LOGIN Businessowners Policy Insurance Flexible, affordable coverage makes AmTrust’s BOP attractive to small business owners. WHY AMTRUST COVERAGES FREQUENTLY ASKED QUESTIONS AGENTS Why Choose AmTrust for a Businessowners Policy? AmTrust Financial agents have the passion and industry knowledge to make "perfect fit" recommendations for you. Our agents are experienced, knowledgeable and available to develop a BOP that offers the exact coverage your business needs. Our dedicated agents and claims professionals ensure you can use and adjust your plan as needed to get the most benefit from your businessowners policy possible. Our BOP product not only provides flexible and extensive coverage, it is also highly affordable. For many small business owners, one of the most attractive qualities of our BOP line of coverage is its affordability. Not only are our premiums highly competitive, but we also offer discounts for clients in targeted classes when paired with workers’ compensation. For workers' compensation policyholders, we offer a 10% discount on AmTrust BOP coverage. For our agents, these discounts are major selling points that can help you more effectively attract new policyholders. What is a Businessowners Policy? Businessowners policy, most often referred to as a BOP, combines basic required coverages you'd normally buy separately into one bundle for a lower premium. BOP policies include general liability, property and business interruption, and can add other coverages, like crime, cyber, employee benefits coverage and others as needed. You can also add one of our BOP enhancements, which increase some coverage limits and add several other property and liability coverages. Property insurance covers buildings and business-owned items damaged from named-peril coverages such as fire and wind. General liability provides coverage to a business if they are sued for causing property damage or personal injuries. Each small to mid-sized business has unique considerations. AmTrust’s BOP coverage is a flexible policy that can be customized to fit individual policyholders' needs. We can round out your account to address specific risks to include Workers’ Compensation, Auto, Umbrella or Employment Practices Liability Insurance or other coverages. By purchasing a BOP from AmTrust, you can gain peace of mind knowing that you have the coverage you need should something go wrong, at an affordable price. CONNECT WITH AN AGENT Home > Insurance Products > Businessowners Policy SMALL COMMERCIAL Businessowners Policy Workers' Compensation Commercial Package Cyber Insurance EPLI General Liability Commercial Property DIVISIONS AmTrust EXEC AmTrust International AmTrust Title Excess & Surplus Specialty Programs Specialty Risk AGENTS & POLICYHOLDERS Insurance Agents Small Business Owners INDUSTRIES Transportation Financial Institutions Nonprofit Restaurants Offices & Professional Services RESOURCES Agent Marketing Library PolicyWire Blog Resource Center SERVICES Payments Premium Audit VIP Program ABOUT AMTRUST About Us Contact Us Insurance Carriers Locations Management News Suppliers CAREERS Benefits Departments Hiring Process Life at AmTrust Search & Apply LEGAL Corporate Governance Form 8937 Legal Disclaimer Privacy Policy Customer Service 877-528-7878 Claims 888-239-3909 Payments 877-528-7878 AmTrust Financial | Copyright 2021