Home • Intelligent eBanking • Business eBanking • Credit Cards Personal Business Resources About Us Personal Loans Smart borrowing is an important part of your financial well-being. Bank of Central Florida gives you the tools and loan options you need to maximize your buying power while minimizing your borrowing costs. Contact one of our experienced Private Bankers to find the right loan solution to fit your budget. Home Equity Lines of Credit Residential Mortgage Loans Other Consumer Loans Home Equity Lines of Credit Bank of Central Florida offers a variety of terms for home equity lines of credit that enable you to take advantage of the equity in your residence. And we make it easy to access the funds when you need them. Advances are as simple as writing a check or transferring funds to your account using Online Banking. The interest on your loan may even be tax deductible (consult your tax advisor). Residential Mortgage Loans Whether you are purchasing a new home or simply refinancing, Bank of Central Florida can provide you with a mortgage tailored to your specific needs. We offer financing for your primary home, second home or investment property. We also originate construction to permanent financing for new homes, loans for the reconstruction and/or improvement of existing homes and residential lot loans. Other Consumer Loans Personal Lines of Credit Obtain a personal line of credit that you can draw against at any time for virtually any purpose—unexpected emergencies, the purchase of new appliances or protection against overdrafts. You can borrow up to your credit line limit repeatedly for as long as your line of credit is open and pay interest only on the outstanding balance. Personal Term Loans If there is one thing we can all use, it’s a little extra cash. Whether you need financial assistance to provide your child with that dream wedding, pay your taxes or take the vacation of a lifetime, Bank of Central Florida is a great source for the financing you need with fixed monthly payments. Auto, Boat and RV Loans Bank of Central Florida can put you in a new or used car, boat or the RV that you have always dreamed of. Our flexible terms and competitive rates make it easy to put you in the driver’s seat. CD Secured Loans Make your hard-earned money work even harder by borrowing against the funds you have deposited in your Bank of Central Florida Certificate of Deposit. Not only do we offer flexible terms and low rates, but your CD continues to earn interest. All loans are subject to normal credit approval procedures and credit standards. Personal Banking Overview Personal Accounts Loans Personal Banking Services Quick Links Home Accessibility Banking Terms of Use Privacy Statement Careers USA Patriot Act Notice Site Map South Lakeland 5015 South Florida Ave., Lakeland, FL 33813 (863) 701-2685 Winter Haven 250 3rd St N.W. #102 Winter Haven, FL 33881 (863) 578-0335 Downtown Lakeland 724 South Florida Ave., Lakeland, FL 33801 (863) 904-4109 Plant City 409 N. Alexander St. Plant City, FL 33563 (813) 359-1270 Orlando Commercial Lending Office 1000 Legion Place, Suite 1200 Orlando, FL 32801 (407) 270-8875 Tampa 300 W. Platt St. Suite 100 Tampa, FL 33606 (813) 450-2825 Bank of Central Florida ©Copyright 2018 All rights reserved. Click to download Adobe Acrobat Reader to top