MENU LOGIN Kemper Life Insurance Coverage Intro Copy Insure What's Really Important Kemper Life tailors its products and provides personalized service to individuals and families who want basic life coverage and protection for their personal belongings. Whole Life - Our whole life products offer coverage for life at a level premium, paid over a choice of timeframes, with developing cash values. Term Life - Our term products offer coverage for a limited time period, at a lower premium, with no cash value at the end of the policy's term. Other Products - Kemper Life also offers fire/contents protection for your property inside your home, as well as First Occurrence Cancer, heart attack, and accident plans. Life Insurance Frequently Asked Questions Do I need life insurance? In the event of a tragedy, life insurance provides finances to your family after your death. These finances (known as the death benefit) helps to replace your income, and can help for your family to meet many important financial needs like funeral costs, daily living expenses and college funding. How do I figure out how much life insurance I need? Think about how much money your family will need to meet immediate expenses, like funeral expenses and debts, and how much money your family will need to live and pay bills. A Kemper Life agent can help you find a life insurance policy that fits your needs. Talk to your agent today. If you don't have an agent, reach out to a local office and get connected to one. Visit Kemper Life GO TO KEMPER LIFE PRODUCTS Kemper Auto Kemper Personal Insurance Homeowners Renters Condo Mobile Home Flood Motorcycle ATV RV Boat Personal Valuables Personal Umbrella Liability Commercial Auto Commercial General Liability Business Owners Policy Life Health ESSENTIAL LINKS Report a claim Get a Quote Retrieve a Quote Find a Repair Shop Make a Payment Manage Account Mobile Apps Kemper class action settlement HELP/SUPPORT Contact Us Find an Agent Become an Agent ABOUT US Quick Facts Media Investors Governance Kemper and ESG Careers Accessibility Contact Us CONNECT WITH US Facebook Twitter LinkedIn © 2021, Kemper Corporation. All rights reserved. Terms of Use Privacy Policy CCPA