ABOUT US INSURANCE CHOICES SERVICES CAREERS CONTACT INSURANCE CHOICES ALTERNATIVE RISK TRANSFER PROGRAMS Vanliner Insurance Company is a leader in Alternative Risk Transfer (ART), or captive, programs for the moving and storage industry. If you are an industry-leading moving and storage agent seeking to capitalize on your expertise, we can work with you to create an innovative and intelligent insurance program. Vanliner is dedicated to providing concierge claims service to all of our ART accounts, which is achieved by maintaining a collaborative relationship that focuses on a heightened level of communication and exceptional customer service. Our team is committed to launching and growing successful group and individual large account captives. We pursue partners who are industry leaders and understand the long-term rewards of ART programs. Vanliner, along with parent company National Interstate Insurance Company, have nearly 20 years of experience administering ART programs. What is alternative risk insurance? Alternative Risk Transfer, or ART, insurance is where you become, in essence, your own insurance company. With ART, you pay the premium into your customized program. If you don’t suffer significant losses, a portion of that premium, along with investment income, may be returned to you. With a traditional insurance program, you pay the premium to an insurance company in return for insurance protection. The insurance company bears the risk, but also reaps the financial rewards if you control your claims. If you are a member insured through a group ART program, the risk and reward are shared between you, Vanliner and other members. Groups that mitigate their losses can enjoy larger profits. Therefore, ART programs are best suited for companies that typically perform better than their peers when it comes to preventing losses and managing claims. Is ART right for me? Suited best for safety-conscious companies High-performing companies can have a portion of premium returned High-performing companies can earn investment income Are you a best-in-class operator with losses that are typically lower than those of your industry peers? If so, you may consider capitalizing on your good record and years of experience by joining an ART program. When managed correctly, the long-term financial benefits of ART participation with Vanliner can be great. With the potential for return of unused premiums and investment income, you can lower the effective cost of your insurance and enjoy more stable premiums. It’s an intelligent financial move for companies like yours. Benefits that go beyond savings: Enhanced loss control, risk management and claims services Minimum and maximum costs known in advance Long-term control over unpredictable insurance pricing No capital investment / reasonable collateral requirements Easy entry and exit Alternative Risk: FAQs Are ART programs only for very large companies? No. Vanliner offers innovative ART programs for moving and storage companies of nearly any size. By offering ART programs with low-risk retention levels, even companies with as few as 15 units can comfortably participate in a risk-sharing program. I'm currently on a large deductible. What are the advantages and disadvantages of an ART program? Is Alternative Risk Transfer cheaper than traditional insurance? What are some of the benefits of choosing an ART program? What does Vanliner provide? What is an ART, or captive, insurance company? What is the difference between a heterogeneous and homogeneous group captive? What is the difference between a single-parent and group captive? When should I consider an ART option? Who issues the insurance policy? Why don't more insurance companies offer ART options to their insureds? Why Vanliner? For more information about Vanliner’s ART programs, contact: Timothy.Keil@Vanliner.com MovingandStorage@Vanliner.com Copyright © 2021 Vanliner Insurance Company. All rights reserved. Privacy Policy | California Privacy Policy | Terms and Conditions | Accessibility