Car Van Home Life About Budget Contact Us Login / Register Claims Car Insurance Get quality cover from £91* Get a new quote *10% of our customers paid between £90.79 and £132.11 between May 2021 and October 2021 Car Insurance Overview About Your Policy Making a Claim My Account FAQ’s New quote Retrieve quote We offer simple, flexible car insurance whatever level of cover you’re looking for. Why choose Budget Insurance? We know that as well as great insurance you also want peace of mind and the reassurance that your homes, vehicles and lives are protected. For our motor and home insurance policies we offer a 24/7 UK claims helpline should you need us. We also have a UK contact centre which is open 7 days a week, so help is just a phone call away. If you need to view or download your policy documents or make changes to your policy why not log into My Account, any time of day or night. New quote Great value cover Flexible insurance policies to suit your needs UK claims helpline Available 24/7 for motor and home policies My Account Access documents and more when convenient to you Budget’s Car Insurance features and benefits include: Comprehensive Third party, fire and theft Third party only Total excess Compulsory excess from £100, Voluntary excess from £0-500 Motor Legal Protection Included as standard in your Budget car policy Courtesy car Provides you with a courtesy vehicle, subject to availability Driving other vehicles Great news - you may be covered to drive other vehicles Uninsured driver promise Cover if you're hit by an uninsured motorist Vandalism promise Cover if your car suffers damage caused by vandalism Windscreen cover Covering the cost of repairing or replacing your glass Driving abroad Great news - you can take your car abroad Personal belongings We'll cover your personal belongings too Childseat cover Good news for the younger members of the family Emergency transport Help for you/your passengers if you have an accident Medical expenses Cover up to £200 if you need medical help Audio equipment Cover for your audio, navigation and entertainment equipment Personal accident benefits A range of injuries covered for you and your partner Replacement locks Cover for your car door and/or boot locks What it covers Cover for loss or damage to your car caused by accidental or malicious damage, fire, theft or attempted theft, or vandalism Damage to glass If your vehicle is involved in an accident caused by an uninsured motorist, any excess you have to pay will be refunded Contribution of up to £300 per claim towards the cost of replacing a child's car seat Things to think about Loss or damage resulting from incorrectly maintaining or fuelling the car is not covered There is no cover for theft if the keys are left in or on the car while it is left unattended Driving other cars cover only applies if shown on your certificate of motor insurance Create your perfect car insurance package Whatever type of cover you choose, you can get even more protection with our additional cover options, including: Personal Accident Cover Keycare Cover Guaranteed Replacement Car Breakdown Cover New quote My Account We realise that printed policies are likely to be misplaced and if you want to make amendments to your policy it is not always convenient to ring up a call centre. We want you to be able to look after your insurance policy in the way and at the time that suits you. That’s where My Account comes in. Once you have bought your policy you will be asked to register for My Account. Use the same email address you stated when you bought your policy and create a password – it’s that simple. Learn more Login / Register Frequently asked questions Why do I need car insurance? Car insurance is a legal requirement in the UK as stipulated in the Road Traffic Act 1988. Having car insurance provides the registered keeper and other driver’s financial protection in the event of an accident. Car insurance is there to safeguard you in the event of an accident, taking care of a number of things including; the cost of vehicle damage, repair costs and the costs associated with injuries caused by a road traffic accident. Your car insurance also protects you if your car is stolen or vandalised. How many car insurance groups are there and what do they mean? What types of car insurance are available? Why should I take out car insurance with Budget Insurance? How do I get a car insurance quote? Am I insured on any car I drive? What does compulsory excess mean? How do I cancel my car insurance policy? How do I claim for pothole damage? How do I transfer insurance from one car to another? © 2021 BISL Limited. All rights reserved. Homepage Car Insurance Home Insurance Van Insurance Life Insurance Knowledge Base Budget Insurance Services is a trading name of BISL Limited. Registered Office: Fusion House, Katharine Way, Peterborough, PE3 8BG. Registered in England No. 3231094.We are authorised and regulated by the Financial Conduct Authority. About Budget Blog Hints And Tips Terms and Conditions Privacy Policy Fraud Prevention Sitemap Covid-19 FAQ’s We are an independent intermediary dealing with selected insurers. 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