Branch Locator Login Contact Us English Personal Business Commercial International Wealth Management Community Checking Unique Checking Options Community Checking provides a low-cost checking product to those who might not otherwise be able to obtain banking services. Our checking accounts include: 24-Hour automated telephone banking - 800.809.6761 Visa® Debit Card Overdraft protection Direct deposit Online banking* Online bill payment* Mobile banking* ACCOUNT OVERVIEW Unlimited check writing without per check charges An account with no monthly account maintenance fee This account is available for individuals residing in an FFIEC identified low- to moderate-income tract ATM ACCESS No charge at East West Bank ATMs, Allpoint ATMs1 and MoneyPass ATMs1. No East West Bank withdrawal fee for the first two non-proprietary ATM withdrawals per statement cycle (3rd party ATM usage fees may be charged to your account at the request of the provider operating the non-proprietary ATM). CHECK WRITING Unlimited INTEREST FEATURES Non-interest bearing MINIMUM OPENING BALANCE $25 MONTHLY ACCOUNT MAINTENANCE FEES No monthly maintenance fee ADDITIONAL FEATURE Upon request, the bank will refund up to one non-sufficient funds fee during the first calendar year the account is open. OTHER REQUIREMENTS All designated owners must meet the qualification requirements. Limited to one Community Checking account per qualifying individual. Already have a checking account? Reorder Your Checks Online Need Help? Give us a call at 888.895.5650 Or send us a message Email Us Mon - Fri: 6:00 am to 6:00 pm PT Sat: 6:00 am to 10:00 am PT Deposit products are FDIC Insured. * To access mobile banking, you must first enroll in our online banking service. View the Online Banking Agreement for more information about both online and mobile banking. While East West Bank charges no fees for our Online and Mobile Banking services, internet, text and wireless carrier data access fees may apply depending on your plan. Check with your service provider for details. Internet access is needed to use Online Banking Services, Mobile Apps and Mobile Web. 1 If the surcharge screen appears during your Allpoint or MoneyPass ATM transactions, press "Yes" to accept the surcharge and proceed with your withdrawal. You will not be assessed a surcharge fee. In the event that your transactions incurred a surcharge fee, it will be refunded on your monthly East West Bank statement at the end of your banking cycle. Company Our Story Community Careers Investor Relations Reach Further Art Program Personal Banking Checking Accounts Credit Cards Foreign Currency Home Loans Home Mortgage HELOC Online Mortgage Application Business Banking Business Commercial Loans & Credit Industry Expertise Investments Wealth Management Help & Support Contact Us Privacy & Security Terms & Conditions Anti-Money Laundering Site Map Investment products: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value Are Not Insured by Any Federal Government Agency Are Not Deposits East West Bank, compass logo, and East West Bank with compass logo are separately registered trademarks of East West Bank in the United States and other countries. ©2006 - 2021, East West Bank. All Rights Reserved. NMLSR ID 469761