Menu Log In Savings Accounts Open Account Build Your Savings UW Credit Union's savings accounts are a safe, simple place to grow your money. You can open an account with just $5, and all of our accounts offer valuable features to help make saving easy. You'll have 24/7 online and mobile account access with Web Branch and our Mobile App, as well as free money management tools. You can even set up recurring transfers to make saving easier. Plus, enjoy competitive dividend rates and rest easy knowing your accounts are federally insured by the NCUA. Compare Savings Accounts Savings Youth Savings College Fund Best For... Basic savings for any need An introduction to savings for ages 0-17 Saving for a child's college expenses Special Features Flexible and accessible Custodial and standard ownership options Set up by an adult for a minor Monthly Fee $0 with 2 Qualifying Services or $1,000 balance (otherwise $5/mo.) $0 $0 Minimum Opening Deposit and Balance Requirement $5 $5 $100 Minimum Balance to Earn Dividends $100 $10 $100 Dividends Compounded Daily Daily Daily Compare your savings account to other savings options. Calculate how much you could save, plan savings for college expenses, or see how long it will take you to reach your savings goal. Open Account View Rates Types of Savings Accounts Savings The account that all members open when they join UW Credit Union, your savings account can help you reach your goals. No monthly fee with 2 Qualifying Services or $1,000 balance (otherwise $5 monthly) $5 minimum opening deposit and balance requirement Plus, you can open multiple savings accounts to save for specific goals. Set money aside for a vacation, wedding, emergency fund or whatever goal you have in mind. College Fund Save for a child’s college education. With a higher dividend rate than a regular savings account, you can plan for future expenses. No monthly fee $100 minimum opening deposit and balance requirement Funds automatically transfer to student at age 21 One custodian (usually a parent or grandparent but there’s no requirement to be related) and one minor can be on the account. The custodian controls the account, but the minor may make deposits. Youth Savings Teach your children the importance of saving! Youth savings accounts are available for children ages 0-17, with a joint account holder required for ages 13 and younger. No monthly fee $5 minimum opening deposit and balance requirement Custodial and standard ownership options available (standard accounts automatically convert to a regular savings account when the minor turns 18) IRA Savings If you want to save for retirement, IRA Savings may be the ideal solution. This account offers potential tax advantages and a higher dividend rate than regular savings. No monthly fee $5 minimum opening deposit and balance requirement One account holder allowed per account Choose from a Traditional or Roth IRA IRA Certificates also available Open a Savings Account Getting Started Is Easy 1 Log in to Web Branch. If you're not a member yet, join today. 2 Choose the account you want to open. Most accounts can be opened online in just a few minutes. 3 Transfer money into your new account. Consider setting up recurring transfers to grow your savings automatically. Open Account View Rates Checking Loans Credit Cards Savings & Investments Savings Overview Savings Accounts Certificates Money Markets IRAs Compare Options Investments & Financial Planning Learning Center Featured Technology Become a Member Locations Contact Us Rates Apply Help Seminars | Budget Health | Calculators | News | Careers Search this site Search ROUTING NUMBER 275979076 About UWCU | Privacy Policy UW Credit Union's Instagram Page UW Credit Union's LinkedIn Page UW Credit Union's Twitter Page UW Credit Union's Facebook Page Your savings is federally insured to at least $250,000 by the NCUA. To count as one Qualifying Service, at least one of the following minimum balances is required: Money Market - $2,500; IRAs or College Fund - $500. Fee Schedule Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play Logo are trademarks of Google Inc. Copyright © 2021 UW Credit Union. All rights reserved.