Who are we Our offers Our investment supports Our agencies News Client area Home News Dividend-paying companies are popular Dividend-paying companies are popular There are real opportunities today to invest in companies that pay dividends. In particular, that of generating higher income than those offered by most bonds. Distribution of dividends: a major issue for the CAC 40 In 2018, CAC 40 companies paid record dividends totaling 46.5 billion euros to their shareholders . These dividends constitute additional income that investors appreciate especially in times of economic slowdown. However, this is what is emerging: the European Commission is counting on growth of 1.2% of GDP in the euro zone in 2019, against 1.9% in 2018. In this context, investors speculate less on trends or projects that could prove fruitful in the medium to long term, preferring the security of generous companies with their shareholders . Dividends, also called coupons (in reference to the period when the shares were evidenced by a paper title deed with detachable coupons), are often a good indicator of the good economic and financial health of a company . In fact, dividends correspond to part of the profits that it decides to pay to shareholders. However, to represent a real interest in the eyes of investors, the redistribution policy must be long-term , and not opportunistically on the occasion, for example, of the sale of a subsidiary. It is also important that the payment of coupons does not come at the expense of investments that may be synonymous with future profits. Another point to watch is the sustainability of the dividend level: will the company be able to maintain its distribution policy in the event of an economic slowdown? The gap is widening between stocks and bonds To benefit from dividends , you must be the holder of the shares at least the day before the detachment. As a result, on the day of payment of dividends, the share price will automatically decrease (see graph) and generally take a certain time before returning to its initial price. Dans le contexte actuel de taux bas, et alors que la Fed vient de baisser d'un quart de point ses taux directeurs mi septembre, l’écart se creuse entre la rémunération des actions et celles des obligations. En France, l’Insee annonce encore une très nette augmentation des dividendes servis : +8% en 2019, après une hausse de +12% en 2018. Ces résultats seraient la conséquence d’un allègement de la fiscalité des revenus du capital avec la mise en place du prélèvement forfaitaire unique (PFU). L’institut estime en outre que les dividendes versés aux ménages français représentent près de 3% de leur revenu disponible brut en moyenne. Notons cependant que les sociétés promettant les distributions les plus généreuses ne sont généralement pas celles qui offrent le plus fort potentiel de valorisation du titre. L’arbitrage dépend donc de votre besoin de revenus et de vos convictions d’investissement. Ces solutions et actualités pourraient vous intéresser Immobilier : les différences entre SCPI et OPCI Si les sociétés civiles de placement immobilier et les organismes collectifs de placement immobilier appartiennent à la famille de la « pierre papier », leur fiscalité et la composition de leur portefeuille diffèrent. En savoir plus Nos supports d'investissement Fonds en actions, obligations, monétaires, supports immobliers : GRESHAM Banque Privée a développé une gamme de fonds diversifiée. En savoir plus Tout savoir sur le nouveau PER individuel (PERin) Le nouveau Plan d'Epargne Retraite Individuel, baptisé PERin, vise à remplacer à terme le PERP et les contrats "Madelin". Comment fonctionne ce nouveau contrat d'épargne-retraite ? Join us Complaints legal information Protection of personal data Managing cookies Health & Provident GRESHAM Foundation Copyright © 2018 X To allow you to benefit from the services offered by our website such as viewing your customer account, registering for certain services, optimizing its use and personalization according to your profile, our site uses cookies. A "cookie" is a series of information, generally small in size and identified by a name, which can be transmitted to your browser by a website on which you connect. Your web browser will keep it for a certain period of time, and send it back to the web server each time you reconnect to it. The necessary cookies cannot be configured, the others are and require your agreement to be placed. Access our Cookie Policy Personalize Deny all Accept all and close