Important information for Northpointe Bank customers regarding Coronavirus. Learn more. OPEN ACCOUNT DEPOSIT RATES Rates effective as of: November 23, 2021 | Print friendly version Savings Checking Money Market CDs IRA & HSAs Business Accounts 1Ultimate Checking Account annual percentage yield (APY) is 1.00% on qualifying balances. 2If qualifications are not met during the statement period, the full account balance will earn interest at 0.05% APY for that statement period. Qualifications include $1,000 or more in debit card purchases that post and settle per the statement period and enrollment in eStatements. $100 minimum deposit required to open. No minimum balance requirement. New accounts subject to approval. Rates are subject to change including after the account is opened. *Annual Percentage Yield (APY) is accurate as of the effective date. Rates are subject to change without notice. Rates on non-CD accounts may change after account is opened. Early withdrawal penalties may be charged on certificates of deposit. Fees could reduce earnings on some accounts. All new accounts are subject to Northpointe Bank approval. Questions? Contact us by phone at 888-672-5626 or via email at banking@northpointe.com. BUSINESS BANKING HEALTH SAVINGS ACCOUNT 3333 Deposit Drive NE, Grand Rapids, MI 49546 Secure Message SERVICES Personal banking sign in Business banking sign in Home app sign in Make a loan payment Request loan payoff Creative marketing services COVID-19 info center COMPANY About us Careers Security info Preventing wire fraud HELP + INFO Help center Privacy policy California privacy rights Disclosures & fees Accessibility Payment assistance BUSINESS SOLUTIONS Correspondent Lending Warehouse Lending Check us out on Facebook. Check us out on Instagram. Check us out on Twitter. Check us out on LinkedIn. Check us out on YouTube. Routing number: 072413926 NMLS: 447490