Chase logo links to Chase Home Sign in Show Search We can help you dream big Loading Content What is a jumbo mortgage? Jumbo mortgages are for larger loan amounts not covered by conforming loan limits. We offer flexible loan terms including fixed-rate, adjustable-rate and interest only for purchasing or refinancing a home. Footnote 1 (Opens Overlay) $2,500 Closing Guarantee We're committed to making homebuying as easy as possible. As our customer, the Chase Closing Guarantee will give you the confidence you need to plan your move. We promise an on-time closing in as soon as three weeks or you'll get $2,500. Footnote 2 (Opens Overlay) Chase Private Client Rate Discount You may be eligible for new home lending benefits including a mortgage processing fee waiver up to $1,150 and rate discounts up to 0.5% based on new and existing balances. Footnote 3 (Opens Overlay) Footnote 1 Loans up to 80% of a home's value are available on a purchase or refinance with no cash back, subject to property type, a required minimum credit score and a minimum amount of monthly reserves (i.e., you must set aside enough money in reserve to make a specified number of monthly mortgage payments [principal, interest, taxes, insurance and assessments] after the loan closes). Geographic restrictions apply. Financing available up to 89.99% of a primary home's value on a Chase-to-Chase refinance with no cash back subject to enhanced credit requirements. Geographic restrictions apply. Jumbo loans up to $3 million. Investment properties are eligible for up to $1 million loan amounts. Footnote 2 The Chase Closing Guarantee offers assurance to customers purchasing a home with a Chase mortgage that the loan will close on or before the Contract Closing Date, or the customer will receive monetary compensation in the form of a check, post-closing. Eligibility: To be eligible for the Chase Closing Guarantee, the customer must (1) Complete a mortgage application online, by telephone, or face-to-face. (2) Provide all requested supporting documentation including income/asset documents needed to make a loan decision and signed disclosures. (3) Provide a fully-executed purchase contract which must include all pages, addendums, and required signatures. (4) Closing Date: This offer is only available for new, residential first-lien loan applications submitted directly to Chase. If obtaining conventional financing, the contract closing date must be at least 21 calendar days after receipt of a completed mortgage application, supporting documents, and a fully-executed purchase contract. If obtaining FHA or VA financing, the contract closing date must be at least 30 calendar days after receipt of a completed mortgage application, supporting documents, and a fully-executed purchase contract. For required FHA/VA specific home repairs, Chase guarantees closing within the later of 5 business days from receipt of satisfactory repairs or date agreed upon to close at application. (5) Final Inspection for New Construction: For any property that receives an initial appraisal subject to repairs/completion, a final inspection will be required. Chase guarantees closing within 3 business days of receipt of a satisfactory final inspection. (6) Condo must be FHA or VA (as applicable) approved at application submission. (7) Conventional Purchase applications with a property address received on or after February 4, 2019 are eligible for the Chase Closing Guarantee. (8) FHA/VA Purchase applications with a property address received on or after April 9, 2021 are eligible for the Chase Purchase Closing Guarantee. Ineligibility: The Chase Closing Guarantee will not apply in any of the following cases: (1) Refinances. (2) Customer or seller-initiated changes to the original closing date documented in the purchase agreement. (3) The following customer or seller-initiated changes within 10 days of closing: loan amount, product, contract terms, interest rate and initial rate locks. (4) Closing date extensions due to a delay in completion of new construction, improvements, or repairs being made to the subject property. (5) Failure by either party to meet contract terms and requirements, including seller-related delays. (6) Transactions involving Cooperative projects (Co-ops), Consolidation, Extension and Modification Agreements (CEMAs), or requiring two or more appraisals. (7) Delays due to force majeure events, including weather or natural disaster. (8) Delays caused by third parties other than Chase required service providers. (9) Delays due to customer’s failure to respond to Chase requests within 2 business days. (10) Delays due to non-arm’s length transactions (a purchase transaction in which a direct personal, financial or business relationship exists among any of the parties to the transaction). Chase reserves the right to amend, terminate, or withdraw the Chase Closing Guarantee at any time without prior notice. Credit Card Point awards, grants, cash back, closing guarantees, and other awards (“awards”) transferred to you under the terms of the program will be considered by Chase a discount of underwriting fees paid at mortgage closing. Any awards transferred at or outside closing in excess of the value of the underwriting fees may be