menu Our Services There are many financial products in the market, and so choosing the ones that best meet an individual client’s needs can be complicated. Informed decisions about the products in any portfolio are best made after an assessment of individual needs. After meeting to do this, you are better informed when the time comes to choose from a comprehensive suite of products and services and select those that address your unique situation. Our services include: Retirement planning Qualified tuition plans Annuities Mutual funds Certificates of Deposit Employee Pension Plans Other retirement savings plans designed specifically for employee groups Life insurance Long-term care, disability and critical illness Health Insurance Group health benefits Investments Through developing a personalized investment strategy, diversification, and avoiding short-term distractions, we aim to help create and preserve your wealth so you reach your financial goals. Insurance If there’s one thing certain about life – it’s the uncertainty that living it brings. The best laid plans can sometimes come to naught! Even though you may think you’ve covered all the bases, life sometimes has a funny way of throwing you a curveball when you least expect it. Retirement Planning Retirement planning shouldn’t start at retirement; it should start well before. We take a long-term view of your financial wellbeing to help create a life after work that is as well-planned as your life while working. Managing Your Finances Whether it’s owning your own home, funding your children’s education, or creating a stress-free retirement, a financial plan is considered vital in working towards your goals. A well-grounded and effective plan goes beyond the realm of saving, budgeting, and investing. Asset Allocation You and your family (partner, spouse) work hard to accumulate assets over a lifetime. The hope is that, when the time comes for you to leverage those assets, they’ll be there for you to benefit from. Asset Allocation service is all about helping you allocate YOUR financial assets using a prudent and conscientious approach. Business Succession Planning When entrepreneurs start a business, the last thing on their minds is succession planning. Most business owners spend a lot of time – as they should – on Operations Plans, Marketing Plans, Capital-spending Plans, Maintenance Planning, Staffing Plans…and more. Charitable Giving Everyone has their own reason for gifting their assets or a portion of their income to charitable organizations. Some find comfort in helping others who are less fortunate, while others simply want to share their good fortune. Want to Learn More? Give Us a Call or Message Us! Contact Us Office 2478 US Highway 27 N Sebring FL 33870 Contact Info P: 863-402-5650 F: 863-402-5651 TF: 866-373-7191 E: jrclark@waypointsfinancial.com E: scrutchfield@waypointsfinancial.com E: vdivietro@waypointsfinancial.com E: linda@waypointsfinancial.com E: kdennison@waypointsfinancial.com Get in Touch You must have JavaScript enabled to use this form. Your name This field is required. Your email address This field is required. Subject This field is required. Message This field is required. Financial Advisors do not provide specific tax/legal advice and this information should not be considered as such. You should always consult your tax/legal advisor regarding your own specific tax/legal situation. Separate from the financial plan and our role as a financial planner, we may recommend the purchase of specific investment or insurance products or account. These product recommendations are not part of the financial plan and you are under no obligation to follow them. Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods. © 2021 Waypoints Financial All rights reserved.