Menu Prudential Financial Search Log in Annuity Strategies for Your Retirement Challenges Different people have different retirement needs and goals. That’s why we offer annuity products to help you plan for a more secure future for you and your loved ones. Annuities are issued by Pruco Life Insurance Company, Pruco Life Insurance Company of New Jersey (in NY) and Prudential Annuities Life Assurance Corporation (except NY). Which Solution May Meet Your Unique Retirement Needs? Which Solution May Meet Your Unique Retirement Needs? Investing for the Future Prudential FlexGuard® indexed variable annuity Prudential FlexGuard® indexed variable annuity can be customized based on your unique needs. It’s like building your own annuity. Not available in Oregon Learn about your customization options PruSecure® Fixed Indexed Annuity PruSecure® Fixed Indexed Annuity offers you guaranteed protection against market loss and the opportunity to grow your money. Learn how to protect your money and potentially grow it Prudential Premier® Investment Variable Annuity Prudential Premier Investment Variable Annuity® offers growth efficiencies and a full range of investment options Discover tax-efficient investing Creating Protected Lifetime Income Prudential FlexGuard® Income indexed variable annuity Prudential FlexGuard® Income indexed variable annuity offers you income with levels of protection & opportunities for growth - even after income begins. Not available in Oregon Learn about your customization options Prudential Fixed Annuity with Daily Advantage Income Beneﬁt® Prudential Fixed Annuity with Daily Advantage Income Benefit® provides guaranteed DAILY growth of future income regardless of market performance, without sacrificing the flexibility to adapt as your needs change. See the difference DAILY can make for your future SurePath Income® Fixed Indexed Annuity SurePath® Income Fixed Indexed Annuity protects your lifetime income investment during market downturns while oﬀering growth opportunities. Explore guaranteed lifetime income and principal protection For Independent Marketing Organizations SurePath Income® Fixed Indexed Annuity SurePath® Income Fixed Indexed Annuity protects your lifetime income investment during market downturns while oﬀering growth opportunities. Explore guaranteed lifetime income and principal protection SurePath® Fixed Indexed Annuity SurePath® Fixed Indexed Annuity oﬀers both protection from market volatility and opportunity for growth. Learn how you can have protection and growth potential For Registered Investment Advisors Prudential MyRock® Advisor Variable Annuity MyRock® offers an optional income benefit that can evolve as your needs change. Discover income that can evolve with you What Can an Annuity Do for You? What Can an Annuity Do for You? Create guaranteed income for life Help protect future income from market downturns Offer ﬂexible, tax-eﬃcient investing Provide a beneficiary benefit for loved ones Talk to Your Financial Professional About Adding an Annuity to Your Retirement Strategy. Search for Financial Professionals Search for financial professionals by location. Suggestions will appear below the field as you type. Use up and down arrows to review and enter to select. Enter City, State or Zip. Go Find Financial Professional Helpful Information Access the Forms You Need Search for Forms Beneficiary Resources Prudential Summary Comparison of Variable Annuities Available in New York PDF opens in a new window Market Performance & Prices View the historical performance of the investments we offer and daily prices. View Investment Performance Have an Annuity? Register a New Account opens in a new window Log in to View Your Account opens in a new window Disclaimer Investment and Insurance Products: Not FDIC insured | Not Insured by FDIC or any federal government agency Not a deposit or other obligation of, or guaranteed by, the bank or any of its affiliates Issuing companies are located in Newark, NJ (main office) or in Shelton, CT (main office). Variable annuities are distributed by Prudential Annuities Distributors, Inc., Shelton, CT. All are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations. Prudential Annuities is a business of Prudential Financial, Inc. What is a variable annuity? A variable annuity is a contract with an insurance company. It's a long-term investment designed for retirement purposes. You invest money in professionally managed investment portfolios, where it accumulates tax-deferred. Investment returns and the principal value of an investment will fluctuate so that an investor’s units, when redeemed, may be worth more or less than the original investment. When you retire, your investment can be used to generate a stream of regular income payments that are guaranteed for as long as you live. In addition, variable annuities may