Central Bank will be closed on Thursday, November 25 in observance of Thanksgiving Day. Login Credit Cards Central Bank Visa® Credit Cards deliver security, convenience and buying power wherever you go. Card features Add convenience, control and security to your financial life: No fees for ATM cash advances Zero liability for unauthorized purchases Local service in person or by phone Emergency cash and card replacement Up to $5 late fee 1% foreign transaction fee No balance transfer fee There’s more The Central Bank CardManager allows you anytime access to easily manage your Central Bank credit card. View and download statements Make payments Add travel notes Activate your card Select or change your PIN Change the address associated with your card View and redeem rewards points Contact the bank via a secure email portal Credit Card Options We give you options for credit cards that line up perfectly with the way you live. Central Bank Visa can provide you with cash advances from your credit line at all banks and ATMs that recognize these cards worldwide. To find Visa® ATM locations worldwide, use the Visa ATM locator. Platinum Rewards Visa® Credit Card With the Platinum Rewards Visa, you’ll be rewarded for purchases made, wherever those may be. Visa® Classic Credit Card When you have a Visa Classic Card, Central Bank goes where you go. UK Alumni Visa® Card The Central Bank UK Alumni Visa Card has all the world-wide benefits you expect from Visa. Description Part of the BBN? Get the official card. The Central Bank UK Alumni Visa Card has all the world-wide benefits you expect from Visa. But with this credit card, you do more than just show your support for UK – you give your support. The University of Kentucky Alumni Association receives a portion of the proceeds to support student activities. Go Big Blue! Purchase Alerts Receive real-time1 text or email alerts when your card is used to make a purchase2. Visa Premium Alerts CardManager You also have the convenience to manage your card with the online CardManager. CardManager Annual Fee No annual fee APR Low variable APRs. (APRs can vary.) Current APRs range from 9.74% to 11.74% based on the Prime Rate as of 4/9/2020. APRs are determined by adding 6.49% to 8.49% to the Prime Rate in effect at the time of application. Minimum Credit Limit $5,000 ATM Cash Advance Fee No fees Balance Transfer Fee No fees Late Fee Up to $5 late fee Foreign Transaction Fee 1% Point Quest Rewards Earn one reward point for every $1 spent on eligible purchases. Redeem reward points online for cash back, merchandise, gift cards or travel certificates. Enjoy reward points that don’t expire for five years. View your reward points on your monthly statement or online in CardManager. Benefits & Travel Perks No restrictions or blackout dates on airfare booked through Point Quest Rewards. Emergency cash and card replacement, wherever you are. Lost-luggage reimbursement.3 Cell phone protection insurance.3 $500,000 travel accident insurance.3 Travel and emergency assistance services.3 Extended Warranty Protection.3 Access to 24/7 Visa® Travel Center.3 Roadside dispatch®.3 Auto rental collision damage waiver.3 Security protection available for purchase. ID Navigator Powered by NortonLifeLock Tools to help you act quickly if your personal data is threatened. Your Central Bank Visa card includes ID Navigator Powered by NortonLifeLock. No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can provide you with greater peace of mind. ID Navigator Powered by NortonLifeLock provides you with tools to help keep you informed of potential threats to your identity, so you can act quickly should the unexpected happen. Confirm eligibility Visa Account Updater This service may automatically update your card expiration date or replacement card number for participating merchants who maintain your card information on file for recurring purchases or payments. This service is free. For more information or to opt out, contact us. Visa Guide to Benefits Download Guide to Card Benefits Lost or Stolen To report lost or stolen debit or credit cards, please call 859-253-6222 or 800-637-6884 and follow the instructions provided. Get started Apply online Print Application CardManager Visa Premium Alerts Get started. Apply online 1 Actual time to receive transaction alert is dependent on wireless service and coverage within area. Standard data rates apply. 2 A qualified transaction is any transaction routed through Visa. 3Certain terms, conditions and exclusions apply. Download Guide to Card Benefits for more information or refer to Visa® Package brochure that will accompany your card for complete details. 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