Search Search Locations Contact About Rates Log In Join Accounts & Services Loans & Credit Investments Visa Credit Cards Our Gift To You This Holiday Season Enjoy reduced rates* on all purchases and balance transfers made October 1 - December 31, 2021. Plus, earn up to 5,000 points for balance transfers! Apply for your SCU Visa credit card now! APPLY Card Options CARD TYPE PROMOTIONAL APR* REGULAR APR Signature N/A 7.25%** Platinum 6.9% 8.9% Gold 8.9% 10.9% Classic 13.9% 15.9% Secured N/A 15.9%* *Excludes Visa Signature Card. Discounted rates are for a maximum of 1 year. Regular rates apply to cash transactions such as ATM withdrawals. As of 9/1/2021, regular rates were as shown above. SCU loans are excluded from the balance transfer rate. 5,000 points maximum are rewarded for balance transfers made during the promotional period of October 1, 2021 to December 31, 2021. All rates, conditions and programs subject to change without notice. Visa Agreement available for download . **The Visa Signature card has a variable rate based on the Prime Rate as reported by the Wall Street Journal, plus 4% APR. As of 9/1/2021, the Prime Rate was 3.25%. Accordingly, the current APR for a Visa Signature card from State Credit Union is 7.25%. The minimum credit limit for the Visa Signature card is $5,000. Members with a Visa Signature Card will earn up to 5,000 reward points for balance transfers made during the promotional period of October 1, 2021 to December 31, 2021. Offer not valid for transfers from other State Credit Union loans or credit cards. Rates, conditions and programs subject to change without notice. Visa Signature Agreement available for download. See All Rates Download Loan Rate Sheet Card Benefits All Cards Cashback & Prizes Earn and redeem points for every credit card purchase. Balance Transfers Request a transfer and save if you switch to a lower rate. No Extra Charges No balance transfer or cash advance fees. No annual fee. Peace of Mind Free identity theft resolution services from Cyber Scout. Verified by Visa Enroll for password-based security whenever your card is used online. Visa Signature Card All the benefits listed in "All Cards" above, PLUS: More Points Earn 25% more points for every credit card purchase. Concierge Service Enjoy personalized travel, unforgettable experiences, special offers, and VIP access through complimentary 24/7 Visa Signature Concierge Service Secured All the benefits listed in "All Cards" above, PLUS: Get a card while working on your credit Set aside $300 to $5,000 in your savings account to secure your card in the same amount. Same benefits as Classic Visa Low rates. No annual fee. Card Assistance Travel Notification Avoid card inconveniences. Let us know you're traveling. Change PIN Call 1-888-886-0083. Open a Credit Card Apply Online Not a member? Find out how you can join! Chances are, you qualify for membership! Join Today Careers Locations Contact Taking Members Where They Want to Go 800-868-8740 Facebook Twitter Instagram Disclosures Privacy & Security © SC State Federal Credit Union. All rights reserved. Site by truematter Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.