A member of Western & Southern Financial Group Home Contact Support Find a Rep Log In Search Family of Companies Products , To navigate this menu use the arrow keys, tab, escape, and spacebar. Services , To navigate this menu use the arrow keys, tab, escape, and spacebar. Learn , To navigate this menu use the arrow keys, tab, escape, and spacebar. About , To navigate this menu use the arrow keys, tab, escape, and spacebar. Field Careers , To navigate this menu use the arrow keys, tab, escape, and spacebar. Important Notice for Policyholders North Carolina: If you have been affected by severe storms, we recognize that you may experience difficulties that may impact your ability to pay premiums on time. If you are having difficulty paying your premiums, please contact your financial professional or our Client Relationship Center at 866-832-7719 for assistance. Our site uses cookies to improve your visitor experience. By browsing our website, you agree to the use of cookies and agree to our privacy policy. OK Life Insurance Can Help Protect Your Family As people feel increased anxiety about their financial security resulting the pandemic, families need guidance to obtain the right life insurance coverage. Through our participation in the Help Protect Our Families campaign, we’re committed to helping you build a more secure future for you and your loved ones. EXPLORE LIFE INSURANCE RESOURCES Your Long-Term Financial Services Partner Our financial strength gives you confidence throughout life's journey. Rich Heritage Protecting families for generations Financial Strength Honoring our promises to customers Superior Service Putting you first Introducing Your New & Improved Self-Service Website Your new self-service website offers greater convenience, enhanced security and more capabilities. Accessing your policy through My Accounts has never been easier! LOGIN OR REGISTER NOW Have You Started Saving for Retirement? Putting away money for retirement may not be as exciting as buying a new car or going on a trip, but you may thank yourself in the future. Creating a personalized roadmap to retirement can help secure a successful future for you and your loved ones. Why Retirement Is a Hot Topic Compared to the past, saving for retirement is completely different today. Relying solely on a defined benefit plan from a company and Social Security may not always be the best option. How Can We Help You? Our Customer Service Representatives are eager to help you with whatever you need. Call us at 866-832-7719. FIND AN OFFICE OR REP FILE A CLAIM MAKE A PAYMENT What's Happening in Your Life? Your financial priorities depend on what's going on in your life right now. Whether you are a recent college graduate or getting ready to have your third child, we can offer you financial products and services to fit your budget and help achieve your dreams for the future. EXPLORE OUR PRODUCTS OR EXPLORE OUR SERVICES Expand Your Financial Education What financial topics are you curious about? Browse our articles to learn about financial topics to help guide you and your family. Increase your knowledge about retirement planning, life insurance, investing and more. 5 Reasons to Start Preparing for Retirement Now EXPLORE ALL ARTICLES Are You Searching for a Career You'll Love? Join one of the strongest life insurance groups in the world and make a real personal impact on people. Let's accomplish great things together. EXPLORE CAREERS Building a Vibrant Community Our business is to help you thrive in life. From our passion to help improve people's lives grows a corporate commitment to invest our financial strength into building a stronger community. By improving health care, promoting higher education, supporting the arts and military and providing essential resources to those in need, we support causes to help make life easier, healthier and more enjoyable for citizens throughout our community. “ Soldiers have made a solemn pledge to serve their country and to defend it with their lives, if necessary. Such commitment and sacrifice deserve our deepest gratitude. We are proud to honor and repay that commitment to us with a commitment of our own to them.” - John F. Barrett, Chairman, President & Chief Executive Officer CAUSES WE SUPPORT Make informed choices about your financial future. Visit BrokerCheck by FINRA. Securities and Advisory Services offered through W&S Brokerage Services, Inc., member FINRA/SIPC and a Registered Investment Advisor. All companies are members