Home Download Acrobat Reader 5.0 or higher to view .pdf files. Menu IncredibleBank Log In Business Credit Cards That Mean Business Cards with low interest, high expectations and cash back for good measure. Small business, huge business, new business, start-ups or third generation; it doesn’t matter, IncredibleBank has the business credit cards you need. Of course, our low- interest credit cards are of high demand, and so are our cash-back business credit cards, but in the end, what matters most is that you deserve a business credit card that’s just like you, incredible. Choosing the right business card is easier than ever. Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business. No matter which card you choose, you'll enjoy important features like: Expense management tools No fee for additional employee cards EMV smart chip technology for added security Mobile payment capability for added convenience Select the business credit card that best fits your business. Cash Rewards For Your Business Earn More Rewards A Card For A Non-Profit or Municipality Flexible Rewards To Use The Way You Want3 Pay Down Balances My incredible? A good crowd, a fine bourbon and my guitar. Peter Nomm pours everything into his pours. Vodka, Bourbon, Gin and Moonshine. Yes, Moonshine. Northern Waters only distills the highest quality spirits. It’s the only way they’ll play it. Except at the end of the day when it’s really time to play. Northern Water Distillery, IncredibleBank Customer Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). 1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles. 2 Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code as office supplies or cellular phone, landline, internet and cable TV services. In addition, you will earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations or restaurants. The number of additional Points earned on office supply store purchases, cellular phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire five years from the end of the quarter in which they are earned. 3The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. 4 Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. 5 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned. 6 You will earn 1 Point for each dollar in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn 1 additional bonus Point (for a total of 2 Points) for every dollar in eligible net purchases in your top two highest merchant spend categories (“Highest Categories”) each billing cycle. Highest Categories can change with each billing cycle, depending on your purchase behavior during a particular billing cycle. Highest Categories automatically adjust to reward you on where you spend the most. Some exclusions apply. Merchants are assigned codes based on what they primarily sell. Elan Financial Services cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. A purchase will not earn additional points if the merchant’s code is not eligible. Points expire five years from the end of the quarter in which they are earned. 7 A one-time 20,000 bonus points will be awarded after eligible net purchases totaling $500 or more are made to the Authorized Officer’s Card within 90 days from account opening. These bonus points will be awarded on your monthly billing statement. Use of the Smart Business Rewards Card is subject to terms and conditions of the Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Additional bonus points are earned only on Authorized Officer purchases. Offer is subject to credit approval. The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Log In Customer ATM & Branch Locator Contact Us Cybersecurity Depositor Control FDIC Insurance Estimator (Opens in a new Window) Financial Calculators Lost or Stolen Card Mortgage Insurance Claim Order Checks (Opens in a new Window) Personal Financial Statement Rates Secure Upload Company Information About Us Careers IncredibleBank Foundation Leadership NMLS Numbers Sitemap Terms and Policies Consumer Terms & Conditions (Opens in a new Window) Business Terms & Conditions (Opens in a new Window) Privacy Notice (Opens in a new Window) Schedule of Fees (Opens in a new Window) Verified: Nov 25, 2021 Routing # 075911742 Facebook LinkedIn Twitter Instagram © 2021 IncredibleBank | All Rights Reserved