For You For Companies Insights About Us Request a Demo Log In EARNED WAGE ACCESS The employee benefit with the most impact Improve recruitment and impact the daily lives of your workforce with Payactiv, the innovator of Earned Wage Access and the only EWA provider with an approval order from Consumer Finance Protection Bureau. Request a Demo 9 of 10 employees want EWA 0 % Want employer sponsored EWA 0 % Will stay longer if you offer EWA 0 % Will switch jobs to get EWA Source: Visa research on the impact of Earned Wage Access on employee wellness, satisfaction, and productivity. Their money when they need it Instant Access Users can transfer their earned wages to their bank account, Payactiv card, or pick up cash at Walmart. We front the money. There is more Pay a bill, call an Uber and get daily necessities from Amazon with EWA funds directly from the Payactiv app. Low or NO Cost Both free and low-cost options help save an average of $200 a month in overdrafts, late fees, and high-interest loans. Works for everyone Exempt, non-exempt, part-time, salaried, everyone can use EWA from day one through an easy opt-in enrollment process. 2M+ workers have saved $400M+ with Payactiv. 52K Reviews  From fortune 500 to small businesses 4 reasons companies offer Payactiv EWA Improves Hiring and Retention Payactiv is proven to increase retention by an average of 30% and can save businesses millions in turnover cost. Seamlessly Integrates with Existing Systems Payactiv partners with all major HCM, payroll and T&A providers like ADP, Paychex, Kronos and over 70 others. Streamlines Payroll at No Cost Payactiv fronts the money requested by your employees and is paid back when you process payroll normally. It’s a zero-cost benefit that requires no change to cash flow. Reduces Employee Financial Stress Timely access to earned wages helps tackle day to day finances without worry. The app also includes free financial learning and counseling, discounts, and goal-based savings. The only EWA program with CFPB* approval order The CFPB approval order describes it as an “innovative mechanism for allowing consumers to bridge the gap between paychecks;” and also covers both Payactiv’s free and fee-based EWA models. Learn more Don’t just take our word for it Our attrition has been cut almost in half. -Robert Dechant, CEO IBEX Learn how Earned Wage Access can boost your business Talk to a Payactiv Specialist Have questions? We have answers. Get more answers Who pays the money accessed by employees? We do. Payactiv fronts the cash to the employees. There is no income or expense impact for the employer. How much does it cost businesses to offer Payactiv? How is information shared between our Payroll system and Payactiv? How do you receive time and attendance data? How does the service work for salaried employees? What employee information do employers share with Payactiv? How long does it take to start offering Payactiv to employees? Our mission is to help more people have access to the best financial services at the best possible price—zero. * The CFPB Approval Order relates only to Payactiv’s Payroll Deduction EWA Programs and not to all Payactiv products or services. The Approval Order is a public document, and may be reviewed here. For you App Card Log In Support For companies Platform Earned Wage Access Financial Wellness Payroll card Tips and Mileage Savings Calculator Request a Demo Insights Blog White Papers Case Studies Webinars Testimonials About About Impact News Press Careers Contact us Download the Payactiv app App Store Google Play Privacy Terms Privacy Notice for California Residents © 2021 Payactiv, Inc. All Rights Reserved