ABOUT CAREERS AGENTS INVESTORS SUSTAINABILITY CONTACT US LOG IN For Individuals For Business Claim Center Prepare & Prevent Home Car Insurance Stay covered, wherever the road takes you Get a Quote Auto Or Call 1.866.201.9342 to get a quote. Retrieve a saved quote FIND AN AGENT Car Insurance OVERVIEW WHAT'S COVERED WAYS TO SAVE FAQ The Journey Starts Here With a Car Insurance Quote It’s quick and easy to get a car insurance quote. When you hit the road, feel confident that you, your loved ones and your pockets are properly protected. Let us worry about the risks of the road, while you enjoy the freedom of the ride. What Is Car Insurance? Car insurance can help protect you from costs related to auto accidents and other types of losses, such as the theft of your car. Your car insurance policy is a contract for which you pay a certain amount or — “premium” — to your insurance company in exchange for the coverages you select. Why Do I Need Car Insurance? If you’re involved in an accident, you may have expenses for car repairs, property damage, medical bills, lost wages, and more. Without the coverages you need, you could have to pay those bills on your own. What Does Car Insurance Cover? Typically, liability coverage is required in most states. This coverage helps cover someone else’s bodily injury or property damages when you are determined to be at fault for the accident. There are also other coverages that can help cover the costs of damage to you or your auto. To get the most complete protection for your individual needs, discuss available coverage options with your insurance representative. Liability Coverage Liability coverage includes both bodily injury and property damage liability coverage and is required in most states. This coverage provides compensation for injuries to others, and for the damage your vehicle does to another person's property if you cause an accident. If you are found responsible for causing damages as a result of an accident, this coverage may pay up to the limit you select, and it can provide for a legal defense if you're sued. Roadside Assistance Roadside assistance is coverage you can add to your car insurance policy to help when you find yourself stranded due to unexpected car trouble — like a dead car battery. These unexpected things can happen when you're at work, out running errands, or even when you’re at home. Loan/Lease Gap Insurance Gap insurance, also known as loan/lease insurance, can help protect you if your vehicle is financed or leased. If your vehicle is totaled (deemed a total loss), this coverage may pay the difference between the actual cash value of the vehicle and the unpaid balance of the auto loan or lease. Learn more about Travelers car insurance coverages. Ways to Save on Car Insurance Where available, purchasing multiple policies such as car and home insurance with the same company, maintaining a safe driving history and paying through electronic fund transfer may be ways that you can save money on car insurance. Multi-Policy Discount Bundling multiple insurance policies can result in premium discounts. For example, you could save up to 13% on your Travelers car insurance when you also purchase your home/condo insurance and other insurance policies from Travelers.1 Safe Driver Discount Safe driving should be rewarded. No accidents, violations or major comprehensive claims in your household for the past three to five years could save you money with our safe driver discount.* Good Student Discount Policyholders with drivers who are fully enrolled in high school or college and are good students who maintain a “B” average or better, may qualify for a discount on car insurance. Learn more about Travelers car insurance discounts. Frequently Asked Car Insurance Questions Find the answers to many of the questions that you may have about car insurance, from how to choose a deductible to who is covered by your policy. Policy Basics Car Insurance Questions Premium Pricing & Discounts Car Insurance Questions Coverage & Limits Car Insurance Questions Learn more Related Products Home Insurance Protect your home the way it protects you by choosing the property insurance coverage that meets your needs. Umbrella Insurance This liability coverage may go above and beyond your car and home insurance policies to help protect you from unexpected events. Renters Insurance Renters insurance can help to cover more than your personal property. It can help to protect you from personal liability, so you can rest easy. If You Bundle Your Policies, You Could Save Up to 13% on Your Car Insurance. See how. Prepare & Prevent How to Choose Car Insurance in 4 Steps Choosing car insurance is a challenging task given the abundance of carriers and coverage choices. 10 Ways to Save on Your Car Insurance Car insurance is a necessary expense for many people, and there are a variety of ways to save. Here are 10 ways to save on your car insurance. Telematics: 5 Reasons You Should Try "Pay How You Drive" Car Insurance With the ongoing development of technology in cars to help us drive safely, there is an opportunity to help raise awareness of your driving behaviors. OVERVIEW WHAT'S COVERED WAYS TO SAVE FAQ Travelers and The Travelers Umbrella are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. © 2021 The Travelers Indemnity Company. All rights reserved. Travelers on Facebook Travelers on YouTube Travelers on Twitter Travelers on LinkedIn Travelers on Instagram PRODUCTS & SERVICES For Individuals For Businesses Claim Services Prepare & Prevent OUR COMPANY About Travelers Careers Investors Sustainability CONNECT Customer Support MyTravelers® For Agents Find an Agent LEGAL & COMPLIANCE Terms of Service Privacy & Security Accessibility Producer Compensation Disclosure The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts, deductibles and other features are subject to individuals meeting our underwriting criteria and state availability. Not all features available in all states. Discounts may not apply to all coverages and/or vehicles. Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT 06183. In TX: Automobile insurance is offered by Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers Company. In CA: Travelers Commercial Insurance Company, One Tower Square, Hartford, CT 06183. Certificate of Authority # 6519, State of Domicile: Connecticut; The Standard Fire Insurance Company, One Tower Square, Hartford, CT 06183. Certificate of Authority # 3545, State of Domicile: Connecticut; and Travelers Property Casualty Insurance Company, One Tower Square, Hartford, CT 06183. Certificate of Authority # 6521; State of Domicile: Connecticut. In CA: Boat and Yacht insurance is underwritten by The Standard Fire Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority # 3545, State of Domicile: Connecticut. © 2021 The Travelers Indemnity Company. 1 Save up to 10% on auto insurance when you buy a Travelers home insurance policy. * Early Quote, EFT, New Car, Safe Driver, Continuous Insurance, IntelliDrive®, Paid in Full, Good Payer and Multicar Discounts are not available in CA.