Farm Credit of the Virginias Menu Rates & Terms Breadcrumb Home Loans Rates & Terms Farm Credit of the Virginias has several rate plans and term options available to suit your particular needs and unique financial situation. Not sure which option is right for you? Our team members are here to sort out your options and make a recommendation that will help you maximize the use of the money while minimizing your interest cost. Rates Read up on our rates below. Your loan officer will provide additional info to help you make a decision based on your specific financing needs and loan package. Fixed Rates Variable Rates Fixed-variable Rates Terms Depending on the kind of loan, we offer short-term, intermediate-term, and long-term repayment periods. The length of a loan repayment can range from one month to 30 years, depending on the loan program and rate selected. Good financial management dictates that loan terms correspond to the life of the operation or asset being financed. For example, seed, fertilizer, and other agricultural operating expenses are used up when the crop is grown, while items with a very long life, like farm real estate, can support longer terms. Read up on our loan term options below. We'll provide additional information about the particular loan you need for your operation, rural home or land. Short-term Loans Intermediate-term Loans (1-10 years) Long-term Loans (up to 30 years) Credit Reporting Farm Credit of the Virginias, ACA furnishes data to credit reporting agencies. The association's reporting efforts are important for aiding consumers in obtaining credit, assisting businesses in credit approval, providing consumers with timely and accurate personal credit information, reducing fraud and abuse, helping prevent identity theft, and minimizing errors in credit reporting. If you have questions regarding this process, please contact our Credit Desk at 540-886-3435 ext. 5038. Loans Farm Loans Young, Beginning & Small Farmers Youth Agricultural Loan Program Agribusiness Farm Credit EXPRESS Equipment Financing FarmLaunch Home Loans Realtor Resources Land Loans Construction Loans Rates & Terms Loan Calculators Watch Video CUSTOMER PERSPECTIVES “My relationship started with Farm Credit when I started a construction project at my home. I needed to find a lender that would work with me and my situation. We found that in Farm Credit.” Carlo Montalbano, A1 Construction Services (Timberville, VA) Before you start your application, let's get to know each other. First Name* Last Name* Street Address Farm Credit of the Virginias makes loans in Virginia, West Virginia and western Maryland. If you are buying land or a home, please select the state and county where the property is located. If you do not see the county you are interested in listed below, please visit www.farmcredit.com/locations. State* County* Albemarle Allegany (MD) Alleghany Arlington Augusta Barbour Bath Bedford Bland Boone Botetourt Braxton Buchanan Cabell Calhoun Carroll Clay Craig Culpeper Dickenson Doddridge Fairfax Fauquier Fayette Floyd Franklin Garrett Giles Gilmer Grant Greenbrier Greene Halifax Hampshire Hardy Harrison Henry Highland Jackson Kanawha Lee Lewis Lincoln Logan Loudoun Madison Marion Mason McDowell Mercer Mineral Mingo Monongalia Monroe Montgomery Nelson Nicholas Orange Patrick Pendleton Pittsylvania Pleasants Pocahontas Preston Prince William Pulaski Putnam Raleigh Randolph Rappahannock Ritchie Roane Roanoke Rockbridge Rockingham Russell Scott Smyth Spotsylvania Stafford Summers Taylor Tazewell Tucker Tyler Upshur Washington Wayne Webster Wetzel Wirt Wise Wood Wyoming Wythe Other Mobile Phone Number Home Phone Number Email* Preferred Method of Contact Email Home Phone Mobile Phone No Preference What can we help you with?* Farm Credit of the Virginias Farm Credit of the Virginias 106 Sangers Lane Staunton, VA 24401 Branch Office Hours: Monday-Friday: 8AM - 5PM Give Us a Call: 1-800-919-3276 Careers Anonymous Reporting California Consumer Privacy Act (CCPA) En Español Legal Disclosures Privacy & Security Social Links Facebook LinkedIn Pinterest Twitter YouTube Instagram NMLS# 456965 Equal Housing Lender Copyright © 2021 Farm Credit of the Virginias