PRODUCTS & SERVICES INVESTMENTS RATES COMPANY Privacy Policy Web Privacy Policy Our Bank respects your privacy. Through our Web site, we strive to provide valuable information to you about how we may serve you, and whether you are a valued existing customer or someone shopping for new bank services, we hope our site answers your questions about our products and services, locations, and hours. Our Web site does not require you to disclose any personally identifying information. If, however, you choose to contact us via email, please keep in mind that your email address, and any other information your email header shows about you, such as your name or organization, will be revealed to us in the email. We pledge, however, that when you communicate with us via-email, we will use your email information only for the specific purpose of responding to your comments or questions. Your email address will not be sold, nor will it be shared with others outside the Bank unless we are compelled to do so by law. We do not knowingly solicit data from children, and we do not knowingly market to children. We recognize that protecting children's identities and privacy online is important and that the responsibility to do so rests with both the online industry and with parents. Links to other Web sites not maintained by The Stock Exchange Bank are provided only as sources of information that may be useful or interesting to our visitors. The Stock Exchange Bank has no control over the content contained on these other Web sites. If you link to one of these sites not maintained by The Stock Exchange Bank, we make no warranties, either express or implied, concerning the content therein. The presence of links to sites not maintained by The Stock Exchange Bank does not imply endorsement of or responsibility for the information contained at these sites. We reserve the right to change this policy at any time by posting a new online privacy policy. General Privacy Policy FACTS WHAT DOES THE STOCK EXCHANGE BANK DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and checking account information Account balances and transation history Credit scores and Credit history When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons The Stock Exchange Bank chooses to share; and whether you can limit this sharing. Reasons we can share your personal information Does The Stock Exchange Bank share? Can you limit this sharing? For our everyday business purposes: Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes: to offer our products and services to you Yes No For joint marketing with other financial companies Yes No For our affiliates' everyday business purposes: information about your transactions and experiences No We do not share For our affiliates' everyday business purposes: information about your creditworthiness No We do not share For nonaffiliates to market to you No We do not share Questions? Call (580) 256-3314 or toll free (877) 656-3314 or go to www.stockexchangebank.com What we do How does The Stock Exchange Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does The Stock Exchange Bank collect my personal information? We collect your personal information, for example, when you Apply for a loan or open an account Make deposits or withdrawals from your account or use your credit or debit card Pay your bills We also collect your personal information from others, such as credit bureaus or other companies. Why can't I limit all sharing? Federal law gives you the right to limit only: sharing for affiliates' everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and non-financial companies. The Stock Exchange Bank has no affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. The Stock Exchange Bank does not share with nonaffiliates so they can market to you. Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include an investment company. 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