Intermediary site Home Auction finance Auction finance calculator Auction finance calculator. Our auction finance calculator will give you an illustration of how much a short-term loan may cost you Start our auction finance calculator Our auction finance gives you control and confidence to bid on and buy, property quickly We'll pre-approve funds before you set foot in the auction We don't tie you in with upfront fees We offer free valuations and no legal fees on most residential investment purchases Our auction finance calculator will give you an illustration of how much a short-term loan may cost you. Its based on the value of the property you’re interested in purchasing and the loan amount you’re looking to borrow. Please remember this illustration is only a guide and shouldn't be relied upon. We'll provide an offer in full once you've submitted your application. All offers will be subject to terms and conditions. Read about our short term finance options. Payments Monthly interest rate: This is the rate we’ll use to calculate interest each month based upon the outstanding balance of your loan Monthly interest payment: This is your monthly payment based upon the amount you’re borrowing and the applicable interest rate Monthly rate – first 6 months (if applicable): This is the rate we’ll use for months 1 to 6 to calculate interest each month based upon the outstanding balance of your loan Monthly payment – first 6 months (if applicable): This is your monthly payment for months 1 to 6 based upon the amount you are borrowing and the applicable interest rate Monthly rate – second 6 months (if applicable): This is the rate we’ll use for months 7 to 12 to calculate interest each month based upon the outstanding balance of your loan Monthly payment – second 6 months (if applicable): This is your monthly payment for months 7 to 12 based upon the amount you’re borrowing and the applicable interest rate You will need to make separate arrangements to repay the total amount borrowed and any fees or interest by the end of the loan term” in the ‘payments’ section at the bottom of the page Loan details Total loan including fees: This is the total amount you would be borrowing from us Loan to value: This is the value of your loan compared to the value of your property. We’ll look at the loan to value (LTV) when underwriting your loan application The loan amount you’ll receive: This is the total amount you’ll receive after we’ve deducted our fees Your fees Arrangement fee: This is a fee we charge to process and provide your loan Telegraphic transfer fee: We’ll charge a £30 fee for sending your money electronically Title insurance fee: Protection for the lender should a defect in title be discovered after advancing funds to you Exit fee: You’ll need to pay this fee when you pay off your loan Admin fee: We charge an administration fee of £295 when you pay off your loan which covers work involved in closing your account, such as removing our interest in the property at the Land Registry Any property used as security, including your home, may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Loans offered by Together Commercial Finance Limited are not regulated by the Financial Conduct Authority. Apply for auction finance online. Complete your application or get pre-approved. Find out more Short-term auction finance Supporting auction buyers for more than 15 years. Find out more Upcoming auctions We're a familiar face in auction houses across the UK. Find out more Follow us on Careers Website terms of use Privacy and cookie policy Manage Cookies Company policies Fair Processing Notice I have received someone else’s documents Important documents Together blog Together reviews The Great House Giveaway Sitemap Copyright 2021 Together is a trading style of each of the undernoted companies, which have their registered office address at Lake View, Lakeside, Cheadle, Cheshire SK8 3GW. Together Financial Services Limited | Registered in England and Wales - Company Registration Number 02939389. Together Financial Services Limited is the operator of this website. Together Personal Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA) | Registered in England and Wales - Company Registration Number 02613335. FCA number is 305253. Together Commercial Finance Limited | Registered in England and Wales - Company Registration Number 02058813 SPOT Finance Ltd trades under 2 trading names; Spot Finance Limited (Registered) and Together (trading). SPOT is authorised and regulated by the Financial Conduct Authority (FCA) | Registered in England and Wales - Company Registration Number 01998543. FCA number is 724450. Auction Finance Limited | Registered in England and Wales - Company Registration Number 04949929 Bridging Finance Limited | Registered in England and Wales - Company Registration Number 03166982 Blemain Finance Limited is authorised and regulated by the Financial Conduct Authority | Registered in England and Wales - Company Registration Number 01185052. FCA number is 719121. Together Personal Finance Limited is a member of the FLA. The FLA Lending Code can be found at www.fla.org.uk. Developed by Kagool