Search BlueAccess® Login/Pay Bill Protect your employees' paychecks Help reduce financial pressures that would come with income loss. What about disability? A difficult decision, made easy. When an employee can't work due to illness or injury, employers must face the difficult decision to stop paying wages because they don't know when their employee will return to work. Disability insurance can ease this burden for the employer and provide employees with income so they can focus on getting better and back to work. 1 in 3 working Americans become disabled before retirement age* 71% of Americans live paycheck to paycheck** 7 seconds Approximately every 7 seconds, a working-age American suffers a disabling injury or illness that will last for at least one month.*** * 10 Important Statistics in Honor of Disability Insurance Awareness Month, (2015, May 25), Retrieved July 25, 2017, from http://www.tmalt.org/blog/10-Important-statistics-in-honor-of-disability-Insurance-awareness-month ** American Payroll Association, "Getting Paid in America" Survey, 2008 *** America's Disability Counter, DisabilityCounter.org Benefits for Employers Short term disability coverage helps reduce financial risk and liability while providing protection for you. Plus, it's an attractive benefit for your employees and helps with employee retention. Advance provides a formalized program with a professional claims process to handle employee qualification all the way through benefit payment, giving you peace of mind. How Short Term Disability works Step One Employee becomes sick or injured in a covered accident Step Two Employee's doctor indicates they are unable to work Step three Group Short Term Disability coverage makes benefits payable to the employee and sends the payment to the employer to distribute The benefit begins paying on the date according to the plan selected by the group for accident or sickness. The employee receives a weekly cash benefit selected by the employer, which is determined by their current earnings. Connect with us GROUPS 2-9 In Topeka: 785-291-4303 Outside Topeka: 1-800-874-1823 smallgroup.sales@bcbsks.com Groups 10+ CONTACT YOUR REPRESENTATIVE Careers Work for one of the most trusted companies in Kansas. APPLY NOW Information Contact Us Privacy and Legal Help Careers En Español Non-Discrimination, Translation and Interpretation Services Site Resources Glossary Security Tips Contact Webmaster Blue Cross and Blue Shield of Kansas is an independent licensee of the Blue Cross Blue Shield Association. Blue Cross and Blue Shield of Kansas serves all counties in Kansas except Johnson and Wyandotte. ®Registered Trademarks of the Blue Cross Blue Shield Association. If you have any questions or comments about this site, please notify our webmaster.