Financial Advisors Contact Locations LOGIN BankCSB Savings & Money Market Good savings habits start here HOME PERSONAL SAVINGS & MONEY MARKET Minor Savings Account Children learn the value of saving for their future. For minors under age 18** $25 to open No minimum balance required Interest paid quarterly Up to 6 debit transactions/month at no charge* *$5 fee per debit above 6 debit transactions per calendar month. ** Upon turning 18, the account is converted to an account that has a minimum balance requirement unless otherwise requested. Children's Online Privacy Policy Savings Develop good savings. $100 to open ($25 required to open minor account) Interest paid quarterly Free ATM card $5 fee per debit transaction in excess of six per calendar month $1.50 monthly fee, if balance falls below $100 (does not apply to minor savings accounts) Money Market Savings Earn higher interest rates on higher balances. $1,000 to open $10 monthly fee, if minimum balance falls below $1,000 Tiered interest paid monthly Free debit card $11 fee per debit transaction or check paid in excess of six per statement cycle $2.95 paper statement fee if balance falls below $5,000 (waived with eStatements) First-Time Homebuyer Savings Account $100 to open Interest paid quarterly $1.50 monthly fee, if balance falls below $100 A First-Time Homebuyers1 Savings Account is a deposit account created for the purpose of saving for a down payment for a single-family, primary residence in the state of Iowa. If you open an individual savings account, you may be eligible for a state tax deduction2 of $2,000. If you open a joint savings account and file your taxes jointly you may benefit from a $4,000 state tax deduction.2 Interest earned on the account is not taxable. 1Iowa Senate File 505 defines a first time homebuyer as an individual who is a resident of Iowa and who does not own, either individually or jointly, a single-family or multi-family residence for a period of three years prior to the date on which the individual is named as a designated beneficiary of a first-time homebuyer savings account and the date of the qualified home purchase for which the eligible home costs are paid or reimbursed from a first-time homebuyer savings account. 2You may be eligible for an annual tax deduction up to 10 times a maximum of 10 years. These tax deductions are state only and cannot be claimed on a federal tax return. Please consult your tax advisor, prior to opening a First-Time Homebuyers Savings Account, as we do not provide tax or legal advice. The First-Time Homebuyers Savings Account must be open a minimum of 90 days before funds can be used toward a qualified home purchase. The funds should be used by January 1 of the 10th year, following the year they opened the account. COMPANY ABOUT NEWS & UPDATES CSB BOARD OF DIRECTORS ENVIRONMENTAL, SOCIAL AND GOVERNANCE (ESG) LOCATIONS CAREERS WEBSITE NOTICE CONNECT Community State Bank P.O. Box 127 Ankeny, IA 50021 Routing Number: 073910114 CONTACT US Card Activation/PIN Selection: (800) 992-3808 Lost/Stolen Debit Cards: (800) 472-3272 Fraud Assistance: (800) 262-2024 Fraud Assistance (Outside U.S.): (973) 682-2652 Customer Care: (515) 331-3100 CSB Toll Free: (844) 218-3100 After Hours Online Banking Assistance: (515) 331-3100 Telebank: (833) 403-4780 Fax: (515) 252-1105 Member FDIC Equal Housing Lender BankCSB® Copyright © 2021 Community State Bank. Web Design by terrostar® Privacy & Security