Home | About | Locations | Contact | Calculators Personal Business Online & Mobile Rates Effective November 23, 2021 Time Deposits & IRAs Type Annual Percentage Yield (APY) Interest Rate Compounding 91 Day CD/IRA 0.10% 0.10% Simple P,T 182 Day CD/IRA 0.20% 0.20% Simple P,T 1 Year CD/IRA 0.30% 0.30% Daily P,T 15 Month CD/IRA 0.30% 0.30% Daily P,T 18 Month CD/IRA 0.35% 0.35% Daily P,T 2 Year CD/IRA 0.38% 0.38% Daily P,T 30 Month CD/IRA 0.40% 0.40% Daily P,T 3 Year CD/IRA 0.55% 0.55% Daily P,T 42 Month CD/IRA 0.60% 0.60% Daily P,T 60 Month CD/IRA 0.80% 0.80% Daily P,T 18 Month IRA (Variable Rate) 0.65% 0.65% Daily P,T Minimum Deposit to Open Account unless otherwise stated $1,000 Now and Savings Accounts Type Minimum Balance to Open Account Annual Percentage Yield Interest Rate Compounding Personal NOW $750 0.05% 0.05% Daily V,F Non-Personal NOW $1,000 0.05% 0.05% Daily V,F Savings $50 0.10% 0.10% Daily V,F Super NOW Accounts Minimum Balance to Obtain the Stated APY Minimum Balance to Open Account Annual Percentage Yield Interest Rate Compounding Balance of $2,500 or more $2,500 0.05% 0.05% Monthly V,F Balance less than $2,500 $2,500 0.00% 0.00% Monthly V,F Money Market Accounts Minimum Balance to Obtain the Stated APY Minimum Balance to Open Account Annual Percentage Yield Interest Rate Compounding Balance of $2,500 or more $2,500 0.10% 0.10% Monthly V,F Balance less than $2,500 $2,500 0.00% 0.00% Monthly V,F High Yield Money Market Accounts Minimum Balance to Obtain the Stated APY Annual Percentage Yield Interest Rate Compounding Balance of $0 to $24,999.99 0.10% 0.10% Monthly V,F Balance of $25,000 to $99,999.99 0.13% 0.13% Monthly V,F Balance of $100,000 to $249,999.99 0.17% 0.17% Monthly V,F Balance of $250,000 or more 0.20% 0.20% Monthly V,F Minimum Balance to Open Account $25,000 Platinum Money Market Accounts Minimum Balance to Obtain the Stated APY Annual Percentage Yield Interest Rate Compounding Balance of $0 to $249,999.99 0.10% 0.10% Monthly V,F Balance of $250,000 to $499,999.99 0.20% 0.20% Monthly V,F Balance of $500,000 to $749,999.99 0.40% 0.40% Monthly V,F Balance of $750,000 or more 0.60% 0.60% Monthly V,F Minimum Balance to Open Account $500,000 Codes: P - Penalty for early withdrawal V - Rate may change after account is opened F - Fees may reduce earnings T - Fixed Rate for the term Loan Rates – Please Contact Us for loan rates. Do Business With Your Friends and Neighbors……Spring Valley City Bank! © Copyright 2015 Spring Valley City Bank Privacy Policy | Terms of Use Disclosure | ID Theft Designed by MCS Advertising