Third Federal Savings & Loan 1-800-THIRD-FED Contact Us Branch Locator Careers ONLINE BANKING Search Desktop Header Search BORROWING SAVING FEATURED RATES RESOURCES OUR ADVANTAGE Home Borrowing Lower your Home Equity Payment Need Help Finding Your Solution? Select Your Loan Purpose Select Your Loan Purpose Lower Your Home Equity Payment Pay for a One-Time Expense or Event Pay for a Recurring Expense or Event Most people know that it makes good economic sense to refinance your mortgage if you can find a lower rate. But did you know it also makes sense to refinance your home equity line? In fact, last year alone over six million people refinanced their equity lines. At Third Federal, we try to provide the lowest rates possible on home equity lines of credit. Usually, our rates are about .50% below the market average. This saves the average customer about $5,000* over the life of their line of credit. And because we never charge closing costs or prepayment penalties, thousands of people refinance their equity lines with Third Federal every year! It’s easy to refinance your line of credit with Third Federal. Just let us know that you want to refinance your existing line of credit when you apply and we’ll take care of the rest. You don’t even have to contact your current lender—we’ll verify your line balances and arrange to pay it off with them for you. Rates for November 26, 2021 Cuyahoga County, Ohio Select State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Select County Adams Allen Ashland Ashtabula Athens Auglaize Belmont Brown Butler Carroll Champaign Clark Clermont Clinton Columbiana Coshocton Crawford Cuyahoga Darke Defiance Delaware Erie Fairfield Fayette Franklin Fulton Gallia Geauga Greene Guernsey Hamilton Hancock Hardin Harrison Henry Highland Hocking Holmes Huron Jackson Jefferson Knox Lake Lawrence Licking Logan Lorain Lucas Madison Mahoning Marion Medina Meigs Mercer Miami Monroe Montgomery Morgan Morrow Muskingum Noble Ottawa Paulding Perry Pickaway Pike Portage Preble Putnam Richland Ross Sandusky Scioto Seneca Shelby Stark Summit Trumbull Tuscarawas Union Van Wert Vinton Warren Washington Wayne Williams Wood Wyandot Home Equity Line of Credit Home Equity Loans Product Rate APR Home Equity Line of Credit Line Balance: **$10,000-$49,999 2.99% 2.99% MORE RATES + DETAILS APPLY TODAY *Variable APR of Prime - 1.01% **Variable APR of Prime - .26% Click here to view related disclosures Home Equity With rates near an all-time low, a home equity line or loan is a great option if you’re looking to make a home improvement, buy a car, pay for college tuition, or consolidate high-interest debt, plus our rates are usually at least .25 percent below other lenders. Borrowing Help Center Get tips on smart borrowing, monitor rates, and learn about our home buying seminars. Quick Links Monitor Rates Home Buying Seminars FAQs Mortgage Refinance opens in same tab Preapproval opens in same tab Mortgage Purchase opens in same tab Early Approval Tutorial opens in same tab Home Equity opens in same tab Easy Guides opens in same tab How Much House Can I Afford? opens in same tab Borrowing Mortgage Refinance Preapproval Mortgage Purchase Early Approval Tutorial Home Equity Community Development Loans and Programs How Much House Can I Afford? Saving Certificates of Deposit Savings Accounts Retirement Accounts Checking Accounts Savings Calculators Tax Deferred Savings Resources Easy Guides Borrowing Help Center Servicing Help Center Mortgage & Savings Calculators Security & Privacy FAQs Realtor Sell Sheet Our Advantage The Third Federal Difference History & Values Satisfied Customers Loyalty Perks Program Messages From Marc Community Support Security & Privacy CCPA Notice FAQs Disclosures Careers Company Information Investor Relations Bank Owned Properties National Headquarters 7007 Broadway Ave. Cleveland, OH 44105 1.800.844.7333 Site Map • Privacy Policy • Accessibility • © 2021 Third Federal Savings & Loan TWITTER(OPENS IN A NEW WINDOW) FACEBOOK(OPENS IN A NEW WINDOW) CONNECT WITH US Contact Us