Search Locations ATMs Español Personal Business Commercial Money Tips Sign In Saving you time and piece of mind. Open a new account online. Open an Account WaFd Bank Personal Banking Savings, CDs & Money Markets Savings Accounts, CDs & Money Market Accounts We have the tools and service to help you build wealth with confidence. Free for minor accounts up to age 18 Learn more about Savings, CDs and Money Market accounts Over 32,000 FEE-FREE ATMs Find an ATM 24/7 online & mobile banking with mobile check deposit Learn more about Online and Mobile banking Over 200 branches in 8 states to serve you Branch locations Saving for Retirement? Let's get started Compare savings account details table Savings Money Market Gold Money Market Open Account Open Account Open Account $25 initial deposit ($10 for minors) Only $25 initial deposit Only $25 initial deposit Minimum to earn interest is $100. ($10 for minors); this is a variable rate account. See interest rates/APY Minimum to earn interest is $1,000. this is a variable rate account. See interest rates/APY Minimum to earn interest is $1,000. Earn interest at a higher rate with a Gold Money Market account. This is a variable rate account. See interest rates/APY No monthly fee ($3 Per Month for balances below $100) Free for minor accounts up to age 18. No monthly fee ($10 Per Month for balances below $1,000) No monthly fee ($10 Per Month for balances below $1,000) (Not available for IRAs) WaFd Bank will not run your credit for this application.1 1For account opening WaFd Bank does not pull your credit from one of the three main credit bureaus. We will review OFAC and ChexSystems®. Coverdell Education Savings Apply at a Branch Save for you child's future today. With a Coverdell Education Savings Account you can contribute up to $2000 after-tax annually per child. And the best part is, when the funds are withdrawn they're tax-free. A Coverdell ESA can help you save for a child's education expenses, such as tuition, fees, books, supplies, equipment, and in some cases, room and board. Contributions can be made by family members, corporations, or other individuals until the child reaches age 18. Assets from the ESA can also be transferred or rolled over from one ESA to another ESA for the same child or an eligible family member of the child. Now that's smart. Compare savings account details table POPULAR 13-Month CD Special Certificate of Deposit Open Account Apply at a Branch $1,000 minimum to open ($500 minimum to open for minors) Only $1000 initial deposit ($500 for minors, $100 for IRAs) Minimum to earn interest is $1,000 ($500 for minors) See interest rates/APY Minimum to earn interest is $1,000. ($500 for minors, $100 for IRAs). See interest rates/APY Checking accounts eligible for higher interest rates/APY include Free, Green, Stellar Plus or Select Checking. Terms from 3 months to 5 years. Monthly interest payments available for accounts with $10,000 or more. WaFd Bank will not run your credit for this application.1 1For account opening WaFd Bank does not pull your credit from one of the three main credit bureaus. We will review OFAC and ChexSystems®. Mobile & Online Banking We make it easy to get your banking done on-the-go. Pay bills online or with your smart phone. Check your balance, view transactions and transfer money. Deposit a check with your smart phone and mobile photo deposit. Pay a friend with person-to-person transfers. Deposit funds on your schedule or at our smart ATMs. Apply App Store Google Play Store Sign up today Two easy ways to open a Savings Account or CD. (CD accounts are opened in branch) Apply Online -or- Apply at a Branch All you need is: Driver's License Social Security Number $25 initial deposit $10 for minors Contact Us For more information about our account services, or to talk to our Client Care Directors: Call 1-800-324-9375 Email info@wafd.com Contact your neighborhood branch. 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