Home Download Acrobat Reader 5.0 or higher to view .pdf files. Commercial Bank & Trust Company BANK BORROW TRUST CONNECT SEARCH LOGIN Savings, CDs, & IRAs Build a strong foundation Whether you need short-term savings or a long-term strategy, take advantage of various savings accounts designed for your goals. REGULAR SAVINGS Set a goal and start saving toward it using this account. Minimum opening balance Earn interest on balances over $250 Manage your account online Learn More MONEY MARKET ACCOUNT Take advantage of strong savings rates while accessing money anytime. Earn interest on balances over $2,500 Manage your account online or by telephone Unlimited in-person withdrawals Learn More HIGH YIELD SAVINGS Boost your savings with an account that features a higher-than-normal rate. Earn interest on balances over $5,000 Manage money online or by telephone Unlimited in-person withdrawals Learn More CERTIFICATES OF DEPOSIT Maximize your savings with stable, secure returns at our highest rates. Choose from various terms Keep your money deposited for the full term Track your account's growth online Learn More YOUTH SAVINGS (FUTURE FUND) Help your child start good savings habits that can pay off for years. Interest paid on balances over $100 $100 minimum opening deposit Good grades earn more money Learn More CHRISTMAS CLUB SAVINGS Set aside money throughout the year for merry holiday celebrations. $10 minimum deposit Simple interest paid annually Funds are available in the first week of November Learn More INDIVIDUAL RETIREMENT ACCOUNTS Diversify your portfolio with these special retirement savings accounts. Choose from Traditional and Roth IRAs Enjoy tax advantages Plan for a brighter future Learn More HEALTH SAVINGS ACCOUNT Save for future medical expenses and take advantage of our tiered rates. Available if you have a high-deductible health insurance plan Larger balances earn higher rates Interest paid monthly on balances over $1,000 Learn More SAVINGS BONDS Build up your savings over the long term using U.S. Savings Bonds. Work directly through the U.S. Treasury Select from various types of bonds Choose from various terms Learn More We're always here to assist. If you need help choosing the right account for your savings goals, talk to us anytime. We'll work together on a savings plan that fits you perfectly. Commercial Bank and Trust is a full-service bank with West Tennessee branches in Jackson, Memphis, Paris, and Union City. CARDS & MOBILE WALLET Pay directly from your phone! Mobile wallet allows you to store your cards on your phone for secure payments on the go. More About Our Cards Back to the top Commercial Bank & Trust Company Routing Number 084301107 Privacy Notice © 2021 Commercial Bank & Trust Company Member FDIC Equal Housing Lender Created by Banno Verified: Dec 3, 2021