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Open an Account LEARN MORE › Previous Next See all the ways we can guide you to financial well-being. All Products › Advice & Guidance INVESTING What to Do When Markets Are Volatile If market volatility has you second guessing your investment approach, consider these points before making any moves. RETIREMENT Retiring at different times? How couples can manage the emotional and financial aspects Couples don’t always retire at the same time. Learn what financial and emotional aspects you should consider. MANAGING WEALTH Financial planning tips for same-sex couples in the age of marriage equality Even with expanded rights, same-sex married couples need to create a solid financial and estate plan. See All Advice & Guidance › Market & Investment Insights 09/25/2015 Weekly Market Update: Reassuring words from the Fed fail to prevent a down week for equities Investors are bearish on stocks but we see growth in Q4. Read TIAA-CREF’s Weekly Market Update to find out why. 09/17/2015 The Fed stands pat—what happens next? The Fed cited low inflation and potential impact of a global slowdown on the U.S. economy as reasons for not raising rates. 09/15/2015 Emerging market corporate bonds: Risks are real but overblown Concerns about EM corporate bonds are overblown, TIAA-CREF’s investment pros explain why. See All Markets & Investment Insights › Fund Watch Net values as of 09/14/2015 Value Change % CREF Variable Annuity Accounts - R3 CREF Equity Index (R3) 155.84 (-0.62) (-0.40%) CREF Stock (R3) 353.13 (-1.54) (-0.43%) CREF Global Equities (R3) 135.11 (-0.75) (-0.55%) CREF Growth (R3) 130.63 (-0.62) (-0.47%) CREF Money Market (R3) 25.53 0.00 0.00% CREF Social Choice (R3) 188.96 (-0.61) (-0.32%) CREF Bond Market (R3) 114.33 +0.04 +0.03% CREF Inflation-Linked Bond (R3) 66.10 (-0.06) (-0.09%) TIAA Variable Annuity Accounts Real Estate 354.89 +0.08 +0.02% Customize your watch list Performance Select Month-end performance News & Press 09/22/2015 TIAA-CREF Named One of The Top 100 Companies For Working Mothers 09/18/2015 PlanFocus and TC Life Websites Once Again No. 1 in Latest DALBAR Ranking See All News & Press › Get started with TIAA-CREF We are dedicated to serving the life-long needs of those who serve others. 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Talk to us at 800 842-2252 Have a consultant contact you Connect FacebookLinkedInTwitterGoogle+YouTube TIAA-CREF Mobile SITE MAPSECURITY CENTERONLINE PRIVACYTERMS & CONDITIONSWEB ACCESSIBILITYBUSINESS CONTINUITYPROSPECTUSESCAREERS ESPAÑOL The Lipper Awards are based on a review of 36 companies’ 2012 and 48 companies’ 2013 and 2014 risk-adjusted performance. TIAA-CREF Individual & Institutional Services, LLC, Teachers Personal Investors Services, Inc., and Nuveen Securities, LLC, Members FINRA and SIPC, distribute securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF), New York, NY. The performance data quoted represents past performance, and is no guarantee of future results. Your returns and the principal value of your investment will fluctuate so that your shares or accumulation units, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted above. Investment products, insurance and annuity products: are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value. TIAA-CREF Life Insurance Company is domiciled in New York, NY with its principal place of business in New York, NY. Its California Certificate of Authority number is 6992. Read the TIAA-CREF Individual & Institutional Services, LLC unaudited Statement of Financial Condition as of June 30, 2015. (PDF) Read the TIAA-CREF Individual & Institutional Services, LLC audited Statement of Financial Condition as of December 31, 2014 (PDF). ‡ TIAA Direct® is a division of TIAA-CREF Trust Company, FSB, Member FDIC, Equal Housing Lender , which provides deposit and lending products and services. ©2015 and prior years, Teachers Insurance and Annuity Association of America - College Retirement Equities Fund (TIAA-CREF), New York, NY 10017.