LOGIN Investment Products Available through CUSO Financial Services, LP (CFS)* Whether you’re saving for a child’s college tuition, a forever home, or unforeseen expenses, we’re here to support your financial goals. We'll help you build a portfolio from our investment options*—certificates, mutual funds, and more—to meet your current and future needs. SEE RATES MEET OUR CFS ADVISORS* SCHEDULE AN APPOINTMENT FEE-BASED SERVICES Fee-based investment management offers a combination of advice and oversight. In exchange for an individualized portfolio and ongoing management, you pay a fee based on a set percentage of your managed assets, not on commission. Meet our CFS advisors* Schedule an appointment CERTIFICATES With interest rates generally higher than a savings account, certificates guarantee a set rate of return over a set period of time, making them an attractive long term savings vehicle. You decide the life span of your certificate, with terms ranging from six months to seven years. The longer you invest, the higher your rate. More info Meet our CFS advisors* Schedule an appointment 1Traditional Certificates are federally insured up to the applicable limit per account holder. 2Market-Linked Certificates are subject to investment risk and are not suitable for all investors. Loss of original principal investment could result if Market-Linked Certificates are sold or redeemed prior to maturity. To ensure receiving 100% principal protection, investor must hold the investment to maturity. The principal deposit in a Market-Linked Certificate is federally insured up to the applicable limit per account holder. Contact SELCO Investment and Retirement Services for more information. STOCKS AND BONDS Companies also need to borrow money—for infrastructure, new programs, or market expansion. That’s where you come in. When you support a company’s financial needs through stocks and bonds, you could be investing in your future income.1 More info Meet our CFS advisors* Schedule an appointment 1Investors should be aware that there are risks inherent in all investments, such as fluctuations in investment principal. This is particularly true for mutual funds. Bonds are subject to interest rate risk. When interest rates rise, bond prices fall; generally the longer a bond’s maturity, the more sensitive it is to this risk. Bonds may also be subject to call risk, which allows the issuer to retain the right to redeem the debt, fully or partially, before the scheduled maturity date. Please see prospectus for full details. ANNUITIES Investing in an annuity can be a great retirement option, especially if you’ve already contributed the maximum to other retirement accounts. More info Meet our CFS advisors* Schedule an appointment 1Fixed and Fixed Index Annuities are long-term financial products designed for retirement purposes. Withdrawals taken prior to 59 ½ are generally subject to a 10% federal income tax penalty. Withdrawals in excess of permitted free amounts are subject to a declining withdrawal charge schedule. Certain Fixed Annuity products may not be available in every state and policy provisions may vary from state to state. All guarantees are subject to the claims-paying ability of the issuing insurance company. Returns for Fixed Index Annuities are typically tied to a percentage of the return of a stock market index such as the S&P 500. Cap rates and other limitations may apply. Minimum guarantees for Fixed Index Annuities may not be applied until after the end of the annuity’s surrender charge period. Please refer to the policy for actual governing contractual provisions. A financial professional can provide cost information for complete details. MUTUAL AND EXCHANGE-TRADED FUNDS Managing your investments can be time-consuming and, at times, frustrating. We’ll take on the challenges for you. Our team of CFS advisors* can help you choose and manage an investment fund with your specific goals and risk tolerance in mind.1 More info Meet our CFS advisors* Schedule an appointment 1Investors should carefully consider the investment objectives, risks, charges, and expenses of a fund before investing. For a prospectus containing this and other information for any mutual fund, contact your financial representative and ask for a prospectus or call the fund company directly. Please read the prospectus carefully before investing money. COLLEGE SAVINGS PLAN (529) Saving for college tuition can be daunting, but investing even a few dollars a month can mean one less thing to worry about when moving your child into the dorms. A 529 College Savings Plan1 has no minimum or maximum contribution requirements, and earnings are tax-free when used toward education. More info Meet our CFS advisors* Schedule an appointment 1There are fees associated with 529 savings plans. Investments in 529s involve investment risks. You should consider your financial needs, goals, and risk tolerance prior to investing. More information about 529 plans can be found in the issuer’s official statement or plan disclosure document which should be read carefully prior to investing. Most 529 plans are sponsored and administered by states. State tax benefits vary among the states and some offer residents additional tax benefits if they invest in their own state plan. Consult a qualified tax professional for more information. * Nondeposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Nondeposit investment products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. SELCO Community Credit Union has contracted with CFS to make nondeposit investment products and services available to credit union members. ROUTING NUMBER: 323274445 Join Contact Resources Community Giving © 2021 SELCO COMMUNITY CREDIT UNION. ALL RIGHTS RESERVED. PRIVACY POLICY FEDERALLY INSURED BY NCUA | EQUAL HOUSING LENDER NMLS #402847 SELCO wants its services and applications to be accessible to everyone. If you are using a screen reader or other auxiliary aid and are having difficulty using this website, please call us at 800-445-4483. We'll be happy to help.