MORTGAGES Mortgage simulator Calculate the installment of your fixed or variable mortgage for your house or flat and do it 100% online. Simulate what the monthly fee and associated expenses would be. Compare and choose the type of mortgage that best suits you. Do the math to buy your house in less than 1 minute. What is the best mortgage for you? VARIABLE MORTGAGE When you are interested With a variable rate mortgage you can opt for a longer repayment term, so acquiring the home you want will be easier for you. Advantage As they are subject to the variation in the price of money, with this mortgage you can take advantage of the Euribor drops. Plus, a longer repayment term means you'll pay less each month. Variable Mortgage Conditions FIXED MORTGAGE When you are interested Si quieres cubrirte de los riesgos de un incremento de los tipos de interés en el futuro, puedes financiar la compra de tu primera o segunda vivienda con una cuota que se mantendrá fija siempre. Ventajas Con nuestro simulador, puedes ajustar la cuota a tus ingresos. Así te aseguras de que pagarás el mismo importe desde el inicio hasta el fin de la amortización. Condiciones Hipoteca Fija OTRAS HIPOTECAS Autopromotor Financia la construcción de tu vivienda unifamiliar. Hasta el 100% del presupuesto de obra y dos años de carencia de capital. Adquisición de local comercial Adquiere un local para establecer tu negocio con unas excelentes condiciones de financiación y menos comisiones para tu crédito hipotecario. Para no residentes en España If you reside outside of Spain and are thinking of acquiring a holiday home in Spain, we have a mortgage for you. Check here conditions It may interest you DICTIONARY What is the APR on mortgages? FAQs How to request a simple note in the land registry? Know more How does the new mortgage law affect you? Know more SANTANDER BLOG 5 Tips for choosing a mortgage SANTANDER WEBSITES LEGAL INFORMATION AND SECURITY HIGHLIGHTS © Banco Santander, SA Santander is a registered trademark. All rights reserved. Cookie settings We use our own and third-party cookies to differentiate your experience from those of other users, for analytical purposes and to show you personalized advertising based on a profile prepared from your browsing habits (for example, pages visited). Click HERE for more information. You can accept all cookies by pressing the "Accept" button or configure or reject their use by pressing the "Configure cookies" button. TO ACCEPT SET COOKIES