PERSONAL BUSINESS PRIVATE BANKING Bank of Scotland logo Branch Finder Help Centre Register for Online Banking Login Home Help Centre Money worries Free independent advice Help with life challenges Universal Credit support Persistent debt More Money worries Keeping on top of your money can be a struggle - here's how we can help. Life doesn’t always go to plan. So, it’s good to know that there’s help available if you’re worrying about money. We’ve got some useful resources and information to help get you back on track. Struggling with your loan, credit card or overdraft payments? You can get help online. Just log in to Internet Banking or the app, then tap ‘Need help with your debt or payments?’ on the account menu. Log in now Opens in new tab Struggling with mortgage payments? If you’re worried about making your mortgage payments, we can support you online. Support with your mortgage online get support with your mortgage We can still help if you don't bank online with us Worried about your payments? There are lots of ways we can help. Help avaliable find out how we can help Free independent help and advice There are many organisations that can help you with your money worries including free debt advice. Free help and advice Visit this page to learn more about free, independent help and advice Support with Universal Credit If you’re out of work, cannot work or on a low income you could be eligible. Universal Credit support about Universal Credit support Help with persistent debt Help to manage persistent debt and reduce your payments. Managing persistent debt help with persistent debt Interest only mortgages We can help you make a plan to start paying back your mortgage. Interest only mortgage support Check your money health in 60 seconds Do our quick quiz to get helpful tips on how to improve your money situation. Take the Money Health Check Support and financial wellbeing We’re by your side for life events, money management and extra support. Support and wellbeing more about support and wellbeing Money management Tips and tools for budgeting and saving. Money tips and tools more information about budgeting tips and tools Here when you need us You can contact us by phone, online or at your nearest branch. How to contact us Ways to bank with us Print Email Share Please Enter to access social media links Back to Top Help & guidance Find a branch Branch Finder Tweet us Twitter Call us details SignVideo How to complain Help Centre Our Products Bank Accounts Overdrafts Savings ISAs Investing Credit Cards Loans Car Finance Mortgages Insurance Send money abroad Retirement Travel Business Banking Private Banking Wealth Management Our Services What's new Service status Mobile app Tablet app Internet Banking Apple Pay & Google Pay About Bank of Scotland Careers In your community Bank of Scotland International Bank of Scotland Germany Financial performance Lloyds Banking Group Legal information Accessibility and Disability Cookies Privacy Security Site map Visit the Bank of Scotland Facebook page. Opens in a new browser window. Visit the Bank of Scotland Twitter page. Opens in a new browser window. Visit the Bank of Scotland YouTube page. Opens in a new browser window.