Login Auto Rates are Down at Ideal Credit Union Auto rates are down this spring. Hop into a new set of wheels or refinance your current vehicle with APRs* as low as 2.29%. Learn More & Apply Online 1 2 3 4 5 Savings Rates Deposit Accounts APY* as high as Premium Money Market 0.25% High Yield Money Market 0.50% RoundUp Savings 2.00% Certificates 1.06% Business High Yield Money Market 0.50% Share Savings 0.05% Loan Rates Loan Options APR* as low as Auto Loans 2.29% Credit Cards 9.15% Home Equity 3.49% Boat, RV, Motorcycle 3.44% ATVs, UTVs, Watercraft 5.04% Mortgage Rates Mortgage Options Rate APR* as low as 30 Year Fixed 3.125% 3.228% FHA - 30 Year Fixed 3.375% 4.095% VA - 30 Year Fixed 3.375% 3.622% 15 Year Fixed 2.375% 2.605% 10/5 Year ARM 2.750% 3.407% *APR is Annual Percentage Rate. APY is Annual Percentage Yield. Rates subject to change at any time. WHAT'S NEW Low Rates on Boat & Motorcycle Loans Read the Ideal Insider Newsletter HomeAdvantage® Giveaway - Learn More Cyber Security Educational Center MEMBER BENEFITS TruStage Insurance Discounts HomeAdvantage: Search. Buy. Sell. Earn. SimpliSafe: Home Protection for Less CarAdvise: Car Maintenance Discounts See all Member Benefits & Discounts OUR FAMILY EARNED $2,500 IN CASH BACK LEARN HOW USE & WIN $1,000 MONTHLY GIVEAWAY Ideal Credit Union will be giving away $1,000 to one lucky winner each month in 2021. The key to your chance of winning is to have an Ideal Personal Checking Account and to use your Ideal Debit or My Rewards™ Debit Card for everyday purchases. LEARN MORE OUR LOCATIONS Schedule an in-person or video appointment EAGAN 3225 Denmark Ave Eagan, MN 55121 INVER GROVE 7791 Amana Trail Inver Grove Heights, MN 55077 HUGO 14750 Victor Hugo Blvd N. Hugo, MN 55038 WOODBURY 8499 Tamarack Rd Woodbury, MN 55125 NORTH ST. PAUL 2401 N. McKnight Rd North St. Paul, MN 55109 STILLWATER 2020 Washington Ave Stillwater, MN 55082 (651) 770-7000 Make an Appointment Privacy Policy 296076262 The Ideal Life is Social Facebook Twitter LinkedIn Instagram NCUA Equal Housing Opportunity NMLS# 401783 Routing# 296076262 Contact Us (651) 770-7000 (800) 247-0857 CURRENT RATES WHAT'S NEW Educational Seminars Member Discounts $1,000 Monthly Winner MEO CODE CONTACT US MAKE AN APPOINTMENT BRANCHES & ATMS MEMBERSHIP Become a Member Apply for a Loan CAREERS ABOUT IDEAL CU Our Story In the Community Read Our Blog Press Room Read Our Newsletter ADA Statement © Copyright 2021 Ideal Credit Union - Website Provided by 'corePHP' LLC