SERVICES FINANCIAL EDUCATION CENTER ABOUT TOOLS CONTACT LOGIN RATES 801.451.5064 Created with Snap FINANCIAL EDUCATION Horizon Credit Union wants to help you with everything we can. Here you will be able to find articles that we have gathered that we think may benefit you. Looking for Something? Dropdown Uncategorized Auto Financing Auto Loans Home Rate Spending Financing Holiday Budget Debit Cards Credit Cards Retirement Savings Credit Back-to-school Vacation Loans Debt Debt Consolidation COVID19 SUMMER FUN ON A BUDGET Posted By: Brandi Kirksey 05.31.2019 Keeping the kids entertained while on summer break can be an expensive endeavor. Registrations for summer camps, day care and recreation programs are only the tip of the iceberg. You also need to consider transportation costs to and from these programs that you don’t normally attend during the school year. But summer break doesn’t have to break your budget. You can … Continued 6 WAYS TO SAVE ON YOUR SUMMER VACATION Posted By: Brandi Kirksey 08.30.2017 The ocean is calling – and so is the open road. Your dream vacation awaits! But first, you need to work out the financial details. How are you going to pay for your getaway? How much can you realistically spend? Where is the money for your vacation going to come from? Ideally, a plump vacation … Continued Q&A: WHAT’S THE BEST WAY TO FINANCE A HOME RENOVATION? Posted By: Brandi Kirksey 07.26.2018 Q: I’m doing some home renovations this summer and I’m not sure how to finance this expense. There are so many loan options, but which one makes the most sense? A: Whether you’re gutting your entire kitchen or turning your basement into a home theater, we’ve got you covered! As a Horizon CU member, you have several … Continued AUTO LOANS: CREDIT UNIONS VS. BANKS Posted By: Brandi Kirksey 12.02.2016 Need a car but can’t pay cash? You have three choices: Borrow from the dealer or manufacturer’s financing company, borrow from a bank, or borrow from a credit union (unless Uncle Bob is willing to finance you, but who wants the “strings” that go along with that?). Each method has advantages and disadvantages – but … Continued CREDIT CARDS OR DEBIT CARDS – WHAT’S THE SMARTEST SWIPE? Posted By: Brandi Kirksey 03.02.2017 Most people own at least one debit card and at least one credit card. They know they have them, but they may not know about all the differences that exist between using a credit card and a debit card. Believe it or not, there are many. The most basic difference is the fact that each … Continued RECENT POSTS ARE HELOCS A GOOD IDEA THESE DAYS? Posted By: Brandi Kirksey 05.19.2020 Debt is the wealth killer. You’ve heard this piece of advice repeated in a million different corners of financial news. You’ve read articles telling you to get rid of all… STUCK AT HOME? SPEND YOUR TIME PRODUCTIVELY Posted By: Brandi Kirksey 03.20.2020 COVID-19 has wreaked havoc on normal life around the world. Major retailers and small businesses are closing their doors; leisure travel has almost ground to a halt; the stock market… LOVE AND MONEY: SCRIPTS FOR TALKING ABOUT MONEY WITH THOSE WE LOVE Posted By: Brandi Kirksey 09.25.2019 Communication is key to making sure you’re both on the same page regarding your finances. After all, money is a major part of life. Even if you don’t agree on… LOAD MORE AUTO LOANS HOME LOANS FINANCIAL EDUCATION CAREERS • PRIVACY POLICY • MEMBERSHIP • CALCULATORS • NCUA © 2016 Horizon Credit Union All Rights Reserved