1-800-711-BANK (2265) Menu Login Back Make Memories Happen Mortgage solutions for affording your dream space. In This Section Borrow Credit Cards Mortgages Buying Your First Home Construction Loans VA Loans FHA Loans USDA Insured Loans Refinancing Mortgage Calculators Online Applications Find a Mortgage Loan Originator Mortgage Checklist 5 Mortgage Pitfalls Mortgage Rates Mortgage Refinance Pre-Qualification vs Pre-Approval Start Smart Pre-Approval Loans Check out our monthly newsletter. READ IT NOW. Home Mortgages First home, second home or investment property, we can help guide you through the mortgage basics, understand the not-so-basic, and help keep it all affordable with competitive rates so you can borrow the money you need with confidence. We make home sweet home simple and convenient. Apply for a Mortgage or Submit a Pre-Qualification Search mortgage interest rates based on the amount you need to borrow Login to your Mortgage account (for accounts opened prior to August 2, 2021) Low Interest Mortgage Options Fixed Rate Mortgages Finding the right home isn’t always easy. Fortunately finding the right mortgage loan with a competitive fixed rate that works for your budget and needs can be. Let’s talk and find the right one for you. We also have a new home toolkit from the CFPB. Adjustable Rate Mortgages (ARM) Interest rates may be lower than a fixed loan rate initially, allowing you to afford more on your mortgage loan, but they can fluctuate over time Adjustable Rate Mortgage loans feature interest rates that move up and down based on the changes of an underlying interest rate index, which is usually the prime rate Adjustable Rate Mortgage interest rates usually have caps or limits on how high it can move in a given period, but your rate can change multiple times during a year We have a few tools to help you understand the difference between fixed and adjustable rate mortgages. First Time Home Buyer Buying your first home is a big deal, which is why we make a big deal out of helping you buy yours with confidence, so the home you love is the home you can afford. Learn more about our First Time Home Buyer Programs and the FHA loan options available to you. Construction Loans We may not be able to help with choosing paint colors and faucets, but with the right construction loan, you can afford to build and accessorize your home to make it uniquely yours. VA Loans Our VA loans allow for up to 100% financing, there is no down payment required VA loans are insured by the U.S. Department of Veteran's Affairs VA determines your eligibility for this program USDA Loans USDA loans are designed to provide assistance for buying properties in designated rural communities The maximum loan amount is up to 100% of the appraised value, with no down payment required. 601 Philadelphia St., Indiana, PA 15701 1-800-711-BANK (2265) ATM/Branch Locations Careers Secure. Convenient. Mobile. First Commonwealth Bank proudly offers top local banking solutions in our communities of Pennsylvania and Ohio, including banks in Altoona, Canton, Cincinnati, Columbus, Indiana, Pittsburgh, State College and Williamsport. Get Started with us today NMLS# 479240Routing Number 043306826 Regulatory NoticesEmail CommunicationsTerms & ConditionsPrivacy PolicyHTML Sitemap ©2021 First Commonwealth Bank, Member FDIC