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Home and Family Should I Opt Out of the Child Tax Credit? 8 Best Back To School Tips For Parents 9 Ways to Get Help with Back to School Supplies 10 Smart Ways to Decorate a Small Apartment or House 11 DIY Holiday Gift Ideas How To Finance Your Home Repairs or Renovations with No Equity Check out these 6 Free and Cheap Ways to Keep Learning at Home 6 Best Home Improvement Tips and Tricks to Increase the Value of Your Home 9 Things To Think About Before Choosing Your Next Vacation Destination 9 Tips to Spend Your Vacation Wisely Money Conversations for Couples Sharing Finances 8 Internet Safety Rules to Keep Your Family Safe Online How to Be Proactive with Car Maintenance and Repairs 6 Things to Consider When Deciding if Your Kids Should Have a Cell Phone 10 Essential Life Lessons for Kids that Modern Parents Need to Know 7 Simple Staycation Ideas for Families 9 Easy Tips for Money-Saving Travel During The Holidays How to Earn Extra Cash for Christmas and Holidays Ways to teach kids about money Money Management 7 Financial Questions to Ask Before Marriage Are Online Loans Safe? Cashier’s Checks vs. Money Orders Financial Literacy: Needs vs. Wants How Can I Get a Tax Refund Advance Loan? How to Avoid Overdraft Fees How to Build an Emergency Fund How to Build Your Financial Literacy How to Check If an Online Loan is Safe or Legitimate How to Get an NSF Fee Refund How to Set Financial Goals How to Set Short-Term Financial Goals How to Stop Living Paycheck to Paycheck Money Saving Tips for Frugal Living New Year Resolution Ideas to Save Money in 2020 Pros and Cons of a Tax Refund Loan 5 Questions to Ask Before Getting a Cash Advance Loan Comparing Interest Rates: Short-Term vs. Long-Term Loans 10 Things You Need to Know About Tax Refunds 5 tips to save on cell phone service Tips to File Your 2019 Taxes Right Ways to Lower Utility Bill Cash Loans and Other Ways to Pay Off Your Holiday Debt 12 Easy Ways to Save Money Around the House Bounced Check What is an NSF Fee? What is Financial Planning? How Much Should I Have in an Emergency Fund? 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Should I Get Financing for My Engagement Ring? 10 Signs You Need A New Job When You Should Get a Short-Term Loan Car Title vs. Registration Loans What Types of Small Loans are Available to Me? Ways to Borrow Money What to Do When You Need Cash Now What to Do When You Need Money Fast When do you need Short Term Loans What are Secured Loans and How do they Work? Can I Get A Loan with No Credit History? Holiday and Christmas Loans Loans Like LendUp Personal Loans for Bad Credit Refinance a Loan Title Pawns Types of Loans News 92% of Borrowers Choose Payday Loans Over Competing Credit Products A “New Era” in Short-Term Lending A watchdog grows up: The inside story of the Consumer Financial Protection Bureau Abuses Concentrated Among Unregulated Lenders, Pew Finds Advance America announces installment loans online up to $3,000; Express Check Advance, Check Advance and National Cash Advance rebrand in Mississippi Advance America Announces New Loan Option in Oklahoma Advance America announces new online installment loans, new online features, and additional locations in Alabama Advance America Attends Kick-Off Meeting for the African American Mayors Association Advance America Becomes First to Offer Installment Loans under New Florida Law Advance America Celebrates 20th Anniversary with Sweepstakes Advance America Centers Host Give Back to School Drives Advance America CEO: Regulation Should Keep Pace with Evolving Marketplace Advance America Donates School Supplies to Community Group in Michigan Advance America Employees, Supporters Speak Out Advance America Employees Unite to Bring Cheer (and Snacks) to Frontline Workers Advance America Hits New Milestone of over 25,000 Reviews on Trustpilot, Most in the Money/Insurance Category Advance America Hits the Road with NASCAR Driver Danica Patrick Advance America Introduces Online Access In Texas Advance America now offers installment loans up to $3,000 and new online features for Missouri borrowers Advance America now offers online installment loans for Colorado borrowers Advance America now offers installment loans up to $3,000 with online convenience for Delaware borrowers Advance America partners with LoanCenter to offer Title Loans Advance America releases statement on short-term lending comment period Advance America Statement on Google's Decision to Ban Short-Term Loans Advance America's Community Outreach Efforts Advance America's Customer Demographics Advance America's statement on the Consumer Financial Protection Bureau's final rule governing short-term, small-dollar loans. Advance America Provides Tips for Recognizing Regulated, Reputable Small-Dollar Lenders American Banker: Cheat Sheet: Online Lenders' Legal Minefield Americans Demand Short-Term Credit Options Apples, Oranges & Big Macs Bretton Woods Study Finds That Eliminating Deposit Advances Forces Consumers Into Costlier Products California Democratic Representative Brad Sherman Promotes Value of Payday Loans Competitive Enterprise Institute: Congress must use its tools to block consumer bureau's payday loan rule Consumers "Get By Just Fine," Says Cordray, Ignoring Bounced Checks, Illegal Loans and Bankruptcies Dennis Shaul: Defending Payday Loans with Data Dennis Shaul: New federal rules hurt consumers Dennis Shaul: There Are Responsible