File a Claim Get a Quote Login Coverage that fits for your motorcycle and recreational vehicle ATV Motorcycle Snowmobile Retrieve your quote Motorcycle, ATV, Snowmobile, RV, and Motorhome Insurance Select the type of insurance you’re looking for Motorcycle ATV Snowmobile Motor Home Are you looking for motorcycle insurance coverage in Canada? From coast to coast, Canada offers a beautiful and diverse variety of landscapes to explore. Whether it’s a short commute to work in Toronto or driving through the stunning Canadian Rockies out west, a motorcycle is a great way to get around and experience the outdoor world. Before you head out on the road, it’s important to know and understand the different types of insurance available to you and then customize them for your unique needs and protection. Get a quote What type of motorcycle insurance do you need? Mandatory motorcycle insurance coverage differs from one province to another in Canada, similar to car insurance. That means you’ll need to do some research or speak to an advisor to understand what is legally required. It’s important to get the mandatory protection that covers your make and model of motorcycle. As a guideline, here is what would typically be covered: Third-Party Liability: Provides extra coverage in cases of injury and damage to others and their property resulting from a vehicle accident. Direct Compensation: Damages to your motorcycle are covered to the extent which you’re not at fault. Uninsured Automobile: Medical costs and damage are covered if an uninsured rider is at fault. Accident Benefits: Provides coverage for you and your family if you are injured or killed in an automobile accident. Choose one of these options for enhanced protection for your motorcycle. Collision or Upset Coverage: Damage to your motorcycle caused by a traffic collision with another vehicle or object. Comprehensive Coverage: All other insured damage caused to your motorcycle (except collision or upset). All Perils Coverage: The broadest level of coverage - combines Collision or Upset and Comprehensive coverage along with increased theft protection. Specified Perils Coverage: Protects your motorcycle from certain risk such as losses caused by fire, floods, hail or theft. Can you upgrade your motorcycle insurance? There are special coverage add-ons for motorcycle insurance that you can customize to suit your needs. These add-ons will increase your premium but will also offer you the best possible coverage in case you make a claim. The best way to find the right insurance that fits your needs is to speak with an advisor or get an online quote. Here are some options offered: Accident Forgiveness With Accident Forgiveness, your vehicle insurance rates won't go up as a result of an at fault or partially at fault accident.* Removing Depreciation Deduction In the event of a total loss, you'll typically get the purchase price of your vehicle as your settlement value1. Ways you can save Get more value for your money by taking advantage of these discounts! More ways to save on Motorcycle insurance Insure home & motorcycle/RV with us Insure multiple motorcycles in one household Have an approved anti-theft system installed Insure another Vehicle with us Learn more about Motorcycle & RV insurance Start saving on your motorcycle insurance today Get a Quote Featured Articles Motorcycle Insurance Discounts & Savings Get more value for your money by taking advantage of these discounts and savings. RV Insurance Discounts & Savings Get more value for your money by taking advantage of these discounts and savings. ATV Insurance Discounts & Savings Get more value for your money by taking advantage of these discounts and savings. Learn more about Motorcycle & RV insurance Legal Have a question? Find answers here Ask Us Popular Questions Need tips and advice?Visit the Learning Centre Connect with TD Insurance Facebook Twitter YouTube Privacy and Security Legal Accessibility About Us Careers Ad Choices & Personalization