Skip to footer Our Member Services department will close at 3 p.m. on Wednesday, November 24, and will be closed on Thursday and Friday, November 25 and 26 for the Thanksgiving holiday. We'll reopen at 8 a.m. on Monday, November 29. Our Medicare Advantage representatives will be available Wednesday, Friday, Saturday and Sunday from 8 a.m. to 8 p.m. They will be unavailable on Thanksgiving Day, Thursday, November 25. We apologize for any inconvenience. Harvard Pilgrim Health Care MENU SEARCH WEBSITE EMPLOYER LOGIN Reduce My Costs Effective January 1, 2020, the Reduce My Costs program will be included for all fully insured commercial plans in Massachusetts, New Hampshire, Maine and Connecticut, regardless of anniversary date. There is no cost employers or members. This change does not affect the program offered at no cost to Maine small group HSA eligible plans. Reduce My Costs is a voluntary program that makes it easy for members to save money by finding care at a lower-cost facility for elective, outpatient medical procedures and diagnostic tests. Reduce My Costs helps lower health care costs by increasing awareness of medical cost differences without reducing benefits or cost shifting. How Reduce My Costs works A Harvard Pilgrim member calls (855) 772-8366 whenever his or her doctor recommends an outpatient test or procedure such as: Outpatient test or procedure Outpatient test or procedure Radiology (e.g., MRI and CT scan) Bone density study Lab work Colonoscopy Mammogram Other non-emergency outpatient tests and procedures Ultrasound The member speaks with an experienced nurse who will: Compare provider costs and inform the member of the lower-cost providers in his or her area Assist with scheduling or rescheduling the member’s appointment and help with any paperwork If the member is already seeing a lower-cost provider, he or she will receive a reward just for calling.* If the member decide to receive care from a lower-cost provider, he or she will earn a reward, depending on the service and the associated cost savings. *$150 minimum savings for reward. Reduce My Costs Reward Structure Here’s what your Harvard Pilgrim members and their dependents will receive when using Reduce My Costs: $10 Minimum Reward* For Harvard Pilgrim members who call and are already scheduled at a low-cost provider $25 Reward* For Harvard Pilgrim members switching to a low-cost provider for: Bone Density Study Lab Work Mammogram Ultrasound $50 Reward** For Harvard Pilgrim members switching to a low-cost provider for: MRI CT Scan PET Scan $75 Reward*** For Harvard Pilgrim members switching to a low-cost provider for: Colonoscopy Other Other outpatient surgeries * Minimum savings to qualify for $10 and $25 reward is $150 ** Minimum savings to qualify for $50 reward is $250 *** Minimum savings to qualify for $75 reward is $350 Program Eligibility Effective January 1, 2020: Reduce My Costs will be included for all fully insured commercial plans at no cost to employers or members. This does not affect the program offered at no cost to Maine small group HSA eligible plans. The program will be available in all markets, including Massachusetts, New Hampshire, Maine and Connecticut. Members of Connecticut employer plans cannot earn cash rewards due to state regulations but are eligible for gift card rewards. It is available as a buy-up for self-insured business at preferred pricing. For self-insured large group accounts with 51+ FTE employees, there is a $2.50 per employee/per month fee and the employer funds the incentives. Learn More Contact Harvard Pilgrim at (800) 848-9995 Reward payments are considered taxable income. Massachusetts members may receive a maximum of five Reduce My Costs rewards per calendar year. Form No: NH3827500216SF EMPLOYER TOOLS & RESOURCES Plan Benefits Prescription Drug Lookup Discounts & Savings ABOUT US Careers Newsroom Our Foundation Contact Us HaPi Guide Privacy & Disclaimer Statements Fraud, Waste & Abuse Reporting Transparency Information SWITCH SITES For Providers For Brokers For Members Nondiscrimination Español (Spanish)Português (Portuguese)Kreyòl Ayisyen (French Creole)繁體中文 (Traditional Chinese)Tiếng Việt (Vietnamese)Русский (Russian)العربية (Arabic)ខ្មែរ (Cambodian)Français (French)Italiano (Italian)한국어 (Korean)Eλληνικά (Greek)Polski (Polish)हिंदी (Hindi)ગુજરાતી (Gujarati)English (English)ພາສາລາວ (Lao) ATTENTION: If you speak a language other than English, language assistance services, free of charge, are available to you. Call 1-888-333-4742 (TTY: 711). © 2021 Harvard Pilgrim Health Care, Inc. All rights reserved. Privacy and Disclaimer Statements Facebook Twitter LinkedIn YouTube