Customer Portal Agent Portal Insurance Claims Customer Resources About Contact Us Breadcrumb Insurance Products Flood Coverage We Offer Comprehensive, Affordable Flood Coverage Broken city water lines, overflowing rivers and lakes, storm surge, excessive rainfall—damage caused by floods is a risk every Florida homeowner faces. We offer comprehensive, affordable flood insurance coverage. Call our insurance specialists and they can easily add this coverage to your existing policy: (866) 999-5545 Better coverage at a lower price Our optional Flood Coverage provides greater protection for your home at a price that’s tailored to your home’s exposure to flood damage. With us, you don’t need a separate policy for flood damage. And if you need to file a claim, it will be managed by our claims professionals so you won’t need to bounce around between insurance companies. All of Florida is a Flood Zone Whether you live in a "high-risk" flood zone or not, all homes are susceptible to flood damage. Flooding waters can come from broken city water lines or excessive rainfall and can happen anywhere, anytime in Florida. Know your risk. Flood damage is not typically covered by a homeowner’s insurance policy. Floods are the #1 natural disaster in the United States. More than 20% of all flood insurance claims are filed in low- to moderate-risk areas. Just five inches of water can cause at least $11,000 worth of damage. How Do We Compare? Security First Insurance’s flood insurance solution is different than the separate flood insurance policy provided by the National Flood Insurance Program (NFIP). How to Add This Coverage to Your Policy Frequently Asked Questions Contact your agent to add our Flood Coverage. Your agent can add this coverage to your existing policy with just a few clicks. We'll work with your agent to make sure your coverage is added and your policy is updated. What is flood damage? Who handles my flood claim? Do I have to be a Security First customer to buy your Flood Coverage? Is Security First’s Flood Coverage certified by the Florida Office of Insurance Regulation? Do I need an elevation certificate? When can I add Flood Coverage to my Security First policy? Can I remove this coverage from my policy at any time? How do I know if my property is eligible for this coverage? In the insurance world, flooding is generally described as “rising” water that enters the home at the surface (ground) level due to an external cause and is not included in a standard homeowner’s insurance policy. Our Flood Coverage can be added onto your home insurance policy, whereas an NFIP policy–or other policies based on NFIP coverage–require the purchase of a separate policy from a completely separate company. Simple, Easy, and Certified Our Flood Coverage is certified by the Office of Insurance Regulation and meets the requirements specified in the United States Code (USC) 4012a(b) and Florida Statute 627.715(11)(a). Back to Top About Careers Community Involvement Newsroom facebook twitter pinterest linkedin YouTube ©Security First Insurance Company Terms of Use Privacy Policy