Contact Us NYSEAIZ78.091.11 CUSTOMER SUPPORT PRODUCTS & SERVICES ABOUT ASSURANT CAREERS INVESTOR RELATIONS NEWSROOM WELCOME TO ASSURANT PRODUCTS AND SERVICES PERSONAL PROTECTION Healthy and happy matter. Health Insurance Employee Benefits Dental Insurance Assurant DHMO/Prepaid Dental Life Insurance Disability Insurance Accident Insurance Cancer Insurance Critical Illness Insurance Vision Insurance Hospital Confinement Indemnity “Gap” Insurance HOUSING PROTECTION LIFESTYLE PROTECTION PERSONAL PROTECTION Assurant offers products and services to help you prepare for the unexpected and plan ahead financially. From preventive dental and vision care, to filling in gaps in health insurance coverage in the event of accident, critical injury or illness, knowing you and your loved ones are protected is invaluable. Health Insurance On June 10, 2015, Assurant Health’s parent company, Assurant, Inc., announced an exit from the health insurance marketplace. Assurant will wind down its major medical operations and not participate in the next Affordable Care Act open enrollment period beginning in November 2015. Assurant is committed to providing a smooth process for our customers and will meet all claims and benefit commitments. VISIT WEBSITE FOR MORE INFO ^ Back to top Employee Benefits On Sept. 9, 2015, Assurant Employee Benefits’ parent company, Assurant, Inc., announced it had entered into a definitive agreement to sell its employee benefits business to Sun Life Financial. The transaction is expected to close by the end of first quarter 2016. Assurant Employee Benefits will continue to provide exceptional customer service, sell policies and meet all claims, benefits, and broker commission responsibilities throughout the transition period. VISIT WEBSITE FOR MORE INFO ^ Back to top Dental Insurance One way to avoid expensive dental procedures, and improve overall health, is through preventive dental care. Dental insurance helps employees take care of their teeth and helps cover expenses if more involved treatment is needed. According to the Ignition Group's latest NetMinder report, Assurant offers one of the largest PPO networks in the industry—the Assurant Dental Network. So employees can find a dentist that’s right for them. Our many flexible plan designs allow you to customize their dental coverage. All of our plans make it easy for them to get regular, affordable dental care. So they can take care of their teeth and safeguard their overall health. VISIT WEBSITE FOR MORE INFO ^ Back to top Assurant DHMO/Prepaid Dental Dental care plays a key role, not only for good oral health, but also good overall health. A DHMO/Prepaid dental plan provides low monthly or annual prepayment fees and affordable copayments. Our plans are offered on both a group and individual basis. With DHMO/Prepaid dental, routine exams and diagnostics are provided with attractive prepayment fees. There are no age restrictions, deductibles, claim forms or annual maximum, and benefits are provided for pre-existing dental conditions. With a wide choice of network doctors available, these plans are a way to access affordable dental care. VISIT WEBSITE FOR MORE INFO ^ Back to top Life Insurance It is important to know that your loved ones will be provided with financial support even if something unexpected happens. Group Life and Accidental Death and Dismemberment (AD&D) insurance from Assurant provides that added peace of mind. Because we know how important life insurance is, Assurant makes policies easy to attain, and guaranteed issue is available for many groups. Employers can base coverage on multiple of earnings or flat amounts up to $500,000. Our policies provide employees a simple answer to a difficult question: How will my family manage financially if I die? VISIT WEBSITE FOR MORE INFO ^ Back to top Disability Insurance A paycheck is valuable to both you and your employees. Disability insurance from Assurant helps protect this asset affordably and efficiently. Long-term and short-term disability insurance can provide financial assistance in the event that something happens to you or one of your employees. Our wide range of plans helps protect that income, should you or one of your employees become disabled. Our staff is trained to build relationships with claimants and keep them informed at every step of the claims process. In just 10 days, a claimant will receive an initial status regarding determination. We provide you with one claims analyst, so claimants have a single point of contact from beginning to decision. Because our contracts are written in straightforward language, they support an efficient and consistent claims process. VISIT WEBSITE FOR MORE INFO ^ Back to top Accident Insurance According to the Centers for Disease Control, statistics show that one in six Americans need medical treatment for an injury each year. Accident insurance can help cover the costs. For employees, the fixed benefit schedule lists payments for hospitalization, emergency room visits, major diagnostic exams, physical therapy and more. There are no pre-existing condition limitations and benefits are paid directly to the employee (the person who is covered), regardless of other insurance. For employers, offering accident insurance provides employees access to additional coverage as part of a complete benefits package – at affordable group rates. Doing so allows you to help one of your most valuable assets – your employees -- at a time when uncertainty and medical expenses are at their highest. VISIT WEBSITE FOR MORE INFO ^ Back to top Cancer Insurance According to the American Cancer Society, one in two men and one in three women will get cancer in their lifetime. Assurant cancer insurance helps employees focus on getting better, rather than on expenses. Coverage provides fixed benefits for early detection and treatment, as well as related expenses like screenings, hospital confinement and chemotherapy. There are no restrictions on how to spend the money. Pay bills, buy gas, take care of anything that is necessary. Assurant cancer insurance provides an affordable way to be covered. That way employees or their loved ones can devote all their energy to fighting – and winning – their battle with cancer. VISIT WEBSITE FOR MORE INFO ^ Back to top Critical Illness Insurance When an employee or their loved one gets a serious illness, expenses can add up quickly. Not just for treatment, but also day-to-day necessities. Critical illness insurance from Assurant offers the help, and peace of mind, they need. Critical illness insurance is designed to pay a fixed benefit from the first diagnosis of a heart attack, stroke, paralysis and more. The proceeds can be used for anything, whether a medical or non-medical expense. Benefits also are paid regardless of other coverage. It’s an extra layer of protection when they need it most. VISIT WEBSITE FOR MORE INFO ^ Back to top Vision Insurance Vision care can be expensive, though protecting your sight is priceless. Good planning and vision insurance can provide affordable eye care solutions. Comprehensive annual eye exams also can help detect other conditions such as high blood pressure and diabetes. While employees save on vision expense, they also can save a whole lot more. We offer the VSP network, which gives the largest choice of private practice doctors in the U.S. Our coverage can include savings on eye exams, eyewear and discounts on laser vision correction. VISIT WEBSITE FOR MORE INFO ^ Back to top Hospital Confinement Indemnity “Gap” Insurance Managing routine health care costs are difficult and can result in expenses not fully paid by the health plan. Hospital confinement indemnity “gap” insurance is designed to provide benefits that supplement an existing major medical or comprehensive health insurance plans. Many employees with high-deductible plans can become responsible for more than $2,500 in out-of-pocket expenses. The additional benefits help to cover out-of-pocket expenses related to coinsurance, co-pays and deductibles for inpatient and outpatient services. Assurant’s plans do not require responses to health questions and make no exclusions for pre-existing conditions. Hospital confinement indemnity “gap” insurance can help employees affordably cover those expenses. VISIT WEBSITE FOR MORE INFO ^ Back to top Assurant Employee Benefits Assurant Health Assurant Solutions Assurant Specialty Property Home Products & Services Customer Support About Assurant Careers Newsroom Investor Relations Contact Us Site Map © 2015 Assurant, Inc. All rights reserved Legal Notice Privacy Policy