MENU Toggle login form LOGIN Loan & Asset Protection Guaranteed Asset Protection (GAP) What is GAP? Guaranteed Asset Protection is more commonly referred to as GAP. In the event that your vehicle is stolen or involved in a major accident and determined to be a “total loss,” GAP covers the difference between a vehicle’s current depreciated value and the amount you still owe on your loan. Why do I need GAP? Most insurance policies only cover the value of your vehicle. This is referred to as the “cash value” or “actual cash value” of your vehicle. The value of vehicles rapidly declines within the first few years of ownership; therefore, your auto loan or lease balance could be higher than the value of your vehicle. GAP provides coverage for new or used vehicles, including automobiles, motorcycles, boats, travel trailers, mobile homes, golf carts, jet skis, and more. Mechanical Repair Coverage You depend on your car, but big unexpected repairs can happen after your factory warranty expires. Mechanical Repair Coverage (MRC) can help you limit the cost of covered breakdowns. You pay only the applicable deductible, if any. MRC can help lighten the financial burden for you and the people you care about. Get MRC today so you can worry a little less about tomorrow. To research, compare and buy Mechanical Repair Coverage, call one of our CAMPUS Representatives where you can take advantage of: Convenience - easy-to-use, 24/7 online shopping experience Member service - expert service through a dedicated call center Monthly payments - through a convenient monthly payment plan that fits your budget Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), all located at 175 West Jackson Blvd., Chicago Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product. MRC-2341946.1-1218-0121 © CUNA Mutual Group 2018 Payment Protection What is Payment Protection? Payment Protection cancels your loan balance or payments up to the contract maximums. Protect your loan payments today so you can worry less about tomorrow. Do I need Payment Protection? Purchasing Payment Protection is voluntary and won’t affect your loan approval. It’s simple to apply. Ask your loan officer about eligibility, conditions, or exclusions.1 Protecting your loan payments against life’s unexpected events could help protect your finances. Payment Protection applies in the event of… Death – it cancels your payments or loan balance.2 Disability – it cancels your loan payments.2 Involuntary Unemployment – it cancels your loan payments.2 1. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Payment Protection with Life. You may cancel the protection at any time. If you cancel protection within 30 days of initiating coverage, you will receive a full refund of any fee paid. 2. Cancellation of payments or loan balance are limited to the contract maximums. Learn More From An Expert Name: Email: Which plan are you interested in? Guaranteed Asset Protection (GAP) Mechanical Breakdown Protection (MBP) Payment Protection Question: Need assistance? Contact our friendly team today.  Find ATMs/Locations  Career Opportunities Facebook Instagram Twitter LinkedIn YouTube iOS App Android App CAMPUS USA Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us for assistance at (800) 367-6440. All products and services available on this website are available at all CAMPUS USA Credit Union service centers and the call center. Membership is open to anyone in Alachua, Citrus, Clay, Columbia, Duval, Gadsden, Gilchrist, Hernando, Hillsborough, Jefferson, Lake, Leon, Levy, Madison, Marion, Nassau, Orange, Pasco, Polk, Seminole, Sumter, Suwannee, Taylor, and Wakulla counties. Credit approval and initial $5 deposit required. Check Reorder About Security Copyright © 2021 CAMPUS USA Credit Union. All rights reserved. Routing # 263178478 NMLS # 799574 Federally insured by the NCUA.