Home Blog About Our Team Contact Careers Resources & Programs Calculate your loan Find your interest rate How to Speed Up the Loan Process The 5 B's Be organized and ready: Have all of your documents organized in one place, such as a manila folder. Store them in a safe, easily accessible place. See our Needs List for the required documents. Be upfront and honest: Fill out the loan application with clarity and honesty. Omitting any information will delay the process and may even be cause for being declined. Once you provide all of the necessary information, your loan officer will be equipped to quickly give you the best loan for you. We may ask for more details such as reasons for late payments, delinquencies, and/or loss of wages. Know that we keep all of your information confidential, and that we are Judgement Free. Our goal is to get you approved no matter your circumstances. Be quick to respond: The banks may ask us to furnish more information and documents on your behalf. This could be a good sign because they’re showing interest in the loan. Please supply the additional items quickly — your prompt response will support us in finding the lowest rate for you. Be appraiser friendly: Just as it is important to turn in all of the necessary documents in a timely manner, it is crucial to schedule your appraiser’s appointment early on. Many homeowners are taking advantage of all-time low interest rates, which means appraisers are in high demand. Book your appointment as soon as possible and be there to let the appraiser into your home. Be our client: We have a long list of happy clients — become one of them. We are conveniently located in town, near Don Quijote, Honolulu. Call us to set up an appointment to meet in person, or, if you prefer, we can handle the entire loan process by phone. Find the best loan for you. Getting Started Getting Qualified What We Can Do For You How to Speed Up the Loan Process Options to Buy Points Needs List Loan Options 30-Year Financing 15-Year Financing HARP Refinance FHA VA Home Loans for Veterans in Hawaii Adjustable Rate Mortgage (ARM) Reverse Mortgage Purchase a Home Refinancing Resources Useful Links Glossary Testimonials "We gave them a call and things started to happen, our questions got answered." - Robin T. of Lihue, HI Read More Testimonials! Join Our Newsletter Our newsletter will supply you with all the updates you need in the search for your new home! Email Address: * Kama'aina Mortgage Group Inc. Company NMLS: 1276471 808-426-7661 7 Waterfront Plaza 500 Ala Moana Blvd., Suite 7400, 427A Honolulu, HI 96813 808-426-7661 Toll free: 833-KMG-HI50 or 833-564-4450 Branch Addresses: 10620 Treena St. Suite 230 San Diego, CA 92131 8000 IH 10 West Suite 600 San Antonio, TX 78230 Licensed in CA, CO, HI, FL, TX, and WA To verify our agent’s license number and status, please click on the link below: Programs 30-Year Financing 15-Year Financing HARP Refinance FHA VA Home Loans for Veterans in Hawaii Adjustable Rate Mortgage (ARM) Reverse Mortgage Purchase a Home Refinancing Calculators Debt Consolidation Calculator Home Affordability Calculator Loan Payment Calculator Mortgage Payment Calculator Refinance Calculator Blog 10 Year Fixed Rate Mortgage A little Known Way to Cut your Mortgage Payments A New Lifeline For Would Be Home Buyers Aloha KMG family Bidding War Buy Now: Hawaii Homes Affordability Window, Closing! Check out our new KMG Commercial Credit Score Killers HARP Loan HARP versus HAMP How and Why to Get Preapproved for a Mortgage How To: Shabby Chic Bedroom Refurbishment Kama’aina Mortgage Group dominates 2013 Lending Games Competition Oahu Condominiums Reach Record Sales Tips For First Time Home Buying Ways To Shave Off Your Mortgage Payment © 2021 Kama'aina Mortgage Group | glossary | privacy policy | legal Kama'aina Mortgage Group Inc. is committed to ensuring that our website is accessible to everyone. We continuously seek to enhance our website, and increase the accessibility of our digital content, for all of our customers. If you have an accessibility-related question or comment, or if you are having difficulty accessing information on this website, please email us at christine@kmghawaii.com so that we can provide you with the information you need through alternative means.