Loan Offerings Mortgage Rates References Account About Us You are here: Loan Offerings USDA Loans USDA Loans Make buying and refinancing homes more affordable in rural communities! Our mission is to foster homeownership in America. And we are succeeding! Overview USDA loans are backed by the U.S. Department of Agriculture (USDA) and offered by private lenders like Freedom Mortgage. USDA loans make buying or refinancing a home more affordable for people who live in rural and certain suburban communities. They offer competitive interest rates, low down payments, low mortgage guarantee fees, and easier refinancing with the streamline program. USDA Loans Competitive interest rates No down payments for many homebuyers Low mortgage guarantee fees No loan limits Minimum credit score often 640 Learn more USDA Streamline Refinances Competitive interest rates Easy credit terms Less paperwork and faster closings Low mortgage guarantee fees Learn more Ask us what rate we can offer you The rate we may be able to offer you is influenced by many things. Your interest rate may be affected by whether you want to buy a home, refinance a home, or get cash from your home’s equity with a USDA loan. Your credit score, your finances and income, as well as today’s mortgage market can also affect your rate. Freedom Mortgage may be able to offer you an interest rate that is lower – or higher – than rates offered by other lenders. Ask us today what rate on a USDA loan we can offer you. What Our Customers Say Check out the reviews from some of our customers. Very Appreciative & Thankful. These are just two words to express our thanks to Max Kimball and the Freedom Mortgage Team. You all made the process a pleasure to go through. The regular emails, calls and letters received during the process, kept us informed of the step by step process, which therefore made it a successful closing. Even the closing representative was awesome to work with. Thank you again for the opportunity to refinance with your establishment. RICHARD, WEST POINT, MS 5/5 stars Go to Previous slide Go to Next slide Learn more about USDA loans Our loan education articles answer your questions about how to buy a home or refinance a home. FHA loans vs USDA loans Find out the differences between an FHA and USDA loan Learn More Are you ready to own a home? Find out if you're ready to own your first home. Learn More Refinance an FHA loan to a conventional loan Learn how it might help you save on mortgage insurance Learn More Mortgage rate vs. APR. What are the differences? Annual percentage rate (APR) helps you understand a mortgage's total cost. Learn More Contact Us 855-690-5900 Contact our Customer Care team Experiencing financial difficulties? We’re here to help you. Account Log In New Customers Pay My Mortgage Register My Account COVID 19 Information About Us Who We Are In the Community Careers Loan Types Conventional Loans FHA Loans VA Loans USDA Loans Divisions Correspondent Lending Wholesale Services Roundpoint Traditional Retail 951 Yamato Road, Boca Raton, FL 33431 United States | Lender NMLS ID: 2767. NMLS Consumer Access. Equal Housing Opportunity. Legal Disclosures | Privacy Policy | California Privacy Notice | Terms and Conditions | State Licensing | © Freedom Mortgage Corporation.