Menu Female hand using mobile smart phone with icon graphic cyber security network of connected devices and personal privacy data information IDENTITY THEFT Keeping your money and information safe. PROTECT YOURSELF FROM IDENTITY THEFT More than 10 million Americans become victims of identity theft each year. Thieves will steal names, Social Security numbers or credit card information to commit fraud or other crimes. Personal information is as good as gold to criminals, who will go to any means to get it. To Avoid Becoming A Victim, Consumers Should Be Guarded With Personal Information. The Office Of The Indiana Attorney General Recommends The Following Precautions: GENERAL TIPS Tips: Quarterly: Annually: Every 5 Years: FRAUD SUMMARY Identity Theft is the most popular and profitable form of consumer fraud. It occurs when someone uses your personal information such as your name, Social Security number, credit card number or other identifying information, without your permission to commit fraud or other crimes Common Ways Identity Theft Can Happen: COMPUTER SECURITY First State Bank of Porter continually makes investments in state-of-the-art online banking security tor ensure we protect the confidentiality of every customer’s online information and to provide the utmost security of every user. Computer Protection Tips: MAIL & PHONE We recommend you learn ways to protect yourself from common fraud schemes. Vishing Smishing Lottery/Sweepstakes Scams Check Overpayment Scams Tips For The Mailbox Tips For The Phone PHISHING & SPOOFING Phishing Avoid Spoofed Websites E-Mail Protection Tips Bank Error Messages E-Mails From First State Bank Of Porter WAYS TO PROTECT YOUR ID Under the Gramm-Leach-Bliley Act (GLBA) and Privacy Laws we are required to ensure the confidentiality of a consumer’s information. Here are ways a consumer can protect their ID’s from theft: Monitor Credit Annually Request Fraud Alerts from the 3 Major CRA’s Equifax Experian TransUnion Opt-out of Junk Mail / Internal Marketing Lists / Offers of Credit https://dmachoice.thedma.org/ https://www.optoutprescreen.com/?rf=t Use a P.O. Box Small box costs around $5 range Freeze Your Credit Freezing/unfreezing costs around $10 range Enroll in the “DO NOT CALL” Registry with FTC (Federal Trade Commission); it’s FREE! Register Now! TO DO LIST WHEN YOUR COMPUTER IS HACKED OR PHISHED: Change all passwords Run anti-spyware/malware and anti-virus programs Clear out private information in your internet browsers; clear out sensitive data from internet temp folder (cache, delete history) Close online accounts, notify banks/institutions to obtain new accounts (if needed) ID THEFT VICTIM TO DO LIST: Take Back Your Life In 7 Steps! CREDIT REPORTING AGENCIES To contact a Consumer Reporting Agency (CRA): Equifax Experian TransUnion Educational Opportunities For Our Customers Education is one of the best defenses against fraud, phishing and other internet scams. We encourage you to learn more by taking the courses provided by our partner Digital Defense. Simply click the link below and expand your knowledge on banking topics you use. Digital Defense: Customer Education Topics FDIC Deposit Insurance PERSONAL Personal Checking Products Personal Savings Products Personal Loans BUSINESS Executive Business Checking Business Loans SERVICES Identity Theft Alerts Disclosures Privacy Policy ABOUT US Hours and Locations Contact Us CONTACT INFORMATION Main Office: 219-926-2136 Chesterton Branch: 219-926-4422 Pines Branch: 219-874-3425 FOLLOW US © 2021 First State Bank of Porter | Sitemap