Advance America Apply Login Menu Apply Loans Rates & Terms Services Find a Store Money Tips About Us Home Loans Title Loans Title Loans Enter your state to find available loan options. Use My Location Enter your state Title Loan Overview How Title Loans Work Title Loan Rates & Terms What You Need To Apply For A Title Loan Car Title Loans Get the money you need while continuing to drive your vehicle. Title Loans from Advance America provide you with instant access to cash based on the appraised value of your vehicle. If you own your car and have the vehicle’s title, our competitive rates make it easy to get the money you need. No bank account required. Title Loan availability varies by state. The Advance America Title Loan advantage 23+ Years A 5-star customer experience has made us a leading provider of consumer financial services for millions of Americans since 1997 Read Customer Reviews 134+ million loans issued Our knowledgeable staff and personalized money solutions make getting cash as easy as can be. 1,200+ stores & online Whether down the street or right from your phone, the money you need is always within reach. See All Locations Apply Now How does a Car Title Loan work? A Title Loan lets you use your car to get the money you need. Title loans are based on the appraised value of your owned vehicle.* We provide a personal loan on the spot and place a lien on the vehicle’s title. You keep driving your car while you repay the loan. Getting one is easy: 1 Bring your car and car title to an Advance America store that offers Title Loans. 2 An employee will inspect your vehicle in minutes to estimate its value. 3 Agree to terms and scheduled payments. Return to repay loan on due date. Find a Store * Requirements vary by state. Why get a Title Loan? Here are some reasons why a Title Loan may be the right choice for you: Easy application Applying for an Advance America Title Loan is easy. Bring all necessary documents including your car title and government issued ID to an Advance America store location near you. Then, a store employee will appraise your vehicle to determine its value. Get funds quickly If approved for an Advance America Title Loan, you will get instant access to the funds you need. You can leave our store with cash in hand and can keep driving your vehicle as you repay the loan. Good credit not needed Advance America considers many factors in addition to credit score, so you don’t need a good credit score to get approved for a Title Loan. We approve borrowers with poor and fair credit. How much cash can I get with a Title Loan? The amount of money you can get with a Title Loan depends on what condition your vehicle is in and any state laws that apply. Keep in mind that your gross monthly income may also determine the Title Loan amount offered depending on your state. To see an estimated Title Loan amount you qualify for, click here to use our title loan estimator. Title Loan questions What is a Title Loan? If you own the title to your vehicle, a Title Loan allows you to borrow money based on its value. Your car is used as collateral for the loan so you can get the money you need immediately, and keep driving your car while you pay back your personal loan. Title Loans are ideal for individuals looking for a fast solution to short-term financial needs. Image Where does Advance America offer Title Loans? View More Questions Car Title Loan rates & terms The amount of money you can borrow with a Title Loan, as well as the associated rates and terms, varies by state. The Title Loan estimator tool below is for your convenience. It does not guarantee that you will be approved for a Title Loan or that your Title Loan amount will equal your estimate. Title Loan estimator Start here to find out how much money your car can get you*. What year is your car? Select year 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 Reset *This estimate is for your convenience. It does not guarantee that you will be approved for a Title Loan or that your Title Loan amount will equal your estimate. How to apply for a Title Loan? To apply for a car Title Loan, please bring the following items to an Advance America location near you: Government issued ID Vehicle and Title Proof of Residence (Utility Bill) Proof of income, vehicle registration and insurance may be required in some states Learn more about what is needed in your state. Learn More Proudly serving our customers 100,000+ reviews on Google Excellent 58,214 reviews on Advance America Title Loan customer reviews Great people to work with. Makes me feel comfortable with the people that I have to deal with. — Title Loan customer, 11/23/2021 Read More Reviews Find a Store Title Loan Payment Questions When will my Title Loan be due? Most title loans are paid monthly, with differing terms by state. Can I refinance my Title Loan? View More Questions Find a Store More About Title Loans How do Title Loans work? How to apply for a title loan Emergency Loans: Get Cash Quick How fast can you get a car title loan? Can I Get a Title Loan on a Salvage Car? Can I Get a Loan Using My Car as Collateral? Find a Title Loan store nearby No matter where you are, the money you need is never far. Find a Store Let’s keep in touch Sign up for news, updates and exclusive offers from Advance America. Email Select your state Select your state Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Footer Primary FAQs Contact Us Customer Reviews News Careers Videos Footer Secondary Privacy & Terms Cookies & Targeted Advertising Security Information Site Accessibility Site Map Connect with us Facebook Instagram YouTube Pinterest INFiN © 2021 AARC, LLC. All Rights Reserved. Certain limitations apply. Subject to approval. See your local store for more details and additional disclosures. Checks or money orders may be issued instead of cash. Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Licensed by the Delaware State Bank Commissioner to engage in business in Delaware. Delaware Licensed Lender License #s: 6996; 4472; 9644; 4474; 8061; 6971; 7092; 8052; 6076; 7400; 4473; 7556; 010431 and 012075. Rhode Island Licensed Check Casher. In Ohio, loans offered by Advance America Cash Advance Centers of Ohio, Inc., Lic.# ST. 760166.000, main office located at 135 N. Church St., Spartanburg, SC 29306. In Texas, loans arranged with an unaffiliated third-party lender by ACSO of Texas, LP. d/b/a Advance America, a registered credit services organization (“CSO”), and subject to lender's approval. *Advance America makes title loan referrals to LoanCenter at no cost to you and does not qualify you for a loan. Loans made by First Electronic Bank, member FDIC, or Wilshire Commercial Capital, LLC. Not available in all states. Loans subject to lender’s approval. In California, loans are made pursuant to a Department of Business Oversight California Finance Lenders License, with a minimum loan amount of $2,510. Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.