Skip to footer Download Adobe® Acrobat Reader to view PDFs. Close Alert STAY SECURE Get informed about potential scams and how to protect yourself. Learn More Comenity Direct PRODUCTS ABOUT US RESOURCES COMENITY.COM (OPENS IN A NEW WINDOW) OPEN AN ACCOUNT Search LOGIN COMENITY DIRECT HIGH-YIELD SAVINGS 0.55% APY* LEARN MORE 1-YEAR CD 0.65% APY* LEARN MORE 2-YEAR CD 0.70% APY* LEARN MORE Start Maximizing Your Savings In Just Minutes. OPEN AN ACCOUNT Quick sign-up is one way we make saving simple. HIGHLY COMPETITIVE RATES† We monitor the top APYs to keep your savings growing. COMPARE NOW EARN INTEREST IMMEDIATELY‡ Simply transfer funds into your account from an existing bank. SEE ALL WE OFFER CUSTOMER EXPERIENCE Count on simplified transactions and elevated customer care. TRY US OUT Contact Us | FAQ | Financial Privacy | Online and California Privacy | Account Agreement | Site Map | Comenity.com (Opens in a new Window) California Residents: Visit this page to request that we Do Not Sell My Personal Information. *ANNUAL PERCENTAGE YIELD (APY): All Comenity Direct APYs are accurate as of 11/25/2021. APYs are subject to change at any time without notice. Offers apply to personal accounts only. Fees may reduce earnings. For high-yield savings accounts, a minimum of $100 is required and must be deposited in a single transaction. For high-yield savings accounts, the rate may change after the account is opened. To open a CD, a minimum of $1,500 is required and must be deposited in a single transaction. A penalty will be imposed for early withdrawals on CDs. At maturity, your CD will automatically renew and earn the base interest rate in effect at that time. †Rates are compared against competitor rates published by Bankrate.com (Opens in a new Window) and the institutions themselves as of 11/16/21. Bankrate.com (Opens in a new Window) obtains the data from the various banks that it tracks and its accuracy cannot be guaranteed. ‡Refers to deposits by ACH that are received before 5 p.m. CT on a Business Day (Monday through Friday, excluding federal holidays). Deposits begin earning interest from the moment they are received but may not be immediately available for withdrawal. Deposits received after 5 p.m. CT or on a non-Business Day are received on the next Business Day. Routing Number: 124085325 Comenity Direct is a brand of Comenity Capital Bank. All deposit products are provided by Comenity Capital Bank, a Utah state bank. © 2021 Comenity Capital Bank.