Menu Search Help Log In Business Cards Compare Best Business Cards Find the Card that's best for your business by comparing our most popular business Cards Business Home View All Cards Compare Business Platinum Card® $595 Annual Fee¤ ($695 if application is received on or after 1/13/2022)¤ Business Gold Card $295 Annual Fee¤ Plum Card® $250 Annual Fee¤ Enjoy premium travel experiences and elevate your rewards potential Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.‡ Earn 1.5X Membership Rewards® points on eligible purchases in key business categories, as well as on purchases of $5,000 or more everywhere else. Cap applies.‡ Flexibility to pay eligible charges over time with interest, or pay your full balance, whichever is best for your business‡ Maximize the points you earn across categories 4x points on 2 select categories where you spend the most each billing cycle, up to the first $150K in combined spend. 1x points on purchases thereafter.‡ Add Employee Cards to earn rewards‡ on eligible employee purchases and stay on top of expenses with spending limits‡, alerts, and summary reports. The Business Gold Card offers an Employee Card option with no annual fee. Flexibility to pay eligible charges over time with interest, or pay your full balance, whichever is best for your business‡ Built in flexibility to help you manage your cash flow Earn unlimited 1.5% cash back automatically when you pay in 10 days. No caps. No categories. No enrollment.‡ Take up to 60 days to pay without interest when you pay the Minimum Due by the Payment Due date.‡ Learn More Learn More Learn More Apply Remove Card ♦︎‡†Offer & Benefit Terms|¤Rates & Fees Apply Remove Card ♦︎‡†Offer & Benefit Terms|¤Rates & Fees Apply Remove Card ♦︎‡†Offer & Benefit Terms|¤Rates & Fees Benefits Membership Rewards® Points Membership Rewards® Points Early Pay Discount & Extra Days To Pay 5X points on flights and prepaid hotels on amextravel.com‡ 1X points on other purchases Terms and limitations apply. 4X Membership Rewards® points on the 2 categories where your business spent the most each billing cycle from the list below, plus earn 1X on other purchases. Airfare purchased directly from airlines U.S. purchases for advertising in select media (online, TV, radio) U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions U.S. purchases at gas stations U.S. purchases at restaurants, including takeout and delivery U.S. purchases for shipping Terms & Limitations Apply‡ 4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year 1X on all other eligible purchases. To learn more about spending categories, visit www.americanexpress.com/rewards-info. There is no limit to the total number of points you can earn.‡ Get unlimited 1.5% cash back on the amount paid within 10 days of your statement closing date. Just pay your Minimum Payment Due by your Payment Due Date and see the discount applied to your next statement.‡ 1.5% early pay discount‡ Up to 60 days to pay‡ Card Membership Benefits Extended Warranty♦︎ Purchase Protection♦︎ Return Protection‡ Concierge Service‡ American Express Preferred Seating‡ Entertainment Access‡ Relationship Care® Service Dispute Resolution‡ ♦︎‡†Offer & Benefit Terms|¤Rates & Fees ♦︎‡†Offer & Benefit Terms|¤Rates & Fees ♦︎‡†Offer & Benefit Terms|¤Rates & Fees Travel Benefits Baggage Insurance Plan♦︎ Car Rental Loss and Damage Insurance♦︎ Global Assist® Hotline‡ Premium Global Assist® Hotline‡ Fine Hotels & Resorts®‡ Trip Delay Insurance‡ Trip Cancellation and Interruption Insurance‡ ♦︎‡†Offer & Benefit Terms|¤Rates & Fees ♦︎‡†Offer & Benefit Terms|¤Rates & Fees ♦︎‡†Offer & Benefit Terms|¤Rates & Fees Fees Annual Membership Fee¤ $595 Annual Fee¤ ($695 if application is received on or after 1/13/2022)¤ $295 Annual Fee¤ $250¤ Employee Card Fees¤ $300 annual fee for each Employee Business Platinum Card $50 for the first Business Gold Employee Card and no fee for additional Employee Cards $0 annual fee for each Employee Plum Card† Cash Advance Fee¤ The Business Platinum Card does not offer cash advances The Business Gold Card does not offer cash advances Charge Cards do not offer cash advances Foreign Transaction Fees¤‡ Do business globally and pay no foreign transaction fees on your purchases.‡¤ American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. However, there may be circumstances where ATMs or merchants charge a fee on foreign transactions. No foreign transaction fees¤‡ Do business globally and pay no foreign transaction fees on your purchases.