Login > About Us Community First Federal Credit Union was founded in Lakeview, Michigan in 1985. We opened our second branch in Howard City, Michigan in 2009. The third branch, located in Trufant, Michigan, opened in 2012. In 2018, we opened our fourth branch in Morley, Michigan. The success of Community First Federal Credit Union is driven by the wonderful communities that we serve. We are a part of Xtend, a share branching network. This network allows our members to access their accounts at over 250 locations in 23 states. The majority of this network operates in the Midwest and New England areas. With CO-OP Financial Services network, our members have access to their accounts at over 5,000 share branch locations and nearly 30,000 surcharge-free ATMs worldwide. To find a share branch or ATM location, please use the search tools at the bottom of the page. We offer Notary and Medallion Signature Guarantee services to our members, free of charge. We offer Notary services to non-members, for $1.00 per page. Mission Statement Community First Federal Credit Union, as a member-owned financial cooperative, is dedicated to providing growth and service in a friendly and professional atmosphere, while building toward a bright and progressive future. Financial Snapshot Date August-2021 August-2020 August-2019 Assets $ 97,997,933 $ 79,989,791 $ 68,435,288 Loans $ 76,280,695 $ 63,195,332 $ 62,760,433 Shares $ 90,977,126 $ 74,209,679 $ 62,919,762 Members 10,612 9,823 9,395 Rates at a Glance APR* as low as: Vehicle Loans 2.74% Home Equity Loans 4.50% Credit Cards 9.90% ATM Locator Search for no-surcharge ATMS Branch Locator Search for shared branches © 2021 Community First Federal Credit Union Phone: 989-352-6031 Fax: 989-352-6171 Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.