Halifax logo Help Centre Branch Finder Register Sign In Home Mortgages Calculators & tools Mortgage Calculator Agreement in Principle Mortgage overpayment calculator More Mortgage calculators & tools Our mortgage calculators and tools are designed to help make things easier for you. They’ll give you an idea of how much you could borrow and see how changes to your mortgage could affect your repayments. To use our mortgage calculators, all you need to do is provide some information about your current income, regular outgoings and where you are up to in your mortgage journey. Our mortgage calculators With just a few quick questions, our online mortgage calculator will give you an idea of how much you could borrow, show your mortgage rates and compare monthly payments. It’s free to use and there are no credit checks involved. Let's start by getting you to the right place: First time buyer calculator If you’re looking to buy your first property and you haven’t been named on a mortgage before, then a first time buyer mortgage could be the right option for you. For joint applications, you’ll be eligible if at least one of you is a first time buyer. Use our first time buyer calculator to start the journey to your first home. First time buyer calculator Home mover calculator If you’re ready to move home and you’re looking for a new mortgage deal, our home mover mortgage should suit your needs. You can use our home mover calculator to find out more about the mortgage options available to you and what your monthly payments might look like. Home mover calculator Remortgage calculator If you have a mortgage with a different provider and are thinking of moving your mortgage to us, then remortgaging could be the right choice for you. Use our remortgage calculator by entering information about your current mortgage to find new deals to suit your needs. Remortgage calculator Switching your mortgage If your existing Halifax mortgage is coming to the end of its term, you might like to switch to a new deal. You'll need to have your mortgage account number to hand. Switch your mortgage Borrowing more calculator If you want to borrow more on your mortgage you can calculate some costs here. You'll need your mortgage account number to hand. Borrowing more calculator Buying another home calculator Already own a home and looking to buy an additional property for yourself that won’t be rented out (buy to let)? Use our calculator to find out more about the mortgage options available to you. Buying another home calculator Buy to Let mortgages If you’re buying or remortgaging a buy to let property or you already have a buy to let mortgage with us, you can view our interest rates to find the best deal for you. You could lose your home if you don’t keep up your mortgage repayments FAQs How much can I borrow? expandable section How much deposit do I need to buy a house? expandable section How is my affordability assessed? expandable section What are mortgage interest rates? expandable section Our other calculators and tools We have other calculators and tools to help you manage your mortgage. Try our mortgage overpayment calculator and rate change calculator. Buying a new home? Our location finder tells you more about the local area. The conveyancing service will give you quotes for your legal costs. Overpayment calculator This shows how overpaying on a mortgage could save you money. You could reduce the amount of interest and you could pay off your mortgage faster. You can use this even if you have a mortgage from another lender. Mortgage overpayment calculator Rate Change calculator See how a change of interest rate could affect your monthly payment. Rate Change calculator Home Energy Saving Tool Ever wondered how energy efficient your home is or need tips and suggestion on where improvements can be made? Then our home energy saving tool can help. Home Energy Saving Tool Halifax Conveyancing Service. Compare quotes for your legal costs from our panel of up to 200 conveyancers. Halifax Conveyancing Service Location Finder Moving home? Use our Location Finder to find out about your new area and help make finding your new home easier. 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