Bank of America Coronavirus Resource Center See details Sign In Locations Contact Help En español My Priorities saved Search Menu Retirement Building wealth can take time. The sooner you start, the better prepared you could be later. Choose a filter Most Popular Quick quiz When it comes to Social Security, what is the earliest age you can claim benefits? 60 65 62 58 The earliest you can claim Social Security benefits is age 62. If you decide to wait longer to claim social security, you could receive more every month. The earliest you can claim Social Security benefits is age 62. If you decide to wait longer to claim social security, you could receive more every month. Learn about benefits 4 investment trends in the spotlight: Do they really deserve the attention? Heard about meme stocks, day trading or SPACs? Before you act on any investment trend, there are some important facts to consider. Read more Your 401(k): 10 things to find out If your company offers you a 401(k) plan, you may have decisions to make. Check your plan documents or ask your HR representative for answers to these 10 key questions. Read more The top 4 retirement concerns—and how to handle them Retirement presents its own set of unique financial challenges. Pay attention to these 4 concerns to help ease your transition. Read more What is an IRA? Everything you need to know Whether you’re self-employed or looking for retirement savings options, get to know all about IRAs and how they work. Read more Building a foundation for retirement Watch video The effect of time on your retirement account Watch video What is sustainable and impact investing? View infographic Understanding civilian retirement plans View infographic How much do you really need for retirement? Retirement experts offer plenty of rules of thumb about how much you need for retirement. But what's right for you? Use these insights to determine if you're on the right track. Read more at MerrillEdge.com Monitor your portfolio When it comes to your portfolio, don’t "set it and forget it." Learn how close monitoring and periodic adjustments can help keep your portfolio balanced and aligned with your objectives. Read more at MerrillEdge.com Pay yourself first: Prioritize your financial goals Trying to tackle competing long-term goals, like retirement and your kids' education, can make budgeting tricky. See how tricks like paying yourself first makes it possible to strike a balance. Read more at MerrillEdge.com 10 tips to boost your retirement savings Whether you just started working or you're nearly done, you can still potentially grow your nest egg. These 10 tips can help you pursue the retirement you envision. Read more at MerrillEdge.com Develop a retirement income strategy If you retire at 65, retirement could potentially last three decades. These guidelines can help you develop an income stream that could last your lifetime. Read more at MerrillEdge.com Plan for and manage healthcare costs Get up to speed on what Medicare costs, what it will cover and how much you'll need to pay on your own. Read more at MerrillEdge.com Develop a Social Security and retirement date strategy Increased life expectancies lead many people to consider working longer as a way to keep building their nest egg. Learn how to build a retirement date strategy and how to plan for social security in retirement. Read more at MerrillEdge.com How to budget for health care costs Discover the steps you can take today to prepare for your health care costs in retirement—even if that's 10 or 20 years away. Read more at MerrillEdge.com 7 steps to prepare for your upcoming retirement Planning to retire within the next 10 years? Taking these actions now could help bolster your portfolio as you approach your planned retirement date. Read more at MerrillEdge.com Save early and often Retirement may be decades away, but it's never too early to start investing, even just a small amount at a time. Get started with these 3 steps. Read more at MerrillEdge.com Working in retirement The traditional retirement years have become the springboard for new journeys — and new businesses. Read more at MerrillEdge.com Do you have a retirement spending plan? Drawing down your retirement savings can be complex. Learn the three primary questions to ask to help develop your personal retirement spending and drawdown strategy. Read more at Merrill.com Women's guide to Social Security Learn the three strategies women should consider before claiming Social Security benefits. 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