Home Find an Agent Contact Us Policy Discounts POLICY DISCOUNTS - Hochheim Prairie Members can enjoy substantial savings when they qualify for discounts on their home and auto. Many of these discounts may also be available to new members. To find out which insurance policy discounts you qualify for, contact an authorized Hochheim Prairie Insurance Agent for details. Home Insurance Discounts Companion Home and Auto Discount Insure your Home and Auto with Hochheim Prairie and get a Companion Home and Auto Discount. Members receive a 10% discount on both their home and auto insurance policies. Claim-Free Home Discount A Claim-Free Home Discount of 10% will be applied to each Farm Mutual policy that has been claim-free for the last 3 years. New members to Hochheim Prairie that have not had paid claims or losses within the last 36 months with their previous carrier can qualify as well. Note: When a claim is reported to Hochheim Prairie Insurance, you will not be eligible for the claim-free discounts listed above. Consider the size of your claim versus your deductible before reporting the loss. Hail Resistant Roof Discount Roofs that are UL rated to resist hail damage earn discounts. Discounts vary by roof type, UL rating and territory. Contact an authorized Hochheim Prairie Insurance Agent for details. Metal Roof Discount Members with a metal roof on their home receive a 5% metal roof discount. First Time Home Buyer Discount A 5% "First Time Home Buyer Discount" will be applied if this is your first home purchase. New Home Discount Hochheim Prairie offers the following significant premium discounts on new homes. 35% for Dwelling Units 0 - 3 Years Old 30% for Dwelling Units 4 - 6 Years Old 25% for Dwelling Units 7 Years Old 15% for Dwelling Units 8 Years Old 5% for Dwelling Units 9 - 10 Years Old Auto Insurance Discounts Companion Home and Auto Discount Insure your Home and Auto with Hochheim Prairie and get a Companion Home and Auto Discount. Members earn a 10% discount on both their home and auto insurance policies. Claim Free Auto Renewal Discount Policyholders who renew their Hochheim Prairie auto policy with no paid claims or losses during the last 36 months receive a 10% discount. Note: When a claim is reported to Hochheim Prairie Insurance, you will not be eligible for the claim-free discounts listed above. Consider the size of your claim versus your deductible before reporting the loss. Front Bumper Grille and Headlight Protection Equipment Discount Front bumper grille and headlight protection equipment cannot only help protect your vehicle and family but can also offer premium discounts on your automobile policy. Up to 15% off Comprehensive (OTC) and 25% off Collision (COL) premium could apply if specific eligibility requirements are met. Airbag Discount Airbags greatly decrease the potential of injury during a collision. Because of this, vehicles with driver's side air bags qualify for 15% premium discounts on Medical Payments & Personal Injury Protection (PIP) coverages. Vehicles with both driver's side and passenger airbags qualify for 30% premium discounts on Medical Payments & Personal Injury Protection (PIP) coverages. Anti-Theft Discount Anti-theft devices greatly reduce the probability of car theft and aid law enforcement in recovery. Hochheim Prairie offers discounts to members who have anti-theft devices installed in their vehicles. Discounts vary by type anti-theft device installed and county. Defensive Driving Credit and Driver Training Discount Members and their families who take defensive driving and do not have violations are eligible for up to a 10% discount on their auto insurance. In addition, drivers who undergo formal driver training are also eligible for this 10% discount. Multiple Car Discount Members who insure multiple vehicles with Hochheim Prairie are eligible for additional discounts of up to 20%. Discounts are determined by class of driver and type of vehicle. Home Farm and Ranch Personal Auto Liability Businessowners Discounts No Login Required Find an Agent Make a Payment Mortgagee Inquiry/Payment John Trott Memorial Scholarship The Reporter Claims Center View a Claim Report an Emergency Claim Report Glass Damage Branch Sign Up For Branch Board Branch Forms Member Services Register For an Account Pay My Bill View My Policy Get Automobile ID Card Go Paperless Contact Us About Us Careers Become a Hochheim Agent Privacy Policy Version and Copyright