An Act To Require Owners and Operators of Snowmobiles and All· terrain Vehicles To Carry Liability Insurance
Maine Legislature, Session 121, LD 1665
Committee: Insurance and Financial Services
Sponsors: COLLINS, DAGGETT, BLANCHETTE, JODREY, MARLEY, SAMPSON, USHER, DAMON

MAINE STATE LEGISLATURE 
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I2lst MAINE LEGISLATURE 
Legislative Document 
No. 1665 
H.P. 1241 
House of Representatives, December 19,2003 
An Act To Require Owners and Operators of Snowmobiles and All· 
terrain Vehicles To Carry Liability Insurance 
Approved for introduction by a majority of the Legislative Council pursuant to Joint Rule 
203. 
Received by the Clerk of the House on December 16, 2003. Referred to the Committee on 
Insurance and Financial Services pursuant to Joint Rule 308.2 and ordered printed pursuant to 
Joint Rule 401. 
Presented by Representative COLLINS of Wells. 
Cosponsored by President DAGGETT of Kennebec and 
'/7j~ frl.1lldC~ 
MILLICENT M. MacFARLAND 
Clerk 
Representatives: BLANCHETTE of Bangor, JODREY of Bethel, MARLEY of Portland, 
McNEIL of Rockland, SAMPSON of Auburn, USHER of Westbrook, Senators: DAMON of 
Hancock, SA V AGE of Knox. 
Printed on recycleJ paper 
Be it enacted by the People of the State of Maine as follows: 
Sec. 1. 12 MRS A §13001-A is enacted to read: 
§13001-A. 
Liability insurance prerequisite to reaistration of 
snowmobile or ATV 
1. 
Prerequisite to registration. 
A person may not register 
a snowmobile or ATV in this State after June 30, 2005 unless the 
person satisfies the commissioner or an agent designated by the 
commissioner 
that 
the 
snowmobile 
or 
ATV 
is 
covered 
by 
a 
liability insurance policy in accordance with this section. 
2. 
Standards for liability coverage. 
Liability insurance 
coverage under this section must be obtained at a minimum of: 
A. 
For damage to property, $25,000; 
B. 
For injury to or death of anyone person, $50,000; 
C. 
For one accident resulting in injury to or death of more 
than one person, $100,000; and 
D. 
For medical payments pursuant to subsection 3, $1,000. 
3. 
Medical payments. 
A liability insurance policy issued 
for a 
snowmobile or ATV registered in this State must provide 
coverage in an amount egual to or greater than $1,000 per person 
for medical costs incurred as a result of injuries sustained in 
an accident involving the insured snowmobile or ATV. The coverage 
reguired by this section applies only to medical costs incurred 
during one year following the date the injuries are sustained. 
4. 
Maintenance of liability insurance requi~ed_ 
After June 
30, 
2005, 
the 
owner 
of 
a 
snowmobile or 
ATV 
reguired to be 
registered in this State shall maintain at all times the reguired 
amount of insurance under subsection 2 during the term of the 
registration of the snowmobile or ATV. 
A person who violates 
this subsection commits a civil violation for which a fine of not 
less than $100 nor more than $500 may be adjudged. 
5. 
Evidence of registration. 
An operator of a snowmobile 
or ATV must carry evidence of insurance at all times that the 
snowmobile or ATV is in operation. 
SUMMARY 
This bill requires an owner or operator of a snowmobile or 
an all-terrain vehicle to carry liability insurance in an amount 
Page l-LR2323(1) 
equal to the amount required for an owner or operator of a motor 
vehicle.