search local_phone Home Covid-19 Update Get a Quick Quote menu Profit Share Our Income Protection Plus policies include a Profit Share scheme that aims to accumulate a lump sum for payment once the policy reaches maturity. Claim or not – you still receive your pot. Our members receive their accumulated Profit Share lump sum upon the maturity of their policy, whether they have claimed or not. How does it work? Whenever we make an annual profit from our Income Protection Plus business, we share it with our Income Protection Plus policyholders through a notional 'annual bonus' to their Profit Share Accounts, which we then invest for the future. When we apportion interest during the lifetime of your policy, we do so on a compound basis. This means the longer a member stays with us, the more substantial their potential payment will be at the end of their policy. We examine our performance at the end of each year. We decide if an Annual Bonus can be awarded to our members based on our performance. We apportion any Annual Bonus award to a notional Profit Share Account. We send you an Annual Bonus statement each year to keep you updated on the performance of your Profit Share. You can take the full Profit Share amount when your policy matures. We're proud to be working with: Get in touch 0800 146 307 Our offices are open 9am - 5pm Monday to Friday About Us Policy Documents How to Claim Work For Us Corporate Complaints Procedure Equal Opportunities & Diversity Policy Send to a Friend Useful Links FAQs Member Testimonials Legal Site map PG Mutual 11 Parkway, Porters Wood, St Albans, Hertfordshire, AL3 6PA Contact Us PG Mutual is the trading name of Pharmaceutical & General Provident Society Ltd. Registered office: 11 Parkway, Porters Wood, St Albans, Hertfordshire AL3 6PA. Incorporated in the United Kingdom under the Friendly Societies Act 1992, Registered Number 462F. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, Firm Reference Number 110023