HOME PRODUCTS ALL PRENEED RESOURCES ABOUT AGENTS POLICY HOLDERS CONTACT US INCOME NAVIGATOR Download Our Brochure Are you looking to participate in the rise of the market without risking significant losses in the case of a market slump? The Income Navigator was designed with you in mind! Offering multiple investing strategies based off the S&P 500®, allocate your funds as you see fit with no damage to your principal. Also available is an Income Rider, which provides you with a steady stream of income for life. Offering control, safety, and high growth possibilities, this annuity is perfect to meet your retiring needs! Five indexing options: Fixed Account Annual Point to Point Monthly Averaging Monthly Sum Daily Averaging An available Income Rider to provide you with guaranteed income for life. Premium Bonuses immediately deposited into your annuity when your policy is set up.* Your choice, your growth, your future! Income Navigator has a 10-year surrender schedule. Premium bonuses are subject to a vesting schedule. Inclusion of the income rider subject to age restriction. *Premium bonuses are subject to vesting schedule Income Navigator Rates Effective 05/17/2021 Premium Bonus Base Contract - 7.00% With Income Rider - 5.00% Interest Rate Guarantees 1st Year Rate 1.50% Current Rate Guarantee 1 Yr Indexing Index/Benchmark S&P 500® Participation Rates 100% Caps Annual Point-to-Point Cap: 2.50% Monthly Averaging Cap: 2.50% Daily Averaging Cap: 2.50% Monthly Sum Cap: 1.30% Riders Optional Riders and Cost Income Rider - 1.50% Interest rates as of 05/17/2021 and are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Not all annuities and optional riders are available in all states. Income Navigator has a 10-year surrender schedule. Premium bonuses are subject to a vesting schedule. Inclusion of the income rider subject to age restriction. ATLANTIC COAST LIFE INSURANCE COMPANY IS A MEMBER OF THE A-CAP FAMILY Atlantic Coast Life Insurance Company is a premier provider of life insurance and annuity products for families throughout the nation. CONTACT US HOME OFFICE Sales & Marketing : 1565 Sam Rittenberg Blvd., Suite102 Administrative Office: 1565 Sam Rittenberg Blvd., Suite 200 FOR APPLICATIONS AND PAYMENTS Annuities & Medicare Supplement: P.O. Box 27248, Salt Lake City, UT 84127-0248 Life & Preneed: P.O. Box 20010, Charleston, SC 29413 PHONE: 1-844-442-3847 PRENEED PHONE: 877-ONE-RING (877-663-7464) NEW BUSINESS FAX: 843-300-4007 POLICY SERVICES FAX: 843-300-4009 QUICK LINKS Products All Preneed Resources About Agents Policy Holders Copyright © 2021 Atlantic Coast Life Inc. All rights Reserved.