Your Condo Association Our condo agent specialists work so closely and frequently with association related risks that they are well versed in state law, and the association insurance market, thus enabling them to truly meet their clients' needs in terms of insurance products, pricing, and education. A legacy spanning over 80 years. Founded in 1931, Insurance Factors is one of Hawaii’s leading commercial insurance agencies. Locally owned and operated, our headquarters are located in downtown Honolulu. Commercial insurance is our specialty and as an independent agency, we have relationships with every domestic insurance company in the State of Hawaii. In order to help us fully meet our clients’ needs, we have developed additional relationships with both national and international insurers to find the best combination of coverage and premiums for our clients. Our 97 percent retention rate illustrates our success in satisfying our client needs. At Insurance Factors, our goal is to provide you with the best level of price and coverage available, backed with superior service. No need to shop, we do it for you. Insurance Factors has acquired the skills and knowledge to offer any type of business insurance imaginable over the 80 plus years we've served Hawaii. Our reach is far and wide among every major insurance provider that operates in Hawaii. Meet Our Team Management Michel Vinet President & Chief Executive Officer Email Michel 808-546-7400 Melinda Gibbs Chief Operating Officer Email Melinda 808-546-7487 Executives Robert Ale Tom Allen Ed Altman Noel Altman Rudy Briones Pamela Aole'a Varma Karen Cielo Robin Martin Valerie Moss Donald O'Connor Jill Cheever Wheatman Patrick Wong Terri Workman Contact Us Contact Us Call 808.546.7469 Fax 808.521.5484 Name Phone Number Email Robert Ale 808-546-7497 Send Email Tom Allen, CIC 808-546-7414 Send Email Noel Altman 808-822-9551 Send Email Ed Altman, CIC 808-822-9550 Send Email Pamela Aole'a Varma, CIC, CPCU 808-821-8899 Send Email Rudy Briones, CIC 808-546-7404 Send Email Geri Buza 808-546-7423 Send Email Jill Cheever Wheatman, CIC 808-546-7468 Send Email Karen Cielo 808-446-8993 808-276-4655 Send Email Lynn De Jesus 808-546-7473 Send Email Melinda Gibbs 808-546-7487 Send Email Camilla Hanohano 808-546-7488 Send Email Williet Kauhane 808-546-7416 Send Email Penny Kerisiano 808-546-7412 Send Email Robin Martin, CIC 808-546-7434 Send Email Valerie Moss, CIC 808-546-7427 Send Email Donald O'Connor 808-573-8295 Send Email Flo Olayan 808-546-7431 Send Email Jelzen Pineda 808-546-7436 Send Email Lauren Roque 808-546-7420 Send Email Judy Sumaoang 808-546-7435 Send Email Michel Vinet 808-546-7400 Send Email Ruth Watanabe 808-546-7469 Send Email Patrick Wong 808-546-7403 Send Email Terri Workman 808-822-3097 Send Email Client Services Send Email Condominium Certificate Services Send Email ©2021 Insurance Factors. All Rights Reserved.