Products Insights Help About Log in Apply now 020 3778 0274 We use cookies to give you the best online experience. Got it! We're building finance that works for your business Finance should feel like a superpower, not a headache. That’s why we created iwoca. Cecilia owner of Nails and Cocktails 0 1 2 3 4 5 0 1 2 3 4 5 6 7 8 9 00 1 2 3 4 5 6 7 8 9 0 , 0 1 2 3 4 5 6 7 8 9 00 1 2 3 4 5 6 7 8 9 00 1 2 3 4 5 6 7 8 9 0 0 1 2 3 4 5 6 7 8 9 00 1 2 3 4 5 6 7 8 9 00 1 2 3 4 5 6 7 8 9 00 1 2 3 4 5 6 7 8 9 0 0 1 2 3 4 5 6 7 8 9 00 1 2 3 4 5 6 7 8 9 00 1 2 3 4 5 6 7 8 9 00 1 2 3 4 5 6 7 8 9 00 1 2 3 4 5 6 7 8 9 0 Customers and counting Less time ticking boxes, more time shipping boxes. We want small business owners to spend less time on paperwork and more time running their businesses. When small businesses go to their banks for finance they face long waits, endless forms and absurdly rigid criteria. That means most of the UK's 5.5 million small business owners spend more time than they need to checking boxes and filling out forms. Cecilia's Account team James and Christoph James and Christoph created a solution custom-built for small businesses. They were both working in finance when they noticed how small businesses were getting left behind by big banks. So they quit their jobs and put together a team to invent a new type of lending service using lightning-fast software. One that would give small business owners a great experience while getting the finance they need. Over the past seven years iwoca has grown from a small start-up to one of the fastest-growing business lenders in Europe. Now we're a team of more than 300 in London and Frankfurt working towards the goal of funding one million small businesses. Meet the team We're a mix of developers, account managers, dog lovers, climbers and explorers. But we’re all working to make finance more accessible to Europe’s small businesses. Want to work with us? What’s going on with small business Read the latest news, insights and updates from our blog. iwoca issues £1 billion in funding Diversity, inclusion and belonging – Recruiting for the future Ingenious eating – ‘If it's a good idea, it's going to work’ iwoca wins £10 million to boost British business Podcast 19 – David M. Brear, 11:FS Why we ride – iwoca cycling club Read more insights Want to know more? Here are some questions our customers ask. If there’s anything we haven’t covered here, check our FAQ Can I repay early? What if I need more? How are you different from a bank? What do your customers use their loans for? How long does it take? Questions? We're here to help Small business loans are all we do, so you'll get straight through to someone who can help, like Lisa – we're not fans of hold music. Call us from Monday to Friday (9am - 6pm). We accept applications over the phone. Apply now 020 3778 0274 contact@iwoca.co.uk Learn more About us Inside iwoca Careers Press and news Help Recovery Loan Scheme Support center Developers API Coronavirus update Resources Insights Finance explained Our partners Brokers Accountants Partners Products Flexi-Loan iwocaPay Terms & privacy Privacy policy Terms of use Use of cookies Complaint policy 020 3778 0274 contact@iwoca.co.uk Apply now iwoca Ltd, 3rd Floor 101 New Cavendish Street London, W1W 6XH iwoca Limited is authorised and regulated by the Financial Conduct Authority (reference number: 723378) in relation to regulated credit agreements and are a registered account information service provider (reference number: 791804). We're also registered with the Information Commissioners Office in relation to the processing of personal information (registration number: Z3007540). iwoca Limited is incorporated in England and Wales (company number: 07798925). Our registered office is 10 Queen Street Place, London, EC4R 1AG.