Retirement planning Helping you plan your finances to achieve the lifestyle you deserve Plan your dream retirement By taking control of your financial planning now you can be confident of achieving the life you desire when you retire. Our advisers will help you plan and build the required portfolio. Manage annuities and drawdown to give you flexibility Annuities can be right in some circumstances, but committing to an annuity can mean less flexibility with your pension money. With drawdown, money left in your pension pot when you die can be passed to your family. Review your pension options to increase confidence There are a variety of pension options available to you, from SIPP’s to Workplace Pensions. Your Fairstone adviser will help find the right product and solution for your circumstances. Access capital for little adventures that come along You may wish to access capital in your estate to support your family or finance your future. Your Fairstone adviser can help you achieve this. The introduction of pension freedoms in 2015 means that there are more options than ever when it comes to planning for your retirement These goals could include owning your own home, saving for school or university fees for your children, Retirement planning or saving to cover the costs of long-term care as you get older. Whatever your goals, strong financial planning can help you to achieve them. Professional financial planning can also help you to manage your investments in line with your individual goals and objectives, understand your tax obligations, protect you in case of unexpected illness or job loss and ensure that your wealth is passed on to the next generation in line with your wishes. As we are continuing to live longer, you will need your retirement fund to last significantly longer than your parents did and as part of this planning you will also need to take your long-term care provisions into consideration. You may also be looking to retire sooner than you anticipated, replacing your 9-5 with your hobbies and passions. Today, people in the UK aged between 50 and 75 have over £1trillion in old-fashioned financial products, by moving your money into the new world, you could make your retirement dreams a reality. Regardless of when you intend to retire, if you do not start planning for it now, there is a real danger that you could outlive your savings. Retirement planning - your key questions, answered What are the steps involved in retirement planning? What is a SIPP? What additional funds can I use for my pension? What is a workplace pension? Starting your retirement planning with Fairstone It doesn’t matter how old you are, or at what stage of retirement preparation you are at, if you take control of your financial planning now you can be confident that you’ll be able to afford the retirement lifestyle that you have in mind. We're local to you With over 40 locations nationwide we strive to provide local, face to face advice to over 70,000 clients. Chartered and Defaqto status Fairstone is proud to incorporate one of the UK's largest Chartered financial planning firms as well as our managed investment portfolio's being Defaqto 5-star rated for six consecutive years. Committed to quality Don't just take our word for it. Our clients have, and continue to rate us 5 stars on Truspilot with over 5,000 reviews. Match me to an adviser Matching you with the right local adviser for your needs We have over 650 local advisers specialising in investment advice all the way through to retirement planning. Provide some basic details through our quick and easy to use online tool, and we’ll provide you with the perfect match. Match me to an adviser Fairstone Group Ltd are trustees of the Fairstone Foundation – registered charity number 1121478 © Copyright 2021 Fairstone Group. All rights reserved. Fairstone Financial Management Ltd. is authorised and regulated by the Financial Conduct Authority (FRN: 475973) Fairstone Wealth Management Ltd. Is authorised and regulated by the Financial Conduct Authority (FRN: 188596) Fairstone Private Wealth Ltd. is authorised and regulated by the Financial Conduct Authority (FRN: 457558) Fairstone Mortgage Solutions Ltd. is authorised and regulated by the Financial Conduct Authority (FRN:655072) All are part of the Fairstone group of companies. Registered in England. Registered Address: 1 the Bulrushes, Woodstock Way, Boldon Business park, Tyne & Wear NE35 9PF Keep up to date with Fairstone by subscribing to Intelligent Wealth, our FREE bi-monthly magazine ✔ I am happy to receive updates from Fairstone that may include newsletters, topical guides, financial insights and company news and events Privacy Policy How to make a complaint Modern Slavery Act Transparency Statement FCA Register Fairstone Group Fairstone Private Wealth Gender Pay Gap Careers We use cookies on this site to enhance your user experience. Further information can be found in our Privacy Policy. To agree to the use of cookies please click the button. OK, I agree