HOME ABOUT THINKING THRIFTY WORK WITH ME CONTACT DISCLOSURE MONEY THRIFTY RECIPES LIFESTYLE REVIEWS MANCHESTER Recognise, don’t criticise. Even money bloggers f*ck up sometimes I set up Thinking Thrifty in December 2015 with the aim of having something out there that would keep me accountable for my money and ridiculous spending habits. I didn’t think so many people would go on to read it at the time. The aim back then was to save for a mortgage deposit to buy our own house,… An inside guide on how to completely screw your finances Working in the debt industry I speak to people day-in-day-out who are struggling to maintain their household finances and credit commitments. Illness, breakdown in relationships, lost jobs, failed business ventures, reckless spending or just a total lack of meaningful income – I’ve seen it all. However, whilst chained to my desk for an obscene amount the day, you can… DWP benefits errors cause £5,000 refunds for ESA claimants Tens of thousands of people on sickness benefits are set to receive backdated payments at an average of £5,000. It is thought the Department for Work and Pensions (DWP) will have to pay anything up to £1.7bn in backdated payments and subsequent future adjustments due to the gross government error which has left many people living on the breadline… How to recognise a good debt from a bad debt If you’re considering borrowing it’s beneficial to be able to recognise the difference between good debt and bad debt. Whilst there are some things in life where taking out a debt can undoubtedly be a great investment in your long term financial well-being, there are others that can leave your long term outlook in tatters. Arming yourself with the… Bean Personal Finance Tool: It’s Free And It Will Change Your Finances I’m a huge fan of money tools, I love things that can free up my time as my day-to-day life is too busy to have a spreadsheet for absolutely everything, thankfully I’ve come across a little beauty called Bean. Put all thoughts of Rowan Atkinson and yellow minis aside, there is nothing calamitous about this, in fact it’s shown… Is There Such Thing As A Self Employed IVA? A reader emailed me over the weekend concerned that his debt was getting pretty unmanageable, ‘reader’ had been scouring the internet for advice and was confused as to whether there was such thing as a self employed IVA. Research suggests self employed people are just as likely to be struggling with debt problems as the unemployed people. Without a… When Does The Old Pound Coin Cease Being Legal Tender? The new 12 sided one pound coin has been in circulation for over six months and the old pound coin is now on borrowed time. A hectic work life over the last few months has meant I haven’t travelled often recently, and it only dawned on me the old pound coin is on its way out when I tried… Hey SHOMIES: The SHOMO Awards 2017 After a week from hell with food poisoning which left me spending most of the week with my head down the bog and an arse that bears a striking resemblance to the Japanese flag, it was a welcomed relief to have the SHOMO Awards to look forward to on Saturday. We can sometimes be overlooked in award ceremonies as… Do Online Betting Firms Target Vulnerable People? Four UK betting firms have faced criticism from the Advertising Standards Authority (ASA) for using online ads which the regulator claims target vulnerable people. The ads in question were created and placed by “affiliates” – agencies which get paid to direct potential customers towards company websites, in this case online casinos. The advert raised alarm bells for the ASA… Posts navigation 1 2 … 11 NEXT PAGE COME AND JOIN ME ON SOCIAL MEDIA TOO!!! JOIN OVER 1,900 SUBSCRIBERS AND NEVER MISS A SINGLE POST! Email * SEARCH BY POPULAR TAGS Apps Banking Borrowing Cheap recipes Children Christmas credit Credit card Credit file Credit history credit rating credit score Currency Current account Debt Exercise Extra income Financial education Financial news Food shopping gas and electric household bills Identity fraud ID fraud Loans Mental health Mis-selling Mortgage New Year payday loans Pension PPI prepaid accounts prepaid cards Retirement Save money Savings account Scams Shopping Slimming World friendly Slimming World ideas Syn free Travel utilities utility bills SEARCH THINKING THRIFTY BLOG Search for: Enjoy this blog? Please spread the word :) Copyright © 2021 Thinking Thrifty