pramanikkunal65/GovtScheme_AI huggingface dataset:
ICMR- Post Doctoral Fellowship 
Category: Education & Learning
Level: Central | State: All
Ministry: Ministry Of Health & Family Welfare

Details:
The &quot;ICMR Post Doctoral Fellowship (ICMR-PDF)&quot; scheme implemented by the Indian Council of Medical Research, Ministry of Health &amp; Family Welfare, aims to promote advanced research in health sciences. It provides opportunities to fresh PhD, MD, or MS holders to work in ICMR institutes and centres. The scheme focuses on research in areas like basic science, communicable and non-communicable diseases, reproductive health, and nutrition. Every year, around 50 fellowships are awarded to deserving candidates. Fellows get access to modern research facilities and expert guidance at ICMR institutions. The aim is to strengthen high-quality research and build skilled professionals in the health sector.

Benefits:
Monthly Fellowship:
 ₹65,000/- per month along with HRA and NPA as per Government rules.
Contingency Grant: 
₹3,00,000/- per year for research-related expenses.
Travel Support: 
Up to 25% of the contingency grant for national travel related to research work.
Tenure Duration:
 2 years, extendable by 1 more year based on performance.
Refund Clause:
 Fellowship amount must be refunded if leaving before 1 year.
Fund Disbursement: 
Fellowship and contingency grants are released every six months.
Accommodation Facility:
 Accommodation may be provided (HRA not applicable if provided).
Medical & Leave Benefits: 
As per ICMR rules for fellows.


Eligibility Criteria:
1. ICMR-PDF is open to Indian nationals only.
1. Fresh PhDs/MD/MS within three years of completing their Ph.D./MD/MS degree (awarded) as on the last date of the application and also those who have received their provisional Ph.D./MD/MS degree can apply.
1. The Post-Doctoral proposed research work should be the continuation of the Ph.D. or MD/MS research work. If not, then the application will not be considered.
1. The maximum age limit is 32 years, relaxable up to 5 years in case of SC/ST/OBC/PH and women candidates, as on the last date of application.
1. For deserving candidates age can be relaxed maximum up to a maximum of 3 years based on earlier work done, publications, awards, etc. along with the request by the sponsoring Director/Director-in-Charge. Director General, ICMR may consider and relax on the recommendation of the screening committee.
1. The PDF Guide should have the minimum designation of Scientist-C grade.
1. Postgraduate medical students are also permitted to carry out ICMR’s PDF in MCI-recognized postgraduate medical colleges wherein a minimum of three batches have obtained their postgraduate degrees.

**Note 01:** Result notification/certificate or Viva-voce/Thesis submitted notification will not be considered.
**Note 02:** It is mandatory to submit the Plagiarism check report along with the declaration to be submitted to ICMR along with the PDF proposal and application.
**Note 03:** A list of ICMR Institutes/Centers and their niche Areas/R&D activities are available on the ICMR website.
Coffee Development Programme in North Eastern Region: Quality Upgradation / Certification: Drying Yards
Category: Agriculture,Rural & Environment
Level: Central | State: All
Ministry: Ministry Of Commerce And Industry

Details:
The scheme &quot;Coffee Development Programme in North Eastern Region: Quality Upgradation / Certification: Drying Yards&quot; is a Sub-Component of the Scheme &quot;Integrated Coffee Development Project During the Medium Term Framework (MTF) Period: Development Support to Stakeholders&quot; by the Coffee Board, Department of Commerce, Ministry of Commerce and Industry. This scheme aims to facilitate the improvement of the quality of coffee produced by growers by encouraging them to establish infrastructure for quality enhancement and obtain certification for their coffees, enabling them to earn better returns. This involves three main activities: supply of pulpers, construction of cement drying yards, and eco-certification of coffee holdings.

Benefits:
Unit Cost and Scale of Subsidy
Size of the Holding: 
Up to 2 hectares.
Dimension of the Unit: 
10 feet x 10 feet or (100 square feet).
Unit Cost: 
₹15,000/-
Rate of Subsidy: 
75% of unit cost.
Size of the Holding: 
2 hectares and above.
Dimension of the Unit: 
20 feet x 20 feet or (400 square feet).
Unit Cost: 
₹45,000/-
Rate of Subsidy: 
75% of unit cost.


Eligibility Criteria:
1. The applicant should be a tribal grower.
1. The applicant should not have availed of the benefits during the XII plan.
Pratyaksh Hanstantrit Labh / Direct Benefits Transfer For LPG
Category: Utility & Sanitation
Level: Central | State: All
Ministry: Ministry Of Petroleum and Natural Gas

Details:
"Pratyaksh Hanstantrit Labh / Direct Benefits Transfer For LPG (PAHAL)" launched by the Ministry Of Petroleum and Natural Gas, ensures transparency by transferring LPG subsidies directly to consumers' bank accounts, eliminating diversion and reducing subsidy leakages. It empowers users, improves delivery, and enables self-selection for subsidy, with provisions for Aadhaar-linked and non-Aadhaar-linked accounts. This initiative protects consumer entitlement, prevents fraud, and promotes efficient subsidy management.

Benefits:
Direct Subsidy Transfer: 
LPG consumers receive subsidies directly in their bank accounts automatically.
Improved Availability: 
Enhanced market availability of new LPG connections for genuine consumers.
Health Benefits:
 Replaces unclean cooking fuels, reducing indoor pollution and preventing respiratory diseases among women and children in rural areas.

