PERSONAL BUSINESS PRIVATE BANKING Bank of Scotland logo Branch Finder Help Centre Register for Online Banking Login Home Insurance Home insurance Our Cover Make a claim Manage your policy Help Compare home insurance More Home insurance 10% discount when you buy online. Read the offer terms and conditions. Pay monthly at no extra cost Choose from 3 levels of cover Ready to get a quote now You’ll save 10% if you buy online. Read the terms and conditions. Get a quote now > Get a quote now Retrieve a quote Pick up where you left off. Already got a quote and want to amend or go ahead and buy? We’ll have sent you an email containing your quote reference. The reference is 12 characters and starts with HBP or HAQ. Retrieve your quote now > Compare our cover It’s reassuring to know you are covered if something unexpected should happen. Our home insurance can protect the things that matter to you the most. Choose between three levels of quality, affordable cover. Read our policy booklet (PDF, 918KB) for more about what is and isn't covered. Choosing the right level of cover Cover Bronze Silver Gold Buildings limit up to Full rebuild cost Full rebuild cost Full rebuild cost Contents limit up to £50,000 £100,000 £250,000 Accidental Damage to Buildings Not available Included, up to full rebuild cost Included, up to full rebuild cost Accidental Damage to Contents Not available Included, up to £100,000 Included, up to £250,000 Legal Expenses Not available Included, up to £50,000 Included, up to £50,000 Away from home Optional extra, from £1,000 to £25,000 Optional extra, from £1,000 to £25,000 Optional extra, from £1,000 to £25,000 Home Emergency Optional extra, up to £1,000 Optional extra, up to £1,000 Optional extra, up to £1,000 Get a quote now > Get a quote now > Get a quote now > How much excess would I need to pay? Your excess is the amount you’ll pay towards most types of claim. You can choose your own excess between £100 and £500. A higher excess means your cover will cost less, but you’ll have to pay more towards a claim. With Bronze and Silver cover, there's a different excess for subsidence and leaking water claims. Already have a home insurance policy? Make a claim – you’ll need your policy number, your bank details and a list of what’s been stolen or damaged Obtain Proof of Insurance Cancel your policy Find out how to manage your policy or get more support. Contact us about your insurance policy. Bank of Scotland Home Insurance Select is underwritten by Lloyds Bank General Insurance Limited. Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628. Print Email Share Please Enter to access social media links Back to Top Help & guidance Find a branch Branch Finder Tweet us Twitter Call us details SignVideo How to complain Help Centre Our Products Bank Accounts Overdrafts Savings ISAs Investing Credit Cards Loans Car Finance Mortgages Insurance Send money abroad Retirement Travel Business Banking Private Banking Wealth Management Our Services What's new Service status Mobile app Tablet app Internet Banking Apple Pay & Google Pay About Bank of Scotland Careers In your community Bank of Scotland International Bank of Scotland Germany Financial performance Lloyds Banking Group Legal information Accessibility and Disability Cookies Privacy Security Site map Visit the Bank of Scotland Facebook page. Opens in a new browser window. Visit the Bank of Scotland Twitter page. Opens in a new browser window. Visit the Bank of Scotland YouTube page. Opens in a new browser window.