HOME MORTGAGES SECURITIES BASED LENDING CORPORATE & COMMERCIAL DEPOSIT ACCOUNTS MORE... ACCOUNT LOGIN Mortgages Learn more about the versatile financing options Raymond James Bank offers to help you refinance or purchase a new home, a second home or an investment property. Designed to meet your needs, our full suite of mortgage lending products have no minimum loan amount or relationship size requirements to apply and are available in all 50 states. Mortgage Options1 Fixed rate Adjustable rate (ARM) Interest-only payments Jumbo Pledged securities mortgage Construction lending Home equity lending Our knowledgeable banking consultants are available to provide you with customized guidance on the mortgage option that will work best for your needs. We encourage you and your advisor to contact your regional banking consultant to discuss a personalized solution and our current rates. FHA Lending Our government-insured FHA loans are designed to broaden homeownership opportunities for qualified borrowers. Learn More VA Lending Offering competitive, fixed rates, higher allowable debt-to-income ratios and larger loan amounts than traditional Fannie Mae/conforming loans, our government-insured VA loans allow us to serve those who have served our country. Learn More Down Payment Assistance Programs We offer a variety of bond home loan programs, like Florida Assist, Home Key Plus, and down payment assistance programs designed to help first-time homebuyers have a smooth and positive experience. Learn More Additional Information Mortgage Consultant Team Our experienced Mortgage Consultants are ready to assist you with all of your residential mortgage needs. Learn More Banking Consultant Team Contact our experienced Banking Consultants to discuss a personalized mortgage solution. Learn More Mortgage Assistance Raymond James Bank is committed to helping borrowers who are experiencing hardships resulting from the COVID-19 Pandemic. Log Into Your Account Products, terms, and conditions subject to change. Subject to standard credit criteria. 1 Property insurance is required. Flood insurance is required if property is in a designated flood zone of 'A' or 'V'. The proceeds from a Mortgage or Home Equity Line of Credit cannot be (a) used to purchase or carry securities; (b) deposited into a Raymond James investment or trust account; (c) used to purchase any product issued or brokered through an affiliate of Raymond James, including insurance; or (d) otherwise used for the benefit of, or transferred to, an affiliate or Raymond James. 2See payment examples and loan disclosures. 3The Pledged Securities Mortgage is not suitable for everyone. The proceeds from a Pledged Securities Mortgage cannot be (a) used to purchase or carry securities; (b) deposited into a Raymond James investment or trust account; (c) used to purchase any product issued or brokered through an affiliate of Raymond James, including insurance; or (d) otherwise used for the benefit of, or transferred to, an affiliate of Raymond James. Raymond James Bank does not accept RJF stock or any securities of Raymond James as pledged securities towards a Pledged Securities Mortgage. A loan client may be at risk of losing money in their collateral account due to market volatility. This may require the deposit of additional equity into the collateral account, which could result in further losses. Though Raymond James Bank will typically contact the client or their Financial Advisor prior to liquidating pledged assets, Raymond James Bank reserves the right to sell pledged assets of its choosing without contacting the client, if needed to maintain equity in the collateral account. If a loan client defaults (stops making monthly payments) on their mortgage, they could lose both their house and the securities they have pledged. 4Contact Raymond James Bank at 888.457.5626 for current rates and other information. The line of credit can be suspended, reduced or terminated in the event of fraud, failure to repay, adverse collateral conditions, or other violation of credit terms. Contact Us