Menu We sell a policy every two minutes ^ Updates: Coronavirus help and support and changes to our travel and business products. Home insurance Bicycle insurance Cover for loss and damage out of the home. Start a quote Retrieve my quote What is bicycle insurance? Bicycle or pedal cycle insurance covers the cost of replacing or repairing your bike if stolen or damaged outside the home. Depending on your needs, our home contents covers your bikes in the home and when stored securely in sheds or garages. If you choose our upgraded home contents cover your bike will also be covered against theft and vandalism in your garden, but won't be covered away from your home you will need our pedal cycle (bicycle) add-on cover. What does bicycle insurance cover Your bikes are often at risk of being stolen when out and about. For added peace of mind you can insure your family’s bikes against loss or damage up to £2,500 per bicycle in the UK and up to 60 days worldwide (excludes bikes with motors). Excess is £25. What's not included Everyday wear of your bike, such as thinning of tyres Competitive racing If you don't lock up your bike securely See our home insurance policy wording for full exclusions. Keeping your bicycle safe Here are some top tips on how to keep your bike safe: Make detailed notes and take photographs of your bike, including the make, model, colour and any distinguishing features Mark it, this helps the police identify your bike as yours Keep it locked, using a good quality lock When out and about, lock both wheels and the frame of your bicycle to the bike stand when not in use Keep your bike in a garage, locked shed or somewhere secure at home, using an immovable device, like a ground anchor Never leave your bike alone and unsecured, even ‘just for a minute’. Frequently asked questions Do I need special insurance for an electric bicycle? Is my bicycle insured if someone else rides it? Are bicycle accessories such as lights and helmets covered? What counts as in the home or outside it? How do I work out the value of my bike? Read more FAQs Useful guides Insuring your mobile phone 5 MINS READ Insuring your jewellery 12 MINS READ Guide to home emergencies 8 MINS READ Guide to household bills 12 MINS READ Read our home guides Back to top Home insurance Bicycle insurance About us Who we are Privacy policy Cookie policy Security Legal Careers Press newsroom Make a complaint Latest news Help and support Contact us FAQs Make a claim Coronavirus FAQs Manage your policy Brexit FAQs Useful guides Find us Twitter Facebook YouTube You can manage the cookies we set on your computer/device in Manage cookies MORE THAN is a trading name of Royal & Sun Alliance Insurance Ltd, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323). ^ MORE THAN data: 1 January to 4 July 2021. We use cookies and similar technologies, which are usually small text files, to improve your experience on our website and to show you personalised content. You can allow all or manage them individually. Cookie Policy Manage cookies Allow all