Skip Navigation Download Acrobat Reader 5.0 or higher to view .pdf files. Quick Access Freedom First Credit Union Menu Login Apply Checking Personal/Accounts At Freedom First, We Pay You For Checking. Earn up to 5.00% APY2 on Average Daily Balances (ADB) with Freedom StashTM checking, or earn 2% cash back on debit card purchases with Freedom CashTM checking1. No minimum balance is required. « Swipe for More » « Swipe for More » Freedom StashTM Freedom CashTM Freedom Checking Simple, starter account Best For: Higher Average Daily Balance Earning higher dividends Best For: Debit card users Frequent shoppers Best For: Simple checking Starter accounts (Opens in a new Window) (Opens in a new Window) Account Features: No minimum balance required $9 monthly account fee will be waived with Direct Deposit of at least $1,000* $2 paper statement fee will be waived with eStatements† Account perks available with Direct Deposit† of at least $1,000 Account Features: No minimum balance required $9 monthly account fee will be waived with Direct Deposit of at least $1,000* $2 paper statement fee will be waived with eStatements† Account perks available with Direct Deposit† of at least $1,000 Account Features: No minimum balance required No monthly account fee $2 paper statement fee will be waived with eStatements† Open Account Today Open Account Today Open Account Today 1Freedom CashTM Perks* You must be enrolled in Direct Deposit (Opens in a new Window) (Opens in a new Window) to earn perks.† $1,000 or More in Direct Deposit** Each Month $5,000 or More in Direct Deposit** Each Month 2% Cash Back on debit card purchases of up to $500 2% Cash Back on debit card purchases of up to $1,000 2 Nationwide ATM Fee refunds per month 4 Nationwide ATM Fee refunds per month $9 Monthly Account Fee waived $9 Monthly Account Fee waived 2Freedom StashTM Perks* You must be enrolled in Direct Deposit (Opens in a new Window) (Opens in a new Window) to earn perks.† $1,000 or More in Direct Deposit** Each Month $5,000 or More in Direct Deposit** Each Month Earn 0.50% APY** on ADB up to $10,000 Earn 5.00% APY** on ADB up to $10,000 Earn 0.18% APY** on ADB above $10,000 up to $1,000,000 Earn 0.30% APY** on ADB above $10,000 up to $1,000,000 2 Nationwide ATM Fee refunds per month 4 Nationwide ATM Fee refunds per month $9 Monthly Account Fee waived $9 Monthly Account Fee waived Open an Account Today Not yet a Freedom First Member? Join Today. *Freedom CashTM and Freedom StashTM checking accounts will pay perks on the last day of each month, based on account activity in that month on the condition that the member is enrolled in Direct Deposit of at least $1,000. If Direct Deposit into the account drops below $1,000 for two consecutive months, the Monthly Account Fee of $9 will be charged for each month that Direct Deposit continues to remain below $1,000. The Monthly Account Fee will be waived for the first two consecutive months after the new account opening, regardless of Direct Deposit amount during that time. Fees may reduce earnings. **Annual Percentage Yield (APY) as of 8/1/2021. Monthly Direct Deposit of $5,000 or more to receive the 5.00% APY on Average Daily Balance (ADB) up to $10,000, 0.30% APY on ADB above $10,000 up to $1,000,000. Monthly Direct Deposit of $1,000 or more to receive 0.50% APY on ADB up to $10,000, 0.18% APY on ADB above $10,000 up to $1,000,000. Fees could reduce earnings on the account. APY could change after account opening. †"Direct Deposit (Opens in a new Window) (Opens in a new Window) " is defined as ACH deposits only (Opens in a new Window) (Opens in a new Window) and will not include check or cash deposits done either in-branch or remotely. ACH deposits may be any combination of your paycheck, social security check, dividend deposits, and other such automated deposits. Call us at 540-389-0244 (local) or 866-389-0244 (toll-free) with questions about what qualifies as an ACH deposit. Download the Direct Deposit Form here (Opens in a new Window) (Opens in a new Window) . "Enrolled in eStatements" is defined as being enrolled only in eStatements and not receiving a paper statement. Accounts receiving a paper statement will be subject to the Paper Statement Fee of $2. An e-sign will be required to sign up for eStatements. Nationally and Regionally Competitive. Locally Headquartered. Freedom CashTM checking and Freedom StashTM checking offer nationally and regionally competitive perks that rival checking and savings products at many banks†† — and they're right here in your community. Freedom Cash Freedom Stash Wells Fargo Preferred Checking SunTrust Signature Advantage® Atlantic Union Bank Preferred Checking No monthly fee with direct deposit of at least $1,000** No minimum balance requirement Earn 2% cash back on debit card purchases up to $1,0001 Earn up to 5.00% APY* on ADB2 Remote deposit funds available in as little as 15 minutes Up to 4 nationwide ATM fee refunds per month1,2 Open an Account Today ††Comparison based on data compiled in September 2018 from company websites and consumer checking offers. In some cases competitors assess and/or waive fees if certain criteria are met. Perks, terms, and conditions for each competitor product may have changed since publishing this page on September 17, 2018. Registered trademarks are properties of their respective owners. View a full listing of our Products and Services: Personal Accounts | Business Accounts Personal Loans | Business Loans Personal Services | Business Services Looking for a phone number, address, or other basic info? Quick Reference Guide Contact Us No new Index Checking and Optimum Checking accounts will be opened after September 17, 2018. To get the best rates and new, additional benefits, members in these accounts may switch to the newly instituted Freedom CashTM or Freedom StashTM checking accounts. 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