MENU Residential Real Estate Loans We are committed to offering you a wide variety of residential real estate loans. We want to make it possible for you to acquire the home of your dreams. Our programs are designed for almost any budget and our knowledgeable loan officers will work with you to find the program that best suits your unique situation. Loan Types Conventional Financing may require only a low down payment and competitive long-term fixed interest rates. Rural Guaranty Housing Program is for the purchase of homes in communities with populations below 20,000. These require no down payment and have fixed long-term interest rates. Home Equity Loan is a loan which can be used to generate cash from the equity in your current home. The cash can be used for a variety of purposes. Please contact any of our real estate/commercial loan officers at the bank for more information on any of the financing programs available. They will be happy to provide you with more details on each program including down payment amounts, loan terms, approval time, mortgage limits, and much more. We want to turn your dreams of a new home into a reality! WSB LENDING STAFF VSBT LENDING STAFF Find Us Call Us Email Us Like Us Tools & Resources Credit Report Legal Notice Privacy Notice Report a Lost or Stolen Card About Us Contact Us Staff History Locations & Hours Copyright © 2021 Waukon State Bank. All rights reserved. Member FDIC. Equal Housing Lender. Member FDIC Equal Housing Lender