Contact Us 801-373-4700 APPLY ONLINE HOME APPLY NOW ABOUT US INTEREST RATES LOAN PROGRAMS LOAN PROCESS CONTACT US Apply Now Sterling Capital Inc. NMLS: 90766 376 E 60 S Suite B American Fork, UT 84003 801-373-4700 801-373-7500 http://www.nmlsconsumeraccess.org Quick Links Contact Us Licensing Privacy Policy Accessibility Statement Copyright © Sterling Capital Inc., Etrafficers, Inc and its licensors. All rights reserved. Mortgage Websites designed and powered by Etrafficers, Inc.

Contact Us 801-373-4700 APPLY ONLINE HOME APPLY NOW ABOUT US INTEREST RATES LOAN PROGRAMS LOAN PROCESS CONTACT US Foreign National Loans Want to buy a home in the United States, but you're not a US Citizen? No problem, Our Foreign National Loan Program makes buying a home in the US easier for non-US citizens. While the guidelines on these loans are different than conventional, conforming or other federally insured loan programs, we are confident that our loan program can meet your needs. Here are some of the key details: Our Foreign National Loan program offers competitive interest rates. You can borrow up to $750,000 per property (minimum amount borrowed is $100,000). Multiple Fixed rate terms to choose from (10, 15, 20, 25 & 30). Multiple Adjustable rate terms available as well (5/1, 7/1, 10/1). You can use our Foreign National Loan Program to Purchase a New home or refinance your current home. Debt-to-income ratios are 50% ("Assets for income" option). No pre-payment penalties. We can finance up to 75% loan-to-value (if the home is worth $500,000 then we can lend up to $375,000). This program is eligible for multiple property types including: single-family homes, condos and townhouses. All Loans are manually underwritten. The Foreign National Loan Program is available to Self-employed foreign national borrowers as well. Some seller concessions are allowed (Max 6% up to 65% LTV) Escrows: Taxes and insurance escrows are required Sterling Capital Inc. NMLS: 90766 376 E 60 S Suite B American Fork, UT 84003 801-373-4700 801-373-7500 http://www.nmlsconsumeraccess.org Quick Links Contact Us Licensing Privacy Policy Accessibility Statement Copyright © Sterling Capital Inc., Etrafficers, Inc and its licensors. All rights reserved. Mortgage Websites designed and powered by Etrafficers, Inc.

Contact Us 801-373-4700 APPLY ONLINE HOME APPLY NOW ABOUT US INTEREST RATES LOAN PROGRAMS LOAN PROCESS CONTACT US Full Loan Application Register First Name Last Name Email Address Phone Number Please Select Your Loan Officer How did you hear about us? (Optional) Password Confirm Password REGISTER or LOGIN Sterling Capital Inc. NMLS: 90766 376 E 60 S Suite B American Fork, UT 84003 801-373-4700 801-373-7500 http://www.nmlsconsumeraccess.org Quick Links Contact Us Licensing Privacy Policy Accessibility Statement Copyright © Sterling Capital Inc., Etrafficers, Inc and its licensors. All rights reserved. Mortgage Websites designed and powered by Etrafficers, Inc.