PRIVATE PERSON EMPLOYER ABOUT KPA PENSION LOG IN TO MY PAGES Start Customer with us Pensioner Customer service My pages Municipal and county council employee Other occupational pension agreements Theater, dance and music PA 03 - government employee CAPE KTP for commercial employee KTP Private pension savings Become a customer with us Pension school Private person Customer with us Other occupational pension agreements PA 03 - government employee Hide glossaries Print Listen PA 03 - for you who are a government employee As a government employee, you have an occupational pension agreement called PA 03. It is your employer who pays your occupational pension. You decide how part of your occupational pension is to be invested. You can choose to invest your occupational pension with us. It is safe and easy and our fees are low. We invest your money so that you get a long-term good return . While waiting for retirement, your money is also placed where it really does benefit: it is placed ethically in companies that contribute to a sustainable future. With us you can choose Traditional pension insurance - safe. You who put security first choose a traditional pension insurance. We take care of all placements for you. For every amount you pay into the insurance, you get a guaranteed pension amount . You always receive at least the guaranteed amount when you retire. Unit-linked insurance - risk against opportunities. In a unit-linked insurance , you decide in which funds you want to invest the money. Unlike traditional pension insurance, you do not receive a guaranteed pension amount , but you do have the opportunity for a higher return than in a traditional pension insurance. Repayment protection. If you want, you can opt for a repayment protection in your insurance, which is a security for your family. If you die, your saved pension capital is paid out to your relatives. Fee on your savings For the traditional pension insurance, you pay an annual fee of SEK 85 and a management fee of 0.2 percent of the pension agreement. För fondförsäkringen betalar du en årsavgift på 85 kronor och en förvaltningsavgift på 0,4 procent av pensionskapitalet. Om du vill ändra något Ta kontakt med vår kundtjänst om du vill ändra något i din försäkring hos oss eller om du har några frågor. Vill du bli kund hos oss? Du som är nyanställd får ett valpaket hemskickat med posten. Där kan du läsa mer om vad valet innebär. På valblanketten kryssar du i KPA Pensionsförsäkring och fyller i vilken sparform du väljer och om du vill ha återbetalningsskydd. Datera och skriv under blanketten och skicka tillbaka den i det bifogade svarskuvertet. På SPVs hemsida kan du beställa en valblankett för PA 03-valet. Det gäller både för nyval och omval. Hämta valblanketten På www.spv.se kan du läsa mer om ditt pensionsavtal. Related documents PA03 traditional pension insurance PA03 Smart pension / unit-linked insurance I can help you! Phone 020-650 500 More contact information Opening hours Monday Friday 07: 30-17: 00 Gear 08-665 04 00 E-mail kundtjanst@kpa.se Check if you are a customer! A sustainable future We manage just over SEK 100 billion in pension money for you and many others. So much money gives us the opportunity to influence society in the long term. That is why we invest all money ethically in companies that we believe can contribute to a sustainable future. Our ethical placements We make your money grow Vi placerar dina pengar för en långsiktigt god avkastning med trygghet. De senaste fem åren har vi gett våra kunder en genomsnittlig avkastning på 8,5 procent. Dessutom har vi väldigt låga avgifter. Så här har dina pengar växt Kundservice och öppettider 020 - 650 500 Måndag-fredag 07:30-17:00 Kundservice Blanketter att ladda ner På sidan broschyrer och blanketter hittar du trycksaker i PDF-format att ladda hem till din dator. För att läsa PDF-dokument behöver du Acrobat. Broschyrer och blanketter Med hjärtat hos våra kunder Ever since the start over 90 years ago, our customers have been the guiding star of our business. What is important to them is also important to us: a secure pension that is placed ethically at as low a fee as possible. About us © 2016 KPA Pension Select home page