I am a Homeowner Intermediaries COVID-19 Pepper Money Careers Blog Contact Home About us Our Products Existing Customers Loan Calculator Data Protection & Privacy Data and privacy We value the safety of our customers Your data protection and privacy is of the utmost importance to us. Take a look at our most commonly asked questions and points regarding data and privacy below. All information correct on the date and time of: December 2, 2021 12:58 am Who are we and how can you contact us? How do we collect your personal information? Use of cookies What kinds of personal information about you do we process? Commercial applicants, joint applicants, guarantors and powers of attorney What are the legal grounds for our processing of your personal information How and when can you withdraw your consent? What do we do with your data and who do we share it with? Is your personal information transferred outside the UK or EEA? How do we share your information with credit reference agencies? How do we share your information with fraud prevention agencies? How long do we keep your personal information? What are your rights under data protection laws? Do we do any monitoring involving processing of your personal information? Profiling and other automated decision making Your marketing preferences and what this means Remarketing Data privacy notices from other organisations Maintaining the quality of your personal information Fraud Prevention Agencies Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Broker Partners 02922 331220 broker@optimumcredit.co.uk Existing Customers 0333 014 3125 customerservices@optimumcredit.co.uk Optimum Credit Ltd PO Box 1189 Uxbridge UB8 9EF Information Data Protection and Privacy General Mortgage Conditions Tariff of Fees & Charges Complaints Interest rates Securitisation history Accessibility Modern Slavery Act Careers We are always on the lookout for talented people who get a kick out of doing a great job, have a passion for excellence, and love working collaboratively with other colleagues. If you want a fast-paced environment, real career progression opportunities and somewhere to showcase your skills and experience, this is the place for you! View our current vacancies Optimum Credit Ltd is authorised and regulated by the Financial Conduct Authority under registration number 710410. You can confirm our registration on the FCA’s website or by contacting the FCA on 0800 111 6768. Optimum Credit is a member of the Finance and Leasing Association and follows its Lending Code. Optimum Credit Ltd Registered office: Haywood House South, Dumfries Place, Cardiff CF10 3GA. Registered in England and Wales No. 08698121. Calls may be monitored or recorded for training, compliance and evidential purposes. All Second Charge Mortgages are subject to status, available to homeowners only and secured by a mortgage over your property.