800.837.7833 COVID-19 Report a Claim Pay My Bill Manage My Policy Agent Login Reduce Your Homeowners Insurance Premium with a Hail Deductible A standard homeowners policy covers hail damage, but the likelihood of hail damage to your home is rather small, depending on where you live. By adding a Hail Deductible option on your homeowners policy from Badger Mutual Insurance Company, you can save money by lowering your insurance payments—typically 10 percent in most states. In the unlikely event you have a hail loss, your claim would be subject to a 20 percent deductible of the damages; not to exceed $3,000. In addition, most hail damage is minor and your costs, even with the hail deductible, would likely be minimal. This deductible applies only to hail. Contact your local Badger Mutual insurance agent to discuss the options and determine whether this deductible could benefit you. *Please refer to policy for detailed descriptions of coverage, limitations, and exclusions. Insurance Policies Personal Automobile/Vehicle Insurance Concierge Replacement Service Homeowners Insurance Homeowners Hail Deductible Renters Insurance Personal Umbrella Liability Brochures American Dream Automobile Insurance Concierge Replacement Service Equipment Breakdown Coverage Hail Deductible Hail Deductible (Wyoming Only) Homeowners Insurance Identity Fraud Lateral Line Coverage Personal Umbrella Renters Insurance Roadside Assistance What to do After an Auto Accident Call Us PERSONAL Personal Insurance Policies Automobile Insurance Concierge Replacement Service Homeowners Insurance Homeowners Hail Deductible Renters Insurance Personal Umbrella Liability COMMERCIAL Commercial Overview Commercial Package Policies Umbrella Insurance Restaurant Insurance Sports Bar & Tavern Insurance Rental Property Insurance Equipment Breakdown Coverage Cyber Liability Employment Practices Liability ABOUT US History Our Results Community Resources CONTACT US Contact Info FAQ Careers Privacy Policy Report a Claim Pay My Bill My Policy Mortgage Requests © 2021 Badger Mutual. All Rights Reserved. We care about you, and we care about your privacy. Badger Mutual Insurance uses cookies to help provide the best website experience for you. Learn more by visiting our Privacy Policy.GOT IT.Privacy policy