All UHCU branches will be closed on Thursday, November 25, in observance of Thanksgiving Day. Branches will be open for normal business hours on Friday, November 26. Sign In Welcome to UHCU! What can we help you with today? Home loans with you in mind. Refinance your auto loan. Open the possibilities with a UHCU account. Skip your loan payment. Adventure awaits with a new RV, motorcycle or boat. HOME LOANS Historically low rates. Now is the time to buy. At United Heritage, we're increasing our home loan product offerings while other lenders are scaling back. With historically low rates and personalized service, we're here to make financing your home as simple as possible. Whether you're looking to purchase a home, refinance from another lender or take cash out using your home's equity, we have options for you. Historically low rates Get pre-qualified with no up-front costs Assistance navigating the home-buying process First-time homebuyer assistance Learn More Apply Now Branch Appointments Certain banking services, such as safe deposit box entry, are available by appointment at all branch locations. Appointments may be requested by filling out the form online by clicking the button below or by calling our Member Service Center. Considerations will be made on a case-by-case basis. Request an Appointment Always here for you. Just a click or a phone call away. Our goal is to provide you with personalized service that meets your needs. In order to provide our members with the most convenient services possible Visit a branch today: Cedar Park Georgetown Kyle Lakeway North Austin River Place Round Rock South Austin Southwest Austin Tyler Westlake Location Finder Texas Proud. Where you bank matters. Service that WOWs We treat members like our neighbors because sometimes, they are. We pride ourselves on our service and love of community. 30,000 Free ATMs Don't be fooled. Just because we're not a national bank it doesn't mean we don't have a national presence. Branch Services We provide our members with the most convenient services possible. Greater Flexibility We're not a call center, we're here to provide banking solutions and will work with you in person or over the phone. Local Focus We are here for Texas. Banking with UHCU is an investment in the community. We're focused on Texas, not Wall Street. Lower Fees Don't let fees get you down. We firmly believe in taking care of our members' whole financial being. COMPLAINT NOTICE If you have a problem with the services provided by this credit union, please contact us at: United Heritage Credit Union P.O. Box 202020, Austin, Texas 78720 512.435.4545 or 800.531.2328 memberassist@uhcu.org The credit union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department. If any dispute is not resolved to your satisfaction, you may also file a complaint against the credit union by contacting the Texas Credit Union Department at 914 East Anderson Lane, Austin, Texas 78752-1699, Telephone Number: (512) 837-9236, Facsimile Number: (512) 832-0278, Email: complaints@cud.texas.gov, Website: www.cud.texas.gov. 512.435.4545 Austin/Central Texas 903.597.7484 Tyler 800.531.2328 Toll-Free STAY IN TOUCH News & Events Contact Us Careers Visit a Branch GET TO KNOW US About Us Community Involvement United Heritage Charity Foundation ONLINE SERVICES Online Banking Mobile Banking PROGRAMS & RESOURCES Informational Articles Security Center Financial Advice Glossary of Terms GENERAL HELP: ask@uhcu.org ESPAÑOL: ayuda@uhcu.org Routing Number: 314977188 More than accounts and transactions, we take a personal approach to your financial needs. Take a closer look, and see how United Heritage is better. Accessibility Privacy & Disclosures Rates & Fee Schedule