Book an appointment online at your preferred branch to conveniently fit banking into you schedule. 1 2 3 Login Savings Accounts Let us make saving money simple for you. With services like automatic transfers from checking to savings, and even monthly rewards sweeps (see our Kasasa Saver® account), we take the heavy-lifting out of building your savings. Sit back and let your money start adding up! All our savings accounts come with free: Online Banking with Bill Pay Mobile Banking with Mobile Deposit e-Statements External Transfers See our Retail Summary of Fees. All accounts are subject to account opening processes and standards, and such standards must be met for any new account to be opened. Free Kasasa Saver® Expand Advantage Savings Expand Money Market Account Expand Hybrid Savings Account Expand Certificate of Deposit Expand IRAs for Retirement Expand Have a Question? Ask an Expert Testimonial Our lives are richer when we support one another. This is the guiding principle for how Main Street Bank does business. Main Office 81 Granger Boulevard Marlborough, MA 01752 508-481-8300 Follow Us On Privacy Terms of Use Security Disclosures Member FDIC Member DIF Equal Housing Lender Member SUM Network Routing # 211370752 NMLS ID # 562292 ©2021 Main Street Bank *APY = Annual Percentage Yield. Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle ("Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle) in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Main Street Bank as ATM transactions and purchases made with non-Main Street Bank issued debit or credit cards. **Reward Information: Must be linked to a free Kasasa Cash or Kasasa Cash Back checking account. When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the statement cycle: Kasasa Saver: Balances up to $50,000 receive APY of 0.25%; and balances over $50,000 earn 0.10% interest rate on the portion of balance over $50,000, resulting in a range from 0.15% to 0.25% APY depending on the account’s balance. Kasasa Cash: Balances up to $10,000 receive APY of 0.50%; and balances over $20,000 earn 0.10% interest rate on the portion of balance over $20,000, resulting in a range from 0.17% to 0.50% APY depending on the account’s balance. Kasasa Cash Back: 3.00% cash back on up to a total of $200.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash or Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.05% APY. Kasasa Cash: All balances earn 0.05% APY. Kasasa Cash Back: No cash back payments are made. When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account the day after being credited to your Kasasa Cash account. Consequently, when linked to Kasasa Saver, and your Kasasa Cash qualifications are met, balances up to $10,000 in your Kasasa Cash account receive a non-compounding APY of 0.499%; and balances over $20,000 earn 0.10% interest rate on the portion of the balance over $20,000, resulting in a non-compounding range from 0.17% to 0.25% APY depending on the account’s balance. For regulatory purposes our APY calculations are based on an assumed total account balance of $20,000 plus $100,000 (shown as a single number – I.e. $120,000.) The Kasasa Saver APYs may be less than the Kasasa Cash APYs. APYs accurate as of May 25, 2021. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $10 minimum deposit is required to open the account. Monthly log-on to online banking and receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number or individual taxpayer identification number. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact a Main Street Bank personal banker for additional information, details, restrictions, processing limitations and enrollment instructions. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, registered in the U.S.A. We use cookies to ensure that we give you the best experience on our website. If you continue to use this site we will assume that you are happy with it. OkPrivacy policy HOLIDAY HOURS: All of our locations will be CLOSED on Thursday, November 25, for the Thanksgiving holiday. Online and Mobile Banking, Bill Pay and Mobile Deposit are accessible 24/7 for your convenience. Visit with us now!