Home Personal Business Resources About Contact Open an Account Transaction Accounts and CD rates Mercer Savings Bank offers the lowest fees and most competitive rates available. If you need help to determine which account is right for you, contact a banking officer today. Account Type Annual Percentage Yield Interest Rate Minimum Balance NOW Checking 0.03% 0.03% $400 Passbook or Statement Savings 0.05% 0.05% $100 Money Market Deposit Account 0.05% 0.05% < $3,000 0.07% 0.07% > $3,000 0.15% 0.15% > $50,000 0.20% 0.20% > $250,000 Christmas Club 0.05% 0.05% $5 7 Day Notice CD 0.05% 0.05% $2,500 91 Day CD 0.05% 0.05% $500 182 Day CD 0.07% 0.07% $500 1 Year CD 0.15% 0.15% $100 1 1/2 Year CD 0.15% 0.15% $100 2 Year CD 0.20% 0.20% $100 2 1/2 Year CD ** 0.30% 0.30% $100 3 Year CD ** 0.30% 0.30% $100 3 1/2 Year CD ** 0.30% 0.30% $100 4 Year CD ** 0.45% 0.45% $100 5 Year CD ** 0.55% 0.55% $100 18 Month Variable IRA 0.80% 0.80% $100 *Minimum Balance required to open account. **The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings. ***These certificates are available as a Variable Rate CD, with rates changing Jan.1, Apr 1, July 1 and Oct. 1. Penalty for early withdrawal may apply. Fees could reduce the earnings on an account. Rates effective as of November 23, 2021 Do you want the flexibility of mobile banking? Call 877.672.4543 Or, contact us today to get started. Visit a Mercer Savings Bank location near you today. Celina (Market Street) 217 West Market Street Celina, Ohio 45822 Phone: 419.586.5159 Celina (Irmscher Boulevard) 1100 Irmscher Boulevard Celina, Ohio 45822 Phone: 419.586.5158 Fort Recovery 120 North Wayne Street Ft. Recovery, Ohio 45846 Phone: 419.375.4149 Greenville 125 East Main St. Greenville, Ohio 45331 Phone: 937.548.9049 Online Banking Login National Mortgage Licensing Disclaimers Privacy Policy 2021© Mercer Savings Bank | Site Design by Marketing Essentials, LLC