Skip to footer Processing Solutions Business Solutions More Tools Resources About Us Client Login Contact Us Free Custom Quote Apply for a Small Business Loan Working Capital Funding your business needs Stay ahead of your competition Applying for a Small Business Loan with VMS can get your business the working capital it needs to grow without the hassles of applying for a traditional bank or SBA loan. Get up to $250,000 in under 72 hours. What you can do with additional working capital Purchase Needed Equipment/ Remodels & Repairs Maintain Higher Inventory Levels to Meet Demand Refinance Debt/Cash Flow Estimated Working Capital Amount Monthy Number of Transactions Mounthly Amount of Total Credit Sales on Credit Card Machine Monthly Amount of Total Debit Sales on Credit Card Machine Total Estimated Working Capital Amount Ready to Get Started? Speak with a business specialist. Request a Free Quote Features & Benefits Your Business is Ready to Grow Investing in your business keeps you ahead of your competition, but great new ideas cost money. Working Capital Funding from Velocity Merchant Services will give you the resources you need to fund the growth of your business keeping you ahead of your competition. Avoid Bank or Loan Hassle Working capital from Velocity Merchant Services is based on your current business revenue and not just your credit card processing volume. This means there is no collateral, no hidden fees, and no stacks of paperwork to fill out. You are free from all the hassles of a traditional bank or SBA loan. We will work with you to quickly and easily get you the cash you need to grow your business. Freedom to Expand Your Business Once you’re approved, the money is yours to do with as you please. When you process with us, the money is paid back in proportion to your sales. This relieves the pressure of having to make monthly payments and gives you the freedom to focus on the parts of your business you love most. See All Tools Frequently asked questions What is the interest rate on the money? Clover Capital with VMS is not a loan, so it doesn’t carry any interest rate. VMS is simply purchasing future card receivables for a discount today. What is the term of the money? What percentage is usually taken? How much will I qualify for? What if I have bad credit? What if I pay it off early? How long does it take to receive funds? Do you pull my personal or business credit? Can I take a Working Capital advance if I already have an existing creditor obligation? Can I take more than one Working Capital advance? Why is Working Capital more expensive than traditional business loans or LOC’s? Are there any hidden fees? Will you come after personal assets if I don’t pay my advance back? What can Velocity Merchant Funding do for my business? How can I get funding? How long will I have to wait to find out if I have been approved? Is Velocity Merchant Funding a loan? See all FAQs Ready to Get Started? Speak with a business specialist. Name* Company* Email* Phone* How can we help?* Select Rates Equipment Pricing Other By providing your information above, you consent to our Contact Policy Payment Solutions Terminals / In-person POS Websites Business Solutions Grocery Restaurants Full Service Restaurants Quick Serve Restaurants Salons & Spas Retail Health & Wellness Professional Services More Tools Capital Cash discounts Payroll Marketing Loyalty Inventory Team Management Gift cards Resources FAQs EBT Update Client Support YouTube Videos Blog About Us About Us Affiliate Program Join Our Team Velocity Merchant Services 3051 Oak Grove Rd. 2nd Floor Downers Grove, IL 60515 Phone: 888-902-6227 Fax: 888-902-6229 info@getvms.com Velocity Merchant Services (VMS) is a registered ISO of Deutsche Bank Trust Company Americas. The Clover® trademark and logo are owned by Clover® Network, Inc., a First Data company. EMV® is a registered trademark in the U.S. and in other countries, owned by EMVCo, LLC. Apple Pay®, Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. All other trademarks, service marks and trade names referenced in this material are the property of their respective owners. Copyright © 2021, All rights reserved, Velocity Merchant Services Privacy Policy|Terms of Use Accept Reject