Personal Business COVID-19 Insurance Investments Retirement Health Log in Search Investments Investment advice Make the most of your money Call us on 0800 046 8408 ^ Download your guide Book a call back We're here to help How it works Our investment advice What we charge Our investment calculator Your investments – It takes Aviva Are your investments working as hard as they could be? With so many saving and investment options out there, it can be confusing. Aviva Financial Advice can help you navigate your options, and provide a personalised recommendation based on your investment goals. Our financial advisers are here for everyone – you don’t need to be an Aviva customer. We’ll build a personalised investment plan for you, covering everything from cash savings to stocks and shares. You’ll stay firmly in control of your investments, with support and guidance from our experts. Investing today could benefit you in the long term. But, as with all investments, there's a risk that the value may fall as well as rise, so you could get back less than you put in. Understand your goals Access a huge range of funds, including ethical and sustainable investments Risk you're comfortable with We’ll help make sure you're taking the right level of risk for you Tailored solution Get an investment plan that’s personalised for you and your goals Call us on 0800 046 8408 to discuss your options ^. We can evaluate all your investment products. Just so you know, our advisers can only recommend Aviva products and services. How our advice works 1 Contact us You can call us to find out if financial advice could help you. We’ll either set up a meeting or refer you to a trusted partner instead. 2 Talk to us An adviser meets you at no cost and no obligation to chat about your financial situation and goals. If they think our advice could help you, we’ll go over the charges before you choose whether to proceed or not. 3 Get your plan Your adviser gives you a recommendation which lays out your best investment options, based on your needs. You can also choose our annual review service to stay on top of your plans. Why Aviva Financial Advice Online, over the phone or in person – meet your adviser however you want Local advisers, so we're never far if you want to meet us in person Your plan considers how much money you’re willing to risk on investments Save time researching your investment options – we’ll do the hard work instead Clear and transparent costs with no surprise charges How much does our financial advice cost? You won’t pay anything until you ask your adviser to go ahead and build your personalised investment plan. Our total advice charge is made up of two elements: our report fee and advice fee. The advice fee is calculated against the full investment value of any savings and investments we advise you on. Our charging structure: Asset value advised on Report fee Any £625 Asset value advised on Advice fee First £100,000 2.00% Next £200,000 1.75% Next £200,000 1.25% Next £500,000 0.25% Amount above £1,000,000 0.00% Here’s how much you’d pay with an investment amount of £150,000: Annual Review Service You can also choose to join our annual review service to stay on track of your retirement plans and make changes where necessary. The annual charge is 0.45% of your assets advised on, with a minimum of £650 and a cap of £2,200. Here’s how much you’d pay with an investment amount of £150,000 for the year: To keep things simple, we’ll take the advice charge from your investment product rather than your bank account where possible. Our advisers aren’t incentivised on how many customers they sign up to our service. Their only goal is to make sure you take the best investment products and services to suit your future goals. If your adviser doesn’t think our advice will be of any value to you, they’ll let you know – you’ll be under no obligation to take things any further. Contact us Call us to arrange your appointment. We’ll look at your situation and let you know if financial advice is for you. Call us on: 0800 046 8408 Monday to Friday: 9:00am - 5:00pm ^For our joint protection, telephone calls may be recorded and/or monitored and will be saved for a minimum of 5 years. Calls to 0800 numbers from UK landlines and mobiles are free. Investment calculator Get an idea of how much your investments could be worth, and how long you need to invest for. Try our investment calculator Investment articles Read up on our impartial help articles. What is investing and how can a financial adviser help? See what it means to invest your money and find out how working with a financial adviser can help you reach your goals. Read more Understanding lower risk investments Choosing investments at the right risk level for you. Read more What is pound cost averaging? If you have a lump sum of money to invest, it can be hard to know where to start – and even harder to work up the courage to actually part with your cash. Read more Should I save, or pay off debt? Saving money may seem like the sensible thing to do – but if you have debt, it may not be your best option. What to think about How Does Inflation Affect Your Savings? With the rate of inflation at its lowest in years, it’s great news if you want to borrow money. But what does it mean for your savings? What's the impact? Ways to save money for your children Find out the difference between opening Junior ISAs and using your own ISA allowance. Learn your options Am I financially ready to invest? You might think you don’t have enough money to start investing, but you may be closer than you think. Read more Investing in funds: the basics Thinking of investing? Here’s what you need to know about funds Read more How to make the most of your investments Explore six things we think every investor should be doing. Read more What is investing? Find out how you could make your money work smarter with our easy-to-understand guide. Make your money work smarter Aviva Administration Limited. Registered in England No. 03424940. Aviva, Wellington Row, York, YO90 1WR. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number 185746. 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