Search RVs Service Call Us APPLY FOR FINANCING Finance Your RV Why Finance Your RV? When you finance your purchase instead of liquidating assets or paying cash, you maintain your personal financial flexibility. Plus, your RV may qualify for some of the same tax benefits as a second home mortgage. Of course, check with your tax advisor, but basically to qualify for these benefits, such as the deductibility of interest on the loan, the RV must be used as security for the loan along with providing basic living accommodations such as a sleeping area, bathroom and cooking facilities. Remember, the RV is considered a qualified second residence as long as you designate it for each tax year. What Are the Advantages of Financing Through a RV Lending Specialist? Down payments are lower – Although final terms are determined based on your credit profile and the age, type and cost of the RV being purchased, financing through RV lenders usually requires down payments in the 10% range. Finance terms are longer / Monthly payments are lower – Because RV finance specialists know that RVs maintain their value and resale appeal, they tend to offer more attractive terms. In fact, it’s not uncommon to find 15-20 year repayment schedules to help you afford the RV of your dreams. How Does RV Financing Compare With Other Payment Options? Borrowing against an owned home is not an option unless the money is used directly for that home. Home mortgage interest deduction is restricted to interest paid on mortgage debt used to purchase or improve a residence, or to refinance the remaining balance on a purchase or improvement. The purchase of an RV, therefore, does not qualify for this deduction. Home equity loans limit the amount of interest that is deductible, if your RV loan balance exceeds $100,000. Home mortgage interest deduction is limited to interest paid on home equity loans up to $100,000. The Last Word on RV Financing Your RV might actually cost you less in the end if you finance your purchase. By not tapping into your financial assets to purchase the RV, you can take advantage of attractive new investment opportunities that might come along and the earnings from those investments can potentially exceed the cost of your RV financing. The bottom line is that if you are thinking of buying an RV, you should check financing options to maximize your purchase enjoyment. You’ll be on the road enjoying your new RV before you know it! Apply for Financing 1 Get Started 2 Additional Information 3 Co-Applicant 4 Submit Vehicle Information Vehicle Stock Number Down Payment Salesperson Contact Information First Name * Last Name * Email * Phone * Continue Secured & Protected through SSL Encryption Please note that by providing your phone number you give us permission to call you to finalize the application. We keep all of your information confidential and do not share your personally identifiable information with any third party without your consent. Sales 724-468-1010 Service 724-468-1010 2718 Rt 66 Delmont, PA 15626 Directions HOURS Sales Hours Monday – Friday 9:00 AM – 5:00 PM Saturday By Appointment Sunday CLOSED Service & Parts Hours Monday – Friday 8:00 AM – 4:30 PM Saturday – Sunday CLOSED LINKS Used Inventory Specials Trade Service Parts Contact Us STAY CONNECTED Email Subscribe Privacy Policy | Terms of Use Valero RV Mega Center strives to ensure all pricing, images and information contained in this website is accurate. Despite our efforts, occasionally errors resulting from typos, inaccurate detail information or technical mistakes may occur. We are not responsible for any such errors and reserve the right to correct them at any time. Stock photos may not represent actual unit in stock. See dealer for details. Copyright © 2021 Valero RV Mega Center. Powered by |