I am a Homeowner Intermediaries COVID-19 Pepper Money Careers Blog Contact Home About us Our Products Existing Customers Loan Calculator Contact Optimum Credit At Optimum Credit, our aim is to provide you with a second charge mortgage that meets your individual and personal circumstances. Try our Loan Calculator Request a Callback Our Cardiff office 0333 014 3125 customerservices@optimumcredit.co.uk Optimum Credit Ltd 4 Capital Quarter, Tyndall St, Cardiff CF10 4BZ Our London office 0333 014 3125 customerservices@optimumcredit.co.uk Optimum Credit Ltd PO Box 1189 Uxbridge UB8 9EF Get in touch with us Fill in the form below and we will be back in touch shortly. Your name Email Phone number Message Your Data* I confirm that I have read and understood the Data protection & Privacy statement Send Optimum Credit Ltd only offer second charge mortgages to homeowners in England, Wales and Scotland. We do not lend in Northern Ireland or the Republic of Ireland. Optimum Credit Ltd only trades under the name “Optimum Credit” and it does NOT trade under, nor is it associated with, the company names “Optimum Credit Line Ltd” or “Optimum Credit Funds”. If you are approached about paying an upfront fee in connection with a loan, please see the guidance here from the Financial Conduct Authority. If you have concerns about the payment of an upfront fee, please speak to your local police or contact Action Fraud. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Broker Partners 02922 331220 broker@optimumcredit.co.uk Existing Customers 0333 014 3125 customerservices@optimumcredit.co.uk Optimum Credit Ltd PO Box 1189 Uxbridge UB8 9EF Information Data Protection and Privacy General Mortgage Conditions Tariff of Fees & Charges Complaints Interest rates Securitisation history Accessibility Modern Slavery Act Careers We are always on the lookout for talented people who get a kick out of doing a great job, have a passion for excellence, and love working collaboratively with other colleagues. If you want a fast-paced environment, real career progression opportunities and somewhere to showcase your skills and experience, this is the place for you! View our current vacancies Optimum Credit Ltd is authorised and regulated by the Financial Conduct Authority under registration number 710410. You can confirm our registration on the FCA’s website or by contacting the FCA on 0800 111 6768. Optimum Credit is a member of the Finance and Leasing Association and follows its Lending Code. Optimum Credit Ltd Registered office: Haywood House South, Dumfries Place, Cardiff CF10 3GA. Registered in England and Wales No. 08698121. Calls may be monitored or recorded for training, compliance and evidential purposes. All Second Charge Mortgages are subject to status, available to homeowners only and secured by a mortgage over your property.