Skip to the main content MENU Dismiss X SBA offers disaster assistance to Pennsylvania small businesses economically impacted by the Coronavirus (COVID-19). For more information, visit the SBA resource page. For Businesses Our approach also gives you 24/7 access to your business accounts. Whether you’re working at your office, traveling cross-country, or paying company bills while on vacation, PSECU makes accessing your accounts simple and secure. We offer all the products and services you’ll need for your business—right at your fingertips. Products and Services Business Checking Pay bills and accept deposits with this cost-saving account. There’s no minimum required balance, no monthly check limits, and you pay no monthly service charge. Need the safety of overdraft transfer service? That’s included, too. Business Savings and Certificates Make your company’s excess funds work harder by earning dividends. You only need to maintain $500 in Business Savings or $2,500 in a Business Money Market account to earn advertised APY. A low $5 minimum balance is required. Payment Processing Get paid faster. Set up your company to accept all major credit cards, as well as debit and ATM cards for customer payments through our partner, Newtek Business Services, Inc. Payment processing benefits include: Affordable point-of-sale equipment, including wireless and internet-enabled terminals, as well as all-in-one terminals that support multiple applications Increased cash flow and sales opportunities Tracking and reports available directly from terminal Apply here for instant merchant account approval Call PSECU Business Services at 800.237.7328, ext. 3875 or apply online. Open a PSECU Business Account Before you open a business account with us, you’ll need to become a PSECU member. Sole Proprietorship Apply for a Business Account Business Terms and Conditions Affidavit of Sole Proprietorship Sole Proprietor Resolution of Authority Fictitious Name Certificate (if applicable) Tax ID or Social Security Number Photo ID of all signers Please Note: Sole Proprietorships do not need to complete the beneficial ownership section of the Business Account Application. General Partnership Apply for a Business Account Business Terms and Conditions Partnership Resolution of Authority Fictitious Name Certificate (if applicable) Partnership Agreement Tax ID Photo ID of all signers Limited Partnership Apply for a Business Account Business Terms and Conditions Partnership Resolution of Authority Certificate of Limited Partnership Fictitious Name Certificate (if applicable) Partnership Agreement Tax ID Photo ID of all signers Limited Liability Company (LLC) Apply for a Business Account Business Terms and Conditions LLC Authorization Resolution Certificate of Organization Operating Agreement Tax ID Photo ID of all signers Corporation Apply for a Business Account Business Terms and Conditions Corporate Authorization Resolution Articles of Incorporation Bylaws Tax ID Photo ID of all signers Add a Service Add another service to your PSECU business account use this application. Please Note: Sole Proprietorships do not need to complete the beneficial ownership section of the Application for Additional Business Products & Services. Account Service charges Stop payment: $25 per check Stop payment, series of two or more items: $30 Non-sufficient funds (NSF): $30 Returned deposit: $7 per item Copy of cleared check/cancelled check: $1 PIN (Personal Identification Number) mailed to you, if requested more than two times: $1 Account paper statement copy (Note: the most recent quarterly statement or last two monthly statements are free): $5 per account Dormant Accounts: An account is considered dormant if there has been no activity or account owner and/or agent initiated correspondence for at least one year. PSECU will assess a $2 monthly fee to these accounts. If an account has $2 or less, the total amount remaining will be charged and the account closed. To avoid the fee, account owners and/or agents can simply make a deposit/withdrawal or contact PSECU: $2 per month Address change (PSECU will assess this service charge if you move and fail to tell us your new address for the entire previous calendar year): $10 ATMs Foreign ATM deposit (non-PSECU ATM): First 3 deposits free per month, then $4 for each additional monthly deposit ATM deposit adjustment (e.g., entry errors, math errors, deposit incorrect endorsements, etc.): $4 Business Visa® Debit Card Up to four cards (one per individual): Free More than four cards per account: $5 per card Business Visa® Credit Card Annual fee: None Over-limit fee: None Inactivity fee: None Late fee: Up to $20 Replacement credit cards: $5 per card Business Online Account Access Digital Banking: Free Business Bill Payer Service: Free First 50 bill-payment transactions per month: Free 51 or more bill-payment transactions per month: $.50 (50 cents) per bill Rates and information are subject to change at any time. Fees could reduce earnings on the account(s). The disclosed dividend rates are variable and may change after the member opens the account(s). Business checking accounts require a minimum of $2,500 to earn the advertised Annual Percentage Yield (APY). 800.237.7328. Products & Services Banking Services Credit Cards Loans Investing Rates PSECU for Employers About Us Our Story Leadership Newsroom Careers Resources Routing Number: 231381116 Find an ATM Member Login Money Management Resources Important Information Privacy Legal Information Disclosures & Agreements Security © 2021 PSECU. All Rights Reserved. | sitemap | Insured by NCUA. Equal Housing Lender.