Loan Programs Resources About Us Testimonials Contact Me Team Ed Fontes Mortgage Loan Officer NMLS ID: 233325 915 Highland Pointe Dr., Ste. 135, Roseville, CA 95678 Office: 916.580.2169 Mobile phone: 916.712.8509 efontes@amerifirst.us Apply Now ABOUT TEAM ED FONTES Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you! With AmeriFirst Financial, Inc. you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team. Competitively Priced Loan Programs: Home Affordable Refinance Program (HARP) Disclaimer Purchase, Rate and Term Refinance, and Cash-out Refinance Programs Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs) Jumbo, Portfolio & Investor Products FHA/VA/USDA We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs. Mortgage Calculator Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance. Home Price $ Down Payment Percentage 0% 3.5% 5% 10% 20% Other Down Payment Amount $ Interest Rate % Annual Homeowner Insurance $ Choose Your Mortgage Term 30 Year 15 Year Annual Property Tax % Annual Property Tax Amount $ Estimate $0/mo 30-Yr Fixed / 0% Interest Principal & Interest $ 0 Property Tax $ 0 Homeowners Insurance $ 0 Mortgage Insurance $ 0 See what people are saying about us Ed Fontes very professional and efficient . They were on top of letting me know on documents needed and Keeping me up to date. Ed Fontes made the loan process so easy and understandable . Ed Font... READ MORE Ajit Sheemar Let's accomplish more together. Get in touch Submit Loan Products Protect Your Transaction® Conventional Loans Down Payment Assistance FHA VA Loans Resources About Us Find A Branch Payments efontes@amerifirst.us Contact Us 915 Highland Pointe Dr., Ste. 135, Roseville, CA 95678 916.580.2169 916.712.8509 Careers AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ 85203 (NMLS # 145368). 1-877-276-1974. Copyright © 2021 AmeriFirst Financial, Inc. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. AmeriFirst Financial, Inc. is an independent mortgage lender and is not affiliated with the Department of Housing and Urban Development or the Federal Housing Administration. Not intended for legal or financial advice. Visit https://amerifirstloan.com/pages/state-licensing for all state licenses information. Visit NMLS Consumer Access at https://www.nmlsconsumeraccess.org/ Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Not intended for legal or financial advice. Consult your own professionals if such advice is sought. NMLS Nationwide Mortgage Licensing System & Registry Consumer AccessHUD Fair Housing & Equal Opportunity. NMLS CONSUMER ACCESS LICENSING PRIVACY POLICY Equal Housing Opportunity