Shareholders and Investors Fixed-Income Securitisation Securitisation In compliance with the provisions of article 405 of Regulation 575/2013 of June 26, on the prudent requirements of credit institutions and investment companies, Banco Santander S.A. will retain, on an ongoing basis, a material net economic interest which, in any event, shall not be less than 5 % of a securitisation position in its trading book or non-trading book. By “ongoing basis” it is understood that the retained net financial interest shall not be subject to credit risk hedging, taking of short positions or other types of hedging nor sold. All the updated details can be found in the securitization funds Quarterly Reports available on Santander de Titulización website. USEFUL LINKS LEGAL LINKS OF INTEREST © Banco Santander S.A. All rights reserved. Corporate Headquarters: CGS Av. Cantabria s/n 28660 Boadilla del Monte, Madrid (Spain) COOKIE CONFIGURATION For Banco Santander, it is important to adapt to your tastes and preferences. To this end, we use proprietary and third-party cookies to differentiate your experience from that of other users, for analytical purposes and to deliver personalised advertising based on a profile drawn from your browsing habits. You can configure cookies or accept all of them. This banner will remain active until you run one of the two options. For further information, please consult our Cookie Policy. CONFIGURE COOKIES It only takes you a few seconds ACCEPT ALL COOKIES

Shareholders and Investors Corporate governance Policy on Communication and Engagement with Shareholders and Investors Policy on Communication and Engagement with Shareholders and Investors Policy on Communication and Engagement with Shareholders and Investors (PDF 2772 Kb) USEFUL LINKS LEGAL LINKS OF INTEREST © Banco Santander S.A. All rights reserved. Corporate Headquarters: CGS Av. Cantabria s/n 28660 Boadilla del Monte, Madrid (Spain) COOKIE CONFIGURATION For Banco Santander, it is important to adapt to your tastes and preferences. To this end, we use proprietary and third-party cookies to differentiate your experience from that of other users, for analytical purposes and to deliver personalised advertising based on a profile drawn from your browsing habits. You can configure cookies or accept all of them. This banner will remain active until you run one of the two options. For further information, please consult our Cookie Policy. CONFIGURE COOKIES It only takes you a few seconds ACCEPT ALL COOKIES