Brand/Logo white@1,5x Created with Sketch. front page Operating deal New car with a fixed monthly fee CAREFREE The usage deal is a installment financing model based on a fixed monthly fee, with which you can use a new car for 2-3 years without a down payment in a small monthly installment. The agreement includes car financing and services that facilitate driving according to the level of service. FLEXIBLE The operating deal is a risk-free and worry-free way to drive without surprising expenses. At the end of the contract period, we guarantee you the agreed rebate price for your car. In that case, you can either redeem the car for yourself or return it to us. Of course, you can also exchange contracts for a new Service Deal car. The operating deal also allows the car to be replaced during the contract period. EASY If you wish, you can therefore include e.g. periodic maintenance and repairs. Thus, you can get cars effortlessly without worrying about the maintenance costs of driving. At its broadest, the contract includes a car, two tires, agreed mileage and any additional services. Three levels of service - 3 ways to drive cheaply and worry-free The operating deal is always flexible according to your needs. You can choose the most suitable one from the three different service levels and you only pay for the services you want. OPERATING BASE BASIC Guaranteed value of the car at the end of the contract Motor and comprehensive insurance if desired OPERATING DEAL PLUS Periodic maintenance and repairs Guaranteed value of the car at the end of the contract Motor and comprehensive insurance if desired OPERATING DEAL PREMIUM Tire hotel + seasonal changes Replacement car for maintenance Indoor and outdoor cleaning during maintenance Periodic maintenance and repairs Guaranteed value of the car at the end of the contract Motor and comprehensive insurance if desired This is how you get a new car Creating an operating deal is quick and easy. You can choose from 16 cars of all brands. With the help of our calculator, you can customize the Usage Deal that suits you best. Choose a new car and the accessories you want. For the installment agreement, select the desired agreement length and mileage as well as the desired services. Tailor the financing that suits you, apply for a credit decision in advance, or leave a contact request with a car dealer. Deviate from a Used Car doing a Used Dealer car dealership. For example: FORD FIESTA eg 184 € / month Total price from 16 496 € GO TO THE COUNTER KIA RIO eg 195 € / month Total price from 15 990 € GO TO THE COUNTER NISSAN MICRA eg 222 € / month Total price from € 17,250 GO TO THE COUNTER OPEL ASTRA eg 272 € / month Total price from 22 140 € GO TO THE COUNTER RENAULT CLIO eg 237 € / month Total price from € 17,690 GO TO THE COUNTER SEAT LEON HYBRID eg 260 € / month Total price from € 27,590 GO TO THE COUNTER GO TO THE COUNTER TAKE CONTACT SUBSCRIBE TO THE NEWSLETTER ROOM EXAMPLE CALCULATION: Car price € 21,539.62, delivery cost € 600.00, total price € 22,139.62, down payment € 4,427.92, contract period 36 months, mileage 30000 km, credit interest 2.9%, monthly installment € 271.93 , guaranteed rebate price € 9,827.06, establishment fee € 249.00, handling fee € 12.00, actual annual interest 4.6%, total credit costs € 1,904.84, total credit and credit costs € 19,616.54, total share to be financed € 17,711.70, credit price € 24,044.46. Max. mileage 30,000 km. The contract includes scheduled maintenance and repairs. At the end of the contract, the customer can return the car to Santander for a refund in accordance with the terms of the contract. Requires an approved credit decision and comprehensive insurance. The service is provided by Santander Consumer Finance Oy, Risto Rytin tie 33, 00570 Helsinki. The prices given by the counter are sample prices. Confirm the pricing and request a final quote from your car dealer. Counter prices do not include other tires. Naudauto Oy Company presentation Contact information Billing information Quality and environment Open jobs Recruitment form Sponsorship give feedback Privacy Policy Blog Cookie settings Conveyance Used cars New cars Auction Used Kasko car Funding Business car sales Shuttle service Maintenance agreements Book a test drive Used Car Safety Operating deal Campaigns We buy cars - Sell your car to us Maintenance and services Maintenance Utility vehicle Service account Damage and crash repair shop Car wash Spare parts and accessories Road service numbers FAQ Frequently Asked Questions Campaigns © 2021 User Car Ltd. Follow us Our website uses cookies Cookies are used: For essential functions of the site For statistics and analysis For marketing purposes Select "Accept All" if you agree to our use of cookies for the purposes stated. If you want to change the cookie settings, select "Settings". SETTINGS ACCEPT REQUIRED ACCEPT EVERYTHING