Contact Us Locations & ATMs Conduct a search Personal Business Mortgages Banking Services SIGN IN TO ONLINE BANKING Real Estate Loans Construction Loans Home Equity Loans Lines of Credit Aircraft and Boat Loans Stock Loans Stock Loans Make the most of your investment opportunities LEARN MORE BELOW Competitive Interest Rates REDUCE PAYMENTS WITH OUR LOW RATES Stock Option Loans Borrow the upfront funds to exercise your stock options — either prior to your company's initial public offering (IPO) or before your stock options lapse. Seize the opportunity while the exercise price is below the market price. Then sell enough stock to pay back the principal and any interest owed. Put the rest of your stock towards personal gain — whether starting or strengthening your own investment portfolio. Our Stock Option loans feature: Competitive interest rates Secure funds to exercise your stock options Capitalize on the difference between the exercise price and market price Sell enough stock to quickly pay back your principal and interest Keep the rest of your stock to use for personal gain ProsperityPrivate experience and expertise Plus, enjoy relationship-based service and custom-tailored financing solutions Stock Secured Loans Leverage your market investments on custom-fit financing. Even better, you can still realize future returns on your secured stocks. Don't sell low to satisfy unforeseen expenses or subject yourself to excessive capital gains taxes*. Borrow against the value of your portfolio. So you can stay comfortable today without sacrificing your long-term financial plans. Use marketable securities to secure an even lower competitive rate No need to sell valuable stocks just to satisfy short-term needs Avoid capital gains taxes* ProsperityPrivate experience and expertise Plus, enjoy relationship-based service and custom-tailored financing solutions *Consult a tax advisor. Credit and collateral are subject to approval. Get started and talk to us Call us at 1-800-531-1401 Drop by FIND A LOCATION Follow us: Footer PERSONAL PRODUCTS Checking Accounts Savings Accounts Credit Cards Home Loans Personal Loans Individual Retirement Accounts BUSINESS PRODUCTS Checking Accounts Savings Accounts Business Lines of Credit Credit Cards Loans Individual Retirement Accounts MORTGAGES Real Estate Loans Construction Loans Aircraft and Boat Loans Stock Loans Home Equity Loans BANKING SERVICES Mastercard Debit Cards Mobile Deposit Consumer Online Banking Business Online Banking Safe Deposit Boxes Wire Transfers Online Check Order Overdraft Protection eStatements Apple Pay Samsung Pay Travel Message Lock Box Services Travel Club ABOUT PROSPERITY BANK About Us Investor Relations Careers Diversity & Inclusion In the Community Fraud Prevention Media Resources SUPPORT Contact Us Frequently Asked Questions MOBILE APP Routing number 113122655 SWIFT Code PROYUS44 Prosperity Bank NMLS ID# 466414 Loan Payment Calculator Mortgage Payment Calculator Debt Payoff Calculator ALSO OF INTEREST Medical Office Building LoansCar Loans & Personal Line of CreditMedical Investment Loans Copyright © 2021 Prosperity Bank. All Rights Reserved. Text size: Reset Privacy Policy Terms of Use MORE CONTENT TOP