Menu We sell a policy every two minutes ^ Updates: Coronavirus help and support and changes to our travel and business products. Cat insurance 25% online discount for new customers Our Premier cover is 5 Star Defaqto Rated* We pay out 9 out of 10 customers claims** We can pay your vet directly Subject to vet agreement, excess applies. Start a quote Retrieve my quote Keep them purring with MORE THAN cat insurance Cats are independent creatures and love nothing more than exploring the great outdoors. Once in a while, they may come home with an unexpected injury or illness that needs vet attention. Cat insurance can help you with the unexpected vet costs to get them back on their paws. Choose between our 4 cover levels to see what cover best suits your purring pal. Cat insurance cover levels Accident only With our lowest level of cover your cat will be covered for unexpected mishaps. You’ll be able to claim vet fees for a period of 12 months from the first date of treatment for an accident or until the vet fee limit is reached, whichever happens first. If you make a claim and have any remaining cover benefits you wish to use in the next policy year, you must renew your policy with us and there must be no break in cover. Basic Also known as Time Limited. Your cat will be covered for accidents or illness for a period of 12 months from the first date of treatment or until the vet fee limit is reached, whichever happens first. If you make a claim and have any remaining cover benefits you wish to use in the next policy year, you must renew your policy with us and there must be no break in cover. Classic Also known as Maximum Benefit. Your cat will be covered for accidents or illness up to your chosen vet fees limit for each condition, until the limit is reached. If you make a claim or have any remaining cover benefits you wish to use in the next policy year, you must renew your policy with us and there must be no break in cover. Read more Read more Read more Vet fees limit £2,500 Vet fees limit £1,500 or £3,000 Vet fees limit £4,000 or £8,000 Accidental damage Accidental damage Accidental damage Emergency boarding Emergency boarding Emergency boarding OPTIONAL Lost and found cover OPTIONAL Lost and found cover Lost and found cover Pets abroad cover OPTIONAL Pets abroad cover Pets abroad cover Complementary treatment cover Complementary treatment cover Complementary treatment cover OPTIONAL Farewell cover OPTIONAL Farewell cover OPTIONAL Farewell cover Read more Read more Read more Cover for your feline family Cat insurance is there for you and your cat when you both need it most, giving you added peace of mind. Complementary treatments cover If your cat isn't feeling themselves and your vet recommends alternative treatments, such as physiotherapy or osteopathy through a qualified practitioner, our complementary treatments cover may support you both throughout their recovery. This is included with our Basic, Classic and Premier cover levels. Lost and found cover If your cat has been gone longer than usual, you may claim towards the cost of advertising or cash rewards offered for their safe return with our lost and found cover. This is included with our Classic and Premier cover levels, and can be added to our Accidents Only and Basic cat insurance. Award winning cat insurance We got top marks from Defaqto* for giving our customers feline friends support in their time of need. Why choose MORE THAN cat insurance? Whichever cover level you choose, you and your cat will receive these great benefits: More cats, more savings Receive a 10% multi-pet discount for each pet that you insure on the same policy with our multi-pet discount. Multiple discounts applied consecutively. A welcome discount If you're a new MORE THAN customer, you can enjoy a welcome 25% off online discount. Multiple discounts applied consecutively. Claims made easy When times get tough, we can help with our easy claims process. Ask your vet to assist with your claims form and, if they agree, we can pay them directly. Excess applies. Access to expert feline vet nurses If you have any questions or concerns about your cat, you have freephone access to qualified veterinary nurses any time, any day with vetfone. Ready to start a cat insurance quote? Start a quote Retrieve my quote The cost of cat insurance Age: older cats are more likely to experience health problems which can cause your cat insurance to increase in price. Breed: pedigree cats can be more expensive to insure and some breeds can be more prone to illnesses. This can impact the cost of your cat insurance. Cover: MORE THAN cat insurance offers 4 different cover level options to choose from. The cost of each option can vary in cost due to the level of cover given. Claims: cats are naturally adventurous creatures. Sometimes, their adventures can end in an injury or illness. If you need to make a claim on your cat insurance to help towards vet fees, your renewal price may increase as a result. Cat insurance and vet fees When your cat is unwell or gets an injury, cat insurance can help with vet fees letting you focus on getting your cat back on their paws. Our internal vets have shared some common cat accidents and illnesses and what they can cost you***. “Hyperthyroidism is the most claimed disease in cats. It affects older cats and can be treated with medication, surgery, or radiation. The average cost is £1,234 based on 811 claims, with radiation treatment being significantly higher.” “Urinary obstruction is a very painful condition where cats struggle urinate due to a blockage. Often found in young cats which requires urgent veterinary attention and is recurrent. The average cost is £1,788 based on 236 claims and often requires a short period of hospitalisation.” “Cats love to go outside. But as they are territorial animals, they can get into fights with other cats. A bad flight could result in abscesses, liquid pockets of infection, developing from scratches or bites. These can be painful and need surgical intervention with an average cost of £466 based on 282 claims.” How to start a cat insurance quote We just need a few details about you and your cat or kitten before we can give you a personalised insurance quote, such as: About your cat or kitten Name Breed Date of birth (they must be at least 8 weeks old) Whether they've been spayed or neutered If they live at your home address with you If they are to be used for breeding purposes If they are healthy or have any pre-existing conditions. About you Name Age (you must be over 18) Address The date you'd like your policy to start Contact details Whether you're the owner and keeper of the cat or kitten you want to insure That you have had an insurance policy declared void or cancelled by an insurer. Keep all your cats covered together with multi-pet insurance Is more than one cat roaming your house? With a multi-pet insurance policy, cover your cats under one policy and receive a 10% discount for each cat. Saving you precious time and money. Ready to start a cat insurance quote? Start a quote Retrieve my quote Frequently asked questions Does cat insurance cover dental work? Can I get cat insurance if my pet is already sick? Can I get insurance for my older cat? Can I insure multiple cats? I am a breeder, can I get cat insurance? What does ‘multiple discounts applied consecutively’ mean? Read more pet FAQs Useful guides Common cat illnesses and treatments 12 MINS READ Letting your kitten outside for the first time 7 MINS READ Tips for feeding your kitten 10 MINS READ How to litter train your kitten 8 MINS READ Read our pet guides Important information *Our Defaqto Rating applies to Premier £4,000 or £12,000 and Classic £8,000 **MORE THAN claims data July 2020 to June 2021 ***MORE THAN pet claims data 1 January 2018 to 28 April 2021. Back to top Pet insurance Cat insurance About us Who we are Privacy policy Cookie policy Security Legal Careers Press newsroom Make a complaint Latest news Help and support Contact us FAQs Make a claim Coronavirus FAQs Manage your policy Brexit FAQs Useful guides Find us Twitter Facebook YouTube You can manage the cookies we set on your computer/device in Manage cookies MORE THAN is a trading name of Royal & Sun Alliance Insurance Ltd, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323). ^ MORE THAN data: 1 January to 4 July 2021. We use cookies and similar technologies, which are usually small text files, to improve your experience on our website and to show you personalised content. You can allow all or manage them individually. Cookie Policy Manage cookies Allow all