Bank of America Business Advantage Sign in Show/Hide Menu related links Bank of America Business Advantage Choose your advantage Business Advantage Banking accounts — designed to move your business forward with financial tools, services and dedicated support, all in one place. Get started Pick the account setting that's right for you Business Advantage Banking is a checking account with 2 settings. If your business needs change, switch anytime. Business Advantage Fundamentals™ Banking Essential tools for your business needs. $XXXX or $0 Avoid this monthly fee Maintain a combined average monthly balance Footnote 1 Spend at least in new net qualified debit card purchases Footnote 2 Become a Preferred Rewards Business member Footnote 3 Open Business Fundamentals ® Checking Account now Efficiency tools like Cash Flow Monitor® Footnote 4, Erica, Mobile Check Deposit Footnote 5 & more Zelle® for your business Footnote 6 Access to dedicated small business specialists Fraud protection & security Business Advantage Relationship Banking Robust financial solutions to help manage your business. $XXXX or $0 Avoid this monthly fee Maintain a combined average monthly balance Footnote 7 Become a Preferred Rewards Business member Footnote 3 Open Business Relationship ® Checking Account now All Business Advantage Fundamentals™ benefits plus: Easy QuickBooks® integration Footnote 8 Customize account access per employee One extra Business Advantage Relationship Banking account and one Business Advantage Savings account can be included for no monthly fee No fees for incoming wires, stop payments, electronic deposits & more Compare accounts Business Advantage Fundamentals™ Banking Business Advantage Relationship Banking Second Business Advantage Banking account $XXXX/month $0/month Business Advantage Savings account Footnote 9 $XXXX/month $0/month Incoming wires, stop payments and more Fees vary $0/month Account Management capabilities Footnote 10 $15/month $0/month Teller transactions and checks written with no fee 200 transactions/month 500 transactions/month Monthly fee $XXXX or $0 $XXXX or $0 Avoid monthly fee by meeting one of the following requirements each statement cycle, or become a Preferred Rewards Business member Footnote 3 Maintain a $XXXX combined average monthly balance Footnote 1 Spend at least $XXXX in new net qualified debit card purchases Footnote 11 Maintain a $XXXX combined average monthly balance Footnote 7 Open Business Fundamentals ® Checking Account now Open Business Fundamentals ® Checking Account now A full scope of tools and services — all in one place Powerful digital tools , open Dedicated support , closed Preferred Rewards for Business , closed Improve efficiency and complete daily tasks easier with these tools. Profile linking Easily view and manage personal and business accounts with just one login. for your business A fast, safe and easy way for businesses to send, request and receive money directly between eligible bank accounts in the U.S. Footnote 6 Cash Flow Monitor Footnote 4 Get cash flow projections, monitor transactions and view category balances. Account Management Footnote 10 Customize employee account access and seamlessly integrate bookkeeping with QuickBooks® No fee with Advantage Relationship Banking Erica® Footnote 12 Your virtual financial assistant can help transfer or send money, search transactions & more. Digital debit cards Footnote 13 Footnote 14 Start using your debit card immediately for in-store and digital purchases. Let's get started Open your account now layer Need help switching accounts to Bank of America? We've made it as easy as possible. Learn more Looking for more information? Expand all panels Top checking FAQs , closed Small Business resources , closed Account resources , closed Other accounts and services , closed Information for: ZIP code Go Connect with us Call us Schedule an appointment Legal Information and Disclosures You may link Business Economy Checking, Business Interest Checking, Business Advantage Savings, Business Investment Account, and Business CDs. Spend $250 or more in new net purchases each statement/billing cycle using a linked Bank of America business debit card. Purchases must post to that card account to qualify. Purchases must be made on only one of the debit accounts; purchases on any combination of debit cards cannot be aggregated to reach the monthly spend. See Business Schedule of Fees at bankofamerica.com/businessfeesataglance for an explanation of how the monthly fee waiver is applied and how the card spend is determined. The Preferred Rewards for Business program is only available to Small Business, Merrill Small Business, and Bank of America Private Bank® Small Business clients. Clients in the eligible business categories may enroll in the program. To enroll you must have an active, eligible Bank of America business checking account, and maintain a qualifying balance of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier in your combined qualifying Bank of America business accounts (such as checking, savings, certificate of deposit) and/or your Merrill business investment accounts (such as Working Capital Management Accounts, Business Investor Accounts, Delaware Business Accounts). The qualifying balance is calculated based on either (i) your average daily balance for a three calendar month period, or (ii) your current combined balance, provided that you enroll at the time you open your first eligible business checking account and satisfy the balance requirement at the end of at least one day within thirty days of opening that account. Refer to your Business Schedule of Fees for details on accounts that qualify towards the combined balance calculation and receive program benefits. Eligibility to enroll is generally available three or more business days after the end of the calendar month in which you satisfy the requirements. Benefits become effective within 30 days of your enrollment, or for new accounts within 30 days of account opening, unless we indicate otherwise. Certain benefits may be available without enrolling in the program if you satisfy balance and other requirements. Additional program information is available at Preferred Rewards for Business. You must be enrolled in Business Advantage 360, our small business online banking, or Mobile Banking to use Cash Flow Monitor and Connected Apps and have an eligible Bank of America® small business deposit account. Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply. Mobile Check Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply. In the Mobile Banking app menu, select Help, Browse More Topics, then Mobile Check Deposit for details and other terms and conditions. Message and data rates may apply. Zelle should only be used to send money to friends, family or others you trust. We recommend that you do not use Zelle to send money to those you do not know. Transfers require enrollment in the service and must be made from an eligible Bank of America consumer or business deposit account to a domestic bank account or consumer debit card. Recipients have 14 days to enroll to receive money or the transfer will be canceled. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. We will send you an email alert with transaction details after you send money using Zelle. Dollar and frequency limits apply. See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for further details. Data connection required. Message and data rates apply. Neither Bank of America nor Zelle offers a protection program for any authorized payments made with Zelle. To send or receive money from a small business, a consumer must be enrolled with Zelle with a linked domestic deposit account at a U.S. financial institution that offers Zelle. Small businesses are not able to enroll in the Zelle app with a debit card, and cannot receive payments from consumers enrolled in the Zelle app with a debit card. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herin under license. You may link the one extra Business Advantage Relationship Banking account that can be included for no additional monthly fee with your solution, Business Economy Checking, Business Interest Checking, Business Advantage Savings, Business Investment Account, and Business CDs. QuickBooks and the QuickBooks logo are registered trademarks of Intuit, Inc., used under license. Bank of America does not deliver and is not responsible for the products, services or performance of Intuit, Inc. You are responsible for separately purchasing QuickBooks, QuickBooks Online, or QuickBooks Online Payroll, and Bank of America makes no warranties nor accepts any liability for such software. Internet access may be required. Internet service provider fees may apply. Other bank fees may apply. See the Business Schedule of Fees available at bankofamerica.com/businessfeesataglance for details. Bank of America and/or its affiliates or service providers may receive compensation from third parties for clients' use of their services. States, cities, counties and other public agencies should contact their banking representative to discuss product availability. The monthly fee for Account Management is $15. However, there is no monthly fee for Account Management with Business Advantage Relationship Banking. You must be enrolled in Business Advantage 360, our small business online banking, and have an open Bank of America small business deposit account to be enrolled in Account Management, and fees will be billed to that account. Fees may apply for additional services. See the Business Schedule of Fees available at bankofamerica.com/businessfeesataglance for details. Account Management requires internet access and internet service provider fees may apply. Spend $250 or more in new net purchases each statement/billing cycle using a linked Bank of America business debit card. Purchases must post to that card account to qualify. To link your business debit card to your Business Advantage Fundamentals™ Banking account, please visit your local financial center or call 888.BUSINESS (888.287.4637). Purchases must be made on only one of the debit accounts; purchases on any combination of debit cards cannot be aggregated to reach the monthly spend. See Business Schedule of Fees at bankofamerica.com/businessfeesataglance for an explanation of how the monthly fee waiver is applied and how the card spend is determined. The mobile feature, Erica, is only available in the English language. The feature requires that you download the latest version of the Mobile Banking app and is only available in the Mobile Banking app for select iOS and Android devices. Message and data rates may apply. Must be enrolled in Mobile Banking to use our digital card for debit feature. The option to use this feature is only available when ordering a replacement plastic debit card in Mobile Banking or in Mobile Banking after a new plastic debit card has been requested as part of an online application. Not all customers or all cards are eligible for digital card for debit. Replacement card fees may apply for the physical card. You must add your eligible Bank of America digital card for debit to an eligible digital wallet to complete transactions. The digital card for debit is designed as a temporary debit card that expires on the last date of the month following issuance or when the physical card is activated. Mobile Banking requires enrollment through the Mobile Banking app, Mobile website or Online Banking. View the Online Banking Service Agreement Online Banking Service Agreement for more information. Data connection required. Wireless carrier fees may apply. The Mobile Banking app is available on iPad, iPhone, and Android devices. Notify us within a reasonable time of the unauthorized use or the loss or theft of the card, card number, or PIN, and don't share personal or account information with anyone. Certain restrictions apply. Consult the account documents for details. Bank of America Small Business Business Checking current page Business Checking Compare Banking Account Settings Business Debit Card Business Savings & CDs Business Advantage Savings Business CD Products Manage Your Account Online Banking Business Tools Request a Debit Card Complete a Saved Application Resources FAQs Financial Terms Glossary Fees at a Glance Account Rates Balance Connect™ for overdraft protection Preferred Rewards for Business Deposit Agreement and Disclosures HomePrivacySecurityCareersShare Your FeedbackSitemapAdvertising Practices layer Connect with us Bank of America, N.A. Member FDIC. Equal Housing Lender new window © 2021 Bank of America Corporation. All rights reserved. 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