Locations Membership Contact Us Pay Your Loan Personal Business Rates ELECTRONIC BANKING PERSONAL BUSINESS Sign Up About Us Our Members OWN MCU! MCU is owned by our members. We serve the membership, more than 28,000 strong, with good rates, low fees, excellent service, and the insurance protection of the National Credit Union Administration and the Massachusetts Share Insurance Corporation. Join MCU! If you (or an immediate family member) live or work in Worcester County, it’s easy to join MCU. Just open a deposit account for $5 or more… and you’re a member! Dividends are compounded monthly and paid from day of deposit to day of withdrawal. You’ll learn why study after study has demonstrated that credit union members are the nation’s most satisfied financial customers. Join MCU… and Share our Success ! MCU Members Benefit from Deposit Accounts! Statement Savings Accounts Term Certificates (6,12,18,24, 36, 48, and 60-month) Individual Retirement Account Money Market Accounts Personal Checking Christmas and Vacation Clubs MCU Members Benefit from Loans! Fixed and Adjustable Rate Home Mortgages Fixed and Variable Rate Home Equity Loans Fixed Rate Home Improvement Loans New and Used Auto Loans Personal Loans (Secured and Unsecured) Overdraft Protection Commercial Loans Student Loans Personal and Business Credit Cards Small Business and Commercial Lending MCU Members Benefit from Service! Online Banking Bill Pay Mobile Banking with Mobile Deposit Alerts Popmoney® Debit Cards with secure Chip technology MCU Automatic Teller Machines (Cirrus, NYCE and SUM) Merchant Services Direct Deposit Safe Deposit Boxes Commercial Checking Financial Services Federal Insurance through the National Credit Union Administration (NCUA) … and more! Millbury Federal Credit Union Officers and Directors Joseph F. Barbato, President and Chief Executive Officer Keiran P. Holahan, Chief Financial Officer Elaine Dupuis, Senior Vice President Kevin Hayes, Senior Vice President Anna Smarra, Vice President Denise Bates, Assistant Treasurer Alise Breton, Assistant Vice President Cory Sulminski, Assistant Treasurer Tony Romniou, Assistant Treasurer Franca Millette, Assistant Treasurer Donna Chabot, Assistant Vice President Deborah Campbell, Loan Operations Officer Jo-Ann Grimaldi, System Analysis Officer Frances Spath, Consumer Loan Officer Millbury Federal Credit Union Board of Directors Robert L. LeClaire – Chairman E. Bernard Plante – Vice Chairman Alexander G. Belisle, Ph.D – Clerk Joseph F. Barbato – President and CEO Brook Padgett – Membership Officer John J. Connor Joseph Deliso Paul Irish Paul Matt David E. Roach Heather Trudell Early Pay Faster access to direct deposit funds is here, with Early Pay. Open an Anytime Anywhere checking account to get needed funds up to two days early! Learn About MCU's Checking with Early Pay Watch your plans blossom into reality! With MCU’s interest-only Home Equity Line of Credit. Initial Rate is 2.50% APR for the first 12 months, then prime rate per month thereafter. Current Prime Rate is 3.25% APR. Learn more... Pay Your Loan Online loan payment processing is now available! Set up a one-time or recurring payment using your non-MCU checking or savings account. There is a $5.00 convenience fee for each payment made. Make a Payment MCU IN THE COMMUNITYAbout MCUPoliciesPrivacy & SecurityResourcesEmployment