SERVICES GETTING STARTED FAQ CLIENTS ABOUT NEWS CONTACT WE LISTENED TO ALL YOUR FEEDBACK GETTING STARTED HOW DO I GET STARTED? To get started with any of our services, just give us a call or send us a message and we will begin the process. We will ask you a few questions and then have you fill out an easy 1-page application. HOW MUCH DOES IT COST? We do not charge you any money up front and our consulting is free. You apply for free and our underwriting process is free. We make money when loans get funded or sales get processed. HOW LONG DOES IT TAKE? The funding process typically takes 30-45 days, and the home sales process depends on the market. We work around the clock to make sure that we deliver on time, every time. REFINANCING WHAT ARE MY OPTIONS? When you refinance your mortgage, you have two options: you can get a new rate and term to lower your monthly payment, or you can take cash out to pay your bills or buy something. WHAT IS THE PROCESS? The refinancing process is very straightforward and easy. After a quick phone call we will have you fill out a 1-page app and then we will ask for some required documents. We do the rest. WHAT IS THE COST? Whenever you take out a new loan, you’re going to pay fees and closing costs associated with that loan. A refinance is no different. But we do not charge you a consulting fee or a processing fee. REVERSE MORTGAGES WHAT ARE THE BENEFITS? Income for the rest of your life or one lump sum. Income is tax free*. You keep the title and stay in your home. You keep your independence and leave your home to your heirs. *Consult a tax professional HOW DO I START? Similar to our other services, we begin the reverse mortgage process with a quick phone conversation to understand your needs and goals. Then we have you fill out a 1-page app. AM I QUALIFIED? Are you 62 or over? Do you own a home with equity? Is it your primary residence? Is it well-maintained and all property taxes and insurance paid? Those are the basic requirements. HOME LOANS WHAT ARE MY OPTIONS? Your three home loan options are Conventional, FHA, and VA. Most home loans are Conventional, but you may opt for a FHA loan if you’re a first-time buyer or a VA loan for veterans & military. HOW DO I QUALIFY? The general qualifications to qualify for a home loan include credit score, household income, job history, cash reserves, and down payment amount. We can help you figure it all out. HOW DO I APPLY? Give us a call and we will walk you through the process. For your part, we will ask you to fill out a simple 1-page loan app and then provide you with a documentation checklist. That’s it. HOME SALES HOW DO I START? Rather than quickly choosing a listing agent, it is wise to speak with a real estate finance specialist first, so you have a clear financial perspective before diving into marketing and negotiation. HOW DO I PREPARE? In addition to getting your home into pristine condition to wow potential buyers, we can help you get a clear understanding of your home’s worth and your home sale financial objectives. HOW IS IT SOLD? Your home is sold with a marketing plan that may include home improvements, home staging, professional photography, open houses, digital marketing, networking, and multiple listings. INCOME PROPERTIES HOW DO I START? If you’re just starting out you should seek the advice of a real estate finance specialist so that you can avoid common mistakes and hassles. We have 20+ years experience, so we can help. WHAT IS THE COST? We will guide you through the real estate investment process at no cost. We do not charge consulting fees. We make money on the back-end after your loan is processed and funded. WHAT IS THE PROCESS? Once we determine the kind of investment property you want to buy, the neighborhood, average rent, and return on investment, we will help you make the purchase with ease. FIX & FLIP LOANS WHAT SHOULD I KNOW? Before you dive in as a fix-and-flipper, you should have a clear understanding of all the costs to purchase the home, repairs, contractor fees, listing fees, holding costs, etc. We can help. HOW DO I GET FUNDING? Once we have a clear understanding of your fix-and-flip goals, we can help you get funding. This process begins with a simple 1-page loan app and a checklist of documents we need from you. HOW LONG DOES IT TAKE? Once we have your loan app and documents, we will begin the underwriting and funding process. This process usually takes 30-45 days, and we have a great track record of closing on time. WE HAVE SO MANY HAPPY CUSTOMERS... Customers LOCATION CB INVESTMENTS 300 Pacific Coast Hwy #301, Huntington Beach, CA 92648 Get Directions Hours: Open M-F · 8AM–6PM Phone: (714) 770-8023 DIRECTIONS/MAP ABOUT US CB Investments is dedicated to helping you with all of your real estate financing needs. Contact us today and we will get started on a custom solution. We look forward to working with you. NMLS Corporate ID#254196 California Corp. Broker’s License# 01295714 Colorado Division of Real Estate, ID#100009815 Florida Office of Financial Regulation, ID#0703894 © 2018 CB Investments. All Rights Reserved.