YOUR GOALS OUR SOLUTIONS INSIGHTS ABOUT US CONNECT WITH US JOIN OUR TEAM CLIENT PORTAL LOGIN Financial Highlights ABOUT US > FINANCIAL HIGHLIGHTS ACBB's Consolidated Financial Highlights – September 30, 2021 (Unaudited). Assets $728,903,000 Net Income $18,285,000 Leverage Ratio 15.24% Tier 1 Risk Based Ratio 28.05% Total Risk Based Ratio 29.29% Loan Loss Reserve to NPL 6,173.72% Loan Loss Reserve to NPA 6,173.72% Loan Loss Reserve to Loans 2.88% NPA to Total Assets 0.02% Loans 30 Days Past Due 0.00% Additional Information for Correspondent Guidance Ratio Trend Lines 9/30/2021 06/30/21 03/31/21 12/31/20 Tier 1 Leverage 15.24% 13.66% 13.62% 13.51% Tier 1 Risk Based Capital 28.05% 24.50% 24.34% 24.36% Total Risk Based Capital 29.29% 25.74% 25.57% 25.57% NPAs to Total Assets 0.02% 0.02% 0.02% 0.02% Loan Loss Reserve to Total Loans 2.88% 2.97% 2.91% 2.99% Texas Ratio 0.11% 0.14% 0.15% 0.15% Return on Average Assets 3.02% 0.95% 0.56% 0.30% Return on Average Equity 21.10% 6.89% 4.05% 2.32% Bank Insight Rating (formerly Thomson Reuters Peer Group Rating) as of June 2021 is 58/B+. This is down from a rating of 59/B+ in March 2021. Note: Per Regulation F, a bank is considered adequately capitalized if: Its leverage ratio is 4% or greater, Its Tier 1 Risk Based Capital Ratio is 4% or greater; and Its Total Risk Based Capital Ratio is 8% or greater. View Our Annual Reports: Annual Report 2020 Annual Report 2019 Questions About ACBB? Connect With Our Team! REACH OUT More About Us: ACBB ADVANTAGE SHAREHOLDER BENEFITS LEADERSHIP STRATEGIC PARTNERS CONNECT WITH US SITE MAP PRIVACY POLICY ACCESSIBILITY STATEMENT CAREERS Empowering partners, innovating solutions. 1400 Market Street Camp Hill, PA 17011 43 Western Boulevard Glastonbury, CT 06033 (717) 737-9335 © 2021 ACBB. All Rights Reserved. Member FDIC, Federal Reserve System.