Contact Us Log in Why Allianz What We Offer Get Answers For Professionals Search You are here: Home / What We Offer / Annuities / Index Variable Annuities / Index Advantage NF Overview How the Product Works Prospectus Rates Videos Index Advantage NF Calculator Allianz Index Advantage NF® Variable Annuity A new balance of performance potential and protection Are you sensitive about fees? Allianz Index Advantage NF is an index variable annuity that offers similar features and benefits to those of Allianz Index Advantage® Variable Annuity, but with no product fee. It can help you accumulate money for retirement and provide income after you retire. It offers a combination of traditional variable options plus several innovative index strategies, which can help you find a measure of balance in today’s uncertain market environment. Ready to learn more? Ask your financial professional how Allianz Index Advantage NF can complement your overall retirement strategy. You can also read further to learn more about how the product works. RightRight See how Index Advantage NF works Check the background of Allianz Life Financial Services, LLC on FINRA's BrokerCheck. Investing in a variable annuity may be the answer for part of your overall retirement strategy. A variable annuity offers a unique combination of features, including market participation through a variety of investment options; tax-deferred growth opportunities; and optional protection benefits that can provide certain accumulation, income, and beneficiary guarantees for an additional cost. Variable annuities are subject to investment risk, including loss of principal, and contract values fluctuate daily. Investment returns and principal value will fluctuate with market conditions so that units, upon distribution, may be worth more or less than the original cost. Withdrawals will reduce the contract value and the value of any protection benefits. Withdrawals taken within the contract withdrawal charge schedule will be subject to a withdrawal charge. All withdrawals are subject to ordinary income tax and, if taken prior to age 59½, may be subject to a 10% federal additional tax. For more complete information about Allianz index variable annuities and any available variable options, call your financial professional or Allianz Life Financial Services, LLC at 800.624.0197 for a prospectus. The prospectuses contain details on investment objectives, risks, fees, and expenses, as well as other information about the index variable annuities and any available variable options, which you should carefully consider. Please read the prospectuses thoroughly before sending money. Guarantees are backed by the financial strength and claims-paying ability of the issuing company. Variable annuity guarantees do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions. • Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297, and are distributed by its affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. (L40538-NF) Product and feature availability may vary by state and broker/dealer. Products Annuities Life Insurance About About Us Financial Ratings Newsroom Executives Careers Allianz Field Olympic and Paralympic Partnership Customer Service Contact Us FAQs Claims Log in Create Account Related Sites Allianz Group Allianz New York Allianz Life Ventures Allianz Investment Management LLC PIMCO True to our promises so you can be true to yours® Accessibility Policy Legal & Privacy © 2021 Allianz Life Insurance Company of North America. All rights reserved. We use cookies to make your online experience more convenient. For more information view our Privacy Policy. xx Dismiss