Investor Relations Locations Rates Contact Personal Business Connect About Log In Personal Checking Accounts Order Checks Contact us Home Personal Spend Personal Checking Accounts Pages within Spend Choose the checking account that best fits your financial needs. From Basic to our flagship True Local Premium, our checking accounts feature a variety of money management tools to keep you organized and informed. And our mobile app allows you to stay on top of your money anytime...anyplace! Basic Checking It Really is Absolutely FREE!!! Contact Us Small $25 Minimum to Open No Monthly Maintenance Fees Free ATM**/Debit Card Free Telephone Banking Free Online Banking and Bill Pay Free Account Alerts No Check Writing Limits Mobile Banking App† with Deposit Capture† True Local Checking with Interest Earn Interest with a Low Minimum Balance! Contact Us Earn Interest on Full Amount of Deposit Free First Order of PCSB Club Style Checks (or $5.00 credit toward other style) Small $25 Minimum to Open Monthly Maintenance Fees may apply* Free ATM**/Debit Card Mobile Banking App† with Deposit Capture† Free Telephone Banking Free Online Banking and Bill Pay Free Account Alerts No Check Writing Limits Foreign ATM** Fee Waived for up to 6 Foreign ATM Transactions True Local Premium Checking Enjoy all the Benefits of our Flagship Account! Contact Us Earn Bonus Interest on Full Deposit Amount Free PCSB Club Style checks (or credit toward any other style) Small $100 Minimum to Open Monthly Maintenance Fees may apply* Free ATM**/Debit Card Mobile Banking App† with Deposit Capture† Free Telephone Banking Free Account Alerts Free Online Banking and Bill Pay No Check Writing Limits No Foreign ATM or POS Fees** Free Travelers Checks Free Counter/Cashier Checks Discounted Safe Deposit Box (when available) Discounted Real Estate Closing Fees (up to $300))**** 7 Month CD Rate Special 0.15% APY View Rates (opens in a new tab) PERSONAL CREDIT CARDS Pick out the perfect credit card for you. Learn More Disclaimer Basic Checking ** A fee will apply when using a non-PCSB ATM. †Connectivity and usage rates may apply. Contact your wireless service provider for more details. True Local Checking with Interest *Simply maintain a $1,000 average monthly balance in your checking, or $2,500 combined average monthly balance in checking and savings to avoid monthly maintenance fees. ** A fee will apply when using a non-PCSB ATM. †Connectivity and usage rates may apply. Contact your wireless service provider for more details. True Local Premium Checking *Simply maintain either a $2,500 monthly average balance in checking, a $5,000 combined average balance in checking and savings, or a $25,000 outstanding balance on a PCSB loan. **The ATM owner may charge a fee for using their ATM. For additional information on our services and fees please refer to our disclosures of accounts and fees. †Connectivity and usage rates may apply. Contact your wireless service provider for more details. ****Discount does not apply for investment properties. Home Mortgages Calculate your mortgage payment. Learn More Call914-248-7272 EmailContact Us VisitLocations Reach Out Contact Us Locations Reorder Check PCSB Bank Corporate Headquarters 2651 Strang Blvd. Yorktown Heights, NY 10598 Routing Number: 221970980 Learn More Team News Community Careers Cash Management Investor Relations Go Digital Join in the conversation with PCSB’s social media channels: Facebook Twitter LinkedIn YouTube Online Banking Mobile Banking Take PCSB with you by downloading our mobile app: Privacy Statement Internet Security Website Accessibility Sitemap PCSB Bank is a full-service New York bank with locations throughout Westchester, Putnam, Dutchess and Rockland Counties. Explore checking accounts, savings accounts, auto loans, personal loans, mortgages, business bank accounts, business loans, cash management services and more. Bank online, with our mobile app, or visit one of our conveniently located branches in the Lower Hudson Valley. Copyright © 2021 PCSB Bank. All Rights Reserved. Site by ZAG Interactive Website - Opens in New Window