HOME MEDIA STAY CONNECTED DONATE ABOUT US ISSUES RESEARCH & POLICY STATES HomeIssues ISSUES Auto Loans Credit & Prepaid Cards Debt Collection & Settlement Mortgage Lending Overdraft Loans Student Loans Payday & Other Small Dollar Loans Consumer Finance Small Business Debt Collection & Settlement News MAY 13 Comprehensive Debt Collection Improvement Act Would Protect Consumers from Predatory Practices DEC 18 CFPB’s Final Debt Collection Rule Fails to Fully Ban Collection of Stale, Time-Barred Debt OCT 30 CFPB Debt Collection Rule a Mixed Bag for Consumers OCT 13 New CRL Report: Debt Collectors in California May Have Seized $700M, Often Based on Scant Evidence & Other Questionable Practices See More News Information for Consumers STATE OF LENDING IN AMERICA The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy. Read the Report Debt Collection & Settlement RESEARCH & POLICY Type - Any - Items per page 10 COMMENT LETTER AUGUST 4, 2021 Oportun's Abusive Lending Practices Harm Latino and Immigrant Borrowers RESEARCH MARCH 17, 2021 Suing-to-Intimidate: New Evidence Confirms that Oportun Abuses and Intimidates Families in Court to Collect Small-Dollar Loan Debts in California Courts POLICY & LEGISLATION FEBRUARY 26, 2021 Protect Against Abusive Debt Collection: Working Families Need Wage Protection and a Chance to Save RESEARCH OCTOBER 13, 2020 Court System Overload: The State of Debt Collection in California after the Fair Debt Buyer Protection Act RESEARCH SEPTEMBER 29, 2020 Polling Memo: Voters Support Strong Consumer Financial Protections and Tough Regulation of Wall Street COMMENT LETTER AUGUST 4, 2020 The CFPB’s Approach to Time-Barred Debt and the Proposed Disclosures Will Perpetuate Abusive Practices and Widen the Racial Wealth Gap COMMENT LETTER JULY 29, 2020 Additional Testing of the Validation Notice is a Necessary Part of the CFPB’s Debt Collection Rulemaking POLICY & LEGISLATION APRIL 9, 2020 Congress Should Pause Debt Collection and Protect Assets, Including Stimulus Checks During COVID-19 Crisis COMMENT LETTER SEPTEMBER 19, 2019 Strengthen The Proposed Debt Collection Rule To Fulfill The CFPB’s Obligation To Faithfully Implement The Fair Debt Collection Practices Act (FDCPA) COMMENT LETTER SEPTEMBER 19, 2019 Debt Collection Rule Should Not Perpetuate Abusive Practices And Widen The Racial Wealth Gap Pages 1 2 3 4 5 NEXT › CONNECT WITH AN EXPERT View All Lucia Mattox Director of Western States Outreach & Senior Policy Associate Ellen Harnick Executive Vice President & Western Regional Director © 2021 Center for Responsible Lending. All rights reserved. Center for Responsible Lending 302 West Main Street, Durham, NC 27701 (919) 313-8500 District of Columbia Office 910 17th Street NW, Suite 800, Washington, DC 20006 (202) 349-1850 California Office 1970 Broadway Suite 350, Oakland, CA 94612 (510) 379-5500 Twitter Facebook LinkedIn YouTube ABOUT US ISSUES RESEARCH & POLICY STATES MEDIA STAY CONNECTED HOME DONATE Join our mailing list Sign up for updates on the fight against predatory lending. Enter your email address Building on Nearly 40 Years of Lending Experience CRL's work grows directly from our affiliation with Self-Help, our founder and one of the nation's largest nonprofit community development lenders. For nearly 40 years, Self-Help has worked to create ownership and economic opportunity in underserved communities through responsible loans and financial services.