Menu Commercial Flood Homepage Products & Solutions Commercial Flood Flood Insurance for Commercial Property IAT Insurance Group offers flood coverage for commercial property through its National Flood Insurance Program Write Your Own carrier, Occidental Fire & Casualty Company of North Carolina. This insurance is fully backed by the National Flood Insurance Program (NFIP) and is offered for Building and Contents. The Flood Insurance Program is available in all states except Hawaii. This program is managed by our IAT Flood Insurance office in Bradenton, FL. Why Do I Need Flood Insurance for My Business? Floods are the number one natural disaster in the United States and can be financially devastating for a business. Commercial property insurance does not typically cover the peril of flood – and the average commercial flood claim is roughly $90,000. Without flood insurance, businesses are faced with three choices: Paying recovery costs out of pocket Taking out a loan to cover costs Closing doors and walking away Following a flood, 25% of businesses that close never reopen. A commercial flood policy can help protect your business location. It can also protect its physical contents and assets including equipment, fixtures, furniture and inventory. Flood insurance can cover your business, even if there is no federal declaration of disaster. Coverage Coverage is available up to: $500,000 - Building $500,000 - Contents For Appointments To enroll in our flood program, please download and complete the Flood Enrollment Form. Visit our IAT Flood Agent site for additional resources and tools. For Claims Phone: 800-759-8656 Fax: 866-528-3252 Email: claims@floodpro.net Contact Us For questions or inquiries regarding our flood program, please email info.flood@iatinsurance.com. Email: claims@floodpro.net Manage My Policy To manage your policy, please select the Manage My Policy link within the Additional Resources section. Here, policyholders can make payments, report a loss, print policy documents and make mortgagee changes. Additional Resources Agent Site Agent Enrollment Forms Manage My Policy Contact Us Copyright © 2021 IAT Insurance Group Privacy Policy | Terms of Use | Cookie Policy | Producer Compensation Disclosure By clicking “Accept All Cookies”, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. Cookies Settings Accept All Cookies