Home We, Oney Insurance What we do best Do you want to talk about it? Customer support CSR EN We develop ultra-personalised solutions for brands, companies, and broker networks in Life and Non-Life Insurance through our two entities: Oney Life (PCC) Limited and Oney Insurance (PCC) Limited. You benefit from having a unique point of contact who creates solutions tailored to your needs. Accident & Sickness insurance Accident and Sickness Insurance are composed of insurance contracts that help protect oneself against life’s little surprises and help protect our loved ones in the event of premature death, work stoppage, or for example disability following an illness or accident. Thanks to our experience, the CRM expertise of Oney, and the different products that we have designed, we create made-to-measure programmes which our partners can provide to their customers and thus best meet their needs Although the market for life insurance has evolved very little during recent years, it provides ample opportunities for innovation, in our mind. Safe perspective Challenge Help a broker develop an innovative idea for a country in which it is not very established. Proposed solution A highly customisable insurance. The client sets the level of insurance by choosing a price or the desired coverage. The client determines the people and risks s/he wishes to cover and s/he can increase the amount of compensation, on a case-by-case basis. Realisation We were able to show our positioning, including our ability to rapidly produce sophisticated solutions. Fond memories ;) +800 retailers perform the distribution Purchase power protection Challenge Offer a solution that benefits a large customer sample. Partner Oney Bank (France) Design 1 and a half year Distribution This product is sold by two merchants within Mobivia Group (Norauto and Altermove), and also by Boulanger. Proposed solution An insurance that supports clients in case of job loss or disability with a monthly lump sum to help them pay their bills. Realisation After 3 years of synergy, we are currently preparing a new flagship product. Fond memories ;) 11 production specification versions for vendors 13 Business plan versions 7 meeting spaces (Lille, Paris, Bordeaux, Le Havre and abroad: Malta, Morocco, Tunisia) Affinity An affinity insurance comprises any insurance or accidental services guarantee related to a product or service distributed by a non-insurer distributor and which is not the customer’s main reason for purchase. In the field of affinity insurance portfolio is based on a great variety of B2B products. After rocking the market with this type of insurance product thanks to our collaboration with the partners, we were already thing of the next product to develop! Wholesaler programmes Challenge Find an insurer who is flexible enough to launch 7 products in six weeks with a completely new distribution method. Proposed solution A range of non-life insurance offers and extended warranty programs, sold as a fleet of products, household products and single products. Realisation Ample programmes sold at wholesalers Fond memories ;) 2 sleepless nights to finish on time Mobility insurance Challenge Design a product to keep eco-friendly cycles on the road Partner Oney Bank (France), SAM and ATM Distribution The product is sold by two merchants within Mobivia Group (Norauto and Altermove) Proposed solution An affinity insurance product covering bikes, e-bikes and the insured in case of material damage to or theft of vehicle. This includes assistance cover to take the cyclist home after collision or theft Realisation We were able to consolidate our positioning in the eco insurance market and to rapidly produce tailormade solutions to meet the needs of the retailer Fond memories ;) 0 accident during bike and e-bike tests 3 months only for a totally new product development Payment Protection Insurance The PPI – usually referred to as the Payment Protection Insurance – allows a client to help secure a loan and to be covered in the event of death, disability and/or loss of employment. The PPI accounts for more than half of our sales. Over the past decade we have assisted our affiliates on PPI and we have explored different markets in various countries. We love challenges and studying our customers and partners’ needs and wants in every country motivates us. Especially as in the highly competitive market, there is a need for constant innovation. Loan insurance Challenge Rethink the insurance products of a brand offering credit, in order to offer a better product and more transparency. Realisation We have whet our appetite for subscriptions to help a partner and to offer a fair-trade product. Fond memories ;) Team meetings with delicious dinners Payment protection insurance Challenge Put the insured at the heart of our product to define an insurance policy that truly covers him/her in case of unexpected events (up to 80 years) Partner Oney Bank (France) with Oney Bank (France & Portugal) Design Our products protect the insured and their family throughout the use of their credit and limits the financial consequences of life's hazards, all without having to complete a health questionnaire at enrolment Distribution The policies are sold by Oney Bank in France, by Internet, at partner stores and via telemarketing Proposed solution To develop guarantees for revolving and amortizable loans in the event of death, total permanent disability, involuntary unemployment or temporary disability. The declaration can be done by CBP4YOU Fond memories ;) 15 joint workshops 18 improvements of terms and conditions of our PPI programme to design a trustable insurance product with first class service 1 Our 1st insurance product Specialties Specialties products cover risks for which there is a lack of statistics or which require specific studies. To that end, we surrounded ourselves with specialists who provide us with a detailed knowledge of their market and risks. This strategy is in line with our desire to monitor societal evolutions, with our vision of selective partnerships and with our long-term vision. Pet insurance Challenge Design an offer beneficial to a team of professionals' members and/or clients. Realisation This exciting project has made us eager to do more for our furry friends, which is our current project. Fond memories ;) 3 Pet Days organised at the office since the product launch Motor damage insurance Challenge Work with a leading Italian broker on a material damage insurance for cars, a field that was unknown for us Partner Passway Proposed solution Insurance coverages in case of accident and direct material damages, collision, fire, lightning, explosion, theft, financial loss, death or hospitalisation and rehabilitation treatment Realisation A new insurance, a new country, a new industry, a licence extension, that pushes us even more to work on new markets. Fond memories ;) 5 nationalities working on this project 1st insurance in Italy for Oney Insurance 2 dogs present during the first meetings We, Oney Insurance General overview Highlights Key figures Team What we do best Provident Payment Protection Insurance Specialty Affinity What’s new? Read our latest news Do you want to talk about it? 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