Call Us: (319) 232-6122advisors@fraonline.com CLIENT LOGIN Home About Our Services Investor Access Resources Contact MONEY One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work. Featured Video The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Featured Presentation Your Cash Flow Statement A presentation about managing money: using it, saving it, and even getting credit. Have A Question About This Topic? Name Email Question The Power of Compound Interest Learn how to harness the power of compound interest for your investments. A Penny Saved is Two Pennies Earned Here are some simple and inexpensive energy-saving tips that may help you save money. Once Upon a Goal Do you know how to set up your financial goals for success? This knight does. ARTICLES CALCULATORS PRESENTATIONS VIDEOS Spotting Credit Trouble The wise use of credit is a critical skill. These 10 questions will help you assess your skill level. Exploring the Federal Student Grant Program In this article, explore the benefits of the Federal Student Grant Program. Building a Solid Financial Foundation Sustain financial well-being or create wealth through these actions. Password Protection Strategies Simple steps may help you foil hackers and protect your privacy. Buying vs. Leasing a Car Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options. How Big is Money? Learn a little about worldwide currency in this fun infographic VIEW ALL ARTICLES Contact Financial Resource Advisors Office: 319-232-6122 Toll-Free: 877-892-3487 Fax: 319-234-6218 816 Tower Park Drive Waterloo, IA 50701 advisors@fraonline.com Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle All Articles All Videos All Calculators All Presentations Check the background of your financial professional on FINRA's BrokerCheck. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information. Copyright 2021 FMG Suite. Securities and advisory services offered through Registered Representatives of Cetera Advisors LLC (doing insurance business in CA as CFGA Insurance Agency LLC), member FINRA, SIPC,a broker dealer and Registered Investment Advisor. Cetera is under separate ownership from any other named entity. This site is published for residents of the United States only. Registered Representatives of Cetera Advisors LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every representative listed. For additional information please contact the representative(s) listed on the site, visit the Cetera Advisors LLC site at ceteraadvisors.com Online Privacy Policy | Important Disclosures | Business Continuity | Order Routing Disclosure Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.