Third Federal Savings & Loan 1.800.844.7333 Careers Contact Us Branch Locator Home Borrowing Refinance with Little Equity Need Help Finding Your Solution? Select Your Loan Purpose Select Your Loan Purpose Community Development Lending Down Payment Assistance Low Down Payment Loans Refinance with Little Equity Think you don’t have enough equity in your home to refinance? Think again! At Third Federal, you can refinance even if you only have very little equity in your home. And the best news is that it costs you absolutely nothing. It’s true; we pay all of the closing costs which save the average customers about $2,700. But that’s not all. You can save significantly on your monthly payment – on average about $100 each month. And we offer lower rates, which are about 2.00% APR lower than other refinance programs. Refinance Rates for December 01, 2021 Cuyahoga County, Ohio Select State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Select County Adams Allen Ashland Ashtabula Athens Auglaize Belmont Brown Butler Carroll Champaign Clark Clermont Clinton Columbiana Coshocton Crawford Cuyahoga Darke Defiance Delaware Erie Fairfield Fayette Franklin Fulton Gallia Geauga Greene Guernsey Hamilton Hancock Hardin Harrison Henry Highland Hocking Holmes Huron Jackson Jefferson Knox Lake Lawrence Licking Logan Lorain Lucas Madison Mahoning Marion Medina Meigs Mercer Miami Monroe Montgomery Morgan Morrow Muskingum Noble Ottawa Paulding Perry Pickaway Pike Portage Preble Putnam Richland Ross Sandusky Scioto Seneca Shelby Stark Summit Trumbull Tuscarawas Union Van Wert Vinton Warren Washington Wayne Williams Wood Wyandot Select Product HomeReady Refinance Product Rate APR 15 Year HomeReady Refinance 2.29% 2.29% 30 Year HomeReady Refinance 2.89% 2.89% FIND A BRANCH CALL TODAY Click here to view related disclosures Mortgage Refinance At Third Federal, we provide genuinely low rates and closing costs without any tricks or undisclosed mark-ups. Preapproval You’ll receive our fully underwritten preapproval—not just a prequalification. When home sellers and realtors see that you are preapproved with us, they know you’re a qualified buyer, plus we lock your rate at preapproval. Mortgage Purchase You won't find a better mortgage package – anywhere. No matter which of our many mortgage products you choose, you always get a wealth of benefits. Home Equity With rates near an all-time low, a home equity line or loan is a great option if you’re looking to make a home improvement, buy a car, pay for college tuition, or consolidate high-interest debt, plus our rates are usually at least .25 percent below other lenders. Borrowing Help Center Get tips on smart borrowing, monitor rates, and learn about our home buying seminars. Quick Links Monitor Rates Home Buying Seminars FAQs Borrowing Saving Tax Deferred Savings Resources Our Advantage Security & Privacy CCPA Notice FAQs Disclosures Careers Company Information Investor Relations Bank Owned Properties National Headquarters 7007 Broadway Ave. Cleveland, OH 44105 1.800.844.7333 Site Map Privacy Policy Accessibility © 2021 Third Federal Savings & Loan TWITTER(OPENS IN A NEW WINDOW) FACEBOOK(OPENS IN A NEW WINDOW) CONNECT WITH US