Home Transactis Our ecosystem Our offerings News & Press Jobs & Careers Language selector Fr En NEWS & PRESS News Press releases Press articles NEWS TRANSACTIS SUCCESSFULLY LAUNCHES ITS 2020 NAC (NEW CRYPTOGRAPHIC ARCHITECTURE) PILOTS Published on 19 Oct 2021 Twenty years after NAC 2000, the Bank Card Economic Interest Group (Groupement d’intérêt économique Cartes Bancaires) has defined a new cryptographic architecture, called “Nac2020”, to protect against the risk of fraud. With combating fraud a major issue for banking institutions, this advance will strengthen security throughout the entire ecosystem of transactions carried out on ATMs. On the one hand, it guarantees cardholders that their banking information will remain secure on ATMs, and on the other, it reinforces the levels of security when transmitting and using the data needed to process a withdrawal transaction. It was therefore key for players in the payment field to meet the needs for changes in cryptographic mechanisms and the new standards in terms of payment card security. It is in this context that Transactis has taken over the management of this new regulation on behalf of La Banque Postale, Societe Generale and Crédit du Nord. Over two years, in partnership with software providers NCR Corporation – for the software deployed on ATMs, Sopra Banking Software – for ATM management software, Atos – for the cryptographic solution, as well as ATM manufacturers NCR Corporation and Diebold-Nixdorf, Transactis has designed and built a solution to: Encrypt exchanges between ATMs and the systems used to process an ATM transaction while complying with the new “NAC2020” standards; Upgrade the ATM operating system (Windows 10) to enhance its security. Since August 2021, with the help of Transactis, La Banque Postale and Crédit du Nord have rolled out a dozen pilot ATMs with the “Nac2020” solution, thus making them two of the market’s leaders in this migration project. TRANSACTIS HAS A NEWLY REFURBISHED HOME OFFICE IN A NEW LOCATION! Published on 20 Oct 2020 Transactis moved to a new head office on 21 September 2020. The payment operator, which holds a 25% share of the market in France, made its home at the Delta building in Nanterre, providing its staff of more than 60 employees with newly refurbished offices this summer. Located at 1/3 boulevard des Bouvets in Nanterre, the Delta building (near the Nanterre-Préfecture RER station) is ideally situated to keep Transactis geographically close to its clients. The reason for the move was to provide the clients and staff of Transactis alike with a bright, welcoming and modern workplace that meets their needs as the company continues to grow (the workforce has expanded threefold since 2015). Spanning 15,000 m², the new offices offer a suitable, pleasant, innovative, contemporary and inspiring work environment for all. TRANSACTIS HAS DEVELOPED A UNIQUE SERVICE IN FRANCE: THE INSTANT DIGITAL CARD Published on 17 Jul 2020 Thanks to the development and adaptation of card manufacturing processes at Transactis, Societe Generale can now offer mobile payment users an instant digital card. Previously, when clients cancelled their cards due to loss or theft, a new card was sent to them within a few days. They had no means of payment and could not withdraw cash during this waiting period. Following the launch of Apple Pay in 2018, Transactis teams gave some thought to its clients’ request to capitalise on this mobile payment method and to develop a solution enabling holders to access their funds during these few days. From now on, when a client cancels his card, a new digital card will be immediately available in his phone wallet. The user will then receive a notification to inform him that he may continue to pay for his purchases in store and on-line using his smartphone while waiting to receive his new plastic card by post. TRANSACTIS IS MANAGING THE COVID-19 HEALTH CRISIS WITHOUT ANY PARTICULAR DIFFICULTY AND MAKING EVERY EFFORT TO STAY CLOSE TO ITS CLIENTS. WE PUT TWO QUESTIONS TO PATRICE GALY, CHAIRMAN OF TRANSACTIS. Published on 08 Jul 2020 What concrete measures have you put in place in response to the health crisis? The COVID-19 health crisis required us to quickly and proactively adapt Transactis’ various activities. Our priority has been to protect all of our employees and the service providers working in our teams, and to enable them to work securely from home, providing them with the resources they needed if they did not have them already. Thanks to these rapidly implemented measures, the teams were all equipped and operational in less than two weeks. We have thus been able to maintain an excellent quality of service for our clients and continue with our 2020 project development plan. During this remote working period, we have maintained a strong link with our employees via email, webinars and conference calls. Also, every week for the last two months or