MENU Condo Available in Michigan At Fremont Insurance, we understand that condo owners have unique insurance needs. Our condo insurance policies offer protection beyond what your condo association will cover. You need a policy that covers insurance vulnerabilities like personal liability and personal property. Talk with one of our agents today to learn how we can set you up with an insurance plan that fits your lifestyle and your budget. Standard Coverages Dwelling This coverage helps you pay for damages to the interior of your home and anything permanently attached, like your garage. The exterior of your home is typically covered by the master policy of the condo association. Other Structures This coverage helps you pay for damages to physical structures that are not attached to your home, like a shed or a detached garage. Personal Property This coverage reimburses you if the contents in your home are damaged, destroyed, lost, or stolen. Loss of Use If your home is damaged and you can no longer safely live there, this coverage will reimburse you for your expenses while you live somewhere else (like a hotel) while your home is repaired. Personal Liability This coverage provides protection if you’re found legally liable to have caused bodily injury or property damage to someone else. Medical Payments This coverage provides protection from injuries that occur at your residence (e.g. a friend slipped on your icy stairs). Additional Coverages & Programs Loss Assessment This coverage offers protection for situations when you as an owner of a shared property are held financially responsible for a portion of the costs for deductibles or damage to the building. Condo Enhanced Coverage for Replacement Cost Contents This enhanced coverage helps pay for expenses like tree removal, refrigerated contents, glass deductible, back-up of sewers and drains, lock replacement, financial fraud, and much more. CONTACT AN AGENT FOR A COMPLETE LIST OF COVERAGES File a Claim When the unexpected happens, Fremont Insurance is by your side to help you reclaim whatever you lost. We’re committed to ensuring a smooth claims experience by keeping you informed every step of the way. FILE A CLAIM Ways to Save We’re dedicated to helping our customers get the most coverage at the best rate. That’s why we look for opportunities to save you money. Multi-Policy You must bundle more than one insurance policy to qualify. Group You must be a member of a group or association that insures with Fremont Insurance to qualify. Non-Smoker If you're a non-smoker, you may qualify for a discount on your policy. Premises Alarm or Fire Protection System You must have a security or fire alarm system installed in your home to qualify. Paid in Full You must pay the discounted policy premium in full by the due date of your first bill to qualify. CONTACT AN AGENT FOR A COMPLETE LIST OF DISCOUNTS Related Blog Articles CATEGORY: HOME Travel Safety CATEGORY: HOMEOWNERS Lightning Safety Get Connected Social Media Channels Facebook Twitter LinkedIn Fremont Insurance Actions Find An Agent File A Claim Talk To Someone Email Visit Call Website Design by Gravity Works Products & Services For Individuals For Businesses For Farms Claims Center Roadside Assistance (800) 550-0325 Our Company About Fremont Careers Privacy Policy Connect Contact Us Find an Agent Pay Bill Policy Holder Login