MENU Kulch Financial Services, Inc. 98 Spit Brook Road Suite 4401 Nashua, NH 03062 Phone: (603) 594-9327 VIDEOS We have interesting videos for you to watch on my site. VIEW VIDEOS FLIPBOOKS You can review interesting Flipbooks on my site. VIEW FLIPBOOKS CONTACT US Please feel free to contact us with any questions. CONTACT US PLANNING YOUR RETIREMENT AND YOUR INVESTMENTS, FOR YOUR LIFE KNOWLEDGE... SERVICE... INDEPENDENCE... Turbulent times leave many retirees and those planning for retirement in a quandary as what to do now with their money. The investment methods of the 80's and 90's were great, until the market took a dive. People have still not recovered and, quite frankly, the world is not what it used to be. Whether it is making intelligent investment decisions or preserving your estate for the enjoyment of your family, it is important to take advantage today, so that you do not lose tomorrow. You must have a plan in place to achieve your goals. NEWSLETTERS New Overtime Rules Could Be Costly for Small Businesses Employers may need to review employee classifications and staffing as they attempt to comply with the new overtime rules. Finding Lost Money Though finding buried treasure is unlikely, discovering “lost” money or other assets may not be a fantasy after all. Investing in Your Values Investing based on principles of sustainable, responsible, and impact could have a positive social outcome. Is It Wise to Trade Your Pension for a Lump Sum? The pros and cons of keeping a pension versus accepting a lump-sum payout. More Newsletters » CALCULATORS LTCI Cost of Waiting Estimate the potential cost of waiting to purchase a long-term care insurance policy. Working While Collecting Social Security Benefits What will my net Social Security benefit be? Long-Term Care Self Insurance Will you be able to afford nursing home care? Savings Accumulation Estimate the future value of your current savings. More Calculators » MARKET WATCH Last Closing Prices Ticker Name Percent Difference (when noted with %) otherwise Last Price Difference (where applicable) Dow Jones Industrials 22,773.67 -0.01 Dow Jones Transportation 9,886.88 -0.23 Dow Jones Utilities 731.15 -0.06 Nasdaq Composite 6,590.18 +0.07 Nasdaq 100 6,064.57 +0.12 NYSE Composite 12,317.69 -0.17 AMEX Composite 2,651.84 -0.04 PHLX Semiconductor Index 1,191.45 +0.45 OSX Oil Service Sector Index 138.33 -1.37 Enter stock ticker symbol: Get Quote [ Markets | Charts | Quotes | Portfolio ] Market data delayed per exchange rules. All quotes are in US Eastern Time (EST). Market data provided by ICE Data Services. ICE Limitations. Powered and implemented by FactSet. Legal Statement. Securities and investment advisory services offered through NEXT Financial Group, Inc., Member FINRA/SIPC. Kulch Financial Services, Inc. is not an affiliate of NEXT Financial Group, Inc. To view NEXT Financial Group's privacy policy and other important information, visit the "Clients" section of www.nextfinancial.com. Investment products and services available only to residents of : Arizona, Connecticut, Delaware, Florida, Iowa, Massachusetts, Maine, Michigan, Minnesota, North Carolina, New Hampshire, New York, Rhode Island, South Dakota, Texas, Washington. Site Map Check the background of this financial professional on FINRA's BrokerCheck