Employees Employee Coverage Request-a-Proposal Contact Us Employers Employer Coverage Cafeteria Plan Forms Professional Liability Request a Proposal from an OMNI Representative Our coverage provides protection against claims that may be brought against you in your practice as a physician. The carrier is rated A (Excellent) by A.M. Best. Features and Highlights… Individual Policy Benefits: LIMITS – Base coverage is $100,000/$300,000. Carrier offers “straight-through” coverage of 1ML/3ML. POLICY TYPES – Occurrence and standard claims-made (with prior acts available) policy types are available. PREMIUM CREDITS – Premium credits are available for claims-free, risk management, and large groups. SETTLEMENT PROVISION – Insured retains ABSOLUTE consent to settle. No Financial liability is assumed for any claim contained within policy limits. No hammer clause. EMPLOYED STAFF – Covered at no extra costs. EXTENDED REPORTING PERIOD – Extended reporting period for claims-made policies; tail coverage is available. CONTRACTUAL LIABILITY – Protects you for hold harmless agreements with HMO’s, PPO’s IPA’s or other organizations. PROFESSIONAL CORPORATION OR PROFESSIONAL ASSOCIATION – Protects the assets of your professional association against claims within your limits. LOCUM TENUMS – Permits limited sharing of your policy while licensed and approved physicians fill in for you while on vacation, etc. DEFENSE COSTS (INCLUDING ATTORNEY FEES) – Covered and does not reduce the limits of your policy. RISK MANAGEMENT – Publications, seminars, programs and practice audits are Available. Entity Policy Benefits: POLICY WITH SEPARATE LIMITS – Corporations, associations and partnerships are eligible to purchase a policy to protect the assets of the entity. DEDUCTIBLE – While the policy is offered without a deductible, you may elect a deductible to reduce costs. Group Policy: Multiple physician office should ask about a group policy. Qualifying groups may be eligible for a premium discount. For more information, please contact us. User Services OMNI Section 125 Plans Cafeteria Plan - Enroll Online Check Your Account Balance IRS Indexed Figures for 2020 Submit Claims Featured Products Homeowners/Flood Coverage Business Office Package Professional Liability Coverage Individual Disability Insurance Individual Term Life Site Search Featured Products Homeowners/Flood Coverage Business Office Package Professional Liability Coverage Individual Disability Insurance Individual Term Life User Services OMNI Section 125 Plans Cafeteria Plan - Enroll Online Check Your Account Balance IRS Indexed Figures for 2020 Submit Claims Toll-Free Assistance Employers or Employees may call during our business hours for questions about their Flexible Spending Accounts. Omni's toll-free telephone number is 1.800.375.6664. You may also contact your Omni representative directly from our Contact Us page. Copyright © 2004 - 2020 Omni Group, LLC. -- All Rights Reserved // Webmaster