HOME CUSTOMER FINANCING ADVANCE PAYMENT PLAN Advance Payment Plan (APP) No monthly payments, just a single up-front payment, followed by a choice of three final options at the end of your agreement term. How it works: 1. Simply choose your term and mileage. FCA Automotive Services will determine the Guaranteed Minimum Future Value (GMFV) of your vehicle at the end of your agreement, this will be deferred to the end of the agreement and is the optional final payment. 2. The GMFV is deducted from the price of your vehicle; you simply pay the remaining balance (plus any interest) as a single up-front payment. At the end of the agreement, just choose from one of the following options: Renew: Choose a new vehicle from your local retailer and use any excess value over the GMFV towards your deposit. You can trade in your old vehicle or sell it privately.

HOME MODERN SLAVERY STATEMENT Modern Slavery Statement 2020 Organisational structure FCA Automotive Services UK Limited (“we” or “the Company”) is the captive finance provider in the UK for Fiat Chrysler Automobiles and a wholly owned subsidiary of FCA Bank S.p.A. The Company was founded as joint venture in 1992 with the name of Fiat Inventory Services, which changed to Fiat Auto Financial Services in 1996, to FGA Capital in 2009 and to FCA Automotive Services UK Ltd in 2015. The parent FCA Bank S.p.A. is a financial joint venture established by FCA Italy S.p.A one of Europe's largest automotive groups, and Credit Agricole Consumer Finance SA, part of Credit Agricole SA, a French banking group. FCA Bank S.p.A. has its head office in Italy and operates across Europe and North Africa. Alex Hughes

HOME CUSTOMER FINANCING PERSONAL CONTRACT PURCHASE Personal Contract Purchase (PCP) If you want to make fixed regular payments and guarantee the future value of your vehicle, then PCP could be the right option for you. How it works: 1. Simply choose the vehicle you wish to purchase, agree your annual mileage and decide your agreement term of between 20 and 48 months. 2. Based on your chosen term and mileage, FCA Automotive Services will determine the Guaranteed Minimum Future Value (GMFV) of your vehicle at the end of your agreement. 3. The GMFV is deferred to the end of the agreement and is the optional final payment. 4. The GMFV and any deposit are deducted from the price of your vehicle. You make regular payments based on the remaining balance plus the agreement interest.

HOME CUSTOMER FINANCING HIRE PURCHASE Hire Purchase (HP) Benefit from a regular payment structure with outright ownership of your vehicle at the end of the term. How it works: 1. Simply choose the vehicle you wish to purchase, the amount of deposit you want to pay, and decide your agreement term of between 12 and 60 months. 2. Any deposit will be deducted from the price of your vehicle. You make regular payments based on the remaining balance plus the agreement interest. 3. Once all the payments have been made, you will own your vehicle outright. The features you can benefit from by choosing HP: - Helps you budget with fixed monthly payments. - Choose your deposit and agreement term to suit your needs.