Skip nav to main content. Contact & Locations English Mobile App Login Search Menu Blog Home / Loans Free up some cash for the holiday season with OAS FCU Posted by Terry Inskip on November 1, 2021 We have several options that can provide you a bit of extra cash for the holiday season! May we recommend saving? Before we provide other ideas that tide you over with a cash influx for these holidays, we want to bring to your attention our amazing Holiday Club program. With this account, you set up monthly automatic transfers of an amount of your choosing. The transfers usually run from December through November of the next year, and before Thanksgiving we deposit all these funds –plus dividends! – into your regular share account. To give you an idea, $75 a month will provide you $900 for the holidays next year. What are you waiting for? Skip-a-Pay This program allows you, after the first year of the loan, to “skip” up to two months’ worth of payments. This way, the amounts that you would have to pay are no longer due, and you can use that saved cash for other expenses. The loan payments get added to the end of the loan, and your loans continue to be reported as current to credit bureaus. You can skip payments on a variety of loan types: personal and vehicle loans, as well as personal lines of credit. You must request the skip-a-pay 10 days before a payment is due and there is a small processing fee per loan skipped. Scorecard rewards If you’re like many OAS FCU Visa Platinum holders, these past years have seen your Scorecard points go up and up. Because travel has been limited, you may not have used those points. Did you know? The Scorecard Rewards program has many different gifts to choose from, not just travel. You can save by putting those well-earned points to good use on gifts, instead. From jewelry to state-of-the-art sound systems from world-renown brands, gaming platforms and fashions, Scorecard has something for everyone. Visit the Scorecard webpage to get started! You will find it via the ezCard site in your online banking. Would you like to know when we have a new blog post for you? Contact About Routing Number Accessibility Privacy Notice Equal Housing Lender NMLS #417490 © 2018 OAS Federal Credit Union All Rights Reserved Federally Insured up to $250,000 by NCUA © 2021 OAS Federal Credit Union All Rights Reserved Follow on Facebook Follow us on Twitter Accessibility