ONLINE BANKING LOGIN Forgot Password? | Enroll Loans Accounts Convenience Resources Why IHCU? Visa Credit Cards Most credit cards are all pretty much alike and because all cards work the same way, issuers try to get your attention and your business with card enhancements. Fringe benefits such as cash rebates, retail discounts, discount phone calling or frequent-flier mileage points are just some of the gimmicks used to conceal real costs. Make no mistake... most of the time you pay for these fringes. What should your credit card strategy be? The answer... Get an IHCU Visa Classic Credit Card, the no gimmicks credit card. Our Visa Classic annual percentage rate is as low as 12.9% FIXED and our Visa Platinum annual percentage rate is as low as 9.9% FIXED and there is no annual fee if you use your credit card at least once per year. You get the same convenience and the same high acceptance from merchants worldwide that you are used to, but at an interest rate that you can live with. Apply Today! Loans Loans for Every Purpose Loan Rates Financial Calculators Mortgage Rates Student Loans Business Lending Visa Credit Cards Printable Applications and Forms Convenience Payments Credit Forgiveness Quick Contact Telephone: 1-800-576-IHCU or 1-937-390-1800 E-mail us Routing Number ABA/Routing # 242279068 Website Accessibility If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us by calling 1-800-576-IHCU or 1-937-390-1800 or email us at info@ihcreditunion.com. All products and services available on this website are available at IH Credit Union branches. Lost or Stolen Cards Lost or stolen Credit Card: 1-855-639-9081 Lost or stolen ATM or Debit Card: 1-800-472-3272 Quick Links Reorder Checks Credit Card Access File Upload Form Wiring Instructions Privacy Policy Your savings insured to $250,000 per account. This institution is not federally insured. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY. Financial Wellness MoneyED: A Personal Finance Program Trinity Debt Management Search Find a Co-Op Shared Branch Insurance AD&D Insurance Calland & Campbell TruStage Insurance © 2021 IH Credit Union