888-547-6541 Log In Locations Contact Us Help Center Careers Rates and Annual Percentage Yield Rates are effective 10/12/2021 and are subject to change without notice. CDs/IRAs Minimum to Open Compounding Interest Rate APY3 Minimum Balance to Obtain APY 3 Month CD1 $500 at maturity .16% .16% $500 6 Month CD1 $500 at maturity .26% .26% $500 12 Month CD1 $500 semi-annually .36% .36% $500 18 Month IRA CD1 $500 semi-annually .40% .40% $500 18 Month CD1 (non-IRA) $500 semi-annually .40% .40% $500 24 Month CD1 $500 semi-annually .43% .43% $500 36 Month CD1 $500 semi-annually .49% .49% $500 48 Month CD1 $500 semi-annually .56% .561% $500 60 Month CD1 $500 semi-annually .66% .661% $500 Personal Checking Minimum to Open Compounding Interest Rate APY3 Minimum Balance to Obtain APY Kasasa Cash2 Up to $15,000.99 $100 monthly 3.008% 3.05% $0.01 $15,001.00 and up $100 monthly .25% 3.05% to 0.62%4 $0.01 Investors' Club2 $100 monthly .10% .10% $0.01 Veterans Checking2 $100 monthly .10% .10% $0.01 Personal Savings Minimum to Open Compounding Interest Rate APY3 Minimum Balance to Obtain APY High Performance Savings2 Up to $9,999.99 $10,000 semi-annually .10% .10% $0.01 $10,000-$49,999.99 $10,000 semi-annually .12% .12% $10,000 $50,000-$99,999.99 $10,000 semi-annually .15% .15% $50,000 $100,000 and up $10,000 semi-annually .21% .21% $100,000 Money Market Plus2 up to $24,999.99 $100 monthly .07% .07% $0.01 $25,000-$99,999.99 $100 monthly .10% .10% $25,000 >$100,000 $100 monthly .12% .12% $100,000 Statement Savings2 $100 semi-annual .10% .10% $0.01 Christmas Club2 $10 annual .05% .05% $0.01 Show Me Savers2 $25 semi-annual .10% .10% $0.01 Health Savings Accounts Minimum to Open Compounding Interest APY3 Minimum Balance to Obtain APY Health Savings Account2 $100 monthly .10% .10% $0.01 Business Minimum to Open Compounding Interest APY3 Minimum Balance to Obtain APY Business Money Market2 $5,000-$24,999.99 $100 monthly .08% .08% $5,000 $25,000-$99,999 $100 monthly .10% .10% $25,000 >$100,000 $100 monthly .12% .12% $100,000 High Performance Savings2 up to $9,999.99 $10,000 monthly .10% .10% $0.01 $10,000.00 - $49,999.999 $10,000 monthly .12% .12% $10,000 $50,000 - 99,999.99 $10,000 monthly .15% .15% $50,000 $100,000 and up $10,000 monthly .21% .21% $100,000 1 A penalty may be imposed for early withdrawal. 2 The interest rate and annual percentage yield may change after account opening. 3 Annual Percentage Yield. Fees may reduce earnings on the account. 4 Depending on account balance Locations Contact Us Careers Bank Owned Properties Order Checks Online Privacy Notice Terms of Use Routing #081903867 © 2021 The Bank of Missouri Member FDIC Equal Housing Lender