Log In About Us Environmental, Social, and Governance Environmental, Social, and Governance For more than 100 years, we've focused on making sure that families and businesses have a trusted, secure source of financial expertise. We've been committed to making our communities a better place to live and work. And, we've been an employer that values diversity, promotes inclusion and fosters career growth for all of our team members. Our majority shareholder and chairman of the board, George Kaiser, is committed to philanthropy, serving as an example to our organization and encouraging our community focus. Mr. Kaiser established the George Kaiser Family Foundation whose mission is to create an environment where every family, no matter their background, has an opportunity to succeed. By signing the Giving Pledge, Mr. Kaiser committed to giving the majority of his wealth to philanthropy or charitable causes. With the launching of our inaugural ESG report, we take another step toward ensuring that we are sustainably making a positive difference. Our ESG Steering Committee is composed of leaders from across the company, and our ESG report is reviewed and approved by the Audit Committee of the Board of Directors. However, the work reflected in this report is representative of the broader commitment from our employees throughout the company. Please take a moment to read about our continuing progress on our ESG journey. Download ESG Review Environmental Our company and our employees are committed to making a positive impact every day. Environment Social We live the value of “engaging, empowering and investing in employees” every day. Community Workforce Governance “Be known for unwavering integrity” is a core value and is central to how we mitigate and manage risk. Board Oversight Business Ethics Customers Systemic Risk Management Responsible Investing Our efforts and programs help support the United Nations Sustainable Development Goals. In this document, BOK Financial provides disclosure of environmental, social, and governance (ESG) topics and metrics that have been determined to be relevant to our company. The document was informed by the Sustainability Accounting Standards Board (SASB) standards for the Financials – Commercial Banks industry. In addition, we provide disclosure of additional environmental, social, and governance (ESG) metrics that are relevant to our business and identify where our efforts and programs help support the United Nations Sustainable Development Goals (UN SDGs). This document covers the period Jan. 1, 2020 through Dec. 31, 2020, unless otherwise noted. “The underpinning of BOK Financial has been commitment to our communities, our customers and our employees. In 2020, that dedication was tested as never before — and proven to be stronger than we could have imagined.” Steve Bradshaw, President & CEO Stacy Kymes, Chief Operating Officer Read Letter About Us BOK Financial began in 1910 as a regional source of capital for the energy industry. Since then, we’ve grown into one of the top 30* financial institutions in the country, fueling economic growth across the American Midwest and Southwest. Headquartered in Tulsa, we serve the complete financial needs of businesses, individuals and families through more than 100 locations in Oklahoma, Texas, Arizona, Arkansas, Colorado, Kansas/Missouri and New Mexico. Through our nearly 5,000 employees, supported by our strong digital capabilities, we are able to serve clients across the U.S. Our operations include commercial and consumer banking, brokerage and trading, investment, trust and insurance services, mortgage origination and servicing, and an electronic funds transfer network. At December 31, 2020, BOK Financial Corporation reported nearly $47 billion in assets and more than $90 billion in assets under management and administration. 2020 Key Goals and Objectives Energize revenue growth Attract, develop, and retain top talent Effectively manage risk Transform business model Enable business success through smart technology investments Average Loans ($M) 2020 2019 2018 Commercial Banking $18,711,372 $18,090,224 $15,073,484 Consumer Banking $1,764,682 $1,762,915 $1,731,894 Wealth Management $1,758,226 $1,609,464 $1,423,126 Average Deposits ($M) 2020 2019 2018 Commercial Banking $14,319,729 $10,319,677 $8,517,137 Consumer Banking $7,599,937 $6,876,676 $6,560,145 Wealth Management $8,676,047 $6,447,987 $5,617,325 Reference About BOK Financial Corporation Forward-Looking Statements * As the banking subsidiary of BOK Financial Corporation, BOKF, NA is among the top 30 nationally chartered U.S.-based commercial banks based on assets as of March 31, 2021. 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