Rates Join Us Contact Us Español ONLINE BANKING LENDING CENTER MENU Calculators Auto Loan Affordability Calculator Explore how much car you can afford based on payment preferences. Auto Rebate Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate. A rebate will reduce your auto loan balance, while low interest financing lowers your monthly payment. The best option depends on the price of the vehicle, the size of the rebate and the interest rates available for financing. Budget Calculator An easy tool to get you started on a budget! Fifty/Thirty/Twenty Calculator 50% Needs/30% Wants/20% Savings. Put in your monthly after-tax income and see how the rule applies to you. HELOC Estimation Calculator Find out how much equity you have in your home. Loan Calculator Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment. Retirement Calculator How much should you be saving for retirement? Retirement Nest Egg Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nestegg should be. Savings Calculator Consistent saving over a number of years can be an effective strategy to accumulate wealth. Even small additions to your savings add up over time. This calculator demonstrates how to put this savings strategy to work for you. Student Budget Use this calculator to help analyze your budget as a full-time student. This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution. This calculator allows you to input your expenses and income for an eight-month school year running from September through April. MORE Calculators Auto Loan Affordability Auto Rebate Budget Fifty Thirty Twenty HELOC Estimation Calculator Loan Calculator Retirement Retirement Nest Egg Savings Calculator Student Budget Copyright © 2021 Emporia State Federal Credit Union NMLS ID: 424226 Privacy Policy Site Map Powered by SmartSource Solutions, LLC Follow Us Like us on Facebook Follow us on Twitter

Rates Join Us Contact Us Español ONLINE BANKING LENDING CENTER MENU CarFax CARFAX Vehicle History Report Before you buy a used car, get a CARFAX report. See accidents and service reported to CARFAX. Plus a price based on the cars history. Each CARFAX report checks for accidents, damage, title problems, open recalls and more reported to CARFAX to help you avoid costly hidden problems. But that's not all. CARFAX checks for service history, owner information and more to help you find a well-maintained vehicle that's right for you. For ONLY $20, ESFCU members can now receive a CARFAX report on any used vehicle! To get your CARFAX report, contact an ESFCU loan officer. 620-342-2336 VISIT WEBSITE Learn More esfcu.CARFINDER.com Route 66 Extended Warranties GAP Insurance CarFax Contact Us Copyright © 2021 Emporia State Federal Credit Union NMLS ID: 424226 Privacy Policy Site Map Powered by SmartSource Solutions, LLC Follow Us Like us on Facebook Follow us on Twitter