Montag & Caldwell Strategies Commentaries Private Client Group People About Contact Us M&C Celebrates A 75 Year History Search for: Overview The Investment Policy Group (“IPG”), comprised of all portfolio managers and research analysts, is the catalyst in our decision-making process. Portfolio policy and stock selection are reviewed at IPG meetings. Specific decisions regarding purchases and sales, as well as the percent of the portfolio any security is to represent, are based on consensus resulting from these meetings and are implemented across all accounts within a strategy unless there are specific client restrictions. In fully discretionary accounts with no client restrictions, the portfolio managers have no discretion to enact trades that are not approved by the IPG. As the markets do not operate in a vacuum, the IPG also meets twice a month to discuss macroeconomic issues. In these meetings, the IPG makes short-term economic forecasts and systematically reviews long-term economic, social, political and demographic trends having important influences on the financial markets and the companies that we follow. Sector and industry group allocation may be confirmed by this top-down thinking. Connect with Us Principal Spotlight Quarterly Commentaries 2Q21 Market Commentary 1Q21 Market Commentary 4Q20 Market Commentary 3Q20 Market Commentary 2Q20 Market Commentary Articles & Commentaries De-Risk Your Portfolio with Active Management M&C Celebrates 75 Years Montag & Caldwell’s Approach to Asset Allocation A High Quality Approach To Portfolio Management Fixed Income is All You Need for Diversification Achieve a true diversification benefit in your investment portfolio Indirect exposure approach to international investing What to consider before including alternative asset classes Why mid cap stocks might be a better option Why investors should consider a bias towards high-quality investments in a volatile market Strategies Commentaries Private Client Group People About Contact Us M&C Celebrates A 75 Year History Search for: Phone (404) 836-7100marketingwebcontact@montag.com 3455 Peachtree Road, NESuite 1500Atlanta, Georgia 30326-4202