PRACTICE AREAS ABOUT US CONTACT US HOME AUTO ACCIDENTS PERSONAL INJURY REVIEWS EN ESPAÑOL Call Us First! 800-200-HURT Available 24/7 Property Damage Property Damage What to Know About Property Damage Claims After a California Car Accident After being in a car accident, you likely have two primary concerns: how long will it take for me (or others who were in the vehicle with me) to recover from injuries sustained in the crash, and how much money can I get from insurance to fix or replace my car? Property damage claims may seem difficult, but the lawyers at James McKiernan Injury Lawyers are here to help. Here’s what you should know about property damage claims after an auto accident. You Can Also Get Compensation for Injuries Did you know you can also get compensation for injuries you sustained during a car accident? When you contact James McKiernan Injury Lawyers, be sure to let us know about your injuries before you go into depth about your car damages so we can get you the money you need for medical bills, lost wages, and other monetary issues related to injuries you sustained in an auto accident. Who Is Responsible for Paying Property Damage After an Accident? If the accident was somebody else’s fault, their insurance will pay for your property damage. However, you should also check your own insurance because you may have gap insurance, better rental insurance, or other benefits you may not get from the other person’s insurance. If you were at fault in the accident, your insurance will cover the costs – but only as far as your vehicle is covered. Some types of car insurance (like liability) only cover damage to another vehicle and not yours. Car Accident Property Damage That May Be Reimbursed Depending on the terms of your or the at-fault party’s insurance and the extent of damage to your vehicle, property damage claims can cover a wide range of out-of-pocket costs. Repairs If the repairs will cost significantly less than the value of your car to fix, the insurer should cover the costs (after your deductible). You have the right to have repairs done with parts that are similar in condition to the ones that were damaged. Lost Value In some cases, a damaged vehicle can be repaired but will suffer a huge loss in its resale value. A lawyer may help you get reimbursement for the difference between your vehicle’s pre-crash and post-crash value. Total Reimbursement If the repair cost is more than 80 percent of the fair market value of your vehicle, the insurance carrier must pay you at least 80 percent of that fair market value. You may choose to put that money toward repairing your vehicle and pay the difference yourself, but most people use the money to purchase a replacement vehicle. Lost Items Anything inside your vehicle at the time of the crash should be repaired or replaced, including electronics, eyeglasses, luggage, and car seats or strollers. Fuel Costs You may be able to make a claim for the loss of the gas in your tank at the time of your accident. Rental Cars The insurance company should reimburse you for the cost of a rental vehicle while yours is being fixed. What If an Insurance Company Won’t Reimburse Me for Damages? The insurance company is more interested in turning a profit than making sure you’re properly reimbursed after a car accident. Contact a personal injury lawyer to help you get the compensation you deserve for your property damage and injuries. Contact Our California Auto Accident Lawyers for Property Damage and Injuries James McKiernan Injury Lawyers have represented people throughout the California Central Coast who have been injured due to car accidents for more than 35 years. In that time, our attorneys have obtained over $300 million in verdicts and settlements. If you’ve suffered injuries or property damage due to an auto accident, contact James McKiernan Lawyers today for a free consultation. Let’s WIN Your Case NOW! Let us CALL or ZOOM you. Full Name* Phone Number* Email* Auto Accident Slip & Fall Dog Bite Product Injury Brain Injury Sexual Harassment Wrongful Death Other powered by BirdEye 400 + 5 Star Reviews! Kristopher R. Chances are you’re here because you or someone close to you has been hurt. Your life has been turned upside down. The “it’ll never happen to me” mentality gets thrown out the window- No pun intended. And chances are you know someone who knows some lawyer who did a thing and blah blah blah. [READ MORE] Jamie Lee They handled my case involving a car accident. They’re extremely polite and professional. Any questions I had they addressed them immediately, I never had to wait for a reply. Everything about my experience with this firm has been the absolute best. I without a doubt recommend them [READ MORE] Charlie Criner 5 Stars! Outstanding firm dedicated to “righting wrongs” for people in need! So glad I contacted [READ MORE] Let’s WIN Your Case NOW! Let us CALL or ZOOM you. 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