Home About Us Savings & Checking Mortgage Program Tuition Program News & Notes Morgan's Memos Privacy Policies Rewards Signature Loans Contact Us What Does DOY Federal Credit Union Do With Your Personal Information? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and account balances Account transactions and credit history Overdraft history and payment history When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons DOY Federal Credit Union chooses to share; and whether you can limit this sharing. Reasons we can share your personal information Does DOY FCU share? Can you limit this sharing? For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus Yes No For our marketing purposes— to offer our products and services to you Yes No For joint marketing with other financial companies No We don't share For our affiliates’ everyday business purposes— information about your transactions and experiences No We don't share For our affiliates’ everyday business purposes— information about your creditworthiness No We don't share For our affiliates to market to you No We don't share For non-affiliates to market to you No We don't share QUESTIONS? Call DOY offices at 330-744-5680. What We Do How does DOY FCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does DOY FCU collect my personal information? We collect your personal information, for example, when you open an account or apply for a loan; make a wire transfer or provide account information; make deposits or withdrawals from your account; or use your credit or debit card. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can't I limit all sharing? Federal Law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market to you State law and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. DOY Federal Credit Union has no affiliates Non-affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. -Non-affiliates we share with can include insurance companies, plastic card processors (credit/debit/ATM), financial statement publishers or printers, mail house, consumer reporting agencies, data processors, and check/share draft printers Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you. DOY Federal Credit Union does not jointly market. DOY is located in Liberty Township just off the 711 connector, Gypsy-Belmont Avenue Exit. Turn left off the exit and DOY is on the left 100 yards before Belmont Avenue. Walk-In Office Hours Monday, Wednesday, and Friday 9:30 a.m. - 4:30 p.m. Tuesday and Thursday Noon - 4:30 p.m. Phone service begins each business day at 9:00 a.m. until closing. Drive Thru Hours Monday and Friday 9:30 a.m. - 5:30 p.m. Tuesday, Wednesday, and Thursday 9:30 a.m. - 4:15 p.m. For More Information Call 330-744-5680 DOY Federal Credit Union 1500 Gypsy Lane, Youngstown, OH 44505 Phone: 330-744-5680 | Email: info@doyfcu.com