Alicia Clarke
Director and Lead Analyst, U.S. RMBS at S&P Global Ratings
Director and Lead Analyst, U.S. RMBS at S&P Global Ratings
Conscientious, resourceful, and principled professional with 20 years of experience in residential mortgage finance. Areas of expertise include U.S. RMBS, mortgage operational assessments, servicer evaluations, contract finance, due diligence, and collateral analysis. 

•	Self-starter and strategic thinker, offering a unique and valued perspective to business needs.  
•	Client-focused work style with proven ability to successfully lead long-term, complex projects with diverse stakeholders while exercising discerning business judgment.
•	Trusted advisor to senior management with excellent communication skills, significant relationship management experience, and valued can-do spirit.
•	Results-driven work style, creating significant bottom-line impact.
•	At ease as both a leader and a team player.

Specializations: RMBS Ratings - Non-QM, Prime Jumbo, CRT; Operational Reviews - Residential Mortgage Originators and Servicers, Residential Mortgage Investment, Securitizations, Contract Finance, Due Diligence, Collateral Analysis, Surveillance, RMBS, Credit Analysis, Negotiation, Relationship Management, Networking
S&P Global Ratings
https://www.linkedin.com/company/spglobalratings
Director and Lead Analyst, U.S. RMBS
Lead new issue rating engagements as a primary analyst for prime jumbo, CRT, and non-QM securitizations. 
•	Demonstrate a proven commitment to customer service; consistently receive accolades for best in class service. 
•	Champion a risk aware environment and regularly raise concerns to effectively mitigate risk. 
•	Develop and maintain solid relationships with market participants, lead client interactions, and speak on panels at industry events.  
•	Interview, recruit, train, and mentor colleagues in the New York, Denver, and San Francisco offices.
https://media-exp1.licdn.com/dms/image/C4D0BAQElZuZN7QpbGA/company-logo_100_100/0/1646084078362?e=1655942400&v=beta&t=MLqWHr53D_30K9YiITerRAtnYuZ-DNn17KamIa-UP6A
S&P Global Ratings
https://www.linkedin.com/company/spglobalratings
Director, U.S. RMBS
•	Managed the analytical assessment and monitoring of 30 residential mortgage operations.
•	Spearheaded MOA ranking criteria, led its approval process, and educated market participants on analytical approach.
•	Streamlined MOA ranking process, reduced complexity of reviews, and decreased cycle times.
New York, United States
https://media-exp1.licdn.com/dms/image/C4D0BAQElZuZN7QpbGA/company-logo_100_100/0/1646084078362?e=1655942400&v=beta&t=MLqWHr53D_30K9YiITerRAtnYuZ-DNn17KamIa-UP6A
S&P Global Ratings
https://www.linkedin.com/company/spglobalratings
Director, Mortgage Originator Reviews
Actively monitored a portfolio of 15 residential mortgage originators: led on-site management meetings, evaluated operational capabilities, and recommended rankings to committees.
New York, NY
https://media-exp1.licdn.com/dms/image/C4D0BAQElZuZN7QpbGA/company-logo_100_100/0/1646084078362?e=1655942400&v=beta&t=MLqWHr53D_30K9YiITerRAtnYuZ-DNn17KamIa-UP6A
S&P Global Ratings
https://www.linkedin.com/company/spglobalratings
Associate Director, Servicer Evaluations
Assessed the operational capabilities of 15 residential mortgage servicers against published criteria, focusing on management and organization and loan administration.
New York, NY
https://media-exp1.licdn.com/dms/image/C4D0BAQElZuZN7QpbGA/company-logo_100_100/0/1646084078362?e=1655942400&v=beta&t=MLqWHr53D_30K9YiITerRAtnYuZ-DNn17KamIa-UP6A
Residential Credit Solutions, Inc. (RCS)
https://www.linkedin.com/company/residential-credit-solutions-inc
Vice President, Capital Markets
•	Headed the Contract Finance and Due Diligence departments of a residential mortgage servicing and investment firm that focused on credit-sensitive and servicing-intensive assets. 
•	Reported directly to the Chief Investment Officer.
New York, NY
https://media-exp1.licdn.com/dms/image/C4D0BAQHGw0UCMgGJcw/company-logo_100_100/0/1519896227668?e=1655942400&v=beta&t=z2dsTl-fEz-gg8YrWub0hXN_5Ol08bnJW10LMAsmWVY
C-BASS LLC
Vice President, Capital Markets
•	Acted as deal manager of specialized and esoteric transactions at a firm that acquired, serviced, and securitized credit-sensitive residential mortgages.
•	Consistent history of promotions from Analyst to Vice President.
New York, NY
Merrill Lynch
https://www.linkedin.com/company/merrilllynch
Analyst, Investment Banking
•	Successfully completed a highly competitive summer analyst investment banking program; offered a full-time analyst position at its conclusion.
