ACCOUNT LOGIN CONVENIENCE BANKING Home > Personal >Convenience Banking >Check Card PERSONAL VISA CHECK CARD Faster than a check, more convenient than a visit to the ATM, and safer than cash -- your check card is a great way to make purchases. VISA CHECK CARD FEATURES Deduct purchases from your checking account Nationwide ATM access Turn your card on and off and other features with Card Guard Fraud monitoring with Text Alerts Enhanced Security with Chip Card technology Link your First Bank of Berne check card to a mobile wallet app on your smartphone and your card becomes even more convenient. 24/7 CHECK CARD SUPPORT Privacy Policy Mobile Privacy Policy Consumer Awareness Accessibility Terms of Service Careers Member FDIC Equal Housing Lender © First Bank of Berne. All rights reserved.

ACCOUNT LOGIN HOME LOANS Home > Personal >Home Loans >Adjustable Rate Loans ADJUSTABLE RATE LOANS Adjustable rate loans from First Bank of Berne typically begin with a low, fixed rate for an initial term and adjust upward or downward. An adjustable rate loan is ideal if you need a large loan amount but want your payments lower initially. They may also be beneficial if you plan to move or refinance when the rate adjusts or if you expect your income to increase. DETAILS: Portfolio in-house loans 15% down payment No PMI (Private Mortgage Insurance) Competitive interest rates Multiple repayment terms available FIXED RATE LOANS Fixed rate mortgages have a constant interest rate so your monthly principal and interest payments do not change during the life and term of the loan. LEARN MORE FIND YOUR LENDING EXPERT Have a favorite lender or looking for someone specific? Use our handy Lender Directory to find the person you’re looking for. LENDER DIRECTORY Privacy Policy Mobile Privacy Policy Consumer Awareness Accessibility Terms of Service Careers Member FDIC Equal Housing Lender © First Bank of Berne. All rights reserved.