Online Banking Login PERSONAL BUSINESS CONTACT US ABOUT US LOCATIONS BUSINESS DEPOSIT PRODUCTS Business Checking Account Minimum opening deposit - $100 No monthly maintenance fee with a $1,000 minimum daily balance or $2,500 average monthly collected balance First 200 combined credit and debit items per statement cycle free ($0.25 per item thereafter) Free Online Banking Free Bill Payment Free Business MasterCard Debit Card Imaged monthly account statement. Business Interest Checking Account For individuals and sole proprietors operating unincorporated businesses, and non-profit corporations and organizations. (No Corporations) Minimum opening deposit - $500 No monthly maintenance fee with a $2,500 minimum daily balance or $5,000 average monthly collected balance Tiered interest rate structure First 150 combined credit and debit items per statement cycle free ($0.25 per item thereafter) Free Online Banking Free Bill Payment Free Business MasterCard Debit Card Imaged monthly account statement Non-Profit Checking Account Minimum opening deposit - $100 No monthly maintenance fee with a $500 minimum daily balance or $1,000 average monthly collected balance First 150 combined credit and debit items per statement cycle free ($0.25 per item thereafter) Free Online Banking Free Business MasterCard Debit Card Imaged monthly account statement IOTA Checking Account Minimum opening deposit - $100 No monthly maintenance fee with a $2,500 minimum daily balance or $5,000 average monthly collected balance Tiered interest rate structure First 150 combined credit and debit items per statement cycle free ($0.25 per item thereafter) Free Online Banking Free Bill Payment Imaged monthly account statement Commercial Checking Account An account analysis compares the value of monthly balances versus the cost of monthly activity charges on a commercial account. An earnings credit allowance is computed using the average monthly collected balance less a 10% reserve requirement and is used to offset or reduce analysis activity charges each month. The earnings credit rate is based on current market rates and subject to change. Minimum opening deposit - $500 Monthly maintenance fee - $15 $0.15 per check/debit item posted $0.30 per deposit/credit item posted $0.10 per deposited item Negative daily collected balances charged at rate of WSJ Prime Rate + 2% Free Online Banking Free Bill Payment Free Business MasterCard Debit Card Imaged monthly account statement Business Money Market Account Minimum opening deposit - $2,500 No monthly maintenance fee with a $2,500 minimum daily balance Minimum daily collected balance of $2,500 required to earn interest Interest is calculated and compounded daily on the collected balance Tiered interest rate structure Free Online Banking Transfers from a Business Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order to third parties are limited to six per monthly statement cycle; a fee of $10.00 will be charged for each additional debit transaction in excess of six, regardless of balance. Imaged monthly account statement Business Savings Account Minimum opening deposit - $500 No monthly maintenance fee with a $500 minimum daily balance Tiered interest rate structure Transfers from a Business Savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per calendar month; a fee of $3.00 will be charged for each additional debit transaction in excess of six, regardless of balance. Imaged quarterly account statement QUICK LINKS Home Contact Bank Branch Locations In The News Download Adobe Acrobat Calculators Site Map DISCLOSURES Privacy Policy Security Statement Online Banking Disclosure eStatement Agreement CONTACT US First Colony Bank 711 North Orlando Avenue, Suite 100 Maitland, Florida 32751 Phone: (407) 740-0401 info@firstcolonybank.net Copyright 2021 by First Colony Bank of Florida Back to top