(478) 625-2000 FREQUENTLY ASKED QUESTIONS How do I know how much house I can afford? What is the difference between a fixed-rate loan and an adjustable-rate loan (ARM)? How is an index and margin used in an ARM? How do I know which type of mortgage is best for me? What does my mortgage payment include? How much cash will I need to purchase a home? IT IS OUR PRIVILEGE TO ASSIST YOU WITH YOUR MORTGAGE. APPLY ONLINE OR VISIT ANY OF OUR LOCATIONS TO GET STARTED WITH ONE OF OUR HIGHLY-QUALIFIED LOAN OFFICERS. APPLY ONLINE FIND A LOCATION PRIVACY | SECURITY | POLICIES ACCESSIBILITY CAREER OPPORTUNITIES SITEMAP DOWNLOAD QNBT MOBILE BANKING APP Copyright 2021 Queensborough National Bank and Trust Company. All rights reserved. Welcome to Queensborough National Bank and Trust, your destination for all of your banking needs. We offer a wide range of banking services including personal banking, business banking, mortgage services, and wealth management. At Queensborough, we offer various financial services and banking products to our retail and corporate customers through a variety of channels. Started in 1902 as the First National Bank and Trust Company, today Queensborough has over 25 locations spread across the state from Augusta to Savannah. We take pride in offering professional banker expertise coupled with a personal banker attitude while offering first-class customer services to our esteemed customers. At Queensborough, we provide state-of-the-art technology to make the banking experience the best it can be for our customers. Time and again, Queensborough National Bank and Trust has been recognized by its patrons for our trustworthy and reliable services.