Our Story Free Quote Call Us GET QUOTE WE SAVE YOU MORE! Home Insurance GET QUOTE Be certain you know what your policy covers before you purchase it. There is a critical difference if your policy is written for depreciated value instead of replacement value. There are many insurance providers for homeowners and renters. Cost is part of the insurance decision, but so is reputation. Popular Coverage Homeowners insurance is not required by any of the 50 states but it is typically required by the mortgage lender or bank if there is a mortgage on the house. Not only is homeowners insurance necessary for people who own or mortgage homes, mobile houses, townhouses, and condominiums, but renters insurance is also strongly suggested for anyone renting, whether it be an apartment or a house. Depending on the type of policy you obtain, this insurance will usually cover the dwelling itself, personal property, and liability. Depending on your location you may also need to consider additional insurance such as flood insurance. CALL OUR AGENTS NEAR YOU Property Protection Coverage Personal Property Covers the contents of your house, including furniture, clothing appliances, if they are stolen, damaged or destroyed. Dwelling Pays for damage or destruction to your house and any unattached structures and buildings. Example include fences, attached garage, shed or patio cover Liability Protects you against financial loss if you are sued and found legally responsible if someone is injured on your property. Loss of Use Pays for additional living expenses if your home is uninhabitable due to a covered loss. Most standard Florida homeowner's insurance policies pay 10% to 20% of the amount of your dwelling coverage. Medical Payments Covers medical bills for person(s) injured on your property. If you are injured on someone’s property,one option may be to seek payment from insurance coverage called medical pay coverage Flood A Separate policy that can cover buildings, the contents in a building, or both, so it is important to protect your most important financial assets,; your home, your business, your possessions. Carriers Access to Insurance Carriers 1837 N Dixie Hwy #B Pompano Beach, FL 33060 954-933-1339 954-933-1371 herold@more4lessinsgroup.com Products Homeowners Insurance Commercial Auto Auto Insurance General Liability Health Insurance Life Insurance Condo Insurance Commercial Flood Renters Insurance Workers Business Owner Policy Legal Contact About Us Contact Us Privacy Legal Terms Of Use Accessibility More 4 Less Insurance Group is an Active member of PIA since 2011. © 2020 All rights reserved Designed By: iTAEK