Contact Press Career Downloads Products Fields of competence For partners For customers VR LEASING is fit for SEPA Customer feedback Companies Partner login HomepageFor customersVR LEASING is fit for SEPA A. A. A. VR LEASING is fit for SEPA The world is growing closer and closer together. In payment transactions, however, national procedures still dominate. Even in the euro area, transfers and direct debits are currently still regulated differently. In order to put an end to this fragmentation, politics and the banking industry have introduced uniform regulations for national and European payment transactions - this project is called SEPA. Bank details of the VR LEASING Group Companies Bank IBAN BIC VR-LEASING Aktiengesellschaft DZ BANK DE28 5006 0400 0000 0065 17 GENODEFFXXX BFL Leasing GmbH DZ BANK DE60 5006 0400 0000 0203 94 GENODEFFXXX What does SEPA mean? SEPA is the abbreviation for Single Euro Payments Area and translated means: Uniform Euro Payments Area. It forms the legal basis for the introduction of a uniform payment area. This consists of the 28 EU countries, the other EEA countries Iceland, Liechtenstein and Norway as well as Switzerland and Monaco. In the SEPA area, standardized procedures for cashless payment transactions (transfers, direct debits) are offered throughout Europe within one day for the same fees. With the new SEPA direct debit procedure, receivables such as leasing and financing rates can be settled simply and securely as before. Regardless of which participating European country the payee is located in - for customers there is no longer any distinction between national and cross-border payments. For companies, the SEPA changeover will be labor-intensive, depending on the scope of use: Due to the legally required deactivation of the German direct debit and transfer procedures, you are faced with the challenge of mastering the changeover to the SEPA payment method in good time before February 1, 2014. By then, you must have made your payment applications and accounting systems fit for the processing of SEPA payments. The most important facts: IBAN and BIC replace account number and bank code The German account numbers and bank codes are replaced by the international account number (IBAN) and bank code (BIC). This information is now also printed on the bank customer cards of most payment service providers. Structure and structure of an IBAN The IBAN has a simple structure: It is made up of the country code (DE for Germany) a two-digit check digit the eight-digit bank code the ten-digit account number Structure of the BIC The BIC is the internationally standardized Business Identifier Code for the worldwide unique identification of credit institutions, it consists of either 8 or 11 digits. A BIC looks like this, for example: GENO DEXX XXX So erhalten Sie Ihre Gläubiger-Identifikationsnummer Einreicher von SEPA-Lastschriften benötigen eine europaweit einheitliche 16-stellige alphanumerische Gläubiger-Identifikationsnummer, den Creditor Identifier (CI), der von den nationalen Notenbanken vergeben wird. Die Gläubiger-Identifikationsnummer erhält man bei der Deutschen Bundesbank unter www.glaeubiger-id.bundesbank.de. Alle wichtigen Informationen zur SEPA-Umstellung erhalten Sie in vollem Umfang bei der Deutschen Bundesbank unter https://www.sepadeutschland.de/sepa-fuer-unternehmen-und-handel. Nach oben Drucken Merken Weiterempfehlen Im FinanzVerbund der Volksbanken Raiffeisenbanken Impressum Nutzungsbedingungen Datenschutz Sitemap Anfahrt