Blog Press Room Products: Products > Business / Commercial > Food Service Insurance Food Service Insurance Great coverage served daily. From neighborhood pizzerias to five-star restaurants, running a business in the food service industry comes with risks. Fortunately, the right coverage can protect you against loss of income, property damage and lawsuits. That’s why we tailor programs that are as unique as your menu, with coverage that meets your needs. Business and commercial insurance available for food service and restaurants includes: Bakeries — retail and distributors “Bring your own” establishments Casual dining Delicatessen Fast food restaurants Family dining Fine dining Limited catering/cooking restaurants Restaurants Restaurant Program provides: Cyber coverage Liquor liability coverage up to $1 million limits Food spoilage coverage Business income Power interruption Employee dishonesty Ordinance coverage Equipment breakdown coverage Special form coverage Join the Restaurant Program and receive discounts for: Central station fire alarm Central station burglar alarm Perimeter lighting Local fire/burglar alarm Find an Agent Find an independent agent near you or search by your independent agent company name. Find by Zip Code Find by Agency Name Resources Restaurant Ownership Tips Small Business Disaster Planning Protect your Business during Winter “I was very pleased with the whole claims handling process... And thank you Preferred Mutual!” – Property Policyholder Recommended Policies Business Owner’s Program Commercial Package Policy Commercial Auto Commercial Umbrella Workers’ Compensation Insurance Professional Liability Insurance (Errors and Omissions) Extension Endorsements Preferred Mutual Insurance Company © 2021 Home Sitemap Online Privacy Policy Terms Of Use Disclaimer NYS Domestic Violence 800.333.7642