Contact Us Locations/ATMs Rates Español Go to main content LOGIN Deposit Rates Savings/Club Accounts/IRA (Traditional & Roth) Share Type Rate APY Regular Shares3 0.05% 0.05% Youth Shares 0.05% 0.05% Club Accounts 0.05% 0.05% IRAs2 0.40% 0.40% Dividends are paid quarterly and calculated on average daily balance. If you close your account before dividends are paid, you will not receive the accrued dividends. Rates are effective as of July 1, 2020, and are subject to change at any time without notice. 2 Minimum opening balance of $1.00. 3 Minimum $5.00 balance required. Share Certificates Term of Certificate Rate APY Minimum 6 Months 0.15% 0.15% $1,000.00 6 Month Youth CD 0.15% 0.15% $250.00 9 Months 0.20% 0.20% $1,000.00 9 Months Jumbo 0.20% 0.20% $5,000.00 9 Months Super Jumbo 0.20% 0.20% $25,000.00 12 Months 0.30% 0.30% $1,000.00 18 Months 0.40% 0.40% $1,000.00 24 Months 0.40% 0.40% $1,000.00 36 Months 0.50% 0.50% $1,000.00 60 Months 0.75% 0.75% $1,000.00 Dividends are paid quarterly and calculated on average daily balance. Rates are effective as of August 24, 2020, and are subject to change at any time without notice. REQUEST INFO Go to main navigation Related Links Shared Branching Mobile Banking Mobile Deposit Locations/ATMs Mobile Deposit Tap. Snap. Deposit. It’s that easy to make a deposit with your smart phone. LEARN MORE about Mobile Deposit and how to download our Mobile App. E-Statememts Get your Credit Union statements delivered directly to your inbox. Safer and fast than paper statements, and better for the environment. SIGN UP FOR E-STATEMENTS TODAY. Disclosures Member Forms Privacy & Security Lost or Stolen Cards Accessibility Statement Newsletter Site Map Contact Us Address: 2190 NW 72 Avenue, Miami, FL 33122 Toll Free: 800.782.3630 Phone: 305.592.7733 Routing #: 266080440 NMLS ID #: 472332 Your accounts are federally insured to at least $250,000 by the National Credit Union Administration (NCUA) a federal agency backed by the full faith and credit of the United States Government. © 2021 MPS Credit Union. All rights reserved. Print Page