Make a Payment | Online Services Login | Blog | Just for Agents HOME / INSURANCE / GOLF CART INSURANCE Golf Cart Insurance Golf carts are an increasingly popular transportation option off the course. Some can even be licensed for street use. With a special golf cart policy you get more coverage than by adding an endorsement to your homeowners policy which likely only covers you on your own property. The coverage we offer for a golf cart is the same as we provide to a motorcycle. What we cover Golf Carts Low speed vehicles Neighborhood electric vehicles Low speed and neighborhood electric vehicles have a top speed of 25mph, may be street legal, and include safety gear such as seat belts, headlights, and turning signals. You may be eligible for multiple discounts Being a homeowner Not having a claim in the past year Insuring multiple units with us Transferring your policy to us Paying in full Opting for electronic policy documents Choose your coverage, settlement, and options Liability plus collision and comprehensive (a.k.a. full coverage) Liability plus comprehensive Liability only ACV or replacement cost settlement Upgrade your policy Increase coverage up to $30,000 for accessories or equipment not provided by the manufacturer. Bump up personal effects and safety apparel coverage to $2,500. Upgrade towing and emergency expense reimbursement to $200. Add coverage for your transport trailer. Want more information or a quote? Your agent can answer your questions and get you a quote. Looking for an agent? Use this search tool to find one near you, or call us at 866-884-6167. Quick Links Find an agent for a quote Current customers Learn More Keeping your golf cart running well is mostly about the battery. Keep reading Home Customer center Make a payment File a claim Change your policy Manage your account Insurance solutions Mobile home Vacation home Collector car Motorcycle Snowmobile Full-time home Vacant property Boat ATV & UTV Pet Health Rental property Condominium Yacht Golf cart Company overview Newsroom Media resources Management team Careers Company values Company history Campus directions Contact us Adjuster training Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may vary or not be available for all risks or in all states. Rates, discounts vary, are determined by many factors, and are subject to change. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including but not limited to American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No. 2222-8) and American Modern Property and Casualty Insurance Company (CA Lic. No. 6129-1.) American Modern Insurance Group, American Modern, AMsuite, modernLINK, and Homeowners FLEX are trademarks or registered trademarks of American Modern Insurance Group, Inc. All other names, logos, and brands described herein are trademarks or registered trademarks of their respective holders, and use herein does not imply affiliation with or sponsorship or endorsement by them of American Modern, its products, or its services. Corporate office | 7000 Midland Blvd. | Amelia, OH 45102 | webinfo@amig.com Mailing address | PO Box 5323 | Cincinnati, OH 45201-5323 © 2021 American Modern Insurance Group, Inc. All rights reserved. Privacy policy | Legal disclaimers | Notice of information practices