WHO ARE WE ? OUR PARTNERS LEGAL NOTICE CONTACTS Online subscription The MACIF Borrower Guarantee MAIF Credit Insurance Who are we ? Our partners Our products Contact us SECURIMUT SECURIMUT is a Lyon platform of 40 employees, specializing in mortgage loan insurance, serving major French insurers looking to invest in this market. The public authorities since 2007 (*) have sought to create competition for the benefit of consumers to challenge the banking offers distributed including real estate loans. This market today represents 6 billion euros in annual insurance premiums, which makes it one of the very first personal insurance markets in terms of its size. SECURIMUT, a Lyon borrower insurance management and distribution company, offers its partners and their clients: Offers positioned in the market, with a permanent market watch and in-depth studies on the acceptance of these offers by the various banking networks and by customer segment Online loan insurance distribution tools through all their commercial networks (agencies, telephone platforms, websites) a team specializing in creditor insurance, with a telephone platform dedicated to commercial networks and end customers to complete online underwriting sites Tools and analyzes of the equivalence of guarantees within the framework of the Lagarde law, to guide borrowers in their choice of insurance Comprehensive product management, integrating non-standard solutions, management of the AERAS system (3rd level of acceptance, AERAS Specific Disability, caps and pooling of surcharges) SECURIMUT was created in 2006 to innovate in the distribution of mortgage loan insurance by creating new online subscription methods, with accessible telephone support (6 days a week from 8 a.m. to 8 p.m. from Monday to Friday and from 8 a.m. to 5 p.m. on Saturday, 97% answered in 2 rings on average 2012). SECURIMUT has grown continuously since its creation, and since March 2013 has more than 100,000 loans / policyholders who demonstrate the confidence of borrowers and lending organizations in the insurance solutions offered. (*) AERAS law January 2007, law on the modernization of the economy January 2008, Lagarde law July 2010, AERAS revised February 2011, draft law on the separation and regulation of banking activities (in progress, March 2013) Copyright © 2006-2013 SECURIMUT All Rights Reserved