Below we have outlined the features, terms, rates, and fees for all the financial services available to Check City customers in this state. For more information, contact Check City and speak to a customer service representative. ALL LOCATIONS Payday Loan APPLY NOW Loan Amounts The maximum loan amount for Hawaii residents is $510. The loan amount is based on your income and other factors, loan limits will be determined on an individual basis. Loan Terms ‍Maximum of 32 days Loan Fees 15% of the face value of the check. The finance charge for a deferred presentment loan is $17.64 per $100.00 borrowed. The finance charge is considered fully earned as of the date on which the loan is made. Your Annual Percentage Rate (“APR”) is the cost of your credit as a yearly rate and will vary depending on the length of your loan. Please see your loan agreement for the APR and other terms applicable to your loan. Cooling Off Period In Hawaii, remotely created checks are used to process loan payments. For this reason, a 3-day cool-off period is required to allow time for the check to clear. Example APR and Fee Schedule Additional Information Your Right to Rescind (Cancel) this Loan A borrower may rescind a deferred deposit agreement without cost for any reason, not later than the close of business on the business day following the date of the deferred presentment service transaction. Loan License, Registration, and Certificates Check City in Hawaii is regulated by the Hawaii Department of Commerce and Consumer Affairs. Address: Consumer Resource Center 235 S. Beretania Street, Rm 801 Honolulu HI 96813 Phone: (808) 587-3222 Below you can find the certifications, licenses, and registrations that Check City works under in order to give our customers the best financial products we can provide. Customer Service: 800-404-0254 Quick Links Services Online Payday Loans Personal Loans Title Loans Cash Advances Cash for Gold Installment Loans Sitemap Blog Company Rates and Fees Why Check City? Responsible Lending Statement State Licensed Lender Terms of Use Wireless Policy Privacy Policy Privacy Notice Careers Contact Us Store Locations Colorado Nevada Utah Virginia Online Locations Alabama Alaska California Hawaii Idaho Kansas Missouri Nevada Texas Utah Wisconsin Wyoming Payday Loans are also commonly referred to as Cash Advances, Payday Advances, Payday Advance Loans, and Fast Cash Loans. Check City does not usually utilize traditional credit checks as part of the payday loan approval process. However, Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process. Actual loan amounts vary. See Rates and Fees for specific information and requirements. Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria. CheckCity.com provides loan services in: Alabama, Alaska, California, Hawaii, Idaho, Kansas, Missouri, Nevada, Texas, Utah, Washington, Wisconsin, and Wyoming. Customer Notice: A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Loan proceeds issued through our website are generally deposited via ACH for next business day delivery if approved by 8pm CT Mon. – Fri. Check City acts as a credit services organization/credit access business (CSO/CAB) in Texas. This is an invitation to send a loan application, not an offer to make a short term loan. This service does not constitute an offer or solicitation for payday loans in Arizona, Arkansas, Colorado, Georgia, Maryland, Massachusetts, New York, Pennsylvania, or West Virginia. Tosh of Utah, Inc. dba Check City Check Cashing, a payday lender, is licensed by the Virginia State Corporation Commission. License #PL-57 Anykind Check Cashing, LC. dba Check City, a payday lender, is licensed by the Virginia State Corporation Commission. License #PL-21 Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details. Utah Customers: For consumer questions or complaints regarding payday loans and/or title loans you may contact our Customer Service Department toll-free at (866) 258-4672. You may also contact our regulator The Utah Department of Financial Institutions at (801) 538-8830. Please see Rates and Terms to check the availability of online loans in your state. Check City does not provide loan services in all states. CheckCity.com has a Shopper Approved rating of 4.8/5 based on 46766 ratings and reviews © 2004-2021 Check City Online. All rights reserved