About News & Insights Social Impact Careers Contact Us Log in PROPERTY & CASUALTY ACCIDENT & HEALTH CLAIMS SERVICES PAY MY BILL Excess & Umbrella Home » Property & Casualty » Surplus & Specialty Lines » Excess & Umbrella Commercial Umbrella & Excess Liability Insurance For more than 50 years, we have provided innovative umbrella and excess liability solutions based on technical expertise and quality service. Our Excess & Umbrella team has in-depth knowledge and experience so we are able to respond quickly and adapt intelligently to the changing dynamics of the marketplace. We entertain both supported and unsupported excess business and offer admitted and non-admitted paper, which enables us to deliver a solution that best meets our clients’ insurance needs. To learn more, download our Excess & Umbrella Overview or contact our specialists. Send Us Your Submissions Wholesale Brokers: SSL.XSUmb.Submissions.Wholesale@cfins.com Retail Brokers: SSL.XSUmb.Submissions.Retail@cfins.com Excess & Umbrella Overview Excess & Umbrella Overview Contact Sarah Nichols Senior Vice President 213-787-0731 Sarah.Nichols@cfins.com For Wholesale Brokers Anthony Fick Vice President 312-660-5905 Anthony.Fick@cfins.com For Retail Brokers Tracey Webb Vice President 973-753-3356 Tracey.Webb@cfins.com Downloads Excess & Umbrella Surplus & Specialty Brochure Solutions & Services Primary Special Risk Surplus & Specialty Lines Claim Services Admitted Umbrella/Lead and Excess Targeted capacity of $15,000,000. Our capacity may be used on split or ventilated placements. Additional capacity may be deployed on high excess placements depending upon individual risk characteristics and placement dynamics. Non-Admitted Lead $10,000,000 capacity claims made or occurrence Non-Admitted Excess $15,000,000 capacity in non-lead position claims made or occurrence For additional information about our coverage capabilities and risk appetite, see our Excess & Umbrella Overview or contact our specialists. Excess & Umbrella - Target Classes ADMITTED & NON-ADMITTED Manufacturing & Distributor Risks Apparel & textiles Construction Farm Industrial Wholesale & Retail Groceries / food Furniture Beverage distributors Retail stores Hospitality Hotels Restaurants with liquor Products Commercial / industrial component parts Fabricated metals Furniture Machinery / tools Non-critical auto parts Plastic / rubber products Wood pallets Real Estate Habitational OL&T Commercial Commercial Contractors Non-admitted handled by our E&S Construction unit General contractors Trade contractors Service Industries Non-construction services Educational Not-for-profit organizations ADDITIONAL NON-ADMITTED CLASSES Bars Social Services Excess Policy Highlights Multiple attachment points to best suit the insured’s needs providing competitive alternatives Excess Liability policy has few exclusions to closely follow form controlling underlying insurance Ability to participate in quota share layering of excess limits Will follow defense inside or outside of limits Allows for Additional Insured by Written Contract, Primary Non-Contributory and Waiver of Subrogation in accordance with the controlling underlying insurance Per Project/Per Location Aggregate Limits Endorsements available Definition of Event allows follow form over both occurrence or claims made coverages For additional information, see our Excess & Umbrella Overview or contact our specialists. Umbrella/Lead Underlying Requirements A.M. Best Rating of “A-” VII or better Automobile Liability Limits: $1M Combined Single Limit General Liability Limits: $1M / $2M / $2M / $1M Employer’s Liability Limits: $1M / $1M / $1M Our Excess & Umbrella team has a deep commitment to the clients we serve, and we demonstrate this on a daily basis through our quick turnaround, our agility and our flexibility in structuring solutions. For additional information, see our Excess & Umbrella Overview or contact our specialists. Primary Special Risk Commercial General Liability (CGL) and Product Liability insurance coverages are available on a primary basis for manufacturers and distributors. We also offer primary casualty coverages for building and premises risks – Owners, Landlords & Tenants (OL&T)/Habitational accounts. LEARN MORE Surplus & Specialty Our Surplus & Specialty Lines division offers a full suite of primary and excess insurance products on admitted and non-admitted paper. With in-depth expertise in each of the niche markets we serve, we provide creative and customized coverage solutions and superior service. LEARN MORE Claim Services Crum & Forster has been recognized for our award-winning claim services. With dedicated teams of highly experienced claim professionals in each line of business that we write, we have the specialized knowledge and resources to resolve claims efficiently and effectively. LEARN MORE This overview is provided for informational purposes only and is not intended to be a representation of coverage that may exist in any particular situation under a policy issued by one of the companies within Crum & Forster. All conditions of coverage, terms and limitations are defined and provided for in the policy. Surplus lines products are available in California only through Crum & Forster Insurance Brokers, Inc., a licensed surplus lines broker (CA license #0E14610). Property & Casualty Commercial Lines Executive Risk Surplus & Specialty Lines Surety Property & Crisis Management Credit & Alternative Risk Solutions Personal Lines Accident & Health Stop Loss & Excess Medical Special Risk International Travel Medical Travel Occupational Risk Ancillary Benefits Pet Health & Services Corporate About Careers News & Insights Social Impact Contact Us Services Claims Pay My Bill Legal Notice Privacy Notice Social Media Notice Equal Opportunity Notice COVID-19 Service Notifications Information for Our Staff C&F is rated “A” (Excellent) by AM Best (2021). The C&F logo, C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. © 2021 United States Fire Insurance Company. All rights reserved.