Click here for our Video Testimonial Home About Us Company History Products and Services Success Stories Construction Financing Testimonials Library Contact Us Jim Lackey Associates Offers Hard Money Loans for Real Estate and Construction Financing Access to capital - whether debt financing or equity infusion - is the life blood of business - and a strong economy. Without the ability to borrow money or find private equity investors, businesses can struggle to meet obligations and/or achieve growth. In some cases, the absence of investment capital can spell failure for the business itself. These are unprecedented economic times in which traditional sources of capital - banks, credit unions, insurance companies, etc. - have become increasingly restrictive in their lending practices, often unwilling to lend to even the most credit-worthy of clients. Private Equity Capital for Real Estate Investing Fortunately, there are alternatives available. Jim Lackey Associates specializes in filling the void left by institutions by introducing private sources of capital, sometimes known as "hard money lenders" - high net worth individuals, private investors, family offices and private consortia - to finance quality loans, as well as to provide the infusion of equity to worthy projects. Whether to facilitate business expansion, complete residential or commercial development projects, building construction on a new home (even a speculative "for sale" project), consolidate or refinance short-term debt - at times even providing substantial amounts of cash out to the borrower - inject private equity capital into a business, even for short term financing, these private capital resources provide a critical bridge to growth and long-term, permanent financing. My experience with Jim Lackey was excellent! I had previously built a home as an Owner Builder; this is where you act as your own General Contractor. Although it is a lot of work you get more bang for your buck. What lead me to Jim was his 'testimonials'. His lenders and the borrowers both had great experiences! When the brick-and-mortar banks didn't want anything to do with me as an Owner Builder, I reached out to Jim. I showed him my previous project and he was onboard. When I had difficulty refinancing the balloon payment by the end of the 12-month term, he was able to extend my loan 3-months. What a relief that was. Jim is a pleasure to work with and I look forward to our next project together. Simon Blanco, Owner Builder Jim Lackey is a licensed real estate broker, CalDRE # 01457183, NMLS # 277266.