Schedule An Appointment Routing/Wire Transfer Blog Locations & ATMs Contact Us Search: Submit DEPOSITS LOANS SERVICES ABOUT ACU LOG IN Business Investment Account Minimum deposit of $1,000 to open. Choose a term ranging from six months to five years. A fixed rate ensures your earnings. To open your Business Investment Account today, call 972-494-5328 or 1-800-543-2811. Reap the rewards of investment without the stock market risk. Earn guaranteed returns with a Business Term Share Certificate or Money Market Account from America’s Credit Union. Choose from two great options! Term Share Certificate Features: Minimum deposit of $1,000 to open. Choose a term ranging from six months to five years. A fixed rate ensures your earnings. Funds withdrawn prior to maturity date are subject to monetary penalties. Money Market Features: Earn more while maintaining the liquidity you need. Minimum $2,500 to open. Easy access to your funds with up to three checks per month and three withdrawals or transfers per month. Maintain an average daily balance of $1,000 to earn dividends. No monthly fee (must maintain an average daily balance of $500). Questions about Small Business Investments? Please contact us today! Banking with a Credit Union Matters The future of your business depends on hard work, smart decisions and the right partner. America's Credit Union is the right partner for your growing business. We will support you and help you grow by offering the tools, advice, products and services your business needs to succeed. As a business member you will become a part-owner in our financial cooperative. You understand the value of ownership better than anyone. In fact, many of the core values we honor are probably in alignment with yours: service, integrity, excellence, financial stability, and the cooperative philosophy. We have a team of dedicated business specialists ready to talk to you about your business goals, aspirations, and dreams. Together we can make them a reality. Start investing in your future by opening a Business Term Share Certificate or Business Money Market Account today, or contact us to schedule a time to meet with a Business Specialist. Business Investments Rates ACCOUNT TYPE AVERAGE DAILY BALANCE TO EARN DIVIDENDS DIVIDEND RATE* ANNUAL PERCENTAGE YIELD (APY)* Business Money Market $1,000-$9,999.99 0.050% 0.05% Business Money Market $10,000-$24,999.99 0.100% 0.10% Business Money Market $25,000-$299,999.99 0.100% 0.10% Business Money Market $300,000 and above 0.150% 0.15% Effective May 1, 2021 Please click here to view our Business Term Share Certificate Rates. * Fees could reduce the earnings. Questions? Call 1-800-543-2811. Related Links Business Checking Account Take advantage of ACU's Business Checking Account and start spending less and saving more! Contact Us Contact ACU via phone, email, or online form with questions or concerns. View branch hours and addresses. Is the 1-Hour Lunch History? The lunch "hour" may be a concept of the past, new research from staffing firm OfficeTeam suggests. Taxes in Retirement Learn more about how taxes will impact you during retirement. Don't lose the opportunity to save for an additional six years. Get Cyber-Secure Important reminders from the National Cyber Security Alliance (NCSA) and the Better Business Bureau (BBB). Locations and ATMs Find the nearest ACU branch location and check out the surcharge-free ATM networks with over 90,000 ATMs in the United States. ALL DEPOSITS ALL LOANS ALL SERVICES ABOUT ACU Routing #311982435 Disclosures ACU Blog Contact Us Locations & ATMs Dallas, TX Garland, TX Lancaster, TX Mesquite, TX Springfield, MO ACU NMLS ID #562279 Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency Privacy Policy Site Map America’s Credit Union will NOT ask you to update your information through an e-mailed link or a cell phone text message. Should you receive an e-mail or text message allegedly from America’s Credit Union requesting such an update, please contact us immediately. The ACU website features a number of links to entities associated with ACU and/or the credit union industry. By accessing any of these links, you will be leaving the ACU site and entering a site hosted by another party. For your protection, we encourage you to read the privacy and security policies of the sites you enter, as these policies may be different from those of ACU. America's Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 972-494-5328 or 800-543-2811 so that we may promptly assist you and remedy any accessibility concerns. © America’s Credit Union 2021 All Rights Reserved.