Contact Us Locations Search Mortgage Center Resources Calculators There are many financial decisions involved in purchasing or refinancing a home. The calculators we provide here can help you decide some of those decisions. Your Property When you buy or refinance a home, the property is used as collateral for the loan. Here's what the lender is looking for and why. Loans, Rates & Fees When it comes to home financing, there are many different options to choose from. How do you find the loan that's best for you? Here is some information to help you. Your Application Applying for a mortgage can be very intimidating. You're asked specific details about your income, assets, and debts. Here we will give you information that will let you know how that information is used when applying for a mortgage. Closing & Beyond Hurray! Your loan has been approved and your loan closing date has been set! This section will give you some idea of what to expect at closing and what happens after closing. Glossary There are a lot of unfamiliar terms that get tossed around during the mortgage process. But don't worry, we've put together this glossary to help you get a better grasp of any terms that may be less than clear. MORTGAGE CENTER CHECK RATES APPLY NOW FINISH APPLYING VIEW DISCLOSURES RESOURCES Need Help? 262-473-2112 mortgagelending@firstcitizensww.com Site Security | Terms of Use | What to Expect | Contact Us NMLS Registry Information for First Citizens State Bank Mortgage Loan Originators How Can We Help? Contact Us Email Us Visit Us Find an ATM Connect with us Reorder Checks About First Citizens Bank Our History Our Mission Join Our Team Important Disclosures Privacy Policy Checking Account Disclosures Savings Account Disclosures Overdraft Privilege Disclosures Fee Schedule Copyright © 2018 First Citizens State Bank. All rights reserved. Member FDIC. Equal Housing Lender. Member FDIC Equal Housing Lender BACK TO TOP