(727) 466-0444 Home Company Client Center Insights Tools Contact Us MONEY One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work. Featured Video The Power of Compound Interest Learn how to harness the power of compound interest for your investments. Featured Presentation Your Cash Flow Statement A presentation about managing money: using it, saving it, and even getting credit. Have A Question About This Topic? Name Email Question Keeping Up with the Joneses Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff? What to Look for in Personal Finance Apps An increasing number have been developed to help individuals with their personal finances. Surprise! You’ve Got Money! Here’s a quick guide to checking to see if you have unclaimed money. ARTICLES CALCULATORS PRESENTATIONS VIDEOS The History of Currency Currency has been around for a long time. Here’s a quick history lesson. Exploring the Federal Student Grant Program In this article, explore the benefits of the Federal Student Grant Program. U.S. Personal Savings Rate What can be learned from the savings rate? The Economic Journey of Your Morning Coffee Few contemplate the complex journey that brought their coffee from farm to kitchen table. Year-End Charitable Gifting and You This article may help you maximize the benefits of your donation for your chosen charity. Spotting Credit Trouble The wise use of credit is a critical skill. These 10 questions will help you assess your skill level. VIEW ALL ARTICLES Contact Welsh & Associates Office: (727) 466-0444 Fax: (727) 466-0603 1465 South Fort Harrison Avenue Suite 107 Clearwater, FL 33756 pwelsh@sigmarep.com Quick Links Retirement Investment Estate Insurance Tax Money Lifestyle All Articles All Videos All Calculators All Presentations Check the background of your financial professional on FINRA's BrokerCheck. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information. Copyright 2021 FMG Suite. Securities offered through Sigma Financial Corporation, member FINRA/SIPC. Investment advisory services offered through Sigma Planning Corporation. A registered investment advisor. Welsh and Associates is independent of Sigma Financial Corporation and SPC.