Eligibility Criteria:
- The applicant must be an LPG user.
- The combined taxable income of the applicant and their spouse should not exceed ₹10,00,000 in the previous financial year, as per the Income Tax Act, 1961.
Women Scientist Scheme-B
Category: Skills & Employment, Social welfare & Empowerment, Science, IT & Communications, Women and Child
Level: Central | State: All
Ministry: Ministry Of Science And Technology

Details:
A Research Grant by MoST for female candidates with break in their career interested in addressing societal challenges through viable S&T interventions. This scheme will provide a research grant for a well-defined project proposal for a period of maximum three years. This grant will cover the fellowship of the applicant and cost of small equipments, contingencies, travel, consumables, etc. Institutional overhead charges will be extra. Women scientists who wish to apply under this scheme are required to develop their own project/proposals for scientific and technological solutions to address issues preferably at enhance quality-of-life the grassroots level. The proposal must clearly bring out the societal benefit to be accrued through well conceived plan for development of technology/technique and/or adaptation/ customization. The candidate should have adequate S&T skills and be adept at techniques to deliver the proposed outcome.

Benefits:
₹ 55,000/- pm (and HRA as applicable) for Ph.D. or equivalent (total project cost not exceeding ₹ 30 lakh (excluding HRA and Overhead)
₹ 40,000/- pm (and HRA as applicable) for M.Phil./MTech or equivalent (total project cost not exceeding ₹ 25 lakh (excluding HRA and Overhead)
₹ 31,000/- pm (and HRA as applicable) for M.Sc. or equivalent (total project cost not exceeding ₹ 20 lakh (excluding HRA and Overhead)
The Project Cost consists of Fellowship of Principal Investigator (PI), Consumables, Travel, Contingencies, and Minor Equipment but excluding HRA and overheads.


Eligibility Criteria:
1. The applicant must be a FEMALE.
1. The applicant must either be unemployed or in a position other than a regular/permanent position.
1. The age of the applicant must be between 27 and 57 years (5-year relaxation for SC/ST/OBC and physically challenged candidates)
1. The applicant must hold either of the following Minimum essential qualifications:



  - Minimum Post Graduate degree, equivalent to M.Sc. in Basic or Applied Sciences or B.Tech. or MBBS or other equivalent professional qualifications;
  - M.Phil/M.Tech/M.Pharm/M.VSc or equivalent qualifications;
  - PhD in Basic or Applied Sciences.
WISE Fellowship for Ph.D.
Category: Science, IT & Communications, Women and Child
Level: Central | State: All
Ministry: Ministry Of Science And Technology

Details:
The &quot;WISE Fellowship for Ph.D. (WISE-PhD)&quot; was started by the Department of Science and Technology under ‘Women in Science and Engineering-KIRAN (WISE-KIRAN)’ Scheme to provide an opportunity to carry out Doctoral research in basic and applied sciences to women scientists and technologists between the age group of 27-45 years who want to pursue research in STEM fields as a bench-level scientist.
> **Vision:**

WISE-PhD provides an opportunity for women to pursue higher education, i.e., a Ph.D. through an independent project grant.
> **Objectives:**

The main objective of WISE-PhD is to encourage women scientists to conduct Doctoral research in science and engineering and to engage them in knowledge dissemination through SSR.
> **Target Group:**

Women who have Post Graduation in Basic or Applied Sciences or an equivalent degree and wish to pursue Ph.D. in basic &amp; applied sciences can apply to the WISE-PhD programme for financial support. Women in regular employment are not eligible for this programme.
> **Scientific Disciplines:**

Under WISE-PhD, support is available in 5 scientific disciplines viz. (1) Physical and Mathematical Sciences (2) Chemical Sciences (3) Life Sciences (4) Earth and Atmospheric Sciences, and (5) Engineering &amp; Technology
> **Project Duration:**

The project is tenable for a maximum period of five (5) years or till submission of a Ph.D. thesis, whichever is earlier.

Benefits:
The fellowship amount under this programme is ₹37,000/- per month along with House Rent Allowances (HRA) as per norms.
This Programme also provides a Research Grant of ₹1.00 lakh per year and Institutional overhead charges @₹ 0.50 lakh per year (as per DST norms).

Eligibility Criteria:
Unemployed women who want to pursue a Ph.D. can apply for a fellowship under WISE-PhD. The programme is open for both candidates; those who have not yet registered as well as those who have already registered for a Ph.D., but not availing of a fellowship from any sources. However, candidates who have completed two (2) years duration in Ph.D. as of the date of application are NOT eligible. The following are the primary eligibility criteria:
> **Qualification:**

The applicant should have an M. Sc./ M. Tech. or equivalent degree like B. Tech., M.Phil., M. Pharm. etc. in basic and applied sciences from a recognized University/Institute.
> **Age:**

The minimum age to apply for the programme is 27 years and the maximum is 45 years (A relaxation of 3 years in the upper age limit is allowed for SC/ ST/ PH candidates). The cut-off date for age calculation would be the date of submission of the WISE-PhD application.
> **Employment:** 

Women in regular employment are not eligible for WISE-PhD.
Internship Programme At Serious Fraud Investigation Office
Category: Education & Learning
Level: Central | State: All
Ministry: Ministry of Corporate Affairs

