Essence Healthcare Blog Medicare Learning Center Medicare Learning Center Learn everything you need to know on Medicare, retirement, Social Security and more in our one-stop shop. All Medicare Retirement Social Security What are my Medicare Coverage Options? What is the Donut Hole? A Primary Care Physician: Your Partner in Health 10 Quick and Easy Ways to Reduce your Retirement Expenses Top 5 Things to Consider when Retiring Top 5 Common Medicare Enrollment Mistakes Top 10 Things to Know Before Enrolling in Medicare Should You Delay Retirement? Retirement Hobbies That Can Make You Money 1 2 3 About Us Essence Healthcare is a Medicare Advantage plan founded by St. Louis-area doctors wanting to provide comprehensive and affordable health insurance to their community. Staying true to that mission, Essence now serves over 55,000 people in Missouri and Southern Illinois. Essence earned the trust of the communities it serves through unwavering commitment to protect the health and wellness of Medicare enrollees. Additionally, the company is nationally recognized as a leader in the positive transformation of the country’s healthcare system with its unique approach to health insurance. Visit our website: www.essencehealthcare.com ___ Essence Healthcare is an HMO plan with a Medicare contract. Enrollment in Essence Healthcare depends on contract renewal. All Essence Healthcare plans include Part D prescription drug coverage. To enroll in an Essence Healthcare plan, you must have both Medicare Parts A and B and reside in the plan service area. You must continue to pay your Medicare Part B premium. Enrollment in an Essence Healthcare plan may be limited to specific times of the year. Members must use plan providers except in emergency or urgent care situations. If a member obtains routine care from an out-of-network provider without prior approval from Essence Healthcare, neither Medicare nor Essence Healthcare will be responsible for the costs. Every year, Medicare evaluates plans based on a 5-star rating system. Essence Healthcare complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability or sex. Y007_21-184_M - Last Updated 10/01/2020 © 2021 Essence Healthcare