Third Federal Savings & Loan 1.800.844.7333 Careers Contact Us Branch Locator Home Borrowing Eliminating PMI Need Help Finding Your Solution? Select Your Loan Purpose Select Your Loan Purpose Debt Consolidation Eliminating PMI Home Improvement Pay Off Your Mortgage Faster Reduce Your Mortgage Payment Reduce Your Mortgage Rate Federal law requires that PMI payment be eliminated from your mortgage when your loan-to-value reaches 78% based on amortization. For most homeowners, this takes about 10 years. The good news is that most homeowners don't have to wait that long. As your home appreciates over time you can often eliminate PMI by refinancing. Even better than that is Third Federal offers several low cost mortgages that make refinancing extremely affordable. Rates for December 01, 2021 Cuyahoga County, Ohio Select State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Select County Adams Allen Ashland Ashtabula Athens Auglaize Belmont Brown Butler Carroll Champaign Clark Clermont Clinton Columbiana Coshocton Crawford Cuyahoga Darke Defiance Delaware Erie Fairfield Fayette Franklin Fulton Gallia Geauga Greene Guernsey Hamilton Hancock Hardin Harrison Henry Highland Hocking Holmes Huron Jackson Jefferson Knox Lake Lawrence Licking Logan Lorain Lucas Madison Mahoning Marion Medina Meigs Mercer Miami Monroe Montgomery Morgan Morrow Muskingum Noble Ottawa Paulding Perry Pickaway Pike Portage Preble Putnam Richland Ross Sandusky Scioto Seneca Shelby Stark Summit Trumbull Tuscarawas Union Van Wert Vinton Warren Washington Wayne Williams Wood Wyandot Select Product Low Cost Mortgages Smart Rate Mortgages Fixed Rate Mortgages All Mortgage Rates 0 Points Product Rate APR 3/1 ARM (15 year) Low Cost 2.24% 2.89% 3/1 ARM (30 year) Low Cost 2.34% 3.07% 5/1 ARM (15 year) Low Cost 2.39% 2.78% 5/1 ARM (30 year) Low Cost 2.49% 3.00% 10 Year Low Cost Fixed Rate 2.39% 2.43% SIGN UP TO MONITOR RATES MORE RATES + DETAILS APPLY TODAY Click here to view related disclosures Mortgage Refinance At Third Federal, we provide genuinely low rates and closing costs without any tricks or undisclosed mark-ups. Borrowing Help Center Get tips on smart borrowing, monitor rates, and learn about our home buying seminars. Quick Links Monitor Rates Home Buying Seminars FAQs Borrowing Saving Tax Deferred Savings Resources Our Advantage Security & Privacy CCPA Notice FAQs Disclosures Careers Company Information Investor Relations Bank Owned Properties National Headquarters 7007 Broadway Ave. Cleveland, OH 44105 1.800.844.7333 Site Map Privacy Policy Accessibility © 2021 Third Federal Savings & Loan TWITTER(OPENS IN A NEW WINDOW) FACEBOOK(OPENS IN A NEW WINDOW) CONNECT WITH US