USA CANADA FR CANADA EN Underwriting Manuals Contact Us Careers LinkedIn About Us The Optimum Re Advantage Products and Services Knowledge Center Financial Information Publications Underwriting Cannabis - White Green Paper AN APPLICATION OF PREDICTIVE ANALYTICS IN LIFE INSURANCE USING PRESCRIPTION DRUGS INFORMATION Optimum Re has reviewed Milliman’s IntelliScript's Risk Score, which is a proprietary algorithm developed by Milliman using an individual’s prescription drug history information to calculate a Risk Score as a predictor of future mortality. Based on more than 25 million Life, Health, DI, LTC, Final Expense and Medicare Supplement insurance applications, Optimum Re confirms Risk Score is a good predictor of future mortality: the observed mortality increases as the Risk Score increases. Such algorithm may be used by insurance companies to replace traditional underwriting requirements by such predictive model. Optimum Re may assist insurance companies who wish to validate the predictability of Risk Score results on their own portfolio by performing a retroactive analysis and by guiding them in setting their mortality assumption. Read further Optimum Highlights Client Focus Why Optimum Re? Reinsurance and Expertise "Fresh" capacity, reinsurance risk diversification, Jumbo case support. Pioneer and leader in Critical Illness Full underwriting services, Fac cases, no minimum cession Underwriting Seminars – fully subscribed, "rave" reviews! Web-based Life and CI Underwriting Manuals Sophisticated administration - > information and reporting About Optimum Re OPTIMUM RE INSURANCE COMPANY Optimum Re has been building successful partnerships since 1987. Through the years, we have maintained steady growth and profitability, earning a solid reputation as a reinsurer that provides efficient and professional client service. About Us Corporate Values Our Team Optimum Group The Optimum Re Advantage Products and Services Knowledge Center Financial Information Publications Activity Reports Corporate Letters Financial Letters Press Releases Optimum Announcements Articles and Presentations

USA CANADA FR CANADA IN Subscription Manuals & Resources Contact us Careers AODA About Us Solutions and services Financial information News & Events Contact us Contact us Optimum Reinsurance First name name E-mail Organization Topic Solutions and services Publications Events Careers Media Other Message Refresh CAPTCHA Verification code (Required) Send The head office Show larger map 425. boul de Maisonneuve O. Suite 1200 Montreal (Quebec) H3A 3G5 Telephone 514 288-1900 Fax 514 288-8099 Toronto office Show larger map 80 Bloor Street West Suite 601 Toronto, Ontario M5S 2V1 ABOUT THE NAUTILE Our logo, the nautilus, is the symbol of continuity and longevity. Like our logo, Optimum Group has grown systematically, always ensuring that a solid asset base is in place to support a new sphere of activity. About Us Corporate values Our leaders Optimum Group Solutions and services Financial information News & Events ® Trademark of Groupe Optimum inc.