Contact us helpdesk@bhsf.co.uk 0121 454 3601 Employer Personal Latest news Apply & Buy Make a claim Login Health cash plans Money back on everyday healthcare costs Helping you spread the cost of essential healthcare – like trips to the dentist or opticians – with a health cash plan. Make paying for your healthcare easier and more affordable, by spreading out the cost with our health cash plan. All you do is pay a monthly premium, and then every time you go to the dentist, opticians or physio (plus much more), you send us a receipt and we pay you back.* We can help you budget for unexpected costs so you don’t need to worry if something crops up – you’ll be able to claim all or part of the money back.* Our health cash plan covers you for dental, optical and a range of therapies. You can also claim back if you or your partner have a baby or for overnight stays in hospital, plus much more. Prices start from £10.00 per month** and you’ll have an annual limit for each service. All benefits are 100% reimbursement up to your benefit limit. There is also a unique new benefit we are offering called ChildMax. It pays your wages, up to a selected maximum, if you have time off work to look after a child that has sustained a specific medical condition caused by an accident or is diagnosed with a specified illness such as cancer. See Policy Terms for full details. You just need to be aged 16 or over when you apply and be a resident of the UK to have a health cash plan with us. Policies terminate at age 75. Your monthly payments will be made via direct debit. Our family policies mean that you can also claim cash back for your partner. Your child(ren) can be covered on a Personal or Family policy. Want to know more? Click here to see more product information. *The amount you can claim back depends on your maximum limit – details can be found in the policy terms and conditions. ** Based on Personal Bronze cover. Insurance Premium Tax is included. No advice has been given by BHSF in relation to the sale of this product. For full terms, conditions and exclusions of the policy, please see the policy details. All benefits payable are subject to BHSF policy terms, you can request a copy of these via email: enquiries@bhsf.co.uk or telephone: 0121 454 3601. Apply online It’s quick and easy to apply online for our health cash plan. Just click on the button below and you’ll be taken through to our online application form. Don’t want to apply online? No problem! Give us a call on 0121 454 3601 and we’ll be happy to help. Apply online Find out more about our services to help manage your health and wellbeing. Our services Healthy Choices Health Cash Plan There’s four levels of cover to choose from: Bronze, Silver, Gold and Platinum. Have a look at the table below to decide which level of cover is right for you. Remember, the higher the level of cover, the more benefits you can claim. You can choose Personal or Family cover. Personal policies cover the policyholder and up to 5 children below 18 years of age. Family policies cover Policyholder, Partner and up to 5 children below age 18 years of age. Where benefit is provided for children, it’s limited to one times the maximum amount shown, shared among all insured children. All insured persons must permanently reside at the same address. Benefits are paid at 100% reimbursement of the receipt value up to the maximum benefit every benefit year. Individual policies cover the policyholder and up to 5 children. Family policies cover the policyholder, partner and up to 5 children. Payment is taken via monthly direct debit. All you do is pay your bill and then give us a copy of the receipt (subject to policy terms) and we’ll reimburse you up to the maximum limit. This policy has a 13 week qualifying period. Please see the ‘Frequently asked questions’ section below for further information on pre-existing conditions and qualifying periods. It’s as simple as that! Frequently asked questions What is a health cash plan? The plan pays you cash towards your everyday healthcare costs, such as dental check-ups and treatment, eyesight tests, new glasses and contact lenses, diagnostic health consultations and therapy treatments, plus many more benefits. Is a health cash plan the same as private medical insurance? Who is eligible for this plan? How do I apply? How will I know if I have been accepted? When do I qualify for health cash plan benefit? What if I have a pre-existing medical condition? Is it easy to claim? Can I upgrade to a higher level of cover later? What professional therapy registers are recognised by BHSF? Contact helpdesk@bhsf.co.uk 0121 454 3601 Make a claim Customer Care Menu Employer Personal Intermediary About Media Contact Careers Locations Policy Corporate Responsibility Ethical Privacy Cookies Modern Slavery Statement Regulations Vulnerable Customer Terms & Conditions Annual Report 2020 Accreditations © 2021 BHSF Group Limited. Registered in England & Wales: 04767689. 13th Floor, 54 Hagley Road, Birmingham, B16 8PE. BHSF Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. BHSF Employee Benefits Limited is authorised and regulated by the Financial Conduct Authority. Select accept to give us your consent. Accept Reject Read More