Contact Us1-888-333-1360 1-855-734-0111 (Español) Sign In Available Loans FAQs Rates & Terms Locations Apply Now Security Center SHORT TERM LOANS Up to $5,000 apply now sign in At Speedy Cash, we know that life has unexpected twists and turns – let us help you. Short term loans could offer a quick cash fix as a temporary financial solution. For your convenience, we offer short term loans – including payday loans, cash advances, and installment loans – online and in stores. Apply for a short term loan from Speedy Cash and if approved, get instant† funds to your debit card today. Location Icon Short Term Loans Near Me find a store clap icon CONVENIENT APPLICATION Choose the application method most convenient to you. Visit one of our stories, apply online, or call us at 1-888-333-1360 Icon depicting direct lender* DIRECT LENDER* At Speedy Cash, we process both your application and loan. No third parties involved. Icon depicting quick lending decision QUICK LENDING DECISION Whether you apply in store or online, receive a fast decision on your loan application. *In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Types of Short Term Loans Payday Loans A payday loan, also called a cash advance, is a common type of short term loan that can help you get by until your next paycheck. Payday loans are intended to be a short-term solution. With a typical payday loan, your loan principal and fees are repaid on your next pay day. Installment Loans An installment loan accrues daily interest, and has fixed payments over a set period of time. Paying more than the minimum payment, and paying your loan off early can help you avoid accruing large interest amounts. How do I apply for a short term loan? At Speedy Cash, we are focused on providing an easy, fast and friendly loan process. Call, click, or come in to apply today! apply now Not Sure if a Short Term Loan is Right for you? Visit our FAQs page to learn more about our short term loan options. learn more Privacy Policy Terms of Use Mobile Privacy Policy Communications Preferences Loan Products Payday Loans Installment Loans Payday Loans Online Title Loans Line of Credit Online Loans Cash Advance Loans Fast Cash Loans Loans by Phone Funding Times Payday Advance Short Term Loans Store Services Money Orders Wire Transfers Prepaid Debit Card Check Cashing Resources Blog Security Center Accessibility Statement Rates & Terms FAQs About Us Speedy Cash Cares Contact Us Careers Video Request Form Store List Contact Customer Service Phone: 1-888-333-1360 Español: 1-855-734-0111 Find a Store: 1-866-91-MONEY Fax: 1-888-333-0568 Email: CustomerService@SpeedyCash.com Make a Payment Visit Speedy Cash on Facebook.Follow Speedy Cash on Twitter.Subscribe to Speedy Cash on YouTube. Opt+® Axiom Cardholders Privacy Policy Terms & Conditions Metropolitan Cardholders Privacy Policy Terms & Conditions Refer to your card to determine your issuing bank. © 1997-2021 Speedy Cash. All Rights Reserved. 3615 N Ridge Rd. Wichita, KS 67205 Product types and maximum loan amounts vary by market. Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. Short term loans should be used for short-term financial needs and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. The credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc. †Instant funding is not applicable for all debit cards and is not available in New Mexico, Ohio or South Carolina. Subject to system limitations. Some restrictions may apply. ∞Cash advances only available up to approved credit limit; some restrictions may apply. NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580. Alabama: Minimum age to apply in Alabama is 19. California: Speedy Cash is licensed by the Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction. New Mexico: Speedy Cash is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/. Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater. Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. under Chapter 151 of the Texas Finance Code. If you have a complaint, first contact MoneyGram Payment Systems, Inc. at 1-800-MONEYGRAM. If you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking: 2601 North Lamar Boulevard, Austin, TX 78705-4294, 1-877-276-5554 (toll free), www.dob.texas.gov. Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: No fee withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only. 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