Login >> Accounts Savings Membership Share Savings Our official membership account and it’s Free! This savings account provides you membership into our credit union and access to all of the benefits of a credit union membership. Your initial deposit of $5.00 serves as your share of ownership in the credit union. This account pays dividends, which are calculated daily, and credited to your account monthly. Note…To easily segment your savings goals, additional Share Savings accounts can be opened! Christmas Club Make saving for the holidays simple and easy! With restricted withdrawals, you don’t have to worry about dipping into your holiday savings throughout the year. There is no minimum balance required and no monthly fees. Your Christmas Club funds will be automatically deposited to your Share Savings account annually on October 31st. This account pays dividends, which are calculated daily, and credited to your account monthly. Money Market Account Savings with a twist! This account provides you the opportunity to earn dividends, and allows you to write up to 6 checks per statement cycle. The initial minimum deposit required is $1,000, and there is no monthly service charge. Dividends are calculated daily, and credited to your account monthly. This account has a tiered-rate structure. The more you save, the more you earn! Contact us for current rates. Share Certificates Let us pay you a higher dividend, for your commitment to save! We have short term and long term options available. The initial minimum deposit to open is $1,000.00. Dividends are compounded daily and credited monthly to the certificate. Penalties for early withdrawal apply. Deposit Rates SAVINGS RATES - EFFECTIVE THURSDAY, OCTOBER 1, 2020 Account Type APY Minimum Deposit Minimum Balance MEMBERSHIP SHARE SAVINGS 0.05% $5 $5 ADDITIONAL SHARE SAVINGS 0.05% $5 $5 FREE CHECKING 0% $50 $0 CHECKING REBUILDER 0% $50 $0 CHRISTMAS CLUB 0.05% $5 $100 INDIVIDUAL RETIREMENT ACCOUNT 0.2% $5 $0 Fees may reduce earnings. Rate may change after the account is opened. APY = Annual Percentage Yield CERTIFICATE RATES - EFFECTIVE SATURDAY, DECEMBER 4, 2021 Certificate Term APY Minimum Deposit 6 MONTH SHARE CERT 0.25% $1000 12 MONTH SHARE CERT. 0.3% $1000 18 MONTH SHARE CERT. 0.3% $1000 24 MONTH SHARE CERT. 0.35% $1000 36 MONTH SHARE CERT. 0.65% $1000 48 MONTH SHARE CERT. 0.8% $1000 60 MONTH SHARE CERT. 0.95% $1000 6 MTH IRA CERTIFICAT 0.3% $1000 12 MO IRA CERTIFICAT 0.35% $1000 18 MO IRA CERTIFICAT 0.35% $1000 24 MO IRA CERTIFICAT 0.4% $1000 36 MO IRA CERTIFICAT 0.65% $1000 48 MO IRA CERTIFICAT 0.8% $1000 60 MO IRA CERTIFICAT 0.95% $1000 Early withdrawal penalties may apply. APY = Annual Percentage Yield. Quick Links Quick Loan Application Apply for a Credit Card Apply for a Mortgage Loan Calculators Loan Rates Deposit Rates Live Chat Accounts Become a Member Business Careers Credit Cards E-Services Loans Financial Education Resources Apply For A Scholarship Apply for a Loan Apply for a Credit Card Apply for a Mortgage Deposit Rates Holiday Schedule Loan Calculators Loan Rates Partnership Request Youth Wire Instructions Office Locations Fee Schedule Lost or Stolen Credit/Debit Card Member Newsletters Live Chat Privacy Policy Routing #263182040 San Antonio Citizens FCU PO Box 1057 San Antonio, FL 33576 Phone: 352-588-2732 Fax: 352-588-2810 Contact Form Federally insured by the NCUA. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 352-588-2732 for assistance. All products and services available on this website are available at all San Antonio Citizens Federal Credit Union full-service locations. Copyright © 2021 San Antonio Citizens Federal Credit Union Become A Member Careers We’re Here to Help