		II
		Calendar No. 137
		112th CONGRESS
		1st Session
		S. 512
		[Report No. 112–57]
		IN THE SENATE OF THE UNITED STATES

			March 8, 2011
			Mr. Bingaman (for
			 himself, Ms. Murkowski,
			 Mr. Udall of Colorado,
			 Mr. Pryor, Ms.
			 Landrieu, Mr. Crapo,
			 Mr. Risch, and Mr. Blunt) introduced the following bill; which was
			 read twice and referred to the
			 Committee on Energy and Natural
			 Resources

			August 30 (legislative day, August 2), 2011
			Reported under authority of the order of the Senate of
			 August 2, 2011, by Mr. Bingaman, with an
			 amendment and an amendment to the title
			Strike out all after the enacting clause and insert
			 the part printed in italic

		A BILL
		To amend the Energy Policy Act of 2005 to require the
		  Secretary of Energy to carry out programs to develop and demonstrate 2 small
		  modular nuclear reactor designs, and for other purposes.

		1.Short titleThis Act may be cited as the
			 Nuclear Power 2021
			 Act.
		2.Nuclear power
			 2021 initiativeSection 952 of
			 the Energy Policy Act of 2005 (42 U.S.C. 16272) is amended by adding at the end
			 the following:

				(f)Nuclear power
				2021 initiative
					(1)DefinitionsIn
				this subsection:
						(A)Combined
				licenseThe term combined license has the meaning
				given the term in section 52.1 of title 10, Code of Federal Regulations (or a
				successor regulation).
						(B)Design
				certificationThe term design certification has the
				meaning given the term in section 52.1 of title 10, Code of Federal Regulations
				(or a successor regulation).
						(C)Small modular
				reactorThe term small modular reactor means a
				nuclear reactor—
							(i)with a rated
				capacity of less than 300 electrical megawatts; and
							(ii)that can be
				constructed and operated in combination with similar reactors at a single
				site.
							(2)Duty of
				SecretaryThe Secretary shall carry out, through cooperative
				agreements with private sector partners—
						(A)a program—
							(i)to develop a
				standard design for each of 2 small modular reactors, at least 1 of which has a
				rated capacity of not more than 50 electrical megawatts; and
							(ii)to obtain a
				design certification from the Nuclear Regulatory Commission for each of the 2
				standard designs by January 1, 2018; and
							(B)a program to
				demonstrate the licensing of small modular reactors by—
							(i)developing
				applications for a combined license for each of the designs certified pursuant
				to subparagraph (A); and
							(ii)obtaining a
				combined license from the Nuclear Regulatory Commission for each of the designs
				by January 1, 2021.
							(3)Merit review of
				proposalsThe Secretary shall select proposals for cooperative
				agreements under this subsection—
						(A)on the basis of an
				impartial review of the scientific and technical merit of the proposals;
				and
						(B)through the use of
				competitive procedures.
						(4)Technical
				considerationsIn evaluating proposals, the Secretary shall take
				into account the efficiency, cost, safety, and proliferation resistance of
				competing reactor designs.
					(5)Cost-share
				requirements
						(A)Design
				developmentNotwithstanding section 988, the Secretary shall
				require that not less than 50 percent of the cost of the development of each
				small modular reactor design under paragraph (2)(A) be provided by a
				non-Federal source.
						(B)Licensing
				demonstrationNotwithstanding section 988, the Secretary shall
				require that not less than 75 percent of the cost of the licensing
				demonstration of each small modular reactor design under paragraph (2)(B) be
				provided by a non-Federal source.
						(C)Calculation of
				amountNon-Federal contributions under this subsection shall be
				calculated in accordance with section
				988(d).
						.

		1.Short titleThis Act may be cited as the
			 Nuclear Power 2021
			 Act.
		2.Nuclear power 2021
			 initiativeSection 952 of the
			 Energy Policy Act of 2005 (42 U.S.C. 16272) is amended by striking subsection
			 (c) and inserting the following:

				(c)Nuclear power 2021
				initiative
					(1)DefinitionsIn
				this subsection:
						(A)Combined
				licenseThe term combined license has the meaning
				given the term in section 52.1 of title 10, Code of Federal Regulations (or a
				successor regulation).
						(B)Design
				certificationThe term design certification has the
				meaning given the term in section 52.1 of title 10, Code of Federal Regulations
				(or a successor regulation).
						(C)Early site
				permitThe term early site permit has the meaning
				given the term in section 52.1 of title 10, Code of Federal Regulations (or a
				successor regulation).
						(D)Small modular
				reactorThe term small modular reactor means a
				nuclear reactor—
							(i)with a rated capacity of
				less than 300 electrical megawatts; and
							(ii)that can be constructed
				and operated in combination with similar reactors at a single site.
							(2)Duty of
				SecretaryThe Secretary shall carry out, through cooperative
				agreements with private sector partners—
						(A)a program—
							(i)to develop a standard
				design for not less than 2 small modular reactors, at least 1 of which has a
				rated capacity of not more than 50 electrical megawatts; and
							(ii)to obtain a design
				certification from the Nuclear Regulatory Commission for each of the standard
				designs by January 1, 2018;
							(B)a program to demonstrate
				the licensing of small modular reactors by—
							(i)developing applications
				for a combined license for each of the designs certified pursuant to
				subparagraph (A); and
							(ii)obtaining a combined
				license from the Nuclear Regulatory Commission for each of the designs by
				January 1, 2021; and
							(C)a program to obtain an
				early site permit for 1 or more small modular reactors.
						(3)Merit review of
				proposalsThe Secretary shall select proposals for cooperative
				agreements under this subsection—
						(A)on the basis of an
				impartial review of the scientific and technical merit of the proposals;
				and
						(B)through the use of
				competitive procedures.
						(4)Technical
				considerationsIn evaluating proposals, the Secretary shall take
				into account the efficiency, cost, safety, and proliferation resistance of
				competing reactor designs.
					(5)Cost-share
				requirements
						(A)Design
				developmentNotwithstanding section 988, the Secretary shall
				require that not less than 50 percent of the cost of the development of each
				small modular reactor design under paragraph (2)(A), and each early site permit
				under paragraph (2)(C), be provided by a non-Federal source.
						(B)Licensing
				demonstrationNotwithstanding section 988, the Secretary shall
				require that not less than 75 percent of the cost of the licensing
				demonstration of each small modular reactor design under paragraph (2)(B) be
				provided by a non-Federal source.
						(C)Calculation of
				amountNon-Federal contributions under this subsection shall be
				calculated in accordance with section
				988(d).
						.
		Amend the title so as to read as
	 follows: To amend the Energy Policy Act of 2005 to require the Secretary
	 of Energy to carry out programs to develop and demonstrate small modular
	 nuclear reactor designs, and for other
	 purposes.

		August 30 (legislative day, August 2), 2011
		Reported with an amendment and an amendment to the
		  title


113 S2297 IS: Nurses for Under-Resourced Schools Everywhere Act
U.S. Senate
2014-05-07
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.

		II
		113th CONGRESS
		2d Session
		S. 2297
		IN THE SENATE OF THE UNITED STATES

			May 7, 2014
			Mr. Tester introduced the following bill; which was read twice and referred to the Committee on Health, Education, Labor, and Pensions

		A BILL
		To make demonstration grants to eligible local educational agencies or consortia of eligible local
			 educational agencies for the purpose of reducing the student-to-school
			 nurse ratio in public elementary schools and secondary schools.

			1.
			Short title
			This Act may be cited as the
			 Nurses for Under-Resourced Schools Everywhere Act or the NURSE Act.

			2.
			Findings
			Congress finds the following:

				(1)
				The American
			 Academy of Pediatrics emphasizes the crucial role of school nurses in the
			 seamless provision of comprehensive health services to children and youth,
			 as
			 well as in the development of a coordinated school health program.

				(2)
				The school nurse
			 functions as a leader and the coordinator of the school health services
			 team,
			 facilitating access to a medical home for each child and supporting
			 academic
			 achievement.

				(3)
				School nurses
			 promote wellness and disease prevention to improve health outcomes for our
			 Nation’s children. In addition, school nurses perform early intervention
			 services such as periodic assessments for vision, hearing, and dental
			 problems,
			 in an effort to remove barriers to learning.

				(4)
				Recent national
			 data indicates 45 percent of public schools have a school nurse all day,
			 every
			 day, while another 30 percent of schools have a school nurse who works
			 part
			 time in one or more schools.

				(5)
				The American
			 Nurses Association has reported that when there is no registered nurse on
			 the
			 school premises, the responsibility to administer the necessary
			 medications and
			 treatments, and appropriate monitoring of the children, falls on the
			 shoulders
			 of administrators, educators, and staff who are ill-prepared to perform
			 these
			 tasks.

				(6)
				Statistics from
			 the National Center for Education Statistics indicate that 15 to 18
			 percent of
			   the 52,000,000
			 students who currently spend their day in school have a chronic health
			 condition.

				(7)
				A
			 recent study indicated that from 2002 to 2008, the percentage of children
			 in
			 special education with health impairments, due to chronic or acute health
			 problems, increased by 60 percent. School nurses use their specialized
			 knowledge,
			 assessment skills, and judgment to manage children’s increasingly complex
			 medical conditions and chronic health illnesses.

				(8)
				Among adolescents
			 aged 12 to 19 years old, the prevalence of prediabetes and diabetes
			 increased
			 from 9 percent to 23 percent between 1999 and 2008. More than 30 percent
			 of
			 children aged 2 to 19 years old are obese or overweight (defined as having
			 a body mass index of greater than the 85th percentile).
			 In 2008, more than 10,000,000 children in the United States had asthma.
			 The
			 prevalence of food allergies among children under the age of 18 increased
			 19
			 percent from 1997 to 2007.

				(9)
				According to the
			 American Academy of Pediatrics, students today face increased social and
			 emotional issues, which enhance the need for preventive services and
			 interventions for acute and chronic health issues. School nurses are
			 actively
			 engaged members of school-based mental health teams and spend nearly 32
			 percent
			 of their time providing mental health services, including universal and
			 targeted interventions, screenings to identify early warning signs and
			 provide referrals to medical providers, and crisis planning.

