By using our website you consent to accepting cookies in accordance with our Cookie Policy. Learn more Accept Menu Quotes Home insurance Our standard home insurance policy is ideal for smaller households. It comes with unlimited buildings cover and you can tailor it with a range of optional extras. Need a higher level of cover? What it covers Contents insurance You can choose to cover the contents in your home, garage and summer house/shed for up to £50,000 Replacement locks if your keys are lost or stolen New for old items (In the case of mobile phone replacements, these will be replaced with a Grade A refurbished phone that comes with a 12 month warranty) Up to £500 cover for contents in your garden Unlimited frozen food cover (whether you’ve lost fish fingers or game pie) 24-hour emergency helpline Need more See our Platinum home insurance Get a quote Get a quote Buildings insurance Unlimited cover for the cost of rebuilding your home and outbuildings – from petite porches to spacious stables Alternative accommodation cover if you’re not able to live in your home because of an insured event (limits apply) Accidental damage cover to cables, underground pipes and drains Up to £1,000 to find and access the source of water and oil leaks 24-hour emergency helpline Our Platinum cover offers more See our Platinum home insurance Extra bits if you want them Personal possessions Accidental damage Home emergency Family legal protection Personal possessions - optional extra Insure your belongings outside the home, or even while sunning yourself on holiday. We’ll cover the following anywhere in the UK and for up to 60 days elsewhere in the world: Valuables up to £2,000 (£4,000 with Platinum insurance) Accidental loss Accidental damage Theft Money up to £250 (£500 with Platinum insurance) Bicycles up to £500 (£1,000 with Platinum insurance) These cost extra, or you can get them all included with our Platinum home insurance. New customer? Get a quote Existing customer? To add these to your policy call: 0345 246 8534 Policy documents If you requested online access to your documents when you bought your policy with us, just click below to view them. Sign in to see your documents If you're new to us, or you haven't got online access to your documents, you can use our policy booklets as a guide See our policy booklets How much am I covered for? How do I cancel my Privilege home insurance policy? Are my belongings covered outside the home or when I go on holiday? How do I change the address on my home policy? Is my PC covered? More FAQs Accessibility About Us Complaints FAQs Contact Us Legal Security and privacy Telematics Privacy Site map Modern Slavery Act © 1999‐2021 U K Insurance Limited Privilege insurance policies are underwritten by U K Insurance Limited. Registered office: The Wharf, Neville Street, Leeds LS1 4AZ Registered in England and Wales No.1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number 202810. The Financial Services Register can be accessed through www.fca.org.uk Twitter Follow us on Twitter