LOG IN PERSONAL BUSINESS PERKS COMMUNITY RATES LOG IN Rates From competitive rates to minimal fees, Hawaii Central offers products that support your financial well-being and fit your individual or business needs. We are here to help you reach your goals. View Consumer Rates and Business Rates. SAVINGS RATES Your savings starts the moment you join Hawaii Central and make an initial deposit into your Regular Share (Savings) Account. Dividends on this account are declared and paid quarterly. VIEW MORE PERSONAL LOAN RATES Whether it’s planning a vacation, consolidating your debts, or having unexpected financial needs, our personal loans can assist you with your needs with no collateral required. VIEW MORE AUTO LOAN RATES Whether it’s purchasing a new or used car, hybrid, or refinancing your auto loan, we have competitive rates to meet your needs. VIEW MORE HOME LOAN RATES Hawaii Central offers a variety of home loan programs to buy, build or renovate your current or future home. Take the next step in home ownership with competitive loan rates. VIEW MORE STUDENT LOAN RATES When the financing on your 4-year public or private non-profit education falls short, our private student loan can help fill in the gap. Apply once and on annual approval, your line of credit to get advances is good for at least four years. VIEW MORE LINE OF CREDIT RATES Our lines of credit allow you the flexibility to have access to funds whenever you need it. Our Line of Credit can be linked to your Share Draft Checking Account. VIEW MORE CREDIT CARD RATES Earn 1% cash back every year! Cash back earned throughout the year will automatically be credited to your statement in May and November. VIEW MORE MAIN BRANCH 681 South King Street Honolulu, Hawaii 96813 HARKNESS BRANCH 1301 Punchbowl Street Harkness Annex, Room 139 WEST OAHU BRANCH Temporarily Closed MEMBER SERVICES (808) 536-3677 CONSUMER LOANS (808) 536-0833 REAL ESTATE LOANS (808) 529-4599 NMLS#412820 HOURS & ATMS MEMBERSHIP CONSUMER RATES & FEES BUSINESS RATES & FEES CAREERS PRIVACY POLICY Your savings are federally insured to at least $250,000. National Credit Union Administration, a U.S. Government Agency. Deposits additionally insured up to $500,000 by Excess Share Insurance. © 2021 Hawaii Central Federal Credit Union. All Rights Reserved Creative Range by Live Chat