Login BUSINESS SAVINGS & CERTIFICATES Home Business Business Savings & Certificates A business savings or certificate account allows you to invest in opportunities for growth and to establish assets that take you comfortably toward your goals. Contact Us Business Eligibility Savings Account Details Certificate Account Details Account Extras Rates & Terms Common Questions SAVINGS ACCOUNT DETAILS No monthly service charge fees. $5 one-time membership fee. $5 minimum opening balance. Minimum balance of $100 is required to earn dividends. Unlimited deposits are allowed. Unlimited in-branch or ATM withdrawals are allowed. You cannot apply for a business account online, but visit any of our branch locations or give us call, and we would be happy to assist you. Visit or Call Us Full Account Disclosures BUSINESS CERTIFICATE DETAILS We have a variety of certificate account options, so whether you're looking for a short- or long-term account, we have one to fit your needs. Term options of 6 to 17 months. $500 minimum opening balance. You cannot apply for a business certificate online, but visit any of our branch locations or give us call, and we would be happy to get you into the right product. Visit or Call Us Full Account Disclosures ACCOUNT EXTRAS Harborstone ATM Card Your business savings account comes with a Harborstone ATM card, which can be used on select ATM and merchant networks. Online Banking & Mobile Apps Depending on how you manage your business accounts, we have a variety of online and mobile app options. Notary Services Help prevent things like fraud and identity theft with our complimentary notary and Medallion Signature Guarantee services. Global ATM Access With the CO-OP ATM network, you have access to nearly 30,000 surcharge-free ATMs. BUSINESS SAVINGS & CERTIFICATE ACCOUNT RATES & TERMS Account Type Dividend Rate APY Minimum Opening Balance Minimum Monthly Balance Business Savings 0.020% 0.02% $100 $100 daily balance required to earn APY 6-11-Month Certificate 0.200% 0.20% $500 $500 12-17-Month Certificate 0.350% 0.35% $500 $500 APY = annual percentage yield. COMMON QUESTIONS Business Online Banking Demo Are there any transaction limitations on business savings accounts? Does Harborstone offer online banking for business accounts? Meet Your Business Team Cash Flow Challenges and Solutions: Keeping Track of Your Business Expenses and Overhead Not seeing your question? Try a search. Ask Open an Account Copyright © 2021 Harborstone Credit Union All rights reserved. P.O. Box 4207, Tacoma, WA 98438-0207 Transit/ABA Routing Number: 325180870 Contact Us LOANS Vehicle Loans Credit Cards Home Equity Home Loans Avoid Foreclosure ACCOUNTS Checking Savings IRAs Money Market CONVENIENCE Online Banking Mobile Banking Telephone Banking Locations & ATMs ABOUT Careers Privacy Policy Site Map Disclosures & Agreements