Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view, . MENU Northway Bank LOGIN LOCK ICON Commercial Loans When your business needs financing for any purpose, count on Northway Bank, your local community bank. The commercial lenders at Northway Bank will listen carefully to understand your needs, and recommend the most appropriate financing solution. Paycheck Protection Program (PPP) Loan Forgiveness information is available here. WORKING CAPITAL LINES OF CREDIT Cover gaps in your cash flow with revolving or seasonal credit lines. GO TO WORKING CAPITAL LINES OF CREDIT EQUIPMENT FINANCING & TERM LOANS Financing options for the equipment, machinery, and vehicles your business needs. GO TO EQUIPMENT FINANCING & TERM LOANS BUSINESS ACQUISITION FINANCING Custom financing solutions when you want to buy a business or refinance debt. GO TO BUSINESS ACQUISITION FINANCING COMMERCIAL REAL ESTATE LOANS If you're ready to buy, build, expand, or refinance, Northway Bank is ready to loan. GO TO COMMERCIAL REAL ESTATE LOANS LETTER OF CREDIT Northway Bank can arrange for a letter of credit to guarantee your ability to pay. GO TO LETTERS OF CREDIT SBA LOANS Get especially favorable rates and terms. Northway Bank is a preferred SBA lender. GO TO SBA LOANS BUSINESS CREDIT CARDS A Northway Bank business credit card offers easy access to credit to help you manage your cash flow. GO TO BUSINESS CREDIT CARDS CONTACT A COMMERCIAL BANKER Have a question? Need more information? CONTACT A COMMERCIAL BANKER Working Capital Lines of Credit Northway Bank provides various strategies to cover gaps in your company's cash flow. After evaluating your situation, we will recommend the most convenient, economical way to get the funds you need to meet payroll or pay invoices until the necessary cash arrives. CONTACT A COMMERCIAL BANKER WORKING CAPITAL LINES OF CREDIT FEATURES Equipment Financing and Term Loans If your business needs to maintain an investment in fixed assets, Northway Bank's term loans and revolving financing solutions can help you buy or refurbish the machinery and equipment necessary to strengthen your competitive position. CONTACT A COMMERCIAL BANKER EQUIPMENT FINANCING AND TERM LOANS FEATURES Business Acquisition Financing Northway Bank provides custom financing solutions, helping investors acquire businesses and aiding business owners seeking to refinance existing obligations. If you're buying a business, acquisition financing can be used to purchase machinery, equipment, inventory, and real estate. If you want to refinance debt, financing can be structured to improve your balance sheet and enable your business to adjust its capital structure. CONTACT A COMMERCIAL BANKER Commercial Real Estate Loans Northway Bank offers affordable long-term mortgages for commercial, industrial, retail, or income property. Construction financing is available, too. If you're ready to buy, build, expand, or refinance, Northway Bank is ready to help. CONTACT A COMMERCIAL BANKER Letters of Credit Is your business required to guarantee payment for contracts, materials, or inventory? This is most likely to happen if the seller is unfamiliar with your track record. In such a case, Northway Bank can arrange for a letter of credit to help the transaction proceed smoothly. CONTACT A COMMERCIAL BANKER SBA Lending Northway Bank is a preferred SBA lender, with years of experience helping local businesses access lending programs available through the U.S. Small Business Administration. You can use a government-backed SBA loan for nearly any business need. They offer low interest rates, and longer repayment terms than often found with other loans. SBA loans are especially attractive to newer and under-capitalized businesses that might not be eligible for traditional financing. Because Northway Bank is a preferred SBA lender, you benefit from a streamlined application process. CONTACT A COMMERCIAL BANKER SBA LOANS FEATURES Business Credit Cards A Northway Bank business credit card offers easy access to credit to help you manage your cash flow. You'll get a competitive rate, great benefits, and an extra measure of financial flexibility. Competitive rates EMV smart chip technology for added security Mobile purchasing capability for added convenience APPLY ONLINE (OPENS IN A NEW WINDOW) CLICK HERE TO ACCESS YOUR CREDIT CARD ONLINE (OPENS IN A NEW WINDOW) Contact your Commercial Banker Have a question? Need more information? Contact a Commercial Banker below. For easy access, click on their vCard to download their contact information to your computer or device. PORTSMOUTH LOAN PRODUCTION OFFICE Albert Romero SVP Chief Commercial Banking Officer 210 Commerce Way, Suite 110 Portsmouth, NH 03801 Phone: 603-342-1450 Email: aromero@northwaybank.com Download vCard Steven G. Stewart SVP Senior Market Manager 210 Commerce Way, Suite 110 Portsmouth, NH 03801 Phone: 603-342-1075 Email: sstewart@northwaybank.com Download vCard Brad Croteau SVP Senior Market Manager 210 Commerce Way, Suite 110 Portsmouth, NH 03801 Phone: 603-342-1010 Email: bcroteau@northwaybank.com Download vCard Scott Kaiser VP Commercial Relationship Manager 210 Commerce Way, Suite 110 Portsmouth, NH 03801 Phone: 603-342-1010 Email: skaiser@northwaybank.com Download vCard LACONIA BRANCH Christopher M. Dickinson SVP Senior Market Manager 400 South Main Street Laconia, NH 03246 Phone: 603-342-1403 Email: cdickinson@northwaybank.com Download vCard CONCORD BRANCH Peter Thompson SVP Market Manager 190 North Main Street Concord, NH 03301 Phone: 603-326-1029 Email: pthompson@northwaybank.com Download vCard BEDFORD LOAN PRODUCTION OFFICE Coming Soon! NORTH CONWAY – INTERVALE BRANCH Marc Poyant SVP Senior Market Manager 3424 White Mountain Highway North Conway, NH 03860 Phone: 603-326-1038 Email: mpoyant@northwaybank.com Download vCard Thomas Caruso SVP Senior Market Manager 3424 White Mountain Highway North Conway, NH 03860 Phone: 603-326-1015 Email: tcaruso@northwaybank.com Download vCard Customer Service 800-442-6666 24-Hour Telephone Banking 888-568-6310 NMLS #405698 Facebook Linked In SITEMAP PRIVACY AND SECURITY REORDER CHECKS CONTACT US LOCATIONS CAREERS ©2021 Northway Bank.Created by ProfitStars®