PayPal Personal Business Developer Help Log In Sign Up Simplify payday with Direct Deposit Get paychecks or government payments automatically sent to your PayPal Balance account1 up to 2 days early.2 Get the App Get Direct Deposit PayPal Balance account is required to use Direct Deposit. Payday, meet PayPal Get your money fast Set it up once and enjoy access to your funds up to 2 days early.2 Easy setup No more waiting for checks in the mail or trips to the bank. Do more with your account Use the funds in your PayPal balance to shop and send money.3 Setting up Direct Deposit Get started with your Direct Deposit form by identifying your employer or government agency Choose how much you want to add from each paycheck Add your e-Signature (Your signature is never shared or stored.) Confirm and submit your Direct Deposit form by selecting Review Form Easily access your money with the PayPal Cash Card With the PayPal Cash Card, you can use the money in your PayPal balance to shop everywhere Mastercard® is accepted.4 More about the PayPal Cash Card Find more ways to Manage your money Savings Crypto Pay Bills PayPal Cash Card Add Cash Check Cashing Join over 400 million PayPal users Easily and securely spend, send, and manage your transactions—all in one place. Experience the new way to PayPal Download the app on your phone or sign up for free online. Sign Up Get the App 1 Direct Deposit is subject to the payor's support of this feature. Funds deposited via Direct Deposit will generally be available on the day we receive the funds transfer. You may review activity on your periodic statements or transaction history on www.PayPal.com, or call Customer Service at 1-888-221-1161 to verify receipt. We reserve the right to accept, reject, or limit transfers via Direct Deposit in our sole discretion. If you wish to cancel Direct Deposits, you must contact your employer. PayPal does not charge any fee to set up or maintain Direct Deposit. Refer to your PayPal User Agreement for complete Direct Deposit details. Once it's set up, Direct Deposit usually takes two (2) pay cycles to begin, but can vary across employers. Please check with your employer for specific timing. 2 New Direct Deposit enrollees will be eligible for early access, subject to the terms and conditions. The early access feature will be made available to all eligible Direct Deposit customers in the coming months. Early access can allow a user to access their funds up to 2 days early. Early access to funds depends on when we get payment instructions from the payor (your employer or government agency). When we get funds before the scheduled payment date, your money can be made available up to 2 days sooner than scheduled. Availability and timing can vary based on the payor and when we get payment instructions. Once the funds are received, they will be deposited directly into your PayPal balance. 3 An account with PayPal is required for sending and receiving money. 4 The PayPal Cash Card is a debit card linked to your PayPal Balance account. The PayPal Cash Card is not a credit card. PayPal is not a bank and does not itself take deposits. You will not receive any interest on the funds in your PayPal Balance account. Cash funds held in a PayPal Balance account are not eligible for FDIC pass-through insurance coverage unless you have a PayPal Cash Card, or have enrolled in Direct Deposit, or have bought cryptocurrency. If your PayPal Balance account is eligible for FDIC pass-through insurance, PayPal will deposit your cash funds into one or more custodial accounts maintained for the benefit of eligible customers at one or more FDIC-insured banks. Funds in these custodial accounts are eligible for pass-through FDIC insurance coverage up to applicable limits. See the PayPal Balance Terms and Conditions for additional information. The PayPal Cash Mastercard (“PayPal Cash Card”) is issued by The Bancorp Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. The Bancorp Bank is issuer of the Card only and not responsible for the associated accounts or other products, services or offers from PayPal. Card may be used everywhere Mastercard is accepted. The Bancorp Bank does not hold your PayPal Balance account funds. HelpContactFeesSecurityAppsShopEnterprisePartnersFeedback AboutNewsroomJobsInvestor RelationsValues in ActionPublic PolicySitemap © 1999–2021 AccessibilityPrivacyCookiesLegal We’ll use cookies to improve and customize your experience if you continue to browse. Is it OK if we also use cookies to show you personalized ads? Learn more and manage your cookies Yes, Accept Cookies