Alert: CoronaVirus Updates:Learn More 888.395.3669Make a payment Sign In FHA Home Loans Flexible Terms | Low Interest Rates Many borrowers are under the impression that their current financial standing prevents them from being approved for a home loan. With government–insured FHA (Federal Housing Administration) loans, it makes it easier for borrowers to qualify for an FHA loan and become homeowners. Offering flexibility in income, credit and down payment requirements, along with interest rate security, FHA loans were originally developed to help borrowers with a less than perfect credit history or those with few financing options to purchase a primary residence or refinance a home. GET A QUICK QUOTE As an approved Federal Housing Administration lender, we strive to make your monthly mortgage payment affordable. Some borrowers prefer FHA-insured loans for both their low down payment requirement and for the security an FHA-backed mortgage provides. Today’s low interest rates and the flexibility of this product make an FHA loan a good alternative to a conventional loan. What are the benefits to an FHA loan? FHA loans have low down payments FHA program guidelines have lower down payment requirements, allowing you to purchase a new home with as little as 3.5 percent down payment. Monetary gifts can also be applied toward down payments. FHA Loans have a less restrictive approval criteria. These types of FHA loans were designed to help consumers with less than perfect credit scores, low-income families or first-time homebuyers have a great alternative to conventional home loans. FHA loans have an easier mortgage refinance. With an FHA Streamline Refinance Loan Program, you can refinance your FHA loan to a much lower interest rate and reduced fees, including no appraisal and no income requirements. (Subject to FHA guidelines). FHA loans offer increased flexibility with your money. If refinancing your current mortgage to an FHA mortgage, it may be possible to finance more than 80% of your home’s value, allowing you more access to cash. FHA loan requirements also allow for easier borrower qualification. Why choose Lenox/WesLend for your FHA mortgage? Lenox/WesLend has been an FHA-approved lender since 1999, and all of our mortgage advisors are highly knowledgeable and can guide you to selecting the right loan and monthly mortgage payment. We truly want our customers to be able to afford the home they want to live in. We close loans fast – in just over 30 days on average – and our mortgage advisors’ personalized service will be with you every step of the way. We aim to make the mortgage process quick and easy, and we are dedicated to explaining the ins and outs of the mortgage process. As your lender we believe that by being upfront and communicating with you every step of the way, we can help make your loan process less stressful. Have the confidence to move forward with your homeownership goals by partnering with Lenox/WesLend today. Our goal is to prequalify you quickly for the loan amount that you may be eligible for, given your financial situation. Get more information about FHA loans, or additional low cost mortgage options or find out if you prequalify by contacting us below! WE ARE HERE TO HELP Let's Talk Lenox Financial Mortgage Corporation 200 E. Sandpointe Avenue, 8th Floor Santa Ana, CA 92707 (888)395-3669 info@lenoxhomeloans.com First Name Last Name Email State Alabama (AL) Alaska (AK) Arizona (AZ) Arkansas (AR) California (CA) Colorado (CO) Connecticut (CT) Delaware (DE) District of Columbia (DC) Florida (FL) Georgia (GA) Hawaii (HI) Idaho (ID) Illinios (IL) Indiana (IN) Iowa (IA) Kansas (KS) Kentucky (KY) Louisiana (LA) Maine (ME) Maryland (MD) Massachusetts (MA) Michigan (MI) Minnesota (MN) Mississippi (MS) Missouri (MO) Montana (MT) Nebreska (NE) Nevada (NV) New Hampshire (NH) New Jersey (NJ) New Mexico (NM) New York (NY) North Carolina (NC) North Dakota (ND) Ohio (OH) Oklahoma (OK) Oregon (OR) Pennsylvania (PA) Rhode Island (RI) South Calolina (SC) South Dakota (SD) Tennessee (TN) Texas (TX) Utah (UT) Vermont (VT) Virginia (VA) Washington (WA) West Virginia (WV) Wisconsin (WI) Wyoming (WY) Phone Message SUBMIT Disclaimer By providing information and clicking on Submit you agree to our Online Policy and are expressly consenting for us to contact you by telephone, mobile device, email and including text message, automated or prerecorded means, even if your telephone number is on a state, corporate or national Do Not Call Registry. Your consent is not required as a condition to obtain a loan. POPULAR LINKS Home Loan Assistance Licenses CA Privacy Notices Online Privacy Existing Customer Apply Online Loan in Progress Contact Us Federal Privacy Notice © 2021 Lenox Financial Mortgage Corporation dba WesLend Financial All Rights Reserved. NMLS # 3304 NMLS Consumer Access