Menu My UMC Healthcare providers administrators English My UMC > English Welcome to UMC Health Insurance UMC Zorgverzekering is a unique health insurance, designed exclusively for you and your colleagues. The people we insure are all employees (or former employees) of university medical centers and their family members. The new UMC Zorgverzekering insurance policies were developed in collaboration with staff from these university medical centers. This has resulted in high-quality health insurance with a low premium, which include attractive group discounts. Why choose UMC Health Insurance? You can compose your own insurance package from four supplementary insurance packages and three separate dental packages. The supplementary insurance packages each offer ample budget for the most important types of care, including movement-related care (eg physiotherapy). No maximum rates per treatment apply to these budgets. You are free to choose your care provider and the number of treatment sessions. Family members (aged 18 and up) covered by your policy can choose their own supplementary insurance packages Calculate your premium You can calculate your premium and take out a health insurance for 2022 (in Dutch). The English translation of the online form is foundhere. Calculate your premium If you wish to send your application form by post, you can download the English application form: UMC Health Insurance application form General information Dutch national healthcare scheme Under the Health Insurance Act (Zorgverzekeringswet), all residents of the Netherlands have to take out basic national health insurance. The exact reimbursements included in this basic package are determined by the government each year. The basic national health insurance covers standard medical expenses such as general practitioners, hospitals and pharmaceutical expenses. Each health insurance company is free to set the premium for this package. Supplementary insurance Supplementary insurance can be taken out for expenses that are not included in the national health insurance. Reimbursements and premiums vary per health insurance company. Statutory and voluntary excess The national health insurance has a statutory excess. The government determined that the excess for this year is € 385. This excess applies to anyone with health insurance aged 18 and up. You can also opt, besides the statutory excess, for an additional voluntary excess of € 0, € 100, € 200, € 300, € 400 or € 500. The level of your premium is proportionate to your voluntary excess. This allows you to set your own premium amount. More information Do you have any questions regarding UMC Zorgverzekering or the Dutch health insurance system in general? Please feel free to contact us at 0900 - 80 18 (regular phone costs). Documents UMC Zorgverzekering application form 2021 UMC Zorgverzekering dental declaration 2021 UMC Zorgverzekering notice of change 2021 UMC Health insurance basic healthcare Own Choice policy conditions 2021 (in Dutch) UMC Health insurance basic healthcare Wide choice of policy conditions 2021 (in Dutch) UMC Health insurance supplementary healthcare policy conditions 2021 UMC Health Insurance premium appendix 2021 UMC Health Insurance Dutch translation online form (2021 version) UMC Care app follow us Disclaimer | Privacy Policy | Cookie statement Chat