JOIN RATES CONTACT LOCATIONS EDUCATION CAREERS ESPAÑOL eBranch Login Enroll Today PERSONAL BUSINESS LOANS INSURANCE SERVICES ABOUT SAVINGS ACCOUNTS SAVINGS ACCOUNTS BENEFITS NCUA INSURED UP TO $250,000 FREE MOBILE BANKING FREE ONLINE BANKING FREE ONLINE ESTATEMENTS FREE AUTOMATIC TRANSFERS FREE CREDIT SCORE & MONITORING SEE RATES ACCOUNT TYPE BEST IF... MINIMUM BALANCE & MONTHLY FEES Share Savings You want a simple, flexible savings account. $300 minimum balance to earn interest. Six free withdrawals per month, $2 each additional. + MORE DETAILS Secondary Savings You want a simple, flexible savings account in addition to your Share Savings Account. $300 minimum balance to earn interest. Six free withdrawals per month, $2 each additional. + MORE DETAILS Central Cents Savings You want your debit card purchases rounded up to the next whole dollar and deposited into your savings. No minimum balance to earn interest. Six free withdrawals per month, $2 each additional. + MORE DETAILS Choice Savings You want to save for specific purposes and earn a higher rate. No minimum balance to earn interest. Two free withdrawals per calendar year, $25 each additional. + MORE DETAILS Youth Savings You want an account that encourages saving early in life. No minimum balance to earn interest. Six free withdrawals per month, $2 each additional. + MORE DETAILS Money Market Savings You want a savings account that earns a great rate. $2,500 minimum balance. Six free withdrawals per month, $5 each additional. $15 monthly fee if balance falls below $2,500. + MORE DETAILS Health Savings You want a savings account designed for those with a high deductible health plan. No minimum balance to earn interest. Five free withdrawals per month, $1 each additional. Monthly fee of $2.50. + MORE DETAILS Idaho Medical Savings Account You live in Idaho and want to save for medical expenses. $100 minimum balance, $5 monthly fee if balance falls below $100. + MORE DETAILS Coverdell Education Savings Account (ESA) You want to give your child the gift of education. No minimum balance to earn interest. $25 minimum to open the account. + MORE DETAILS Idaho First-Time Home Buyer Savings You want to save for your first-time home purchase in Idaho. No minimum balance to earn interest. Six free withdrawals per month, $2 each additional. $25 to open. + MORE DETAILS SAVINGS CALCULATOR APPLY FOR MEMBERSHIP TODAY At Idaho Central, we have Savings Account options to help you make insured investments with excellent rates! APPLY TODAY LINKS Contact Branches/ATMs Business Hours eBranch Quick Payments Additional Services Careers Security Center COVID-19 Updates Important Disclosures Account Agreement Privacy Policy ABOUT US Idaho Central is the premier credit union in Idaho and offers full-service locations throughout the Treasure Valley, Magic Valley, Eastern Idaho, and North Idaho. While growth is vital to our success, we remain focused on our mission, “Helping members achieve financial success.” Routing Number: 324173626 NMLS ID: 433926 Idaho Central Credit Union is federally insured by the National Credit Union Administration. © 2021 Idaho Central Credit Union. All rights reserved.