Home About North What We Do Current: Extended & Ancillary Covers After Office Hours Emergencies +44 191 232 0999 Contact Us There may be occasions when a shipowner or charterer requires insurance for risks not already covered by their policy. In these circumstances, we will tailor the cover to your individual needs, depending on your requirements. Discover more about the types of risk this cover supports, such as cargo, people or contractual. Want to know more? Contact your usual underwriting contact to discuss our Extended and Ancillary Covers further. What we do To protect you in instances when risks aren’t covered by your standard Protecting and Indemnity (P&I) insurance, we created Extended and Ancillary Covers. Each cover will be bespoke to you, but could include risks relating to vessel deviations, non-conforming documentation and contractual liabilities. Cargo Risks From ship and cargo owner liabilities to extended third party cover, make sure you’re protected when it comes to being insured against cargo risks falling outside of standard P&I cover. Ship Owner’s Liabilities (SOL) From time to time a ship owner may make a decision with respect to the operation of his vessel that could take him outside of his standard P&I cover. This might be a decision to carry a rare and valuable cargo or to deviate the vessel on route to the discharge port. In such situations there are a range of extended and ancillary covers available that “buy back” and to a limited extent replace the P&I cover lost, including:- Contractual Deviations Ad Valorem Bills of Lading Mis-delivery under Bills of Lading Rare and Valuable Cargo Non-poolable Paperless Trading Cargo Owner’s Liabilities Occasions can arise when a claim is presented against the cargo owner for liabilities arising from the transport of his cargo. These claims will not be covered by standard Charterer’s Cover. Cargo Owner’s Liability Insurance has been designed to specifically cater for the additional risks that a cargo owner might face transporting his cargo. Extended Through Transport Cover for Cargo In addition to standard Through Transport Cover for Cargo – which deals with liabilities arising when carried under a through or transhipment bill of lading – cover can be extended to liabilities to third parties for damage done by the container itself or the cargo therein during inland carriage, e.g., the container falls from a railtruck injuring a third party or some hazardous cargo leaks causing pollution. People Risks Including crew familiarisation and newbuilding supervisors, you can cover liabilities arising from non-owned vessels – such as personal accidents. Stay protected whether or not a vessel is entered in the Club. Crew Familiarisation Often it is necessary for a ship owner to arrange for officers, crew, supernumeraries, supercargoes, superintendents or any other personnel, to go onboard a non-owned vessel. This will usually be in advance of taking delivery of a vessel. Crew Familiarisation deals with the liabilities arising from such a situation whether or not such vessels are entered in the Association at the time of the loss. Newbuilding Supervisors A combination of the Crew Familiarisation cover with the addition of Personal Accident covers for these employees. Contractual Liabilities If you need to agreed certain contractual terms that prejudice standard P&I insurance, cover can be extended to account for this – for example waiving rights of limitation. Excess Contractual Cover For commercial reasons it may be that certain contractual terms that prejudice a Member’s standard P&I cover are agreed. These may be provisions waiving rights of limitation, assumption liability for third party losses or damage to third party property, contractual naming and waiving obligations, or assumption of liabilities under non-reciprocal “knock-for-knock” agreements. In such circumstances cover can be extended to replace the cover lost. North America Clean-Up An Extended Contractual Cover specifically designed for a situation where a Member commits to indemnities arising from a non-approved North American Oil Pollution Response Agreements, including the MSRC Dispersant Addendum. Commercial Risks Covering a variety of risks, including the unpaid debts of insolvent charterers, ship seizures and it’s loss of use, protect yourself against a range of potential threats to your business. Maritime Lien for Charterers’ Debts Provides cover for a Member against the risk of claims being made against his vessel for the unpaid debts of an insolvent charterer. Maritime Lien for Second-Hand Ships Purchasing second-hand vessels carries with it a risk that the former owner incurred debts that establish a maritime lien against the vessel. In conjunction with performing a “writ-search” in all major maritime registries, Maritime Lien for Second-Hand Ships provides a Member with some protection against the financial losses which may flow from claims being made against second-hand vessels. Ship Seizure A very flexible facility to cover against expenses not otherwise recoverable under standard P&I cover for detention/delays arising as a consequence of a wide variety of perils, such as the risk of quarantine or the compulsory detainment of the vessel following discovery of an infectious disease. Charterer’s Loss of Use Provides covers for a charterer’s exposure to continuing hire payments in the event of an extended delay to the vessel through blockage or detention. Specialist Risks Additional over is also required if you’re engaged in certain specialist operations, such as offshore oil and gas exploration, cable-laying or salvage, that are excluded under standard P&I cover. Offshore Oil and Gas Exploration and Productions Operations Specialist cover for owners with vessels engaged operations such as drilling and production operations in connection with offshore oil and gas exploration and production. Specialist Operations Available with various policy limits to provide cover primarily for activities excluded by rule 19(28) such as: Dredging, Pile-driving Cable-laying etc. Non-Poolable Towage Divers Salvage Heavy Lift operations For more information in respect to any of the above covers, please contact your usual underwriting contact. 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The Quayside, Newcastle upon Tyne, NE1 3DU Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. North's business in the EEA is underwritten by North of England P&I Designated Activity Company, a wholly owned subsidiary of North incorporated in Ireland and regulated by the Central Bank of Ireland.