Details:
The scheme &quot;Internship Programme At Serious Fraud Investigation Office (SFIO)&quot; conducted by the Serious Fraud Investigation Office under the Ministry of Corporate Affairs, Government of India, aims to provide exposure to government functioning and practical experience through interaction with SFIO officers to students pursuing higher studies and professional courses. The programme also provides an opportunity to interns to not only familiarize themselves with the working of the Government but also offers a chance to gain hands-on experience in specialized skills in their area of study as well as working in team.
<br>

Benefits:
Stipend: 
The interns will be paid a stipend of ₹7,000/- per month for the period of the internship.
Certificate of Internship: 
Certificates will be awarded to interns upon satisfactory completion of their internship and on submission of their end-of-assignment Report, and its evaluation by the concerned official of SFIO.
Duration: 
The internship will be for a minimum period of one month and a maximum period of two months.
Note: 
The internship will neither be a job nor an assurance of a job in the Serious Fraud Investigation Office.


Eligibility Criteria:
1.   The applicant should be an Indian National.
2.   The applicant should be any one of the following -: 

  - Students in Post Graduate Courses — MBA (Finance), Law Students in 4th/5th Year of a five-year stream with consistent and excellent academic records/fresh graduates with excellent academic records possessing a first-class graduation degree; 
  - Students pursuing post-graduation with a high second-class graduation degree (with at least 55% marks/students pursuing Masters/Research Courses in Economics/Finance/Management/Law at the National School of Economics/Law / Computer Forensics from recognized universities in India and Abroad.
  - Students pursuing final year or the equivalent of ICAI, ICAI(CMA), ICSI/Central Universities/AICTE recognized financial/Economic Institutions/recognized National Management Institutes/Foreign Universities and Institutions of Excellence.

3.  In the case of Graduate Applicants, the applicant should have secured First Class Degree in Graduation.
Women Helpline
Category: Women and Child
Level: Central | State: All
Ministry: Ministry of Women and Child Development

Details:
"Women Helpline" provides 24X7 emergency and non-emergency response through telephonic short-code 181 to women, by linking them with appropriate authorities such as Police, One Stop Centres, Hospitals, Legal Services Authorities etc. Additionally, it provides information about women welfare schemes and services.The Women Helpline has been integrated with the Emergency Response Support System 112 (ERSS-112) helpline of the Ministry of Home Affairs (MHA) and Child Helpline (1098). Furthermore, the Women Helpline (WHL) is being integrated with the One Stop Centre Scheme (OSC) and Hub for Empowerment of Women (HEW) to refer women affected by violence in need of redressal services.

Benefits:
Emergency assistance.
Non-emergency assistance.
Information about government schemes and services.
Referral services.


Eligibility Criteria:
- Any woman in distress seeking emergency/non- emergency services or information or any other individual on her behalf can connect with the Women Helpline by calling the toll free 181.
Primary Cooperative Agriculture and Rural Development Bank: For Tractor Purchase
Category: Agriculture,Rural & Environment, Banking,Financial Services and Insurance
Level: State | State: Tamil Nadu

Details:
The &quot;Primary Cooperative Agriculture and Rural Development Bank: For Tractor Purchase&quot; scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, aims to provide financial assistance for acquiring tractors, covering up to 90% of the tractor&#39;s cost. The interest rate ranges from 11% to 12.25%, subject to market conditions.
<br>

Benefits:
Access to Loan:
 Covers up to 90% of the tractor cost.
Interest Rate:
 11% to 12.25% (subject to change).


Eligibility Criteria:
1. The beneficiary should be a resident of Tamil Nadu.
   1. The beneficiary should be a farmer.
   1. The beneficiary should be engaged in agriculture activities.
   1. The beneficiary should have the intention to use the loan specifically for purchasing Tractor.
CBSE Merit Scholarship Scheme For Single Girl Child
Category: Education & Learning, Women and Child
Level: Central | State: All
Ministry: Ministry of Education

Details:
The “CBSE Merit Scholarship Scheme for Single Girl Child (SGC)” scheme has been launched by the Ministry of Education, Government of India, and implemented by the Central Board of Secondary Education. The scheme aims to promote education among single girl children and encourage meritorious students to continue their studies. Under this scheme, financial assistance is provided to single girl students studying in classes 11th and 12th. It supports students who have demonstrated academic excellence in class 10th examinations and are enrolled in CBSE-affiliated schools.

Benefits:
Financial Assistance
₹1,000 per month per student provided for a maximum period of 2 years (classes 11
th
 and 12
th
)
Mode of Disbursement
Direct transfer through ECS (Electronic Clearing Service) / NEFT (National Electronic Funds Transfer)
Validity
Up to completion of class 12 (maximum 2 years), subject to renewal conditions


Eligibility Criteria:
1. The applicant should be a single girl child of her parents.
1. The applicant should have secured 70% or more marks in CBSE class 10th examination.1. The applicant should be studying in Class 11 or 12 in a CBSE-affiliated school.
1. The applicant should have a tuition fee not exceeding ₹2,500 per month in class 10th.1. The applicant should have a tuition fee not exceeding ₹3,000 per month in classes 11th and 12th.1. The applicant should have gross parental/family income not exceeding ₹8,00,000 per annum.
1. The applicant should be an Indian National.
1. The applicant should continue her studies in classes 11th and 12th.1. All children born together (such as twins) are considered a single girl child.
1. NRI students are eligible and their tuition fee should not exceed ₹6,000 per month.
Distribution of Sewing Machines at Free of Cost
Category: Social welfare & Empowerment, Business & Entrepreneurship
Level: State | State: Tamil Nadu

Details:
The &quot;Distribution of Sewing Machines at Free of Cost&quot; scheme launched by the Backward Classes, Most Backward Classes and Minorities Welfare Department, Tamil Nadu, aims to provide free sewing machines to eligible individuals from Backward Classes (BC), Most Backward Classes (MBC), and Denotified Communities (DNCs).

