Bank of the Pacific Menu Calculators Home / Support / Calculators Explore your financial information in greater detail by using these powerful tools. Auto Rebate vs. Low Interest Financing Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate. A rebate will reduce your auto loan balance, while low interest financing lowers your monthly payment. The best option depends on the price of the vehicle, the size of the rebate and the interest rates available for financing. COMPARE REBATE VS LOW INTEREST Lease vs. Buy Should you lease or buy your car? Use this calculator to find out! We calculate your monthly payments and your total net cost. By comparing these amounts, you can determine which is the better value for you. COMPARE LEASE VS BUY CD Ladder Calculator Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder. With a CD Ladder, you can benefit from higher interest rates for longer maturities, while achieving better liquidity, rather than investing in a single long-term CD. LADDERING CALCULATOR Checkbook Balancer Let us help you balance your checkbook. First tell us the ending balance on your statement, then enter all of your outstanding checks and deposits. If your checkbook register matches our calculated amount, your checkbook is balanced! If not, you may need to verify that all of your withdrawals and deposits are correct and accounted for. HELP WITH CHECKBOOK BALANCING Accelerated Debt Payoff Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff. The process is simple; just apply a portion of your consolidated loan's monthly payment savings to the consolidated loan's balance. You can save hundreds, even thousands in interest and shave years off of your loan! ACCELERATE YOUR PAYOFF Home Budget Analysis Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that. By entering your income and monthly expenditures, you can see how much you have left to save and where your money is being spent. In addition, you can click the "View Report" to see your entries results in detail, which can help identify areas for improvement. HOME BUDGET CALCULATOR Traditional IRA Calculator Contributing to a traditional IRA can create a current tax deduction, plus it provides for tax-deferred growth. While long-term savings in a Roth IRA may produce better after-tax returns, a Traditional IRA may be an excellent alternative if you qualify for the tax deduction. IRA CALCULATOR Roth IRA Calculator Creating a Roth IRA can make a big difference in your retirement savings. There is no tax deduction for contributions made to a Roth IRA, however all future earnings are sheltered from taxes, under current tax laws. The Roth IRA can provide truly tax-free growth. ROTH IRA CALCULATOR Savings Goals What will it take to help reach your savings goals? This financial calculator helps you find out. Enter in your savings plan and view graphically your financial results. Click the report button to get more information about your plan, and what you can do to make sure that it is on track. SAVINGS GOAL CALCULATOR Amortizing Loan Calculator Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment. You can then examine your principal balances by payment, total of all payments made, and total interest paid. Press the report button to see a monthly payment schedule. LOAN AMORTIZATION CALCULATOR Metas de ahorro ¿Cúanto tiempo le tomará alcanzar sus metas de ahorro? Esta calculadora financiera lo ayudará a encontrar la respuesta. Primero, ingrese su meta de ahorro, presione el botón “calcular” para gráficamente ver los resultados financieros. Luego presione “Ver Reporte” para obtener más información acerca de su plan y lo que usted puede hacer para asegurarse de que está bien encaminado. APRENDE MAS Calculadora de Amortizacion del Prestamo Esta calculadora le ayudará a determinar el pago mensual de un préstamo. Además puede verificar la tabla de amortización completa haciendo un clic en el botón de 'Ver Reporte'. APRENDE MAS Personal Banking Checking At A Glance Savings Solutions Investments Consumer Loans & Lines of Credit Account Switch Kit Rates Consumer Fee Schedule Pay Your Loan Online Business Banking Business Checking At A Glance Business Checking Business Savings Options Business Loans Treasury Management Commercial Real Estate Merchant Services PPP Forgiveness Applications Customer Testimonial - Cowden Gravel/Ready Mix Customer Testimonial - Scholten's Equipment Customer Testimonial - The Last US Bag Co. Testimonial - Cascade Nut and Bolt Business Online Features Online Banking Personal Online Personal Bill Pay Business Online Business Bill Pay Mobile Browser Security Enroll Now VISA Checkout Home Loans Mortgage Loan Specialists Purchase Refinance Build Your Dream Home Equity Loan NMLS Registry Get Started Resources Locations Contact About Career Center Rates Calculators Privacy Policy Facebook LinkedIn ©2021 Bank of the Pacific, All Rights Reserved. Website Design & Development by SiteCrafting. Equal Housing Lender Member FDIC