Sitemap Feedback Help MENU SERVICES LOANS Loans Thinking about that kitchen extension, changing your car or planning that well earned holiday? There are lots of great reasons why you should choose Heritage Credit Union for your lending needs. Our loans are based on your ability to repay and not how long you are a member of the Credit Union or how much you have in savings with the Credit Union. Interest is on your reducing balance, so you pay less interest with each repayment. Repayments are designed to be flexible and to meet your personal circumstances. No penalty fees are charged for early repayment of loan balances. There are no hidden fees or transaction charges. Loan Protection Insurance, Life and Disability cover is available to eligible members. In the event of your death, your credit union loan is insured - subject to terms, conditions and eligibility criteria - at no direct cost to you. How can I apply for a Loan? There are four different ways you can apply for a loan with Heritage Credit Union. You can call into any of our seven office locations in Rathfarnham Village, Fortfield Park, Harold’s Cross, Nutgrove Shopping Centre, Rialto, Thomas Street or Walkinstown. You can call a member of our lending team on (01) 4900162 You can click here to submit a call back request and have a member of our lending team call you at a time that is convenient for you. If you have registered for on-line access, you can also apply for a loan via the on-line members area here. Want to access your account online? 24 / 7 and 365 days a year. Simply click here to register for access. What documentation do I need when I am applying for a loan? If you are employed full or part time. We will need salary slips and bank statements for three consecutive months.* If you are you self employed. We will need your most recent Tax Clearance Certificate and bank statements for three consecutive months. We may also require a verification of your income. If you are retired. We will need proof of pension paid into your account. If you are unemployed or between jobs. We will need proof of social welfare payments paid into your account or your social welfare receipts. Did you know that we say yes to 98% of ALL loans applications ! * In all instances we require that statements produced are the most recent three consecutive months. Still unsure if a loan is for you? Let us answer your questions.MAKE AN ENQUIRY POPULAR LOAN TYPES Car Home Improvements Wedding Education Medical Get a standard loan of €5,000 over 24 months for as little as €53.07 weekly. Find out how our loans can work for you. CALCULATE NOW Our loans won’t break the bank! APPLY FOR LOAN OUR OFFICE OPENING HOURS View times Why Choose Heritage Credit Union? No hidden fees or transaction charges Interest is calculated on your reducing balance No penalty fees charged on early repayment of loans Loan Protection, Life & Disability cover for eligible members Simple and secure online banking Flexible repayments to meet your circumstances CONTACT US Tel: Fax: Email: Postal: (01) 4900162 (01) 4924673 info@heritagecu.ie Credit Union House, Main Street, Rathfarnham, Dublin 14 All Branches > MAIN OFFICE OPENING HOURS MON TUE WED THU FRI SAT 9.15am-5.00pm 9.15am-5.00pm Closed 9.15am-6.00pm 9.15am-5.00pm 9.15am-12.45pm All Branches Opening Hours > QUICK LINKS Apply for a loan Register for access Downloads On-line Newsletter e-Statements FAQs Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Heritage Credit Union Ltd is Regulated by the Central Bank of Ireland. Reg No. 42CU. Cookie Notice Privacy Policy Terms & Conditions Help TYPE AND PRESS “ENTER” TO SEARCH Cookie Notice