888.813.7873 Monday–Friday: 7AM–9PM ET Saturday: 8AM–8PM ET Jewelry, Art & Collections Insurance The standard of protection your valuables deserve. The possessions you keep may be worth so much more than dollars and cents. Whether you have a vast and carefully curated art or wine collection, one or two pieces of precious jewelry or something in between, ample and customized protection is critical. Flexible Coverage Options. Our policy allows you to choose the right type of coverage for your collection—scheduled (itemized) coverage for a collection of items with known values or blanket coverage for a wider collection of lower-value items. And no matter which type you choose, you’re covered worldwide. The Concierge Assistance of a PURE Member Advocate®. Member Advocates have been known to search tirelessly for replacements for lost or damaged items, whether that meant scouring auction sites, locating a jeweler on a remote island or commissioning a new piece from a well-known artist. Protection Against Market Increases. Your Member Advocate can also help you schedule regular appraisals in order to adjust your limits in response to market fluctuations. Plus, if an item’s market value has surpassed your coverage amount at the time of a loss, we’ll pay losses up to 150% of the item’s scheduled value.1 Flexibility for Newly Acquired Items. You can take up to 90 days to schedule newly acquired items and still know that they’re covered. Fair Pricing that Rewards Responsibility. PURE aims to charge the right price—one that represents the true risk of loss—not the highest price the market will bear. We take great care to cover your valuables’ risk precisely, at prices designed for sustainability that are often a mere fraction of what is charged by others. This focus on the true risk of loss rewards your responsible behavior. Factors such as updated appraisals, well-protected home safes and a diversified schedule increase savings even more. REQUEST A PROPOSAL Learn more about collections coverage 1. Up to the coverage limit for the class to which the item belongs. Theft Of Treasured Jewelry When a PURE member returned to find that her home had been burglarized, her heart was broken—her extensive collection of gifted and inherited jewelry was gone. Because she’d recently had her collection appraised, she and PURE were able to provide detailed photos to help the police in their investigation. They eventually arrested the individuals who had stolen from her, but unfortunately, very few of her pieces were recovered. Her PURE Member Advocate® communicated with the police during the investigation, keeping the member informed at all times and serving as a source of support during her devastation. He was also able to help her locate and purchase similar items to many of the ones she had lost, and he worked with her family jeweler to commission repairs for several recovered pieces that had been damaged. FOR MEMBERS FOR POTENTIAL MEMBERS FOR BROKERS ABOUT US COVERAGES SERVICES CONTACT US CONTACT US AGREEMENTS LEGAL NOTICES PRIVACY POLICY SITEMAP *Based on the rate per million dollars of Personal Excess Liability coverage, for limits greater than $10 million, as filed by other high net worth carriers. PURE Insurance is the marketing name used to refer to Privilege Underwriters Reciprocal Exchange (PURE), a Florida domiciled reciprocal insurer, as well as other entities in the PURE Group of Insurance Companies. This material is descriptive only. The precise coverage offered is subject to the terms and conditions of the policies issued. Coverage may not be available in all jurisdictions. Average annual savings on homeowners insurance for members nationwide who reported prior carrier premiums from Aug 2018 through Aug 2019. Actual savings, if any, may vary. Referral rate based on 2018 Bain study and 2017 PURE annual member survey. While future SSA allocations are not guaranteed, PURE has made an allocation in each of the past six consecutive years. Please see our legal notices for terms of service relating to intellectual property, copyright and trademarks. Copyright © 2021 PURE Risk Management, LLC. All Rights Reserved. Important Cookie Policy Information PURE uses cookies to make our website easier to use and deliver relevant ads to prospective members. These cookies are small text files that contain a string of alphanumeric characters. They are generated and stored on a user’s computer when an Internet browser (i.e. Chrome or Firefox) visits the PURE website or views one of PURE’s online ads. These cookies do not collect any personally identifiable information. For more information about our cookie usage, please click here. By using this site, you agree that we can place these types of cookies on your device. If you choose to change your cookie settings, you will be presented with this message the next time you visit. Accept All Cookies