ABOUT US UCC History 2020 Annual Report Funders Partners In Loving Memory Of Veronice Horne SERVICES Emergency Shelter Energy Assistance Food & Clothing Pantry Housing Assistance Lead Abatement Victims Assistance Program Youth, Family and Senior Services YouthBuild COMMUNITY COVID-19 Hope Village Volunteers Sallie B Austin SHOP WITH A HERO CONTACT US DONATE TODAY HOUSING ASSISTANCE Video Player 00:00 00:11 UNITED COMMUNITY CORPORATION LIMITED MORTGAGE ASSISTANCE PROGRAM Limited Mortgage Assistance (LMA) is available to homeowners for up to two (2) months of mortgage arrears, not exceeding the below delinquencies: 0 – 90 (days delinquent) 90 – 180 (days delinquent) Seminars, coaching and housing counseling services are offered in providing various options as it pertains to; Home Retention, Disposition Options. Loan Modification and Pre-Foreclosure Sale (PFS) Purpose: Help Essex County residents who have exhausted all other retention options bring their mortgage current on their primary residence and avoid foreclosure. Benefit: At least $2,200 per household (contingent upon case) Eligibility: Applicant(s) must be delinquent at least (60) days, have received notification in writing from their lender that the foreclosure proceedings have been initiated, and have received in writing, from their lender, a denial of default resolution, forbearance, or payment arrangement. Applicant(s) must be the property owner(s) and the property for which assistance is being requested must be their primary residence. Property types include single-family homes, owner-occupied 2-4 family homes, condos, and town homes. Applicant(s) being qualified as low- moderate income at the time foreclosure assistance is requested. Applicant(s) must provide proof of residency in the area of Essex County New Jersey. Applicant(s) are eligible to receive foreclosure prevention assistance one time only required to maintain their mortgage after foreclosure assistance is received. Applicant(s) will be required to demonstrate the steps they are taking to resolve their situation. Applicant(s) must demonstrate proof of extraordinary hardship. Assistance will be provided where an extraordinary hardship exists and has been demonstrated through adequate documentation, resulting in the delinquency on the first mortgage. If the applicant(s) has a variable rate mortgage, they must agree to modify or refinance to a fixed rate mortgage For more information, contact us : 973-642-0181 ext 3169 Pam.mcneill@uccnewark.org | tabatha.perez@uccnewark.org United Community Corporation "Moving people from dependency to self-sufficiency" Terms of Use Privacy Policy Contact Us COPYRIGHT © 2021 | UNITED COMMUNITY CORPORATION TRAVELBIZ THEME BY KEON THEMES