Locations Contact Help LOGIN PERSONAL BUSINESS WEALTH INSURANCE ABOUT Plan for your tomorrow. Retire right. LET'S TALK about your next chapter Individual Retirement Plans Employer Retirement Plans Trust and Estate Meet Our Team Investment Services Asset Management Individual Retirement Plans What does retirement look like to you? A cabin in the mountains? Traveling the country or the world? Building your dream home? You determine when you want to retire, and we’ll use our financial expertise to help you get there. Options to Meet Your Needs Starting from wherever you are on your financial journey, we’ll map a path to help you visualize and realize your retirement dreams. We’ll explore these options: Traditional IRAs, which allow your earnings to grow tax-deferred. Roth IRAs, which are funded with after-tax dollars. Simplified Employee Pension (SEP), which are often attractive to sole proprietors with employees. SIMPLE IRAs, are IRAs with increased contribution limits for self-employed individuals with fewer than 100 employees. Part of the Arrow Family of Companies Corporate | Contact Us | Website Accessibility | Disclosures | Privacy | In the News | Join Our Team | Site Map NMLSR ID: 473214 | Routing Number: 021302554 INSURANCE AND INVESTMENT PRODUCTS: Not a deposit, Not FDIC Insured Not Insured by Any Federal Government Agency Not Guaranteed by the Bank May Go Down in Value Insurance products are offered through Upstate Agency LLC (South Glens Falls, N.Y.) This agency is a non-bank subsidiary of the Arrow Financial Corporation family of companies and is licensed to sell insurance in New York State and act as an agent for issuing insurers. Insurance policies are obligations of the insurers that issue the policies. © 2021 Glens Falls National Bank and Trust Company.