. Main Menu Login MINNESOTA BANK & TRUST HEALTH SAVINGS ACCOUNTS (HSA) If you have a High Deductible Health Plan (HDHP), an HSA allows you to save and pay for qualified medical expenses in a tax-free environment. SAVINGS FOR YOUR FINANCIAL WELL-BEING. Designed to help you save for qualified medical and health expenses on a tax-advantaged basis, participating in a Health Savings Account (HSA) means you will be prepared for medical events. Plus, experience the benefits of tax-deductible contributions and tax-free earnings and withdrawals along the way. Please consult your tax advisor. A minimum of $25.00 is required to open the account. Why Choose an HSA? Tax-Free Not only are contributions to your account tax-deductible, or tax-deferred if made by your employer, any investment earnings and withdrawals for qualified medical expenses are also tax-free. Fully Portable Whether you change jobs or become self-employed, your account stays with you. Convenient Your HSA with Minnesota Bank & Trust earns interest and comes with a Visa Debit Card for your convenience in paying for doctor fees, prescriptions, and other medical expense purchases. eStatement enrollment required to avoid $3.00 paper statement fee. Contact a Personal Banker or visit a local banking center to get started. Find a Banker AS A CLIENT OF MINNESOTA BANK & TRUST, YOU'LL ALSO HAVE ACCESS TO THESE GREAT SERVICES: FINANCIAL TEAM MOBILE BANKING ONLINE BANKING SAVVY® MONEY MANAGEMENT YOU MAY ALSO BE INTERESTED IN: PERSONAL LOANS New car, your next adventure, an R/V for family road trips - whatever your needs we have financing options for you. See More CASH BACK REWARDS CREDIT CARD Earn cash back with no annual fee. See More CERTIFICATE OF DEPOSITS (CDS) Earn a fixed interest rate for the term of your choice. Plus, rolling over your CD at the end of the term is easy to keep growing your savings See More Current Personal Account Fee Schedule Personal Checking Personal Savings Financial Calculators Switch Kit Personal Fee Schedule Small Business Checking Private Client Business Fee Schedule Fraud Center Careers FAQs Privacy Policy Social Media Terms of Use Search Search Minnesota Bank & Trust is ©2021 Minnesota Bank & Trust.