ABOUT SAVE BORROW ACCESS BENEFITS TOOLS CONTACT SHARE SECURED LOANS A share secured loan allows you to borrow against your existing Nikkei deposits. This is particularly great if you’re looking to build or improve your credit. For example, if you have $1,000 available in your savings account that you do not plan on using, you can open a $1,000 share secured loan. Although this would freeze the funds in your savings account for the life of the loan, the funds used as collateral can be held in an account that continues to earn dividends effectively lowering the total costs of your loan. Contact a Loan Representative at 866.4NIKKEI or 888.MABUHAY to apply today! Apply Now Learn More Disclosures: Granting of loan subject to approval. Member's FICO Score (or credit score) will determine category for maximum amount, term, and interest rate. All rates are subject to change by the Board of Directors without prior notice. Other loan terms and conditions will be disclosed prior to funding a loan. Equity - percentage of appraised value less any other deeds. Ask your tax advisor for any potential tax benefits of a Home Equity Line of Credit (HELOC). All loans subject to verification of equity, credit approval, FICO credit score, and income qualification. We are an Equal Housing Lender and governed by the National Credit Union Administration (NCUA). Advancing Prosperity for Nikkei and Mabuhay Communities Nikkei Credit Union 866.4NIKKEI (866.464.5534) 18425 S. Western Avenue 2nd Floor Gardena, CA 90248-3822 NMLS #504681 Mabuhay Credit Union 888.MABUHAY (888.622.8429) 146 W. Carson Street Carson, CA 90745-2601 NMLS #504681 Federally Insured by NCUA Protect Your Home From Foreclosure Privacy Policy © 2021 Nikkei CU/Mabuhay CU. All Rights Reserved

ABOUT SAVE BORROW ACCESS BENEFITS TOOLS CONTACT Our credit union makes saving easy. Whether you're planning a trip, putting money away for a rainy day, or saving for life's next big moment, we have a variety of solutions to help you reach your goals. Regular Shares (Savings) This account establishes your membership in the credit union, opens the credit union products and services to you, and enables you to extend the benefits of membership to your family members. All you need is a minimum deposit of $1 to start up your savings account. Check out our rates to see what interest you could be earning! Special Savings Make your finances easier by separating your savings for house remodeling, property tax, or other special types of expenses. There is no minimum deposit required to get this account started. Check out our rates to see what interest you could be earning! SAVINGS Learn More Contact a Member Service Representative at 866.4NIKKEI or 888.MABUHAY to get your account started today! Advancing Prosperity for Nikkei and Mabuhay Communities Nikkei Credit Union 866.4NIKKEI (866.464.5534) 18425 S. Western Avenue 2nd Floor Gardena, CA 90248-3822 NMLS #504681 Mabuhay Credit Union 888.MABUHAY (888.622.8429) 146 W. Carson Street Carson, CA 90745-2601 NMLS #504681 Federally Insured by NCUA Protect Your Home From Foreclosure Privacy Policy © 2021 Nikkei CU/Mabuhay CU. All Rights Reserved