MENU LOGIN CAREERS INVESTOR RELATIONS LONELY TELLER LOGIN BUSINESS & COMMERCIAL The funds you need to manage and grow your business through seasonal and economic changes, and banking solutions that keep you in your office– even when it’s a coffee shop. Trade Associations Banking for Nonprofit Trade Associations We understand the unique and evolving demands of managing an effective Trade Association – from expediting the collection of membership dues to tax exempt financing. That’s why we work hard every day to maintain a strong relationship focused on your goals. Good relationships aren’t transaction-based. GET IN TOUCH Tools of the trade, with an emphasis on service. Technology is important. But how we tailor our technology, such as specialized reporting from online banking that integrates to your AR systems to using our technology to create efficiencies with your banking and vendor payment operations, is what sets us apart. Experienced bankers ask questions, and take the time to listen to what matters most to you. The result is a customized suite of products that protects against fraud, improves efficiencies, and integrates seamlessly with your payment and reconciliation systems. Experienced and Active Industry Specialists. You deserve a dedicated banking professional who understands your needs and knows the local landscape. Someone to build a relationship with as your organization grows. Capital Bank has a long history of serving the financial needs of nonprofits in the Greater Washington Area. Our committed banking specialists can help you navigate the banking complexities of your industry, providing the consistent support you need. Who We Help With nearly 30 years of experience finding solutions for the needs of trade associations, our team is uniquely equipped to support you. “Capital Bank, a true strategic partner, provides many banking solutions. Over the years, they’ve assisted us with online payments, line-of-credit, banking options and much more. With their top-notch customer service, their team is a leader in the industry. We recommend them to anyone looking for a new banking partner.” – Timothy R. Obitts, National Air Transportation Association GET IN TOUCH Banking Solutions Spend more time focused on your mission with banking solutions that can help improve your day-to-day operations. TAILORED TREASURY SOLUTIONS ACH Origination Sweeps Remote Deposit Lockbox Wire Transfer FRAUD PROTECTION Positive Pay Online & Mobile Banking Dual Controls Token Authentication SPECIALIZED FINANCING Lines of Credit & Term Loans Tax Exempt Financing Real Estate & Construction Financing DEPOSIT ACCOUNT SOLUTIONS Business Analysis Checking Account ICS Sweeps Zero Balance Account Who We Are Tom Ciolkosz is the Senior Vice President of Capital Bank’s Commercial Lender Nonprofits & Trade Associations. With over 25 years as an active member of the trade association community, Tom Ciolkosz provides unwavering dedication and exceptional insight on what matters most to your organization. For more information, contact Tom Ciolkosz at tciolkosz@capitalbankmd.com or 571-271-9530. GET IN TOUCH Professional organizations we are involved with include: CHALLENGE US See how we get there together Get actionable insights on trending business and economic issues from our CEO Ed Barry and other leading industry experts. READ NOW Contact Us Press Releases Security Center Online Resource Center Downloadable Forms & User Guides FHLB Rates In the Media Business Online Banking Mobile App Consumer Online Banking Mobile App © Copyright 2021 Capital Bank N.A. NMLS #401599 All rights reserved. Privacy Policy | Frequently Asked Questions | Website Accessibility Statement Accessible