Locations Support Financial Education About us Personal Wealth Management Business Corporate & Commercial Institutional Log in You are here: Vehicle loans / Auto loans / Auto loan payment calculator Auto loan calculator Use our loan payment calculator to estimate your monthly loan payment or purchase price for a new or used car.1 How to calculate monthly loan payment Adjust the loan amount and loan term length on the loan payment calculator to see how it impacts your monthly payments. Auto loans have a minimum loan term of 12 months and minimum loan amount of $5,000. How much do you need? Amount to borrow Enter any amount from $5,000 to $100,000. How long is your loan term? Term 12 months 24 months 36 months 48 months 60 months 72 months Enter any loan term from 12 to 72 months. What’s your ZIP code? Zip code Enter any valid 5-digit ZIP code. Personal checking or savings discount Get a 0.50% rate discount if you set up automatic payments from a U.S. Bank account. Calculate The estimated monthly payment is 877 dollars with an APR of 3.34 percent, based on the amount entered in the calculator ESTIMATED MONTHLY PAYMENT $0 APR: 0% 2 Final amount may vary due to borrower’s credit score and other credit qualifiers. Find the right auto financing for you. Buying a new car means you drive away enjoying that new car smell. Learn about new auto loans It’s maybe not brand new, but that used car is new-to-you and feels just as good. Learn about used auto loans Refinancing means you could lower your payments with the same vehicle you love. Learn about auto refinancing READY TO GET STARTED? icon-dec-checkmark Apply now Call 888-872-2657 icon-dec-branch Find a branch icon-sys-datepicker Schedule an appointment Disclosures Start of disclosure content Information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. Using this calculator does not constitute an application for credit, and we are not qualifying you for any credit product. We encourage you to seek personalized advice from qualified U.S. Bank professionals regarding all personal finance issues. U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation. Return to content, Footnote 1 Start of disclosure content Rates as low as 2.34% APR (Annual Percentage Rate) are available for auto loans with a 36-month or less term; for $30,000 or greater; a LTV of 80% or less; a vehicle age of 12 months or less; and an applicant with a credit score of 800 or higher. Rates may be higher for loans to purchase a vehicle from a private party, smaller loan amounts, longer terms, lien free auto equity, vehicles older than 6 model years, a lower credit score and other qualifiers. In order to receive the lowest rate advertised, a setup of automatic payments from a U.S. Bank personal checking or savings account is required but neither are required for loan approval. The Consumer Pricing Information brochure lists fees, terms and conditions that apply to U.S. Bank personal checking and savings accounts. This brochure can be obtained by visiting a U.S. Bank branch or calling 1-800-872-2657. Loan fees apply. Loan payment and APR will vary based on the loan amount, the term, and any fees. Loan payment example: a $30,000 automobile loan at a 36 month term, monthly payments would be $863.74 and APR of 2.34%. A prepayment penalty of 1% of the original loan amount applies if the account is closed within 1 year, with a $50 minimum and $100 maximum. There may be a title registration fee which is determined by your state of residence. Offer is subject to credit qualifications. Rates are subject to change. Some additional restrictions may apply. Installment loans are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association. Member FDIC ©2021 U.S. Bank. Return to content, Footnote 2 Equal Housing Lender Support Security Financial education Site map Careers Accessibility Online tracking & advertising Privacy CoBrowse U.S. Bank 800 Nicollet Mall Minneapolis MN 55402 ©2021 U.S. Bank