BECOME A MEMBER APPLY FOR HOME LOAN APPLY FOR OTHER LOAN Search toggle Online Banking Login MENU Home Loans Home > Rates > Loan Rates > Home Loans Home Loans First Trust Deed Visit our Concierge Home Loan Service page for current First Trust Deed rates and to apply online. Home Equity Line of Credit (HELOC) Name Rate Note HELOC Variable APR* 3.00% Depending on the option chosen, each time an advance is taken the payment towards principal and interest (NGFCU does not offer an interest-only repayment option.) may be either amortized over 180 months or to the maturity of the HELOC. HELOC Fixed APR* 4.00% May elect the Fixed Rate on up to 60% of the approved HELOC limit. Minimum draw $10,000 per disbursement and up to 3 separate disbursements (no add-ons). Fixed rate cannot exceed maturity of the HELOC *All loans subject to credit approval. Rates subject to change without notice. * Required Fields HELOC Consultation Send the form below to receive a free, no-obligation HELOC quote. To request a home purchase or refinance consultation, please click here. Name: Email: Phone: Credit Score: Select... 850-801 800-751 750-701 700-651 650-601 I am already an NGFCU Member: Select... Yes No You are being asked for information relating to scheduling a consultation. Information you provide will be used for that purpose and will not be sold to other parties. If you would prefer to speak to an NGFCU agent and receive a quote by phone, call 1.800.633.2848. Agents are available 24/7. Security Code: Use our Loan calculator to sort through monthly payments, fees and other costs while comparing loan options. Loan Calculator Related Links 1st Trust Deed Home Loans HELOC Ready to apply? It’s easy. Just submit our secure Online Loan Application to set up a HELOC. Apply Now Important Numbers Call Toll Free 800-633-2848 (available 24/7) Credit Card Cardholder Services: 800-633-2848 (available 24/7) Debit Card Fraud Center: International Lost or Stolen Card: 727-227-9012 After hours Lost or Stolen Card: 800-754-4128 Members traveling or who reside outside of the US: 727-227-2447 Routing #322276088 Your savings insured to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency. Northrop Grumman Federal Credit Union does business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.