Login Homepage Personal Banking Business Banking Home Loans Auto Loans Custom Loans Digital Banking Get a checking account tailored to meet your needs. At Park Community, we offer a variety of checking accounts including free checking with interest, student checking, fresh start checking, and more. Whether you have direct deposit and like to use your debit card or just need an extra account to manage your money, Park Community has an account to meet your needs. Plus, by choosing a Bellarmine University, Simmons College of Kentucky and Kentucky State University debit card design, you’re helping us give back to the community. Regular Checking Spend Your Money, Your Way with Our Regular Checking Account! Did you know that our Regular Checking account is free when you have a loan with Park Community? If you don’t have a loan with us, the account is still free when you maintain a minimum daily combined balance of $200. If that is not enough, we’ve added more features to make sure your everyday banking is convenient and rewarding. Regular Checking Features: No Direct Deposit Required Bill Pay Unlimited Check Writing Rewards Debit Card 7 Free ATM Transactions Monthly1 Open an Account HI Checking Are you looking for a good, free, high interest checking account with ATM refunds1? Look no further! Our HI Checking account requires no minimum balance and includes a free debit card, overdraft protection, plus bill pay. If you meet the below requirements, HI Checking offers: 0.85% APY2 paid on balances up to $10,000 0.05% APY2 paid on the portion of the balance over $10,000 Requirements to Earn Interest: 20 Debit Card Transactions (PIN- based or Signature) Spend $500 or More in Debit Card Transactions (PIN- based or Signature) Setup Direct Deposit Enroll in eStatements Open an account Timeless Checking You’ve put in the work, now it is time to reap the benefits. Our Timeless Checking Account rewards our members who are 50 and older with these exclusive benefits: 7 FREE ATM Transactions Monthly1 Rising Interest with Higher Balances FREE Safe Deposit Box3 No Monthly Service Charge No Minimum Balance Rewards Debit Card Free Box of Checks4 Open an account Student Checking Let Us Take Some Stress Out of Being a Student. We understand you have a lot on your plate. Let us lighten the load. With your Student Checking account, you can manage your money without the extra stress. Available for young adults ages 12-24 who are full-time students. Student Checking Features: No Minimum Balance No Direct Deposit Required Rewards Debit Card 7 FREE ATM Transactions Monthly1 Bill Pay Open an account Details Current checking account rates Account Types Tiers Dividend Rate APY HI Checking (Base, if you don't meet the monthly requirements) 0.00% 0.00% (Bonus Rate $0.01-$10,000.00) 0.846% .85% (Bonus Rate over $10,000.00) 0.050% 0.05% Timeless checking ($0.01-$999.99) 0.050% 0.05% ($1,000.00-$9,999.99) 0.050% 0.05% ($10,000.00-$24,999.99) 0.100% 0.10% ($25,000.00 and higher) 0.150% 0.15% Refer a friend. Our Park Community Points program is a great way to earn even more rewards! Tell your friends how much you like banking at Park Community Credit Union and you’ll both be rewarded. To easily share your personal multi-use referral code with your friends, choose your communication method (email, Facebook, Twitter, or copy to clipboard) and we’ll do the rest. Each referred friend that opens a new checking will receive 300 points and you’ll receive 350 points! Learn More Get CoBrowsing code Information About us FAQs Request Support Scholarships Philanthropy Careers Press Releases Policies Security Notice Mobile Banking Tools and Resources Consumer Complaints Switchkit Card Security Membership CU Difference Discounts Fee Schedule Insurance Bank Education Fraud Information Financial Learning Credit Union Education Routing Number: 283079476 Call: 502.968.3681 Park Community Credit Union is federally insured by the National Credit Union Administration.