Insurance Claims About Customer & Agent Login Home Insurance We make sure your most important asset is protected. Talk to an independent agent today about the right coverage for your home. Auto Home Renters Umbrella Business What We Insure We can help protect your home. For over 50 years we have protected homeowners across the Southeast. We offer excellent coverage, competitive prices and 24-hour claims service. To learn more about the Southern Trust family, contact your Independent Agent and ask them to customize a Southern Trust home policy to meet your unique needs. Coverage Highlights Dwelling Coverage for your home and any attached structures, such as an attached garage or deck. In order to help you determine how much coverage you need, your agent will help estimate your dwelling’s replacement cost. Other Structures Covers structures on your property that are not attached to your home, such as a detached garage, shed or pole barn Personal Property Your personal possessions are covered anywhere in the world. Personal Liability Provides coverage for incidents occurring anywhere in the world and protects against lawsuits for which you may become liable. Medical Payments to Others Coverage for others who are injured at your residence. Additional Living Expenses Pays for expenses if you are unable to stay in your home after a covered loss. Discounts We want you to get the best coverage and the best value out of your policy. See the below discounts that reward you with major savings! Multi Policy Discount Receive large savings when you combine your auto and home policy with Southern Trust. Loss Free Discount Get money back for a favorable loss history. Paid in Full Discount Save more if you pay your policy premium in full. New Home Discount Extra savings if your home was built within the last 10 years. Protective Devices Save money on your insurance if your home has a burglar monitoring system or fire protection system. Southern Trust Insurance Company P.O. Box 250 Macon, GA 31202-0250 Contact Information Office: 478-474-0555 Office: 800-476-5566 Claims Reporting: 844-812-2660 Email: info@stins.com Quick Links Report a Claim Make a Payment About Us Our History Careers Community Outreach Contact Us Privacy Policy © Copyright 2021 Southern Trust Insurance. All Rights Reserved.