Make a Payment | Online Services Login | Blog | Just for Agents HOME / INSURANCE / MOTORCYCLE INSURANCE Motorcycle Insurance Motorcycles Touring Cruiser Sport touring Supersport Scooter Trikes and inverted trike Classic Custom Off-Road ATV Dirt bike UTV / Side by Side Dual-purpose bike 6 and 8-wheel utility Golf cart electric vehicles Golf Cart Low speed vehicle (LSV or NEV) Other Segway Snowmobile Moped Electric bicycle Replacement cost coverage does not expire When you add replacement cost coverage when the bike is new — or even up to two model years old — you can keep that level of protection for as long as you own the bike. That eliminates depreciation in the event of a claim. Most other insurance companies cancel replacement cost when the bike reaches its third year. Key program benefits Our program is particularly attractive for a Harley-Davidson®, Yamaha® or Honda®. Replacement cost coverage for bikes two model years and newer does not expire. Street-driven units include $3,000 in accessory coverage. Off-road units include $1,000. Other options include travel loss reimbursement, rental reimbursement, and transport trailer. Multiple discounts for home ownership, safety course completion, insuring multiple units, transferring your policy to us, and claim-free renewal. Want more information or a quote? Your agent can answer your questions and get you a quote. Looking for an agent? Use this search tool to find one near you, or call us at 866-884-6167. Quick Links Find an agent for a quote Current customers Learn More Follow these five steps to reduce the chances your motorcycle being stolen. Before you hit the road again this spring, prepare your bike with five maintenance steps. Keep reading Home Customer center Make a payment File a claim Change your policy Manage your account Insurance solutions Mobile home Vacation home Collector car Motorcycle Snowmobile Full-time home Vacant property Boat ATV & UTV Pet Health Rental property Condominium Yacht Golf cart Company overview Newsroom Media resources Management team Careers Company values Company history Campus directions Contact us Adjuster training Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may vary or not be available for all risks or in all states. Rates, discounts vary, are determined by many factors, and are subject to change. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including but not limited to American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No. 2222-8) and American Modern Property and Casualty Insurance Company (CA Lic. No. 6129-1.) American Modern Insurance Group, American Modern, AMsuite, modernLINK, and Homeowners FLEX are trademarks or registered trademarks of American Modern Insurance Group, Inc. All other names, logos, and brands described herein are trademarks or registered trademarks of their respective holders, and use herein does not imply affiliation with or sponsorship or endorsement by them of American Modern, its products, or its services. Corporate office | 7000 Midland Blvd. | Amelia, OH 45102 | webinfo@amig.com Mailing address | PO Box 5323 | Cincinnati, OH 45201-5323 © 2021 American Modern Insurance Group, Inc. All rights reserved. Privacy policy | Legal disclaimers | Notice of information practices