Sitemap Feedback Help MENU MEMBERSHIP JOIN Join Us Today For people. Not profit. Joining the Credit Union is the best decision you could take for your money. Opening An Account? Joining the Heritage Credit Union is the best decision for you will make for you and your money. With the lowest lending rates in the community, no transaction charges, no fees, a whole host of free services and friendly staff available to talk to you about your needs. Being an active member of your local Credit Union makes financial sense! Why do I pay no fees and charges and low interest rates? The role of the Credit Union is to let people in the community come together to save and borrow money at low rates, and is operated on a not-for-profit basis, with surpluses being returned to members. It's not about making money or a profit. It's about being there for the members. Join today... It’s Never Been Easier !! Call in to any of our nine offices in Rathfarnham Village, Capel Street, Nutgrove Shopping Centre, Fortfield Park, Harold's Cross, Rialto, Thomas Street, Walkinstown or Windy Arbour with the following identification: Photographic Identification - Passport or Driver's Licence A household/domestic bill (Original document required dated no longer than six months prior to the date you apply to become a member) Documentation proof of PPS number (Original document required, we cannot accept photocopies). Minimum lodgement of €10 You must present all three forms of identification to become a member. Note: For minor accounts (Under 16 years of age) we require: 1. Birth Certificate 2. Proof of PPS number 3. Parent(s) / Guardian(s) Photographic Identification and Proof of Address If the minor is aged 7 years of age and older the child must be present at time of account opening. Next, complete the account application form with any member of staff at the counter. Your application form will then be sent to the membership committee for approval. Benefits of Membership Membership has many benefits... Flexible & Convenient Loans Members can take out flexible loans 3 months after joining, and repay at tailor-made schedules. All our loans are fully insured (for free), against disability or death. Attractive Dividend on Savings Every year we pay an attractive dividend on members savings, which are also placed in our Life Insurance scheme, offering a free insurance system on your savings. Quality Service, No Fees You can be assured of a professional service from Credit Union at all times. And you do not pay a transaction fee for saving with us, or borrowing money. Pay by Direct Debit Arrange a Direct Debit payment from your bank and be sure of regular payments to your Credit Union account. We will send you a statement showing all transactions. Member Services Take advantage of a host of additional member services available. We have arranged special house and motor insurance discounts for our members. See our Available Services page for more details. Ask any staff member for more details about joining the Credit Union, or for further information see the different sections of this website. JOIN NOW Our loans won’t break the bank! APPLY FOR LOAN Get a standard loan of €5,000 over 24 months for as little as €53.07 weekly. Find out how our loans can work for you. CALCULATE NOW OUR OFFICE OPENING HOURS View times Why Choose Heritage Credit Union? No hidden fees or transaction charges Interest is calculated on your reducing balance No penalty fees charged on early repayment of loans Loan Protection, Life & Disability cover for eligible members Simple and secure online banking Flexible repayments to meet your circumstances CONTACT US Tel: Fax: Email: Postal: (01) 4900162 (01) 4924673 info@heritagecu.ie Credit Union House, Main Street, Rathfarnham, Dublin 14 All Branches > MAIN OFFICE OPENING HOURS MON TUE WED THU FRI SAT 9.15am-5.00pm 9.15am-5.00pm Closed 9.15am-6.00pm 9.15am-5.00pm 9.15am-12.45pm All Branches Opening Hours > QUICK LINKS Apply for a loan Register for access Downloads On-line Newsletter e-Statements FAQs Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Heritage Credit Union Ltd is Regulated by the Central Bank of Ireland. Reg No. 42CU. Cookie Notice Privacy Policy Terms & Conditions Help TYPE AND PRESS “ENTER” TO SEARCH Cookie Notice