Home Financial Strength Annual Review Current: Annual Review 2021 After Office Hours Emergencies +44 191 232 0999 Contact Us Welcome to our Annual Review 2021. In this new interactive all-digital edition you can find out more about our premium income, investment returns, capital and free reserves, combined ratio, external tonnage and claims performance. Thanks to the launch of our MyNorth Publications app, you can now explore our Annual Review in a whole new interactive format on your tablet. Highlights Combined ratio: 113.7% Free reserves (US$): 450m Investment return: 6.67% Premium income: 406m S&P Global: A Rating & AAA capital strength Access the Annual Review your way We know that different people enjoy reading publications in different ways, you may want to discover related resources on our website, share it with colleagues or print out a useful article for reference. This is why this edition of our Annual Review is available via the app, as an online publication as well as our usual PDF download. Click the links images below to jump to our App, Online and PDF versions. App – a new way to view our Annual Review on your tablet Online – for an enhanced desktop experience PDF – for easy printing and sharing Benefits Quick access to a range of publications directly from your tablet View online or download to read offline at your leisure Easy to share content with colleagues All MyNorth publications are fully interactive for an enhanced experience Receive push notifications when your favourite publications go live Download MyNorth Publications is available on the App Store and Google Play Store. Simply click on the relevant store below to download our free app and get immediate access in our new and interactive format. Using the app For assistance on using MyNorth Publications, please view the ‘Help‘ section in the app. You can also view instructions here. Annual Review - PDF EXPERTISE 2020 Sulphur Cap Ballast Water Management Cyber Security GDPR Marine Environment MLC Right Crew Safety Management 2.0 Sanctions QUICK LINKS MyNorth GlobeView Vessel Search Correspondents Latest About Us Contact MyNorth Register Login North Online CONNECT LinkedIn Twitter Facebook Youtube Terms & Conditions Privacy Policy Cookie Policy Anti-Bribery & Trading Complaints Employers’ Liability Register Modern Slavery Statements Gender Pay Gap Statement of Investment Principles Health and Safety Policy Statement of Commitment Board Diversity Policy Careers MEMBER OF ACCREDITATIONS Copyright © The North of England Protecting and Indemnity Association Limited. Registered in England. No. 505456. The Quayside, Newcastle upon Tyne, NE1 3DU Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. North's business in the EEA is underwritten by North of England P&I Designated Activity Company, a wholly owned subsidiary of North incorporated in Ireland and regulated by the Central Bank of Ireland.