Locations and Hours Make a Loan Payment Chat Contact Us Personal Business Lending Investments About Us Careers Community Residential Loans Residential Loan Offerings Applying for a mortgage loan means you’re preparing to make a big decision in your near future. We want to ensure that you are informed and ready every step of the way. Meet Our Residential Lending Team The process of applying for and taking out a mortgage loan can seem intimidating, but at Richwood Bank we want to make sure your experience is seamless. Whether this is your first home or one of several, we will be by your side to make the process easy, and yes, even fun! Springfield Branches APPLY NOW WITH LINDSAY! Delaware Branch APPLY NOW WITH BILL! Bellefontaine & Huntsville Branch APPLY NOW WITH AUSTIN! FAQS CALCULATORS Raising The Roof When your contractor is ready to have building stages inspected, our expert team goes on site to meet with them and approve it. No red tape provided and you are consulted every step of the way. Saving Time and Trees We think all the paperwork that comes with financing your new dream home should be completed while you’re waiting for the build process to be finished – not while you’re packing. We create a one-time closing event during the construction phase – and lock in your rate. Happy Builders, Happy Homeowners We can transfer approved draw funds directly when available to save even more time! If not, we will still expedite contractor checks quickly because we know you want to keep timelines moving. The “E” Team Depending on the elements, dimensions and contractor variables, a new house can take up to a year. That’s a lot of in-between time to worry and wonder. If you would like Education, Encouragement or Explanations throughout the entire process, we’ve got you covered! If you can dream it, we can finance it. How can Richwood Bank help you pursue your adventure? Contact us to see how our experienced loan officers can start the process! CONTACT US CONTACT US Legal Pages Privacy Policy Terms of Use Anti-Spam Policy Earnings Disclaimer Testimonials Disclaimer External Links Policy DCMA Notice Quick Links FAQ's Credit Card Login Merchant Services Login Order Checks Richwood Kids Make a Loan Payment Our Brands Richwood Marketing Richwood Financial Richwood Payroll Richwood Coffee Richwood Bancshares