CUSTOMER ACCESS Businesses Private Customer information Transparency Disclosure to the public Legal notices Home > Information to customers > Information for the public > Sepa project Tweet SEPA PROJECT THE SINGLE EURO PAYMENTS AREA The acronym Sepa (Single Euro Payments Area) refers to the single euro payments area, i.e. that geographical area in which there is no distinction between national and cross-border payments. Thanks to the single currency and a harmonized system of instruments, standards and infrastructures, citizens of the European Union, companies and public administrations can make payments in euros to other foreign accounts, without distinction between national and international payments. The opportunities offered by Sepa Therefore, Sepa offers European citizens the possibility to pay subjects located in different countries in a simple and fast way, without having to resort to different bank accounts and through electronic payment instruments such as bank transfers, direct debits and payment cards. This means, for example, that today there is no difference between a transfer made in Naples to Milan and a transfer made in Naples to Paris; or that, even if you live in Madrid, you can manage your payments on a current account opened in a bank in Avellino. All this is made possible by: harmonized payment instruments (credit transfers, direct debits and payment cards); European infrastructures for processing euro payments; common technical standards and operating practices; harmonized legal basis; servizi in continua evoluzione, sempre orientati al cliente Gli obiettivi del progetto Sepa Grazie, quindi, a standard comuni e alla semplificazione delle procedure, l'obiettivo del Progetto Sepa è quello di stimolare gli scambi commerciali all'interno dell'Unione Europea, la concorrenza nel settore bancario e infine contribuire in modo significativo alla riduzione delle tariffe, rendendo più efficiente, sicuro e conveniente il mercato dei servizi di pagamento. Con queste finalità, la Banca Centrale Europea e la Commissione europea svolgono un ruolo di promozione del progetto Sepa, mentre l'EPC (Consiglio europeo per i pagamenti) è responsabile della sua realizzazione. Per maggiori informazioni sul progetto Sepa clicca qui NUOVA TRASPARENZA Banca del Sud ti informa sulle nuove disposizioni in materia di trasparenza SINGLE TEXT ON FINANCE The provisions governing Italian finance SINGLE BANKING TEXT The legislation governing the Italian banking system SEPA PROJECT The rules in force within the single euro payments area THE PRODUCTS DEDICATED TO BUSINESSES AND PROFESSIONALS TAILOR-MADE SOLUTIONS FOR PRIVATE PERSONS AND FAMILIES DISCOVER THE ADVANTAGES OF NEXI PREPAID CUSTOMER ACCESS Home Banking Corporate Banking ASSISTANCE AND CONTACTS Contact us Request Assistance Assistance from abroad Glossary Active from Monday to Friday from 8.30 to 13.30 and from 14.30 to 17.30 Banca del Sud SpA © 2008 | All rights reserved. VAT number 05479261215 Made by web agency Information sheets New transparency Legal notices Contacts Search for branches Events and Communications