Login Toggle Dropdown Toggle Dropdown ABOUT MORTGAGES Contact Us Loan Portal Login Ask star chart 4.9 out of five 4.9 4.9 out of 5 (267 Member Reviews) Read Reviews Your home is where your life happens. From new beginnings to next steps or the next phase of life, Leaders Mortgage Services wants to understand your expectations and help you discover the path to exceeding them. Below you will find links to our mortgage lending portal. Here you can apply online, review what type of loans might be right for you, or simply speak to one of our Mortgage Champions. Make your selections below. Loan Programs Apply Now Mortgage Champions Frequently Asked Questions What are my closing costs for my mortgage? Do you offer VA or FHA loans? Can I roll my closing cost fees into my loan? Are there closing costs associated with a Home Equity Line? What is a Mortgage Loan? What is Freddie Mac? Best Loan Pricing Guarantee*^ Ever worry that you’re not getting the best rate possible on your mortgage loan? Leaders Mortgage Services removes that worry with our Best Loan Pricing Guarantee*^. You can borrow with confidence knowing that when you commit to us, we will commit to you as well. If you find a better deal with a locally-based lender, we’ll beat it or pay you $1,000. *^Best Loan Pricing Guarantee only applies to conventional purchase mortgages or refinanced mortgages on your primary residence. To qualify for this guarantee, the following must be met: (1) you must provide a locally-based, licensed lender's system-generated locked Loan Estimate (LE) stating the specific lender's name and dated within 1 business day of the pricing quoted by Leaders Credit Union (Leaders); (2) LE must have pricing for the same loan program offered by Leaders and such pricing must be equal to or less than the pricing quoted by Leaders; and (3) Leaders must be able to verify the accuracy of the other lender's pricing as stated on such LE. If you qualify for this guarantee, then Leaders, in its sole discretion, may either (1) offer the mortgage to you at a price that is $250 less than the other lender's pricing or (2) pay you $1,000 upon Leaders' receipt from you of proof of your loan closing with the lender that was used to qualify for this guarantee. For purposes of this guarantee, the following shall have the meanings set out herein: (1) "pricing" shall consist of the interest rate, points, and lender fees that are typically listed in the LE; (2) "locally-based" shall mean a licensed lender with a physical location within Leaders' market area; and (3) "proof of loan closing" shall mean a copy of the signed Note and of the Closing Disclosure, for the loan set out in the locked LE. Home Banking Mortgages Investments Business Partners About Us Contact Us Policies Security Accessibility Ask GLOBALLY CONVENIENT. LOCALLY YOURS. Banking at Leaders is safe, affordable, convenient, and most of all, it's rewarding. Join one of the fastest growing, most respected financial institutions that West Tennessee has to offer. Get Started Leaders Credit Union is an Equal Housing Lender Leaders Credit Union PO Box 10008 Jackson, TN 38308 731 664-1784 loyalty@leaderscu.com ©2021 Leaders Credit Union ABA Routing 284383886 What are the top three reasons you visit the Leaders website? Account Balance Financial Education Marketing Promotions Product Information Branch Locations/Hours Pay loan Next