Customer Enquiries 0161 464 3944 For Coronavirus (Covid19) help and support click here Debt consolidation loans? Secured Loans > Our Loans > Bad Credit Debt Consolidation Loans What are bad credit debt consolidation loans In the simplest terms, a debt consolidation loan would be used to pay off your existing debts and transfer the amount owed into a single loan with one manageable monthly repayment. When you’re finding it difficult to keep up with repayments on several different debts, it can be incredibly hard to stay on top of them all. Missing payments on a credit or store card bill can have an impact on both your day-to-day finances and credit rating. A debt consolidation loan for bad credit could help you regain control of your finances and provide peace of mind. Check out our reviews on Feefo and find out why we’re a Platinum Trusted Service. What our happy customers say: 1 2 3 4 5 6 How much do you want to borrow? £5,000 to £50,000 £10,000 For how long? 1 to 20 years. 36 Months Loan Purpose Choose Business Loan Christmas Debt Consolidation Debt Consolidation & Home Improvements Holiday Home Improvements Other Vehicle Wedding Is this a joint application? Yes No Next Secured Loans for Debt Consolidation You pay one bill. Then, in no time at all, the next arrives. Then the next. Then the next. It’s a familiar story to anyone juggling multiple debt repayments, with each one owed to a different party with their own terms. It doesn’t have to be that way. By consolidating your debts into one affordable monthly payment, we could help you stay on top of your finances. With loans for debt consolidation with bad credit, you can start to build your way back to financial stability. We’ll help you find terms to suit your circumstances and a debt consolidation loan that could help simplify your repayment schedule. We look way beyond your credit score and assess your application based on your unique circumstances. That means we could be able to provide debt consolidation loans for bad credit applicants who’ve been turned down in the past. If you're looking to obtain credit, our secured loans can be used for a range of purposes Carry out home improvements; a great way to invest back into your property A wedding loan could turn your dreams into a reality Bigger personal items such as cars can be financed using a secured loan Take your family on that much needed holiday Even if you have bad credit we could still help you with a loan Get your no obligation quote today (does not affect your credit score) Our debt consolidation loans for bad credit can make your monthly repayments easier to manage Use the funds to pay off multiple debts to other parties Bring your outstanding debts together for one straightforward monthly repayment Deal with a single set of terms with full transparency from the get-go There will be a Personal Account Manager to provide support at every step Questions you may have... What are the benefits of a debt consolidation loan? How will consolidating my debts affect my credit score?' How do debt consolidation loans affect my interest rates? What are the considerations of a debt consolidation loan? What types of debt can be consolidated with a secured loan? Why choose Evolution Money for a debt consolidation loan? Want to know the approximate cost and timescales of your loan? Take a look at our handy loan calculator to see what your repayments might be on a debt consolidation loan through Evolution Money. Or, give us a quick call on 0161 814 9158 to talk through your loan needs and get a no obligation quote from our qualified loan advisors at Evolution Money. Apply for my Debt Consolidation Loan Latest News Why ‘kerb appeal’ really matters We’ve investigated what exterior features can make your home more attractive to prospective buyers, and even increase its value. We… Read More Credit Scores Around The UK We explore the regions that have the highest and lowest average credit scores Related news: House prices likely to soar… Read More The top myths about borrowing money The top myths about borrowing money (and how to stop your money concerns) The act of borrowing capital for it… Read More Evolution Money receives Feefo Platinum Trusted Service Award 2020 Evolution Money are delighted to have won the Feefo Platinum Trusted Service award, an independent seal of excellence that recognises… Read More THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT. 24.12% APRC Representative Variable Maximum APRC: Maximum APRC for loans greater than £12,514.00 is 58.37%. The maximum APRC is representative of Plan 7 based on a term of 12 months and a loan amount of £12,514. Typical Example: Loan Amount: £12,514.00, Loan Term: 144 Months, Interest Rate: 19.56% PA (variable), Monthly Repayments: £245.77, Total Amount Repayable: £35,391.52. This example includes a Product fee of £1,251.40 (10% of the loan amount) and a Lending fee of £699.00. Read about our Rates and Fees. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. *Loan must be paid back by 70th birthday FRAUD WARNING - We have been made aware that there have been websites set up using our details to attempt to scam people for money. Evolution Money Limited will never ask for application fees, insurance fees or a fee for not using a guarantor before issuing a loan. If you have come across a website using Evolution Money details that you believe to be suspicious, please contact us. If you believe you have been a victim of fraud, please contact Action Fraud How our customers rate us We’re proud of the high standard of our customer service and believe that each of our customers should be treated as an individual. Evolution Money 96 out of 100, based on 178 reviews over the past year. 178 user reviews. Read our reviews Members of the The Finance & Leasing Association We are a member of the FLA (Finance and Leasing Association) and subscribe to its lending code. Socialise Feeling social? Check out our social pages! Tweet us on Twitter Like us on Facebook Add us on Google+ Our Address Evolution Money, 9 Portland Street, Manchester, M1 3BE Registered Company Number: 06987852 Contact by Phone General Enquiries: 0161 814 9158 Complaints: 0161 814 9165 Contact by Email General Enquiries: info@evolutionmoney.co.uk Business Referrals: introducers@evolutionmoney.co.uk Complaints: complaints@evolutionmoney.co.uk Evolution Money Limited is a licensed credit broker and service provider to Evolution Lending Limited. If your application doesn’t meet the underwriting requirements of Evolution Lending Limited we may pass your information to other lenders and brokers. Evolution Money Limited is a company registered in England & Wales, registration number 06987852 and registered at 9 Portland Street, Manchester, M1 3BE. 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