Serving your community since 1980 CALL US: 973.344.5125 Deposit Rates Certificates of Deposit/IRAs Savings/Super Savings Accounts Checking Accounts Months New Accounts Interest Rate New Accounts APY+ Renewal Accounts Interest Rate Renewal Accounts APY+ 3 Months 0.05 % 0.05 % 0.05 % 0.05 % 5 Months 0.05 % 0.05 % 0.05 % 0.05 % 6 Months 0.05 % 0.05 % 0.05 % 0.05 % 7 Months 0.05 % 0.05 % 0.05 % 0.05 % 9 Months 0.05 % 0.05 % 0.05 % 0.05 % 10 Months 0.05 % 0.05 % 0.05 % 0.05 % 12 Months 0.10 % 0.10 % 0.10 % 0.10 % 15 Months 0.10 % 0.10 % 0.10 % 0.10 % 18 Months 0.10 % 0.10 % 0.10 % 0.10 % 24 Months 0.10 % 0.10 % 0.10 % 0.10 % 36 Months 0.10 % 0.10 % 0.10 % 0.10 % 60 Month IRA 0.50 % 0.50 % 0.50 % 0.50 % Variable Rate IRAs Interest Rate Annual Percentage Yield+ 0.05 % 0.05 % Minimum balance to open an account is $100. Minimum to earn APY is $100. IRA Disclosures +Annual Percentage Yield (APY) Lusitania Savings Bank uses the daily balance compounding method to calculate the interest on your account(s). The annual percentage yield (APY) on your account assumes that the funds will be on deposit for a full year at the initial rate and that interest is credited to the principal when paid. Interest will be paid monthly. Except for fixed rate deposits, interest rate and annual percentage yield (APY) may be adjusted at any time without notice. No interest will be paid for the days the account is below the minimum amount required. The minimum amount to obtain APY is $100.00 on Savings and IRA Accounts and $500.00 on CDs. The minimum amount to obtain APY on Value Checking is $10,000.00. Fees and/or penalties charged to your account may reduce earnings. Overdraft fees may apply to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means as applicable. An early withdrawal penalty will be imposed if CD is closed prior to maturity. The APY is effective as of 10/23/21. RATES SUBJECT TO CHANGE WITHOUT NOTICE Upcoming Bank Holidays Dec 2021 Christmas Eve December 24, 2021 Open for business until 1 PM Christmas Day December 25, 2021 Closed for business New Year’s Eve December 31, 2021 Open for business until 1:00 pm LOST OR STOLEN CREDIT CARD Call (866) 552-8855 within the US Call (701) 461-1922 outside the US LOST/STOLEN OR PINSET DEBIT CARD Call (800) 554-8969 within the US Call (614) 564-5101 outside the US Pinset Call (800) 567-3451 within the US USEFUL LINKS Branch Information Corporate Directory Deposit Rates Ordering Checks Visa Credit Card Services FDIC’s Electronic Deposit Insurance Esitmator (EDIE) Copyright © 2021 All Rights Reserved | Lusitania Savings Bank NMLS No. 640892 | Privacy Policy | Disclaimer| Accessibility Statement | Sitemap