MENU FREQUENTLY ASKED QUESTIONS Below is a list of questions we often receive from insurance producers. You can download a PDF version of our FAQ, right here. UNDERWRITING DO YOU WRITE IN ALL STATES? IS THERE A REQUIRED MINIMUM AMOUNT OF PREMIUM TO WRITE WITH YOUR COMPANY? ARE YOU A BROKER OR WHOLESALER? DO I NEED TO HAVE AN AGREEMENT TO SUBMIT A QUOTE? HOW FAST IS THE APPOINTMENT PROCESS? DO YOU ACCEPT THIRD PARTY/OUTSIDE VENDORS FOR FILING SURPLUS LINES TAXES? WHY DO YOU HAVE DIFFERENT AGREEMENTS? HOW DO I GET ONLINE ACCESS? CAN THE INSURED GET ONLINE ACCESS TO THEIR ACCOUNT? HOW LONG ARE PRIME QUOTES GOOD FOR? WILL PRIME QUOTE POTENTIAL INSUREDS MORE THAN 30 DAYS UNTIL EXPIRATION OR RENEWAL? ACCOUNTING WHAT PREMIUM FINANCE COMPANY DO WE USE? IF WE ARE USING GREENLIGHT PREMIUM FINANCE COMPANY (“GREENLIGHT”) TO FINANCE PREMIUM, DOES THE INSURED PAY THE DOWN TO GREENLIGHT? WHERE DOES GREENLIGHT SEND FUNDING? IF I MAIL A CHECK THEN SEND IN A COPY, ARE YOU ABLE TO BIND? IF THE INSURED IS FINANCED WITH GREENLIGHT REQUESTS A CHANGE, WHICH RESULTS IN RETURN PREMIUM, ARE THEY ABLE TO USE THE RETURN PREMIUM FOR FUTURE ADDITIONS? WHAT ARE THE REQUIREMENTS TO ADD ADDITIONS TO GREENLIGHT? PRIME POINTS FOR PRODUCERS Payment is required to bind coverage unless on approved account current list. Effective date is tied to when payment is received. We are not direct billed. Retro-active coverage defaults to re-write effective date. Liability coverage is subject to self-insured retention. The personal guarantee is required to bind coverage, or the SIR needs to be 100% funded. Minimum earned premium could be higher than the industry standard. The policy may be fully earned in an event of a loss. The insured must sign and return a copy of the Policy Receipt Form to our Risk Management team at rmd@primeis.com or faxed to 877-585-2852 within 10 days from when they receive the policy. 800.257.5590 info@primeis.com PRIME INSURANCE COMPANY WRITES IN ALL 50 STATES OF THE USA FOR PRODUCERS Get a Quote Application Forms Producer Agreement Risk Management Prime Services Claims FOR INSUREDS Login File a Claim ABOUT Prime Companies Prime Leadership Careers Reinsurance Partners Testimonials Frequently Asked Questions Litigation History Contact Us Sitemap DOWNLOAD OUR APP * For latest ratings, visit www.ambest.com © 2021 Prime Holdings Insurance Services, Inc., all rights reserved | Privacy Policy | Legal Disclaimers Prime Insurance Company (“PIC”) is an unlicensed excess and surplus lines insurance company domiciled in the State of Illinois and its principal place of business is in Sandy, Utah. Full disclaimer at www.primeis.com/legal. 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This information does not, and is not intended to, constitute legal advice on any particular set of facts or circumstances, and may not constitute the most current legal developments. No user or browser of this site should act or refrain from acting based on the contents of this site without first seeking legal advice from counsel in the appropriate jurisdiction. This website may also contain links to content from third-party web sites which are intended only as a convenience for the user or browser and are not necessarily recommended or endorsed by Prime Holdings Insurance Services, Inc. and its affiliates. All liability with respect to actions taken or not taken based on the contents of this site are hereby expressly disclaimed. The content on this website is provided "as is" and no representations are made that the content is free of errors. 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