Information related to the coronavirus (COVID-19) Read more Financial targets Profitability By leveraging on operational efficiency efforts to become more cost-effective, we aim to reduce the cost-to-income ratio to below 65 per cent by 2023. By ensuring the right balance between growth, profitability and capital efficiency we aim to achieve a return on equity exceeding 15 per cent. Capital structure Under normal conditions, the CET1 ratio should be 1.75 – 3.75 percentage points above overall CET1 requirements specified by the Swedish Financial Supervisory Authority. Growth EPS (adjusted for AT1 costs) should by 2023 have grown by an average annual growth rate of 15 per cent compared to 2019, excluding IAC. Dividend policy and dividend Hoist Finance dividend will in the long-term correspond to 25-30 per cent of annual net profit. The dividend will be determined annually, with respect to the company’s capital target and the outlook for profitable growth. The Board will recommend to the Annual General Meeting (AGM) not to pay any dividend for the financial year 2020. English Svenska About Hoist Finance Markets Our offering Corporate Governance Investors Financial Information Contact us +46 (0)8 55 51 77 90 info@hoistfinance.com Visiting address: Bryggargatan 4 111 21 Stockholm, Sweden Mailing address: P.O. Box 7848 103 99 Stockholm, Sweden Follow us LinkedIn Twitter We take the protection of your personal data seriously and treat your personal data confidentially and in accordance with the statutory data protection regulations. For more information, please contact:dpo@hoistfinance.com Copyright © 2021 Hoist Finance AB. All rights reserved. About Cookies We use cookies to ensure you get the best experience on our website. If you want to opt-out of non-essential cookies, you can do so in “cookie settings”. For more information see our cookie policy Accept All Cookies Cookies Settings

Information related to the coronavirus (COVID-19) Read more CHIEF INVESTMENT OFFICER Stephan Ohlmeyer Hoist Finance employee since 2018 Education PhD and Diploma in Physics, University of Hamburg, Germany. Previous experience Lone Star, Intrum, Och-Ziff, Värde, Goldman Sachs, Morgan Stanley, Chase Manhattan. Shareholding 100 000 shares. English Svenska About Hoist Finance Markets Our offering Corporate Governance Investors Financial Information Contact us +46 (0)8 55 51 77 90 info@hoistfinance.com Visiting address: Bryggargatan 4 111 21 Stockholm, Sweden Mailing address: P.O. Box 7848 103 99 Stockholm, Sweden Follow us LinkedIn Twitter We take the protection of your personal data seriously and treat your personal data confidentially and in accordance with the statutory data protection regulations. For more information, please contact:dpo@hoistfinance.com Copyright © 2021 Hoist Finance AB. All rights reserved. About Cookies We use cookies to ensure you get the best experience on our website. If you want to opt-out of non-essential cookies, you can do so in “cookie settings”. For more information see our cookie policy Accept All Cookies Cookies Settings