HOME ABOUT CDS COMMERCIAL INSURANCE PERSONAL INSURANCE BONDING / SURETY EMPLOYEE BENEFITS RESOURCES INDUSTRY EXPERTISE CONTACT US Coverage Solutions There are significant risks associated with doing business in today's environment. In a perfect world, every business entity would assume legal responsibility for its own goods, products and services, thus eliminating the need for any insurance. However, in today's highly litigious society, insurance policies have become essential in protecting the financial security of business assets and business owners’ personal wealth. Navigating through the specific needs of your business requires a broker who understands not only the types of coverages available, but also the practical applicability of each to your unique business or trade. CDS offers a multitude of coverage options ranging from personal insurance policies to risk solutions for complex business operations. The following coverage options apply to most companies. This is only a partial list. There might be additional coverages that would be more applicable to your project or situation. Please call a member of the CDS Insurance team for more information. Workers’ Comp Statutory Limits Coverage available in all 50 States Liability Comprehensive General Liability Products/Completed Operations Completed Operations Owners’ & Contractors’ Protective Liability Employment Practices Liability Insurance (EPLI) Errors and Omissions/Professional Liability Umbrella/Excess Limits available from $1 million to $100 million Property Property Coverage Course of Construction Equipment Floater Installation Floater Electronic Data Processing Floater Difference In Conditions Boiler and Machinery Employee Benefits Medical Dental Life 401K Aflac® Long Term Care Long Term Disability Surety Bonds Contract Bond Bid Performance Payment and Supply Site Improvement Subdivision Commercial Bonds Contractors License Auto Dealer and D.M.V. Mortgage Broker Sales Tax Court Bonds Appeal Probate, Executor, and Fiduciary Custodian and Guardianship Release of Lien Fidelity Bonds Employee Dishonesty Pension/Trust (ERISA) Apartment House manager H.U.D. Title Company Industry Specific In addition to specializing in the building industry, CDS also provides special programs for many other industries such as: retail, wholesale, social services and manufacturing to name a few. Health Care Reform 2014 Want to learn more about the Affordable Care Act. Click here for specific information. BIS Trade Show 2014 Come visit us at the BIS Trade Show 2014 booth 807. Check it out! BIA Builders GL Insurance Program Special GL Insurance Program for Builder BIA Members. Click here to find out more. Workers' Comp Update 2014 New MPN compliance was mandatory October 8, 2010. For regulations click here. Insurance Review Time? Call us for a free insurance review. You can't afford not to. Contact Us Bonding/Surety Did you hear about our great bond rates? Click here to get more information. Employee Benefits Questions about the new healthcare laws? Let us guide you through them. Click here. © 2014 CDS INSURANCE SERVICES, INC. ALL RIGHTS RESERVED. LICENSE #OC88587.