Pension Plan Finder To help you find the BWCI pension plan that is right for you, click on the filters below to highlight our plans by region and type. Choose type of pension: All Personal Employer Choose your location: All Guernsey Jersey Isle of Man Global Blue Riband Guernsey RATS for Employers Blue Riband Jersey RATS for Employers Blue Riband Channel Islands Retirement Plan Blue Riband Isle of Man Pension Plan Blue Riband International Retirement Plan Blue Riband International Savings Plan Blue Riband Guernsey Personal RATS Menhir Guernsey Personal RATS White Ensign Guernsey Personal RATS Blue Riband Jersey Personal RATS Blue Riband Global Personal Plan Delivering Pension Plan Solutions For Everyone Our pension plans are constructed to meet the needs of individuals, either as a personal plan or a company scheme. Why not talk to us and see what we can do for you? Contact us for more information Pension plans for everyone BWCI has pension plans to suit everyone, whether you are an employer or an individual. We offer pension plans in Guernsey, Jersey, and for the Isle of Man. We also look after employers and individuals who work in jurisdictions with no local schemes or who are internationally mobile. A single package BWCI’s pension plans are market-leading. They are modern, simple, flexible and cost-effective. BWCI provides trusteeship, administration, investment selection and online access in a single package. Low cost Costs are kept low because we deal direct. We don’t pay financial advisers, and so we don’t have to pass the cost on to you. We use technology to provide a streamlined quality service. Tax approval Our pension plans have all the relevant tax approvals. QROPS – transfers from the UK BWCI’s pension products include those with Qualifying Recognised Overseas Pension Scheme (“QROPS”) status. This means individuals have the facility to transfer pension benefits from UK pension plans into their Guernsey or Jersey pension plans. Independence BWCI is independent, so does not take commission from investment managers or pay commission to intermediaries. The product charges that you see are the charges that you pay; nothing else. Investment freedom BWCI is free to choose any investment manager; relationships with a single provider do not constrain us. Guernsey secondary pensions Secondary pensions are expected in Guernsey from 2022, and likely to have an impact on all Guernsey employers. The aim is for every employer, with very few exceptions, to have a pension plan in place for their employees. Secondary pensions are planned for Alderney as well as Guernsey. The approach is similar to the UK Government’s establishment of auto-enrolment in workplace pension schemes. BWCI has solutions for employers, including clean and simple pension plans. If you want access to specialist consultancy, then that is available too. It’s easy to get in touch If you are interested in finding out more about a pension plan with BWCI, we are easy to talk to. Mike Freer and Sarah de Garis can be contacted by phone, email, or will be happy to arrange a meeting. Contact us today Contact Guernsey: +44 (0)1481 728432 Jersey: +44 (0)1534 880112 pensions@bwcigroup.com Disclaimer Privacy Policy Complaints BWCI Pension Trustees Limited is regulated and licensed by the Guernsey Financial Services Commission under The Regulation of Fiduciaries, Administration Businesses and Company Directors, etc (Bailiwick of Guernsey) Law, 2000. Guernsey Registered Company No. 8766. Blue Riband Trustees (Jersey) Limited is licensed under the Financial Services (Jersey) Law 1998 for the conduct of Trust Company business and provides administration services through BWCI (Jersey) Limited. Copyright © 2021 BWCI Group Limited