Locations Make an Appointment Log In Search Home Bank Borrow Invest & Insure Business About Learn Can't find something? Home / About / Member Loyalty Rewards Cash Rewards are Here Membership at Centra Credit Union means something. And what’s more meaningful than cash? The all-cash Member Loyalty Rewards are simple. The more banking you do with Centra, the more opportunities you have to earn cash. To start earning rewards, you just have to open a consumer checking account with Centra! Why Member Loyalty Rewards? Click to Read More Member Loyalty Account When you open a checking account with Centra, you get a Member Loyalty Account (MLA) to go with it. That’s where all your cash rewards are deposited, in one place, so you can watch your balance grow. Your MLA is another reward in itself. That’s because it offers an interest rate of 3.00% APY* which is higher than any other savings account at Centra. You can transfer or withdraw your cash rewards at any time, or you can choose to let your balance grow and save it for a rainy day. Learn More Maximize Your Cash Rewards Because the interest rate on the MLA is so high, you can only add money to this account through Centra’s Member Loyalty Rewards. There are six ways you can earn cash rewards. Cashback Checking Cashback Checking lets you earn unlimited cash rewards based on how much you use your account! With this free account, you can earn cash each time you use your debit card. Learn More Round Up Debit Card Round Up lets you “round up” the change on each debit card purchase to the nearest dollar. For example, if you purchase a tank of gas for $32.50, then $0.50 will be automatically transferred from your checking account to your MLA. Learn More Foreign ATM Fee Refunds With Cashback Checking, you can also earn a limited amount of foreign ATM fee refunds, depending on how you use your account. That means you can get the cash you need without stressing about fees from other financial institutions for using their ATMs. Learn More Certificate Interest Saving with Centra is simple when you get great rates on certificates. You can make your savings a little sweeter by choosing to deposit your certificate interest into your MLA. Learn More Member Loyalty Bonus A Member Loyalty Bonus is a unique benefit of a Centra Membership. With the Member Loyalty Bonus, you could earn surprise extra deposits to your MLA based on how much of your banking you do with Centra, how well our Credit Union is performing, and a handful of other factors including the economy. Specials & Promotions Centra routinely gives back to Members with specials and promotions, sometimes around holidays or with the launch of a new product or service. Be sure you have the most up-to-date email address on file with Centra so you’ll be the first to know about special opportunities to earn more cash rewards! *Annual Percentage Yield. Subject to change at anytime. Home Contact Us Connect with Us on LinkedIn Connect with Us on Facebook Connect with Us on Twitter Become a Member Schedule an Appointment Locations Deposit Rates Loan Rates Careers Privacy Policy Equal Housing Opportunity. Federally Insured By Ncua. Routing Number: 274972883 © 2021 Centra Credit Union All Rights Reserved. | 3801 Tupelo Drive, PO Box 789, Columbus, IN 47202 Please note that on our website we use cookies necessary for the functioning of our website, cookies that optimize the performance. To learn more about our cookies, how we use them and their benefits, please read our Privacy Policy. OkPrivacy policy