QUICKLINKS SEARCH ABA Routing #: 265473317 OPEN ACCOUNT MEMBER LOGIN Personal Loans Credit Cards Mortgage Commercial Home Personal Checking Account Dividend Plus Checking Dividend Plus Checking Make money while enjoying the benefits of Plus. Monthly dividends for balances up to the first $15,000. ATM refunds up to $4.99 per transaction (not to exceed $20 per month). Shop local, save local with Neighbors Plus, powered by BaZing savings. Cell phone protection 1,2. Identity theft protection 1,2. Roadside assistance. $10,000 accidental death & dismemberment coverage 2. Pharmacy, vision, and hearing savings. Easy access to 24/7 mobile apps, online banking, and bill pay. Visa debit card. E-statements available. Automatic overdraft protection available. 4 simple qualifications per month 10 debit card swipes monthly. $1,500 minimum average daily balance. 1 ACH deposit or withdrawal monthly. eStatements. Monthly Fee: $4.95 OPEN NOW Dividend Range Dividend Rate Annual Percentage Yield $1500.00 - $15000.00 1.85% 1.87% over $15000.00 0.10% 0.10% Additional Fees: A $6 monthly service fee applies to those accounts that fall below the $1500 minimum average daily checking account balance. Minimum $25 deposit required. ATM fee refunds up to $4.99 per transaction up to $20 each month. Fees could reduce earnings on the account. To earn the stated dividend rate and ATM fee refunds, criteria must be met for each Qualification Cycle. Qualification Cycle means a period beginning the first day of the current statement cycle through the last day of the current cycle. Other fees may apply. Refer to Neighbors FCU Fee Schedule for additional details. Fees could reduce earnings on this account. APY accurate as of 11/26/2021. Regular share rate will apply to balances over $15,000. Dividends are calculated on a daily balance method and are compounded and credited monthly. If the member fails to meet one or more of the qualifications, the member will receive only .05% dividend rate on the checking account. 1 Cell phone protection and personal identity protection are subject to additional terms and conditions. 2 Insurance products are not a deposit, not federally insured, not an obligation or guaranteed by the credit union, its affiliates, or any government agency. Also of Interest: Dividend CheckingSavings RatesClassic Plus Checking Locations The Front Porch Blog Financial Education Careers Contact App Center Neighbors Capital Area Foundation Accessibility How to Join Calculators Disclosures Privacy Policy Holiday Schedule Who We Are Member Action Center SIGN IN ASK NEIGHBORS MAKE A PAYMENT Facebook Twitter LinkedIn Instagram Youtube SUBSCRIBE © 2021 Neighbors Federal Credit Union. Site by Gatorworks Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency.