About News & Insights Social Impact Careers Contact Us Log in PROPERTY & CASUALTY ACCIDENT & HEALTH CLAIMS SERVICES PAY MY BILL Primary Special Risk Home » Property & Casualty » Surplus & Specialty Lines » Primary Special Risk Primary Casualty Insurance Our Special Risk unit provides access to Commercial General Liability (CGL) and Product Liability insurance on a primary basis for a diverse range of accounts. We specialize in structuring primary casualty coverage solutions for: Manufacturers and Distributors Building and Premises Risks – Owners, Landlords & Tenants (OL&T) / Habitational Policy Highlights Primary limits $1,000,000 per occurrence / $2,000,000 aggregate Claims made or occurrence coverage Deductibles and self-insured retentions (SIRs) available ISO-based forms with manuscript abilities To learn more, download our Primary Special Risk Overview or contact one of our specialists. Supplemental Application Habitational Supplemental Application Send Us Your Submissions Wholesale Brokers: SSL.Submissions@cfins.com Primary Special Risk Overview Primary Special Risk Overview Contact Sarah Nichols Senior Vice President 213-787-0731 Sarah.Nichols@cfins.com Bobby Carroll Vice President 213-787-0767 Robert.Carroll@cfins.com Michael Enwright Vice President 617-217-6916 Michael.Enwright@cfins.com Roger Kolb Vice President 312-660-5908 Roger.Kolb@cfins.com Sandra Rachild Vice President 213-787-0730 Sandra.Rachild@cfins.com Downloads Primary Special Risk Habitational Supplemental Application Surplus & Specialty Brochure Solutions & Services Excess & Umbrella Surplus & Specialty Lines Claim Services Primary Special Risk – Target Classes Manufacturers and Distributors Moderate to high hazard products Small to large complex accounts OL&T / Habitational Commercial real estate Apartment owners Subsidized, student and senior housing Condominium and homeowners associations Vacant land For additional information, see our Primary Special Risk Overview or contact one of our specialists. Available Coverages PRIMARY GENERAL LIABILITY Premises and operations liability Personal and advertising liability Products and completed operations liability Hired and non-owned auto liability Discontinued products liability coverage Assault and battery coverage Worldwide territory coverage For additional information, see our Primary Special Risk Overview or contact one of our specialists. Excess & Umbrella We specialize in structuring Excess/Umbrella coverage for manufacturing and distribution operations, wholesalers and retailers, product manufacturers, real estate, hospitality, commercial contractors, service industries and many other types of accounts. LEARN MORE Surplus & Specialty Our Surplus & Specialty Lines division offers a full suite of primary and excess insurance products on admitted and non-admitted paper. With in-depth expertise in each of the niche markets we serve, we provide creative and customized coverage solutions and superior service. LEARN MORE Claim Services Crum & Forster has been recognized for our award-winning claim services. With dedicated teams of highly experienced claim professionals in each line of business that we write, we have the specialized knowledge and resources to resolve claims efficiently and effectively. LEARN MORE This overview is provided for informational purposes only and is not intended to be a representation of coverage that may exist in any particular situation under a policy issued by one of the companies within Crum & Forster. All conditions of coverage, terms and limitations are defined and provided for in the policy. Surplus lines products are available in California only through Crum & Forster Insurance Brokers, Inc., a licensed surplus lines broker (CA license #0E14610). Property & Casualty Commercial Lines Executive Risk Surplus & Specialty Lines Surety Property & Crisis Management Credit & Alternative Risk Solutions Personal Lines Accident & Health Stop Loss & Excess Medical Special Risk International Travel Medical Travel Occupational Risk Ancillary Benefits Pet Health & Services Corporate About Careers News & Insights Social Impact Contact Us Services Claims Pay My Bill Legal Notice Privacy Notice Social Media Notice Equal Opportunity Notice COVID-19 Service Notifications Information for Our Staff C&F is rated “A” (Excellent) by AM Best (2021). The C&F logo, C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. © 2021 United States Fire Insurance Company. All rights reserved.