Emergency Claim Line: 866-962-2142 EARTHQUAKE INSURANCE Why Do I Need Earthquake Insurance? Standard home insurance policies do not cover earthquake damage. Earthquakes can happen without warning; adding earthquake insurance to your homeowners insurance policy can help you recover if your home or personal property is damaged in an earthquake. Fire and smoke damage Water damage Theft Cyclone, wind, or storm damage Hail and lightning Broken glass and vandalism Call 1-877-968-8825 to receive a quote! Understanding Your Coverages If your home is damaged as a result of an earthquake, earthquake insurance includes these coverages1: Dwelling Coverage Helps cover rebuilding your home, up to the base dwelling coverage limit. Loss of Use Coverage Helps cover living expenses if your home is unfit to live in after an earthquake. Personal Property Coverage Helps cover personal property that was damaged as a result of the earthquake. 1Please refer to your actual insurance policy for a complete list of coverages. State Participation We currently offer this product in the following states: .st0 { fill: #F1C40C; } .st1 { fill: #415D94; } Switching to Western Mutual has never been easier. We’ll help you cancel your existing policy, and guide you on obtaining a refund from your current carrier. Are you ready to start saving? Call us at 1-877-968-8825 to get started! Switch & Save! Manage My Policy Customer Service Center Pay My Bill Claims Easy Evidence Refer A Friend Español FAQs Insurance Products Homeowners Condo Landlord Seasonal Earthquake Flood About Us Reviews Media Room Agents Careers Blog Contact Us Western Mutual Coverage Area Facebook logo Facebook Twitter logo Twitter Instagram logo Instagram Linked In logo Linked In You Tube logo You Tube Copyright 2021 Western Mutual Insurance Group | All rights reserved | Privacy Policy | 2021.11.11.1