Locations & Hours | Contact Us | Home Your Privacy Rights Concerns About COVID-19 Menu Main Business Deposit Rates Checking Savings CDs Rates and Yields are Accurate as of: November 1, 2021 (Rates Subject to Change Daily) Checking Accounts Account Type Interest Rate APY* Min. Opening Deposit Min. Balance To Obtain APY* ** Business Checking n/a n/a $100.00 n/a Checking for Small Business n/a n/a $100.00 n/a Business Interest Checking 0.02% 0.02% $100.00 $2,500 *APY = Annual Percentage Yield Savings Accounts Account Type Interest Rate APY* Min. Opening Deposit Min. Balance To Obtain APY* ** Regular Savings 0.03% 0.03% $100 $300 Business Money Market Savings 0.10% 0.10% $5,000 $1,000,000 + 0.08% 0.08% $100,000 - 999,999 0.06% 0.06% $50,000 - 99,999 0.04% 0.04% $25,000 - 49,999 0.02% 0.02% $15,000 - 24,999 0.01% 0.01% $5,000 - 14,999 0.00% 0.00% $1 - 4,999 *APY = Annual Percentage Yield Certificates of Deposit Account Type Interest Rate APY* Min. Opening Deposit Min. Balance To Obtain APY* ** 1 Month CD 0.05% 0.05% $10,000 $10,000 2 Month CD 0.10% 0.10% $1,000 $1,000 3 Month CD 0.10% 0.10% $500 $500 3 Month CD 0.10% 0.10% $10,000 $10,000 4 Month CD 0.15% 0.15% $10,000 $10,000 5 Month CD 0.15% 0.15% $10,000 $10,000 6 Month CD 0.16% 0.16% $500 $500 7 Month CD 0.16% 0.16% $10,000 $10,000 8 Month CD 0.18% 0.18% $10,000 $10,000 9 Month CD 0.20% 0.20% $10,000 $10,000 10 Month CD 0.20% 0.20% $10,000 $10,000 12 Month CD 0.20% 0.20% $500 $500 14 Month CD 0.25% 0.25% $10,000 $10,000 15 Month CD 0.30% 0.30% $10,000 $10,000 18 Month CD 0.30% 0.30% $500 $500 24 Month CD 0.40% 0.40% $500 $500 25 Month CD 0.45% 0.45% $1,000 $1,000 30 Month CD 0.50% 0.50% $500 $500 36 Month CD 0.55% 0.55% $500 $500 60 Month CD 0.90% 0.90% $500 $500 18 Month IRA 0.50% 0.50% $250 $250 *APY = Annual Percentage Yield Jumbo Certificates of Deposit Account Type Interest Rate APY* Min. Opening Deposit Min. Balance To Obtain APY** 30 to 59 Day 0.08% 0.08% $99,000 $99,000 60 to 89 Day 0.10% 0.10% $99,000 $99,000 90 to 119 Day 0.12% 0.12% $99,000 $99,000 120 to 149 Day 0.15% 0.15% $99,000 $99,000 150 to 179 Day 0.18% 0.18% $99,000 $99,000 180 to 239 Day 0.20% 0.20% $99,000 $99,000 240 to 269 Day 0.23% 0.23% $99,000 $99,000 270 to 365 Day 0.25% 0.25% $99,000 $99,000 2 Year 0.55% 0.55% $99,000 $99,000 3 Year 0.60% 0.60% $99,000 $99,000 5 Year 1.00% 1.00% $99,000 $99,000 *APY = Annual Percentage Yield **Minimum Balance (the amount of principal in the account each day) A penalty may be imposed for withdrawals before maturity from term accounts. Fees imposed on your account may affect the Annual Percentage Yield. Call 1-800-874-9779 for current rate information or for information about applicable fees and terms. Offices Throughout Northern California - For the office nearest you call 1-800-874-9779 Deposits Federally Insured to $250,000 and Backed by the Full Faith Credit of the U.S. Government. Quick Links Lost or Stolen Debit Card? Order Checks Mortgage Loan Originators Information about FDIC Fraud Prevention Center Disclosures Help with Financial Difficulties Contact Us Your browser does not support iFrames. CONTACT US Monday-Friday 9:00am-5:00pm 1-800-874-9779 For Online Banking assistance after hours and weekends: 1-866-374-5914 EMAIL US 4040 El Dorado Rd. Placerville, CA 95667 QUICK LINKS Locations & Hours Lost or Stolen Cards Order Checks Business Tax Payments Mortgage Loan Originators Your Loan with Us Site Map PRIVACY & SECURITY Privacy Policy Fraud Prevention Center Our Security Practices Information About the FDIC Web Accessibility Statement Your Privacy Rights © Copyright 2021 El Dorado Savings Bank. All Rights Reserved. Use Acrobat to view PDFs