Log In Close Important Holiday Hours for Thanksgiving — Learn More Benefits of Membership Higher deposit rates. Lower loan rates. Fewer fees. Home About Elements Benefits of Membership ABOUT ELEMENTS WHAT'S A CREDIT UNION? BENEFITS OF MEMBERSHIP MORE Better Rates. Fewer Fees. At the core of the Elements Experience is value through our industry's best products and services. We are known for higher deposit rates, lower loan rates, and fewer fees than our competitors. No matter what, our purpose is to empower members to achieve financial success. TOTAL DIVIDENDS PAID TO MEMBERS LAST YEAR $ 0 ATMs Located in Many Popular Retailers 5,000+ Shared Branches Nationwide Respected Locally. Accessed Globally. We serve members in all 50 states and 50 countries. Elements Financial gives you access to more branches and surcharge-free ATMs than the country's leading bank. 78,000+ ATMs globally, 2,000 in Indiana — all with no surcharges 5,000+ shared branches nationwide, 250 in Indiana Look for the CO-OP ATM network or Shared Branch logo Located in many popular retailers Find an ATM or Branch Near You High Tech. Human Touch. Our Online Banking tool allows you to easily access your accounts 24/7 from any device. View all your accounts and check your balance Transfer money, pay bills, and make loan payments Scan and upload checks Review your account history with electronic statements And more Enroll in Online Banking Mobile Banking App with Mobile Deposit Save yourself a trip to the ATM or branch by depositing checks on your phone. With the Elements Mobile Banking App, you simply snap a photo of the check and it is deposited directly into your account. Our members love this service. Other benefits of our Mobile Banking App include: Locate ATMs and shared branches Check your balance and review statements and notices Set up and pay bills anywhere with your phone Trusted Advice. Fresh Approach. We are here to support you. We are headquartered in Indianapolis and our member service team is available 24 hours a day, 7 days a week at 1-800-621-2105 to help you work through financial decisions, solve issues and answer any questions you have. Our goal is to deliver 100% satisfaction by taking the time with our members to understand your needs and unique circumstances. At other institutions, I felt like I didn't have any support. With Elements Financial, not only do I feel as if I have people to support me, but I also have control of my own financial life because of conveniences like the mobile app and online banking. -Kyle|Elements Member Live Chat Chat with a live person on this site from 8am to 5pm Eastern or any time on Facebook or Twitter. Or, you can call customer service 24 hours a day, 7 days a week at 1-800-621-2105 Start live Chat Focused on Your Financial Wellness We offer financial wellness resources and onsite workshops to support you and your decisions about home buying, student financial aid, credit ratings, and how to proactively protect your identity Browse Financial Resources View Upcoming Workshops Easy to Get Started Getting started with Elements is easy! Simply open an Elements checking or savings account or complete an application for a loan or credit card (which includes opening a savings account). No need to transfer your existing checking or savings account — you can do that at a later date if you decide that is the right decision for you. You can also add additional joint account holders or designate a beneficiary with the Membership Application Addendum. Open an Account Download Application Addendum (PDF) Products Online Banking Online Budgeting Tools Checking Savings Loans Credit Cards Wealth Management Business Banking Resources Rates Find an ATM or Branch Financial Calculators Financial Advice Artices Events Getting Started About Elements What's a Credit Union? Benefits of Membership How to Get Started Open an Account Partner with Elements Customer Service News + Happenings Banking Alerts Contact Us Live Chat FAQs Elements Financial 225 South East Street, Suite 300 Indianapolis, IN 46202 1-800-621-2105 Elements Routing #: 274073834 Federally Insured by NCUA If you are using a screen reader and are having problems using this website, please call 1-800-621-2105 for assistance LIKE A BANK, ONLY BETTER © 2017-2021 Elements Financial. All rights reserved. Agreements & Disclosures Privacy Online Privacy Online Security Accessibility Site Map