Site Search ABOUT US NEWSROOM BLOG JOBS TRANSLATE BUY A HOME FOR RENTERS AND TENANTS FOR ENERGY SAVERS FOR INVESTORS FOR PARTNERS Buy a Home Getting Started Take a Class Get Prequalified List of All Loans Renovation Loans Loan Options Resources First-Time Homebuyers Current Rates Loan Limits Gross Monthly Income Worksheet Learn and Do It Yourself Condo Project List Mortgage Staff Directory Down Payment Assistance Condominium Information Mortgage Resources Prepayment Penalty Calculator Helpful Links Current Rates Alaska Housing sends out Daily Interest Rate email updates every day. If you'd like to receive those, just provide your email address! We will never share your contact information, and unsubscribe options are included with every email. <a href="https://geredonovan.wufoo.com/forms/z7p9m3/" title="html form">Fill out my Wufoo form!</a> The Alaska Housing Closing Cost Assistance Program is currently offered through Academy Mortgage, First National Bank Alaska, Guild Mortgage, and Mt. McKinley Bank. Single-Family Rates RATES VALID FROM 12/2/2021 TO 12/2/2021 LOAN PROGRAMS 30 YEAR 15 YEAR First Home Limited & Veterans First Home Limited 2 2.750 2.375 Veterans Mortgage Program 2 2.750 2.375 First Home 3 3.000 2.500 My Home 3 3.125 2.625 Rural Owner Occupied 1 3 2.875 2.500 Rural Non-Owner Occupied 1 3.125 2.750 Uniquely Alaskan 3 3.375 2.875 Military Facility Zone 4.375 3.875 Closing Cost Assistance Program 4.125 N/A 1 Rural Owner Occupied and Rural Non-Owner Occupied Loan Programs - Interest Rates are applied to the first $250,000 only. The balance is at the Rural Rate plus 1%. 2 New purchases under the First Home Limited, Veterans First Home Limited, and Veterans Mortgage Programs will receive these lower rates. Streamline Refinances under any of these programs will receive rate +0.25%. 3 Streamline Refinances under the First Home, My Home, Rural Owner Occupied, and Uniquely Alaskan Programs will receive the Rate +0.125%. Multifamily Rates FOR THE WEEK OF NOVEMBER 29, 2021 MULTIFAMILY PROGRAMS LOAN AMOUNT 30 YEAR 15 YEAR Taxable Loan Over $1,000,000 5.125 4.750 Taxable Loan $500,001 to 1,000,000 5.250 4.875 Taxable Loan Up to $500,000 5.375 5.000 Federally Insured Over $1,000,000 4.625 4.250 Federally Insured $500,000 to 1,000,000 4.750 4.375 Federally Insured Up to $500,000 4.875 4.500 Rural Loan 4 Up to $250,000 4.375 4.000 LOAN AMOUNT 10 YEAR 7 YEAR Balloon Loan 5 Over $1,000,000 4.875 4.750 Balloon Loan 5 $500,000 to 1,000,000 5.000 4.875 Balloon Loan 5 Up to $500,000 5.125 5.000 4 Rural interest rate applies only to the initial $250,000 of the mortgage loan. Remaining loan balances are at the Taxable interest rate. 5 Balloon programs feature fixed terms of 7 or 10 years with 30-year amortizations. Additional rate reductions are available for low- to moderate-income borrowers and for properties meeting energy efficiency criteria. It is the Seller's responsibility to apply the appropriate interest rate based on loan amount. 