It's Me 247 Login▸ Loans Products Services Rates Info Quick Links Current Loan Rates The chart below is used to provide a brief summary of loan rates. Rates for these products are “as low as” stated. Rates are determined by an evaluation of applicant credit. Your rate may vary from the rate shown. All rates and terms are subject to change without notice. For complete details on any loan product, contact the Credit Union in person or by phone. To calculate loan payments, use this Loan Calculator. If you have been denied credit at the Credit Union in the last 6 months there is a Loan Application fee of $25.00. Apply Online APR = Annual Percentage Rate Loan Types / Maximum Term Loan Type / Maximum Term APR New Vehicle - fixed rate 36 Months 2.29% 48 Months 2.49% 60 Months 2.69% 72 Months 2.89% Maximum loan amount: $75,000 (includes motorcycles, boats, & RV's) _________________ _________________ Used Vehicle - fixed rate 36 Months* 2.59% 48 Months** 2.79% 60 Months*** 2.99% 72 Months**** 3.19% Maximum loan amount: $50,000 (includes motorcycles, boats, & RV's) *Year of Vehicle: 2020, 2019, 2018, 2017, 2016, 2015, 2014 - Max Mileage 84k **Year of Vehicle: 2020, 2019, 2018, 2017, 2016, 2015- Max Mileage 72k ***Year of Vehicle: 2020, 2019, 2018, 2017, 2016- Max Mileage 60k ****Year of Vehicle: 2020, 2019, 2018, 2017- Max Mileage 48k _________________ _________________ Personal Loans - fixed rate 1-60 Months 8.75% Minimum Loan Amount: $500 Maximum Loan Amount: $15,000 May require co-signer/maker _________________ _________________ Share Secured Loan - fixed rate Highest Share Rate: +3.00% 3.25% _________________ _________________ Share Certificate Secured Loan - fixed rate CD Rate + 3.00% n/a _________________ _________________ Overdraft LOC - variable rate "Based On Index" Prime + 5.50% 10.50% Minimum Loan Amount: $500 Maximum Loan Amount: $15,000 Minimum Payment is 2.5% per month of the outstanding principal balance or $50, whichever is greater. _________________ _________________ Standard Mastercard® 11.90% _________________ _________________ Platinum Mastercard® 7.90% Apply Online Return to Top Notes: Maximum unsecured loan to one person is $25,000 including unused credit limits. View Our Funds Availability Schedule ATM Locator Search for no-surcharge ATMS Shared Branch Locator Search for shared branches Form 1099-INT Instructions Current Newsletter View our Fall Newsletter! PDF 2021 Closings New Year’s Day: – Friday, January 1 Martin Luther King Jr Day: -Monday, January 18 President’s Day: – Monday, February 15 Memorial Day: -Monday, May 31 Independence Day (Observed): – Monday, July 5 Labor Day: – Monday, September 6 Columbus Day: – Monday, October 11 Veterans Day: – Thursday, November 11 Thanksgiving Day: – Thursday, November 25 Christmas Eve: -Friday, December 24 Site Search Can't find what you want? Check out our site map page. © 2021 Greater Metro Federal Credit Union Routing Transit Number: 221475605 Privacy Policy Send Us An Email Long Island City Branch 31-10 37th Avenue Suite 403 Long Island City, NY 11101 Hours: Mon - Fri 8:30 am to 4:00 pm VA Hospital Branch 423 East 23rd Street 2nd Floor New York, NY 10010 Hours: Mon - Fri 9:15am to 4:15pm Closed for lunch 12:00 pm to 1:00pm Equal Housing Opportunity Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.