LOG IN PERSONAL BUSINESS PERKS COMMUNITY RATES LOG IN 1 YR PERSONAL LOANS AS LOW AS 1.74%APR* RATES & DISCLOSURE 2 YR PERSONAL LOANS AS LOW AS 2.24%APR* RATES & DISCLOSURE 3 YR PERSONAL LOANS AS LOW AS 2.74%APR* RATES & DISCLOSURE 4 YR PERSONAL LOANS AS LOW AS 3.74%APR* RATES & DISCLOSURE 5 YR PERSONAL LOANS AS LOW AS 4.00%APR* RATES & DISCLOSURE 4 YR NEW & USED AUTO AS LOW AS 1.99%APR* RATES & DISCLOSURE 5 YR NEW & USED AUTO AS LOW AS 2.24%APR* RATES & DISCLOSURE 6 YR NEW & USED AUTO AS LOW AS 3.24%APR* RATES & DISCLOSURE 6 MO SHARE CERTIFICATES 0.200%APY* RATES & DISCLOSURE 12 MO SHARE CERTIFICATES 0.250%APY* RATES & DISCLOSURE 18 MO SHARE CERTIFICATES 0.275%APY* RATES & DISCLOSURE 24 MO SHARE CERTIFICATES 0.325%APY* RATES & DISCLOSURE 60 MO SHARE CERTIFICATES 0.350%APY* RATES & DISCLOSURE *APR= Annual Percentage Rate. *APY= Annual Percentage Yield. CENTRAL to your Financial Well-being Personal LEARN MORE Business LEARN MORE Loans LEARN MORE Savings LEARN MORE VISA® Credit Card Earn 1% cash back every year! Cash back earned throughout the year will automatically be credited to your statement in May and November. For the first six months after opening, receive an additional 4% Cash Back based on the first $7,500 in monthly eligible net purchases. LEARN MORE VISA® Debit Card Our Visa Debit Card offers members the convenience of a checkbook and ATM card in one. Use it for purchases at merchants displaying the Visa logo and the purchase amount will be withdrawn from your Share Draft Checking Account. LEARN MORE Download Our Mobile App With our mobile app, you can manage your accounts on-the-go! Download our free app on the App Store or Google Play. MAIN BRANCH 681 South King Street Honolulu, Hawaii 96813 HARKNESS BRANCH 1301 Punchbowl Street Harkness Annex, Room 139 WEST OAHU BRANCH Temporarily Closed MEMBER SERVICES (808) 536-3677 CONSUMER LOANS (808) 536-0833 REAL ESTATE LOANS (808) 529-4599 NMLS#412820 HOURS & ATMS MEMBERSHIP CONSUMER RATES & FEES BUSINESS RATES & FEES CAREERS PRIVACY POLICY Your savings are federally insured to at least $250,000. National Credit Union Administration, a U.S. Government Agency. Deposits additionally insured up to $500,000 by Excess Share Insurance. © 2021 Hawaii Central Federal Credit Union. All Rights Reserved Creative Range by Live Chat