Business Fixed-Rate Certificate The savings account with a solid work ethic. Give us a call Business Fixed-Rate Certificate 101 A certificate is an earnings-driven savings account, similar to a CD, or Certificate of Deposit in the traditional banking world. Open your Business Fixed-Rate Certificate with a deposit of $1,000 or more and choose between a 12, 18, or 36-month term. Saving smarter just got easier. You’re busy running your business, so get a savings account you won’t have to micromanage. Our Fixed Rate Certificate makes it easy to stash some savings away immediately and get it growing quickly. With competitive rates and quarterly dividends, you’ll reach your savings goals just by letting this certificate do what it does best (so you have more time to do the same). Business Fixed-Rate Certificate Rates Type Dividend Rate APY* Balances Dividends Compounded Dividends Credited Business Fixed-Rate Certificate | 12 Months 0.299% 0.30% $1,000.00 Minimum Opening Deposit Quarterly Quarterly Business Fixed-Rate Certificate | 18 Months 0.349% 0.35% $1,000.00 Minimum Opening Deposit Quarterly Quarterly Business Fixed-Rate Certificate | 36 Months 0.399% 0.40% $1,000.00 Minimum Opening Deposit Quarterly Quarterly No additional deposits allowed except at maturity or during the grace period. Business Fixed-Rate Certificate Benefits Let’s team up Our business services team is here to support you and everything you do. Anytime you need to talk shop, reach out directly to us at 931.436.9088 or email us at businessservices@forteracu.com. Give us a call We travel for business On the road or at the conference, keep your money close with our mobile app and online banking. Try it now Your network just got bigger Our business members enjoy access to credit union branches and ATMs all around the world — surcharge-free. Learn more about how to find a Fortera-friendly credit union near you. Get going Save more earn more Money still doesn’t grow on trees, but Fortera savings accounts do collect dividends quarterly. (Dividends are our version of interest, or in other words, free money.) Goal setting made simple Our skilled experts are easy to reach and happy to help. For members and non-members alike, meetings and consultations are always free, so make the most of your money, on us. Schedule appointment Rest easy With us, your money is always protected and insured by the National Credit Union Administration. You’re covered on all deposits up to $250,000, so save away. Statements that save ....Trees, space, and worry. Always enjoy access to 18 months worth of e-statements. Keep more trees, toss your file cabinet, and know your info is always safe and sound. Learn more Get growing To start seeing dividends that are worth a little commitment, reach out today. Schedule appointment Take our card. If you're creative and courageous, you're our kind of person. Phone: 931.431.6800 Email: businessservices@forteracu.com Schedule appointment Need a hand? That's what we are here for. Give us a call and let's chat face-to-face. Start video chat Does the Business Fixed-Rate Certificate have any fees? + Can I add additional deposits to the Business Fixed-Rate Certificate? + Who is eligible to open a Business Fixed-Rate Certificate? + How much does it cost to open a Business Fixed-Rate Certificate? + What documents do I need to open the Business Fixed-Rate Certificate? Call or Text Us + What are dividends and how do they work for the Business Fixed-Rate Certificate? Business Rate and Fee Disclosure + Can I open the Business Fixed-Rate Certificate online or do I need to open it at a branch location? Schedule appointment + You may also like... Let's go Business Access Certificate Our Business Access Certificate offers a fixed rate that sets you up for dependable savings over a 12-month term. Sign me up Business Essential & Gold Checking Our Essential and Gold Business Checking Accounts provide secure, easy access to your money, plain and simple. Yes please Business Share Savings Open your Business Share Savings account with only $25, and become a member and part-owner. And that’s just the start. What' New Read More Nitty, gritty, and super important. Fine print is your friend. When you have a minute, give these a good read: Business Member Service Agreement View PDF Privacy Policy View PDF Business Rate and Fee Disclosure View PDF Chat Our Rates Open Account Apply for Loan We're All In. About Us Community Fortera Foundation Careers Feedback CO-OP Shared Branching P.O. Box 30669, Clarksville, TN 37040 Phone: (931) 431-6800 Toll-Free: (800) 821-5891 Routing #: 264182120 Accessibility Disclosures NMLS Numbers Privacy Notice Online Privacy Statement Submit a Claim © Copyright 2021, Fortera Credit Union. All Rights Reserved. Federally insured by NCUA up to at least $250,000. Equal Housing Opportunity.