Search Investors 1-800-318-8997 MENU Account Login Personal Savings Accounts Save Your Money, Earn Interest, and Invest in Your Future Whether you’re looking to grow your savings or invest in your future, Landmark National Bank’s personal savings accounts can help you reach your financial goals. From interest-bearing savings accounts to individual retirement accounts (IRAs) and certificates of deposit (CDs), you can learn more about our selection of accounts below. Our Personal Savings Account Options Account Name Opening Balance Earns Interest Minimum Balance Monthly Service Charge Smart Savings $50 Yes $100 $3, waived with minimum balance Youth Savings $25 Yes $25 $1, waived with minimum balance Optimum Money Market $2,500 Yes $1,000 $10, waived with minimum balance Certificates of Deposit $500 Yes N/A N/A Individual Retirement Accounts (IRA) $100 Yes N/A N/A Smart Savings With our Smart Savings account, you can start saving your money quickly and easily. This account only requires a $50 opening balance, earns interest, and provides you with six free withdrawals per month (after six withdrawals, it’s a $5 fee per additional withdrawal). Plus, if you meet the $100 minimum balance requirement after one month, your monthly service fee will be waived. Open your Smart Savings account today! Youth Savings If you want to get your child or teen under the age of 18 started with a savings account, then our Youth Savings account is your go-to choice. This account requires a $25 opening balance, earns interest, and provides you with six free withdrawals per month (after six withdrawals, it’s a $2 fee per additional withdrawal). It’s important to note that this account does not allow electronic payments. Get in touch with your local Landmark National Bank branch to open a Youth Savings account! Optimum Money Market Ready to earn tiered interest? With our Optimum Money Market account, you can do just that. To open this account, you’ll need a $2,500 opening balance. After, if you maintain a minimum balance of $1,000, you can avoid the $10 monthly service charge. This account provides you with six free withdrawals per month (after six withdrawals, it’s a $10 fee per additional withdrawal) and a $0.25 deposited item fee for more than 30 per month. Open your Optimum Money Market account today! Certificate of Deposit (CD) or Individual Retirement Account (IRA) A certificate of deposit (CD) is a type of account that allows you to receive a fixed interest rate on your money when you agree to leave it on deposit for a fixed period. You can match the term of your CD to the timing of a life event, which makes it an easy and safe way to save for your financial goals. Our CDs can also be used for individual retirement account (IRA) investments. We provide a variety of terms that range from 91 days to 60 months. Additionally, opening balance requirements may vary depending on the term you select. Learn more about our CDs or IRAs by calling your local Landmark National Bank branch today! Start Saving with Landmark National Bank Today With a wide selection of savings and investment accounts, we can pair you with a product that meets your unique needs and financial goals. If you’d like to learn more about how you can save your money and earn more with Landmark, feel free to reach out to one of our knowledgeable team members today. INVESTOR RELATIONS PRIVACY & SECURITY CONTACT US CAREERS © 2021 Landmark National Bank NMLS ID: 607803 Routing No.301171007 > Selecteer een taal Spaans Mogelijk gemaakt door Translate PageAssist