Loan Offerings Mortgage Rates References Account About Us You are here: Loan Offerings VA Loans VA Loans That’s Freedom! We are the #1 VA lender in the United States.* Overview Extraordinary service. Simplified process. Custom solutions. That’s what you get when you buy or refinance a home with a VA loan through Freedom Mortgage! For 30 years, Freedom Mortgage has been committed to fostering homeownership in America with VA loans. We’ll help you understand the benefits of VA loans as well as their costs and requirements. We’ll also make sure you understand what you need to do to buy or refinance a home with a VA loan, so you feel comfortable and confident about each step you need to take to get your loan approved. We helped our customers buy and refinance nearly 266,000 homes with VA loans last year. We can help you too. * Freedom Mortgage was named the #1 VA lender by Inside Mortgage Finance, Jan-Mar 2021. VA Home Purchase Veterans, active-duty personnel, and surviving spouses can qualify Competitive interest rates 0% down payments for many VA homebuyers Minimum credit score as low as 600 No mortgage insurance One-time funding fee for most veterans Learn more about VA loans VA Refinance ("IRRRL") Homes with existing VA loans can qualify for easier refinances Competitive interest rates Hassle-free process with less paperwork and faster closings Easy credit score qualification No mortgage insurance Low one-time funding fee for most veterans Learn more about IRRRLs VA Cash-Out Refinance Get cash from the value of your home’s equity Homes with existing VA loans and other mortgage types can qualify if you are eligible for a VA loan Can finance up to 90% of home value No mortgage insurance One-time funding fee for most veterans Learn more about VA cash out refinances How much can you save? Find out how much you might save by refinancing your home to a lower rate. By refinancing, the total finance charges you pay may be higher over the life of the loan. Change the default values to personalize your savings estimate! All fields are required. ORIGINAL LOAN AMOUNT TERM (YEARS) YEARS PAID CURRENT INTEREST RATE NEW INTEREST RATE CLOSING COSTS This calculator is made available as a self-help tool for your personal use. We do not guarantee its accuracy or applicability to your individual circumstances. Resulting calculations are for illustrative and informational purposes only and are not intended as investment or financial advice. Consult a qualified financial advisor before making important personal finance decisions. To get a better understanding of the benefits of refinancing, speak with a loan advisor at Freedom Mortgage. GET ESTIMATE Refinancing might save you $241 a month Ask us what VA rate we can offer you! The VA rate we may be able to offer is personal to you. Your interest rate is affected by your credit score, your income and finances, as well as the current mortgage market environment. Freedom Mortgage may be able to offer you a VA rate that is lower – or higher – than the rate you see advertised by other lenders. Ask us today what VA rate we can offer you. What Our Customers Say Check out the reviews from some of our customers. “Extremely impressed with Ian Williams’ candor when explaining the benefits of the IRRRL VA refinancing which lowered our interest rate and monthly payments significantly. Mr. Williams was professional and knowledgeable yet personable making it easy to discuss our concerns. It was a pleasure working with him as well as co-participates of the Freedom Organization. Thank you again for your assistance.” Michael B., GA 5/5 stars Professional and knowledgeable Go to Previous slide Go to Next slide Learn more about VA loans Our VA loan education articles answer your questions about how to buy a home, refinance a home, or get cash from your home equity with a VA loan. Benefits of the VA home loan program How VA loans make financing a house more affordable for veterans Learn More How to apply for a VA loan Learn more about eligibility and VA loan applications Learn More How to refinance a VA loan Answers to your VA refinancing questions Learn More VA loans vs. conventional loans Learn the differences between these mortgage choices Learn More Contact Us 855-690-5900 Contact our Customer Care team Experiencing financial difficulties? We’re here to help you. Account Log In New Customers Pay My Mortgage Register My Account COVID 19 Information About Us Who We Are In the Community Careers Loan Types Conventional Loans FHA Loans VA Loans USDA Loans Divisions Correspondent Lending Wholesale Services Roundpoint Traditional Retail 951 Yamato Road, Boca Raton, FL 33431 United States | Lender NMLS ID: 2767. NMLS Consumer Access. Equal Housing Opportunity. Legal Disclosures | Privacy Policy | California Privacy Notice | Terms and Conditions | State Licensing | © Freedom Mortgage Corporation.