Make a Payment Contact Locations Deposit Rates Loan Rates Blog Español Search Personal Business Online Resources About Apply & Open 5 Ways to Budget for Your Wedding In the United States, weddings are a multi-billion dollar industry. While the COVID-19 pandemic may have changed many plans, weddings are making a comeback in 2021 and beyond. If you’re looking to be married soon, you’re likely looking at your finances and budgeting. The reality is you don’t Home Improvement: How to Get the Most out of Your HELOC Home equity loans (HELs and HELOCs) are a specific loan type available to homeowners who have equity in their home. Equity is the difference between what’s owed on a mortgage and the amount the home is worth. Homeowners can leverage this equity for the purposes of taking out a loan. Read More Pause 123 Category: Please select Financial Advice Savings Budgeting Credit Cards Saving Money Debt Credit Fraud Security Credit Score Investment Financial Education Date: Please select November 2021 October 2021 September 2021 August 2021 July 2021 June 2021 May 2021 April 2021 February 2021 January 2021 December 2020 November 2020 Search: HOME EQUITY, FINANCIAL ADVICE, HELOC, HOME RENOVATIONS Home Improvement: How to Get the Most out of Your HELOC Home equity loans (HELs and HELOCs) are a specific loan type available to homeowners who have equity in their home. Equity is the difference between what’s owed on a mortgage and the amount the home is worth. Homeowners can leverage this equity for the purposes of taking out a loan. ONLINE BANKING, TECHNOLOGY, YOUTH, FCU ANYWHERE Introducing FCU FAM: Helping to Teach Your Kids About Money Take a moment and think back on the lessons you learned when you were young. Did your parents teach you to say “please” and “thank you?” To look both ways before you cross the road? Whether they know it or not, the lessons children are taught stick for life, and money lessons are no different. BUDGETING, FINANCIAL ADVICE, SAVINGS 5 Ways to Budget for Your Wedding In the United States, weddings are a multi-billion dollar industry. While the COVID-19 pandemic may have changed many plans, weddings are making a comeback in 2021 and beyond. If you’re looking to be married soon, you’re likely looking at your finances and budgeting. The reality is you don’t BUDGETING, FINANCIAL ADVICE, TECHNOLOGY, SAVINGS 4 Ways to Manage Your Financial Planning with Budgeting Apps If you’re looking to start your budgeting journey, a pen and paper just won’t cut it nowadays. Life can get hectic, and an on-the-go lifestyle calls for a method that can keep up with your busy schedule. That’s why budgeting apps have revolutionized the way we view our finances. BUDGETING, SAVING MONEY, FINANCIAL ADVICE, SAVINGS How to Set a Financial Goal: 3 Tips to Help You Reach It Early What are your financial goals for the next year? Saving money, paying off credit card debt, or investing in a retirement account? Whatever those goals may be, there are steps you can take today to make sure you accomplish them sooner rather than later. FINANCIAL ADVICE, CREDIT SCORE, FICO, FCU ANYWHERE What is a FICO® Credit Score and Why Should You Care? If you’ve ever applied for a loan, you know about the value that financial institutions place on your credit score. While far from the only factor that is evaluated, your credit score provides lenders with quick insight into your financial history. A credit score is derived from your credit CREDIT UNION Why Are Banks and Credit Unions Closed on Federal Holidays? Ever wonder why banks and credit unions are closed on certain holidays while schools and businesses remain open? It’s simple! Financial institutions like Florida Credit Union are closed because the Federal Reserve is closed. CREDIT CARDS, CREDIT SCORE, PERSONAL LOANS 4 Steps to Rebuild Your Credit and Qualify for a Personal Loan Rebuilding your credit score can be more complicated than starting from scratch, mainly because you have to prove to credit card issuers and lenders that you can and will make future payments despite slip-ups in the past. If you're not sure where to start, follow our four-step plan to begin your AUTO LOAN, LOW INTEREST CAR LOAN, REFINANCING, INTEREST RATES 4 Reasons Why You Should Refinance Your Auto Loan Today Let’s talk about one of the most important purchases you’ve made — your vehicle. It gets you to work every day and is your designated road trip buddy, not to mention all the little errands it helps you cross off your to-do list. There’s just one catch. That new or new-to-you car came with a 1 2 3 4 5 Next Connect With Us Connect with us on Facebook Connect with us on Twitter Connect with us on Instagram Connect with us on LinkedIn Connect with us on YouTube Connecting your money to your life Florida Credit Union offers valuable banking solutions including checking accounts, savings accounts, CDs, money market accounts, auto loans, mortgages and much more. Bank online, with our mobile app, or visit one of our conveniently located branches in Gainesville, Ocala, Lake City, Starke and DeLand. Addresses Mailing: P.O. Box 5549, Gainesville, FL 32627 Email: askfcu@flcu.org Numbers Phone Number: (800) 284-1144 Routing Number: 263178410 Become a Member Apply for a Loan Bank Online Make a Payment Refer a Friend Careers Privacy & Disclosures Terms & Conditions Sitemap Legal Notices Website Accessibility Federally insured by the NCUA NMLS #281350 © 2021 Florida Credit Union