Call Our UK Contact Centre 01223 446 914 Monday - Friday 9am - 2pm Closed Weekends & Bank Holidays Insuring Travelling Companions on the Same Policy 19 Feb 2020 Some of the main benefits of insuring all travelling companions on the same policy would be: Cancellation cover It is recommended that all travelers are insured on the same policy, if you are then unable to travel on your trip due to a new or previously declared medical reason then all travelers insured by Freedom would then be covered for cancellation. To give some examples of why this could be important: Mrs Bloggs is insured with Freedom having declared and covered her heart conditions, however Mr Bloggs is insured by his bank. If Mrs Bloggs had a recurrence of her heart condition a couple of days before the planned trip and was advised not to travel, our Freedom policy would only cover Mrs Bloggs cancellation claim as we only insure her. Mr Bloggs would need to contact his bank to claim for cancellation for his part of the trip, however he may not be covered as the reason for cancellation is due to Mrs Bloggs pre-existing condition. This problem would not arise were both travellers insured by Freedom. Paperwork If all travelling companions are insured with Freedom, there would only be one set of paperwork and one company to contact to arrange cover or raise queries. In additional to this, if you did need to make a claim then you would only be dealing with one insurer and have one set of claim forms to complete. Latest Posts Travel Insurance with Medical Conditions Hazardous Sports and Activities Travelling Against FCDO Travel Advice Insuring Travelling Companions on the Same Policy Dealing with a Medical Emergency Abroad Medical Screening and Declaring Pre-Existing Conditions Freedom Insurance | 58 Market Square, St Neots, Cambridgeshire, PE19 2AA Email: operations@freedominsure.co.uk | Tel: 01223 446 914 24 Hour Medical Emergency Assistance Abroad: +44 203 829 6745 In UK: 0203 829 6745 Follow us on social media Travel Insurance For: Heart Conditions Heart Attack Angina Stroke & TIA High Blood Pressure High Cholesterol Diabetes Epilepsy Lupus Breast Cancer Bowl Cancer Prostate Cancer Kidney Disease Asthma More > Helpful Links FAQs Policy Wording Make a Claim Blog Latest News Tips and Guides Affiliates Charity Partnerships Contact Us The Money Advice Service Privacy - Terms & Conditions - Cookies - Accessibility - Compliance - Sitemap Freedom Insurance Services Limited © 2021 - All Rights Reserved Freedom Insurance Services Limited is registered in England number 4399749. Freedom Insurance Services Limited is authorised and regulated by the Financial Conduct Authority reference number 306536. Freedom Insurance Services Limited is covered by the Financial Ombudsman Service. If you have a complaint, please contact us in the first instance so that we can put things right. This does not affect your right to complain to the Financial Ombudsman Service. Further information about the Financial Ombudsman Service can be found at their website: http://www.financial-ombudsman.org.uk The Foreign Account Tax Compliance Act (FATCA) is extended from 1st January 2017 to include business transacted outside the United States which involves risk 'touching' the US. This 'touch' means that any policy for a US citizen, US resident or company AND/OR placing business for NON-US policyholders, involving US property or liability risks in the US (which includes travel cover with US coverage) are now affected. If you or your holiday are affected by this, you will find certificate W-81MY here. ;