Menu LOG IN OPEN SEARCH Home » Personal » Checking Accounts » Value Integrated Package (VIP) Program Value Integrated Package (VIP) Program Our optional Value Integrated Package (VIP) is a great add-on to any UB Checking, UB 55, Checking with Interest account or Savings account. For just $4 per month you can enjoy these VIP benefits: Complimentary overdraft protection sweep from another deposit account No-fee money orders No-fee treasurer’s checks No-fee notary services A complimentary order of basic checks annually1 Waiver of normal fee to use non-Union Bank Automatic Teller Machines (ATMs)2 No foreign transaction fees when traveling internationally 20% ScoreCard Rewards points bonus each month3 10% discount on the documentation preparation fee for residential mortgages 1 With additional benefits for Advantage Banking customers. 2 For non-Union Bank/non-Allpoint ATM transactions, the institution that owns the ATM (or the ATM network) may assess a surcharge. 3 Adds 20% to points earned during the month. Related Resources The Benefits of Bank-Based P2P Payments How do you pay your friend back for your share of dinner? What if you want to send some money to a family member quickly and easily? How about if someone needs to send you some money? It used to be that you generally had to carry cash or a check with you to pay […] return to top Personal Checking Accounts UB Checking Checking with Interest UB 55 Checking Basic Advantage Checking Advantage Checking Advantage Checking Plus Young Adult Checking Health Savings Account Mastercard Enhanced Debit Card Mastercard World Debit Card EMV Chip Card Technology ScoreCard® Rewards U-Design Debit Card Service Value Integrated Package (VIP) Program Savings Accounts Compare Accounts Mortgage Loans Personal Loans Convenience Services Sidebar MOBILE CHECK DEPOSIT CONTACT US Customer Care Team 802.888.6600 Toll-free: 800.753.4343 Monday–Thursday 8AM–5PM Friday 8AM–6PM LocationsSecurityFAQsResourcesInvestor RelationsAbout UsCareersContact UsBlog Personal Checking Accounts Savings Accounts Compare Accounts Mortgage Loans Personal Loans Convenience Services Commercial Commercial Checking Accounts Commercial Savings Accounts Commercial Financing Municipal Banking Cash Management Merchant Services Commercial Convenience Services Remote Deposit Capture Commercial Lending Team Municipal Lending Team Asset Management Investment Management Personal Trusts Retirement Strategies Estate Services Commercial Client Services Asset Management Team Online Banking Online Banking Service Mobile Banking ©2021 Union Bank, Inc. Unauthorized duplication is a violation of international law. Privacy Policy and Website Privacy Statement SSL Certificates Routing # 011601100