Contact us Menu ELECTRIC CAR INSURANCE Electric car insurance with a bit more spark Introducing comprehensive car insurance for fully electric vehicles Get an electric car quoteYour saved quote Why choose LV= electric car insurance? Our electric car insurance cover is designed for the next generation of vehicles Great value for money. I halved the cost of my insurance and the quote procedure was quick and easy. Karen Chorley Here's what's included as standard: Recovery to the nearest chargepoint if you run out of charge in the UK. We also have a fleet of vehicles we use in partnership with AFF the national roadside electric vehicle charging assistance company, which can recharge your vehicle and get you on the road again. This won’t affect your NCD and there’s no excess to pay Cover for charging cables, wall boxes and adaptors for accidental damage, fire and theft Battery cover for accidental damage, fire and theft – even if you’re leasing it separately from the car Over the air monthly updates (OTA) are covered as standard when you insure your electric vehicle with us, but if you or the previous owner paid for additional performance upgrades affecting speed or acceleration, we'll need to know. You'll only need to tell us once and not everytime you upgrade. Plus, you'll enjoy lifetime guarantee on repairs (when using our recommended repairer service, for as long as you own the vehicle. Labour only, excludes parts) And if you choose our optional hire car cover: We’ll provide the use of an electric or hybrid hire car if your green machine is off the road What else is covered with LV= electric car insurance? You'll get the same brilliant features you expect from our regular car insurance, too From European cover to lost keys and much more, here's what you'll like about our comprehensive cover: Accidental damage cover Scratched or dented your electric car? We pay for repairs so it's as good as it was before the accident Uninsured driver promise If the other driver is not insured and the accident’s not your fault, you keep your no claim discount and there's no excess to pay – as long as you have the details of the other vehicle and driver European cover Get covered in the EU for up to 180 days a year at the same level as your UK cover. Perfecto! To tow abroad, you may need to apply for a Green Card. Vandalism promise If your electric car is vandalised and you have to claim, you'll keep your no claim discount – you'll just need to pay your excess Replacement child car seats We’ll replace your child car seats if your car has been in an accident – even if there’s no apparent damage New locks and keys If your keys are lost or stolen. After all, accidents happen... Our comprehensive car insurance comes highly recommended 9.2 out of 10 Read 20,513 reviews Did you know... Far from being an invention of modern times, fully electric cars first appeared at the beginning of the 20th century – with models such as the Studebaker Electric and the Detroit Electric leading the way A number of major car manufacturers will only be producing fully electric cars or hybrids After pressure to bring the date forward, the sale of new pure diesel and petrol cars will be banned in the UK from 2030 What makes our electric car insurance cover different? We created it for pure electric vehicles only... We are green at heart, after all Electric cars are here to stay. Yes, with manufacturers making more affordable models and UK infrastructure getting better with each passing year, many people are choosing to make the switch to plug-in power. That's good news for the environment, and good news for future generations. With green machines becoming ever more popular, we've created car insurance cover designed for pure electric vehicles. So whether you’ve toyed around with getting a Tesla, or already loving life in your Nissan Leaf, you can rest assured knowing our cover will keep your (electric) motor running. Some of the cars we love to cover: Smart EQ – Fortwo / Forfour Renault Zoe Nissan Leaf Tesla – Model S/X/3 Mercedes EQC Hyundai IONIQ EV / KONA Kia Soul BMW i3 Kia Niro VW E Golf / UP More about LV= electric car insurance Optional extras Frequently asked questions Policy documents See how our electric car insurance stacks up Feature LV= Electric Car Cover AA Direct Line Admiral Hastings Direct Aviva More Than Churchill Esure RAC Electric Car Insurance RAC Pay by Mile Recovery to the nearest charge point if you run out of charge as standard, at no additional cost Optional Optional - RAC Power Boost rather than Recovery Optional Optional Charging accessories cover Cover if Third Party Trips on Cable while in use Battery cover - even if it's leased Over The Air (OTA) updates EV Hire Car (if HC chosen) HC Standard - Unknown if EV HC Standard -Unknown if EV Feature Recovery to the nearest charge point if you run out of charge as standard, at no additional cost Charging accessories cover Cover if Third Party Trips on Cable while in use Battery cover - even if it's leased Over The Air (OTA) updates EV Hire Car (if HC chosen) Based on comprehensive car insurance (July 2021) for new customers only, excluding optional extras, multi-car products, Direct Line Plus, and any higher levels of cover above the standard. Explore all the buzz about electric cars right here Busting electric car myths with the McGlynn family Expensive to run? No good for long journeys? There are lots of myths about electric cars. So, we decided to take a look at these mighty big misconceptions with a series of myth-busting videos, following the McGlynn family for two weeks. Watch the teaser episode Episode one: The McGlynn family take delivery of their electric car To help us bust these myths, we enlisted the help of the McGlynn family, who agreed to trade in their petrol-powered transportation for a fully-electric Nissan Leaf for two weeks. Would it be too slow? Take too long to charge? Too expensive to run? Watch episode one Episode two: The McGlynns take their Nissan Leaf to the car wash! A major misconception about electric vehicles is that excess water can have an impact on their inner-workings. Not ideal if you're driving in heavy rain, or trying to keep your new electric car looking spick and span. Watch episode two Prev * * * * Next Looking for something else? Perhaps these links can help How much to charge an electric car How far can an electric car go? Government Grants for Electric Vehicles How does an electric car work? Myth busting outtakes Take a look at our electric car articles How do electric cars work? 5 minutes How much does it cost to charge an electric car? 5 minutes Are electric vehicles really cheaper than their fuel equivalents? The drive towards electric scooters 4 minutes Now, sit back and start your electric car quote Get an electric car quote Your saved car quote LV= car insurance is rated 9.2 out of 10 based on 20513 customer reviews independently verified by Reevoo InsuranceCar insuranceElectric car insurance Insurance Life, Investments and Pensions Company Contact us Legal © 2021 Liverpool Victoria, County Gates, Bournemouth, BH1 2NF, UK