PERSONAL BUSINESS MORTGAGE FINANCIAL EDUCATION INSURANCE ABOUT THIS IS THE CURRENT SECTION I Want To Unbelievably Good Banking Support Personal Online Banking LOGIN Business Online Banking Login Make a Loan Payment News & Notices Get Information of Interest October 2021 FirstCNB Named #22 in US Best Banks to Work Fo For the ninth consecutive year, First Citizens National Bank has been named one of the Best Banks to Work For. FirstCNB currently ranks 22nd overall for banks across the entire United States. The Best Banks to Work For program, which was initiated in 2013 by American Banker and Best Companies Group, identifies, recognizes and honors U.S. banks for outstanding employee satisfaction. Full results of this year’s program are available at American Banker and in the November issue of American Banker Magazine. “One of the critical factors in a bank's success is how it treats its employees. This year's list honors those institutions which have gone above and beyond to invest in employees' personal and professional growth,” said Alan Kline, editor in chief of American Banker. Determining the Best Banks to Work For involves a two-step process. The first step involves an evaluation of participating companies’ workplace policies, practices, and demographics. In the second step, employee surveys are conducted to directly assess the experiences and attitudes of individual employees with respect to their workplace. The combined scores determine the top banks and the final ranking. Best Companies Group managed the overall registration and survey process and also analyzed the data and used their expertise to determine the final ranking. The program is open to commercial banks, thrifts, savings banks and other chartered retail financial institutions with at least 50 employees in the United States. For more information on eligibility or other questions related to the Best Banks to Work For program, visit www.BestBankstoWorkFor.com. First Citizens National Bank, headquartered in Dyersburg, TN with 25 locations throughout Tennessee, is a full service community bank with approximately $2.16 Billion in assets offering deposit, lending, wealth management, cash management, trust, insurance, and investments. For more information about First Citizens National Bank please visit www.FirstCNB.com. August 2021 Bank Director Magazine Ranks FirstCNB #86 in US Bank Director Magazine has ranked First Citizens National Bank #45 in the United States from a pool of peer banks in the $1 billion to $5 billion asset size. The magazine ranks banks from a balanced scorecard based off of return on equity, return on assets, asset quality and capital. Chairman & CEO Jeff Agee states, “We are big believers in measuring the company from a balanced approach. Our internal scorecard is strategically aligned with our vision, People Centered and Unbelievably Good. Our balanced scorecard includes metrics similar to the director magazine, but we include and place more weighting on teammate / customer metrics. Directors and examiners enjoy seeing banks make this impactful list. Most banks on this list strategically know how to balance risk management with long term value creation. First Citizens National Bank has maintained a longstanding ranking with Bank Director Magazine. First Citizens National Bank, headquartered in Dyersburg, TN with 25 locations throughout Tennessee, is a full service community bank with approximately $2.4 Billion in assets offering deposit, lending, wealth management, cash management, trust, insurance, and investments. For more information about First Citizens National Bank please visit www.FirstCNB.com. March 2021 FirstCNB Earns Bauer Financial 5-Star 2021 Rating First Citizens National Bank again earned a 5-Star Superior rating by Bauer Financial for 2021. The rating indicates that FirstCNB excels in areas of capital adequacy, profitability and asset quality. A 5-star rated bank is among the top in the nation with strength and security. “We have been and will continue to be faithful and committed to our mission and are proud for this recognition,” said Jeff Agee, Chairman & CEO. Bauer Financial has been analyzing and rating the nation’s banks and credit unions very carefully since 1983. Over the years, this rating system has gained the trust and recognition of regulators, bankers and consumers alike. http://www.bauerfinancial.com November 2020 First Citizens National Bank reaches $2 BILLION in Assets First Citizens National Bank’s Chairman & CEO, Jeff Agee, and President & COO, Judy Long are excited to announce that First Citizens National Bank, the once small, Dyer County bank is a $2 Billion company. With this milestone, FirstCNB is now the 8th largest Tennessee bank! Agee states, “No matter how much we grow, our promise to you is to remain small and intimate. We are proud and thankful that our customers trust us to be their community bank.” First Citizens National Bank operates from 26 locations in Tennessee. Established in 