Products Process Resources About Call us today 855.561.4944 FIND A LOAN OFFICER Licensing Cardinal Financial Company, Limited Partnership, (NMLS ID 66247) dba Peoples Home Equity holds the following state licenses to make mortgage loans or operate under a licensing exemption as described below. State License(s) Alabama Alabama Consumer Credit License No. 21782. Alaska Alaska Mortgage Broker/Lender License No. AK66247; Alaska Mortgage Broker/Lender License – Other Trade Name #1, No. AK66247. Arizona Arizona Mortgage Banker License No. 0925883 Arkansas Arkansas Combination Mortgage Banker-Broker-Servicer License No. 105783 California Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Finance Lenders Law license, License No. 603K498; Colorado Cardinal Financial, NMLS No. 66247, (855) 561-4944, Regulated by the Division of Real Estate Connecticut Mortgage Lender License No. ML-66247 Delaware Delaware Licensed Lender License No. 1666 District of Columbia Mortgage Dual Authority License No. MLB66247; MLB1060801; MLB1062477 Florida Mortgage Lender Servicer License No. MLD236 Georgia Mortgage Lender License No. 16020 Hawaii Hawaii Mortgage Loan Originator Company License No. HI-66247 Hawaii Mortgage Servicer License No. MS162 Idaho Idaho Mortgage Broker/Lender License No. MBL-8598 Illinois Illinois Residential Mortgage Licensee No. MB.6760960. For licensing information, go to www.nmlsconsumeraccess.org STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation once the Department completes our first evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. We will update this notice when our first evaluation has been issued. Indiana Indiana DFI First Lien Mortgage Lending License No. 19692 Iowa Iowa Mortgage Banker License No. 2013-0127; Iowa Mortgage Banker License - Other Trade Name #2 #2018-0076 Kansas Kansas Licensed Mortgage Company; License No. MC.0025207 Kentucky Kentucky Mortgage Company License No. MC98128 Louisiana Louisiana Residential Mortgage Lending License Maine Maine Supervised Lender License No. 66247 Maryland Mortgage Lender License No. 6475; 06-20659; 06-20660 Massachusetts Massachusetts Mortgage Lender License MC66247; Massachusetts Mortgage Lender License - OTN#1 MC66247; Massachusetts Mortgage Broker License MC66247 Michigan 1st Mortgage Broker/Lender/Servicer Registrant No. FR0018734; 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0021952 Minnesota Residential Mortgage Originator License No. MN-MO-66247; Residential Mortgage Originator License Other Trade Name #1 License No. MN-MO-66247.1 Mississippi Licensed by the Mississippi Department of Banking and Consumer Finance; License No. 66247 Missouri Missouri Company License No. 15-2210. In-state branch located at 800 E. 101st Terrace, Suite 350, Office #366, Kansas City, MO 64131. Conducting business under Cardinal Financial Company, Limited Partnership as well as Sebonic Financial. Montana Montana Mortgage Lender License No. 66247; Montana Mortgage Broker License 66247 Nebraska Nebraska Mortgage Banker License No. NE66247 Nevada NV Mortgage Company License No 3968 New Hampshire Licensed by the New Hampshire banking department – License No. 19035-MB New Jersey Residential Mortgage Lender License No. 8701663, Licensed by the New Jersey Department of Banking and Insurance New Mexico New Mexico Mortgage Loan Company License NMLS ID # 66247 New York Licensed Mortgage Banker-NYS Banking Department #B500951 North Carolina Mortgage Lender License No. L-103184 North Dakota North Dakota Money Broker License No. MB102631 Ohio Ohio Residential Mortgage Lending Act Certificate of Registration MBMB.850199.000 Oklahoma Oklahoma Mortgage Lender License No. ML010197; Oklahoma Mortgage Lender License - Other Trade Name #1 No. ML011951 Oregon Mortgage Lender License No. ML-5201 Pennsylvania Licensed by the Pennsylvania Department of Banking and Securities, Mortgage Lender License No. 20829; Pennsylvania Mortgage Servicer License License No. 67088 Rhode Island Rhode Island Lender License No. 20132934LL; Rhode Island Loan Broker License No. 20183636LB South Carolina Mortgage Lender / Servicer License No. MLS - 66247; South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #2 License No. MLS - 66247 OTN #2 South Dakota South Dakota Mortgage Lender License No. ML.05041 Tennessee Tennessee Mortgage License No. 117278 Texas Mortgage Banker Registration Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov. Utah Utah DRE Mortgage Entity License No. 8687522; Utah DRE Mortgage Entity License Other Trade Name #1 No. 8687317; Utah-DRE Mortgage Entity License - Other Trade Name #2 License No.10915869 Vermont Vermont Lender License No. 6718; Vermont Lender License - Other Trade Name #1, No. 6719 Virginia Licensed under the Virginia State Corporation Commission. License No. MC-1825, NMLS ID # 66247 (www.nmlsconsumeraccess.org); Mortgage Broker License 1426MB Washington Consumer Loan Company License No. CL-66247; CL-1060801; CL-1062477 West Virginia West Virginia Mortgage Lender License No. ML-21279; West Virginia Mortgage Broker License License No. MB-36514 Wisconsin Wisconsin Mortgage Banker License No. 66247BA; Wisconsin Mortgage Broker License 66247BR Wyoming Mortgage Lender/Broker License No. 2524; Supervised Lender License No. SL-3916 More details on our licensing can be found on the Nationwide Mortgage Licensing System (NMLS) Consumer Access website. Our NMLS ID is 66247. (855) 561-4944 customercare@peopleshomeequity.com 3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273 Licensing Privacy Terms Visit the NMLS Consumer Access website for regulatory information about us. Copyright © 2021 Cardinal Financial Company, Limited Partnership, dba Peoples Home Equity (NMLS ID 66247)