LOGIN NOW FORGET PASSWORD? JOIN Business Tools Advocacy Education News Events About Store Digital Closings ALTA strives to help members identify the benefits and risks associated with digital closings in order to put the industry in the best position to solve problems and inspire innovative ideas. ALTA is your source for tools and education about various aspects of digital closing and provide information about the availability of technological advances such as remote online rotary (RON). Remote Online Notarization Videos Introductory Videos on RON Introduction to Digital Closings Get a quick overview of the various types of digital closings, as well as the benefits and operational efficiencies they can provide. Digital Closings: A Closer Look Get the 411 on all the terms and acronyms associated with digital closings. Understand what they mean and the processes associated with each of them. Remote Online Notarization Learn about the various steps and requirements for performing a RON. Ask the Digital Boot Camp Experts Video Series That Darn Promissory Note Sponsored by Qualia Listen to the first installment of the Ask the Digital Boot Camp Experts video series as we discuss "That Darn Promissory Note." Joining Lisa Steele of Mother Lode Holding Co. and Eddie Oddo of First American Title Insurance Co. is Camilia Martin with Falcon Capital Advisors. Agent Spotlight Boots on the Ground Sponsored by Qualia Eddie Oddo, vice president of First American Title's corporate business solutions, speaks with Web Raulston, CEO of Team Title Services in Tennessee, and Kelli Flores, vice president of First American's direct operations in Colorado. Learn how these title agents are approaching RON and RIN. Boots on the Ground, The Real Story Sponsored by FNF Family of Companies During this third Ask the Digital Boot Camp Experts video series, Lisa Steele of Mother Lode Holding Co. and Eddie Oddo of First American Title Insurance Co. discuss how title companies are handling remote online notarizations with Celia Flowers of East Texas Title and Dennis Pospisil of Republic Title of Texas. The 411 on MISMO's RON Certification During this latest installment of Ask the Digital Boot Camp Experts, Lisa Steele of Mother Lode Holding Co. and Eddie Oddo of First American Title Insurance Co. talk with Rick Hill of the Mortgage Bankers Association about MISMO's Remote Online Notarization Certification. Agent Spotlight Boots on the Ground Check out this bonus Ask the Digital Boot Camp Experts video as Lisa Steele of Mother Lode Holding Co. and Eddie Oddo of First American Title Insurance Co. talk with Celia Flowers of East Texas Title and Dennis Pospisil of Republic Title of Texas about how remote online notarizations have affected E&O coverage. Resources Remote Online Notarization FAQs - February 2021 RON Workflow ALTA's Principles for Remote Notarization ALTA's 2017 Principles for Remote Online Notarization (RON) Notarization Types and Terminology This infographic breaks down the various ways notarizations can occur and explains their capabilities and requirements. Digital Closing Readiness Checklist Digital Closing Statutes ALTA members have access to this state-by-state list of digital closing statutes. List of MERS eRegistry Participants RON Explained This video walks through the remote notarization process, which connects consumers and notaries using two-way audio and video conferencing technology. State Laws Authorizing Remote e-Notarization Emergency orders and guidance issued by states on RON do not necessarily conform with the ALTA-MBA model or RULONA standards for consumer protections and anti-fraud safeguards. The powers of entities to issue such orders should to be reviewed on a state-by-state basis. Prior to relying on any emergency order or guidance, you should contact your underwriter. 48 states and the District of Columbia have either passed a RON law or issued an executive order pertaining to remotely notarizing documents, some have done both. Please email any additional orders or guidance not listed to eblosser@alta.org. Years listed next to state names denote when RON laws were passed. Alabama Alaska (2020) House Bill 124 Arizona (2019) Senate Bill 1030 Administrative Rules Arkansas (2021) Senate Bill 340 California Colorado (2020) Senate Bill 20-096 Connecticut Executive Order Delaware Public Health State of Emergency Declaration District of Columbia Coronavirus Omnibus Emergency Amendment Act of 2020 Florida (2019) CS/CS/HB 409: Electronic Legal Documents Administrative Rules Georgia Executive Order Administrative Rules Hawaii (2020) Senate Bill 2275 SD2 HD2 Executive Order Administrative Rules Idaho (2019) Senate Bill 1111 Administrative Rules Illinois (2021) Senate Bill 2664 Executive Order Executive Order Update and Extension Administrative Guidance Indiana (2018) Senate Bill 372 Iowa (2019) Senate File 475 Draft administrative rules Kansas (2021) Executive Order Senate Bill 106 Kentucky (2019) Senate Bill 114 Louisiana (2020) House Bill 274 Maine Executive Order Maryland (2019) Senate Bill 0678/CH0407 Executive Order Supplement to Governor's Emergency Order Massachusetts Michigan (2018) House Bill 5811 Executive Order Minnesota (2018) Senate File 893 Mississippi Executive Order Administrative Guidance Missouri (2020) House Bill 1655 Executive Order Montana (2019) House Bill 370 Administrative