Login Username Password SIGN IN PERSONAL BUSINESS RATES RESOURCES SERVICES HOURS ABOUT US CONTACT US MEMBERSHIP It’s a business tool that fits in your wallet. A 5Point Business credit card is an excellent business tool. Whether you’re self-employed or you have 60 employees, paying for everyday business expenses and keeping track of spending have never been easier. Whether you have one card or several, you can receive one consolidated statement with itemized billing. Benefit Description Minimum Limit None Annual Percentage Rate 11.9% Annual Fee No annual fee Auto Rental Collision Damage Waiver** Provides coverage for damage due to collision or theft of most rental cars. Cardholder Inquiry Service Convenient and fast, 24/7 year-round cardholder information and assistance by phone from Visa and its partners. Emergency Cash Disbursement Emergency cash disbursements, provided quickly and easily, along with arrangements for the cardholder to pick up the emergency cash at a convenient location. Lost/Stolen Card Reporting An easy process for reporting and notifying the issuing financial institution in the event of a lost or stolen Visa card. Roadside Dispatch® Emergency roadside assistance services, such as towing, fuel delivery and more, coordinated by a 24/7 on-demand referral dispatch network. Travel and Emergency Assistance Services** Help in coordinating medical, legal and travel services while away from home. Purchase Security and Extended Protection Reimbursement to the cardholder in the event of loss, theft, damage, or ﬁre within 90 days from the purchase date for eligible items purchased with an eligible Visa card. Extended protection doubles the time period of the original manufacturer’s written U.S. warranty up to one full year on warranties of three years or less. *Some restrictions apply. Credit and rate subject to approval. **Certain terms, conditions, and exclusions apply. Please click here for further details. Visa Business Credit Card close button The 5Point Visa Business Credit Card offers simple, straightforward support for your business goals with: Competitive rates No minimum limit No annual fee This is buying power that will move your business forward. Click here to view 5Point Business Credit Card benefits. Apply for a Business Credit Card CLICK TO LEARN MORE SERVICE • COMMUNITY • ACCOUNTABILITY • TEAMWORK • LOYALTY Facebook Twitter YouTube PERSONAL BUSINESS RATES RESOURCES SERVICES HOURS & LOCATIONS CAREERS ABOUT US CONTACT US Routing #: 313187571 | Employee Sign-In | Accessibility | Privacy Notice | Complaint Notice | Site Map Federally Insured by NCUA Equal Housing Opportunity NMLS# 464074 | PO Box 1366, Nederland, TX, 77627 | 1.800.825.8829 | 409.962.8793 | To file a complaint, please visit NMLSConsumerAccess.org.