Metro City Bank LOGINSEARCH PERSONAL BUSINESS LENDING ADDITIONAL SERVICES INVESTOR RELATIONS ABOUT US PERSONAL CHECKING At Metro City Bank, we are serious about giving our customers superior service in every way possible. You are not a number to us, you are special and we want to treat you that way with the personal touch you expect and deserve. The following are our personal banking products: Personal Checking 2016 Our Personal Checking Account satisfies most everyday checking requirements. A monthly maintenance fee of $10.00 will not be assessed when you maintain a minimum daily balance of $750. Minimum deposit to open account is $50. Personal Interest Checking This interest-bearing checking account is for you if you want the best of all worlds, checking account accessibility with savings account earnings potential. A monthly maintenance fee of $15.00 will not be assessed when you maintain a minimum daily balance of $1,000 or an average daily balance of $1,500. Minimum deposit to open account is $500. Metro Platinum Checking Metro Platinum Checking offers you an interest-bearing checking account with unlimited check writing. A monthly maintenance fee of $10 and $0.25 per debit fee will not be assessed when you maintain an average daily balance of $2,000. Minimum deposit to open account is $2,000. You also receive some very special privileges with this account. Key Features Tiered-Interest rates based on account balance: Tier 1 - Daily balance of $ 0 - $ 7,499.99 Tier 2 - Daily Balance of $7,500.00 - $14,999.99 Tier 3 - Daily Balance of $ 15,000.00 - $24,999.99 Tier 4 - Daily Balance of $ 25,000.00 - $49,999.99 Tier 5 - Daily Balance of $ 50,000.00 and Higher With average daily balance of $50,000.00 or more, no charge for Int'l / domestic wire transfer 24-hour telephone information line No charge for incoming wires No charge on the first stamp of Notary Service No charge on the first four (4) Official Checks per month No charge on the first year rental of Safe Deposit Box No charge for first time regular check order Senior Checking A Senior Checking Account is especially for persons over 55 years old. No minimum balance is required and unlimited check writing. Minimum deposit to open account is $100. No monthly maintenance fee. Free Basic MCB Checks. Personal Money Market A Personal Money Market Account combines the earnings advantage of money market rates with the convenience of limited check writing. Certain restrictions and minimum balance requirements apply. Minimum deposit to open account is $1,000.00. Certificates Of Deposit (CD) Metro City Bank offers an array of renewable or single-maturity Certificates of Deposit at competitive rates, with terms ranging from 30 days to five years. Minimum opening balance requirement is $1,000. Interest will be credited to your account monthly. Alternatively, you may choose to have interest paid to you or automatic transfer of interest to your checking, saving or money market account. Penalty may be imposed for early withdrawal. CDARS CDARS allows depositors to place large deposits in one bank, yet receive FDIC insurance for amounts up to $50 Million. They can combine the convenience of working with one institution with the security of FDIC insurance-an increasingly important factor in today's economy. The institution sets CD rates, so customers avoid the need to negotiate rates with several different banks and receive only one statement for all of the funds. To inquire about CDARS, please contact one of our associates at (770) 455-4989. Click here for more information. Premium Installment Savings Account One deposit per month is required (estimated saving amount) by the scheduled due date. You cannot withdraw principal from this account without our consent except on or after maturity. You may not make the monthly deposit more than five days before the due date. Three month’s interest penalty may be imposed for early withdrawal. Make your monthly payments by the due date or your final maturity value could be less than the initial estimated amount. This account is for one specified term and will not automatically renew for any period beyond the initial maturity date. Individual Retirement Accounts (IRA) Metro City Bank offers two types of IRA’s, namely the Traditional IRA and Roth IRA. Let our customer service representatives help you get started. COMMERCIAL REAL ESTATE LOANS THE CARD SERVICE CENTER (Opens in a new Window) CDARS WEBSITE (Opens in a new Window) (Opens in a new Window) FDIC GUIDE TO DEPOSIT INSURANCE COVERAGE (Opens in a new Window) FINANCIAL CALCULATORS PRESS RELEASES ©2021 METRO CITY BANK. MEMBER FDIC. EQUAL HOUSING LENDER PRIVACY NOTICE (OPENS IN A NEW WINDOW) USA PATRIOT ACT TERMS OF USE Created by ProfitStars® (Opens in a new Window)