Report a Claim About Get Applications Medical Liability Managed Care Management Liability Products Liability Hospitals Our strong, experienced team provides standard and manuscript coverage solutions for any type of complex risks, including hospitals, health systems, reinsurance of captives, or any other segments that require nontraditional structures. Coverage Features Defense outside the limit Affirmative coverage grants for physical abuse and sexual misconduct Coverage for punitive damages where insurable with most favorable language Broad definition of insured to include employed physicians, volunteers, students, locum tenens, and interpreters used in connection with the provision of medical services 60 days’ automatic coverage for newly acquired entities Incident sensitive claims trigger when claims made Limited breach of confidentiality coverage when protected health information is inadvertently published or overheard Coverage Options Professional Liability General Liability Employee Benefits Liability Evacuation expense Legal/media coverage Download Sell Sheet Eligible Risk Classes Hospitals Health systems Additional Considerations $50,000 minimum premium for primary policies $5,000 minimum premium (per million) for excess policies First dollar, deductible, and SIR options available Limits Ability to offer primary, lead excess, capacity excess, and captive reinsurance Primary limits of $1 million/$3 million are standard (lower limits are possible) Excess/umbrella limits of $15 million Umbrella capabilities over ancillary coverages (auto liability, employers liability) Dual towers of coverage Applications for Hospitals Download our fillable application. Get Applications Contact Our Experts Steve Lubinsky (Hartford) (860) 269-2820 Email Steve Crystal Brown (Chicago) (860) 777-2744 Email Crystal © 2021 TDC Specialty Insurance Company. All rights reserved. Legal Notices and Privacy Policy Do Not Sell My Personal Information TDC Group This communication contains product summaries for informational purposes only. Coverage is subject to the language of the policy as actually issued. Coverage, policy terms, and availability may vary by state. The Doctors Company does not underwrite Excess & Surplus lines insurance. Certain coverages may be provided through surplus lines insurance subsidiaries of The Doctors Company through licensed surplus lines brokers. Coverages may be underwritten by TDC Specialty Insurance Company or TDC National Assurance Company which are serviced by TDC Specialty Underwriters Inc., each wholly owned subsidiaries of The Doctors Company. TDC Specialty Underwriters, Inc., based and domiciled in CT, in California: dba Insurance City Solutions, License #0L85833 in New York: dba TDC Specialty Underwriters Services