Mobiliy CU Test ONLINE BANKING LOGIN LOGIN Enroll Forgot password? Become a Member Pay My Loan Apply for a Loan Rates Locations GET HELP Loan Rates Visit a branch or call a Financial Service Officer today at 214-574-2000 or 1-800-388-7889 about flexible terms and affordable payments on MOBILITY CU products. All published rates are subject to change without notice. Certain terms and conditions may apply. See “Terms and Conditions of Your Account” for complete details. CONSUMER LOANS MORTGAGE LOANS HOME EQUITY LOAN HOME EQUITY LINE OF CREDIT Questions about our loans? Give us a call at 214-574-2000. We're happy to assist you. *APR = Annual Percentage Rate. Actual rate based on applicant credit. Rates subject to change without notice. 1. Example Repayment Term: 60 monthly payments of $19.22 for each $1,000 borrowed at 5.75%. 2. Example Repayment Terms: 60 monthly payments of $370.34 for a $20,000 loan at 4.20%. 3. All HELOC annual percentage rates are variable based on the Wall Street Journal Prime Rate, “the Index”, published in the Money Rates section, plus a stated margin. Check rates for the current Index. The APR may change on the first day of each calendar quarter, January, April, July, and October. Changes in APR can only occur if “the Index” has changed since the last rate change. The minimum is 3.79% and the maximum is 18.00%. APR is Annual Percentage Rate. 4. There is no fee for application however, other charges may include appraisal and title policy costs, if the loan is greater than $100,000.00. 5. Consult your tax adviser regarding deductibility of interest. HELOC Terms and Conditions are as follows: The minimum line amount is $15,000.00 The draw period is either five (5) or ten (10) years in length. The draw period cannot be extended. You may apply for a new HELOC, pay off the existing HELOC during the initial period, and begin a new draw period. The draw period is an interest only payment period. Reduction of principal is not required. The repayment period may be either 5 or 10 years in length and the minimum payment amount is $25.00. A single property can be secured by either a HELOC or a home equity loan, not both at the same time. You may borrow up to 80% of the value of your home minus existing mortgages, but the credit line is limited to 50% of the home’s value. Each draw (advance) must be at least $4000.00, the minimum per Texas statute. Advances may be completed by phone, in person, by written request, Home Banking, or the Automated Phone Banking System. MAIN BRANCH Location: 8384 North Belt Line Road Irving, TX 75063 Lobby Hours: Monday - Friday: 9:00 A.M. - 5:00 P.M. Drive Thru Hours: Monday - Friday: 9:00 A.M. - 6:00 P.M. Saturday - 9:00 A.M. - 12:00 P.M. Drive Thru Only. MID-CITIES BRANCH Location: 606 Grapevine Highway, Suite A Hurst, TX 76054 Lobby & Drive Thru Hours: Monday - Friday: 8:00 A.M. - 5:00 P.M. . CELINA BRANCH Location: 205 E Walnut Street Celina, TX 75009 Lobby & Drive Thru Hours: Monday - Friday: 8:00 A.M. - 5:00 P.M. Saturday - 9:00 A.M. - 12:00 P.M. Complaint Notice Routing # 311979752 *APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. **APY = Annual Percentage Yield. We provide links to third party partners, independent from Mobility Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Mobility Credit Union. POWERED BY: OMNICOMM NDER