About Us Branches & ATMs Careers Rates CONTACT US Enter terms to search the entire site Products Advantages Advice Open an Account Apply for a Loan Make a Payment Online Banking Online Banking Login Username: Password: Log In New User Forgot User ID Forgot Password Need Extra Holiday Cash? Skip a payment LEARN MORE Previous Next Pause YOUR ADVANTAGE Working together to secure a real advantage. AUTO & PERSONAL SAVINGS & CERTIFICATES MORTGAGE RATES Auto Loans as low as 2.44 % APR* Credit Cards as low as 7.75 % APR* Personal Loans as low as 6.99 % APR* RV Loans as low as 3.94 % APR* VIEW ALL RATES Protect Yourself From Holiday Scams Car Buying Service powered by TrueCar Love Your Rewards Your Advantage Better value and Member discounts. FIND OUT MORE Helpful tools and advice LEARN MORE Local credit union engaged in the local community LEARN MORE Business decisions are made with you in mind LEARN MORE If you're ready to be a part of something special, don't wait! We want to put you on the road to your financial freedom! BECOME A MEMBER Your Partner in the Community 1st Advantage Celebrates Grand Opening of Newly Located Hidenwood Branch 1st Advantage hosted a ribbon-cutting ceremony in celebration of their newly located Hidenwood branch, located in the CNU Village Shopping Center on Tuesday, November 16, 2021. FULL STORY WAVY-TV 10 Coats for Families Partner 1st Advantage has once again partnered with WAVY-TV 10 for their 29th Coats for Families initiative. FULL STORY 1st Advantage Colleagues Give Back to Local Nonprofits 1st Advantage colleagues volunteered their free time to give back to local nonprofits and complete community projects. FULL STORY 1st Advantage Announces New Chair and Vice Chair of the Board of Directors Succeeding Tom Cameron as the new member elected Chairman of the Board is Sylvester McClellan. Additionally, Andrae Via has been elected as Vice Chair, Larry Smail will continue serving as Treasurer, and Brenda Dawson will continue serving as Secretary of the Board. FULL STORY We are here when you need us 757-877-2444 Contact Us 24/7 Access Find a Location Connect on Facebook Connect on Twitter Connect on LinkedIn Stay Connected Bank in Virginia with 1st Advantage Federal Credit Union and enjoy quality personal and business banking services including checking, savings, mortgages, business loans and more. Visit a conveniently located branch in Grafton, VA, Yorktown, VA, Hampton, VA, Newport News, VA, Fort Eustis, VA, Gloucester, VA, Richmond, VA, Williamsburg, VA, or Virginia Beach, VA. KEY PRODUCTS Free Checking Credit Cards Personal Loans Mortgages Home Equity Line KEY ADVANTAGES Special Offers Community Impact Nationwide Branches KEY ADVICE Home Buying Money Management Retirement Planning Credit Counseling Information/Cybersecurity Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. *APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Routing # 251480563 NMLS #509408 Privacy Disclosures Website Accessibility Live Chat