BRANCHES / ATMS CAREERS ABOUT MCU CONTACT US ROUTING #: 226078036 Join MCU Products & Services Rates Advice & Planning Log In Schedule an Appointment - Click Here Digital Banking Login Forgot User ID or Password? Register Security Fraud Alert Login Learn More 1 2 3 4 5 Prev Next 1 Find Branches & ATMs By: ZIP Code Current Location Within 5 Miles Within 10 Miles Within 20 Miles | Branch Directory 1 VIEW ALL Today's Rates Rates As Low As: LOANS APR Auto Loan* 2.29% Personal Loan** 6.95% APPLY NOW VIEW ALL MORTGAGES APR 30 Year Fixed 3.185% HELOC 1.99% APPLY NOW VIEW ALL SAVINGS APY*** IRA 18-Month Variable 0.05% Share Certificate 36-Month 0.30% OPEN NOW VIEW ALL * The APR for auto loans will increase by .50% after consummation if automatic payroll deduction or direct deposit is cancelled. ** The APR for personal loans will increase by .50% after consummation if automatic payroll deduction or direct deposit is cancelled. ***Annual Percentage Yield Visit our Rates page for more information JOIN MCU Become a Member Become a Partner PRODUCTS & SERVICES Loans Credit Cards Checking Savings Student Banking Insurance RATES Loans Credit Cards Savings Mortgages ADVICE & PLANNING Articles Personal Finance Tools ONLINE BANKING NYMCU Online Banking NYMCU Mobile Banking ABOUT MCU Careers News & Events Branches & ATMs Member Corner MEMBER SERVICE Contact Us Order New Checks Disclosures & Forms Security & Privacy Policy Site Map Copyright 2021 Municipal Credit Union. All rights reserved. Privacy Policy Online Privacy Policy This web site, www.nymcu.org, is the only authorized web site of Municipal Credit Union of New York City, New York. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. This website strives to comply with the best practices and standards as defined by Section 508 of the U.S. Rehabilitation Act and level AA of the Worldwide Web Consortium (W3C) Web Content Accessibility Guidelines 2.0. If you experience trouble accessing this website or would like to share feedback, please contact us at 212-693-4900. MCU’s services and products are directed to members residing in the United States. Routing Number: 226078036 NMLS #:184286 Federally insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.