LOGINS LOCATIONS Sign up, Call 24/7 (800) 513-7678 or Contact Us PERSONAL BUSINESS TECHNOLOGY SECURITY WHY FROST? OPEN AN ACCOUNT Why Frost? Our values set us apart. Experience the Frost difference. Open Checking Account Here’s what that means for you. Expert support whenever you call. Now more than ever, it’s crucial to know you have help when you need it. Call (800) 513-7678 anytime, and you’ll speak to a banker who can answer any financial questions you have. You don’t have to bank with us to matter to us. Get in touch Technology that keeps getting better. We never stop looking for new ways to make banking simpler, smarter and better. And as our customer, you should always expect to see new developments from us, like Freeze Your Card and the Frost App for Apple Watch®. Explore our technology A safe and secure place for your money. We work hard to protect your information, prevent fraudulent activity and alert you of any unusual activity. Because keeping your money safe is our most important priority. Learn more about our security measures Easy access to your money. Not only can you text, email and transfer money with our top-rated technology, but you can also enjoy easy access to your cash with over 1,200 ATMs and 130 financial centers across Texas. Find locations near you A force for good in your community. We only succeed by helping our customers succeed. So we do everything in our power to make a positive impact in the communities we serve—from performing more than 150 good deeds for our anniversary to our mission to inspire optimism. Explore Opt for Optimism Award-winning service you’ll only find at Frost. When you have an account with Frost, you have a relationship with Frost. We’ll answer the phone when you call 24/7, right here in Texas. And we’ll be here for you with a square deal and prudent financial advice and tools to help you with all the milestones in the years ahead. Don’t take our word for it. Here’s what our customers have to say about us. The best feature ever. Two rings and a person! Love it! Jeff N. Personal Checking Accounts We’re proud to offer a suite of checking account options, tailored to meet you where you are in your financial life today and support you for years to come. Explore account options Personal Loans We have a variety of products to help you pay off unexpected bills or finance a home improvement project. Every loan comes with the Frost relationship you rely on. See personal loan options Ready to open a personal checking account online? We’ll take care of everything to make it easy to open your checking account with Frost. Have these things handy. Social Security Number We’re required by federal law to collect your SSN. Goverment-Issued Photo ID This can be a driver’s license, state ID or U.S. military ID. Minimum Opening Deposit You’ll need to make an initial deposit of $25 or more. Open Checking Account More convenient ways to open an account with us. Whether you’d prefer to use our app, call us or visit us in person, it’s easier than ever to change banks. Download the Frost App Talk to a Frost Banker Monday–Friday, 8am–7pm Saturday, 9am–1pm (866) 376-7889 Request a call or email Find a Frost Financial Center With over 130 financial centers in Texas, we’re never too far away. Find a location Helpful Information CRA Help & Support Contact Us Locations Security Fraud Prevention Forms Agreements & Disclosures Bank Holidays Accessibility FATCA Sitemap Company Information About Us Expertise Heritage Leadership Community News Investor Relations SEC Filings Investor News Careers Products and Services Personal Banking Personal Investments Personal Insurance Business Banking Business Investments Business Insurance Connect With Us Facebook YouTube Twitter Instagram Social Media Terms of Use Investment and insurance products are not FDIC insured, are not bank guaranteed, and may lose value. Brokerage services offered through Frost Brokerage Services, Inc., Member FINRA/SIPC, and investment advisory services offered through Frost Investment Services, LLC, a registered investment adviser. Both companies are subsidiaries of Frost Bank. Additionally, insurance products are offered through Frost Insurance. Deposit and loan products are offered through Frost Bank, Member FDIC. Android and Google Play are trademarks of Google Inc. The Android robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License. Apple, the Apple logo, iPad, iPhone, and iPod touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Internet Privacy Disclosure Terms of Use Consumer Complaint Notice Routing Number: 114000093 SWIFT Code: FRSTUS44