Areas of activity Below are the main areas that see us engaged every day, bringing quality , timeliness , agility and innovation to provide full support to the many activities of the Group. Development and integration UBI.S guarantees the supervision of the Group's technological platforms and develops in-house solutions , such as multi-channel services, internet banking, websites and mobile apps, to ensure the constant updating of systems, procedures and services offered to customers. Security and privacy The protection of IT security and of personal and sensitive data are one of the priorities for UBI.S. To this end, the maximum protection of IT and physical security is guaranteed , as well as the full adaptation of systems and procedures to the regulations on data processing, also by resorting to cutting-edge solutions. Innovation for the organization Development of innovative tools to improve the work experience , simplifying operating procedures, facilitating the sharing of experiences and knowledge within the organization, enabling more and more collaborative and remote tools in a "smart working" logic. Innovation applied to the financial world UBI.S ha da tempo attivato un centro di innovazione e ricerca al fine di identificare le concrete opportunità di innovazione tecnologica e di business, generate prevalentemente nell'ambito delle Fintech, attivando canali di collaborazione con i principali network internazionali per migliorare la fruizione dei servizi e il dialogo banca-cliente (ad esempio: artificial intelligence&robotics, big data, open banking, blockchain, next generation customer experience). Gestione del patrimonio immobiliare UBI.S manages and enhances the Group's real estate assets , ensuring their functional maintenance and implementing innovations aimed at making the Group's environments and systems more and more pleasant to ensure the best use by customers and colleagues, in compliance with energy standards in line with environmental policies. Privacy Safety Company data Copyright © 2018 UBI Sistemi e Servizi - Joint Stock Consortium Company

Company data UBI SISTEMI E SERVIZI - CONSORTIUM COMPANY FOR SHARES Registered and administrative office : Via Cefalonia, 62 - 25124 Brescia Tax code and registration number in the Brescia Company Register: 06417190011 VAT number : 03274500176 Share capital : euro 36,149,948.64 fully paid-up subject to the management and coordination of Unione di Banche Italiane Spa, based in Bergamo. Belonging to the Unione di Banche Italiane Banking Group registered in the Register of Banking Groups no. 3111.2 Privacy Safety Company data Copyright © 2018 UBI Sistemi e Servizi - Joint Stock Consortium Company