PERSONAL BUSINESS WEALTH PERSONAL PRODUCTS & SERVICES CUSTOMER SUPPORT ABOUT US LOGIN Personal Products and Services Youth & Young Adults iStrive® Savings ISTRIVE® SAVINGS Think beyond your piggy bank or secret stash. A savings account can allow your money to grow as you do. Put your savings skills into practice with iStrive Savings for youth1 and young adults. When you start building your savings skills early with iStrive Savings, your goals can become achievable and you’ll also learn how to better manage your money as your financial needs grow. At age 24, your financial skills will allow you to confidently transition into other NBT banking products that best fit your lifestyle. Not near an NBT Bank ATM? No problem. NBT Bank will waive its foreign transaction fee at ATMs not operated by NBT Bank; however, other banks' surcharges will still apply. COMPARE ACCOUNT OPTIONS (PDF) HELP ME DECIDE OPEN AN ACCOUNT Account Details No minimum balance requirement No monthly maintenance fee Earn interest on your account balances paid quarterly or monthly through a portfolio statement on the following tiers: Tier 1 $0.01 < $2,499.99 Tier 2 $2,500 < $9,999.99 Tier 3 $10,000 or more $2 paper statement fee. Avoid fee by enrolling in eStatements $10 excessive activity fee2 1If under the age of 18, iStrive accounts must be opened as joint accounts with the other owner at least 18 years of age. 2Federal Banking regulations place limitations on certain transfers and withdrawals from savings and money market accounts. Withdrawals or transfers made by automatic, pre-authorized, telephonic agreement order, or instruction, check, draft, debit card, or similar order made from this account to other accounts or to third parties are restricted to no more than six per monitoring period. The monitoring period for all savings accounts except those tied to checking accounts with portfolio statements is monthly up to the quarterly statement date. Money market accounts and savings accounts with portfolio statement are monitored by statement cycle. Features and Benefits No fee to transfer funds from your iStrive Savings Account using the Autolink Transfer Service NBT Online Banker and Bill Pay3 NBT Bank Mobile Banking NBT Bank ATM Card 3Must be 18 years of age or older to gain access to Bill Pay Statement Options eStatements Mailed Statements Include all of your accounts on one easy-to-read statement with Combined Statements Our Recommendations If you like this product, NBT Bank would also recommend: iStrive Checking An account built for young adults up to age 24. Digital Banking Manage your money from anywhere, anytime. Zelle® Send money with Zelle without ever leaving the couch. FOLLOW US About Us Locations Careers Investors Accessibility Privacy Security Site Map Member FDIC Equal Housing Lender NMLS ID 500501 Routing #: 021303618 Investment and Insurance Products: • Are Not Deposits • Are Not FDIC Insured • Are Not Insured by Any Federal Government Agency • Are Not Guaranteed by the Bank • May Lose Value Copyright NBT Bank, N.A.