JOIN RATES CONTACT LOCATIONS EDUCATION CAREERS ESPAÑOL eBranch Login Enroll Today PERSONAL BUSINESS LOANS INSURANCE SERVICES ABOUT INSURANCE AND PROTECTION UPDATE YOUR INSURANCE INFORMATION If you received a letter requesting you to update your insurance information on your Idaho Central Auto or RV loan, please visit www.myinsuranceinfo.com. MEDICARE If you’re turning 65, it’s time to start exploring the confusing world of Medicare! We get it – healthcare can be overwhelming. Here at Idaho Central we’re here to help. Our licensed agents dedicate their time to helping Medicare-eligible individuals by: SUMMARY OF EACH MEDICARE PLAN ORGANIZATION OF HEALTH INFORMATION ENROLLMENT DATES CALCULATION OF MONTHLY AND YEARLY COSTS Our brief guide can help you understand the different ways and times to enroll in Medicare and can keep you on track as you approach your 65th birthday. LEARN MORE There is no obligation to enroll in order to receive our services. Not endorsed by or affiliated with Medicare. Idaho Central Insurance Services, LLC is a wholly-owned subsidiary of Idaho Central Credit Union and a licensed insurance agency. Business conducted with Idaho Central Insurance Services, LLC is separate and distinct from any business conducted with Idaho Central Credit Union. Insurance products are not products or obligations of Idaho Central Credit Union, are not NCUA or federally insured, are not endorsed or guaranteed by Idaho Central Credit Union or any government agency and may lose value. LIFE INSURANCE To protect the ones you treasure most, you need the right life insurance plan. Your family could face challenging financial obligations if you’re not there. Plan for them now with benefits to help with: FUNERAL COSTS AND FINAL MEDICAL BILLS MORTGAGE AND OTHER OUTSTANDING DEBTS FOOD, UTILITIES, AND OTHER LIVING EXPENSES COLLEGE OR CHILDCARE COSTS YOUR SPOUSE’S RETIREMENT Let us help you take care of your greatest treasure. ENROLL TODAY TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. ACCIDENTAL DEATH AND DISMEMBERMENT (AD&D) TruStage AD&D provides benefits for death or dismemberment as a result of an accident, including: COVERAGE FOR ACCIDENTAL LOSS OF HEARING, LIMB, EYESIGHT, SPEECH, AND MORE HOSPITAL BENEFIT EDUCATION ASSISTANCE CHILDCARE ASSISTANCE INFLATION PROTECTION Idaho Central members are guaranteed acceptance. No physical exam or health questionnaire is required. AD&D insurance offers an affordable, easy way to help plan for your family so the unexpected doesn’t catch you unprepared. ENROLL TODAY TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. **AD&D Base Policy Series E10-ADD-2012 and E10a-014-2012 AUTO AND HOMEOWNERS INSURANCE You trust Idaho Central Credit Union to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you the TruStage Auto & Homeowners Insurance Program. THIS PROGRAM IS THE PROPERTY AND CASUALTY COVERAGE SOLUTION PREFERRED BY THE CREDIT UNION. CONVENIENT ESERVICE ALLOWS YOU TO PAY YOUR BILL, MAKE CHANGES, OR EVEN REPORT A CLAIM. RECEIVE FAST, EASY ACCESS TO CLAIMS SERVICE 24 HOURS A DAY. OBTAIN A FREE, NO-OBLIGATION QUOTE. START SAVING TODAY TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. GUARANTEED ASSET PROTECTION (GAP) GAP is protection that helps by cancelling or reducing the potentially high-cost difference between your auto insurance settlement and your loan balance on items directly related to the purchase of your vehicle. Do you know if your vehicle is adequately protected? AFTER YOU DRIVE OFF THE DEALER’S LOT, WILL YOU OWE MORE ON THE VEHICLE THAN IT’S WORTH? (VEHICLES CAN DEPRECIATE BY THOUSANDS OF DOLLARS AFTER PURCHASE. WILL YOU PUT LESS THAN 20% DOWN ON THE PURCHASE OF YOUR VEHICLE? Answering “yes” to either question means your vehicle may not be completely protected. In the event your vehicle is stolen, accidentally damaged beyond repair, or declared a total loss, you could be responsible for paying the difference between the vehicle’s actual cash value and your loan balance. GAP Plus also includes canceling the first $1,000 owed on a replacement vehicle loan when financed by Idaho Central Credit Union within 60 days of your primary insurance company’s settlement check. GAP BROCHURE Your purchase of GAP is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of GAP. If you choose GAP, adding the product fee to your loan amount will increase the cost of GAP. MECHANICAL REPAIR COVERAGE (MRC) Getting an auto loan is more than getting the right rate. It’s also about getting the right kind of auto protection. You can’t choose the day or time when your vehicle will break down. However, you can choose to lessen the financial burden and inconvenience you’ll experience with Mechanical Repair Coverage. It helps pay for covered repairs (costs or parts and labor) on your vehicle when unexpected breakdowns occur. Beyond covering repairs, MRC also includes: RENTAL REIMBURSEMENT 24-HOUR, TOLL-FREE ROADSIDE ASSISTANCE, INCLUDING TOWING THOUSANDS OF AUTHORIZED REPAIR FACILITIES NATIONWIDE NO OUT-OF-POCKET COSTS (BEYOND YOUR DEDUCTIBLE) FLEXIBLE COMMITMENT – CANCEL AT ANY TIME EMERGENCY TRAVEL EXPENSE REIMBURSEMENT MRC BROCHURE Mechanical Repair Coverage is administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is administered by Virginia Surety Company, Inc., and FL, LA, OK and WI, where coverage is administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023). This coverage is made available to you by CUNA Mutual Insurance Agency, Inc., and is insured by Virginia Surety Company, Inc. LINKS Contact Branches/ATMs Business Hours eBranch Quick Payments Additional Services Careers Security Center COVID-19 Updates Important Disclosures Account Agreement Privacy Policy ABOUT US Idaho Central is the premier credit union in Idaho and offers full-service locations throughout the Treasure Valley, Magic Valley, Eastern Idaho, and North Idaho. While growth is vital to our success, we remain focused on our mission, “Helping members achieve financial success.” Routing Number: 324173626 NMLS ID: 433926 Idaho Central Credit Union is federally insured by the National Credit Union Administration. © 2021 Idaho Central Credit Union. All rights reserved.