Insurance Banking Investing Retirement Advice Membership Log On IRAS AND ROLLOVERS Find an IRA to fit your retirement goals. We understand finding a trusted IRA provider can be challenging. That's why we've done the work for you. Discover how the two providers we've chosen can meet your needs. The Right IRA for You An individual retirement account (IRA) helps you save for retirement with tax advantages. Whether you choose a traditional or Roth IRA, you can select from a variety of investments. Invest in mutual funds, stocks, bonds and exchange-traded funds (ETFs). You can also roll over an old 401(k) or another institution's IRA to fit your financial needs. The IRA providers we've selected are ready to help you learn more about retirement accounts. Providers Who Are Dedicated to You Our IRA providers have shown their commitment to the military community. They also have the knowledge and product options to help you save for retirement. See what each one offers. Schwab could be good for those who want: A wide range of low-cost investment options, including over 4,000 mutual funds and ETFs. $0 online equity trades and no account minimums. See note 1 Access to retirement planning tools and advice. Industry-leading service available 24/7. Get Started at Schwab Learn More About IRAs at Schwab Victory Capital could be good for those who want: An easy way to invest directly in USAA Mutual Funds. A range of investment options for as little as $50 a month. See note 2 Guidance from representatives who specialize in USAA Mutual Funds. Financial readiness resources designed for the military community. Get Started at Victory Capital Learn More About IRAs at Victory Capital Looking to protect your income in retirement? As you approach retirement, consider an annuity from USAA Life Insurance Company/USAA Life Insurance Company of New York in order to guarantee your stable monthly income. See note 3 See note See Note: a Learn About USAA's Retirement Income Solutions Note: aAn annuity is a long-term insurance contract sold by an insurance company designed to provide income, usually after retirement that cannot be outlived. There are fees, expenses and surrender charges that may apply. Important Information from Schwab Investors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing. Important Information from Victory Capital Consider the investment objectives, risks, charges and expenses of the USAA Mutual Funds carefully before investing. Download a prospectus or summary prospectus containing this and other information. Read it carefully before investing. Learn more about USAA Investment Services Company Opens in New window , Charles Schwab Opens in New window or Victory Capital Services, Inc. Opens in New window on FINRA's BrokerCheck website. Copyright © USAA Note 1 The standard online $0 commission does not apply to large block transactions requiring special handling, restricted stock transactions, trades placed directly on a foreign exchange, transaction-fee mutual funds, futures, or fixed income investments. Options trades will be subject to the standard $.65 per-contract fee. Service charges apply for trades placed through a broker ($25) or by automated phone ($5). Exchange process, ADR, foreign transaction fees for trades placed on the US OTC market, and Stock Borrow fees still apply. See the Charles Schwab Pricing Guide on www.schwab.com for Individual Investors for full fee and commission schedules. Note 2 Automatic investment plans don't assure a profit or protect against loss in declining markets. Note 3 Guarantees apply to certain insurance and annuity products and are subject to product terms, exclusions and limitations and the insurer's claims-paying ability and financial strength. Investments/Insurance: Not a Deposit • Not FDIC Insured • Not Bank Issued, Guaranteed or Underwritten • May Lose Value Investing involves risk, including potential loss of principal. Past performance is no guarantee of future results. USAA Investment Services Company (ISCO) is registered as an investment adviser in Colorado and other states where required. This site is designed for U.S. residents. Non-U.S. residents are subject to country-specific restrictions. USAA Investment Services Company (ISCO), a registered broker-dealer and a registered investment adviser, provides referral and marketing services on behalf of Charles Schwab & Co., Inc. (Schwab), a dually registered investment adviser and broker-dealer, and Victory Capital Services, Inc. (VCS), a registered broker-dealer. Schwab and VCS compensate ISCO for these services. Life insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products. Annuities are generally suitable for long-term investing, particularly retirement savings. Prior to requesting an IRA rollover from a qualified retirement plan (Plan) account or Thrift Savings Plan (TSP) account, consider whether such a rollover is appropriate for you. A TSP is a retirement plan for military or civilian employees of the U.S. government. Although IRA rollovers may have certain advantages, Plan/TSP accounts have advantages you should consider before proceeding which may include, but are not limited to, low administrative and investment expenses and, if you separate from service at age 55 or older, you have penalty-free access to your Plan/TSP account funds. Additionally, you may want to consider maintaining at least a minimal Plan/TSP account balance because, in the event you want to transfer or rollover qualified assets to your Plan/TSP account in the future, to the extent it is allowed by your Plan/ TSP, you may be required to have an open Plan/TSP account with a balance when your request is received by that Plan/TSP. You should consult your tax advisor regarding your specific situation to determine whether a Plan/TSP account rollover to an IRA would be suitable for you. Important Information from Victory Capital: Victory Capital means Victory Capital Management Inc., the investment adviser of the USAA Mutual Funds. USAA Mutual Funds are distributed by Victory Capital Services, Inc., member FINRA, an affiliate of Victory Capital. Victory Capital and its affiliates are not affiliated with United Services Automobile Association or its affiliates. USAA and the USAA logos are registered trademarks and the USAA Mutual Funds logo is a trademark of United Services Automobile Association and is being used by Victory Capital and its affiliates under license. Please click here for important information regarding Victory Capital. Important Information from Schwab: The Charles Schwab Corporation provides a full range of brokerage and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (Member SIPC), offers investment services and products, including Schwab brokerage accounts. Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade, maintenance, or for other reasons. Investment returns will fluctuate and are subject to market volatility, so that an investor's shares, when redeemed or sold, may be worth more or less than their original cost. Unlike mutual funds, shares of ETFs are not individually redeemable directly with the ETF. Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). 271259 - 0821 1944321 We use cookies and related technologies see footnote 1 to help enhance your experience on our site and optimize its performance. Learn more by reading our Cookie Notice , opens in new tab Accept All Cookies Manage Cookies Accept Essential Cookies Footnotes 1 Related technologies can include web beacons and pixel tags.