Utility Menu Agent Login Customer Login Contact Us Main navigation About Products Claims Resources Find an Agent PRODUCTS THE RIGHT PROTECTION Our comprehensive array of insurance protection covers all of your personal and commercial insurance needs. Protect your jewelry, computers, electronics, fine arts and more, with the peace of mind that comes with coverage backed by centuries of experience PERSONAL COVERAGES Condo Owners Interior items, personal liability and every other coverage a condominium owner needs. Dwelling Fire Protection against perils like fire, wind, smoke and liability for buildings with up to four units. Identity Theft Broad coverage and high-end services to help fix your credit history and restore your identity. Personal Umbrella Affordable protection against catastrophic loss that picks up where your homeowner policy leaves off. Renters Insurance Peace of mind for renters that covers personal property, living space improvements and liability exposures. Scheduled Property Zero-deductible and broadened coverage when you specifically insure personal articles like jewelry and fine arts. Homeowners Insurance Designed to insure well-maintained, owner-occupied homes – and preserve your biggest investment. Watercraft Property damage and liability coverage for power boats up to 32 feet and sailboats up to 40 feet. COMMERCIAL COVERAGES Businessowners Superior coverage for your business or investment properties at a competitive price. Commercial Umbrella An extra level of protection against catastrophic loss tailored to your business needs. Equipment Breakdown Protection against events like equipment malfunctions or power surges – and any ensuing losses. Liability Coverage Defense against claims due to bodily injury, including product liability, property damage and personal injury. Loss of Income & Excess Expense Coverage for loss of business income and any additional expenses incurred as a result. CONSULT WITH AN AGENT FOR A CUSTOM QUOTE Work with one of our local independent agents to get a personalized quote based on your needs. Enter City or ZIP Code The Andover Companies is comprised of Merrimack Mutual Fire Insurance Company, Cambridge Mutual Fire Insurance Company, and Bay State Insurance Company based in Andover, Massachusetts. Footer Main Menu About Claims Find an Agent Products Resources Footer Utility Agent Login Customer Login Contact Us © 2021 Andover Companies MA General Laws Disclosure Login NY Protocol for Victims of Domestic Abuse Policy Privacy Policy Terms of Use Reviews