Toggle Menu LOGIN Mortgage Loans Lending Done Right Applying online is as easy as 1-2-3. You can click here to apply now. Click Apply Now and complete the application. When you have completed the application, click submit and your information will be reviewed. A La Capitol FCU Mortgage Loan Originator will follow up to answer your questions. APPLY NOW Our goal is to provide the highest level of service at competitive rates. Our Mortgage Loan Originators are only a phone call away if you need help. Contact us at 800.522.2748. Free Pre-approvals We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage. Rate Watch Click here and we can email you when rates reach your goal or if you prefer, we will email current rate information on a regular basis. Calculators Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision. Find A Mortgage Loan Originator Find a Mortgage Loan Originator. Mortgage Buyer's Guide The La Cap Mortgage Buyers Guide can provide you with valuable, timesaving information to help you with the process of finding and buying a new home. Best of all, it's free. Click here to open our Mortgage Buyer's Guide. What To Expect We've built the most convenient home loan service ever! Here's how it works: Mortgage Home Mortgage Center Check Rates Apply Now Finish Applying Mortgage Loan Originators Resources/FAQ's Today's Rates Conventional Fixed Rates 30 Year Fixed Rate APR Points 3.375% 3.440% 0.000% 20 Year Fixed Rate APR Points 3.125% 3.215% 0.000% 15 Year Fixed Rate APR Points 2.625% 2.740% 0.000% 10 Year Fixed Rate APR Points 2.500% 2.667% 0.000% 100NoMI Rate APR Points 3.625% 3.691% 0.000% PERSONALIZED QUOTE Contact Us | About Us | Site Security | Terms of Use | NMLS Registry Information for La Capitol FCU Mortgage Loan Originators WHY LA CAP CONTACT US BRANCH & ATM LOCATIONS HELP & FAQS NEWS EVENTS FINANCIAL EDUCATION CAREERS PRIVACY NOTICE DISCLOSURES PERSONAL CHECKING COMMERCIAL CHECKING PERSONAL SAVINGS IRAS SHARE CERTIFICATES HOME LOANS AUTO LOANS PERSONAL LOANS VISA CREDIT CARDS CURRENT RATES ONLINE & MOBILE BANKING CALCULATORS TELEPHONE BANKING E-SIGNATURE La Capitol Federal Credit Union on Facebook La Capitol Federal Credit Union on Twitter Routing No: 265473582 © 2018 La Capitol Federal Credit Union. All rights reserved.