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Learn more or change your settings at any time. highlight_off Don't risk missing something important Get the only Credit Report that checks data from Equifax, Experian, TransUnion and Crediva See Your Multi Agency Credit Report Free Try it FREE for 30 days, then £14.99 a month - cancel online anytime More Than Just A Score The UK'S Most Detailed Online Credit Report See your data from 4 Credit Reference Agencies, not just 1 Get an independent view with your checkmyfile Credit Score Really easy to cancel - by Freephone or even online We guarantee never to sell your personal data Consistently rated ‘Excellent’ on Trustpilot See Your Multi Agency Credit Report Free Try it FREE for 30 days, then £14.99 a month - cancel anytime Compare What's Held About You See Which Accounts Are On Your Credit Report checkmyfile is the UK's most detailed Credit Report, with data from all four Credit Reference Agencies: Equifax, Experian, TransUnion and Crediva. Simple line-by-line comparison lets you keep an eye on everything that's reported about you, in one place. Check What's Being Reported Ensure Your Payments Are Correctly Recorded Check that all reported information is correct including whether or not you have made payments, your personal details and whether the agreements you have are correctly reflected. Look for accounts that are not closed properly and see how your balance and limits where applicable have changed over time. Monitor Your Use Of Credit At A Glance View Of Your Borrowings By Type See how your total borrowings on mortgages, personal loans, credit cards and other accounts have changed over the last 6 years, and keep a track of the overall position currently being reported by organisations on your Credit Report. If you are looking to reduce or restructure your debt, track how your borrowing picture changes. Make It Your Own Personalise Your Credit Report To help you recognise your accounts, to associate them to a more personal purchase such as a car or investment in home improvements, or if you have multiple accounts with the same organisation such as a personal and joint current account, you can change the name of the provider on your Credit Report. The UK's First Provider Of Online Credit Reports Launched 21 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago See How You Score An Independent View Of Your Credit Score Lenders generally use their own system to work out your Credit Score based on the information in your Credit Report and they often check your information at more than one Credit Reference Agency. Your checkmyfile Credit Score is based on all of the Credit Report information we gather from Equifax, Experian, TransUnion and Crediva to help you better understand how you are likely to be assessed when applying for credit. Understand What Is Affecting Your Credit Score See at a glance how the information in your Credit Report affects your checkmyfile Credit Score both positively and negatively. Find out if any differences between what's held at the 4 agencies affects you and get tips on how to improve your score and resolve any issues which are negatively affecting you. See Your Multi Agency Credit Report Free Try it FREE for 30 days, then £14.99 a month - cancel anytime Who Is Financially Associated To You? See who is reported by Equifax, Experian and TransUnion as being financially associated to you and who impacts on your ability to get credit. Usually these are people you hold a joint account with. The impact of a financial association can be good or bad. Get help to remove incorrect financial associations Use our online tool to remove inappropriate people from your Equifax, Experian and TransUnion files, and get support from our professionally qualified Credit Analysts who will guide you through the process at each Credit Reference Agency - speeding up the time it takes to get 'disassociated'. See Your Multi Agency Credit Report Free Try it FREE for 30 days, then £14.99 a month - cancel anytime Electoral Roll Check Confirm you are correctly listed on the version of the Electoral Roll reported by Equifax, Experian, TransUnion and Crediva Identity Fraud Check Get details of Cifas fraud warnings and protective registrations recorded on your Credit Report with Equifax, Experian and TransUnion Court Information Check Check for any Court Judgments or Insolvency records recorded against you at Equifax, Experian, TransUnion and Crediva keyboard_arrow_left Excellent product and service. I had major concerns that my identity had been compromised so wanted to check my credit rating. Checkmyfile cross checks four credit rating agencies to produce an extremely comprehensive report and it does this effectively for free. When I left positive feedback, I also got a personal response from one of the team. Quite astonishing in 2021 to receive such a high quality and personalised digital service. Highly recommended. Tricia , November 2021 keyboard_arrow_right Multi Agency Credit Report View up to 6 years' Credit History See your checkmyfile Credit Score Check for Court Information Electoral Roll Confirmation Free Checks & Services Credit Score Estimator Get Assistance Contact Us Jargon Buster Published Articles Information About Us Terms & Conditions Privacy and Cookies Affiliates checkmyfile is a trade mark and is a trading name of Credit Reporting Agency Limited (Registered number 3719598). Credit Reporting Agency Limited is authorised and regulated by the Financial Conduct Authority (firm reference 690175). Credit Reporting Agency Limited is a Credit Reference Agency notified with the Office of the Information Commissioner, registration number Z6636832. Our VAT number is GB 738 731 215. Credit Reporting Agency Limited is registered in England and has its registered office at Trevithick House, Trevissome Park, Truro, TR4 8UN. Monthly fee of £14.99 applies after your free 30-day trial. You may cancel at any time without charge by Freephone, Secure Message, email or online. The free 30-day trial applies only to new customers aged 18 years or more who are living in the UK. The 30-day free trial period starts when you register. If we are unable to verify your identity online when you register, we may ask you to provide information to us which may delay access to your Credit Report. Copyright © Credit Reporting Agency Ltd 1999-2021. All rights reserved.