of Western and Southern Financial Group. Find an Office or Financial Representative No matter where you live, we are readily available to offer assistance and answer your questions about any of our life insurance, annuity, investment and retirement planning services. Find office rep by my location zip GO Contact Us 866-832-7719 Monday - Thursday | 8 a.m. - 8 p.m. ET Friday | 8 a.m. - 6 p.m. ET Saturday | Closed Sunday | Closed Holidays | Closed Send Us an Email Let Us Call You Find a Rep SIGN UP FOR OUR NEWSLETTER Products & Services Life Insurance Annuities Investments Additional Insurance Small Business Solutions Support Make a Payment File a Claim Request an Appointment Request Your Quote Resources Financial Education Articles Financial Style Quiz Financial Calculators Important Disclosures Company About History Leadership Newsroom Careers A+ SUPERIOR A.M. Best Company1 AA- VERY STRONG Standard & Poor's2 AA VERY STRONG Fitch3 Aa3 EXCELLENT Moody's4 96 OUT OF 100 Comdex Ranking5 Privacy Request Privacy Policy Accessibility Statement Terms & Conditions 400 Broadway Cincinnati, OH 45202 © 2018-21 Western & Southern Financial Group, Inc. WS20180131154040 • Last Updated 9/20/2021 Western & Southern Life is the marketing name for The Western and Southern Life Insurance Company and Western-Southern Life Assurance Company. Each company is financially responsible for its own products and services. The Western and Southern Life Insurance Company (NAIC Code 70483), Cincinnati, Ohio, operates in DC and all states except AK, ME, MA and NY. Western-Southern Life Assurance Company (NAIC Code 92622), Cincinnati, Ohio, operates in DC and all states except NY. This site is intended to provide a general overview of our products and services. Please review each product's guide for full product details and talk with your financial representative about which options may best fit your needs. Western & Southern Life does not provide tax or legal advice. Please contact your tax or legal advisor regarding your situation. The information provided is for educational purposes only. 1 Six out of seven of Western & Southern Financial Group’s life insurance subsidiaries maintain a rating of A+ Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009). 2 Very strong financial security characteristics (fourth highest of 21 ratings; rating held since August 2018) 3 Very strong capacity to meet policyholder and contract obligations on a timely basis (third highest of 21 ratings; rating held since June 2009) 4 Excellent financial security (fourth highest of 21 ratings; rating held since February 2009) 5 The Comdex Ranking is a composite of all the ratings a company has received from the major rating agencies. It ranks insurers on a scale of 1 to 100 (where 1 is the lowest) in an effort to reduce confusion over ratings because each rating agency uses a different scale. Financial strength ratings apply to the individual member insurance companies affiliated with Western & Southern. Gerber Life is rated only by A.M. Best. The Lafayette Life Insurance Company is not rated by Moody’s. This may contain information obtained from third-parties, including ratings from credit ratings agencies such as Standard & Poor’s. Reproduction and distribution of third-party content in any form is prohibited except with the prior written permission of the related third-party. Third-party content providers do not guarantee the accuracy, completeness, timeliness or availability of any information, including ratings, and are not responsible for any errors or omissions (negligent or otherwise), regardless of the cause, or for the results obtained from the use of such content. THIRD-PARTY CONTENT PROVIDERS GIVE NO EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE. THIRD-PARTY CONTENT PROVIDERS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, EXEMPLARY, COMPENSATORY, PUNITIVE, SPECIAL OR CONSEQUENTIAL DAMAGES, COSTS, EXPENSES, LEGAL FEES OR LOSSES (INCLUDING LOST INCOME OR PROFITS AND OPPORTUNITY COSTS OR LOSSES CAUSED BY NEGLIGENCE) IN CONNECTION WITH ANY USE OF THEIR CONTENT, INCLUDING RATINGS. Credit ratings are statements of opinions and are not statements of fact or recommendations to purchase, hold or sell securities. They do not address the suitability of securities or the suitability of securities for investment purposes, and should not be relied on as investment advice. Ratings are subject to change from time to time. The ratings shown here are correct as of September 2021.