Home New Cars Used Cars Buying Online Offers Service & Parts Bodycare Business Finance Motability More Contact Back You are here: Homepage > Finance GENERAL ENQUIRY OFFERS FIND A DEALER SERVICE Bentleys Motor Group Finance Below we outline the finance products available to you to fund your new car purchase. Our team are available to assist with any questions, whether up front or throughout the journey should you wish to purchase online. MAKE AN ENQUIRY FINANCE Buying a new car is a decision that requires careful consideration. Once you have chosen the right model, it’s essential that you select a cost-effective finance plan that best suits your budget. That is why we have devised flexible finance options - to help more of our customers get behind the wheel of a new Toyota or Citroën. Our most popular finance plans are the Personal Contract Plan, Personal Contract Hire and Hire Purchase arrangements. Personal Contract Plans involve a deposit followed by fixed monthly payments that cover a fraction of the full cost of the car. At the end of the contract, you can either return the car to us or buy it for the agreed resale price. Personal Contract Hire is a long-term lease, again involving a deposit and fixed monthly payments. As it is a hire package, you simply return the car to us at the end of the contract. A Hire Purchase package enables you to buy a car by paying a deposit followed by fixed monthly payments, rather than one lump sum. Every driver has their own preference for financing their car. The team at Bentleys Motor Group is dedicated to helping our customers get on the road and will help you select the right finance option for your budget. They can also tailor the plan with lower deposits and higher monthly instalments or vice versa, to make budgeting even easier. Find out more about the different finance packages and special offers available by contacting us today. Fill in and submit the online contact form or call us directly to speak with the team. Call Us Today On: 01925 594648 MAKE AN ENQUIRY WHAT IS PERSONAL CONTRACT PURCHASE (PCP)? Personal Contract Purchase (PCP) is a finance product that allows you the opportunity to buy a new or a used car. It is similar to a Hire Purchase agreement as you will usually pay an initial deposit, followed by monthly instalments over a term typically between 18 to 48 months. What makes PCP different to Hire Purchase (HP) is that your monthly instalments are paying off the depreciation of the car, and not its entire value, over the course of the term. Then, when you get to the end of your agreement, there is a final, balloon payment that must be made if you want to keep the car. The balloon payment is often referred to also as the Guaranteed Future Value (GFV). How does PCP actually work? What are the advantages of PCP? What should you consider when option for a PCP? Can I settle my PCP agreement early? FIND AND FINANCE YOUR NEXT VEHICLE THROUGH PCP WHAT IS HIRE PURCHASE (HP)? Hire Purchase is a way to finance buying a new or used car. You will normally pay an initial deposit and will pay off the entire value of the car in monthly instalments. When all the payments are made, the Hire Purchase agreement ends, and you own the car outright. What are the advantages of HP? What should you consider when opting for HP? Can I settle my HP agreement early? FIND AND FINANCE YOUR NEXT VEHICLE THROUGH HP Complaints Procedure Privacy & Legal Cookies Terms and Conditions Sitemap Data Preferences Commission Disclosure Modern Slavery Act Used Cars Used Cars Widnes Used Cars Crewe Used Cars Used Cars St. Helens Used Cars Southport Used Cars Used Cars Cheshire Used Cars Liverpool Used Cars Used Cars Warrington Used Cars Ellesmere Port © 2021 Bentleys Motor Group www.bentleysmotorgroup.co.uk 415 Manchester Road, Warrington, United Kingdom, WA1 3LR Reg Office: 415 Manchester Road Warrington United Kingdom Cheshire WA1 3LR Reg. Company Number: 4833198 VAT Reg. No. 823432060 NetDirector ® - Automotive Ecommerce Financial Disclosure Bentleys Motor Group are a credit broker and not a lender. We are Authorised and Regulated by the Financial Conduct Authority. FCA No: 0547337 Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. Registered in England & Wales: 4833198 Registered Office Address: 415 Manchester Road Warrington United Kingdom Cheshire WA1 3LR Data Protection No: ZA367655 BACK TO TOP CALL US 0 Saved Vehicles change cookie settings This site uses cookies and related technologies for site operation, analytics and third party advertising purposes as described in our Privacy and Data Processing Policy. You may choose to consent to our use of these technologies, or further manage your preferences. To opt-out of sharing with third parties information related to these technologies, select "Manage Settings" or submit a Do Not Sell My Personal Information request. MANAGE SETTINGS ACCEPT RECOMMENDED