PayPal PERSONAL BUSINESS PARTNERS AND DEVELOPERSHELP Log In Sign Up PayPal Merchant Fees When you sell with us, you can get some of the most competitive rates in the business. Consumer Merchant Download printable PDF Merchant Fees Menu Relevant Market/Region Commercial Transaction Rates Charity Transaction Rates Alternative Payment Method Rates PayPal Online Card Payment Services PayPal Payouts Micropayments Chargeback Fees Currency Conversions ECheque Fees Withdrawals Out of PayPal Other Merchant Fees Last Updated: 25, August 2021 You can find details about changes to our rates and fees and when they will apply on our Policy Updates Page. Changes expected to be published on immediate notice, can also be reviewed on our Policy Updates Page. You can also view these changes by clicking ‘Legal’ at the bottom of any web-page and then selecting ‘Policy Updates’. Domestic: A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same market. International: A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different markets. Certain markets are grouped together when calculating international transaction rates. For a listing of our groupings, please access our Market/Region Grouping Table. International euro (EUR) or Swedish krona (SEK) transactions where both the sender and the receiver are registered with or identified by PayPal as resident in the European Economic Area (EEA) are treated as domestic transactions for the purpose of applying fees. Market Code Table: We may refer to two-letter codes throughout our fee pages. For a complete listing of PayPal market codes, please access our Market Code Table. Relevant Market/ Region Rates published below apply to PayPal accounts of residents of the following market/region: Market/Region list Ireland (IE) Back to top Commercial Transaction Rates When you buy or sell goods or services, receive payments through QR Codes, make any other commercial type of transaction, send or receive a charity donation or receive a payment when you “request money” using PayPal, we call that a “commercial transaction”. Standard rate for receiving domestic transactions Transaction Type Rate Alternative Payment Method (APM) APM Transaction Rates Apply Card funded payment from a user of our Terms for Payments without a PayPal account 1.20% + fixed fee QR Code Transactions – 10.01 EUR and above 0.90% + fixed fee QR code Transactions – 10.00 EUR and below 1.40% + fixed fee All Other Commercial Transactions 3.40% + fixed fee Receiving international transactions The fee for receiving domestic commercial and QR Code transactions applies plus the additional percentage-based fee for international commercial transactions. Additional percentage-based fee for international commercial transactions Where sender’s market/region is Fee Canada & US 2.00% Europe I 0.50% Europe II 2.00% Northern Europe 0.50% Rest of the world 2.00% Fixed fee for commercial transactions (based on currency received) Currency Fee Australian dollar 0.30 AUD Brazilian real 0.60 BRL Canadian dollar 0.30 CAD Czech koruna 10.00 CZK Danish krone 2.60 DKK Euro 0.35 EUR Hong Kong dollar 2.35 HKD Hungarian forint 90.00 HUF Israeli new shekel 1.20 ILS Japanese yen 40.00 JPY Malaysian ringgit 2.00 MYR Mexican peso 4.00 MXN Currency Fee New Taiwan dollar 10.00 TWD New Zealand dollar 0.45 NZD Norwegian krone 2.80 NOK Philippine peso 15.00 PHP Polish zloty 1.35 PLN Russian ruble 10.00 RUB Singapore dollar 0.50 SGD Swedish krona 3.25 SEK Swiss franc 0.55 CHF Thai baht 11.00 THB UK pounds sterling 0.30 GBP US dollar 0.30 USD Fixed fee for QR Code transactions 10.01 EUR and above (based on currency received) Currency Fee Australian dollar 0.10 AUD Brazilian real 0.20 BRL Canadian dollar 0.10 CAD Czech koruna 3.00 