. Main Menu Login MINNESOTA BANK & TRUST COMMERCIAL BANKING OVERVIEW We're invested in your success. Find out how our banking experts provide holistic solutions that will help you achieve your financial goals. HTLF SPECIALIZED INDUSTRIES Need senior secured financing expertise? Our team focuses on assisting middle-market growth companies and investors with the following transaction types: growth, buyouts, recapitalization, acquisitions and refinancing. More about: Heartland Specialized Industries WORKING CAPITAL AND FINANCING Solutions you need to move your organization forward with specialized loans and custom financing. Our bankers can construct the best financing solution for your needs large and small. More about: Working Capital and Financing TREASURY AND PAYMENT SOLUTIONS From helping you optimize your payables and receivables processes, and protect your business with fraud prevention tools and services, to improve cash flow, automate processes, and create a recurring revenue stream, our team of treasury and payments experts can help move your business forward. More about: Treasury and Payment Solutions DEPOSITS AND OPERATING ACCOUNTS Put your cash reserves to work with strategies that improve your cash flow. Our knowledgeable commercial bankers will help you pinpoint checking and savings account services that meet your financial needs. More about: Deposits and Operating Accounts RETIREMENT PLAN SERVICES We recognize the benefit, expense, and complexity a 401(k) program creates, and we’re here to help. Our extensive expertise and holistic approach to your finances focuses on what you want and need for your business. More about: Retirement Plan Services Products offered by Heartland Retirement Plan Services are not FDIC Insured, are not bank guaranteed and may lose value. INDUSTRY EXPERTISE Using a client-focused approach, our expert teams bring knowledge and understanding to help businesses in many industries achieve their financial success. More about: Industry Expertise Our Commercial Banking Team is Ready to Help Your Business Grow. Contact Us Today! Personal Checking Personal Savings Financial Calculators Switch Kit Personal Fee Schedule Small Business Checking Private Client Business Fee Schedule Fraud Center Careers FAQs Privacy Policy Social Media Terms of Use Search Search Minnesota Bank & Trust is ©2021 Minnesota Bank & Trust.