PERSONAL BUSINESS WEALTH PERSONAL PRODUCTS & SERVICES CUSTOMER SUPPORT ABOUT US LOGIN Personal Products and Services Checking Interest Rates INTEREST RATES eChecking Account1 Balance Tier Interest Rate APY Tier 1 - Average daily balance $100 < $2,500 0.01% 0.01% Tier 2 - Average daily balance $2,500 + 0.01% 0.01% eSavings Account1 Balance Tier Interest Rate APY Tier 1 - Average daily balance $100 < $2,500 0.05% 0.05% Tier 2 - Average daily balance $2,500 < $10,000 0.05% 0.05% Tier 3 - Average daily balance is $10,000 + 0.05% 0.05% iStrive Savings Account1 Balance Tier Interest Rate APY Tier 1 - Average daily balance $0.01 < $2,500 0.05% 0.05% Tier 2 - Average daily balance $2,500 < $10,000 0.10% 0.10% Tier 3 - Average daily balance is $10,000 + 0.05% 0.05% Statement Savings Account1 Balance Tier Interest Rate APY Tier 1 - Average daily balance is $25 + 0.05% 0.05% Health Savings Accounts1 Balance Tier Interest Rate APY Tier 1 - Average daily balance $0.01 < $2,500 0.10% 0.10% Tier 2 - Average daily balance $2,500 + 0.15% 0.15% 1The Annual Percentage Yields (APYs) are accurate as of September 23, 2021. The rates may change after the account is opened. Fees could reduce earnings on the account. FOLLOW US About Us Locations Careers Investors Accessibility Privacy Security Site Map Member FDIC Equal Housing Lender NMLS ID 500501 Routing #: 021303618 Investment and Insurance Products: • Are Not Deposits • Are Not FDIC Insured • Are Not Insured by Any Federal Government Agency • Are Not Guaranteed by the Bank • May Lose Value Copyright NBT Bank, N.A.