ABOUT AGENTS POLICYHOLDERS CLAIMS BLOG Careers Contact Español Login ABOUT US Financials Annual Report We remain committed to maintaining a solid financial base. For a complete summary of Builders Mutual’s financial history, review our most recent Annual Report (2020). 2020 Annual Report VIEW PREVIOUS VERSIONS OF OUR ANNUAL REPORT 2019 Annual Report 2018 Annual Report 2017 Annual Report 2016 Annual Report Dividends Builders Mutual is one of the few carriers that offers a dividend to its policyholders. Since 1984, we are proud to have returned more than $66 million in dividends to our policyholders. To help make that possible, Builders Mutual offers free safety programs and education to help policyholders reduce losses and qualify for dividends. Safer job-sites mean more productive job-sites, as well as a chance for reduced premiums and a dividend at the end of the year. The dividend distribution in 2021 totaled $2.7 million. This dividend distribution is a direct result of policyholders’ conscientious efforts to make safety a priority. Ratings On May 5, 2020, A.M. Best Company, the leading source for information on the financial condition and operating performance of insurance companies worldwide, reaffirmed Builders Mutual’s rating of A "Excellent" for the 21st consecutive time. According to the A.M. Best Rating Rationale Summary, the rating reflects the strength of Builders Mutual’s balance sheet, which is categorized as “Strongest.” A.M. Best commented on the company’s strong capital position, solid underwriting and operating leverage metrics, and our conservative reserving practices. A.M. Best describes the outlook for Builders Mutual as “Positive” which reflects favorable combined ratios that have outperformed peers on a five and ten year basis. AT WORK WITH YOU OUR COMPANY OUR PRODUCTS OUR LEADERSHIP FINANCIALS 800-809-4859 CALL US FOR MORE INFORMATION Stay Connected POLICYHOLDER TOOLS Submit a claim online Register for access as a policyholder Find an agent Find a risk management consultant Premium audit Builders University Purchase safety products AGENT TOOLS Register for access as an agent Become an agent CONTACT INFORMATION Phone numbers Location and directions Send an email Careers at BMIC FURTHER INFORMATION News and events AM Best rating Español Find a local HBA Privacy policy Builders Mutual Logo Job-Site Safety Institute Building Progress Podcast Series © 2005-2021 Builders Mutual Insurance Company PO Box 150005 Raleigh, NC 27624-0005 Local: 919-845-1976 Toll-Free: 800-809-4859