800-552-6328 SEARCH Go to main content LOGIN OPEN AN ACCOUNT APPLY FOR Fee Schedule View OHecu's full fee schedule Checking Accounts Effective Date: May 1, 2018 Name Package Membership Standard Membership Select Checking $3.95 $3.95 Signature Checking Free $5.95 (Note 1) Copy of Check via Online Banking Free Free Copy of Check (NOT via Online Banking) $2.00 $2.00 Copy of Check (Rush Item) $5.00 $5.00 Return Share Draft (Check) $35.00 $35.00 Member Privilege Paid Item in Lieu of Return $35.00 $35.00 Stop Payment $35.00 $35.00 Overdraft Transfer Fee Waived for transfers under $10. $5.00 $5.00 ATM/Credit/Debit/Gift Cards Effective Date: May 1, 2018 Name Package Membership Standard Membership ATM Transactions at OHecu Owned ATM or any ATM that has one of the following network names displayed: Alliance One Credit Union 24 CU HERE, Money Pass, Credit Union CU HERE Select. Free Free Other than transactions from the above listed networks, all ATM and Debit Card Transactions that require a PIN (Personal Identification Number). (Note 2) 5 Free/Month then $3.00 $3.00 Replacement ATM, Credit, Debit or Gift Card $15.00 $15.00 Nonnegotiable ATM Deposit $25.00 $25.00 Member Privilege ATM or Debit Card Overdraft $35.00 $35.00 ATM or Debit Card PIN Maintenance Not performed at ATM $2.00 $2.00 Debit Card Documentation $20.00 $20.00 Prepaid Gift Card $4.00 $4.00 Monthly Dormancy Fee $1.00 (Note 3) $1.00 (Note 3) Reloadable Gift Card $9.95 $9.95 Fee each time additional value added to card $2.00 $2.00 Savings Accounts Effective Date: May 1, 2018 Name Package Membership Standard Membership Share Account Monthly Maintenance Fee Free $10.00 (Note 4) IRA Effective Date: May 1, 2018 Name Package Membership Standard Membership IRA Annual Maintenance Fee Free $25.00 Service Fees Effective Date: May 1, 2018 Name Package Membership Standard Membership Transaction via a Phone Call with an OHecu or designated employee which can be processed by TONI or Online Banking Free $2.00 Official Check Free $3.00 In-Branch Transaction Service Fee Free Free/$4.00/day (Note 5) Mobile Remote Deposit Free Free Statement Copy via Online Banking Free Free Statement Copy NOT via Online Banking $2.50 $2.50 Online Banking Free Free Bill Pay via Online Banking Free (Note 6) Free (Note 6) Other Fees Effective Date: May 1, 2018 Name Fee Account Balancing & Research (1 Hour Minimum) $25.00/Hour Account History $1.00/Page Closing an Account within 90 Days of Opening $5.00 Loan Auto Debit Authorization Charge $10.00 Money Order $3.00 Official Check Stop Payment $35.00 Verification of Deposits and Loans $5.00 Non-Member Cashing OHecu Check $10.00 Deposit or Payment Returned $20.00 Deposit or Payment Returned with Collections $30.00 Dormant Account Fee $5.00/Month (Note 7) Garnishments, Levies and Bank Attachments $5.00 Membership Reinstatement Application Processing Fee $25.00 Paid Item in Lieu of Return $35.00 Return ACH Debit $35.00 Undeliverable Statement First Month $10.00 Each Subsequent Month $5.00 Wire Transfer Incoming Domestic $10.00 Outgoing Domestic $25.00 Outgoing International $45.00 Incoming International $25.00 International Currency Coversion Fee on International Credit, Debit and ATM Transactions 1% of Transaction Value Notes (1) The $5.95 fee is waived with minimum monthly Direct Deposit of $500 to checking account. (2) PIN based transactions include withdrawals, point-of-sale, transfers, inquiries and deposits. (3) Fee charged after 12 months of non-activity. (4) Waived for any member with active payroll deductions or direct deposit of at least $400 per month to any account for that member number, or for any member with at least $5,000 in aggregate financial relationships with the Credit Union, or if the average daily balance in the primary share account is $100 or greater for the statement period and the actual balance is $100 or greater on the last day of the statement period. (5) Fee charged for those members with an aggregate balance relationship less than $500 that do not have an open OHecu checking account with active Direct Deposit of at least $500 per month. (6) A $5.00/Month fee is assessed to members enrolled in the OHecu Bill Pay service that have not initiated a monetary transaction through the Bill Pay service for at least three (3) consecutive months. (7) The fee assessed on memberships that only have a Regular Share Savings account with a balance below $250 and that has had no monetary transactions for twelve (12) consecutive months. The fee is waived for members under the age of 18. Go to main navigation Join Online Today Becoming a member at OHecu has never been easier. Get Started Contact Us BRANCH & ATM LOCATIONS 800-552-6328 ROUTING NUMBER: 241075124 NMLS# 114702 Quick Links FREQUENTLY ASKED QUESTIONS REFER A FRIEND THE CREDIT UNION DIFFERENCE CALCULATORS DISCLOSURES PRIVACY NOTICE CAREERS SITE MAP Your deposits are insured to $250,000 per account. This institution is not federally insured. MEMBERS' ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY. We do business in accordance with the Federal Fair Housing Law and with the Equal Credit Opportunity Act. © Copyright 2021 OHecu