OUR FUNDS VALUE DEVELOPMENT MONTHLY REPORTS START SAVING HOME SEARCH SIGN IN RISK INFORMATION Benefits of monthly savings The advantage of saving monthly is that you spread your risks and get different initial values for your fund units. When the stock market goes down, you get more shares for your monthly amount because each share costs less. When the stock market then rises again, you have more shares that increase in value as the stock market rises. In the example below, you can see what effects an imaginary stock market year can have. By saving monthly, you simply take advantage of the fluctuations on the stock market and can actually benefit from the stock market going down sometimes. Explanation: We assume that you save SEK 1,000 a month in an equity fund for one year. During the first months of the year, the stock market falls, which means that you get more shares for each deposit. When the stock market then turns in August, you have more shares that are growing. At the end of the year, the stock market is back to ± 0 and each share is again worth SEK 100. In total, you have deposited SEK 12,000. Your fund is now worth SEK 13,820 (138.2 units x SEK 100), which means an increase in value of 15.2%. Had you made a one-time deposit of SEK 12,000 at the beginning of the year, the stock market development would have meant that you would still have had SEK 12,000 at the end of the year, ie no increase in value at all. So - by saving monthly, you can make money on stock market fluctuations. TO DOWNLOAD INVSTR MAGAZINE - FULL AND HALF-YEAR REPORT MONTHLY REPORTS PRODUCT SHEET FACT SHEET WITH BASIC FACTS FOR INVESTORS INFORMATION BROCHURES ANNUAL REPORTS AND HALF-YEARLY REPORTS FORM - START SAVING OTHER FORMS ABOUT US "TRUSTED SINCE 1965" THE PEOPLE BEHIND YOUR MONEY BOARD AND MANAGEMENT COMPLIANCE AND RISK CONTROL CONTACT US FUND TIPS TO CONSIDER WHEN CHOOSING FUNDS RISK AND THE SEVEN-POINT SCALE BENEFITS OF MONTHLY SAVINGS DO NOT LET YOUR EMOTIONS CONTROL YOU USEFUL TO KNOW THE SWEDISH PENSIONS AGENCY ETHICAL PLACEMENTS GIFT SAVING COMPLAINT HANDLING GOOD TO KNOW GENERAL INFORMATION FONDKOLLEN.SE Aktie-Ansvar • Visiting address: Biblioteksgatan 1, 4tr, Stockholm • Postal address: Box 55659, 102 15 Stockholm • Telephone: 08-588 811 00 • Fax: 08-588 811 50 • info@aktieansvar.se