Intermediary site Home Auction finance Auction finance Rates, fees and how it works Apply online Complete your application or get pre-approved before the auction. Auction finance calculator Learn about auctions Supporting auction buyers for more than 15 years. Start your search 4.7/5 average rating by independent customer feedback Buying under the hammer? Our auction finance can be used to purchase a wide range of property: Residential investments, including HMOs and multi-lets. Semi-commercial property. Commercial property (as an investment or owner-occupied). Land. We've seen all sorts of properties appear in the catalogue over the years, and have an open mind about the circumstances when we’re happy to lend. So even if it’s ex-council, high-rise, or you’ve been told it's 'unmortgageable', we may be able to offer an auction finance solution to help. We’re property auction finance experts And attend dozens of property auctions every year. In fact, there's a good chance you'll see us on the floor on auction day. If you're not a regular auction-goer, rest assured. We recognise that lots of people are interested in buying at auction these days… not just investors. Our common-sense approach to property auction finance means we can often lend when others struggle to. Including if you’re self-employed, are making your first investment purchase, or have less-than-perfect credit. Proud partners of The Great House Giveaway We're proud to bring you Channel 4's new property show, The Great House Giveaway. This innovative new programme gives people struggling to get a foothold the property ladder the chance to earn a deposit. Contestants are given a budget to buy at auction, then renovate the property before selling it on – keeping any profit they make for themselves. Refinancing your auction purchase Once you've bought at auction, you'll have up to 12 months to repay your Auction finance. You can do this by selling the property on, or by refinancing with longer-term borrowing. Which we may be able to help with. Talk to us about: Buy to Let mortgages – if you're buying a residential investment property. Commercial mortgages – if you're buying a semi-commercial or commercial property, or land. Personal mortgages – if you're buying a home to live in yourself. Any property used as security, including your home, may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Short-term auction finance Supporting auction buyers for more than 15 years. Find out more Apply for auction finance online We can often give a decision within one working day. Find out more All about property auctions. A comprehensive guide, so you've got the full picture. Find out more Reviews (62) Customer Rating 4.6 62 5 4 3 2 1 Customer Reviews Sort by: Newest Oldest 5 4 3 2 1 Clear Selection Follow us on Careers Website terms of use Privacy and cookie policy Manage Cookies Company policies Fair Processing Notice I have received someone else’s documents Important documents Together blog Together reviews The Great House Giveaway Sitemap Copyright 2021 Together is a trading style of each of the undernoted companies, which have their registered office address at Lake View, Lakeside, Cheadle, Cheshire SK8 3GW. Together Financial Services Limited | Registered in England and Wales - Company Registration Number 02939389. Together Financial Services Limited is the operator of this website. Together Personal Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA) | Registered in England and Wales - Company Registration Number 02613335. FCA number is 305253. Together Commercial Finance Limited | Registered in England and Wales - Company Registration Number 02058813 SPOT Finance Ltd trades under 2 trading names; Spot Finance Limited (Registered) and Together (trading). SPOT is authorised and regulated by the Financial Conduct Authority (FCA) | Registered in England and Wales - Company Registration Number 01998543. FCA number is 724450. Auction Finance Limited | Registered in England and Wales - Company Registration Number 04949929 Bridging Finance Limited | Registered in England and Wales - Company Registration Number 03166982 Blemain Finance Limited is authorised and regulated by the Financial Conduct Authority | Registered in England and Wales - Company Registration Number 01185052. FCA number is 719121. Together Personal Finance Limited is a member of the FLA. The FLA Lending Code can be found at www.fla.org.uk. Developed by Kagool