placeholder for jump to top link Join Chat Log In Menu As a not-for-profit, we're always eager to provide benefits that other institutions don't. Insurance Join Now Contact Us We offer exclusive deals that deliver additional value. All Credit Union ONE Members get access to discounts and perks, like CUONE Perks, and Love My Credit Union Rewards. And there are more deals available if you work in the Healthcare sector and much more. It's all part of our "people helping people" mission. Beyond our full suite of valuable products and services, these extra benefits are another way we want you to know that your needs are our priority. Browse all of our Membership Benefits: All Accidental Death & Dismemberment Insurance Accidents can happen anytime. Don’t leave them unprepared. Your untimely accidental death could leave your family with long lasting financial burdens. Accidental Death & Dismemberment Insurance can help give them a safety net. How does it work? As a member of Credit Union ONE you are eligible to enroll for $1000 of no-cost TruStage® Accidental Death & Dismemberment Insurance underwritten by CMFG Life Insurance. AD&D Insurance can pay your beneficiary a cash benefit if you die in an accident. It also pays benefits if you are hospitalized or suffer dismemberment due to a covered accident. What’s covered? Once you enroll, AD&D Insurance pays a cash benefit to your beneficiary if you die from a covered accident or you suffer a covered serious injury. Credit union members ages 18 and over can also choose to increase their protection (Member Only Plan) or their family's (Family Plan) with up to an additional $300,000 in coverage. Acceptance is guaranteed and there are no medical questions. Enroll today at www.TruStage.com/ADD TruStage® Accidental Death & Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly, IA 50677 0061. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Base Policy Series E10a-014-2012, E10a-ADD-2012 and E10a-015-2012, ADD-2018-POL, 2018-ADD-POLRDR-CR, 2018-ADD-POLRDR-CNR. © 2019 TruStage Insurance Agency ADD-1607689.2 Learn More TruStage® Auto & Home Insurance Program Designed for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service. Get your free quote today or call 1-855-483-2149. TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. © TruStage Insurance Agency 2017 AHE, AHL-1339661.2 Learn More General Life Insurance Expect the best out of life, but be prepared. You’ve always done what’s right for the ones you love. Taking steps to ease the financial burden if you were to die is just one more way to show you care. TruStage® Life Insurance can help give you peace of mind today and provide an income-tax free cash benefit for your family. It can help pay expenses you might leave behind like funeral costs, mortgage payments or unpaid debts. TruStage helps make it easy to compare insurance and explore options you can afford—so you can make a good decision today for your family: Compare life insurance options See instant quotes based on your budget Apply online or over the phone Don’t wait another day to be prepared. Get an instant quote online today. Or, call 1-800-814-2914 and talk to a licensed agent. COMPARE INSURANCE A Tradition of Strength TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of February 2017 by A.M. Best, an independent rating service that evaluates financial stability and operating performance. “A” is the third-highest of 16 ratings. TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. © 2017 TruStage Insurance Agency DTCG-1753156.1 Learn More Guaranteed Asset Protection (GAP) With Deductible Assistance GAP offsets the financial gap that exists between your insurance payout and your outstanding loan balance when a vehicle is stolen or totaled and not recovered*. May helps you avoid potentially paying thousands of dollars out-of-pocket May cancel $1,000 toward the purchase of a replacement vehicle financed with Credit Union ONE if yours is totaled or stolen and not recovered Deductible Assistance* is designed to cancel $1,000 on your loan to help you during a time of need Cost is $399, and can be financed with your loan Learn More Credit Life & Disability Make sure you have insurance that will help pay off loans if you're disabled, or worse. Credit life insurance pays off a loan balance (up to contract limits) in the event of death; maximum $100,000 per loan Credit disability insurance benefit is $1,000 monthly; must be working 25 hours per week to qualify Learn More Mechanical Repair Coverage Provided by MEMBER'S CHOICE® through the CUNA Mutual Insurance Agency, Inc., this affordable car repair insurance policy covers various scenarios. Platinum and Gold programs available Limits your out-of-pocket costs for unexpected repairs Can be used at any authorized repair facility in the U.S. or Canada Learn More *Primary insurance policy must be in force at the time of loss with full coverage. Available limits up to $1,000 per occurrence. Only available on motor vehicles. Not available on RV, power sport or watercraft loans. Certain eligibility requirements, conditions and exclusions may apply. Take advantage of Membership Benefits today. Join Now Contact Us Not sure how to get started? How to Open an Account What you need to get started Chat Online Connect with a member service representative through our site. Contact Us Call us at 800-451-4292. Find a Branch Come into one of our convenient locations. Explore More Credit Union ONE is a Michigan credit union offering checking accounts, credit cards, mortgages, competitive rates, online and mobile banking and much more. Bank online or visit us today in Ann Arbor, Berkley, Davison, Detroit, Farmington, Ferndale, Grand Rapids, Lincoln Park, Macomb, Shelby Twp, St. Clair Shores, Southfield, Sterling Heights, Traverse City, Troy, Waterford, West Bloomfield, Westland, or Woodhaven, MI. Learn Connect Go Routing Number: 272479841 Bauer 5-Star Rated Credit Union ONE Headquarters 400 E. Nine Mile Road, Ferndale, MI 48220-1774 Sitemap Privacy Statement Website Accessibility © 2021 Credit Union ONE. Credit Union ONE is federally insured by the National Credit Union Administration and is an Equal Housing Lender. Your savings federally insured up to $250,000 and backed by the full faith and credit of the United States Government. Back to top