MENU LOGIN Additional Coverages Motorcycle ATV RV Boat Personal Valuables Personal Umbrella Liability Kemper Personal Insurance Boat Coverage Body Navigate Forward with Confidence Whether you're out on the lake, navigating the river, or sailing the open sea, having the right insurance coverage is essential. Coverage options for your boat or personal watercraft include: Personal, Property Damage, and Bodily Injury Liability Trailers Stored Equipment - (tackle, water sports accessories, etc.) Water Towing Service Roadside Assistance Total Loss Replacement Boat Insurance Frequently Asked Questions How much does boat insurance cost? The cost of boat insurance depends on many factors like the type of boat you want to insure, the location in which your boat is stored and used, and the types of coverage you include in your policy. Some policies cost as little as $300 a year. Do I need boat insurance? While different states have different requirements, if you are making payments on your boat you may be required to purchase insurance coverage by the bank that financed the loan. Ready to get a quote? Kemper provides boat insurance coverages through non-affiliated insurance companies to help you save time and money. You'll be able to customize your coverage during the quote process so you can find a rate that will protect your boat and fit your budget. GET A QUOTE RETRIEVE A QUOTE PRODUCTS Kemper Auto Kemper Personal Insurance Homeowners Renters Condo Mobile Home Flood Motorcycle ATV RV Boat Personal Valuables Personal Umbrella Liability Commercial Auto Commercial General Liability Business Owners Policy Life Health ESSENTIAL LINKS Report a claim Get a Quote Retrieve a Quote Find a Repair Shop Make a Payment Manage Account Mobile Apps Kemper class action settlement HELP/SUPPORT Contact Us Find an Agent Become an Agent ABOUT US Quick Facts Media Investors Governance Kemper and ESG Careers Accessibility Contact Us CONNECT WITH US Facebook Twitter LinkedIn © 2021, Kemper Corporation. All rights reserved. Terms of Use Privacy Policy CCPA