BRANCHES ATMS PAY YOUR LOAN ONLINE BANKING Home About Loans Products Services Rates Forms Contact Us Beacon Financial Credit Union Loan Rates These rates are offered to Beacon Financial members. Contact us today if you’re interested in joining. Loans Savings Fee Schedule Certificates Effective as of: 10-30-2020 Shared Secured This loan is designed to borrow against your share account balance to provide you with a lower rate than an unsecured loan. Term APR* 60 Months 2% above the current rate of shares or CD’s Signature Loans This loan can be used for a variety of reasons such as bill consolidation, auto repair, family emergencies, etc. ** Term APR* up to 60 Months 7.85% to 18.00% New Autos Financing your new auto with your credit union is the way to go. Take the rebate offered by dealership and finance with us, you are guaranteed to save. 100% of Retail Value. Term APR* 24 – 96 Months As low As 1.69% – 5.19% Used Autos We will finance Loan Value or average retail / trade-in/loan value. Term APR* 24 – 96 Months As Low As 2.19% – 5.79% Recreational Vehicles Motor Homes, Trailers, 5th Wheels, Boats, etc. Term APR* Up to 180 month amortization (based on product) As Low As 1.99% Helping Hand Loans Term APR* 3 months 18.00% Routing Number: 264279237 Contact Beacon Financial Main Branch 1102 W. Market St. Ste 20 Johnson City, TN 37604 Phone: (423) 975-0025 Fax: (423) 975-0048 Business Hours Monday-Friday: 7:30-5:30 PM Email Member Services Email Loan Services Follow Us   Get Our Mobile App Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government Agency National Credit Union Administration, a U.S. Government Agency We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. © 2021 Beacon Financial Credit Union