FAQs What does a financial advisor actually do? What specific types of financial areas does an advisor handle? What kinds of financial “tools” and strategies does an advisor use? Can my advisor buy and sell stocks and bonds? Why should someone work with a financial advisor instead of handling their finances themselves? How does a financial advisor charge for services? How do I know my financial advisor can be trusted? Isn’t financial planning just for the very wealthy? How should I choose an advisor? What is a fiduciary? Lesko Financial Services 53 Chenango Street, Suite 200, Binghamton, NY 13901 Phone: 607-724-2421 | Toll Free: 800-695-3756 | Fax: 607-724-2467 Office hours: 8:30 am to 5 pm We have been serving the Greater Binghamton area for over 70 years. Our motto is “The Clients’ Interests Must Come First.” Securities offered through Lesko Securities, Inc. Registered Broker-Dealer, Member FINRA, SIPC & SEC Registered Investment Advisor Disclaimer | Privacy Disclosure Statement | Business Continuity Plan Summary © Lesko Financial Services, Inc.

Resources For More Exploring From FINRA; Mutual Fund Analyzers, Investment Calculators, Market Data Research, Regulatory Research and Information, and much, much more: https://www.finra.org/investors/tools-and-calculators The Department of the Treasury’s Savings Growth Calculator: https://www.treasurydirect.gov/BC/SBCGrw From the United States Office of Personnel Management, several life insurance, Salary and retirement Calculators: https://www.opm.gov/retirement-services/calculators For the latest Market Updates and Financial news from Yahoo: https://finance.yahoo.com/ The Social Security Administration’s Retirement Age Calculator: https://www.ssa.gov/planners/retire/ageincrease.html Lesko Financial Services 53 Chenango Street, Suite 200, Binghamton, NY 13901 Phone: 607-724-2421 | Toll Free: 800-695-3756 | Fax: 607-724-2467 Office hours: 8:30 am to 5 pm We have been serving the Greater Binghamton area for over 70 years. Our motto is “The Clients’ Interests Must Come First.” Securities offered through Lesko Securities, Inc. Registered Broker-Dealer, Member FINRA, SIPC & SEC Registered Investment Advisor Disclaimer | Privacy Disclosure Statement | Business Continuity Plan Summary © Lesko Financial Services, Inc.