Car Van Home Life About Budget Contact Us Login / Register Claims Blog Your guide to car insurance add-ons December 16, 2020 Insurance Insider Categories Insurance Insider (38) Your Driving (33) Your Home (20) Your Lifestyle (3) Your Money (15) Back to all articles Insurance providers offer lots of different add-ons and it can be pretty confusing making sense of what they are and why you might need them. To help out, we’ve put together a quick guide to some of the common policy add-ons that are available. Keycare Cover As the name suggests, Keycare cover offers you a bit of peace of mind if you ever lose your keys. Most insurance providers will offer the option of whether to cover your car, home and even your business premises keys. That way, if your keys are permanently lost, stolen or inaccessible, you can claim up to a set amount agreed with your insurance provider when you take out the policy. Some will even offer you access to a network of locksmiths to help recover your keys. Personal Accident Cover This add-on is designed to help you out financially in case you are ever involved in an accident. The type of benefit provided will depend on your individual insurer but, generally, Personal Accident Cover will pay a sum of cash to help support you and your family following the injury. The amount will depend upon the severity of the injury and how long you have to spend in hospital recovering. Guaranteed Replacement Car The thought of being without your car can be a daunting prospect. That’s why many insurance providers offer a Guaranteed Replacement Car as an add-on. What is offered will vary between insurance providers so be sure to check the details. However, with many providers, if you are unable to drive your own car due to an accident or theft, you are guaranteed access to another car whilst yours is unavailable. Breakdown Cover Whether it’s an engine problem or punctured tyre, it’s always a nightmare when your car breaks down. That’s why some insurance providers also offer breakdown cover as an add-on, to give you some peace of mind. This means that if you do ever break down, you will receive assistance at the roadside to get you and your car home safely. If you want to check out these add-on options with Budget, you could visit our car insurance page. Or. If you just want to know more information about all things motor insurance, have a browse through the driving segment of our blog. Share this article Previous Article Your guide to multi-car insurance Next Article Our top tips for keeping your home safe this winter © 2021 BISL Limited. All rights reserved. Homepage Car Insurance Home Insurance Van Insurance Life Insurance Knowledge Base Budget Insurance Services is a trading name of BISL Limited. Registered Office: Fusion House, Katharine Way, Peterborough, PE3 8BG. Registered in England No. 3231094.We are authorised and regulated by the Financial Conduct Authority. About Budget Blog Hints And Tips Terms and Conditions Privacy Policy Fraud Prevention Sitemap Covid-19 FAQ’s We are an independent intermediary dealing with selected insurers. For mutual security calls are recorded and monitored for training purposes.Please note By continuing to use this website you are giving consent for cookies to be used. Further information on cookies and how you can disable them is available here. BGL Group: Slavery & Human Trafficking Statement We care about your privacy We use cookies to ensure our website works properly. We also use cookies to collect data so we can understand how people use our site. This helps us improve our service to help you find information more quickly, and tailor content or marketing to your needs. Select “Accept All Cookies” to agree or “Manage Cookies” to manage cookie settings. You can find out more by viewing our cookie policy Accept all Manage Cookies