toggle menu Rates Log In Download the App Checking Savings Rates Loan Rates Current Rates Accurate as of 05/10/21 APY = Annual Percentage Yield Rate may change after the account is opened, no minimum balance requirement. Fees may reduce earnings. Checking & Savings Account Rates Rate APY Bonus Checking $0 - $25,000 Qualifying Rate** 0.90% 0.90% Bonus Checking greater than $25,000 Qualifying Rate** 0.05% 0.05% Bonus Checking Non-Qualifying Rate** 0.00% 0.00% **Account must meet specific activity requirements to qualify each month. Regular Savings 0.05% 0.05% Qualifiers and Requirements Bonus Saver $0 - $2,500 Qualifying rate when both Deposit and No Withdrawal bonuses are met** 2.03% 2.05% Bonus Saver $0 - $2,500 Qualifying rate when either Deposit or No Withdrawal bonus is met*** 1.05% 1.05% Bonus Saver Non-Qualifying OR over $2,500 Base rate - when qualifiers are not met and for all amounts greater than $2,500 0.05% 0.05% Qualifiers and Requirements ** For a consecutive six months, make a deposit of at least $25 monthly AND make no withdrawals monthly to earn qualifying rate on previous six months. After qualifying timeframe, each month requires same activity to earn qualifying rate or six consecutive count renews. The interest rate paid on the entire balance up to $2,500. *** For a consecutive six months, make a deposit of at least $25 monthly OR make no withdrawals monthly to earn qualifying rate on previous six months. After qualifying timeframe, each month requires same activity to earn qualifying rate or six consecutive count renews. The interest rate paid on the entire balance up to $2,500. Youth Savings Ages 13 through 23 0.05% 0.05% Planet M Kids' Club Ages 12 and under 0.05% 0.05% Youth Savings Qualifiers and Requirements Planet M Qualifiers and Requirements Bonus MMA Rates Rate APY* $0.00 - $49,999.99 (Qualifying Rate**) 0.20% 0.20% $50,000 - $99,999.99 (Qualifying Rate) 0.30% 0.30% $100,000 - $249,999.99 (Qualifying Rate) 0.35% 0.35% $250,000+ (Qualifying Rate) 0.40% 0.40% $0.00 - $49,999.99 (Non-Qualifying Rate) 0.05% 0.05% $50,000 - $99,999.99 (Non-Qualifying Rate) 0.10% 0.10% $100,000 - $249,999.99 (Non-Qualifying Rate) 0.20% 0.20% $250,000+ (Non-Qualifying Rate) 0.25% 0.25% Here’s the legal stuff: *APY=Annual Percentage Yield. **Qualifiers to earn interest on Bonus Money Market include meeting the qualifiers for a Bonus Checking account on the same account number. These Bonus Checking qualifiers include any combination of 12 transactions of $5 or more on your Bonus Checking account debit card or Numerica credit card under the same member account (excluding transactions at ATMs) and enrollment in eStatements with a valid email address. If the Bonus Checking qualifiers are not met, the rate will default to the non-qualifying Bonus Money Market rate. No minimum balance required to earn APY. Rates may change after account opening. $25 deposit required to open a Bonus Checking account. $25 deposit required to open a Bonus Money Market Account. Requirements are calculated for each calendar month. Fees may reduce earnings. Limit of 1 Bonus Money Market account per social security number. APY accurate as of 02/01/21. Qualifying Bonus Money Market APYs are: 0.20% APY for $0.01 - $49,999.99, 0.30% APY for $50,000 - $99,999.99, 0.35% APY for $100,000 - $249,999.99, and 0.40% APY for $250,000+. Non-qualifying Bonus Money Market APYs are: 0.05% APY for $0.01 - $49,999.99, 0.10% APY for $50,000 - $99,999.99, 0.20% APY for $100,000 - $249,999.99, and 0.25% APY for $250,000+. Numerica deposits are federally insured by NCUA. Peak MMA Savings Account Rates Rate APY Below $4,999.99 0.05% 0.05% $5,000 - $9,999.99 0.05% 0.05% $10,000 - $24,999.99 0.10% 0.10% $25,000 - $49,999.99 0.10% 0.10% $50,000 - $74,999.99 0.15% 0.15% $75,000 - $99,999.99 0.15% 0.15% $100,000 & Above 0.20% 0.20% Minimum Opening Deposits are $25 Product details IRA Savings Account Rates Rate APY Below $4,999.99 0.05% 0.05% $5,000 - $9,999.99 0.05% 0.05% $10,000 - $24,999.99 0.10% 0.10% $25,000 - $49,999.99 0.10% 0.10% $50,000 - $74,999.99 0.15% 0.15% $75,000 - $99,999.99 0.15% 0.15% $100,000 & Above 0.20% 0.20% Minimum Opening Deposits are $25 Product details Traditional IRA and Roth IRA Certificates & IRAs Rate APY 90 Days to 5 Months 0.26% 0.26% 6 to 11 Month 0.30% 0.30% 12 to 17 Month 0.35% 0.35% 15-Month Relationship* 0.45% 0.45% 18 to 23 Month 0.40% 0.40% 24 to 35 Month 0.50% 0.50% 28-Month Relationship* 0.70% 0.70% 36 to 47 Month 0.65% 0.65% 48 to 59 Month 0.70% 0.70% 58-Month Relationship* 0.90% 0.90% 60 to 72 Month 0.75% 0.75% *Certain conditions apply. Chat with us now, stop by, or give us a call at 800.433.1837 to find out how you can qualify for this rate. Minimum Opening Deposits are $1000 for Share Certificates and $500 for IRAs unless otherwise noted. May be subject to penalty for early withdrawal. Today's Rates November 24, 2021 Previous rate and rates calculator. Home Equity Line of Credit as low as 3.50% APR Next rate and rates calculator. Request Callback Numerica Routing Number: 325182690 Privacy Policy • Foreclosure Help • Disclosures • Social Media Policy If you are using a screen reader and are having problems using this website, please call 800.255.9194 for assistance. © 2021 Numerica Credit Union. All Rights Reserved. Federally Insured by NCUA. Click here to go to our Facebook page. Click here to go to our Instagram feed. Click here to go to our Twitter feed. Click here to go to our YouTube channel. Click here to go to our LinkedIn page.