Home | Career | Data protection | Security | Newsletter about us Private customers Corporate banking Insurance Customer service S € PA - payment transactions without borders SEPA ( S ingle E uro P ayments A rea) standardizes cashless payments in Europe. Participating countries are the 28 EU member states Iceland, Norway and Liechtenstein as member states of the European Economic Area (EEA) as well as Monaco and Switzerland. Since February 1, 2014, SEPA has also been changing cashless payment transactions in Austria: Banks and savings banks are obliged to make transfers and direct debits in euros in accordance with uniform procedures across Europe. The IBAN (International Bank Account Number) replaces your account number; the BIC (Business Identifier Code) replaces your bank code. Would you like to find out more about SEPA or do you have specific questions? Please refer to for further information FAQ private customers FAQ corporate customers When it comes to the IBAN! Use our smartphone app with its practical IBAN calculator. Simply enter your account number and off you go! For corporate customers, we have also provided a checklist for optimal preparation . Of course, our consultants from the Contact Center are also at your disposal - as always on the toll-free number 0800 88 66 00 . We look forward to your call! Image source: European Payments Council 0800 88 66 00 Appointment Branch Finder Login internet banking Private company Internet banking application Forgot Password Open an account now Customer service Prices - conditions Legal Documents Contact complaints FAQ Internet banking Save online Deposit insurance smsTAN procedure SEPA Interest calculator Newsletter Financial market report computer VideoID FAQ Sitemap | Terms and Conditions | Imprint | Terms of Use DenizBank AG Developer Portal Can I help you? Start LiveChat Start VideoChat seek FAQ Frequent searches Savings books , online savings , bank transfers Appointment request recall 0800 88 66 00 Branch near me Cookies This site uses website tracking technologies from third parties in order to offer their services, to continuously improve them and to display advertisements in line with the interests of the users. I agree and can revoke or change my consent at any time with effect for the future. Adjust cookie settings | Data protection | imprint ACCEPT