Personal Business Loans Investments About Us Management Team Home About Us Management Team Joseph D. Borgerding President & Chief Executive Officer Cetric A. Gayles Senior Vice President & Senior Loan Officer C. Taylor Quicke Senior Vice President, Senior Retail Credit Officer Kristie L. Martin-Wallace Senior Vice President, Compliance, Credit Review & Risk Management Lynn K. Shekleton Executive Vice President, Human Resources & Branch Administration Geoffrey C. Warner Executive Vice President & Chief Financial Officer Online Banking Forgot Username? Register 1.800.550.1873 Contact Us Find a Location Citizens Bank & Trust Company Member FDIC Equal Housing Lender Privacy Policy Terms of Use USA PATRIOT Act Security Center © 2021 Citizens Bank & Trust Company. All Rights Reserved. Website designed by ProfitStars To view PDFs, Download Adobe Acrobat Reader

Personal Business Loans Investments About Us Bank News Home About Us Bank News Important Notice to our Visa Check Cardholders When making your travel plans, always alert your local branch regarding the dates and locations of your trip. Debit card transactions are monitored, and card activity outside your normal usage could block the use of your card. Notifying the bank will prevent this from happening and ensure uninterrupted card use. Online Banking Forgot Username? Register 1.800.550.1873 Contact Us Find a Location Citizens Bank & Trust Company Member FDIC Equal Housing Lender Privacy Policy Terms of Use USA PATRIOT Act Security Center © 2021 Citizens Bank & Trust Company. All Rights Reserved. Website designed by ProfitStars To view PDFs, Download Adobe Acrobat Reader

Personal Business Loans Investments About Us Scholarship Opportunities Home About Us Scholarship Opportunities Each year, CB&T is excited to offer TWO scholarship opportunities to the graduating high school seniors! Congratulations Class of 2021! Best of luck to you in your future endeavors! Applications for the 2022 Robert E. Johnson and J.A. Wilson, Jr. Memorial Scholarships will be released on December 1, 2021. Please feel free to contact Lindsey Page at 434-292-8171 or via e-mail at lindsey.page@cbtva.com if you have any questions. Online Banking Forgot Username? Register 1.800.550.1873 Contact Us Find a Location Citizens Bank & Trust Company Member FDIC Equal Housing Lender Privacy Policy Terms of Use USA PATRIOT Act Security Center © 2021 Citizens Bank & Trust Company. All Rights Reserved. Website designed by ProfitStars To view PDFs, Download Adobe Acrobat Reader