LOCATIONS ABOUT CONTACT JOIN SAVE & SPEND BORROW PLAN LEARN COVID-19 Resources In uncertainty, we're here to help COVID-19 has changed much about the way we live and bank. As part of the Oregonians family, we're here to help make sure you have access to the financial services you need - through this pandemic and beyond. Member support Branch Access Small Businesses Financial Help Protect Yourself Remote Banking FAQs Stop on by, our branches are open Our branch doors have remained open for over a year now and we're ready to assist you with your financial needs! However, the number of COVID-19 cases in Oregon is still unsteady, and you can help us keep our branches safe when you visit: All Oregonians branches are open normal business hours Masks are encouraged, but not required There are no current capacity limitations in place Please continue to social distance and follow floor markers Branch hours & availability ⊗ Shared Branching remains unavailable inside all branches. For Shared Branching deposits and withdrawals, please use our ATMs. Branch lobby hours Monday - Thursday: 9:00am to 5:00pm Fridays: 9:00am to 6:00pm Branch Drive-thru? Night Drop? Deposit ATM? Prineville ✓ ✓ ✓ Gresham ✓ ✓ ✓ Oregon City ✓ ✓ Beaverton ✓ St. Johns ✓ ✓ NE Portland ✓ ✓ Milwaukie ✓ Mailing Address: Oregonians Credit Union 6915 SE Lake Rd Milwaukie, OR 97267 If you're in tight spot, let us know We understand COVID-19 has the potential to financially impact you when you or a loved one are diagnosed, and we want to help. You can skip your loan payment on most Oregonians loans, once per calendar year. If you need additional support, please reach out to us - we're here to help. Skip-Pay You may skip up to one loan payment in a calendar year. Eligible loan types: Auto Loans RV & Motorcycle Loans Personal Loans Consumer Loans SKIP-PAY REQUEST Additional Support If you've been financially impacted by COVID-19 and need additional support with your loan payments, please reach out to us during business hours: Call 503.239.1123 Text COVID 503.239.1123 Small businesses, have you heard of the ERCT? Many small businesses continue to struggle after months of closures and restrictions, even after receiving Payment Protection Program loans. However, most aren't aware of Employee Retention Tax Credit (ERCT). It's a payroll tax credit most small businesses don't know about. What's the ERCT? According to the IRS website: "The Employee Retention Credit under the CARES Act encourages businesses to keep employees on their payroll. The refundable tax credit is 50% of up to $10,000 in wages paid by an eligible employer whose business has been financially impacted by COVID-19." Does my business qualify for the ERCT? Businesses with employees that were either partly shut down due to COVID‑19 or suffered a loss of business in 2020 or 2021 are eligible for the Employee Retention Tax Credit. How much does the ERCT provide? In 2020, eligible businesses were able to file for a maximum ERTC of $5,000 per employee for the whole year. In 2021, the maximum credit increased to $7,000 per employee, per quarter. That means a maximum of $28,000 per employee each year. Tom Sauvageau, a Washington based small business consultant, launched www.ERTCFiling.com to help small businesses file for the ERCT. It also has a free calculator tool that anyone can use to estimate how much money they might be eligible for. Here are a couple more ERCT resources: The IRS Employee Retention Credit under the CARES Act webpage A KGW article about the ERTC posted June 4, 2021 COVID-19 FAQs I'm worried about how I'm going to make my loan payment. What are my options? Are you offering PPP loans to businesses? How can I access my accounts remotely? How do I make a deposit into my account? Someone contacted me saying they work for Oregonians. What should I do? Is my money safe with Oregonians? How can I protect myself from Coronavirus scams? ACCOUNT ACCESS SIGN IN Sign Up APPLY NOW LOCATION FINDER PLANNING TOOLS Featured It's a Money Thing Video 2:02 Read Our Blog! Your source for financial advice, fraud tips, community events and the latest news! Federally Insured by NCUA: Your savings are federally insured to at least $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States Government. If you are using a screen reader and are having difficulties using our website, please call (503) 239-5336 for further assistance. Careers Privacy & Disclosures Avoiding Foreclosure Site Map © Copyright 2021, Oregonians Credit Union. Phone: (503) 239-5336 Routing # 323075709 Web Design by Avtec Media. SEARCH