| I Want To Personal Business Technology Community Locations mobile menu toggle | | Phone icon Join Now! Since 1934, Smart Financial has been focused on people, not profits. Our entire staff is united in its passion to provide superior service to every member-owner. Our purpose is to be a resource, giving back to the community we serve, all while helping valued member-owners like you with your financial needs. All it takes is a five dollar opening deposit and a five dollar entrance fee to become a member. Smart Financial is committed to giving back, and this entrance fee is used to support the local communities through scholarships, sponsorships, and more. Who Can Join? THE FOLLOWING IS A LIST OF INDIVIDUALS, BUSINESSES, ORGANIZATIONS OR ASSOCIATIONS APPROVED FOR MEMBERSHIP AT SMART FINANCIAL: People who live, work, or attend school in Brazoria, Fort Bend, Harris or Montgomery Counties, Texas Businesses located in Brazoria, Fort Bend, Harris or Montgomery Counties, Texas TO BECOME A MEMBER, OPEN AN ACCOUNT ONLINE OR VISIT A BRANCH. The features you want, the service you deserve. Don't take our word for it. Hear what our members have to say! “Friendly staff, I can now do some of my banking online, through the app and at the ATM! Love that for my busy family.” George at Conroe MEMBER FOR 11 YEARS “I like the personal, friendly service. I don't feel like just a number. I feel like I matter.” Jacqueline at 1960 MEMBER FOR 16 YEARS “Customer service, professionalism, and timeliness. I have been with you for many years and continue to appreciate what you do. Thanks!!!!” Lenora at Newcastle MEMBER FOR 12 YEARS Routing Number: 313083578 (713) 850-1600 6051 North Course Dr. Houston, TX 77072 infomain@smartcu.org About Smart Careers Foundation Locations Contact Us Terms & Conditions Privacy & Security Disclosures Help Copyright © 2021 Smart Financial Credit Union-Member NCUA, Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Routing Number: 313083578