Utility Menu Agent Login Customer Login Contact Us Main navigation About Products Claims Resources Find an Agent OUR FINANCIAL STRENGTH MERRIMACK MUTUAL FIRE INSURANCE COMPANY FOUNDED IN 1828 ANNUAL STATEMENT as filed with the Massachusetts Insurance Department December 31, 2020 ASSETS Cash in Banks and Office 137,356,274 Bonds 237,399,537 Common Stocks 1,186,221,186 Real Estate 38,037,749 Other Invested Assets (Real Estate) 48,112,913 Interest Accrued 2,567,624 Other Assets 276,593,455 TOTAL ASSETS 1,926,288,739 LIABILITIES Losses in process of adjustment 206,883,872 Unearned Premiums 166,646,414 Taxes and Other Items 354,881,011 TOTAL LIABILITIES 728,411,297 SURPLUS TO POLICYHOLDERS 1,197,877,442 TOTAL LIABILITIES & SURPLUS 1,926,288,739 Bonds amortized. Stocks at market values. Bonds carried at $1,523,914 are deposited with State authorities. CAMBRIDGE MUTUAL FIRE INSURANCE COMPANY FOUNDED IN 1833 ANNUAL STATEMENT as filed with the Massachusetts Insurance Department December 31, 2020 ASSETS Cash in Banks and Office 86,766,702 Bonds 186,921,108 Common Stocks 638,393,190 Other Invested Assets (Real Estate) 33,679,039 Interest Accrued 3,291,228 Other Assets 200,930,675 TOTAL ASSETS 1,149,981,942 LIABILITIES Losses in process of adjustment 144,818,710 Unearned Premiums 116,652,490 Taxes and Other Items 249,586,494 TOTAL LIABILITIES 511,057,694 SURPLUS TO POLICYHOLDERS 638,924,248 TOTAL LIABILITIES & SURPLUS 1,149,981,942 Bonds amortized. Stocks at market values. Bonds carried at $1,529,917 are deposited with State authorities. BAY STATE INSURANCE COMPANY INCORPORATED IN 1955 ANNUAL STATEMENT as filed with the Massachusetts Insurance Department December 31, 2020 ASSETS Cash in Banks and Office 36,469,613 Bonds 73,873,904 Common Stocks 470,605,617 Other Invested Assets (Real Estate) 14,433,874 Interest Accrued 1,124,717 Other Assets 84,557,559 TOTAL ASSETS 681,065,283 LIABILITIES Losses in process of adjustment 62,065,161 Unearned Premiums 49,993,924 Taxes and Other Items 136,832,372 TOTAL LIABILITIES 248,891,458 Capital Paid Up 3,500,000 Surplus 428,673,825 SURPLUS TO POLICYHOLDERS 432,173,825 TOTAL LIABILITIES & SURPLUS 681,065,283 Bonds amortized. Stocks at market values. Bonds carried at $1,575,891 are deposited with State authorities. THE ANDOVER COMPANIES COMBINED RECORD OF GROWTH Assets Liabilities Surplus Premiums 2020 $3,226,729,045 $1,389,793,556 $1,836,935,489 $687,295,417 2015 $2,242,464,725 $918,646,273 $1,323,818,452 $518,628,557 2010 $1,662,432,564 $694,108,882 $968,323,682 $430,409,481 2005 $1,277,443,735 $647,971,929 $629,471,806 $458,769,148 CONSULT WITH AN AGENT FOR A CUSTOM QUOTE Work with one of our local independent agents to get a personalized quote based on your needs. Enter City or ZIP Code The Andover Companies is comprised of Merrimack Mutual Fire Insurance Company, Cambridge Mutual Fire Insurance Company, and Bay State Insurance Company based in Andover, Massachusetts. Footer Main Menu About Claims Find an Agent Products Resources Footer Utility Agent Login Customer Login Contact Us © 2021 Andover Companies MA General Laws Disclosure Login NY Protocol for Victims of Domestic Abuse Policy Privacy Policy Terms of Use Reviews