Legal Notices Legal notices – please read carefully NOW Terms of use 1. Terms and conditions THESE TERMS AND CONDITIONS ARE IMPORTANT. YOU SHOULD READ THROUGH THEM CAREFULLY. This site is controlled and operated by the Swift Group of companies (‘Swift’) from the United Kingdom and complies with English law. These terms and conditions shall be governed by English law. By logging onto the Swift website you have accepted the following terms and conditions: 2. Content and copyright Unless otherwise stated, all of the contents that may be available on this website including but not limited to layout, text, graphics, links, marks, logos and trademarks are the intellectual property of Swift or its licensors and may not be used, copied, downloaded, distributed or published in any way without Swift’s prior written consent except where otherwise specifically indicated on the website for the use of customers, our registered intermediaries, or the Press. Where copying is allowed, copyright notices, proprietary notices and disclaimers should also be copied. You are allowed to read, print and download extracts from the site on the following conditions: Use of the documents on this site are for your use only. No documents on this site are to be modified in any way. No part of this site may be reproduced or stored in any other website without Swift’s prior written permission. Any software is downloaded at your own risk. Swift does not warrant the suitability of any software which is downloaded. Whilst we have taken all reasonable precautions to ensure that no viruses are transmitted from Swift to any third party, we accept no liability for any problems with your computer that may arise as a result of any downloads. If you are in any doubt as to the suitability of software to be downloaded for your computer, please obtain specialist advice before downloading. Whilst Swift endeavours to ensure that the information on this site is correct, no warranty, express or implied, is given as to its accuracy and Swift does not accept any liability for error or omission. Swift is not responsible for the security or content of third party websites that we link to, nor do we endorse any products or services advertised on them. Please be aware that once you leave our site, you will no longer be covered by Swift’s Privacy or Security Policies. 3. Using the website You agree to adhere to all applicable laws, regulations and codes of conduct when using the website. You agree not to: Damage, interfere or disrupt the website or access to the website. Gain or attempt to gain unauthorised access by any means to any restricted Swift computer networks or systems. Make available, upload or distribute on the Swift website any materials or files that contain viruses or any other harmful software. Use the website to send unsolicited material for any purpose. 4. Liabilities Swift limits its liability to the extent permitted by law for any losses or damage whatsoever from the use or inability to use this site, or any material contained in it, or from any action or decision taken as a result of using this site or from any electronic or telecommunication failure. 5. Advice The information provided on the website does not constitute financial or other professional advice. If any advice or guidance is required on Swift products or services, please contact us and we will put you in touch with an intermediary who can help you. 6. Access to the website Swift will endeavour to make this website constantly accessible for your use. However, we cannot guarantee this availability, and will not be liable if our website is unavailable for any period. Swift reserves the right to suspend access to our website temporarily or permanently, and without notice. 7. Alterations to these terms Swift reserves the right to amend these terms and conditions in whole or in part, at any time without notification. Up to date terms will always be on the website so please re-visit this page on a regular basis so that you are aware of any changes. Corporate Information Swift 1st Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 304896). Swift 1st Limited administers its own regulated mortgage contracts and those of Swift Advances plc on its behalf. Swift 1st Limited and Swift Advances plc are both registered in England under company numbers 5020019 and 1800474 respectively. Registered Offices: Arcadia House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex CM13 3BE.