PERSONAL BUSINESS PRIVATE BANKING Bank of Scotland logo Branch Finder Help Centre Register for Online Banking Login Home Credit cards Eligibility checker Activate your card Existing credit card customers Help & guidance Borrowing options See if you’re eligible with One Check Answer a few questions and we will tell you which Bank of Scotland credit cards you can apply for, plus the credit limit you could be offered. One simple form to complete. One list of cards you can apply for. One Check doesn't affect your credit score. Check your eligibility More about One Check We want to make choosing a Bank of Scotland credit card as simple as possible for you. One Check does that by showing you the cards you’re eligible to apply for, and the credit limit you’re likely to be offered, so you can choose the right card for your needs. Check your eligibility Why should I check my eligibility? Applying for a credit card can have a negative impact on your credit score if you’re turned down. One Check helps protect your credit score by telling you if you’re likely to be accepted for a credit card before you apply. You’ll also get your estimated credit limit, interest rate, and how long any introductory offers will last, upfront. You'll need to tell us: Last 3 years UK address history. Your annual income and employment status. Your other spending commitments. How does One Check protect my credit score? expandable section What happens afterwards? expandable section Who can apply? To be eligible to make an application, make sure: You’re a UK resident, aged 18 or over, with a regular annual income. You’re free of County Court Judgements (CCJs), Individual Voluntary Agreements (IVAs) or bankruptcies. You’re not unemployed or a student. You’ve not been declined for a Bank of Scotland credit card within the last 30 days. See if you’re eligible with One Check One Check is our easy to use credit card eligibility checker. Answer a few questions and it will tell you which Bank of Scotland credit cards you’re eligible to apply for, plus the credit limit you could be offered. Using One Check won’t affect your credit score. One simple form to complete in about five minutes. One list of cards you’re likely to be approved for. One Check helps you find the right credit card for you. Check your eligibility Check your eligibility Print Email Share Please Enter to access social media links Back to Top Help & guidance Find a branch Branch Finder Tweet us Twitter Call us details SignVideo How to complain Help Centre Our Products Bank Accounts Overdrafts Savings ISAs Investing Credit Cards Loans Car Finance Mortgages Insurance Send money abroad Retirement Travel Business Banking Private Banking Wealth Management Our Services What's new Service status Mobile app Tablet app Internet Banking Apple Pay & Google Pay About Bank of Scotland Careers In your community Bank of Scotland International Bank of Scotland Germany Financial performance Lloyds Banking Group Legal information Accessibility and Disability Cookies Privacy Security Site map Visit the Bank of Scotland Facebook page. Opens in a new browser window. Visit the Bank of Scotland Twitter page. Opens in a new browser window. Visit the Bank of Scotland YouTube page. Opens in a new browser window.