Home Commercial Lending Healthcare Healthcare Our Healthcare Lending group works with borrowers throughout North America to provide asset-based accounts receivable financing. In addition, we provide bridge-to-HUD real estate term loans. We provide loans to support: Acquisitions Growth Working capital Recapitalizations Congressional Bank directly originates loans to healthcare businesses. We also participate in financings to borrowers that are agented by other banks and finance companies that have healthcare industry expertise. We provide custom solutions to our clients in a timely and creative manner. All financings are first lien, senior secured by the relevant assets. Summary of General Revolving Loan Characteristics GENERAL REVOLVING LOAN CHARACTERISTICS Business Types Companies in all segments of the healthcare industry Eligible Borrowers For profit and not-for-profit entities Loan Amount Up to $24 million commitment size Location Nationwide Term Up to 5 years General Loan Terms Up to 85% advance rate on eligible receivables and up to 50% on eligible inventory Eligible receivables include Medicare, Medicaid, commercial insurance, and institutional accounts receivable Advances on receivables aged up to 150 days Interest Rate Floating over LIBOR Typical Recourse Limited Other Ability to borrow from and repay the balance repeatedly over the term of the loan Flexible terms available Summary of General Bridge-to-HUD Loan Characteristics GENERAL BRIDGE-TO-HUD LOAN CHARACTERISTICS Property Types Skilled Nursing (Skilled and Intermediate Care), Assisted Living and Board & Care Facilities Eligible Borrowers For profit and not-for-profit entities Loan Amount Up to $24 million commitment size Location Nationwide Term & Amortization Up to 5 years; Interest only and amortizing loans available General Loan Terms Underwritten to HUD’s specifications and take out requirements Interest Rate Floating over LIBOR Typical Recourse Limited Other Flexible terms available Contact Amy Heller President of Healthcare Lending Division 301-744-9380 aheller@congressionalbank.com All branches will be closed on Thanksgiving Day – Thursday, November 25, 2021. As always you can bank online, on our app, at any of our ATM’s, or by using telephone banking at 855-354-9933. Safe and Secure Disclosures and Notices Cybersecurity & Risk Lost or Stolen Cards Contact Us 4445 Willard Ave Suite 1000 Chevy Chase, MD 20815 301-299-8810 Find a Branch About Us Our Company Management Team Careers News LinkedIn Banking On The Go Get It On Google Play Download on The App Store © Copyright 2021 Congressional Bank. All Rights Reserved. Equal Housing Lender. Member FDIC.