Personal Business About Us Contact Us Become a Member BC Day to Day Banking Mortgages Loans Investments Tools Search SIGN IN INVESTMENTS Investment Products Why Invest with Coast Capital Investment Products Registered Accounts Saving for Retirement Saving for an Education Wealth Management Maximize your hard earned savings When it comes to growing your wealth, the way you invest is just as important as how much you invest. That’s why we take the time to understand your unique goals to make sure your money is working as hard as possible. No matter what stage of investing you’re in, our Investment Team can help you minimize your debt, maximize your investments, and reach your financial goals. Talk to us today Our Investment Team works in your best interest to help you get the most out of your hard-earned savings. Book your complimentary appointment. BOOK AN APPOINTMENT Effective June 3, 2021 Term Deposits are now called GICs (Guaranteed Investment Certificates) to align with industry standards. Why partner with a Coast Capital Financial Advisor? Results Our advisors have over 80 years of experience helping members make the most of their savings and reach their goals. Partnership We build relationships with members so we can give meaningful advice customized to their unique goals. Advice Our focus is to educate and guide you to the right financial solutions and to provide clear, simple, and personalized advice that you can feel excited about. Transparency We will simplify complicated financial jargon and offer clear advice so you truly understand your finances. See a full list of our investment rates. What type of product are you interested in? All GICs Mutual Funds 15 Month Non- Redeemable GIC Get a high return on a shorter-term commitment. 1.00 % 1 Available as RRSP, RIF, TFSA, RESP Only need $500 to get started GET STARTED Market-Linked GIC Tap into the stock market with this GIC where the return is based on the performance of an underlying market index2. Potential to earn higher returns linked to stock market performance Principal investment protected Interest is compounded annually and paid at maturity Only $500 to get started No commissions or management fees Choose from a globally diversified or Canadian financial services term deposit Available in Non-registered and Registered Account such as an RRSP or TFSA LEARN MORE Rising Rate GIC Benefit from compound interest and the choice to redeem your money on each anniversary without penalty. 0.85 % 1 Year 1 1.10 % 1 Year 2 2.10 % 1 Year 3 Only $500 to get started Choice of earning compound or annual interest Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA BOOK AN APPOINTMENT 1 Year Better Than Cash® GIC A redeemable GIC that pays like a locked-in investment. 0.70 % 1 Redeemable after 6 months without penalty on interest payable. Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA Check out our Help and Support Page for more information CONNECT WITH US Coast Capital® Mutual Funds3 Our family of mutual funds gives you more of what you want. Enjoy conservative management, simplicity and affordability. Lower management expense ratio fees Conservative fund management Simple and flexible to fit your investment goals, life-stage and risk tolerance Start with a $50 monthly contribution or a minimum investment of $1,000 Broad selection of investment choices Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA LEARN MORE Additional Mutual Funds4 Through our preferred partners SEI, Fidelity, NEI, CI and Guardian Capital, we offer a number of professionally managed and reputable mutual funds. Not locked in, so you can buy or sell mutual funds at any time Most mutual funds have a minimum investment of $1,000 Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA Many other mutual fund brands can be transferred for consolidated fund management CONNECT WITH US Online Investing Ready to self-manage your investments? We are pleased to partner with Qtrade Investor, Canada’s leading online discount brokerage5. Easy-to-use online and mobile trading platforms Low commissions and independent research tools Wide range of investments available including stocks, bonds, GICs, mutual funds and options, plus new issues/IPOs Over 100 exchange-traded funds (ETFs) that you can buy commission-free Discounted trading commissions for those who trade often or have a larger account balance No administration fees when you maintain a minimum account balance Available in Non-registered and Registered Account such as an RRSP, RRIF, RESP or TFSA TALK TO A FINANCIAL PLANNER TO OPEN AN ACCOUNT Helpful Resources TFSA Calculator TFSA vs RRSP Start a Pre-authorized Credit Understanding Mutual Fund Costs Retirement Planner Worldsource Financial Management Mutual fund dealer service and segregated fund administration are managed by our trusted partner at Worldsource Financial Management. Worldsource is a leading independent dealer services provider and subsidiary of Guardian Capital, a Canadian publicly-traded investment management company. Their expertise allows us to provide better products and services, online account access and reporting. Worldsource View is a tool that allows members to view and monitor investments online, anytime, anywhere, plus the convenience of printing your statements. GO TO WORLDSOURCE VIEW Optimize your investment strategy How to find right investment professional Learn how to look for the right investment professional to help you reach all your financial goals. Read article Keeping a long-term view on the market Learn all about why it's important to remind ourselves that market movements are normal, and markets do recover. Read article Pay Yourself First: the benefits of automatic savings Learn how to inject more certainty into your savings through a technique known as pay yourself first, or a little more dramatically automatic savings. Read article Let’s build the right plan, together Our team of experts will find the right solutions for you and your goals. Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm. BOOK AN APPOINTMENT FIND A BRANCH Coast Capital Savings Federal Credit Union is a member of the CDIC. Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd. provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing. Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act. Coast Capital Savings Federal Credit Union is a member of the CDIC. For information on changes to deposit insurance and the transition period, see our Statement of Transitional Coverage. Terms and Conditions Contact Us Help & Support Online Security Lost or Stolen Cards Site Map Careers What We Offer You Job Opportunities Life at Coast Legal Privacy Service Fees Governance About Us Community Blog Press Room © 2021 Coast Capital Savings. All rights reserved. Top Coast Capital Savings uses cookies on this site to improve your experience. You can disable cookies in your browser settings, but certain areas of the site may not work as expected if you do. You can find more information on how we use cookies here. 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