LOCATIONS LOG IN MENU First-Time Home Buyer Program If you’re just starting out with your first property purchase, work with our experts to discover a First-Time Home Buyer Program that is right for you. Achieving this milestone doesn’t have to be an overwhelming, financially burdening process – let us help make it smooth and pain-free. Apply Now View Current Rates Calculators Have you already applied? Check the status of your application now. View Loan Status BENEFITS & FEATURES Dedicated Experts Buying your first home should be exciting, not stressful. Let us make it as easy as possible and remove all your uncertainties and concerns. Your personal, dedicated expert will be available at all times for you to call, text, or email directly. Competitive Rates We will create customized quotes based on your loan details so you know exactly what you’re getting into. Our competitive rates will empower you to pursue this milestone no matter your financial situation. Experience You Can Count On For over 125 years, we’ve helped our neighbors with flexible lending options to purchase homes. Let’s partner together on getting you into your new home. FIRST-TIME HOME BUYER PROGRAM HIGHLIGHTS Competitive Rates Over 125 years of experience Flexible lending options 40 Year Mortgage to keep monthly payments low Customized quotes SERVING OUR CLIENTS Should You Rent or Buy a Home? Let Needham Bank help you decide whether to buy or rent your next home in MA. We can help you determine if you are ready to acquire a home loan and more. Learn more about Should You Rent or Buy a Home? FAQS What’s the fastest way to pay my NB mortgage from my NB Checking Account? Can I pay my mortgage from another account? Why did my mortgage payment amount change? KNOWLEDGE CENTER How long will it take to payoff my loan? Learn more about How long will it take to payoff my loan? Buying your first home is an important milestone. Don’t let anything stop you: we have a number of mortgage programs designed to help. Apply Now View Current Rates RELATED PRODUCTS Fixed-Rate Mortgages If you like consistent, competitive rates with your choice of repayment period, our Fixed-Rate Mortgages may be right for you. Learn more about Fixed-Rate Mortgages Adjustable Rate Mortgages Is it a priority for you to get your monthly payment as low as possible in the early years of your loan? Partner with us to finance your new home, your way. Learn more about Adjustable Rate Mortgages Construction-to-Permanent Mortgages Building or renovating? Our unique construction-to-permanent programs are designed to help builders like you turn that project into reality. Learn more about Construction-to-Permanent Mortgages 40-Year Mortgage Our 5/5 Adjustable Rate Mortgage (ARM) with a 40-year term makes owning a home even more feasible than ever. Learn more about 40-Year Mortgage HOME LOCATIONS CONTACT US ABOUT CAREERS ACCOUNT SUPPORT & SAFETY PRIVACY POLICY TERMS OF USE MEMBER FDIC EQUAL HOUSING LENDER MEMBER DIF © 2021 All rights reserved. Powered by Getfused