Home Letter from the President Checking and Savings Loans Personal Services Business Services Fee Schedule Switch Kit IRA Internet Banking 24 Hour Phone Banking Certificates of Deposit FDIC Identity Theft Privacy Policy FDIC Insurance Updates December 31, 2010 Your community bank working for your community. Citizens State Bank proudly supports numerous civic, community, and other various benevolent activities. Please contact Jan McSwain for further information. Citizens State Bank Internet Banking Internet banking is quickly becoming a delivery channel in the banking industry. Once considered an option by banks, it has joined drive-ups, ATMs, Check Cards, and direct deposit as an expected banking "vehicle" by many customers. With Internet banking you can access your accounts day or night at your convenience. Not only is Internet Banking convenient, it is also protected by very sophisticated failsafe security measures designed to protect your assets and ours. All of your transactions occur in a secure environment protected by some of the best encryption technology. With Internet Banking you now have the convenience of a bank that never closes. For more information click on our Internet Banking tab.