Timing of life insurance review About life insurance review Consult an expert It is important to first clarify what you are looking for. You can talk to your insurance company or insurance agent, but you can also talk to your financial planner. Some financial planners belong to banks and insurance companies, and some financial planners do not belong to any particular financial institution. By consulting with an independent financial planner, you do not need to sell a specific insurance product, so you will be friendly and will consider and propose the insurance that is most suitable for your life stage. The existence of financial planners is people who have a high level of knowledge other than life insurance. If you consult with a financial planner about a review of life insurance, you should also consult about the medical system, survivor's pension, taxes, etc. What do you think. The existence of a financial planner is a professional of money. However, there are cases where the relationship with the financial planner is just a human relationship, so it is not compatible. Since we are talking about life insurance and important money, what kind of financial planner to use is also an important point. At that time, instead of a specific insurance company or bank, a financial planner belongs, and you can effectively use the free life insurance consultation service that allows you to compare and select the insurance that suits you from multiple insurances. It is also good to see. Tweet Pocket This entry was posted on 2017/05/09by admin . Clarify the purpose Furthermore, the timing of reviewing life insurance is when it is decided that you have to support your parents when you start a business or become independent, when your child becomes independent, when you get divorced, or when you are alone due to bereavement. When you feel that your current life insurance is a burden, or when your insurance is renewed. Most of these things are no exception, and I think this is the case for many people. It is important to have a planned review in advance so that the time will not come and you will not be impatient. In such a case, you can consult with a financial planner. The method of reviewing life insurance is to first check the insurance coverage, insurance amount, insurance premiums, etc. that are already insured, and then think about whether you want to add insurance or reduce the insurance premiums. I will go. Let's clarify the purpose of the life insurance review for each of us. If you want to add insurance, you can cancel the insurance you have and renew the contract, add a special contract, or increase the insurance amount. On the other hand, if you want to reduce the insurance premium by reducing the insurance, you can cancel the insurance, delete the special contract, and further reduce the insurance amount. In cases where the monthly premium burden is heavy, you may be able to change to paid insurance or extended insurance. Tweet Pocket This entry was posted on 2017/05/02by admin . Review life insurance I think most of the styles of people who keep their motivation when they get life insurance have been the same. However, the lifestyle has gradually changed, and the number of households reviewing has increased considerably. However, there are still many things that we do not know when to review. The amount of insurance and insurance required varies depending on the life stage. Make sure to keep the timing points firmly. First of all, it is time for people who have not taken out insurance until now to be motivated to take out insurance by themselves with financial independence. But young people don't need that much coverage. You can also get regular medical insurance until you have saved. When you get married, the couple may talk about insurance once. Let's discuss what to do with death protection and decide the grade of insurance. The idea of medical insurance is not so different from when I was single, and I think it's okay to give top priority to savings and rely on medical insurance for the parts that cannot be covered by savings. Furthermore, when you buy a house, you can think of it as a timing for review. You can think of it as one of the timings when you become pregnant or give birth. It is important to be aware of the attitude of increasing the number of families and increasing the death protection so that the remaining families will not be in trouble. Continue further. Tweet Pocket This entry was posted on 2017/05/01by admin . Recent posts Consult an expert Clarify the purpose Review life insurance archive May 2017 Search: © 2018