Madhya Pradesh

Details:
The “Deendayal Antyodaya Upchar Yojana Card Issuance” scheme has been launched by the Public Health and Family Welfare Department, Government of Madhya Pradesh. The scheme aims to provide free treatment access to Below Poverty Line families within a guaranteed time limit. A Deendayal Antyodaya Treatment Card is issued free of cost to eligible families, including persons with disabilities, to avail government health benefits.

Benefits:
Card Benefits
Free issuance of the Deendayal Antyodaya Upchar Yojana Card.
Enables access to government-funded medical treatment schemes.
Inclusive coverage for persons with disabilities belonging to BPL families.
No administrative fee is charged by the department.
Mode of Disbursement
Physical card issued through designated health officers or Lok Seva Kendra.
Card issued within 7 working days from receipt of complete application.
One-time card issuance per eligible family.





Eligibility Criteria:
1. The applicant should be a resident of Madhya Pradesh.
1. The applicant should belong to a below-poverty-line family. 
1. The applicant should be a resident of the same district or area where the application is submitted.
1. The applicant should be the head of the family.
1. The applicant’s family may include persons with disabilities, without exclusion.
Credit Linked Subsidy Scheme for Middle Income Group
Category: Housing & Shelter
Level: Central | State: All
Ministry: Ministry Of Housing & Urban Affairs

Details:
The scheme &quot;Credit Linked Subsidy Scheme for Middle Income Group (CLSS for MIG)&quot; by the Ministry of Housing and Urban Affairs, Government of India aims to provide interest subsidy on housing loans to Middle Income Group families. CLSS for MIG will be implemented initially in 2017 for a period of one-year w.e.f. 01 January 2017. This will also be implemented as a Central Sector Scheme. Under the Scheme, beneficiaries of the Middle-Income Group (MIG) can seek housing loans from Banks, Housing Finance Companies, and other such institutions for the acquisition/ construction of houses (including re-purchase).
<br>

Benefits:
Scheme will support the acquisition/construction of houses (including repurchase) of 160 sq. mts. (For MIG I) and 200 sq. mts. (For MIG II) carpet area as per income eligibility with basic civic infrastructure like water, toilet, sanitation, sewerage, road, electricity, etc.
Beneficiaries of MIG will be eligible for an interest subsidy with the following features:
Particulars
MIG I
MIG II
Household Income (₹ per annum)
₹6,00,001/- - ₹12,00,000/-
₹12,00,001/- - ₹18,00,000/-
Interest Subsidy (% per annum)
4%
3%
Maximum loan tenure (in years)
20
20
Eligible housing loan amount for interest subsidy (₹)
₹9,00,000/-
₹12,00,000/-
Dwelling Unit Carpet Area
160 sq. mts. 
200 sq. mts. 
Discount rate for Net Present Value (NPV) calculation of interest subsidy (%)
9%
9%
Note 01:
 Interest subsidy will be available only for loan amounts indicated in the table for the tenure of 20 years or during the tenure of the loan whichever is lower.
Note 02:
 Additional loans beyond the specified limit, if any, will be at a non-subsidized rate.


Eligibility Criteria:
- The beneficiary family should not own a pucca house (an all-weather dwelling unit) either in his/her name or in the name of any member of his/her family in any part of India. In in case of a married couple, either of the spouses or both together in joint ownership will be eligible for a single house, subject to the income eligibility of the household under the Scheme.
  - A beneficiary family should not have availed of central assistance under any housing scheme from the Government of India.
  - Middle Income Group-I (MIG-I) - annual household income exceeding ₹6 lakhs and up to ₹12 lakhs seeking housing loans from Banks, Housing Finance Companies (HFCs), and other such institutions for acquiring/ constructing houses.
  - Middle Income Group-II (MIG-II) - annual household income exceeding ₹12 lakhs and up to ₹18 lakhs seeking housing loans from Banks, Housing Finance Companies (HFCs), and other such institutions for acquiring/ constructing houses.

**Note:** Preference from MIG segments, may be given to women (with overriding preference to widows, and single working women), persons belonging to Scheduled Castes/Scheduled Tribes/Other Backward Classes, persons with disabilities, and Transgender.
Zupda Vijlikaran Yojana
Category: Utility & Sanitation
Level: State | State: Gujarat

Details:
The “Zupda Vijlikaran Yojana” was launched by the Energy and Petro Chemicals Department, Government of Gujarat. The scheme aims to provide access to electricity for Below Poverty Line (BPL) and low-income families across the state. Under this scheme, free household electricity connections are provided to eligible families.

