Menu Select a Franchise Saved Vehicles Call Us Back You are here: Homepage > FAQs FREQUENTLY ASKED QUESTIONS Ask a Question GOT A QUESTION? BUYING ONLINE What should I look for when buying a used car? Buying a used car checklist What is the best new family car? What should I consider when buying a new car? What are the top selling used cars? Are used cars reliable? LOOKING AFTER YOUR VEHICLE When does a new car need an MOT? How often should I service my car? What does a full car service include? What is checked for in an MOT? FINANCING How does car finance work? Are newer cars cheaper to insure? © 2021 J Edgar & Son Limited Daleside Garage, Rowrah Road, Rowrah, Frizington, United Kingdom, CA26 3XJ Registered In England - 4453967 VAT Reg. No. 256494431 NetDirector ® - Automotive Ecommerce J Edgar & Son Limited is an Appointed Representative of Automotive Compliance Ltd Automotive Compliance Ltd,which is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows J Edgar & Son Limited to act as a credit broker, not as a lender, for the introduction to a limited number of finance providers and to act as an agent on behalf of the insurer for insurance distribution activities only. J Edgar & Son Limited is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows J Edgar & Son Limited to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only. We can introduce you to a selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next best offer of finance for you. Our aim is to secure the best deal you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.