Personal Business Lending About Resources Main Personal Savings Club Savings $50 minimum deposit to open. Account earns market interest rate on daily balances of $25 and above Interest is compounded and credited into the account semi-annually 3 free withdrawals per quarterly statement cycle, $2 item charge for each additional withdrawal Christmas Club Savings $50 minimum deposit to open. Account earns market interest rate on daily balances of $25 and above Interest is credited into the account annually 1 free withdrawal per six month period, $5 item charge for each additional withdrawal Kids Club Savings Offered to children age birth to 14. $5 minimum deposit to open. Account earns market interest rate on daily balances of $5 and above Interest is compounded quarterly and credited into the account quarterly Free savings deposit/withdrawal slips 3 free withdrawals per quarterly statement cycle, $1 item charge for each additional withdrawal Additional interest paid on the child's one year Certificate of Deposit which must be done in the week of the child's birthday Each child will receive a free Piggy Bank with the opening of the Kids Club account: $5 minimum opening deposit - piggy bank $50 account balance - pencil $100 account balance - water bottle $250 account balance - frisbee $500 account balance - t-shirt $1,000 account balance - activity bag Classic Money Market Account $5,000 minimum deposit to open Account earns tier market interest rates $10 monthly service charge if balance falls below $5,000 any time during statement cycle 6 free withdrawals per monthly statement cycle. $5.00 item charge for each additional withdrawal Personal Certificates of Deposit Consider a West Central Georgia Bank certificate of deposit for your longer term investments. Choose from a variety of terms, from 91 days to 5 years. Our CD’s offer competitive interest rates and you can tell us how to pay your interest: monthly, quarterly, semiannually, annually, or at maturity. The interest rate will vary according to the certificate term and there is a penalty for early withdrawal. Certificates of Deposit are FDIC insured. Contact us for current rates at 706-647-8951, or come by and see a customer service representative at one of our locations. Your browser does not support iframes. Please call 706-647-8951 for assistance. Personal Products & Services Personal Checking Personal Savings IRAs Personal Credit and Debit Cards Digital Banking Additional Services Financial Strength ... in Local Hands Home Contact Us Locations Calculators Safety & Security Privacy Get Adobe Reader Site Map Copyright 2021 by West Central Georgia Bank