CZK Danish krone 0.70 DKK Euro 0.10 EUR Hong Kong dollar 0.80 HKD Hungarian forint 30.00 HUF Israeli new shekel 0.40 ILS Japanese yen 12.00 JPY Malaysian ringgit 0.70 MYR Mexican peso 2.00 MXN Currency Fee New Taiwan dollar 3.00 TWD New Zealand dollar 0.15 NZD Norwegian krone 1.00 NOK Philippine peso 5.00 PHP Polish zloty 0.50 PLN Russian ruble 3.00 RUB Singapore dollar 0.20 SGD Swedish krona 1.00 SEK Swiss franc 0.10 CHF Thai baht 4.00 THB UK pounds sterling 0.10 GBP US dollar 0.10 USD Fixed fee for QR code transactions 10.00 EUR and below (based on currency received) Currency Fee Australian dollar 0.05 AUD Brazilian real 0.10 BRL Canadian dollar 0.05 CAD Czech koruna 1.50 CZK Danish krone 0.35 DKK Euro 0.05 EUR Hong Kong dollar 0.39 HKD Hungarian forint 15.00 HUF Israeli new shekel 0.20 ILS Japanese yen 6.00 JPY Malaysian ringgit 0.20 MYR Mexican peso 0.55 MXN Currency Fee New Taiwan dollar 1.50 TWD New Zealand dollar 0.08 NZD Norwegian krone 0.47 NOK Philippine peso 2.50 PHP Polish zloty 0.23 PLN Russian ruble 1.50 RUB Singapore dollar 0.08 SGD Swedish krona 0.50 SEK Swiss franc 0.05 CHF Thai baht 1.80 THB UK pounds sterling 0.05 GBP US dollar 0.05 USD Back to top Charity Transaction Rates Charity transaction rates are subject to application and pre-approval by PayPal. Once approved by PayPal, these rates will apply to all commercial transaction payments received in your PayPal account. Any reference to “fixed fee” means the fixed fee for charity transactions. Receiving domestic charity transactions Transaction Rate Ireland (IE) 1.90% + fixed fee Receiving international charity transactions The fee for receiving domestic charity transactions applies plus the additional percentage-based fee for international commercial transactions. Fixed fee for charity transactions (based on currency received) Currency Fee Australian dollar 0.30 AUD Brazilian real 0.60 BRL Canadian dollar 0.30 CAD Czech koruna 10.00 CZK Danish krone 2.60 DKK Euro 0.35 EUR Hong Kong dollar 2.35 HKD Hungarian forint 90.00 HUF Israeli new shekel 1.20 ILS Japanese yen 40.00 JPY Malaysian ringgit 2.00 MYR Mexican peso 4.00 MXN Currency Fee New Taiwan dollar 10.00 TWD New Zealand dollar 0.45 NZD Norwegian krone 2.80 NOK Philippine peso 15.00 PHP Polish zloty 1.35 PLN Russian ruble 10.00 RUB Singapore dollar 0.50 SGD Swedish krona 3.25 SEK Swiss franc 0.55 CHF Thai baht 11.00 THB UK pounds sterling 0.20 GBP US dollar 0.30 USD Back to top Alternative Payment Method Rates We may allow your customers to choose any of the alternative payment methods (APM) listed in our APM agreement at checkout to pay you for purchases. For a complete listing of the APMs we support, please see Annex 1 of your market's APM agreement. You must accept the terms of your market’s APM agreement before receiving APM payments. Receiving domestic transactions Payment Type Rate Alternative Payment Method (APM) 3.40% + fixed fee Receiving international transactions The additional percentage-based fee for receiving international transactions does not apply when you receive APM payments. Fixed fee for APM transactions (based on currency received) Currency Fee Australian dollar 0.30 AUD Brazilian real 0.60 BRL Canadian dollar 0.30 CAD Czech koruna 10.00 CZK Danish krone 2.60 DKK Euro 0.35 EUR Hong Kong dollar 2.35 HKD Hungarian forint 90.00 HUF Israeli new shekel 1.20 ILS Japanese yen 40.00 JPY Malaysian ringgit 2.00 MYR Mexican peso 4.00 MXN Currency Fee New Taiwan dollar 10.00 TWD New Zealand dollar 0.45 NZD Norwegian krone 2.80 NOK Philippine peso 15.00 PHP Polish zloty 1.35 PLN Russian ruble 10.00 RUB Singapore dollar 0.50 SGD Swedish krona 3.25 SEK Swiss franc 0.55 CHF Thai baht 11.00 THB UK pounds sterling 0.30 GBP US dollar 0.30 USD Back