PHONE: 618.258.3168 TOLL FREE: 1.800.345.4216 SEARCH THE SITE TEXT SIZE AAA ONLINE BANKING Enroll Online Forgot Password? ROUTING # 281076730 Youth Savings CURRENT RATES VISIT US Basic Savings Account Start your youth off on the right financial foot with their first savings account. You can set up ongoing deposits and watch their balance grow. All youth with a basic savings account are automatically enrolled in our Kirby Kangaroo Club. Youth Velocity Certificates Velocity share certificates are for members under the age of 23, and designed to encourage savings from a young age through the college years. The Velocity share certificate locks your money into a high rate for a one year term. You can open a Velocity certificate with as little as $300, and then add to your certificate through the year, up to $50 once each month. To maximize your savings, you can open up to three Velocity certificates, each with a maximum of $1,000. Current Rates The National Credit Union Administration (NCUA), a U.S. government agency, insures your account up to $250,000 per member. When your accounts exceed $250,000, the maximum level of coverage provided through NCUA, you are also insured up to an additional $250,000. Your board of directors has chosen to provide this exceptional level of insurance through a private company. This supplemental insurance is provided by Excess Share Insurance (ESI) Corporation. ESI is a subsidiary of American Share Insurance, the nation's largest private deposit insurer for credit unions. Excess share insurance is available only to credit unions meeting the company's rigid requirements and standards of performance. Social Feed Happy Halloween! 1st MidAmerica employees are having a SPOOKTACULAR time celebrating Halloween in the branches today! #happyhalloween🎃 Have you requested an insurance quote from CUIA yet? Stop by a branch to see how much we can save you! About 1st MidAmerica As a 1st MidAmerica member, you are a shareholder and owner of a cooperative financial institution, a credit union. This primary advantage to credit union membership is just the beginning. In addition, 1st MidAmerica offers a host of services to help you simplify the management of your finances. READ MORE ABOUT US Privacy Policy Site Map Website Accessibility ©Copyright 2021, 1st MidAmerica Credit Union. All Rights Reserved.