The Openwork partnership MENU back to: Saving & investing Making the most of your money Investing in a tax-efficient way can make a big difference to any investment plan - especially if you’re a higher-rate taxpayer FIND AN ADVISER Holding your investments In the first instance, it’s a good idea to make the most of tax-efficient savings options, such as ISAs, where all investment growth and income is free from tax. And remember, when you put money into your pension, you’ll also receive tax relief, which is calculated according to the highest rate of income tax you pay. We can help with other tax-efficient investments too They include Enterprise Investment Schemes and Venture Capital Trusts, where you can invest in innovative businesses in some of the economy’s fastest-growing areas. Onshore and offshore bonds can also be useful structures if you have more complex needs. If you’re a business owner, then we’ll find ways to preserve and grow your hard-earned wealth. Whatever your circumstances, we’ll work together to find the most tax-efficient investment solutions for you. EIS & VCTs may not suitable for everyone due to their high risk nature Investment caveat The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen. Find an Adviser Our advisers make it easier for you to face your financial future with confidence and optimism FIND AN ADVISER Facebook Twitter LinkedIn BACK TO TOP Footer The Openwork Partnership We are The Openwork Partnership and for us, financial advice is personal. Facebook Twitter LinkedIn YOUR FINANCIAL ADVICE JOURNEY Financial advice Looking for a mortgage Saving & investing Insure & protect Pensions & retiring JOIN US Careers Become an Adviser Join our network ABOUT US Corporate social responsibility Our history Senior leadership team NEWS CONTACT US Help when things go wrong Terms & conditions Product appendices Privacy & cookies policy Email disclaimer Modern Slavery Statement Gender Pay Summary May 2021 Privacy notice for candidates Adviser Log In Cookies This site uses cookies to store information on your computer. Some of these cookies are essential, while others help us to improve your experience by providing insights into how the site is being used. I Accept I Do Not Accept Necessary Cookies Necessary cookies enable core functionality such as page navigation and access to secure areas. The website cannot function properly without these cookies, and can only be disabled by changing your browser preferences. Analytics Analytical cookies help us to improve our website by collecting and reporting information on its usage. Analytics On Off About this tool (Opens in a new window)