to top PayPal Online Card Payment Services Use of applicable Services is subject to eligibility, application, and approval by PayPal and your acceptance of the terms of the PayPal Online Card Payment Services Agreement. These rates will apply to all commercial transaction payments received using PayPal Online Card Payment Services. Capitalized terms in this section are defined in the PayPal Online Card Services Agreement. Receiving domestic transactions using PayPal Online Card Payment Services Payment type Rate Advanced Credit and Debit Card Payments - Blended Pricing Fee Structure: Visa & MasterCard card types 1.20% + fixed fee Advanced Credit and Debit Card Payments - Interchange Plus Fee Structure: Visa & MasterCard card types Interchange Fee + 1.20% + fixed fee Other Payments Commercial Transaction rates apply Interchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Online Card Payment Services Agreement for information about the Interchange Plus Fee Structure and Blended Pricing Fee Structure and your choices. Receiving international transactions using PayPal Online Card Payment Services The fee for receiving domestic transactions using PayPal Online Card Payment Services applies plus the additional percentage-based fee for international transactions. The additional fee does not apply to interchange-based fees under the Interchange Plus Fee Structure, American Express card type transactions, and APM (as applicable). Interchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Online Card Payment Services Agreement for information about the Interchange Plus Fee Structure and Blended Pricing Fee Structure and your choices. Fixed fee for PayPal Online Card Payment Services transactions (based on currency received) Currency Fee Australian dollar 0.30 AUD Brazilian real 0.60 BRL Canadian dollar 0.30 CAD Czech koruna 10.00 CZK Danish krone 2.60 DKK Euro 0.35 EUR Hong Kong dollar 2.35 HKD Hungarian forint 90.00 HUF Israeli new shekel 1.20 ILS Japanese yen 40.00 JPY Malaysian ringgit 2.00 MYR Mexican peso 4.00 MXN Currency Fee New Taiwan dollar 10.00 TWD New Zealand dollar 0.45 NZD Norwegian krone 2.80 NOK Philippine peso 15.00 PHP Polish zloty 1.35 PLN Russian ruble 10.00 RUB Singapore dollar 0.50 SGD Swedish krona 3.25 SEK Swiss franc 0.55 CHF Thai baht 11.00 THB UK pounds sterling 0.30 GBP US dollar 0.30 USD Back to top PayPal Payouts PayPal Payouts (which includes the service formerly known as Mass Pay) allows you to easily send payments to multiple recipients at once. We charge you a fee for each payment you send using PayPal Payouts. The fee is based on the type of payment and currency in which it is sent. Sending PayPal Payouts Transaction Rate Domestic PayPal Payouts 2.00% of total transaction amount (not to exceed the domestic maximum fee cap below) International PayPal Payouts in Euro or Swedish Krona between PayPal accounts registered in the European Economic Area 2.00% of total transaction amount (not to exceed the domestic maximum fee cap below) Other International PayPal Payouts 2.00% of total transaction amount (not to exceed the international maximum fee cap below) Maximum fee cap for PayPal Payouts Based on payment currency: Currency Domestic Maximum Fee Cap International Maximum Fee Cap Australian dollar 16.00 AUD 100.00 AUD Brazilian real 24.00 BRL 150.00 BRL Canadian dollar 14.00 CAD 90.00 CAD Czech koruna 280.00 CZK 1700.00 CZK Danish krone 84.00 DKK 500.00 DKK Euro 12.00 EUR 70.00 EUR Hong Kong dollar 110.00 HKD 660.00 HKD Hungarian forint 3080.00 HUF 18,500.00 HUF Israeli new shekel 50.00 ILS 320.00 ILS Japanese yen 1200.00 JPY 8000.00 JPY Malaysian ringgit 50.00 MYR 300.00 MYR Mexican peso 170.00 MXN 1080.00 MXN New Taiwan dollar 440.00 TWD 2700.00 TWD