Union Bank® Bank Freely™ Rewards Visa® Credit Card 1.5% UNLIMITED CASH BACK REWARDS Enjoy 1.5% unlimited cash back rewards on purchases made anywhere, anytime. Apply for card View all cards Union Bank Bank Freely Rewards Visa Credit Card Mobile Access Enjoy 24/7 access to our mobile site. Safely and securely access accounts wherever and whenever. Swipe Smarter Our cash back rewards credit card utilizes advanced technology for enhanced safety and protection against fraud. Customized Account Alerts Tailor your banking experience to include customized account alerts keeping you updated and informed. Go Green Enjoy eco-friendly digital services such as paperless banking. UNION BANK BANK FREELY REWARDS VISA CREDIT CARD DETAILS ENJOY UNLIMITED 1.5% CASH BACK REWARDS per $1 spent on purchases with this credit card. EARN A $200 INTRO CASH BACK REWARDS BONUS when you make $1,000 in purchases within 3 months after account opening. Hurry, this special offer is only available until March 4, 2022. 0% INTRODUCTORY APR† on purchases and balance transfers for 12 months after account opening. After that, a variable APR, currently 13.99% to 23.99%.2 † Important Pricing & Rewards Terms $0 ANNUAL FEE† † Important Pricing & Rewards Terms 25% REWARD BONUS when you redeem rewards into your Union Bank checking or savings account.1 50% REWARD BONUS when you redeem rewards as a principal reduction payment to your Union Bank mortgage.1 3% BALANCE TRANSFER FEE† on each transfer (minimum $10). † Important Pricing & Rewards Terms NO OVERDRAFT ADVANCE FEE FOR CREDIT CARD OVERDRAFT PROTECTION† Link your credit card to your checking account to ensure you are covered. Other Deposit Overdraft fees and terms may apply.3 NO FOREIGN TRANSACTION FEE Enjoy your travels with no foreign transaction fee on purchases made with this credit card. †Important Pricing & Rewards Terms Additional Visa Credit Card Benefits Visa Concierge Services Offers you personalized assistance with travel and restaurant reservations, gift arrangements, business services, and more. The cost of any goods or services provided are the cardholder's responsibility. Emergency Card Replacement/Emergency Cash Disbursement This efficient, 24x7x365, worldwide service allows you to quickly and easily get a replacement Visa card sent to you and/or receive emergency cash at a convenient location. Please for a full listing of Visa Global Customer Assistance Services toll-free numbers. Restrictions, limitations and exclusions apply. Lost/Stolen Card Reporting Makes it easy to report a lost or stolen credit card anytime, 24x7x365, from anywhere in the world. Just call Union Bank at or for calls made outside of the United States and Canada please dial Country Access Code +. Zero Fraud Liability Purchase Security Union Bank Bank Freely Rewards Visa Credit Card Apply for card See the †Important Pricing & Reward Terms for details. Restrictions apply. Important Information: If you take advantage of a purchase and/or balance transfer offer and continue to use the credit card to make purchases, you will lose the interest-free grace period on the new purchases unless you pay the entire statement balance, including the amount subject to the promotional APR, by the payment due date. The cardholder agreement gives us the right to change account terms for any reason, subject to applicable law, including if your credit profile changes. We may apply your payments in the order we choose from time to time. We must, however, comply with applicable law governing application of your payments. Currently, this means that if you make a payment in excess of the required minimum payment, we must apply the excess amount first to your Balance Category with the highest Annual Percentage Rate. Any remaining portion of that excess amount must be applied to your other Balance Categories in descending order based on their applicable Annual Percentage Rates. Subject to credit approval. Additional terms and conditions apply. Cards are issued and serviced by Union Bank Card Services, a division of MUFG Union Bank, N.A. Complete details, including restrictions, limitations, and exclusions, will be available when you become a card member, or you can view the now. Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account). Read more ABOUT UNION BANK Careers News About us Corporate profile Diversity and culture Corporate social responsibility Contact us FDIC insurance information PRODUCTS Personal Business Commercial The Private Bank HELP Learning center Verification requests LIBOR update Accessibility Terms of use Privacy and security California: privacy Do Not Sell My Personal Information Sitemap LANGUAGE Japanese services 日本語ページ FOLLOW US LOCATE A BRANCH To find your nearest branch, enter your zip code below. ©2021 MUFG Union Bank, N.A. All rights reserved. Member FDIC. 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