Search Offers Find Us Menu Back You are here: Homepage > Car Finance Car Finance Here at RRG Group, we aim to help make purchasing your next vehicle with finance as easy as possible. We do this by offering some of the most popular repayment schemes, including Personal Contract Purchase and Hire Purchase agreements. Tailor Your Finance Make an Enquiry Our Dealerships Free Credit Check What is Personal Contract Purchase (PCP)? One of the more affordable financing schemes available for buying a vehicle is PCP. This scheme enables you to pay an initial deposit followed by fixed monthly repayments over an agreed period of time. At the end of the term, you will have the option to return the vehicle. PCP is ideal for those wanting lower monthly costs, with the payments covering the anticipated depreciation in value of the vehicle. What are the advantages of PCP? What should you consider when opting for PCP? Can I settle my PCP agreement early? View Vehicles on PCP Videos on PCP What is Hire Purchase (HP)? Hire Purchase is perhaps the most straightforward purchasing scheme around. Quite simply, it’s a case of paying a deposit followed by fixed monthly repayments that are paying off the outstanding balance of the vehicle. At the end of the term, you will be the outright owner of the vehicle. What are the advantages of HP? What should you consider when opting for HP? Can I settle my HP agreement early? View Vehicles on HP Videos on HP What product is best for me? Choosing the right financing product is very much dependent on your own specific needs and requirements. Should you be wishing to own the vehicle with no final balloon payment, then a Hire Purchase option is ideal. Those seeking lower monthly repayments, meanwhile, may find a Personal Contract Purchase agreement preferable, with more affordable costs and greater flexibility available. You can liaise with a member of the team at RRG Group today to discuss your options and which purchasing scheme suits your requirements best. We’ll be happy to help find a solution for you. Looking for a new car but worried about credit score? Get an instant credit result with no impact on your credit score. By using our soft credit search, you can see how likely you are to be accepted for credit without affecting your credit score. · Our soft search won't affect your customer's credit rating · Instant result · No obligation and absolutely free. We work with a panel of lenders who provide access to finance for customers with a range of credit ratings. So, whether you have an excellent or a poor credit score, we are confident we have a finance solution to suit you. Why Buy Online? Why Buy Online? Terms & Conditions GDPR Privacy Statement Legal Privacy Policy Cookies Policy Modern Slavery Act Tax Strategy Site Map Cancellation Policy Data Preferences Cookies Policy Back to Top © NetDirector ™ - Automotive Ecommerce change cookie settings This site uses cookies and related technologies for site operation, analytics and third party advertising purposes as described in our Cookies Policy. You may choose to consent to our use of these technologies, or further manage your preferences. To opt-out of sharing with third parties information related to these technologies, select "Manage Settings" or submit a Do Not Sell My Personal Information request. Manage Settings Accept Recommended