Benefits:
Free provision of Sewing Machines to eligible individuals.


Eligibility Criteria:
- The beneficiary should be a resident of Tamil Nadu.
  - The beneficiary should belong to Backward Classes (BC)/ Most Backward Classes (MBC)/ and Denotified Communities (DNCs).
  - The beneficiary should possess tailoring knowledge.
  - Annual income should not exceed ₹40,000/- in rural areas and ₹60,000/- in urban areas.
  - The beneficiary should be between 20-45 years of age.

<br>
Pradhan Mantri Jeevan Jyoti Bima Yojana
Category: Banking,Financial Services and Insurance, Social welfare & Empowerment
Level: Central | State: All
Ministry: Ministry Of Finance

Details:
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is an insurance scheme offering life insurance cover for death due to any reason. It is a one-year cover, renewable from year to year. The scheme is offered by banks/post offices and administered through life insurance companies. All individuals who are account holders of participating banks/ post office in the age group of 18 to 50 years are entitled to join.

Benefits:
PMJJBY offers one- year term 
life cover of ₹ 2.00 Lakh
 to all the subscribers in the age group of 18-50 years.
It covers death due to any reason.
Premium payable is ₹ 436/- per annum 
per subscriber, to be auto debited from the subscriber’s bank/post office account.

Eligibility Criteria:
1. The age of the applicant must be between 18 to 50 Years.
1. The applicant must hold an individual bank / post office account.
Mahatma Gandhi National Rural Employment Guarantee Act
Category: Skills & Employment, Social welfare & Empowerment
Level: Central | State: All
Ministry: Ministry Of Rural Development

Details:
An employment scheme by the Ministry of Rural Development, providing provide at least 100 days of guaranteed wage employment in a financial year to every rural household whose adult members volunteer to do unskilled work. Any Indian citizen above the age of 18 years and residing in a rural area can apply to this scheme. The applicant receives guaranteed employment within 15 days from the date of application. The wage is deposited directly in the Bank Account / Post Office Account of the applicant. Wages are paid within a week, or fifteen days at most. Men and Women are paid equally. MGNREGA covers the entire country with the exception of districts that have a hundred percent urban population.

Benefits:
The applicant receives guaranteed employment within 15 days from the date of application.
Work is to be provided within a radius of 5 kilometers of the applicant’s residence if possible, and in any case within the Block. If the applicant lives more than 5 km away from the worksite, he/she will be entitled to a travel and subsistence allowance (10% of the minimum wage).
Wages are paid within a week, or fifteen days at most. Men and Women are paid equally.
Shade, drinking water, and first-aid are provided at every worksite.

Exclusive measures for the promotion of the participation of the disabled persons:
Identification of suitable works
Mobilization of disabled persons by focussing on awareness and special provisions
Specifically identified works for disabled persons in the case of large GPs
Preference to appoint as mates and as workers for providing drinking water, to manage crèches, etc., at the worksites
Adoption of tools and equipment/facilities at workplaces
Treating persons with disabilities with respect
Special drive to ensure 100 days of employment to such households
Provide a special job card of a distinct color

Specific attention and provisions for Senior Citizens: 
Exclusive senior citizen groups may be formed and special works which require lesser physical effort are identified and allotted to these groups.

Specific attention and provisions for Internally Displaced Persons:
A special job card to be provided will be valid till these families are displaced and will lose its validity as soon as they return to their original place of residence.

Eligibility Criteria:
1. The applicant must be at least 18 years of age.
1. The applicant must be residing in a Rural Area.
State Marriage Assistance Scheme For Poor Girls
Category: Social welfare & Empowerment, Women and Child
Level: State | State: Jammu and Kashmir

Details:
A social welfare scheme by the Social Welfare Department of the Government of Jammu & Kashmir, for Poor Girls of Marriageable Age who belong to either AAY (Antyodaya Anna Yojana) or PHH (Priority Households) ration card holder families. Through this scheme, they shall be paid one-time financial assistance @ ₹50,000/- (rupees fifty thousand only) for getting married. The financial assistance shall have to be paid before her marriage. The financial assistance shall be directly transferred into the individual bank accounts of the beneficiaries (marriageable girls) through DBT mode. The receipt of applications as well as the transfer of assistance shall be in online mode only. The District Social Welfare Officer  (DSWO) shall verify the details of the beneficiary regarding her marital status & age and shall submit the case before the Deputy Commissioner along with all requisite documents and his/her recommendations. The Deputy Commissioner shall sanction the financial assistance in favor of the beneficiary girl after determining the eligibility, and reasonably satisfying himself/herself about the genuineness of the case. The scheme is operational in all the districts across the Union Territory of Jammy and Kashmir.

