Primary Menu ☰ Partners Sign In (888) 269-4246 Apply Now You have a lot on your plate. OnDeck has financing to help. Get Started A+ Rating With the Better Business Bureau $13 Billion Delivered to Businesses Globally 4.9/5 Customer Rating on Trustpilot Your business needs options. We’ve got different loans available for you. OnDeck Line of Credit Use for managing cash flow, such as buying inventory or making payroll Get a revolving credit line, with access to cash when you need it Learn More Loan amounts of $6K–$100K 12-month repayment term, resets after each withdrawal OnDeck Term Loan Use for investments in your business, such as expansion projects or large purchases Get a one-time lump sum of cash upfront, with the option to apply for more when you’re halfway paid down Learn More Loan amounts of $5K–$250K Repayment terms up to 24 months The perfect combo of speed and service. And it’s easy to get started. Step 1. Complete the application Our application is pretty simple, and you can apply online or over the phone. Step 2. Get a decision Your dedicated loan advisor will review your options with you. Step 3. Receive your funds Complete the online checkout and receive your funds as soon as same day. Minimum eligibility requirements for an OnDeck Term Loan or Line of Credit We lend to over 700 industries, but there are some industries we cannot serve: see list of restricted industries. In addition, OnDeck does not lend to businesses in Nevada, North Dakota, or South Dakota. Online doesn’t have to mean impersonal – with OnDeck you get real people to talk to. Your dedicated, U.S. based loan advisor is available to help you every step of the way. Call: (888) 269-4246 M-F 9am–8pm ET Maria Loan Advisor New York, NY Here’s what business owners like you have to say Apply Online Get Started Give us a call: 888-269-4246 Monday–Friday 9am–8pm ET Eligibility for the lowest rates is very limited, available only to businesses with the strongest creditworthiness and cash flows, and typically businesses that have shown an excellent payment history on prior loan products with OnDeck. The average rate for term loans is 54.96% APR and the average rate for lines of credit is 47.14% APR. Averages are based on loans originated in the quarter ending March 31, 2021. Careers Privacy Policy Security Policy Support Back to Top USA Canada Australia Facebook Twitter Linkedin Instagram Depending on the state where your business is located and other attributes of your business and the loan, your business loan may be issued by a member of the OnDeck family of companies or by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Your loan agreement will identify the lender prior to your signing. Loans subject to lender approval. OnDeck® is a Registered Trademark. All rights reserved. 1400 Broadway, New York, New York.