You are in the site Personal Business Log in Register Search Open Menu Balance transfer credit cards If you’re paying interest on credit cards or store cards, you could save money with a Barclaycard 0% interest balance transfer credit card. They let you transfer your existing balance from several other credit cards to a single card. So you could save money on the interest you’re currently paying. It’s a great way to pay down the balance on your other cards faster. There’s a range of cards to choose from – depending on your needs. Some offer longer interest-free introductory periods, while others offer 0% interest on purchases. Some will even allow you to transfer your balance without charging a fee. We usually charge a fee for the balance transfer, which we’ll tell you about before you apply. Just remember – they’re only available to new customers who don’t already have a credit card provided by us or one of our partners. Plus, you have to make the transfers within 60 days to benefit from the 0% offer. With your new Barclaycard, you can get up to five months of Apple Music, Apple TV+, Apple News+ and Apple Arcade for free. Continues as paid subscription after trial. UK only, T&Cs apply. Use balance transfer calculator Back to all cards Up to 29 month balance transfer Platinum card For maximum flexibility, giving you more time to pay off your balance. 0% interest for up to 29 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer 0% interest on purchases for up to 3 months from the date you open your account 2.69% balance transfer fee (terms apply) Get up to five months of Apple Music, Apple TV+, Apple News+ and Apple Arcade for free, with your new Barclaycard. Continues as paid subscription after trial. UK only, T&Cs apply. Representative example - most accepted customers get Representative APR 21.9% APR (variable) Purchase rate 21.9% p.a. (variable) Based on a £1,200 credit limit Annual Fee No annual fee The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown. Find out more about Platinum Up to 28 month balance transfer Platinum card For maximum flexibility, giving you more time to pay off your balance. 0% interest for up to 28 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer 0% interest on purchases for up to 3 months from the date you open your account 1.6% balance transfer fee (terms apply) Get up to five months of Apple Music, Apple TV+, Apple News+ and Apple Arcade for free, with your new Barclaycard. Continues as paid subscription after trial. UK only, T&Cs apply. Representative example - most accepted customers get Representative APR 21.9% APR (variable) Purchase rate 21.9% p.a. (variable) Based on a £1,200 credit limit Annual Fee No annual fee The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown. Find out more about Platinum Up to 27 month balance transfer Platinum card For maximum flexibility, giving you more time to pay off your balance. 0% interest for up to 27 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer 0% interest on purchases for up to 3 months from the date you open your account 1.15% balance transfer fee (terms apply) Get up to five months of Apple Music, Apple TV+, Apple News+ and Apple Arcade for free, with your new Barclaycard. Continues as paid subscription after trial. UK only, T&Cs apply. Representative example - most accepted customers get Representative APR 21.9% APR (variable) Purchase rate 21.9% p.a. (variable) Based on a £1,200 credit limit Annual Fee No annual fee The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown. Find out more about Platinum Up to 24 month balance transfer Platinum card For maximum flexibility, giving you more time to pay off your balance. 0% interest for up to 24 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer 0% interest on purchases for up to 6 months from the date you open your account 0.9% balance transfer fee (terms apply) Get up to five months of Apple Music, Apple TV+, Apple News+ and Apple Arcade for free, with your new Barclaycard. Continues as paid subscription after trial. UK only, T&Cs apply. Representative example - most accepted customers get Representative APR 21.9% APR (variable) Purchase rate 21.9% p.a. (variable) Based on a £1,200 credit limit Annual Fee No annual fee The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown. Find out more about Platinum Up to 20 month balance transfer and up to 22 month for purchases A flexible card you can use for balance transfers and purchases. 0% interest on purchases for up to 22 months from the date you open your account 0% interest for up to 20 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer 2.9% balance transfer fee (terms apply) Get up to five months of Apple Music, Apple TV+, Apple News+ and Apple Arcade for free, with your new Barclaycard. Continues as paid subscription after trial. UK only, T&Cs apply. Representative example - most accepted customers get Representative APR 21.9% APR (variable) Purchase rate 21.9% p.a. (variable) Based on a £1,200 credit limit Annual Fee No annual fee The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown. Find out more about Platinum No fee up to 15 month balance transfer Platinum card Could be good if you're looking to transfer a balance but you don't want to pay a fee. 0% interest for up to 15 months on balance transfers from the date you open your account. Transfers must be made within 60 days to benefit from the 0% offer 0% interest on purchases for up to 6 months from the date you open your account 0% balance transfer fee (terms apply) Get up to five months of Apple Music, Apple TV+, Apple News+ and Apple Arcade for free, with your new Barclaycard. Continues as paid subscription after trial. UK only, T&Cs apply. Representative example - most accepted customers get Representative APR 21.9% APR (variable) Purchase rate 21.9% p.a. (variable) Based on a £1,200 credit limit Annual Fee No annual fee The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates, may differ from those shown. Find out more about Platinum How a balance transfer could work Let's say you have £1,500 worth of debt on a credit card with another bank and you’re paying 24.9% interest on your balance. You could transfer that debt to a Barclaycard balance transfer credit card, as long as the amount isn't over 90% of your credit limit. You'll then enjoy 0% interest during your promotional period, as long as you pay your minimum amount on time each month and stay within your credit limit. The extra money you’d save on interest could then be used to reduce your debt. Want to learn more? Take a look at our balance transfer explained page. What else you get with Barclaycard Every Barclaycard comes with features and benefits to help you get the most out of life - from our handy Barclaycard app (You need to be 16 or over to use the app. T&Cs apply) to savings on selected events T&Cs apply. Here a just a few of the valuable features you can expect: a convenient banking app to help you manage your money on the move fraud-prevention features including 24/7 monitoring to keep your money safe presale tickets to shows so you can see the shows you want purchase protection if you buy something that’s faulty or damaged when you receive it. This applies to every UK credit card help and support by phone or online. Get four Apple subscriptions, free for up to five months. Continues as paid subscription after trial. UK only, T&Cs apply. Discover the full range of features and benefits built into every Barclaycard we offer. Are these the right cards for you? Balance transfer cards can be a great way to pay off existing credit card debt. Here are the basic criteria usually required to be approved. They include: aged 21 or over no Individual Voluntary Agreements, County Court Judgements, and haven't been declared bankrupt in the past six years always make payments on time have at least four years' experience of managing credit have had a permanent UK address for at least two years have a personal income of more than £20,000 per annum are able to afford repayments on any outstanding credit commitments. If you want to see if you’re eligible before you apply, you can use our eligibility checker without affecting your credit rating. Check your eligibility Find a Barclaycard Eligibility checker Find the right Barclaycard for you Cards for building your credit history Cards for balance transfers Cards for earning rewards Cards for purchases Tools and calculators Balance transfer calculator Repayment calculator Interest calculator Fraud fighter Credit builder Help and support Why get a credit card? Understanding interest Money worries Fraud protection FAQs Contact us We've fewer colleagues to speak to you in our contact centres at the moment, which is having an impact on call wait times - we're truly sorry about this. If you need to get in touch, please visit our contact us page. Download the Barclaycard app Barclaycard is a trading name of Barclays Bank UK PLC. Barclays Bank UK PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 759676). Registered in England number 9740322. 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