FINANCIAL INDUSTRY SOLUTIONS $30B Managed and advised credit portfolios 75+ US Financial Partners ECN Capital (TSX: ECN) originates manages and advises on prime credit portfolios. About Us Our Leadership See All Leadership The Latest News Release November 23, 2021 ECN Capital Announces Redemption of Cumulative 5-Year Minimum Rate Reset Preferred Shares, Series A See All News Results November 10, 2021 Q3 Press Release Q3 2021 Presentation See All Financial Results Presentations November 15, 2021 Triad Financial Services Affordable Home Framework Sustainalytics SPO See All Presentations HOME CONTACT US © ECN CAPITAL CORP. 2021 PRIVACY POLICY ACCESSIBILITY POLICY CODE OF CONDUCT

Overview ECN Capital is a North American financial business services provider operating in three unique business verticals to originate, structure and manage financial products and provide advisory services to 90+ banks and financial institutions. Our History Origin Formed when Element Financial Corporation separated into two public companies in October 2016, ECN Capital operated in three of Element’s legacy business verticals - Commercial & Vendor Finance, Rail Finance and Aviation Finance Learn More 2016 Transformation Under visionary leadership and through a number of acquisitions, investments, portfolio sales and business sales, ECN Capital strategically transformed from an asset-based lender to an asset-light business services company focused on partnering - not competing - with financial institutions. Learn More 2017-2018 Next-Level Growth Invested in premier, scalable, synergistic businesses, ECN Capital is focused on cultivating and capitalizing on the full potential of the business verticals and the combined entity to achieve significant growth and create long-term value for all stakeholders. Learn More 2018 and on HOME CONTACT US © ECN CAPITAL CORP. 2021 PRIVACY POLICY ACCESSIBILITY POLICY CODE OF CONDUCT

Michael Lepore CHIEF FINANCIAL OFFICER Michael Lepore is the Chief Financial Officer of ECN Capital. Mr. Lepore has over 25 years experience in finance and joined ECN Capital as Senior Vice President, Controller. Previously, he served as Senior Vice President, Finance of Maple Leaf Sports and Entertainment where he led the transformation of the finance department to better serve the company’s strategic objectives and oversaw the financial and management reporting, financial planning and analysis, treasury and taxation functions. Prior to that, Mr. Lepore served in senior level finance positions at large Canadian public companies, including Barrick Gold Corporation and Rockwater Capital Management. READ MORE NEXT BIO HOME CONTACT US © ECN CAPITAL CORP. 2021 PRIVACY POLICY ACCESSIBILITY POLICY CODE OF CONDUCT