800.618.BANK (2265) Locations News Careers Investor Relations Contact PERSONAL BUSINESS RATES RESOURCES LOGIN SEARCH Checking Home / Personal / Banking / Accounts / Checking All Unity Checking Accounts Feature: Free Order of Starter Checks Free Online Statements Free Online Banking and Bill Pay Free Mobile App Free Mobile Deposits Free Bank By Phone Free UChoose Rewards Free Visa Debit Card True Checking $1 OPENING DEPOSIT None MINIMUM BALANCE No EARNS INTEREST Features Unlimited check writing No teller transaction fees Free eStatements Included ($5/month Paper Statement Fee) Monthly Service Fees None ATM Fees FREE at Unity & Allpoint ATM's Find a Branch to Open an Account Compare Checking Accounts Opportunity Checking $100 OPENING DEPOSIT $100 MINIMUM BALANCE Yes! See Opportunity Checking Rates EARNS INTEREST Features Unlimited check writing No teller transaction fees Monthly Service Fees $12 below $2000 balance ATM Fees FREE at Unity & Allpoint ATM's Find a Branch to Open an Account Compare Checking Accounts Prosperity Checking Age 55+ $1 OPENING DEPOSIT None MINIMUM BALANCE No EARNS INTEREST Features Fee FREE treasurer's checks Free unlimited Unity specialty checks Unlimited check writing No teller transaction fees Monthly Service Fees None ATM Fees FREE at Unity & Allpoint ATM's Find a Branch to Open an Account Compare Checking Accounts Prosperity Plus Age 55+ $100 OPENING DEPOSIT $500 MINIMUM BALANCE Yes! See Prosperity Plus Age 55+ Rates EARNS INTEREST Features Fee FREE treasurer's checks Free unlimited Unity specialty checks Unlimited check writing No teller transaction fees Monthly Service Fees $6 below $500 balance ATM Fees FREE at Unity & Allpoint ATM's Find a Branch to Open an Account Compare Checking Accounts Student Checking $1 OPENING DEPOSIT None MINIMUM BALANCE Yes! See Student Checking Rates EARNS INTEREST Features Interest earned on all balances Unlimited check writing No teller transaction fees Exclusively for students age 14-24 Monthly Service Fees None ATM Fees FREE ATM withdrawals nationwide Free Visa Debit Card for students 17 Years and older. Find a Branch to Open an Account Compare Checking Accounts Opportunity Money Market $1 OPENING DEPOSIT $10,000 MINIMUM BALANCE Yes! See Opportunity Money Market Rates EARNS INTEREST Features Six monthly withdrawals with a maximum of three third-party checks. A $10.00 fee for each additional check in excess of this limit. Monthly Service Fees $15 below $10,000 balance ATM Fees FREE at Unity & Allpoint ATM's Find a Branch to Open an Account Compare Checking Accounts New Jersey Consumer Checking $1 OPENING DEPOSIT None MINIMUM BALANCE No EARNS INTEREST Features Your first eight checks paid during each statement cycle are free. For each check paid in excess of eight during the statement cycle, there is a $.50 per check charge. Monthly Service Fees $3 ATM Fees FREE at Unity & Allpoint ATM's Find a Branch to Open an Account Compare Checking Accounts Other Services Available to Customers: Treasury Checks Fee-FREE Visa Gift Cards Safe Deposit Boxes at most locations Contact your local branch for availability Checking Rates Rates Account Title Min. to Open Balance APY* Prosperity Plus Checking** $100.00 $00.00 - $99.99 0.00% $100.00 $100.00 + up 0.05% Opportunity Checking** $100.00 $0 - $1,999.99 0.00% $100.00 $2,000.00 - $3,999.99 0.05% $100.00 $4,000.00 - $6,999.99 0.05% $100.00 $7,000.00 + up 0.05% Opportunity Money Market Account** $1.00 $0 - $1,999.99 0.00% $1.00 $2,000.00 - $9,999.99 0.05% $1.00 $10,000.00 + up 0.10% Student Checking $1.00 no minimum 0.05% Rates effective as of 11/12/2021 8:12:01 AM *Annual Percentage Yield **Account has minimum balance requirements to avoid service charge. See full details here Rates, terms, and conditions are subject to change without notice. Rates on this page will not be honored at any time after a rate change. Fees may reduce earnings on the account. CARD CONTROL protect and manage your debit card Check Here For More Information Navigation Checking Savings Need help finding the right account? Check out our comparison chart to quickly and easily find the perfect checking account for you. 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