About Us Current: History of Cumberland Mutual History of Cumberland Mutual 1844 The New Jersey Legislature granted an Act of Incorporation establishing the Cumberland Mutual Fire Insurance Company READ MORE > 1800s Cumberland organized the Minerva Fire Company in Bridgeton in 1854 READ MORE > 1901 – Early 1950s Continued growth required the construction of a new office building on Pearl Street in Bridgeton, NJ in 1927 READ MORE > Late 1950s – Early 1960s Cumberland's charter was amended in 1958 to allow Cumberland to write all types of insurance, except life READ MORE > 1969 Cumberland's 125th Anniversary, Cumberland's surplus was over $3.5 million 1982 Cumberland Insurance Company, Inc. was organized as a fully owned subsidiary to write Workers' Compensation and General Liability coverage 1988 Cumberland constructed a 32,000 sq. ft. office building in Hopewell Township, NJ 2000 Merger with Chester County Mutual Insurance Company in Pennsylvania, which expanded operations to PA, MD, and DE READ MORE > 2002 Cumberland established a technology unit in Mansfield, Ohio READ MORE > 2004 Completed our merger with the Mutual Insurance Company of Calvert County, Maryland READ MORE > 2012 Superstorm Sandy, the largest catastrophe event in company history, resulted in over $47 million in claims. 2017 Commenced the implementation of the Duck Creek Technology (DCT) software to enhance our policy administration system Today Cumberland has built customer relationships by meeting these commitments as we have grown, for over 175 years. READ MORE > Follow us Agent Login Terms & Conditions Privacy Policy Contact Us: 800 232-6992 Copyright © 2021 Cumberland Mutual Fire Insurance Company. All rights reserved.

Our Products Personal Lines Current: Personal Automobile Personal Automobile Cumberland’s Personal Automobile insurance provides coverage for the following items: Bodily injury and property damage Collision Coverage for collision with other vehicles or objects Comprehensive Coverage for damage from events like fire and theft Uninsured and underinsured motorists Medical payments Towing and labor coverage Rental coverage Cumberland offers discounts for the following items: Multi-Policy Discount First Accident Forgiveness Certain anti-theft devices Anti-lock brakes Active or passive restraint devices Personal Automobile coverage is available in Pennsylvania and Maryland. Please contact your Independent Insurance Agent if you have any questions. If you do not have an Independent Insurance Agent, use the agent locator tool below to find one in your area. Find an Agent Within 5 miles Within 10 miles Within 15 miles Within 30 miles Within 60 miles Within 100 miles Within 200 miles More Personal Coverage Homeowners > Personal Umbrella > Follow us Agent Login Terms & Conditions Privacy Policy Contact Us: 800 232-6992 Copyright © 2021 Cumberland Mutual Fire Insurance Company. All rights reserved.