Menu 800-851-7740 Request a quote Greenhouse growers insurance Protect the solid business foundation you've created Request a quote All business types Greenhouse growers What matters most to you, matters to us. We provide protection you can count on We’re here to help you protect your greenhouse investment. Here’s why: We know your industry We understand the construction of your structures and the materials you use We design a coverage solution based on your individual needs We can help you with quick and quality post-damage recovery “Hortica has provided Tagawa Greenhouses with reliable business protection–protection that other companies failed to give." Randy Tagawa Greenhouse Enterprises, LLC The hazards you face Why do greenhouses need insurance? Risks to your greenhouse business come in many forms Storm damage Every greenhouse faces the threat of hail, lightning, high winds, and tornadoes. And, depending on where you are, there’s the danger of hurricanes, and heavy snow. We’ll be there when property damage happens and help you minimize losses. Crop losses Whether it’s flowers or plants, your crop could be put in jeopardy if a climate control system fails. We offer crop insurance for plants grown in climate-controlled structures. You can even protect your future crop income if you can’t plant due to damage. Slips, trips, and falls Hoses, wet floors, and ladders are commonly found around greenhouses and can lead to costly injury and workers’ compensation claims. That’s why we work with you to minimize the risks around your workplace to help keep employees and customers safe. Electrical fires Devastating fires to greenhouse property are sometimes caused by poor or deteriorating electrical connections and wiring. A very specialized and valuable service we provide is the use of thermal imaging to identify any possible electrical problems. Equipment breakdown When equipment breaks down, it can mean weeks of lost productivity. This coverage can help reduce your costs and get you back to work sooner. Coverages The insurance products you need We offer a variety of coverages for you Commercial property insurance isn’t all we do. From business auto and workers’ compensation, to liability insurance and loss prevention, we can help you protect your investment and the future of your business. All are standard products we provide in our greenhouse growers programs. Commercial property The right property coverage is more than risk management for your building, equipment, and income—it’s about trust and experience. We offer both. Guide to commercial property General liability insurance We can help protect your business from losses caused by your services, operations, or workers, allowing you to focus on running your business. Guide to general liability Commercial auto Deliveries and transporting equipment are important parts of your company. We’ll help you find the right auto coverages for your business. Guide to commercial auto Workers’ compensation coverage Protecting your employees after an injury is important. So is protecting your business from litigation. We can help you do both. Guide to workers’ compensation Umbrella coverage Umbrella liability insurance picks up where your standard liability policy coverage ends. We can give you an extra layer of protection that can also include auto liability and general liability. Guide to umbrella coverage More insurance coverages These are just some of the insurance coverages we offer. Talk with one of our representatives to find the protection that’s right for you. See all insurance products Greenhouse insurance FAQs What is greenhouse insurance? What are the biggest risks for greenhouses? How much does greenhouse insurance cost? How Hortica helps What makes us different Industry knowledge sets us apart From the beginning of the quote process, you’ll learn that our understanding of your structures and their construction ensures you get the proper coverage and quick repairs if there’s ever a claim. Why choose Hortica They are very knowledgeable in our industry, and they share that knowledge with us, and they help us be a better company. Martin Oregon Flowers Find the right insurance Coverage specifically designed for your business Request a quote Since 1887, Hortica, a brand of the Sentry Insurance Group, has solely dedicated itself to helping protect businesses in the horticultural and floral industries. Learn how we can help you. Insurance Our products Business types Learning center Claims Company About Careers News Agents & brokers For medical providers Customers Pay my bill Request a COI Get in touch Contact us We’re here to help your business. (800) 851-7740 8 a.m.–5 p.m. CT © 2021 Sentry Insurance Group *Sentry has an AM Best Financial Strength Rating (FSR) of A+ (superior), current as of June 2021. See ambest.com/ratings/guide.pdf for rating information. Legal Underwriting companies Privacy policy Terms and conditions Customer notifications Web accessibility Sitemap