Locations & Hours | Contact Us | Home Your Privacy Rights Concerns About COVID-19 Menu Main Personal Deposit Rates Checking Savings CDs Jumbo CDs Rates and Yields are Accurate as of: November 1, 2021 (Rates Subject to Change Daily) Choose the accounts that fits you. Checking Accounts Account Type Interest Rate APY* Min. Opening Deposit Min. Balance To Obtain APY** Apply Now Value Checking n/a n/a $50.00 n/a Apply Now Electronic Checking n/a n/a $100.00 n/a Apply Now Regular Checking n/a n/a $100.00 n/a Apply Now Interest Checking 0.02% 0.02% $100.00 $500.00 Apply Now Investor's Money Market Checking 0.10% 0.10% $5,000 $1,000,000 + Apply Now 0.08% 0.08% $100,000 - 999,999 Cell intentionally left blank 0.06% 0.06% $50,000 - 99,999 Cell intentionally left blank 0.04% 0.04% $25,000 - 49,999 Cell intentionally left blank 0.03% 0.03% $15,000 - 24,999 Cell intentionally left blank 0.01% 0.01% $5,000 - 14,999 Cell intentionally left blank 0.00% 0.00% $1 - 4,999 Cell intentionally left blank *APY = Annual Percentage Yield Savings Accounts Account Type Interest Rate APY* Min. Opening Deposit Min. Balance* To Obtain APY Apply Now Regular Savings 0.03% 0.03% $100.00 $300.00 Apply Now Gold Money Market Savings 0.10% 0.10% $5,000 $1,000,000 + Apply Now 0.09% 0.09% $100,000 - 999,999 Cell intentionally left blank 0.08% 0.08% $50,000 - 99,999 Cell intentionally left blank 0.06% 0.06% $25,000 - 49,999 Cell intentionally left blank 0.04% 0.04% $15,000 - 24,999 Cell intentionally left blank 0.03% 0.03% $5,000 - 14,999 Cell intentionally left blank 0.00% 0.00% $1 - 4,999 Cell intentionally left blank *APY = Annual Percentage Yield Certificates of Deposit Account Type Interest Rate APY* Min. Opening Deposit Min. Balance To Obtain APY** Apply Now 1 Month CD 0.05% 0.05% $10,000 Apply Now 2 Month CD 0.10% 0.10% $1,000 Apply Now 3 Month CD 0.10% 0.10% $10,000 Apply Now 3 Month CD 0.10% 0.10% $500 Apply Now 4 Month CD 0.15% 0.15% $10,000 Apply Now 5 Month CD 0.15% 0.15% $10,000 Apply Now 6 Month CD 0.16% 0.16% $500 Apply Now 7 Month CD 0.16% 0.16% $10,000 Apply Now 8 Month CD 0.18% 0.18% $10,000 Apply Now 9 Month CD 0.20% 0.20% $10,000 Apply Now 10 Month CD 0.20% 0.20% $10,000 Apply Now 12 Month CD 0.20% 0.20% $500 Apply Now 14 Month CD 0.25% 0.25% $10,000 Apply Now 15 Month CD 0.30% 0.30% $10,000 Apply Now 18 Month CD 0.30% 0.30% $500 Apply Now 24 Month CD 0.40% 0.40% $500 Apply Now 25 Month CD 0.45% 0.45% $1,000 Apply Now 30 Month CD 0.50% 0.50% $500 Apply Now 36 Month CD 0.55% 0.55% $500 Apply Now 60 Month CD 0.90% 0.90% $500 Apply Now 18 Month IRA 0.50% 0.50% $250 *APY = Annual Percentage Yield Jumbo Certificates of Deposit Account Type Interest Rate APY* Min. Opening Deposit Min. Balance To Obtain APY** 30 to 59 Day 0.08% 0.08% $99,000 $99,000 60 to 89 Day 0.10% 0.10% $99,000 $99,000 90 to 119 Day 0.12% 0.12% $99,000 $99,000 120 to 149 Day 0.15% 0.15% $99,000 $99,000 150 to 179 Day 0.18% 0.18% $99,000 $99,000 180 to 239 Day 0.20% 0.20% $99,000 $99,000 240 to 269 Day 0.23% 0.23% $99,000 $99,000 270 to 365 Day 0.25% 0.25% $99,000 $99,000 2 Year 0.55% 0.55% $99,000 $99,000 3 Year 0.60% 0.60% $99,000 $99,000 5 Year 1.00% 1.00% $99,000 $99,000 *APY = Annual Percentage Yield *Minimum Balance (the amount of principal in the account each day) A penalty may be imposed for withdrawals before maturity from term accounts. Fees imposed on your account may affect the Annual Percentage Yield. Call 1-800-874-9779 for current rate information or for information about applicable fees and terms. Offices Throughout Northern California - For the office nearest you call 1-800-874-9779 Deposits Federally Insured to $250,000 and Backed by the Full Faith Credit of the U.S. Government. Quick Links Lost or Stolen Debit Card? Order Checks Mortgage Loan Originators Information about FDIC Fraud Prevention Center Disclosures Help with Financial Difficulties Contact Us Your browser does not support iFrames. CONTACT US Monday-Friday 9:00am-5:00pm 1-800-874-9779 For Online Banking assistance after hours and weekends: 1-866-374-5914 EMAIL US 4040 El Dorado Rd. Placerville, CA 95667 QUICK LINKS Locations & Hours Lost or Stolen Cards Order Checks Business Tax Payments Mortgage Loan Originators Your Loan with Us Site Map PRIVACY & SECURITY Privacy Policy Fraud Prevention Center Our Security Practices Information About the FDIC Web Accessibility Statement Your Privacy Rights © Copyright 2021 El Dorado Savings Bank. All Rights Reserved. Use Acrobat to view PDFs