CARRIERS + PRODUCTS BROKER RESOURCES EDUCATION + NEWS SUPPORT TEAMS ABOUT CONTACT Sign In REGISTER COMPLIANCE SERVICES We are committed to making complicated issues seem simple — for you and your customers. We’ll help you navigate the uncertainty of regulations affecting you, your clients, and their employees. HOME BROKER RESOURCES COMPLIANCE THE HELP YOU NEED IS ALL RIGHT HERE We’re here to assist with compliance-related matters, employer reporting, and complex regulations. We make complicated issues seem simple, with valuable resources and answers to your specific questions. We’ll help you navigate the uncertainty of state and federal laws affecting you, your clients, and their employees WBCOMPLIANCE Our in-house Compliance team is staffed by experts who are here to simplify your life. Exclusive to our General Agency, they’re on call to answer any of your Compliance questions. ABOUT OUR TEAM ACA GUIDANCE Whether you have a client-specific, scenario-based Affordable Care Act (ACA) or Department of Labor (DOL) inquiry, you can count on us to deliver the answers, resources, and support you and your clients want. LEARN MORE ERISA We can simplify your clients’ administration, ensure their program can pass the ERISA coverage test, and protect benefits with a Wrap Plan bundling health and welfare. SIMPLIFY ADMINISTRATION PREMIUM ONLY PLAN (POP) A POP offers savings to clients and employees, because of reduced payroll taxes and the ability to deduct insurance premiums or HSA contributions on a pre-tax basis. MAKE IT POP COBRA Employer compliance with COBRA is mandatory and non-compliance fees can be substantial. We offer your eligible groups free COBRA administration, helping them save money and avoid fines. LEARN MORE HR SUPPORT Offer your clients access to an online, centralized benefits and Human Resources (HR) management tool from Ease, or our no-cost HRWow benefits administration tool from Mammoth HR. VIEW SUPPORT ACA IRS REPORTING Help your clients with annual IRS reporting and related services like mandated employer letters, ERISA Wrap documents, Form 5500 preparation and filing, and more. BE COMPLIANT ACA CALCULATORS We have calculators designed to help you determine whether your clients are subject to ACA “play or pay” mandates, forecast potential penalties, and more. ADD IT UP COMPLIANCE CONTENT FROM OUR NEWSROOM SMALL GROUP ANNUAL SPECIAL OPEN ENROLLMENT WINDOW: NOV. 15 – DEC. 15 October 14, 2021 | By Paul Roberts California & Nevada The ACA permits Small Groups to enroll for coverage effective 1/1 annually, without having to meet standard employer contribution and/or employee participation requirements. The Special Open Enrollment Window is 11/15-12/15. COBRA PREMIUM PAYMENTS DURING COVID November 10, 2021 | By Rene Gonzalez California & Nevada The IRS, DOL, and Treasury recently provided new guidance and updates regarding the disregarded timeframes for COBRA premium payments during the ongoing COVID-19 "outbreak period." Learn what’s changed. BROKER COMMISSION DISCLOSURE November 11, 2021 | By Paul Roberts California & Nevada A new federal law, effective 12/27/2021, requires brokers to disclose their commissions to clients of all sizes, in writing, in advance of a sale. Here's what you need to know, and how to comply with the law. View More Updates SEIZE THE OPPORTUNITY Talk to a representative and find out how to get started with Word & Brown. GET STARTED CARRIERS + PRODUCTS Small Group Large Group Individual & Family Plans Ancillary RESOURCES Quote Documents & Forms Compliance Apps & Tools ABOUT About Us Contact Careers Word & Brown Companies NEWSROOM Carrier Updates Compliance Industry News Technology New Broker Blog Terms of Service | Privacy Policy | Support | Rate Disclaimer | Legal | HITRUST ©2021 Word & Brown Companies