SELECTED BUSINESS CASES Below you can find business cases reflecting examples of 82 successful projects executed by UPITE worldwide. South East Asia South East Asia 2 Latin America Latin America 2 Southern Europe Eastern Europe About Expertise Methodology References Contact UPITE Consulting Services SL Calle del Golfo de Salonica, 27 28033 Madrid, Spain +34 91 345 1747 • info@upiteconsulting.es Legal Terms © UPITE Consulting 2020 I agree Cookie settings By using our services, you agree to our use of cookies.More info

OUR EXPERTISE Our services are centered around improving the profitability of retail banking products with high transactional volumes SCOPE OF ANALYSIS UPITE Consulting's value proposition consists in the ability to identify incremental income and cost saving opportunities for its clients' existing bank products. CREDIT CARDS We enable issuers to maximize their income and reduce their cost through multiple implementable measures with substantial and sustainable results. CONSUMER & CAR LOANS We support our clients to maximize the profitability of their loan products throughout the product's life cycle with little to no impact on their customers. CURRENT & SAVINGS ACCOUNTS We analyze the operational efficiency in combination with all income and cost levers in order to maximize the profitability from all associated products. OVERDRAFTS Overdrafts open up many potential opportunities in terms of usage and profitability enhancement. DEBIT CARDS We increase the profitability of current accounts and their main associated product: the debit card. PAYMENTS & TRANSFERS We increase the efficiency of payments and transfers for the benefit of the services' profitability. ACQUIRING We review the Acquiring process from all aspects and propose a variety of cost reduction measures and income increasing measures. LOYALTY PROGRAMS We help our clients streamline their loyalty programs, reducing cost without affecting customer satisfaction and retention. INSURANCES There are significant income opportunities within the Insurance services associated to banking products. We help our clients materialize that potential. OUR METHODOLOGY Revenue Intelligence® & Brand Scheme Optimization Our extensive experience and profound knowledge of retail banking and consumer finance products enabled us to develop our proprietary methodology. Revenue Intelligence® and Brand Scheme Optimization provide fast and minimally-intrusive implementation delivering tangible and measurable results with a proven track record. More Feel free to contact us to learn more about our services and methodology. We are looking forward to a successful cooperation. Contact us About Expertise Methodology References Contact UPITE Consulting Services SL Calle del Golfo de Salonica, 27 28033 Madrid, Spain +34 91 345 1747 • info@upiteconsulting.es Legal Terms © UPITE Consulting 2020 I agree Cookie settings By using our services, you agree to our use of cookies.More info