1 (254) 772-9330 MENU SIGN INTO: Online Banking Payment Center Business & Commercial Lending Built by you, backed by us. Let’s discuss your business plans. We offer a personal approach to commercial lending. Straightforward. Efficient. Reliable. Take the concern out of commercial lending and focus on what you do best, your business. Local Business Loans Commercial Real Estate Revolving/Drawdown Lines of Credit Working Capital Agricultural Equipment Interim Construction Loan It’s your story. Consult with a loan specialist to discuss your plan for the next chapter. Visit your nearest branch or call 254 772-9330 to schedule an appointment. We are “Familiar Faces Making Local Decisions.” Online Services Online Banking & Bill Pay Payment Center Mobile Services The First Mobile App First Deposit SecurLOCK Equip App Get Zelle® Personal Banking Accounts Savings Made Simple Text Alerts Instant Issue Debit Cards Interest Rates Banking FAQs FNBCT Routing Number Identity Theft & Fraud Business Banking Accounts Non-Profit Accounts Mobile Processing Merchant Card Services Remote Deposit Capture Interest Rates Loan Services Personal Loans & Mortgages Business & Commercial Lending About Us Mission and Principles Contact Us Branch Locations & Hours Our Team © The First National Bank of Central Texas Like us on Facebook Site by McKinleyBrown & Bradley Privacy Policy Privacy Notice Legal Notice Terms & Conditions Identity Theft & Fraud News Careers Sitemap

1 (254) 772-9330 MENU SIGN INTO: Online Banking Payment Center Interest Rates Commercial Accounts / First Treasury Money Market Interest Rates APY* Daily Balance up to $24,999.99 0.10% 0.10% Daily Balance $25,000 – $99,999.99 0.25% 0.25% Daily Balance $100,000 – $249,999.99 0.25% 0.25% Daily Balance $250,000+ 0.25% 0.25% * The annual percentage yield (APY) assumes the principal and its interest will remain on deposit for a full year at the listed rate. Withdrawals, fees and other conditions could reduce earnings. Online Services Online Banking & Bill Pay Payment Center Mobile Services The First Mobile App First Deposit SecurLOCK Equip App Get Zelle® Personal Banking Accounts Savings Made Simple Text Alerts Instant Issue Debit Cards Interest Rates Banking FAQs FNBCT Routing Number Identity Theft & Fraud Business Banking Accounts Non-Profit Accounts Mobile Processing Merchant Card Services Remote Deposit Capture Interest Rates Loan Services Personal Loans & Mortgages Business & Commercial Lending About Us Mission and Principles Contact Us Branch Locations & Hours Our Team © The First National Bank of Central Texas Like us on Facebook Site by McKinleyBrown & Bradley Privacy Policy Privacy Notice Legal Notice Terms & Conditions Identity Theft & Fraud News Careers Sitemap