Over 50 Life Insurance Same prices with bigger payouts - so you can leave even more for your loved ones. Over 50 Plan Details Get a free quote Our Over 50s Life Insurance Key documents Cover details FAQs Wellbeing Support News and articles Trustpilot See our customer reviews Why get Over 50 Life Insurance with Legal & General? Our Over 50s Fixed Life Insurance could be an affordable way for you to leave some money for your loved ones after you die. It could be used to help settle unpaid bills, as a gift or to help towards the cost of a funeral. We're proud that we are the UK's No.1 Life insurance provider1 and we've been able to help protect families for over 180 years. Here's some great reasons to take out cover with us: Bigger payouts - we've increased our payouts without increasing our prices, which means you can leave even more for your loved ones for the same price. Guaranteed acceptance with no medical questions for UK residents aged 50-80. Fixed premiums - your premiums will never go up. Full cover after just one year - immediate cover for accidental death (T&C's apply). 100% of claims paid in full - most in 1 day. New Wellbeing Support. We want to help look after your wellbeing throughout the lifetime of your policy, that’s why we've partnered with RedArc Assured Limited whose registered nurses can provide you with a wide range of wellbeing services. Find out more So whether you're over 50, 60 or 70, over 50 life cover is simple. With our Over 50s Fixed Life Insurance you choose a premium you want to pay and can afford each month, to provide a cash sum that meets your needs. When you pass on, your loved ones could use this cash sum to help at a difficult time. Gift Card Terms and Conditions Get a free quote online Or call us free on 0800 316 8539 8:30am to 8pm Monday to Friday 9am to 1pm Saturday We may record and monitor calls Cover details Over 50s Fixed Life Insurance at a glance Premiums from £5 to £75 a month, depending on your age and smoker status. Choose a premium you can afford to give a cash sum that meets your needs. Full cover payable after just one year. If you pass away within the first year, we will refund any premiums paid. However, if you die as a result of an accident then full cover will be paid. Guaranteed acceptance with no medical for UK residents aged 50-80. There may be other products available if you want to answer further lifestyle and medical questions. Your premiums won’t go up once you’ve taken out Over 50s Fixed Life Insurance. Your cover will continue for the rest of your life, even though you stop paying premiums at age 90. Flexibility to reduce your premiums if you’ve had your plan for a year and your circumstances have changed. The minimum premium applies. You can have more than one Over 50s Life Insurance plan with us, so long as the total cash sum value across all Legal & General Over 50s Life Insurance plans doesn't exceed £10,000. It’s important to note that if you already have an existing plan taken out on or before 25 November 2017 please refer to your Policy Terms & Conditions for your total sum assured value. Things you need to know Depending on how long you live, total premiums paid may be greater than the cash sum payable on death. This is not a savings or investment product and has no cash value unless a valid claim is made. If you stop paying premiums when due, your plan will be cancelled and you won't get anything back. The cash sum is fixed, so inflation will reduce it's buying power in the future. Over 50s Fixed Life Insurance is not designed to meet the full costs of a funeral, and does not guarantee to do so. If you choose to reduce your premiums, your cash sum will also be reduced. Please read the key documents before you apply. Policy Summary PDF : 165 KB Policy Terms and Conditions PDF : 156 KB Over 50 Life Insurance explained Watch our quick video that explains Over 50 Life Insurance and some great reasons to take out cover with Legal & General. In a few simple steps you can get a free quote online Over 50 Cover Calculator Over 50s FAQs What is Over 50s Life Insurance? How much does Over 50s Life Insurance cost? Who needs Over 50s Life Insurance? Do I need a medical? Can my partner take out cover as well? Will my premiums ever go up? Can I cash in my plan? What is the Funeral Benefit Option? How many Over 50s Life Insurance plans can I take out? What needs to be done when making a claim? View all FAQs What is Wellbeing Support? The wellbeing of our customers is extremely important to us and that’s where Wellbeing Support comes in. We’ve partnered with RedArc Assured Limited, whose registered nurses can provide you with a wide range of wellbeing services. Here's some quick facts about our Wellbeing Support. Take a look at our dedicated Wellbeing Support hub and find out more. Wellbeing Support Related information and products Funeral Benefit Option We've partnered with Dignity Funerals Limited to offer you Funeral Benefit Option. Add it to your Over 50s Fixed Life Insurance for no additional cost and, at the time of claim we will pay your cash sum directly to Dignity Funeral Limited and a Dignity Funeral Director will take care of your funeral arrangements. Dignity will also contribute an extra £250 towards your funeral costs. Funeral Benefit Option Help towards your funeral costs One thing’s for sure, funeral costs haven’t been getting any cheaper. The average cost of a funeral in the UK in 2020 was £4,1632. Take a look at our guide on average UK funeral costs in your region. 2Independent research by Matter Communications on behalf of Dignity in 2020. UK Funeral Cost Guide Making a claim Our experienced claims handlers are trained by the Samaritans and will be there to talk to your loved ones and take the pressure off during this difficult time. Making a claim is simple and our staff will do everything they can to make sure things run smoothly. Find out more News and articles Read our articles and guides on life after 50. From funeral planning and will writing to dating and travelling we've got you covered. How much does Over 50s Life Insurance cost? To help you get a better idea of how Over 50s Life Insurance could work for you, we've created some examples of how much a plan might pay out depending on your personal circumstances. Find out more Putting a policy in trust After taking out Over 50s Fixed Life Insurance you may want to place it in trust to help make sure the right people receive the benefit of your plan quickly, without the need for lengthy legal processes. Find out more What our customers are saying Read more Why choose Legal & General The UK's No.1 Life Insurance Provider 1Based on new individual Life Insurance sales in 2020, Term & Health Watch report 2021, Swiss Re. Expert Rated 5 Star Defaqto rated cover, the highest rating possible! Protecting families like yours for over 180 years We’ve been around since 1836 and are one of the UK’s leading financial services companies. Ready to get an Over 50s Life Insurance quote? Get a free quote Please read the cover details before you apply. Call our UK team on :0800 316 8539 Opening hours: Monday to Friday 8:30am - 8pm. Saturday 9am -1pm. 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