About Us Careers Contact Us Sign in or Register My Services Products Resources Guaranteed Asset Protection Help your members protect the gap between their insurance settlement and vehicle loan balance. / Products / Lending / Guaranteed Asset Protection Guaranteed Asset Protection New vehicles depreciate, on average, 20% after one year.1 Newly purchased vehicles depreciate the second they’re driven off the dealer’s lot. When a vehicle is totaled in an accident or stolen and not recovered, your member could owe more than the vehicle is worth. GAP is designed to reduce or eliminate the difference between the insurance settlement and the loan balance. Our choice-driven GAP, GAP Plus and GAP with Deductible Assistance offer more feature options and more control than ever before.* Want to talk with us about this product? Request More Information Already have this product and need help? Get Customer Support Looking for more product information? Download Product Overview GAP is one of the products available in our comprehensive lending suite helping you protect more loans, more ways. Benefits for You Valuable protection options including protection for wear and tear, excess mileage and prior damage Member-friendly features such as no time limit to file a claim and more skipped payment options2 Easier and more efficient to offer GAP to members with Protection Advisor® Expert, our point-of-sale technology Optimize and efficiently reconcile your program with on-demand reports Americans Are Revving Their Engines in the Auto Market With a record $1.2 trillion3 in outstanding auto loans, it’s time for you to take a look at all benefits to our GAP program that your members want and need. Our choice-driven options offer your loan officers the flexibility they need to better serve your members. Additional Resources for Our Customers Visit our Lending Resource Center for product details, training and marketing materials. Credit Insurance Debt Protection Guaranteed Asset Protection Lender Support Services loanliner.com Online Lending LOANLINER Compliance Solutions Mechanical Repair Coverage Private Mortgage Insurance *GAP Plus and GAP with Deductible Assistance not available in all states. 1 CARFAX, “Car Depreciation: How Much Value Will a New Car Lose?”, Nov. 9, 2018. 2 Skipped payment options not available in all states. 3 Experian, “State of the Automotive Finance Market,” 2019.. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, and its subsidiaries and affiliates. GAP-1795409.3-0220-0322 My Services Sign In Newsroom Employees Online Services Catalog Due Diligence Disaster Recovery Privacy Terms & Conditions Security Information Accessibility Domestic Violence Confidentiality Policy 5910 Mineral Point Road Madison, WI 53705 800.356.2644 Contact Us © CUNA Mutual Group 2021 We use cookies to enable certain features of our website and to better tailor the information we provide you. By using this website, you consent to our use of cookies. Learn more in our privacy policy. Okay