Intermediary site Home Auction finance Apply online Get pre-approved Pre-approved property auction finance Apply online and get an answer in minutes. Get pre-approved It’s easy, free and takes less than five minutes. We can pre-approve a short-term loan before, and even during, an auction without affecting your credit file. We know property auctions inside out, and know that speed is of the essence. So, with common sense at the heart of our decision-making, you can rely on us. Get pre-approved How it works We’ll check your eligibility first, and then ask a few questions about: What you need to borrow. Your income (and that of any other applicants). The property you’re interested in. We use a soft credit check – so it won’t leave a record on your credit file – and we don’t share the results with anyone. If we pre-approve your loan You’ll know straight away. Which means you could bid with confidence at the auction. We’ll also give you a full breakdown of the loan details, including all rates and fees. You should know: This pre-approval is based on the information you’ve provided, and will be valid for two months. We’ll only make our final decision to lend when you submit a full application and we’ve completed some final checks. We can only pre-approve a loan for residential property. If you’re looking to buy another type of property, you need to complete a full application. Get pre-approved Any property used as security, including your home, may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Loans offered by Together Commercial Finance Limited are not regulated by the Financial Conduct Authority. Pick up where you left off Retrieve your previous application Complete a full application If you're buying a non-residential property Full application > Follow us on Careers Website terms of use Privacy and cookie policy Manage Cookies Company policies Fair Processing Notice I have received someone else’s documents Important documents Together blog Together reviews The Great House Giveaway Sitemap Copyright 2021 Together is a trading style of each of the undernoted companies, which have their registered office address at Lake View, Lakeside, Cheadle, Cheshire SK8 3GW. Together Financial Services Limited | Registered in England and Wales - Company Registration Number 02939389. Together Financial Services Limited is the operator of this website. Together Personal Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA) | Registered in England and Wales - Company Registration Number 02613335. FCA number is 305253. Together Commercial Finance Limited | Registered in England and Wales - Company Registration Number 02058813 SPOT Finance Ltd trades under 2 trading names; Spot Finance Limited (Registered) and Together (trading). SPOT is authorised and regulated by the Financial Conduct Authority (FCA) | Registered in England and Wales - Company Registration Number 01998543. FCA number is 724450. Auction Finance Limited | Registered in England and Wales - Company Registration Number 04949929 Bridging Finance Limited | Registered in England and Wales - Company Registration Number 03166982 Blemain Finance Limited is authorised and regulated by the Financial Conduct Authority | Registered in England and Wales - Company Registration Number 01185052. FCA number is 719121. Together Personal Finance Limited is a member of the FLA. The FLA Lending Code can be found at www.fla.org.uk. Developed by Kagool