Update on Cape Cod 5's COVID-19 response – click here to see the latest news. Utility Menu Main navigation You are here Home Improvement Loans Home Equity Home Equity Lines of Credit and Loans are available for owner occupied, 1-4 family primary residences, including condos. Some secondary homes may also qualify. Apply Now Explore Home Equity Options Mass Save® HEAT Loan The HEAT loan is available to qualified customers participating in the Mass Save® Program and is designed to promote energy efficiency in your home or condominium. Customers are eligible to apply for a 0% Annual Percentage Rate (APR) loan and obtain applicable utility rebates. If you are interested in a HEAT Loan for your house or condo: Determine if you qualify for a HEAT loan by contacting Mass Save® at 866-527-7283 to schedule a Home Energy Assessment Discover what is eligible for financing and complete the necessary forms received from a Mass Save® representative Secure a signed contractor proposal for each improvement Receive a HEAT loan authorization form Apply Now To learn more go to www.masssave.com/heatloan. MassHousing Mortgage Rehabilitation Program Buying a home that needs a little TLC or does your existing home need to be renovated? We can help. This program features: Low down payment MIPLUSTM Job Loss Protection Lender Paid Mortgage Insurance available Available to homebuyers and homeowners We are proud to be recognized as MassHousing’s #1 Lender in Barnstable County for the 14th consecutive year! Contact a Mortgage Loan Officer to learn more We're here to help. Call us at 888-225-4636 or Email Us I want to... Footer Menu I WANT TO... Request Appointment Access Online Banking Loan Payment Center Find a Banking Center Open an Account Apply for a Mortgage Finish My Application Login to Trust Account Footer menu PRODUCTS & SERVICES Business Banking Financial Life Goals Personal Banking Security Center Tools & Calculators Wealth Management OUR COMPANY About Us Contact Us In the Community Locations Footer Bottom Member FDIC Member DIF NMLS #401717 Privacy Notice Internet Privacy Statement Terms of Use ©2021 The Cape Cod Five Cents Savings Bank. All Rights Reserved.