data-bgfit="cover" data-bgposition="left top" data-bgrepeat="no-repeat"> NEED LIFE INSURANCE? We Can Help Count on EMC® for support and service. Read about our COVID-19 response. AGENTS Manage business, run quotes, submit applications or obtain forms. Get Started. POLICYOWNERS Access policy information, make a premium payment, change your beneficiary or view fund values. Let's Go. EMPLOYERS Review billing, modify account information, request assistance or get answers. Enter Here. Personal Life Insurance Life insurance is one of the most important purchases a family can make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business and finance future needs. Our portfolio of individual products helps provide custom-tailored solutions for our customers' financial and savings needs. The individual product line includes term life insurance, universal life insurance and whole life Insurance. For more information about our individual products, please click on the button below. Explore Personal Life Insurance Commercial Life Insurance At EMCNL, we understand the workplace setting and offer a variety of products to help meet the needs of employees in a way that is convenient and cost-effective for both the employee and employer. Our workplace product line includes term life insurance, whole life insurance, group term life insurance and group disability income insurance. For more information regarding our workplace products, please click on the button below. Discover Commercial Life Insurance INSURANCE PLANNING TOOLS Get started assessing your insurance needs Who needs to own life insurance? What are the different types of life insurance? How much life insurance do you need? NAIC MATERIALS The National Association of Insurance Commissions presents the facts Life Insurance Buyer's Guide EMC National Life (EMCNL) is a financially strong life insurance company and life affiliate of EMC Insurance Companies, an insurance enterprise that has been in business for more than 100 years. With a rating of “A-“ (Excellent) with a stable outlook from A.M. Best, EMCNL is dedicated to providing superior service and simple products that Make Life Easy. Notice This data is intended for summary information purposes only. If you are considering initiating a policy transaction, or if you have a question, please contact the Corporate Office. Links ASK A QUESTION PRIVACY POLICY ACCESSIBILITY CUSTOMER NOTIFICATIONS EMC INSURANCE COMPANIES DOWNLOAD CITRIX WORKSPACE Contact Us EMC National Life Company P.O. Box 9202 Des Moines, IA 50306 Phone: 800-232-5818 Fax: 800-439-9526 Email: help@emcnl.com Join us on Zoom © EMC National Life Company, Des Moines, IA 50306 - All Rights Reserved.