Mortgage Enquiries 0808 273 9412 Buy-to-Let Remortgage Moving House First-Time Buyer Specialist Mortgages Resources About John Charcol Established in 1974 we are the original independent mortgage broker. With over 40 years’ experience in the industry we understand the challenges our clients face and have the experience and expertise to help guide them through the complex process of buying a house, remortgaging or investing in the property market. OUR INDEPENDENT STATUS Being an independent mortgage broker means we have a unique ability to search the whole of the market to get the best mortgage for our clients and their individual situation. A very small selection of the mortgage companies we partner with. OUR PEOPLE We are a people company. John Charcol is home to a diverse range of talented people, each bringing their own knowledge and experience to our business. It’s this rich mix of people, personalities and expertise that build the strong client relationships that drive our business forward and set us apart from the competition. OUR DEPTH OF KNOWLEDGE Our depth of knowledge has been built over 40 years of industry experience and successful long term relationships. We have more expertise across more market segments than any other broker and have the specialist teams in place to work with our clients through every stage of the customer journey. INDEPENDENT MORTGAGE EXPERTISE Being an independent mortgage broker means we have a unique ability to search the whole of the market to get the best mortgage for our clients and their individual situation. Mortgage FAQs Find answers to commonly asked questions about mortgages here. If you can't find what you're looking for then please get in touch with one of our advisers who will be happy to help. How Can I Apply for a Mortgage with John Charcol? What Are Exclusives? Can We Help You Find Home Insurance? What Proof Do You Need of My Identity and Income? How Do You Keep Track of Your Mortgage Application? What Are the Benefits of Using an Online Mortgage Broker like John Charcol? Do We Offer Advice on Which Mortgage Is Best for You? About John Charcol Meet Our Team JC In The News Appointed Representatives Careers Our Fees Why Choose John Charcol Our Commitment to Our Clients Our Awards Client Testimonials Refer, Relax and Share £100 JOIN OUR TEAM View Our Current Career Opportunities Apply Now WHAT OUR CUSTOMERS SAY Excellent 1981 Total reviews 4.85 Average rating Anna My experience of John Charcol has been great; the customer service was excellent and very efficient. I was impressed with the quick responses I received and very grateful for the way everything was explained to me clearly. Posted 1 day ago Ron We were in need of a later life mortgage to achieve a move to the sea in retirement. Andrew Ireland of John Charcol gave excellent, timely service both in finding the right product and dealing with a switch in property in mid purchase. Always responsive and helpful he also helped with the specific formalities of buying a …more Posted 1 day ago Anonymous Very good service from Randeep. Always provided me with an update when requested one. Thank you for your hard work. Posted 6 days ago Read more testimonials About Us Introducer and Affiliate Schemes Our Fees Careers Contact Us and Find Our Offices Regulatory Statement Our Team Client Testimonials Complaints Procedure Our Awards Cookie and Privacy Statement Refer, Relax and Share £100 Accessibility Appointed Representatives Sitemap Client Hub Sign Up to Our Newsletter Legal YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT. John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is St. Helen's, 1 Undershaft, London, EC3P 3DQ. The FCA does not regulate some investment mortgage contracts. Calls may be recorded for training and monitoring. © 2021 John Charcol Web design agency - Liquid Light