Home Policyholders Agents▶ Employees ▶ Inspectors Member Companies Office Information About Us ▶ We now offer an automated customer satisfaction survey after speaking with a representative. Your input will be greatly appreciated. To participate, press 7 prior to speaking with a representative. Looking to purchase Michigan Basic insurance? Please contact your local insurance agent and ask them for a Michigan Basic policy. The MBPIA Portal is compatible with Chrome. Other browsers are not supported. To download Chrome click this link! To make a payment click this link! Agents who wish to conduct business with Michigan Basic proceed to NEW AGENT SETUP Agent Instructions for using the new portal can find instructions here: Instructions History and Purpose Michigan Basic Property Insurance Association ("the Association") was organized under the provisions of Act 262 of the Michigan Public Acts of 1968, which is included in chapter 29 of the Michigan Insurance code. The Association commenced business on October 21, 1968. It is a Fair Access to Insurance Requirements (FAIR) plan. The FAIR Plans were a result of the Federal Omnibus Housing Bill, passed on August 1, 1968. The Omnibus Bill passed by the Federal Government provided for riot reinsurance if insurance companies would join together in statewide pools to offer basic property insurance to those who were ineligible in the voluntary market. The Bill gave the responsibility of the formation of FAIR Plans and their operations to the individual states. The Association's members are all insurance companies writing similar insurance coverages in the state of Michigan and are subject to pro rata annual assessments to fund operating deficits. The Association is a not-for-profit organization. Michigan Basic Property Insurance Association@ 27555 Farmington Rd, Suite 315 Farmington Hills, MI 48334 313-877-7400