Contact Us Locations BUSINESS BANKING Business Checking DEPOSIT PRODUCTS Business Checking Small Business Checking Business Money Market Accounts LOAN PRODUCTS Commercial Loans Real Estate Loans SBA Loans International Banking Forms ONLINE SERVICES Wallis 360 Remote Deposit Positive Pay Financial Calculators Mobile Deposit Card Safe OTHER SERVICES VISA® Debit Cards Merchant Card Services VISA® Business Credit Cards More Services Business Checking is a noninterest bearing commercial account for businesses with a large amount of monthly activity. The monthly charges are offset by an Earnings Credit which is applied to the minimum daily ledger positive balance in the account. FEES AND DETAILS INCLUDE: Minimum Deposit to Open: $1,000.00 Service Charge: $15.00 Deposit or Credit (ea): $0.30 Check or Debit Paid (ea): $0.14 Deposited Item: $0.08 Cash (in $1,000 increments): $0.08 Imaged Statement: No Charge Zippered Money Bag: No Charge Locked Money Bag: $15.00 EARNINGS CREDIT The Earnings Credit is based on a percentage of the Federal Funds Rate at the beginning of the current month to the daily ledger positive balance. The Earnings Credit is used to offset Service Fees on the Business Checking account each month. If the calculated Earnings Credit is less than the accrued fees, the difference will be charged to the account. To maximize the benefits of the account balance maintained, most fees related to this account will be charged through account analysis. Fees are subject to change. JOIN THE WALLIS BANK FAMILY It’S Time To Experience Personalized Service That Puts You First. LEARN MORE ABOUT BUSINESS CHECKING BANKING MADE EASY Business Banking Lending Services Personal Banking Resources LOCATIONS California Cerritos Los Angeles Georgia Atlanta Texas Dallas Houston San Antonio Wallis ABOUT US ALERTS & NOTICES NEWS & EVENTS CAREERS BLOGS Connect With Us Ⓒ 2021 Wallis Bank, All rights reserved. Equal Housing Lender Privacy Notice Disclosures