About Us Personal Commercial Addtl Services Make Payment Contact Your home is likely the most expensive "thing" on your list, it is also your most important investment. You need a local Austin insurance agent that knows your needs and the best way to protect your home with the perfect homeowners insurance policy. Homeowners insurance provides financial protection against disasters, such as fire, wind, hail, water damage, theft, and personal liability. A standard policy insures the home itself and the things you keep in it. Homeowner insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any personal injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets. We can help with the following types of homes: Single Family Homes: Our agents can help personalize a coverage plan to suit your specific needs. High-Value Homes: With big investments, comes the need for more insurance. For high-value homes, we partner with insurance companies that specialize in these types of properties and ensure a first-class insurance portfolio to keep your home and belongings safe. Rental Properties: Being a rental property owner and landlord brings unique concerns and challenges in securing the right type of insurance. We understand these risks and partner with insurance companies that understand them, too. Competitive rates and knowing the coverage you should have make us the right choice for rental properties of all kinds! Condominiums: Condo unit owners face unique risks. What coverage and how much does a unit owner really need? What needs to be insured in your unit? We know the right questions to ask to help unit owners make smart decisions on their insurance. Renters: If you rent where you live, we can help with that, too. Many apartment complexes offer coverage to their tenants, but is it really providing you with what you need? Allow us to find a competitive price for your personal property and liability coverage. Mobile Homes: Mobile home insurance is a special type of homeowners insurance policy designed to cover a different set of risks compared to traditional site-built homes. Homeowners Insurance Considerations: Damage to your home's physical structure (Dwelling coverage) Damage to other structures like a garage or shed (Other Structures coverage) Your personal belongings - whether in your home or elsewhere (Personal Property coverage) Additional living expenses if necessary in the event of a covered loss (Loss of Use coverage) Your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage) < Back Contact Us Select a Service arrow&amp;v How'd you hear about us? arrow&amp;v Contact Me By: Email Telephone Text Request a Quote Locations Monday - Friday 8 am - 5 pm (CT) Austin 1405 East Riverside Austin, TX 78741 Tel. 512-447-7773 info@timeinsurance.com San Antonio 12042 Blanco Rd. #340 San Antonio, TX 78216 Tel. 210-342-9451 info@timeinsurance.com © 2023 by Time Insurance Agency Website created by derrière. Careers Forms Make Payment Blog