"Building Wealth Through Expert Advice" (210) 342-2700 THE TORRES FINANCIAL TEAM: Expertise. Intuition. Ingenuity. RUDY TORRES President & CEO DENTON NERISON Vice President DIONELLE RUCKER Assistant Vice President ANNA TORRES General Counsel KRISTOPHER GALLOW Portfolio Management Advisor, APMA® YVONNE RUBIO Customer Service Manager This content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker-dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Torres Financial Services, Inc. has been honored as a Five Star Professional Wealth Manager award winner for 2012, 2013, 2014, 2015, 2016, 2017 and 2018. Torres Financial Services, Inc. is a Texas Registered Investment Advisory Firm certified by FINRA. Check the background of your financial professional on FINRA's BrokerCheck. (210) 342-2700 info@torresfinancial.com 14603 Huebner Road Building 23, San Antonio, TX 78230 ©2019 by Torres Financial Services, Inc.. Proudly created with Wix.com

"Building Wealth Through Expert Advice" (210) 342-2700 CONTACT US 14603 Huebner Road Building 23, San Antonio, TX 78230, USA info@torresfinancial.com (210) 342-2700 Send This content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker-dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Torres Financial Services, Inc. has been honored as a Five Star Professional Wealth Manager award winner for 2012, 2013, 2014, 2015, 2016, 2017 and 2018. Torres Financial Services, Inc. is a Texas Registered Investment Advisory Firm certified by FINRA. Check the background of your financial professional on FINRA's BrokerCheck. (210) 342-2700 info@torresfinancial.com 14603 Huebner Road Building 23, San Antonio, TX 78230 ©2019 by Torres Financial Services, Inc.. Proudly created with Wix.com