Institutional InvestorsBusiness Banking Open an accountGet Help Retire Invest Bank Learn About TIAA Search LOG IN WHY TIAA Who we are OUR MISSION Passion for life, meet money for life Helping those who help others find confidence in retirement is our mission. Founded 100+ years ago to help teachers retire with dignity, our reach now extends well beyond education. We stand hand-in-hand with 5M+ clients to help fortify their money and ignite their dreams. 1910 1920 1930 1940 1950 1960 1970 1980 1990 2000 2010 2020 1918 The Carnegie Foundation for the Advancement of Teaching establishes Teachers Insurance and Annuity Association of America (TIAA) to provide guaranteed retirement income and life insurance to educators. 1936 TIAA offers Collective Decreasing Insurance, a new form of life insurance. 1952 TIAA establishes College Retirement Equities Fund (CREF), offering the nation’s first variable annuity to help investors fight inflation. “[It's] the biggest development in the insurance investment business since the passage of the Social Security Act in 1935.” - Fortune editor 1967 TIAA life insurance is #1 in growth according to Fortune magazine. 1974 Congressional committee cites TIAA-CREF as an outstanding example of pension fund management and fiduciary responsibility as Congress enacts ERISA legislation to help protect plan participants. 1979 CREF becomes one of the first major pension funds to invest in stocks traded on foreign stock exchanges. "TIAA-CREF has measured up to the test of change. But we’ve also met the test of time." Clifton R. Wharton, Jr., Chairman and CEO, 1987-93 1990 CREF introduces CREF Social Choice Account to give our customers a socially responsible investment option. 1995 Pensions & Investments named us the largest pension organization in the nation. 1998 TIAA enters the 529 college savings plan market as a service provider to help parents save for education. 2016 TIAA–CREF becomes TIAA. While our name has changed, our commitment to our customers and clients remains the same. 2016 - 2020 We were named the Lipper Best Mixed Assets Large Fund Group by Refinitiv for five consecutive years.2 All guarantees are based on TIAA claims paying ability. Responsible investing incorporates Environmental Social Governance (ESG) factors that may affect exposure to issuers, sectors, industries, limiting the type and number of investment opportunities available, which could result in excluding investments that perform well. This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances. 1 Refinitiv Lipper Fund Awards Winner United States 2013 -2018, Best Overall Large Fund Family Group Over Three Years. The Refinitiv Lipper Fund Awards are based on the Lipper Leader for Consistent Return rating, which is a risk-adjusted performance measure calculated over 36, 60 and 120 months. Lipper Leaders fund ratings do not constitute and are not intended to constitute investment advice or an offer to sell or the solicitation of an offer to buy any security of any entity in any jurisdiction. For more information, see lipperfundawards.com. The Award is based on a review of risk-adjusted performance of 36 companies for 2013, 48 for 2014 & 2015, 37 for 2016 and 34 for 2017 & 2018. The award pertains only to the TIAA-CREF mutual funds in the Large Fund Family category. Certain funds have fee waivers in effect. Without such waivers ratings could be lower. Past performance does not guarantee future results. For current performance, rankings and prospectuses, please visit TIAA.org. The investment advisory services, strategies and expertise of TIAA Investments, a division of Nuveen, are provided by Teachers Advisors, LLC and TIAA-CREF Investment Management, LLC. TIAA-CREF Individual & Institutional Services, LLC, and Nuveen Securities, LLC, Members FINRA, distribute securities products. 2 Refinitiv Lipper Fund Awards Winner United States 2016 -2020, Best Mixed Assets Large Fund Family Group Over Three Years. The Refinitiv Lipper Fund Awards are based on the Lipper Leader for Consistent Return rating, which is a risk-adjusted performance measure calculated over 36, 60 and 120 months. Lipper Leaders fund ratings do not constitute and are not intended to constitute investment advice or an offer to sell or the solicitation of an offer to buy any security of any entity in any jurisdiction. For more information, see lipperfundawards.com. The Award is based on a review of risk-adjusted performance of 39 companies for 2016, 36 for 2017, 35 for 2018 & 2019, and 30 for 2020. The award pertains only to the TIAA-CREF mutual funds in the mixed-asset category. Certain funds have fee waivers in effect. Without such waivers ratings could be lower. Past performance does not guarantee future results. For current performance, rankings and prospectuses, please visit TIAA.org. The investment advisory services, strategies and expertise of TIAA Investments, a division of Nuveen, are provided by Teachers Advisors, LLC and TIAA-CREF Investment Management, LLC. TIAA-CREF Individual & Institutional Services, LLC, and Nuveen Securities, LLC, Members FINRA, distribute securities products. 1731381 Not a customer yet? Open An Account We're here to help Contact Us Find an ATM Find a local office For individual customers TIAA.org TIAA mobile app Trust Company TIAA Bank® Enroll in an employer's plan Co-browse For employers Plan sponsors Consultants 3rd-party administrators TIAA Institute For institutional investors Asset management Planned giving For financial advisors TIAA Investments Nuveen Retirement advisors Institutional consultants Regulation Best Interest Form CRS Learn more FINRA BrokerCheck Check the background of this firm on FINRAs BrokerCheck FINRA Manual and other related FINRA information About TIAA News & press Careers Awards & recognition Our leadership team Governance & leadership Corporate social responsibility Diversity & inclusion Brochures Site map Security Accessibility Terms & conditions Prospectus Privacy Business continuity Confidentiality for victims of domestic violence Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value. Consumer and commercial deposit and lending products and services are provided by TIAA Bank®, a division of TIAA, FSB. Member FDIC. Equal Housing Lender. The TIAA group of companies does not provide legal or tax advice. Please consult your tax or legal advisor to address your specific circumstances. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA and SIPC , distributes securities products. SIPC only protects customers’ securities and cash held in brokerage accounts. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations. Teachers Insurance and Annuity Association of America is domiciled in New York, NY, with its principal place of business in New York, NY. Its California Certificate of Authority number is 3092. TIAA-CREF Life Insurance Company is domiciled in New York, NY, with its principal place of business in New York, NY. Its California Certificate of Authority number is 6992. Read the TIAA-CREF Individual & Institutional Services, LLC, Statement of Financial Condition . © 2021 and prior years, Teachers Insurance and Annuity Association of America-College Retirement Equities Fund, New York, NY 10017