Locations Contact Help LOGIN PERSONAL BUSINESS WEALTH INSURANCE ABOUT We're not just bankers; we're community partners. LET'S TALK municipal banking Checking Business Lending Payment Solutions Remote Deposit Capture Positive Pay Employer Retirement Plans Municipal Banking Glens Falls National Bank and Trust Company delivers quality service with competitive rates to municipalities, school districts and other government-related entities. Our long-standing commitment to the community and dedicated customer support provide the foundation for strong relationships with our municipal customers. No matter your banking needs, we can help. Below is a comprehensive list of products and services. Checking and Savings We offer interest- and non-interest bearing checking accounts with deposit convenience and complete check-writing privileges, as well as savings accounts and competitive rate certificates of deposits. Choose from the following options: Non-Interest Checking Interest Checking Regular Savings (variable interest rate) Money Market Savings Certificates of Deposit (terms ranging from seven days to one year) Collateralization of Deposits Cash Management Solutions These smart banking tools are available to help you track expenses and grow profits. Click on any of the links for more information: ACH and Wire Transfer Business Online Banking Business Remote Deposit Payment Solutions Night Deposit Payroll Direct Deposit for Employees Positive Pay Financing Glens Falls National offers competitive interest rates for municipal borrowing requests, including: Bond anticipation notes Tax anticipation notes Revenue anticipation notes Serial bonds We will accept a local legal opinion on all such borrowings and we require a copy of current financials for municipal customers. Other Services We're here to meet all of your banking needs.Click on the links below for more details: Credit Cards Retirement Plans Employee Benefits Property and Liability Insurance For more information on these services, contact our Municipal Banking Department at (518) 415-4221. Part of the Arrow Family of Companies Corporate | Contact Us | Website Accessibility | Disclosures | Privacy | In the News | Join Our Team | Site Map NMLSR ID: 473214 | Routing Number: 021302554 Member FDIC/Equal Housing Lender © 2021 Glens Falls National Bank and Trust Company.