For Business angle-down icon For Life angle-down icon Success Stories LIFE ACCOUNTS: CHECKING Accounts that work for you every day. We keep it simple and personal. Your checking account is your go-to for your everyday financial needs. That's why we keep it simple and provide the personal service you need to make managing your money hassle-free. Checking Account Features All of our Checking Accounts include: NO CASH DEPOSIT FEES MOBILE BANKING MADE EASY ONLINE BANKING & BILL PAY MOBILE-WALLET READY, CHIP-ENABLED, DEBIT CARDS Checking Account Options STUDENT CHECKING Starter account for high school and college students 1 $0 monthly service charge $10 minimum deposit to open the account Up to 5 non-Northern ATM withdrawals with no transaction fee and surcharge reimbursement per statement period 6 First order of basic checks free OVER 18? OPEN AN ACCOUNT SCHEDULE OF FEATURES/FEES FREE CHECKING Simple, easy everyday checking $0 monthly service charge $10 minimum deposit to open the account OPEN AN ACCOUNT SCHEDULE OF FEATURES/FEES PLUS CHECKING Easy and convenient option that earns interest $10 2 monthly service charge $25 minimum deposit to open the account Up to 5 non-Northern ATM withdrawals with no transaction fee per statement period 5 Competitive interest rates First order of basic checks free 50% off annual rent of safety deposit box OPEN AN ACCOUNT SCHEDULE OF FEATURES/FEES PREMIUM CHECKING Everything you need with interest $20 3 monthly service charge $25 minimum deposit to open the account Unlimited 4 non-Northern ATM withdrawals with no transaction fee and surcharge reimbursement per statement period Competitive interest rates Free basic checks for the life of the account Free official checks and money orders for the life of the account OPEN AN ACCOUNT SCHEDULE OF FEATURES/FEES 1 For students ages 14-23. Student ages 14-17 must open an account with a parent or legal guardian. 2 Service charge waived with monthly direct deposit or if minimum daily balance is $2,500.00 and over or with 10 or more debit card purchase transactions (ATM withdrawals not included). 3 A monthly service charge of $20.00 will be imposed if the combined daily balance of the deposit accounts for which you are a primary or secondary owner of falls below $10,000.00 any day of the statement period. In addition the monthly service charge of $20.00 can be waived if you are a business owner and have a business deposit relationship with us or if you have an active residential mortgage with us. 4 Northern Bank will not charge a transaction fee for using other Banks' ATMs. Northern Bank will also reimburse any surcharges imposed by those banks. 5 When a transaction is initiated at a non-Northern Bank ATM, a surcharge may be assessed by the owner or operator of the ATM, or by an automated transfer network. 6 When a transaction is initiated at a non-Northern bank ATM, a surcharge may be assessed by the owner or operator of the ATM, or by an automated transfer network. Up to 5 surcharges will be reimbursed at the end of the account's statement period. Account opening subject to approval. Ready to take the next step? We’re here to help! Contact our Team to learn more about how Northern Bank can help you realize your goals and dreams. CONTACT US HELP BANKING ABOUT USEFUL LINKS Legal Disclosures Privacy Policy NMLS ID: 472275 Equal Housing Lender Member FDIC © 2021 Northern Bank & Trust Company.