Traditional & SEP IRAs Traditional IRA Contributions to a Traditional IRA are based upon compensation and age. To make a regular Traditional IRA contribution for any tax year, an individual must be younger than 72 Your contributions may range from fully deductible to totally non-deductible, based on your filing status and Adjusted Gross Income (AGI) Withdrawals prior to age 59½ may be taxable and subject to the IRS 10% early withdrawal penalty Minimum opening deposit of $100 SEP IRA A SEP IRA is funded with employer contributions. Your employer can put in a certain percentage of your compensation A good plan for employers with a low number of employees Less expensive to administer than 401K or Profit Sharing plans Employee contributions can also be made to the account Minimum opening deposit of $100 For more information, please contact the Fowler State Bank IRA Department at 765-884-1200 or 800-439-3951. Locations Contact Us Quick Links Roth IRA Investments and Insurance Savings About Us Privacy Policy • Interest Rates • Calculators • Annual Report Get in touch Main Office Fowler: 765.884.1200 or 800.439.3951 Fowler Grant Avenue: 765.884.3241 Kentland: 219.474.5444 or 800.207.3615 Williamsport: 765.762.5504 or 800.439.2802 Newsletter Registration Reorder Checks Contact Us View Site Map Connect With Us

Estates As personal representative of your estate, the Fowler State Bank Trust Department will carry out the provisions of your Will. In serving as your estate representative, we will provide the following services: Collect, protect, and inventory all assets Contact, inform, and answer beneficiaries’ questions Settle Claims and pay obligations Manage assets until distribution Prepare for the transfer or sale of personal and real property File the decedent’s final federal and state tax returns and file the Federal Estate and State Inheritance Tax as required Report all activities to the Court Make final distributions For more information, please contact the Fowler State Bank Trust Department at 765-884-1200 or 800-439-3951. Locations Contact Us Quick Links About Us Living Trusts Guardianships Agency Accounts Privacy Policy • Interest Rates • Calculators • Annual Report Get in touch Main Office Fowler: 765.884.1200 or 800.439.3951 Fowler Grant Avenue: 765.884.3241 Kentland: 219.474.5444 or 800.207.3615 Williamsport: 765.762.5504 or 800.439.2802 Newsletter Registration Reorder Checks Contact Us View Site Map Connect With Us

Interest Rates *Penalties may be applied for early withdrawal, and fees may reduce earnings. **These products have variable interest rates, and the interest rate may change after the account is open. Fees and service charges may reduce earnings. Quick Links Loan Application Financial Calculators Consumer Loans Mortgages Privacy Policy • Interest Rates • Calculators • Annual Report Get in touch Main Office Fowler: 765.884.1200 or 800.439.3951 Fowler Grant Avenue: 765.884.3241 Kentland: 219.474.5444 or 800.207.3615 Williamsport: 765.762.5504 or 800.439.2802 Newsletter Registration Reorder Checks Contact Us View Site Map Connect With Us