Latest News About Us Downloads Opening Hours Contact Us LOG IN REGISTER home membership loans mortgages savings online services insurances contact why save with wexford credit union? Saving with Wexford Credit Union is one of the best choices you can make. By saving with Wexford Credit Union, you’re not just another customer, but an active member of a highly successful financial co-operative, which provides security and protection for your savings. Members of the Credit Union come together to save on a regular, secure basis, and from this fund, to provide loans to each other. A dividend is usually paid to every member once a year. Top Ten Reasons: Easy Access You have easy access to your savings. You can withdraw some or all of your money whenever you want (provided they’re not pledged as security for a loan). Savings guarantee Your savings are fully secure. They are protected by the Irish Deposit Guarantee Scheme (you can save up to a maximum of €100,000). Competitive dividend Any surplus income generated is returned to members as a dividend and/or reinvested to improve services. Pro-rata dividend When we declare a dividend, each share you hold for that year is eligible for a dividend. The more shares you hold, the greater your dividend. No Fees There are no transaction fees or hidden charges on savings accounts (and loan accounts). Free life savings insurance Savings are insured at no direct cost to each eligible member. The insurance is paid in addition to the savings you hold at the time of your death. Member owned Wexford Credit Union is owned by its members, for the benefit of its members. Community organisation We are part of the local community. We exist for people, not for profit and actively support the local community. Democratic body Members enjoy equal rights to vote (one member, one vote) and participate in decisions affecting the credit union. Members helping members You have the added satisfaction of knowing that your savings are put to good use and made available to fellow members in the form of loans. Savings and Loans Money in all accounts can be used as collateral against a loan. The savings of borrowers who have defaulted can be applied to their loan account in default. Terms and conditions apply. Savings that are pledged as collateral are identified on each credit agreement as pledged shares. Only these pledged shares can be applied to the loan account in default. LATEST NEWS The 12 Draws of Christmas 30th November 2021 Our 12 Draw’s of Christmas Giveaway starts on the 1st and runs until the 12th of December. We will be running the competition on both … Fraud Protection Tips 19th November 2021 As Black Friday and the festive season approaches, it’s easy to get caught up in the excitement to grab a bargain; however, if it looks … Wexford Credit Union providing dyslexia-friendly books to local schools 16th November 2021 Local schools in Wexford town will each receive a set of 4 dyslexia-friendly children’s books about Irish wildlife, thanks to Wexford Credit Union and Clare … Terms and Conditions CU Online Terms & Conditions Privacy Statement & Social Media Policy Cookie Notice Links PSD2 Website by Wellington IT Copyright © 2021 Wexford Credit Union Limited Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Wexford Credit Union is regulated by the Central Bank of Ireland. When acting as an insurance intermediary Wexford Credit Union is regulated by the Central Bank of Ireland. Our Use of Cookies