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Launch Tool Now LEARN MORE › Previous Next See all the ways we can guide you to financial well-being. All Products › Advice & Guidance BUDGETING Six Easy Ways to Find Extra Savings for Vacations and Other Splurges It is important to make some room in your budget for fun. INVESTING Top 5 Reasons to Get Financial Advice When You're Starting Out Looking to make a change with your money? Consider seeking financial advice to help you take a step in the right direction. HEALTHCARE Controlling Healthcare Costs Even with health insurance serving as a lifeline, healthcare costs have the potential to someday do great harm to your finances. See All Advice & Guidance › Market & Investment Insights 09/26/2014 Weekly Market Update: Insights from TIAA-CREF Professionals - U.S. equity markets endure a turbulent ride U.S. stocks had a volatile week, rebounding from a nearly 2% drop but still ending the week lower. 09/24/2014 Muni Bond Manager's Journal: Fixed-Income Stability 09/19/2014 Weekly Market Update: Insights from TIAA-CREF Professionals - U.S. equity markets climb on Fed's supportive tone The Federal Reserve's pledge to keep interest rates low "for a considerable time" helped push U.S. stocks to a record high. See All Markets & Investment Insights › Fund Watch Net values as of 09/19/2014 Value Change % CREF Variable Annuity Accounts Stock 366.43 (-0.99) (-0.27%) Global Equities 140.23 (-0.37) (-0.26%) Growth 124.03 (-0.21) (-0.17%) Equity Index 157.03 (-0.27) (-0.17%) Social Choice 193.11 (-0.18) (-0.09%) Bond Market 111.71 +0.21 +0.19% Inflation-Linked Bond 66.59 +0.15 +0.23% Money Market 25.53 0.00 0.00% TIAA Variable Annuity Accounts Real Estate 323.30 +0.06 +0.02% Customize your watch list Performance Select Month-end performance News & Press 09/30/2014 TIAA-CREF Launches 2060 Target-Date Funds 09/30/2014 TIAA-CREF Launches Emerging Markets Debt Fund See All News & Press › Get started with TIAA-CREF We are dedicated to serving the life-long needs of those who serve others. 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Talk to us at 800 842-2252 Have a consultant contact you Connect FacebookLinkedInTwitterGoogle+YouTube Saving Simplifier TIAA-CREF iPhone™ App. Learn More › SITE MAPSECURITY CENTERONLINE PRIVACYTERMS & CONDITIONSWEB ACCESSIBILITYBUSINESS CONTINUITYPROSPECTUSESCAREERS ESPAÑOL TIAA-CREF Individual & Institutional Services, LLC, and Teachers Personal Investors Services, Inc., Members FINRA, distribute securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF), New York, NY. The performance data quoted represents past performance, and is no guarantee of future results. Your returns and the principal value of your investment will fluctuate so that your shares or accumulation units, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted above. Investment products, insurance and annuity products: are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value. TIAA-CREF Life Insurance Company is domiciled in New York, NY with its principal place of business in New York, NY. Its California Certificate of Authority number is 6992. Read the TIAA-CREF Individual & Institutional Services, LLC unaudited Statement of Financial Condition as of June 30, 2014 (PDF) . Read the TIAA-CREF Individual & Institutional Services, LLC audited Statement of Financial Condition as of December 31, 2013 (PDF) . ‡ TIAA Direct® is a division of TIAA-CREF Trust Company, FSB, Member FDIC, Equal Housing Lender , which provides deposit and lending products and services. © 2014 Teachers Insurance and Annuity Association of America-College Retirement Equities Fund (TIAA-CREF), 730 Third Avenue, New York, NY 10017.