MENU Workers Compensation Available in Michigan Your employees are an irreplaceable asset that needs to be protected. Workers compensation offers financial protection for your employees – and your business – if an employee becomes ill or injured on the job. Accidents happen even in the safest work environments. A workers compensation policy ensures that you're able to give your injured employee excellent medical care and cover their wages, so they can recover quickly and get back to work. Find An Agent City/Zip Coverages Workers compensation is highly regulated and coverage requirements vary among states. The amount of coverage you'll need will depend on a number of factors, like if your industry has a high rate of injury. A Fremont Insurance agent will be able to help you determine how much coverage you'll need to keep your employees and your business safe. Work-Related Medical Injury This coverage helps injured or ill employees pay for medical and rehabilitation expenses. Loss Time Disability/Indemnity This coverage provides protection from lost wages if an illness or injury prevents an employee from performing their job. Death Benefits If a fatal injury occurs on the job, this coverage helps you provide financial support in the form of death benefits to the family. Employers Liability This coverage prevents an employee from suing you if they become ill or injured at work. CONTACT AN AGENT FOR A COMPLETE LIST OF COVERAGES File a Claim When the unexpected happens, Fremont Insurance is by your side to help you reclaim whatever you lost. We’re committed to ensuring a smooth claims experience by keeping you informed every step of the way. FILE A CLAIM Ways to Save The best way to keep your premiums down is to reduce the number of workplace injuries that occur. That's why we reward our customers for having a good safety record. Here are a few ways we can help you save money. Paid In Full You must pay the discounted policy premium in full by the due date of your first bill to qualify. Group You must be a member of a group or association that insures with Fremont Insurance to qualify. Multi-Policy You must bundle more than one insurance policy to qualify. Safe Workplace You may qualify for a safe workplace discount if your business has a light duty return to work program, drug screening program, or an average experience modification program under 1 in the last 5 years. CONTACT AN AGENT FOR A COMPLETE LIST OF DISCOUNTS Related Blog Articles CATEGORY: WORKERS COMPENSATION An Overview of Workers Compensation Get Connected Social Media Channels Facebook Twitter LinkedIn Fremont Insurance Actions Find An Agent File A Claim Talk To Someone Email Visit Call Website Design by Gravity Works Products & Services For Individuals For Businesses For Farms Claims Center Roadside Assistance (800) 550-0325 Our Company About Fremont Careers Privacy Policy Connect Contact Us Find an Agent Pay Bill Policy Holder Login