Locations Security Help & Support Personal Business Wealth Management About Us LOGIN | ENROLL Share buttons We have a wide variety of financial calculators. Interactive calculations, dynamic graphs, and fully customizable reports are just a few of the features that make our calculators stand out! Mortgage Calculators What would my loan payments be? - Mortgage Loan Calculator Are you better off buying your home, or should you continue to rent? Rent vs. Buy Which is better a 15 year or a 30 year Mortgage? 15 year vs. 30 year Calculator Should I get a fixed-term loan or an adjustable term loan? ARM vs. Fixed Calculator How long will it take to break even on a mortgage refinance? Mortgage Refinance Breakeven Calculator Loan Calculators What would my monthly loan payments be? - Amortizing Loan Calculator Should you consolidate your debt into a new loan? Debt Consolidation What type of loan will work best for you? Loan comparison How do I create an amortization schedule for a loan that uses a 365-360 schedule? 365/360 Loan Calculator Investment Calculators How do I know how to balance my portfolio of assets? Asset Allocation Calculator How do I know if I am meeting my long term investment goals? Investment Returns What are the value of my stock options for the next one to twenty-five years? Stock Option Calculator Business Calculators Should your business consolidate debt? Business Debt Calculator How is my debt service coverage impacted by changing income and capital assumptions in your business? Debt Service Coverage Should you lease your equipment or finance it? Equipment buy vs lease What is your business’ estimated debt service coverage with a new loan? Commercial Loan Calculator How can you calculate areas of your business that may need your attention such as solvency, liquidity, operational efficiency and profitability? Financial Ratio Calculator How much inventory should your business hold, and when should you place orders? Inventory Analysis Retirement Savings & Planning Calculators How can you calculate the contributions into a 401(k) plan? 401(k) Calculator Should you spend or save your 401(k) balance when you leave your employer? 401(k) Spend or Save it calculator How much monthly income will your retirement savings provide you in retirement? Retirement Income What do you need to save now to have a secure retirement based on your pension? Retirement Pension Planner What do you need to save now to have a secure retirement based on your pension by yourself? Retirement Planner Is a Roth IRA conversion with distributions a good option for you? Roth IRA Conversion with Deductibles Is a Roth or a Traditional IRA better for you? Roth IRA vs. Traditional IRA What the minimum IRA withdraw requirement that I withdrawal every year? Requited Minimum distribution (RMD) for current year How does contributing to a variable Annuity help create long term tax-deferred growth? Variable Annuity Calculator Savings Calculators How much should you save for college? College Savings What would it take to save a million dollars? Cool Million How many years would it take to accumulate wealth? Savings Calculator How much savings will you have left when you take withdrawals? Savings Distribution Calculator How does the interest rate effect your savings balance? Compare Rates What are the benefits of investing in a series of CDs with different terms? CD Ladder Calculator Personal Finance Calculators How much are you spending? Home Budget Analyzer What is my net worth? Net Worth Calculator How is your credit based on by debt? Credit Assessment EXCEPTIONAL SERVICE ● SENSIBLE ADVICE® Get to Know Us Careers Accessibility Connect With Us 888-873-2640 © 2021 Horizon Bank All Rights Reserved Privacy Notice Security Site Map