PHONE: 618.258.3168 TOLL FREE: 1.800.345.4216 SEARCH THE SITE TEXT SIZE AAA ONLINE BANKING Enroll Online Forgot Password? ROUTING # 281076730 Credit Union Difference VISIT US MEMBERSHIP A credit union is a non-profit financial cooperative voluntarily owned and operated by its members for its members. We exist to serve our members, not to make a profit. Earnings are then returned to our members in the form of lower loan rates, higher interest on deposits, lower fees, and better services. Members are, in essence, the shareholders of the credit union and therefore have a voice in how the credit union is governed through participation in annual meetings, exercising their right to vote and volunteering to serve on a committee or board. The primary purpose of the credit union is to provide financial services to our members by encouraging them to save money and making affordable credit available to them. The savings our members gain by being a credit union member is evident through our Savings Tracker Program. Every member counts, even those of modest means, and our members are fiercely loyal because of this. We continue to look out for our members' interest and provide a level of service that is not generally available at other financial institutions. Whether it's providing a loan to help a member cover unexpected medical bills, giving financial counseling to a member whose company closed its doors, or simply offering a better deal on a used car loan, credit unions make a difference for their members and the communities they serve. The credit union movement is a strong volunteer, philosophic and political support that credit unions have among their members and the following nine principles have become the cornerstone for this movement: Open and Voluntary Membership Democratic Control Nondiscrimination Service to Members Distribution to Members Building Financial Stability Ongoing Education Cooperation Among Cooperatives Social Responsibility It is important for credit unions to advocate for the financial benefit of members through the legislative and regulatory processes. Periodically, we will send you information and post additional details on our website about issues that may affect you. You can visit our advocacy page here. Social Feed Happy Halloween! 1st MidAmerica employees are having a SPOOKTACULAR time celebrating Halloween in the branches today! #happyhalloween🎃 Have you requested an insurance quote from CUIA yet? Stop by a branch to see how much we can save you! About 1st MidAmerica As a 1st MidAmerica member, you are a shareholder and owner of a cooperative financial institution, a credit union. This primary advantage to credit union membership is just the beginning. In addition, 1st MidAmerica offers a host of services to help you simplify the management of your finances. READ MORE ABOUT US Privacy Policy Site Map Website Accessibility ©Copyright 2021, 1st MidAmerica Credit Union. All Rights Reserved.