Online Banking Login Username LOGIN Register Rates Contact Us CHECKING & SAVINGS CREDIT CARDS & LOANS VIRTUAL BANKING MEMBERSHIP Home Loans Credit Cards Auto Loans Home Loans Personal Loans Loan Protection And Insurance Loan Payment Options Home Mortgage Whether you’re in the market to buy, or maybe considering refinancing your current mortgage, Partners is here to help! We offer a full range of loan options and are with you every step of the process. Partners Home Mortgages offer: Great fixed and adjustable rates Flexible loan terms Conventional and jumbo loan financing Condo and investment home options Low or no down payment programs* APPLY NOW VIRTUAL APPOINTMENT RATES Mortgage Calculator Mortgage Terms Calculator Refinance Calculator Need help with home loan payments? Learn more *Minimum credit score of 700 required, 43% maximum debt to income ratio. Home Equity Line of Credit (HELOC) When you have equity in your home, convert that equity into a line of credit ready and waiting for whatever you can dream up! With a HELOC, you control how much interest you pay by only advancing what you need and when you’re ready. This flexibility helps you manage larger or longer-term projects without overpaying in interest. 1.99% Intro APR** for up to 12 months | 4.00% Current APR** Equity credit lines up to $250,000 No transfer or transaction fees Your interest may be tax deductible, consult your tax advisor and much more! APPLY NOW VIRTUAL APPOINTMENT MAKE A PAYMENT HELOC Rates **APR = Annual Percentage Rate. The fixed 1.99% Introductory APR is available for new and existing HELOCs at Partners Federal Credit Union on draws between August 1, 2021 and January 31, 2022. Members whose initial 10-year draw period expires on or before August 31, 2021 are not eligible. A minimum draw amount of $20,000 is required for new HELOCs. After January 31, 2022, the promotional APR of 1.99% will apply to the balance remaining on draws made during the period through July 31, 2022. After July 31, 2022, remaining balances from draws made during the promotional period will automatically convert to the variable APR per the terms of the HELOC agreement. The variable APR is based on WSJ Prime rate plus margin, and will vary with Prime. Sample current APR 4.00% as of August 1, 2021. Making only the minimum payment on your HELOC may result in a balloon payment due at the end of the term. Your APR will not exceed 18.00% or go below 4.00% at any time during the term of your account. Additional fees may apply. Credit and collateral are subject to approval and terms and conditions apply. See Loan Agreement for details. A one-time $5 Membership fee may apply for new Members. Homeowner’s property insurance is required. Flood insurance may be required. Non-owner occupied properties are not eligible. Programs, rates, terms and conditions are subject to change without notice. Home Equity Loan With a Partners Home Equity option, you can choose from lump-sum loans to lines-of-credit all while you using your house as collateral to receive the funds you’re looking for, and at a great low rate. Fixed and adjustable rate options Equity credit lines up to $250,000 Your interest may be tax deductible, consult your tax advisor APPLY NOW SCHEDULE A VIRTUAL APPOINTMENT Home Equity Loan Rates Need help with home equity loan payments? Learn more Help Protect Your Biggest Investment—Inside and Out The TruStage Home Insurance Program helps you protect your home—and everything in it—with coverage designed to be affordable for Credit Union Members. It covers damage or loss due to fire, weather, theft, and more. And it protects you from liability if an accident happens on your property. TruStage gives Credit Union Members access to coverage underwritten by Liberty Mutual Insurance Company—along with these popular benefits: Potential savings for Partners Federal Credit Union Members Discounts for multiple policies, burglary/fire alarms, etc. 24/7 claims, even on holidays—many settled on the spot Inflation protection—get today’s value for your belongings Temporary housing assistance when you need it Get your free quote today or call 855.483.2149. GET YOUR FREE QUOTE TruStage® Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. AHL-1661806.1 Find Your Home’s Value Knowing the value of your home is a powerful tool. If you’re looking to buy or sell property, understanding its value will allow you to make smart decisions throughout the process. What if you’re not interested in buying or selling your home? Understanding how much equity you have in your home may help in many situations: insurance purposes, property tax, financial planning for the future, or other home loan options like Home Equity Lines Of Credit. Based on calculations using local market data, our new Find My Home’s Value tool will present you with your home’s estimated value and the information on comparable properties used to calculate your estimate. And if you’re interested in a more in-depth estimate, you can also request a free, no-obligation market valuation with an agent in our HomeAdvantage™ program. LEARN MORE A Rewarding Home-Buying Program If you’re looking to buy a home, you’re in luck, because Partners offers real estate program that’s more rewarding than ever. Powered by CU Realty Services, Partners HomeAdvantage™ lets you search MLS listings online, research neighborhoods, and find a real estate agent. And when you use that agent, you earn a rebate! Simply call us first. Then work with one of our highly trained agents, who can put their years of real estate experience to work for you. Each agent goes through an in-depth profiling process before they are selected to participate in the program and they meet Partners Home Mortgage strict servicing guidelines. LEARN MORE Have a question? Chat with us FOLLOW US Site Map Find A Branch Find an ATM Careers Leadership Inside Disney Privacy Policy & Disclosures Do not sell my info. Facing financial hardship? Learn how we can help. If you are using a screen reader and are having problems using this website, please call 800.948.6677 for assistance. © 2021 Partners Federal Credit Union Equal Housing Lender Federally insured by the NCUA