Start a 401(k) plan by 12/31/2021. Pay no employer fees for 3 months. 1 28 days 7 hours left! Products Partners Pricing Resources Log In The easy, affordable retirement platform for small business Let’s get started Work email address Who is the retirement plan for? Who is the retirement plan for? My business My clients Myself Creating a roadmap to retirement We’ve made it our mission to help everyone arrive at a safe, secure retirement, whether you’re a small business owner, an employee, or self-employed. Our platform takes complexity and doubt out of retirement planning and replaces it with knowledge and clarity—so you can invest in your financial future with confidence. The new rules of retirement savings: Simple. Seamless. Smart. Simple plan management We handle plan administration, employee onboarding, government filings, and more. So you can offer a work benefit without all the added paperwork. Features Seamless payroll integration With API payroll integration, we can securely sync employee data, track 401(k) eligibility, and process deductions—saving you time and hassle each pay run. Integrations Smart investing Our investment portfolios rebalance automatically to help you stay on track for retirement. Investments 401k plans for small businesses, and all businesses Learn more about our fees and services. Core $49/month + $8 per active participant A seamless Safe Harbor 401(k) plan for small businesses that want to make an employer contribution. Learn more Flex $79/month + $8 per active participant A 401(k) for businesses that want the flexibility to pick and choose features to meet their goals. Learn more Max $129/month + $8 per active participant Our most customizable 401(k) for business owners who want to maximize savings and receive dedicated support. Learn more Self-employed or own a small family business? See if our SEP IRA is right for you Save even more with tax credits If you’re starting a new 401(k), your small business may be eligible to receive up to $16,500 in tax credits over the plan’s first three years to help offset initial plan costs. Estimate your costs We handle the nitty gritty. You just get a great plan. Investment management We offer 40+ index funds from Vanguard and other low-cost providers. Our managed portfolios have blended average fund fees under 0.07%2. Compliance testing We perform nondiscrimination testing to help identify potential issues and manage required corrections. We also offer Safe Harbor plans that automatically satisfy most IRS nondiscrimination tests. Learn More Custodial services We partner with Benefit Trust Company to provide custodial services. This includes processing transactions, executing trades and safeguarding plan assets. Recordkeeping We serve as your recordkeeper to track your 401(k) plan’s balances, transactions, and deferrals. Fiduciary services We serve as your ERISA 3(16) and 3(38) plan fiduciary for eligible plans, which means we are legally (and morally) obligated to work in a participant’s best interest. Learn More Government filing We prepare annual reports for no extra fee, including Form 5500 and 1099-R. See all features and services Featured In 85% Customer satisfaction score3 Join 25,000+ companies that have chosen to save with Guideline Get started We’re here to help Live US-based support (888) 228-3491 Sales: 6am - 4pm PST, Mon - Fri Support: 6am - 4pm PST, Mon - Fri hello@guideline.com 1 Customers who sign up for a 401(k) by December 31st, 2021 pay no monthly base fee and no $8 monthly participant fee for 3 months after the new plan begins. This offer cannot be combined with other offers. 2 Guideline’s managed portfolios have blended expense ratios ranging from 0.064% to 0.07% of assets under management. Expense ratios for custom portfolios will vary. These expense ratios are subject to change by and paid to the fund(s). View full fund lineup here. 3 This customer satisfaction score represents Guideline's average CSAT score from feedback submitted between January 1, 2021 to March 31, 2021. Company About Security Blog Press Careers Resources Support Payroll Integration Investments Privacy Terms of Service ADV & CRS (888) 228-3491 hello@guideline.com 1645 E 6th Street, Suite 200 Austin, TX 78702 Guideline.com is owned and operated by Guideline, Inc. (“Guideline”), an SEC-registered investment adviser. Investment-related content is provided for general information purposes only, and is not intended to be construed as investment advice. Investments involve risk and are not guaranteed.