West Texas National Bank Menu Growing Agribusiness Business Banking with WTNB TREASURY MANAGEMENT COMMERCIAL REAL ESTATE DEBIT AND CREDIT CARDS AGRIBUSINESS ENERGY Commercial Banking 1.877.493.7862 Serving the Agriculture Industry since 1904 West Texas National Bank has been financing ranch and AG production for over a century. Our locations are staffed by industry experts who understand the complexities, economic cycles and special financing needs required by agricultural commodities. From rural real estate mortgage to complex agribusiness financing, our lenders understand the difference between getting your business and growing your business. You provide the food and economic prosperity our state and nation need. We’re proud to provide the financial support you need to do it. Agricultural Financing At WTNB, we provide competitive fixed and floating rates with convenient terms, including: monthly, quarterly and annual payments for customers with seasonal revenues. We provide a host of options in agricultural financing. Purchase & refinance property Purchase or refinance land for farming and ranching (not residential properties) Flexible terms up to 10 years with longer amortizations layer Secure your loan with the property you're financing Borrow 60-75% of the property value (loan-to-value ratio layer varies by property type) Purchase equipment & vehicles Flexible terms from 3-7 years Secure your loan with the new or used item you're financing Borrow 75-80% on purchases Finance your production expenses Credit lines to finance production expenses related to farming and ranching Credit lines for working capital available for agribusinesses Term loans for breeding livestock; we offer flexible terms up to 7 years © 2018 WTNB. All Rights Reserved. PRIVACY POLICY

West Texas National Bank Menu Investing In Your Future Personal Banking with WTNB DEPOSIT ACCOUNTS LOANS DEBIT AND CREDIT CARDS We view our loans as investments in our customer’s future. We take the time to understand your goals, and offer you a customized solution. MORTGAGES - BUYING. BUILDING. REFINANCING. WTNB Finances Homes. From the day you apply for financing, West Texas National Bank has the EXPERTISE you need to close your Mortgage. Contact us today. Installment Loans Get the money you need, and the time you need to pay it back. We have a variety of installment payment plans and revolving lines of credits, with flexible terms and competitive loan interest rates. We can help you find the best way to borrow and choose the right loan for your situation. HOME IMPROVEMENT LOANS Whether you're remodeling or building a new addition, we can help. A West Texas National Bank representative can help you find more information about Home Improvement Loan options for your home and/or property. © 2018 WTNB. All Rights Reserved. PRIVACY POLICY