Menu Great Rewards Learn how great rewards begin with the first step. WATCH VIDEO Today's financial and investment climate offers unprecedented opportunities. At Cosio Financial Services, our mission is to help clients take advantage of those opportunities by providing them with three key tools: 1. A clear understanding of their financial goals 2. A well-defined roadmap for achieving those goals 3. Ongoing advice to help adjust their roadmap when their needs change Our services cover all areas of financial management, from investment and retirement planning to risk management and estate conservation. We specialize in helping our clients develop a comprehensive, cohesive financial strategy that fits their unique needs and enables them to meet both short-and long-term objectives. On our Web site, you'll find valuable information for evaluating concepts and highlight products designed to fill the gaps in your financial strategy. You'll also find calculators that will help you assess your current and future needs. For help with your financial management, or for more information on Cosio Financial Services, please contact us today. Se habla Español Ask a Question Ask a Question Cosio Financial Services, Inc. Juan L. Cosio Lillian J. Cosio 11020 N. Kendall Drive Suite 100 Miami, FL 33176 Office: 786.275.1333 Fax: 786.275.1334 Calculators Spending Habits How much am I spending? Savings in Retirement I'm retired, how long will my savings last? Life Insurance How much Life Insurance do I need? Current Retirement Savings Are my current retirement savings sufficient? More Calculators » Newsletters New Fed Policy Suggests Low Rates for the Long Term The Fed now seeks to control inflation through the benchmark federal funds rate. Find out what this means for investors and consumers. More Newsletters » Subscribe to our Newsletter SIGN UP HOME HOMEPAGE ABOUT US Working Together About Us Our Team Our location Productos en Espanol 10 Reasons why you should call me Not Your Parent's Financial World Tell A Friend Photo Gallery PRODUCTS & SERVICES For Professional Advisors RESOURCES Business Solutions Calculators Education Center Newsletters REQUEST A QUOTE Life Insurance Fixed Annuity ACCOUNT ACCESS Online Account NYLIFE Securities MainStay Mutual Funds CONTACT US Disclosures | Privacy Policy | Site Map Copyright 2021. New York Life Insurance Company. All Rights Reserved. NYLIFE Securities LLC, Member FINRA/SIPC. For more information about NYLIFE Securities LLC and its investment professionals, click here.