Toggle High Contrast Toggle Font size Home | Contact us at 402-752-3235 About Us Products & Services Contact Us ONLINE BANKING Deposit Accounts Our rates are extremely competitive and our customer service is second-to-none. Our customers are treated as friends. E-CHECKING ACCOUNT Average Balance Charge Per Statement Cycle $500.00 and over FREE Less than $500.00 $3.00 plus 10¢ per debit over 30 Online Banking FREE Bill Pay FREE E-Statements & Images Required Interest Bearing N/A REGULAR CHECKING ACCOUNT Average Balance Charge Per Statement Cycle $1,000.00 and over FREE $500.00 to $999.99 $4.00 plus 10¢ per debit over 30 Less than $500.00 $5.00 plus 10¢ per debit over 30 Online Banking FREE Bill Pay FREE E-Statements & Images FREE Interest Bearing N/A Regular checking is free to senior citizens (age 55 and over) and students through college SUPER NOW CHECKING ACCOUNT Average Balance Charge Per Statement Cycle $2,000.00 and over FREE Less than $2,000.00 $5.00 plus 10¢ per debit over 30 Online Banking FREE Bill Pay FREE E-Statements & Images FREE Interest Bearing Variable Rate *Interest paid on checking balances. Monthly service charges on Business Checking Accounts will be calculated as follows: Maintenance $5.00 Items Paid 10¢ per item Transit Items Deposited 06¢ per item An earnings allowance against accumulated service charges based on average balances in the account will be calculated on a monthly rate set by the bank. SAVINGS ACCOUNT Charge Per Quarter Per withdrawal in excess of 6 per quarter 50¢ each Online Banking FREE E-Statements & Images FREE Interest Bearing Variable Rate MONEY MARKET Account limited to six (6) debits per month. Average Balance Charge Per Statement Cycle $2,500.00 and over FREE Less than $2,500 $5.00 Online Banking FREE E-Statements & Images FREE Interest Bearing Variable Rate Available for various periods of time at varying rates of interest. Contact Adams County Bank for current rates. Cashier's Checks $5.00 per check Money Orders $3.00 per check Stop Payments $15.00 per stop payment order Collection Items Outgoing $15.00 plus registered mail fees on coupons or bearer bonds Collection Items Incoming $10.00 per item Overdrafts $12.00 per item (Overdraft created by check, in person withdrawal, or other electronic means) Overdrawn Accounts accounts overdrawn seven (7) days or more will be charged $15.00 weekly fee Returned NSF Items $12.00 per item (Items returned to payee because of insufficient funds) Return Items $3.00 per item (Checks deposited by you and returned by drawer’s bank for insufficient funds) Reconciliation of Accounts $25.00 per hour (Charged for all reconciliations after the first time) Record Reproduction $25.00 per hour plus 25¢ per copy (payable on delivery) Dormant Account Fee $5.00 per month Copy Service 10¢ per page Wire Transfers Incoming N/A Wire Transfers Outgoing $15.00 per wire International Wire Transfers Outgoing $30.00 per wire Preauthorized Automatic Transfers $1.00 each Garnishments $25.00 each Safe Deposit Box Lock Drilling $150.00 per box Kenesaw Hours: Monday - Wednesday: 8:00 a.m. - 4:30 p.m. Thursday: 8:00 a.m. - 5:30 p.m. Friday: 8:00 a.m. - 4:30 p.m. Juniata Hours: Monday - Wednesday: 8:00 a.m. - 4:30 p.m. Thursday: 8:00 a.m. - 5:30 p.m. Friday: 8:00 a.m. - 4:30 p.m. Privacy Policy | Terms & Conditions | USA Patriot Act Copyright 2017 Adams County Bank | All Rights Reserved | Site designed by Angela Keiser LLC