SERVICES FINANCIAL EDUCATION CENTER ABOUT TOOLS CONTACT LOGIN RATES 801.451.5064 Created with Snap LOVE Your Auto Loan as Much as You LOVE Your Car LEARN MORE Previous Next *** Routing #324377011 *** *APRs (Annual Percentage Rate) are accurate as of today and are subject to change at any time. Contact HCU for current rates. Loan rates are ‘as low as’ and are based on member and credit eligibility and loan term. Restrictions may apply. HELOCS There are a lot of great reasons to refinance your home, including the fact that you may get better interest rates or lower monthly mortgage payments. You could get cash for home improvement projects, or reduce your loan term. Find out more or apply today. APPLY MORE MOBILE BANKING We do business differently We strive to return as much value to our members as possible. We do this by keeping the cost of banking low. We’ve invested in technology such as online, mobile and Interactive Teller for routine transactions. We encourage all of our members to sign up for our digital banking services. It’s as easy as clicking here and following the prompts. Once you make the choice to go virtual with HCU, you’ll be able to complete 90% of your financial transactions from home, on the go or wherever life may take you. MORE Previous MOBILE BANKING INVESTMENTS & INSURANCE & PLANNING LENDING A HELPING HAND WELCOME HOME LOANS Next ABOUT HORIZON As a member-owned, not-for-profit financial partner, HCU has more than 11,000 members. HCU is, has been and always will be, guided by the credit union philosophy of “people helping people.” Unlike many financial institutions, HCU does not issue stock to outside investors. Instead, earnings are returned to our members in the form of great rates, lower fees, and enhanced services. read more… TOOLS Previous Free Credit Report Identity Theft & Fraud Payment Calculator Calculate mortgage, auto and savings with our handy calculators. MoneyDesktop ATM Locator Next SEE ALL ARE HELOCS A GOOD IDEA THESE DAYS? Posted By: Brandi Kirksey 05.19.2020 Debt is the wealth killer. You’ve heard this piece of advice repeated in a million different corners of financial news. You’ve read articles telling you to get rid of all your debt in order to build wealth and save for the future. There’s one very notable exception, though, and you’re living in it. Debt secured … Continued STUCK AT HOME? SPEND YOUR TIME PRODUCTIVELY Posted By: Brandi Kirksey 03.20.2020 COVID-19 has wreaked havoc on normal life around the world. Major retailers and small businesses are closing their doors; leisure travel has almost ground to a halt; the stock market is bearing the brunt of a string of losses; and thousands of schools and universities sit vacant mid-semester while their students are home for an … Continued 6 QUESTIONS YOUR AUTO DEALER HOPES YOU CAN’T ANSWER Posted By: fluidadmin 05.17.2016 6 Questions Your Auto Dealer Hopes You Can’t Answer Navigating automobile financing can be one of the biggest financial headaches you’ll encounter. But, unless you want to walk everywhere, it’s something you’ll have to deal with. The biggest hurdle is figuring out the angles and understanding the entities that stand to profit from the transaction. … Continued THE TRUTH ABOUT DEALER AUTO LOANS Posted By: fluidadmin 05.17.2016 Ever wonder how auto dealers can afford to advertise loans with APRs as low as 0%? You’re about to uncover the truth about auto loans arranged by dealers and other facts your dealer doesn’t want you to know. The low APRs dealers advertise usually come with bigger down payments. And it usually means you are … Continued GET AUTO FINANCING BEFORE YOU SHOP Posted By: fluidadmin 05.17.2016 An automobile is a major investment. Just think about it: In the last 10 years, have you bought anything that costs more than a car? A house or your kid’s education, maybe. Yet, unlike a house, a car is not going to appreciate in value; and unlike an education, an SUV is not going to … Continued UNDERSTANDING DEALER FINANCING Posted By: fluidadmin 05.17.2016 If you’re a savvy enough consumer to wait until dealers are desperate to sell, you owe it to yourself to wait just a little bit longer to do your research on financing options. Don’t be fooled by dealer promises of zero percent financing. Let’s take a look at four hidden costs that come with these … Continued CAREERS • PRIVACY POLICY • MEMBERSHIP • CALCULATORS • NCUA © 2016 Horizon Credit Union All Rights Reserved