Make a Payment | Online Services Login | Blog | Just for Agents HOME / INSURANCE / MOBILE HOME INSURANCE Mobile Home Insurance Insuring manufactured homes and mobile homes has been at the heart of our business for more than 50 years. Back in the day, our company provided consumer financing for the fast-growing, post-war mobile home market, and for a time we even built and sold these homes! Whether you call it a mobile home, a manufactured home, or just home-sweet-home, we understand that the insurance requirements are different than for a “site-built” home, so we give you a policy that’s an excellent fit for both the latest modular designs as well as the classic mobile home. Coverage highlights Comprehensive protection – Your policy covers any cause of loss (fire, lighting, wind, hail, explosion, burst water pipes, and so on) unless that cause is specifically excluded in the policy documents. Stated value loss settlement – For a total loss, we settle at the stated value of your home which is listed on your policy. There is no depreciation deduction. For a partial loss, we pay the actual cash value of the loss, but you can upgrade that to a replacement cost valuation. Liability – You are covered if an injury occurs to someone while on the premises, or if you accidentally injure someone or damage property away from your home. Personal property – Your personal belongings are protected on an actual cash value basis if the home suffers a covered loss. Is your manufactured home not a full-time residence? Manufactured housing is flexible and so is our program. We accept other uses and occupancies. Rental – The rental program accepts residential and light commercial-use units. Seasonal – Our seasonal program covers mobile homes that are used just part of the year. Vacant – A vacant mobile home can be insured through our Vacant program. Tenant – Renters insurance (HO-4) is an option for renters of a mobile home. Want more information or a quote? Your agent can answer your questions and get you a quote. Looking for an agent? Use this search tool to find one near you, or call us at 866-884-6167. Quick Links Find an agent for a quote Current customers Learn More Learn how to maintain the roof on your mobile home. Tie-downs help keep your mobile home safe and secure in a windstorm Keep reading Home Customer center Make a payment File a claim Change your policy Manage your account Insurance solutions Mobile home Vacation home Collector car Motorcycle Snowmobile Full-time home Vacant property Boat ATV & UTV Pet Health Rental property Condominium Yacht Golf cart Company overview Newsroom Media resources Management team Careers Company values Company history Campus directions Contact us Adjuster training Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may vary or not be available for all risks or in all states. Rates, discounts vary, are determined by many factors, and are subject to change. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including but not limited to American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No. 2222-8) and American Modern Property and Casualty Insurance Company (CA Lic. No. 6129-1.) American Modern Insurance Group, American Modern, AMsuite, modernLINK, and Homeowners FLEX are trademarks or registered trademarks of American Modern Insurance Group, Inc. All other names, logos, and brands described herein are trademarks or registered trademarks of their respective holders, and use herein does not imply affiliation with or sponsorship or endorsement by them of American Modern, its products, or its services. Corporate office | 7000 Midland Blvd. | Amelia, OH 45102 | webinfo@amig.com Mailing address | PO Box 5323 | Cincinnati, OH 45201-5323 © 2021 American Modern Insurance Group, Inc. All rights reserved. Privacy policy | Legal disclaimers | Notice of information practices