Home Contact Us About Us Retirement Health Life Resources myLBIG Portal Leave more for your loved ones Liberty Legacy You’ve spent a lifetime building your wealth, working hard to achieve financial security. Now, in your retirement years, you have enough to live on – and a little more. Liberty Bankers can help you protect and grow that wealth, keeping it safe for your family. Liberty Legacy is a single premium whole life insurance policy, offering an income tax-free death benefit that you pay for in one lump sum. There are no additional payments, no policy fees or charges. And its value starts growing immediately. What our plans mean for you: Benefits and values guaranteed to age 121 Death benefit that avoids the expense and delay of probate Not subject to market or investment downturns No annual increasing cost of insurance Quick, simple approval process – with no medical exam required Despite best-laid plans, life sometimes takes us by surprise. If your situation changes and you need your money back, Liberty Bankers offers multiple ways to access your policy value. Accelerated Death Benefits We understand how devastating a diagnosis of terminal or chronic illness can be for you and your family. In these cases, you can receive a portion of your death benefit at no additional cost. See your policy for additional details including state variations, fees, limitations and exclusions, as well as definitions for terminal and chronic illness. Loans Policy loans of any amount up to the cash value are available at any time. Surrender At any time, you can decide to cash out your policy for guaranteed cash values, which increase tax-deferred each year. The cash surrender value may be less than the premium paid, however, depending on when the policy is surrendered. Annuitization If your financial situation changes unexpectedly, annuitizing your surrender proceeds can help protect your future income stream. This allows you to convert the value of the surrender into regular income payments for a specified number of years. Free-Look Provision We offer a 30-day free-look period in which you can receive the full return of your premium with no penalties or fees. Let’s plan for the future together. Just reach out with the form below or give us a call at 800-731-4300. Find the right plan for you Just reach out with the form below or give us a call at 800-731-4300. First Name * Last Name * ZIP Code Telephone Email * Topic of Interest General Info Life Insurance Supplemental Health Insurance Medicare Supplement Annuities & Retirement Planning Message * A licensed insurance professional may contact you regarding this insurance related information request. Please see our Privacy Policy for more information. Submit Call us today: 800-731-4300 About Us Company Affiliates Financial Summary CEO's Message Giving Back Management Team Retirement Annuities Liberty Legacy Health Medicare Supplemental Insurance Supplemental Health Life Final Expense Home Service Pre-Need Insurance Resources Contact Us Liberty Bankers Insurance Group | 1605 Lyndon B. Johnson Freeway, Suite 700 Dallas, Texas 75234 Privacy Policy | Terms of Use Copyright © Liberty Bankers Life Ins. Co. | All Rights Reserved. Products not available in all states. For information about your state please call 800-731-4300. LBL-GWS-CP001