myaccount Logout Register Login home buy rent sell landlords services auctions conveyancing land corporate lettings country house and farm sales energy performance certificates home reports - Scotland mortgage services new homes survey and valuation part exchange select recruitment jobs why join us? meet the directors what our people say your training and development what next? Apprenticeships contact us > Book a FREE valuation home > services > survey and valuation survey and valuation should I have a survey done? You are about to make one of the most important financial decisions of your life. By obtaining a survey you can ensure you are in the know about your property and there are no surprises after you move in. A survey might appear as additional, unnecessary cost, but it is better to be aware of any matters that might need attention now, rather than discover problems that are time consuming and expensive to resolve, after you move in. It will also give you comfort that the price agreed represents market value. does my mortgage lender do a survey? No. All the lender needs is a valuation of the property, so they are comfortable that they are not lending you more than the property is worth. Although you may be paying for it, this valuation is carried out for the benefit of the lender only. It is not a detailed inspection, and it will not necessarily alert you to faults or potential issues with the condition of the property, unless it affects its mortgageability. It is often possible to request that a detailed survey be carried out at the same time as the mortgage valuation. Find your local office and speak to one of our Mortgage Consultants. what types of survey are available? > Home Condition Report This is a first level report that can be used for conventional properties such as houses, flats or bungalows that are constructed from common building materials and in a reasonable condition. This report focuses purely on the condition of the property and provides: traffic light ratings that clearly show the different parts of the building, services, garage and outbuildings and will highlight problems that require varying degrees of attention a summary of the risks to the condition of the building other matters including planning and building control issues and guarantees for your legal advisers This report is provided for your benefit, rather than your lenders. Please be aware it does not provide either a valuation or insurance reinstatement figure. > HomeBuyer's Report This report provides a more extensive report and information than the condition report. It’s suitable for conventional properties such as houses, flats or bungalows that are constructed from common building materials and in reasonable condition. It will provide all of the information included in the Home Condition Report but has a more detailed and extensive inspection that includes: a market valuation based on the surveyors professional opinion a list of problems the surveyor considers may affect the value of the property advice on repairs and ongoing maintenance an insurance reinstatement figure issues that need be investigated further to prevent serious damage or dangerous conditions legal issues that need to be address before conveyancing is completed information on the location, local environment and where it’s available information on the recorded energy efficiency > Building Survey This is a much more detailed assessment of the property than the Homebuyer’s Report and is often recommended for much older properties, or those of unconventional construction or features (such as a thatched roof). The surveyor will seek to look at all parts that are easily accessible or visible, in order to assess the structure and condition of the property. You should be warned that this type of report can be very detailed, and will aim to identify every possible defect. The contents of the report should therefore be discussed with your surveyor, and considered in the context of its age and market value - no property is perfect, and the price agreed may well already reflect its condition. how do I obtain a survey? If you are applying for a mortgage, your Mortgage Consultant can usually organise a survey to be carried out alongside the mortgage valuation. Find your local office and speak to one of our Mortgage Consultants or estate agency staff. Alternatively please call our Survey & Valuation team directly on 01525 218619 they can provide: Property Valuations Home Condition Reports Home Buyer Reports Building Surveys Scottish Home Reports (with or without a valuation) Energy Performance Certificates for residential, commercial or new build properties request details... about our survey and valuation services, fill in your details below and we'll be in touch Comments (optional) A BROKER FEE OF UP TO £550 MAY BE PAYABLE ON APPLICATION YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Sequence (UK) Limited is an Appointed Representative of Connells Limited who is authorised and regulated by The Financial Conduct Authority for advising on mortgages and non-investment insurance contracts (most Buy to Let mortgages are not regulated). thinking of selling or letting your property? Search the site Useful links About Us Jobs Press Office Blog Legal Notices Privacy Site Map Newspaper Advertising part of Allen & Harris Bagshaws Residential Barnard Marcus Brown & Merry Fox & Sons Jones & Chapman Manners & Harrison Roger Platt Shipways Swetenhams William H Brown Knight Partnership © Copyright Sequence Limited 2014. All rights reserved. Find all Sequence listings on leading property website Zoopla.co.uk iCOOKIES By continuing to use this website you are accepting the use of these cookies. Find out more.