Home Download Acrobat Reader 5.0 or higher to view .pdf files. Cascade Federal Credit Union ACCOUNTS LENDING SERVICES RESOURCES ABOUT US LOGIN Rates Rates effective as of November 1, 2021. Fees may reduce earnings. Rates subject to change. Share Accounts Dividends on share accounts are paid quarterly. Rates effective as of October 1, 2021. Learn More « Swipe for More » Type Minimum Balance Rate APY Share Savings $5, to open $50 +, to earn interest 0.00% 0.10% 0.00% 0.10% Sub Savings $10, to open $50 +, to earn interest 0.00% 0.10% 0.00% 0.10% Youth Savings $5 - $500 $500.01 + 3.00% 0.10% 3.04% 0.10% Money Market Account Learn More « Swipe for More » Balance Rate APY $2,500 - $9,999.99 0.15% 0.15% $10,000 - $49,999.99 0.20% 0.20% $50,000 - $99,999.99 0.25% 0.25% $100,000+ 0.30% 0.30% IRA Shares & Certificates Dividends on share accounts are paid quarterly. Rates effective as of October 1, 2021. Learn More « Swipe for More » Balance Rate APY $50 - $2,499.99 0.40% 0.40% $2,500 - $9,999.99 0.45% 0.45% $10,000 - $49,999.99 0.50% 0.50% $50,000 - $99,999.99 0.55% 0.55% $100,000+ 0.60% 0.60% IRA Certificates are available in all tiers and terms as our regular certificates below with the exception of the Member Appreciation Certificates. Certificates If you have been a member for 10 or more years, enjoy a rate increase of 0.10% APY on all certificates except for the Member Appreciation Certificates. IRA Certificates are available in all tiers and terms below with the exception of the Member Appreciation Certificates. Learn More « Swipe for More » Term Minimum Amount Rate APY 10-month Member Appreciation $500 (maximum $25,000*) 0.50% 0.50% 20-month Member Appreciation $500 (maximum $25,000*) 0.60% 0.60% 6-month $5,000 0.25% 0.25% Jumbo 6-month $60,000 0.30% 0.30% 12-month $1,000 0.35% 0.35% Jumbo 12-month $60,000 0.40% 0.40% 24-month $1,000 0.50% 0.50% Jumbo 24-month $60,000 0.55% 0.55% 36-month $1,000 0.55% 0.55% « Swipe for More » Jumbo 36-month $60,000 0.60% 0.60% 48-month $1,000 0.60% 0.60% Jumbo 48-month $60,000 0.65% 0.65% 60-month $1,000 0.70% 0.70% Jumbo 60-month $60,000 0.75% 0.75% *May add an additional $5,000 to a Member Appreciation Certificate if you have an active (6+ transactions per year) checking account and/or Visa card. Up to $35,000 total. EARLY WITHDRAWAL PENALTY: Terms of 12 months or less: 90 days dividends on amount withdrawn. Terms of more than one year: 180 days dividends on amount withdrawn Auto Loans Learn More « Swipe for More » Term APR as low as Notes up to 36 months 1.99% Model years 2011 - 2021 37 to 48 months 2.44% Model years 2011 - 2021 49 to 60 months 2.54% Model years 2011 - 2021 61 to 72 months 2.59% Model years 2011 - 2021 73 to 84 months 3.24% Model years 2011 - 2021, minimum loan amount $15,000 Vehicles must be model year 2011-2021; add 2% for prior model years. RV/Boat Loans Learn More « Swipe for More » Term APR as low as Notes up to 84 months 3.64% Model years 2011 - 2021 85 to 144 months 3.94% Model years 2011 - 2021 145 to 180 months 4.94% Model years 2011 - 2021 Home Mortgage Loans Learn More « Swipe for More » Term APR as low as Notes Adjustable Rate Mortgage Get a custom quote (Opens in a new Window) - 10-year fixed Get a custom quote (Opens in a new Window) - 15-year fixed Get a custom quote (Opens in a new Window) - 20-year fixed Get a custom quote (Opens in a new Window) - 30-year fixed Get a custom quote (Opens in a new Window) - FHA Get a custom quote (Opens in a new Window) - VA Get a custom quote (Opens in a new Window) - Guaranteed Rural Housing (USDA) Get a custom quote (Opens in a new Window) - Rapid Mortgage 5-year fixed 2.59% No closing costs* (first mortgage only) Contact us to get started « Swipe for More » Rapid Mortgage 7-year fixed 2.69% No closing costs* (first mortgage only) Contact us to get started Rapid Mortgage 10-year fixed 2.79% No closing costs* (first mortgage only) Contact us to get started Rapid Mortgage 12-year fixed 2.89% No closing costs* (first mortgage only) Contact us to get started Rapid Mortgage 15-year fixed 2.99% No closing costs* (first mortgage only) Contact us to get started Other refinance options Get a custom quote *No fee loan with early closure penalty if loan is closed within the first 24 months; terms and conditions apply. Home Equity Loans Learn More « Swipe for More » Term APR as low as Notes 5-year 3.29% Fixed rate 10-year 3.79% Fixed rate 15-year 4.04% Fixed rate Home Equity Line of Credit 1.99%*** Annual rate adjustment APRs quoted up to 70% LTV. Higher LTV options are available, ask for details. *** Variable rate based on 12 month average of Wall Street Journal prime rate. Based on current index; after 1st year rate is 3.49%-6.25%. Holiday Loans (Personal) Learn More « Swipe for More » APR as low as Notes 4.95% up to 48 months 5.95% up to 60 months (minimum loan amount of $5,000) 6.95% up to 72 months (minimum loan amount of $7,500) Credit Cards Both Cascade FCU credit card options some with: No annual fee No balance transfer fee No cash advance fee No foreign transaction fees Learn more « Swipe for More » Type APR as low as Notes Rewards Visa Credit Card* 7.90% Variable rate Visa Credit Card 8.90% Fixed rate *Variable Rate Information: Your rate may increase or decrease if the Prime Rate as published in the Wall Street Journal five days before the end of the previous month increases or decreases. Your rate can change monthly on the first day of each billing cycle following a change in the Prime Rate. Your rate will be equal to the Prime Rate plus a margin of 4.65%-10.65%. Any increase will take the form of more payments of the same amount. Your variable rate will never be more than the maximum rate allowed by applicable law. Rates and fees are subject to change. AUTO LOANS Cruise I-5 in your ride of choice - we make it easy. Explore Auto Loans LOCATIONS Need to find a branch? We're right around the corner. Locations & Hours BECOME A MEMBER Ready to join Cascade FCU? Apply for a savings account to begin your Cascade FCU membership with just $5! Become a Member Today Cascade Federal Credit Union Routing Number 325081474 Privacy Policy Membership Account Agreement (Opens in a new Window) Accessibility Statement Careers Facebook (Opens in a new Window) LinkedIn (Opens in a new Window) Instagram (Opens in a new Window) Twitter (Opens in a new Window) © 2021 Cascade Federal Credit Union NCUA Equal Housing Lender Created by Jack Henry Digital