VA LOANS VA loans are partially insured by the U.S. Department of Veterans Affairs (VA) and are a valuable benefit for military veterans and active servicemen and women. This federal insurance enables us to offer easier qualifying guidelines and low down payment options. APPLY ONLINE NOW 0% Down Payment A minimum credit of 580 is required for fixed-rate financing Borrowers with credit scores from 580 – 619 are subject to stricter guidelines (may only qualify for purchase transaction of one-unit single family residences – gift funds and down payment assistance is not allowed.) High-balance loan amounts equal to the statutory loan limit for the area or $1 million (whichever is less) may be available. Allowed property types include single-family residences, 2-4 unit properties, VA-approved condominiums, manufactured homes, properties in Planned Unit Developments (PUD). Financing for primary residences, second homes and investment properties may be available. TWIN RIVER BANK BRANCHES 1507 G St, Lewiston, ID 83501 (208) 746-4848 3330 10th St, Lewiston, ID 83501 (208) 743-4848 900 5th St, Clarkston, WA 99403 (509) 758-4848 201 2nd St, Asotin, WA 99402 (509) 243-8848 ATMs, Night Deposit Drops, Online Banking, Bill Payment, Remote Check Deposit, VISA ATM / Check Card 2020 – 2021 COPYRIGHT – TWIN RIVER BANK TWIN RIVER BANK – NMLS #680539 © 2021 Twin River Bank Home Loans. Proudly powered by Sydney

MORTGAGE CALCULATORS CALCULATORS & APPLY ONLINE NOW TWIN RIVER BANK BRANCHES 1507 G St, Lewiston, ID 83501 (208) 746-4848 3330 10th St, Lewiston, ID 83501 (208) 743-4848 900 5th St, Clarkston, WA 99403 (509) 758-4848 201 2nd St, Asotin, WA 99402 (509) 243-8848 ATMs, Night Deposit Drops, Online Banking, Bill Payment, Remote Check Deposit, VISA ATM / Check Card 2020 – 2021 COPYRIGHT – TWIN RIVER BANK TWIN RIVER BANK – NMLS #680539 © 2021 Twin River Bank Home Loans. Proudly powered by Sydney

HOME LOAN CHECKLIST The following information is usually required during the loan process: Your Social Security Number Pay stubs covering the last 30 days 2 Years Tax Returns (all schedules) and W-2s. Most recent retirement statement (if applicable) Bank statements for the past two months Most recent Investment account statement Driver’s License or other valid identification (copy) APPLY ONLINE NOW If you currently own Real Estate or are Purchasing a Home : Mortgage account information and most recent mortgage statement Home insurance policy information Home equity account information (if applicable) Purchase and sale agreement TWIN RIVER BANK BRANCHES 1507 G St, Lewiston, ID 83501 (208) 746-4848 3330 10th St, Lewiston, ID 83501 (208) 743-4848 900 5th St, Clarkston, WA 99403 (509) 758-4848 201 2nd St, Asotin, WA 99402 (509) 243-8848 ATMs, Night Deposit Drops, Online Banking, Bill Payment, Remote Check Deposit, VISA ATM / Check Card 2020 – 2021 COPYRIGHT – TWIN RIVER BANK TWIN RIVER BANK – NMLS #680539 © 2021 Twin River Bank Home Loans. Proudly powered by Sydney