Online banking Register Log on Support Contact us Personal Savings and investments Investments Stocks and Shares ISA Stocks and Shares ISA A tax-efficient way of holding investments Invest the way you want to Make the most of your ISA allowance with a stocks and shares ISA and pay no Capital Gains Tax and no Income Tax on your investments. In the 2021/22 tax year the annual ISA allowance is: £20,000 As with all investments your capital is at risk and you may get back less than you invest. Investments should be held for the medium to long term (5+ years), unless there is a fixed term that applies. This product is most suited to you when You haven’t paid into a stocks and shares ISA this tax year, or you haven’t used your full ISA allowance You want to transfer an existing ISA from another provider Eligibility You’re 18 years of age or over You’re a UK resident Are you ready to invest? Do you aim to invest for at least 5 years? Are you happy taking a degree of risk with your capital? Do you have savings to cover at least 3 months’ net income, any planned expenditure and enough for unplanned events? Transferring existing ISAs If you already have an ISA you can transfer all or part of it into a Santander Stocks and Shares ISA held in the Investment Hub. For more information on ISAs, see our guide to ISAs Ways to invest Quick and simple online advice Invest from £20 a month and/or with a lump sum of £500 to £20,000. Personalised advice at a time that suits you. 4 funds managed by Santander Asset Management. Getting advice online Person-to-Person advice You need to have at least £20,000 to invest. Expert advice from our Financial Planning Managers. Discuss your financial needs, situation, priorities and appetite for risk. Getting person-to-person advice Choose your own investment Invest yourself from £20 a month and/or with a £100 lump sum (up to an unlimited amount). Use our Investment Hub to buy, sell and manage your investments without financial advice. Choose from a range of investment funds. Investing for yourself When you choose to invest we’ll clearly show and explain the ongoing investment fees. These fees are the same no matter which route you decide. The tax treatment of your investment depends on your individual circumstances and may be subject to change in the future. Why choose Santander? Investing not for you? See our savings and cash ISAs Learn more about investing Find out more Need to speak to someone face-to-face? Find your local branch My money? My info? I don't think so! The Investment Hub and the Stocks and Shares ISA are provided by Santander ISA Managers Limited. Registered in Scotland No. SC151605 at 287 St Vincent Street, Glasgow G2 5NB, United Kingdom. Telephone 0800 328 1328. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 171448. Footer menu About Santander UK Branch locator Branch appointments Support Accessibility Site map Privacy policy Cookie policy Fraud and security Financial results Santander Careers Service status Welsh language policy Modern slavery statement Santander Universities Santander websites Santander events Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks. We use cookies to give you the best online experience Essential cookies make this website work and are for your security. To help personalise and tailor content to you here and on other websites, we use optional cookies. We won't use these without your consent. Our Cookie Policy is always available at the bottom of our homepage. You can change your preference settings by selecting 'Manage my settings' at any time. Accept all cookies Manage my settings