Toggle menu United Bank Lending Services Your Trusted Financial Partner Your Growing Business Needs Find a Branch Lending Services Capable of handling all your lending needs, from small transactions to large, complex deals. United Bank is the financial partner that growing businesses need. We consistently deliver fast service and a full range of lending programs, building on a tradition of serving the financial needs of local businesses and individuals since 1839. Lending types include: Commercial and Industrial: We assist with working capital needs or to finance major capital expenditures. Commercial Real Estate (CRE): These loans can be used to purchase or refinance an owner-occupied or income producing commercial property, or to expand or remodel an existing facility. Acquisition and Development: Loans for acquiring real estate to be used for residential or commercial development. Government Contracting: We specialize in meeting the dynamic banking needs of companies serving the federal, state and commercial markets. Delivering a Number of Lending Programs Term Loans United has the ability to provide a variety of solutions to meet your financing needs Lines of Credit Providing flexibility for short-term working capital needs, and available cash when you need it, our LOCs help optimize cash flow Real Estate Providing financing for the purchase, refinance, construction, expansion or remodel of real estate properties Credit Cards Providing convenient credit for your everyday business spending needs to better manage cash flow Specialized Solutions We offer solutions to meet your unique business needs. Small Business Providing loans and deposits to small businesses within our footprint, including working capital lines of credit, equipment financing, business credit cards, checking accounts and more. Non-Profit Our Non-Profit and Community Development professionals are ready to work with you to find solutions designed to meet the unique needs of your industry. Auto-dealer Services Floor plan financing provides dealers with a revolving line of credit they can use to successfully manage their inventory, while improving cash flow. In addition, United simplifies the complexities of indirect lending by providing fast, local decision-making for point of sale deals. Call Us We're here to help. 800.327.9862 Visit Us Find a branch near you. Find a Branch » Email Us We'll get back to you. Send Email » Bank Personal Business Lending – Make a Loan Payment Invest Wealth Management Brokerage Company About Us Investor Relations Careers Support Contact Us Find a Branch Routing Number 056004445 Connect With Us Privacy Policy | Privacy & Security | United Bankshares, Inc. | Member FDIC. Equal Housing Lender © 2021 United Bank. All rights reserved