Home About Locations ATMs Contact Accessibility SEARCH ACCOUNTS LOANS SERVICES RATES JOIN PECU Member Login Forgot Password? REGISTER QUICK ACTION Loan Rates Rates Effective: 11/01/2021 New and Used Autos Year Max Term As Low As 2020-2021 Up to 36 Months 2.39 APR* Up to 48 Months 2.39 APR* Up to 60 Months 2.39 APR* Up to 66 Months 2.49 APR* Up to 72 Months 2.59 APR* Up to 78 Months 2.99 APR* Up to 84 Months 3.39 APR* 2019 Up to 66 Months 2.59 APR* Up to 72 Months 2.79 APR* Up to 75 Months 3.09 APR* 2017-2018 Up to 66 Months 2.79 APR* Up to 72 Months 2.99 APR* 2016 Up to 60 Months 2.89 APR* Up to 66 Months 2.89 APR* 2014-2015 Up to 54 Months 2.89 APR* Up to 60 Months 2.89 APR* Signature Loans Term As Low As 24 months 9.49% APR* 36 months 9.99% APR* 48 months 10.24% APR* 60 months 10.49% APR* Ready Credit Loan Maximum Amount Annual Percentage Rate (APR) $500.00 to $5000.00 11.50% APR* Share Secured Loan and Share Certificate Secured Loan Loan Type Annual Percentage Rate (APR) Share Secured Loan 4.75% APR* Share Certificate Secured Loan 2.50% greater than Share Certificate Rate Credit Cards Card Type Annual Percentage Rate (APR) Annual Fee Platinum MasterCard 7.99% APR* $0 Gold MasterCard 9.99% APR* $0 Regular MasterCard 11.50% APR* $0 Share Secured MasterCard 12.00% APR* $0 Recreational Vehicles Maximum Term As Low As Up to 48 months 4.99 APR* Up to 60 months 5.24 APR* Up to 84 months 5.49 APR* Up to 120 months 5.99APR* Up to 180 months 6.99 APR* Mortgage Loans Click Here for Mortgage Rates Home Equity Loans Equal Housing Lender Maximum Term As Low As Up to 5 years 3.09 APR* Up to 10 years 3.29 APR* Up to 15 years 3.49 APR* Up to 20 years 3.79 APR* Motorcycle and Scooter Loans Year Max Term As Low As 2019-2020 Up to 66 months 4.19% APR* Up to 72 months 4.69% APR* 2017-2018 Up to 66 months 5.19% APR* Up to 72 months 5.69% APR* 2015-2016 Up to 48 months 6.19% APR* Up to 63 months 6.19% APR* 2013-2014 Up to 48 months 6.19% APR* *APR = Annual Percentage Rate Note: All loans are subject to loan approval. All Loan rates are based on our creditworthiness and loan parameters. Your actual interest rate, terms and payment amount will be determined when your loan is processed. All rates are subject to change without notice. Some restrictions may apply. Home About Locations ATMs Newsletters Contact f t y Sitemap PECU Videos Careers Legal Information Complaint Notice Accessibility Statement © 2021 Public Employees Credit Union and Website designed by ATX Web Designs. PECU is federally insured by the NCUA search