LOGIN Privacy Policy Notice FACTS WHAT DOES QNB BANK DO WITH YOUR PERSONAL INFORMATION? WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. WHAT? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and transaction history Account balances and transaction history Credit history and payment history When you are no longer our customer, we continue to share your information as described in this notice. HOW? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons QNB Bank chooses to share; and whether you can limit this sharing. REASONS WE CAN SHARE YOUR PERSONAL INFORMATION DOES QNB BANK SHARE? CAN YOU LIMIT THIS SHARING? For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes— to offer our products and services to you Yes No For joint marketing with other financial companies No We don’t share For our affiliates’ everyday business purposes— information about your transactions and experiences No We don’t share For our affiliates’ everyday business purposes— information about your creditworthiness No We don’t share For our affiliates to market to you No We don’t share For nonaffiliates to market to you No We don’t share WHAT WE DO How does QNB Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does QNB Bank collect my personal information? We collect your personal information, for example, when you - Open an account or deposit money - Pay your bills or apply for a loan - Make a wire transfer Why can’t I limit all sharing? Federal law gives you the right to limit only - sharing for affiliates’ everyday business purposes—information about your creditworthiness - affiliates from using your information to market to you - sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law DEFINITIONS Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. - QNB Bank has no affiliates Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. - QNB Bank does not share with nonaffiliates so they can market to you. Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. - QNB Bank does not jointly market. OTHER IMPORTANT INFORMATION State laws may give you additional rights to limit sharing. For California Customers: California laws place additional limits on sharing information about their residents. If you are a California resident, we will automatically limit the disclosure of your information as permitted or required by laws or regulations that apply to us. QUESTIONS? Call 215-538-5600 or 1-800-491-9070 or use our Secure Online Info Request Form © 2021 QNB BANK HOME ONLINE PRIVACY RATES TERMS & CONDITIONS USA PATRIOT ACT INVESTOR RELATIONS BANKING CAREERS ACCESSIBILITY STATEMENT Routing Number: #031907790