Invest Cash Borrow Blog LOG IN GET STARTED PLANNING OVERVIEW This is financial planning, redefined. Easy, on demand, and absolutely free. Driven by the power of technology, our free planning experience helps you explore what’s possible and provides guidance to optimize your finances. No phone calls required. What’s on your mind? Explore the life you want to live. It’s never been easier. HOMEOWNERSHIP EARLY RETIREMENT TIME OFF FOR TRAVEL COLLEGE HOMEOWNERSHIP Can I buy a home in this city? Based on your actual finances, we’ll calculate a home budget that reflects the mortgage you’ll realistically qualify for while factoring in the all-in costs of homeownership. We’ll help you explore which neighborhoods are in your price range and our Redfin integration allows us to automatically update your plan with the real estate market. LEARN MORE OUR ADVICE ENGINE Financial expertise in your pocket. The traditional industry wants you to believe you need a “licensed expert” to make good decisions. We disagree. Meet Path — built by our team of PhDs, it’s the advice engine that powers all the personalized insights and advice we provide for free, without ever needing you to make a phone call. WHAT WE DO (SO YOU DON'T HAVE TO) 01 Project net worth over time After you link your financial accounts, Path projects what you’ll have over time, making necessary calculations to account for a range of scenarios. Your future net worth, considering investment returns and inflation Impact of various income growth scenarios on your finances Your current savings and spendings per month Impact of various Social Security scenarios on your retirement Tax implication of withdrawals by account type 02 Incorporate the essential data 03 Reflect your all-in costs Better understand the trade-offs One decision will impact another – buying a house may impact your plans to retire early. We’ll show you the entire picture so you can make the choices that are right for you. Things are bound to change. We embrace that fact. Today, you may want a house in Los Angeles in 3 years. But tomorrow, you may get an irresistible job offer in Barcelona. Whether your finances or lifestyle change, we’ll automatically reflect the latest. .Line{strokeWidth:0.5px;opacity:0.25}text{textRendering: optimizeSpeed} Today Age 81 $441,182 Net worth today $6.2M Net worth at retirement goal-retirement-sm goal-home-sm On track to spend $4,200/month with $1M left to spare Retire at 59 COMFORTABLE Meet your future with confidence. After understanding your finances, habits, and aspirations, we’ll provide the recommendations and strategies tailored to your specific needs. Smart Advice Where to save: $500 /month in Wealthfront Account Currently $450/month $1,300 /month in Work 401(k) Currently $650/month $300 /month in Chase Checking Currently $1,000/month $400 /month in Chase Checking Currently $1,000/month COMFORTABLE COMFORTABLE MANAGEABLE Retire at age 59 Purchase a 2BR in Austin, TX Time Off Traveling goal-timeoff-sm goal-retirement-sm goal-home-sm My planned savings $2,100/mo Learn how much you should be saving. We’ll tell you how much to save per month to be on track to meet your goals. We’ll recommend the right accounts. Certain account types are better suited for certain goals. We’ll open the optimal accounts and recommend how much to deposit in each. Meet future needs with the right investment strategy. We use software to better execute time-tested investment strategies. Learn More Cover the short-term without compromising the future. Get access to cash quickly and easily without selling your investments by borrowing at a low rate with Portfolio Line of Credit. Learn More A “planning” experience like no other. Wondering why you can’t do all of this with a spreadsheet? Still think you need an expert to do this type of work? Let us change your mind. How much does it cost? Our planning experience is absolutely free. You don’t even have to invest with us to get access to it. Will I get pestered with calls? Nope - no pressure, no judgment, no follow-ups from a salesperson. How long will it take me? Less than 10 minutes. Why should I need to link my accounts? Linking to your financial accounts is how we get to know you and your finances. It helps us project your net worth over time and deliver the relevant insights and advice. Learn more How often does it update? Fortunately for us, software doesn’t take holidays. By linking to your financial accounts, our planning experience gives you a pulse on your finances 24 hours a day, 365 days a year. Will you only recommend Wealthfront accounts? No – we will make saving and investing recommendations that are in your best interest, such as maxing out your employer 401(k) first or keeping more in cash for upcoming, short-term goals. What if I have nothing to plan for? C’est la vie. It never hurts to explore your options, who knows what you could do? If you’re dead-set on living in the moment, you’ll still have an aggregated view of your finances. Careers Legal Methodology Help Center Blog Planning Retirement Homeownership College Back to top Wealthfront Software LLC (“Wealthfront”) offers Path, a software-based advice engine that delivers financial planning tools to help users achieve better outcomes. All information provided by Wealthfront’s financial planning tool is for illustrative purposes only and you should not rely on such information as the primary basis of your investment, financial, or tax planning decisions. Wealthfront relies on information from various sources believed to be reliable, including users and third parties, but cannot guarantee the accuracy and completeness of that information. No representations, warranties or guarantees are made as to the accuracy of any estimates or calculations provided by the financial tool. Nothing in this material should be construed as investment or tax advice, or a solicitation or offer, or recommendation, to buy or sell any financial product or securities. By using this website, you understand the information being presented is provided for informational purposes only and agree to our Terms of Use and Privacy Policy. 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