so, the management committee has had several Skype meetings to closely monitor the situation and ensure the business runs smoothly. In addition, Transactis transformed its “ATM” call centre in just a few days to allow the teams to work from home. This called for a revision of the procedures for taking calls and holding discussions, in particular by creating groups on Skype. Thanks to this system, we were able to ensure that more than 98% of the 13,500 machines managed by Transactis were still available, machines that were all the more critical during lockdown for recipients of social benefits who needed to withdraw their money. Transactis’ major banking clients were particularly grateful for this efficiency (La Banque Postale, Société Générale and Crédit Du Nord). How has Transactis been supporting its banking clients since the crisis began? The Transactis teams were soon contacted by clients regarding various issues related to the health crisis, such as distributing bank cards, increasing the contactless spending limit to 50 euros, increasing withdrawal limits for particularly vulnerable customers, and even, just before the lockdown, plans to resupply ATMs. Transactis has made every effort to provide its banking clients with quick and efficient solutions to deal with the difficulties they may face and offer them the best possible support during this crisis. LA BANQUE POSTALE LAUNCHES ITS INSTANT PAYMENT SERVICE IN EUROPE THROUGH A TRANSACTIS SOLUTION Published on 29 Jun 2020 La Banque Postale is now offering its customers the chance to issue and receive instant transfers in euros within the whole SEPA using an integrated solution from Transactis. Access to transactions at European level La Banque Postale – which has offered the issue and receipt of instant payments over the national territory since 2019 – is now one of the first French banks to offer instant cross-border payments, by extending its instant payment service to the whole SEPA, for both issuing and receiving transfers. This solution ensures an exchange between the bank and the CSMs (Clearing and Settlement Mechanisms), STET and EBA Clearing’s RT1. In addition, it enables La Banque Postale to query the European reference database of participating banking institutions in real time to check order feasibility as soon as possible. A solution created by Transactis This service was made accessible to La Banque Postale customers through the adoption of the Sopra Banking Software solution by Transactis. Transactis’ two bank clients – Societe Generale and La Banque Postale – thus benefit from effective technology. “The solution, which offers instant transfers in just a few seconds, opens the way to new practices, and will give our customers, whether companies or individuals, greater flexibility and efficiency in managing their payments,” comments Régis Folbaum, Director of Payments at La Banque Postale. The immediacy sought by customers The use of instant payments has grown during the public health crisis, with a rise of more than 30% in issues in May versus January, and almost 10% in May compared with April. By adopting instant payments in Europe, La Banque Postale is meeting the challenge of the transformation of payment methods and banking practices. TRANSACTIS CELEBRATES ITS 10TH ANNIVERSARY Published on 27 Oct 2018 Last Wednesday October 3rd, Transactis celebrated its 10th anniversary at the Musée des Arts Forains with its team, clients and the CEO and chairman of its founding banks, Société Générale and La Banque Postale, Frédéric Oudéa and Rémy Weber. This anniversary party was an opportunity to celebrate Transactis’s story, its successes regarding e-banking and payments as a whole and the commitment of all its staff members who contributed to this wonderful human trip. The commitment of the top managers of both founding banks, their clear strategic guidelines, the engagement of banking businesses and the collective resilience against competitors and technological challenges and the diversity of cultures have been the key levers of this success. The 10th anniversary of Transactis was also that of a long lasting partnership based on a deep sense of trust, between Société Générale and La Banque Postale in the Payments field. Our warmest thanks to Société Générale, La Banque Postale, our other clients and partners for trusting us! APPLE PAY : SUCCESSFUL LAUNCH FOR SOCIETE GENERALE, BOURSORAMA AND TRANSACTIS'S TEAMS Published on 02 Aug 2018 Backed by SOPRA, Transactis worked respectively with Societe Generale and Boursorama to roll out the Apple Pay solution (the world’s first co-badging solution – Visa and CB). The project (scoping, solution design and implementation) kicked off in mid-2016. It led to the launch of Apple Pay in February 2018, another success story to add to Transactis’s long list of successes since it was established. Congratulations to all the teams on this new success. Apple Pay