PHONE: 618.258.3168 TOLL FREE: 1.800.345.4216 SEARCH THE SITE TEXT SIZE AAA ONLINE BANKING Enroll Online Forgot Password? ROUTING # 281076730 Blog QUESTIONS MEMBERSHIP Are You Financially Ready to Own a Four-Legged Friend? Are you thinking about bringing home a new four-legged friend, but aren’t sure you are financially ready? It’s important to consider the initial investment and the annual cost of owning a pet. With a little research and planning, you will be able to make an educated decision if you are ready to commit to a FURever friend. Continue Reading about Are You Financially Ready to Own a Four-Legged Friend? What is a Credit Union? Credit unions are everywhere, but you might be wondering what credit unions are and how they originated. Have no fear! This post will answer your burning questions. Continue Reading about What is a Credit Union? How Do I Spot ATM and Gas Station Skimmers? According to data FICO released in March 2018, during 2017, the number of compromised ATMs and point-of-sale devices rose 8 percent. We often visit ATMs at financial institutions and gas stations, but how do we spot credit card skimmers that are out and about? Continue Reading about How Do I Spot ATM and Gas Station Skimmers? Beware of COVID-19 Scams It’s bad enough that we worry about getting the coronavirus, or a loved one getting it; but now we must be leery of COVID-19 scams. Unfortunately, there are scammers out there who won’t think twice about taking advantage of you, even during a pandemic. Continue Reading about Beware of COVID-19 Scams When Should You Retire? Choosing when to retire can be tricky. Simply going by your age isn’t enough to fully gauge the right time to stop working. There are many other factors to consider before making that big decision. Here are a few issues to weigh that might help you nail down a realistic retirement age. Continue Reading about When Should You Retire? What Are the Benefits of Direct Deposit? When it comes to getting paid, many people receive payments, like paychecks, Social Security payments, or pensions, through direct deposit. Continue Reading about What Are the Benefits of Direct Deposit? Steps to Creating a Budget You might be thinking it’s time to gain control of your finances. Or maybe you want to eliminate debt to improve your credit. How can you achieve this? Creating a budget is the perfect tool to gain this control! Continue Reading about Steps to Creating a Budget What is a 401(k) Plan? Whether you’re planning to spend your retirement traveling or finally slowing down and relaxing at home, a retirement plan is essential. There are many different ways to save for retirement. One of the most popular retirement plans is a 401(k). We’ll break down what a 401(k) plan is and how it works. Continue Reading about What is a 401(k) Plan? Best and Worst Home Improvements: Use Your Money Wisely You’ve done the research and worked with your financial institution to get a home equity line of credit to spruce up your home. There are so many different projects you could tackle, but which home improvements will get you the most for your money if you plan to sell your home someday? Which home improvements won’t deliver the return you’re hoping for? Below, we’ll outline the best and worst home improvements for your money. Continue Reading about Best and Worst Home Improvements: Use Your Money Wisely What to Do When You Get a Pay Raise Whether it’s an annual expectation or something that catches you by surprise, every time you receive a pay raise you should take some time to figure out how you’re going to work this raise in your favor. How can you use this extra bit of money on each paycheck to help your financial situation? Here are a few options you can consider. Continue Reading about What to Do When You Get a Pay Raise 1 (current) 2 3 4 Categories Banking 101 Credit Tips Fraud Prevention Home Equity Loans Home Loans Life Events Retirement Privacy Policy Site Map Website Accessibility ©Copyright 2021, 1st MidAmerica Credit Union. All Rights Reserved.