Erie Insurance Home Menu Restaurant Insurance Hot flames, employees rushing around, the threat of food contamination—you face some pretty unique risks as a restaurant owner. We at ERIE understand this, which is why we created a special mix of policies, endorsements and services your business really needs. REQUEST A QUOTE YOUR RISKS, OUR SOLUTIONS Business Insurance from ERIE Has You Covered YOUR LIABILITY YOUR PROPERTY AND INCOME YOUR EMPLOYEES Premises Liability Coverage If you become legally liable for injuries suffered by a customer after something like a slip-and-fall accident at your business. Liquor Liability Coverage For legal costs and payments if your restaurant is ever named in a lawsuit. (Available for purchase as an additional coverage.) Data Breach Liability Coverage If you become legally liable because of accidental release of personal or credit card information in your care. (Available for purchase as an additional coverage.) EVEN MORE COVERAGE Here are some of the extra ways that coverage from ERIE goes above and beyond Hired & Nonowned Auto Liability Covers liability arising from autos you lease, hire, or borrow or autos of your employees being used in connection with your business.1 Sewer or Drain Backup With your Erie Secure Business policy, covers a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump.2 Data Breach Response Expenses To notify and assist affected individuals and provide various case management services.1 Ordinance or Law Covers increased costs of complying with building codes which regulate construction and repair of damaged buildings after a covered loss. Employee Theft Protects you against employee theft, which is a situation that can be hard to detect. Earthquake Covers a loss caused by an earthquake.2 1 Available for purchase as an additional coverage on select policies. 2 Available for purchase as an additional coverage. GREAT SERVICE IS PART OF THE PACKAGE. Risk Control You have access to risk control tools and services to help you identify and reduce common business risks. Specialized Services You have support from claims and customer service teams that have special training in serving businesses like yours. Your Local ERIE Agent Your independent ERIE agent is there for you from quote time to claim time to every time in between. CLAIMS SERVICE YOU CAN COUNT ON With ERIE, you have claims service that’s local and quick to respond. If you have to file a claim, you can rest easy knowing that ERIE stands behind its promise of service. ERIE has claims offices throughout its territory, so help is always close by. Reimbursement for smaller claims can happen in as little as 48 hours. RESTAURANT INSURANCE QUOTE Does your restaurant have the right level of protection? If not, let’s talk. REQUEST A QUOTE Erie Insurance Home Above All in Service - Since 1925 Call ERIE (800) 458-0811 .cls-1{fill:#fff;}phone-white CONTACT ERIE .cls-1{fill:#fff;}checklist-white START A CLAIM .cls-1{fill:#fff;stroke:#fff;stroke-miterlimit:10;}wrench-white REPAIR SHOP LISTING .cls-1{fill:#fff;stroke:#fff;stroke-miterlimit:10;stroke-width:0.25px;}wallet-white MAKE A PAYMENT .cls-1,.cls-2{fill:#fff;}.cls-2{stroke:#fff;stroke-miterlimit:10;}question-white SUPPORT CENTER Erie Insurance Group has earned A.M. Best's rating of A+ (Superior). Erie Family Life Insurance Company has earned A.M. Best's rating of A (Excellent). From FORTUNE. © 2021 FORTUNE Media IP Limited All rights reserved. Used under license. FORTUNE is a registered trademark of FORTUNE Media IP Limited and is used under license. FORTUNE and FORTUNE Media IP Limited are not affiliated with and do not endorse products or services of, ERIE Insurance. Privacy Disclaimer States of Operation Terms of Use Sitemap Español .cls-1{fill:#fff}Facebook .cls-1{fill:#fff}Twitter .cls-1{fill:#fff}Linkedin ©2010-2021 Erie Indemnity Co.