Skip to navigation Skip to login Skip to footer menu search LOG IN Why are we asking for your zip code? We offer a variety of products and services in different states. By providing us your Zip Code we can ensure that you see accurate information. You may change your Zip Code at any time and we will not use this information for any other purpose. GO What to expect during the refinancing process Application You will meet with a People’s United Bank mortgage expert to discuss both your short term and long term goals as a potential home owner. Appraisal & Processing A licensed appraiser will appraise the property being financed. We will verify your income and assets, review property information and credit history. Commitment Your application and financial profile will be reviewed by a mortgage loan underwriter. If approved, a commitment letter will be issued. Closing At closing you will sign the final loan documents. Tools and resources for refinancing your home What will my refinancing costs be? Determine if refinancing is right for you by understanding the costs of refinancing your mortgage, based on your current interest rate, a new interest rate and closing costs. VIEW CALCULATOR How advantageous are extra payments? Extra payments will accelerate your pay-off schedule. With this calculator, you can determine how long it will take to pay off the loan with and without making extra payments and compare total mortgage interest paid. VIEW CALCULATOR How much can I borrow? Calculate an estimated loan amount and the associated mortgage payments so you can evaluate a range of borrowing amounts. VIEW CALCULATOR Ways to apply Online Start your mortgage process online. It's quick and easy! APPLY NOW Mortgage Expert Contact a local mortgage specialist for help. FIND EXPERT Phone Call 1-855-782-LEND (5363) to speak with a mortgage expert. Call 1-855-782-5363 You might also be interested in... Home Equity Line of Credit Make your dreams a reality with a Home Equity Line of Credit. LEARN MORE Investments Find out which investment options might be right for you. LEARN MORE Affordable Home Loans If you’re working with limited funds, consider these affordable mortgage options. LEARN MORE Mortgage Experts Contact a local mortgage specialist for help. FIND NOW Current Rates Choose from a variety of mortgage options. COMPARE RATES Locations Find a convenient local branch or ATM. FIND BRANCH Calculators Make better decisions about your finances. VIEW TOOLS © 2021 People's United Bank, N.A. | Member FDIC | Equal Housing Lender By using People's United Online Banking, you agree to the People's United Electronic Services Agreement. ABOUT About Us Careers Community Press Room Investor Relations SITES Personal Business Wealth Site Feedback SERVICE AND SUPPORT Support Center Security Center Find A Branch Mobile Banking Online Banking TERMS & CONDITIONS Privacy Online Terms Servicemember Information Accessibility Options