Regtransfers 01582 967777 Home Buy Finance eligibility checker (You are here) Finance eligibility checker Am I eligible for finance? Quickly see without affecting your credit file. Finance eligibility checker Please ensure the information you give is as accurate as possible. You will receive an instant decision. Personal details Email address Required * Title Required * - select - Mr Mrs Miss Ms Dr Rev Other First name Required * Middle initial Surname Required * Please send me special offers, discounts and number plates that may be relevant to me. I understand I can unsubscribe at any time. Privacy policy Finance partner Spread the cost of your purchase and choose terms that suit you. Pay over time on your terms, with our flexible options. Basic criteria Be 18 years old or over Be employed for at least 16 hours a week or retired and in receipt of a private or company pension. Certain state benefit schemes may also be considered. Be a permanent UK resident with a 3 year address history. Have a good credit history with no late payments, debt relief orders or bankruptcy Have a valid email address and can access it Please note that meeting the above criteria does not guarantee finance acceptance. You will need to complete your finance application online as you will be asked for some sensitive information. Our finance partner will require personal details like your name, address, phone numbers and income. Plus, your bank account and credit or debit card details. They need this information to be sure who's applying in order for the finance company to perform a credit check. To give yourself the best chance of approval, you should always ensure the information you give us is accurate and honest. The online application form typically takes less than 3 minutes to complete. Your application is then instantly sent to the finance company and they will typically respond with their decision in around 10 seconds. Some applications may take longer to process. If for any reason they can't give you an instant decision we'll send you an email the moment the finance company makes a decision. Please note that for security measures proof of ID may be required after your application has been approved and your deposit has been paid. This step is to verify your transaction and a check will be done on any ID provided. If your ID fails the check or you are unable to provide a valid proof of ID, we will be in contact with you. Should you need to provide ID you will be notified via email from the finance provider. A credit check forms part of the automated decision making process and is part of a responsible lending policy. When your credit application is accepted you will be required to pay a deposit online, using a credit or debit card. The amount of the deposit is shown in the credit summary (displayed on the top left hand side of the screen throughout the credit application) and on the credit agreement itself. Your monthly repayments are collected by Direct Debit. You have the right to repay all or part of the credit early, at any time. etika (a trading name of etika Finance UK Ltd) is a company registered in England and Wales 07440512 and authorised and regulated by the Financial Conduct Authority, registration number:697658. Company address: WeWork, No.1 Spinningfields, Quay Street, Manchester, M3 3JE. Copyright © 2020 etika. All rights reserved. Finance FAQs Choosing finance Application Process Credit Checks Applying for online finance Applying for online finance couldn't be easier or more convenient. When you buy online from Regtransfers you have the choice of applying for finance by selecting the finance option at the start of the purchase process, and completing an online application form. Just follow the simple instructions, entering your personal details as required and we'll do the rest. The whole process only takes a few minutes and is simple and secure. Once your finance application is approved, you will then be advised of how to sign the finance agreement and you will also receive an email confirming these details. Please read the agreement carefully checking that all the details are correct, then either electronically sign the agreement or print and sign the agreement in both boxes. Post the signed agreement to the address shown on the covering letter of the agreement. Following receipt of your finance agreement and a few additional checks, your goods will be dispatched. Once my application is approved, what happens next? Within minutes of your application being approved, you will be presented with the options to either e-sign or print and return your finance agreement. If you choose to e-sign your agreement, a PDF of your agreement will be displayed on screen. You should read the agreement carefully before clicking all the relevant sections agreeing to its terms. Once you have agreed to the terms of the finance agreement, Regtransfers will be notified and you need do nothing more. Note that products will not be allocated to your order until your completed and signed agreement is returned and received by etika Finance UK Ltd. Shipment of your goods will follow soon after your agreement has been returned and received. Can I request delivery to an address other than my home? In order to safeguard against fraudulent applications, we regret that we're able only to deliver goods to the home address of the applicant. What happens if I decide to settle the outstanding balance early? Early settlement incurs no additional charges. If my application is not successful, can I re-apply? Yes. We acknowledge that your circumstances change and just because we have refused a previous application, it does not mean that we'll automatically turn down a further request. We do suggest however, that you leave at least 6 months between applications. Interest free finance example Up to 18 months 0% APR representative interest free finance *. Spread the cost with our interest free finance available online. Our simple finance options allow you to spread the cost of your purchase over 12 or 18 months. All you need to do is spend a minimum of £250. 