Open Navigation Menu Log In Business Loans "Our company wants to grow bigger and better, and to do that we need affordable financing and working capital." Contact us Pages within to grow my business All the right funding tools to get the job done. Pittsburgh business leaders have always thought big – think about the steel mills that built the nation, and the financial empires that powered the economy. Whether your company is looking to build something special, buy new equipment, or just beef up its inventory, Clearview offers commercial loans at rates that make growth possible and success more probable. Term Loans Ideal for businesses that plan to expand their facilities, purchase new equipment, finance acquisitions, refinance debt, or purchase fixed assets Competitive fixed or variable interest rates Terms up to 10 years (longer if secured by real estate) Manageable fixed monthly payments Can be secured or unsecured Collateral can be liquid assets, such as stocks, bonds, mutual funds and certificates, real estate, titled equipment, and vehicles, or business assets such as inventory, receivables, furniture, fixtures, and equipment Lines of Credit Ideal for businesses in need of working capital. Businesses can borrow, repay, and borrow again up to the maximum credit balance, until the expiration date of the line Variable interest rate tied to prime rate Can borrow as often as you wish, up to a pre-established limit Interest is billed monthly based on usage Can be unsecured or secured by short-term assets Commercial Real Estate For purchase, improvement, expansion, or refinance of commercial real estate, such as: 1-4 family investment property, office buildings, manufacturing facilities, or retail buildings Terms up to 15 years with amortization to 20 years Fixed or variable rates Typically 80% loan-to-value maximum loan Property serves as full or partial collateral Construction Loan Perfect for businesses needing to fund new construction or expand physical facilities Similar in terms to a commercial real estate loan, but with different down payment criteria Pay interest-only for construction period of 6 to 18 months Standby Letters of Credit Financing vehicle that essentially substitutes our credit strength for your company's Issued to third parties on behalf of your company to guarantee performance, ensure payment to suppliers, or to bond payments. Annual fee of 1% to 2% Typically one year with either a specific maturity or automatic renewal Demand Loans For businesses with short-term needs No fixed maturity date or scheduled principal amortization Can be terminated anytime by the borrower or the credit union Ready to open an account? Our business account checklist will help you gather the documents you’ll need to open a business account based on your business type. View checklist What's included? Wide range of financing options Competitive rates Flexible repayment terms Still have questions about Business Loans? How quickly can I be approved for a loan? What is your Financial Institution Address and Number for Electronic Titling? I've changed my email address; do I need to let the Credit Union know? Does the Credit Union offer Loss of Life protection on loans? Can I make a payment by phone? Can I mail a check? Thank you for being there for more than 30+ years for me. Rubin, Clearview Member Become a member - Become a member Recommended for you Get started Growing Your Small Business Learn how to make your small business thrive with this free interactive course in our Financial Education Center. Get a quote Get helpful financial tidbits and good news straight to your inbox once a month! Submit link to facebook page link to instagram page link to twitter page link to youtube page link to LinkedIn page Popular links Contact us Financial calculators Find a location Open an account Apply for a loan View all rates About Clearview Clearview blog Clearview Cares ® Careers Refer a Friend Tell Us Your Story #BetterLife Helping people to enjoy a better life. Clearview Federal Credit Union offers valuable banking solutions including checking accounts, savings accounts, mortgages, personal loans, home equity loans, credit cards and more. Bank online, with our mobile app, or visit any of our convenient locations including Brentwood, Butler, Canonsburg, Center Township, Chippewa, Delmont, Hopewell Township, Kennedy Township, Latrobe, Lower Burrell, McMurray, Monroeville, Moon Township, Robinson Township, Sewickley, Shadyside, Wexford, PA and East Liverpool, OH. Routing number 243083237 Care Center 1-800-926-0003 M-F 8 a.m. - 6 p.m., Sat 9 a.m. - 2 p.m. Disclosures Online Privacy - opens in new window Privacy - opens in new window Sitemap Website Accessibility Copyright © 2021 Clearview Federal Credit Union