Visit Financial Professionals site Log In Help Center Home Products Education About Us Our Mission Is to Help People Achieve Financial Security We offer two types of products: annuities and life insurance. This specialization makes us experts in creating innovative solutions that help protect what you’ve earned and ensure it lasts. Our Story We think our work is more important now than it’s ever been. With so much change in how you plan, save, and invest for the future, delivering solutions for people like you has never been more necessary. We’re Built on a Strong Financial Foundation* #353 FORTUNE® 500 List Brighthouse Financial is proud to be included at number 353 on the 2021 Fortune 500 list, which is based on total revenues. 2M+ Customers Many people trust us with their most valuable asset: their future. $254B Total Assets We’re one of the largest annuity and life insurance providers in the U.S. (Total assets are for Brighthouse Financial, Inc., which had total liabilities of $238B.) Brighthouse Financial, Inc. Financial Summary The financial data presented below have been derived from the June 30, 2021 balance sheet of Brighthouse Financial, Inc., rounded to the nearest $1 billion. TYPE AMOUNT DESCRIPTION Total Assets $254B Includes, among other things, total investments and separate account assets. Total Liabilities $238B Includes, among other things, liabilities related to contractual guarantees and commitments by our operating insurance companies reflecting liabilities associated with policyholder account balances, reserves for future policy benefits, and separate accounts. Assets Under Management $227B Composed of total investments and separate account assets. - Total Investments $111B General account investments available to meet future obligations. - Separate Account Assets $116B Account that holds assets maintained separately from general account investments. By maintaining capital well beyond regulatory requirements, Brighthouse Financial is prepared to honor its commitments, even in volatile markets. Financial Strength Ratings for Operating Companies as of September 2021 S&P: A+/Strong 5th highest out of 22 ratings A.M. Best: A/Excellent 3rd highest out of 16 ratings Moody’s: A3/Upper Medium 7th highest out of 21 ratings Fitch: A/Strong 6th highest out of 19 ratings Download Our Ratings Flyer Company History Learn about key milestones in our company’s heritage, including our former connection to MetLife, Inc. See the Full Timeline Frequently Asked Questions Find answers to common questions about us. See FAQs Our Products We specialize in annuity and life insurance products. Explore Our Products Contact Us Need to get in touch? We’re here to help. Get Support Now *Brighthouse Financial, Inc. is the ultimate parent company of the Brighthouse Financial operating insurance companies. Insurance product guarantees and commitments, including any optional benefits, are solely the responsibility of the insurance company issuing the insurance product. Financial data as of June 30, 2021, except customer count, which is as of June 30, 2020, rounded to the nearest $1 billion. Total assets are for Brighthouse Financial, Inc., which had total liabilities of $238 billion. From FORTUNE © 2021 Fortune Media IP Limited. FORTUNE and FORTUNE 500 are registered trademarks of Fortune Media IP Limited and are used under license. FORTUNE and Fortune Media IP Limited are not affiliated with, and do not endorse the products or services of, Brighthouse Financial. Ranked by 2020 admitted assets. Best’s Review®: Top 200 U.S. Life/Health Insurers. A.M. Best, 2021. Products from the Brighthouse Shield® Annuity suite. Barron's 50 Best Annuities, 2017-2019, 2021. All guarantees and commitments, including any optional benefits, are subject to the claims-paying ability and financial strength of the issuing insurance company. Each issuing insurance company is solely responsible for its own financial condition and contractual obligations. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Brighthouse Life Insurance Company, Charlotte, NC 28277 and, in New York only, by Brighthouse Life Insurance Company of NY, New York, NY 10017 ("Brighthouse Financial"). Ratings shown as of September 2021. Operating entities collectively rated include Brighthouse Life Insurance Company (BLIC), NELICO, and Brighthouse Life Insurance Company of NY (BHNY); note, Moody’s and Fitch do not rate BHNY. This material lists the financial strength ratings of the Brighthouse Financial operating insurance companies, as assessed by independent rating agencies. Ratings denote an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations. Operating insurance companies rated include Brighthouse Life Insurance Company, Brighthouse Life Insurance Company of NY, and New England Life Insurance Company; note, Moody’s and Fitch do not rate Brighthouse Life Insurance Company of NY. Ratings apply to a Brighthouse Financial operating insurance company’s financial strength and claims-paying ability as of the date indicated and not the performance of any of its products. Variable products are distributed through Brighthouse Securities, LLC (member FINRA). Product guarantees, including any optional benefits, are subject to the claims-paying ability and financial strength of the issuing insurance company. Each issuing insurance company is solely responsible for its own financial condition and contractual obligations. A.M. Best’s Financial Strength Rating is an independent opinion of an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations. A Financial Strength Rating is not assigned to specific insurance policies or contracts and does not address any other risk, including, but not limited to, an insurer’s claims-payment policies or procedures; the ability of the insurer to dispute or deny claims payment on grounds of misrepresentation or fraud; or any specific liability contractually borne by the policy or contract holder. A Financial Strength Rating is not a recommendation to purchase, hold, or terminate any insurance policy, contract or any other financial obligation issued by an insurer, nor does it address the suitability of any particular policy or contract, for a specific purpose or purchaser. Ratings explanations can be found at www.ambest.com. Fitch’s Insurer Financial Strength Rating provides an assessment of the financial strength of an insurance organization. The Insurer Financial Strength Rating is assigned to the insurance company’s policyholder obligations, including assumed reinsurance obligations and contract holder obligations, such as guaranteed investment contracts. Ratings explanations can be found at www.fitchratings.com. Moody’s Insurance Financial Strength Rating is an opinion of the ability of an insurance company to pay punctually senior policyholder claims and obligations and also reflect the expected financial loss suffered in the event of default. Specific obligations are considered unrated unless they are individually rated because the standing of a particular insurance obligation would depend on an assessment of its relative standing under those laws governing both the obligation and the insurance company. Ratings explanations can be found at www.moodys.com. S&P Global Insurer Financial Strength Rating is a forward-looking opinion about the financial security characteristics of an insurance organization with respect to its ability to pay under its insurance policies and contracts in accordance with their terms. This opinion is not specific to any particular policy or contract, nor does it address the suitability of a particular policy or contract for a specific purpose or purchaser. Ratings explanations can be found at www.standardandpoors.com. Need Help? Visit our Support Center About Us Investor Relations Newsroom Careers Supplier Program Connect with Us Facebook Twitter LinkedIn YouTube Accessibility Manage Your Preferences Unclaimed Policy Finder Privacy Statement Terms of Use For Victims of Domestic Violence Fraud Reporting © 2021 Brighthouse Financial, Inc. Brighthouse Financial® and its design are registered trademarks of Brighthouse Financial, Inc. and/or its affiliates. Brighthouse Financial is the brand name for Brighthouse Life Insurance Company, Brighthouse Life Insurance Company of NY, and New England Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Brighthouse Life Insurance Company, Charlotte, NC 28277 and, in New York only, by Brighthouse Life Insurance Company of NY, New York, NY 10017 (“Brighthouse Financial”). Variable products are distributed by Brighthouse Securities, LLC (member FINRA). All are Brighthouse Financial affiliated companies. In this material, the terms “advisor” and “financial advisor” are used as general references to licensed insurance professionals and are not intended to indicate whether the licensed insurance professional is a Registered Investment Advisor or is otherwise authorized under the law to provide financial advice.