Chat service by BoldChat rates...Loan Rates services rates loans contact us member resource center Loan Rates Loan Rates - Effective Wednesday, December 1, 2021 Loan Type Rates as low as Terms & Information Unsecured Signature » 9.9% Share Secured Signature Loan » 4% New Auto » 3.25% Used Auto » 3.25% New Motorcycle » 3.25% Used Motorcycle » 3.25% Other RE Second Mtg-10 Year 7.99% Real Estate-1st (15yr or less) 4.75% Real Estate - 1st Mtg (>15Yrs) 4.75% VISA Credit Card » 14.9% Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan, applicable prepaid items and/or fees. Rates and dividends are subject to change without notice. HELOC Loans have a $10,000.00 minimum principal. Visa requires annual use of card or a fee may be imposed. For Credit Card Tips from the Consumer Financial Protection Bureau or to learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore Click here to apply, you don’t even have to be a member yet! back to rates… Federally Insured by NCUA quick links... •Accessibility statement •Apply for a loan •Balance transfer •Buy or refinance a home •Enroll in online billpay •Estimate a payment •FREE Financial Consultation •Home •Limit Increase •Loanpay Xpress •MCFCU Financials •Open an account •Our mission •Privacy •Protect my identity •Switch to MCFCU •View latest newsflash MCFCU RSS All posts All rights reserved If you are using a screen reader or other auxiliary aid and are having problems using this website, please call (765) 644-3623 for assistance. All products and services available on this website are available at all Madison County Federal Credit Union full-service locations.