Zopa Logo My Account Introducing Borrowing Power A tool to help you improve your Zopa eligibility and credit score Download our App to get started It’s free and won’t affect your credit score Understand your Zopa rates Know exactly what you could borrow from us -- and why, with no impact on your credit score. Improve your credit score Feel in control of your financial health with personalised actions on how to improve it each month. Get personalised offers Apply for the Zopa loans you're already approved for. Loans 15.4% representative APR. To calculate your rating, we’ve partnered with Equifax. We're proud to do things differently A fair deal as standard There are no catches, like charges for settling your loan early. Our products are built so that we win when you win. Managing your money is no sweat With handy tools to help you get stuff done and helpful people to talk to when you need to. We listen to what you want We are built for the future so we can evolve as quickly as possible, using the latest tech to give you the best possible experience. A few things explained Am I guaranteed to get the loan in my eligibility tab? Can I unsubscribe from Borrowing Power? How can I complain? How do you calculate my Borrowing Power? How do you work out my actions? Get my Borrowing Power Don’t worry, checking won’t affect your credit score WHAT WE DO Car hire purchase Car loans Debt consolidation loans Home improvement loans Wedding loans Peer-to-peer investments Innovative Finance ISA Credit cards Fixed Term Savings ABOUT ZOPA About us Our story Meet the board Meet the leadership team Awards Careers Blog Complaints Press office LEGAL Privacy notice Cookie policy Conflicts policy Modern slavery Terms of use Investor principles NAVIGATION Help Sitemap Zopa Logo Zopa Limited is authorised and regulated by the Financial Conduct Authority, and entered on the Financial Services Register (718925). Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Zopa Limited (05197592) and Zopa Bank Limited (10627575) are both incorporated in England & Wales and have their registered office at: 1st Floor, Cottons Centre, Tooley Street, London, SE1 2QG. © Zopa Bank Limited 2021 All rights reserved. 'Zopa' is a trademark of Zopa Bank Limited. Zopa is a member of Cifas – the UK’s leading anti-fraud association, and we are registered with the Office of the Information Commissioner (ZA275984, Z8797078).