Log In Mortgage Rates Current Mortgage Rates Rates Current Fixed Mortgage Rates Hawaii Guam Saipan PROGRAM RATE POINTS APR P&I 15-yr Fixed Rate¹ 2.000% 2.125 2.42% $6.43 per $1,000 borrowed for 180 Monthly Payments 30-yr Fixed Rate¹ 2.750% 1.875 2.96% $4.08 per $1,000 borrowed for 360 Monthly Payments Interest rates updated as of 11/23/2021 1 Annual Percentage Rate (APR) and monthly principal and interest payments are calculated based on owner-occupancy, 20% down payment, the respective rate, related fees, and associated expenses. The rates and fees quoted are subject to change at any time and are based on a purchase transaction with a 45-day lock period. 30-day and 60-day lock pricing are also available to fit your lending needs. Applicable add-ons apply. Subject to credit approval. Other rates and terms available. Payments do not include amounts for taxes and insurance premiums, if applicable, and actual payment obligation may be greater. Not available through mortgage originator companies. For real properties located in the State of Hawaii and Guam only. Current ARM Mortgage Rates Hawaii Guam Saipan PROGRAM RATE POINTS APR P&I 3-yr ARM² 2.000% 0.625 2.70% $3.69 per $1,000 borrowed for First 36 Monthly Payments 5-yr ARM² 2.125% 0.625 2.65% $3.75 per $1,000 borrowed for First 60 Monthly Payments 7-yr ARM² 2.375% 0.625 2.73% $3.88 per $1,000 borrowed for First 84 Monthly Payments 10-yr ARM² 2.500% 0.625 2.71% $3.95 per $1,000 borrowed for First 120 Monthly Payment Interest rates updated as of 11/23/2021 Adjustable Rate Mortgages (ARMs) adjust after the initial fixed rate period and your interest rate can increase or decrease every 6 months according to the current index. Adjustments for the 3, 5, 7, and 10 year Adjustable Rate Mortgages (ARMs) is based on the 30 Day Average of the Secured Overnight Financing Rate as published by the Federal Reserve Bank of New York, plus a margin of 2.75% for owner-occupant, 3.25% for investors. 2 Annual Percentage Rate (APR) and monthly principal and interest payments are calculated based on owner-occupancy, 20% down payment, the respective rate, related fees, and associated expenses. The rates and fees quoted are subject to change at any time and are based on a purchase transaction with a 45-day lock period. 30-day and 60-day lock pricing are also available to fit your lending needs. Applicable add-ons apply. Subject to credit approval. Other rates and terms available. Payments do not include amounts for taxes and insurance premiums, if applicable, and actual payment obligation may be greater. Not available through mortgage originator companies. For real properties located in the State of Hawaii and Guam only. Ready to get started? FIND A LOAN OFFICER QUICK QUOTE We're here to help Follow us Routing Number: Hawaii: 121301015 | Guam: 121405238 | CNMI: 121403065 COMPANY RESOURCES LEARN PLANS AND PROGRAMS Terms of Use Privacy Notice at Collection Sitemap Accessible Banking Deposit products offered by First Hawaiian Bank,Member FDIC Equal Housing Lender ©2021 First Hawaiian Bank First Hawaiian Bank products and services are not available for residents of the European Union.