LOCATIONS & ATMSCAREERSCUSTOMER SERVICE OPEN AN ACCOUNT LOGIN Personal Business & Ag Home Loans Wealth Management Resources About POSITIVE PAY Reduce check fraud with Positive Pay. What is Positive Pay? Positive Pay is an automated fraud detection tool for business checking accounts, that monitors check and ACH transactions. This service ensures that funds are not released from your checking account unless specific information on each check presented for payment exactly matches the list you provided to us electronically. For example, your company issues a check to a vendor for $500 that was later altered to appear as a $5,000 check. Positive Pay will catch the transaction and give you the option to authorize the bank to return the fraudulent check before it is paid out of your business checking account. Positive Pay is easy to use. Import your list of issued checks. Positive Pay compares the check activity to the file you submitted. A list of exceptions is generated, i.e. duplicate transaction, amount discrepancies, and check number mismatch. You choose to pay or return exceptions through Online or Mobile Business Banking. Protect your business against fraud. Call or stop in today to get started. Our Cash Management Services team is always ready to lend a hand or provide hands-on instruction. Luann Backlund Cash Management Services Officer 1920 N. Sanborn Blvd. Mitchell, SD 57701 605-995-4631 CONTACT Amy Brady Cash Management Services Officer 420 S. Pierre St. Pierre, SD 57501 605-945-3723 CONTACT Roberta Rowen Cash Management Services Officer Tuscany Square 325 Omaha St. Ste. 10 Rapid City, SD 57701 605-399-4202 CONTACT Contact Us » Find a Location or ATM Online Banking User ID New User - Personal Forgot Password Help Center Routing Number 091400538 Connect on Social BankWest on Facebook BankWest on YouTube BankWest on Linkedin BankWest on Instagram Equal Housing Lender Member FDIC Send Secure File Careers Disclosures Security Privacy Policy Internet Privacy Policy Terms of Use News & Alerts Vendor Diversity Site Map Search Our Site © 2021 BankWest All rights reserved.