Login Search Personal Business Resources About KCU Join Us HELOC Special Make Your Home Your Oasis Our Home Equity Line of Credit (HELOC) Special features a low introductory rate of 1.99% APR* through 5/31/2022 on total advances of $10,000 or more made before 12/31/2021. 4.75% variable APR* after that. Your home is more than just walls and windows. It’s the place memories are made. It’s where friends and family gather and where life happens. You’ve worked hard for your home, now let your home work for you. Don’t have a HELOC yet? Applying is fast, free and easy and we’re here to help you get started. Already have a HELOC? Just use your line on total advances of $10,000 or more and enjoy this amazing deal! Already have a HELOC but don’t have enough room to reach the $10,000? Now may be a great time to explore the option of adjusting your loan. Let’s work together and see if refinancing your HELOC is an option. Disclosure View All Home Equity Products Apply Now! *APR = Annual Percentage Rate and is a variable APR from 4.75% - 18.00%. You may have to pay certain third-party closing costs that range between $0 - $775 depending on if an appraisal is required. The information, APR, and introductory offer is accurate as of March 6, 2020 and is subject to change. All loans subject to approval. Personal Auto Credit Card Home Equity Mortgage Setting Up Online Access Checking & Deposits Investment Services Student Loans Auto Pay Make A Payment Check Application Status About KCU About KCU Our Board of Directors Our Supervisory Committee Management Join Us Careers Locations Newsroom Business Business Checking Business Savings Getting Started Business Loans Business Auto Loans Commercial Real Estate Credit Card Setting Up Online Access Meet The Team Business Services Resources Account Security Articles Membership Perks Blog Click Switch Deceased Member Educational Grants Financial Wellness Help Database It's a Money Thing Visa Falcon Fraud Alerts Visa Purchase Alerts Mobile Banking Mobile Bill Pay Mobile Check Deposit Mobile Wallets Phone banking Web Browser Policy Zelle Online Scheduling Auto Pay Make A Payment Check Application Status Make A Payment Auto Pay Federally Insured by NCUA | Equal Housing Opportunity Account Agreement & Disclosures ADA Website Accessibility Alternatives to Foreclosure Privacy Statement Routing number: 325180223 KCU NMLS 445336 © 2021 Kitsap Credit Union | PO Box 990 Bremerton, WA 98337 | 360-662-2000 or 800-422-5852