pramanikkunal65/GovtScheme_AI huggingface dataset:
Jute Raw Material Bank Scheme
Category: Banking,Financial Services and Insurance
Level: Central | State: All
Ministry: Ministry Of Textiles

Details:
Jute Raw Material Bank Scheme (JRMB) will be set up in the local clusters across the country in collaboration with bonafide Agencies who have adequate experience in similar activities and have the required storage, display, and selling infrastructure.  The JRMB will source the raw materials directly from the Jute Mills and Jute raw material manufacturers at economical rates.  These JRMB will provide backward linkages to the Jute Artisans, WSHGs, JDPs Micro & Small Units and beneficiaries of JRCPC to help them provide jute raw material in their locality to manufacture JDPs.
The objectives of the JRMB are: 

- To set Up JRMBs in the jute-producing clusters/localities to help easy and uninterrupted supply and sale of jute raw materials to the beneficiaries of JRCPC, WSHGs, Jute Artisans, Micro and Small Jute manufacturers below mill gate prices to make their JDPs cost competitive. 
- To supply finer-count yarn, fabrics of 100% Jute / Union /Blended, laminated fabric, Technical Textiles and other braided, decorative yarns for diversified applications and value addition of Jute.  
- To make jute raw materials available in the desired quantity and quality to the beneficiaries of JRCPC, WSHGs, Micro and Small Jute manufacturers for manufacturing Jute Diversified Products.

Benefits:
30% Financial Support on Sales Value
Up to ₹12,00,000/- per year per JRMB
Includes:
5% direct discount to beneficiaries on mill-gate price
25% support for transportation and operational costs
Additional Freight Subsidy
₹1.50 per kg for JRMBs in hilly or high-transport-cost areas (e.g., J&K, Himachal Pradesh, Uttarakhand, NER states)
100% Reimbursement
Financial support disbursed quarterly upon submission of valid documents (invoices, GST returns, certified bank statement)
Affordable Raw Jute Access
Jute Artisans, Women Self-Help Groups (WSHGs), and small JDP units can purchase raw jute materials at subsidized rates
Reliable Supply Chain Support
Ensures regular and cost-effective access to jute fabrics, yarns, and decorative materials from certified suppliers

Eligibility Criteria:
1.  The Agency and its functionaries should be bonafide Indian agencies and Indian Citizens. 
1. Reputed Registered Jute Entrepreneurs/ Manufacturers, Exporters, Merchant Traders, NGOs, Cooperative Societies, Federations, PSUs/ Organizations of the Central/ State Govt. and other firms / Agencies engaged in the Product identification and Marketing of Jute Diversified Products (JDPs) at least for the last three years.  
1. Recognized agencies having at least three years of experience in Trading and promotion in the field of production and Marketing of Jute Diversified Products (JDPs) or similar schemes in the Handloom, Handicrafts, and Textiles sector will be preferred.
1. The CA / OA should have its own office with telephone/ mobile connection, computer/ laptop with email facilities, etc. for running the Jute Raw Material Bank  (JRMB) and at least 200 sq. ft space for running the JRMB.
Phase-II Of The Grid Connected Rooftop Solar Programme
Category: Transport & Infrastructure
Level: Central | State: Jammu and Kashmir
Ministry: Ministry Of New and Renewable Energy

Details:
Phase-II of the Grid Connected Rooftop Solar Programme, is introduced by Ministry of New &amp; Renewable Energy (MNRE), Government of India with Jammu &amp; Kashmir Energy Development Agency (JAKEDA) as a nodal agency in the U.T of Jammu &amp; Kashmir for achieving cumulative capacity  of 220MW under 20MW  Residential Scheme and 200 MW Jammu Solar City “**Solar City Mission**” respectively.
**Objectives:**
The key objectives of the programme are:

   1. To promote grid connected RTS in all consumer segments, viz., residential, institutional, social, Govt., commercial, industrial etc.
   1. To bring DISCOMs at forefront as key drivers for rapid deployment of RTS.
   1. To create awareness, capacity building, human resource development, etc.
   1. To promote sustainable business models.
   1. To create additional RTS capacity of 38000 MW in the country by 31.12.2022 out of which a capacity of 4000 MW in residential sector with Central Financial Assistance and 34000 MW in other sectors (i.e., Social, Government, educational, PSUs, Statutory /Autonomous bodies, Private Commercial, Industrial Sectors etc.) by suitably incentivizing DISCOMs.
   1. To promote domestic manufacturing of solar cells and module.

Benefits:
Benefits of Phase II GCRT Scheme: 
A single platform to monitor various Solar PV based plants. 
Consumer gets a subsidy of 40% for 1-3 KW and 20% for above 3Kw capacity.
Consumer can apply hassle free through “National Portal For Rooftop Solar” on 
http://solarrooftop.gov.in.

Consumer has to pay only Beneficiary Share  and CFA will be disbursed to Empaneled  Vendor directly after proper inspection by Jammu & Kashmir Energy Development Agency (JAKEDA).

