. LOGIN Locations Search Menu CDs & IRAs Certificates of deposit and individual retirement accounts CDs & IRAs CDs IRAs SEP / SIMPLE IRA Certificates of Deposit (CDs) With competitive rates and a variety of short- and long-term certificates of deposit (CDs) to choose from, our CDs are a great way to grow your funds no matter your timeframe. Because our customers are our most valuable asset, we reward those who use their Hills Bank checking account as their primary checking account with a better interest rate on their CDs* . Ask a banker about relationship pricing benefits to learn more! What will you need to open a CD? View our Account Opening Checklist. APPLY NOW *Checking accounts with a recurring direct deposit from an income source (payroll; retirement; social security; disability) qualify as being a primary checking account eligible for relationship pricing. If there is no recurring direct deposit from an income source into the checking account, bankers determine eligibility upon their review of account activity, including deposit frequency. We also offer these additional CD products: College Saver CD Saving for college is easier than ever with our CollegeSaver CD LEARN MORE Coverdell Education Savings Account (CESA) Start your child’s college fund with a variety of stocks, bonds, or funds.  A CESA allows you to save for higher education, and withdrawals are tax-free when used for qualifying education expenses Certificate of Deposit Account Registry Service (CDARS) CDARS allows you full FDIC insurance on multi-million-dollar deposits through one single bank. Speak with a Personal Banker to learn more. LEARN MORE DEPOSIT RATES FINANCIAL EDUCATION Call us at 1.800.445.5725 or Email Us YouTube Twitter Facebook Instagram LinkedIn /* ><!--*/ .cls-1{fill:#231f20;fill-rule:evenodd;} /*--><!*/ /* ><!--*/ .cls-1{fill-rule:evenodd;} /*--><!*/ Equal Housing Lender Routing Number: 073913755 | NMLS ID #402178 WEBSITE ACCESSIBILITY USA PATRIOT ACT TERMS & CONDITIONS PRIVACY POLICY SITE MAP © 2021 Hills Bank.