Find a Store Login Apply Advance America LOANS RATES & TERMS SERVICES MONEY TIPS ABOUT US Home Loans Installment Loans Installment Loans Enter your state to find available loan options. Use My Location Enter your state Installment Loan Overview How Installment Loans Work Installment Loan Rates & Terms What You Need To Apply For A Installment Loan Get money now, pay it back over time Quick and easy Installment Loans with longer-term repayment options Installment Loans, along with Online Installment Loans, from Advance America get you the money you need today, along with the ability to pay it back in smaller, multiple payments over time. Availability of this loan varies by state. Already have an account? Login The Advance America Installment Loan advantage 23+ Years A 5-star customer experience has made us a leading provider of consumer financial services for millions of Americans since 1997 Read Customer Reviews 134+ million loans issued Our knowledgeable staff and personalized money solutions make getting cash as easy as can be. 1,200+ stores & online Whether down the street or right from your phone, the money you need is always within reach. See All Locations Apply Now How do Installment Loans work? Pay back your loan in a way that fits your needs. An Installment Loan is a longer-term loan with higher loan amounts and payment terms over an extended period of time. Getting one is simple: 1 Start your Installment Loan application now or apply in store. 2 Get an approval decision in minutes for your Installment Loan application. 3 Receive money same day.* Pay it back in multiple payments over time. Apply Now Find a Store *Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day. Installment Loan Questions What’s an Installment Loan? An Installment Loan allows you to get money right away, plus pay back the loan over time in several smaller payments. Compared to Payday Loans, Installment Loans offer longer personal loans, ranging from 3 to 24 months, and are available both in store and online, depending on your state. Why get Installment Loans from Advance America? View More Questions Installment Loan rates & terms Finance charges for Installment Loans vary by state and by length of loan term the customer selects. Rates and terms for Installment Loans are based on state regulations. To get examples of the Installment Loan rates and terms in your state, click Learn More below. Learn More What do you need to apply for an Installment Loan? To apply, you'll need the following items: Government issued ID Source of income Checking account Social Security Number or ITIN (in store only) Learn more about what is needed in your state. Learn More Proudly serving our customers 100,000+ reviews on Google Excellent 58,214 reviews on Advance America Installment Loan customer reviews I have used Advance America for payday loans for over 6 years or more, and now using their installment loans. This company helps during times of dire… — Installment Loan customer, 10/17/2021 I was in need of some emergency money and tried going through my bank and other lending places to no avail Advance America really came through for me… — Installment Loan customer, 09/23/2021 It only took a fe minutes and less than 8 hours later the money was in my account. — Installment Loan customer, 07/19/2021 Read More Reviews Apply Now Installment Loan payment questions How do I repay my Installment Loans? Repayment of your Installment Loan will take place on each installment due date, which typically follows your pay dates, via auto withdrawal from your bank account or cash payment at your location. Depending on your state, repayment will take place anywhere from 3 to 36 months and generally coincide with your pay date. When are my payments due for an Installment Loan? View More Questions Apply Now More About Installment Loans Installment Loan Direct Lenders Online Installment Loans Signature Loans How to apply for installment loans Emergency Loans: Get Cash Quick Instant Installment Loans Can I Get an Installment Loan with Bad Credit? Can I Get an Installment Loan with No Credit Check? Find an Installment Loan store nearby No matter where you are, the money you need is never far. Find a Store Let’s keep in touch Sign up for news, updates and exclusive offers from Advance America. Email Select your state Select your state Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Footer Primary FAQs Contact Us Customer Reviews News Careers Videos Footer Secondary Privacy & Terms Cookies & Targeted Advertising Security Information Site Accessibility Site Map Connect with us Facebook Instagram YouTube Pinterest INFiN © 2021 AARC, LLC. All Rights Reserved. Certain limitations apply. Subject to approval. See your local store for more details and additional disclosures. Checks or money orders may be issued instead of cash. Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Licensed by the Delaware State Bank Commissioner to engage in business in Delaware. Delaware Licensed Lender License #s: 6996; 4472; 9644; 4474; 8061; 6971; 7092; 8052; 6076; 7400; 4473; 7556; 010431 and 012075. Rhode Island Licensed Check Casher. In Ohio, loans offered by Advance America Cash Advance Centers of Ohio, Inc., Lic.# ST. 760166.000, main office located at 135 N. Church St., Spartanburg, SC 29306. In Texas, loans arranged with an unaffiliated third-party lender by ACSO of Texas, LP. d/b/a Advance America, a registered credit services organization (“CSO”), and subject to lender's approval. *Advance America makes title loan referrals to LoanCenter at no cost to you and does not qualify you for a loan. Loans made by First Electronic Bank, member FDIC, or Wilshire Commercial Capital, LLC. Not available in all states. Loans subject to lender’s approval. In California, loans are made pursuant to a Department of Business Oversight California Finance Lenders License, with a minimum loan amount of $2,510. Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.