Eligibility Criteria:
1. Residential consumers and Group Housing Society can apply for the installation of a solar rooftop system.
1. If you have electricity connection in your name and you pay regularly the electricity bill in your own name and also you have the permission of use the roof for solar rooftop installation from the owner, you can install the RTS.
Vanchit Ikai Samooh Aur Vargon Ko Aarthik Sahayata Yojana
Category: Social welfare & Empowerment
Level: Central | State: All
Ministry: Ministry Of Social Justice and Empowerment

Details:
The VISVAS (Vanchit Ikai Samooh aur Vargon ko Aarthik Sahayata) Scheme aims to provide interest subvention to OBC/SC Self Help Groups (SHGs) or individuals. It is being implemented by the Ministry of Social Justice and Empowerment. The objective of the scheme is to provide the direct benefit of a lower rate of interest to the eligible beneficiaries who have availed loans through Public Sector Banks (PSBs), Regional Rural Banks (RRBs) and similar financial institutions hereinafter referred to as Lending Institutions. In December 2020, the VISVAS scheme got a major boost after the National Backward Classes Finance & Development Corporation (NBCFDC) and National Scheduled Castes Finance and Development Corporation (NSFDC) signed a Memorandum of Agreement (MoA) with the Central Bank of India and Punjab National Bank, premier and leading Public Sector Banks.

Benefits:
Salient Features
Maximum loan limit (for SHG): ₹ 4,00,000
Maximum loan limit (for individual): ₹ 2,00,000
Maximum Subvention Amount: @5% per annum

Mode of payment of Subvention
Through Direct Transfer of Subvention Amount into operating account of SHG or Individual

Eligibility Criteria:
> **Eligibility Criteria for Other Backward Classes (OBCs)**

1. Members of Backward Classes, as notified by Central Government/State Governments
2. All OBC Antyodaya Anna Yojana (AAY) cardholders, and OBC individuals facing three or more Deprivations in terms of SECC-2011, as per records available at the relevant BDO Office shall be eligible for Interest Subvention
3. All OBC beneficiaries involved in Agricultural activities and getting coverage under the PM KISAN
4. SHGs must be registered with NRLM/NULM/NABARD with more than two years of credit history > **Eligibility Criteria for Scheduled Castes (SCs):**

1. NSFDC recognized Self-Help Groups (SHGs) registered with NRLM/NULM and NABARD
2. The definition of Scheduled Castes includes all castes notified in the State and/or Central Government lists of SCs
3. Valid Annual Income Certificate issued by the competent authority of the State Government
4. AAY cardholders, and other individuals facing three or more Deprivations in terms of SECC-2011
5. All beneficiaries involved in Agricultural activities and getting coverage under the PM KISAN
Scheme For Waiver Of Loans To Handloom And Powerloom Sector
Category: Social welfare & Empowerment
Level: State | State: Andhra Pradesh

Details:
"Scheme for Waiver of Loans to Handloom and Powerloom Sector" is a Loan Waiver Scheme by the Industries and Commerce Dept., Govt. of Andhra Pradesh. The scheme redeems the debt accrued by the farmers, Self-Help Groups, Weavers, etc., to the Scheduled Commercial Banks/Cooperative Banks, Urban Cooperative Banks, and RRBs, through their Branches/Institutions in the State of Andhra Pradesh. The scheme also suggests a number of measures for increased livelihood opportunities and improved prosperity. The scheme has a specific focus on - 
1. Weavers’ Individual Loans 
2. Weavers’ Groups Loans 
3. Loans of Power loom Units below 5 HP Power connection and availing 50% power subsidy scheme.

Benefits:
The scheme redeems the debt accrued by the farmers, Self-Help Groups, Weavers, etc., to the Scheduled Commercial Banks/Cooperative Banks, Urban Cooperative Banks, and RRBs, through their Branches/Institutions in the State of Andhra Pradesh.
The total amount eligible for redemption of loans taken for weaving purposes shall be limited to 
₹ 1,00,000 for Individual Weaver.
The total amount eligible for redemption of loans taken for weaving purposes shall be limited to 
₹ 5,00,000 for Weaver Groups
, subject to the condition that within the Weaver Groups, the eligibility for the redemption of the loan outstanding per individual will be limited to ₹ 1,00,000.
The weavers whose loans are redeemed under the scheme will be eligible for 
fresh finance
 from the lending institutions, provided, the amount waived is equal to the loan outstanding.

Eligibility Criteria:
1. The loans disbursed to Individual Weavers and Weaver Groups for weaving purposes that were outstanding on 31.03.2014 are eligible for coverage under the scheme. 
1. The total amount of loan for all eligible purposes from all banks taken together shall not exceed the ceiling fixed for individuals. 
1. The following categories of borrowers are eligible under the scheme:

       a)  Individual Weavers who have directly availed loans for weaving purposes; 
       b)  Weaver Groups having availed loans for weaving purposes on a pro-rata basis as per the amount drawn by each member, the aggregate amount subject to the overall ceiling; 
       c)  Credit extended to holders of Weaver Credit Cards; 
       d)  Weavers having Power Loom Units below 5 HP capacity and who are availing of the existing 50% Power subsidy scheme.
Mukhyamantri Samuhik Vivah Yojana
Category: Social welfare & Empowerment
Level: State | State: Uttar Pradesh

Details:
**Detailed** 

1. In order to promote communal and social harmony, state government has started “Mass Wedding Scheme since October, 2017.
1.  Under this scheme wedding programs are conducted according to the rituals being practiced in various communities and religions. Another objective of the scheme is to abolish the unwanted and extravagance in wedding ceremonies.
1. Families of all communities having annual income of Rs. 2,00,000/- from all sources are covered under this scheme.
1. Under this scheme, an amount of Rs. 35,000/- is deposited in the bank account of bride for establishment of household and required material for wedding like apparels, ornaments, utensils etc. are provided to the couple from Rs. 10,000/- . Apart from it, Rs. 6000/- are provisioned to expense on per marriage. Thus a total amount of Rs. 51,000/- is provisioned for per marriage.
1. Registration and wedding of minimum 10 couples, mass wedding organization has been arranged at urban bodies (Nagar Panchayat, Municipal Committee, Municipal Corporation) Area Panchayat, Zila Panchayat level.

