Login > Accounts Community First FCU has various accounts you may open. All memberships start with a savings account and a deposit of $10.00. Minors can start a membership with as little as $0.25. Account types: • Savings • Certificates of Deposits (CDs) • Checking • Health Savings Accounts (HSAs) • Individual Retirement Accounts (IRAs) Who Can Be a Member? Any person who lives, works, goes to school, volunteers, or worships in the township areas that we serve is eligible to join our credit union. They are also eligible if they have a Grandparent, Parent, Child, Grandchild, Sibling, or Spouse that is currently a member at Community First FCU. Mecosta County Montcalm County Aetna Belvidere Cato Austin Day Douglas Deerfield Evergreen Home Hinton Maple Valley Montcalm Mecosta Pierson Pine Millbrook Reynolds Sidney Morton Winfield Wheatland When you deposit $10.00 or more and sign a membership card, you become a member of our credit union. You are then eligible for all the privileges of a membership. Rates at a Glance APR* as low as: Vehicle Loans 2.74% Home Equity Loans 4.50% Credit Cards 9.90% ATM Locator Search for no-surcharge ATMS Branch Locator Search for shared branches © 2021 Community First Federal Credit Union Phone: 989-352-6031 Fax: 989-352-6171 Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.