FOR INTERMEDIARIES ONLY About us Sales team Contact us FAQs Broker portal Products Criteria Calculators Up to 80% LTV and no maximum loan size for buy to let cases With no limit on number of bedrooms/units for HMOs/MUFBs, see if our products could support your next case. View latest products The specialist lender that’s determined to deliver For support with commercial mortgages and buy to let lending, the experts at InterBay Commercial can help where other lenders can’t. However challenging a case may seem, we work with brokers and help them find the best solution possible. See why we’re experts Find your local specialist finance account manager Their expertise could help you find a solution to your complex cases. Find them here Take a look at our commercial products With rates from 5.64% and up to 65% LTV available, find solutions for your clients’ business requirements. View more Sales team Find out who on our team of experts you should be speaking with to get your cases solved. Get in touch Broker portal If you’ve seen our products and are ready to submit a case, log in or register to our broker portal. Get started Application checklist Ready to submit a case? Our checklist helps ensure you’ve got all the correct documents. Download checklist Current processing times Buy to Let Last updated 25-11-2021 AIP review 2 working days Valuation review 2 working days Formal offer underwrite 2 working days Semi-commercial Last updated 25-11-2021 AIP review 2 working days Valuation review 3 working days Formal offer underwrite 2 working days Commercial Last updated 25-11-2021 AIP review 2 working days Valuation review 3 working days Formal offer underwrite 2 working days Holiday let Last updated 25-11-2021 AIP review 2 working days Valuation review 2 working days Formal offer underwrite 2 working days Submissions after 4pm will be considered as submitted the following working day. This information is for mortgage professionals only and not intended for use by the general public. All rates, programmes and pricing are subject to change at any time and without prior notice. Mortgages are subject to valuation and approval. Contact us How to complain Modern slavery statement Libor Media Centre Terms and conditions Privacy policy Cookie policy Covid-19 support © OSB Group PLC 2021 InterBay Commercial is a trading name of InterBay Funding Limited and is registered in England and Wales (company number 05595882 ) and the registered office is Reliance House, Sun Pier, Chatham, Kent, ME4 4ET. InterBay Funding Limited is a wholly owned subsidiary of OneSavings Bank Plc. InterBay Commercial is not an authorised Firm under the Financial Services and Markets Act 2000 and therefore any services which may be provided (by us to you) do not have the protections provided under any regulations associated with this Act.. By clicking “Accept All Cookies”, you agree to the storing of cookies on your device to enhance site navigation, analyse site usage, and assist in our marketing efforts. Cookie policy Cookies Settings Accept All Cookies