Payday Lenders Out There Dispelling Common Myths About Short-Term Loans Dispelling Common Myths: The Facts About Cash Advance Fees Dispelling Common Myths: The Facts About Restrictive Rate Caps Economists Find Most Payday Lending Critiques "Don't Hold Up Under Scrutiny" Experts Debate Need for Short-Term Credit Competition and Innovation Federal Reserve Official Sees the Future of Credit: Short-Term Loans Government Emails Reveal Illegal Crackdown Harris Poll: 95% Oppose Government Deciding Whether They Can Take Out Payday Loans House Oversight Committee "Uncovers Evidence of FDIC Pressuring Banks" Is the Payday Loan Industry's Bad Rep Deserved? Clients say: "We Know What We're Getting Into." LendingBear CEO: Payday loan rule would hurt small businesses, borrowers Lisa Servon: The Post Office as Payday Lender? Return to Sender Loans.org: Imagine If Everything Were Priced Like a Payday Loan Loans.org: Why the APR of Payday Loans Doesn't Matter Log Cabin Republicans: Quashing bureau's payday rule is a win for low-income Americans Louisiana Publications Highlight Support for the Payday Loan Industry Low Complaints, High Satisfaction National Consumer Protection Week National Survey Shows Payday Borrowers Are More Favorable and Informed About Payday Loans Than Voters Without Payday Loan Experience New Harris Poll Finds 9 in 10 Payday Loan Borrowers are Highly Satisfied NonPrime 101: Small-Dollar Credit Products: Do They Help or Harm the Consumer? Overdraft Is Short-Term Lending August 17, 2018 Overwhelming Majority of Americans Oppose Key Components of New Federal Short-term Lending Regulations Payday Loan Complaints Decline in March for 7th Straight Report Payday Loan Users More Likely Than Non-Users to Oppose Government Limitations; Consumer need and rationale misunderstood by regulators Petition on Upcoming Payday Lending Rules Successfully Gathers 100,000 Signatures PH Financial Services CEO: Defending my business from the federal government Professor Lisa Servon in NYT: "Are Banks Too Expensive?" Regulated Payday Loans Represent a Fraction of One Percent of Complaints to CFPB Regulators Crack Down on Illegal Lenders Regulators Look to Restrict Legal Small-dollar Credit; Consumers Look Elsewhere Salinas: Improving Access to Credit for the Middle Class Servicing the Underbanked Small-Dollar Lending from your Post Office? Spartanburg Herald-Journal: Iconic Civil War painting moving to downtown library St. Louis Business Journal: Payday Survey Finds Borrowers are Satisfied Study Shows Consumers Suffer After Short-term Lending Ban Survey Says: Payday Loan Users Savvier Than You Think The Daily Signal: Why Is the Hollywood Elite Trying to Deny Others What They Have? The Heritage Foundation's Norbert Michel: New Government Rule Could Make It Harder for You to Buy Furniture The Hill: Payday Lending is Not Harmful to Low Income Consumers The New Yorker: The High Cost, for the Poor, of Using a Bank The Path Forward for Short-Term Lending The Unintended Consequences of the Over-Regulation of Short-Term Loans The Volokh Conspiracy: Payday Lending and Overdraft Protection TIME: Meet the New Payday Loan Customer: Middle-Class, Well-Educated U.S. Treasury Provides Recommendations to Improve the Short-Term Lending Market Wall Street Journal: A Regulatory Vendetta Exposed Wall Street Journal: Cash Crunch, for Many, Is a Monthly Woe Wall Street Journal – Editorial: A Partial Payday Reprieve What Fully Disclosed Short-Term Credit Looks Like What Will Replace Payday Lending? Why are there more complaints about payday lending where it doesn't exist? William Isaac: Payday Crackdown Creates More Problems than It Solves William Isaac: Why Payday Loans are Good for Millions of People Our Videos Privacy and Terms Cookies And Targeted Advertising Security Information Site Accessibility Services Western Union How do Money Orders Work? How to Fill Out a Money Order How to Track a Money Order How to Transfer Money Prepaid Visa Cards Sitemap Store Locations Alabama California Colorado Delaware Florida Idaho Indiana Iowa Kansas Kentucky Louisiana Michigan Mississippi Missouri Nevada Ohio Oklahoma Rhode Island South Carolina Tennessee Texas Utah Wisconsin Wyoming Let’s keep in touch Sign up for news, updates and exclusive offers from Advance America. 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Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Licensed by the Delaware State Bank Commissioner to engage in business in Delaware. Delaware Licensed Lender License #s: 6996; 4472; 9644; 4474; 8061; 6971; 7092; 8052; 6076; 7400; 4473; 7556; 010431 and 012075. Rhode Island Licensed Check Casher. In Ohio, loans offered by Advance America Cash Advance Centers of Ohio, Inc., Lic.# ST. 760166.000, main office located at 135 N. Church St., Spartanburg, SC 29306. In Texas, loans arranged with an unaffiliated third-party lender by ACSO of Texas, LP. d/b/a Advance America, a registered credit services organization (“CSO”), and subject to lender's approval. *Advance America makes title loan referrals to LoanCenter at no cost to you and does not qualify you for a loan. Loans made by First Electronic Bank, member FDIC, or Wilshire Commercial Capital, LLC. Not available in all states. Loans subject to lender’s approval. In California, loans are made pursuant to a Department of Business Oversight California Finance Lenders License, with a minimum loan amount of $2,510. Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.