Top toolbar Retrieve a quote Claim Log In Main navigation Car insurance Home insurance Other products Off Home insurance You could pay £164 or less, 50% of our new customers did between July – December 2020 You can add FREE for the first year when you buy combined Buildings and Contents Insurance - offer ends: 30/11/21: ✔ FREE Family Legal Protection ✔ FREE Home Emergency Cover Retrieve a quote Get a quote What's covered? Off Buildings Insurance What does this cover give me? Unlimited buildings cover House blown away in a storm? We'll cover the cost of rebuilding Alternative accommodation Up to £75,000 Locks and keys If your keys are lost or stolen, you'll be covered for the cost of replacing them and installing locks on any external doors up to the value of £1,000 Property owner's liability cover Up to a £2 million as standard Did you know, you can... Add Accidental Damage cover for an additional fee, covering the cost of repair or replacement as direct result of an accident Find out more about Building Insurance. You can find our Home Insurance policy limits here. Contents Insurance How do you protect my most prized possessions? New for old contents cover No shabby substitutes, we'll replace all covered items as new Garden contents Up to £2,000, tools, plants or machinery Personal money Up to £750 to cover lost or stolen cash Students cover Up to £5,000 to cover contents in secure rooms in university halls or boarding schools* Special Events cover Up to an extra 15%** Home office equipment Up to £10,000 These limits are included in and not additional to your sum insured. Restrictions may apply, please check our policy booklet. Did you know, you can... Add Accidental Damage cover for an additional fee, covering the cost of repair or replacement as direct result of an accident Find out more about Contents Insurance. You can find the current limits on our Home Insurance policy limits here. Need help with calculating your home's content value? Our handy home insurance checklist can help you. *When not left vacant for more than 15 days. **Four weeks before and after a special event, such as a religious festival (up to 15% extra cover) and weddings/births (up to 10% extra cover). You can add on for free... Off Family Legal Protection – FREE for the first year, when you buy combined Buildings and Contents Insurance - offer ends: 30/11/21 Access to expert lawyers with up to £50,000 legal costs covered for you and your family No Claim Discount not affected See our policy booklet for more info Home Emergency Cover – FREE for the first year, when you buy combined Buildings and Contents Insurance - offer ends: 30/11/21 Just one call and Sheilas’ Wheels will send a contractor to visit your home and carry out emergency repairs. Call-out charge, labour cost, parts and materials to a limit of £500 including VAT (subject to a £25 excess) are covered. Always handy, especially for when the boiler breaks down unexpectedly. See our policy booklet for more info Handy Optional Extras! Off Personal possessions cover away from the home For an additional fee you are covered for accidental loss, damage and theft of your personal possessions while they are temporarily removed from your home anywhere in the United Kingdom and for up to 60 consecutive days anywhere in the rest of the world. Find out more about our Personal Possessions Insurance. Off Pest Cover For an additional fee you can avoid ringing around – you can claim for the call out charge and the professional extermination or control of wasps, hornets nests, rats, mice or grey squirrels subject to an overall limit of £150 (including VAT per claim). For the treatment of bed bugs this cover will pay the contractors charges subject to a maximum of three treatments/extermination and an overall limit of £200 (including VAT) of bed bugs in one infested area in the Home in the event of a call out. Find out more about our Pest Insurance. On Make a claim Supporting you when you need us most Make a claim Policy booklet Check the policy booklet to find out what's covered by our Defaqto 5 Star rated insurance Read on Home Insurance Hub Learn more about our insurance, our level of cover or available add-ons and how they can suit you. Home Hub Off Off Customer Support Hub – for our latest guidance and support, including information on our Covid-19 initiatives, please visit our dedicated Hub Content Garage What do you do after a car accident? Think S.A.F.E! 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