Help by phone 0771 - 13 13 10 Customer service Questions and answers Sign in Blank loans - unsecured loans A blank loan is an unsecured loan. Security means that something is pledged for the loan, such as a condominium, a property or a vehicle. With us at Lendo, you can apply for a blank loan from SEK 10,000 up to SEK 500,000, which then presents its best terms to you. Advantages and disadvantages of unsecured loans Borrowing without security means that there is a greater risk for the lender to lend the money, which often entails a slightly higher interest rate compared with, for example, mortgages where you use the home as security. The advantage of a blank loan is that you can use the money for whatever you want. What the lender cares about is that you have a large enough income each month to be able to pay the running costs of the loan. Another advantage of taking out a blank loan is that you can use it to pool your other more expensive loans into a cheaper loan with a lower interest rate. Today, it is not uncommon to have several smaller loans and credits in different places that cost a lot each month. If this is the case, it may be wise to take out a larger unsecured loan that can be used to repay various small loans. Read more about the benefits of collecting your loans here . When do I have the money in the account? It can take different lengths of time for you to get your money depending on which bank or lender you choose. After you have made your choice of bank on Lendo, you first need to sign a promissory note from the bank which you must send in via the bank's branch, by post or digitally via a BankID. It usually takes about 2-5 working days before the money is in your account. However, it can be good to know that certain deviations may occur as Lendo cannot affect how long each bank needs to process your unsecured loan. Interest and amortization on Blancolån Repayment of unsecured loans is usually made through monthly installments - repayment. In addition to the amortization, there is interest and any fees such as set-up fees and down payment fees. Fees and interest are thus not the same as amortization or repayment of the loan, but they are a cost for the unsecured loan that is to cover the bank's costs for borrowing and administration. Lendo helps you find the best loan terms. Apply here! Apply and compare directly Loan amount: Loan period: Collect loans and credits I have a co-applicant Approximate cost: SEK 2,554 / month * Marital status Work Number of children Accommodation By submitting the application, I accept the user agreement Apply now - free of charge! Safe & free * Calculation example: Annuity loan 10 years. Effective interest rate 6.69 %. A loan of 225 000 SEK will then cost 2554 SEK / month ( 120 installments), ie a total of 306 442 SEK. No start-up / avia fee. 6.49 % nominal interest (variable interest, set individually based on your conditions). A selection of our lenders: What do our customers think? Rating: 4.5 out of 1,317 votes Källa Eniro Säkerhet i världsklass Lendo använder samma säkerhetslösningar som världens ledande banker och vi är fullt certifierade av DigiCert. Vanliga frågor och svar Vilka är grundkraven för ett blancolån? Vad är skillnaden mellan blancolån och privatlån? Hur snabbt kan jag få mitt blancolån? Hur får jag bästa blancolånet med lägst ränta? Kan jag ansöka om blancolån med en betalningsanmärkning? Hur fungerar det att låna genom Lendo? Kontakta kundservice: Skicka till Kundservice Ring eller e-posta oss: TELEFON: E-POST: 0771 - 13 13 10 kundservice@lendo.se ÖPPETTIDER: Måndag - Torsdag 08:00 - 20:00 Fredag 09:00 - 17:00 Lördag 10:00 - 14:00 ÖPPETTIDER I JUL: 23/12 - 26/12, 31/12 - 1/1, 6/1 Stängt 27/12 - 29/12, 2/1 - 4/1 08:00 - 18:00 30/12, 5/1 10:00 - 14:00 Billån Samla lån Privatlån Blancolån Våra Partners About Lendo Security insurance Collected services for a better personal finances - we compare and convey the best price for you © 2021 Lendo AB Org. no: 556515-1627 Västra Järnvägsgatan 21 111 64 Stockholm