Advance America Apply Login Menu Apply Loans Rates & Terms Services Find a Store Money Tips About Us Home Services Netspend® Visa® Prepaid Card Netspend® Visa® Prepaid Cards at Advance America Manage your budget with a reloadable card you can use everywhere Visa debit cards are accepted. Order a Card Already a cardholder? Benefits How it works FAQs Benefits of Visa Prepaid Cards No credit check* and FDIC insured1 Transfer money easily to or from other accounts Safe and easy online bill payment2 Add up to two additional cards to manage family spending3 Get paid up to two days faster4 when you sign up to have all or a portion of your payroll or government benefit checks directly deposited Image How Netspend Visa Prepaid Cards Work The Netspend Visa Prepaid Card is loaded with helpful features and benefits that help you manage your finances. Register and activate your card online or at your nearest store location Reload your card as often as you need with Direct Deposit, Mobile Check Load5 on the Netspend Mobile App6 or with cash at any of our 130,000 locations7 Pay bills, add funds and make purchases everywhere Visa Debit Cards are accepted Come in today Get a Netspend Visa Prepaid card online or visit an Advance America store near you. Order a card Find a store Netspend Visa Prepaid Card questions When will my personalized card arrive? Can I get multiple cards for family members? How do I add money to my card? Find a store nearby Get a Netspend Visa Prepaid card at an Advance America store near you Find a Store Not available in SC. The Netspend Visa Prepaid Card is issued by MetaBank® , Member FDIC, pursuant to a license from Visa U.S.A. Inc. Netspend, a TSYS® Company, is a registered agent of MetaBank. Card may be used everywhere Visa debit cards are accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details. © 2020 Global Payments Inc. All rights reserved worldwide. Global Payments is federally registered U.S. service mark of Global Payments Inc. Netspend is the federally registered U.S. service mark of Netspend Corporation. All other trademarks and service marks belong to their owners. Advance America engages in the money transmission business and/or sale of stored value products as an authorized delegate of NetSpend Corporation under Chapter 151 of the Texas Finance Code. *IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account. 1Upon successful activation and registration of the Card Account, funds on deposit at MetaBank, Member FDIC, are insured up to the standard maximum deposit insurance limit. Coverage limit is subject to aggregation of all of Cardholder’s funds held on deposit at MetaBank. 2Some bill payment services are subject to fees. See the Online Account Center for details about the range of methods offered through third-party service providers. 3The Primary Cardholder is liable for all Card Account activity, including activity by the Secondary Cardholder. There is a $9.95 Additional Card Fee for a Secondary Cardholder. Secondary Cardholders are subject to the same identity verification requirements as the Primary Cardholder. Additional documentation may be required to add a child age 13-17 to your Card Account. See your Cardholder Agreement for details about Secondary Cardholders. 4Faster access to funds is based on comparison of our immediate availability policy versus the typical banking practice of only posting funds after settlement. Direct deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding. Check with your payer to find out when the direct deposit of funds will start. While this feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See Cardholder Agreement for more details. 5Mobile Check Load is a service provided by First Century Bank, N.A and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details. 6Netspend does not charge for this service, but your wireless carrier may charge for messages or data. 7Fees may be assessed by reload location and may vary from location to location. Let’s keep in touch Sign up for news, updates and exclusive offers from Advance America. Email Select your state Select your state Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Footer Primary FAQs Contact Us Customer Reviews News Careers Videos Footer Secondary Privacy & Terms Cookies & Targeted Advertising Security Information Site Accessibility Site Map Connect with us Facebook Instagram YouTube Pinterest INFiN © 2021 AARC, LLC. All Rights Reserved. Certain limitations apply. Subject to approval. See your local store for more details and additional disclosures. Checks or money orders may be issued instead of cash. Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Licensed by the Delaware State Bank Commissioner to engage in business in Delaware. Delaware Licensed Lender License #s: 6996; 4472; 9644; 4474; 8061; 6971; 7092; 8052; 6076; 7400; 4473; 7556; 010431 and 012075. Rhode Island Licensed Check Casher. In Ohio, loans offered by Advance America Cash Advance Centers of Ohio, Inc., Lic.# ST. 760166.000, main office located at 135 N. Church St., Spartanburg, SC 29306. In Texas, loans arranged with an unaffiliated third-party lender by ACSO of Texas, LP. d/b/a Advance America, a registered credit services organization (“CSO”), and subject to lender's approval. *Advance America makes title loan referrals to LoanCenter at no cost to you and does not qualify you for a loan. Loans made by First Electronic Bank, member FDIC, or Wilshire Commercial Capital, LLC. Not available in all states. Loans subject to lender’s approval. In California, loans are made pursuant to a Department of Business Oversight California Finance Lenders License, with a minimum loan amount of $2,510. Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.