704.335.1111 No Obligation 7804 Fairview Road STE 343 Charlotte, NC 28226 Home About Us Our Services Services Media News Contact HomeCommercial Claims COMMERICAL PUBLIC ADJUSTER IN NORTH CAROLINA When you have suffered severe property loss or damage, your insurance company requires you to prove your loss to them… Here is what The Baldwin Company can do to help you: We arrange for immediate emergency assistance as required by the insurance policy. This helps protect your benefits under the policy, and starts you on the road to recovery. Our public adjusters thoroughly examine your policies to be sure all of your coverage is included in our claims strategy. We search for all benefits and exclusions to make sure you maximize your covered settlement. The Baldwin Company develops a claims strategy with you to minimize problems with cash flow and business interruption. We put together a pro-active plan, together with you, that coordinates our claims strategy and enables your business to continue with minimal disruption. Our team creates a complete picture of the loss, including: contents inventory building damage loss of income and other time-element losses to be certain nothing is left out. This provides the basis for your claim. We stay in close contact with the insurance company to keep the settlement moving smoothly while we keep you informed and in control. Our adjusters know what to expect and are prepared to respond to any objections and meet any additional requirements posed by the insurance carrier. After your review, and with your approval, The Baldwin Company will submit the claim and get the process underway as quickly as possible. We meet with insurance company representatives on your behalf to energetically pursue a timely, fair and legitimate outcome. We will bring all offers to you. We cannot finalize your claim without your approval, although we will be with you and assist you every step of the way… My business is halted after this event, I am losing money. What could a Public Adjuster possibly do to help me with this situation? Cash-flow problems are among the most severe consequences that a business owner has to deal with during the settlement of a large property-loss claim. One of the many ways that The Baldwin Company helps our clients is that, being familiar as we are with the ins and outs of the claims process, we are often able to determine a way to get the insurance company to advance you some funds to deal with some of these more pressing issues. All my records I need to prove my claim were destroyed in the fire. Can a Public Adjuster help me reconstruct an inventory of all our contents? Our business is highly specialized with unique equipment. How can I convince the insurance company’s adjuster of how much it will cost to replace this expensive machinery? The insurance company’s adjuster seems very knowledgeable about the claims process. Why should I be concerned about him misleading me? How is a public adjuster paid, and how much? How long will it take to settle my claim? Do Public Adjusters have to be licensed or certified? My policy says I’m supposed to make some temporary repairs to protect my damaged property. How do I know what to repair now and what to wait till later to repair? We have a lot of building contractors and cleaning/restoration companies knocking on our door, wanting to do our work and help us file out insurance claim. Why should I hire a Public Adjuster to do this for us, instead? Isn’t it a good idea to go ahead and get everything cleaned now by a professional restoration service instead of waiting until I have settled my claim? Who decides if an item needs to be repaired or replaced? My insurance company and I are disagreeing on just about everything. “It is devastating to see portions of your belongings in our century-old engineering and surveying firm completely burned — some partially charred and the rest singed and covered with smoke. After the insurance company’s adjuster asked us to give him a list of items damaged and lost within the building, as well as damages to the building itself, our 11-person staff floundered around for a week with no measurable results. It was such a relief when Baldwin showed up and said, ‘Put all your employees back to work on engineering problems, and let me handle the fire problems.” C. P. Palmer, Sr. Fire, Palmer & Mallard, Engineers/Surveyors Have you suffered a major property loss? If you’ve suffered a major loss, we meet with insurance representatives on your behalf to energetically pursue a timely, fair, and legitimate outcome. CONTACT US The Baldwin Company is a North and South Carolina based public adjuster. We specialize in helping clients get the most compensation for their insurance claims. Copyright © The Baldwin Company