Benefits:
Benefits
Under this scheme, an amount of Rs. 35,000/- is deposited in the bank account of the bride for the establishment of the household and required materials for the wedding like apparel, ornaments, utensils etc. are provided to the couple from Rs. 10,000/- . Apart from it, Rs. 6000/- is provisioned to expense on per marriage. 
Thus a total amount of Rs. 51,000/- is provisioned per marriage.

Eligibility Criteria:
**Eligibility** 

1. The applicant must be a permanent resident of the State.
1.  Family income from all sources should be within Rs.2,00,000  per annum.
1. This scheme is open to all communities.
1. The age of the registered girl should be 18 years or more and the age of the groom should be at least 21 years.
1. At least 10 couples are required to participate in this Mass Marriage Ceremony.
Goa Village & Municipal Child Committee Grants And Awards Scheme
Category: Social welfare & Empowerment, Public Safety,Law & Justice
Level: State | State: Goa

Details:
Introduced in the year 2015-16, the scheme "Goa Village & Municipal Child Committee Grants and Awards Scheme (GVMCCGS)" covers all the Village and Municipal Child Committees set up under [Rule 7 of The Goa Children's Homes Rules, 2004](https://dwcd.goa.gov.in/uploads/The%20Goa%20Childrens%20Rules.pdf) by the local bodies as per provisions of the rules. The winner is awarded an annual financial grant of ₹ 10,000/- towards administrative expenses incurred on organizing the activities of the Committee. The applicant should be the concerned local body i.e. a Panchayat or a Municipal Local Body.

Benefits:
Amount: 
An annual financial grant of ₹ 10,000/- towards administrative expenses incurred on organizing the activities of the Committee.
Instalments: 
The grant will be released in a single instalment within three months. 
Mode: 
All payments will be made only through electronic transfers favouring the local body concerned.

Eligibility Criteria:
1. The applicant should be the concerned local body i.e. a Panchayat or a Municipal local body.
1. The applicant should have established a Village or Municipal Child Committee as prescribed under [Rule 7 of The Goa Children's Homes Rules, 2004](https://dwcd.goa.gov.in/uploads/The%20Goa%20Childrens%20Rules.pdf).1. The Committee should have met at least once in the last three months prior to submission of the application.
1. The Committee should have met to discuss and resolve the issues relating to children within the jurisdiction of the local body.
1. The concerned local body should have provided the space for facilitating sittings of the Committee in its premises as and when required.
Goa State Cultural Award for Institution
Category: Sports & Culture
Level: State | State: Goa

Details:
The scheme "Goa State Cultural Award for Institution" by the Directorate of Art and Culture, Government of Goa is designed to recognize, promote and appreciate the contribution of the institution in the field of Art and culture. This will give a tremendous boost to cultural institutions in Goa, which in turn will give encouragement to new talents. > **Objectives**


1. To recognize, promote and appreciate the institution par excellence as the best Cultural Institution of Goa. 
1. To give a boost to the cultural institutions, which in turn will also encourage the other institutions in the State to promote and encourage cultural talents towards an extraordinary creative output. 
1. To create and develop a cultural Environment in the state. 
1. To felicitate the institution par excellence for its achievements.

Benefits:
A Memento and a Financial Purse to the extent of 
₹ 3,00,000.

Eligibility Criteria:
1. The applicant should be a Goan institution (or institution working for Goan artists) working in the field of Art and culture. 
1. The institution should have completed 15 years.
1. The institution should have given extraordinary contributions to the field of Art and culture.
1. The institution should have a properly constituted managing body with its powers and duties clearly defined in its constitution.
1. The institution should have a good reputation in the local community.
1. The cultural institutions that are financed by the Central Government Corporations, and Municipalities are also eligible. > **Reservation / Preference / Priority**

Preference will be given to the institutions involved in Cultural Education i.e. imparting Training in Music, Dance, Drama, Fine Arts etc.
Grant for Incubation Centers within Educational Institutes Scheme
Category: Business & Entrepreneurship, Transport & Infrastructure
Level: State | State: Goa

Details:
The scheme “Grant for Incubation Centers within Educational Institutes Scheme” is a scheme by the Department of Information Technology, Electronics and Communications, Government of Goa, for the Startups of Goa. Through this scheme, the educational institutes in Goa, affiliated with a recognized public university, can avail of a one-time grant towards capital expenses for setting up an incubator within their institute campuses.

Benefits:
All educational institutes in Goa, affiliated with a recognized public university, can avail of a one-time grant of up to ₹ 10,00,000 towards capital expenses, for setting up of an incubator within their institute campuses. 
The educational institutes with existing incubation facilities can also avail of the grant for capital expenses for further expansion of incubation facilities. 
The maximum number of institutes to avail of this benefit cannot exceed 15 per year. 
The educational institutes with existing incubation facilities will also be provided with a grant of up to ₹ 3,00,000 per year, for a period of three years, towards operational expenses.

Relaxation / Preference / Priority
The preference will be given to well-performing applicants.

NOTE 1: 
The institutes claiming the benefits under this scheme cannot restrict the incubation facilities only to the students of their institute.
NOTE 2: 
Under no circumstance shall the benefits under this scheme be considered an entitlement. The SPC shall reserve the sole right to accept or reject applications.
NOTE 3: 
For the purpose of determining eligible expenses towards capital expenses, Accounting Standard 102 for Fixed Assets by the Institute of Cost Accountants of India would be used.

