COVID 19 UPDATE Home Products Services Privacy Policy Contact Online Banking Login LOGIN Forgot Username | Password | New User Financial Calculators Home Financing Should I refinance? How much will my fixed rate mortgage payment be? How much will my adjustable rate mortgage payments be? How much will my payments be for a balloon mortgage? Should I rent or buy? Which mortgage is better for me? How much will I save by increasing my mortgage payment? How much mortgage might I qualify for? How much home can I afford? Should I consolidate my loans? Personal Financing How much car can I afford? How long will it take to pay off my credit card? How much do I need to save for college? How much will I need to save for a major purchase? How much can I afford to borrow? What is my loan rate? How long will it take to pay off my loan? How much will my loan payments be? Should I consolidate my loans? Is an Auto Loan or Home Equity Loan best for purchasing a car? How soon can I eliminate my debts? Investment What is the yield on my portfolio? How can I save a million dollars? What is my investment yield? What is my future value worth today? What will my investment be worth in the future? How much could I save over time? What rate would I need to earn on my savings? What savings amount should I start with? How much should I save each month? Retirement Which is better for me, a Traditional IRA or a Roth IRA? How much will my Traditional IRA be worth at retirement? How much will my Roth IRA be worth at retirement? How long will my retirement savings last? What rate do I need to support my retirement? How much do I need to fund my retirement? How much can I spend each month in retirement? Lease How much can I afford to lease? What will my lease residual be? How much will my lease payments be? What is my lease rate? How much equipment can I afford to lease? What will my equipment lease residual be? How much will my equipment lease payments be? What is my equipment lease rate? Calculator disclaimer Presented by TimeValue Software ©2021 Farnam 222 Main Street P.O. Box 96 Farnam, NE 69029 P: 308-569-2311 Holbrook 123 Center Avenue P.O. Box 100 Holbrook, NE 68948 P: 308-493-5905 Cambridge 309 Nelson Street P.O. Box 220 Cambridge, NE 69022 P: 308-697-3305 Alma 1108 W 7th P.O. Box 897 Alma, NE 68920 P: 308-928-2929 Stamford 130 Main Street P.O. Box 95 Stamford, NE 68977 P: 308-868-2175 EMAIL THE BANK © 2021 First State Bank. All rights reserved. | Sitemap On July 21, 2010, President Barack Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act into law, which, in part, permanently raises the current standard maximum deposit insurance amount (SMDIA) to $250,000. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category. Consumers and bankers can find additional information regarding FDICÃƒÆ’Ã†â€™Ãƒâ€ Ã¢â‚¬â„¢ÃƒÆ’Ã¢â‚¬ ÃƒÂ¢Ã¢â€šÂ¬Ã¢â€žÂ¢ deposit insurance coverage through the use of the FDICÃƒÆ’Ã†â€™Ãƒâ€ Ã¢â‚¬â„¢ÃƒÆ’Ã¢â‚¬ ÃƒÂ¢Ã¢â€šÂ¬Ã¢â€žÂ¢ Electronic Deposit Insurance Estimator (EDIE) and deposit insurance publications located on the FDICÃƒÆ’Ã†â€™Ãƒâ€ Ã¢â‚¬â„¢ÃƒÆ’Ã¢â‚¬ ÃƒÂ¢Ã¢â€šÂ¬Ã¢â€žÂ¢ websiteÃƒÆ’Ã†â€™Ãƒâ€šÃ‚Â¢ÃƒÆ’Ã‚Â¢ÃƒÂ¢Ã¢â€šÂ¬Ã…Â¡Ãƒâ€šÃ‚Â¬ÃƒÆ’Ã¢â‚¬Â¦Ãƒâ€šÃ‚Â¡ Are My Deposits Insured? For more information, visit: http://www.fdic.gov