Open an Account Rates Locations Careers Make a Payment Contact Us Search the site Search ACCOUNTS LOANS TECHNOLOGY RESOURCES WHY DATCU Login IRAs Shower love on your grandchildren. Sharpen your golf or gardening skills. Share great adventures with the love of your life. A little preparation now will allow you to enjoy every precious day of your golden years. View Locations View Rates Home Accounts IRAs Pages Within Accounts Pages Within Accounts Use this dropdown to navigate the pages within Accounts Pages Within Accounts Certificates of Deposit Checking with Interest Health Savings IRAs Money Market Open an Account Savings Small Business Youth Checking with Interest Time is a gift. We can help you make the most of it. Two stone-cold facts: The years pass quickly, and Texans like you are living longer than ever. Start preparing now for a long, happy retirement by opening an IRA and contributing to it regularly. Our DATCU investment team will gladly explain all the options and tax benefits. Product Features Checkmark Tax benefits Hang onto more of your hard-earned savings. Checkmark Education options IRAs can be used to cover college expenses. Traditional IRA Traditional? Yes. Old-fashioned? No way. These accounts are a great way to control your current tax bill as you save for the future. In most cases, annual contributions are tax-deductible. And taxes on interest and earnings are deferred until you start actually withdrawing money. Roth IRA Don't want to be burdened by taxes in your senior years? We can't blame you. With a Roth IRA, you contribute money that's already been taxed. Then, in most cases, you don't pay another dime to the government even as the money grows and you begin to withdraw it. Before you choose, make sure you speak to a tax professional for complete details about advantages. Check out the IRA Service Center to learn more about IRAs and plan your retirement. How to Open an IRA Use our online resources Speak to a DATCU team member Visit a DATCU branch *Please consult your tax advisor about your particular situation. Get In Touch Call Us Contact Online Routing Number 311980725 Phone 940 387 8585 Find a Branch or ATM Open an Account Contact Us Reorder Checks Follow Us Facebook Twitter Download Our App Sitemap Website Accessibility Disclosures Privacy Policy Terms & Conditions Complaint Notification DATCU, a credit union in Texas, offers valuable banking solutions including checking accounts, savings accounts, auto loans, mortgages, credit cards, IRAs, CDs and much more. Bank online, with our mobile app, or visit one of our conveniently located branches in Aubrey, Corinth, Decatur, Denton, Flower Mound, Highland Village, Lewisville, Sanger or The Colony, TX. © DATCU 2018 Website by ZAG Interactive