Now or later: See how much of a difference 5 years can make Great things come to those who don’t wait. Get off to a fast start when saving for your future and reap the benefits. The longer you wait to get started, the less time your money has to grow. Putting off starting by even a few years may have a significant impact on your future finances. Remember you may not always have a paycheck, so start saving for your future with an employer sponsored retirement plan. Check out the advantage a FAST START can potentially provide with the infographic below. Simply select a sample monthly contribution level and click “Go” to see the advantage gained by Fast Start Sam when he starts saving today vs. waiting 5 years. See the advantage gained by Fast Start Sam when he starts saving today vs. waiting 5 years based on a 5% contribution level. Assumptions for Sam: Age 30 (Fast Start) Age 35 (waits 5 years); $40,000 annual salary, makes monthly contributions at selected contribution level from start until age 65, investments earn 7% annually, monthly distributions calculated based on 30 years in retirement and a return of 4% on investment during the retirement period. This illustration is a hypothetical example and does not reflect the return of any specific investment and is not a guarantee of future income. There is no assurance that the results displayed will be achieved. Select Sam's contribution level: 5% ($167/MONTH) 10% ($333/MONTH) 15% ($500/MONTH) GO Careers | News CONSULTANT RELATIONS ACCESS WEALTHSCAPE INVESTOR DOCUMENTS & FORMS (E-PRINT) FEE DISCLOSURE FUND PERFORMANCE PROSPECTUSES & REPORTS CLIENT RELATIONSHIP SUMMARY GLOSSARY TERMS OF USE PRIVACY NATURAL DISASTER ASSISTANCE SECURITY CENTER POLICIES WORKSHOP AND APPOINTMENT REGISTRATION FINRA BROKERCHECK ACCESSIBILITY SITEMAP Last Updated Date 09.07.19 Important Notice about Purchasing an Annuity From Us To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who purchases certain annuity products. What this means for you: When you purchase certain annuity products from us, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents. Securities and investment advisory services offered through VALIC Financial Advisors, Inc. (VFA), member FINRA, SIPC and an SEC-registered investment adviser, 2919 Allen Pkwy, L03-20, Houston, TX 77019-2158. Annuities are issued by The Variable Annuity Life Insurance Company (VALIC), Houston, TX. Variable annuities are distributed by its affiliate, AIG Capital Services, Inc. (ACS), member FINRA. AIG is the marketing name for the worldwide property-casualty, life and retirement, and general insurance operations of American International Group, Inc. For additional information, please visit our website at https://www.aig.com. Products and services are written or provided by subsidiaries or affiliates of American International Group, Inc. Not all products and services are available in every jurisdiction, and insurance coverage is governed by actual policy language. Certain products and services may be provided by independent third parties. Certain property-casualty coverages may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. AIG Retirement Services represents - The Variable Annuity Life Insurance Company (VALIC) and its subsidiaries, VALIC Financial Advisors, Inc. (VFA) and VALIC Retirement Services Company (VRSCO). All are members of American International Group, Inc. (AIG). This material is general in nature, was developed for educational use only, and is not intended to provide financial, legal, fiduciary, accounting or tax advice, nor is it intended to make any recommendations. Applicable laws and regulations are complex and subject to change. Please consult with your financial professional regarding your situation. For legal, accounting or tax advice consult the appropriate professional. Investing involves risk, including the possible loss of principal. Investment values of variable products fluctuate so that investment units, when redeemed, may be worth more or less than their original cost. Copyright © 2021 American International Group, Inc. All rights reserved.