Main Menu LOGIN HEALTH SAVINGS ACCOUNTS Businesses offering a High Deductible Health Plan (HDHP) to employees have the option to partner with Home Federal on a HDHP Health Savings account. This partnership is a great way for employees to save for qualified medical expenses while taking advantage of certain tax benefits. The money in the accounts is owned and controlled by the employee. They can use the funds on all qualified medical, dental (including braces), vision, and hearing aid expenses. YOUR EMPLOYEES ARE ELIGIBLE IF THEY: Are under the age of 65 Participate in a high deductible health plan Are not covered by another health plan Eligibility applies to individuals and employer groups. There are no size restrictions on employer groups. For more information about, or to setup Health Savings Account access for employees, please contact your local business banking expert. Other types of Business Checking accounts: For Profit Business Checking Nonprofit Business Checking Stay Connected Sign up for our exclusive tips and expert advice: Name Email SIGN UP Home Federal on YouTube Home Federal on Facebook Home Federal on Instagram Home Federal on LinkedIn 888.489.5355 Routing Number 291270050 Consumer Banking Commercial Banking About Us Locations & ATMs Careers Legal Disclosures © 2021 Home Federal Savings Bank

Main Menu LOGIN CARDGUARD Bring your banking – and your financial safety – home with the CardGuard app and Home Federal. Help prevent fraudulent activity on your debit card right from your smartphone. Create spending limits for family members or employees. Set transaction alerts based on amounts, locations, or merchant types. Receive instant notifications when a transaction occurs outside of the GPS location of your smartphone. Turn your debit card ON or OFF at any time, straight from your smartphone. Watch this video to see how it works: MONITOR SPENDING AND PROTECT YOUR DEBIT CARD. IT’S EASY – JUST FOLLOW THESE 3 STEPS: Access CardGuard directly from the menu in your online or mobile banking account. Follow the onscreen instructions to register your Home Federal debit card(s). Choose your secure settings. Note: You must have an active Home Federal debit card to use CardGuard. When accessing CardGuard for the first time from your mobile banking app, you will be directed to download the CardGuard app from the app store or Google Play on your mobile device. Once downloaded, you will continue to access CardGuard as needed through the Home Federal mobile banking app, but must leave the CardGuard app installed to work. Take control of your Home Federal debit card with CardGuard today! Are you a previous CardValet user? You'll be able to easily migrate from CardValet to CardGuard using these instructions. If you have additional questions regarding CardGuard, please contact us! Stay Connected Sign up for our exclusive tips and expert advice: Name Email SIGN UP Home Federal on YouTube Home Federal on Facebook Home Federal on Instagram Home Federal on LinkedIn 888.489.5355 Routing Number 291270050 Consumer Banking Commercial Banking About Us Locations & ATMs Careers Legal Disclosures © 2021 Home Federal Savings Bank