Home Blog About Us What Is Asset Finance? Common Questions Management Join Us Our Services Asset Types Transport Construction Engineering Waste & Recycling Printing Agriculture Leasing Hire Purchase Refinancing Contact Broker Page Select Page Welcome to Praetura Asset Finance Praetura delivers asset finance – tailored business funding options which support sole traders, partnerships and limited companies. l Tailored Options Praetura Asset Finance offers tailored funding options such as asset-based finance, hire purchase, finance leasing and refinancing  Uses Our agreements are ideal for equipment and business expansion.  Sectors We help businesses from various industry sectors – including construction and plant, engineering, printing, transport, waste and recycling, and agriculture.  A Personal Approach We get to know a business and we match its goals and ambitions to the practical requirements of affordability. Our approach is good for cash flow, budgets and ultimately for business. If you are: Z A broker Z A potential customer Z A dealer or supplier Z Professions person Contact us to discuss your requirements and how Praetura can help you: By phone: 0333 323 7800 – Or by e-mail: Operations@PraeturaAF.co.uk What Is Asset Finance? Confused about what asset finance is, and how it can help your business? Click below for more information. Find Out More Asset Types Praetura Asset Finance has a wide variety of assets available including vehicles used for transportation, construction and engineering as well as equipment used for printing and waste management. View Assets Hire Purchase Hire Purchase enables the acquisition of costly equipment through an instalment plan. The amount and date of monthly repayments are set. In addition, they aren’t subject to VAT and other charges can often be offset against profits for taxation. Find Out More Leasing Finance leasing allows a company full use of an asset for an agreed time period. The amount and date of monthly repayments are set, which is important for business budgeting and cash flow purposes. Monthly lease repayments are deductible from income as a trading expense. Find Out More Refinancing Refinancing can be utilised as funding for new equipment, expansion or even a management buy-out or buy-in. While Praetura will buy the equipment from the company, it can continue to be used. Also, ownership of the equipment can be transferred back afterwards. Find Out More Meet Our Team Our management team have over 80 years of combined experience. Find Out More Mike Hartley Managing Director Mike has worked in financial services for over 30 years, originally with the NatWest Bank and then Sun Life of Canada, before moving into asset finance in 1987. Daryl Johnson Company Secretary/Operations Director Daryl has worked in financial services for over 25 years, starting in a building society, moving on to banking, working for an international bank, then a short period in invoice finance, and for the last 13 years in asset finance. Mike Dalzell Credit Director Mike has worked in the financial services sector for his entire working life – almost 30 years. Initially he worked in a sales role for Forward Trust and progressed into providing a business development function for a pioneering independent Invoice Finance company.  Contact Us For more information you can get in touch with us from our contact page…  About Us Our About Us page contains more information about Praetura Asset Finance. u Questions? If you have any questions about us, or our services, you can learn more on our Common Questions page. News A Small Business Guide to Managing Late Payments – 6 Top Tips by admin | Oct 5, 2015 | Business 101 Keeping on top of your cash flow should be a priority for all businesses, so here are our top tips to preventing rising debts from sapping your financial buffer. SME Masterclass: A Complete Guide to Hire Purchase by admin | Sep 15, 2015 | Business 101, General Hire Purchase agreements are a far more cost-effective alternative that enable the purchase of expensive equipment and machinery. The item remains the property of the lender until the final repayment is made. How Farmers Can Keep Cash Flowing Amidst the #Milkgate Crisis by admin | Aug 28, 2015 | Business 101 In an effort to save their business and livelihood, disgruntled farmers have waged war on the supermarket’s squeeze on prices by holding in-store protests and boycotts. « Older Entries About This is the website of UK-based finance company Praetura Asset Finance. Here you can find information about us as well as industry news and business advice. Disclaimer Each news blog post represents the opinion and views of the individual author and does not represent the opinion of Praetura Asset Finance at large. Twitter © Praetura Asset Finance Limited 2015 | Privacy | Treating Customers Fairly