Search Investment Center Login (833) 689-LOAN Apply Now Need a Loan? Why Us Find a Branch Customer Stories Frequently Asked Questions Policies, Disclaimers & Disclosures Policies 1st Franklin Financial Corporation Privacy Notice View our privacy notice. 1st Franklin Financial Corporation Online Privacy Policy View our online privacy policy. Solutions By Text Privacy Policy View our Solutions By Text Privacy Policy. Disclaimers Home Mortgage Disclosure Act ("HMDA") Customer Referral Web/Social Media Customer Appreciation Entry Form Contests 89518 Mobile Terms & Conditions Deferred Payment (2021) Trustpilot Disclaimer Patriot Act Notice Investments Retail Sales Financing Contact Us Corporate Headquarters 135 E. Tugalo Street, P.O. Box 880 Toccoa, GA 30577 (706) 886-7571 Find a branch Community Involvement Blog Financials Sitemap Policies and Disclaimers Privacy Policy Online Privacy Policy SC Board of Financial Institutions License SC Department of Consumers Affairs License SC Maximum Rate Filing SC Credit Maximum Rate SC Consumer Rights Brochure Copyright © 2012-2021 1st Franklin Financial Corporation All Rights Reserved. *Not all applicants will qualify. Approval depends on applicants ability to meet our credit criteria for a Premier Loan (including annual income, debt ratios, and credit history). Repayment terms of 18, 24, 36, 48, and 60 months area available. For a loan of $3,650 with a 36 month repayment period, an interest rate of 19.81%, a $109.50 origination fee and an APR of 21.99%, the borrower will make 36 monthly payments of $139.37. The maximum APR is 21.99%, fees and interest rates vary by state. Premier loan availability is limited to current and former premier loan customers, for a limited time. Contact your local branch for more details. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Any offers referenced here do not apply to residents of North Carolina.