SEARCH Financial Education Products & Services Careers About Us Financial Professionals Contact Us Login Home / Financial Professionals / Asset-Based Long-Term Care ASSET-BASED LONG-TERM CARE SHARE THIS Offer Alternatives to Long-Term Care Insurance Help your clients prepare for potential long-term care (LTC) expenses by offering alternatives to traditional LTC insurance. Through the companies of OneAmerica®, you can offer a suite of asset-based long-term care solutions with features unavailable anywhere else. With the Care Solutions product suite from State Life, a OneAmerica Company, clients can live a long life with the security of having an LTC benefit to cover care if they need it, or leave a financial legacy if they don’t. Learn how you can access Care Solutions for your clients. Call our sales desk at 1-844-833-5520. Asset-Based Long-Term Care & You Products Client Service Professional Support Career Opportunities Care Solutions LTC Benefits — If You Don't Use Them, You Won't Lose Them Put your clients’ assets to work — using a life insurance policy or an annuity — and provide long-term care benefits. Clients can use the LTC benefit if they need it or leave the death benefit or accumulated value as part of their financial legacy. Keep reading to see how you can establish or grow client relationships through our value added products. For more on features and benefits for your clients, visit our products and services section. Issued and underwritten by The State Life Insurance Company. May not be available in all states. Asset Care — When a need for care arises, you have the option to accelerate your life insurance death benefit to help you pay for the care you need. Lifetime benefits and joint life protection can help you create protection that fits you and your priorities. Asset Care Form number series: ICC18 L302, ICC18 L302 JT, ICC18 L302 SP, ICC18 L302 SP JT, ICC18 R537, ICC18 R538, ICC18 SA39 and ICC18 R540. Annuity Care® — Sell an annuity with LTC benefits where clients can access their cash value for qualifying care expenses on a tax-advantaged basis, and they can purchase extended benefits with guaranteed premiums. Policy Form #SA34, R508 (or state variation). Annuity Care® II — Access an annuity with LTC benefits where clients can access their cash value for qualifying expenses on a tax-advantaged basis, and it has built-in extended care benefits at guaranteed premiums. Policy Form #SA35. ImmediateCare® — Services for organizing, administering and underwriting annuities. This medically underwritten single-premium immediate annuity helps fund care that is needed now with monthly payments guaranteed for life. (While this income stream is guaranteed for life, it may not cover all costs associated with long-term care.) Policy Form #SA33 (or state variation). Legacy Care® — Use this financial vehicle as an option for helping clients fund future care while also allowing them to grow and protect their financial legacy. Policy Form #SA32, R502, R503 (or state variation). Notes: All products issued and underwritten by The State Life Insurance Company. None of the OneAmerica companies nor their representatives provide tax or legal advice. For answers to specific questions and before making any decisions please consult a qualified attorney or tax advisor. Financial Professionals Financial Professionals Life Insurance & Annuities Asset-Based Long-Term Care Employee Benefits Retirement Services Securities Success Begins Here OneAmerica has opportunities for you and products for your clients. 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The companies of OneAmerica®: American United Life Insurance Company®, The State Life Insurance Company®, OneAmerica Retirement Services LLC, McCready and Keene, Inc., OneAmerica Securities, Inc., Pioneer Mutual Life Insurance Company®, OneAmerica Asset Management, LLC, and AUL Reinsurance Management Services, LLC®.