Main Menu LOGIN ADVANTAGE CHECKING Home Federal’s Advantage Checking is your fundamental, free checking account. There’s no minimum balance, no monthly fee, and absolutely no hassle. With an Advantage Checking account you get: Free Debit MasterCard and free access to CardGuard Free use of any Home Federal, Kwik Trip, or Kwik Star ATM Free Standard Bill Pay Service Free Notary Service $10 discount on your first box of checks Free e-statements (Additional fee for paper statements) 24/7 Online & Mobile banking Mobile Deposit OPEN AN ACCOUNT You can open your Advantage Checking account online or stop into the Home Federal nearest you. For additional information about the account, feel free to contact us. Other types of Personal Checking accounts Interest Advantage Checking Health Savings Account Stay Connected Sign up for our exclusive tips and expert advice: Name Email SIGN UP Home Federal on YouTube Home Federal on Facebook Home Federal on Instagram Home Federal on LinkedIn 888.489.5355 Routing Number 291270050 Consumer Banking Commercial Banking About Us Locations & ATMs Careers Legal Disclosures © 2021 Home Federal Savings Bank

Main Menu LOGIN LINES OF CREDIT A Home Federal line of credit may be a great way to control the flow of funds into and out of your accounts. A line of credit is access to a certain amount of funds that you can use – as you need them – for a wide range of everyday expenses, and pay them off as you go. Unlike a loan (where you receive a lump sum upfront and start paying interest on right away with your monthly payments), with a line of credit, you only pay interest when you use the funds, and only on the amount you borrow. We offer two different lines of credit options: UNSECURED LINE OF CREDIT This revolving line of credit has no annual fee. It may be used as a sweep account for overdraft protection and offers free online and mobile banking access, eStatements, and more. HOME EQUITY LINE OF CREDIT This revolving line of credit is similar to an unsecured line of credit only it uses the equity built in your home as collateral. It features an adjustable rate, and has flexible interest and repayment periods. Even more information on a Home Equity Line of Credit (HELOC) can be found here. For more information on lines of credit, and to find out what you qualify for, please contact our Consumer Lending Team. APPLY ONLINE NOW Additional loan products: Personal Loans Mortgage Loans Equity Loans Commercial Loans Stay Connected Sign up for our exclusive tips and expert advice: Name Email SIGN UP Home Federal on YouTube Home Federal on Facebook Home Federal on Instagram Home Federal on LinkedIn 888.489.5355 Routing Number 291270050 Consumer Banking Commercial Banking About Us Locations & ATMs Careers Legal Disclosures © 2021 Home Federal Savings Bank