Sign In Contact Locations Personal Mortgage Investing E-Banking Business Commercial Personal Credit Card Rental Car Insurance ID THEFT PROTECTION Airport Concierge We make it easy to choose the credit card that is right for you – Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do. EXTRAORDINARY BENEFITS WITH MASTERCARD® INCLUDING: Rental Car Insurance Airport Concierge ID Theft Protection Global Services Cell Phone Coverage* Travel & Lifestyle Services* Online shopping/delivery discounts* Certain restrictions apply detailed in the applicable benefits brochure received with new credit card. *Mastercard World cardholders only Low Rate Card FEATURES No annual fee. Low introductory rate for the first six months.1 Competitive ongoing APR.1 25-day interest-free grace period on all purchases. No grace period on cash advances. BENEFITS 24-hour toll-free live customer assistance available at 800-367-7576. Online account information available 24/7 at cardaccount.net. Rental car collision damage waiver protection and a host of extraordinary Mastercard® Benefits. Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances. FEES Other fees may be charged. These fees are listed on the downloadable application. 1Please see application for information about current APRs and fees. _____________________ Preferred Points Card FEATURES Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month. Low introductory rate for first six months. 1 Competitive ongoing APR. 1 No annual fee. 25-day interest-free grace period on all purchases. No grace period on cash advances. BENEFITS Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191. 24-hour toll-free live customer assistance available at 800-367-7576. Online account information available 24/7 at cardaccount.net. Rental car collision damage waiver protection and a host of extraordinary Mastercard® Benefits. Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances. FEES Other fees may be charged, these fees are listed on the downloadable application. 1Please see application for information about current APRs and fees. TO APPLY NOW: Apply Now! Download the PDF application. Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office. Fax your completed application to the Card Service Center at 877-809-9162. Or mail your completed application to: Card Service Center PO Box 569120 Dallas, TX 75356-9120 RESOURCES Reorder checks Forms Videos ABOUT JD Community Press Careers & Jobs News & Stories Routing Number: 065204579 ON THE GO FAQs Locations ATM Locations Community Cash Apple App Google App Mobile Wallet POLICIES Website Accessibility Diversity Policy Privacy Policy Terms & Conditions JD BANCSHARES Investor Relations Investment and Insurance Products Are: Not Insured by the FDIC Not Insured by any Federal Government Agency Not a Deposit or other Obligation of, or Guaranteed by, JD Bank Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested Privacy | Security | Terms & Conditions Live Chat