Toggle menu Credit Cards Offers Both Convenience and Flexibility to Fit Your Lifestyle Find a Branch United VISA® Platinum Offers both convenience and flexibility to fit your lifestyle. With a low Annual Percentage Rate, low or no annual fees and a range of rewards, United’s VISA® Platinum is an excellent choice. The United VISA® Platinum Card pays you to use it, with a 1% rebate on all purchases made within the continental United States. It also offers: An introductory 5.99% Annual Percentage Rate, good for 6 months, after which your Annual Percentage Rate will be 8.25% and will vary with the market based on the prime rate. No Annual Fee – A cash advance fee of $5 or 1.50%, whichever is less, applies on each cash advance. An over-the-credit limit fee of $10 or 2.00% of your credit limit, whichever is less, will apply. Personal Identity Theft Coverage* – Reimbursement for up to $1,000 for costs incurred such as lost wages, costs incurred to obtain credit reports, notarization of affidavits, long distance calls, postage and certain legal fees. Fraud Monitoring System* Travel Accident Insurance* – Automatic enrollment in accidental death and dismemberment coverage of up to $250,000. Purchase Security and Extended Protection* – Protects most purchases for the first 90 days from the date of purchase in the event of loss, theft, damage or fire. United VISA® Platinum Credit Card Advantage Find a Branch View cardholder agreement » Enhanced Security Features Automated text and email alerts on all suspicious transactions, placing the power of approval directly at your fingertips. Create custom alerts, including minimum payment notifications and reminders, available balance, transaction limits, payments posted, foreign transactions and more. Lock and unlock your credit card to prevent unauthorized transactions in the event your card is misplaced. Mobile Wallet A fast, easy and secure way to make payments via Apple Pay™, Google Pay™ and Samsung Pay. Contactless Card Technology Pay in seconds without swiping or inserting your credit card. * Insurance Product Call Us We're here to help. 800.327.9862 Visit Us Find a branch near you. Find a Branch » Email Us We'll get back to you. Send Email » *Insurance products are not insured by FDIC or any Federal Government Agency. Not a deposit of or guaranteed by the bank or any bank affiliate. May go down in value. Bank Personal Business Lending – Make a Loan Payment Invest Wealth Management Brokerage Company About Us Investor Relations Careers Support Contact Us Find a Branch Routing Number 056004445 Connect With Us Privacy Policy | Privacy & Security | United Bankshares, Inc. | Member FDIC. Equal Housing Lender © 2021 United Bank. All rights reserved