Search Personal Business Loans Rates Community Contact Us Branch & ATM Locations Savings Savings Open Account Certificate of Deposit Money Market Select Savings Account Blue Bucks Kids Club Retirement Savings CERTIFICATE OF DEPOSIT (CD) CDs are the easiest way to save if you do not need immediate access to your money. Earn interest and feel secure in the certainty of any Certificate of Deposit product. Choose from short- to long-term CD rate options, and lock in a guaranteed rate for whatever length of time you want. Typically, the longer the term you select, the higher the interest rate. Perfect for… Long-term savings goals Retirement savings Adding secure investments to an overall savings strategy MORE ON CDS CD RATES PASSCARD SAVINGS If you are opening your first savings account or want to save for unplanned expenses or special purchases, this is the account for you. With as little as $100, you can begin to save and earn interest. Perfect for… Everyone An unplanned expense account (emergency savings) Specific goals or special purchases MORE ON PASSCARD SAVINGS MONEY MARKET SELECT Earning a higher interest rate and having cash easily available for alternative investments are both convenient and smart. The Money Market Select account is like a savings account, but with the added features of a checking account. The more you save in the account, the more you’ll earn with this tiered-rate account. Perfect for… Maintaining higher balances Flexible access to your money Unplanned expense account MORE ON MONEY MARKET SELECT MONEY MARKET SELECT RATES INDIVIDUAL RETIREMENT ACCOUNTS (IRA) Retirement near or far? Either way, achieve greater growth and tax advantages from an IRA. Roth IRAs allow for potential tax-free withdrawals during your retirement, while Traditional IRAs may reduce your taxes now and earnings are not taxed until you take your money. Regardless of which you choose, IRAs offer an opportunity to save for a comfortable retirement with long-term tax benefits. Perfect for… Retirement savings Old 401k rollovers Tax advantages ROTH IRA TRADITIONAL IRA COVERDELL EDUCATION SAVINGS ACCOUNT The Coverdell Education Savings Account helps parents save and pay for their children’s education at any level – from kindergarten through college. Coverdell contributions aren't tax deductible, but withdrawals aren't subject to federal income taxes as long as they are used for "qualified education expenses" like tuition and fees. Start saving for your child’s future today. Perfect for… Parents and Grandparents Saving for college MORE ON COVERDELL SAVINGS ACCOUNT BLUE BUCKS KIDS' SAVINGS Teaching our youngest members to be great savers! The Blue Bucks Kids' Savings Club is a kid’s savings account, plus so much more. The perfect first account for kids ages 0 – 13 that offers extra benefits like a new member kit with gifts, quarterly rewards, activity newsletters and an annual birthday surprise. Join today. MORE ON BLUE BUCKS SIMPLE SAVINGS STRATEGIES FOR GREATER RETURN Saving for retirement or college or even a “rainy day” fund can seem overwhelming because of the endless information available to you. At Capitol Federal®, we understand how difficult it can be to decide what is best for you and your family. That’s why we’ve outlined a few simple strategies you can start using today to see a greater return on your savings tomorrow. VIEW SAVINGS STRATEGIES <span class="is-hidden">Facebook</span> <span class="is-hidden">Twitter</span> <span class="is-hidden">Instagram</span> <span class="is-hidden">YouTube</span> <span class="is-hidden">Pinterest</span> <span class="is-hidden">LinkedIn</span> Investor Relations Careers Privacy and Security About Us Copyright © 2021, Capitol Federal® Savings Bank. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL FEDERAL FINANCIAL, INC.®, CAPITOL FEDERAL FOUNDATION®, HERITAGE TRAVEL CLUB®, CAPITOL FEDERAL AMPHITHEATER® and the associated logos and family of marks are registered and/or proprietary trademarks of Capitol Federal® Savings Bank.