Personal Savings Whether you’re just starting out or getting ready to retire, Hendricks County Bank has the tools you need to save successfully. From money market accounts to traditional savings, along with CDs and IRAs, we have the accounts you need to help you reach your goals. Just call or stop by any of our locations, and we’ll help you find the account that fits you best. Questions? We are glad to help! Simply give us a call or stop by at one of our branches so we can help you find the account that fits you best. Regular Savings Our Regular Savings Account gives you security and a competitive rate of interest, along with the flexibility of no-penalty withdrawals by using your Doughboy Card at any ATM. There’s no service charge if you keep a balance of at least $50 and make 6 or fewer transactions per statement cycle. Investment Calculator Money Market Get the best of both worlds: free checking and a tiered interest rate that pays more as your balance increases. There’s no service charge if you keep a balance of at least $1,000 and make 6 or fewer transactions per statement cycle. Christmas Club Plan ahead and give yourself peace of mind to enjoy the holiday season. With our Christmas Club account, you can save a little each week and get a nice check just in time for holiday shopping. That way, you won’t exceed your budget or run up credit card balances. Certificates of Deposit CDs offer a low-risk way to earn higher interest rates. The more you deposit and the longer the term, the better the interest rate. CDs offer the peace of mind of up to $250,000 in federal deposit insurance, and can easily be converted to cash if needed (penalties may apply to early withdrawals). Deposit Rates Individual Retirement Accounts IRAs are accounts with special tax advantages that help people save for their retirement years. There are two primary types of IRAs: Traditional and Roth. Your tax advisor can recommend the type that’s right for your financial needs (we cannot provide tax advice). Retirement Calculator Traditional IRA's The money you deposit in a Traditional IRA is tax-free, which can lower your taxable income, and the interest you earn during the account’s term is tax-deferred. You won’t owe taxes on your earnings until you reach retirement age, when you’re likely to be in a lower tax bracket. Roth IRA's Although contributions to a Roth IRA are taxable, the money in your account grows tax-free, and there are no taxes to pay when you make withdrawals at retirement age. Deposit Rates Your Community. Your Bank. Since 1908. One East Main Street Brownsburg, IN 46112 317-852-2268 Privacy Policy Board of Directors Career Opportunities Site Map Member FDIC Equal Housing Lender © 2021 Hendricks County Bank and Trust Company. FIND A SURCHARGE-FREE ATM HCBT is part of the Allpoint ATM Network. No fees, no hassle just like at a HCBT ATM.