HOME LOANS SOCIAL LENDING TYPES OF LOANS CURIOSITY Contacts Curiosity What is a personal loan? The personal or non-finalized loan The non-finalized loan or personal loan is a loan granted by a financial company or a bank that makes available a sum of money repaid with a variable or fixed rate installment plan. The loan is made to adults and to those who can demonstrate the repayment capacity also through their own envelope ... Read everything Amortization schedule What is the amortization plan? It is the program defined to pay off a debt and therefore to repay a loan granted. I ... Read more Tan and Taeg What are Tan and Taeg? The Tan (nominal annual rate) refers to the interest due on a loan thus indicating the ... Read more The best of the web Web Links Loan The Loan: All the information you need to find your way around and choose the Right Loan - Tutto Prestiti Inside TuttoPrestiti.it you will find all the information you are looking for on loans and financing. Definitions and tips for choosing your ideal loan. - Loans and Mortgages Loans and Mortgages: The Guide to the difficult world of Loan and Mortgage - Safe Loan Safe Loans - The Safe Loan site. Information, news, and everything that can be useful to apply for a Loan in a Safe way. The Online Loan Site Why choose the web loan? With the beginning of 2009 the crisis was faced by the banks with greater rigidity in the granting of loans and families are increasingly turning to web 2.0 to safeguard their savings. According to data from the newspaper Digital Finance since 2008, the Italians who rely on it for more information on Finance are one in 5, half inquire about online newspapers specialized in economic fields. 60% rely on the bank's websites to seek information on new account conditions and the remainder to check the effects that the crisis has on their accounts. Loans on the internet or Social Lending are becoming more popular in which it is possible to skip the usual bureaucratic practices of banks, which often offer variable rate loans that reduce families to the pavement, due to rates that fluctuate very quickly. Furthermore, the request for a loan on the web has much faster timing, in a short time a person fills out the loan application documents, in a short time the answer, including the loan calculation, will arrive directly in the e-mail box and then you can proceed with the loan. Il mercato si e' quindi diviso in risparmiatori che affidano i propri risparmi a banche tradizionali, ossia a quelle banche ben visibili sul territorio, oppure a quelli che si affidano a società di credito accessibili dal web. La diversità sta nel fatto che le cosiddette banche tradizionali hanno ingenti costi di gestione dovuti al dover remunerare i dipendenti e mantenere le varie succursali; tendono perciò a mantenere un ampio margine di denaro che il cliente passa attraverso loro. Rapidità, comodità e accessibilità dunque le carte vincenti del web, quelle che avvicinano sempre più utenti ai servizi finanziari online, senza poi considerare la facilità nel reperire preventivi, gratuiti e senza impegno, da più agenzie, per poter operare comodamente gli opportuni confronti e poter scegliere la soluzione che maggiormente risulta aderente alle proprie necessità. E se la contrazione dei costi che le banche o le finanziarie online possono garantire in forza della loro natura rispetto al normale istituto di credito, fa da contraltare alla mancanza di rapporto diretto con un'altra persona, la maggior parte delle agenzie sul web si sono armai da tempo dotate di numeri sempre attivi, spesso gratuiti per gli utenti, ai quali rivolgersi per poter porre quesiti che richiedono un'interazione diretta... non sarà la stessa cosa ma è spesso un buon compromesso nella valutazione del rapporto qualità-prezzo del servizio offerto. prestitoweb.it With the beginning of 2009, a new form of loan between people, managed on the web and with decidedly lower intermediation costs than banks, called Social Lending, has been increasingly affirming. Topics The Online Loan Site Social Lending on the Web The various Types of Loans Curiosities Publinord srl - Bologna - PI 03072200375 - REA BO 262516