Open Navigation Click to view our Accessibility Statement or contact us with accessibility-related questions Your path to healthy credit. We’ll show you how to dispute inaccuracies on your credit report for free, build your credit confidence and provide tools to keep you on the right track. When you hire a credit repair company for a fee, they generally offer services that include disputing information with the credit reporting agencies. If you think something on your report is inaccurate, you can take control of your credit information yourself. It’s fast, easy and secure to dispute yourself — and best of all, it’s completely free. Let’s get started: Manage your credit report information Read your credit reports Note any inaccuracies Submit your dispute online Get results in 30 days or less Get Your Free Report Start Dispute Now Credit repair red flags Many services offered by credit repair companies are available to you directly through TransUnion for FREE. Not all credit repair companies are bad, but some may be trying to take advantage of you. You can learn more about credit repair organizations and what to do if you’ve been misled by visiting the Federal Trade Commission website below. Report to FTC Here are some signs a credit repair organization may NOT have your best interests in mind: They… Guarantee results Demand payment up front Have you dispute accurate information Advise you to ignore credit reporting agencies Don’t explain your rights to you Ask you to lie Continue your credit training We want you to feel confident managing your own credit. Through some simple steps and consistent good habits, you can get your credit where you want it to be and open up doors to the credit opportunities you deserve. How to Read Your Credit Report READ MORE How to Read Your Dispute Investigation Results READ MORE How to Improve Your Financial Health READ MORE About Us About TransUnion Sustainability Investor relations Newsroom Careers Diversity, Equity & Inclusion Client Support Compliance and permissible purpose Data reporting FAQs Data security Information for Data reporting Credit data resellers Accessibility DO NOT SELL MY PERSONAL INFORMATION - CA RESIDENTS ONLY Cookie Settings ConsumerBusiness Privacy Terms of use Sitemap FCPA policy © Copyright 2021 TransUnion LLC. All Rights Reserved.