Personal Banking Premier Business Wealth Management Corporate Log in Search Menu Investment ISA An easy way to start investing Log in to apply No login? Apply here We offer two ways to invest using an Investment ISA (also known as a stocks and shares ISA). Choose your own investments with Smart Investor, or let us make the decisions for you with Plan & Invest. Either way, invest up to £20,000 per year and any returns you make are tax-free1. Start investing to make the most of those special times to come by using your new 2021-22 ISA allowance in an Investment ISA today. The sooner you begin, the sooner you could grow your money, tax efficiently. Why consider an Investment ISA? This is a popular account for those ready to start investing for the long-term (five years or more) You won’t pay tax on the returns you make from your investments. You can find out more about other tax exemptions You can withdraw cash from your ISA and pay it back in before the end of the tax year without it affecting your annual allowance. Remember, the value of investments can fall as well as rise. You may not get back what you invest. On this page, we’ll help you to decide if an Investment ISA is right for you and how to open one. You won’t find tailored financial advice here so if you’re not sure about investing, seek independent advice. Tax rules can change and their effects on you will depend on your individual circumstances. The main requirements to open a Barclays Investment ISA are that: You’re over 18 You’re a UK tax resident You aren’t a US person You haven’t paid into a stocks and shares ISA (except a Lifetime ISA) with another provider this tax year. Full details are in the FAQs below. Choose your own investments (with a bit of help from us if you like) I'd like some help Choose from one of our five Ready-made Investment funds based on the level of return you’re hoping for balanced against how you feel about taking investment risk Put together by our team of investment professionals, who monitor them regularly to make sure they stay true to their objectives Explore Ready-made Investments I need some inspiration See the Funds List that our experts have put together and stay up to date with our latest thinking Use funds to help balance your risk across different industries, geographic locations and investment types See the funds our experts have picked I know what I'm doing Choose from thousands of investments including funds, equities and bonds Use the tools and insights in our Research Centre to make your own investment decisions Show me all investments Let us choose for you With Plan & Invest, our experts will select and manage your investments for you. Find out more about Plan & Invest How much will it cost? Your fees will depend on what you choose to invest in, how often you invest and the value of your investments. Whatever combination of investments you choose, you’ll pay customer fees each month and transaction fees only when you buy or sell them. Customer fees This covers anything related to the running of your account and the safekeeping of your investments. £4 per month min* Or the sum of the following: Funds – 0.2% p.a.* Other investments 0.1% p.a.* *Whichever calculation is higher based on the value of your investments. Customer fees are capped at £125 per month. Online Transaction fees In addition to Customer Fees, these are the fees you’ll pay every time you buy or sell an investment.** Funds - £3 per online transaction Other investments - £6 per online transaction **All regular investments are £1 per transaction. Telephone transactions are £25 each. We don’t charge: Account set-up fees For inactivity For withdrawing cash You might have to pay product fees, taxes and levies depending on the investments you choose. If you have a SIPP, additional charges will also apply. Read more about our Smart Investor fees The benefits of investing with Smart Investor Invest on the go Invest on the go if you’re a Barclays current account customer, you can buy and sell investments via the Barclays app. You can also see all your banking and investments on the app or in your online banking account. Choose your own investments Thousands of investments are available including our Ready-made Investments, funds, shares, gilts and bonds, Exchange Traded Funds (ETFs), Investment Trusts and IPOs. Show me all investments Use our Research centre Use the tools, expert opinion and research to help you make your investment decisions. Take me to the Research centre Our Price Improver Barclays Price ImproverTM gives you the best price available from our selected Retail Service Providers (RSPs) and trading venues every time you buy or sell shares, ETFs, Investment Trusts or Real Estate Investment Trusts (REITs) listed on the London Stock Exchange.2 Learn more about our Price Improver Open a new Investment ISA or transfer an existing one Open your new Investment ISA If you already have a Barclays Investment Account or you use Online