CONTACT US LOCATIONS & HOLIDAYS CUSTOMER PAYMENT PORTAL Personal Savings Your dreams are closer than you think. The right savings plan could get you there faster. Wise money management has tremendous power. Saving money in the right way helps make it multiply. With our guidance, you can put your dreams on the road to reality. As always, we’ve got options. There’s more than one way to save. Savings Account Earn interest that makes your savings grow No service charge for customers under 18 Rate is announced when your account is opened and is compounded and paid quarterly Minimum daily balance of $250 to avoid a $5 quarterly service charge $3 fee for every debit in excess of 6 per quarterly statement cycle Personal Money Market Account Interest is earned on the daily balance and compounded and paid monthly No service charge when daily balance exceeds $500 (if balance dips below $500 any day in the statement cycle, the monthly service charge is a low $5) Tiered rates are set when your account is opened and is not a fixed rate $5 fee for every debit in excess of 6 per monthly statement cycle Health Savings Account Helps you control your healthcare costs and taxes Works in combination with a high-deductible health insurance policy Funds are available to help cover qualified, out-of-pocket medical expenses Certificates of Deposit The longer the term, the higher your returns Open an account with just $500 Individual Retirement Account Open an account with just $500 Interest is compounded quarterly or paid to you as agreed Current rates are available upon request; all rates are subject to change Ready to say “That’s my bank”? We’re ready to help. Call now, or stop by our branch. Numbers and addresses can be found here. Got a different question? Contact Us © 2021 Waycross Bank & Trust. All rights reserved. Privacy | Terms & Conditions | USA Patriot Act Cookie Preference Center Contact Us Locations Join Our Team Online Banking Log-in Convenience Banking Text Concierge and Alerts Business Banking Personal Checking Personal Savings Mortgage Loans NMLS Online Customer Payment Portal Security Center Get our email newsletter Send ABA Routing Number: 061204052 Lost or stolen card? Call 1-800-383-8000 We also share information about your use of our site with our social media, advertising and analytics partners.Privacy Policy Do Not Sell My Personal Information Accept Cookies