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Real opportunity lives in real world problems With imagination, experience, and integrity we dig into complex risks to create original solutions while factoring the human story into every pursuit. CORPORATE CITIZENSHIP Heartwood Preserve: See why residents and businesses are buying into our vision of community Explore RISK MANAGEMENT How rethinking homeowners insurance can revitalize inner city neighborhoods Explore SUSTAINABILITY INVESTMENTS How a single tree is bringing sustainability, prosperity, and innovation to the Gulf Coast Explore HEALTH AND SAFETY How our data predicted an impending health crisis Explore RISK MANAGEMENT What Applied knew about California wildfires that others didn't Explore ©2021 Applied Underwriters, Inc. Rated A (Excellent) by AM Best. Insurance plans protected U.S. Patent No. 7,908,157 Privacy Policy | CA Privacy Notice