Explore Products Claims About Us Resources 1-855-347-3939 , Call Us Log In Snowmobile Insurance Coverage on and off the trails* (See Disclosure) PRODUCT Snowmobile ZIP Code Continue previous quote›Find an agent› Home InsuranceSnowmobile Insurance Get a quote online and sled protected Riding a snowmobile is a rip-roaring winter pastime, but comes with its share of risks – especially when you're sledding at high speeds in low-visibility, snowy weather. Progressive stands out among snowmobile insurance companies because we offer the right protection at an affordable price. Is snowmobile insurance required? Snowmobile insurance is mandatory in some states, and may also be required in certain snowmobile parks. And if you financed your snowmobile, your lender may require you to have coverage. Snowmobile accidents are common, whether you collide with an object or fall through the ice, so it's wise to be properly protected even in states where snowmobile insurance is optional. How much is snowmobile insurance? Snowmobile insurance rates will largely depend on your location, age, driving/riding history and the make and model of your machine. WAYS TO SAVE Save more with multiple discounts on snowmobile insurance† (See Disclosure) Responsible driver We'll reward you with a discount if you've had no motor vehicle violations or accidents in the last three years. Multi-policy Already have another policy with us, like home, renters, auto, RV or boat? Add snowmobile insurance and get a bundle discount. Safety course Earn a discount for completing a snowmobile safety course. Homeowners Owning a home is an easy way to get a discount on your snowmobile policy. Prompt payment We'll add another discount to say thank you for paying on time. You'll get this on your first snowmobile policy with Progressive, and you'll continue to receive it when you renew if you've had no late payments. Snowmobile insurance coverages we offer A snowmobile policy from Progressive provides optimum insurance coverage for you and your sled. Learn more about our coverages. STANDARD COVERAGES Bodily injury and property damage liability Pays for injuries and/or property damage you cause to others while riding your snowmobile, up to the limits of your policy. Uninsured/underinsured motorist bodily injury and property damage If you're injured by another rider with no insurance or not enough of it, your UMBI/PD kicks inâ€”up to your policy's limits. Comprehensive and collision Comprehensive pays to repair or replace your snowmobile if it's stolen or vandalized. You're also covered for damage from fire, hitting an animal, or weather-related incidents. Collision covers your snowmobile if damaged in an accident with another vehicle or object. Medical payments Pays for hospital bills, regardless of fault, if you, your passengers, or anyone involved in a snowmobile accident is injured. Accessories and custom parts/equipment If you've made enhancements or upgrades to your snowmobile that weren't factory installed, accessory and custom parts/coverage equipment automatically provides up to $3,000 in coverage if you have comprehensive and collision on your policy. You can purchase additional coverage up to $30,000. Get a snowmobile insurance quote and ride protected everywhere you go in the snow Get a quote Or, call 1-855-347-3939 Insurance Car Insurance Home Insurance Progressive Answers Explore All Products Our Company About Us Careers Investors Newsroom Quick Links Continue Previous Quote Report a Claim Make a Payment PerkShare Connect 1-855-347-3939 Contact Us Progressive App Become a Partner Search / Keywords Facebook Instagram Twitter YouTube Lifelanes Contact Us Site Map Accessibility Services Technical Help Privacy & Security Terms of Use Insurance Resources RANKED #1 WEBSITE FOR EASE OF USE Copyright 1995 - 2021. Progressive Casualty Insurance Company. All Rights Reserved. We offer insurance by phone, online and through independent agents. Prices vary based on how you buy. Δ Disclosure Discount varies and is not available in all states or situations. * Disclosure Snowmobile coverage is not available in all states. † Disclosure Not all discounts available in all states and situations. × We'd welcome your feedback! Thank you for visiting our website. You have been selected to participate in a brief customer satisfaction survey to let us know how we can improve your experience. The survey is designed to measure your entire experience, please look for it at the conclusion of your visit. This survey is conducted by an independent company ForeSee, on behalf of the site you are visiting. No, thanks Yes, I'll give feedback