Sitemap Feedback Help MENU SERVICES LIFE SAVINGS INSURANCE Life Savings Insurance What is Life Savings Insurance? Life Savings Insurance is the life insurance cover we take out for all eligible members as an additional incentive to save regularly and maintain savings with the credit union. What are the benefits? The amount paid out in the event of a member’s death will depend on their age and how much they have saved with us over the years. There is no additional direct cost to you, the member. How does it work? The amount of insurance benefit which an eligible member, is entitled to is in direct proportion to their level of savings, the age of the member, and their savings pattern. Subject to a maximum set by Heritage Credit Union at €3,000, every €1 you see before the age of 55 provides €1 of benefit. So, if you are 54 years of age with €3,000 saved in your credit union account, an insurance benefit of €3,000 in addition to your savings will be paid out on your death. No insurance is payable on amounts saved after your 70th birthday. Once earned, your insurance remains in force as long as you leave the savings in the credit union. Note: Withdrawals may affect the amount payable. REGISTER FOR ONLINE BANKING Our loans won’t break the bank! APPLY FOR LOAN Get a standard loan of €5,000 over 24 months for as little as €53.07 weekly. Find out how our loans can work for you. CALCULATE NOW OUR OFFICE OPENING HOURS View times Why Choose Heritage Credit Union? No hidden fees or transaction charges Interest is calculated on your reducing balance No penalty fees charged on early repayment of loans Loan Protection, Life & Disability cover for eligible members Simple and secure online banking Flexible repayments to meet your circumstances CONTACT US Tel: Fax: Email: Postal: (01) 4900162 (01) 4924673 info@heritagecu.ie Credit Union House, Main Street, Rathfarnham, Dublin 14 All Branches > MAIN OFFICE OPENING HOURS MON TUE WED THU FRI SAT 9.15am-5.00pm 9.15am-5.00pm Closed 9.15am-6.00pm 9.15am-5.00pm 9.15am-12.45pm All Branches Opening Hours > QUICK LINKS Apply for a loan Register for access Downloads On-line Newsletter e-Statements FAQs Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Heritage Credit Union Ltd is Regulated by the Central Bank of Ireland. Reg No. 42CU. Cookie Notice Privacy Policy Terms & Conditions Help TYPE AND PRESS “ENTER” TO SEARCH Cookie Notice