About Us Contact Us Help Search Log In Checking & Savings Investing & Retirement Mortgage Auto Personal Loans Ally Home Ally Invest Ally Invest Robo Portfolios Robo Portfolios bye advisory fees. hello free automated investing. Thanks to math, science, and Ally Invest's experts, we're offering investing free of advisory fees. Start investing with as little as $100. Features Intelligent Tools Portfolio Types Create Portfolio FAQs Create Your Plan A portfolio made for you, monitored by us. We do the work, so you don’t have to. No advisory fees. For our cash-enhanced portfolio, there are no advisory fees, annual charges, or rebalancing fees, and 30% of your portfolio is set aside as an interest-earning cash buffer. Start investing with $100. Investing shouldn't cost an arm and a leg. That's why we only require a $100 minimum. 24/7 Support. Call, chat, or email us. A real person is available day or night to help with whatever you need. An interest-earning cash cushion to sit on. 30% of your portfolio is set aside as cash to act as a buffer against market volatility Absolutely no advisory fees, and the 30% cash buffer earns interest at a competitive rate Available for all portfolio types Keep in mind that for the cash-enhanced option, the cash set aside is a permanent part of your portfolio. It can’t be accessed like money in a traditional savings account, and it isn’t FDIC insured. The rate is variable and may change after the account is opened. Rate is accurate as of 11/24/2021. If you’re interested in a portfolio with less cash holdings, consider our market-focused option. Learn more Hands-off investing has never been smarter. We know you're busy. Let our intelligent tools work for you. Not your average robo-advisor Diversified portfolios designed by a team of (human) specialists Managed and monitored daily with our smart technology and rebalanced as needed View performance and track your goals 24/7 with our suite of digital tools Update your portfolio goals any time as your financial needs change Robo Portfolios RC1 Play Video Four portfolio choices based on what matters most to you. We’ll help you choose one that best aligns with your future goals. Core Highly diversified across domestic, international, and fixed-income assets. You can choose the amount of risk you are comfortable with, from conservative to aggressive. If you’re more of a hands-off investor, consider this portfolio type. Income This portfolio type offers higher dividend yields, while maintaining a more conservative risk profile. Consider this portfolio type if you’re most focused on yield and income. Tax optimized If you make after-tax contributions to an investment account, this type of IRA may help maximize your investments. If you’re looking to invest using a diverse mix of tax-advantaged, low-cost Exchange Traded Funds, consider this portfolio type. Socially Responsible Shaped by companies with ethical track records, you’ll only invest in businesses that actively practice sustainability, energy efficiency, or other environmentally friendly initiatives. Consider this portfolio type if eco-friendly practices are important to you. An affordable investment approach starts here. It only takes 10 minutes to open an account. Tell us about your goals. Share a little about your investment goals and we’ll build you a diverse mix of exchange-traded funds (ETFs) that line up. Get your customized portfolio. Go with our recommendation or customize until you’re comfortable with the balance of risk and return. Start investing with just $100. Once you select your portfolio, we’ll take it from there. Just sit back and track your progress right from your smartphone. Create Your Plan FAQs We have answers. Where is my money held? What's the 30% cash buffer? What types of portfolios do you offer? How are my accounts protected? Are there special requirements for foreign citizens? What happened to Ally Invest Managed Portfolios? What type of account can I open for my robo portfolio? Is there an account minimum to open an Ally Invest account? Still have questions? Visit our Help Center. Ally Invest Securities' background can be found at FINRA's BrokerCheck. Options involve risk and are not suitable for all investors. Product screenshots are provided for informational purposes only and should not be considered as advice to buy or sell any particular security. If you have questions regarding your taxes, please visit IRS.gov or consult a tax professional. Ally Invest does not provide any tax advice. About Our Company Social Impact Careers Investor Relations Press Room Suppliers Business Solutions Corporate Finance Dealer Services Ally Ventures Ally Lending Learn Financial Life Tips & Tools Do It Right Wallet Wise Resources Contact Give Feedback ATM Locator Site Map Shop Ally Gear Terms & Privacy Ally Invest Disclosures Legal Privacy Security A FEW THINGS YOU SHOULD KNOW Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company, NMLS ID 3015 . Ally Bank, the company's direct banking subsidiary, offers an array of deposit, personal lending and mortgage products and services. Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005 . Credit products and any applicable Mortgage credit and collateral are subject to approval and additional terms and conditions apply. Programs, rates and terms and conditions are subject to change at any time without notice. Ally Servicing LLC, NMLS ID 212403 is a subsidiary of Ally Financial Inc. Securities products and services are offered through Ally Invest Securities LLC, member FINRA and SIPC. View Security Disclosures Advisory products and services are offered through Ally Invest Advisors, Inc. an SEC registered investment advisor. View all Advisory disclosures Foreign exchange (Forex) products and services are offered to self-directed investors through Ally Invest Forex LLC. NFA Member (ID #0408077), who acts as an introducing broker to GAIN Capital Group, LLC ("GAIN Capital"), a registered FCM/RFED and NFA Member (ID #0339826). Forex accounts are held and maintained at GAIN Capital. Forex accounts are NOT PROTECTED by the SIPC. View all Forex disclosures Forex, options and other leveraged products involve significant risk of loss and may not be suitable for all investors. Products that are traded on margin carry a risk that you may lose more than your initial deposit Products offered by Ally Invest Advisors, Ally Invest Securities, and Ally Invest Forex are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE. App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Ally and Do It Right are registered service marks of Ally Financial Inc. From NerdWallet. © 2017-2021 and TM, NerdWallet, Inc. All rights reserved. From Kiplinger's Personal Finance. © 2021 The Kiplinger Washington Editors. All rights reserved. Used under license. From MONEY. © 2020 Ad Practitioners, LLC. All rights reserved. Used under license. ©2009-2021 Ally Financial Inc.