An Act To Extend Health Insurance Coverage for Dependent Children up to 25 Years of Age
Maine Legislature, Session 123, LD 0841
Committee: Insurance and Financial Services
Sponsors: BARSTOW, TREAT, VALENTINO, STRIMLING, BRAUTIGAM, CAIN, CUMMINGS, GERZOFSKY, PINGREE, SILSBY, BARTLETT, SCHNEIDER
Amends: 24-A MRSA §2742-A, 24-A MRSA §2833-A, 24-A MRSA §4233-A

Legislative Document 
No. 841 
H.P.640 
House of Representatives, February 23, 2007 
An Act To Extend Health Insurance Coverage for Dependent 
Children up to 25 Years of Age 
Reference to the Committee on Insurance and Financial Services suggested and ordered 
printed. 
Presented by Representative BARSTOW of Gorham. 
'7J1~ 1/1. 7lld£~ 
MILLICENT M. MacFARLAND 
Clerk 
Cosponsored by Representatives: TREAT of Farmingdale, VALENTINO of Saco, Senator 
STRIMLING of Cumberland and Representatives: BRAUTIGAM of Falmouth, CAIN of 
Orono, Speaker CUMMINGS of Portland, GERZOFSKY of Brunswick, PINGREE of North 
Haven, SILSBY of Augusta, Senators: BARTLETT of Cumberland, SCHNEIDER of 
Penobscot. 
Printed nn recycled paper 
Be it enacted by the People of the State of Maine as follows: 
Sec. 1. 24-A MRSA §2742-A, as enacted by PL 2005, c. 532, § 1, is amended to 
read: 
§2742-A. Extension of coverage for dependent children 
Notwithstanding section 2703, subsection 3, an .individual health insurance policy 
that provides coverage for a dependent child at certain ages only if the child is a student 
must continue that coverage H until the child is 1:lAable to remaiA eArolied iA sehool OA a 
f\:lll time basis d\:le to a meAtal or pAysieal illAess or aA aeeidefltal iflj\:lry 25 years of age if 
the child is dependent upon the policyholder and the child has no dependents of the 
child's own. TAis eoyerage may be termiAated at tAe age at wAieh eoverage for st\:ldeAts 
terminates uAder the terms of the poliey. AR iRsl:lrer may reql:lire, as a eORditioR of 
eligibility for eOAtiAl:led eoyerage iA aeeordaAee with this seetioA, that the studeAt provide 
writteA doeumeAtatioA from a health eaTe proyider aAd the studeAt's seAool that the 
stl:ldeAt is RO 10Ager eAfOlled iA sehool OR a full time basis due to a meAtal or physieal 
illAess or aeeideAtal iAjl:lF)'. 
Sec. 2. 24-A MRSA §2833-A, as enacted by PL 2005, c. 532, §2, is amended to 
read: 
§2833-A. Extension of coverage for dependent children 
Notwithstanding section 2822, a group health insurance policy that provides coverage 
for a dependent child at certain ages only if the child is a student must continue that 
coverage if until the child is uAable to remaiA eArolled iA sehool OA a full time basis due 
to a mental or physieal iIIAess or aA aeeideAtal iAjl:lF)' 25 years of age if the child is 
dependent upon the policyholder and the child has no dependents of the child's own. Th-is 
eO't'erage ma)' be termiAated at the age at whieh eoverage for stl:ldeAts termiAates uAder 
the terms of the polie)'. AA iASl:lrer may require, as a eOAditioA of eligibility for eOAtiAued 
eoverage iA aeeordaAee 'Nith this seetioA, that the stl:ldeAt provide .... 'fitteA doeumeAtation 
from a health eaTe proyider aAd the stl:ldeAt's sehool that tAe stl:ldeAt is AO 10Ager eArolied 
iA sehool 01'1 a fl:lll time basis dl:le to a meAtal or pRysieal iIIAess or aeeideAtal iAjI:ll)'. 
Sec. 3. 24-A MRSA §4233-A, as enacted by PL 2005, c. 532, §3, is amended to 
read: 
§4233-A. Extension of coverage for dependent children 
An individual or group health maintenance organization contract that provides 
coverage for a dependent child at certain ages only if the child is a student must continue 
that coverage if until the child is unable to remain eRrolled in sehool OA a fl:lll time basis 
dl:le to a mental or pR)'sieal illness or an aceidental injl:lF)' 25 years of age if the child is 
dependent upon the policyholder and the child has no dependents of the child's own. Th-is 
eoyerage ma)' be termiAated at the age at whieh eo't'erage for stl:ldeAts termiAates l:IAder 
the terms of the eontraet. AA iASl:lrer may reql:lire, as a eOAditioA of eligibilit), for 
eontiAl:led eoverage iA aeeordaA6e with this seetioA, that the stl:ldeAt proyide \vritten 
d06l:lmentatioA from a health eare proyider aAd the smdent's sehool that tAe stl:ldeAt is AO 
I 
longer enrolled in school on a fHII time basis due to a mental or physical illness or 
accidental injul)'. 
SUMMARY 
This bill requires individual and group health insurance policies to continue coverage 
for a dependent child up to 25 years of age if the child is dependent upon the policyholder 
and the child has no dependents of the child's own.