About Us Our Partners Press Releases Careers Contact Us Welcome to 4Life International The 4Life International Group (“4Life”) is an innovative group of direct to consumer insurance distribution companies all of whom share a common commitment to excellence. Our customer focused business model, which has generated more than 5 million policies, began in South Africa in the late 1980’s and later successfully introduced to the USA, UK and Australia over three decades before expanding to Europe. Since 2008, 4Life has been a provider of simplified and guaranteed insurance options on behalf of carefully selected insurance companies in a number of European countries. More than two million people, both young and old have been served in this short space of time. About Us 0 + Employees 0 Countries 0 million+ Customers Served £ 0 million Cover In Force Our Companies Life insurance is one of the most important gifts someone can give their family and our companies pride themselves in perfecting the art of offering easy to understand, affordable and convenient insurance easily and directly to consumers. To achieve this, we rely on the expertise and international industry knowledge gained from around the world in the last 30 years. 4Life Direct International based in London provides managerial and strategic support to companies in the group helping them become leading distributors of life insurance in their own countries 4Life Direct Poland established in Warsaw in 2008 4Life Direct Hungary established in Budapest in 2012 4Life Direct Czech Republic established in Prague in 2015 4Life Direct Slovakia established in Bratislava in 2015 4Life Direct Greece established in Athens in 2017 Our Product Lines We have developed trusted relationships with leading insurance providers and are therefore able to offer amongst other solutions:. No medical questions, guaranteed issue Whole of Life insurance Accident cover providing lump sum payout for death or disability No medical tests, Term Life cover. An easy, affordable way to cover specific events, be it a mortgage or the independence of children Hospital Cash providing daily payments to cover days spent in hospital Our Values Simplicity We believe that life insurance must be easy to understand and obtain and that customers should know exactly what they are buying. We only work with insurers who offer easy to understand policies some of which have the shortest terms and conditions in the market. Convenience We look to implement innovative customer service experiences which are convenient for customers. We deal with customers directly from the convenience of their own home. Affordability We understand that our customers are operating within a budget and therefore we only work with insurers who can offer quality insurance products at an affordable price. When you see the 4Life Direct logo you can be sure that they only offer insurance products from insurers who share this vision. Our Corporate Social Responsibility At 4Life Direct we embrace the lives and interest of our staff outside work. Through our monthly employee recognition programme, winners are able to select a charity, society or club of their choice for the group to donate to. Some of the Charities we have supported in 2016 are: Foundation Rak’nRoll in Poland – supporting women with cancer Lubartowski Association of Hospice of ST-Anna – providing support and care for cancer patients Lake Zykwieckie – a sports club focussed on young people Help on Time – supporting abused children National Association for Children with Cancer and Leukemia organization St. Martin's Children's Safety Service Public Benefit Foundation Noah's Animal Shelter Foundation Animal shelter Budaörs Our Leadership The men and women who lead 4Life are dedicated, experienced and forward-thinking. We come from all backgrounds and walks-of-life John Gammie John is a graduate of Stellenbosch University and the University of KwaZulu Natal in South Africa and is a qualified Chartered Accountant. He has many years’ experience of working in the financial services sector in the United Kingdom including Credit Suisse Investment Bank and, for the last 10 years, at the global insurance broker Willis. At Willis his roles included leading a successful international change programme, Deputy Group FP&A Director and CFO Global Transport. He has years of experience communicating across international businesses with various stakeholders including boards, investors, bankers and regulators. John is currently the Managing Director of 4Life Direct International and is responsible for leading the company strategy while managing the day-to-day running of the business. Our Partners We only choose partners that are led by the same principles as us – simplicity, convenience and affordability. The Red Sands Insurance Group which includes both life and non-life companies shares our vision, offers superior insurance products and provides the financial strength and credibility that is expected from a large international group. Most importantly, the Red Sands Insurance Group offers a wide range of products and services to all sectors of the European market, regardless of location. It currently has over 1 million clients across Europe and has paid over £67 million in claims in 2016, alone. The Red Sands Insurance Group are also associated with a large international insurance group with more than 6.5 million clients worldwide and global gross written premiums of €1 billion. Correlation Risk Partners work together with distributors and administrators of products to maximise return for all parties in the relationship. S7 Health offer health medical packages that provide reliable and fast access to doctors and treatment in over 1,000 best private clinics in Poland. Europe Assist is a global provider of assistance services to people in the fields of health, home and family life, automotive and travel. Press Releases / Awards Top Customer Friendly Company 4Life Direct Poland has received the Top Customer Friendly Company award every year Since 2010, from the Institute of Management for Customer Service. Careers We are more than just an insurance distribution group. At 4Life, we are constantly striving to find new, progressive and innovative ways of making life easier for our customers. However, we know this can’t happen without exceptional talent. By joining 4Life you know that you will be touching the lives of millions of people in Europe. We are dedicated to developing and growing each of our employees in a multitude of different roles and skillsets. For available jobs please submit your cv to careers@4lifedirectinternational.com. Contact us If you would like to find out more, please get in touch. 4Life Direct International 3rd Floor, 5 London Wall Buildings, London, EC2M 5NS E-mail: info@4lifedirectinternational.com Poland 4Life Direct sp. z o.o. ul. Chmielna 132/134, 00-805 Warszawa, Poland Tel.: +(48) 22 354 50 50 E-mail: info@4lifedirect.pl www.4lifedirect.pl Hungary 4Life Direct Kft. Madarász Viktor utca 47-49 1138 Budapest, Hungary Tel.: +(36) 06-1-696-0783 E-mail: info@4lifedirect.hu www.4lifedirect.hu Czech Republic 4Life Direct Insurance Services s.r.o. Pobřežní 394/12 186 00 Praha 8, Czech Republic Tel.: +(420) 225 985 400 E-mail: klient@4lifedirect.cz www.4lifedirect.cz Slovakia 4Life Direct Insurance Services s.r.o. Dunajská 8 811 08 Bratislava 1, Slovakia Tel.: +(421) 02 20 922 555 E-mail: info@4lifedirect.sk www.4lifedirect.sk Greece 4Life Direct Hellas Lagoumitzi 24, Kallithea, 176 71 Athens, Greece Tel.: +(30) 211 2340 904 E-mail: info@4lifedirect.gr www.4lifedirect.gr © Copyright 2016 - 4Life Direct International *Red Sands Life Assurance Company (Europe) Limited is registered and seated in Gibraltar. *Red Sands Insurance Company (Europe) Limited is registered and seated in Gibraltar. An important message for policyholders. During these extraordinary times you and your family have the peace of mind of knowing your life policy will not be affected by Covid -19 and you will be covered under the terms and conditions of your policy when you need it most. 4Life Direct is here for you and your family now and always