Get Quote Contact Us Agent Login Advice & Guidance Products & Services Join Us About Us Customer Support Home / About Us / Corporate Ratings / Ratings Current A.M. Best Company Rating = B++ The objective of Best's rating system is to provide an opinion of an insurer's financial strength and ability to meet ongoing obligations to policyholders. A.M. Best's opinions are derived from the evaluation of a company's balance sheet strength, operating performance and business profile as compared to Best's quantitative and qualitative standards. While Best's Ratings reflect an independent opinion of a company's financial strength and ability to meet its ongoing obligations to policyholders, they are not a warranty, nor are they a recommendation of a specific policy form, contract, rate or claim practice. The scale includes 16 different rating levels ranging from A++ to S, grouped into categories. For example the Superior category contains the levels A++ and A+, while the A and A- ratings appear in the Excellent category. B++ and B+ ratings appear in the Good category. Best's Ratings ranging from A++ to B+ are considered Secure. A.M. Best describes Secure insurers as having a strong or good ability to meet their long-term obligations to members and policyholders. Insurers assigned Secure ratings maintain a level of financial strength that can withstand unfavorable changes in the business, economic, or regulatory environment. Current Kroll Bond Rating Agency (KBRA) = A- with a Stable Outlook Kroll Bond Rating Agency (KBRA) assigns an insurance financial strength rating (IFSR) of A- with a Stable Outlook to Baltimore Life. Information on the KBRA rating system can be found on their website at https://www.kbra.com. How much insurance do you need? Learn about Financial Needs Analysis, a no-cost, no-obligation way to find out. LET'S TALK Have an Agent Contact Me Let one of our experienced professionals help answer your product or insurance questions. CONTACT ME Find an Agent Corporate Office 10075 Red Run Boulevard Owings Mills, MD 21117-4871 Phone: 410-581-6600 / 800-628-5433 Fax: 866-660-6253 Email: info@baltlife.com Stay in Touch Be the First to Know Faster service and information in your inbox. Full Name Policy Number Email Address Legal Notices Copyright © 1998-2021 The Baltimore Life Insurance Company Employee Login