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| I Want To Personal Business Technology Community Locations mobile menu toggle | | Phone icon About Smart Financial Smart Financial is a full-service, financial institution that focuses on people, not profits. Our staff is united in its passion to provide superior service. Our purpose is to give back to the community while helping valuable member-owners like you with your financial needs. Explore our Annual Reports to learn how we are working to do just that. Routing Number: 313083578 (713) 850-1600 6051 North Course Dr. Houston, TX 77072 infomain@smartcu.org About Smart Careers Foundation Locations Contact Us Terms & Conditions Privacy & Security Disclosures Help Copyright © 2021 Smart Financial Credit Union-Member NCUA, Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Routing Number: 313083578