Explore Products Go to main content SIGN IN Zero In On This Rates as low as 9.99% APR* Zero annual, balance transfer, or cash advance fees.* CREDIT CARDS DISPLAY SUBMENU HIDE SUBMENU FEATURES RATES & FEES FAQ & LINKS GET IT Features You’ll love having one rate whether you use it for purchases, balance transfers, or cash advances. Rates as low as 9.99% variable Annual Percentage Rate (APR)* $0 Annual Fee $0 Balance Transfer Fee $0 Cash Advance Fee Use as overdraft protection for your checking account1 Monitor your identity at no-cost with ID Navigator2 powered by NortonLifeLock™ Free access to FICO® Score, updated monthly on your statement3 Added security with fraud text alerts Exclusive Online Offer! Apply for your loan online, when you're approved, skip your first payment for up to 60 days!4 Get started below. GET IT Rates & Fees Effective Date: November 25, 2021 Variable APR Range* Estimated Payment 9.99% - 24.99% 3% of Balance ($25 Minimum) Fee Balance Transfer Fee $0 Cash Advance Fee $0 Annual Fee $0 Visa International Service Assessment (ISA) Fee 1% of amount (Foreign Transactions Only)** View Visa Rate Schedule FAQ & Links + Are there any fees on my Arrowhead Visa®? + When does interest accrue? + Is there a grace period from my due date? + Why is my monthly payment not displaying online? + When will I start to see my FICO Score on my statement? + Can I do a cash advance to my checking? + Can I conduct balance transfers? + How do I order convenience checks for my Credit Card? + Can I use my Arrowhead Visa as overdraft protection for my checking? + How do I report a lost/stolen card? + How do I get a replacement card? + Who can I contact if I have any questions regarding my Arrowhead Visa? + Is there anything I should know before traveling with my Arrowhead Visa? Related Links Signature Loan Overdraft Protection Loan Rates Rate Schedule Agreement and Disclosure *APR=Annual Percentage Rate. The rate you qualify for is determined by your credit worthiness. Not all borrowers will qualify. Interest rate is variable and will vary with the market based on the Prime Index. Rates and terms subject to change without notice. Terms and conditions apply. Rates valid as of 11/26/2021. View the Visa Rate Schedule and Agreement and Disclosure. 1Fees and other terms and restrictions may apply. Refer to the Schedule of Fees. 2 NortonLifeLock is the benefit provider and is solely responsible for the program and all its associated services. Neither Arrowhead Credit Union, Visa, its issuers nor Asurion, LLC shall have any responsibility or liability in connection with NortonLifeLock rendering of the service. 3 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. The monthly FICO score is provided solely for your own non-commercial personal educational review, use and benefit. 4Interest accrues from the date of loan funding. Offer not applicable on First Mortgage loans, Home Equity loans, Home Equity Lines of Credit, Share-Secured Visa Credit Card loans, Share Secured loans, Share Certificate Secured loans, and Smart Start Personal loans. Other restrictions may apply. Offer valid for a limited time for online applications and subject to end without notice. **This fee applies to transactions processed outside the United States, including online Internet transactions initiated in the United States but that may be processed by a merchant outside the United States Go to main navigation Careers | About | (800) 743-7228 | Privacy | Routing # 322282603 | Site Feedback | Discounts This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act. NMLS #763460 If you are using a screen reader or other auxiliary aid and are having problems using this website, please call (800) 743-7228 for assistance. All information available on this website is also available at any of our branches.