An Act Regarding Insurance Adjusters and Reporting Requirements for Insurance Companies
Maine Legislature, Session 125, LD 1773
Committee: Insurance and Financial Services
Sponsors: CUSHING, WHITTEMORE, FITZPATRICK, FOSSEL, KNIGHT, NUTTING, WINSOR, PLOWMAN
Amends: 24-A MRSA §1402, 24-A MRSA §1413, 24-A MRSA §1427-A

Legislative Document 
No. 1773 
H.P. 1305 
House of Representatives, January 11, 2012 
An Act Regarding Insurance Adjusters and Reporting 
Requirements for Insurance Companies 
Approved for introduction by a majority of the Legislative Council pursuant to Joint Rule 
203. 
Reference to the Committee on Insurance and Financial Services suggested and ordered 
printed. 
HEATHER J.R. PRIEST 
Clerk 
Presented by Representative CUSHING of Hampden. 
Cosponsored by Senator WHITTEMORE of Somerset and 
Representatives: FITZPATRICK of Houlton, FOSSEL of Alna, KNIGHT of Livermore Falls, 
Speaker NUTTING of Oakland, WINSOR of Norway, Senator: PLOWMAN of Penobscot. 
Be it enacted by the People of the State of Maine as follows: 
Sec. 1.  24-A MRSA §1402, sub-§1, ¶¶E and F, as enacted by PL 1997, c. 457, 
§23 and affected by §55, are amended to read: 
E.  Persons adjusting only life and health insurance claims; or 
F.  Adjuster trainees.; or 
Sec. 2.  24-A MRSA §1402, sub-§1, ¶G is enacted to read: 
G.  An individual who collects claim information from, or furnishes claim 
information to, insureds or claimants and who conducts data entry including entering 
data into an automated claims adjudication system as long as the individual is an 
employee of an adjuster licensed under this chapter or the adjuster's affiliate when no 
more than 25 such persons are under the supervision of one licensed adjuster or 
insurance producer described under paragraph C. For purposes of this paragraph, 
"automated claims adjudication system" means a preprogrammed computer system 
designed for the collection, data entry, calculation and final resolution of portable 
electronic device insurance claims that: 
(1)  May only be used by a licensed adjuster, insurance producer or supervised 
individual operating pursuant to this paragraph; 
(2)  Must comply with all claims payment requirements of the Maine Insurance 
Code; and 
(3)  Must be certified as compliant with this paragraph by a licensed adjuster that 
is an officer of a business entity licensed under this chapter. 
Sec. 3.  24-A MRSA §1413, sub-§2, as amended by PL 2001, c. 259, §14, is 
further amended to read: 
2.  Officers; directors; members; partners.  A business entity shall notify the 
superintendent of its members, directors, officers or partners, and of all executive officers 
and directors of entities owning and individuals owning, directly or indirectly, 51% or 
more of the outstanding voting securities of the applicant, within 14 days of a request for 
such information by the superintendent. A nonresident business entity applying for a 
license under this chapter whose home state as defined in section 1420-A, subsection 2 
complies with all the provisions of this section is not required to submit background 
information regarding its executive officers, directors and owners of outstanding voting 
securities. 
Sec. 4.  24-A MRSA §1427-A, sub-§1, as enacted by PL 2001, c. 259, §32, is 
amended to read: 
1.  Exemption.  An individual who applies for an adjuster or consultant license in 
this State who was previously licensed as such in another state is not required to complete 
any prelicensing education or examination pursuant to section 1410. This exemption is 
only available if the person is currently licensed in that state or if the application is 
received within 90 days of the cancellation of the applicant's previous license and if the 
prior state issues a certification that, at the time of cancellation, the applicant was in good 
standing in that state, or the state's producer database records, maintained by the National 
Association of Insurance Commissioners, its affiliates or subsidiaries or any successor 
organization, indicate that the adjuster or consultant is or was licensed in good standing 
for the type of license requested. 
A resident of Canada may not be licensed as a resident adjuster pursuant to section 1411 
and may not designate this State as the person's home state unless the person has 
successfully passed the adjuster examination under section 1410 and has complied with 
the requirements of section 1472, subsection 2. 
A resident of Canada may not be licensed as a nonresident adjuster pursuant to section 
1411 unless the person has obtained a resident or home state adjuster license in another 
jurisdiction. 
As used in this subsection, unless the context otherwise indicates, "home state" means the 
District of Columbia and any state or territory of the United States that is the location of 
an adjuster's principal place of residence or principal place of business and in which that 
person is licensed to act as an adjuster. 
SUMMARY 
This bill provides that the performance of clerical activities associated with licensed 
adjuster activities for portable electronic devices does not require an adjuster's license. It 
requires insurance companies to notify the Superintendent of Insurance of all executive 
officers and directors of entities owning and individuals owning 51% or more of their 
outstanding voting securities. It clarifies the reporting standards for nonresident insurance 
companies. It adds provisions governing the licensure of a resident of Canada as an 
adjuster.