SANTANDER SHARE FINANCIAL AND ECONOMIC INFORMATION FIXED-INCOME CORPORATE EVENTS GENERAL INFORMATION Fixed-Income Presentations Ratings Debt Issuances Programmes Securitisation Issuance Companies Financial Statements Securities Registration Document Fixed-Income Presentations 2021 ALL YEAR 27-10-2021 Fixed income Investors Presentation 9M21 2,9 MB 30-09-2021 Banco Santander Harmonised Transparency Template 3Q2021 713,1 KB 28-07-2021 Fixed Income Investors Presentation H121 1,7 MB 16-06-2021 Santander GreenBond IP 2,5 MB 30-06-2021 Banco Santander Harmonised Transparency Template 2Q2021 713,2 KB 29-04-2021 Fixed Income Investors Presentation Q121 1,8 MB 31-03-2021 Banco Santander Harmonised Transparency Template 1Q2021 713,2 KB Ratings This page details the ratings awarded to the Company by the following credit rating agencies: Dominion Bond Rating Service (henceforth "DBRS"), Fitch Ratings ,Ireland (henceforth "Fitch"), Moody's Investors Service España, S.A. (henceforth "Moody's"), S&P Global Ratings Europe limited, Ireland (henceforth "Standard & Poor's") Gesellschaft für Bonitätsbeurteilung mbH (henceforth “GBB-Rating”) and Scope Ratings (henceforth “Scope”). Table of Ratings by Agency Agency Long Term Short Term Outlook DBRS A (Alto) R-1 (Medio) Stable October 2021 pdf 53,8 Kb October 2020 (2) pdf 353 Kb October 2020 pdf 51 Kb Fitch A- (Senior A) F2 (Senior F1) Stable June 2021 (2) pdf 535 Kb June 2021 pdf 53 Kb October 2020 (2) pdf 427 kb October 2020 pdf 45 kb Moody's A2 P-1 Stable July 2021 pdf 129 Kb October 2020 pdf 1200 Kb Standard & Poor's A A-1 Stable July 2021 pdf 1.4 Mb June 2021 pdf 155 Kb JCR Japan A+ - Stable November 2020 pdf 416 Kb November 2019 pdf 367 Kb Scope AA- S-1+ Stable September 2019 pdf 317 Kb March 2018 pdf 298 Kb GBB-Rating A+ - Stable May 2021 pdf 390 Kb May 2020 pdf 800 Kb Axesor Rating A - Stable December 2020 pdf 784 Kb December 2019 pdf 593 Kb The credit rating can be revised, cancelled or withdrawn at any time by the ratings agency. The aforementioned credit ratings are only an estimation and should not prevent potential investors in bonds issued by the company from undertaking their own analysis of the Company or the bonds it issues. The long term debt rating categories used by the aforementioned agencies are as follows: Agencia Moody's Standard & Poors Fitch DBRS Investment Category Aaa Aa A Baa AAA AA A BBB AAA AA A BBB AAA AA A BBB Especulative Category Ba B Caa Ca C BB B CCC CC C BB B CCC CC C BB B CCC CC C Moody's assignes numeric modifiers 1, 2 and 3 to each generic ratings classification from Aa through B. The modifier 1 indicates that the obligation ranks in the higher end of its generic rating category; the modifier 2 indicates a mid-range ranking and the modifier 3 indicates a ranking in the lower end of that generic rating category. Standard & Poor's applies a plus (+) or minus (-) sign in categories AA through CCC to show relative standing within the major rating categories. Fitch applies these same signs from the AAA category. The short term debt rating categories used by these agencies are as follows: Moody's Standard & Poors Fitch DBRS Prime-1 Prime-2 Prime-3 A-1 A-2 A-3 B C F1 F2 F3 B C R-1 R-2 R-3 R-4 R-5 Standard & Poor's and Fitch both apply a plus sign (+) within the categories A-1 and F1. These credit ratings do not constitute a recommendation to buy, sell or subscribe to the bonds issued by the Company. The credit rating can be revised, cancelled or withdrawn at any time by the ratings agency. The aforementioned credit ratings are only an estimation and should not prevent potential investors in bonds issued by the company from undertaking their own analysis of the Company or the bonds it issues. Debt Issuances The aim is to obtain financing for the bank in the capital markets, optimising costs and diversifying the investor base. We meet investor demand through a wide range of products, maturities and currencies. ISIN Code ALL Types of issuance ALL Currency SEARCH 416 search results Description and final terms AT1 Additional Information Sep2014 96,1 KB