Creating & Preserving Wealth for Generations SERVICES ABOUT US ADVISORS UNIVERSITY ACCOUNT LOGIN MORE Medicare Insurance Planning Let us help you navigate the complex process of selecting your Medicare Insurance. Disclaimer: *Not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Are you ready to take the next step? Get Started Now* At this time Medicare consultations are only for New York state clients. *By providing your name and contact information you are consenting to receive calls, text messages and/or emails from a licensed insurance agent about Medicare Plans at the number provided, and you agree such calls and/or text messages may use an auto-dialer or robocall, even if you are on a government do-not-call registry. This agreement is not a condition of enrollment. An Insurance Representative Dedicated to Serving You. Becoming eligible for Medicare means there are many decisions to make, and you, no doubt, will have many questions. You may be asking yourself: Do I need to enroll in Medicare and if so, will I be enrolled automatically? If not, when do I enroll to avoid penalties? Should I leave my employer group or individual health plan coverage? What do I do if I'm not retiring? Then during the Annual Enrollment Period, you are presented with more questions about your annual plan choices. You may be asking yourself: Am I paying for coverage that I don't use? Are there more affordable plans out there? Do I need to change plans because I am now taking new medications or now need vision, hearing and/or dental? Our experienced representative will help you answer these important questions and much more. We'll guide you through this complicated process, giving you the confidence you need to make these important decisions. Approaching Medicare Eligibility? When to Enroll in Medicare Part A & Part B Turning 65 Soon If you are receiving Social Security benefits and meet the qualifications, you will automatically be enrolled in Medicare. If you are not receiving social security benefits, you have a 7-month eligibility period to enroll. However, it is recommended that you complete the Medicare Part A and Part B online application 3 months prior to your birth month. You can access the application here. Over 65 If you are leaving your current employer group, contact the Social Security Administration to enroll in Medicare Part A and Part B. Ideally, you should enroll in Medicare Part A and Part B three months before your current plan terms so you can request the effective date to start the day after and prevent a lapse in coverage. If you wait until your plan terms, you have an 8 month eligibility period. However, to avoid Part D prescription plan penalties, you must enroll in a Part D plan no later than 63 days after your current plan has termed. Under 65 & Have a Disability You will automatically be enrolled in Medicare if you have received disability benefits from Social Security for 24 months. Selecting the Right Medicare Plan for You. Our insurance representative will help you find a plan that best suits your needs. Whether it's a Medicare Advantage Plan or a Medicare Supplement Plan, our specialist has the information that you need to make the right decisions. We will analyze the costs and benefits, using your specific individual information and recommend the plans that provide you with the greatest coverage and value. Thereafter, be sure to set up an annual review meeting to assess changes to your current plan and to learn about new benefits and extras that are available to you. Get Started Now* At this time Medicare consultations are only for New York state clients. *By providing your name and contact information you are consenting to receive calls, text messages and/or emails from a licensed insurance agent about Medicare Plans at the number provided, and you agree such calls and/or text messages may use an auto-dialer or robocall, even if you are on a government do-not-call registry. This agreement is not a condition of enrollment. Already Enrolled In Medicare? Schedule a plan review during the Annual Enrollment Period: October 15th - December 7th Get Started Now* At this time Medicare consultations are only for New York state clients. *By providing your name and contact information you are consenting to receive calls, text messages and/or emails from a licensed insurance agent about Medicare Plans at the number provided, and you agree such calls and/or text messages may use an auto-dialer or robocall, even if you are on a government do-not-call registry. This agreement is not a condition of enrollment. Meet our Insurance Representative Angela Bevilacqua abevilacqua@sagerutty.com 585-512-2348 Request a Meeting Do you have a question? Our team is here to help answer the Medicare questions that you need to know. *By providing your name and contact information you are consenting to receive calls, text messages and/or emails from a licensed insurance agent about Medicare Plans at the number provided, and you agree such calls and/or text messages may use an auto-dialer or robocall, even if you are on a government do-not-call registry. This agreement is not a condition of enrollment. BACK TO TOP Sage Rutty and Company, Inc. 100 Corporate Woods, Suite 300 Rochester, New York 14623 phone tel: 585.232.3760 fax 1.866.902.0273 toll free 1.800.733.1133 Careers Disclosure/Form CRS Privacy Accessibiity © 2021 Sage Rutty. Sage Rutty is a trademark of Sage Rutty and Company, Inc. Members: FINRA and SIPC