Download Adobe Acrobat Reader 5.0 or higher to view PDFs. Farmers Trust & Savings Bank BANK BORROW LEARN CONNECT Toggle search form The right checking account will help make managing your money easier. We have a variety of checking solutions, each with its unique benefits to meet your unique financial needs. e-Conomy Checking Traditional Checking e-Plus Interest Checking Select Interest Checking Platinum Benefits Best if you... Want a low cost, minimum balance account. Want a low cost, minimum balance account. Want to earn interest while maintaining moderate balance. Want to earn interest while maintaining a moderate balance. Want to be rewarded for maintaining a larger balance relationship. Minimum to Open $100 $100 $100 $100 $1,000 Pays Interest No No Yes Yes Yes Special Features FTSB Benefits Bundle* FTSB Benefit Bundle* FTSB Benefit Bundle* FTSB Benefit Bundle* FTSB Benefit Bundle* Platinum BenefitsTM Services** Statements Electronic Mailed Electronic Mailed Your choice Ways to Reduce Charges None Maintain $2,000 average balance and receive 5% credit toward per debit charges Maintain $1,500 average balance Maintain $1,500 average balance Maintain $50,000 average deposit relationship and one monthly direct deposit Service Charges None $1.94 $6.05 $6.05 $25 Activity Charge(1) None $.10/paper debit $.06/electronic debit None $.20/paper debit $.10/electronic debit None * FTSB Benefit Bundle All our personal checking accounts come with: FREE 24/7 account access: Online Express internet banking Mobile Express mobile banking BillPay Express online bill payment SHAZAMChek or PictureIt: Personalized Debit Cards Use FTSB-owned and Privileged Status Network ATMs (Opens in a new Window) surcharge free Image statements Unlimited check writing and ATM use Complimentary initial personalized checks Overdraft protection available $1,000 AD&D insurance benefit FDIC Deposit Insurance ** Platinum Benefits Service Platinum Benefits Services are a way of showing our appreciation to our loyal personal checking customers who maintain larger deposit relationships. Platinum Benefits Services include: FREE checks FREE domestic wire transfers FREE 3x5 Safe Deposit Box or credit for larger size .15% bonus on CDs and IRAs 1.00% discount on consumer loans FREE gift and travel cards FREE bank money orders FREE notary service DISCOUNTED ID TheftSmart service (1) - All accounts include a $.25/deposited item in excess of 20 activity charge For full details, please download our Personal Checking Solutions Brochure. (Opens in a new Window) BACK TO TOP 510 Elm Street P.O. Box 90 Williamsburg, IA 52361 Phone: 319-668-2525 Member FDIC Equal Housing Lender Verified: Dec 4, 2021 Send Secure Message (Opens in a new Window) Lost/Stolen Debit Card Order Checks (Opens in a new Window) Disclosures USA Patriot Act Terms & Conditions Privacy Policy Created by Profitstars® ©2021 Farmers Trust & Savings Bank.