Menu Apply Now JUMBO LOANS Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits. Rates on jumbo loans are typically higher than conforming loans. Jumbo Loans are typically used to buy more expensive homes and high-end custom construction homes. Lending at the Speed of Life At MSA Mortgage, we are dedicated to finding the loan that fits your individual needs. PURCHASE REFINANCE Connecticut Mortgage Lender ML-1984; Florida Mortgage Lender MLD1820; Georgia Mortgage Lender 68195; Maine Supervised Lender SLM6998; Massachusetts Mortgage Broker & Lender MC1984; Michigan 1st Mortgage Broker/Lender FR0022556; Michigan 2nd Mortgage Broker/Lender SR0022557; New Hampshite Mortgage Banker 8836-mb; Rhode Island Lender 20102705LL; Rhode Island Loan Broker 20102704LB; Vermont Lender 5480; Vermont Mortgage Broker 0506 MB Loan Programs Purchasing Refinancing Resources Fundamentals Questions Glossary Calculator Contact Us bdeeb@msamortgage.com 354 Main Street Winthrop, MA 02152 (781) 245-7700 Follow us © 2021 MSA Mortgage. All Rights Reserved.

Menu Apply Now CONFORMING LOANS Conforming loans are conventional loans that meet bank-funding criteria set by Fannie Mae and Freddie Mac. Both of these stock-holding companies buy mortgage loans from lending institutions and secure them for resale to the investment community. Every year, form October to October, Fannie Mae and Freddie Mac establish limits on what constitutes a conforming loan in a mean home price. Buying back mortgage loans allow these agencies to provide a continuous flow of affordable funding to banks that reinvest their money back into more mortgage loans. Fannie Mae and Freddie Mac only buy loans that are conforming, to repackage into the secondary market – effectively decreasing the demand for non-conforming loans. Lending at the Speed of Life At MSA Mortgage, we are dedicated to finding the loan that fits your individual needs. PURCHASE REFINANCE Connecticut Mortgage Lender ML-1984; Florida Mortgage Lender MLD1820; Georgia Mortgage Lender 68195; Maine Supervised Lender SLM6998; Massachusetts Mortgage Broker & Lender MC1984; Michigan 1st Mortgage Broker/Lender FR0022556; Michigan 2nd Mortgage Broker/Lender SR0022557; New Hampshite Mortgage Banker 8836-mb; Rhode Island Lender 20102705LL; Rhode Island Loan Broker 20102704LB; Vermont Lender 5480; Vermont Mortgage Broker 0506 MB Loan Programs Purchasing Refinancing Resources Fundamentals Questions Glossary Calculator Contact Us bdeeb@msamortgage.com 354 Main Street Winthrop, MA 02152 (781) 245-7700 Follow us © 2021 MSA Mortgage. All Rights Reserved.