Home Download Acrobat Reader 5.0 or higher to view .pdf files. Merchants & Farmers Bank MENU LOGIN CDs Benefits of a Certificate of Deposit $500 Opening minimum balance deposit - unlimited maximum amount may be deposited JUMBO CDs available - $100,000 or over Increase personal savings Interest may be compound back into CD or direct deposit into checking or savings account Auto renewal CDs - the CD is automatically renewed with same terms upon maturity. The interest rate and annual percentage yield (APY) changes to rate and yield offered as of day of maturity. Single term CDs - upon maturity the CD is canceled. Customer must bring CD into bank for redemption Rate Riser single CDs - 24 & 36 month single maturity CDs – Customer has ONE time option to increase the interest rate and annual percentage yield (APY) during term of the CD without early withdrawal penalty. CD redeemed before maturity may pay an early withdrawal penalty of 90 Days interest - exception for death of a CD account owner. Contact Us or call customer service at (870) 382-4311 to learn more about certificates of deposits (CDs). Alerts sent right to your phone. Message Alerts puts you in control of your accounts. Set up customized alerts for everything from account balances to specific transactions or transaction types. MESSAGE ALERTS TOP Great locations to serve Arkansas Dumas 500 Hwy 65 South Dumas, AR 71639 870.382.4311 Bryant 3512 Hwy 5 North Bryant, AR 72019 501.847.4141 Benton 300 N Main St Benton, AR 72015 501.443.6533 Facebook CONTACT US Privacy Policy Terms of Use Disclosures USA Patriot Act Routing #082903303 Verified: Dec 2, 2021 © 2021 Merchants & Farmers Bank. Member FDIC. Equal Housing Lender Created by Banno