Toggle Menu LOGIN SKIP-A-PAYMENT For when you need it. Get the flexibility you need on your auto or personal loan. You can Skip-A-Payment on qualifying loans to help with other expenses such as holiday shopping, vacation, an extra credit card payment or just some extra money in the bank.1 Enjoy these convenient features & benefits: Extra Money in Your Pocket Easy Online Process Secure and Convenient Requirements Valid on Auto and Personal Loans that have a minimum of 12 months of timely payment history established. Limited to one (1) Skip-A-Payment per calendar year. All accounts and loans on the account must be in good standing. Exclusions Loans that are not eligible include the following: Past due Bankruptcy status Recreational Vehicle Mortgages OnTrak Loan Overdraft Protection Line of Credit Visa® Credit Cards Skipping Your Payment is Easy Online 24/7 access for processing Skip-A-Payment is available within Online & Mobile Banking.2 Simply log into Online or Mobile Banking, select Services, Skip-A-Payment and complete the online form. Fees will apply.2 Over the Phone Call us to request Skip-A-Payment during business hours. Fees will apply.3 (877) 549-4567 In Branch Visit any of our 8 locations during business hours. Fees will apply.3 1Request Skip-A-Payment on eligible loan(s) anytime up until 5:00pm on the due date of the loan. Finance charges will continue to accrue on your loan(s) during the month you defer your payment. If you have established recurring payments, it is your responsibility to cancel the payment that you wish to skip once your request has been processed. Your regularly scheduled payment will resume the month after your payment was deferred. You cannot request Skip-A-Payment after the due date of the loan. You cannot skip back to back payments. Other restrictions may apply. 2A $10.00 Skip-A-Payment Processing Fee will be charged to your account at the time the request is processed within Online/Mobile Banking. 3A $30.00 Skip-A-Payment Processing Fee will be charged to your account at the time the request is processed over the phone or in the branch. About About Us Careers Sitemap Terms Security Privacy & Disclosures Accessibility Facebook Yelp Routing Number: 321173522 NMLS ID: 508819 © 2021 Valley First Credit Union This site uses cookies to store information on your computer/device and collect personal information. Cookies help us enhance site navigation, analyze site usage, and assist in our marketing efforts. We encourage you to read our Privacy Policy to learn more about how we use cookies and how we collect and use visitor data. By continuing to use this site, you consent to the placement of these cookies. Accept