Middlesex Savings Bank - back to homepage About Rates Locations Contact Apply Site Search Desktop PERSONAL BUSINESS RESOURCES Log In Individual Retirement Accounts (IRAs) Plan for your financial future. In addition to a company retirement plan or Social Security benefits, Middlesex can help grow your savings with an Individual Retirement Account (IRA) to help you retire comfortably. Home Personal Bank Individual Retirement Accounts (IRAs) Pages within: Bank How it works: Choose your product: With Middlesex, you have the option of two types of IRA accounts: money fund accounts or certificates of deposit (CDs). Both are FDIC- and DIF-insured and have no monthly fee. Choose your IRA type: Select a Traditional or Roth IRA. Each type has potential tax advantages to help you generate greater returns. Simplified Employee Pension (SEP) IRAs are available to business owners and their employees. Fund your account: Put an initial contribution into your account. Add funds to a money fund any time up to the annual contribution limit to help your retirement plan grow. Retirement Planning Basics Retirement CDs Individual Retirement Accounts, anchored by our dependable CDs, can help prepare you for a stable future. Fixed-rate CDs ranging from 3 - 71 months Variable-rate CD with a 12 - 18 month term Receive tax benefits by making CDs part of a Traditional or Roth IRA View Details - Retirement CDs Contact Us - Retirement CDs Retirement Money Fund Are you planning your retirement, but need a low cost option? With no annual fee and FDIC- and DIF-insured deposits, the Retirement Money Fund account is a smart way to diversify your retirement plan. FDIC- & DIF-insured No maintenance fee Potential tax benefits View Details - Retirement Money Fund Contact Us - Retirement Money Fund Disclosures All accounts subject to approval. This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Investors should consult with a tax or legal professional regarding their individual situation. Helpful Resources Rates Calculators Forms Blog Scroll Questions or Comments? Call Us 1-877-463-6287 Email Us info@middlesexbank.com Visit Us Find our branches and ATMs Routing #211371227 Link to Facebook page Link to Instagram page Link to Twitter page Link to LinkedIn page Discover Personal Checking Certificate of Deposit (CDs) Home Equity Lines of Credit Home Mortgages Business Services Connect Careers Community Blog Social Media Access Personal Online Banking Business Online Banking Mobile Banking Home Mortgages Business Services Paycheck Protection Program Update COVID-19 Updates Explore Security Center Privacy Statement Terms of Use Disclosures Carrier rates may apply. Apple, Apple Pay, App Store, and the Apple Logo are trademarks of Apple Inc. Google Play and the Google Play Logo are trademarks of Google LLC. Middlesex Savings Bank, based in Natick, Massachusetts, is a mutual bank focused on providing financial support to individuals and businesses. We offer valuable banking solutions including, checking accounts, savings accounts, CDs, personal loans, mortgages, commercial lending services and more. Bank online, download our mobile app or visit one of our branches conveniently located in Acton, Ashland, Bedford, Bellingham, Boxborough, Concord, Framingham (Nobscot), Framingham (Route 9), Franklin, Groton, Holliston, Hopkinton, Hudson, Littleton, Maynard Crossing, Maynard (Powdermill Road), Medfield, Medway, Millis, Natick, Needham, Sherborn, Southborough, Sudbury, Walpole, Wayland (Commonwealth Road), Wayland Center, Wellesley, Westborough, Westford, West Concord, Massachusetts. Download mobile app for iphone Download mobile app for android © 2021 Middlesex Savings Bank PO Box 5210 Westborough, MA 01581-5210 Toll Free: 1-877-463-6287 Sitemap Terms of Use Website Accessibility Equal Housing Lender Member FDIC Member DIF