Make a Payment | Online Services Login | Blog | Just for Agents HOME / INSURANCE / COLLECTOR CAR INSURANCE Collector Car Insurance We’ll help you enjoy the “collector car lifestyle” with great coverage and options for whatever you drive. Muscle cars Classic cars Antiques Exotics Street rods Customs Kit cars Cobra replicas Race cars Trucks Military vehicles Tractors Fire engines Restorations in process Collector car insurance is all about the “agreed value” We offer an agreed value total loss settlement. Before the policy activates, you as the car’s owner, the agent, and our underwriters agree on the car’s value and insure it for that amount. In the event of a total loss, that agreed upon value is the payout amount (in a total loss, the settlement is inclusive of all applicable taxes and fees). The deductible of course applies, but there is no depreciation and no misunderstanding. Some other specialty auto policies, and a typical daily-use auto policy, offer stated value coverage. It’s not the same. In fact, it is really just actual cash value coverage with a maximum limit – the stated value – and the carrier pays the vehicle’s market value which it determines after the loss. If the market value has dropped since the policy was purchased, then that lower dollar amount is the payout. Coverage highlights Agreed value total loss settlement* Usage for car shows, parages, car club exhibitions, occasional pleasure drives, driving to work (optional coverage) 1,000, 3,000, 6,000, or Freedom mileage plans Deductible options from $0 to $10,000 Flexible payment options * If a total loss settlement is based on an Agreed Value, the settlement is inclusive of all applicable taxes and fees. Want more information or a quote? Your agent can answer your questions and get you a quote. Looking for an agent? Use this search tool to find one near you, or call us at 866-884-6167. Quick Links Find an agent for a quote Current customers Learn More American Modern is rebuilding a 1965 Chevy Malibu SS. Take a look at the project. Collector car owners spend a lot of time keeping them in the best possible condition. Repairs need to be done right. Here are five recommendations when evaluating a shop. Keep reading Tweet Home Customer center Make a payment File a claim Change your policy Manage your account Insurance solutions Mobile home Vacation home Collector car Motorcycle Snowmobile Full-time home Vacant property Boat ATV & UTV Pet Health Rental property Condominium Yacht Golf cart Company overview Newsroom Media resources Management team Careers Company values Company history Campus directions Contact us Adjuster training Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may vary or not be available for all risks or in all states. Rates, discounts vary, are determined by many factors, and are subject to change. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including but not limited to American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No. 2222-8) and American Modern Property and Casualty Insurance Company (CA Lic. No. 6129-1.) American Modern Insurance Group, American Modern, AMsuite, modernLINK, and Homeowners FLEX are trademarks or registered trademarks of American Modern Insurance Group, Inc. All other names, logos, and brands described herein are trademarks or registered trademarks of their respective holders, and use herein does not imply affiliation with or sponsorship or endorsement by them of American Modern, its products, or its services. Corporate office | 7000 Midland Blvd. | Amelia, OH 45102 | webinfo@amig.com Mailing address | PO Box 5323 | Cincinnati, OH 45201-5323 © 2021 American Modern Insurance Group, Inc. All rights reserved. Privacy policy | Legal disclaimers | Notice of information practices