PAY A LOAN LOG IN BUSINESS BANKING BUSINESS SAVINGS RATES Business Saving Rates Business Savings Account Business Savings Accounts require a $5 initial deposit and $5 minimum balance. Account Type Minimum on Deposit to Earn Dividends Nominal Dividend Rate Annual Percentage Yield (APY) Business Savings $250.00 0.095% 0.10% Business Money Market Accounts Dividend Earnings Tier Minimum Balance to Earn Dividends Nominal Dividend Rate Annual Percentage Yield (APY) Tier 1 $2,000.00 – $9,999.99 0.099% 0.10% Tier 2 $10,000.00 – $24,999.99 0.199% 0.20% Tier 3 $25,000.00 – $49,999.99 0.249% 0.25% Tier 4 $50,000.00 – $99,999.99 0.299% 0.30% Tier 5 $100,000.00 - $249,999.99 0.349% 0.35% Tier 6 $250,000.00 and up 0.399% 0.40% Business Share Certificates Term Minimum Balance Dividend Rate Annual Percentage Yield (APY) 6-Month $1,000.00 0.148% 0.15% 9-Month $1,000.00 0.198% 0.20% 11-Month $5,000.00 0.298% 0.30% 12-Month $1,000.00 0.298% 0.30% 14-Month $10,000.00 0.298% 0.30% 15-Month $1,000.00 0.298% 0.30% 18-Month $1,000.00 0.298% 0.30% 19-Month $10,000.00 0.395% 0.40% 21-Month $1,000.00 0.395% 0.40% 24-Month $1,000.00 0.395% 0.40% 36-Month $1,000.00 0.595% 0.60% 48-Month $1,000.00 0.695% 0.70% 60-Month $10,000.00 0.795% 0.80% For more information about our rates, please contact us at 800.666.8811 or visit a Member One location. Rates Effective November 1, 2021. Refer to the Member Account Agreement for the Truth in Savings Disclosure related to these accounts. Rates subject to change without notice. Minimum deposit required to earn dividends varies. Please speak to a member representative for more information. Fees may reduce earnings on accounts. Early withdrawal penalties may be imposed for certificate accounts. Become a Member Experience the credit union difference with great options for every stage of life, modern-day conveniences you expect, and local, personalized service. LEARN MORE ABOUT CREDIT UNION MEMBERSHIP ROUTING NUMBER 251482833 CONTACT US (540) 982-8811 (800) 666-8811 CONNECT WITH US EXPLORE Personal Banking Credit Cards Loans Business Banking Partnerships Who We Are Learning Center Contact Us Become a Member Support Center Privacy Policy Terms & Conditions Membership Agreement Social Media Policy Foreclosures & Repossessions Site Map © 2021 Member One FCU Federally insured by NCUA. Member One does not provide, and is not responsible for, any information, content, performance, security or service on links to external third-party sites. At Member One FCU we are actively working to increase accessibility and usability of our website for every visitor in accordance with ADA standards and guidelines. If you are using an auxiliary aid or a screen reader and need assistance please dial 711 to be connected to a Member One representative, or call us direct at 800-666-8811. All products and services available on this website are available at all Member One FCU branches.