Open site Search ATMs & Locations Contact Us Accounts Loans Services About pay my loan log in PERSONAL LOANS Borrow the funds. Keep the memories. Use a Personal Loan and get $150 cash back with promo code PL150BONUS7. learn more Get in touch to learn more: Schedule a chat Call 800.845.5025 Benefits of a personal loan Fixed, low rates & affordable payments With rates as low as 5.99% APR1, Personal Loans offer considerable interest savings over credit cards. Plus, you’ll get a fixed monthly payment that works for your budget. Flexible uses Use a Personal Loan to consolidate high-interest credit card debt into one manageable monthly payment. Or, use the funds to cover unexpected expenses, home repairs, weddings, vacations, and more. Terms that work for you With their low interest rates, terms as long as 84 months, and amounts up to $25,000, you can borrow at the rate, term, and amount that works for your needs. Easy application & fast funding Apply online or by phone in a few simple steps. If approved, we’ll issue you the funds you need – fast. apply now Brenda Pennsylvania “With a sudden expense occurring and having to use a credit card with high interest, coming to Connexus was the logical next step for a personal loan with a lower interest rate. I've had loans with Connexus over the years and have ALWAYS had a great experience. Thank you.” Benefits of credit card consolidation Ready to ditch that credit card debt? Use a Personal Loan to consolidate. With such a difference between Personal Loan rates and credit card rates, consolidating could save you thousands. In fact, the lowest available APR for a Connexus Personal Loan is 5.99%1, while the national average credit card APR is 16.17%6. Watch this short video to learn more about how consolidation helps. Lowest available personal loan rates Personal Loan and Line of Credit Rates Type APR1 As Low As Monthly Payment Secured 3.24%2 $180.76 Personal Line of Credit (FlexPlus) 7.74%3 $209.97 Personal Line of Credit (Flex) 9.24%4 $217.37 Savings Secured Loan 4.00%5 $184.17 Accurate as of 10/04/2021 Unsecured personal loans Unsecured Personal Loan Rates Term APR1 As Low As Loan Amount Monthly Payment 24 Months 5.99% $10,000 $441.00 36 Months 6.49% $10,000 $304.82 48 Months 6.99% $10,000 $238.05 60 Months 7.99% $10,000 $201.39 72 Months 8.99% $10,000 $178.88 84 Months 9.99% $10,000 $164.60 Accurate as of 10/04/2021 Calculators Loan payment calculator Loan comparison calculator Credit card payoff calculator Secured and Unsecured Personal Loan rates include a 1% discount when registered to Digital Banking and subscribed to eStatements, and a 1% discount for auto-paying electronically. Personal Lines of Credit and Savings Secured Loans are excluded from rate discounts. Learn more about personal loans Related blog posts Struggling to Pay Down That Credit Card? Consolidate With a Personal Loan Revolving credit card debt is costly. Learn how a Connexus Personal Loan can help you save big on interest costs and pay down debt faster. Debunking Common Myths About Personal Loans Personal loans are often misunderstood. Many people have doubts that may prevent them from reaping the benefits of a personal loan. Personal lines of credit A personal line of credit is a great solution if you have unexpected expenses. Our Flex and FlexPlus Lines of Credit are treated as a loan, so you only pay interest on the funds you actually borrow. Features Multiple interest rate adjustment options — Flex Line of Credit adjusts monthly. FlexPlus Line of Credit adjusts quarterly. Flexible Line Amounts — Flex Line of Credit amounts range from $3,000 to $15,000. FlexPlus Line of Credit amounts range from $5,000 to $25,000. Low payments — Minimum payments are 2% of the balance3,4. No collateral required — You can feel safe about your borrowing. No annual fees — Less fees means more money in your pocket. Biweekly payment option available — Two biweekly payments equal one monthly payment. apply now Available loan features Debt protection We offer life, disability, and involuntary unemployment coverage. See more information. start a claim now FAQs: You Asked. We Answered. Can I pay off my loan quicker than the payment schedule? What is the difference between a Personal Loan and a Personal Line of Credit? What information do I need in order to complete my application? Can I protect myself with Life, Disability, and Unemployment coverages on my loan? Can’t find what you’re looking for? Ask us! Disclosures See our Fee Schedule for a list of fees you may encounter. 1 APR=Annual Percentage Rate. Rates are effective as of 10/04/2021 and are subject to change. Minimum loan amount is $5,000. Maximum loan amount is $25,000. Individual rates and terms may vary and include all eligible discounts. Certain restrictions may apply. Not valid on tuition expenses and interest is not tax deductible. Loans currently financed with Connexus Credit Union are not eligible. 2 Loan amount minimum is $2,500; loan amount maximum is $25,000. 3 Rates adjust monthly based on prime plus a margin and applies to the entire outstanding balance. Finance charge begins to accrue on the day the advance is made on the line. Maximum rate is 18.00% APR. Payments are calculated on 2% of the outstanding balance. Loan amount minimum is $5,000; loan amount maximum is $25,000. Certain fees may apply, please refer to the Fee Schedule for more details. 4 Rates adjust quarterly based on prime plus a margin and applies to the entire outstanding balance. Finance charge begins to accrue on the day the advance is made on the line. Maximum rate is 18.00% APR. Payments are calculated on 2% of the outstanding balance. Loan amount minimum is $3,000; loan amount maximum is $15,000. Certain fees may apply, please refer to the Fee Schedule for more details. 5 APY = Annual Percentage Yield. Rate is fixed and is based on 4% over the current account APY. No minimum loan amount; maximum loan amount of $100,000. 6 National average credit card interest rate is 16.17% APR. Source: Dilworth, K. (2021, June 30). CreditCards.com. 7 To receive $150 for opening a new personal loan at Connexus Credit Union, enter promotion code PL150BONUS in the application process between 10/04/2021 and 12/19/2021. Offer valid on new personal loans with a minimum amount of $10,000 and a term of at least 36 months. $150 will be deposited into your Connexus Savings Account within 45 days following the receipt of the first full loan payment. To be eligible for the bonus, the first payment must be paid on time. The loan must be in good standing at the time the deposit is made. The $150 is considered taxable income and is subject to income tax reporting. Offer subject to change or termination. Certain restrictions may apply. Offer does not apply to Personal Loans currently financed at Connexus Credit Union. Member Resources Make a payment Report lost card Forms About Connexus About us Become a member Careers More Privacy Disclosures & fees Sitemap 800.845.5025 ATMs & Locations Contact Us Routing #: 275982296NMLS #: 649316 © 2021 Connexus Credit Union. All Rights Reserved | Equal Housing Opportunity | Federally Insured by NCUA