Quick loans Credit loans Apply for an SMS loan Currently Sign in Apply for free If your loan goes to debt collection We at Risicum Capital AB understand that personal circumstances can change. If your situation changes, and you are unable to repay your loan within the repayment period, contact our customer service on 08-1245 1987 as soon as possible and we will do our best to help you. Important things to keep in mind: Do not borrow money that you will not be able to repay Talk to us if you need help Keep in mind that in the event of a delay in repayments, we can charge a default interest of 2.5% per month and interest on the remaining debt at the interest paid according to your agreement. You must pay us reasonable costs that we may incur in the implementation or in an attempt to implement our rights towards you under agreement. In addition to this, collection costs may arise if the repayment does not take place as agreed. Keep in mind that in the event of non-payment, Risicum Capital AB reports this to a credit information company, which can have a negative effect on your credit rating. This can also affect any future applications for credit for purchases such as car financing or mobile phone contracts. If you fail to repay your loan without notifying us, we will try to contact you by phone, email or SMS. You may be entitled to extend the payment period of your loan subject to our agreement and your personal circumstances. As a responsible lender, Risicum Capital AB allows you to extend the payment period no more than once. To be able to extend the payment period on your loan, you must contact us. Keep in mind that there will be a fee of SEK 100 + the loan interest for the extended period. Before debt collection You will receive a reminder invoice where you have 10 days to pay back the remaining amount. A loan must always be repaid. If, despite a reminder and after contact attempts, you are unable to repay the loan on time or as agreed, we will retain the right to take the matter further for collection. When a loan has been handed over for debt collection You will receive a letter of demand from Arvato Finance. On the letter of demand, you have contact information for Arvato, if you have questions regarding the procedure, you should first contact them. It is possible to agree on an installment plan with Arvato. If your loan has been submitted for collection before 20 January 2015, the case will be handled by Intrum Justitia. Contact information can be found on the letter of demand. More information about borrowing responsibly can be found here. All contact information can be found on our website under customer service . Main menu Låna Online Låna Pengar Mobillån Mikrolån Minilån Helglån Stamkundsdagar Blogg FAQ & Hjälp Låna ansvarsfullt Aktuellt SKEF Betalningsanmärkning Risicum Om Risicum Inkasso Kundtjänst Privatekonomi Press Cookies Integritetspolicy Ansvar Kontaktinformation Kundtjänst Telefon: 08-1245 1987 Telefontid: må–fre 7–21, lö 9-17 E-post kundtjanst@risicum.se Fax: 08-655 36 18 Adress: Risicum Capital AB Frösundaviks allé 15, 4 Tr. 169 70 Solna Copyright @ 2015 Risicum Capital AB Ring oss Logga in