What we do About us Our insights Careers Client login Helping organisations build better, more effective businesses Learn More About Welcom Digital Established in 1978, Welcom Digital has a long and proud history in the software sector and is a leading provider of innovative products with unrivalled experience in building flexible digital lending solutions for the UK's best-known brands. Our ethos is to create long-lasting, open and honest relationships with our clients, creating a key focus on improving business processes to ensure continued success. We are committed to accelerating product development in line with existing client requirements, marketing opportunities and ongoing technical advances. Our flagship software solution is our loan management platform, Financier™ but we also have a number of high profile clients who utilise our supply chain based solutions and with whom we have created partnerships of over 20 years. As a company, we have a strong emphasis on governance, with an in-house Project Management Office in place to assist with projects, and external recognition via PCI compliance. We are proud to have a team of exemplary and experienced people on board, helping to drive the success of the company through boundless enthusiasm and passion for technology. Our Story 1978 Company founded as a tailored solution software house 2007 Acquired ecommerce agency 2009 Opened office in India to increase capacity with access to development talent 2012 R&D programme on Financier began 2019 Principa partnership established 2021 PrinSIX partnership established to help transform customer acquisition and onboarding Our Customers Welcom Digital works in partnership with our clients to help them achieve their strategic goals. Studio Retail Limited Studio Retail Limited has successfully migrated all credit agreements to the Welcom Financier lending platform Partners Microsoft is a leading developer of software systems, consistently transforming the way people live, work and connect through technology. Microsoft develops a huge range of software products, spanning from operating systems to video games. Currently, Microsoft operates globally in 190 countries and has several research and development centres around the world. TransUnion UK (formerly known as CallCredit), an established credit reference bureau, unlocks value for business and consumers by the secure and innovative transformation of data into intelligence and insight, enabling transactions across multiple channels and markets. Using APIs, Welcom's Financier solution is integrated with this powerful tool. Sage Pay is a leading independent payment service provider (PSP) and one of the most trusted brands. Sage Pay provides the ability to accept payments in minutes, using their simple drop-in checkout or by customising payment pages via integration. Access to their cloud based reporting and analytics tool allows management of online and instore transactions in a single place. PayPoint is a leading specialist payments company, processing consumer payments across a wide variety of markets through its retail networks, internet and mobile phone channels. WorldPay provides multi-channel global payment processing services and advances fraud prevention and risk management solutions to the financial sector. Combining smart thinking and an end to end solution, WorldPay helps customers transcend the complexities and expense associated with payment processing. Experian, a leading credit reference bureau, makes information available to lenders to assist in the decisioning process via integrated APIs to Financier. Welcom Digital has a strategic partnership with the South African based, international data analytics and consulting company, Principa, part of the Transaction Capital Group. Already established in the UK, Welcom Digital has been successful in winning new customers in South Africa and building a relationship with industry expert Principa. Welcom quickly realised that Principa’s local knowledge and experience naturally complimented our own product and service offerings, which will help financial services clients in S.A. (and beyond) minimise risk, increase profitability, and outperform their peers. The PrinSIX platform and team help lenders across all sectors of consumer credit get a full understanding of applicants through highly efficient application journeys that turn good applicants into responsible borrowers. With PrinSIX, onboarding stops being a ‘one size fits all’ process and moves to being a digital conversation. Analytics is no longer passive but controls the conversation. Our Accreditations Microsoft Gold Partner As a Gold Certified Partner, we’ve demonstrated expertise with Microsoft technologies and a proven ability to meet customer needs. PCI DSS validated Welcom has been validated against the PCI DSS standards and has a PCI DSS compliant hosting area. ISO27001 Welcom Digital has successfully achieved ISO27001 certification Consumer Credit Trade Association Welcom is a member of the CCTA and work closely with them, regularly attending and sponsoring events and forums. Finance & Leasing Association In its commitment to maintaining high standards in the provision of consumer finance, Welcom is a member of the Finance and Leasing Association (FLA). NCC Group World leading provider of Escrow Solutions; customers benefit from the security of knowing that their investment in Welcom is backed by the NCC Escrow Solution assurance. What Our Clients Say We particularly like their partnership concept in systems development. Andrew Cheyne, Don Fishing What Our Clients Say Welcom showed a high standard of knowledge, expertise, professionalism and research. FGH (Freemans Grattan Holdings) What Our Clients Say Welcom Digital worked to understand and capture our requirements and then produced a system specification that adopted standard build options where possible and introduced custom built functionality where required. Natalie Miller, CITB What Our Clients Say Thanks to all at Welcom for helping us to get over the line and deliver. Great team effort all round. Mike Palmer, Studio Retail Limited Our Insights Blog International Project Management Day 2021 International Project Management Day is observed by Project Managers across the globe each year. We asked the team why they chose to embark on a career in Project Management & what they most enjoy. Read More Blog National Techies Day 2021 - Q & A with Matthew Pattison, Solution Architect at Welcom Digital We caught up with Welcom's solution architect, Matthew Pattison to answer questions about his career path and how to break into the tech industry. Read More Blog Welcom Digital To Attend Credit Summit 2021 Welcom Digital is delighted to be attending the Credit Summit Digital Broadcast 2021. Running from 14 to 16 June, Credit Summit, held in partnership with Equifax, has been designed with one single purpose in mind... Read More In the press Welcom Digital and PrinSIX Technologies Agree Partnership PrinSIX and Welcom Digital are delighted to announce a new partnership that will offer customers a class-leading end-to-end digital lending journey. Read More News FCA’s Guidance for Companies on the Fair Treatment of Vulnerable Customers The subject of fair treatment of vulnerable customers has been long discussed in the UK and the FCA has moved forward in publishing the finalised Guidance. Read More News Buy-Now-Pay-Later sector faces tighter controls – industry reaction The Government has announced that it will legislate to bring currently unregulated, interest-free Buy-Now-Pay-Later (BNPL) into Financial Conduct Authority regulation in order to protect consumers under new plans announced by the government. Read More Product Demo Contact us Find us Call us on 0845 456 5859 Name* Company Product --Please Select Product-- Financier - consumer Financier - revolving Financier - commercial Financier - PrinSIX FinSmart - South Africa Demo Format Live Demo Web Demo Job title Email* Tel Submit Sitemap Term & Conditions Privacy & Cookie Statement ©Welcom Digital Ltd is registered in England with company number 03801746 Share