Menu Apply Now Ardi Kotoni Senior Mortgage Planner/Underwriter At Your Service Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you’ve applied, I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you. 354 Main Street, Winthrop, MA 02152 (781) 502-1161 (508) 834-1293 akotoni@msamortgage.com NMLS LO 909449 Apply Here Contact Ardi Lending at the Speed of Life At MSA Mortgage, we are dedicated to finding the loan that fits your individual needs. PURCHASE REFINANCE Connecticut Mortgage Lender ML-1984; Florida Mortgage Lender MLD1820; Georgia Mortgage Lender 68195; Maine Supervised Lender SLM6998; Massachusetts Mortgage Broker & Lender MC1984; Michigan 1st Mortgage Broker/Lender FR0022556; Michigan 2nd Mortgage Broker/Lender SR0022557; New Hampshite Mortgage Banker 8836-mb; Rhode Island Lender 20102705LL; Rhode Island Loan Broker 20102704LB; Vermont Lender 5480; Vermont Mortgage Broker 0506 MB Loan Programs Purchasing Refinancing Resources Fundamentals Questions Glossary Calculator Contact Us bdeeb@msamortgage.com 354 Main Street Winthrop, MA 02152 (781) 245-7700 Follow us © 2021 MSA Mortgage. All Rights Reserved.

Menu Apply Now Michael Bertino Mortgage Planner 354 Main Street, Winthrop, MA 02152 (617) 875-2351 mbertino@msamortgage.com NMLS MLO 1083350 Apply Here Contact Michael Lending at the Speed of Life At MSA Mortgage, we are dedicated to finding the loan that fits your individual needs. PURCHASE REFINANCE Connecticut Mortgage Lender ML-1984; Florida Mortgage Lender MLD1820; Georgia Mortgage Lender 68195; Maine Supervised Lender SLM6998; Massachusetts Mortgage Broker & Lender MC1984; Michigan 1st Mortgage Broker/Lender FR0022556; Michigan 2nd Mortgage Broker/Lender SR0022557; New Hampshite Mortgage Banker 8836-mb; Rhode Island Lender 20102705LL; Rhode Island Loan Broker 20102704LB; Vermont Lender 5480; Vermont Mortgage Broker 0506 MB Loan Programs Purchasing Refinancing Resources Fundamentals Questions Glossary Calculator Contact Us bdeeb@msamortgage.com 354 Main Street Winthrop, MA 02152 (781) 245-7700 Follow us © 2021 MSA Mortgage. All Rights Reserved.