Sign in Business FAQs Affirm helps your customers buy what they want and pay at their own pace—boosting conversion, average order value, and retention for your business. Founded by PayPal co-founder Max Levchin, Affirm partners with companies of all sizes, from pre-revenue all the way to enterprise, helping you drive sales and acquire customers. Below, you’ll find answers to some of our most frequently asked questions. Jump to... Getting started overview Customer experience overview Payment Overview Business partner overview Business support Getting started overview How do I get started? What types of businesses does Affirm work with? Are there any restrictions on what I can sell through Affirm? In what countries is Affirm available? How does integration work? Customer experience overview What financing programs do you offer? Can I change my program offering later? Can I use Affirm for in-store and telesales? Payment Overview How does Affirm work for my customers? What will my customers pay? Business partner overview What is my fee? How and when will I be paid? How do refunds work? Business support What kind of support can I expect if I sign up with Affirm? Where can I get my API credentials? Where can I access marketing materials? Explore our tailored solutions Home & lifestyle Fitness & sporting goods Fashion Auto CONSUMERS BUSINESSES ABOUT AFFIRM Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0–30% APR based on credit, and is subject to an eligibility check. Options depend on your purchase amount, and a down payment may be required. Affirm savings accounts are held with Cross River Bank, Member FDIC. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. PrivacyDo not sell my infoTermsLicenses © Affirm, Inc. All Rights Reserved.