placeholder for jump to top link Join Chat Log In Menu We're your destination for a better way to finance a vehicle. Auto Loans Apply Now Check Loan Status Current Rates When it's time to upgrade your vehicle, trust Credit Union ONE to deliver some of the most competitive rates in Michigan, geared toward helping you get the most value for your money. Whether you're buying a new or used vehicle, we'll put together a loan that fits your goals and stays within your budget. Simple car loan application and quick approval process Various auto loan terms and rates to fit your needs Consider a Lease Buyout to keep your current vehicle Auto Loans Auto loan rates as low as 1.99% APR* for up to 66 months. Learn More Browse our Auto Loan options: All New Car Loans Michigan members in the market for a new car rely on us to provide competitive rates on New Car Loans and a time-saving process that gets them back on the road quicker. Terms up to 84 months for loan requests of at least $3,000* Vehicle must be titled in Michigan Must have a Michigan driver's license to be eligible Apply Now Learn More Used Car Loans When it's time to upgrade your vehicle, consider our Used Car Loans. As a not-for-profit credit union, our rates are structured to benefit your bottom line. Terms up to 84 months for loan requests of at least $3,000* Vehicle must be titled in Michigan and model year 2011 or newer with fewer than 130,000 miles Must have a Michigan driver's license to be eligible Apply Now Learn More Lease Buyout Love the car you're currently driving? With a Lease Buyout through Credit Union ONE, you can keep your ride and enjoy the perks of a Credit Union ONE Auto Loan. Terms up to 84 months for loan requests of at least $3,000* Vehicle must be titled in Michigan and model year 2011 or newer with fewer than 130,000 miles Must have a Michigan driver's license to be eligible Apply Now Learn More *APR=Annual Percentage Rate. Actual rate offered based on overall creditworthiness factors, term, and satisfactory collateral. LTV may not exceed 100% exclusive of Guaranteed Asset Protection. Approximate monthly payment would be $16.03 per $1,000 borrowed at 1.99% for 66 months. Model year 2018 or newer with less than 100,000 miles. Rates are subject to change at any time. Other conditions may apply. *APR=Annual Percentage Rate Get the process started today. Apply Now Current Rates Not sure how to get started? How to Open an Account What you need to get started Chat Online Connect with a member service representative through our site. Talk to a Loan Specialist 833-897-6777 Find a Branch Come into one of our convenient locations. Featured offers Previous Home Equity Line of Credit Next Explore More Credit Union ONE is a Michigan credit union offering checking accounts, credit cards, mortgages, competitive rates, online and mobile banking and much more. Bank online or visit us today in Ann Arbor, Berkley, Davison, Detroit, Farmington, Ferndale, Grand Rapids, Lincoln Park, Macomb, Shelby Twp, St. Clair Shores, Southfield, Sterling Heights, Traverse City, Troy, Waterford, West Bloomfield, Westland, or Woodhaven, MI. Learn Connect Go Routing Number: 272479841 Bauer 5-Star Rated Credit Union ONE Headquarters 400 E. Nine Mile Road, Ferndale, MI 48220-1774 Sitemap Privacy Statement Website Accessibility © 2021 Credit Union ONE. Credit Union ONE is federally insured by the National Credit Union Administration and is an Equal Housing Lender. Your savings federally insured up to $250,000 and backed by the full faith and credit of the United States Government. Back to top