MySaga Menu KNEE REPLACEMENT COVER Check our prices Retrieve a quote Contact us Health Insurance New to health insurance Switching to Saga Saga HealthPlans Tailor your cover Existing customers Conditions covered Does health insurance cover knee replacement surgery? It’s important to know exactly what your health insurance policy protects you against – whether you’ve had a long illness or require surgery, or are just looking at the long-term in general, you and your provider should be agreed on your potential medical requirements. Around 70,000 knee replacement surgeries took place on the NHS in 2019, for a range of conditions including osteoarthritis, which causes wear and tear on your body’s joints – particularly knees and hips – due to the loss of cartilage in your joints over time. You’ll likely need a full knee replacement if it's causing pain and loss of mobility on a daily basis, and is affecting your quality of life as a result. This procedure if performed privately without health insurance can be costly, with an average cost of over £11,000. With Saga Health Insurance, you can benefit from prompt access to a specialist after referral from your GP, and if you do require treatment, you have the option to choose where this takes place from a wide choice of private hospitals across the UK. Treatment in a private hospital also allows you to recuperate in peace and privacy in your own private room. Some of our Saga HealthPlans also offer physiotherapy, to help your recovery. Find out more about our Health Insurance For more information about our knee replacement cover, simply call our friendly, UK-based advisers on 0800 015 0226. Alternatively, you can get a quote online in minutes. Contact us We'd love to hear from you Log in to MySaga Products Car insurance Home insurance Travel insurance Health insurance Motorhome insurance Landlord insurance Caravan insurance Pet insurance Contact Us Careers Site Map Cookie Policy Corporate Privacy Policy Terms and Conditions Modern Slavery Statement Gender Pay Report Making a complaint © Saga 2021 Registered Office: Enbrook Park, Folkestone, Kent, CT20 3SE. How do you like your cookies? We use cookies to ensure you get the best experience on our site, they help us understand how you use the site and tailor the content you see. Our Cookie Policy tells you all about them and you can review your options at any timeCookie Policy Accept All Cookies Customise Settings