ESPAÑOL TOOLS AND CALCULATORS LOCATE A BRANCH CONTACT US Search Access Account INNOVATION BUSINESS PERSONAL WEALTH MANAGEMENT ABOUT US SAVINGS Certificates of Deposit Whatever your goal, we offer a CD that will help you reach it. Are you looking for a short-term deposit? Retirement income? A longer term commitment that pays a higher yield? Talk to us and we’ll set you up with the right solution. Traditional CD A $500 deposit is all that’s needed to open a CD. We offer terms from 3 months to 7 years. Term APY1 4 months 0.10% 9 months 0.15% 13 months 0.20% 18 months 0.25% 26 months 0.35% 35 months 0.50% 59 months 0.60% Companion CD Our Companion CD rewards you when you have your checking account with us. Right now, we’re offering 0.40% APY1 on a 13-month Companion CD. Other rates and terms are available. Learn More Freedom CD Lake City Bank’s 12-month Freedom CD offers 0.15% APY1 and the flexibility to make unlimited deposits and up to one withdrawal per month. Learn More Freedom Plus CD Lake City Bank’s 18-month Freedom Plus CD offers 0.30% APY1 and the flexibility to make unlimited deposits and up to one withdrawal per month. Learn More Rate-Riser CD Our Rate-Riser CD offers 0.35% APY1 for a 24-month term, and 0.55% APY1 for a 48-month term. And you can withdraw and reinvest your deposit once without penalty as long as your new CD’s term equals the time remaining in your original Rate-Riser CD. Learn More Drop in one of our branch locations or call our One Call Center at (888) 522-2265 for more information about other available rates/terms or to open an account. 1APY = Annual Percentage Yield. Quoted APY is accurate as of December 3, 2021. Penalty for early withdrawal. For more information call (888) 522-2265. PERSONAL BANKING Welcome Kit Checking Savings Rewards Plus Savings Rewards Savings Investor’s Money Market Preferred Money Market Savings Account Certificates of Deposit CDARS IRAs CESA (Coverdell Ed Savings Account) College Choice CD 529 Savings Resources Credit Cards Loans And Mortgages Innovation Business Personal Wealth Management About Us Apply Now Online Security Scholarships Access Account FDIC INSURANCE RULES PRIVACY POLICY TERMS & CONDITIONS © 2021 Lake City Bank | P.O. Box 1387 | Warsaw, IN 46581 | (888) 522-2265 | Equal Housing Lender | Institution ID #431669 | All Rights Reserved | Member FDIC