Skip Navigation Download Acrobat Reader 5.0 or higher to view PDF files. your business SCHEDULER OPEN SEARCH FORM OPEN LOGIN FORM OPEN MENU CERTIFICATES Print this page A Share Certificate is like overnight or long-term parking for your money. You choose how long you want to park it. The difference is (and this is big) we pay you instead of you paying us. Certificates are sort of like bank CDs, only better, because you own the credit union. JUMP TO: Savings Calculator Rates and Fees CERTIFICATES Earn more for less effort Do you have cash in savings stowed away for a rainy day? You could put it in a certificate and earn more money than in a regular savings account. Here's the catch - choose a term that works for you and leave the cash alone. No withdrawals, no deposits, no effort, just earning. Sounds pretty easy. Greater earning than a basic savings account Fixed rates guaranteed for length of term Terms from 3 months to 5 years $1,000 minimum deposit to open Early withdrawal penalty MEMBER'S CHOICE ACCOUNT Save as you go Like a traditional share certificate, a Member's Choice Account lets you earn more dividends than a basic savings account. But instead of starting with a big wad of cash, you can build your savings gradually with monthly direct deposits. Minimum $1 deposit to open account No minimum balance Choose your first maturity date up to a 12 month term - 12 month automatic renewal after Pre-authorized monthly direct deposits required Make additional deposits online or in-person One penalty-free withdrawal each term student loan visa travel & gift cards Careers LOCATIONS CAREERS call us 1 920.494.2828 1 800.728.4294 CAPITAL CU CAPITAL CREDIT UNION © 2021 ROUTING NUMBER: 275978394 Privacy Policy (Opens in a new window) Terms of Use (Opens in a new window) Security Lost or Stolen Card/Fraud Rates and Fees back to top Like us on Facebook Follow us on Twitter Follow us on Linked In