PATIENTS & FAMILIES HEALTHCARE PROFESSIONALS INVESTORS MEDIA Home About us History Our history January 1462 1 January 1912 1 January 1933 1 January 1952 1 January 1966 1 January 1974 1 January 1979 1 © Fresenius Medical Care AG & Co. KGaA 2021

PATIENTS & FAMILIES HEALTHCARE PROFESSIONALS INVESTORS MEDIA Home Investors Equity story Outlook Outlook We continue to shape the future of the dialysis industry. © Fresenius Medical Care AG & Co. KGaA 2021 Fresenius Medical Care uses cookies on this website to enhance the user experience, provide the best possible service, analyze site usage and for marketing purposes. By clicking “Accept All”, you agree to the storing of store such cookies on your device. By clicking “Reject all”, only strictly necessary cookies will be used. For more information please see our Cookies Settings Reject All Accept All

PATIENTS & FAMILIES HEALTHCARE PROFESSIONALS INVESTORS MEDIA Home Investors Creditor Relations Creditor Relations Financing strategy & instruments Financial flexibility takes top priority in Fresenius Medical Care’s financial strategy besides optimizing the financing costs. The company ensures this flexibility by using a wide range of financial instruments and securing a high level of diversification regarding our investors and banks. Our long-term debt consists mainly of term loans and bonds in Euro and U.S. dollar. In addition, Fresenius Medical Care uses a syndicated credit agreement with revolving credit facilities in U.S. dollar and Euro. For short-term financing needs, we can use the revolving credit facilities as well as a commercial paper program, an accounts receivable facility and bilateral credit facilities. © Fresenius Medical Care AG & Co. KGaA 2021 Fresenius Medical Care uses cookies on this website to enhance the user experience, provide the best possible service, analyze site usage and for marketing purposes. By clicking “Accept All”, you agree to the storing of store such cookies on your device. By clicking “Reject all”, only strictly necessary cookies will be used. For more information please see our Cookies Settings Reject All Accept All

PATIENTS & FAMILIES HEALTHCARE PROFESSIONALS INVESTORS MEDIA ABOUT US Home About us Sustainability Medical responsibility Medical responsibility We provide holistic dialysis care for patients worldwide. © Fresenius Medical Care AG & Co. KGaA 2021