Search Investment Center Login (833) 689-LOAN Apply Now Need a Loan? Why Us Find a Branch Customer Stories Frequently Asked Questions Community/News 1FFC Makes Back-to-School a Little Easier with Donations Several 1FFC offices made donations to their local school systems to help students start of the new school year. Read more COO and CIO Get Pied in the Face for Charity 1st Franklin's Chief Operating Officer, Gary McQuain and Chief Information Officer, Alan Shaw were pied in the face to raise funds for Stephens County Habitat for Humanity. Read more Chester, SC: Animal Shelter Donation Our Chester, SC office recently made a donation to the Chester County, SC Animal Control Shelter. Read more Alabama Region: Food Donation Our Alabama Region recently made a large donation to Feeding the Gulf Coast. Read more Jefferson, GA: School Donation School might look a little different this year, but the Jefferson 1st Franklin team is making it a bit easier to get back to school. Read more Blue Ridge, GA: Supporting Healthcare Heroes Blue Ridge branch does their part to support local healthcare workers combating Covid-19. Read more Load More News Investments Retail Sales Financing Contact Us Corporate Headquarters 135 E. Tugalo Street, P.O. Box 880 Toccoa, GA 30577 (706) 886-7571 Find a branch Community Involvement Blog Financials Sitemap Policies and Disclaimers Privacy Policy Online Privacy Policy SC Board of Financial Institutions License SC Department of Consumers Affairs License SC Maximum Rate Filing SC Credit Maximum Rate SC Consumer Rights Brochure Copyright © 2012-2021 1st Franklin Financial Corporation All Rights Reserved. *Not all applicants will qualify. Approval depends on applicants ability to meet our credit criteria for a Premier Loan (including annual income, debt ratios, and credit history). Repayment terms of 18, 24, 36, 48, and 60 months area available. For a loan of $3,650 with a 36 month repayment period, an interest rate of 19.81%, a $109.50 origination fee and an APR of 21.99%, the borrower will make 36 monthly payments of $139.37. The maximum APR is 21.99%, fees and interest rates vary by state. Premier loan availability is limited to current and former premier loan customers, for a limited time. Contact your local branch for more details. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Any offers referenced here do not apply to residents of North Carolina.