Home Loans Locations Careers About Blog Contact Login Get Cash Now Delaware Online Loans: Advance Financial Line of Credit Line of credit loans for when you need cash fast. Login Get Cash Now How Does a Delaware Online Line of Credit Work? Simple Process Apply in minutes with our quick online application Quick Approvals Submit application and get approved Instant Funding* Money credited into debit card or bank account – instantly. *Bank participation required If you live in Delaware and need cash fast, we’re here to help. Get an online Line of Credit Loan from Advance Financial. From utility bills to unexpected medical bills, use the money any way you need. We offer an unsecured open line of credit up to $4,000 in Delaware and unlike a title loan, there’s no need to use your car title. You don’t even have to have a high credit score. Get cash fast and pay back at your own pace. Our flexible repayment options put you in control. You can pay back all at once with no prepayment penalty or pay in flexible monthly payments. Apply now and get approved in minutes! Flexible Loans That Fit Your Ongoing Needs Flexible Payments Fixed Rate Access Your Cash Anywhere Line of Credit Loan FAQs – Delaware What is an online line of credit loan? It is an unsecured open line of credit and comes with credit limits. You will only be charged with interest and fees only for the amount you withdraw. What do I need to get an online line of credit in Delaware? Photo ID Proof of income How does a line of credit compare to an installment loan? A line of credit is an open-ended extension of credit. You will be approved for a credit limit and you can borrow money up to the maximum limit. In the case of an installment loan, you are approved for a lump sum amount and it must be paid back in equal payments spread out over several months. Line of credit vs. credit card cash advance A personal line of credit and a credit card are both unsecured revolving credit products. A personal line of credit may have a higher annual percentage rate (APR) than a cash advance on a credit card, but you may be able to borrow a larger amount on a line of credit Loan Rates & Terms Line of Credit Rates and Terms in Delaware Advance Financial loan agreements are governed by the applicable laws of the State of Delaware. Maximum Amount The maximum Line of Credit amount at Advance Financial is $4,000. You can pay back your Line of Credit anytime and you only pay interest for the amount of time you keep the money. How much can I receive on a Line of Credit? A withdrawal from your Line of Credit is called a Cash Advance. Cash Advances can be requested from $50 up to your available Credit Limit. How much does it cost? Delaware Interest Rates and Interest Charges APR* for Cash Advances 450% Paying Interest You will be charged periodic interest from the date of each transaction * Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate. This is the maximum rate we charge. Some borrowers may qualify for lower rates. Fees Annual Fee None Transaction Fees Cash Advance 10% of the requested amount or $50.00, whichever is lower Late Payment Fee 5% past due installment Returned Payment Fee $20.00 Get Cash Now Licenses Disclaimers Select Your State ALABAMA DELAWARE IDAHO KANSAS MISSISSIPPI MISSOURI NORTH DAKOTA SOUTH CAROLINA TENNESSEE TEXAS UTAH VIRGINIA WISCONSIN Alabama Advance Financial offers an online Line of Credit Loan from $2,000 up to $4,000 in Alabama for life’s unexpected expenses. Alabama is known as the Heart of Dixie and is home to the largest space museum in the world in Huntsville: the U.S. Space & Rocket Center. Line of Credit Loan 98% of our customers give us a 4+ star rating Trustpilot LEGAL Privacy Policy Communications Policy Mobile App Policy Terms of Use SERVICES Tennessee Line of Credit Loan Texas Installment Loan South Carolina Line of Credit Loan Wisconsin Installment Loan Tennessee Check Cashing Tennessee Free Money Orders HELP FAQ FLEX Loan Benefits Loan Products Contact Us FOLLOW US Advance Financial, 100 Oceanside Drive, Nashville, TN 37204, 615-341-5900