LOGIN Learning Center / Credit and Debt Credit and Debt It’s important to have a successful track record of repaying debt on time, watching the amounts you owe, and more, to maintain a good credit score. Banks and other financial providers strongly consider lending decisions based on a variety of factors. Here you’ll find helpful information about credit and debt to allow you to make smart and educated borrowing decisions. CREDIT AND DEBT TOPICS Debt Recovery VIEW ALL RESOURCES Credit Score 101 VIEW ALL RESOURCES FEATURED CONTENT ARTICLE | 3:30 min read How to Consolidate Your Debt the Right Way INFOGRAPHIC | 2:22 min read Credit Do's and Don'ts ARTICLE | 3:15 min read How You Can Start Building Your Credit Score: Part I ARTICLE | 3:08 min read How to Stay Atop Your Credit Score ARTICLE | 3:59 min read How to Deal with Debt Collectors ARTICLE | 4:03 min read Differences Between Good and Bad Debt HELPFUL LINKS RESEARCH CUSTOMER SERVICE APPLY NOW Open an Account Apply for a Loan Apply for a Credit Card WEBSITE LINKS Routing Number Property for Sale Switch to Us Classic Club CONNECT WITH US YouTube LinkedIn Our Affiliates Careers EXTERNAL LINKS Mobile App for Apple Mobile App for Android Make Loan Payment © CENTRAL BANCOMPANY PRIVACY STATEMENT TERMS & CONDITIONS ACCESSIBILITY SITEMAP This icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank. Equal Housing Lender. Member FDIC. © 2021