Menu Back Personal financial planning Home Services Personal financial planning Planning your investments Planning your investments Finding the right balance of investments to manage, preserve and grow your financial assets in an ever-changing investment landscape requires careful thought and planning. Clients often come to us having built up numerous investments and funds over many years, but might not have considered whether they’re over-exposed in some asset classes or under-represented in others. A sound investment strategy usually involves having a portfolio of long-term investments across a range of asset classes while ensuring you’re comfortable with the balance between risk and reward. It should also take into account your family’s future financial needs, such as school or university fees, and the tax due. Our approach Trusted You’ll have direct access to our highly qualified team of professionals who stay on top of ever-changing market conditions and legislation, without the need for unnecessary middlemen. Tailored You’ll get a very personal service, with regular reviews available and recommendations tailored to your precise needs, and which take into account long-term market trends and your attitude to risk. Independent We don’t provide our own financial products, so you can be sure you’ll get independent, fee-based advice on the widest possible selection of relevant invested products from a trusted adviser. Integrated Our in-house colleagues provide a range of services including active management of your portfolio by our fund managers if required. How we can help Asset allocation: Managing asset allocation across all your investments based on your risk profile. Optional reviews: Reviewing your asset allocations at least annually and making appropriate recommendations. Tax planning: Ensuring your investments are held in the most appropriate tax wrapper and making the most of tax-efficient savings such as pensions, ISAs, National Savings and insurance-based investments. Active fund management: Accessing discretionary fund managers in our investment management business to look after your investment portfolio, if appropriate. Our credentials Longevity We build long-term relationships and have been advising some families over many generations. Experience Our personal financial planning directors have an average of 20 years’ experience. Track record Our investment management business has over £21.8 billion of funds under management and advice as at 30 June 2019. Please remember investment involves risk. The value of investments and the income from them can fall as well as rise and investors may not receive back the original amount invested. Past performance is not a guide to future performance. Related content ARTICLE Money purchase annual allowance Reduction in Money Purchase Annual Allowance captures more salaried pensioners ARTICLE Higher earners should use pension allowances before they are lost What you need to know about carrying forward your annual allowance ARTICLE Financial education The link between financial anxiety, stress and lower productivity in the UK is increasingly apparent. Financial education as an employee benefit is on the rise. ARTICLE ISA rules revamp aids retirement saving options The shake up of the ISA regime brings huge opportunities for tax efficient savings. What are the changes and how will they help you? Investment management - Private client Everyone has different needs, aspirations and time horizons. We don’t believe in a one-size-fits-all approach. Family Wealth Group Providing wealth management services to the holders of substantial private capital, their families, trusts and companies, both in the UK and internationally has been a major part of our business since its launch in 1881. You may also be interested in... INSIGHT Gold – Is now the time to shine? 06/11/2020 - What is the gold price telling us from an economic perspective, and what are the ways investors can add exposure to gold in an investment portfolio? Share Follow us: Personal Services Solutions Business Services Solutions Industries Our People Insights Webinars Subscribe to Insights Careers Experienced hire Newsroom View newsroom Contact us Latest tweet Nexia Privacy statement Slavery and human trafficking Legal and Regulatory information Terms of use Complaints procedure Careers Fraudulent activity Contact us Contact us Name Email Telephone Topic Assurance and Accounting Business outsourcing Business tax Careers Corporate Finance Family office Forensic services Fund administration General Investment Management funds Investment Management - Charities Investment management - DFM MPS AIM Pensions and employee benefits Personal Financial Planning Private Client Investment Management Private Client Tax Restructuring and Recovery Transaction Valuation services Other Message Nearest office Belfast Birmingham Bristol Dublin Glasgow Guildford International/Channel Islands London Please tick the box below Cookie Settings This site uses cookies to provide you with the necessary functionality and to provide a personalised experience. By using this site you agree to our use of cookies. Please read our cookie statement for more information on the cookies we use and how to delete or block them. Accept Adjust cookies settings