FIND A BRANCH MEMBERSHIP RATES CAREERS CONTACT US LOGIN English Spanish INVESTMENT PROPERTY LOANS Energy One has competitive rates and financing options for all your financial needs. WHAT IS AN INVESTMENT PROPERTY LOAN? Energy One Federal Credit Union offers investment property loans for members who own or want to buy a multi-unit property, secondary residences to be used as rental homes, or commercial real estate for investment purposes. You can use the funds for any number of reasons. You may be interested in refinancing your existing loan, consolidating debt, improving your investment property or buying another investment property, including residential properties and vacation properties. To learn more, please contact our business loan manager at 918-699-7100 or 1-800-364-3628 option 1 for loans then 2 for business, or email loaninfo@energyone.org. Term Loans: Fixed interest rates and terms Available at 80% CLTV or less Minimum loan amount of $25,000 Business Real Estate Line of Credit: Available at 80% CLTV or less High credit-limit potential Variable interest rate Commercial Real Estate: Fixed interest rates and terms Available at 80% CLTV or less High credit-limit potential Helpful documents to provide that will expedite the review process: Member business loan application Personal financial statement Income verification: two pay stubs/W2 Two years of tax returns (if self-employed) A current statement showing the balance of your first mortgage This year’s property tax notice or current appraisal Homeowner’s insurance statement RATES MORTGAGES PERSONAL LOANS CALCULATORS BRANCHES FORMS About Us Contact Us Find a Branch Get Started Careers Advice Center Forms Fees & Disclosures Privacy Policy Accessibility Statement Membership Energy One Federal Credit Union 6100 S. Yale Ave., Ste. 100 Tulsa, OK 74136 Phone:918-699-7100 Toll Free:1-800-364-3628 Fax:918-699-7122 Mortgage & Loans Fax918-699-7158 You are accessing an Information System (IS) that is provided for authorized use only. Unauthorized use may subject you to criminal prosecution under Public Law 18 U.S.C. § 1030, The Computer Fraud and Abuse Act. By using this IS (which includes any device attached to this IS), you consent to the following conditions: Servers and computers may be monitored for all lawful purposes, including to ensure that their use is authorized, for management of the system, to facilitate protection against unauthorized access, and to verify security procedure, survivability and operational security. Monitoring includes active attacks by authorized Energy One entities to test or verify the security of this system. During monitoring, information may be examined, recorded, copied and used for authorized purposes. All information, including personal information, placed on or sent over this system may be monitored. At any time, Energy One may inspect and seize data stored on this IS. Communications using, or data stored on, this IS are not private, are subject to routine monitoring, interception, and search, and may be disclosed or used for any Energy One authorized purpose. This IS includes security measures (e.g., authentication and access controls) to protect Energy One interests, not for your personal benefit or privacy. © 2021 Copyright Energy One Federal Credit Union. Privacy Policy | Fees & Disclosures | Login Help