CUSTOMER MERCHANT ABOUT US CONTACT US CAREERS ENGLISH Products Eligibility Loan Management Shop Locator APPLY NOW PAY EMI Start your gold savings with an amount as low as ₹1! Buy digital gold today for a better tomorrow. BUY NOW 1 2 3 4 5 Fast-track your happiness today Only 2 documents needed Only two documents required to process your loan No credit history required Get a loan from us even if you have never taken one before Affordable loans Easy EMIs starting at 0% rate of interest. Terms & conditions apply. No hidden charges Transparent terms & conditions for your peace of mind Still have some questions? Check out our FAQs section for more information No credit history? No problem We welcome first-time borrowers 0% interest rate* Mobile Phone on EMIs Home Appliances on EMIs Personal Loan Home Credit Ujjwal (EMI) Card Health Insurance Next EMI Calculator Price of mobile phone 1000 100000 Your preferred down payment amount 0 50000 Your preferred loan term 3 6 12 24 3 Months 24 Months Your estimated EMI 6250* APPLY NOW KNOW MORE *This is an approximate EMI calculation. The actual processing fee and rate of interest may vary. Interest rate for mobile phone on EMIs starts at 0%. Big offers for big dreams Personal Loan offer Instant personal loan for your small needs or big celebrations CHECK ELIGIBILITY ViTM bundled offer Get a 4G smartphone along with the ViTM Unlimited Pack at just ₹ 799/-. Pay the rest in Easy EMIs APPLY NOW Last EMI free with Gift Pay Pay your smartphone EMIs on time, and the last one will be a gift from our side APPLY NOW VIEW ALL Get instant access to services specially curated for you! | Safe Pay Enjoy peace of mind with our unique bundled offering to help you cover your loan repayment in case of Emergency KNOW MORE ScreenGuard With 12 months of protection against screen damage, expensive repairs will now be a thing of the past KNOW MORE Extended Warranty Enjoy coverage against manufacturing defects for up to one year after manufacturer’s warranty KNOW MORE 1 2 3 4 5 6 7 VIEW ALL Your loan in your pocket Home Credit Mobile App – easy to install, easy to use Apply for a personal loan instantly Discover exclusive offers Repay your EMIs easily Access your loan details on-the-go KNOW MORE Why choose us Quick, easy & convenient loans for everyone No credit history required Get a loan from us even if you have never taken one before Instant approvals Get your loan request approved instantly Convenient repayment modes Pay online, on app or authorized collection centres No hidden charges Transparent terms & conditions for your peace of mind Trust of our 1 crore customers | "Maine apne dono phone Home Credit se finance karvaya hai. Process bhut aasaan hai, main Home Credit ke sath juda rahunga aur friends ko recommend krta rahunga." Purchased: Mobile Phone Watch Video "EMI aaraam se pay kar sakte hain app ke saath, bina kisi problem ke." - Sonu Mehta Purchased: Mobile Phone All your favorite brands available | Download App Media FAQs Privacy Policy Corporate Governance Terms of Use RBI Disclaimer Our Partners Sitemap Copyright © Home Credit India. All rights reserved.