Menu Search Help Log In Business Cards Call to apply 1-855-531-2364 At this time, we do not have any available offers for an American Express® Business Loan available. FINANCING TO HELP TURN YOUR BUSINESS GOALS INTO REALITY American Express® Business Loans Boost your business or consolidate business debt with collateral-free funds from $3,500 to $75,000 available to pre-approved American Express® Business Card Members.‡ Choose from these funding options. Check your offer today. Funding options from $3.5 - 75k Fixed interest rates with APRs between 6.98% to 19.97% for 6/12/24/36 months. Check your Offer For eligible American Express® Business Card Members. Eligibility based at least 1 year of account history, creditworthiness, and other factors. Fund your next opportunity Dream Bigger. Ready to grow? Expand your business with equipment upgrades or launch new products, services or marketing initiatives. Cover Costs. Why wait for your busy season to get business done? Make repairs as soon as you need or stock up on inventory – and buy in bulk for vendor discounts, if available. Simplify Finances. Managing different Business Card balances? Streamline your finances by consolidating your non-American Express Business Card debt into one fixed monthly payment. Apply with no impact to your credit score‡ Have questions? We’re here to help. Reach our team at 1-888-531-2364. Check Your Offer Not a Card Member? Access to Business Loans starts with an American Express Business Card. View All Business Cards THREE EASY STEPS TO GET FUNDED 1 Check your offer Find out if you're pre-approved by logging into your American Express account or authenticating with your Business Card information. You'll see how much you could borrow and your maximum rate. 2 Apply easily Tell us how much you need up to your pre-approved amount. Then select a monthly payment option and provide some additional information about your business. 3 Get funded If approved, we’ll disburse your funds in 3 to 5 business days once you review and accept your loan terms. Estimate your monthly payment. Repayment is hassle-free: take advantage of AutoPay. Repay early with no penalty. How much do you want to borrow? $ Enter an amount between $3,500 and $75,000‡ What is your estimated current credit score? 801+ (Excellent) 751-800 (Very Good) 701-750 (Good) 660-700 (Average) 659 or less (Poor) There’s no credit check to apply.‡ 6 Monthly Payments 12 Monthly Payments 24 Monthly Payments 36 Monthly Payments Fixed interest rates with APRs between 6.98% to 19.97%‡ KNOW WHAT YOU’RE PAYING‐AND WHAT YOU’RE NOT. THERE’S NO COST TO APPLY AND NO ORIGINATION FEE. Get Started Use Business Loans to... Meet increased demand “American Express played a really important role in our business. When we had a surge of demand for our product, we were able to utilize [the] funds to increase our production to accommodate that demand.” - Amy Scherber, Amy's Bread Manage seasonality “The AMEX small business loan ended up being really valuable for our business. One, is it helped as a bridge to comfortably get through that lower season period for business. It also allowed us to make a couple of really smart investments that have already been paying off this year, as we've seen continued and even increasing growth, which is great.” - Jon Pollock, founder of Ciao Andiamo Frequently Asked Questions General FAQs Application FAQs Fund Disbursement FAQs Payment & Account Management FAQs ‡ Benefit Terms ABOUT About American Express Investor Relations Careers Global Network Contact Us Amex Mobile App PRODUCTS & SERVICES Credit Cards Business Credit Cards Corporate Programs Prepaid Cards Savings Accounts & CDs Gift Cards LINKS YOU MAY LIKE Membership Rewards Free Credit Score & Report CreditSecure Bluebird Accept Amex Cards Refer A Friend ADDITIONAL INFORMATION Credit Intel – Financial Education Center Supplier Diversity Credit 101 Money Management 101 US Newcomers Frequently Asked Questions United StatesChange Country Terms of ServicePrivacy CenterAdChoicesSecurity CenterCard AgreementsServicemember BenefitsSite Map All users of our online services are subject to our Privacy Statement and agree to be bound by the Terms of Service. Please review. © 2021 American Express. All rights reserved