256.237.2113 ROUTING: #262287360 ENROLL LOGIN Schedule of Fees Effective June 1, 2021 The following fees may be assessed in connection with your account(s) as described in the Membership and Account Agreement and Truth-in-Savings disclosures. We continue to strive to keep our fees low to provide our membership with the best products and services. Share Draft Account Fees Type Fee Paid NSF Fees $30.00 NSF Fees $30.00 Overdraft Transfer Fees 1 $5.00 Stop Payment (ACH or Check) $25.00 Counter Check (Sheet of 4) $3.00 Official Check (Payable to Account Holder) $0.00 Official Check (Payable to Third Party) $2.00 ACH Debit Return $30.00 Check Copies (each) $3.00 Wire Transfers Type Fee Wire Transfers Outgoing $25.00 Wire Transfers Incoming $5.00 International Wire Incoming $50.00 International Wire Outgoing $50.00 Debit/Credit Cards Type Fee New FMCU Debit Card $0.00 Replacement FMCU Debit Card $5.00 Replacement FMCU Visa Credit Card $25.00 Visa Credit Card Over Limit Fee (Per Statement Cycle) $15.00 Check Card PIN Replacement $0.00 Electronic Banking Services Type Fee Electronic Bill Payment Fee (Per Month) $0.00 Online Banking $0.00 Pay-by-Phone Fee $7.00 1 Indicates new or increased fees 2 Aggregate Balance of all accounts 3 If account is closed within the first 90 days 4 Par Value is the cost of purchasing one par value share in order to establish a membership account Safe Deposit Boxes Safe Deposit Boxes Rent and sizes vary. Share Account with Safe Deposit boxes will be automatically debited for renewal January 1 of each year. Type Fee Safe Deposit Box Drilling $COST Miscellaneous Fees Type Fee Deposited/Cashed Return Item $30.00 Visa Gift Cards (per Card activation) $5.00 Statement Copy Fee $3.00 Credit Card Statement Copy Fee (Per Page) $2.00 Research/Statement Reconcilement (per hour, minimum $20.00) $20.00 Account Reconciliation (per hour, minimum $20.00) $20.00 Current History Statement Printout (Current Month, Per Printout) $3.00 Levy/Garnishment processing $50.00 Collection Item Processing $20.00 Early Withdrawal/Christmas Club/Vacation Club (If withdrawn outside of disbursement period) $10.00 Foreign ATM (ATMs not owned by FMCU) $2.00 Inactive Account Fee (No activity for 12 mos. on accounts with less than $1000) 2 $10.00 Account Closing Fee 3 $25.00 Par Value Fee (Balance below par value of $25 on share account during the calendar month) 4 $5.00 Service Fee (Waived if the member has an active loan, eDocuments are enabled, and/or if the member is younger than 19 or older than 60) $3.00 Bad Address (charged at close of calendar month) $5.00 Supersession: All previous Fort McClellan Credit Union Fee Schedules are superseded. All fees are subject to change with notice. Find the right financing from a variety of options to help you meet your needs. Visit a branch and apply today! VISIT US 1010 Golden Springs Road Anniston, AL 36207 creditunion@fortmcclellancu.org (256) 237-2113 (800) 642-1220 (256) 469-2070 Routing #262287360 Privacy Policy Careers Locations Security Federally Insured by the NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. Website Design by Digital Marketing Agency. © Copyright 2021 Fort McClellan Credit Union. All Right Reserved.