COVID-19: From payments to resources—we want to help. Questions Categories Applications What documentation do I need to apply for a personal loan? Can more than one person sign for a personal loan? Can I be prequalified without impacting my credit score? Are there fees associated with my personal loan? What factors does Oportun consider when granting a loan? How fast is the application process for a personal loan? What are the document requirements for a secured personal loan? I lost my credit card offer code. How do I find it? What if I decide not to proceed with my credit card application? How do I accept a credit card offer I got in the mail? Can I apply for a credit card over the phone? What documentation do I need to apply for a credit card? Credit cards Can I add an authorized user to my credit card? How do I apply for a credit card? What is pending authorization? How do I view my credit card statements online? Can I manage my credit card online? What is the best way to contact Oportun about credit cards? How do I activate my credit card? Can I be prequalified without impacting my credit score? I lost my credit card offer code. How do I find it? What if I decide not to proceed with my credit card application? How do I accept a credit card offer I got in the mail? Can I apply for a credit card over the phone? What documentation do I need to apply for a credit card? How can I make a credit card payment by phone? Can I make a credit card payment with cash? When will my available credit be updated after a payment? How do I make my credit card payments? What is a FICO® credit score? Establishing credit What is a nationwide credit reporting agency? How does Oportun help me build a credit history? What is a FICO® credit score? Payments How much will my payments be for my personal loan? What if I can’t make a payment on my personal loan? Can someone else make a payment on my personal loan for me? How can I make a credit card payment by phone? Can I make a credit card payment with cash? When will my available credit be updated after a payment? How do I make my credit card payments? How can I make a personal loan payment by check? How can I make a personal loan payment in person? How can I make a personal loan payment by phone? How does Oportun help me build a credit history? How can I make a personal loan payment online? What is the easiest way to make my personal loan payments? Personal loans How do I get my personal loan funds? What is a personal loan? What type of vehicles are eligible for a secured personal loan? Do I need to be the sole owner on the vehicle title to get a secured personal loan? Does my car need to be paid off in order to get a secured personal loan? What happens to my car if I become delinquent on my loan? How long does it take to get my money once I’m approved for a secured personal loan? What is the difference between a personal loan and a secured personal loan? Is a secured personal loan a title loan? What is a secured personal loan? What documentation do I need to apply for a personal loan? Can more than one person sign for a personal loan? Can I be prequalified without impacting my credit score? Are there fees associated with my personal loan? What factors does Oportun consider when granting a loan? How fast is the application process for a personal loan? What are the document requirements for a secured personal loan? How much will my payments be for my personal loan? What if I can’t make a payment on my personal loan? Can someone else make a payment on my personal loan for me? How can I make a personal loan payment by check? How can I make a personal loan payment in person? How can I make a personal loan payment by phone? How can I make a personal loan payment online? What is the easiest way to make my personal loan payments? What is a FICO® credit score? Secured personal loans What type of vehicles are eligible for a secured personal loan? Do I need to be the sole owner on the vehicle title to get a secured personal loan? Does my car need to be paid off in order to get a secured personal loan? What happens to my car if I become delinquent on my loan? How long does it take to get my money once I’m approved for a secured personal loan? What is the difference between a personal loan and a secured personal loan? Is a secured personal loan a title loan? What is a secured personal loan? What are the document requirements for a secured personal loan? Ready to build a better future? Apply now. Sign up for updates To stay up to date with Oportun, please sign up for updates. Email Sign up Connect (866) 488-6090 hello@Oportun.com Log in Products Help Oportun Terms of use Accessibility Privacy Privacy settings View state licenses and notices. California loans made pursuant to a California Financing Law license. New Jersey residents: This is an advertisement for a consumer loan. New Mexico residents: TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL: Customer Experience – Contact Manager, Oportun, PO Box 4085, Menlo Park, CA 94026; 888-408-3020; Complaints@oportun.com. This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, PO Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at 505-476-4885 or visit the website. NMLS #1671904. Click here for the NMLS Consumer Access Database. Lender information Personal loans in AZ, CA, FL, ID, IL, MO, NJ, NM, TX, UT, and WI are originated by Oportun Inc. NV loans originated by Oportun, LLC. Personal loans in AL, AK, AR, DE, IN, KS, KY, LA, MI, MS, MT, NC, ND, NH, OK, OR, RI, SC, SD, TN, VA, VT and WA are originated by MetaBank®, N.A., Member FDIC. Oportun® Visa® Credit Card is issued by WebBank, Member FDIC. The Oportun Credit Card is open to all consumers, except for residents in CO, DC, IA, MD, WI, and WV. See the Oportun Cardholder Agreement for details, including applicable fees. Oportun’s website terms, privacy, and security policies don’t apply to outside sites we reference. Please review those websites for their terms, privacy, and security policies to see how they apply to you. General Product Terms: Lending products are subject to credit approval. Terms may vary by applicant and state and are subject to change. While a prior credit history is not required to qualify, credit reports will be requested and considered for all applicants. Account payment history is reported to select nationwide credit bureaus. Prequalification will not impact your credit score with the nationwide credit reporting agencies until you submit for final approval. Typical loan amounts are $500 to $3,500 for personal loans for new customers, $500 to $7,500 for returning customers, and $3,200 to $10,000 for secured personal loans. Click the products below for specific details. Personal loans Credit card © 2021 Oportun, Inc. All rights reserved. We use cookies to bring you the best experience on our site. We never sell your information to third parties. When you use our site, you agree to our cookies policy. Find out more.