Log In Your Velocity Mastercard credit card statements and online accounts now include FICO® Scores. Lenders often use this rating to help them determine whether or not to loan you money, and what interest rate they’ll charge you for those loans. Your recent FICO® Score can help you take control of your financial health by highlighting what information from your credit report most impacted your score. Log in to credit card management in online banking or check your monthly statement to see your score. What are FICO® Scores? Why are you providing FICO® Scores? What goes into FICO® Scores? What are score factors? Why is my FICO® Score different than other scores I’ve seen? Why do FICO® Scores fluctuate/change? Will receiving my FICO® Score impact my credit? How do I check my credit report for free? How often will I receive my FICO® Score? Why is my FICO® Score not available? Additional resources Frequently Asked Questions about FICO® Scores Frequently Asked Questions about FICO® Scores- Spanish Understanding Your Credit Report What is a FICO® Score? What goes into FICO® Scores? Managing your FICO® Scores How lenders use FICO® Scores Which Credit Scores Matter? **Spanish language closed captioning provided for all educational videos. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Velocity Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Velocity Credit Union and Fair Isaac do not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating. Routing Number 314977133 Your savings federally insured to at least $250,000 and backed by the full faith of the United States Government. If you are using a screen reader and are having problems using this website, please call 512.469.7000 or 800.933.2029 for assistance. © 2021 Velocity Credit Union. All rights reserved. P.O. Box 1089, Austin, TX 78767 512.469.7000 English Español Complaints? Terms Privacy Policy Notices Site Map