Open search dialogue. Menu Open sub-navigation menu. Home Financial Advice Savings and investments Also in this section Documents Helping you make the most of your savings Most of us need to save for something – whether it’s for buying a home, a dream holiday, a new car, helping children with university costs or a house deposit or ensuring your money generates growth or income, it’s important to make plans for your savings and investments. Making your savings work efficiently can be achieved in a number of ways. You might want to consider options including: Tax-efficient products Investment accounts Individual Savings Accounts (ISAs) Tax-free saving for your children Options for your pension Finding a higher rate of interest Single premium investment bonds Onshore or offshore saving Making ethical and/or socially responsible investments. Our Independent Financial Advisers (IFAs) can give you the right advice to suit your circumstances and objectives including the benefits and any downsides or limits and the various products available. Ethical and socially responsible investments Ethical and socially responsible investment means investing in line with ethical principles and/or following a number of environmental and social governance factors and using these to filter the selection of investments. Ethical investment funds can be screened using negative or positive criteria. For example, for negatively screened funds the manager will be screening investments to avoid a range of things believed to be harmful such as companies making the majority of their profits from activities including manufacturing armaments, tobacco or alcohol and the testing of cosmetic products on animals and many other ‘negative’ issues. When using a positive screen the investment managers actively look for companies that make a positive social impact, for example they have good corporate governance and employment practices and look to make a positive impact on the environment amongst other things. Our Independent Financial Advisers have extensive experience in helping clients fulfil their ethical principles when choosing suitable investments. How we help We can help investors at any stage, our IFAs can talk you through a number of options depending on your saving targets and lifestyle. Working out the level of investment risk you are comfortable with and discussing your capacity for loss (how much you can afford to lose) Explaining the types of investments available, such as cash, equities, bonds and property Seeking profitable returns Working out how to make the most of tax efficient investments. Please remember that investments can fall as well as rise in value and you may not get back the amount originally invested. Your capital is at risk Documents View more Who are EFAS? (PDF) 15 March 2021 Parish fund review (PDF) 15 March 2021 Budget planner (PDF) 15 March 2021 How we provide advice (PDF) 15 March 2021 Prevention of money laundering (PDF) 15 March 2021 About our services (PDF) 15 March 2021 Contact us Speak to Ecclesiastical Financial Advisory Services today: 0800 107 0190 Lines open 8.30am – 5pm Monday to Friday (excluding Bank Holidays) getadvice@ecclesiastical.com Arrange a call back You might also be interested in... View more Support for brokers during COVID-19 Latest news See how we are supporting our broker partners during the coronavirus outbreak More information for Support for brokers during COVID-19 Clergy pensions Latest news Helping members of the clergy and church employees save for a comfortable retirement. More information for Clergy pensions News Ecclesiastical Financial Advisory Services named South West Local Mortgage Hero by NatWest Ecclesiastical Financial Advisory Services (EFAS) has been named winner at the inaugural Local Hero Mortgage Awards held by NatWest Intermediary Solutions. Accessibility Complaints FSCS Investor relations Customer promise Modern Slavery Act Latest news Privacy policy Terms and Conditions Follow us Link to fa-facebook Link to fa-linkedin Link to fa-twitter © Ecclesiastical 2021 Ecclesiastical Insurance Office plc (EIO) Reg. No. 24869. Registered in England at Benefact House, 2000 Pioneer Avenue, Gloucester Business Park, Brockworth, Gloucester, GL3 4AW, United Kingdom. EIO is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 113848.