CREDIT BUILDER LOANS GET STARTED TODAYFIND YOUR LOCATION CREDIT STARTER LOANS. For a majority of people, loans are a necessary part of life. When this is the case, a good credit score is important for anyone to have. Whether you seek to finance a new vehicle, obtain a mortgage, or establish an equity line of credit in your realty, it is helpful to show lenders that you are a reliable borrower. If you seek to establish or re-build your credit history, installment loans can serve as excellent credit starter loans. They allow a borrower to demonstrate diligence in repaying personal credit loans. WHAT IS AN INSTALLMENT LOAN? Installment loans are loans that are repaid in fixed installment amounts over a pre-determined repayment schedule, making them a preferred option for building credit. They involve a borrower applying for a loan amount and if approved, they receive the loan funds in full. The loan debt and its accrued interest are then repaid in a series of installments, normally monthly, to the lender. It is suggested that borrowers only apply for loan amounts that they have the ability to repay, as late payments can have a negative impact on credit APPLYING FOR A LOAN Western Shamrock offers both unsecured and secured loans that may be used for a variety of reasons, including to build credit. Depending upon the applicable state laws, we can offer loan amounts up to $2,000 to approved borrowers. Applicants must be 18 years or older and not currently serving in the military nor be a dependent of military personnel to be eligible to apply. Our loan officers assess a variety of factors beyond an applicant’s credit score when making their loan decisions. We consider an applicant’s debt-to-income ratio, including their full credit history, income, and available collateral. In many cases, a vehicle owned free and clear by a borrower can serve as collateral for an installment loan. CHOOSE WESTERN SHAMROCK Individuals seeking installment loans appreciate many aspects of Western Shamrock as a lender. Borrowers can obtain individualized, personal attention from a customer service representative by contacting us or visiting us at any of our local branches. Additionally, we pride ourselves in not only our diligence, but our quick response rate. Applicants may be contacted as soon as half an hour after submitting their application for a follow up. Contact us to see how our installment loans can help build your credit. GET STARTED TODAYFIND YOUR LOCATION ALSO OF INTEREST Installment Loan Direct Lenders - Loans Up to $3,000! Online Installment Loans Oklahoma Loan For Bills LOCATIONS Missouri New Mexico Oklahoma Texas Mexico USEFUL LINKS Loans Sales Tax Services Locations About Contact FAQ Blog Get Started Sitemap GET IN TOUCH Address: Western Shamrock Corporation 801 S. Abe San Angelo, TX 76903 Phone: (325) 653-6814 Email Address: info@westernshamrock.com We look forward to serving you! Get Started Today! Financial Resources For more information, click the links below ©2021 Western Shamrock Corporation | Privacy Policy | eSign Disclosure Get Started Today