United States Login Connect with an agent Foresters Financial About us Financial Strength Our financial strength With our 140-year history of financial strength and stability, you can trust us to take care of your financial future. Sharing our financial strength with you When you choose Foresters Financial™ for your investment, life insurance, savings or retirement needs, you benefit from over 140 years of financial strength1 and stability. Your family’s financial well-being is a precious thing; we are privileged that families put their trust in us and we take this responsibility very seriously. We have financial reserves that are well above the Canadian life insurer standard. The Independent Order of Foresters and Foresters Life Insurance Company have each received an “A” rating from A.M. Best 2. Key financial measures (Source : 2019 Financial Results) ($ millions CDN) Total Assets 18,520 Surplus3 2,086 Total Comprehensive Income 67.6 See a PDF of our annual financial highlights or our consolidated financial statements Financial Highlights Consolidated Financial Statements LICAT Disclosure Annual Report 2019 2020 2020 2020 2018 2019 2019 2019 2017 2018 2018 2018 A.M. Best online rating report The Independent Order of Foresters (IOF) financial strength, as measured by A.M. Best Company, is rated "A" (Excellent)2 and has been for the past 21 years. In 2021, A.M. Best also assigned IOF’s subsidiary Foresters Life Insurance Company (FLIC) an “A” (Excellent) Financial Strength Rating. The A.M. Best ratings reflect the overall strength and claims-paying ability of IOF and FLIC but does not apply to the performance of any non IOF or FLIC issued product. An "A" (Excellent) rating is assigned to companies that have a strong ability to meet their ongoing obligations to policyholders and have, on balance, excellent balance sheet strength, operating performance and business profile when compared to the standards established by A.M. Best Company. In assigning our ratings on July 29, 2021, A.M. Best stated that the rating outlook is "stable", which means it is unlikely to change in the near future, assuming our financial strength is maintained and our operations grow. A.M. Best's Online Rating Report Foresters Financial and Foresters are trade names and trademarks of The Independent Order of Foresters (a fraternal benefit society) and its subsidiaries. 1Financial strength and stability refers to the overall financial health of Foresters Financial. It does not refer to or represent the performance of any particular investment or insurance product. All investing involves risk, including the risk that you can lose money. 2 An “A” (Excellent)4 Financial Strength Rating is assigned to companies that have a strong ability to meet their ongoing obligations to policy holders and have, on balance, excellent balance sheet strength, operating performance and business profile when compared to the standards established by A.M. Best Company. A.M. Best assigns rating from A++ to F, A++ and A+ being superior ratings and A and A- being excellent ratings. See ambest.com for the latest ratings. A.M. Best's Rating Report(s) reproduced on this site appear under license from A.M. Best and do not constitute, either expressly or implied, an endorsement of (Licensee)'s products or services. A.M. Best is not responsible for transcription errors made in presenting Best's Rating Reports. Best’s Rating Reports are copyright © A.M. Best Company and may not be reproduced or distributed without the express written permission of A.M. Best Company. Visitors to this web site are authorized to print a single copy of the Best’s Rating Report(s) displayed here for their own personal use. Any other printing, copying or distribution is strictly prohibited. Best's Ratings are under continuous review and subject to change and/or affirmation. 3 This surplus comprising assets of $18.5 billion and liabilities of $16.4 billion represents excess funds above the amount required as legal reserves for insurance and annuity certificates in force and provides additional assurances to our members for our long term financial strength. Financial results as at December 31, 2019. All figures in Canadian dollars. 412738 US (05/18) 416882 CAN/US/UK (03/19) For members Log into your MyForesters account Ready to take the next step? Connect with an agent About Foresters Financial The Foresters Financial difference Our story Financial strength Member benefits Senior leadership Newsroom Careers Products & solutions Life Insurance Tools & guides Life insurance needs calculator Customer care Life insurance Make a claim Contact Us For agents Login MyForesters ezbiz Connect with us Legal Privacy Cookie Preferences My Foresters Accessibility Contact Us ezbiz Site Map The products and services described in this website are for U.S. residents only. The information contained herein is not intended as a recommendation of a specific security or investment strategy. Rather, it is intended to be general and informational in nature. Speak with your Representative to discuss your specific situation and financial goals. Foresters Financial is an international financial services provider with more than three million clients and members throughout Canada, the United States and the United Kingdom. Foresters Financial Members are currently only those insured under a life insurance certificate issued by The Independent Order of Foresters. Foresters Financial member benefits are non-contractual, subject to benefit specific eligibility requirements, definitions and limitations and may be changed or cancelled without notice or are no longer available. Foresters Financial, Foresters, Foresters Care, and Helping Is Who We Are are trade names and trademarks of The Independent Order of Foresters (a fraternal benefit society, 789 Don Mills Rd, Toronto, ON Canada M3C 1T9) and its subsidiaries, including Foresters Life Insurance Company.