menu loanDepot.com home search Make A Payment Apply Now Home Refinance Lower Payments. Consolidate Debt. Pull Cash Out. GET STARTED Refinance with Confidence Lifetime Guarantee After you refinance with us once, we’ll waive the lender fees and reimburse appraisal fees on any future refinance with loanDepot. Working For You Our licensed lending officers are held by a strict no steering policy and are not incentivized to sell one loan over another. Mortgage Expertise As a state licensed pioneer in our industry, loanDepot has funded more than $100 billion in loans since 2010. Let's see if Home Refinancing makes sense for You? Has your income increased? Do you need to consolidate debt? Has the equity in your home increased? Do you need money for a major expense? Has your credit rating improved? Connect with a loanDepot Licensed Lending Officer now at (888) 983-3240 Make Mortgage Refinancing a Breeze looks_one Talk to our Licensed Lending Officers looks_two Define Your Goals looks_3 Choose the Loan that's Right for You! looks_4 Get Approved for the Loan You Want looks_5 Submit Your Documents looks_6 Close Your Loan Current Mortgage Balance Current Monthly Payment Current Interest Rate New Interest Rate 30 Year New Loan Term CALCULATE Savings Estimate New Monthly Payment * $1,123 Your Monthly Savings $827 APPLY NOW Have questions? Give us a call at (888) 983-3240 * Monthly payments only include principal and interest and are not an offer to lend. Tax, insurance, and other fees may apply Get the loan that's right for you Adjustable Rate If you plan on staying in your home short-term or would like lower payments, an ARM loan program might be right for you Fixed Rate A traditional, fixed-rate mortgage is our most popular program for refinancing or a new home purchase VA We are authorized to offer special loan programs that are guaranteed by the VA for active military and veterans that are not available to the general public FHA Qualify with ease with as little as 3.5% down; originally for first-time buyers, FHA programs are now open to wider audiences Common Refinance Questions looks_one Should I refinance? looks_two How does refinancing work? looks_3 Can I refinance with bad credit? looks_4 How much can I save if I refinance? looks_5 How long is the refinance process? See all common refinance questions arrow_right_alt Common Purchase Questions Opens in a new tab What Our Customers Are Saying * David M. "At first I was skeptical, but loanDepot took the time with me and refinanced my home so I can afford to stay in it. They were also able to give me a personal loan. Everyone I dealt with was very kind." Jenifer P. "loanDepot took the time to explain in simple language all of the terms for my loan. I could not ask for anything more, they did exactly what they said they would and I have had no problems." Alan S. “Smooth right from the start through to the verification phone call. My rep, Brian bent over backwards to help make things happen.” * Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and is for display purposes only. Recommended Reading Catch the latest industry changes, get the 4-1-1 on mortgage basics, and keep up with the latest news from loanDepot and partners. what-near-zero-benchmark-rates-mean-for-homebuyers link opens in new tab What near zero benchmark rates mean for homebuyers 5 smart ways to help you get ahead financially in the New Year link opens in new tab smart ways to help you get ahead financially in the New Year Conforming loan limits increase link opens in new tab Conforming loan limits increase by $26,050 to $510,400 for 2020 Learn more in our Knowledge Cafe arrow_right_alt Knowledge Cafe Opens in a new tab customercare@loandepot.com mail To customercare@loandepot.com (888) 337-6888 x 6789 telephone 888 337-6888 x 6789 LinkedIn - Instagram - Instagram - LinkedIn - youtube HOME PURCHASE HOME REFINANCE LOAN OPTIONS LEGAL HELP To view legal disclosures and important notices, please click the following: Lifetime Guarantee Disclaimers Rate Assumptions Accessibility Accessibility Unsubscribe Unsubscribe NMLS#174457 - NMLS Consumer Access | ©2009-2021 loanDepot.com, LLC all rights reserved