HOME ABOUT SCHOLARSHIP SERVICES LOCATIONS TESTIMONIALS BLOG FAQ’S CONTACT FREE CONSULTATION EMAIL OR CALL FOR A FREE CONSULTATION: 631-271-3737 WEISS@NY−BANKRUPTCY.COM OVER 30 YEARS EXPERIENCE! Previous Next WELCOME WELCOME: TO LONG ISLAND’S BANKRUPTCY, FORECLOSURE, NEGOTIATION & MODIFICATION LAW FIRM Our consultations are free, but our legal advice may be invaluable. Ronald D. Weiss, ESQ. is a Long Island bankruptcy, foreclosure, negotiation and modification lawyer, who since 1988 has represented individuals and businesses in the greater Long Island and New York areas undergoing financial hardship. Ron started the Law Office of Ronald D. Weiss, P.C. in 1993 as a law firm focused on “Debt Solutions”. The law firm advises and represents individuals and businesses going through economic challenges, monetary difficulties, creditor problems and/or overwhelming debt. The law firm approaches each case with creative, clever, customized and compassionate debt solutions that may involve negotiation, litigation, bankruptcy, and/or other legal options. Every matter coming to our law office is treated as a unique situation that deserves our office’s collective wisdom, knowledge and skills in working the legal system to help resolve our client’s financial challenges and debt problems. (See Sub-Section “About – Ronald D. Weiss, Esq.”) We can help with effective, affordable and uniquely customized legal options to virtually any financial difficulty. The Law Office of Ronald D. Weiss, P.C., is a law firm comprised of attorneys and legal staff, that for over 30 years, has concentrated in legally representing residents of Suffolk County and Nassau County, Long Island, New York, in bankruptcy cases under Chapters 7, 11, and 13 of the Bankruptcy Code, foreclosure defense litigation, mortgage loan modification, landlord-tenant litigation, distressed real estate transactions, general debt negotiation and debt litigation. Through advice and representation, our attorneys help determine and implement the best and most affordable ways to: eliminate overwhelming credit card obligations, modify problematic mortgages, stop aggressive creditor collection, overcome intractable foreclosure difficulties, reduce troublesome debts, reorganize burdensome liabilities and/or resolve difficult landlord-tenant disputes. (See Section “About” which further gives information about our law office). Call now or email today for a free phone and/or office consultation with Ronald D. Weiss, Esq. The main office of the Law Office of Ronald D. Weiss, P.C. is centrally located on Route 110 in Melville, on the border of Nassau and Suffolk, close to the exits of most major roadways, including the LIE, Northern and Southern State Parkways, Old Country Road and Jericho Turnpike. Convenient evening and daytime appointments are readily available. Let our law firm explain to you how we can help resolve your financial difficulties by representing you in the following: Bankruptcy: Chapter 7, Chapter 11 & Chapter 13, Adversary Proceedings, Contested Motions, Bankruptcy Appeals Foreclosure Defense, Landlord Tenant Litigation And Litigation Defense Debt Negotiation and Settlement, Mortgage Modifications and Distressed Real Estate Solutions Our Personable, Customized and Creative Approach to Debt Solutions Locations Served Why Use Our Office? Effective, Intelligent, Compassionate and Affordable Debt Relief Solutions Covid-19: Effects on Debt in Nassau and Suffolk Counties, Long Island and Need for Debt Relief Bankruptcy: Chapter 7, Chapter 11 & Chapter 13, Adversary Proceedings, Contested Motions, And Bankruptcy Appeals Immediate protection by a Long Island bankruptcy attorney to stop collection actions, creditor harassment, foreclosure actions, tenant eviction, wage garnishment, and bank restraint. Chapter 7 bankruptcy, as practiced by our Long Island bankruptcy law firm, eliminates most unsecured debts, such as credit card debts, personal loans, and medical bills, to allow individuals a fresh financial start. Challenges in Chapter 7 cases include verifying that clients qualify in terms of income means testing, budget testing, lack of excess equity in assets, and/or the absence of avoidable transfers. Chapter 13 bankruptcy, as implemented by our Long Island bankruptcy lawyers, helps individuals by curing mortgage arrears and reducing unsecured debt over a 5-year plan, or by allowing long term mortgage modification through a loss mitigation plan. Challenges in Chapter 13 include verifying that clients qualify in terms of unsecured and secured debt levels, that they have sufficient income to sustain predicted plan payments and ascertaining that the debts owed can be paid under either a “catchup plan”, a plan incorporating