APIs Experiences Developers Pricing Company Try it Contact Login Data security and regulatory compliance PSD2 directive, GDPR Connecting our APIs requires meeting the highest standard of regulatory and security requirements. Contact us DSP2.fr PSD2 regulations Budget Insight is one of the very first company to be licenced as a payment institution under the PSD2. Since March 2018, we have been regulated, and are a payment institution authorised by the ACPR as a TPP (AISP and PISP). This PSD2 authorisation reflects our strict, rigorous standards. It serves as a guarantee to our clients that they are using technology that meets the highest level of security and regulatory requirements in the market. Whether or not you’re subject to banking regulations, our TPP authorisation enables us to provide you with the right solution for your needs, with a responsive webview integration or one that matches your branding, while adhering to regulations. Securely connect our APIs and focus on your service and the resulting user experience. + Learn more Data protection and security For our business, we handle and process confidential information that must be protected from all attempts at unauthorised access, usage, disclosure, tampering, and destruction. Budget Insight, as a personal data controller and processor, complies with the provisions of GDPR and the recommendations of the CNIL and proactively seeks to protect data as a core function of its business. + Lean more Regulatory expertise and influence Our Risk and Compliance department are experts in European regulations in payment services. They play three roles: • Ensuring strict adherence to legal and regulatory requirements in Europe and maintain our compliance; they oversee all internal control processes • Enable our clients to anticipate and decode the latest regulatory requirements, and assist in their implementation (GDPR, PSD2, etc.) • Represent out clients and participate in legislative processes, in direct concert with the Bank de France and the European Commission. Budget Insight actively participates in discussions with the EBA and ACPR in the context of PSD2. + Learn more Need expert advice? Always at your service to support you in the regulatory process of the financial sector. Contact us FREQUENTLY ASKED QUESTIONS Answers to your questions What is the ACPR ? In France, the control of banks and insurance is ensured by The French Prudential Supervision and Resolution Authority (ACPR). The ACPR is an administrative authority whose independence in the fulfillment of its missions and financial autonomy is provided by the French monetary and financial code. The ACPR oversees the banking and insurance sectors. It ensures the financial system and client protection’s stability. What is PSD 2 ? What is a payment institution? What different status are available since the implementation of European directive 2015/2366 aka PSD2? Where your data are stored? What measures have Budget Insight taken to ensure compliance to GDPR ? How to contact your DPO -data protection officer-? In case of loss or theft of data, what is your GDPR process? What security measures are taken to protect your data ? Have you subscribed to a cyber security insurance? Learn About our APIs API BANK API BILL API WEALTH API PAY Security and PSD2 compliance guarantees Budget Insight is authorised by the ACPR and meets the highest regulatory and security requirements All about our guarantees We're hiring Subscribe to the newsletter ABOUT US Budget Insight is committed to bring open banking and financial services transformation to its 200 clients, offering three forms of expertise to traditional players and fintech firms alike: Knowing what the best user experiences are, powerful technologies, and proficiency in European regulatory requirements. Its range of multiple APIs fulfils its clients’ needs for aggregating financial data, documents, and payment initiations in order to create more value for users of financial services and develop new potential for growth. API Bank Bill Wealth Pay Connectors Webviews PRICING EXPERIENCES Banking & payment Credit Savings/Wealth Rewards/Cashback Accounting & Management DEVELOPERS Documentation FAQ Support Timeline (soon) COMPANY Who we are Success stories (soon) Carreers News (soon) RESSOURCES Press kit (soon) White paper (soon) COMPLIANCE PSD2 Regulation Data Policy Legal notices Axeptio consent