Locations FAQs News Resources Bank Borrow About SIGN IN SIGN UP OPEN AN ACCOUNT Which account is just right for you? Our relationship-based approach to banking means helping connect you to the banking solution that best fits your needs. Fill out the form below and one of our team members will help you decide which account type is the right fit to help you meet your wealth-building goals. Name* Phone* Email* I'm interested in Existing Customer - banking Existing Customer - loans Opening a bank account Applying for a loan Web/Mobile banking Other Best time to contact me Morning Mid-day Afternoon Small Business Banking Accounts Account Types Minimum Balance to Open Minimum Balance to Waive Monthly Fee Monthly Fee (if min. balance not maintained) Over Draft Privilege Annual Percentage Yield Opportunity Account $0.00 $1,000 $10.00 Yes Non-interest bearing Opportunity Saver $0.00 $1,000 $10.00 No Interest bearing Premier Checking $0.00 $50,000 $50.00 Yes Non-interest bearing Platinum Checking $0.00 $100,000 $100.00 Yes Non-interest bearing Personal Banking Accounts Account Type Minimum Balance to open Minimum Balance to Waive Monthly Fee Monthly Fee (if min. amount not maintained) Overt Draft Privilege Annual Percentage Yield Opportunity Account $0.00 $100 $10 Yes Non-interest bearing Opportunity Saver $0.00 $100 $10 No Interest bearing Premier Privileges $0.00 $50,000 $25 Yes Non-interest bearing Platinum Privileges $0.00 $100,000 $50 Yes Non-interest bearing About Mission Frequently Asked Questions Client Stories News Careers History Locations Products Personal Banking Small Business Mobile Banking Personal & Business Lending Home Loans Customer Resources Contact 803-733-8100 support@optus.bank* Our Apps Mobile Banking Shake & Bank Legal Privacy Policy Terms & Conditions Privacy Statement Like Us On Facebook Follow Us on Linkedin Follow Us on Instagram *For your protection, please do not send any account numbers or personal identifying numbers such as social security numbers via email. © 2020 Optus Bank. All rights reserved. Member FDIC. Website by 37 Gears. Optus Bank, Inc. | NMLS #: 811363 | Licenses | NMLS Consumer Access This website contains links to external websites. Optus Bank neither endorses nor guarantees any of the information, recommendations, optional programs, products, or services advertised, offered by, or made available through any external website (“Products and Services”) and disclaim any liability for any failure of the Products and Services.