Banking with a current account, you can simply log in to apply. If you don’t have either of these, you can apply without logging in. Log in to apply No login? Apply here Transfer your existing ISA to us and we’ll refund your fees up to £500 If you have an ISA elsewhere, you can transfer it to us at any time. Transferring does not affect the tax-efficient status of your ISA.3 Make sure that you don’t have to pay penalties or give up valuable benefits if you transfer– and understand the risks and drawbacks involved. Terms apply. Fee reimbursement offer ends on 29/11/2021 for any new transfer requests. For any existing transfer requests, this offer will continue to be valid. Transfer an ISA You might be interested in All ISA articles An ISA may hold a variety of investments, and can build wealth over the long-term. You can find out more about ISAs here. About Investment ISAs Plan & Invest Plan & Invest is a service which creates and manages a personalised Investment Plan just for you. Whether your long-term goal is your child’s university education, retirement or just building a nest egg, all you have to do is tell us a bit about yourself and then, if you’re ready to invest, let our experts select and manage your investments. Go to Plan & Invest Barclays investment updates Register to receive updates on the latest news and insights from our experts, plus information on all things Smart Investor and Plan & Invest. Register now FAQs How do I open an Investment ISA? It’s quick and easy to open an ISA online, and you’ll be able to see all your accounts, savings and investments in one place – simply log in if you already bank with us to get started. To be eligible to open an Investment (stocks and shares) ISA you’ll need to be over 18, a UK resident for tax purposes or a Crown employee serving overseas, or married to/in a civil partnership with a Crown employee serving overseas. It is also a requirement that you aren’t a US person and haven’t paid into an ISA (except a Lifetime ISA) with another provider this tax year. If you’re new to Barclays, you can apply online. Once you’ve opened your ISA, you can manage it easily in Online Banking and on the Barclays app. Please read our terms and information on our fees – we’ll ask you to agree with these when you apply. What’s my Investment ISA limit? What can I hold in an Investment ISA? Chat Use our online chat service to discuss your query with a member of our team. Chat now Call us If you have any questions, you can give us a call on 0800 279 36674. Important information If you invest outside an ISA, you have several tax-free allowances, including the CGT annual allowance, personal savings allowance and dividend allowance. Find out more about your tax allowances. Bear in mind that tax rules might change in the future, and their effect on you depend on your individual circumstances.Return to reference 92.5% of qualifying deals placed between January 2020 and December 2020 got a better price than the quoted price on the London Stock Exchange (LSE). Applies to deals placed on the London Stock Exchange within a Smart Investor Account across the following asset classes: stocks and shares, Exchange Traded Funds, investment trusts and Real Estate Investment Trusts.Return to reference Before transferring investments, find out about any charges, exit penalties, benefits you may lose, or investment that you can’t transfer to us.Return to reference Lines are open from 7:30am to 7:00pm Monday to Thursday, 7:30am to 6:00pm on Friday and closed during weekends and public holidays. To maintain a quality service, we may monitor or record phone calls. Call charges.Return to reference Contact us Protect yourself from fraud Lost or stolen card Help Branch Finder PPI information Structure changes MIFID II Service status Bank of England base rate Security certification Legal information Accessibility Cookies Privacy policy Careers Home.barclays FAQs Investment accounts How Smart Investor is changing Barclays Investment Solutions Limited provides wealth and investment products and services (including the Smart Investor investment services) and is authorised and regulated by the Financial Conduct Authority and is a member of the London Stock Exchange and NEX. Registered in England. Registered No. 2752982. Registered Office: 1 Churchill Place, London E14 5HP. Barclays Bank UK PLC provides banking services to its customers and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Cookies We would like to collect data from your device while you use this website. We do this using cookies. You can find out more in our cookie policy. Collecting this data helps us provide the best experience for you, keeps your account secure, helps us provide social media features and allows us to personalise advert and service message content. Please select 'Accept all' to consent to us collecting your data in this way. To see other data collection options, select 'Preferences'. Preferences Accept All