Main navigation Bank Connect Learn Invest & Insure LOGIN Refer a Friend Cobalt Credit Union Referral Program Refer your friends and family to Cobalt Credit Union and you'll both get $50! START A REFERRAL It’s easy - sign up, refer your friends and get paid! • Sign up - create your account and login at cobaltcu.royalreferralcenter.com • Refer friends - use the referral center to recommend Cobalt to friends and family and track progress • Earn rewards - once your referral meets the qualifications, you’ll each receive $50* Earn Cash Rewards by referring your friends and family through Cobalt's credit union referral program *To earn $50 cash via direct deposit, the Referred Person must register by following the link provided in the referral email, text or social media post, open a new COBALT CREDIT UNION personal checking account within 90 days after receiving the email, text or social media post offer through the official means of the program, keep the new account open and in good standing for at least 60 days, AND fulfill the following requirements within 60 days after account opening: • Sign up for Direct Deposit with at least one net reoccurring payroll or government benefit deposited AND • Enroll to receive e-statements Processing and delivery of the Reward may take an additional 4-6 weeks after all conditions have been met. The Referred Person acknowledges that a Reward will be issued to the Referrer after all conditions have been met in the timeframes provided. The Reward will be direct deposited into the appropriate account. Cobalt Credit Union employees and their immediate families are not eligible for this program. This offer is not valid with any other promotional offer. The gift will be reported to the IRS as dividends earned. Other restrictions may apply. See cobaltcu.royalreferralcenter.com for complete terms and conditions of the credit union referral program. Main Footer Menu Home Bank Checking Savings Youth Accounts CD & Deposit Rates Credit Cards Loans Loan Rates Home Loans Personal Loans Business Services Business Checking Business Savings Business Loans Business Credit Cards Online Banking Login My Card Info Login Wealth Management Account Login Make a Payment Skip-A-Loan Payment Foreign Currency Replace a Card Connect Annual Meeting Careers Community Contact Us Find A Location Membership Refer-A-Friend SAC Foundation Sponsorships Learn Membership Financial Education Credit Scoring Fraud Prevention Digital Banking Tools Visit Our Blog Invest & Insure Cobalt Wealth Management Guided Wealth Portfolios Insurance Connect With Us Facebook Twitter LinkedIn Youtube Routing Number 304083448 Privacy Policy | Website Privacy Policy | Patriot Act | Disclosures | Contest Rules Copyright © Cobalt Credit Union, All Rights Reserved. Federally Insured by NCUA. Equal Housing Lender. If you are using a screen reader and are having problems using this website, please call 800-228-0392 for assistance. Unauthorized attempts to access, upload information, or deface this website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec. 1001 and 1030. Video Banking