1-888-906-6419 LOGIN FREQUENTLY ASKED QUESTIONS What is an Installment Loan? An installment loan is a loan that is repaid with a fixed number of periodic payments generally due on pay dates. An installment loan gives you the flexibility of paying back your loan over a greater time period than a payday loan. A benefit of an installment loan is that you can prepay your loan in full at any time or make additional payments without penalties. What are the Qualifications to be eligible for a Loan? Qualifying for cash advances online is easy and even if you have bad credit, you can still get approved for a loan. Minimum qualifications include: Must have consistent verifiable income for the past 90 days. Make at least $900.00 per month. Are 18 years of age or older and a U.S. citizen Have an open checking account for 90 days. Does It Matter If I Have Bad Or No Credit? It does not matter if you have bad credit or no credit at all. Installment loans are designed to help people in need of emergency credit. Cash Advance Now understands that you may have had credit troubles in the past. Is My Loan Secure And Confidential? We transact all our loans on our secure SSL server, utilizing the industry’s highest-standard. Please review our privacy policy for more information. When Will My Loan Be Due? Your payments for your loan will be on the dates shown on your payment schedule in your loan agreement. Generally, your payments are due on your pay dates. How can I reduce the overall cost of my loan? We offer numerous options to reduce the cost of your loan. We strongly recommend that you pay your loan off as soon as possible. Pay off your loan in full on the first due date and you will only be responsible for the first payment and any remaining principle balance. There are no prepayment penalties. Make additional payments towards your loan to reduce your principal balance and pay your loan off more quickly. Customers can always pay additional amounts toward their loan or pay in full at any time without penalty. GreatPlains Finance, LLC encourages repayment as quickly as possible to save on finance fees. This is a term installment loan with approximate equal payments, but you have the right to prepay at any time. How will I know if I’m approved? One of our Financial Service Representatives will contact you and/or you will receive an email notification to complete the application process. If you are denied with us, you will receive a notification. What if I can’t make my payment on my due date? You must call customer service at least 3 business days prior to your payment due date. A customer service representative will be able to review your options with you, including but not limited to: adjusting your due date, skipping a payment, or reducing a payment. Options may vary depending on loan status or situation. If you call less than 3 business days before your due date, your request may not be able to be completed before your payment comes due. What does it mean to do business with a Tribal company such as GreatPlains Finance, LLC? Tribal law will apply to your loan agreement, not state law. What are my repayment options on my loan? We have many ways that you can repay your loan back. You can choose to pay your loan back via Personal Check, Western Union, Certified Check, Cashier’s Check, or ACH (Automated Clearing House). Can I revoke my ACH authorization? Yes you can revoke your ACH at any time. If you decide to do so, you must make a payment via Money Order or Cashier’s Check, and it must be received by your due date. You must mail it to: Great Plains Finance LLC, DBA Cash Advance Now PO Box 569 Hays, MT 59527 Facebook Twitter QUICK LINKS Home Apply Now FAQ Rates Contact Us OTHER LINKS Terms of Use Privacy Policy CONTACT INFO P. O. Box 569 Hays, MT 59527 (888) 906-6419 ©Copyright 2021 CashAdvanceNow.com | All Rights Reserved. GreatPlains Finance, LLC is an entity formed under the laws of the Fort Belknap Indian Community (the “Tribe”), a federally-recognized and sovereign American Indian Tribe. GreatPlains Finance, LLC is wholly-owned by the Tribe. GreatPlains Finance, LLC is a licensed lender authorized the Tribe’s Tribal Regulatory Authority. 1Maximum loan amount is $500 for first-time loan customers. Please note: This is an expensive form of borrowing. Cash Advance Now loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long term financial solution. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses. This is a term installment loan with approximate equal payments, but you have the right to prepay at any time. This is an expensive form of borrowing, and it is not intended to be a long-term financial solution. 2You acknowledge that by completing and submitting the website application that you are applying for a Loan. We verify applicant information through national databases including, but not limited to, Clarity and Factor Trust and we may pull your credit in order to determine your eligibility and ability to repay. By submitting this form, you are giving your express written consent for GreatPlains Finance, LLC’s network of lenders to contact you regarding financial programs and services using email, telephone or text – including use of automated technology, for calls or texts to the number you provided here. This consent is not required to purchase goods or services. Click here to see our full Privacy Policy and Terms of Service. 3You will receive your loan in your bank account according to your loan agreement, generally on the next business day. Subject to completed verification with final approval before 3:00 PM MST/MDT, Monday-Friday. Depending on how quickly your bank will process the transaction determines how soon funds will be available. GreatPlains Finance, LLC does not lend to residents of Arkansas, Maryland, Montana, New York, Pennsylvania, Virginia or West Virginia. Availability of installment loans are subject to change at any time at the sole discretion of GreatPlains Finance, LLC COLLECTION AND USE OF BANK ACCOUNT INFORMATION: If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process.4 4For underwriting and verification purposes only. We always obtain prior or separate customer authorization when trying to obtain additional consumer bank account information as a potential payment option.