QUICKLINKS SEARCH ABA Routing #: 265473317 OPEN ACCOUNT MEMBER LOGIN Personal Loans Credit Cards Mortgage Commercial Home Mortgage Tap into your home equity Tap into your home equity Get $10,000 to $150,000 with $0 in closing costs* Get the cash you need for remodeling, debt consolidation, home improvement, family vacation… Whatever your need, a Home Equity Line of Credit may be the answer you’re looking for. APPLY NOW Rates on home equity loans are lower than that on most credit cards and consumer loans and allow you to use the equity you’ve built in your home. No application fee. Possible tax deductible interest payments. Terms up to 120 months are available. Loans up to 90% of the value of your home. Minimal cost involved. Proceeds may be used for a variety of needs. APPLY NOW Additional documentation may be needed before loan closing. Including: Two years tax returns. Last statement from all of your financial institutions. Last two pay check stubs. Legal description of the property. Last statement from your first mortgage company. Rates are current as of today’s date Term Beginning APR 120 Months 5.00% APPLY NOW * Zero closing costs applicable to HELOC remaining open for 12 months or 1 year. **APR = Annual Percentage Rate. APR quoted is tied to the Prime index as published in the Wall Street Journal and is subject to change based on Prime index movement, subject to a limit on increase of 6% over the term of the loan. Cap on annual limit on APR increase or decrease of 2% and subject to a floor. Initial interest rate may be higher based on an evaluation of your credit. Minimum loan and draw amount is $10,000. Minimum loan term is 10 years. Loans may be up to 90% of the value of your home. Rates and terms are subject to change without notice. Consult a tax advisor regarding the deductibility of interest and charges under the plan. Also of Interest: Welcome to Neighbors FCUNFCU Denham Springs BranchNFCU Services To Help Manage A Financial Crisis Locations The Front Porch Blog Financial Education Careers Contact App Center Neighbors Capital Area Foundation Accessibility How to Join Calculators Disclosures Privacy Policy Holiday Schedule Who We Are Member Action Center SIGN IN ASK NEIGHBORS MAKE A PAYMENT Facebook Twitter LinkedIn Instagram Youtube SUBSCRIBE © 2021 Neighbors Federal Credit Union. Site by Gatorworks Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency.