. MENU Summit Community Bank ONLINE BANKING LOGIN Personal Checking At Summit, it’s our goal to give you personalized service and attention that goes beyond what’s expected. With a variety of checking accounts and plenty of great features and benefits, you’ll find that we’ve created our accounts to be as unique as our customers, designed to meet a diverse range of financial needs. Explore our comparison grid to see which account is right for you. All Summit Personal Checking Accounts receive these features: Free Debit MasterCard Free Mobile and App Banking Free Debit Card Text Alerts Free Online Banking and Bill Pay Free 24-hour Automated Telephone Banking Free eStatements Free Official Checks and Money Orders (1 per visit) Free Notary Service SUMMIT CUSTOM CHECKING SUMMIT CUSTOM CHECKING WITH INTEREST SUMMIT ELITE CHECKING T-FUND CHECKING SENIOR SELECT CHECKING MONEY MARKET CHECKING Summit Custom Checking Summit Custom Checking w/ Interest Senior Select Checking Summit Elite Checking/ Savings T-Fund Checking Money Market Checking Minimum to Open $50.00 $50.00 $50.00 $50.00 $50.00 $1,000.00 Minimum Earn Interest N/A $1,000.00 $.01 N/A $.01 $2,500.00 Minimum Balance Requirement/ Service Fee $500.00 $5.00 fee if balance falls below $1000.00 $5.00 fee if balance falls below No Minimum balance requirements No Minimum balance requirements $25,000 / $19.00 fee if balance falls below $1,000 / $6.25 fee if balance falls below Account Requirements to "Waive" Monthly Service Fee 5 DC POS Transactions OR E-Stmt OR ACH $250 or more per month $1,000 Minimum Balance AND E-Stmts None None None None Withdrawal Restrictions None None None None None $10.00 fee will be charged for each item over the limit (Teller transactions are not subject to account withdrawal limits). Account Restrictions N/A N/A Must be 55 or over to open account Must have Summit Elite Savings N/A N/A When is Interest Compounded N/A Monthly Monthly N/A Monthly Monthly Interest Calculation N/A Calculated on Collected Daily Balance Calculated on Collected Daily Balance N/A Calculated on Collected Daily Balance Calculated on Collected Daily Balance Please contact us to obtain complete disclosures of all fees related to these accounts. © 2021 Summit Community Bank. Proud to be a part of the Summit Financial Group of community banks. Home About Us Holidays Contact Us Privacy Policy Financial Calculators Remote Support NMLS 504702