Explore Products Claims About Us Resources 1-855-347-3939 , Call Us Log In Classic Car Insurance Insure your classic car with low-cost coverages PRODUCT Classic Car ZIP Code This classic car rate and coverage are provided and serviced by third parties. Read more. Home InsuranceClassic Car Insurance Get a classic car insurance quote and enjoy the ride We love classic cars just as much as you do. That’s why with the Progressive Classic Car by Hagerty® program, you can take your car out for a spin without any fixed mileage restrictions. And if you join the Hagerty Drivers Club, you can also get 24/7 roadside assistance for lockouts, battery jumps, tire changes, and more. Hagerty's mission is to keep your vintage car ready for the road, whether you’re headed to a car show or just out for a weekend drive. Get a quote for collector car insurance now and get covered. Hagerty's auto insurance rates are on average 34% less than standard auto rates* (See Disclosure) Your classic isn't just a car. That's why your classic car insurance policy isn't just a standard car insurance policy. Instead, it's a much different policy that's built just for your classic and includes more specialized coverages. And your classic or collector car insurance policy actually costs about $244 less* (See Disclosure) than a standard auto policy. Commonly asked questions about qualifying for classic car insurance Generally, to get insurance for classic, collector, vintage, and antique cars or trucks, your vehicle needs to be parked in a garage, used as an extra car and not your daily vehicle, and kept in good working condition. If your car doesn’t qualify for classic auto insurance, a standard auto insurance policy may be a better option for you. How old does my car have to be before it’s considered a classic? The age range of a classic car is often between 25–50 years old. However, there is no definitive age that makes a car a classic. Different states have different requirements for defining a vehicle as a classic, which may factor in age, weight, usage, or manufacturing. Where do I have to store my classic car? In order to qualify for classic car insurance, you must have adequate storage available. An enclosed structure such as a private garage or storage unit is preferred, but carports, driveways, and other storage areas may also be acceptable. How often can I use my classic car? Your classic car cannot be your everyday car. It should be for occasional use only. Taking your car out for pleasure driving, exhibitions, tours, and similar trips is acceptable. Does my driving record impact my classic car insurance? Yes. In many states, you may not qualify for classic auto insurance if you’ve had excessive speeding violations, reckless driving, and other serious infractions in the last three years. Do I have to have another car insured with Progressive? No, but you will need to maintain an insurance policy on your regular-use vehicle in addition to your classic car insurance policy. What makes a car a classic? The exact definition may vary among classic car insurance companies, but Hagerty defines them as "fun-to-drive" vehicles that maintain or appreciate in value and are used primarily for pleasure. A few examples: 1965 Ford Mustang 1975 Volkswagen Beetle 1980 Chevrolet Corvette If your car is not a classic, you can still be insured. But, you'll need a standard auto policy with Progressive instead. Get an auto insurance quote online. How does classic or collector car insurance differ from regular auto insurance? One of the key differences between classic and regular car insurance is that a regular policy may cover you only for the actual cash value of your classic car. Learn more about the difference between classic and regular auto policies with our Classic Car Insurance 101 guide. Get discounts on classic car insurance and more with Progressive Classic Car by Hagerty When you quote collector car insurance with Hagerty, you can get a reduced rate for adding two or more classic vehicles to your policy. If you also join the Hagerty Drivers Club, you gain discounts for automotive parts, track events, driving schools, and more offerings available from Hagerty’s partners.** (See Disclosure) Get started with a quote for classic car insurance, check out the Hagerty Drivers Club, and start saving more today. Hagerty classic auto insurance policy features With Hagerty, you’ll enjoy more protection for your ride and the way you want to cruise. Just get a classic car insurance quote today and gain the peace of mind that comes with these specialized policy features. Guaranteed Value® coverage to insure your classic's real value If you do have a covered total loss, you'll get every single cent of your car's insured value.† (See Disclosure) No depreciation. No messing around. No hassle. When you get your classic car insurance quote, just provide your classic's value, and then Hagerty will agree with you on a total payout number. You can find out more about your classic car’s value using our Classic Car Value guide. Original replacement parts coverage If you have a claim, Hagerty offers stock original replacement parts when possible, and has specialists on hand to hunt down any rare or hard-to-find ones. And yes, original replacement parts coverage is automatically included at no extra cost with your classic or vintage car insurance policy. Flexible usage to fully enjoy your classic The best collector car insurance lets you enjoy your ride the way you want. That's why with Progressive Classic Car insurance by Hagerty, you have the freedom to take your ride to collector vehicle club functions, exhibitions, tours, and even occasional pleasure driving.*** (See Disclosure) Get a classic car insurance quote online or call for advice Get a quote Or, call 1-888-534-8980 Insurance Car Insurance Home Insurance Progressive Answers Explore All Products Our Company About Us Careers Investors Newsroom Quick Links Continue Previous Quote Report a Claim Make a Payment PerkShare Connect 1-855-347-3939 Contact Us Progressive App Become a Partner Search / Keywords Facebook Instagram Twitter YouTube Lifelanes Contact Us Site Map Accessibility Services Technical Help Privacy & Security Terms of Use Insurance Resources RANKED #1 WEBSITE FOR EASE OF USE Copyright 1995 - 2021. Progressive Casualty Insurance Company. All Rights Reserved. We offer insurance by phone, online and through independent agents. Prices vary based on how you buy. Δ Disclosure Discount varies and is not available in all states or situations. Progressive Advantage Agency, Inc. refers consumers seeking classic car insurance to Hagerty® Insurance Agency, Inc. for placement with insurers offering that coverage. Hagerty and the insurers are not affiliated with Progressive. PAA and Progressive are not responsible for insurer or coverage selections, policies issued, claims, the content or operation of others' websites, or how others handle or use your information. Information you provide to others is subject to their privacy policies and website terms of use, and may be shared with us. PAA receives compensation from Hagerty that may vary based on the policy you buy. Contact us for more details. Price, coverage, and coverage terms and conditions may vary between insurers. Availability may vary by state. * Disclosure Figure based upon 2019 consumer data collected by Hagerty on single car quotes, with premiums $5000 and under, from several daily driver (or “Everyday”) auto insurance carriers. ** Disclosure Purchase of insurance is not required to join Hagerty Drivers Club. Membership and benefits provided by Hagerty Drivers Club, LLC, a licensed motor club and non-insurance subsidiary of The Hagerty Group, LLC. † Disclosure Any deductible and/or salvage value if vehicle is retained by you will be subtracted from the total amount paid. Guaranteed Value includes all taxes and fees unless prohibited by state law. *** Disclosure Occasional pleasure use does not include daily driving to and from work or school, routine shopping, etc. Hagerty, Hagerty Drivers Club, and Guaranteed Value are registered or common law trademarks of The Hagerty Group, LLC. × We'd welcome your feedback! Thank you for visiting our website. 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