INSURANCE BROKER & ADVICE YOUR CUSTOMER AREA | TO LOG IN + 33 (0) 1.53.32.20.00 WHO ARE WE OUR SOLUTIONS ANSWERS TO QUESTIONS Home > Business solutions > Construction Construction What insurance to take out? - Structural damage insurance: The aim of this guarantee is to cover the contracting authority for the payment of repair work for damage, even resulting from a defect in the floor, within the meaning of article 1792-1 of the civil code and this , WITHOUT ANY LIABILITY. The work damage contract is a pre-financing for the benefit of the victim. The insurer then takes recourse against the person responsible. The work damage policy covers the work up to the total cost of construction including the fees of the project managers and BET. The contract has a duration of 10 years, it is therefore transferred in the event of sale before the end of the 10-year warranty for the benefit of the purchaser. - Decennial liability insurance : This guarantee covers the pecuniary consequences of the decennial civil liability incurred by the project manager and / or by the intervening parties due to poor workmanship which compromises the solidity of the structure or that of its inseparable equipment and which makes the work unsuitable for its intended purpose. The cover is exercised for a period of 10 years from the date of opening of the site. - All risk site insurance (TRC): Underwritten for all stakeholders including the client. It allows, before ANY LIABILITY SEARCH, to carry out repair and / or reconstruction work as quickly as possible. This guarantee covers in addition to the building which is under construction or the embellishment work if it is a renovation site, covers among other things collapse of the work before acceptance - fire - explosions - water damage - Theft - crane fall etc…. Coverage of existing buildings, except against the risk of fire, can be provided as an option. It is recommended to provide for the extension to the Client's civil liability vis-à-vis third parties, whether for bodily injury, material or immaterial damage. The duration of the contract is based on that of the site. - Maintenance insurance: This guarantee covers the coverage of the TRC contract for a period of 12 to 24 months from the end of the work. Who should purchase the insurance? - The client: Damage Contract / TRC Insurance - Speakers: Decennial Responsibility Contract - The project manager: Decennial Responsibility Contract See the section Answers to questions: Construction insurance Contacts: Real analysis of your needs Contact with construction insurance specialists Access to specialized companies Our team is made up of: Samia AOURIK - 01 53 32 20 28 - s.aourik@rambaud-labrosse.com Our business solutions Property insurance Cyber insurance Public liability Construction Automotive fleet Transport Social protection All our solutions Companies and Professionals Premium Individuals Social protection Immovable International Will we call you back? Click here WHO ARE WE Presentation & Structure Partnerships Deontology International network Story OUR SOLUTIONS Social protection Immovable Damage work International Premium Individuals Companies and Professionals FINAL QUESTIONS Insurance values Dilapidated Insurance taxes Warranty suspension PERP retreat Madelinot retreat Company civil liability Cancellation of an insurance contract Payment of premiums Proportional rule CONTACT US PHONE. : + 33 (0) 1.53.32.20.00 FAX: + 33 (0) 1.45.26.82.97 91 RUE SAINT LAZARE 75009 PARIS assurances@rambaud-labrosse.com © Rambaud Labosse 2021 - Legal notices - Private area