Close  MOVING RETIREMENT FORWARD Retirement Clearinghouse (RCH) is the leader in retirement savings portability, offering RCH Portability -- the only program proven by empirical research to significantly boost participants' financial wellness by reducing 401(k) cashouts and by preserving retirement savings. COVID-19 UPDATE Sponsors/Service Providers Quick Links Learn more about RCH's plan services Learn more about auto portability Learn more about Retirement Clearinghouse Speak to an RCH sales representative Contact the RCH client support team (existing corporate clients only) Login to the RCH HQ System Individuals Quick Links Why does RCH have my retirement savings? Manage my RCH IRA account Contact Retirement Clearinghouse (RCH) Do I have an account with RCH? Get information about RCH IRA mutual funds Visit the RCH Learning Center Para español Learn about careers with RCH Retirement Clearinghouse Retirement Clearinghouse (RCH) provides retirement plan sponsors with services that move retirement savings forward as their participants change jobs, delivering true plan-to-plan portability. For plan sponsors, RCH's services solve the small account problem, decreasing plan costs and reducing fiduciary liability. For participants, RCH's solutions boosts financial wellness by preserving retirement savings, increasing average balances and promoting retirement readiness. RCH Auto Portability℠ is the enhanced standard of care for an automatic rollover program, reducing cashouts by 52%, while helping participants receiving mandatory distributions (<$5,000) consolidate retirement savings into their current-employer's plan. RCH Managed Portability℠ is for all participants, all balances and relies upon participant consent to consolidate retirement savings. Our Assisted Roll-In and Assisted Roll-Out services provide participants with education and end-to-end assistance in consolidating their retirement savings into their current-employer's plan or into an existing IRA. RCH also delivers the following services: Missing Participant Location Service Uncashed Check Resolution Service Terminating Plan Service Read More RCH Quick Connect Who Are You? Plan Sponsor Service Provider Individual SUBMIT View All RCH News RCH News 1916 Ayrsley Town Boulevard Suite 200 Charlotte, NC 28273 INDIVIDUALS PLAN SPONSORS AUTO PORTABILITY COMPANY NEWS & INFORMATION MISSION CAREERS CONTACT US LOGINS DISCLOSURES & LICENSES Individuals should consult their tax advisers or legal counsel for advice and information concerning their particular situation. Retirement Clearinghouse does not give legal, investment, or tax advice. IRA account fees and product information provided by Retirement Clearinghouse, LLC is subject to change without notice at the discretion of the IRA Provider. Securities are offered through RCH Securities, LLC, a wholly owned subsidiary of Retirement Clearinghouse, LLC and a member of FINRA (www.finra.org). RCH Shareholder Services is a wholly owned subsidiary of Retirement Clearinghouse, LLC and a registered transfer agent with the U.S. Securities and Exchange Commission. © 2021 Retirement Clearinghouse, LLC. This site is directed at, and made available to, persons in the U.S. and Puerto Rico. Sitemap Website by E-dreamz