Explore Products Claims About Us Resources 1-855-347-3939 , Call Us Log In Flood Insurance An essential layer of protection for many homeowners PRODUCT Flood ZIP Code This flood rate and coverage are provided and serviced by a third-party insurer. Read more. Home InsuranceFlood Insurance Get a Flood Insurance Quote & Buy Online For many homeowners, flood insurance is an essential extra layer of protection. What flood insurance covers A flood insurance policy typically covers you if groundwater rises and floods your home—a situation that isn't usually covered by homeowners insurance policies. Generally, most of your house is covered by flood insurance. Specifically, the core parts of your home—like the home foundation and the systems that keep it running—are typically covered. Built-in home appliances, like refrigerators, dishwashers, and stoves, are typically covered as well. The NFIP offers $250,000 in coverage for your home's structure. Carpeting and personal property are generally covered, too, unless they're in the basement. Learn more about how flood insurance works and what flood insurance covers. Why flood insurance might be a must-have The National Flood Insurance Program advises homeowners to buy flood insurance coverage, especially if you're in an area that has a high flood risk. You might even be required to have it if you live near a river or body of water. Here's why the National Flood Insurance Program (NFIP) recommends flood insurance to everyone: The situations that cause flooding—heavy rain, melting snow, severe coastal weather—can happen anywhere. In fact, one in five flood insurance claims comes from someone in a low - or medium-risk area. Get a flood insurance quote online and protect your home Get a quote Or, call 1-855-347-3939 Insurance Car Insurance Home Insurance Progressive Answers Explore All Products Our Company About Us Careers Investors Newsroom Quick Links Continue Previous Quote Report a Claim Make a Payment PerkShare Connect 1-855-347-3939 Contact Us Progressive App Become a Partner Search / Keywords Facebook Instagram Twitter YouTube Lifelanes Contact Us Site Map Accessibility Services Technical Help Privacy & Security Terms of Use Insurance Resources RANKED #1 WEBSITE FOR EASE OF USE Copyright 1995 - 2021. Progressive Casualty Insurance Company. All Rights Reserved. We offer insurance by phone, online and through independent agents. Prices vary based on how you buy. Δ Disclosure Discount varies and is not available in all states or situations. Insurance carrier Website ranking by Keynova Group - Scorecards 2017 – 2021. Progressive Advantage Agency, Inc. refers consumers seeking Progressive Advantage® flood insurance policies online to Occidental Fire & Casualty Company of North Carolina and its administrator. Occidental and the administrator are not affiliated with Progressive and may share information about you with PAA. Occidental is solely responsible for the claims on its policies and pays PAA for policies sold. Contact us for more details. A different insurer may be available if you buy your flood policy by calling us or through an independent agent/broker rather than PAA. Policies sold through agents and brokers are available from them and through Progressive.com/agent. Availability may vary by state. All coverage is subject to policy terms and conditions. PAA and Progressive are not responsible for the content or operation of others' websites or how others handle or use your information. Progressive Advantage Agency, Inc. (CA Lic #0F50053, TX Lic #1394132) is domiciled in Ohio, has its principal place of business at 6300 Wilson Mills Road, Mayfield Village, Ohio 44143, and does business in CA as Progressive Advantage Insurance Agency, Inc.