considered miscellaneous income received from Chase and we may be required to send you, and file with the IRS, a Form 1099-MISC (Miscellaneous Income) or Form 1042-S (Foreign Person’s U.S. Source Income Subject to Withholding) for the year in which you participate and are awarded the benefits of the program. You are responsible for any tax liability related to participating in the program. Please consult your tax advisor if you have any questions about your personal tax situation. Footnote 3 a. Chase Private Client Mortgage Processing Fee Chase Home Lending offers $500 off of the processing fee for Chase Private Clients with combined assets of $150,000 – $499,999 in eligible Chase deposit and/or J.P. Morgan Wealth Management accounts or waiver of the entire processing fee (up to $1,150 for most loans) for $500,000+ in such eligible accounts. These fee savings apply to the full spectrum of residential mortgage types, including fixed- and adjustable-rate products for jumbo and conforming mortgages. b. Relationship Pricing Program Under the Relationship Pricing Program, participating customers who have at least $500,000 in eligible Chase and J.P. Morgan deposit accounts and/or J.P. Morgan Wealth Management accounts can save 0.125% off the standard rate. Participating customers with over $1 million can save 0.25%. Additional rate discounts are available under the Relationship Pricing Program, based on the new deposit and/or investment assets transferred to Chase and/or J.P. Morgan Wealth Management respectively; and the mortgage loan amount. Rate discount is limited to one mortgage loan per customer. The maximum rate discount for all programs combined (including employee mortgage rate discounts) is 0.5%. c. Account Eligibility Qualifying personal banking and/or investment balances will be used in determining the appropriate mortgage rate discount or processing fee waiver. However, business, deferred compensation, student, custodial, 529b college savings, donor-advised funds, select retirement accounts and non-vested RSU accounts do not qualify. Benefit eligibility is based on mortgage loans with rates locked on or after April 12, 2021. *Chase reserves the right to amend, terminate or withdraw processing fee and rate discount/waiver programs at any time without prior notice. "Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account. Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit and home lending products offered by JPMorgan Chase Bank, N.A. Member FDIC. J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment advisor, member FINRA (Opens Overlay) and SIPC (Opens Overlay) . Annuities are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states. INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT · NOT FDIC INSURED · NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY NO BANK GUARANTEE · MAY LOSE VALUE All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. Home lending products offered by JPMorgan Chase Bank, N.A. Follow us: Facebook (Opens Overlay) Instagram (Opens Overlay) Twitter (Opens Overlay) YouTube (Opens Overlay) LinkedIn (Opens Overlay) Pinterest (Opens Overlay) Chase Home Lending We offer a variety of mortgages for buying a new home or refinancing your existing one. New to homebuying? Our Learning Center provides easy-to-use mortgage calculators, educational articles and more. And from applying for a loan to managing your mortgage, Chase MyHome has everything you need. Buying a House Whether you're determining how much house you can afford, estimating your monthly payment with our mortgage calculator or looking to prequalify for a mortgage, we can help you at any part of the home buying process. See our current mortgage rates, low down payment options, and jumbo mortgage loans. Refinance Refinance your existing mortgage to lower your monthly payments, pay off your loan sooner, or access cash for a large purchase. Use our home value estimator to estimate the current value of your home. See our current refinance rates and compare refinance options. Affordability Our affordable lending options, including FHA loans and VA loans, help make homeownership possible. Check out our affordability calculator, and look for homebuyer grants in your area. Visit our mortgage education center for helpful tips and information. And from applying for a loan to managing your mortgage, Chase MyHome has you covered. Home Lending Customer Service Go to Chase mortgage services to manage your account. Make a mortgage payment, get info on your escrow, submit an insurance claim, request a payoff quote or sign in to your account. Go to Chase home equity services to manage your home equity account. About Chase Chase Bank serves nearly half of U.S. households with a broad range of products. To learn more, visit the Banking Education Center. For questions or concerns, please contact Chase customer service or let us know at Chase complaints and feedback. Fair Lending SAFE Act: Chase Mortgage Loan Originators Home Mortgage Disclosure Act (HMDA) “Chase,” “JPMorgan,” “JPMorgan Chase,” the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. JPMorgan Chase Bank, N.A. is a wholly-owned subsidiary of JPMorgan Chase & Co. 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