Wholesale Broker Portal Apply Now Find a Branch Make a Payment Conventional Home Loans A Conventional Mortgage refers to any mortgage loan that is not insured or guaranteed by the Federal Government. They can be conforming and non-conforming loans. Conforming loans have terms and conditions that follow guidelines set by Fannie Mae and Freddie Mac. Conventional loans are flexible in that they work for first time homeowners to the seasoned investors 620 Minimum FICO score required As little as 3% down payment required Offering Home Possible and HomeReady low down payment options Available for purchase and refinance of primary and secondary residences, and investment properties May be combined with additional down payment assistance programs for help with down payment and/or closing costs Loan to Values (LTVs) of 80% or higher required mortgage insurance or PMI Once the LTV on a Convention loan drops below 80%, PMI can be cancelled Lender Paid MI options Up to 3% seller credit to buyer closing costs is permitted Available for both Fixed and Adjustable Rate Mortgages and in many terms from 15-30 years Loan Amounts vary by county Financing for a variety of property types Mountain West Financial was proudly named a 2018 RISE winner by Freddie Mac for the fastest growth in the Freddie Mac Home Possible loan program. Whether you're looking to refinance out of a FHA loan, change the rate or term of an existing loan, or even take cash out with the equity in your home, you may be interested in a Conventional Refinance. High Balance Conventional Loans are available for loan amounts above $625,000 in eligible counties Looking for loan amounts up to $3 Million? Jumbo Loans are the perfect solution with plenty of options and loans starting with as little as 15% down. Our investor options allow Investors may have up to 10 financed properties. Teachers, Firefighters, Police, and state employees you may be eligible for CalPATH & PATH, Mountain West Financial's exclusive home loan program, our way of saying thank you, to those our local communities who give so much. GET A QUICK QUOTE First Name * Last Name * Email * Home Phone * Loan Amount * Select Less than $70,000 $70,001 - $80,000 $80,001 - $90,000 $90,001 - $100,000 $100,001 - $110,000 $110,001 - $120,000 $120,001 - $130,000 $130,001 - $140,000 $140,001 - $150,000 $150,001 - $160,000 $160,001 - $170,000 $170,001 - $180,000 $180,001 - $190,000 $190,001 - $200,000 $200,001 - $210,000 $210,001 - $220,000 $220,001 - $230,000 $230,001 - $240,000 $240,001 - $250,000 $250,001 - $275,000 $275,001 - $300,000 $300,001 - $325,000 $325,001 - $350,000 $350,001 - $375,000 $375,001 - $400,000 $400,001 - $425,000 $425,001 - $450,000 $450,001 - $475,000 $475,001 - $500,000 $525,001 - $550,000 $550,001 - $575,000 $575,001 - $600,000 $600,001 - $625,000 $625,001 - $650,000 $650,001 - $675,000 $675,001 - $700,000 $700,001 - $725,000 $725,001 - $750,000 $750,001 - $775,000 $775,001 - $800,000 $800,001 - $825,000 $825,001 - $850,000 $850,001 - $875,000 $875,001 - $900,000 $900,001 - $925,000 $925,001 - $950,000 $950,001 - $975,000 $975,001 - $1,000,000 $1,000,001 - $1,100,000 $1,100,001 - $1,200,000 $1,200,001 - $1,300,000 $1,300,001 - $1,400,000 $1,400,001 - $1,500,000 $1,500,000+ Property Value * Select Less than $70,000 $70,001 - $80,000 $80,001 - $90,000 $90,001 - $100,000 $100,001 - $110,000 $110,001 - $120,000 $120,001 - $130,000 $130,001 - $140,000 $140,001 - $150,000 $150,001 - $160,000 $160,001 - $170,000 $170,001 - $180,000 $180,001 - $190,000 $190,001 - $200,000 $200,001 - $210,000 $210,001 - $220,000 $220,001 - $230,000 $230,001 - $240,000 $240,001 - $250,000 $250,001 - $275,000 $275,001 - $300,000 $300,001 - $325,000 $325,001 - $350,000 $350,001 - $375,000 $375,001 - $400,000 $400,001 - $425,000 $425,001 - $450,000 $450,001 - $475,000 $475,001 - $500,000 $525,001 - $550,000 $550,001 - $575,000 $575,001 - $600,000 $600,001 - $625,000 $625,001 - $650,000 $650,001 - $675,000 $675,001 - $700,000 $700,001 - $725,000 $725,001 - $750,000 $750,001 - $775,000 $775,001 - $800,000 $800,001 - $825,000 $825,001 - $850,000 $850,001 - $875,000 $875,001 - $900,000 $900,001 - $925,000 $925,001 - $950,000 $950,001 - $975,000 $975,001 - $1,000,000 $1,000,001 - $1,100,000 $1,100,001 - $1,200,000 $1,200,001 - $1,300,000 $1,300,001 - $1,400,000 $1,400,001 - $1,500,000 $1,500,000+ Loan Type * Select Purchase Loan Refinance Loan Debt Consolidation Home Equity Credit History * Select Excellent Good Fair Poor Submit 1209 Nevada St. #200 Redlands, CA 92374 NMLS# 164497 Customer Service: 888.793.6470 Loan Servicing Center: 877.841.0497 POPULAR PAGES Apply Now Tools & Guidance Buy a Home Refinance Loan Types Make a Payment GET HELP Contact Us Pay My Mortgage Privacy Notice Legal Disclaimer State Licensing Notice: Texas Applicants NMLS License (Outside Website) ABOUT MWF About Us Press Releases Join MWF COPYRIGHT © 2021 MOUNTAIN WEST FINANCIAL, INC. ALL RIGHTS RESERVED