Download Acrobat Reader 5.0 or higher to view .pdf files. Spirit of Texas Bank Menu Online Banking Toggle Search CDs & IRAs Give us some time. We'll help grow your money. Make plans. Dream big. Then take some Texas-sized steps toward making it all happen. With Certificates of Deposit, you can save for months or years - and be dead solid certain that you'll end up with way more cash for that new truck, a special trip or anything else on your bucket list. With our Individual Retirement Accounts, you might be looking decades down the line, toward a time when you declare independence from the day job. Start saving now, enjoy some potential tax benefits - and when the time comes, you'll have enough on hand to live exactly the way you want. Certificates of Deposit Choose CD terms ranging from six months to 5 years Earn more than you would with most traditional savings accounts In general, longer-term CDs pay higher interest Track growing balances with Spirit of Texas Bank Online Banking and Mobile Banking CD balances can often be used as collateral for loans Individual Retirement Accounts Contribute up to $6,000 (up to $7,000 if you're over age 50) Choose a Traditional IRA or a Roth IRA Earn competitive interest With a Traditional IRA, you might be eligible for tax deductions each year you make a contribution With a Roth IRA, your money grows tax-free and you pay no taxes when you make withdrawals Consult your financial advisor for more information on IRA tax advantages IRA funds can often be used as collateral for loans Why Spirit of Texas Bank? Strongly focused on customer service. World-class banking services. Firm Texas roots. Learn More About Spirit of Texas RESOURCES PRIVACY POLICY FEE SCHEDULE SURCHARGE FREE ATMS CAREERS (OPENS IN A NEW WINDOW) ABOUT WHO WE ARE LOCATIONS & HOURS CONTACT US INFO NMLS # 677467 ROUTING # 113106985 PHONE: 877.302.1836 Back to TOP Member FDIC Equal Housing Lender Created by Banno © 2021 Spirit of Texas Bank. Customer Complaints Verified: Nov 24, 2021