800.336.0013 WHAT WE OFFER MESSA strives to offer and provide an array of quality benefits for members. MESSA MEDICAL HEALTH INSURANCE PLANS ESSENTIALS BY MESSA PLAN MESSA ABC PLAN ESSENTIALS BY MESSA OVERVIEW LEARN MORE ABOUT THE MESSA ABC PLAN MESSA CHOICES PLAN MESSA LMS PLAN IMPORTANT INFORMATION FOR ALL MESSA MEDICAL PLANS WHAT YOU SHOULD KNOW ABOUT REFERRALS MEDICAL CARE WHILE TRAVELING IN THE U.S. MESSA ABC PLAN We’re here to help. MESSA ABC is a high-deductible health plan that saves you money through lower premiums. MESSA ABC is also compatible with a tax-saving health savings account (HSA). Learning how to manage a large deductible can be challenging at first. There is a learning curve. You have to budget each year for the deductible. Putting money tax-free into your HSA to pay medical expenses provides many financial benefits, even into retirement. We’ve created this website to help you learn more about the MESSA ABC medical plan and how to put an HSA to work for you. The video below provides an overview and important tips to help you avoid problems. Use the playlist button to view other helpful MESSA videos. MESSA ABC MEDICAL PLAN INFORMATION MESSA ABC is a quality health plan with a large choice of doctors, hospitals and other providers, superb wellness and member education support, and in-network discounts. The information here will help you understand MESSA ABC medical coverage. If you have questions about the medical plan, call MESSA’s award-winning Member Service Center at 800.336.0013. Six Smart Strategies to Stretch Your Dollars Get the most out of your money with MESSA ABC and these six helpful tips. Medical Plan Coverage Booklet Understanding deductibles – MESSA can help Quick Tips for MESSA ABC members – Plan 1 Quick Tips for MESSA ABC members – Plan 2 Quick Tips for MESSA ABC members – Plan 3 What you should know about referrals A HealthEquity HSA account is included with MESSA ABC for each member. An HSA can be used to pay for qualified medical care expenses, including deductible expenses. The information here will help you understand the benefits of an HSA and how to effectively manage an account. If you have questions about a HealthEquity HSA, go to www.healthequity.com or call HealthEquity’s Member Services department at 877.218.3432. HSA Advantages A quick guide to the advantages of a MESSA ABC plan and HealthEquity HSA, and how they help MESSA members. Medicare & HSA Eligibility HSA Eligibility and Opt-Out The Complete HSA Guidebook Health Savings Account – Can I have one and how can I use it? COMPARE PLANS & ESTIMATE OUT OF POCKET COSTS PLAN COMPARISON TOOL DENTAL COVERAGE – DELTA DENTAL Since 1968, MESSA has offered dental coverage to supplement its health plans. Because good dental care is an essential component to a person’s overall health, MESSA dental plans fill an important need. MESSA’s dental plans are underwritten and administered by Delta Dental of Michigan, a non-profit dental care corporation known for its high-quality dental programs. Delta Dental contracts with dentists throughout Michigan to provide high-quality care at a reasonable cost. More than 90 percent of Michigan dentists participate with Delta Dental. When you seek services from a dentist who participates with Delta Dental, the dentist will bill Delta Dental directly and your out-of-pocket costs will be limited to the deductible and co-payment for covered charges as specified in your plan. If you choose to see a non-participating dentist, you may have higher out-of-pocket costs and the dentist may not bill Delta Dental directly. For specific details on your benefits, please refer to your Delta Dental plan coverage booklet or access your Delta Dental Subscriber Page. LIFE AND DISABILITY BENEFITS COMMONLY ASKED QUESTIONS ABOUT DISABILITY BENEFITS MESSA GROUP NEGOTIATED LONG TERM DISABILITY (LTD) MESSA OPTIONAL LONG TERM DISABILITY (LTD) MESSA OPTIONAL SHORT TERM DISABILITY (STD) MESSA MEMBER FORMS As a service to our members, we have made many of our most frequently requested forms available here for easy download. These forms are in Adobe portable document format (PDF). In order to view and print these documents, you will need to have Adobe Acrobat Reader installed on your computer. Log in to MyMESSA® for access to all member forms and specific information about your coverage including, deductible progress, benefits, claims and account management. Member Claims Disability Claims OptionALL Forms Privacy Forms Legal Notices Service Center: 800.336.0013 | TTY: 888.445.5614 © 2021 MESSA | Disclaimer | Privacy | Language Assistance | Non-discrimination Notice Facebook YouTube Twitter Go to Top