Open Menu Login Open Menu GICs Guaranteed Investment Certificates (GICs) are a safe way to save money because your initial investment (principal) is protected; you will earn a guaranteed rate of return for the term of your investment. Market Growth GICs Earn a total of up to 10.00%1 over 3 years with a TD Canadian Banking & Utilities GIC 100% guaranteed principal no matter which way the markets move Guaranteed minimum return Higher potential return up to a maximum View details Invest in a GIC TD Special Offer GICs2 Earn a higher rate than traditional GICs and maintain the safety you expect Your original investment and interest payments are guaranteed Competitive interest rates guaranteed for the term of your investment View details Invest in a GIC Cashable GICs Cashable GICs give you the flexibility of cashing early Flexible terms, up to 5 years Access to your funds: Cashable in full or in part, subject to terms and conditions View details Invest in a GIC Non-Cashable GICs Non-Cashable GICs generally offer a higher return than cashable GICs for your fixed-term investments Your original investment and interest payments are guaranteed Competitive interest rates guaranteed for the term of your investment Flexible terms ranging from 30 days to 5 years View details Invest in a GIC TD U.S. Dollar & Foreign Currency Term Deposits Spread your money among some of the world's currencies Competitive interest rates guaranteed for the term of your investment Flexible terms ranging from 30 days to 365 days Protect your money against exchange rate fluctuations View details Apply Now More options to serve you Book an Appointment Meet with a Mutual Funds Representative in person at the branch closest to you. Book Now Already have an investment? Understand how to develop a laddering maturities plan and the benefits it can have on your investing strategy. Learn more Legal Have a question? Find answers here Enter your question Ask us Popular questions Need to talk to us directly?Contact us Follow TD Twitter Facebook Instagram YouTube LinkedIn Privacy & Security Legal Accessibility CDIC Member About Us We're Hiring Ad Choices & Personalization Site Index