WHO WE ARE WHY WE’RE DIFFERENT OUR EXCEPTIONAL PEOPLE INVESTMENT PROCESS OUR INVESTMENTS FINANCIAL SERVICES SPECIALISTS DIFFERENTIATED GLOBAL EXPERTISE RIGOROUS INVESTMENT PROCESS EXCEPTIONAL INSIGHT J.C. Flowers & Co. is a private investment firm dedicated to investing globally in the financial services industry. FOCUSED Financial Services investing is all that we do. We offer investors expert access to a diverse and complex sector. GLOBAL We have an opportunistic approach to investing globally. We pursue the most attractive investments in the most attractive markets. EXPERIENCED Our specialist expertise and industry focus provides us with a competitive advantage in valuing, re-positioning and transforming businesses. © 2021 J.C. Flowers & Co. | Privacy | Terms & Disclaimers | Japanese Regulatory Disclosures Limited Partners | Foundation | Contact

WHO WE ARE WHY WE’RE DIFFERENT OUR EXCEPTIONAL PEOPLE INVESTMENT PROCESS OUR INVESTMENTS INVESTMENTS Our Investments JCF’s global investment platform has invested in 60 portfolio companies in 18 countries spread across the financial services industry. As of December 2020 Select investments below which we believe are most representative of our target investments in each sector. See full investment list here. INSURANCE & REINSURANCE Ariel Re Bermuda ELMC USA Enstar BERMUDA Inigo Limited UK Oneglobal UK Pension Insurance UK TRICOR, LLC USA Vericity, Inc. USA BANKS Castle Trust Bank UK First Bank Romania NIBC NETHERLANDS OneSavings UK Shinsei Bank JAPAN Vall Banc ANDORRA Hamburg Commercial Bank Germany SPECIALTY & CONSUMER FINANCE Acuon Capital South Korea Cabot Credit UK Fairstone Financial Canada iLendingDIRECT USA Island Finance Puerto Rico/USA Jefferson Capital USA SERVICES, ASSET MANAGEMENT & FINTECH Amerilife USA Chi-X Hong Kong Interactive Investor UK Kreditech Germany LUNIS Germany SECURITIES FIRMS BTG Pactual BRAZIL © 2021 J.C. Flowers & Co. | Privacy | Terms & Disclaimers | Japanese Regulatory Disclosures Limited Partners | Foundation | Contact