Search Search Locations Contact About Rates Log In Join Accounts & Services Loans & Credit Investments Join Goodbye, big bank. Hello, SCU! Join Online! Or stop by a branch. You will need: Your Social Security Card Government ID Find out how you qualify. Most South Carolinians are eligible for membership. Who Can Join? Why join SCU? Everything You Expect from a Big Bank A full range of accounts and services: Checking and savings, loans, investment services, debit and credit cards, and more. Online Banking Full-featured Online and Mobile Banking. Convenient Locations 20 branches statewide plus shared branches and ATMs nationwide. Earn More, Keep More Lower fees, lower interest rates on loans and credit, and higher rates on deposits than traditional banks. Personalized Service Never feel like a number again. As a member, you're part owner and have a voice. Peace of Mind Individual depositors are insured by the National Credit Union Administration for up to $250,000. Your Membership Earns Discounts Receive discounts on auto insurance premiums just for being a State Credit Union Member. What is a credit union? Play How is a credit union different? Ownership & Purpose BIG BANKS YOUR CREDIT UNION For-Profit Institutions Not for Profit Corporate Shareholder Owned Member Owned Policy Benefits Shareholders Members Vote and Can Hold Office Rates, Fees & Interest BIG BANKS YOUR CREDIT UNION Higher Fees Lower Fees Higher Loan Rates Lower Loan Rates Lower Interest Rates on Deposits Higher Dividend Rates on Deposits Chances are, you qualify for membership! Join Today Careers Locations Contact Taking Members Where They Want to Go 800-868-8740 Facebook Twitter Instagram Disclosures Privacy & Security © SC State Federal Credit Union. All rights reserved. Site by truematter Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.