Search Branch Contact Log in Menu Home About us What membership means Discover Nationwide's mutual difference and the benefits members enjoy. What makes you a member You are a member if you have a Nationwide: Current account Mortgage Savings account Business savings account (opens in a new window) if you’re a sole trader, partnership, or unincorporated body such as a club or voluntary group The following products do not make you a member: Personal loans, credit cards, investments, insurance policies, or business savings accounts if you're a company, charity or trustee. Products from our subsidiaries (such as The Mortgage Works) also won't make you a member. Why we're different We’re not a bank. We’re a ‘mutual’ building society. That means we’re owned by our members. We help each other buy homes and save for our futures by bringing our borrowers and savers together. We help each other with our other financial needs too, all for our mutual benefit. We also do things for the mutual good of all. We support local community housing charities, campaign for better homes to rent and remind everyone of the wisdom of saving. So when you choose Nationwide to help you make the most of your money, you’re also: helping others helping build a stronger, kinder society Reasons to join Nationwide Member-only products There’s a range of products we keep just for our members – credit cards, loans, financial planning and investments. Have your say Our members decide how we’re run, for example through our Annual General Meetings (AGM) and regular talkbacks. Branch commitment We’re investing in our branches because we support our communities and their high streets. And for the times when you might want to talk to someone face-to-face. Banking app Safe, secure, and full of useful features. Bank how you want, when you want. Help build your local community Join one of our Community Boards and decide which housing projects in your area should get up to £50,000. Win a share of £1 million every month just for being a member Automatic entry for eligible members aged 18 and over, living in England, Scotland and Wales. Prize draw rules apply Find out more about the Member Prize Draw Become a member Have a current account, mortgage or savings account with us. Current accounts Mortgages Savings accounts Our mutual difference How we’re building a stronger, kinder society. Building a better society Have your say Member stories Ibi’s story The things we save for and spend our money on can change over time. From Banking apps to ISAs, find out how we’ve helped Ibi as she’s grown. Read Ibi’s story Andy and Christine’s story Find out how they’re enjoying retirement their way, thanks to a Nationwide Lifetime mortgage. Read Andy and Christine’s story Get in touch Contact us Telephone banking Lost and stolen cards Have your say Branch finder Suppliers Careers (opens in a new window) About Nationwide About us What membership means How we're run News and stories Inclusion and diversity Slavery and human trafficking statement Here to help Accessibility Service status Fraud and security Cookies and privacy House price index Investor Relations Visa Secure Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. You can confirm our registration on the FCA's website (opens in a new window) Nationwide is not responsible for the content of external websites. Social links ©2021 Nationwide Building Society