Customer Portal Agent Portal Insurance Claims Customer Resources About Contact Us Breadcrumb Insurance Products Renters Insurance Florida Renters Insurance A Florida renters insurance policy can protect you from the unforeseen such as fire, theft, water damage, and wind damage. Our affordable renter's insurance options can provide you the security of knowing your items are protected. If you are renting in a building that consists of several other units, you're susceptible to the mishaps of other renters. Get My Quote Florida Renters Insurance Coverage We offer four types of coverages that you can customize on your renters HO4 policy. Renters Insurance is protection for your personal property within the rental which is typically not covered by the owner’s insurance policy. Coverage for Your Personal Property (Coverage C) Coverage if Your Rental Becomes Uninhabitable (Coverage D) Coverage for Personal Liability Insurance (Coverage E) Coverage for Medical Payments (Coverage F) This is coverage for your personal belongings located on or off the property. Coverage C also provides coverage for your guest's personal property when items are located on property you are renting. There are policy limits for special items such as art collections and computers. You may purchase optional coverage to protect items like these. Coverage C Limits: $15,000 up to $100,000. Replacement cost on contents is included in a Security First Insurance policy. Important Tips about Coverage C: Replacement cost coverage for your personal property allows you to replace or repair items that were damaged or destroyed based on current market prices. If you choose to remove this coverage, your items will be valued at actual cash value (ACV), which is generally less than the cost of a brand new item. ACV is more like the price you'd see at a garage sale. We recommend replacement cost coverage for your belongings. Optional coverages We offer the following optional coverages that can be added to your renter's insurance policy: Equipment Breakdown Identity Theft Protection Dog Liability Personal Injury Water Backup and Sump Overflow Scheduled Personal Property Golf Cart Physical Damage and Liability Increased Special Limits Coverage Additional Insured for Roommates Tip: Check to see if any of these coverages are included or excluded in the renters insurance quotes you receive from your agent to make sure you're conducting an accurate comparison. By reviewing coverage carefully, you'll be able to make a better decision and discover the coverage options that are better suited for you. Savings and Discounts We want to be upfront about potential savings options and discounts available to you. Keep money in your pocket while receiving excellent renters insurance. See Discounts Renters Insurance Quote In a few easy steps, you can get a free quote and easily send it to a local insurance agent. Home Condo Renter Back to Top About Careers Community Involvement Newsroom facebook twitter pinterest linkedin YouTube ©Security First Insurance Company Terms of Use Privacy Policy