Credifriuli / Branches / News / ACCOUNTS YES MORTGAGE YES FINANCING Young Advisor Are you up to 35 ? Do you buy a house? Home loan spread 0.50% . Different solutions at the best conditions for those who buy their first home. Go to the branch: you will discover a bank that already knows you and knows how to respond to your needs. Find our branches Mortgage YES Promotion valid until 12/31/2021 Euribor 6 months + 0.50% Representative example: the example refers to a loan of € 100,000 (maximum amount) disbursed as a mortgage loan for the purchase of a first home at a variable rate. APR: 0.82%.TAN: Euribor 6 Months (*) + 0.50%. Finished minimum rate (floor): 0.50%. Duration 120 months. Number of installments: 120. Amount of installments: € 854.51. Preliminary investigation costs: € 750. Appraisal costs: € 214. Substitute tax (DPR 601): € 250 (equal to 0.25% of the loan amount). Payment collection costs: € 3.00. Annual transparency fees: € 1.09. Total amount of credit: € 100,000. Total cost of credit: 4,124.71. Total amount due from the consumer: 104,124.71. The property offered as guarantee must be backed by an insurance policy against damage caused by fire, explosion, lightning, for the entire duration of the loan (**). Promotion valid until 31/12/2020. The promotional conditions indicated are applicable only to new customers, if the amount of the loan requested is less than 30% of the value of the house to be purchased (LTV) and if the maximum duration does not exceed 10 years. The loan is secured by a mortgage on the property. Advertising message for promotional purposes. The granting of the loan is subject to the approval of the bank. For the contractual conditions and for anything not expressly indicated, it is necessary to refer to the "General information on real estate credit offered to consumers" published on the bank's website: www.credifriuli.it MORTGAGE conditions YES Mortgages with LTV up to 50% Euribor 6 months + 1.30% * APR: 1.51% ** Mortgages with LTV up to 70% Euribor 6 months + 1.50% * APR: 1.66% ** Mutui con LTV fino al 80% Euribor 6 mesi + 1,60% * TAEG: 1,75% ** Mutui con LTV oltre l’80% Possibilità di finanziare fino al 100% con garanzia Consap. Euribor 6 mesi + 2,70% * TAEG: 2,86% ** Gli esempi si riferiscono ad un finanziamento erogato come mutuo ipotecario per acquisto prima casa a tasso variabile, di un immobile del valore di € 200.000. Durata 240 mesi. Numero rate: 240. Spese istruttoria: € 750. Spese di perizia: € 214. Imposta sostitutiva (DPR 601): pari allo 0,25% dell’importo del mutuo. Spese incasso rata: € 3,00. Spese di trasparenza annuali: € 1,09. L’immobile offerto in garanzia deve essere assistito da una polizza assicurativa contro i danni causati da incendio, scoppio, fulmine, per tutta la durata del finanziamento (**). * Il parametro da considerare è l’Euribor (360) a 6 mesi, fine mese precedente con arrotondamento al decimo superiore (pari a -0,300 al 01/01/2020). ** Si può acquisire la copertura assicurativa con una qualunque compagnia di assicurazioni iscritta all’Albo delle Imprese di Assicurazione e Riassicurazione tenuto dall’IVASS e autorizzata all’esercizio dell’attività assicurativa nel Ramo VIII “incendio ed elementi naturali”. Pertanto nella determinazione del TAEG andrà incluso anche il costo della suddetta polizza, variabile a seconda della compagnia. Banca aderente al Gruppo Bancario Cooperativo Iccrea Società cooperativa P.I. 02216020301 Sede legale e amministrativa: Via Giovanni Paolo II 27 33100 Udine T: 0432-537311 F: 0432-537301 INFORMAZIONI Blocco carte Link utili SME guarantee fund BCC adhering to the Prima Casa Mortgage Guarantee Fund - CONSAP Work with us Financial Disputes Arbitrator TRANSPARENCY Transparency MiFID Information to customers Bonds Insurance products doc Investor relations PSD2-TPP LINK Privacy center Privacy Cookie Policy Credits Admin FOLLOW US ON: Copyright © 2021 Cooperative Credit Friuli Credifriuli We use cookies to give you the best experience on our website. You can find out more about which cookies we are using or deactivate them in the settings . Accept