Habitat for Humanity Monterey Bay Habitat for Humanity Santa Cruz County is an independent locally operated and funded affiliate of Habitat for Humanity International. Our mission is to build affordable, decent homes and provide home ownership opportunities to qualified families who live and work in Santa Cruz County. WE SPECIALIZE IN… AFFORDABLE NON PROFIT HOME CONSTRUCTION ZERO INTEREST MORTGAGE AFTER 500 HOURS OF SWEAT EQUITY OWNERSHIP OPPORTUNITIES How the Program Works HfHSCC is not a giveaway program. Habitat homes are purchased by families who make a down payment and pay a monthly mortgage. Mortgages are provided by HfHSCC at 0% interest. Homeowner families are chosen according to their need, their ability to repay the no-profit, zero-interest mortgage, and their willingness to work in partnership with Habitat. Each Habitat homeowner contributes 500 hours in sweat equity towards the construction of a Habitat home. Generous Giving Together HfHSCC volunteers and families have built more than 34 homes. Currently, Habitat has new projects in incubation and pre-planning stages from Scotts Valley to Watsonville. However, to build new affordable homes in the county, Habitat must purchase suitable properties and fund build-outs up front. We can only fund these projects with the support of contributions from people like you. Our Approach There is more to our program than first time affordable home ownership for low and very low-income families. HfHSCC has a program whereby partner families attend workshops on budgeting, conflict resolution, home maintenance, repair and landscaping. Partner families acquire skills that will enable them to establish a foundation upon which they can gain economic stability and build a brighter future for their children. Our approach to providing affordable homeownership is unique in several ways. Our homes are built with mostly volunteer labor, donated funds and materials. Then the homes are sold at cost to qualifying families. Qualified families, selected on an equal opportunity basis, buy these homes at cost, through no-interest mortgages. Each family also contributes 500 hours of volunteer labor or “sweat equity” to the construction of their own home. Mortgage payments received by HfHSCC are then reinvested to help fund the construction of future Habitat homes in our community. Volunteers are critical to the success of our program. Volunteers are involved in construction, fundraising, advocacy, administration, committee work and more. We have a volunteer support base of 250. Without them we could not have build 34 homes over the past 23 years. Our funding sources are well balanced between, corporate, individuals, foundations, civic and faith-based organizations. HfHSCC uses government funds only for land acquisition and project infrastructure costs. Referred by: the membership CONTACT INFO: Habitat for Humanity Santa Cruz County David Foster, Director 1007 Cedar Street Santa Cruz, CA 95060 Phone: 831-469-4663 Fax: 831-469-3118 Website: http://habitatmontereybay.org/ Get Social With Us! Send us a message * denotes required field Name* First Last Email* Phone* Subject* Message* Share this entry Endorsements FROM OTHER MEMBERS 1 Professionalism 1 Special Services 0 CUSTOMER TESTIMONIALS Leave a Customer Testimonial Name * Email * Website © 2016 Copyright - Santa Cruz Construction Guild Home About The Guild Contact Us Legal Policy Privacy Policy Terms Of Use Site Design by Surf City Media