Benefits:
The eligible beneficiary girl shall receive an amount of ₹50,000/- (rupees fifty thousand only) as one-time financial assistance before her marriage. 
The financial assistance shall be directly transferred into the individual bank accounts of the beneficiaries (marriageable girls) through DBT mode.

Eligibility Criteria:
1. The applicant must be a female.
1. The applicant must be of marriageable age, i.e. 18 years or above (Legal Age for Marriage in India).
1. The applicant must be from either AAY (Antyodaya Anna Yojana) or PHH (Priority Households) ration card holder families.
1. The applicant must not have availed the financial benefit for the same purpose under any other UT/Centrally Sponsored Scheme, especially Ladli Beti Scheme. She can avail of benefits only once under the scheme.
1. The applicant must have applied at least one month in advance (before the date of marriage) to the concerned District Social Welfare Officer along with proof of marriage, proof of age, copy of AAY or PHH ration card, and Aadhaar card.
1. The minimum qualification of the beneficiary girl has to be 8th Pass or equivalent. However, in the case of school dropouts, the following guidelines shall apply:

a)    During the next three years i.e., from the financial year, 2022-2023 to 2024-2025 restructured guidelines shall be implemented irrespective of the education status of the beneficiary girl.
b)    From 01-04-2025 onwards beneficiary girl has to compulsorily produce a certificate for having passed 8th Class or equivalent.
National Talent Scholarship Undergraduate
Category: Education & Learning
Level: Central | State: All
Ministry: Ministry Of Agriculture and Farmers Welfare

Details:
National Talent Scholarship (NTS) was launched by the Indian Council of Agricultural Research for students pursuing a Bachelor's program in an ICAR-recognized agricultural university located outside of his/her state of domicile and duly funded under the planning scheme “Strengthening and Development of Higher Agricultural Education in India" of the Education Division of the ICAR. The amount of the scholarship is ₹ 2,000/- per month for Bachelor's (Under Graduate). The scholarship will be awarded initially for a period of one year from the date the student actually takes admission and shall be renewed for the remaining duration of the undergraduate degree program subject to his/her maintenance of good academic performance and conduct as specified by the concerned university. The Scholarship will be awarded initially for a period of one year from the date the student actually take admission in the Agricultural University for pursuing under Graduate degree programme in agriculture and related disciplines with both course work and practice leading to the award of Bachelor's Degree. The scholarship is will be renewed for the remaining duration of the undergraduate degree programme subject to his/her maintenance of good academic performance and conduct as specified by the concerned univcnity.

Benefits:
The value of the scholarship shall be ₹ 2,000/- per month to undergraduate (Bachelor's degree) students. 

Eligibility Criteria:
1.  The applicant should be a student pursuing a Bachelors's from an Agricultural University recognized by ICAR, located outside his/her state of domicile.
2.  The applicant should be admitted into the university through the All India Entrance Examination (AIEE).
3.  The university should be duly funded under "Strengthening and Development of Higher Agricultural Education in India" of the Education Division, ICAR. **The student shall be eligible for the scholarship provided he/ she -** 
1.  Maintains merit and good conduct as certified by the Head of the College / University / Institution. 
2.  Does not remain absent without prior permission and does not participate in any agitation/strike etc. during the period. 
3.  Takes up studies on a whole-time basis and does not take up any job even on a part-time basis. 
4.  Does not accept any other financial assistance/scholarship during the course of undergraduate study.
5.  Does not leave his/her course of study within one month of admission.
6.  Does not subsequently change the initial subject allocated for which he/she has been awarded the NTS during his studies.
AFFDF-Financial Assistance For Treatment Of Serious Diseases To Non Pensioner Ex-Servicemen (All Ranks)/Widows
Category: Health & Wellness
Level: Central | State: All
Ministry: Ministry Of Defence

Details:
A scheme to provide financial assistance to a non-pensioner Ex-Servicemen of all ranks and widows to meet medical expenses related to treatment of approved serious diseases like cancer, renal failure, knee replacement and heart surgery. Expenditure must be incurred at a approved govt hospital at the rates applicable under CGHS / ECHS. #### List of the serious diseases are covered under this scheme - Angiography & Angioplasty
- CABG. (l) Dialysis
- Open heart surgery
- Valve replacement
- Pacemaker Implant
- Cerebral stroke
- Prostrate surgery
- Joint replacement
- Renal failure
- Cancer #### Treatment of other Diseases
In case the treatment of a serious disease which is not listed , such application will be referred to Director General Armed Forces Medical Services (DGAFMS) for comment/recommendation to consider it for financial assistance for treatment of that disease, to ESM under this scheme.

Benefits:
Financial assistance for treatment of the approved serious diseases  to non-pensioner Ex-Servicemen of all ranks and widows subject to a maximum of Rs 1,25,000/- (One Time) and for treatment of cancer/dialysis subject to a maximum of Rs 75,000/- per annum as follows:-
For Non-Pensioner Officers/Widows. 75% of total expenditure incurred on medical treatment, hospitalization, medicines etc.
For Non-Pensioner other Ranks/Widows. 90% of total expenditure incurred per annum on medical treatment, hospitalization, medicine etc.

Note 
Expenditure must be incurred at a approved govt hospital at the rates applicable under CGHS / ECHS.

