Submit About usContact usLocations and ATMs Enter search term here.... Bank Borrow Discover Join Login Leaf piles, pumpkin patches and good company What kind of memories will you make? Leave the home loan paperwork to us so you can spend more time on the things that matter, like spending fall nights outside by the fire pit. Home loan rates are still really low so get moving today! Explore your home loan options We're here to make your life better. How can we help today? Home Loans Personal Banking Auto, RV and Motor Sport Loans Commercial Real Estate Loans Make a loan payment A better way to bank and borrow Life is busy and unpredictable. At Solarity, we are on a mission to find better ways to meet your financial needs so you can spend less time banking and more time doing the things you love with the people you love. Technology that allows you to bank on your time at your own pace Loans that fit a variety of budgets and lifestyles Smart ATMs in our branches to help you get in and out faster Helpful team members who enjoy partnering with you on your financial journey Today's featured rates Rates accurate as of November 26, 2021 Home Loan APR AS LOW AS* 2.88% Express Refinance APR AS LOW AS* 2.75% Home Equity APR AS LOW AS* 4.25% RV Loan APR AS LOW AS* 3.73% View all rates Full-service banking with people you trust Becoming a member is easy. Open a savings account, deposit $5 and voila! You're now entitled to great benefits including: Easy online account opening Simple, secure mobile banking ATMs everywhere you need them Open an account online Introducing the no-closing-costs home loan With no lender fees, reduced appraisal requirements and loan closings that are 50% faster than the national average,** the Express Refinance may put you on the fast track to paying off your home sooner than you ever thought possible. You can save tens of thousands in interest between now and that glorious day when you make your final home loan payment! No Closing Costs Express Refinance Rates accurate as of November 26, 2021 RATE 2.75% APR AS LOW AS* 2.75% TERM 15-year fixed SAMPLE PAYMENT $1,696.55 Start your application See more details Get more from your membership Home Loans Upsize, downsize, first-time buyer or refinance....we have home loans to fit nearly every budget and lifestyle. Explore home loan options RVs, boats and more Work hard, play hard! When adventure calls, we'll help finance the fun with loans for all your recreational needs. Let the fun begin Commercial Real Estate We take the time to build a true financial partnership that propels your real estate business. See the Solarity difference Helpful articles and information Solarity and YWCA Partner Up for the Holidays This holiday season, Solarity will be collecting toys on behalf of the YWCA that will be distributed to the children they support. Read more Protecting your money: how to identify fraud Do you know the four common tactics used by scammers? Familiarize yourself with their methods to protect yourself from becoming a victim. Read more Solarity raises conforming home loan limit to $625,000, helping members overcome rising home prices This increase means some borrowers may be able to purchase the home they want at conventional loan pricing, without having to step up to a jumbo loan. Read more Join today Joining Solarity is easy and we're here to help! When you become a member, you unlock savings on a vast range of products and services that make doing your banking faster, easier and better. I want to join! Home Loans Our expert Home Loan Guides come by their name honestly. We love partnering with you and finding the best mortgage to fit a variety of lifestyles and budgets. From click to close - the entire process can be done online with the Solarity eSigning Experience. That's the best part: you choose. It's a home loan on your time and at your pace. RV and Boat Loans Finance your fun! Our team loves helping you with your weekend plans whether you're seeking an RV loan, boat loan, ATV/UTV loan or a trailer loan. Competitive rates and flexible terms are only the half of it. Our team is here to partner with you every step of the way. And if you need a new vehicle to tow your toy, we've got you covered with auto loans, too. Free Checking With unlimited transactions and no monthly service fee, Free Checking is a convenient way to manage your financial life. Use it to pay bills, make purchases, transfer funds and get paid faster with direct deposit. It gets even better when you add secure, 24/7 access through online banking and our mobile app, which let you bank on your terms, when it's convenient for your schedule. Commercial Real Estate As a landlord, you are busy managing your investment properties. You need a partner that works as hard as you do. We make the commercial real estate loan process fast and easy so you can focus on what you do best...growing your income property business. We provide funding for a variety of commercial properties including multi-family, mobile home parks, assisted living facilities, self-storage units and retail space. Mobile app: message and data rates may apply. *Annual Percentage Rate (APR) accurate as of date shown and subject to change. All loans are subject to credit and property approval. Not all applicants will qualify for a loan or the lowest rate shown. Special terms and conditions may apply. *Express Refinance Annual Percentage Rate (APR) accurate as of date shown and subject to change. Sample payment is based on a $250,000 mortgage with a 75% loan-to-value (LTV) and 740 FICO score. It does not include taxes and insurance, which means your actual payment may be higher. All loans are subject to credit and property approval. Not all applicants or properties will qualify for an Express Refinance loan. Special terms and conditions may apply. Solarity does not charge a Lender Origination fee or other third-party fees for Express Refinance. **National average time to close a refinance is 48 days according to data from ICE Mortgage Technology™ as of August 2021. Solarity is able to close most Express Refinance home loans within 14-21 days of a completed application. Call us: 800.347.9222 Member Contact Center Hours Monday - Thursday: 8 am to 5:30 pm PT Friday: 8 am to 6 pm PT Saturday: 9 am to 2 pm PT Branch hours may differ. Mailing Address P.O. Box 2922 Yakima, WA 98907‑2922 Services Auto, RV, Boat and Motor Sport Loans Home Loans Commercial Real Estate Online and Mobile Banking Personal Banking Help & Support Avoid Foreclosure Consumer Fees Disclosures FAQs Helpful Articles Privacy Connect With Us Careers Contact Us Find ATMs and Locations © 2021 Solarity Credit Union. All rights reserved. All loans subject to credit approval. Membership required. Federally Insured by NCUA. Equal Housing Opportunity | NMLS #469535 | Routing #325183738 Chat