Portal About Unico | Member Banks | Calendar | Contact SEARCH ICCREA Banking Group Part of the Italian Co-operative Credit System, Iccrea Holding is the parent company of the Iccrea Banking Group (IBG). It is made up of financial institutions providing exclusive products and services as well as consulting and active support to more than 390 BCCs (Banche di Credito Cooperativo – Co-operative Credit Banks) in Italy. IBG’s main mission is to develop, in a sustainable and responsible way, BCC market shares and competitive positioning and to maximise their added value in serving local economic development. Thanks to this strong tie, all group companies aim to reflect the characteristics that distinguish co-operative banking and which are expressed in the close relationship they have with the local communities in which they are based and operate. The current corporate structure of Iccrea Banking Group dates back to 1995 and the creation of Iccrea Holding, the second tier business institution of the Italian Cooperative Credit System, which controls all the group’s companies and whose capital is in turn held by BCCs. As the parent company, Iccrea Holding monitors, guides and coordinates IBG’s enterprises to achieve tailored quality products and services, defining business strategies, results planning and monitoring. Iccrea Holding shareholders include BCCs, the Italian Federation of BCCs (Federcasse), local federations and other territorial bodies. Companies of the Iccrea Banking Group provide advanced financial instruments, products for savings and pension management, credit solutions for families and small and medium-size enterprises, M&A finance and support to corporate foreign business, such as import/export and internationalisation. Corporate strategy With the aim of optimising internal resources and in order to serve BCCs most effectively as possible, Iccrea Banking Group is focused on three business areas representing the market segments covered by subsidiary and associated companies as well as partnerships established with leading companies in the Italian market. The ‘Institutional’ segment brings together the companies that offer products and services dedicated mainly to BCCs, such as finance, institutional loans, securities, payment systems, monitoring of anomalies in past due loans, operational services etc. Companies included in this segment are: Iccrea Banca BCC Gestione Crediti BCC Solutions The ‘Corporate’ segment offers services, products and consulting to small and medium-size enterprises through Iccrea BancaImpresa, which controls BCC Lease and BCC Factoring, and provides BCCs with M&A financing, leasing, loans for companies growth projects, services for corporate foreign activities (L/C financing, internationalisation etc.). The ‘Retail’ segment includes companies that provide products and services for families and individual customers of the BCCs, such as asset management, insurance, short-term consumer credit etc. and comprises the following businesses: BCC Risparmio e Credito Banca Sviluppo BCC CreditoConsumo BCC Vita BCC Assicurazioni BCC Retail Italian Cooperative Credit System Italian BCCs first emerged towards the end of the 19th century with the establishment of the first rural co-operative bank. The aim was to help their members cope with poverty and to defeat the blight of usury. BCCs developed among rural populations, including them in the financial system by providing access to credit. Since then every BCC has maintained a close and profound commitment to their reference territory, interweaving their own history with that of the local community. Today, the Italian Co-operative Credit System – whose core business focuses on retail banking, micro and small-scale enterprise – is an important player in the Italian banking market and a valid competitor of the major domestic banking groups. In order to retain the advantages derived from small-scale operations and the close proximity to the local community and to maximise economies of scale, Italian Cooperative Credit Banks are part of a national system structured around two general areas: the ‘associative’ area that includes a national federation and 15 local federations of BCCs and the ‘business’ area, which is represented by the Iccrea Banking Group. Italian Cooperative Credit Banking’s key figures: 391 local Co-operative Credit Banks (BCCs) More than 4,400 branches More than 1,40,000 members Around 37,000 employees Almost 7 million customers Contact ICCREA Holding Via Lucrezia Romana, 41/47 I - 00178 Roma Italy Tel.: + 39 06 72071 Email: info@iccreah.bcc.it Website: www.gruppobancarioiccrea.it NEWS 21 Mar. 2016 Leonardo Rubattu appointed General Manager of ICCREA Holding 16 Mar. 2016 RBI generates consolidated profit of € 379 million in 2015 11 Mar. 2016 ICCREA Banking Group: arranger and leader in the pool financing structure for the Italian agribusiness supply chains 08 Mar. 2016 Message on the International Women's Day from Monique Leroux, President of the International Co-opearative Alliance 05 Feb. 2016 Unico Board kicks off 2016 in Frankfurt 01 Feb. 2016 Unico economic outlook for the Eurozone 2015-2019 28 Jan. 2016 OP economists' economic forecast: Lacklustre economic growth on the cards 13 Jan. 2016 Italian cooperative credit banks sell 300 mln of non-performing loans 08 Jan. 2016 The Road towards one cooperative Rabobank 17 Dec. 2015 Newsletter December 2015 News archive Events 07 Mar. 2016 10 March International Learning Expedition - Vienna