INDIVIDUALS & FAMILIES BUSINESS & ENTERPRISE INSURANCE INVESTMENTS BUSINESS CLAIMS WHY AIG NEWSROOM CAREERS INVESTORS ABOUT US LOG IN Programs Why AIG Aerospace AIG Risk Management Captive Solutions Casualty chevron_right Credit Lines chevron_right Cyber Energy Multinational Programs Excess & Surplus Lines chevron_right Financial Lines chevron_right Marine chevron_right Personal Insurance chevron_right Property chevron_right Product Highlight Sheet Library U.S. Zone Map and Contacts What is AIG Programs? AIG Programs is a leading underwriter of program business in the U.S. with programs addressing a myriad of niche markets written on both admitted and non-admitted basis supported by Program Administrators with market leading infrastructure and underwriting expertise. Target Opportunities Developing true partnerships with MGAs/Program Administrators that align financial interests and risk appetites to achieve long term and sustainable underwriting profit. Program Administrators with a proven track record, having operated in the programs space for a minimum of five years. Homogeneous portfolios. Managed program portfolio premium of $10M with the ability to grow. Unique distribution channel and/or value proposition. The AIG Advantage Expertise and Experience For over 50 years, AIG Programs has been a market leader in providing innovative customer focused solutions spanning all 50 U.S. states. Our experienced, knowledgeable and responsive staff are focused on delivering smart program solutions to meet the ever-increasing risks facing small to mid-size businesses. Creativity and Collaboration We are dedicated to providing consistent delivery of products and services to help our Program Administrator partners create client loyalty and attract new market opportunities. Dedicated claims and risk management staff are focused on identifying trends and developing strategic solutions. Strength and Stability Building on over 100 years of experience, AIG is strategically positioned to be the top-performing company, committed to underwriting profitability and long term value. Our broad appetite and large capacity enable us to provide tailored coverage for critical areas of the programs sector on an admitted and non-admitted basis. Why AIG Broad Risk Appetite Broad class appetite. Ability to share the underwriting risk however not mandated. Flexible program structure options. Package focused, admitted or non-admitted paper. Ability to provide coverage in all 50 state. Partnership Focus Partner with best in class experts with a proven track record. Ability to scale with target of $10M in managed program premium with upside to grow. Unique distribution channel and value proposition. AIG Programs can work with your recommended TPA or with AIG in house claims. AIG Programs can work with your underwriting system or deploy technology for rating and issuance. AIG Programs can develop program specific coverage enhancements. Flexible Compensation Philosophy Flexible commission structure. Profit sharing agreements. Willing to share underwriting profit with captives/reinsurers. National Leadership Thomas McGrath Senior Vice President, Head of US Programs, AIG Programs Melissa Meserve Vice President, Head of US Programs Business Development, AIG Programs Downloadable Materials Programs Highlight Sheet LEARN MORE ABOUT OUR PROGRAMS OFFERINGS About Us Individuals Business Careers Newsroom About Us Legal About Our Ads Terms of Use Privacy Legal Notice Accessibility Statement Business Resilience Support Producer Notifications Fraud Warning Follow Us Twitter facebook you tube linkedin United States | Worldwide > Copyright © 2020 American International Group, Inc. All rights reserved. American International Group, Inc. (AIG) is a leading global insurance organization. AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security. AIG common stock is listed on the New York Stock Exchange.