TERMS OF USE Starwood Property Trust, Inc. is externally managed and advised by SPT Management, LLC, an affiliate of Starwood Capital Group, and has elected to be taxed as a real estate investment trust for U.S. federal income tax purposes. This Terms of Use Agreement is between you and Starwood Property Trust, Inc, and governs your access to the Starwood Property Trust website at www.starwoodpropertytrust.com, and any other online services such as our mobile site or apps (the “Site”). By using or accessing the Site, you agree to be bound by these Terms and to use this Site only in accordance with these Terms, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services that may be made available to you through the use of the Site. If you do not agree with these Terms, do not access the Site or otherwise use the services. We reserve the right to change these Terms of Use or to impose new conditions on the use of this Site, from time to time. We will post the revised Terms of Use on this website and update the “Last Updated” date to reflect the date of the changes. By continuing to use the Site after we post any such changes, you accept the Terms of Use as modified. Rights and Restrictions This Site, and all the materials and other content included on this Site, such as graphics, logos, articles and other materials, is the property of Starwood Property Trust, Inc., its affiliates, licensors or others and is protected by copyright, trademark and other laws. All trademarks and logos displayed on this website are the property of their respective owners, who may or may not be affiliated with Starwood Property Trust, Inc. Nothing on the Site shall be interpreted as granting any license or right to use any image, trademark, trade dress, logo or service mark on the Site. Anything transmitted by you to Starwood Property Trust, Inc. on the Site may be used by Starwood Property Trust, Inc. and its affiliates for any lawful purpose, without compensation to you. Starwood Property Trust, Inc. grants you a limited, non-transferable license to access and use our Website for informational purposes only. Any unauthorized use of this Website automatically terminates this permission. You may not use the Site or the materials available on the Site in a manner that constitutes an infringement of our rights or that has not been authorized by us. You may not modify, copy, reproduce, republish, upload, post, transmit, translate, extract or scrape through web crawlers or bots, sell, create derivative works, or exploit any material from the Site. Modifications to, or Discontinuation of, the Site We reserve the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Site, or any portion thereof, with or without notice. You agree that we will not be liable to you or to any third party for any modification, suspension or discontinuance of the Site or any portion thereof. Disclaimers This Site may display content provided by third parties, or links to other Internet sites maintained by third parties. We do not operate or control any information, products or services that third parties may provide on or through the Site or on websites linked to this Site. Further, such links do not imply an endorsement or sponsorship of such sites, or the information, products or services offered on or through the sites, or on websites linked to on this Site. ALL INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH THE SITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR USE OR PURPOSE. WE DO NOT WARRANT THAT THE SITE OR ANY OF THE FEATURES OR FUNCTIONS WITHIN THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR ANY COMPONENT OF THE SITE WILL BE AVAILABLE, FREE OF VIRUSES, MALICIOUS CODE, OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING THE USE OF MATERIALS ON THE SITE OR THIRD PARTY SITES IN TERMS OF ACCURACY, TIMELINESS, CORRECTNESS, RELIABILITY OR OTHERWISE. No Offers, Reliance or Commitment to Lend The information on our Site is provided for informational purposes only. Nothing on this Site shall be used or considered as an offer for specific transactions or as a commitment to lend, which can only be made where lawful under, and in compliance with, applicable law, and would be tailored for each transaction. Restrictions may apply, and some products are not available in each state. Forward Looking Statements The information contained on our Site, including stored presentations, may contain certain comments or forward-looking statements that are based largely on Starwood Property Trust, Inc.’s current expectations as of the date on which they are made, and are subject to certain risks, trends and uncertainties. Such comments and statements should be understood in the context of our publicly available reports filed with the SEC, including the latest annual report, 10-K and 10-Q, which contain a discussion of various factors that may affect Starwood Property Trust, Inc.’s business. These