Loan Offerings Mortgage Rates References Account About Us You are here: Loan Offerings FHA Loans FHA Loans That’s Freedom! We are the #1 FHA lender in the United States.* Overview Extraordinary service. Simplified process. Custom solutions. That’s what you get when you buy or refinance a home with an FHA loan through Freedom Mortgage! For 30 years, Freedom Mortgage has been committed to fostering homeownership in America with FHA loans. We’ll help you understand the benefits of FHA loans as well as their costs and requirements. We’ll also make sure you understand what you need to do to buy or refinance a home with an FHA loan, so you feel comfortable and confident about each step you need to take to get your loan approved. We helped our customers buy and refinance nearly 173,000 homes with FHA loans last year. We can help you too. *Freedom Mortgage was named the #1 FHA lender by Inside Mortgage Finance, Jan-Mar 2021 FHA Home Purchase All qualified homebuyers are eligible Competitive interest rates Low minimum down payments Minimum credit score often 600 Mortgage insurance premiums required Learn more FHA Streamline Refinances Competitive interest rates Less paperwork and faster closings Easy credit score qualification Mortgage insurance premiums required Only existing FHA loans are eligible Learn more FHA cash out refinances All qualified homeowners are eligible Maximum loan-to-value ratio often 80% Mortgage insurance required No funding fee Learn more How much can you save? Find out how much you might save by refinancing your home to a lower rate. By refinancing, the total finance charges you pay may be higher over the life of the loan. Change the default values to personalize your savings estimate! All fields are required. ORIGINAL LOAN AMOUNT TERM (YEARS) YEARS PAID CURRENT INTEREST RATE NEW INTEREST RATE CLOSING COSTS This calculator is made available as a self-help tool for your personal use. We do not guarantee its accuracy or applicability to your individual circumstances. Resulting calculations are for illustrative and informational purposes only and are not intended as investment or financial advice. Consult a qualified financial advisor before making important personal finance decisions. To get a better understanding of the benefits of refinancing, speak with a loan advisor at Freedom Mortgage. GET ESTIMATE Refinancing might save you $241 a month Ask us what rate we can offer you The rate we may be able to offer on your FHA loan is specific to you. Your interest rate is determined by whether you want an FHA loan to buy a new home or refinance your existing home. Your rate is also determined by your credit score and income as well as the current mortgage market environment. Freedom Mortgage may be able to offer you a rate that is lower – or higher – than rates you see advertised by other lenders. Ask us today what FHA loan rate we can offer you! What Our Customers Say Check out the reviews from some of our customers. “The team at Freedom Mortgage provided a completely painless home refinance experience. Everything I was told was correct. The application and approval process was very easy and fast. The refinance closed exactly as expected. This is the third home loan I've had with Freedom Mortgage and if needed again in the future I will definitely finance with them again.” Mark C., CA 4.5/5 stars Very easy and fast Go to Previous slide Go to Next slide Learn more about FHA loans Our FHA loan education articles answer your questions about how to buy a home or refinance a home with an FHA loan. FHA loans for first-time homebuyers Mortgages backed by the FHA can help you purchase a home Learn More FHA vs. conventional loans Learn the differences between FHA and conventional loans Learn More What are FHA loan limits in your county? Find out the 2021 FHA loan limits in your county Learn More Understanding FHA closing costs What's included in the closing costs of FHA loans? Learn More Contact Us 855-690-5900 Contact our Customer Care team Experiencing financial difficulties? We’re here to help you. Account Log In New Customers Pay My Mortgage Register My Account COVID 19 Information About Us Who We Are In the Community Careers Loan Types Conventional Loans FHA Loans VA Loans USDA Loans Divisions Correspondent Lending Wholesale Services Roundpoint Traditional Retail 951 Yamato Road, Boca Raton, FL 33431 United States | Lender NMLS ID: 2767. NMLS Consumer Access. Equal Housing Opportunity. Legal Disclosures | Privacy Policy | California Privacy Notice | Terms and Conditions | State Licensing | © Freedom Mortgage Corporation.