PROPERTY AND HOME BUYING ADVICE PROPERTY ADVICE FOR ALL OF YOUR NEEDS HOME HOUSING PROPERTY PRICES ESTATE AGENCY HOMES ABOUT CONTACT DEFAULT Here is our guide to home buying. Step 1 - Register as a client and we will shop around for an Agreement In Principle from a lender as to how much you can borrow. We will do this after shopping around to find you a mortgage product to meet your requirements and needs. Step 2 - Speak to us about repaying and protecting your mortgage and get advice on household insurance and mortgage protection. We will also go through a cost of moving exercise. We can also arrange to instruct a solicitor or conveyancer to act on your behalf. Step 3 - Again we will shop around for you, this time however is to put together a mortgage protection package to suit your needs and circumstances as well as keep a look out for the right property for you. We will also keep up to date for new mortgage deals that arise which may be of interest to you. Step 4 - Find your ideal home. Speak to us for any advice and make an offer. We can send a fax or memorandum to the Estate Agent confirming you have a mortgage agreed and that you are a serious buyer, but keeping all your personal and financial information private from the agent. We will also inform them of your solicitor's name and contact details. Step 5 - When your offer is accepted, make an appointment to finalise your mortgage and protection arrangements. We will send off the completed application along with any fees such as a valuation fee. Step 6 - The valuation/survey will get carried out. Any additional information required by the lender is requested such as employers reference, bank statement etc. Step 7 - Local searches are carried out with the solicitors/conveyancer. Step 8 - Mortgage Offer is made. We will review this with you and make sure all other arrangements are in place before exchange of contracts. Step 9 - Deposit is requested by the solicitor if applicable. Then exchange of contracts takes place. Step 10 - Completion takes place and arrangements are made for you to pick up the keys to your new home. Property information Estate agencies and property Investment Land Property development has provided investors with incredible returns since the sixties. With a growing demand for new homes this is a trend which is set to continue. It’s hardly a surprise that over 20 of the country’s one hundred wealthiest people are landowners or property developers. People who currently invest in land, which has good potential for planning permission, can make a small fortune in the mid- to long-term future. The most unfortunate outcome for this investment is that planning permission is not achieved in which case your land’s worth will still grow at the same rate as other land. Estate agency We are a truly independent practice that ensures all clients a very personal service underpinned by our regional and professional knowledge. As a general practice firm of estate agents, we are a family-run business driven by our dedication to high-quality service. We have the versatility to manage property matters from residential sales to surveys and a selection of commercial services. We can offer conveyancing services and mortgage guidance helping you to save money for your move. We think that our standard of service separates us from our competitors. We intend to exceed your expectations. Whatever your residential requirements, we will make sure that you receive good practical advice from our friendly, fully qualified professional team who are committed to achieving results. GIVE US CALL OR EMAIL Social Tweet Contact us below PLEASE ENTER YOUR MESSAGE © Property and home buying advice 2015 | www.cagroup.co.uk | Privacy | Terms & Conditions | Cookie Policy | All rights reserved. Contact: property@cagroup.co.uk.