Help Careers Blog Locations Open a Personal Bank Account Login Experience Mortgage Excellence The mortgages you need to get your home. The team that understands your life. Apply Online Find a Mortgage Banker Mortgages Don’t Have To Be Scary Buying a home is a big deal. You deserve clear language, clear timelines, and clear expectations. At BankSouth, we believe that your lender should be on your side. We’ll make sure you feel comfortable with your choices, confident in your decisions, and informed every step of the way. Learn how the process will work, meet the people you’ll be working with, and get the information you need to move forward. See how the mortgage process works for you "Sue Ann was responsive, knowledgeable, helpful, and friendly throughout the process. I could not have asked for anything more." Alex. W Mortgage Experts Dedicated To You Our team lives in the region. We work here. We’re your neighbors. Whether you are moving toward the next step of ownership, refinancing or renovating your home, you deserve people who are committed to helping you build the next step of your life. Our Mortgage Bankers have helped thousands of people like you get the mortgage that’s right for them. There’s no agenda: there’s just partnership. Competence. Compassion. Commitment. It’s how you get home. Meet Our Mortgage Team Your Mortgage Resources You’re not just financing a home. You’re building a life. Here’s the support you need to help you make the best decisions. Calculators Figure out your how your payments may look, and more. Understand your finances before making a commitment. Glossary There are a lot of jargon-y terms in banking. Here’s some you’ll be hearing throughout the mortgage process. Articles Our experts love talking about mortgages and the home-buying process. These articles will help you understand all the ins and outs. Refinance Your Mortgage Is refinancing right for you? Is it time to lower your rates or shorten the terms of your mortgage? Are you looking to renovate or to obtain equity cash to finance a big life milestone? What will work best for your future plans? Our team is here to answer those questions and plan your next steps. Get Started Today The Mortgage and Lending Services You Need There are a lot of different types of mortgages out there. Our job is to find you the right one. We’ll help you understand how how your home financing works for you when you close and for decades to come. Your mortgage isn’t far away. A customized mortgage plan puts you in control with down payments and mortgage payments that make sense for your lending needs. You can take the steps to this investment in your future. It’s your life. It’s your future. We’re here to make it happen for you. Conventional Diverse mortgage options for qualifying homebuyers and homeowners. Construction Build a dream home entirely from scratch. FHA FHA loans are designed with first time homebuyers in mind, with less rigid qualification guidelines and lower down payment requirements. USDA Rural Funds can be used to build, repair, renovate or relocate a home, or to purchase a home. Refinancing Lower your rate, reduce your loan term, allow you to take cash out to pay down debts or do home improvements. VA Special financing for military personnel, offering favorable terms and include options to buy, build, renovate, and refinance a primary residence. Low to No Down Payment No downpayment? No problem! Our low to no downpayment options include downpayment assistance options! Construction and Renovation Sometimes, your perfect house isn’t on the market…so you build it. With generous construction and renovation mortgages, you can have the time and capital you need to turn a dream into reality. Some features include: Down payments as low as 10% Purchase and Refinancing Loans Conforming and Jumbo options In-House Underwriting- Local Decision Making Interest Only Payments during Construction Available for Properties throughout Georgia and beyond Available for primary or second homes We back builders. We support you. Construction and Renovation It’s Time To Go Home Mortgage lenders should be on your side, every step of the way. If you’re ready to take the next step, talk to us or apply online today. Apply Today Locations Contact Bank: (706) 453-2265 Mortgage: (678) 551-7120 Services Personal Banking Mortgage Business Banking Insurance Support Order Checks Online Schedule of Fees Card Controls About BankSouth About Us Board of Directors Careers Locations Communities Follow BankSouth LinkedIn Facebook Twitter Instagram Follow BankSouth Mortgage Twitter Facebook LinkedIn Instagram © 2021 BankSouth. BankSouth Mortgage Company, LLC. BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured. BankSouth Mortgage Company, LLC is a wholly-owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC. All Rights Reserved. Privacy Policy Sitemap