Search Support Sign In Sign In International Menu Find Buy Protect Intelligence Culture Why CoreLogic? Home / Protect Solutions / Hazard Risk Solutions Hazard Risk Solutions Mother Nature can present a real threat to your business, as even a single event can cost billions of dollars in damages. What if you could understand a commercial property’s exposure to natural hazards in a single, automated workflow? We help you more accurately identify and understand risk across a portfolio in a wide variety of high-peril areas—Water, Earth, Wind, Fire—to ensure accurate and timely coverage. We also offer a full suite of products that take the assessment of property claims risk for crime and non-weather water and fire to a whole new level. With easy-to-understand scores on a 100-point scale, you can more accurately assess the risk of individual policies. How Can We Help You? From storm and fire hazards to land-based events such as sinkholes and earthquakes to crime risk, we’ve got you covered! Flooding is the #1 Natural Disaster in the United States Water is a peril that is uniquely able to affect every location. Anticipating your water risk and predicting loss requires you to understand the details, like water flow and surrounding vegetation. Our models and scoring look at current and historical weather events, giving you the insight to take the guesswork out of knowing the condition of properties and the risk they face. Intelligence reports include: Flood Risk Score Flash Flood Risk Score Distance to Coast Hail Risk Sewer Back-Up Score Storm Surge Risk Score 2020 Coverage Adequacy Report Protecting Vulnerable Communities: Two Major Opportunities to Insure Flood The Majority of Underinsurance in the United States Involves Earthquake Risk According to the sigma study from Swiss Re, the United States has the most uninsured losses of any country. Underinsurance of natural catastrophe risk has risen steadily, and the majority of it involves earthquake risk. As insurers look to close the underinsurance gap, they need to pinpoint risk to establish more adequate premiums. Our intelligence reports include: Earthquake Risk US, Canada, Italy, & Japan Sinkhole Risk and Mine Subsidence The Great Tohoku Earthquake Report Look Beyond Tornadoes to Understand Your Wind Risk In 2018, over 1.7 million square miles saw severe (>60 mph) wind gusts in 2018, and 21,000 square miles saw very severe wind gusts (>80 mph). Understanding the risk associated with thunderstorms, hurricanes, and severe convective storms which result in wind damage is essential to planning for it. CoreLogic’s granular wind data and ability to anticipate both loss and efficiently verify wind risk will bring you confidence in your portfolio. Intelligence reports include: Wind Risk Score Wind Borne Debris Wind Pool 2021 Hurricane Report Video: What are the Implications of an Overactive Hurricane Season? Wildfires are the Biggest Exposure for P&C Portfolios Fire hazards aren’t always the result of a natural occurrence. As our growing population continues to expand development, P&C portfolios are becoming more exposed to wildfire risk. Understanding fire-related risk requires an assessment of factors such as surface composition, surrounding vegetation and distance to the responding fire station. We help carriers pinpoint their fire hazard risk and establish better policy premiums without extensive on-site visits by utilizing the below intelligence: Fire Protection Wildfire Risk Distance to Fire Station 2020 Wildfire Risk Report Video: How Do We Prepare for 2021’s Wildfires? | Core Conversations Episode 5 Non-weather Hazards are Historically Hard to Analyze Property insurers have historically been unable to accurately analyze the likelihood of non-weather hazards—such as plumbing and appliance leaks or the likelihood of house fires—due to a lack of consistent and complete data. Built from a broad, diverse and proprietary national database, our suite of products looks at the disparate causes of non-weather damage and their complex interactions to predict the probability of a claim and losses—for any address nationwide. Included intelligence reports are: Non-weather Water risk Non-weather Fire risk US Crime risk Canadian Crime Risk Delivering Confidence: CoreLogic’s Non-Weather Risk Scores Are Approved by Multiple States’ Department of Insurance for use in Rating Plans How to Predict Fire Insurance Losses Hazard HQ Keeps you up to date on Catastrophes as they Occur The past few years have been catastrophic, with everything from blazing wildfires to powerful hurricanes battering the coasts. We know clarity is important amidst the chaos, so we want to make sure you’re finding all the information you need to be up to date in one place. At Hazard HQ™ you’ll find press releases, explanations of how our data works, commentary about what kind of damage we foresee, and critical thinking on what it takes to be more resilient in the face of natural hazards—be it a hurricane, volcano, earthquake, or beyond. Read more Hazard HQ Intelligence Learn more about Hazard Trends Event tracking from a natural hazard and economic standpoint Evaluations of property and risk damage Improved data and geographic accuracy Ready To Take Action on Hazard Risk Solutions? Help your team become everyday heroes by empowering your business with CoreLogic. Contact Sales Related Intelligence View all CONSTRUCTION Quarterly Construction Insights – Q4 2021 Summary of Q3 2021: Material Shortages Continue, Copper Wire Costs Up 156% YoY CoreLogic tracks construction cost for commercial, residential and agricultural construction of all December 2, 2021 INSURANCE Three Ways Property Underwriting Risk Assessment Has Changed in 2021 The COVID-19 pandemic proved to be a major catalyst for change within the insurance industry. CoreLogic leads the pack with some of the best and most comprehensive reconstruction costs and prefill data. November 29, 2021 HAZARD HQ Three Things to Know About Hurricane Pamela Hurricane Pamela made landfall along Mexico’s Pacific Coast early the morning of October 14, 2021 October 15, 2021 About CoreLogic Why CoreLogic? 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