PERSONAL COMMERCIAL ABOUT Open Search 281-566-8000 PAY YOUR LOANS ONLINE ACCESS CONTACT US APPLY FOR A LOAN RATES PERSONAL LOANS RATES Rates effective as of 10/15/2021 UNSECURED LOANS TYPE TERM APR Personal Loans 6.99% *APR = Annual Percentage Rate SECURED LOANS TYPE TERM APR Secured Loans 72 Months 4.50% *APR = Annual Percentage Rate PERSONAL LOANS TYPE MAX TERM (MONTHS) INTEREST RATE - APR* (AS LOW AS) APPROX. PMT. (PER $1,000.00) Preferred Loan – (Up to $49,900) 72 Months 6.99% $17.04 Premium Loan – ($50,000 to $100,000) 84 Months 6.99% $15.09 Prime Loan – ($100,000 to $150,000) 84 Months 6.99% $15.09 Personal Line of Credit – (Up to $100,000.00) - 6.99%- 12.00% 2% or $100.00 whichever is greater Share Secured Loan (Against Savings) 72 Months Vary with last dividend declared Semi Share Secured Loan 72 Months 5.99% 16.57 Education Loan 120 Months 4.99% $10.61 Master Card (Credit Card) - 12.95% Residential Real Estate Loan 30 years Based on the market and applicant profile * APR = Annual Percentage Rate. The dividend rate and annual percentage rate (APR) may change as determined by the Credit Union’s Board of Directors. Note: Interest Rate, number of guarantor requirement, collateral requirement and loan eligibility will be based on Credit Score. The above rates and fees are subject to change any time. SAVINGS ACCOUNT TYPE DIVIDEND PERIOD DECLARED DATE INTEREST RATE (%) APY (%) Share Savings Quarterly 10/01/2021 2.25%* 2.269%* Pioneer Education Savings Quarterly 10/01/2021 3.50%* 3.546%* Traditional IRA, Roth IRA & Education ESA Quarterly 10/01/2021 2.75%* 2.778%* Share Draft (Basic Checking) Monthly 10/01/2021 0.25%* 0.250%* Check Cashing (CD Rate) Monthly 10/01/2021 0.50%* 0.501%* * APY = Annual Percentage Yield. The dividend rate and annual percentage yield (APY) may change as determined by the Credit Union’s Board of Directors. Note: Interest Rate, number of guarantor requirement, collateral requirement and loan eligibility will be based on Credit Score. The above rates and fees are subject to change at any time. VEHICLE LOANS RATES Rates effective as of 11/19/2021 AUTO LOAN LOAN TYPE MAX TERM APR* APPROX. PMT. (PER $1,000.00) New Auto Loan 36 Months Rates starting at 1.39% $28.38 60 Months Rates starting at 1.79% $17.44 72 Months Rates starting at 1.79% $14.66 Used Auto Loan 36 Months Rates starting at 1.79% $28.55 60 Months Rates starting at 1.99% $17.52 72 Months Rates starting at 1.99% $14.75 *APR - Annual Percentage Rate. **The above rates are subject to change at any time. COMMERCIAL LOANS RATES Rates effective as of 11/19/2021 COMMERCIAL LOANS TYPE MAX TERM INTEREST RATE - APR* APPROX. PMT. (PER $1,000.00) Member Business Loan 84 Months Fixed rate :9.99% Variable:Prime + 2% or 6.99% (Whichever is higher) $16.60 (on fixed rate) Commercial Real Estate Loan 5 years Prime + 0.75% then Prime + 1.00% Variable Prime + 1.00% Business Equipment Loan 72 Months 4.99% $16.10 Business Security Loan 60 Months 4.99% $18.87 Business Capital Loan 84 Months 7.99% $15.58 * APR = Annual Percentage Rate. The dividend rate and annual percentage rate (APR) may change as determined by the Credit Union’s Board of Directors. Note: Interest Rate, number of guarantor requirement, collateral requirement and loan eligibility will be based on Credit Score. The above rates and fees are subject to change any time. MEMBERSHIP APPLICATION ASK A QUESTION RESOURCES Sitemap Privacy Policy USA Patriot Act Truth in Savings Website Accessibility Funds Availability Policy EFT Agreement and Disclosure ASK US A QUESTION We would love to help answer your PMFCU question. You may: Call: 281-566-8000, or Email: info@pioneeronline.org VIEW OUR LOCATIONS Routing: 313092530 A A A ©2021 Pioneer Mutual Federal Credit Union