Privacy Policy | Contact Us | Rates | Locations | Resources | About Us HOME › ABOUT US › RATES ABOUT US HISTORY COMMUNITY COMMITMENT LOCATIONS/HOURS OFFICERS/STAFF OBSERVED HOLIDAYS PRIVACY & SECURITY RATES FAQS CONTACT US FOOTER INFO CURRENT RATES CERTIFICATE RATES EFFECTIVE MARCH 11, 2021 Rate APY Rate APY Rate APY Term $500 TO $4,999 $5000 TO $14,999 Over $15000 IRA Rates IRA - 30 Day IRA 0.20% 0.20% IRA - 18 Month Variable 0.55% 0.55% 32 thru 90 Days 0.10% 0.10% 0.15% 0.15% 0.20% 0.20% 91 Days thru 5 Months 0.15% 0.15% 0.20% 0.20% 0.25% 0.25% 6 Months thru 11 Months 0.25% 0.25% 0.30% 0.30% 0.35% 0.35% 12 Months thru 17 Months 0.40% 0.40% 0.45% 0.45% 0.50% 0.50% 18 Months thru 23 Months 0.45% 0.45% 0.50% 0.50% 0.55% 0.55% 24 Months thru 29 Months 0.50% 0.50% 0.55% 0.55% 0.60% 0.60% 30 Months thru 35 Months 0.55% 0.55% 0.60% 0.60% 0.65% 0.65% 36 Months thru 47 Months 0.65% 0.65% 0.70% 0.70% 0.75% 0.75% 48 Months thru 59 Months 0.75% 0.75% 0.80% 0.80% 0.85% 0.85% 60 Months 0.80% 0.80% 0.85% 0.85% 0.90% 0.90% 13 Month Special 0.50% 0.50% 0.55% 0.55% 0.60% 0.60% 27 Month Special 0.65% 0.65% 0.70% 0.70% 0.75% 0.75% 42 Month Special 0.80% 0.80% 0.85% 0.85% 0.90% 0.90% CHECKING & SAVINGS RATES EFFECTIVE MARCH 11, 2021 Account Rate APY Advantage Checking Average Daily Balance $1000.00 and Greater 0.10% 0.10% Average Daily Balance Below $1000.00 0.08% 0.08% Super Advantage Checking Average Daily Balance $1000.00 and Greater 0.08% 0.08% Average Daily Balance Below $1000.00 0.05% 0.05% Reward Checking Daily Balance $400.00 and Greater 0.05% 0.05% Daily Balance Below $400.00 0.00% 0.00% Prestige 50 Checking 0.05% 0.05% Basic Checking Non-Interest Bearing Express Checking Non-Interest Bearing Prestige Student Non-Interest Bearing Passbook Savings 0.08% 0.08% RATES SUBJECT TO CHANGE WITHOUT NOTICE CALL OR E-MAIL FOR A CURRENT RATE QUOTE. * Minimum Balances Apply ** Fees Could Reduce Earnings *** Substantial Penalty For Early Withdrawal On Certificates Of Deposit & IRA's **** APY - Annual Percentage Yield ***** CD's & Savings Compounded Qtrly, Advantage, Super Advantage, Reward and Prestige 50 Checking Accounts Are Compounded On A Monthly Basis Home | Schedule of Fees & Charges | Online Agreement | Mobile 200 East Avenue South P.O. Box 58 Lyons, KS 67554 Local (620)257-2316 Toll-Free (877)657-2316 Member FDIC | Equal Housing Lender © 2021 Lyons Federal Bank Interactive Agency: Howerton+White