subjects automobile Car insurance EU new cars Finances Car insurance The prepaid credit card Credit without Schufa Credit comparison Insurance comparison Bless you Whirlpool Advantages of online pharmacies Psyllium husks travel The green island of Ireland Benefits of wellness trips Corfu island Hotels in Cyprus Last minute travel Cruises Miscellaneous Advantages of online business directories Stairlifts Recycling and its classification Search engine optimization Furniture for children Cots Information on load handling equipment Assisted living Drywall sander Meta Home imprint data protection Here you will find articles on a wide variety of topics, which will be gradually expanded. Prepaid mobile phone cards Anyone who wants to make a mobile phone call generally has two different options: Either a mobile phone contract is concluded that binds the customer to the contractual partner (i.e. the respective mobile phone company) for a minimum period and usually incurs fixed monthly costs in the form of basic fees or package prices. Alternatively, so-called prepaid cards can also be used. What distinguishes these in particular will be explained in more detail below. The biggest difference compared to normal mobile phone contracts can already be found in the designation: prepaid, so to speak "advance payment", implies that owners of these mobile phone cards have to pay for them before they can be used. This system is implemented using virtual credit accounts to which customers have to transfer a certain amount. This is usually done using so-called top-up cards, which can now be purchased almost anywhere. Before buying a card, however, you should compare the prepaid tariffs of different providers. If you now have a positive account balance, you can use the various mobile communications services - above all, of course, phone calls and the sending of short messages. If, on the other hand, the account balance drops to zero, the chargeable services will be refused - at least until the credit has been topped up again. However, the user can still be reached during this time; Incoming calls and messages can be received as usual. In addition to this changed method of payment, which differs significantly from the billing system for mobile phone contracts, another discrepancy can be discovered in the area of minimum terms. Where contract customers are used to such in the amount of 24 months with a three-month notice period, owners of prepaid mobile phone cards are not bound to any minimum periods of use; If the card is no longer used, the telephone number and all stored customer data can be easily deleted at any time. Eine weitere Abweichung lässt sich im Kostenbereich finden. Prepaid-Nutzer zahlen in der Regel wesentlich mehr für Telefonate und Co. als Vertragskunden. Die Ursache dieses Preisgefüges ist eine denkbar einfache: Wegen der nicht vorhandenen Fixkosten – Besitzer von Prepaid-Handykarten zahlen keine Grundgebühren – müssen die Unternehmen diese entfallenen Erträge durch höhere Gesprächskosten wieder ausgleichen. Auf Grund der ebenfalls nicht vorhandenen Laufzeit, welche für die Mobilfunkanbieter eine gewisse Ertragssicherheit darstellt, fallen diese dabei häufig sogar noch etwas höher aus. Fazit: Nutzer von Prepaid-Handykarten verfügen auf Grund fehlender Mindestlaufzeiten und Grundgebühren über wesentlich mehr Freiheiten als Vertragskunden. Diese wird jedoch oftmals mit höheren Nutzungskosten erkauft.