Go to ibx.com Find a doctor Contact Us Medicare Find a Medicare plan Get care Stay healthy Resources Log in/Register Medicare health plans 1-800-303-0656 (TTY/TDD: 711) 8 a.m. - 8 p.m., Monday - Friday Shop plans Find a Medicare plan that’s right for you. Explore our plans Get your free information kit Request a free information packet either by email or postal delivery. Learn more Attend a free meeting Attend one of our meetings about Medicare, Independence’s plans, benefits, and more. Learn more Find a doctor or pharmacy IBX Medicare coverage gives you access to one of the largest provider networks in Southeastern Pennsylvania. Learn more Our members get more Member wellness and perks Keeping your life in step with good health doesn't have to be tricky. Explore the wide range of benefits, discounts, and events available to you. Learn more Top-rated plans Join the 80,000 members who already enjoy 5-star treatment from Keystone 65 HMO, the Philly area’s most popular plan. Learn more Independence response to coronavirus We are committed to serving the people who rely on us, especially when a significant health risk may be present. Learn more Get additional information about Medicare Attend a meeting You can talk to an Independence Medicare expert at a Medicare Basics event. Learn more Get a free information kit This informative kit can be mailed or emailed directly to you. Learn more Manage your healthcare cost Learn about low-income subsidies, assistance with prescription drug costs, and more. Learn more Y0041_HM_99206_2022 Website last updated: 10/22/2021 Facebook Youtube © 2021 Independence Blue Cross. Independence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania. Sitemap | Legal | Privacy & other policies Independence complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. Independence does not exclude people or treat them differently because of race, color, national origin, age, disability, or sex. View our documentation for more information and to request language assistance services. Language access: Español | Tagalog | Français | Tiếng Việt | Deutsche | ру́сский | язы́к | العَرَبِيَّة | Italiano | Português | Kreyòl ęzyk | Polski | Pennsylvania Deitsch | Diné bizaad To file an appeal or grievance for your medical benefit coverage or your prescription drug coverage, contact Keystone 65 Customer Service at 1-800-645-3965 or Personal Choice 65 Customer Service at 1-888-718-3333; TTY/TDD users should call 711, 7 days a week, 8 a.m. to 8 p.m.; or you can complete and submit online the Request for Medicare Prescription Drug Coverage Determination or the Request for Redetermination of Medicare Prescription Drug Denial. For additional information from the Centers for Medicare and Medicaid Services (CMS) visit http://www.medicare.gov. If you prefer to file a grievance through CMS, please complete the Medicare Complaint Form. For additional assistance, visit The Office of the Medicare Ombudsman. Independence Blue Cross offers Medicare Advantage plans with a Medicare contract. Enrollment in Independence Medicare Advantage plans depends on contract renewal. Independence Blue Cross offers products through its subsidiaries Independence Hospital Indemnity Plan, Keystone Health Plan East and QCC Insurance Company — independent licensees of the Blue Cross and Blue Shield Association. Medicare beneficiaries may also enroll in Keystone 65 HMO, Keystone 65 HMO-POS, Personal Choice 65SM PPO, or Select Option® PDP through the CMS Medicare Online Enrollment Center located at http://www.medicare.gov. Keystone 65 HMO and Personal Choice 65SM PPO: For accommodation of persons with special needs at meetings call toll-free 1-877-393-6733 (711 for the speech- and hearing-impaired). Select Option® PDP: For accommodation of persons with special needs at meetings call toll-free 1-888-678-7009 (711 for the speech- and hearing-impaired). Every year, Medicare evaluates plans based on a 5-Star rating system. MedigapFreedom: To join, you must be enrolled in Medicare Parts A and B. Plan F and Plan N are available only to applicants who enroll within six months following enrollment in Medicare Part B or who are guaranteed the right to purchase these plans under applicable federal or state laws. You must continue to pay Medicare Part A (if applicable) and Part B premiums. COVERED PERSON means a Medicare beneficiary who is enrolled in Medicare Part A and Part B, made the appropriate payment in consideration for this Policy, and is eligible for benefits under this Policy. Non-tobacco rates apply to applications submitted during the six-month open enrollment or in a guaranteed issue situation. Applicants NOT enrolling during the six-month open enrollment period or in a guaranteed issue situation will be evaluated for tobacco usage and charged the corresponding tobacco or non-tobacco rates. All rates are subject to change with the approval of the Pennsylvania Insurance Department. Any rate change will apply to all policies in our service area and cannot be changed or canceled because of poor health. QCC Insurance Company has the right to change premiums based on your attained age and the table of rate changes. We will give a 30-day notice of a premium change. Not connected with or endorsed by the U.S. Government or the federal Medicare program. MedigapFreedom Individual plans: Benefits underwritten by QCC Insurance Company, a subsidiary of Independence Blue Cross — independent licensees of the Blue Cross and Blue Shield Association. MedigapSecurity plans are offered through Independence Blue Cross and Highmark Blue Shield, independent licensees of the Blue Cross and Blue Shield Association. The SilverSneakers® fitness program is provided by Tivity Health, Inc., an independent company. ©2021. All rights reserved. SilverSneakers is a registered trademark of Tivity Health, Inc. SilverSneakers GO is a trademark of Tivity Health, Inc. ©2021 Tivity Health, Inc. All rights reserved. TruHearing® is a registered trademark of TruHearing, Inc., an independent company. FutureScripts® is an independent company that provides pharmacy benefit management services. Telemedicine is provided by MDLIVE, an independent company. MDLIVE may not be available in certain states and is subject to state regulations. MDLIVE does not replace the primary care physician, is not an insurance product and may not be able to substitute for traditional in-person care in every case or for every condition. MDLIVE does not prescribe DEA-controlled substances and may not prescribe non-therapeutic drugs and certain other drugs, which may be harmful because of their potential for abuse. MDLIVE does not guarantee patients will receive a prescription. Health care professionals using the platform have the right to deny care if based on professional judgment a case is inappropriate for telehealth or for misuse of services. MDLIVE and the MDLIVE logo are registered trademarks of MDLIVE, Inc. and may not be used without written permission. For complete terms of use visit https://www.mdlive.com/terms-of-use/. Out-of-network/non-contracted providers are under no obligation to treat Independence Blue Cross Medicare members, except in emergency situations. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask us for a pre-service organization determination before you receive the service. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. The formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary. OptumRx home delivery is an Optum® company – an independent company that provides pharmacy services. Other pharmacies are available in our network. Dual-purpose items are medicines and products that can be used for either a medical condition or for general health and well-being. In order to purchase these items under your plan, your personal physician must recommend them to you for a specific diagnosed condition. Please speak to and confirm with your physician before ordering these items. Items include, but are not limited to, vitamins and minerals, home monitoring and testing, and weight loss items. Benefits, formulary, pharmacy network, and/or copayments/coinsurance may change on January 1, 2021, and from time to time during the year.