About us Investor relations Newsroom Corporate sustainability Contact us Go to the next section Disclaimer Note: AT1 distributions are now presented on the restated basis provided in the 2020 interim results for the period ending 31 March 2020, where the taxation impacts of distributions relating to AT1 securities are now recognised within tax expense in the income statement as opposed to being recognised directly in retained earnings within equity. The consensus summary was last updated in November 2021. Consensus figures in the tables above are based on forecasts to the extent they were provided by 13 analysts who have updated models post 30 September 2021. Figures provided by analysts that do not relate to a specific line item have been excluded. The consensus summary is publicly available information based on information, opinions, conclusions, estimates and/or forecasts provided by independent analysts. It has not been produced, verified, supported or updated by Virgin Money UK PLC (“Virgin Money"). No representation or warranty, expressed or implied, is made to the fairness, accuracy completeness or correctness of the information, opinions, estimates, forecast, and/ or conclusions contained in the consensus summary. It is provided for information purposes only and is not intended to nor does it constitute or form part of any investment advice, offer to sell or issue, or invitation to purchase, or any solicitation of any offer to purchase, any assets, securities or other financial instruments of Virgin Money or any of its subsidiaries or affiliates. It has been prepared without taking into account the objectives, financial situation or needs of individuals. No part of it forms the basis of, or can be relied on in connection with, any contract or investment or credit decision or recommendation. The receipt and/ or distribution of the consensus summary may, in certain jurisdictions, be restricted by law. Recipients are required to inform themselves about and observe any such restrictions. The consensus summary may contain forward looking statements, estimates and/ or forecasts, which are based on assumptions, expectations, valuations, targets and/ or projections about future events. These are subject to risks and uncertainties about Virgin Money and its group, and their securities, investments and operating environment (including but not limited to the repercussions of the outbreak of coronaviruses such as COVID-19 and the UK’s exit from the EU), meaning actual results may differ from those estimated or forecast in the consensus summary. Neither Virgin Money nor any other entity or person (a) makes any representation or warranty, express or implied, as to the accuracy, fairness, completeness or sufficiency of the consensus summary, (b) accepts any liability or responsibility whatsoever (whether in contract, tort or otherwise) for the consensus summary or decisions or actions taken based on the consensus summary, or (c) undertakes to update, revise or supplement the consensus summary. Virgin Money UK PLC – Consensus (1st November 2021) - Excel (opens in a new window) Virgin Money UK PLC – Consensus (1st November 2021) - PDF (opens in a new window) USEFUL LINKS Modern Slavery Statement Frequently asked questions Careers Clydesdale Bank complaints Yorkshire Bank complaints Virgin Money complaints (PDF) STAY UP TO DATE CYBG on Twitter CYBG on LinkedIn HEAD OFFICE 40 St Vincent Place, Glasgow, G1 2HL REGISTERED OFFICE Jubilee House, Gosforth, Newcastle upon Tyne, NE3 4PL Contact Sitemap Legal and privacy Accessibility Cookie policy © Virgin Money UK PLC 2021. All rights reserved. We use cookies to keep our websites easy to use and relevant to our users’ requirements and to enable us to learn which advertisements bring users to our website. Select Accept below if you wish to proceed or How to change your cookies for instructions on how to manage your cookie settings. Find out more about our Cookie Policy. Accept How to change cookies?