LOG IN CONTACT US CAREERS LOCATIONS RATES MAKE AN APPOINTMENT Accounts Loans Investments Online & Mobile Business Resources Community Search for: Vacation Loan How To Afford A Needed Getaway You’re ready to take that big trip, but what you’ve saved for vacation may not cover all the costs. A Travel/Vacation Loan might be a good choice. If you’ve done the research, you know that vacations often cost more than expected. From lodging to flights, food and entertainment, you’ll want a to plan for covering these expenses. Life is short. We want to be able to live in the moment and have experiences while we’re able. But is it okay to have to take out a loan to do that? The short answer is, yes! If your debt to income ratio is in good balance and you don’t already owe too much for other expenses, taking out a loan to cover traveling or a vacation expenses can be a great option. You’ll have the cash in hand needed to cover the costs, a planned budget to stick to, and easy monthly payments for the loan. Common Vacation Expenses To Account For Vacation spending is usually accompanied by expenses that are both planned for and spontaneous. You want to make sure you have enough money to cover your costs safely and reliably. Some common vacation expenses include: Flights/trains/gas/rental vehicles Lodging Food Entertainment/sight-seeing tours/shopping Taxi/mass-transit fare Emergencies Planning Vacation Financing For current loan rates and what your payments might be, see our rates and loan calculator below. Life is short—it’s time to plan that vacation. Start the application process below. APPLY NOW If you’re not ready to apply for a Travel/Vacation Loan, and have questions, we are here to help. Call 315-735-8571 to talk about your options or make an appointment with one of our friendly and knowledgeable representatives today. MAKE AN APPOINTMENT Let’s Get Started We look forward to helping you. APPLY NOW Not sure which term is right for you? Check out our helpful loan comparison calculator. Travel/Vacation Loan Comparison Calculator Principal Rate # of Payments Compute Buttons Monthly Payment Total Interest Principal 1 $ Interest 1 % Number of Payments 1 Monthly Payment 1 Total Interest 1 Principal 2 $ Interest 2 % Number of Payments 2 Monthly Payment 2 Total Interest 2 Principal 3 $ Interest 3 % Number of Payments 3 Monthly Payment 3 Total Interest 3 Principal 4 $ Interest 4 % Number of Payments 4 Monthly Payment 4 Total Interest 4 Term APR 12 Month as low as 7.29% 24 Month as low as 7.39% 36 Month as low as 7.49% 48 Month as low as 7.59% 60 Month as low as 7.69% Loan rates and terms are determined by overall credit history and are subject to change without notice. Applications are subject to credit approval. Monthly payments for a 5 year personal loan at 7.69% would be $20.13 per $1,000 borrowed. Sign Up For Our Email Today Email Address By submitting your email, you give First Source permission to send you informative and promotional emails, including information on upcoming events, products, and services. You may change your designation at any time in the future. Thank you for letting us help you Live Smarter. Accounts Personal Checking Savings Accounts Youth Accounts Business Services Online Banking Loans Mortgage Home Equity Car Loan Personal Loans Credit Cards General Info Routing #: 221380790 ATMs Rates Accessibility About Become a Member Live Smarter Blog Careers Privacy Disclosures Board/Management Contact Us Locations & Hours 315-735-8571 1-800-735-8571 4451 Commercial Drive New Hartford, NY 13413 membermail@fsource.org Connect © 2021 First Source Federal Credit Union Federally insured by NCUA. Membership eligibility is required.