HOME MORTGAGES SECURITIES BASED LENDING CORPORATE & COMMERCIAL DEPOSIT ACCOUNTS MORE... ACCOUNT LOGIN Corporate & Commercial Raymond James Bank offers comprehensive corporate and real estate lending programs designed to suit the needs of businesses across the country. Whether you're expanding a business model or seeking real estate for a new office, Raymond James Bank will work with you to design a financing program suitable for your specific needs. General terms Loans from $10 million to $40 million 3- to 7-year term loan maturity, with up to 30 years of amortization 1 to 5 years of revolving loan maturity Corporate loans and lines of credit Ideal for acquisitions, refinances and a variety of other business purposes, our corporate term loans and lines of credit offer financing for clients with needs starting at $10 million. Additionally, we provide financing and refinancing of commercial real estate, with commercial real estate loans starting at $10 million. Qualifying business types Manufacturers Distributors Retailers Service providers Healthcare Media and Telecommunications Collateral accepted General corporate assets including but not limited to accounts receivable, inventory, and fixed assets like machinery, equipment and certain real estate General characteristics Business operating cash flow should cover debt payments in varying economic scenarios Asset collateral should provide adequate coverage for loan requirements Business should have positive historical trends and defendable economic projections Commercial real estate loans Whether it’s new property for expanding businesses, income-producing apartments, office buildings or distribution facilities, we provide financing and refinancing for commercial real estate starting at $10 million. Eligible property types Multifamily Retail Lodging Office Light industrial/warehouse/distribution Triple-net leased assets Data centers Senior housing General guidelines Loan to values and loan to cost of up to 70% Minimum debt service coverage of 1.20x Principal recourse is strongly preferred or “as appropriate” Discouraged collateral types Commercial and residential land/acquisition and development loans Warehouse/revolving lines of credit Construction financing Agricultural lending Equity cash outs For more information, contact the Corporate & Commercial Banking team at 727.567.6339. Products, terms, and conditions subject to change. Subject to standard credit criteria. Property insurance required. Flood insurance required if property is located in a designated flood zone of “A” or “V”. Call Raymond James Bank for rates and other information. Contact Us 727.567.8000800.718.2265 Privacy & Security Statements Terms of Use Contact Us