800-769-3571 Client Login Contact Search Debt Programs Resources & Tools Blog About Us Get Help Now About Us Home / About Us History Founded in 1991, American Consumer Credit Counseling (ACCC) is a nonprofit (501) (c)(3) organization, offering confidential consumer credit counseling services, debt management, budget counseling, bankruptcy counseling, housing counseling, student loan counseling and financial education to consumers nationwide. ACCC is a leader in the credit counseling industry and has national counseling experience. ACCC is dedicated to helping people regain control of their finances and plan for a debt-free future. Our professionally trained and certified counselors assist individuals in all of their financial needs and provide a plan of action to address their financial situation. ACCC is a member of the National Foundation for Credit Counseling (NFCC), is accredited by the Council on Accreditation (COA), and is accredited by the Better Business Bureau with an A+ rating. Our Mission To empower consumers with financial education to build a better life. Our Vision We visualize providing transformational services to help people be resilient and flourish. General Disclaimer: ACCC is not a loan company. ACCC is a registered or licensed debt management service provider where applicable. Specific license information is available upon request. Not all services are available in all states. Fees may apply for debt management plan services. Terms and conditions apply. Eligibility requirements apply for debt management plans. Individual results may vary depending upon a number of factors including creditor participation. None of the information contained in this website constitutes, nor should be construed as financial advice. OVERVIEW REVIEWS PARTNERSHIPS FAQS LEADERSHIP NEWS & PRESS RELEASES CAREERS STATE LICENSING LOCATIONS Reviews Bevera Sack November 4, 2021 via Google American Consumer Credit Counseling services provide an excellent pathway to managing finances and financially secure a workable budget in order to gain freedom from debilitating debt. Gabriel spent over 2 hours explaining how the company will work with my creditors to lower... Eric Aberle October 20, 2021 via Google Edwin was absolutely outstanding. He, the consummate professional, did a wonderful job carefully going over everything I needed to know about the services provided and all options. I’m a retired veteran who had to get some “repairs” done, and one surgery led to another, it put... See All Reviews Additional Resources Budgeting Tips and Tricks A budget is the cornerstone of responsible financial planning. It shows exactly how much money you have and where it’s being spent. Use our compiled helpful resources, tips, and tools to help you understand and create a successful budget. Explore Financial Preparedness Budgeting Tips and Tricks Financial Preparedness Understanding Credit Financial Calculators Calculators to help manage your money Retirement How to prepare for retirement American Consumer Credit Counseling (ACCC) provides credit counseling, financial education and debt relief options for individuals and families with too much credit card debt or unsecured personal debt. Our certified credit counselors have helped thousands of consumers find credit card debt relief by learning how to reduce debt and how to get out of credit card debt. Our debt assistance services and debt management plans allow consumers to consolidate credit card bills into a single payment, and provide help with negotiating credit card debt in order to lower interest rates and finance charges, to ultimately eliminate debt through a credit card payoff plan. Debt Programs Credit Counseling Debt Management Bankruptcy Counseling Housing Services Student Loan Counseling Debt Settlement Debt Consolidation ACCC Careers Privacy Policy Accessibility Statement State Licenses & Disclosures Feedback Contact Follow Us