Licensing Information LeaderOne Financial LeaderOne Financial Corporation’s mission and commitment to you is dedicated to facilitating the dream of homeownership by providing you with World Class Service. So whether you are a first-time homebuyer or a seasoned real estate investor, our staff knows what it is like to be in your shoes and we strive hard never to forget that feeling. We will earn your trust by communicating to you the information need to know, when you need to know it and by offering the right mortgage for your unique financial picture at a competitive and fair price. LeaderOne Financial Corporate Headquarters NMLS # 12007 Phone: 800-270-3416 7500 College Blvd. Suite 1150 Overland Park, KS 66210 LeaderOne Financial Corporation Is Licensed In The Following States ALABAMA – Licensed by the Alabama State Banking Department, Bureau of Loans. Consumer Credit License # 21517. ARIZONA – Licensed by the Arizona Department of Financial Institutions. Mortgage Banker License # – 0918657. LeaderOne Financial Corporation. ARKANSAS – Licensed by the Arkansas Securities Department, License # 100649. CALIFORNIA – Licensed by the Department of Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. License# 4131276. COLORADO – Regulated by the Division of Real Estate. CONNECTICUT – Connecticut Department of Banking, License # ML-12007 DELAWARE – Licensed by the Office of State Bank Commissioner- 201242 DISTRICT OF COLUMBIA – Licensed by the District of Columbia Department of Insurance, Securities, and Banking Bureau # MLB12007. FLORIDA – Licensed by the Florida Office of Financial Regulation # MLD466 GEORGIA – Georgia Residential Mortgage Licensee, License # 33522. Licensed by the Georgia Department of Banking and Finance IDAHO – Licensed by the Idaho Department of Finance # MBL-7539 ILLINOIS – LeaderOne Financial Corporation – 7500 College Blvd., Ste. 1150 Overland Park, KS 66210. Illinois Residential Mortgage Licensee, License # MB.6760669. IDFPR-Residential Mortgage Banking, 100 W. Randolph, 9th Floor, Chicago, Illinois, 60601, (888) 473-4858 INDIANA – Licensed by the Indiana Department of Financial Institutions. First Lien Mortgage Lending License #18715. IOWA – Licensed by the Iowa Division of Banking, license # 2008-0122 KANSAS – Kansas Licensed Mortgage Company, License # MC.0025362 KENTUCKY – Licensed by the Department of Public Protection the Office of Financial Institutions, #MC93138. LOUISIANA – Licensed by the Louisiana Office of Financial Institutions MAINE – Department of Professional and Financial Regulation Bureau of Consumer Credit Protection, Supervised Lender 12007 MARYLAND – Licensed by the Maryland Department of Labor, Licensing, and Regulation, License # 19606. MASSACHUSETTS – Division of Banks as a Broker and Lender MC 12007 MICHIGAN – Licensed by the Michigan Department of Insurance and Financial Institutions. First Mortgage Broker, Lender, and Servicer Registrant: FR0019378. MINNESOTA – Licensed by the Minnesota Department of Commerce, License # MN-MO-12007. MISSISSIPPI – Licensed by the Mississippi Department of Banking and Consumer Finance, 12007. MISSOURI – LeaderOne Financial has a full service office in Missouri located at 2 City Place Suite 200 St. Louis, MO 63141. Licensed by the Missouri Division of Finance, License #17-1776. 11715 Administration Drive Suite 102, St. Louis, MO 63146. MONTANA – Licensed by the Montana Division of Banking & Financial Institutions. License# 12007 NEBRASKA – Licensed by the Nebraska Department of Banking and Finance, License # 2018 NEVADA – Licensed by the Nevada Mortgage Lending Division – #4186 NEW HAMPSHIRE – New Hampshire Banking Department 21166-MB NEW JERSEY – Licensed Mortgage Banker – New Jersey Department of Banking and Insurance. NEW MEXICO – Licensed by the New Mexico Financial Institutions Division. NORTH CAROLINA – LeaderOne Financial Corporation is licensed by the North Carolina Commissioner of Banks, License # L-186257 NORTH DAKOTA – Licensed by the North Dakota Department of Financial Institutions MB102347. OHIO – Licensed by the Ohio Division of Financial Institutions, Mortgage Lending Act Certificate of Registration No. MBMB.850312.000 OKLAHOMA – Licensed by the Oklahoma Department of Consumer Credit # MB001775. OREGON – Licensed under the Oregon Consumer Finance Act, License # ML-5075. PENNSYLVANIA – Licensed as a Mortgage Lender by the Pennsylvania Department of Banking and Securities, License # 33095 RHODE ISLAND – LeaderOne Financial Corporation is licensed by the Rhode Island Department of Business Regulation, License numbers 20173538LL & 20173539LB. Corporate Headquarters: 7500 College Blvd Suite 1150; Overland Park, KS 66210, NMLS ID #12007. www.nmlsconsumeraccess.org. This advertisement does not constitute a loan approval or a loan commitment. Loan approval and/or loan commitment is subject to final underwriting review and approval SOUTH CAROLINA – South Carolina Department of Consumer Affairs MLS 12007 SOUTH DAKOTA – Licensed by the South Dakota Division of Banking # ML.04959 TENNESSEE – Licensed by the Tennessee Department of Financial Institutions # 116991. TEXAS – LeaderOne Financial Corporation, 7500 College Blvd. Ste# 1150 Overland Park, KS 66210, Licensed by the Texas Department of Savings and Mortgage Lending. 7 TAC §81.200(c) CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. UTAH – License by the Utah Division of Real Estate. License# 8912353. VERMONT – Licensed by the Vermont Department of Financial Regulation 7412 & 1518 MB. VIRGINIA – LeaderOne Financial Corporation, Lender License # MC-3865. Licensed by Virginia State Corporation Commission. WASHINGTON – Licensed by the Washington Department of Financial Institutions, License # CL-12007. WEST VIRGINIA – Licensed by the West Virginia Division of Financial Institutions, ML-34494 and MB- 34494. WISCONSIN – Licensed by the Wisconsin Department of Financial Institutions, License # 43800BA. WYOMING – Licensed by the Wyoming Division of Banking, License # 2316. LeaderOne Financial Corporation is an Equal Housing Lender Discrimination in mortgage lending is prohibited by the federal Fair Housing Act. The HUD Office of Fair Housing and Equal Opportunity actively enforces those provisions of the law. The Fair Housing Act makes it unlawful to engage in the following practices based on race, color, national origin, religion, sex, familial status or handicap (disability): Refuse to make a mortgage loan Refuse to provide information regarding loans Impose different terms or conditions on a loan, such as different interest rates, points, or fees Discriminate in appraising property Refuse to purchase a loan or set different terms or conditions for purchasing a loan Filing a Complaint If you have experienced any one of the above actions, you may be the victim of discrimination. Recognizing the signs of lending discrimination is the first step in filing a complaint. HUD investigates your complaints at no cost to you. If you believe you have experienced lending discrimination, visit the housing discrimination complaint website to learn more about the complaint process. The federal agency that administers these laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Need An Answer? CONTACT US NOTICE TO TEXAS CONSUMERS: COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO: THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N Lamar, Suite 201 Austin, TX 78705. 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