LOG IN MENU About Norwegian Standard (NS) Norwegian Standard (NS), is a term for standards, which are determined and regulated by Standard Norway. NS can apply to everything from building and construction to petroleum, social responsibility and services. The standards are usually drawn up by highly qualified professionals in committees with members appointed by interest groups, companies, government agencies or others who want to get involved in the work. This may affect the content of the standards, which may thus appear as compromises or negotiation results between different parties’ interests. The standards are first prepared as a consultation draft and then adopted by Standard Norway. HOME OUR COMPANY INSURANCE BROKERAGE Currently Non-life insurance Property insurance Combined business insurance Liability insurance Transport insurance Special insurance Personnel insurance Guarantee Rent guarantee Building guarantees according to Norwegian Standards Guarantees according to the Housing Construction Act About Norwegian Standard (NS) Private Companies Occupational pension Norwegian Golf Course Insurance Enterprise Insurance Art Insurance Sport Training Center Insurance OUR OFFICES LEGAL Copyright © 2021 Pensum Group AS. All rights reserved.

LOG IN MENU PENSUM Our history Competence and experience are our strength. Openness and sovereignty are our promises. When Pensum was established in 2002, the goal was to create an independent and committed insurance advisor – completely independent of the insurance companies, and deeply involved in the relationship with our customers. In other words; someone to trust. Today we are still independent and at least as engaging. But the years since the start-up have given us both experience and respect as a player in the Swedish insurance market. We provide all types of insurance. In 2010, we also established ourselves in the financial market. Through this, we can also offer high competence and service in asset management and corporate finance. As the financial market has become more complicated, the need for qualified investment advice has increased. Our asset management services have increased from year to year since inception. We are a partner-owned company. This means that we have a flat organizational structure with fast decision-making paths. In our work with our customers’ asset management, insurance coverage and pension solutions, we continuously compare and analyze the offer of various products and solutions on the market. We are free to always base our recommendations on each customer’s specific situation. HOME OUR COMPANY Our history Our mission Our team INSURANCE BROKERAGE OUR OFFICES LEGAL Copyright © 2021 Pensum Group AS. All rights reserved.