Pause Certificates Save smart, not hard. Certificates are a secret saving powerhouse that require little to no maintenance. Free up some space in your mind and add a little heft to the bag with our easy, breezy certificates. Open certificate Rest Assured With These Savings One of our favorite safe-and-sound savings options is the certificate. These long-term earnings-driven savings accounts come in a variety of options. Choose the term length, withdrawal allowance, and dividends that work for you and start making #moneymoves in your sleep. Fixed-Rate Certificate Higher earnings go low maintenance. Our Fixed Rate Certificate offers competitive rates and earns you quarterly dividends so you can reach your savings goals without thinking too hard about it. If you’re looking for a set-and-forget savings option you can always count on, you’ve found it. Open certificate Learn more Access Certificate Like a change jar only better. Thanks to a fixed rate, our Access Certificate can earn you a lot with just a little over a 12-month term. Drop in $25 to open and maintain, and up your savings game while keeping access to your money. Open certificate Learn more Smart Start Certificate A serious savings account made super easy. Patience pays off in more ways than one. If you’ve got $100 to put away for a few years, this certificate will make the wait worthwhile. Open certificate Learn more Choice Certificate Lock in the freedom to bump up your rate. Our Choice Certificate offers maximum flexibility, allowing you to withdraw funds once, bump up your rates as you go, deposit additional funds, and save over either a 36- or 60-month time frame. Open certificate Learn more Need a hand? Tag us in. Whether you are on your couch or halfway around the world, use Fortera Video Chat to get quick answers from a friendly face. Start video call Can I add additional deposits to the Fixed Rate Certificate? + What are dividends and how do they work for the Fixed Rate Certificate? Learn more + How much does it cost to open a Smart Start Certificate? + Does the Choice Certificate have any fees? + Does the Access Certificate have any fees? Learn more + Can I add additional deposits to the Access Certificate? + What are dividends and how do they work for the Choice Certificate? Learn more + ROBERT The service I receive at Fortera never fails. Thanks again for all you do to make me feel like your #1 customer. What's New Community / Fortera Clarksville's Best 2021 Winner Read More Community / Fortera Spring Street Branch Closure Read More Read More Chat Our Rates Open Account Apply for Loan We're All In. About Us Community Fortera Foundation Careers Feedback CO-OP Shared Branching P.O. Box 30669, Clarksville, TN 37040 Phone: (931) 431-6800 Toll-Free: (800) 821-5891 Routing #: 264182120 Accessibility Disclosures NMLS Numbers Privacy Notice Online Privacy Statement Submit a Claim © Copyright 2021, Fortera Credit Union. All Rights Reserved. Federally insured by NCUA up to at least $250,000. Equal Housing Opportunity.