Search Button Select a Language Login MENU Home / Personal / Banking / CDs CERTIFICATES OF DEPOSIT A Certificate of Deposit (CD) from First National Bank offers you a unique opportunity with a greater earning potential and added security. CDs are a guaranteed investment and growing source of interest that you can easily convert into cash. Plus, they offer higher rates than a regular savings account. Put your money to work for you! Here’s how it works: Purchase a CD with a fixed sum of money for a fixed period of time - this can range anywhere from six months up to five years, whichever is convenient for you. Your CD earns interest which compounds quarterly. When you cash in your CD at its maturity date, you receive the money you originally invested plus the compounded interest. View our Current Interest Rates and stop by one of our branches to purchase a CD today. Personal Banking Checking Savings & Money Market Cards Health Savings Accounts Certificates of Deposit IRAs Safe Deposit Boxes Video Banking Switch to FNB Loans Digital Banking Services Additional Services How Can We Help? Call us at 515-232-5561 Email Us Open Account Apply for a Loan Find a branch near you Career Opportunities Switch to FNB PROUDLY SERVING, AMES, ANKENY, JOHNSTON, OSCEOLA, VALLEY JUNCTION AND WEST DES MOINES Facebook YouTube 515-232-5561 Routing Number - 073902274 Personal Business Wealth Solutions Education Center FAQs About Us Contact us Locations/ATMS Deposit Rates Calculators Open Account Apply for a Loan Download Mobile App Order Checks Privacy Policy Copyright © 2021 First National Bank. All Rights Reserved. Site by Spinutech