Zopa Logo My Account Welcome to FeelGood Money® Loans that are simple and stress-free See your rates A credit card built to put you in control Let's go Savings accounts that are safe & simple Save with Zopa Car finance to get you moving See your rates "Straight forward application process, very clear and easy to understand, no hidden costs, excellent customer service." TrustPilot LogoAn illustration of the Trust Pilot LogoTrustPilot Five star ratingAn illustration of five stars Get Zopa on the go We’ve built an app to help make managing your money stress-free. Keep on top of your loan or investment, know your credit score, and more. Check your credit score and how to borrow at your best rate with Borrowing Power. See your existing Zopa loans and investments instantly, with Touch ID and Face ID Apply for a Zopa loan in minutes with no fees or paperwork Speak to helpful humans on live chat FEATURED IN The FeelGood Money® company When we started in 2005 our ambition was to create better solutions for everybody’s money needs. Since then we’ve helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust. We give our customers a fair deal as standard and our products are built so that we win when you win. Managing your money is no sweat. With handy tools to get stuff done and helpful people always at the end of a phone. We listen to what you want and change with your needs. Learn more about us What our customers think Loans as they should be. tony weeks Easy and fast no fuss great to use… Jacqueline My experience was a great company with… The Scooter Club (UK) Ltd Excellent used them twice now highly… MARTIN BOWEN Based on 16686 reviews Read more reviews British Bank Awards British Bank Awards 2021 For the fifth year in a row, Zopa has been named the British Bank Awards’ Best Personal Loan Provider. And, for the very first time, we were recognised as Best Credit Card Provider. Organised by the Smart Money People, the awards are voted for and decided by the people that matter most, our customers. We’re hugely proud of winning these awards, so thank you to everyone that voted for us! See our awards What we’ve been up to Intel, updates, company news and beyond, the Zopa blog has the latest. Give your home an Insta worthy festive update on a budget How one Instagrammer, @this_e17_life gives her home a festive makeover without breaking the bank! Guest blogger in Your money 5 min • 19 Nov 2021 Zopa days out: A winter’s day out in Edinburgh Wrap up warm for a snug and sustainable day out in Edinburgh Guest blogger in Your money 4 min • 19 Nov 2021 The Cost of Being Eco: How to make your festive feast more eco-friendly Tips to bring down the cost of your festive lunch. Guest blogger 4 min • 11 Nov 2021 More from the blog "Thanks to its clever use of technology – including an initial 'soft' credit check that does not impact on someone’s credit rating – Zopa is able to offer pre-approval for up to 65 per cent of applicants, in as little as 12 seconds. In a market where lending approval can take days, that’s an important advantage." WHAT WE DO Car hire purchase Car loans Debt consolidation loans Home improvement loans Wedding loans Peer-to-peer investments Innovative Finance ISA Credit cards Fixed Term Savings ABOUT ZOPA About us Our story Meet the board Meet the leadership team Awards Careers Blog Complaints Press office LEGAL Privacy notice Cookie policy Conflicts policy Modern slavery Terms of use Investor principles NAVIGATION Help Sitemap Zopa Logo Zopa Limited is authorised and regulated by the Financial Conduct Authority, and entered on the Financial Services Register (718925). Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Zopa Limited (05197592) and Zopa Bank Limited (10627575) are both incorporated in England & Wales and have their registered office at: 1st Floor, Cottons Centre, Tooley Street, London, SE1 2QG. © Zopa Bank Limited 2021 All rights reserved. 'Zopa' is a trademark of Zopa Bank Limited. Zopa is a member of Cifas – the UK’s leading anti-fraud association, and we are registered with the Office of the Information Commissioner (ZA275984, Z8797078). We use cookies to operate our site, and for measurement, analytics, advertising and fraud detection. By using this site you agree to ourcookie policy