Benefits:
Free electricity household connection is provided to BPL/Lower income group beneficiary.


Eligibility Criteria:
1. The applicant should be a resident of Gujarat.
1. The applicant should belong to a Below Poverty Line (BPL) or low-income family.
1. The applicant's family annual income should not exceed ₹1,50,000/-.
Janta Juth Accidental Insurance Scheme
Category: Agriculture,Rural & Environment
Level: State | State: Gujarat

Details:
&quot;Janta Juth&quot; is a Farmer&#39;s Accidental Insurance Scheme launched by the Govt. of Gujarat on 26th January 1996 to provide economic assistance of upto ₹ 2,00,000 to Farmers in case of Death or Disability. It is a 100% state-sponsored scheme. The main objective is to assist the successor of the farmer in case of death or disability due to an accident. In this scheme, insurance premium is paid by the State Government for all farmers. This scheme is implemented under the Gujarat Community Group-Janta Accidental Insurance Scheme from 01/04/08 through Director of Insurance, Gandhinagar. In case of accidental death or permanent disability, all registered farmers, any child (son/daughter) of the farmer and husband/wife of the farmer having age of 5 to 70 years are beneficiaries for the scheme.

Benefits:
In case of accidental death or permanent disability 100% assistance of ₹ 2,00,000.
In case of accidental loss of two eyes / two limbs / hand and leg / one eye and one hand or leg 100% assistance of ₹ 2,00,000 (100% full sight loss in case of eye, In case of hand- loss of upper part of the wrist and in case of the leg- totally cut off from the knee).
In case of accidental loss of one eye or one limb 50% assistance of ₹ 1,00,000.

Eligibility Criteria:
1. The Deceased or the Person with Permanent Disability Should Be a Registered Farmer (Have Individual or Joint Name Land) or Child of a Registered Farmer (Son or Daughter) or the Husband/ Wife.
1. The Death or Permanent Disability Must Be Due to an Accident.
1. The Deceased or the Person with Permanent Disability should be between the age of 5 to 70 years.
1. The Application Should Be Made Within 150 Days to the Office of the Concerned District Agriculture Officer. **The sequence of the beneficiary under the scheme in chronological order:**

1. Husband/Wife: In his/her absence
1. Children Son/Daughter: In their absence
1. Parent Father/Mother: In their absence
1. Grandson/Grandaughter: In the absence of 1, 2, 3
1. Unmarried/ Widow/ Exiled Sister who is dependent and living with the beneficiary
1. Any heirs declared under the Heirs Act applied to the beneficiary involved in other than above mentioned cases and controversial case **Note:** Suicide or Natural Death Are Not Covered in This Scheme.
Tripura Scheme For Incentive To Girl Child
Category: Social welfare & Empowerment, Women and Child
Level: State | State: Tripura

Details:
The scheme "The Tripura Scheme for Incentive to Girl Child-2009" by the Education (SW & SE) Department, Government of Tripura,  aims to provide an incentive to girl children born on or after 01/06/2009 to the parents who are cardholders of listed BPL households. The incentive will be provided per head per month up to the month the girl child attains the age of 15 years. The incentive amount will be paid to the mother of the girl child, preferably to the bank/post office account. Up to two girl children in a family will be covered by the scheme. The scheme is implemented by the Child Development Project Officer (CDPO) of the concerned AMC/Nagar Panchayat/RD Block.

Benefits:
Rate of Incentive
At the rate of ₹300/- per head per month up to the month the girl child attains the age of 15 years. The incentive amount will be paid to the mother of the girl child, preferably to the bank/post office account.


