HSA | Health Savings Account LET’S BUILD REAL HEALTH SAVINGS Open a HealthEquity HSA and see how easy it is to spend smarter and save more on healthcare. HOW TO HSA An HSA paired with an HSA-qualified health plan empowers you to invest in your healthcare and create long-term savings. Maximize tax savings Enjoy tax-deductible contributions, tax-free earnings and tax-free distribution for qualified expenses.1 Pay for healthcare HSAs cover thousands of qualified medical expenses, including doctor visits and over-the-counter medications. Roll over funds Keep your HSA dollars year after year—even if you change employers or health plans. Save for retirement An HSA works like a second 401(k). Invest2 your money and build the ultimate retirement nest egg. SAVING STARTS WITH SIMPLICITY Move money fast It’s easy to add money to your HSA. Link a bank account and make tax-deductible contributions anytime. Swipe and save Your HealthEquity debit card3 is a great way to pay at the pharmacy or doctor’s office. Just run it as a credit card—no pin required. Call or chat 24/7 Our US-based service team measures success by problems solved—not call times. We’ll do whatever it takes. GO MOBILE Log in and manage everything via our intuitive mobile app.4 View claims and payments, track spending, and more. Want to submit a claim? No problem. Just snap a photo and you’re on your way. INVEST CONFIDENTLY5 Access a powerful lineup of low-cost Vanguard funds. A step-by-step tutorial will walk you through the entire investing process. You can also take advantage of advisory tools from HealthEquity Advisors, LLC. Get algorithm-based recommendations or let intelligent technologies manage your entire portfolio. Pricing for individuals TRANSPARENT PRICING Account fee $0/month No account minimums FDIC eligible, interest bearing Invest with only $500 NATIONALLY ENDORSED BY THE DAVE RAMSEY SHOW "A health savings account is the perfect plan for managing the high cost of healthcare...At Ramsey Solutions and even for my family, we trust the team at HealthEquity." -Dave Ramsey START BUILDING HEALTH SAVINGS NOW HSA FOR BUSINESS Empower your employees to achieve wellness today and financial wellbeing tomorrow. Our dedicated professionals and leading-edge technologies put your employees in control. Learn more HealthEquity does not provide legal, tax or financial advice. Always consult a professional when making life-changing decisions. 1HSAs are never taxed at a federal income tax level when used appropriately for qualified medical expenses. Also, most states recognize HSA funds as tax deductible with very few exceptions. Please consult a tax advisor regarding your state’s specific rules. Return to content 2Investments are subject to risk, including the possible loss of the principal invested, and are not FDIC or NCUA insured, or guaranteed by HealthEquity, Inc. Investing through the HealthEquity investment platform is subject to the terms and conditions of the Health Savings Account Custodial Agreement and any applicable investment supplement. Investing may not be suitable for everyone and before making any investments, review the fund’s prospectus. Return to content 3Your HealthEquity® Visa® Healthcare Card can be used at participating merchants who sell eligible healthcare products or services everywhere Visa debit cards are accepted. Your HealthEquity Visa Healthcare Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. The Bancorp Bank; Member FDIC. Return to content 4Accounts must be activated via the HealthEquity website in order to use the mobile app. Return to content 5Investments are subject to risk, including the possible loss of the principal invested and are not FDIC or NCUA insured, or guaranteed by HealthEquity, Inc. HealthEquity, Inc. does not provide investment advice. HealthEquity Advisors, LLC™, a wholly owned subsidiary of HealthEquity, Inc. and an SEC-registered investment adviser, provides web-based investment advice to HSA holders that subscribe for its services (minimum thresholds and additional fees apply). Registration does not imply endorsement by any state or agency and does not imply a level of skill, education, or training. Investing may not be suitable for everyone and before making any investments, review the fund’s prospectus. Return to content Individual Support Business Support Products About Follow us Connecting Health and Wealth © 2002-2021 HealthEquity, Inc. All rights reserved | Legal Notices | Privacy Policy Language Assistance/Non-Discrimination Notice Asistencia de Idiomas/Aviso de no Discriminación 語言協助 / 不歧視通知