Account Login Open an Account Apply for a Loan Services Become a Member Military Financial Tools News About MACFCU Contact Home > Become a Member > Rates Rates Share Certificates Effective Date: April 1, 2021 Term Dividend Rate (Min $500) APY* (Min $500) 6 Months .449 .45 12 Months .75 .75 24 Months .95 .95 36 Months 1.00 1.00 48 Months 1.15 1.15 IRA / ROTH IRA Share Certificates Term Dividend Rate (Min $500) APY* (Min $500) 12 Months .75 .75 24 Months .95 .95 Money Market Accounts Tier Dividend Rate APY* $2,500 – 4,999 .15 .15 $5,000 – 9,999 .30 .30 $10,000 – 24,999 .35 .35 $25,000 – 49,999 .45 .45 $50,000 and up .60 .60 Shares Account Type Dividend Rate APY* Regular Shares & Secondary Shares $50 - $4,999 $5,000 and above .15 .30 .15 .30 Business $50 - $4,999 $5,000 and above .15 .30 .15 .30 MAC Kids Club .30 .30 MAC Teen Account .30 .30 eChecking** (On balances up to $10,000) 2.00 2.00 eChecking** (On balances up to $10,000 if monthly qualifications are NOT met) .25 .25 eChecking** (On balances over $10,000) .15 .15 Holiday Club Savings .30 .30 IRA/ Roth IRA/ Converted Roth IRA/ Educational IRA savings .75 .75 Rates for $100,000 and over may be quoted separately *ANNUAL PERCENTAGE YIELD ** Restrictions may apply Loan Rates Effective Date: October 1, 2021 Loan Type Annual Percentage Rate Maximum Term Share Secured 3.00% over share rate 60 months Vehicles As low as 2.49%* 96 months RV As low as 4.49%* 180 months Motorcycle / Off Road As low as 2.49%* 96 months Boat As low as 4.49%* 180 months Personal As low as 9.99% 60 months Equipment As low as 3.99% 84 months Rates vary depending on approximate terms and creditworthiness. *On Approved Credit, Includes 2% Discount For Existing Full-Service Members, Does not include Internal Refinancing, See Branch For Details. Once a member of MAC FCU, always a member of MAC FCU. When you open an account with us, you're a member for life, as long as the account stays open. You can move and take us along! Become a Member Quick Links Services Become a Member Financial Tools About Apply for a Loan Apply for a Mortgage Tools & Resources Calculators Rates Activate a Debit/Credit Card Order Checks Account Disclosure Contact Us 10th Avenue Branch Ft. Wainwright Branch Wasilla Branch Call Center Shared Branches ATM Locations Hours & Holiday Closures Contact Us Routing Number: 325280039 When clicking on a third-party site, MAC FCU is not responsible for the product, service, or overall website content on the third-party website. Board Member Login | Terms of Use | Sitemap | Privacy Policy facebook linkedin Copyright © 2021 · MAC Federal Credit Union · PMD Group