Home| Careers| Learn| Claims| Get a Quote| Contact Us PLAN INSURE INVEST FIND AN AGENT / ADVISOR ABOUT US PAY BILL SIGN IN / UP Life Insurance Term Life Insurance Whole Life Insurance Indexed Universal Life Insurance Life Insurance Calculator Income Guard Term Life Quick Links Policy Service Forms Contact Us Report a Claim Pay My Bill Find an Agent/Advisor Membership Life Insurance From a child's first breath, to their first day of kindergarten, to college (and beyond) life can change in a blink of an eye. You want to be able to enjoy all of life’s moments, from the big milestones to the everyday experiences. And you can rest easy when you have the peace of mind knowing your loved ones are protected from the unexpected. What is Life Insurance? Simply put, life insurance is a policy that will provide benefits to your chosen beneficiaries upon your death. If your death occurs during the coverage period of your selected policy, the people you specify as beneficiaries will receive benefits from the policy either as a lump sum or through flexible income payment options. These benefits are paid directly to your beneficiaries, so there should be no additional costs or delays in receiving the financial benefit you’ve secured for them. Why Choose Life Insurance? Life insurance is an essential part of your financial well-being. It’s also great at providing peace of mind for the future. But did you know it can provide so much more than that? Life insurance provides benefits you may not be aware of. A lot goes into choosing life insurance coverage – policies are not one-size-fits-all. Is Obtaining Life Insurance Complicated? Getting life insurance may be even easier than you might think. Depending on the coverage amount you want and certain policy eligibility requirements, you may be able to get life insurance protection without even leaving your home. Connect with an agent to learn more. How Much Coverage Do You Need? This might surprise you, but coverage needs change over time. Choose life insurance that will grow with you through all of life’s changes - whether with a new spouse, new baby, new home, new job. You can be confident that your life insurance is with you every step of the way. Make sure you have the appropriate coverage for whatever life throws at you – check your coverage with our life insurance calculator or contact your agent for a SuperCheck® Estimate Your Insurance Needs Now! Coverage That Works Harder for You Today’s life insurance policies can do more than ever before – including offering income to live on if you become ill. Of course, there are some rules around how these policy features work but having the option to use your life insurance while you’re living can ease your mind and your financial burden if the unexpected happens. Ask your agent about the benefits of our Daily Living Rider. Get the Right Fit With the right type of policy, you may also be able to use accumulated cash value in the account to finance a college education, fill in the gaps of your retirement income, purchase a home or pay other expenses. We offer three types of life insurance, term life, whole life and universal life. Each serves as protection for your loved ones, but differs in price and coverage characteristics. No matter which type of coverage you choose, life insurance premiums are almost always lower when you’re younger and healthier, so don’t wait! Get Started Today Your local Farm Bureau agent can provide unmatched value – your agent can take the guesswork out of choosing life insurance and can help you customize a policy that works for you and your family. It’s your future. Let’s protect it.® Get Started The Learning Center Plan Today. Prepare for tomorrow. Life Insurance Beneficiary Mistakes to Avoid You may think your life insurance policy is all set to provide care for your family – but have you fallen into one of these common traps? Read Article » : Life Insurance Beneficiary Mistakes to Avoid Why You Need an Income Continuation Plan We review what an income continuation plan is, why you should have one in place and how life insurance can help. Read Article » : Why You Need an Income Continuation Plan When Should You Increase Your Life Insurance Coverage? (5 Tell-Tale Signs) Are your insurance needs the same today as they were when you bought your life insurance policy? Probably not. Here are five signs it’s time to increase your life insurance coverage. Read Article » : When Should You Increase Your Life Insurance Coverage? (5 Tell-Tale Signs) MARKET DATA S&P 500 4,567.00 -88.27 | Dow Jones Industrials 34,483.72 -652.22 As of 11/30/2021 Home Careers Learn Claims Pay Bill Contact Us 50266 SERVICES Agent/Advisor Search SuperCheck Your World Auto Home Life Farm and Ranch Business Annuities QUICK LINKS Pay Bill Report a Claim Track a Claim Preferred Auto Repair Make a Quick Payment Get Insurance Cards View Your Statement Register for an Account Go Paperless Policy Service Forms RESOURCES Life Insurance Calculator FB Member Benefits App ABOUT US Company Information Membership Newsroom Become an Agent Become an Advisor Career Center Contact Us Securities & services offered through FBL Marketing Services, LLC+, 5400 University Ave., West Des Moines, IA 50266, 877/860-2904, Member SIPC. Advisory services offered through FBL Wealth Management, LLC+. Individual must be a registered representative of FBL Marketing Services, LLC or an investment adviser representative with FBL Wealth Management, LLC+ to discuss securities products. Individual must be released by FBL Wealth Management, LLC to offer advisory services. Property-casualty insurance products are offered through Farm Bureau Property & Casualty Insurance Company+* and Western Agricultural Insurance Company+*/West Des Moines, IA and are intended for residents of AZ, IA, KS, MN, NE, NM, SD and UT. Fixed life insurance and annuity products are offered through Farm Bureau Life Insurance Company+*/West Des Moines, IA and are intended for residents of AZ, IA, ID, KS, MN, MT, ND, NE, NM, OK, SD, UT, WI and WY. Individual must be licensed with issuing company to offer insurance products. IMPORTANT: The information and material contained on this website is not an offer to sell or a solicitation to buy any security or any insurance product in any jurisdiction. No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Not all products are available in all states. Exclusions, limitations and reductions may apply. This website briefly highlights Farm Bureau's insurance policies and their benefits. The contract is contained only in the policy. +Affiliates *Company providers of Farm Bureau Financial Services. Copyright © 2021 FBL Financial Group, Inc. Privacy and Security Terms and Conditions