Institutional InvestorsBusiness Banking Open an accountGet Help Retire Invest Bank Learn About TIAA Search LOG IN WHY WE’RE DIFFERENT Customer stories No matter where they are in life, our customers are facing financial challenges head on. See how we’re helping them succeed. STARTING OUT “It’s never too early to begin preparing for your future.” Angela Moore | Research Assistant | 25 years old Participant since 2015 READ STORY MID-CAREER “Trying to find a balance makes life interesting.” Kim Emery | Chef Instructor | 39 years old Participant since 2003 READ STORY PREPARING FOR RETIREMENT “Retirement means freedom to see more of the world.” Brian Fisher | Professor and entomologist | 50 years old Participant since 2012 READ STORY IN RETIREMENT “I can live in the present knowing the future is taken care of.” Jane Hale | Retired French professor | 67 years old Participant since 1985 READ STORY This article/these stories describes the circumstances and experiences of specific participants from one or more of the companies in the TIAA organization (“TIAA”). It may not be representative of the experience of other TIAA customers and is not indicative of future performance or success. Individual results and experiences will vary. This material is for informational or educational purposes only and does not constitute a recommendation or investment advice in connection with a distribution, transfer or rollover, a purchase or sale of securities or other investment property, or the management of securities or other investments, including the development of an investment strategy or retention of an investment manager or advisor. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made in consultation with an investor’s personal advisor based on the investor’s own objectives and circumstances. 221775 Not a customer yet? Open An Account We're here to help Contact Us Find an ATM Find a local office For individual customers TIAA.org TIAA mobile app Trust Company TIAA Bank® Enroll in an employer's plan Co-browse For employers Plan sponsors Consultants 3rd-party administrators TIAA Institute For institutional investors Asset management Planned giving For financial advisors TIAA Investments Nuveen Retirement advisors Institutional consultants Regulation Best Interest Form CRS Learn more FINRA BrokerCheck Check the background of this firm on FINRAs BrokerCheck FINRA Manual and other related FINRA information About TIAA News & press Careers Awards & recognition Our leadership team Governance & leadership Corporate social responsibility Diversity & inclusion Brochures Site map Security Accessibility Terms & conditions Prospectus Privacy Business continuity Confidentiality for victims of domestic violence Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value. Consumer and commercial deposit and lending products and services are provided by TIAA Bank®, a division of TIAA, FSB. Member FDIC. Equal Housing Lender. The TIAA group of companies does not provide legal or tax advice. Please consult your tax or legal advisor to address your specific circumstances. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA and SIPC , distributes securities products. SIPC only protects customers’ securities and cash held in brokerage accounts. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations. Teachers Insurance and Annuity Association of America is domiciled in New York, NY, with its principal place of business in New York, NY. Its California Certificate of Authority number is 3092. TIAA-CREF Life Insurance Company is domiciled in New York, NY, with its principal place of business in New York, NY. Its California Certificate of Authority number is 6992. Read the TIAA-CREF Individual & Institutional Services, LLC, Statement of Financial Condition . © 2021 and prior years, Teachers Insurance and Annuity Association of America-College Retirement Equities Fund, New York, NY 10017