Savings Accounts Savings Accounts that meet all of your Personal Banking Savings needs. Statement Savings Statement Savings Offers a Simple Way to Build Your Savings. $100 to open / $199 average balance to avoid charges* Earns a Very Competitive Interest Rate 24-hour ATM access Itemized Monthly Statements Interest Paid and Compounded Monthly Transaction Limits Apply Health Savings Account Perfect for Those With a High Deductible Health Insurance Policy! Earns a Competitive Rate of Interest Requires Only $50 Minimum Balance to Open Account and Avoid Service Fees* Free Online and Mobile Access Free HSA Debit Card Free eStatements (Individuals Who Opt to Receive a Paper Statement Will be Charged a $2.00 Monthly Fee) For more information on our Health Savings Account click here. HomeTowne Checking The More You Save the More You Earn. Best Money Market Rate in Town – Guaranteed** Provides All of the Conveniences of a Regular Checking Account Unlimited Check-Writing FREE Online Banking, FREE Bill Payment, FREE Debit/ATM Card Mobile and Text Banking $1,000 to Open/ $1,000 Minimum Balance* *If balance falls below the minimum, the account will be assessed a fee based on the First National Bank of America fee schedule **First National Bank of America will match or beat any money market savings rate from an FDIC insured bank in East Lansing, Grand Rapids, or Traverse City, Michigan based upon where you reside. “Match or Beat” rates will be determined monthly and changed accordingly – rate specials lasting 6 months or less and rates with additional deposit or loan requirements are excluded. Not available for businesses. Routing Number: 072412435 Privacy Policy | GLBA Privacy Notice | Do Not Sell My Information | Contact ©2020 First National Bank of America, Member FDIC, Equal Housing Lender NMLS#413209 UP DOWN

Business Banking Solutions Propel your business with your suite of Business Banking Solutions matched with superior service. Payment Processing Focused on providing your business with affordable payment processing solutions designed to save you time, more effectively manage your cash flow, and reduce payment processing related costs. Learn More Business Online Banking Our customizable Business Online Banking solution delivers a broad array of business banking services right to your desktop. Learn More Remote Deposit Remote deposit offers you the convenience of making deposits to your business bank account from your place of business. Learn More Routing Number: 072412435 Privacy Policy | GLBA Privacy Notice | Do Not Sell My Information | Contact ©2020 First National Bank of America, Member FDIC, Equal Housing Lender NMLS#413209 UP DOWN