ONLINE BANKING LOGIN MENU Home / Personal Solutions / Checking Accounts Print Share Find a checking account to fit your lifestyle. Everyone has different banking needs. At Fidelity Bank & Trust, we understand that and want to pair you with the checking account that makes sense. Whether you’re looking for an interest-bearing account, travel perks and grocery discounts, or unlimited debit transactions, Fidelity has an account for you. With every checking account at Fidelity Bank & Trust you’ll receive for free: Online and mobile banking E-statements Billpay Direct deposit Notary service ShazamChek® Debit, myPic Debit or ATM card for the first year. Second Card annual fee of $12.00* after first year.1 Customers must enroll for Online Banking to access Mobile Banking, E-statements, and Billpay. * Subject to Iowa state sales tax and local option tax. 1 Subject to approval. ShazamChek® Debit, myPic Debit or ATM card not offered with Money Market account. When the account has a zero balance for thirty consecutive days, the account will automatically close. A deposit will reopen the account. Hometown Checking Hometown Hype Hometown Interest Hometown Money Market Learn More Learn More Learn More Learn More Minimum Average Daily Balance $0.00 $0.00 $250.00 $1,000.00 Minimum Balance to Open $50.00 $50.00 $50.00 $1,000.00 Fee assessed if below minimum Average Daily Balance per statement cycle N/A N/A $5.00* $10.00* Monthly service fee N/A N/A N/A N/A Per Item Fee in Excess of 6 withdrawals per statement cycle $5.00* Interest Yes Yes Yes Unlimited Check Writing/debits Yes Yes Yes Check images with statement Yes Yes Yes Eligible for MyPic Debit Card2 Yes Yes Yes Yes Free Online & Mobile Banking with Billpay3 Yes Yes Yes Yes Fraud Resolution Service powered by BaZing Yes Payment Fraud Resolution powered by BaZing Yes Road Side Assistance powered by BaZing Yes Cell Phone Protection powered by BaZing Yes Local & Nationwide Discounts powered by BaZing Yes Personal Identity Theft Benefit powered by BaZing Yes 2 Based on credit score 3 Some restrictions may apply. *Subject to Iowa state sale tax and local option tax Refer to the Truth In Savings Disclosures for complete information regarding each account. Testimonials Fidelity bank offers great service and a variety of banking options to fit our needs. Lynn B. Everyone at Fidelity Bank & Trust is so friendly. They always know my name, and make me feel special - that my business matters. Shar helped us with a construction loan and then a home loan. She made the situation much easier. Previous Next Sign up for our emails FIRST LAST EMAIL ABOUT US PERSONAL SOLUTIONS BUSINESS SOLUTIONS CUSTOMER RESOURCES MORTGAGE CENTER CLUBS CAREERS BRANCH LOCATOR ATM LOCATOR MEDIA & EVENTS BLOG CONTACT US SUPPORT Facebook LinkedIn YouTube Blog COPYRIGHT © 2021 FIDELITY BANK & TRUST. ALL RIGHTS RESERVED. | PRIVACY POLICY | TERMS OF USE | SITE BY TAG