United States - English Canada - English Canada - français FAQs Your ride begins here. New or used, from the dealership or another rider—if you need help getting a motorcycle loan, we’ve got you covered. APPLY FOR CREDIT Enter your info and get your decision in minutes. *Required field * * * NEXT 1. APPLY Complete our secure application 2. SUBMIT Get your decision in minutes 3. RIDE Talk to a dealer, finalize the transaction, and hit the road ALREADY APPLIED? Enter your application ID to: Check your application status See your credit score Schedule an appointment with an H-D® dealer Forgot your Application ID? EXPLORE THE MOTORCYCLES Browse the full new H-D™ motorcycle lineup on H-D.com. H-D1™ MARKETPLACE Shop pre-owned and H-D Certified™ inventory on the H-D1™ Marketplace. VIEW OFFERS Check out our current finance offers and special purchase programs. SHOPPING FOR A LIVEWIRE™? Shop and finance a LiveWire™ electric motorcycle online at LiveWire.com. PROTECTION PRODUCTS Read up on protection products and cycle insurance to prepare for your dealership visit. MAKE A PAYMENT Visit MyHDFS.com to view statements, make payments, update account information, and more. FAQS FREQUENTLY ASKED QUESTIONS Do I need to know what motorcycle I want to buy before I apply for credit? No, you may skip this step to obtain an initial credit decision and finalize your selections at the dealership. However, please note that the amount of money you wish to borrow plays an important role in your credit decision. If you skip the step you will be assigned the system default model for the purposes of rendering a credit decision. It is always advisable to select a model in the same general price range as the amount you are hoping to borrow for the most accurate automated credit decision. How do I apply for financing for a LiveWire® motorcycle? You can purchase and finance a LiveWire® by visiting LiveWire.com. When you apply for financing at LiveWire.com, your loan will be provided by Eaglemark Savings Bank, a subsidiary of Harley-Davidson Financial Services (HDFS). What factors are used to determine my creditworthiness? Many factors are used to determine creditworthiness. It is always advisable to follow-up with the dealership if you don’t receive an approval through the online system. Your credit situation is unique and a dealer can help determine what options you may have in order to help get you on the road. You may obtain a copy of your credit report by contacting the credit reporting agency listed on your Credit Score Disclosure Notice, which is provided via link on your online credit decision. My credit is bad. Should I still submit an application? There are many factors that go into the decision along with your current credit situation. We will not know if you would qualify for financing until your application has been reviewed. I want to apply for credit with a joint applicant. Can I do that? Yes, you may apply for joint credit using the Online Application. If approved, both applicants will be required to sign the loan documents. * Your application for a loan is through Eaglemark Savings Bank (ESB), a subsidiary of Harley-Davidson Financial Services Terms of Use | About HDFS | Contact HDFS | Site Map | Privacy © 2021 Harley-Davidson Financial Services. All rights reserved. United States - English Canada - English Canada - français