SIGN IN RATES LOCATIONS/HOURS HELP Banking Credit Cards Borrow Business Advice Why Tropical Manage My Loan FLORIDA SAVINGS ACCOUNTS How can we help you feel good about saving more money? OPEN YOUR SAVINGS ACCOUNT REQUEST A CALL BACK Or you can call us at (888) 261-8328. SAVING MONEY SHOULDN'T FEEL FRUSTRATING What type of savings account are you looking for? EASY ACCESS Basic Savings Account are ideal if you need quick and easy access to manage your savings account. It can also be used for overdraft protection when tied to your Tropical Financial checking account. RETIREMENT Individual Retirement Accounts are ideal when you want to save for retirement. There are three types of IRAs—Traditional, Roth, and Rollover—each with different tax saving advantages. SAFE INVESTMENT Certificates of Deposit are ideal if you are looking for a way to safely invest as little as $500 for a minimum of 6 months and want a guaranteed rate of return on your investment. CHRISTMAS GIFTS Holiday Club Accounts are ideal if you want to stop worrying about having enough money to buy gifts for friends and family and are tired of using high-interest credit cards for holiday purchases. HIGHER INTEREST Money Market Accounts are ideal if you can maintain a minimum monthly account balance of $2,500 and you want to earn more interest than what a regular savings account offers. HEALTH SAVINGS Health Savings Accounts are ideal if you have enrolled in a High Deductible Health Plan (HDHP) and want to pay for current health expenses while enjoying saving for future qualified medical expenses tax-free. VACATION SAVINGS Vacation Club Accounts are ideal if you are looking for a convenient way to save for vacation. With direct deposit, you can have a set amount distributed to your account each pay period and be a jet-setter in no time. START SAVING FOR YOUR FUTURE TODAY OPEN YOUR SAVINGS ACCOUNT APPLY FOR A CERTIFICATE OF DEPOSIT WE HELP OTHERS FEEL GOOD ABOUT SAVING MONEY “I like Tropical Financial because they treat me like family and they have EXCELLENT rates.” Eduardo - Member since 2010 “Tropical Financial has always been great, they’ve always look out for our best financial interest. I love Tropical and I couldn’t go anywhere else.” Bryan - Member since 2011 “I love Tropical Financial – they help us make the best decisions possible for our family.” Michelle - Member since 2014 STEPS TO APPLY FOR A FLORIDA SAVINGS ACCOUNT 1 WHAT YOU NEED Whether you are looking to open up an account online, in person or over the phone, you will need a valid form of identification which includes a US passport or a State-issued Driver's License. 2 KNOW YOUR BENEFICIARIES If you will be adding beneficiaries to your savings account, it is important that you know their date of birth and social security number 3 MEMBERSHIP In order to become a member of Tropical Financial, you must live or work in one the following Florida counties: Miami-Dade, Broward, Palm Beach, St. Lucie, Martin, Hendry, Collier, Lee and Sarasota. Or be an employee of one of our Partner Companies. 4 FIRST DEPOSIT There is a $5 minimum deposit required when opening up a savings account. You can make this payment with cash, a check, debit card or a credit card. 5 DIRECT DEPOSIT If you are planning to set up direct deposit to your new account, you will need to provide your payroll department or Social Security with TFCU's ABA Routing Number (267077847) and your TFCU account number. Disclosure TFCU membership required with $5.00 minimum in savings. Must reside in a state within TFCU lending area. YOU CAN FEEL GOOD ABOUT SAVING MONEY Join thousands of others across South Florida who feel good about saving money with Tropical Financial. APPLY IN FIVE MINUTES GET ANSWERS TO COMMON FLORIDA SAVING ACCOUNT QUESTIONS What are the fees on your Savings Accounts? How do HSA accounts work? What are your current savings account rates? Who is eligible for a Health Savings Account? Have a question but don't want to wait on hold? REQUEST A CALL BACK THIS CREDIT UNION IS FEDERALLY-INSURED BY THE NATIONAL CREDIT UNION ADMINISTRATION. NMLS ID 407683. DISCLOSURES | SECURITY | CONSUMER FEE SCHEDULE | BUSINESS FEE SCHEDULE | ACCESSIBILITY STATEMENT | PRIVACY NOTICE | ABA ROUTING # 267077847 | P.O. BOX 829517, PEMBROKE PINES, FL 33082-9917 | 888-261-8328 THIRD PARTY LINK DISCLAIMER - LINKED WEBSITES ARE NOT UNDER THE CONTROL OF TROPICAL FINANCIAL CREDIT UNION AND WE ARE NOT RESPONSIBLE FOR THE CONTENTS OF ANY LINKED SITE OR ANY LINK CONTAINED WITHIN A LINKED SITE. THE PRIVACY OR SECURITY POLICIES AT A LINKED SITE MAY BE DIFFERENT FROM THOSE PRACTICED AT TROPICAL FINANCIAL CREDIT UNION AND YOU SHOULD REVIEW THE PRIVACY POLICY OF ANY LINKED SITE. COPYRIGHT 2020 TROPICAL FINANCIAL. ALL RIGHTS RESERVED.