About us People Partners Directors Managers Marek Doseděl Radka Hudcová David Havlín Peter Šimo Filip Staněk David Bartůněk Adam Kolář Pavel Krbec Kristýna Šedová Kryštof Sochna Pavel Zuna Porfolio Jiří Šmejc Contact Us Pavel Krbec CEO, Rixo.cz Born in Prague, where he studied at the Faculty of Mathematics and Physics of Charles University. After completing his doctoral studies, he joined IBM’s research division, where he won the IBM Research Division Award and registered a number of patents in the field of information technology. In 2008, he became head of the internet division of TV NOVA, which at the time was the most successful privately-owned television station in Central Europe. His career subsequently took him to the Swedish company MTG, which then ran, among others, the Czech Prima TV. There, he worked as the Head of Online for Central and Eastern Europe. From 2016, he was in charge of online strategy for Home Credit Group. He came to EMMA Capital in 2020 as a manager and the executive responsible for RIXO.cz, an online insurance company. In May of that year, he became RIXO’s Chief Executive Officer. Investor Relations All companies All financial results Obligatory disclosures Group structure Announcements EMMA Capital acquires majority stake in Mailstep All announcements Přepnout na češtinu Search © 2018 EMMA CAPITAL Terms of Use Sitemap

About us People Porfolio Home Credit SuperSport Premier Energy Others Jiří Šmejc Contact Us Home Credit Ownership: 8.88% Overview Home Credit Group was founded in 1997 in the Czech Republic. It is one of the world’s leading providers of consumer finance with a focus on emerging markets. The company’s mission is to responsibly provide its loans primarily to people with little or no credit history. To achieve this, the Group uses a multi-channel online and offline distribution model. For many customers, Home Credit is the first regulated institution that has ever provided them with a loan and with which they have also gained a positive experience of lending in general. The Group operates in nine countries and the total number of customers served at the end of 2019 was 132 million. During that year, Home Credit granted almost 27 million loans, or one loan every second. Between 2005 and 2018, Jiří Šmejc led Home Credit Group as its CEO. Visit Website... Investor Relations All companies All financial results Obligatory disclosures Group structure Announcements EMMA Capital acquires majority stake in Mailstep All announcements Přepnout na češtinu Search © 2018 EMMA CAPITAL Terms of Use Sitemap