1889 in Dyer County, the bank today has approximately $2 Billion in assets and serves markets throughout Tennessee. FirstCNB is a full service community bank offering deposit, lending, wealth management, cash management, trust, insurance, and investments. For more information, follow @FirstCNB on social media. October 2020 FirstCNB Named One of the Best Banks to Work For in 2020 The Best Banks to Work For program, which was initiated in 2013 by American Banker and Best Companies Group, identifies, recognizes and honors U.S. banks for outstanding employee satisfaction. Full results of this year’s program are available at American Banker and in the November issue of American Banker Magazine. "One of the critical factors in a bank's success is how it treats its employees. This year's list honors those institutions which have gone above and beyond to invest in employees' personal and professional growth,” said Alan Kline, editor in chief of American Banker. Determining the Best Banks to Work For involves a two-step process. The first step involves an evaluation of participating companies’ workplace policies, practices, and demographics. In the second step, employee surveys are conducted to directly assess the experiences and attitudes of individual employees with respect to their workplace. The combined scores determine the top banks and the final ranking. To go directly to a full list of this year’s winning banks, click here. Best Companies Group managed the overall registration and survey process and also analyzed the data and used their expertise to determine the final ranking. The program is open to commercial banks, thrifts, savings banks and other chartered retail financial institutions with at least 50 employees in the United States. For more information on eligibility or other questions related to the Best Banks to Work For program, visit www.BestBankstoWorkFor.com. October 2020 FirstCNB Provides Remote-Learning Financial Literacy Program for Local Schools Local students are getting a free education in how to manage their money. First Citizens National Bank is working with Banzai, a national award-winning financial literacy program, to make an online, remote-friendly curriculum available to 82 schools in Dyer, Fayette, Lauderdale, Madison, Maury, Obion, Shelby, Tipton, Weakley, and Williamson Counties completely free. Banzai is a web-based financial literacy program. Kids get their own accounts, and they work through assignments that are based on real life," Morgan Vandagriff, co-founder of Banzai, said. "But because First Citizens National Bank is sponsoring it, local schools get it for free. More than ever, it's important that kids develop sound financial skills to prepare them for the real world, and First Citizens National Bank realizes that and they're doing something about it." Banzai is an interactive, online program supplemented by printed workbooks and aligns with Tennessee state curriculum requirements for personal finance education. The course work can be completed on any internet enabled computer or mobile device, and teachers are able to monitor student progress remotely. It has become the largest program of its kind, servicing more than 60,000 teachers nationwide. Laura Bright, from Union City High School, said, “I'm using the Banzai! materials in my Banking & Finance class. It's a great tool to lead into discussions about real life finances. Thank you so much for sponsoring this program!” First Citizens National Bank has offered time, money, industry experience, and a variety of bank resources to help local schools teach personal finance in the classroom. Students using the program are exposed to real-life scenarios where they learn to pay bills and balance a budget – but it’s not always easy. Students must learn to manage unexpected expenses such as parking tickets, interest charges and overdraft fees. The educational program also introduces students to auto loans, bank statements, entertainment costs, savings and more. Teachers interested in using the Banzai program can visit firstcnb.teachbanzai.com or call 888-822-6924. August 2020 FirstCNB Wins Mastercard "Doing Well by Doing Good" Award First Citizens National Bank was recently recognized by Mastercard for its philanthropic work as part of their 2020 Community Institution Segment Awards. First Citizens National Bank won the “Doing Well by Doing Good” award for their commitment to the Smart Women Financial Literacy program. The award recognizes Mastercard partners for outstanding efforts in their communities. First Citizens National Bank launched the Smart Women program with a goal of helping women to bridge the financial literacy gap. The program is designed to empower women, through education, to feel confident making difficult financial decisions. Women of all demographics find it more challenging and feel less confident than men when it comes to making financial decisions regarding life changing events caused by death, retirement, divorce