.cls-1,.cls-2{fill:#fff;}.cls-1{fill-rule:evenodd;}Optio_Cove_Horizontal_White_RGB HOME OUR BUSINESS OUR PEOPLE CONTACT US JOIN US REACHING NEW HEIGHTS Progressive programs created by a team of leading experts 1234 WHO WE ARE We are a dynamic, independently owned provider of quality insurance products; based in the US and UK. We are small enough to provide personal attention to our clients and large enough to carry weight with our capital providers. The key to success is knowledge and experience. We have deployed a leading team of insurance practitioners whose expertise is highly regarded by insureds, brokers and capital providers alike in a variety of classes. This has allowed us to rapidly expand our business and become a class leader in our specialist sectors. Cove’s two companies were formed in 2011 and have operations in London as an MGA and in California as a US Surplus Lines Intermediary. Cove Program Underwriting is an approved Lloyd’s Coverholder with underwriting authority on all our programs and backed by Best’s AXV rated insurers, some of whom have supported our team members for over 20 years. Cove Programs Insurance Services, LLC is licensed in each individual state in which it operates and works under contract to the London operation. In addition to Cove London’s Underwriting services, we also offer industry-leading claims analysis, loss control and risk engineering services. OUR BUSINESS RESIDENTIAL CONSTRUCTION COMMERCIAL CONSTRUCTION SUBCONTRACTOR DEFAULT Cove Programs Insurance Services LLC 515 South Flower Street 18th and 19th Floors Los Angeles CA 90071 Cove Program Underwriting 10th Floor, 1 Minster Court Mincing Lane London EC3R 7AA Cove Program Underwriting, a trading name of Optio Underwriting Ltd. © 2021 Optio Underwriting Ltd. Terms and Conditions Privacy Policy Cookie Policy We use cookies to ensure you get the best experience on our website. Read our Cookie Policy for more information. OKAY, CONTINUE