Institutional InvestorsBusiness Banking Open an accountGet Help Retire Invest Bank Learn About TIAA Search LOG IN What's on this page: Lifelong Service Meeting Your Needs LIFELONG SERVICE For every age and stage of life, we’re here to help We can help you go from thinking about big goals to actually developing a plan to achieve them. No matter what financial challenges you face, we’re here for you. Help For Your Goals This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances. TIAA products may be subject to market and other risk factors. See the applicable product literature, or visit TIAA.org for details. 1 Applies to mutual fund and variable annuity expense ratios. Source: Morningstar Direct, June 30, 2019. 76% of TIAA-CREF mutual fund products and variable annuity accounts have expense ratios that are in the bottom quartile (or 97.55% below median) of their respective Morningstar category. Our mutual fund and variable annuity products are subject to various fees and expenses, including but not limited to management, administrative, and distribution fees; our variable annuity products have an additional mortality and expense risk charge. 2 Guarantees are based on the claims paying ability of the issuing company. 3 Before rolling over assets, consider your other options. You may be able to leave money in your current plan, withdraw cash or roll over the assets to your new employer’s plan if one is available and rollovers are permitted. Compare the differences in investment options, services, fees and expenses, withdrawal options, required minimum distributions, other plan features, and tax treatment. Speak with a TIAA consultant and your tax advisor regarding your situation. Learn more at TIAA.org/reviewyouroptions . 1623424 Not a customer yet? Open An Account We're here to help Contact Us Find an ATM Find a local office For individual customers TIAA.org TIAA mobile app Trust Company TIAA Bank® Enroll in an employer's plan Co-browse For employers Plan sponsors Consultants 3rd-party administrators TIAA Institute For institutional investors Asset management Planned giving For financial advisors TIAA Investments Nuveen Retirement advisors Institutional consultants Regulation Best Interest Form CRS Learn more FINRA BrokerCheck Check the background of this firm on FINRAs BrokerCheck FINRA Manual and other related FINRA information About TIAA News & press Careers Awards & recognition Our leadership team Governance & leadership Corporate social responsibility Diversity & inclusion Brochures Site map Security Accessibility Terms & conditions Prospectus Privacy Business continuity Confidentiality for victims of domestic violence Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value. Consumer and commercial deposit and lending products and services are provided by TIAA Bank®, a division of TIAA, FSB. Member FDIC. Equal Housing Lender. The TIAA group of companies does not provide legal or tax advice. Please consult your tax or legal advisor to address your specific circumstances. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA and SIPC , distributes securities products. SIPC only protects customers’ securities and cash held in brokerage accounts. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations. Teachers Insurance and Annuity Association of America is domiciled in New York, NY, with its principal place of business in New York, NY. Its California Certificate of Authority number is 3092. TIAA-CREF Life Insurance Company is domiciled in New York, NY, with its principal place of business in New York, NY. Its California Certificate of Authority number is 6992. Read the TIAA-CREF Individual & Institutional Services, LLC, Statement of Financial Condition . © 2021 and prior years, Teachers Insurance and Annuity Association of America-College Retirement Equities Fund, New York, NY 10017