CAREERS & LOCATIONS NASDAQ: ECPG $59.11 CONTACT US Stay Connected General Inquires (877) 445-4581 Press Contact press@encorecapital.com Investor Relations Mr. Bruce Thomas Vice President, Investor Relations (858) 309-6442 bruce.thomas@encorecapital.com U.S. Debt Sales/Purchasing Inquiries Midland Credit Management Business.Development@mcmcg.com Employment Verification Requests Encore Capital Group utilizes an automated employment verification service, THE WORK NUMBER®, to verify proof of employment. Those requesting employment verification may access THE WORK NUMBER® online at https://www.theworknumber.com (click “sign up” in the menu bar) or by calling 1-800-367-5690. Please use the codes below: · Use Code: 3146412 for information prior to 2021. · Use Code 155740 for information after 2021. For any additional questions, please contact HRsupport@mcmcg.com Send Us a Message Topic General Investor Relations Press Corporate Social Responsibility ABOUT ENCORE INVESTORS NEWS CONSUMER FEEDBACK CONTACT US CAREERS LOCATIONS © 2021 Encore Capital Group. All Rights Reserved. Terms of Use Notifications

CAREERS & LOCATIONS NASDAQ: ECPG $59.11 CORPORATE GOVERNANCE Encore’s Board of Directors plays an integral role in overseeing the company’s affairs and constantly works to improve and build on the company’s strong corporate governance practices Our management processes, structures and policies help ensure compliance with laws and regulations, and provide clear lines of sight for decision-making and accountability. DOWNLOAD OUR STANDARDS OF BUSINESS CONDUCT Encore is committed to exercising sound principles of corporate governance. We believe this is in the best long-term interest of our stockholders. To achieve this, the Board maintains four standing committees: the Audit Committee, the Nominating and Corporate Governance Committee, the Compensation Committee, and the Risk Committee. We have a Code of Ethics that provides a framework for operating standards and ethics at Encore outlining what we expect of all our officers, directors and employees. Board of Directors Michael P. Monaco Chairman and Director Ash Gupta Director Wendy Hannam Director Jeffrey Hilzinger Director Angela A. Knight CBE Director Ashish Masih Director, President and Chief Executive Officer Laura Newman Olle Director Richard J. Srednicki Director Richard P. Stovsky Director Committee Composition Audit Committee Nominating and Corporate Governance Committee Compensation Committee Risk Committee Committee Charter PDF PDF PDF PDF Ash Gupta Wendy Hannam Jeffrey Hilzinger Angela A. Knight Michael P. Monaco Laura Newman Olle Richard J. Srednicki Richard P. Stovsky Chair Member ABOUT ENCORE INVESTORS NEWS CONSUMER FEEDBACK CONTACT US CAREERS LOCATIONS © 2021 Encore Capital Group. All Rights Reserved. Terms of Use