HOME PRODUCTS ALL PRENEED RESOURCES ABOUT AGENTS POLICY HOLDERS INTERESTED FIRMS Our Story Founded in 1925, by Y. W. Scarborough and J. W. Orvin, Atlantic Coast Life Insurance Company has served funeral homes and families for nearly 100 years to help plan for and fund “end of life” solutions. We have built a reputation among funeral directors and consumers as a trustworthy source of funding. Our speed to pay claims has been a great strength and still is today. Between 1925 and 1940 our Home Service Distribution was built through recruiting sales agents and building district offices throughout South Carolina. In 1946, the Scarborough Family started Cosmopolitan Life Insurance Company and in 1954 merged its operations into Atlantic Coast Life. Our Home Service distribution reached its height in 1978 employing a field sales force of over 250 persons working out of 15 District Offices strategically located across the state of South Carolina. In 1954, the Scarborough Family acquired one hundred percent of the Atlantic Coast Life stock and the company began an era of success and growth that has spanned nearly ten decades. When Mr. Y. W. Scarborough passed away in 1956, the responsibility of leadership was passed to his son, Y. W. Scarborough, Jr., then to R. B. Scarborough in 1989, and then to Y.W. “Bill” Scarborough, III, in 1995. Wallace B. Scarborough served as President from 2013 to 2015. In the mid 90’s our Home Service Distribution peaked and the company’s growth slowed significantly. Y.W. “Bill” Scarborough had the vision to dramatically change the company’s distribution strategy and focused most of our efforts and resources to launch a new distribution arm to reinvigorate sales and growth. This decision transformed the course of Atlantic Coast Life’s voyage into the future. The Preneed Division set sail in August of 2003. In 2005, after 18 months of success, above our expectations, we began to expand our Preneed Division into nine neighboring Southeastern states. By 2008, we were known throughout the Southeast as a serious competitor and as a growing presence in the Preneed marketplace. In 2015, Advantage Capital purchased Atlantic Coast Life from the Scarborough Family and Y. W. Scarborough returned to the position of president. Growth, expansion and success has multiplied. Atlantic Coast began an intense expansion that now takes us on a journey across the country! Our new Ownership guided the company into the Annuity Marketplace and we immediately became a highly sought after insurer of choice by many annuity producers and financial advisors across the country, generating a staggering 200 million dollars of new premium in 2016. Our plans for the future are to continue to nurture and improve our Preneed and Annuity distribution systems and to protect all of our stakeholders by continuing to be a “Beacon of Integrity” in all of our dealings with clients, agents, and producers. Preneed Product Availability Map Click on a state to see product availability. Licensed Products Available Products Pending Approval UT AZ CO NM OK NE LA AR MO IA IL IN KY TN MS AL FL SC NC GA VA WV PA ME KS NH MA CT NY NJ MD OH MI WI MN ND SD MT WY ID WA OR NV CA TX AK HI VT DE RI Preneed Products And Features Choice of six growth rates (ranging 3.50% to 1.25%) Choice of compound or simple growth Unique Early Payoff Option Descendants Benefit Rider Commissions paid daily, weekly, or monthly Same day processing of electronically submitted claims EFT or check for commission and claims Concierge Phone Line for funeral homes Mobile/Desktop App for premium calculation ENeed Contact ENeed Contact FAQ's Does ACL do business in my state? How does a funeral home or producer learn more about your products? What is your A.M. Best Rating? Contact Us We would love to hear from you! If you have any questions, comments, or concerns please fill out the fields below and submit. We will be in touch! Contact Us First Name Last Name Your Phone Email What are your interests? Select One Preneed Product Line Becoming a Producer for ACL Employment Opportunities Comments/Questions Submit HOME OFFICE Sales & Marketing : 1565 Sam Rittenberg Blvd., Suite102 Administrative Office: 1565 Sam Rittenberg Blvd., Suite 200 FOR APPLICATIONS AND PAYMENTS Life & Preneed: P.O. Box 20010, Charleston, SC 29413 PRENEED PHONE: 877-ONE-RING (877-663-7464) PREENEED NEW BUSINESS: preneed@insadminservices.com PRENEED POLICY SERVICE / CLAIMS: acl.policyservice@insadminservices. com ATLANTIC COAST LIFE INSURANCE COMPANY IS A MEMBER OF THE A-CAP FAMILY Atlantic Coast Life Insurance Company is a premier provider of life insurance and annuity products for families throughout the nation. CONTACT US HOME OFFICE Sales & Marketing : 1565 Sam Rittenberg Blvd., Suite102 Administrative Office: 1565 Sam Rittenberg Blvd., Suite 200 FOR APPLICATIONS AND PAYMENTS Annuities & Medicare Supplement: P.O. Box 27248, Salt Lake City, UT 84127-0248 Life & Preneed: P.O. Box 20010, Charleston, SC 29413 PHONE: 1-844-442-3847 PRENEED PHONE: 877-ONE-RING (877-663-7464) NEW BUSINESS FAX: 843-300-4007 POLICY SERVICES FAX: 843-300-4009 QUICK LINKS Products All Preneed Resources About Agents Policy Holders Copyright © 2021 Atlantic Coast Life Inc. All rights Reserved.