About Putnam Careers Contact us Individual Investors Financial Advisors Institutional Investors 401(k) Plans DCIO Account Access About Putnam Investment Performance Share: INVESTMENT PERFORMANCE We pursue outperformance of benchmarks and peers through differentiated, in-house research and a risk-aware approach. We believe that achieving high-quality performance for investors depends on combining sources of excellence: Highly talented investors — Our size is an advantage, with ample resources allowing for our investment teams to develop key insights as well as a small feel that enables each team member to have a meaningful impact. A positive and inclusive culture — Our culture emphasizes trust, flexibility, and ongoing skills development. We build diversity into teams to help them perform better and make stronger decisions. A risk management framework — Our risk management process is based on the goal of excellent performance through the economic cycle. Our investment teams allocate risk budgets to areas of greatest insight, with an emphasis on mitigating downside risk. 4- AND 5-STAR RATED FUNDS REFINITIV LIPPER FUND AWARDS (PDF) Products Annuities Closed-end funds College savings Mutual funds Active ETFs Retirement plans/DCIO Insights Market Outlooks Perspectives Wealth Management [ADVISOR-ONLY] Research tools FundVisualizer® [ADVISOR-ONLY] Muni bond advantage PlanVisualizer™ [ADVISOR-ONLY] TargetDateVisualizer® [ADVISOR-ONLY] Tax-equivalent yield calculator Investment strategies 4- and 5-star funds How we invest Account support Account access: - Individual investors - Financial advisors - Institutional investors Contact Putnam Forms and applications Tax center About Putnam Careers Contact us Newsroom Site map Sustainability at Putnam Dedicated institutional specialists focus on building relationships and providing solutions that meet client objectives. North America | United Kingdom | Europe | Middle East | Asia | Consultant Relations Request a prospectus, a summary prospectus if available, or an offering statement from your financial representative, by calling Putnam at 1-800-225-1581, or click on the prospectus section. The prospectus and offering statement, which you should read and consider carefully before investing, include investment objectives, risks, fees, expenses, and other information about the funds, Putnam 529 for America, or the variable annuity or variable life product that invests in Putnam-managed products. Putnam business resiliency plan (PDF) Audit, Compliance and Risk Committee Charter (PDF) Board Policy and Nominating Committee Charter (PDF) © 1998–2021, Putnam Retail Management