Skip Navigation Navigation LOG IN LOG IN SEARCH Homepage About Us Corporate Profile Ratings Ratings SHARE MetLife, Inc. and Subsidiaries MetLife, Inc. and its subsidiaries have obtained financial strength and/or credit ratings from various rating agencies. Insurer financial strength ratings represent the opinions of rating agencies regarding the ability of an insurance company to pay obligations under insurance policies and contracts in accordance with their terms, and are not evaluations directed toward the protection of investors in MetLife, Inc.’s securities. Credit ratings are opinions of each agency with respect to specific securities and contractual financial obligations and the issuer’s ability and willingness to meet those obligations when due. Neither insurer financial strength nor credit ratings are statements of fact nor are they recommendations to purchase, hold or sell any security, contract or policy. Each rating should be evaluated independently of any other rating. The following charts include ratings for certain companies in the MetLife enterprise. For more information about a particular rating, or information about ratings of other MetLife companies which are not set forth below, please visit the website of the relevant rating agency. Ratings are as of May 11, 2021. Outlook is stable unless otherwise indicated. Insurer Financial Strength Ratings A.M. Best Company Fitch Ratings Moody's Investors Service Standard & Poor's American Life Insurance Company Not Rated Not Rated A1 AA- Metropolitan Life Insurance Company A+ AA- Aa3 AA- MetLife Insurance K.K. (MetLife Japan) Not Rated Not Rated Not Rated AA- Metropolitan Tower Life Insurance Company A+ AA- Aa3 AA- Please see below for more information on insurer financial strength rating categories. Credit Ratings A.M. Best Company Fitch Ratings Moody's Investors Service Standard & Poor's MetLife Funding, Inc. Commercial Paper AMB-1+ F1+ P-1 A-1+ MetLife, Inc. Commercial Paper AMB-1 F1 P-2 A-2 MetLife, Inc. Senior Unsecured Debt a- A- A3 A- MetLife, Inc. Junior Subordinated Debt bbb BBB Baa2 BBB MetLife Capital Trust IV Securities bbb BBB Baa2 BBB MetLife, Inc. Noncumulative Perpetual Preferred Stock (Series C, D, E, F and G) bbb BBB Baa2 BBB MetLife, Inc. Noncumulative Perpetual Preferred Stock (Series A) bbb BBB Baa3 BBB- Metropolitan Life Insurance Company Surplus Notes a A A2 A Please see the websites of the applicable rating agencies for more information on credit rating categories. Insurer Financial Strength Rating Categories The rating categories in any given rank are not equivalent to one another. Please see the websites of the applicable rating agencies for more information on insurer financial strength rating categories. Rank A.M. Best Fitch Moody's Standard & Poor's 1 A++ = Superior AAA = Exceptionally Strong Aaa = Highest Quality AAA = Extremely Strong 2 A+ = Superior AA+ = Very Strong Aa1 = High Quality AA+ = Very Strong 3 A = Excellent AA = Very Strong Aa2 = High Quality AA = Very Strong 4 A- = Excellent AA- = Very Strong Aa3 = High Quality AA- = Very Strong 5 B++ = Good A+ = Strong A1 = Upper Medium A+ = Strong 6 B+ = Good A = Strong A2 = Upper Medium A = Strong 7 B = Fair A- = Strong A3 = Upper Medium A- = Strong 8 B- = Fair BBB+ = Good Baa1 = Medium BBB+ = Good 9 C++ = Marginal BBB = Good Baa2 = Medium BBB = Good 10 C+ = Marginal BBB- = Good Baa3 = Medium BBB- = Good 11 C = Weak BB+ = Moderately Weak Ba1 = Speculative with substantial credit risk BB+ = Marginal 12 C- = Weak BB = Moderately Weak Ba2 = Speculative with substantial credit risk BB = Marginal 13 D = Poor BB- = Moderately Weak Ba3 = Speculative with substantial credit risk BB- = Marginal 14 E = Under Regulatory Supervision B+ = Weak B1 = Speculative with high credit risk B+ = Weak 15 F = In Liquidation B = Weak B2 = Speculative with high credit risk B = Weak 16 S = Suspended B- = Weak B3 = Speculative with high credit risk B- = Weak 17 CCC = Very Weak Caa1 = Speculative with very high credit risk CCC+ = Very Weak 18 CC = Extremely Weak Caa2 = Speculative with very high credit risk CCC = Very Weak 19 C = Distressed Caa3 = Speculative with very high credit risk CCC- = Very Weak 20 Ca = Highly Speculative CC = Extremely Weak 21 C = Lowest Rated SD or D = Selective Default or Default About Us Careers Investor Relations Newsroom Sustainability MetLife Foundation Corporate Profile Diversity, Equity & Inclusion Support Contact Us Find a Dentist Find a Vision Provider Register Find a Form File a Claim Find an Insurance Policy Fraud Awareness Domestic Abuse Confidentiality Privacy Request INSURANCE BUSINESS & BROKERS METLIFE INVESTMENT MANAGEMENT RETIREMENT & INCOME SOLUTIONS USA USA 1-800-METLIFE Privacy Policy Legal Notices © 2021 MetLife Services and Solutions, LLC. New York, NY 10166 - All Rights Reserved. Feedback