Contact Us Locations & ATMs Conduct a search Personal Business Mortgages Banking Services SIGN IN TO ONLINE BANKING Compare all Checking Accounts Small Business Checking Small Business Checking with Interest Business Analysis Checking Business Analysis Checking with Interest Small Business Checking with Interest The checking account that earns you more. LEARN MORE BELOW $500 MINIMUM TO OPEN Account Features Get access to your funds while earning a competitive interest rate on your depositsFree Online BankingAvoid a $15 monthly maintenance fee by maintaining a minimum balance of $6,000, or a deposit relationship balance of $25,000 No charge for the first 200 items (deposits, items deposited, and checks and/or debits posted to your account per statement cycle). Items in excess of 200 are 40 cents per itemImaged check statements availableTreasury Management available More ways to bank with us Debit Card Stay assured with advanced security features LEARN MORE Treasury Management Manage your business efficiently LEARN MORE Online Banking Bank whenever, wherever, and however, you want LEARN MORE FastLine Telephone Banking Find the number of your nearest banking center LEARN MORE Mobile Deposits Deposit checks in a ‘snap’ with your smartphone LEARN MORE Online Check Order Shop and order from a range of checks LEARN MORE eStatements Receive statements, notices and more online LEARN MORE Apple Pay Make secure one-touch payments LEARN MORE Get started and talk to us Call us at 1-800-531-1401 Drop by FIND A LOCATION Frequently asked questions WHO CAN APPLY FOR A CHECKING ACCOUNT? Residents of Texas or Oklahoma, age 18 and above are eligible to apply for a checking account. Individuals ages 13 – 17 are eligible to open an account with a parent/guardian as joint on the account. WHAT WILL I NEED TO APPLY FOR THIS CHECKING ACCOUNT? Two forms of valid ID are required: Driver’s License or State Issued ID or Passport. The second form of identification includes: Social Security Card, Birth Certificate, Voter Registration card, a credit or bank card, company ID, passport or Visa. Please contact your local banking center for additional details on forms of identification. HOW LONG WILL IT TAKE TO OPEN THIS ACCOUNT? It will take approximately 15-30 minutes to open an account. CAN I GET A DEBIT CARD WITH MY CHECKING ACCOUNT? Yes. A debit card is available with all of our checking accounts. Debit cards are mailed to the account holder. Rates and terms are subject to change without notice at Prosperity Bank's discretion and/or as required or allowed by law. *Free basic Bill Pay (up to 10 transactions per month). **Prosperity Bank reserves the right under Positive Pay to require the account holder to transmit certain check issuance information to the Bank regarding checks written before such checks will be paid. Prosperity Bank may return checks presented for payment if such checks are not part of the check issuance information. With Positive Pay, each day checks are written, the Bank's customer electronically transmits to the Bank a file listing issued checks. When issued checks are presented for payment at the Bank, the checks are compared electronically against the list of transmitted checks. The check issuance information sent to the Bank contains the check number, account number, issue date, and dollar amount, and may include the name of the payee. Follow us: Footer PERSONAL PRODUCTS Checking Accounts Savings Accounts Credit Cards Home Loans Personal Loans Individual Retirement Accounts BUSINESS PRODUCTS Checking Accounts Savings Accounts Business Lines of Credit Credit Cards Loans Individual Retirement Accounts MORTGAGES Real Estate Loans Construction Loans Aircraft and Boat Loans Stock Loans Home Equity Loans BANKING SERVICES Mastercard Debit Cards Mobile Deposit Consumer Online Banking Business Online Banking Safe Deposit Boxes Wire Transfers Online Check Order Overdraft Protection eStatements Apple Pay Samsung Pay Travel Message Lock Box Services Travel Club ABOUT PROSPERITY BANK About Us Investor Relations Careers Diversity & Inclusion In the Community Fraud Prevention Media Resources SUPPORT Contact Us Frequently Asked Questions MOBILE APP Routing number 113122655 SWIFT Code PROYUS44 Prosperity Bank NMLS ID# 466414 Loan Payment Calculator Mortgage Payment Calculator Debt Payoff Calculator ALSO OF INTEREST Compare Business Checking AccountsChecking with InterestSmall Business Checking Copyright © 2021 Prosperity Bank. All Rights Reserved. Text size: Reset Privacy Policy Terms of Use MORE CONTENT TOP