Home Loans Locations About Us Contact FAQ VIP MEMBER LOGIN Security Easy Money EMG is committed to providing you with financial products and services to meet your needs and help you reach your financial goals. Obtaining customer information is a vital part of this. We are, however, fully aware of the importance of keeping your personal, and account information secure and confidential. Protecting personal information, and using it in a manner consistent with your expectations, is a high priority for everyone associated with our services. To ensure that you can rely upon the quality and safety of the products and services we provide, Easy Money EMG stands behind the following privacy policy: INFORMATION WE COLLECT ABOUT YOU We collect information about you from the following sources: Information we receive from you on applications and other forms; Information about your transactions with us or others; Information obtained when verifying the information you provide on an application or other forms. This may be obtained from your current or past employers, or from other institutions where you conduct financial transactions. We may disclose all of the information we collect, as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. PARTIES WHO RECEIVE INFORMATION FROM US We may disclose nonpublic personal information about you to the following types of third parties: Financial companies, such as insurance companies and mortgage service companies; and Non-financial companies, such as, consumer reporting agencies, retailers and collection agencies DISCLOSURE OR INFORMATION TO PARTIES THAT PROVIDE SERVICES TO US We may disclose all of the information we collect, as described above to the companies that perform marketing or other services on our behalf or to other institutions with whom we have joint marketing agreements. We work only with companies who agree to maintain strong confidentiality protections and limit the use of information we provide. As a result of these agreements, we may disclose all of the information we collect, as described above. We may also disclose information about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct our operations, to follow your instructions as you authorize or protect the security of our financial records. DISCLOSURE OF INFORMATION ABOUT FORMER CUSTOMERS If you decide to terminate your relationship with Easy Money EMG, we will not share information we have collected about you, except as may be permitted or required by law. HOW WE PROTECT YOUR INFORMATION Our organization will maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. We will maintain strong security controls to ensure that member information in our files and computers is protected. Customers can help by protecting their account numbers, card numbers and PINs. Always use caution when disclosing your account numbers, social security numbers, etc. to other persons. Let us know if you have questions. Please do not hesitate to call us–we are here to serve you! YOU HAVE CHOICES It’s up to you. We have described the importance of customer information, how we get it, and how we use it. We have indicated that we may share customer information within our family of companies and with other unrelated companies, along with our reasons for sharing. No action is required to continue receiving the benefits of information sharing. However, if at any time you prefer that we not share customer information about you (“opt out”), you may do so by printing this page and faxing it to our Privacy Department 1-888-213-5744 with the subject reading RE: OPT OUT. For accounts with more than one account holder, we will treat an opt out election by one account holder to apply to all holders on the account. We will treat an opt out election by customers with more than one account to apply only to the accounts listed. When we extend credit, we provide a credit agreement and related disclosures that contain important information about the cost and terms of credit. This licensee cannot use the criminal process against a consumer to collect any deferred deposit transaction. For example, our credit agreement and related disclosures will disclose when payments are due, any fees due if a payment is late or returned to us unpaid by your financial institution, and the finance charges due for the extension of credit. Loans are not renewed automatically. Whether you have the option of renewing a loan can vary based on factors such as state law, our credit policies, and the type of credit you request. The fees we may assess and other conditions that apply if you ask to renew a loan will be described in the credit agreement and related disclosures. Click here for more details about our consumer loan products and where they are available. * Certain limitations apply. All loans subject to approval pursuant to Easy Money EMG underwriting criteria. Easy Money EMG does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity Services Inc and will reflect as such on your credit report. Due to state and verification requirements, not all applicants for on-line request may be eligible for on-line approval by Easy Money EMG. Some customers applying for Easy Money EMG loans may be required to submit additional documentation due to state law and qualification criteria. See your local store for more details and additional disclosures or visit the Products page for more details. ** Terms and conditions apply. In-store cash pickup not available in all states. Checks or alternative funding options are available and may be issued instead of cash. Loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to two business days. Terms and actual APR may vary based on various factors such as state, loan term, loan product type, additional fees and/or other underwriting considerations including credit qualification on certain products. Our efforts to collect past due accounts will be conducted in a professional and fair manner that complies with applicable law. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For additional information, please contact your nearest store location. Personal loans should be used only for unexpected financial needs, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. IN ACCORDANCE WITH LOUISIANA CHAPTER 2-A §3578.4.1., IF YOU CANNOT MAKE A PAYMENT WHEN DUE, YOU CAN ASK TO ENTER INTO AN EXTENDED PAYMENT PLAN ONCE IN A TWELVE-MONTH PERIOD, BUT THE REQUEST MUST BE MADE BEFORE PAYMENT IS DUE. REQUESTS MUST BE IN WRITING AND MAY BE MADE IN PERSON, BY EMAIL, OR FACSIMILE TO EMG ACQUISITION GROUP, LLC, 272 BENDIX RD, SUITE 500, VIRGINIA BEACH, VA 23452 OR ANY LOCAL EMG OFFICE. CALL OR FAX THEM AT 1-888-213-5744 OR EMAIL AT QUESTIONS@EASYMONEYNOW.COM. IF EMG ACQUISITION GROUP, LLC REFUSES TO ENTER INTO AN EXTENDED PAYMENT PLAN UPON YOUR REQUEST BEFORE THE DUE DATE, CONTACT THE OFFICE OF FINANCIAL INSTITUTION AT 1-888-525-9414. HOME LOANS LOCATIONS ABOUT US CONTACT FAQ ©2021 Easy Money EMG. Privacy Policy questions@easymoneynow.com