V12 Retail Finance Secure Trust Bank Contact us RETAILER LOG IN CUSTOMER LOG IN Home About V12 Sectors Finance options Customers Contact us Integrated retail finance Helping you to build customer loyalty and sales With one click paperless ID and online signature Register now HomeFinance options FINANCE OPTIONS Interest free finance The ultimate promotional finance offer, interest-free finance, will increase the number of sales and average customer spend. Our interest-free finance loan terms range from 3-48 months, with no minimum deposit requirements. Interest bearing finance A cost effective option for retailers which helps your customers to budget for major purchases. We offer this traditional loan product over terms of 12-60 months, with APRs ranging from 9.9% to 19.9%. Take 5 Take 5 is a simple five month payment plan that is interest free. The customer will pay a fee at the start of the agreement and pay for the goods over five instalments. It can be a great alternative to our interest bearing product. Buy Now Pay Later You can attract customers with a payment free period of up to 6, 9 or 12 months from the start of their agreement. There is an option to settle the balance within the agreed period or pay monthly instalments at an agreed APR. This gives your customers the option to pay in full at a later date with no interest charges. BECOME A PARTNER Register now Find out more... Try out a demonstration of the V12 System Contact us to see how our services can help you V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Registered office: One Arleston Way, Solihull, B90 4LH Correspondence address: 20 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ. V12 Retail Finance Limited act as a credit broker and introduces to one or more lenders, for which they will receive a commission. Secure Trust Bank PLC. Registered in England and Wales 541132. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered Office for both: One Arleston Way, Solihull, B90 4LH. V12 Retail Finance is a trading name of Secure Trust Bank PLC. All communications with us will be monitored/recorded to improve the quality of our service and for your protection and security.