COVID-19: From payments to resources—we want to help. INVESTOR RELATIONS GET STARTED Corporate profile Press releases Events & presentations Corporate governance Financial information Asset-backed securities Stock price ESG Investor resources CORPORATE PROFILE Oportun (Nasdaq: OPRT) is a financial services company that leverages its digital platform to provide responsible consumer credit to hardworking people. Using A.I.-driven models that are built on 15 years of proprietary customer insights and billions of unique data points, Oportun has extended more than $9.8 billion in affordable credit, providing its customers with alternatives to payday and auto title loans. In recognition of its responsibly designed products which help consumers build their credit history, Oportun has been certified as a Community Development Financial Institution (CDFI) since 2009. The Company recently applied for a national bank charter to expand its services and make its products available in all 50 states. PRESS RELEASES 17 November 2021 Oportun to Participate in Upcoming Investor Conferences Read more 16 November 2021 Oportun announces definitive agreement to acquire Digit Read more 3 November 2021 Oportun Reports Third Quarter 2021 Financial Results Read more EVENTS 9 December 2021 Jefferies’ Crossover Consumer Finance Summit 18 November 2021 at 1:00 pm EST JMP Securities Financial Services and Real Estate Conference Click here for Webcast 16 November 2021 at 5:00 pm EST Oportun Acquisition of Digit Click here for Webcast INVESTOR & MEDIA CONTACTS INVESTOR RELATIONS CONTACT Nils L. Erdmann VP, Investor Relations 650-232-9588 nils.erdmann@oportun.com PRESS CONTACT George Gonzalez Director, Public Relations 650-769-0441 george.gonzalez@oportun.com © 2021 Oportun, Inc. All rights reserved. Accessibility Privacy policy Terms of use QUICK LINKS About us In the press Investors Careers Products Resources Locations FOLLOW US CONTACT US 866-488-6090 hello@oportun.com SIGN UP FOR UPDATES To stay up to date with Oportun, please sign up for our newsletter Language: Español English Oportun personal loans are available in 12 states. View state licenses and notices. California loans made pursuant to a California Financing Law license. New Jersey residents: This is an advertisement for a consumer loan. New Mexico residents: TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL: Reese Willard, Sr. Manager, Customer Experience, Oportun, PO Box 4085, Menlo Park, CA 94026. 888-408-3020 complaints@oportun.com. This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, PO Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the Division by telephone at 505-476-4885 or visit the website . NMLS #1671904 Click here for the NMLS Consumer Access Database Oportun’s website terms, privacy, and security policies don’t apply to outside sites we reference. Please review those websites for their terms, privacy, and security policies to see how they apply to you. Oportun® Visa® Credit Card is issued by WebBank, Member FDIC. Actual account terms are based on application information and creditworthiness, and may vary. *Important Product Information: Lending products are subject to credit approval. Terms may vary by applicant and state and are subject to change. While a prior credit history is not required to qualify, credit reports will be requested and considered for all applicants. Account payment history is reported to nationwide credit bureaus. Click the products below for specific details. Prequalification will not impact your FICO score with the nationwide credit reporting agencies, until you submit for final approval. Personal loans A secured personal loan is only offered through our personal loan applications to qualifying customers in California, subject to certain terms and conditions. Terms may vary by applicant and state, and are subject to change. The maximum loan amount varies by state, and loans above $6,000 are available to qualified returning customers only. Credit cards Oportun® Visa® Credit Card is issued by WebBank, Member FDIC. Actual account terms are based on application information and creditworthiness, and may vary. Credit card loan amounts range from $300 to $1,000. APRs are variable and range from 24.90% to 29.90% as of December 6, 2019. See the Oportun Cardhholder Agreement for details, including applicable fees. Google rating is currently based on all Oportun store locations. Oportun: The True Cost of a Loan: Based on research commissioned by Oportun and conducted by the Financial Health Network (FHN), the total savings number equals the difference between the average cost of other widely available alternative lending products that customers may have used and the average cost of an Oportun loan of the same amount, multiplied by Oportun first-time borrowers. FHN analyzed the rates, fees, and terms for payday, pawn, auto-title, installment, and rent-to-own products for customers in Arizona, California, Florida, Illinois, Nevada, New Mexico, Texas, and Utah and calculated the total cost of those products for common loan amounts. FHN considered the loan repayment structure and time frame for each product, borrower income, the potential for rollovers and refinancings, and legal parameters that prevent or constrain borrowing. Oportun updates the model quarterly to calculate the total amount that Oportun first-time borrowers have saved since 2006 in interest and fees compared to the alternative products. The actual savings for each customer will vary based on specific loan terms and alternative products available in your area. Customer satisfaction based on October 2020 customer survey.