Log In Locations/ATMs Español Search Personal Business Trust & Investment About Debit Mastercard Enjoy the convenience and protection of our chip card. Security Spend safely and securely with our chip card and zero fraud liability. Convenience Shop at millions of merchant locations worldwide, 24/7. No-Fee Allpoint ATMs Access to your funds surcharge free at over 55,000 Allpoint ATMs. Security Whether paying online, in-store, in-app or a wearable device, Mastercard provides valuable security benefits to help keep you protected. Zero Liability Protection The financial institution that issued your Mastercard won’t hold you responsible for “unauthorized transactions.” As a Mastercard cardholder, Zero Liability applies to your purchases made in the store, over the telephone, online, or via a mobile device and ATM transactions. As a cardholder, you will not be held responsible for unauthorized transactions if: You have used reasonable care in protecting your card from loss or theft; and You promptly reported loss or theft to your financial institution. Mastercard ID Theft ProtectionTM Mastercard is the only payment brand that provides its U.S. cardholders with an array of services – at no extra cost – to help detect and resolve identity theft. Chip Technology Chip cards have added protection built into them through a microchip embedded into the card that safely houses your data. Vantiv eGuard eGuard’s Risk-Based Authentication model accurately detects suspected fraud and challenges or declines suspect transactions, making your shopping experience safer and more secure. Know how to protect yourself Be informed No one should contact you for your personal information or account data. If this happens, hang up the phone or delete the email, and reach out to your bank using the phone numbers on the back of your card. You can also visit your bank’s website to report suspicious activity. Be vigilant We encourage you to monitor your accounts and check your statements regularly for transactions that you don’t recognize. Should you suspect fraudulent activity, contact the financial institution that issued your card immediately. Get educated There are many things you can do to prevent fraud. For example, avoid clicking on links you do not recognize, learn about smart password creation and shred old statements and documents containing your personal information before throwing them out. Convenience Debit Mastercard is accepted at millions of merchant locations worldwide, including restaurants, hotels and online retailers. You can even use debit Mastercard to automatically pay monthly bills—funds are deducted directly from your checking account. Having an electronic record of every transaction can be a real time saver and makes keeping track of what you spend a snap. No-Fee Allpoint ATMs Access to your funds surcharge free at over 55,000 Allpoint ATMs. Access to your funds surcharge free at over 55,000 Allpoint ATMs. Allpoint provides you with the freedom to get your cash where you want, when you want, wherever you are… without the ATM fees. Just look for the Allpoint logo or, better yet, use the locator to find the nearest Allpoint ATM. Allpoint ATM Locator Get your Debit Mastercard today. Exchange Bank checking account required. Visit a Branch Or Call Us 707.524.3000 Interested in opening an Exchange Bank checking account? Visit a BranchApply Online Already a customer? Traveling? Give us a call. We will make sure your out-of-state and international transactions run smoothly. Lost or stolen card? Call our Customer Care Center for immediate assistance. Transaction questions? Our Customer Care Center can assist you. Call us at 707.524.3000 or 800.995.4066 Learn more About us Careers News Room Privacy & Security Financial Calculators Locations Coronavirus Info Contact Click here to see our Investor Relations Give Feedback Wildfire Info Privacy Security © 2007-2021 Exchange Bank. All Rights Reserved. Phone (707) 524-3000 or (916) 771-5262 This site contains links to other web sites, in order to assist users in locating and accessing information that may be of interest. Exchange Bank does not warrant linked sites for any purpose. Further, the inclusion of a link to another site does not constitute an endorsement by Exchange Bank of the site, its owner(s) or any products or services advertised on the linked site. Routing #: 121101985 Facebook Twitter Linked In EQUAL HOUSING LENDER NMLS ID 643948 Member FDIC Cookie Policy. eb logo on Performance cookies eb logo on 3rd party cookies