Locations & Hours | Contact Us | Home Your Privacy Rights Concerns About COVID-19 Menu Main Checking El Dorado Savings Bank offers a number of checking accounts to fit your needs. Looking for simple checking account with no monthly fees, check out our Value Checking. Or maybe you are looking for interest earning checking; look for our Investors Money Market Checking as well. Choose from our line of competitive checking accounts that offers no minimum balance fee when you maintain a qualifying balance or make it easy on yourself – open a Senior Interest Checking* and we will waive the monthly fee regardless of your balance. Best of all, we offer lots of FREE service like free ATM or Visa Check Card, free Internet Banking, free Teller Service and more. Choose the checking account that fits you and Apply Now! Value Checking $50 Minimum to Open Unlimited Check Writing Free ATM/Visa Check Card Free Internet Banking Free Internet Bill Payment Free Teller Service Free Customer Service Calls Images of paid checks available through free Internet Banking Service Limited copies of paid checks available free each month. Provides electronic delivery of your monthly statement through our Internet Banking Service. If you choose to receive a paper statement instead of an electronic statement there will be a monthly fee of $3. An inactivity fee of $4 will be charged for any monthly statement cycle in which your account has no activity and your minimum balance for the statement cycle is less than $300. Apply Now! Electronic Checking $100 Minimum to Open $4 monthly fee if minimum balance falls below $1500; fee waived with monthly Direct Deposit No Overdraft Fee Free 24/7 Online and Mobile Banking Free Internet Bill Payment Free ATM/Visa Check Card Free Teller Service Free Customer Service Calls If checks are presented for payment on the Electronic Checking account, a $.50 per item fee will be imposed Provides electronic delivery of your monthly statement through our Internet Banking Service. If you choose to receive a paper statement instead of an electronic statement there will be a monthly fee of $5. Apply Now! Regular Checking $100 Minimum to Open $8 monthly fee if minimum balance falls below $500; fee waived with monthly Direct Deposit or for Seniors age 55 or older Unlimited Check Writing Includes images of paid checks with monthly statement Free ATM/Visa Check Card Free Internet Banking Free Internet Bill Payment Free Teller Service Free Customer Service Calls Provides electronic delivery of your monthly statement through our Internet Banking Service. If you choose to receive a paper statement instead of an electronic statement there will be a monthly fee of $3. Apply Now! Interest Checking View Rates » $100 Minimum to Open $9 monthly fee if minimum balance falls below $1,000; fee waived with monthly Direct Deposit or for Seniors age 55 or older Interest earned on balances $500 or more Unlimited Check Writing Includes images of paid checks with monthly statement Free ATM/Visa Check Card Free Internet Banking Free Internet Bill Payment Free Teller Service Free Customer Service Calls Provides electronic delivery of your monthly statement through our Internet Banking Service. If you choose to receive a paper statement instead of an electronic statement there will be a monthly fee of $3. Apply Now! Investor's Money Market Checking View Rates » $5,000 Minimum to Open $15 monthly fee if average balance falls below $5,000 Interest earned on balances $5,000 or more Unlimited Check Writing Includes images of paid checks with monthly statement Free ATM/Visa Check Card Free Internet Banking Free Internet Bill Payment Free Teller Service Free Customer Service Calls Up to $10.00 ATM surcharge refund per monthly cycle Apply Now! Quick Links Lost or Stolen Debit Card? Order Checks Mortgage Loan Originators Information about FDIC Fraud Prevention Center Disclosures Help with Financial Difficulties Contact Us Your browser does not support iFrames. CONTACT US Monday-Friday 9:00am-5:00pm 1-800-874-9779 For Online Banking assistance after hours and weekends: 1-866-374-5914 EMAIL US 4040 El Dorado Rd. Placerville, CA 95667 QUICK LINKS Locations & Hours Lost or Stolen Cards Order Checks Business Tax Payments Mortgage Loan Originators Your Loan with Us Site Map PRIVACY & SECURITY Privacy Policy Fraud Prevention Center Our Security Practices Information About the FDIC Web Accessibility Statement Your Privacy Rights © Copyright 2021 El Dorado Savings Bank. All Rights Reserved. Use Acrobat to view PDFs