800.618.BANK (2265) Locations News Careers Investor Relations Contact PERSONAL BUSINESS RATES RESOURCES LOGIN SEARCH Accounts Home / Business / Banking / Accounts Small Business Checking $1,500 OPENING DEPOSIT $1,500 MINIMUM BALANCE Yes! FREE ONLINE BANKING Features It's True. Avoid monthly service fee of $15 if minimum $1,500 average monthly balance maintained No per check or deposit charges. Not available to Check Cashers, Money Transmitters (MSB), Phone Card Issuers/Redeemers, Fuel Businesses or customers who have 100 or more checks clear in a single monthly statement; or withdraw or deposit over $50,000 in a monthly statement in cash. Monthly Service Fees $15 if average monthly balance below $1,500 ATM Fees FREE at Unity & Allpoint ATM's Find a Branch to Open an Account Compare Business Checking Accounts Opportunity Checking $2,000 OPENING DEPOSIT $2,000 MINIMUM BALANCE Yes! FREE ONLINE BANKING Features For sole proprietors/ individuals only. The opportunity to earn higher rates of interest by maintaining higher balances. Unlimited check writing. Interest is compounded daily. Monthly Service Fees $12 if daily balance below $2,000 ATM Fees FREE at Unity & Allpoint ATM's Find a Branch to Open an Account Compare Business Checking Accounts Commercial Analysis & U-Deposit Accounts Varies based on account agreement* OPENING DEPOSIT Fees vary.* MINIMUM BALANCE Yes! FREE ONLINE BANKING Features Receive earnings credit to off-set service charges and detailed analysis statements. Powerful Cash Management at your fingertips with on-line option. View your daily float and many other features. * Opening Deposit and fees vary based on account agreement. Contact your local branch for more information. Monthly Service Fees Fees vary.* ATM Fees FREE at Unity & Allpoint ATM's Find a Branch to Open an Account Compare Business Checking Accounts eSavings $1 OPENING DEPOSIT $100 MINIMUM BALANCE Yes! See eSavings Rates EARNS INTEREST Monthly Service Fees $10 if balance is below $100 ATM Fees FREE at Unity & Allpoint ATM's Features A tiered savings account, which requires a low minimum balance to open. E statements makes reconciling easy. No need to store statements. Protects against mail fraud. Increase your earnings as the balance goes up. Enrollment in eStatements is required. An E statement is mandatory as part of the account. Free ATM Card Free Online Statements Free Online Banking Free Mobile Deposit Free Bank-by-Phone Find a Branch to Open an Account Compare Business Savings Accounts Certificates of Deposit (CD) $1000 OPENING DEPOSIT N/A MINIMUM BALANCE No EARNS INTEREST Monthly Service Fees N/A ATM Fees N/A Features Terms: 3 months to 60 months CDs can help meet your business’s short and long range investment goals. You can choose terms of investment from three months to five years or more. Interest on your CD can be credited, mailed of transferred to another Unity account. Find a Branch to Open an Account Compare Business Savings Accounts Savings Rates Account Title Min. to Open Balance APY* eSavings $100.00 $00.01 - $99.99 0.00% $100.00 $100 - $19,999.99 0.05% $100.00 $20,000 - $99,999.99 0.10% $100.00 $100,000 - $249,999.99 0.10% $100.00 $250,000 - $499,999.99 0.15% $100.00 $500,000 + up 0.25% Opportunity Savings $100.00 $00.01 - $99.99 0.00% $100.00 $100 - $19,999.99 0.05% $100.00 $20,000 - $99,999.99 0.10% $100.00 $100,000 + up 0.10% Prosperity Savings $25.00 $00.00 - $24.99 0.00% $25.00 $25.00 + up 0.05% Money Market IRA $100.00 $00.00 - $99.99 0.00% $100.00 $100 - $4,999.99 0.05% $100.00 $5,000 - $9,999.99 0.05% $100.00 $10,000 - $24,999.99 0.10% $100.00 $25,000 - $49,999.99 0.10% $100.00 $50,000 + up 0.15% Rates effective as of 11/12/2021 8:18:14 AM * Annual Percentage Yield Rates, terms, and conditions are subject to change without notice. Rates on this page will not be honored at any time after a rate changes. Fees may reduce earnings on the account. + Fun club auto transfer must be from Unity checking or saving account. 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