Universal's Coronavirus Response Español Find an AgentGet a Quote Login About Us Universal Property & Casualty Insurance Company began in Florida in 1997 and currently provides coverage across 19 states. Our offerings include insurance for homeowners, renters, condos and landlords through our network of independent agents and our direct-to-consumer online platform. Learn more about our parent company. Why We're Different We prioritize your payment. Our Fast Track crew is equipped to process and pay claims on the spot. When disaster strikes, we help you get back on track as quickly as possible. We care about you. We’re here to help our customers. From natural disasters to unexpected occurrences, we’re ready. We care about you, your family and getting your life back on track. We're here to stay. We're a time-tested and resilient property insurer with over 20 years of experience. As one of the longest-standing property insurance providers in Florida, our catastrophe experience is extensive. We're taking everything we’ve learned to bring superior coverage and customer service to new states. Who we serve. “My adjuster was professional and helpful, and his empathy wasn’t fake.” Kara, Customer, Florida 1 2 “They’ve been with us through the storms and we’ve been with Universal for 12 years.” Josh Agent, Florida Our Products How we help. Whether you need coverage for a house, condo or just the things inside of it, we have property insurance that will protect you when you need it most. Homeowners Condominiums Renters Landlords See Our Products We care about our community. Whether assisting during storm preparation and recovery, or taking part in events around town, we like to get involved. As part of Universal's community outreach program, Universal helps build children’s park at Lakeland. Universal Property & Casualty Insurance Company is excited to announce the completion of our latest community outreach project! Our donation to the City of Lakeland, FL – Government helped restore a tremendous asset to their neighborhood: Webster Park. We hope that our contribution makes a positive impact on this well deserving community for years to come. Read More Former NFL star appears for donation ceremony Again, we are grateful to Dan Marino for his continued support, Step Up For Students and all the faculty and students at ALCA who went above and beyond at our donor recognition ceremony! Thanks for the article Sun-Sentinel! Read More Insurance camp helps those hit with hurricane damage UPCIC thanks the NC Department of Insurance for arranging these events and giving us the opportunity to assist our NC policyholders. Read More Start your quote now. Go! Claims Resources Policyholders Agents States We Service Find an Agent About Us Contact Us Careers Products Customers Login Activation Forgot Password Payment Follow us SitemapPrivacy Policy Terms and ConditionsAccessibility Statement2019 © Universal Property & Casualty Insurance Company