Selecteer een taal About Us Careers LOG IN PERSONAL BUSINESS INSURANCE LOANS I Want To Products & Services Support Financial Fitness Center Home Financial Fitness Center Borrowing and Credit View these free online resources to learn more about credit and borrowing. Financial Fitness Center: Borrowing and Credit VIEW THESE FREE ONLINE RESOURCES TO LEARN MORE ABOUT CREDIT AND BORROWING. 4 MIN READ How To Manage Your Debt: Strategies & Tools Most people have to borrow money at some point, and many struggle to pay it back. But debt is a burden that doesn’t have… 9 MIN READ Repaying Student Loans Student loans account for a lot of personal debt and often seem too daunting to handle. Learn how to start repaying. 2 MIN READ Getting a Car When looking for a new car, you have three main options: buy used, buy new, or lease. There are pros and cons to each… 3 MIN READ Credit Scores Every single time you use credit, the details of the amount you spend and how you repay is added to your credit report… 5 MIN READ Using Credit This article is about using credit. Like credit cards, loans and stuff like that. 4 MIN READ Interest A brief overview of what you need to know about interest. 4 MIN READ Credit Cards Credit cards are useful tools but have their trade-offs. Learn more about how to handle them cautiously. 5 MIN READ What a Car Loan Costs Gearing up to get a car loan is the key to getting wheels. TIME OUT! The Coach The Coach is an interactive tool that simulates a chat session with a virtual financial mentor. Get Out of Debt Debt Payoff Calculator Explore what it would take to pay off your personal loan early. LOAN BALANCE LOAN TERM INTEREST RATE ADDED MONTHLY AMT LOAN AMOUNT 0 1 2 3 4 5 6 7 8 9 10 0 2500 5000 7500 10000 YEARS $146 MONTHLY PAYMENT $609 INTEREST SAVINGS $977 INTEREST TO BE PAID Feb 2028 PAYOFF DATE Click here to read how this tool works, and for disclaimers. More Calculators Student Loan Payoff Credit Card Payoff Auto Loan Payoff Simple vs. Compound Interest Minimum Payment Disclaimer While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today. Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional. Contact Us 254-554-6699 800-677-9801 Live Chat Live Chat Find a Branch Find Your Nearest Branch Location Corporate Headquarters PO Box 937 Killeen, Texas 76540 - 0937 Download App Connect With Us: Home About Us Careers Your Privacy Website Terms and Conditions Browser Requirements Site Map PLEASE NOTE: The Bank provides certain information (such as account disclosures and marketing materials) in Spanish language as a courtesy. All other written communication from the Bank, such as month account statements, changes to the deposit agreement, daily overdraft notices and past due loan notices, will be in English. © 2021 First Community Bancshares, Inc. All Rights Reserved. NMLS #402924