APPLY NOW HOME ANNUITIES OUR PRODUCTS RATE HISTORY COMPANY CONTACT ACCESSIBILITY Our fee-free annuities are a secure way to meet your retirement income goals. If you're retired or planning for retirement, our annuity products are designed to make your financial future more predictable. EARNING WITH ANNUITIES It's human nature to be afraid of the unknown. Annuities can provide security. An annuity is a contract with an insurance company which builds tax-deferred savings allowing you to meet your retirement financial goals. Protecting your hard-earned money, allowing it to work for you by earning interest, until needed in retirement. Often convenient payout options are available to help you manage your costs like healthcare and living expenses in retirement. Annuities also provide death benefit provisions, allowing you to name a beneficiary. Our Annuities Earn 2.5% APR* on Tax-Deferred Annuities, Traditional IRAs or ROTH IRAs NO ADMINISTRATIVE FEES. NO SURRENDER CHARGES. NO WITHDRAWAL FEES. OUR ANNUITY PRODUCTS Tax-Deferred Annuity Flexible Premium Annuity allowing you to continue to make unlimited deposits while interest is earned tax deferred until withdrawn. Partial or full withdrawals can be made at any time with no surrender charges. IRA Annuity ROTH IRA Annuity ROTH IRA allows you to save after-tax income, and earn interest tax-free. Transfers of ROTH retirement savings to Professional Life & Casualty Company are also an option, which secures your retirement savings, and earns a competitive interest rate. Interest rates are determined annually and guaranteed to never go below 1%. New Account Rates are subject to change throughout the year. We offer payout options to ensure you meet your IRA Required Minimum Distribution (RMD) annually, helping you avoid significant tax consequences. We offer convenient payout options - monthly, semi-annual, annual or partial withdrawals - to help you manage your living expenses in retirement. Withdrawal prior to age 59 1/2 may be subject to IRS penalty. IRA allows you to save earned income tax deferred until you withdraw funds in retirement. Our Flexible Premium Annuity allows you to make pre-tax contributions during your working years. Transfers of qualified retirement savings to Professional Life & Casualty are also an option which secures your retirement savings, and earns a competitive interest rate. We offer payout options to ensure you meet your IRA Required Minimum Distribution (RMD) annually, helping you avoid significant tax consequences. We offer convenient payout options - monthly, semi-annual, annual or partial withdrawals - to help you manage your living expenses in retirement. Withdrawal prior to age 59 1/2 may be subject to IRS penalty. Call 800-651-1800 Get Your FREE Info Packet PROVEN RESULTS A track record of competitive interest rates. The Board of Directors of Professional Life & Casualty Company periodically review rates to determine the crediting rates for existing balances and new contributions. Rates for new accounts are subject to change at any time, please contact us for the most current rate. Many other companies offer higher interest rates, but your money locked in for a defined time period and surrender charges apply if you withdraw funds. Professional Life & Casualty Company annuities have no hidden fees or surrender charges. We protect your hard-earned money, allowing it to work for you by earning interest, until you need it in retirement. Call us at 1-800-651-1800 during regular business hours with any questions you may have about our rates. 2020 2020 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 2021 2.50% 3.00% 3.50% 3.50% 2.50% 2.50% 2.50% 2.50% 2.50% 2.50% 3.50% 4.50% 4.50% 4.50% 5.00% 5.00% 5.00% 5.00% 5.25% 5.25% 5.75% 6.75% 6.75% 6.75% 6.75% 6.75% 5.50% 6.75% 2.50% + 0 Bonus 6/1/20-12/31/20 + 0 Bonus 4/1/20-5/31/20 + 0 Bonus 1/1/20-3/31/20 + 0 Bonus + 0 Bonus + 0 Bonus + 0 Bonus + 0 Bonus + 0 Bonus + 0 Bonus + 0 Bonus + 0 Bonus + 1.00% Bonus + 1.00% Bonus + 1.125% Bonus + 1.125% Bonus + 1.125% Bonus + 1.00% Bonus + 0.75% Bonus + 0.75% Bonus + 0.75% Bonus + 1.25% Bonus + 0.75% Bonus + 0.75% Bonus + 0.75% Bonus + 0.75% Bonus + 1.00% Bonus + 0.5% Bonus + 0 Bonus New Account Rates are subject to change throughout the year. Earn 2.5% APR* on Tax-Deferred Annuities, Traditional IRAs or ROTH IRAs NO ADMINISTRATIVE FEES. NO SURRENDER CHARGES. NO WITHDRAWAL FEES. Apply Now 2.5% APR* on Tax-Deferred Annuities, Traditional IRAs or ROTH IRAs NO ADMINISTRATIVE FEES. NO SURRENDER CHARGES. NO WITHDRAWAL FEES. Get Your FREE Info Packet *New Account Rates are subject to change throughout the year. 1-800-651-1800 WHO WE ARE Experienced Insurance professionals are just a phone call away. We will provide you personalized service by answering your questions, aiming to simplify the process for you to secure your retirement savings. We are ready to take your call during regular business hours Monday - Friday 9am to 4:30pm Central time. Professional Life & Casualty Company was incorporated in 1955 and is part of the Heritage Life Insurance Family. We have a long history helping people, and we are proud of the company we keep. Questions? An insurance expert is just a call away during business hours. Apply Now Call us at 1-800-651-1800 to speak directly to an insurance professional during business hours. CURRENT CUSTOMER CONTACT FORM We know it's not always convenient to get on the phone. If you have any questions about your account, you can write to us by using this web form. We'll be sure to get back to you quickly. Call us at 1-800-651-1800 to speak directly to an insurance professional during business hours. Are you a current customer? Yes No First and Last Name Phone Number Email Address Address City State Zip Subject Current Balance Address Change Beneficiary Change Death Claim New Account Question Transfer Request Withdrawal Request Other Questions arrow&amp;v How would you like us to contact you? Email Phone Mail Your Question or Message Submit HOME ANNUITIES OUR PRODUCTS RATE HISTORY COMPANY CONTACT ACCESSIBILITY Apply now Download forms 227 W Monroe St. Suite 3775 Chicago, IL 60606 1-800-651-1800 A proud part of the family Annuity products available in AZ, IL, IN, MT, ND and OK only | Copyright 2021 © All Rights Reserved. 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