SERVICES FINANCIAL EDUCATION CENTER ABOUT TOOLS CONTACT LOGIN RATES 801.451.5064 Created with Snap EVERYDAY FINANCES Finances play a big part in everyone's life. Let HCU make it a little easier with our everyday finance options. HCU ACCOUNTS RATES PERSONAL LOANS MEMBER RELATIONSHIPS HCU ACCOUNTS JOIN HORIZON CU SAVINGS CHECKING DEBIT CARDS CREDIT CARDS VISA TRAVEL & GIFT CARDS JOIN THE HCU FAMILY When you choose to open an account with Horizon Credit Union you become part of our family. With as little as a $5.00 deposit, you will be one of the 12,000+ members that benefit from being part of a Credit Union. START HERE RATES TERM DEPOSITS MONEY MARKET IRA SAVINGS Share & IRA Certificates of Deposit (CD) Term Rate APY 60 Months 0.650 % 0.650 % 48 Months 0.550 % 0.550 % 36 Months 0.400 % 0.400 % 24 Months 0.350 % 0.350 % 18 Months 0.300 % 0.300 % 12 Months 0.250 % 0.250 % 6 Months 0.200 % 0.200 % Dividends Paid Quarterly $500 Balance Requirement $50 Youth Balance Requirement *APRs (Annual Percentage Rate) are accurate as of today and are subject to change at any time without prior notice. Please contact HCU for current rates. Loan rates are ‘as low as’ and are based on member eligibility, credit history and term of loan. Rates are subject to change at any time without prior notice. Restrictions may apply. **APYs (Annual Percentage Yield) Rates are subject to change without notice. Call to verify current rates. Interest on certificates is paid to shares or to the certificate. If not notified within 10 days of the date of maturity, share certificate will automatically renew at the current rate. The interest rate will remain the same for the term of the deposit. A penalty will be imposed for early withdrawal. Fees may reduce earnings. Personal Loans Signature Loans Signature loans are disbursed in a lump sum, and require no application fees and no collateral. Qualified members can borrow up to $10,000 for small expenses or to consolidate debt. With an easy application process, flexible repayment terms and easy online account access, a personal loan could be the right choice for you. Not sure if a personal loan is right for you? Come see us and we’ll discuss your options. Personal Line of Credit No collateral? No problem! At Horizon Credit Union qualified members have access to competitive rates and terms on personal lines of credit. Shared Secured & Certificate Secured Loans Get the best of both worlds. Qualified members can leave their money in the account and continue to receive your high dividends while using the funds in those accounts to secure a low cost loan. If you choose to use your shares or certificate to secure a loan, be assured that our lowest possible rate will be available on the loan. CONTACT US MEMBER RELATIONSHIPS At HCU our members are our greatest asset. We reward members with a program with benefits such as loan discounts and special offers. Simply put, the more services and products you use, the more benefits you can qualify for! The number of services that you have with the Credit Union along with your combined account balance (total balance of all deposit types on an individual account number) will determine which benefit level you qualify for. LEARN MORE ABOUT OUR MEMBER REWARDS CAREERS • PRIVACY POLICY • MEMBERSHIP • CALCULATORS • NCUA © Horizon Credit Union All Rights Reserved