Personal Intermediaries Commercial Search Submit About Contact us News Login/Register Savings Mortgages Help & Support Back Modern Slavery Statement Hodge (in this context, Hodge Limited, Julian Hodge Bank Limited and Hodge Life Assurance Company Limited) is making this statement under the provisions of Section 54, part 6 of the Modern Slavery Act 2015. This statement sets out the steps taken by Hodge to ensure that neither slavery nor human trafficking (together, ‘Modern Slavery’) occur within its own operations or supply chains. Modern Slavery is defined by the Home Office as: “The legal exploitation of people for personal or commercial gain. Victims are trapped in servitude, which they are deceived or coerced into, and feel they cannot leave. It includes human trafficking. Common forms of exploitation include domestic servitude, sexual exploitation, forced marriage. forced criminality and forced labour”. Hodge has a zero-tolerance approach to modern slavery and is committed to acting ethically and with integrity in all its business dealings with relationships. About Hodge Hodge is an independent, privately-owned financial services group operating from a single location, based in Cardiff. We employ over 300 people and all our activities are conducted within the United Kingdom, Our mission, which underpins everything that we do, is to make life better for our customers, colleagues and communities by providing specialist lending, savings and retirement solutions in a manner that is fair, friendly and personal. Our Colleagues Our values and supporting policies reflect our commitment to act ethically and with integrity. We have a whistleblowing policy which enables colleagues to report any concerns related to our business dealings. The policy is designed to ensure that matters raised under this policy are investigated thoroughly, promptly and confidentially and without fear of victimisation. We have communicated this statement to all our colleagues to ensure there is a high level of understanding of the risks of modern slavery to our businesses and to our supply chain. National Living Wage / Low Pay Hodge is committed to being a fair and reasonable employer and ensures that salaries remain competitive within its market through a variety of methods, including role evaluations and external benchmarking. We ensure that all colleagues are paid at least the national living wage, regardless of age. Supply Chains – Outsourcing and Third Parties Hodge considers that the financial services industry in the United Kingdom is a low risk industry in relation to modern slavery. All third-party relationships are with firms in the United Kingdom and are therefore considered to be low risk based on jurisdiction. As such, Hodge takes a risk-based approach to the engagement of third-party suppliers and will carry out due diligence checks on all suppliers where it believes there is a risk of exposure to modern slavery within their operations. Governance and Risk Management A governance and risk management framework is in place to support adherence to policies/procedures and to identify risks faced by Hodge. This is based on a “three lines of defence” model which includes the front line being responsible for risk identification, assessment and mitigation; the second line providing oversight and third line providing independent assurance. This Statement is signed on behalf of the Board by David Landen, Chief Executive Officer, April 2021. Products Fixed Rate Bonds ISAs Notice Accounts 50+ Mortgage RIO Mortgage Holiday Let Mortgage Banking Terminology Jargon Buster Links Making a Complaint Sustainability Financial Services Compensation Scheme Brexit Statement Modern Slavery Statement Statement of Commitment to the UK Money Markets Code Statement of Commitment to the Financial Abuse Code of Practice Women in Finance Internal Audit Charter Social Hodge Bank is a trading name of Julian Hodge Bank Limited which is registered in England and Wales (No. 743437). It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 204439. Its registered office is One Central Square, Cardiff, CF10 1FS. Holiday Let, Portfolio Buy to Let loans, Residential Investment lending and Development Finance are unregulated financial products. © Copyright Hodge Bank 2020 Cookies Privacy Careers Accessibility Sitemap Financial Information Online Security Press Office Making a Complaint This site uses cookies Some of these cookies are essential, while others help us to improve your experience by providing insights into how the site is being used. Necessary Cookies Necessary cookies enable core functionality. The website cannot function properly without these cookies, and can only be disabled by changing your browser preferences. Performance Cookies These cookies tell us how you and our other customers use our website. We combine all this data together and study it. This helps us to improve the performance of our services and improve the products we provide. Performance Cookies On Off Marketing Cookies These cookies help us decide which of our products, services and offers may be relevant for you. 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