Log In Español Main Content You still have time to pick a Medicare plan – sign up by December 7. Explore your options in one easy call or click. You can speak with an experienced advisor about which benefits and savings are most important to you. No pressure – just straight talk about what you need from your health care coverage. Explore plans today Medicare Plans Turning 65 and Medicare Do I automatically receive Medicare when I turn 65? Most people qualify for Original Medicare (Parts A and B) when they turn 65. But the rules about Medicare eligibility and when you can enroll for Medicare Parts A and B can be complicated. They’re based on your age, whether you’re retired or still working, and whether or not you’re receiving Social Security benefits. Your first steps OK, let’s talk about how you’ll get started with Medicare. The first step is enrolling in Original Medicare, Medicare Parts A and B. Here’s the when and how of it all. When should you enroll in Original Medicare? The best time for you to enroll in Original Medicare is during the three months before turning 65. But there are some exceptions. We'll help you understand Medicare eligibility, and when you should enroll in Original Medicare. Then we'll help you complete the rest of your coverage. Select Your Employment Select Your Employment Working Select Your Employment Not Working Birthday Submit Here's how to sign up Do you have Social Security yet? Yes Press Enter for Yes No Press Enter for No If you’re already receiving Social Security benefits, great! You’ll be automatically enrolled in Medicare Parts A and B. If you decide not to enroll in Medicare Part B when you’re first eligible, you may have to pay some late-enrollment fees. Need more information about when and how to sign up for Medicare, Medicare Advantage (Part C), Medicare Prescription (Part D), and Medicare Supplement? Check out our Sign Up for Medicare page. Things to know if you’re still working past 65 If you plan to keep working, here are some important things to know about how you might want to use Medicare. How many people are in your company? 21 Or More Press Enter for 21 or more 20 Or Less Press Enter for 20 or less Self-Employed Press Enter for Self-employed When you work for a larger employer, you have choices. Staying on your employer’s plan Adding Medicare Coverage Leaving your employer’s plan for Medicare Medicare costs If it wasn’t for Medicare, healthcare might become really expensive at 65 and beyond. You may have to pay a premium for Medicare Part A but most people don’t, and Medicare Part B premiums are very affordable. You can receive additional benefits with private insurers like us to help you cover services and expenses Original Medicare doesn’t cover. There are also special programs available if you need more help affording the costs of Medicare. Learn more about Medicare costs. What disabilities qualify for Medicare under 65? If you’re permanently disabled and you’ve been receiving Social Security Disability Insurance (SSDI) benefits for 2 years, you’re eligible for Medicare and you’ll be automatically enrolled in Medicare Parts A and B. If you have End-Stage Renal Disease (ESRD), you’ll qualify for Original Medicare (Parts A and B), no matter how old you are. You’ll need to sign up for Medicare when you first become eligible, as enrollment is not automatic. Contact Social Security or visit your local Social Security office for more information on signing up for Medicare if you have ESRD. If you have ALS (Amyotrophic Lateral Sclerosis), also known as Lou Gehrig’s disease, you’ll be automatically enrolled in Medicare Parts A and B the month your disability benefits begin — whatever your age is. Is Medicare mandatory at age 65? If you’re already receiving social security benefits, you’ll be automatically enrolled in Medicare Parts A and B when you turn 65. If you’re not enrolled in Social Security and you decide not to sign up for Medicare Part B when you’re first eligible, you may have to pay some late-enrollment fees. Is there a penalty for not signing up for Medicare at age 65? If you don’t enroll in Medicare Part B when you're first eligible, your monthly premium may go up 10% for each year you could've had Part B but didn't sign up. In most cases, you'll have to pay this penalty each time you pay your premiums, for as long as you have Part B. Making sure your loved ones are covered It’s important to think about whether you have dependents on your current health insurance plan. If you’re the primary insurance holder on your plan, when you sign up for Medicare your dependents will no longer be covered under that plan or under your new Medicare plan. These family members can purchase a separate individual or family health plan from a private insurer, like us. Select a state for information that's relevant to you. Select a State Show State Information If your state isn't listed, check out bcbs.com to find coverage in your area. Medicare Products Medicare