Eligibility Criteria:
All the educational institutes in Goa, affiliated with a recognized public university are eligible to apply for this scheme.
Performance Linked Grant Scheme for Smaller Business Units
Category: Business & Entrepreneurship
Level: State | State: Goa

Details:
Launched in 2018, the "Performance Linked Grant Scheme for Smaller Business Units" is one of the "Information Technology Policy Schemes" by the Department of Information Technology, Government of Goa. The objective and the scope of this scheme is to provide Performance Linked Grant to the eligible Information Technology Units in the State of Goa. A performance grant of 5% of the reported net income subject to a total cap of ₹ 25,00,000. The scheme has been framed as a part of Goa's IT Policy that envisages Goa as an aspirational geographical and human resource base for IT Units and a preferred destination for their investment and expansion.

Benefits:
A performance grant of 5% of the reported net income, subject to a total cap of ₹ 25,00,000.
NOTE: 
The benefits under this scheme are subject to budgetary allocation. No Promissory Estoppel shall be applicable if benefits are discontinued in case the allocation is exceeded.

Eligibility Criteria:
1. The applicant should be a Smaller Business Unit.
2. The applicant should have their operations in Goa.
3. The applicant should be one of the following:

- Proprietorship Firm
- Private Limited Company incorporated under the Companies Act, 2013 (or equivalent)
- Public Limited Company incorporated under the Companies Act, 2013 (or equivalent)
- Registered Partnership Firm incorporated under the Indian Partnership Act, 1932 (or equivalent)
- Limited Liability Partnership incorporated under the Limited Liability Partnership Act, 2008 (or equivalent)

4. The bank accounts of the unit and/or its partner(s)/director(s) should be linked to Aadhaar.
5. The applicant should have had a record growth of 15% y-o-y turnover for a period of any three consecutive years during the operation of the policy.
Market Support Scheme for Smaller Business Units
Category: Business & Entrepreneurship
Level: State | State: Goa

Details:
Launched in 2018, the "Market Support Scheme for Smaller Business Units" is one of the "Information Technology Policy Schemes" by the Department of Information Technology, Government of Goa. The objective and the scope of this scheme is to provide Market Support to the eligible Information Technology Units in the State of Goa. A reimbursement of 50% of the exhibition rental cost for will be provided for participating in national/ international exhibitions, limited to 9 square meters of space. The scheme has been framed as a part of Goa's IT Policy that envisages Goa as an aspirational geographical and human resource base for IT Units and a preferred destination for their investment and expansion.

Benefits:
A reimbursement of 50% of the exhibition rental cost for will be provided for participating in national/ international exhibitions, limited to 9 square meters of space, subject to approval by the Government.
NOTE 1: 
The benefits under this scheme are subject to budgetary allocation. No Promissory Estoppel shall be applicable if benefits are discontinued in case the allocation is exceeded.
NOTE 2: 
Pre-approval from the Committee is required prior to attending an exhibition in order to claim a reimbursement.

Eligibility Criteria:
1. All the new and existing units must have their operations in Goa.
2. The applicant must be one of the below:

- Proprietorship Firm
- Private Limited Company incorporated under the Companies Act, 2013 (or equivalent)
- Public Limited Company incorporated under the Companies Act, 2013 (or equivalent)
- Registered Partnership Firm incorporated under the Indian Partnership Act, 1932 (or equivalent)
- Limited Liability Partnership incorporated under the Limited Liability Partnership Act, 2008 (or equivalent)

4. The bank accounts of the unit and/or its partner(s)/director(s) should be linked to Aadhaar.
5. Pre-approval from the Committee is required prior to attending an exhibition in order to claim a reimbursement.
Lease Rental Rebate Scheme for Goan Diaspora
Category: Business & Entrepreneurship
Level: State | State: Goa

Details:
Launched in 2018, the "Lease Rental Rebate Scheme for Goan Diaspora" is one of the "Information Technology Policy Schemes" by the Department of Information Technology, Government of Goa. The objective and the scope of this scheme is to provide Lease Rental Rebate for Goan Diaspora. A 100% reimbursement of the lease rentals will be provided for a period of first 6 months of operations. The scheme has been framed as a part of Goa's IT Policy that envisages Goa as an aspirational geographical and human resource base for IT Units and a preferred destination for their investment and expansion.

Benefits:
1. A 100% reimbursement of the lease rentals will be provided for a period of first 6 months of operations.
2. A reimbursement of ₹ 35 per sq. ft. or 80% of the total lease rentals; whichever is lower; will be provided up to a maximum period of 2 years.
3. Incentives shall be disbursed on a prorata basis based on the percentage of Employees of Goan origin or Goan Graduates: 
Upto 30% of employees on rolls of the company: 50%
30% to 60% employees on rolls of the company: 75%
More than 60%employees on rolls of the company: 100%
NOTE 1: 
The benefits under this scheme are subject to budgetary allocation. No Promissory Estoppel shall be applicable if benefits are discontinued in case the allocation is exceeded.
NOTE 2: 
Only expenditure incurred during the operation of the policy will be considered.

