Contact us Print this page About STM Member Support Shop Plans Log in Short term medical insurance: bridging the gap Short term medical insurance covers major medical expenses resulting from an accident or illness. While it doesn't cover everything an ACA plan does, it can help you feel protected while you're figuring out a longer-term solution. Shop plans Who is it for? Circumstances are different for everyone, but usually people enroll in short term medical insurance because they have a gap in coverage, but aren't eligible for Medicaid, Medicare, or are outside of Open Enrollment. See if you qualify You've got options Our plans offer flexible ranges of cost and coverage, so you can find the right fit for you. Tailor your plan by policy duration, deductible amount, coinsurance percentage, and optional pharmacy reimbursement. Explore your options Already a member? If you have a question about payments, billing, plan options, or anything we can help with, you'll find answers here. Log in About Moda Health Since 1955, we've been providing our members the choice, coverage and compassion they need to feel their very best. We’ve helped members in Oregon and Alaska with innovative health plans and caring customer service, and are excited to now offer short term medical plans in Alaska and Texas. Questions? P.O. Box 40384, Portland, OR 97240-0384 855-718-1767 TTY users, dial 711 individualplans@modahealth.com Hours: Monday through Friday, 7:30a.m. to 5:30p.m. Pacific Time Language assistance Español Tiếng Việt 中文 한국어 Tagalog العربية русский اردو Français فارسی ไทย Deutsch 日本語 ગુજરાતી ໄທລາວ український Română Hmoob ភាសាខ្មែរ Oromiffaa हिन्दी भाषा Samoan Ilocano Polski Contact us Website privacy policy Terms of use HIPAA notice of privacy practices modahealth.com Non-discrimination statement Copyright © 2021 Moda Partners, Inc. All rights reserved. Health plans provided by Moda Health Plan, Inc. This site is subject to change in order to comply with state and federal law. If questions regarding benefits arise, the policy document is the master resource.