About Us Contact Help Search Log In Checking & Savings Investing & Retirement Mortgage Auto Personal Loans Ally Home Ally Invest Disclosures Invest: 1-855-880-2559 Ally Invest Disclosures Ally Invest offers investment brokerage and advisory services to investors through its wholly owned subsidiaries. Ally Invest may at any time revise these Disclosures. You agree to be bound by subsequent revisions and agree to review the Disclosures periodically for changes. The most updated version of these documents will always be available for your review on this page, accessible by clicking on the "Disclosures" link that appears at the bottom of the pages on the website. Table of Contents Ally Invest Ally Invest Forms CRS and Conversation Starters Ally Invest Securities LLC Ally Invest Advisors Inc. Ally Invest Forex LLC Ally Invest Ally Invest is a trade name used by Ally Invest Group Inc. and its brokerage and advisory subsidiaries. Securities offered through Ally Invest Securities LLC, member FINRA and SIPC. Advisory services offered by Ally Invest Advisors Inc. a Securities and Exchange Commission (SEC) registered investment advisor. Foreign exchange trading (Forex) is offered through Ally Invest Forex LLC, member NFA. Ally Invest Securities LLC, Ally Invest Advisors Inc. and Ally Invest Forex LLC are separate but affiliated companies and each a subsidiary of Ally Invest Group Inc. Ally Invest Group Inc. is a wholly owned subsidiary of Ally Financial Inc. Online trading has inherent risk due to system response and access times that may vary due to market conditions, system performance, and other factors. An investor should understand these and additional risks before trading. Forex accounts are not protected by the Securities Investor Protection Corp. (SIPC) or Federal Deposit Insurance Corp. (FDIC). Content, research, tools, and stock or option symbols are for educational and illustrative purposes only and do not imply a recommendation or solicitation to buy or sell a particular security or to engage in any particular investment strategy. The projections or other information regarding the likelihood of various investment outcomes are hypothetical in nature, are not guaranteed for accuracy or completeness, do not reflect actual investment results, do not take in to consideration commissions, margin interest and other costs, and are not guarantees of future results. All investments involve risk, losses may exceed the principal invested, and the past performance of a security, commodity, industry, sector, market, or financial product does not guarantee future results or returns. Ally Invest provides self-directed investors with discount brokerage services. These discount brokerage services do not provide investment recommendations or offer investment, financial, legal or tax advice. You alone are responsible for evaluating the merits and risks associated with the use of Ally Invest's systems, services or products. If you have additional questions regarding your taxes, please visit IRS.gov or consult a tax professional. Ally Invest does not provide any tax advice. Trading in options and forex is speculative in nature and not suitable for all investors. Investors should only use risk capital when trading options and forex because there is always the risk of substantial loss. Options involve risk and are not suitable for all investors. If you are considering trading options on securities, please read the Characteristics and Risks of Standardized Options before you begin. Options investors may lose the entire amount of their investment in a relatively short period of time. Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value Users & Electronic Signatures Terms & Conditions Ally Invest Esign Consent Third-Party Websites Ally Invest is not responsible for content of linked third-party websites. Third-party links and software applications are provided solely as a convenience or for educational or informational purposes. Third-Party Websites and Software Disclosures Advice for Online Investors Ally Invest firms are regulated by governmental as well as self-regulatory organizations. These regulatory bodies provide investment notices that are designed to assist investors. Ally Invest recommends that customers read the following notices to investors. From Financial Industry Regulatory Authority (FINRA) From the Securities and Exchange Commission (SEC) Investor Toolkit from the MSRB From National Futures Association (NFA) From U.S. Commodity Futures Trading Commission (CFTC) Ally Invest Market Outlook Ally Invest Forms CRS & Conversation Starters Ally Invest Securities Form CRS (PDF) Ally Invest Securities Conversation Starters (PDF) Ally Invest Advisors Form CRS (PDF) Ally Invest Advisors Conversation Starters (PDF) Ally Invest Securities LLC Ally Invest Securities provides self-directed investors with digital brokerage services, and does not make recommendations or offer investment advice. Each investor is solely responsible for evaluating the merits and risks associated with the use of our systems, services and products. Investors should consider the investment objectives, risks, and charges and expenses of a mutual fund or ETF carefully before investing. A mutual fund/ETF prospectus contains this and other information and can be obtained by emailing support@invest.ally.com. Quotes are delayed at least 15 minutes, unless otherwise indicated. Multiple leg options strategies involve additional risks, and may result in complex tax treatments. Please consult a tax professional prior to implementing these strategies. Securities Accounts Customer Agreement (PDF) Disclosure Statement for IRAs (IRA and Roth IRA) (PDF) Margin Borrowing Information Margin Account Agreement and Disclosure Understanding Margin Accounts (guidance from FINRA) Risks Involved With Trading in a Margin Account (guidance from FINRA) Option Trading Information Option Account Agreement (PDF) Characteristics and Risks of Standardized Options Multi-Leg Option Orders Option Trading in IRA Accounts Uncovered Option Writing Risk Disclosure Market Price Quotes and Company Fundamentals Real Time Quote Agreement (PDF) Content Providers and Disclosures Day Trading Information Day Trading Freeriding Unsettled Proceeds Sales Apex Clearing Corp Relationship Clearing Relationship (PDF) Statement of Financial Condition and Disclosures Additional Disclosures Voluntary Corporate Actions Order Handling Stop Orders ACH Agreement (PDF) Business Continuity (PDF) FDIC-Insured Sweep Program Customer Identification Program (PDF) Electronic Delivery