Personal Small Business Commercial Investing About TD Select country Select language English My Accounts Ways to Invest Market Insights Find Us Help Search Login How to open a TD Direct Investing account online How would you like to invest? We can help you find the account that fits. View your options below. Wait! I already have an account. I want to Get started. Margin Accounts Unlock your trading potential Your portfolio can be a powerful borrowing tool Access to our Advanced Dashboard platform Access to sophisticated strategies such as multi leg options View details Secure Apply Online Cash Accounts Take on the markets. Starting here. Make your cash account count Quick and easy to get started Invest on your terms in Canadian and US markets View details Secure Apply Online Self-Directed Tax-Free Savings Account (TFSA)* The TFSA built for investors You can grow your investments tax-free Select your investments and take advantage of market opportunities. Catch up on unused contribution room View details Secure Apply Online Self-Directed Registered Retirement Savings Plan (RSP)* Upgrade your retirement saving to retirement investing Defer your taxes not your retirement goals Control your retirement portfolio Trade across markets in US and Canada View details Secure Apply Online Registered Education Savings Plan (RESP)* Give your child a head start. Starting now. Investments can grow tax deferred Use government grants to help grow your education savings We take care of the administration work View details Book An Appointment Self-Directed Retirement Income Fund (RIF)* You may have retired, but your investments haven't Gains can continue to grow tax deferred in your RIF* Manage your withdrawals to match your needs Also available: Prescribed Retirement Income Funds (PRIF)* View details Book An Appointment Self-Directed Locked-In Retirement Accounts (LIRA)* Take control of your retirement investments Actively manage your tax-sheltered savings Also available: Restricted Locked-in Retirement Savings Plans (RLSP) and Self Directed Locked-in Retirement Savings Plan (LRRSP)* View details Book An Appointment Life Income Funds (LIF)* Reap the benefits of your retirement strategy Keep your investing momentum Control the outcome of your retirement income Also available: Locked-In Retirement Income Funds (LRIF)* and Restricted Locked-In Retirement Income Funds (RLIF)* View details Book An Appointment Self-Directed Registered Disability Savings Plan (RDSP)* Build a strong portfolio for a stronger future No annual contribution limit Defer taxes while growing your investments You may be eligible for government assistance View details Book An Appointment Legal Have a question? Find answers here Ask us Popular questions Need to talk to us directly?Contact us Connect with TD Twitter Facebook Instagram YouTube Linkedin Privacy & Security Legal Accessibility About Us We're Hiring Ad Choices & Personalization Site Index IIROC AdvisorReport