				(10)
				In 2011, the Bureau of the Census reported
			 9.7 percent of children under the age of 19, which equals 7,600,000
			 children
			 under the age of 19, were without health insurance. Data shows that
			 uninsured
			 children achieve lower educational outcomes than those with health
			 coverage.
			 Children who cannot afford to see a medical provider miss more days of
			 school,
			 experience increased severity of illness, and suffer from disparities in
			 health.

				(11)
				More than 1,600,000
			 children experience homelessness each year in the United States.
			 Homeless children develop increased rates of acute and chronic health
			 conditions, and the stress of their living situation can negatively affect
			 their development and ability to learn. As a result, schools have become
			 the
			 primary access to health care for many children and adolescents. School
			 nurses
			 serve on the front lines as a safety net for the Nation’s most vulnerable
			 children.

				(12)
				Communicable and
			 infectious diseases account for millions of school days lost each year.
			 Data
			 illustrate that when students have access to a registered nurse in school,
			 immunization rates increase.

				(13)
				A 2011 study
			 showed that a school nurse in the building saves principals, teachers, and
			 clerical staff a considerable amount of time that they would have spent
			 addressing health concerns of students, including saving principals almost
			 an
			 hour a day, saving teachers almost 20 minutes a day,  and saving clerical
			 staff
			 more than 45 minutes a day. This would amount to a savings of about 13
			 hours
			 per day in the aggregate for such school personnel.
				(14)
				Determining a balanced student-to-school nurse ratio
			 by using a formula-based approach, taking into
			 consideration the overall health acuity of the student body and the
			 workload of
			 school nurses, offers
			 a reasonable means for achieving better student outcomes.

			3.
			Reducing
			 student-to-school nurse ratios
				(a)
				Definitions
				In this section:

					(1)
					ESEA
			 terms
					The terms elementary school, local
			 educational agency, poverty line, and secondary
			 school have the meanings given to the terms in section 9101 of the
			 Elementary and Secondary Education Act of 1965 (20 U.S.C. 7801).

					(2)
					Acuity
					The
			 term acuity, when used with respect to a level, means the level of
			 a patient’s sickness, such as a chronic condition, which influences the
			 need
			 for nursing care.(3)Eligible entityThe term eligible entity means—(A)a local educational agency in which the student-to-school nurse ratio in each public
			 elementary and secondary school served by the
			 agency
			 is 750 or more students to 1 school nurse; or(B)a consortium of local educational agencies described in subparagraph (A).
					(4)
					High-need local
			 educational agency
					The term high-need local educational
			 agency means a local educational agency described in paragraph (3)(A)—

						(A)
						that serves not
			 fewer than 10,000 children from families with incomes below the poverty
			 line;
			 or
					(B)for which not less
			 than 20 percent of the children served by the agency are from families
			 with
			 incomes below the poverty line.(5)NurseThe
			 term nurse means a licensed nurse, as defined under State
			 law.(6)SecretaryThe term Secretary means the Secretary of Education.
					(7)
					Workload
					The
			 term workload, when used with respect to a nurse, means the amount
			 of time the nurse takes to provide care and complete the other tasks for
			 which
			 the nurse is responsible.
				(b)
				Demonstration
			 grant program authorizedFrom amounts appropriated to carry out this section, the Secretary of Education, in consultation
			 with the
			 Secretary of Health and Human Services and the Director of the Centers for
			 Disease Control and Prevention, shall award demonstration grants, on a
			 competitive basis, to eligible
			 entities to pay the Federal share of the costs  of reducing
			 the student-to-school nurse
			 ratios in the public elementary schools and secondary schools served by
			 the eligible entity, which may include hiring a school nurse to serve
			 schools in multiple school districts.
				(c)
				Applications
				(1)In generalAn
			 eligible entity desiring a grant under this section
			 shall submit to the Secretary an
			 application at such time, in such manner, and containing such information
			 as
			 the Secretary may require.(2)ContentsEach application submitted under paragraph (1) shall include information with respect to
			 the
			 current (as of the date of application) student-to-school nurse ratio,
			 student health acuity levels,
			 and
			 workload of school nurses in each of the public elementary schools and
			 secondary schools served by the eligible entity.

				(d)
				Priority
				In
			 awarding grants under this section, the Secretary shall give
			 priority to each application submitted by an eligible entity that—(1)is a high-need local educational agency or a consortium composed of high-need local educational
			 agencies; and(2)demonstrates—(A)the greatest need for new or additional nursing services among
			 students in the public elementary schools and secondary schools served
			 by the
			 agency or consortium; or
					(B)that the eligible entity does not have a school nurse in any of the public elementary schools
			 and secondary
			 schools served by the eligible entity.(e)Federal Share; non-Federal Share(1)Federal ShareThe Federal share of a grant under this section—(A)shall not exceed  75 percent for each year of the grant; and(B)in the case of a multi-year grant, shall  decrease for each succeeding year of the grant, in order
			 to ensure the
			 continuity of the increased hiring level of school nurses using State or
			 local sources of funding following the conclusion of the grant.(2)Non-Federal ShareThe non-Federal share of a grant under this section may be in cash or in-kind,	and may be provided
			 from State resources, local resources, contributions from private
			 organizations, or a combination thereof.(3)WaiverThe Secretary may waive or reduce the non-Federal share of an eligible entity
			 receiving a grant under this section if the eligible entity demonstrates
			 an economic hardship.

				(f)
				Report
				Not
			 later than 2 years after the date on which a grant is first made to a
			 local
			 educational agency under this section, the Secretary shall
			 submit
			 to Congress a report on the results of the demonstration grant program
			 carried out under this section, including an evaluation of—

					(1)
					the
			 effectiveness of the program in reducing the student-to-school nurse
			 ratios
			 described in subsection (b)(1); and

					(2)
					the impact of
			 any resulting enhanced health of students on learning, such as academic
			 achievement, attendance, and classroom time.
				(g)
				Authorization of
			 appropriations
				There are authorized to be appropriated to carry out this section  such sums
			 as may be necessary for each of  fiscal years
			 2015
			 through 2019.


116 S4519 IS: Rent Emergencies Leave Impacts on Evicted Families Act
U.S. Senate
2020-08-10
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.

