Careers Rates Contact Login Join Libro Personal Business Community About Libro Learn Daily Banking Accounts Home Personal Accounts Libro is Banking with a Difference Libro offers a full range of chequing and savings accounts to fit your needs. We’re committed to giving you the best service and coaching along with convenient access to do your banking the way you choose. Whatever your banking needs are, Libro has you covered. Why Libro? We’re here for you. You have goals and we can help you achieve them with personalized coaching. Our co-operative structure means you’re an Owner and share in our profits. In 2019, we returned $14.7 million in profits to Owners. We help create stronger communities by investing locally in financial resiliency, employment, housing and local food accessibility. New to Libro? Join online! Choose the account type you want Open your account online in less than 5 minutes Talk to a Libro Coach. Learn More Get Started Already bank at Libro? Explore the additional account options below. To open an account, contact a Libro Coach at 1-800-361-8222 or book an appointment today. Chequing Accounts Basic A pay-as-you-go account for those who spend as little time banking as humanly possible. Best if you have limited transactions. $4 (minimum)/ month View Go Free Chequing Chequing account for those ages 13–25 with no monthly fee. Free View Simplify Flat-fee unlimited account. Best if you keep a minimum monthly balance of $2,500+ or have 27+ transactions per month. $14 / month View US Chequing An account for US Dollar transactions with cheques available. Free View Premium Premium flat-fee unlimited account. Best if you have over $75,000 in deposits and loans at Libro or require extra perks. $25 / month View Savings Accounts Did you know you can open a savings account in Online Banking? Simply click “Add Account” on the main account summary page! View our Savings Rates Investment Savings account that pays a higher rate of interest on balances $1,000+. Free View Regular Standard savings account; transaction fees waived with $5,000 minimum monthly balance Free View Youth Savings account for those up to age 25 with no monthly fee. Free View Can’t decide which account fits your needs? A Libro Coach can help. Contact Why you’ll love our accounts Access your account anytime, anywhere with Online Banking or the Libro Mobile App Learn More Use Interac e-Transfer or round up your debit purchases to increase savings Learn About Rounding Up Take advantage of free access to 4,000+ ATMs across Canada Enjoy overdraft protection for peace of mind Deposit cheques from your mobile phone Use Apple Pay, Samsung Pay and Google Pay Learn More Personalize your Libro Experience Activate Online Banking Explore Libro Credit Cards Visit Making Cents of Money Blog Learn about COVID-19 Resources Frequently Asked Questions Does Libro have a service agreement? Does Libro offer deposit insurance? What is overdraft protection? Can I earn interest on my savings accounts? Ways to Bank Use Online Banking Call Libro Connect Find a Location or ATM Additional Banking Options ABOUT Careers Events Governance Leadership Team Deposit Insurance Twitter Facebook Youtube Instagram Linkedin COMMUNITY B Corp Certified WAYS TO BANK Rates Online Banking Apple App Store Google Play CONTACT Locations MEDIA CENTRE Downloads Reports Help & Support Legal Accessibility Terms of Use ® 2021 Libro Credit Union. All rights reserved.