Website Text Size Rates About Us Search: Search ONLINE BANKING No Online Banking? Sign up here. MY BANKER PERSONAL BUSINESS INVESTING Calculators TAKE YOUR BUSINESS TO THE NEXT LEVEL Check out our commercial loan options Balloon Mortgages How much will my payments be for a balloon mortgage? Bi-Weekly Payoff How can I save money and pay off my mortgage faster? Mortgage Payoff How much will I save by increasing my mortgage payment? Mortgage Qualifier How much mortgage might I qualify for? Refinance Breakeven Should I refinance my current loan? Rent vs. Buy Should I rent or should I buy? Amortizing Loan How much will my loan payment be? Loan Comparison What loan terms are best for me? Home Budget Analysis Where does my money go? Auto Rebate vs. Low Interest Financing Should I finance my vehicle through the bank or through the dealer? Teutopolis State Bank 106 East Main St. PO Box 249 Teutopolis, IL 62467 217.857.3166 Effingham Branch 900 West Jefferson Ave. PO Box 1344 Effingham, IL 62401 217.342.2526 Sigel Branch 202 South Main St. PO Box 100 Sigel, IL 62462 217.844.2400 Sitemap Website Accessibility Security Alerts Privacy Policy