FINANCE LOANS RATES REPOSSESSED ASSETS ABOUT Online Banking Log in to view your account or pay a bill. LOGIN NOW Deposit Rates Below are Massena Savings and Loan's current deposit rates: Last Updated: 1 December 2021 Variable Rate Accounts Account Type Minimum Balance Rate APY Regular Savings Account 1.00 .10% .10% Money Market Savings Account $2,500.00 TIERED 0% / .25% / .50% 0% / .25% / .51% NOW Account $0.01 TIERED .05% / .10% / .25% .05% / .10% / .25% Fixed Rate Certificates Account Type Minimum Balance Rate APY 6 Month CD $2,500.00 .25% .25% 12 Month CD $1,000.00 .30% .31% 24 Month CD $1,000.00 .40% .41% 36 Month CD $1,000.00 .90% .92% 48 Month CD $1,000.00 1.10% 1.12% 60 Month CD $1,000.00 1.25% 1.28% Traditional/Roth IRA Accounts Account Type Minimum Balance Rate APY IRA Savings $1.00 .10% .10% 12 Month CD $1,000.00 .30% .31% 24 Month CD $1,000.00 .40% .41% 36 Month CD $1,000.00 .90% .92% 48 Month CD $1,000.00 1.10% 1.12% 60 Month CD $1,000.00 1.25% 1.28% Variable Rates may change after account is opened. A penalty may be imposed for early withdrawals from CD's. Rates are subject to change without notice. * "APY" = Annual Percentage Yield Print a Rate Sheet Massena Branch 255 Main Street Massena, NY 13662 Phone: 315.764.0541 Fax: 315.769.6542 Hours: 8:30AM - 5PM Monday - Friday Waddington Branch 155 Lincoln Avenue P.O. Box 780 Waddington, NY 13694 Phone: 315.388.4970 Fax: 315.388.4973 Hours: 8:30AM - 5PM Monday - Friday Copyright Massena Savings & Loan. Site by GARRANT.