Eligibility Criteria:
1. The applicant should be a New/Existing Unit.
2. The applicant should have their operations in Goa.
3. The applicant should be one of the following:

- Proprietorship Firm
- Private Limited Company incorporated under the Companies Act, 2013 (or equivalent)
- Public Limited Company incorporated under the Companies Act, 2013 (or equivalent)
- Registered Partnership Firm incorporated under the Indian Partnership Act, 1932 (or equivalent)
- Limited Liability Partnership incorporated under the Limited Liability Partnership Act, 2008 (or equivalent)

4. The bank accounts of the unit and/or its partner(s)/director(s) should be linked to Aadhaar.
5. The unit should be operational for at least one year prior to the date of application.
6. For a said office space, an IT unit can avail lease rental rebate only if the unit has operated from the said office space for a period of more than one year.
7. The company/ firms should be registered in Goa.
8. The company/ firms' CEO / Head or the Majority Stakeholder(s) should be Goan Diaspora. 
9. The company/ firm should hire minimum 15 employees and minimum 60% of those employees should be of Goan Origin. 
10. The employees should be on the rolls of the company for a minimum period of one year.
**NOTE:** Units will be subject to evaluation at the end of Fiscal Year to verify eligibility for continuing to receive subsidy under this scheme.
Solar Power Subsidy Scheme
Category: Business & Entrepreneurship, Utility & Sanitation
Level: State | State: Goa

Details:
Launched in 2018, the "Solar Power Subsidy Scheme" is one of the "Information Technology Policy Schemes" by the Department of Information Technology, Government of Goa. The objective and the scope of this scheme is to provide Solar Power Subsidy to the eligible Information Technology Units in the State of Goa. All the New and Existing Units having their operations in Goa are eligible. The scheme has been framed as a part of Goa's IT Policy that envisages Goa as an aspirational geographical and human resource base for IT Units and a preferred destination for their investment and expansion.

Benefits:
All Units operating in Goa running on 100% solar energy will be eligible for a reimbursement of 10% of their capital cost of the installation of Solar Power Generation Unit subject to a maximum subsidy of ₹ 50,00,000.
NOTE 1: 
The benefits under this scheme are subject to budgetary allocation. No Promissory Estoppel shall be applicable if benefits are discontinued in case the allocation is exceeded.
NOTE 2: 
Only expenditure incurred during the operation of the Policy will be eligible for the rebate.

Eligibility Criteria:
1. All the new and existing units must have their operations in Goa.
2. The applicant must be one of the below:

- Proprietorship Firm
- Private Limited Company incorporated under the Companies Act, 2013 (or equivalent)
- Public Limited Company incorporated under the Companies Act, 2013 (or equivalent)
- Registered Partnership Firm incorporated under the Indian Partnership Act, 1932 (or equivalent)
- Limited Liability Partnership incorporated under the Limited Liability Partnership Act, 2008 (or equivalent)

3. The unit should be registered with Goa Energy Development Agency (GEDA) for production of solar power. 
4. The bank accounts of the unit and/or its partner(s)/director(s) should be linked to Aadhaar.
Salary Subsidy Scheme
Category: Business & Entrepreneurship
Level: State | State: Goa

Details:
Launched in 2018, the "Salary Subsidy Scheme" is one of the "Information Technology Policy Schemes" by the Department of Information Technology, Government of Goa. The objective and the scope of this scheme is to provide a Salary Subsidy to the eligible Information Technology Units in the State of Goa. The subsidy would be provided as a matching grant to the salary paid to Fresher up to ₹10,000 per Fresher per month. All the New and Existing Units having their operations in Goa are eligible. The scheme has been framed as a part of Goa's IT Policy that envisages Goa as an aspirational geographical and human resource base for IT Units and a preferred destination for their investment and expansion.

Benefits:
The subsidy would be provided as a matching grant to the salary paid to Freshers up to ₹ 10,000 per Fresher per month (₹ 12,500 for Female Freshers) for 2 continuous years of operation post the notification of this policy. 
NOTE 1: 
The benefits under this scheme are subject to budgetary allocation. No Promissory Estoppel shall be applicable if benefits are discontinued in case the allocation is exceeded.
NOTE 2: 
The subsidy will be provided only for the Freshers recruited during the operation period of the Policy. 
NOTE 3:
 The units will be subject to evaluation at the end of the Fiscal year to verify eligibility to continue receiving benefits under the scheme.

Eligibility Criteria:
1. All the new and existing units must have their operations in Goa.
2. The applicant must be one of the below:

- Proprietorship Firm
- Private Limited Company incorporated under the Companies Act, 2013 (or equivalent)
- Public Limited Company incorporated under the Companies Act, 2013 (or equivalent)
- Registered Partnership Firm incorporated under the Indian Partnership Act, 1932 (or equivalent)
- Limited Liability Partnership incorporated under the Limited Liability Partnership Act, 2008 (or equivalent)

3. The bank accounts of the unit and/or its partner(s)/director(s) should be linked to Aadhaar.
4. The bank accounts of Freshers should be linked to Aadhaar.
5. The subsidy is valid for Freshers who have been employed for a minimum period of one year.
6. For the purpose of implementation of this incentive, individuals who have worked for more than two years before pursuing post-graduation are not considered freshers. 
7. In instances where the individual has less than two years of experience prior to the Post graduation, the individual is considered as a fresher, however, the time duration for the individual is considered as a fresher is calculated on a prorate basis.
Design Scheme Under MSME Innovative Scheme
Category: Business & Entrepreneurship
Level: Central | State: All
Ministry: Ministry Of Micro, Small and Medium Enterprises

Details:
Launched by the Ministry of Micro, Small &amp; Medium Enterprises ,Design scheme will help MSMEs to avail advice on all aspects of design. It helps MSMEs realize and achieve their design-related objectives. This specialist advice will be provided by experienced designers for new product development as well as enhancing existing product portfolio.
The Design scheme is divided in two major parts, viz., Design Projects and Design Awareness Programme.
**Design Project:** To facilitate MSMEs to develop new design strategies and or design-related products through interventions and consultancy.
**Design Awareness Programme:** The objective is to create general awareness and sensitization about the value and power of design for businesses through seminars, talks, workshops etc. The purpose of these activities is to sensitize MSMEs about the usage of design/innovation in various facets of their industry.

