BANKING INSURANCE INVESTMENTS who we are OPEN ACCOUNT LOGIN FIRST-TIME HOMEBUYERS personal banking you are about to take a big step- BUYING YOUR FIRST HOME This is one of the most important purchases you will make in life. As a long-term investment that will have significant impact on your financial future, it is crucial to have an understanding of the home-buying process. While buying a home is exciting, the process can seem complex and intimidating, but you are not alone. Our mortgage loan officers are here to help guide you through the mortgage process and make that big step seem, well, just a little bit more manageable. 1ST TIME HOMEBUYER TIPS & FAQS RENTING VS BUYING PROS & CONS MORTGAGE LOAN CHECKLIST CHECK IT OUT MORTGAGE POINTS WHAT ARE THEY? ESCROW WHAT IS ESCROW? PRE-QUALIFY FOR A HOME PRE-QUALIFY TODAY ARE YOU READY TO BECOME A HOMEOWNER? If you're looking to purchase a home in Pennsylvania, New Jersey, Delaware, or Ohio, follow these basic steps for first-time homebuyers so you can feel confident before making any major financial decisions. Determine how much home you can afford Find a real estate agent Shop for a home Make an offer Understand your loan options Apply for a loan (Opens in a new Window) (Opens in a new Window) (opens a dialog) (Opens in a new Window) Make your dreams of homeownership a reality. GET PRE-QUALIFIED TODAY! additional resources - Mortgage Calculators Payment Options APPLY NOW (OPENS IN A NEW WINDOW) (OPENS A DIALOG) (OPENS IN A NEW WINDOW) MORTGAGE AND HOME EQUITY MEET THE MORTGAGE TEAM FROM THE BLOG MAKE YOUR DREAM HOME A REALITY WITH CONSTRUCTION-TO-PERMANENT FINANCING (Opens in a new Window) (Opens in a new Window) MILLENNIALS: TIPS TO TACKLE HOME OWNERSHIP OBSTACLES (Opens in a new Window) (Opens in a new Window) By: Chris Carter, VP & Sales Manager FINANCING OPTIONS FOR THE FIRST-TIME HOMEBUYER (Opens in a new Window) (Opens in a new Window) By: Chris Carter, VP & Sales Manager 6 TIPS FOR SAVING FOR YOUR DOWN PAYMENT (Opens in a new Window) (Opens in a new Window) contact us Your Name (required) Your Email (required) Your Phone (required) Best time to reach best time to reach you AM PM SUBMIT CONTACT REQUEST CONNECT WITH US Get financial, retirement, mortgage and insurance tips! Visit My Univest Blog. (Opens in a new Window) (Opens in a new Window) SAFE AND SECURE Tips for protecting you and your business. ASSISTANCE We are here to help: 877.723.5571 Accessibility | Privacy | Terms of Use Copyright © Univest 2021 ABA Routing Number: 031913438 NMLS# 415882 Member FDIC Equal Housing, Opportunity, and SBA Preferred Lender Locate Us Contact Us Investor Relations (Opens in a new Window) (Opens in a new Window) Newsroom Security Center Careers (opens a dialog) (opens a dialog) (opens a dialog) (opens a dialog)