SIGN IN Thanksgiving Day holiday hours. Learn more. Home Checking, Savings & Investments GECU Youth Accounts GECU YOUTH ACCOUNTS1 Open a GECU Youth Account for the children in your life and let Dru Blue introduce them to saving! You’ll teach them valuable lessons about financial success and they’ll get a head start on saving up to pay for college or for a special purchase. Plus, they will also enjoy all of the benefits that come with a GECU membership. Get your child started on accomplishing their dreams with the help of GECU’s products and services that fit their needs! Youth savings accounts Checking accounts2 Coverdell Education Savings Accounts3 Invest in your child’s future when you open a GECU Youth Account by visiting any GECU location or by calling 915.778.9221, toll-free at 1.800.772.4328. LEARNING TOGETHER At GECU, we want to make sure that you have the right financial education tools to take back to your entire family. One of our financial education resources is the GECU Reality Fair, an interactive financial literacy tool where kids get a unique hands-on experience on the possible financial challenges that can exist throughout life. A free GECU Reality Fair at your school, business or organization will help you guide the kids in your life toward the path to financial success. If you’re ready to teach your kids about financial literacy, schedule your GECU Reality Fair by clicking here. Youth Savings Accounts Click child’s age group to view interactive website. Money Mammals Savings Account – up to 8 years of age M3 Money Club Savings Account – 9 to 13 years of age Free2Be Savings Account – 14 to 17 years of age Youth Checking Account Free2Be Checking Account – 16 to 17 years of age Now that you have a job, it’s time to learn about managing money. Free2Be checking can help you on your way to financial freedom with ... A variety of financial tools, tips, podcasts and videos Access to surcharge-free ATMs locally and nationally4 Free access to 24/7 online banking on your pc, laptop, tablet or mobile phone5 Your free GECU Debit Card Your first box of 50 checks at no charge Miners Kids Club Presented by GECU Any child ages 12 and younger can join the Miners Kids Club presented by GECU! Registering with UTEP for the club is easy — they will be part of a fun, interactive group, enjoy exclusive club perks and events, and learn how to be financially smart. The Miners Kids Club membership is $45 and it comes with … A welcome packet with Kids Club ID card and lanyard An official club T-shirt A birthday card from Paydirt Pete and Dru Blue Exclusive access to Kids Club events Free admission to any UTEP soccer, volleyball, softball and women’s basketball game. Plus, select admission for football and men’s basketball games. In-game opportunities at UTEP Athletics events The opportunity to open a GECU Miners Kids Club Youth Savings account6 Special invites to GECU financial education events and activities A $10 deposit to your GECU Miners Kids Club Youth Savings account when two recurring transfers are completed through GECU Online Banking by the parent or guardian named on the account7 Paydirt Pete and Dru Blue photo opportunities The opportunity to be the GECU Game Ball Kid of the Game To join the club, visit utepminers.com/kidsclub. After you receive your registration-confirmation email, open your GECU Miners Kids Club Youth Savings account by calling 915.778.9221, toll-free at 1.800.772.4328, or by visiting any GECU location! JOIN THE CLUB Youth Savings Account Minimum Opening Balance Minimum Balance to Earn Dividends Dividend/Interest Payment Period Money Mammals Club $20 $20 All youth accounts are paid quarterly on the last business day of March, June, September and December M3 Money Club $20 $20 All youth accounts are paid quarterly on the last business day of March, June, September and December Free2Be Savings $20 $20 All youth accounts are paid quarterly on the last business day of March, June, September and December GECU Miners Kids Club Youth Savings Account $20 $20 All youth accounts are paid quarterly on the last business day of March, June, September and December Youth Checking Account1 Minimum Opening Balance Average Daily Balance to Earn Interest Monthly Service Fee Activity Fee Free2Be Checking None $2,500 None None When average daily balance is $2,500 or more. 1Learn more about how you can join. Click here. 2Must have a GECU share account to open a checking account. A one-time deposit of $20 in a GECU share account is all it takes. Youth checking accounts are available for children 16 to 17 years of age. 3Certain tax implication and contribution limitations apply to Education Savings Accounts (ESA). Consult your tax adviser for details. 4There may be transaction fees charged by owner of non-GECU ATMs. 5No charge to access these services from GECU. Standard text-messaging and data rates may apply. 6A Miners Kids Club membership is required to open a GECU Miners Kids Club Youth Savings account. A minimum opening deposit of $20 will be funded by GECU at account opening. APY (Annual Percentage Yield) of 0.15% is dependent on the share account opened and is accurate as of the last dividend declaration date. Rates may change after the account is opened. Rates are accurate as of June 22, 2021. Limit one account per Miners Kids Club membership. GECU will provide tax reporting to recipient and Internal Revenue Service. 7Online banking is not available to children under 13 years old. Receive a one-time deposit of $10 into the GECU Miners Kids Club Youth Savings account when recurring transfers are set up through GECU Online Banking by the parent or guardian who is joint on the account and two transfers are completed within the first three months of opening the account. Limit one deposit per account. Quick Answers What information do I need to open a Free2Be Checking Account? Where can I find surcharge free ATM locations locally and nationwide? How do I sign up for GECU Mobile Banking? Current Rates 12-mo. CD up to 0.25% APY* 36-mo. CD up to 0.70% APY* Money Market up to 0.50% APY* Jumbo Bump-up IRA CD up to 0.95% Full Disclosure of Rates and Terms *APY= Annual Percentage Yield Complaint Notice About GECU Contact Us Locations & Hours Careers Privacy Notice Third Party Disclosure Español Annual Report Site Map Federally insured by NCUA. Security Assurance © 2021 GECU. All rights reserved. GECU uses third party vendor sites to enhance your ability to use online financial tools. When you leave GECU's website, the links you may access are for your convenience and are for informational purposes only. Any products and services accessed through these links are not provided or guaranteed by GECU. The sites you visit may have a privacy policy that is different from GECU's. Please review their privacy policy. GECU does not endorse the content contained in any of these sites or the organization(s) publishing these sites and, hereby disclaims any responsibility for such content. 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