Skip Navigation Citizens Savings Bank Lending Personal Business Connect Resources Search LOGIN HOME > PERSONAL Money Markets Personal Money Market Deposit Account (MMDA) 123 $2,500 minimum to open account Online Banking - No Charge VoiceMaster - No Charge eStatements or Imaged Statements $8.00 Service Charge if Balance Falls Below $800 This account earns interest at Money Market rates on a minimum balance of $2,500. If the balance drops below the $2,500 minimum, the account pays the current Checking Plus Interest Account rate. Limited to six (6) withdrawals or transfers per statement cycle - Includes: pre-authorized or automatic transfers, by telephone (including data transmission) agreement, order or instruction; or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Withdrawals in excess of the above limitations will be: - $5.00 per occurrence Transfers and withdrawals made in person by messenger, by mail or at an ATM are unlimited. Personal Money Market Deposit Account (MMDA) Gold 123 $5,000 minimum to open account Online Banking - No Charge VoiceMaster - No Charge eStatements or Imaged Statements $8.00 Service Charge if Balance Falls Below $2,500 This account earns interest at Money Market Gold rates on a minimum balance of $5,000. If the balance drops below the $5,000 minimum, the account pays the current Checking Plus Interest Account rate. Limited to six (6) withdrawals or transfers per statement cycle - Includes: pre-authorized or automatic transfers, by telephone (including data transmission) agreement, order or instruction; or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. This account earns interest at tiered money market rates on a minimum balance of $5,000. If the balance drops below the $5,000 minimum, the account pays the current Checking Plus Interest Account rate. Withdrawals in excess of the above limitations will be: - $5.00 per occurrence Transfers and withdrawals made in person by messenger, by mail or at an ATM are unlimited. 1 Accounts with no customer initiated activity for three (3) years will become Dormant 2 Inactive checking accounts with a balance of $50.00 or less for a period of one (1) year or longer, with no customer initiated activity, will be assessed a $6.50 fee per statement cycle. 3 Checking accounts with a zero balance for thirty (30) days will be closed. *See the Deposit Agreement or Truth in Savings Disclosure for more information. Home Sweet Home A home loan is something you'll live with for a long time. Make sure you get one that fits. More > E[asy] Statements The secure way to manage your finances, and always at your fingertips. Find out more > (985) 735-6555 Locate Us > Privacy Policy Security Policy Disclosures All Rights Reserved. Copyright 2021 Citizens Savings Bank.