New York, NY
https://media-exp1.licdn.com/dms/image/C4E0BAQHuxyyOkAMjzg/company-logo_100_100/0/1625142238096?e=1655942400&v=beta&t=yZLhM71ajNs5S9jpvU6BYwlkXBWI2GBR2JlROkZ9-ps
Economics, Cum Laude
BA
Princeton University
https://www.linkedin.com/school/princeton-university/
Annual Giving, Class Co-Chair
•	Volunteer as a class agent and front-line fundraiser to solicit donations from alumni, secure repeat gifts, and upgrade donation amounts through multiple tactics and challenge events.
•	Actively cultivate and manage relationships with current and target donors to increase participation and drive loyalty.
https://media-exp1.licdn.com/dms/image/C4E0BAQE4zTC5PJAKSA/company-logo_100_100/0/1604493402816?e=1655942400&v=beta&t=kvPc4_0I-WBzOavJKDk21RuArPL880cZOToZHVyjETQ
Certified Credit Ratings Analyst in U.S. RMBS/ABS
S&P Global Ratings
NASD Licensed, Series 7 and 63
Expired due to employment with non-broker-dealer
https://www.linkedin.com/in/lauren-fastiggi-0a149a171
Lauren Fastiggi
Director and Lead Analyst at S&P Global- Structured Credit
New York City Metropolitan Area
https://www.linkedin.com/in/brittany-carter-55b12477
Brittany Carter
Ratings Analyst at S&P Global Ratings
Dallas, TX
https://www.linkedin.com/in/christopher-johnson-cfa-2353b0152
Christopher Johnson CFA
Director and lead portfolio analyst at S&P Global Ratings
Westfield, NJ
https://www.linkedin.com/in/rachelmmiles
Rachel Miles
Rating Analyst at S&P Global Ratings, Structured Finance
Fort Worth, TX
https://www.linkedin.com/in/katelyn-kerley-1a29628b
Katelyn Kerley
Associate Director at S&P Global
Windsor, CO
https://www.linkedin.com/in/della-cheung-b3a9ab48
Della Cheung
Director at S&P Global Ratings
New York, NY
https://www.linkedin.com/in/clint-winstead-0204a63a
Clint Winstead
Managing Editor at S&P Global Ratings
Bronx, NY
https://www.linkedin.com/in/winston-chang-ab2436a8
Winston Chang
Chief Analytical Officer, Structured Finance at S&P Global Ratings
New York City Metropolitan Area
https://www.linkedin.com/in/ildiko-szilank-5a2415b
Ildiko Szilank
Analytical Manager - Senior Director at S&P Global Ratings
East Brunswick, NJ
https://www.linkedin.com/in/lauren-levy-aa9b4048
Lauren Levy
Rating Analyst at S&P Global Ratings
Denver Metropolitan Area
https://www.linkedin.com/in/elizabethgomez-787
Elizabeth Gomez
Compliance Officer at S&P Global Ratings
Denver, CO
https://www.linkedin.com/in/whereisdennissim
Dennis Q Sim
Director at Standard & Poor's
New York, NY
https://www.linkedin.com/in/steve-warjanka-19182bb
Steve Warjanka
Director at RBC Capital Markets
Hoboken, NJ
https://www.linkedin.com/in/samir2
Samir Bhatnagar
Columbia University Graduate
New York, NY
https://www.linkedin.com/in/liz-johnson-556b43a
Liz Johnson
Director at Freddie Mac
New York, NY
https://www.linkedin.com/in/david-gordon-40610b7
David Gordon
Managing Director at ARC
Miami, FL
https://www.linkedin.com/in/kieran-mcshane-93680b7
Kieran McShane
Director, Market Engagement - Americas at Standard & Poor's
New York, NY
https://www.linkedin.com/in/rob-clare-03b38710
Rob Clare
Managing Director at Mesirow Financial
Spring Hill, TN
https://uk.linkedin.com/in/richard-edward-kubanik-36158a
Richard Edward Kubanik
Associate Director: Sovereign & International Public Finance Ratings at S&P Global Ratings
London
Honored to represent #teamNYRR and ring the #Nasdaq opening bell this morning as we begin the countdown to our 42nd Midnight Run on New Years Eve and…
https://www.linkedin.com/signup/cold-join
Liked by Alicia Clarke
Know these women. Be these women.
https://www.linkedin.com/signup/cold-join
Liked by Alicia Clarke
So honored and humbled to be among such amazing and accomplished women.
https://www.linkedin.com/signup/cold-join
Liked by Alicia Clarke
Alicia Clarke
https://uk.linkedin.com/in/alicia-clarke-705900bb
Brand Advertising Manager at Ocado Retail Ltd
United Kingdom
Alicia Clarke
https://www.linkedin.com/in/alicia-clarke-6181b9181
Owner of CLARKE CPA
Greater Boston
Alicia Clarke
https://www.linkedin.com/in/alicia-clarke-6624355b
Owner at Worry Free Bookkeeping, Inc.
