TALK TO A LOAN OFFICER VIEW RATES APPLY NOW PROGRAMS CALCULATORS INFORMATION ABOUT US CONTACT US SIGN IN California Consumer Privacy Act (CCPA) Privacy Notice We do not knowingly collect information from minors. We do not sell your information. 1. Introduction We are committed to safeguarding the privacy of our California residents. This notice applies when we collect your personal data under the terms of the CCPA and supplements our AimLoan Privacy Notice here. We use cookies on our website. Insofar as those cookies are not strictly necessary for the provision of our website and services, we will ask you to consent to our use of cookies when you first visit our website. In this notice, "we", "us" and "our" refer to AimLoan.com, Attn: Compliance Department, 4121 Camino Del Rio S, San Diego, CA 92108. 2. Information We May Collect and how We use it We may collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a consumer or device ("personal information"). In general, we may have collected the following categories of personal information from California consumers within the last twelve (12) months: Identifiers such as a real name, alias, postal address, unique personal identifier, online identifier, internet protocol address, email address, account name, social security number, driver’s license number, passport number, or other similar identifiers. Information that identifies, relates to, describes, or is capable of being associated with, a particular individual, including, but not limited to, his or her name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information. “Personal information” does not include publicly available information that is lawfully made available to the general public from federal, state, or local government records. Characteristics of protected classifications under California or federal law. Commercial information, including records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. Internet or other electronic network activity information. Professional or employment-related information. Education information. Inferences drawn from any of the information identified above. Personal information does not include: Publicly available information. De-identified or aggregated information. Information excluded from the CCPA, e.g., Personal information covered by certain sector specific privacy laws, such as the Fair Credit Reporting Act (FRCA), Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA) and the Driver’s Privacy Protection Act. We may obtain the categories of personal information listed above from the following categories of sources: Directly from our clients or their agents. For example, from documents that our clients provide to us related to the services for which they engage us. Indirectly from our clients or their agents. For example, through information we collect from our clients in the course of providing services to them. Directly and indirectly from activity on our website. For example, from submissions through our website portal or website usage details collected automatically. From third parties that interact with us in connection with the services we perform. We may use this information for the following legitimate business purposes: Auditing related to a current interaction with the consumer and concurrent transactions, including, but not limited to, counting ad impressions to unique visitors, verifying positioning and quality of ad impressions, and auditing compliance with this specification and other standards. Detecting security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, and prosecuting those responsible for that activity. Debugging to identify and repair errors that impair existing intended functionality. Short-term, transient use, provided that the personal information is not disclosed to another third party and is not used to build a profile about a consumer or otherwise alter an individual consumer’s experience outside the current interaction, including, but not limited to, the contextual customization of ads shown as part of the same interaction. Performing services on behalf of the business or service provider, including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments, providing financing, providing advertising or marketing services, providing analytic services, or providing similar services on behalf of the business or service provider. Undertaking internal research for technological development and demonstration. Undertaking activities to verify or maintain the quality or safety of a service or device that is owned, manufactured, manufactured for, or controlled by the business, and to improve, upgrade, or enhance the service or device that is owned, manufactured, manufactured for, or controlled by the business. 3. Your Rights You have the right to know about our collection and use of your personal information over the past 12 months. Once we receive and confirm a verifiable consumer request from you we will disclose to you: The categories of personal information we collected about you, if any. The categories of sources for the personal information we collected about you, if any. Our business or commercial purpose for collecting or selling that personal information, if any. The categories of third parties with whom we share that personal information, if any. The specific pieces of personal information we collected about you, if any. You have the right to request that we delete personal information we have collected from or about you. In order to comply with state and federal laws, personal information collected pursuant to mortgage loan applications and employment purposes cannot be deleted. Only you, or someone legally authorized to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child. You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must: Provide enough information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative. Describe your request with enough detail that allows us to properly understand, evaluate, and respond to it. We cannot substantively respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use personal information provided in a verifiable consumer request to verify the requestor's identity or authority to make the request. To submit a request, please visit this link, email CAPrivacy@aimloan.com, or call 888-551-6524. To protect your identity, we will need to verify your request by collecting at least three data points from you and comparing them to at least three data points maintained by us. This includes name, telephone number, address, and email address. Authorized Agent You may designate an authorized agent to submit a request to know or a request to delete if: You provide the authorized agent written permission to do so; and Verify your identity directly with us Response Timing and Format We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing (including electronic e-mail notification). We will deliver our written response electronically unless you direct us to deliver by mail, at your option. Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request's receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance. We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request. We may deny your deletion request if retaining the information is necessary for us or our service providers: To complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you. To detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities. For other legitimate reasons which will be disclosed in our response. You have a right not to be discriminated against because you exercised any of your rights under the CCPA, including, but not limited to: Being denied goods or services. Being charged different prices or rates for goods or services, including through the use of discounts or other benefits or imposing penalties. Being provided a different level or quality of goods or services. Being suggested that you will receive a different price or rate for goods or services or a different level or quality of goods or services. We will not discriminate against you for exercising any of your rights pursuant to the CCPA. 4. Providing your personal data to others We may have shared personal information with third party service providers for the purpose of processing and originating mortgage loan applications, servicing mortgage loans, evaluating employment applications, managing employees, complying with legal and regulatory requirements, preventing fraud, and improving the company’s website. We may disclose your personal data to our partners, insurers and/or professional advisers insofar as reasonably necessary for the purposes of obtaining or maintaining loans, insurance coverage, managing risks, obtaining professional advice, or the establishment, exercise or defense of legal claims, whether in court proceedings or in an administrative or out-of-court procedure. In addition to the specific disclosures of personal data set out in this Section 4, we may disclose your personal data where such disclosure is necessary for compliance with a legal obligation to which we are subject, or in order to protect your interests or the interests of others. 5. Retaining and deleting personal data Personal data that we process for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes or as is required for compliance with a legal obligation to which we are subject, or in order to protect our or your interests or the interests of others. 6. Updates – Notice last updated 08/19/2020 We may update this notice from time to time by publishing a new version here. Your continued use of this website and/or our services indicates your acceptance of updates. 7. Our details This website is owned and operated by American Internet Mortgage, Inc. We are a California corporation and our principal place of business is at 4121 Camino Del Rio South, San Diego, CA 92108. You can contact us at the postal address given above, or at: Web: https://www.aimloan.com/contact-us; Telephone: 888-551-6524; or Email: CAPrivacy@aimloan.com. Our data protection officer's contact details: Lauren Hickey, CAPrivacy@aimloan.com. 4121 Camino Del Rio South San Diego, CA 92108 Call us on 888-411-4246 Help Contact Us Calculators Information Glossary Company About Reviews Community Service Careers Upfront Mortgage Lender Legal Privacy Policy CA Privacy Notice State Licensing Accessibility Site Security © 1998 - 2021 American Internet Mortgage, Inc. NMLS #2890