LOG IN PERSONAL BUSINESS PERKS COMMUNITY RATES LOG IN RATES > SAVINGS Savings Rates CENTRAL SAVINGS ACCOUNT Your savings starts the moment you join Hawaii Central and make an initial deposit into your Regular Share (Savings) Account. Dividends on this account are declared and paid quarterly. RATES & DISCLOSURE OPEN NOW CENTRAL CHECKING ACCOUNT With a Hawaii Central Share Draft Checking Account, you can use your money how you wish, whenever you want, with unlimited transactions, and no minimum balance, all while earning dividends. RATES & DISCLOSURE OPEN NOW MONEY MARKET INVESTMENT With a Money Market Investment Account, you can earn higher dividends than the traditional regular share account with funds that are as accessible as with your share account. Invest anytime, withdraw anytime, 100% LIQUID. RATES & DISCLOSURE OPEN NOW IRA SHARE ACCOUNT Save for retirement and take advantage of the tax benefits an IRA may offer. You’ll be amazed at how fast your account will grow. We offer Traditional, Roth, and Coverdell IRAs. RATES & DISCLOSURE OPEN NOW HOLIDAY SAVINGS ACCOUNT Let us help you put money aside for the holidays. The sooner you start, the more money you will be able to save. Start today with as little as $10, and you’ll be on your way! RATES & DISCLOSURE OPEN NOW SHARE CERTIFICATES With a minimum of $500, you can open a Share Certificate Account and lock in your earnings. A variety of certificates are available with terms ranging from 6 months to 60 months to suit your financial needs. RATES & DISCLOSURE OPEN NOW IRA SHARE CERTIFICATES Save and build your way towards retirement and fulfill long-term financial goals. RATES & DISCLOSURE OPEN NOW MAIN BRANCH 681 South King Street Honolulu, Hawaii 96813 HARKNESS BRANCH 1301 Punchbowl Street Harkness Annex, Room 139 WEST OAHU BRANCH Temporarily Closed MEMBER SERVICES (808) 536-3677 CONSUMER LOANS (808) 536-0833 REAL ESTATE LOANS (808) 529-4599 NMLS#412820 HOURS & ATMS MEMBERSHIP CONSUMER RATES & FEES BUSINESS RATES & FEES CAREERS PRIVACY POLICY Your savings are federally insured to at least $250,000. National Credit Union Administration, a U.S. Government Agency. Deposits additionally insured up to $500,000 by Excess Share Insurance. © 2021 Hawaii Central Federal Credit Union. All Rights Reserved Creative Range by Live Chat