.cls-1,.cls-2{fill:#fff;}.cls-1{fill-rule:evenodd;}Optio_Cove_Horizontal_White_RGB HOME OUR BUSINESS OUR PEOPLE CONTACT US JOIN US Our team has decades of experience in the commercial construction liability marketplace. This experience proves that a one-size fits all approach does not work for sophisticated commercial project owners or general contractors. We take the time to develop a greater understanding of the insured and their business – and are available throughout the policy to assist our insureds. We design solutions that work for the insured and the insurance carrier. Our General Liability for Commercial Projects is available exclusively through our Wholesale Unit. THE COVE PRODUCT 4 year policy term available Primary Limits up to $5m/$5m/$5m Per project limits and annual reinstating general aggregate limits if required. Occurrence Coverage based on ISO policy form Written as a traditional practice policy, Rolling OCIP /CCIP or project specific policy Inadvertent Condo Conversion coverage available – for GC’s that build only apartments for developer clients but fear a subsequent owner will convert to condos Projects can be added on a “pay as you go” basis Deductible and SIR option available Defence costs outside limits Available in all States except New York For sale residential construction can be written on a separate form Limited condo conversion coverage available. THE COVE COMMERCIAL CLIENT Believes that protecting one’s reputation is key to survival General Contractors Commercial Owners Apartments Industrial/Mfg. Office/Retail Structures Infrastructure/Street and Roads Transportation Light commercial Healthcare facilities Government offices and facilities Educational structures/schools/religious Sport / Leisure – (golf driving ranges/hotels etc) Please click here for Ten Reasons To Choose Cove : Commercial Please click here for information on Cove Claims. CONTACT OUR WHOLESALE UNIT TONY FRAGGER T: +1 925 408 9539 More Information MELODY BELL T: +1 323 788 0828 More Information CONTACT OUR US TEAM FOR OTHER COMMERCIAL PRODUCTS GEORGE DALE T: +1 310 488 5481 More Information TODD ROWLAND T: +1 530 370 0187 More Information For more key contacts, please see our people Cove Programs Insurance Services LLC 515 South Flower Street 18th and 19th Floors Los Angeles CA 90071 Cove Program Underwriting 10th Floor, 1 Minster Court Mincing Lane London EC3R 7AA Cove Program Underwriting, a trading name of Optio Underwriting Ltd. © 2021 Optio Underwriting Ltd. Terms and Conditions Privacy Policy Cookie Policy We use cookies to ensure you get the best experience on our website. Read our Cookie Policy for more information. OKAY, CONTINUE