Wholesale Broker Portal Apply Now Find a Branch Make a Payment Down Payment Assistance Options One of the most common misconceptions about purchasing a home is that you need a 20% down payment to get a mortgage. While that used to be true, that is no longer the case. Mountain West Financial Inc. is a leader in affordable housing solutions, from down payment assistance grants to interest-free second mortgages and other special mortgage programs. There are several options for those who want to achieve the dream of homeownership - and we want to guide you through that process. Mountain West Financial® offers over 125 different Down Payment Assistance Programs. Deferred payment silent seconds, Forgivable silent seconds, Matched savings programs, Mortgage tax credits, Housing Finance Agency Programs and Grants are all different forms of Down Payment Assistance that are available. Programs can be used for down payment, closing cost assistance and more! Not limited to first-time homebuyers. Options available for FHA, VA, Conventional, and USDA Home Loans. Specialty programs available for teachers, firefighters, police officers, Veterans and more! Down Payment Assistance programs available in Arizona, California, Colorado, Nevada, New Mexico, Oregon, Texas, Utah, and Washington. Use our exclusive Down Payment search tool to see what programs you may be eligible for: Our Mortgage Loan Professionals are waiting to help you. Discuss your needs with one today! GET A QUICK QUOTE First Name * Last Name * Email * Home Phone * Loan Amount * Select Less than $70,000 $70,001 - $80,000 $80,001 - $90,000 $90,001 - $100,000 $100,001 - $110,000 $110,001 - $120,000 $120,001 - $130,000 $130,001 - $140,000 $140,001 - $150,000 $150,001 - $160,000 $160,001 - $170,000 $170,001 - $180,000 $180,001 - $190,000 $190,001 - $200,000 $200,001 - $210,000 $210,001 - $220,000 $220,001 - $230,000 $230,001 - $240,000 $240,001 - $250,000 $250,001 - $275,000 $275,001 - $300,000 $300,001 - $325,000 $325,001 - $350,000 $350,001 - $375,000 $375,001 - $400,000 $400,001 - $425,000 $425,001 - $450,000 $450,001 - $475,000 $475,001 - $500,000 $525,001 - $550,000 $550,001 - $575,000 $575,001 - $600,000 $600,001 - $625,000 $625,001 - $650,000 $650,001 - $675,000 $675,001 - $700,000 $700,001 - $725,000 $725,001 - $750,000 $750,001 - $775,000 $775,001 - $800,000 $800,001 - $825,000 $825,001 - $850,000 $850,001 - $875,000 $875,001 - $900,000 $900,001 - $925,000 $925,001 - $950,000 $950,001 - $975,000 $975,001 - $1,000,000 $1,000,001 - $1,100,000 $1,100,001 - $1,200,000 $1,200,001 - $1,300,000 $1,300,001 - $1,400,000 $1,400,001 - $1,500,000 $1,500,000+ Property Value * Select Less than $70,000 $70,001 - $80,000 $80,001 - $90,000 $90,001 - $100,000 $100,001 - $110,000 $110,001 - $120,000 $120,001 - $130,000 $130,001 - $140,000 $140,001 - $150,000 $150,001 - $160,000 $160,001 - $170,000 $170,001 - $180,000 $180,001 - $190,000 $190,001 - $200,000 $200,001 - $210,000 $210,001 - $220,000 $220,001 - $230,000 $230,001 - $240,000 $240,001 - $250,000 $250,001 - $275,000 $275,001 - $300,000 $300,001 - $325,000 $325,001 - $350,000 $350,001 - $375,000 $375,001 - $400,000 $400,001 - $425,000 $425,001 - $450,000 $450,001 - $475,000 $475,001 - $500,000 $525,001 - $550,000 $550,001 - $575,000 $575,001 - $600,000 $600,001 - $625,000 $625,001 - $650,000 $650,001 - $675,000 $675,001 - $700,000 $700,001 - $725,000 $725,001 - $750,000 $750,001 - $775,000 $775,001 - $800,000 $800,001 - $825,000 $825,001 - $850,000 $850,001 - $875,000 $875,001 - $900,000 $900,001 - $925,000 $925,001 - $950,000 $950,001 - $975,000 $975,001 - $1,000,000 $1,000,001 - $1,100,000 $1,100,001 - $1,200,000 $1,200,001 - $1,300,000 $1,300,001 - $1,400,000 $1,400,001 - $1,500,000 $1,500,000+ Loan Type * Select Purchase Loan Refinance Loan Debt Consolidation Home Equity Credit History * Select Excellent Good Fair Poor Submit 1209 Nevada St. #200 Redlands, CA 92374 NMLS# 164497 Customer Service: 888.793.6470 Loan Servicing Center: 877.841.0497 POPULAR PAGES Apply Now Tools & Guidance Buy a Home Refinance Loan Types Make a Payment GET HELP Contact Us Pay My Mortgage Privacy Notice Legal Disclaimer State Licensing Notice: Texas Applicants NMLS License (Outside Website) ABOUT MWF About Us Press Releases Join MWF COPYRIGHT © 2021 MOUNTAIN WEST FINANCIAL, INC. ALL RIGHTS RESERVED