Return to Debt Remedy | OnlineDMP Login Free advice on problem debt based on what's best for you 0800 138 1111Freephone (including all mobiles) Already started? Free online debt advice Get help now with Debt Remedy Start now Expert debt advice in 20 mins from the UK’s leading debt charity Completely anonymous Recommendations and solutions tailored to your situation Support available via phone, email and livechat How it works 1 Tell us about your finances Give us details of your debts and household spending 2 We’ll help you create a budget Get a clear picture of where your money goes 3 You’ll get free debt advice Read your personal action plan for detailed and practical advice Frequently asked questions What debt solutions are available? Debt Remedy will give you advice based on your circumstances and recommend a solution. Common debt solutions include debt management plans (DMP), individual voluntary arrangements (IVA), bankruptcy, debt relief orders (DRO) or, in Scotland, a trust deed or a debt payment plan via the Debt Arrangement Scheme (DAS), but we'll recommend the one that's right for you. How does Debt Remedy work? Debt Remedy offers the same expert advice as you would receive using our telephone service. We’ll help you to create a personal budget and take details of your debts. We’ll then use this information to work out your options. You’ll get a personal action plan explaining what to do next. What happens after I’ve completed Debt Remedy? After you’ve completed Debt Remedy we’ll give you clear and practical advice about how to deal with your debts. We’ll also provide simple steps for you to follow to get things started. This will include instructions on how to deal with your creditors while you’re getting things set up. Can I get advice over the phone instead? You can go through a full debt advice session by using Debt Remedy. However, if you'd prefer to receive advice over the phone you can call our Helpline. What is Debt Remedy? Watch our video to find out how to use Debt Remedy, what it does and why it could help you get back in control of your finances. Have you already started? Continue your Debt Remedy session. Over 220,000 people used Debt Remedy last year to take control of their debts. Start now How we can help you Debt solutions Our debt advice process Worried about creditors? What your creditors can do Court action Contact us Call our Helpline Request a callback About us Our approach Our people How we can help you Expert debt advice and practical debt solutions. Debt info and advice Everything you need about debt and how it affects you. Debt Remedy Free online debt advice in just 20 minutes. Existing clients We'll support you whatever your solution. About us What makes us the UK's leading debt charity. Contact us Get in touch in a way that's convenient to you. Media centre We provide leading insight on problem debt. StepChange Careers You're not just doing a job. You're making a difference. We’re rated 4.9 out of 5* Mobile website Accessibility Glossary Legal Privacy & cookies Call charges MoneyAware blog Twitter Facebook Youtube Google plus LinkedIn Helping you become debt free... "I wish to thank your staff for all the great help they gave me when I was in so much debt. They were a pillar of support to me." (Leslie, Essex) Foundation for Credit Counselling (trading as StepChange Debt Charity) is a company limited by guarantee registered in England and Wales (Company No: 2757055 ) and a charity registered in England and Wales (Registered Charity No: 1016630). Registered office: Wade House, Merrion Centre, Leeds, LS2 8NG. Consumer Credit Counselling Service (Scotland) trading as StepChange Debt Charity Scotland is a company limited by guarantee registered in Scotland (Company No: SC162719) and a charity registered in Scotland (Registered Charity No:SC024413). Registered office: 33 Bothwell Street, Glasgow G2 6NL. Authorised and regulated by the Financial Conduct Authority. © StepChange Debt Charity 2015