Home Personal Business Resources About Contact Open an Account How to Get the Most Out of Online and Mobile Banking Online and mobile banking gives busy people like you convenient and safe ways to bank - anytime and virtually anywhere! To get the most out of those services, here’s a guide on the banking tasks you can do online when you open an account with Mercer Savings Bank. Online Banking: The Basics Mobile Banking: The Basics Stay Secure with These Online and Mobile Banking Safety Tips Frequently Asked Questions Mercer Savings Bank eProducts Banking with Mercer Savings Bank Online Banking: The Basics With online banking, you have the freedom to monitor your accounts, pay your bills, and keep an eye out for fraud, all within the comfort of your own home and on your own schedule. Even better, there aren’t any fees for online services! It’s also a great way to consolidate all of your trips. No more need to come into a bank branch to cash most checks, for instance. The Benefit of Online Banking The primary benefit of online banking is the convenience it offers. With online banking, you aren’t limited by bank hours — services are available 24/7. For example, if you need to find out your checking account balance at 10 p.m. on a Sunday, all you need to do is go online. Additionally, online banking makes it more convenient to monitor your account. Not only is this beneficial when it comes to balancing your checkbook, but it also helps you keep an eye out for fraudulent transactions, which have recently been on the rise. Mobile Banking: The Basics Much like online banking, mobile banking offers you more convenience and freedom. You aren’t tied to the bank’s hours — or even your computer. With mobile banking, you can access the same banking services on your phone or tablet as you would on your computer. The Many Benefits of Mobile Banking Is It Safe to Bank on My Phone? With mobile banking, you can now do your banking any day, at any time, in any place. For example, did you get off work later than you thought and couldn’t make it to the bank in time to deposit your check? No worries. With mobile banking, you can make a mobile deposit into your account by simply taking a picture of your check. You no longer need to take a physical trip across town to make changes to your account. Simply pull up the mobile website or app on your phone and make any needed changes — saving time and gas. Download The Mercer Savings Bank Mobile App Mercer Savings Bank eProducts At Mercer Savings Bank, we make it easy for you to bank online and on your mobile devices. These are some of the most popular services: CardValet One of our products, CardValet, gives you the ability to turn your bank card on and off, set location and spending alerts, and view your transaction history — all from your phone. For example, you can set it to notify you every time your card is swiped. Or, if those notifications are starting to pile up, you can set it to notify you if a purchase over a certain amount is made. You can also turn your card off — this is handy if you misplace the card and want to look for it without worrying about it being stolen. CardValet Benefits: Receive alerts when your card is used. Restrict card use to a specific area. Set spending limits. Turn your debit card on and off to prevent use. Review your account balance and recent card transactions. Specify purchase thresholds by merchant types, such as retail stores, groceries, or gas. Prevent unauthorized charges if your debit card is lost or stolen. How do you use it? If you’re a Mercer Savings Bank customer, you have access to CardValet. You can download the free app for your phone on Google Play or the App Store simply by searching for “CardValet” in the store on your phone. Download the CardValet App Login to Your Account to Get Started Online Bill Pay Online bill pay offers a whole new level of convenience when it comes to paying bills. With online bill pay, you can put all your vendors in one spot (such as utilities, cell phone bill, cable, etc.) as opposed to visiting each website separately. Easily automate payments so you never miss a payment again. You can also see when your bills are due. Benefits of Online Bill Pay: Pay all your bills in one spot Automate payments Convenient and easy bill management How do you use it? Once you’ve signed into your online banking account, simply click on your Mercer Savings Bank checking account and click the Bill Payment button. Mobile Banking and Mobile Deposit The Mercer Savings mobile app and mobile deposit services bring banking to your phone or tablet. By downloading the app, you have the option of doing all your banking right on your phone. Benefits of Mobile App and Mobile Deposit: Deposit checks anywhere using only your phone Check your balance on the go with the instant balance feature Transfer funds and pay bills Monitor your account online on your schedule Download account statements How do you use it? To access mobile banking, you must first have an online banking account. Then, you need to enroll in mobile banking and download the app to your device. Download the Mobile