Automobile Accidents Faqs Who pays my medical bills related to the accident? In an auto accident, your medical bills will initially be submitted to your own car insurance, under its Personal Injury Protection (PIP) provision. If you purchased medical payment coverage on your car insurance, you can seek to have that pay first so as to have the PIP money available for potential lost wages. When your PIP is exhausted, your health insurance, if any, will cover your remaining medical expenses. Your health insurance company will be entitled to a lien against your case for the monies it has paid for your medical treatment related to the accident. If you do not have insurance, your doctor may accept a “Letter of Protection” which will allow you to treat without immediate payment until the claim is resolved. If a recovery is made, The Benenati Law Firm will pay the physician directly from the recovery prior to disbursing any monies to you. Ultimately, you will seek recovery for your medical expenses from the at-fault party just like any other element of your damages. What is uninsured or under-insured motorist coverage? Uninsured motorist coverage stands in place of the liability insurance coverage that the at-fault party did not purchase. It is one of the most important coverages to obtain as it will cover your own damages in the event the at-fault driver has no liability insurance, which unfortunately is a common occurrence. Uninsured motorist coverage may also apply if you are injured by an unidentified hit-and-run vehicle. What To Do If You Are In An Accident? Remain at the scene, get yourself to a safe location and call 9-1-1. If there has been an injury, request an ambulance. Regardless of how minor you think the auto accident is, you should always report it to the police. Unless you have been injured and need medical treatment, do not leave the scene until the police have arrived and have your statement about what occurred. What Not To Do Following An Accident? Do not leave the scene unless you need to seek medical attention. Free Consultation Whether you have suffered a serious injury because of another’s negligence, or you are suffocating under mountains of debt, a consultation with the Benenati Law Firm may prove to be extremely advantageous. We encourage you to call our offices today at 407-777-7777, or fill out our online form to request your free, no-obligation, and completely confidential case consultation. If you are unable to travel to our location during our office hours, we offer after-hours and home visits for your convenience, too. Call the Benenati Law Firm Today Orlando Office 2702 E Robinson Street Orlando, Florida 32803 (407) 777-7777 info@777lawfirm.com GET DIRECTIONS Kissimmee Office 624 Patrick Street Kissimmee, Florida 34741 (407) 777-7777 info@777lawfirm.com GET DIRECTIONS Ⓒ 2021 Benenati Law Firm. All Rights Reserved | Privacy Policy | Sitemap LIVE CHAT