Search: Search Careers Contact Us Locations & Hours Make an Appointment Online Banking Login WHY FIRST FLORIDA? Membership Application Contact Us Enriching members’ lives is our first priority. First Florida is dedicated to creating a meaningful banking experience by providing educational resources, empowering smart financial decisions, and offering financial solutions to help members thrive. The difference in banking with First Florida is in everything we do. Quality Service Guaranteed Our products and services remain competitive, and our customer service is consistently rated number one. You can count on a superior member experience with every interaction whether online, in-person, or by phone. Fast Loan Approvals Our quick application process fast-tracks financing for homes, vehicles, boats and RVs, credit cards, a Home Equity Line of Credit, and personal loans. First Florida’s streamlined process delivers funding fast when you need it and with lower finance rates than most banks. Convenient Digital Banking Banking from anywhere anytime is easy with our mobile banking app featuring e-Deposits, card controls, and on-the-spot transfers. Statewide Branches Unlike most credit unions centralized to one area, we have branches throughout Florida in major metropolitan cities. Access Everywhere First Florida participates in a Shared Branching network which provides credit unions with the reach of large banks. This means you can conduct your First Florida transactions at any of the participating 5,500 branches nationwide, so you always have access to your money wherever you go. Surcharge-free ATMs Our members save on ATM transactions by having access to a network of over 80,000 surcharge-free ATMs nationwide, many of which are in convenient locations such as Walgreens, CVS, Publix, and more. A large network of deposit-taking ATMs is also available to members anytime, surcharge-free. Free Financial Resources Making smart financial decisions starts with leveraging your financial resources. First Florida members always have access to free financial webinars, financial calculators, articles, and product tutorials, so you get the most out of your membership. Better Banking for Your Business Why pay extra fees and higher rates to banks? First Florida provides simplified checking solutions for everyday operations, along with diverse options that help business owners cover expenses and fund business expansion. A Distinct Difference Between a Credit Union and a Bank As a not-for-profit, member-owned cooperative, First Florida Credit Union’s primary focus is to serve the financial needs of its members. Because First Florida does not have stockholders, our initiatives always put people before profits. Unlike banks, earnings are returned to members in the form of lower loan rates and fees, higher earnings on deposits, and free valuable financial resources that help members thrive. Also, unlike banks, First Florida is governed in a democratic way, led by a volunteer board of directors who are also members. Learn More About First Florida Read about Our History Learn more about Our Vision & Promise Find out how you can earn cash rewards through our Member Referral Program Begin Benefiting Today Join Now Let Us Know How We Can Help Visit one of our 18 branches today. Call us at (800) 766-4328, ext. 1 [in Jacksonville (904) 359-6800, ext. 1] Make an Appointment RELATED PAGES Membership Eligibility Deposit Rates Make an Appointment Disclosures Privacy Notice Online Privacy Statement Fee Schedule Website Accessibility FAQs Sitemap PO Box 43310 - Jacksonville, Florida 32203-3310 | (800) 766-4328, EXT. 1 | Routing # 263079014 Manage Cookie Preferences Copyright 2021 First Florida Credit Union Federally insured by NCUA.