BECOME A MEMBER APPLY FOR HOME LOAN APPLY FOR OTHER LOAN Search toggle Online Banking Login MENU Dental and Vision Home > Protect > Dental and Vision Dental and Vision Plans Northrop Grumman Federal Credit Union is pleased to offer members the opportunity to purchase dental and vision insurance through CIGNA Dental Care and VSP. Enrollment benefits of our dental and/or vision care plans: Enroll up to the last quarter of the plan year Pro-rated premiums Coverage may start as soon as 15 days of enrollment Minimum commitment of one year Required NGFCU membership offers access to all other products and services Download and Print the ENROLLMENT KIT * Required Fields Dental and Vision Insurance Consultation Thanks for your interest in dental and vision insurance. Please send the form below to schedule a free, no-obligation insurance consultation with an NGFCU representative. Name: Email Address: Zip Code: Phone Number: Best time to call you (Pacific Time): Select... 6am-7am tam-8am 8am-9am 9am-10am 10am-11am 11am-12pm 12pm-1pm 1pm-2pm 2pm-3pm 3pm-4pm 4pm-5pm 5pm-6pm I am already an NGFCU member: Select... Yes No You are being asked for information relating to scheduling a dental and/or vision insurance consultation. Information you provide will be used for that purpose and will not be sold to other parties. Security Code: CIGNA dental care NGFCU members can choose from two plans: Cigna Dental HMO (Health Maintenance Organization) or Cigna Dental PPO Advantage (Preferred Provider Organization). Your spouse and children up to age 26 are also eligible for coverage under these programs. Cigna Dental HMO Cigna Dental PPO Advantage VSP Vision Care VSP (Vision Service Plan) is the largest vision care provider in the United States, with more than 71,000 locations. Eye exam once every 12 months. Prescription glasses (single vision, lined bifocal, lined trifocal and standard progressive lenses) once every 12 months. Frames covered up to $200 or $190 on featured frame brands and $110 for Costco, plus 20% off any out-of-pocket cost once every 24 months. When you choose contacts in lieu of glasses, your $150 allowance applies to the cost. Visit VSP to find a vision expert in the VSP Choice network or call 800-877-7195. Your Coverage Your Co-Pays When visiting a VSP network doctor, you'll receive: Exam Every 12 Months $20.00 Prescription Glasses $25.00 Lenses Every 12 Months Single vision, lined bifocal, lined trifocal, and standard progressive lenses Frames Every 24 Months Frame of your choice covered up to $200 or $190 on featured frame brands and $110 for Costco, plus, 20% off any out-of-pocket costs. Or Contacts Every 12 Months No co-pay applies Available in All States Payment options are Quarterly with EFT or Annual Payment. The rates shown below are Monthly rates for informational purposes only. If enrolling after the initial open enrollment period, call for current pro-rated plan year rates. Member Only $12.84 Member + One $19.91 Member + Family $28.69 These rates are for the July 1, 2021 plan year through plan year ending June 30, 2022. Important Numbers Call Toll Free 800-633-2848 (available 24/7) Credit Card Cardholder Services: 800-633-2848 (available 24/7) Debit Card Fraud Center: International Lost or Stolen Card: 727-227-9012 After hours Lost or Stolen Card: 800-754-4128 Members traveling or who reside outside of the US: 727-227-2447 Routing #322276088 Your savings insured to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency. Northrop Grumman Federal Credit Union does business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.