JOIN LOCATIONS CAREERS CONTACT ESPAÑOL SEARCH ONLINE BANKING Open Mobile Menu Thank Use PARTICIPATION DIVIDENDS Together, members share At a cooperative like Dupaco, you’re not just a member—you’re an owner. Active participation not only powers the credit union but promotes financial well-being through education, better rates, fewer fees, and Thank Use participation dividends. Since 2016, Dupaco members have received more than $20.5 million in Thank Use for participating in their cooperative. Thank Use 2021 is calculated! This year, nearly 64,000 members boosted their financial well-being and shared more than $3.7 million in Thank Use. Log in to Shine to see how you’ve earned! Log in to Shine Enter to win! How will Dupaco’s Thank Use payout impact you or your community? Let us know, and you could win a Dupaco goodie box! (Hint: You’ll want to enter — It includes a Yeti!) Enter to win Here’s how participating members earned in 2021: An active checking account indicates your commitment and is the key to unlocking all of your Thank Use. Build up your savings and earn up to $60. Learn More Earn up to $60 for interest paid on your loans. Learn More Use our financial & insurance services, get up to $30. Learn More Earn 5 cents every time you pay with your Dupaco card. Learn More Take the quiz. Use the tools. Earn up to $20. Learn More A special reward for returning Thank Use participants. Learn More If we hit our goal, everybody earns $5 more! Learn More A chance for members under the age of 18 to earn. Learn More Thank Use Qualifications THANK USE QUALIFICATIONS You must be a Personal member who meets these three criteria before or on 9/30/21: 1) be 18 or older 2) have an active checking account 3) have a primary saving account with a minimum balance of $25 or more. INELIGIBILITY You’re not eligible for Thank Use if you: 1) have a loan or deposit charge-off in 2021 that’s not paid back in full by 9/30/21, or 2) have a loan that’s delinquent by 60 consecutive days or more on 9/30/21, or 3) have a negative checking account balance for 30 consecutive days or more on 9/30/21. Business memberships and trust accounts with EINs, and business accounts under a personal membership don’t qualify for Thank Use. PAYOUT Your Thank Use 2021 earnings will be deposited into your primary savings account on 10/21/21 and may be reportable on IRS form 1099-MISC. LIMITATIONS You must be a Dupaco personal member before or on 10/21/21 to earn and receive Thank Use. Your participation dividends are based on your individual member number. They can’t be combined or shared with other member numbers. Each earning category is payable once under a member number. ACTIVE PERSONAL CHECKING DEFINITION Your personal checking account will be considered active when you: 1.) Set up direct deposit and use the account to make 5 or more check, debit, or automated clearing house (ACH) transactions within 90 consecutive days ending on 9/30/21. Or 2) Use the account to make 10 check, or 8 debit, or 5 automated clearing house (ACH), or 3 bill pay transactions within 90 consecutive days ending on 9/30/21. Thank Use Boost Qualifications Routing Number: 273974581 800-373-7600 P.O. Box 179 Dubuque, IA 52004-0179 Dupaco Community Credit Union © 2021 facebook twitter youtube instagram pinterest linkedin Privacy Policy | All Disclosures | Do Not Sell My Personal Information