Car Finance Car Finance Calculator How It Works Help & Advice Contact Us Sign In Caravan Finance & Loans My monthly budget is £ Get a quote No impact on your credit score Rates from 7.9% APR. Representative APR 20.7% 4.6 out of 5 Rates from 7.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £6,500 over 5 years with a representative APR of 20.7%, an annual interest rate of 20.7% (Fixed) and a deposit of £0.00, the amount payable would be £168.48 per month, with a total cost of credit of £3,608.67 and a total amount payable of £10,108.67. We look to find the best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. This does not influence the interest rate you’re offered in any way. Types of caravan finance Whether you’re looking for a touring caravan to take to the coast or a six-berth that’s big enough for the whole family, we could help you find caravan finance. We’ll work to find you the best deal from our panel of lenders but there are two main types of finance available: HP Finance – Hire Purchase is a type of vehicle finance where the loan is secured against the caravan. You’ll pay back the loan in monthly instalments and, once you’ve covered the ‘Option to Purchase’ fee, the caravan will be all yours. PCP Finance – Personal Contract Purchase breaks down the loan into monthly repayments but offers more options than hire purchase. At the end of the agreement, you can choose to hand the caravan back, use any positive equity as a deposit in a new deal, or pay the ‘balloon payment’ to buy it. Touring caravan finance If you’re ready to hit the road in a touring caravan, we’ll look to get you away on an adventure as soon as possible. Whether you’re looking for a Bailey Olympus, Swift Charisma, Elddis Avante, Hobby or any other model, if you find it at a reputable dealership, we’ll look to help you find a touring caravan loan. Static caravan finance Unfortunately, we don’t currently offer static caravan loans or finance. Looking for touring caravan finance? Our panel includes lenders that can provide loans for a caravan, subject to approval. Get your no-obligation quote today. Bad credit caravan finance Just like caravans, we know that credit scores can come in all shapes and sizes. If you’ve ever missed a payment, fallen into mortgage arrears, or had a County Court Judgement (CCJ), then your credit score could be less than perfect. But that doesn’t mean you have to give up on finding finance for a caravan. We may be able to help you find bad credit caravan finance, even if you’ve been refused elsewhere! There’s no judgement here. We’ll do our best to find a deal that’s right for you, no matter your credit history. It’s not all about your credit score either. We’ll consider all your individual circumstances. No deposit finance Looking for a new caravan but don’t have a lump sum to put down as a deposit? We could still help! Our pane of lenders does include those who can offer 0 deposit finance, subject to approval. Your account manager will advise you of the options available to you and let you know whether we can find you a no deposit deal. How much will my monthly payments be? You can use the finance calculator to find out how much your payments might be. Choose your credit band, enter the amount you’d like to borrow and how long you’d like to pay the loan back. You’ll then be able to see roughly how much you’ll have to pay each month. Remember; it’s just an estimate so this figure might not be the exact amount you pay. We’ll take your individual circumstances into account to provide a no obligation quote. Why come to us for caravan finance? Whether it’s getting a new caravan for trips to the beach, to visit family or a countryside break, we’ll work to get the right finance deal for you. We work with a panel of lenders, so we can look to find caravan loans for people with a range of circumstances. Plus, you’ll have a dedicated account manager on hand to help you through the process. What’s next? How does it work It all starts with a quote. If you’re approved in principle, your account manager will give you a call to talk through your options. No strings attached. They can answer any questions you have and let you know if any restrictions apply. You’re then free to go out and find a caravan – just let your account manager know when you’ve found ‘the one’. Frequently asked questions What is affordability? What is the criteria to be eligible for caravan finance? How much can I borrow? What paperwork will I need to apply for finance? What vehicles can I finance? Does CarFinance 247 charge any fees? Are there any restrictions on the caravan I can buy? Can I get guaranteed caravan finance? Ready to start? Applying with us only takes a couple of minutes and won't affect your credit score Get a quote No impact on your credit score Get in touch Contact us CarFinance 247 Ltd., Universal Square, Devonshire Street North, Manchester, M12 6JH, Sitemap Partners' portal Dealers' portal Yes car credit Terms & Conditions Privacy Policy Cookie policy Acceptance use policy Complaints procedure Modern Slavery Act 247 Money Free ride to the top Also of Interest: Motorhome Finance & LoansI have been refused credit by Black Horse for...I'm on Pension Credits. Could I Still Qualify... * The UK's number one online car finance broker by unique users to the website. Based on Hitwise data – 1,746,657 to CarFinance 247 vs. 666,020 for nearest competitor. January to December 2019. 96% of our customers recommend us: † Based on feedback left on independent review site Reviewcentre. May 2019. CarFinance 247 is a trading name of CarFinance 247 Limited. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. (Registration Number 06035525). CarFinance 247 is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 653019). CarFinance 247 is registered with the ICO (Registration Number Z1897658). Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request. This site uses cookies so that we can provide you with the best user experience. By continuing to use the site you are consenting for cookies to be used. Further information on cookies and how you can disable them is available on our cookie policy. We use cookies to look after your data, personalise ads, and give you a great online experience. Accept Cookies Manage Cookies Find out about our cookie policy