New Zealand dollar 20.00 NZD 120.00 NZD Norwegian krone 90.00 NOK 540.00 NOK Philippine peso 640.00 PHP 3800.00 PHP Polish zloty 46.00 PLN 280.00 PLN Russian ruble 480.00 RUB 2800.00 RUB Singapore dollar 20.00 SGD 120.00 SGD Swedish krona 100.00 SEK 640.00 SEK Swiss franc 16.00 CHF 100.00 CHF Thai baht 460.00 THB 2800.00 THB UK pounds sterling 10.00 GBP 60.00 GBP US dollar 14.00 USD 90.00 USD Back to top Micropayments Subject to application and pre-approval by PayPal, you may upgrade an existing account to receive the Micropayment rate. Micropayment rates can be ideal as an alternative to standard commercial transaction rates for business that process payments under 5.00 EUR. If you upgrade to the Micropayment rate, this rate will apply to all commercial transaction payments received into your PayPal account. Please contact us to apply for the Micropayment rate. Receiving micropayments Transaction Rate Domestic micropayments 5.00% + micropayments fixed fee International Mass Payments in Euro or Swedish Krona between PayPal accounts registered in the European Economic Area 5.00% + micropayments fixed fee Other International micropayments 6.00% + micropayments fixed fee Micropayments fixed fee Based on payment currency: Currency Fee Australian dollar 0.05 AUD Brazilian real 0.10 BRL Canadian dollar 0.05 CAD Czech koruna 1.67 CZK Danish krone 0.43 DKK Euro 0.05 EUR Hong Kong dollar 0.39 HKD Hungarian forint 15.00 HUF Israeli new shekel 0.20 ILS Japanese yen 7.00 JPY Malaysian ringgit 0.20 MYR Mexican peso 0.55 MXN Currency Fee New Taiwan dollar 2.00 TWD New Zealand dollar 0.08 NZD Norwegian krone 0.47 NOK Philippine peso 2.50 PHP Polish zloty 0.23 PLN Russian ruble 2.00 RUB Singapore dollar 0.08 SGD Swedish krona 0.54 SEK Swiss franc 0.09 CHF Thai baht 1.80 THB UK pounds sterling 0.05 GBP US dollar 0.05 USD Back to top Chargeback Fees To cover the cost of processing chargebacks, we assess a settlement fee to sellers for credit and debit card transaction chargebacks (a chargeback may occur when a buyer rejects or reverses a charge on his or her card through the card issuer). This fee does not apply if the transaction is covered by the PayPal Seller Protection Policy. The chargeback fee is based on the currency received as follows: Chargeback fees Currency Fee Australian dollar 22.00 AUD Brazilian real 35.00 BRL Canadian dollar 20.00 CAD Czech koruna 400.00 CZK Danish krone 120.00 DKK Euro 16.00 EUR Hong Kong dollar 155.00 HKD Hungarian forint 4,325.00 HUF Israeli new shekel 75.00 ILS Japanese yen 1,875.00 JPY Malaysian ringgit 65.00 MYR Mexican peso 250.00 MXN Currency Fee New Taiwan dollar 625.00 TWD New Zealand dollar 28.00 NZD Norwegian krone 125.00 NOK Philippine peso 900.00 PHP Polish zloty 65.00 PLN Russian ruble 640.00 RUB Singapore dollar 28.00 SGD Swedish krona 150.00 SEK Swiss franc 22.00 CHF Thai baht 650.00 THB UK pounds sterling 14.00 GBP US dollar 20.00 USD Back to top Currency Conversions For information about how we convert currency, please see the User Agreement. Please access the Currency Converter tool below to indicate the applicable rate that may apply to your transaction. Any rates shown are subject to change based on time and date of the completed transaction. Currency Converter Tool Rate 3.00% above the base exchange rate Back to top ECheque Fees Sometimes the sender of a payment you receive may use an ECheque as a means of funding that payment from their bank account, in order to send it from their PayPal account. Please see the user agreement for more information about ECheques. When you receive an eCheque funded payment we apply the fee you agreed to pay to receive the payment up to a monetary cap indicated below (based on the currency received): Receiving