Locations Contact About Blog LOG IN Personal Business About Our Philosophy News & Updates Southern First Reports Results for Third Quarter 2021 10/26/2021 Greenville, South Carolina, October 26, 2021 – Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three- and nine- month periods ended September 30, 2021. “The third quarter was a record quarter for Southern First,” stated Art Seaver, the company’s Chief Executive Officer. “Our team generated record loan growth, strong deposit growth, and the highest quarterly net income in our company’s history.” 2021 Third Quarter Highlights Net income improved to $14.0 million, compared to $2.2 million for Q3 2020 Diluted earnings per common share improved to $1.75 per share, compared to $0.28 for Q3 2020 Loan loss reversal of $6.0 million, compared to provision of $11.1 million for Q3 2020 Total loans increased 14.9% to $2.4 billion at Q3 2021, compared to $2.1 billion at Q3 2020 Total deposits increased 11.6% to $2.4 billion at Q3 2021, compared to $2.2 billion at Q3 2020 For more information, and to read the press release in its entirety, please visit our Investor Relations page. Locations Investors Careers SUPPORT Customer Service Support: 877-679-9646 Rates: 877-679-9646 Telephone Banking 877-336-2093 Lost or Stolen Card Debit/ATM Card: 800-500-1044 Report Fraud 877-679-9646 ROUTING Routing Number: 053208011 Use Corporate Office Address: 100 Verdae Blvd, Suite 100, Greenville, SC 29607 © Southern First Bancshares Privacy Policy Security Policy External Link Policy

Locations Contact About Blog LOG IN Personal Business About Our Philosophy News & Updates Security Alert: Beware of Phishing Calls 11/10/2021 Attention: We have recieved reports of phishing calls from scammers posing as bank employees and attempting to gain personal information. If you recieve such a call, hang up and do not provide any information to the caller under any circumstance. Tips for Avoiding Scams We take your protection seriously and want to keep you informed on these topics. Think that call, text, or email might be a scam? Review these red flags that can tip you off. High-pressure language Scare tactics A sense of urgency Ask for sensitive account information Ask for passwords or your Social Security number Ask for your PIN or a login code that’s texted to you Ask you to visit an unfamiliar website Ask you to call a different number than the one listed on your card Incorrect grammar Unprofessional language Multiple typos Email attachments Suspicious links If you have any questions or concerns, please call your banker directly, call us at 877-679-9646, or send us an email at contactus@southernfirst.com. Locations Investors Careers SUPPORT Customer Service Support: 877-679-9646 Rates: 877-679-9646 Telephone Banking 877-336-2093 Lost or Stolen Card Debit/ATM Card: 800-500-1044 Report Fraud 877-679-9646 ROUTING Routing Number: 053208011 Use Corporate Office Address: 100 Verdae Blvd, Suite 100, Greenville, SC 29607 © Southern First Bancshares Privacy Policy Security Policy External Link Policy