PERSONAL SAVINGS ACCOUNTS Save today. Enjoy tomorrow. Saving couldn’t be simpler with American Bank. Choose an account based on convenience, earnings potential and your current and future needs, then establish regular auto-transfers from your American Bank checking account to increase your savings. Every account comes with free access through 24-Hour Bank-By-Phone, Online Banking, Mobile Banking and Text Banking service. Learn more about each savings plan in the chart below and decide which one is right for you. Personal Savings Plans American Savings Young American American Money Market Account Profile Basic account designed to help you reach your savings goals Savings program for age 17 or younger (Requires an immediate family member with an American Bank account to also sign on the account) Money market with competitive interest rate and limited check writing Special Features Quarterly statement Quarterly statement Free initial debit card with no charge for transactions at American Bank ATMs Monthly statement To Waive Maintenance Fee Maintain daily balance of $500 or more Maintain daily balance of $5 or more Maintain daily balance of $2,500 or more Maintenance Fee $3.50 per month $3 per quarter $15 per month Withdrawal Charges/Limitations Two free withdrawals per month, then $5 each3 Three free per quarter, then $1 each3 Six free withdrawals per statement cycle, then $10 each3 Interest Variable rate; paid monthly1, 2 Variable rate, paid quarterly1, 2 Tiered, variable rate; paid monthly1, 2 Minimum Opening Deposit $100 $5 $100 1Interest begins to accrue on the business day the bank receives credit for the deposit of noncash items such as checks. 2We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. 3ATM, Point-of-Sale and debit card transactions are not counted as items for transaction charges. (Foreign ATM charges still apply as per the current schedule of fees.) During any month you may not make more than 6 withdrawals or transfers to another account or to a third party by means of a preauthorized or automatic transfer or telephone order or instructions, online transfer, or by check, draft, debit card or similar order. You may make unlimited in person or ATM withdrawals. What sets us apart Our experienced bankers are always available to discuss your plans and develop a customized solution based on the unique aspects of your situation. Our truly personal approach to service is what sets us apart. At American Bank, you don’t just open an account; you start a relationship, the way banking should be. We are committed to your success, and are here to act as your trusted advisor on all aspects of your financial life. RESOURCES Checking CDs Retirements Direct Deposit Form MESSAGE US HELPFUL RESOURCES COMPANY INFORMATION PRODUCTS & SERVICES CONNECT WITH US Routing#: 114903284 Social Media Community Guidelines © 2021 American Bank, N.A. Member Independent Bankers Association of Texas