New Insolvency: On October 29, 2021, an Application for Order of Liquidation was filed by the Special Deputy Receiver of Highlands Insurance Company. The Application requests an order placing Highlands into liquidation pursuant to the Texas Insurance Code Chapter 443. Claims: If you have a claim from the insolvency of Highlands, Bedivere Insurance Company, American Country Insurance Service, or American Insurance Services, please complete the statement of Claim with the Auto-Personal Injury Protection (PIP) and/or Workers Compensation (WC) forms listed under Claim Information. SERVICES RESOURCES FORMS CONTACT ABOUT Michigan’s Safety Net for the Protection of the Insured The Michigan Property and Casualty Guaranty Association (MPCGA) is an unincorporated association of all property and casualty insurers authorized to transact insurance in Michigan. MPCGA was created by an act of the Michigan Legislature, ‘MCL 500.7901’ et seq., in order to protect the public against financial losses to policyholders and claimants as a result of property and casualty insurance company insolvencies. When a member insurer becomes insolvent, MPCGA has a duty to pay certain obligations of the insolvent insurer that come within the Act’s definition of covered claims. MPCGA does not handle claims arising out of life or disability insurance or annuity contracts. CLAIM INFO The MPCGA is not an insurance company, and the statutory coverage provided may not coincide with the coverage available under the policy of the insolvent carrier. View LATEST NEWS MPCGA posts relevant news as it pertains to insolvencies including assessments, covered claims exclusions, net worth and unearned premiums limitations. View ASSESSMENTS To obtain funds to pay covered claims, MPCGA assesses member companies based on a percentage of the net direct premiums written in Michigan. View STATUTE The statutes of the MPCGA, created by the Michigan State Legislature, MCL 500.7901 et. seq. View RECEIVERSHIP Click on view to see the most current insolvent insurance companies handled by MPCGA. View LINKS Links to the assorted relative insurance industry websites involving issues covered by the MPCGA. View DISCLAIMER The purpose of our website is to provide general information about MPCGA. Additional questions can be answered by contacting us. View FAQS What is the MPCGA? How is MPCGA different from an insurance company? These question and more are answered here. View Careers MPCGA currently does not have any openings View Contact Us Mailing Address: PO Box 531266 Livonia, MI 48153-1266 Telephone: (248) 482-0381 Copyright © MPCGA All Rights Reserved 2021