Benefits:
Design Project:
 Financial assistance under this activity will be utilised for engagement of design consultants for design interventions and expenses pertaining to development of prototype/product. For the design projects approved for any MSME, 75% (Micro) and 60% (Small & Medium) of the total project cost will be contributed by Government of India, up to a maximum of ₹ 40,000,00/- and the remaining project cost will be borne by MSMEs and deposited to the IA.
The total project cost will be provided as a grant in 3 stages:
Stage 1: Strategy & Concept- 40%
Stage 2: Detail Design - 30%
Stage 3: Successful Completion of the prototype/product and Final Report submission - 30%.

Student Project:
 This component supports design work of bona-fide students by providing financial assistance up to ₹ 2,50,000/-. For the student design projects approved for any MSME,75% of the total project cost will be contributed by Government of India, up to a maximum of ₹ 2,50,000/- and the remaining project cost will be borne by MSME and deposited to the IA.

Eligibility Criteria:
1. The beneficiary unit(s) must typically be a registered micro, small or medium enterprises.
1. Should have a valid Udyog Aadhaar Memorandum (UAM) or Udyam Registration certificate.
Grant of Subsidy for Purchase of Mobile Sea Food Van
Category: Agriculture,Rural & Environment, Transport & Infrastructure
Level: State | State: Puducherry

Details:
Launched in 2010, the scheme "Grant of Subsidy for Purchase of Mobile Sea Food Van" is a subsidy scheme under the "Puducherry Development of Shore Based Facilities, Ice Plants, Service Unit, Infrastructural Facilities, and Quick Transport Facilities Rules, 2010" by the Department of Fisheries and Fishermen Welfare, Government of Puducherry. The scheme aims to provide fisherwomen, fisherwomen self-help groups, and Fisherwomen Co-operative Societies in the Union territory of Puducherry with a mobile seafood van. This van, financed through a combination of bank loan and departmental subsidy (25% and 75%, respectively), is intended for the sale of fresh and processed fish and fishery products in areas not served by regular markets. It focuses on maintaining hygiene and offering competitive prices to the public.

Benefits:
1. The scheme provides a subsidy of 75% on the cost of the mobile seafood van, including fabrication of the body, procurement of an insulated ice-box, a two-burner stove, cooking utensils, and accessories.
2. The remaining 25% is expected to be covered by a bank loan.

MODE OF DISBURSEMENT
The subsidy portion will be released to a separate account of the beneficiary in the bank.

Eligibility Criteria:
1. The applicant should belong to the fishermen community.
2. The applicant should be a resident of the Union territory of Puducherry by birth/domicile.
3. The applicant should be a non-overdue member of the Primary Fisheries Co-operative Society concerned.
4. The applicant should be between 18 and 50 years old.
5. The applicant should not be employed in Government, Government Undertaking, or societies, either part-time or full-time.
6. The applicant should be a registered Fisherwomen Co-operative Society in the Union territory of Puducherry, or a group under SHGs registered under District Rural Development Agency and Puducherry Urban Development Agency fold.
Bank Loan Processing Fee Reimbursement Scheme
Category: Business & Entrepreneurship
Level: Central | State: All
Ministry: Ministry Of Micro, Small and Medium Enterprises

Details:
The Ministry of Micro, Small & Medium Enterprises (MSME) has established the Bank Loan Processing Fee Reimbursement Scheme. This scheme functions as a sub-component of the broader National Scheduled Caste and Scheduled Tribe Hub (NSSH) program. The Bank Loan Processing Fee Reimbursement Scheme provides crucial financial assistance by reimbursing a substantial portion of the processing fees charged by financial institutions (FIs) when SC/ST MSEs secure business loans. This includes loans supported by both fund-based and non-fund-based limits. By alleviating the upfront financial burden of loan processing fees, the scheme aims to:

- **Enhance access to capital for SC/ST MSEs**: By reducing the initial cost of securing a loan, the scheme encourages SC/ST entrepreneurs to pursue their business aspirations.- **Promote inclusive economic development:** This targeted initiative fosters the growth and success of SC/ST-owned businesses, contributing to a more equitable and diversified economy.- **Strengthen entrepreneurial ecosystems:** By simplifying the loan application process for SC/ST MSEs, the scheme fosters a more supportive environment for their entrepreneurial endeavors

Benefits:
Reimbursement of Bank Loan Processing Fee is limited to 80% of the fee or ₹ 1,00,000/- (excluding GST and other applicable taxes).

Eligibility Criteria:
1. Applicant should belong to the Scheduled Caste / Scheduled Tribe category.
1. He/she should represent/own any MSEs unit.
1. MSEs availing loans from any Scheduled Commercial Banks, Non-Banking Finance Companies (NBFCs), and State Finance Corporations will be considered under the scheme
Bank Guarantee Charges Reimbursement Scheme
Category: Business & Entrepreneurship
Level: Central | State: All
Ministry: Ministry Of Micro, Small and Medium Enterprises

Details:
Under the the Ministry Of Micro, Small &amp; Medium Enterprises, Bank Guarantee Charges Reimbursement Scheme is a sub scheme under National Scheduled Caste and Scheduled Tribe Hub (NSSH) scheme. In this reimbursement is provided to SC/ST MSEs on bank charges paid to the bank for issuance of Performance Bank Guarantee (PBG) in favor of the buyer departments from where some work has been awarded to such MSEs.

