800.771.4287 5 LOCATIONS GATR Truck Center Commercial Truck Insurance – What You Need to Know Commercial Truck Insurance is one of those things that every commercial truck owner needs, but finding the best policy can be both time consuming and confusing. The reason why is there are so many factors that differ depending on your particular business model. Unlike your personal auto insurance, where the only real differences are how many miles you typically drive and whether or not you want to carry collision insurance, your commercial truck insurance needs are as unique as your business. Whether you own a fleet of trucks or are an independent entrepreneur with your first truck, the most important reason to have insurance is to protect your business and manage your risk. Information You'Ll Need Whether you utilize medium duty trucks to make regional runs, cube vans for local deliveries, or tractor trailers to deliver freight cross-country, there are certain basics that insurance companies will need to know to give you their best coverage options. The information listed below will help you to obtain accurate, competitive commercial truck insurance quotes that will allow you to protect and sustain your business. Driver Information List of each driver's training or certifications Will they be in hard-hat areas or construction sites? List of all driver's license numbers and date of birth Vehicle Information Each vehicle's current value Each vehicle's radius of operation Estimated annual mileage for each vehicle List of vehicles, including type and vehicle identification numbers (VIN): Tow trucks Box trucks Dump trucks Tank trucks Garbage trucks Flatbed trucks Semis (tractor-trailers) Car haulers/auto trailers Operation Information Do you cross state boundaries? How many miles are driven each year? IFTA mileage reports for past 3 years. Do you haul heavy equipment or hazardous materials? General Business Information If applying for Business Owner Policy (BOP), you'll need to know your estimated annual receipts. Information about any insurance claims for the past 3 years. Determining Your Insurance Needs Commercial Vehicle Insurance Options CONTACT US CONTACT US 800.771.4287 CONNECT WITH US Facebook (opens in new window) Instagram (opens in new window) LinkedIn (opens in new window) QUICK LINKS New Truck Inventory Used Truck Inventory Parts Dept. Service Dept. Financing Body Shop Big Bunks About Us Contact Us Careers Leasing/Rental Dealer Spike (opens in new window) Copyright© 2021 Dealer Spike All Rights Reserved Policy | Privacy | Terms | Accessibility | Site Map