HOME PRODUCTS CONTACT US COVID-19 Resource Center: Read the full announcement. Who We Are Independence American Insurance Company (IAIC) specializes in specialty health insurance and is licensed in 50 states. Our goal is to provide unique product offerings and quality service to both our agents and customers. Products IAIC Sells Short-term Health Insurance Coverage for 30 days to 36 months for individuals and families that find themselves without coverage Learn More Hospital Indemnity Insurance Supplemental indemnity insurance with a fixed benefit for covered conditions Learn More Individual Dental Insurance Coverage for preventive and basic care with optional coverage for major dental services Learn More Supplemental Hospital Insurance Additional benefits designed to subsidize ACA qualified health plans Learn More Gap Medical Insurance Coverage for accidents and qualified critical illnesses with lump sum benefit levels ranging from $2,500 to $10,000 Learn More Pet Insurance Comprehensive plans for the ability to choose the highest quality veterinary treatments for cats and dogs, without worrying about financial impact. Learn More About IAIC and The IHC Group Independence Holding Company, formed in 1980, is a holding company that is principally engaged in underwriting, administering and/or distributing group and individual specialty benefit products, including disability, supplemental health, pet, and group life insurance through IHC Specialty Benefits, Inc., a technology-driven full-service marketing and distribution company, and its three insurance companies. The three insurance companies are: Standard Security Life Insurance Company of New York Madison National Life Insurance Company, Inc. Independence American Insurance Company Independence Holding Company and its subsidiaries are commonly referred to as “The IHC Group.” Why work with IAIC? Financial Strength Independence American is rated A- (Excellent) by A.M. Best & Company Inc., a widely recognized rating agency that rates insurance companies on their relative financial strength and ability to meet policyholder obligations Technology Driven Our cloud-based quoting and enrollment tools make it easy for producers to help their clients make the best decisions for their health insurance needs Trusted Partner For 35 years the member companies of The IHC Group have worked with independent producers, career agents, General Agents and field marketing organizations to meet their client’s needs GET CONTRACTED TODAY Agent Finder IAIC works with licensed agents nationwide to provide our unique set of products and services. FIND AN AGENT NEAR YOU Independence American is licensed in all 50 states and its products include short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and pet insurance. AM Best has placed under review with developing implications the Financial Strength Rating (FSR) of a- (Excellent) and the Long-Term Issuer Credit Rating (Long-Term ICR) of “a-” (Excellent) of Independence American Insurance Company (IAIC) (Wilmington, DE). This rating action follows the announcement that IHC has signed a definitive stock purchase agreement to sell a 70% controlling interest in its pet division and in the stock of IAIC and other assets to a subsidiary of Iguana Capital Inc. Work With The IHC Group Want to be able to offer your clients IAIC insurance products? Fill out this short form or email start@ihcgroup.com to get started. First Name Last Name Email Address Phone Number ZIP Code SEND REQUEST WHO WE ARE Independence American is licensed in all 50 states and its products include short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and pet insurance. PRODUCTS Connect Series Short-Term Medical Independence Dental Metal Gap 2 Independence Hospital Insurance Plus Independence Hospital Insurance Individual Vision + Hearing Insurance COMPANY Contact Us Terms & Conditions Privacy Policy HIPAA Privacy Notice California Privacy © Copyright 2021 Independence American Insurance Company, All Right Reserved. CN: 2019-0265