Home Loans Locations About Us Contact FAQ VIP MEMBER LOGIN Privacy Policy FACTS WHAT DOES EASY MONEY EMG DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income checking account information and employment information credit history and payment history When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Easy Money EMG choose to share; and whether you can limit this sharing. Reasons we can share your personal information Does Minute Loan Center share? Can you limit this sharing? For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes – to offer our products and services to you Yes No For joint marketing with other financial companies Yes No For our affiliates’ everyday business purposes – information about your transactions and experiences No We don’t share For our affiliates’ everyday business purposes – information about your creditworthiness No We don’t share For our affiliates to market to you No We don’t share For nonaffiliates to market to you No We don’t share Who we are Who is providing this notice? EMG Acquisition Company of NV, LLC (dba Easy Money EMG), EMG Acquisition Company of DE, LLC (dba Easy Money EMG) What we do How does Easy Money EMG protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does Easy Money EMG collect my personal information? We collect your personal information, for example, when you apply for a loan or give us your income information provide employment information or give us your contact information or provide account information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. Easy Money EMG does not share with affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. Easy Money EMG does not share with nonaffiliates so they can market to you. Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance companies. Other important information California Residents: If you live in California, we will not share information for our joint marketing partners to market to you, except with your express consent or as otherwise permitted by law. When we extend credit, we provide a credit agreement and related disclosures that contain important information about the cost and terms of credit. This licensee cannot use the criminal process against a consumer to collect any deferred deposit transaction. For example, our credit agreement and related disclosures will disclose when payments are due, any fees due if a payment is late or returned to us unpaid by your financial institution, and the finance charges due for the extension of credit. Loans are not renewed automatically. Whether you have the option of renewing a loan can vary based on factors such as state law, our credit policies, and the type of credit you request. The fees we may assess and other conditions that apply if you ask to renew a loan will be described in the credit agreement and related disclosures. Click here for more details about our consumer loan products and where they are available. * Certain limitations apply. All loans subject to approval pursuant to Easy Money EMG underwriting criteria. Easy Money EMG does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity Services Inc and will reflect as such on your credit report. Due to state and verification requirements, not all applicants for on-line request may be eligible for on-line approval by Easy Money EMG. Some customers applying for Easy Money EMG loans may be required to submit additional documentation due to state law and qualification criteria. See your local store for more details and additional disclosures or visit the Products page for more details. ** Terms and conditions apply. In-store cash pickup not available in all states. Checks or alternative funding options are available and may be issued instead of cash. Loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to two business days. Terms and actual APR may vary based on various factors such as state, loan term, loan product type, additional fees and/or other underwriting considerations including credit qualification on certain products. Our efforts to collect past due accounts will be conducted in a professional and fair manner that complies with applicable law. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For additional information, please contact your nearest store location. Personal loans should be used only for unexpected financial needs, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. IN ACCORDANCE WITH LOUISIANA CHAPTER 2-A §3578.4.1., IF YOU CANNOT MAKE A PAYMENT WHEN DUE, YOU CAN ASK TO ENTER INTO AN EXTENDED PAYMENT PLAN ONCE IN A TWELVE-MONTH PERIOD, BUT THE REQUEST MUST BE MADE BEFORE PAYMENT IS DUE. REQUESTS MUST BE IN WRITING AND MAY BE MADE IN PERSON, BY EMAIL, OR FACSIMILE TO EMG ACQUISITION GROUP, LLC, 272 BENDIX RD, SUITE 500, VIRGINIA BEACH, VA 23452 OR ANY LOCAL EMG OFFICE. CALL OR FAX THEM AT 1-888-213-5744 OR EMAIL AT QUESTIONS@EASYMONEYNOW.COM. IF EMG ACQUISITION GROUP, LLC REFUSES TO ENTER INTO AN EXTENDED PAYMENT PLAN UPON YOUR REQUEST BEFORE THE DUE DATE, CONTACT THE OFFICE OF FINANCIAL INSTITUTION AT 1-888-525-9414. HOME LOANS LOCATIONS ABOUT US CONTACT FAQ ©2021 Easy Money EMG. Privacy Policy questions@easymoneynow.com