5071 WEST H AVENUE | KALAMAZOO, MI 49009 | 269.381.6630 Home Products Forms About Us Contact Us Short Term Medical Care Note: Some plans may not be available in every state. Short Term Medical Plans are ideal for those who are between jobs, waiting for coverage after starting a new job, part-time or temporary employees, college students or those who are unable to qualify for or afford individual health coverage or COBRA. Flexibility and choice. Our short-term medical (STM) plans give individuals and families peace of mind knowing they will have the coverage they need in case of any catastrophic events; while maintaining flexible coverage options and deductible choices. Plus, our online issuance means coverage could start as soon as the next day! The IHC Group Coverage options from 30 days up to 3 months Up to $2 Million maximum per coverage period Choice of deductibles $50 office visit copay Choice of coinsurance – 100%, 80%, 70% or 50% Eligibility age 2 up to age 64 Interscholastic / intercollegiate sports injuries are excluded Unlimited reapplies in most states Pay monthly or single payment discount Insured by Standard Security Life Insurance Company of New York Get a Quote United Health One Coverage options from 1 to 3 months with unlimited rewrites (most states) Up to $2 Million lifetime maximum per covered person Choice of deductibles Choice of coinsurance – 100%, 80%, 70% Rx coverage included on most plans United Healthcare nationwide network provides savings Supplemental Accident Benefit Option available on most plans Eligibility age 19 and older (children may be included as dependents) Insured by Golden Rule Insurance Company, a United Healthcare Company Get a Quote ALLIED NATIONAL - PIVOT HEALTH With Allied National's Pivot Health plan, you enjoy all the features of a long-term plan, including: Coverage options from 30 days up to nearly 12 months (where permitted) Choice of deductibles Lifetime Maximum options from $100,000 to $1 Million Choice of coinsurance – 80% or 70% Freedom to choose any doctor - No Networks A 10 day free look, money back guarantee FREE Discount Card for Vision, Rx Drugs, Dental and Hearing Eligibility 6 months up to age 64 Includes coverage for interscholastic/ intercollegiate sports injuries. Coverage may be purchased up to 4 consecutive coverage periods (where permitted) Insured by Companion Life Insurance Company Get a Quote DEFINED SOLUTIONS Limited Medical Benefits that are affordable and guaranteed issue: No medical exams or health questions Choice of three plan options Coverage for everyday health care and hospitalization Plan pays stated benefit amounts, such as $75 for doctor office visit Access to provider network discounts Insured by Companion Life Insurance Company May be the right choice for people who: Have been denied coverage due to health or occupation Need a plan with lower monthly premiums that offers day-to-day health care benefits and access to provider discounts Would like a plan with first dollar benefits to supplement a major medical plan with a higher deductible or coinsurance out-of-pocket Available in Michigan, North Carolina and South Carolina. Get a Quote THE COMPETITOR RX-PAY CARD Available nationwide at over 42,000 pharmacies Prescription Drugs: $10 generic drugs, $20 brand name and select generic drugs, $50 brand name and select generic drugs, and brand named drugs at a special negotiated discount Automatic Acceptance - no underwriting or health questions No time limits for pre-existing conditions No monthly or annual maximums Accept payment by: check, money order, Debit Card, MasterCard, Visa, Discover or automatic monthly bank draft Get a Quote IHC DENTAL Dental for Individuals and Families CONTACT US Address 5071 WEST H AVENUE | KALAMAZOO, MI 49009 Call Now 269.381.6630 Mail 1stAgency@1stAgency.com EXPLORE OUR SITE Home About Us Contact Us © Gallagher 1999 - 2021. Legal Information Terms of Use Privacy Policy Compensation Disclosure