and other uncontrollable circumstances. More information about FirstCNB’s Smart Women program can be found at www.FirstCNB.com/SmartWomen. First Citizens National Bank, headquartered in Dyersburg, TN with 26 locations throughout Tennessee, is a full service community bank with approximately $1.8 Billion in assets offering deposit, lending, wealth management, cash management, trust, insurance, and investments. For more information about First Citizens National Bank, please visit www.FirstCNB.com. August 2020 Bank Director Magazine Ranks FirstCNB #86 in US Bank Director Magazine has ranked First Citizens National Bank #86 in the United States from a pool of peer banks in the $1 billion to $5 billion asset size. The magazine ranks banks from a balanced scorecard based off of return on equity, return on assets, asset quality and capital. Chairman & CEO Jeff Agee states, “We are big believers in measuring the company from a balanced approach. Our internal scorecard is strategically aligned with our vision, People Centered and Unbelievably Good. Our balanced scorecard includes metrics similar to the director magazine, but we include and place more weighting on teammate / customer metrics." Directors and examiners enjoy seeing banks make this impactful list. Most banks on this list strategically know how to balance risk management with long term value creation. First Citizens National Bank has maintained a longstanding ranking with Bank Director Magazine. First Citizens National Bank, headquartered in Dyersburg, TN with 26 locations throughout Tennessee, is a full service community bank with approximately $1.8 Billion in assets offering deposit, lending, wealth management, cash management, trust, insurance, and investments. For more information about First Citizens National Bank please visit www.FirstCNB.com. May 2020 FirstCNB Ranks in Top 200 Community Banks First Citizens Bancshares, the holding company for First Citizens National Bank, earned the 141st spot in the 2020 list of Top 200 Community Banks, as ranked nationally by American Banker Magazine in the May 2020 edition. Annual rankings are based on a three-year average return on equity of publicly traded banks and thrifts with total assets less than $2 billion. CEO and Board Chairman Jeff Agee stated, “This is not by accident, as return on equity is a core measuring tool and a primary driver of shareholder return. Shareholder return is a major component of our mission statement. I am proud of our First Citizens National Bank team and the hard work that they do for the customers and communities we serve.” First Citizens National Bank, headquartered in Dyersburg, TN with 26 locations throughout Tennessee, is a full service community bank with approximately $1.8 Billion in assets offering deposit, lending, wealth management, cash management, trust, insurance, and investments. For more information about First Citizens National Bank please visit www.FirstCNB.com. https://www.americanbanker.com/data/will-pandemic-reshuffle-the-top-200-publicly-traded-community-banks March 2020 FirstCNB Earns Bauer Financial 5-Star 2020 Rating (Dyersburg, TN) First Citizens National Bank again earned a 5-Star Superior rating by Bauer Financial for 2020. The rating indicates that FirstCNB excels in areas of capital adequacy, profitability and asset quality. A 5-star rated bank is among the top in the nation with strength and security. “We have been and will continue to be faithful and committed to our mission and are proud for this recognition,” said Jeff Agee, Chairman & CEO. Bauer Financial has been analyzing and rating the nation’s banks and credit unions very carefully since 1983. Over the years, this rating system has gained the trust and recognition of regulators, bankers and consumers alike. http://www.bauerfinancial.com October 2019 First Citizen's National Bank Recognized for Financial Literacy & Community Support by BadCredit.org August 2019 First Citizens National Bank RANKS #8 IN BEST BANKS TO WORK FOR IN U.S. For the seventh consecutive year, First Citizens National Bank has been named one of the Best Banks to Work For. FirstCNB currently ranks 8th overall for banks across the entire United States and #1 in the state of Tennessee. Jeff Agee, Chairman & CEO, states “Our leadership philosophy is driven by people-centered leadership actions. FirstCNB’s vision describes who we are and what we stand for: People Centered and Unbelievably Good.” The Best Banks to Work For program, which was initiated in 2013 by American Banker and Best Companies Group, identifies, recognizes and honors U.S. banks for outstanding employee satisfaction. Full results of this year’s program are available at American Banker and in the September issue of American Banker Magazine. Our annual ranking recognizes the financial institutions that are committed to investing in employees’ job satisfaction, career development and personal growth – a ‘return on assets’ that can be hard to measure by traditional