Mortgage Calculator Help Log In Mortgage Calculator Work out what you could afford and how much it might cost you each month. Your details Property Intentions Live in it Rent it out Deposit Applicants' combined annual income Your result With your deposit and income, you could afford a property valued up to £0 Maximum property value £0 Estimated monthly cost * Next steps Get FREE advice Speak to your own personal mortgage expert to get a free personalised recommendation. About your calculation Your maximum property value is based on a Loan to Value (LTV) of 90% if a residential mortgage and 75% if a Buy to Let mortgage. * The estimated monthly cost assumes a 25 year overall mortgage term on a repayment basis and the average interest rate we’ve seen for the LTV above over the last three months (3.05% Residential / 1.72% Buy to Let). The initial rate is generally lower if you can find a bigger deposit or you look at a lower valued property as you will have a lower loan to value (LTV). The lowest initial rate seen in the last three months was 0.94% for Residential and 1.16% for BTL. The exact amount you can borrow will depend on your specific circumstances and requirements, plus individual mortgage lender borrowing criteria. For Buy to Let mortgages, the actual cost and deals available can also be influenced by factors such as whether you are a private or limited company landlord, the property being occupied by multiple tenants (HMO), having a minimum annual income, the total number of BTL properties you own/have. The estimated rent needed will vary based on the tax banding of the applicant(s). These calculations don’t include the many other fees that will apply when buying a property, such as arrangement fees, valuations, conveyancing, surveys, stamp duty tax and more. As a mortgage is secured against your home/property it may be repossessed if you do not keep up the mortgage repayments. Award-winning online Mortgage broker Resources Mortgage Calculator Apply for a mortgage Help About Mojo We're hiring Terms & Conditions Privacy Policy How We Help You British Bank Awards Best in Tech Prolific North Contact Contact Us Facebook Instagram Twitter Linkedin Mojo is a trading style of Life’s Great Limited which is registered in England and Wales (06246376) and is authorised and regulated by the Financial Conduct Authority and is on the Financial Services Register (478215). Our registered office is The Ropewalks, Newton Street, Macclesfield, Cheshire, SK11 6QJ. To contact us by phone, please call 0333 123 0012. YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE We use cookies to help us, and provide a better experience for you. You can manage and learn more about our cookie settings below. If you use our site without setting preferences, we'll take it you're all ok with cookies! Accept All Cookies Cookies Settings