PERSONAL LOANS EMPLOYEE LOANS CAR LOANS REVOLVING CREDITS CONSOLIDATION OF PAYABLES GUIDES AND TOOLS prestitionline.it (home) > assignment of the fifth ASSIGNMENT OF THE FIFTH : ONLINE QUOTE > FREE SERVICE> COMPETITIVE RATES> TRANSPARENT COMPARISON Date of birth - 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 / - Select - January February March April May June July August September October November December / Sex M. F. Type of applicant - Select - Government employee Public Employee Private Employee Parapublic employee Retired Domicile of the applicant - Select - Milan Naples Rome Turin ------------------- Agrigento Alexandria Ancona Aosta Arezzo Ascoli Piceno Asti Avellino Bari Barletta Andria Trani Belluno Benevento Bergamo Biella Bologna Bolzano Brescia Brindisi Cagliari Caltanissetta Campobasso Carbonia Iglesias Caserta Catania Catanzaro Chieti Como Cosenza Cremona Crotone Cuneo Enna Fermo Ferrara Firenze Foggia Forlì-Cesena Frosinone Genova Gorizia Grosseto Imperia Isernia La Spezia L'Aquila Latina Lecce Lecco Livorno Lodi Lucca Macerata Mantova Massa Carrara Matera Medio Campidano Messina Milano Modena Monza e Brianza Napoli Novara Nuoro Ogliastra Olbia Tempio Oristano Padova Palermo Parma Pavia Perugia Pesaro-Urbino Pescara Piacenza Pisa Pistoia Pordenone Potenza Prato Ragusa Ravenna Reggio di Calabria Reggio nell'Emilia Rieti Rimini Roma Rovigo Salerno Sassari Savona Siena Syracuse Sondrio Taranto Teramo Terni Turin Trapani Trento Treviso Trieste Udine Varese Venice Verbano Cusio Ossola Vercelli Verona Vibo Valentia Vicenza Viterbo Working seniority from ... - Select - January February March April May June July August September October November December year Net monthly income Euros per month - 13 14 Maximum desired rate Up to 1/5 of the monthly net salary Up to 2/5 of the monthly net salary Specified: Euro / month SHOW ME YOUR LOANS CONVENTIONED INSTITUTES Sales of the fifth online at discounted and exclusive conditions. Entitlement guaranteed by salary or pension. Opportunity to have advances on the requested amount. Assignment of the fifth of the salary guaranteed by life insurance and job loss. Possibility of obtaining renewals of other sales. Reduced times and costs thanks to the INPS, INPDAP and MEF conventions . ASSIGNMENT OF THE FIFTH: FIND OUT MORE The fifth assignment loans offered How it works Fifth assignment guide Frequently asked questions THE ASSIGNMENT OF THE FIFTH OF THE SALARY The loans with loans against salaries or pensions are fixed-rate loans for public and private employees with permanent contracts. This type of loan is called "salary-backed loan" because the monthly payment is directly deducted from the monthly salary up to 1/5 of the total amount of the paycheck, ie 20% of the salary assessed net of withholding taxes. The amount of the transfer can increase, only for employees, up to 2/5 of the salary thanks to the proxy loan (the so-called " double fifth"). Since the loan is guaranteed by the assignment of the fifth of the salary, the granting of the same does not depend on any past credit problems of the applicant precisely because, by virtue of the technical form of the assignment, it is the employer who pays the repayment of the loan. It is in fact his duty to pay the installment materially to the creditor, withholding the amount from his employee's paycheck. Today it is also possible for pensioners to access the assignment : in these cases, however, the maturity of the loan cannot exceed 90 years of age, even if insurance companies often limit the risk by taking products with a maximum of 85 years. The law provides that, at the time of signing the sale contract with the financial company, life and employment risk insurance is also stipulated . In the case of employment risk, the insurance has the right to recourse against the debtor, within the limits of the accrued severance indemnity: the severance indemnity is in fact set aside by the company in a specific fund and remains unavailable for the debtor who takes out the loan; the insurance therefore benefits only the financial company, not the employee. In the case of life risk, the insurance intervenes without claiming the right of recourse against the heirs. TAN a partire da 2,87%, TAEG massimo 17,8%. Importi fino a € 60.000 e durata finanziamento minima 24 mesi, massima 120 mesi. Tutti i finanziamenti sono a tasso fisso. Esempio: prestito di € 15.856 su 120 mesi ad un TAN del 7,20% (TAEG del 9,28%), rata mensile da € 200, importo totale dovuto dal consumatore di € 24.000. PrestitiOnline S.p.A. Iscrizione Elenco Mediatori Creditizi presso OAM n° M18 Iscrizione R.U.I. sez. E n. E000497146 presso IVASS P. IVA 06380791001 - Copyright 2000-2017 PrestitiOnline S.p.A. fa capo a Gruppo MutuiOnline S.p.A., società quotata al Segmento STAR della Borsa Italiana Per ulteriori informazioni, visita www.gruppomol.it La Società Chi Siamo Opinioni degli Utenti Notizie Prestiti Rassegna Stampa Intermediari Lavora con Noi Investor Relations Il Servizio Come Funziona Condizioni di Utilizzo Privacy Privacy Istituti Partner Informativa Trasparenza Tutti i finanziamenti online Prestiti Personali Cessioni del Quinto Prestiti Auto Crediti Revolving Consolidamento Debiti PrestitiOnline Mobile Guide e Strumenti Loan Guides The Best Personal Loans Consumer Credit Loans Purposes Obtaining a Loan Calculation Tools Loan Calculation Loan Observatory Loan Observatory Rates Law Loans Frequently Asked Questions Glossary Loans Banks and financial companies Santander Fiditalia Carrefour Banca Findomestic Agos Ducato All Institutes Comparison Loans Offered