Home Insurance Home insurance shelters you from financial loss due to theft, unforeseen events and personal liability that may occur if someone is injured while visiting your home. It can protect you against liability for accidental damage to someone else's property. Condominium Insurance Condominium insurance takes into account your responsibility for damage to common areas and improvements you make to your unit, as well as including many of the advantages of a standard home insurance policy. Condos are complex and your insurance needs are different and more complicated. Learn more in Condo Insurance 101. Features Identity Fraud Coverage at no extra cost Extended water coverage for damage caused by drains and sanitary systems Disappearing deductibles Home claim forgiveness feature Flexible payment methods, such as credit card or pre-authorized payment and a variety of payment periods, including weekly, bi-weekly, monthly and so on. Save more Protection’s better when you can save more. Here’s how: You are claims-free* You have a centrally monitored home security system* Your home has a monitored fire alarm system* Your home is new* You have Neighbourhood Watch You are mortgage-free You are a mature policyholder You have Home and Auto coverage with CUMIS You have a Leadership in Energy and Environmental Design (LEED) certified home Ask us how to save even more when you insure both your auto and home with CUMIS.* *Discounts, coverage, and eligibility vary by province. Contact us General inquiries: 1-800-810-2847 weekdays 8 a.m. to 8 p.m. EST. Claims: 1-866-772-6777 weekdays 8 a.m. to 8 p.m. EST. GET A QUOTE: Car Home CREDIT UNIONS AND PARTNERS Payment Protection Insurance for Credit Unions Retirement Services MEMBERS AND CLIENTS Payment Protection Car Insurance Home Insurance Life Insurance Travel Insurance SIGN IN Credit Union/Partner CUMIS Illustration LIFE Pages Retirement Services INFORMATION Compliments and Concerns Consumer Disclosure Quebec Summaries Unclaimed Property COVID-19 Other information Accessibility Policy Legal Privacy Security Careers Contact Us Copyright © 1997-2021 The Co-operators