Locations Contact Help LOGIN PERSONAL BUSINESS WEALTH INSURANCE ABOUT Borrow Up to 100% of Your Home's Value. GET STARTED and apply online! Home Equity Plus What have you been postponing? Consider what's possible with Home Equity Plus. Looking to design your dream kitchen or add a home office? Is funding your child’s education top of mind? Maybe it's time for some home repairs or debt consolidation. Whatever it is you want this year, get to it sooner by leveraging your home’s value. Why Choose a Home Equity Plus Loan*? Leverage up to 100% of your home’s value Fixed monthly payments Convenient and flexible terms Local team at your service What If My Mortgage Is Still Fairly New? Having a loan balance more than 80 percent, doesn’t mean you have to skip those upgrades you’ve wanted to make since day one. With Home Equity Plus, you can borrow without running up your credit cards! That makes your budget more predictable and keeps your good credit intact. Why wait to invest in the next version of your home. Get Started! Check out all of our convenient and budget-friendly Home Equity options and apply online. *Home Equity Plus Loan is a secondary mortgage on primary 1-2 family residences only. Maximum secondary mortgage amount is $250,000. Maximum approved financing is 100% of appraised value of house minus existing first mortgage balance. Glens Falls National Bank checking or savings account required. Terms and conditions apply. Please contact a bank representative for complete details. Subject to credit qualified. Part of the Arrow Family of Companies Corporate | Contact Us | Website Accessibility | Disclosures | Privacy | In the News | Join Our Team | Site Map NMLSR ID: 473214 | Routing Number: 021302554 Member FDIC/Equal Housing Lender © 2021 Glens Falls National Bank and Trust Company.