RATES BRANCHES/ATMS COVID-19 CONTACT ESPAÑOL LOGIN BOOK APPOINTMENT PERSONAL BUSINESS HOME LOANS RESOURCES ABOUT US BLOG Invest in Your Future A bright future depends on the decisions you make today. As your trusted lifelong financial partner, we are ready to help you make smart investment choices. Whether you’re thinking about an individual retirement account, interested in a certificate or need financial advice, we will help you plan for the future. We can also assist with rollover or transfer from your current account. IRAs It’s easy to put off saving for something that may be years down the road, but it’s the years of savings and dividends that will push you toward a secure retirement. We offer a variety of accounts to fit your needs and put you on the right savings path. IRA Savings Account You can start saving today. Book an appointment, give us a call or stop in any of our branches. IRA Certificate Account Looking for a higher dividend rate? For a higher dividend rate, open an IRA certificate with as little as $500. Book an appointment, give us a call or stop in any of our branches. IRA Jumbo Certificate Account If you have IRA funds already saved and are looking for a competitive IRA account, check out the jumbo certificate. Take advantage of better dividend rates. Book an appointment, give us a call or stop in any of our branches. Current Rates IRA Savings Tier Dividend Rate APY Minimum balance to earn stated APY $9,999.99 & Below .15% .15% $0.01 $10,000.00 & Above .20% .20% $10,000.00 Annual Percentage Yield (APY) is accurate as of the last dividend declaration date: August 1, 2021. Rates may change after account opening. Fees may reduce earnings. IRA Certificate Account Tier Dividend Rate APY Minimum balance to earn stated APY 6 months 0.15% 0.15% $500.00 9 months 0.20% 0.20% $500.00 12 months 0.25% 0.25% $500.00 18 months 0.30% 0.30% $500.00 24 months 0.35% 0.35% $500.00 36 months 0.40% 0.40% $500.00 40 months 0.70% 0.70% $500.00 48 months 0.50% 0.50% $500.00 60 months 0.55% 0.55% $500.00 Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date on October 12, 2021. Rates are subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. IRA Jumbo Certificate Account Tier Dividend Rate APY Minimum balance to earn stated APY 6 months 0.25% 0.25% $90,000.00 9 months 0.30% 0.30% $90,000.00 12 months 0.35% 0.35% $90,000.00 18 months 0.40% 0.40% $90,000.00 24 months 0.45% 0.45% $90,000.00 36 months 0.50% 0.50% $90,000.00 40 months 0.80% 0.80% $90,000.00 48 months 0.60% 0.60% $90,000.00 60 months 0.65% 0.65% $90,000.00 Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date on October 12, 2021. Rates are subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Book an Appointment Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris for complete terms and conditions at (800) 334-2328. Centris Federal Credit Union 13120 Pierce Street Omaha, NE 68144 Phone: (402) 334-7000 Toll-Free: (800) 334-2328 Email: centris@centrisfcu.org Routing number: 304082876 Facebook Twitter LinkedIn Instagram Privacy Policy Social Media Policy Accessibility Careers Site Map © Copyright 2021 Centris Federal Credit Union. All rights reserved.