Go to main content Online banking Username Password Enroll Now | Forgot password? Teen savings accounts Teen savings accounts help young members learn to save and gain experience making financial decisions, while setting the stage for other teen account services in the future, such as a debit card and Teen Checking. Teens savings accounts are for members ages 13-18 who are not enrolled in college. Find a branch | Open a Teen Savings account Learn more about savings account rates and fees. A parent or legal guardian must be a joint owner of the teen account until the student turns 18 years old. A discounted membership fee. Teen savers start earning dividends with a $5 balance. Why open a teen savings account for your child or grandchild? Build teen saving experience — Teen saving habits help establish money management skills that will be useful later on as financial needs become more complex. Use other teen services — Your teen, with a saving habit established, will be in a better position to responsibly use services such as Teen Checking or a teen Visa credit card. Develop independence — As teens seek independence, a saving account can help them learn how to be self-reliant with their finances. Deposit paychecks — Many teens start to earn their own money. When they do, our mobile app with photo check deposit is a convenient choice. College scholarship — This opportunity to apply for a $2,000 scholarship is part of our Teen Checking program. Visit a branch to open a teen savings account Find a branch | Open a Teen Savings account Go to main navigation Helpful Links Visit a branch Member Merits Savings account rates and fees Today's featured rates Today's featured TLT (Teen) Savings account rates Effective Date: Wednesday, November 24th, 2021 Rates as high as (APY) 0.03% Open an account at a branch See disclosures, rates and fees Video - Our values: Member Focus Play Video How to save for college With ever-rising tuition, it’s important to start saving for college today. How to teach your kids about money The best way to teach kids about money is to be a good role model. Here are a few easy ways to show them the value of money. Save on teen driver car insurance New drivers are some of the riskiest drivers on the road from the point of view of the insurance company. And premiums for new drivers reflect that. But there are some things you can do to keep premiums to a manageable level. Go to main navigation Accessibility assistance: If you have difficulty accessing or using any portion or function of our online or mobile channels, please call us at 800-732-0173 or email us. We will work with you to provide the information, item, or transaction you seek in a manner that we believe is accessible for you, as we are able. Branches Contact us Careers Site Map Oregon State Credit Union PO Box 306 Corvallis, OR 97339 Phone: 800-732-0173 | Routing number #323274270 | NMLS #472475 Contact Form Email Us Branch locations