US - English Product Sign In Choose Your Industry toggle menu Our Technology Insights and Resources toggle menu About Us toggle menu Contact Alternative Data Just Became Essential Capture a complete view of the consumer with insight into an unprecedented combination of alternative credit behaviors and life event insights. The next generation of RiskView™ scores has arrived. Find out more Home Corporations and Non-Profits Credit Risk Assessment Credit Risk Assessment and Management 1-800-953-2877 Contact Us See Opportunity Where Others See Risk Increasing pressure for growth. Declining tolerance for financial losses. Mounting regulatory scrutiny. These conflicting demands placed on credit risk management seem to present an insurmountable challenge. How do you extend more competitive offers to a wider range of applicants – prime-to-subprime and thick-file to no-file - without increasing risk exposure or adopting bleeding-edge innovations? The secret is obtaining a more comprehensive view into applicant creditworthiness. Enterprises can make smarter lending decisions across the credit spectrum by pairing traditional credit data with powerful, proven alternative insights – delivering an improved understanding of credit risk that can help you see opportunity where others simply see risk. LexisNexis Risk Solutions approaches credit risk assessment through straight-forward fundamentals - we leverage best-in-class linking technology to bring thousands of FCRA data sources together into a single picture of a consumer or business, then assess that picture with powerful analytics guided by vast industry expertise. Designed with a compliance-first mindset, the resulting solutions have helped leading U.S. lenders gain competitive advantages through increased insight for nearly two decades. In 2020, we meaningfully advanced our capabilities with the acquisition of ID Analytics®, a leader in alternative credit scoring with patented analytics, proven expertise, and near real-time insight into consumer behavior. With our data sources and analytical expertise combined, LexisNexis Risk Solutions has never been better positioned to help you know more and lend better. Whether your focus is on consumer or small business lending, choose the alternative credit risk solutions that can help you score more credit invisible applicants, improve lending decisions on the margin, and responsibly issue the improved offers to prime consumers needed to win their business. Unleash the power of alternative credit data with LexisNexis Risk Solutions. Discover how our customer acquisition and credit risk assessment solutions strengthen the performance of your customer portfolio. Learn More Small and Mid-Sized Business Credit Risk Customer Risk Assessment Putting time and effort into making a decision is costly to you and frustrating to the borrower. That's where we come in — with alternative data sources that paint a picture of financial responsibility beyond credit history, and remarkable profile linking capabilities that yield deeper insight into the applicant and the risk. The results: Confident loan approvals. Profitable portfolio growth. Happy, successful customers. LexisNexis® Risk Solutions Offers Several Advantages Foster better insights and greater financial inclusion Generate valid scores for up to 80% of the thin-file or no-file consumer population.* Approve more applicants, and better segment risk. Using extensive alternative data sets and powerful linking technology, score up to 60% more businesses than with traditional credit data alone.* *Based on an internal review of LexisNexis data Our solution offers insight into the current financial health of over 40 million underserved consumers. Average BankCard Score *Data Aggregated from FCRA Prospect Database April 2018 Have Sales Contact Me * Indicates required field First Name * Last Name * Work Phone * Work Email * Company * Country / Region * Belgium Country / Region * United States Afghanistan Albania Algeria American Samoa Andorra Angola Anguilla Antigua and Barbuda Argentina Armenia Aruba Ascension Island Australia Austria Azerbaijan Bahamas Bahrain Bangladesh Barbados Belarus Belgium Belize Benin Bermuda Bhutan Bolivia Bosnia and Herzegovina Botswana Brazil British Indian Ocean Territory Brunei Darussalam Bulgaria Burkina Faso Burundi Cambodia Cameroon Canada Cape Verde Cayman Islands Chad Channel Islands Chile China Colombia Comoros Congo Cook Islands Costa Rica Croatia Cuba Curacao Cyprus Czech Republic Denmark Djibouti Dominica Dominican Republic Ecuador Egypt El Salvador Equatorial Guinea Eritrea Estonia Ethiopia Falkland Islands (Malvinas) Fiji Finland France French Polynesia Gabon Gambia Georgia Germany Ghana Gibraltar Greece Greenland Grenada Guadeloupe Guam Guatemala Guinea Guinea-Bissau Guyana Haiti Honduras Hong Kong SAR Hungary Iceland India Indonesia Iran Iraq Ireland Israel Italy Ivory Coast Jamaica Japan Jordan Kazakhstan Kenya Korea Korea, Democratic People's Rep Kuwait