LOCATIONS & ATMSCAREERSCUSTOMER SERVICE OPEN AN ACCOUNT LOGIN Personal Business & Ag Home Loans Wealth Management Resources About BUILD A HOME Building a home is an exciting and rewarding experience. But financing can be a challenge without the guidance and advice of an experienced mortgage lender. At BankWest, we take the mystery out of construction loans and provide you with a team of professional lenders who will walk you through the process … from ground breaking to move-in day. NMLS #685987 Construction Loan Program Details Your initial construction loan allows for draws to pay building expenses throughout the construction process. Construction loans have flexible terms and a competitive rate. Your plans and bids must be provided to the bank. The bank will use these to hire an appraiser to perform an “as completed” value estimate. Borrowers may secure a construction loan for up to 95-100% of the project cost. Land/lot expenses can be rolled into your construction loan. You’ll work with the same BankWest loan expert from the construction phase of your project through converting your loan to permanent financing. Lot Loan If you’re not quite ready to build, we can help with the lot loan now, and the construction loan when you’re ready. Program Details 25% Down Payment Lot loan balance can be rolled into the construction loan when you’re ready to build Ready to get started? Use our online application to apply for your construction or lot loan. APPLY NOW If you have questions at any point in the construction process, please contact a BankWest Mortgage professional. We are here for you every step of the way. Our Mortgage Team Our mortgage professionals are experienced lenders who deliver expert advice, prompt decisions and great service throughout your home-building experience. CONTACT OUR TEAM Construction Loan Process Learn the six basic steps in securing a BankWest construction loan and ultimately converting it to a permanent mortgage. READ SIX STEPS What can I afford? Are you concerned about your payments? Let our experienced lenders help you determine how much you can borrow. In the meantime, feel free to make your own calculations. GO TO CALCULATORS Buying A Home There’s a mortgage loan for nearly every situation. Our experienced mortgage professionals will ensure your loan is the best one for your needs. HOME FINANCING OPTIONS Manufactured Home We offer a variety of manufactured housing financing packages, including options that accommodate dealer installation. GO TO MANUFACTURED HOMES Home Loan Checklist Help us process your loan quickly and efficiently by having these items available. GO TO CHECKLIST Disclosures All loans subject to credit approval. Contact Us » Find a Location or ATM Online Banking User ID New User - Personal Forgot Password Help Center Routing Number 091400538 Connect on Social BankWest on Facebook BankWest on YouTube BankWest on Linkedin BankWest on Instagram Equal Housing Lender Member FDIC Send Secure File Careers Disclosures Security Privacy Policy Internet Privacy Policy Terms of Use News & Alerts Vendor Diversity Site Map Search Our Site © 2021 BankWest All rights reserved.