Menu Grady EMC Capital Credits FAQs What are capital credits? What is the difference between allocation and retirement? How are capital credits calculated? Why can’t my allocations be refunded to me all at once? When and how are capital credits returned to members? Can I use the capital credits I have allocated to pay my electric bill? How are my capital credit allocations used until I receive them? What if I receive a check that is not mine? What if Grady EMC does not have a valid address for a past member? How can a member claim unclaimed capital credit funds? What happens to capital credits that are never claimed? I found an old capital credit check that I forgot to cash. How long do I have to cash my capital credits refund check? I have left the Grady EMC service area, but still receive checks in my name. Do they belong to me or to the new owner or resident of my former address? What happens to my capital credits if I move away? Do I need to report capital credit refunds on my income tax return? Will I receive interest on my capital credit refund? How can I add someone to my capital credit account? How can I update my name on my account following a marriage or divorce? How do I remove the name of my spouse from a joint account after a divorce? How can I update my mailing address so I receive any future capital credit refunds? What happens to the capital credits of a member who dies? What does Grady EMC require to process the disbursement of capital credits of a deceased member? © Grady EMC 2021 Designed by Summerhill Creative

Menu Grady EMC Electrification Career Development One of the many roles of a rural electric cooperative is to help educate our members about the safe and efficient use of electricity. One of the ways that Grady EMC fulfills this role is through the EMC/FFA Electrification Career Development Event. For more than four decades, Georgia’s FFA and Georgia EMCs have partnered to host this educational initiative which offers students a way to reinforce electrical wiring being taught in the vocational agriculture education program and to provide high school students the opportunity to become more knowledgeable about electric energy. Any active FFA member who is a high school sophomore, junior or senior is eligible to participate in local contests with winners advancing to district and statewide contests. Winners receive incentives like hand tools and college scholarships, but all participants walk away with increased confidence and skills that they can use to begin an exciting and rewarding career in the electrical field. For more information on how to participate, contact your school’s FFA Coordinator or you can contact us at contact@gradyemc.com. © Grady EMC 2021 Designed by Summerhill Creative