II116th CONGRESS2d SessionS. 4519IN THE SENATE OF THE UNITED STATESAugust 10, 2020Ms. Harris introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban AffairsA BILLTo provide mortgage relief and to provide eviction relief for renters related to the COVID–19 pandemic, and for other purposes.1.Short titleThis Act may be cited as the Rent Emergencies Leave Impacts on Evicted Families Act or the RELIEF Act.2.Mortgage relief(a)Short titleThis section may be cited as the COVID–19 Mortgage Relief Act.(b)Mortgage relief(1)Forbearance and foreclosure moratorium for covered mortgage loansSection 4022 of the CARES Act (15 U.S.C. 9056) is amended—(A)by striking Federally backed mortgage loan each place such term appears and inserting covered mortgage loan; and(B)in subsection (a)—(i)by amending paragraph (2) to read as follows:(2)Covered mortgage loanThe term covered mortgage loan—(A)means any credit transaction that is secured by a mortgage, deed of trust, or other equivalent consensual security interest on—(i)a 1- to 4-unit dwelling or on residential real property that includes a 1- to 4-unit dwelling; (ii)a manufactured home; or(iii)a covered recreational vehicle; and(B)does not include a credit transaction under an open end credit plan other than a reverse mortgage.; and(ii)by adding at the end the following:(3)Covered periodThe term covered period means the 12-month period beginning on the date of enactment of this Act.(4)Covered recreational vehicleThe term covered recreational vehicle means a recreational vehicle that is—(A)rented or leased to a tenant by the owner; and(B)occupied by the tenant as the residence of the tenant.(5)Manufactured homeThe term manufactured home has the meaning given the term in section 603 of the National Manufactured Housing Construction and Safety Standards Act of 1974 (42 U.S.C. 5402).. (2)Automatic forbearance for delinquent borrowersSection 4022(c) of the CARES Act (15 U.S.C. 9056(c)) is amended by inserting after paragraph (8), as added by paragraph (5) of this subsection, the following:(9)Automatic forbearance for delinquent borrowers(A)In generalNotwithstanding any other law governing forbearance relief—(i)any borrower whose covered mortgage loan became 60 days delinquent between March 13, 2020, and the date of enactment of this paragraph, and who has not already received a forbearance under subsection (b), shall automatically be granted a 60-day forbearance that begins on the date of enactment of this paragraph, provided that a borrower shall not be considered delinquent for purposes of this paragraph while making timely payments or otherwise performing under a trial modification or other loss mitigation agreement; and(ii)any borrower whose covered mortgage loan becomes 60 days delinquent between the date of enactment of this paragraph and the end of the covered period, and who has not already received a forbearance under subsection (b), shall automatically be granted a 60-day forbearance that begins on the 60th day of delinquency, provided that a borrower shall not be considered delinquent for purposes of this paragraph while making timely payments or otherwise performing under a trial modification or other loss mitigation agreement. (B)Initial extensionAn automatic forbearance provided under subparagraph (A) shall be extended for up to an additional 120 days upon the request of the borrower, oral or written, submitted to the servicer of the borrower affirming that the borrower is experiencing a financial hardship that prevents the borrower from making timely payments on the covered mortgage loan due, directly or indirectly, to the COVID–19 emergency.(C)Subsequent extensionA forbearance extended under subparagraph (B) shall be extended for up to an additional 180 days, up to a maximum of 360 days (including the period of automatic forbearance), upon the borrower’s request, oral or written, submitted to the borrower’s servicer affirming that the borrower is experiencing a financial hardship that prevents the borrower from making timely payments on the covered mortgage loan due, directly or indirectly, to the COVID–19 emergency.(D)Right to elect to continue making payments(i)In generalWith respect to a forbearance provided under this paragraph, the borrower of the covered mortgage loan may elect to continue making regular payments on the covered mortgage loan. (ii)Loss mitigationA borrower who makes an election described in clause (i) shall be offered a loss mitigation option pursuant to subsection (d) within 30 days of resuming regular payments to address any payment deficiency during the forbearance.(E)Right to shorten forbearance(i)In generalAt the request of a borrower, any period of forbearance provided to the borrower under this paragraph may be shortened. (ii)Loss mitigationA borrower who makes a request under clause (i) shall be offered a loss mitigation option pursuant to subsection (d) within 30 days of resuming regular payments to address any payment deficiency during the forbearance.(10)Automatic forbearance for certain reverse mortgage loans(A)In generalWhen any covered mortgage loan that is also a federally insured reverse mortgage loan, during the covered period, is due and payable due to the death of the last borrower or end of a deferral period or eligible to be called due and payable due to a property charge default, or if the borrower defaults on a property charge repayment plan, or if the borrower defaults for failure to complete property repairs, or if an obligation of the borrower under the Security Instrument is not performed, the mortgagee automatically shall be granted a 6-month extension of—(i)the mortgagee’s deadline to request due and payable status from the Department of Housing and Urban Development;(ii)the mortgagee’s deadline to send notification to the mortgagor or his or her heirs that the loan is due and payable;(iii)the deadline to initiate foreclosure;(iv)any reasonable diligence period related to foreclosure or the Mortgagee Optional Election;(v)if applicable, the deadline to obtain the due and payable appraisal; and(vi)any claim submission deadline, including the 6-month acquired property marketing period.(B)Forbearance periodThe mortgagee shall not request due and payable status from the Secretary of Housing and Urban Development nor initiate foreclosure during this 6-month period described in subparagraph (A), which shall be considered a forbearance period.(C)ExtensionA forbearance provided under subparagraph (B) and related deadline extension authorized under subparagraph (A) shall be extended for an additional 180 days upon—(i)the request of the borrower, oral or written, submitted to the servicer o the borrower affirming that the borrower is experiencing a financial hardship that prevents the borrower from making payments on property charges, completing property repairs, or performing an obligation of the borrower under the Security Instrument due, directly or indirectly, to the COVID–19 emergency;(ii)the request of a non-borrowing spouse, oral or written, submitted to the servicer affirming that the non-borrowing spouse has been unable to satisfy all criteria for the Mortgagee Optional Election program due, directly or indirectly, to the COVID–19 emergency, or to perform all actions necessary to become an eligible non-borrowing spouse following the death of all borrowers; or(iii)the request of a successor-in-interest of the borrower, oral or written, submitted to the servicer affirming the difficulty of the heir in satisfying the reverse mortgage loan due, directly or indirectly, to the COVID–19 emergency.(D)Curtailment of debenture interestWhere any covered mortgage loan that is also a federally insured reverse mortgage loan is in default during the covered period and subject to a prior event which provides for curtailment of debenture interest in connection with a claim for insurance benefits, the curtailment of debenture interest shall be suspended during any forbearance period provided herein..(3)Additional Foreclosure and repossession protectionsSection 4022(c) of the CARES Act (15 U.S.C. 9056(c)) is amended—(A)in paragraph (2), by striking may not initiate any judicial or non-judicial foreclosure process, move for a foreclosure judgment or order of sale, or execute a foreclosure-related eviction or foreclosure sale for not less than the 60-day period beginning on March 18, 2020 and inserting may not initiate or proceed with any judicial or non-judicial foreclosure process, schedule a foreclosure sale, move for a foreclosure judgment or order of sale, execute a foreclosure related eviction or foreclosure sale for 6 months after the date of enactment of the COVID–19 Mortgage Relief Act; and (B)by adding at the end the following:(3)Repossession moratoriumIn the case of personal property, including any recreational or motor vehicle, used as a dwelling, no person may use any judicial or non-judicial procedure to repossess or otherwise take possession of the property for the 6-month period beginning on the date of enactment of this paragraph..(4)Mortgage forbearance reformsSection 4022 of the CARES Act (15 U.S.C. 9056) is amended—(A)in subsection (b), by striking paragraphs (1), (2), and (3) and inserting the following:(1)In generalDuring the covered period, a borrower with a covered mortgage loan who has not obtained automatic forbearance pursuant to this section and who is experiencing a financial hardship that prevents the borrower from making timely payments on the covered mortgage loan due, directly or indirectly, to the COVID–19 emergency may request forbearance on the covered mortgage loan, regardless of delinquency status, by—(A)submitting a request, orally or in writing, to the servicer of the covered mortgage loan; and(B)affirming that the borrower is experiencing a financial hardship that prevents the borrower from making timely payments on the covered mortgage loan due, directly or indirectly, to the COVID–19 emergency.(2)Duration of forbearance(A)In generalUpon a request by a borrower to a servicer for forbearance under paragraph (1), the forbearance shall be granted by the servicer for the period requested by the borrower, up to an initial length not more than 180 days, the length of which shall be extended by the servicer, at the request of the borrower for the period or periods requested, for a total forbearance period of not more than 12 months.(B)Minimum forbearance amountsFor purposes of granting a forbearance under this paragraph, a servicer may grant an initial forbearance with a term of not less than 90 days, provided that it is automatically extended for an additional 90 days unless the servicer confirms the borrower does not want to renew the forbearance or that the borrower is no longer experiencing a financial hardship that prevents the borrower from making timely mortgage payments due, directly or indirectly, to the COVID–19 emergency.(C)Right to shorten forbearance(i)In generalAt the request of a borrower, any period of forbearance described under this paragraph may be shortened. (ii)Loss mitigationA borrower who makes a request under clause (i) shall be offered a loss mitigation option pursuant to subsection (d) within 30 days of resuming regular payments to address any payment deficiency during the forbearance.(3)Accrual of interest or feesA servicer shall not charge a borrower any fees, penalties, or interest (beyond the amounts scheduled or calculated as if the borrower made all contractual payments on time and in full under the terms of the mortgage contract) in connection with a forbearance, provided that a servicer may offer the borrower a modification option at the end of a forbearance period granted hereunder that includes the capitalization of past due principal and interest and escrow payments as long as the principal and interest payment of the borrower under such modification remains at or below the contractual principal and interest payments owed under the terms of the mortgage contract before such forbearance period except as the result of a change in the index of an adjustable rate mortgage.(4)Communication with servicersAny communication between a borrower and a servicer described in this section may be made in writing or orally, at the election of the borrower.(5)Communication with borrowers with a disability(A)In generalUpon request from a borrower, servicers shall communicate with borrowers who have a disability in the preferred method of communication of the borrower. (B)DefinitionIn this paragraph, the term disability has the meaning given the term—(i)handicap in section 802 of the Fair Housing Act (42 U.S.C. 3602);(ii)in section 3 of the Americans with Disabilities Act of 1990 (42 U.S.C. 12102); or(iii)section 7 of the Rehabilitation Act of 1973 (29 U.S.C. 705.; and(B)in subsection (c), by amending paragraph (1) to read as follows:(1)No documentation requiredA servicer of a covered mortgage loan shall not require any documentation with respect to a forbearance under this section other than the oral or written affirmation of the borrower to a financial hardship that prevents the borrower from making timely payments on the covered mortgage loan due, directly or indirectly, to the COVID–19 emergency. An oral request for forbearance and oral affirmation of hardship by the borrower shall be sufficient for the borrower to obtain or extend a forbearance..