About Us Locations/Hours Contact Us PERSONAL BUSINESS LOG IN Bank Borrow Tools Rates TheKNOW Managing Your Cash Should Make Your Life Easier Let's find the right tools for your business SCHEDULE A MEETING HAVE A QUESTION? WE'LL CALL YOU BACK. Or you can call us at (800) 548-8138. What Type of Services Does Your Business Need? E-ACH Service Initiate electronic fund transfers from your computer. You can directly deposit payroll, pay bills, collect payments, and more. ACH Templates Create a template in online banking and store information you use on a regular basis. Save time looking up names, account numbers, and more. Great option for processing payroll. Wire Packages Send domestic and international wires through your Business Online Banking. Remote Deposit Capture (RDC) Deposit checks from your business location! You can skip the trip to the bank and have quicker access to your money. Mobile Remote Deposit Capture Deposit checks anytime, anywhere with Xpress Mobile Deposit through your Business Mobile Banking App. Deluxe Remote Deposit Capture For added convenience, we have bundled our Business Remote Deposit Capture and Mobile Deposit Capture into one service. Merchant Services We give you the tools to accept credit, debit and gift cards to grow your sales. You'll be confident when accepting paper checks with electronic check verification. Positive Pay We match each presented check number and amount against your records to keep your business safe from check fraud. Account Reconciliation Automated balancing and reconciliation of payment information saves hours spent tracking checks, letting you move on to do other things. FedPayments Reporter Service Get the information your business needs to match payments to invoices or claims. Line Sweep Manager Enjoy peace of mind when money is automatically transferred from a line of credit into your business checking account when needed. Excess funds over the predetermined target balance will be used to pay the line of credit. Zero Balance Account Eliminate excess balances in separate accounts by transferring funds to or from the primary account to the zero-balance account each night. Multiple zero-balance accounts can be connected to the primary account. Lockbox Have your accounts receivable payments received through the mail redirected to First Bank. We'll process them and send you a daily deposit report, giving you immediate access to posting information. Do you need help deciding which products you need for your business? SCHEDULE A MEETING HAVE A QUESTION? WE'LL CALL YOU BACK. Previous First Bank has cared for the financial needs of my family for many years. The staff always serves us in the most professional way while offering the caring support of a friend. They have always been there for us. I love my bank! -Beth B. Next 1 2 Frequently Asked Questions What type of reporting can I access within Remote Deposit Capture (RDC)? After scanning a check with RDC, how long does it take to appear in my account? Can I deposit into multiple accounts with RDC? Can I pay my loan through Business Online Banking? © 2021 First Bank Richmond Navigation Investor Relations Careers Disclosures Privacy Policy Accessibility Cybersecurity Press Releases Community Foundation Contact 20 North 9th Street P.O. Box 937 Richmond, IN 47375 Routing Number: 274970791 If you use links provided on the First Bank Richmond website that redirect to a third party website, you are acknowledging that you are leaving www.firstbankrichmond.com and are going to a website that is not operated by First Bank Richmond. First Bank Richmond is not responsible for the content or availability of linked sites. First Bank Richmond does not represent either the third party or the visitor if a transaction is entered. In addition, privacy and security policies may differ from those at First Bank Richmond.