Rates 765-962-3172 Search Visa Check Card/ATM Withdrawal (At machines we do not own or designate) $0.50 VISA Check Card/ATM Card Replacement Fee $10.00 Rush Delivery of VISA Check Card/ATM Card $50.00 VISA Check Card/ATM Card NSF Fee $20.00 VISA Check Card/ATM Card Transfer Fee¹ $3.00 VISA Check Card/ATM Card PIN Change $3.00 Share Overdraft Fee (per each item paid) $20.00 Returned Draft Charge (NSF) $20.00 Draft Transfer Fee (transfer of funds to cover overdraft condition) $3.00 Stop Payment Charge $20.00 Returned Check Charge (deposited checks returned unpaid) $10.00 Reconciliation Fee (refunded if our error) $20.00 Draft Photo Copy Charge (copies of paid drafts) after 5th copy in each month $2.00 ACH NSF Fees (each item) $20.00 ACH Stop Payment $20.00 ACH Revoked Authorization Fee $20.00 ACH Transfer Fee (to cover an overdraft condition) $3.00 Christmas Club Early Withdrawal Fee $2.00 Negative Account Fee (charged after 30 days) $25.00 Closed Account Fee (if closed within 90 days of opening) $5.00 Account Statement (other than normal, per page) $2.00 Dormant Account / Inactive Account Fee (each month the account is inactive) After 12 months with no activity; excludes fee or dividend transactions $5.00 Skip A Payment Fee $25.00 Late Loan Payment Fee $25.00 Official CU Check Charge $5.00 Official CU Check Stop Payment Fee $25.00 Wire Transfer Fee (domestic) $20.00 Wire Transfer Fee (international) $40.00 Money Order Fee $2.00 Bad Address Fee (charge for each piece of mail returned) $5.00 Counter Check (must order minimum of 5) $0.50 Non-Member Check Cashing Fee $5.00 Loan Payment By Phone Fee (Using Credit or Debit) 3% of transaction / $5.00 max Early Withdrawal Penalty (per each) $15.00 IRA Inactive Account Fee (per quarter) $25.00 Transfer Fee $25.00