MY ACCOUNT AGENT LOGIN ABOUT CAREERS HOME INSURANCE BUSINESS INSURANCE CLAIMS RESOURCE CENTER CONTACT LOCATE AN AGENT Homeowner Locate an Agent Homeowner Insurance For The Way You Live At Franklin Mutual Insurance, we recognize your home is more than an investment and place to live. It’s a safe haven where friends and family gather, memories are made, and your most valued possessions reside. Give your home and loved ones the protection they deserve with extensive property and liability coverage that can be customized to meet your needs and budget. Less Exclusions, More Coverage Our homeowner insurance policies clearly state in writing exactly what is excluded from coverage; losses from any other causes are covered. It’s that simple. Added Protection with Extended Limit Homeowner Endorsement For the ultimate in financial protection, Franklin Mutual Insurance offers an extended limit homeowner endorsement. If the cost to rebuild or repair your damaged home exceeds the coverage limit on your policy, we will pay up to 150% of the stated limited. Money Saving Discounts You may be eligible for homeowner insurance savings with discounts for: Customer loyalty New homes (less than 12 years old) Alarms and alarm systems Fire sprinklers Mature homeowner (Age 55+) Higher deductibles Customize Your Coverage Your home and its contents aren’t the same as your neighbor’s, so your homeowner policy shouldn’t be either. Franklin Mutual Insurance offers a wide variety of coverage enhancements that give you the flexibility to build your homeowner policy on your terms, including: Valuable Possessions Personal Excess Liability Identity Theft Protection Home Business Resident Companion Equipment Breakdown Sewer or Septic Backup Sump Pump Failure Franklin Mutual’s home insurance is available exclusively through a select group of local professional independent insurance agents who understand your specific needs and can personalize a policy for the way you live. Home Insurance HOMEOWNER CONDO OWNER RENTER LANDLORD LEARN MORE 11 Cooking Safety Tips to Keep Your Feast Festive and Fire-Free READ MORE DISCLAIMER: This web site provides general information only. Actual coverage is subject to the terms, conditions and exclusions stated in the policies. Coverage may be subject to certain limitations or modifications. Please consult the actual policy forms for complete details on coverages, conditions and exclusions. FIND YOUR POLICY Home Insurance Business Insurance Locate an Agent MANAGE YOUR POLICY My Account Report a Claim View Claim Status Make a Payment PROTECT YOUR PROPERTY Home Tips Business Protection Weather Safety Emergency Preparedness Franklin Mutual Insurance Company 5 Broad Street Branchville, New Jersey 07826 Phone: (800) 336-3642 © 2021 The Franklin Mutual Insurance Co., All Rights Reserved. Website by Hudson