Home Contact Us About Us Retirement Health Life Resources myLBIG Portal Resources At Liberty Bankers, we’re committed to making it as easy as possible to find the insurance plans that are right for you. That’s why we provide helpful downloads and frequently asked questions to help guide our policyholders through the decision-making process. Forms For any other service forms not listed below, please contact your independent agent or our Policyowner Service Department. Policyowner Service Request (Form 7000-0508) Change of Address Change of Beneficiary Change of Name Request a Lost or Duplicate Policy View Form Annuity Distributions (Form 7200-0211) Systematic Withdrawal Plans Required Minimum Distributions (for tax qualified accounts) Annuitization Plans View Form Life Service Form (Form LBL PHS) Beneficiary, Name, or Owner Change Change of Address View Form Useful Links 15 Things You Need to Know About Annuities US News Read More Consider These 7 Things When Choosing Your Medicare Coverage Medicare.gov Read More FAQs These answers are intended to initiate discussions with our qualified agents. Once you’re ready to start your insurance journey, please reach out to an agent to review your personal situation. Annuities Do your annuities give me the option to select among different investment choices? Is an annuity considered a “security”? What is a fixed indexed annuity (FIA)? What is an equity index annuity (EIA)? What kind of account fees will I have to pay? What is a surrender / withdrawal charge? What happens at the end of the surrender charge period? During a surrender charge period, do I have any penalty-free access to my money? How does an immediate annuity work? How do I get information about your products and services? Is the premium I pay for an annuity tax-deductible? How are annuities taxed? When must I take distributions from my Traditional IRA? What is my required beginning date? When must I take distributions from my Roth IRA? What happens to my IRA when I die? I am the owner and the annuitant of my non-qualified annuity. What happens to the money I have placed with your company when I die? Are there any nursing home or disability riders available on your annuities? May the owner be different than the annuitant? What benefit is paid at the death of the owner, if different than the annuitant? What benefit is paid at the death of the annuitant, if the annuity contract is owned by another individual? Are joint owners permitted? How should the annuitant and beneficiary designations be structured if the annuity contract is to be jointly owned? May a trust be named the owner of an annuity? What happens at the death of the annuitant on an annuity contract that is owned by a trust? My living (revocable) trust is considered owner of my annuity contract. Does the 10% penalty for withdrawals apply if I am not yet 59½ years old? Can a charity be considered an owner and beneficiary of an annuity? What information do you need for a charity to own my annuity? Can I just name a charity as the beneficiary of an annuity I own? May a retirement plan, such as a 401(k) or defined benefit plan, be owner of an annuity? What happens at the death of the annuitant on an annuity contract that is owned by a retirement plan? May a corporation be the owner of an annuity contract? How do I access my account information? Discover Our Plans Please contact your personal tax advisor regarding your circumstances, Liberty Bankers Insurance Group and its producers are not authorized to give tax advice. Life Insurance What is life insurance? What is the cash surrender value? How do I access my policy information? How do I report a death claim? How do I change my beneficiary? How can I update my address? How much life insurance do I need? How much insurance do I need for my final expenses? What is “accelerated death benefit”? What is “no-loss term”? What is term insurance? What is whole life insurance? Is a life insurance benefit taxable to a beneficiary? Discover Our Plans Please contact your personal tax advisor regarding your circumstances, Liberty Bankers Insurance Group and its producers are not authorized to give tax advice. Pre-Need What are the advantages of Pre-Arrangement? What if I relocate? Can I transfer my Pre-Arrangement? How affordable is Pre-Arrangement? What if I am not in good health? Discover Our Plans Find the right plan for you Just reach out with the form below or give us a call at 800-731-4300. First Name * Last Name * ZIP Code Telephone Email * Topic of Interest General Info Life Insurance Supplemental Health Insurance Medicare Supplement Annuities & Retirement Planning Message * A licensed insurance professional may contact you regarding this insurance related information request. Please see our Privacy Policy for more information. Submit Call us today: 800-731-4300 About Us Company Affiliates Financial Summary CEO's Message Giving Back Management Team Retirement Annuities Liberty Legacy Health Medicare Supplemental Insurance Supplemental Health Life Final Expense Home Service Pre-Need Insurance Resources Contact Us Liberty Bankers Insurance Group | 1605 Lyndon B. Johnson Freeway, Suite 700 Dallas, Texas 75234 Privacy Policy | Terms of Use Copyright © Liberty Bankers Life Ins. Co. | All Rights Reserved. Products not available in all states. For information about your state please call 800-731-4300. LBL-GWS-CP001