Search Button Select a Language Login MENU Home / Personal / Loans / Mortgage Loans MORTGAGE LOANS & REFINANCING Your home means everything to you. Choose a home lending partner that understands. We help customers buy, build, and remodel houses every day, and we'd love the opportunity to earn your business. We're proud to provide flexible mortgage loan options and personal services to you, our neighbors, and friends. You can expect responsive, personal service from experienced lenders who will work with you, one-on-one, throughout the entire mortgage loan process. You can expect timely responses to questions and regular communication from your mortgage lender so you always feel informed. You can be confident your mortgage lender will do everything possible to make the mortgage process straightforward and smooth. Ready to crunch some numbers? Estimate how much my mortgage payment would be Estimate the home value and monthly house payment I can afford Additional Calculators You can count on First National Bank for competitive mortgage interest rates and some of the lowest closing costs around. Contact one of our mortgage lenders today for 30-year, 15-year, and other current interest rates or to learn more about our mortgage process. Apply Online OR Contact a Mortgage Lender What You Will Need for Your Mortgage Application Print Application Finish Completing a Loan Application OR Check Loan Status Mortgage Loan Process Mortgage Lenders Sara Lehman Vice President, Mortgage Loan Officer, Ames Direct: (515) 663-3089 Email: Sara.Lehman@FNB247.com NMLS #: 609248 Dona McMasters Mortgage Loan Officer, Ames Direct: (515) 663-3090 Email: Dona.McMasters@FNB247.com NMLS #: 591518 Vicky K. Halvorsen Vice President & Loan Officer, Osceola Direct: (641) 223-4217 Email: Vicky.Halvorsen@FNB247.com NMLS #: 745275 Nicole Jacobson Vice President & Loan Officer, Osceola Direct: (641) 223-4226 Email: Nicole.Jacobson@FNB247.com NMLS #: 999221 Skye Murray Mortgage Lender, Ankeny Direct: (515) 777-7182 Email: Skye.Murray@FNB247.com NMLS #: 1901063 Additional Resources: Mortgage Calculators Home Purchase Basics Mortgage Products Mortgage Glossary Mortgage Loan Process Your Home Loan Toolkit Mortgage Checklist Residential Loan Application Property Tax/Insurance Account Set Up Realtors in the Area Personal Banking Loans Home Equity Loans & Lines Personal Loans Auto Loans Student Loans Mortgage Loans Digital Banking Services Additional Services How Can We Help? Call us at 515-232-5561 Email Us Open Account Apply for a Loan Find a branch near you Career Opportunities Switch to FNB PROUDLY SERVING, AMES, ANKENY, JOHNSTON, OSCEOLA, VALLEY JUNCTION AND WEST DES MOINES Facebook YouTube 515-232-5561 Routing Number - 073902274 Personal Business Wealth Solutions Education Center FAQs About Us Contact us Locations/ATMS Deposit Rates Calculators Open Account Apply for a Loan Download Mobile App Order Checks Privacy Policy Copyright © 2021 First National Bank. All Rights Reserved. Site by Spinutech