Eligibility Criteria:
1. The girl child must be born on or after June 1, 2009.
1. The parents of the girl child must be BPL (Below Poverty Line) cardholders or belong to listed BPL households.
1. The incentive amount will be paid to the mother of the girl child.
1. In case the mother of the girl child dies before the girl attains 15 years of age, the nearest legal guardian will become the applicant under the scheme.
1. Up to two girl children in a family will be covered by the scheme. > **Note**: 


- This criterion was modified on October 17, 2020. As per the modification, any girl child born on or after June 1, 2009, to parents having less than ₹1,00,000/- of family income per annum is eligible.)
Pradhan Mantri Ujjwala Yojana
Category: Utility & Sanitation, Women and Child
Level: Central | State: All
Ministry: Ministry Of Petroleum and Natural Gas

Details:
In May 2016, the Ministry of Petroleum and Natural Gas (MOPNG), introduced the ‘Pradhan Mantri Ujjwala Yojana’ (PMUY) as a flagship scheme with an objective to make clean cooking fuel such as LPG available to the rural and deprived households which were otherwise using traditional cooking fuels such as firewood, coal, cow-dung cakes etc. Usage of traditional cooking fuels had detrimental impacts on the health of rural women as well as on the environment.
The scheme was launched on 1st May 2016 in Ballia, Uttar Pradesh by Hon’ble Prime Minister of India, Shri. Narendra Modi


- The target under the scheme was to release 8 Crore LPG Connections to the deprived households by March 2020.
- On 7th September 2019, Hon’ble Prime Minister of India handed over the 8th Crore LPG connection in Aurangabad, Maharashtra.
- The release of 8 Crore LPG connections under the scheme has also helped in increasing the LPG coverage from 62% on 1st May 2016 to 99.8% as on 1st April 2021.
- Under the Union Budget for FY 21-22, provision for release of additional 1 Crore LPG connections under the PMUY scheme has been made. In this phase, special facility has been given to migrant families.

Benefits:
Rs. 1600 for a connection 14.2kg cylinder or Rs. 1150 for a 5 kg cylinder. 
Additionally, All PMUY beneficiaries will be provided with first LPG refill and Stove (hot plate) both free of cost along with their deposit free connection.

Note: 
Priority would be given to the states which have lower LPG coverage (Compared to the national average) as on 1st Jan 2016.

Eligibility Criteria:
An adult woman belonging to a poor household and not having an LPG connection in her household will be eligible under UJJWALA 2.0. The beneficiaries should belong to any of the following categories:

1. Eligible as per SECC 2011 list
1. Belongs to SC/ST households, be a beneficiary of Pradhan Mantri Awas Yojana (PMAY), Antyodaya Anna Yojana (AAY), Forest dwellers, Most Backward Classes (MBC), Tea and Ex-Tea Garden Tribes, People residing in river islands (Beneficiary will submit supporting document)
1. If she is not falling in the above 2 categories, then she can stake her claim to be a beneficiary under Poor household by submitting 14-point declaration (as per prescribed format)
Mamta Taruni Abhiyan
Category: Health & Wellness, Women and Child
Level: State | State: Gujarat

Details:
**Details**
Under this program, free medical check-ups, iron and folic acid supplements, and deworming medication were provided to adolescent girls between the ages of 10 and 19 years, and pregnant women. The program also aimed to create awareness about menstrual hygiene, family planning, and nutrition among adolescent girls and pregnant women.
The program was implemented through a network of health workers, including Accredited Social Health Activists (ASHAs), Auxiliary Nurse Midwives (ANMs), and Anganwadi workers. The Mamta Taruni Abhiyan was seen as a significant step towards improving maternal and child health in rural areas of Gujarat.
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Benefits:
Benefits
Access to Health and Wellness Services: The scheme provides access to various health and wellness services, including health check-ups, antenatal care, postnatal care, and nutritional support.
Improved Maternal and Child Health: The scheme aims to improve maternal and child health outcomes by providing timely and quality healthcare services to pregnant women and young girls.
Health Education: The scheme also provides health education and awareness sessions to beneficiaries, which helps them make informed decisions about their health and well-being.
Empowerment of Women and Girls: The scheme aims to empower women and girls by providing them with knowledge and skills related to health and nutrition, which helps them lead healthy and productive life.
Financial Support: The scheme also provides financial support to pregnant women in the form of a cash incentive, which helps them meet their medical and nutritional needs.

