Pay My Premium Contact Us 877.816.2800 search ABOUT AGENTS PRODUCTS POLICYHOLDERS CLAIMS NEW STATES CONTRACTORS Cable or Subscription Television Co. Carpentry - Interior Ceiling and Wall Installation Communication Equipment Installation, Commercial Concrete Driveways, Parking Areas or Sidewalks Electrical Work - within buildings Engineers or Architects - consulting Fence Erection Floor Covering Installation Furniture or Fixtures - instllation Glass Dealer and Glazer House Furnishings Installation Inspection and Appraisal Companies Interior Decorating Janitorial Services Landscape - Gardening Services Metal Erection - decorative or artistic Painting - interior or exterior Window Cleaning View All PC Janitorial Services We insure janitorial operations who's primary focus is performing cleaning services for offices and homes.You advise your clients on a daily basis regarding the way you can enhance the appearance of their home and businesses; let your independent insurance agent offer guidance as to how to protect your business. Having the right coverage at the time of a loss is the greatest investment you can make.We offer several coverages designed to protect your assets. To get started with your Janitorial Services policy, start by filling out the form below. I am interested in... All Coverages Commercial Property General Liability Equipment / Inland Marine Coverage Optional Coverages To Consider Commercial Umbrella Available Coverages: Commercial Property Coverage for your buildings, furniture and fixtures, machinery and equipment, office supplies, inventory, personal property owned by you and used in your business, betterments and improvements and additional structures on your property to name a few. General Liability This coverage protects you (the “insured”) from the risks of liabilities imposed by lawsuits and similar claims for a covered cause of loss. Being sued is not something you anticipate, but everyday legal actions are taken due to negligence, personal injury, libel, slander, errors, omissions, faulty products, advertising misprints, etc. General liability coverage plays a major role in providing protection for your financial assets in case of a law suit. Defending a suit, as the policy makes clear, includes the costs of investigating the claim against the insured and handling negotiations with the claimant that may lead to a settlement rather than a court proceeding. Equipment / Inland Marine Coverage Coverage can be provided for your machinery and equipment that you take to the locations where you provide your services.Without Inland Marine coverage your machinery and equipment may not be covered once it is more than 100 feet from the location listed on your policy. Optional Coverages To Consider Equipment Breakdown – This coverage pays to repair or replace mechanical or electrical equipment due to mechanical breakdown. Business Income – This coverage provides protection against loss of income, or profits due to property loss or damage from a covered peril, such as a fire, windstorm or natural disaster. It can also compensate you for rental income you receive from property you own and rent/lease to others. Payroll is also included in your continuing normal operating expenses. Extra Expense – This coverage compensates you for additional expense needed to avoid or minimize the “suspension” of business and to continue “operations”. Hired Auto Liability – This insurance provides coverage for “bodily injury” or “property Damage” arising out of the maintenance or use of a “hired auto” by you or your “employees” in the course of your business. Non-Owned Auto Liability - The insurance applies to "bodily injury" or "property damage" arising out of the use of a "non-owned auto" by any person in the course of your business. Many optional coverages can be considered including Back up of Sewer or Drain, Spoilage, Money and Securities, Employee Dishonesty, Outdoor Signs, Employee Tools at Described Premises, Fire Extinguisher Systems Expenses, Reward Payment Money Orders and Counterfeit Money, Forgery and Alterations just to name a few. Commercial Umbrella In the event you are found liable for a loss and the financial settlement exceeds the liability limits of coverage found on your primary policies, your Commercial Umbrella Policy is designed to provide an extra layer of coverage. Insurors Indemnity Company maintains an A- Excellent rating from the A.M. Best Company as well as a reinsurance program with A+ Excellent or better rated reinsurers. Insurors Indemnity Company is also listed as an approved surety by the U.S. Treasury Department. QUICK LINKS Blog About Claims Board Dashboard Careers Mortgagees New Mexico Admin Employee Login Privacy Policy PRODUCTS Property and Casualty Contract Bonds Commercial Bonds AGENTS Find Agents New Agent Appointment Application Agent Dashboard Login Agent Dashboard All Rights Reserved | Copyright 2021 | Created by LionsMouth Digital