Logins Resources Explore VU Vanderbilt's Health and Safety Protocols Submit your vaccination record Jobs & Careers Working @ Vanderbilt Health & Benefits Learn & Grow Diversity, Community & Wellbeing Contact HR HR COVID-19 Resources Human Resources DIVISION OF ADMINISTRATION Home Benefits Benefits Overview and FAQs Benefits Overview and FAQs News and Updates Check out the FAQ section for answers to commonly asked benefits questions. VU's retirement vendor, Fidelity Investments, has launched a new portal including links to register for upcoming webcasts, watch recordings, and find other on-demand web training for employees at all life stages. Visit www.fidelity.com/webcasts. Vanderbilt's benefits providers offer ideas to help you improve your health and wellness and tips to stay the course. Program Information Vanderbilt is pleased to offer a comprehensive and flexible benefits package. Read this overview carefully and select the benefits that fit you and your family. See eligibility. 2021 Benefits Overview for Current Employees (VUnetID required) 2021 Benefits Overview for Future Employees Health insurance 403(b) Retirement Plan Dental insurance Accidental death and dismemberment (AD&D) Vision insurance Go for the Gold Flexible Spending Accounts Health care Dependent day care Optional insurance Auto and homeowners (Contact MetLife at 800.GETMET8, read this brochure, or watch this informational video) Pet Insurance (Contact Nationwide at 1-877-738-7874, or read this brochure) Short-Term Disability Tuition Assistance Long-Term Disability Time off (PTO) Life Insurance Employee Assistance Program (EAP) Health Savings Accounts Federal notices Summary plan descriptions and reports Frequently Asked Questions Eligibility and timing Retirement plan Health plan Tuition assistance Dental plan Vision plan Time off/PTO Records Flexible Spending Accounts (FSAs) General questions Disability insurance Benefits Fiduciary Oversight Committee Accidental Death and Dismemberment (AD&D) ELIGIBILITY AND TIMING Am I eligible for benefits right away? Which ones? When will they take effect? Are there deadlines to enroll? When can I sign up for the health plan? Dental? Vision? How long do I have to I enroll in benefits? How can I confirm my elections were saved/updated correctly? Can I drop my benefits at any time? I waived out of my insurance in the first 30 days, but I was still charged. Will I get a refund? I’m having trouble adding dependents in My VU Benefits. When I click the button to add one, the icon spins but nothing happens. Why is this happening? Back to top HEALTH PLAN How many health plan options do we have? What are the main similarities and differences between the health plans options? What’s the best way to decide which plan to choose? How do I find providers covered under the health plans? What preventive care services and contraceptives does the plan cover? Where do I find the premiums? Will my premiums come out of each paycheck? What happens if I don’t go into My VU Benefits and make my elections? Why did I receive a COBRA general notice as a new hire or newly-benefits eligible employee? Are part-time and temporary employees eligible for health plan coverage? Can I waive health plan coverage? How can I find my annual base benefits rate, so I know my band for health plan payroll premiums? I do a lot of foreign travel. How does Aetna handle my care when I am overseas? Who is eligible for the tobacco credit? Does Vanderbilt offer help if I’m trying to quit using tobacco? What is the spousal fee? Why does Vanderbilt University have a spousal coverage fee? If my spouse is currently covered on his or her employer's health plan, and he or she loses that coverage, am I able to add them to my Vanderbilt plan? If my spouse enrolls in his or her employer's health plan, can he or she stay on my Vanderbilt Health Plan and use it as secondary coverage? If I earn less than normal during a pay period and my paycheck does not cover my premium deduction, how can I pay the balance? Same-sex marriages are now performed and legal in all U.S. states. Will this affect same-sex domestic partner coverage? I regularly work 20 hours per week, but my work schedule is inconsistent throughout the year. I could go months without working. How will I pay insurance premiums when I am not working? Back to top DENTAL PLAN How do I find a dental provider? Where can I go to find out about covered procedures and patient charges for each dental plan? Back to top VISION PLAN How do I find a vision provider? How often can I get new frames and/or contacts? How often can I have an eye exam? Where can I learn more about covered procedures and patient charges for the DeltaVision Plan? How do I print my DeltaVision ID card? How do I view my vision plan benefits? Is there additional information about the vision plan? Back to top FLEXIBLE SPENDING ACCOUNTS (FSAS) What are FSAs? Are there different types of FSAs? How can I check my flexible spending account balance? How do Flexible Spending Accounts save me money? Can I have an FSA with Medicare? Back to top DISABILITY INSURANCE Do staff automatically get disability insurance? What’s the difference between short- and long-term disability insurance? Can I waive the one-year waiting period for short or long-term disability coverage? Who is eligible for short-term disabilty If I am already enrolled in short-term disability insurance, is there anything I need to do for next year? What is short-term disability insurance? I previously opted out of the buy-up coverage, but now I'd like to add it. How do I do that? How much does the buy-up coverage cost? Do I have to wait a certain amount of time before the short-term disability benefit payment begins? How does that work? Can I use short-term disability for my spouse’s or child’s illness? Is there a pre-existing condition clause in the enhanced short-term disability insurance program? Back to top RETIREMENT PLAN Does Vanderbilt have a 401(k)? Can I enroll in the retirement plan right away? How much does Vanderbilt match on the retirement plan? Can I combine my 401(k) from my previous employer into my Vanderbilt retirement account? How do I change contributions in my retirement plan? Back to top TUITION ASSISTANCE How much of a discount do I get on tuition? Can my spouse take advantage of a tuition discount? Is there a tuition discount for children? Did you receive my tuition form? Back to top ACCIDENTAL DEATH AND DISMEMBERMENT What is AD&D Coverage? Does AD&D coverage include a benefit for travelers? Back to top GENERAL QUESTIONS How do I change an address? Can I view my benefits from any computer? How about a tablet or phone? I am not that familiar with using computers. Who can help me? Can I make insurance payments at Human Resources? Back to top RECORDS Back to top BENEFITS FIDUCIARY OVERSIGHT COMMITTEE What is the Benefits Fiduciary Oversight Committee? Why was the committee established? Who are the Committee Members? What is the Committee’s role? What are the Committee’s fiduciary duties Back to top About & Contact HR Leader Central HR System Links First Report of Injury - Workers' Compensation HR A-Z Remote and Hybrid Toolkit Human Resources · 615.343.4788 · human.resources@vanderbilt.edu © 2021 Vanderbilt University · All rights reserved. Site Development: Digital Strategies (Division of Communications) Vanderbilt University is committed to principles of equal opportunity and affirmative action. Accessibility information. Vanderbilt®, Vanderbilt University®, V Oak Leaf Design®, Star V Design® and Anchor Down® are trademarks of The Vanderbilt University