Explore Products Claims About Us Resources 1-855-347-3939 , Call Us Log In Personal Loans Get a flexible, fixed-payment loan from $1,000 to $50,000* (See Disclosure) PRODUCT Personal Loans ZIP Code Personal loans are provided and serviced by a third party. Read more. EXPLORE ONLINE BANKING Products, info, & more Home Financial ServicesOnline BankingPersonal Loans Consolidate debt, make a large purchase, and more with a personal loan Paying off credit cards? Planning a wedding? Perhaps a big home renovation? Borrowers can get the funds they need quickly, easily, and securely with a personal loan through Upstart. Take control of your finances and find out how Upstart goes beyond your credit score to arrange a fixed-payment installment loan with no prepayment penalty. What can personal loans through Upstart be used for? Debt consolidation: Are you juggling multiple credit cards with high interest? Consolidate into one payment with a fixed-rate loan. Special purchases: Use a personal loan to finance a new car, wedding, vacation, piece of art/jewelry, etc. Personal expenses: Secure funds for a move, medical procedure, tax penalty, funeral arrangements, etc. Education: Pay tuition for college, grad school, trade school, etc. or refinance/consolidate student loans. Benefits of a personal loan through Upstart All debt consolidation loans are not created equal. Upstart is a trusted name in consumer lending, helping borrowers obtain the funds they need swiftly, and without collateral. Plus, checking your rate for an Upstart loan won’t affect your credit score, as it results in a soft-inquiry only. That means Upstart will view your credit report, but your score will not be affected (if you choose to accept the loan offer, Upstart will complete a hard credit inquiry which may impact your score).† (See Disclosure) Here’s how an Upstart personal loan can make a difference: Access to credit at smarter rates: Upstart believes your job history and earning potential should also help determine your approval and APR—not just your FICO score. Fast funding: 99% of funds are sent just 1 business day after signing and accepting their loan terms.‡ (See Disclosure) Superior service: Available to assist you seven days a week, Upstart is top-rated on Trustpilot in its category with over 96% excellent ratings.§(See Disclosure) Customize your loan: Upstart gives you the flexibility to choose a loan term and amount that fits your budget. And, with no pre-payment penalty, you can pay off your loan at any time. How to get a personal loan Applying for a personal loan online through Upstart is simple: Fill out a form online: You’ll indicate how much you’d like to borrow and answer a few questions about yourself, including your employment and education. Check your rate in five minutes: See your loan’s anticipated APR. Checking your rate will not affect your credit score.† (See Disclosure) Choose your loan amount: View available loan offers from $1,000 to $50,000.* (See Disclosure) Accept your terms and receive your money: Typically, you can have funds as fast as one business day.‡ (See Disclosure) Find out your rate in minutes! Check your rate Or, call 1-866-399-1085 Insurance Car Insurance Home Insurance Progressive Answers Explore All Products Our Company About Us Careers Investors Newsroom Quick Links Continue Previous Quote Report a Claim Make a Payment PerkShare Connect 1-855-347-3939 Contact Us Progressive App Become a Partner Search / Keywords Facebook Instagram Twitter YouTube Lifelanes Contact Us Site Map Accessibility Services Technical Help Privacy & Security Terms of Use Insurance Resources RANKED #1 WEBSITE FOR EASE OF USE Copyright 1995 - 2021. Progressive Casualty Insurance Company. All Rights Reserved. We offer insurance by phone, online and through independent agents. Prices vary based on how you buy. Δ Disclosure Discount varies and is not available in all states or situations. Personal loans are available on Upstart.com, which is operated by Upstart Network, Inc.(“Upstart”). Loans are originated by Cross River Bank, a third-party lender, and serviced by Upstart. Progressive is not affiliated with Upstart or Cross River Bank. Progressive is not a licensed lender, does not originate or arrange personal loans, and does not endorse and is not responsible for Upstart's products or services, the content or operation of Upstart’s website, or how Upstart handles or uses your information. Information you provide to Upstart is subject to its privacy policies and website terms of use. Progressive receives compensation through Upstart for personal loans made through this program. Contact us for more details. Personal loans may not be available in all situations, and not all applicants for personal loans will be approved. * Disclosure Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. Loans are not available in West Virginia or Iowa. The minimum loan amount in MA is $7,000. The minimum loan amount in Ohio is $6,000. The minimum loan amount in NM is $5,100. The minimum loan amount in GA is $3,100. † Disclosure When you check your rate, Upstart checks your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, Upstart do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information will be reported to the credit bureaus. ‡ Disclosure If you accept your loan by 5pm EST (not including weekends or holidays), you will receive your funds the next business day. Loans used to fund education related expenses are subject to a 3 business day wait period between loan acceptance and funding in accordance with federal law. § Disclosure This information is accurate as of 07/31/2020 for Upstart on Trustpilot.com. All loans are through Upstart-powered bank partners. Loans in MD and NV are by Cross River Bank, an FDIC New Jersey state chartered commercial bank.