Skip Navigation X A more convenient, user-friendly App & Online Banking Experience is here! Wherever you are, whatever device you're using, you now have access to new features and increased security. Farmers & Merchants Bank CONTACT US LOCATE A BRANCH OR ATM Search MENU ONLINE BANKING IT'S HERE! GET READY TO ENJOY A BETTER APP AND ONLINE BANKING EXPERIENCE! Login with your USERNAME & PASSWORD so you can enjoy the new features. 1 2 3 BUSINESS OVATIONS THE STRESS-FREE SWITCH PLANNING FOR YOUR FUTURE YOUR MORTGAGE, YOUR WAY Small business owners have a lot to say about F&M Bank The real experts weigh in on the benefits of working with a bank that cares Your business is about much more than just a paycheck. It’s an integral part of your life and a building block of your community. F&M Bank understands small businesses because we are a small business. Thanks to smart strategies and a people-first approach, we’ve won over Aimee Thomas of Speedway Harley-Davidson and a long list of other local business owners. READ MORE TESTIMONIALS Mobile Deposit Your to-do list just got shorter. The F&M Mobile App lets you deposit a check electronically in seconds. GET STARTED Business Cash Management Master your cash flow! Meet payment schedules & get access to funds while transactions clear. LEARN MORE BACK TO TOP POLICIES TERMS OF USE LOCATIONS EDUCATIONAL RESOURCES Copyright 2021 F&M Bank. All Rights Reserved. Verified: Dec 5, 2021