a mortgage modification and/or a “pro-rata percentage plan” depending on the client’s situation and qualifications. Chapter 11, as carried out by our LI bankruptcy law office, reorganizes businesses by protecting them from their creditors while a Chapter 11 plan is worked on and presented for potential confirmation with the goal of saving the business by reorganizing its debts. Challenges in Chapter 11 cases include preparing monthly operating reports, coordinating business and legal strategy, preparing a disclosure statement, implementing a viable plan of reorganization and finding an advantageous exit strategy acceptable to to the creditors and the court. New Subchapter V of Chapter 11, with enhancements passed as part of the Cares Act, may be a simpler, quicker and less costly approach to business reorganization that with time may be used more often by businesses seeking debt solution options. In all bankruptcy matters on behalf of debtors we engage in disclosure of the debtor’s financial affairs through bankruptcy schedules, financial documents and a readiness to answer more questions posed by a trustee at a creditor’s meeting scheduled by the Court. The goal of the debtor is to eliminate, reduce and/or extend its debts. Where the debtor qualifies for a case in terms of meeting income, debt and and disclosure requirements, if the debtor is properly represented, it often obtains its goals of staying creditors during a bankruptcy case and improving its situation as to its debt and creditors. Bankruptcy litigation, in the form of Adversary Proceedings and/or Contested Motions, allows us to defend our bankruptcy clients in cases where there are potential complications that require litigation and/or motion practice within the bankruptcy case. In such matters our adversary can be a creditor or trustee who can use the creditors meeting or a more in depth 2004 examination or other discovery to gain more information about the debtors financial affairs. Bankruptcy Appeals allow us to contest a decision of the bankruptcy court by seeking appellate review of the bankruptcy judge’s decision. Bankruptcy issues that may be contested in motions include: motions to lift the automatic stay, motions to dismiss, objections to confirmation, objections to claims, pond motions, 522(f) motions and motions to compel discovery. Bankruptcy Issues that may be contested in adversary proceedings include: exemption applicability to protect assets, potential avoidable transfers (preferences and fraudulent conveyances), the overall discharge in a case, the dischargeability of particular debts, actions to force a sale of jointly held assets, turnover actions, and issues pertaining to means testing. Our law firm concentrates in bankruptcy solutions and is experienced in representing individuals and businesses in Suffolk County, Nassau County and the greater LI and NYC areas in all chapters of the bankruptcy code and in all matters that may arise in bankruptcy cases. Foreclosure Defense, Landlord Tenant Litigation And Litigation Defense Vigorous defense of foreclosure actions by a Long Island foreclosure lawyer with customized, case-specific strategy put into every document and every step, including the answers, pleadings, discovery, conferences, oppositions and motions filed to protect our clients’ homes. Timely defense is important to avoid default and protect a homeowner’s rights. Foreclosure defense includes foreclosure avoidance efforts with negotiations to head off a foreclosure litigation, but once our client is served with a foreclosure complaint, we engage in either answers, counterclaims and discovery demands or motions to dismiss that are tailored to our clients situation. We attend all court conferences, settlement conferences, status conferences and more recently Covid Hardship conferences and hearings to defend Covid Hardship. During the conferences we pursuit any settlement and modification opportunities. We aggressively defend foreclosure motion practice by filing detailed, thorough and well researched oppositions to the following motions: motion for summary judgment, motion for judgment of foreclosure and sale and motion to extend time for a foreclosure sale. We also file our own motions or cross-motions for the defendant including: motions or cross-motions to reargue, renew, vacate a default, compel discovery, demand a referee hearing and/or to dismiss. We can also initiate our own actions or motions for quiet title, to vacate a judgment or a mortgage lien and/or for surplus monies. Emergency orders to show cause and motion practice can stop foreclosure sales, vacate wrongful decisions/orders or judgments and potentially dismiss foreclosure actions, based on