Skip navigation Personal Employer Adviser About us Register Login Pensions & Retirement Savings & Investments Equity Release Contact & Help Tailored Investment Bond (Onshore Bond) Find out how an Onshore Bond can potentially grow your money over the medium to long term Find an adviser at Unbiased.co.uk Products Tailored investment bonds The value of your investment can go down as well as up and you may get back less than you paid in. Laws and tax rules may change in the future. Your own circumstances and where you live in the UK also have an impact on tax treatment. What is a Tailored Investment Bond? The Standard Life Tailored Investment Bond, also known as an Onshore Bond, could be an option if you want to grow your money over the medium to long term. This usually means investing for five years or more. You need to make a minimum investment of £15,000, or £60,000 if you choose the Discounted Gift Plan. We only accept lump sum payments for this bond. You can take regular tax deferred withdrawals of up to 5% of your original payment each year, or one-off withdrawals at any time. Withdrawals of more than 5% per year may be subject to income tax. If you set up your bond in trust, it can also be used to pass money on to your loved ones. You may find a Tailored Investment Bond meets your needs if: You're looking for a tax-efficient way to save for the future You're thinking about protecting your estate against inheritance tax You're planning to gift money to your family or friends How can you invest with a Tailored Investment Bond? With the Tailored Investment Bond you have the freedom to invest in a wide range of funds that can help you meet your goals. You can even invest more in your bond and switch funds whenever you want *. We have more information on the funds available under the Tailored Investment Bond. To see your choices, please read the Supplementary Information Documents available on our Check your Funds tool. *You can switch in and out of funds at any time, although conditions may apply. Apply for a Tailored Investment Bond To apply you need to speak with a financial adviser. We can help you find one here. Find an adviser at Unbiased.co.uk Part of Phoenix Group Proud to be part of the UK's largest long-term savings and retirement business Help and Support About Us Help Online Services Login Register News and Views Savings tips & insights Latest news & reports Media contacts Connect with us Accessibility Legal information Privacy Policy Cookie Policy Provider details © 2021 Standard Life. All rights reserved We use strictly necessary cookies when you visit our website to give you the best experience possible and to keep things secure. We’d also like your consent to set other cookies to help us improve our website and to tailor the marketing you see. Manage settings > Decline All Accept All