WORKERS' COMPENSATION THATCARES HARDER For over 100 years, we've insured Colorado with workers' comp that never quits. Find out just how we put care to work for our customers. Learn moreGet covered THE BASICS What is workers’ compensation? Workers' compensation insurance is there to protect employers and their injured workers by paying for medical expenses and a portion of lost wages when an employee is injured on the job. Get started Competitive pricing pays off We’ve decreased rates for seven consecutive years and will provide $40 million* in general dividends to our customers in 2022. We know Colorado Colorado is home to many diverse industries. Pinnacol’s knowledge and expertise means we’re perfectly positioned to prepare your business for the challenges and opportunities ahead. Are you prepared for the future of work? The workplace has changed dramatically over the last 10 years. And it will change exponentially faster in the years to come. Peter J Martin Serving clients for 23 years Peter J. Martin Insurance, LLC Karina Mendoza Serving clients for 3 years Day Larsen Pedersen Insurance, Inc GET CONNECTED Network of agents Our agents around the state know what matters most to you and your business. Agent directory Forging a new path forward Resources to help protect your business and keep your employees safe in uncertain times. BLOG 3 MIN READ Colorado’s top workplace risks (and how to avoid them) Learn all about Colorado's top ten workplace risks and tips to avoid them to help keep employees safe. Read More BLOG 3 MIN READ Has your business started offering delivery? Seven tips for keeping your drivers safe Use these essential tips to promote safe deliveries and prioritize employee health. Read More BLOG 2 MIN READ How payroll changes impact your workers' comp insurance cost A closer look at workers' compensation calculation factors and how payroll changes impact them. Read More Explore more blogs BY THE NUMBERS Trends you need to know Gain valuable insights into workplace industry trends across our state. 30-39 yrs. Most common worker age at injury in construction July More injuries occur in July for service and hospitality 38% Of injuries happen during the first year in healthcare 51% Of trucking claim costs are from injuries in the first year Learn more Our Colorado expertise The Pinnacol Assurance difference is one that keeps customers at the peak of our priorities. We are dedicated to serving you and your business. Competitive pricing We’ve decreased rates for seven years in a row. Learn more Employer dividends In 2022, we'll provide $40 million* in general dividends to customers. Learn more Industry expertise Our Centers of Excellence are built to tackle your industry’s unique challenges. Learn more Superior claims handling Pinnacol resolves claims faster than our competitors.** ‍ Learn more Colorado proud We protect nearly one million workers. This culture of caring extends beyond our customers and reaches the four corners of Colorado. Learn more Network of agents Our agents around the state know what matters most to you and your business. ‍ Learn more * The general dividend amount is subject to adjustment based on financial performance through the end of 2021. **Pinnacol resolves 25% more claims than competitors at our first required reporting to NCCI. WORKERS’ COMP Policyholders Agents Injured Workers Providers OUR DIFFERENCE Industry Expertise General Dividend Future of Workers Pinnacol Foundation ABOUT About Us Careers Press Room Open Records Policy RESOURCES Safety & Training Knowledge Center Order Materials Blog Claims CONTACT Contact Us Report Fraud Supplier/Partner Registration SelectNet Contract Interest Form CONNECT Find an agent Get a quote ALSO OF INTERESTworkers compemr ratingWorkman's comp vs workers' comp: what's the difference? © Pinnacol Assurance 2021 Disclaimer Privacy Policy Report an injury En español Contact Sign in Workers’ comp Our difference Safety and training Knowledge center Blog Find an agent Get a quote Live chat: Contact Us