Products Insights Help About Log in Apply now 020 3778 0274 We use cookies to give you the best online experience. Got it! Finance explained Read our in-depth guides about the world of business finance, designed to help you achieve more. Most popular articles Small business loans Business overdrafts Business credit cards Small business grants Alternative finance options SMALL BUSINESS LOANS Alternative business funding Asset finance Crowdfunding Peer to peer lending Franchise finance Hire purchase Vendor finance ASSET FINANCE Business loans Working capital Secured business loans Credit facilities Bridging loans Refinancing options WORKING CAPITAL Trade and invoice financing Trade credit Invoice discounting Invoice financing Reverse factoring Merchant cash advance International trade finance Trade forfaiting TRADE CREDIT Cash flow Cash flow management Cash flow statement Cash flow problems Business cash flow projection Net cash flow Operating cash flow Free cash flow CASH FLOW MANAGEMENT Business bank products Business bank accounts Sole trader bank accounts Start-up bank accounts Charity bank accounts Best direct debit companies Open banking Best business savings accounts BUSINESS BANK ACCOUNTS Loan security types Personal guarantees Letters of credit Debentures Secured debentures Unsecured debentures Redeemable debentures Irredeemable debentures PERSONAL GUARANTEES Commercial property finance Construction finance Commercial mortgages Auction finance Property development loans CONSTRUCTION FINANCE Specialist finance Start-up funding options Pub finance Farm & agricultural finance Truck and HGV finance Equipment finance and leasing START-UP FUNDING OPTIONS With an iwoca Flexi-Loan you can Borrow from £1,000 to £200,000 over 12 months Get a decision in 1 working day Repay early with no fees Find out more Apply now If you’ve been impacted by COVID-19 check out our CBILS loan Learn more About us Inside iwoca Careers Press and news Help Recovery Loan Scheme Support center Developers API Coronavirus update Resources Insights Finance explained Our partners Brokers Accountants Partners Products Flexi-Loan iwocaPay Terms & privacy Privacy policy Terms of use Use of cookies Complaint policy 020 3778 0274 contact@iwoca.co.uk Apply now iwoca Ltd, 3rd Floor 101 New Cavendish Street London, W1W 6XH iwoca Limited is authorised and regulated by the Financial Conduct Authority (reference number: 723378) in relation to regulated credit agreements and are a registered account information service provider (reference number: 791804). We're also registered with the Information Commissioners Office in relation to the processing of personal information (registration number: Z3007540). iwoca Limited is incorporated in England and Wales (company number: 07798925). Our registered office is 10 Queen Street Place, London, EC4R 1AG.