Help us make your website experience better! COMPLETE OUR BRIEF SURVEY GIVE TODAY Year End Appeal Impact Report About Housing Services Careers Events Contact Build Your Own Home Our Home Ownership program assists households in the construction of new homes. Groups working together under PSHH supervision are taught the construction skills necessary. Each group contributes approximately 1,600 hours of ‘sweat-equity’, over a 12-13 month period. This ‘sweat-equity’, used in lieu of a cash down payment, and with the help of a low interest mortgage, helps low-income families become homeowners. The collective-effort model coupled with a sense of pride builds community and has been an important part of our organization for over 50 years. Although each county has different income qualifications, below is an example of the general eligibility requirements: • Maximum income limits: – 1 to 4 person household – $71,850 – 5 or more person household – $94,850 • Commitment to work 40+ hours a week to building your home • Borrower must be a U.S. Citizen or Permanent Resident • Annual income at least $40,000, good credit and rental history For additional assistance, please contact us at (805) 540-2446 or homeownership@pshhc.org. Although there are plans to build throughout our footprint, we are only currently building in Monterey County. Map of PSHH Home Ownership Neighborhoods Investment of a Lifetime FAQS JOIN THE INTEREST LIST HOMEBUYER EDUCATION Click the box in the top-left corner to view all the neighborhoods built through our home ownership program! Serving California’s Central Coast since 1970 info@pshhc.org Fed. Tax ID #95-2750154 DRE #01235182 Accessibility Statement Resident Resources Contact Your Manager Maintenance Requests Neighborhood News Rent Pay Map of Rental Properties Sign up for Our Newsletter Corporate Office, San Luis Obispo County 1060 Kendall Road San Luis Obispo, CA 93401 (805) 781-3088 Corporate Office, Santa Barbara County 26 E. Victoria Street Santa Barbara, CA 93101 (805) 962-5152 Corporate Office, Ventura County 2901 N. Ventura Rd, Ste 265 Oxnard, CA 93036 (805) 781-3088 We build affordable homes with site-based services that offer opportunities to change lives and strengthen communities on the Central Coast of California. English