SIGN UP FORGOT PASSWORD/USERNAME HELP Youth Accounts Home » Bank » Youth Accounts The best time to learn good money management habits is when you’re young. Tower offers opportunities for young people of all ages to learn how to save money and manage their accounts. A lifetime of good financial decision-making starts here. Ages 12 & Under Teens Young Adults Parents or guardians can open a Prime Share account in their child’s name. To take advantage of compounding dividends, open a Share Certificate in your child’s name, too. The sooner you start setting money aside for your young savers, the more time it has to grow. Club Accounts As children get older, teach them how to save for the things they need or want with Tower’s “You Name It” and Holiday Club accounts. Seeing each deposit they make gets them closer to that new bike, tech gadget, or first concert ticket and introduces them to the habit of saving. 1 Federal regulations limit the total number of electronic transfers from any non-transactional account – Prime Share (savings), Clubs, or Money Market – to six (6) per account per month. This includes overdraft transfers, online Cross Member Transfers and Funds Transfer, and cleared checks from a Money Market account. You can make an unlimited number of transfers and withdrawals through the mail, at an ATM, and in person at a branch. Transfers made to a Tower loan account are not included in the limitation of six per account per month. For additional information, refer to Tower’s Membership and Account Agreement. Tower Car Buying Service Quick Links Eligibility & How to Join Calculators QUICK LINKS FAQs Privacy Notice Online Privacy Statement Disclosures Fees Sitemap Check Application Status CONTACT US 301-497-7000 866-56-TOWER 7901 Sandy Spring Road Laurel, Maryland 20707 ROUTING NUMBER 255077370 Facebook YouTube LinkedIn Federally insured by NCUA NMLS #586147 For convenience and informational purposes only, Tower's Website provides links to third-party Websites. Tower's Privacy Notice does not apply to these sites. © 2021 Tower Federal Credit Union. All Rights Reserved.