About Us Locations/Hours Contact Us PERSONAL BUSINESS LOG IN Bank Borrow Rates Wealth TheKNOW A Personal Loan Should Be An Option Let's help get you the cash you need SCHEDULE A MEETING HAVE A QUESTION? WE'LL CALL YOU BACK. Or you can call us at (800) 548-8138. 3 Simple Steps to Get a Personal Loan 1. Prepare Determine how much money you need. Know your credit score. 2. Calculate Calculate your estimated monthly payment. 3. Apply Quickly get the money you want. We'll guide you through the process. Previous I have been with First Bank for a very long time. My first encounter was when I bought my first home. First Bank helped me when no other financial institution would even talk with me. My commitment to First Bank has grown from there. -Ann B. Next 1 2 Step 1: Prepare Our rates are based on credit score, the loan amount, and other factors such as whether the loan is secured or unsecured. Consider what you will use your personal loan for and estimate how much you need. Step 2: Estimate Your Monthly Payment Whether you're consolidating debt or planning a dream vacation, you'll want to have an idea as to what your monthly payment will be. Our calculator can help show you what your payments could be depending on your interest rate, term, and loan amount. ESTIMATE YOUR PAYMENT Step 3: Apply One of our loan officers will confirm your rate, guide you through the application process and answer any questions you may have to find the best loan for you. SCHEDULE A MEETING Frequently Asked Questions What is the difference between a secured and unsecured loan? I have less than perfect credit, can I get a loan? Does it cost anything to apply for a loan? Can I pay my loan off early? © 2021 First Bank Richmond Navigation Investor Relations Careers Disclosures Privacy Policy Accessibility Cybersecurity Press Releases Community Foundation Contact 20 North 9th Street P.O. Box 937 Richmond, IN 47375 Routing Number: 274970791 If you use links provided on the First Bank Richmond website that redirect to a third party website, you are acknowledging that you are leaving www.firstbankrichmond.com and are going to a website that is not operated by First Bank Richmond. First Bank Richmond is not responsible for the content or availability of linked sites. First Bank Richmond does not represent either the third party or the visitor if a transaction is entered. In addition, privacy and security policies may differ from those at First Bank Richmond.