Log In Calculators Mortgage, loan, savings, and retirement calculator Resource Center Interested in refinancing? Need to purchase a new car? Planning for your retirement? With an assortment of home, auto, savings and retirement calculators you’ll be sure to find the one that can help you make a sound financial decision.* Savings How much do I need for emergencies? How much should I be saving for college? When should I begin saving for child's college? Should I convert to a Roth IRA? How much will I need to save for retirement? Are my current retirement savings sufficient? Becoming a millionaire Income generated by a savings plan How long until my savings reach my goal? How much should I save to reach my goal? Home How much home can I afford? Should I refinance my home mortgage? Mortgage calculator Comparing mortgage terms (i.e. 15, 20, 30 year) Should I pay discount points for a lower interest rate? Should I rent or buy a home? Compare a 'no-cost' vs. traditional mortgage What are the tax savings generated by my mortgage? Which is better, fixed or adjustable-rate mortgage? How do closing costs impact the interest rate? How much can I borrow from my home equity (HELOC)? Credit How long until my loan is paid off? What would my loan payments be? Do I have too much debt? Should I consolidate my personal debt? Restructuring debts for accelerated payoff What is the impact of making extra debt payments? Auto Should I lease or purchase an auto? What would my auto payments be? Auto loan - accelerated payoff How much vehicle can I afford? Should I refinance my auto loan at a lower rate? How much can I lower my monthly payment with a new auto loan? Retirement What is my potential estate tax liability? How much life insurance do I need? How much disability income insurance do I need? What are my long-term care insurance needs? How much can I contribute to an IRA? Should I convert to a Roth IRA? How will retirement impact my living expenses? How much will I need to save for retirement? Are my current retirement savings sufficient? Disclosures Follow us Routing Number: Hawaii: 121301015 | Guam: 121405238 | CNMI: 121403065 COMPANY RESOURCES LEARN PLANS AND PROGRAMS Terms of Use Privacy Notice at Collection Sitemap Accessible Banking Deposit products offered by First Hawaiian Bank,Member FDIC Equal Housing Lender ©2021 First Hawaiian Bank First Hawaiian Bank products and services are not available for residents of the European Union.