Menu Toggle ABOUT US BUSINESS DONE RIGHT THEN. BUSINESS DONE RIGHT NOW. Investors Heritage was founded in 1960 by former Kentucky Lieutenant Governor, Harry Lee Waterfield, and built on a core set of principles. Look someone in the eye when you’re talking to them, treat everyone with respect, invest in the future, and your word is your bond — to name a few. These aren’t just good rules for business, they’re good rules for life. This means you can expect a financially sound business partner that keeps its commitments. You can expect friendly, knowledgeable customer service representatives that are empowered to solve problems. Finally, you can expect a responsive company — rich with technology — to ensure smooth and productive interactions every time. THE BEST WAY TO PREDICT OUR FUTURE IS TO VISIT OUR PAST. 1960 – Investors Heritage was founded by former Kentucky Lieutenant Governor, Harry Lee Waterfield to provide secure life and annuity products. 1961 – Our first policy was issued and remained in-force until February 19, 2016. 1964 – Relocated from our original headquarters in Lexington, KY to Frankfort, KY. 1974 Entered final expense market with the launch of a product sold through independent funeral homes. 1976 – Assumed business from Northwest Security Life which expanded the company’s footprint in the funeral home insurance space. 1984 – Introduced a Universal Life Product and began our first group life program. 1988 – Following the passing of founder, Harry Lee Waterfield, his son Harry Lee Waterfield II was elected as Chairman and CEO. 1989 – Developed a preneed product to accommodate the changing needs of funeral homes which expanded sales in this line of business. 2000 – Grew the company’s holdings through the assumption of Franklin American Life 2002 Insurance Company and the acquisition of Regal Life Insurance Company. 2004 – Began providing Third Party Administrative services for other life insurance companies. 2010 – Assumed business from Texas Memorial Life Insurance Company and Memorial Services 2011 Life Insurance Company. 2011 – Entered the retirement and savings space with the introduction of two wealth transfer products: Heritage Solution and Heritage Provider. 2018 – Aquarian Holdings acquired Investors Heritage, took the company private and committed to grow the company through additional capital and market expansion. 2018 – Diversified product offerings with the launch of Heritage Builder Multi-Year Guaranteed Annuity and distribution through independent marketing organizations and financial advisors. 2019 – Following the passing of Harry Lee Waterfield II, his nephew Robert M. Hardy, Jr. was named CEO. 2019 – Ranked the fastest growing U.S. life insurer with a Life & Annuity focus in 2018 by S&P Global. 2020 – Named to Inc. 5000 as one of the fastest growing, privately held US companies. 2020 – Ranked in top-ten fastest growing U.S. life insurers with a Life and Annuity focus for the second year in a row by S&P Global. Provided third party administration services for two other life companies on the same S&P Global list. 2020 – Launch of Canopy Preneed, a new suite of preneed products that provide some of the best premium rates and growth benefits in the industry. 2021 – Expanded our Annuity products with the launch of Heritage Income Advantage Fixed Indexed Annuity. LEARN ABOUT OUR PARTNERS AT AQUARIAN. LEARN MORE ANNUITIES WEALTH TRANSFER PRENEED FIELD MANAGERS FINAL EXPENSE OUR LICENSED STATES AGENT LOGIN FORMS FAQ PRIVACY POLICY CONTACT US CAREERS OUR STORY COMPANY NEWS AQUARIAN TERMS OF USE Visit us on Facebook Visit us on Instagram 200 CAPITAL AVE FRANKFORT, KY 40601 1.800.422.2011