TALK TO A LOAN OFFICER VIEW RATES APPLY NOW PROGRAMS CALCULATORS INFORMATION ABOUT US CONTACT US SIGN IN Our mission is to provide the lowest cost, most convenient mortgage in America AimLoan was founded in 1998 as an Internet Direct Lender, committed to using technology to deliver savings, transparency and convenience to mortgage customers. ABSOLUTE TRANSPARENCY 23 YEARS' EXPERIENCE $31 BILLION FUNDED 50-STATE LENDER Since then we have funded over $23 billion in mortgages to over 90,000 homeowners throughout the country. Two-thirds of our business comes from repeat customers and their referrals and we are thankful for the thousands of positive Customer Reviews posted on our website. AimLoan is a values-based company. All business decisions are made in a manner consistent with our Core Values and Code of Ethics. The company was founded by Vince Kasperick who continues to serve as president. Savings Our system eliminates the mortgage broker and highly commissioned loan officer, the highest cost components of the mortgage process. We further reduce costs by utilizing automated underwriting systems and other technologies, and by lending throughout the country from a single location in San Diego, California. Unlike any other lenders we know of, we guarantee total closing costs as shown at the time of application and rate lock. We guarantee not only our own fees but those of third party service providers as well. Transparency Our state of the art website fully discloses rates, points, fees and all third party costs, 24/7. You may obtain an accurate rate quote in less than a minute without providing any personal information. Rates are updated daily so you always obtain accurate up to date information. The transparency of our website has been recognized by the Mortgage Professor from the Wharton School of Business who has designated us as one of just six Upfront Mortgage Lenders in the country. Convenience Our user-friendly online application can be completed in approximately 20 minutes. Upon submission, your application will be run through our Automated Underwriting System and upon approval you will be given the option to lock or float your rate. You will be contacted the same day (or by noon the next day if applying after hours) and will be provided with a list of required documentation and a secure Internet portal to upload the documentation. You will be provided with regular updates as your loan moves through our 6-Step Process. The AimLoan 6-step process Step 1: Apply and lock rate. Step 2: Vendor services. Step 3: Conditional approval. Step 4: Final approval. Step 5: Doc drawing. Step 6: Closing. Service We recognize the importance of delivering a high level of customer service throughout the mortgage process. View testimonials from thousands of our satisfied customers. We are also strong believers in serving the communities in which we do business. We are proud of the results of our Community Service Campaigns which date back to our humble beginnings over 20 years ago. 4121 Camino Del Rio South San Diego, CA 92108 Call us on 888-411-4246 Help Contact Us Calculators Information Glossary Company About Reviews Community Service Careers Upfront Mortgage Lender Legal Privacy Policy CA Privacy Notice State Licensing Accessibility Site Security © 1998 - 2021 American Internet Mortgage, Inc. NMLS #2890