toggle menu Rates Log In Download the App Checking Savings Rates Loan Rates Current Rates Accurate as of 05/25/2021 Rates are subject to change without notice and subject to credit approval. APR = Annual Percentage Rate Rates are based on an evaluation of credit history and other factors specific to your loan and may be higher than the lowest rate advertised. Auto Fixed Rate APR New & Used Autos/Trucks 1.74%* to 17.90% *Rates reflect possible .50% discount based on services used. All loans subject to approval. Recreational Fixed Rate APR Boats & RVs 3.74%* to 17.90% Motorcycles, Jet Skis, Watercraft, Snowmobiles, ATVs 3.74%* to 17.90% *Rates reflect possible .50% discount based on services used Home Equity Lines of Credit Variable Rate APR Home Equity 3.50%* to 9.00% up to 90% LTV *Rates reflect possible .50% discount based on services used Terms Rates, terms and conditions are subject to change without notice. HELOC rate based on prime rate plus margin from .25% to 5.75%, with relationship discounts. Prime assessed quarterly. Closing costs typically limited to appraisal for HELOC HELOC has a repayment period up to 15 years with a 10-year draw period that is interest payments only Rates for investment property are 2% higher than the published rate for the HELOC and subject to all fees and costs No annual fee HELOC variable rate will not exceed 18% APR and will not be lower than 2.99% APR, rates may change quarterly Visa® Cards Variable Rate APR Visa Platinum Purchase Rate: 7.99%* to 17.24%* Cash Advance Rate: 10.99% to 17.90% *Rates reflect a .25% relationship discount Visa Luna® For cards opened after 7/16, the $29 annual fee may be waived with annual net purchases of at least $10,000. Purchase Rate: 11.99% to 17.90% Cash Advance Rate: 16.99% to 17.90% Fixed Rate APR Secured Visa 17.90% Other Loans Fixed Rate APR Signature Loans 9.49% to 17.90% Certificate Secured 3.00% over dividend rate Repayment Period up to term of Certificate on certificate secured loan. Certificate secured up to available balance Variable Rate APR Personal Line of Credit 7.75% to 16.25% Rate based on prime rate plus margin from 4.5% to 13% Prime assessed quarterly Note: there are no relationship discounts on this product Share Secured 3.00% over dividend rate Today's Rates November 24, 2021 Previous rate and rates calculator. Home Equity Line of Credit as low as 3.50% APR Next rate and rates calculator. Request Callback Numerica Routing Number: 325182690 Privacy Policy • Foreclosure Help • Disclosures • Social Media Policy If you are using a screen reader and are having problems using this website, please call 800.255.9194 for assistance. © 2021 Numerica Credit Union. All Rights Reserved. Federally Insured by NCUA. Click here to go to our Facebook page. Click here to go to our Instagram feed. Click here to go to our Twitter feed. Click here to go to our YouTube channel. Click here to go to our LinkedIn page.