Arkansas Federal Credit Union Menu The new online and mobile banking experience is here! Learn more. Home > Invest & Insure > Additional Coverage > GAP Coverage GAP Coverage Protect yourself from the unexpected. Accidents happen, but what happens if your car is totaled, but its value is less than the amount you still owe on your auto loan? It’s called a coverage gap, and you may have to pay the difference out of pocket. That’s where GAP (Guaranteed Auto Protection) coverage can help. It can help cover that difference between your loan balance and the amount your insurance policy will pay if your vehicle is damaged beyond repair (totaled) or stolen and never recovered. Key Features GAP helps cover the difference between your primary insurer’s settlement and the loan balance on items directly related to the purchase of the vehicle, such as the purchase price of the vehicle, registration, licensing fees, and upgraded equipment. MEMBER’S CHOICE GAP provides coverage for this potentially high-cost expense. GAP coverage is available for your car, truck, van, SUV, boat, motorcycle, ATV, snowmobile, personal watercraft, or RV. The one-time fee can be simply added to your existing Arkansas Federal loan balance without any hassle. As a bonus, if you ever have to use your GAP coverage and you finance your replacement vehicle with Arkansas Federal, your GAP insurance will pay $1,000 towards the purchase of your new vehicle. It will also cover your insurance deductible, up to $1,000. Get Started Call us at 800.456.3000 and ask any of our Member Consultants about GAP coverage for your Car, Truck, Van, SUV, Boat, Motorcycle, ATV, Snowmobile, Personal Watercraft, or RV. Arkansas Federal Credit Union 800.456.3000 About Arkansas Federal Membership Community Careers Locations & ATMs Disclosures, Rates & Fees Privacy Policy Quick Links Contact Us Online Banking Login Digital Banking Help & Support Payments & Transfers Login Check Loan Status Investments/Insurance/Warranties: Not NCUA Insured • Not Credit Union Issued, Guaranteed or Underwritten • May Lose Value Federally Insured by NCUA NMLS: 418494