Go To Main Content Business Personal Investors Open An Account Online Banking Login Select Account Type Mortgage Loans Start the Process Now & Get Pre-Qualified* We offer a wide-range of competitive mortgage products at Investar Bank. Our knowledgeable loan officers are ready to assist you with your mortgage financing or refinancing. If you are seeking lot loans or HELOCs, please click here. Investar Bank NMLS# 481188 NMLS Originators *Certain product restrictions and normal credit qualifications will apply. GET PRE-QUALIFIED NOW Our Mortgage Loan Options Conventional Mortgage Purchase and refinance options available Fixed or adjustable rate options Flexible loan terms available Community Development Loans Financing up to 100% loan-to-value Private Mortgage Insurance (PMI) not required Flexible loan terms available Down payment or closing cost assistance for eligible applicants Income and geography limitations apply First Time Homebuyer Program Financing up to 95% loan-to-value Private Mortgage Insurance (PMI) not required Flexible loan terms available 1-2 Family Units Down payment or closing cost assistance for eligible applicants Jumbo Loans Purchase and refinance options available Fixed or adjustable rate options Flexible loan terms available Doctor Mortgage Available for primary residence (1-4 Family Units) Financing up to 100% loan-to-value Private Mortgage Insurance (PMI) not required Purchase Only Second Residence Program Purchase or refinance a second home (cash out is not allowed) Flexible loan terms available 1-4 Family Units Rural Loans Flexible loan terms available Geography limitations apply Construction Loans New construction and renovation home loans One-time close all-in-one construction to permanent financing loans available Have a Banker Contact You! Please fill out the form below. A knowledgeable mortgage loan officer will email or call you back within one business day. Name Email Phone Number Property Type Choose One Single Family Home Duplex Triplex Fourplex Residential Condo City State Choose One Alabama Alaska American Samoa Arizona Arkansas California Colorado Connecticut Delaware DC Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Minor Outlying Islands Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Northern Mariana Islands Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas U.S. Virgin Islands Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Message SUBMIT Questions? Call Us Toll-free at 855.676.7827 FOR RATES AND MORE DETAILS. Business Hours: M-F 8:30am - 5pm ABOUT US About Investar Careers Investor Relations Board of Directors Disclaimers Privacy Policy Contact Us LOCATIONS Alabama Louisiana Texas BUSINESS Checking Savings, CDs & Money Market Business Loans Credit Cards Treasury Management Business Online Banking Other Services PERSONAL Checking Savings CDs & IRAs Mortgage Loans Personal Loans Online Banking Other Services LEARN Identity Theft Phishing Online Security Practices Corporate Security Security Awareness Scams GIVE US A CALL Customer Service: 866.604.2006 Online Banking: 855.306.8574 eAccount Opening: 855.981.7827 Consumer Loans: 855.567.2210 Fax: 225.757.7116 Telephone Banking: 877.845.7827 After Hours Lost/Stolen Debit Card: 800.500.1044 After Hours Lost/Stolen Credit Card: See Details ©2021 Investar Bank, National Association. All Rights Reserved. Connect With Us