6619451828 Home About Resource Center Client Portal Contact MONEY One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work. Featured Video The Power of Compound Interest Learn how to harness the power of compound interest for your investments. Featured Presentation Your Cash Flow Statement A presentation about managing money: using it, saving it, and even getting credit. Have A Question About This Topic? Name Email Question Once Upon a Goal Do you know how to set up your financial goals for success? This knight does. The History of Currency Currency has been around for a long time. Here’s a quick history lesson. The Latte Lie and Other Myths Check out this video to begin separating fact from fiction. ARTICLES CALCULATORS PRESENTATIONS VIDEOS Mortgages in Retirement Explore the benefits and drawbacks to paying off your mortgage prior to retirement with this article. Countering Counterfeit Currency Combating counterfeiting remains core to preserving the integrity of the nation’s money. How Big is Money? Learn a little about worldwide currency in this fun infographic Password Protection Strategies Simple steps may help you foil hackers and protect your privacy. Pay Yourself First It sounds simple, but paying yourself first can really pay off. Data Thieves from Outer Space Learn about the dangers of internet fraud with this highly educational and fun “pulp” comic. VIEW ALL ARTICLES Contact Timothy Hayes Financial & Insurance Services, Inc. Office: 6619451828 Fax: 661-723-6398 1210 West Avenue J Suite 300 Lancaster, CA 93534 CA Ins. Lic. #0287056 Send an Email Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle All Articles All Videos All Calculators All Presentations Check the background of your financial professional on FINRA's BrokerCheck. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information. Copyright 2021 FMG Suite. Timothy Hayes Financial & Ins. Svcs., Inc., Crown Capital Securities, L.P. Servicing: Lancaster, Palmdale, Los Angeles, Ventura, Santa Barbara, San Luis Obispo Branch Office: 1210 West Avenue J, Suite 300 Lancaster, CA 93534 TEL 661-945-1829 Central Coast: 3247 Studio Drive, Cayucos, CA 93430 TEL 805-995-1942 - By Appointment Only Securities offered through Crown Capital Securities, L.P. Member FINRA/SIPC. Timothy Hayes, California Insurance License #0287056