Make an Appointment Locations + Hours Help Rates Security Email Us LOG IN Search for: PERSONAL BUSINESS BELIEVING ABOUT PERSONAL HOME EQUITY LINE OF CREDIT Take advantage of our Home Equity Line of Credit Special Offer – Fixed 1.99% APR through 12/31/22, then Prime plus 0% (current Prime rate is 3.25% as of 9/1/21). Apply by 12/31/21 to be eligible.* No application fee No closing costs* Up to 85% loan to value (LTV) Flexible and convenient closed-end options APPLY NOW ONLINE View Rates Sometimes the loan process can feel like a lot. We get it. And we’re here to help! Our lenders can walk through all of the options with you. CONTACT US Team Banking At GSB, every employee is trained to help every customer find what they need. Every time you come to GSB, you know we're working to give you the best service. The GSB Difference Technology We love anything that helps us give you a better banking experience. From online banking and our mobile app to ATMs, video tellers and branch services, we keep our tech top-notch. Learn More LET'S GET STARTED Complete this form and a member of our lending team will contact you. Prefer the phone? Give us a call at (207) 839-4796 Preferred Branch Gorham Falmouth - Gray Road Falmouth - Route 1 Portland - Commercial Street Portland - India Street Portland - Marginal Way Scarborough South Portland Standish Waterboro Windham Yarmouth Do you currently bank with us? Yes No To protect your security when you communicate with us electronically, please do not include confidential and personal information such as Social Security Numbers and account numbers. Home Equity Line of Credit Terms and Conditions *To obtain the Home Equity Line of Credit Special rate, you must submit your application by December 31, 2021. Beginning January 1, 2023, the Annual Percentage Rate (APR) will be Prime plus 0% (current Prime Rate is 3.25 as of 9/1/21) and may vary monthly. Minimum APR is 3.00%. Maximum APR is 18%. Minimum credit line is $10,000. No closing costs, but property and hazard insurance required, plus flood insurance if applicable. Excludes expenses for unusual or extraordinary property appraisals or title issues, generally totaling between $0.00 and $375.00. Penalty for early termination. Owner occupied properties only. Other restrictions may apply. Offer of credit is subject to approval. Rates are subject to change without notice. 1-207-839-4796 1-800-492-8120 Routing #: 211274573 NMLS #454705 © 2021 Gorham Savings Bank Privacy Policy Terms of Use Online Banking Security Statement Accessibility Statement