Credit unions are here for Manitobans: COVID-19 Resources for You. Although we need to stay apart physically, we can still stay connected. Reach out if you need to discuss your financial options or learn how to bank more remotely. Visit the link below for information on government supports, public health measures and tips to avoid fraud. LEARN MORE Competitive Credit unions have everything you need for your day-to-day banking: chequing and savings accounts, lines of credit, mortgages, business loans and investment advice. You can enjoy highly competitive rates for loans and deposits, and a vast network of surcharge-free ATMs. Manitoba's credit unions have got you fully covered. FIND A CREDIT UNION Cooperative Unlike other financial institutions, credit unions are cooperative organizations owned and controlled by the people who use their services. Profits go back into enhancing your banking experience and strengthening your community, not into the portfolios of outside shareholders. COOP PRINCIPLES Secure Your money is safe at a credit union - 100% guaranteed. All deposits, including interest, are guaranteed without limit by the Deposit Guarantee Corporation of Manitoba. That's a stronger guarantee than any other financial institution in the province. Rewarding Every year, Manitoba's credit unions return millions to members in cash, shares, rebates, lower lending rates and higher savings rates, which means more money in your pocket. The better your credit union does financially, the greater the rewards for you. That's the cooperative difference. Convenient Credit union members can access thousands of ATMs across Canada and pay no additional fees! You're always covered no matter where your travels take you thanks to a shared network that is among the largest in Canada. FIND AN ATM Local Credit unions believe there's no better place to invest than the communities they serve. That's why every year a portion of profits are used to fund charitable initiatives, sponsorships, scholarships, and other things that help make our neighbourhoods great places to live. IN THE COMMUNITY Democratic Credit unions are cooperatives, collectively owned by the people who use their services. If you have a credit union account, you have a democratic say when it comes to policy and decision-making. By voting for your credit union's board of directors - or running yourself - you help guide the credit union on its path. Personal Credit unions are smaller and more localized than other financial institutions, so members are treated with a more personal touch. That means getting to know you, and providing you with the right tools for your individual needs. No cookie cutter solutions. The success of every member matters, and building strong relationships is a fundamental part of what credit unions do. Manitoban The vast majority of the funds credit union members deposit are recirculated in our communities in the form of loans to homeowners, businesses, farmers and other members. Credit unions are not in the habit of financing ventures in other provinces - not with so many worthy and viable enterprises in our own backyard! All decisions, big and small, are made right here in Manitoba communities - not on Bay Street. Everywhere There are twice as many credit union locations in Manitoba as any other financial institution. In many communities, a credit union is the only financial institution servicing residents, small businesses and producers. That's because credit unions care about providing high quality financial services to everyone, no matter the size of your community. It's all about driving growth and prosperity right here in our province. Become a Member! One in two Manitobans is a credit union member. You can share in the benefits too! There are 23 credit unions with 178 combined locations to serve you in our province. Learn more about the credit unions near you. FIND A CREDIT UNION PRIVACY LEGAL ACCESSIBILITY CONTACT This site is operated by Credit Union Central of Manitoba