ISIN- IssuerBanco Santander, S.A. End Date30-09-2014 Currency- Nominal- Listing- Description and final terms AT1 Additional Information Dec2014 185,1 KB ISIN- IssuerBanco Santander, S.A. End Date31-12-2014 Currency- Nominal- Listing- Description and final terms AT1 Additional Information Mar2015 93,7 KB ISIN- IssuerBanco Santander, S.A. End Date31-03-2015 Currency- Nominal- Listing- Description and final terms AT1 Additional Information Jun2015 95,1 KB ISIN- IssuerBanco Santander, S.A. End Date30-06-2015 Currency- Nominal- Listing- Description and final terms AT1 Additional Information Sep2015 97,8 KB ISIN- IssuerBanco Santander, S.A. End Date30-09-2015 Currency- Nominal- Listing- Description and final terms AT1 Additional Information Dic2015 147,6 KB ISIN- IssuerBanco Santander, S.A. End Date31-12-2015 Currency- Nominal- Listing- Description and final terms AT1 Additional Information March2016 43,1 KB ISIN- IssuerBanco Santander, S.A. End Date31-03-2016 Currency- Nominal- Listing- Description and final terms AT1 Additional Information June 2016 43,0 KB ISIN- IssuerBanco Santander, S.A. End Date30-06-2016 Currency- Nominal- Listing- Description and final terms AT1 Additional Information September 2016 43,9 KB ISIN- IssuerBanco Santander, S.A. End Date30-09-2016 Currency- Nominal- Listing- Description and final terms AT1 Additional Information December 2016 112,3 KB ISIN- IssuerBanco Santander, S.A. End Date31-12-2016 Currency- Nominal- Listing- 1 2 3 4 5 ... 42 › Programmes ALL Market ALL Term 396 No results found 1º suplemento al Folleto de emisión de cédulas hipotecarias y territoriales del Banco Santander, S.A. 267,4 KB Folleto de emisión de cédulas hipotecarias y territoriales del Banco Santander, S.A. 2018 396,8 KB IssuerBanco Santander, S.A. Type of debtCovered Bond and Public Sector Covered Bond MarketSpanish Market TermLong Term ES06139095B0 115,9 KB IssuerBanco Santander, S.A. Type of debtSenior Preferred MarketSpanish Market TermShort Term ES06139093V3 116,0 KB IssuerBanco Santander, S.A. Type of debtSenior Preferred MarketSpanish Market TermShort Term ES0613909334 116,2 KB IssuerBanco Santander, S.A. Type of debtSenior Preferred MarketSpanish Market TermShort Term ES06139092P7 115,8 KB IssuerBanco Santander, S.A. Type of debtSenior Preferred MarketSpanish Market TermShort Term ES06139097X0 116,4 KB IssuerBanco Santander, S.A. Type of debtSenior Preferred MarketSpanish Market TermShort Term ES0613909A36 117,1 KB IssuerBanco Santander, S.A. Type of debtSenior Preferred MarketSpanish Market TermShort Term ES06139090D7 115,6 KB IssuerBanco Santander, S.A. Type of debtSenior Preferred MarketSpanish Market TermShort Term ES0613909045 115,7 KB IssuerBanco Santander, S.A. Type of debtSenior Preferred MarketSpanish Market TermShort Term Covered Bond Programme 518,8 KB IssuerBanco Santander, S.A. Type of debtCovered Bond and Public Sector Covered Bond MarketSpanish Market TermLong Term 1 2 3 4 5 ... 40 › Securitisation In compliance with the provisions of article 405 of Regulation 575/2013 of June 26, on the prudent requirements of credit institutions and investment companies, Banco Santander S.A. will retain, on an ongoing basis, a material net economic interest which, in any event, shall not be less than 5 % of a securitisation position in its trading book or non-trading book. By “ongoing basis” it is understood that the retained net financial interest shall not be subject to credit risk hedging, taking of short positions or other types of hedging nor sold. All the updated details can be found in the securitization funds Quarterly Reports available on Santander de Titulización website. Issuance Companies Financial Statements Emisora Santander España, S.A. Unipersonal BPE FINANCIACIONES Sociedad Anónima Securities Registration Document Documento de Registro de Valores de Emisora Santander España, S.A.Unipersonal (Only available in Spanish) (PDF 634 Kb) USEFUL LINKS LEGAL LINKS OF INTEREST © Banco Santander S.A. All rights reserved. Corporate Headquarters: CGS Av. Cantabria s/n 28660 Boadilla del Monte, Madrid (Spain)