Our Loans About Us Nova Blog Help Existing Customers Apply Login Wedding Loans for Bad Credit A helping hand on your big day Loan amount £2,000 £2,250 £2,500 £2,750 £3,000 £3,250 £3,500 £3,750 £4,000 £4,250 £4,500 £4,750 £5,000 £5,250 £5,500 £5,750 £6,000 £6,250 £6,500 £6,750 £7,000 £7,250 £7,500 £7,750 £8,000 £8,250 £8,500 £8,750 £9,000 £9,250 £9,500 £9,750 £10,000 with 36 monthly repayments of £158.10 £171.10 £195.16 £247.26 £412.23 Apply Representative 49.9% APR (variable) Representative Example: Borrowing £4000 over 36 months, repaying £195.16 per month, total repayable £7,025.76. Interest rate 49.9% (variable). Subject to status. Weddings can often more expensive than expected, but with a little help in the right places, you'll be able to focus on the things that matter. Why choose Amigo Loans for wedding loans? No fees, ever Trusted lender One affordable monthly payment What are wedding loans? Wedding loans are a personal loan to fund your dream day, whether that's easing the financial worry of making sure it's all covered, or just paying for the last little bits you haven't been able to save for. Our wedding guarantor loans range from £2,000 - £10,000 and can be repaid over 1 to 5 years, with a representative variable APR of 49.9%. So if it's buying the perfect dress, arranging the honeymoon, or funding the whole day start to finish, you're in safe hands. Can I get a loan for my wedding? If you don’t have a great credit score, you may struggle to be accepted for a wedding loan from a bank. But let’s not worry about that. At Amigo, we ask that you have a guarantor. That’s someone who agrees to back up your loan and cover any repayments you miss. No one knows you better than your friends and family, so if they trust you, then we think we can trust you too. When considering who to be your guarantor, just remember these criteria: Aged 23-75 UK homeowner or have good credit Happy to pay if you don't We always recommend asking a homeowner to be your guarantor first. A guarantor doesn't need to own their home but it will make them more likely to be accepted if they do. They'll also need a good credit score and be able to comfortably afford the loan, just in case you don't keep up with the repayments (but don't worry, we'll always try to avoid this). Should I take out a loan for my wedding? Even if you begin saving from the moment you get engaged, you could find yourself short for the big day. It's largely down to a little thing called the 'wedding tax'. And when we say little, we actually mean huge. Basic costs like venues, caterers and DJs could soar through the roof once they hear it's for your wedding. If you've found yourself in a bit of a predicament, a guarantor loan could be the backup to get you out of it. We've got a number of flexible terms to choose from, and we'll make sure the repayments are the best fit for your circumstances before going ahead. having my dream day Absolutely amazing. I'm a month away from my wedding but, thanks to Amigo Loans, I've managed to get it paid. Can you take out a loan for a wedding ring? A wedding loan can be used for just about anything towards your wedding, whether that's to pay the venue, caterers, or to buy the wedding rings. Or you can fund the whole lot, all in one tidy package. Neat, huh? Award winning for a reason We're not the only ones that think we're on the right track: MONEYNET AWARD 2020 Best Mid Cost Loan Provider CONSUMER CREDIT AWARD 2019 Best Guarantor Loan Provider MONEYNET AWARD 2019 Best Credit Builder Product 1 2 3 4 How do I apply for a wedding loan? Applying for a wedding loan is easy and can take less than 5 minutes. Let's break it down into three steps: 1 Tell us about you We'll need some personal details, as well as a bit about your finances to make sure the loan you've chosen is affordable. 2 Your guarantor We'll need to do the same with your guarantor, and we'll have a quick chat over the phone to make sure they're happy with their responsibilities. 3 Sit back, relax, and let us do our thing Once our final checks are completed, we may need to get back in touch and request some further information if there's anything we can't verify, but we'll keep you in the loop as we go along. For more information on guarantor loans, head to our guarantor loans page or use our loan calculator to find out how much you could borrow to make your dream wedding even better. Have questions? We've got the answers. Update on my application Application process Guarantors Manage my account General FAQs Support Hub Have a question? Search FAQs Follow us Navigation Community Legal Opening hours: Monday to Thursday: 9:00 - 18:00 Friday: 9:00 - 17:00 Saturday: 9:00 - 13:00 Representative 49.9% APR (variable) Amigo offers loans from £2,000 - £10,000 over terms between 12 and 60 months, with a maximum APR of 49.9%. Amigo Loans Ltd Authorised and regulated by the Financial Conduct Authority. Registered in the UK, number 4841153. Registered Office: Nova Building, 118-128 Commercial Road, Bournemouth, BH2 5LT. Registered with the Information Commissioners Office Z8738456. Financial Conduct Authority Permission Number 708284. VAT Number 290 5939 69. We use cookies to make sure you have the best online experience. Our essential cookies help make this website run smoothly and are for your protection. To help give you a more personalised experience and access to features, we use optional cookie. We'll never use these without your consent. You can view our Cookie Policy or customise your cookies below. Accept all cookies Customise cookies