menu INSURANCE ABOUT CONTACT CLAIMS lock LOG IN search Mortgage Loan & Real Estate American National offers more than insurance. We deploy capital into debt and equity investments through mortgage loans, joint venture equity and wholly owned assets on commercial real estate across the United States. Not just clients, but partners The Mortgage Loan and Real Estate Investments team provides an array of commercial financing options and partnerships through unique deal structures to suit both the needs of the client and the company's investment strategy. We utilize our most valuable resources — our correspondent network and mortgage banking relationships — to source transactions and opportunities. American National's combined mortgage loan and real estate portfolio has grown to over $7 billion. The portfolio is diversified through a broad array of property types and geographic locations with loan sizes ranging from $2 million up to $65 million. Property Types We offer financing options for the following property types: Industrial Office Medical Office Anchored Retail Apartments Hotels (Major Flags) Specialty (Parking Garages, Parking Lots, Self Storage) Permanent & Construction Debt Our lending strategy provides the flexibility to structure loan terms based on the unique nature of each deal. American National provides financing options on commercial assets nationwide: Permanent Debt From $2 million to $65 million with a max loan-to value of 75%. The choice has flexible prepay options and a fixed rate (locked at commitment) at 5-, 7-, and 10-year terms. Construction / Permanent Debt From $10 million to $65 million with a max loan-to value of 75%. This choice has flexible prepay options and a fixed rate for 5-, 7-, and 10-year terms (plus a 12-24-month construction period). Real Estate & Joint Venture Equity Know you're making the right business decisions with our team of trained real estate professionals and partnerships with developers across the country. Backed by experience: Real Estate - We provide full-service investment management — from acquisition to disposition — on a variety of products with cash-yielding assets. Joint Venture Equity - Get access to a one-stop-shop for financing needs by providing both debt and equity to capitalize on a deal. Investing in the communities we serve Whether you're looking for a loan, need a partner or just have a big idea, we're happy to lend our expertise. Contact us at (281) 538-4800. INFORMATION Contact Directory Insurance Products Careers Investor Relations Mortgage Loan and Real Estate Health Info By State Accessibility FOR CLIENTS Log In Pay Bill Claims Center Forms Directory Request Tax Form COVID-19 Update Roadside Assistance FOR AGENTS SMG Log In IMG Log In CSSD Log In ML Log In SLAICO Log In FOR EMPLOYEES 401k Portal Employee Log In FEEDBACK chat_bubble_outline Questions? Chat We collect personal information and use cookies for business purposes. By using our site, you agree to our Terms. CA residents: CCPA Privacy Notice. x American National is a group of companies writing a broad array of insurance products and services and operating in all 50 states. American National Insurance Company was founded in 1905 and is headquartered in Galveston, Texas. In New York, business is written through Farm Family Casualty Insurance Company, United Farm Family Insurance Company, and American National Life Insurance Company of New York, Glenmont, New York. Property and casualty insurance is written through American National Property And Casualty Company, Springfield, Missouri, and its subsidiaries and affiliates. Other products and services referenced in this website, such as life insurance, annuities, health insurance, credit insurance, and pension products, are written through multiple companies. Not all products and services are available in all states. Not all companies are licensed in all states. Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies. Terms & Conditions Privacy Policy and Other Legal Notices New York Domestic Violence Notice Site Map Copyright© 2021 American National Insurance Company, Galveston, Texas. All rights reserved. ANNIE Assistant ANNIE Assistant said Hi! I'm Annie®, a virtual assistant at American National. How can I help you today? Here are some options you can ask me about: What can you do? Where can I make a payment? Help me find my payment information Get a quote Hi! I’m a virtual assistant. How can I help you today?