Main Navigation Get Started CoverIt Finally, checking that’s fair & flexible Get started today Members Non-members How it works When you add CoverIt to your Marine checking account, you can breathe easier with a $50 grace zone. Unlimited access to a $50 grace zone lets you go a little under on your account without the pesky fees $12.95/month subscription fee $5 safe spending rebate if you don’t use your grace zone during the month No contract, you can cancel any time With our new, exclusive CoverIt program, we’ve got your back. CoverIt gives you a safety net for life’s ups and downs—you can use your money with less worry and breathe easier when money gets tight. We get it. And we’ve got you. Add the flexibility of CoverIt to your checking account today! Learn more Log in to Online Banking to get covered. Not a member? Open a checking account to get started. *CoverIt is an optional service available for Marine Credit Union checking accounts. This service provides overdraft coverage for overdrafts and fees that total no more than $50 in excess of the available balance. This is known as the grace zone. The service costs $12.95 per month which will be automatically deducted from the checking account each month. Includes free transfers if enrolled in other overdraft protection from savings or Kwik Cash line of credit. Paying overdrafts beyond the grace zone is not guaranteed and we typically do not pay overdrafts if you are consecutively overdrawn for an extended period, delinquent on any loans, or not making regular deposits. Standard overdraft fees of $35 per item will apply for overdrafts beyond the grace zone. A fee may be imposed for covering overdrafts created by ATMs and everyday debit card transactions (if you are enrolled for overdraft privilege for those transactions), checks and other transactions made using your checking account number, automated bill payments, and preauthorized electronic debits, telephone-initiated, online banking, or electronic transfers and recurring debit card transactions. Excessive use of any overdraft service can be costly and is discouraged. Fees and terms are subject to change. Some restrictions apply. See CoverIt service agreement for additional details. Why CoverIt is a great choice Peace of mind Use your money with less worry; skip pesky fees from small overdrafts. Flexibility Add flexibility to your checking account that fits your life. Use CoverIt as much as you need to. Cancel anytime. Money back $5 safe spending rebate if you don’t use your grace zone during the month. Get fair, flexible checking that fits your life Subscribe to CoverIt today. Members Non-members Have Questions? FAQ’s CoverIt enrollment process Rates Marine Mobile MCU Foundation Blog Careers Accessibility Contact Us Privacy & Terms Routing # 275977489. Federally insured by NCUA. Equal Housing Lender. Copyright © 2020 Marine Credit Union. Your savings federally insured to at least $250,000 and backed by the full faith & credit of the U.S. Government.