ABOUT US INVESTMENT METHODOLOGY FINANCIAL PLANNING CUSTODY & FEES CONTACT CLIENT PORTAL WHAT DOES CFP CERTIFICATION MEAN? The CFP® marks identify those individuals who have met the rigorous experience and ethical requirements of the CFP Board, have successfully completed financial planning coursework and have passed the CFP® Certification Examination covering the following areas: the financial planning process, risk management, investments, tax planning and management, retirement and employee benefits, and estate planning. CFP® professionals also agree to meet ongoing continuing education requirements and to uphold CFP Board’s Code of Ethics and Professional Responsibility, Rules of Conduct and Financial Planning Practice Standards. CFP Board is a nonprofit certification organization with a mission to benefit the public by granting the CFP® certification and upholding it as the recognized standard of excellence for personal financial planning. CFP Board owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP (with plaque design) and CFP (with flame design) in the U.S., which it awards to individuals who successfully complete initial and ongoing certification requirements. CFP Board currently authorizes more than 80,000 individuals to use these marks in the United States. For more about CFP Board, visit www.CFP.net. CFP Board’s current Public Awareness Campaign—With a CFP® Professional—strives to raise awareness among consumers of the difference that a CFP® professional can make in their lives. That difference is a CFP® professional—backed by rigorous training—acting as a coach and counselor who can help incorporate all aspects of one’s finances into a personalized roadmap that inspires trust and confidence, today and tomorrow. FINANCIAL PLANNINGWHAT DOES CFP CERTIFICATION MEAN? Hager Investment Management Services, LLC | 280 Main Street | P.O. Box 1019 | New London, New Hampshire 03257 | 603-526-4099

ABOUT US INVESTMENT METHODOLOGY FINANCIAL PLANNING CUSTODY & FEES CONTACT CLIENT PORTAL EQUITY SECURITIES FIXED INCOME SECURITIES Fixed Income Securities Hager Investment Management follows the entire universe of marketable, investment grade fixed income securities including preferred stocks. The outlook for interest rate trends relative to the existing term structure of rates is the prime driver of fixed income investment strategy. Portfolios are diversified in terms of maturity, market sectors and corporate industry groups. Individual security selection emphasizes credit quality, yield spreads and call features. Utilizing Peter Hager’s extensive background in fixed income analysis and security selection, the fixed income asset category is managed with the same high level of intensity as equity investments. GET STARTED TODAY! Hager Investment Management Services, LLC | 280 Main Street | P.O. Box 1019 | New London, New Hampshire 03257 | 603-526-4099