For individuals About company Insurance case Contact Center Phone: 8 800 100 88 00 entrance Products Press center Contacts Pay for the policy Search Home> Information disclosure LLC IC "Alliance Life" The main activities of IC Alliance Life LLC are long-term life insurance and pension insurance. The company's clients have about 50 types of insurance products at their disposal. Ratings and awards Requisites Licenses Manual Forms and forms Documentation Insurance rules Information disclosure Protection of the rights of the insured Types of insurance Insurance agents register Community participation RAEX (Expert RA) affirms the rating of Alliance Life at ruAAA In June 2018, the Expert RA rating agency reaffirmed the financial reliability rating of Alliance Life at the ruAAA level . The rating has a stable outlook. The Agency positively assesses the capital adequacy reflected in the company's solvency margin indicator: the deviation of the actual size of the solvency margin from the standard value was 59.5% as of 31.03.2018. The company's current liquidity indicator is at a high level (1.13 as of 31.12.2017, 1.21 as of 31.03.2018), as well as the adjusted net insurance liquidity (1.18 as of 31.12.2017, 1.27 as of 31.03.2018 ). The company has no off-balance sheet liabilities, the share of estimated liabilities in liabilities amounted to 1.0% as of March 31, 2018. The reliability of reinsurance coverage is noted as high (in 2017, the share of reinsurers with ruААА ratings on the RAEX scale (Expert RA) or comparable ratings of other agencies in premiums transferred to reinsurance amounted to 99.9%). The main activities of IC Alliance Life LLC are voluntary medical insurance, mixed life insurance for various periods, investment insurance. According to the Bank of Russia, at the end of 2017, the company ranked 10th in terms of total premiums among life insurers and 5th in terms of voluntary health insurance premiums among all insurers. The quality of the company's assets is assessed as high. Thus, as of March 31, 2018, the share of highly liquid investments with ruАA ratings and higher on the RAEX scale (Expert RA) or comparable ratings of other agencies amounted to more than 75% of total assets. The investment portfolio represents investments in OFZs, bonds of issuers with high credit ratings, as well as cash and deposits of banks with high credit ratings. At the same time, the agency notes the lack of concentration of the company's assets on related parties (their share in total assets does not exceed 2%). The assets and liabilities of the company are balanced in terms of terms and currencies. As of March 31, 2018, the ratio of the company's liabilities with maturity of more than one year to assets with maturity of more than one year was 0.6. Moreover, all liabilities denominated in rubles, US dollars and euros, The financial result of the insurer is characterized by moderately high return on equity (23.3% in 2017), a low share of business costs (28.4% in 2017) and a high return on invested capital (9.3% in 2017). Contacts Contact Center Phone: 8 800 100 88 00 For health insurance clients: 8 800 100 58 00 WRITE TO US And we will answer your question SC Alliance Ratings and awards Requisites Licenses Manual Forms and forms Documentation Insurance rules Information disclosure Protection of the rights of the insured Types of insurance Insurance agents register Community participation Shareholders LLC SK Alliance Life Ratings and awards Requisites Licenses Manual Forms and forms Documentation Insurance rules Information disclosure Protection of the rights of the insured Types of insurance Insurance agents register Community participation Products Press center Contacts Career Anti- fraud Unified register of insured events of fixed assets of OPO Clients and partners Complaints and suggestions Allianz on social networks Insurance case © 2019 JSC IC "Alliance". Terms of use Version for the visually impaired Made in AIR Production Write to us call me back