Go to content‍ Go to main menu‍ LOGIN CUSTOMER SERVICE EN SEARCH PERSONAL CUSTOMERS CORPORATE CUSTOMERS OP FINANCIAL GROUP Money Loans Investing Insurance Digital services For customers Personal customers / Investing / Funds / Investing in index funds Invest in an index fund Index funds are an easy, inexpensive and efficient choice for an investor's portfolio. They are an excellent choice for investors who seek returns and cost efficiency. Equity index funds BUY OP-Asia Index +13,44 % YEAR (5) RISK LEVEL BUY OP-America Index +39,08 % YEAR (6) RISK LEVEL BUY OP- Europe Index +25,95 % YEAR (6) RISK LEVEL BUY OP-World Index +33,73 % YEAR (6) RISK LEVEL BUY OP-Nordic Countries Index +28,31 % YEAR (6) RISK LEVEL BUY OP-Finland Index +22,90 % YEAR (6) RISK LEVEL All funds Index funds are well-suited for almost everybody’s investment portfolio. When you invest in index funds, remember to identify your risk tolerance. Invest the amount in index funds that you would be ready to tolerate for an equivalent amount of price volatility in the equity market. Manage risks through efficient diversification Thanks to their low fees, index funds are an excellent alternative for long-term investment. For long-term investors, it pays to manage risk by diversifying sensibly. When you invest regularly once a month, you can spread your investments across several investment vehicles – you diversify efficiently and reduce risk. With one index fund investment, you can diversify your investment in equity markets globally. You can make an agreement for a systematic investment plan for the amount of your choice. You can of course cash in your fund units quickly anytime you need the money. This is how index funds accrue returns: The money invested in index funds are invested in the equity market in accordance with the index composition. The fund automatically reinvests dividend payouts from shares in line with the benchmark index, so they benefit fund unitholders through the increase in fund value. Select a fund that suits you from our broad range of index funds. Index funds have inexpensive costs Management fees for all index funds are now 0.39%. Did you know that investments in index fund units generate OP bonuses for private customers who are also our owner-customers. See the amount of OP bonuses to be earned OP Fund Management Company Ltd manages OP mutual funds. Go to top of page Customer service Give us feedback Use of cookies Service charges Call charges Electronic signature service Become OP's customer Secure transactions Use of OP eServices OP Media OP Koti (in Finnish) Pohjola Hospital Pohjola Claim Help facebook twitter linkedin instagram © OP Ryhmä BIC: OKOYFIHH Data protection Accessibility Terms of use Terms and conditions