Call us at 1.844.628.6800 COVID-19 Resources Risk Management Claims Legal Français Insurance Solutions About us Resources Personalized Business Insurance. With Federated Insurance, you work directly with an industry expert who is committed to understanding the unique risks and opportunities associated with your business. With a dedicated agent and risk management team on your side, you will always get the right coverage for your company. Trust. Advise. Protect. REQUEST A QUOTE SUBMIT A CLAIM Who is Federated Insurance? We’ve been around since 1920, proudly serving Canadians with innovative and affordable insurance protection. And while a lot has changed over the years, we’ve always stayed true to our belief that knowing your business matters. We take the time to get to know what your business does inside and out to ensure we’re protecting you from any and all of the risks you may be facing. We give you the time, dedication, and attention you deserve because we’re committed to building long-term relationships with the businesses we protect. We’ve got the insurance you need. Here are just a few of the key industries Federated Insurance is dedicated to serving: Automotive Dealers Automotive Repairs Commercial Property Contractors Equipment Dealers Fuel Dealers Grocery Stores Manufacturers Professional & Health Services Wholesalers & Retailers Surety Bonding Services Restaurants REQUEST A QUOTE Take control with these coverages Commercial General Liability Insurance Cyber Risk Insurance Commercial Property Insurance Business Interruption Insurance Commercial Auto Insurance Our insurance solutions. Why do you need strong insurance coverage? The simple answer: for financial protection in the event of a loss. Here are just a few of the insurance coverages we’re able to provide: Cyber Risk Insurance: No matter what industry you’re in, your business could be vulnerable to cyber attacks. Cyber risk insurance helps support your business if devices or documents are lost or stolen, or if computer networks are breached. Commercial General Liability: Commercial general liability insurance is an important coverage for all types of businesses to consider. It’s designed to protect businesses against costly lawsuits if they’re found legally liable for bodily injury or property damage to a third party. Commercial Property Insurance: It takes a long time to build and maintain a strong business—why would you want to risk all of that hard work? Commercial property insurance will protect your business’ structure and everything inside it, such as tools, equipment, and inventory. Business Interruption Insurance: What would you do if damage from an unexpected flood or fire forced you to cease operations for two to three months? Could your bank account handle the loss of income? Business interruption insurance will pay for your loss of net income, and continue to pay normal operating expenses if an insured loss suspends your operations. Commercial Auto Insurance: There are some key differences between personal and commercial auto insurance to consider, because without the proper coverage, your business may be vulnerable to an expensive claim. And as your business grows, so should your insurance coverage. If your business is protected by our Vehicle Fleet Insurance and acquires new vehicles, they’re automatically covered by a blanket fleet endorsement (even if you forget to tell us about them until your renewal!) Comprehensive Crime Coverage: This coverage will help mitigate the loss of money or securities due to employee dishonesty, robbery, burglary, and hold-ups. Comprehensive crime coverage can protect you both at and away from your business premises. GET A QUOTE NOW Working with a Federated Insurance Agent is easy and fast. We know you’re busy, which is why we’ve made our insurance process as seamless and effortless as possible. Step 1 You’ll speak to one of our industry-trained specialists. This person will become your dedicated Commercial Insurance Specialist, and be there throughout the entire process. Step 2 You and your Commercial Insurance Specialist will get to know one another. They’ll ask you some questions to ensure they understand your business inside and out. Step 3 Our expert team of Commercial Underwriters will review every aspect of the business you operate. Once they have all the information they need, they’ll build you a customized, comprehensive and affordable coverage program to meet all your needs. Step 4 Your long-term relationship with Federated Insurance begins! After your Commercial Insurance Specialist reviews your coverage program with you and walks you through the ins and outs of your coverage, you’ll sign on the dotted line. Why do business owners buy from us? We give you a personalized experience you just can’t find with other insurance companies. With Federated Insurance, you’ll have a dedicated Commercial Insurance Specialist to guide you through the entire journey. Here are just a few benefits of going direct with Federated Insurance. John Schmeiser, CEO of the Western Equipment Dealers Association, shares his perspective on what it’s like to work with Federated Insurance. Industry-trained specialists: Our Commercial Insurance Specialists take the time to understand your business now, and in the future. As your business grows and evolves, your Commercial