MENU FREE CHECKING Life is a series of financial transactions. A safe, easy-to-use checking account is what you need to get there. Our difference: we just think some things ought to be free. Home > Personal > Free Checking You know what else is free? Your call to set one up. Click here to set up a time that works best for you. Sign Up Here FREE Checking. No minimum balance, no service charge and no transaction fees. Really. It’s free. FREE VISA Debit Card. Use it almost anywhere. Turn the card on and off from your mobile phone if you ever lose it or just to keep your account even safer. FREE Mobile Banking. Our app lets you move money between your accounts, or bank to bank, or person to person, or to pay bills...all for free. And deposit old school checks by taking a pic. Easy. FREE ATMs. Access to over 50,000 free ATMs at places you already visit like Target, Walgreens, CVS, Costco, Kroger, Love Field, and Racetrac. See how many are near you at AllpointNetwork.com. FREE Student Checking. If you’re 13-24, start your financial independence with a free account that includes a debit card, mobile baking, ATM access, Pay People, and no paper checks. Limits and alerts help parents supervise. FREE Nonprofit Checking. Other banks think you’re a business and charge you. We think you’re an asset to the community and give checking away free to clubs and organizations. Your cause is our cause. Find Your Location © Pioneer Bank, 2020 | Privacy | Security

MENU SIMPLE SAVINGS Getting where you want to be tomorrow depends on what you do today. Pioneer Bankers can design a savings plan to get you started and help you get there faster. Home > Personal > Simple Savings Get started toward your next big thing. Click to set up a time to talk that works best for you. See Your Options Free Savings. Saving made simple. As your balance grows, so does your interest, plus you only need $1 to open. Free High School Checking. It’s really all a teen needs – debit card, cool app, ATMs for days, done. Set spending limits and account alerts so nobody has to stress. Free Kids Savings. Start your kids on their banking journey. You only need 100 pennies to get started and kids earn a higher interest rate than we’d pay an adult (for their first $5,000). We think it’s important for kids to see their money grow. Money Markets. Better-than-savings rates for higher balances and you can conveniently make a few purchases each month, similar to a checking account. Certificates of Deposit. CDs provide low-risk, longer-term savings, plus we guarantee that our rates beat the FDIC national average. IRA's. The simplest, tax-advantaged way to save for retirement. The sooner you start your IRA, the more your money grows. Find Your Location © Pioneer Bank, 2020 | Privacy | Security