JOIN | APPLY FOR A LOAN | RATES | BRANCHES & ATMS | LOG IN SEARCH SAVE SPEND BORROW BUSINESS PLAN CONNECT FINANCIAL CALCULATORS Home / Discover how long it will take you to achieve your wishes, hopes and dreams. Then, let us help you get there. Home Personal Investment Home Financing Should I refinance? How much will my fixed rate mortgage payment be? How much will my adjustable rate mortgage payments be? Which mortgage is better for me? How much will I save by increasing my mortgage payment? Calculator disclaimer Presented by TimeValue Software ©2021 Take The Next Step Now that you know what it will take to make your goals happen, let us help you get there. SAVE Save the way you want and meet your goals. START SAVING HOME Get pre-approved for or refinance your home loan. APPLY ONLINE BORROW Get what you need with credit, or an auto or personal loan. APPLY ONLINE PLAN Meet with an advisor to help achieve your goals. MEET YOUR ADVISOR CONTACT US | 651.215.3500 ABOUT SPIRE BRANCHES & ATMS EVENTS & SEMINARS JOIN SPIRE CAREERS GIVE BACK SPIRE NEWS FEES RATES FINANCIAL CALCULATORS FRAUD PREVENTION MEMBER SERVICES SPIRE DIGITAL BANKING ADA COMPLIANCE NOTICES & DISCLOSURES PRIVACY FORMS ELECTRUS - A DIVISION OF SPIRE SPIRE NMLS: #469510 SPIRE ROUTING NUMBER: 291075116 ©2021 SPIRE Credit Union. All rights reserved.

× SPIRE Brooklyn Center: Electrus - A Division of SPIRE will be closed on Friday, November 26. JOIN | APPLY FOR A LOAN | RATES | BRANCHES & ATMS | LOG IN SEARCH SAVE SPEND BORROW BUSINESS PLAN CONNECT BORROW Home / Borrow SPIRE Loans & Credit Accounts SPIRE offers many affordable ways to improve your life. HOME Make your dream home a reality with SPIRE Mortgage Loans. Get funds for projects, debt, and more with SPIRE Home Equity Loans. We will be with you at every turn with the SPIRE Real Estate Center. VEHICLE Get some of the lowest rates around with SPIRE Vehicle Loans. Finance your lifestyle with SPIRE RV Loans. Save money on your current auto loan with SPIRE Vehicle Refinance Guarantee. PERSONAL & CREDIT Borrow money for any purpose with SPIRE Personal Loans. Enjoy low rates, chip security, and SPIRE Mobile Wallet with SPIRE Visa Credit Cards. SPIRE can help finance your education with Student Loans. 2Offer valid on auto loans currently fi nanced with a lender other than SPIRE. Minimum amount fi nanced is $5,000. $100 will be deposited to the share savings account upon loan account opening. Loans subject to credit approval. Offer subject to change without notice. Other terms and conditions may apply. Must be a SPIRE Credit Union member. Member responsible for any applicable taxes. Offer expires 12.31.2021. Subject to termination at any time. Federally Insured by NCUA. CONTACT US | 651.215.3500 ABOUT SPIRE BRANCHES & ATMS EVENTS & SEMINARS JOIN SPIRE CAREERS GIVE BACK SPIRE NEWS FEES RATES FINANCIAL CALCULATORS FRAUD PREVENTION MEMBER SERVICES SPIRE DIGITAL BANKING ADA COMPLIANCE NOTICES & DISCLOSURES PRIVACY FORMS ELECTRUS - A DIVISION OF SPIRE SPIRE NMLS: #469510 SPIRE ROUTING NUMBER: 291075116 ©2021 SPIRE Credit Union. All rights reserved.