Benefits Community About Us Sign Up We’re not a bank. We’re better. Benefits Faster Direct Deposit Fee-free overdraft No Hidden Fees Cash Back Mobile Banking Fee-Free ATMs Add Cash Gas Hold Removals Mobile Deposit Money Management Automated Savings Current ~Tags Teen Banking Security Community Blog Contact us FAQ Choice Cardholder Agreement MCB Cardholder Agreement About Us Our Story Careers Press Copyright © 2021 Current | Sitemap | Terms | Privacy | ESIGN Consent Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group and Metropolitan Commercial Bank, Members FDIC. The Current Visa Debit Card is issued by Choice Financial Group and Metropolitan Commercial Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. By clicking “Sign Up” I agree to receive Current messages to my mobile number and to the terms and privacy policy. Message & data rates may apply. Reply STOP to cancel. ¹Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds is subject to payer's support of the feature and timing of payer's funding. *Overdrive™ is available only on Current Premium Accounts and requires $500 in qualifying direct deposits on Current each month. Members will be notified by Current when they are eligible and must opt-in to Overdrive™. The Overdrive™ limit starts at $25, allowing members to overdraft their accounts up to $25 on debit card purchases without any fees, and accounts are reviewed periodically for increases up to $100 at Current’s discretion. Your limit may change based on your account history, spending activity, or other risk-based factors. You will receive a notification of any changes to your limit and your limit may change at any time at Current’s discretion. Your limit and remaining balance will be displayed to you in the Current app. When you receive your next deposit, Current then will apply funds towards your negative balance. Overdrive™ will not cover any non-debit card purchases, including ATM withdrawals, ACH transfers, P2P services (PayPal, Venmo, Cash App, or similar services), Current Pay transfers and checks. See terms and conditions. ²Out-of-network cash withdrawal fees apply. Third-party and adding cash fees may apply. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank ©2014.