Contact Us 877-879-3622 Locations HOURS & INFO Online Chat HAVE QUESTIONS? Personal Banking Business Banking Financial Planning Resources About FNCB Online Sign In Business Loans Commercial business loans provide an immediate infusion of funds that can be used for a wide variety of purposes: one-time expenditures (like fixed-asset purchases), permanent working capital, expansion or acquisition, or taking advantage of growth opportunities. REQUEST INFORMATION Business Loans Comparison Chart Use the chart below to compare the different business loans offered by FNCB side by side. This will help you decide which one is the best fit for you: Type of Account Purpose Maturity Collateral Payment Terms Compare Accounts Term Loan Various business purposes 12 to 84 months Secured or unsecured Principal and interest monthly Time Loan Working capital; bridge financing Up to 24 months Secured or unsecured Interest monthly, principal at maturity Line of Credit Working capital Revolving Secured or unsecured Interest monthly, principal on demand Mortgage Loan Commercial real estate acquisition/improvement; debt refinance Up to 20 years Commercial real estate Principal and interest monthly Construction Loan Commercial real estate construction Mini-permanent or permanent financing Commercial real estate Interest only monthly (during construction) / principal and interest monthly Letter of Credit Performance / payment assurance Specific maturity Secured or unsecured Interest monthly, principal on demand (if drawn upon) Municipal Financing Real estate acquisition / improvement, tax anticipation financing, other general purposes Varies based on type of financing Generally secured by the full faith, credit and taxing authority of the public entity Varies based on type of financing Term Loans Time Loans Line of Credit Commercial Mortgages Construction Loans Letter of Credit A letter of credit is an assurance that your company has the financial resources to perform as agreed under contract. Stand-by letter of credit used to assure payment to a beneficiary in the event the borrower fails to pay or perform. Secured or unsecured Specific maturity, generally one year. Interest payments monthly if drawn upon; principal will be payable on demand. REQUEST INFORMATION Municipal Financing Information 100 South Blakely Street Dunmore, Pennsylvania 18512 1-877-879-3622 NMLS # 410367 ABA Routing Number: 031303132 How can we help? Contact Us Locations & Hours Financial Planning Investor Relations Resources Community Vision Careers Legal Online Privacy Statement Privacy Notice For your Protection Lost or Stolen Card Report Fraud FDIC Deposit Coverage FNCB Reportline Facebookhttps://www.instagram.com/fncb_bank/https://www.youtube.com/channel/UCVqfTLKry85K1EXHnsuLsvQTwitterLinkedIn Copyright © 2021 FNCB Bank. All Rights Reserved. Equal Housing Lender Federal Deposit Insurance Corporation