Jump to Accessibility Jump to Content Log in Menu Personal Insurance Life Insurance Life insurance Look out for your loved ones Life insurance is provided by AIG. Available to residents of the United Kingdom. On this page Why choose life insurance? Types of life insurance Important information Smart Health from AIG Get a quote Why choose life insurance? You may be able to provide financial security for the people who depend on you if the worst were to happen It may help to reduce the worry and stress for your loved ones You have control over how much cover you need and how long you're covered for Smart Health from AIG Smart Health is a non-contractual benefit, that is available to customers once they have taken out a life insurance policy with AIG. All AIG customers get unlimited access to Smart Health. The Smart Health app and website gives you and your immediate family easy access to a 24/7 virtual GP, as well as a range of other health and wellbeing experts. You’ll get full details of how to download the app and access the website when you take out life insurance with AIG. With Smart Health from AIG you can get: Virtual GP access 24/7 unlimited access to a virtual GP, you can book a 30 minute appointment whenever and wherever you are in the world. Next 1 2 3 Smart Health is a non-contractual benefit which can be withdrawn at any time without notice. Smart Health is provided to AIG Life Limited customers by Teladoc Health. Types of insurance from AIG Life Insurance Life Insurance pays out a sum of money if, while you’re insured, you die or you’re diagnosed as terminally ill. It could help to pay off your mortgage or look after your family. You choose how much insurance you need, and how long you’d like it to last for. You can also insure just yourself or both you and your partner. Available to customers aged 17 – 86. Critical 3 with Life Insurance Pays a lump sum, if while you're insured, you suffer from certain forms of cancer of a specific severity, heart attack, stroke, terminal illness or if you die. You could use the money to help pay off your mortgage or help to pay for unforeseen costs due to your illness such as rehabilitation treatments or alterations to your home. Available to customers 17 – 75. Guaranteed Sixty-Plus Life Insurance Guaranteed Sixty-Plus Life Insurance pays out a lump sum when you die that could be used towards funeral expenses or to leave behind a gift for your loved ones. Available to customers aged 60 – 80. Learn more First things first. Before you get your quote, we need to check you're happy with a few things. We only offer access to life insurance from AIG Life Limited It’s important to understand that you’ll be dealing directly with AIG, not us. By choosing to continue, you’ll be taken to the AIG website. Once you’re there, getting your quote and applying for life insurance is quick and easy. You’ll find: A handy tool to help you calculate how much insurance you need. Full information about the life insurance products on offer, which you should read carefully as it’s there to help you choose the right type of cover. If you have any questions or you’d like some support, you can call AIG directly or speak to someone over their webchat. Important information Please download, read and save this document for your records. Insurance: Important Information (PDF, 26 KB) As we tackle climate change and move away from using paper we ask that you download and save documents to your device. The 'Insurance: Important Information About Us' document can be posted to you if you need it in a paper format. If you're considering applying for an RBS mortgage, its important to remind you life insurance is not a condition of taking out a mortgage with us. You’re under no obligation to take out life insurance with AIG and your choice will have no impact on our lending decision. All okay? Get your quote We'll take you to AIG for your quote. Get a quote Support Centre Find a branch Get the Royal Bank app Products Bank accounts Savings Investments Credit cards Loans Overdrafts Mortgages Insurance Reward accounts and cards Life Moments View all Life moments Managing your money Struggling financially Bereavement Financial Health Check First time buyer guide Travel Guide Financial abuse Help and support Support Security Service status Mobile app Digital Banking Ways to bank Climate Change Hub Learning with Royal Bank Privacy & Cookies Website T&Cs & FSCS Accessibility Careers Site Map Modern Slavery Statement facebook twitter RSS Linkedin FCFS_leaflet (PDF, 3.7 MB) Copyright © Royal Bank of Scotland plc 2021. Registered office: 36 St Andrew Square, Edinburgh, EH2 2YB. 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