Explore Products Claims About Us Resources 1-855-347-3939 , Call Us Log In Golf Cart Insurance Ride protected on the course and in your community for as low as $75/annually* (See Disclosure) PRODUCT Golf Cart ZIP Code Home InsuranceGolf Cart Insurance Get a golf cart insurance quote online Whether you use your golf cart from green to green or just around your gated community or condo complex, customized coverages from Progressive specialty golf cart insurance will protect you and your vehicle. We can cover you for virtually any non-commercial purpose and location. Do you need golf cart insurance? Insurance requirements for golf carts will vary by state, but it’s worth having a golf cart insurance policy even in states that don’t mandate one—especially if you plan to drive your golf cart around your neighborhood. Your homeowners insurance may not cover you away from the fairways, but golf cart insurance does. What is the average cost of golf cart insurance? Golf cart insurance rates vary based on the coverages you select and the make and model of your golf cart. Your age and driving history also factor into the price. Quote golf cart insurance online and see how affordable it can be. Policies start as low as $75/annually.* (See Disclosure) WAYS TO SAVE Get more discounts to lower your golf cart insurance cost† (See Disclosure) Multi-policy Bundle and save! We’ll add a discount to your golf cart policy if you already have auto, home, renters, boat, or RV insurance with Progressive. Pay in full We’ll add another discount simply for paying your golf cart policy up front and in full. Responsible driver If you’ve had no accidents or motor vehicle violations in the last three years, we’ll reward you with a discount for safe driving. Homeowners Enjoy a discount just for owning a home. Prompt payment If you’ve paid on time, we’ll say thank you with a discount. If you’re a new Progressive customer, we’ll automatically include it in anticipation of your timely payments. Golf cart insurance coverages we offer On or off the greens, find out how you’re protected with Progressive. These insurance coverages come standard with your policy. STANDARD COVERAGES Bodily injury and property damage liability Although not required in every state, golf cart liability insurance can protect you if you’re liable because you injured someone or damaged their property while riding your golf cart. Your court costs and legal fees are also covered up to your policy’s limits. Guest passenger liability If passengers are injured while riding in your golf cart, guest passenger liability will pay for their injuries up to the limits of your policy. Uninsured/underinsured motorist bodily injury and property damage Covers you and any passengers while riding in your golf cart if you’re injured by another driver with no insurance or not enough insurance. You’re also covered if an uninsured or underinsured driver damages your golf cart. Comprehensive and collision If your golf cart is vandalized or stolen, comprehensive pays to repair or replace it. Additionally, comprehensive covers damage from a fire, hitting an animal, an act of nature or glass breakage. If you’re in an accident with another golf cart, object, or even a vehicle on the street, collision coverage will pay for your golf cart’s repairs or replacement. If you’re financing your golf cart, your lender may require you to carry comprehensive and collision. Medical payments Medical payments coverage pays for your hospital bills if you or your passengers are injured in a golf cart accident. While medical payments are optional, coverage is vital if you or your passengers don’t have health insurance. Accessory coverage You may have added a radio, headlights, seat covers or even a custom paint job to your golf cart, and you’ll want to make sure your upgrades are covered. If you carry both comprehensive and collision on your golf cart policy, you’ll automatically earn $3,000 in accessory coverage. You can purchase additional coverage, if necessary, up to $30,000. Get a golf cart insurance quote today and be covered before you hit the links. Get a quote Or, call 1-855-347-3939 Insurance Car Insurance Home Insurance Progressive Answers Explore All Products Our Company About Us Careers Investors Newsroom Quick Links Continue Previous Quote Report a Claim Make a Payment PerkShare Connect 1-855-347-3939 Contact Us Progressive App Become a Partner Search / Keywords Facebook Instagram Twitter YouTube Lifelanes Contact Us Site Map Accessibility Services Technical Help Privacy & Security Terms of Use Insurance Resources RANKED #1 WEBSITE FOR EASE OF USE Copyright 1995 - 2021. Progressive Casualty Insurance Company. All Rights Reserved. We offer insurance by phone, online and through independent agents. Prices vary based on how you buy. Δ Disclosure Discount varies and is not available in all states or situations. * Disclosure Annual premium for a basic liability policy and is not available in all states. Excludes snowmobile policies. † Disclosure Not all discounts available in all states and situations.