Advantage Plans Medicare Part D Plans Medicare Supplement Plans Dental and Vision Coverage Medicare Resources Medicare Plans Medicare Coverage and Enrollment Compare Medicare Advantage Plans Medicare Advantage Enrollment Turning 65 About Blog Privacy Legal Sitemap Accessibility Nondiscrimination Notice Health Care Fraud Prevention Medicaid Producers Employers Providers Federal Employees Press Room Careers Anthem Foundation Contact Us Select a language Toggle Dropdown Use the App Let's make healthy happen Sydney Care is offered through an arrangement with CareMarket, Inc. Sydney Health and Sydney Care are service marks of CareMarket Inc., © 2021. © 2005 - 2021 copyright of Anthem Insurance Companies, Inc. Serving Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri (excluding 30 counties in the Kansas City area), Nevada, New Hampshire, Ohio, Virginia (excluding the Northern Virginia suburbs of Washington, D.C.), and Wisconsin. Y0114_21_3000539_I_C CMS Accepted (07/17/2021) 1034637MUSENMUB Medicare Supplement Plans are also available to persons eligible for Medicare because of disability. Not connected with or endorsed by the U.S. Government or the federal Medicare program. The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent or insurance company. This is a limited policy designed to cover only those expenses which Medicare does not cover. Once enrolled into your Medicare Supplement insurance plan, your coverage is guaranteed for the life of the plan with only three exceptions/restrictions: nonpayment of premiums, material misrepresentation, or our withdrawal from the marketplace. Anthem Blue Cross and Blue Shield is the trade name of: In Colorado: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc. In Connecticut: Anthem Health Plans, Inc. In Georgia: Blue Cross Blue Shield Healthcare Plan of Georgia, Inc.and Anthem Insurance Companies, Inc. (AICI). In Indiana: Anthem Insurance Companies, Inc. (AICI) and Community Insurance Company (CIC). Medicare Supplement Plans A, G & N are offered by AICI and Plan F is offered by CIC. In Kentucky: Anthem Health Plans of Kentucky, Inc. In Maine: Anthem Health Plans of Maine, Inc. In Missouri (excluding 30 counties in the Kansas City area): RightCHOICE® Managed Care, Inc. (RIT), Healthy Alliance® Life Insurance Company (HALIC), HMO Missouri, Inc and Anthem Insurance Companies, Inc (AICI). RIT and certain affiliates administer non-HMO benefits underwritten by HALIC and HMO benefits underwritten by HMO Missouri, Inc. RIT and certain affiliates only provide administrative services for self-funded plans and do not underwrite benefits. Medicare Supplement Plans A, G & N are offered by HALIC and Plan F is offered by AICI. In Nevada: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc., dba HMO Nevada. In New Hampshire: Anthem Health Plans of New Hampshire, Inc. Medicare Advantage HMO plans are administered by Anthem Health Plans of New Hampshire, Inc. and underwritten by Matthew Thornton Health Plan, Inc. Medicare Advantage LPPO plan and Medicare Supplement plans are offered by Anthem Health Plans of New Hampshire, Inc. In Ohio: Community Insurance Company (CIC) and Anthem Insurance Companies, Inc. (AICI). Medicare Supplement Plans A, G, N, Select G and Select N are offered by CIC. Plan F and Select F are offered by AICI. In Virginia: Anthem Health Plans of Virginia, Inc. trades as Anthem Blue Cross and Blue Shield in Virginia, and its service area is all of Virginia except for the City of Fairfax, the Town of Vienna, and the area east of State Route 123. In Wisconsin: For Medicare Supplement plans: Anthem Insurance Companies, Inc. (AICI). For Medicare Advantage plans: Blue Cross Blue Shield of Wisconsin (BCBSWI), underwrites or administers PPO and indemnity policies and underwrites the out of network benefits in POS policies offered by Compcare Health Services Insurance Corporation (Compcare) or Wisconsin Collaborative Insurance Corporation (WCIC) Compcare underwrites or administers HMO or POS policies; WCIC underwrites or administers Well Priority HMO or POS policies. Independent licensees of the Blue Cross and Blue Shield Association. ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The SilverSneakers fitness program is provided by Tivity Health, an independent company. Tivity Health and SilverSneakers are registered trademarks or trademarks of Tivity Health, Inc., and/or its subsidiaries and/or affiliates in the USA and/or other countries. © 2018 Tivity Health, Inc. All rights reserved. This information is not a complete description of benefits. Call Customer Service, (TTY:711) for more information. Attention: If you speak any language other than English, language assistance services, free of charge, are available to you. Call our Customer Service number, (TTY: 711). ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame a nuestro número de Servicio de Atención al Cliente (TTY: 711). 注意：如果您使用非英語的其他語言，您可以免費獲得語言援助服務。請致電聯絡客戶服務部（聽語障用戶請致電：711）。 Shop Plans Feedback