English Contact Login Overview Liquidity Stability Yield Growth Dynamic INVESTMENT STRATEGIES Home › Investors › Wealth Management › Investment strategies SUSTAINABLE REAL ASSET PORTFOLIO MANAGEMENT INVESTMENT STRATEGIES Investment strategy The ThomasLloyd investment strategy LIQUIDITY PLUS emphasizes capital preservation while simultaneously generating risk-adjusted interest income. The management intends to achieve an average annual return of between 1.25 % and 1.75 % (net of fees) above the money market interest rate (6-month reference interest rate of the chosen deposit currency). To achieve this, the management uses a broad international investment universe in consideration of a sustainable and responsible investment approach, with a focus on the following asset classes: money market investments, bonds and alternative asset classes. Within these asset classes, the investments are widely diversified. Terms Return forecast net of fees (avg.) 1,25 % to 1,75 % p.a. Minimum investment period 6 months Recommended holding period > 6 months Redemption notice period 90 days Fees Management fee* 1,2 % p.a. Account/securities account management Free of charge Transaction costs 0,15 % p.a. flat rate The one-time, client-specific set-up fee for the wealth management can be up to 1.25%* Risk structure In order to realise the investment strategy, general capital market risks, e.g. interest rate fluctuation, credit rating and exchange rate risks may be entered. Therefore, investors must also expect fluctuations in value and losses in unfavourable market phases, which however should not exceed 5 % per annum on average (forecast). Please read our risk information The investment horizon is usually short-term (at least 6 months). INVEST NOW Investment strategy In the ThomasLloyd STABILITY PLUS investment strategy, the inflation-adjusted capital preservation (safeguarding purchase power) while simultaneously exploiting earnings opportunities with limited risk is paramount. The management aims to achieve an average annual return of between 2 % and 4 % net of fees. To achieve this, the management uses a broad international investment universe in consideration of a sustainable and responsible investment approach, with a focus on the following asset classes: money market investments, stocks, bonds, real estate (indirectly) and alternative asset classes. Within these asset classes, the investments are widely diversified. Terms Return forecast net of fees (avg.) 2 % to 4 % p.a. Minimum investment period 2 years Recommended holding period > 2 years Redemption notice period 6 months Withdrawal plan (or income plan) Regular distributions up tp 2.5% p.a. possible Fees Management fee* 1,6 % p.a. Performance fee* 5 % p.a. Account/securities account management Free of charge Transaction costs 0,15 % p.a. flat rate The one-time, client-specific set-up fee for the wealth management can be up to 3%* Risk structure In order to realise the investment strategy, general capital market risks, e.g. financial, price and interest rate fluctuation, credit rating and exchange rate risks may be entered. Therefore, investors must also expect fluctuations in value and losses in unfavourable market phases, which however should not exceed 10 % per annum on average (forecast). Please read our risk information The investment horizon is usually short to medium-term (at least 2 years). INVEST NOW Investment strategy The ThomasLloyd YIELD PLUS investment strategy emphasizes the long-term preservation of existing assets while achieving durable interest and dividend income as well as income from letting and leasing. The management aims to achieve an average annual return – in reference to a market cycle of at least 5 years – of between 4 % and 6.5 % net of fees. To achieve this, the management uses a broad international investment universe in consideration of a sustainable and responsible investment approach, with a focus on the following asset classes: money market investments, stocks, bonds, real estate (indirectly) and alternative asset classes. Within these asset classes, the investments are widely diversified. Terms Return forecast net of fees (avg.) 4 % to 6,5 % p.a. Minimum investment period 2 years Recommended holding period > 5 years Redemption notice period 12 months Withdrawal plan (or income plan) Regular distributions up to 5% p.a. possible Fees Management fee* 1,8 % p.a. Performance fee* 10 % p.a. Account/securities account management Free of charge Transaction costs 0,15 % p.a. flat rate The one-time, client-specific set-up fee for the wealth management can be up to 5%* Risk structure In order to realise the investment strategy, general capital market risks, e.g. financial, price and interest rate fluctuation, credit rating and exchange rate risks