Advisor Hub Contact us FR Price & Performance Products & Services Portfolio Managers Active Insights Applications & Forms About Us Home Active Insights Investor education Active Insights Investor education Market insights Monthly commentaries Quarterly commentaries Investor education High-Yield Bonds: An Opportunity for the Long Term The high-yield asset class has shown long-term resilience, and in cases where it has run into turbulence, it has bounced back impressively. Download Understanding High-Yield Bonds Learn about the features of high-yield corporate bonds and how they can enhance your portfolio’s income potential. Download Investing for Retirement Learn how investing within a Registered Retirement Savings Plan (RRSP) can help you achieve your retirement goals. Download Saving for Your Child’s Education? Find out how investing within a Registered Education Savings Plan (RESP) can help fund your child’s post-secondary studies. Download Funding Your Retirement Spending Needs Learn how converting your RRSP into a Registered Retirement Income Fund (RRIF) can provide the income you need in retirement. Download Case Study: Senior Loans and the 2008 Financial Crisis A hypothetical example showing that staying invested or adding to holdings in senior loans during the 2008 financial crisis provided the best long-term outcomes. Download The Bulls Outweigh the Bears Historically, periods of strong market performance have lasted longer than and more than made up for losses incurred during bear markets. Download What Are My Options When the Market is Down? In a declining market, your first instinct may be to cut and run. This short case study on the 2008 financial crisis shows that staying invested or adding to your portfolio may be better options. Download Staying the Course In a Bear Market History shows that investors who patiently weather market downturns are rewarded for staying focused on the long term. Download The Storm Before the Calm Historically, severe market downturns have typically been followed by a strong rebound beyond pre-decline highs, rewarding patient investors who stay the course. Download Are U.S. Dollar Funds Right for You? U.S. dollar funds may be an ideal solution if you're looking to invest and spend in U.S. currency. Download How Do Currency Fluctuations Affect My Investments? The potential impact of currency fluctuations should always be a consideration when you buy mutual funds that invest outside of Canada. Here’s a primer on the most common approaches portfolio managers take to this important aspect of international investing. Download Why Investors Need Diversification You know the expression, ‘Never put all your eggs in one basket.’ Nowhere is this truer than in the world of investing. Download Emotional Investing When we feel threatened, experience tells us to get away as fast as possible. But when it comes to investing, this is often the least advisable response. Download Finding the Right Advisor Choosing a financial advisor can be one of the most important decisions you’ll ever make. So it’s worth taking the time to find the person who’s right for you. Here are some useful tips on what to look for. Download The Advantage of Investing Early How much you save is important, but when you start can also have a big effect. The sooner you invest, the more time your money has to reap the benefits of compounding. Download Understanding Risk All investments involve a certain degree of risk. The key is understanding how much risk is appropriate for your personal financial situation. Download What Are Mutual Funds and Why Would You Want to Invest in Them? A mutual fund is a way of pooling your investment money with a large group of other investors. As a group, you get advantages and cost savings that might not be available to you as an individual investor. Download Tax-Free Savings Account The TFSA is a registered account developed to help Canadians invest for retirement. TFSAs are also useful for short- and long-term spending goals such as family vacations, purchasing a new car or home renovations. Download Mutual Fund Investing: Understanding the Costs Mutual funds are professionally managed, diversified investments that can provide ready access to opportunities that may not be available to individual investors. As with many goods and services, mutual funds have ongoing costs. Download Growth vs. value Professional investment managers have different styles and approaches. Incorporating this variety into your portfolio can benefit its performance. Download Management Expense Ratios Explained The Management Expense Ratio, or MER, is a fee charged on mutual funds for the costs associated with running the fund. Download Filter by themes: COVID-19 support Investment account essentials Investment concepts Mutual fund basics Sheltered Accounts Tax-Free Savings Account (TFSA) Registered Education Savings Plan (RESP) Registered Retirement Savings Plan (RRSP) Registered Retirement Income Fund (RRIF) We are iA Clarington And we will be invested in you One of Canada’s leading investment management companies, iA Clarington brings clarity, integrity and commitment to a complicated global investment landscape. A wholly owned subsidiary of Industrial Alliance Financial Group, we offer a wide range of investment products, including actively managed mutual funds, managed portfolio solutions, Active ETF Series and socially responsible investments. Follow us Prospectus/AIF IRC report to security holders Proxy voting Unclaimed property Disclaimers and important information Glossary Contact us Careers Legal / terms of use Privacy Accessibility © 2021 IA Clarington Investments Inc.