LOGIN ABOUT EMPLOYMENT CONTACT ENGLISH 1-866-483-5139 Notice of Important Rights! We are required by law to notify consumers of the following rights. This list does not include a complete list of rights consumers have under state and federal laws. In California: The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations. The California Consumer Privacy Act requires that we inform you that we collect the following categories of personal information from consumers for the business purpose of servicing accounts and collecting debts: 1) Identifiers (such as name; Address; Social Security number; online identifiers; email address; and other similar identifiers); 2) Audio (such as call recordings and other similar information); 3) Financial Information (such as bank account information; debit card information; credit card information; and other similar financial information); 4) Commercial Information (such as records of property, products or services purchased or other similar information); 5) Internet or other Electronic Network Activity Information (such as information regarding your interaction with our websites and other similar information); 6) Professional or Employment Information (such as employment information or other similar information). For more information, or to access this notice in a different format, please see our Privacy Policy at www.cavalryportfolioservices.com/privacyNotice. IN COLORADO: A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt. FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE https://coag.gov/office-sections/consumer-protection/consumer-credit-unit/collection-agency-regulation/. Our in-state office address and telephone number is 80 Garden Center, Suite 3 Broomfield, CO 80020, (303) 920-4763. IN MASSACHUSETTS: NOTICE OF IMPORTANT RIGHTS. YOU HAVE THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARDING YOUR DEBT NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYMENT. ANY SUCH ORAL REQUEST WILL BE VALID FOR ONLY TEN DAYS UNLESS YOU PROVIDE WRITTEN CONFIRMATION OF THE REQUEST POSTMARKED OR DELIVERED WITHIN SEVEN DAYS OF SUCH REQUEST. YOU MAY TERMINATE THIS REQUEST BY WRITING TO THE COLLECTOR. You may contact us by telephone at (866) 483-5139 between 9:00 am and 5:00 pm Eastern Time Monday-Friday or in writing at 500 Summit Lake Drive Suite 400 Valhalla, NY 10595-1340. IN MINNESOTA: THIS COLLECTION AGENCY IS LICENSED BY THE MINNESOTA DEPARTMENT OF COMMERCE. In New York City: This collection agency is licensed by the New York City Department of Consumer Affairs. The license numbers are 1143718, 1126502, 1126497, and 1126494. The New York City Department of Consumer and Worker Protection (“Department”) requires us to document your preferred language. Please contact Cavalry at 1-866-483-5139 to provide us with your preferred language. Please note, Cavalry does not provide a translation of any communication made or created in English into another language. Cavalry does provide Spanish speaking specialists and Cavalry makes written communications in Spanish. A translation and description of commonly-used debt collection terms is available in multiple languages on the Department’s website, www.nyc.gov/dca. In Tennessee: This collection agency is licensed by the Collection Service Board, State Department of Commerce and Insurance. In Utah: As required by Utah law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations. In North Carolina: This collection agency is licensed by the North Carolina Department of Insurance. The license numbers are 3824, 3910, 3911, and 3912. Its true name is Cavalry Portfolio Services, LLC. Its true addresses are: (a) 4050 Cotton Center Boulevard, Building 2, Suite 20, Phoenix, Arizona 85040; (b) 500 Summit Lake Drive Suite 400 Valhalla, NY 10595-1340; (c) 4500 South 129th East Ave, Suite 165, Tulsa, Oklahoma 74134; and (d) 408 St. Peter Street, St. Paul, Minnesota 55102. For account questions, comments, or general customer service, you may contact us at 1-866-483-5139 Monday through Thursday from 8:00 am to 9:00 pm Eastern Time, Friday from 8:00 am to 8:00 pm Eastern Time and Saturday from 9:00 am to 2:00 pm Eastern Time, or you may write us at 500 Summit Lake Drive Suite 400 Valhalla, NY 10595-1340. By sending your check, please be aware that you are authorizing Cavalry Portfolio Services, LLC to use information on your check to make a one-time electronic debit from your account at the financial institution indicated on your check. This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose. Our website contains links to websites owned and operated by third parties. If you use these links, you leave our website. These links are provided for your information and convenience only and are not an endorsement by Cavalry Portfolio Services, LLC, of the content of such linked websites or third parties. Cavalry Portfolio Services, LLC has no control over the contents of any linked website and is not responsible for these websites or their content or availability. Federal, State and Local Disclosures Privacy Notice RMA Consumer Education Whether it's our customers or our community at large... At Cavalry, we believe in making a difference in the world and the people around us. Since 2004, our team members have been giving back to the communities we serve as part of our 'Cavalry Cares' program. We participate in numerous outreach and charity programs throughout the year on both a local and national level. About Contact Employment Federal, State and Local Disclosures Privacy Notice CCO South Carolina Residents ©2021 Cavalry Portfolio Services LLC. All rights reserved