F&M Bank Mobile Logo Menu Personal Loan Solutions When it comes to personal loan solutions, F&M Bank offers a wide variety of loan and credit options for consumers. We offer various types of installment loans, personal lines of credit, and multiple credit card options to fit your spending needs. F&M Bank Has Loans For All Reasons Automobiles, RVs and Boats Debt Consolidation Indoor and Outdoor Home Improvements Unexpected Emergencies Trips and Vacations Appliances, Furniture and Electronics Home Offices Weddings Investments Medical and Dental Expenses Second Homes Luxury Items Pools and Spas Real Estate Installment Cash When You Need It! Cash When You Want It! Borrowing money can make life easier and more enjoyable when you need extra cash. At F&M Bank, we’ll work closely with you to set up a loan that matches your specific need ... with repayment options that fit your budget. Installment Information Personal Lines of Credit If you have various upcoming expenses and require some long-term flexibility of drawing funds as needed, ask us about a personal line of credit. Like a credit card, your monthly payments will vary based on how much credit you’ve used. Consumer Credit Cards Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you! No matter which card you choose, you'll enjoy important features like: Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide. Mobile purchasing capability for added convenience. Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen. Cardmember Service available 24 hours a day/365 days per year. Plus much more! LEARN MORE APPLY NOW *Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Personal Loan Application Get the loan process started. Click below to print out a credit application. LOAN APPLICATION Like Us on Facebook Follow Us on Twitter Watch Us on YouTube Network on LinkedIn Follow Us on Instagram How Can We Help? FIND A BRANCH OR ATM LOST OR STOLEN CARD ONLINE TECH SUPPORT CHECK REORDER Tools & Resources RATES ONLINE EDUCATION CENTER APPLICATION CENTER CALCULATORS News & Information ANNOUNCEMENTS NEWSLETTER PRESS RELEASES COMMUNITY EVENTS Privacy & Security DISCLOSURES PRIVACY POLICY SECURITY CENTER ALERTS Copyright © 2021 F&M Bank. All Rights Reserved. Institution NMLS ID 518158 Federal Deposit Insurance Corporation Equal Housing Lender