Embrace Pet Insurance Get Quote The Best Pet Insurance Is Designed by Real Pet Parents From the tumbleweeds of fur to late-night emergency vet visits, we’ve been there, and we’ll be there for you. Begin Your Free Quote or Call (800) 779-1539 Get Your Quote Diminishing Deductible Up to 90% Back Coverage for Exam Fees The Difference Is in the Details You go above and beyond for your pet, so we designed our coverage to do the same – in sickness and in health. Accident & Illness Insurance Coverage: You go above and beyond for your pet, so we designed our coverage to do the same – in sickness and in health. All Illnesses & Injuries Hospitalization & Surgery Emergency & Specialty Care Breed-specific & Hereditary Conditions in Purebred Pets Congenital Conditions Chronic Conditions Cancer Treatment Behavioral Therapy Diagnostic Testing Prescription Drugs Complementary Treatments* & Rehabilitation See Coverage Details *Complementary treatments were previously called alternative therapies. Optional Wellness Rewards Add-on Routine Care Plan: Plus, our optional Wellness Rewards plan includes: Wellness Exams Spay or Neuter Surgery Training Grooming Vaccines & Preventatives & a lot more! See Wellness Options Dogs and Puppies Give your pet owners peace of mind that they can afford the best care for their puppy. Learn More About Dog Insurance Insurance for Cats and Kittens Give your pet owners peace of mind that they can afford the best care for their new kitten. Download our Kitten Brochure Why We Lead the Pet Insurance Pack See how Embrace compares to the competition with our side-by-side analysis. PawSupport – Our 24/7 Pet Health Line Our exclusive pet health line provides real-time guidance on everything from emergency care to diet and exercise. Just another way we’re there for you. Pet Insurance’s Best Diminishing Deductible Wave goodbye to your deductible because each year you don't receive a claim payment, we decrease it by $50. Fair Evaluation of Pre-existing Conditions While no pet insurance covers pre-existing conditions, we distinguish between curable and incurable, covering curable ones after your pet is symptom-free for 12 months. Ready to protect your pet? Call (800) 779-1539 M-F: 9 am-8 pm ET - Sat: 10 am-5 pm ET Get a Quote Now MyEmbrace: Your Policy at Your Fingertips Access your claims information, policy details, and our pet health line PawSupport anytime, anywhere. Submit & Track Claims Review & Change Coverage Contact Our Customer Care Team View Rates Customer Stories Jensen's Routine Surgery, Not So Routine Rottweiler Puppy Vet Bills: $9,781 Embrace Reimbursed: $7,225.00 Extremely sick after his routine neuter and gastropexy, Jensen unexpectedly needed emergency care over several months, causing his vet bills to balloon. View Jensen’s Story Squiggy's Unfortunate Car Accident Cat Vet Bills: $12,169 Embrace Reimbursed: $10,000.00 "I was very distraught when Squiggy was injured and every person I spoke to at Embrace treated me like family with kind words of encouragement and lots of help submitting my claim." View Squiggy’s Story Harry's Miraculous Recovery Labrador Retriever Vet Bills: $12,613 Embrace Reimbursed: $9,930.62 Dr. Nicole B. always hesitated to get pet insurance because she didn't think she'd ever use it. But when she adopted a Labrador Retriever named Harry, she figured it might be worth the cost. View Harry’s Story Rated over 9/10 at PetInsuranceReview.com Award Winning Customer Service Covered 93% of Claims in 2020 As Seen On We Give Back Every Day From volunteering in pet shelters to the EmbraceCLE Community Challenge, we’re all about doing good & fostering warm fuzzy feelings throughout the pet community and beyond. $2 from Every Policy Is Donated to Charity We Match All Employee Charitable Donations $50,000+ Donated Last Year So, mind if we pay your vet bills? Get a Quote Now Need More Help? Contact Us Connect with Us Log In to MyEmbrace Pet Insurance Partner With Us About Embrace Policies Copyright 2005—2021 Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2021 American Modern Insurance Group, Inc.