Agent Login Employee Login Becoming an Agent Updates Contact Us About Us Products Find an Agent FAQs Business Insurance For only $25 annually, you can have broader coverage for the electrical and mechanical equipment in your business. Learn More We specialize in insuring small contractors, as well as a variety of retail, office, service, institutional and apartment risks. Coverage can be written for property and/or liability coverage, as well as for crime, glass, loss of income and a host of other products. From the Main Street store to rural risks, we can tailor a policy to protect what you have worked hard to build. Offered Coverages: Building Business personal property Business interruption - covers your lost income due to damage caused by a covered loss to covered property Liability provides protection to you for covered lawsuits arising out of the premises, your products and operations Not all coverages are available in every situation. Please see your agent for details. Your local knowledgeable agent will direct you to the policy that fits your needs. Find an agent. Additional coverage options: Money and securities - theft coverage for the cash and checks you have received, while at your location or off premises Spoilage - coverage for perishable items Cyber Liability - this optional coverage protects your business against losses from Third Party Cyber Liability, Regulatory Proceeding, First Party Privacy Breach Expense, and First Party Business Interruption The description of coverages and programs are purposely brief and are subject to specific policy provisions, limitations and exclusions that can only be expressed in the policy itself. For a complete explanation of coverages, please consult one of our licensed agents. Equipment Breakdown Coverage Our Equipment Breakdown coverage broadens your policy and covers against loss by mechanical or electrical breakdown that was previously excluded. Typical loss for your business: Imagine returning to your business after a long, hot weekend to discover that your A/C is not working. A repairman tells you a broken shaft in the compressor was the cause. The estimate to fix it is $7,000. Fortunately your business is covered by Equipment Breakdown coverage. (Policy deductible applies; minimum $500 per occurrence.) Property Damage $ 7,000 Less Deductible $500 Amount Paid $ 6,500 Some restrictions and exclusions do apply. See policy for exact coverage description. For more information on this coverage in an interactive format, visit our Equipment Breakdown microsite. What does this coverage cost? $25 annually for our Commercial policies Covered Items Telephones Electrical Systems Computers Copiers Production Equipment Boilers Fired Water Heaters Refrigeration Units Compressors Pumps Gears & Gear Sets Engines Motors Generators Transformers Switchboards Included with this coverage is our green equipment breakdown endorsement, which gives you incentive to repair or replace damaged property in an environmentally friendly way. When you experience a loss of mechanical, electrical or pressure equipment, you’ll have the opportunity to go green. Have a question? Ask Us or Find an Agent Contact Us Keyboard shortcuts Map data ©2021 Terms of Use Report a map error Address Barton Mutual Insurance Company 120 S Main St P.O. Box 99 Liberal, MO 64762 Hours 8:00 AM - 4:30 PM CST Monday-Friday Phone (417) 843-6265 Fax (866) 535-4798 Name Email Phone Subject Message Submit Barton Mutual Insurance Company Proud Member of © 2021 Barton Mutual Insurance | Privacy Statement