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Home Our Company Products Claims Careers More Start a Quote Log In Flood Insurance Find us on: Legal Notices Terms & Conditions Privacy Policy Member Companies Customer Alerts Lender Sitemap ©2021 Homesite Group Incorporated. All Rights Reserved.

Home Our Company Products Claims Careers More Start a Quote Log In Commercial Insurance What is Commercial Insurance? Commercial insurance is a special type of insurance that protects businesses from financial loss due to unforeseen circumstances. These can include theft, liability, property damage, business interruption, injured employees, and more. What Does Commercial Insurance Protect Against? A commercial business faces more risk than those associated with an individual or a family. Some of the common risks covered by commercial insurance include: Employees getting injured on the job Damage or injuries to customers or their property caused by your product Lawsuits for damages or medical costs Financial loss from damaged or stolen inventory Lawsuits for copyright infringement of patents or proprietary information Lost income and expenses due to business interruption What Are the Different Types of Commercial Insurance? We know your business is your passion and your source of income, and we don’t take that lightly. We offer comprehensive commercial insurance to make sure you have the coverage you need to keep your business moving forward. General Liability General Liability insurance protects you in case of an accident due to your business and could help cover legal fees if you're sued for property damage, bodily injury, or personal injury. General Liability is best for business owners who don’t need additional coverage for equipment or property that would be expensive to replace. Business Owner's Policy (BOP) A Business Owner’s Policy is a comprehensive insurance package that combines property coverage with general liability protection. A BOP policy is best for protecting small businesses such as restaurants, retail stores, and any business that needs additional coverage for a storefront or expensive equipment. Workers' Compensation Workers' Compensation provides wage replacement and medical benefits to employees injured in the course of employment. Find us on: Legal Notices Terms & Conditions Privacy Policy Member Companies Customer Alerts Lender Sitemap ©2021 Homesite Group Incorporated. All Rights Reserved.