Jump to Accessibility Jump to Content Log in Menu Discover our range of current accounts Explore all Current Accounts Select the right mortgage Get a personal loan See our savings accounts Banking with Royal Bank Visit Support Centre Login to Digital Banking How much could I borrow? Why not find out using our mortgage calculator. You can also see what it might cost you per month and compare our mortgage rates. Your home or property may be repossessed if you do not keep up repayments on your mortgage. Royal Bank of Scotland mortgages are available for over 18s. Mortgage calculator Support Centre Banking from home Fraud & security Card payment support Ask Cora Financial Health Check Explore our products Current Accounts We have different current accounts to suit you. Browse our fee-free current accounts, or see the extra benefits you could recieve with our range of Reward accounts. To apply you must be 18+ and a UK resident. Fees and charges apply. See our current accounts Mortgages Could we help you save money on your mortgage? Use our tools, including the mortgage calculators, to help you find out. Royal Bank of Scotland mortgages are available to over 18s. Your home or property may be repossessed if you do not keep up repayments on your mortgage. Select a mortgage Credit cards Take a wee look at our credit card range and choose the card that suits your lifestyle. Eligibility applies. Over 18’s only. See our credit card range Savings We’re on a mission to help more people save. We’re confident our accounts are tailored to a range of goals, and our savings tools could make the journey even easier. Specific eligibility criteria applies. Compare savings accounts Overdrafts If payday is still a long way off and things are a bit tight, an arranged overdraft could act as a short-term safety net. Representative 39.49% APR (variable) To apply, you must be a UK resident, 18+ and have an eligible Royal Bank of Scotland bank account. Subject to approval. More about overdrafts Investments Investing over the longer term could help your money reach its potential. Royal Bank Invest is a simple way to get started, invest online and Coutts investment managers will do the hard work for you. The value of investments can go down as well as up, your capital is at risk. Eligibility criteria, fees and charges apply. Invest with Royal Bank Switch to Royal Bank of Scotland Simplicity of switching your Current Account Want to keep your banking all in one place? It only takes 7 days and your Direct Debits will be moved over, and all the tricky admin bits will be covered. Switch to us A helping hand for your banking needs Visit our Support Centre for the help and support you need, including our frequently asked questions. Support centre Energy saving changes for your home Take a look at how you could save money in the long term with some changes to help improve the energy efficiency of your home. Energy efficient ideas for your home Brexit - what it means for you Our number one priority is to serve and support our customers. Find out more about how we can help with your Brexit banking queries. Brexit Hub Independent service quality survey results for personal current accounts As part of a regulatory requirement, an independent survey was conducted to ask customers of the largest 17 personal current account providers if they would recommend their provider to friends or family. (Last update: Aug 2021) See the results in more detail Support Centre Find a branch Get the Royal Bank app Products Bank accounts Savings Investments Credit cards Loans Overdrafts Mortgages Insurance Reward accounts and cards Life Moments View all Life moments Managing your money Struggling financially Bereavement Financial Health Check First time buyer guide Travel Guide Financial abuse Help and support Support Security Service status Mobile app Digital Banking Ways to bank Climate Change Hub Privacy & Cookies Website T&Cs & FSCS Accessibility Careers Site Map Modern Slavery Statement facebook twitter RSS Linkedin FCFS_leaflet (PDF, 3.7 MB) Copyright © Royal Bank of Scotland plc 2021. Registered office: 36 St Andrew Square, Edinburgh, EH2 2YB. We care about your privacy We use cookies to ensure our website works properly. To help us improve our service, we collect data to understand how people use our site. By allowing all cookies, we can enhance your experience even further. This means helping you find information more quickly and tailoring content or marketing to your needs. Select “Allow All Cookies” to agree or “Manage Preferences” to manage cookie settings. You can find out more by viewing our Cookie Policy Allow All Cookies Manage Preferences