. Main Menu Login MINNESOTA BANK & TRUST PERSONAL CREDIT CARDS Get the credit you deserve! Competitive rates and rewards, no annual fees, and the security and acceptance of VISA®. CASH BACK REWARDS CARD Earn 3% cash back on gas and groceries on your first $20,000 combined net spend annually and 1% cash back on all other qualifying purchases.1 $0 Annual Fee Click "Apply Now" to print the application. Submit completed application in "Messages" via Online Banking. See More Apply Now VISA® SECURED CARD The VISA Secured Card helps establish and build credit, while offering VISA Platinum Card benefits. $0 Annual Fee Click "Apply Now" to print the application. Submit completed application in "Messages" via Online Banking. See More Apply Now YOU MAY ALSO BE INTERESTED IN: PERSONAL SAVINGS ACCOUNTS Start saving today for a better tomorrow with our full suite of savings options. See More PERSONAL LOANS New car, your next adventure, an R/V for family road trips - whatever your needs we have financing options for you. See More PLATINUM CHECKING An interest-bearing checking account that will earn you a premium interest just by keeping a minimum balance. See More 1 3% Cash Back Rewards on the first $20,000 combined net spend annually between gas and groceries. Spend over this amount will receive 1% Cash Back Rewards on net purchases. Points can be redeemed for a credit to your credit card account or deposit account held at a domestic United States Financial Institution. Minimum point redemption amount applies. Review the program’s terms and conditions at www.scorecardrewards.com or call ScoreCard Customer Service at 1-800-854-0790. The program’s rules can change at any time without notice. Void where prohibited or restricted by law. Credit Cards are issued and serviced by New Mexico Bank & Trust d/b/a HTLF Card Services. Normal Underwriting guidelines apply. Visa Signature is a registered trademark of Visa International Service Association and is used by the issuer pursuant to license from Visa U.S.A., Inc. Existing Credit Card Customers: To request your personal Credit Card Cardholder Agreement, please call us at 877.346.1418 or email us at cardservicessupport@htlf.com. Personal Checking Personal Savings Financial Calculators Switch Kit Personal Fee Schedule Small Business Checking Private Client Business Fee Schedule Fraud Center Careers FAQs Privacy Policy Social Media Terms of Use Search Search Minnesota Bank & Trust is ©2021 Minnesota Bank & Trust.