Logo links to homepage Enter search terms Search submit Personal Business Loans Trust Fraud Your Bank Privacy Policy What Does First National Bank and Trust Do With Your Personal Information? Rev. Date 12/2010 Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social security number Account balances Payment history Transaction history Checking account information Overdraft history When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons First National Bank and Trust chooses to share, and whether you can limit this sharing. Reasons We Can Share Your Personal Information Does First National Bank and Trust Share? Can You Limit This Sharing? For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes – to offer our products and services to you No We don't share For joint marketing with other financial companies Yes No For our affiliates’ everyday business purposes – information about your transactions and experiences No We Do Not Share For our affiliates’ everyday business purposes – information about your creditworthiness No We Do Not Share For our affiliates to market to you No We Do Not Share Questions? Call 785-543-6511 or go to www.agbank.com What We Do How does First National Bank and Trust protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate. How does First National Bank and Trust collect my information? We collect your personal information, for example, when you Open an account Apply for a loan Pay us by check Make a wire transfer Show your driver's license We also collect your personal information from others such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes –information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. (See below for more on your rights under state law.) Definitions Affiliates Companies related by common ownership or control. They can be financial and non-financial companies. First National Bank and Trust does not share with our affiliates. Non‑Affiliates Companies not related by common ownership or control. They can be financial and non-financial companies. First National Bank and Trust does not share with non-affiliates so they can market to you. Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include accidental death/dismemberment insurers. Other Important Information For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with non-affiliates either for them to market to you or for joint marketing - without your authorization. For California Customers. We will not share personal information with non-affiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us. For Massachusetts, Mississippi, and New Jersey Customers. We will not share personal information from deposit or share relationships with non-affiliates either for them to market to you or for joint marketing - without your authorization. For Vermont Customers. We will not share personal information with non-affiliates for them to market to you without your authorization and we will not share personal information with affiliates or for joint marketing about your creditworthiness without your authorization. Online Banking Login Username LOGIN Enroll | Forgot Password Privacy Policy © 2021 First National Bank and Trust. Member FDIC | Equal Housing Lender Equal Housing Lender logo