ABOUT US OFFICES PROFILES SOLUTIONS NEWS & EVENTS PUBLICATIONS EMPLOYMENT CONTACT US Banking & Finance Home / Banking & Finance We have been considered a "lender's firm" since our formation in 1948 and are honored to be selected by U.S. News & World Report's "Best Law Firms" rankings as a "Tier 1" (top tier) banking and finance practice in the Phoenix legal market. On multiple occasions, our Banking Group has been recognized by Ranking Arizona as the #1 Banking Law Firm in the state. Our attorneys structure, negotiate and document a wide variety of loan transactions, including revolving credits, construction loans, acquisition and development loans, loan participations and syndicated credits, mezzanine loans and letters of credit. Our real estate lending experience includes master planned communities, golf courses, redevelopment projects, high-rise condominiums, hotels, farmland, dairies, Arizona State Land Department leases, shopping centers, office buildings, industrial parks, apartment projects, leasehold loans and assisted living facilities. We also frequently serve as local counsel to borrowers and lenders in multistate transactions or loan enforcement and as counsel to trustees and bondholders in bond financings. We assist lending clients in working out problem loans and enforcing their rights against borrowers who are unable or unwilling to honor their obligations, and regularly represent financial institutions in litigation, arbitration, mediation and bankruptcy proceedings, including the defense of "lender liability" claims. Our attorneys also represent banking clients in formation and licensing issues before the Arizona Department of Financial Institutions and in connection with other regulatory compliance issues. The banking and finance practice is complemented by a number of other practice areas, including real estate, corporate and securities, environmental and natural resources, intellectual property, creditors' rights and bankruptcy and commercial litigation, which round out the broad range of expertise required to effectively serve our banking and finance clients. To demonstrate our commitment to our banking and finance clients, we also develop and present in-house legal seminars and prepare and disseminate newsletters and bulletins covering a variety of legal subjects that impact financial institutions. SOLUTIONS RELATED ATTORNEYS Jessica Benford Powell James E. Brophy John J. Fries Clarke H. Greger John C. Lemaster James D. O'Neil Michael P. Ripp William F. Wilder RELATED NEWS Ryley Carlock & Applewhite Named to 2022 "Best Law Firms" in 17 Categories Phoenix – Ryley Carlock & Applewhite is pleased to announce that our firm has been listed by the + READ MORE 10 Ryley Carlock & Applewhite Attorneys Ranked in the 2022 Edition of The Best Lawyers in America® Ryley Carlock & Applewhite is pleased to announce that 10 attorneys have been recognized in the + READ MORE Five Ryley Carlock & Applewhite Attorneys Ranked in the 2021 Edition of Chambers USA Ryley Carlock & Applewhite is pleased to announce that three practices and five attorneys have been + READ MORE RELATED PUBLICATIONS Arizona Supreme Court Establishes Factors to Distinguish Home Improvement Loans from Construction Loans When Considering Anti-Deficiency Protection Fall 2019 Arizona Case Law Affecting Commercial Real Estate and Lending (December 2019) 2019 Arizona Case Law Affecting Commercial Real Estate and Lending (September 2019) 2019 Arizona Legislative Updates Affecting Commercial Real Estate and Lending (June 2019) 2019 [Part 2] Arizona Case Law Affecting Commercial Real Estate and Lending 2019 Arizona Case Law Affecting Commercial Real Estate and Lending 2018-19 Arizona Case Law Affecting Commercial Real Estate and Lending 2018 Arizona Case Law Affecting Commercial Real Estate and Lending 2018 Arizona Legislative Updates Affecting Commercial Real Estate and Lending (June 2018) 2017-18 Arizona Case Law Affecting Commercial Real Estate and Lending RELATED EVENTS Legal Perspectives: Whistleblower Protections, CEO Pay Ratio Disclosure and JOBS Act Update COPYRIGHT © 2021 - RYLEY CARLOCK & APPLEWHITE. A PROFESSIONAL CORPORATION. ALL RIGHTS RESERVED. Arizona | Colorado