Goldenwest Credit Union LOG IN Home Equity Loan Fixed Rate Mortgage Refinancing your existing mortgage to a shorter term can save you thousands of dollars in interest payments. Goldenwest offers first and second mortgages at competitive rates with varying terms ranging from five to 20 years. Benefits of a Home Equity Fixed Rate Mortgage Loan 5-, 7-, 10-, 12-, 15-, and 20-year term options No closing costs for many loan options Serviced through Goldenwest – Make your payments to Goldenwest First and second mortgage options No private mortgage insurance Save thousands of dollars with shorter terms, low rates and low or no fees. Speak with a mortgage specialist today, 800-283-4550. Apply Now Home Equity Loan Fixed Mortgage Rates* as low as 5 Year Mortgage 3.125% 3.125% APR 0.000% Points 7 Year Mortgage 3.490% 3.490% APR 0.000% Points 10 Year Mortgage 3.740% 3.740% APR 0.000% Points Speak with a Goldenwest Mortgage Specialist Call us: 1-800-283-4550 Text us***: 801-893-4928 Visit with us in person: Find a local Goldenwest branch Our mortgage professionals are available to answer your questions via call, online chat, text, or email from 9 am to 5 pm Monday – Friday and from 9 am to 2 pm on Saturday. In-person consultation hours vary by branch. ***By sending a text message, you consent to receive a text message response from Goldenwest. Your provider's message and data rates may apply. Have a Goldenwest Mortgage Specialist contact you: Name Daytime Phone Number Email Address Question / Comments (optional) Submit Mortgage Calculators Home Loan FAQs View Current Rates * Rates and terms are accurate as of September 11, 2019 and are subject to change. Payment examples based on 50% loan-to-value, loan amount of $100,000 and interest payments. 5-year mortgage at 3.125% fixed Annual Percentage Rate (APR) will have a monthly payment of $1803. 7-year mortgage at 3.49% APR fixed will have a monthly payment of $1,344. 10-year mortgage at 3.74% APR fixed will have a monthly payment of $1,001. No fees or closing costs on loans under $200,000. Questions? Search Common Questions Contact Us Locations Phone Local 801-621-4550 Toll-Free 1-800-283-4550 Routing Number 324377613 PERSONAL Accounts Vehicle Loans Home Loans Visa Cards Insurance Investments BUSINESS Accounts Loans Visa Cards Insurance Merchant Services Business Services LOANS Apply Vehicle Loans Home Loans Credit Cards Business Loans Other Loans INSURANCE Find an Agent Quick Quotes Auto Insurance Home Insurance Business Insurance Careers Repossessed Vehicles Repossessed Properties Eligibility and Membership | Security | Privacy Policy | Terms of Use | Patriot Act | Disclosures Copyright ©2021 Goldenwest Federal Credit Union. All rights reserved.