Eligibility Criteria:
The following criteria must be fulfilled:- - Applicant must be a non-pensioner ESM or his widow.
- Should not be member of ECHS or availing AFMS facilities.
- Should be recommended by respective Zila Sainik Board (ZSB).
- Expenditure must be incurred at a approved govt hospital at the rates applicable under CGHS / ECHS.
NSAP - Indira Gandhi National Old Age Pension Scheme
Category: Social welfare & Empowerment, Banking,Financial Services and Insurance
Level: Central | State: All
Ministry: Ministry Of Rural Development

Details:
The scheme "Indira Gandhi National Old Age Pension Scheme (IGNOAPS)" is one of the five sub-schemes of the National Social Assistance Programme (NSAP). Under IGNOAPS, citizens living Below Poverty Line and 60 years or above in age are eligible to apply. A monthly pension of ₹ 200 up to 79 years and ₹ 500 thereafter.
The Government of India, on 15th August 1995, introduced the National Social Assistance Programme (NSAP) as a fully funded Centrally Sponsored Scheme targeting the destitute, defined as any person who has little or no regular means of subsistence from his / her own source of income or through financial support from family members or other sources, to be identified by the States and UTs, with the objective of providing a basic level of financial aid. NSAP is being administered by the Ministry of Rural Development. This program is being implemented in rural areas as well as urban areas. 
NSAP represents a significant step towards the fulfillment of the Directive Principles of State Policy enshrined in the Constitution of India which enjoin upon the State to undertake within its means a number of welfare measures. These are intended to secure for the citizen's adequate means of livelihood, raise the standard of living, improve public health, provide free and compulsory education for children, etc. 
**The NSAP at present includes five sub-schemes as its components -** 
a) Indira Gandhi National Old Age Pension Scheme (IGNOAPS)
b) Indira Gandhi National Widow Pension Scheme (IGNWPS)
c) Indira Gandhi National Disability Pension Scheme (IGNDPS)
d) National Family Benefit Scheme (NFBS)
e) Annapurna Scheme
**Objectives of NSAP -** 
1.  Provides social assistance benefits to poor households in the case of death, maternity, or old age of the breadwinner.
2.  Ensure minimum national standards, in addition to the benefits, the States are currently providing or might provide in the future.
3.  Ensure uniform social protection to the beneficiaries across the country without interruption.
**Expansion to cover all eligible BPL persons -** 
In 2007, the scheme was expanded to cover all eligible persons Below Poverty Line (BPL).

Benefits:
A monthly pension of ₹ 200 up to 79 years and ₹ 500 thereafter.

Eligibility Criteria:
1. The applicant should be a citizen of India.
1. The applicant should be living Below Poverty Line.
1. The applicant should be at least 60 years of age.
Tripura Journalist Health Insurance Scheme
Category: Health & Wellness
Level: State | State: Tripura

Details:
A Health Insurance Scheme by the Directorate of Information & Culture Affairs, for Journalists who are permanent residents of the state of Tripura. The applicant must be an accredited journalist by the state government or PIB. The age must be in between 21-65 years. The applicant must not have been covered under the Ayushman Bharat Scheme or any other Health Insurance Scheme of the Central or State Government. The beneficiary will receive medical care facilities for all the diseases as listed by the State government after recommendation by the committee. The maximum coverage of benefits from all sources will be ₹3,00,000. The application shall be submitted to the Director, the Information and Cultural Affairs Department. The basic objective of the scheme is to financially protect the Journalists from monetary burdens and liabilities that are a result of unfortunate health-related situations and emergencies.

Benefits:
The beneficiary will receive medical care facilities for all the diseases as listed by the State government after recommendation by the committee. The maximum coverage of benefits from all sources will be ₹3,00,000.

Eligibility Criteria:
1. The applicant must be a permanent resident of the state of Tripura.
1. The applicant must be an accredited working journalist by the state government or by the Press Information Bureau (PIB). 
1. The age of the applicant must be in between 21 years and 65 years. 
1. The applicant must not have been covered under the Ayushman Bharat Scheme or any other Health Insurance Scheme of the Central or State Government.
Rythu Bima Scheme
Category: Agriculture,Rural & Environment
Level: State | State: Telangana

Details:
Rythu Bima is a social security initiative of the Government of Telangana launched on 14th August 2018, aimed at providing financial support to the families of farmers in the event of the farmer's untimely death. The main objective of the scheme to ensure financial security to the families of deceased farmers by offering life insurance coverage for both natural and accidental deaths.

Benefits:
Insurance Coverage:
 ₹5,00,000/- per eligible farmer
Coverage Type:
 Natural and accidental deaths
Claim Settlement Mode: 
Direct bank transfer to the nominee’s account
Claim Process:
 Entirely online, farmer families are not required to visit any office

Eligibility Criteria:
1. The applicant must be a farmer.
1. The applicant must be a resident of Telangana.
1. The applicant must be aged between 18 and 59 years.
1. The applicant’s details should be available in the Dharani database under RoR (Record of Rights) land records.
1. The applicant should possess a valid Pattadar Pass Book (PPB) or a RoFR (Recognition of Forest Rights) Patta.
Maulana Azad National Fellowship For Minority Students
Category: Education & Learning
Level: Central | State: All
Ministry: Ministry Of Minority Affairs

Details:
Maulana Azad National Fellowship For Minority Students was launched in 2009 by the Ministry of Minority Affairs for providing financial aid to students for their higher studies. The objective of the Fellowship is to provide five year fellowships in the form of financial assistance to students from minority communities, notified by the Central Government, to pursue M. Phil and Ph.D. The scheme covers all Universities/Institutions recognized by the University Grants Commission (UGC) as under :

1. Central/State Universities (including constituent and affiliated institutions) included under Section 2(f) of UGC Act, 1956 and having valid accreditation from NAAC.
1. Deemed Universities under Section 3 of UGC Act, i.e., Institution for higher education notified by Central Government to be deemed University, in consultation with UGC and having and having valid accreditation from NAAC.
1. Institution fully funded by State / Central Government and empowered to award degrees.
1. Institutions of National Importance as notified by Ministry of Human Resource Development.

