Menu CKW Certified Public Accountants & Consultants connect Calculators How much retirement income will you need? How much life insurance is enough? What type of IRA is right for you? Our financial calculators are designed as educational tools to help you estimate answers to common financial questions. They are not intended to predict future returns or results. Simply click on one of the general financial topics below and you'll find a selection of easy-to-use calculators about related financial topics. These calculators are hypothetical examples used for illustrative purposes and do not represent the performance of any specific investment or product. Rates of return will vary over time, particularly for long-term investments. Investments offering the potential for higher rates of return also involve a higher degree of risk of loss. Actual results will vary. Loans & Credit Cards Loan Payoff How much will it cost to pay off a loan over its lifetime? Home Affordability Estimate of the maximum amount of financing you can expect to get when you begin house hunting. Mortgage Refinancing Determine whether you should consider refinancing your mortgage. Mortgage Acceleration This calculator can help you determine how soon you can pay off your mortgage. Credit Card Debt How Long Will It Take to Pay my Balance? Lease Payment How much would your monthly lease payment be? Car Affordability How much can you afford to pay for a car? Estate Planning Estate Taxes Use this calculator to estimate the federal estate taxes that could be due on your estate after you die. Taxes & IRAs Federal Income Tax This calculator can help you estimate your annual federal income tax liability. Tax-Deferred Savings Compare the potential future value of tax-deferred investments to that of taxable investments. IRA Eligibility Use this calculator to determine whether you qualify for the different types of IRAs. Roth IRA Conversion This calculator can help you determine whether you should consider converting to a Roth IRA. Saving & Investing Taxable Equivalent Yield Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield. Cash Management Cash Flow Analysis This Cash Flow Analysis form will help you weigh your income vs. your expenses. Net Worth A balance sheet summarizes your assets and liabilities and reveals your net worth. Lifetime Earnings This calculator is designed to help you attach a dollar figure to your life’s work. Securities offered through LPL Financial., Member FINRA/SIPC. We currently have individuals licensed to offer securities in the states of NJ, NY, PA, FL, VA, and CT. through our affiliate CKW Wealth Advisors, LLC. This is not an offer to sell securities in any other state or jurisdiction Site Map Back To Top Check the background of this financial professional on FINRA's BrokerCheck