Car Van Home Life About Budget Contact Us Login / Register Claims Home Insurance Get quality cover from £82* Get a new quote * 10% of our customers paid between £81.96 and £127.42 between May 2021 and October 2021 Home Insurance Overview Landlord Insurance About Your Policy Making a claim My Account FAQ’s New quote Retrieve quote Protect your home with cover of up to £1 million as standard with our Buildings Insurance. With Budget’s Home Insurance product we offer buildings cover for up to £1 million and contents cover for up to £99,000 so you can relax in the knowledge that we have you covered should the worst occur. Why choose Budget Insurance? We know that as well as great insurance you also want peace of mind and the reassurance that your homes, vehicles and lives are protected. For our motor and home insurance policies we offer a 24/7 UK claims helpline should you need us. We also have a UK contact centre which is open 7 days a week, so help is just a phone call away. If you need to view or download your policy documents or make changes to your policy why not log into My Account, any time of day or night. New quote Great value cover Flexible insurance policies to suit your needs UK claims helpline Available 24/7 for motor and home policies My Account Access documents and more when convenient to you Budget’s Home Insurance features and benefits include: Buildings & Contents Insurance Buildings Insurance Contents Insurance Storm and flood Backup against loss or damage caused by storm or flood Attempted theft Your buildings are insured against theft or attempted theft Falling trees Nature may be unpredictable, but with Budget you're covered Subsidence Covering the cost of subsidence, heave or landslip Fire and natural events From smoke to earthquake damage - you're covered Escape of water Cover against loss or damage caused by escape of water Theft of keys Up to £500 for the replacement of door locks for your home Temporary removal Cover for items that are temporarily removed from home Freezer contents Backup to cover your freezer contents Contents in the open Any contents damaged in the open is covered Credit cards If your credit card is used fraudulently you're covered What it covers Your home, outbuildings and contents are protected against many causes, including fire, smoke, subsidence, storm or flood, escape of water, or theft The cost of alternative accommodation for you during the period your home has been made uninhabitable following a claim Up to £5000 for tracing and accessing leaks inside your home Your cover includes damage to freezer contents, loss of oil and metered water, and theft of money from your home Things to think about Storm damage to fences and gates is not covered Damage caused by wear and tear, or damage that happens gradually over time is not covered The cost of replacing any undamaged item forming part of a set or suite is not covered Loss or damage is not covered if your home is unoccupied for longer than the permitted period under the terms of your policy If you require cover for loss or damage to pedal cycles you must individually list each pedal cycle under Personal Possessions section Create your perfect home insurance package Whatever type of cover you choose, you can get even more protection with our additional cover options, including: Family Legal Protection Keycare Cover New quote My Account We realise that printed policies are likely to be misplaced and if you want to make amendments to your policy it is not always convenient to ring up a call centre. We want you to be able to look after your insurance policy in the way and at the time that suits you. That’s where My Account comes in. Once you have bought your policy you will be asked to register for My Account. Use the same email address you stated when you bought your policy and create a password – it’s that simple. Learn more Login / Register Frequently asked questions Why do I need home insurance? Your home could potentially be the most expensive thing that you will ever own. Home insurance protects your home in the unfortunate event of an accident that causes damage. There is no law saying that you have to have home insurance; it is not compulsory in the UK, however, it is worth thinking about what you would do or how you would fund the repairs should your house flood or be vandalised. With Budget’s Home Insurance product we offer Buildings cover for up to £1 million and Contents cover for up to £99,000 so you can relax in the knowledge that we have you covered should the worst occur. What types of home insurance product are available? What does contents insurance cover? What additional cover can Budget Insurance offer me? What is landlord insurance? How do I make a home insurance claim? Where can I find my policy documents? © 2021 BISL Limited. All rights reserved. Homepage Car Insurance Home Insurance Van Insurance Life Insurance Knowledge Base Budget Insurance Services is a trading name of BISL Limited. Registered Office: Fusion House, Katharine Way, Peterborough, PE3 8BG. Registered in England No. 3231094.We are authorised and regulated by the Financial Conduct Authority. About Budget Blog Hints And Tips Terms and Conditions Privacy Policy Fraud Prevention Sitemap Covid-19 FAQ’s We are an independent intermediary dealing with selected insurers. 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