An Act To
Maine Legislature, Session 127, LD 0382
Committee Amendment CA_A_S38 (Senate)
Amends: 10 MRSA §1310

COMMITTEE AMENDMENT "A " to S.P. 150, L.D. 382, Bill, "An Act To 
Amend the Allowable Security Freeze Fees Charged by a Consumer Reporting Agency" 
Amend the bill by striking out the title and substituting the following: 
'An Act To Eliminate Fees for Security Freezes and Allow Security Freezes for 
Minors' 
Amend the bill by striking out everything after the enacting clause and before the 
summary and inserting the following: 
'Sec. 1. 10 MRSA §1310, sub-§I, ~A, as enacted by PL 2013, c. 228, §1, is 
amended to read: 
A. A consumer may place a security freeze on the consumer's consumer report as 
follows. 
(1) A consumer who has been the victim of identity thef1: may place a security 
freeze on the consumer's consumer report by making a request in writing by 
certified mail to a consumer reporting agency with a valid copy of a police report, 
23. 
investigative report or complaint the consumer has filed with a law enforcement 
agency about unlawful use of personal information by another person. In the case 
of a victim of identity theft, a consumer reporting agency may not charge a fee 
for placing, removing or suspending for a specific party or period of time a 
security freeze on a consumer report. 
This subparagraph is repealed October 1, 2015. 
(2) -A- Prior to October 1, 2015, a consumer who has not been the victim of 
identity theft may place a security freeze on the consumer's consumer report by 
making a request in writing by certified mail to a consumer reporting agency. A 
consumer reporting agency may charge a fee of no more than $10 to a consumer 
for each security freeze, removal of a security freeze or temporary suspension of 
a security freeze for a period of time or for reissuing the same or a new personal 
identification number if the consumer fails to retain the original personal 
COMMITTEE AMENDMENT 
o~s 
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COMMITTEE AMENDMENT "A "to S,P. 150, L.D. 382 
identification number provided by the agency under paragraph D. A consumer 
reporting agency may charge a fee of not more than $12 for a temporary 
suspension of a security freeze for a specific party. Beginning October 1, 2015, a 
consumer reporting agency may not charge a fee for placing, removing or 
suspending for a specific party or period of time a security freeze on a consumer 
report. 
(3) Beginning October 1, 2015, a parent or guardian of a minor who is under 16 
years of age may place a security freeze on the minor's consumer report by 
making a request in writing by certified mail to a consumer reporting agency. The 
consumer reporting agency may require sufficient proof of identification of the 
minor and of identification or authority of the minor's parent or guardian. If the 
consumer reporting agency does not have a file pertaining to the minor, the 
consumer reporting agency shall create a file for the minor and place a security 
freeze on that file. A consumer reporting agency may not charge a fee for 
creating a file for a minor or for placing a security freeze on a minor's file.' 
SUMMARY 
This amendment replaces the bill and changes the title. Beginning October 1, 2015, 
the amendment eliminates the fees that may be charged by a consumer reporting agency 
when a consumer requests a security freeze and permits the parent or guardian of a minor 
under 16 years of age to place a security freeze on the consumer report of that minor. 
COMMITTEE AMENDMENT