Login > Penny Savers Minor Accounts Minors’ accounts may be opened with as little as $0.25. They are a great way to teach kids how to save! Mini-Branch We operate a ‘Mini-Branch’ at Lakeview Elementary School, every 2nd and 4th Wednesday of the month. The Mini-Branch is open to students-Kindergarten through Third Grade- before the school day starts. Students are able to make deposits into their Community First accounts. The purpose of the Mini-Branch is to provide a chance for students to learn the value of savings, the inner workings of a Credit Union, and hands on experiences. At each session, four Third Grade students will be selected to work as a Teller, Book Keeper, Auditor, or Marketer. Learn More To learn about money while having fun visit these great websites: https://www.usmint.gov/kids/index.html http://www.practicalmoneyskills.com/play https://www.treasurydirect.gov/kids/games/games.htm https://www.mycreditunion.gov/tools-resources/Pages/Games-and-Activities.asp Rates at a Glance APR* as low as: Vehicle Loans 2.74% Home Equity Loans 4.50% Credit Cards 9.90% ATM Locator Search for no-surcharge ATMS Branch Locator Search for shared branches © 2021 Community First Federal Credit Union Phone: 989-352-6031 Fax: 989-352-6171 Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Login > Save to Win You can open a Save to Win account for as little as $25. The first $25 earns an entry into the prize drawing, as does every $25 increment deposited afterward. While the funds in the certificate earn interest, you continue to rack up chances to win drawings with each $25 deposited. You can deposit as much as you want into the certificate, but the entries are limited to ten per month. Withdrawals are limited to one per twelve-month certificate term with a fee of $25 (it is, after all, SAVE to Win). Penalties may apply for withdrawing all your money and closing your account prior to the end of the twelve-month term. To be eligible for any particular drawing, your account has to be kept open throughout the period for that drawing (monthly, quarterly). Save to Win is limited to personal accounts only (no businesses) and to one account per person (per social security number). There are no monthly fees associated with Save to Win, and as long as you keep at least $25 in the account, the account will remain open. At the end of the twelve-month period, your certificate will automatically roll over into a new one, allowing you to keep entering for more potential prizes. You can choose to cash in your certificate at the end of the 12-month term. *This is a prized-linked savings program. Must be 18 years of age to participate in raffle. Rates at a Glance APR* as low as: Vehicle Loans 2.74% Home Equity Loans 4.50% Credit Cards 9.90% ATM Locator Search for no-surcharge ATMS Branch Locator Search for shared branches © 2021 Community First Federal Credit Union Phone: 989-352-6031 Fax: 989-352-6171 Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.