Personal Banking Business Banking Click to search Help and support Contact us Log in Current accounts Overview Compare Classic Plus Added Value Under 19 Student Graduate Cash Switch FAQ Other accounts Mortgages Savings Loans Credit cards Insurance TSB & Sabadell Personal Banking Current accounts Classic Plus account Classic Plus Account Our most popular account with a high 5% AER variable interest on balances up to £2,000 and no monthly fees. To earn interest (which is paid monthly) just pay in a minimum of £500 a month and register for Internet Banking, Paperless Statements and Paperless Correspondence . Plus, until 1 December 2016 you can earn 5% cashback on your first £100 of contactless payments every month. Key features 5% AER / 4.89% gross variable interest paid on balances up to £2,000 only TSB Visa debit card ? Contactless functionality subject to status 5% cashback on your first £100 of contactless payments every month - see contactless terms and conditions (PDF, 97KB) Optional £25 interest and fee-free overdraft - for short term borrowing, like covering you until pay day. Subject to application, approval and repayable on demand. You can apply to open a joint account and both receive the same benefits Show all features Eligibility You must be 18 or over and a UK resident to apply The Classic Plus Account is restricted to one account in your sole name, and another Plus account in joint names You can choose to switch your banking to us when you apply for a Classic Plus account, or any time after you've opened it - we guarantee switching will take just 7 working days. Rates Balance £1 - £2,000 £2,000+ Variable interest paid monthly AER 5.00% 0.00% Variable interest paid monthly Gross 4.89% 0.00% Variable interest paid monthly Net Rate 3.91% 0.00% These rates are correct as at 30/03/2015. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. Net Rate is the rate of interest which would be payable after allowing for the deduction of income tax at the rate specified by law. Apply now It takes around 10 minutes Apply now Other options Compare all our other accounts Don’t need planned overdrafts, loans or cheque books? View our basic Cash Account Plus not for you? View our standard Classic Account Financial Services Compensation Scheme Visit fscs.org.uk to find out more How to apply Apply online today It takes around 10 minutes Apply online today Apply at a branch Find out what to take along Find local branch Call us Lines are open 8am to 9pm Mon-Fri, 8am to 4pm at weekends 0345 835 3863 Switching is easy We guarantee switching your current account to us will only take seven days. Choose to switch to us when you apply, or any time after Your finances are kept in one place keeping your life organised Three months’ Interest and fee-free Planned Overdraft when switching. Subject to application, approval and repayable on demand. We will move all your payments, Direct Debits or standing orders over for you Switching details With TSB? Start your switch Defaqto Our TSB Classic Plus Account has been rated 5 star by independent financial research and software company Defaqto. Learn more about Defaqto Star Ratings How to register for Internet Banking Registering is quick and easy - watch our quick video. There appears to be a problem loading this video. Watch this video on YouTube View all our Internet Banking guidance videos Important documents Classic Plus terms and conditions (PDF 90KB) Classic Plus welcome pack (PDF 1.83MB) Banking charges - everything you need to know (PDF, 306KB) Personal Banking terms and conditions (PDF, 393KB) Summary of changes to terms and conditions - Oct 2015 (PDF, 210KB) Cashback terms and conditions (PDF, 97KB) Click Bank online 24/7 using our Internet Banking website or our mobile app. Internet Banking Call Phone us at any time day or night - call 0345 975 8758. Call us now Visit Find your nearest branch or cash machine using our Branch Locator tool. Find branches Legal Accessibility Cookies Sitemap Contact us Privacy Press and Media Security Centre Careers Investor Relations AER means Annual Equivalent Rate. AER illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different interest-paying accounts. As every advertisement for an interest-paying product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your money over time. Gross rate means that credit interest is paid without income tax being deducted. 5% AER/4.89% gross variable interest paid on balances up to £2,000. No interest is paid on balances above £2,000. Interest paid monthly. Pay in min £500/month, register for Internet Banking, Paperless Statements and Paperless Correspondence. Contactless subject to eligibility. Paid monthly. Register for Internet Banking. Contactless cashback ends December 2016. Account Opening is subject to our assessment of your circumstances. You must be 18 or over and a UK resident to apply. Lending is subject to status and lending criteria. Borrowers must be aged 18 or over and UK resident. Overdrafts are subject to application and approval and are repayable on demand. If you have a hearing or speech impairment you can contact us using Text Relay (previously Typetalk) or Textphone on 0345 835 3843 (lines are open 24 hours a day, seven days a week). If you need to call us from abroad, or prefer not to use our 0345 number, you can also call us on 0203 284 1575. Calls may be monitored or recorded. TSB Bank plc. Registered Office: Henry Duncan House, 120 George Street, Edinburgh, EH2 4LH. Registered in Scotland No. SC95237. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 191240. We subscribe to the Lending Code. Copies of the Code can be obtained from www.lendingstandardsboard.org.uk TSB Bank plc is covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service. Defaqto is an independent financial research company. All use of Defaqto Ratings is subject to licensed terms. To read these in full please visit www.defaqto.com/Star-Ratings.