Log In $mart Start Money Market Earn up to 3% APY with our $mart Start Money Market Earn certificate quality yields while building your savings, with our new Smart Start Money Market – the smart way to kick off your savings habit. You’ll enjoy the flexibility of easy access to your liquid funds, and earn competitive rates even as your balance grows. You Earn... On Balance of: 3.00% $0 - $2,000.00 .50% $2,000.01 - $5,000.00 .25% $5,000.01 - $10,000.00 .04% $10,000.01 - $50,000.00 .03% $50,000.01+ There is no minimum balance to open, and no balance requirements to earn. The Smart Start Money Market is a perfect way to save for retirement faster with payroll deduction and automatic transfer options. See how much you can earn: Deposit Deposit Amount Deposit Distribution APY $0 3.00% $0 0.50% $0 0.25% $0 0.04% $0 0.03% Blended APY Estimated Earnings for First Year Annual Percentage Yield (APY), terms and offers effective 12/04/2021 and subject to change without notice. Rates are variable and subject to change at any time after account opening. APY is earned on the portion of your balance in each rate tier. Blended APY: $0 - $2,000.00 is 3.00%; $2,000.01 to $5,000.00 is 3.00% - 1.80%; $5,000.01 to $10,000.00 is 1.80% - 1.15%; $10,000.01 to $50,000.00 is 1.15% - 0.47%; $50,000.01 to $100,000 is 0.47% - 0.12%. First $5,000 must be funds new on deposit to First U.S. Limit one Smart Start Money Market per member (and one Smart Start IRA Money Market per member). Check access not available. Federally Insured by NCUA Routing Number 321175481 Equal Housing Opportunity Avoid "Phishing" Scams Avoiding Foreclosure Contact First U.S. Privacy Online Access Agreement Accessibility If you are having difficulty, or need assistance with this site, please call (800) 556-6768 © 2021. First U.S. Community Credit Union. All Rights Reserved.