Login MONEY MARKETS EARN INTEREST WITH FLEXIBILITY Money market accounts are a great high yield savings option to earn a little extra interest on that money you’re saving for something down the road, like a family vacation, wedding, or down payment. One advantage of a money market account is after you make your initial deposit you still have access to the funds, unlike a CD. Rates As High As 1.00% APY* More Flexibility Than A CD Six Free Electronic Withdrawals Per Month** Interest Is Accrued Daily And Is Paid Out Monthly OPEN MONEY MARKET COMPARE MONEY MARKETS Surge Money Market Momentum Money Market No Cap On Interest-Earning Balance Start Earning Interest At $1 Balance Start Earning Interest At $5,000 Balance Ideal For Balances Of At Least $50,000 Account Access In Online Banking No Fees To Close Account *Annual Percentage Yield (APY) accurate as of 3/1/21. Your interest rate and APY will be based on the balance in your account. Rate is variable and may change after account is opened. Fees can reduce earnings. Insured By NCUA. ** $10 fee for each electronic withdrawal after six. Members can make unlimited withdrawals in person at a member center. SURGE MONEY MARKET Advantages Earn a higher rate of interest with a lower balance than a Momentum Money Market or a certificate of deposit Start earning interest with a balance as little as $1 No minimum balance fee Ideal for young families and people looking to establish a savings habit without a large sum of money CALCULATE EARNINGS OPEN SURGE ACCOUNT Current Surge Rates Surge Money Market Rates Amount Interest Rate APY* $1.00 - $2,500.00 0.995% 1.00% $2,500.01 - $5,000.00 0.250% 0.25% $5,000.01 - $10,000.00 0.150% 0.15% $10,000.01 - $50,000.00 0.100% 0.10% $50,000.01 + 0.050% 0.05% Rates accurate as of Nov 27, 2021 *APY = Annual Percentage Yield. *Annual Percentage Yield (APY) of 12/1/20. No minimum balance required to open Surge Money Market. Interest will be paid monthly on balances within each tier and in a blended fashion. The Surge Money Market is a variable rate share product with no set term. Limit one Surge Money Market Account per membership. Rates subject to change. MOMENTUM MONEY MARKET Advantages As your balance increases to a new tier so does your interest rate A good option for members with a little extra money to deposit Ideal for long term savers who are considering a CD, but might need access to those funds before the CD matures CALCULATE EARNINGS OPEN MOMENTUM ACCOUNT Current Momentum Rates Momentum Money Market Rates Amount Interest Rate APY* $2,500.00 - $49,999.99 0.100% 0.10% $50,000.00 - $99,999.99 0.100% 0.10% $100,000.00 - $249,999.99 0.200% 0.20% $250,000.00 - $499,999.99 0.250% 0.25% $500,000.00 - $1,000,000.00 0.300% 0.30% Rates accurate as of Nov 27, 2021 *APY = Annual Percentage Yield. *Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. By federal regulation, some restrictions may apply. MONEY MARKET FAQS Are Money Market rates fixed? What is a Surge account? Are there any fees associated with the Surge account? What is a Momentum Money Market account? Are there any fees associated with the Momentum Money Market account? What's the difference between a Surge account and a Momentum account? TIPS TO SAVE MONEY We know it’s not always easy to build up your savings account, so we have included some helpful tips and tricks from our blog to help you reach your savings goals. Tips For Smart Black Friday Shopping Whether you’re planning to shop in store or online, these Black Friday shopping tips will help make sure that you get the most out of your holiday budget. The Real Reason College Grads Still Eat Ramen Noodles Learn how to pay off student loan debt faster with the help of GreenPath Financial Wellness. 3 Ways Honor Supports Your Online Holiday Shopping Everything about this year has been a little different, including the way we shop. While we may have already been Saving Money Is Effortless With It’s Your Change Learn how you can automatically save money when you use your Honor debit card for purchases. Chat Routing Number: 272484852 Careers Privacy & Security Disclosures NMLS Copyright© 2021 Honor Credit Union Insured by NCUA. Equal Housing Opportunity. We do business in accordance with the Fair Housing Act. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800.442.2800 for assistance. All products and services available on this website are available at all Honor Credit Union full-service locations.