Policyholder Agents & Brokers What We Offer Who We Are Contact Us Start a Claim Contact An Agent Renewable & Convertible Term Life Insurance Protecting your family in the event of your death doesn’t have to break your budget. We offer a Renewable and Convertible Term life insurance policy that is customizable and affordable to meet your needs in any stage of life. Are you worried what would happen if you were to suddenly become disabled? This product features an optional Waiver of Premium rider that will allow you to keep your policy in force in the event you are totally disabled and unable to afford the premium. Key Features* Level premium for an initial level period Multiple payment options Renewable to age 98, convertible to a whole life policy to age 75 Optional riders provide increased protection for you and your family *Premiums are guaranteed for the initial level period. After the initial level period, premiums increase each year subject to stated maximum. Optional Waiver of Premium and Accidental Death Benefit riders are available for additional premium, which is non-level and is subject to increase. Waiver of Premium rider benefit applies if you become totally disabled before age 60. Paying premiums more often than annually (once a year) will cost more than paying them once a year. This is a summary only. The policies contain limitations and exclusions, and terms and conditions for keeping them in force. Please consult an agent or review the policy for full details . Product issued by SBLI USA Life Insurance Company, Inc. (New York, NY), a member of Prosperity Life Group. Only available in New York (Policy form #’s T10SPENY13, T15SPENY13, T20SPENY13, T30SPENY13). All guarantees are subject to the financial strength and claims-paying ability of the issuing company. Let life flourish. Start a Claim About Careers News Contact us Terms of Use Legal Disclosures Privacy Notices © Prosperity Life Insurance Group, LLC. All rights reserved. Policyholder SBLI USA S.USA Shenandoah Life Agents & Brokers SBLI USA S.USA Final Expense Agent Portal Med Supp Agent Portal Shenandoah Life Distributors Financial Institutions Worksite Marketing Independent Marketing Organizations—Term Products Independent Marketing Organizations—Final Expense Independent Marketing Organizations—Medicare Supplement Products Annuities Fixed-Indexed Annuity Single-Premium Deferred Annuity Supplemental Health Medicare Supplement Voluntary Group Accident Voluntary Group Cancer Voluntary Group Critical Illness Life Insurance Final Expense Graded Death Benefit Term Income Continuation Term Renewable & Convertible Term Simple Issue Term Whole Life Single-Premium Universal Life Prosperity Life Group℠ is a marketing name for products and services provided by one or more of the member companies of Prosperity Life Insurance Group, LLC, including SBLI USA Life Insurance Company, Inc., S.USA Life Insurance Company, Inc., and Shenandoah Life Insurance Company. Members not licensed in all states. Only SBLI USA Life Insurance Company, Inc. is authorized to do business in New York. Each company offers a variety of insurance products and is solely responsible for its own financial and contractual obligations. SBLI USA Life Insurance Company, Inc. is not affiliated with The Savings Bank Mutual Life Insurance Company of Massachusetts or The Savings Bank Life Insurance Company of Connecticut.