We will be closed Thursday, November 25th for Thanksgiving Day. Account Login ONLINE BANKING BEB TRUST SERVICES LOGIN menu Main Content Personal Checking Our SSB&T Banking Professionals can set you up with products and services that best fit your needs. We make banking easy whether in-person, online, or on-the-go with our mobile app. As technology moves us forward, we remain dedicated to providing old-fashioned person to person customer service blended with our suite of electronic products. All of our Personal Checking Accounts include: Free ATM Debit Card Free Electronic Statements Free Online Banking and Unlimited Bill Pay Free Mobile Banking with mobile deposits, internal account transfers, bill pay and debit card controls Overdraft Coverage (ask us to add Overdraft PLUS to cover your debit card) 24/7 Automated Customer Service We're small enough to know you by name and large enough to handle all your banking needs. Contact us today to set up the right account for you. Free Checking Available to all individuals No monthly service charge fee No minimum balance requirement Unlimited check writing privileges Monthly descriptive paper statements – no images or cancelled checks returned Order initial duplicate checks and receive 50 free duplicate checks Description Fee Minimum deposit to open $100.00 Service charge based on minimum daily balance: NONE Regular Checking Available to all individuals Unlimited check writing privileges Monthly paper statement with check images Description Fee Minimum deposit to open $100.00 Minimum daily balance to avoid service charge $500.00 Monthly Service Charge fee (accessed only when daily balance falls below minimum daily balance) $8.00 Personal Interest Checking Available to all individuals Interest bearing account Interest compounded monthly and credited to the account monthly Two Tiered rates 50 Free debit transactions monthly Description Fee Minimum deposit to open $1,000.00 Minimum daily balance to avoid service charge fee $1,000.00 Monthly Service charge fee $10.00 Debit transaction fee > 50 during a statement cycle $0.15 each No excess debit transaction fee or service charge with an average daily balance of $7,500.00 or more Security 55 Checking Available to all individuals 55 years or older Must have direct deposit of a payroll check, pension/retirement, social security or other government benefit No service charge fee No minimum balance requirement No charge for two wallet style check orders per calendar year No fee for Notary Services No issue fee for Cashiers Checks Description Fee Minimum deposit to open $100.00 Minimum daily balance to avoid service charge fee NONE Rent on 5” x 10” or smaller Safe Deposit Boxes (Where available) 1/2 Price Overdraft Services Overdraft Coverage Overdraft Coverage comes with your Personal Checking Accounts. Security State Bank & Trust will strive at its discretion to pay non-sufficient funds items (except ATM withdrawals and daily debit card transactions) presented against your account instead of returning the items unpaid. There is no fee for this service if unused. You are only charged $30 per item if you have an overdraft. Overdraft Coverage PLUS Adding "PLUS" to your Overdraft Coverage includes that Security State Bank & Trust strives at its discretion to pay all types of non-sufficient funds items including daily debit card transactions presented against your account instead of returning the items unpaid. There is no fee for this service if unused. You are only charged $30 per item if you have an overdraft. Overdraft Transfer Overdraft Transfer allows us to automatically transfer money to your checking account from another deposit account. You choose the account you want linked as coverage. If you do not overdraw your account, you will not be charged. If you do overdraw your account, there is a $7.00 fee per transfer to cover the total overdraft at end of day processing. Other Personal Products & Services Cashiers Checks Wire Transfers Gift Cards Safe Deposit Services (where available) Credit Cards We reserve the right to, at any time, require not less than 7 days notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Reg D. Security State Bank & Trust: Notice of changes in temporary FDIC insurance coverage for transaction accounts: By operations of federal law, beginning January 1, 2013, funds deposited in a non-interest bearing transaction account (Including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning, January 1, 2013, all of a depositor's accounts at an insured depository institution, including all non-interest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000.00), for each deposit insurance ownership category. For more information visit www.fdic.gov. Online banking login Helping Build Communities We Call Home Since 1941 ABOUT US FIND A BRANCH CALCULATORS LOST/STOLEN CARD SECURITY RE-ORDER CHECKS Disclosures and Notices Privacy Policy Terms of Use Customer Identification Policy Consumer Complaint Notice Reg E Alerts Contact Us Lost or Stolen Debit Card: 800-500-1044 Debit Card Activation/PIN Change: 866-633-5293 Automated Telephone Banking: 866-990-2865 Customer Service: 800-880-0649 Connect With Us © 2019 Security State Bank & Trust. All rights reserved. | NMLS #402941 | Sitemap