Purchase a Home Refinance my Home Compare Mortgage Rates Find a Mortgage Consultant Purchase Calculator Check out our great rates LOAN PRODUCTS CONVENTIONAL FHA VA LOAN TERM 30 YEARS FIXED 15 YEARS FIXED LENDER APR EST. FEES BBB CUSTOMER REVIEWS Wyndham Capital Mortgage 3.000% $0 4.73/5 Quicken Loans 3.609% $11,475 2.98/5 Bank of America 3.418% $1,971 1.06/5 Chase 3.502% $705.5 1.11/5 CitiMortgage 3.313% $1,718.6 Rates displayed as of 11/23/21 BBB Customer Reviews displayed as of 11/24/2021 1 - Informa Research Services, www.informars.com, has obtained the rate and fee data from the various lenders that it tracks. The accuracy of the rate and fee data cannot be guaranteed and are based off of the following loan scenario: $400,000 loan amount, 75% LTV, 740+ credit score, and a single-family primary residence in North Carolina. 2 - Wyndham Capital Mortgage, Inc. has obtained the rate and fee data from Quicken Loans, Inc. at Mortgage Calculator. The accuracy of Quicken's rate and fee data cannot be guaranteed and are based off the following loan scenario: a single-family residence in North Carolina, good credit rating (score between 720-759), and a $400,000 loan amount for a conventional loan at 75% LTV or $250,000 loan amount if FHA at 95% LTV. GET YOUR CUSTOMIZED RATE Even though “the best” mortgage looks different from one person to the next, there’s one thing we can all agree on: the lowest rate is the best rate. So, how do you know you’re getting the lowest rate for your new mortgage? Compare Mortgage Rates To find the best rate possible, we recommend that you compare mortgage rates of three (or more) mortgage lenders you’re interested in working with. Wyndham Capital’s mortgage comparison tool makes it easy to compare mortgage rates among top competitors in real-time. Compare Mortgage Rates by Loan Type & Term Mortgage rates are not a one-size-fits-all situation. When shopping for the best interest rate, it’s important to consider home loan types and terms and their impact on interest rates. Some of the most common loan types are conventional, FHA, or VA loans. Each has its own set of requirements that appeal to buyers in different situations. Mortgage loan terms vary from 10, 15, 20, and 30-year terms and make a considerable difference in the interest rate you qualify for. For example, 10, 15 and 20-year mortgages traditionally qualify for lower interest rates than 30-year mortgages. Between the shorter loan term and lower interest rate, 10, 15, and 20 year-mortgages can save borrowers considerably more money than a 30-year loan term. Fixed-Rate vs. Variable Rate Financing your mortgage loan with a variable interest rate has the potential to save you money, but it’s not guaranteed. You see, a variable rate means your mortgage interest rate has the potential to increase or decrease throughout the entire life of your loan. Fixed-rate mortgage loans have unchanging interest rates, meaning the rate you qualify for is the rate you keep throughout the life of the loan. Need help to compare mortgage rates? Wyndham Capital Mortgage is here to help! Chat with one of your expert mortgage loan officers today to find what type of mortgage loan, term, and rate makes the most sense for you. 4064 Colony Rd. 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NMLS ID# 2948 (For licensing information, go to https://www.nmlsconsumeraccess.org/) | 888-923-9911 | 4064 Colony Road, Morrocroft II, Floor 2, Charlotte, NC 28211 | Wyndham Capital Mortgage licensed by AL #21451 | AK #AK2948 | AZ : 2141 E. 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Department of Banking & Insurance #2948 | NM #2948 | NC #L-104239 | ND #MB103203 | OH #RM.850201.00 | OK #ML010652 | OR #ML-4964 | PA Licensed by the Dept. of Banking #3000 | Rhode Island Licensed Loan Lender by the Department of Business Regulation #20102690LL & 20112759LB | SC #MLS-2948 | SD #ML.05180 | TN #109314| TX #2948 | UT #9710532 | VT #7117 | VA #MC-2238 | WA : Licensed by the Dept. of Banking #CL-2948 | WV #ML-31395 | WI #2948BA | WY #3085 |All Rights Reserved. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, term, conditions are subject to change without notice. Wyndham Capital Mortgage is not affiliated with any government agency.