Home About Us Products & Services Apply Online Contact Employee Benefit Brokerage Services Home » Products & Services » Employee Benefit Brokerage Services BenefiTree has been a specialist in the design, communication and enrollment of core, group and voluntary worksite benefits for many years. As an independent brokerage company, we have the freedom to analyze, review, select and make replacements as needed to any insurance company’s products. Our recommended solutions may include several vendors, in order to provide the most current design, cost effective products, excellence in customer service in any benefit area. Group Benefits- Employer Sponsored Group Major Medical Health Insurance Group Dental Insurance Group Long Term Disability Insurance Group Short Term Disability Insurance Group Vision Insurance Group Long Term Care Insurance Group Term Life Insurance Group Permanent Life Insurance Health insurance for businesses with LESS than 50 employees As an employer, you have choices. BenefiTree will provide proposals that best meet your budget and employee needs, which may include direct insurance carrier proposals, multiple options, and the SHOP Marketplace. We will offer solutions that may combine the cost effective SHOP plan, along with other buy-up plans that provide enhanced benefit options. Every individual is required to have minimal essential coverage. BenefiTree is certified through the exchange to offer plans, support and service. Small Business Health Options Program (SHOP) Marketplace – For 2014, the SHOP Marketplace is open to employers with 50 or fewer full-time-equivalent employees (FTEs). If you have fewer than 25 employees, you may qualify for tax credits if you buy insurance through SHOP. You can use BenefiTree, as a licensed broker to provide help or handle your SHOP business. BenefiTree can help you: apply for insurance for your employees review and compare price, coverage, quality, and other important features choose a plan that works for your budget, business, and employees Health insurance for businesses with 50 and above employees If your business has 50 or more employees, you are considered a “large business” under the health care law. Several important parts of the law apply to you. Most large employers can’t use the SHOP Marketplace. If you have more than 50 full-time equivalent (FTE) employees, you generally won’t be able to use the SHOP Marketplace to offer health insurance to them. Learn more about SHOP eligibility rules. BenefiTree will work directly with Insurance Providers to create the plan choices that best fit your budget and employee demographics. Starting in 2016, all SHOPs will be open to employers with up to 100 FTEs. At that time, we will work with you to ensure that your plan choices continue to best represent your budget and employee demographics, while meeting all government guidelines. The Employer Shared Responsibility Payment The Employer Shared Responsibility Payment is a requirement under the health care law that will apply to some employers with 50 or more employees in 2015 or 2016. The Internal Revenue Service offers detailed questions and answers about the Employer Shared Responsibility Payment. The Treasury Department has a fact sheet summarizing recent updates on the Employer Shared Responsibility Payment. Worksite Benefits- Voluntary Employee Paid As Healthcare reform has created confusion and complexity along with higher co-pays, deductibles and insurance costs, worksite benefits have become an essential part of an overall excellent benefit offering. Our proposed carrier choices will include those vendors providing the latest and best in benefit design, cost management and service records. Voluntary benefit options include: Indemnity Medical Gap Medical Disability Term Life Insurance Permanent Life Insurance Critical Illness Accident Long Term Care Enrollment solutions for voluntary products can be customized to include: Face to Face Web Based Call Center Group Meetings Would like to activate some Widgets? Go to Appearance > Widgets. Just like that! ©2015 Benefitree. All Rights Reserved.