Go to main content Online banking Username Password Enroll Now | Forgot password? Cash back with Visa Rewards credit card! 1% on purchases | Apply here Oregon State Credit Union 1% cash back on purchases with Visa Rewards credit card, plus low or no annual fee. Get details here Auto loans from Oregon State Credit Union Auto loans — apply online today Finance new or used vehicles, check rates, use our auto loan calculator. Learn more or apply | Auto loans College scholarship apply now College scholarships: apply now We'll award ten $2,500 scholarships to high school seniors next year. Apply today | College scholarships Open an account Apply for a loan View locations Explore business services Get a free insurance quote Skip a payment Featured personal and home loan rates See home loan rates here or our personal loan rates below. New auto loan APR as low as 3.24% Home equity APR as low as 3.25% RV loans APR as low as 4.74% View all loan rates Apply for a loan Fraud protection details Four new fraud articles Learn more, be prepared: 1) cyber-security 2) cyber-crime 3) password best practices 4) how to fight phishing. Get details | Fraud articles and how-tos Home loans Mortgage loans — apply today Explore home loan options including fixed-rate mortgages, first-time homebuyer, home equity lines, land and construction loans. Up to $500 credit toward closing on select services. Choose and apply with a loan officer, use our calculators, plus more. Get started | Home loans Bank at home Branch lobby access is limited but you can bank from home. Try our mobile app with check deposit, online banking, pay loans with your debit card, text banking and more. Try mobile banking | app or text Kids save with the Scottie Savers Club Tips for teaching kids to save Your kids learn best from you! The Scottie Savers Club is a great tool to use when teaching your kids about money. Need help talking about money and saving? Try these practical tips | Scottie Savers Club Paycheck Protection Program Learn more about SBA PPP loan forgiveness, our guidelines for what to do, plus resources and additional information. See PPP details here Join Oregon State Credit Union Your best choice for personal and business banking with a variety of accounts for our members, including loans, checking, saving and investment accounts. Not a member? Join today! Compare rates and fees for car loans and mortgage financing, Visa credit cards or debt consolidation. Learn more or join online Free Checking less fee more free Free Checking: less fee, more free Get Free Checking for members: choose from Free Checking, Platinum Checking or Teen Checking. Unmatched member service, competitive rates and fees, and more convenience. Open an account | Free Checking The credit union difference At the heart of your credit union there's a difference Not-for-profit Credit unions are not-for-profit financial cooperatives. We exist to serve our members, not to deliver a profit to stockholders. Unlike other financial institutions, credit unions do not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to members in the form of competitive financial offerings, more service and convenience. Learn more about the credit union difference Accessibility assistance: If you have difficulty accessing or using any portion or function of our online or mobile channels, please call us at 800-732-0173 or email us. We will work with you to provide the information, item, or transaction you seek in a manner that we believe is accessible for you, as we are able. Branches Contact us Careers Site Map Oregon State Credit Union PO Box 306 Corvallis, OR 97339 Phone: 800-732-0173 | Routing number #323274270 | NMLS #472475 Contact Form Email Us Branch locations