Menu ► ❙❙ Calculators You can review interesting calculators on my site. View Calculators Flipbooks You can review interesting Flipbooks on my site. View Flipbooks Videos We have interesting videos for you to watch on my site. View Videos Welcome to our website for CUSO Financial Services at Bellco Credit Union, where you'll find a wealth of information in the form of newsletter articles, calculators, and research report. We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals. We're here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn't want you to miss any developments in the area of personal finance. What Is Investment Risk? How different types of risks can adversely affect your investments More Videos » Newsletters HOT TOPIC: Revisiting the 4% Rule For years, the “4% rule” helped retirees make their savings last, but now a more aggressive withdrawal strategy might be the new norm. New Fed Policy Suggests Low Rates for the Long Term The Fed now seeks to control inflation through the benchmark federal funds rate. Find out what this means for investors and consumers. Are Value Stocks Poised for a Comeback? Do you know the differences between growth and value stocks? Find out why value stocks may hold appeal during the economic recovery. Your Business: New Rules for Writing Off Restaurant Meals The December 2020 stimulus bill lets businesses deduct the full cost of restaurant meals in tax years 2021 and 2022. Get the details. More Newsletters » Calculators Retirement Portfolio Lifespan How Long Will Your Funds Last? Estate Taxes Use this calculator to estimate the federal estate taxes that could be due on your estate after you die. Required Minimum Distributions Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 72. Car Affordability How much can you afford to pay for a car? More Calculators » *Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS for investment services. Atria Wealth Solutions, Inc. (“Atria”) is a modern wealth management solutions holding company. Atria is not a registered broker-dealer and/or Registered Investment Advisor and does not provide investment advice. Investment advice is only provided through Atria’s subsidiaries. CUSO Financial Services, L.P. is a subsidiary of Atria. Investment Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. **Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock. Site Map Back To Top Check the background of this financial professional on FINRA's BrokerCheck