Contact Us Login Submit Search Insurance Claims Tools & Tips About Alfa Switch to Alfa® for insurance savings Quote Type Auto Health Life Zip Code Get A Quote Home > Health Insurance Print Individual and Family Health Insurance For Alabama Residents Get the health insurance you need with a dash of Southern Hospitality. Call for a quote today 1-800-392-5705 Premium Read More Deductible Read More Coinsurance Read More Copay Read More Choose Your Metal Level ACA-compliant plans are tiered into four basic categories. These categories, or metal levels, contain different levels of coverage. It is important to compare the different plans in these different metal levels to make sure you get the right plan at the right price to meet your individual healthcare needs. Gold Plans 3 Available Gold Plans have a higher monthly premium, but typically include the most comprehensive benefits which may lower out-of-pocket costs if you have a lot of medical expenses. Silver Plans 4 Available Silver Plans do not offer coverage as comprehensive as Gold Plans but are available with a lower monthly premium. These plans must be selected if you qualify for and intend to use a Cost-Sharing Reduction (CSR). CSRs are considered “extra savings” that can help you save on your out-of-pocket costs for medical expenses. Bronze Plans 3 Available Bronze Plans typically offer the lowest possible monthly premium for a standard health insurance plan. However these plans incude higher out-of-pocket expenses for medical care than our Gold or Silver Plans. Catastrophic Coverage 1 Available Catastrophic Coverage is only available to people under 30 years old or who qualify because of certian hardships. These plans typically have a very low monthly premium; however, they have a high deductable which must be met before any coverage kicks in. These plans may be able to offset some of the financial hardships associated with a sudden catastrophic illness or injury requiring complex care. Products Auto Home Life Farm Business About Alfa Who We Are Careers Media Kit Tools & Tips News & Insights FAQs Mobile App Quicklinks Contact Us Find an Agent Login Report a Claim Connect with us Facebook Twitter Instagram YouTube Snap Privacy Policy Terms of Use Sitemap Copyright © 2021 Alfa Corporation