MENU CONSTRUCTION LOANS Home > Home Loans > Construction Loans BUILD YOUR DREAM HOME Our unique One-Time Close Construction Loan makes building your own custom home easy and convenient. Apply Now COMBINE PAYMENTS Many banks make you setup a separate loan and closing for the construction and the mortgage, but here at Sentry Bank, you can roll it all into one closing with one monthly payment. This makes things easier for everyone involved, especially you. Building your dream home may be more accessible than you ever thought possible. Stop in and talk to Joe or Brad about how we can help get you into your custom built new home. IS A ONE TIME CLOSE CONSTRUCTION LOAN BETTER THAN A TWO TIME CLOSE? MEET OUR MORTGAGE LENDING TEAM: Joe Bye Joe has been in banking for about 15 years with most of his time spent as a lender. He has spent time in consumer, agricultural, and commercial lending, but his current expertise is home mortgage lending. He has been with Sentry Bank since 2013 and you can find him at our St. Joseph location. NMLSR ID# 780986 Brad Eckhoff Brad Eckhoff has over 15 years of banking and credit experience. With a mortgage based background, Brad enjoys helping people find the right financing package for their specific situation. Brad appreciates helping and watching customers progress in their financial goals. NMLSR ID# 1002576 GET IN TOUCH Fill out the form to contact Joe and Brad and they will get in touch with you shortly. In the meantime, check out our exclusive Home Buyer’s Guide Blog series where you can download a helpful guide that will take you through the whole buying process from start to finish. Name * First Last Email * I am interested in: Building Buying Refinancing Remodeling Home Equity Loans Comment or Message * Submit FRAUD ALERT PHISHING NOTICE: Sentry Bank will never send you an email asking to verify, update or confirm your bank account information. If you receive an email asking for this information, please contact us immediately. Copyright © 2020 Sentry Bank. All Rights Reserved. ST. CLOUD DOWNTOWN 120 4th Ave S St. Cloud, MN 56301 320-230-0455 ST. CLOUD WEST 4350 8th St N St. Cloud, MN 56303 320-259-9560 ST. JOSEPH PO Box 159 400 4th Ave NE St. Joseph, MN 56374 320-363-7721 ST. STEPHEN 2 Central Ave S St. Stephen, MN 56375 320-251-0902