Protecting Businesses Since 1913 Insurance Products Business Insurance The Total Account Solution for Small Businesses NJM has been helping companies keep their vehicles on the road, employees on the job, and projects on track for more than 100 years. With NJM Workers' Compensation, Commercial Auto, ProEdge Businessowners Policy, Commercial General Liability, and Commercial Excess and Umbrella insurance, you can feel confident in your business's coverage. NJM Business Insurance is available in Connecticut, Delaware, Maryland, New Jersey, New York, and Pennsylvania. Workers' Compensation LEARN MORE Commercial Auto LEARN MORE Commercial General Liability LEARN MORE ProEdge Businessowners Policy LEARN MORE Commercial Excess and Umbrella Coverage LEARN MORE All applications for insurance are subject to underwriting guidelines and approval. Coverage and discounts are subject to policy terms, exclusions and effective dates; limits and deductibles apply. Coverage is not available in all states. Insurance underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628. FOLLOW NJM ON: CALL NJM: 1-800-232-6600 Home About NJM Careers Accessibility NJM Privacy and Security Policies Site Map Copyright 2021, NJM Insurance

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You Don't Have to Live near Water Insurance Products Flood Insurance Melting Snow, Heavy Rainfall, and Hurricanes There doesn’t need to be overflowing river banks or ocean water breaching a sea wall to cause flooding. Floods can result from storms and melting snow. Just a few inches of water can cause major damage to your home and property. If your community participates in the National Flood Insurance Program, you can purchase a flood insurance policy. Flood insurance is one of the best ways to protect the things that are most important to you and your family. In a Flood Zone? Use the FEMA Flood Map Service Center (MSC) to see if you live in a flood zone. Visit msc.fema.gov Partnering with a Leading Provider While NJM homeowners insurance does not cover damage caused by flooding, we have established a relationship with Wright Flood, the nation's leading provider of federal flood insurance through the Write Your Own (WYO) Program. To Apply for a Flood Policy, Call Wright Flood Call 1-855-617-3532 Guidance Flood Insurance Policy Facts Emergency Preparedness FOLLOW NJM ON: CALL NJM: 1-800-232-6600 Home About NJM Careers Accessibility NJM Privacy and Security Policies Site Map Copyright 2021, NJM Insurance