Home About Us Insurance Find an Agent Make a Payment Agents Claims Mortgagee Blog Contact Us Otsego Mutual Fire Insurance Company's Financial Results Since 1897 123rd Financial Statement as of December 31, 2020 (From the Report to the Superintendent of the New York State Departmen of Financial Services) Assets 2019 2020 Cash and Short Term Investments 7,167,328 8,604,894 U.S. Government Bonds 13,485,219 14,495,321 Municipal Bonds 58,935,941 60,146,623 Stocks 58,855,216 67,397,724 Real Estate 384,263 367,463 Premiums in Course of Collection 1,423,116 1,405,031 Reinsurance Recoverable 128,433 -0- Accrued Interest on Investments 572,245 555,662 All Other Assets 5,034,436 4,316,037 TOTAL ASSETS $145,986,197 $157,288,755 Liabilities Reserve for Losses and Adjustment Expense 1,779,003 1,891,989 Reserve for Unearned Premiums 2,979,847 3,045,043 Reserve for Other Liabilities 9,896,838 11,684,912 TOTAL LIABILITIES $14,655,688 $16,621,944 Surplus Account Special Contingent Surplus 573,895 581,389 Unassigned Funds 130,756,614 140,085,422 Total Policyholder Surplus $131,330,509 $140,666,811 TOTAL LIABILITIES AND SURPLUS $145,986,197 $157,288,755 Direct written premiums 19,076,396 19,489,903 Net written premiums 4,620,435 4,711,027 RATED A+ (SUPERIOR) by A.M. Best Company RATED A" (UNSURPASSED) by Demotech Inc. Make a Payment Use our Secure Portal to pay with card or check, set up a Monthly EFT Payment Plan or set up a Third Party Designee. Pay Now Home About Us Insurance Find an Agent Make a Payment Agents Claims Mortgagee Blog Contact Us Are You Ready To Be Protected? Find an Agent Like us! Contact Us Mailing Address: P.O. Box 40 Burlington Flats, New York 13315 Telephone: (607) 965-8211 Fax: (607) 965-9848 Quick Links About Us Contact Us Make a Payment File a Claim Find an Agent Disclaimer Privacy Policy For Agents Agents Login Become an Agent Otsego Rating System Otsego Billing Inquiry Copyright 2021 Otsego Mutual. All Rights Reserved.