704.335.1111 No Obligation 7804 Fairview Road STE 343 Charlotte, NC 28226 Home About Us Our Services Services Media News Contact HomeResidential Claims RESIDENTIAL PUBLIC INSURANCE ADJUSTER IN NORTH CAROLINA When your home has been severely damaged or possibly totally lost…Here is what The Baldwin Company can do for you: We arrange for immediate emergency assistance as required by the insurance policy. This helps protect your benefits under the policy, and starts you on the road to recovery. Our public adjusters thoroughly examine your policy to be sure all of your coverage is included in our claims strategy. We search for all benefits and exclusions to make sure you maximize your covered settlement. The Baldwin Company, Inc. develops a claims strategy with you to minimize the inconvenience of being displaced from your home. We develop a proactive plan that ensures you are adequately housed and provided for while we put together a claim that allows you to rebuild your home in the best possible manner provided by your coverage. Our team creates a complete picture of the loss, including: contents inventory building damage additional living expenses and other kinds of losses to be certain nothing is left out. This provides the basis for your claim. We stay in close contact with the insurance company to keep the settlement moving smoothly while we keep you informed and in control. Our adjusters know what to expect and are prepared to respond to any objections and meet any additional requirements posed by the insurance carrier. After your review, and with your approval, The Baldwin Company, Inc. will submit the claim and get the process underway as quickly as possible. We meet with insurance representatives on your behalf to energetically pursue a timely, fair and legitimate outcome. We will bring all offers to you. We cannot finalize your claim without your approval, although we will be with you and assist you every step of the way… The Baldwin Company is always at your side, always on your side. I don’t understand what a Public Adjuster can do for me that I can’t do myself. Your insurance policy is a contract. It imposes very specific obligations on you as the policyholder and also on your insurance company as the insurer. The most important of these is the fact that, in order to get your insurance company to pay you a single dime, you have to prove your claim to them. If you try to do this yourself, you may as well face it: you are going to have to change professions and become a professional claims adjuster. You’ll have to become an expert in pricing everything from roofing nails to original artwork, and you will have to develop organizational and negotiating skills miles beyond any you have ever had to use in the past. What is more, in many cases, this will become your full-time job for months to come, sometimes even years – unless, that is, you hire an experienced Public Adjuster like The Baldwin Company to help you document and prove your claim. Having us on your side helps level the playing field and keeps you from having to play David to your insurance company’s Goliath. We’re having to spend a lot of money on hotels, clothing and gas (driving our children from our temporary living quarters back to our home school district every day). What can a Public Adjuster do to get me some insurance money to help pay for these additional expenses? We are having trouble remembering what all we had stored in our attic and basement. Much of our records were destroyed in the fire. How could a Public Adjuster possibly be able to help me with this problem? The insurance company’s adjuster seems very knowledgeable about the claims process. Why should I be concerned about him misleading me? How is a public adjuster paid, and how much? How long will it take to settle my claim? Do Public Adjusters have to be licensed or certified? My policy says I’m supposed to make some temporary repairs to protect my damaged property. How do I know what to repair now and what to wait till later to repair? We have a lot of building contractors and cleaning/restoration companies knocking on our door, wanting to do our work and help us file out insurance claim. Why should I hire a Public Adjuster to do this for us, instead? Isn’t it a good idea to go ahead and get everything cleaned now by a professional restoration service instead of waiting until I have settled my claim? Who decides if an item needs to be repaired or replaced? My insurance company and I are disagreeing on just about everything. “All our priceless memories were burned away. With the stress our family was dealing with, Kimberly Young went to bat for us and helped us from beginning to end. She is our Erin Brockovich!” Gary and Karen Carey House Fire, Mt. Holly, NC Have you suffered a major property loss? If you’ve suffered a major loss, we meet with insurance representatives on your behalf to energetically pursue a timely, fair, and legitimate outcome. CONTACT US The Baldwin Company is a North and South Carolina based public adjuster. We specialize in helping clients get the most compensation for their insurance claims. Copyright © The Baldwin Company