may be entered. Therefore, investors must also expect fluctuations in value and losses in unfavourable market phases, which however should not exceed 15% per year on average (forecast). Please read our risk information. The investment horizon is usually medium to long-term (at least 5 years). INVEST NOW Investment strategy The ThomasLloyd GROWTH PLUS investment strategy emphasizes the long- term value increase in assets through capital gains. The management aims to achieve an average annual return – in reference to a market cycle of at least 8 years – of between 7 % and 9 % net of fees. To achieve this, the management uses a broad international investment universe in consideration of a socially and ecologically responsible investment approach, with a focus on the following asset classes: money market investments, stocks, bonds, real estate (indirectly) and alternative asset classes. Within these asset classes, the investments are widely diversified. Terms Return forecast net of fees (avg.) 7 % to 9 % p.a. Minimum investment period 2 years Recommended holding period 8 years Redemption notice period 24 months Withdrawal plan (or income plan) Regular distributions up to 8 % p.a. possible Fees Management fee* 2,0 % p.a. Performance fee* 15 % p.a. Account/securities account management Free of charge Transaction costs 0,15 % p.a. flat rate The one-time, client-specific set-up fee for the wealth management can be up to 5.85%* Risk structure In order to realise the investment strategy, general capital market risks, e.g. financial, price and interest rate fluctuation, credit rating and exchange rate risks may be entered. Therefore, investors must also expect fluctuations in value and losses in unfavourable market phases, which however should not exceed 20 % per annum on average (forecast). Please read our risk information. The investment horizon is usually long-term (at least 8 years). INVEST NOW Investment strategy The ThomasLloyd DYNAMIC PLUS investment strategy emphasizes the long-term opportunity-oriented performance in assets through capital gains. The management aims to achieve an average annual return – in reference to a market cycle of at least 10 years – of 9% to 12% net of fees. To achieve this, the management uses a broad international investment spectrum in consideration of a socially and ecologically responsible investment approach, with a focus on the following asset classes: money market investments, stocks, bonds, real estate (indirectly) and alternative asset classes. Within these asset classes, the investments are widely diversified. Terms Return forecast net of fees (avg.) 9 % to 12 % p.a. Minimum investment period 2 years Recommended holding period > 10 years Redemption notice period 24 months Withdrawal plan (or income plan) Regular distributions up to 10 % p.a. possible Fees Management fee* 2,0 % p.a. Performance fee* 15 % p.a. Account/securities account management Free of charge Transaction costs 0,15 % p.a. flat rate The one-time, client-specific set-up fee for the wealth management can be up to 7%* Risk structure In order to realise the investment strategy, general capital market risks, e.g. financial, price and interest rate fluctuation, credit rating and exchange rate risks may be entered. Therefore, investors must also expect fluctuations in value and losses in unfavourable market phases, which however should not exceed 30% per annum on average (forecast). Please read our risk information. The investment horizon is usually long-term (at least 10 years). INVEST NOW Disclaimer The wealth management services offered to you via this website are provided by First Capital Management Group GmbH, hereinafter referred to as "FCM", Herzogstraße 60, 80803 Munich. FCM will be your contractual partner for the wealth management services. FCM will commission ThomasLloyd Global Asset Management (Americas) LLC, 427 Bedford Road, Pleasantville, New York 10570, USA with the practical implementation of the portfolio management. Advise on individual financial instruments (investment advice) and/or commission transactions in individual securities (investment brokerage) will be provided by FCM. Privacy policy Privacy Policy GDPR Privacy Center Terms and conditions Imprint © 2021 ThomasLloyd Group. All Rights Reserved. WELCOME TO THOMASLLOYD We use and store cookies on your device. By clicking "Accept All", you consent to the use of cookies as described in the Privacy policy. You also agree to the transfer of your data to the USA, where there may not be a level of data protection comparable to that in the EU. Under "Settings" you can accept individual cookies or confirm that no cookies should be set. You can revoke your consent at any time, details can be found here. ACCEPT ALL SETTINGS Imprint | Privacy Policy