Locations Contact About Blog LOG IN Personal Business Personal Checking Savings Mortgages Loans Online & Mobile Personal Banking Savings Made Simple Mortgages Mortgages Made Simple Take your next step to home sweet home. Our team works by your side throughout the mortgage process to help you achieve your goals. Apply Online Mortgage Center Login Competitive Rates Call us at 877-679-9646 for more info. Personalized Service Get expert guidance from your mortgage executive. Conventional Buying or Refinancing For buying a new home or refinancing an existing home. Rates Call us at 877-679-9646. APPLY FOR A CONVENTIONAL MORTGAGE Refinancing Improve Financing For reducing interest cost or consolidating debt. Rates Call us at 877-679-9646. APPLY FOR REFINANCING First-Time Homebuyer Buying Your First Home For buying your first home. Rates Call us at 877-679-9646. APPLY AS A FIRST-TIME HOMEBUYER FHA or USDA Small Down Payment For buying a home with a small down payment or purchasing a home in a rural area or other eligible geographic location. Rates Call us at 877-679-9646. APPLY FOR A USDA OR FHA MORTGAGE Veterans Veteran Homebuyer For active-duty military or those who have served. Rates Call us at 877-679-9646. APPLY FOR A VA LOAN Construction or Lot Building Restoration For buying land, building your own home, or making restorations. Rates Call us at 877-679-9646. APPLY FOR A CONSTRUCTION LOAN We’ll help you find the right mortgage. Already know which mortgage executive you’d like to work with? Select their name when you apply. Request Information Find a Mortgage Executive MORTGAGE EXECUTIVE NAME LOCATION All Atlanta Charleston Charlotte Columbia Greensboro Greenville Raleigh Summerville SEARCH Answers to Your Questions ASK Clients must be of legal age to open an account. Credit requests and collateral are subject to approval. Note About the USA Patriot Act and Identity Verification The USA PATRIOT ACT has paved the way for financial institutions to help prevent fraud, identity theft, and the spread of terrorism. It required financial institutions to obtain more information from an individual or legal entity to help establish identity. Your cooperation is needed when you open a new account or request a loan. You may be asked more questions to establish and confirm your identity. It may also be required for you to provide one or more forms of identification. First Insights Your Comprehensive Cybersecurity Checklist: 30+ Strategies to Safeguard Your Information The Importance of Maximizing Your Employee Benefits Complete These Financial To-Dos Before Your Next Vacation Locations Investors Careers SUPPORT Customer Service Support: 877-679-9646 Rates: 877-679-9646 Telephone Banking 877-336-2093 Lost or Stolen Card Debit/ATM Card: 800-500-1044 Report Fraud 877-679-9646 ROUTING Routing Number: 053208011 Use Corporate Office Address: 100 Verdae Blvd, Suite 100, Greenville, SC 29607 © Southern First Bancshares Privacy Policy Security Policy External Link Policy