and Signature Electronic Trading System Extended Hours Trading Fixed Income Terms and Conditions (PDF) Check and Electronic Funds Transfer Clearing Schedule Jurisdictions Large Trader Requirements Exchange Traded Products – Including Leverage, Volatility and Other Risks Low-Priced Securities Market Volatility Mutual Funds Breakpoints (PDF) Order Routing and Payment for Order Flow SIPC and Account Protection Fully Paid Securities Lending Disclosure (PDF) Fully Paid Securities Lending Agreement (PDF) Ally Invest Advisors Inc. Ally Invest Advisors is a registered investment adviser offering advisory services on a discretionary basis for a fee through our Wrap Fee Program. For more information, please refer to the Wrap Fee Program Brochure. All investments involve risk, including loss of principal. Asset allocation and diversification do not eliminate the risk of experiencing investment losses. Ally Invest Advisors Inc. ("Ally Invest Advisors", "our", or "we") does not guarantee that the results of its advice, recommendations, or the objectives of a managed portfolio will be achieved. We make no assurance that the investment process will consistently lead to successful investing. Before you invest, you should carefully review and consider your investment objectives as well as the risks, charges, and expenses of the underlying securities. If you have questions regarding your taxes, please visit IRS.gov or consult a tax professional. Ally Invest does not provide any tax advice. Brokerage accounts are serviced by Ally Invest Securities LLC ("Ally Invest Securities"), and advisory client account assets are held in the custody of Apex Clearing Corporation, members FINRA and SIPC. Read all disclosures and notices pertaining to your relationship with Ally Invest Securities at: https://www.ally.com/invest/disclosures/. Ally Invest Advisors and Ally Invest Securities are wholly owned subsidiaries of Ally Invest Group Inc. Ally Invest Group is a wholly owned subsidiary of Ally Financial Inc. This is not an offer or solicitation of an offer in any jurisdiction where Ally Invest Advisors is not authorized to conduct investment advisory business. Customers should carefully review the following PDF documents to properly understand the characteristics, fees, and risks associated with the services provided: Form CRS Form CRS Conversation Starters Wrap Fee Program Brochure Ally Invest Robo Portfolios Advisory Agreement Ally Invest Robo Portfolios Monte Carlo Methodology Ally Invest Robo Portfolios Hypothetical Portfolio Performance Disclosures Ally Invest Forex LLC Ally Invest Forex LLC is a guaranteed introducing broker to GAIN Capital Group, LLC ("GAIN Capital"). Your forex account is held and maintained at GAIN Capital who serves as the clearing agent and counterparty to your trades. GAIN Capital is registered with the Commodity Futures Trading Commission (CFTC) and is a member of the National Futures Association (NFA) (ID # 0339826). Ally Invest Forex LLC is a member of the National Futures Association (ID # 0408077). Forex trading involves significant risk of loss and is not suitable for all investors. Increasing leverage increases risk. Before deciding to trade forex, you should carefully consider your financial objectives, level of investing experience, and ability to take financial risk. Any opinions, news, research, analyses, prices or other information contained does not constitute investment advice. Read the full Forex Risk Disclosure Statement. Please note that spot gold and silver contracts are not subject to regulation under the U.S. Commodity Exchange Act. Forex Customer Agreement (PDF) Forex Risk Disclosure Statement (PDF) Forex MetaTrader 4 Customer Agreement (PDF) ABOUT Our Company Social Impact Careers Investor Relations Press Room Suppliers BUSINESS SOLUTIONS Corporate Finance Dealer Services Ally Ventures Ally Lending LEARN Financial Life Tips & Tools Do It Right Wallet Wise RESOURCES Contact Give Feedback ATM Locator Site Map Shop Ally Gear TERMS & PRIVACY Ally Invest Disclosures Legal Privacy Security A FEW THINGS YOU SHOULD KNOW Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company, NMLS ID 3015. Ally Bank, the company's direct banking subsidiary, offers an array of deposit, personal lending and mortgage products and services. Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005. Credit products and any applicable Mortgage credit and collateral are subject to approval and additional terms and conditions apply. Programs, rates and terms and conditions are subject to change at any time without notice. Ally Servicing LLC, NMLS ID 212403 is a subsidiary of Ally Financial Inc. Options involve risk and are not suitable for all investors. Review the Characteristics and Risks of Standardized Options brochure (PDF) before you begin trading options. Options investors may lose the entire amount of their investment or more in a relatively short period of time. Trading on margin involves risk. You can lose more funds than you deposit in a margin account. Please review Margin Account Agreement and Disclosure for more information regarding margin trading. Securities products and services are offered through Ally Invest Securities LLC, member FINRA/ SIPC. You can find background on Ally Invest Securities at FINRA’s BrokerCheck. View Securities Disclosures Advisory services are offered through Ally Invest Advisors Inc., a registered investment adviser. View Advisory Disclosures Ally Invest Advisors, Ally Invest Securities, and Ally Invest Forex LLC are wholly owned subsidiaries of Ally Invest Group Inc. Ally Bank and Ally Invest Group are wholly owned subsidiaries of Ally Financial Inc. Securities products are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE. Foreign exchange (Forex) products and services are offered to self-directed investors through Ally Invest Forex LLC. NFA Member (ID #0408077), who acts as an introducing broker to GAIN Capital Group, LLC ("GAIN Capital"), a registered FCM/RFED and NFA Member (ID #0339826). Forex accounts are held and maintained at GAIN Capital. Forex accounts are NOT PROTECTED by the SIPC. View Forex Disclosures Ally and Do It Right are registered service marks of Ally Financial Inc. App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. From NerdWallet. © 2017-2021 and TM, NerdWallet, Inc. All rights reserved. From Kiplinger's Personal Finance. © 2021 The Kiplinger Washington Editors. All rights reserved. Used under license. From MONEY. © 2020 Ad Practitioners, LLC. All rights reserved. Used under license. ©2009–2021 Ally Financial Inc.