Banking Our accounts, financial tools, and convenient services help you grow your money and live more confidently. Checking Savings Credit cards Checking Free accounts. No minimums and a free debit card—or required minimums with dividends. Online and mobile access, and nationwide ATMs. Our many checking products are made to fit your age and stage in life. Regular Checking Checking Plus More Checking Options Compare checking accounts See rates Earn up to 0.15 % APY1 Savings Our savings services help you to be ready when the future arrives–or to cover an unexpected expense. The more you have in your account and the longer you keep your money in savings, the higher rate your dollars earn. Savings Services Money Market Savings Retirement, Investments, and Health Compare savings accounts See rates Earn up to 0.80 % APY2 Credit Cards Choose from three great cards—each with low rates, awesome features (two with rewards!), and no annual fees. Flex Rewards Mastercard® Cash Rewards Mastercard® Essential Mastercard® Compare cards Our lowest intro rate. Ever. 1.99 % APR For 12 months on purchases made within 60 days after opening your card. 3 Why VACU? At Virginia Credit Union, you’re not just a member–you’re also an owner. And that has its benefits. Convenient, easy access Find a branch We’re a credit union – not a bank Membership Benefits Better rates Personal Banking Education and tools Learning & Planning Up Arrow Scroll to top 804-323-6800 Facebook VACU on Facebook Twitter VACU on Twitter YouTube VACU on YouTube LinkedIn VACU on LinkedIn VACU Routing Number 251082615 Footer About Us Become a Member Careers News and Events Help & Support Frequently Asked Questions Contact Us Find a Branch Accessibility Footnotes 1 2Annual percentage yield (APY) may change after account is opened. Fees may reduce earnings on your accounts. 3 Conditions of Offer: Not all members qualify for this offer. Which promotional APRs for purchases and balance transfers that a qualified member receives is based upon such member’s standard APRs for purchases and balance transfers. Purchases made and balances transferred within 60 days of card opening retain a promotional APR for 12 months from card opening date. After that, the APR changes to the purchase APR and balance transfer APR in effect, which is currently 10.99% to 21.99% variable APR for Essential Mastercard; 12.99% to 23.99% variable APR for Cash Rewards Mastercard; and 14.99% to 25.99% variable APR for Flex Rewards Mastercard as of 9/1/19 and subject to change. We will begin charging interest on balance transfers on the transaction date. If payment is ever 90 days or more past due; the promotional APR is forfeited and reverts back to the purchase and balance transfer APR then in effect and applies to the entire outstanding promotional balance. VACU is not responsible for any charge owed to any creditor because a payment was not applied by a specific date. VACU also reserves the right to decline any balance transfer request and may decline any that exceed the available credit limit. View our Disclosures for Special Offers or Card Agreement & Disclosure Statement for more information. Insured by NCUA Equal Housing Opportunity NMLS# 407552 Privacy Site Map © 2021 Virginia Credit Union