. Main Menu Login MINNESOTA BANK & TRUST PERSONAL SAVINGS ACCOUNTS Savings Made Simple! Start saving today for a better tomorrow. REGULAR SAVINGS Our standard savings account with a low minimum balance requirement. 0.01% APY On All Balances1 $100 minimum deposit to open See More Open Account PLATINUM SAVINGS An interest-bearing savings account that will earn you a premium interest up to $50,000. 0.15% APY On Balances Up To $50,0002 ATM Fee Refunds2 See More Open Account SIGNATURE SERIES SAVINGS Compliment your Signature Series Checking account with our premium savings account. 0.15% APY On Balances Above $250,0003 ATM Fee Refunds3 See More Open Account REGULAR MONEY MARKET SAVINGS Enjoy the benefit of earning a higher interest rate for higher balances. 0.01% APY On Balances $0.01+4 $2,500 minimum deposit to open See More Open Account PREMIUM MONEY MARKET SAVINGS A money market account for higher balances. Eligible to earn higher interest rates. 0.15% APY On Balances $250,000+5 $0 monthly maintenance fee See More Find a Banker HIGH YIELD SAVINGS High-Yield Savings provides better interest rates for higher balances 0.01% APY On Balances $0.01+6 $10,000 minimum deposit to open See More Find a Banker CERTIFICATE OF DEPOSITS (CDS) CDs allow you to lock in an interest rate for a pre-determined term - you choose what works best for you. 0.01% APY On an 84-Month Term7 Choose from multiple terms See More Find a Banker INDIVIDUAL RETIREMENT ACCOUNTS (IRAS) An excellent financial tool that combines tax advantages with safe and secure growth as you plan for your retirement. $25 Minimum Deposit To Open Certificate of Deposits also available See More Find a Banker YOU MAY ALSO BE INTERESTED IN: PERSONAL CHECKING ACCOUNTS We offer a checking solution that fits your life. Open an account with one of our personal bankers or online now! See More CASH BACK REWARDS CREDIT CARD Earn cash back with no annual fee. See More PERSONAL LOANS New car, your next adventure, an R/V for family road trips - whatever your needs we have financing options for you. See More 1Annual Percentage Yields (APY) are accurate as of: 11/23/2021. The rates and terms may change after the account is opened. Account fees could reduce earnings. Truth in Savings Disclosures are available upon request. $0.01 minimum balance to obtain APY. 2Platinum Savings: Annual Percentage Yields (APY) are accurate as of 11/23/2021. 0.15% APY applies to balances of $0.01 to $50,000.00 and 0.01% APY applies to balances $50,000.01 and above. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500 to avoid $12 monthly maintenance fee. Fees may reduce earnings. Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle. Must have Platinum Checking or Signature Series Checking to open Platinum Savings. Minimum $500 to open. Platinum Savings account will be converted to another savings product if Signature Series Checking or Platinum checking account is closed. Limit one Platinum Savings Account per customer. Platinum Savings is a Consumer Savings account. 3Signature Series Savings Annual Percentage Yields (APY) are accurate as of 11/23/2021. APY tiers apply to the following balances: 0.00% APY on balances of $0.00 to $49,999.99. 0.05% APY on balances of $50,000.00 up to $149,999.99. 0.10% APY on balances of $150,000.00 up to $249,999.99. 0.15% APY on balances of $250,000.00 and above. Rates and terms may change after the account is opened. Keep minimum average daily balance of $50,000 or $100,000 in total relationship balance for the cycle month to avoid $9 monthly maintenance fee. Wire-in Domestic and Stop Payment fees waived when minimum balance requirement is met. Must have Platinum Checking or Signature Series Checking to open Signature Series Savings. Minimum deposit to open account is $1,000. Fees may reduce earnings. Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle. Signature Series Savings account will be converted to another savings product if Signature Series Checking or Platinum checking account is closed. Signature Series Savings is a Consumer Savings account. 4Annual Percentage Yields (APY) are accurate as of: 11/23/2021. The rates and terms may change after the account is opened. Account fees could reduce earnings. Truth in Savings Disclosures are available upon request. 0.01% APY to balances $0-$2,499.99, 0.01% APY applies to balances of $2,500-$4,999.99, 0.01% APY applies to balances $5,000-$9,999.99, 0.01% APY applies to balances of $10,000-$24,999.99, 0.01% APY applies to balances of $25,000-$99,999.99, 0.01% APY applies to balances of $100,000 and up. Fees may reduce earnings. Rates and terms may change after account is open. $0.01 minimum balance to obtain APY. 5Annual Percentage Yields (APY) are accurate as of: 11/23/2021. The rates and terms may change after the account is opened. Account fees could reduce earnings. Truth in Savings Disclosures are available upon request. 0.01% APY to balances $0-24,999.99, 0.05% APY applies to balances of $25,000-$49,999.99, 0.05% APY applies to balances $50,000-$99,999.99, 0.10% APY applies to balances of $100,000-$249,999.99, 0.15% APY applies to balances of $250,000-$999,999.99, 0.15% APY applies to balances of $1,000,000-4,999,999.99, 0.15% APY applies to balances of $5,000,000-$9,999,999.99, and 0.15% APY applies to balances of $10,000,000 and up. Fees may reduce earnings. Rates and terms may change after account is open. $0.01 minimum balance to obtain APY. 6Annual Percentage Yields (APY) are accurate as of 11/23/2021. The rates and terms may change after the account is opened. Account fees could reduce earnings. Truth in Savings Disclosures are available upon request. 0.01% APY to balances $0-9,999.99, 0.01% APY applies to balances of $10,000-$24,999.99, 0.01% APY applies to balances $25,000-$49,999.99, 0.01% APY applies to balances of $50,000-$99,999.99, and 0.01% APY applies to balances of $100,000 and up. Fees may reduce earnings. Rates and terms may change after account is open. $0.01 minimum balance to obtain APY. 7Annual Percentage Yield (APY) accurate as of 11/23/2021. Offer subject to change without notice. Minimum deposit to open is $1,000. Early withdrawal penalty may apply. $0.01 minimum balance to obtain APY. Personal Checking Personal Savings Financial Calculators Switch Kit Personal Fee Schedule Small Business Checking Private Client Business Fee Schedule Fraud Center Careers FAQs Privacy Policy Social Media Terms of Use Search Search Minnesota Bank & Trust is ©2021 Minnesota Bank & Trust.