Shareholders and Investors General Information History of Corporate Operations History of Corporate Operations Offer to acquire outstanding shares and ADSs of Banco Santander Mexico (August 2019) Banco Popular Acquisition Capital increase (July 2017) Historical information of Banesto Mergers Spin-offs Información pública de Popular Bolsa S.V., S.A.U. USEFUL LINKS LEGAL LINKS OF INTEREST © Banco Santander S.A. All rights reserved. Corporate Headquarters: CGS Av. Cantabria s/n 28660 Boadilla del Monte, Madrid (Spain) COOKIE CONFIGURATION For Banco Santander, it is important to adapt to your tastes and preferences. To this end, we use proprietary and third-party cookies to differentiate your experience from that of other users, for analytical purposes and to deliver personalised advertising based on a profile drawn from your browsing habits. You can configure cookies or accept all of them. This banner will remain active until you run one of the two options. For further information, please consult our Cookie Policy. CONFIGURE COOKIES It only takes you a few seconds ACCEPT ALL COOKIES

Shareholders and Investors Financial and economic information Annual Report Annual Report Access all content of the Annual Report, selecting the year you wish to consult. 2020 2020 Online Report Strategic vision 18,6 MB Chairman's letter 405,9 KB Chief executive officer's letter 447,4 KB Annual report 41,4 MB Consolidated directors’ report (p. 4) Business model and strategy (p. 6) Responsible banking report (p. 14) Corporate governance report (p. 168) Economic and financial review (p. 310) Risk management and compliance (p. 420) Glossary (p. 496) Consolidated financial statements (p. 502) USEFUL LINKS LEGAL LINKS OF INTEREST © Banco Santander S.A. All rights reserved. Corporate Headquarters: CGS Av. Cantabria s/n 28660 Boadilla del Monte, Madrid (Spain) COOKIE CONFIGURATION For Banco Santander, it is important to adapt to your tastes and preferences. To this end, we use proprietary and third-party cookies to differentiate your experience from that of other users, for analytical purposes and to deliver personalised advertising based on a profile drawn from your browsing habits. You can configure cookies or accept all of them. This banner will remain active until you run one of the two options. For further information, please consult our Cookie Policy. CONFIGURE COOKIES It only takes you a few seconds ACCEPT ALL COOKIES