(5)Other servicer requirements during forbearanceSection 4022(c) of the CARES Act (15 U.S.C. 9056(c)), as amended by paragraph (3) of this subsection, is amended by adding at the end the following:(4)Forbearance terms noticeWithin 30 days of a servicer of a covered mortgage loan providing forbearance to a borrower under subsection (b) or paragraph (9) or (10), or 10 days if the forbearance is for a term of less than 60 days, but only where the forbearance was provided in response to a request by the borrower for forbearance or when an automatic forbearance was initially provided under paragraph (9) or (10), and not when an existing forbearance is automatically extended, the servicer shall provide the borrower with a notice in accordance with the terms in paragraph (5).(5)Contents of noticeThe written notice required under paragraph (4) shall state in plain language—(A)the specific terms of the forbearance;(B)the beginning and ending dates of the forbearance;(C)that the borrower is eligible for not more than 12 months of forbearance;(D)that the borrower may request an extension of the forbearance unless the borrower will have reached the maximum period at the end of the forbearance;(E)that the borrower may request that the initial or extended period be shortened at any time;(F)that the borrower should contact the servicer before the end of the forbearance period;(G)a description of the loss mitigation options that may be available to the borrower at the end of the forbearance period based on the specific covered mortgage loan of the borrower;(H)information on how to find a housing counseling agency approved by the Department of Housing and Urban Development;(I)in the case of a forbearance provided pursuant to paragraph (9) or (10), that the forbearance was automatically provided and how to contact the servicer to make arrangements for further assistance, including any renewal; and(J)where applicable, that the forbearance is subject to an automatic extension, including the terms of any such automatic extensions and when any further extension would require a borrower request.(6)Treatment of escrow accountsDuring any forbearance provided under this section, a servicer shall pay or advance funds to make disbursements in a timely manner from any escrow account established on the covered mortgage loan.(7)Notification for borrowersDuring the period beginning on the date that is 90 days after the date of the enactment of this paragraph and ending on the last day of the covered period, each servicer of a covered mortgage loan shall be required to—(A)make available in a clear and conspicuous manner on their web page accurate information, in English and in the top 10 most widely spoken languages used by limited English proficient borrowers, for borrowers regarding the availability of forbearance as provided under subsection (b); and(B)notify every borrower whose payments on a covered mortgage loan are delinquent in any oral communication with or to the borrower that the borrower may be eligible to request forbearance as provided under subsection (b), except that such notice shall not be required if the borrower already has requested forbearance under subsection (b).(8)Certain treatment under RESPAAs long as a payment of a borrower on a covered mortgage loan was not more than 30 days delinquent on March 13, 2020, a servicer may not deem the borrower as delinquent while a forbearance granted under subsection (b) is in effect for purposes of the application of sections 6 and 10 of the Real Estate Settlement Procedures Act (12 U.S.C. 2605, 2609) and any applicable regulations..(6)Post-forbearance loss mitigation(A)Amendment to CARES ActSection 4022 of the CARES Act (15 U.S.C. 9056) is amended by adding at the end the following:(d)Post-Forbearance loss mitigation(1)Notice of availability of additional forbearanceWith respect to any covered mortgage loan as to which forbearance under this section has been granted and not otherwise extended, including by automatic extension, a servicer shall, not later than 30 days before the end of the forbearance period, in writing, notify the borrower that additional forbearance may be available and how to request such forbearance, except that no such notice is required where the borrower already has requested an extension of the forbearance period, is subject to automatic extension pursuant to subsection (b)(2)(B), or no additional forbearance is available.(2)Loss mitigation offer before expiration of forbearanceNot later than 30 days before the end of any forbearance period that has not been extended or 30 days after a request by a consumer to terminate the forbearance, which time shall be before the servicer initiates or engages in any foreclosure activity listed in subsection (c)(2), including incurring or charging to a borrower any fees or corporate advances related to a foreclosure, the servicer shall, in writing—(A)offer the borrower a loss mitigation option, without the charging of any fees or penalties other than interest, such that the principal and interest payment of the borrower remains the same as it was prior to the forbearance, subject to any adjustment of the index pursuant to the terms of an adjustable rate mortgage, and that—(i)defers the payment of total arrearages, including any escrow advances, to the end of the existing term of the loan, without the charging or collection of any additional interest on the deferred amounts; or(ii)extends the term of the mortgage loan, and capitalizes, defers, or forgives all escrow advances and other arrearages,provided, however, that the servicer may offer the borrower a loss mitigation option that reduces the principal and interest payment on the loan and capitalizes, defers, or forgives all escrow advances or arrearages if the servicer has information indicating that the borrower cannot resume the pre-forbearance mortgage payments; and (B)concurrent with the loss mitigation offer in subparagraph (A), notify the borrower that the borrower has the right to be evaluated for other loss mitigation options if the borrower is not able to make the payment under the option offered in subparagraph (A).(3)Evaluation for loss mitigation prior to foreclosure initiationBefore a servicer may initiate or engage in any foreclosure activity listed in subsection (c)(2), including incurring or charging to a borrower any fees or corporate advances related to a foreclosure on the basis that the borrower has failed to perform under the loss mitigation offer in paragraph (2)(A) within the first 90 days after the option is offered, including a failure to accept the loss mitigation offer in paragraph (2)(A), the servicer shall—(A)unless the borrower has already submitted a complete application that the servicer is reviewing—(i)notify the borrower in writing of the documents and information, if any, needed by the servicer to enable the servicer to consider the borrower for all available loss mitigation options; and(ii)exercise reasonable diligence to obtain the documents and information needed to complete the loss mitigation application of the borrower; and(B)upon receipt of a complete application or if, despite the exercise by the servicer of reasonable diligence, the loss mitigation application remains incomplete 60 days after the notice in paragraph (2)(A) is sent—(i)conduct an evaluation of the complete or incomplete loss mitigation application without reference to whether the borrower has previously submitted a complete loss mitigation application; and(ii)offer the borrower all available loss mitigation options for which the borrower qualifies under applicable investor guidelines, including guidelines regarding required documentation.(4)Effect on future requests for loss mitigation reviewAn application, offer, or evaluation for loss mitigation under this section shall not be the basis for the denial of an application of a borrower as duplicative or for a reduction in the appeal rights of the borrower under Regulation X in part 1024 of title 12, Code of Federal Regulations, in regard to any loss mitigation application submitted after the servicer has complied with the requirements of paragraphs (2) and (3).(5)Safe harborAny loss mitigation option authorized by the Federal National Mortgage Association, the Federal Home Loan Corporation, or the Federal Housing Administration shall be deemed to comply with the requirements of paragraph (1)(B) if the loss mitigation option—(A)defers the payment of total arrearages, including any escrow advances, to the end of the existing term of the loan, without the charging or collection of any additional interest on the deferred amounts; or(B)extends the term of the mortgage loan, and capitalizes, defers, or forgives all escrow advances and other arrearages, without the charging of any fees or penalties beyond interest on any amount capitalized into the loan principal.(6)Home retention options for certain reverse mortgage loans(A)In generalFor a covered mortgage loan that is also a federally insured reverse mortgage loan, the conduct of a servicer shall be deemed to comply with this section, provided that if the loan is eligible to be called due and payable due to a property charge default, the mortgagee shall, as a precondition to sending a due and payable request to the Secretary or initiating or continuing a foreclosure process—(i)make a good faith effort to communicate with the borrower regarding available home retention options to cure the property charge default, including encouraging the borrower to apply for home retention options; and(ii)consider the borrower for all available home retention options as allowed by the Secretary.(B)Permissible repayment plansThe Secretary shall amend the allowable home retention options of the Secretary to permit a repayment plan of not more than 120 months in length, and to permit a repayment plan without regard to prior defaults on repayment plans.(C)Limitation on interest curtailmentThe Secretary may not curtail interest paid to mortgagees who engage in loss mitigation or home retention actions through interest curtailment during such loss mitigation or home retention review or during the period when a loss mitigation or home retention plan is in effect and ending 90 days after any such plan terminates..(B)Amendment to Housing Act of 1949Section 505 of the Housing Act of 1949 (42 U.S.C. 1475) is amended—(i)by striking the section heading and inserting Loss Mitigation and Foreclosure Procedures;(ii)in subsection (a), by striking the section designation and all that follows through During any and inserting the following:505.(a)Moratorium(1)In determining the eligibility of a borrower for relief eligibility for relief, the Secretary shall make all eligibility decisions based on the household income, expenses, and circumstances of the borrower.(2)During any;(iii)by redesignating subsection (b) as subsection (c); and(iv)by inserting after subsection (a) the following:(b)Loan Modification(1)Notwithstanding any other provision of this title, for any loan made under section 502 or 504, the Secretary may modify the interest rate and extend the term of such loan for up to 30 years from the date of such modification.(2)At the end of any moratorium period granted under this section or under the COVID–19 Mortgage Relief Act, the Secretary shall determine whether the borrower can reasonably resume making principal and interest payments after the Secretary modifies the loan obligation of the borrower obligations in accordance with paragraph (1)..(7)Multifamily Mortgage ForbearanceSection 4023 of the CARES Act (15 U.S.C. 9057) is amended—(A)in the section heading, by striking Federally backed loans;(B)by striking Federally backed multifamily mortgage loan each place that term appears and inserting multifamily mortgage loan;(C)in subsection (b), by striking during and inserting due, directly or indirectly, to;(D)in subsection (c)(1)—(i)in subparagraph (A), by adding and at the end; and(ii)by striking subparagraphs (B) and (C) and inserting the following:(B)provide the forbearance for up to the end of the period described in section 4024(b).; (E)by redesignating subsection (f) as subsection (g);(F)by inserting after subsection (e) the following:(f)Treatment after forbearance(1)In generalWith respect to a multifamily mortgage loan provided a forbearance under this section, the servicer of the loan—(A)shall provide the borrower with a 12-month period beginning at the end of the forbearance to become current on the payments under the loan;(B)may not charge any late fees, penalties, or other charges with respect to payments on the loan that were due during the forbearance period, if the payments are made before the end of the 12-month period; and(C)may not report any adverse information to a credit rating agency (as defined in section 603 of the Fair Credit Reporting Act (12 U.S.C. 1681a)) with respect to any payments on the loan that were due during the forbearance period, if the payments are made before the end of the 12-month period.(2)PenaltyA violation of paragraph (1)(C) shall be treated as a violation of the Fair Credit Reporting Act (15 U.S.C. 1601 et seq.) for purposes of subsections (a) and (b) of section 621 of that Act (15 U.S.C. 1681s) (relating to administrative enforcement by Federal agencies).; and(G)in subsection (g), as so redesignated—(i)in paragraph (2)—(I)in the paragraph heading, by striking Federally backed multifamily and inserting Multifamily;(II)by striking that— and all that follows through (A) is secured by and inserting that is secured by;(III)by striking ; and and inserting a period; and(IV)by striking subparagraph (B); and(ii)by amending paragraph (5) to read as follows:(5)Covered periodThe term covered period has the meaning given the term in section 4022(a)(3). .