Sign On Home > Personal Loans Funds in your account as soon as tomorrow. GET STARTED Submitting a request does not impact credit score. A+ Rated Better Business Bureau Enjoy More Now with the Perfect Personal Loan for all Credit Types Key events have a way of lasting a lifetime. Enrich your many milestones when you get money for the renovations, vacations, or the wedding of your dreams. Pay down debt and handle emergencies without hassle. Why Borrowers Love First Financial Best available offers for your credit profile. Sophisticated financial technology means more consumers are accepted for bad, poor, fair and no credit borrowers. Applicant data beyond the credit score allow for more consumers to be accepted. Simple, fast process. Request form and response from the lender takes minutes. Personal loan funds deposited in your bank account as soon as the next business day. Iron-clad, banking-level, 256-bit security ensures your information and funds stay safe and private. Testimonials “Online is the only way to deal with your money anymore. So quick and easy. I wasn’t clear on one thing, so I called, and Michelle picked right up. Nice to get quick personal support.” Patrick M, Wichita, KS “When I was going short on my property taxes and Federal taxes, I felt the stress start to build up. First Financial got me the cash in two days. So glad to avoid penalties.” Marjory L, Youngstown, OH “First Financial said I’d pay off my credit cards in three years and sure enough I’m debt free today. It’s such a relief.” Jason B, St. George UT Star in a Show of Your Own A personal loan can simplify and supercharge your next adventure! Research has shown that people enjoy amazing experiences as much if not more than material goods. Good memories build bonds and provide happiness for decades, improving the quality of life years after the experience. Choose Debt Consolidation to Jumpstart Your Stable Future The #1 Reason People Seek Personal Loans Cut money going out the door significantly when you combine your credit card bills into one personal loan. Not only will you be debt-free faster, but far less of your hard-earned money will go to the bank for past purchases! Digital Era Automation Means More Money for More People Since 1996, First Financial has grown steadily by providing personal loans to the borrowers other banks turn down due to their lower credit scores. Our sophisticated online request form uses data points beyond the credit score. Taking into account employment history, consistent rent and bill payments to accept more applicants. Stay Safe with Iron-Clad, Banking-Level Security You won’t find a safer, more convenient service for personal loan offers for bad credit, fair credit, good credit, or any credit score. Our system is shielded with 256-bit encryption, every bit of what the United States Treasury Department requires. More about First Financial Security Hassel-Free Steps to Your Approval Getting a loan to get to your job and important events shouldn’t be a hassle. You must complete all of the information on the request form so that we can verify your identity. After completing the online request, you will know in about 5 minutes what your result is. Next you may be presented with an offer and you will need to review and accept the terms and conditions. You need to accept the terms and conditions before the offer is finalized. Once you choose and accept the offer, the money may be deposited directly into you bank account as soon as the following business day. Your First Financial personal loan request has no impact on your credit score. If you are not accepted, you have nothing to lose. Given these reasonable requirements, most of our consumers easily get accepted. Personal Loan Borrower Requirements Verifiable source of income Make at least $8oo per month No minimum credit score required 18 years of age or older Bank Account Required Valid email address More Personal Loan Questions? Use these FAQs How long does it take for a lender to approve my application? Our lender marketplace—one of the largest in the U.S.—ensures you’ll get a response within minutes. The eager lenders in our network watch applications come in in real time and strive to beat each other to reach you. How will I know if a lender decides to work with me? Lenders vary in the types of borrowers they seek. Some specialize in low loan amounts, others in borrowers who have low credit scores. Still more have created ideal personal loans for bad credit applicants. With your request form submitted, lenders will review your situation to determine if you fit the profile they seek. More Frequently Asked Questions More Questions? First Financial personal loan specialists are happy to help! Help Desk Contact | Privacy Policy | Advertising Disclosure | Security | Fair Housing | Equal Opportunity Lender | FDIC First Financial® Corporate Headquarters: Mailing Address 4240 Kearny Mesa Rd STE 120 #1033 Kearny Mesa CA 92111 Client Service Center: Main: 1-800-315-7791 Fax: 1-800-215-0217 (Monday–Friday 5:00am–6:00pm Pacific or 8:00am–9:00pm Eastern) First Financial® is a Federally Registered Trademark ©2011-2021 First Financial®, All Rights Reserved. All other products and company names are trademarks of their respective companies.