Locations • Calculators • Contact Us SERVICES LOANS EBANKING RESOURCES COMPANY Business Checking Via First State Bank’s On-Line Banking, the accounts listed below allow the Business Owner the flexibility to download the Monthly Statement into QuickBooks, MS Money and other Money Management applications. For Your Convenience and Good Accounting Practices, All Business Account Statements are produced on the Last Business Day of the Month. Small Business Checking For Businesses with Limited Transaction Activity Eligible Businesses: Sole Proprietorships, Partnerships, Corporations, Limited Liability Corporations, Non-Profit and Government $100 Minimum Deposit to Open Account $8.00 Monthly Balance Requirement Fee $1,000 Minimum Daily Balance to avoid Monthly Balance Requirement Fee 200 Free Transactions (items) per statement cycle $.25 per item over 200 Transactions (items) per Statement Cycle No Fee INSTANT ATM / Debit Card at Account Opening (upon approval) Monthly Imaged Statement via E-Mail, On-Line Paperless, Paper Statement (USPS) Monthly checks imaged and organized in numerical sequence No Fee On-Line Banking and Bill Pay Small Business Checking With Interest Reward your High Balance Accounts with Interest* $2,500 Minimum Deposit to Open Account Interest* Earned on Account (See Current NOW Account Rates) $2,500 Minimum Daily Balance to avoid a $12.50 Monthly Balance Requirement Fee 200 Free Transactions (items) per Statement Cycle $.25 per item over 200 Transaction (items) Per Statement Cycle No Fee INSTANT ATM / DEBIT Card at Account Opening (upon approval) Monthly Imaged Statement via E-Mail, On-Line Paperless, Paper Statement (USPS) Monthly checks imaged and organized in numerical sequence No Fee On-Line Banking and Bill Pay Business Analysis Checking Account designed especially for Larger Businesses with High Transaction Volume Eligible Businesses: Sole Proprietorships, Partnerships, Corporations, Limited Liability Corporations, Non-Profit and Government $100 Minimum Deposit to Open Account $7.00 Monthly Maintenance Fee Receive an Account Earnings Credit to offset Monthly Fee & Expenses Account Expenses: Deposits (per item) $0.05 On-Us Items Deposited (per item) $0.04 Foreign Items Deposited (per item) $0.08 Debits (per item) $0.12 ACH Debits & Credits (per item) $0.05 Return or Unpaid Deposited Item (Per item) $1.50 Rolled Coin (per roll) $0.04 Negative Collected Balance 5% Above Federal Discount Rate Monthly Imaged Statement via E-Mail, On-Line Paperless, Paper Statement (USPS) Checks Organized in Numerical Sequence Account Earning Credit based on 910Day T-Bill Average No Fee On-Line Banking & Bill Pay Business Money Market Checking Reserve Funds, Keep Your Assets Liquid, While Earning Interest $10,000 Minimum Deposit to Open Account Maintain $10,000 Minimum Daily Balance to Avoid a $10 Balance Requirement Fee Earn Interest* On the Daily Collected Balance At Current Checking Rate* Six (6) Withdrawal Limitations Per Statement Cycle Excessive Withdrawal Fee of $10 each after 6 No Fee INSTANT ATM/Debit Card at Account Opening (upon Approval) No Fee On-Line Banking & Bill Pay No Fee Mobile Banking / Mobile Deposit Monthly Imaged Statement, E-Mail, Paperless via On-Line Banking, Paper Statements via USPS Variable Interest Rate Business Tiered Money Market Checking Mirrors the Money Market Checking with Balance & Interest* Advantages $10,000 Minimum Deposit To Open Account Maintain $10,000 Minimum Daily Balance to Avoid a $10 Balance Requirement Fee Six (6) Withdrawal Limitations Per Statement Cycle Excessive Withdrawal Fee of $10 each after Six (6 ) No Fee INSTANT ATM /Debit Card at Account Opening (upon Approval) No Fee On-Line Banking & Bill Pay No Fee Mobile Banking / Mobile Deposit Monthly Imaged Statement Paperless via On-Line Banking or E-Mail Statements or Paper Statements via USPS Balances Through $9,999.99 Interest Rate _____ APY ____ Balances Through $10,000.00 - $24,999.99 Interest Rate _____ APY ____ Balances Through $25,000.00 - $49,999.99 Interest Rate _____ APY ____ Balances Over $49,999.99 Interest Rate _____ APY ____ Frequency of Rate Changes Daily – Variable Interest Rate $10,000 Minimum Daily Balance maintained to Obtain the Disclosed Annual % Yield Variable Interest Rate For Additional Accounts, Products, and Fee Schedule, please contact a Customer Service Representative at Any First State Bank Branch Location. Member FDIC Equal Housing Lender Online Banking Login SERVICES Home Checking Savings Loans Mobile Banking Bill Pay Calculators COMPANY Contact Us Locations Privacy Policy FDIC Information Disclosures Get Acrobat Reader Site Map DOWNLOAD OUR APP Our native app is fast, secure and free. Use your current login information to start banking today. ©Copyright 2021 First State Bank All rights reserved.