Home Download Acrobat Reader 5.0 or higher to view .pdf files. St. Johns Bank & Trust PERSONAL BUSINESS SERVICES CONNECT SEARCH LOGIN Mortgage Loan Application In the dropdown box contained in the form below, you can choose whether you are applying for a Mortgage, Refinance or Home Equity. If you are applying for a Mortgage Loan, please read the Consumer Handbook on Adjustable-Rate Mortgages (Opens in a new Window) published by the Consumer Financial Protection Bureau. Also, please read the Adjustable Rate Mortgage Disclosure for a Principal Residence (Opens in a new Window) , the Adjustable Mortgage Rate Disclosure for a Second Home (Opens in a new Window) or the Adjustable Rate Mortgage Disclosure for a Vacation Home (Opens in a new Window) , whichever applies to your application. If you are applying for a Home Equity Line of Credit, please read What You Should Know About Home Equity Lines of Credit (Opens in a new Window) . If you are applying for a Home Equity Loan, please read the Disclosure 1 (Opens in a new Window) for Home Equity Loans in which the loan-to-value ratio is up to 75%. If your Home Equity Loan’s loan-to-value ratio is above 75%, please read Disclosure 2 (Opens in a new Window) . By signing and submitting the application, I acknowledge that I have read the appropriate consumer booklet and program disclosure. * Required Fields Borrower Name * Annual Income * Last 4 of SSN * Co-Borrower Co-Borrower Name Annual Income Last 4 of SSN Property Address * Purchase Price * Estimate of Property Value * Loan Amount Requested * Current Mailing Address * Purpose of Loan * Select Purchase Refinance Home Equity Loan Pre-Approval Date of Application * Annual Insurance Cost * Annual Real Estate Taxes * Email Address * Phone * Enter the characters you see* Audio Captcha Refresh Captcha Answer SEND APPLICATION CONTACT US We’re here to help. Send a message and a team member will get back to you. Send a Message DIGITAL BANKING Your banking experience just got even better. Explore banking from your desktop, tablet, or mobile device with online banking or our mobile app. Explore Digital Solutions St. Johns Bank & Trust CONNECT Locations Contact Us Careers HELPFUL LINKS Lost or Stolen Card Reorder Checks (Opens in a new Window) FAQs DISCLAIMERS Privacy Statement Terms of Use USA PATRIOT Act Security Center Facebook LinkedIn Twitter © 2021 St. Johns Bank & Trust Member FDIC Equal Housing Lender Created by Banno