Northwestern Mutual LOG IN CLAIMS ANNUITIES Get an income for life. What is an annuity? An annuity is a financial vehicle that lets you put money away so you can have a guaranteed,1 regular "paycheck" for the rest of your life. Annuities grow tax-deferred until they start paying you an income. You contribute to an annuity—either as a lump sum, or in several payments over time—in order to get regular payments in the future, and for the rest of your life. As a tradeoff, annuities come with less liquidity than other investments.2 More than one in three (36 percent) investors have an annuity within their investment portfolio. IRI Fact Book 2014 Retirement Calculator How much do you need to retire the way you want? CALCULATE IT How can an annuity fit into your plan? Retirement plans used to rely on pensions and social security. These days, with pensions no longer common and questions around the future of social security, an annuity can provide a guaranteed source of income in retirement. An annuity can give you peace of mind that other types of investments cannot, since annuities cannot be outlived. They can cover gaps in your retirement income and give you the confidence to know that you're more likely to stay financially independent in retirement and won't become a burden to the people you love. There are many annuities to choose from depending on your goals, time frame, risk tolerance, and family situation. Annuities can be either immediate or deferred. Why Northwestern Mutual? Northwestern Mutual is the second-largest deferred-income annuity provider in the U.S.3 Our annuities are backed by a history of financial strength.4 When there are guarantees provided by an annuity contract, you want to be sure that your money will be there when you need it most. Northwestern Mutual has consistently maintained the highest available financial strength ratings from the industry's third-party rating agencies. We've weathered 160 years, two world wars, the Great Depression and the Great Recession without ever missing a payment (or even coming close). Who are annuities for? Annuities are great for anyone wanting to supplement or fund his or her retirement savings with an income stream that is guaranteed to last their lifetime. Take the next step. Our financial advisors can help you with annuities and determine if they can fit into your financial plan. It's easy to get started—no commitment, just a conversation. LET'S TALK Related articles PLANNING FOR RETIREMENT What Is an Annuity? BUILDING YOUR SAVINGS The Pros and Cons of Annuities PLANNING FOR RETIREMENT How Much Does It Cost to Retire? It Depends To learn more about Northwestern Mutual Investment Services, LLC and its financial professionals, visit FINRA BrokerCheck® Visit our Client Relationship Summaries (Form CRS) which provide brief information about our firms that provide brokerage services and advisory services. Related Links Prospectus and Reports Fund Information Performance History General Investment Risk Disclosures Daily Unit Values 1All guarantees are backed by the claims-paying ability of the issuer. 2Withdrawals from annuities may be subject to ordinary income tax, a 10% IRS early withdrawal penalty if taken before age 59½, and contractual withdrawal charges. 3Deferred Income Annuity Sales Growth Trends (LIMRA data through June 30, 2016) 4Northwestern Mutual continues to have the highest financial strength ratings awarded to any U.S. life insurer by all four of the major rating agencies: A.M. Best Company, A++ (highest), May 2021; Fitch Ratings, AAA (highest), July 2021; Moody's Investors Service, Aaa (highest), July 2021; S&P Global Ratings, AA+ (second highest), July 2021. Third-party ratings are subject to change. Ratings are for The Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company. No investment strategy can guarantee a profit or protect against loss. All investments carry some level of risk including the potential loss of principal invested. Financial Representatives do not give legal or tax advice. Taxpayers should seek advice based on their particular circumstances from an independent tax advisor. Clients should refer to the appropriate disclosure brochure for important information on NMIS and/or NMWMC, their services, fees and conflicts of interest before investing or engaging in financial planning services. Find What You're Looking for at Northwestern Mutual Northwestern Mutual General Disclaimer Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company and its subsidiaries. Life and disability insurance, annuities, and life insurance with long-term care benefits are issued by The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM). Long-term care insurance is issued by Northwestern Long Term Care Insurance Company, Milwaukee, WI, (NLTC) a subsidiary of NM. Investment brokerage services are offered through Northwestern Mutual Investment Services, LLC (NMIS) a subsidiary of NM, broker-dealer, registered investment adviser, and member FINRA and SIPC. Investment advisory and trust services are offered through Northwestern Mutual Wealth Management Company (NMWMC), Milwaukee, WI, a subsidiary of NM and a federal savings bank. Products and services referenced are offered and sold only by appropriately appointed and licensed entities and financial advisors and professionals. Not all products and services are available in all states. Not all Northwestern Mutual representatives are advisors. Only those representatives with "Advisor" in their title or who otherwise disclose their status as an advisor of NMWMC are credentialed as NMWMC representatives to provide investment advisory services. 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