Open Close Get a business loan Invest your money About us Call us to discuss your business loan on 0800 048 8747 Open Close Log in Join Help Loans funded so far £381,238,980 Together, we're better. Thousands of people and the UK Government have lent over £370 million to businesses. At rates that suit everyone. Get a business loan or Invest your money Michael from Bramley and Gage borrowed £25,000 from 248 people. Join 5,500 businesses already borrowing Get a business loan Loans of £5,000 - £1 million Terms up to 5 years Fast: funds typically within 1 week No early repayment fee Start lending alongside 32,000 people Invest your money You can earn a current estimated return of 7.2% per year. Back British businesses Options to access your money early Remember, your actual return may be higher or lower as your capital is at risk. The Government-backed British Business Bank is lending through Funding Circle** "The UK’s alternative finance industry has taken another step along the road to mainstream acceptance with the promise of a £40m investment from the British government. Funding Circle, one of the UK’s largest peer-to-peer platforms, will use the money to provide more loans to small and medium-sized businesses over the next year." February 2014. We've won awards in Credit Innovation for SME Lending. *The current estimated return is an estimate of the annual return after fees and bad debts that investors could earn from lending money to businesses seeking loans today. It is calculated by taking the gross interest rate less fees and estimated bad debts that will occur in the future for each of the last 100 loans accepted on the marketplace. The average return is compounded and before tax. The return is updated daily. See the full calculation here. ** The British Business Bank Investment Programme is a part of the British Business Bank programme, which is currently run directly by the Department for Business, Innovation and Skills and is not authorised or regulated by the Financial Conduct Authority or the Prudential Regulation Authority. British Business Bank plc will operate as a Government-owned financial institution once HM Government has received European Commission State aid clearance, which is expected in 2014. 32,960 investors in the UK have lent to businesses £381,238,980 lent to British businesses Contact us About us Help Media Terms of Use Security Forum Blog Intermediaries Jobs Cookie policy API Partners Offers Statistics Guide Investment through Funding Circle involves lending to small and medium sized businesses, so your investment can go down as well as up. Funding Circle Limited is authorised and regulated by the Financial Conduct Authority and entered on the Financial Services Register under firm registration number 635439. Funding Circle is not covered by the Financial Services Compensation Scheme. Registered in England (Co. No. 06968588) with registered office at 3 Dorset Rise, London, EC4Y 8EN. Copyright © Funding Circle 2014. All rights reserved.