Menu 800-851-7740 Request a quote Nursery or sod farm insurance Risk protection for your business Request a quote All business types Nursery/sod farm insurance Insurance coverage you want Trust us to help you Whether your specialty is growing stock nursery plants or installing sod, we want to use our more than 130 years of experience in the horticultural industry to help you protect your nursery business or sod farm. From transportation accidents to equipment theft and work-related injuries, we provide customized coverage and safety services to help protect you and your employees. “Being the only insurance company solely dedicated to the horticulture industry brings peace of mind knowing they fully understand our business.” Ann Home Nursery, Inc. Realizing the risks Protecting your nursery or sod farm operation We understand your concerns Crop losses Your flowers, trees, or sod could be put in jeopardy if a climate-control system fails. We offer policy coverage for climate-control equipment and storm damage, as well as future gross income loss from missed crop cycles due to damage. Vehicles and tractors You and your employees use delivery vehicles, tractors, and other equipment at your business each day. To help ensure safe operation, we can guide you in the hiring and training of drivers, as well as the training and certification of forklift operators. Equipment and tools Your equipment and tools are essential to your ability to generate business income. If something were to happen to them off-premises, this helps cover replacement cost for damaged or destroyed items. Jobsite risks Paying attention to safety is one of the key ways companies reduce controllable costs. But how do you make sure your employees work safely? We can help reduce the risks to your workers by offering effective safety training programs, as well as educational materials. Theft Theft of equipment is one of the most common losses a nursery or sod farm suffers. You might think you have protected your equipment, but thieves are resourceful. If they do manage to steal something, we can help you pay the cost of a replacement. Coverages The insurance products you need We offer a variety of protections for you Property insurance is just the beginning of what we offer. We can help you protect your investment and the future of your business. From liability coverage to personal insurance, we have a variety of products to help ensure your future success. Commercial property The right property coverage is more than risk management for your building, equipment, and income—it’s about trust and experience. We offer both. Guide to commercial property General liability insurance We can help protect your business from losses caused by your services, operations, or workers, allowing you to focus on running your business. Guide to general liability Commercial auto Deliveries and transporting equipment are important parts of your company. We’ll help you find the right auto coverages for your business. Guide to commercial auto Umbrella coverage Umbrella liability insurance picks up where your standard liability policy coverage ends. We can give you an extra layer of protection that can also include auto liability and general liability. Guide to umbrella coverage Workers’ compensation coverage Protecting your employees after an injury is important. So is protecting your business from litigation. We can help you do both. Guide to workers’ compensation More insurance coverages These are just some of the insurance coverages we offer. Talk with one of our representatives to find the protection that’s right for you. See all insurance products Nursery or sod farm insurance FAQs What is nursery or sod farm insurance? What are the biggest risks for nurseries and sod farms? How much does nursery or sod farm insurance cost? What makes Hortica different Industry knowledge sets us apart From the beginning of the insurance quote process, you’ll learn Hortica is here to serve you. Our understanding of your business and its operation ensures you get the proper coverage and quick repairs if there’s ever a claim. Why choose Hortica? I got a lot of positive feedback from your training session…your expertise is a real benefit to Conard-Pyle. Thanks again. Lori Star Roses & Plants Companies/Conard-Pyle Find the right insurance Coverage options specifically for your business Request a quote Since 1887, Hortica, a brand of the Sentry Insurance Group, has solely dedicated itself to helping protect businesses in the horticultural and floral industries. Learn how we can help you. 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