Protect, Empower, Prepare Coverage your community needs, providing the protection they deserve. At MMRMA, we believe coverage means more than what’s outlined in a policy document. The right coverage, at the right time, delivered by the right team, makes all the difference. We’re proud to offer our members the broadest municipal liability and property coverage in the state, as well as the highest loss limits of any public entity pool in Michigan. Along with comprehensive casualty and property insurance, we provide data breach and cyber liability coverage at no additional cost to our members Coverages Include Casualty Auto General Liability Police Professional Public Official Zoning/Land Use Property Property: Building and Contents Earthquake and Flood Auto Physical Damage Fidelity/Extra Expense/Volunteers Third Party Network and Information Security Liability Media Injury Liability First Party (Member) Network Security Loss Breach Mitigation Expense PCI (Payment Card) Assessments Social Engineering Loss Reward Coverage Telecommunications and Fraud Reimbursement Innovative Coverage Solutions: Identified as a key strategic initiative of the Board of Directors in 2016, MMRMA formed Greenstone Insurance, LLC, a captive insurance company. MMRMA has improved its ability to manage retained risk and provide new products and services in response to the needs of the membership through Greenstone. Greenstone now participates in MMRMA’s tiered casualty reinsurance structure, provides an aggregate excess policy required by Michigan statute for public entity risk pools, and writes short-term tax collection bonds for many county members The leadership of MMRMA and Greenstone will continue to seek additional opportunities to provide new coverages to the membership in future. Committed to fiscal responsibility, MMRMA maintains the reserves necessary for future obligations while ensuring predictable member contributions—even in changing markets. Resources National News Roundup – September 13, 2021 Risk Lesson: Hurricane Damage Can Affect Outlying Locations For communities long considered safe from “freak” flooding, Hurricane Ida proved to... Cyber Vulnerability Affects Schneider Electric Computer Control Systems For MMRMA members with Schneider Electric computer control systems onsite, cyber risk experts suggest reaching out to your vendors as soon... National News Roundup – August 30, 2021 Employers Struggle to Recruit, Retain Public Health Officials As retirements and other departures bear down on the public sector, it... Latest News November 22, 2021 National News Roundup - November 22, 2021 November 8, 2021 National News Roundup - November 8, 2021 November 1, 2021 Managing Deer in Communities RAP & CAP Grants Helping members fund innovative risk management projects since 1997. Training Programs Empowering members' teams and benefiting their communities. Contact Us We’re here to help and answer any question you might have. Learn About MMRMA Michigan Municipal Risk Management Authority 14001 Merriman Road Livonia, Michigan 48154 Phone: 734.513.0300 Toll Free: 800.243.1324 Membership Services Coverages Training Claims RAP & CAP Grants About Us Our Members News Room Meetings Governance Contact Us 2021 © All rights reserved MMRMA Privacy Policy | Terms of Use