Search Branch finder Help & support Log in Menu Home & Mortgage guides Life Insurance guides Travel Money guides Travel Insurance guides Passport & Travel document guides Travel guides Social Responsibility Understanding how life insurance works Life insurance can bring peace of mind for your loved ones and help you to relax, knowing you're looking after their financial wellbeing. Because family always come first What is life insurance? Learn about what life insurance is, how it works and why you might need it with our guide. WHAT IS LIFE INSURANCE? Benefits of life insurance Is life insurance right for you? In our guide we look at the benefits that persuade people to get a life insurance policy BENEFITS OF LIFE INSURANCE How much does life insurance cost? All life insurance quotes will depend on your unique circumstances, so use our guide to find out whether you can qualify for standard terms cover. HOW MUCH DO I NEED? Different types of life insurance Learn about the main types of life insurance and how they may be able to benefit your family TYPES OF LIFE COVER Life insurance vs life assurance Life insurance and life assurance are different things, and one may be more appropriate for you than the other. Learn more here. WHAT IS LIFE ASSURANCE? What is term life insurance? Find out about 'term' life insurance and the different types available, as well as how term life differs to whole life. TERM LIFE INSURANCE Decreasing term life insurance Decreasing term life insurance is most commonly used to help cover a mortgage should the worst befall you. Find out more here. DECREASING TERM COVER Level term life insurance Learn about how level term cover can help your loved ones with a cash payout that remains the same throughout your policy. LEVEL TERM LIFE COVER Increasing term life insurance The effect of inflation can make sums of money lose their value over time. Learn about how to protect against this for your life insurance with our guide to increasing term cover. INCREASING TERM LIFE COVER Alternative funeral ideas Burial and cremation remain the two main forms of arranging a send-off, but there's a lot more to it FIND OUT MORE Funeral costs by location Where you choose to have your funeral could have an impact on the cost. Find out more here READ OUR GUIDE Is it worth having life insurance? What are some of the reasons you might want the reassurance of life cover at different times in your life? We’ve looked at what to consider. READ MORE What is a direct cremation? Learn about direct cremations, a cost-effective way of having a cremation funeral. They may not be for everyone, so find out more READ MORE Burial or cremation? Choosing burial or cremation might be am emotional choice for lots of people. Knowing what to consider could help you decide. BURIAL OR CREMATION? Life insurance and what to expect Life insurance may help safeguard your loved ones’ financial future when you die. Our guide covers what to expect when you apply. FIND OUT MORE Life insurance over 70 Life insurance can help give you peace of mind, especially if you want to provide for your family after you've gone FIND OUT MORE Can you insure your parents? You can help your parents to pay their life insurance premiums. Find out about your parents and life insurance with our guide FIND OUT MORE Life insurance for mums Mums can have extra reasons to think about life insurance, so if it's something you're thinking about then find out more here MUMS' LIFE INSURANCE Life insurance for the self-employed If you're self-employed, you might want to make sure you've got extra protection for your family. Find out more here READ OUR GUIDE Death in service vs life insurance If you're confused about the differences between death in service and life insurance, or if you don't know if you need both, find out here FIND OUT MORE Life insurance for over 60s Approaching retirement age can make you think about the financial plans you have in place. Find out if life insurance should be a part of it OVER 60S LIFE INSURANCE Ways to pay for a funeral Funerals can be expensive, but there are a number of ways to pay for them and help you save. Read our guide to find out more FIND OUT MORE Life cover and coronavirus Will life insurance pay out if you die from Covid-19 during the life of your policy? Find out in our guide. READ OUR GUIDE Terminal illness cover We hope that terminal illness cover isn't something you have to worry about, but if it is, life insurance can help FIND OUT MORE Mortgage life insurance Protecting your mortgage can be an important consideration when you buy a house. Find out how life insurance can help MORTGAGE LIFE INSURANCE Critical illness cover Learn about how critical illness cover can help you when you and your loved ones need it most CRITICAL ILLNESS COVER Products & services Useful information Corporate website Follow us on Facebook Twitter YouTube Post Office proudly supports Copyright 2021 The Post Office Our Cookies Our website uses small bits of data (known as cookies) to make the website work, remember who you are, personalise content and provide a safer experience on our site. Some of these cookies are essential for the website to function while others can be switched on or off. By clicking “Accept all” you agree to the uses explained in our Cookies Notice. To set your cookie preferences, click “Let me choose”. Let me choose Accept all