Products Process Resources About Call us today 855.561.4944 FIND A LOAN OFFICER PRODUCTS Conventional Loans If you’re looking for monthly mortgage payments that stay the same throughout the course of your loan, then a 30-year fixed-rate Conventional mortgage is a great choice. Conventional Loan Requirements Purchase a primary residence with as little as 3% down Credit scores as low as 620 may be accepted Benefits and Details Consistent monthly payments based on principal, interest rate, and amortized interest over the life of the loan (monthly payments may include taxes and insurance) Pay off your mortgage at any time without any prepayment penalties Refinance up to 95% of the value of your primary residence Loan terms can range from 10 to 30 years Available for purchase, refinance, or cash-out refinance Adjustable-rate mortgages (ARMs) also available (855) 561-4944 customercare@peopleshomeequity.com 3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273 Licensing Privacy Terms Visit the NMLS Consumer Access website for regulatory information about us. Copyright © 2021 Cardinal Financial Company, Limited Partnership, dba Peoples Home Equity (NMLS ID 66247)

Products Process Resources About Call us today 855.561.4944 FIND A LOAN OFFICER Mortgage Calculator Want to figure out your monthly mortgage payment? Enter the price of your home, down payment, loan type, and more to predict your monthly payment and see a breakdown of interest, taxes, and insurance. Mortgage Calculator Mortgage Calculator HOME PRICE DOWN PAYMENT LOAN TERM (YEARS) 5 10 15 20 25 30 INTEREST RATE (%) PROPERTY TAX (OPTIONAL) HOME INSURANCE (OPTIONAL) YOUR MONTHLY PAYMENT $1,478 Taxes $300 Insurance $67 Principal & Interest $1,111 The information and results provided by these calculators are for illustrative purposes only. These self-help tools are for independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual and financial circumstances. We recommend you consult a financial advisor to discuss your home financing goals. (855) 561-4944 customercare@peopleshomeequity.com 3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273 Licensing Privacy Terms Visit the NMLS Consumer Access website for regulatory information about us. Copyright © 2021 Cardinal Financial Company, Limited Partnership, dba Peoples Home Equity (NMLS ID 66247)

Products Process Resources About Call us today 855.561.4944 FIND A LOAN OFFICER OUR PROCESS Home Refinance (855) 561-4944 customercare@peopleshomeequity.com 3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273 Licensing Privacy Terms Visit the NMLS Consumer Access website for regulatory information about us. Copyright © 2021 Cardinal Financial Company, Limited Partnership, dba Peoples Home Equity (NMLS ID 66247)