Skip to Navigation Skip to Footer Hughes Federal Credit Union Languages English Español Find a Branch / ATMMake an AppointmentContact Us Submit The site navigation utilizes arrow, enter, escape, and space bar key commands. Left and right arrows move across top level links and expand / close menus in sub levels. Up and Down arrows will open main level menus and toggle through sub tier links. Enter and space open menus and escape closes them as well. Tab will move on to the next part of the site rather than go through menu items. Loans Banking & Credit Card Wealth Management About Us Make a Payment Apply for a Loan Open an Account Member Login Checking PLUS A checking account with cash back, local discounts, and so much more. APPLY NOW OPENS IN A NEW WINDOW Home Banking & Credit Card Checking Accounts Checking PLUS Get more of everything. Some checking accounts hold your money. Checking PLUS does more. Checking PLUS is exclusive to Hughes members and offers savings on many products and services, including discounts at both local and national favorite establishments, savings and cash back on travel, and so much more. Checking PLUS, powered by Benefits Plus, also equips you with consumer protections like purchase warranties and it even gives you your very own identity theft restoration team! Get more details about the savings and offers at the Benefits Plus website. Cash Back Shopping Rewards Shop and save at thousands of online retailers. You earn cash back on everyday purchases, including Best Buy, Staples, Target, Walmart, Old Navy, Petco and over 3,000 other merchants. Calculate Your Savings Enter how much you spend annually in each category and see how your savings add up using the Benefits Plus® Savings Calculator. Local Discounts Save at Tucson-area restaurants, professional services, auto repair, AC, heating, plumbing services, and much more with your Checking PLUS account. Cell Phone Repair Coverage Receive up to $600 reimbursement for damaged phone repair on eligible devices. Identity Theft Restoration Service Get assistance with restoring your credit with Restoration Rescue® if you ever fall victim of fraud or identify theft. Travel Cash Back Get 3%-5% cash back on hotels, air travel, car rentals, and cruises. Guaranteed lowest price and specially negotiated rates available. Extended Repair Warranty Eligible consumer merchandise gets automatic coverage that extends the manufacturer’s original warranty up to one additional year. TicketXpress Discounts Save up to 50% on Movies, Theme Parks, Concerts, Sports and Theater Events. Gift Card Discounts Save 5%-15% on Gift cards and instant eGift cards to Amazon, Home Depot, CVS, Kohl's, Lowes, GameStop, Gap, Old Navy, iTunes, Macy's and many others. Dining Discounts Save 10% on instant eGift cards to restaurants such as Panera Bread, Outback, The Cheesecake Factory, P.F. Chang's, Chili's, IHOP and more. Costco and Sam's Club Memberships $5 cash back on new memberships and annual renewals. And Much More! Get more details about the savings and offers at the Benefits Plus website. APPLY NOW OPENS IN A NEW WINDOW FEATURES & BENEFITS Try FREE for 90 Days1 Cell Phone Repair Coverage2 Identity Theft Restoration Service3 Cash Back on Air Travel, Hotels & Online Shopping 90-day Purchase Protection Free Official Checks Discounts on Dining, Entertainment & Local Services Discounted Gift Cards 24-hr Emergency Road Service Savings Grocery Coupons Vision/Dental/Prescription Discounts Extended Repair Warranty Annual Check Order Discount Free Visa Debit Card Free Unlimited Bill Pay Online, Mobile & Text Banking No minimum balance Overdraft Protection Opens in a new window Overdraft Privilege Opens in a new window (up to $750) RATES 0.05% APY* Checking PLUS Effective Date: 10-01-2021 *APY = Annual Percentage Yield. Checking Account dividends compounded daily and credited monthly except where notated. The Dividend Rates and Annual Percentage Yield (APY) are variable rates. Dividends are based on the Credit Union's earnings at the end of a dividend period and cannot be declared in advance. Rates and terms are subject to change at any time. Please contact the Credit Union for further information. 1A $5.95 monthly fee applies after the free 90-day no obligation trial period. Limit one free trial period per membership. You may cancel any time by contacting the credit union by phone at 520-794-8341, through secure email Opens in a new window form, or in person at any Hughes branch location. Third-party fees may apply. Fees may reduce earnings. 2The Cellular Care Coverage Plan automatically begins 30 days from your date of enrollment. To be eligible for Cellular Care Coverage, your monthly cellular phone bill must be paid using your Hughes Checking PLUS account. The plan will cover damage repair costs up to $600.00 per membership account per lifetime on phone two (2) years old or less. 3Your Restoration Rescue® coverage is automatic. Coverage begins 10 business days from the date of your enrollment for all eligible account owners. Hughes Federal Credit Union has selected Generations Gold, Inc., a fully independent third-party benefits provider, to provide travel and other discounted services on an exclusive basis directly to Benefits Plus® members. The credit union assumes no liability for any of the providers in fulfilling their services. All liabilities, claims, damages, and demands are the sole and direct responsibility of Generations Gold, Inc. and its independent service or benefits providers. Discounts received through the Program may not be used in conjunction with any other discounts. Benefits and services available through the Program are subject to change without notice. Not all plans and discounts are available in all areas. The descriptions herein are summaries only and intended for informational purposes only and do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Most products through TicketXpress are available for eRedemption. Some exclusions apply. You can view the complete terms, conditions, exclusions and complete program details by visiting benefits-plus.org or by calling 1.866.329.7587. Generations Gold, Inc. is not insured by any Federal Government Agency. All rights reserved, Generations Gold, Inc. WHY CHECKING PLUS ? Earn more with Checking PLUS. Previous 90-Day Purchase Protection, Extended Repair Warranty and more. Travel Discounts Save and get cash back on hotels and flights. Next APPLY NOW OPENS IN A NEW WINDOW FAQ Checking PLUS Frequently Asked Questions How can I change the PIN on my debit card? If I am already a member, can I open this account online? How do I order checks? What options do I have for overdraft protection? Can I cancel Checking PLUS at any time? When is the monthly fee withdrawn from my account? Can I access my Checking PLUS account at an ATM? How do I set up Direct Deposit? If I've already applied, how can I check the status of my application? How do I add a joint owner to my account? CONTACT AN EXPERT OTHER SERVICES FAQS FINANCIAL GUIDE BLOG LOCAL DISCOUNTS RATES AND FEES CAREERS CONTACT US PO Box 11900 Tucson, AZ 85734 520-794-8341 BANKING INFO Routing Number 322174944 NMLS #411592 *APY = Annual Percentage Yield. *APR = Annual Percentage Rate. Facebook Opens in a new window Twitter Opens in a new window Instagram Opens in a new window LinkedIn Opens in a new window DOWNLOAD OUR APP Privacy | Disclosures | Forms | Accessibility | Donations Hughes Federal Credit Union © 2021 Opens in a new window Opens in a new window