30-Day Rates History We send out an email message every business day with that day’s rates. If you are interested to see how rates have changed over time, the last 30 days are listed in the table below. Compare Date 12/2/2021 12/1/2021 11/30/2021 11/29/2021 11/26/2021 11/24/2021 11/23/2021 11/22/2021 11/19/2021 11/18/2021 11/17/2021 11/16/2021 11/15/2021 11/12/2021 11/10/2021 11/9/2021 11/8/2021 11/5/2021 11/4/2021 11/3/2021 11/2/2021 11/1/2021 10/29/2021 10/28/2021 10/27/2021 10/26/2021 10/25/2021 10/22/2021 10/21/2021 10/20/2021 with Date 12/2/2021 12/1/2021 11/30/2021 11/29/2021 11/26/2021 11/24/2021 11/23/2021 11/22/2021 11/19/2021 11/18/2021 11/17/2021 11/16/2021 11/15/2021 11/12/2021 11/10/2021 11/9/2021 11/8/2021 11/5/2021 11/4/2021 11/3/2021 11/2/2021 11/1/2021 10/29/2021 10/28/2021 10/27/2021 10/26/2021 10/25/2021 10/22/2021 10/21/2021 10/20/2021 PERIOD TERM CCAP RURAL RURAL NON-OWN 1RST HM LIM & VET VMP MY HOME UNIQUELY AK MIL ZONE FIRST HOME 12/2/2021 30 Year 4.125 2.875 3.125 2.750 2.750 3.125 3.375 4.375 3.000 15 Year N/A 2.500 2.750 2.375 2.375 2.625 2.875 3.875 2.500 12/1/2021 30 Year 4.125 2.875 3.125 2.750 2.750 3.125 3.375 4.375 3.000 15 Year N/A 2.500 2.750 2.375 2.375 2.625 2.875 3.875 2.500 11/30/2021 30 Year 4.250 2.875 3.125 2.750 2.750 3.125 3.375 4.375 3.000 15 Year N/A 2.500 2.750 2.375 2.375 2.625 2.875 3.875 2.500 11/29/2021 30 Year 4.250 2.875 3.125 2.750 2.750 3.125 3.375 4.375 3.000 15 Year N/A 2.500 2.750 2.375 2.375 2.625 2.875 3.875 2.500 11/26/2021 30 Year 4.375 3.000 3.250 2.875 2.875 3.250 3.500 4.500 3.125 15 Year N/A 2.625 2.875 2.500 2.500 2.750 3.000 4.000 2.625 11/24/2021 30 Year 4.125 3.000 3.250 2.875 2.875 3.250 3.500 4.500 3.125 15 Year N/A 2.625 2.875 2.500 2.500 2.750 3.000 4.000 2.625 11/23/2021 30 Year 4.125 3.000 3.250 2.875 2.875 3.250 3.500 4.500 3.125 15 Year N/A 2.625 2.875 2.500 2.500 2.750 3.000 4.000 2.625 11/22/2021 30 Year 4.125 2.875 3.125 2.750 2.750 3.125 3.375 4.375 3.000 15 Year N/A 2.500 2.750 2.375 2.375 2.625 2.875 3.875 2.500 11/19/2021 30 Year 4.375 2.875 3.125 2.750 2.750 3.125 3.375 4.375 3.000 15 Year N/A 2.500 2.750 2.375 2.375 2.625 2.875 3.875 2.500 11/18/2021 30 Year 4.375 3.000 3.250 2.875 2.875 3.250 3.500 4.500 3.125 15 Year N/A 2.500 2.750 2.375 2.375 2.625 2.875 3.875 2.500 11/17/2021 30 Year 4.375 3.000 3.250 2.875 2.875 3.250 3.500 4.500 3.125 15 Year N/A 2.500 2.750 2.375 2.375 2.625 2.875 3.875 2.500 11/16/2021 30 Year 4.125 2.875 3.125 2.750 2.750 3.125 3.375 4.375 3.000 15 Year N/A 2.500 2.750 2.375 2.375 2.625 2.875 3.875 2.500 11/15/2021 30 Year 4.125 2.875 3.125 2.750 2.750 3.125 3.375 4.375 3.000 15 Year N/A 2.500 2.750 2.375 2.375 2.625 2.875 3.875 2.500 11/12/2021 30 Year 4.250 2.875 3.125 2.750 2.750 3.125 3.375 