Locked out of your CBNA online/mobile banking account? click here ALERT_BAR_X On October 4, 2021, Elmira Savings Bank and Community Bank, N.A. announced an agreement to combine. Click here for more information. ALERT_BAR_X Home Personal Business Invest & Insure Resources Contact Login arrow_link Online Banking Cash Management Customers LOGIN HERE Sign Up Reset Password Help location Find your location SCHEDULE AN APPOINTMENT INVESTOR RELATIONS OPEN & APPLY NOW search FIND OUT HOW MUCH HOME YOU CAN AFFORD Get prequalified now START ONLINE Apply for a No Closing Cost Mortgage Apply for a Personal Loan Online Open a Deposit Account Online Business Loans We take banking personally. For more than 150 years, we’ve put our customers first. It’s how we do business and it’s what sets us apart. Our people genuinely care about their neighbors, and that shapes every decision we make, from supporting local causes to helping businesses and families succeed. Our checking and savings accounts, credit cards, mortgages, personal and business loans, and financial planning help people reach their goals and live their dreams. Banking should be personal. Stop in and we’ll show you why that makes all the difference. OPEN AN ACCOUNT PERSONAL BANKING Open a direct-deposit account online today. Can’t make it to a branch? No problem. GET STARTED LOANS Apply for a personal loan online. We’ll help you find a loan that suits your budget and plans, with flexible terms and convenient payment options. LEARN MORE WELCOME TO CAREFREE CHECKING℠ Opening an account online has never been easier OPEN OR APPLY ONLINE TODAY OUR COMMUNITY It’s Time to Get Serious (And Smart) About Passwords Consumers today need to take better care of their online credentials. Here are 10 things you can do to fortify online accounts with stronger login credentials.” READ MORE Empathy, Expertise Help Ease the PPP Loan Process When the COVID-19 pandemic began to ravage the business community, many were forced to put those relationships on hold. And because of that, they turned to a different relationship—the one with … READ MORE 5 Financial Tips for Small Business Owners It’s no secret that running a small business can be more than a full-time job. But how can you streamline your billing and focus on what keeps your customers coming back? Read our blog post for tips … READ MORE 10 Must-Have Features and Benefits of Mobile Banking Apps Here are 10 features and benefits that any mobile banking app must deliver so you can rest easy. READ MORE Risky Business: Why You Need a Risk Management Plan It’s crucial for business owners to understand the nature and potential cost of all risk exposures and then create a plan to eliminate or mitigate them. READ MORE 4 Must-Haves for Your Digital Experience Making sure your small business offers a strong digital experience is critical. But where do you start? READ MORE * Valid on owner occupied, 1–4-family residential properties. Property and hazard insurance are required and are the responsibility of the borrower. For mortgages with less than 20% down payment, Private Mortgage Insurance (PMI) is required and customer is responsible for PMI premiums. Other applicable fees/charges, including deed stamps or deed transfer taxes, are not mortgage closing costs and will not be paid by the Bank. If a customer elects to obtain owner title insurance, the customer is responsible for the owner title insurance premium. Single-wide mobile homes are not eligible for a no closing cost mortgage. Double-wide mobile homes are eligible for the no closing cost mortgage only if permanently attached to a foundation. Should the no closing cost mortgage be closed or discharged within the first three years, the Bank may collect the third-party closing costs from the customer that were waived when the loan was opened. If a customer selects an attorney to represent him/her, customer is responsible for attorney fees. Community Bank will not pay for a survey, nor any other item that is ordinarily paid for by the seller. ADDITIONAL “NO CLOSING COSTS” PRODUCT DISCLOSURE: “No closing costs” means no: origination fee/points; application fee; flood check fee; credit report fee; appraisal fee; mortgage recording fee; abstract update or title search fee; lender title insurance fees; bank attorney fee; mortgage recording tax. Home We’re a full-service financial institution, offering all the things much bigger banks offer. But we also have the one thing they don’t—a passion for providing the highest level of customer service in whatever we do. 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