Schedule an Appointment Individual Retirement Accounts When you invest your retirement funds with CFR, you know where your money is and how it’s being used. Your growing nest egg helps to fund ministry projects and change lives. An IRA is a personal savings plan that provides income tax advantages to individuals saving for retirement purposes. IRAs with CFR can be invested in a Ready Access Certificate or Time Certificate. CFR currently offers both Traditional and Roth IRAs. Ready Access IRAs and IRA Certificates require a minimum initial investment of $15,000. Traditional IRA Earnings grow tax-deferred Contributions may be tax deductible Maximum contribution of $6,000 per year Catch-up contribution of an additional $1,000 per year for persons age 50 and up Mandatory distributions starting at age 72 Distributions before age 59½ are subject to penalty tax, unless you have an early distribution exception Can transfer any qualified retirement plan directly into a Traditional IRA without owing taxes or penalties Roth IRA Earnings grow tax-free Contributions are not tax deductible Maximum contribution of $6,000 per year Catch-up contribution of an additional $1,000 per year for persons age 50 and up Generally, contributions can be withdrawn at any time tax-free Distributions not required during the lifetime of the Roth IRA original owner Consult Your Tax Advisor Neither CFR nor its representatives give legal, accounting, or tax advice. We always suggest that you consult with your tax advisor as to the applicability of this information to your own situation. For assistance in completing the necessary forms or if you have any questions, please call 1-800-881-3863. How Do I Transfer A Retirement Account? How Do I Transfer A Retirement Account?* Complete the Investment Application. Mail the application, with a copy of your most recent statement from your IRA or other qualified retirement plan, to: CFR PO Box 951719 Lake Mary, FL 32795-1719 An Investor Services Representative will contact you to complete the process. *Investors must assess their own investment objectives prior to making an investment decision, including considering whether there is sufficient liquidity in the retirement plan to invest in Christian Financial Resources securities should the retirement plan’s beneficiary need to take a mandatory distribution. Consultation with a competent financial and tax adviser is recommended. Put your savings and retirement to work — APPLY NOW INVESTMENTSLOANSABOUTCONTACT USLOG IN We respect your privacy. GET STARTED SEE OUR RATES PRIVACY COOKIES WEBSITE TERMSACCESSIBILITY (800) 881-3863 info@cfrministry.org Facebook Twitter Linkedin Vimeo Address: Christian Financial Resources 1485 International Parkway #1001 Lake Mary, FL 32746 Legal Disclosure Please note that this is neither an offer to sell nor a solicitation of an offer to buy Christian Financial Resources securities. Such an offer is made by an Offering Circular and only in those states where Christian Financial Resources securities may lawfully be offered or sold. Christian Financial Resources securities are subject to certain risk factors as described in the Offering Circular and are not F.D.I.C. or S.I.P.C. insured nor are they bank deposits. NOTE: CFR has the right to call Certificates for redemption at any time upon sixty (60) days written notice. In such event, interest will be paid on the date of redemption.