Log In You have a range of goals - we have a range of options For all your present and future needs, from simple to complex Personal Investing & Retirement Our Approach Investment Options Tailored-to-you investment solutions Our Coastal Community advisors can create a balanced investment strategy, suited to your goals and risk tolerance. Whether you need education savings or a plan for your retirement, our team is here to help. Investment options A number of ways to invest your money so that every need and preference is covered, now and into the future. Guaranteed term deposits Safe, secure investments with the certainty of guaranteed returns myCoastal Retirement Plan Segregated fund portfolios chosen based on your goals and managed online Market-based investments Customized for you by an advisor, based on your goals and risk tolerances Stocks and bonds For the more sophisticated investor to help round out your financial plan YOUR COASTAL SPOTLIGHT It's a good strategy for anyone who wants to invest in GICs. Tracie St. Luke, Manager of our Relationship Centre, discusses the term deposit laddering strategy, how to go about doing it and why. Benefits include: Providing you with a regular opportunity to get a potentially higher rate Giving you the flexibility to access funds yearly, should plans change The ability to maximize your return, in case of lower interest rates Read more about term deposit laddering Registered Plans Saving for your retirement or a child's education? A registered savings plan is a great choice. RRSP Registered Retirement Savings for tax-deferred growth & tax-deductible annual contributions. Perfect for retirement savings. TFSA Tax-Free Savings Accounts for tax-sheltered growth. Perfect for long, medium or short-term saving with zero taxation when you withdraw. RIF Registered Income Fund for turning your retirement savings into income. Perfect for optimizing income in retirement. RESP Registered Education Savings Plans for tax-sheltered savings & an annual government top up. Perfect for preparing for your child's education. Let us help you Get started with investing Set up no stress, low-cost retirement savings with myCoastal Retirement Plan. Work with an advisor Get one-on-one guidance and develop a comprehensive strategy with a Private Wealth advisor. Not sure? Chat with a Coastal Community online representative to help you decide which option is right for you. *myCoastal Retirement Plan is powered by Manulife Financial. Member Rewards Program starts once your savings balance reaches $25,000. *Online brokerage services are offered through Qtrade Direct Investing. Mutual funds and other securities are offered through Credential Securities. Qtrade Direct Investing and Credential Securities are divisions of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc. Qtrade and Qtrade Direct Investing are trade names and trademarks of Aviso Wealth. Connect with Coastal Community We're here for you. 1-888-741-1010 service@cccu.ca Find a branch/ATM Chat now Book a meeting ABOUT US Why Join? Our Story Media Reports Leadership Careers Member News COMMUNITY Programs Get Support SECURITY & PRIVACY Protecting Yourself Report Fraud Report Lost/Stolen Card Security/Privacy Policy Accessibility Legal TOOLS Rates Calculators LOGIN Online Banking Collabria Credit Card myCoastal Retirement Plan Qtrade Direct InvestingTM Insurance Connect Together, let's do great things. © Copyright 2021 Coastal Community Credit Union Check your Financial Health