Call: 877-886-3993 Client Tools About Solutions Industries Careers Contact Pay Online TERMS OF USE By using this website, you acknowledge your assent to the following conditions of use, as well as any additional terms contained within this website, without limitation or qualification (collectively, the “Terms of Use”). Please read these Terms of Use carefully before using this website. You may only utilize this website in accordance with these Terms of Use. These Terms of Use may be revised by Dale Group at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then-current conditions to which you are bound. Disclaimer To the fullest extent permitted by applicable law, the materials on this website are provided as-is and without warranties of any kind, expressed or implied. Dale Group and its subsidiaries and affiliates (collectively, “Dale Group”) disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose, non-infringement, security or accurateness. Dale Group does not warrant that the functions of this website and the materials contained herein will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components. Dale Group does not warrant or make any representations regarding the use or the results of the use, of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. You assume the entire cost of all necessary servicing, repair, or correction of any device or computer you use to access this website. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all applicable terms, exclusions and conditions and are provided solely for general informational purposes. Companies and individuals should not rely on the information provided on this website for the prevention or mitigation of risks or as an explanation of coverage or benefits under an insurance policy. If you are a Dale Group customer, you may be subject to other agreements with Dale Group. These Terms of Use apply to use of this website and do not change or alter any other contract or agreement between you and Dale Group. Please refer to your policy documentation for more information regarding any applicable Dale Group service or product. Limitation of Liability While Dale Group uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. To the fullest extent permitted by applicable law, Dale Group makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall Dale Group or any party involved in creating, producing, or delivering this website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if Dale Group or a Dale Group authorized representative has been advised of the possibility of such damages. In no event shall Dale Group’s total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website. Dale Group also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in this website or your downloading of any materials, data, text, images, video, or audio from this website. You will be responsible for any liability arising out of your access to, or use of, this website or its contents in a manner other than as expressly authorized by these Terms of Use or your violation of applicable laws or any rights of any third party. Restrictions on Use of Materials This website is owned and operated by Dale Group. Except as otherwise expressly permitted by Dale Group, no materials from this website or any website owned, operated, licensed or controlled by Dale Group may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes, including the text, images, audio, and video without Dale Group’s prior written permission. Dale Group neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties. Jurisdictional Issues Unless otherwise expressly set forth herein, Dale Group makes no representation that materials on this website are appropriate or available for use in any location. Those who choose to access this website do so by their own initiative and are responsible for compliance with local laws. Except as expressly set forth herein, the information contained on this website is not an offer to sell or a solicitation to buy any security, insurance product or other product or service offered by Dale Group. No security, insurance product or other product or service is offered or will be sold by Dale Group or, if sold by Dale Group, will be effective in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions. The content and materials contained in this website is to be construed in accordance with and governed by the internal laws of the State of New Jersey, without giving effect to any choice of law rule that would cause the application of the laws of any jurisdiction other than the internal laws of the State of New Jersey to the rights and duties of the parties. Ownership of Information Any information, other than personal data or information you transmit to Dale Group via this website, by electronic mail or otherwise, including data, questions, comments, or suggestions, will be treated as non-confidential and non-proprietary and will become the property of Dale Group. Such information, other than personal data or information, may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting. Dale Group is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to Dale Group via this website or by any other means for any purpose whatsoever, including, but not limited to, developing and marketing products using such information. Trademarks and Copyrights All trademarks, service marks, trade names, logos, and icons are proprietary to Dale Group. Nothing contained on this website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the written permission of Dale Group. Your use of the trademarks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited. Images displayed on this website are either the property of, or used with the permission by Dale Group. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by Dale Group. Any unauthorized use of images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. Updates Dale Group reserves the right to change these Terms of Use in order to address future developments of Dale Group, the website or changes in industry or legal trends. If any portion of these Terms of Use is found to be unenforceable, the remaining sections of the Terms of Use will remain in effect. For media inquiries, contact Fredrika Jorge, Media Marketing Director T: 973-437-9661 E: fredrikaj@dalegroup.com © 2021 Dale Group. All Rights Reserved | Terms of Use Website by New Frontier