An Act Regarding Travel Insurance in the Maine Insurance Code”
Maine Legislature, Session 129, LD 2143
Committee Amendment CA_A_H861 (House)
Amends: 24-A MRSA §708, 24-A MRSA §7053, 24-A MRSA §7054

COMMITTEE AMENDMENT “      ” to H.P. 1532, L.D. 2143, Bill, “An Act 
Regarding Travel Insurance in the Maine Insurance Code”
Amend the bill by inserting after the enacting clause and before section 1 the 
following:
'Sec. 1.  24-A MRSA §708, sub-§1, ¶B, as enacted by PL 1969, c. 132, §1, is 
amended to read:
B.  "Marine protection and indemnity insurance," meaning insurance against, or 
against legal liability of the insured for, loss, damage or expense arising out of, or 
incident to, the ownership, operation, chartering, maintenance, use, repair or 
construction of any vessel, craft or instrumentality in use in ocean or inland 
waterways, including liability of the insured for personal injury, illness or death or for 
loss of or damage to the property of another person.; and
Sec. 2.  24-A MRSA §708, sub-§1, ¶C is enacted to read:
C.  Travel insurance as described in section 1420-F, subsection 1, paragraph H.' 
Amend the bill in section 1 in paragraph H in the first line (page 1, line 4 in L.D.) by 
striking out the following: "which is a limited line and" and inserting the following: 
'which is a limited line and'
Amend the bill by striking out all of sections 2 and 3.
Amend the bill by striking out all of section 7 and inserting the following:
'Sec. 7.  24-A MRSA §7053, sub-§1, as enacted by PL 2015, c. 133, §4, is 
repealed and the following enacted in its place:
1.  Issuance of license.  Licenses to sell, solicit or negotiate travel insurance are 
governed by this subsection.
A.  Upon receipt of an application in the form and manner prescribed by the 
superintendent, the superintendent may issue a supervising travel insurance producer 
license, which is a limited license, to a business entity authorizing the business entity 
Date: 
(Filing No. H-          )
COMMITTEE AMENDMENT “      ” to H.P. 1532, L.D. 2143
COMMITTEE AMENDMENT
to sell, solicit or negotiate travel insurance as a supervising travel insurance producer 
on behalf of a licensed insurer.  A person may not act as a supervising travel 
insurance producer unless licensed under this subsection or as provided in section 
7052-A, subsection 1.  A travel retailer may not sell, solicit or negotiate travel 
insurance unless licensed as a producer or registered in accordance with section 7054, 
subsection 2.
B.  A person licensed in a major line of authority as an insurance producer may sell, 
solicit and negotiate travel insurance.' 
Amend the bill by inserting after section 11 the following:
'Sec. 12.  24-A MRSA §7054, sub-§7 is enacted to read:
7.  Notice to the superintendent.  Any business entity acting as a supervising travel 
producer without being specifically licensed as such in accordance with section 7053, 
subsection 1 shall provide notice to the superintendent of the following:
A.  The fact that the business entity is acting as a supervising travel insurance 
producer;
B.  The identity of any travel retailers that offer travel insurance on the business 
entity's behalf in accordance with subsection 2; and
C.  The name and license number of the business entity's designated responsible 
producer.
The notice required by this subsection must be provided within 30 days of the 
commencement of the business entity's supervising travel insurance producer activities in 
the State on a form required by the superintendent.' 
Amend the bill in section 12 in §7056 by striking out all of subsection 1 (page 7, lines 
to 10 in L.D.) and inserting the following:
'1.  Policy.  Notwithstanding any provision of this Title to the contrary, travel 
insurance rates and forms must be filed with the superintendent.  For purposes of such 
filings, travel insurance must be classified and filed for purposes of rates and forms as 
inland marine insurance, except that travel insurance that provides coverage for sickness, 
accident, disability or death occurring during travel, either exclusively or in conjunction 
with related coverages of emergency evacuation or repatriation of remains, or incidental 
limited property and casualty benefits such as baggage or trip cancellation, may, subject 
to the superintendent's discretion, be filed as either health insurance or inland marine 
insurance.  Travel insurance may be provided under an individual policy or under a group 
or master blanket travel insurance policy.' 
Amend the bill in section 12 in §7056 in subsection 4 in the 4th line (page 7, line 20 
in L.D.) by striking out the following: "lines of"
Amend the bill in section 15 in §7059 in subsection 3 by striking out all of paragraph 
A (page 8, lines 28 to 31 in L.D.) and inserting the following:
'A.  All documents provided to consumers prior to the purchase of travel insurance, 
including, but not limited to, policy summaries, sales materials, advertising materials 
and marketing materials, must be consistent with the travel insurance policy, 
COMMITTEE AMENDMENT “      ” to H.P. 1532, L.D. 2143
COMMITTEE AMENDMENT
including, but not limited to, forms, endorsements, policies, rate filings and 
certificates of insurance.' 
Amend the bill in section 15 in §7059 in subsection 3 in paragraph B in the 2nd line 
(page 8, line 33 in L.D.) by striking out the following: "an opportunity" and inserting the 
following: 'a reasonable opportunity'
Amend the bill in section 16 in §7060 in subsection 3 in the 2nd line (page 10, line 9 
in L.D.) by inserting after the following: "insurer" the following: ', including any affiliate 
of the insurer acting as a travel administrator for the direct and assumed insurance 
business of the affiliated insurer,'
Amend the bill in section 17 in §7061 in the last line (page 10, line 15 in L.D.) by 
inserting after the following: "chapter." the following: 'Rules adopted pursuant to this 
section are routine technical rules as defined in Title 5, chapter 375, subchapter 2-A.'
Amend the bill by relettering or renumbering any nonconsecutive Part letter or 
section number to read consecutively.
SUMMARY
This amendment adds language requiring from any business entity acting as a 
supervising travel producer without being specifically licensed the provision of certain 
notices to the superintendent. The amendment clarifies that travel insurance remains a 
limited line of insurance and that it must be classified and filed as inland marine 
insurance.  The amendment updates the definition of "marine and transportation 
insurance" to include travel insurance. The amendment also makes other clarifying 
changes to the bill.
FISCAL NOTE REQUIRED
(See attached)
Approved: 04/07/20
LD 2143
LR 3221(02)
Fiscal Detail and Notes
Minor cost increase - Other Special Revenue Funds
Minor revenue impact- Other Special Revenue Funds
Any additional costs to the Department of Professional and Financial Regulation, Bureau of Insurance, to implement 
the provisions of this bill are expected to be minor and can be absorbed within existing budgeted resources. Various 
provisions in the bill may increase or decrease overall revenue collected by the Bureau of Insurance, but any impact 
on revenue is expected to be minor. 
An Act Regarding Travel Insurance in the Maine Insurance Code
Fiscal Note for Bill as Amended by Committee Amendment " "
Committee: Health Coverage, Insurance and Financial Services
Fiscal Note Required: Yes
Fiscal Note
LR3221(02) - Fiscal Note - Page 1 of 1