Investor Relations Locations Rates Contact Personal Business Connect About Log In Commercial Term Loans Rates Contact us Home Business Borrow Commercial Term Loans Pages within Borrow When your business plan calls for a major expense, a commercial term loan can help you reach your goals. A PCSB term loan is the most convenient way to get the financing your business needs to grow. We offer Demand Loans, Time Notes and Term Loans for purposes ranging from seasonal and non-seasonal needs to business acquisitions, asset purchases, expansion and succession planning. Term Loan Benefits Simple application process Lower interest rates Allows operational cash flow to be used elsewhere Fast approval with local decisions Flexibility Accounting and tax advantages SBA Loans Designed to help small business owners get the financing they need. Learn More about SBA Loans Guaranteed by the Small Business Administration Competitive rates and flexible terms Great options for securing capital Equipment Loans Get the capital you need to purchase the equipment that's necessary to run or improve your business. Learn More about Equipment Loans Competitive LTV Fast, local decisions Adds to your net value Preserves your cash flow New equipment can increase revenue Construction Loans Specifically designed to help you cover construction costs and get your business up and running. Learn More about Construction Loans Interest-only payments Flexible terms Added scrutiny provides structure Term Loan Repay your business loan on a fixed tenure. Contact Us SBA Loans Pay for large business expenses with a helpful small business loan. Learn More Call914-248-7272 EmailContact Us VisitLocations Reach Out Contact Us Locations Reorder Check PCSB Bank Corporate Headquarters 2651 Strang Blvd. Yorktown Heights, NY 10598 Routing Number: 221970980 Learn More Team News Community Careers Cash Management Investor Relations Go Digital Join in the conversation with PCSB’s social media channels: Facebook Twitter LinkedIn YouTube Online Banking Mobile Banking Take PCSB with you by downloading our mobile app: Privacy Statement Internet Security Website Accessibility Sitemap PCSB Bank is a full-service New York bank with locations throughout Westchester, Putnam, Dutchess and Rockland Counties. Explore checking accounts, savings accounts, auto loans, personal loans, mortgages, business bank accounts, business loans, cash management services and more. Bank online, with our mobile app, or visit one of our conveniently located branches in the Lower Hudson Valley. Copyright © 2021 PCSB Bank. All Rights Reserved. Site by ZAG Interactive Website - Opens in New Window