Menu LOG IN OPEN SEARCH Home » Personal » Checking Accounts » Checking with Interest Checking with Interest Open an interest earning checking account today and enjoy a variety of convenient services, including check images with your statements and ScoreCard Rewards for signature-based debit purchases. With unlimited check writing, no-fee access to the nationwide Allpoint ATM Network, personal financial management tools, P2P payments, and a variable-tiered interest rate on balances, Union Bank offers an unbeatable local banking experience. A minimum deposit of $25 is required to open an account, and the service fee is waived when you maintain a $750 minimum daily balance. Accounts not maintaining a $750 balance will be assessed a monthly service fee of either $5 with eStatements or $7.50 with paper statements. Checking with Interest includes: Variable-tiered interest on balances of $300, compounded and credited monthly Check images on your statements Online Banking and Bill Pay Mobile Banking Telebanking Union Bank Debit MasterCard Unlimited check writing and no per-check fees ScoreCard Rewards program for signature-based debit purchases No-fee access to the nationwide Allpoint ATM network Make the most of your Checking with Interest account with these options: Mobile check deposit (for qualifying customers) eStatements rather than paper statements Overdraft protection (requires credit approval) Scheduled transfers with UB SmartSave, which lets you schedule transfers from your checking account to other accounts at predetermined intervals for no fee. Upgrade to our VIP program for just $4 per month for additional discounts, free checks and overdraft protection. Compare Deposit Accounts Union Bank provides interest earning checking accounts to customers in Northern Vermont and New Hampshire, with branch locations in Berlin, Fairfax, Hardwick, Jeffersonville, Jericho, Johnson, Lyndonville, Morrisville, St. Albans, St. Johnsbury, Stowe, Williston, Groveton, Lincoln, Littleton, and two dedicated loan centers in Williston and North Conway, NH. Access to your accounts is always convenient with 18 branch locations and a secure & feature-filled mobile app. With Union Bank’s mobile app you can deposit checks into your interest bearing checking account, pay bills, transfer funds, and much more. A true community bank, Union Bank has been serving the region since 1891. We pride ourselves on taking care of our neighbors and making our communities great places to live. “Stay Local. Go Far.” Open an interest checking account at Union Bank today and start getting more for your money. Related Resources The Debit Card Benefits You Never Knew Existed How do you pay for your daily spending? Many people enjoy the convenience of cashless transactions. When you use a debit card or credit card, you don’t have to worry about carrying enough cash or finding a pen to write a check. The Benefits of Bank-Based P2P Payments How do you pay your friend back for your share of dinner? What if you want to send some money to a family member quickly and easily? How about if someone needs to send you some money? It used to be that you generally had to carry cash or a check with you to pay […] return to top Personal Checking Accounts UB Checking Checking with Interest UB 55 Checking Basic Advantage Checking Advantage Checking Advantage Checking Plus Young Adult Checking Health Savings Account Mastercard Enhanced Debit Card Mastercard World Debit Card EMV Chip Card Technology ScoreCard® Rewards U-Design Debit Card Service Value Integrated Package (VIP) Program Savings Accounts Compare Accounts Mortgage Loans Personal Loans Convenience Services Sidebar MOBILE CHECK DEPOSIT CONTACT US Customer Care Team 802.888.6600 Toll-free: 800.753.4343 Monday–Thursday 8AM–5PM Friday 8AM–6PM LocationsSecurityFAQsResourcesInvestor RelationsAbout UsCareersContact UsBlog Personal Checking Accounts Savings Accounts Compare Accounts Mortgage Loans Personal Loans Convenience Services Commercial Commercial Checking Accounts Commercial Savings Accounts Commercial Financing Municipal Banking Cash Management Merchant Services Commercial Convenience Services Remote Deposit Capture Commercial Lending Team Municipal Lending Team Asset Management Investment Management Personal Trusts Retirement Strategies Estate Services Commercial Client Services Asset Management Team Online Banking Online Banking Service Mobile Banking ©2021 Union Bank, Inc. Unauthorized duplication is a violation of international law. Privacy Policy and Website Privacy Statement SSL Certificates Routing # 011601100