Lost or Stolen Card? Open an Account (608) 836-1616 Business Banking Personal Banking BUSINESS PERSONAL MORTGAGES PRIVATE BANKING ABOUT CONTACT EQUIPMENT LEASING AND FINANCING Maintain Your Cash Flow EQUIPMENT LEASING As a business owner in Wisconsin, it’s important that you improve the efficiency, scale, and growth potential of your business through investment in yourself. For many businesses, equipment leasing is a great option. Financing business equipment is a smart decision whether you need a few new computers or significant heavy machinery. Beyond the preservation of cash, there are several advantages to equipment leasing: The equipment benefits pay for the equipment itself. Companies with large cash reserves can match cost to benefit. Optimize cash flow by maintaining other lines of credit. Gain tax advantages through business expense deductions. Consult your accountant about the Section 179 Tax Deduction. Equipment leasing is different than other types of business loans. Capitol Bank purchases and owns the equipment, “renting” it to the borrower for a monthly rate and a specified amount of time. Once the lease term is complete, the business may purchase the equipment for its fair market value, continue leasing, or lease new equipment. Advantages of Equipment Financing with Capitol Bank: Why Choose Capitol Bank LOCAL DECISION MAKERS As an independent local Madison owned community bank, you’ll have a relationship with the individuals managing your Equipment Loan or Lease. You’re more than a number in our system. You are a member of the Greater Dane County and surrounding community. That means that your success is our success. EXPERIENCE We’ve been offering business term loans for the entirety of our 22 year history in Madison and Dane County. Our professional, friendly Commercial Lenders understand your particular industry and can assist in guiding you through the process of funding your business’s growth. INCENTIVE STRUCTURE Our Commercial Lenders are not paid on commission. Yes, they have annual goals. However, their incentive is building long-term relationships not acquiring loans for short term profits. This means they’re motivated to get to know you and your business and build a relationship based on trust and mutual understanding. DEDICATED TEAM Our Commercial Lenders manage our clients. Unlike some lending organizations, we don’t pass our relationships off to inexperienced staff who know you only on paper. You’ll have a dedicated team including the Commercial Lender as your key contacts from the onset of our relationship. GET IN TOUCH Let’s start a conversation. If you’re interested in other types of loans, learn more: Commercial Real Estate, Business Lines of Credit, Term Loans, and SBA Loans from Capitol Bank. LOCAL LENDERS Meet the local commercial lending team that will assist you throughout the process. Our People BUSINESS SERVICES A suite of products to help your business run smoothly. Learn More CONTACT US Get in touch if you have questions or want to speak with someone live. Contact Business Banking Checking Savings & Investment Credit Cards Digital Banking Loans Business Express Loan Application Open A Business Account Online Treasury Management Services Interested in Private Banking? Private Banking Clients enjoy the highest level of service and access to the broadest range of services afforded by Capitol Bank. Learn More MADISON 710 N. High Point Road Madison, WI 53717 Phone: 608.836.1616 LOBBY M - F: 9 a.m. - 5 p.m. DRIVE-UP M - F: 8:00 a.m. - 5:30 p.m. Saturday: 9 a.m. - 12 p.m. VERONA 108 E. Verona Avenue Verona, WI 53593 Phone: 608.845.0108 LOBBY M - F: 9 a.m. - 5 p.m. DRIVE-UP M - F: 8:00 a.m. - 5:30 p.m. Saturday: 9 a.m. - 12 p.m. LINKS Contact Us Locations About Us Capitol Bankshares, Inc. Careers Online Education Online Banking ABA ROUTING NUMBER 075912806 Privacy | Security | Patriot Act | Reg E © 2018 Capitol Bank. All Rights Reserved. Website by Kella Design