CONTACT US LOCATIONS & HOLIDAYS CUSTOMER PAYMENT PORTAL Consumer Real Estate Loans Let’s keep this simple. Who says a loan has to be a hassle? Not us. Simply put, we make it simple. When you choose WB&T for your real estate loan, we show our appreciation by removing obstacles and streamlining approval. You’ll be working directly with decision makers. We won’t be asking someone in a distant headquarters to give you the answers you need. In every stage, you’ll be talking with the same people who make it happen. Your goal is within reach. Here are some ways we can help you achieve it. MORTGAGE LOANS We‘ve got enough mortgage options that they deserve their own page. Find out what we’ve got for you here. HOME EQUITY LINE OF CREDIT Get the most from the investment in your home. A line of credit gives you flexibility to get money as needed. HOME EQUITY LOAN Use your home’s equity to get a loan for any number of uses. RESIDENTIAL LOT LOANS Whether you want to build now or down the road, secure the land now. LAND LOANS Found a spot you’d like to make your own? We can help you claim your acreage. CONSTRUCTION LOANS A blueprint’s fine, but you can’t live in it. Make it real with a flexible construction loan. We’ll show you how. Ready to say “That’s my bank”? We’re ready to help. Call now, or stop by our branch. Numbers and addresses can be found here. Got a different question? Contact Us © 2021 Waycross Bank & Trust. All rights reserved. Privacy | Terms & Conditions | USA Patriot Act Cookie Preference Center Contact Us Locations Join Our Team Online Banking Log-in Convenience Banking Text Concierge and Alerts Business Banking Personal Checking Personal Savings Mortgage Loans NMLS Online Customer Payment Portal Security Center Get our email newsletter Send ABA Routing Number: 061204052 Lost or stolen card? Call 1-800-383-8000 We also share information about your use of our site with our social media, advertising and analytics partners.Privacy Policy Do Not Sell My Personal Information Accept Cookies