Personal Intermediaries Commercial Search Submit About Contact us News Login/Register Savings Mortgages Help & Support Notice Accounts If you’re looking to access your funds and earn interest on your savings, one of our Notice Accounts could be for you. Simply choose the notice period which best suits your needs. Our Notice Accounts How to Apply About our Notice Accounts Notice Accounts We’ve got a range of notice accounts for you to choose from. Take a look at our Notice Accounts No Notice Account (0.10%) Learn More & Apply 8 Day Notice Account (0.10%) Learn More & Apply Confirmation of Payee Information Because Hodge isn’t part of the Confirmation of Payee Scheme yet, you might get a warning when you open your account and try to deposit money. It’s nothing to worry about – as long as you enter your details correctly your money will still reach us. Find out more How to Apply To open an account with us, you either apply online or offline Apply Online If you’re looking to open a new fixed rate savings account, you can apply online in under 10 minutes. Apply online Apply by post You can apply by post, this process normally takes between 10 – 14 days Hodge Bank, One Central Square, Cardiff, CF10 1FS. Apply Offline Protecting your money Your eligible deposits with Hodge Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme. Find out more About our Notice Accounts If you’re looking to save for a longer period of time, the average easy access savings account doesn’t always offer the best interest rates. However, if you can afford to lock your money away in a notice saving account and give your lender notice before withdrawing, you can make your money earn its keep. Keep reading to find out everything you need to know about our notice savings accounts and the benefits to opening one. What is a notice savings account? As the name suggests, a notice savings account is where you have to give your bank notice before withdrawing any funds. The amount of notice you’ll need to give can vary quite dramatically, from as little as none to as much as 90 days– so you’ll need to factor this into your decision. It’s important to remember that you won’t be able to access the money tied up in your notice saving account before the notice period is up. You can, however, place multiple notices at the same time, for different amounts – which helps make things a little more flexible. Who can open a savings notice account? As long as you can afford to part with a minimum of £1000 and abide by the notice period before withdrawing, most people can open a notice savings account (see our full eligibility criteria here). These types of accounts are ideal for saving for bigger expenses such as a wedding or a once in a lifetime holiday, where you’ll know exactly when you’ll need to access the cash. One of the occasions when a notice savings account is usually not suitable is when it’s for a rainy-day fund. Most of the time these accounts won’t allow you quick access to your cash when in a bond, but that’s why we created a no notice savings account option – so you can take advantage of the great benefits and access your funds whenever you need to. Benefits of notice savings accounts There are a few great benefits to notice savings accounts, including: Interest rates: the more you can afford to set aside and the longer notice period you choose, the better interest rates you’ll unlock and the harder your money will work. Ideal for saving for larger purchases: one of the great benefits for choosing this type of savings account is that it’s harder to access your money, which serves as a big deterrent for you dipping into your savings pot. FCSC protection: up to £85,000 of your cash will be protected by the Financial Services Compensation Scheme (FCSC), so you can save and keep your cash safe. Now you know the reasons why you should invest your money into a notice savings account, take a look at our great range of products. Products Fixed Rate Bonds ISAs Notice Accounts 50+ Mortgage RIO Mortgage Holiday Let Mortgage Banking Terminology Jargon Buster Links Making a Complaint Sustainability Financial Services Compensation Scheme Brexit Statement Modern Slavery Statement Statement of Commitment to the UK Money Markets Code Statement of Commitment to the Financial Abuse Code of Practice Women in Finance Internal Audit Charter Social Hodge Bank is a trading name of Julian Hodge Bank Limited which is registered in England and Wales (No. 743437). It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 204439. Its registered office is One Central Square, Cardiff, CF10 1FS. Holiday Let, Portfolio Buy to Let loans, Residential Investment lending and Development Finance are unregulated financial products. © Copyright Hodge Bank 2020 Cookies Privacy Careers Accessibility Sitemap Financial Information Online Security Press Office Making a Complaint This site uses cookies Some of these cookies are essential, while others help us to improve your experience by providing insights into how the site is being used. Reject All Necessary Cookies Necessary cookies enable core functionality. The website cannot function properly without these cookies, and can only be disabled by changing your browser preferences. Performance Cookies These cookies tell us how you and our other customers use our website. We combine all this data together and study it. This helps us to improve the performance of our services and improve the products we provide. 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