MENU Commercial Auto Insurance Commercial auto insurance covers you for personal and business use. Or continue previous quote. Already a policyholder? What is commercial auto insurance? Commercial auto insurance is a type of insurance policy that helps cover vehicles used for business purposes such as cars, trucks and vans. Commercial auto insurance covers vehicle damage and driver injuries. If you use vehicle(s) as part of your business, get a free online commercial auto insurance quote from GEICO today. We've been doing this for over 70 years, and we work hard to provide the specialized auto insurance coverage your business needs, at a great price. Whatever the size of your business, we'll help customize a policy that works for you. What is covered by commercial auto insurance? Commercial auto insurance covers business vehicles for things like: Damage to your vehicle(s) Driver injury Injury to someone else Damage to someone else's property Commercial auto policies tend to have higher coverage limits than personal policies, because business vehicles need more protection in case of accidents. What type of vehicles are covered by commercial auto insurance? Cars Vans Pickup trucks Box trucks Service utility trucks Food trucks We currently don't offer insurance for semi-trucks and tractor-trailers. Who needs commercial auto insurance? If you or your employees use your vehicle as part of your business, you need a commercial auto policy. We often cover vehicles used by: Electricians, plumbers, and HVAC professionals Carpenters, painters, and other contractors Landscapers and plow services Caterers and food vendors Other business types, like real estate and sales If you drive for Uber, Lyft, or a delivery service like Amazon Flex or Grubhub, you need rideshare insurance instead. Without commercial auto insurance, you risk: Limited or no coverage for accidents while using your vehicle for business Paying out of pocket for repairs, injuries, and more Losing your personal auto coverage Getting a commercial auto insurance quote can be the first step in protecting you and your business. GEICO Commercial Auto Insurance covers your vehicle 24/7. That means whether you're working or not, your vehicle is protected! Why GEICO for commercial vehicle insurance? Savings, service, and experience. GEICO Commercial Vehicle Insurance comes with outstanding service, flexible ways to manage your policy, and competitive rates. Outstanding service Whatever your needs are, our commercial experts can help you with things like: Adding or removing vehicles Updating drivers Adjusting coverage limits Adding insurance coverages like general liability Reporting and tracking claims Online Policy Access You can easily manage your commercial auto policy online. Log into your policy and you can: Make payments Enroll in autopay View payment history Check installment schedules Get ID cards or proof of insurance Competitive Rates We realize not all businesses are alike. GEICO's Commercial Auto policy gets you the best protection for your business at the best price for your budget. We'll help you with selecting: Coverage types Coverage limits and deductibles Vehicles Drivers Need to speak with us? You can get a commercial insurance quote by calling (866) 509-9444 Sales Mon — Fri 8:00 AM — 9:00 PM (ET) Sat 10:00 AM — 8:00 PM (ET) Service Mon — Fri 8:00 AM — 9:00 PM (ET) Claims Mon — Fri 8:00 AM — 8:00 PM (ET) Sat 9:00 AM — 5:30 PM (ET) Commercial Auto Insurance FAQs: Get the answers you're looking for. What does commercial auto insurance cover? Are tools and materials in my vehicle covered? Who is covered to drive my vehicle? What if I need certain liability limits for a contract? Is my trailer automatically covered? What other types of business insurance does GEICO offer? Please note: Some discounts, coverages, payment plans, and features are not available in all states or in all situations. Commercial auto coverages are underwritten by Government Employees Insurance Company. GEICO is a registered service mark of Government Employees Insurance Company, Washington, DC 20076; a Berkshire Hathaway Inc. subsidiary. © 2020 GEICO PRIVACY NOTICE & PERSONAL DATA REQUEST LEGAL & SECURITY CAREERS CONTACT US ACCESSIBILITY SITE MAP ESPAÑOL GEICO © 1996-2021