Search Personal Business Loans Rates Community Contact Us Branch & ATM Locations Unsecured Line of Credit (Overdraft Protection) Unsecured Line of Credit (Overdraft Protection) FIND WHAT WORKS FOR YOU An Unsecured Line of Credit provides access to the money you need, when you need it. With the Unsecured Line of Credit there's no need to use your home or other assets to secure your lending. An Unsecured Line of Credit is perfect for expenses like home improvements or life's unexpected moments, like water heater breaks or when an air conditioner unit goes out. Also, use your Unsecured Line of Credit as Overdraft Protection for your checking account. Personal Unsecured Line of Credit Offers: No application fee Fixed rate Simply download and complete a Consumer Loan Application Packet. Then, you can hand deliver or mail your application to any of our local branch offices. Or, fax your complete application to 785-270-6024. APPLY TODAY Complete a CapFed® loan application by downloading the application available on this page. If you have questions, call 1-888-8CAPFED. UNSECURED LINE OF CREDIT (OVERDRAFT PROTECTION) Rates and fees are subject to change without notice. Rates are effective as of November 24, 2021. Loan Amount Maximum Term Interest Rate Annual Percentage Rate (APR) $500 to $2,500 N/A 18.000% 18.000% UNSECURED LINE OF CREDIT DISCLAIMER Interest rates for unsecured lines of credit are fixed for the term of the loan. Checking Account must exist or be opened and setup with overdraft protection using the line of credit. Certain restrictions apply. Get Pre-Approved! Shop with confidence. Being pre-approved for a home loan makes your home buying process simpler as a buyer. LEARN MORE Loans From mortgage loans to auto and personal loans, Capitol Federal® can help with your lending needs. MORE ON LOANS Loan For Any Purchase Personal unsecured loans are available for any purchase – older model cars, debt consolidation, etc. MORE ON PERSONAL LOANS <span class="is-hidden">Facebook</span> <span class="is-hidden">Twitter</span> <span class="is-hidden">Instagram</span> <span class="is-hidden">YouTube</span> <span class="is-hidden">Pinterest</span> <span class="is-hidden">LinkedIn</span> Investor Relations Careers Privacy and Security About Us Copyright © 2021, Capitol Federal® Savings Bank. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL FEDERAL FINANCIAL, INC.®, CAPITOL FEDERAL FOUNDATION®, HERITAGE TRAVEL CLUB®, CAPITOL FEDERAL AMPHITHEATER® and the associated logos and family of marks are registered and/or proprietary trademarks of Capitol Federal® Savings Bank.