HOME ABOUT US WHY USE US SERVICES CLAIMS TESTIMONIALS NEWS CONTACT 01270 758056 DIRECTORS AND OFFICERS LIABILITY INSURANCE Directors and Officers Liability Insurance from Hensure Business Insurance provides you with financial protection and peace of mind should a claim be made against you. The directors and officers of a company are in a position of responsibility. Directors, managers and supervisors can face allegations and claims for which they may be held personally liable. Directors and Officers Liability insurance is paramount as unfortunately even in a Limited company, Directors and Officers cannot hide behind the veil of incorporation and their personal liability is unlimited. In our increasingly litigious society it is becoming more common for allegations of wrongful acts to be made against Directors and Officers. All allegations would need to be investigated and defended, incurring significant costs. Directors and Officers Liability insurance covers costs associated with the defence of an allegation of a wrongful act. A wrongful act could be a breach of trust, breach of duty, neglect, error, misleading statement or wrongful trading. CLAIMS CAN COME FROM A VARIETY OF SOURCES INCLUDING: Employee Claims: Employees could bring claims for unfair dismissal or discrimination. Legislation. Directors and officers need to ensure that they keep up to date with current legislation and do not breach any European legislation. Creditors: Disgruntled creditors may look to pursue the directors of the company for trading whilst insolvent. Any claim needs to be taken seriously and need to be strongly defended as directors and officers can face: Disqualification. Civil proceedings leading to large fines or an award for damages or an injunction. Criminal prosecution leading to fines and even a prison sentence. OTHER INSURANCE SERVICES Professional Indemnity Insurance Public & Employers Liability Injury & Incapacity Benefit Insurance Director & Officers Liability Insurance General Office Insurance Shops/Retail Insurance Insurance For Property Owners Bespoke Business Insurance Contract Works Cover Trade Liability Insurance Specialist PI Insurance for a wide range of businesses. Accountants Actuaries Advertising & Media Architects Asbestos Surveyors Construction Consulting Engineers Energy Consultants Environmental Consultants IT Consultants Surveyors Search other professions Blog Risk Management for Recruitment and Employment Agencies For both job-seeking individuals and employers looking to fill a vacant position within their organisation, the process of finding the ‘perfect fit’ can be a difficult one. While jobseekers are eager to impress potential employers and either begin or continue their professional career journey, employers have to search through a pool of candidates to find READ MORE R K Henshall & Co Ltd, The Grove, Mill Lane, Wheelock, Sandbach, Cheshire CW11 4RD. Copyright © Hensure | Hensure Business Insurance Consultants is a trading name of RK Henshall & Co Ltd. www.rkhenshall.com. RK Henshall & Co Ltd are authorised and regulated by the Financial Conduct Authority. Registration Number: 308865. www.fca.org.uk. Written quotations, policy terms, conditions and exclusions are available on request. Privacy policy, Cookie policy, Complaints Procedure Call us today on 01270 758056