Sustainability at Travelers means performing today, transforming for tomorrow and fulfilling our promise to our customers, communities and employees. NYSE: TRV $160.045-0.21 (-0.13%) Pricing delayed by 20 min. November 24, 2021, 11:18 AM DOWNLOADS ESG Analyst Data Content Index SASB Report Sustainability Report TCFD Report Annual Report NEWS 11.01.2021 Travelers Institute Convenes Experts to Address Pandemic-Era Opioid Crisis Our Drivers of Sustained Value Risk Selection, Underwriting & Pricing Segmentation Product Breadth & Specialization Distribution Relationships Claim Services Risk Mitigation & Improvement OUR COMPETITIVE ADVANTAGES Our Competitive Advantages Are Meaningful & Sustainable Our competitive advantages serve as the foundation of our financial success and help us fulfill our promise to protect our customers. Underlying our competitive advantages are three key enablers that help set us apart – our talent and expertise, our industry-leading data and analytics and our financial strength. Click on each of the competitive advantages in the graphic to learn more. OUR DRIVERS OF SUSTAINED VALUE Creating Sustained Value at Travelers Our long-term success depends not only on our business strategy and competitive advantages but also on keeping our promise to be there for our customers, communities and employees. For this reason, we take an integrated approach to sustained value creation. Click on the icons below to navigate to our drivers and learn more about how each one contributes to sustained value creation at Travelers. Business Strategy & Competitive Advantages Capital & Risk Management Climate Strategy Community Customer Experience Data Privacy & Cybersecurity Disaster Preparedness & Response Diversity & Inclusion Eco-Efficient Operations Ethics & Values Governance Practices Human Capital Management Innovation Investment Management Public Policy Safety & Health PRODUCTS & SERVICES For Individuals For Businesses Claim Services Prepare & Prevent OUR COMPANY About Travelers Careers Investors Sustainability CONNECT Customer Support MyTravelers® For Agents LEGAL & COMPLIANCE Terms of Service Privacy & Security Accessibility Producer Compensation Disclosure IMPORTANT LEGAL INFORMATION This site contains information about Travelers. Travelers disclaims any duty or obligation to update such information. Any "forward-looking statement" is made only as of the date such information was originally prepared by Travelers and is intended to fall within the safe harbor for forward-looking information provided in the Private Securities Litigation Reform Act of 1995. All statements, other than statements of historical facts, may be forward-looking statements. Words such as "may," "will," "should," "likely," "anticipates," "expects," "intends," "plans," "projects," "believes," "estimates" and similar expressions are used to identify these forward-looking statements. These statements include, among other things, statements about our future results of operations and financial condition; our share repurchases and dividends; our strategy and competitive advantages; our strategic and operational initiatives to improve profitability and competitiveness; our new product offerings; our innovation agenda; our investment portfolio; our risk management, including climate-related risks and opportunities, as well as catastrophe modeling; and our underwriting strategy. Results may differ materially from those expressed or implied by forward-looking statements. Factors that can cause results to differ materially include those described under “Forward Looking Statements” in the Corporation's most recent Form 10-K and Form 10-Qs filed with the SEC and available on our website. This site may contain links to other Internet sites, and may frame material from other Internet sites. Such links or frames are not endorsements of any products or services in such sites, and no information in such site has been endorsed or approved by Travelers. Except where noted, the information covered on this site highlights our performance and initiatives in fiscal year 2020. The inclusion of information on this site should not be construed as a characterization regarding the materiality or financial impact of that information. For additional information regarding Travelers, please see our current and periodic reports with the Securities and Exchange Commission, including our Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q. © 2021 The Travelers Indemnity Company. All rights reserved. Travelers and The Travelers Umbrella are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.