Routing #251481957 Contact Us Rates Search Go to main content Menu Login Personal & Home Loans Apply Now Life is personal. When you need additional funds to make ends meet, Northern Star CU provides you with affordable options. Unsecured Personal Loan The starting amount is $1,000. This account is best if you need a small amount of money to handle personal needs. As low as 10.99% APR Terms up to 36 months Open an Account Home Equity Lines of Credit The starting amount is $25,000. You can borrow up to 75% of home’s value. HELOC include: A 5 Year Draw Terms up to 20 years As low as 3% APR Open an Account Second Mortgage The starting amount is $25,000. You can borrow up to 85% of your home’s value. 2nd Mortgages include: Terms up to 15 years As low as 2.5% APR Open an Account Features Benefits Unsecured Loans HELOCs 2ndMortgage Used for Home Repairs Low Starting Amount Short Terms Low Rate Go to main navigation Overdraft Protection This feature covers your assets in the event you bounce a check or a payment is returned. The maximum coverage available to members is $2,500 with rates as low as 12.5% APR. Protect Your Assets Mobile Apps - Apple & Android Shared Branch & ATM Locator How will Extra Payments Affect My Loan? Connect With Us 5100 George Washington Hwy Portsmouth, VA 23702 757-487-3474 Grow With Us Become a Member Apply for a Loan Site Tour Emergency Numbers Report a Lost/Stolen Card 1-800-528-2273 Dispute Fraud 1-800-808-6402 Bill Pay Questions 1-888-918-7584 Mobile Apps Stay connected at home or on-the-go with our Mobile App! Part of the Community Northern Star Credit Union has proudly served the Hampton Roads community for over 90 years. Better than a bank, we provide financial solutions to help members through each stage of life. Account Disclosures FAQs Privacy Policy