Personal Business E-Banking About Us Find Us Branch Locations click here ATM Location click here Home > Personal > Deposit Accounts Deposit Accounts Peoples Bank offers the following deposit accounts: Student Checking No minimum amount to open No service charge Must be full time student 25 yrs old or under Students under age of 18 must have a guardian sign on the account One free box of wallet checks per year (style: single wallet checks) Regular Account $100.00 minimum deposit to open If your monthly balance is $500.00 or over for the statement period, you will not be charged a service charge or per check and/or ACH debit (check/debit) fee per item. If your monthly balance is between $0.00 and $99.99 at anytime during the statement period, you will be charged a service charge of $6.00 and a $.20 per check and/or ACH debit (check/debit) fee per item(when item post to the account). If your monthly balance is between $100.00 and $299.99 at anytime during the statement period, you will be charged a service charge of $5.00 and a $.20 per check and/or ACH debit (check/debit) fee per item(when item post to the account). If your monthly balance is between $300.00 and $499.99 at anytime during the statement period, you will be charged a service charge of $4.00 and a $.20 per check and/or ACH debit (check/debit) fee per item (when item post to the account). Cost of checks according to choice Peoples Plus Checking Account $100.00 Minimum opening deposit PPI $9.00/Month service charge w/$10,000.00 accidental death insurance One free box of wallet checks per year (style: single wallet checks) No minimum daily balance requirement First year safe deposit box rent free (size: small) Interest paid on balances over $1000.00 Classic Friends Checking No minimum amount to open 55 Years old or older No service charge – unlimited check writing 10% Discount off any size safe deposit box Interest paid on any balance One free box of wallet checks per year (style: single wallet checks) NOW Account $1000.00 Minimum balance Interest accrues daily, compounds monthly You must maintain a minimum balance of $1000.00 in the account each day to obtain the disclosed annual percentage yield. If your monthly balance falls below $1,000.00 on any day in the month, your account will be subject to a $7.00 service charge for the month and a $.30 per check and/or ACH debit (check/debit) fee per item (when item post to the account). Cost of checks according to choice Money Market Account/Non Personal Money Market Account $2500.00 Minimum balance/$10,000 Variable rate interest accrues daily, pays monthly If your monthly balance falls below $2,500.00/$10,000 on any day in the month, your account will be subject to a $7.00 service charge for the month and a $.30 per check and/or ACH debit (check/debit) fee per item (when item post to the account). Withdrawals over the six permitted will be charged a withdrawal fee of $6.00 per check and/or ACH debit (check/debit) fee per item (when item post to the account) for each excess transaction during each statement cycle. Savings Personal/Non Personal Savings $100.00 Minimum deposit If your balance falls below$100.00 for Savings Personal only / $500 for Non Personal Savings on any day in the month, your account will be subject to a $2.00 service charge for that month. Interest accrues daily and pays quarterly All withdrawals over six per quarter will be charged a withdrawal charge of $3.00 per withdrawal. A fee of $10.00 will be charged if account closes within 90 days of account opening. Moola Moola Savings Account for Children up to Age 12 $10.00 Minimum deposit Social Security card for child and driver license and Social Security card for parent or guardian required for identification to open account Interest accrues daily and compounds quarterly Withdrawals after 6 per quarter cycle will be charged a withdrawal fee of $3.00 per withdrawal. A fee of $10.00 will be charged if account is closed within 6 months of date account is opened. Child receives a prize at different balance levels Certificate of Deposit $500.00 Minimum deposit See one of our CSRs for rate and term information Christmas Club Savings $5.00 Minimum opening deposit No withdrawals permitted Interest accrues daily and pays annually, checks mailed out in November A fee of $10.00 will be charged if the account closes before maturity. www.fdic.gov © 2021 Peoples Bank | Privacy Policy | Terms & Conditions