Jump to navigation About LEBC Auto-enrolment Advice Corporate Advice Private Client Planning and Advice Professional Services News and Views Careers Contact About LEBC Auto-enrolment Advice Corporate Advice Private Client Planning and Advice Professional Services News and Views Careers Contact You are here Home › Your Investments: The Value of Portfolio Governance Search LEBC Group uses cookies to improve its website. In order to improve our services, we use cookies to track your browser details. Which in turn aids usability. By continuing to browse our site you are agreeing to the terms and conditions of our cookie policy. Learn more. Accept and close Contents About LEBC Auto-enrolment Advice Corporate Advice Private Client Planning and Advice Professional Services News and Views Careers Contact Building a collection of assets is something than many of us aspire to do. For some, the idea may seem extremely risky, while others find their first taste of the stock market leaves them keen to lay the foundations to grow their future portfolios. Setting your goals Consider your current circumstances when planning your objectives. Remember that short-term gains are more risky than those which are long-term, so be prepared to invest over several years or more. Be patient and avoid becoming emotionally attached to your investments. It is important to keep a close eye on all funds and ensure that they remain appropriate for the purpose that you first selected them for. Spread risk; be sure to consider a wide range of investments. Rewarding success and punishing failure Of course, investments underperform for a variety of reasons, but when are you likely to see greater returns? And how do you know when to say that ‘enough is enough’? Investment risk can be somewhat reduced by selecting an initial portfolio that matches your objectives and your tolerance to risk. Achieving your goals At LEBC Group our Model Portfolios platform has been carefully designed to enhance our ability to help you achieve your goals. We carefully match each client’s unique circumstances with a portfolio which closely matches their objectives. We offer seven objective-led portfolios. Some are designed for those who need income, some for growth and some for a combination of the two. Each portfolio also carries a level of investment risk which can range from cautious, to balanced, to adventurous. To ensure that the underlying assets in the portfolio are in line with both the objectives and the risk profile, our investment process includes a quarterly asset allocation review. We analyse the assets held and ensure that they continue to meet the level of risk expected from each of the portfolios. Our portfolios are invested in retail investment funds, so that the expertise of specialist fund managers in each asset class, sector and market can be accessed to determine which shares or fixed interest investments to buy and sell, and when to take profits or realise losses with a view to reinvesting in other securities. This enables investors to have a diverse portfolio which benefits from access to a range of leading fund managers. Our third party independent research organisation, Asset Intelligence, allows us to immediately identify any underperforming funds and to analyse the underlying reasons for this underperformance. This allows you to rest assured that funds will be carefully monitored and recommendations made accordingly. This, together with an annual rebalancing of portfolios, enables us to ensure that the portfolios remain consistent with the objectives and risk levels for which they have been designed. Launched in 2010, our Model Portfolios were originally available for ISA and investment funds only, but we have recently extended this service to make it available to pension contracts, both pre- and post-retirement. Capacity for loss Determining what your personal attitude for risk is and therefore which portfolio will suit your needs, will depend upon your circumstances and whether you can afford to lose any money or not. If you have the ability to risk a loss because you have sufficient funds elsewhere, then the Model Portfolios may be suitable. If you cannot afford to lose any money you should stick to cash NISAs only, even though they may pay you less than inflation. We are here to help By keeping in touch with you on a quarterly basis, we can discuss any changes in your personal circumstances or requirements relating to your investments. This may include adjustments to the level of risk or the amount of investment income that is needed. For further information please telephone 0844 335 2925 / email: modelportfolios@lebc-group.com or contact your usual LEBC Group adviser. July 2014 Building a collection of assets is something than many of us aspire to do. For some, the idea may seem extremely risky, while others find their first taste of the stock market leaves them keen to lay the foundations to grow their future portfolios. Contact us here enquiry@lebc-group.com Company Information Please note the people shown in the images throughout the website are models and do not relate to the quotes assigned to them. Registered Office: LEBC Group Ltd, 1285 Century Way, Thorpe Park, Leeds, West Yorkshire, LS15 8ZB. Registered in England No. 03995199 LEBC Group Ltd is an appointed representative of TenetConnect Ltd which is authorised and regulated by the Financial Conduct Authority. TenetConnect Ltd is entered on the Financial Services Register (www.fca.org.uk/register) under reference 149826. The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.