Schedule Appointment Apply Locations Rates Contact Us Menu Auto Loan Apply Now Nothing beats quick approvals and fast funding! Whether your car is new or used, you could save thousands over the life of your loan by financing or refinancing through Vibe. Create a monthly payment that fits your budget with our low rates, flexible terms, and the convenience of selecting your payment due date. eSign and Go Flexible Terms Select Your Payment Due Date Rates as Low as 1.89%APR* Apply today online, through our Mobile Banking App, or call our Lending Resource Center at 248.596.4450. Looking for our current Auto Loan promotion? Check out the First Time Auto Loan Program promotion. Free Pre-Approvals Loan Protection Products *Rates effective as of April 1, 2020. Special rate does not apply to existing Vibe loans. All rates are based on individual credit history and subject to change without notice. New members must qualify for membership and deposit $5 into a Vibe Savings Account. Quoted rates include a 0.25% member loyalty rate discount when direct deposit and auto pay are set up to cover the full payment amount of all Vibe loans. Members can receive an additional 0.25% member loyalty rate discount off the stated rate by having a mortgage and/or home equity loan with a balance of $25,000 or greater. A processing charge of $100 may apply if a refinance of an existing Vibe loan is permitted. Promotional details are subject to change. Some restrictions may apply. Rates as low as: New/Used Auto 1.89% APR* Boat, RV, and Motorcycle Loans 3.29% APR* Personal Loans 5.99% APR* Visa® Platinum 8.99% APR* See All Rates* » Related Links Mortgages Home Equity Loans Credit Cards Personal Loans Loan Resources Also of Interest: Home Vibe Credit Union App digital insight login 44575 W. Twelve Mile Road Novi MI 48377 Call/Text: 248.735.9500 Routing Number: 272483808 Site Map Feedback