Locations Make an Appointment Log In Search Home Bank Borrow Invest & Insure Business About Learn Can't find something? Home / Fraud Protection and Prevention I Think I’m a Victim of Fraud, What do I do? Experiencing any type of fraud is difficult to deal with. We want to provide you with a list of ways to first respond to your suspicion. This is a comprehensive list of the most common instances of fraud; however, if you have another case, please call us at 1-800-232-3642. Debit & ATM Card Fraud Check Fraud Identity Theft ACH Fraud Wire Fraud Credit Card Fraud Loan Fraud Online Banking Fraud Services We Offer to Protect and Prevent MasterCard Identity Theft Protection Account Alerts Debit Card Fraud Text Alerts If you have any questions or need help signing up for any of these services, contact us or visit any location. We’d be happy to help. Personal Information To Protect Never Give Out the Following Information: Account Number Online Banking Password and User Name Debit and Credit Card Number PIN Any other personal information unless you are talking to a trusted source. I want to protect myself. How do I prevent fraud? You don’t think about the need for fraud prevention until you have been the victim of fraud. Fraud prevention includes simple actions that you can take to help reduce the chance of losing your private information to fraudsters. There are also different ways to monitor and protect your personal information from each type of fraud. All of them involve safeguarding private information such as passwords, account numbers, card numbers, and Social Security numbers. Debit and ATM Card Fraud Check Fraud Identity Theft ACH Fraud Wire Fraud Credit Card Fraud Loan Fraud Online Banking Fraud The Three Major Credit Bureaus Financial institutions, loan agencies, and other organizations that pull credit reports to review before opening a line of credit will use one of these three credit bureaus. If you contact each one, you can freeze your credit or block your credit from being pulled to review. This involves receiving a password for each bureau so you can call and unfreeze your credit when you do want to open a line of credit for yourself. www.Equifax.com 800-685-1111 Equifax www.Experian.com 888-397-3742 Experian www.TransUnion.com 800-916-8800 TransUnion Even Though Fraud is Not 100% Preventable, You can: Review your credit report annually. The Fair and Accurate Credit Transaction Act (FACTA) provides you with the ability to receive a free credit report once every 12 months. To learn more, visit www.annualcreditreport.com. Add Account Alerts so you don’t miss withdrawals from your account. Make sure you receive Debit Card Fraud alerts. Sign up for MasterCard Enhanced ID Theft Protection. Shred old credit card paper statements. Always be careful and exercise caution when sharing personal information online. Home Contact Us Connect with Us on LinkedIn Connect with Us on Facebook Connect with Us on Twitter Become a Member Schedule an Appointment Locations Deposit Rates Loan Rates Careers Privacy Policy Equal Housing Opportunity. Federally Insured By Ncua. Routing Number: 274972883 © 2021 Centra Credit Union All Rights Reserved. | 3801 Tupelo Drive, PO Box 789, Columbus, IN 47202 Please note that on our website we use cookies necessary for the functioning of our website, cookies that optimize the performance. To learn more about our cookies, how we use them and their benefits, please read our Privacy Policy. OkPrivacy policy