Krushak Assistance For Livelihood And Income Augmentation
Category: Agriculture,Rural & Environment
Level: State | State: Odisha

Details:
Financing agriculture and insuring the cultivators is essential to eradicate poverty and to boost shared prosperity of the state. Through the implementation of Krushak Assistance for Livelihood and Income Augmentation - KALIA Scheme , the State Government aims to lend farmers with an all inclusive and flexible support system, ensuring accelerated agricultural prosperity. At the heart of a progressive scheme like KALIA lies the motivation to empower the farmers of the state with finance options that will enable the growth and development of agriculture in Odisha. Enhancement of the accessibility to suitable financial services will further ensure agricultural productivity and increase income among farmers , particularly the small and marginal land holders. Amounting to over 10,000 crore the scheme has been tailored to relieve the debt ridden farmers from the debt trap, keeping a pragmatic vision to directly attack poverty by providing financial assistance to the vulnerable agriculture households, landless labourers as well as marginal cultivators of the state. Proposed by the Government of Odisha , KALIA scheme brings under its umbrella 92% of cultivators of the state and almost all needy landless cultivators , who can avail the benefits of this scheme through Direct Benefit Transfer Mode.

Benefits:
Financial Assistance of Rs.12,500/-will be provided to each landless Agricultural Household for Agricultural allied activities like for small goat rearing unit, mini-layer unit, duckery units, fishery kits for fisherman, mushroom cultivation and bee-keeping, etc. This will particularly benefit to SC & ST population of our State.
Vulnerable cultivators/landless agricultural laborers will get financial assistance of Rs. 10,000/- per family per year to enable them to take care of their sustenance. The vulnerable cultivator/landless Agricultural Laborers who are in old age, having disability/ disease and are vulnerable for any other reason
Life insurance cover of Rs. 2.00 lakh at a very nominal premium of Rs.330/- will be provided to all savings bank account holder of age between 18-50 years. Government of Odisha will bear farmers’ share of annual premium of Rs.165/-. Personal accident cover of Rs.2.00 lakh at a very nominal annual premium of Rs.12/- for all savings bank account holder aged between 18-50 years. Out of Rs.12/- towards premium, Rs.6/- is the farmers’ share, which will be borne by the Govt. of Odisha. In respect of the above beneficiary whose age is between 51-70 years, the entire amount of Rs.12/- towards annual premium will be borne by Govt. of Odisha.
Vulnerable landless laborers, cultivators, share croppers and agricultural families identified by Gram Panchayats will be provided with cop loans up to Rs 50,000 made available at 0% interest. A direct attack at poverty, this all-inclusive efficient scheme passionately believes in responsibly lending relevant borrowers ensuring development and growth in agriculture.


Eligibility Criteria:
1. Residency: The applicant must be a permanent resident of Odisha.
1. Agricultural activities: The applicant must be engaged in agricultural activities, such as farming, cultivation, horticulture, or animal husbandry, either as a landowner, tenant farmer or sharecropper.
1. Household status: The applicant's household should be categorized as "deprived" or "vulnerable" under the Socio-Economic Caste Census (SECC) 2011 or any other state government survey.
1. Landownership: The applicant must either own cultivable land or be a sharecropper/tenant farmer cultivating someone else's land.
1. Age: There is no age limit for applying for the KALIA Scheme.
1. Income: The applicant's annual income should be less than Rs. 2.00 lakhs per annum.
1. Bank account: The applicant must have a bank account in his/her name and a valid Aadhaar number linked to the account.
1. Criminal record: The applicant must not have any criminal record or involvement in any illegal activities.