Score40 Knowledge Center Financial Solutions Search Knowledge Center Credit Reports & Scores Learn how to access and interpret your credit report, fix errors impacting your credit score, and improve your overall credit scores with the 3 major bureaus. Featured CREDIT REPORTS & SCORES Credit Scoring Explained: Everything You Need to Know Discover everything you need to know about a credit scores, including what your credit score actually means. Learn More CREDIT REPORTS & SCORES How Collections Affect Your Score Learn More CREDIT REPORTS & SCORES What Affects My Credit Score? Learn More CREDIT REPORTS & SCORES What is a Credit Inquiry & Does it Affect Your Credit Score? Learn More CREDIT REPORTS & SCORES What Is a Credit Report? 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Learn More CREDIT REPORTS & SCORES New to Credit Learn More SERIES Credit Reports 101 CREDIT REPORTS & SCORES What Is a Credit Report? Learn More CREDIT REPORTS & SCORES What Goes Into a Credit Report? Learn More CREDIT REPORTS & SCORES Who Has Access to Your Credit Report? Learn More The content provided by Elevate.com is for educational and informational purposes only and does not constitute financial or legal advice. It is not intended as a substitute for professional advice. Elevate is not acting as a credit counseling or repair service, debt consolidation service, or credit services organization in providing this content. Elevate makes no representations about the reliability or suitability of the information provided – any action you take based on this content is at your own risk. Elevate.com provides financial tools and information on Elevate’s lending brands, as well as third-party loans and other products that you might be interested in. 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Notice to CA, CO, CT, DC, IL, KS, LA, ME, MD, MA, MD, NV, NH, NJ, NY, NC, ND, OK, OR, PA, SD, TN, TX, VT, WV, and WI Residents: Elevate.com is not currently referring residents of your state for the lines of credit, credit cards, or personal loans advertised on this site, but you may be eligible for other advertised products. Elevate does not sell any of your personal information. The content provided by Elevate.com is for educational and informational purposes only and does not constitute financial or legal advice. It is not intended as a substitute for professional advice. Elevate is not acting as a credit counseling or repair service, debt consolidation service, or credit services organization in providing this content. Elevate makes no representations about the reliability or suitability of the information provided – any action you take based on this content is at your own risk.