Skip Navigation Checking BUSINESS PERSONAL WEALTH ABOUT Search LOGIN Convenient Checking $25 To Open No Monthly Fee No Minimum Balance $5 Paper Statement Fee waived when you sign up for E-Statements FREE online banking, bill payment, debit card, mobile banking, mobile deposits, notary services, and complementary financial planning with our wealth management team Value Checking $100 To Open Interest Bearing $5 Monthly Fee waived with $1,500 minimum daily balance in Interest Checking OR minimum daily balance of $5,000 in combined deposit accounts (Checking, Savings, Money Market, CD, IRA) OR $25,000 personal loan balance $5 Paper Statement Fee waived when you sign up for E-Statements One (1) free order of High Security Checks FREE online banking, bill payment, debit card, mobile banking, mobile deposits, notary services, and complementary financial planning with our wealth management team *Variable Rate; Interest compounded daily & credited to account monthly Carolina Checking Have it all! With Carolina Checking, you get the benefits of both an investment account and a premium checking account. $100 To Open Interest Bearing Free 3x5 Safe Deposit Box (or $30 credit toward larger box) Free High Security checks (or $20.75 credit toward other available styles) Free Official Checks Free Paper Statements OR E-Statements $15 Monthly Fee waived with $3,000 minimum daily balance in Carolina Checking OR minimum daily balance of $15,000 in combined deposit accounts (Checking, Savings, Money Market, CD, IRA) OR $50,000 personal loan balance FREE online banking, bill payment, debit card, mobile banking, mobile deposits, notary services, and complementary financial planning with our wealth management team *Tiered Variable Rate; Interest compounded daily & credited to account monthly OPEN YOURS TODAY CLICK HERE TO REORDER CHECKS ADDITIONAL BENEFITS: Wire Transfers Standby Letters of Credit Automatic Clearing House (ACH) Services Official Checks Gift Cards Safe Deposit Boxes Phone Transfers Bank by Mail SOCIAL MEDIA We love to share industry tips and updates on community involvement! To get in on the action, follow any of our social media accounts! CREDIT CARDS If you are looking for convenience and security, look no further! We can help find the perfect credit card for you. FIND THE CARD FOR YOU WEALTH MANAGEMENT Talk with our investment professionals and find out what investment opportunities are right for you and your family. MORE ABOUT INVESTMENTS CALCULATORS FORMS CAREERS TESTIMONIALS Privacy Policy Security Terms of Use Twitter Facebook LinkedIn Instagram ©2021 First Carolina Bank. Equal Housing Lender Member FDIC. Verified: Nov 28, 2021