___ Information relating to COVID-19 iafg-d .logo-ia-1{fill:#003da5;}.logo-ia-2{fill:#7c878e;}.logo-ia-3{fill:#2f4995;} Investment Loan An investment loan is an effective tool to increase your investments’ growth potential through use of a leveraging strategy. Your can thus reduce your taxable income with tax-deductible loan interest. This type of loan is particularly useful for clients who have a portfolio of non-registered assets and who are long-term investors (10-year minimum). Why take out a loan for your non-registered savings plan? You increase your investment capacity. You maximize potential returns on investment. You maintain your liquidity for other projects while increasing your investment value. The advantages of taking out an investment loan with us Competitive interest rates. You can choose to pay back capital plus interest or interest only. When possible, you can choose to just pay the interest (principal at maturity). Choice of two borrowing options: a 100% loan (without down payment) or a one-for-one loan (with a down payment equal or superior to the loan amount). Interest rates Rates shown are determined based on the Royal Bank of Canada’s prime rate (PR), which is currently at 2.45%. Interest rates are provided for information purposes only and are subject to change at any time without notice. Postal Code Find an advisor Contact Customer Service 1-844-442-4636 I am already a client Customer service Go to My Client Space See also Non-registered savings plan Investment loan interest rates (non-registered assets) Loan amount 100% loan Interest rate (new) 1:1 loan Interest rate $10,000 to $49,999 PR + 1.25% PR + 0.75% $50,000 to $99,999 PR + 1.00% PR + 0.75% $100,000 to $300,000 PR + 0.75% PR + 0.75% Investment advice Unexpected windfall—how to invest your money If you have money coming in, here are some tips to guide your investment choices and help with your decision-making. Financial resolution: stay invested and have a long-term horizon Clément Gignac, Senior Vice-President and Chief Economist, shares with you his advice regarding investing. Why work with an advisor Discover the key advantages of working with a financial advisor to make investments and achieve your financial goals. See more investment advice About iA Careers Contact us Find an advisor Make a claim Connect to My Client Space Advice Zone iA Newsletter Site map Unsubscribe Accessibility Privacy and security Terms of use Unclaimed property INVESTED IN YOU. © 2021 Industrial Alliance Insurance and Financial Services Inc. – iA Financial Group. All rights reserved.