Find a Store Login Apply Advance America LOANS RATES & TERMS SERVICES MONEY TIPS ABOUT US Home Money Saving Tips Debt Management Debt Management Discover how to manage debt and increase your savings. Budgeting Tips Credit Debt Management Home and Family Money Management Need Money Loans 101 Read More Debt-to-Income Ratio When you apply for a loan, lenders will often consider your debt-to-income ratio when they decide whether to approve you. Read more Snowball or Avalanche Which will you choose? Debt Snowball Method If you want to pay off debt, the debt snowball method can help. With this method, you’ll tackle your debts in order from the smallest to largest. Read more Should I Pay Off My Loan Early? If you take out a loan, you may decide to pay it off early, especially if you have some extra cash on hand. You can pay off your loan weeks, months, or even years before its term comes to an end. Read more Pay Off Debt or Save Money? Pay off debt or save money? Evaluate your financial state and decide whether paying off debt or saving money will help improve your financial health. Read more Should You Get Out of Debt or Save Money? Wondering if you should pay off debt or save money? Find out whether getting out of debt or saving is right for you based on your financial situation. Read more The Advance America advantage Since 1997, Advance America has helped millions of hardworking people with a variety of financial solutions including Payday Loans, Online Loans, Installment Loans, Title Loans and Personal Lines of Credit. 134+ million loans issued 1,200+ stores and online loans 23+ years providing loans Apply Now Find a Store Let’s keep in touch Sign up for news, updates and exclusive offers from Advance America. Email Select your state Select your state Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Footer Primary FAQs Contact Us Customer Reviews News Careers Videos Footer Secondary Privacy & Terms Cookies & Targeted Advertising Security Information Site Accessibility Site Map Connect with us Facebook Instagram YouTube Pinterest INFiN © 2021 AARC, LLC. All Rights Reserved. Certain limitations apply. Subject to approval. See your local store for more details and additional disclosures. Checks or money orders may be issued instead of cash. Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Licensed by the Delaware State Bank Commissioner to engage in business in Delaware. Delaware Licensed Lender License #s: 6996; 4472; 9644; 4474; 8061; 6971; 7092; 8052; 6076; 7400; 4473; 7556; 010431 and 012075. Rhode Island Licensed Check Casher. In Ohio, loans offered by Advance America Cash Advance Centers of Ohio, Inc., Lic.# ST. 760166.000, main office located at 135 N. Church St., Spartanburg, SC 29306. In Texas, loans arranged with an unaffiliated third-party lender by ACSO of Texas, LP. d/b/a Advance America, a registered credit services organization (“CSO”), and subject to lender's approval. *Advance America makes title loan referrals to LoanCenter at no cost to you and does not qualify you for a loan. Loans made by First Electronic Bank, member FDIC, or Wilshire Commercial Capital, LLC. Not available in all states. Loans subject to lender’s approval. In California, loans are made pursuant to a Department of Business Oversight California Finance Lenders License, with a minimum loan amount of $2,510. Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.