Our Products Personal Lines Current: Condominium Condominium Cumberland’s Condominium insurance policy provides coverage on contents and on any part of the building which the unit-owner is required to insure by written agreement with the condominium association. Your policy covers: Loss or damage to your personal property anywhere in the world Additional living expenses when your condominium is damaged Medical expenses paid to others who are injured in your condominium Personal liability in case of injury to others or damage to someone else’s property Common loss assessments made by the condominium association for all unit-owners Identity Theft Resolution Services Cumberland also provides additional coverage that can be added to a policy as an endorsement. Some optional endorsements include: Sump pump overflow/sewer backup – You’ll have coverage for water damage to your property if your sump pump overflows or your sewer backs up. Equipment Breakdown – Coverage for your household equipment such as televisions, air conditioning, and kitchen appliances against electrical arcing and mechanical breakdown. Optional Identity Theft Expense Coverage – Covers expenses incurred to regain your identity, such as legal fees and lost income. Replacement Cost Coverage: You can also choose higher limits on valuables such as jewelry, cameras, furs and silverware. Cumberland provides the following discounts on their Condominium policies: Multi-Policy Discount Loss Free Discount Alarm Discounts Higher Deductibles Condominium coverage is available in New Jersey, Pennsylvania, Delaware and Maryland. Please contact your Independent Insurance Agent if you have any questions. If you do not have an Independent Insurance Agent, use the agent locator tool below to find one in your area. Find an Agent Within 5 miles Within 10 miles Within 15 miles Within 30 miles Within 60 miles Within 100 miles Within 200 miles Follow us Agent Login Terms & Conditions Privacy Policy Contact Us: 800 232-6992 Copyright © 2021 Cumberland Mutual Fire Insurance Company. All rights reserved.

Our Products Commercial Lines Current: Artisan Contractors Artisan Contractors Coverage is available for liability, loss of use, building, business personal property and tools and equipment. Cumberland provides coverage for small artisan-type contractors in New Jersey, Pennsylvania, Delaware and Maryland. The program varies by state. Please contact your Independent Insurance Agent if you have any questions. If you do not have an Independent Insurance Agent, use the agent locator tool below to find one in your area. Find an Agent Within 5 miles Within 10 miles Within 15 miles Within 30 miles Within 60 miles Within 100 miles Within 200 miles Follow us Agent Login Terms & Conditions Privacy Policy Contact Us: 800 232-6992 Copyright © 2021 Cumberland Mutual Fire Insurance Company. All rights reserved.