Kyrgyzstan Laos Latvia Lebanon Lesotho Liberia Libyan Arab Jamahiriya Liechtenstein Lithuania Luxembourg Macau SAR Macedonia Madagascar Malawi Malaysia Maldives Mali Malta Marshall Islands Martinique Mauritania Mauritius Mexico Moldova, Republic of Monaco Mongolia Montenegro Montserrat Morocco Mozambique Myanmar Namibia Nepal Netherlands Netherlands Antilles New Zealand Nicaragua Niger Nigeria Northern Mariana Islands Norway Oman Pakistan Palau Palestinian Authority Panama Papua New Guinea Paraguay Peru Philippines Poland Portugal Puerto Rico Qatar Romania Russian Federation Rwanda Samoa San Marino Saudi Arabia Senegal Serbia Seychelles Sierra Leone Singapore Slovakia Slovenia Solomon Islands Somalia South Africa Spain Sri Lanka St. Kitts and Nevis St. Lucia St. Pierre and Miquelon St. Vincent and Grenadines Sudan Suriname Swaziland Sweden Switzerland Syrian Arab Republic Taiwan Tajikistan Tanzania Thailand Togo Tonga Trinidad and Tobago Tunisia Turkey Turkmenistan Turks and Caicos Islands Tuvalu Uganda Ukraine United Arab Emirates United Kingdom Uruguay US Minor Outlying Islands Uzbekistan Vanuatu Venezuela Vietnam Virgin Islands (British) Virgin Islands (U.S.) Western Sahara Yemen Zambia Zimbabwe Industry * Industry * Industry * Automobiles & Parts Collection Agency/Debt Buyer Education Financial Services Food & Beverage Government - Federal Government - State/Local Healthcare Insurance Law Enforcement & Public safety Legal Manufacturing Media Mining Oil, Gas & Chemicals Other Professional Services Real Estate Receivables Management Retail Security & Private Investigation Technology Telecommunications Travel & Leisure Utilities How Can We Help You Submit Insights and Resources Read More Insights and Resources Article Financial Inclusion A new lens on financial inclusion. Learn how you can go beyond traditional data to approve... Read More Webinar Surveying Credit Data Landscape Find out how lenders are looking to alternative data to regain confidence in understanding... Read More White Paper Aite Using Alternative Data Using Alternative Credit Data to identify, refine, and grow. Read More White Paper Boost Growth and Minimize Risk in a Challenging Economy Learn how to unlock the value of alternative data in today’s uncertain market. Read More We believe in the power of data and analytics to manage risk & uncover opportunity. Learn More About Our Technology Products You May Be Interested In Business Data Enrichment Suite Optimize customer data to identify opportunities and avoid risk Credit Optics Intentional Misuse Identify applicants who intend to misuse and abuse requested credit FICO® Score XD Generate a FICO score for unscorable credit applicants LexisNexis® RiskView™ Optics and RiskView™ Spectrum LexisNexis® RiskView™ Optics and RiskView™ Spectrum complete the consumer creditworthiness picture PowerView Score™ Score more consumers using a one-stop solution for auto lenders Profile Booster for Business LexisNexis® Profile Booster for Business gives you critical insights for use in prospecting RiskView™ Liens & Judgments Report Retain your competitive edge without the added expense of recalibrating your models RiskView™ Solutions Assess consumer creditworthiness and risk potential Small Business Attributes Gain a clearer view of no-file or thin-file small businesses with alternative data attributes. Small Business Attributes with SBFE Data Expand your market by combining the best credit and non-credit data. Small Business Credit Report Uncover risk and opportunity in small businesses with the LexisNexis® Small Business Credit Report Small Business Credit Report with SBFE Data Expand your small business market share through improved risk decisioning Small Business Credit Score Report Access 10,000+ sources of alternative data and advanced linking to decision no-file and thin-file small businesses. Small Business Monitoring Proactively monitor the changes across your portfolio to tap into new opportunities and avoid unforseen risk View Product Index Industries Collections and Recovery Financial Services Government Healthcare Insurance Law Enforcement and Public Safety Corporations and Non-Profits Our Technology Why You Should Choose LexisNexis Risk Solutions Blogs Credit Risk Insights Fraud and Identity in Focus Financial Crime in Focus Fraud of the Day Insurance Insights The DnA of Healthcare Insights and Resources Articles Case Studies Infographics Research Presentation Videos Webinars White Papers About Us Overview Executive Leadership Careers Press Room Speakers Bureau Social Responsibility Corporate Service Partnerships Healthcare Partnerships Insurance Partnerships Contact Sales Support Feedback Product Index Site Map Terms and Conditions Legal Notices Privacy Policy Cookie Policy Consumer and Data Access Do Not Sell My Personal Information | CA Privacy LexisNexis® Risk Solutions is part of the LexisNexis® Risk Solutions Group portfolio of brands. 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