BRANCHES ATMS PAY YOUR LOAN ONLINE BANKING Home About Loans Products Services Rates Forms Contact Us Beacon Financial Credit Union Loans Auto Loans for New, Used, and Refinancing Refinance loans from other financial institutions as low as 2.29% APR. For Qualifying Members. See Current Rates Beacon Financial Loan Application If you are not currently a member of Beacon Financial Credit Union, you will need to join before we can process your loan request. Our fax number is (423) 431-2900. You will need Adobe Acrobat Reader in order to download or view the PDF application. Download Application Loan Calculators Got questions about your finances? Use our loan calculators for an estimate of what to expect. The calculators are for limited informational purposes only. Financial decisions should not be made based solely on the results from these calculators. Always consult with your accountant or other professional advisors when making such decisions. Contact us if you would like to ask questions about your results from these calculators and want a more accurate estimate. Personal Planning Calculators Education Funding Roth vs. Traditional IRA Compare Two Pension Options Estate Planning Survivor Needs Analysis Compare Two Payout Options Retirement Planning Disability Income Lease Calculators Simple Lease Calculator Lease Rate Advanced Lease Calculator Lease Residual Lease Amount Lease Payment Personal Finance How Much Car Can I Afford? Simple Loan Calculator How Long To Pay Off A Loan? What Is The Future Value Of A Dollar? How Long Will It Take To Pay Off My Credit Cards? How Much Can I Borrow? What Are The Effects Of Inflation? Fixed Loan Scratchpad What Payments Will It Take To Pay Off My Credit Cards? What Interest Rate Would I Need? What Would My Payments Be? Retirement Calculators IRA Calculator Roth IRA Deposit Calculator What Rate Of Return Would I Need? Roth IRA Calculator Simple Spending Calculator How Much Would I Need To Start With? IRA Deposit Calculator How Long Can I Make Withdrawals? How Much Can I Withdraw Monthly? Investment Calculators How Can I Save A Million Dollars? Future Value Calculator Stock Basis Cost Scratchpad How Much Would I Need To Start With? How Long To Double My Money? Insurance vs. Taxable Fund Investment Yield Calculator Simple Savings Goal Calculator How Much Money Could I Save? How Much Do I Need To Save Monthly? What Is The Financial Cost Of Dying? Present Value Calculator Stock Investment Profit Calculator What Rate Of Return Would I Need? How Long To Save For Major Purchase? Asset Allocation Home Finance Is Refinancing A Good Idea? What Would Be My Monthly Prepayment? Which Fixed Rate Loan Is Better For Me? Should I Buy Or Rent My Home? Could I Use A Consolidation Loan? What Would Balloon Loan Payments Be? How Much House Can I Qualify For? What Are My Payments For A Fixed Rate Loan? Fixed vs. Adjustable Loans What Would I Save With Bi-Weekly Mortgage Payments? What Would I Save With Monthly Prepayments? How Much House Can I Afford? What Are My Payments For An Adjustable Rate Loan? Find Mortgage Payoff Amount What Effect Do Rates & Down Payments Make? Routing Number: 264279237 Contact Beacon Financial Main Branch 1102 W. Market St. Ste 20 Johnson City, TN 37604 Phone: (423) 975-0025 Fax: (423) 975-0048 Business Hours Monday-Friday: 7:30-5:30 PM Email Member Services Email Loan Services Follow Us   Get Our Mobile App Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government Agency National Credit Union Administration, a U.S. Government Agency We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. © 2021 Beacon Financial Credit Union