Home Partners Investors About Us Login Fueling the Growth of Small Business IOU Financial offers working capital to small business owners through strong and trusted partnerships. PARTNER WITH US Flexible Small Business Loans 3-Minute Application, Pre-Approved in Seconds! IOU Financial has fast, flexible small business loans, always there when your clients need them. Banks take weeks to decide if businesses qualify for financing. IOU Financial can deliver funding within 24 hours! Fast Our online application takes only minutes, and businesses can receive funding in as little as 24 hours. Trustworthy We want to get to know each business so we can advise in the best way possible. Thousands of small businesses already trust us to help with their financing needs. Consistent With fixed daily, weekly, or biweekly payments your clients can stay focused on their business. Responsible Our credit expertise and proprietary technology ensure each merchant’s cashflow is not stressed with a loan. Your client’s profitable growth is our main objective. Are your clients a match? Minimum eligibility requirements for an IOU Financial loan Total business ownership must equal 80% Business established for at least 1 year 10 or more deposits per month in a business bank account Annual revenue of $100,000+ Loan amounts of $10K - $600K Loan terms from 6 to 18 months Daily, weekly or bi-weekly payments Partner with IOU Fueling the growth of small business Utilize our technology to provide your customers with unbeatable pricing and first class service everyday. We'd love to talk to you about partnering with us! PARTNER WITH US About IOU Financial IOU is a progressive partner to brokers and small businesses IOU Financial has been lending to small businesses since 2009 and funded over US$898 million in loans. Its headquarters are in Montreal Canada, and its North American operations center is in Atlanta, Georgia. IOU Financial is publicly traded on the Canadian TSX-V exchange under the ticker symbol IOU (TSX-V: IOU). READ MORE Need a business growth advisor to help you secure small business funding? Click here to work with one of our preferred partners. LEARN MORE Mailing Address IOU Financial Inc. 600 TownPark Lane Suite 100 Kennesaw, GA 30144 Contact Us Send us a message 1.866.217.8564 Partners Become a Partner Partner Application FAQs Secure Funding Investors Investor Info Share Information Contact Us About IOU Corporate Profile Leadership Profile Small Business Blog News & Press Careers Copyright © 2021 IOU Financial. All Rights Reserved. Privacy | Terms of Use | Security | Licenses Loans made or arranged pursuant to a California Financing Law license.