Home Will I be approved? Apply Guides Contact us Loans for Poor Credit Scores. £50 to £5,000 paid out by 1:52pm* How much do you need? GET YOUR QUOTE No obligation, 100% secure. Will I be approved? Our loans make sense Instant quote with no credit check† and no fees. Small loans can be sent by 1:56pm today.* Over 4500 no obligation quotes processed every single day!^ Representative APR 91%. Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and maximum 1294% APR - your no-obligation quote and APR will be based on your personal circumstances. Payday UK is a registered trading name Payday Loans Ltd who is an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender. We offer loans between £50 and £5000 over a 3-month to 36-month term. Warning: Payday loans should not be used as a long term financial solution. Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. Home » Bad Credit Loans » Poor Credit Loans for Poor Credit At Payday UK, we know having a poor credit score can be hard. Our panel of direct lenders are here to help. We understand how frustrating it can be to have a poor credit score because of a past mistake or unfortunate situation that may have even been out of your control. Your frustration can be magnified if the reason you need access to the extra money is because of an unexpected bill or family emergency. That’s why our panel of lenders includes several specialists in providing poor credit loans. If you have missed payments, had a default or even a CCJ, some lenders will still consider your application. The rate you are charged will reflect the level of your poor credit. We've helped out thousands of people... £2000 for Mohammed in Smethwick £500 for Chanelle in Bradford £500 for Anna in Launceston Apply Now GET YOUR QUOTE No obligation, 100% secure. Will I be Approved? Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint. CHECK ELIGIBILITY Borrowing Money with Poor Credit A short term loan can be useful when your bank has said no. We help people of all circumstances find credit every day. We don’t believe you should be punished for years because of a poor credit report, which is why we are more interested in your current situation than your past. Payday UK also do all we can to make the application process as simple, secure, and fast as possible. We accept an impressive 95% of all loan applications we process, including those for poor credit loans, and we receive more than 4500 loan requests every day^. Finding a loan when you have been declined elsewhere can be daunting. We can do the leg work for you. How it Works We know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple. APPLY ONLINE Fill out our short, secure form and search our industry-leading panel of lenders to find your loan. CHECK YOUR OFFER Once you have your offer from the lender, you can review the offer and get your cash. GET YOUR MONEY Your money can often be paid into your account within just 10 minutes.* More questions? We've got you covered Can I still apply for a loan with a poor credit score? What type of loan can I get? Will it help if I have a guarantor? Will taking out a loan help increase my credit score? Does missing a payment mean I have a poor credit score? What are the repayment options on poor credit loans? Will my repayments be really high? What is the interest rate for poor credit loans? Can I get a better rate if my credit score increases? Are there any charges for repaying the loan early? Loan guides These guides will help you find out more about the different types of loan and lenders available. BAD CREDIT LOANS ADVERSE CREDIT NO CREDIT CHECK NO GUARANTOR LOANS SMALL LOANS SHORT TERM LOANS FOR BAD CREDIT ALL GUIDES Ready to Get Started? How much do you need? GET YOUR QUOTE No obligation, 100% secure. Instant quote with no credit check† and no fees. Small loans can be sent by 1:56pm today.* Over 4500 no obligation quotes processed every single day!^ Payday UK is a registered trading name of Payday Loans Ltd who are an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender. Registered in England and Wales (Company number 12430457 / FRN 921539). Licenced by the Information Commissioners Office, (registration number ZA654345). Registered Office: Payday Loans Limited, The Charter Building, Charter Place, Uxbridge, UB8 1JG. Flux Funding is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 806333. †Payday UK will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan. If you accept a lender’s loan offer, they will perform a hard credit search. *Subject to lenders requirements and approval. Once approved, your cash could be sent within 10 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures. **Based on the average number of applications in February 2020. ^The average number of daily loan quotes processed by Flux Funding Limited between 1st July and 30th September 2019. Payday UK does not charge customers a fee for using its services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement following an introduction through this website. Payday Loans Privacy Policy Terms Acceptable Use Cookie Policy Responsible Lending Complaints Loan Types Payday Loans Direct Lenders Bad Credit Loans Small Loans Loans Without Guarantor Instant Payday Loans Quick Loans Short Term Loans Bad Credit Short Term Loans 1 month 6 months 12 months