HOME MEDIA STAY CONNECTED DONATE ABOUT US ISSUES RESEARCH & POLICY STATES The State of For-Profit Colleges Explore the Interactive Map HBCU Student Borrowers The Rent-A-Bank Scheme Expert Whitney Barkley-Denney STUDENT LOANS Stop the Payday Loan Debt Trap We are dedicated to ending the payday loan debt trap that cripples thousands of low- to moderate-income communities. Join the Campaign RECENT RESEARCH & POLICY CRL conducts in-depth research on the extent and impact of predatory lending, to provide useful information to consumers, community advocates, and policymakers alike. We also share our market and legal knowledge with advocates and policymakers across the nation interested in reforming lending practices and frequently respond to regulators' requests for comments on lending issues. Select Type Type Comment Letters Policy Legislation Research Sign on Letter Testimony Amicus Brief Bill Law Complaint Filter Almost Two in Three Navient Borrowers Making Payments During COVID-19 Federal Student Loan Payment Pause Are Underwater Student Loans A Broad Coalition Write to Highlight the Urgent Need to Include Targeted First Generation Down Payment Assistance (DPA) in the Build Back Better Act Mortgage Lending National Survey Shows Strong Support for Student Loan Cancellation Among Black Students Student Loans Concern Regarding Prior CFPB Leadership’s Finding that Certain Earned Wage Access Products are Not “Credit” under TILA Consumer Finance Payday Loans HBCUs Provide Unique and Positive Learning Environment for Black Student Loan Borrowers Student Loans Comment on The Federal Housing Finance Agency’s Enterprise Equitable Housing Finance Plans Mortgage Lending Black America: Examining the HBCU Student Debt Experience Student Loans Comments on Restoring Affirmatively Furthering Fair Housing Definitions and Certifications Mortgage Lending Providing a National Voice Against Abusive Financial Practices The Center for Responsible Lending's vision for the future includes a fair and responsible financial services market that provides families and individuals meaningful opportunities for wealthbuilding and economic security. Fairness and opportunity are at the center of a financial marketplace that helps families and communities achieve economic security. Connect with an Expert Learn more about the Organization © 2021 Center for Responsible Lending. All rights reserved. Center for Responsible Lending 302 West Main Street, Durham, NC 27701 (919) 313-8500 District of Columbia Office 910 17th Street NW, Suite 800, Washington, DC 20006 (202) 349-1850 California Office 1970 Broadway Suite 350, Oakland, CA 94612 (510) 379-5500 Twitter Facebook LinkedIn YouTube ABOUT US ISSUES RESEARCH & POLICY STATES MEDIA STAY CONNECTED HOME DONATE Join our mailing list Sign up for updates on the fight against predatory lending. Enter your email address Building on Nearly 40 Years of Lending Experience CRL's work grows directly from our affiliation with Self-Help, our founder and one of the nation's largest nonprofit community development lenders. For nearly 40 years, Self-Help has worked to create ownership and economic opportunity in underserved communities through responsible loans and financial services.