Home Blog About Our Team Contact Careers Resources & Programs Calculate your loan Find your interest rate Needs List Borrower information: Best way, date, and time to be reached. Pay stubs: Most-recent 30-day period. Employer information and HR contact number: Provide name, address, and phone number. W-2’s: Most-recent two years. Tax returns: Most-recent two years. Completed and signed tax returns, including all schedules, all attachments, and all pages. (Personal, business, and corporate returns, if applicable.) Bank statements: Most-recent two months of statements for ALL accounts. Statements MUST include borrower’s name, institution name, account number, date, and current balance. This must include the account you will use for closing funds, if applicable. (MUST BE FULL STATEMENTS.) Homeowner’s insurance for ALL properties you own: Provide a current copy of your Homeowner’s Policy or the Declaration Page. Homeowner’s insurance for new/subject property: Name and contact number of your insurance agent. Property tax bill for ALL properties you own: Most-recent property tax bill. Mortgage statement for ALL properties you own: Most-recent mortgage statement. Rental property: Copies of lease agreements and mortgage statements for ALL properties you are renting/leasing out. Driver’s license: Provide photocopies for each borrower. Child support and/or alimony: If you pay/receive child support or alimony, provide documentation for the amounts paid/received (i.e., divorce decree, separation agreement, court records, deposit slips, etc.). Social Security Awards Benefits and Annuity: Most-recent two months of receipts of SSA benefits and annuity/award letters. **********We want to ensure your loan goes through in a timely manner, so please DO NOT have your credit run or acquire any new debt once your loan application has been submitted, as it could jeopardize your approval. Also, DO NOT make any cash deposits in the accounts you have provided to us (direct deposits from employers are OK). ********** Find the best loan for you. Getting Started Getting Qualified What We Can Do For You How to Speed Up the Loan Process Options to Buy Points Needs List Loan Options 30-Year Financing 15-Year Financing HARP Refinance FHA VA Home Loans for Veterans in Hawaii Adjustable Rate Mortgage (ARM) Reverse Mortgage Purchase a Home Refinancing Resources Useful Links Glossary Testimonials " Everything happened very timely and smoothly. " - Terrence L. of Honolulu, HI Read More Testimonials! Join Our Newsletter Our newsletter will supply you with all the updates you need in the search for your new home! Email Address: * Kama'aina Mortgage Group Inc. Company NMLS: 1276471 808-426-7661 7 Waterfront Plaza 500 Ala Moana Blvd., Suite 7400, 427A Honolulu, HI 96813 808-426-7661 Toll free: 833-KMG-HI50 or 833-564-4450 Branch Addresses: 10620 Treena St. Suite 230 San Diego, CA 92131 8000 IH 10 West Suite 600 San Antonio, TX 78230 Licensed in CA, CO, HI, FL, TX, and WA To verify our agent’s license number and status, please click on the link below: Programs 30-Year Financing 15-Year Financing HARP Refinance FHA VA Home Loans for Veterans in Hawaii Adjustable Rate Mortgage (ARM) Reverse Mortgage Purchase a Home Refinancing Calculators Debt Consolidation Calculator Home Affordability Calculator Loan Payment Calculator Mortgage Payment Calculator Refinance Calculator Blog 10 Year Fixed Rate Mortgage A little Known Way to Cut your Mortgage Payments A New Lifeline For Would Be Home Buyers Aloha KMG family Bidding War Buy Now: Hawaii Homes Affordability Window, Closing! Check out our new KMG Commercial Credit Score Killers HARP Loan HARP versus HAMP How and Why to Get Preapproved for a Mortgage How To: Shabby Chic Bedroom Refurbishment Kama’aina Mortgage Group dominates 2013 Lending Games Competition Oahu Condominiums Reach Record Sales Tips For First Time Home Buying Ways To Shave Off Your Mortgage Payment © 2021 Kama'aina Mortgage Group | glossary | privacy policy | legal Kama'aina Mortgage Group Inc. is committed to ensuring that our website is accessible to everyone. We continuously seek to enhance our website, and increase the accessibility of our digital content, for all of our customers. If you have an accessibility-related question or comment, or if you are having difficulty accessing information on this website, please email us at christine@kmghawaii.com so that we can provide you with the information you need through alternative means.