Navigate To Branch or ATM Rates Log in Go to Mountain America Credit Union Homepage Accounts Loans & Cards Services Investments Education Business Retirement Planning Big things start small Grow your retirement plan with professional guidance from Mountain America Investment Services. Schedule a consultation Make your retirement a reality Even a small decision can have a major impact on your retirement plan. With the help of Mountain America Investment Services, you can take your plans from their earliest stages to full-grown reality. Start by scheduling a free, no-obligation appointment with one of our wealth advisors. You’ll receive individual attention to make educated retirement decisions for your complete financial situation. We can also assist you on a broad array of financial options, including: IRAs 401(k) options Life & long-term care insurance Small business retirement plans Stocks Bonds Annuities, ETFs, REITs Let's talk Use the online scheduler below to set up your free, no-obligation consultation. You may also call us at 1-800-540-7670. Or, let us call you—request a call-back. Do I need to be a credit union member to schedule a consultation? No, consultations are open to everyone. Check the background of this firm on FINRA's BrokerCheck. Schedule a consultation Frequently asked questions about retirement planning What is the best retirement plan? Retirement planning doesn’t have a one-size-fits-all option. A variety of factors—including your goals, age, current financial status and risk tolerance—need to be considered. A retirement advisor can help you develop an individualized plan. How do I plan for my retirement? We highly recommend you start by meeting with a retirement specialist. They can help you tailor a plan that meets your unique needs. What is the average retirement age? The average national retirement age is about 65 for men and 63 for women, according to U.S. Census Bureau data. How much money do I need to save for retirement? The short answer is “as much as you can.” But a general rule of thumb is to save 10 times your annual salary by age 65. An advisor can help you set more specific benchmarks. What is the safest investment for retirement? All investments involve some risk. Some lower-risk options include certificates (CDs), money market funds, Treasury bills and U.S. savings bonds. An advisor can help you determine the best options for your risk tolerance. Personalized planning and advice Get the personalized financial guidance you deserve. Sit down with one of the experienced wealth advisors in your area. Austin Green Named one of the nation’s Top 100 Bank Advisors in 2016, Austin provides clients with personalized guidance and exceptional service. Read more Sid Soria Recognized as a Top 100 Bank Advisor in 2016, Sid focuses on providing clients with a non-biased, comprehensive suite of solutions. Read more Jordan Curtis As a Retirement Income Certified Professional, Jordan focuses on assisting clients with the many areas of retirement planning. Read more Meet the Team Your wealth management professionals Get the help you need from our dedicated team of advisors and support staff. Learn more Wealth Management Pursue your life goals Get comprehensive, long-term financial planning from our wealth advisors. Meet with us Must Reads Manage retirement with buckets Knowing how much to draw on your retirement requires its own plan of action. Read more Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Mountain America Credit Union and Mountain America Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Mountain America Investment Services, and may also be employees of Mountain America Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Mountain America Credit Union or Mountain America Investment Services. Securities and insurance offered through LPL or its affiliates are: Not Insured by NCUA or Any Other Government Agency Not Credit Union Guaranteed Not Credit Union Deposits or Obligations May Lose Value This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. Investment Representatives. LPL Financial U.S. Investment Representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state. Insurance products are not deposits, not an obligation of and not guaranteed by Mountain America Credit Union. Insurance products are not protected by the NCUA, may be subject to risk and, in the case of life insurance, may go down in value. Any insurance required as a condition of an extension of credit need not be purchased from the credit union and may be purchased from an agent or insurance company of the member's choice. Insurance products are not exclusive to Mountain America Credit Union members. Business conducted with Mountain America Insurance Services, LLC is separate and distinct from any business conducted with the credit union. Mountain America Insurance Services, LLC is a subsidiary of Mountain America Credit Union. Follow us on Facebook Follow us on YouTube Follow us on Instagram Follow us on Twitter Follow us on LinkedIn Service Center: 1-800-748-4302 Routing Number: 3240 7955 5 NMLS ID 462815 Sitemap Privacy Patriot Act & Disclosures Useful Links Must Reads Membership Rates Switch to Mountain America Protecting Yourself Online About Us About Us Community Involvement Member Advocacy Newsroom Careers Newsletter Help Find a Branch Chat Schedule Appointment Report Fraud Contact Us Accessibility Go to the National Credit Union Administration Federally insured by NCUA Equal Housing Lender Mountain America Credit Union, P.O. Box 2331, Sandy, UT 84091, 1-800-748-4302. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Mountain America Federal Credit Union does business as Mountain America Credit Union. Membership required—based on eligibility. © Mountain America Credit Union 2021. All rights reserved. ++ Guiding You Forward