FREE CONSULTS – SAFELY FROM YOUR HOME 1-855-423-6568 HOME ABOUT US CONTACT US LOCATIONS VIDEO LIBRARY PRACTICE AREAS ATTORNEYS BLOG PODCAST Coronavirus: For important COVID-19 updates and changes from our firm, please make sure to keep an eye on our update page. LEARN MORE GET STARTED TODAY Disclaimer * The use of e-mail or this form for communication with the Bond & Botes Law Offices or any of our individual attorneys does not establish a lawyer-client relationship. By submitting this form you agree that you have read and understand the Disclaimer. I have read the disclaimer IT’S TIME TO STOP WORRYING ABOUT DEBT CALL US Call now to set up a remote consultation at absolutely no charge. WE REPRESENT YOU Once retained we handle all communication with your creditors so you don't have to. LIFE WITHOUT DEBT Bankruptcy is an opportunity to start over and Stop Worrying About Debt! HELPING PEOPLE ELIMINATE DEBT AND STRESS BY PROVIDING FINANCIAL SOLUTIONS TO A FRESH START Our attorneys and staff pride ourselves in our ability to treat each case as an opportunity to help somebody create a new financial future for themselves and start fresh without stress. The Bond & Botes Law Offices attorneys have helped guide over 100,000 individuals and married couples through the bankruptcy process to get the relief they needed at a time they needed it most. Looking to file bankruptcy or for another financial solution? Call now to learn how we can help you. 1-855-423-6568. BANKRUPTCY SOCIAL SECURITY DISABILITY SECURITY CLEARANCES PERSONAL INJURY VA DISABILITY FIXING YOUR FINANCIAL SITUATION DOESN’T HAVE TO BE COMPLICATED OR STRESSFUL The experienced attorneys at the Bond & Botes Law Offices have helped over 100,000 individuals and married couples recover from debt throughout Alabama and Mississippi over our 30 years of doing business. The process is straightforward, and we’ll be there to help you along every step of the way. 1. Schedule a free, no-obligation, and entirely confidential consultation with one of our attorneys. Your appointment will always be with an attorney either on the phone, through video, or in person, your comfort is our priority. We’ll go over what you’re struggling with and put together the most viable plan for you to see your issues resolved. 2. Retain a Bond & Botes Law Office. Once retained we handle all communication with your creditors so you don't have to. 3. Handle your case and legally get rid of your debts. Once this stage is complete, your creditors are a thing of the past. Bankruptcy - We Wrote the Book on It - written by Ronald C. Sykstus and the Bond and Botes team of lawyers who have over 150 years of collective experience in this area of law. Retail price of this book is $14.95 and available at Amazon. A free copy of the book is provided to all prospective clients who retain us for representation. If you would prefer to do your own initial research, this book will serve as a perfect first step for someone who is concerned and worried about their debt situation and wants to know all of their options in the privacy of their home prior to discussing their situation with a bankruptcy lawyer or anyone else. Learn More BANKRUPTCY MAY BE THE RIGHT CHOICE If you’ve heard of bankruptcy, you probably know that there are two main types that are useful for consumers: Chapter 7, and Chapter 13. We’ll work together to choose which is most efficient for your individual needs (if bankruptcy is indeed the best solution for you), but rest assured that both protect you from creditors throughout the process. Repossessions, foreclosures, and collection attempts must all be stopped for the duration of your case. Is Chapter 7 bankruptcy or Chapter 13 bankruptcy the right answer for you? Talk to an experienced bankruptcy attorney in an absolutely FREE discussion about your financial problems. Get the answers you need. TOP 10 MYTHS ABOUT BANKRUPTCY CHAPTER 7 BANKRUPTCY Chapter 7 bankruptcy is known for its ability to have all qualifying debts discharged, which simply means you will never have to pay them. Many of our clients that qualify for Chapter 7 specifically report that they feel like they’re buried in debt, and climbing out from under it seems impossible. At this point, a fresh start feels like the only way out. In order to qualify for a Chapter 7 bankruptcy specifically, you’ll first have to take part in what’s called a “means test” to make sure it’s a valid option for you. Each state has different rules and regulations for qualifying, so it’s best to have a knowledgeable attorney at your side to handle this for you. It takes