Investor Relations Locations Rates Contact Personal Business Connect About Log In Auto Loans Contact Us Home Personal Borrow Auto Loans Pages within Borrow We offer auto loans for both new and used cars. Looking for a new car? Maybe a pickup truck for some DIY projects or work around the house, or a used car for your trustworthy teenager? We can help! Auto Loans PCSB can help get you behind the wheel of a new or used car. 100% financing on new cars. Up to 100 % of the NADA clean trade-in value on used cars. Competitive rates and repayment terms. 7 Month CD Rate Special 0.15% APY View Rates (opens in a new tab) Auto Loans Calculator Financial Calculators from Dinkytown.net Financial Calculators ©1998-2021 KJE Computer Solutions, Inc. Definitions Calculate for Choose what you would like to calculate. You can choose to calculate the payment or the purchase price. Monthly payment The amount you pay each month for your auto financing. Total purchase price (before tax) This is the total cost of your auto purchase. Include the cost of the vehicle, additional options and destination charges. This amount does not include sales tax. Sales tax will be calculated for you and included in your total after-tax price. Term in months Number of months the loan will be in effect. Interest rate Annual interest rate for this loan. Rebates and cash down Total amount of cash and/or factory rebates applied to the purchase. The larger your cash down payment the smaller the loan you will need to finance this purchase. Trade allowance The total amount that you are given for any automobile that you trade-in as part of the purchase. In some states a trade-in can also reduce the amount of sales tax you will owe. See the definition for "No sales tax deduction for trade-in" for more information on trade-in vehicles and sales tax. Amount owed on trade Total loan balance still outstanding on the trade-in. Non-taxable fees (optional) Any additional fee that is not subject to sales tax. This usually includes document fees or any other fees that may be due at delivery and are not taxable. Taxable fees (optional) Any additional fee that is subject to sales tax. This usually includes title transfer fees or any other fees that may be due at delivery and are taxable. Sales tax rate Sales tax percentage rate charged on this purchase. No sales tax deduction for trade-in If you live in a state where your sales tax is calculated on your full purchase price, check this box in the calculator. If this box is unchecked, sales tax is calculated on the purchase price, less trade-in. Currently the District of Columbia, California, Hawaii, Maryland, Kentucky, Michigan and Virginia allow no deductions for trade-ins when calculating sales tax. In addition, Alaska, Delaware, Montana and New Hampshire have no sales tax on auto purchases. Oregon currently only collects tax on new vehicles. Home Mortgages Calculate your mortgage payment. Learn More Call914-248-7272 EmailContact Us VisitLocations Reach Out Contact Us Locations Reorder Check PCSB Bank Corporate Headquarters 2651 Strang Blvd. Yorktown Heights, NY 10598 Routing Number: 221970980 Learn More Team News Community Careers Cash Management Investor Relations Go Digital Join in the conversation with PCSB’s social media channels: Facebook Twitter LinkedIn YouTube Online Banking Mobile Banking Take PCSB with you by downloading our mobile app: Privacy Statement Internet Security Website Accessibility Sitemap PCSB Bank is a full-service New York bank with locations throughout Westchester, Putnam, Dutchess and Rockland Counties. Explore checking accounts, savings accounts, auto loans, personal loans, mortgages, business bank accounts, business loans, cash management services and more. Bank online, with our mobile app, or visit one of our conveniently located branches in the Lower Hudson Valley. Copyright © 2021 PCSB Bank. All Rights Reserved. Site by ZAG Interactive Website - Opens in New Window