Benefits:
The assistance under this scheme will be limited to 80% or ₹ 1,00,000/- (excluding GST and all other applicable taxes), whichever is less, on PBG charges paid in a financial year.

Eligibility Criteria:
1. Applicant should belong to the Scheduled Caste / Scheduled Tribe category.
1. He/she should represent/own any MSEs unit.
1. MSEs availing loans from any Scheduled Commercial Banks, Non-Banking Finance Companies (NBFCs), and State Finance Corporations will be considered under the scheme.
Reimbursement of Stamp Duty and Registration Charges
Category: Business & Entrepreneurship
Level: State | State: Tamil Nadu

Details:
The scheme "Reimbursement of Stamp Duty and Registration Charges" by the Micro Small and Medium Enterprises Department, Government of Tamil Nadu, is introduced with the objective of reducing the stamp duty and registration charges incurred by MSEs investing in backward blocks, i.e. the charges paid to the Registration department on the purchase of land meant for industrial use.

Benefits:
50% reimbursement of stamp duty and Registration charges paid to the Registration department on the purchase of land meant for industrial use.

Eligibility Criteria:
- The applicant should be a manufacturing enterprise (micro or small scale), set up in the declared backward blocks of the state of Tamil Nadu.
- This incentive is admissible to eligible enterprises on the land area up to five times the plinth area of the factory building constructed.
- However, in respect of enterprises where the open land requirements would be large, due to the peculiar nature of the industry, the sanctioning Authority may consider allowing land in excess of five times the plinth area on case to case basis. Know Your Eligibility for this Scheme [here](Verify your Eligibility for the Scheme here
https://www.msmeonline.tn.gov.in/incentives/know_your_eligibility.php)
Subsidy for Fund Raising from SME Exchange
Category: Business & Entrepreneurship
Level: State | State: Tamil Nadu

Details:
The scheme "Subsidy for Fund Raising from SME Exchange" by the Micro Small and Medium Enterprises Department, Government of Tamil Nadu, is introduced with the objective to facilitate high growth potential SMEs in the State to raise equity capital through SME Exchange utilizing IPOs, in both the manufacturing and services sector. The government will provide assistance for listing & raising money in the SME stock exchange.

Benefits:
Assistance with a maximum of ₹ 30,00,000, subject to 50% of the total expenditure incurred on SME IPO.

Eligibility Criteria:
- All new Micro and Small enterprises set up in declared 254 industrially backward blocks are eligible
- The applicant should be qualified for listing, in line with the norms prescribed by the National Stock Exchange/ Bombay Stock Exchange.
- Only Merchant Banker Fees, Due Diligence Fees, Registrar and Transfer Agent Fees, Peer Review Auditor Fees, Exchange Fees, and Listing Charges Are Eligible for Reimbursement. Know Your Eligibility for this scheme [here](https://www.msmeonline.tn.gov.in/incentives/know_your_eligibility.php)
Promotion of Energy Audit and Conservation of Energy (PEACE): Detailed Energy Audit
Category: Business & Entrepreneurship
Level: State | State: Tamil Nadu

Details:
"Promotion of Energy Audit and Conservation of Energy (PEACE)" is a scheme by the Micro Small and Medium Enterprises Department, Government of Tamil Nadu. The scheme comprises four main components: Awareness Programme; Training Programme; Detailed Energy Audit; and Implementation of Energy Audit Recommendations. The "Detailed Energy Audit" component of this scheme is introduced to identify the major sources of energy in use, identify the lapses in energy usage, identify areas to improve energy usage and determine the level of consumption of the energy sources. > **Methodology**


1. Plant Survey
1. Discussion With the Plant Personnel.
1. Analysis of Past Performance Data.
1. Measurements of Required Electrical Parameters.
1. Energy Performance Assessment for Significant Electrical and Themal Equipment.
1. Comparison With Available Perforlnance Guarantees/ Manufacturer Design Data.
1. Identification of Energy Conservation Measures.
1. Discussion of the Findings and Recommendations With Plant Personnel.
1. Detailed Techno-economic Analysis.
1. Report Submission. > **Energy Audit team**

Bureau of Energy Efficiency empanelled energy auditing firms/Cos., (with auditing teams led by Bureau of Energy Efficiency accredited Energy Auditors) or Bureau of Energy Efficiency accredited individual Energy Auditors alone are to be engaged. > **Energy Audit Final Report**


1. The report shall contain specific recommendations along with quantitative and qualitative details and outlay, projections of energy/ cost savings, payback period, etc., upon implementation.
1. The report should contain, among other things, an executive summary, the period of conduct of the Energy Audit, and specific conclusions and measures/recommendations.

Benefits:
75 % of the cost of the audit is subject to a maximum of ₹ 1,00,000 per energy audit.

*The subsidy will be released to the MSME after completion of the Energy Audit Report that is duly certified by the energy auditor.
*If the unit availed loan for the energy audit, the subsidy will be released to the bank to adjust in the loan account if the loan is in currency.
* The overall ceiling on subsidy should not be applied for the original energy audit and subsequent energy audit taken together but should be applied separately for the original energy audit and the subsequent energy audit.

