Sign In LOVE WHERE YOU BANK Apply for a Loan Open an Account Black Friday Loan Deals Amazing deals on auto loans, home equities, credit cards, and mortgage loans! Enter Now Skip a Payment One less thing to stress about this holiday season. Learn More Home Equity Special Intro rate of 1.99% APR for 6 months, and 3.50% variable APR thereafter! Learn More Today's rates as low as View Loan Rates Auto 2.59% APR New/Used 5 Year* Credit Cards 6.75% Low-rate Visa Credit Card* Home Equity 1.99 % APR 6-MO. Intro Rate 3.50% APR Variable Rate Thereafter Home Equity 15 Yr* Loans Personal Business Banking made simple For more than six decades, we’ve been helping our members with the biggest financial decisions of their lives, and all the little ones along the way. Open an Account Personal Checking Expect more from your checking account. Personal Savings Time for your money to grow. See Current Saving Yields View All Explore Business Banking Providing low rates is our highest priority Apply for a Loan Vehicle Loans Low rates, flexible terms, and expert guidance on every vehicle loan. Mortgages & Home Loans Discover what the #1 mortgage provider in our community can do for you. Visa Credit Cards With low rates and flexible terms. Explore more loans More from Utah Community Credit Union Buyer Relax A guiding resource for life’s biggest purchases. Learn More Home Buying Seminars More house. Same payment. Learn More BeMoneySmart Designed to help children and teens get the most from their money. Learn More We’re here to help Call or Text (801) 223-8188 Mon – Fri: 8:00am – 6:00pm Sat: 9:00am – 2:00pm Send an Email support@uccu.com Or send us a message from inside online banking. Stop by a Branch Find a Location Auto Loans: *APR = Annual percentage rate. Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. 60 monthly payments of $17.92 per $1,000 borrowed for 2014 models or newer at 2.89% APR. Actual rate may increase based upon borrower’s creditworthiness. Federally insured by NCUA. Credit Cards: *APR = Annual percentage rate. Variable APR ranges from 6.75% to 18.00% APR. Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. 1% foreign transaction fee. Federally insured by NCUA. Click to view Credit Card Rate & Fee Disclosure, Visa Cardholder & Protection Agreement, or the 4-3-2-1 Cash Rewards Card details. Home Equity: *APR = Annual percentage rate. Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. 1.99% introductory fixed rate for 6 months, 3.50% variable APR (Prime + 0.25%). For loans greater than 80% LTV (loan-to-value) the variable APR is 4.49% (Prime + 1.24%). Property insurance is required. Interest rate will not vary above 18.00% or below 3.50%. Variable rates based on the Prime Rate as published in the Wall Street Journal on the 15th day of the month prior. Limited time offer. Title and insurance fee reimbursement is required if reconveyed within 24 months of funding date. Equal housing lender. NMLS # 407653. Federally insured by NCUA. Mortgage: *APR = Annual percentage rate. See rate, APR and payment details for more information. Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. Equal housing lender. NMLS # 407653. Federally insured by NCUA. Call us today: (801) 223-8188 Useful Links Become a Member Rates Loan Applications Loan Calculators Fee Schedule About Us About Us Community Blog Board of Directors Press Releases Careers Donations & Sponsorships Download on the App Store Get it on Google Play Routing Number: 324377820 Online Privacy Disclosure Membership and Account Disclosures Help Report Fraud Holiday Closures Contact Contact Us Hours Branch/ATM Locations NMLS ID 407653 Utah Community Credit Union, PO Box 1900, Provo, Utah 84603-1900, 1 (800) 453-8188. All Rights Reserved. Utah Community Federal Credit Union does business as (DBA) Utah Community Credit Union. Unauthorized account access or use is not permitted and may constitute a crime punishable by law.