Website Text Size Rates About Us Search: Search ONLINE BANKING No Online Banking? Sign up here. MY BANKER PERSONAL BUSINESS INVESTING Rates TAKE YOUR BUSINESS TO THE NEXT LEVEL Check out our commercial loan options Loan Rates Loans Rates Rates effective as of 11/23/2021 Fixed Mortgage Interest Rates Type Rate APR* Monthly Payment 15 Year Fixed 2.750% 2.931% $678.62 20 Year Fixed 3.125% 3.266% $560.88 30 Year Fixed 3.250% 3.351% $435.21 * APR = Annual Percentage Rate Fees and APR's will vary based on credit history and other features of the loan. Fixed loan rates are subject to change on a daily basis, until the rate is locked. The rate is locked in when the title work is complete, appraisal has been received, and all required documents are received. Loans with down payments less than 20% may be subject to mortgage insurance, resulting in a higher monthly payment and a higher APR. Monthly payment is based on a $100,000 mortgage and a 20% down payment. Teutopolis State Bank 106 East Main St. PO Box 249 Teutopolis, IL 62467 217.857.3166 Effingham Branch 900 West Jefferson Ave. PO Box 1344 Effingham, IL 62401 217.342.2526 Sigel Branch 202 South Main St. PO Box 100 Sigel, IL 62462 217.844.2400 Sitemap Website Accessibility Security Alerts Privacy Policy

Website Text Size Rates About Us Search: Search ONLINE BANKING No Online Banking? Sign up here. MY BANKER PERSONAL BUSINESS INVESTING Passbook Savings Account TAKE YOUR BUSINESS TO THE NEXT LEVEL Check out our commercial loan options Direct Deposit Available Save for Future Business Needs No Monthly Service Fees For the business savvy individual What's Included? Online Banking Debit/ATM Card Minimum Opening Deposit $100.00 Minimum Balance to Earn Interest $0.01 Online Bill Pay Mobile Banking E-statements Direct Deposit Number of Transactions 6 withdrawals per month1 View All Deposit Rates Contact Us Other Important Disclosures + Teutopolis State Bank 106 East Main St. PO Box 249 Teutopolis, IL 62467 217.857.3166 Effingham Branch 900 West Jefferson Ave. PO Box 1344 Effingham, IL 62401 217.342.2526 Sigel Branch 202 South Main St. PO Box 100 Sigel, IL 62462 217.844.2400 Sitemap Website Accessibility Security Alerts Privacy Policy

Website Text Size Rates About Us Search: Search ONLINE BANKING No Online Banking? Sign up here. MY BANKER PERSONAL BUSINESS INVESTING Consumer Loans TAKE YOUR BUSINESS TO THE NEXT LEVEL Check out our commercial loan options Automobile Purchase Debt Consolidation Recreational Vehicles Fillable Consumer Loan Application Personal Loans for your personal needs! Contact Us All loans are subject to credit approval. Other Important Disclosures + Teutopolis State Bank 106 East Main St. PO Box 249 Teutopolis, IL 62467 217.857.3166 Effingham Branch 900 West Jefferson Ave. PO Box 1344 Effingham, IL 62401 217.342.2526 Sigel Branch 202 South Main St. PO Box 100 Sigel, IL 62462 217.844.2400 Sitemap Website Accessibility Security Alerts Privacy Policy