Check the background of this financial professional on FINRA's BrokerCheck Menu Investment & Resource Planning an Independent Registered Investment Advisor Plan to Succeed through Financial Planning Welcome to our Web site! We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals. We’re here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. You’ll find a wealth of information in the form of newsletter articles, calculators, and research reports. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance. Securities offered through FSC Securities Corporation, a Registered Broker Dealer, member FINRA/SIPC Advisory Services offered through Investment & Resource Planning Associates, Inc. a Registered Investment Advisor independent of FSC Securities Corporation and not registered as a broker dealer. Newsletters What a Relief! Congress Acts Against Surprise Medical Bills Have you heard of the No Surprises Act? Taking effect in 2022, it helps protect consumers from large, unexpected medical bills. Learn more. A Map for Your Family A letter of instruction could be just as important as a will to help loved ones settle an estate. Do you know what information to include? Child Tax Credit for 2021: Will You Get More? This article discusses substantial, temporary improvements to the child tax credit due to The American Rescue Plan Act of 2021. Your Business: New Rules for Writing Off Restaurant Meals The December 2020 stimulus bill lets businesses deduct the full cost of restaurant meals in tax years 2021 and 2022. Get the details. More Newsletters » Calculators Savings Goals How much do you need to save each year to meet your long-term financial goals? Loan Payoff How much will it cost to pay off a loan over its lifetime? Mortgage Acceleration This calculator can help you determine how soon you can pay off your mortgage. Taxable Equivalent Yield Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield. More Calculators » About Us Our Firm Our Services Our Way Glenn Holtje Debbie Marson Seminars Our Location Helpful Links Tell A Friend Learning Center Articles Educate yourself on a variety of financial topics. Calculators A host of financial tools to assist you. Newsletters Timely Newsletters to help you stay current. Videos A dynamic library of videos. Flipbooks These magazine-style flipbooks provide helpful information. Glossary Financial terms from A to Z. Tax Library Manage your taxes and prepare for the upcoming tax season. Contact Us 10560 Main Street, Suite 315 Fairfax, VA 22030-7175 Phone: 703-890-0410 Fax: 703-890-0411 Plan@IRPAinc.com Map and Directions This communication is strictly intended for individuals residing in the states of AZ, CA, CO, DC, DE, FL, GA, MD, ME, MS, NC, NH, NJ, NM, NV, NY, OR, PA, TN, VA, VT, WA, WV. No offers may be made or accepted from any resident outside the specific state(s) referenced. Securities offered through FSC Securities Corporation a Registered Broker Dealer, member FINRA/SIPC. Advisory Services offered through Investment & Resource Planning Associates, Inc. a Registered Investment Advisor, independent of FSC Securities Corporation Please Note: When you link to any of the websites displayed within this website, you are leaving this website and assume total responsibility and risk for your use of the website you are linking to. We make no representation as to the completeness or accuracy of any information provided at these websites. Privacy Policy Site Map Check the background of this financial professional on FINRA's BrokerCheck