LOG IN PERSONAL BUSINESS PERKS COMMUNITY RATES LOG IN RATES > CREDIT CARDS Hawaii Central Rate Summary VISA ® PLATINUM CASH REWARDS CREDIT CARD Earn 1% Cash Back every year! Cash Back earned throughout the year will automatically be credited to your statement in May and November. For the first six months after opening, receive an additional 4% Cash Back based on the first $7,500 in monthly eligible net purchases. Rate Effective as of October 14, 2020 APPLY NOW APR* INTRO TERM APR* AFTER INTRO TERM 2.99 % APR* FIXED RATE 6 Month Introductory Fixed Rate 8.90 % APR* -18.00 % APR* VARIABLE RATE *APR=Annual Percentage Rate. Your specific rate may vary, depending on your credit worthiness and other factors. Other restrictions apply. 2.99% APR introductory rate will apply to all purchases and balance transfers made during the initial 6 months of opening your new Visa account. After the introductory 6 months, APR will be 8.90% to 18.00% based on your creditworthiness and may vary with the market based on the Prime Rate. Promotional 5% cash rewards offer only applies to new Visa accounts effective as of 5/1/19. After the introductory 6 months, you will receive 1% cash rewards on all net purchases. Net purchases are purchases minus credits and returns. For the first 6 months after opening, the maximum monthly credit is $375.00 and is based on monthly eligible net purchases of $7,500. After the introductory 6 month period, there is no limit to the amount that can be earned. This offer is subject to change without notice. Cash rewards earnings are credited to your card account in your May and November statements of each year. Hawaii Central Federal Credit Union membership is required. Please see Visa Platinum Cash Rewards Program Terms and Conditions for complete details or call our Consumer Loan Department at (808) 536-0833. Federally insured by NCUA. View our Visa Agreement and Disclosure View our Visa Cash Rewards Program Terms & Conditions MAIN BRANCH 681 South King Street Honolulu, Hawaii 96813 HARKNESS BRANCH 1301 Punchbowl Street Harkness Annex, Room 139 WEST OAHU BRANCH Temporarily Closed MEMBER SERVICES (808) 536-3677 CONSUMER LOANS (808) 536-0833 REAL ESTATE LOANS (808) 529-4599 NMLS#412820 HOURS & ATMS MEMBERSHIP CONSUMER RATES & FEES BUSINESS RATES & FEES CAREERS PRIVACY POLICY Your savings are federally insured to at least $250,000. National Credit Union Administration, a U.S. Government Agency. Deposits additionally insured up to $500,000 by Excess Share Insurance. © 2021 Hawaii Central Federal Credit Union. All Rights Reserved Creative Range by Live Chat