Secure Login Checking and Savings Accounts Country Club Bank / Personal / Checking & Savings For more information: Contact us Or call: (816) 931-4060 Please remember that email is not secure. Non-public personal and account information such as ACCOUNT and SOCIAL SECURITY NUMBERS should not be sent through email or our contact form. Country Club Bank offers a variety of personal checking and savings account options to simplify your finances and meet your everyday banking needs. Find out more about convenience banking with online and mobile banking. Checking Savings Regular Savings Open an Account This account is ideal if you want to establish savings for your children, make frequent deposits, save for vacations, or set aside money for other major purchases. Minimum Opening Deposit $100 Balance requirements to avoid a maintenance fee No fee when a minimum daily balance of $100 is maintained. Maintenance Fee $3 monthly Interest Statements Accrued daily and paid monthly. Produced quarterly. Transaction Limits No more than six third-party withdrawals or preauthorized transfers per month.* Withdrawals and/or transfers exceeding six per month will result in a $5 excessive withdrawal fee per month. If limitations are continuously exceeded, it may result in account reclassification. Money Market Savings Open an Account A money market account gives you a higher interest rate than a regular savings account, plus the liquidity and flexibility of a checking account. Minimum Opening Deposit $100 Balance requirements to avoid a maintenance fee No fee when a minimum daily balance of $1,000 is maintained. No interest is earned on days that balance requirements are not met. Maintenance Fee $20 monthly Interest Statements Accrued daily and paid monthly. Produced quarterly. Transaction Limits No more than six third-party withdrawals or preauthorized transfers per statement cycle.* Withdrawals and/or transfers exceeding six per month will result in a $25 excessive withdrawal fee per month. If limitations are continuously exceeded, it may result in account reclassification. Student Savings Open an Account Minimum Opening Deposit $25 Balance requirements to avoid a maintenance fee No minimum balance. Maintenance Fee No fee Interest Statements Accrued daily and paid monthly. Produced quarterly. Transaction Limits No more than six third-party withdrawals or preauthorized transfers per month.* Withdrawals and/or transfers exceeding six per month will result in a $5 excessive withdrawal fee per month. If limitations are continuously exceeded, it may result in account reclassification. Ages 0-23 Coins counted free. Certificate of Deposit (CD) Chart Term/Account Type 7-89 days 3 month 6 month 1 year Mini CD (1 year) 2 year 3 year 4 year 5 year Opening Deposit $1,000 and over $1,000 and over $1,000 and over $1,000 and over $250 and over $1,000 and over $1,000 and over $1,000 and over $1,000 and over Automatic Renewal at Maturity - All CDs will automatically renew at maturity (with 10-day grace period) Additional deposits to CDs - Additional deposits are not allowed except for the Mini CD, for which deposits are allowed in $50 increments. Interest - Any term length greater than 12 months compounds quarterly; any term length less than 12 months compounds at maturity. Interest Payment- Interest can be compounded or directly deposited into your Country Club Bank checking or savings account. Withdrawal penalties may be charged on any of our CDs for early redemption. Health Savings Account Service Charges Monthly Maintenance Fee (waived first 6 months after account opening; thereafter, $1,000 minimum daily balance required) $5.00 Closing or Transfer Fee $20.00 Excess Contribution Fee (waived for relationship customers) $25.00 Paper Statements $2.50 Electronic Statements N/C Interest Paid Yes, if over $1,000 Account Features Contributions to an HSA may be fully or partially tax-deductible. Contact your tax advisor with questions pertaining to the tax deductibility of your contributions. All tax references are at the federal level. State taxes vary, please consult your tax advisor. IRAs When planning for retirement, consider opening a Country Club Bank IRA. We offer short and long-term Roth and Traditional IRAs to meet your specific needs. Contributions to an IRA may be fully or partially tax-deductible. Contact your tax advisor for questions pertaining to the tax deductibility of your contributions. For more information email us or call (816) 931-4060. All tax references are at the federal level. State taxes vary, please consult your tax advisor. Savings Bonds Savings bonds can be cashed by speaking to a teller at any of our financial centers. Savings bonds can be purchased through the U.S. Treasury website: http://www.treasurydirect.gov To learn more about any of our accounts and services, contact us or call (816) 931-4060. Click here to view the personal fee schedule. To learn more, contact us via our online contact form or call (816) 931-4060. *Includes preauthorized, automatic, telephone, fax or internet transfers and 3rd party transfers by check, draft, and debit card. 1 Insurance products through Country Club Financial Services, Inc. not FDIC Insured, no bank guarantee, may lose value. 2 No ATM Transaction fees at Country Club Bank or MoneyPass® network ATMs. For out of network ATMs, not owned by Country Club Bank or within the MoneyPass® network, there will be a fee of $2.50 per withdrawal, $1.00 per inquiry, and $2.50 per transfer. All international transactions (ATM and POS) are subject to 1% currency conversion surcharge. 3 Complimentary standard checks must be ordered through Country Club Bank. 4 Minor Account will require parent or guardian joint ownership. Affiliates Capital Markets Group Asset Management Group, Inc. 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