About News & Insights Social Impact Careers Contact Us Log in PROPERTY & CASUALTY ACCIDENT & HEALTH CLAIMS SERVICES PAY MY BILL Binding Authority Home » Property & Casualty » Surplus & Specialty Lines » Binding Authority Streamlined Solutions for Small Accounts Crum & Forster’s Binding Authority unit is dedicated to speed and simplicity, providing competitive coverage across a breadth of classes, and stability you can depend on. Delivered through our network of exclusive wholesale broker / MGA partners on a surplus lines basis, we deliver the small business coverage you need. Our team specializes in accounts with up to $30,000 in total premium. To learn more about our risk appetite and coverage capabilities, download our Binding Authority Overview or email Michael.Skadra@cfins.com. Surplus & Specialty Lines Brochure Binding Authority Overview Prev Next Contact Andy Swenson Senior Vice President 973-490-6480 Andy.Swenson@cfins.com Mike Skadra Vice President 804-298-2121 Michael.Skadra@cfins.com Gretchen Levy Assistant Vice President 804-298-2102 Gretchen.Levy@cfins.com Downloads Binding Authority Surplus & Specialty Brochure Solutions & Services Surplus & Specialty Lines Claim Services Binding Authority – Target Classes Contractors (residential, commercial, industrial) Churches Distributors / wholesalers Farms (GL only) Garages (service only) on GL form Habitational Landowners Light manufacturers Restaurants, taverns and bars Schools (private or vocational / trade) Vacant buildings Warehouses For additional target classes and other details, see our Binding Authority Overview or email Michael.Skadra@cfins.com. Insurance for Small Businesses AVAILABLE COVERAGES General Liability Property up to $750,000 TIV per policy Inland Marine Scheduled equipment Miscellaneous tools Miscellaneous articles COVERAGE HIGHLIGHTS Contractors Professional Liability Hired & Non-Owned Auto Liability for select classes Higher GL limit – Up to $3M aggregate limits on most classes Blanket additional insured, waiver and primary / non-contributory coverage available Per project / per location aggregate available Binding Authority Portal FOR WHOLESALE BROKERS / MGAs Automated underwriting platform for rate, quote, refer, bind and issuance on all business Full API / web service capability to electronically link agent portals / systems and comparative raters to the C&F Binding Authority platform directly Analytics and data science enabled, matching our best offer to each specific risk For additional information, see our Binding Authority Overview or email Michael.Skadra@cfins.com. Surplus & Specialty Our Surplus & Specialty Lines division offers a full suite of primary and excess insurance products on admitted and non-admitted paper. With in-depth expertise in each of the niche markets we serve, we provide creative and customized coverage solutions and superior service. LEARN MORE Claim Services Crum & Forster has been recognized for our award-winning claim services. With dedicated teams of highly experienced claim professionals in each line of business that we write, we have the specialized knowledge and resources to resolve claims efficiently and effectively. LEARN MORE This overview is provided for informational purposes only and is not intended to be a representation of coverage that may exist in any particular situation under a policy issued by one of the companies within Crum & Forster. All conditions of coverage, terms and limitations are defined and provided for in the policy. Property & Casualty Commercial Lines Executive Risk Surplus & Specialty Lines Surety Property & Crisis Management Credit & Alternative Risk Solutions Personal Lines Accident & Health Stop Loss & Excess Medical Special Risk International Travel Medical Travel Occupational Risk Ancillary Benefits Pet Health & Services Corporate About Careers News & Insights Social Impact Contact Us Services Claims Pay My Bill Legal Notice Privacy Notice Social Media Notice Equal Opportunity Notice COVID-19 Service Notifications Information for Our Staff C&F is rated “A” (Excellent) by AM Best (2021). The C&F logo, C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. © 2021 United States Fire Insurance Company. All rights reserved.