PURCHASE INQUIRY REFINANCE INQUIRY APPLY NOW / LOGIN WE ARE SUCCESS UNDER ONE ROOF MORTGAGE CALCULATOR MORTGAGE* 30 Year fixed 20 Year fixed 15 Year fixed 10 Year fixed INTEREST RATE* PRICE OF HOME* DOWN PAYMENT PROPERTY TAXES* INSURANCE* PMI TOTAL MONTHLY PAYMENT $1,958 PRINCIPAL AND INTEREST $1,478.84 TAXES $250.00 INSURANCE $125.00 PMI $104.17 DOES YOUR FUTURE ADD UP? APPLY TODAY The information shown is for illustrative purposes only and does not represent a credit decision or commitment to lend. These figures apply to a borrower with excellent credit and are subject to change without notice. Products and terms may not be available for your situation. Pricing add-ons related to loan amount, property type, loan-to-value, credit score and other variables may apply. Adjustable-Rate Mortgage (ARM) rates and monthly payments are subject to increase after consummation. Please contact your NOVA® Loan Officer for further information about fees and terms, and to discuss your specific situation. LOAN PROGRAMS A mortgage is not just an investment in a home; it’s an investment in yourself, your family, and your future! With a transaction of this magnitude, it’s critical to know your options, because a loan program that works for your neighbor might not work for you. Check out NOVA’s available mortgage programs and apply for the one that suits you best! FHA VA FIXED RATE JUMBO APPLY NOW DOWN PAYMENT ASSISTANCE REVERSE MORTGAGE ADJUSTABLE RATE (ARM) USDA NOVA BLOG Click a category below for professional tips, on the house First Time Homebuyers NOVA News Market Watch Lifestyle Money Tips Loan Basics GLOSSARY A B C D E F G H I J K L M N O P Q R S T U V W X Y Z NOVA LICENSING INFORMATION STATE HOLDING LICENSES LICENSING AGENCY LICENSE NUMBERS ARIZONA Arizona Department of Financial Institutions Mortgage Banker License: BK0902429 Branch licenses (15): BKBR0901119 BKBR0901120 BKBR0901122 BKBR0103579 BKBR0105103 BKBR0105566 BKBR0109511 BKBR0114014 BKBR0114403 BKBR0115227 BKBR0117434 BKBR0117600 BKBR0116927 BKBR0116734 BKBR0116463 CALIFORNIA California Department of Business Oversight Finance Lender Law License: 6036566 | Residential Mortgage Lending Act License: 4131230 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DBO under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. COLORADO Colorado Department of Regulatory Agencies (DORA), Division of Real Estate Mortgage Company Registration FLORIDA Florida Office Of Financial Regulation Mortgage Lender License: MLD81 ILLINOIS State of Illinois Department of Financial and Professional Regulation, Division of Banking, 100 W. Randolph, 9th Floor, Chicago, IL 60601 (312) 793-3000 www.idfpr.com Residential Mortgage License: MB. 6760764 INDIANA Indiana Licensing Agency: Indiana Department of Financial Institutions Mortgage Lending License – 42710 KENTUCKY Kentucky, Licensing Agency: Kentucky Department of Financial Institutions License number: Mortgage Company License – MC416994 NEVADA Nevada Division of Mortgage Lending Mortgage Broker License: 3625 NEW MEXICO New Mexico Financial Institutions Division Mortgage Loan Company License: 01368 OREGON Oregon Division of Financial Regulation Mortgage Lending License - ML-4451 PENNSYLVANIA Pennsylvania Department of Banking and Securities Mortgage Lender License - 70792 Mortgage Servicer License - 70793 TEXAS Texas Department of Savings & Mortgage Lending Mortgage Banker Registration Act -73151 UTAH Utah Division of Real Estate Mortgage Entity License: 5506411 WASHINGTON Washington State Department of Financial Institutions Consumer Loan Company License - CL-3087 For Texas Consumers: Consumers wishing to file a complaint against a mortgage banker or licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov. National Mortgage Licensing System Information The SAFE ACT requires each mortgage loan originator to obtain a unique identifier to facilitate the electronic tracking of loan originators, and the uniform identification of, and public access to, the employment history and publicly adjudicated disciplinary and enforcement actions against a mortgage loan originator. In order to effectuate this requirement, a mortgage loan originator and the employing institution must ensure that the consumer has access to the originator’s unique identifier. This access must be made available early enough in the relationship with the originator to enable the consumer to access the Registry before the consumer commits to the mortgage loan transaction. An Agency-regulated institution may comply with the requirement in a number of ways. For example, the institution may choose to direct consumers to a listing of registered mortgage loan originators and their unique identifiers on its Web site; post this information prominently in a publicly accessible place, such as a branch office lobby or lending office reception area; and/or establish a process to ensure that institution personnel provide the unique identifier of a registered mortgage loan originator to consumers who request it from employees other than the mortgage loan. To verify this company or an individual please visit the Nationwide Mortgage Licensing System and Registry at http://www.nmlsconsumeraccess.org/ NOVA® Home Loans NMLS#3087 LEGAL PRIVACY POLICY NMLS CONSUMER ACCESS CAREERS NOVA Financial & Investment Corporation | Corporate Office: 6245 E. Broadway Blvd. Ste. 400 | Tucson, AZ 85711 Copyright 2020 | NOVA Financial & Investment Corporation, DBA Nova Home Loans NMLS 3087 | 800.955.9125 | BK 0902429 | NOVA® Fair Lending Statement | Equal Housing Opportunity | Corporate Office: 6245 E. Broadway Blvd, Ste 400, Tucson, AZ 85711 | Site Map CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. TX: Texas Licensing Disclosure PA: Licensed by the Pennsylvania Department of Banking and Securities | NOVA® Home Loans is Licensed in multiple states, for licensing information, go to www.nmlsconsumeraccess.org