Home About Us Risk Analysis Insights Client Login Contact MONEY One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work. Featured Video The Latte Lie and Other Myths Check out this video to begin separating fact from fiction. Featured Presentation Your Cash Flow Statement A presentation about managing money: using it, saving it, and even getting credit. Have A Question About This Topic? Name Email Question Once Upon a Goal Do you know how to set up your financial goals for success? This knight does. Data Thieves from Outer Space Learn about the dangers of internet fraud with this highly educational and fun “pulp” comic. No Cash, No Checks, No Problem Peer-to-peer payment apps are one of the newest ways to send money. ARTICLES CALCULATORS PRESENTATIONS VIDEOS Strategies For Managing Student Loan Debt Five strategies for managing your student debt. U.S. Personal Savings Rate What can be learned from the savings rate? Spotting Credit Trouble The wise use of credit is a critical skill. These 10 questions will help you assess your skill level. Your Emergency Fund: How Much Is Enough? Having an emergency fund may help alleviate the stress and worry associated with a financial crisis. A Penny Saved is Two Pennies Earned Here are some simple and inexpensive energy-saving tips that may help you save money. Budgeting After a Divorce Divorce is the second most stressful time in a person's life. Here's some tips to get through it. VIEW ALL ARTICLES Contact T. A. Holland & Co. Phone: 617-523-2828 - Insurance Phone: 617-523-5656 - Financial Fax: 617-523-9441 75 State Street 1st Floor Boston, MA 02109 info@taholland.com Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle All Articles All Videos All Calculators All Presentations Check the background of your financial professional on FINRA's BrokerCheck. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information. Copyright 2021 FMG Suite. This communication is strictly intended for individuals residing in the states of: AZ, CA, CO, CT, DE, FL, GA, ME, MD, MA, MI, MN, NH, NJ, NY, NC, OH, OK, PR, RI, TN, TX, VT, VA, WI, offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. Securities and advisory services offered through Commonwealth Financial Network®. Member www.FINRA.org,www.SIPC.org, a Registered Investment Adviser. Fixed insurance products and services offered through T.A. Holland & Co., LLC or CES Insurance Agency.