Investor Login (800) 282-0709 Contact Us Financials Investments Weekly Rates FAQs Invest with Confidence Phone : (706) 886-7571 or (800) 282-0709 Address : 135 E Tugalo St. PO Box 880, Toccoa, GA 30577 Hours : Monday – Friday: 8:30 AM – 5:00 PM Saturday: 8:30 AM – 12:00 PM (Drive-thru Only) Contact UsView Weekly Rates View Our Rates What We Offer Senior Demand Notes This is a very popular savings option. It is flexible and begins with an amount as small as $25. Best of all, your money is available anytime you need it without penalty! Learn More Variable Rate Subordinated Debentures Our competitive interest rates offer daily compounded interest over a set period. These options are especially popular with individuals seeking to invest with competitive interest rates. Learn More Commercial Paper This option requires a minimum investment of $50,000. While it is a short-term investment, it offers significant possibilities that are very attractive. Learn More Investment Forms Ready to get started? The forms you need to complete your investment of choice are below. Information Request Form Investment ACH Authorization Form Investment Purchase Order Investment Signature Card Senior Note Check Redemption Agreement Personalized Check Order Form Interested in Investing? This is not an offer to sell, or the solicitation of an offer to purchase these securities. Any offer or sales of Senior Demand Notes and Variable Rate Subordinated Debentures will be made only by a Prospectus. We are not a bank. Investments offered by 1ˢᵗ Franklin Financial Corporation are not bank deposits or obligations and are not insured by the FDIC, SIPC or any other federal or state agency. Investors must rely solely on the Company’s ability to pay principal and interest on its investment securities. Contact Us Investment Center 135 E. Tugalo Street, P.O. Box 880 Toccoa, GA 30577 (706) 886-7571 (800) 282-0709 Financials Sitemap Policies and Disclaimers Privacy Policy Online Privacy Policy

Investor Login (800) 282-0709 Contact Us Financials Investments Weekly Rates FAQs Financial Reports 1ˢᵗ Franklin Financial files annual, quarterly and special reports, as well as other information with the Securities and Exchange Commission. Review the most recent financial reports and data files below. 2020 Annual Report Quarterly Report for the Three Month Period Ended March 31, 2021 SEC Form 8-K Item 5.02 Change in Certain Executive Officers Quarterly Report for the Three and Six Month Periods Ended June 30, 2021 Quarterly Report for the Three and Nine Month Periods Ended September 30, 2021 Code of Business Conduct and Ethics Audit Committee Charter SEC Filings View filings Contact Us Investment Center 135 E. Tugalo Street, P.O. Box 880 Toccoa, GA 30577 (706) 886-7571 (800) 282-0709 Financials Sitemap Policies and Disclaimers Privacy Policy Online Privacy Policy