Search menu toggle Credit Cards Visa® Student Platinum Cash Back Rewards Credit Card Build your credit while in school with 5% APR* and no fees for 5 years—earn up to 3% cash back! The Student Platinum Cash Back credit card is a safe and easy way to start building credit. Enjoy a low rate, NO fees, and 1% cash back for every dollar spent (3% for Stanford Bookstore purchases and 2% for restaurant and food delivery purchases!). The cash is credited back to your credit card account quarterly. You must be a current student to apply. Member Login to Apply Schedule an Appointment Visa Agreement Disclosure Special features UNLIMITED 3% cash-back on Stanford Bookstore purchases, 2% cash-back on dining purchases, and 1% for everything else (automatically credited to your account quarterly) ONLY 5.00% APR and ZERO fees for 5 years* ZERO annual fee, no cash advance or balance transfer fees ZERO foreign transaction fees on purchases in other countries Monitor your free quarterly FICO® Score in Online Banking or the mobile app Manage your card with convenient online tools like text alerts, locking and unlocking your card, and more Fraud text alerts, tap and pay, and compatible with mobile wallets We’ll help you understand how to use your new card responsibly and provide financial education We make it easy to switch to a Stanford Alumni Rewards Visa® with a higher credit limit after you graduate! View Disclosures Explore our great benefits Lost Luggage Reimbursement Purchase Security and Extended Protection Travel Accident Insurance Roadside Dispatch Travel and Emergency Assistance Services Student Platinum Cash Back Rewards Credit Card Rates Rate Information Annual Percentage Rate for Purchase Grace Period for Balances of Purchases Annual Fee 5.00% APR is fixed for the first 60 months 25 days None 8.99% to 17.99% After 60 months, the APR will vary with the market based on the prime rate 25 days None Effective 10/19/2021. Method of computing the balance of purchases: Average daily balance including new purchases Credit Card Education Learn about credit cards and establishing good credit with our online learning modules. You can also check your credit with a free credit report. Learn More All credit cards are subject to credit approval and membership eligibility. Proof of student eligibility required. Applicant must be at least 18 years old. A U.S. address is required for membership. Rates are based on creditworthiness and other factors, and may be higher than the rate shown. Rates and terms subject to change without notice. APR=Annual Percentage Rate. Facebook Twitter Linkedin Instagram Yelp Routing Number 321177722 Company Personal Banking Business Banking Wealth Management About Us Contact Us Careers Self-Service Open an Account Apply for a Loan Apply for a Real Estate Loan Tax Forms Online & Mobile Banking Wire Transfers Wise Resources Deposit Rates Loan Rates Mortgage Rates Service Fees Seminars and Events Financial Calculators Financial Education Financial Tips Visit a Branch ATM & Branch Locator 888.723.7328 Some links in this site may direct you outside of the Stanford Federal Credit Union website. Stanford FCU is not responsible for the content displayed on these other websites. If you are using a screen reader and are having problems using this website, please call 888.723.7328 for assistance. Federally Insured by NCUA | Equal Housing Lender | NMLS #729643 Disclosures Homeowner Hardship Assistance Security Privacy Policy Cookie Settings © 2021 Stanford Federal Credit Union