DDM GROUP SOLUTIONS INVESTORS NEWS CAREERS CONTACT DATA PRIVACY Definitions DDM, DDM Group or the Group DDM Holding AG and its subsidiaries, including DDM Group AG, DDM Debt AB (publ), and their subsidiaries. AGM Annual General Meeting. BN Billion. CAGR Compound annual growth rate. Cash EBITDA Net collections and revenue from management fees, less operating expenses. Certified Adviser All companies with shares traded on Nasdaq First North Growth Market have a Certified Adviser that monitors the companies’ compliance with the rules and regulations of Nasdaq First North concerning disclosure of information to the market and investors. CHF Swiss franc, the currency of Switzerland. Computershare Schweiz Swiss service provider, Computershare Schweiz AG (formerly SIX SAG AG), takes care of post-trade processes ranging from clearing and settlement through to securities custody, and maintains share registers and special registers. CZK Czech koruna, the currency of the Czech Republic. DCA Debt collection agency. Earnings per share/EPS Net earnings for the period, attributable to owners of the Parent Company, divided by the average number of shares during the period. EBIT Earnings before interest and taxes. EBITDA Earnings before interest, taxes, depreciation of fixed assets as well as amortization, revaluation and impairment of invested assets. EBIT margin EBIT as a percentage of revenue on invested assets, revenue from management fees and share of net profits of joint ventures and associates. Equity Shareholders’ equity at the end of the period. Equity ratio Equity as a percentage of total assets. ERC/Estimated Remaining Collections The sum of future, undiscounted projected cash collections before commission and fees from acquired Portfolios and future reasonably expected dividends, distributions or other payments from investments (not double counting), in each case for the next following 120 months, either directly or as a result of any rights to collect or any rights to participate in amounts generated from Portfolios or investments. This includes the Group's share of proceeds on all Portfolios purchased or other investments made, however adjusted for any profit-sharing arrangements entered into by any member of the Group and where available the market value of any Portfolio acquired or investment made. ERC is not a balance sheet item, however it is provided for informational purposes as a common measure in the debt purchasing industry. ERC may be calculated differently by other companies and may not be comparable. EUR Refer to the single currency of the participating member states in the Third Stage of European Economic and Monetary Union of the Treaty Establishing the European Community, as amended from time to time. Euroclear Euroclear Sweden AB, reg. no. 556112-8074. Nasdaq First North Nasdaq First North Growth Market, Stockholm. Fusion DDM’s proprietary IT system, which integrates investment data, case data, payment data and activity data into one effective and comprehensive IT system. HUF Hungarian forint, the currency of Hungary. HRK Croatian kuna, the currency of Croatia. Invested assets DDM’s invested assets consist of purchases of distressed asset portfolios, investments in joint ventures and associates. M Million. Net collections Gross collections from Portfolios held by the Group less commission and collection fees to third parties (but if such Portfolios are partly owned, only taking into consideration such Group Company's pro rata share of the gross collections and commission and fees). Net debt Long-term and short-term loans, liabilities to credit institutions (bank overdrafts) less cash and cash equivalents. NPL Non-performing loans. Parent Company DDM Holding AG, CHE-115906312. RON Romanian leu, the currency of Romania. RSD Serbian Dinar, the currency of Serbia. SEK Swedish krona, the currency of Sweden. Southern, Central and Eastern Europe The countries in EuroVoc’s definition of CEE, plus Greece, Italy and the Baltic states. search The DDM share Financial reports Corporate Governance Auditors Financial calendar DDM Debt AB (publ) Public offer 2018/2019 IR contact Definitions and glossary Copyright © 2021, DDM Holding AG, Landis & Gyr Strasse 1, CH-6300 Zug, Switzerland, +41 41 766 14 20, www.ddm-group.ch SITE MAP SITE POLICY PRIVACY STATEMENT