HomePersonalBusinessLoansServices » Security » About » Contact » Online Banking Login Login Forgot Username | Password | New User Rates The below rates are posted and valid as of October 15, 2021. Rates may vary if the amounts, terms or other conditions change from those posted below. Checking Accounts ADVANTAGE Checking Product Interest Rate APY* $2,500 - up 0.10% 0.10% *Annual Percentage Yield (APY). $2,500 opening balance required. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. $2,500 minimum daily ledger balance required to avoid $25.00 service charge. Fees may reduce earnings. Senior ADVANTAGE Checking Product Interest Rate APY* $.01 - up 0.10% 0.10% *Annual Percentage Yield (APY). $100 opening balance required. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. A monthly, recurring direct deposit must be initiated or account will revert to a non-interest bearing account. Primary account holder must be age 50 or older. Fees may reduce earnings. Money Market Accounts ADVANTAGE Money Market Product Interest Rate APY* $1,000 - $9,999.99 0.10% 0.10% $10,000 - $24,999.99 0.10% 0.10% $25,000 - $49,999.99 0.10% 0.10% $50,000 - $99,999.99 0.15% 0.15% $100,000 - $249,999.99 0.20% 0.20% $250,000 - up 0.30% 0.30% *Annual Percentage Yield (APY). $1,000 opening balance required. To obtain the advertised Annual Percentage Yields (Annual Percentage Yield (APY) on this account, you must open and maintain an ADVANTAGE Checking Account with a minimum opening balance of $2,500. You must maintain a daily collected balance within each range to obtain the Annual Percentage Yield (APY) for each interest rate tier. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. Fees may reduce earnings. Personal Money Market Product Interest Rate APY* $1,000 - $24,999.99 0.10% 0.10% $25,000 - $49,999.99 0.10% 0.10% $50,000 - $99,999.99 0.10% 0.10% $100,000 - $249,999.99 0.20% 0.20% $250,000 - up 0.30% 0.30% *Annual Percentage Yield (APY). $1,000 opening balance required. You must maintain a daily collected balance within each range to obtain the Annual Percentage Yield (APY) for each interest rate tier. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. Fees may reduce earnings. ADVANTAGE Business Money Market Product Interest Rate APY* $1,000 - $9,999.99 0.10% 0.10% $10,000 - $24,999.99 0.10% 0.10% $25,000 - $49,999.99 0.10% 0.10% $50,000 - $99,999.99 0.10% 0.10% $100,000 - $249,999.99 0.15% 0.15% $250,000 - up 0.25% 0.25% *Annual Percentage Yield (APY). $1,000 opening balance required. To obtain the advertised Annual Percentage Yields (Annual Percentage Yield (APY) on this account, you must open and maintain an ADVANTAGE Business Checking Account. You must maintain a daily collected balance within each range to obtain the Annual Percentage Yield (APY) for each interest rate tier. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. Fees may reduce earnings. Business Money Market Product Interest Rate APY* $1,000 - $24,999.99 0.10% 0.10% $25,000 - $49,999.99 0.10% 0.10% $50,000 - $99,999.99 0.10% 0.10% $100,000 - $249,999.99 0.15% 0.15% $250,000 - up 0.25% 0.25% *Annual Percentage Yield (APY). $1,000 opening balance required. You must maintain a daily collected balance within each range to obtain the Annual Percentage Yield (APY) for each interest rate tier. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. Fees may reduce earnings. Savings Accounts ADVANTAGE Savings Product Interest Rate APY* $1,000 - $9,999.99 0.10% 0.10% $10,000 - $24,999.99 0.10% 0.10% $25,000 - $49,999.99 0.10% 0.10% $50,000 - $99,999.99 0.15% 0.15% $100,000 - $249,999.99 0.20% 0.20% $250,000 - up 0.20% 0.20% *Annual Percentage Yield (APY). $1,000 opening balance required. To obtain the advertised Annual Percentage Yields (Annual Percentage Yield (APY) on this account, you must open and maintain an ADVANTAGE Checking Account with a minimum opening balance of $2,500. You must maintain a daily collected balance within each range to obtain the Annual Percentage Yield (APY) for each interest rate tier. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. Fees may reduce earnings. Regular Savings Product Interest Rate APY* $.01 - up 0.10% 0.10% *Annual Percentage Yield (APY). $100 opening balance required. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. Fees may reduce earnings. Piggy Bank Savings Product Interest Rate APY* $.01 - up 0.10% 0.10% *Annual Percentage Yield (APY). $10 opening balance required. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. Fees may reduce earnings. CDs & IRAs ADVANTAGE CDs & IRAs Product Interest Rate APY* 3 month ADVANTAGE CD/IRA 0.30% 0.30% 6 month ADVANTAGE CD/IRA 0.35% 0.35% 12 month ADVANTAGE CD/IRA 0.45% 0.45% 18 month ADVANTAGE CD/IRA 0.55% 0.55% 24 month ADVANTAGE CD/IRA 0.75% 0.75% 36 month ADVANTAGE CD/IRA 0.80% 0.80% 48 month ADVANTAGE CD/IRA 0.90% 0.90% 60 month ADVANTAGE CD/IRA 1.00% 1.00% Annual Percentage Yield (APY). Minimum balance to open CD/IRA is $500. To obtain advertised Annual Percentage Yield (APY), customer must open and maintain an ADVANTAGE Checking Account with a minimum opening deposit of $2,500. A penalty may be imposed for early withdrawal. Regular CDs & IRAs Product Interest Rate APY* 3 month CD/IRA 0.05% 0.05% 6 month CD/IRA 0.10% 0.10% 7 month SPECIAL* 0.30% 0.30% 12 month CD/IRA 0.20% 0.20% 15 month SPECIAL* 0.50% 0.50% 18 month CD/IRA 0.30% 0.30% 24 month CD/IRA 0.50% 0.50% 25 month SPECIAL* 0.75% 0.75% 35 month SPECIAL* 0.90% 0.90% 36 month CD/IRA 0.55% 0.55% 48 month CD/IRA 0.65% 0.65% 60 month CD/IRA 0.75% 0.75% Annual Percentage Yield (APY). $500 opening balance required to obtain each Annual Percentage Yield (APY). Annual Percentage Yield (APY) is fixed for the term of CD/IRA. A penalty may be imposed for early withdrawal. *Annual Percentage Yield (APY) is accurate as of 06/25/21. $10,000 opening balance required. ADVANTAGE customers not eligible for higher rate with this CD special. Penalty may be imposed for early withdrawal. Fees may reduce earings. ADVANTAGE24 TF: 1 (800) 303-3501 MAILING ADDRESS 240 Salt Lick Road St. Peters, MO 63376 Located at I-70 & Hwy 79 P: (636) 970-0440 F: (636) 970-0308 IMPORTANT INFORMATION For customer service during banking hours, please call (636) 970-0440. To report loss of card during non-banking hours, call 1 (800) 264-4274.. © 2021 1st Advantage Bank. All rights reserved. | Sitemap NMLS ID# 810899