Main Menu LOGIN Commonwealth Bank to become part of Stock Yards Bank & Trust. Learn More × Right at Home Stock Yards Bank is proud to offer this program, because we believe that owning your own home doesn’t have to be just a dream. Our Make Yourself At Home mortgage program is designed to help members of the community realize their goal of home ownership. We have mortgage professionals available to help answer your questions, so search for a lender in your community and start the process right away or scroll down to learn more. Contact a Mortgage Lender Today Find a Lender Program Overview No down payment required for purchases 3% down payment required for refinances Amortized over 30 years Single-family, owner residence Maximum loan amount of $200,000 Borrower Requirements Income must be at or below 80% area median income (AMI) Minimum credit score of 620 Program Availability Kentucky Counties: Jefferson, Oldham, Bullitt, Elliott, Rowan, Nelson, Madison, Harrison, Fayette, Woodford, Scott, Shelby, Bourbon, Clark, Jessamine, Boone, Kenton, Campbell Indiana Counties: Clark, Floyd, Marion, Hamilton, Hendricks, Boone, Scott Ohio Counties: Hamilton Loan program available for borrowers primary residence only; no second homes. 1st position mortgage lien required; subsequent liens not permitted. Title insurance is required. Subject to Stock Yards Bank & Trust lending policies, underwriting, and credit approval. LOAN PAYMENT EXAMPLE: On a $100,000, 30-year loan with an interest rate of 3.00% (3.159% APR), 359 payments of $421.60 and one final payment of $423.97. Payment example does not include payments for taxes and insurance. SYB NMLS# 433971 PERSONAL Checking Savings Convenience Services Online, Mobile, & Telephone Banking Debit Cards CardValet® Overdraft Privilege Mortgage Find a Loan Officer & Apply Right at Home Consumer Loans Credit Cardholder Access Private Banking Wealth Management & Trust Stock Yards Financial Services CDs IRAs Health Savings Accounts BUSINESS Business Credit, Loans, & Leasing Commercial Real Estate Business Credit Cards Business Deposit Services Private Banking Treasury Management Business Retirement Plan Services Business Convenience Services WEALTH The Stock Yards Difference Meet Our Team Financial Planning Investment Management IRA & Retirement Rollovers Trust Administration & Estate Settlement Services for Businesses and Institutions Kentucky Bank Trust Online Access Tying Up Loose Ends ADDITIONAL RESOURCES Contact Us Branch & ATM Locator Lost or Stolen Card About Us Careers Calculators Reorder Checks Investor Relations Security Kentucky Bank Merger Loan Payment Options Member fdic Home Privacy Policy Branch & ATM Locator Security Contact Us Regulation F Lost or Stolen Card © 2021 Stock Yards Bank & Trust. All rights reserved. Routing Number: #083000564 Facebook LinkedIn Twitter