Personal Premier Business Wealth Management Corporate Log In Search Menu Our best buy-to-let mortgage rates Investing in property Our buy-to-let mortgages could help you make a success of your investment, whether you’re a first-time buyer or building up your property investment portfolio. Your buy-to-let property may be repossessed or a receiver of rent appointed if you do not keep up payments on your mortgage. Before you apply Are you eligible? You’ll need to be 21 years or older – if you’re considering a joint application, other applicants need to be aged 18 or older You don’t need to have a residential property to apply for a buy-to-let mortgage You can apply on your own or with up to three people, providing you’re not part of a company Your income To borrow up to £1 million, at least one applicant needs an annual gross income of £25,000 To borrow more than £1 million with no other applicants, you’ll need a gross annual income of £75,000 For joint applications for more than £1 million, where none of you has £75,000 gross annual income, you can apply with a joint gross annual income of £100,000 Borrowing limits Borrow up to £2 million per buy-to-let property Total borrowing of £3 million across all buy-to-let mortgages with us or £4.5 million across all lenders, including us A maximum of six mortgaged rental properties with us, or 10 across all lenders, including us How to apply Use our calculator to check your buy-to-let eligibility and affordability, and then call us or visit a branch to book an appointment with a mortgage adviser. Buy-to-let calculator Confirm that you’re eligible and see what you could afford to borrow by answering a few questions about your circumstances, income and outgoings. Get started Call us Lines are open all day, every day, except on bank holidays and during Christmas, when they may be closed at off-peak times1. 0800 197 1081 Visit a branch Find a branch near you that offers appointments with mortgage advisers and see when we’re open. Find a branch Our latest buy-to-let rates You can also check our full mortgage range [PDF, 563KB] to see if our other mortgages are suitable for you, download our tariff of mortgage charges [PDF, 265KB] and read our legal information. Show filters Product fee Annual percentage rate of charge Loan to value (LTV) 1.51% Buy to Let 2 Year Fixed (Remortgage Only). More details £1795 4.2% APRC 60% (Min loan £35,000, Max loan £1,000,000) 1.80% Buy to Let 2 Year Fixed (Portfolio Only)^. More details £2495 4.3% APRC 75% (Min loan £35,000, Max loan £1,000,000) 1.80% Buy to Let 2 Year Fixed (Purchase Only). More details £1295 4.2% APRC 60% (Min loan £35,000, Max loan £1,000,000) 1.80% Buy to Let 2 Year Fixed. More details £2495 4.2% APRC 60% (Min loan £1,000,000, Max loan £2,000,000) 1.90% Buy to Let 5 Year Fixed. More details £2495 3.6% APRC 60% (Min loan £1,000,000, Max loan £2,000,000) 1.94% Buy to Let 2 Year Fixed (Purchase Only). More details £1295 4.3% APRC 75% (Min loan £35,000, Max loan £1,000,000) 2.00% Buy to Let 5 Year Fixed (Remortgage Only). More details £1795 3.7% APRC 60% (Min loan £35,000, Max loan £1,000,000) 2.03% Buy to Let 2 Year Fixed (Remortgage Only). More details £1795 4.3% APRC 75% (Min loan £35,000, Max loan £1,000,000) 2.08% Buy to Let 2 Year Fixed. More details £0 4.2% APRC 60% (Min loan £35,000, Max loan £1,000,000) 2.10% Buy to Let 5 Year Fixed (Portfolio Only)^. More details £2495 3.8% APRC 75% (Min loan £35,000, Max loan £1,000,000) 2.11% Buy to Let 5 Year Fixed (Purchase Only). More details £1295 3.7% APRC 60% (Min loan £35,000, Max loan £1,000,000) 2.12% Buy to Let 5 Year Fixed (Purchase Only). More details £1295 3.7% APRC 75% (Min loan £35,000, Max loan £1,000,000) 2.20% Buy to Let 5 Year Fixed (Remortgage Only). More details £1795 3.8% APRC 75% (Min loan £35,000, Max loan £1,000,000) 2.35% Buy to Let Premier Exclusive 3 Year Fixed. More details £0 4.1% APRC 75% (Min loan £35,000, Max loan £1,000,000) 2.40% Buy to Let 2 Year Fixed. More details £0 4.3% APRC 75% (Min loan £35,000, Max loan £1,000,000) 2.40% Buy to Let 5 Year Fixed. More details £0 3.8% APRC 60% (Min loan £35,000, Max loan £1,000,000) 2.41% Buy to Let 5 Year Fixed. More details £0 3.8% APRC 75% (Min loan £35,000, Max loan £1,000,000) 2.45% Buy to Let 10 Year Fixed. More details £1795 3.3% APRC 75% (Min loan £35,000, Max loan £1,000,000) 2.60% Buy to Let 2 Year Tracker More details £0 4.3% APRC 75% (Min loan £35,000, Max loan £1,000,000) *BEBR means the Bank of England Base Rate, which is currently 0.10% (effective 19 March 2020). ^ Available for Portfolio Landlords only Portfolio Landlords are those with four mortgaged rental properties or more across all lenders. This includes the subject property. . More buy-to-let options How to buy to let Practical tips for landlords Read our tips on how to become a landlord – from choosing a property and mortgage, to understanding your tax liabilities and legal responsibilities to tenants. Buying to let Home insurance for landlords Cover for private letting Protection for landlords privately letting up to 3 properties2. Landlord Insurance Premier landlord mortgages Exclusive rates for Premier If you’re eligible for Premier, we could help – whether you’re mortgaging a buy-to-let property, borrowing more or switching your mortgage to us. Premier buy to let Need some help? Chat to us online Start a web chat if you have a question about applying (we can’t give mortgage advice in web chats). Start web chat Call us Call us1 any time – lines may be closed at off-peak times on bank holidays and during Christmas. 0800 197 1081 Track It If you’ve submitted an application, use your mortgage application reference to find out what stage it’s at. Track It Important information To maintain a quality service, we may monitor and record phone calls. Call charges.Return to reference The insurer of Barclays home insurance is Gresham Insurance Company Limited, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered Office: 8 Surrey Street, Norwich, Norfolk, NR1 3NG Registered in England, Registered No. 110410. Barclays Bank UK PLC act as an introducer to Allianz Insurance PLC for Barclays Business Insurance which is arranged, administered and underwritten by Allianz Insurance PLC (registered no. 84638), registered office 57 Ladymead, Guildford, Surrey, GU1 1DB. Allianz Insurance PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register no. 121849. Barclays Bank UK PLC is not part of the Allianz (UK) Group.Return to reference Current accounts Savings accounts ISAs Loans Mortgages Mortgage calculator Insurance Credit cards Home and contents insurance Help and FAQs Switch to Barclays How to report fraud Protect yourself from scams Important information Accessibility Privacy policy Cookies Security Careers Find a branch Service status Send us a message Find us on Twitter Barclays Bank UK PLC and Barclays Bank PLC are each authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Barclays Insurance Services Company Limited and Barclays Investment Solutions Limited are each authorised and regulated by the Financial Conduct Authority. Registered office for all: 1 Churchill Place, London E14 5HP Cookies We would like to collect data from your device while you use this website. We do this using cookies. You can find out more in our cookie policy. 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