¤‡ Late Payment Fee¤ $39 or 2.99% of any past due Pay in Full amount, whichever is greater¤ $39 or 2.99% of any past due Pay in Full amount, whichever is greater¤ 1.5% then 2.99% of the past due amount (minimum:$39)¤ — — — Returned Payment Fee¤ $39¤ $39¤ $39¤ APR On Purchases¤ If you are enrolled in the Pay Over Time feature balances may accrue interest charges.¤‡ — No APR on Purchases APR On Cash Advances¤ The Business Platinum Card does not offer cash advances The Business Gold Card does not offer cash advances — Penalty APR¤ % Penalty APR rate¤ % Penalty APR rate¤ — ♦︎‡†Offer & Benefit Terms|¤Rates & Fees ♦︎‡†Offer & Benefit Terms|¤Rates & Fees ♦︎‡†Offer & Benefit Terms|¤Rates & Fees Enjoy exceptional rewards and benefits Explore some of the services and offers you receive with every business Card from American Express American Express® Business App Simplify the way you and your employees manage Business Card receipts with the American Express® Business App.1 Amex Offers Amex Offers is a simple and easy way to make your life more rewarding. With offers for shopping, dining, travel, and more, there's something for everyone. Adding offers to your Card is quick, easy, and best of all, incredibly rewarding.‡ Account Alerts Set up Alerts so you can avoid late payments, be notified of irregular activity, or monitor Employee Card use and more. Account Manager Assign a trusted employee or business partner to be an Account Manager on your Business Card account.2 They can handle your tasks like reviewing statements, making payments, and disputing charges on your Business Cards, so you're free to focus on other aspects of your business. Online Statements View your purchase history, prepare reports, and budget your expenses Year-End Summary After the end of the year, see a complete summary that categorizes your spend by month and purchase type, and helps you track your business expenses down to the last detail.3 Benefit Terms 1. American Express® Business App The American Express® Business App is available with American Express Business and Corporate Cards. Functionality may differ based on Card product or program. American Express is not responsible for the completeness or accuracy of receipts displayed. Receipts will be stored until the earliest of the following: (1) seven years from the end of the calendar year that the receipt was uploaded or (2) the date that your online account is closed. American Express reserves the right to delete or purge receipts for any reason in its sole discretion, with or without notice. The Amex® Business App is available on the App Store® and Google Play™. Apple, the Apple logo and iPhone are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc. 2. Account Manager Account Managers must be at least 18 years old and have a U.S. Mailing Address and Social Security Number. 3. Year-End Summary The Online Year-End Summary, typically available in January, reflects charges posted to your account from January 1st through December 31st of the prior year. 4. Amex Offers Eligible Card Members can redeem an Amex Offer by first enrolling in the offer in their online account or in the American Express® App and then using their enrolled Card to pay. Only U.S.-issued American Express Consumer and Business Cards and registered American Express Serve® and Bluebird cards may be eligible. We may consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your eligibility to access Amex Offers. You may not be eligible to access Amex Offers if we, in our sole discretion, determine that you have previously engaged in abuse, misuse or gaming of the Amex Offers program, or any other Amex program. Available offers may vary for each eligible Card Member. Please review the terms of each offer for details on how to redeem. For full Program Terms, visit https://www.amexoffers.com/partnerterms ABOUT About American Express Investor Relations Careers Global Network Contact Us Amex Mobile App PRODUCTS & SERVICES Credit Cards Business Credit Cards Corporate Programs Prepaid Cards Savings Accounts & CDs Gift Cards LINKS YOU MAY LIKE Membership Rewards Free Credit Score & Report CreditSecure Bluebird Accept Amex Cards Refer A Friend ADDITIONAL INFORMATION Credit Intel – Financial Education Center Supplier Diversity Credit 101 Money Management 101 US Newcomers Frequently Asked Questions United StatesChange Country Terms of ServicePrivacy CenterAdChoicesSecurity CenterCard AgreementsServicemember BenefitsSite Map All users of our online services are subject to our Privacy Statement and agree to be bound by the Terms of Service. Please review. © 2021 American Express. All rights reserved