Routing #251481957 Contact Us Rates Search Go to main content Menu Login Retirement & Investing "When should I start planning for retirement?" From the moment you begin your first job, you can start thinking about the future. While the internet lists a range of strategies, like the F.I.R.E. Movement and Stock Trading, Northern Star Credit Union offers members accounts that have stood the tests of time. Certificates of Deposit (CDs) The starting balance is $1,000. This account is best if you want to Enjoy Higher Rates for Longer Terms Clear Withdrawal Dates Fixed IRA Certificates The starting balance is $250. This account is best if you want to Save in 2-Year Sprints Enjoy the Benefits of Both IRAs and CDs Individual Retirement Accounts (IRAs) The starting balance is $250. This account is best if you want to Make Pre-Taxed Contributions Save Over Multiple Years Features Benefits CDs IRA Certificates Traditional IRAs Highest Annual Percentage Yield 1.50% APY 0.75% APY 0.75% APY Withdraw without Penalty At 6-months At 24-months At age 59.5 Automatic Deposit Go to main navigation TruStage Insurance We protect your financial accounts but TruStage protects the real treasures – your family. When life happens, we’ve got your back. Life Auto Home Accidents Mobile Apps - Apple & Android Shared Branch & ATM Locator Retirement Calculator Connect With Us 5100 George Washington Hwy Portsmouth, VA 23702 757-487-3474 Grow With Us Become a Member Apply for a Loan Site Tour Emergency Numbers Report a Lost/Stolen Card 1-800-528-2273 Dispute Fraud 1-800-808-6402 Bill Pay Questions 1-888-918-7584 Mobile Apps Stay connected at home or on-the-go with our Mobile App! Part of the Community Northern Star Credit Union has proudly served the Hampton Roads community for over 90 years. Better than a bank, we provide financial solutions to help members through each stage of life. Account Disclosures FAQs Privacy Policy