Search RBC Personal Insurance Canada(EN) Contact Us Sign In MENU Life Insurance Claim Essentials Improving your insurance claims experience starts even before you buy a policy. We're here to help you understand the essentials. Insurance is something that you buy and hope that you never have to use. Unfortunately, if the unexpected does happen and you need your insurance, you want to get your claim processed as quick and easy as possible. We’re here to help you understand some essentials around insurance claims. You may be surprised to know that getting your claim paid starts when you buy your insurance. Ask Questions The old adage “there’s no such thing as a stupid question” couldn’t be truer for insurance and the claims process – and it starts right at the beginning. When applying for insurance, an advisor will help explain your coverage but it’s important for you to ask all the questions you need to be confident you understand what your policy will or will not include. This is crucial for future claims – you don’t want to be in a situation where you think you are covered but you’re not. The language in insurance policies can be complex but your advisor can break it down for you. Asking a lot of questions upfront helps avoid confusion later on. No Rushing Required During the initial insurance application process, take all the time you need to complete it and remember to be as open as possible. For certain types of insurance like life or disability, there’ll be questions, related to medical history that will need exact details. If you need to confirm them, let the advisor know and they’ll be happy to give you time to do so. Making sure your information is accurate during the initial application will help make sure your coverage is appropriate – and that can help make your claims experience that much easier. If the information provided is inaccurate, it could affect your claim being paid when you need it most – and that’s something nobody wants. Get Back to Normal Making an insurance claim means something bad has happened and it can be a difficult time. You want to know that your insurance company has your back and following the tips above can make the process more manageable and help get you back to normal again. View Text Version Disclaimer RBC Insurance April 7, 2021 Share Topics Car insuranceDisability InsuranceHealth InsuranceHome InsuranceLife Insurance Most Recent Investing With a Purpose: Understanding Socially Responsible Investing View More Investing With a Purpose: Understanding Socially Responsible Investing View More Segregated Funds vs Mutual Funds View More Read This Next Planning for retirement with Spousal RRSPs November 22, 2021 View More What are Segregated Funds, and How Can They Complement an RRSP Portfolio? November 22, 2021 View More What are Segregated Funds, and How Can they Complement an RRSP Portfolio? November 22, 2021 View More Segregated Funds vs Mutual Funds November 22, 2021 View More RBC Insurance Services Inc. Website, © 1995-2021 Privacy & Security | Legal | Accessibility | Underwriters Top