Menu Prudential Financial Search Log in Put your old 401(k) in the right place If you have an old 401(k), 457 or 403(b), it’s time to consider your options – including rolling over to a Prudential IRA. Explore Your Options Roll over to an IRA Stay in your current plan Move to a new plan Could be good if: You’re interested in a variety of investment options You’d like to make annual contributions You’re looking for continued tax-deferred growth potential Keep in mind: You may pay annual fees for your IRA You’ll need to be at least 59½ to withdraw your money penalty-free At age 72, minimum distributions are required from rollover and traditional IRAs You also have the option to take the cash value of your account.* Thinking of a rollover? Prudential keeps it simple. Meet a local financial professional Search your area Already have a Prudential 401(k) or other Retirement Plan with us? Already have a Prudential 401(k) or other Retirement Plan with us? Click here to login or enroll in your retirement plan. Or call 1(833) 687-2535 FAQs FAQs What is a rollover IRA? Am I eligible to roll over an employer-sponsored retirement account to an IRA? How do I roll over to a Prudential IRA? Can I roll over old employer-sponsored retirement savings into my traditional IRA? What if I have both pretax and after-tax money in my employer-sponsored retirement account? Will I pay taxes when rolling over a former employer-sponsored retirement account? Can I choose to roll over a portion of my employer-sponsored retirement account? What happens if a check from my former employer plan is made to me? Can I roll my employer-sponsored retirement account into a Roth IRA? What if I have employer stock in my employer-sponsored retirement account? What sets Prudential apart: 145 years of service $1.4 trillion in assets** 50 million worldwide customers Footnotes * Cashing out can be a costly option. In addition to losing the tax deferred status of your assets, your employer will withhold 20% of your account balance at the time of distribution. The IRS may consider your payout an early distribution, which means you could owe the 10% early withdrawal penalty on top of combined federal, state and local taxes. **as of 3/31/19 Before deciding on which option is the right solution, investors should consider each option and the impact on investment options, fees and expenses, services, protection from creditors and legal judgments, withdrawal rules and potential penalties, and required minimum distributions. For investors with employer stock, there are additional considerations to be aware of, such as the Net Unrealized Appreciation strategy. The FINRA Investor Alert Opens in new window provides more information on what to consider before moving assets. For Compliance Use Only 1030781-00003-00 Follow us on: Facebook page opens in a new window Linkedin page opens in a new window Instagram page opens in a new window Youtube page opens in a new window Twitter page opens in a new window Pinterest page opens in a new window Help Report Fraud Terms & Conditions Privacy Center Accessibility NY - Domestic Violence Notice Business Integrity Sitemap Check the background of this firm on FINRA's BrokerCheck opens in a new window AdChoices opens in a new window Assurance IQ, LLC a wholly-owned subsidiary of Prudential Financial, Inc. ("Prudential") matches buyers with products such as life and health insurance and auto insurance, enabling them to make purchases online or through an agent. Neither Prudential Financial, Inc. nor Assurance IQ issues, underwrites, or administers health plans or health insurance policies. Life Insurance and Annuities are issued by The Prudential Insurance Company of America, Pruco Life Insurance Company (in New York, by Pruco Life Insurance Company of New Jersey), located in Newark, NJ (main office), or by Prudential Annuities Life Assurance Corporation (except in NY) located in Shelton, CT. (main office). Variable annuities are distributed by Prudential Annuities Distributors, Inc., Shelton, CT. All are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations. Prudential Annuities is a business of Prudential Financial, Inc. Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ LINK by Prudential is an umbrella marketing name for various subsidiaries of The Prudential Insurance Company of America. Investment advisory products and services of LINK by Prudential are made available through Pruco Securities, LLC, (sometimes referred to as “Pruco”) doing business as Prudential Financial Planning Services, pursuant to separate agreement. Prudential LINK and LINK by Prudential occasionally may be referred to as LINK. Where LINK by Prudential is made available in connection with certain Financial Wellness products, access is made available through Prudential Workplace Solutions Group Services (“PWSGS”). PWSGS provides access to a number of Financial Wellness products, services, seminars and tools offered by PWSGS, its affiliates or third parties. PWSGS is a subsidiary of Prudential PWSGS is not a licensed insurance company, does not provide insurance products or services and does not provide financial, investment or other advice. Individuals should consult appropriate professionals when making financial, investment and tax decisions. Virtual Advisors may provide investment advisory services that are limited in scope and do not constitute comprehensive financial planning. This web page is being provided for informational or educational purposes only and does not take into account the investment objectives or financial situation of any client or prospective clients. The information is not intended as investment advice and is not a recommendation about managing or investing your retirement savings. Clients seeking information regarding their particular investment needs should contact a financial professional. Prudential Financial, its affiliates, and their financial professionals do not render tax or legal advice. Please consult with your tax and legal advisors regarding your personal circumstances. In providing this information, neither Prudential nor any of its affiliates or financial professionals is acting as your ERISA fiduciary. Prudential LINK financial representatives currently offer a more limited range of insurance and annuity products (“insurance products”) compared to the range of insurance products offered through other Prudential distribution channels. For additional important information about the products, services and companies that make them available, please click here.* Opens in new window This website is for U.S. persons Opens in new window only and may not be approved in all states. Information contained on this site does not and is not intended to constitute an advertisement, solicitation, or offer for sale in any jurisdiction outside the United States, where such use would be prohibited or otherwise regulated. Securities and Insurance Products: Certain securities products and services are offered through Pruco Securities, LLC and Prudential Investment Management Services, LLC, both members SIPC Opens in a new window and located in Newark, NJ, or Prudential Annuities Distributors, Inc., located in Shelton, CT. See Statement of Financial Condition PDF Opens in a new window for Prudential Investment Management Services, LLC. Investing in securities involves risk, and there is always the potential of losing money. Asset allocation and rebalancing do not ensure a profit or guarantee against loss. You should consider the features of the contract and/or the underlying portfolios’ investment objectives, policies, management, risks, charges and expenses carefully before investing. This and other important information are contained in the prospectus. Please read the prospectus carefully before investing or sending money. 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