800-769-3571 Client Login Contact Search Debt Programs Resources & Tools Blog About Us Get Help Now About Us Home / About Us / State Licensing State Licensing As a nonprofit credit counseling organization, ACCC is mandated to comply with all state and federal laws. Although compliance is a legal requirement, it also serves to demonstrate to consumers, creditors, and regulators that ACCC is a reputable organization that provides quality service for minimal fees to the consumer. Further, state licensing allows the consumers to be assured that ACCC utilizes best practices in handling the consumer’s monthly payments. In order to conduct business as a legal entity, ACCC must have a Certificate of Authority to do business within a state. ACCC has attained a Certificate of Authority in all 50 states as issued by the Secretary of State including the District of Columbia. Of the 50 States, 32 require licenses. ACCC is licensed in all 32 of these states. ACCC is also a Registered Charitable Organization in 29 States. It is important to note that as new legislation and regulations are passed in the industry, ACCC is continually updating its services and practices to comply with each state’s requirements. Among the requirements for licensure is the ability to post bonds as mandated by the Banking Commissioners. Only after financial stability, creditworthiness, and satisfactory liquid assets have been demonstrated will a bond be issued. All bonds attributable to ACCC are guaranteed by the organization and not by the officers. See Licensing & Disclosures for more information. Click on your state for licensing information. OVERVIEW REVIEWS PARTNERSHIPS FAQS LEADERSHIP NEWS & PRESS RELEASES CAREERS STATE LICENSING LOCATIONS + − American Consumer Credit Counseling (ACCC) is a non-profit credit counselling organization dedicated to providing free credit counseling and low-cost debt management programs. From credit card counseling and debt advice to housing, bankruptcy, and student loan counseling, our certified trained credit counselors help individuals and families to make plans to address their financial situations. At ACCC, consumers can work with a debt counselor to get a clear picture of their finances and review all options for paying off their debt. As a nonprofit debt counseling company, we can offer a credit counseling service free of charge, and the fees for our debt management programs are among the lowest in the industry. We are one of the nation’s leading credit counseling companies, with three decades of experience helping consumers find their way out of debt. Additionally, we are accredited through the Better Business Bureau with an A+ rating, and we are a member of the National Foundation for credit counseling (NFCC). Debt Programs Credit Counseling Debt Management Bankruptcy Counseling Housing Services Student Loan Counseling Debt Settlement Debt Consolidation ACCC Careers Privacy Policy Accessibility Statement State Licenses & Disclosures Feedback Contact Follow Us