704.335.1111 No Obligation 7804 Fairview Road STE 343 Charlotte, NC 28226 Home About Us Our Services Services Media News Contact HomeHurricane Damage Public Adjuster in North Carolina Hurricane Damage Public Adjuster in North Carolina HURRICANE DAMAGE PUBLIC INSURANCE ADJUSTER IN NORTH CAROLINA Long before 1996’s Hurricanes Bertha and Fran aimed their lethal right-front quadrants – tag-team style – at North Carolina; long before Floyd parked itself above eastern North Carolina’s farmlands in 1999; and long before Hurricanes Charley, Ernesto and Arthur brought ravaging tornadoes to NC in the early 2000’s – long before all of that – NC Public Adjuster Wes Baldwin and The Baldwin Company were handling wind-related claims for North and South Carolinians. As the very first Public Insurance Adjuster ever to have been based entirely in SC and NC, over the 43+ years it has been in business, The Baldwin Company has become quite familiar with the ins and outs of handling wind and hurricane and tornado claims in the North Carolina insurance market. And from that experience, NC Public Adjuster Wes Baldwin well knows that hurricanes like Emily (1993), Alex (2004), Ophelia (2005), and Earl (2010) – none of which ever made landfall in North Carolina – were nevertheless able to ruthlessly lash and flood NC from their offshore positions at sea. And so Baldwin is also well aware that – regardless of whether this year’s would-be villain, Dorian, decides to drive its winds and rains directly into the Carolinas, or elects instead to stay at sea but perilously close to the coast – there will be severe damage to North Carolinians’ properties, and there will be distraught business owners and homeowners who will need a North Carolina Public Adjuster’s help in putting together their insurance claims. The Baldwin Company Public Adjusters can help you with the different types of damage that hurricanes can inflict, and can be your advocate at the insurance company. The Baldwin Company can help you with Water damage Wind damage Mold damage Flood damage Structural damage (broken windows, torn roof, etc.) If your home has any of the above damages, Baldwin Public Adjusting will assist you with your case to ensure you can get the maximum settlement for your insurance claim. We have years of experience serving all of North Carolina, from the Outer banks to Asheville, Charlotte, Raleigh, Greensboro, Wilmington, Jacksonville and more. When your home has been severely damaged by the effects of a Hurricane ..Here is what The Baldwin Company can do for you: We arrange for immediate emergency assistance as required by the insurance policy. Our public adjusters thoroughly examine your policy to be sure all of your coverage is included in our claims strategy. We search for all benefits and exclusions in your current policy to make sure you maximize your covered settlement. The Baldwin Company, Inc. develops a claims strategy with you to minimize the inconvenience of being displaced from your home due to a hurricane. We develop a proactive plan that ensures you are adequately housed and provided for while we put together a claim that allows you to rebuild your home in the best possible manner provided by your coverage. Our team creates a complete picture of the loss, including: contents inventory building damage additional living expenses and other kinds of losses to be certain nothing is left out. This provides the basis for your claim. We stay in close contact with the insurance company to keep the settlement moving smoothly while we keep you informed and in control. Our adjusters know what to expect and are prepared to respond to any objections and meet any additional requirements posed by the insurance carrier. After your review, and with your approval, The Baldwin Company, Inc. will submit the claim and get the process underway as quickly as possible. We meet with insurance representatives on your behalf to energetically pursue a timely, fair and legitimate outcome. We will bring all offers to you. We cannot finalize your claim without your approval, although we will be with you and assist you every step of the way… The Baldwin Company is always at your side, always on your side. Among the many, many satisfied clients we have served through the years, you will no doubt recognize such names as The Marina’s Edge Restaurant, McAlister’s Deli, and Governor’s Square apartments, all in Wilmington, or The Drawbridge at Holden Beach. Or inns such as The Cape Fear Manor in Clarkson and The Blue Heron Bed and Breakfast in Wilmington. In New Bern, B & R Bowling Lanes and Johnny Ray Kinsey’s Fitness Center; or in Wilson, St Mark’s Episcopal Church and Bruce Foods, Inc. And along the beaches, The Tar Landing Condos at Atlantic Beach, The Carolina Surf Condos at Carolina Beach, and The Riggings Condos and Dockside Inn in Kure Beach And farther inland, in Fayetteville: Aquarama Pet Centers, Contractors Wholesale Building Supplies, Weeks Shopping Center, and Lo-Mark Furniture Store. Also Furniture Distribution in Havelock, and in Maxton: Maxton Oil and Fertilizer, and Cox Furniture – and hundreds more. We have also been able to help hundreds of homeowners, both along the beaches and farther inland, as well. To preserve our clients’ privacy, however, we don’t post their names here. I don’t understand what a Public Adjuster can do for me that I can’t do myself. Your insurance policy is a contract. It imposes very specific obligations on you as the policyholder and also on your insurance company as the insurer. The most important of these is the fact that, in order to get your insurance company to pay you a single dime, you have to prove your claim to them. If you try to do this yourself, you may as well face it: you are going to have to change professions and become a professional claims adjuster. You’ll have to become an expert in pricing everything from roofing nails to original artwork, and you will have to develop organizational and negotiating skills miles beyond any you have ever had to use in the past. What is more, in many cases, this will become your full-time job for months to come, sometimes even years – unless, that is, you hire an experienced Public Adjuster like The Baldwin Company to help you document and prove your claim. Having us on your side helps level the playing field and keeps you from having to play David to your insurance company’s Goliath. We’re having to spend a lot of money on hotels, clothing and gas (driving our children from our temporary living quarters back to our home school district every day). What can a Public Adjuster do to get me some insurance money to help pay for these additional expenses? We are having trouble remembering what all we had stored in our attic and basement. Much of our records were destroyed in the fire. How could a Public Adjuster possibly be able to help me with this problem? The insurance company’s adjuster seems very knowledgeable about the claims process. Why should I be concerned about him misleading me? How is a public adjuster paid, and how much? How long will it take to settle my claim? Do Public Adjusters have to be licensed or certified? My policy says I’m supposed to make some temporary repairs to protect my damaged property. How do I know what to repair now and what to wait till later to repair? We have a lot of building contractors and cleaning/restoration companies knocking on our door, wanting to do our work and help us file out insurance claim. Why should I hire a Public Adjuster to do this for us, instead? Isn’t it a good idea to go ahead and get everything cleaned now by a professional restoration service instead of waiting until I have settled my claim? Who decides if an item needs to be repaired or replaced? My insurance company and I are disagreeing on just about everything. “All our priceless memories were burned away. With the stress our family was dealing with, Kimberly Young went to bat for us and helped us from beginning to end. She is our Erin Brockovich!” Gary and Karen Carey House Fire, Mt. Holly, NC Have you suffered a major property loss? If you’ve suffered a major loss, we meet with insurance representatives on your behalf to energetically pursue a timely, fair, and legitimate outcome. CONTACT US The Baldwin Company is a North and South Carolina based public adjuster. We specialize in helping clients get the most compensation for their insurance claims. Copyright © The Baldwin Company