File a Claim Get a Quote Login Accident & Sickness coverage for life’s unexpected challenges Get a quote quickly and conveniently. Critical Accident Accidental Death Accident Disability For Critical Illness call us at 1-888-788-0839 to apply Accident & Sickness Insurance for TD Customers Help protect your family in the event of a covered critical accident or illness resulting in disability, a serious injury or death. Explore our plans to find the right fit Critical Accident Recovery Plan Critical Illness Recovery Plan Accidental Death Insurance Accident Disability Insurance How coverage can help with your recovery The TD Critical Accident Recovery Plan is a way to expand your health insurance coverage with a tax-free lump sum while you’re recovering from a covered critical accident. Critical Accident Insurance can help supplement existing coverage you may have through life insurance, employee benefits or a provincial health care plan. Plus, no medical or health questions are required when you apply for coverage. Enroll now See a sample Certificate of Insurance Do you have questions about the TD Critical Accident Recovery Plan? Call an advisor at 1-888-788-0839 Monday to Friday: 8 a.m. to 10 p.m. and Saturday 10 a.m. to 6 p.m. EST Highlights & Benefits The TD Critical Accident Recovery Plan is a way to build on your existing coverage. Here are some highlights of what you could get. Tax-free lump sum Up to $150,000 in benefits can be paid directly to you in the event of a covered critical accident, depending on the severity of your injury or loss. Use it however you need it. Guaranteed acceptance Your enrollment is guaranteed with no medical or health questions asked. Competitive premiums Premiums start from as low as 50 cents a day including taxes. Plus, TD Canada Trust will pay your first month’s premium. Hospital stays Get up to $200 a day for up to 365 days, for a total of up to $73,000, while the insured is in a Canadian hospital for a covered accident. Here are some examples of what’s covered: Critical Accident or Injury Benefit Paid Total paralysis $150,000 Burns Up to $150,000 Total loss of eyesight $150,000 Brain Damage or Coma $75,000 Specified Broken Bones $3,000 Refer to the Sample Certificate of Insurance for a full description of features, benefits, limitations and exclusions. About your insurance premiums Premiums are fixed for the duration of coverage, unless they change for all Insured Persons under the policy. They’re based on your age at the time of enrollment and are shown below (plus applicable taxes). Coverage for Ages 18-54 Click to Expand or Collapse Coverage for Ages 55-74 Click to Expand or Collapse Child rider + $1.00 per month (plus applicable taxes). Are you eligible to apply? Our Critical Accident Recovery Plan is open to TD customers and Canadian residents2,1 only. Eligible parties include: Customers between the ages of 18 and 64 Spouses between the ages of 18 and 64 Dependent child or children3 What if I change my mind? Our Critical Accident Recovery Plan is open to TD customers and Canadian residents2,1 only. If you decide to cancel during the review period, call us at 1-888-788-0839 and your Certificate of Insurance will be cancelled as of the Effective Date. If you decide to cancel later, call us at 1-888-788-0839 and, provided no claims have been made, any unearned premiums you may have paid will be refunded. Are you ready to enroll in the TD Critical Accident Recovery Plan? Enroll online Getting your quote can be quick and convenient. Plus, no medical or health questions are required when you apply for coverage. Enroll now Apply by phone We’d love to hear from you. Monday to Friday: 8 a.m. to 10 p.m. and Saturday 10 a.m. to 6 p.m. EST 1-888-788-0839 Have us call you Request a call from a TD Life Insurance licensed advisor. Request a call Read more about Accident & Sickness Insurance Accident Disability Insurance: Things to Consider Learn how Accident Disability Insurance could provide financial coverage to help you and your family in the event of your disability as a result of injuries caused by a covered accident. Accidental Death Insurance A coverage option that can provide financial support if you were to pass on from injuries caused by a covered accident. Insurance for Stroke, Heart Attack & Life-Threatening Cancer Discover how the TD Critical Illness Recovery Plan can help you. Legal Need tips and advice?Visit the Learning Centre Connect with TD Insurance Facebook Twitter YouTube Privacy and Security Legal Accessibility About Us Careers Ad Choices & Personalization