Atal Beemit Vyakti Kalyan Yojana
Category: Banking,Financial Services and Insurance, Social welfare & Empowerment
Level: Central | State: All
Ministry: Ministry Of Labour and Employment

Details:
The scheme “Atal Beemit Vyakti Kalyan Yojana (ABVKY)” was introduced by the Employees’ State Insurance Corporation (ESIC) on a pilot basis for a period of 2 years w.e.f. 01.07.2018 for providing relief to the Insured Persons (IPs) who have become unemployed. Under this scheme relief in the form of cash compensation to the extent of 50% of the average per day earnings was paid up to a maximum of 90 days of unemployment subject to conditions that the employee should have completed two years of Insurable employment and has contributed not less than Seventy-Eight (78) days in each of the three consecutive contribution periods immediately preceding to the claim of the relief.

Benefits:
The scheme provides relief to the extent of 50% of the average per day earnings of employees during their last employment.
The relief amount to be paid up to a maximum of 90 days of unemployment (once in a lifetime) subject to conditions that the employee should have completed two years of Insurable employment and has contributed not less than Seventy-Eight (78) days in each of the three consecutive contribution periods.
The IP will be eligible for Medical benefits as provided under the Act for the period he is availing this relief.
Note 01:
 The Insured Person should have been in insurable employment for a minimum period of two years immediately before his/her unemployment and should have contributed for not less than 78 days in the contribution period immediately preceding the unemployment and a minimum of 78 days in one of the remaining three contribution periods in two years prior to unemployment.
Note 02:
 Claim shall become due 30 days after the date of unemployment. Earlier this period was 90 days.

Eligibility Criteria:
1. The Insured Person (IP) should have been rendered unemployed during the period the relief is claimed.
   1. The Insured Person should have been in insurable employment for a minimum period of two years.
   1. The Insured Person should have contributed not less than 78 days during each of the preceding three contribution periods.
   1. The contribution in respect of him/her should have been paid or payable by the employer.
   1. The unemployment contingency should not have resulted from any punishment for misconduct, superannuation, or voluntary retirement.
   1. The Aadhaar and Bank Account of the Insured Person should be linked with the insured person database.

**Note:** All the Insured Persons covered under the ESI Act are entitled under the scheme and no separate registration is required.
**Other conditions for the administration of the scheme:**

   1. In case the IP is working for more than one employer and is covered under the ESI scheme he will be considered unemployed only in case he is rendered unemployed with all employers.
   1. As specified in Section 65 of the ESI Act, an IP shall not be entitled to any other cash compensation and Relief under ABVKY simultaneously for the same period. However, periodical payments of Permanent Disability Benefit (PDB) under the ESI Act and Regulations shall continue.
   1. As specified under Section 61 of the ESI Act, an IP who is in receipt of Relief under ABVKY shall not be entitled to receive any similar benefit admissible under the provisions of any other enactment.

**Disqualification/Termination of relief under ABVKY:**

   1. During lockout
   1. Strike resorted to by the employees declared illegal by the competent authority
   1. Voluntary abandonment of employment/ voluntary retirement/ premature retirement
   1. Less than two years of contributory service
   1. On attaining the age of superannuation
   1. Convicted (i.e. punished for false statement) under the provisions of Section 84 of the ESI Act read with Rule 62 of the ESI (Central) Rule
   1. On being re-employed elsewhere during the period he/she is in receipt of Relief under ABVKY
   1. Dismissal/termination under disciplinary action
   1. On the death of IP