(8)Renter protections during forbearance periodA borrower that receives a forbearance pursuant to section 4022 or 4023 of the CARES Act (15 U.S.C. 9056 or 9057) may not, for the duration of the forbearance—(A)evict, initiate, or file and execute the eviction of a tenant solely for nonpayment of rent or other fees or charges; or(B)charge any late fees, penalties, or other charges to a tenant for late payment of rent.(9)Extension of GSE Patch(A)Non-applicability of existing sunsetSection 1026.43(e)(4)(iii)(B) of title 12, Code of Federal Regulations, shall have no force or effect.(B)Extended sunsetThe special rules in section 1026.43(e)(4) of title 12, Code of Federal Regulations, shall apply to covered transactions consummated prior to June 1, 2022, or such later date as the Director of the Bureau of Consumer Financial Protection may determine, by rule.(10)Servicer safe harbor from investor liability(A)Safe harbor(i)In generalA servicer of covered mortgage loans or multifamily mortgage loans—(I)shall be deemed not to have violated any duty or contractual obligation owed to investors or other parties regarding those mortgage loans on account of offering or implementing in good faith forbearance during the covered period or offering or implementing in good faith post-forbearance loss mitigation (including after the expiration of the covered period) in accordance with the terms of sections 4022 and 4023 of the CARES Act (15 U.S.C. 9056, 9057) to borrowers, respectively, on covered or multifamily mortgage loans that the servicer services; and(II)shall not be liable to any party who is owed such a duty or obligation or subject to any injunction, stay, or other equitable relief to such party on account of such offer or implementation of forbearance or post-forbearance loss mitigation.(ii)Other personsAny person, including a trustee of a securitization vehicle or other party involved in a securitization or other investment vehicle, who in good faith cooperates with a servicer of covered or multifamily mortgage loans held by that securitization or investment vehicle to comply with the terms of section 4022 and 4023 of the CARES Act (15 U.S.C. 9056, 9057), respectively, to borrowers on covered or multifamily mortgage loans owned by the securitization or other investment vehicle shall not be liable to any party who is owed such a duty or obligation or subject to any injunction, stay, or other equitable relief to such party on account of the cooperation of the servicer with an offer or implementation of forbearance during the covered period or post-forbearance loss mitigation, including after the expiration of the covered period.(B)Standard industry practiceDuring the covered period, notwithstanding any contractual restrictions, it is deemed to be standard industry practice for a servicer to offer forbearance or loss mitigation options in accordance with the terms of sections 4022 and 4023 of the CARES Act (15 U.S.C. 9056, 9057) to borrowers, respectively, on all covered or multifamily mortgage loans serviced by the servicer.(C)Rule of constructionNothing in this paragraph may be construed as affecting the liability of a servicer or other person for actual fraud in the servicing of a mortgage loan or for the violation of a State or Federal law.(D)DefinitionsIn this paragraph:(i)Covered mortgage loanThe term covered mortgage loan has the meaning given the term in section 4022(a) of the CARES Act (15 U.S.C. 9056(a)).(ii)Covered periodThe term covered period  has the meaning given that term in section 4023(g) of the CARES Act (15 U.S.C. 9057(g)).(iii)Multifamily mortgage loanThe term multifamily mortgage loan has the meaning given the term in section 4023(g) of the CARES Act (15 U.S.C. 9057(g)).(iv)ServicerThe term servicer—(I)has the meaning given the term in section 6(i) of the Real Estate Settlement Procedures Act of 1974 (12 U.S.C. 2605(i)); and(II)means a master servicer and a subservicer, as those terms are defined in section 1024.31 of title 12, Code of Federal Regulations.(v)Securitization vehicleThe term securitization vehicle has the meaning given that term in section 129A(f) of the Truth in Lending Act (15 U.S.C. 1639a(f)).(11)Amendments to National Housing ActSection 306(g)(1) of the National Housing Act (12 U.S.C. 1721(g)(1)) is amended—(A)in the fifth sentence, by inserting after issued the following: , subject to any pledge or grant of security interest of the Federal Reserve under section 4003(a) of the CARES Act (15 U.S.C. 9042(a)) and to any such mortgage or mortgages or any interest therein and the proceeds thereon, which the Association may elect to approve; and(B)in the sixth sentence—(i)by striking or (C) and inserting (C); and(ii)by inserting before the period the following: , or (D) its approval and honoring of any pledge or grant of security interest of the Federal Reserve under section 4003(a) of the CARES Act (15 U.S.C. 9042(a)) and to any such mortgage or mortgages or any interest therein and proceeds thereon..(12)Bankruptcy protections(A)Bankruptcy Protections for Federal Coronavirus Relief PaymentsSection 541(b) of title 11, United States Code, is amended—(i)in paragraph (9), in the matter following subparagraph (B), by striking or;(ii)in paragraph (10)(C), by striking the period at the end and inserting ; or; and(iii)by inserting after paragraph (10) the following:(11)payments made under Federal law relating to the national emergency declared by the President under the National Emergencies Act (50 U.S.C. 1601 et seq.) with respect to the Coronavirus disease 2019 (COVID–19)..(B)Protection Against Discriminatory Treatment of Homeowners in BankruptcySection 525 of title 11, United States Code, is amended by adding at the end the following:(d)A person may not be denied any forbearance, assistance, or loan modification relief made available to borrowers by a mortgage creditor or servicer because the person is or has been a debtor, or has received a discharge, in a case under this title..(C)Increasing the Homestead ExemptionSection 522 of title 11, United States Code, is amended—(i)in subsection (d)(1), by striking $15,000 and inserting $100,000; and(ii)by adding at the end the following:(r)Notwithstanding any other provision of applicable nonbankruptcy law, a debtor in any State may exempt from property of the estate the property described in subsection (d)(1) not to exceed the value in subsection (d)(1) if the exemption for such property permitted by applicable nonbankruptcy law is lower than that amount..(D)Effect of Missed Mortgage Payments on DischargeSection 1328 of title 11, United States Code, is amended by adding at the end the following:(i)A debtor shall not be denied a discharge under this section because, as of the date of discharge, the debtor did not make 6 or fewer payments directly to the holder of a debt secured by real property.(j)Notwithstanding subsections (a) and (b), upon the debtor’s request, the court shall grant a discharge of all debts provided for in the plan that are dischargeable under subsection (a) if the debtor—(1)has made payments under a confirmed plan for at least 1 year; and(2)who is experiencing or has experienced a material financial hardship due, directly or indirectly, to the Coronavirus disease 2019 (COVID–19) pandemic..(E)Expanded eligibility for chapter 13Section 109(e) of title 11, United States Code, is amended—(i)by striking $250,000 each place the term appears and inserting $850,000; and(ii)by striking $750,000 each place the term appears and inserting $2,600,000.(F)Extended Cure Period for Homeowners Harmed by COVID–19 Pandemic(i)In generalChapter 13 of title 11, United States Code, is amended by adding at the end thereof the following: 1331.Special provisions related to COVID–19 pandemic(a)Notwithstanding subsections (b)(2) and (d) of section 1322, if the debtor is experiencing or has experienced a material financial hardship due, directly or indirectly, to the Coronavirus disease 2019 (COVID–19) pandemic, a plan may provide for the curing of any default within a reasonable time, not to exceed 7 years after the time that the first payment under the original confirmed plan was due, and maintenance of payments while the case is pending on any unsecured claim or secured claim on which the last payment is due after the expiration of such time. Any such plan provision shall not affect the applicable commitment period under section 1325(b).(b)For purposes of sections 1328(a) and 1328(b), any cure or maintenance payments under subsection (a) that are made after the end of the period during which the plan provides for payments (other than payments under subsection (a)) shall not be treated as payments under the plan.(c)Notwithstanding section 1329(c), a plan modified under section 1329 at the debtor’s request may provide for cure or maintenance payments under subsection (a) over a period that is not longer than 7 years after the time that the first payment under the original confirmed plan was due.(d)Notwithstanding section 362(c)(2), during the period after the debtor receives a discharge and the period during which the plan provides for the cure of any default and maintenance of payments under the plan, section 362(a) shall apply to the holder of a claim for which a default is cured and payments are maintained under subsection (a) and to any property securing such claim.(e)Notwithstanding section 1301(a)(2), the stay of section 1301(a) terminates upon the granting of a discharge under section 1328 with respect to all creditors other than the holder of a claim for which a default is cured and payments are maintained under subsection (a)..(ii)Table of contentsThe table of sections of chapter 13, title 11, United States Code, is amended by adding at the end thereof the following: Sec. 1331. Special provisions related to COVID–19 pandemic..(iii)ApplicationThe amendments made by this paragraph shall apply only to any case under title 11, United States Code, commenced or pending during the 3-year period beginning on the date of enactment of this Act in which a plan under chapter 13 of title 11, United States Code, was not confirmed before March 27, 2020. (13)Liquidity for mortgage servicers and residential rental property owners(A)In generalSection 4003 of the CARES Act (15 U.S.C. 9042) is amended by adding at the end the following:(i)Liquidity for mortgage servicers(1)In generalSubject to paragraph (2), the Secretary shall ensure that servicers of covered mortgage loans (as defined in section 4022) and multifamily mortgage loans (as defined in section 4023) are provided—(A)the opportunity to participate in the loans, loan guarantees, or other investments made by the Secretary under this section; and(B)with access to such opportunities under equitable terms and conditions regardless of their size.(2)Mortgage servicer eligibilityIn order to receive assistance under subsection (b)(4), a mortgage servicer shall—(A)demonstrate that the mortgage servicer has established policies and procedures to use such funds only to replace funds used for borrower assistance, including to advance funds as a result of forbearance or other loss mitigation provided to borrowers;(B)demonstrate that the mortgage servicer has established policies and procedures to provide forbearance, post-forbearance loss mitigation, and other assistance to borrowers in compliance with the terms of section 4022 or 4023, as applicable;(C)demonstrate that the mortgage servicer has established policies and procedures to ensure that forbearance and post-forbearance assistance is available to all borrowers in a non-discriminatory fashion and in compliance with the Fair Housing Act (42 U.S.C. 3601 et seq.), the Equal Credit Opportunity Act (15 U.S.C. 1691 et seq.), and other applicable fair housing and fair lending laws; and(D)comply with the limitations on compensation set forth in section 4004.(3)Mortgage servicer requirementsA mortgage servicer receiving assistance under subsection (b)(4) may not, while the servicer is under any obligation to repay funds provided or guaranteed under this section—(A)pay dividends with respect to the common stock of the mortgage servicer or purchase an equity security of the mortgage servicer or any parent company of the mortgage servicer if the security is listed on a national securities exchange, except to the extent required under a contractual obligation that is in effect on the date of enactment of this subsection; or (B)prepay any debt obligation..(B)Credit facility for residential rental property owners(i)In generalThe Board of Governors of the Federal Reserve System shall—(I)establish a facility, using amounts made available under section 4003(b)(4) of the CARES Act (15 U.S.C. 9042(b)(4)), to make long-term, low-cost loans to residential rental property owners as to temporarily compensate such owners for documented financial losses caused by reductions in rent payments; and(II)defer such owners’ required payments on such loans until after 6 months after the date of enactment of this Act.(ii)RequirementsA borrower that receives a loan under this subparagraph may not, for the duration of the loan—(I)evict, initiate, or file and execute the eviction of a tenant solely for nonpayment of rent or other fees or charges;(II)charge any late fees, penalties, or other charges to a tenant for late payment of rent; and(III)with respect to a person or entity described in clause (iv), discriminate on the basis of source of income.(iii)Report on residential rental property ownersThe Board of Governors of the Federal Reserve System shall issue a report to Congress containing the following, with respect to each property owner receiving a loan under this subparagraph:(I)The number of borrowers that received assistance under this subparagraph.(II)The average total loan amount that each borrower received.