Sign On Home > About Our Mission Statement Committed to navigating today’s global market with integrity, while providing unparalleled service and value on every transaction. Our friendly, knowledgeable, and professional staff will inspire you to experience what true service is all about. Acknowledged as a global leader and a preferred partner in the worlds rapidly evolving consumer services market; we are here to serve you. Our diverse partnerships consists of over 400 referral relationships of all sizes and business types, including; associations, banks, credit unions, financial institutions, franchises and internet companies. Products And Services We Offer Auto Loans: 93% of all applicants approved! And this includes the fair, poor and bad credit applicants that make up 56% of all American borrowers. Since 1996, we have processed over 1,000,000 bad credit auto loans, some with approved amounts of up to $45,000. Now, years away from the Great Recession, we know lots of bankruptcies are about to fall from borrowers’ credit reports. We strive to provide car loans to this hard-working population before traditional banks realize what they’re missing! More, by providing all the security a traditional, bricks-and-mortar bank can offer, we keep customers’ money secure 24/7. Personal Loans: First Financial is the nation’s leading source for personal loans, for people with low credit scores or bad credit. Once you have filled out your online request, on the final page of the form, you will be given directions that you must follow to complete the process. Once accepted, your cash is usually deposited in your bank account the next business day. Stay on top of your finances conveniently when you work with BBB A+ rated First Financial! Merchant Services: With consumers handing over plastic in 66% of all purchases now, it’s critical all businesses accept credit, debit and gift cards. A leading provider of quality, secure merchant services to those in high-risk industries, First Financial welcomes applicants turned down by more traditional banks. We know that businesses like tech support, e-cigarettes and web development need only pass the test of time before all banks will vie to lend to them. For now, First Financial works hard to earn high-risk business because our research has shown these innovative fields have incredible futures ahead! Credit Cards: Online alternative service First Financial offers big bank security AND a variety of card options to help you maximize your cash flow. Traditional banks send the same offer to thousands without considering individual financial limitations and goals. The credit card you choose depends on whether you need to lower monthly bills, accumulate vacation awards, build a credit score or achieve any number of financial objectives. Avoid credit checks that lower your score when you apply for the right card the first time! First Financial specializes in helping those with fair, poor and even bad credit strengthen their credit score with the most appropriate, low-cost cards. Low Credit Score Loan: First Financial is the nation’s leading source for low credit score loans, for people with low credit scores or bad credit. Once you have filled out your online request, on the final page of the form, you will be given directions that you must follow to complete the process. Once accepted, your cash is usually deposited in your bank account the next business day. Stay on top of your finances conveniently when you work with BBB A+ rated First Financial! Bad Credit Score Loan: First Financial is the nation’s leading source for bad credit score loans, for people with low credit scores or bad credit. Once you have filled out your online request, on the final page of the form, you will be given directions that you must follow to complete the process. Once accepted, your cash is usually deposited in your bank account the next business day. Stay on top of your finances conveniently when you work with BBB A+ rated First Financial! Contact | Privacy Policy | Advertising Disclosure | Security | Fair Housing | Equal Opportunity Lender | FDIC First Financial® Corporate Headquarters: Mailing Address 4240 Kearny Mesa Rd STE 120 #1033 Kearny Mesa CA 92111 Client Service Center: Main: 1-800-315-7791 Fax: 1-800-215-0217 (Monday–Friday 5:00am–6:00pm Pacific or 8:00am–9:00pm Eastern) First Financial® is a Federally Registered Trademark ©2011-2021 First Financial®, All Rights Reserved. All other products and company names are trademarks of their respective companies.