Auto Insurance Careers Contact Us Personal Business Info Center Claims Center About Us Pay Bill/Manage Account Hawaii Flood Insurance In Hawaii, our sunny weather can provide a false sense of security when it comes to evaluating the risk of flooding. Hawaii is also prone to bouts of heavy rain, flash flooding as well as ocean surges due to high surf. Since flood losses are not covered by homeowners or fire insurance an unfortunate flood situation would make you responsible for any repairs to your home or property. With 25% of flood insurance claims occurring in low to moderate risk flood areas, any home can still be in danger of damage from sudden rushing water, mudflow, wave action and water overflow. More importantly, with the recent flood maps changes, many homes in Hawaii not previously at risk, may now be classified in a flood prone area. We provide flood insurance through the National Flood Insurance Program's Write-Your-Own Flood Insurance Policy. One modest annual premium is all it will take to protect you from the unexpected. For more information on a flood insurance rate quote, contact an independent insurance agent today. GET A FREE HOME QUOTE Find the right coverages to fit your situation. Quote by Phone: 643-4000 Call for your FREE Quote Monday to Friday, 8am - 5:30pm. Video – Auto, Home, Condo, Renters Find an Agent Find an Independent Agent Near You Insurance Policies Discounts and Benefits Homeowners Auto Insurance Condominium Renters Dwelling Fire Personal Umbrella ID Theft Resolution Equipment Breakdown Personal Business Info Center About Us Please note that the information contained herein is general in nature and does not represent insurance contract provisions, and is not meant to take the place of an insurance review. Please contact an independent insurance agent for more information. Copyright © 2020, Island Insurance Company, Ltd. All rights reserved. Recognized By Follow Us