800-846-7526 WELCOME SITE MAP ADVISORS SHAREHOLDERS OPEN AN ACCOUNT HOME ABOUT FUNDS ETFS RESOURCES BLOG INVEST WITH INTEGRITY FAQ PAGE You Are In: Home / Pages / FAQ Frequently Asked Questions Below you will find commonly asked questions. If you need more assistance, or have additional questions, please give us a call at 800.846.7526. Please choose a subject on the right to find answers to your questions. BIBLICAL INVESTING INVESTING MY ADVISOR PERFORMANCE RETIREMENT TIMOTHY PLAN BASICS CAN I REALLY MAKE A DIFFERENCE BY INVESTING IN A MORAL WAY? Absolutely! According to "A Guide to Mutual Funds"1, there are approximately $15.9 trillion dollars invested in mutual funds. Approximately 68%2 of that amount is invested by Christians. This represents 41% of all money invested in securities. Activists have been using their power as stockholders to impact corporate policy for years. Many activist movements represent less than 1% of the population. With less than 1% of our population effecting change within our nation, imagine the possible impact of Christians (holders of 41% of securities) investing with purpose beyond monetary return. Moral investing is a proactive, inoffensive way of making our voice heard where it matters the most, in the deep pockets of corporate America. 1. 2015 Investment Company Fact Book, 55th Edition, Investment Company Institute, Washington, DC (www.ici.org) 2. 2014 Religious Landscape Study, conducted June 4-Sept. 30, 2014. Pew Research Center (www.pewforum.org) DOES TIMOTHY PLAN ONLY INVEST IN CHRISTIAN COMPANIES? HOW DOES TIMOTHY PLAN RESEARCH COMPANIES? WHY FILTER FOR ALCOHOL WHEN MANY FAITHS AND CHRISTIANS ARE OKAY WITH ALCOHOL IN MODERATION? IT'S IMPOSSIBLE TO BE 100% PURE, WHY SHOULD I TRY? WHAT IF A COMPANY CURRENTLY IN A TIMOTHY PLAN PORTFOLIO BEGINS VIOLATING ONE OF THEIR FILTERS? WHY DO WE FILTER THE MANUFACTURERS AND DISTRIBUTORS OF ALCOHOL AND TOBACCO, BUT NOT THE RETAILERS? FAQ Search Instagram Stream IMPORTANT CONSUMER INFORMATION INVESTING INVOLVES RISK, INCLUDING THE POTENTIAL LOSS OF PRINCIPAL. BEFORE INVESTING, CAREFULLY CONSIDER THE FUND’S INVESTMENT OBJECTIVES, RISKS, CHARGES, AND EXPENSES OF THE INVESTMENT COMPANY. THIS AND OTHER IMPORTANT INFORMATION CAN BE FOUND IN THE FUND’S PROSPECTUS. TO OBTAIN A COPY, VISIT TIMOTHYPLAN.COM OR CALL 800.846.7526. READ EACH PROSPECTUS CAREFULLY BEFORE INVESTING. Because the Timothy Plan Funds do not invest in excluded securities, the Funds may be riskier than other funds that invest in a broader array of securities. There are risks when a fund limits its investments to particular sized companies, and all companies are subject to market risk. The Fund recently experienced significant negative short-term performance due to market volatility associated with the Covid-19 pandemic. MUTUAL FUND INVESTOR To read more about our mutual funds, please click this link to access fund information, including the prospectus, fact sheets, performance, and holdings for each fund. A prospectus is available from the Fund or your financial professional that contains more complete, important information. Please read it carefully before investing. Mutual Funds distributed by Timothy Partners, Ltd. Member FINRA. a. INTERNATIONAL FUNDS, compared to domestic funds, have added risk from currency fluctuations and exchange risks, a more relaxed regulatory environment, more rapid and extreme changes in value due to smaller market sizes, or possible adverse political activities. Investment portfolios that are limited to specific geographic regions or countries may also increase the risk of loss, as does limiting the number of companies available for investing. Emerging markets or emerging economies are nations with social or business activity in the process of rapid growth and/or industrialization. b. BOND FUNDS are not FDIC insured and are subject to yield and market risk as the interest rates fluctuate, as compared to Certificates of Deposits which offer a fixed rate of return and are FDIC insured. The degree of risk for a security may be reflected in its credit rating. Bonds in the High Yield Bond Fund that are rated at BBB or lower by Standard & Poor's, or that are unrated are subject to greater market risk and credit risk, or loss of principal and interest, than higher rated securities. c. DIVERSIFICATION does not guarantee a profit or protect against loss. d. SMALL CAP FUNDS invest in smaller company stocks which tend to be more volatile than securities of larger, more established companies. They are generally bought and sold in smaller quantities and may not be as liquid. All of these instances may increase your risk. HEADQUARTERS: 1055 Maitland Center Commons, Maitland, FL 32751 +1 (800) 846-7526 Send an email View our map MUTUAL FUND SHAREHOLDER SERVICES: c/o Ultimus Fund Solutions, Post Office Box 541150, Omaha, NE 68154-1150 +1 (800) 662-0201 Account Access ETF INVESTOR To read more about our ETFs, please click this link to access fund information, including fact sheets, performance and holdings for each fund. A prospectus is available from the Fund or your financial professional that contains more complete, important information. Please read it carefully before investing. ETFs distributed by Foreside Fund Services, LLC, Member FINRA. Timothy Partners, Ltd. is not affiliated with Foreside Fund Services, LLC. ETF SHAREHOLDER SERVICES: Contact your financial advisor for information regarding your account. © Copyright 1994–2021 TIMOTHY PLAN. All rights reserved. Privacy | Terms of Use | Social Media