APPLY ONLINE Contact Us Today800-263-3959 FHA Loans Federal Housing Administration Loans (FHA Loans) are government-insured loans that offer flexible choices, lower down payments, and less rigorous lending standards. FHA Loans are great for first-time homebuyers or borrowers who might not qualify for a traditional mortgage due to lack of credit history or outstanding credit. FHA Loan Program Highlights: Insured by the Federal Housing Administration. No income limits. Maximum loan amount of $356,362. Ideal for a down payment (3.5% required) or home equity of less than 20%. Monthly mortgage insurance premiums are required. An FHA-approved appraiser must appraise the home. With an FHA Loan, borrowers may be eligible for additional loans to cover home repairs based on the projected value after repairs are accomplished. Fixed-rate loan. Have any Questions? First Name Last Name Phone Number Email Address Loan Purpose Please select one Purchase Refinance How did you hear about us? First Integrity Mortgage Services is located in St. Louis, Missouri. We are a premier provider of Mortgages and Home Loans in Missouri, Illinois, Kansas, California, and Arkansas, and Tennessee. We work on behalf of our customers to help them qualify for the home loan they deserve! We Care! We Think! We Deliver! APPLY ONLINE 1807 Park 270 Drive Ste. 265 St. Louis, MO 63146 NMLS # 276593 Phone: 800-263-3959 © 2021 First Integrity Mortgage Services. All rights reserved Privacy Policy CFPB Home Loan Toolkit