Auto Insurance Careers Contact Us Personal Business Info Center Claims Center About Us Pay Bill/Manage Account Personal Umbrella Insurance In the unfortunate event that an accident results in severe bodily injury or property damage to another party, your current auto or homeowners insurance may not provide you or your family with adequate liability protection. If your current policy liability limits are exhausted, you may be faced with paying the difference from your hard earned savings and without a personal umbrella insurance policy, a potentially large judgment could impact your current assets as well as possible future earnings and inheritances. With premiums starting as low as $150 annually, you can obtain a substantial amount of additional protection with coverage limits ranging from $1 million to $5 million. As coverage limits increase per increments of $1 million, your per dollar premium cost will decrease providing you with greater value. Obtaining a personal umbrella policy with Island Insurance does not require both auto and homeowners policies with Island, although we do require the other carrier to be "A-"or better for financial strength by A.M. Best. If you do choose to have both policies with Island, you will be rewarded with the lowest personal umbrella rate. For more information on an umbrella insurance rate quote, contact an independent insurance agent today. GET A FREE HOME QUOTE Find the right coverages to fit your situation. Quote by Phone: 643-4000 Call for your FREE Quote Monday to Friday, 8am - 5:30pm. Find an Agent Find an Independent Agent Near You Insurance Policies Discounts and Benefits Auto Insurance Homeowners Renters Condominium Dwelling Fire Personal Umbrella Flood ID Theft Resolution Equipment Breakdown Personal Business Info Center About Us Please note that the information contained herein is general in nature and does not represent insurance contract provisions, and is not meant to take the place of an insurance review. Please contact an independent insurance agent for more information. Copyright © 2020, Island Insurance Company, Ltd. All rights reserved. Recognized By Follow Us