Skip nav to main content. Contact & Locations English Mobile App Login Search Menu IICA Recognition of Years of Service A special loan exclusively for IICA members Get access to funds fast by borrowing against your recognition benefits. Apply Now Available in these Regions GET IN TOUCH Available How does this loan work? This is a special loan that we offer exclusively to IICA members in the Costa Rica Headquarters, Panama, Dominican Republic Offices, and to members who are considered international staff. These members receive a monetary benefit after they leave the organization, in recognition of their years of service. The loan we offer uses these future recognition funds as collateral. Because the loan is guaranteed, you can qualify for an extraordinarily low rate. You can also borrow up to 100% of your accrued benefit. If you are living abroad and need quick access to cash, this loan may be perfect for you. It’s fast and flexible, but it also offers the peace of mind of a secured loan. Take advantage of terms up to 15 years Borrow up to 100% of your accrued years of service benefit Enjoy the low rates of a guaranteed loan Pay off the loan at any time, with no prepayment penalties Use your loan as a line of credit; pay interest on only what you spend Rates Questions Fees A special loan exclusively for IICA members Get access to funds fast by borrowing against your recognition benefit. Apply Now Related Resources Be ready for the holidays Deposit a little money into the account each month, and by Christmas time you’ll have plenty of cash to spend. Funds become available on the second week of November each year. Learn more about our Savings Clubs Want a credit card issued by an institution in the U.S.? If you’re looking to establish credit or simply having a credit card with a nice, low rate that is issued by a well-established U.S. financial institution, you can request a secured Visa Credit Card using your savings as guarantee. Learn more Contact About Routing Number Accessibility Privacy Notice Equal Housing Lender NMLS #417490 © 2018 OAS Federal Credit Union All Rights Reserved © 2021 OAS Federal Credit Union All Rights Reserved Follow on Facebook Follow us on Twitter Accessibility