We use cookies to track usage, and improve the website. I accept Get started Feel good about investing. Choose a strategy instead of stocks. Get started A portfolio for every personality Tell us your timeline and answer a few questions, then we’ll recommend a portfolio that fits your needs and wants. Conservative You want minimal risk and are happy with slow and steady returns. POTENTIAL RISK & RETURN Fixed income 70% Equity 30% US Short Treasury Bond (10%) Global Aggregate Ex-US (11%) Emerging Market Bond (5%) US High Yield Bond (5%) US Aggregate Bond (21%) US Corporate Bond (18%) Foreign Large Cap (6%) Emerging Market Stock (3%) US REIT (3%) US Mid Cap Value (5%) US Small Cap Value (4%) US Large Cap (9%) Balanced You want to balance risk with the chance of a modest reward. POTENTIAL RISK & RETURN Fixed income 50% Equity 50% US Short Treasury Bond (8%) Global Aggregate Ex-US (8%) Emerging Market Bond (4%) US High Yield Bond (4%) US Aggregate Bond (15%) US Corporate Bond (12%) Foreign Large Cap (10%) Emerging Market Stock (5%) US REIT (5%) US Mid Cap Value (9%) US Small Cap Value (6%) US Large Cap (15%) Aggressive You want high growth potential but accept high risk. POTENTIAL RISK & RETURN Fixed income 30% Equity 70% US Short Treasury Bond (4%) Global Aggregate Ex-US (5%) Emerging Market Bond (2%) US High Yield Bond (2%) US Aggregate Bond (9%) US Corporate Bond (8%) Foreign Large Cap (14%) Emerging Market Stock (7%) US REIT (7%) US Mid Cap Value (12%) US Small Cap Value (9%) US Large Cap (21%) A little patience can lead to a large payout Assuming you put $20 a week into your investment account and it grows 5% annually, you’d earn $14,369 after 10 years (compared to only $10,400 in a regular savings account). Explore how your money can grow: Weekly deposit $50 Savings account $2,700 Investment account after 1 years $2,600 - 2,800 $697,000 Today Year 30 Learn more about the benefits of investing 10 Mar, 2020 | Behavioral Econ Dan Ariely’s advice for investors in volatile markets Whenever we need a dose of rational thinking we turn to our Chief Behavioral Economist Dan Ariely. In addition to being professor of psychology and… Read more 22 Apr, 2019 | Savings Stories Managing investment risk through diversification The market is unpredictable. But there are ways that investors can try to protect themselves against big changes in the value of their investments. One… Read more 2 Jan, 2019 | Savings Stories A case for investing: The power of compound growth The decision to start investing shouldn’t be taken lightly (see this article to see if you’re ready) but we wanted to cover one of the… Read more Start investing with no management fee. Get the app FAQ How can I learn more about investing? Is my money safe? Will I lose money? Company About us Pricing Blog Help and Support Careers – We’re hiring! Press and Resources Features Dream Team Smart Spending Savings Goals Invest Goals Payday Divvy Legal Terms & Conditions Privacy Policy Get the App App Store Play Store Feel happy about money. Copyright © 2021 Qapital, LLC All rights reserved. Qapital is not a bank. Banking services provided by Lincoln Savings Bank, Member FDIC and other partner banks.