Purchase a Home Refinance my Home Compare Mortgage Rates Find a Mortgage Consultant Purchase Calculator Home Purchase What will a lender look at when I apply for a mortgage? What does it mean to get pre-approved? Refinance When does it make sense to refinance? What are the benefits of a Wyndham Capital refinance loan? Loan Servicing IRS FORM 1098 Why does my 1098 show that no taxes were disbursed? Why are only 13 payments listed on my 1098 statement? Why did I receive a 1098 from Wyndham Capital Mortgage and my new servicer? Why isn't the co-borrower's social security number on the 1098 statement? What is a 1098 interest statement? RE-AMORTIZATION Can I have my monthly payment amount reduced if I make a large principal payment? PAYOFF When will I receive my payoff overpayment and/or escrow refund? When will I receive confirmation that my mortgage loan is paid in full? Can I pay my loan off in full? Where can I obtain a Payoff Demand? INSURANCE How do I get a check endorsed? What is a Mortgage Clause change? ESCROW Can I waive my escrow account? What is an escrow analysis? What is an escrow account? MORTGAGE SERVICING TRANSFER Will I be charged any late fees if my loan was transferred, and I didn’t know? Why have I received a Notice Servicing of Transfer? What should I do if my new servicer has no record of my loan? FIRST PAYMENT Where do I make my first payment? Real Estate What does contingent mean in real estate? What does pending mean in real estate? What is a real estate broker? 4064 Colony Rd. Morrocroft Floor 2 Charlotte, NC 28211 Mon-Fri 8:00 a.m. – 5:30 p.m. ET 1-888-923-9911 Legal Privacy Policy State Licenses Terms & conditions Privacy Notice for California Residents Privacy Notice for California Residents (Applicants & Employees) WyndhamCapital.com About Us Our Company Careers Contact Us Newsroom Our Stats State Licenses Mortgage Home Purchase 10 Yr Mortgage Rate 15 Yr Mortgage Rate 20 Yr Mortgage Rate 30 Yr Mortgage Rate Refinance 10 Yr Mortgage Rate 15 Yr Mortgage Rate 20 Yr Mortgage Rate 30 Yr Mortgage Rate Resources Find A Loan Officer First-Time Homebuyers FAQ WCM Blog Conventional ARM VA FHA Jumbo USDA Cash-Out Refinance eClosings On-Time Closing Guarantee Calculators Mortgage Calculator Refinance Calculator Rent vs. Own Calculator Affordability Calculator 2021 Wyndham Capital Mortgage is an Equal Housing Lender. NMLS ID# 2948 (For licensing information, go to https://www.nmlsconsumeraccess.org/) | 888-923-9911 | 4064 Colony Road, Morrocroft II, Floor 2, Charlotte, NC 28211 | Wyndham Capital Mortgage licensed by AL #21451 | AK #AK2948 | AZ : 2141 E. Highland Ave, Phoenix, AZ, 25016, Mortgage Banker License #BK-0930262 | AR #108108 | CA Department of Financial Protection and Innovation, Finance Lender Law #603H883 | CO: Regulated by the Division of Real Estate #2948 | CT #ML-2948 | DE #025001 | D.C. #MLB2948 | FL #MLD13 | GA Residential Mortgage Licensee #17110 | ID#MBL-8867 | IL Residential Mortgage Licensee #MB.6759402 – Dept. of Financial and Professional Regulation | IN #10884 | IA #2017-0149 | KS Licensed Mortgage Company MC.0025262| KY #MC390971 | LA #2948 | ME Supervised Lender License #2948 | MD #11536 | MI #FL0015915 & #SR0017188 | MN Not an offer for a rate lock agreement #MN-MO-40031142 | MS Licensed by the MS Dept. of Banking and Consumer Finance #2948 | MO #21-2380 | NE #2948 | NV #4546 | NH Licensed by the NH Banking Dept #13577-MB | Licensed as a Residential Mortgage Lender by the N.J. Department of Banking & Insurance #2948 | NM #2948 | NC #L-104239 | ND #MB103203 | OH #RM.850201.00 | OK #ML010652 | OR #ML-4964 | PA Licensed by the Dept. of Banking #3000 | Rhode Island Licensed Loan Lender by the Department of Business Regulation #20102690LL & 20112759LB | SC #MLS-2948 | SD #ML.05180 | TN #109314| TX #2948 | UT #9710532 | VT #7117 | VA #MC-2238 | WA : Licensed by the Dept. of Banking #CL-2948 | WV #ML-31395 | WI #2948BA | WY #3085 |All Rights Reserved. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, term, conditions are subject to change without notice. Wyndham Capital Mortgage is not affiliated with any government agency.