QUICKLINKS SEARCH ABA Routing #: 265473317 OPEN ACCOUNT MEMBER LOGIN Personal Loans Credit Cards Mortgage Commercial Home Loans Debt Consolidation Debt Consolidation We offer several convenient options to consolidate debt. Home equity line of credit No application fee. Borrow up to 90% of the value of your home. Has a determined payoff date. As low as 5.00% APR variable APPLY NOW Personal Loan Minimum of $1,000 up to a maximum of $40,000. Can be used to pay off finance companies with higher interest rates. As low as 8.90% APR APPLY NOW Neighbors Visa credit card Minimum of $500 to a maximum of $20000. Low balance transfer rates. Low monthly payments. APPLY NOW Home Equity Line of Credit Disclosure *Annual percentage rates (APR) quoted are subject to change based on Prime index movement as published in the Wall Street Journal, subject to a limit on increase of 6% over the term of the loan. Cap on annual limit on APR increase or decrease of 2% and subject to a floor. Initial Interest rate may be higher based on an evaluation of your credit performance. Minimum loan and draw amount is $10,000. Minimum loan term is 10 years. Rates and terms are subject to change without notice. Consult a tax advisor regarding the deductibility of interest and charges under the plan. Also of Interest: LoansMortgage Loan Rates & OptionsHow to Dodge Debt Consolidation Scams Locations The Front Porch Blog Financial Education Careers Contact App Center Neighbors Capital Area Foundation Accessibility How to Join Calculators Disclosures Privacy Policy Holiday Schedule Who We Are Member Action Center SIGN IN ASK NEIGHBORS MAKE A PAYMENT Facebook Twitter LinkedIn Instagram Youtube SUBSCRIBE © 2021 Neighbors Federal Credit Union. Site by Gatorworks Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency.