Skip to the main content Tips & Tools Rates Refer a Friend Contact Find an ATM Support Log In BANKING LOANS CREDIT CARDS INVEST/INSURE ABOUT US Our members achieve more More gimmes + less gotchas = modern digital banking. Become a member and let your money live in the 21st century. Join today Application Process Financial Wellness Membership Benefits Specialty Accounts Who can join PSECU PSECU is a financial cooperative, meaning you must become a member to join. We make that easy by offering many ways to be eligible. Family Members Education Employers Other You reside with, or have a relative who is a PSECU member. Eligible relatives include: Parent, stepparent, or grandparent Spouse or household member Sibling or stepsibling Children or grandchildren (including adoptive relationships and stepchildren) Membership benefits PSECU is a not-for-profit digital alternative that believes you should enjoy a better banking experience. Play video to learn more Join today Savings Accounts All it takes is a $5 deposit to get a dividend-earning savings account. Learn more Free Checking Accounts No monthly maintenance fees. No complicated rules. No monthly charges. Learn more Debit Card Rewards Each eligible swipe1 makes every to-do a cash-back ta-da. Learn more about debit card rewards. Surcharge-free ATMs It shouldn’t cost money to take out money. It’s why we rebate up to $20/month in ATM fees2. Find an ATM Digital Banking Tools You work hard for your money. We’ll help you keep it with financial tips, tools, and resources. Manage your money 24/7 Discounts We offer members a suite of money-saving opportunities and discounts on national brands. Learn more Financial Wellness Our financial wellness program, WalletWorks, offers free resources for members and non-members alike. Learn how to budget like a boss, save like a squirrel, and be financially prepared for every stage in life. Learn more Free Credit Score Service When you bank with us, you’ll always know where you stand. Our free credit score service3 is the easy way to monitor your credit health. After you enroll, you'll receive regular updates to your score, as well as tips to help you improve it. Free Overdraft Protection Transfer Service Members can enroll in the Overdraft Protection Transfer Service, a service that will pull money from another share or loan account in the event your checking account does not have sufficient available funds to pay incoming transactions. Check Out Our Products & Services At PSECU, we’re proud to offer you services that help you with your unique financial needs. After all, it’s what we do best. Explore the ways you can grow your new relationship with us. Cash Rewards Credit Card Auto Loans Home Loans Personal Loans Application Process To make your experience as smooth as possible, be sure that you and any optional joint owner have the following information ready. Social Security number Driver's License or government-issued ID Credit card or debit card for opening deposit Join today Youth Accounts Start your child off on the right foot. We offer members under 18 a higher-yield savings rate. Accounts can earn a 1.00%4 Annual Percentage Yield (APY) on balances of $.01 to $500.00. For balances of $500.01 and over, the Regular Savings Share APY will apply. Learn more about youth accounts Business Account You can bank on our business products and services. We simplify money management so you can focus on what matters—building a successful company. PSECU can only offer financing for businesses located in Pennsylvania. Learn more about business accounts Disclosures 1You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposits totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details. 2If you use a PSECU debit card at an out-of-network ATM and get charged, we'll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without. 3PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible. 4To be eligible for the Youth Savings rate, the primary account owner must be under the age of 18. All eligible Youth Savings Share accounts earn 1.00% APY for balances of $.01 to $500.00. For balances of $500.01 and over, the Regular Savings Share APY will apply. Rates and information are subject to change at any time. Fees could reduce earnings on the account(s). The disclosed dividend rates are variable and may change after the member opens the account(s). Find our current dividend rates at psecu.com/rates. PSECU requires a $5 minimum balance to open and maintain a Regular share account. This $5 share account deposit is also required to be eligible to receive the Youth Savings rate, and the member must be in good standing as defined by PSECU's Bylaws, Article II, Section I. PSECU will make a $5 minimum share purchase on behalf of the member. 800.237.7328. Products & Services Banking Services Credit Cards Loans Investing Rates PSECU for Employers About Us Our Story Leadership Newsroom Careers Resources Routing Number: 231381116 Find an ATM Member Login Money Management Resources Important Information Privacy Legal Information Disclosures & Agreements Security © 2021 PSECU. All Rights Reserved. | sitemap | Insured by NCUA. Equal Housing Lender.