Personal Small Business Commercial Investing & Wealth About Us Select country Products Services Learning Selected Find Us Help Search Log In Home Equity Loans and Lines of Credit Process Here's what you can expect during the home equity loan and line of credit process – from application to closing. Our online application process Here's what to expect when you complete an online Home Equity application. You can start your application online for a TD Home Equity Loan or Line of Credit We will ask questions about the properties you own, your income and your expenses. Once we receive your application, we'll contact you if we need any additional information We'll let you know if you've met our lending requirements After we receive your information a loan officer will contact you and we'll send you your loan disclosures. For a list of required documents, download our checklist And then schedule your required property evaluation This may include an appraisal with an interior inspection. If an interior evaluation is required, your lending specialist will contact you to discuss how that will get set up Underwriting, Commitment and Closing What to expect during the underwriting, commitment and closing for your TD Bank Home Equity Loan or Line of Credit. A loan underwriter will review your financial profile The underwriter will compare it to the home equity loan requirements and guidelines for your chosen loan or line of credit. If approved, you will receive a written commitment of terms and conditions With the written commitment, we can process your lending option Processing may include: the verification of your financial information, collection of documents to satisfy conditions of the commitment, and a review of the appraisal of the property Closing on your TD Bank Home Equity Loan or Line of Credit You'll meet with the lender and anyone else needed to finalize the transaction to sign paperwork and arrange for the loan to be disbursed to you. You must close at a TD location of your choice Calculate your home equity rate and payment Use our calculator to find the rates and terms to go with the loan you need. Get started Get the most out of your home's equity Ready to choose? Get more details on TD Bank Home Equity Loans and Lines of Credit, including rates and how to apply Find out more Already started a Home Equity application? Finish your saved TD Bank Home Equity application Log in to finish Check the status of your application See where your TD Bank Home Equity Loan or Home Equity Line of Credit is in the application process Find out more Make a TD Bank Home Equity payment Log in to the TD Online Loan Payment Center to make a Home Equity Loan or Line of Credit payment or pay by phone at 1-888-751-9000 Make a payment Important Disclosures Loans subject to credit approval. Equal Housing Lender Have a question? Find answers here Enter your question Ask now Popular questions Need to talk to us directly?Contact us Follow TD Bank Facebook Twitter YouTube Instagram Pinterest LinkedIn Terms of Use Privacy California Privacy Security About Us Accessibility Careers Site Map Equal Housing Lender Bank Deposits FDIC Insured Online Advertising SECURITIES AND INSURANCE Not FDIC Insured No Bank Guarantee May Lose Value Securities and other investment and insurance products are: not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by TD Bank, N.A. or any of its affiliates; and, may be subject to investment risk, including possible loss of value. ©2021 TD Bank, N.A. All Rights Reserved.