Square Your cart Open menu Banking Loans Get started free Money to keep your business moving forward. Square small business loans from $300—$250,000. Check for offers Not a Square seller? You could become eligible by processing with Square. Get a customized offer based on your card sales through Square, and then choose your loan size. There’s no ongoing interest. Just a simple flat fee. Repay it automatically with a percentage of your daily card sales through Square. Pay less on slow days. And a little more when sales are strong. It’s your business. Get more money to do it. Our loans are tailored to your unique business. We’ll offer as much as we believe will help you move forward—not hold you back. And you can use the money on anything for your business. What businesses are saying about us Money in your account. As soon as tomorrow. No long forms to fill out. You’ll usually know if you’re approved right away, and applying won’t affect your credit score. Pay it back automatically. You won’t have to schedule any payments. We just ask that you meet your minimum every 60 days. Small businesses deserve more credit. Whether you want to grow, evolve, or just maintain, you deserve access to the type of funding options big business gets. $9B+ Funds extended* 460K Small businesses funded *Includes MCAs, SBA PPP loans, and business loans from May 2014 to March 2021. FAQ How do I repay this loan? Can I request a different loan amount? How do you determine my business’s loan offer? Can I prepay the loan? What happens if I miss a payment? Are there late fees? Does applying for a loan affect my credit score? Still need help? Check out the Square Support Center. Resources SBA Paycheck Protection Program Learn more Square, the Square logo, Square Financial Services, Square Capital, and others are trademarks of Square, Inc. and/or its subsidiaries. Square Financial Services, Inc. is a wholly owned subsidiary of Square, Inc. All loans are issued by Square Financial Services, Inc., a Utah-Chartered Industrial Bank. Member FDIC. Actual fee depends upon payment card processing history, loan amount and other eligibility factors. A minimum payment of 1/18th of the initial loan balance is required every 60 days and full loan repayment is required within 18 months. Loan eligibility is not guaranteed. All loans are subject to credit approval. Is your money just sitting in a checking account? With Square Savings, your money is designed to grow. There’s no minimum to start earning our 0.50% APY (which is 8x the national average). Start with an amount you’re comfortable with—and enjoy how far it can go. Savings accounts are provided by Square Financial Services, Inc. Member FDIC. Annual percentage yield (APY) of 0.50% or more will apply until 12/31/2021, after which the APY in-effect at that time will apply and will be subject to change. No minimum deposit is required to open an account, and no minimum balance is required to obtain any advertised APY. Accounts will not be charged monthly fees. Accounts are FDIC-insured up to $250,000. Payments Square Payments In Person By Invoice On Your Computer On Your Website Risk Manager Payment Platform Payments Security Transfers Merchant Services Point of Sale Point of Sale Overview Square Point of Sale Square for Restaurants Square for Retail Square Appointments Hardware Reader for Magstripe Contactless (NFC) & Chip Reader Terminal Stand Register Shop Hardware Rent Hardware Buy in Store Compare Hardware More Tools Online Store Online Checkout Checking Loans Savings Payroll Team Management Marketing SMS Marketing Messages Loyalty Dashboard Gift Cards Customer Directory Inventory Management Photo Studio Square KDS Developers Developer Platform Reader SDK In-App Payments SDK Online Payments APIs Documentation Developer Dashboard Resources Pricing Contact Sales Support Center App Marketplace Small Business Development Blog Guides Community Events Service Status Business Types Large businesses Retail CBD Retail Coffee Shops Quick Service Full Service Bars & Breweries Beauty Professionals Health & Fitness Home & Repair Services Professional Services Square Home About Press and Media Investor Relations Affiliate Program Partner with Square Careers Developers Cash App Employment Verification English © 2021 Square, Inc. Privacy Notice Additional California Privacy Disclosure Terms of Service Square Capital, LLC Licenses Licenses Government Square Capital, LLC