Agent Login Employee Login Becoming an Agent Updates Contact Us About Us Products Find an Agent FAQs Seasonals For only $25 annually, you can have broader coverage for the electrical and mechanical equipment in your seasonal dwelling. Learn More Coverage for your seasonal home.The policies provide for a wide variety of causes of loss, including vandalism. When you purchase insurance for your seasonal house, coverage options are as follows: Additional living costs - when a covered claim means you can’t occupy your home, this coverage will pay for the additional costs you incur Liability - if you are sued for a covered incident that occurred on the seasonal property, we pay for an attorney, court costs and any damages awarded, up to policy limits Detached structures on the premises (garage, storage shed, etc.) The contents of your seasonal home The description of coverages and programs are purposely brief and are subject to specific policy provisions, limitations and exclusions that can only be expressed in the policy itself. For a complete explanation of coverages, please consult one of our licensed agents. Equipment Breakdown Coverage Our Equipment Breakdown coverage broadens your policy and covers against loss by mechanical or electrical breakdown that was previously excluded. Typical loss for your seasonal home: Imagine the air-conditioning system in the home quitting during a heat wave. The repairman informs you that the compressor had an internal failure and needs to be replaced. Most seasonal policies won’t cover this, but with our Equipment Breakdown addition, you’ll be covered. We’ll pay for the repairs, less the deductible. Some restrictions and exclusions do apply. See policy for exact coverage description. What does this coverage cost? $25 annually (no matter how many dwellings), and a deductible of only $500 (no matter your policy deductible) Covered Items Compressors, pumps, engines Electrical systems Furnaces Generators Home appliances (e.g., dishwashers, washing machines) Hot-water heaters Motors, fans, vacuum systems Refrigerators and freezers Included with this coverage is our green equipment breakdown endorsement, which gives you incentive to repair or replace damaged property in an environmentally friendly way. When you experience a loss of mechanical, electrical or pressure equipment, you’ll have the opportunity to go green. Have a question? Ask Us or Find an Agent Contact Us Address Barton Mutual Insurance Company 120 S Main St P.O. Box 99 Liberal, MO 64762 Hours 8:00 AM - 4:30 PM CST Monday-Friday Phone (417) 843-6265 Fax (866) 535-4798 Name Email Phone Subject Message Submit Barton Mutual Insurance Company Proud Member of © 2021 Barton Mutual Insurance | Privacy Statement