means,” said Rob Blackwell, editor in chief of American Banker. “One of the most valuable assets for any organization is the team of people it employs, and banks are no exception.” Determining the Best Banks to Work For involves a two-step process. The first step involves an evaluation of participating companies’ workplace policies, practices, and demographics. In the second step, employee surveys are conducted to directly assess the experiences and attitudes of individual employees with respect to their workplace. The combined scores determine the top banks and the final ranking. Best Companies Group managed the overall registration and survey process and also analyzed the data and used their expertise to determine the final ranking. The program is open to commercial banks, thrifts, savings banks and other chartered retail financial institutions with at least 50 employees in the United States. For more information on eligibility or other questions related to the Best Banks to Work For program, visit www.BestBankstoWorkFor.com. https://www.americanbanker.com/list/best-banks-to-work-for June 2019 FirstCNB is 2019 Editor's Choice™ Award for Community Commitment by CardRates.com MAY 2019 FirstCNB Ranks in Top 200 Community Banks First Citizens Bancshares, the holding company for First Citizens National Bank, earned the 128th spot in the 2019 list of Top 200 Community Banks, as ranked nationally by American Banker Magazine in the May 2019 edition. Annual rankings are based on a three-year average return on equity of publicly traded banks and thrifts with total assets less than $2 billion. First Citizens National Bank was the only bank recognized in any of the ten Tennessee Counties that it serves. CEO and Board Chairman Jeff Agee stated, “This is not by accident, as return on equity is a core measuring tool and a primary driver of shareholder return. Shareholder return is a major component of our mission statement. I am proud of our First Citizens National Bank team and the hard work that they do for the customers and communities we serve. First Citizens National Bank, headquartered in Dyersburg, TN with 25 locations throughout Tennessee, is a full service community bank with approximately $1.8 Billion in assets offering deposit, lending, wealth management, cash management, trust, insurance, and investments. MARCH 1, 2019 FirstCNB Earns Bauer Financial 5-Star 2019 Rating Dyersburg, TN) First Citizens National Bank again earned a 5-Star Superior rating by Bauer Financial for 2019. The rating indicates that FirstCNB excels in areas of capital adequacy, profitability and asset quality. A 5-star rated bank is among the top in the nation with strength and security. “We have been and will continue to be faithful and committed to our mission and are proud for this recognition,” said Jeff Agee, Chairman & CEO. Bauer Financial has been analyzing and rating the nation’s banks and credit unions very carefully since 1983. Over the years, this rating system has gained the trust and recognition of regulators, bankers and consumers alike. http://www.bauerfinancial.com MARCH 1, 2019 First Citizens National Bank Celebrates 130 First Citizens National Bank was established in 1889, and for 130 years our communities have depended on its strength and stability. Today, the friendly faces at First Citizens National Bank still help guide you, your family and your business to a bright financial future. Chairman & CEO Jeff Agee, states “It is with great pleasure and pride that we celebrate 130 years of serving our customers, shareholders and communities.” First Citizens National Bank, headquartered in Dyersburg, TN with 25 locations throughout Tennessee, is a full service community bank with approximately $1.8 Billion in assets offering deposit, lending, wealth management, cash management, trust, insurance, and investments. FirstCNB Named #22 in US Best Banks to Work For (10.2021) FirstCNB Ranks #45 in US by Bank Director Magazine (8.2021) FirstCNB Earns Baue Financial 5-Star 2021 Rating (3.2021) FirstCNB Reaches $2 Billion in Assets (11.2020) FirstCNB Named One of the Best Banks to Work For in 2020 (10.2020) FirstCNB Provides Remote-Learning Financial Literacy Program for Local Schools (10.2020) FirstCNB Earns Mastercard "Doing Well by Doing Good" Award (8.2020) FirstCNB Ranks #86 in US by Bank Director Magazine (8.2020) FirstCNB Ranks in Top 200 Community Banks (May 2020) FirstCNB Earns Bauer Financial 5-Star 2020 Rating (March 2020) FirstCNB Recognized for Financial Literacy & Community Support: BadCredit.org (October 2019) FirstCNB is 2019 Editor's Choice™ Award for Community Commitment by CardRates.com (June 2019) FirstCNB Ranks in Top 200 Community Banks (May 2019) FirstCNB Earns Bauer Financial 5-Star 2019 Rating (March 2019) First Citizens National Bank Celebrates 130 800.321.3176 Diversity and Accessibility info@firstcnb.com Contact Us Instagram ©2021 First Citizens National Bank All Rights Reserved Privacy Policy NMLS #: 449205