skip navigation Menu PRINCIPAL PLANNING, INC. Phillip Q. Shrotman Videos These engaging, short animations focus on a variety of financial topics and illustrate key financial concepts and current events. Choose any of the videos below and then click the start arrow to watch. Do You Know Who Your Beneficiaries Are? Should You Pay Off Debt or Save for Retirement? Should you pay off debt or save for retirement? That’s a good question. These points may help you decide. Should You Sell When the Market Drops? The stock market can take investors on a wild ride. Should you consider selling your stocks when the market drops? 3 Potential Benefits of Dollar-Cost Averaging Dollar-cost averaging is a disciplined investing approach and is one way to ride out market fluctuations. Leaving Your Employer? Don’t Forget Your Retirement Savings Plan When leaving your employer you’ll need to decide what to do with the money in your retirement savings plan. The Basics of Social Security Retirement Benefits How much do you know about your Social Security retirement benefits? Financial Planning: Helping You See the Big Picture Financial planning is a process that can help you reach your financial goals by evaluating your whole financial picture. Stocks and Stock Mutual Funds 101 Investing in stocks and stock funds can help you pursue financial goals, but consider the risks and rewards first. Bonds and Bond Mutual Funds 101 Investing in bonds and bond funds can help you pursue financial goals, but consider the risks and rewards first. The Pros and Cons of a Big Tax Refund Is receiving a big tax refund a reason to celebrate? What Is Investment Risk? How different types of risks can adversely affect your investments Do You Know Who Your Beneficiaries Are? Valuable assets will convey directly to beneficiaries, regardless of instructions in a will. The Value of a Bond How interest rate changes influence bond prices. What Would Happen to Your Estate? Estate planning documents can help you manage your estate. What Is An Annuity? Immediate or deferred annuity: there's no right answer. Contact Us 194 Marina Drive,, #202 Long Beach, CA 90803 Phone: 562/ 598-3700 Fax: 562/598-7333 “Securities offered through BB Graham & Co. a Registered Broker/Dealer, member FINRA/SIPC. Principal Planning Service Inc. is not affiliated with BB Graham & Co.” Site Map Check the background of this financial professional on FINRA's BrokerCheck