JOIN RATES CONTACT LOCATIONS EDUCATION CAREERS ESPAÑOL eBranch Login Enroll Today PERSONAL BUSINESS LOANS INSURANCE SERVICES ABOUT HOME LOANS HOME LOAN BENEFITS Idaho Central offers a variety of home loans designed specifically to meet your needs. Whether you're just starting out and need your first home, are looking to upgrade, or are ready to build your dream home, Idaho Central has the loan for you. We offer quick, local decisions. LOCAL UNDERWRITING - WE KNOW OUR MARKETS LOCAL SERVICING - WE SERVICE MOST OF OUR LOANS FAST APPROVALS - SAVING YOU TIME FIRST-TIME HOMEBUYER PROGRAMS AVAILABLE LOW FEES TO SAVE YOU MONEY FAST CLOSINGS - MOST LOANS CLOSE WITHIN 30 DAYS EXTENDED RATE LOCK OPTIONS AVAILABLE FROM 90 TO 360 DAYS APPLY NOW SEE RATES CONTACT ARE YOU BUYING, REFINANCING, OR BUILDING? BUYING REFINANCING BUILDING CONTACT A SPECIALIST Not sure which loan is right for you? No problem. Our Home Loan Specialists will help you determine which loan will fit your needs. Plus, they'll help you through every step of the loan process. CONTACT ADDITIONAL RESOURCES ADJUSTABLE RATE MORTGAGE CALCULATOR HOME LOAN CALCULATOR (PITI) HOME LOAN QUALIFIER CALCULATOR RENT VS. BUY CALCULATOR REFINANCE INTEREST SAVINGS CALCULATOR BORROWER PORTAL FINALLY HOME! HOMEBUYER EDUCATION LINKS Contact Branches/ATMs Business Hours eBranch Quick Payments Additional Services Careers Security Center COVID-19 Updates Important Disclosures Account Agreement Privacy Policy ABOUT US Idaho Central is the premier credit union in Idaho and offers full-service locations throughout the Treasure Valley, Magic Valley, Eastern Idaho, and North Idaho. While growth is vital to our success, we remain focused on our mission, “Helping members achieve financial success.” Routing Number: 324173626 NMLS ID: 433926 Idaho Central Credit Union is federally insured by the National Credit Union Administration. © 2021 Idaho Central Credit Union. All rights reserved.