Wheatland FCU has a board seat opening. Are you our next board member? Call Kathy at 717-898-7673. more info dismiss About The WFCU Difference Credit unions are and always have been people-oriented financial institutions. Lancaster County has witnessed many bank openings, closings, and mergers over the last decade. Through it all, Wheatland FCU has been serving the needs of Lancaster County since 1936. How are Credit Unions Different than Banks? Though credit unions may not seem different from banks at first glance, these financial cooperatives are different in many ways. Credit unions are not-for-profit organizations that exist to serve their members. Like banks, credit unions accept deposits, make loans and provide a wide array of other financial services. But as member-owned and cooperative institutions, credit unions provide a safe place to save and borrow at reasonable rates. Credit Unions are Member-Owned You are more than a member, you are part owner. Credit unions are owned and controlled by the people, or members, who use their services. Your vote counts. A volunteer board of directors is elected by members to manage a credit union. Credit Unions are Not-for-Profit Credit unions operate to promote the well-being of their members. Profits made by credit unions are returned to members in the form of reduced fees, higher savings rates, and lower loan rates. Members of a Credit Union Share a Common Bond This is known as the credit union’s “field of membership.” You may be able to join based on your: Employer: Many employers sponsor their own credit unions. Family: Most credit unions allow members’ families to join. Geographic Location: Many credit unions serve anyone that lives, works, worships or attends school in a geographic area. Membership in a Group: Membership in a group, such as a place of worship, school, labor union or homeowners’ association may qualify you to join. Credit Unions are Community-Focused Members often have shared interests and appreciate participating in an institution designed to help other members. Credit unions may provide financial education and outreach to consumers; in-school credit union branches; and small business needs. Credit Unions are a Cooperative The cooperative structure of credit unions creates a cycle of mutual assistance toward the common goal of the financial well-being of members. One member’s savings becomes another member’s loan. Financial institutions will continue to come and go in Lancaster County. As your alternatives continue to change, remember that WFCU’s goals and philosophies never will. Learn More About Credit Unions MyCreditUnion.gov — NCUA’s consumer website. CU Locator — Locate a credit union near you. @TheNCUA — Stay up-to-date on consumer financial protection issues. NCUA Fraud Prevention Center — Learn about common frauds and scams targeting consumers. Find an Answer — More than 300 answers to frequently asked questions on consumer protection and share insurance matters. Share Insurance Estimator — Calculate the amount of your insured funds at a federally insured credit union. NCUA’s YouTube Channel — View NCUA’s Consumer Report series to learn more about current financial hot topics. More from Wheatland Our Community We serve a growing membership while remaining committed to the county we belong to. learn more FAQs Can’t find what you’re looking for? We’ve shared some frequently asked questions to help. get started Locations & Hours We have multiple locations and convenient hours to meet your needs. find us Join our email list & stay up-to-date on everything WFCU email address Sitemap Privacy & Legal Notices ADA Compliance Lost/Stolen Credit Card? Lost/Stolen Debit Card? #WFCU4U NMLS #491613 We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. This credit union is federally insured by the National Credit Union Administration.