into account things like your house and car, which you may be able to keep after completing the process. Read more about Chapter 7 bankruptcy here. CHAPTER 13 BANKRUPTCY Chapter 13 bankruptcy is the type of bankruptcy perfect if you’re struggling to pay the minimum payments on your credit cards, your car payments are behind, and you can’t seem to pay your mortgage on time. One of the most common types of bankruptcy filed, Chapter 13, allows you to reorganize your debts entirely. The moment Chapter 13 is filed, harassing phone calls will stop, as will mailed notices to your home. Actions filed against you like foreclosures, wage garnishments, and repossessions will stop as well. We’ll work together to create a payment plan that will have you caught up on all of your debts within 3 to 5 years. Read more about Chapter 13 bankruptcy here. PRACTICE AREAS Personal Bankruptcy Business Bankruptcy Social Security Disability Lawyers Lawsuit Defense Foreclosure Defense Collection Harassment Security Clearance Concerns VA Disability Telephone Harassment Stopping Wage Garnishment Credit Report Disputes Student Loan Problems Tax Issues Military Law Personal Injury Merit Systems Protection Board (MSPB) Appeals ABOUT THE BOND & BOTES LAW OFFICES The Bond & Botes Law Offices are located in Alabama and Mississippi. We offer free consultations to anyone looking to help create a new financial future for themselves and start a life debt free. Board Certified attorneys like Brad Botes and Ron Sykstus who alone have a combined 60 plus years of practicing bankruptcy will guide you through every step of the process. Our staff will help give your case the personal attention it deserves so that you get the debt plan and outcome that’s best for you specifically. Some of us have been practicing bankruptcy since before the means test was even introduced, so you can be sure you have the best of the best in your corner with the knowledge needed to get you through. If you have any questions about the process whatsoever, don’t hesitate to give us a call at 1-855-423-6568, or use the form on this page to get in touch. RECENT BLOG POSTS Inflation And The Impact On Your Debt Bankruptcy And Employment What Is Debt Settlement? Medical Debt As A Result Of The Pandemic Security Clearances And Continuous Evaluation More You owe it to yourself and your family to get the facts about your rights. Bond & Botes lawyers have been serving clients like you for close to 30 years. We are an established law firm. Our offices are local. We care about helping you get a fresh start. Ask for a FREE consultation to learn more. To prepare for your appointment, fill out the free case evaluation form and bring it with you. ONE OR MORE OF OUR LAWYERS HAVE RECEIVED THESE AWARDS AND/OR RECOGNITION At Bond & Botes, we now offer full service bankruptcy consultation and filing over the phone or by video from the comfort and safety of your home or office. Please call 1-855-423-6568 or click here to setup your free phone or video consultation. The bankruptcy lawyers at the Bond & Botes affiliated offices serve clients at offices in Anniston, Birmingham, Mobile, Montgomery, Opelika, Decatur, Huntsville, Florence, Haleyville and Gadsden, Alabama; Vicksburg, Hattiesburg and Jackson, Mississippi. Read our disclaimer here. You can view our Privacy Policy here. ALABAMA OFFICES Shelby County Location 15 Southlake Lane, Ste 140 Birmingham, AL 35244 Phone: (205) 802-2200 Florence Location 102 South Court Street, Ste 314 Florence, AL 35630 Phone: (256) 760-1010 Huntsville Location 225 Pratt Avenue NE Huntsville, AL 35801 Phone: (256) 539-9899 Montgomery Location 311 Catoma Street Montgomery, AL 36104 Phone: (334) 264-3363 Decatur Location 605 Bank Street Decatur, AL 35601 Phone: (256) 355-2447 Haleyville Location 903 20th St Haleyville, AL 35565 Phone: (205) 486-3580 Gadsden Location 430-B Chestnut Street Gadsden, AL 35901 Phone: (256) 485-0195 Opelika Location 713 Avenue A Opelika, AL 35601 Phone: (334) 887-7666 Anniston Location 1302 Noble St #2C Anniston, AL 36201 Phone: (256) 344-3559 Mobile Location 1 St. Louis Street, Ste 1002 Mobile, AL 36602 Phone: (251) 216-0110 Cullman Location 200 Second Avenue SW Cullman, AL 35055 Phone: (256) 739-9866 MISSISSIPPI OFFICES Jackson Location 5760 I-55 North, Ste 100 Jackson, MS 39211 Phone: (601) 353-5000 Hattiesburg Location 607 Corinne St, Ste B8 Hattiesburg, MS 39401 Phone: (601) 264-7200 Vicksburg Location 1212 Farmer Street Vicksburg, MS 39180 Phone: (601) 638-3400 © 2021 by Bond & Botes Law Offices. 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