Skip Navigation Citizens Savings Bank Lending Personal Business Connect Resources Search LOGIN HOME > PERSONAL Deposit Rates Deposit Rates Rates effective May 3, 2021 Account Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY Personal Savings $50 $0.01 0.10% 0.10% Business/Public Funds Savings $50 $0.01 0.10% 0.10% Christmas Club $5 $0.01 0.25% 0.25% Checking Plus - Interest $500 $0.01 0.01% 0.01% Small Business/Public Funds Checking $500 $0.01 0.01% 0.01% Personal Money Market $2,500 $2,500 0.05% 0.05% Personal Money Market GOLD $5,000 Up to 4,999.99 Checking Plus - Interest Current Rate Checking Plus - Interest Current Rate $5,000.00 - $24,999.99 0.05% to 0.05% 0.05% to 0.05% $25,000.00 - $49,999.99 0.05% to 0.05% 0.05% to 0.05% $50,000.00 - $74,999.99 0.05% to 0.05% 0.05% to 0.05% $75,000.00+ 0.05% 0.05% Business/Public Funds Money Market $2,500 $2,500 0.05% 0.05% Business/Public Funds Money Market GOLD $5,000 Up to 4,999.99 Checking Plus - Interest Current Rate Checking Plus - Interest Current Rate $5,000.00 - $24,999.99 0.05% to 0.05% 0.05% $25,000.00 - $49,999.99 0.05% to 0.05% 0.05% $50,000.00 - $74,999.99 0.05% to 0.05% 0.05% $75,000.00+ 0.05% 0.05% 91 Day CD1 $2,500 $2,500 0.15% 0.15% 6 Month CD1 $2,500 $2,500 0.20% 0.20% 12 Month CD1 $2,500 $2,500 0.30% 0.30% 18 Month CD1 2 $2,500 $2,500 0.35% 0.35% 24 Month CD1 2 $2,500 $2,500 0.35% 0.35% 36 Month CD1 2 $2,500 $2,500 0.45% 0.45% 48 Month Bump CD1 2 $2,500 $2,500 0.55% 0.55% 60 Month Bump CD1 2 $2,500 $2,500 0.65% 0.65% 91 Day IRA1 $250 $250 0.15% 0.15% 6 Month IRA1 $250 $250 0.20% 0.20% 12 Month IRA1 $250 $250 0.30% 0.30% 18 Month IRA1 $250 $250 0.35% 0.35% 24 Month IRA1 $250 $250 0.35% 0.35% 36 Month IRA1 $250 $250 0.45% 0.45% 48 Month Bump IRA1 $250 $250 0.55% 0.55% 60 Month Bump IRA1 $250 $250 0.65% 0.65% Interest Rates and Annual Percentage Yields (APY) are current as of May 3, 2021 and are subject to change after account opening. Fees may reduce earnings. Contact an employee for further information about applicable fees and terms. For current rate information call (985) 735-6555. ¹ A penalty will be imposed for early withdrawal. ² This account requires the distribution of interest and does not allow interest to remain on deposit. Your Online Hub Set up customized alerts from account balances to specific transactions. Find out more > Exploring Mortgage Options Fixed and adjustable rates available, plus quick loan processing! Find out more > (985) 735-6555 Locate Us > Privacy Policy Security Policy Disclosures All Rights Reserved. Copyright 2021 Citizens Savings Bank.