ONLINE BANKING LOGIN Forgot Password? | Enroll Loans Accounts Convenience Resources Why IHCU? It's easy to get started! Apply online Call 1-800-576-IHCU Visit any IH Credit Union location Loan Payment Calculator Run the numbers and find out how your payments will fit your budget with our handy Financial Calculators. Loan Rates (Last Modified: March 1, 2020) Type of Loan Annual Percentage Rate (APR)* Maximum Term** New & Used Vehicles (Models 2016 & Newer) as low as 2.89% as low as 3.59% as low as 4.29% 63 mo. 75 mo. 84 mo. Used Vehicles (Models 2015 & Older) as low as 3.89% as low as 4.59% as low as 5.29% 63 mo. 75 mo. 84 mo. Unsecured Loans as low as 8.95% 36 months Share Secured Loans 3.00% 36 months Share Certificate Secured Loans Certificate rate plus 2.00% APR Certificate term *Rates subject to change. The actual rate and payment amount will reflect a member's individual circumstance and credit score and may be higher than the rates above. **Other conditions may apply. Loans Loans for Every Purpose Loan Rates Financial Calculators Mortgage Rates Student Loans Business Lending Visa Credit Cards Printable Applications and Forms Convenience Payments Credit Forgiveness Quick Contact Telephone: 1-800-576-IHCU or 1-937-390-1800 E-mail us Routing Number ABA/Routing # 242279068 Website Accessibility If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us by calling 1-800-576-IHCU or 1-937-390-1800 or email us at info@ihcreditunion.com. All products and services available on this website are available at IH Credit Union branches. Lost or Stolen Cards Lost or stolen Credit Card: 1-855-639-9081 Lost or stolen ATM or Debit Card: 1-800-472-3272 Quick Links Reorder Checks Credit Card Access File Upload Form Wiring Instructions Privacy Policy Your savings insured to $250,000 per account. This institution is not federally insured. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY. Financial Wellness MoneyED: A Personal Finance Program Trinity Debt Management Search Find a Co-Op Shared Branch Insurance AD&D Insurance Calland & Campbell TruStage Insurance © 2021 IH Credit Union