Go to main content Online banking Username Password Enroll Now | Forgot password? Veterans Affairs (VA) home loan Apply for VA loans with our preferred provider TruHome Solutions, LLC. This is a government loan program reserved for eligible military members, veterans and in some cases their spouses. VA loans offer the benefit of low to no down payment and no private mortgage insurance. VA loan details: 100% Loan-to-Value on Purchase Funding fee can be financed into the loan No monthly mortgage insurance is required Competitive rates Less restrictive credit guidelines for previous foreclosure or bankruptcy Seller can contribute up to 4% Possible to come into closing without any funds Allows for higher debt-to-income ratio at times, based on compensating factors and residual income Oregon State Credit Union offers several types of home loans. If you want help determining the best loan type for your situation, contact us at 800-732-0173 ext. 5152 or connect with a mortgage loan officer here. Apply here | VA loan TruHome This loan is being funded through TruHome Solutions, LLC. NMLS ID: 284608 9601 Legler Rd. Lenexa, KS 66219 (866) 981-1700 All loans subject to approval by TruHome Solutions, LLC. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and property conditions. Oregon State Credit Union is not part of any government agency, nor do we represent or have the endorsement of HUD, FHA, the U.S. Government, or any federal, state, or local government agency. The loan program is made available through TruHome Solutions, LLC. Oregon State Credit Union does not guarantee the products, services, information, or recommendations provided by TruHome Solutions, LLC or TruHome Solutions, LLC’s linked sites. Go to main navigation Accessibility assistance: If you have difficulty accessing or using any portion or function of our online or mobile channels, please call us at 800-732-0173 or email us. We will work with you to provide the information, item, or transaction you seek in a manner that we believe is accessible for you, as we are able. Branches Contact us Careers Site Map Oregon State Credit Union PO Box 306 Corvallis, OR 97339 Phone: 800-732-0173 | Routing number #323274270 | NMLS #472475 Contact Form Email Us Branch locations