Home Make a Payment My account MENU Renter Insurance You may not own your home, but as a renter, you still need to protect your personal property. A renter's insurance policy is inexpensive and easy to set up. Why do I need renter's insurance? If your home were to be destroyed by fire, think about how much it would cost to replace all of your personal possessions like your clothes, furniture and electronics. If you have a renter's insurance policy, there's no need to worry because your personal property is covered. A renter's policy covers losses due to fire, theft and even vandalism. If your home is damaged to the point that you can't live there, you'll need to find a temporary place to live which can add more expense to an already bad situation. A renter's policy includes coverage for additional living expenses while your home is repaired. Even when you're away from home, a renter's insurance policy provides valuable theft protection which can come in handy for personal property that is often targeted by thieves like a bike or laptop. Find out just how affordable a renter's insurance policy can be. It won't cost you a thing to get a quick, no-obligation quote today. Get a Quote What does renter's insurance cover? In most cases, a landlord’s insurance only covers structural damage to the building itself, not the possessions or liability of a tenant. So what is covered? Personal Property Here are some basic examples of personal property that is typically covered by a renter's insurance policy: Stereo systems, VCRs and televisions CDs, DVDs, videos and tapes Personal cameras Movable appliances, including microwave Furniture Sports equipment China and glassware Clothing Books Natural Hazards Most policies protect your personal property against losses created by the following: Fire and smoke Vandalism Water damage (not including floods) Frozen water pipes Hail Windstorm Lightning Explosion Vehicles or aircraft Theft at residence Items not listed here may still be insurable, so ask about a specific policy for you. This information is only a general description of the available coverage and is not a contract. All coverage types are subject to availability and qualifications. Customer Service: 1-800-799-7500 South Carolina Farm Bureau Mutual Insurance Company P.O. Box 2124, West Columbia, SC 29171 Facebook Twitter LinkedIn FOLLOW US Copyright © 2021 South Carolina Farm Bureau Mutual Insurance Company Website by Cyberwoven Farm Bureau - Banking Farm Bureau

Home Make a Payment My account MENU Resources Articles Find out how to prepare for—and prevent—emergency situations at home, on the road, and on the farm. Articles Insurance Terminology FAQs Customer Service: 1-800-799-7500 South Carolina Farm Bureau Mutual Insurance Company P.O. Box 2124, West Columbia, SC 29171 Facebook Twitter LinkedIn FOLLOW US Copyright © 2021 South Carolina Farm Bureau Mutual Insurance Company Website by Cyberwoven Farm Bureau - Banking Farm Bureau