LOG IN PERSONAL BUSINESS PERKS COMMUNITY RATES LOG IN PERKS > JOIN HAWAII CENTRAL Join the Hawaii Central Ohana Serving Hawaii since 1937, we are people helping people. We currently serve the community of Oahu and look forward to serving you and your financial well-being. Being a Member As a member owned, cooperative financial institution, we live within our financial means with profits coming right back to our members in the form of higher dividends and lower loan rates. At Hawaii Central we strongly believe in helping our members achieve their financial well-being and continue to seek ways to minimize fees, provide competitive loan and deposit rates, and find opportunities to provide financial education for you and our community. A Regular Share (Savings) Account officially makes you a member of Hawaii Central Federal Credit Union and opens the door to many financial opportunities. To open your Regular Share (Savings) Account and become a HCFCU member, start the application process online or visit one of our offices at 681 South King Street or at The Queens Medical Center, Harkness Building Room 139 and see our Accounts and Services Specialist in the New Accounts Department. JOIN OUR OHANA Eligibility for Membership Membership with Hawaii Central Federal Credit Union (HCFCU) is available to anyone who meets one of the following criteria: Persons who live, work, worship full-time or attend school on the Island of Oahu, and members of their immediate family or household. Immediate family is defined as: Spouse, child, sibling, parent, grandparent, or grandchild and includes stepparents, stepchildren, stepsiblings and adoptive relationships Businesses and other legal entities located on the Island of Oahu Employees of HCFCU and members of their immediate family MAIN BRANCH 681 South King Street Honolulu, Hawaii 96813 HARKNESS BRANCH 1301 Punchbowl Street Harkness Annex, Room 139 WEST OAHU BRANCH Temporarily Closed MEMBER SERVICES (808) 536-3677 CONSUMER LOANS (808) 536-0833 REAL ESTATE LOANS (808) 529-4599 NMLS#412820 HOURS & ATMS MEMBERSHIP CONSUMER RATES & FEES BUSINESS RATES & FEES CAREERS PRIVACY POLICY Your savings are federally insured to at least $250,000. National Credit Union Administration, a U.S. Government Agency. Deposits additionally insured up to $500,000 by Excess Share Insurance. © 2021 Hawaii Central Federal Credit Union. All Rights Reserved Creative Range by Live Chat