Shop insurance For customers For agents Log in RV Insurance Coverage for your home on wheels Find a local agent Enter your ZIP code to get started ZIP code zip code Search by agency name CoveragesDiscountsFAQs Get to know your RV, trailer, and motorhome coverage options We offer extensive coverage for all your RV needs to help you focus on the road ahead. Learn more about the unique coverages we offer below, then contact a local independent agent to discuss the right RV coverage for you. Coverage Real-life scenario Standard Optional Personal Property Coverage Covers damage or theft of some personal belongings while in your RV.1 Audio-Visual and Custom Equipment Coverage Protects your permanent audio, visual and custom equipment that was not installed at the factory or dealership.2 24-Hour Roadside Assistance If your RV breaks down, we won’t leave you stranded. From a jump-start to a tow, our optional 24-Hour Roadside Assistance will get you moving again.3 Emergency Assistance Coverage Includes all the features of Roadside Assistance plus adds coverage for personal property, temporary living expenses, and transportation costs if your RV becomes unlivable.4 Loan or Lease Protection Coverage Covers the difference between the remaining dollar amount on your loan/lease and how much your RV is actually worth if it’s declared a total loss.5 Personal Effects Optional coverage for personal items used inside and outside of the RV/motorhome.6 We offer so many more coverage options at Safeco. Connect with a licensed independent agent near you to determine the best coverage options for your RV. You could save money with Safeco’s RV discounts7 Accident Prevention Course Discount Offers a discount if the RV operator successfully completes an approved accident prevention course. Anti-Theft Device Discount Offers a discount when your RV is equipped with anti-theft devices. Private Passenger Discount Offers a discount if you have your auto and RV on the same policy. Enroll your RV in Safeco’s Diminishing Deductible Remain claim-free and we’ll reduce your collision deductible by $100 with each annual policy renewal.8 The deductible will continue to decrease for up to five years or until the $500 maximum is reached and you must be enrolled in Collision Insurance to be eligible. Start with a quote — finish with an agent Policy type Auto Homeowners Renters Condo Boat Motorcycle RV Umbrella Landlord Protection ZIP code Get started Common RV insurance questions Looking for answers? Browse the most frequently asked questions below, or contact an agent to discuss motorhome insurance today. Should you just add your RV to your existing auto policy? Is Safeco auto insurance required as well? What kinds of RVs does Safeco cover? Does Safeco cover RV used for business or commercial purposes? What if you plan on living in your RV for the summer? 1 Availability varies by state. 2 Availability varies by state. Limits apply. 3 Coverage is provided on the optional Towing & Labor Coverage endorsement. May vary by state. Applies to mechanical breakdowns and disablements only, and may be subject to limits. 4 Availability varies by state. Must have Roadside Assistance. Limits apply. 5 Availability varies by state. Conditions and limits apply. 6 Must have comprehensive and collision coverage. May vary by state. Limits apply. 7 Discounts and savings are available where state laws and regulations allow and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. 8 Coverage provided on Collision Deductible Endorsement. May vary by state. Limits apply. Resources Log in Create your account Customer support Pay your bill Fraud alert Careers Insurance agents Find an agent Become an agent Agents in the community Languages EnglishEspañol Roadside assistance 1-877-762-3101 File a claim 1-800-332-3226 File your claim online Privacy policy | Security policy | Terms and conditions | Member rights | Underwriting companies | Producer compensation disclosure | Equal opportunity employer | Web accessibility policy | Site map © 2020 Liberty Mutual Insurance, 175 Berkeley Street, Boston, MA 02116 Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.