About Us Our Team Our Financials Contact Us Our Financials We pride ourselves on our financial strength and are dedicated in maintaining a balanced, yet diversified risk portfolio. Premiums and Surplus Both Shelter Mutual and Shelter Reinsurance continue to produce sound results with a strong financial history. Both companies have premium to surplus writings well in excess of the 1:1 ratio with Mutual passing the $2.1 billion mark in surplus. Portfolio of Treaties and Renewal Rates Shelter Reinsurance writes primarily CAT treaty business both domestically and internationally. The international portfolio is slightly more diverse given the proportional treaties written in the Caribbean and Israel. Of the treaties that are offered to renew, our retention rate is very high. Distribution of Signed Premium We write treaty business across the globe and have a diverse spread of risk by region. We do not assume any reinsurance needs of Shelter Mutual nor write reinsurance in their operating states but still derive over 23% of our signed premium from the United States. Some of our oldest treaties originate out of Asia and Europe. *Figures are based on December 2020 View Shelter's Annual Report Shelter Reinsurance is an "A" Excellent A.M. Best rated insurer, subsidiary of Shelter Mutual Insurance Company (A.M. Best: "A"). (Verified: July 2020) For the latest ratings, access www.ambest.com We are a service organization. Day in and day out we provide top notch service. We support the community we live in by being good corporate citizens. Our most important value is to do the right thing. Shelter Mutual Insurance Co. & Shelter Reinsurance Co. 1817 West Broadway Columbia, MO USA 65218 Privacy Policy | Terms and Conditions | Copyright 2001-2018