Skip to site map Search Login Enroll Business Bill Pay SERVICES ACCOUNTS LOANS VISA APPLICATIONS LEARN ABOUT US WHEELZONE First Mortgages With a PFCU 1st Mortgage Loan you can purchase a home with a minimal down payment or take advantage of today’s low rates and refinance your current mortgage loan! Saving for a down payment on your first home can take years. Now, PFCU is helping members buy a home by offering a program that may only require a minimal amount down. Do you qualify? You must be a current member of PFCU Home to be purchased must be an eligible property type and a primary residence Member must have a minimum credit score of 620 Your Down payment can be a gift from a qualified donor Members may be required to complete a HUD-certified Homebuyer Education course and receive a Certificate of Completion All loans are subject to PFCU and secondary market lending guidelines, additional restrictions may apply APPLY TODAY PFCU Loan Officers Partnership Financial Credit Union – NMLS#409351 Todd Twardowski Morton Grove Office todd@mypfcu.org NMLS#624014 Timothy Rapson Evanston Office tim@mypfcu.org NMLS#1943683 Our loan officers can prequalify you for a mortgage in as little as fifteen minutes, over the phone! Once you are prequalified, you have a better sense of what you can afford and the prequalified status tells sellers that you are a serious shopper. It can give you the advantage you need in a bidding war against another home buyer. Documents Needed for a Mortgage Application Copies of your most recent pay-stubs covering a one-month period Copies of your W2 forms for the most recent two-year period If income is derived from retirement accounts, the most recent awards letter verifying the monthly retirement income Copies of your complete (including all schedules) IRS Tax Form 1040 for the most recent two-year period If you are self-employed, Corporate Returns for the most recent two-year period will be required Copies of two months of asset statements (all pages) for any and all accounts, including savings, checking and retirement accounts Copies of a government issued ID and Social Security card If your loan request is for a refinance transaction, a copy of your most recent mortgage statement If your loan request is for a home purchase, a copy of the fully-executed, signed purchase contract Name and phone number of your homeowners insurance agent and/or condo association (if applicable) The above documentation can be submitted to any PFCU office or you can fax to the following number: fax# 847.675.6847 Attention: Mortgage Department HOME | ACCOUNTS | SERVICES | LOANS | ABOUT | FIND AN ATM | CONTACT US | LOCATIONS & HOURS | CAREERS © 2021 Partnership Financial Credit Union | Privacy Policy | Accessibility × Closed Thanksgiving Weekend Nov. 25 - 27