6619451828 Home About Resource Center Client Portal Contact RETIREMENT Where will your retirement money come from? If you’re like most people, qualified-retirement plans, Social Security, and personal savings and investments are expected to play a role. Once you have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your potential retirement-income sources. Featured Video Preparing For the Ultimate Vacation Make your retirement as exciting as your next vacation. Featured Presentation Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals. Have A Question About This Topic? Name Email Question Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Women and Financial Strategies Most women don’t shy away from the day-to-day financial decisions, but some may be leaving their future to chance. Retirement Redefined Around the country, attitudes about retirement are shifting. ARTICLES CALCULATORS PRESENTATIONS VIDEOS Who Is Your Trusted Contact? This investment account question is vital and answered as early as possible. How Will Working Affect Social Security Benefits? Knowing the rules may help you decide when to start benefits. What's New for Social Security? There have been a number of changes to Social Security that may affect you, especially if you are nearing retirement. Should You Borrow from Your 401(k)? Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase? Retirement Traps to Avoid Beware of these traps that could upend your retirement. Women and Financial Strategies Most women don’t shy away from the day-to-day financial decisions, but some may be leaving their future to chance. VIEW ALL ARTICLES Contact Timothy Hayes Financial & Insurance Services, Inc. Office: 6619451828 Fax: 661-723-6398 1210 West Avenue J Suite 300 Lancaster, CA 93534 CA Ins. Lic. #0287056 Send an Email Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle All Articles All Videos All Calculators All Presentations Check the background of your financial professional on FINRA's BrokerCheck. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information. Copyright 2021 FMG Suite. Timothy Hayes Financial & Ins. Svcs., Inc., Crown Capital Securities, L.P. Servicing: Lancaster, Palmdale, Los Angeles, Ventura, Santa Barbara, San Luis Obispo Branch Office: 1210 West Avenue J, Suite 300 Lancaster, CA 93534 TEL 661-945-1829 Central Coast: 3247 Studio Drive, Cayucos, CA 93430 TEL 805-995-1942 - By Appointment Only Securities offered through Crown Capital Securities, L.P. Member FINRA/SIPC. Timothy Hayes, California Insurance License #0287056