Contact Us Locations/ATMs Rates Español Go to main content LOGIN About MPS Credit Union Our History MPS Credit Union was formed for the sole purpose of providing financial services to our owner-members. MPS Credit Union was created in 1928 when a small group of postal workers got together and opened the credit union doors for business. In January 1930 the credit union was chartered under the state charter as Miami Postal Service Credit Union. MPS Credit Union has grown from those early years into a highly competitive credit union offering a variety of products and services to our members. We offered checking accounts long before most credit union’s our size and in 1994, and we were one of the first credit unions to have a website. We have expanded our field of membership to anyone who lives, works or worships in Miami-Dade, Broward, Palm Beach or Monroe Counties. At MPS Credit Union, each voice is heard since it is our job to see that we are offering the best quality services for our members. Our Volunteer Board of Directors and professional management team works hard to ensure MPS Credit Union is Better than a Bank®. Our Philosophy MPS Credit Union is a not-for-profit, member owned financial cooperative. A $5 deposit into a savings account is a "share" in the Credit Union, which means you become a member owner of our credit union. Since MPS Credit Union is not-for-profit, it is managed for the sole benefit of our members and offers many financial services at better rates and fees than other financial institutions. Profits are returned to members in the form of higher savings rates, lower loan rates, and lower fees. Credit unions have two ongoing philosophies that we abide by: The first — people, helping people — goes back to the origin of credit unions, formed by groups of people with a common bond who wanted an alternative to traditional banking services. By pooling their money, they were able to achieve higher savings rates and lower loan rates. The second — once a member, always a member — has been a part of our credit union's charter since the beginning. Whether you move, retire or change employment, you remain a member of MPS Credit Union, provided you maintain your $5 deposit in your member savings account. Our Mission Statement MPS Credit Union delivers innovative financial products and services adding value to our members lives. Go to main navigation Related Links Rates Mobile Deposit eStatements Apply for a Credit Card Credit Card An MPSCU Visa® Credit Card is the best deal in town! With low fixed interest rates and no extra fees, you will be saving on purchases, balance transfers and more! APPLY TODAY and start saving on your credit card purchases. Refi Your Ride Are you ready for a better loan and lower car payment? Let us help you get the loan that you deserve help you lower your monthly loan payment so you have extra money for other things in life! GET STARTED NOW. Disclosures Member Forms Privacy & Security Lost or Stolen Cards Accessibility Statement Newsletter Site Map Contact Us Address: 2190 NW 72 Avenue, Miami, FL 33122 Toll Free: 800.782.3630 Phone: 305.592.7733 Routing #: 266080440 NMLS ID #: 472332 Your accounts are federally insured to at least $250,000 by the National Credit Union Administration (NCUA) a federal agency backed by the full faith and credit of the United States Government. © 2021 MPS Credit Union. All rights reserved. Print Page