Submit About usContact usLocations and ATMs Enter search term here.... Bank Borrow Discover Join Login Home Auto, RV and Motor Sport Loans Boat and Motor Sports Loans Boat, trailer and motor sport loans The beauty of the Pacific Northwest is unrivaled, and there's no better way to experience it than by going off road. Our boat, trailer and motor sport loans make it easy for you to get the power machines you love including: Boats, personal watercraft and jet skis UTVs, ATVs and dirt bikes Snowmobiles Horse, stock and utility trailers And if you need a larger vehicle to haul your toys, we've got you covered with auto loans, too. Start your application Featured Boat Loan Rate Rates accurate as of November 26, 2021 APR AS LOW AS* 3.73% TERM 84 months PAYMENT PER $1,000 $14 View boat rates View motor sport/trailer rates Get a great deal on your boat, trailer or motor sports loan Purchase or refinance Purchase through a dealer or let us help refinance your current loan, including cash-out options. New or used Whether it's new or "new to you," we have the loan options you need to get you moving faster. Easy on the wallet Competitive rates, generous terms and no loan setup or early pay-off fees Many types of vehicles We finance boats, jet skis, snowmobiles, ATVs, stock trailers and more. Start your online application Light on paperwork. Big on service. Buying a boat, jet ski, stock trailer, UTV or ATV is all about envisioning the fun you have to look forward to. That’s why we process your loan with as little paperwork as possible to make it fast and easy so you can focus on making memories. Step 1: Apply. Complete a loan application online, by phone or at your favorite dealership. You can also apply for preapproval before you shop. Step 2: Value. For new purchases, we use up to 100% of the dealer's MSRP for its value. For used, we’ll assess the value using the NADA (National Automobile Dealers Association). Step 3: Sign and drive. After you've been approved and found the perfect toy or trailer, sign on the dotted line at the dealership and you'll be on your way. I'm ready to apply Connect with an expert Shop with confidence Get preapproved for a loan before you shop for your new boat, jet ski, trailer, snowmobile or ATV. This can give you leverage when you are negotiating at the dealership. Plus, it can help you avoid snap financing decisions or feeling pressured to buy "add-ons." Getting preapproved lets you know how much you can afford and anticipate what your monthly payment will be. You can get preapproved in advance of shopping or you can get preapproved onsite with one of our partner dealerships. Solarity works with dealerships in Washington through our Dealership Partner Program. Visit a participating dealership and ask for financing through Solarity Credit Union. With the same great rates and terms, it's easy to get financed and drive away—all in a single visit to the dealer. If you’ve been preapproved with Solarity, simply let the dealer know and you'll be good to go. Advantages of getting preapproved Know your price range in advance to avoid overspending Understand your loan options--such as rate, term and payment--ahead of time Leverage your preapproval to negotiate as a "cash" buyer Side-step financing games, tactics and last-minute "add-ons" Ready to finance the fun? You have options when it comes to financing your new boat, trailer or motor sport machine. Work directly with the dealer or apply with us in advance. Either way, it's as easy as apply, sign and go! Online Applying online is simple and our experts are standing by if you have any questions. Apply for preapproval Call Ready to talk to someone right now? We're ready to talk to you, too! Call 800.347.9222. Make the call Chat Feeling chatty? Click the blue "Chat" button in the lower right corner to get the conversation started. Common questions about consumer loans Do you offer private party loans? Solarity does not offer private party loans on vehicles, motor homes, travel trailers, campers, fifth wheels, boats and jet skis. A personal loan is an alternative to the private party loan that you can apply for with Solarity. If you would like more information about personal loans, please contact us at 800.347.9222 option 6 or through our online chat. Apply for a personal loan here. We do offer vehicle loans and you can learn more here. When should I expect my title after paying off my loan? View all FAQs Loans to help you live life to the fullest Auto Loans From cars and trucks to SUVs and classic cars, we have loans for whatever drives you. Explore auto loans RV Loans Upgrade your next camping adventure! Financing for motor homes, travel trailers, fifth wheels and campers. Let's go Home Equity Tap into the buying power of your home to pay for large expenses or consolidate debt. Find out more Helpful articles and information Solarity and YWCA Partner Up for the Holidays This holiday season, Solarity will be collecting toys on behalf of the YWCA that will be distributed to the children they support. Read more Protecting your money: how to identify fraud Do you know the four common tactics used by scammers? Familiarize yourself with their methods to protect yourself from becoming a victim. Read more Solarity raises conforming home loan limit to $625,000, helping members overcome rising home prices This increase means some borrowers may be able to purchase the home they want at conventional loan pricing, without having to step up to a jumbo loan. Read more *Annual Percentage Rate (APR) accurate as of date shown and subject to change. All loans are subject to credit approval. Not all applicants will qualify for a loan or the lowest rate shown. Special terms and conditions may apply. Call us: 800.347.9222 Member Contact Center Hours Monday - Thursday: 8 am to 5:30 pm PT Friday: 8 am to 6 pm PT Saturday: 9 am to 2 pm PT Branch hours may differ. Mailing Address P.O. Box 2922 Yakima, WA 98907‑2922 Services Auto, RV, Boat and Motor Sport Loans Home Loans Commercial Real Estate Online and Mobile Banking Personal Banking Help & Support Avoid Foreclosure Consumer Fees Disclosures FAQs Helpful Articles Privacy Connect With Us Careers Contact Us Find ATMs and Locations © 2021 Solarity Credit Union. All rights reserved. All loans subject to credit approval. Membership required. Federally Insured by NCUA. Equal Housing Opportunity | NMLS #469535 | Routing #325183738 Chat