Skip Navigation COVID-19 & The CARES Act Business Banking Equipment Financing Personal Banking Online Banking About Us First Sound Bank Homeownership Assistance Online Banking Login Online Banking PIN/Password Guide to avoid foreclosure Experiencing a financial hardship? If you are unable to afford your mortgage or home equity payments, but want to avoid foreclosure, First Sound Bank can assist you with finding workable solutions. There are many options that may be available to you depending on the type of loan you have with First Sound Bank. You may be able to refinance your loan, extending the repayment period, thereby lowering the monthly payments; First Sound Bank may be able to modify your loan, to make your payments more affordable; You may be able to sell your home and repay your mortgage/home equity loan in its entirety. If your home's value is less than your outstanding loan balance, First Sound Bank may be willing to accept less money than you owe and develop a repayment plan for the remaining amounts due. First Sound Bank is willing to explore every possible option but please don't wait. Contact our dedicated team as soon as you realize that you are unable to make your payments. First Sound Bank/Eastside Commercial Bank Mortgage Loan Call FIRST SOUND BANK at 206.515.2004 (toll free at 1.888.515.2006). In order for us to evaluate your eligibility for these options, please have the following documents available: Hardship letter explaining why you are unable to make your payments Recent paystubs or other proof of income (such as social security or retirement income) Recent statements from all credit union, bank or brokerage accounts Most recent IRS tax return and all supporting documentation Property tax statement List of monthly obligations You may be required to provide additional documentation depending on your situation First Sound Bank/Eastside Commercial Bank Equity Loan Call 206.515.2004 or you may email us at customerservice@firstsoundbank.com . In order for us to evaluate your eligibility for these options, please have the following documents available: A completed Personal Budget Worksheet Recent paystubs or other proof of income (such as social security or retirement income) Recent statements from all bank, credit union or brokerage accounts Additional assistance and resources to contact The following resources may provide you with important information and assistance: You may contact the U.S. Department of Housing and Urban Development (HUD) at 800.569.4287 (or online at http://www.hud.gov/offices/hsg/sfh/hcc/fc) to find a HUD-approved housing counseling agency FDIC Foreclosure Prevention Information at http://www.fdic.gov/consumers/loans/prevention/index.html For Washington State properties contact the Washington Homeownership Information Hotline at 877.894.4663 (or online at www.fdic.wa.gov/consumers/education/foreclosure/prevent_foreclosure.htm). Privacy Policy Terms of Use USA Patriot Act Identity Theft Internet Fraud Prevention Contact Us Homeownership Assistance 206.515.2004 206.515.2005 Fax 925 Fourth Avenue Suite 2350, Seattle, WA 98104 © 2021 First Sound Bank. All rights reserved.