stands out above all by virtue of its inventiveness: it is an innovative solution in the payment instruments industry, based on card services (real-time clearing and settlement with banks). It was also a complex project: a solution constructed as the customer’s need matured, which required the close involvement of Transactis’s teams and impeccable adaptability and responsiveness. The Apple Project is singular because it gathers a wide variety of clients having their own specificities: Apple, Idemia, Stet, Visa. Hundreds of players have been mobilized after the signature of the confidentiality agreement. Apple pay has been successfully launched without incidents for all ( SG, APPLE, etc.). It opens Transactis’s way to new opportunities on the market. PRESS RELEASES PRESS RELEASE - FEBRUARY 1ST 2021 Published on 03 Feb 2021 BANQUE DE FRANCE AND CAISSE DES DEPOTS SELECT TRANSACTIS TO PROCESS THEIR INSTANT PAYMENTS A key player in the payments industry, Transactis has processed more than 30 million Instant Payments since it launched its offering and today represents more than 30% of the French market. In an environment of regulatory constraints and growing pressure on costs, Instant Payment is a technological revolution that requires a significant investment by financial institutions. In July 2020, Banque de France and Caisse des Dépôts launched a public call for tender with experts in the instant payment market. Their objective: to offer their respective clients a service providing Instant Payment and Interbank Exchange processing solutions, including filtering of flows and anti-fraud measures. A long-term partnership Thanks to its industrial platform, easily accessible via its APIs, Transactis is able to meet these challenges by offering Banque de France and Caisse des Dépôts a high-performance solution that is rich in functionality, economical and scalable, and capable of processing huge volumes at the same time as guaranteeing availability, resilience and security. “We are delighted to count Caisse des Dépôts and Banque de France among our major clients, and we thank them for placing their trust in us. Transactis will offer them all its business and technical expertise to ensure their projects succeed, and to advise them on their future requirements”, said Patrice GALY, chairman of Transactis. By using Transactis, Banque de France and Caisse des Dépôts will be able to share the costs of investing in regulatory and technical projects as well as in new products and services with all the major banks served by Transactis. Instant Payment is developing exponentially and paving the way for new innovative services. It is therefore strategic for financial institutions to call on market experts that are capable of supporting not only the growth of Instant Payment, but also the development of new services, such as Request To Pay and, more generally, discussions within Europe on the EPI (European Payments Initiative). PRESS RELEASE - DECEMBER 2ND 2019 Published on 02 Mar 2020 SOCIETE GENERALE AND LA BANQUE POSTALE GROUPS CHOOSE TRANSACTIS TO PROCESS THEIR INSTANT PAYMENTS Since its instant payment offer was launched in December 2018, Transactis has enabled its client banks to send and receive wire transfers instantly in real time. In 2019, Transactis processed over 6 million instant payments (IPs) for Societe Generale, La Banque Postale, Boursorama and the Crédit du Nord Group; it is currently ramping up to handle payments for Treezor, Ma French Bank and eZyness. Transactis processes an average of 50,000 instant payments per day, with peak volumes up to 70,000 per day. It currently accounts for 35% of all IPs in France. The Transactis IP platform is connected to the French interbank clearing and settlement system, which makes it possible to reach all French banks in real time and, starting in 2020, all European banks. A comprehensive “Payment As A Service” platform with an API to facilitate integration. Transactis specialises in high volume payments and IT transaction processing in real time. The Transactis company offers a comprehensive range of turnkey services to host, process and clear instant payments through an API connection it provides on its portal. “Transactis allowed Societe Generale to become one of the first banks to offer its clients the possibility to send instant payments on various web and mobile channels, including to their friends with the recent addition of Paylib. Societe Generale will continue to rely on Transactis to develop instant payment services and, in particular, the ability to send payments at the European scale at the start of 2020, along with services for its business clients,” notes Philippe Marquetty, Head of Payment Products, French Retail Banking, Societe Generale. As a new instrument in the DPS2 landscape, instant payments open the door to a pooling and outsourcing strategy in the realm of payment flows. In a context subject to