Routing: 262277189 Sign in .st0{fill:#1B75BC;} HOME EQUITY LINE OF CREDIT A powerful tool to increase your financial flexibility Owning a home opens a lot of financial doors for you (pun intended). Because using the equity in your home can be one of the most affordable ways to borrow money. Which makes it a super-smart way to finance all kinds of things, like home improvements, college tuition or just to give yourself some financial flexibility. Home Equity Line of Credit Put the equity in your house to work, whether you want to renovate your kitchen or add an extra bathroom. Our low rates make it all possible. Low closing costs and no origination fees No annual fee Accessible through online banking Home Equity Loan Another home equity borrowing option — in addition to a home equity line of credit — is a home equity loan. With this type of loan, you use the equity in your home as collateral, and you get a one-time, lump sum, a set interest rate and set monthly payments. It’s a great way to finance home improvements, major renovations or any large, one-time financial need. Low closing costs No annual fee Accessible through online banking Personal Personal Checking Insurance Credit Cards HELOC Mortgage Vehicle Loans Savings Accounts Business Business Loans Business Savings Business Checking Support Support Careers Tell Us Your Alabama ONE Story Products & Services Financial Wellness Schedule a FinWell Check-Up Calculators Loans and Payments Paying for College Money Basics Buying a Home Planning for Retirement Small Business .st0{fill:#1B75BC;} This credit union is federally insured by the National Credit Union Administration. Equal Housing Opportunity. (205) 759-1595 or (800) 225-0110 Privacy Notice Privacy & Security Fee Schedule © 2021 ALABAMA ONE We Value Your Privacy SETTINGS NextRoll, Inc. ("NextRoll") and our advertising partners use cookies and similar technologies on this site and use personal data (e.g., your IP address). If you consent, the cookies, device identifiers, or other information can be stored or accessed on your device for the purposes described below. You can click "Allow All" or "Decline All" or click Settings above to customize your consent. NextRoll and our advertising partners process personal data to: ● Store and/or access information on a device; ● Create a personalized content profile; ● Select personalised content; ● Personalized ads, ad measurement and audience insights; ● Product development. For some of the purposes above, our advertising partners: ● Use precise geolocation data. Some of our partners rely on their legitimate business interests to process personal data. View our advertising partners if you wish to provide or deny consent for specific partners, review the purposes each partner believes they have a legitimate interest for, and object to such processing. If you select Decline All, you will still be able to view content on this site and you will still receive advertising, but the advertising will not be tailored for you. You may change your setting whenever you see the on this site. DECLINE ALL ALLOW ALL