Select a Province & Language The province you select allows us to calculate a MSRP based estimated price for your vehicle. Alberta British Columbia Manitoba New Brunswick Newfoundland and Labrador Northwest Territories Nova Scotia Nunavut Ontario Prince Edward Island Quebec Saskatchewan Yukon English Français Continue Entrance to this website assumes you have read and agree to these Legal Terms and Conditions and the Privacy Policy. Vehicles Build & Price Dealers Safely Open - Contact Your Toyota Dealer Toyota Financial ServicesApply for CreditCheck Application StatusTFS Customer Portal Lease vs Finance Options Get behind the wheel of a new Toyota faster, thanks to our easy-to-understand financial services. Have a look at the options and information below to make the best decision for your lifestyle and budget. Let's Get Started... Start a Quick Online Credit Application Request a Dealer Appointment Chat with a Dealer Finance Or Lease? There are a few things to consider when it comes to leasing or financing your new Toyota. Let’s discuss the benefits of both! Need to get in touch with us? Click Here to See How FINANCE? FINANCING IS A GREAT OPTION IF YOU: Put a lot of mileage on your vehicle Want to own your vehicle outright Use your vehicle for commercial purposes Talk to your dealer about your finance options Request a Dealer Appointment Flexible Terms With terms of up to 84 months, your monthly payment can be made smaller with longer terms, or you can make sure you are always behind a new Toyota with shorter ones. Consumer-friendly, simple interest financing Payments are calculated easier with a simple concept. If you pay a day early, you are credited for a day’s interest. If you pay a day late, you pay a day’s interest. Learn About Simple Interest Financing Competitive Rates Great value means that Toyota always strives to offer financing rates that go easy on your wallet. The Value of Financing a Quality Vehicle Toyota vehicles are world renowned for their longevity. Financing a new Toyota can be a cost effective option for anyone looking to drive their vehicle for a long time! Retained Value At the end of your finance term, your Toyota will “hold it’s value”. In other words when you have paid off your vehicle, you not only own it outright, you also benefit from owning a higher value vehicle because of Toyota’s commitment to building long-lasting quality vehicles. Six Toyota vehicles took home Canadian Black Book Awards, given to vehicles that best hold their value when it’s time for a trade-in. 6 Canadian Black Book Awards View the Canadian Black Book Awards LEASE? LEASING IS A GREAT OPTION IF YOU: Want lower monthly payments Like driving a newer car more often Would like a short term commitment Talk to your dealer about your lease options Request a Dealer Appointment Flexible Options With available flexible lease-terms from 24-60 months, you can better plan for life’s changing needs. Get in a new vehicle for your new job or expanding family, while staying on top of the latest vehicle safety, fuel efficiency, and user-convenient technologies. Peace of Mind Toyota protects you from the things you can’t control. Optional with every Lease is the Wear Pass Plan that protects against unexpected excess wear and tear. Watch the Wear Pass Video View the Wear & Tear Guide Kilometre Allowance Choose from 16,000, 20,000 and 24,000km allowances. With the standard 24,000km plan, you have the option of purchasing extra kilometres at a reduced rate up front. If you are not sure, you can buy extra kilometres at lease end at our standard rate. Benefits for Small Business Owners Leasing may offer significant tax advantages in Canada to business owners. Check with your tax advisor to see if leasing benefits you. After all, you owe it to yourself to arrive at every meeting in style. Residual Value The Automotive Lease Guide (ALG) awarded four Toyota vehicles for best residual value. At the end of your lease term the vehicle’s residual value is the worth of the car at that time. The higher the residual value, the lower your monthly payment, since you are only paying for the portion of time that you’re using the car. 4 The Automotive Lease Guide (ALG) awarded four Toyota vehicles for best residual value. View the Automotive Lease Guide Awards HOW IT WORKS HIGHER RESIDUAL = LOWER MONTHLY PAYMENTS For example: a $30,000 vehicle leased for three years with a residual value of $14,000, means you’re only paying $16,000 over three years. If the residual is $20,000 it means you’re paying only $10,000 over three years (ie. Lower monthly payments)* * This example does not take into account interest rates, taxes, or offers and incentives. What Happens at the End of My Lease? You have three simple options when your lease term has ended: 1 You may lease or finance another Toyota vehicle 2 You may purchase the vehicle at the Lease End Value indicated on your contract 3 You may return the vehicle as provided in your lease Let's Get Started... You have explored your options and now there is only one thing left to do. Get in touch a Toyota dealer and let us help you create a financing or leasing plan that is right for you. You can even submit a credit application and get approved for credit online. 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