Benefits:
The rate of fellowship for JRF and SRF is at par with the UGC fellowship, presently the rates are as follows:
Fellowship in Science Humanities and Social Science: 
 ₹ 31,000/- p.m. for initial two years (JRF), and ₹ 35,000/- pm. for remaining tenure (SRF)
Fellowship in Engineering & Technology: 
₹ 31,000/- p.m. for initial two years (JRF), and ₹ 35,000/- pm. for remaining tenure (SRF)
Contingency for Humanities & Social Sciences:  
₹ 10,000/- p.a. for initial two years, and ₹ 20,500/- p.a. for remaining tenure
Contingency for Sciences, Engineering & Technology:
  ₹ 12,000/- p.a. for initial two years, and ₹ 25,000/- p.a. for remaining tenure
Escorts/Reader assistance (All subjects): 
 ₹ 2,000/- p.m. in cases of physically and visually handicapped candidate


Eligibility Criteria:
1. The applicant should be a part of one of the minority communities (Buddhist, Christian, Jain, Muslim, Sikh, or Zoroastrian (Parsi)).
1. Applicant must qualify the UGC-NET or Joint CSIR-UGC NET examination.
1. If  applicant does not complete his/her research work during the period of fellowship shall not be eligible to apply again under this scheme.
1. If applicant completely or partially availed any fellowship earlier shall also not be eligible for fellowship under this scheme.
1. Employees of any university, college, educational institution, or central, state, or union territory government are not eligible for fellowships, even if they are on study leave or end of life (EOL) leave to pursue an M.Phil. or Ph.D. course
Employee Health Scheme
Category: Health & Wellness
Level: State | State: Andhra Pradesh

Details:
The Dr YSR Aarogyasri Health Care Trust, under the auspices of the Government of Andhra Pradesh, has implemented the Employee Health Scheme (EHS) with the primary objective of providing quality healthcare to all State Government Employees. The scheme covers government employees, pensioners and their dependent family members, who are eligible for cashless treatment at empanelled hospitals or Network Hospitals (NWH). The EHS has replaced the erstwhile medical reimbursement process and offers new features such as post-hospitalisation medical care and treatment of chronic diseases. This scheme is applicable to both serving and retired employees of the state government of Andhra Pradesh. It is aimed at providing comprehensive healthcare services to the beneficiaries and ensuring their well-being by offering high-quality medical services.

Benefits:
In-Patient Treatment: The Employee Health Scheme (EHS) aims to provide cashless hospitalization to eligible beneficiaries such as employees, pensioners, and their dependents. The scheme covers listed therapies for identified diseases, providing end-to-end cashless services until 10 days post-discharge, including coverage of complications up to 30 days post-discharge. Additionally, free out-patient evaluation is available for listed therapies.
Follow-Up Service: The EHS provides follow-up services up to 1-year, including consultation, investigation, drugs, etc., on listed therapies. The scheme offers packages that cover a range of services for eligible beneficiaries.
Out-Patient Treatment for Chronic Diseases: The scheme covers treatment of pre-defined chronic diseases at notified hospitals. This is aimed at ensuring the well-being of beneficiaries suffering from chronic illnesses.
Hospital Stay: Depending on their pay grade, eligible beneficiaries are provided with hospital stays in either semi-private or private wards. Slab A (Pay Grades – I to IV) is entitled to a semi-private ward, Slab B (Pay Grades – V to XVII) is entitled to a semi-private ward, and Slab C (Pay Grades – XVIII to XXXII) is entitled to a private ward.
Financial Coverage: The EHS provides financial coverage of up to Rs. 2 lakhs per episode of illness, If packages exceed the ₹2 Lakhs limit, the above sum does not apply; Claims above ₹2 Lakhs are directed for settlement to the CEO of the Aarogyasri Trust

Eligibility Criteria:
1. Serving employees:

- All regular State Government employees. A State Government employee will have the meaning as defined under Fundamental Rules.
- Provincialised employees of local bodies.

2. Retired employees:

- All Service Pensioners
- Family pensioners
- Re-employed service pensioners
Allowance To Dwarf
Category: Social welfare & Empowerment
Level: State | State: Haryana

Details:
**Details**
The acceptance of the basic needs of the citizens of the country financially is governed by the pension scheme for all the states. The benefit of the pension scheme is provided by dividing the citizens below the poverty line into old age, minor, destitute, widow and orphan destitute etc. Keeping in mind the social security of the bonds by the state government, the purpose of providing housing allowance per month is to operate the Born Pension Scheme. 
State of Haryana introduced the Dwarf Allowance Scheme in support for the dwarfs to avail equal opportunities in all sectors. A dwarf individuals who are living in various parts of the State are being given an allowance @ Rs. 2500 (w.e.f. 01-04-2021) per month per beneficiary. A male person of height 3 feet 8 inches or less height and a female of height 3 feet 3 inches or less (equivalent to 70% handicapped) is entitled to monthly pension.

