Locations Careers DocDrop Checks News Holiday Closing & Important News Spencer Savings Bank will be closed on Thursday, November 25th in observance of Thanksgiving Day. Read More Online Account Access Personal Business Loans About Us Contact Us BusinessEdge® Money Market Business Banking Checking Savings Money Market Credit Cards Contact Us This account is designed for businesses that prefer to earn a higher rate of interest while still maintaining a level of liquidity. Tiered interest rates allow higher balances to grow faster. With a BusinessEdge® Money Market account, you can put your excess funds to work and still rest easy knowing that your money is safe and available when you need it. BusinessEdge® Money Market features: Free Online Banking Limit of Six External Transfers per Cycle Tiered Interest Rates Based on Account Balance No Monthly Service Charge w/ $5,000 Daily Minimum Balance Open Your Account Today Visit your local Financial Center, or call us at 1-800-363-8115 today! Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 20 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951 Corporate Headquarters Spencer Savings Bank 611 River Drive, Elmwood Park, NJ 07407 Phone : 1-800-363-8115 Join Our Mailing List Subscribe to our emails for financial tips, event information, bank news, product promotions and more! Personal Banking Business Banking Sign Me Up! More Information Accessibility Statement Privacy Policy Privacy Notice Security Terms of Use FDIC Site Map © 2021 Spencer Savings Bank, New Jersey