eCheque fees Payment Type Rate Per each payment transaction Commercial Transaction Rates Maximum fee cap for eCheques Currency All other applicable countries/territories Australian dollar 7.50 AUD Brazilian real 10.00 BRL Canadian dollar 7.50 CAD Czech koruna 120.00 CZK Danish krone 30.00 DKK Euro 5.00 EUR Hong Kong dollar 38.00 HKD Hungarian forint 1000.00 HUF Israeli new shekel 20.00 ILS Japanese yen 650.00 JPY Malaysian ringgit 20.00 MYR Mexican peso 55.00 MXN New Taiwan dollar 165.00 TWD New Zealand dollar 7.50 NZD Norwegian krone 33.00 NOK Philippine peso 250.00 PHP Polish zloty 16.00 PLN Russian ruble 200.00 RUB Singapore dollar 8.00 SGD Swedish krona 40.00 SEK Swiss franc 6.50 CHF Thai baht 180.00 THB UK pounds sterling 3.50 GBP US dollar 5.00 USD Back to top Withdrawals Out of PayPal You can typically withdraw money out of PayPal by standard withdrawals/transfers to your linked bank account or eligible cards. A currency conversion (and currency conversion fees) may also apply. Withdrawing a balance from a business PayPal account Withdrawal/Transfer to Rate Bank account No Fee (when no currency conversion is involved) Back to top Other Merchant Fees Included below are fees associated with events, requests, or actions that may happen when you use your account. Other Fees Activity Description Rate Bank Return on Withdrawal/Transfer out of PayPal This fee is charged when a withdrawal/transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided. 3.00 EUR Commercial Transaction Refunds Full Refunds If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you. Partial Refunds If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you. Credit Card and Debit Card Confirmation(s) Some users, in order to increase their sending limit or as PayPal may determine, may be charged a Credit Card and Debit Card Link and Confirmation fee. This amount will be refunded when you successfully complete the credit card or debit card verification process. See Credit Card and Debit Card Link and Confirmation Table below. Records Request This fee will apply for requests of information relating to why we had reasonable justification to refuse your payment order. We will not charge you for records requested in connection with your good-faith assertion of an error in your PayPal account. 12.00 EUR (per item) PayPal Business Debit Mastercard – Cash withdrawal fee Use of the Business Debit Card is subject to eligibility, application, approval by PayPal and your acceptance of the terms of the PayPal Business Debit Mastercard Cardholder Agreement. The fee applies to cash withdrawals at an ATM (inside and outside IE). The ATM provider may charge additional fees. 2.00 EUR (per transaction) Credit Card and Debit Card Link and Confirmation Table Currency Fee Australian dollar 2.00 AUD Brazilian real 4.00 BRL Canadian dollar 2.45 CAD Czech koruna 50.00 CZK Danish krone 12.50 DKK Euro 1.50 EUR Hong Kong dollar 15.00 HKD Hungarian forint 400.00 HUF Israeli new shekel 8.00 ILS Japanese yen 200.00 JPY Malaysian ringgit Not Applicable Mexican peso 20.00 MXN Currency Fee New Taiwan dollar 70.00 TWD New Zealand dollar 3.00 NZD Norwegian krone 15.00 NOK Philippine peso 100.00 PHP Polish zloty 6.50 PLN Russian ruble 60.00 RUB Singapore dollar 3.00 SGD Swedish krona 15.00 SEK Swiss franc 3.00 CHF Thai baht 70.00 THB UK pounds sterling 1.00 GBP US dollar 1.95 USD Back to top Help & ContactFeesSecurityFeaturesAppsShopFeedback AboutBlogJobsSite mapDevelopersPartners © 1999–2021 AccessibilityPrivacyCookiesLegal If you accept cookies, we’ll use them to improve and customize your experience and enable our partners to show you personalized PayPal ads when you visit other sites. Manage cookies and learn more Accept Decline