Visit our COVID-19 Resource Center for answers to your questions. Menu Log In Save & Invest for Retirement Whatever stage you’re at, we can help you take the next step. Whether you are just getting started saving for retirement. Feel unsure about whether you’re saving enough. Or want help planning and managing your investments. $42,797 ISN’T ENOUGH TO RETIRE ON. But that’s the average amount a 50-year-old American has in savings. Source: Statistic Brain Research Institute, Sept. 22, 2017 Taking charge of your retirement savings can be easier than you think. Especially when you take advantage of benefits your employer offers. Check out these ideas on how to get started, overcome challenges and manage your investments. RETIREMENT BASICS: GETTING STARTED Watch How Tax-Deferred Savings Can Help Your plan's tax advantages can give your money the potential to grow faster than taxed accounts. Starting Early Can Pay Off The sooner you start, the easier it will be to save for retirement. There's no substitute for time. Guidance for Each Stage of Life What’s your biggest savings challenge? Get ideas on overcoming obstacles at any age. How Much Will You Need in Retirement? How much will you need in retirement? Learn how much income you should plan on replacing. Are you on track? RETIREMENT PLANNING TIPS AND CHECKLISTS When It Comes to Retirement, a Dream Isn’t a Plan Some people spend more time planning their vacations than their retirement. This article offers 13 steps to help create your own roadmap. The Secret to Financial Security? Have a Plan Having a financial plan can help you feel more secure. This article shows you how to get started. Retirement Savings Checklist: 15 Things to Know That Can Lead to Success Do you like checklists? Check out this one to help you succeed in reaching your goals. ONLY 49% OF EMPLOYEES ARE CONFIDENT THEY’LL BE ABLE TO RETIRE WHEN THEY WANT TO. Source: Employee Financial Wellness Survey, PwCIL, LLC, 2017 Plan for Financial Security With 70% of employees either very or extremely concerned with having enough money for retirement, getting ready to retire is truly important. Source: Research conducted by The Standard in 2017 How Much Is Enough? Use this calculator to estimate how much money you’ll need in retirement. Estimate How Much to Save Your Roadmap to Retirement Explore calculators, get tips on financial planning, learn about investing and more. Planning Tools and Guidance HOW DOES SAVING FOR RETIREMENT AFFECT YOUR PAYCHECK? When you save to a retirement account before taxes, the net effect on your paycheck may be less than you think. And your savings can grow tax-free until you withdraw the funds. Calculate Effect on My Paycheck Ready to Take the Next Step? If your employer offers a retirement plan from The Standard, the first step is to enroll. Then log in regularly to check your progress. If you don’t have a retirement plan — or want to save more — consider an annuity. An annuity can offer a combination of safety, tax deferral and choice as you save for retirement. Enroll in My Retirement Plan Start enjoying all the benefits that your employer’s plan offers. Choose how much you want to save, and how to invest those savings. Show Me How to Enroll Explore Annuities Annuities offer a secure way to build your nest egg. You can use them to save for retirement or to ensure your money lasts the rest of your life. Learn More About Annuities Find a Dentist Find an Eye Doctor File a Claim Report an Absence Find a Form Individuals & Families Businesses & Organizations Financial Professionals About The Standard Accessibility Statement Responsible Disclosure Program Fraud Prevention Privacy & Legal Contact The Standard is a marketing name for Standard Insurance Company (Portland, Oregon), licensed in all states except New York, and The Standard Life Insurance Company of New York (White Plains, New York), licensed only in New York. Products and availability vary by state and are solely the responsibility of the applicable insurance company. © 2021 StanCorp Financial Group, Inc.