For You For Companies Insights About Us Request a Demo Log In PAYACTIV VISA® PAYROLL CARD Finally, a card that everyone can love Improve payroll efficiency, save time and money, and give your employees the freedom to access their earned wages any day without paying a fee. Request Demo Lead with what employees want Faster access to pay Employees get direct deposit up to 2 days early1 and have access to their earned wages on-demand. No hidden fees* Include more employees in digital banking. No activation fees. No monthly or annual fees. SmartSpend and SmartSave The Payactiv App provides access to mobile banking with smart budgeting tools, alerts, and integrated bill pay. Financial wellness services Access to financial learning and counseling, discounts, and award-winning goal-based savings. Go paperless, save time and money Increase payroll efficiency Save time and money on processing paper paychecks. Check out our Savings Calculator to see how much you could save by switching to paycards! Easily issue off-cycle payments Electronically disburse bonuses, expense reimbursements and termination pay to employees’ paycards. Payactiv provides a 2-day cash float. Stand out with On-Demand pay Today’s workforce prefers to work for employers that support their financial wellness. Our EWA is free with direct deposit to Payactiv cards. Improve payroll security Digital payments of wages can help your business securely process wages and give you the ability to pay employees remotely, even during disasters. Savings for your business Payroll frequency WeeklyBi-weeklyTwice a monthMonthly Total number of employees 5,400 Percent receiving paper checks 25% Number of mailing locations 251 Your annual savings could be $210,761.2 Adjust for your business to see annualized savings from reduction in costs. Note: Estimated annual savings is based on industry averages for paper paychecks. Actual results may vary. Talk to a Payactiv Specialist Dedicated team for successful rollout Easy implementation We work with you to ensure a successful plan and launch of our program. Marketing material We prepare and provide customized materials to promote the program to your employees. Compliant We are payroll compliant in all 50 states and Payactiv is the only EWA provider that received an approval order from the CFPB*. Account manager We offer tools and training to get the most value out of the program, and a dedicated Account Manager. Customer support We provide 24/7/365 customer support in English and Spanish by toll-free phone and online live chat. Safe & Secure Our data is encrypted, SOC2 compliant, ISO 27001 controls in place. We don’t store sensitive employee data. How it works 1. Order cards Get instant issue cards to hand to employees when they start or let us help you with enrollment, including batch processing. 2. Start payouts Start employee payroll, tips, off-cycle payments to their account. Signup new employees and monitor activity. 3. Employee access Employees activate their cards and use the Payactiv App to manage their account and access financial benefits. Switching from another payroll card? Talk to a Payactiv Specialist * The CFPB Approval Order relates only to Payactiv’s Payroll Deduction EWA Programs and not to all Payactiv products or services. The Approval Order is a public document, and may be reviewed here. For you App Card Log In Support For companies Platform Earned Wage Access Financial Wellness Payroll card Tips and Mileage Savings Calculator Request a Demo Insights Blog White Papers Case Studies Webinars Testimonials About About Impact News Press Careers Contact us Download the Payactiv app App Store Google Play Subscribe to our monthly newsletter Privacy Terms Privacy Notice for California Residents © 2021 Payactiv, Inc. All Rights Reserved *The Payactiv Visa Payroll Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from/by Visa U.S.A., Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Consult your Cardholder Agreement and the fee schedule. If you have any questions regarding the Card or such fees, terms, and conditions, you can contact us toll free 24/7/365 at 1 (877) 747-5862. 1 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-4 days later. Beginning with your second direct deposit of at least $5 from the same source, Central Bank of Kansas City (CBKC) will post the funds to your Payactiv Visa Prepaid Card when we receive it, rather than on the effective date. This may result in your having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.