defects with documentation, standing, jurisdiction, lack of 90 day notice, statute of limitations, failure to possess loan documents, and other defenses including predatory lending, fraud and misrepresentation. To the extent a Supreme Court decision may be disputed and is critical importance to a case, we can move to reargue, renew or vacate the decision/order with the Supreme Court or engage in an appeal of the decision to the Appellate Division where the conclusions of law of the lower court will be reviewed by the appellate court. Foreclosure defense by our attorneys gains time and leverage for Suffolk and Nassau County homeowners seeking modifications and other mortgage solutions. We are unique in using not just foreclosure defense but also potentially negotiation, modification and bankruptcy options to help clients keep their homes. In addition we concentrate in landlord tenant law and litigation for both landlords and tenants in eviction and/or rent collection cases. We represent landlords and tenants in actions against the other when there is an issue for the following: eviction actions, actions to collect rent, constructive eviction actions, wrongful eviction actions, breach of contract actions, and hearings to challenge Covid hardship. We also represent both landlords and tenants in hearings with the town board, planning or building department over the following: actions to resolve certificate of occupancy issues, hearings on local zoning ordinances, hearings on condemnation, hearings seeking an exceptions local regulations. We also represent cooperative apartment shareholder/residents or owners of condominium town houses or apartments in litigation with their homeowners association or cooperative board over community regulations, fines, disputes and potential eviction or other legal actions by the board. Often we are able to come to negotiated stipulations that seek to resolve disputes with agreements that seeks to compromise the parties’ goals. We represent both individual and commercial landlords and tenants and our tools include litigation, negotiation and bankruptcy options. We also defend a board array of different actions where our clients are being pursued for debt and we have defended virtually any type of debt collection action including but not limited to litigation defense of actions to collect on tax debt, credit card debt, business debt, medical debt and student loan debt. Most of such litigation, for us, is defensive in purpose and intended to prevent the creditor from obtaining an easy judgment. If we can sufficiently make the litigation long, hard and expensive, the creditor is more likely to be amenable to a negotiated resolution and/or the creditor action will move slower allowing our client to be situated for a bankruptcy case. However, sometimes such debt is very high and there is a bona fide dispute that is worth fighting so we engage in real litigation with the intention of prevailing in the litigation. In some cases we need to initiate litigation to get a result or a negotiating advantage, in real estate matters or credit repair matters, that is often the case. Our law firm concentrates in foreclosure solutions and other debt oriented defense litigation and is experienced in defending individuals and businesses in the greater LI and NYC areas in all aspects of the litigation process. Debt Negotiation And Settlement, Mortgage Modifications And Distressed Real Estate Solutions Persistent negotiation by a Long Island modification lawyer to obtain more affordable mortgage terms, resolve mortgage arrears, and prevent foreclosure, through mortgage modification and/or other agreements, including settlements, payment plans, forbearances and/or short sales. While modifications and other negotiated resolutions are within the lender’s discretion, and while many lenders make these negotiations difficult and overly complicated, our modification attorneys, based on our experience, approach and reputation, have obtained helpful modifications for a high percentage of our Long Island clients. We concentrate in all other possible options for distressed real estate retention options, which include friendly short sales, refinancing, negotiated reinstatements and/or short payoffs. We also concentrate in non-retention options which include 3rd party short sales, deeds in lieu, cash for keys, judgment in lieu of foreclosure and all types of real estate sales or other manners of property transfer. More generally, our debt solutions law firm concentrates in a broad variety of aggressive and sustained debt negotiations, reductions and settlements. We negotiate a wide spectrum of debt from complex business obligations needing strategic planning