Menu Online Banking Sign In Forgot Username Forgot Password New User Couple laughing holding a credit card Rates Rates are effective as of February 2, 2021 PERSONAL AND BUSINESS CD RATES TERM MINIMUM RATE ANNUAL PERCENTAGE YIELD 6 MONTH $1,000.00 .15 .15 7 MONTH $1,000.00 .20 .20 12 MONTH $1,000.00 .25 .25 13 MONTH $1,000.00 .35 .35 15 MONTH $1,000.00 .30 .30 18 MONTH $1,000.00 .40 .40 24 MONTH $1,000.00 .40 .40 30 MONTH $1,000.00 .40 .40 36 MONTH $1,000.00 .40 .40 48 MONTH $1,000.00 .45 .45 60 MONTH $1,000.00 .50 .50 SAVINGS AND NOW ACCOUNT RATES RATE ANNUAL PERCENTAGE YIELD PERSONAL & BUSINESS SAVINGS .10 .10 PERSONAL INTEREST CHECKING .10 .10 PERSONAL MMDA RATES BALANCE RATE ANNUAL PERCENTAGE YIELD $1,000.00-$2,499.99 .15 .15 $2,500.00-$4,999.99 .15 .15 $5,000.00-$9,999.99 .15 .15 $10,000.00 AND OVER .20 .20 PERSONAL PREMIUM MMDA RATES BALANCE RATE ANNUAL PERCENTAGE YIELD $10,000.00-$24,999.99 .20 .20 $25,000.00-$49,999.99 .25 .25 $50,000.00-$99,999.99 .30 .30 $100,000.00-$249,999.99 .35 .35 $250,000.00 AND OVER .55 .55 BUSINESS MMDA RATES BALANCE RATE ANNUAL PERCENTAGE YIELD $1,000.00-$2,499.99 .15 .15 $2,500.00-$4,999.99 .15 .15 $5,000.00-$9,999.99 .15 .15 $10,000.00 AND OVER .20 .20 BUSINESS PREMIUM MMDA RATES BALANCE RATE ANNUAL PERCENTAGE YIELD $10,000.00-$24,999.99 .20 .20 $25,000.00-$49,999.99 .25 .25 $50,000.00 AND OVER .30 .30 Southern Illinois JOHNSTON CITY PO Box 157 Johnston City, IL 62951 P: 618-983-8433 F: 618-983-6224 WEST FRANKFORT PO Box 128 West Frankfort, IL 62896 P: 618-932-8536 F: 618-932-3106 ZEIGLER PO Box 70 Zeigler, IL 62999 P: 618-596-8028 F: 618-596-8067 THOMPSONVILLE PO Box 118 Thompsonville, IL 62890 P: 618-627-4400 F: 618-627-4410 HERRIN PO Box 597 Herrin, IL 62948 P: 618-942-9470 F: 618-942-9486 © 2021 Southern Illinois Bank | Sitemap