ABOUT US CAREERS NEWSROOM INVESTORS GLOBAL SOLUTIONS SECTORS BLOG CONTACT SEARCH Home / Sectors / Banking Banking Seize the opportunities of the digital payment market Key Market Challenges Customer Experience Business Reinvention Operational Excellence Trust and Compliance Today’s customers expect their banking services to bring tangible benefit to their lives, while being able to pay anywhere and anytime for any purpose. . As mobile transactions rise and brick-and-mortar branch numbers fall, retail banks are empowering their remaining branches to be part of a true omni-channel banking experience. Covering the whole payments and cards transactions processing value chain In an increasingly challenging market, financial institutions expect more from a payment services provider than simply handling transactions. They require a partner that can strengthen their competitive advantage. Worldline is this partner. Financial clients rely on Worldline’s expertise to anticipate European regulatory changes, benefit from transformative technologies, optimize processes and mine data. Discover our solutions here Mobile Payment in a flash Rabobank is a major cooperative bank in the Netherlands and worldwide in the food and agricultural sector. In 2017, it offers an innovative Mobile Peer-to-Peer (P2P) Payment service for its customers, called “Ipayou”, featuring the added attraction of near-instant payment. To pay someone, you simply key-in their mobile number. The recipient gets an SMS that invites them to download the app or register via the Ipayou site to receive the money. Payments to Rabobank or ABN AMRO account holders take minutes – payments to other banks can take anywhere from 15 minutes to a full working day. The application, which uses the iDEAL infrastructure for authentication, is designed and hosted by equensWorldline. We’re delighted to provide our customers with this novel solution, backed by the great technical resources of equensWorldline, who put the complex application in place. AntonJan Cozijnsen, Director Europayments, Rabobank We strive to adopt and leverage technology to expand the reach of banking services and create a seamless, userfriendly and secure banking experience for customers. Shri Arun Tiwari, Chairman and Managing Director, Union Bank of India 21st century credit card convenience Union Bank of India, one of India’s largest public sector banks, has launched Ucontrol, a mobile application, powered by Worldline, that gives customers control of where and how their Union Bank of India credit cards are used. With the card details uploaded onto the app, customers can enable/disable transaction channels (POS, ATM Internet, etc.), activate/deactivate the card itself or enable/disable foreign transactions for a country or currency. They can receive card transaction alerts, adjust the spending limit and monitor and analyze spending on a card. The bank chose Worldline for its unrivalled transaction processing expertise. Bringing value to our Banking customers Deepen customer engagement Boost innovation to ensure sustainable growth Relieve burdens of regulatory constraints 1 Develop an integrated customer experience Guard against any kind of fraud Improve efficiency on core transactional services 1 Highlights FinTechs disaggregating banking value chain Banks offering banking and non-banking products Programmable API keys to embedding new products Cyber insecurity a threat to business Machine learning will disrupt 40% of banking roles FinTechs investing $12 billion in banking tech innovations Business model shifted to customer 360° personalized banking 11 top investment banks in Blockchain proof of concept Learn more about PSD2… PSD2 is a challenging opportunity for banks, merchants and TPPs to offer tomorrow’s innovative value-added services to their customers. VISIT OUR LINKEDIN EXPERTISE PAGE Let's stay in touch CONTACT US JOIN US CONTACT US ABOUT US CAREERS NEWSROOM INVESTORS SOLUTIONS SECTORS BLOG CONTACT Follow us Keep up to date with the latest business Back to Top ©Worldline Privacy Terms of use Accessibility Our website uses cookies. By continuing to surf this website, you consent that we will continue using cookies to measure and understand how our web pages are viewed and to improve the way our website works. If you do not agree, you can decide to disable cookies in your web browser as explained in our Privacy Policy Accept cookies More informations