Skip to Account Sign In Skip to Site Menu Skip to Footer Menu Loan Forgiveness Loan forgiveness encourages students to pursue degrees and employment in specific fields. These programs repay part or all of your educational loan debt if you fulfill certain work-related requirements. Available Programs You may be eligible for loan forgiveness if you work in one of the fields below: Public Service Loan Forgiveness (PSLF) Program (Direct Loan Borrowers) The PSLF Program was established to encourage individuals to enter and continue in full-time public service employment. The program allows you to receive forgiveness of the remaining balance of your Direct Loans after you have made 120 qualifying monthly payments while working full time for a qualifying employer. To receive forgiveness, you must remain employed with a qualifying employer at the time you apply for and receive forgiveness for your loans. Check out our video to learn more about PSLF. Federal Teacher Loan Forgiveness Program The purpose of the Federal Teacher Loan Forgiveness Program is to encourage individuals to enter and continue in the teaching profession. You may qualify if you teach full-time at a low-income school and meet other qualifications. Am I eligible? To view full details of the Teacher Loan Forgiveness Program, including the eligibility requirements, visit the Federal Student Aid website. How do I apply? It's easy to apply. Go to aesSuccess.org and follow the instructions. Contact Us For PSLF By phone 1-855-265-4038 Monday to Friday 8:00 AM to 9:00 PM (ET) For Federal Teacher Loan Forgiveness By phone 1-800-233-0557, ext. 5473 Monday to Friday 8:00 AM to 5:00 PM (ET) Grants PA State Grant Program Loans PA Forward Funding Opportunities PA Student Loan Relief for Nurses Program Other Educational Aid PA State Work-Study Program PA Targeted Industry Program Aid for Military & PA National Guard Loan Forgiveness PA Ready to Succeed Scholarship Program College Planning EducationPlanner College Fairs 5 Steps to Financial Aid PA Student Aid Guide FAFSA Parents & Students Resources Tools Account Access (AES) Online Ordering MySmartBorrowing Student Loan Notification Tool Financial Aid Resources PA Forward Student Loan Program Toolkit Partner Access K-12 Counselors Schools Resources & Training PA State Work-Study Program PHEAA Federal Work-Study Programs PA Institutional Assistance Grants Program PA Targeted Industry Program Program Review Process PA Ready to Succeed Scholarship Program Community Partners Company Information About Us Doing Business with PHEAA PennWATCH Act Board Members Executive Team Careers Investor Information Reports & Statistical Studies Press Releases Contact Us Site Map Online Services Terms of Use Privacy Policy Right to Know Office of Consumer Advocacy © Pennsylvania Higher Education Assistance Agency, 2018-2021. (NMLS# 1619466 NMLS Consumer Access). PHEAA conducts its student loan servicing operations commercially as American Education Services and for federally-owned loans as FedLoan Servicing.