6619451828 Home About Resource Center Client Portal Contact INVESTMENT Investing should be easy – just buy low and sell high – but most of us have trouble following that simple advice. There are principles and strategies that may enable you to put together an investment portfolio that reflects your risk tolerance, time horizon, and goals. Understanding these principles and strategies can help you avoid some of the pitfalls that snare some investors. Featured Video What Can a Million Dollars Buy You? $1 million in a diversified portfolio could help finance part of your retirement. Featured Presentation 5 Smart Investing Strategies Getting what you want out of your money may require the right game plan. Have A Question About This Topic? Name Email Question Bridging the Confidence Gap In the world of finance, the effects of the "confidence gap" can be especially apparent. Best-Performing Asset Classes Bonds may outperform stocks one year only to have stocks rebound the next. Behavioral Finance An amusing and whimsical look at behavioral finance best practices for investors. ARTICLES CALCULATORS PRESENTATIONS VIDEOS Are You Ready for Your Portfolio to Make a Difference? Learn about the rise of Impact Investing and how it may benefit you. The Great Debate Continues: Active vs. Passive In investments, one great debate asks the question, “Active or Passive Investing: Which Is Better?” A Look at Diversification Diversification is an investment principle designed to manage risk, but it can't prevent against a loss. Getting a Head Start on College Savings A few strategies that may help you prepare for the cost of higher education. Risk Perspective Is it possible to avoid loss? Not entirely, but you can attempt to manage risk. Pullbacks, Corrections, and Bear Markets Clearing up confusion from the economic downturn following COVID-19 and how it might affect your financial strategy. VIEW ALL ARTICLES Contact Timothy Hayes Financial & Insurance Services, Inc. Office: 6619451828 Fax: 661-723-6398 1210 West Avenue J Suite 300 Lancaster, CA 93534 CA Ins. Lic. #0287056 Send an Email Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle All Articles All Videos All Calculators All Presentations Check the background of your financial professional on FINRA's BrokerCheck. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information. Copyright 2021 FMG Suite. Timothy Hayes Financial & Ins. Svcs., Inc., Crown Capital Securities, L.P. Servicing: Lancaster, Palmdale, Los Angeles, Ventura, Santa Barbara, San Luis Obispo Branch Office: 1210 West Avenue J, Suite 300 Lancaster, CA 93534 TEL 661-945-1829 Central Coast: 3247 Studio Drive, Cayucos, CA 93430 TEL 805-995-1942 - By Appointment Only Securities offered through Crown Capital Securities, L.P. Member FINRA/SIPC. Timothy Hayes, California Insurance License #0287056