/* * Template Name: Full-Width */ Login >> Apply for a Credit Card Online Posted 07/24/2018 Apply for a credit card online Solicitation Disclosure How We Will Calculate Your Balance: We use a method called “average daily balance (excluding new purchases) (including new balance transfers and cash advances).” Effective Date: The information about the costs of the card described in this application is accurate as of: This information may have changed after that date. To find out what may have changed, contact the Credit Union. For California Borrowers, the Visa Classic is a secured credit card. Credit extended under this credit card account is secured by various personal property and money including, but not limited to: (a) any goods you purchase with this account, (b) any shares you specifically pledge as collateral for this account on a separate Pledge of Shares, (c) all shares you have in any individual or joint account with the Credit Union excluding shares in an Individual Retirement Account or in any other account that would lose special tax treatment under state or federal law, and (d) collateral securing other loans you have with the Credit Union excluding dwellings. Notwithstanding the foregoing, you acknowledge and agree that during any periods when you are a covered borrower under the Military Lending Act your credit card will be secured by any specific Pledge of Shares you grant us but will not be secured by all shares you have in any individual or joint account with the Credit Union. For clarity, you will not be deemed a covered borrower if: (i) you establish your credit card account when you are not a covered borrower; or (ii) you cease to be a covered borrower. Other Fees & Disclosures: Late Payment Fee: $15.00 or the amount of the required minimum payment, whichever is less, if you are one or more days late in making a payment. Statement Copy Fee: $5.00. Apply Now Online Filed under: Accounts Become a Member Business Careers Credit Cards E-Services Loans Financial Education Resources Apply For A Scholarship Apply for a Loan Apply for a Credit Card Apply for a Mortgage Deposit Rates Holiday Schedule Loan Calculators Loan Rates Partnership Request Youth Wire Instructions Office Locations Fee Schedule Lost or Stolen Credit/Debit Card Member Newsletters Live Chat Privacy Policy Routing #263182040 San Antonio Citizens FCU PO Box 1057 San Antonio, FL 33576 Phone: 352-588-2732 Fax: 352-588-2810 Contact Form Federally insured by the NCUA. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 352-588-2732 for assistance. All products and services available on this website are available at all San Antonio Citizens Federal Credit Union full-service locations. Copyright © 2021 San Antonio Citizens Federal Credit Union Become A Member Careers We’re Here to Help