Login Personal Business Money Pay it your way Check your eligibility You decide how you pay back at the point of sale with our lowest rate and new instalment plan feature* Card benefits Fully Online Application Applying for a credit card is a quick and simple process. Cardholders You can add up to 3 free additional cardholders. Interest-free credit Get up to 56 days interest free if you pay your bill on time and in full each month. This does not apply to purchases using the instalment plan feature. Worldwide Acceptance. An Post Money Credit Cards are accepted globally, wherever you see the Mastercard sign. Mastercard Priceless Cities You can enjoy exclusive offers and experiences in Ireland and major cities around the world. Credit Limit We’ll set your credit limit when we approve your application. For those times when you need a little extra, just talk to us about applying for an increased limit at no extra cost. Online Security 3D Secure is a free and automatic online security service which gives you an extra layer of protection when you shop online. Card Control Manage your credit card account online and stay in control of your finances 24/7. See the full list of benefits for Credit Cards Credit card benefits Fast track your Credit Card Applying for a Credit Card is a quick and simple process. You will need proof of your: Identity All four corners must be visible e.g Passport / Driver's Licence Address and Income Such as an up-to-date bank statement PPS number e.g a recent payslip Additional details may be required. Do you have a Credit Card balance? The An Post Money Classic Card offers 0% interest for a whole year on balances transferred Classic credit card Classic credit card Get in touch If you have any questions about our credit card or your application, please contact our customer service team. Contact us Contact us FAQs What is an Instalment Plan? How do I set up an Instalment Plan? How do Instalment Plans work? Can additional cardholders use Instalment Plans? Can I put any card purchase on an Instalment Plan? What will I be charged? What happens if I’m late making a payment on an Instalment Plan? Can I put an Instalment Plan on a transaction after I have paid for it? What happens if I put a purchase on an Instalment Plan and later return the goods and get a refund? Can I cancel an Instalment Plan? Can I pay off an Instalment Plan early? Is there a limit to the number of Instalment Plans I can take out? How will I know what Instalment Plans I have taken out and how many repayments are remaining on each of them? Am I eligible to apply for a credit card? What documents do I need to apply for a credit card? How do I send you my documents? Do you accept joint applications? Warning: If you do not meet the repayments on your credit agreement your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Once an instalment plan is ended it cannot be reinstated. *Rate is based on your financial profile and credit history. A higher rate may apply **The interest rate on money transfers is same as the purchase rate on your card and you can transfer from €100 up to 95% of your credit limit. ®Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Information correct as of 15/10/2021, 22.9% APR assumes that you draw your entire credit limit in one transaction using your card for a period of one year, and repay in 12 equal instalments, the principal plus the respective interest amounts (if your credit limit has not yet been finalised, we have assumed that it will be €1,500), and Government stamp duty of €30 on the card is charged, the total amount you would have to pay would be €1,666.50. Cost of credit €136.50. Avantcard DAC trading as Avant Money is regulated by the Central Bank of Ireland. An Post acts as a credit intermediary on behalf of Avantcard DAC, who provide loan and credit card services and facilities. An Post trading as An Post Money is authorised as a credit intermediary by The Competition and Consumer Protection Commission. Avantcard DAC is a designated activity company incorporated in Ireland under number 541980 and having its registered office at Dublin Road, Carrick-on-Shannon, Co Leitrim. About An Post Corporate Social Responsibility Working with An Post Media Centre Customer Charter An Post Irish Book Awards English Security Privacy Terms of Use Accessibility Terms & Conditions Sitemap Manage We use cookies to personalise content and ads, analyse our traffic and share information about site usage with our social media, advertising and analytics partners. We need your consent to use cookies for this website. You can choose not to allow some types of cookies. 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