Rules Nebraska (2019) Legislative Bill 186 Executive Order Administrative Rule Nevada (2017) Assembly Bill 413 Administrative Rules New Hampshire (2021) Senate Bill 134-FN Emergency Order New Jersey Assembly, No. 4250 Assembly, No. 3903 Executive Order New Mexico (2021) Senate Bill 12 New York (2021) [pending] Senate Bill S1780C Executive Order Secretary of State Guidance North Carolina House Bill 1043 North Dakota (2019) House Bill 1110 Administrative Guidance Ohio (2018) Senate Bill 263 Administrative Rules Oklahoma (2019) Senate Bill 915 Administrative Rules Oregon (2021) Senate Bill 765 Pennsylvania (2020) House Bill 2370 Senate Bill No. 841 Administrative Rules Rhode Island Remote Online Notarization Temporarily Authorized Temporary Performance Guide Updated Notary Public Standards South Carolina SC Supreme Court Order South Dakota (2019) House Bill 1272 Tennessee (2018) Senate Bill 1758/House Bill 1794 Administrative Rules Texas (2017) House Bill 1217 Administrative Rules Executive Order Governor Abbott Temporarily Allows For Appearance Before Notary Public Via Video conference For Real-Estate Instruments Office of the Attorney General's Request to Temporarily Suspend Section 121.006(c)(1) of the Texas Civil Practice & Remedies Code Gov. Abbott Extends Emergency Use of Remote Ink-Signed Notarization (RIN) Utah (2019) House Bill 52 Administrative Rules Vermont (2018) H.526 (Act 160) Guidance on Emergency Rule Emergency Administrative Rule Virginia (2011) Title 47.1. Notaries and Out-of-State Commissioners Administrative Standards Washington (2019) Senate Bill 5641 - 2019-20 West Virginia (2021) Executive Order Secretary of State Guidance Senate Bill 469 Wisconsin (2020) Assembly Bill 293 Wyoming Senate Bill 29 Federal Legislation The Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020 (SECURE Notarization Act) would permit immediate nationwide use of remote online notary (RON) with minimum standards and provide certainty for the interstate recognition of RON. Senate Bill 1625 House Bill 3962 SECURE One-page Summary How Does the SECURE Notarization Act Impact My State The SECURE Notarization Act Is A Necessary Step Into The Future State Legislative Tools RON Checklist Model Bill Memo for Model Bill Section-by-Section Description of Model Bill FAQ on Model Bill Suggested Talking Points Letter to State Legislators Frequently Used Legal Acronyms of Key Laws and Model Bills Amendments to Revised Uniform Law on Notarial Acts - June 11, 2021 Model Emergency Notarization Order Language Notarization Types & Emergency Options Background & FAQ Draft Letter to Gov and SOS on Model Emergency Notarization Order Sample Language for Emergency Notarization Order Model State Executive Order for Remote Notarizations Resources for Finding RON Vendors ALTA Marketplace Fannie Mae Vendor List (scroll to middle of page) Freddie Mac Vendor List MISMO Vendor Data on Increased RON Usage in 2020 States that have Passed Remote Online Notary Legislation (as of August 18, 2021) Digital Closing Articles Recent 2021 2020 2019 First Class Signing Launches RON Solution November 18, 2021 First Class Signing Service announced it has launched a new MISMO-approved remote online notarization (RON) service to serve digital closings nationally and internationally. New: BOGO Your Way to Boot Camp! November 2, 2021 Go digital with the ALTA, MBA & MISMO Digital Closing & eMortgage Boot Camps! Right now, you can take advantage of our BOGO offer and bring a colleague or friend for free when you register. You have two chances to attend for your ultimate convenience. The Mortgage Industry’s Field of Dreams National Mortgage News | November 1, 2021 As state legislators continue to embrace RON and federal legislators push for it, the lingering question of the borrower remains. If lenders build RON technology into their stack, will borrowers come? Data suggests that the answer is yes, borrowers will come walking out of the cornfields for RON. New RULONA Amendment Gives More Flexibility September 21, 2021 It’s not news to anyone in the title industry that there has been an explosion of interest in remote online notarization (RON) since the start of the COVID-19 pandemic. The past year also saw growing interest in paper alternatives to the RON experience. Read on to learn how the new RULONA amendment provides more flexibility as well as the three ways to perform a paper remote online notarization. Digital Mortgage Closings Could be Legal in all 50 States by 2022, Expert Predicts FOX Business | September 17, 2021 Some experts believe that eClosings could be legalized across all 50 states by 2022, as that process and remote online notarizations (RON) gain more traction. "There continues to be broad, bipartisan support in Congress for the SECURE Notarization Act, and we continue to educate policymakers, alongside a broad coalition of partners, about the importance of expanding access to remote online notarization nationwide with strong standards for its use by all consumers," said Chris Morton, American Land Title Association senior vice president of public affairs. American Land Title Association 1800 M Street, NW, Suite 300S Washington, DC 20036-5828 P. 202.296.3671 F. 202.223.5843 service@alta.org Copyright © 2004-2021 American Land Title Association. All rights reserved. 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