Visit Financial Professionals site Log In Help Center Home Products Education About Us Home / Products / Life Insurance / Term Life Insurance . Term life insurance can be a simple and powerful protection solution that offers coverage for a fixed number of years. The policy guarantees a death benefit that can help your beneficiaries offset the economic impact of your death. At-A-Glance: Term Life Insurance Cost-Effective Insurance Protection Income Replacement Conversion Option on Select Products Brighthouse Financial Offers Two Term Life Products Brighthouse SimplySelect Brighthouse One Year Term Brighthouse SimplySelect® SimplySelectSM is a term life insurance product that offers affordable death benefit protection for a fixed period of time, a fast and simple purchase process, and conversion options should your needs change. Brighthouse SimplySelect delivers: Protection for your beneficiaries if you pass away A convenient application and the Brighthouse Simple Underwriting process Affordable protection that’s guaranteed for 10, 20, or 30 years Guaranteed premium and coverage amount for the term Resource Materials Brighthouse SimplySelect Brochure How to Buy Brighthouse SimplySelect Brighthouse SimplySelect is currently only available through Policygenius. Contact a Policygenius representative to assist you with a quote. Visit Policygenius Brighthouse One Year Term Sometimes protection is needed for only a short time. Brighthouse One Year Term is a life insurance product that delivers guaranteed, affordable protection for individuals and businesses with options for changing needs. Talk to your financial professional to find out more about how Brighthouse One Year Term could fit your goals. Don’t have a financial professional? Learn more about working with a financial professional. Brighthouse Conversion Whole Life You can convert your term policy into a Brighthouse Conversion Whole Life policy, which offers: Permanent Life Insurance Guaranteed Level Premium and Death Benefit Cash Value Growth That Can Be Accessed During Your Lifetime Resource Materials One Year Term Client Brochure One Year Term Rates Flyer Conversion Whole Life Client Brochure Related Education 2-Minute Article The Differences Between Term and Permanent Life Insurance 6-Minute Article Your Major Money Milestones in Retirement and How to Take Action See All Education Brighthouse Financial life insurance policies contain charges, limitations, exclusions, termination provisions, and terms for keeping them in force. Contact your financial professional for costs and complete details. Brighthouse SimplySelect® Term Life Insurance is issued by, and product guarantees are solely the responsibility of, Brighthouse Life Insurance Company on Policy Forms ICC19-5-30CON and 5-19-30CON and, in New York only, by Brighthouse Life Insurance Company of NY on Policy Form 5-19-30CON-NY (“Brighthouse Financial”). Product availability and features may vary by state or firm. Brighthouse One Year Term is issued by, and product guarantees are solely the responsibility of, Brighthouse Life Insurance Company on Policy Form 5E-24-12 and, in New York only, by Brighthouse Life Insurance Company of NY on Policy Form 5E-24-16-NY-U. Product availability and features may vary by state or firm. Brighthouse Conversion Whole Life is issued by, and product guarantees are solely the responsibility of, Brighthouse Life Insurance Company on Policy Form ICC17-5-16 and, in New York only, by Brighthouse Life Insurance Company of NY on Policy Form 5-16-17-NY-1. Product availability and features may vary by state or firm. Need Help? Visit our Support Center About Us Investor Relations Newsroom Careers Supplier Program Connect with Us Facebook Twitter LinkedIn YouTube Accessibility Manage Your Preferences Unclaimed Policy Finder Privacy Statement Terms of Use For Victims of Domestic Violence Fraud Reporting © 2021 Brighthouse Financial, Inc. Brighthouse Financial® and its design are registered trademarks of Brighthouse Financial, Inc. and/or its affiliates. Brighthouse Financial is the brand name for Brighthouse Life Insurance Company, Brighthouse Life Insurance Company of NY, and New England Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Brighthouse Life Insurance Company, Charlotte, NC 28277 and, in New York only, by Brighthouse Life Insurance Company of NY, New York, NY 10017 (“Brighthouse Financial”). Variable products are distributed by Brighthouse Securities, LLC (member FINRA). All are Brighthouse Financial affiliated companies. In this material, the terms “advisor” and “financial advisor” are used as general references to licensed insurance professionals and are not intended to indicate whether the licensed insurance professional is a Registered Investment Advisor or is otherwise authorized under the law to provide financial advice.