(III)The total number of rental units that each borrower owned.(IV)The average rent charged by each borrower.(iv)Report on large residential rental property ownersThe Board of Governors shall issue a report to Congress that identifies any person or entity that in aggregate owns or holds a controlling interest in any entity that, in aggregate, owns—(I)more than 100 rental units that are located within a single metropolitan statistical area;(II)more than 1,000 rental units in the United States; or(III)rental units in 3 or more States.(C)Mortgage performance dataSection 4003(c) of the CARES Act (15 U.S.C. 9042(c)) is amended by adding at the end the following:(4)Mortgage performance data(A)Monthly report(i)In generalA servicer of a residential mortgage loan receiving a loan, loan guarantee, or any other investment under this section shall, beginning in the first month in which the loan, loan guarantee, or investment was received, collect and provide loan-level data to the Bureau of Consumer Financial Protection on a monthly basis with respect all residential mortgage loans serviced by the servicer.(ii)ContentsEach monthly report required under this subparagraph shall contain identifying information and loan performance data for the most recent month as well as cumulative data since the servicer began reporting under this paragraph.(iii)Time period for reportsReports under this paragraph shall be provided by a servicer every month in which a loan, loan guarantee, or any other investment under this section has been received and for 2 years following such receipt.(B)Identifying informationEach monthly report required under subparagraph (A) shall include the following loan-level identifying information:(i)Demographic data, for each borrower, including race, ethnicity, sex, and age.(ii)The location of the property, including by State, metropolitan statistical area, postal code, census tract, and metropolitan division, if applicable.(iii)Loan origination information, including original unpaid principal balance, original interest rate, first payment date, original loan term, and lien status (first or subordinate).(iv)Loan type and type of loan purchaser, as described in section 304 of the Home Mortgage Disclosure Act of 1975 (12 U.S.C. 2803) and the rules issued to carry out that section.(C)Loan performance dataEach monthly report required under subparagraph (A) shall include the following loan-level loan performance data:(i)Current loan information, including current actual unpaid principal balance, current interest rate, current loan delinquency status (based on the number of days the borrower is delinquent in payments based on the due date of the last paid loan payment), loan performance status (including current, forbearance, repayment plan, referred to foreclosure, trial modification, permanent modification, or foreclosed), and the date of the event leading to such status.(ii)Loss mitigation information, including—(I)whether the loan is currently being evaluated for loss mitigation, and if so the date upon which the current loss mitigation process was initiated and the date of complete application, if any;(II)the disposition of any previous loss mitigation evaluation reported pursuant to subclause (I) and the date of disposition, including—(aa)denied;(bb)temporary or short-term agreement, such as a repayment agreement or forbearance, and the length of such agreement (in months);(cc)trial loan modification;(dd)permanent loan modification; or(ee)other type of loss mitigation; and(III)for each permanent modification—(aa)whether the permanent modification included 1 or more of—(AA)additions of delinquent payments and fees to loan balances;(BB)interest rate reductions and freezes;(CC)term extensions;(DD)reductions of principal; or(EE)deferrals of principal; and(bb)whether the total monthly principal and interest payment, as a result of the permanent modification—(AA)increased;(BB)remained the same;(CC)decreased less than 10 percent;(DD)decreased between 10 and 20 percent; or(EE)decreased 20 percent or more.(D)Forbearance dataEach monthly report required under subparagraph (A) shall include, with respect to each loan for which a forbearance has been reported under subparagraph (C)(i), forbearance-specific data, including—(i)the total months of total forbearance granted to date; and(ii)the number of renewals of forbearance to date.(E)Public availability of aggregate data(i)In generalUsing data submitted by servicers under this paragraph, the Director of the Bureau of Consumer Financial Protection shall make available aggregate data by servicer for each State, metropolitan statistical area, and metropolitan division, as defined by the Office of Management and Budget. Such aggregate data shall be provided monthly by the Director to Congress and posted on the website of the Bureau of Consumer Financial Protection.(ii)Exception for certain personally identifiable dataIf aggregate data described under clause (i) is nonetheless reasonably personally identifiable, the Director may report the aggregate data by servicer on the next larger geographic unit (such that, for example, data would not be reported by municipal division but only by metropolitan statistical area and State).(F)ImplementationThe Director of the Bureau of Consumer Financial Protection shall, within 60 days of the date of enactment of this paragraph, and in consultation with the Director of the Federal Housing Finance Agency and the Comptroller of the Currency, prescribe the format and method of submission of the data required under this paragraph. The Director of the Bureau may prescribe rules for the collection of the data in order to ensure accuracy, transparency, and complete data collection, including the collection and reporting of additional data elements, but may not require reporting of fewer data elements than prescribed by this paragraph nor less frequent reporting than required by this paragraph. (G)DefinitionsIn this paragraph:(i)Residential mortgage loanThe term residential mortgage loan has the meaning given the term in section 103 of the Truth in Lending Act (15 U.S.C. 1602). (ii)ServicerThe term servicer has the meaning given the term in section 6 of the Real Estate Settlement Procedures Act of 1974 (12 U.S.C. 2605)..(14)Small property owner grant program(A)DefinitionsIn this paragraph:(i)COVID–19 emergency periodThe term COVID–19 emergency period means the period in which the national emergency concerning the novel Coronavirus disease (COVID–19) outbreak declared by the President on March 13, 2020, under the National Emergencies Act (50 U.S.C. 1601 et seq.) is in effect.(ii)SecretaryThe term Secretary means the Secretary of Housing and Urban Development.(iii)Small property ownerThe term small property owner means an owner of not more than 10 residential properties.(B)Grant programThe Secretary shall establish a program to award grants to State and local housing finance agencies to provide assistance to small property owners.(C)Eligible small property ownersTo be eligible for assistance provided under this paragraph, a small property owner shall submit proof of hardship to the State or local housing finance agency, as applicable, which shall provide that, during the COVID–19 emergency period—(i)tenants of dwelling units in the residential properties owned by the small property owner have been unable to pay rent; and(ii)the small property owner has not evicted any such tenants.(D)Prohibitions(i)Private equity, real estate, or venture capital firmsAny private equity firm, real estate firm, or venture capital firm that has accepted funding from an investment company, as such term is defined in section 3(a) of the Investment Company Act of 1940 (15 U.S.C. 80a–3(a)), shall not be eligible for—(I)a grant under this section; or(II)a loan, loan guarantee, or other investment made by the Secretary of the Treasury under section 4003 of the CARES Act (15 U.S.C. 9042), as amended by this section.(ii)Undeveloped or uninhabited propertiesA small property owner may not receive any funds under this paragraph with respect to any undeveloped property, plot of land, or uninhabited property owned by the small property owner. (iii)Rent paymentsA small property owner that receives a grant with respect to a property under this paragraph may not require tenants of the property to make rental payments for the duration of the grant.(E)Authorization of appropriationsThere is authorized to be appropriated to the Secretary $1,000,000,000 for fiscal year 2020, to remain available until September 30, 2021, to carry out this paragraph.3.Expanded eviction relief for renters under the CARES ActSection 4024 of the CARES Act (15 U.S.C. 9058) is amended—(1)in subsection (a)—(A)by amending paragraph (1) to read as follows:(1)Covered dwellingThe term covered dwelling means a dwelling that is occupied by a tenant—(A)pursuant to a residential lease; or(B)without a lease or with a lease terminable under State law.;(B)by striking paragraphs (2), (4), and (5); (C)by redesignating paragraph (3) as paragraph (2); and(D)in paragraph (2)(B), as so redesignated—(i)by striking includes houses and inserting the following: includes—(i)houses;(ii)in clause (i), as so designated, by striking the period at the end and inserting a semicolon; and(iii)by adding at the end the following:(ii)a manufactured home, as defined in section 4022; and(iii)a covered recreational vehicle, as defined in section 4022.; and(2)in subsection (b), by striking 120-day period and inserting 365-day period.. 4.Renter's and homeowner's rights(a)DefinitionsIn this section:(1)Covered dwellingThe term covered dwelling has the meaning given the term in section 4024 of the CARES Act (15 U.S.C. 9058).(2)COVID–19 emergency periodThe term COVID–19 emergency period means the period in which the national emergency concerning the novel Coronavirus disease (COVID–19) outbreak declared by the President on March 13, 2020, under the National Emergencies Act (50 U.S.C. 1601 et seq.) is in effect. (3)SecretaryThe term Secretary means the Secretary of Housing and Urban Development.(4)StateThe term State means any State of the United States, the District of Columbia, any territory of the United States, the Commonwealth of Puerto Rico, Guam, American Samoa, the Virgin Islands, and the Commonwealth of the Northern Mariana Islands.(b)Grant program To provide tenants with right to attorney(1)In generalThe Secretary shall provide grants to States that provide a right to legal assistance for tenants facing eviction in housing courts in violation of the eviction moratorium described in section 4024 of the CARES Act (15 U.S.C. 9058).(2)ReportA State that receives a grant under this section shall provide to the Secretary periodic reports on the use of funds under the grant.(3)Rule of constructionNothing in this subsection shall be construed as modifying, limiting, or superseding the operation of any provision of an enumerated Federal consumer law that relates to the authority of a State attorney general or State regulator to enforce such Federal law.(4)Authorization of appropriationsThere is authorized to be appropriated to the Secretary $25,000,000 for fiscal year 2020, to remain available until expended, to make grants under this subsection.(c)Private right of actionA tenant that resides in any covered dwelling may bring a civil action against a landlord or managing agent for injunctive relief, direct money damages, or other relief if the landlord or managing agent is in violation of Federal, State, or local eviction moratorium laws, including under section 4024 of the CARES Act (15 U.S.C. 9058).(d)RepaymentA residential tenant of a covered dwelling unit or a commercial tenant may repay any unpaid rent during the COVID–19 emergency period—(1)over an 18-month period, with respect to a residential tenant, beginning on the date of enactment of this Act; or(2)over a 3-month period, with respect to a commercial tenant, beginning on the date of enactment of this Act.(e)Credit reportingThe Fair Credit Reporting Act (15 U.S.C. 1601 et seq.) is amended—(1)in section 605(a), by adding at the end the following:(9)Any eviction, unpaid rent, or other debt with respect to a consumer occurring during the covered period, as defined in section 623(a)(1)(G).; and(2)in section 623(a)(1) (15 U.S.C. 1681s–2), by adding at the end the following:(G)Reporting of evictions or unpaid rent during COVID–19 pandemic(i)DefinitionsIn this subparagraph, term covered period has the meaning given the term in subparagraph (F).(ii)Prohibition on reportingA landlord of any residential dwelling, including a manufactured home or a covered recreational vehicle (as those terms are defined in section 4022 of the CARES Act (15 U.S.C. 9056)) shall not report any eviction, unpaid rent, or other debt occurring during the covered period with respect to a consumer to any furnisher or consumer reporting agency..(f)Rent increasesThe owner or management company of a covered dwelling (as defined in section 4024 of the CARES Act (15 U.S.C. 9058) or any servicer of a covered mortgage loan (as defined in section 4022 of the CARES Act (15 U.S.C. 9056)) shall not, during the 1-year period following the date of enactment of this Act, increase the rent on any dwelling unit of such a covered dwelling in an amount that is more than the rate of inflation. (g)Allocation of funds for housing legal aid and housing counseling(1)Housing legal aid(A)In generalThe Secretary shall provide grants to housing legal aid organizations that target services to minority and low- and moderate-income (as defined by the Secretary) homeowners, renters, individuals experiencing homelessness, and individuals at risk of experiencing homelessness or provide those services in neighborhoods in the United States with high concentrations of those individuals.