Search Branch finder Help & support Log in Menu Credit Cards There are tons of reasons to get a credit card, from spreading the cost of a purchase to rebuilding your credit rating. Using the Post Office Classic Credit Card responsibly could boost your credit rating, providing you make your payments on time and remain under your credit limit. Not doing so could harm it. Capital One is the exclusive lender and issuer of all new Post Office Credit Cards, for which Post Office acts as credit broker. Check your eligibility Coronavirus update | Get the latest information on updates to our Credit Cards and how to contact us Classic Credit Card 19.9% to 34.9% (variable) range of APR depending on individual circumstances. Representative example: Assuming a credit limit of £1,200 and an interest rate on purchases of 34.94% p.a. variable, you will receive a 34.9% APR representative variable. £200 - £8,000 credit limit You may be eligible for 0% on purchases for up to 12 months* You may be eligible for 0% on balance transfers for up to 12 months (2.9% transfer fee)* Check your eligibility Capital One is the exclusive lender and issuer of all new Post Office Credit Cards, for which Post Office acts as credit broker. Classic credit cardCheck eligibilityFAQsLogin QuickCheck – Our credit card eligibility checker Find out if you’re eligible for one of our Credit Cards using QuickCheck. Share some details with us and we will identify the best Post Office Credit Card for you. Safe Won’t affect your credit score Decision 60 second response Sure 100% certainty before you apply Check your eligibility Find out more Existing customers If you've got one of our cards, you can log into your online portal and perform loads of tasks, like checking your balance, credit limit, recent transactions and more. Existing customer support Credit Card FAQs What is credit? What is a credit limit? What is QuickCheck? What do I need to apply for a credit card? How long does it take to receive my card? What happens when I have completed my application? How do I service my credit card? How do I cancel my credit card? How does the Credit Card app work? How do cash advance fees work? I’ve forgotten my PIN. What should I do? Where can I use my card? What do I do if my card is lost or stolen? How can I contact Post Office about my credit card? What is onetime Passcode? Are you eligible for a Post Office Credit Card? Check now See if you’ll be accepted before you apply Check eligibility Small print Mastercard® and the Mastercard Symbol are registered trademarks of Mastercard International Incorporated. Capital One® is a registered trademark of Capital One. Post Office Limited is an appointed representative of Capital One (Europe) Plc which is authorised and regulated by the Financial Conduct Authority. Capital One (Europe) Plc Registered Office: Trent House, Station Street, Nottingham NG2 3HX. Registered in England and Wales (No. 3879023). VAT Registration Number 690686101. Capital One is the exclusive lender and issuer of all new Post Office Credit Cards, for which Post Office acts as credit broker. Post Office Limited is registered in England and Wales (No. 2154540). Registered office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office and the Post Office logo are registered trademarks of Post Office Limited.” *Fees and terms are subject to your individual circumstances and may differ from those displayed. Products & services Useful information Corporate website Follow us on Facebook Twitter YouTube Post Office proudly supports Copyright 2021 The Post Office Our Cookies Our website uses small bits of data (known as cookies) to make the website work, remember who you are, personalise content and provide a safer experience on our site. Some of these cookies are essential for the website to function while others can be switched on or off. By clicking “Accept all” you agree to the uses explained in our Cookies Notice. To set your cookie preferences, click “Let me choose”. Let me choose Accept all