Starting December 1, the Horizons Federal Credit Union website, horizonsfcu.com, will no longer be available. Please be sure to update your bookmark to link to https://www.empowerfcu.com. SBA Paycheck Protection Forgiveness: To assist in streamlining the SBA forgiveness process, Empower FCU is utilizing the SBA Paycheck Protection Program Direct Forgiveness Portal - Click for more information. Rates Locations About Us Contact Us New User Registration Enhancement Guide Home Personal Business Member Center Apply for a Loan Open Account Home > Business > Business Loans > SBA Guaranteed Loans SBA Guaranteed Loans Empower is proud to be designated as a preferred Small Business Administration lender to help our business members in Central NY grow their business. SBA Guaranteed Loans are backed by the SBA and administered by us, with various financing options that can make your business more profitable in the future. Apply For A Business Loan Learn More Perfect for startups and businesses with less than three years of existence Used by business lacking sufficient collateral for a loan or looking at significant expansion Choose from the SBA Regular 7(a) Program, the SBA Patriot Express Program, the SBA Express Program, or the SBA Small Rural Lender Advantage All loans subject to approval. Rates, terms, and conditions subject to change. Pages within Business Loans PAGES WITHIN BUSINESS LOANS Meet Your Business Service and Lending Team Our Business Service and Lending team is fully trained to provide you with sound advice and guidance. They will work with you to find the right product(s) that work best for you. Meet Your Team Open a Business Membership Apply for a Business Loan What do you want out of life? Empower Federal Credit Union welcomes employees of many companies, immediate family/household members of employees and retirees, as well as our outreach to underserved communities to enjoy personal and business banking solutions including auto loans, mortgages*, credit cards and more. Bank online, in any central NY branch, or call us at 315.477.2200. * Home mortgages available in FL, PA, CT, NY and NC. Routing Number: 221380127 315.477.2200 | 800.462.5000 Facebook Twitter Android Apple Personal Business Member Center Careers Disclosures Website/Online Privacy Statement News Browser Requirements Sitemap Accessibility This credit union is federally insured by the National Credit Union Administration. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender. We operate in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. © 2019 Empower - All rights reserved Site designed by ZAG Interactive