Investor Login Advisors Contact Us FAQs Search RETIREMENT PLANS Home > Retirement Plans ADD BUFFALO FUNDS INTO YOUR RETIREMENT PLAN An Individual Retirement Account (IRA) can be a great way to invest for the future. An IRA can serve as a supplement to Social Security benefits or an employer-sponsored plan or pension. And, since your IRA investment may be tax deductible and/or tax deferred, it can offer advantages other investments cannot. People tend to think about IRAs every year at tax time, but there are other times to consider IRAs. When your kids get their first jobs, if you lose or change jobs, and as you near retirement and throughout retirement – each is an especially good time to look at your IRA possibilities. Your first job is the very best time to start an IRA. Your investments have the maximum time to grow, and future saving habits are strongest when they’re started early. Losing or changing jobs generates the need to check your retirement accounts. If you have been participating in a 401(k) or other employer-sponsored retirement plan, you may want to move your money from that plan to your own IRA – a transaction called a Rollover. Without planning, your old 401(k) may get left in your former employer’s plan, or you may experience taxes or penalties that otherwise could have been avoided. As you near retirement it’s good to revisit your IRA to plan when you want to start taking your distributions. You will also want to evaluate your investments within the IRA to be sure they’re consistent with your growth or income needs. Throughout retirement you’ll want to plan and adjust income withdrawals from time to time and monitor your investment goals and choices. Just because you’ve stopped working doesn’t mean your IRA should. A retirement income calculator can help you decide how much you’ll need to save to meet your goals and how long your savings are likely to last. To learn more about IRAs and the benefits they can provide for investing and retirement, take a look at our Retirement Savings Options for Individuals brochure. Please refer to the Fund Information section and consult with your financial planner/tax advisor for more complete information on our mutual fund offerings to help you determine the right funds for your retirement portfolio. IRA enrollment, transfer, and rollover forms are available below for download. Retirement Investments – Investor Forms IRA Account Application IRA Beneficiary Addition / Change Form IRA / Qualified Plan Distribution Request Form IRA Transfer Form For more information please refer to our Traditional IRA/Roth IRA Disclosure. If you have a financial advisor or would like help finding one, click here for more information. Any tax or legal information provided is not exhaustive. Investors must consult their tax advisor or legal counsel for advice and information concerning their particular situation. Neither the Funds nor any of its representatives may give legal or tax advice. IRA ACCOUNT FORMS (INVESTOR) RMD Waiver for 2020 IRA Account Application IRA Beneficiary Addition / Change IRA Qualified Plan Distribution Request IRA Transfer OUR FUNDS Discovery Fund Dividend Focus Fund Early Stage Growth Fund Flexible Income Fund Growth Fund High Yield Fund International Fund Large Cap Fund Mid Cap Fund Small Cap Fund INVEST WITH US Open an Account Directly Work with a Financial Advisor Platform Availability RESOURCES Account Forms Advisors Coverdell Accounts CUSIP IDs FAQs Investor Login IRA Accounts Literature Prospectus Tax Information ABOUT US Who We Are Investment Strategy Our Team Our History LinkedIn Prospectus Privacy Policy Definitions © 2021 Buffalo Funds. All rights reserved. Before you invest in the Buffalo Funds, please refer to the summary or statutory prospectus for important information about the investment company, including investment objectives, risks, charges and expenses. You may also obtain a hard copy of the prospectus by calling (800) 49-BUFFALO. The prospectus should be read carefully before you invest or send money. Mutual fund investing involves risk; Principal loss is possible. The Buffalo Dividend Focus, Flexible Income, Early Stage Growth, Small Cap, Mid Cap, Discovery, Growth, and International Funds invest in smaller companies, which involve additional risks such as limited liquidity and greater volatility. The Dividend Focus, High Yield, Early Stage Growth, Small Cap, Mid Cap, Discovery, Growth, Large Cap and International Fund may invest in foreign securities which will involve political, economic and currency risks, greater volatility and differences in accounting methods. The International Fund may invest in emerging markets, which are generally more volatile and can have relatively unstable governments, social and legal systems that do not protect shareholders, economies based on only a few industries and securities markets that are substantially smaller, less liquid, more volatile and may have a lower level of government oversight than securities markets in more developed countries. The Flexible Income and High Yield Funds may invest in lower-rated and non-rated securities presents a greater risk of loss to principal and interest than higher-rated securities. Investments in debt securities typically decrease in value when interest rates rise. This risk is usually greater for longer-term debt securities. The Flexible Income Fund may invest in MLPs which are subject to certain risks inherent in the structure of MLPs, including complex tax structure risks, limited ability for election or removal of management, limited voting rights, potential dependence on parent companies or sponsors for revenues to satisfy obligations, and potential conflicts of interest between partners, members and affiliates. Investors should be aware of risks involved with investing REITs and real estate securities, such as declines in the value of real estate and increased susceptibility to adverse economic or regulatory developments. The Buffalo Funds are offered only to United States residents, and information on this site is intended only for such persons. Nothing on this website should be considered a solicitation to buy or an offer to sell shares of any Buffalo Fund in any jurisdiction where the offer or solicitation would be unlawful under the securities laws of such jurisdiction. Kornitzer Capital Management is the advisor to the Buffalo Funds, which are distributed by Quasar Distributors, LLC.