Personal Business/Ag Investments Contact Us Username: Password: New Users Enroll Here CSB About Us Contact Us Locations Business Checking Checking Interest Public Funds NOW Organizational Trust Commission Business Checking Minimum Opening Balance $100 Minimum Balance (to avoid fees) NA Fees $5 monthly maintenance fee; waived if enrolled in online statements $0.15 per debit item1 $0.16 per credit item $0.06 per item deposited Uncollected funds fee if applicable2 Additional Information Earnings credit-bearing3 More Benefits SHAZAM® Debit Card Online Banking & Mobile Banking 1The first 15 debits will be free, unless the account accrues more than 15 debits. In that case, all 15 debits will be charged as normal. 2Uncollected funds fee: If the month’s average collected balance is negative, the account will be charged an additional fee based on a rate set by the bank and subject to change and applied to the month’s average collected balance. 3Earnings credit: An amount will be calculated each month to partially or completely offset the calculated monthly charge. It is based on a rate determined by the bank and subject to change and applied to the month’s average collected balance less a 12% reserve requirement. © 2021 Community State Bank | Privacy Policy

Personal Business/Ag Investments Contact Us Username: Password: New Users Enroll Here CSB About Us Contact Us Locations Check Reorder Securely reorder your checks here*. © 2021 Community State Bank | Privacy Policy

Personal Business/Ag Investments Contact Us Username: Password: New Users Enroll Here CSB About Us Contact Us Locations CDs/IRAs Certificates of Deposit Invest without the risk of market losses with a CD from Community State Bank. CDs are a way to save while taking advantage of higher interest rates than traditional savings accounts. Our CDs have fixed rates, flexible term options from 3 to 60 months, and can start with deposits as low as $1,000. Individual Retirement Accounts It’s never too late to start saving for higher education or retirement. Congress created accounts to encourage you to save for these events. There are several plans to select from depending on your tax situation. By opening these types of accounts at Community State Bank, you can receive the retirement benefits while also maintaining the safety a bank provides. IRA, SEP, and SIMPLE Accounts These may allow you to deduct your contribution, reduce your current income taxes and offer tax-deferred earnings*. Each of these three accounts have different contribution limits that will allow you to save as much as you can this year for your future retirement. Roth IRAs Roth IRAs are nondeductible accounts that feature tax-free withdrawals for certain distribution reasons after a five-year holding period*. Roth accounts have many special benefits that distinguish themselves from IRA, SEP and SIMPLE accounts. *Other terms and conditions apply. Please consult a tax accountant for full details. Other types of investments also available. © 2021 Community State Bank | Privacy Policy