LIFETIME FINANCIAL SOLUTIONS Case Studies Read the stories of some of the real people we’ve helped Marilyn, Yoxford - Investing Marilyn needed help with investing an inheritance and capital from the sale of a property. How did Lifetime Financial Solutions help? I recently had a Financial Review with Ian Couling of Lifetime Financial Solutions. I cannot recommend this company too highly for its competency and professionalism. They have a wide range of expertise in many areas of finance. What was the outcome? I am a cautious investor and my finances have increased considerably with the advice of this company. There is also a wide area of expertise in Will making and Equity Release. Every aspect of your financial needs is talked through with you and explained thoroughly and any questions answered fully on any transactions you propose to enter. “Nothing is too much trouble. When you contact the company the telephone is answered promptly and calls dealt with in a polite, friendly and professional manner. For any of your financial needs I would urge you contact them.” Marilyn, Yoxford - Investing Roger, Ipswich - Investing & Pension Roger needed help with his drawdown pension and investments How did Lifetime Financial Solutions help? The results over the last 7 years have been all that I was hoping for and all financial advice was explained thoroughly and in easy to understand terms What was the outcome? Since changing to Lifetime Financial Solutions, with Ian Couling as my Adviser, I have been more than satisfied with the service and advice I have received. Ian has extensive knowledge of his subject and is very aware of outside matters which will effect his clients. I receive information gleaned from Budget news or financial articles pertinent to my situation. He is also very patient in explaining anything I am not sure about. Ian travels some distance to see me but is always on time, or notifies me of any unexpected traffic delay en route. He always arrives fully briefed and has relevant forms prepared for signing. Our meetings are well managed by Ian and the aims are achieved. Our meetings are always followed up with a summary so that both of us are aware of what we discussed and have a record of the meeting. “I feel comfortable in Ian's company and am fully confident that he is working with my best interests in mind. Ian's expertise extends beyond technical financial advice to the selection of staff. It is my experience, speaking to his staff, that they are exemplary in the performance of their duties. They are all polite, efficient, knowledgeable, well trained and friendly. Should they not immediately know the answer to a question they will find out and call me back. The experience is a combination of speaking with a warm, family company made up from highly professional people. I am not able at this point to think of an area which could be improved. ” Roger, Ipswich - Investing & Pension Mavis & Brian, Norwich- Equity Release Mavis & Brian approached us for advice because they were struggling to pay the mortgage on a limited income in retirement. They love their home and have no desire to move. How did Lifetime Financial Solutions help? They arranged an Equity Release which allowed us to repay our outstanding mortgage and bank loan. We were also able to release a little extra for home and garden upgrades and also had a drawdown facility in case we need a little more in later life. What was the outcome? We were amazed at the difference it made speaking to Ian regarding Equity Release. He explained everything so well, we both wish we’d had his advice years ago. We always thought a financial advisor was used only in the event of one having enough money to advise on. We were quite wrong. The reduction in our outgoings and improvements to our home have changed our lives for the better. “Our adviser spoke about areas we hadn't given any thought to. We unreservedly recommend 'Lifetime Financial Solutions' and are so relieved we asked them for advice. It's taken such a weight off our minds, we can now really appreciate and enjoy a secure retirement.” Mavis & Brian, Norwich- Equity Release David, Norfolk – Preparing to retire David and his wife were preparing to retire but were unsure as to what was possible. Whilst David knew the answers to many of their questions were out there, he felt he needed more personalised advice. After visiting VouchedFor’s website, David came across Lifetime Financial Solutions and was encouraged by the reviews from people who were in the same situation as he was. How did Lifetime Financial Solutions help? We began by gathering as much information as we could about David’s financial circumstances, including the amount of income David and his wife would need for the future, as well as their attitude to risk. We then explained in detail each of the options available to them. We recommended a Flexi-Access Drawdown arrangement for their pensions, giving them complete flexibility in the amount of income they could take from their pensions. What was the outcome? David is now confident with his finances and happy that his Flexi-Access Drawdown arrangement will serve him and his wife well, as opposed to the Annuity that he was originally tempted by. It will give him far greater flexibility than the Annuity, allowing him to mould the income he takes to his changing circumstances. “I am confident that Lifetime Financial Solutions have been both wise and prudent in their choice of options and that this will prove a far better course than simply buying the rather lack-lustre Annuity which was waved in front of me when my company pension matured. I can't think of a single thing they could have done better.” David, Norfolk – Preparing to retire Jan, Norfolk – Widowed After the death of her husband, Jan was looking for help in working out what to do with her finances and the pension that her husband had left her. She felt lost and confused, with no idea where to start. How did Lifetime Financial Solutions help? We visited Jan multiple times to gather as much information as possible regarding her future plans, financial situation, expectations and needs. After we concluded our research, we met with Jan again to explain her options, how each one differed as well as the specific advantages and disadvantages. We then provided a specific recommendation which Jan could have confidence in. What was the outcome? Jan feels relieved to have finally made informed choices with regards to her pension. She was pleased with the choices recommended to her, and her final decisions have enabled her to move on with life and feel confident that her finances have been taken care of. “Lifetime Financial Solutions provided me with some clarity that enabled a sensible, informed decision.” Jan, Norfolk – Widowed EXPLORE Our Services MEET Our Team VIEW Case Studies HOW CAN WE HELP YOU? Send an enquiry What is your name, please?* What number should we call you on?* 0 of 12 max characters What's the best email to contact you by? How can we help you?* Our Norfolk Office Blofield Business Centre Woodbastwick Road Blofield Heath Norwich NR13 4RR 01493 369061 info@lifetimefinancialsolutions.co.uk Our Suffolk Office Unit T Camilla Court Nacton Suffolk IP10 0EU 01473 356556 info@lifetimefinancialsolutions.co.uk Mortgages on and equity released from your home will be secured against it. Lifetime Financial Solutions is a trading name of Sophex Limited which is authorised and regulated by the Financial Conduct Authority, Financial Services Register Number: 457902. You can find Sophex Ltd on the FCA register by clicking here. Registered in England & Wales. Company number: 05882188. Registered Office: Blofield Business Centre, Woodbastwick Road, Blofield Heath, Norwich, NR13 4RR. Please note that the value of investments may go down as well as up and investors may get back less than they invest. Where these pages refer to investment performance it should be remembered that past performance is not a reliable indicator of future performance. If you wish to register a complaint, please write to or telephone Ian Couling at our Norfolk Office. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service. The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details can be found by clicking here or by contacting them on 0800 0234 567. The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. The Financial Conduct Authority does not regulate Tax Planning, Will Writing, Commercial Buy To Lets and some forms of Estate Planning. Click here to read our privacy policy. © Copyright – Sophex Ltd We are using cookies to give you the best experience on our website. You can read our privacy policy here. Accept