Farm Credit of Central Florida Menu Home Loans Breadcrumb Home Loans Home Loans Loans to finance your home in the country Looking to live in the country? At Farm Credit of Central Florida, we know the ins and outs of building or buying your dream home. With loan terms including both long and short-term fixed rates, no prepayment penalties and no acreage limits we have options to fit a variety of needs. Our experienced loan officers will assist in determining which loan product is best for you. When you team up with Farm Credit as your lender, you get a vast amount of additional services and a wide range of options for your loan. Here are a few helpful blogs to assist you with your home purchase: Comparison of FHA, Conventional and VA Loans Tips on purchasing the perfect rural home The 5 basic steps of the loan approval process Click here to download our 5 Steps to Planning and Financing your Project Ready to apply? Use our online application to get started. Apply Now Download Loan Forms Authorization to Release Information Credit Application Acknowledgement E-Sign Disclosure House Purchase, Refinance, Home Improvement We provide loans for buying a new home, refinancing your home or a line of credit to make home improvements. Cabin Secondary or Investment Homes Purchasing an investment home? We can finance your home away from home as well investment (rental) properties. Trees Construction Loans Build the home of your dreams with our fixed rate construction loans. Barn Modular or Manufactured Homes Loans for modular or manufactured homes are also available. ATV Rural Recreation Property Looking to buy land to have some fun like hunting, riding four wheelers, fishing or whatever brings you joy? We provide financing for open acreage. Tractor USDA, FHA, VA Need down payment assistance? We work with government Programs like USDA, FHA, & VA to get the additional funding necessary. Calculate your monthly payment Get started by running the numbers. Our mortgage specialists are happy to talk you through the loan process. Home Price $ Annual Interest Rate % Years Down Payment $ Monthly Payment $ Change any combination of fields to calculate the monthly payment. Or change the down payment and monthly payment to calculate the possible home price. Ready to get started? Contact one of our lending specialists to find out how to get the financing you need, fast. First Name* Last Name* Email Address* Phone Number County* FL-Brevard FL-Citrus FL-Hernando FL-Hillsborough FL-Lake FL-Orange FL-Osceola FL-Pasco FL-Pinellas FL-Polk FL-Seminole FL-Sumter FL-Volusia Other Don't see your county listed? Visit FarmCreditFlorida.com to find the Farm Credit office nearest you. How can we help? If you are interested in a loan, is there a residence on the property? Yes No I am not interested in a loan If applicable, what is the loan purpose? Construction Lot Loan Purchase Refinance Locked : form can't be submitted Farm Credit of Central Florida 204 East Orange Street Suite 200, Lakeland, FL 33801 Telephone: (863) 682-4117 Fax: (863) 688-9364 Association NMLS# 685850 Social Links Facebook Twitter LinkedIn Instagram YouTube Download the Farm Credit CFL Mobile App Download mobile app on App Store Download mobile app on Google play store © 2021 Farm Credit of Central Florida Find your branch Equal Housing Lendor Footer Navigation Disclosures Privacy Policy CCPA Bylaws, Ethics & Whistleblower Hotline