Learner Insurance New Driver Taxi Insurance Courier Claims More Contact Annual Provisional Car Insurance With Collingwood annual provisional car insurance, you can drive your own, a family member or friend's car for up to 12 months, which could be enough time to learn to drive and pass your practical driving test. Costing from as little as 64p** per day, and without risking the car owner's No Claims Bonus*, learner insurance for the year could boost your skills and confidence. See Collingwood's competitive rates, get your quote below then get on the road! Get a Quote Or log in here What is annual provisional car insurance? Annual provisional car insurance is a type of learner car insurance that can last up to 12 months from the start of the policy. Typically, learner drivers use it to practice driving alongside a friend or family member in the car, either in their own car, or the other party's. This type of insurance is for UK provisional licence holders that want plenty of time to practice privately alongside driving lessons. For those who have been taking lessons for a while and aim to pass soon, short-term provisional insurance can sometimes be a better choice. Once the learner driver passes their practical driving test, the annual provisional car insurance must be cancelled. From that point, Collingwood, or one of our preferred partners may be able to provide a quote for new driver insurance. What are the benefits of annual provisional car insurance? If you have just started learning how to drive, you may find an annual learner driver insurance policy is a more flexible and hassle-free way for you to get insured. That's because instead of buying a short-term provisional car insurance policy and topping up every time you need to practice, an annual policy will cover you up until you pass your practical driving test. Once you pass your driving test, your policy must be cancelled. In addition, there are monthly or annual payment options available – whatever works best for you. Provisional car insurance could also save you money. If you're covered for 10 months without making a claim, you can build a no-claims bonus that may help reduce your premiums when you drive on your own. Are there more benefits with Collingwood annual learner driver insurance? There certainly are! While you're learning, Collingwood learner car insurance means you can practice outside of lessons, which gives you extra experience and could end up reducing the overall number of driving lessons required before taking your driving test. Finally, annual provisional insurance comes with all the benefits of short term policies. First, the car owner's No Claims Bonus isn't affected* and there are no curfews on when you can drive your car. And what's more, with both the Driver and Vehicle Standards Agency and driving instructors recommending that drivers spend time independently with supervision before they take their tests, learner driver insurance is crucial. Flexible Payments Pay monthly or annually for annual learner driver car insurance - whatever suits your finances and learning plans. Accelerated No Claims Bonus* Build your No Claims Bonus before you start to drive on your own if you manage 10 months' uninterrupted, claim-free cover. *Subject to terms, conditions and underwriting criteria. Easy to Cancel Passed your test? Let us know, and we could provide a great value quote for full new driver insurance that rewards you for driving safely. Choose Your Cover Unlike other insurance providers we let you choose from Fully Comprehensive, Third Party Fire and Theft or Third Party Only types of cover. Can I choose to drive my own car or someone else's? Insuring Your Own Car If you own your car as a provisional licence holder, we let you choose from various annual learner driver car insurance policies and levels of cover. You can also have your parent or spouse as a named driver, and we let you start building toward your first year's No Claims Bonus too! GET A QUOTE Insuring someone else’s car If you choose to insure someone else's car, a provisional insurance policy will sit alongside the existing policy of the car you're learning to drive in. Our learner car insurance lets you get insured for private practice in a friend or family member's car - a great choice if you're not planning on purchasing a car until after you've passed your test. GET A QUOTE What do our customers think of Collingwood provisional car insurance? We are rated excellent on Trustpilot, which makes us one of the highest rated car insurance providers. Our teams don’t work to sales targets. Instead, they are rewarded for delivering excellent customer service. If I own a car, will my existing No Claims Bonus be affected? Having a separate annual learner driver insurance policy running alongside the car owners existing policy means that if the learner driver happens to have an accident, the existing No Claims Bonus won't be affected. This is the advantage of taking out a separate named annual learner driver insurance policy with Collingwood, instead of adding a learner driver to your existing insurance policy. Get a Quote Manage your annual learner driver policy via our App When you buy a provisional car insurance policy with Collingwood, you can download our easy to use app to manage your learner driver insurance policy. Simple and straightforward, our app is Available on Android and iOS devices. Why choose Collingwood for your annual learner driver insurance? Award-winning cover Our insurance is award winning. That means you can trust you'll receive well-matched, great value provisional car insurance from a team that goes the extra mile. Trusted by learners Whether you choose an annual or short-term policy when taking out our Learner Driver Insurance we care about ensuring that your policy matches your individual needs and circumstances. It's part of the reason why we're rated Excellent on Trustpilot. Cover that doesn't break the bank Starting from as little as 64p per day**, our annual learner driver insurance cover could let you spend any saving you make on crucial parts of learning to drive, like getting a car and paying for tuition. Our provisional car insurance is flexible You can cancel your provisional car insurance or change it to a new driver insurance policy when you pass your test. Get covered fast Sorting your annual learner driver insurance policy is easy. By filling in our online form you could receive a quote for provisional learner insurance, that if you decide to purchase, could have you out on the road in no time. Get annual learner driver cover today Get a Quote Annual provisional car insurance FAQs Learn more about annual learner driver insurance with our frequently asked questions below. Alternatively, check out our detailed FAQs page, or visit In The Driver's Seat blog for guides, tips and news. How much is it to add a provisional driver to car insurance? The cost of provisional car insurance differs depending on a range of factors, including age of the learner driver, vehicle type, vehicle age and more. Our annual insurance rates for learners start from as little as 64p per day**, and we always strive to deliver the best value for money possible. How much is provisional insurance in the UK? Do I need car insurance with a provisional licence? How does provisional car insurance work? Are there any restrictions on when I can drive? Can you learn to drive as a named driver? Do I need a driver to accompany me? What if I fail my driving test, will I still be covered? Learn more about annual provisional car insurance today If you have a question about our cover, customer service, or any other query, please don't hesitate to Our team are always on hand to answer your questions and help you get a provisional insurance quote that gives you all the cover you need while suiting your budget. Get in touch with our helpful team over the phone, or via live chat at the bottom of the page. Subject to terms and conditions and underwriting criteria. **70p per day is based on an Annual Learner Driver policy and prices can start from this price. CONTACT US Address Collingwood House, North Shields NE29 6AR Opening Hours Monday – Friday, 9am – 7pm Saturday – 9am – 1pm PRIVACY POLICY Privacy Policy and Use of Customer Data This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. Change Cookie Preferences OUR AWARDS © Collingwood Insurance Services UK Ltd 2021. All Rights Reserved. Collingwood Insurance Services (UK) Limited. 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