Primary Links menu personal business Top Menu search locations rates contact us Secondary navigation Rates Auto Loan Checking Home Equity Loan Mortgage Loan Rates Personal Loan+Line Savings Vehicle Loan Personal Loan Type Term APR Personal Loans 1 to 3 years 11.50% APPLY Annual Percentage Rate (APR). Rates subject to change at any time without notice. Rate will be determined by individual credit worthiness. Rates advertised are the lowest rates available and include a 1/4% deduction for auto-pay from a Navigant Credit Union checking account. For personal loans: At 11.50% APR, 12 monthly payments of $88.61 per $1,000 borrowed. For personal loans: At 11.50% APR, 24 monthly payments of $46.84 per $1,000 borrowed. For personal loans: At 11.50% APR, 36 monthly payments of $32.98 per $1,000 borrowed. Cash Reserve Line of Credit Type Cash Reserve Line of Credit APPLY Cash Reserve Line of Credit offers the flexibility to meet your financial needs. Borrow what you need and enjoy the security of knowing cash is available for those expected or unexpected expenses that come along. Instant credit decision for line amounts up to $5,000 Competitive variable interest rate Alternative to carrying costly credit card balances No collateral required No cash advance or balance transfer fees Low annual fee of $15 APR is Annual Percentage Rate. Rates subject to change at any time without notice. Rate will be determined by individual credit worthiness.Call for details. Effective date: 11/22/2021 ROUTING #211589828 NMLS# 462987 FacebookTwitterInstagramLinked In Footer 2 401.233.4700 Contact Us Locations Footer 3 Apply for a loan Feedback Open an account Secure login Calculators Footer Español Careers Privacy Policy Security Disclosures Equal Housing Opportunity Navigant Credit Union is federally insured by NCUA All accounts and products are subject to approval. © 2021 Navigant Credit Union. All rights reserved.