(B)ReportA housing legal aid organization that receives a grant under this subsection shall provide to the Secretary periodic reports on the use of funds under the grant. (C)Authorization of appropriationsThere is authorized to be appropriated to the Secretary for fiscal year 2020, to remain available until expended, $500,000,000 for grants provided under this paragraph for housing legal aid services.(2)Housing counseling(A)Authorization of appropriationsThere is authorized to be appropriated to the Neighborhood Reinvestment Corporation established under the Neighborhood Reinvestment Corporation Act (42 U.S.C. 8101 et seq.) $700,000,000 for fiscal year 2020, which shall remain available until September 30, 2023, to provide funds to counseling organizations for housing counseling services.(B)Eligible usesSubject to subparagraph (C), amounts made available under subparagraph (A) may be used in such amounts as the Neighborhood Reinvestment Corporation determines for the costs of—(i)public education and outreach;(ii)direct services, including the full range of services provided by housing counselors to assist homeowners, including manufactured homeowners, regardless of financing type, renters, individuals experiencing homelessness, and individuals at risk of homelessness, including the practices, tools, and innovations in foreclosure mitigation that were utilized in the National Foreclosure Mitigation Counseling Program, and financial capability, credit counseling, homeless counseling, and rental counseling;(iii)equipment and technology, including broadband internet and equipment upgrades needed to ensure timely and effective service delivery;(iv)training, including capacitating housing counseling staff in various modes of counseling, including rental and foreclosure, delivery of remote counseling utilizing improved technology, enhanced network security, and supportive options for the delivery of client services; and(v)administration and oversight of the grant program in accordance with the rate of the Corporation for program administration. (C)Prioritization of housing counseling servicesOf amounts made available under subparagraph (A), not less than 40 percent shall be provided to counseling organizations that target counseling services to minority and low-income homeowners, renters, individuals experiencing homelessness, and individuals at risk of homelessness or provide such services in neighborhoods with high concentrations of minority and low-income homeowners, renters, individuals experiencing homelessness, and individuals at risk of homelessness. (h)Notice of eviction after the conclusion of the moratoriumOn and after the date on which the eviction moratorium under 4024 of the CARES Act (15 U.S.C. 9058) expires, the owner of a covered dwelling (as defined in that section) shall provide notice to a tenant not less than 120 days before filing an eviction against the tenant.(i)TaxabilityFor purposes of the Internal Revenue Code of 1986, any amount which (but for a provision of this Act or an amendment made by this Act) would be includible in gross income of a person by reason of forgiveness of a required rent or mortgage payment shall be excluded from gross income.5.Assistance for home energy service and household drinking water and wastewater services(a)DefinitionsIn this section:(1)Home energy serviceThe term home energy service means a service to provide home energy, as such term is defined in section 2603 of the Low-Income Home Energy Assistance Act of 1981 (42 U.S.C. 8622), and electric service, as that term is used in the Public Utility Regulatory Policies Act of 1978 (16 U.S.C. 2601 et seq.). (2)Household drinking water and wastewater servicesThe term household drinking water and wastewater services has the meaning given that term in section 1459A(a)(2) of the Safe Drinking Water Act (42 U.S.C. 300j–19a(a)(2)). (3)Indian TribeThe term Indian Tribe—(A)used with respect to assistance for home energy, means—(i)an Indian tribe within the meaning of section 2604(d) of the Low-Income Home Energy Assistance Act of 1981 (42 U.S.C. 8623(d)); and (ii)an entity that is eligible to receive funds under that section on behalf of an Indian tribe described in clause (i); and(B)used with respect to assistance for household drinking water and wastewater services, means any Indian Tribe, band, group, or community recognized by the Secretary of the Interior and exercising governmental authority over a Federal Indian reservation, as defined in section 518(h) of the Federal Water Pollution Control Act (33 U.S.C. 1377).(4)MunicipalityThe term municipality has the meaning given such term in section 502 of the Federal Water Pollution Control Act (33 U.S.C. 1362).(5)Public health emergencyThe term public health emergency means the public health emergency described in section 1135(g)(1)(B) of the Social Security Act (42 U.S.C. 1320b–5(g)(1)(B)).(6)Public health emergency periodThe term public health emergency period has the meaning given the term emergency period in that section 1135(g)(1)(B).(7)Public water systemThe term public water system has the meaning given that term in section 1401 of the Safe Drinking Water Act (42 U.S.C. 300f). (8)SecretaryThe term Secretary means the Secretary of Health and Human Services. (9)StateThe term State means—(A)any of the 50 States, and the District of Columbia; and (B)the Commonwealth of Puerto Rico, the Virgin Islands of the United States, Guam, American Samoa, and the Commonwealth of the Northern Mariana Islands. (b)Assistance for Low-Income householdsThe Secretary shall make grants from allotments and payments described in subsection (d) to States and Indian Tribes to assist low-income households, particularly those with the lowest incomes, that pay a high proportion of household income for home energy service and household drinking water and wastewater services. Half of the funds for each such grant shall be made available from funds appropriated under subsection (k)(1), and half from funds appropriated under subsection (k)(2).(c)Use of LIHEAP resourcesIn carrying out this section, the Secretary, States, and Indian Tribes, as applicable, shall use the existing (as of the date of implementation) systems in place to carry out the Low-Income Home Energy Assistance Act of 1981 (42 U.S.C. 8621 et seq.) as the Secretary determines appropriate.(d)Allotments(1)StatesThe Secretary shall allot to each State an amount that bears the same relationship to the funds appropriated under this section and available for carrying out this subsection as the number of individuals with a household income of less than 200 percent of the poverty line in that State bears to the total number of such individuals in all States.(2)Indian tribesAt the request of an Indian Tribe in a State, the Secretary shall reserve, from the amount that would otherwise be payable to such State from the allotment under paragraph (1) for the fiscal year involved, a payment for the Indian Tribe in a sum determined to be appropriate by the Secretary. (3)Notification to congressNot later than 15 days after determining the amounts of allotments and payments for States and Indian Tribes pursuant to this subsection, and prior to making grants under this section, the Secretary shall notify Congress of such amounts. (e)RequirementsEach State or Indian Tribe desiring to receive a grant under this section shall agree to—(1)establish or maintain in effect a moratorium policy to ensure that no home energy service, household drinking water service, or wastewater service to an individual or household, that is regulated or provided by the State or Indian Tribe or subrecipient of grant funds from the State or Tribe, shall be or remain disconnected (including interrupted) until the end of the period of the applicable repayment plan described in paragraph (2)(B); and (2)ensure that the moratorium policy provides, and requires a subrecipient of grant funds to provide—(A)for a waiver of applicable interest or penalties on a late payment for home energy, household drinking service, or wastewater service, if the late payment is related to an arrearage that occurred during the public health emergency period; and(B)for a repayment plan of at least 18 months in duration, beginning on the last date of the public health emergency period, based on the household income of the household involved, for any remaining late payment described in subparagraph (A) that is not covered by funding provided under this section.(f)Use of fundsA State or Indian Tribe that receives a grant under this Act shall use the grant funds to assist low-income households by paying for late home energy service payments and late household drinking water and wastewater services payments, and reconnection fees for households who have been disconnected from any type of service specified in this subsection due to nonpayment, if the related arrearages and disconnections occurred during the public health emergency period.(g)State agreements(1)Home energy service providersTo the maximum extent practicable, a State that receives a grant under this section shall enter into agreements with home energy service providers, local governments, nonprofit organizations associated with providing home energy services to rural and small communities, and Indian Tribes, to assist in identifying low-income households and to carry out this section.(2)Household drinking water and wastewater services providersTo the maximum extent practicable, a State that receives a grant under this section shall enter into agreements with public water systems, municipalities, nonprofit organizations associated with providing household drinking water and wastewater services to rural and small communities, and Indian Tribes, to assist in identifying low-income households and to carry out this section.(h)Determination of low-Income householdsIn determining whether a household in a State or under the jurisdiction of an Indian Tribe is considered low-income for the purposes of this Act, the State or Indian Tribe shall—(1)ensure that, at a minimum, all households with a household income at or below 200 percent of the Federal poverty line are included as low-income households;(2)ensure that households already eligible for assistance under the Low-Income Home Energy Assistance Act of 1981 (42 U.S.C. 8621 et seq.) are included as low-income households; and(3)consider households that have not previously received assistance under the Low-Income Home Energy Assistance Act of 1981 in the same manner as households that have previously received such assistance. (i)AuditsThe Secretary shall require each State and Indian Tribe receiving a grant under subsection (b) to undertake periodic audits and evaluations of expenditures made by such State or Indian Tribe pursuant to this section.(j)Reports to CongressThe Secretary shall prepare reports on the results of activities carried out pursuant to this section and submit the reports to Congress—(1)not later than 1 year after the date of enactment of this Act; and(2)upon disbursement of all funds appropriated to carry out this section.(k)Authorization of appropriations(1)In generalThere is authorized to be appropriated to the Secretary to carry out this section—(A)$10,000,000,000 for grant funds and administration relating to assistance for home energy service; and (B)$10,000,000,000 for grant funds and administration relating to assistance for household drinking water and wastewater services. (2)AvailabilitySums appropriated under paragraph (1) shall remain available until expended. 6.Business landlord oversight(a)Congressional oversight commissionSection 4020 of the CARES Act (15 U.S.C. 9055) is amended—(1)in subsection (b)(2)(A), by adding at the end the following:(v)The use of rental property assistance received by entities under section 7(a)(36) of the Small Business Act (15 U.S.C. 636(a)(36)) or other Federal Government relief assistance under this subtitle.; and(2)in subsection (c)—(A)in paragraph (1)—(i)in the matter preceding subparagraph (A), by striking 5 and inserting 9; and(ii)in subparagraphs (A) through (D), strike 1 each place the term appears and insert 2; and (B)by adding at the end the following:(8)QualificationsNot fewer than 2 of the 8 members appointed under subparagraphs (A) through (D) shall be from a group that has been historically underrepresented or disproportionately negatively impacted by the Coronavirus disease 2019 (COVID–19), and not fewer than 1 of those 8 members shall be a woman..(b)Prohibition on use of Federal COVID-Relief loans or grants To buy distressed mortgages, foreclosed properties, or real-Estate-Owned propertiesExcept with respect to a nonprofit organization or a local, mission-focused affordable housing developer, a business entity shall not use the proceeds of any loan or grant received under this Act or the CARES Act (Public Law 116–136), or any amendments made under those Acts, to purchase distressed mortgages, foreclosed properties, or real-estate-owned properties.(c)Rent arrearsIf a landlord receives Federal funds under subtitle IV of the CARES Act (Public Law 116–136) that are used to cover rent arrears during the period beginning on March 27, 2020, and ending on December 31, 2020, the landlord may not collect rent arrears from tenants that were received upon the expiration of applicable Federal and State eviction and foreclosure moratoriums relating to the COVID–19 pandemic, including under sections 4022 and 4024 of the CARES Act (15 U.S.C. 9056, 9058).


