Submit Enter search term here.... Log In Routing #321075947 (800)-232-8101 Chevron Federal Credit Union Personal Loans Take control of your finances with a customized personal loan or personal line of credit. Personal loan A personal loan allows you to borrow a lump sum of money at a low fixed rate and pay it back over a set term. Perhaps you’re faced with an unexpected medical or tax bill, or you need to take a cross-country trip to help a family member. No matter the situation, a personal loan can help. Here at Chevron Federal Credit Union, we work with you to find the best personal loan package to fit your needs. And we walk you through every step of the process — so while life events may be unexpected, your loan payments don’t have to be. Loan payment example: $19.76 per month per $1,000 borrowed at 6.90%1 APR2 for 60 months Good for: Paying off unexpected medical or tax bills to avoid additional fees or penalties Consolidating multiple payments or debts into one convenient loan Benefits: Save money by locking high-interest debt into a lower rate with set terms Borrow up to $25,0003 Flexible terms from 12 to 60 months3 APPLY NOW! Today's Rates Personal Line of Credit A personal line of credit is a revolving credit that you can access as you need it, instead of borrowing one lump sum. A maximum limit will be set at the outset, and you can draw on those funds up to the maximum amount as expenses come up. This is a great option to have as an emergency fund for unexpected expenses. And with no collateral requirement, you don’t need to borrow against your home or your other assets. Fixed rates starting as low as 7.90% APR2 Good for: Those who need varying amounts of funds for different purposes at different times Those who know they will need quick access to a loan at a later time Benefits: You can take out small sums periodically, as opposed to one lump sum Credit limit of up to $25,0004 Interest accrues only on what is used Monthly payments are based on the balance of your loan Loan issued based on creditworthiness, without the use of property or other assets as collateral5 To begin using your personal line of credit: Tapping your line of credit is as easy as writing a check for purchases or transferring funds from your line of credit to another account. Here are three ways to transfer funds: Use Online Banking or Mobile Banking Stop by your local Chevron Federal Credit Union branch Give us a call at 800-232-8101 Monday through Friday, 5am to 9pm, and Saturday, 8am to 4pm Pacific Time. (For those outside the U.S., call 510-627-5000.) APPLY NOW! Today's Rates 1 Rates shown are "as low as." Rates are subject to change without notice. 2 APR = Annual Percentage Rate 3 Member must complete and submit a full loan application. New accounts subject to application, credit qualification, and income verification. The minimum loan amount is $2,000. Annual Percentage Rate (APR) and maximum loan amount will be based on approved credit. Minimum gross monthly income of $1,000 required. Other restrictions may apply. 4 Account limits between $2,000 and $25,000. Your Annual Percentage Rate (APR) and account limit will depend upon your credit history and will be determined when a credit decision is made. Other restrictions may apply. 5 Member must complete and submit a full loan application. New accounts subject to application, credit qualification, and income verification. The minimum loan amount is $2,000. Annual Percentage Rate (APR) and maximum loan amount will be based on approved credit. Minimum gross monthly income of $1,000 required. 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NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. ROUTING NUMBER #321075947 PHONE NUMBER 800-232-8101 SHIPPING ADDRESS Chevron Federal Credit Union, 500 12th Street, Suite 200, Oakland, CA 94607 MAILING ADDRESS Chevron Federal Credit Union, P.O. Box 2069, Oakland, CA 94604-2069 © 2021 Chevron Federal Credit Union o