Enable accessibility Home (current) About Us Join Our Team Products Consumers Producers News Contact Us Login cfglife.com >>Products >> Dignified Choice® Final Expense Dignified Choice® Final Expense Dignified Choice® - Classic life insurance plans offer an uncomplicated way to provide for your final expense needs. Eligibility is determined by your answers on the application. Dignified Choice® Guarantees: Premium Guarantee. Your premiums will never increase, regardless of your age or health. Death Benefit Guarantee. Your death benefit will never decrease. Guaranteed Cash Values. Your policy will build cash values that may be borrowed against. Guaranteed Non-Cancellable. Your policy will never be cancelled, as long as application questions are answered accurately and premium payments are kept current. The following riders are available: Provide up to $10,000 of level term insurance on your children, grandchildren or great grandchildren with the Children's Term Insurance Rider The Accelerated Death Benefit Rider can be added to your policy at no additional premium, and will allow you to receive 50% of the policy death benefit if you are diagnosed with a terminal condition and life expectancy of 12 months or less. Receipt of accelerated benefit may affect eligibility for public assistance programs and may be taxable. With the optional Accidental Death Benefit Rider, the death benefit payable to your beneficiary will be doubled if you die due to an accident. Interested in learning more? Contact us! This describes Policy/Rider Form Nos. 1F607, 1F607-CL, 1F608-CL, 1F609, 1F609-CL, 1H884, 1H884-CL, 1H915, 1H915-CL, 1H916, 1H916-CL and 1H885-CL or state variation. Product specifications and availability may vary by state. COLUMBIAN MUTUAL LIFE INSURANCE COMPANY Home Office: Binghamton, NY COLUMBIAN LIFE INSURANCE COMPANY Home Office: Chicago, IL Administrative Service Offices: Binghamton, NY • Syracuse, NY 800-423-9765 Columbian Life Insurance Company is not licensed in every state. Product availability may vary by state. NEWS Strategic Transaction with Constellation CFG Employees Help the Hungry Holiday Schedule 2021 Continued COVID Response Coronavirus Planning Mailing Address Update CFG Contributes to Community PRIVACY POLICY | CALIFORNIA CONSUMER PRIVACY RIGHTS | TERMS & CONDITIONS ACCESSIBILITY STATEMENT | SITE MAP Copyright ©2021 Columbian Mutual Life Insurance Company