About Us Resources Contact Us LOGIN Business Banking Personal Banking Home Loans Wealth Management RESIDENTIAL CONSTRUCTION & LAND LOANS 1 Time Close Construction Loans SAVE THOUSANDS with 1 set of closing costs. Extended rate lock options. Flexible terms for both construction and end financing. Local decision making and servicing. Land Purchase Loans Financing for any residential lot or rural acreages. Receive credit toward construction financing or permanent financing when you are ready to build. Minnesota Housing Finance Association (MHFA) Fix Up Loans Improvement costs to upgrade the livability, accessibility, or energy efficiency of your home, including any new additions and renovations. Up to $50,000 and 110% financing. Secured and unsecured loan options. REQUEST INFORMATION Mortgage Application Privacy Policy Terms & Conditions Notice of Change © American Heritage Bank, Member FDIC deposits insured up to $250,000 per depositor. At times, we may provide links to sites outside the control of our institution. We do not make any representations concerning the linked sites' contents or availability. You should review each site's privacy and information security policies carefully before you enter confidential information. Investment, Insurance and Advisory Products and Services, and Foreign Exchange Transactions, are Not FDIC Insured or Insured by Any Federal Government Agency, Not a Deposit, Not Bank Guaranteed and May Lose Value. Minneapolis Web Development by Creative Arc.