LOCATIONS LOG IN MENU Adjustable Rate Mortgages If your priority is to get your monthly payment as low as possible in the early years of the loan, Needham Bank can help. Partner with our experts to choose an adjustment period that’s right for you, giving you control over financing your home. Apply Now View Current Rates Calculators Have you already applied? Check the status of your application now. View Loan Status Michael and Julie Cremin, Canton, MA BENEFITS & FEATURES Your Choice of Adjustment Period Choose from a variety of adjustment periods, with lifetime caps that are competitive and often extremely attractive. Dedicated Residential Lending Expert Work with the same Needham Bank expert from application to closing, so you know you're partnering with someone who understands your needs and is invested in your success. Our lenders are available directly by text, phone, and email to help you through the home buying process. Lower Initial Interest Rate Get your monthly payment as low as possible in the early years of the loan when compared to a typical Fixed Rate Mortgage option. ADJUSTABLE RATE MORTGAGE HIGHLIGHTS Customized quotes Competitive rates Flexible adjustment periods Competitive lifetime caps Dedicated personal residential lending expert Contact a Loan Originator for Details SERVING OUR CLIENTS Which Mortgage is Right for You? If you're planning to buy a home in MA, spend time understanding your home loan options. Let Needham Bank help you decide which mortgage is right for you. Learn more about Which Mortgage is Right for You? FAQS What’s the fastest way to pay my NB mortgage from my NB Checking Account? Can I pay my mortgage from another account? Why did my mortgage payment amount change? KNOWLEDGE CENTER Calculating Your Monthly Mortgage Payment Before shopping for a home understand how much you can afford to spend on a mortgage. Learn how to calculate your monthly payments with Needham Bank. Learn more about Calculating Your Monthly Mortgage Payment Is it a priority for you to get your monthly payment as low as possible in the early years of your loan? Partner with us to finance your new home, your way. Apply Now View Current Rates RELATED PRODUCTS Fixed-Rate Mortgages If you like consistent, competitive rates with your choice of repayment period, our Fixed-Rate Mortgages may be right for you. Learn more about Fixed-Rate Mortgages 40-Year Mortgage Our 5/5 Adjustable Rate Mortgage (ARM) with a 40-year term makes owning a home even more feasible than ever. Learn more about 40-Year Mortgage First-Time Home Buyer Program Buying your first home is an important milestone. Don’t let anything stop you. We have a number of mortgage programs designed to help. Learn more about First-Time Home Buyer Program HOME LOCATIONS CONTACT US ABOUT CAREERS ACCOUNT SUPPORT & SAFETY PRIVACY POLICY TERMS OF USE MEMBER FDIC EQUAL HOUSING LENDER MEMBER DIF © 2021 All rights reserved. Powered by Getfused