Sign in Retirement A future that's certain Putting certainty into your future financial well-being Helping you achieve your goals and build a tomorrow that’s worth looking forward to. A better tomorrow starts with understanding today Our retirement education center provides resources and tools to support you throughout your journey. Starting out Retirement may seem far away, especially when you’re setting out on your own and starting to figure out life. But it’s never too early to dream about your future, and it’s never too early to start saving. Starting out Juggling midlife There's a lot you've accomplished - and likely so much more you want to do. And then there are realities of your busy day-to-day. You deserve a moment to step back and take stock of your retirement plans as you build toward your future. Midlife Your next chapter Whether you’re a few years away or counting the days, thinking about retirement is exciting. Knowing how your savings will support your passions, your health and your family is the peace of mind you’ve earned. Next chapter Not working with a financial professional? Request to have an Equitable Advisors Financial Professional contact you. Or, Find a professional near you. If you have an existing account and need support please visit our support section. Are you an educator? A career devoted to helping others reach their full potential creates unique needs. Find strategies tailor made for education professionals. Explore your opportunities Do you have a retirement plan through work? Evaluate your retirement income potential using the calculator. Make adjustments and add in other savings to see how changes affect your goals. I am years old and earn $ a year. I have saved $ for retirement and contribute $ every month two weeks year . Get your evaluation Dive in! Your future-self thanks you. Seeing how people of similar ages and incomes are saving can be inspirational. No matter where you are today, everyone starts somewhere. Compare by Age & Income Select age and salary to compare Age Income $ Average Savers ? $2,921 Yearly contribution to retirement $32,722 Retirement plan value Top 10% Savers ? $6,026 Yearly contribution to retirement $79,817 Retirement plan value Determining peer comparison group The peer benchmarks displayed were developed in partnership with the Employee Benefit Research Institute (EBRI). The benchmarks were created by analyzing the account balances and contribution levels from EBRI’s Retirement Security Projection Model that draws information from a data set of 24.9 million 401k participants as of December 31st, 2014. A participant’s peer segment is selected based on their age and nearest salary, which is broken down into $5,000 increments. Participants who are earning $20,000 or less are considered to be in the same salary segment. Working with an advisor* yields more money, more confidence Higher account balances. More confidence for the future. A common trait among top savers is that they get help from a financial professional to guide smart choices and keep their plan on track as life evolves. Higher balances Nearly twice the median account balance was achieved when individuals chose to work with a financial professional Happier with savings 18% higher satisfaction with their retirement plan when working with a financial professional Financial professionals also help clients with... Early savings 56% attribute early savings start to working w/ advisor Learning Understanding your big picture, what's important, setting goals Investing Strategic investment advice to grow and protect your money Find a financial professional Find more education and research on the benefits of working with a financial professional in our Enhancing Outcomes whitepaper. Click here to read the full study. Source: Equitable's Value of the Advisor study, 2018. Strategies for you See how we can help meet your individual financial goals - tips, tools, advice and product information. Individual retirement strategies Guaranteed income and supplemental retirement investments — Annuities and IRAs may help provide greater financial security, protect your savings, and enable you to confidently save for a fulfilling future. Annuities IRAs Workplace retirement plans Workplace retirement savings plans can be a smart and effective way to build wealth now that may be your income in retirement. 403(b) for educators 401(k) 403(b) 457(b) Learn more about planning for retirement Find out how the SECURE Act is changing retirement and how it could affect you Secure Act education Access key topics and useful articles about retirement planning Retirement planning articles *The use of the terms of “financial advisor” or “advisor” for purposes of the survey questions and responses by both the consumers and the financial advisors queried does not necessarily imply that the individual is a registered investment adviser (RIA). The use of these two terms is meant in a general sense of the word or phrase to describe working with an investment advisor, a licensed insurance agent or other financial professionals who may sell annuity products. GE-2842074 (12/2019) (Exp. 12/2021) About Equitable Equitable Foundation Careers Feedback Equitable Holdings 1290 Avenue of the Americas New York, NY 10104 Privacy and security Usage agreement © 2020 Equitable Holdings, Inc. All rights reserved. Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY), Equitable Financial Life Insurance Company of America (Equitable America), an AZ stock company with main administrative headquarters in Jersey City, NJ, and Equitable Distributors, LLC. Equitable Advisors is the brand name of Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI & TN). FOR EMPLOYERS FOR FINANCIAL PROFESSIONALS Search Find a financial professional Support About Equitable Perspectives Careers Newsroom Equitable Foundation Feedback