About Drexel Morgan & Co. Directors George W. Connell President, Drexel Morgan & Co John A. Fry Director Emeritus, President, Drexel University John F. McGill, Jr. Director Bruce A. Rosenfield, Esq. Partner, Schnader Harrisson Segal & Lewis LLP Advisory Board J. William Knot Private Investor Lynda M. Mc Feeley Senior Vice President and Treasurer, Drexel Morgan & Co Henry B. Smith Director & Co-Chief Investment Officer, The Haverford Trust Company Paul S. Rovner Senior Vice President & Chief Financial Officer, Drexel Morgan & Co. Nancy Kneeland Member Investment Management Drexel Morgan & Co.’s standard annual fee for advisory services is as follows: On the first $2,000,000 1.00% On the next $3,000,000 0.75% On the next $5,000,000 0.50% The fee for accounts in excess of $10 million will be negotiated. Legal Counsel Stevens & Lee Preferred Custodian JPMorgan Chase Bank, N.A. Regulatory Authority United States Securities and Exchange Commission* *Registration with the United States Securities and Exchange Commission does not imply a certain level of skill or training. © Copyright 2021 Three Radnor Corporate Center, Suite 450 | Radnor, PA 19087 | 484-254-4306 | Fax 610-995-8795 Disclaimer | Terms | Privacy | Directions

Fixed Income Investments It is our opinion that equity investing provides better returns over the long term. However, for clients wishing to invest in fixed income, we take steps to efficiently allocate funds between debt and equity securities. We leverage the expertise of our affiliates to assist us in actively managing the fixed income portion of our clients’ portfolios in order to capitalize on the opportunities available during the interest rate cycle by moving along the yield curve. We are very much aware of the spreads that exist among various sectors of the fixed income market from time to time and will take advantage of these divergences. Bond portfolios will emphasize high-quality issues (rated “A” or better) with maturities up to ten years (five-year average life). We will generally avoid long-term issues, as incremental returns do not often justify the risks. © Copyright 2021 Three Radnor Corporate Center, Suite 450 | Radnor, PA 19087 | 484-254-4306 | Fax 610-995-8795 Disclaimer | Terms | Privacy | Directions

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