Eligibility Criteria:
- All existing manufacturing MSMEs in the state which are undertaking energy audits for the first time.
- MSMEs taking up subsequent energy audits after 3 years.
- Enterprises having more than one unit may also avail of this concession, separately for each unit.
- There should be a gap of a minimum of three years between the previous energy audit and the subsequent energy audit i.e. present energy audit.

> **Compotients Eligible for Subsidy**

The expenditure incurred towards professional charges of conducting an Energy Audit alone is eligible.
Promotion of Energy Audit and Conservation of Energy (PEACE): Incentive for Implementing Energy Audit Recommendations
Category: Business & Entrepreneurship
Level: State | State: Tamil Nadu

Details:
"Promotion of Energy Audit and Conservation of Energy (PEACE)" is a scheme by the Micro Small and Medium Enterprises Department, Government of Tamil Nadu. The scheme comprises four main components: Awareness Programme; Training Programme; Detailed Energy Audit; and Implementation of Energy Audit Recommendations. The "Incentive for lmplementing Energy Audit Recommendations" component of this scheme is introduced to incentivise MSMEs to implement the recommendations of the Energy Audit Report and to optimize energy consumption leading to energy saving and money savings in electricity bills.

Benefits:
50% of the cost of eligible components, subject to a maximum limit of ₹ 10,00,000/ -.
Investments made after the energy audit alone will be eligible for the subsidy.
*The overall ceiling on subsidy should not be applied for the original energy audit and subsequent energy audit taken together but should be applied separately for the original energy audit and the subsequent energy audit.

Time of Disbursal
The subsidy will be released to the MSME after the implementation of the recommendations in the Energy Audit Report that is duly certified by the energy auditor.
*If the unit has availed a loan for the implementation of the recommendations of the energy audit, the subsidy will be released to the bank to adjust in the loan account if the loan is in currency.


Eligibility Criteria:
- AIl manufacturing MSMEs in the state which have undertaken energy audits arid have achieved at least 10% energy savings in terms of the number of units of energy consumed per unit of product manufactured with reference to the last 12 months average.
- Enterprises having more than one unit may also avail of this concession, separately for each unit.
- There should be a gap of a minimum of three years between the previous energy audit and the subsequent energy audit i.e. present energy audit.

***The percentage of savings in specific energy consumption (Kwh/Kcal per unit of product) shall be reckoned on twelve-month average energy consumption before the implementation of energy audit recommendations and a minimum three-month average after the implementation of the recommendation of the energy audit.** > **Eligible Components**


- Cost of technology acquired for energy saving.
- Cost of replacement of equipment for energy conservation/ cost of machinery/accessories newly purchased & installed for the purpose.
- Cost of modification/ alteration made in the existing machinery/equipment/retrofit equipment for energy conservation.
Generator Subsidy
Category: Business & Entrepreneurship, Utility & Sanitation
Level: State | State: Tamil Nadu

Details:
The scheme "Generator Subsidy" by the Micro Small and Medium Enterprises Department, Government of Tamil Nadu, is introduced with the objective of assisting all new and existing Micro, Small, and Medium Manufacturing Enterprises through a subsidy of 25% on the cost of generator purchased (up to 320 KVA capacity), subject to a maximum of ₹ 5,00,000.

Benefits:
Subsidy of 25% on the cost of generator purchased (up to 320 KVA capacity), subject to a maximum of ₹ 5,00,000.

Eligibility Criteria:
All new and existing Micro, Small, and Medium Manufacturing Enterprises.
'Rent Subsidy for Sales Emporia Established by Handicrafts / Micro & Small Industries Emporium' under 'Marketing And Publicity'
Category: Business & Entrepreneurship
Level: State | State: Puducherry

Details:
The scheme 'Rent Subsidy for Sales Emporia Established by Handicrafts / Micro & Small Industries Emporium' under 'Marketing And Publicity'  was launched by the Department of Industries and Commerce, Union Territory of Puducherry. Through this scheme, financial support will be provided via the Industrial Associations, Handicrafts Societies and Recognized Institutions for promotion of Handicrafts, Coir, Jute, Micro and Small Industrial products, i.e. for acquiring suitable buildings/premises and providing infrastructure facilities for setting up of Sales emporia locally and in important cities in India.

Benefits:
Rent subsidy to Sales Emporium/Showroom at the rate of 90% subsidy subject to maximum of ₹10, 000/- per month for three years. 
Financial assistances for providing infrastructure facilities to such buildings/premises.
75% of the expenses of infrastructure facilities / interior decoration works in the Sales Emporia buildings/premises to be borne under the scheme, subject to maximum of ₹1,50,000 or the actual whichever is less, for a minimum period of 3 years.

Eligibility Criteria:
The applicant should own a Sales Emporium/Showroom in Puducherry.
'Grant-in-Aid to Industrial Association, CII, Industrial NGOs for Promotion of SME Clusters' under 'Marketing And Publicity' 
Category: Business & Entrepreneurship
Level: State | State: Puducherry

Details:
The scheme 'Grant-in-Aid to Industrial Association, CII, Industrial NGOs for Promotion of SME Clusters' under 'Marketing And Publicity'  was launched by the Department of Industries and Commerce, Union Territory of Puducherry. Through this scheme, financial assistance is provided to the Industrial Associations, CII, and Industrial NGOs for the promotion of the SME Cluster. The financial assistance is 75% of the actual cost, subject to a maximum of ₹3,00,000/- per unit in cluster.

Benefits:
The financial assistance is 75% of the actual cost, subject to a maximum of ₹3,00,000/- per unit in cluster.

Eligibility Criteria:
The applicant should be an Industrial Association/ CII/ Industrial NGO.