Eligibility Criteria:
**Eligibility** 

1. Adolescent Girls: The scheme is open to all adolescent girls between the ages of 10 and 19 years who are residents of Gujarat.
1. Pregnant Women: The scheme is open to all pregnant women who are residents of Gujarat.
1. BPL Families: The scheme gives priority to women and girls belonging to Below Poverty Line (BPL) families.
Chief Minister's COVID-19 Affected Livelihood Support Scheme
Category: Social welfare & Empowerment
Level: State | State: Manipur

Details:
The guidelines of the &quot;Chief Minister&#39;s COVID-19 Affected Livelihood Support Scheme&quot; were approved by the Dept. of Social Welfare, Govt. of Manipur on 6th July 2021. The COVID-19 Pandemic and the resulting economic dislocations have severely affected the livelihood of a large percentage of the population, especially vulnerable groups including daily wage earners, those without a regular source of income, and without sufficient savings to fall back upon. There is a need to have additional direct income support for these vulnerable groups. The beneficiary will be those domiciled in Manipur, whose livelihood has been adversely affected by the COVID-19 Pandemic leading to an inability to maintain a basic minimum standard of living. There can be only one beneficiary per family. This beneficiary must be the main bread earner and should be employed in the informal sector.

Benefits:
Direct Cash Transfer of ₹ 5,000/- in 2 (two) equal installments (₹ 2,500/- per installment) to every identified family.

Eligibility Criteria:
1. The applicant should be domiciled in the state of Manipur.
1. The livelihood of the applicant should have been adversely affected by the COVID-19 pandemic, leading to an inability to maintain a basic minimum standard of living. 
1. The applicant should be the only applicant from the family.
1. The applicant should be the main bread earner. 
1. The applicant should be employed in the informal sector. The applicants will include, but not be limited, to the following occupations:
(a)	Street Vendor.
(b)	Farmer (includes Agriculture, Fisheries, Horticulture, and Animal Husbandry).
(c)	Daily-Wage Worker and Labourer.
(d)	Construction-Site Worker.
(e)	Public Transport Driver (Auto, Winger, Bus, Rickshaw, etc).
(f)	    School Van Driver.
(g)	Shop Assistant.
(h)	Artisan.
(i)     Weaver.
(j)     Performing Artist
(k)    Home-Based Business etc. Inclusion Criteria (subject to exclusion criteria fulfillment):
(a)	Ration Card Holder.
(b)	MGNREGA Card Holder.
(c)	PM-KISAN Beneficiary.
(d)	CMHT/ PMJAY Beneficiary.
(e)	PMUY Beneficiary.
(f)	    PM SVANidhi Beneficiary.
(g)	CMST/ CMAT Beneficiary.
(h)	PMAY (G) or PMAY (U) Beneficiary.
(i)	    SBM (G) or SBM (U) Beneficiary.
(j)	    Person in Vendor List of Municipalities or District Councils.
(k)	Person with a permit for public transport/ school van in Municipalities or District Councils.
Parivaar Pension Yojana (JBOCWWB)
Category: Social welfare & Empowerment, Banking,Financial Services and Insurance
Level: State | State: Jharkhand

Details:
&quot;Parivaar Pension Yojana (JBOCWWB)&quot; is a scheme by the Department of Labour, Employment, Training &amp; Skill Development Govt of Jharkhand. This is a 100% State Sponsored Scheme. Only the residents/domicile of the state of Jharkhand can apply to this scheme. Applications for this scheme are accepted online through the official website of the department. The scheme provides 50% of the pension amount or a maximum of ₹ 500/- to the family members of the deceased pensioner.
<br>

Benefits:
The scheme provides 50% of the pension amount or a maximum of ₹ 500/- to the family members of the deceased pensioner.

Eligibility Criteria:
1. The applicant should be a family member or dependent of the deceased pensioner.
   1. The deceased pensioner should have been a resident of Jharkhand.
   1. The deceased pensioner should have been receiving a pension from the Jharkhand Building and Other Construction Worker Welfare Board at the time of their death.
Silpi Pension Scheme - Assam
Category: Sports & Culture, Social welfare & Empowerment, Banking,Financial Services and Insurance
Level: State | State: Assam

