This website uses cookies/tracking We use cookies to personalise content and ads, to provide social media features and to analyse our traffic. You can at any time change or withdraw your consent from the Cookie Declaration on our Website. Allow selection Allow all cookies Necessary Preferences Statistics Marketing Settings Service-Links Search myCSS Menu Sanagate Sanagate is a health insurance company in the CSS Group. It provides the same services as CSS Insurance, such as the myCSS client portal. CALCULATE PREMIUM The advantages for you Low-cost basic insurance. Identical benefits to all other basic insurers – as prescribed by the Federal Health Insurance Act (KVG). Same services as CSS Insurance – such as the myCSS client portal. As providers of basic insurance, the companies INTRAS Kranken-Versicherung AG and Sanagate AG are to be merged with Arcosana AG as of 1 January 2022 (press release in German). Good to know Mandatory Everyone living or working in Switzerland must have basic insurance. Same benefits All health insurers pay the same benefits for illness, accident, and pregnancy and childbirth. Switching insurance You can switch basic insurance each year – cancel by the end of November. Same service All of the providers in the CSS Group offer the same service. Choose your basic insurance Medical advice over the phone Telmed Telephone advice from medical experts. If necessary, the Centre for Telemedicine will refer you to a doctor of your choice. Go directly to an eye doctor, a gynaecologist, a dentist or a midwife. Min. 9% premium discount. Discover the advantages CALCULATE YOUR PREMIUM Recommendation Family doctor and Telmed combined Multimed You have two partners: the Multimed family doctor and the telemedicine centre. Go directly to an eye doctor, a gynaecologist, a dentist or a midwife. Reduced retention fee: just CHF 400 instead of CHF 700 a year. Min. 13% premium discount. Discover the advantages CALCULATE YOUR PREMIUM Go directly to your family doctor Family doctor model The family doctor you know and trust is your main point of contact. Go directly to an eye doctor, a gynaecologist, a dentist or a midwife. Min. 9% premium discount. Discover the advantages CALCULATE YOUR PREMIUM All the benefits of a doctors’ network HMO model A doctor you know and trust from your medical network or group practice is your main point of contact. Go directly to an eye doctor, a gynaecologist, a dentist or a midwife. Min. 14% premium discount. Discover the advantages CALCULATE YOUR PREMIUM Free choice of doctor Standard model Free choice of doctor throughout Switzerland. Make an appointment directly with a specialist. Discover the advantages CALCULATE YOUR PREMIUM Further details about Sanagate Independent surveys confirm that our clients are satisfied: Comparis has given Sanagate a rating of 5.2. Sanagate was established as a subsidiary of CSS in 2009 and has been a member of the CSS Group ever since. Alongside regular basic insurance, Sanagate offers two alternative insurance models – the SanaCall model and the Family Doctor model. In 2020, the subsidiary Sanagate was also merged more closely with the CSS Group at the organisational level. Sanagate achieved the first EQM level “Committed to excellence” in 2014 and the “Recognised for Excellence” level in 2018. Submitting bills Checking, paying, submitting – it couldn't be easier. READ NOW It’s easy to make the change Without a health check: switch your current supplementary insurance to an equivalent myFlex product. Here’s how Everything under control You’ll find all the terms and conditions of insurance and regulations here. That way, you can keep a clear overview. Find out more The advantages for you Good reasons to choose CSS myCSS client portal Doing everything digitally means you’ll never lose track. Discover the advantages Top prices for you Take advantage of attractive offers in the enjoy365 shop. Smart savings 24h medical care Well informed 24/7 – online with myGuide and by phone. Well looked Boost your health Regular great ideas for your health. Read our tips Number 1 More than 1.6 million people trust CSS. Find out more Personal advice 2,700 employees are here for you and happy to help. Find advisor Footer Find an agency CSS is close to where you live and work. CSS AGENCIES Get help Contact Centre Mon – Fri 8 am to 6 pm: +41 844 277 277 24-hour medical advice: +41 58 277 77 77 Stay informed Get valuable health tips via email. SUBSCRIBE TO NEWSLETTER Find out more Jobs & careers Media CSS Group Privacy Policy Legal notices Data protection