PURCHASE REFINANCE PROGRAMS COMPANY TODAY’S RATES APPLY NOW (561) 983-6413 Frequently Asked Questions Getting a new mortgage can be confusing and complicated. Check out some of our frequently asked questions below for additional information that may help you in your mortgage search. When should I refinance? What are points? Should I pay points to lower my interest rate? What is APR? What does it mean to lock the interest rate? What documents do I need for a mortgage? How is my credit judged by lenders? What can I do to improve my credit score? What is an appraisal? What is PMI (Private Mortgage Insurance?) What is 80-10-10 financing? What happens at closing? If you have any questions that have not been answered here, check out our Ask A Professional page to submit your own question! A licensed loan officer will respond to your question within 24 hours. Use this form to receive FREE advice from an experienced professionals regarding any Mortgage and/or Real Estate related topics. LEGAL DISCLAIMER We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes. It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice. Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors. Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws. Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval. About Terms of Use Privacy Policy Accessibility Statement Glossary CTC MORTGAGE (561) 983-6413 4803 PGA Boulevard Suite B West Palm Beach, FL 33418 NMLS # 371182 nmlsconsumeraccess.org © 2021 CTC Mortgage - Login Mortgage Marketing by 220 Marketing - CCPA Disclosure - Partners Login