MENU › LOGIN › BORROW MONEY ONLINE Repay monthly on your pay date Rated 9.4/10 by more than 2000 customers You can borrow UP TO £900 Rate 0.75% per day You can borrow UP TO £1800 Rate 0.65% per day You can borrow UP TO £3600 Rate 0.35% per day APPLY> Already have an account ? Sign in here › REPRESENTATIVE EXAMPLE Borrow: £300 for 90 days Interest: £144.06 Total to repay: £444.06 Repay in 3 instalments of £148.02 each. Annual interest 274% (variable). Representative 1081% APR. Maximum 1326% APR. IMPORTANT INFORMATION Repay early and save money A late payment charge of £15 is added 3 days after due date Short term loans may not be suitable for long term borrowing Loans for over 18's only and are subject to status BORROWING MONEY ONLINE When you borrow money online it is usually offered on fixed repayment terms. This means that you know the amount you will borrow, along with the cost and term, before you decide to take out the loan. So; you have all the information you need to make a decision about whether the loan is right for you upfront and will know exactly what you will get, how and when you will pay it back and what it will cost you overall. There are a huge variety of deals for borrowing money online, with loan terms from as little as a few days up to 12 months. With some loans, you will need to make just a single payment at the end of the term, but for longer terms, there is normally a fixed monthly repayment arrangement that enables you to spread the payments evenly over the full term. Borrowing money online can offer a great deal of flexibility. In addition to how long you take the loan you can choose the amount you want to borrow and work out repayments that suit your financial means. MYJAR provides a loan example tool that enables you to experiment with different terms and amounts, so you can choose the loan term that is best for you. Like with so many online shopping experiences, the process is getting better and better, but it is important to remember that borrowing of any type, no matter how small the amount, needs to be taken seriously. There should never be any pressure to make a quick decision, before you have had the time to make sure that you can repay. Application forms will ask for personal information about you, like your income, your bank details, where you live and what other loans you have outstanding. It is very important that this information is provided accurately and completely, because the last thing that any lender wishes to do is to approve a loan that you cannot afford. 3 KEY QUESTIONS TO ASK WHEN YOU ARE LOOKING TO BORROW MONEY ONLINE 1. How much do I need and what can I afford to repay? There is plenty of information available about loans and it is worth taking the time to choose a loan that suits your financial circumstances best. You need to be realistic about how much you can afford, so think carefully about any other commitments that you might have and when they are due. If you are not confident that you will be able to make the payments on time as well as meeting your other important expenditure commitments, like food for the family, housing costs, transport to work, then taking on a new loan is not likely to be a good financial decision. 2. How long will I have to repay the loan? Getting your payments down as low as you can by pushing the loan term out as far as possible might seem to make sense, so for a major purchase like a car or a household appliance that will last years, that is probably the right approach. But few people want to still be paying for last year’s Christmas presents or family holiday for years to come. It is important that you consider the term of the loan and ensure that you can meet the monthly repayments on time for the full term of the loan. 3. Am I really sure that I can afford this extra commitment? As your finger hovers over the “Apply” button, it is so easy to click, but always take one last moment to ask yourself “Can I really afford it?” That moment of caution can save you months of worry. At MYJAR we never want you to borrow more than you can afford. That’s why we make the terms of our loans so clear and easy to understand and we always do credit searches. We hope that our customers will be satisfied that they chose a responsible lender like MYJAR. If ever you need more information about our loans or you have a loan with us and need some extra help, visit us online at www.myjar.com or call us on 020 3006 2000. APPLY› BACK TO THE TOP MYJAR FILL YOUR JAR APPLY NOW › MANAGE YOUR ACCOUNT › EXAMPLE LOANS › HOWS AND WHYS WHY MYJAR? › HOW IT WORKS › NEWS & VIEWS › LEGAL AGREEMENTS › WEBSITE TERMS › POLICIES › MORE INFORMATION AFFILIATES › MEDIA › ARTICLES › HAVE YOUR SAY FACEBOOK › YOUTUBE › HAVE YOUR SAY › USEFUL THINGS FAQS › SITE MAP › ACCESSIBILITY › If you are having financial difficulties you can get free, independent advice from PayPlan - they have helped more than 1m people to get back in control of their finances. http://www.cfa-uk.co.uk MYJAR small loans are an alternative to traditional payday loans allowing customers to borrow money online with a clear, simple and transparent process. MYJAR Limited is a company incorporated in England and Wales (registered no. 08518406) and is authorised and regulated by the Financial Conduct Authority – Authorisation number 673214. 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