Current Borrowers Success Stories Loans About Resources Blog Contact GET STARTED RECOVER + REBUILD — Relief services CLICK FOR PPP INFO + RELIEF LENDING Need a business loan? We’re here to help. From entrepreneurs to referral partners to current borrowers - we'll help you find what you need. I am a Start Up Small Business Owner Banker Real Estate Broker Current Borrower Business Counselor and I need Small Business Loan Commercial real estate loan To refer a client/colleague GO THERE Featured: Mia Davis, Owner, Mikko Sushi A nonprofit. More flexible than a bank. No hidden fees. We focus on your whole story, not just the numbers. We don’t say no, we say “tell me more.” We take that extra step to learn about you and your business so we can find you the financing that best matches your goals. Small Business Financing Options Tell us your whole story, not just your credit score. Learn More SBA 504 Commercial Real Estate Loan Did you know buying a building can be more economical than leasing? We Can Prequalify in 24 Hours Personal Pre & Post Loan Advising You're not alone. We're here to help. We offer business advising. Work with Business Experts SUCCESS STORY / SBA 504 LOAN Veteran Switches from Leasing to Ownership to Drive Business Growth SEE HOW Today’s Rates* 25 year 20 year 10 year 25 year refi 20 year refi SBA 504 2.922 % Small Business Loan 5% - 9.25 % View SBA 504 Rate History APPLY NOW Business Loan Calculator When getting a loan it is important to understand the payment associated with the loan amount, rate and term. Use our calculator to get an estimate for the monthly payment for a working capital loan. Estimate Monthly Costs VIEW For the SBA 504 Rates: Includes fees to CDC, SBA and central servicing agent; based on pricing published by NADCO 11-11-2021. The SBA 504 rates listed above are effective from November 11 - December 8, 2021. SBA 504 The process takes only 3-5 days longer than a conventional loan. $250k to $40M+ Small Business Average time from approval to funding is 4-6 weeks.* $20k to $250K * These are average times. The actual time from approval to funding depends on the complexity of your loan. Speak to your loan officer to better understand timing expectations for your deal. SUCCESS STORY / SMALL BUSINESS LOAN SBA Financing and Business Advising Help Start-Up Launch Dream Business SEE HOW Making an Impact Since 1978 $21.3 billion In small business financing We are passionate about helping small business owners turn their dreams into reality with access to affordable financing. 12,000 Business owners helped Since 1978, we have been dedicated to helping entrepreneurs, including the underserved, grow and succeed. 214,000 Jobs created and preserved Our financing often supports job creation and retention which fuels economic development in our communities. SEE THE FULL IMPACT REPORT A powerful new enterprise for communities and small business In order to ensure that traditional and mainstream financial systems are equitably serving Black, Hispanic, and Indigenous communities to drive solutions that support economic mobility and wealth creation, we must think differently. Traditional tools and approaches have failed to address systemic issues of inequality and the widening racial wealth gap. Realizing the need for a new approach, Capital Impact Partners and CDC Small Business Finance have formally united their operations to launch a transformative new enterprise and innovate how capital and investments flow into historically disinvested communities. LEARN MORE A voice for small business From meetings with congress people to supporting the passage of the Truth-In-Lending bill to testifying in front of the house and senate small business committees, we are dedicated to being a strong advocate for entrepreneurs. LEARN ABOUT OUR ADVOCACY Hear from some of our borrowers "My loan officer helped me tremendously. Every question I had – I would call him, he was there to answer." Angelica Rojo, Red Angel Salon CDC Small Business Finance Since 1978 we have been a leading small business lender, award-winning non-profit and advocate for entrepreneurs. 2448 Historic Decatur Rd. #200, San Diego, CA 92106 800-611-5170 Contact Us Loans SBA 504 Working Capital Loans FAQ Success Stories About Our Story Leadership News + Press Room Careers Connect Loan Experts Locations Blog Current Borrowers © 2021 CDC Small Business Finance. All Rights reserved. Privacy Policy Terms of Use Do Not Sell My Personal Information It is possible that some of the information on this website, on linked pages and attachments (collectively, Information”) has been superseded, modified or is no longer accurate. 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