Skip to Account Sign In Skip to Site Menu Skip to Footer Menu 5 Steps to Financial Aid STEP 1. LOOK FOR "FREE" MONEY FIRST. STEP 2. KNOW YOUR SPECIFIC DEADLINES. STEP 3. FILL OUT THE FAFSA®. STEP 4. COMPARE SCHOOLS' FINANCIAL AID OFFERS CAREFULLY. STEP 5. BE SURE YOU HAVE THE MONEY YOU NEED. Grants PA State Grant Program Loans PA Forward Funding Opportunities PA Student Loan Relief for Nurses Program Other Educational Aid PA State Work-Study Program PA Targeted Industry Program Aid for Military & PA National Guard Loan Forgiveness PA Ready to Succeed Scholarship Program College Planning EducationPlanner College Fairs 5 Steps to Financial Aid PA Student Aid Guide FAFSA Parents & Students Resources Tools Account Access (AES) Online Ordering MySmartBorrowing Student Loan Notification Tool Financial Aid Resources PA Forward Student Loan Program Toolkit Partner Access K-12 Counselors Schools Resources & Training PA State Work-Study Program PHEAA Federal Work-Study Programs PA Institutional Assistance Grants Program PA Targeted Industry Program Program Review Process PA Ready to Succeed Scholarship Program Community Partners Company Information About Us Doing Business with PHEAA PennWATCH Act Board Members Executive Team Careers Investor Information Reports & Statistical Studies Press Releases Contact Us Site Map Online Services Terms of Use Privacy Policy Right to Know Office of Consumer Advocacy © Pennsylvania Higher Education Assistance Agency, 2018-2021. (NMLS# 1619466 NMLS Consumer Access). PHEAA conducts its student loan servicing operations commercially as American Education Services and for federally-owned loans as FedLoan Servicing.