Personal Banking Texas Republic Bank is committed to providing personal banking services for our customers. We have all the services you would find at a big bank but with a small town focus. Texas Republic Bank provides several types of personal banking account types to accommodate your specific interests and needs, including checking accounts, savings accounts, CD’s, IRA’s, personal loans, and automated account transactions. The following table and links will aid you in comparing the account features, determining interest rates, and establishing new accounts with Texas Republic Bank. Residential Real Estate Loans IRA Lending Personal Loans Online Services Deposit Rates Certificates of Deposit (CD) Individual Retirement Accounts (IRA) MasterCard® Debit Card Personal Accounts Features Chart STAR CHECKING SHOOTING STAR CHECKING GOLD STAR SAVINGS GOLD STAR MONEY MARKET MINIMUM DEPOSIT TO OPEN: $100 $1,500 $200 $2,500 MINIMUM BALANCE REQUIRED TO AVOID FEES: None $1,500 Minimum Daily Balance $200 Minimum Daily Balance $2,500 Minimum Daily Balance SERVICE CHARGE: None $10 per month if balance falls below $1,500 any day in month. $6 per quarter if balance falls below $200 any day in quarter. $10 per month if balance falls below $2,500 any day in month. INTEREST: None Compounded and credited monthly on daily balance. Minimum balance of $1,500 to obtain interest. Compounded and credited quarterly on daily balance. Minimum balance of $200 to obtain interest. Compounded and credited monthly on daily balance. Call your local branch for minimum balance requirement. DEBIT CARD: Upon approval. Upon approval. Upon approval. Upon approval. NUMBER OF TRANSACTIONS: Unlimited Unlimited Limited to 2 withdrawals per month / additional withdrawals $2 each. Limited to 6 withdrawals per month; additional withdrawals $5 each. CHECK IMAGE STATEMENTS: Yes Yes No Yes ONLINE / MOBILE BANKING & BILL PAY Yes Yes Yes Yes Help Forms Reorder Checks Treasury Management Merchant Services Fraud Assistance FDIC — EDIE Wiring Instructions Products & Services Personal Banking Business Banking Texas Republic Mobile Banking App Online Services Deposit Rates MasterCard® Debit Card Certificates of Deposit Commercial Real Estate Loans Residential Real Estate Loans About Us About Us Blog Management Team Service Areas Contact Our Services Community Links Accessibility Careers Policy Online Banking Agreement Privacy Policy HMDA Security Statement Site Map Mobile Banking Agreement 2021 Texas Republic Bank, NA All Rights Reserved Member FDIC