Listen VA loan When expanding municipal water and sewage, it is possible to get a loan for the construction fee. If a property owner can not finance the fee, it is possible to apply for a VA loan with the VA company in Karlskoga AB / Karlskoga Energi och Miljö. The Act (2006: 412) on public water services states in section 36: A construction fee shall be distributed over annual payments (installments) over a certain period, for a maximum of ten years, if: the fee is onerous in view of the property's financial viability and other circumstances, the property owner requests that the fee be distributed, and the property owner provides acceptable security. The law also sets an interest rate for these loans. It amounts to Reference Rate +2% units. The reference interest rate is an interest rate that is set once every six months by the Riksbank. The interest rate can be changed on 1 January and 1 July. At present, it amounts to 0%, which means an interest rate for the borrower of 2%. Application - here's how to proceed Download and fill in the form: Application for a VA loan regarding construction fees Information for all property owners must be included in the application. Also attach: Message from the VA company regarding construction fee. Denied loan application from bank. Information about other security in addition to the mortgage deed and surety. Submit your application for a VA loan to: Karlskoga Energi & Miljö AB Finance Department Box 42 691 21 Karlskoga Vid frågor är du välkommen att kontakta: Mårten Saverstam, ekonomichef Karlskoga Energi & Miljö (KEMAB) prövar ansökan enligt rutin nedan: Fastighetsägare hänvisas i första hand till bank om finansiering sker via lån. KEMAB prövar låneansökan om nekad låneansökan från bank kan visas upp. Låntagaren bör visa upp godtagbar säkerhet, Säkerhet kan bestå av godtagbar borgen. Ränta och amorteringstid följer villkoren i Lag om allmänna vattentjänster enligt ovan. Eventuell kostnad för uttag av pantbrev bekostas av låntagaren. Faktura skickas ut 12 gånger per år, den siste i varje månad, fakturaavgift 29 kr. Uppläggningskostnad 400 kr. Lånet följer låntagaren vilket innebär att återstående skuld skall återbetalas om fastigheten säljs. Kravärenden, om amorteringsplanen inte uppfylls, följer KEMABs normala rutiner. KONTAKTA OSS Karlskoga Energy & Environment Tel: 0586 - 750 100 Hourly around the clock: 0586-750 200 Box 42, 691 21 Karlskoga info@karlskogaenergi.se ALSO READ ABOUT Operating information News My pages Press Visit & Delivery CUSTOMER SERVICE Contact Self-service Relocation notification Invoice question About personal data FÖLJ OSS Facebook YouTube LinkedIn Instagram