SIGN IN Thanksgiving Day holiday hours. Learn more. Home Checking, Savings & Investments Checking Accounts GECU CHECKING ACCOUNTS1 Save. Transfer. Deposit. Pay. The GECU Personal Checking account is completely designed for your world. Take advantage of being a credit union member through our savings tips and tools, financial education and strong security — plus 24/7 access to your money! Get the most out of a GECU Personal Checking account! Make deposits on the go with the GECU Mobile App2 Send money to friends and family with Zelle®3 Manage your accounts and set up alerts with GECU Online Banking Add the GECU debit card to your mobile wallet Enjoy no service or monthly fee Use the real-time deposit-taking ATMs Pay your bills automatically every month with online Bill Pay Open your GECU Personal Checking account now by using the GECU Chat; by calling 915.778.9221, toll-free at 1.800.772.4328; or by visiting any GECU location. Locally owned by members in El Paso, Hudspeth County and Doña Ana County, GECU is there for you during every step of life’s journey. With no ATM fees nationwide,4 free online banking and 24/7 access to your money, opening a checking account with GECU is one more step toward financial freedom. Show your pride for El Paso with the official El Paso Chihuahuas and El Paso Locomotive FC debit cards!5 GECU Personal Checking Account Features & Benefits Everything you need to manage your money from wherever you are. GECU Debit Card™ Fraud Alert Texting System6 Protecting your GECU Debit or ATM Card Senior Privilege Checking Account For members 60 years young with special perks — you deserve it! Free2Be Checking For teenagers ages 16 to 17 — it’s time to manage your own money! Second Chance Checking Account For those who have been denied a checking account or have had it closed because of blemished credit or cash-management issues — this account is for you! CHECKING ACCOUNT COMPARISON Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. (1)Must have a GECU share account to open a checking account. A one-time deposit of $20 in a GECU share account is all it takes. Learn more about how you can join. Click here. (2)Check deposits are subject to funds availability policy. (3)Must have a bank account in the U.S. to use Zelle. (4)There may be transaction fees charged by owner of non-GECU ATMs. (5)Fee may apply to special card designs. (6)No charge to access these services from GECU. Standard text-messaging and data rates may apply. Other conditions may apply. (7)Your first box of 50 checks is at no charge. Quick Answers How do I sign up for online bill pay? What mobile apps are available? How can I apply for a GECU Mastercard® credit card? Do you offer financial education seminars? How much do I need to save to reach my savings goal? What is GECU Chat? Current Rates 12-mo. CD up to 0.25% APY* 36-mo. CD up to 0.70% APY* Money Market up to 0.50% APY* Jumbo Bump-up IRA CD up to 0.95% Full Disclosure of Rates and Terms *APY= Annual Percentage Yield Complaint Notice About GECU Contact Us Locations & Hours Careers Privacy Notice Third Party Disclosure Español Annual Report Site Map Federally insured by NCUA. Security Assurance © 2021 GECU. All rights reserved. GECU uses third party vendor sites to enhance your ability to use online financial tools. When you leave GECU's website, the links you may access are for your convenience and are for informational purposes only. Any products and services accessed through these links are not provided or guaranteed by GECU. The sites you visit may have a privacy policy that is different from GECU's. Please review their privacy policy. GECU does not endorse the content contained in any of these sites or the organization(s) publishing these sites and, hereby disclaims any responsibility for such content. GECU does not represent either the third party or the member if the two enter into a transaction.