Offers Quotes Why us? About vehicle leasing Latest news Contact Blog Home / About Vehicle Leasing / Finance Options / Personal Contract Hire Business Contract Hire Contract Purchase Sale and Leaseback Personal Contract Hire Car and Van Personal Contract Hire Like Business Contract Hire (BCH), Personal Contract Hire (PCH) involves leasing a car for an agreed period of time at a fixed monthly cost. For private individuals that means cost-effective, flexible motoring. The main difference between PCH and BCH is that the vehicle is funded by the individual rather than the business. As a result, the vehicle is not subject to Benefit in Kind tax. All servicing and maintenance can be provided – giving you peace-of-mind that everything is running smoothly with no unpredictable costs. Adding maintenance to the contract can affect the monthly rental cost and our team can help you find the solution that’s right for you. What does PCH include? A comprehensive vehicle management package including (if selected) all servicing and maintenance. Flexible term and mileage options, tailored to your needs. Exclusive PCH incentives and offers – available only to specialist professionals like you. Complete support and guidance throughout your time with us. How does PCH work? Perfect for busy professionals, Personal Contract Hire is a simple and easy process designed to save you valuable time: Choose your vehicle from our extensive online database. Agree your contract term and mileage. Maintenance and servicing can easily be added as an option. An appropriate fixed monthly payment amount is confirmed for the duration of the term. Your car will be delivered via an approved local dealer. At the end of your term, you simply return your vehicle to us. The vehicle should be returned to us in a condition that meets the BVRLA ‘Fair wear and tear’ guidelines, otherwise charges may be incurred. Fair wear and tear guidelines can be found on the BVRLA website at www.bvrla.co.uk. You can then apply for a new vehicle with us. If you are VAT registered, you may be able to claim VAT on the percentage of the lease that relates to business use. What are the benefits of Personal Contract Hire? You choose the manufacturer and model of car that you want, and we purchase, manage and maintain it for you – it’s very straightforward. All you do is pay one fixed monthly fee – keeping your costs low and predictable. Hassle-free motoring – we do the legwork for you. Flexible payment structure – from 24 to 60 months. Running costs eg. Maintenance and servicing, can be included for easier budgeting. No risk of unexpected vehicle depreciation. Possibility to reclaim VAT and business expenses depending on your circumstances. The vehicle is not subject to Benefit in Kind tax. PCH gives you fixed cost motoring. See our latest Personal Contract Hire rates BusinessCar Awards Fleet Leasing Company of the Year 2007, 2008, 2009, 2010 & 2011 BusinessCar Awards Service Supplier of the Year 2010 & 2011 GreenFleet Awards Leasing Company of the Year 2010 Lex Autolease Limited Registered in England and Wales with registered number: 1090741 Registered office: 25 Gresham Street, London EC2V 7HN FAQ's | Privacy Policy | Legal | Cookies | Sitemap |