Current Fixed Rates For Home Mortgage Offerings: 11/24/2021 05:12 PM EST Rates are effective 12:00 PM - 5:00 PM EST Conforming Products - Loan Amounts up to $548,250.00 Rates % Points APR%* Payment Amount** 15 Year Fixed 2.500% 0.000% 2.59% $1,666.00 LEARN MORE 30 Year Fixed 3.125% 0.000% 3.18% $1,070.00 LEARN MORE Jumbo Products - Loan Amounts up to $822,375.00 Rates % Points APR%* Payment Amount** 15 Year Fixed 2.750% 0.000% 2.85% $1,696.00 LEARN MORE 30 Year Fixed 3.250% 0.000% 3.31% $1,088.00 LEARN MORE Individuals purchasing homes in the following New York counties are invited to apply for mortgages with the above rates: Bronx, Kings (Brooklyn), Nassau, New York (Manhattan) Queens, Suffolk, and Westchester. Interested in taking the next steps in discussing your unique financing needs? Click on the learn more button to provide your contact information. *APR% includes upfront fees of $1,168. **The payment amount indicated is based on a $250,000 loan amount with a 40% down payment and reflects the monthly principal and interest payment amount that will apply over the term of the loan. The payment amount does not include amounts for taxes and insurance. The above rates are based on the purchase of a single-family, condominium or cooperative, owner-occupied property, 60% loan-to-value (LTV), a credit score of 660, no prepaid interest and an interest rate with a 60 day lock period. Other loan requests are available (e.g. 2-4 family properties, higher loan amounts or loan to value, cash-out refinances, non owner occupied properties) with additional pricing. Rates and terms are subject to change at any time without notice. All loans are subject to credit and property approval based on secondary market guidelines. Other products are available. For additional information on mortgage loans, including current rates available in other New York counties and other states within Emigrant's lending area, please call Emigrant Mortgage Company, Inc. at (212) 850-4848 to speak to a Mortgage Consultant. Emigrant offers financing for properties located in New York, New Jersey, Pennsylvania, Connecticut, Massachusetts, and Florida. Emigrant Mortgage Company, Inc. - NMLS#1577 (Emigrant). All rights reserved. Emigrant is a subsidiary of Emigrant Bank, Member FDIC. Emigrant is an Equal Opportunity Lender and an Equal Opportunity Employer. All loans are subject to submission of a complete application, underwriting review and credit and property approval by Emigrant. Not all products and/or programs are available in all states and/or localities and/or for all loan amounts. Other restrictions and limitations may apply. Emigrant is licensed by the New York State Department of Financial Services, One State Street, New York, New York 10004, (212) 709-3500. Licensed Mortgage Banker, License No. LMB109420, with a principal address at 7 Westchester Plaza, Elmsford, NY 10523, (914) 785-1100. Click here to view all state licensing agencies. © 2021 Emigrant Mortgage Company