RatesContact UsLocations Personal Business Resources About Join Login BUSINESS RATES SHARE SAVINGS Business Savings Account Rates Type Interest Rate APY* Share Savings (for balances on $5.00 or more) 0.01% 0.01% Health Savings (HSA) 0.25% 0.25% Rates accurate as of Dec 02, 2021 *APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA. LEARN MORE MONEY MARKET Business Momentum Money Market Rates Amount Interest Rate APY* $2,500.00 - $9,999.99 0.050% 0.05% $10,000.00 - $24,999.99 0.100% 0.10% $25,000.00 - $49,999.99 0.100% 0.10% $50,000.00 - $99,999.99 0.200% 0.20% $100,000.00 - $249,999.99 0.250% 0.25% $250,000.00 - $1,000,000.00 0.300% 0.30% Rates accurate as of Dec 02, 2021 *APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA. LEARN MORE CERTIFICATES OF DEPOSIT Share, Traditional IRA, Roth IRA, HSA^ & Coverdell Education Savings Account Certificate Rates Term Interest Rate APY* 3 months1 0.10% 0.10% 6 months1 0.10% 0.10% 9 months1 0.20% 0.20% 12 months1 0.250% 0.25% 18 months1 0.300% 0.30% 24 months1 0.449% 0.45% 30 months1 0.499% 0.50% 36 months1 0.598% 0.60% 48 months1 0.698% 0.70% 60 months1 0.797% 0.80% 12 month Add-On2^ 0.349% 0.35% Rates accurate as of Dec 02, 2021 All youth under the age of 18 will receive an additional 0.25% APY to the stated rates unless otherwise noted. A penalty fee may be imposed if you withdrawal funds prior to the maturity date. 1 Rate Protector allows a one time rate adjustment for 3-36 month term CDs and a two time rate adjustment for 37-60 month term CDs with no penalties or fees. 2^ 12 month add-on not eligible for additional 0.25% APY youth rate bump or rate protector adjustment. 12-month add-on CD not eligible for IRA CD's. HSA CD only available on the 12-month add-on CD rate and term. Contact a member service representative to open an HSA CD. *APY = Annual Percentage Yield. ** Minimum (1) direct deposit or active checking (8+ debit card transactions) per month is required to receive above stated rates. Rate Protector and Youth 0.25% APY rate bump are valid on CD Specials. LEARN MORE BUSINESS CHECKING Business Advantage Checking Account Rates Amount Interest Rate APY* $2,500.00 - $9,999.99 0.050% 0.05% $10,000.00 - $24,999.99 0.100% 0.10% $25,000.00 - $49,999.99 0.150% 0.15% $50,000.00 - $99,999.99 0.200% 0.20% $100,000.00 - $249,999.99 0.250% 0.25% $250,000.00 + 0.300% 0.30% Rates accurate as of Dec 02, 2021 *APY = Annual Percentage Yield. $25 minimum opening deposit required. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA. Accelerate Business Checking Account Rates Amount Interest Rate APY* $0.01 - $100,000.00 1.00% 1.00% Rates accurate as of Dec 02, 2021 *APY = Annual Percentage Yield. $25 minimum opening deposit required. 1.00% APY earned on balances of up to $100,000.00. Requires e-Statements, minimum of five incoming or outgoing ACH transactions and minimum one monthly online banking login per month to earn 1.00% APY. If any of the monthly requirements are failed to be met, monthly interest for that period will not be accrued. One account per business member. Fees may reduce earnings. Annual Percentage Yield (APY) as of 12/1/2020; Rate is variable and may change after account is opened. Insured By NCUA. LEARN MORE BUSINESS LOAN RATES To grow your business, sometimes you need a little help. Expanding your office, or adding a new location? We can help with that. Buying new equipment? We can help with that too. Whatever your situation, we have a lending solution to meet your needs. We invite you to learn a little more about the business lending solutions we offer and then reach out to one of our business experts to get started. LEARN MORE CONTACT AN EXPERT Chat Routing Number: 272484852 Careers Privacy & Security Disclosures NMLS Copyright© 2021 Honor Credit Union Insured by NCUA. Equal Housing Opportunity. We do business in accordance with the Fair Housing Act. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800.442.2800 for assistance. All products and services available on this website are available at all Honor Credit Union full-service locations.