Advance America Apply Login Menu Apply Loans Rates & Terms Services Find a Store Money Tips About Us Home Money Saving Tips Money Management Money Management Keep track of your expenses and learn how to maintain a budget that lets you live in the moment and plan for the future with these money management tips. Budgeting Tips Credit Debt Management Home and Family More LOANS 101 Payday Loans 101 Installment Loans 101 Title Loans 101 Line of Credit 101 Online Loans 101 Cash Advances 101 Read More Payment Deferment You may take out a loan and find yourself going through a financial hardship, whether it’s a job loss or unexpected medical bills you have to pay. Read more Did you know? You can negotiate with your cell phone provider. Learn more. How Much Should I Have In An Emergency Fund? Unexpected financial situations are bound to happen from time to time, whether you have to pay a medical bill or lose your job. That’s why emergency funds are important. Read more Interest Rates If you take out a loan, the lender will charge you an interest rate on the amount you owe. You’ll then need to pay the interest as you make your loan repayments. Let’s dive deeper into what interest rates are and how they work. Read more Solving Your Money Problems Money problems are very common, and many people experience them at some point in their lifetime. Read more How to Get an NSF Fee Refund If you write a bad check, you may get hit with an NSF fee. Find out how you can get an NSF fee refund from your bank, and how to avoid these fees. Read more Load More Tips The Advance America advantage Since 1997, Advance America has helped millions of hardworking people with a variety of financial solutions including Payday Loans, Online Loans, Installment Loans, Title Loans and Personal Lines of Credit. 134+ million loans issued 1,200+ stores and online loans 23+ years providing loans Apply Now Find a Store Let’s keep in touch Sign up for news, updates and exclusive offers from Advance America. Email Select your state Select your state Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Footer Primary FAQs Contact Us Customer Reviews News Careers Videos Footer Secondary Privacy & Terms Cookies & Targeted Advertising Security Information Site Accessibility Site Map Connect with us Facebook Instagram YouTube Pinterest INFiN © 2021 AARC, LLC. All Rights Reserved. Certain limitations apply. Subject to approval. See your local store for more details and additional disclosures. Checks or money orders may be issued instead of cash. Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Licensed by the Delaware State Bank Commissioner to engage in business in Delaware. Delaware Licensed Lender License #s: 6996; 4472; 9644; 4474; 8061; 6971; 7092; 8052; 6076; 7400; 4473; 7556; 010431 and 012075. Rhode Island Licensed Check Casher. In Ohio, loans offered by Advance America Cash Advance Centers of Ohio, Inc., Lic.# ST. 760166.000, main office located at 135 N. Church St., Spartanburg, SC 29306. In Texas, loans arranged with an unaffiliated third-party lender by ACSO of Texas, LP. d/b/a Advance America, a registered credit services organization (“CSO”), and subject to lender's approval. *Advance America makes title loan referrals to LoanCenter at no cost to you and does not qualify you for a loan. Loans made by First Electronic Bank, member FDIC, or Wilshire Commercial Capital, LLC. Not available in all states. Loans subject to lender’s approval. In California, loans are made pursuant to a Department of Business Oversight California Finance Lenders License, with a minimum loan amount of $2,510. Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.