RATES BRANCHES/ATMS COVID-19 CONTACT ESPAÑOL LOGIN BOOK APPOINTMENT PERSONAL BUSINESS HOME LOANS RESOURCES ABOUT US BLOG Save Wisely with Certificates Our certificates have flexible terms plus you can choose from a variety of certificate types. Make your savings work harder. Certificates Certificates offer higher dividends on your investment and are available with maturity dates of six months to five years. Each certificate has a seven-day grace period for withdrawals during its renewal period and certificates are federally insured. All you need is $500 to get started. Add-On Certificates Start saving today with an add-on certificate. You only need $100 to open this account that allows you to make unlimited deposits, in any amount, for the 12-month term of the certificate. Convenient additional deposits can be made in the branch, online, with mobile banking or automatic transfers. Jumbo Certificates Looking for an even higher rate? Receive market competitive certificate rates when you open a jumbo certificate with a $90,000 minimum deposit. Book an Appointment Current Rates Certificates Tier Dividend Rate APY Minimum balance to earn stated APY 6 months 0.15% 0.15% $500.00 9 months 0.20% 0.20% $500.00 12 months 0.25% 0.25% $500.00 18 months 0.30% 0.30% $500.00 24 months 0.35% 0.35% $500.00 36 months 0.40% 0.40% $500.00 40 months 0.70% 0.70% $500.00 48 months 0.50% 0.50% $500.00 60 months 0.55% 0.55% $500.00 Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date on October 12, 2021. Rates are subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Jumbo Certificates Tier Dividend Rate APY Minimum balance to earn stated APY 6 months 0.25% 0.25% $90,000.00 9 months 0.30% 0.30% $90,000.00 12 months 0.35% 0.35% $90,000.00 18 months 0.40% 0.40% $90,000.00 24 months 0.45% 0.45% $90,000.00 36 months 0.50% 0.50% $90,000.00 40 months 0.80% 0.80% $90,000.00 48 months 0.60% 0.60% $90,000.00 60 months 0.65% 0.65% $90,000.00 Annual Percentage Yield (APY) and dividends are accurate as of the last declaration date on October 12, 2021. Rates are subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Add-On Certificates Tier Dividend Rate APY Minimum balance to earn stated APY 12 months 0.25% 0.25% $100.00 Annual Percentage Yield (APY) is accurate as of August 1, 2021. Rates are subject to change at any time without notice. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Book an Appointment A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Programs, rates, terms and conditions are subject to change without notice. Inquire at Centris for complete terms and conditions at (800) 334-2328. Centris Federal Credit Union 13120 Pierce Street Omaha, NE 68144 Phone: (402) 334-7000 Toll-Free: (800) 334-2328 Email: centris@centrisfcu.org Routing number: 304082876 Facebook Twitter LinkedIn Instagram Privacy Policy Social Media Policy Accessibility Careers Site Map © Copyright 2021 Centris Federal Credit Union. All rights reserved.