A default font size A 150% font size A 200% font size Search Login Careers Contact Us Español (800) 437-7355 About Us Products Learning Center Policyowners Agents Become an Agent Products / Life Insurance / Whole Life Whole Life Insurance An Asset that Stands the Test of Time Having a plan in place with the right amount of coverage can give you peace of mind and help you focus on enjoying life. The guarantees of whole life insurance can help you stay the course for achieving long-term goals with an insurance plan that has stood the test of time. Life Insurance Term Life Return of Premium Term Whole Life Why whole life insurance? Whole life insurance can be an excellent foundation for a strong financial plan because of its many advantages, including simplicity, predictability and guarantees. Though today’s financial marketplace can be precarious and change quickly, whole life insurance has remained a stable part of a financial plan that can combine three guarantees – death beneﬁt, fixed premiums, and cash value – into one powerful and effective asset. Advantages of Whole Life Insurance Death beneﬁt guaranteed for the life of the policy Premiums guaranteed for the life of the policy Guaranteed cash value growth Potential for dividend payments, with higher dividend potential for select plans1 Flexibility with policy loans through cash value accumulation as shown in the policy Living Benefits available at no additional premium2 A stable financial asset on a balance sheet Income tax-free death beneﬁt3 Solutions Built to Meet Your Needs Path Protector Plus® Whole Life offers five different plans and a variety of riders so it can be strategically utilized for multiple protection needs based on your life stage, financial situation and planning objectives. Take a look at the following examples – some of which might sound familiar. Ready to get started? Request an Agent Get a Quote Guaranteed Premium Protecting your risk – Your premium rate will not increase during the life of your contract regardless of changes in your health or age. Guaranteed Cash Value Generate cash value accumulation – Cash value is contractually guaranteed to grow in your policy until age 95 or 121, depending on policy purchased. Guaranteed Death Benefit Provide for your family after you’re gone. Don’t wonder what would happen to your loved ones; know they are protected with a guaranteed death beneﬁt. Compare our whole life solutions Get a quick understanding of our whole life product portfolio with this at-a-glance chart. See the Comparison Chart Which scenario do you identify with? Continuous Pay – WL Series 100 Designed for those looking for simple, affordable, and guaranteed whole life coverage. Find Your Plan Continuous Pay – WL Series 200 Designed for those who want more from their coverage, but may have budget constraints that won’t allow a limited pay option. Find Your Plan Limited Pay – WL Series 100 Designed for those who value a budget-friendly limited pay plan with the guarantees and dividend potential found in a participating whole life policy. Find Your Plan Limited Pay – WL Series 200 Designed for those seeking high early cash values and policy growth to supplement their savings with a tax advantaged vehicle. Find Your Plan Single Pay Whole Life (SPWL) Designed for those with lump sums that are not earmarked for other purposes. Find Your Plan Get a life insurance quote online or have an agent contact you Request an Agent Get a Quote Contact Illinois Mutual (800) 437-7355 Send us an email Mon. - Thurs. 7:45 a.m. - 4:30 p.m. CT Fri. 7:45 a.m. - 12:15 p.m. CT 300 SW Adams Peoria, IL 61634 Life Insurance Term Life Return of Premium Term Whole Life Disability Insurance Individual Business Expense Worksite Insurance Term Life Accident Critical Illness Short Term Disability - Individual Short Term Disability - Group Work with Illinois Mutual Become an Agent Careers Dividends are not guaranteed and are payable at the discretion of Illinois Mutual. Certain charges accrue when an Accelerated Death Benefit is paid. Life insurance benefits are generally includible in one’s estate and, as such, may be subject to estate taxes. An accountant or attorney should be  consulted regarding individual circumstances. Policy Form LWL18, Whole Life Insurance Policy; Policy Form LSPWL18, Single Premium Whole Life Insurance Policy;Policy Form 5803, Chronic and Terminal Illness Accelerated Death Benefit Rider Not available in AK, DC, HI, MT, or NY. Coverage and availability may vary in other states. For policy costs and details of coverage, limitations, exclusions and terms, contact your agent or Illinois Mutual. If any discrepancies exist between this communication and the policy, the terms of the policy will control. Illinois Mutual, its agents and representatives may not give legal or tax advice. An accountant or attorney should be consulted regarding individual circumstances. Copyright © 2021 by Illinois Mutual Privacy | Legal Notice | Secure Message Center {{Term}} {{definition}}