ONLINE BANKING LOGIN Forgot Password? | Enroll Loans Accounts Convenience Resources Why IHCU? Business Checking Save time and money with these great products and services Every new Business Checking account includes: FREE VISA® Business Debit Card Enjoy everyday access to your funds at any ATM in the world and the convenience of making purchases without writing a check. FREE Online Banking Access your account online at your convenience. FREE Bill Pay Don’t put up with lost mail and late payments when you can go online and simplify your life with the click of a button. FREE Mobile Banking Do all of your banking from your smartphone: check balances, review account history, pay bills and more. FREE eStatements Eliminate paper waste and enjoy secure online access to current and past statements by opting for electronic delivery. $10 Buy Back We will buy back your unused checks and debit cards from another financial institution. Great Personal Checking Accounts Your choice of great rewards or FREE checking with IH Credit Union’s personal checking accounts. Each account comes with lots of free features! Business Solutions by Clover offers all-in-one merchant services that can be tailored to meet the unique needs of restaurant, retail, and service businesses. Please contact Debra Bowser debrab@ihcreditunion.com for more information about the business services offered through Clover. In order to open your account, we will request these forms and documents. To earn a higher yield will you always keep more than $5,000 in your business checking account? YES STEP UP BUSINESS PLUS CHECKING 1,000 FREE monthly transaction items Competitive yield Only $5,000 minimum balance to avoid a low monthly fee of $10 Up to $10,000 currency deposited per month FREE NO STEP UP FREE BUSINESS CHECKING Perfect for most businesses! 1,000 FREE monthly transaction items No minimum balance No monthly service charge Up to $10,000 currency deposited per month FREE Minimum opening deposit is only $25. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See Fee Schedule for details. Receive up to $10 for checks and debit cards turned in from another financial institution. Transaction items include all debits and credits. If the account exceeds 1,000 free monthly transactions, the account may be converted to another checking product or be closed. If the account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product or be closed. Ask us for details. Credit Union rules and regulations apply. Terms and Conditions Subject to Change Without Notice. American Share Insurance insures each account up to $250,000. Excess Share Insurance Corporation provides up to an additional $250,000 of insurance per account. This institution is not federally insured. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY. Accounts Accounts for Every Need Open an Account Deposit Rates Checking Benefits Checking CardValet Business Checking Savings IRA Money Market Account Direct Deposit Financial Calculators Overdrafts and Overdraft Fees Reorder Checks Quick Contact Telephone: 1-800-576-IHCU or 1-937-390-1800 E-mail us Routing Number ABA/Routing # 242279068 Website Accessibility If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us by calling 1-800-576-IHCU or 1-937-390-1800 or email us at info@ihcreditunion.com. All products and services available on this website are available at IH Credit Union branches. Lost or Stolen Cards Lost or stolen Credit Card: 1-855-639-9081 Lost or stolen ATM or Debit Card: 1-800-472-3272 Quick Links Reorder Checks Credit Card Access File Upload Form Wiring Instructions Privacy Policy Your savings insured to $250,000 per account. This institution is not federally insured. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY. Financial Wellness MoneyED: A Personal Finance Program Trinity Debt Management Search Find a Co-Op Shared Branch Insurance AD&D Insurance Calland & Campbell TruStage Insurance © 2021 IH Credit Union