Main Content Home | Contact Us | Blog | Sitemap Personal Account Login Business Account Login ABOUT US PERSONAL BUSINESS LENDING CUSTOMER SERVICE EBANKING BLOG Skip Text Quick Links Mortgage Center Check Rates Home Equity Loans Apply Now Resources View Disclosures Get Rate Watch Select Loan Officer Today's Featured Rates Conventional 30 Year Fixed Rate Rate APR Points 3.250% 3.333% 0.000% 20 Year Fixed Rate Rate APR Points 3.000% 3.116% 0.000% 15 Year Fixed Rate Rate APR Points 2.625% 2.773% 0.000% Homeready Rate APR Points 3.250% 3.339% 0.000% Rural Development Rural Development 30 Year Fixed Rate APR Points 3.125% 3.697% 0.000% Rural Development 30 year fixed with Grant Rate APR Points 3.125% 3.703% 0.000% Rates shown below are subject to change at any time. Your actual rate will depend on factors including but not limited to loan type, property type, appraised value, occupancy and loan amount. Rates subject to credit approval. Get Quote Rate Watch Mortgage Center Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes. Apply Now and complete the application. When you have completed the application, click submit and your information will be reviewed for instant online approval. A First Bankers Trust Company Loan Officer will follow up to answer your questions. Our goal is provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 217-228-8000. Calculators Use our calculators to help you make your decision. MORE Rate Watch keep an eye on Ratewatch MORE Quick Links Home Privacy Contact Us Locations Sitemap Connect With Us 217-228-8000 1-877-228-8001 Routing Number: 081200586 Lost or Stolen Card Disclosures and Forms Accessibility Disclosure Consumer Information on Mortgage Lenders We're Social ©2020 First Bankers Trust. All Rights Reserved.