Insurance Banking Investing Retirement Advice Membership Log On RETIREMENT INCOME USAA Life Insurance Company (USAA Life Insurance Company of New York) Protect your income in retirement. Start planning now to help protect the life you've worked so hard for. Call a USAA Retirement Income Specialist at 800-531-3392. Balancing Your Retirement Income Figure provided for example. Balanced retirement income plans depend on your personal finances. Protected Income Investment Portfolio See note See note a Protection See note a For investments solutions, you can work with our strategic providers, Schwab and Victory Capital. Live comfortably in retirement. When you stop working, you want to continue living the same life you lived before. Protecting your retirement income with a balanced plan can help reduce market risk and put you on a path to reaching your retirement goals. Whether you're just starting to save or already living in retirement, now is a good time to start planning for your future life in retirement. We can work with you to create a plan, so your standard of living remains the same when you retire. Call a USAA Retirement Income Specialist at 800-531-3392. Plan for retirement income with an annuity. Hear how our members built their retirement income strategy. Play Video USAA Members share their stories (Opens Pop-up Layer) Spend the way you want during retirement. Hear from other retirees on how income annuities help give them the freedom to spend in retirement. Read Transcript Play Video A Paycheck for Life (Opens Pop-up Layer) Do you have a retirement income plan? Now that you're retired, you may have questions on how to make your income last. See how... Read Transcript Learn More About Annuities Keep your retirement goals in sight. As you look toward the future, think about the income you'll need to support your retirement lifestyle. Here are some things to consider when creating a plan for your future: Planning in Retirement Risks in Retirement Consider Cost of Living The rising costs of basic necessities can impact your spending in retirement. Create a Budget A budget that includes your income sources and expenses can help give an overall view of how long your savings may last. Find Money Gaps There may be additional ways for you to generate a new stream of income that you may not have thought of. Cover Daily Expenses Guaranteed sources of income like Social Security, pensions and annuities can help cover your everyday basic needs. Take our quick retirement quiz. Answer five questions about how things are going now and how you want them to go in the future. This will help us understand your retirement mindset. All it takes is about five minutes. Get Started Prepare for your retirement income strategy. In our free e-book, you'll learn about immediate annuities and how they've helped other members achieve financial freedom. With a few questions, a retirement income specialist can help calculate your retirement income needs. If you find gaps, they'll explain how an immediate annuity could help. Use our worksheet to understand your ideal life in retirement, risks and questions you should ask your specialist. This will help you prepare for a productive conversation about your needs. Call a USAA Retirement Income Specialist at 800-531-3392. Get support along your retirement journey. Preparing for Retirement Living in Retirement Your decisions today can impact the retirement life you want later. Keep your long-term financial goals a reality and consider these options to help you achieve them: Deferred Annuities Deferred annuities are long-term retirement savings that grow tax-deferred over time. When you're ready to retire, you can choose a lump sum withdrawal or payments. Learn More About Deferred Annuities Individual Retirement Accounts (IRAs) An IRA is specifically for retirement and offers potential tax advantages. Whether you choose a traditional or Roth IRA, you can invest in a wide range of options to help your money grow faster. Learn More About IRAs Life Insurance Life Insurance can help give your family peace of mind when they need it the most. It can be used to replace your income, cover burial expenses, pay off debt or leave a legacy. Most importantly, it can provide security for your family's financial future. Learn More About Life Insurance Get tips and resources on how to plan your freedom in retirement. What's an income annuity? 2 min read And more importantly, do I need one? Read More About what is an income annuity How long will my savings last? 3 min read Generally, when people are asked how they want to live in retirement, they answer with two desires: to maintain their existing quality of life, and to avoid... Read More About how long your savings will last Ready to start planning for the life you want in retirement? Call a USAA Retirement Income Specialist at 800-531-3392. Go to Annuities About Perks Community Careers Accessibility Security Contact Mobile App PrivacySite MapSite Terms Copyright © 2021 USAA Note 1 Guarantees apply to certain insurance and annuity products and are subject to product terms, exclusions and limitations and the insurer's claims-paying ability and financial strength. An annuity is a long-term insurance contract sold by an insurance company designed to provide an income, usually after retirement, that cannot be outlived. There are fees, expenses and surrender charges that may apply. Annuities are generally suitable for long-term investing, particularly retirement savings. Members were compensated for their participation. Life insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products. Membership eligibility and product restrictions apply and are subject to change. USAA Investment Services Company (ISCO), a registered broker-dealer and a registered investment adviser, provides referral and marketing services on behalf of Charles Schwab & Co., Inc. (Schwab), a dually registered investment adviser and broker-dealer, and Victory Capital Services, Inc. (VCS), a registered broker-dealer. Schwab and VCS compensate ISCO for these services. 271364-0821 1929089 Cookie Consent dialog We use cookies and related technologies see footnote 1 to help enhance your experience on our site and optimize its performance. 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