Main Content Banking Login Products & Services Mobile Banking Fraud Center Resources Company Main Skip Text Quick Links Products & Services Fraud Center Hours & Locations Contact Us Site Map Mobile Banking Access your money 24/7 with our Mobile Banking app Products & Services Regular Personal Checking* $100.00 minimum to open account Unlimited check writing Monthly statement with check images A service charge of $8.00 will be imposed if the balance falls below $700.00 any day of the statement cycle. NOW Accounts* $1,500.00 minimum to open account Interest bearing account for consumers Unlimited check writing Monthly statement with check images Balance of $1,500.00 or more required to earn interest No interest is paid on balance less than $1,500.00 A service charge of $8.00 will be imposed if the balance falls below $1,000.00 any day of the statement cycle. Money Market Accounts* $1,000.00 minimum to open account Interest bearing account requires $1,000.00 minimum balance for current interest rates Interest rates paid on tiers: $1,000.00 - $9,999.99 $10,000.00 - $49,999.99 $50,000.00 and over By law, six third-party withdrawals or transfer allowed each month. No limit on the number withdrawals made in person or by ATM. First six withdrawals are free; fee of $5 for each additional withdrawal. Silver Savings* $100.00 minimum to open account Interest compounded quarterly Quarterly statements Six (6) free debit transactions each quarter An excess withdrawal fee of $1.00 will be charged for each debit transaction (withdrawal, automatic transfer, or payment out of this account) in excess of six (6) during a quarter. *Nonsufficient and Overdraft fees apply to overdrafts and returned items on checking, N.O.W., Money Market and Silver Savings accounts. Certificates of Deposit $1,000.00 minimum to open account Terms from 30 days to 60 months Competitive interest rates renewal Federal regulations require a penalty for early withdrawal Individual Retirement Accounts $50.00 minimum to open a variable interest rate IRA Terms from 30 days to 60 months for fixed interest rates Eighteen (18) months for variable interest rate certificates Competitive interest rates Automatic renewal Traditional, ROTH, SEP, CESA accounts Federal regulations require a penalty for early withdrawal Loans Consumer Commercial Mortgage Debit Cards MasterMoney® Debit Card May be used wherever MasterCard® is accepted Transactions deducted immediately from your checking account Transactions posted on your checking account statement May be used for cash withdrawals at ATM machines displaying the Pulse or Cirrus logos* *Fees may apply for ATM withdrawals Telephone Banking Dial 662-447-2703 to access your account information 24 hours a day, seven days a week. QUICK LINKS Home About Us Products & Services Hours & Locations Contact Us CUSTOMER SERVICE CENTER Main Office Bank of Okolona 227 West Main Street Post Office Box 306 Okolona, MS 38860 Phone: (662) 447-5403 Fax: (662) 447-5255 Telephone Banking: (662) 447-2703 DISCLOSURES Privacy Policy Site Map Get Adobe Reader ©Copyright 2021 by Bank of Okolona