Clearwater, FL
Alicia Clarke
https://uk.linkedin.com/in/alicia-clarke-79a560204
Talent Sourcer at Student Beans - We're Hiring!
United Kingdom
Alicia Clarke
https://ca.linkedin.com/in/alicia-clarke-23036361
I'm looking for a career opportunity, where I can utilize my years of experience and cumulative skills to add value and honest enthusiasm to learn, and grow with the right company!
Vancouver, BC
https://media-exp1.licdn.com/dms/image/C4D07AQHTVYaKoah-Eg/group-logo_image-shrink_92x92/0/1631008742652?e=1647691200&v=beta&t=xjbORqquUNEmnNa3fOJ5uEKkgNi-LYP-8RRd18Ba0_4
ViNO — Virtual Networking Organization
https://www.linkedin.com/groups/3828075
https://media-exp1.licdn.com/dms/image/C4E07AQGbvjDweoJ2aw/group-logo_image-shrink_92x92/0/1631003570945?e=1647691200&v=beta&t=5AaTPjtpe5Tz8AaxAZLMDRbGKx-Q14Pbr_RUD4CQj7E
IvyLife Princeton | How Alumni Connect
https://www.linkedin.com/groups/137315
https://media-exp1.licdn.com/dms/image/C4E07AQEIGGYk_o8BAQ/group-logo_image-shrink_92x92/0/1630996076006?e=1647691200&v=beta&t=AgyBbgiLjSj4SRuQs6PXmrDPIBi_-q5zCaBZnIC5dYE
IvyLife — How Alumni Connect
https://www.linkedin.com/groups/874127
https://media-exp1.licdn.com/dms/image/C4D07AQEpkKgN8hg7RQ/group-logo_image-shrink_200x200/0/1631357945806?e=1647691200&v=beta&t=9FkXiQhzwA_q_1b4Y0WAJ4iQuCwaP677ROeakA3p35k
Women's Bond Club
https://www.linkedin.com/groups/74679
https://media-exp1.licdn.com/dms/image/C5607AQH1Qm5ykL4Vvg/group-logo_image-shrink_92x92/0/1641386682156?e=1647691200&v=beta&t=mxAdL9gj6aQntUBcmjkairst8Haek_1Lr3O9AQKV2lo
100 Women in Finance Group
https://www.linkedin.com/groups/2517953
https://media-exp1.licdn.com/dms/image/C4E07AQEnrDLsQQgOjQ/group-logo_image-shrink_200x200/0/1631367926880?e=1647691200&v=beta&t=5M6i3_DBSnEqG_I2AxlLDQHmt3YEZ6PcgusS3fdMlgc
IvyLife-Finance
https://www.linkedin.com/groups/3828098
https://media-exp1.licdn.com/dms/image/C4D07AQHH3iXrehk6Sg/group-logo_image-shrink_200x200/0/1631370798079?e=1647691200&v=beta&t=9E6ihU726CunNXqwXw9-Zy-Pb4xXw7QRVmSmAwmsoP4
Ivy League Alumni in Finance: Brown Columbia Cornell Dartmouth Harvard Princeton Penn Yale Wharton
https://www.linkedin.com/groups/1832211
https://media-exp1.licdn.com/dms/image/C5607AQGrqPN18aS8Xg/group-logo_image-shrink_92x92/0/1631009336309?e=1647691200&v=beta&t=n4mN8qex2sC2k7SZZtM3lDpUZtaJ3trLzIZphQdagJc
Ivy League Alumni
https://www.linkedin.com/groups/126907
https://media-exp1.licdn.com/dms/image/C4D07AQFdiEufBjRDGw/group-logo_image-shrink_92x92/0/1539964554165?e=1647691200&v=beta&t=mJGpfi8FqoC8a9XduSK_3a12kPN7pfcwq5WIAQof5nI
Princeton Women's Network of New York City
https://www.linkedin.com/groups/2106700
https://media-exp1.licdn.com/dms/image/C5107AQFtQiDjEIaOlA/group-logo_image-shrink_200x200/0/1631402344858?e=1647691200&v=beta&t=aHHv2BrZTn2I44Xy6DtLnW6vzBQflM_pIAJ8nEp9ddM
Alumni of the Ivy League: Ivy & Oxford Cambridge MIT Stanford Duke Berkeley Chicago
https://www.linkedin.com/groups/136366
https://media-exp1.licdn.com/dms/image/C4D07AQHYZQ6Xg9NZSA/group-logo_image-shrink_200x200/0/1631357777789?e=1647691200&v=beta&t=neq13AZuY8RSFxxTaVaL42Sw1gC2XSjWl4Yc51hpgoo
Alumni Association of Princeton University
https://www.linkedin.com/groups/3482603