Retirement Accounts 1.800.844.7333 Careers Contact Us Branch Locator Trust goes a long way. All the way through retirement. Retirement Accounts Talk with one of our non-commissioned Individual Retirement Account (IRA) representatives about transferring your IRA to Third Federal. We'll happily look at your retirement plan and provide solutions that meet your goals. Transferring your IRA is easy. We handle all the details for you, from filling out the paperwork to contacting the financial institutions. One place to manage your retirement accounts Assistance in calculating your required minimum distribution One place to call for answers Call 1-877-324-5661 to meet with an IRA Representative. Traditional IRAs Up to $6,000 of your yearly IRA investment may qualify as a deduction. Of course, you'll want to consult your tax advisor for information about your specific situation. You can open a Traditional Individual Retirement Account if you have earned income for the year. It’s that easy to qualify! Roth IRAs Contributions to a Roth IRA are not deductible. However, when you take a distribution of funds for reasons that qualify, the interest you've earned may be tax-free. Again, please consult your tax advisor for information about your specific situation. Anyone with earned income, regardless of age, can open a Roth IRA. Simplified Employee Pension (SEP) We offer a Simplified Employee Pension (SEP) for individuals who are self-employed or own a small business. Like a traditional IRA, a SEP defers federal income taxes until you withdraw funds. But you can contribute much larger amounts than those allowed into IRAs. A SEP Allows You to: Make tax-deductible contributions for employees. The maximum contribution is the lesser of 25% of compensation or $56,000 for 2019 and $57,000 for 2020. Omit contributions in years when they're unaffordable Avoid the high administrative costs and annual reporting requirements usually associated with other plans The contribution deadline is the employer's income tax return filing date deadline, plus any extension. Home Saving Retirement Accounts Retirement CD Rates for December 01, 2021 Cuyahoga County, Ohio Select State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Select County Adams Allen Ashland Ashtabula Athens Auglaize Belmont Brown Butler Carroll Champaign Clark Clermont Clinton Columbiana Coshocton Crawford Cuyahoga Darke Defiance Delaware Erie Fairfield Fayette Franklin Fulton Gallia Geauga Greene Guernsey Hamilton Hancock Hardin Harrison Henry Highland Hocking Holmes Huron Jackson Jefferson Knox Lake Lawrence Licking Logan Lorain Lucas Madison Mahoning Marion Medina Meigs Mercer Miami Monroe Montgomery Morgan Morrow Muskingum Noble Ottawa Paulding Perry Pickaway Pike Portage Preble Putnam Richland Ross Sandusky Scioto Seneca Shelby Stark Summit Trumbull Tuscarawas Union Van Wert Vinton Warren Washington Wayne Williams Wood Wyandot Select Product Retirement CDs Term APY 72 Months Minimum to Open: $100 0.70% 60 Month Special Minimum to Open: $100 0.50% 48 Months Minimum to Open: $100 0.40% 30 Months Minimum to Open: $100 0.20% 24 Months Minimum to Open: $100 0.20% 18 Months Minimum to Open: $100 0.15% 12 Months Minimum to Open: $100 0.15% Click here to view related disclosures Borrowing Saving Tax Deferred Savings Resources Our Advantage Security & Privacy CCPA Notice FAQs Disclosures Careers Company Information Investor Relations Bank Owned Properties National Headquarters 7007 Broadway Ave. Cleveland, OH 44105 1.800.844.7333 Site Map Privacy Policy Accessibility © 2021 Third Federal Savings & Loan TWITTER(OPENS IN A NEW WINDOW) FACEBOOK(OPENS IN A NEW WINDOW) CONNECT WITH US