About Locations Resources News Contact Search Spending Saving Borrowing Services LOGIN About Company Where purpose leads the way At Westerra, our purpose is simple: We exist to teach one another to prosper. Education has been our thing from the beginning, because (if you didn't know) Westerra was founded by schoolteachers. To this day, we believe that sharing what you know is the most important currency. Our mission How we live up to our purpose is through our mission: to positively impact lives through personal attention and financial education. LEARN MORE Our financial strength We have earned the top 5-star rating for financial strength by Bauer Financial, Inc. every quarter consecutively since 1992 – one of only five Colorado credit unions to achieve this top rating for more than 100 consecutive quarters. Visit the National Credit Union Administration (NCUA) website to learn more about share insurance and how the National Credit Union Share Insurance Fund protects your deposits. There you’ll also find a share insurance calculator to view coverage for your Westerra accounts. You can also learn how Westerra is well capitalized at approximately 11% – more than $200 million. Westerra follows strict mortgage underwriting practices, keeping our funds working locally for our members and keeping mortgage default rates extremely low. We maintain a diverse mix of investments, including auto loans, first and second mortgages, credit cards and signature loans, ensuring sound lending decisions for our members' money, and we are regulated by the Colorado Division of Financial Services and the NCUA. Westerra Credit Union Statistics as of June 30, 2021 Assets $1,898,000,000 Capital $204,000,000 Capital/Assets 10.44% Net Income YTD $1,742,000 Members 122,303 Bauer Rating 5 stars (highest rating) Federally Insured by NCUA June 2021 Financial Statements VIEW OUR 2020 ANNUAL REPORT Westerra's got big news to share Westerra unveils new logo, colors Along with the rebrand, we have implemented other beneficial changes for members. READ ARTICLE → Check out our new look… and more With our digital-first approach and commitment to our community, this is just another way to make banking easier for you. READ ARTICLE → Westerra eliminates all overdraft and NSF fees on checking accounts Westerra had been waiving all fees since March 2020 and has permanently discontinued all overdraft and nonsufficient funds fees. READ ARTICLE → Spending Spending account Credit cards Payments Business Saving College IRA Kids Business Borrowing Home lending Mortgage loan officers Auto Business Services Account Branch Online COVID-19 Business account About Careers Community Company Why Westerra Routing Number 302075319 Follow Us Our Apps App Store Play Store SECURITY CENTER PRIVACY NOTICE DISCLOSURES FORMS MEMBER OWNED SINCE 1934 Copyright © 2021. Westerra Credit Union NMLS 421606 Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government. National Credit Union Administration, a U.S. government agency. Equal Housing Opportunity. Equal Opportunity Lender. We use cookies to improve our services and your experience. By using our site, you consent to cookies. To learn more, see our Privacy Policy. OK Feedback