PERSONAL BUSINESS WEALTH PERSONAL PRODUCTS & SERVICES CUSTOMER SUPPORT ABOUT US LOGIN Personal Products and Services Personal Savings Accounts Money Market Accounts MONEY MARKET ACCOUNTS Confidence is one of life’s greatest accessories and so too is it one of the best accessories to the way you approach your banking. NBT offers a variety of products and services to ensure you have the right tools so you can tackle your financial needs with confidence. Money Market Accounts Premium Money Market Accounts Insured Cash Sweeps (ICS) When you are looking for high growth potential with a check writing option, a money market account is the choice for you. Account Details No minimum to open $5 monthly maintenance fee if the average monthly balance falls below $1,000 Earn interest on account balances over $1,000 in the following tiers: Tier 1 $1,000 - $25,000 Tier 2 $25,001 - $75,000 Tier 3 $75,000 and over Certain transfers and withdrawals are limited to six per month.1 $10 excessive activity fee1 1Federal Banking regulations place limitations on certain transfers and withdrawals from savings and money market accounts. Withdrawals or transfers made by automatic, pre-authorized, telephonic agreement order, or instruction, check, draft, debit card, or similar order made from this account to other accounts or to third parties are restricted to no more than six per monitoring period. The monitoring period for all savings accounts except those tied to checking accounts with portfolio statements is monthly up to the quarterly statement date. Money market accounts and savings accounts with portfolio statement are monitored by statement cycle. Features and Benefits NBT Bank Debit Card (Money Market Accounts can only be added as a secondary account) NBT Online Banker with Bill Pay NBT Bank Mobile Banking with Mobile Deposit Statement Options eStatements Mailed Statements Include all of your accounts on one easy-to-read statement with Combined Statements Our Recommendations If you like this service, NBT Bank would also recommend: Personal Loan Options Take a step toward completing your goal. Star Privilege Premium Plan Make the most of your NBT Bank banking relationship. Personalize Your Debit Card with MyCardCreation FOLLOW US About Us Locations Careers Investors Accessibility Privacy Security Site Map Member FDIC Equal Housing Lender NMLS ID 500501 Routing #: 021303618 Investment and Insurance Products: • Are Not Deposits • Are Not FDIC Insured • Are Not Insured by Any Federal Government Agency • Are Not Guaranteed by the Bank • May Lose Value Copyright NBT Bank, N.A.