MENU LOG IN HOLIDAY LOAN LEARN MORE BECOME A MEMBER APPLY FOR A LOAN FIND A BRANCH CHECK RATES SEARCH WHAT CAN WE HELP WITH? Lower My Auto Loan Rate Save More for the Future Bite-sized quizzes. Big size rewards. I Want to Own My First Home MEMBERS SAVE AN AVERAGE of $1,547* by transferring their balances to our Visa Gold credit card! $0 Annual Fee $0 Balance Transfer Fees BETTER LOAN RATES Whether you're in the market for a new or used auto, or a maybe a new place to call home, we have you covered. LOAN CALCULATORS Want to know how much home you can afford? Or what your car payment will be? Check out our loan calculators. BETTER SERVICE At Unity One, we boldly believe that our members come first. That's why we always strive to provide the best service. MORE MEMBER SERVICES Services made...just for you! At Unity One, it's the member that benefits from the services we provide. TRUSTAGE INSURANCE Protect your future. Unity One offers a wide variety of insurance products through TruStage. CUNA BROKERAGE SERVICES Looking to take your savings to the next level? Our team of advisors at CUNA Brokerage Services can help. © Copyright Unity One Credit Union. Federally insured by the NCUA.

MENU LOG IN BECOME A MEMBER APPLY FOR A LOAN FIND A BRANCH CHECK RATES SEARCH OUR BOLD BEGINNINGS It all started with a bold move to address a major need. In 1927, the Credit Union that eventually became Unity One Credit Union was created by a small group of railway clerks with the Great Northern Railroad located in Minnesota. They recognized the need to provide an alternative to "for-profit" financial institutions that wouldn't make loans to people of average means—and when they did, they charged high rates and fees. That bold, against the grain spirit still guides us today. We promote thrift and provide low-cost loans to members, exemplifying the "people helping people" credit union philosophy. Unlike other financial institutions, we work for your benefit and bring smart solutions to the table to help you live life more boldly. That's our purpose as a member-owned, not-for-profit cooperative. To reflect this unique benefit of credit union membership, our profits are returned to members in the form of lower rates on loans and greater returns on savings and investment accounts. Another benefit is our volunteer Board of Directors who is elected by the membership and who works to secure your financial goals. VIEW THE 2020 ANNUAL REPORT © Copyright Unity One Credit Union. Federally insured by the NCUA.