Advance America Apply Login Menu Apply Loans Rates & Terms Services Find a Store Money Tips About Us Home Loans Cash Advances Cash Advances We’re sorry. No loans are available in your state. Shanxi Use My Location Enter your state Learn More about Advance America in Shanxi Cash Advance Overview How Cash Advances Work Cash Advance Rates & Terms What You Need To Apply For A Cash Advance Get the money you need, when you need it A Cash Advance from Advance America (also known as a Payday Loan) offers you a fast and simple way to get money on the spot when you need it most. It is a short-term loan available in small dollar amounts that is paid back on your next payday. Getting a Cash Advance from Advance America is quick and convenient. Cash Advances are available in store or online. Availability varies by state. We’ve made it easy, so you can keep moving forward. Already have an account? Login The Advance America advantage 23+ Years A 5-star customer experience has made us a leading provider of consumer financial services for millions of Americans since 1997 Read Customer Reviews 134+ million loans issued Our knowledgeable staff and personalized money solutions make getting cash as easy as can be. 1,200+ stores & online Whether down the street or right from your phone, the money you need is always within reach. See All Locations Apply Now How do Cash Advances work? Cash Advances help when you need money before your next paycheck. A Cash Advance is a two to four-week loan that you pay back on your next payday. The process is simple: 1 Start your Cash Advance application now or apply in the store. 2 Get an approval decision within minutes for your Cash Advance application. 3 Receive money same day.* Apply Now Find a Store *Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next banking day. Cash Advance questions Why get a Cash Advance from Advance America? At Advance America, we understand that when you need money, you need it fast. That’s why we offer a simplified Cash Advance application process, along with a friendly and knowledgeable staff that’s ready to help you every step of the way. So when you choose Advance America, expect great service and money in your hands the same day*. How much can I borrow with a Cash Advance from Advance America? View More Questions Cash Advance rates & terms For a Cash Advance, the typical fee is $15 for every $100 borrowed - a fixed price for a short-term transaction. The fees vary by state based on state regulations. Use our Cash Advance calculator to view rates in your state. Learn more about Cash Advance rates and terms in your state. Learn More What do you need to apply for a Cash Advance? To apply, you'll need the following items: Government issued ID Source of income Checking account Social Security Number or ITIN (in store only) Personal check required in some states Learn more about what is needed in your state. Learn More Proudly serving our customers 100,000+ reviews on Google Excellent 58,223 reviews on Advance America Cash Advance customer reviews I've used Advance America several times since moving to Nevada in 2009. I've always dealt with Patty at their Pahrump, NV location. She makes the… — Cash Advance customer, 08/28/2021 Read More Reviews Apply Now Cash Advance payment questions When will my Cash Advance be due? Cash Advances are short-term loans that are typically due on your next pay date. Timing depends on your pay schedule. Can I renew or refinance my Cash Advance? View More Questions Apply Now More about Cash Advances What Is A Cash Advance Direct Lender? How Do I Apply For A Cash Advance? When Should I Use A Cash Advance For An Emergency? Can I Get a Cash Advance Online? Find a Cash Advance store nearby No matter where you are, the money you need is never far. Find a Store Let’s keep in touch Sign up for news, updates and exclusive offers from Advance America. Email Select your state Select your state Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Footer Primary FAQs Contact Us Customer Reviews News Careers Videos Footer Secondary Privacy & Terms Cookies & Targeted Advertising Security Information Site Accessibility Site Map Connect with us Facebook Instagram YouTube Pinterest INFiN © 2021 AARC, LLC. All Rights Reserved. Certain limitations apply. Subject to approval. See your local store for more details and additional disclosures. Checks or money orders may be issued instead of cash. Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Licensed by the Delaware State Bank Commissioner to engage in business in Delaware. Delaware Licensed Lender License #s: 6996; 4472; 9644; 4474; 8061; 6971; 7092; 8052; 6076; 7400; 4473; 7556; 010431 and 012075. Rhode Island Licensed Check Casher. In Ohio, loans offered by Advance America Cash Advance Centers of Ohio, Inc., Lic.# ST. 760166.000, main office located at 135 N. Church St., Spartanburg, SC 29306. In Texas, loans arranged with an unaffiliated third-party lender by ACSO of Texas, LP. d/b/a Advance America, a registered credit services organization (“CSO”), and subject to lender's approval. *Advance America makes title loan referrals to LoanCenter at no cost to you and does not qualify you for a loan. Loans made by First Electronic Bank, member FDIC, or Wilshire Commercial Capital, LLC. Not available in all states. Loans subject to lender’s approval. In California, loans are made pursuant to a Department of Business Oversight California Finance Lenders License, with a minimum loan amount of $2,510. Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.