Gulf Coast Educators Federal Credit Union MEMBERSHIP LOANS ACCOUNTS RESOURCES INSURANCE Refer a Friend Open An Account Online Banking Login Own Your Bank – Join Home » About Us » Own Your Bank – Join Becoming a member-owner As an employee of a school district or college in the state of Texas or a member of their family, you too can bank at Gulf Coast Educators where friendly, affordable, personal service has made the credit union a success with educators for over 72 years. Get Started - Become a Member-Owner We aren’t like a regular bank. We’re a teacher credit union! Gulf Coast Educators FCU is a teacher credit union made up of educators and school employees, that is why all of our products and services revolve around you and your needs. As a school district employee, you and your immediate family members are eligible for membership. When you open your savings account, you unlock all the great perks that being a GCEFCU member has to offer: Free savings and checking account. We only require that you keep $1 in your account. Direct Deposit your paycheck early. We can even help you switch your direct deposit over to your GCEFCU account with our online Switch Kit. Low rates on loans, such as auto loans, personal loans, and credit cards. You even get 0.25% APR* off on your first auto or personal loan, with the option to defer your first payment up to 90 days. Special loans just for educators, like our Teacher Mortgage loan, Classroom Supply loan, Professional Development loan, and more. Special perks like discounted tickets to local attractions and Classroom Mini Grants. Convenient access to everything you need right here online or via our mobile app. You can open your account, get a loan, and pay your bills all from your smart phone. Become A Member Who Can Join How To Join What We Offer Extra Perks Three Ways To Become A Member To become a member of Gulf Coast Educators FCU, you must fall within our field of membership. 1. School District Employee Employees who work regularly in the Educational Industry in the state of Texas, meaning they work for: an elementary school, secondary school, or post-secondary school; a county superintendent of schools office; an authorized education foundation; or a school board, either as employees or trustees. Those who have retired as pensioners or annuitants from above employment are also eligible. 2. GCEFCU Employee Employees of Gulf Coast Educators Federal Credit Union are eligible for membership. 3. Family Members Immediate families or households that fall within the chart below are eligible for membership, as well as spouses of those who have died while whithin the field of membership of this credit union. Quick Links Become a member-owner Refer a Friend Account Agreement Account Access Membership Benefits Patriot Act Privacy Statement Financials Contact Us Locations & Hours Fee Schedule Help Accessibility Sitemap Disclaimer Espanol Routing No. 313087286 NMLS# 403220 Federally insured by the NCUA up to $250,000. © Gulf Coast Educators Federal Credit Union Credit Union Web Design by Big Splash Web Design & Marketing