Banking App Your browser does not support the video tag. Is Online Banking Safe? Yes. You can count on the safety and security of online banking. Mercer Savings Bank has Secure Socket Layer (SSL) technology so that only secure connections are allowed. This technology encrypts data in transmissions between a bank and its customers. At Mercer Savings, we also require vendors and staff to proactively ensure systems have appropriate and adequate security measures in place. We take your security seriously and are committed to protecting your information as you bank online. Enroll Now in Online Banking Tips For Getting the Most Out of Online Banking Check your account often. Use it wherever, whenever. Don’t be a stranger. There’s no strict guideline for how often you should check, but it’s a good idea to check your transactions once or twice a week, or even daily. That way you can make sure your balance is right where it should be. Stay Secure with These Online and Mobile Banking Safety Tips As we’ve discussed in the sections above, your bank takes your online security seriously. However, there are some things you can do on your end to help keep the account as secure as possible. After all, you can’t be too careful! Your browser does not support the video tag. How to Stay Safe When Banking Online Follow these tips to protect your information: Set and change passwords—and do it often. We know you’ve heard this one before, but it’s worth repeating: create a different and unique password for all financial and personal accounts. Change your password several times a year—you could do it at the start of each season, so it’s easy to remember. Check accounts regularly. The best way to prevent identity theft is to monitor your bank and credit card account activity statements. Also make sure to check insurance and investment accounts, utilities and services that have been set up with automatic payments, and online accounts like Amazon or eBay that may be tied to your credit cards or financial accounts. Don’t click that email link. Never provide bank, credit card, or other financial information via email. If you get an email from an unfamiliar address claiming to be someone from your bank and they ask for information, don’t send it. Don’t click on the links in the email or reply to it. Your bank will not ask you to share sensitive information via email. Lost or Stolen Wallet? Get Help! More About Online and Mobile Banking Safety Here are some more resources related to maintaining online and mobile security. Five Tips for Safe Online Banking 9 Bank-Related Scams to Avoid Mobile Banking: Keeping Your Accounts Safe Get Smart – Check Your Bank Account Balance Every Day Online and Mobile Banking Services FAQ Why am I locked out? How often will my password expire? If I open a new account, how do I add it to my online banking? Why are there asterisks in the box where my password goes? Why does it keep asking me a security question when I try to log in? I don’t remember my password. What do I do? Why won’t it let me transfer money from my passbook savings to my checking account? Why can’t I transfer the balance from one account to another? I made a principal payment to my loan and it said it went through but then it was returned. Why? How can I transfer money from my Mercer Savings account to my account/loan at another bank? Why can’t I see all of my statements online? Why can’t I log in to my mobile app? Why aren’t my payments sent electronically? I sent a payment through Web Pay but they said they never received it. Why did that happen? Mobile App and Mobile Deposit The Mercer Savings mobile app and mobile deposit services bring banking to your phone or tablet. By downloading the app, you have the option of doing all your banking right on your phone. A Guide to Mercer Savings Bank’s Mobile App Highlights: Deposit checks anywhere using only your phone Check your balance on the go with the instant balance feature Transfer funds and pay bills How do you use it? To access mobile banking, you must first have an online banking account. Then, you need to enroll in mobile banking and download the app to your device. Download the Mercer Savings Mobile Banking App Banking with Mercer Savings Bank Mobile and online banking services add an extra level of convenience to your banking. And, of course, you’re still welcome to come into any of our locations in Darke or Mercer counties to meet with us. Contact Us Not yet a member of Mercer Savings Bank? Sign up today. If you’d like to open an account with Mercer Savings Bank, we make it easy. Contact us today and we’ll be happy to help you get started. Open an Account Celina (Market Street) 217 West Market Street Celina, Ohio 45822 Phone: 419.586.5159 Celina (Irmscher Boulevard) 1100 Irmscher Boulevard Celina, Ohio 45822 Phone: 419.586.5158 Fort Recovery 120 North Wayne Street Ft. Recovery, Ohio 45846 Phone: 419.375.4149 Greenville 125 East Main St. Greenville, Ohio 45331 Phone: 937.548.9049 Online Banking Login National Mortgage Licensing Disclaimers Privacy Policy 2021© Mercer Savings Bank | Site Design by Marketing Essentials, LLC