Register Sign in How to borrow? How to pay back? Questions and answers Contact Blog How to pay back? Credits taken from 2017.09.07 are repaid via Bankgiro, direct debit or Swish. The notification will be sent to you by e-mail 10 days before the due date. If direct debit has not been possible, you must make a payment yourself: Bank giro account: 794-8540. Enter OCR number when paying (manual payment ViaConto arrives no later than one banking day before the due date). Swish number: 1233930260. Enter the OCR number in the message field (the Swish payment must be received by ViaConto no later than 16:00 on a banking day before the due date). Loans taken before 2017.04.06 are repaid via Bankgiro or Swish. Bankgiro Account: 794-8540. Enter OCR number when paying. Swish number: 1233930260. Enter the OCR number in the message field. The invoice with OCR number will be sent to you by e-mail after payment of the loan. Information is also available in your user profile on viaconto.se Loans taken from 2017.04.06 are repaid via direct debit. The notification will be sent to you by e-mail 8 days before the due date. If direct debit has not been possible, you must make a payment yourself: Bank giro account: 794-8540. Enter OCR number when paying. Swish number: 1233930260. Enter the OCR number in the message field. You can find the OCR number on avin which is sent to your e-mail and in your user profile on viaconto.se Flexible repayment of used credit The minimum repayment amount is 6.71% of your outstanding credit balance as well as a monthly interest rate of 3.29% and fees. This must be repaid via direct debit. The direct debit grant is provided in connection with the credit application. You can repay the entire credit amount or make extra repayments at any time at no extra cost. The notification will be sent to your e-mail 10 days before the due date. All you have to do is make sure that there is money equivalent to the amount announced in your account on the due date. What is a High Cost Credit? A high-cost credit is a credit that usually involves high extra costs in the form of interest and fees for you as a borrower. A high-cost credit should not be used as a long-term credit alternative. Do not apply for a high cost credit if you think you may have difficulty repaying the credit on time! Vad händer om kreditlånet inte återbetalas i tid? Kostnader i samband med försenad betalning Om lånet, inklusive ränta, inte återbetalas i tid har ViaConto rätt att ta ut en påminnelseavgift om 60kr för skriftlig påminnelse samt dröjsmålsränta på det förfallna beloppet till dess att full betalning har erlagts. Dröjsmålsräntan utgår med 3,29 % per månad, d.v.s. 39,5% per år. Risker med högkostnadskredit Underlåtenhet att betala skulden i tid kan leda till en betalningsanmärkning och försämra din kreditvärdighet. En betalningsanmärkning kan vara ett hinder om du vill hyra bostad, ta ett banklån eller handla på kredit. Anmärkningen finns kvar i registret i tre år. En högkostnadskredit kan påverka din ekonomi negativt och orsaka överskuldsättning. Inkasso Om lånet inte återbetalas i tid, lämnas fordran över till inkasso. Låntagaren är skyldig att ersätta kostnader för inkassokrav som fastställs enligt inkassolagens bestämmelser, samt eventuellt andra lagstadgade avgifter för indrivning av skuld. Här kan du vända dig för att få hjälp med din ekonomi. Du kan få råd och stöd att reda ut din privatekonomi hos din budget- och skuldrådgivare i din hemkommun. Rådgivningen är kostnadsfri. Här kan du hitta kontaktuppgifter till budget- och skuldrådgivarna: ( https://www.hallakonsument.se/pengar-och-ekonomi/skulder/kontakta-budget-och-skuldradgivare/ ). På www.hallokonsument.se kan du läsa mer om hur du ska agera om du inte kan betala en skuld. Ring 0757575023 Skicka ett mail info@viaconto.se Skicka ett skype viaconto.se Vardagar: 8:30 - 17:00 Lördagar: 10:00 - 16:00 Internet loans Borrow money About us Private loans Microloans Rules for using the website The car How much money can I borrow? Privacy Policy Student loans Borrow with low income Copyright Quick loans Loans without credit information from UC Sitemap Small loans Can I borrow 20,000 Online Mortgages - What Are Your Options? Cheap loans with low interest rates ViaConto Sweden AB © 2011 - 2021 All rights reserved Chat with us We use cookies to store information that gives you a better, faster and more secure experience on our website and for certain marketing purposes. By using the website, you agree to our use of cookies. Read more OK