PERSONAL BUSINESS SERVICES WHY IAACU? Search Online Banking View all of our current deposit rates. Deposit Rates Rates last updated 11/29/2021. They are subject to change without notice. Share Certificates Print Share Certificates Term Minimum Balance Rate APY 6 months $1000* 0.25% 0.25% 12 months $1000* 0.40% 0.40% 18 months $1000* 0.50% 0.50% 24 Months $1000* 0.60% 0.60% 30 months $1000* 0.65% 0.65% 36 months $1000* 0.70% 0.70% 48 months $1000* 0.80% 0.80% 60 months $1000* 1.00% 1.01% *Roth & Traditional IRA Share Certificates minimum $2,000. Youth savings certificates (minimum $500) available to 18 years of age and under only. Education IRA certificates (minimum $500). Jumbo rate quoted upon request, depending upon maturity of the certificate. (minimum $100,000) Penalties apply for early withdrawal. APY=Annual Percentage Yield. Money Market Rates Print Money Market Rates Average Balance Rate APY $1,000 to $4,999.99 0.05% 0.05% $5,000 to $14,999.99 0.05% 0.05% $15,000.00 to $24,999.99 0.10% 0.10% $25,000.00 to $49,999.99 0.10% 0.10% $50,000.00 & Over 0.15% 0.15% APY=Annual Percentage Yield. Platinum Money Market Rates Print Platinum Money Market Rates Average Balance Rate APY $1,000.00 to $4,999.99 0.10%** 0.10%** $5,000.00 to $14,999.99 0.10%** 0.10%** $15,000.00 to $24,999.99 0.15%** 0.15%** $25,000.00 to $49,999.99 0.15%** 0.15%** $50,000.00 & Over 0.20%** 0.20%** **Platinum Money Market accounts require a Platinum Checking account and maintaining a monthly direct deposit of your paycheck. If you do not meet these qualifications, you will receive the Money Market account dividend rate and annual percentage yield. APY=Annual Percentage Yield. Savings Accounts Print Savings Accounts Type APY Share Savings (3rd Quarter 2021) 0.05% Christmas Club (3rd Quarter 2021) 1.00% on balances up to $3,000 0.05% on balances > $3,000 Vacation Club (3rd Quarter 2021) 0.75% on balances up to $5,000 0.05% on balance > $5,000 Savers Club (3rd Quarter 2021) 0.20% HSA Money Market (3rd Quarter 2021) 0.10% IRA Money Market (3rd Quarter 2021) 0.20% Member accounts are insured to $250,000 by the National Credit Union Share Insurance Fund. An additional $250,000 is insured by Excess Share Insurance, a private insurance company. APY=Annual Percentage Yield. Contact Phone: 800.676.2541 Fax: 309.557.2419 Send Us a Message Address 808 IAA Drive PO Box 2901 Bloomington, IL 61702-2901 Social Media Routing # 271176116 Privacy Policy Web Accessibility Site Map Frequently Asked Questions Careers Text Size Selector © 2021 IAACU & WWW.IAACU.ORG Website Designed by LKCS