Open navigation Sign In Create Account Open search About Bankrate Bankrate guides savers and spenders through the next steps of their financial journey. Whether you’re buying a home, paying off a loan or saving up for college, we offer free tools and resources to help you reach your goals. WHO WE ARE For every next, Bankrate is there No financial journey is a straight path. It's an odyssey, full of twists, turns and unexpected detours. When you arrive at a fork in the road, you can depend on Bankrate to help you choose the right direction. From our product comparison tools to award-winning editorial content, we provide objective information and actionable next steps to help you make informed decisions. It’s why over 100 million people put their trust in us every year. OVER FOUR DECADES The trusted name in personal finance Founded in 1976 as the Bank Rate Monitor, a print publisher for the banking industry, Bankrate has a long track record of helping people make smart financial decisions. We’ve maintained this reputation over four decades by prioritizing facts and experience over hype and hearsay, and quickly responding to economic trends that offer our users a more relevant experience. ON THIS PAGE Who we are What we offer Why millions turn to Bankrate Bankrate editorial team In the news How we make money OUR MISSION To empower people to make smarter financial decisions We believe... Integrity is priceless We must be honest and ethical in everything that we do. We prioritize... People over profits Achieving business goals happens naturally when you put people first. We know that... Personal finance is personal We must meet people where they are and approach every decision with empathy. WHAT WE OFFER Rates, tools and guidance for every step of your financial journey Bankrate offers a number of free resources that empower you to take command of your finances — and control of your life. Award-winning editorial content Read 300+ pieces published monthly, from financial news to general advice. Product comparison tools Shop and compare personalized offers from top banks, lenders and carriers. Financial calculators Crunch the numbers with 200+ calculators available sitewide. Objective reviews Find the right financial institution with our extensive in-house reviews. So helpful for my finances... Probably have the most holistic financial advice on the web! - Sarah M. WHY MILLIONS TURN TO BANKRATE The go-to source for all things finance Bankrate demystifies financial decision-making and gives you confidence in which actions to take next. For example, let’s say you’re looking to purchase a home. Our home affordability calculator can help you set a budget Our editorial content can help you determine the type of loan you may need Our comparison tools can help you find your perfect mortgage match We can even pinpoint your best offers and provide next steps — all while protecting your privacy, personal information and credit score. BANKRATE EDITORIAL TEAM Meet our award winning reporters Bankrate employs some of the top personal finance reporters in the business. Their work is reviewed for accuracy by a third-party financial review board of experts. Bankrate reporters See all Bankrate reporters James Royal Senior investing and wealth management reporter Bankrate senior reporter James F. Royal, Ph.D., covers investing and wealth management. His work has been cited by CNBC, the Washington Post, The New York Times and more. Jeff Ostrowski Senior mortgage reporter Jeff Ostrowski covers mortgages and the housing market. Before joining Bankrate in 2020, he wrote about real estate and the economy for the Palm Beach Post and the South Florida Business Journal. Cate Deventer Insurance Writer & Editor Cate Deventer is a writer, editor and insurance professional with over a decade of experience in the insurance industry as a licensed insurance agent. Ana Staples Credit Cards Reporter and Young Credit Analyst Ana Staples is a reporter for Bankrate and an expert on all things credit basics and personal finance for the younger generation. THE TRUSTED PROVIDER OF ACCURATE RATES AND FINANCIAL INFORMATION IN THE NEWS Media mentions and coverage Our breadth of experience fuels our reputation as a financial authority that’s trusted and relied upon by media outlets, financial institutions and government agencies alike. Our reporters and financial insiders are often tapped by mainstream news outlets to share their perspective on Fed updates and other trending topics. Additionally, our surveys, studies and "best of" lists are frequently cited in the media. Visit our press room Greg McBride, CFA Chief Financial Analyst Mark Hamrick Washington Bureau Chief Our financial review board of experts Read about our review board Chloe Moore, CFP® Founder of Financial Staples Chloe Moore, CFP®, is the founder of Financial Staples, a virtual, fee-only financial planning firm based in Atlanta and serving clients nationwide. Kenneth Chavis IV Senior wealth manager, LourdMurray Kenneth Chavis IV, CFP®, provides guidance to business owners, entertainers, professional athletes and medical doctors on growing and protecting their wealth. Shashank Shekhar CEO, InstaMortgage InstaMortgage (formerly Arcus Lending) CEO Shashank Shekhar is a top 15 loan officer and has been named the No. 4 broker in the country. Andrea Woroch Nationally recognized finance expert Andrea Woroch is a family finance expert, writer, speaker and on-air contributor who is passionate about helping Americans find simple ways to spend less and save more. HOW WE MAKE MONEY Our editorial integrity is not for sale Bankrate is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for featured placement of sponsored products and services, or your clicking on links posted on this website. This compensation may impact how, where and in what order products appear. We do not include all companies or all available products. While we adhere to strict editorial integrity, our published work may contain references to products from our partners. 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