Helping You Achieve Financial Success Since 1885. LOGIN HOME CHECKING SAVINGS RETIREMENT ACCOUNTS (IRA) Retirement Accounts A good, long-term savings option... An Individual Retirement Account (or IRA) is a variable-time or fixed-rate deposit account. IRAs are a good long term savings or tax-deferred savings option. If you are interested in finding out if you are eligible to contribute to an IRA, contact your tax advisor. There are two different types of IRAs - Traditional and Roth. A Traditional IRA may offer immediate tax benefits. Roth IRA contributions are not tax deductible, but offer more flexibility for withdrawal of contributions or earnings for certain distribution reasons. What are some advantages of an IRA? Opportunity for tax-free income in retirement Roth IRAs offer flexibility You can contribute to Roth IRAs even after age 70 1/2 No annual administration fees CHECKING SAVINGS STERLINGGREEN RETIREMENT ACCOUNTS (IRA) ATM / DEBIT CARDS TIME DEPOSITS STERLING CLUB DIGITAL MOBILE BANKING RATES Need More Information? For more information about any of our products or services please contact us at any of our branch locations or email info@sterlingbank.ws today. Privacy PolicyTerms of UseLost or Stolen Card/FraudBank Customer Guide To CyberSecurityAccessibility Deposit Insurance Limits: The standard insurance amount is $250,000 per depositor, per insured bank, for each ownership category. Important Notice: Sterling Bank is not responsible for and has no control over the subject matter, content, information or graphics of the websites that have links here. Please contact us with any concerns or comments. Emails sent directly through the Sterling Bank website are not encrypted or communicated over a dedicated line at this time. © 2021 Sterling Bank . All rights reserved. Routing Number: 091803300 LOGIN ONLINE BANKING ENROLLMENT FIND A LOCATION CONTACT US