800-769-3571 Client Login Contact Search Debt Programs Resources & Tools Blog About Us Get Help Now Resources & Tools Home / Resources & Tools / Budgeting / Budgeting for Emergencies Budgeting for Emergencies Articles Budgeting For Emergencies ACCC understands that financial crisis is not always caused by poor decision making, but more often due to events outside of our own control. Sometimes the unexpected, the unplanned and even the unthinkable happen and making ends meet becomes that much harder. BUDGETING Budgeting for Emergencies Budgeting Information Budgeting Resources Why Use a Budget COLLEGE PLANNING CONSUMER RESOURCES CREDIT FINANCIAL CALCULATORS IDENTITY THEFT INFOGRAPHICS MILITARY & VETERANS RETIREMENT STUDENT LOANS VIDEOS YOUTH AND MONEY MEDICAL DEBT TAX DEBT UNEMPLOYMENT American Consumer Credit Counseling (ACCC) provides non-profit credit counseling service to individuals and families nationwide. Our credit and debt counseling services are offered free of charge, and our fees for debt management help are among the lowest in the industry. Our certified and highly trained counselors offer a wide range of credit/debt counseling services, including credit card counseling services, bankruptcy counseling, housing counseling, student loan counseling, and counseling in many other areas of personal finance. In addition to credit counseling and debt management programs, we offer access to a wealth of educational tools and resources that can help individuals and families improve money management skills. ACCC has three decades of experience in the credit counseling industry and an A+ rating from the Better Business Bureau, which means consumers can count on us to provide highly reputable credit counseling services. Debt Programs Credit Counseling Debt Management Bankruptcy Counseling Housing Services Student Loan Counseling Debt Settlement Debt Consolidation ACCC Careers Privacy Policy Accessibility Statement State Licenses & Disclosures Feedback Contact Follow Us