Routing Number: 221475786 Schedule AppointmentRates Search Personal Business Knowledge Center Help & Support LoginJoin COMMERCIAL REAL ESTATE COMMERCIAL MORTGAGE SOLUTIONS THAT JUST MAKE SENSE. Business Banking Overview Commercial Real Estate Commercial lending from our dedicated team of experts. Now that’s smart. With low rates and personalized service, choosing Teachers is a wise business decision. Teachers is your dedicated team for commercial real estate purchases or refinances. Currently netting over $500 million in commercial loans, we’re experts in commercial real estate financing such as office buildings, shopping centers, mixed use buildings, and multifamily buildings with at least five units. Why choose Teachers? We offer low rates and flexible terms with loan amounts up to $5 million* No prepayment penalty – ever! We’re well versed in commercial real estate, underwriting, guarantors, LLCs, partnerships You’ll get exceptional service – you can speak with a business development officer directly anytime Our contact center is in-house, not outsourced You’ll get a portfolio manager and a dedicated team ready to support you throughout the process Finance commercial real estate purchases or refinances with a Teachers Credit Union Commercial Mortgage. Maximum loan: $5,000,000 5 year balloon - up to 30 year loan amortization 10 year balloon - up to 30 year loan amortization 15 year balloon - up to 30 year loan amortization Uses: To purchase the premises of a business, in order to "own rather than rent" To refinance a commercial property to cash out and/or refinance existing debt at a lower interest rate To use the full or partial proceeds for further business investment, which could include: other needed properties for the business, equipment, or long-term increases in working capital To develop a commercial property in a variety of other manners 5/5/5 Adjustable Commercial Mortgages Term: 15 years Initial Interest Rate - 3.25%* Interest rate adjusts after 5 and 10** No prepayment penalty We can help make the commercial lending process easier for you. Complete the form below and one of our lending experts will be in touch. Business Name First Name Last Name Email Email Email Confirmation Business Address Street Address Unit, Suite, etc... City/Town State - Select - Alabama Alaska American Samoa Arizona Arkansas Armed Forces (Canada, Europe, Africa, or Middle East) Armed Forces Americas Armed Forces Pacific California Colorado Connecticut Delaware District of Columbia Federated States of Micronesia Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Marshall Islands Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Northern Mariana Islands Ohio Oklahoma Oregon Palau Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virgin Islands Virginia Washington West Virginia Wisconsin Wyoming Alberta British Columbia Manitoba New Brunswick Newfoundland and Labrador Nova Scotia Northwest Territories Nunavut Ontario Prince Edward Island Quebec Saskatchewan Yukon ZIP/Postal Code Phone Number Property Type How did you hear about us? - Select - Ad on TV Ad in Newspaper Ad Online Trade Show or Community Event Email from Teachers Teachers Newsletter Family or Friend Other Additional Details CAPTCHA This question is for testing whether or not you are a human visitor and to prevent automated spam submissions. Submit * Rate accurate as of 11/15/2021. Rates & terms subject to change without notice. Loans are subject to credit approval. Business owners must be members or eligible for membership at Teachers. **After years 5 and 10, interest rate will adjust to the 5 year constant maturity treasury + 2.5% rounded up to nearest 1/8th. WE CAN HELP. PLEASE GET IN TOUCH. 1-800-341-4333 Contact Us Find A Branch Or ATM Our Company About Careers Community Mortgages & Lending Mortgage Center Personal Lending Vehicle Loans Online & Mobile Banking Mobile Banking Online Banking App Store Google Play Help & Support Help Center Applications & Forms Disclosures & Fees Fraud & Scam Alerts Security & Privacy COVID-19 Resources Facebook Twitter Linkedin Instagram Federally Insured by NCUA Equal Housing Lender Routing Number: 221475786 Teachers NMLS #401530 © 2021 Teachers Federal Credit Union Web Accessibility Statement Privacy Policy Sitemap