Main navigation Bank Connect Learn Invest & Insure LOGIN Loans We take the stress out of big decisions. From purchasing a car or home to financing school, many of life’s milestones require some extra capital. Our low-interest financing with flexible terms can help make your big moments memorable instead of stressful. CHECK RATES Learn about the loans we offer: Home Loan | Personal Loan | Auto Loan | Revolving Line of Credit MAKE A PAYMENT SKIP A PAYMENT Mortgage loans and home equity loans Buying a new home or improving your existing home? We can help with competitively priced loans and financing options that will fit within your budget. Learn more about loan types or apply now: Apply now Learn about home loans Learn about construction and lot loans Learn about home equity loans and lines Personal loans Save time and money by consolidating high interest debt, covering unexpected expenses or financing all of your home improvement projects. Apply now Learn more about personal loans Auto and other vehicle loans We offer low-cost financing for new and used cars, in addition to RV, motorcycles and boats. You rely on us to deliver a smart car buying experience. Visit our AutoSmart to take the first step in helping yourself to find a better deal on your next vehicle purchase. To contact our collections department send email to collections@cobaltcu.com To contact our titles department send email to titles@cobaltcu.com To inquire about auto insurance send email to insurance@cobaltcu.com Apply now View Current Rates Revolving line of credit Need a preapproved line of credit available to use whenever you want to use it? Then our Revolving Credit Loan is for you! Your credit line will be based on what you qualify for. Payments will only be made on what you actually borrow. When you repay your loan, the credit line is again available for your use. Apply now Credit Scoring Credit scoring isn’t as mysterious as it seems. We can explain the rhyme and reason behind the process, including why having a good score matters and how you can increase your numbers. LEARN MORE Back to Top Have questions about Cobalt Credit Union? Drop us a line. CONTACT US Main Footer Menu Home Bank Checking Savings Youth Accounts CD & Deposit Rates Credit Cards Loans Loan Rates Home Loans Personal Loans Business Services Business Checking Business Savings Business Loans Business Credit Cards Online Banking Login My Card Info Login Wealth Management Account Login Make a Payment Skip-A-Loan Payment Foreign Currency Replace a Card Connect Annual Meeting Careers Community Contact Us Find A Location Membership Refer-A-Friend SAC Foundation Sponsorships Learn Membership Financial Education Credit Scoring Fraud Prevention Digital Banking Tools Visit Our Blog Invest & Insure Cobalt Wealth Management Guided Wealth Portfolios Insurance Connect With Us Facebook Twitter LinkedIn Youtube Routing Number 304083448 Privacy Policy | Website Privacy Policy | Patriot Act | Disclosures | Contest Rules Copyright © Cobalt Credit Union, All Rights Reserved. Federally Insured by NCUA. Equal Housing Lender. If you are using a screen reader and are having problems using this website, please call 800-228-0392 for assistance. Unauthorized attempts to access, upload information, or deface this website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec. 1001 and 1030. Video Banking