Home How it works Security Responsible Lending FAQs Apply LOG IN Call us on 0800 180 8400 or contact us We hope you will love our product and that we can become your only short term credit provider. One Hour Payments Fair Pricing Smart Repayments Automatic Deposits We can transfer funds to you within the hour and once you have an account you can use it again and again. Unlike a payday loan, you won’t ever have to reapply every time you need credit Ever paid unauthorised overdraft fees? SafetyNet Credit helps prevent unauthorised overdraft fees by connecting to your bank account. When your bank balance gets too low, we can deposit funds into your bank to stop you going beyond your limit (requires autodeposit function enabled). If approved, SafetyNet Credit will offer you a credit limit of up to £500. You can borrow up to your credit limit at any time by logging into your dashboard and requesting funds. There are no deposit fees and funds are normally transferred within 15 minutes. Simply pay 0.8% per day and never any other fees. Ever. SafetyNet Credit takes its repayments when you receive money into your bank account. We will never take you beyond your overdraft limit when taking a repayment (that's what we're trying to avoid!) and any principal that is paid goes straight back into your available credit. By borrowing from SafetyNet Credit you are taking on a financial commitment. Failure to make payments or missed payments could have a negative impact on your credit history and adversely affect your ability to gain credit (including mortgages). SafetyNet Credit’s service requires us to have read only access to your internet banking. You need to disclose your online banking log-in details to be considered for a facility. If you are given a facility we review your balance and transactions on a daily basis and monitor any changes in your financial status. Click here for more information About us Contact us Complaints procedures SafetyNet Credit security Responsible lending Warning: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk SafetyNet Credit accesses your online banking details to monitor your account and assess your credit rating. Why is this? All credit subject to status, further terms and conditions apply Our site uses cookies. If you carry on using our site we will assume you consent to us using cookies in this way. SafetyNet Credit is a trading name of Indigo Michael Ltd. Indigo Michael Ltd, 2 Minton Place, Victoria Road, Bicester, Oxfordshire, OX26 6QB Company Registration Number: 07721420 SafetyNet Credit is regulated and authorised by the Financial Conduct Authority for the conduct of consumer credit business, firm reference number 646762. Terms of Use | Privacy Policy Copyright © Indigo Michael Ltd. All rights reserved.