Check City | Utah Financial Services Below we have outlined the features, terms, rates, and fees for all the financial services available to Check City customers in this state. For more information, contact Check City and speak to a customer service representative. ALL LOCATIONS AVAILABLE SERVICES payday loan personal loan installment loan title loan tax preparation services money order and money transfer check cashing questions or concerns? loan license, registration, and certificates Payday Loan SEARCH LOCATIONSAPPLY NOW Loan Amounts In Utah, the minimum loan amount is $50. Loan amounts are based on your income and other factors, loan limits will be determined on an individual basis. Loan Terms Minimum of 8 days to a maximum of 36 days. The total loan term cannot exceed 70 days. Permitted Fees The Annual Percentage Rate (APR) will vary depending on the length of your loan (see table below). Please see your loan agreement for the APR and other terms applicable to your loan. Extensions and Renewals If you do not wish to repay your loan on the due date you may choose to extend. In Utah, you may extend/roll-over your loan up to 10 weeks or 70 days. The cost of your extension is determined by the number of days you choose to extend. When your extended loan becomes due, the amount due will deduct electronically from your bank account. Extension requests must be submitted by 6:00 PM Mountain Time on the business day before your loan is due. Additional Information for Utah Payday Loans Please click here for the Consumer Guide to Payday Lending in Utah. Your Right to Rescind (Cancel) this Loan A borrower has the right to rescind the payday loan on or before 5:00 PM Mountain Time of the next business day following the loan transaction. To rescind your loan you must email or fax us written notice of your intent to rescind, along with written authorization to effect a debit entry to your Bank Account for the principal amount of the loan. Example Payday Loan APR and Fee Schedule The table below shows the Annual Percentage Rate (APR) and Finance Charge for various loan amounts. Utah Payday Loan Renewals/Extensions If you do not wish to repay your loan on the due date you may choose to extend. In Utah, you may extend/roll-over your loan up to 10 weeks or 70 days. The cost of your extension is determined by the number of days you choose to extend. When your extended loan becomes due, the amount due will deduct electronically from your bank account. Extension requests must be submitted by 6:00 PM Mountain Time on the business day before your loan is due. Personal Loan SEARCH LOCATIONSAPPLY NOW Loan Amounts Loan amounts are based on your income and other factors, loan limits will be determined on an individual basis. Loan Terms 5 to 6 months Loan Fees The Annual Percentage Rate (APR) will vary according to your chosen payback method. Fees are lowered when automatic payments are selected. Please see your loan agreement for terms applicable to your loan. Example Personal Loan Fees and Payments Additional Personal Loan Information Canceling Your Loan You may rescind your installment loan on or before 5:00 PM Mountain Time of the next business day following the loan transaction. To rescind your loan you must email or fax us written notice of your intent to rescind, along with written authorization to effect a debit entry to your Bank Account for the principal amount of the loan. Installment Loan SEARCH LOCATIONSAPPLY NOW Loan Amounts $500 to $5,000 Loan Fees ACH installment loans have lower interest rates than non-ACH installment loans. Title Loan SEARCH LOCATIONS What state can my title be issued in? Vehicle titles need to be issued in the state of Utah for Utah title loans. The title needs to be issued in the same state you are applying for a loan. Example Fees and Payments: Rates and fees for title loans in Utah depend on the amount a customer borrows. All loan examples in this table assume a monthly payment schedule with payments due on the same day of each month. All payment schedules and APRs are examples only, actual monthly amounts and APRs may be higher or lower depending on the month and date of loan origination. The title loan fee (amount set by Utah law), which is included in the amount financed/loan principal, will be paid directly to the Department of Motor Vehicles from the loan proceeds. Tax Preparation Services SEARCH LOCATIONS Tax Preparation Features No appointment is necessary. Customers can file at any time of the year. We offer free estimates. We do both federal and state taxes. We can prepare taxes for residents of any state. We can file taxes for individuals and small businesses. Tax Preparation Fees Customers can pay the tax preparation fees with their refund. Additional fees are charged for any other forms needed to complete the tax return. Tax Refund Advance Loan Loan Amounts $150 to $6,000 Loan Terms The loan is repaid when the customer's tax return comes in. Any additional funds from the tax return after the loan has been repaid goes to the customer. Money Order and Money Transfer SEARCH LOCATIONS Money Order Fees A money order costs $0.59 per order. Check Cashing SEARCH LOCATIONS Check Cashing Features In Utah, you can cash the following types of checks: Payroll Checks Cashier Checks Counter Checks Government Checks Insurance Drafts or Checks Money Orders Tax Refund Checks Personal Checks Out-of-State Checks In Utah, you can also take advantage of these business check cashing perks: NO enrollment fees NO 3 to 10-day check processing holds Funds available instantly Freedom to accept checks from your customers Convenient and professional locations Check Cashing Amounts Utah does not have any limits on the check amounts you can cash at Check City. Questions or Concerns? For customer service issues please call our customer service telephone number at (866) 258-4672. If a problem cannot be resolved by speaking with the lender and the nature of the complaint is something other than a high rate of interest or lack of funds to pay the loan, then you may call the Department for Regulatory Relief if warranted. Utah residents may contact the Utah State Department of Financial Institutions at (801) 538-8830. Residents of other states may contact the regulatory agencies of the states in which they reside. Loan License, Registration, and Certificates Below you can find the certifications, licenses, and registrations that Check City works under in order to give our customers the best financial products we can provide. Customer Service: 800-404-0254 Quick Links Services Online Payday Loans Personal Loans Title Loans Cash Advances Cash for Gold Installment Loans Sitemap Blog Company Rates and Fees Why Check City? Responsible Lending Statement State Licensed Lender Terms of Use Wireless Policy Privacy Policy Privacy Notice Careers Contact Us Store Locations Colorado Nevada Utah Virginia Online Locations Alabama Alaska California Hawaii Idaho Kansas Missouri Nevada Texas Utah Wisconsin Wyoming Payday Loans are also commonly referred to as Cash Advances, Payday Advances, Payday Advance Loans, and Fast Cash Loans. Check City does not usually utilize traditional credit checks as part of the payday loan approval process. However, Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process. Actual loan amounts vary. See Rates and Fees for specific information and requirements. Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria. CheckCity.com provides loan services in: Alabama, Alaska, California, Hawaii, Idaho, Kansas, Missouri, Nevada, Texas, Utah, Washington, Wisconsin, and Wyoming. Customer Notice: A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Loan proceeds issued through our website are generally deposited via ACH for next business day delivery if approved by 8pm CT Mon. – Fri. Check City acts as a credit services organization/credit access business (CSO/CAB) in Texas. This is an invitation to send a loan application, not an offer to make a short term loan. This service does not constitute an offer or solicitation for payday loans in Arizona, Arkansas, Colorado, Georgia, Maryland, Massachusetts, New York, Pennsylvania, or West Virginia. Tosh of Utah, Inc. dba Check City Check Cashing, a payday lender, is licensed by the Virginia State Corporation Commission. License #PL-57 Anykind Check Cashing, LC. dba Check City, a payday lender, is licensed by the Virginia State Corporation Commission. License #PL-21 Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details. Utah Customers: For consumer questions or complaints regarding payday loans and/or title loans you may contact our Customer Service Department toll-free at (866) 258-4672. You may also contact our regulator The Utah Department of Financial Institutions at (801) 538-8830. Please see Rates and Terms to check the availability of online loans in your state. Check City does not provide loan services in all states. CheckCity.com has a Shopper Approved rating of 4.8/5 based on 46766 ratings and reviews © 2004-2021 Check City Online. All rights reserved