regulatory limitations and growing cost pressures, instant payment is a technological revolution that requires banks to invest heavily. Sharing those upfront investments, as well as maintenance costs, is critical to the competitiveness of banking stakeholders. “At the end of 2018, La Banque Postale turned to Transactis so it could offer its clients the ability to receive instant payments at a competitive price. By sharing the costs of building the instant payment platform with Societe Generale, La Banque Postale was able to take advantage of lower unit costs and a favourable deployment schedule, while capitalising on Transactis’ subject matter expertise in processing bank payments,” explains Regis Folbaum, Director of Payments, La Banque Postale. As an established processor in the market, Transactis guarantees the smooth execution of instant payments for its financial institution clients on its production platform thanks to real-time monitoring of processing, transactions and interbank clearing and settlement. In addition, its platform includes a highly effective anti-fraud solution based on market tools that have proven themselves in countering fraud in electronic banking. Its proven industrial IP platform can securely process large volumes and is ready to host new clients looking for an effective, economical and scalable solution. Regardless of their size, Transactis gives financial institutions the ability to meet the challenge of instant payment and to establish themselves as innovators on the European payment market. PRESS RELEASE - 29 MARCH 2018 Published on 27 May 2018 La Défense, 29 march 2018 TRANSACTIS CONTINUES ITS GROWTH INTO PAYMENTS AND OPENS UP TO THE MARKET Having welcomed Banque Française du Commerce de l’Océan Indien (BFCOI) to its e-banking platform, following on from Boursorama (a 100% digital bank) in late 2016, Transactis continues to grow and now carries out IT processing for 13 banks and other financial institutions. At the same time, the new SEPA payment flow management warehouse, a platform owned jointly by Societe Generale and La Banque Postale, is being rolled out. With these commercial and operational successes under its belt, Transactis is beginning a new phase in its development by opening up to the market and proposing its e-banking and payment flow processing services to French and European financial institutions. TRANSACTIS PRESENTS ITS INSTANT PAYMENT OFFERING TO EUROPEAN FINANCIAL INSTITUTIONS In this context, the company attended the Pay Forum on 19 March and presented its Instant Payment solution, which offers processing services compliant with this new scheme and value-added services. Modern and scalable, its solution is compatible with the many use cases anticipated for this new payment method (P2P, C2B, B2C or B2B). Instant Payment will have to function in real time but also be capable of handling large volumes. Major investments are therefore needed to meet these criteria. It is in the interests of banks and financial institutions to use an Instant Payment solution in service processing mode if they want to keep their costs competitive in the context of PSD 2 and retain their ability to develop new banking offerings. This is why Transactis is bringing an Instant Payment platform to the market, a solution designed in partnership with a software publisher, Sopra Banking Software. In France, Societe Generale, the Crédit du Nord Group, La Banque Postale and Boursorama have already opted to use it. With this offering, Transactis aims to attract new customers and become a leading player in the payments market. TRANSACTIS ROLLS OUT A NEW BRAND IDENTITY TO PROMOTE ITS GROWTH To coincide with its entry into the market, Transactis has presented its new brand identity which embodies both the increased scope of its services and its transformation. This new logo reflects the company’s desire to engage in a development dynamic and to support its existing and future customers. Press contact : Vidharshini Ferelloc +331 42 14 10. 84 vidharshini.ferelloc@transactis.fr PRESS ARTICLES LA BANQUE DE FRANCE ET LACDC CHOISISSENT TRANSACTIS TRANSACTIS VEUT S'IMPOSER COMME L'UN DES LEADERS DE L'INSTANT PAYMENT TRANSACTIS VEUT FAIRE DU PAIEMENT INSTANTANÉ UN TREMPLIN OBJECTIF TEMPS RÉEL TRANSACTIS DÉPLOIE SON OFFRE INSTANT PAYMENT À DESTINATION DES ÉTABLISSEMENTS FINANCIERS FRANÇAIS ET EUROPÉENS SITEMAP Home Transactis About us Our story Our activities Our vision Our ecosystem Our customers Our partners Our offerings Enjoy the payment experience Our e-banking offerings Our Instant Payment offer Our Wire Transfers and Direct Debits offerings News & Press News Press articles Press releases Jobs & Careers Join us Our business lines Applications USEFUL INFORMATION communication@transactis.fr Delta Building, 1/3 bd des Bouvets, 92000 Nanterre Contact details Legal notice GDPR and Cookie policy FOLLOW US ON SOCIAL NETWORKS © Transactis 2008-2021