Login Menu Personal Checking Accounts Checking Account Options Washington Trust offers you the freedom to choose the checking account that’s right for you. Account Benefits Freedom Ultra® Checking Freedom Plus® Relationship Checking Freedom Checking OPEN OPEN OPEN No monthly fee1 Earns interest Free ATM use2 ATM fee refunds3 Free checks4 .50% off installment loan rates with automatic payment Preferred rates on CDs & IRAs No fee money orders and cashier’s checks Savings Transfer Overdraft Protection annual fee waived Credit Reserve annual fee waived World Debit Black Card with higher transactional & withdrawal limits5 Higher transaction limits with mobile check deposit6 Free incoming wire transfers Home Equity Line of Credit7 Benefits Waived recording fees on Home Equity Loans8 Learn more about our checking accounts! Explore accounts 1Freedom Ultra Checking: Daily minimum balance of $15,000 required to avoid monthly service charge of $25.00. Freedom Plus Relationship Checking: No monthly service charge fee when your total consumer deposit and loan relationship with Washington Trust totals $5,000 or more - when total is below $5,000, the account charges a flat fee of $15.00 per statement cycle. 2Other banks may charge for use of their ATMs. 3Washington Trust will refund up to five fees from other domestic banks each statement cycle. May be subject to IRS reporting. Please consult your tax advisor. 4Freedom Ultra Accounts: Free checks are single wallet style. Freedom Plus Accounts: Free checks – Select single wallet style checks. 5World Debit Black Card offers a $3,500 per day point-of-sale transaction limit, and daily cash withdrawals of up to $1,000. 6Freedom Ultra Level Mobile Check Deposit allows deposits of $7,500 per day and $15,000 per week. 7, 8Home Equity Lines of Credit and Home Equity Loans are subject to credit approval. Member FDIC Ready to open a checking account? Getting started is easy. You'll need: Social security number Government issued ID (e.g. driver’s license) Minimum deposit Still have questions? Our Customer Solutions Center is ready to assist you! Contact Us 800-226-5877 24/7 Banking 800-475-2265 Customer Solutions Center Tambien disponible en Español Ver detalles Subscribe Stay up-to-date with our latest insights. Enter your email Submit Popular Links Meet Our Team Checking Accounts Mortgages Loan Rates Commercial Banking Investor Relations Tools & Resources Branches & Locations Customer Solutions Center Security Center Lost Debit Card Español Contact Us Routing Number: 011500858 Download Our Apps Follow Us LinkedIn Twitter Facebook Instagram YouTube Blog Equal Housing Lender Member FDIC NMLS#414726 Important Information about FDIC Insurance Coverage NMLS Registered Lenders Accessibility Disclosures Español Sitemap © Washington Trust Routing Number: 011500858