Banking Login Personal Business Loans Investments Contact About couple watching sunset Checking Accounts Personal Checking Accounts First Bethany offers a wide range of personal checking account products. All of our checking accounts include these special features: Free 24/7 account access through BETH Telephone Banking at (405) 789-2572; Internet Banking at www.firstbethany.com; & Mobile Banking access via smart phone or tablet app. 15 FREE bill payments per month – only $0.50 each payment over 15. FREE MASTERCARD® ATM/Debit Card. Transactions are FREE at First Bethany ATMs and most OKC metro-area 7-Eleven Stores. OOPS overdraft protection available. $5.00 fee charged to protected account per transfer. Transfers in $100.00 increments. Insufficient funds charges apply. Overdraft Privilege is a discretionary courtesy; $400 for Free Checking and $700 for other eligible Personal Checking accounts. All insufficient funds and overdraft fees apply and are included in the limit. Select one that’s right for you! Customer Identification Requirements To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Gold Advantage Gold Advantage is loaded with valuable benefits and is designed for you. In addition to all the convenient banking features you’ve come to expect from First Bethany Bank, you’ll enjoy vital protection for you and your finances, helpful ways to save, and big rewards on everyday purchases.. Free Checking Free Checking is a consumer account designed for personal, family, student, or household use, making it easy to get cash, pay bills, and keep track of spending. NOW Account The NOW account is a tiered, variable-rate, interest bearing consumer checking account designed for personal, family or household use. Senior NOW The Senior NOW account is a tiered, variable-rate, interest bearing consumer checking account designed for customers age 55 or over. Money Market / Gold Money Market The Money Market account is a tiered, variable-rate, interest bearing account for those who have higher balances, seeking to earn a higher rate of interest, and who have a limited need to write checks. Account Deposit Requirements Minimum Balance Requirements Statements Interest1 Credit Service Charge Gold Advantage $50.00 min. opening deposit None Monthly Statements Or Monthly Secure e-Statements None $6.00 monthly Free Checking $50.00 min. opening deposit None Monthly Secure e-Statements FREE None FREE NOW Account $1,500.00 min. opening deposit $1,500.00 Daily Monthly Statements Secure e-Statements recommended Tiered Rates $1,500.00 - $9,999.99 $10,000.00 - $24,999.99 $25,000.00 & Over $10.00 Monthly if daily balance falls below $1,500.00 Senior NOW $100.00 min. opening deposit Age 55 & Over $100.00 Daily Monthly Statements Secure e-Statements recommended Tiered Rates $100.00 - $9,999.99 $10,000.00 - $24,999.99 $25,000.00 & Over FREE Money Market MONEY MARKET $2,500.00 min. opening deposit $2,500.00 Daily Monthly Statements Secure e-Statements recommended MONEY MARKET $2,500 & Over $10.00 if daily balance falls below $2,500.00 Gold Money Market GOLD MONEY MARKET $25,000.00 min. opening deposit $2,500.00 Daily Secure e-Statements recommended GOLD MONEY MARKET Tiered Rates $25,000.00 - $49,999.99 $50,000.00 & Over ACTIVITY FEES Per Check/debit2 over 6 per statement cycle3 - $1.00 1Interest on checking accounts is compounded and credited monthly based on tiers. Interest on Savings Accounts is compounded and credited quarterly based on minimum required. The interest rate and annual percentage yield may change at any time. There are no maximum or minimum interest rate limits. Accrued interest will not be credited if account has closed. 2Debits are any withdrawals made from the account except bank-related fees &/or service charges. 3Federal Regulation limits the number of withdrawals and/or transfers from this type of account. During each checking statement cycle (savings calendar month) you may not make more than six (6) withdrawals or transfers to another bank account of yours or to a third party by means of pre-authorized, automatic, telephone or electronic transaction. There are no limits on the number of withdrawals made in person. The bank requires proper identification for each withdrawal. Contact Us By Phone - (405) 789-1110 Telephone Banking - (405) 789-2572 Email Us - *Please do not send confidential information via email - Contactus@firstbethany.com DISCLOSURES AND NOTICES Sitemap Privacy Policy Disclosures Security Routing # - 103009160 Download Adobe Reader 2021 First Bethany Bank & Trust © All rights reserved.