.cls-1,.cls-2{fill:#fff;}.cls-1{fill-rule:evenodd;}Optio_Cove_Horizontal_White_RGB HOME OUR BUSINESS OUR PEOPLE CONTACT US JOIN US Insurance is not a commodity – it matters who your partners are. Homebuilders of all sizes respect insurance markets that understand and share their long-term passion for the industry. Homebuilders are fiercely independent and entrepreneurial – as are we. Our team has decades of experience in the residential construction liability marketplace and have long-standing insurance relationships with the majority of builders we insure. Not only does this mean that there is a great deal of history and unique insight into the builders themselves, but we understand how to navigate our way through the ever evolving housing and insurance environment. We were formed to create a more efficient solution for those builders that are dedicated to doing everything possible to resolve home-owner complaints and maintain a positive reputation with their homebuyers. A successful insurance program works with builders, not against them. THE COVE PRODUCT A unique GL and Warranty coverage policy form that allows the builder to work in partnership with the insurer Crediting post-1 year builder repairs towards erosion of the SIR Written as a traditional practice policy, Rolling OCIP/CCIP or project specific policy In-house policy limits of up to $20m $100m+ of Excess capacity available on a follow form basis above in-house limits Condominium, Townhomes and mixed use are eligible Condo conversion coverage available THE COVE HOMEBUILDER CLIENT Between 10 and 15,000 housing starts over a period of up to 3 years Regional, multi-state or national Homebuilders that believe that protecting one’s reputation is key to survival Quality control, safety and long-term customer satisfaction part of builders’ business plan Recognition from their peers as a quality operation THE COVE APPROACH We know that not all builders are the same. Before we write any new homebuilder we visit in person and at least once a year thereafter. Residential program is distributed through retail agents only We are not in competition with the traditional E&S GL Market Please click here for Ten Reasons To Choose Cove: Residential Please click here for information on Cove Claims. CONTACT A SPECIALIST GEORGE DALE T: +1 310 488 5481 More Information MIKE HOPSON T: +1 972 832 5134 More Information TIM MITCHELL T: +1 949 636 5785 More Information JOHN PERRY T: +1 214 533 2265 More Information COLE WESTERHOLM T: +1 818 515 6954 More Information For more key contacts, please see our people Cove Programs Insurance Services LLC 515 South Flower Street 18th and 19th Floors Los Angeles CA 90071 Cove Program Underwriting 10th Floor, 1 Minster Court Mincing Lane London EC3R 7AA Cove Program Underwriting, a trading name of Optio Underwriting Ltd. © 2021 Optio Underwriting Ltd. Terms and Conditions Privacy Policy Cookie Policy We use cookies to ensure you get the best experience on our website. Read our Cookie Policy for more information. OKAY, CONTINUE