Privacy Policy | Contact Us | Rates | Locations | Resources | About Us HOME › ABOUT US › FOOTER INFO › SCHEDULE OF FEES AND CHANGES ABOUT US HISTORY COMMUNITY COMMITMENT LOCATIONS/HOURS OFFICERS/STAFF OBSERVED HOLIDAYS PRIVACY & SECURITY RATES FAQS CONTACT US FOOTER INFO Schedule of Fees and Changes Online Agreement SCHEDULE OF FEES AND RELATED CHARGES The following is a summary of the fees and related charges that may be incurred at Lyons Federal Bank. Please be advised that not all fees and charges are applicable to all types of checking accounts. AS OF APRIL 28, 2015 Service/Fee Charge Paid NSF Item Fee *Applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means $20.00 Return NSF Item Fee *Applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means $20.00 Continuous Negative Balance Fee *Fee may result from payment of checks, in person withdrawal, ATM withdrawal, the imposition of bank-related fees, or other electronic means. To avoid assessment of this fee, you must make a deposit greater than the overdrawn balance by 3:30 pm or the branch's closing time, whichever is earlier, on the 5th business day you are overdrawn. $5.00 *will be assessed on the 5th business day the account is overdrawn and each business day after for the next 10 business days or until the overdrawn balance is covered. Automatic Transfer From Another Account (to cover Overdraft) $2.00 Stop Payment $20.00 Account Closing Fee (if closed within 90 days of opening) $15.00 Account Research (per hour/one hour minimum) $25.00 per hour Account Reconcilement Fee (per hour/one hour minimum) $25.00 Returned Deposit Item $3.50 Dormant Account Fee (after one year of no customer activity and undeliverable statement) $25.00 per year Garnishments & Tax Levies $25.00 Duplicate Statements $3.00 Activity Printout $1.00 Coin Counting 5% of total Collection Item $20.00 Foreign Currency Order $10.00 plus fees charged to LFB Mortgage Amortization Schedule $10.00 per schedule Photocopy of Cancelled Check $5.00 Incoming Fax $0.50 per page Outgoing Fax $1.00 per call and $0.50 per page Non-Customer Check Cashing Fees 1% or $3.00 minimum Notary Service (FREE for LFB customers) $2.00 for non-customers Undeliverable Statement Fee (after second occurrence) $5.00 Cashier's Check $5.00 Money Order $3.00 Incoming Wire Fee $5.00 Outgoing Wire Fee $15.00 International Incoming Wire Fee $5.00 International Outgoing Wire Fee $50.00 Debit Card or ATM Card (1st Card) FREE Debit Card or ATM Card Replacement Fee $5.00 Foreign ATM Withdrawal Fee - Checking Accounts (surcharges by other banks may apply) $1.00 each after 3 per statement cycle Foreign ATM Withdrawal Fee - Savings Accounts (surcharges by other banks may apply) $1.00 each after 6 per quarter LINKS Protect Against Credit Card Fraud Laptop Security Reminders Protecting Your Identity On Guard Online Resource Home | Schedule of Fees & Charges | Online Agreement | Mobile 200 East Avenue South P.O. Box 58 Lyons, KS 67554 Local (620)257-2316 Toll-Free (877)657-2316 Member FDIC | Equal Housing Lender © 2021 Lyons Federal Bank Interactive Agency: Howerton+White