OPEN ACCOUNTCONTACT USOUR RATESLOCATIONS & ATMSLOAN PAYMENT LOGIN Home Equity Loans When faced with a home improvement project or a major life expense, get the ball rolling with a home equity loan from Amplify Credit Union. Product Overview Fixed $325 closing cost fee for all loan amounts. No loan application fees RATES AS LOW AS 3.18% APR* Apply Now Help Me Choose ABJ - Top Austin Mortgage Company A+ BBB Rating 5 Star Zillow Lender Rating Home Equity Loan Calculator Estimate how much home equity you have and your monthly payment before you apply. Calculate Your Available Home Equity Estimated Home Value Outstanding Mortgage Balance Calculate How much you are eligible to borrow: - MAX LOAN TO VALUE RATIO: 80% Calculate Your Loan Payment Loan Amount Term 5 Years 10 Years 15 Years 20 Years Calculate Estimated monthly payment: -/mo PAYMENT BASED ON: (780+ CREDIT SCORE) 0.00% APR* This calculator is for illustrative purposes only, and based on information provided by the user. Accuracy is not guaranteed. All loans are subject to approval. Your actual rate, terms and fees may vary. Your Monthly Payment calculations reflect only principal and interest, and amounts for taxes and insurance, if applicable, may increase your actual payment. Get All of the Details Borrow up to 80% of your home's value Closing Costs: Fixed $325 Covers title search, flood determination, credit report, and county filing fees. If necessary, additional borrower fees may be required for appraisal, survey, and/or title company closing costs. No application fee No pre-payment penalty Minimum loan amount: $25,000 A Loan on Your Terms Everyone's situation is unique which is why we offer loans with terms of 5, 10, 15, and 20 years. Our fixed rate installment loan lets you access the available equity in your home. And your funds will be available four (4) business days after closing. Terms and Rates Similar Products Based on your interest in our Home Equity Loan, we thought you might be interested in some of our other home loan products. Home Equity Line of Credit 3.00% APR* (depending on credit score) Learn More Homeowner Express Loan 7.99% APR* (depending on credit score) Learn More Home Improvement Loan 4.05% APR* (depending on credit score) Learn More Ready to Use the Equity in Your Home? Use our quick and easy online application portal to start your next home project. Apply in Minutes Help Me Choose * APR is Annual Percentage Rate based on excellent credit. Your actual rate may vary based on your factors. All loans subject to credit and property approval. Subject to change or cancellation without notice. Check with an Amplify Real Estate Loan Specialist to determine the rate for which you qualify. Consult the Texas Home Equity Early Disclosure for more information. Under Texas law, the combined loan-to-value (CLTV) cannot exceed 80% of your home's value. Payment Example: A home equity loan of $50,000 for 15 years at a simple interest rate of 3.30% would equal a payment of $354 per month with an APR of 3.37%. Please refer to our calculator to estimate your actual payment. Taxes and insurance for escrow payment are not included; your actual payment obligation will be higher. Property insurance required. Amplify membership required. Rates effective as of 04/27/20. ** Amplify’s performance record for closing real estate loans starting from loan application (assuming a completed loan package has been submitted, including an executed purchase contract, if needed) to loan closing. Events outside of Amplify’s control, including but not limited to: market conditions, appraised values, escrow or title delays, or weather-related issues may prolong the process. Your experience may vary. Products & Services Mortgage Loans Savings Accounts Auto Loan Wealth Management Insurance Online & Mobile Banking Amplify About Us Annual Report Careers Holiday Closings Contact Us Resources Rates & Fees Amplify Blog Forms & Disclosures Loan Payments Calculators Find Branch / ATM Business Hours Help & Support Help & FAQs Lost/Stolen Card Enroll in Online Banking Log in to Online Banking Password Reset Order Checks Make a Payment Amplify Credit Union has been serving the Austin, TX community since 1967. Open a bank account and apply for an auto, home or personal loan with Amplify Credit Union today. Member Help Center View our Branch & ATM Locations (512) 836-5901 NMLS# 530487 ROUTING NUMBER: 314977227 Complaint/ADA NoticesPrivacy & Security© 2021 Amplify Credit Union Insured by NCUA Equal Housing Lender