Details:
Silpi Pension Scheme is a Welfare Scheme provided by the Government of Assam to support the Artists of Assam. Artiste/Family pension along with Barxik Silpi Sanman (One-time financial assistance) of the Govt. of Assam will be offered to the person having outstanding contributions in the field of Art and Culture in the State and Special Family Pension will also be offered to indigent families of Artistes who had made a spectacular contribution in the State’s Cultural sphere and have unfortunately passed away. There are 4 types of Schemes under the Silpi Pension Scheme: 1.	Artist Pension Scheme
2.	Family Pension Scheme
3.	Barxik Silpi Sanman (Ex-Gratia Grant) Scheme
4.	One-time Special Financial Assistance to Families of deceased artist Scheme The main objective of the Scheme is to support the artist and needy families of Artists who made contributions to the field of Art and Culture in the State of Assam. It also aims to provide Financial assistance to the artist and their families in different schemes. It provides pensions to families and artists monthly for better livelihood and gives recognition to the Art and Culture of Assam through this platform. The financial assistance schemes are expected to encourage artists and technicians to engage in their creative pursuits with renewed vigour. For Divyang and Bed-ridden artists, the Cultural Development Officers or the Junior Assistants of Cultural Centres under the Directorate of Cultural Affairs from their respective districts will visit the homes of those applicants for applying through an online process. The names and contact numbers of concerned Cultural Development Officers/Junior Assistants will be available on the official website.

Benefits:
Under the Artist Pension Scheme, the beneficiary will receive an amount of ₹8,000/- (per month).
Under the Family Pension Scheme, the beneficiary will receive an amount of ₹4,000/- (per month).
Under the Barxik Silpi Sanman (Ex-Gratia Grant), the beneficiary will receive an amount of ₹50,000/- (One time).
Under the One-time special financial assistance to families of deceased Artist Scheme, the beneficiary will receive an amount of ₹50,000/- (One time).

Eligibility Criteria:
- The applicant must be a permanent resident of the State of Assam.
- An artist, who has made outstanding contributions in the field of Music, Dance, Fine Arts, Puppetry, Musk making, and also covering artists and technicians associated with Mobile Theatre and Amateur Theatre and Films, is eligible under this scheme.
- Indigent families of artists who have made outstanding contributions in the field of Music, Dance, Fine Arts, Puppetry, Musk making, etc. are eligible under this scheme.
- The applicant must have a recognition proof certificate.
Death Benefit Scheme (APB&OCWWB)
Category: Social welfare & Empowerment
Level: State | State: Arunachal Pradesh

Details:
The scheme “Death Benefit Scheme” was started by the Department of Labour and Employment, Govt. of Arunachal Pradesh for registered workers of the Arunachal Pradesh Building & Other Construction Workers Welfare Board (APB&OCWWB). The state government has proposed and implemented this scheme through the APB&OCWWB for those families who suffer due to economic loss caused by the demise of the bread earner of the house and have registered their names in the Labour Welfare Board.
**Objective:**

- To mitigate such economic loss, the govt. has introduced the death benefit scheme for normal death and death due to accidents.

Benefits:
Cash assistance of ₹50,000/- provided to the nominee of the registered worker, in case of normal death.
Cash assistance of ₹1,00,000/- provided to the nominee of the registered worker, only in case of accidental death.

Eligibility Criteria:
1.	The applicant should be a permanent resident of Arunachal Pradesh.
2.	The applicant should be a family member of a deceased worker who was employed in the Building and Other Construction works.
3.	The deceased worker should be registered with Labour Welfare Board (APB&OCWWB).
4.	The deceased worker should have an active membership at the time of death.
5.	The name of the nominee/ dependent should be recorded on his/her registration card before death.
Funeral Financial Assistant (APB&OCWWB)
Category: Social welfare & Empowerment
Level: State | State: Arunachal Pradesh

Details:
The scheme “Funeral Financial Assistant” was started by the Department of Labour and Employment, Govt. of Arunachal Pradesh for registered workers of Arunachal Pradesh Building &amp; Other Construction Workers Welfare Board (APB&amp;OCWWB). The state government has proposed and implemented this scheme through the APB&amp;OCWWB for providing financial assistance to the families upon the death of the registered worker for his/her funeral.

Benefits:
Cash assistance of ₹1000/- only to the nominee of the deceased worker at the time of sanctioning the death benefit amount.

Eligibility Criteria:
1.	The applicant should be a permanent resident of Arunachal Pradesh.
2.	The applicant should be a family member of a deceased worker who was employed in the Building and Other Construction works.
3.	The deceased worker should be registered with Labour Welfare Board (APB&OCWWB).
4.	The deceased worker should have an active membership at the time of death.
5.	The name of the nominee/ dependent should be recorded on his/her registration card before death.