MTF Finance Personal Business Resources Blog About Log in Contact Apply now Operating lease Apply for an operating lease if you want a vehicle or piece of equipment without the responsibilities of ownership. Find local approved dealers How it works An operating lease, available from selected MTF Finance dealers, is a cost-effective way to upgrade your vehicle, your fleet or business equipment. For a small payment, you can upgrade your vehicle lease every 6 to 45 months. At the end of the lease you can choose to renew it, or end it. Operating lease features Lease term to suit your requirements – from 6 to 45 months. There are fixed payments for the term of the vehicle lease. You have the option to cover servicing and maintenance. You have the option to upgrade at the end of each vehicle lease period. Advantages of an operating lease If you are a business customer: you can claim GST on each instalment your payments are tax deductible the asset is not recorded on your balance sheet. Contact your nearest approved dealer to explore your vehicle leasing options. Why choose us Why our customers trust us to help them to do more. We’re here for you Service and advice from your local team, tailored to you from start to finish. Same-day approval We can usually let you know how much you’re approved for on the same day you apply, subject to responsible lending inquiries and checks. Locals backing locals We’re local New Zealanders, and we live and work in your community. A local understanding goes a long way. We take the stress out of finance Online or over the phone, we’ll guide you through your options to select what’s best for you. MTF Finance Find us on: Facebook Instagram LinkedIn Personal Secured personal loans Car loans Motorcycle loans Boat and jet ski loans EV loans Caravan and motorhome loans Trailer and horse float loans Understand your personal loan Business Business loans Finance lease Operating lease Business vehicle loans Understand your loan Resources Interest rates and fees Payment Waiver Loan repayments Can't make a repayment Save on car running costs How to buy a car How to sell a car Vehicle insurance Blog About Our history Future Legends Scholarship Board of Directors Careers Become an MTF Finance dealer Start an MTF Finance franchise Investors Promotions Contact Support through the COVID-19 pandemic Find your local office Find local dealers Your account Log in Register Website terms and conditions Privacy statement Terms of use Disclosure statement Site map