LOANS ACCOUNTS SERVICES VISA BUSINESS ABOUT LEARN Search LOGIN Main Content home / vehicle loans / off-road vehicle loans OFF-ROAD VEHICLE LOANS Getting Started is Easy America First has low-rate financing options for your complete financial needs. APPLY FOR INSTANT APPROVAL Takin' It Off The Streets Off-road enthusiasts and their tools of the trade come in all shapes and sizes. Which is why America First offers diverse options in low-rate loans for whatever challenge or adrenaline rush you're pursuing. ATVs, Side-by-Sides, UTVs, Snowmobiles & More Instant online approvals. Terms up to seven years. Apply for your preapproval with a great rate! Product Term APR* As Low As ATV / SMALL WATERCRAFT / SNOWMOBILE 7 Years 4.49% Variable ATV / SMALL WATERCRAFT / SNOWMOBILE 7 Years 5.49% Fixed * The Annual Percentage Rates (APRs) listed are our best rates for the terms outlined. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Sunday, August 29, 2021 and are subject to change. Consumer Loans have a maximum APR of 18%. Calculate Your Payment Loan Amount $ Term Years Interest Rate % Monthly Payment $138.96 APPLY FOR THIS PAYMENT Getting Started is Easy Get your Off-Road Vehicle Loan today! APPLY NOW Become a Member Apply for Loan Find Location Contact Us LATEST NEWS America First Credit Union surprises Corner Canyon student with $3,300 for Food Drive Challenge Nov 18, 2021 - Press Releases America First Credit Union Attains No. 1 SBA Ranking in Utah District Nov 17, 2021 - Press Releases America First Credit Union Reveals First Corporate Partnership in Reno Market Nov 8, 2021 - Press Releases Nominations Sought for Vegas Golden Knights, America First Credit Union Game-Changer Program Award for Educators Nov 2, 2021 - Press Releases Proposed IRS Reporting Requirements Oct 25, 2021 - News More news... UPCOMING EVENTS No Upcoming Events More events... INFORMATION America First Credit Union PO Box 9199 Ogden, Utah 84409 1-800-999-3961 Routing & Transit Number: 324377516 Start your career at America First VIEW CURRENT OPENINGS ©2021 America First Credit Union. All Rights Reserved. America First Federal Credit Union does business as (DBA) America First Credit Union. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. America First Credit Union respects your privacy. Please view our Privacy Policy, Email Opt Out Procedure and Fraud Alert Text/SMS Notification Terms and Conditions. This credit union is federally insured by the National Credit Union Administration.