Holiday Closing: All Bank Offices will be closed on Thursday, November 25th in observance of Thanksgiving Day. LOGIN Checking. Designed for you. Whether you’re looking for a traditional checking account or one with extra perks; NexTier has you covered with an account to fit your lifestyle. PERSONAL BANKING CHECKING FREE CHECKING Learn More CASH BACK Learn More INTEREST PLUS Learn More Deposit to Open $50 $50 $50 Balance Requirement No Minimum Balance Requirement No Minimum Balance Requirement No Minimum Balance Requirement Monthly Service Charge $0 $0 $0 Rewards 2.5% Cashback on debit card purchases. Receive up to $8 per statement cycle2. Higher interest rate if qualifications are met. Qualifications1 None See below for qualifications. See below for qualifications. Interest Bearing2 Free Online Banking with Bill Pay Free Mobile Banking Free eStatements Free Telephone Banking Overdraft Privilegea Covers overdrafts up to $500. Covers overdrafts up to $500. Covers overdrafts up to $1000. Free NexTier Visa® Debit Card ATM Refunds Up to $15 per statement cycle3 Up to $15 per statement cycle3 Linked Account None Free NexTier Saver Account Free NexTier Saver Account Learn More Learn More Learn More *Qualifying for rewards is easy. To earn interest or cash back and ATM withdrawal fee refunds, simply do the following each Monthly Qualification Cycle: Have at least 12 debit card purchases post and settle Have at least 1 automatic payment (ACH), bill pay transaction, or direct deposit post and settle Be enrolled in and agree to receive eStatements 1When your NexTier Interest Plus account qualifications are met during a Monthly Qualification Cycle daily balances up to and including $35,000 in your NexTier Interest Plus account earn an interest rate of 0.50% resulting in an APY of 0.50%; and daily balances over $35,000 earn an interest rate of 0.25% on the portion of the daily balance over $35,000, resulting in a range from 0.50% to 0.25% APY depending on the account’s daily balance. 2When NexTier Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.50% cash back up to a total of $8.00 on debit card purchases, excluding ATM transactions that post and settle to the account during that cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle. 3You will receive reimbursements up to an aggregate total of $15.00 for nationwide ATM withdrawal fees incurred within your NexTier Cash Back or NexTier Interest Plus account during that Monthly Qualification Cycle. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. aFor more information on our overdraft practices, click here. Free with all our accounts NexTier Visa® Debit Card Take control of your debit card spending with CardBoss, Visa® Purchase Alerts, and Debit Card Automatic Updates. Learn More Free Online & Mobile Banking Manage your finances with Bill Pay, send money to family or friends, order checks, view eStatements, or place stop payments. Learn More Free ATM Withdrawals Our partnership with the Freedom ATM Alliance provides access to surcharge free ATM withdrawals at more than 670 ATMs. Free eStatements Have access to your finances at home or on-the-go with FREE eStatements. Secure. Convenient. Eco-friendly. Learn More Find Us Locate a branch near you Locate Contact Us Call us at 1.800.262.1088 or send us a message Chat with Us Talk to an advisor Chat now NexTier Bank, N.A. does not endorse or guarantee the products, information or recommendations provided by linked sites. NexTier Bank is not liable for any failure of products, services or information provided through third party sites. Third party linked sites may have privacy policies that differ from NexTier Bank; and linked sites may or may not provide the same level of security. Locations Resources About Us Careers Privacy © 2021 NexTier. All Rights Reserved.