Home COVID-19 Career Opportunities Contact Us Skip Navigation Menu PERSONAL CHECKING ACCOUNTS All United Fidelity Bank checking customers receive unlimited check-writing. Be sure to apply for a debit card and ask about our overdraft protection. For helpful hints on avoiding check scams click here. No Fee Checking This non-interest bearing checking account requires NO minimum balance and offers outstanding features. Open an account with $25 No monthly service fee No minimum balance required Visa® debit card available FREE first order of United Fidelity Bank specialty checks Unlimited check-writing Itemized monthly statements Direct deposit available 24-hour ATM access Checking Plus The Checking Plus Account earns interest with a $200 minimum balance and offers outstanding features. The $6 monthly service fee will be waived if the daily balance remains above $200 Earns interest on balances above $200 Visa® debit card available FREE first order of United Fidelity Bank specialty checks Unlimited check-writing Itemized monthly statements Direct deposit available 24-hour ATM access Advantage Checking Our Advantage Checking Account offers customers age 50 and over these great features. Open an account with $25 No monthly service fee No minimum balance required Earns interest on balances above $200 FREE United Fidelity Bank specialty checks Visa® debit card available Unlimited check-writing Itemized monthly statements Direct deposit available 24-hour ATM access The ONE Account The ONE Account offers you the accessibility of a checking account with the benefits of a tiered interest rate. The $20 monthly service fee will be waived if the daily balance remains above $5,000 Tiered interest rates available Visa® debit card available FREE first order of United Fidelity Bank specialty checks Unlimited check-writing Itemized monthly statements Direct deposit available 24-hour ATM access FREE money orders FREE cashier’s checks Index Checking Index Checking offers complete flexibility and access to your funds while earning a premium rate. $250,000 minimum balance required to earn a premium interest rate No monthly service fee FREE United Fidelity Bank specialty checks Visa® debit card available Unlimited check-writing Itemized monthly eStatements Monthly direct deposit required 24-hour ATM access New Day Checking The perfect “second chance” for those who have been denied a checking account or have had a checking account closed due to special circumstances or past financial challenges. This personal checking account is an affordable alternative to the high fees of check cashing services and money orders. It provides the security of direct deposit. Open an account with $25 No minimum balance required A monthly service fee of $8 ends upon request after 12 consecutive months’ activity without an instance of insufficient funds Visa® debit card available after six consecutive months’ activity without an instance of insufficient funds Unlimited check-writing Itemized monthly statements Direct deposit available 24-hour ATM access All of our Checking Accounts include: Debit and ATM cards that can be used anywhere Visa® is accepted Unlimited check-writing Itemized monthly statements FREE online banking with Bill Pay Monitor your United Fidelity Bank accounts with Notifi Alerts Mobile application for smartphones and tablet Disclosures will be provided at account opening. Disclaimer: Products may vary by region. Routing #286371663 © Copyright - United Fidelity Bank, fsb • All Rights Reserved • Member FDIC • Equal Housing Lender • NMLS #469650 Skip Navigation Terms & Conditions Funds Availability Privacy & Security Accessibility Statement