Search Locations ATMs Español Personal Business Commercial Money Tips Sign In Build on future value Don't let major housework out-strip your equity. Our All-in-One Loan is based on the estimated value of your home after improvements. WaFd Bank Personal Banking Home Loans Remodeling Remodeling See Today's Rates Find a Loan Officer Remodeling Loan Calculator Existing Home Value $ Loan Amount $ Loan Term 30 Year Fixed 15 Year Fixed Interest Rate 30 yr 3.625 APR 15 yr 3.375 APR See today's rates $ 739 Your Estimated Monthly Payment $46 Principal & Interest $288 Taxes $405 Insurance Contact a Loan Officer Payments quoted may include estimates of taxes & insurance, so actual payments may be higher. Subject to credit approval. APR (Annual Percentage Rate) is based on loan amount and interest rate. 0.77% tax rate used in estimate. Rates for owner occupied homes only. This calculator is for educational purposes only, and may not represent WaFd Bank’s lending program requirements. Ask us about additional available loan programs. Benefits of working with WaFd Bank We keep your loan and don't sell it to Wall Street or Fannie Mae. Our loan officers are standing by to help you with every step. We are not paid on commission, so your needs come first. Your neighborhood loan officer can help you get started Find a Loan Officer Remodeling Basics Is it better to invest in a remodel, or buy a new home? Remodeling projects that add the most value to your home. What’s the best way to pay for my remodel project? Save Up to $600 on Closing Costs With a Checking Account From WaFd Bank* Find out how! Remodeling Roadmap Set Objectives Meet with your architect or builder to plan your dream home. Project Planning Set your budget, determine the scope of work, and establish a timeline for completion. DIY or Contractor? Doing it yourself or working with a builder? We can work with you either way. Our custom construction loan officers at your local WaFd Bank branch will walk you through the process of completing your project. Begin Construction Our custom construction loan officers work with you to manage payouts to your builder each month as construction progresses from beginning to end. Find out more with our Remodeling Ebook What is an all-in-one construction remodeling loan? Which remodeling projects have the most cost recouped at resale? Which remodeling projects have the least cost recouped at resale? See more FAQs Want more help? Come See Us If you've done all your research but aren't sure a remodeling loan makes sense, just stop by. We’re nearby, and we’ll sit down with you and answer any questions you may have. Arizona, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, and Washington * To qualify for the maximum $600 discount, before closing documents are prepared you must (1) have or open the WaFd checking account, (2) register for EZ-Pay from the new checking account, and (3) sign up for direct deposit of at least one form of a monthly recurring source of income. Personal Banking Checking Free Checking Green Checking Stellar Plus Checking Select Banking Savings, CDs & Money Markets Retirement Credit Cards Debit Cards Mobile & Online Banking Personal Rates Fees Disclosures Personal Account Sign In Business Banking Small Business Banking Business Checking Business Savings Business Rates Credit Solutions Cashflow Solutions & Online Banking Find A Banking Officer WAFD Treasury Express Sign In Commercial Banking Commercial Lending Commercial Line of Credit Equipment Finance Acquisition Financing Owner-Occupied Real Estate Financing Commercial Term Loans Commercial Real Estate Commercial Real Estate Products and Services Treasury Management Find a Commercial Banker WAFD Treasury Prime Sign In Home Loans First Time Home Buyer Home Loans Refinancing Remodeling Construction Lot Loans Home Equity Loans Wholesale Lending Contact a Loan Officer Homeowner Assistance 1-800-324-9375 425 Pike Street Seattle, WA 98101 Routing # 325070980 About WaFd Bank WaFd Sports Reviews Careers Community Relations Investor Relations FAQs Contact Us WaFd Bank is a DBA (Doing Business As) of Washington Federal Bank, National Association. © 2021, WaFd Bank, All Rights Reserved. NMLSR Company #410394 Terms of Use | Privacy & Security