CUSTOMER AREA THE SOCIETY CO-OWNERSHIP RENTAL MANAGEMENT TRANSACTION RENTAL INSURANCE CUSTOMER AREA The insurance Reception > The insurance The subscription of insurance adapted to the needs of our customers is one of our main missions: Multi-risk home insurance Damage insurance Unpaid rent & property damage insurance Liability insurance Multi-risk home insurance We negotiate contracts with a view to providing our clients with the best guarantee / premium ratio. We have negotiated specific interleaves with several companies allowing our customers to benefit from additional and adapted guarantees. The comprehensive home insurance contract is subject to regular renegotiation. We issue a call for tenders in close collaboration with union councils or owners. Damage insurance When carrying out work benefiting from a ten-year guarantee, we take out a structural damage insurance policy. We have negotiated the contracts in order to provide our clients with the best guarantee / premium ratio. Unpaid rent & property damage insurance Collecting rent is crucial for any landlord who often allows them to pay off the loan or finance their retirement. In the event of unpaid rents, the insurance guarantees the payment of rents. Litigation costs are also guaranteed. The amount and duration of the guarantee are capped. When the tenant is responsible for damage beyond normal use and wear of the rented property, property damage is covered in accordance with the provisions of the contract signed. Liability insurance Law n ° 2014-366 of March 24, 2014, known as the ALUR law, establishes a new obligation of civil liability insurance. This obligation concerns: The Syndicate of co-owners The occupying co-owner Le Copropriétaire non-occupant Les membres du Conseil Syndical Désormais, aux termes de l’article 9-1 de la loi n° 65-557 du 10/07/1965, chaque copropriétaire est tenu de s’assurer contre les risques de responsabilité civile dont il doit répondre en sa qualité soit de copropriétaire occupant soit de copropriétaire non-occupant. Chaque syndicat des copropriétaires est tenu de s’assurer contre les risques de responsabilité civile dont il doit répondre. Ces nouvelles dispositions nous amènent à vous apporter les précisions suivantes : En ce qui concerne le syndicat des copropriétaires, la garantie responsabilité civile est acquise dans les contrats d’assurance multirisques habitation que nous souscrivons. Le copropriétaire occupant trouvera en principe la réponse auprès de son assureur personnel dans le cadre de sa multirisques habitation. The non-occupying co-owner must take out a specific insurance policy. For the non-occupying co-owner who has not called on a Property Administrator, we will help you meet this obligation. Article 25 of the law of July 10, 1965 was amended by the ALUR law. It provides for an obligation of civil liability insurance for members of the union council, when they are likely to have a delegation of power. We will make sure to cover each member of the union council to comply with these new obligations. The water damage guide Discover Sogi's practical advice Discover our guide Renting a property Our advisers support you Find out more | Reception | Sogi | Co-ownership | Rental management | Transaction | Rental | SOGI 36, rue du chemin vert 75 011 PARIS Tel: 01.40.33.83.83 Fax: 01.43.66.75.10 CONTACT US ALL RIGHTS RESERVED - 2014 - LEGAL NOTICES A BEGITAL.COM CREATION