WORKING CAPITAL LOANS WHAT ARE WORKING CAPITAL LOANS? Working capital loans can effectively manage business working capital requirements. Our working capital loans are designed to help businesses effectively manage cash flow to smooth out any short-term liquidity challenges. They are used to finance a business’s daily operational expenses and not for the funding of investments. For long term investments, take a look at our asset finance solutions. CUSTOMER TESTIMONIALS We went to few banks, but they just don’t get it. With white Oak Uk it’s simple – they understand our business and getting finance was fuss-free. Owner,Alchemy Coffe CUSTOMER TESTIMONIALS We went to few banks, but they just don’t get it. With white Oak Uk it’s simple – they understand our business and getting finance was fuss-free. Owner,Alchemy Coffe WHAT CAN WORKING CAPITAL LOANS BE USED FOR? Our working capital facilities can be used for a broad variety of reasons to support cash flow, and can be used for: Corporation and Income Tax Payments VAT Payments Insurance Cover Practising Certificates Software Licenses Annual Subscriptions & Licenses Talk to our working capital finance specialist today about what you need and we’ll find the right finance solution to help bring your plans to life. ABOUT WHITE OAK White Oak is an FCA authorised and regulated European Lending Platform which provides capital to support SMEs and mid-corporates through its full suite of flexible lending products. Since being established in 1986 we have focused on becoming a long-term finance partner to our customers, providing the right solution to support their business throughout their growth and development. Headquartered in the UK, our team of nearly 200 specialists are trusted by over 20,000 SMEs and mid-corporates who have rated White Oak as the number one non-bank finance provider on Feefo* with a rating of 4.9/5.0. As a financing affiliate of White Oak Global Advisors, LLC (WOGA), we are able to support our clients globally and draw on the experience of a net-work of 470 finance professionals. WORKING CAPITAL LOANS - PRODUCT OVERVIEW Product Terms Borrow from £25k to £1m 3 to 12 month terms Interest only option available Eligibility Requirements Trading for 3 Years or Longer Track Record of Profitability Short-Term Requirement Get in touch to discuss the working capital loan you need and speak to someone in our team who understands your business goals APPLY NOW REQUEST CALL LATEST BLOG CONTENT Why are we investing in Asset Finance talent for the future? At White Oak we know we need to go further to attract and keep talent in asset finance roles and have worked hard to establish an environment which fosters positive collaboration, enables shared expertise and ultimately motivates people to reach their potential. READ MORE Welcome Back! Our Welcome back hampers full of gifts for our employees in recognition of their resilience and hardwork throughout this pandemic! READ MORE FDG Group taps funding from White Oak to accelerate UK renewables business Family-run renewable energy business FDG Group has experienced rapid growth despite the challenges of the pandemic. READ MORE PRODUCTS Recovery Loans Scheme Working Capital Loans Business Development Loans Asset Finance Invoice Finance Asset Based Lending Supply Chain Finance Trade Finance ABOUT About Us News Blog Careers CONTACT +44 (0) 371 454 3557 +44 (0) 330 053 6163 Locations LEGAL How We Work Terms & Conditions Complaints Process e-Signature Privacy Terms Of Use Modern Slavery Statement SOCIAL MEDIA SITE MAP Legal Disclaimer LDF Operations Limited (Reg No:02029122), LDF Finance No.1 Limited (Reg No: 4893877), LDF Finance No.2 Limited (Reg No: 08822802) and LDF Finance No.3 Limited (Reg No: 8822799), trading as White Oak, are authorised and regulated by the Financial Conduct Authority for credit-related regulated activities (including hiring), each being incorporated under the Companies Acts in England & Wales and having their Registered Office at 2nd Floor, HQ, 58 Nicholas Street, Chester, CH1 2NP . LDF Ops Limited (Reg No: SC198910) trading as White Oak, is authorised and regulated by the Financial Conduct Authority for credit-related activities (including hiring) and having its Registered Office at Sixth Floor, 58 Waterloo Street, Glasgow, G2 7DA. White Oak UK (CBILS) Limited (Reg No: 12435750), incorporated under the Companies Acts in England & Wales and having its Registered Office at 2nd Floor, HQ, 58 Nicholas Street, Chester, CH1 2NP. White Oak Commercial Finance Europe (Non-Levered) Limited incorporated under the Companies Acts in England & Wales (Company Number 12536413) and having its Registered Office c/o Buzzacott LLP, 130 Wood Street, London, UK EC2V 6DL. *rating as at 20/05/2021 **formerly the LDF Group which was acquired in 2018 by White Oak Global Advisors, LLC, on behalf of its institutional clients. ***The AUM is unaudited and estimated based on net asset values of funds and managed accounts and uncalled capital commitments as the prior quarter and subscriptions through April 1, 2021. WOGA's regulatory AUM number in its most recent Form ADV may be materially different than WOGA's AUM as of the date hereof. © Copyright 2021 by White Oak. All Rights Reserved.