LOGIN Personal Savings Your financial goals are within reach with our portfolio of savings and investment products. *Annual Percentage Yields and Interest Rates are current as of November 2, 2021. Regular Savings A classic way to save Quarterly statement Limit of 6 transfers/electronic debits per month Minimum Opening Deposit Monthly Balance Requirement Monthly Service Charge Transaction Fees APY** Interest Rate $200 No daily balance required to earn interest $9/quarter service charge if daily balance falls below $200 Nine free withdrawals per quarter; additional withdrawals are $1 each 0.05% 0.05% Personal Money Market The higher the balance, the higher the rate Limited to 6 transfers/checks/electronic debits per month Maintain minimum balances in the account each day to earn interest Minimum Opening Deposit Monthly Balance Requirement Monthly Service Charge Transaction Fees $1,500 Daily balance requirement of $200 or more to earn interest $10/month service charge if balance falls below $5,000 Unlimited deposits and in-person withdrawals; checks and electronic debits are $2 each Balance APY** Interest Rate Below $2,499.99 0.05% 0.05% From $2,500.00 to $9,999.99 0.05% 0.05% From $10,000.00 to $24,999.99 0.10% 0.10% Above $25,00.00 0.15% 0.15% Minor Savings Designed for individuals 18 and younger Quarterly statement Minimum Opening Deposit Monthly Balance Requirement Monthly Service Charge Transaction Fees APY** Interest Rate None No daily balance required to earn interest None None 0.05% 0.05% Senior Savings Designed for individuals 55 and older Quarterly statement Minimum Opening Deposit Monthly Balance Requirement Monthly Service Charge Transaction Fees APY** Interest Rate None No daily balance required to earn interest None None 0.05% 0.05% Health Savings Account Any adult covered by a high-deductible health plan (and who has no other first-dollar coverage) may establish an HSA for future medical expenses. Contributions can be made by you, your employer or both. Amounts contributed to an HSA belong to the account holder and are completely portable. Funds in the account can grow tax-free through investment earnings, just like an IRA. Minimum Opening Deposit Monthly Balance Requirement Monthly Service Charge Transaction Fees APY** Interest Rate $100 No daily balance required to earn interest None None 0.05% 0.05% Certificates of Deposit $500 minimum to open Maintain daily minimum balance of $500 or more to earn interest APY* Interest Rate 12 Month CD 0.20% 0.20% 15 Month CD 0.20% 0.20% 18 Month CD 0.25% 0.25% 22 Month CD 0.25% 0.25% 24 Month CD 0.30% 0.30% 30 Month CD 0.30% 0.30% 36 Month CD 0.40% 0.40% 48 Month CD 0.50% 0.50% 60 Month CD 0.55% 0.55% Certificates of Deposit $2,500 minimum to open Maintain daily minimum balance of $2,500 or more to earn interest APY* Interest Rate 3 Month CD 0.10% 0.10% 6 Month CD 0.15% 0.15% 9 Month CD 0.15% 0.15% Jumbo Certificates of Deposit $100,000 minimum to open Maintain daily minimum balance of $100,000 or more to earn interest APY* Interest Rate 3 Month CD 0.10% 0.10% 6 Month CD 0.15% 0.15% 12 Month CD 0.20% 0.20% 24 Month CD 0.30% 0.30% Individual Retirement Accounts $2,500 minimum to open Maintain daily minimum balance of $2,500 or more to earn interest APY** Interest Rate 18 Month Variable IRA 0.25% 0.25% 18 Month Fixed IRA 0.25% 0.25% 3 Month IRA 0.10% 0.10% 6 Month IRA 0.15% 0.15% 12 Month IRA 0.20% 0.20% 15 Month IRA 0.20% 0.20% 22 Month IRA 0.25% 0.25% 24 Month IRA 0.30% 0.30% 30 Month IRA 0.30% 0.30% 36 Month IRA 0.40% 0.40% 48 Month IRA 0.50% 0.50% 60 Month IRA 0.55% 0.55% For current rate information, call 217-351-2870. For more information call or email: Cary Steinman csteinman@bankchampaign.com 217-351-2870 Zack Flynn zflynn@bankchampaign.com 217-351-2870 © 2021 BankChampaign All rights reserved. Phone – 217-351-2870 Site Map HOME MEMBER FDIC EQUAL HOUSING LENDER PRIVACY POLICY INSURECHAMPAIGN BANKCHAMPAIGN IS A PROUD SUPPORTER OF