LOG IN BECOME A CUSTOMER Suomeksi|På svenska INSTITUTIONAL INVESTORS ASSET MANAGEMENT SERVICES ABOUT FIM FIM FIM ACADEMYMARKET INFORMATIONFIM CUSTOMER SERVICE Investments Contact us INVESTMENTS EQUITY FUNDS FIXED-INCOME FUNDS ABSOLUTE RETURN FUNDS ASSET ALLOCATION FUNDS FIM Balanced FIM Asset Management 30 FIM Asset Management 70 FIM Asset Management 100 FIM ASSET MANAGEMENT 30 Funds of funds with emphasis on fixed-income instruments BUY Fund introduction SUITABLE FOR FIM Asset Management 30 Fund suits investors who want a comprehensive low-risk asset management solution. RISK € € € € € € € PROFIT 1 YEAR 9,16% RETURN SINCE LAUNCH P.A.* 4,75% WHY? Our asset management funds follow our market vision and utilise a wide range of instruments. Fund manager Ari Pakarinen HOW? MINIMUM INVESTMENT 10€ One-off investment BUY Past performance Low-risk asset management FIM Asset Management 30 is an asset management fund with emphasis on fixed-income investments. The Fund invests with a global focus, primarily in mutual funds managed by FIM as well as in units of other mutual funds and UCITS. The investment world is set to stay challenging in the near term. In such an environment, movements in the equity and fixed-income markets will be strong, and navigating these markets will require the right decisions to be made at the right time. FIM Asset Management 30 Fund seeks the best allocation of investments between equity and fixed-income under all market circumstances, with emphasis on low-risk fixed-income investments. Tax-efficient asset management Allocation, i.e. the distribution of investment assets between equity investments and fixed-income investments, is the most important decision an investor can make. When you invest in an asset management fund, you benefit from the overall investment allocation decisions and instrument picks made by our professional portfolio managers, who proactively adapt their views to each market situation. Thus asset management funds suit investors who wish to leave key investment decisions to professionals. An asset management fund is a comprehensive service. FIM’s asset management funds enable investments in the equity and fixed-income markets through various other funds. All you as an investor need to do is to choose the risk level you are comfortable with, and pick the asset management fund that corresponds to that level. Risk level determines the weight of equities is in the fund. The exchange, purchase and sale of investments within an asset management fund does not result in tax implications for the fund investor, making asset management funds also tax-efficient means of composing an investment portfolio. A proactive approach to investment pays off Since the beginning, we at FIM have believed in applying a proactive approach to investment and in following our own views on how the markets are set to develop. Thus when we make investment decisions, we do not simply follow benchmark index composition, but instead actively invest according to our vision. A proactive approach to investment does not necessarily mean high trading activity, but rather effective investment picks and investing in targets we trust will provide the best returns. Following our own views and making investment decisions based on our own analyses requires more work and skill than a passive approach to investment. We strive to give our customers their money’s worth. FEES Subscription fee 0.0%** Redemption fee 0.0%** Management fee 0.0% p.a.** The Fund’s on-going charges (in 2013) are 0.97% p.a. Estimated ongoing charges for 2014 are 0.85%. The figure comprises management and custody fees as well as possible management and custody fees charged for fund units the Fund invests in. *) Past performance is no guarantee of future returns. **) In force from 3 June 2013. Custody fees are included in the management fee. Fund prospectus Fund rules Key investor information document Funds' price list Other general terms and conditions SHARE FIM FIM contact information Tel. +358 9 613 4600 Customer Service: +358 9 6134 6250 Email: customerservice@fim.com FIM in Sweden FIM Info FIM is a Finnish provider of investment services. We offer investment, savings, and asset management services that suit the individual needs of our private, corporate and institutional customers. CONTACT US INVESTMENTS FIM Funds Alternative Investments FIM Asset Management SAVINGS Market interest rates INSTITUTIONS Products and services At your service Contact us ABOUT FIM The company The FIM way The media CUSTOMER SERVICE FIM Customer Service Contact info Contact us Contact info Contact us Book an appointment Other general terms and conditions Privacy policy Supported browsers