MENU Professional Liability Insurance Professional Liability Insurance See how much you could save your business. Or, call (800) 841-1621. Existing policyholder? ACCESS YOUR POLICY What is professional liability insurance? Professional liability insurance is a type of business insurance that provides coverage for professionals and businesses to protect against claims of negligence from clients or customers. Professional liability insurance typically covers negligence, copyright infringement, personal injury, and more. Claims covered by a professional liability policy can include damages caused by things you did and/or things that you should have done. How does professional liability insurance work? Although many types of businesses can be helped with professional liability insurance coverage, let's look at a few real life examples. Let's say you're a project manager. You accidentally forget to get to tell your client about needed sign offs causing project delays that increase the cost. Or maybe you're a massage therapist and your client sues you, claiming you caused tissue damage. These are just a few of the cases that professional liability insurance could help you with. Many people often pair it with general liability insurance for more complete coverage. You should consider professional liability insurance if your business provides: A professional service Regular professional advice to clients Contractual service to your clients How much does professional liability insurance cost? Every business' needs are different. A lot of things impact how much your premium will be. We're ready to work with you to get the coverage you need at a great price. See how much you could save on professional liability insurance through GEICO today. Why do I need professional liability insurance (PLI)? Some jobs and contracts require PLI. Beyond that, mistakes happen. Make sure that you and your business are protected with the right coverage. What does a professional liability insurance policy cover? Common items covered are: Mistakes Or Negligence Services provided (or not provided) by your company that result in client damages. Copyright Infringement Copyright law issues, mistakes, oversights, and misunderstandings. Personal Injury Claims for libel or slander, whether they're true or not. What else is covered under professional liability insurance? Previously Performed Services This is protection for current and previous work completed (for an agreed upon timeframe). This timeframe is important to consider as things outside of this timeframe would not be covered. Defense Costs Legal defense costs associated with lawsuits against your company (regardless of fault). Temporary Staff and Independent Contractors Work performed by your employees, including temporary staff and independent contractors. What type of business can be covered by professional liability (or E&O) insurance? Whether you own small business, a growing one, large company, or starting a new business, we could help you save on your professional liability insurance. Business examples include: Beauticians/Salon Services Career/Business Trainers & Coaches Family/Mental Health Counselors Management/Business Consultants Occupational Therapists Personal Trainers Photographers Real Estate/Property Managers IT Consultants And more... Do you need other business coverage? GEICO can help. Business Owners Policy (BOP) General Liability Insurance (GL) Commercial Auto Insurance Cyber Liability Insurance Need to speak with us about professional liability insurance? You can reach us at (800) 841-1621 Sales Mon – Fri 8:00 am – 9:00 pm (ET) Sat 10:00 am – 8:00 pm (ET) Professional liability insurance: Get the answers you're looking for. Do I need professional liability insurance? What is E&O insurance? What business insurance do I need? Please note: The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages. Professional Liability Insurance coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, LLC. We can help you secure business insurance in all states except Hawaii. The information you provide will be shared with our business partners so that they can return a quote. For online quotes: GEICO Insurance Agency, LLC has partnered with Hiscox Insurance to provide business insurance products. 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