LOG IN CONTINUE ENROLL PERSONAL ENROLL BUSINESS FORGOT USERNAME FORGOT PASSWORD MOBILE LOGIN OPEN NEW ACCOUNT Personal Banking You're in CA Change Location x Please Set Your Location Our products and services may vary by location. Please tell us what state you're in: Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Save Note: Cookies must be enabled in your browser settings. Poppy Bank can create a personal deposit portfolio that will put your money to work for you! We recognize that achieving your personal financial goals is very important and we are pleased to offer a full spectrum of competitive products and services to help. Below is a listing of our personal products and services. Please contact us for a more detailed explanation and schedule of fees and charges. Checking Accounts Savings Accounts Money Market Accounts CD Accounts Personal Credit Cards ATM/Debit Cards Online Banking Mobile Banking Mobile Deposit Automatic Transfers Safe Deposit Boxes Wire Transfers Personal Checking Accounts Below is a listing of our Personal Checking Accounts. Please contact us for a more detailed explanation and schedule of fees and charges. PERSONAL CHECKING PERSONAL INTEREST CHECKING MINIMUM DEPOSIT $200 $500 ANNUAL PERCENTAGE YIELD ON BALANCES OF $500 OR MORE n/a 0.05% APY* DAILY MINIMUM BALANCE REQUIRED TO WAIVE MONTHLY SERVICE CHARGE $750 $1,500 SERVICE CHARGE $8 (Waived with Direct Deposit and waived for Seniors aged 55+) $10 DEBIT CARD Available Available FREE ONLINE ACCOUNT ACCESS Yes Yes FREE BILL PAY Yes Yes *Annual Percentage Yield (APY) assumes all principal remains on deposit for 365 days. Interest will be compounded daily and paid monthly. Fees, or withdrawals of principal or interest, could reduce earnings. Interest rates are variable and are based on the balance in the account. APY is subject to change without notice. All rates effective as of December 7, 2018. For current rate information call (888) 636-9994. Personal Savings Accounts Below is a listing of our Personal Savings Accounts. Please contact us for a more detailed explanation and schedule of fees and charges. PERSONAL MONEY MARKET PERSONAL SAVINGS ANNUAL PERCENTAGE YIELD 0.10% APY* 0.10% APY* MINIMUM DEPOSIT $1,000 $200 DAILY MINIMUM BALANCE REQUIRED TO WAIVE MONTHLY SERVICE CHARGE $2,500 $200 DAILY MINIMUM BALANCE REQUIRED TO EARN INTEREST** $2,500 (Tiered rate based on balance) No Minimum (Tiered rate based on balance) SERVICE CHARGE $10 $2 (Waived for Seniors 55+ and for Students under age 18) TRANSACTION LIMITATIONS 6 electronic withdrawals or checks per month 6 electronic withdrawals per month *Annual Percentage Yield (APY) assumes all principal remains on deposit for 365 days. Interest will be compounded daily and paid monthly. Fees, or withdrawals of principal or interest, could reduce earnings. All rates effective as of December 7, 2018. For current rate information call (888) 636-9994. **Interest rates are variable and are based on the balance in the account. Annual Percentage Yield (APY) is subject to change without notice. Personal Certificate of Deposit Accounts Below is a listing of available Personal CD accounts. Please contact us for a more detailed explanation and schedule of fees and charges. *Annual Percentage Yield (APY) assumes all principal remains on deposit for 365 days. Interest will be compounded daily and paid monthly. Fees, or withdrawals of principal or interest, could reduce earnings. Early withdrawals are subject to interest penalties. All rates effective as of December 18, 2020. For current rate information call (888) 636-9994. Consumer Credit Cards Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you! No matter which card you choose, you'll enjoy important features like: EMV smart chip technology for added security Mobile purchasing capability for added convenience Convenient and flexible purchasing power. Accepted at millions of locations worldwide Cardmember Service available 24 hours a day/365 days per year Plus much more! LEARN MORE APPLY FOR A CONSUMER CREDIT CARD MANAGE YOUR CREDIT CARD The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Online Banking With online banking you can: Access Your Accounts Online Open An Account Mobile Deposit Print Statements Transfer Funds Internally And Externally Initiate Stop Payments Change Your Account Descriptions Export Data To Spreadsheets And Money-Management Programs Search For Specific Transactions On Loan And Deposit Accounts Make Loan Payments Reorder Checks Pay Bills Contact us if you have more questions. Fill out our Online Application to get started. Security and Browser Requirements Security Issues: To help maintain security, you should close your browser when you have completed your Internet banking session. This will help prevent unauthorized persons from viewing your private account information. Never share your password. Browser Requirements To help ensure security and proper functionality, you must use a browser that meets or exceeds the following requirements: 128 bit encryption You must have Cookies and JavaScript enabled We support the latest browser versions of Internet Explorer, Google Chrome, Firefox, Safari, and Opera. We recommend you update your browser to the latest version. With our new website update, we’d like to remind you to update your browser. Updating your browser ensures you have the most up-to-date security and performance. New browsers have many advantages: Newer browsers have updated security against the most recent security risks. With an up-to-date browser, malicious websites have a tougher time accessing and damaging your computer through your browser Bugs are constantly being fixed and updated to provide a cleaner, sleeker, faster user experience Newer technologies allow you to use more features easier Older browsers may not be supported by some websites Help for Homeowners If you are having difficulty making payments on your Poppy Bank mortgage loan or home equity line of credit and are looking to avoid foreclosure, please contact us today. We would be happy to talk with you and discuss possible options. If you are interested in discussing possible options, please call us toll-free at 1-888-636-9994. Be prepared to discuss your household income and expenses, and have the following documentation available when you call: Recent pay stubs A list of your current outstanding debts and minimum monthly payments Your most recent tax return Most recent bank statements and/or brokerage statements A current valuation of your property such as an appraisal, if available Every situation is different, and we cannot guarantee that our efforts will be successful in avoiding foreclosure. You may also contact the Department of Housing and Urban Development (HUD) to find a HUD-certified housing counseling agency by calling 1-800-569-4287. HUD is a U.S. government agency that increases home ownership and supports home buyers. HUD offers low-cost counseling throughout the country. The following additional resources provide information and links to agencies and organizations that may also be able to help you: HUD - US Dept. Of Housing And Urban Development FDIC - Federal Deposit Insurance Corp. FRB - Federal Reserve Board CONTACT US FOR MORE HELP Your Choices Regarding Cookies on this Site Poppy Bank respects your privacy. We use cookies for a variety of purposes, such as website functionality, improving your experience of our website, building integration with social media and helping target our advertising. By continuing your visit on our website, you are consenting to our use of cookies. PRIVACY POLICY CONTINUE TO SITE How can we help you? FIND A BRANCH CONTACT US ROUTING NUMBER: 121143891 © 2021 POPPY BANK. ALL RIGHTS RESERVED. Phone (888) 636-9994 Lost or Stolen Card 833-337-6075 FORECLOSURE PREVENTION PRIVACY POLICY CCPA PRIVACY POLICY ELECTRONIC FUNDS TRANSFER DISCLOSURE SECURITY CAREERS SITEMAP We are committed to ensuring the content of our website is accessible to all users. If you need further assistance please call 888-636-9994. FDIC Insurance Calculator