Sainsbury's Bank Log in / Register Loans Credit Cards Savings Insurance Travel Mortgages Nectar Support Home Personal Loans - Compare Loan Options | Sainsbury’s Bank Personal Loans Award-winning loans from £1,000 - £40,000 Looking for a bank loan? Planning a big event or purchase? Maybe you’re planning some home improvements or buying a new family car – it all adds up. You’ve come to the right place – a Sainsbury’s Bank Loan could be the answer. The key features of applying for a loan with Sainsbury’s Bank are: 2.8% APR representative for Nectar members, when you borrow £7,500 - £25,000 for 37-60 months Pay back your loan over 1-7 years (depending on your loan value) with manageable, fixed monthly instalments You can borrow between £1,000 - £40,000 if you’re a Nectar member, non-Nectar members can borrow up to £25,000 No application or arrangement fee Apply for your loan online Ready to get the ball rolling? If you're applying for a loan on your own, it’s now quicker than ever to apply. You could get your money in as little as 2 hours, or the next business day, if you’re accepted Our online application is quick and easy to complete, you can sign your agreement online, and upload any documents we might need Find out your interest rate and how likely you are to be accepted – without harming your credit score Use our calculator to start your loan application today. We’ll work out your possible interest rate, monthly payment amount and total cost in just a few clicks. All quotations given are for illustrative purposes only. Find out more Compare our loans Whether you want to borrow a small amount to give your home a DIY boost or need a bit extra, we’ve got borrowing options to suit you. £1,000-£2,999 A small loan of £1,000 - £2,999 could be what you need to finally get round to redecorating the living room. Find out more £3,000-£4,999 Want to replace an old living room suite that’s no longer fit for family film nights? You could borrow £3,000 - £4,999 to make that happen. Find out more £5,000-£7,499 Looking to buy a new car? A loan from £5,000 - £7,499 could help get you back on the road. Find out more £7,500-£25,000 Thinking about a loan to give your kitchen a complete makeover? We might be able to help with a loan from £7,500 - £25,000. Find out more Unsure which loan to go for? Find our loan key information including total cost to help you make the right decision. Find out more Got a question? If you’re unsure of how the loan process works – our FAQ section is a great place to start. Find out more Before applying for a loan Wondering how to get a loan? Our loan application process is quick and simple, just enter how much you’d like to borrow in the calculator to get started today. But before you apply, there are a few things you should think about. Our lending criteria To apply for a loan, you need to: Be at least 18 years old and less than 80 when you apply. You should also be under 83 when the loan is due to be repaid Have a UK-based bank or building society account that can accept Direct Debits. If you’re applying for a joint loan, the first named applicant must be named on this bank account Have a permanent UK address Be in permanent paid employment or retired with a pension Have a gross annual income of over £7,500 Not have a history of County Court Judgments or bankruptcy We won’t lend for any of the following purposes: Business purposes Buying a property Deposit for a property Investment Gambling Have a look at our full list of lending criteria. Also make sure you read the Statement of Lender and Borrower Responsibilities. This outlines our key responsibilities and what we ask of you in relation to your loan. The information we’ll need Need support with your application? Are your circumstances likely to change? What do you plan to use your loan for? A loan can be a great way to help spread the cost of an upcoming big expense. Or to help get your finances back on track by combing all your borrowing into one lowered interest manageable payment. Car loans Looking for a new or used car? Let us help you start the journey. Find out more Home improvement loans Upgrading your home is usually an excellent way to add value to your property. Find out more Wedding loans Planning a wedding? A bank loan could help you pay for your big day. Find out more Useful guides Looking for more information? We have a range of helpful loans tools and guides. Can I afford a loan? Find out if a loan is right for you – more information on on budgeting, APR, credit score and more. Read guide Combine your borrowing See how you can move all your debt in to one easy to manage loan. Read guide All guides Check out all our tools and guides, from planning your financial future to our loan application checklist. 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