CALL NOW LOGIN Search ONLINE SAVINGS ACCOUNTS More – isn’t that the point of Money Market accounts? START EARNING Personal Bank Money Market & Savings Accounts Want to be better than the national average? How about earning 0.50% APY with our money market savings account. If you consider yourself “above average” in all you do, you just found your bank! Open in minutes Earn interest 6x the national average* FDIC-Insured YOU DESERVE BETTER THAN AVERAGE First Internet Bank’s Money Market Savings account earns 0.50% APY — more than 6x the national average!* *As of 9/20/2021, the national average annual percentage yield (APY) for Money Market Savings accounts is 0.08%, as published in the FDIC’s Weekly National Rates and Rate Caps; average rate used is for deposits up to $100,000. The minimum average daily balance to avoid a fee for a Money Market Savings account is $4,000. Rates are subject to change. Fees may reduce earnings on the account. Interest earned assumes entire amount remains on deposit. OPEN AN ACCOUNT Deposit $10,000 in a First Internet Bank Money Market Account and earn $50 in interest over 12 months vs. national average: $9 Deposit $50,000 in a First Internet Bank Money Market Account and earn $250 in interest over 12 months vs. national average: $45 Deposit $100,000 in a First Internet Bank Money Market Account and earn $501 in interest over 12 months vs. national average: $90 LOOKING FOR A DIFFERENT SAVINGS OPTION? COMPARE ACCOUNTS DON’T JUST TAKE OUR WORD FOR IT “I highly recommend First Internet Bank. I have been their customer for 10+ years. Very good customer service and excellent rates.” – David M. in New Jersey Money Market Savings OPEN AN ACCOUNT Open with as little as$100 APY (Annual Percentage Yield)0.50% Interest rate0.50% Monthly maintenance fee$5 Average daily balance to avoid fee$4,000 Transactions allowed per month61 ATM surcharge rebateUp to $10 per month Free Savings OPEN AN ACCOUNT Open with as little as$25 APY (Annual Percentage Yield)0.25% Interest rate0.25% Monthly maintenance feeNone Average daily balance to avoid feeNone Transactions allowed per month6 ATM surcharge rebate Up to $10 per month 1You may make up to six transfers or withdrawals by means of a pre-authorized, automatic, PC or telephonic transfer to another account of yours or to a third party during any calendar month (or statement cycle of at least four weeks). Excessive withdrawals result in a $5 per item fee.Rates last updated 9/14/2021. Rates are subject to change on any day and will be updated by 10:00 AM EST. Please be sure to check this page after 10:00 AM EST for the rate that will be honored today. Fees may reduce earnings on account. Interest is calculated using the average daily balance method and compounds monthly. For additional information, visit our Disclosures page. OPEN AN ACCOUNT QUESTIONS? We would love to chat. Get in touch however you feel most comfortable. bank@firstib.com 1-888-873-3424 CHAT First Internet Bank Home 1-888-873-3424 Facebook Twitter LinkedIn YouTube Instagram Login Careers FAQs Investor Relations Privacy & Security Disclosures Accessibility Blog ©2021 First Internet Bank of Indiana. All Rights Reserved. Member FDIC. Equal Housing Lender.