Logo Login Login Register Search Our Pension products Synergy PRSA Synergy Personal Retirement Savings Account (PRSA) If you're looking for a long term saving option, then a Synergy Personal Retirement Savings Account or PRSA could be for you. A PRSA is flexible; you can increase, decrease or stop your contributions at any time without any charge or penalty. Both you and your employer, if applicable can, gain tax relief on contributions to it. When you take out a PRSA you choose where your money is invested. Your future lifestyle depends on the financial decisions you make today Find out how much you will need to support the lifestyle you want in retirement. Plan your future Overview Your Investment options How to get started? What is a PRSA? A PRSA is a flexible pension policy. It is a Revenue approved contract set up with a PRSA provider by an individual to save for retirement and tax relief is available on contributions (within certain limits). Who can take out a PRSA? Anyone can take out a PRSA regardless of your employment status, whether you are employed or self - employed. Why choose a Synergy PRSA? The Synergy PRSA is a flexible way to save for your retirement. As you move through your working life your PRSA moves with you so that you can keep track of your investment. Benefits of a Synergy PRSA include: The option to make single, monthly or yearly contributions (€300 or more in each year) The option to stop, restart and change your contributions at any time Tax relief on your contributions A wide choice of investment options Your Investment options Document downloads Your Pension. Your Way. Synergy PRSA Application Preliminary Disclosure Certificate Investment Options Guide Useful links Starting early makes sense Warning: The value of your investment may go down as well as up Warning: If you invest in this product you will not have access to your money until you retire Warning: If you invest in this product you may lose some or all of the money you invest Warning: This investment may be affected by changes in currency exchange rates Pensions Pensions and retirement Your retirement Our Pension products Compare pensions Annuity Synergy Approved retirement funds Synergy Buy Out Bond Synergy Personal Pension Synergy PRSA Synergy Executive Pension Which pension is right for you? Find out more There's a lot to look forward to Have a question? FAQs Contact us Your account Login Register Connect with us Pensions Pensions FAQs Choosing the right pension Combining your pensions Your retirement Our Pension products Having enough money when you retire Investments Savings and investments Our savings and investments products Savings and Investments FAQs Your options Deposits MyFolio Funds Stockbroking Direct Property Risk questionnaire News Standard Life and Phoenix Group Media contact Careers Community involvement My Standard Life Information for existing customers With Profits Investments About us Privacy Policy Cookie Policy Legal information Accessibility Modern slavery statement Solvency Reports © 2021 Standard Life Aberdeen Website brand and provider details This site features Irish products provided for residents of the Republic of Ireland by Standard Life International dac. Standard Life International dac is regulated by the Central Bank of Ireland. Standard Life International dac is a designated activity company limited by shares and registered in Dublin, Ireland (408507) at 90 St Stephen’s Green, Dublin D02 F653. © 2021 Standard Life. All rights reserved. We use strictly necessary cookies when you visit our website to give you the best experience possible and to keep things secure. We’d also like your consent to set other cookies to help us improve our website and to tailor the marketing you see. Manage cookies Decline all Accept all