LOGIN (757) 488-8331 2553 AIRLINE BLVD, PORTSMOUTH, VA 23701 Menu How Does It Work FAQ's? What are the minimum requirements to get approved? Customers typically must have a valid driver’s license, at least $1400 in provable monthly income, and live within 40 miles of one of our locations. However, every situation is looked at uniquely so feel free to contact us to discuss your options. I have been turned down at so many other places how can you approve me? We set the financing criteria so we have a lot more flexibility in getting you approved then a typical lending bank. Bad Credit, No Credit, Repos, Bankruptcies, Fixed Income, we can help! Do I need a huge down payment? No, we have low down payments and low payments to fit every budget. I have trouble proving my income, is that a problem? We have a lot more flexibility in income verification, call us and see what documents you can bring to replace a paystub. Can I get approved with prior vehicle repossessions? Yes! Prior repossessions make it super hard to get auto financing; at Earl's Credit Auto Sales we can help put that behind you with a good car loan on your credit! Can I get approved if I have no credit established? Yes! This is a great place to get your credit established. It all sounds great, but my friend says BHPH dealers sell junk cars? That is a common misconception that buy here pay here dealers sell bad cars. On the contrary, because you make payments to us we are EXTRA invested in making sure you drive off in a dependable vehicle. That is why we quality inspect and certify them all and give you free oil changes and offer a nice warranty. Other dealerships that sell your loan off to a bank have far less of an investment in things like if your car breaks down or if your payments are out of your budget. They are much more likely to take you for a ride! Contact us Address:2553 Airline Blvd, Portsmouth, VA 23701 Phone:757-488-8331 Hours of Operation Sales Department Mon: 9:00am - 5:00pm Tue: 9:00am - 5:00pm Wed: 9:00am - 5:00pm Thu: 9:00am - 5:00pm Fri: 9:00am - 5:00pm Sat: 8:00am - 4:00pm Sun: Closed Service Department Mon: 9:00am - 5:00pm Tue: 9:00am - 5:00pm Wed: 9:00am - 5:00pm Thu: 9:00am - 5:00pm Fri: 9:00am - 5:00pm Sat: Closed Sun: Closed Earls Credit Auto Sales Proudly Services the following cities within the Hampton Roads Area: Portsmouth, Suffolk, Chesapeake, Norfolk, Virginia Beach, Newport News and Hampton. No Credit- Bad Credit * Buy a Used Car * If you live in Hampton Roads and have poor credit or have recently had your credit score lowered which is preventing you from purchasing a used car... We Can Help!!! We understand that consumers are experiencing challenging financial times. Good people in Hampton Roads are losing their jobs and having their benefits cut back resulting in a high purchase of used cars in the Hampton Roads area, make the best choice and choose Earls Credit Auto Sales! Occasionally people search on the Internet for Portsmouth, Suffolk, Hampton Roads or Chesapeake Cheap Cars but we caution shoppers that cheap may not be what you want. At Earls Credit Auto Sales we inspect all our cars and offer affordable, quality used cars. Our prices may seem "cheap" to some but that's because we keep our used car prices affordable. If you are looking for a used car in Portsmouth, Suffolk, Chesapeake, Norfolk, Hampton, Newport News or Virginia Beach - our friendly sales staff can serve you better than anyone in the State. At Credit Auto Sales, we believe in looking toward you future and not your past. We don't let your credit history stand in the way of purchasing a quality car or truck. We have helped clients in the Hampton Roads area re-establish their credit while driving a high quality used car. Low Down Payments on Used Cars - Residents of Portsmouth, Suffolk, Newport News, Norfolk, Chesapeake, Hampton & Va Beach, will be glad to know that Earls Credit Auto Sales can put you in the driver's seat! Earl's Credit Auto Sales is a buy here pay here auto dealer in Portsmouth Virginia. We offer quality used cars in Portsmouth VA. We also provide quality pre-owned trucks and SUVs to the areas of Norfolk, Portsmouth, Suffolk, Newport News, Suffolk and Virginia Beach. If you have no credit or bad credit we can help. Let our in-house auto financing staff help you find a vehicle that fits your style and fits your budget. Call Earl's Credit Auto Sales today and drive away in your new ride. Apply online now! Home About Us Why Choose Us? 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