MENU Private Lending Program YAM Capital is a private commercial real estate lending firm specializing in asset-based commercial real estate financing. Based in Scottsdale, Arizona, our professional team of lending experts structures creative options for a variety of short-term financing needs. Our loans offer solutions to a wide range of scenarios, some of which include: Acquisitions Pre-Stabilized / Lease-Up TI’s / Build-Outs Partner Buy-Out Re-Traded Loan Terms Refinance / Pay-Downs Ground Lease Buy-Out Quick Close Properties with Cannabis Use Repositioning / Value-Add Redevelopment/Renovation Recapitalization Sponsor Credit Concerns Cancelled Bank/CMBS Commitments Our process is effectively designed to be simple and efficient. This includes an expedited approval process, ability to close quickly and, most importantly, certainty of execution. YAM’s bridge lending program offers competitive terms with a high degree of flexibility – the proverbial box does not exist, which allows us to structure loans creatively and provides our borrowers with a broader offering of financing options. We lend on most property types, including specialty assets. In addition, we are not confined geographically, as we have the ability to lend in all 50 states – primary, secondary and tertiary markets. As a private and direct lender, all of YAM’s loans are underwritten and processed internally. Our in-house underwriting staff can quickly assess your loan request and provide a prompt determination of interest. Post-closing, all loans are held on our balance sheet and serviced in-house, allowing immediate attention to any questions or requests regarding your loan. We value and develop productive relationships with our borrowers to provide innovative lending strategies that best suit our borrowers’ needs. General Loan Terms Loan Size $2MM - $50MM + Interest Rate 7% - 12% Fees 1% - 4% Term 6-24 months with extension options Amortization Interest-Only Loan to Value Up to 85% LTV Up to 100% for Build-Outs, TI's, and Redevelopment Coverage 1.20x - 1.30x using actual debt service (no stress test) Prepay No Prepayment Penalty Recourse Recourse and Non-Recourse are available Collateral All Commercial RE Property Types, including Specialty Uses and Land Security Position Senior Secured Interest DOWNLOAD SALES FLYER Copyright © 2021 YAM Capital