Menu ► ❙❙ 2764 Sunset Point Road #600 Clearwater, FL 33759 Phone: 727-724-9499 Fax: 727-724-9438 E-mail: scerwin@sagepointadvisor.com Newsletter Sign-up click here to get the latest articles, newsletters and videos. Sign-up Now Helpful Links Click here to see helpful links for Market News and Information. Learn More Contact Us Please feel free to contact us with any questions. Contact Us George F. Cerwin Certified Financial Planner™ GFC Financial Management "Financial Advice You Can Trust" Thank You for visiting our website. Together George F. Cerwin and GFC Financial Management regard You – Our Client – Our Most Important Asset! We understand selecting the right investment professional to help you is an important decision. The person selected should be experienced and qualified offering you sensible and prudent judgment on financial matters and the personalized attention, communication, and service you deserve. That's why for more than 40 years Clients have entrusted George Cerwin and his company GFC Financial Management to help them pursue their dreams and help plan for retirement by providing financial strategies while building client relationships on the principle of trust with commitment to service. OUR GOAL Help our Clients in every aspect of their financial lives by employing innovative and sensible wealth management strategies and providing "Gold Medal" Services while communicating a sincere caring attitude toward every Client and placing their financial well-being above our own. GFC BROCHURE GFC REPORTS Proactive Year-end Tax Planning for 2021 Anticipating Rising Interest Rates 3rd Quarter 2021 Economic Update GFC Report - October 2021 Newsletter Market Volatility: A Part of the Investment Experience 2nd Quarter 2021 Economic Update GFC Report - July 2021 Newsletter Proactive Tax Planning, Because Taxes Matter! GFC Report - April 2021 Newsletter 2021 Special Tax Report Welcome to 2021 GFC Report - January 2021 Newsletter Strategies for Investors in Uncertain Times Low Interest Rates and Investors Proactive Retirement and the SECURE Act Traditional and ROTH IRA's - Taking Retirement into Your Own Hands Identity Theft Article Funding Your Retirement Maintaining Your Financial Records The Rise of Interest Rates Is Your Investment Strategy on Track? Key Estate Planning Documents You Need The Four Phases of Retirement Newsletters Is a High-Deductible Health Plan Right for You? What distinguishes HDHPs from preferred provider organizations (PPOs)? Learn about some key differences between the plans. HOT TOPIC: High-Frequency Indicators: Where to Look for Signs of Recovery This article discusses various high-frequency indicators economists use to monitor the pandemic’s impact and the economic recovery’s progress. When You Can’t Speak for Yourself Discover how a living will and durable powers of attorney for health care and finances can help ensure your wishes are carried out. All-in-One Funds: Targeting Time or Risk? This article discusses target-date funds and lifestyle funds, with the more common of the two based on time horizon rather than risk. More Newsletters » Calculators LTCI Cost of Waiting Estimate the potential cost of waiting to purchase a long-term care insurance policy. Mortgage Acceleration This calculator can help you determine how soon you can pay off your mortgage. Savings Goals How much do you need to save each year to meet your long-term financial goals? Retirement Plan Early Distribution Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan. More Calculators » Securities and Investmnt Advisory Services offered through SagePoint Financial, Inc. member FINRA and SIPC. Insurance services offered through GFC Financial Management and Real Estate Services offered by Sue Cerwin through Coldwell Banker Residential Referral Network. Listed entities are not affiliated with SagePoint Financial, Inc. PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to. This communication is strictly intended for individuals residing in the state(s) of AZ, CA, CO, CT, FL, GA, IN, ME, MA, MI, NC ,NH, NJ, NY, NV, PA, SC, TX and WI. No offers may be made or accepted from any resident outside the specific states referenced. Site Map Back To Top Check the background of this financial professional on FINRA's BrokerCheck