12 months interest free finance on orders of £500 and above 18 months interest free finance on orders of £250 and above * Interest free finance is only available on selected registrations. ORDER VALUE TERM (MONTHS) MONTHLY PAYMENTS The table shows you how much monthly repayments will be based on the total order value. £1200 12 £100.00 £2000 12 £166.67 £2500 18 £138.88 £5000 18 £277.77 Interest bearing finance example Up to 48 months 14.9% APR representative interest bearing finance. Spread the cost with our interest bearing finance available online and over the phone. All you need to do is spend a minimum £250 and above, with no deposit. We offer 3 simple interest bearing finance options to help you spread the cost of your purchases. 24 months interest bearing finance on orders of £250 and above 36 months interest bearing finance on orders of £250 and above 48 months interest bearing finance on orders of £250 and above ORDER VALUE TERM (MONTHS) MONTHLY PAYMENTS The table shows you how much monthly repayments will be based on the total order value. £350 24 £16.80 £700 24 £33.60 £1200 36 £41.00 £2000 48 £54.62 Representative example Cash Price: £280.40 Deposit: £0.00 Loan Amount: £280.40 Interest Rate: 14.00% APR Representative: 14.9% APR First payment of: £13.51 22 monthly repayments of: £13.51 Final payment of: £13.48 Total Charge for Credit: £43.81 Total Amount Payable: £324.21 Find us on... Regtransfers is on Facebook Regtransfers is on Twitter Regtransfers is on Instagram Regtransfers is on YouTube Regtransfers is on Pinterest Regtransfers is on Linkedin We're trusted 12,464 reviews More great content Auto Trader number plates Cherished number plates Personalised number plates Private number plates Irish number plates Number plates rules Number plate guides Car registration plates How DVLA issue car registrations Stories from the Blog Celebrity stories Marketing your business Customer stories About us Contact Testimonials Subscribe to our Newsletter Careers The role of DVLA Car registrations and number plates, including personalised number plates, in the UK are the responsibility of the Driver and Vehicle licensing Agency, usually known as the DVLA. It issues new registrations twice a year and also maintains the central database that records details of all vehicles licensed to drive on UK roads, along with their keeper and registration information. Regtransfers works closely with DVLA to complete registration transfers as quickly and efficiently as possible. Regtransfers is a DVLA registered supplier of personal car registrations and number plates and is listed on the DVLA Registrations website. All number plates supplied by Regtransfers comply with DVLA's prescribed standards and regulations. DVLA administers all UK registration transfers and issues updated registration documents when the registration number of a car is changed, or when a registration is removed from a vehicle and placed on a retention document in accordance with the DVLA Retention Scheme. DVLA is a registered trade mark of the Driver & Vehicle Licensing Agency. Regtransfers is not affiliated to the DVLA or DVLA Personalised Registrations. Regtransfers is a recognised reseller of unissued Government stock. Number plate regulations When a car is on the road, it is an offence to display number plates bearing any number other than the vehicle's officially recorded registration number. If you purchase a private registration, you must complete the official transfer process before displaying the new number. All registration number plates displayed on UK vehicles must comply with the official number plate regulations. DVLA oversees enforcement of number plates display regulations and maintains a register of approved manufacturers and retailers of vehicle number plates. Regtransfers is not part of, and is not formally affiliated with DVLA. © 1982 - 2021 Registration Transfers Limited. All rights reserved. Registered in England. Company registration number 03933658. 'Regtransfers', 'Reg transfers' and the Regtransfers logo are registered trade marks of Registration Transfers Limited. Credit subject to status and affordability. Terms & Conditions apply (details). Registration Transfers Limited, trading as Regtransfers, is a credit broker authorised and regulated by the Financial Conduct Authority. Transfer House, 139 High Street South, Dunstable, Bedfordshire, LU6 3SS. Tel: 01582 967777 | Email us. Terms & Conditions Privacy Terms of Use Modern Slavery Accessibility We use cookies to collect some data when you use this website so it works better and is secure. Is that OK? Privacy Policy Yes, OK