SCHEDULE AN APPOINTMENT LOCATIONS CONTACT US ABOUT US BECOME A MEMBER CHECKING & SAVINGS LOANS & VISA® MORTGAGE & REAL ESTATE SERVICES INVESTMENT SERVICES INSURANCE PRODUCTS MOBILE & ONLINE SERVICES Which COLOR would you pick? New & Used Auto Loan Rates as low as 1.75% APR* up to 72 Months CLICK FOR DETAILS 1 2 3 eBRANCH LOGIN User Name Password Forgot Password First time user? Learn more about Online Banking Security information Routing #296076068 APPLY FOR LOAN ATM LOCATOR CALCULATORS MEMBER NEWS MEMBER EVENTS Previous RATES Lower loan rates. Higher savings and checking rates. Check them out. AUTO LOANS MORTGAGE CHECKING & SAVINGS Model Years 2020 & Newer, up to 60 Month Term 1.75% APR* Model Years 2020 & Newer, up to 72 Month Term 1.75% APR* Model Years 2015 - 2019, up to 60 Month Term 1.75% APR* Model Years 2015 - 2019, up to 72 Month Term 1.75% APR* Model Years 2012 - 2014, up to 60 Month Term 1.75% APR* All Models 10 Years or Older, up to 48 Month Term 3.99% APR* VIEW ALL RATES Rates effective September 30, 2021, excluding Student Loans, and subject to change without notice. Student Loan Rates effective July 1, 2021. *APR = Annual Percentage Rate. All rates listed are "as low as" and based upon credit history. Home Equity Line of Credit is a variable rate product but will not exceed 18% APR. **The Private Student Loan and Student Loan Refinance variable rate products will adjust quarterly on the first of the month using the Prime Rate as published in the Money section of The Wall Street Journal on the first business day of the preceding month. †Rates shown for the Student Loan Refinance products reflect a .25% discount for automatic electronic payments. VISA PLATINUM REWARDS CARD Rates as low as 8.90% APR! LEARN MORE ONCE A MEMBER, ALWAYS A MEMBER Being a member of Novation means you are part owner of a financial institution. Because we are a non-profit, we return our excess earnings to our members in the form of higher savings rates, lower loan rates and less fees. Your membership with Novation is valid wherever your lifetime journey takes you professionally and personally. BECOME A MEMBER CONNECT MOBILE APPS RATES & CALCULATORS Loans Rates Mortgages Rates Checking and Savings Calculators ABOUT NOVATION History of Novation Careers News Events Locations Contact Us MEMBER INFORMATION Routing #296076068 Privacy Policy Terms & Conditions Fee Schedule Account Disclosure © 2021 Novation Credit Union, All Rights Reserved 500 Imperial Avenue, Oakdale, MN 55128 | (800) 369-6628 | info@novation.org