Policyholder Agents & Brokers What We Offer Who We Are Contact Us Start a Claim Contact An Agent Fixed Indexed Annuity Safe Solution offers a unique combination of features that are designed to help you meet your retirement goals. It provides an opportunity for potential interest growth based on changes to the S&P 500®. In addition, since the account value grows tax deferred, your account value will accumulate faster than a taxable account. No other product type offers you the opportunity to earn upside interest based on positive changes to an index while offering the downside protection of a guaranteed minimum interest rate of 1%. Key Features* Funds may be allocated among three different crediting methods, all of which are guaranteed to earn no less than 1% the minimum guaranteed rate: Fixed Interest Account 1 Year Point-to-Point Indexed Account Annual Performance Triggered Indexed Account Choice of a 5 or 7 year early withdrawal charge period Penalty-Free Withdrawal Feature - the first withdrawal in any year up to 10% of the accumulated value (10% of the single premium in year one) does not incur a withdrawal charge Flexible income options Available to individuals up to age 85 (18 to 85 for qualified funds) Withdrawal Charge Schedule Policy Year Plan 1 2 3 4 5 6 7 8+ 5 Year 9% 8% 7% 6% 5% 0% 0% 0% 7 Year 9% 8% 7% 6% 5% 4% 3% 0% * Withdrawals are subject to regular income tax, and, if taken before age 591/2 , may be subject to a 10% IRS penalty. Any discussion of taxes is for general information only based on our understanding and interpretation of current tax laws. Please consult your legal or tax advisor as to tax consequences. “S&P 500®” is a trademark of Standard & Poor’s Financial Services LLC, a division of S&P Global and has been licensed for use by SBLI USA Life Insurance Company, Inc. SBLI’s products are not sponsored, endorsed, sold or promoted by Standard & Poor’s and Standard & Poor’s makes no representation regarding the advisability of purchasing this product. Daily interest will be credited for the period between the date the premium is received and the date the contract is issued based on 1.5% annual effective interest rate. This is a summary only. The contracts contain conditions, terms, limitations and exclusions. Contact an agent or review the contract for full details. Product issued by SBLI USA Life Insurance Company, Inc. (New York, NY), a member of Prosperity Life Group. Currently available only in New York (Form #FIAPSENY16). All guarantees are subject to the financial strength and claims-paying ability of the issuing company. Let life flourish. Start a Claim About Careers News Contact us Terms of Use Legal Disclosures Privacy Notices © Prosperity Life Insurance Group, LLC. All rights reserved. Policyholder SBLI USA S.USA Shenandoah Life Agents & Brokers SBLI USA S.USA Final Expense Agent Portal Med Supp Agent Portal Shenandoah Life Distributors Financial Institutions Worksite Marketing Independent Marketing Organizations—Term Products Independent Marketing Organizations—Final Expense Independent Marketing Organizations—Medicare Supplement Products Annuities Fixed-Indexed Annuity Single-Premium Deferred Annuity Supplemental Health Medicare Supplement Voluntary Group Accident Voluntary Group Cancer Voluntary Group Critical Illness Life Insurance Final Expense Graded Death Benefit Term Income Continuation Term Renewable & Convertible Term Simple Issue Term Whole Life Single-Premium Universal Life Prosperity Life Group℠ is a marketing name for products and services provided by one or more of the member companies of Prosperity Life Insurance Group, LLC, including SBLI USA Life Insurance Company, Inc., S.USA Life Insurance Company, Inc., and Shenandoah Life Insurance Company. Members not licensed in all states. Only SBLI USA Life Insurance Company, Inc. is authorized to do business in New York. Each company offers a variety of insurance products and is solely responsible for its own financial and contractual obligations. SBLI USA Life Insurance Company, Inc. is not affiliated with The Savings Bank Mutual Life Insurance Company of Massachusetts or The Savings Bank Life Insurance Company of Connecticut.