109 HRES 1087 EH: Designating Room H–139 of the Capitol as the
U.S. House of Representatives
2006-12-05
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.

IV
109th CONGRESS
2d Session
H. RES. 1087
In the House of Representatives, U. S.,

December 5, 2006

RESOLUTION
Designating Room H–139 of the Capitol as the Henry J. Hyde Room.

That—
(1)Room H–139 of the Capitol shall be known and designated as the Henry J. Hyde Room; and
(2)this resolution shall take effect on the day following the date on which Henry J. Hyde is no longer serving as a Member of the House of Representatives.

Karen L. HaasClerk.


		One Hundred Eleventh Congress of the United States of
		  America
		1st SessionBegun and held at the City of Washington on Tuesday, the sixth
		day of January, two thousand and nine
		S. 614
		IN THE SENATE OF THE UNITED
		  STATES
		AN ACT
		To award a Congressional Gold Medal to the
		  Women Airforce Service Pilots (WASP).

		1.FindingsCongress finds that—
			(1)the Women Airforce Service Pilots of WWII,
			 known as the WASP, were the first women in history to fly
			 American military aircraft;
			(2)more than 60 years ago, they flew fighter,
			 bomber, transport, and training aircraft in defense of America’s
			 freedom;
			(3)they faced overwhelming cultural and gender
			 bias against women in nontraditional roles and overcame multiple injustices and
			 inequities in order to serve their country;
			(4)through their actions, the WASP eventually
			 were the catalyst for revolutionary reform in the integration of women pilots
			 into the Armed Services;
			(5)during the early months of World War II,
			 there was a severe shortage of combat pilots;
			(6)Jacqueline Cochran, America’s leading woman
			 pilot of the time, convinced General Hap Arnold, Chief of the Army Air Forces,
			 that women, if given the same training as men, would be equally capable of
			 flying military aircraft and could then take over some of the stateside
			 military flying jobs, thereby releasing hundreds of male pilots for combat
			 duty;
			(7)the severe loss of male combat pilots made
			 the necessity of utilizing women pilots to help in the war effort clear to
			 General Arnold, and a women's pilot training program was soon approved;
			(8)it was not until August 1943, that the
			 women aviators would receive their official name;
			(9)General Arnold ordered that all women
			 pilots flying military aircraft, including 28 civilian women ferry pilots,
			 would be named WASP, Women Airforce Service Pilots;
			(10)more than 25,000 American women applied for
			 training, but only 1,830 were accepted and took the oath;
			(11)exactly 1,074 of those trainees
			 successfully completed the 21 to 27 weeks of Army Air Forces flight training,
			 graduated, and received their Army Air Forces orders to report to their
			 assigned air base;
			(12)on November 16, 1942, the first class of 29
			 women pilots reported to the Houston, Texas Municipal Airport and began the
			 same military flight training as the male Army Air Forces cadets were
			 taking;
			(13)due to a lack of adequate facilities at the
			 airport, 3 months later the training program was moved to Avenger Field in
			 Sweetwater, Texas;
			(14)WASP were eventually stationed at 120 Army
			 air bases all across America;
			(15)they flew more than 60,000,000 miles for
			 their country in every type of aircraft and on every type of assignment flown
			 by the male Army Air Forces pilots, except combat;
			(16)WASP assignments included test piloting,
			 instructor piloting, towing targets for air-to-air gunnery practice,
			 ground-to-air anti-aircraft practice, ferrying, transporting personnel and
			 cargo (including parts for the atomic bomb), simulated strafing, smoke laying,
			 night tracking, and flying drones;
			(17)in October 1943, male pilots were refusing
			 to fly the B–26 Martin Marauder (known as the Widowmaker)
			 because of its fatality records, and General Arnold ordered WASP Director,
			 Jacqueline Cochran, to select 25 WASP to be trained to fly the B–26 to prove to
			 the male pilots that it was safe to fly;
			(18)during the existence of the WASP—
				(A)38 women lost their lives while serving
			 their country;
				(B)their bodies were sent home in poorly
			 crafted pine boxes;
				(C)their burial was at the expense of their
			 families or classmates;
				(D)there were no gold stars allowed in their
			 parents’ windows; and
				(E)because they were not considered military,
			 no American flags were allowed on their coffins;
				(19)in 1944, General Arnold made a personal
			 request to Congress to militarize the WASP, and it was denied;
			(20)on December 7, 1944, in a speech to the
			 last graduating class of WASP, General Arnold said, “You and more than 900 of
			 your sisters have shown you can fly wingtip to wingtip with your brothers. I
			 salute you … We of the Army Air Force are proud of you. We will never forget
			 our debt to you.”;
			(21)with victory in WWII almost certain, on
			 December 20, 1944, the WASP were quietly and unceremoniously disbanded;
			(22)there were no honors, no benefits, and very
			 few thank you's;
			(23)just as they had paid their own way to
			 enter training, they had to pay their own way back home after their honorable
			 service to the military;
			(24)the WASP military records were immediately
			 sealed, stamped classified or secret, and filed
			 away in Government archives, unavailable to the historians who wrote the
			 history of WWII or the scholars who compiled the history text books used today,
			 with many of the records not declassified until the 1980s;
			(25)consequently, the WASP story is a missing
			 chapter in the history of the Air Force, the history of aviation, and the
			 history of the United States of America;
			(26)in 1977, 33 years after the WASP were
			 disbanded, the Congress finally voted to give the WASP the veteran status they
			 had earned, but these heroic pilots were not invited to the signing ceremony at
			 the White House, and it was not until 7 years later that their medals were
			 delivered in the mail in plain brown envelopes;
			(27)in the late 1970s, more than 30 years after
			 the WASP flew in World War II, women were finally permitted to attend military
			 pilot training in the United States Armed Forces;
			(28)thousands of women aviators flying support
			 aircraft have benefitted from the service of the WASP and followed in their
			 footsteps;
			(29)in 1993, the WASP were once again
			 referenced during congressional hearings regarding the contributions that women
			 could make to the military, which eventually led to women being able to fly
			 military fighter, bomber, and attack aircraft in combat;
			(30)hundreds of United States servicewomen
			 combat pilots have seized the opportunity to fly fighter aircraft in recent
			 conflicts, all thanks to the pioneering steps taken by the WASP;
			(31)the WASP have maintained a tight-knit
			 community, forged by the common experiences of serving their country during
			 war;
			(32)as part of their desire to educate America
			 on the WASP history, WASP have assisted Wings Across America, an
			 organization dedicated to educating the American public, with much effort aimed
			 at children, about the remarkable accomplishments of these WWII veterans;
			 and
			(33)the WASP have been honored with exhibits at
			 numerous museums, to include—
				(A)the Smithsonian Institution, Washington,
			 DC;
				(B)the Women in Military Service to America
			 Memorial at Arlington National Cemetery, Arlington, Virginia;
				(C)the National Museum of the United States
			 Air Force, Wright Patterson Air Force Base, Ohio;
				(D)the National WASP WWII Museum, Sweetwater,
			 Texas;
				(E)the 8th Air Force Museum, Savannah,
			 Georgia;
				(F)the Lone Star Flight Museum, Galveston,
			 Texas;
				(G)the American Airpower Museum, Farmingdale,
			 New York;
				(H)the Pima Air Museum, Tucson,
			 Arizona;
				(I)the Seattle Museum of Flight, Seattle,
			 Washington;
				(J)the March Air Museum, March Reserve Air
			 Base, California; and
				(K)the Texas State History Museum, Austin,
			 Texas.
				2.Congressional Gold Medal
			(a)Award authorizedThe President pro tempore of the Senate and
			 the Speaker of the House of Representatives shall make appropriate arrangements
			 for the award, on behalf of the Congress, of a single gold medal of appropriate
			 design in honor of the Women Airforce Service Pilots (WASP) collectively, in
			 recognition of their pioneering military service and exemplary record, which
			 forged revolutionary reform in the Armed Forces of the United States of
			 America.
			(b)Design and strikingFor the purposes of the award referred to
			 in subsection (a), the Secretary of the Treasury shall strike the gold medal
			 with suitable emblems, devices, and inscriptions, to be determined by the
			 Secretary.
			(c)Smithsonian Institution
				(1)In generalFollowing the award of the gold medal in
			 honor of the Women Airforce Service Pilots, the gold medal shall be given to
			 the Smithsonian Institution, where it will be displayed as appropriate and made
			 available for research.
				(2)Sense of the CongressIt is the sense of the Congress that the
			 Smithsonian Institution shall make the gold medal received under this Act
			 available for display elsewhere, particularly at other locations associated
			 with the WASP.
				3.Duplicate medalsUnder such regulations as the Secretary may
			 prescribe, the Secretary may strike and sell duplicates in bronze of the gold
			 medal struck under this Act, at a price sufficient to cover the costs of the
			 medals, including labor, materials, dyes, use of machinery, and overhead
			 expenses.
		4.National medalsMedals struck pursuant to this Act are
			 national medals for purposes of chapter 51 of title 31, United States
			 Code.
		5.Authorization of appropriations; proceeds
			 of sale
			(a)Authorization of
			 appropriationsThere is
			 authorized to be charged against the United States Mint Public Enterprise Fund,
			 an amount not to exceed $30,000 to pay for the cost of the medal authorized
			 under section 2.
			(b)Proceeds of saleAmounts received from the sale of duplicate
			 bronze medals under section 3 shall be deposited in the United States Mint
			 Public Enterprise Fund.

			Speaker of the House of Representatives

			Vice President of the United States and President of the
			 Senate