Purchase a Home Refinance my Home Compare Mortgage Rates Find a Mortgage Consultant Purchase Calculator Get more with a jumbo loan. Borrow beyond traditional funding limits. Jumbo loans can help you stay competitive in housing markets where home prices are high. GET STARTED Maybe you’re looking for a luxury home. Maybe you’ve outgrown your current one. Whatever the reason, Wyndham Capital can help you find a jumbo loan that lets you buy big with low down payment options. GET STARTED Just like traditional mortgages, jumbo loans can be adapted to meet your financing needs. Our loan officers are ready to help you select the right option for your deluxe homebuying journey. GET STARTED Transparent Rates We don’t charge those junk fees to pad our pockets. You’ll never pay more than you have to. GET STARTED $10k On-Time Closing Guarantee If you don’t make it to closing on time, we’ll pay you and the seller. LEARN MORE Start Your Homebuying Journey Today Get a personalized mortgage rate quote and apply for pre-approval. 0% COMPLETE What type of loan are you interested in? REFINANCE PURCHASE If you’re looking for a large home (and possibly larger mortgage loan) you may want to consider a jumbo loan. A jumbo loan can give you the funds you need to purchase the home of your dreams at low down payment options. Plus, with our competitive mortgage rates and digital home lending advantages, you’ll get the most out of your home loan with the customer service and know-how from Wyndham’s dedicated loan specialists. What Are Jumbo Loans? Also known as non-conforming loans, jumbo loans are loans to cover loan amounts totaling more than the allowable amount set by the Federal Housing Finance Agency (FHFA). Traditionally, jumbo loans are reserved for a pre-determined loan amount which can vary based on location and lender. Jumbo loans make it possible to buy high-priced or highly-desirable homes and when taking into consideration the 10-year treasury and mortgage rates, you may find that obtaining a jumbo loan is easier than you think. To qualify for a jumbo loan, it helps if potential borrowers have a credit score greater than 700, a low debt-to-income ratio, a strong income and some sort of cash reserve. Wyndham Capital Mortgage has competitive jumbo loan rates, simplified loan processing and speedy closings to make financing your dream home a reality. 4064 Colony Rd. Morrocroft Floor 2 Charlotte, NC 28211 Mon-Fri 8:00 a.m. – 5:30 p.m. ET 1-888-923-9911 Legal Privacy Policy State Licenses Terms & conditions Privacy Notice for California Residents Privacy Notice for California Residents (Applicants & Employees) WyndhamCapital.com About Us Our Company Careers Contact Us Newsroom Our Stats State Licenses Mortgage Home Purchase 10 Yr Mortgage Rate 15 Yr Mortgage Rate 20 Yr Mortgage Rate 30 Yr Mortgage Rate Refinance 10 Yr Mortgage Rate 15 Yr Mortgage Rate 20 Yr Mortgage Rate 30 Yr Mortgage Rate Resources Find A Loan Officer First-Time Homebuyers FAQ WCM Blog Conventional ARM VA FHA Jumbo USDA Cash-Out Refinance eClosings On-Time Closing Guarantee Calculators Mortgage Calculator Refinance Calculator Rent vs. Own Calculator Affordability Calculator 2021 Wyndham Capital Mortgage is an Equal Housing Lender. NMLS ID# 2948 (For licensing information, go to https://www.nmlsconsumeraccess.org/) | 888-923-9911 | 4064 Colony Road, Morrocroft II, Floor 2, Charlotte, NC 28211 | Wyndham Capital Mortgage licensed by AL #21451 | AK #AK2948 | AZ : 2141 E. Highland Ave, Phoenix, AZ, 25016, Mortgage Banker License #BK-0930262 | AR #108108 | CA Department of Financial Protection and Innovation, Finance Lender Law #603H883 | CO: Regulated by the Division of Real Estate #2948 | CT #ML-2948 | DE #025001 | D.C. #MLB2948 | FL #MLD13 | GA Residential Mortgage Licensee #17110 | ID#MBL-8867 | IL Residential Mortgage Licensee #MB.6759402 – Dept. of Financial and Professional Regulation | IN #10884 | IA #2017-0149 | KS Licensed Mortgage Company MC.0025262| KY #MC390971 | LA #2948 | ME Supervised Lender License #2948 | MD #11536 | MI #FL0015915 & #SR0017188 | MN Not an offer for a rate lock agreement #MN-MO-40031142 | MS Licensed by the MS Dept. of Banking and Consumer Finance #2948 | MO #21-2380 | NE #2948 | NV #4546 | NH Licensed by the NH Banking Dept #13577-MB | Licensed as a Residential Mortgage Lender by the N.J. Department of Banking & Insurance #2948 | NM #2948 | NC #L-104239 | ND #MB103203 | OH #RM.850201.00 | OK #ML010652 | OR #ML-4964 | PA Licensed by the Dept. of Banking #3000 | Rhode Island Licensed Loan Lender by the Department of Business Regulation #20102690LL & 20112759LB | SC #MLS-2948 | SD #ML.05180 | TN #109314| TX #2948 | UT #9710532 | VT #7117 | VA #MC-2238 | WA : Licensed by the Dept. of Banking #CL-2948 | WV #ML-31395 | WI #2948BA | WY #3085 |All Rights Reserved. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, term, conditions are subject to change without notice. Wyndham Capital Mortgage is not affiliated with any government agency.