and workouts to much smaller, ordinary individual unsecured debts that are greatly benefited from the expertise, energy and intelligence that our debt attorneys and staff can bring to every negotiated matter. Our advantages in negotiations and settlements are: the sharpness, persistence and skills of our debt lawyers and staff and the implied alternatives to settlement that we convey which are protracted litigation defense and/or bankruptcy options which creditors seek to avoid. Included in the negotiation solutions we offer are: credit card debt negotiations, tax debt negotiations, business debt settlements, student loan debt installation plans, personal loan settlements, landlord-tenant negotiation and other negotiated forms of debt relief. We also help with credit repair, real estate lien avoidance, voiding judgments and otherwise contesting debt. We resolve and settle all manners of mortgage and other problematic debt affecting individuals and businesses in Suffolk County, Nassau County and the greater LI and NYC areas. Our Personable, Customized And Creative Approach To Debt Solutions The Law Office of Ronald D. Weiss, P.C. analyzes each client’s case individually, based on the case’s specific facts and the needs of the client. Our goal is to give our clients highly effective representation that is at the same time compassionate and affordable. Often we look at using the above referenced debt solution tools – bankruptcy, litigation and/or negotiation – as potential alternatives or as part of a larger approach, where they are used to reinforce and build on each other. In each client’s situation we look at and consider all options, the potential for implementation, probable results, timing, and methodology. We develop with our clients a plan to best maximize the chances of successfully resolving burdensome debt and strategize to effectively overcome our clients’ economic challenges. (See Sub-Section on “About the Firm”). Locations Served In Suffolk County, NY our attorneys represent residents of the following towns with foreclosure, negotiation, modification and bankruptcy services: Huntington, Islip, Smithtown, Brookhaven, Babylon, East Hampton, Southampton, Southold, Riverhead, and Shelter Island. In Nassau County, NY our lawyers help clients living in the following towns with foreclosure, negotiation, modification and bankruptcy representation : Oyster Bay, Glen Cove, Hempstead, North Hempstead, and Long Beach. In the greater New York area we serve the following boroughs and counties: Queens, Brooklyn, Staten Island, Manhattan, Bronx and Westchester. Our main law office is located at 734 Walt Whitman Road, Melville, New York 11747 with a phone number of 631-271-3737. We see all consultations and potential new cases at this main Melville location to make sure the right attorneys and staff are able to meet with the potential client once we have analyzed the legal issues in a case a determined the legal strategy for the case. At our Melville office we have four conference rooms for consultations and to see clients. Our staff all based at this main Melville location. We also have several branch locations where we can see established clients by appointment only. (See Section on Office Locations). Why Use Our Office? Effective, Intelligent, Compassionate And Affordable Debt Relief Solutions We uniquely approach debt and financial hardship from the perspective of our clients who are usually looking for a solid and thoughtful overview of all their legal options. We provide a customized layout of the main possibilities to improve and resolve situations of financial hardship and give detailed recommendations as how to proceed. The alternatives that we present are effective and affordable debt relief options that are tailored for each client’s particular situation. We patiently listen to you and based on many years of experience, we can confidently, intelligently and creatively represent you by aggressively, passionately and energetically fighting your legal and financial battles. (See Sub-Section “About – How We Can Help”). Covid-19: Effects On Debt In Nassau And Suffolk Counties, Long Island And Need For Debt Relief The Covid-19 pandemic and associated lockdowns, restrictions and diminishment of person to person commerce has been especially brutal on the economy of Long Island given the many small businesses, restaurants and service providers that were affected negatively by an economy transformed overnight by a national crisis. Many jobs have been lost to our economy for years. Our dependency on the New York City economy has exacerbated our plight in that New York City’s economy had been completely devastated. Many people have been affected in ways that