Why Fineco Newsroom Education Chat Contacts LOGIN TRADING INVESTING & ISA BANKING PRICING OPEN ACCOUNT BOOK A DEMO HomeBankingBanking abroad Be a global citizen. Travel easily and manage your money directly in Euro. OPEN ACCOUNT Pay bills in Europe like a local. Speed up your recurrent Euro Direct Debits for utilities, healthcare, loans, school fees and much more. Directly in Euro. PEACE-OF-MIND Pay immediately for your bills in Euro and get an instant confirmation. TIMESAVING Set up a regular mandate for instant deductions from your Fineco account. SEPA Direct Debit Services Free entry of due nature of payments in c/c Cancellation of individual SDD before due date Cancellation of individual, authorised SDD, within 8 weeks after charging date Right to refund on individual, unauthorised SDD, within 13 months after charging date Right to withdraw individual SDD, by working day prior to due date Instant EUR bank transfer. Transfer Euros in real time for your holiday, take care of your property in Europe, pay for University costs. It’s easy. INSTANT PAYMENTS Payments get to the beneficiary within seconds of hitting confirm. AVAILABLE 24/7 That means every day of the week, from Monday to Sunday. 24 hours a day. CUSTOMISABLE LIMIT Easily set up daily limits for instant transfers directly online or from the app. SIMPLE EXECUTION You select the 'Instant transfer' option and you're all set! FAIR PRICING We charge just 0.20% of the transferred, with a min of €0.85 and a max of €2.95. Smart purchases. Our EUR Debit card means you can forget currency conversion fees. Plus, with the «MaxiPurchase» service, you can make a payment of up to €10,000. Free withdrawals in EUR. Access free withdrawals in the euro zone with the Fineco EUR Debit Card. Set your card limits and save money without extra costs. OPEN ACCOUNT This advertising message is for promotional purposes only. To view all the terms and conditions for the advertised services, please refer to the fact sheets and documentation required under current regulations. All services require the client to open a Fineco current account. All products and services offered are dedicated to Fineco account. Eur Instant Bank Transfer: Service only available for payments to beneficiary banks which have the same service active. The list of banks with instant payments active is available on ebaclearing.eu The ATM provider may charge additional withdrawal fees and exchange fees. Fineco will not charge any fees for transactions or withdrawals made in the currency of your card. With Fineco’s EUR Visa Debit Card, your EUR purchases, both in shops and online, and withdrawals are debited directly on your EUR account, so you have no exchange rate commissions. A small number of ATM providers may charge a transaction fee but they should tell you about this onscreen before you commit to any transaction. Withdrawals and purchases online and in shops are debited from your EUR account when using your EUR Debit Card. Renminbi that customers hold, trade or use for payments outside of mainland China are considered offshore Renminbi (CNH). ISO code CNY must be used in customers’ payment orders, transaction statements and account information. Please note that “CNH” is not registered as a code with the International Organization for Standardization (ISO). Therefore, it’s not used in payment services or for account information. Check the fact sheets to see spreads applied to the exchange rate (Currency Exchange). Contacts Terms and condition Corporate & Investors Site map TRADING Markets to trade Platforms CFDs Trading pricing INVESTING & ISA Investment solutions Investing pricing ISA ISA pricing BANKING Banking services Banking abroad Banking pricing PRICING Pricing Compare pricing ABOUT US Why Fineco Newsroom Learn to trade Contacts Glossary Transparency Cookies Cookies Settings Open banking - API for developers Systematic Internaliser Best Execution Complaints Privacy FinecoBank S.p.A. - Registered Office Piazza Durante 11, Milan 20131 - Headquarters Via Rivoluzione d'Ottobre 16, Reggio Emilia 42123 - Share capital €201,266,924.10 subscribed and paid-in - Bank enrolled in the Register of Banks and Parent Company of the FinecoBank Banking Group – enrolled in the Register of Banking Groups at No. 3015 - VAT No. 12962340159 - Tax ID No. and Milan-Monza-Brianza-Lodi Companies Register No. 01392970404 - Economic and Administrative Index (REA) No. 1598155. Member of the National Compensation Fund (FNG) and the National Interbank Deposit Guaranteee Fund (FITD). Read Details. Fineco Bank is a trademark licensed for use by FinecoBank S.p.A., authorised and regulated by the Bank of Italy and Consob (Italian Market Regulator). Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. The nature and extent of consumer protections may differ from those for firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority's website. - PEC: finecobankspa.pec@actaliscertymail.it Fineco uses cookies to improve your browsing experience. On its website, Fineco uses technical cookies to improve the browsing experience and profiling cookies (its own and third party) in order to send you personalised ads to deliver services in line with your preferences as you browse the website. By clicking on "Accept all cookies", you agree to have cookies stored on your device for the purposes set out above as explained in more detail in the Extended Policy. This includes, the use of profiling cookies (both first and third party) to show and analyse advertising defined according to your interests. By clicking on the "X" the user refuses all cookies with the sole exception of technical cookies. Click on "Cookies settings" to not accept these cookies and to manage your preferences directly. ACCEPT ALL COOKIES COOKIES SETTINGS