Have Any Questions?(661) 949-6681Slade@aafsloans.com Get an Appointment First Time Buyer Loans Contact Us Today! First Time Buyer Loans Are you a first time home buyer? All American Financial Services has financed thousands of first time home buyers. The process may be somewhat confusing, but don’t worry because our team has you covered. To start, were going to request certain documents like last two years of W2 or bank statements. The bank wants to make sure you have reserves in case you lose your job. Furthermore, the bank is going to want to appraise the property your buying. This is in your best interest because they’re going to make sure the property is valued property so you don’t have a loan to value that exceeds 100%. Our team at All American Financial Services will walk you through the process, and get you an amazing low rate! Great company, great employees and great rates.Looking for a home loan in Palmdale? Call these guys! RYAN HOLTZ 9/05/2020 Call Us Today To Get Started! (661) 949-6681 Contact Us 530 West Commerce Avenue, Suite B, Palmdale CA, 93551 (661) 949-6681 Slade@aafsloans.com © 2021 All American Financial Services | Sitemap | Privacy

Have Any Questions?(661) 949-6681Slade@aafsloans.com Get an Appointment VA Loans Contact Us Today! VA Loans This type loan is available for qualified veterans who’s served our country. This loan is for owner occupied residential structures. VA guarantees the lender against potential loss. The VA collects a funding fee on each loan made to a veteran. It is funded in the loan and does not come out of the borrowers pocket. It is a onetime fee and there is not mortgage insurance collected monthly as is the case with the FHA loan. A borrower can use this loan to purchase a home with as little as zero down payment. Borrowers can only have one VA loan typically because it is for owner occupancy only. Borrowers can also obtain an VA loan on a home they already own and occupy. These loans have maximum loan amounts available but varies depending on the County, minimum FICO scores and strict rules for income verification and debt to income ratios. A borrower with a previous foreclosure, short sale and/or bankruptcy can qualify for this type of loan after a set waiting period has elapsed. On Purchase transactions, borrower down payment and/or closing costs can be provided by gift. Financing may be fixed or variable rate loans. Great company, great employees and great rates.Looking for a home loan in Palmdale? Call these guys! RYAN HOLTZ 9/05/2020 Call Us Today To Get Started! (661) 949-6681 Contact Us 530 West Commerce Avenue, Suite B, Palmdale CA, 93551 (661) 949-6681 Slade@aafsloans.com © 2021 All American Financial Services | Sitemap | Privacy