Contact Us Login Loan Offerings Mortgage Rates References Account About Us You are here: Loan Offerings Conventional Loans Conventional Loans Buy and refinance homes with these "traditional" mortgages! Family founded and operated since 1990. We keep growing, winning, and achieving new milestones Overview Conventional loans are often simply called “mortgages.” They are offered by private lenders without the backing of a government agency. You can buy, refinance, and get cash from your home’s equity with conventional loans. When you have good credit and finances, conventional loans can offer you competitive interest rates and favorable terms. You can finance more kinds of houses with conventional loans compared to other mortgage types. You can often borrow more money to finance more expensive homes too. Freedom Mortgage is a top 10 residential lender in the United States according to Inside Mortgage Finance, January to June 2021. Conventional Home Purchase All homebuyers who meet lender requirements can qualify Competitive interest rates with good credit and finances No mortgage insurance with 20% down payment. Can use to purchase primary homes, vacation homes, rental homes, or investment properties Learn more Conventional Refinances Can refinance any mortgage type with a conventional loan Competitive interest rates with good credit and finances No mortgage insurance with 20% home equity. Can use to refinance primary homes, vacation homes, rental homes, and investment properties Learn more Conventional Cash-Out Refinances Get cash from the value of your home’s equity Homes with any existing mortgage types can qualify Competitive interest rates with good credit and finances Pay for educations and home improvement or consolidate debt Learn more Ask us what rate we can offer you The rate we may be able to offer you is influenced by many things. Your interest rate may be affected by whether you want to buy a home, refinance a home, or get cash from your home’s equity with a conventional loan. Your credit score, your finances and income, as well as today’s mortgage market can also affect your rate. Freedom Mortgage may be able to offer you an interest rate that is lower – or higher – than rates offered by other lenders. Ask us today what rate on a conventional loan we can offer you. What Our Customers Say Check out the reviews from some of our customers. Brad was very friendly and professional, explained everything without pressure, everything was clear and well explained since we begin speaking. Very easy process with 0 stress, I really really 0 stress. Brad did a great job! Thank you for your help and guidance. JAIMELY, SOUTTHBRIDGE, MA 5/5 stars Go to Previous slide Go to Next slide Learn more about conventional loans Our education articles answer your questions about how to buy a home, refinance a home, or get cash from your home equity with a conventional mortgage. What is a conventional loan? Buying and refinancing homes with conventional mortgages Learn More FHA vs. conventional loans Learn the differences between FHA and conventional loans Learn More Mortgage rate vs. APR. What are the differences? Annual percentage rate (APR) helps you understand a mortgage's total cost. Learn More Refinance an FHA loan to a conventional loan Learn how it might help you save on mortgage insurance Learn More Contact Us 855-690-5900 Contact our Customer Care team Experiencing financial difficulties? We’re here to help you. Account Log In New Customers Pay My Mortgage Register My Account COVID 19 Information About Us Who We Are In the Community Careers Loan Types Conventional Loans FHA Loans VA Loans USDA Loans Divisions Correspondent Lending Wholesale Services Roundpoint Traditional Retail 951 Yamato Road, Boca Raton, FL 33431 United States | Lender NMLS ID: 2767. NMLS Consumer Access. Equal Housing Opportunity. Legal Disclosures | Privacy Policy | California Privacy Notice | Terms and Conditions | State Licensing | © Freedom Mortgage Corporation.