What we do Financial advisory suite Banks have great opportunities to market financial advisory as part of the value proposition. Sound financial advice have never been more important to help private and corporate customers make wise choices regarding serviceability of loans, or to choose the right savings, investments, or insurance products. Financial advisory suite To provide reliable financial advisory and fulfil current legal requirements, banks need a solution that provides complete financial analysis, handles compliance requirements, and documents the advisory process for later audits. Stacc offers advisory tools for both private and corporate customers, focusing on automation and streamlining the advisory process across all channels. The solution lets you import your own customer data and combine it with 3rd party information registers like property, motor and map registers, tax authorities and public debt registers, as well as financial records from accounting systems and public records. All the information is compiled and presented in a 360-degree customer view, that is a starting point for the financial advisory consultation. The solution can help you reduce risk and cost, increase quality, improve customer satisfaction, and free up valuable time to give actual advice. All data and documentation gets stored in the cloud and provides retrospect value for audits and new analysis. Features Experience Our rich history in advisory makes us the most experienced actor in Norway in the development and integration of advisory solutions. Unique The only solution on the market that covers financial analysis of individuals, households and guarantors and provides advice on serviceability of loans, savings, and insurance. Complete The only solution in the market that covers small and medium-sized companies, subsidiaries, and sole proprietorships, and has a reliable forecasting engine including scenario building and investment analysis. Compliant Timely and cost-efficient compliance with current rules and regulations. 360 360-degree financial analysis and advice. Relevant Financial advice through all phases of life. Retail financial advisory Many retail customers want to be guided through life situations, or any events that will affect their finances by a competent financial advisor. The demand for individually tailored advice is increasing as clients become more conscious and collect terms and conditions for loans, investments, and insurance from several providers. PM Financial Advisory from Stacc provides a 360-degree analysis of the financial situation for individuals, households, or guarantors. Using income, deposits, loans, pensions and savings, the solution calculates cost of living and liquidity using statistics based of the household composition, including relevant tax calculations. To estimate a customer’s loan serviceability, the solution analyses the current financial situation, including relevant risk. Furthermore it calculates the economic effects of new life situations or events, and supports multiple scenarios that can be explored in parallel. The solution can also be used to calculate future pensions, recommend saving plans and calculate future outcome, all with MiFID II compliance requirements built in. Business financial advisory Corporate customers often need help to deep dive into liquidity and cash flow to see how different scenarios will affect short- and long-term risks, whether a new investment will speed up growth, or analyze the ability to service more debt. This will significantly reduce the time it takes to complete a business case Senior advisor in Norwegian savings bank Corporate Financial Analysis from Stacc imports and provides analysis of important company information, corporate structure, key financial and benchmarking figures. The advisor is empowered to rapidly create a baseline for the company by forecasting its financial situation and analyze future cash flows, as well as ability to pay debt. Best- and worst-case analysis available to visualize risks. The solution supports complex scenario analysis by including or excluding scenarios to the baseline, enabling rapid and complete exploration of the best option for the customer. Utilizing this feature the advisor can perform financial analysis of different scenarios like startup, crisis & recession, innovation & growth, or geographical expansion. Corporate Financial Analysis also includes an industry solution that makes it easy to import and analyze data from an industry e.g. agriculture, real estate rental or project financing, fishing and more. The solution is well suited for sole proprietorships, SME businesses, groups, subsidiaries, and more. Contact us Stacc AS Org.nr 981078365 Thormøhlensgate 53C, 5006 Bergen Nedre Slottsgate 8, 0157 Oslo Environment & sustainability Privacy and cookie policy Investor relations Career opportunities Support