Click to show search form. Click to show mobile menu. Individuals Umbrella insurance Greater protection against the unknown Contact an agent for a quote Umbrella insurance Play Video Owning a home or car increases your risk of liability. With an umbrella insurance policy, you can be protected from liability claims with affordable coverage that goes beyond the limits of your home or auto policy. That can help protect you from liability costs as a result of injury to others on your property, property damage, libel, slander, invasion of privacy, defense costs, legal settlements and more. An umbrella policy kicks in when your basic liability limits run out. In the event of a major accident, or a liability lawsuit, you'll be glad you have this extra protection. With a Hanover umbrella policy, you get additional protection by extending your home or auto policies liability limits by $1M up to $10M ($5M in LA). Combine coverage to maximize savings Just home Just home Our Connections home insurance offers coverage that can be customized to suit your individual needs. Bundled coverage Bundled coverage Our Platinum home and auto insurance is our most popular packaged solution, offering exceptional coverage, the convenience of a single account and savings you will value. Learn more High-value coverage High-value coverage Hanover Prestige is our offering for higher-value homes and autos. With Prestige, you’ll benefit from powerful protection, flexibility of choice and caring service. Learn more We’re committed to providing our customers with the auto, home and supplemental property insurance coverage they need to protect what matters to them most. That's why we’ve made it easy to get the protection you need in one convenient bundled package. Not only do you get one policy, one coverage effective date and one bill, you also save money on both your auto and home premiums when both policies are insured with The Hanover. Help me with... Buying a home Moving out and moving up Updating your home Great bundled policy with homeowners, auto and umbrella/liability. So far no claims need to file but customer service has been satisfactory with billing and they come highly rated from my agent. qoq78, clearsurance.com See more reviews and testimonials from our customers Coverage made clear Our content library features safety and insurance articles, videos, infographics and more to help keep your family and property safe, and guide you through the insurance-buying process. The answers to all your questions about umbrella insurance Article 15 every day activities that suggest you need an umbrella policy Video Umbrella coverage made clear Video Explore the Prepare now. Learn how. library Navigation THE HANOVER INSURANCE GROUP 440 Lincoln Street Worcester, MA 01653 508-855-1000 The Hanover Careers Investors Reviews Suppliers For customers and agents My Hanover Policy For agents Products and solutions Individuals Businesses Claims services Billing services Prepare now. Learn how. Legal and compliance Accessibility Fraud protection Terms and conditions Privacy center Governance Legal notices Producer compensation disclosure © 2021 The Hanover Insurance Group, Inc. All rights reserved. See our legal notices. Your cookie settings This site uses cookies to maintain site functionality and performance, to enhance your browsing experience, and for analytics and marketing purposes. If you continue browsing, you are consenting to the use of cookies. For more information about our use of cookies and our online privacy practices, please see our online privacy statement and visit our privacy center. Accept No, thanks