4.375 3.000 15 Year N/A 2.500 2.750 2.375 2.375 2.625 2.875 3.875 2.500 11/10/2021 30 Year 4.250 2.750 3.000 2.625 2.625 3.000 3.250 4.250 2.875 15 Year N/A 2.375 2.625 2.250 2.250 2.500 2.750 3.750 2.375 11/9/2021 30 Year 4.000 2.750 3.000 2.625 2.625 3.000 3.250 4.250 2.875 15 Year N/A 2.375 2.625 2.250 2.250 2.500 2.750 3.750 2.375 11/8/2021 30 Year 4.000 2.750 3.000 2.625 2.625 3.000 3.250 4.250 2.875 15 Year N/A 2.375 2.625 2.250 2.250 2.500 2.750 3.750 2.375 11/5/2021 30 Year 4.125 2.875 3.125 2.625 2.625 3.000 3.250 4.250 2.875 15 Year N/A 2.375 2.625 2.250 2.250 2.500 2.750 3.750 2.375 11/4/2021 30 Year 4.125 2.875 3.125 2.750 2.750 3.000 3.250 4.250 2.875 15 Year N/A 2.375 2.625 2.250 2.250 2.500 2.750 3.750 2.375 11/3/2021 30 Year 4.125 2.875 3.125 2.750 2.750 3.000 3.250 4.250 2.875 15 Year N/A 2.375 2.625 2.250 2.250 2.500 2.750 3.750 2.375 11/2/2021 30 Year 4.125 2.875 3.125 2.750 2.750 3.000 3.250 4.250 2.875 15 Year N/A 2.375 2.625 2.250 2.250 2.500 2.750 3.750 2.375 11/1/2021 30 Year 4.125 2.875 3.125 2.750 2.750 3.000 3.250 4.250 2.875 15 Year N/A 2.375 2.625 2.250 2.250 2.500 2.750 3.750 2.375 10/29/2021 30 Year 4.125 2.875 3.125 2.750 2.750 3.000 3.250 4.375 2.875 15 Year N/A 2.375 2.625 2.250 2.250 2.500 2.750 3.875 2.375 10/28/2021 30 Year 4.125 2.875 3.125 2.750 2.750 3.000 3.250 4.375 2.875 15 Year N/A 2.375 2.625 2.250 2.250 2.500 2.750 3.875 2.375 10/27/2021 30 Year 4.000 3.000 3.250 2.750 2.750 3.125 3.375 4.500 3.000 15 Year N/A 2.375 2.625 2.250 2.250 2.500 2.750 3.875 2.375 10/26/2021 30 Year 4.125 3.000 3.250 2.750 2.750 3.125 3.375 4.500 3.000 15 Year N/A 2.375 2.625 2.250 2.250 2.500 2.750 3.875 2.375 10/25/2021 30 Year 4.125 3.000 3.250 2.750 2.750 3.125 3.375 4.500 3.000 15 Year N/A 2.375 2.625 2.250 2.250 2.500 2.750 3.875 2.375 10/22/2021 30 Year 4.125 3.000 3.250 2.750 2.750 3.125 3.375 4.500 3.000 15 Year N/A 2.375 2.625 2.250 2.250 2.500 2.750 3.875 2.375 10/21/2021 30 Year 4.000 3.000 3.250 2.750 2.750 3.125 3.375 4.500 3.000 15 Year N/A 2.375 2.625 2.250 2.250 2.500 2.750 3.875 2.375 10/20/2021 30 Year 4.000 3.000 3.250 2.750 2.750 3.125 3.375 4.500 3.000 15 Year N/A 2.375 2.625 2.250 2.250 2.500 2.750 3.875 2.375 Top Shortcuts Procurement Opportunities Property for Sale Privacy & Policies Legal & Required Notices Request a Reasonable Accommodation Site Map Connect With Us Email Subscriptions Subscribe to Our Newsletter Manage Your Preferences About AHFC Mission and History Subsidiaries Contact Us All Locations Meeting Room Use Public Housing Offices Whom to Contact Media Inquiries Mortgage Staff Headquarters Mon - Fri 8am - 5pm 907-338-6100 In Anchorage 800-478-2432 Toll Free in Alaska 4300 Boniface Parkway Anchorage, Alaska 99504 - View on Map Mailing Address: P.O. Box 101020 Anchorage, Alaska 99510 Copyright 2013 to 2021 Alaska Housing Finance Corporation. All Rights Reserved.