Employees Employee Coverage Request-a-Proposal Contact Us Employers Employer Coverage Cafeteria Plan Forms Individual Disablity Insurance OMNI Offers a Full Line of Disability Solutions… Disability Income Replaces a portion of earned income lost due to a disability. Non-cancelable, guaranteed renewable to age 65 and conditionally renewable for life. Can be used to enhance an employee benefit package. DI Retirement Security Innovative solution that helps clients continue to save for retirement in the event of a disability. Provides access to trust assets if a significant hardship occurs. Pays monthly benefits directly to an irrevocable trust; at the end of the benefit period, trust assets are paid to the insured as retirement income. Key Person Replacement2 Designed for small- to medium-size businesses that rely on the expertise and skills of key employees who are critical to the livelihood of the company. Provides benefits to businesses to help offset the loss of a key employee due to a total disability. Conditionally renewable to age 65 with guaranteed premiums. Overhead Expense Designed for owners of small- to medium-size businesses whose personal service is key to the continued earning of business income; reimburses an owner for fixed business expenses incurred during a disability. Business Loan Protection rider, which helps cover business-related loan obligations in the event of a total disability. Non-cancelable, guaranteed renewable to age 65 and conditionally renewable for life. Disability Buy-Out Designed for professionals and owners of small- to medium-size businesses who are full-time, active and key to the continuation of the business. Reimburses the purchase of a permanently disabled business owner’s interest under a buy-sell agreement. Conditionally renewable to age 65 with guaranteed premiums. Principal Life Key Differentiators Provides excellent service and support to producers and their clients before, during and after the sale. Offers unparalleled focus and expertise in the small- to medium-size business market. Competitive compensation, including strong first year and renewal commissions and bonus programs. Click here to Request an Individual Disablity Insurance Proposal. User Services OMNI Section 125 Plans Cafeteria Plan - Enroll Online Check Your Account Balance IRS Indexed Figures for 2020 Submit Claims Featured Products Homeowners/Flood Coverage Business Office Package Professional Liability Coverage Individual Disability Insurance Individual Term Life Site Search Featured Products Homeowners/Flood Coverage Business Office Package Professional Liability Coverage Individual Disability Insurance Individual Term Life User Services OMNI Section 125 Plans Cafeteria Plan - Enroll Online Check Your Account Balance IRS Indexed Figures for 2020 Submit Claims Toll-Free Assistance Employers or Employees may call during our business hours for questions about their Flexible Spending Accounts. Omni's toll-free telephone number is 1.800.375.6664. You may also contact your Omni representative directly from our Contact Us page. Copyright © 2004 - 2020 Omni Group, LLC. -- All Rights Reserved // Webmaster