BECOME A MEMBER APPLY FOR A LOAN FIND A BRANCH CHECK RATES LOG IN MENU BORROW / CREDIT CARDS Credit Cards VISA GOLD CARD They say variety is the spice of life for a reason. Simply put, a one card fits all mentality is just a bad fit for our members. Whichever card you choose, you can rely on Unity One Credit Union to offer highly-competitive VISA credit cards with lots of extras. Rates as low as 7.9% APR* Same low rate for purchases, cash advances and balance transfers $500,000 Travel Accident Insurance No cash advance ATM withdrawal** fee No annual fee No balance transfer fees Manage your card online with EZ Card Info Reward Points provided by Scorecard Rewards - With every swipe of your VISA Gold Card, you earn points. Redeem those points for merchandise and travel or convert your points to credit for “erasing” select charges with Redeem2Erase! Click here for Frequently Asked Questions. *APR is annual percentage rate. Average savings of $1,547 is the difference between the amount paid in interest between Unity One's rate at 7.9% APR compared to the national credit card average of 17.87% APR and is based on a $6,194 balance over 38 months.**Non Unity One CU ATM machines may access a surcharge for cash withdrawal. Click here for full disclosures. Click here for a full list and description of card benefits. ***Redeem2Erase™ uses Scorecard Rewards points to refund posted transactions. Reward points are equivalent to $0.01 when using Redeem2Erase™. Scorecard Rewards points vary in value when used for merchandise redemptions. Points are only awarded on purchases of $1.00 or more. Points are not available on balance transfers and cash advances. APPLY FOR A VISA® GOLD CARD VISA CLASSIC CARD Rates as low as 11.9% APR* Same low rate for purchases, cash advances and balance transfers $250,000 Travel Accident Insurance No cash advance ATM withdrawal** fee No balance transfer fees Manage your card online with EZ Card Info $10 annual fee *APR is annual percentage rate. **Non Unity One CU ATM machines may assess a surcharge for cash withdrawal. Click here for full disclosures. APPLY FOR A VISA® CLASSIC CARD VISA SAVINGS SECURED CARD Secured by your Unity One Savings Rates as low as 13.9%* Same low rate for purchases, cash advances and balance transfers $250,000 Travel Accident Insurance No cash advance ATM withdrawal** fee No balance transfer fees Manage your card online with EZ Card Info $10 annual fee *APR is annual percentage rate. **Non Unity One CU ATM machines may access a surcharge for cash withdrawal. Click here for full disclosures. APPLY FOR A VISA® SAVINGS SECURED CARD VISA STARTER CARD (Must be at least 18 years of age) Rates as low as 17.9% APR* Little or no credit history Same low rate for purchases, cash advances and balance transfers $250,000 Travel Accident Insurance No cash advance ATM withdrawal** fee No balance transfer fees Manage your card online with EZ Card Info $10 annual fee *APR is annual percentage rate. **Non Unity One CU ATM machines may access a surcharge for cash withdrawal. Click here for full disclosures. APPLY FOR A VISA® STARTER CARD I'M INTERESTED IN A CREDIT CARD! First Name Last Name Email Address Think Outside the Bank.® Live Outside the Lines. NMLS: 411620 Routing Number: 296076369 LINKS Privacy Policy Disclosures Fee Schedule Complaint Notice Downloadable Forms Pay Your Loan EZ Card Info CONTACT US PHONE (800) 628-5517 EMAIL mservice@unityone.org © Copyright Unity One Credit Union. Federally insured by the NCUA.