SIGN IN Thanksgiving Day holiday hours. Learn more. Home Checking, Savings & Investments GECU Savings Accounts GECU SAVINGS ACCOUNTS1 WHAT’S NEXT FOR YOU? You can start accomplishing more with the tools, encouragement and support of GECU’s savings accounts. We’re here to help you make small efforts that can lead to big things. Save today, so tomorrow you can ask yourself, “What’s next for me?” Savings accounts Youth and education savings Emergency or vacation savings funds Retirement saving2 Open your GECU savings account at any location today! JOIN THE GECU CHRISTMAS CLUB* OPEN YOUR ACCOUNT BY MARCH 31, 2022 Get ready for the next holiday season by opening a GECU Christmas Club account today! Deposit as much and as often as you like — your money will start earning interest right away. Set up an automatic transfer to your account to make saving easier and start checking gifts off your list sooner! Get started with a $10 deposit Set up an automatic transfer to your GECU Christmas Club account Access your funds on November 1, 2022 Open your GECU Christmas Club account by visiting any GECU location or by calling 915.778.9221, toll-free at 1.800.772.4328. SAVINGS TIP Save some extra money each week by skipping the lunch rush at your favorite restaurant and packing lunch from home. If you save just $20 each week starting December 1, 2021, you’ll save $960 by November 1, 2022! FINANCIAL EDUCATION TOOLS Get one step closer to your goals with these FREE financial education videos that teach you about … Finances 101 Buying a home The college years Understanding your credit report Retirement and much more! CHOOSING YOUR PERSONAL SAVINGS ACCOUNT Congratulations! When you open your personal savings account, you become a member and owner of GECU. That means opportunities to apply for a wide range of affordable loans and other GECU products and services. No monthly service fee Free online banking Free access to your account on your pc, laptop, tablet and mobile phone3 Transfer funds at no charge to your saving and deposit accounts Free GECU ATM Card Surcharge-free ATMs locally and nationwide4 GECU YOUTH SAVINGS ACCOUNTS GECU offers three educational accounts designed to teach your kids the discipline of saving money and watching it grow. Money Mammals — up to 8 years of age. M3 Money Club — 9 to 13 years of age. Free2Be — 14 to 17 years of age. GECU Miners Kids Club Youth Savings Account — 0 to 12 years of age SENIOR PRIVILEGE PROGRAM For members 60 years young with special perks. You deserve it! SAVINGS CALCULATOR Want to know how much you'll need to save to reach your savings goal? We can help! Click here.7 Account Minimum Opening Balance Minimum Balance to Earn Dividends Dividend/Interest Payment Period Personal savings account represents your ownership or "share" of the credit union. $20 $100 Paid quarterly on the last business day of the quarterly statement periods on March, June, September and December Youth AccountsMoney Mammals Club $20 $20 All youth accounts are paid quarterly on the last business day of March, June, September and December M3 Money Club $20 $20 All youth accounts are paid quarterly on the last business day of March, June, September and December Free2Be savings $20 $20 All youth accounts are paid quarterly on the last business day of March, June, September and December GECU Miners Kids Club Youth Savings Account $20 $20 All youth accounts are paid quarterly on the last business day of March, June, September and December In addition to the above, all GECU share/savings accounts offer the following benefits: 24/7/365 access to account information by calling 915.778.9221 or by logging in to online banking. Deposit insurance by the National Credit Union Share Insurance Fund (NCUSIF) up to $250,000. For complete details on insurance coverage amounts, request a free copy of "Your Insured Funds" brochure by speaking with a live GECU representative at 915.778.9221, toll-free at 1.800.772.4328. *Requires only $10 to open. Early withdrawal results in loss of interest and closure of your account if funds are withdrawn before November 1, 2022. Learn more about how you can join. Click here. 1Learn more about how you can join. Click here. 2Other conditions apply. 3No charge to access these services from GECU. Standard text-messaging and data rates may apply. 4There may be transaction fees charged by owner of non-GECU ATMs. 5A Miners Kids Club membership is required to open a GECU Miners Kids Club Youth Savings account. A minimum opening deposit of $20 will be funded by GECU at account opening. APY (Annual Percentage Yield) of 0.25% is dependent on the share account opened and is accurate as of the last dividend declaration date. Rates may change after the account is opened. Rates are accurate as of July 14, 2020. Limit one account per Miners Kids Club membership. GECU will provide tax reporting to recipient and Internal Revenue Service 6Receive a one-time deposit of $10 into the GECU Miners Kids Club Youth Savings account when recurring transfers are set up through GECU Online Banking and two transfers are completed within the first three months of opening the account. Limit one deposit per account. 7Information and interactive calculators are made available to you as self-help tools for your independent use and are for illustrative purposes only. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. Quick Answers How do I sign up for online bill pay? What mobile apps are available? How can I apply for a GECU Mastercard® credit card? Do you offer financial education seminars? How much do I need to save to reach my savings goal? What is GECU Chat? Current Rates 12-mo. CD up to 0.25% APY* 36-mo. CD up to 0.70% APY* Money Market up to 0.50% APY* Jumbo Bump-up IRA CD up to 0.95% Full Disclosure of Rates and Terms *APY= Annual Percentage Yield Complaint Notice About GECU Contact Us Locations & Hours Careers Privacy Notice Third Party Disclosure Español Annual Report Site Map Federally insured by NCUA. Security Assurance © 2021 GECU. All rights reserved. GECU uses third party vendor sites to enhance your ability to use online financial tools. When you leave GECU's website, the links you may access are for your convenience and are for informational purposes only. Any products and services accessed through these links are not provided or guaranteed by GECU. The sites you visit may have a privacy policy that is different from GECU's. 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