Search Contact Locations & Hours Surcharge-free ATMs ONLINE ACCOUNTS TOGGLE MAIN NAVIGATION MENU Member Services Savings Accounts Digital Wallet Checking Accounts Free Kasasa Checking & Savings Accounts Free Kasasa Cash® Checking Free Kasasa Cash Back® Checking Free Kasasa Saver® Account Member Loans IRAs & Investments Dollar Dog Kids Club WEPCO for Students Apply for a Loan Apply for a Credit Card WEPCO Mastercard Debit Card eServices IRAs & Investments Money Market Accounts Our money market accounts provide for the highest of returns with the easiest of terms. Our money market account requires a minimum deposit of $2,500.00. Transactions are limited to no more than three (3) withdrawals or transfers during a one-month statement period, and each must be at least $500.00. Share Certificates Choose the term and rate that is best for you! Start saving today with a higher rate of return for tomorrow! We offer a share certificate, Traditional and Roth IRA share certificates and a Coverdell Educational share certificate. A minimum deposit of $500 is required. IRAs (Individual Retirement Account) WEPCO offers two different types of IRA products. Traditional IRAs A Traditional IRA is a powerful tool for creating a balanced, long-term savings plan with tax-deferred earnings and the possibility of tax-deductible contributions. Roth IRAs While contributions to a Roth IRA are not tax-deductible, the money you contribute can be withdrawn tax-free at any time. Earnings can also be withdrawn tax-free, if you qualify. Coverdell Education Saving Account (ESA) Coverdell Educational Savings Accounts can pay for the future costs of a child’s primary or secondary education. The plan allows total after-tax contributions per year for each child until they reach the age of 18. These contributions and their subsequent earnings are tax-free when withdrawn to pay for qualified education expenses. Simplified Employee Pension Plans (SEP) A SEP can help employers encourage their employees to save for retirement. SEPs provide many of the same benefits as a qualified retirement plan, but without as many disclosures and reporting requirements. Additional Information For more information about our Traditional and Roth IRAs, view the following brochures: (opens in a new window) Traditional and Roth IRAs (opens in a new window) Traditional IRA (opens in a new window) Roth IRA (opens in a new window) Transfers, Rollovers, and Conversions (opens in a new window) IRA and Retirement Plan Distributions (opens in a new window) Inherited IRAs (opens in a new window) Coverdell ESAs (opens in a new window) Retirement Plans (opens in a new window) SEP IRAs (WEPCO does not offer Simple or Individual(k) Plans) This page contains links to PDF documents for which Adobe Acrobat Reader is required to view. Download Free Adobe Acrobat Reader WEPCO Federal Credit Union Phone: 301-359-3081 Toll-free: 1-800-292-8139 Routing & Transit #: 252178201 Deposits are insured up to $250,000 by the National Credit Union Administration Follow WEPCO FCU on Facebook (opens in a new window) Follow WEPCO FCU on Twitter (opens in a new window) Follow WEPCO on Instagram (opens in a new window) KASASA CHECKING & SAVINGS ACCOUNTS MEMBER SERVICES Savings Accounts Business Services Checking Accounts WEPCO Mastercard Debit Card IRAs & Investments Dollar Dog Kids Club eServices WEPCO for Students MEMBER LOANS Member Loans Apply for a Loan Apply for a Credit Card RESOURCES Applications Skip-a-Pay Program Loan Claims Portal Surcharge-free ATMs Repair Coverage Love My Credit Union Rewards Insurance Coverage Financial Calculators Order Checks Update Your Information Forms & Documents Security Center RATES & FEES Savings Rates Loan Rates Fee Schedule ABOUT US Locations & Hours Contact Membership Share Insurance FAQs Newsletters News & Promos Employment Annual Reports Terms & Conditions Privacy Policy Accessibility Statement © 2021 WEPCO Federal Credit Union. All rights reserved. Website Design & Development: Credit Union Web Design