Home Consumer Commercial Services About ONLINE BANKING USERNAME? | NEW USER Sign In Services Remote Deposit Deposit checks from anywhere with the First State Bank of Ben Wheeler App. Download today and make your deposit any time of day without a trip to the bank. Also available exclusively to our commercial customers Merchant Remote Deposit. Merchant Remote Deposit (MRD) gives businesses the convenience of making deposits to their account without leaving their office. Using MRD, the customer will scan in checks and then secure mail the files to First State Bank to be submitted for processing. To find out more contact one of our MRD specialists! CONSUMER | COMMERCIAL | SERVICES | ABOUT | LOCATIONS & HOURS © 2021 FIRST STATE BANK BEN WHEELER. ALL RIGHTS RESERVED. | SITEMAP

Home Consumer Commercial Services About ONLINE BANKING USERNAME? | NEW USER Sign In Commercial Open an Interest Bearing Account We have competitive rates on interest bearing commercial deposit products including checking, savings, and CDs. Browse below to see which account meets your needs. Business NOW Minimum balance to open $1,500.00 If balance falls below $1,500.00 any day in the statement cycle a service fee of $10.00 will be charged and no interest will be paid for that month FREE business debit cards See Account Representative for current interest rates If closed within 60 days a maintenance fee of $20.00 will be assessed Business Money Market Minimum balance to open $2,500.00 If balance falls below $2,500.00 any day in the statement cycle a service fee of $10.00 will be charged See Account Representative for current interest rates No interest will be paid if minimum balance falls below $1,500.00 any day during a statement cycle Transfers from a Money Market Account to another account or to a third party by any means are limited to 6 per statement cycle All transfers in excess of 6 per monthly cycle will incur a $10.00 fee If closed within 60 days a maintenance fee of $20.00 will be assessed Business Savings Minimum balance to open $200.00 If balance falls below $200.00 any day in the statement cycle a service fee of $8.00 will be charged See Account Representative for current interest rates No interest will be paid if minimum balance falls below $200.00 any day during a statement cycle $2.00 will be charged for each withdrawal in excess of 6 per quarter If closed within 60 days a maintenance fee of $20.00 will be assessed Business Certificate of Deposit First State Bank offers CDs ranging from 6 month to 3 year maturity dates with competitive rates. Each business has it’s own unique cash flow patterns. Be prepared with our easy, flexible and FDIC insured CDs. Apply Now Switch to us **For complete information please contact an account representative. • Additional fees for other banking services may apply CONSUMER | COMMERCIAL | SERVICES | ABOUT | LOCATIONS & HOURS © 2021 FIRST STATE BANK BEN WHEELER. ALL RIGHTS RESERVED. | SITEMAP