Log In Find a Bank or ATM Contact Us Privacy Policy Your privacy is important to First Western Bank & Trust. This is why we are committed to the First Western Privacy Promise for Consumers. Privacy Policy First Western Bank & Trust Member FDIC Products offered through First Western Insurance are: NOT A DEPOSIT, NOT FDIC INSURED, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY THE BANK, MAY GO DOWN IN VALUE Routing Number: 091310440 Careers Resources FAQ News & Alerts Security Site Map Privacy Policy © Copyright 2021 First Western Bank & Trust. All rights reserved. Responsive Web Design by Perrill.

Log In Find a Bank or ATM Contact Us CDs / IRAs Certificates of Deposit With terms ranging from three months to five years, you can relax knowing your money is growing. Minimum deposit $500 unless indicated otherwise Interest compounds annually You may request to have interest paid out at no fee Early withdrawal penalty Three months interest on terms of one year or less Six months interest on terms greater than one year Educational CDs Invest in a child’s future with our Educational Certificate of Deposit. Minimum deposit of only $25 Setup automatic transfers from your checking or savings account Withdraw funds anytime after the child’s 17th birthday without penalty Make an unlimited number of deposits into the account until the child’s 24th birthday or until the first distribution date IRAs Investing in an FDIC insured Individual Retirement Account (IRA) with First Western Bank & Trust is a great way to help you save for the future. We offer Traditional IRAs and Roth IRAs: Traditional IRAs This type of IRA account offers two big advantages or incentives to encourage people to save for retirement. First, Traditional IRA contributions may be tax deductible on the account holder’s tax return. Secondly, earnings on a Traditional IRA are not taxed until the IRA holder or beneficiary takes the money out. It is these accrued earnings, regular deposits, and the passage of time that combine to produce large account balances. ROTH IRAs Unlike Traditional IRAs, ROTH contributions are not tax deductible. However, if you satisfy the requirements, qualified distributions (including earnings) are tax-free. Another advantage associated with Roth IRAs is that they are not subject to the Required Minimum Distribution (RMD) rules found in Traditional IRAs. Contributions can also be made to your Roth IRA after you reach age 70½ . Contact our knowledgeable experts today to find out which plan suits your investment needs. Apply for CDs / IRAs Invest in your future Use this calculator to determine what an amount invested today will be worth at some point in the future. Go to Calculator Call or stop by for more information Get Started Today! First Western Bank & Trust Member FDIC Products offered through First Western Insurance are: NOT A DEPOSIT, NOT FDIC INSURED, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY THE BANK, MAY GO DOWN IN VALUE Routing Number: 091310440 Careers Resources FAQ News & Alerts Security Site Map Privacy Policy © Copyright 2021 First Western Bank & Trust. All rights reserved. Responsive Web Design by Perrill.