Would you like to save your Individual Investors as your preferred landing page for future visits to columbiathreadneedleus.com? (You can change your preference anytime.) Yes?orNo? Menu Search Products  529 Plan  The Future Scholar 529 Plan The Future Scholar 529 Plan As college costs continue to rise, now may be the best time to consider a 529 college savings plan. As a qualified tuition savings plan under Section 529 of the Internal Revenue Code, a 529 plan provides investors with a smarter way to plan for a child’s college education by offering tax advantages, gifting and estate planning benefits, flexibility and control. Key benefits of a 529 college savings plan Ability to contribute up to $15,000 per year ($30,000 for married couples), per beneficiary, without triggering federal gift taxes A special five-year forward gifting provision allows for larger gifts that are also gift-tax-free Maintain complete control of the account (including ability to revoke gifts), even though contributions are considered completed gifts and are excluded from the account owner’s taxable estate Change the beneficiary (to a qualified family member of the original beneficiary) if needed Make a withdrawal from the account1 Earnings grow exempt from federal taxes, and in many states, also state income taxes Future Scholar 529 Plan Advantages An expanded, multi-managed investment lineup Low fees — one of the lowest-cost advisor-sold plans in the country2 High contribution limit of $520,000 Joint ownership of accounts The strength and stability of a well-known asset manager — Columbia Threadneedle Investments Benefits for South Carolina taxpayers The Future Scholar 529 Plan is sponsored by the South Carolina Office of the State Treasurer and offers South Carolina taxpayers additional tax advantages. Contributions up to the maximum account limit of $520,000 per beneficiary are tax deductible from a client’s South Carolina state income taxes.3 View pricing and performance Future Scholar Program Overview Brochure Forms & Literature HAVE A QUESTION? For assistance, please contact us at 888.244.5674 Monday through Friday 8:00 a.m. - 7:00 p.m. Eastern DISCLOSURES 1 Withdrawal of earnings not used for qualified higher education expenses will be subject to federal and possibly state and local income tax and may be subject to an additional 10% penalty. 2 Among the lowest 10th percentile based on Offering Statements and Program Descriptions of 529 plan distributors as provided to Savingforcollege.com. 3 Contributions to a Future Scholar account are tax deductible for South Carolina residents. If you file a resident or non-resident South Carolina tax return, you may be eligible to deduct your Future Scholar contributions from your South Carolina state income tax return, up to the maximum account balance limit of $520,000 (or any lower limit under applicable law). When you withdraw money to pay for qualified higher education expenses, you pay no South Carolina state income tax on your withdrawals. Grow any potential earnings on contributions state- and federal-income-tax-free while invested in their account. Please consider the investment objectives, risks, charges and expenses carefully before investing. Contact your financial advisor or visit columbiathreadneedle.com for an Advisor Plan program description or visit futurescholar.com for a Direct Plan Program Description, which contains this and other important information about the Future Scholar 529 College Savings Plan. Read it carefully before investing. You should also consider, before investing, whether the investor's or designated beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds and protection from creditors that are only available for investments in such state's qualified tuition program. Columbia Management Investment Distributors, Inc., member FINRA, is the distributor and underwriter for the Future Scholar 529 College Savings Plan Financial Advisor Program. The Office of State Treasurer of South Carolina (the State Treasurer) administers the program and has selected Columbia Management Investment Advisers, LLC. (CMIA) as program manager. CMIA and its affiliates are responsible for providing certain administrative, recordkeeping and investment services, and for the marketing of the program. CMIA is not affiliated with the State Treasurer. Columbia Threadneedle Investments does not offer tax or legal advice. Consult with a tax advisor or attorney. ACCOUNT ACCESS Check your 529 account balances, update your account details and manage investments. Future Scholar 529 Account Access  Contact Us  Contact Us Mutual Fund Shareholder Account Services Mon - Fri: 8am - 7pm ET Shareholder Services 800.345.6611 Transaction Department 800.422.3737 Service inquiries Email us email Future Scholar 529 College Savings Plan Mon – Fri: 8am – 7pm ET Shareholder Services 888.244.5674 Product inquiries Email us email MORE CONTACT OPTIONS HELP Get updates on things you care about Sign up for news, topic and product updates that matter most to you. mail_outline CHOOSE SUBSCRIPTIONS Connect with us LinkedIn Twitter YouTube Instagram Products  Mutual Funds Exchange Traded Funds (ETFs) 529 Plan Variable Products Closed-End Funds Insights  Investing 101 Retirement College Savings Investor Newsletter Latest Insights Resources  Forms & Applications Fund Literature Taxes & Distributions About Us  Help Leadership Investment Approach Diversity & Inclusion Press Center Contact Us Careers Privacy and Security Terms and Conditions Corporate Entities Disclosures Glossary† © 2018-2021 Columbia Management Investment Advisers, LLC. All rights reserved. † By clicking the Glossary link above, you will be leaving columbiathreadneedleus.com/investor. View our Terms and Conditions for our hyperlinking disclosure. With respect to mutual funds and Tri-Continental Corporation, investors should consider the investment objectives, risks, charges and expenses of a fund carefully before investing. To learn more about this and other important information about each fund, download a free prospectus. The prospectus should be read carefully before investing. Investors should consider the investment objectives, risks, charges and expenses of Columbia Seligman Premium Technology Growth Fund carefully before investing. To obtain the fund's most recent periodic reports and other regulatory filings, contact your financial advisor or download reports here. These reports and other filings can also be found on the Securities and Exchange Commission's EDGAR Database. You should read these reports and other filings carefully before investing. Columbia funds and Columbia Acorn funds are distributed by Columbia Management Investment Distributors, Inc., member FINRA. Columbia funds are managed by Columbia Management Investment Advisers, LLC, and Columbia Acorn funds are managed by Columbia Wanger Asset Management, LLC, a subsidiary of Columbia Management Investment Advisers, LLC. Columbia Threadneedle Investments (Columbia Threadneedle) is the global brand name of the Columbia and Threadneedle group of companies.