901-476-8644 JAMIESON & FISHER, INC. Request a Quote Home About Us Request a Quote Insurance Service Blog Contact Commercial Property Insurance Serving the unique needs of businesses in Covington and all of Tennessee One of the most common types of business insurance, commercial property insurance provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, windstorm and other natural or manmade disasters are examples of what is typically covered. A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. As an independent agent, Jamieson & Fisher, Inc. can help you determine the type of insurance policy and range of coverage that is best for your business. For a full list of coverage available, or to learn more about this product, contact us today. Tennessee – What you need to know about commercial property insurance BUILDING Do you own a commercial building? If so, do you have enough commercial property insurance to cover replacement costs? Although cost estimators are available, we recommend that you secure an appraisal from a third party to accurately determine the current replacement cost of your building. Give Jamieson & Fisher, Inc. a call today at 901-476-8644, and we’ll help you determine if you have enough commercial property insurance for your business. FLOOD Most commercial property policies exclude flood as a covered cause of loss. A separate policy must be purchased to protect you from resulting damage. Check your current property insurance policy to be sure you are covered. If you’re unsure, just ask Jamieson & Fisher, Inc. to review your coverage, and we’ll help you find the best solution. BUSINESS PERSONAL PROPERTY Business personal property insurance covers property at a specified location for furniture, fixtures, equipment and inventory. Be aware that most commercial property policies have very limited coverage for property taken off the specified location. If you have equipment that is frequently taken off-site to various locations, it is important that you have an inland marine policy (equipment or installation floater). BUSINESS INCOME (BUSINESS INTERRUPTION COVERAGE) This coverage reimburses a business owner for lost profits and fixed expenses during the time that a business is closed. It applies while the premises are being restored because of damage from an event, such as a fire. Business income insurance may also cover financial losses that occur if civil authorities limit customer access to your neighborhood or business after a disaster. Jamieson & Fisher, Inc. strongly recommends that all businesses acquire this coverage. ELECTRONIC DATA PROCESSING (EDP) This coverage is separate property coverage specifically designed to protect your computer related equipment. Most commercial property policies have limited coverage for computer networks. EDP broadens the causes of loss to include things like power surges and in some cases virus attacks. Based in Tennessee, Jamieson & Fisher, Inc. understands the business insurance needs of our customers. The right coverage for you is unique – call us at 901-476-8644 or contact us today to find out how to protect your business and your future with the right insurance. Need an insurance quote? Get in touch! Access quotes from Tennessee's most trusted insurance carriers. It’s comparison shopping at the click of a mouse. Request a Quote 901-476-8644 Business Business Owners Policy Commercial Property Commercial Umbrella General Liability Commercial Auto Workers’ Compensation Surety Bonds Why Wait? Contact us for a free insurance quote now. 901-476-8644 Request a Quote Contact Us Jamieson & Fisher, Inc. 114 West Liberty Ave Covington, TN 38019 Phone: 901-476-8644 Fax: 901-476-5790 Account Service Contact Us Quick Links Home About Us Request a Quote Insurance Service Blog Contact Copyright © 2021, Jamieson & Fisher, Inc. All rights reserved. Site by Avelient Privacy Policy Disclaimer About Us Request a Quote Insurance Service Blog Contact