NEW MEMBERS JOIN R1CU APPLY FOR A LOAN LOCATIONS CONTACT US CHAT VIDEO BANKING Ask SAVE & SPEND BORROW BUSINESS CONVENIENCE BENEFIT DISCOVER Forgot username or password? Not enrolled? Get Started! LOG IN » Welcome! Log in to your account. Credit Cards Whether you’re paying for everyday expenses, making larger lifestyle investments, or wanting to earn cash back on everyday purchases, you shouldn’t have to fear credit card debt. Resource One’s line of credit cards, backed by Visa®, will help keep you in control of your finances. Home|Loans|Credit Card R1 Rewards Visa® Signature Credit Card Rewards on everyday purchases. Learn More Whether you’re paying for everyday expenses or making larger lifestyle investments, each purchase you make earns you 1.5%1 cash back. No annual fee No balance transfer fee No cash advance fee Automatic cash rewards deposited each quarter 1.5% cash back on every purchase R1 Visa® Platinum Credit Card Convenience of a Visa® Credit Card, with the security of having credit at great rates. Learn More We have added new benefits to our Platinum cards. We think our members deserve something they can count on and the combination of better security and even more benefits make our cards a cut above the rest. No annual fee No balance transfer fee No cash advance fee Low, competitive fixed rate 7.77% APR on balance transfers R1 Visa® Secured Platinum Credit Card Secure your card and build credit. Learn More This is a great way to establish loan history and build credit without the worry of a negative loan. No annual fee No balance transfer fee No cash advance fee Low, competitive fixed rate 7.77% APR on balance transfers Included Features and Benefits Our Resource One VISA® credit cards come with a full range of features and benefits. For a full list of Platinum VISA® Credit Card benefits click here.  Zero Fraud Liability Have peace of mind knowing you won’t be held responsible for unauthorized purchases — enjoy coverage on purchases made in a store, over the phone and online.  Purchase Security & Extended Protection VISA® will replace, repair, or reimburse purchases up to a maximum of $10,000 in the event of theft or damage. Extended Protection doubles the time period of the original manufacturer’s written U.S. repair warranty up to one full year.  Return Protection If you are dissatisfied with a purchase for any reason within 90 days, Return Protection will reimburse you up to $250 per item and up to $1,000 annually per account.  No Annual Fee Enjoy all the benefits and privileges of your card with no annual fee.  $1,000,000 Travel Accident Insurance Enjoy travel insurance for yourself and your immediate family members when scheduled travel tickets are purchased with your VISA®.  Auto Rental Collision Damage Waiver VISA® provides secondary collision damage waiver or similar on most passenger vehicles. APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Restrictions may apply; see credit union for details. DISCLOSURES | WEBSITE PRIVACY POLICY | SECURITY| COMPLAINT NOTICE Routing Number: 311080162 © 2021 Resource One Credit Union. All rights reserved. Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.