Marriott Local Offshore Quicklinks News About Financial Advisor Login Invest Now Payment Dates Factsheets Investment Tool Perpetual Annuity Underwritten by Old Mutual Alternative Risk Transfer Limited, a Licensed Life Insurer. Transfer your Retirement Annuity, Preservation, Pension and Provident Fund (at no cost and tax-free) to our Living Annuity when you need a monthly income at retirement (age 55). Investment Choice: Choose one, or a combination, of our underlying funds to find a solution that suits your individual income and capital requirements. Income Providing you with a consistent and reliable annuity from your retirement savings (current legislation restricts you to drawing between 2.5% - 17.5% per annum). Match your income drawn to the income produced by your investment. Meet your current income needs while planning for your future income needs. Long-term income planning for the duration of retirement with a high degree of certainty. Income drawn may be revised annually upon anniversary. Capital: Capital may be grown, preserved or drawn down depending on your needs. Ensure your capital is not eroded: match annuity drawn to income earned. Capital is accumulated through the tax-free reinvestment of excess income. Tax: Transfers: Transfers from your Pension, Provident, Preservation or Retirement Annuity fund are tax free. The tax deductions previously granted on contributions are preserved. Income: PAYE is deducted by Marriott from the annuity payments in accordance with prevailing income tax legislation. Dividend Withholdings Tax is not applicable. Capital: No Capital Gains Tax (CGT). Flexibility: Rebalance your portfolio at any time, no CGT incurred. Income may only be revised at anniversary. Withdrawals: No withdrawals may be made from your capital investment. Death: You may nominate beneficiaries at inception and make changes at any time. Beneficiaries can elect to receive a lump sum (subject to tax legislation) or to transfer the investment to their own name, or another living annuity. Fees Technical Information Marriott Initial Fee 0% Advisor Initial Fee (paid from consideration received) Max 1.5% Marriott Annual Management Fee (includes Administration Fee and Binder Function Fees, Asset Management Fee, Insurer Fee and Intermediary Administration Fee) Class A Class C High Income Fund 1.00% 0.75% Balanced Fund 1.75% 1.25% Worldwide Fund 1.75% 1.25% Essential Income Fund – 0.75% Class B Money Market Fund 0.5% – Advisor Annual Fee (paid from distributions earned and where necessary through a repurchase of units) Class A Class C 0.75% 1.00% Intermediary Admin Fee (paid from Marriott Annual Management Fee to Advisor) Class A Class C 0.25% 0% No Intermediary Admin Fee for the Money Market Fund Please note that fees are quoted excluding VAT. Legal Contact Prices Forms Brochures Fact Sheets LISP Licensed Financial Services Provider. Marriott Income Specialists © Copyright 2019

Marriott Local Offshore Quicklinks News About Financial Advisor Login Invest Now Legal Contact Prices Forms Brochures Fact Sheets LISP Licensed Financial Services Provider. Marriott Income Specialists © Copyright 2019