Live Chat Go to main content eBanking Login LOGIN New user > Forgot username? Forgot password? SEARCH MENU AUTO LOANS FOR YOUNG ADULTS We understand the unique challenges of young adults who are often balancing the demands of school and work. And we understand how difficult it is to obtain credit for the first time which is why we are here to guide our younger members looking for their first auto loan. Our used vehicle loans offer: Competitive rates No application fees Flexible terms to 84 months .25% rate discounts when payments are automatically taken from checking GPA loan program: No credit? You may be able to use your GPA to get a lower interest rate on your auto loan Online banking access to loan account Local, fast and friendly service from professionals you can trust Auto Loans Effective Date: Wednesday, November 24th, 2021 APR* as low as Term New (2021 or Newer) 1.49% 60 Months New or Used (2020-2019) 1.74% 60 Months Used (2018-2015) 1.74% 60 Months Used (2014-2012) 1.74% 60 Months Used (2011 and Older) 6.74% 60 Months Classic, Collectible & Special Interest Autos 2.99% 48 Months Terms up to 84 months available. Call for a personalized quote. *Annual Percentage Rate (APR). Auto loan payment example assuming: A $15,000 loan amount on a 2021 new model vehicle with 20% down, an excellent credit score, a 60 months term and a 1.74% APR. The monthly payments would be about $261. An additional .25% rate discount is applied when payments are automatically deducted from a Community Financial checking account. Rates vary and are dependent on individual credit history and other factors including LTV and term. May require co-signer. Go to main navigation APPLY NOW Navigation Loan Services Student Club High School Credit Union Scholarships Related Links 2021 Student Resources Free Student Checking Private Student Loans Youth Club Privacy | Disclosures | Site Map NMLS Number: 440274|Routing Number: 272483743 Federally insured by NCUA. Additional coverage up to $100,000 provided by Excess Share Insurance Corporation, a licensed insurance company. Locations & Hours Contact Us