Marriott Employees Federal Credit Union - US MARRIOTT EMPLOYEES' FEDERAL CREDIT UNION ROUTING NUMBER: 255083597 ONLINE BANKING JOIN MEFCU NOW LOAN APPLICATION En Español Contact Us Careers SHARE ACCOUNTS & RATES » LOAN PRODUCTS & RATES » CONVENIENT ACCESS » MEFCU FINANCIAL EDUCATION » MEMBERSHIP INFORMATION » FORMS & APPLICATIONS » Print this page (Opens in a new window) Email this page HomeLoan Products & RatesReady Access Lines of Credit LOAN PRODUCTS & RATES MEFCU VISA Credit Cards Auto Loans Real Estate Lending Signature Loan Ready Access Lines of Credit Savings & Certificate Secured Loans Apply for a Loan Skip-A-Pay Information About Loan Rates Ready Access Lines of Credit MEFCU's Ready Access Line is a credit line that provides a source of funds for any need you have--any time you need it. As an added benefit, you can also use your Ready Access Line as overdraft protection, making sure the checks you write are protected up to the available limit of your credit line.Limits up to $2,500 are dedicated to overdrafts only; higher limits may be used as a free standing line of credit in addition to being used as overdraft protection. Account Features: Unsecured credit lines up to $30,000 Flexibility of writing your own loans--write checks to access your line* NO Annual Fee or Access Fee Low rates indexed to the Prime Rate You can apply in three convenient ways: Complete and submit a loan application (Opens in a new window) online. Print a loan application (Opens in a new window) (PDF) from our Forms page and fax or mail according to instructions provided. Call our Member Contact Center at 1-800-821-7280 to request an application be sent to you. * Checks only available on lines over $2,500 MEFCU is an Equal Opportunity Lender. Effective Date: 03/18/2020 READY ACCESS LINES OF CREDIT Ready Access Line Rates Based on Your Credit Score Rates are based on creditworthiness and there is a minimum credit score to qualify. Find your credit score and the associated Annual Percentage Rate (APR). Credit Score Ready Access Line** APR% 760 5.75 700-759 5.75 650-699 7.75 635-649 10.75 620-634 10.75 Below 634 N/A Rates quoted are the lowest available ("as low as"), actual rate may differ and is dependent on the individual applicant's creditworthiness. Must be a member in good standing. **Ready Access Line - Variable APR Click here to apply for a loan under $2,500. Click here (Opens in a new window) to apply for a loan $2,500 or more. Share Accounts & Rates Savings & Club Accounts Money Market Accounts Certificates and IRAs Concierge Relationship Banking Checking Current Share Rates Loan Products & Rates MEFCU VISA Credit Cards Auto Loans Real Estate Lending Signature Loans Ready Access Line of Credit Savings and Certificate Secured Loans Apply for a Loan Skip-A-Pay Information About Loan Rates Convenient Access Online & Mobile Banking How to Direct Deposit Payroll How to Find MEFCU Ways to Reach Us - Contact Information MeFCU Financial Resource Center (Opens in a new window) OnGuard Online (Opens in a new window) National Credit Union Administration (NCUA) (Opens in a new window) Courtesy Pay (Opens in a new window) Contact Us Membership Information How to Join MEFCU Who is Eligible to Join? Federally Insured by NCUA P.O. BOX 6006 BETHESDA, MARYLAND 20827-6006 PHONE: 1.800.821.7280 PRIVACY STATEMENT | TERMS AND CONDITIONS | CONTACT US | CALCULATORS (OPENS IN A NEW WINDOW) | SITE MAP *APR=Annual Percentage Rate (Opens in a new window) (Opens in a new window) Website design and development by Americaneagle.com, Inc. Powered By Americaneagle.com