Notice of Security Incident - EyeMed Vision Care, LLC Learn More Solutions Performance Policyholders Our Value About Us Accessibility Performance Companies define performance in a variety of ways. At FSL, performance is determined by consistently and reliably meeting the needs of our partners, policyholders, and associates, which translates into financial success. Balance Sheet The numbers tell the story of a highly capitalized company that's been built over 52 years on solid, conservative values. SEE MORE Income Statement Another solid year for FSL, thanks to healthy growth in premium income and strong underwriting results. SEE MORE FINANCIAL HIGHLIGHTS FSL enjoyed another strong year in 2020. Total Premium (direct and assumed) showed healthy growth, and underwriting profits were strong, resulting in Net Income Before Taxes that was the second-highest in Company history. This allowed FSL to grow its Capital & Surplus account by another 10%. Category ONE YEAR FIVE YEARS Capital & Surplus +10.1% +73.7% Assets +0.2% +9.8% Direct & Assumed Premium +7.0% +50.4% Net Income Before Tax +11.6% +20.5% Fiscal 2020 Results Dollars in Millions 2015 $169 2016 $187 2017 $204 2018 $242 2019 $267 2020 $293 $300 $250 $200 $150 $100 $50 $0 CAPITAL & SURPLUS A stretch of powerful earnings has allowed FSL to bolster its Capital & Surplus by $124 million, or 73.7%, since 2015. This metric rose $26.9 million, or 10.1%, in 2020, which marked the Company's twentieth consecutive year of growth in Capital & Surplus. Overall, FSL has recorded gains in 50 out of 52 years of its existence. Dollars in Millions 2015 $894 2016 $904 2017 $981 2018 $1,033 2019 $980 2020 $982 $1050 $1000 $950 $900 $850 $800 $750 $700 ASSETS Assets have hovered near the $980 million level since 2017, after consistent growth that more than doubled this metric over the prior 10 years. The spike in assets for 2018 was primarily caused by the timing of settlements for balances owed to and received from reinsurance partners. Such variances are not unexpected on a recurring basis. Dollars in Millions 2015 $801 2016 $881 2017 $936 2018 $1,027 2019 $1,126 2020 $1,205 $1,150 $1,100 $1,050 $1,000 $950 $900 $850 $800 $750 DIRECT & ASSUMED PREMIUM Direct & Assumed Premium continued to grow at a healthy clip for 2020, rising 7.0% to $1.2 billion. Over the last five years, this calculation of FLS's total premium generation has expanded by $404 million, or 50.4%. Dollars in Millions 2015 $31.2 2016 $33.1 2017 $35.9 2018 $42.5 2019 $33.8 2020 $37.7 $50 $40 $30 $20 $10 $0 NET INCOME BEFORE TAXES FSL recorded the second-highest Net Income Before Taxes in its history in 2020 at $37.7 million, which was an 11.6% increase over 2019. The Company has achieved seven consecutive years with Net Income exceeding $30 million. ANNUAL REPORT For more insight into Fidelity's 2020 achievements, request our Annual Report. REQUEST TALK WITH AN EXPERT First Name* Last Name* Email* Phone* Organization What is your role? Who would you like to speak with* Please Select Melinda Everley Brian Holland Tom Madison Pat McCarty Don Vogelsberg Mike Woody Comments SUBMIT *Required Fields OR GIVE US A CALL 800.648.8624 SOLUTIONS Supplemental Health Life & Disability Annuity Stop Loss PERFORMANCE POLICYHOLDERS OUR VALUE ABOUT US REPORT FRAUD To report the suspicion of fraud or misrepresentation by an insured, provider, agent, or FSL employee, please send an email to antifraud@fslins.com Include a description of the fraud or misrepresentation with as much detail as possible, and if desired, provide your contact information for additional questions. Copyright 2021 Fidelity Security Life Insurance | Privacy Policy | Terms of Use | HIPAA Notice | GLB Privacy Notice | California Privacy Notice | Notice at Collection | ADA Accessibility