Home • Intelligent eBanking • Business eBanking • Credit Cards Personal Business Resources About Us Business Deposit Products Our goal is to meet the needs of businesses of any size by offering a variety of accounts and providing access to a full spectrum of products on the cutting-edge of technology. Consult with a Private Banker or Commercial Banker who can help you choose the best account solutions to meet the needs of your organization. Business Checking Business Checking Plus Commercial Checking Interest on Lawyers Trust Account (IOLTA) Commercial Money Market Insured Cash Sweep (ICS) Business Checking This non-interest earning checking account is ideal for lower volume businesses while still offering a full array of features and benefits. Benefits Free Online Banking with Bill Pay Free Mobile Banking with Check Deposit Free MasterCard™ business check card ATM Anywhere - No fees! All ATM withdrawals fees are refunded the same day of posting. Free Imaged Monthly Bank Statements including checks and deposits Night deposit bags available Merchant services available Remote capture express deposit available Quick Facts $100 minimum deposit to open $10 monthly maintenance fee if average daily balance falls below $1,500 200 items included per month ($.15 each additional item) Business Checking Plus This interest-bearing checking account is geared towards lower volume businesses and is available only to eligible non-profit entities, sole proprietorships, and government agencies. Benefits Free Online Banking with Bill Pay Free Mobile Banking with Check Deposit Free MasterCard™ business check card ATM Anywhere - No fees! All ATM withdrawals fees are refunded the same day of posting. Free Imaged Monthly Bank Statements including checks and deposits Interest earning account Night deposit bags available Remote capture express deposit available Quick Facts $100 minimum deposit to open $10 monthly maintenance fee if average daily balance falls below $2,500 200 items included per month ($.15 each additional item) Commercial Checking This fully analyzed account is designed for high volume businesses with more complex financial needs that require a full array of Treasury Management services. Benefits Business Internet Banking with Bill Pay Free Mobile Banking with Check Deposit Free MasterCard™ business check card ATM Anywhere - No fees! All ATM withdrawals fees are refunded the same day of posting. Free Imaged Monthly Bank Statements including checks and deposits Night deposit bags available Merchant services available Remote capture express deposit available Full range of Treasury Management services available Quick Facts $1,000 minimum deposit to open All monthly and per item fees assessed through account analysis IOLTA This account is for attorneys and law firms that hold clients' funds in escrow. Interest is transferred monthly to the Florida Bar Foundation. Benefits Free Online Banking Free Imaged Monthly Bank Statements including checks and deposits Night deposit bags available Quick Facts $1,000 minimum deposit to open No monthly fees or per item fees assessed Commercial Money Market This account is a great savings product for any businesses that would like to earn a higher rate on funds not being used for daily operations. Benefits Free Online Banking Free Mobile Banking with Check Deposit Free imaged monthly bank statements and checks Interest earned at a competitive tiered rate and credited monthly Night deposit bags available Higher interest earning account Quick Facts $1,500 minimum deposit to open $10 monthly maintenance fee if average daily balance falls below $2,500 6 items included ($5 each additional item) Federal banking regulations limit you to six withdrawals or transfers to your other accounts or to third parties per statement period (in-bank withdrawals are unlimited) Insured Cash Sweep (ICS) This is a new savings product with access to multi-million dollar FDIC insurance protection on deposits. Benefits Enjoy peace of mind knowing your funds are protected by the Federal government Earn interest by putting excess cash balances to work in an interest bearing deposit or money market account Quick access to an online account to monitor and manage your funds Save time by working with just one bank you can trust Quick Facts Higher balance required to open Unlimited deposit capability Limited to six withdrawals per month when using a money market account. Placement of funds through the ICS service is subject to the terms, conditions, and disclosures set forth in the agreements that you enter with us, including the ICS Deposit Placement Agreement. Limits and customer eligibility criteria apply. Program offered through Promontory Interfinancial Network, LLC. Business Banking Overview Business Accounts Business Loans Business Banking Services Treasury Management Quick Links Home Accessibility Banking Terms of Use Privacy Statement Careers USA Patriot Act Notice Site Map South Lakeland 5015 South Florida Ave., Lakeland, FL 33813 (863) 701-2685 Winter Haven 250 3rd St N.W. #102 Winter Haven, FL 33881 (863) 578-0335 Downtown Lakeland 724 South Florida Ave., Lakeland, FL 33801 (863) 904-4109 Plant City 409 N. Alexander St. Plant City, FL 33563 (813) 359-1270 Orlando Commercial Lending Office 1000 Legion Place, Suite 1200 Orlando, FL 32801 (407) 270-8875 Tampa 300 W. Platt St. Suite 100 Tampa, FL 33606 (813) 450-2825 Bank of Central Florida ©Copyright 2018 All rights reserved. Click to download Adobe Acrobat Reader to top