File a Claim Get a Quote Login Get the coverage that’s right for you Get a home insurance quote in minutes Home Quote Condo Quote Tenant Quote Retrieve your quote Home Insurance with TD Insurance Protect what matters most Our customers are all unique, so we’ve done the research to create home insurance packages that suit a range of needs and to make it simple for you to understand your coverage and features. Plus, we’ve made it just as easy to get a home insurance quote. You can do it online in just a few minutes. Enjoy the confidence that comes from knowing you can count on TD Insurance for Home Coverage and Enhanced Home Coverage for your home, condo or as a tenant. It’s a smart way to protect the place you call home. And just another way that TD Insurance has your back. Home Condo Tenant Home insurance Protect your home and belongings with coverage that suits your needs. Most insurance policies set specific limits, but we have a better way: Only TD Insurance offers the Million Dollar Solution®, so you can enjoy the flexibility of one overall amount of coverage for your home, belongings and additional living expenses. This covers the replacement or repair of your home and belongings. It also covers your extra living expenses, so you can stay somewhere comfortable if you can’t stay in your home. Ready to get the coverage that’s right for you? Get a home insurance quote today. Home Coverage for your house It’s not just your house, it’s the place you call home. That’s why we cover: All risks: Covers your home and belongings against all causes of loss—except those directly mentioned as exclusions in your policy. Personal liability: You’re protected in case a visitor gets injured inside your home, or if you’ve accidentally damaged someone’s property and have to pay for the damages. Additional living expenses: Includes temporary accommodations so you can stay somewhere comfortable if you cannot stay at home. Rebuilding to code: Additional costs to repair or rebuild your home to code are covered up to the amount of coverage. Water damage coverage* : Covers events like sewer backup and sump pump overflow, water entering a below-ground-level home, and even overland flooding from any body of fresh water. Legal and home assistance*: Bundled Home & Car insurance comes with free advice from lawyers and a network of home contractors. *Automatically included, subject to eligibility. Get a Home Insurance Quote Enhanced Home Coverage for your house In addition to the coverage listed above, you can get Enhanced Home Coverage for even more protection. Find out more details when you get a home insurance quote: Family coverage : Protection for situations like cyberbullying and parents living in nursing homes. Eco-efficient rebuild: Provides additional coverage above and beyond the cost of repairs to allow for eco-efficient upgrades following a covered loss. Claim forgiveness : When your policy renews, your premium won’t increase after you make your first claim. Enhanced limitations: Increases the amount of coverage for high-value items, such as fine art, wine, spirits, some collectibles, jewellery and more. Boost your coverage with optional add-ons Customize your Home Insurance to suit your unique needs and preferences with additional add-ons. Above-ground Water Get coverage for above-ground water damage that enters through the roof, doors and windows. Learn more Settle Your Way Choose to repair/rebuild or settle in cash without deduction for depreciation. Learn more Personal Valuables Coverage Get extra coverage for valuable items, such as jewellery. Learn more Identity Theft Recovery We can help recover your stolen identity and will cover the associated costs up to the amount of coverage provided. Stay safe Personal Umbrella Get more liability coverage with increased limits to your home and car policies. Learn more Home-sharing Sharing your home as a short-term rental? We have coverage for that. Get coverage Ways to save on home insurance Online Quote Savings Enjoy extra savings when you get a home insurance quote online. Home Security Savings Get rewarded for having a connected alarm for water damage and theft or fire. Multi-home Savings If you’re getting insurance for multiple homes, you can save. Newly Built Home Savings If your home is a new build, you can get even more savings on insurance. Ready to get started? Get a Home Insurance Quote Home insurance advice Home insurance 101 Here’s what you need to know about the basics of home insurance. How premiums are calculated Find out what factors are taken into consideration when calculating your home insurance. Are you looking to buy a new house? As a first-time homebuyer or if you’re just moving from one home to another, we can answer some questions to help you along the way. Load More Articles Read more about home insurance tips & advice. Legal Have a question? Find answers here Ask Us Popular Questions Need tips and advice?Visit the Learning Centre Connect with TD Insurance Facebook Twitter YouTube Privacy and Security Legal Accessibility About Us Careers Ad Choices & Personalization