Get the app Get the app Money. Know and feel yours like never before. Feel itdifferently. Get in syncand give yourself the freedomto enjoy the here and now, as well as relaxinto the what next. Because when you bank on yourself, every decision feels easier. You are the only one who can define what your money means. And seeing things more clearly can help make sure your money mirrors you. Your Money Story is a reflection of how you live. We’re here to help you write it. MoneyFlow 01 Your money tells a story. No two Money Stories are the same. What can you learn from yours, as well as others? Daily account1 Money Stories Refinery 29 Money Diaries Afterpay Superpowers 02 Hack your spending habits. It wouldn’t be Money by Afterpay without a few Afterpay Superpowers. Smooth out the bumps and pay eligible past purchases off over time (incl groceries and unexpected bills) up to $200 Retro limit3. FutureYou 03 FutureYou will thank you. Kick goals in no time (regardless of athletic ability). Start with one savings account (aka savings goal) and create up to 151 Interest rate on savings goal is 0.75%pa. subject to a combined total balance of $50,000 across all savings goals.2 With no monthly hurdles or fees2 At the App Store, Money awaits Digital app only Daily account Minty fresh debit card We don’t charge fees Money Flow Superpowers FutureYou Apple Pay FAQs Complaints Privacy Notice Open banking BaaS Product TMDs Afterpay TMDs Disclosures App Terms & Conditions Account Terms & Conditions Apple Pay Terms & Conditions Online Identity Verification Terms 1 Money by Afterpay is a product from Afterpay Australia Pty Ltd (ABN 15 169 342 947, AFSL 527911) with accounts and debit cards issued by Westpac Banking Corporation (ABN 33 007 457 141, AFSL 233714). You must have a mobile device that can access the internet. Eligibility to open an account is set out in the Account Terms and Conditions, which include that you have a valid Afterpay Buy Now Pay Later account (Afterpay account), have an Australian residential address, are an Australian tax resident only, are at least 18 years old, have an Australian mobile number and a valid email address. If you also have tax obligations in another country, we are working on being able to support this, check back soon. Refer to App Terms and Conditions and Account Terms and Conditions for full T&Cs. 2 Interest rates are subject to change. ATM operators may charge you a fee directly. 3 Retro feature is only available to customers who maintain a Money by Afterpay Daily Account with at least one eligible transaction, maintain an Afterpay account in good standing, have not exceeded their Afterpay spend limit of which $200 can be used for Retro and have repaid at least 25% of one Afterpay order. Refer to App Terms and Conditions and Afterpay Terms of Service for full eligibility criteria and conditions. Late fees and transaction limits may apply. Pulse Rewards subject to eligibility criteria and Pulse by Afterpay terms. Read the Apple Pay T&Cs at apple.com/au/apple-pay. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries. Android is a registered trademark of Google LLC. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Any advice has been prepared without taking into account your objectives, financial situation or needs. So before acting on the advice, you should consider whether it’s appropriate to you, in light of your objectives, financial situation or needs. Information provided by Refinery29 (and their sources) isn’t ours and we don’t give any representations or warranties as to the accuracy, timeliness or completeness of it. You should think about whether the information is appropriate regarding your particular circumstances.