Personal Business Online Services About Us LOGIN Login to my Select Account Personal Banking Business Banking LOGIN Enroll Forgot Password Savings We offer a variety of savings options to help you plan for the future. All savings accounts include the following features: Online Banking Mobile Banking Mobile Deposit eStatements Savings Account Options Savings Account No minimum deposit to open Fees Daily Balance Monthly Fee $100.00 or more $99.99 or less No fee $1.00 Withdrawals One free, $1.00 fee per withdrawal thereafter Interest is accrued daily at Bank of DeSoto current rate, paid quarterly. Now Account $1,500.00 minimum deposit to open Unlimited withdrawals Bank of DeSoto Debit Card Fees Daily Balance Monthly Fee $1,500.00 or more $1,499.99 or less No fee $15.00 Interest paid monthly at current Bank of DeSoto rate, below $1,500.00 no interest paid. Money Market Account $2,500.00 minimum deposit to open Fees Daily Balance Monthly Fee $2,500.00 or more $2,499.99 or less No fee $10.00 Withdrawals Three free, $10.00 fee per withdrawal thereafter Interest paid monthly at current Bank of DeSoto rate, below $1,500.00 no interest paid. CDs & IRAs Certificate of Deposit $2,500.00 minimum deposit to open Available from 1 month to 60 months Interest available by compounding or by check Convenient automatic renewal option Bank of DeSoto's interest rates on CDs fluctuate with current market conditions. CDs may be written to mature on any date. Please ask our New Account Representatives to quote Bank of DeSoto's rate for the desired maturity. Federal Regulations require substantial penalty for early withdrawal. Traditional and Roth IRAs $2,500.00 minimum deposit to open Available from 1 month to 30 months Interest available by compounding or by check Convenient automatic renewal option Contributions for IRAs are invested in Bank of Desoto in time deposits. The IRA contribution limit does not apply to Rollover contributions. Please ask our New Account Representatives to quote Bank of Desoto's rate for the desired maturity. Balances less than $500.00 will not receive interest. Federal Regulations require substantial penalty for early withdrawal. Ready to start saving? Speak to our New Accounts Department to get started today. CONTACT US Location & Hours Card Services Mobile Banking Online Banking Get In Touch CONTACT US LOCATION & HOURS LOST OR STOLEN CARD Card Services CARD SECURE MOBILE WALLETS CARD SECURITY Take the Next Step BUY A HOME START A BUSINESS SAVE FOR THE FUTURE Helpful Information PRIVACY POLICY FRAUD PREVENTION FDIC COVERAGE Copyright © 2021 Bank of DeSoto. All Rights Reserved. Federal Deposit Insurance Corporation Equal Housing Lender Back to Top