Welcome For many people their home is their most successful investment. If you are worried that your income in later life won't give you the lifestyle you deserve, then your home could help. A lifetime mortgage is the most popular type of equity release plan which allows you to access the cash locked in your home tax-free, to spend as you wish. Interest rates can be fixed for the life of the loan. With a lifetime mortgage there are typically no monthly repayments to make as the loan, plus roll up interest, is repaid when the plan comes to an end. Who are we? Home Equity Release Service are lifetime mortgage experts. We are here to help you learn more about releasing cash from your home. We are a dedicated specialist, offering tailored advice for your personal circumstances. We can tell you if a lifetime mortgage, which is a loan secured against your home, is an option for you. If it is an option, we’ll recommend a plan from a range of products from Aviva. How can we help you? Explain how a lifetime mortgage works and how it could benefit you Help you to decide whether a lifetime mortgage is right for you Tell you about the different options available from Aviva Explain how a lifetime mortgage will reduce the value of your estate and may affect your entitlement to your means-tested benefits Unlike some of our competitors, our advice service is free of any charge to you This is an equity release plan. To understand the features and risks ask for a personalised illustration. Registered office: Baines House 4 Midgery Court Fulwood Preston PR2 9ZH Registered in England No 08674682. Registered office: Baines House, 4 Midgery Court, Fulwood, Preston PR2 9ZH. T: 0800 531 6017 F: 0800 208 4161. Home Equity Release Service is an appointed representative of Key Retirement Solutions Limited which is authorised and regulated by the Financial Conduct Authority.