Heritage Bank Mobile Logo Menu Treasury Management Contact Nick Salsgiver at 859-869-2942 or n.salsgiver@OurHeritage.bank to get started. Here. For Organizations Focused On Automation and Efficiency. We’re here to help you work smarter. Helping the businesses, nonprofits and public entities we serve find ways to drive efficiency, increase accuracy and improve cashflow is what Treasury Management employees like best about our jobs. Our fees are very competitive and designed to produce a Return On Investment for customers. Our service makes us the best value in the Cincinnati and Northern Kentucky region. LEARN MORE ABOUT HOW WE CAN HELP Automated Clearing House (ACH) Origination Control payments and receivables through electronic funds transfer. Eliminate time-consuming tasks like writing and processing checks. Save money on postage and check printing. Quickly and efficiently process single and recurring payments. Transmit payroll, direct deposits and other disbursements. Wire Origination We can help you move money fast through domestic wires, ensuring same-day vendor payments. We also send international wires through foreign exchange. Mobile Services Enjoy all the same convenience of online banking from your smart phone or tablet. If you are registered for online banking, go to your favorite app store, download the Heritage Bank Business app, and make the most of your mobile banking experience. Mobile Deposit Deposit checks from your smart phone or tablet. Mobile Pay Just follow a few simple directions for linking your Heritage Bank Business Mastercard® Debit Card to Heritage Mobile Pay to pay for everyday transactions without your wallet or a physical debit card. CardGuard® Use CardGuard® to turn your card off and on from a mobile device. Set spend limits. Monitor or block types of transactions and merchants. Restrict transactions to a geographic area. SecureAlerts Stay on top of your finances from anywhere with custom alerts. Monitor account balances and activity, receive deposit and withdrawal notifications and more. Best of all, select the notifications you want to receive and how you want to receive them (text or email).* *Carrier message and data charges may apply. Merchant Services for Credit & Debit Card Processing Our partner, BASYS, is a leading provider of credit card and debit card payment processing. Known for customer service, BASYS offers a range of technology and competitive transaction fees. LEARN MORE Lockbox Collections Increase efficiency and improve cash flow. Arrange for payments to be mailed to a Heritage Bank post office box. We’ll post the payments and credit your account the day received then send you copies of the invoice, envelope, check and all information contained in the payment envelope. Positive Pay Combat fraudulent activity by matching checks your business has issued against transactions posted to the deposit account. Upload checks via file or enter check details directly through Heritage Bank Online Banking. Direct Connect Perform all your online banking tasks directly within QuickBooks®. Contact your Heritage Banker to learn how to get started. Remote Deposit / Merchant Capture Deposit checks quickly and securely without a trip to a branch. Use a desktop scanner to deposit images of your checks directly into your account through a secure internet portal. Heritage Bank Cash Vault Services Move cash to the bank safely. Secure cash at your place of business. Deposit cash remotely and access the funds before we receive the cash. Meet The Team Nick Salsgiver prides himself on building a Treasury Management Department rivaling Heritage Bank’s national competitors. In addition to a full suite of competitively priced services, Nick’s strategy is centered on service and the trust only relationships can foster. Like all the best community bankers, Nick has a knack for turning customers into friends. Helping customers become more successful, seamlessly integrating with their business banker and delivering on his promises is personal. “I’m well suited to banking because the industry continues to innovate in response to technology, generational preferences and business needs,” said Salsgiver. “Banking is ever changing, and just like our business customers, we need to think on our feet.” Nick and his wife grew up in Mansfield, Ohio but are firmly rooted in greater Cincinnati. Along with their two young sons, they enjoy traveling and favor Disney destinations at this point in their lives. Eventually, Nick hopes to travel to all 50 states. Whether at home or on the road, he is an avid golfer. 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