Mike Toporowsky; helping build community in Spruce Grove for 20+ years. "I will find the best mortgage fit for your unique situation" Mike Toporowsky, AMP Follow the Leader in Mortgage Options for Albertans What Can Mike Do For You Today? New and Existing Residential Mortgages A suite of rate options to fit most budgets. Fixed - Variable - Low down payment - Conventional and more. Click the pic for details. Commercial and Agricultural Mortgages Farm loans, land banking, equipment lease loans, refinancing for agriculture, the accommodation industry and small businesses. Click the Pic for details. Mortgage Investment Opportunities Learn how the private mortgage market can provide the investment vehicle you've been looking for. Click the pic for details. Who Likes Mike? Terry Lavery, Business Development Manager, CHIP Home Income Plan “Mike Toporowsky represents people that are looking to finance their first home, refinance their present home or looking for a additional funds using their home as equity. I recommend a mortgage broker because a mortgage broker works for the seller not the lender. Mike will never give up; he is an independent broker and has access to various loan products and multitude of lenders. Mike will explain all the terms and options of your mortgage and remove the confusion for you. He will shop the whole mortgage market for you, saving you time! Mike will also negotiate the best rate and terms for you, which can save you thousands of dollars in interest costs. I have found Mike to have great patience and excellent communication skills. Mike can help you work through the lending options. One size does not fit all. If you’re not sure which option is best for you, I recommend giving Mike a call so he can briefly discuss your personal situation and see who may be the best fit.” CONTACT MIKE Feature Home Realtor - One of Mike's Many Contacts Edson Realtor Chablis Lyster; In Her Own Words I have called Edson my home for 10+ years and know the area well. Edson is a welcoming community and I am proud to help my client's with one of their biggest life decisions - Buying or selling a home! I have a background in Insurance and Banking - which led me to my love of Real Estate, and helps me give meaningful information to my clientele. Call Chablis now @ 780-728-7116 With my knowledge of the market, real estate expertise and negotiating skills, I will help you get the best possible deal and handle all the critical details! If you're selling, I will help you understand market factors that may influence price, preparation and the promotion of your property so that you can make an informed decision that best benefits your needs. If you would like to make your home ownership dreams become a reality, or have any questions - give me a call! MLS# A1162936 A family home for under $250K! This pet and smoke-free 3 bedroom, 1.5 bath duplex features oak kitchen cabinets, slate tile/vinyl flooring , new interior & exterior doors, new windows, and 30 year shingles! It also has main floor laundry, large back deck with a fully fenced yard, landscaped with beautiful maples, blueberry & Saskatoon bushes. FIND OUT MORE Who Likes Mike? Sylvia Yoder, Customer Thank you from me as well Mike. You persisted and remained patient, informative and optimistic throughout this entire process, often when my optimism was waning, so THANK YOU for the consistency in your support and assistance. Would we recommend you to others? CONTACT MIKE Residential Mortgage Options Mike has a plan that's right for you. Fixed rate CMHC/SAGEN/Canada Guaranty insured High Ratio Mortgages (low down payment or low equity) Variable rate mortgages (insured and uninsured) Manufactured Home financing Single family homes, Condo units (both apartment and townhome style), Acreages, farms and raw land Home Equity credit lines Reverse mortgages (Canadian Home Income Plan- CHIP for seniors 55 ) Conventional Mortgages (20% down payment /equity, no-CMHC necessary) Residential construction mortgages (both bank or private lenders...whatever makes sense) Private mortgage financing (first, second, third and forth mortgages) for good and bad credit Access to Mortgage investment corporations and other licensed lenders Bridge and interim financing (short term financing) Completion financing (mortgages arranged to payout your construction financing) Foreclosure repair mortgages Lease To Own Refinance and equity take-outs Mortgage renewal reviews and switch mortgage (moving your mortgage to a different lender) Credit coaching (sometimes it takes time to get to your goal of home ownership, but you need to know what the banks expect.) Take the first step. Talk to Mike about your home ownership goals and if you're ready to make the leap. A free consultation is the first step to achieving your dreams. It costs nothing to know where you stand. CONTACT MIKE Subscribe to Mike's Newsletter Subscribe for exclusive blogs about home ownership and the industries which support it. Email SIGN UP Mortgage Investment Opportunities Individual investment opportunities Individual investment opportunities in private mortgages (contact Mike directly 780-940-0604) RRSP eligible private mortgage investment opportunities Diversify your portfolio. Let's talk strategy Commercial and Residential investment opportunities Invest in Albertans rebuilding the provincial economy one commercial mortgage at a time. Mike's Philosophy If I would not feel comfortable lending this deal out of my own savings, I will not ask you to risk yours Stay in the loop We assist with any concerns both before and after the transaction (generally throughout the mortgage) Please note We do not allow pooled mortgage funds (syndicated mortgages) just one on one Borrower/lender mortgages Commercial and Agricultural Mortgages Mortgages for farming, small business and industry Bank financing for purchase of land and building Farm loans Factoring Motel/Hotel/Restaurant Land banking Commercial equipment leasing Refinance Raw land and commercial lot purchases Investment financing Private lending for commercial ventures a brokerage fee will be required for Commercial and Agricultural deals (dependant on type of deal and amount of mortgage) CONTACT MIKE 913031 Alberta Ltd O/A Real Mortgage Solutions Hours Monday - Friday: 9am - 5pm Saturday: By appointment Sunday: Closed CONTACT MIKE Copyright © 2021 Real Mortgage Solutions - All Rights Reserved. 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