THE GROUP OUR SERVICES OUR EXPERTISE OUR SOLUTIONS CONTACT CLIENT ACCESS Aster is the Local Authorities Department of the France Courtage Group. Founded in 1994, the company has 30 employees specializing in the area of communities and public contracts. Aster specializes in the risks and insurance cover of Local and Territorial Collectivities, Local Public Establishments (Intercommunities, Hospitals and Retirement Establishments, Associations), HLM and OPAC Offices, Mixed Economy Companies, Committees of Establishment and Chambers of Commerce and Industry. Property insurance (movable and immovable property), Rolling stock insurance (vehicle fleet contract adapted to the criteria of the Communities, Self-mission contract for the vehicles of agents and elected officials used for the needs of the service), Civil Liability Insurance and Legal Protection (elected officials, for the responsibilities that may personally fall to them in the exercise of the electoral mandate, agents and territorial executives, the Collectivity, because of people, goods, all services and activities), Special risk insurance (accidental damage to IT and office automation equipment and risks, telephony, machinery and equipment, etc.; guarantee of exhibitions, parties, sporting and cultural events), Construction risk insurance, Personal insurance (coverage of the local authority's statutory obligations towards its agents; individual accident coverage for elected officials, as well as users of municipal activities and services) Legal Notice

THE GROUP OUR SERVICES OUR EXPERTISE OUR SOLUTIONS CONTACT CLIENT ACCESS Management of guarantees and claims The quality of insurance coverage is judged by the quality of claims management until their settlement. Our specialists are familiar with their area of expertise and provide you with comprehensive claims management. They are at your disposal to accompany you, advise you and assist you up to fair compensation and in accordance with the legal provisions of your insurance contracts. We work in close collaboration with the technical teams of insurance companies to: Estimate as quickly as possible the damage suffered by your Community Avoid aggravation of material damage Minimize the financial consequences that may result Preserve the quality of public service and the image of your Community with your constituents Allow rapid and appropriate compensation for the loss Develop statistical reports from which we provide you with clear and personalized reporting allowing you to have visibility of your risks Track claims and avoid prescriptions Legal Notice