Menu Sign in Home Save & Invest SAVINGS AND INVESTMENTS Options for the long and short term EVERYDAY SAVINGS ACCOUNT Easy access savings, penalty free withdrawals at any time. Learn more about everyday savings account FIXED RATE SAVINGS Grow your money with fixed rates of interest over 1, 2 or 3 years — save from £500. Learn more about fixed rate savings M&S CASH ISA The M&S Cash ISA gives you the choice of fixed and variable rates. Top up existing ISA (opens in a new window) Learn more about M&S cash isa INVESTMENTS Information for existing investors in M&S Unit Trust Funds. Learn more about investments SAVINGS RATES Rates for our current savings products and those no longer on sale. Learn more about savings rates FSCS PROTECTION Find out how M&S Bank and the FSCS can protect your money. Learn more about FSCS protection The value of investments (and any income received from them) can fall as well as rise and you may not get back what you invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas markets. Investing should be seen as a medium to long term proposition, for example at least 5 years. The value of tax benefits provided by a cash ISA depends on individual circumstances and tax rules may change in the future. Planning for living in the sandwich generation Read the article living in the sandwich generation The generation that won't retire Read the article about he generation that won't retire How inflation works Read the article about how inflation works M&S Bank official page on Facebook (opens in a new window) M&S Bank official page on Twitter (opens in a new window) Internet Banking M&S Banking App Products M&S Credit Card M&S Personal loans M&S Club Rewards M&S Car Insurance M&S Pet Insurance M&S Travel Insurance M&S Home Insurance M&S Travel Money M&S Savings and Investments About us Contact us Find a Bureau Service status Careers Sitemap Legal Legal info M&S Bank Privacy Notice Cookie notice Accessibility This website is designed for use in the United Kingdom (UK) Cookies on this website We use cookies to help ensure that our website and services are able to function properly. These cookies are necessary and so are set automatically. We would also like to use some cookies to: make your visit more personal improve our website based on how you use it support our marketing These cookies are optional and you can choose which types you'd like to accept. To do this, select 'Manage cookie settings'. If you'd like to accept all optional cookies, select 'Accept all cookies'. To learn more about how we use cookies, visit our Cookie notice. Manage cookie settings Accept all cookies Need help?