factors could cause actual future performance to differ materially from current expectations. Except as required by law, Starwood Property Trust, Inc. is not responsible for updating or revising any forward-looking statements whether as a result of new information, future events or otherwise. Opinions and other content on the Site may be changed without notice. This Site is not provided as investment or other advice, and no information or material on the Site is to be deemed a recommendation or is to be relied upon for the purpose of making or communicating investment or other decisions. In addition, no information, content or other materials contained on the Site should be construed or relied upon as investment, legal, accounting, tax or other professional advice. Recent Transactions listed on the Site are included as representative transactions and are not necessarily reflective of overall performance. Limitations of Liability STARWOOD PROPERTY TRUST, INC., ITS OFFICERS, MANGERS, EMPLOYEES, SHAREHOLDERS, AGENTS, AFFILIATES REPRESENTATIVES OR LICENSORS, SHALL NOT BE LIABLE FOR ANY DAMAGE, LOSS OR INJURY, INCLUDING BUT NOT LIMITED TO SPECIAL OR CONSEQUENTIAL DAMAGES, ARISING OUT OF OR CAUSED, IN WHOLE OR IN PART, DIRECTLY OR INDIRECTLY, BY STARWOOD PROPERTY TRUST, INC.’S NEGLIGENT ACTS OR OMISSIONS IN PROCURING, COMPILING, COLLECTING, INTERPRETING, REPORTING, COMMUNICATING, OR DELIVERING ANY INFORMATION ON THIS SITE. STARWOOD PROPERTY TRUST, INC., ITS OFFICERS, MANAGERS, EMPLOYEES, SHAREHOLDERS, AGENTS, AFFILIATES, REPRESENTATIVES OR LICENSORS, ARE NOT RESPONSIBLE FOR ANY DAMAGES OR INJURY, INCLUDING BUT NOT LIMITED TO SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNATIVE OR OTHER DAMAGES, THAT RESULT FROM YOUR USE OF (OR INABILITY TO USE) THIS SITE, INCLUDING ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION, COMPUTER VIRUS, LINE FAILURE, OR OTHER COMPUTER MALFUNCTION. YOUR USE OF THIS WEBSITE AND USE OR RELIANCE UPON ANY OF THE MATERIALS ON IT IS SOLELY AT YOUR OWN RISK. Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. To the extent that we may not, as a matter of applicable law, disclaim any implied warranty or limit our liabilities, the scope and duration of such warranty and the extent of our liability will be the minimum permitted under such applicable law. Indemnification You agree to indemnify and hold harmless us, our affiliates, and each of our and their respective directors, officers, managers, employees, shareholders, agents, representatives and licensors, from and against any and all losses, expenses, damages and costs, including reasonable attorney’s fees, that arise from or relate to your use of the Site or your violation of these Terms of Use. Notice of Copyright Infringement If you are a copyright owner who believes your copyrighted material has been reproduced, posted or distributed via the Site in a manner that constitutes copyright infringement, please send an email to sptlegal@starwood.com and include the following information in your notice: (1) a detailed description of the copyrighted work that is allegedly infringed upon; (2) a description of the location of the allegedly infringing material on the Site; (3) your contact information, including your address, telephone number, and, if available, email address; (4) a statement by you indicating that you have a good-faith belief that the allegedly infringing use is not authorized by the copyright owner, its agent, or the law; (5) a statement by you, made under penalty of perjury, affirming that the information in your notice is accurate and that you are authorized to act on the copyright owner’s behalf; and (6) an electronic or physical signature of the copyright owner or someone authorized on the owner’s behalf to assert infringement of copyright and to submit the statement. Governing Law You agree that your use of this website, this Terms of Use and Privacy Policy, and any disputes relating to any of them, shall be governed in all respects by the laws of the State of New York without regard to any conflict of law principles. Any dispute relating to the above shall be resolved solely in the state or federal courts located in Manhattan, New York. You agree that regardless of any statute or law to the contrary, any claim or cause of action that you may have arising out of or related to use of the Site or these Terms must be filed by you within one year after such claim or cause of action arose or be forever barred. Miscellaneous This agreement constitutes the entire agreement between us and you with respect to the subject matter contained in this agreement and supersedes all previous and contemporaneous agreements, proposals and communications, written or oral. Contact Any questions or comments about our Site or this Agreement may be directed to sptlegal@starwood.com. rs © Starwood Property Trust 2021 Privacy Policy California Notice & Privacy Policy Terms of Use