Skip to the main content Tips & Tools Rates Refer a Friend Contact Find an ATM Support Log In BANKING LOANS CREDIT CARDS INVEST/INSURE ABOUT US Business Credit Cards Flexible ways to manage your company's spending. PSECU’s Business Credit Card helps you better control your company’s cash flow. Benefits A business credit card may just be your company’s most important spending tool. Whether you’re paying a vendor or covering an employee’s travel expenses, putting your business charges on a PSECU credit card makes money management easy. At the end of each month or fiscal year, you can easily review all your business expenses at a glance on your e-Statements. Credit limits up to $20,000, if qualified Low Rate Contactless - Tap for a faster way to pay Our card features: Cash advances from thousands of surcharge-free ATMs, with no cash advance fees You can add your PSECU Business Credit Card to Apple Pay®, Google Pay®, Samsung Pay™, and the PSECU Wallet (for Android devices). Low-rate balance transfers- Move higher-rate business credit card balances to your PSECU Business Credit Card and save money right away. Current Rates Valid as of 11/26/2021 1:25 AM EST DESCRIPTION APR* Business Visa Classic Purchase 9.90% Business Visa Classic Cash Advance 9.90% Business Visa Classic Balance Transfer 2.9% *APR denotes Annual Percentage Rate PSECU Business Visa Classic Cards and PSECU Visa® Classic and Visa® Alumni Classic Card: When you take advantage of the 2.9% Annual Percentage Rate (APR) promotional offer, Visa® balance transfers will be treated as a cash advance and will accrue interest at 2.9% APR from the time that the transaction posts until 12/31/2022; thereafter, any remaining balance will begin to accrue interest at the cash advance rate, which is currently 9.90% APR and subject to change. Payments will be applied as stated in your Visa® Classic and Visa® Alumni Classic Consumer Credit Card Agreement. A minimum of $250 must be requested for balance transfers through digital banking. Our 2.9% APR promotional offer cannot be used to pay off any PSECU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Balance transfers access credit under the terms of your Visa® account as stated in the Visa® Classic and Visa® Alumni Classic Consumer Credit Card Agreement. Business-level Security We take your company’s financial security very seriously. We monitor suspicious financial behavior on your credit card account for free. Visa® Benefits Extra purchase protection: Protection on lost or damaged retail goods and supplies you buy with your debit/credit card Business travel benefits: Visa® may offer rental car collision and theft coverage when you use your card, as well as travel assistance services such as replacing lost plane tickets. Ask a PSECU representative for more information on Visa card travel benefits. PSECU Benefits Account Alerts: You can enroll in account alerts within online banking or the mobile app. When you do, we’ll email and/or text you about unusual activity on your credit card Lock\unlock option: Misplace your card? You can immediately lock it from online banking or our mobile app. Once you find your card, unlock it and you’re back in business Apply for a PSECU Business Credit Card To qualify for the Business Credit Card, you must be a current PSECU member and have a PSECU Business Account. Not a member? Join PSECU Need a PSECU Business Account? To join PSECU as a business, all business owners must be existing PSECU members, and your business must be located in Pennsylvania. See PSECU Business Products and Services for all the benefits available to you. Get Started Already have a PSECU Business Account? You're all set. Apply for a business credit card by completing a paper application. Apply Now FAQs Can I add a co-applicant or authorized user to my Business Credit Card? The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. 800.237.7328. Products & Services Banking Services Credit Cards Loans Investing Rates PSECU for Employers About Us Our Story Leadership Newsroom Careers Resources Routing Number: 231381116 Find an ATM Member Login Money Management Resources Important Information Privacy Legal Information Disclosures & Agreements Security © 2021 PSECU. All Rights Reserved. | sitemap | Insured by NCUA. Equal Housing Lender.