Home Download Acrobat Reader 5.0 or higher to view .pdf files. Catskill Hudson Bank PERSONAL COMMERCIAL SERVICES ABOUT LOGIN Fee Schedule Schedule of Other Fees and Service Charges As of January 27, 2021 « Swipe for More » Item Fee Stop Payment Charge (all stop payments) $30.00 per item NSF Return Item Charge* $35.00 NSF Paid Item Charge* $35.00 ATM/Debit Card Replacement $10.00 “Expedited” ATM/Debit Card Replacement $75.00 Minimum Balance Fees (See Individual Checking/Savings Account Disclosures) Between $2 & $6/month Commercial Continuous Overdraft $8.00 per day Official Bank Check $10.00 each Outgoing Foreign Collection Item $15.00 each Incoming Foreign Collection Items $15.00 each Early Closure (Deposit Accounts closed within the first four months) $25.00 Foreign Currency Order $20.00 per order Dormant Account Fee (After 36 months of inactivity – Checking only) $5.00 per month IRA Transfers (Outgoing) $25.00 Legal Processing (Per subpoena, attachment, levy, etc.) $100.00 Money Orders $3.00 each Night Drop Key Replacement $10.00 each Notary Fee (Customer) No Charge Notary Fee (Non-Customer) $2.00 each Photocopies - Paid Checks (Available Free of Charge in Net Teller) $2.00 each Photocopies (Documents) $2.00 per page Photocopies (Statements) $2.00 each Interim Account Statement $2.00 each Reconciliation of Account $30.00 per hour Account Research $30.00 per hour Returned Deposit Items $10.00 per item Online Banking (Net Teller) FREE Online Bill-Payment FREE Bill-Pay Fee (Optional Rush Delivery - 1 or 2 days) $14.95 or $19.95 Safe Deposit Box Rental (2"x5"x21") $10.00/Year + Tax Safe Deposit Box Rental (3"x5"x21") $25.00/Year + Tax Safe Deposit Box Rental (2"x10"x21") $35.00/Year + Tax Safe Deposit Box Rental (5"x5"x21") $40.00/Year + Tax Safe Deposit Box Rental (3"x10”x"21") $50.00/Year + Tax Safe Deposit Box Rental (5"x10”x"21") $75.00/Year + Tax Safe Deposit Box Rental (5”x16”x21”) $90.00/Year + Tax Safe Deposit Box Rental (10"x10"x21") $125.00/Year + Tax Safe Deposit Box (Lost Key) $20.00 each Safe Deposit Box Drilling Actual Vendor Costs Safe Deposit Box Late Payment $10.00 Mail Returned by Post Office $10.00 each Wire Transfer (Incoming) $10.00 Wire Transfer (Outgoing) $25.00 Wire Transfer $50.00 *This fee is imposed for overdrafts created by checks, in-person withdrawals, ATM withdrawals or by other electronic means, as applicable drawn against insufficient or uncollected funds. Includes items paid, returned, ACH items for checking and savings accounts per item. Withdrawals made using your Catskill Hudson Bank (CHB) Debit Card, or your CHB ATM Card at non-CHB (in the Allpoint Network) ATM facilities will be processed without a CHB fee, but may include any fee the facility owner may assess. Standard Residential Mortgage Loan Servicing Fee Schedule « Swipe for More » Fee Amount Description Mortgage Late Charge 2% of P&I payment due This fee is assessed when your mortgage payment is made after your payment grace period has expired. Appraisal (may vary by property) $460.00 - $1,000.00 The fee charged by the appraiser will be passed on to you if an appraisal is ordered to determine your property’s value. Real Property Tax Service Fee $90.00* *(+ $20 per $100k in loan amount above $500k) A one-time charge for ongoing real estate tax monitoring. Exceed HELOC Credit Line (NSF – Returned Check) $20.00 Per occurrence for each HELOC check that would bring the balance above the credit limit. Partial Release of Mortgaged Premises Cost of Attorney review No CHB fee. You would be expected to pay the actual cost of our attorney review of the document. Mortgage Satisfaction or Discharge Varies No CHB fee to prepare. County Clerk charges a fee that varies by County and instrument being filed. Mortgage Recast Fee $500.00 This fee is assessed when a recast (reamortization after a large principal reduction is made to the mortgage; more than $75,000) is requested by the Borrower. Subordination Fee Attorney Fee - $300.00 No CHB fee. Charge due Attorney is for preparation of Subordination Agreement. Appraisal is required, see fee above. Please Note: This list may not include all fees that may be charged for services rendered. Additional fees could be charged if you utilize services not listed above, or in special circumstances, such as in the event of bankruptcy or foreclosure. Fees are subject to change at any time. Back to the top Catskill Hudson Bank About CONTACT US LOCATION & HOURS Company CAREERS EXECUTIVE OFFICERS BOARD OF DIRECTORS Legal PRIVACY POLICY TERMS AND CONDITIONS FEE SCHEDULE © 2021 Catskill Hudson Bank Member FDIC Equal Housing Lender Created by Banno Verified: Dec 2, 2021