CLOSE SMART SEARCH LOCATIONS CONTACT ECU ONLINE UPDATE PERSONAL INFO CLOSE MENU "IT’S YOUR MONEY"®SIGNATUREPERSONAL LINE OF CREDITSHARE/CERTIFICATE SECUREDSALARY ADVANCESEASONAL LOAN Personal Loans Loans tailored to your unique needs. ECU knows it’s important to be financially flexible, because life is filled with surprises and unexpected expenses. Whether your child needs braces or your car needs repairs…you have the opportunity to take the vacation of a lifetime or just want to consolidate your existing bills, ECU has an option for you with competitive rates and affordable payments. We’ll even do loan consolidations! Features: Great rates Affordable payments Flexible terms Loan consolidations Single payment loans Personal lines of credit Apply 24/7 online or via phone Members may have any combination of the following loans, but the total amount borrowed can’t exceed $25,000. Not a member? It's easy! JOIN TODAY "It’s Your Money"® Loan Designed to help with the important events of your life, you can finance your daughter’s wedding, moving expenses, that dream vacation, car repairs and much more! Great rates Affordable payments Flexible terms Can’t be used for debt consolidation or to refinance other ECU loans. LEARN MORE Apply for a Loan Today View Personal Loan Rates Signature Loan Consolidate your bills into one easy to manage monthly payment! Unlike credit cards, when you consolidate your debt with an ECU signature loan, you know exactly when your loan will be paid off. Great rates Flexible terms One easy to manage monthly payment LEARN MORE Apply for a Loan Today View Personal Loan Rates Personal Line of Credit Get approved for a pre-determined credit limit and make advances right on the teller line, over the telephone or via ECU Online®! Great for last minute cash needs or unexpected expenses. Get approved for a pre-determined credit limit Make advances on the teller line, over the telephone or via ECU Online® LEARN MORE Apply for a Loan Today View Personal Loan Rates Single Payment Loan ECU’s single payment loan allows you to borrow amounts over $1,000 and make one single payment to payoff the loan anytime within one year. Borrow amounts over $1,000 Make a single payment to payoff the loan anytime within one year LEARN MORE Apply for a Loan Today View Personal Loan Rates Share/Certificate Secured Loan Got the money on deposit, but don’t want to lose the interest you are earning? With a share or certificate secured loan, use deposited funds as collateral and receive a discounted interest rate. Use deposited funds as collateral Discounted interest rate LEARN MORE Apply for a Loan Today View Personal Loan Rates Salary Advance Loan Pay day still a week away? ECU can help with a Salary Advance line-of-credit that offers a great rate with a payment calculated on a 90-day term, a $500 maximum advance amount (with a $100 minimum) and annual fee of only $25. Members must have a direct deposit into an ECU account to apply for a Salary Advance Loan. Great rate with a payment calculated on a 90-day term $500 maximum advance amount (with a $100 minimum) Annual fee of only $25 LEARN MORE Apply for a Loan Today View Personal Loan Rates Seasonal Loan Our seasonal loan offers a very competitive rate due to a low maximum loan amount and a short repayment term. Competitive rate Short repayment term LEARN MORE Apply for a Loan Today View Personal Loan Rates Resources for Life SEE ALL RESOURCES GreenPath Resource: Falling Behind on your Mortgage? Don't allow fear to rule your finances. MORE Home Buying Tips Many people who are ready to buy a new home must first sell their current home. MORE Eastman Credit Union 2021 Meadowview Lane Kingsport, Tennessee 37660 Phone: 800.999.2328 JOIN TODAY ABOUT About ECU ATMs & Branches Careers News & Events Newsletter SERVICES Loans Personal Banking Investments & Retirement Business Banking ECU Title & Escrow RESOURCES Rates Educational Resources Calculators Report Lost/Stolen Card Routing/Transit Number: 264279350 © 2021 Eastman Credit Union. All rights reserved. Privacy Policy | Online Privacy Notice | CA Privacy Policy | Other ECU Policies | Web Accessibility Statement This Credit Union is federally insured by NCUA.