For your tomorrow Good to know Products News Contacts COVID-19 emergency Reserved Area EMIR exemption EMIR exemption Information relating to the exemption from the obligation to exchange guarantees for intragroup transactions in OTC derivatives concluded with the counterparty (Parent Company) Banco Santander SA pursuant to EU Regulation no. 648/2012 (EMIR). This site uses Technical, Statistical and Marketing cookies and chatbot technology to manage, improve and personalize your browsing experience on the site. Some cookies are necessary to provide the service, for others you can accept or refuse their use: Technical Cookies : they are used to provide you with the requested service. Without them, some operations would be inaccessible or less secure. Statistical cookies : they are used both to collect information in aggregate and anonymous form on the number of users who visit our site, and to optimize it. Marketing cookies : they are used to offer you advertising messages in line with your preferences. Express your consent by choosing from the buttons below. By clicking on «Accept all cookies» you will accept Technical, Statistical and Marketing Cookies. You can customize your preferences by clicking on "Change Preferences". On the " Privacy and Cookies " page of the site you can change your consent at any time. For more information, consult the Cookie Policy by clicking here or on the " Privacy and Cookies " page of the site. To consult the information relating to the chatbot click here . Accept all cookies Change your preferences

For your tomorrow Good to know Products News Contacts COVID-19 emergency Reserved Area Good to know 21 Nov 2021 University loan: how it works and when to apply for it This site uses Technical, Statistical and Marketing cookies and chatbot technology to manage, improve and personalize your browsing experience on the site. Some cookies are necessary to provide the service, for others you can accept or refuse their use: Technical Cookies : they are used to provide you with the requested service. Without them, some operations would be inaccessible or less secure. Statistical cookies : they are used both to collect information in aggregate and anonymous form on the number of users who visit our site, and to optimize it. Marketing cookies : they are used to offer you advertising messages in line with your preferences. Express your consent by choosing from the buttons below. By clicking on «Accept all cookies» you will accept Technical, Statistical and Marketing Cookies. You can customize your preferences by clicking on "Change Preferences". On the " Privacy and Cookies " page of the site you can change your consent at any time. For more information, consult the Cookie Policy by clicking here or on the " Privacy and Cookies " page of the site. To consult the information relating to the chatbot click here . Accept all cookies Change your preferences