Services We Love Helping People We want you to have financial freedom! We take a person-first approach to financial planning: crafting a financial strategy just for you. Learn more about how we can serve you. INCREASED SAVINGS Cash flow is the lifeblood of a person’s financial world; without it, your financial life comes to a screeching halt. Through cash flow analysis, we can help you devise a strategy to take care of life’s day-to-day demands and still grow the savings you want for life’s opportunities and emergencies. DEBT REDUCTION No one likes debt. Education, business, home, auto and other loans can become a financial cancer. Believe it or not, debt used properly can actually improve your financial life, but too often debt is overwhelming and eats away at one‘s financial and emotional well-being. By developing a private reserve strategy, we will show you how to move beyond debt and toward increasing your balance sheet. STRONG PROTECTION Protection pieces are the concrete supports of your financial bridge that take you from today all the way to the end of your life. If these aren’t done right, one unfortunate event can wipe out everything. We will keep our finger on the pulse of your financial life making sure your protection pieces are protecting what you have worked so hard to create. TAX EFFICIENCY Taxes will be one of the greatest drags on your financial life. You love your country and happily pay for what you love, yet there is financial wisdom in being as tax efficient as possible. In considering your situation, we recommend specific methods to utilize tax-efficient strategies with the goal of reducing unnecessary taxes over the course of your family‘s life. SUSTAINABLE GROWTH We build lifelong growth plans to move you toward financial health and strength. By using the Riskalyze tool, we create custom investment portfolios taking into consideration your personal risk tolerance and investment style preferences. In doing this, we provide a better investment experience by reaching your long-term goals in a manner consistent with your level of market exposure and investment style. RETIREMENT INCOME Navigating retirement is no simple task. Understanding Social Security, 401(k)s, IRAs, pensions, healthcare costs, inflation and other financial tools can easily become disconcerting. Preparing for and entering retirement feels a bit like climbing Mount Everest. More people have died descending Mt. Everest than climbing up, as they didn‘t plan well for the second part of their journey--the same can be true in retirement. When the income stops coming in, making sure you have a solid income plan moving into and through retirement is essential if you are going to not only survive, but thrive in your retirement years. Our experience in this area will help you climb up the mountain, and come down it as well. We Would Love To Meet You. LET'S CONNECT! Contact Us 760.527.3459 Email Us 1140 Tremont Street, Suite 108 Oceanside, CA 92054 Michael Blankers is an investment adviser representative of, and securities and advisory services are offered through, USA Financial Securities Corp. (Member FINRA/SIPC). USA Financial Securities is a registered investment adviser and is located at 6020 East Fulton Street, Ada, MI 49301. Michael Blankers is authorized to transact securities-related business and investment advisory services only in states where he is properly registered. For investment products and services, these states include CA. For investment advisory services, these states include AZ, CA, IL, OR, TX. Orchard Financial is not affiliated with USA Financial Securities. California Insurance License #0G14641 This website is not intended to render personal advice for compensation, provide investment, legal, or tax advice, nor to effect securities transactions. ©2021 Orchard Financial, Inc. All rights reserved.