MENU PERSONAL Home > Personal A BANK TO CALL HOME With our full array of products and services, along with our friendly and helpful staff, Sentry Bank is always a great choice. All of our accounts are accessible through our Online Banking for no charge. Personal Checking Accounts Personal Savings Accounts PERSONAL CHECKING & SAVINGS ACCOUNTS ACCOUNT CENT'SATIONAL CHECKING NOW CHECKING GOLDEN CHECKING PRIME TIME CHECKING PERSONAL SAVINGS THRIFT SAVINGS HEALTH SAVINGS Description Simple, basic checking Interest bearing checking Full-featured account for over 55 Money Market Account Simple, basic savings Simple, basic savings For health related expenses Minimum Opening Deposit $50 $1,000 $500 $2,500 $100 $50 $0 Minimum Balance $0 $1,000 $500 $2,500 $100 $50 $0 Debit Card Online Banking Mobile Banking Ready Reserve Online Bill Pay Earns Interest Free Paper Statements Free Checks and Cashiers Checks Monthly/Annual Fees SENTRY BANK SWITCH KIT Switching banks can be hard, but at Sentry Bank, we make it easy. Our Sentry Bank Account Switch Kit will ensure a smooth transition, as well as helping you make sure that you don’t forget anything. See Our Switch Kit PERSONAL LOANS Whether you need a new car or a new house, Sentry Bank has the resources to make your dream a reality. Funding our loans in-house means that we have the flexibility to work with you and the ability to get things done quickly. Personal Loans RETIREMENT/IRAS Sentry Bank has several options for those who are interested in saving money for their retirement. Retirement/IRAs CONSUMER CREDIT CARD What do you want most from your credit card? You have a choice. Sentry Bank offers credit cards that offer you rewards, bonuses or cash back for your purchases. See a Sentry Bank representative for details. See All Card Options ALWAYS CLOSE BY As a locally owned and operated bank, we value our role within the communities we serve. We have four branch locations around the St. Cloud, MN area filled with friendly and helpful staff ready to assist you with any of your banking needs. Stop by and say hello anytime! Downtown St. Cloud West St. Cloud St. Joseph St. Stephen FRAUD ALERT PHISHING NOTICE: Sentry Bank will never send you an email asking to verify, update or confirm your bank account information. If you receive an email asking for this information, please contact us immediately. Copyright © 2020 Sentry Bank. All Rights Reserved. ST. CLOUD DOWNTOWN 120 4th Ave S St. Cloud, MN 56301 320-230-0455 ST. CLOUD WEST 4350 8th St N St. Cloud, MN 56303 320-259-9560 ST. JOSEPH PO Box 159 400 4th Ave NE St. Joseph, MN 56374 320-363-7721 ST. STEPHEN 2 Central Ave S St. Stephen, MN 56375 320-251-0902