Schedule An Appointment Routing/Wire Transfer Blog Locations & ATMs Contact Us Search: Submit DEPOSITS LOANS SERVICES ABOUT ACU LOG IN Kasasa Saver makes saving effortless! Earn up to 0.50% APY** on savings account balances up to $50,000 and 0.25% APY** on balances over $50,000. Automatically transfers rewards to your Kasasa Savings when qualifications are met**. No monthly service fees. Start automatically building your savings account today! Save money every month without lifting a finger. Saving money should be easy and it can be, thanks to Kasasa Saver. Kasasa Saver is a high-interest account that is linked to a Kasasa Cash or Kasasa Cash Back Checking. Consider it a safe place to store your rewards. Here is how it works: You earn rewards with Kasasa Cash or Kasasa Cash Back, then those rewards are automatically transferred into your Kasasa Saver. It’s that easy! If your Kasasa Cash or Kasasa Cash Back account qualifies**, then your Kasasa Saver qualifies! Earn 0.50% APY** on balances up to $50,000 when qualifications are met. Earn 0.25% APY** on balances over $50,000 when qualifications are met. No monthly service fees. Must be linked to a Kasasa Cash or Kasasa Cash Back account. Automatically deposits of rewards for a built-in savings tool. Savings Made Easy Save money each and every month without lifting a finger. Earn Rewards Faster Earn rewards with Kasasa Cash or Kasasa Cash Back, then those rewards are transferred to Kasasa Saver. Monthly Dividends Earn up to 0.50% APY on account balances up to $50,000. Open the best savings account today! Open a Kasasa Cash or Cash Back checking account. Meet all qualifications during the Monthly Qualifying Cycle. Kasasa Saver with Kasasa Cash Disclaimer Kasasa Saver with Kasasa Cash Back Disclaimer Truth-In-Savings (TIS) Disclosure Enjoy all the extras you get with our Kasasa Saver: Free Online Banking. Free Bill Pay. Free budgeting and personal financial management tools. Free Mobile App. Free Mobile Deposits. Free Visa debit card. E-Statement. Check out the additional benefits and added perks you get just for being a member of America's Credit Union! Savings Account Rates ACCOUNT TYPE DIVIDEND RATE* ANNUAL PERCENTAGE YIELD (APY)** DIVIDENDS PAID ON AMOUNTS Regular Savings 0.05% 0.05% $500.00 and above Kasasa® Saver** 0.498% 0.50% $0-$50,000 Kasasa® Saver** 0.25% 0.25% Over $50,000 Kasasa® Saver** 0.01% 0.01% All balances if qualifications not met. Effective May 1, 2021 * Fees could reduce the earnings. Rate/Yield on the above accounts is subject to change daily. Questions? Call 1-800-543-2811. Review ACU's Truth-In-Savings Disclosure. **Qualification Requirements: Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Cash Back account during each Monthly Qualification Cycle, have at least 15 debit card transactions with a minimum of $5 purchase or more per transaction, enrolled in and agree to receive eStatements, log in to online banking or mobile banking one time per month. If requirements are not met, your account is still free and you'll earn our base rate. Savings Account Resources Budgeting Your Savings It’s essential that you have good budgeting habits to increase your savings. Whether you’re budgeting and saving for a one-time event like a wedding, saving for a major life change like having a baby, or getting better at managing daily spending and saving in general, this eBook will help! Full of budget templates and tips about creating a budget and tricks for sticking to it, this guide is essential for your future saving goals. With some organization and a good plan, you’ll be adding deposits to your Savings Account regularly. Free eBook First Name * Last Name * Email * Savings Account Related Links Kasasa Cash Do you enjoy extra dividends? KASASA® Cash Checking pays you for banking basics each month. Money Market Account Open your Money Market Account with an initial deposit of $2,500 and watch your savings grow! Kasasa Cash Back Do you enjoy cash back? KASASA® Cash Back is our free checking account that earns cash back on debit card purchases each month. All Savings Rates Page View current Savings Account rates for all Share, Special and Club Accounts all in one place. Special Savings Account Page Special Savings, Christmas Club and Vacation Club Accounts are designed to help you save for specific savings needs! Fee Schedule Learn more about common fees associated with your checking and savings accounts. APY = Annual Percentage Yield. ALL DEPOSITS ALL LOANS ALL SERVICES ABOUT ACU Routing #311982435 Disclosures ACU Blog Contact Us Locations & ATMs Dallas, TX Garland, TX Lancaster, TX Mesquite, TX Springfield, MO ACU NMLS ID #562279 Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency Privacy Policy Site Map America’s Credit Union will NOT ask you to update your information through an e-mailed link or a cell phone text message. Should you receive an e-mail or text message allegedly from America’s Credit Union requesting such an update, please contact us immediately. The ACU website features a number of links to entities associated with ACU and/or the credit union industry. By accessing any of these links, you will be leaving the ACU site and entering a site hosted by another party. For your protection, we encourage you to read the privacy and security policies of the sites you enter, as these policies may be different from those of ACU. America's Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 972-494-5328 or 800-543-2811 so that we may promptly assist you and remedy any accessibility concerns. © America’s Credit Union 2021 All Rights Reserved.