Report a Claim About Get Applications Medical Liability Managed Care Management Liability Products Liability Long Term Care Our experienced, specialized underwriters, and insightful analytic tools, provide state-of-the-art insurance products and coverage solutions to long term care operators and the brokers who serve them. These solutions address the evolving liability exposures of healthcare operators serving the growing senior population. Coverage Features Claims made and occurrence professional liability coverage available Per location limits available Defense outside the limit Punitive damages covered where insurable with most favorable venue wording Coverage for employed physicians and medical directors for direct patient care Blanket additional insured status when required by contract Sub-limits for evacuation expense, legal/media expense, and resident loss of property Coverage for barbers and beauticians Incident sensitive/notice of circumstance provisions when claims made Good Samaritan coverage Coverage for rights of residents Flexible rating approach Noncancellable except for nonpayment Coverage Options Legal/Media coverage Employee Benefits Liability Evacuation Expense Disinfection Expense Resident Property Loss Download Sell Sheet Eligible Risk Classes Skilled nursing facilities Assisted living facilities Memory care facilities Independent living facilities CCRCs Additional Considerations $5,000 minimum premium (some geographies vary) First dollar, SIR, and deductible options available Custom solutions including ERP/tail and loss sensitive programs Limits Primary $1 million/$3 million, $2 million/$4 million Separate limits per insuring agreement $10 million excess/umbrella capacity Applications for Long Term Care Download our fillable application. Get Applications Contact Our Expert Tim Connolly (Hartford) (860) 269-2802 Email Tim © 2021 TDC Specialty Insurance Company. All rights reserved. Legal Notices and Privacy Policy Do Not Sell My Personal Information TDC Group This communication contains product summaries for informational purposes only. Coverage is subject to the language of the policy as actually issued. Coverage, policy terms, and availability may vary by state. The Doctors Company does not underwrite Excess & Surplus lines insurance. Certain coverages may be provided through surplus lines insurance subsidiaries of The Doctors Company through licensed surplus lines brokers. Coverages may be underwritten by TDC Specialty Insurance Company or TDC National Assurance Company which are serviced by TDC Specialty Underwriters Inc., each wholly owned subsidiaries of The Doctors Company. TDC Specialty Underwriters, Inc., based and domiciled in CT, in California: dba Insurance City Solutions, License #0L85833 in New York: dba TDC Specialty Underwriters Services