MAIN NAVIGATION Check your FICO® Score Contact us Home Solutions Customer Development Account Opening Account Opening Simple, smart, scalable, digital-first account opening. OVERVIEW Simple, smart, scalable digital-first account opening — a necessity (not a nicety) Today’s digitally savvy customers demand safety, convenience, and personalization in their preferred channel when opening accounts. That means lenders must accelerate their digital transformation to build simple, smart, engaging, digital account opening experiences. FICO delivers the only turnkey digital-first account opening solution that fits wherever you are today and efficiently scales for where you’ll go tomorrow: Future-proof your investment with an agile, extensible, cloud-based solution for business users. Intelligent and interactive omnichannel communication services Seamless authentication and unobtrusive fraud detection Sophisticated workflow orchestration 130+ pre-integrated global data and service providers FICO Investigates: Digital Account Opening In this in-depth interview, Darryl Knopp (Senior Director at FICO), Tiffani Montez (Senior Analyst at Aite-Novarica), and Jack Alton (CEO of Neuro-ID) discuss the dramatic digital transformation in account opening. Solutions Learn how FICO solutions can empower you to make smarter, personalized decisions, streamline operations, and improve the customer experience. Originations Simple, smart, scalable originations—for today and tomorrow. Learn more keyboard_arrow_right Onboarding Optimization Prescriptive analytics for optimized customer onboarding to maximize profitability, balance risk, and navigate constraints. Learn more keyboard_arrow_right Interactive Application Communication Digital communication begins with intelligent omnichannel interactions. Learn more keyboard_arrow_right FICO Advisory Services Partner with us for deep decision making insights, increased business analytic knowledge and a vision for your longer term strategic direction. Learn more keyboard_arrow_right Enabling Technologies With 60+ years of pioneering work in predictive analytics and artificial intelligence, FICO powers our solutions with the most advanced science available. check Platform Effortless, engaging digital account opening powered by the industry-leading FICO® Platform. Start simple with configurable templates for fast time-to-value, and then easily add digital sophistication. check Cloud Provide digital account opening that is safe, scalable, and cloud-powered to improve solution flexibility, ROI, and extensibility. check AI, Machine Learning and Advanced Analytics Drive portfolio profitability for digital account opening (without adding risk) through FICO’s pioneering AI and advanced analytic offerings. check Optimization Simulate, analyze, learn, continually improve digital account opening. Use prescriptive analytics to optimize strategies on a customer-by-customer basis to increase profitability, balance constraints, and deepen customer relationships. Statistics Our clients have improved their operational efficiency, reduced delinquencies and losses, cut costs, and maintained security and compliance. 300% INCREASE IN REVENUE IN THE LAST 12 MONTHS 100% INCREASE IN APPLICATION VOLUME CAPACITY 50% INCREASE IN NEW ACCOUNT BOOKINGS 50% REDUCTION IN MANUAL REVIEWS WITH IMPROVED ANALYST PRODUCTIVITY CASE STUDY Vanquis Bank gains agility, opening new credit possibilities with FICO® Origination Manager Vanquis Bank believes that customers with limited or no credit history still deserve access to financial products. See how this UK-based bank delivered on this promise with a modern origination process. Read more 1 2 Related products Learn more about how FICO solutions can drive better decisions and better results for your customers and your organization. FICO® Originations Solution, Powered by FICO® Platform Simple, smart, scalable originations—for today and tomorrow. Explore FICO® Small Business Scoring Service℠ Reliably and consistently minimize the data, time, and expense of assessing a small business applicants’ credit risk. Explore FICO® Customer Communication Services Digital communication for origination and onboarding, fraud management, and debt collection. Explore View more Related resources Gain fresh ideas and new strategies for making better business decisions with in-depth thought leadership, solution insights, and customer success stories. SOLUTION SHEET FICO® Originations Solution Powered by FICO® Platform Download now SOLUTION SHEET FICO Origination Solution for Financial Services Download now SOLUTION SHEET FICO® Customer Communication Services for Originations Download now WEBINAR North America Digital Account Opening (DAO) Download now View more From the Blog Measuring and Eliminating Customer Friction A digital transformation resolution for 2020. Read more Beyond Generation Z: Digital Account Opening for Everyone Read more Reinventing Origination: Fixing the Decisions that Matter Read more Looking Ahead and Preparing for a Post-Coronavirus World Read more FICO is a Top 10 RiskTech Company in the 2022 Chartis RiskTech100® Report Read more 10 Questions or Less – Why Consumers Abandon Account Opening Read more Safe, flexible, digital-first account opening — a necessity (not a nicety) More than ever, customers demand safety, convenience, and personalization in their preferred channel. That means lenders must build safe, frictionless, engaging, digital account opening experiences. To accelerate your digital transformation, get in touch with one of our experts or request a demo. 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