Search Log In > Business Checking Options Business Financing Business Credit Card Merchant Services Cash Management Built For Business® M&T helps businesses realize and strive to reach their financial goals. You can connect with us at your local branch in person or over the phone. Schedule An Appointment Explore Checking Accounts We make your small business a big priority. At M&T, we're dedicated to understanding what's important to you. From cash flow and financing to employees and operations, we're here to support your goals and objectives with the service and solutions you need to build your business. In This Section Why Bank with M&T? > We understand what’s important to your business. Find out how we work to help you start, manage and grow your company. Business Checking Options > Find the business checking account that’s best for your business and start enjoying the simplicity and flexibility of M&T’s online and mobile banking. Business Checking Account Selector > Use our Checking Account Selector tool to find out which M&T Business Checking account is the best fit for your company’s size and frequency of transactions. How to Open a Business Checking Account > Compile the documentation needed to open an account. Open online or schedule an appointment to speak with a Business Banking specialist. Business Savings Accounts > Save for future growth and investments with one of our business savings account options, including commercial savings and commercial money market savings. M&T Business Debit & ATM Cards > For purchases that come right out of your business checking account, choose the M&T Business Debit Card or ATM Card for Business. You can even create a personal design through our M&T Custom Card Design Studio. Online & Mobile Banking for Business > With our Online & Mobile Banking services, you can access your account information from your mobile device, tablet or computer. Enroll today. Build a Custom Banking Solution > Let us help you customize a full-service business banking package with the accounts and services that best meet your company’s needs and goals. Business Financing > Browse through our competitive financing options for loans, lines of credit and credit cards to help you finance your day-to-day business operations and long-term growth. Cash Management Products > Discover our selection of cash management tools – giving you direct control over your payables and receivables so you know exactly where you stand. Merchant Services > Let M&T help you set up a business merchant account and show you how easy it is to start accepting your customers’ credit cards. Investments & Insurance > Looking for investment and insurance options for your business? We can help you find solutions designed to meet your specific needs. M&T @ Work > The M&T @Work program is designed to add value to your employee benefit offerings with workplace banking—featuring exclusive M&T discounts, on-site education workshops and more. Industry Solutions > Get specialty banking services and product recommendations for your business – we offer solutions for professional services, medical/dental, franchises, agriculture and more. Resources & Insights > Visit our Business Resources & Insights online library to gain valuable knowledge to help position your business for success. MAKE THE SWITCH Make Your Move To M&T Easier When it comes to switching banks, we know it can be somewhat inconvenient. Here are a few simple forms and step-by-step instructions to help make the process a little easier. Get Switch Kit Schedule An Appointment Sign up today to take advantage of no fees for the first three months.1 Disclosure number, please reference additional details in the Disclosures section at the bottom of this page. Open your account online or visit an M&T branch. Get Started Why Bank with M&T? We understand what’s important. That’s why we’ve built a banking experience with you in mind. Help us make your banking experience better. Send feedback CONTACT US 1-800-724-6070 Locations & ATMs Make an Appointment More ways to reach us ABOUT About M&T Careers Investor Relations Security Search Facebook Twitter LinkedIn Equal Housing Lender. © 2021 M&T Bank. Member FDIC. All rights reserved. Privacy Sitemap Digital Service Agreement ESign Consent Terms of Use Disclosures: Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details. Wilmington Trust is a registered service mark. Wilmington Trust Corporation is a wholly owned subsidiary of M&T Bank Corporation. Wilmington Trust Company, operating in Delaware only, Wilmington Trust, N.A., M&T Bank and certain other affiliates, provide various fiduciary and non-fiduciary services, including trustee, custodial, agency, investment management and other services. International corporate and institutional services are offered through Wilmington Trust Corporation's international affiliates. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank, member FDIC. M&T Bank Merchant Services® are available subject to completion of a Merchant Services application and credit approval. Merchant Services are provided subject to the terms and conditions of M&T Bank's Merchant Services Agreement. Availability of funds is subject to M&T Bank's Funds Availability Policy. Additional terms and conditions apply. There is no monthly maintenance fee for 3 months. After that, standard rates apply if requirements are not met. Requirements to waive the Monthly Maintenance Fee are based on account type and fully listed on the business checking brochure. Requirements may be met but other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply.