Skip Navigation Residential & Investment Loans BUSINESS PERSONAL WEALTH ABOUT Search LOGIN Residential & Consumer Investment Lending First Carolina Bank offers a full line of loan products designed around you. Each product allows flexibility with quick, timely responses. Whether you need a mortgage, line of credit, or other loan products, we have the right person to assist you. Home Mortgage Lending Buy Refinance Improve Cash Out Residential Construction-Permanent Loans One-time-close Interest-only payments during construction Land Loans Residential Land Raw Land Farm Land Condo, Townhouse and Condotel Condo Questionnaire Not Required Non-Warrantable Condominiums Primary, Secondary or Investment Jumbo Loan & Construction Perm One-time-close Up to $2,000,000.00 Primary or Secondary Homes Residential Rental Properties Buy Refinance Improve Cash Out Manufactured Home with Land Primary or Secondary Investment Property Up to $250,000.00 Permanent Foundation LET US HELP YOU WITH A MORTGAGE - CLICK HERE LOAN CHECKLIST LOAN CALCULATORS First Carolina Bank NMLS # 529977 CREDIT CARDS If you are looking for convenience and security, look no further! We can help find the perfect credit card for you. FIND THE CARD FOR YOU CALCULATORS FORMS CAREERS TESTIMONIALS Privacy Policy Security Terms of Use Twitter Facebook LinkedIn Instagram ©2021 First Carolina Bank. Equal Housing Lender Member FDIC. Verified: Nov 28, 2021