Locations/Hours • Contact Us • Internet Safety • Order Checks • Home PERSONAL COMMERCIAL LENDING ABOUT US CALCULATORS You are here: Personal ⁄ Savings Personal Savings Accounts Savings Account You must deposit $100.00 to open this account. Interest compounded on daily balance & credited to account quarterly. You must maintain a minimum daily balance of $100.00 in the account each day to obtain the disclosed annual percentage yield. You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement. A service charge of $2.00 will be assessed every statement cycle if the balance falls below $100.00 any day of the statement cycle. An excessive transaction charge of $2.00 will be assessed and added to the quarterly service charge for each debit transaction in excess of 6 per statement cycle. Quarterly statements. Interest rate subject to change Certificates of Deposit For our customers who want a fixed interest rate and predetermined maturity, we offer certificates of deposit at varying rates and terms from one month to five years. Rates and terms may be obtained from New Accounts personnel at (361) 368-2651.* IRA’s Fixed Rate Accounts are available. Details of accounts and current IRA information can be obtained from New Accounts personnel at (361) 368-2651.* *Substantial Penalty for early withdrawal. Online Banking Login Introducing... Savings Made Simple Ask your First State Bank of Odem New Accounts representative for additional details! Contact Us MAIN OFFICE: 201 Main St., Odem, TX 78370 Phone: 361-368-2651 | Fax: 361-368-2047 View all our locations Lost/Stolen Debit Card Disclosures & Notices Privacy Policy/Filing a Complaint Site Map Director Access Download Adobe Acrobat Copyright 2021 by First State Bank of Odem • All Rights Reserved.