provide a guaranteed death benefit for your beneficiaries. It is important to remember that annuity contracts contain exclusions, limitations, reductions of benefits and terms for keeping them in force. What is an Indexed variable annuity? Index-linked variable annuity products are complex insurance and investment vehicles and are long-term investments designed for retirement purposes. There is risk of loss of principal if negative index returns exceed the selected protection level. Gains or losses are assessed at the end of each term. Early withdrawals may result in a loss in addition to applicable surrender charges. Please reference the prospectus for information about the levels of protection available and other important product information. What happens if I need access to my variable annuity? There are limitations and restrictions when making withdrawals. Withdrawals or surrenders may be subject to contingent deferred sales charges. Withdrawals and distributions of taxable amounts are subject to ordinary income tax and, if made prior to age 59½, may be subject to an additional 10% federal income tax penalty, sometimes referred to as an additional income tax. Withdrawals reduce the account value and the living and death benefits proportionately. What is a fixed indexed annuity? A fixed indexed annuity (FIA) is a tax-deferred financial tool designed for the long term. It offers a level of protection for your money against loss with the opportunity for it to grow based on the performance of a specific market index, or combination of indices. With a FIA, your money is not actually invested in any index, but rather may earn interest based on the index's performance. There is typically an upper limit, known as a "cap," on the amount of potential interest credited in a given period, as well as a "floor" that offers downside protection. For complete information about the annuity, please refer to the Important Information Disclosure Statement PDF opens in a new window which is also available from your financial professional. What happens if I need access to my fixed indexed annuity? After the first contract year, you may withdraw up to 10% of the account value (based on the previous contract anniversary, after all index/interest credits are applied) without surrender charges or a Market Value Adjustment (MVA). If you need more than the Free Withdrawal Amount, you can withdraw as much of your account value as you need, but keep in mind that surrender charges and an MVA will apply. If you make a full withdrawal of your annuity, you will receive the greater of your account value (minus any surrender charges and adjusted by any applicable MVA) and your Minimum Guaranteed Surrender Value. Any withdrawals taken before your first contract anniversary will be subject to surrender charges and an MVA will apply. Also, it's important to note that if you take a withdrawal or annuitize your contract, taxes will apply. The tax treatment will differ depending on whether you purchased your annuity with pre-tax (qualified) or after-tax (non-qualified) dollars. Please consult your tax advisor for more information. What is a fixed annuity? A fixed annuity is a tax-deferred financial tool that can be immediate or deferred. It provides a guaranteed rate of return on your principal for a specified period of time and protects it from market risk. Fixed annuities generally have lower fees than variable annuities and are considered less volatile. For complete information, please refer to the Important Disclosure Statement PDF opens in a new window which is also available from your financial professional. What happens if I need access to my fixed annuity? During your first contract year, you can take a withdrawal of up to 10% of your total purchase payment(s) without surrender charges or Market Value Adjustment (MVA). After your first contract anniversary, you can withdraw up to 10% of your Account Value on the the previous contract anniversary each contract year. If you need more than your Free Withdrawal Amount, you can withdraw as much of your Account Value as you need, but keep in mind that surrender charges and an MVA will apply if taken during the initial guarantee period. Withdrawals above your Free Withdrawal Amount also proportionately and permanently reduce your living benefits. Why does the company behind the annuity matter? When the time comes for you to use the benefits that are offered by an annuity, it is important to remember that all guarantees, including any optional benefits, are backed by the claims-paying ability of the issuing insurance company. Who can help me determine if an annuity is right for me? Your financial professional can help you determine if an annuity is suitable for you. Prudential Annuities and its distributors and representatives do not provide tax, accounting, or legal