Submit Enter search term here.... Log In Routing #321075947 (800)-232-8101 Chevron Federal Credit Union IRAs You deserve an IRA that’s working hard for you. You work hard. And your IRA should work hard too. Let us help — with Chevron Federal Credit Union IRAs. Individual Retirement Accounts (IRAs) are great tools for building a strong retirement fund. Unlike most investments, IRA contributions may be tax-deductible and will grow either tax-deferred or tax-free depending on the type of IRA you choose. Chevron Federal Credit Union offers both Traditional and Roth IRAs in a liquid savings plan or in higher-yield Share Certificates in a variety of terms. Consult your financial advisor to determine which IRA plan is best for you.* Types of IRAs Traditional IRA Traditional IRAs may provide immediate tax benefits, with contributions and/or earnings tax-deferred until retirement (based on the availability of your employer-based retirement plan and your income level at time of retirement). Roth IRA A Roth IRA gives you the ability to invest your after-tax dollars today, lets the investment grow tax-deferred, then allows you to withdraw your principal and earnings tax-free after five years. (You may be subject to a 10 percent penalty on the earnings if taken before age 59 ½.) Learn more and get started We partner with industry-leading financial services and retirement savings organization Ascensus to offer the IRA and HSA Center, a one-stop shop for retirement resources and education. For more information about our IRA offerings, or to open an IRA, visit our IRA and HSA Center, or give us a call at 800-232-8101. For those outside the U.S., please call 510-627-5000. IRA AND HSA CENTER Today's Rates * Chevron Federal Credit Union does not provide tax or retirement savings advice. Please consult with a professional. Ready to become a member? We’re ready to work hard for you and your money. Become a Member Why Join? From everyday finance to life’s big money moments, it’s better when you belong. Find a Branch Become a Member ABOUT US Our History & Mission Leadership Financial Statements Annual Report & Meeting Security Scholarships Careers BECOME A MEMBER Why Join a Credit Union? Benefits of Membership Membership Eligibility Nonprofit Partner Associations Expatriate Services Join Today CHECKING & SAVINGS Member Checking Member Savings Digital Banking Debit Card Benefits Deposits & Transfers High-Yield Savings Solutions MySavings Youth Account IRAs HSAs Share Insurance LOANS & CREDIT Home Mortgages Mortgage Refinancing Jumbo Mortgages 80-10-10 Mortgages Condo Loans Adjustable-Rate Mortgages Home Equity Asset-Based Home Loans Chevron Corporate Relocation Foreclosure Alternatives Auto Loans Motorcycle Loans RV & Boat Loans Auto Benefits Personal Loans Secured Loans Student Loans Credit Cards RESOURCES ATM & Branch Finder Shared Branching Branch Information Blog Log In to Online Banking Online Forms Frequently Asked Questions Contact Us DOWNLOAD OUR APP Apple App Store Google Play Store CONTACT US 800-232-8101 Routing #321075947 Facebook Twitter LinkedIn YouTube Instagram Privacy Notice CCPA Privacy Policy Notice Consumer Privacy Request Accessibility Security EQUAL HOUSING LENDER We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. ROUTING NUMBER #321075947 PHONE NUMBER 800-232-8101 SHIPPING ADDRESS Chevron Federal Credit Union, 500 12th Street, Suite 200, Oakland, CA 94607 MAILING ADDRESS Chevron Federal Credit Union, P.O. Box 2069, Oakland, CA 94604-2069 © 2021 Chevron Federal Credit Union o