Search Menu GoHealth CALL US Indemnity Insurance Find an Affordable Indemnity Insurance Plan that's right for you. NEXT Need help? Speak with a licensed insurance agent at 1-855-792-0088 TTY: 711 Mon-Fri, 7am-9pm CT, Sat-Sun, 9am-6pm CT Supplement Your Health Insurance with Fixed Indemnity Coverage As an add-on to major medical coverage, fixed indemnity insurance offers additional protection in the event of a specific injury or illness covered by the policy. This type of insurance will help to cover the out-of-pocket expenses during the year. This type of coverage isn’t guaranteed, and you may need to go through a full medical underwriting process before receiving coverage. Fixed indemnity insurance isn’t the same as major medical coverage. The covered offered may only cover specific injuries, illnesses, medical procedures, and/or drugs. In some cases, a fixed indemnity plan won’t cover hospital costs at all. It’s important to understand your policy before deciding to add fixed indemnity coverage to your health insurance portfolio. Why Consider a Fixed Indemnity Insurance Plan If you struggle to get approved for medical health insurance, fixed indemnity insurance may be a good solution. It can also act as a supplement to major medical insurance to help cover specific illnesses and injuries. Fixed indemnity insurance comes with no deductible and will make a fixed payment to you if you suffer from the injury or illness covered by the policy. It doesn’t cover prescription drugs and typically won’t work for those with pre-existing conditions. Coverage is not guaranteed and there will be limits, which vary from one plan to another. While fixed indemnity insurance may be a good add-on for you, it’s always a good idea to ensure you have major medical health coverage first. Supplemental insurance you should also consider: Critical Illness Insurance Ease the financial strain for various serious illnesses. Dental Insurance Covers your basic dental needs & preventative care. Vision Insurance Covers your basic vision needs like checkups, contacts, etc. Accident Insurance Ease out-of-pocket & medical costs from an injury due to an accident. How GoHealth works 1 Join the GoHealth Family Provide us your contact info, or give us a call, so we can connect. We want to take care of you so well, we earn the right to become "your guy or girl" in the health insurance world for years to come. 2 Let us take care of you Health insurance is complicated - we make it simple by offering unbiased advice from any one of our licensed insurance agents. After understanding your needs, we'll walk you through your options (the pros and cons) and get you enrolled in a plan with the right coverage. 3 And, we'll keep taking care of you A GoHealth agent is there for you, whenever you need. If you have a question about your plan (even about a claim), we're here to help. You are part of the GoHealth Family, and we'll provide you lifetime support. Have a question? Speak with a licensed insurance agent. 1-855-792-0088 TTY: 711 Mon-Fri, 7am-9pm CT, Sat-Sun, 9am-6pm CT GoHealth Twitter Facebook LinkedIn Instagram About Medicare Medicare Medicare Advantage Medicare Part A & B Medicare Supplement Medicaid and Medicare Medicare Part D Enroll Enrolling the First Time Eligibility & Enrollment Guides Low Income & Medicare New to Medicare Before 65 Medicare Plans Medicare Beneficiary Caregivers Resources Medicare Changes in 2021 Medicare by State What's Covered? What's Not Covered? Medicare Costs Medicare & COVID-19 Resource Guide Glossary Health Insurance Plan Types Healthcare Costs Providers & Prescriptions Health Insurance Health Insurance Major Medical Insurance Dental Insurance Insurance by State Obamacare Family Health Insurance Vision Insurance Accident Insurance Critical Illness Insurance Indemnity Insurance Short Term Health Insurance About Us Our Mission Company History Healthcare Partners Encompass Investor Relations Newsroom Contact Us Careers Careers Roles Locations Diversity and Inclusion Sales Consultants Apply Now Copyright © 2021 GoHealth. All Rights Reserved Terms & ConditionsPrivacy PolicyLicensingSitemapEditorial Review Process This website is not affiliated with GoHealth Urgent Care.