Home • Intelligent eBanking • Business eBanking • Credit Cards Personal Business Resources About Us Treasury Management Bank of Central Florida is pleased to offer a wide range of state-of-the-art Treasury Management services, which are personally brought to your office by our treasury management experts. Our treasury management tools are designed to assist your company in managing cash flow, risk and operating costs. Please contact Treasury Management for more information about how to put these services to work for your company. Business Internet Banking (BIB) Business Mobile Banking with Mobile Deposit Business Online Payroll Automated Clearing House (ACH) Service Positive Pay Service Express Deposit ACH Positive Pay Wholesale Lockbox Service Zero Balance Account Service Sweep Service Business Internet Banking (BIB) Monitor account balances and transaction information online. Initiate wire transfers, internal (express) transfers, bill payments, and stop payments. View Positive Pay exceptions. Import Automated Clearing House (ACH) or Positive Pay issue files. Pay down or draw from your line of credit. All of this while sitting at your PC with secured Internet access. Features and Benefits Increased availability of information – Manage financial information and run specialized reports Improved control of funds – Transfer funds to and from company accounts as needed Access a variety of applications with one logon User friendly system for input Export data into CVS, QuickBooks, and BAI file formats Business Mobile Banking with Mobile Deposit Business Mobile Banking allows for banking at your convenience, whenever and wherever you want, right from your mobile device. Business clients enrolled in Business Internet Banking, have the ability to access their business accounts and perform a variety of banking functions at a time that is convenient for them. Features and Benefits Mobile check deposit – Deposit checks right from your mobile device – for approved business accounts Check account balances – View current and available account balances View check images – View images of checks cleared from your account Pay bills – Pay new bills, view recent bills paid, and view scheduled payments Manage Payees – Add new Billpay payees or edit/delete existing payees Transfer funds – Transfer funds between your Bank of Central Florida linked accounts Transaction Approvals - View and transmit time sensitive ACH Files, Wire Transfers requiring approval and Positive Pay exception decisions right from the mobile device. This feature is for business clients who have the ACH, Wire and Positive Pay modules in Business Internet Banking For more information or to enable all features listed, contact Treasury Management by email treasurymanagement@bocfl.com or phone 863-578-3650 and speak with a Treasury Management representative. Business Online Payroll With Bank of Central Florida’s Business Online Payroll you can find an affordable, full-service payroll solution that is simple, automated and responsive to your constantly changing business. Features and Benefits: Processing payroll taxes and filing Run payroll anywhere, anytime, using your computer, tablet, or mobile phone U.S.-based customer service, available via phone, chat, email, and in-product resources. Complimentary access to HRAdvisor, including free compliance posters Competitive pricing Automated Clearing House (ACH) Service Use ACH through BIB to pay employees via direct deposit, initiate tax payments, make trading partner/vendor payments, concentrate deposits from remote locations, or collect payments from customers electronically. Features and Benefits Benefits employees by offering direct deposit of payroll Reduces time spent by employees depositing payroll and eliminates the need for stop payments Improves cash flow – Direct debit of regular payments increases collection of payments Saves money – Provides a lower cost alternative to writing checks or sending invoices for collection Provides convenience – Streamlines the payment process through electronic entries Positive Pay Service Your Bank of Central Florida check fraud solution! Control ACH debit fraud and unauthorized ACH debits by reviewing new ACH debits and adding authorized ACH debits to your ACH payment rules. All other ACH debits will require authorization to post. Features and Benefits Reduces fraud – We only process the checks you tell us to, so fraudulent checks are rejected Saves time and money – Reduces labor associated with manual check prevention measures Provides convenience – Eliminates the need for you to inspect and review checks for potential fraud issues Puts you in control – Provides more accuracy and greater control over your cash flow Offers quick and easy access – Issue checks and approve Positive Pay exception items from virtually anywhere you have Internet access Express Deposit Streamline the deposit process by remotely scanning and capturing check images for deposit directly from your place of business. This service creates an electronic image that is transmitted to a central processing center for settlement to the payer's bank. Features and Benefits Provides convenience – Capture and deposit check images in centralized or decentralized locations Saves time – Make deposits without leaving the office Saves money – Lowers the cost of payment processing Maximizes cash flow – Ensures deposits are made timely ACH Positive Pay Control ACH debit fraud and unauthorized ACH debits by providing a list of those electronic transactions which are allowed to post. All other ACH debits will require authorization to post. Features and Benefits Puts your company in control of ACH debits Only those debits that are approved will be accepted Unauthorized ACH debits are rejected for verification Provides flexibility Specify parameters by amount, type code and originator ID Pay or No Pay decision is made at the company level Wholesale Lockbox Service Reduce the mail time, deposit preparation time, and check collection time associated with accounts receivable processing. Features and Benefits Improves cash flow – Funds are deposited the same day of mail receipt, which reduces collection time Increased information – Provides details about payments made, as well as all material from payments as needed Reduces processing expenses – Saves on both the time and cost of processing payments All documents and checks are imaged and available for retrievable by authorized users. Zero Balance Account Service Reduce idle balances through the automatic consolidation of subsidiary account funds into a single master account. Features and Benefits Consolidate account balances – Deposits from multiple accounts flow into one master account Ease of funding disbursement accounts – Allows multiple locations to write checks with funds transferring automatically from the master account Sweep Service Automatically pay down or draw from your line of credit or invest funds in an interest bearing account. Features and Benefits Maximizes use of funds – Automatically transfers funds to and from an investment or line of credit account as needed Minimizes interest expense while maximizing interest income Eliminates or reduces NSF and overdraft charges Business Banking Overview Business Accounts Business Loans Business Banking Services Treasury Management Quick Links Home Accessibility Banking Terms of Use Privacy Statement Careers USA Patriot Act Notice Site Map South Lakeland 5015 South Florida Ave., Lakeland, FL 33813 (863) 701-2685 Winter Haven 250 3rd St N.W. #102 Winter Haven, FL 33881 (863) 578-0335 Downtown Lakeland 724 South Florida Ave., Lakeland, FL 33801 (863) 904-4109 Plant City 409 N. Alexander St. Plant City, FL 33563 (813) 359-1270 Orlando Commercial Lending Office 1000 Legion Place, Suite 1200 Orlando, FL 32801 (407) 270-8875 Tampa 300 W. Platt St. Suite 100 Tampa, FL 33606 (813) 450-2825 Bank of Central Florida ©Copyright 2018 All rights reserved. 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