Locations Help Center Education Careers Sign In Enroll in Digital Banking Blog CHECKING Compare Accounts Say hello to fewer fees and more benefits. At a Glance Access Checking Great, everyday checking account with all the basics and more Unlimited, free access to 30,000+ ATMs in the MoneyPass® Network1 Free mobile deposits2 and money orders LEARN MORE Elite Checking All the benefits of Access Checking, plus… Earn interest on your balances3 Enjoy special loan discounts Free paper statements LEARN MORE Specialty Checking Accounts Are you a student? See an account just for you. Are you a new recruit? See an account just for you. Compare Accounts Access Elite Good for you if You want a great, everyday checking account and use direct deposit. Opening Balance Requirement $25 No fee when you meet the following requirements each statement cycle Direct Deposit Otherwise, $10 monthly service charge applies Interest Earned on Balances Special Loan Discounts Additional Features Unlimited, free access to 30,000+ ATMs in the MoneyPass® Network1 Free mobile check deposit2 Free money orders Locations around the country, including branches inside Exchanges that are open weekends and evenings Free e.Statements4 Digital Banking with Bill Pay and Account Alerts5 Free Visa® debit card with EMV chip technology Debit Card Controls Free overdraft protection transfers OPEN NOW Learn More Military Early Pay Move payday up a day. If you’re a military service member, you can receive your Defense Finance and Accounting Services direct deposits early with Early Pay. LEARN MORE Saving Cents Round up your debit card purchases automatically and put the change in your savings with Saving Cents. How It Works Choose - Choose how much you'd like to round up your debit card purchases from your checking account. Options range from the nearest $1 to $5 increment. Save - Every time you make a purchase, we’ll round it up. Each night all the extra change will automatically transfer from your checking to your savings. Track - See what you saved on your bank statement each month. To sign up, call or visit a branch, or log into Digital Banking and send a Secure Message. Your Purchase Rounded Up Transferred to Savings $21.35 $22.00 $0.65 $30.23 $31.00 $0.77 $14.54 $15.00 $0.46 Overdraft Protection An overdraft occurs when there’s not enough money in an account to cover a transaction. We can cover your overdrafts in two different ways: We have standard overdraft practices that apply to all of our accounts. We also offer overdraft protection plans, such as a link to a savings account, or to an overdraft line of credit, which may be less expensive than our standard overdraft practices. To learn more, ask us about these plans or click on the Overdraft Resources links. Overdraft Resources What You Need to Know about Overdrafts and Overdraft Fees (PDF) Read our FAQs Learn About Overdraft Protection Alternatives Debit Cards Easily pay with funds from your checking account with an EMV chip debit card. Enroll in Visa® Checkout to make your online transactions even faster and more secure. Other Banking Services TeleBank 24/7 access to your account info when you call (888) 929-2265 Direct Deposit Access paycheck funds the same day you receive them without going to a branch. Money Orders A great alternative to writing a check. Get them at a branch near you. Combined Statements Get all your accounts’ data in one simple statement. Call (888) 929-2265 to enroll and learn more. 1 No fees for withdrawals, transfers, balance inquiries or denied ATM transactions at ATMs in the MoneyPass® Network if you have a MoneyPass® logo on the back of your card. MoneyPass® Network ATMs are within the U.S. only. 2 Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and restrictions apply. 3 We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. The Annual Percentage Yield (APY) shown is accurate as of 11/24/21. The interest rate may change after the account opening. Fees may be charged to the account, which could reduce earnings on the account. 4 Free e.Statements or $4.50 paper statements for Access and Student Checking accounts. Paper statements are free for Elite Checking account holders. 5 Message and data rates may apply - such charges include those from your communications service providers. Visa's Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by VISA® or certain commercial card transactions. Cardholders must notify card issuer promptly of any unauthorized use. Consult issuer for specific restrictions, limitations and other details. Checking & Savings Digital Banking Compare Checking Campaigns Access Checking Elite Interest Checking Recruit Access Checking Student Checking Business Checking Savings Account Premier Money Market Student Savings Certificates of Deposit Premier Money Market & CD IRAs Lending & Credit Personal Military Loan Auto Loan CD Term Loan Home Equity Line of Credit Visa® Credit Card Credit Builder Secured Visa® Credit Card Business Loans Mortgage Compare Mortgages VA Loan Conventional Loan FHA Loan Hero Loan Jumbo Loan Refinance About Us Privacy Policy Feedback Security Site Map © 1998-2021 Armed Forces Bank, N.A. All rights reserved. The persons pictured on this website are not actual clients of the bank. Can we help you select an account? Chat with us! DeclineAccept