An Act to Establish an Apprentice Insurance Producer License
Maine Legislature, Session 132, LD 0881
Committee: Labor
Sponsors: POIRIER, FARRIN
Amends: 24-A MRSA §601, 24-A MRSA §1411, 24-A MRSA §1420-H, 24-A MRSA §1420-Q

Legislative Document
No. 881
H.P. 567
House of Representatives, March 4, 2025
An Act to Establish an Apprentice Insurance Producer License
Reference to the Committee on Labor suggested and ordered printed.
ROBERT B. HUNT
Clerk
Presented by Representative POIRIER of Skowhegan.
Cosponsored by Senator FARRIN of Somerset and
Representatives: BOYER of Poland, MORRIS of Turner, NUTTING of Oakland, QUINT of 
Hodgdon, RUDNICKI of Fairfield.
Be it enacted by the People of the State of Maine as follows:
Sec. 1.  24-A MRSA §601, sub-§5, ¶F, as amended by PL 2011, c. 238, Pt. H, §1, 
is further amended by amending the 2nd blocked paragraph to read:
Biennial fee for appointment, each insurer, health maintenance organization, fraternal 
benefit society, nonprofit hospital or medical service organization, viatical settlement 
provider or risk retention group, $30; and
Sec. 2.  24-A MRSA §601, sub-§5, ¶G, as amended by PL 2011, c. 238, Pt. H, §2, 
is further amended by amending the 2nd blocked paragraph to read:
Biennial fee for appointment, each insurer, health maintenance organization, fraternal 
benefit society, nonprofit hospital or medical service organization, viatical settlement 
provider or risk retention group, $70.: and
Sec. 3.  24-A MRSA §601, sub-§5, ¶I is enacted to read:
I.  Issuance fee for apprentice insurance producer license, $100;
Biennial fee, $100.
Sec. 4.  24-A MRSA §1411, sub-§1, as amended by PL 2001, c. 259, §12, is further 
amended to read:
1.  Producer.  A person may not act as or purport to be an insurance producer or, 
limited insurance producer or apprentice insurance producer or engage in producer 
activities with respect to insurance risks resident, located or to be performed in this State 
or elsewhere for any kind or kinds of insurance unless licensed for such a kind or kinds in 
accordance with subchapter II‑A 2-A.
Sec. 5.  24-A MRSA §1420-H, sub-§3, ¶E, as amended by PL 2015, c. 77, §6, is 
further amended to read:
E.  An applicant for a license as a limited insurance producer employed by a motor 
vehicle rental company who solicits or sells insurance in connection with and incidental 
to the rental of a motor vehicle for a period not to exceed 60 days in accordance with 
section 1420‑F, subsection 1, paragraph L; or
Sec. 6.  24-A MRSA §1420-H, sub-§3, ¶F, as enacted by PL 2015, c. 77, §7, is 
amended to read:
F.  An applicant for a license as a limited insurance producer employed by an 
equipment rental company who solicits or sells insurance in connection with and 
incidental to the rental of covered rental equipment in accordance with section 1420‑F, 
subsection 1, paragraph M.; or
Sec. 7.  24-A MRSA §1420-H, sub-§3, ¶G is enacted to read:
G.  An applicant for a license as an apprentice insurance producer in accordance with 
section 1420-Q.
Sec. 8.  24-A MRSA §1420-Q is enacted to read:
§1420-Q.  Apprentice insurance producer license
1.  License authorized.  The superintendent may issue an apprentice insurance 
producer license in accordance with this subsection without requiring an examination. An 
individual applying for a license as an apprentice insurance producer shall apply to the 
superintendent in the form and manner determined by the superintendent and declare under 
penalty of refusal, suspension or revocation of the license that the statements made in the 
application are true, correct and complete to the best of the individual’s knowledge and 
belief. Before approving an application and issuing a license, the superintendent must find 
that the individual: 
A.  Is at least 18 years of age;
B.  Has a high school diploma or its equivalent;
C.  Is employed by a licensed insurance producer who has certified to the 
superintendent that the licensed insurance producer will supervise the apprentice 
insurance producer licensee and will assume responsibility for all acts of the apprentice 
insurance producer licensee for a period not to exceed 10,000 hours; and 
D.  Has paid any required fees set forth in section 601.
2.  Limitations.  The superintendent may limit the issuance of apprentice insurance 
producer licenses to no more than 2 apprentice licenses per licensed insurance producer. 
The superintendent may limit the authority of an apprentice insurance producer licensee in 
any way determined necessary to protect insureds and the public and may by order revoke 
an apprentice insurance producer license if the interest of insureds or the public is 
endangered.  
3. Renewal. After having completed 10,000 hours as an apprentice insurance producer, 
an apprentice insurance producer licensee may not renew the license or engage in any 
insurance activities without obtaining an insurance producer license in accordance with the 
requirements of this subchapter. 
4. Legal responsibility. The licensed insurance producer who employs an apprentice 
insurance producer licensee assumes all legal responsibility for all acts of the apprentice 
insurance producer licensee who is employed by the licensed insurance producer.
SUMMARY
This bill establishes an apprentice insurance producer license.