Login Search Deposit Rates Annual Percentage Yield (APY) is accurate as of 12/08/2020. CHECKING ACCOUNTS APY Minimum Balance for APY Minimum Balance to Open Interest Rate MORE Checking – Tier 1 0.01% $0.01 and Above $10 0.01% MORE Checking – Tier 2 0.05% $25,000.01 and Above*+ $10 0.05% MORE Checking – Tier 3 0.50% $0.01-$25,000*+ $10 0.50% Relationship Gold – Tier 1 0.01% $1,000 $10 0.01% Relationship Gold – Tier 2 0.01% $2,000 $10 0.01% Apply for a Checking Account *+ Qualifications required APY = Annual Percentage Yield Rates are subject to change without notice Fees may reduce earnings on an account SAVINGS ACCOUNTS APY Minimum Balance for APY Minimum Balance to Open Interest Rate Health Savings Account 0.10% $100 $10 0.10% Statement Savings 0.01% $100 $10 0.01% Money Market Plus – Tier 1 0.05% $1,000 $1,000 0.05% Money Market Plus – Tier 2 0.10% $10,000 $1,000 0.10% Money Market Plus – Tier 3 0.20% $100,000 $1,000 0.20% Money Market Plus – Tier 4 0.30% $1,000,000 $1,000 0.30% Minor Savings 0.06% $10 $10 0.06% Apply for a Savings Account *+ Qualifications required APY = Annual Percentage Yield Rates are subject to change without notice Fees may reduce earnings on an account IRAS AND CDS APY Minimum Balance for APY Minimum Balance to Open Interest Rate Term CD – 3 Months 0.10% $500 $500 0.10% 90-181 days CD – 6 Months 0.15% $500 $500 0.15% 182-272 days CD – 9 Months 0.20% $500 $500 0.20% 273-364 days CD – 1 Year PPC/RBG Special 0.25% $500 $500 0.25% 365-547 days CD/IRA – 7 Days 0.05% $5,000 $5,000 0.05% 7-30 days CD/IRA – 1 Year 0.20% $500 $500 0.20% 365-547 days CD/IRA – 1.5 Years 0.25% $500 $500 0.25% 548-729 days CD/IRA – 2 Years 0.35% $500 $500 0.35% 730-1,094 days CD/IRA – 3 Years 0.40% $500 $500 0.40% 1,095-1,459 days CD/IRA – 4 Years 0.45% $500 $500 0.45% 1,460-1,824 days CD/IRA – 5 Years 0.55% $500 $500 0.55% 1,825+ days IRA 1.5 Years Variable Rate 0.25% $25.00 $25.00 0.25% 547 days Rates subject to change without notice and penalty may apply for early withdrawal. ** New Money Required. Will allow existing funds up to 100% match of new money. APY = Annual Percentage Yield Fees may reduce earnings on an account. Equal Opportunity Employer. Member FDIC. Equal Housing Lender. 603-448-3650 888-MASCOMA(627-2662) About Mascoma Bank Careers Security Statement Accessibility Statement Disclaimers Contact Us Holiday Hours FAQ Privacy Policy Copyright © 2021 Mascoma Bank | Designed by Nomad Communications Live chat: CHAT