Spanish English    FINANCIAL AND DIGITIZATION AREA homeResearch areas Financial and digitization area Financial and digitization area The Financial and Digitization Area monitors the situation of the financial system, with special attention to the banking sector and groups of savings banks, and its digital transformation. In this area, research of international diffusion in the financial system is carried out, developed by the researchers that form it and also through their collaborations with other world-renowned researchers. Among the most developed issues are financial and banking regulation and its effects, the competitive structure of the banking sector, means of payment for financing companies and the role of finance in economic growth. The digital transformation of the Spanish financial system is analyzed through the Observatory of Financial Digitization (ODF). The objective of this Observatory is to generate, accumulate and disseminate information on the progress of the digital transformation in the Spanish financial system. Highlights Newsletter Media exposure to crypto assets Date: diciembre 2021 Criptoactivos Artículo The pandemic and its impact on the insurance business in Spain Fecha: diciembre 2021 Blasco, Ignacio; Manzano, Daniel; Milner, Aitor Insurance sector The impact of the pandemic on the insurance industry was significant, if uneven, across both geographies and business lines. While the industry is showing signs of recovery, forecasts are predicated on the normalisation of claims and the continuation of financial market stability. Artículo Cryptoassets: The good, the bad and the advent of CBDCs Fecha: diciembre 2021 Carbó Valverde, Santiago; Rodríguez Fernández, Francisco Cryptoassets The emergence of cryptoassets provides both risks and opportunities for investors, banks and central banks alike. However, determining the ideal design and regulation of these assets, as well as anticipating any potential risks, will be key to minimizing financial system disruption and maximizing the associated benefits. Alertas ante los chiringuitos financieros Fecha: noviembre 2021 Chringitos financieros Rentabilidad Riesgo Ver todos ÁREAS DE INVESTIGACIÓN Área financiera y digitalización Análisis financiero ODF Big Data Área de economía Área social FUNCAS Think tank dedicado a la investigación económica y social CONTACTO C/ Caballero de Gracia, 28 | 28013 Madrid, España +34 91 596 57 18 | funcas@funcas.es SÍGUENOS Aviso legal | Política de privacidad | Política de cookies | Mapa web | Contacto We use our own and third-party cookies to improve our services and compile statistical information. By clicking on "Accept" or if you continue browsing, you accept their use. To accept