LOG IN PERSONAL BUSINESS PERKS COMMUNITY RATES LOG IN PERSONAL > PERSONAL LOANS Personal Loan Products SHARE SECURED LOAN Allows you to use your share savings account or share certificate as collateral to obtain a low interest loan and still earn dividends on your share savings account or share certificate. RATES & DISCLOSURE APPLY NOW SHARE CERTIFICATE SECURED LOAN When you use your share certificate at the credit union as collateral on a loan, your interest rate is lower and your shares continue to earn dividends. RATES & DISCLOSURE APPLY NOW PERSONAL LOANS Whether it’s consolidating your debts, having unexpected financial needs, or planning a vacation, our personal loans can assist you with your needs with no collateral required. RATES & DISCLOSURE APPLY NOW MAIN BRANCH 681 South King Street Honolulu, Hawaii 96813 HARKNESS BRANCH 1301 Punchbowl Street Harkness Annex, Room 139 WEST OAHU BRANCH Temporarily Closed MEMBER SERVICES (808) 536-3677 CONSUMER LOANS (808) 536-0833 REAL ESTATE LOANS (808) 529-4599 NMLS#412820 HOURS & ATMS MEMBERSHIP CONSUMER RATES & FEES BUSINESS RATES & FEES CAREERS PRIVACY POLICY Your savings are federally insured to at least $250,000. National Credit Union Administration, a U.S. Government Agency. Deposits additionally insured up to $500,000 by Excess Share Insurance. © 2021 Hawaii Central Federal Credit Union. All Rights Reserved Creative Range by Live Chat