AGENT LOGIN BECOME AN AGENT PAY BILL Toggle Menu Additional Coverages Optional Endorsements Endorsements can be added on to your policy at any time during the term to increase coverage for specific belongings or situations. (mid-term endorsements are not pro-rated) Explore the endorsements we offer below to see if coverage is available in your state. Contact your agent today to add endorsements to your policy. FIND MY STATE'S COVERAGES Additional endorsements can be added on to your coverage for a low affordable monthly rate. We offer the following endorsements on a state-by-state basis: Personal Liability Independent Mutual Personal Liability protection helps cover a lawsuit and medical expenses if an incident occurs, such as falling, in your residence to an individual that does not reside in the residence. No deductible applies. * Policy Language and Restrictions Determine Scope of Coverage Emergency Expense Benefit Independent Mutual Emergency Expense Benefit protection helps pay for temporary increased expenses, such as expense for replacing or repairing the contents in your residence due to a covered loss. No deductible applies. * Policy Language and Restrictions Determine Scope of Coverage Food Spoilage Independent Mutual Food Spoilage protection can provide coverage for loss due to spoilage of perishable foods due to an electrical power interruption. No deductible applies. * Policy Language and Restrictions Determine Scope of Coverage Burglary Independent Mutual Burglary protection helps cover expenses from stolen personal property from your residence if you are a victim of a home invasion. Deductible of $200 applies. * Policy Language and Restrictions Determine Scope of Coverage Jewelry / Firearms / Furs Independent Mutual Jewelry, Firearms and Furs protection can provide coverage to help protect your valuables such as Jewelry, Firearms and Furs due to a covered loss. No deductible applies. * Policy Language and Restrictions Determine Scope of Coverage Coverages by State We currently offer the following optional endorsements and coverage throughout the following locations: Midwest Region Personal Liability Emergency Expense Benefits Food Spoilage Burglary Jewelry/Firearms/Furs Illinois # # # # # Indiana # # # # # Michigan # # # # Missouri # # # # # Ohio # # # # Southern Region Personal Liability Emergency Expense Benefits Food Spoilage Burglary Jewelry/Firearms/Furs Alabama # # # # # Georgia # # # # # Kentucky # # # # # Louisiana # # # Mississippi # # # # # North Carolina South Carolina # # # # Tennessee # # # Texas # # # # # Virginia # # # West Virginia # # # # # Eastern Region Personal Liability Emergency Expense Benefits Food Spoilage Burglary Jewelry/Firearms/Furs Maryland # # New Jersey # # # # Pennsylvania # # # # Find an Agent for a Quote Contact us today to request a quote and an experienced, licensed agent will contact you to customize your coverage to fit your needs! Call Us Today (800) 248-7072 About Us Insurance Options Customer Service Insurance FAQs Contact Us Report a Claim Agent Login Become An Agent Pay Bill Privacy Policy 211 Schilling Circle, Suite 201 Hunt Valley, MD 21031 (800) 248-7072 © Copyright 2021 All rights reserved