TITLE INSURANCE COMPARISON Download a PDF of the “Eagle Owners Policy vs Standard ALTA Policy COVERAGE LIMITED (ALTA) STANDARD (EAGLE) Someone else owns an interest in your title X X A document is not properly signed X X Forgery, fraud, duress in the chain of title X X Defective recording of any document X X There are restrictive covenants X X There is a lien on your title because there is: X a) a deed of trust X X b) a judgment, tax, or special assessment X X c) a charge by a homeowners’ association X X Title is unmarketable X X Mechanics lien X Forced removal of a structure because it: X a) extends on another property and/or easement X b) violates a restriction in Schedule B X c) violates an existing zoning law* X Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance X Unrecorded lien by a homeowners’ association X Unrecorded easements X Building permit violations* X Restrictive covenant violations X Post-policy forgery X Post-policy encroachment X Post-policy damage from extraction of minerals or water X Lack of vehicular and pedestrian access X Map not consistent with legal description X Post-policy adverse possession X Post-policy prescriptive easement X Covenant violation resulting in your title reverting to a previous owner X Violation of building setback regulations X Discriminatory covenants X OTHER BENEFITS: Pays rent for substitute land or facilities X Rights under unrecorded leases X Plain language statements of policy coverage and restrictions X Subdivision law violation X Coverage for boundary wall or fence encroachment* X Added ownership coverage leads to enhanced marketability X Insurance coverage for a lifetime X Post-policy inflation coverage with automatic increase in value up to 150% over five years X Post-policy Living Trust coverage X *Deductible and maximum limits apply. Coverage may vary based on an individual policy. GET A CUSTOM QUOTE PLACE A TITLE ORDER CONTACT US ABOUT SERVICES PRICING THE COUNSELOR’S BLOG LOCATIONS QUICK LINKS: Our Offices Counselors Title LLC - Leaders in Title Settlement Services in the DMV Chevy Chase Office 4400 Jenifer Street NW, Suite 2 Washington, DC 20015 Phone: 202.686.0100 Commercial/Builder Division 4400 Jenifer Street NW, Suite 2 Washington, DC 20015 Phone: 202.686.0100 Kentlands MD 8 Granite Place, Suite 30 Gaithersburg, MD 20878 Phone: 301.670.0100 Dupont Circle DC 1320 19th Street NW Suite 201 Washington, DC 20036 Phone: 202.787.5600 Primary service areas include: Georgetown DC 20007 - Cleveland Park DC 20008 - Dupont Circle DC 20009 Connecticut Avenue - Georgia Ave. - Mount Pleasant DC 20010 - Columbia Heights DC 20010 - Washington DC - 16th Street NW 20011 Chevy Chase DC 20015 - Cathedral Heights DC 20016 - American University Park DC 20016 - Bethesda MD 20814, 20816, 20817 Chevy Chase MD 20815 - Gaithersburg MD 20877, 20878 - Kensington MD 20895 - Potomac MD 20854 Rockville MD 20850, 20852 - Silver Spring MD 20910, 20901