Insurance Specialist will work with you to make sure your insurance coverage keeps up the changes. Direct access to expert underwriters: In some agencies, the sale comes first and the policy comes second. At Federated Insurance, our expert underwriters work side-by-side with our Commercial Insurance Specialists to make sure they understand the details and risks of your business before they create your coverage program. That way, you’re properly protected. A single solution and a streamlined claims process: Sometimes, depending on the complexities of your business, insurance companies will divvy up your coverage amongst a few different providers to ensure all your needs are met. If you ever suffer a claim, this can get messy due to multiple deductibles and different procedures, both of which result in longer timelines. We keep everything under one roof. Your dedicated Commercial Insurance Specialist will ensure you receive a customized program that meets all of your needs with one company. The personal touch: Big companies often mean call centres, multiple points of contact, and various forms of communication. With Federated Insurance, you have one dedicated specialist to guide you through all of your insurance needs. We’ll call, email, or drop by in person depending on what you prefer. We’ll also take care of all the paperwork so you can focus on what you do best — running your business. We’re more than just insurance coverage: We’re not just your insurance provider; we’re your trusted advisors and business partners. By choosing to partner with Federated Insurance, you gain direct access to our Risk Services team. This team of experts has decades of experience combating risks for all business types, and can provide mitigation and loss prevention strategies to help keep your business safe. REQUEST A QUOTE What do our customers think of us? Federated Insurance has been detailed, diligent and transparent with a view to ensuring appropriate cost-effective coverage for our business. On the claims side, responsive and accessible best describes their service. With Federated Insurance, we don’t just have an insurer; we have a real partner in our risk management program. Gregory P. Nakonechny - Vice President, Legal and Corporate Secretary, The Brick As business owners, we have enough stress on a daily basis of running the company. To be honest, I was in complete awe you were so fast and accommodating in getting this all rectified for us. We are super busy on a daily basis, and I always felt that we were in good hands with you. Kendra Daniel - Production Manager, Viper Mechanical Plumbing & Heating Ltd. We take your coverage a few steps further. Risk Management Assist: You work hard for your business, which is why it’s vital to do whatever you can to protect it from future losses. With Risk Management Assist, customers are granted unlimited telephone access to our team of Risk Services Specialists, who can help you mitigate risks by answering questions and providing expert guidance. Learn more Legal Assist: No matter the industry you work in, as a business owner you may encounter situations where you must contend with various laws and regulations. Federated Insurance’s Legal Assist service is here to help with expert legal advice on a variety of topics. Learn more Trauma Assist: Suffering a loss to your business is never easy. As a Federated Insurance customer, you’ll have access to confidential counselling services to help you and your employees work through the emotional effects of an insured, traumatic loss. Learn more Cyber Assist: Cyber attacks are becoming increasingly prevalent, which is why precautions against such attacks are vital. Federated Insurance offers Cyber Assist to help businesses take proactive measures against cyber breaches and provides reactive assistance in the event of a privacy breach. Learn more Proudly recommended by: We’re Federated Insurance, a 100% Canadian-owned direct writing commercial insurance specialist that has been serving Canadian businesses of all sizes for over 100 years. 255 Commerce Drive Winnipeg R3C 3C9 1.844.628.6800 204.783.4443 info@federated.ca Update credit card information Terms, conditions and exclusions apply, see policy for details. The services described on this website are not insurance policies and not all policies are eligible. Federated Insurance does not sell surety, personal, legal expense, life or health insurance products. All references to these lines of products are for referrals to other insurers. For more information on our services and for information on our insurers please see Terms and Conditions. Certain content used on this website are trademarks or tradenames of Northbridge Financial Corporation (or its affiliates) and are used under license by our insurers. For more information please see Trademark Information. Federated and Federated Insurance are registered trademarks of Federated Mutual Insurance Company. Used under license. Popular Recent The impact of climate change on Canadian agriculture August 1st, 2017 What are three key risks for grocery retailers? October 19th, 2018 How to make your job site cleaner (and safer) February 28th, 2020 Protecting your business (and employees) from a fire October 10th, 2018 Copyright © 2021 Federated Insurance | All Rights Reserved Twitter YouTube LinkedIn Email