MENU LOGIN Additional Coverages Motorcycle ATV RV Boat Personal Valuables Personal Umbrella Liability Kemper Personal Insurance Personal Umbrella Liability Coverage Body Extend Coverage to Expand Protection Personal Umbrella Liability coverage offers additional protection in the event of a covered loss - extending coverage beyond your standard auto or homeowners policy liability limits. Personal Umbrella Liability Coverage provides protection against liability losses including: Automobiles Residences Watercraft (small boats) Property in Your Care Libel and Slander Defamation of Character Invasion of Privacy Personal Umbrella Liability Coverage Frequently Asked Questions When would I need this coverage? If you are deemed the responsible party in an accident, for example, and the judgment is higher than the liability limits of your home or auto policy, your assets - even perhaps your future earnings - need to cover the difference. Personal Umbrella Liability coverage picks up where your policy left off and covers the difference up to your selected limits. How much coverage is available? You can add $1 million or more of Personal Umbrella Liability Coverage in $1 million increments. Kemper Personal Insurance can help you with your Personal Umbrella Liability insurance needs. Talk to your independent agent today. If you don't have an agent, find one now. GET A QUOTE RETRIEVE A QUOTE PRODUCTS Kemper Auto Kemper Personal Insurance Homeowners Renters Condo Mobile Home Flood Motorcycle ATV RV Boat Personal Valuables Personal Umbrella Liability Commercial Auto Commercial General Liability Business Owners Policy Life Health ESSENTIAL LINKS Report a claim Get a Quote Retrieve a Quote Find a Repair Shop Make a Payment Manage Account Mobile Apps Kemper class action settlement HELP/SUPPORT Contact Us Find an Agent Become an Agent ABOUT US Quick Facts Media Investors Governance Kemper and ESG Careers Accessibility Contact Us CONNECT WITH US Facebook Twitter LinkedIn © 2021, Kemper Corporation. All rights reserved. Terms of Use Privacy Policy CCPA