Search Personal Business Loans Rates Community Contact Us Branch & ATM Locations Small Business (SBA) Loans Small Business (SBA) Loans Grow your business into a stronger, more profitable, company with a Small Business Administration (SBA) loan from Capitol Federal®. Whether you need initial startup funding or to buy additional equipment, we have an SBA loan for you. As an experienced SBA Lender, we have the knowledge to secure the financing you need more quickly. And as an SBA Express Lender, our process offers faster loan underwriting and approval. We understand small business and will work with you to understand your unique needs. All loans are subject to SBA approval, including collateral, underwriting and credit approval. Only for-profit businesses qualify. CONTACT US Contact a commercial loan professional to help you. FIND LOAN PROFESSIONAL SBA 7(A) LOAN Use as initial funding for a startup or to expand an existing business Only small for-profit businesses qualify Loans up to $5 million Terms up to 5 to 7 years for working capital; up to 10 years for equipment; and up to 25 years on fixed assets, including real estate Approved for commercial real estate, construction or renovation, purchase of machinery or equipment, purchase of furniture or fixtures, working capital, inventory, line of credit, refinancing existing debt, and purchasing eligible businesses SBA loans can offer certain benefits not available with other types of loans. Check out the SBA website for additional information on the loan programs offered. DOWNLOAD SBA 7(A) APPLICATION SBA 504 LOAN Loans up to $5 million Low down payment Option of a 10, 20, or 25 year fully amortizing term with a fixed interest rate on SBA portion Must be used for fixed asset projects such as purchasing land and improvements, including existing buildings, grading, street improvements, utilities, parking lots and landscaping; construction of new facilities May be used for modernizing, renovating or converting existing facilities; purchasing long-term machinery and equipment, in addition to eligible debt refinancing Cannot be used for working capital or inventory, consolidating or repaying debt SBA loans can offer certain benefits not available with other types of loans. Check out the SBA website for additional information on the loan programs offered. DOWNLOAD SBA 504 APPLICATION <span class="is-hidden">Facebook</span> <span class="is-hidden">Twitter</span> <span class="is-hidden">Instagram</span> <span class="is-hidden">YouTube</span> <span class="is-hidden">Pinterest</span> <span class="is-hidden">LinkedIn</span> Investor Relations Careers Privacy and Security About Us Copyright © 2021, Capitol Federal® Savings Bank. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL FEDERAL FINANCIAL, INC.®, CAPITOL FEDERAL FOUNDATION®, HERITAGE TRAVEL CLUB®, CAPITOL FEDERAL AMPHITHEATER® and the associated logos and family of marks are registered and/or proprietary trademarks of Capitol Federal® Savings Bank.