Intermediary site Home Buy to Let mortgages Buy to Let renovation loans Buy to Let renovation loans. Secured loans to kick-start your renovation Enquire today Over 4 to 30 years. Variable rates. Borrow up to £2m. Capital repayment and interest-only options. Your existing mortgage is unaffected. Consolidating unsecured debts with secured lending may increase the amount repaid overall. 4.5/5 average rating by independent customer Why choose Together? Vast Experience With over 45 years of lending experience under our belts, you can trust us to get things right for you. Enquire today Invest in your property If you've built up equity in your rental property, you can leverage it to borrow without remortgaging out of your current deal. Whether you want to renovate your residential investment property or upgrade the furniture in your holiday let, you'll have the choice between capital repayment and interest-only options. How it works This kind of loan isn't widely available, and is known in the industry as a 'second-charge' loan. It runs alongside, but independent of, any existing buy-to-let mortgage you have. You'll make payments on both at the same time, but it has its own rate and terms – so if you want it to end sooner than your existing mortgage, it can. In fact, you can borrow over as little as four years. Check your eligibility & enquire At Together, our flexible approach means that we can often lend where others can't. If you fit our criteria, we'll do everything we can to make it happen. To be eligible to borrow from Together, you must: Have found the property you wish to buy Be looking to borrow no more than 75% of the purchase price of the property you plan to buy Not be on furlough from your only source/s of income Not be at risk of redundancy Approval is based on a credit check and an assessment of your individual circumstances. Ready to talk? Enquire today for a callback from a member of our friendly, expert team. Enquire now Any property used as security, including your home, may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Buy-to-Let mortgage guide 9 steps to getting an unregulated buy-to-let mortgage . Find out more Existing customers How can we help? Find out more Latest news See what we've been up to. Find out more Reviews (46) Customer Rating 4.5 46 5 4 3 2 1 Customer Reviews Sort by: Newest Oldest 5 4 3 2 1 Clear Selection Follow us on Careers Website terms of use Privacy and cookie policy Manage Cookies Company policies Fair Processing Notice I have received someone else’s documents Important documents Together blog Together reviews The Great House Giveaway Sitemap Copyright 2021 Together is a trading style of each of the undernoted companies, which have their registered office address at Lake View, Lakeside, Cheadle, Cheshire SK8 3GW. Together Financial Services Limited | Registered in England and Wales - Company Registration Number 02939389. Together Financial Services Limited is the operator of this website. Together Personal Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA) | Registered in England and Wales - Company Registration Number 02613335. FCA number is 305253. Together Commercial Finance Limited | Registered in England and Wales - Company Registration Number 02058813 SPOT Finance Ltd trades under 2 trading names; Spot Finance Limited (Registered) and Together (trading). SPOT is authorised and regulated by the Financial Conduct Authority (FCA) | Registered in England and Wales - Company Registration Number 01998543. FCA number is 724450. Auction Finance Limited | Registered in England and Wales - Company Registration Number 04949929 Bridging Finance Limited | Registered in England and Wales - Company Registration Number 03166982 Blemain Finance Limited is authorised and regulated by the Financial Conduct Authority | Registered in England and Wales - Company Registration Number 01185052. FCA number is 719121. Together Personal Finance Limited is a member of the FLA. The FLA Lending Code can be found at www.fla.org.uk. Developed by Kagool