menu INSURANCE ABOUT CONTACT CLAIMS lock LOG IN search WHAT A HOME POLICY COVERS WE'RE HAPPY TO HELP CONDO OWNERS COVERAGE BEYOND THE COVERAGE LOSS PREVENTION TIPS Homeowners Insurance Your roof doesn't cover everything. At American National, we support our policies with experience to help you feel confident that your home is protected. We'll help find a policy that fits your needs. FIND AN AGENT Get a personalized quote today and find an option for you. START QUOTE What a home policy covers Risk comes in many forms. From the house itself to your belongings to the people you invite in, the right kind of coverage can limit the things you have to worry about. Protect What's Yours A lot goes into making a house a home. We provide coverage for the building, your possessions and any other structures on your property. Always Feel Protected Should you have to relocate temporarily, we can help cover your extra expenses. Be A Good Host Our coverage provides for personal liability and medical payments to others should someone suffer a covered injury on your property. Protect Your Identity Keep your home and your identity safe with our ID theft protection coverage option. ID theft protection is not available in all states. We're happy to help We make it worth your while to have multiple types of insurance with us. Get cash back for good behavior - If you insure both your vehicle and your home with American National and remain claim free for three consecutive years, we’ll send you a check for a percentage of your eligible home and auto premiums paid three years prior. You’ll receive a check each year thereafter that you remain claim free*. Good things come in threes - When you have three lines with us, (auto, home and life) you'll save even more on your auto and home premiums. Get a free quote. *American National reserves the right to discontinue the CashbackSM program at any time. CashbackSM is not available in all states. Homeowner premiums used to calculate CashbackSM reward do not include earthquake, equipment breakdown, service line coverage and Identity Theft Protection endorsement premiums. Claim free means no paid claims of any type, other than automobile towing and labor claims, homeowner earthquake, equipment breakdown, service line coverage and/or stolen identity claims and in Texas, weather related homeowners claims. Condo Owners Coverage When is comes to covering your condominium, see what options you have to cover the appliances, interior walls and fixtures, or property your association requires you to insure. We also offer coverage for your share of loss assessments from your condominium association and will help replace covered property with new items, rather than have your condo depreciate in value.* *Replacement cost coverage is optional for renters or tenants policies. Beyond the coverage We believe working with an insurance company is about more than just products. You're not just buying a policy, but gaining an ally in protecting your home and family. Find Clarity - We'll help you understand your coverage. There When You Need Us - Our convenient claims service stands ready and waiting. Benefits Beyond Coverage - Earn rewards and discounts for things like bundling policies. Annual Reviews - A periodic check up ensures your coverage is up-to-date. Loss Prevention Tips When it comes to protecting your home, every bit of info can help prevent the unexpected. See ways you can keep your home running. LEARN MORE You call it home, we can help protect it The right homeowners insurance coverage can help make sure your home never becomes a hassle. TALK TO AN AGENT | arrow_forward_ios INFORMATION Contact Directory Insurance Products Careers Investor Relations Mortgage Loan and Real Estate Health Info By State Accessibility FOR CLIENTS Log In Pay Bill Claims Center Forms Directory Request Tax Form COVID-19 Update Roadside Assistance FOR AGENTS SMG Log In IMG Log In CSSD Log In ML Log In SLAICO Log In FOR EMPLOYEES 401k Portal Employee Log In FEEDBACK chat_bubble_outline Questions? Chat We collect personal information and use cookies for business purposes. By using our site, you agree to our Terms. CA residents: CCPA Privacy Notice. x ANNIE Assistant ANNIE Assistant said Hi! I'm Annie®, a virtual assistant at American National. How can I help you today? Here are some options you can ask me about: What can you do? Where can I make a payment? Help me find my payment information Get a quote Hi! I’m a virtual assistant. How can I help you today?