have caused them to have financial hardships, pain and debt that they never expected or imaged. Our office is uniquely situated to help with debt relief options and legal representation for Long Island’s struggling individuals and small businesses. (See Sub-Section “About – Covid 19 and the Effects on Debt Relief”). Please call us at (631) 271-3737 or email today for a free consultation. Our law office can help you in your situation of financial difficulty. Our Consultations are Free, But Our Legal Advice May be Invaluable 631-271-3737weiss@ny-bankruptcy.com We have expanded our hours during the pandemic. We can help you legally with almost any financial hardship. Please call us ️NOW for a free phone or office consultation! Thank you! Monday – Friday 8 am – 8:30 pm Saturday - 10 am - 6pm Sunday – closed CONTACT US Bankruptcy Solutions Foreclosure Solutions Mortgage Modifications Credit Card Debt Relief Tax Debt Solutions Student Loan Debt Solutions Negotiations & Settlements Debtor Litigation Defense Landlord Tenant Defense Distressed Real Estate Solutions Bankruptcy Quick Links What Is Bankruptcy? Who Can File for Bankruptcy Protection? What Are the Benefits of Bankruptcy? What Are the Alternatives to Bankruptcy? Are There Different Types of Bankruptcy? What Are the Qualifications for Bankruptcy? How Do I Rebuild Credit After Bankruptcy? When Should a Bankruptcy Case Be Filed? What Is a Chapter 7 Bankruptcy Case? What is Chapter 7 Long Island Means Testing? What Is a Chapter 13 Bankruptcy Case? What is a Chapter 11 Bankruptcy Case? New York Bankruptcy Resources Foreclosure Quick Links What Is Foreclosure? What if I'm in Default and/or Threatened with Foreclosure? What if I'm Served with a Summons & Complaint? Should I Defend the Foreclosure Action? What are Some Foreclosure Defenses? Should I Attend Foreclosure Conferences? What to Do in a Prolonged Foreclosure and/or if a Judgment Has Been Entered? What to Do if There's Notice of a Foreclosure Sale? What if My Home Was Already Sold in a Sale? Modification Quick Links What Is a Mortgage Modification? How to Obtain a Mortgage Modification? What to Do if Denied/Approved for a Modification? What if My Lender is Being Overly Difficult? What Are Options Besides Mortgage Modification? Can We Help with Modifications & Negotiations? Debt Negotiations Quick Links What are Foreclosure Non-retention Options? What are Foreclosure Retention Options? What are Credit Card Negotiations and Settlements? What are Business Negotiations and Settlements? What are Landlord Negotiations and Settlements? What are Tax Debt Negotiations and Settlements? What are Student Loan Negotiations and Settlements? What are Medical Debt Negotiations and Settlements? What is Credit Repair? LAW OFFICE OF RONALD D. WEISS, P.C. MELVILLE MAIN OFFICE LOCATION 734 Walt Whitman Rd #203, Melville, NY 11747 (631) 271-3737 Weiss@Ny-Bankruptcy.Com Uniondale Branch Office Location 626 RexCorp Plaza Rm 681 (516) 858-3003 BY APPOINTMENT ONLY NY 11556 Hauppauge Branch Office Location 150 Motor Parkway Suite 401, Rm 424 (631) 223-4810 BY APPOINTMENT ONLY NY 11788 Manhasset Branch Office Location 1129 Northern Boulevard Suite 404 (516) 858-3003 BY APPOINTMENT ONLY NY 11030 Bohemia Branch Office Location 80 Orville Drive Suite 100, Rm 225 (631) 223-4502 BY APPOINTMENT ONLY NY 11716 Valley Stream Branch Office Location 70 East Sunrise Highway Suite 500 (631) 479-3243 BY APPOINTMENT ONLY NY 11581 Hicksville Branch Office Location 100 Duffy Ave Suite 510 (516) 858-3003 BY APPOINTMENT ONLY NY 11801 Mineola Branch Office Location 34 Willis Ave. Mineola, (516) 858-3003 BY APPOINTMENT ONLY NY 11501 Rockville Centre Branch Office Location 41 N Village Ave, Rockville Centre, (516) 858-3003 BY APPOINTMENT ONLY NY 1157 Riverhead Branch Office Location 30 W Main St, Riverhead, (631) 456-4420 BY APPOINTMENT ONLY NY 11901 Amityville Branch Office Location 166 Broadway Amityville, (631) 618-0010 BY APPOINTMENT ONLY NY 11701 Freeport Branch Office Location 42 Guy Lombardo Ave #210C, Freeport, (516) 858-3003 BY APPOINTMENT ONLY NY 11520 We accept most major credit cards: The Law Office of Ronald D. Weiss, P.C. is a debt relief agency as such term is defined under the United States Bankruptcy Code. Our law firm concentrates in bankruptcy law and in foreclosure solutions. This is an attorney advertisement. This website is designed for general information only. The information presented on this website should not be construed to be legal advice nor the formation of an attorney-client relationship. Past results do not guarantee future outcome. © Copyright 2020 Law Office of Ronald D. Weiss, P.C. for all contents of this website. All rights reserved. Powered by WebDesignYou Corp.