**Recovery Loan Scheme** – Learn more What we do Unleash the power of your business assets to fund your growth We provide the liquidity you need at every stage of your business, including growth and expansion, management buy outs/buy ins, mergers and acquisitions, turnarounds, restructuring, exits and major investments Benefits Benefits of Asset-Based Lending Asset Based Lending is a versatile finance solution for event-driven opportunities, such as expansion, funding an acquisition or management buy-out, or providing finance for restructuring and exits. Maximises availability and certainty of funding Minimises execution risks Ideal for growth, acquisitions and MBOs Meets the demands of your timeframes Cash flow loan creates additional headroom Asset-Based Lending Products Invoice Discounting UK businesses are increasingly turning to their assets to release working capital for growth. Discounting is at the heart of every Asset-Based Lending facility we deliver. Not only does Invoice Discounting provide a substantial initial cash injection, it is a revolving funding line that will sustain your growth trajectory. Our focus is always to maximise the availability and certainty of your funding, so we often supplement Invoice Discounting with funding against additional assets as an integral part of a full ABL package. Advances of up to 90% of Trade Debtors are available. Up to 90% OF TRADE DEBTORS Advances of up to 90% of Trade Debtors are available. Inventory With IGF, you can also use your Inventory (Stock) as security as part of a wider Asset-Based Lending package. In the case of Inventory, we will advance up to 85% of the Eligible Value on a revolving basis. Your availability of funding, therefore, goes up and down in line with your stock levels. This can be very useful to a business that has seasonal trading fluctuations or that carries high values of stock to cover customer needs. Up to 85% OF ELIGIBLE VALUE Advances of up to 85% of the Eligible Value on a revolving basis Plant & Machinery In respect of Plant & Machinery, our advance will take the form of an amortising loan of up to 4 years. An advance of up to 75% of the value of existing equipment can prove an excellent way to raise funds for further capital expenditure (capex) or other developments. Up to 75% OF EQUIPMENT VALUE up to 75% of the value of existing equipment can prove an excellent way to raise funds Property Commercial property provides a business with stability but there may be equity as a result of loans being paid down that could be re-used profitably in the business. Our facilities of up to 75% LTV are amortising but may be structured to offer a lower level of repayments during the term with a bullet repayment of the balance. Up to 75% LTV Our facilities of up to 75% LTV are amortising but may be structured to offer a lower level of repayments Cash Flow Loans In addition to the ability to release working capital, is often necessary to provide an additional loan based on the cash flow of a business – particularly to support private equity sponsored transactions and M&A activity. This supplemental facility is available to organisations with strong capital structures and can make all the difference in making deals a reality. Need a faster decision? Our team of decision makers will see you at your business premises GET IN TOUCH MEET THE TEAM Are you a Business Advisor? Learn how we support corporate financers, private equity houses, national & regional accountants, turnaround practitioners, and more… LEARN MORE Some recent transactions Our clients IGF supports HLD Group in the acquisition of Thurston Group with £16 million injection of ABL funding Read more Land Energy secures £6 million funding from IGF to expand operations and create new sustainable heating product line Read more IGF helps Pryme Group expand capabilities through merger with Caley Ocean Systems and IMES International Read more See all case studies Contact us today on 0800 051 8397 to find out more about how our asset-based lending solutions can help you grow your business GET IN TOUCH MEET THE TEAM CONTACT hello@igfgroup.com 0800 051 8397 GET IN TOUCH LOCATIONS London 20 Farringdon Street London EC4A 4AB Manchester Suite 208, 2nd Floor Centurion House 129 Deansgate Manchester M3 3WR Birmingham Office 211, 2nd Floor Cornwall Buildings 45 Newhall Street Birmingham B3 3QR Operational Centre Kingsgate High Street Redhill RH1 1SG WHO ARE WE About us Team News CLIENT CENTRE Login Code of Conduct Complaints procedure Feedback WHO WE WORK WITH OUR CLIENTS OTHER Coronavirus Recovery Loan Scheme (RLS) Transatlantic Partners ©2021 Independent Growth Finance Ltd. Registered no. 10077673. Registered office: Kingsgate, High Street, Redhill, RH1 1SG. Privacy Policy