Customer Enquiries 0161 464 3944 For Coronavirus (Covid19) help and support click here Secured loans for self-employed Secured Loans > Our Loans > Self Employed Loan Secured Self-Employed Loans Securing finance when you’re self-employed isn’t always easy. But if you’re working for yourself and need to take out a loan, Evolution Money could help. You can apply for secured loans for the self-employed of up to £50,000, with payment terms of 1 to 20 years to suit your circumstances. We offer a simple application process and look at more than just your credit history – so you could still get funding with bad credit. Find out if you qualify for one of our self-employed loans for UK residents by getting a no-obligation quote today. Our customer reviews show how we’ve helped people like you. 1 2 3 4 5 6 How much do you want to borrow? £5,000 to £50,000 £10,000 For how long? 1 to 20 years. 36 Months Loan Purpose Choose Business Loan Christmas Debt Consolidation Debt Consolidation & Home Improvements Holiday Home Improvements Other Vehicle Wedding Is this a joint application? Yes No Next What are loans for self-employed people? Loans for the self-employed are exactly as they sound – they’re loans for people who work for themselves. Borrowing money can be more difficult if you’re self-employed, but Evolution Money may be able to help. We help countless self-employed people access the finance they need. We’ll look at your overall personal and financial circumstances to judge whether a loan is affordable and offer payment terms to suit your unique situation. What types of self-employed loans are available? There are a few different types of self-employed loans in the UK. Personal loans for self-employed people are designed for personal use, like home improvements, new cars and debt consolidation. Self-employed business loans are designed for business purposes, like investing in your premises, buying new equipment or boosting your marketing. Secured self-employed loans are ‘secured’ by valuable assets such as property, whereas unsecured loans are not. Offering security can improve your chances of getting finance and accessing higher loan amounts. We offer secured loans for the self-employed with no guarantor required, and you can use them for a wide range of business and personal reasons. What about loans for self-employed people with bad credit? Getting finance can be even trickier if you’re self-employed and have a less-than-perfect credit score – but we look at more than just your credit and income history. You could still get a self-employed loan with poor credit if we’re confident you can afford the repayments. We offer no-obligation quotes, so if you’re a homeowner and working for yourself, use our to see how we can help. Get a no-obligation quote Call 0161 814 9158 If you're looking to obtain credit, our secured loans can be used for a range of purposes Carry out home improvements; a great way to invest back into your property A wedding loan could turn your dreams into a reality Bigger personal items such as cars can be financed using a secured loan Take your family on that much needed holiday Even if you have bad credit we could still help you with a loan Get your no obligation quote today (does not affect your credit score) Questions you may have... What can I use a self-employed loan for? Who can apply for a self-employed loan? What if I’ve been turned down elsewhere? What if I have bad credit rating? How much can I borrow? What repayment terms are available on a self-employed loan? How soon could I get my loan? Are there any fees? How do I apply for a self-employed loan? What information do I need to provide? Why choose Evolution Money’s loans for the self-employed? Apply for a secured self-employed loan today Want to know the approximate cost and timescales of a self-employed loan through Evolution Money? Use our handy loan form to apply obligation free. Or give us a quick call on 0161 814 9158 to talk through your loan needs and get a no-obligation quote from our qualified advisers. Apply for my Self Employed Loan Latest News Why ‘kerb appeal’ really matters We’ve investigated what exterior features can make your home more attractive to prospective buyers, and even increase its value. We… Read More Credit Scores Around The UK We explore the regions that have the highest and lowest average credit scores Related news: House prices likely to soar… Read More The top myths about borrowing money The top myths about borrowing money (and how to stop your money concerns) The act of borrowing capital for it… Read More Evolution Money receives Feefo Platinum Trusted Service Award 2020 Evolution Money are delighted to have won the Feefo Platinum Trusted Service award, an independent seal of excellence that recognises… Read More THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT. 24.12% APRC Representative Variable Maximum APRC: Maximum APRC for loans greater than £12,514.00 is 58.37%. The maximum APRC is representative of Plan 7 based on a term of 12 months and a loan amount of £12,514. Typical Example: Loan Amount: £12,514.00, Loan Term: 144 Months, Interest Rate: 19.56% PA (variable), Monthly Repayments: £245.77, Total Amount Repayable: £35,391.52. This example includes a Product fee of £1,251.40 (10% of the loan amount) and a Lending fee of £699.00. Read about our Rates and Fees. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. *Loan must be paid back by 70th birthday FRAUD WARNING - We have been made aware that there have been websites set up using our details to attempt to scam people for money. Evolution Money Limited will never ask for application fees, insurance fees or a fee for not using a guarantor before issuing a loan. If you have come across a website using Evolution Money details that you believe to be suspicious, please contact us. If you believe you have been a victim of fraud, please contact Action Fraud How our customers rate us We’re proud of the high standard of our customer service and believe that each of our customers should be treated as an individual. Evolution Money 96 out of 100, based on 178 reviews over the past year. 178 user reviews. Read our reviews Members of the The Finance & Leasing Association We are a member of the FLA (Finance and Leasing Association) and subscribe to its lending code. Socialise Feeling social? Check out our social pages! Tweet us on Twitter Like us on Facebook Add us on Google+ Our Address Evolution Money, 9 Portland Street, Manchester, M1 3BE Registered Company Number: 06987852 Contact by Phone General Enquiries: 0161 814 9158 Complaints: 0161 814 9165 Contact by Email General Enquiries: info@evolutionmoney.co.uk Business Referrals: introducers@evolutionmoney.co.uk Complaints: complaints@evolutionmoney.co.uk Evolution Money Limited is a licensed credit broker and service provider to Evolution Lending Limited. If your application doesn’t meet the underwriting requirements of Evolution Lending Limited we may pass your information to other lenders and brokers. Evolution Money Limited is a company registered in England & Wales, registration number 06987852 and registered at 9 Portland Street, Manchester, M1 3BE. 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