ABOUT CLAIMS VIDEOS NEWS CONTACT CAREERS PAY ONLINE CONTACT US TODAY 01274 515747 MON - FRI | 8:30AM - 5PM Menu Public Liability In House Claims Bespoke Insurance Solutions Risk Management Expert Advice Public Liability Insurance is essential cover for businesses, offering protection against compensation claims if clients, suppliers or the public suffer injury or property damage because of your business. It may not be a legal requirement to have Public Liability but the majority of businesses choose to take out a policy because of its importance, especially for those who regularly interact with members of the public. Businesses such as shop owners, tradesmen, restaurant and café owners choose to take out cover due to daily interaction and a high probability of risk when the public is on their premises. What is Public Liability cover? Public Liability covers your business against compensation claims and legal costs. This is usually to do with a third-party suffering injury or property damage on your premises. Incidents which could lead to a claim are quite varied and could include customers slipping on a wet floor or injuring themselves on a piece of equipment. Most policies cover: Compensation payments Repair or replacement costs Medical fees Legal expenses for defending these claims It can also sometimes cover damage to a customer's belongings that they believe were damaged when visiting your premises. How much Public Liability cover is needed? The amount of Public Liability cover can vary depending on your business and we would recommend having us carry out an assessment on how often you interact with third parties to determine the size of compensation demands. Quite often insurers would offer between £1 million and £10 million, with higher limits available through excess. You may also have to speak with potential clients, as many local authorities and government bodies will require you to have a certain amount of cover for you to work with them. Our brokers have access to a wide network of insurance providers, so speak to a member of our team today to find the right policy for your business. To find out more and to discuss your needs, please contact us on 01274 515 747 or email us at mail@lwood.co.uk Request a callback Send us your details and we'll be in touch. First Name Last Name Phone Number Email Postcode CAPTCHA Property Owners If you own a property it is important to have appropriate insurance covers in place. LEARN MORE Business Interruption We would always recommend insuring on a Gross Revenue / Gross Profit basis, together with additional costs as from experience following a loss, the policyholder would have to spend more money than necessary in order to keep the business functioning LEARN MORE SIGNUP TO THE L WOOD NEWSLETTER TO RECEIVE TIPS, GUIDANCE AND NEWS. Email* For further details on how your data is used and stored, read our Privacy Policy CAPTCHA About Claims News Contact Pay Online © 2021 L Wood & Co Ltd Insurance Brokers. All Rights Reserved. Registration number 306091. Authorised & Regulated by the FCA - https://register.fca.org.uk/s Terms of Business | Privacy Policy | | We use cookies to track your use on our website. This enables us to learn more about how you use the site and track any patterns. This helps us to develop and improve our website for yourself and other users, as well as guide us on improvements to products and/or services in response to what you might need or want. Cookie Policy Cookie settings ACCEPT