OPEN NOW 60 Month CD 1 .20 % APY* Certificates of Deposit (CDs) – Great Rates & Exceptional Service Our Certificates of Deposit offer guaranteed yields and the safety of FDIC insurance. We offer Certificates of Deposit in a broad range of maturities from short term CDs to long term CDs and everything in between, each designed with a particular goal in mind. When you open a Certificate of Deposit, you know exactly what return you will get and when you’ll get it because the high yield rate is locked in and guaranteed from the day you open the account until the day it matures. FDIC insured up to $250,000. For as little as $1,000, you can open a CD online today! IRA Certificates of Deposit can only be opened by visiting one of our branch locations. Select a region below to see all of the great rates available in your area. East Lansing | Grand Rapids | Traverse City | National Questions? Please visit our Frequently Asked Questions page for additional information. You can also stop by or call one of our branches today and we would be happy to assist you. * Interest rates and Annual Percentage Yields (APY) are accurate as of 09/27/2021 and are subject to change without notice. Fees could reduce earnings on the account. A withdrawal will reduce earnings. The APY on all certificates assumes that principal and interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. $1,000 minimum balance to obtain the APY. To open an IRA Certificate of Deposit, please visit one of our 3 branch locations. CONTACT US Routing Number: 072412435 Privacy Policy | GLBA Privacy Notice | Do Not Sell My Information | Contact ©2020 First National Bank of America, Member FDIC, Equal Housing Lender NMLS#413209 UP DOWN

Individual Retirement Account (IRA) First National Bank of America offers both Traditional and Roth IRAs! Rollover your 401k or IRA High IRA rates – Same as our CDs (IRA CDs may only be opened in person by visiting one of our branch locations) FDIC insured up to $250,000 To open an Individual Retirement Account (IRA) please contact one of our branches. Select a region below to see the great rates available in your area. East Lansing | Grand Rapids | Traverse City | National Routing Number: 072412435 Privacy Policy | GLBA Privacy Notice | Do Not Sell My Information | Contact ©2020 First National Bank of America, Member FDIC, Equal Housing Lender NMLS#413209 UP DOWN