advice. Please consult your own financial professional or accountant when making important investment decisions. The selections you choose together with your financial professional are all dependent on your investment goals and your risk tolerance. What is a Market Value Adjustment (MVA)? Some annuities offer a Market Value Adjustment option, which imposes a positive or negative adjustment if you prematurely surrender your fixed annuity or fixed indexed annuity. Footnote All references to income certainty and guarantees, including optional benefits, are backed by the claims-paying ability of the issuing company and do not apply to the underlying investment options. Investors should consider the features of the contract, index strategies and the underlying portfolios' investment objectives, policies, management, risks, charges and expenses carefully before investing. This and other important information is contained in the prospectus, which can be obtained on the prospectus page or from your financial professional. Please read the prospectus carefully before investing. This material may not be available in all states or with all broker/dealers. Prudential Annuities and its distributors and representatives do not provide tax, accounting, or legal advice. Please consult your own attorney or accountant. Issued on the following contracts with Prudential Annuities Life Assurance Corporation: Contracts: P-OB/IND(5/14), P-OC/IND(5/14), P-OB/IND(5/14)-NY, P-OC/IND(5/14)-NY, ICC17-FIAE(11/17), FIAE/IND(11/17), ICC17-FIAC(11/17) or FIAC/IND(11/17) or state variation thereof, ICC19-P-VA/IND(6/19), P-VA/IND(6/19), (or state variation thereof), P-VA/IND(11/20)-NY, ICC19-F-IND(4/20), F-IND(4/20) or state variation thereof, F-IND2(4/20) or state variation thereof, RILA/IND(11/19) or state variation thereof, in Idaho, Issued on Contract: RILA/IND(11/19)-ID. Issued on Contract: RILA/IND(5/21) (or state variations thereof)- In Idaho, Issued on Contract: RILA/IND(5/21)-ID. Endorsements: ICC17-FIA-MVA(11/17), or END-FIA-MVA(11/17) or state variation thereof, with schedules, ICC17-FIA-MVA-SCH(11/17), or END-FIA-MVA-SCH(11/17), END-FIA-MVA-SCH(6/19) or state variation thereof, ICC19-FIA-P2P(4/19), ICC19-FIA-P2P-PAR(4/19), ICC19-END-IMOGLWB(6/19) with schedules ICC19-FIA-P2P-SCH(4/19), ICC19-FIA-P2P-PAR-SCH(4/19), ICC19-SCH-IMOGLWB(6/19) or END-FIA-P2P(4/19), END‐FIA‐P2P‐PAR(4/19), END-IMOGLWB(6/19) or state variation thereof with schedules END-FIA-P2P-SCH(11/17), SCH-FIA-P2P-PAR(4/19), SCH-IMOGLWB(6/19) or state variation thereof, END-RILA-P2P(9/20), END-RILA-TPAR(9/20) and END-RILA-SRP(9/20) or state variation thereof, ICC19-P-SCH-LI(6/19), P-SCH-LI(6/19), P-SCH-LI(11/20)-NY (or state variation thereof), ICC19-P-SCH-ROP(6/19), P-SCH-ROP(6/19), P-SCH-ROP(11/20), P-SCH-ROP(11/20)-NY (or state variation thereof). Riders: RID-RILA-ROP(11/19), P-RID-ROP(5/14), P-RID-ROP(5/14)-NY, ICC19-F-GLWB(4/20)2, F-GLWB(4/20)2 or state variation thereof, P-RID-LW(11/19), ICC19-P-RID-ROP(6/19), P-RID-ROP(8/19), P-RID-ROP(11/20)-NY (or state variation thereof), ICC19-F-GLWB-SCH(4/20), F-GLWB-SCH(4/20) or state variation thereof. Issued on the following contracts with Pruco Life Insurance Company: Contract: P-RILA/IND(10/21), issued in ID P-RILA/IND(10/21)-ID, P-FGI/IND(10/21), issued in ID P-FGI/IND(10/21)-ID, ICC21-P-FIAE(10/21), P-FIAE/IND(10/21), ICC21-P-FIAA(10/21), P-FIAA/IND(10/21), ICC21-P-FIAS(10/21), P-FIAS/IND(10/21), ICC21-P-FIAC(10/21), P-FIAC/IND(10/21), ICC21-P-F-IND(10/21), P-F-IND(10/21) Endorsements: P-END-RILA-MRS(10/21), P-END-RILA-P2P(10/21), P-END-RILA-TPAR(10/21), P-END-RILA-SRP(10/21), ICC21-P-FIA-MVA(10/21), ICC21-P-FIA-P2P(10/21), ICC21-P-FIA-P2P-PAR(10/21), P-END-FIA-MVA(10/21), P-END-FIA-P2P(10/21) Riders: P-RID-RILA-ROP(10/21), P-RID-VIB(10/21) and Schedule Supplement: P-SCH-VIB(10/21), ICC21- P-END-IMOGLWB(10/21), P-END-IMOGLWB(10/21), ICC21-P-F-GLWB(10/21), P-F-GLWB(10/21), ICC21-P-F-GLWB(10/21)NI, P-F-GLWB(10/21)NI Schedules: ICC21-P-FIA-MVA-SCH(10/21), ICC21-P-FIA-P2P-SCH(10/21), ICC21-P-FIA-P2P-PAR-SCH(10/21), P-END-FIA-MVA-SCH(10/21), P-END-FIA-P2P-SCH(10/21), P-SCH-FIA-P2P-PAR(10/21), ICC21-P-SCH-IMOGLWB(10/21), P-SCH-IMOGLWB(10/21), ICC21-P-F-GLWB-SCH(10/21), P-F-GLWB-SCH(10/21), 1000371-12 1000371-00012-00 Follow us on: Facebook page opens in a new window Linkedin page opens in a new window Instagram page opens in a new window Youtube page opens in a new window Twitter page opens in a new window Pinterest page opens in a new window Help Report Fraud Terms & Conditions Privacy Center Accessibility NY - Domestic Violence Notice Business Integrity Sitemap Check the background of this firm on FINRA's BrokerCheck opens in a new window AdChoices opens in a new window Assurance IQ, LLC a wholly-owned subsidiary of Prudential Financial, Inc. 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