Home New Cars Used Cars Buying Online Offers Service & Parts Bodycare Business Finance Motability More Contact Back You are here: Homepage > Finance > What is Personal Contract Purchase? GENERAL ENQUIRY OFFERS FIND A DEALER SERVICE WHAT IS PERSONAL CONTRACT PURCHASE? Personal Contract Purchase is a popular way to buy a new car, offering stability and risk-free finance. It is a flexible type of car finance and low monthly payments are one of the most significant benefits. However, a hire purchase plan may be more cost-effective in the long-term for people who are reasonably sure they are aiming to own the car outright at the end of the agreement. With Personal Contract Purchase, you pay a deposit upfront to secure the car and then make a series of monthly instalments over a set period of time. At the end of the term you have the option of a final ‘balloon’ payment which is larger than the monthly amount, and then means you own the car. The balloon payment is calculated using the future value of your car. If you do not want to pay this, you can hand the car back to us or trade it in to upgrade to a new car. You can choose from a variety of competitive Personal Contract Purchase offers available on Citroën and Toyota cars at our dealership in Warrington. Please make an enquiry today to speak to an adviser and find out more. MAKE AN ENQUIRY Complaints Procedure Privacy & Legal Cookies Terms and Conditions Sitemap Data Preferences Commission Disclosure Modern Slavery Act Used Cars Used Cars Widnes Used Cars Crewe Used Cars Used Cars St. Helens Used Cars Southport Used Cars Used Cars Cheshire Used Cars Liverpool Used Cars Used Cars Warrington Used Cars Ellesmere Port © 2021 Bentleys Motor Group www.bentleysmotorgroup.co.uk 415 Manchester Road, Warrington, United Kingdom, WA1 3LR Reg Office: 415 Manchester Road Warrington United Kingdom Cheshire WA1 3LR Reg. Company Number: 4833198 VAT Reg. No. 823432060 NetDirector ® - Automotive Ecommerce Financial Disclosure Bentleys Motor Group are a credit broker and not a lender. We are Authorised and Regulated by the Financial Conduct Authority. FCA No: 0547337 Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. Registered in England & Wales: 4833198 Registered Office Address: 415 Manchester Road Warrington United Kingdom Cheshire WA1 3LR Data Protection No: ZA367655 BACK TO TOP CALL US 0 Saved Vehicles change cookie settings This site uses cookies and related technologies for site operation, analytics and third party advertising purposes as described in our Privacy and Data Processing Policy. You may choose to consent to our use of these technologies, or further manage your preferences. To opt-out of sharing with third parties information related to these technologies, select "Manage Settings" or submit a Do Not Sell My Personal Information request. MANAGE SETTINGS ACCEPT RECOMMENDED