LOG IN SEARCH BUSINESS CREDIT CARDS Vantage Bank Texas Visa® and Mastercard® Business Credit Cards can give you a leg up on the competition. The cards have competitive rates and the option to earn points for every purchase. Preferred Points Card Standard Card Apply Now Applying for an Vantage Bank Texas Visa® and Mastercard® Business Credit Cards is easy. Complete the form and bring it by any of our convenient locations or return it via email or fax. APPLY NOW Billing Individual billing option only Competitive APR Competitive variable APR (1). Click on Apply Now to see current rates. Annual Fee $49 annual fee per account Grace Period All purchases have a 25 day grace period. There is no grace period for cash advances or cash equivalent transactions. Travel Benefits Visa Business offers rental car collision damage waiver protection and travel insurance. Additional Information Late Fee: $25 NSF Fee: $25 Agent Assisted Pay-by-Phone: $10 Cash Advance Fee: 3% of the cash advance amount, subject to a minimum fee of $10. International Transaction Fee: 2% of the US dollar amount of the transaction converted from the foreign currency. Please see additional disclosures included on the credit card application. Cardholder Customer Service 800-367-7576 CALL NOW Disclosures: After introductory rate, the Annual Percentage Rate (APR) will vary based on changes in the Index (the National Prime Rate published in the Wall Street Journal.) The APR is Index + 10.99%. The Index will be adjusted on the 25th day of each month or the business day preceding the 25th day if that day falls on a weekend or a holiday recognized by the Federal Reserve Bank. Changes in the Index will take effect beginning with the first billing cycle in the month following a change in the Index. Increases or decreases in the Index will case the APR and periodic rate to fluctuate, resulting in increased or decreased Interest Charges on the Account. The Account will never have an APR over 21%. BUSINESS BANKING Business Accounts Loans and Lines of Credit Beneficial Ownership Business Banking Additional Services Overdraft Program Bank Owned Property for Sale INTERNATIONAL BANKING Certification Status Foreign Currency Exchange Pre-Aplicación para Cuenta Moral Pre-Aplicación para Cuenta Personal PERSONAL BANKING Checking Accounts Savings Accounts Personal Loans Debit and Credit Cards Personal Banking Additional Services Overdraft Program MORTGAGE LENDING Home Purchase or Refinance Construction Loans Mortgage Lending Team DIGITAL BANKING Vantage Business Mobile Vantage Business Online Treasury Management Services Vantage Personal Mobile Vantage Personal Online ABOUT US Leadership Team Board of Directors Careers Blog Education Center Sponsorships CUSTOMER SERVICE Contact Us Find a Location Federal Holiday Hours Lost or Stolen Debit Card Business and Personal Banking Product Video Demos Frequently Asked Questions Order Checks Online Group 17 Group 14 Group 12 Group 9 © Vantage Bank Texas, All Rights Reserved Privacy, Security & Disclosures Routing # 114915272 SWIFT # ITNBUS44 Member FDIC. Equal Housing Lender NMLS ID #858738