We are Commencement Bay Risk Management Insurance Company™ Providing health plan benefits for employees and their families protects them from the uncertainties of life. But employee benefit plans need to protect themselves, too. The increasing frequency and degree of high dollar health claims requires new ideas and solutions. An A rating by A.M. Best and our success keeping rate increases below the industry average have helped us achieve industry-best client persistency. Commencement Bay Risk Management Insurance Company™ serves stop-loss clients in the Oregon, Utah, and Washington markets by driving focused attention to market feedback and catastrophic claims challenges brought about in a post-ACA environment. Our dedicated stop-loss team has the expertise to develop unique strategies to address market needs. About Us Based in Seattle, Commencement Bay™ offers best-in-class stop-loss coverage to self-insured clients in Oregon, Utah, and Washington. Our financial strength, which earned an A rating from A.M. Best, means that we’ll be there for you when you need us most. Commencement Bay boasts a dedicated stop-loss underwriting team and a sales force with extensive industry experience. We offer the focused attention you deserve with the expertise to craft solutions for your unique needs. Our highly competitive contracts were written in partnership with top brokers to ensure our clients have access to a suite of market-leading features such as no new laser at renewal and optional rate caps. In partnership with our preferred health plan, we offer a bundled ASO product approach. This provides our clients with a streamlined solution that’s nimble enough to offer immediate reimbursement of Individual claims. We also have a highly focused partnership with Health Management Administrators (HMA), our select Third Party Administrator operating in some markets. Please see our FAQ or contact us for additional information. A dedicated stop-loss underwriting team and a sales force with significant industry experience mean you get the focused attention you deserve and solutions crafted for your unique needs. Our team of industry veterans has the flexibility to develop unique strategies to address the frequency and degree of high dollar health claims, while leveraging established infrastructure and scale on catastrophic risk management. Our highly competitive contracts were written in partnership with brokers to ensure our clients are prepared with a suite of market-leading features such as optional rate caps and no new laser at renewal. A bundled ASO product approach with our preferred health plans provides a “one-stop shop” that’s nimble enough to provide immediate reimbursement for stop-loss specific claims. FAQ Q: What is Commencement Bay Risk Management Insurance Company™? Q: What is stop-loss insurance and why does my company need it? Q: Has Commencement Bay received any industry ratings? Q: Does stop-loss coverage protect my employees? Q: Where does Commencement Bay offer coverage? Q: What types of stop-loss coverages are available? Q: Should my employee benefit plan choose Individual or Aggregate stop-loss coverage? Q: What expenses are eligible for reimbursement? Q: When will a claim be paid? Q: What sets Commencement Bay apart from other stop-loss insurers? Q: Does Commencement Bay have any integrated partnerships? Q: How do I get more information about Commencement Bay? Q: Does Commencement Bay Have a Privacy Policy? Contact Privacy Policy Inquiries compliance@cambiahealth.com 877-878-2273 Sean Grogan, CLU, ChFC Senior Regional Sales Executive Sean@CommBayRisk.com (503) 721-4079 Mike Merz Senior Regional Sales Executive Michael@CommBayRisk.com (503) 721-4090 California Consumer Privacy Act Copyright © 2021 Commencement Bay Risk Management Insurance Company™. All rights reserved.