Towarzystwo Leasingowe - Leasing and credit counseling We advise on personal and corporate finances, leasing and loans Car leasing Consumer leasing About us Contact / Cooperation Blog Welcome to our website. Are you interested in our offer? We offer advice on leasing, credits and loans. Areas of cooperation with us: leasing operational , also called service, consists in putting a certain thing for use for a certain period of time. The lending entity is called the lessor, the entity using the thing - the lessee. After the end of the leasing period, the user may buy the subject of the service at the buyout price previously specified in the contract, increased naturally by VAT. In the case of an operating lease, the financing entity has the right to make depreciation charges. The lessee, on the other hand, has the option to include the leasing installments and the initial payment in the costs. financial , also known as capital, consists in the fact that the lessee takes into use an item belonging to the lessor. In this case, the lessee bears the costs related to the amortization of the value of the item. The lease agreement must clearly define the term of the contract, and information whether ownership rights to a given item are transferred to the lessee after the end of the lease. returnable , the least popular form of leasing. It can be concluded as a finance or operating lease. It is used when the future buyer does not have enough cash, but has a lot of fixed assets, such as land or real estate. loans - simply writing it is an agreement concluded between the borrower and the bank, on the basis of which the bank provides a specific amount of money for a specific purpose of the borrower. The borrower, on the other hand, undertakes to use the loan in accordance with its intended purpose and return the amount due to the bank along with the bank's earnings, i.e. interest and commissions. loans - differs mainly from loans in that it does not have to be granted by a bank, it can be granted by an individual or an institution. The issues of loans are regulated by the Civil Code, specifically ( Article 720 § 1 ), in addition, if the loan is granted by an institution, it is subject to the regulations on consumer credit. We help in financing means of transport such as: cars vans lorries agricultural tractors with trailers motorcycles In addition, we finance all kinds of office, medical and real estate equipment. It is possible to finance new as well as used funds. Advantages of leasing: each installment can be an expense in your business, lowering the tax payable it is possible to adjust installments perfectly to your possibilities you do not have to invest your own funds, you can use them for any other purpose. Menu: Car leasing Consumer leasing About us Contact / Cooperation Blog October 2017 P. IN S C. P. S. N «May 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 thirty 31 Articles: Post-lease car. Is this a bargain? Rollover loans - what is it and why should you avoid it? Advantages of car leasing Car loan - better dedicated car or ordinary cash? How to properly manage your home budget? Exchange rates The courses are provided by ekantor.pl | Refresh in 600 We work with: Copyright © 2017 Towarzystwo Leasingowe - Leasing and credit counseling . Theme by Colorlib Powered by WordPress All copyrights reserved