Home Loans Locations About Us Contact FAQ VIP MEMBER LOGIN We’re here to help you get a loan that fits your lifestyle. For over 25 years, Easy Money EMG has helped hundreds of thousands of good people get access to funds when they need them. We believe that everyone deserves a trustworthy source of credit to handle short-term needs whether they have good, fair or credit that needs a little help. When you need a convenient short-term loan, you know you can rely on Easy Money EMG. Apply Now! You Matter Here Easy Money EMG provides short-term loan products in compliance with all applicable state and federal laws. We have been dedicated to the communities we serve. We strive to treat you like family and find you the best solution available for your needs. Our Commitment to You: We promise to work with you directly. When you choose Easy Money EMG, you are working with dedicated, passionate people who have been serving our communities for decades. Unlike many websites, Easy Money EMG issues your loan directly in the states we service, never selling your loan application to anyone else. We work with our partners in local and federal government to provide an environment and products that comply with the appropriate state and federal regulatory bodies. Your privacy is important to us. That’s why we safeguard your information and use industry-standard online security. We encourage our customers to pay off the principal of their loan as quickly as they can. This can reduce the total amount due and help save money. We are committed to your success. Building your credit with us provides a valuable resource for when life happens. No Hidden Fees: At Easy Money EMG, we commit to clearly disclosing the total cost of your loan. This is presented in terms of the annual percentage rate, total number of payments and finance charge as defined by the Federal Truth in Lending Regulations. We provide more funding options than virtually any other lender, and the ones that require a fee are clearly defined in the application. Late fees, NSF fees and other results of failed payments are clearly defined in your loan contract. We pride ourselves in our transparency and will never charge you any hidden fees not disclosed in your loan agreement. 24-Hour Guarantee: Did you take out a loan and changed your mind? We guarantee you can return the entire principle amount in 24 hours with no questions asked, no fees and no interest due. Just pay back the principle and you are done. Welcome to Easy Money EMG, a better way to get your short-term financial needs solved. We believe that serving our members starts with treating you with dignity. Get Funded Fast You can get funded as fast as the same day, even as fast as minutes! No Pre-Pay Penalties Want to pay off your loan early? No problem, it won’t cost extra. We Say Yes! We specialize in helping good people get a better loan. Apply Now! When we extend credit, we provide a credit agreement and related disclosures that contain important information about the cost and terms of credit. This licensee cannot use the criminal process against a consumer to collect any deferred deposit transaction. For example, our credit agreement and related disclosures will disclose when payments are due, any fees due if a payment is late or returned to us unpaid by your financial institution, and the finance charges due for the extension of credit. Loans are not renewed automatically. Whether you have the option of renewing a loan can vary based on factors such as state law, our credit policies, and the type of credit you request. The fees we may assess and other conditions that apply if you ask to renew a loan will be described in the credit agreement and related disclosures. Click here for more details about our consumer loan products and where they are available. * Certain limitations apply. All loans subject to approval pursuant to Easy Money EMG underwriting criteria. Easy Money EMG does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity Services Inc and will reflect as such on your credit report. Due to state and verification requirements, not all applicants for on-line request may be eligible for on-line approval by Easy Money EMG. Some customers applying for Easy Money EMG loans may be required to submit additional documentation due to state law and qualification criteria. See your local store for more details and additional disclosures or visit the Products page for more details. ** Terms and conditions apply. In-store cash pickup not available in all states. Checks or alternative funding options are available and may be issued instead of cash. Loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to two business days. Terms and actual APR may vary based on various factors such as state, loan term, loan product type, additional fees and/or other underwriting considerations including credit qualification on certain products. Our efforts to collect past due accounts will be conducted in a professional and fair manner that complies with applicable law. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For additional information, please contact your nearest store location. Personal loans should be used only for unexpected financial needs, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. IN ACCORDANCE WITH LOUISIANA CHAPTER 2-A §3578.4.1., IF YOU CANNOT MAKE A PAYMENT WHEN DUE, YOU CAN ASK TO ENTER INTO AN EXTENDED PAYMENT PLAN ONCE IN A TWELVE-MONTH PERIOD, BUT THE REQUEST MUST BE MADE BEFORE PAYMENT IS DUE. REQUESTS MUST BE IN WRITING AND MAY BE MADE IN PERSON, BY EMAIL, OR FACSIMILE TO EMG ACQUISITION GROUP, LLC, 272 BENDIX RD, SUITE 500, VIRGINIA BEACH, VA 23452 OR ANY LOCAL EMG OFFICE. CALL OR FAX THEM AT 1-888-213-5744 OR EMAIL AT QUESTIONS@EASYMONEYNOW.COM. IF EMG ACQUISITION GROUP, LLC REFUSES TO ENTER INTO AN EXTENDED PAYMENT PLAN UPON YOUR REQUEST BEFORE THE DUE DATE, CONTACT THE OFFICE OF FINANCIAL INSTITUTION AT 1-888-525-9414. HOME LOANS LOCATIONS ABOUT US CONTACT FAQ ©2021 Easy Money EMG. Privacy Policy questions@easymoneynow.com