Private Business Public sector Become a client Sign in SAVE & PENSION BORROW ENSURE EVERYDAY SERVICES CUSTOMER SERVICE ABOUT US Important information for you who live outside Sweden Important information for you who reside outside Sweden English version further down Version in Swedish This website (hereinafter referred to as "the Website") belongs to Livförsäkringsbolaget Skandia, mutually with org.nr. 516406-0948 or its subsidiaries or affiliates (hereinafter collectively referred to as "Skandia"). Further information on terms for users can be found here . The website is only aimed at persons who are not prohibited under the applicable law of the countries in which they are citizens or residents, from having access to such a website. This is especially true for persons residing in the United States, Australia, Canada, or Japan (for persons residing in the United States, see also "Important Information for Persons Residing in the United States"). If you are not permitted to access the material on the Website or if you have any doubt as to whether you would be permitted to access the material on the Website, please leave the Website. Consequently, the services and products described on this Website are not offered in such countries where such offer would be considered unacceptable. The information on this website thus does not constitute an offer of or an opportunity to buy or sell any banking service, securities, insurance, fund, investment advice or any other product or service to anyone in such country where such offer is not permitted or is not lawful. be made or to a person to whom it is not permitted to address such an offer. Viktig information till personer som är bosatt i USA Blankett 8937, nedan, innehåller information för dig som är försäkringstagare i Försäkringsbolaget Skandia, ömsesidigt och är skattskyldig i USA. Blanketten innehåller information för fastställande av skatteunderlag med anledning av ombildningen av Skandia Liv till ett ömsesidigt försäkringsbolag. Den information som lämnas är inte relevant i andra avseenden än när det gäller den federala deklarationsskyldigheten. Berörda försäkringstagare uppmanas att ta kontakt med oberoende skattexpertis för att närmare avgöra eventuella skattemässiga konsekvenser av ombildningen. Blankett 8937 Informationen på denna Webbplats riktar sig i övrigt inte till och är inte avsedd för personer, oavsett medborgarskap, som befinner sig i USA. Den är inte heller avsedd för personer bosatta i USA, handelsbolag, juridiska personer eller företag som har hemvist i USA eller som är registrerade under amerikansk lag eller någon annan U.S. person (såsom definieras i Regulation S i US Securities Act från 1933), och informationen på Webbplatsen skall inte anses vara ett erbjudande om att köpa eller sälja eller en uppmaning om att förvärva eller köpa produkter eller tjänster inom USA:s gränser, i synnerhet inte till sådana personer, invånare, juridiska personer eller företag som omnämns ovan. Sådana personer, invånare, juridiska personer eller företag som omnämns ovan får inte förvärva eller köpa produkter eller tjänster med hjälp av denna Webbplats och inget erbjudande om att förvärva eller köpa produkter eller tjänster från sådana personer, invånare, juridiska personer eller företag som lämnas med hjälp av denna Webbplats kommer att godkännas eller accepteras. English version This website (the "Website") and all material on this Website is owned by Försäkringsaktiebolaget Skandia (publ) or its affiliates (together "Skandia"). In addition to what is stated below, users are subject to our user terms. Form 8937 below contains information relevant for policyholders in Skandia Mutual Life Insurance co. subject to U.S. federal income tax to determine their tax basis in their policies following the mutualization of Skandia. This form strictly relates to U.S. federal income tax matters and is not relevant for any other purpose. Policyholders are advised to consult with their independent tax advisors to determine the consequences of the mutualization on their specific tax posture. Form 8937 This Website is oterwise not directed at and is not intended for persons who are prohibited under the applicable laws or regulations of their citizenship, domicile or residence from having access to or use the Website. This applies in particular to residents in USA, Australia, Canada and Japan (regarding U.S. persons, see also “Important information for U.S. persons below). Persons who are prohibited from having access to the information on this Website or who are in doubt whether they are permitted to access or use the information or not, are kindly requested to leave the Website. Accordingly, the services and products described in this Website do not constitute an offer to transact business in any jurisdiction where such an offer would be considered unlawful. The information provided on this website does not constitute an offer or solicitation to buy or sell any banking service, security, insurance, investment fund, investment advice or other product or service to anyone in any jurisdiction in which an offer or solicitation is not authorized or cannot legally be made or to any person to whom it is unlawful to make an offer or solicitation. If you choose to access this Website, you do so at your own initiative and risk and are responsible for compliance with applicable laws, rules and regulations that may apply to you. Skandia reserves the right not to provide any such products or services to any person if in the view of Skandia (without Skandia having an obligation to verify this) the provision of such services could be in violation of law or regulation in such person's home country jurisdiction or any other jurisdiction. Important information for U.S. persons The information on this Website is not directed at and is not intended for persons, whatever their citizenship, who currently are in the territory of the United States, nor is it intended for U.S. residents, partnerships or corporations organized or incorporated under U.S. law or other U.S. persons (as defined in Regulation S under the U.S. Securities Act of 1933, as amended), and shall not be deemed an offer to provide or sell, or the solicitation of an offer to acquire or purchase products or services in the territory of the United States, in particular to such persons, residents, partnerships or corporations mentioned above. No such persons, residents, partnerships or corporations may acquire or purchase products or services by means of this Website, and no offers to acquire or purchase products or services made by such persons, residents, partnerships or corporations by means of this web site will be acknowledged or accepted. Need help? Get answers to your questions on our customer service page. For customer service More about us About Skandia Financial info sustainability We will help you Report injury, illness & expenses Block cards questions and answers Book advice Channels Cookies on skandia.se Terms of use To shop at skandia.se Do you live outside Sweden? Government deposit guarantee & investor protection This is how we handle personal data About the Money Laundering Act Do you have complaints? Recommended browsers Life insurance company Skandia, mutual, 106 55 Stockholm, Tel: 0771-55 55 00, © Skandia 2017 SK4.2.0.0_HW2.25.0.0_SN431 We use cookies to improve for you, e.g. to save settings you have made and understand how our site is used. Both our own and our partners' cookies are used. You can accept all or customize cookies used for statistics or extended functionality. Read more about how we handle cookies . Accept all cookies Settings for cookies