Benefits:
Benefits
The allowance is Rs. 2500/- per month, effective from 01.04.2021. 

Eligibility Criteria:
**Eligibility Criteria**

   1. The applicant should be a Domicile of Haryana State and should have been residing in Haryana State for the last year at the time of submission of the application.
   1. The age of the applicant shall not be less than 18 years.
   1. The applicant must submit a certificate from the Civil Surgeon in support of his/her being a Dwarf.

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Uttar Pradesh Old Age Pension Scheme
Category: Social welfare & Empowerment
Level: State | State: Uttar Pradesh

Details:
**Features** 

1. The government will allow only the senior citizens from the economically weaker sections to avail the benefits under this scheme.
1. Under this Uttar Pradesh old age pension scheme, the Government will transfer the pension amount to the beneficiaries through their bank account

Benefits:
Benefits
Monthly pension Rs. 1000/-. 

Eligibility Criteria:
**Eligibility** 

1. Age should be between 60 to 150.
1. Applicant should be below poverty line or his/her annual income should be upto for Rural Areas Rs. 46,080/- and Urban Areas Rs. 56,460/-.
Assistance Scheme For Construction Worker In Case Of General Or Accidental Death Or Injury
Category: Social welfare & Empowerment
Level: State | State: Rajasthan

Details:
The Assistance to Construction workers in case of injury or death or accident is a scheme implemented in the state of Rajasthan to provide financial assistance to construction workers and their families in case of an accident resulting in injury or death. Under this scheme, a compensation of up to Rs. 3 lakhs is provided in case of permanent disability or accidental death of a registered construction worker. Additionally, medical expenses are covered for the treatment of injuries sustained during an accident at the construction site. To be eligible for this scheme, the construction worker must be registered with the Construction Workers Welfare Board in Rajasthan. The scheme aims to provide financial assistance and support to construction workers and their families during times of distress and help them cope with the financial burden of medical expenses and loss of income due to the accident.

Benefits:
In case of normal death or accident (death or injury) of the beneficiary construction worker assistance amount will be given as follows :-
Rs. 5,00,000/- in case of death due to accident
Rs.3,00,000/- in case of permanent total disability due to accident
Rs 1,00,000/- for partial permanent disability due to an accident.
Up to Rs.20,000/- in case of serious injury in an accident
Up to Rs.5000/- for minor injuries in an accident
75,000/- in case of normal death of construction worker


Eligibility Criteria:
1. Applicant should be a Resident of Rajasthan State.
2. Construction workers in the age group of 18 to 60 years will be eligible for this scheme.
3. Applicant should be registered as Construction Worker under labor laws.
 No assistance shall be payable in the event of death or injury caused by suicide or by consumption of drugs or substances or in case of death or injury caused by assault on one another in contravention of law for the purpose of committing an offence.
Nekar Samman Yojana
Category: Social welfare & Empowerment
Level: State | State: Karnataka

Details:
**Details**
Karnataka Nekar Samman Yojana: In 2020 amidst the Covid pandemic, CM B.S Yediyurappa, the then Chief Minister of Karnataka launched a mega scheme Karnataka Nekar Samman Yojana. It was a relief scheme to provide financial support to the destitute weaver of the state engaged in the handloom and textile industry whose livelihood was adversely affected by the pandemic. To save their interests and provide assistance during tough times, the state government launched the scheme and transferred monetary support to their bank accounts.
The scheme was one of the important parts of the Rs.1610 crore Covid Relief Package released by the Karnataka Government in the year 2020. It was launched by the then CM of the state on 6th July 2020 in Bengaluru. In the first phase, a total of 19,744 weaver beneficiaries benefitted under the scheme. The scheme has been launched to assist and support the poor weavers (both handloom and power loom) engaged in the handloom and textile industry.
The beneficiaries under the scheme are provided yearly assistance of Rs.2000. the amount is transferred to their registered bank accounts through DBT mode. With this scheme, the state government extends its assistance to the destitute weavers in improving their livelihood and promoting their businesses. The scheme also works for protecting the interests of workers engaged in these small textile and handloom businesses in the state. The implementation of the scheme was carried out by the Department of Handlooms and Textiles, Government. of Karnataka.  
The assistance under this scheme is provided only to the weavers who are successfully registered in the Seva Sindhu portal of the state. For the year 2023, the registration and application details are yet to be released. As soon as any updates regarding the same will be released we will intimate our readers through this post. To get more insight into the Nekar Samman Yojana of the Karnataka Government, one can have a look at this article. Here is everything you need to know about the Karnataka Nekar Samman Yojana.
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Benefits:
Benefits
The assistance of Rs.2000/- is transferred to the beneficiaries through the mode of Direct Benefit Transfer (DBT) mode
Financial assistance to registered handloom weavers under the “Nekara Samman Yojana” has been increased from Rs 2,000 to Rs 5,000 as per the budget for 2022-23. 

Eligibility Criteria:
**Eligibility**

1. The beneficiary must be a resident of Karnataka. They must have a valid resident certificate.
1. All the weavers and financially distressed workers engaged in the handloom/ power loom industry and ancillary activities such as cotton, wool, and silk in the state are eligible.  
1. Prospective beneficiaries must have an active bank account.