Search Login Open Account Menu Home Savings Accounts Go Back Start Over Overview Rates Calculator FAQ Open an Account Savings Accounts Keeping your money in a savings account allows you to plan for the future or build that emergency fund. To get the most out of your savings, we have account options that work with how you manage your money. e-Savings If you like to do everything online, choose an e-Savings account and get electronic statements. Savings For those who love their paper statements, the Simple savings account is the right choice. With each type of savings account, you can get unlimited in-branch transactions as well as 6 complimentary electronic (or telephone) withdrawals per month*. If you open an account for a minor, look for a savings piggy bank. An account to help you save for the future Balances over $0.01 earn dividends paid monthly $5.00 balance required to open and maintain $10.00 one-time membership fee No monthly maintenance fees with balance of $100 or more Overdraft protection transfers are available* "This has been my favorite bank that I have ever had since I joined the military 11 yrs. ago. The people at the Johansen branch are amazing and never made me feel like a number, but like a family member...Thank you for the best 2 yrs. of banking and please keep doing what it is you all are doing, because it's working." -W.L. How to open a Savings Account at Spirit of Alaska To open an account, you can apply online, or come into any of our branches. If you apply online, you will need to visit a branch within 30 days to sign your account agreement. New Adult Savings Account The following documents are required to open a new savings account for a person 18 or over: Driver’s license or State ID** U.S. Social Security Number Bring cash, check or card to fund the account. A 3% fee applies if you fund the account with a credit or debit card. Savings Account for a Minor Child Depending on the age of the minor, ask for clarification at your local branch which documents are necessary to open a savings account for a minor 17 and under. Here’s a general overview of document requirements: Required: The minor’s social security number Recommended: A copy of the birth certificate with the name of the parent and applicant on the birth certificate. If available: The minor’s recent passport, state ID or a school ID if available for older minors. ID is required for the minor to conduct transactions on their account. You can obtain a state ID through the DMV for a minor child. **We are always willing to work with you on verifying your identity with the documents you have. Keep in mind there are federal rules for establishing identity when opening a savings account, which can include verifying your current address. Disclosures *An excessive withdrawal fee will apply if electronic transfers out of a savings account exceed 6 per month. Any overdraft protection transfers from a savings to a checking account are counted towards the 6 electronic transfers limit. No fees apply to in-person transactions for a savings account. Related Products & Services Money Market Savings Savings Certificates IRA Overdraft Protection Transfers Learn with Banzai Collection: Basic Saving Coach: Saving With A Purpose Budget Calculator Article: Saving Account Types Resources Pricing Guide Reach Us Contact & Locations Member Service 907-459-5900 Toll Free Number 1-800-478-1949 Routing: 325272212 Blocked Vendors & Areas Lost or Stolen Card? Current Rates Sheet Protect Yourself from Fraud Property For Sale Safe Deposit Boxes Award-winning, innovative service for Interior Alaskans Follow us on Facebook Follow us on Twitter Follow our YouTube Channel NCUA Share Insurance Disclosures Privacy Statement Sitemap © Spirit of Alaska Federal Credit Union | NMLS #402231 Call: 907-459-5900 or 1-800-478-1949 Copyright © 2021 - All Rights Reserved. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.