Peoples State Bank Vertical Logo Deposit Products Lending Products Services About Us Rates Effective Date: October 27, 2021 Rates vary. Substantial penalty for early withdrawal on all certificates. Certificates of Deposit Product Interest Rate Annual Percentage Yield (APY) Certificates of Deposit $500.00 to $9,999.99** 6 months 0.10% 0.10% 1 year 0.30% 0.30% 18 months 0.35% 0.35% 2 years 0.35% 0.35% 3 years 0.50% 0.50% 4 years 0.55% 0.55% 5 years 0.55% 0.55% Product Interest Rate Annual Percentage Yield (APY) Certificates of Deposit $10,000.00 to $49,999.99** 6 months 0.15% 0.15% 1 year 0.35% 0.35% 18 months 0.40% 0.40% 2 years 0.45% 0.45% 3 years 0.55% 0.55% 4 years 0.60% 0.60% 5 years 0.65% 0.65% Product Interest Rate Annual Percentage Yield (APY) Certificates of Deposit $50,000.00 to $99,999.99** 6 months 0.20% 0.20% 1 year 0.45% 0.45% 18 months 0.50% 0.50% 2 years 0.55% 0.55% 3 years 0.60% 0.60% 4 years 0.65% 0.65% 5 years 0.70% 0.70% Product Interest Rate Annual Percentage Yield (APY) Certificates of Deposit $100,000.00 and over** 6 months 0.25% 0.25% 1 year 0.50% 0.50% 18 months 0.55% 0.55% 2 years 0.60% 0.60% 3 years 0.65% 0.65% 4 years 0.70% 0.70% 5 years 0.75% 0.75% NOW Accounts** Minimum opening balance required: $1,500.00 Interest rate varies. Current Interest Rate: 0.05% Annual Percentage Yield: 0.05% Money Market Demand Accounts** Minimum opening balance required: $2,500.00 Interest rate varies. Tier 1: If your daily balance is $100,000.00 and greater, the interest rate paid on the entire balance in your account will be 0.20%, with an annual percentage yield of 0.20%. Tier 2: If your daily balance is $2,500.00 to $99,999.99, the interest rate paid on the entire balance in your account will be 0.15%, with an annual percentage yield of 0.15%. Tier 3: If your daily balance is $2,499.99 and less, the interest rate paid on the entire balance in your account will be 0.10%, with an annual percentage yield of 0.10%. Regular Savings Plan** Minimum opening balance required: $25.00 Minimum daily balance to obtain annual percentage yield: $5.00 Interest rate varies. Current interest rate: 0.10% Annual Percentage Yield: 0.10% Health Savings Plan (HSA)** Minimum opening balance required: $25.00 Interest rate varies. Tier 1: If your daily balance is $5,000.00 and greater, the interest rate paid on the entire balance in your account will be 1.00%, with an annual percentage yield of 1.00%. Tier 2: If your daily balance is $4,999.99 and greater, the interest rate paid on the entire balance in your account will be 0.25%, with an annual percentage yield of 0.25%. Individual Retirement Account (IRA)** 18 Month: Interest compounded daily. Minimum opening deposit required: $25.00 Minimum daily balance to obtain annual percentage yield: $5.00 Current interest rate: 0.85% Annual Percentage Yield: 0.85% **Fees could reduce earnings on the account. Interest rate is subject to change. Substantial penalty for early withdrawals on IRA's. Peoples State Bank is a member of the Federal Deposit Insurance Corporation (FDIC). Each depositor is insured to at least $250,000.00. Get in Touch With Us CONTACT US ATM LOCATIONS LOST OR STOLEN CARD How Can We Help? BANKING RESOURCES Important Info PRIVACY POLICY RATES SCHEDULE OF FEES Copyright © 2021 Peoples State Bank of Hallettsville. All Rights Reserved. Federal Deposit Insurance Corporation Equal Housing Lender