Home Products & Services Guides & Forms About Us Financial Reports News Contact Us Login APPS & RESOURCES Republic Mortgage Insurance Company RMIC protects lenders from losses due to defaults on first mortgages for residential properties. Since beginning operating in 1972, we typically insured loans for the purchase or refinancing of homes when the amount borrowed exceeded 80% of the property's value. With the collapse of the housing and credit markets, the business shifted into a run off operating mode in 2011. While RMIC has discontinued writing new insurance, we continue to support our customers and our in-force book of policies. We continue to maintain all systems, processes, and contact points for policy servicing, loss mitigation, and claims operations. This includes participation in HARP. Recent News & Announcements Updated Guidance for Servicers in Response to COVID-19 virus Release Date: Apr 17 2020 RMIC affirms our alignment with the recent announcements from the GSE’s to provide relief to borrowers needed as a result of the COVID-19 virus. Please refer to the Fannie Mae or Freddie Mac websites below for further information and to see the latest updates. All servicers may provide forbearance to any RMIC insured loan, either GSE or non-GSE, without our prior approval so long as the GSE guidelines are followed. The forbearances are expected to be reported to RMIC through your industry standard monthly reporting. If you are unable to report the forbearances through these methods, please send a spreadsheet of all loans affected by COVID-19 to our claims team at claimsservicingteam@rmic.com. Please contact our claims team with any questions. Please refer to the Fannie Mae or Freddie Mac websites for further information and to see the latest updates. RMIC also affirms our alignment with GSE Disaster Payment Deferral Programs as identified in Lender Letter 2020-11. These programs include: Payment Deferral; COVID-19 Payment Deferral; and Disaster Payment Deferral. All servicers may provide payment deferral options to any RMIC insured loan, either GSE or non-GSE, without our prior approval so long as the GSE guidelines are followed. Fannie Mae Fannie Mae Single-Family Freddie Mac Freddie Mac Single-Family Information for Our Customers Regarding COVID-19 virus Release Date: Apr 1 2020 RMIC continues to monitor developments related to COVID-19 virus and its impact on our employees and customers. Our Company has taken action to work remotely where possible to maintain our day-to-day operations while supporting and serving all those involved in our business. While we do not anticipate any impact to our services, you may experience a slight delay in response as your request is routed to the appropriate department. Inquiries may be submitted by contacting RMIC by phone at 800-884-7642 (RMIC). Claims inquiries may be submitted via email at claimsservicingteam@rmic.com and Policy Servicing inquiries may be submitted via email at PolicyServicing@rmic.com. State-Specific COVID-19 Information Release Date: Apr 30 2020 Previous Next © 2021 - Republic Mortgage Insurance Company. All Rights Reserved. Privacy Statement