HOME DIRECTORY BINDING AUTHORITIES BROKERAGE NEWS Equipment Floaters Go back to Brokerage overview >> N.B. All documents and forms relating to this class can be found within the sidebar to the right. Primarily the comments below are directed at Contractors, Logging and Mining Equipment. We have in-house facilities and facultative capabilities for this class, for both named perils and all risks. The basic information required is as set out in the attached questionnaire which is normally adequate for us to obtain terms. Generally, the more portable the equipment the greater the rate. Our market is particularly interested in the age of equipment as well as the kind of work performed. Where the equipment is owned, the amount of the outstanding mortgage is important. Underwriters are happier where the Assured carries a substantial interest e.g. 25% or more. Where equipment is rented from a rental company we need to know about the length of the lease and the period of the job. We can also consider Contingent Leased Equipment Policies for rental companies who lease equipment with or without an operator but require that the lessee maintain full all risks insurance on all such property. A separate wording and proposal form for this class is used. We will furnish copies upon request. There are, of course, circumstances where extra underwriting information may be sought, such as equipment used whilst afloat, or on hazardous terrain. Please give full details of these situations to enable Underwriters assess the risk. With regard to Logging risks, the age of the equipment is very important. Anything older than about 10 years and alarm bells ring. It is most unusual for Logging equipment to be considered where it is 15 years old or more. Water tanks and/or extinguishers may be required per Underwriters specifications. If your agent knows the Assured and writes other business for him, please make sure you let us know. CONTACT George Franklin: gfranklin@hknal.com David Langham: dlangham@hknal.com Go back to Brokerage overview >> Classes of Business Click the links below to learn more about our capabilities in respect of individual classes of business and to download application forms and policy wordings. Commercial Auto Commercial Property DOL GKLL Equipment Floaters Homeowners and Dwelling Insurance Motor Truck Cargo Personal Articles Floater and Fine Art Private Passenger Automobile Physical Damage Professional Liability CLIENT AREA LOGIN Existing clients sign in here to obtain your binding authority statistics. Username: Password: APPLICATIONS FWR Contractors Equipment Proposal Form Equipment Floater Fax Questionnaire FWR Logging Equipment Proposal Form FWR Mining Equipment Proposal Form WORDINGS Debris Removal Extension FWR Loss Payee Clause FWR Trash & Safeguard Warranty Hydraulic Hose Fuel Gas Line Safeguard Rental Expense Reimbursement Warranty Rented & Leased Equipment Extension Road Risk Inclusion Endorsement A Road Risk Inclusion Endorsement B Sawmill Safeguard Warranty TAW Coal Mining Equipment Safeguard Warranty TAW Contractors Equipment (1977 A.R.) TAW Contractors Equipment (1977 N.P) TAW Logging Equipment Floater (1977 A.R) TAW Mining Equipment Floater (1977 N.P) Waterborne Extension Endorsement LATEST NEWS Paul Cannon joins HK Posted Mar, 2014 Paul Cannon has joined HK from Marsh and brings a... Read more >> HK welcomes Graham Pickering Posted Oct, 2012 Harman Kemp is delighted to welcome Graham Pickering who has... Read more >> ALL ARTICLES To view all of our news articles click here Directory Binding Authorities Brokerage Commercial Auto Commercial Property DOL GKLL Equipment Floaters Homeowners and Dwelling Insurance Motor Truck Cargo Personal Articles Floater and Fine Art Private Passenger Automobile Physical Damage Professional Liability News Contact Links Terms & Conditions