Search Personal Business Loans Rates Community Contact Us Branch & ATM Locations Vehicle Loan Vehicle Loan WHEN CHOOSING A BETTER CAR, CHOOSE A BETTER LOAN Let CapFed® help you get the best deal on your next car purchase by securing your auto financing before you start shopping. A lot of time and research can go into selecting a car to purchase, and you’ll be ready to get the best deal, whether you’re buying a new or used vehicle, refinancing or purchasing a lease buyout. Quick loan decisions Competitive rates Opportunity to save 0.25% with automatic payment from a CapFed savings or checking account Download the Consumer Loan Application Packet, complete and deliver or mail to any Capitol Federal® branch location. Or, fax your completed application to 785-270-6024. Loan information is subject to change. Certain restrictions apply. CALCULATE PAYMENT Calculate your monthly car payment. CALCULATE AUTOMOBILE, LIGHT TRUCK AND MOTORCYCLE RATES Rates and fees are subject to change without notice. Rates are effective as of November 24, 2021. Vehicle Model Minimum Loan Maximum Term Maximum LTV Interest Rate Annual Percentage Rate (APR) New Vehicles New Models $1,500 48 months 100% 3.500% 3.589% New Models $1,500 60 months 100% 4.000% 4.073% New Models $1,500 72 months 100% 4.750% 4.811% Previously Owned 4 Recent Model Years $1,500 48 months 100% 3.500% 3.628% 4 Recent Model Years $1,500 60 months 100% 4.000% 4.104% 8 Recent Model Years $1,500 48 months 100% 4.500% 4.629% 9 or Older Recent Model Years $1,500 36 months 100% 4.750% 4.919% NEW AUTOMOBILE, LIGHT TRUCK AND MOTORCYCLE DISCLAIMER The Maximum Loan-to-Value (LTV) is calculated using the purchase price of the vehicle, before any trade-in or other down payment. Interest rates for vehicle loans are fixed for the term of the loan. The Annual Percentage Rate (APR) assumes a $50,000 loan amount for the maximum term. Using the example of a $50,000, 72 monthly payments of $801 would be required. The interest rate and corresponding APR may be reduced by 0.25 percent with preauthorized payment from a Capitol Federal® checking or savings account. Certain restrictions apply. Borrower is responsible for closing costs, which average approximately $85. These costs are added to the loan amount and are not required to be paid out-of-pocket. PREVIOUSLY OWNED AUTOMOBILE, LIGHT TRUCK AND MOTORCYCLE DISCLAIMER The Maximum Loan-to-Value (LTV) is calculated using the NADA retail value of the vehicle. Interest rates for vehicle loans are fixed for the term of the loan. The Annual Percentage Rate (APR) assumes a $35,000 loan amount for the maximum term. Using the example of a $35,000 loan amount on a vehicle within the four most recent model years, 48 monthly payments of $784 would be required. The interest rate and corresponding APR may be reduced by 0.25 percent with preauthorized payment from a Capitol Federal® checking or savings account. Certain restrictions apply. Borrower is responsible for closing costs, which average approximately $85. These costs are added to the loan amount and are not required to be paid out-of-pocket. HEAD OUT WITH A RECREATIONAL VEHICLE (RV) LOAN Whether you are exploring the roads in your Recreational Vehicle (RV) or turning your travel hobby into a lifestyle with a new motor home, Capitol Federal® has you covered. Capitol Federal provides flexible financing to purchase or refinance a new or used recreational vehicle or motor home - and get you on the road today! MORE ON RECREATIONAL VEHICLE LOANS Let Us Do It For You Save time and let us auto-deduct your loan payments with pre-authorized transfers. MORE ON PRE-AUTHORIZED PAYMENTS Capitol Agency® Insurance Find an insurance policy that’s perfect for you, with the same great True Blue® service you’ve come to trust. MORE ON INSURANCE Events in Your City Capitol Federal® is an active member in the community. Find a local community event to enjoy with your family and friends. It’s easy to search by city, date or event type. FIND AN EVENT <span class="is-hidden">Facebook</span> <span class="is-hidden">Twitter</span> <span class="is-hidden">Instagram</span> <span class="is-hidden">YouTube</span> <span class="is-hidden">Pinterest</span> <span class="is-hidden">LinkedIn</span> Investor Relations Careers Privacy and Security About Us Copyright © 2021, Capitol Federal® Savings Bank. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL FEDERAL FINANCIAL, INC.®, CAPITOL FEDERAL FOUNDATION®, HERITAGE TRAVEL CLUB®, CAPITOL FEDERAL AMPHITHEATER® and the associated logos and family of marks are registered and/or proprietary trademarks of Capitol Federal® Savings Bank.