DISCLOSURES AND CONDITIONS OF USE Equitable Trust Company is a Tennessee chartered, non-depository trust corporation serving families and institutions. Please read the following Conditions of Use for the Equitable Trust Company website. By accessing this website, you agree to be bound by the following terms, conditions and disclaimers. At any time and without notice, we may amend, revise, add to or remove provisions from these Conditions of Use or any other part of the information available on this website. The use of this website after such revision or amendment signifies your consent to the amended terms and conditions. Limitation on Use. The information provided on this website is provided for informational purposes only. Equitable Trust Company (Equitable) seeks to provide accurate and timely information when posted to our website. However, there may be inaccuracies and typographical errors, for which we apologize, and we undertake no obligation to update any information or make corrections on our website. EQUITABLE DOES NOT WARRANT, REPRESENT OR GUARANTEE, EITHER EXPRESSLY OR IMPLIED, THE ACCURACY OR COMPLETENESS OF THE INFORMATION, TEXT, GRAPHICS, LINKS OR OTHER ITEMS CONTAINED ON THIS WEBSITE. IN NO EVENT WILL EQUITABLE, ITS DIRECTORS, OFFICERS OR EMPLOYEES OR ANY THIRD PARTY VENDOR RETAINED BY EQUITABLE OR ANY SUCH PARTIES BE LIABLE TO YOU FOR ANY DIRECT, SPECIAL, INDIRECT, CONSEQUENTIAL, INCIDENTAL DAMAGES OR ANY OTHER DAMAGES OF ANY KIND. Nothing contained in this website constitutes legal, tax or investment advice. Neither the information nor any opinion contained in this website constitutes a solicitation or offer by Equitable or its affiliates to buy or sell any securities, futures, options or other financial instruments. Any decisions based on information contained in this website are the sole responsibility of the user and should be handled in consultation with your tax and legal advisors. Use of Materials. Equitable owns and operates this website. All trademarks, service marks, trade names, images and logos displayed on this website are proprietary to Equitable, except for those owned by third parties such as Adobe®, Acrobat®, Morningstar®, S&P® and others. Nothing contained on the website should be construed as granting, by implication or otherwise, any license or right to use any content displayed on this website without the written permission of Equitable or such third party that may own the rights to content displayed on this website. Any use of the trademarks displayed on this website, except as provided herein, is strictly prohibited. Images displayed on this website are either the property of, or used with permission by Equitable. The use of these images by anyone is prohibited unless specifically permitted by express written agreement with Equitable. If you download any information from this website, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained therein. Investment Performance Disclaimers. Securities (including shares of mutual funds), alternative investments, and other investment products including money market holdings are not insured by the FDIC or any other agency of the United States, nor are they obligations of, or insured or guaranteed by Equitable or its affiliates. Securities (including shares of mutual funds) and other investments involve risk, including the possible loss of value. The information and materials contained in this website, and the terms of the access to and use of such information and materials, are subject to change without notice. Eligibility for particular investment options or services is subject to final Equitable Trust determination and acceptance. Jurisdiction. This website is operated by Equitable Trust Company within the State of Tennessee. Equitable Trust Company makes no representation that materials on the website are appropriate or available for use in other locations, and access to them from locations where their content is illegal is prohibited. Those who choose to access this website from other locations do so of their own initiative and are responsible for compliance with applicable local laws. You may not use or export materials from this website in violation of U.S. law and regulation. The information provided on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Equitable Trust Company or its affiliates to any registration requirement within such jurisdiction or country. The laws of the State of Tennessee govern these terms of use. If you take legal action relating to these terms of use, you agree to file such action exclusively in the appropriate State Court in Davidson County Tennessee or the United States District Court for the Middle District of Tennessee and you consent and submit to the personal jurisdiction of those courts for the purpose of litigating any such action. Equitable Trust Company 4400 Harding Pike, Suite 310, Nashville, Tennessee 37205 615-460-9240 Disclosures and Conditions of Use