NEW! Shop now. Pay over time with Klarna. Click to view our Accessibility Statement Search... Search Account Your store:Bangor Delivering to:04401 Our Petco Pay credit card helps every purchase have a purpose with rewards1 and ways to give back2. Meet the credit card for pet lovers Apply for Petco Pay Home Membership Petco Pay Earn more for your pet with your purchases on your Petco Pay Mastercard at Petco and on petco.com on grocery store purchases everywhere else Get 20% off your first purchase4 Save big on your first purchase when you open and use your Petco Pay credit card the same day you open an account. Apply for Petco Pay Application and approval must occur same day to receive the offer. Valid one time only. Petco Pay credit card benefits Birthday gift5 Get a special gift during your birthday month! Give back to animals2 With every Petco Pay purchase, we’ll donate to help save animal lives with medical care and more. Put your pet on display every time you use your card Make your card extra special by adding a photo of your pet—for free!6 Apply for Petco Pay Petco Pay benefits at a glance Enjoy these benefits when you make purchases with your Petco Pay credit card. Benefits Petco Pay Credit Card Petco Pay Mastercard Credit Card Birthday gift5 Extended Pals Rewards balance for 1 year7 Option to personalize your card6 Special financing options8 No annual fee9 A donation to Petco Love with every Petco Pay Credit Card purchase2 An additional 3% back in Pals Rewards at Petco—totaling 8% back!1 2% back in Pals Rewards on grocery store purchases3 1% back in Pals Rewards on purchases anywhere else Mastercard is accepted1 An additional $25 Pals Rewards when you spend $500 in the first 90 days of your account opening outside of Petco10 More reasons to love the Petco Pay credit cards No annual fee9 Pay no annual fees! Hold on to your Pals Rewards and points longer7 When you use your Petco Pay credit card, you have up to one year to earn points and redeem your rewards. Special financing options8 Enjoy special financing options on qualifying purchases at Petco. The credit card created for pet lovers by pet lovers Apply for Petco Pay Petco in the palm of your hands Restock your pet’s essentials, schedule services and more at home and on the go with our free app. Frequently Asked Questions Discover key benefits and more of your new favorite pet credit card. How do I apply for the Petco Pay Mastercard Credit Card or Petco Pay Credit Card? What credit score do you need for a Petco credit card? Can I use my Petco Pay credit card at the vet? What is the interest rate on the Petco credit card? Can I use my Petco Pay Mastercard Credit Card or Petco Pay Credit Card on the same day that I apply for the card? Are there any fees associated with the Petco Pay credit card? How do I pay my Petco credit card online? If I don’t have my Petco Pay credit card, is there a way to look up/obtain my credit card number so that I can make a purchase? Do Petco credit card points expire? How are my rewards calculated? How do I redeem my Petco credit card rewards? 1 Offer is exclusive to Petco Pay credit card holders enrolled in the Pals Rewards program. Each transaction placed on a promotional Credit Plan(s) will not earn reward(s). For a list of participating locations visit https://stores.petco.com. This rewards program is provided by Petco and its terms may change at any time. For full Rewards Terms and Conditions, please see petco.com/petcopay/termsandconditions. Show More Customer Service Services Corporate Keep In Touch Email Address Sign up to receive updates, special offers, program communications and other information from Petco. Download Our App Terms of UsePrivacy PolicySite MapWebsite Accessibility Policy ©2020 Petco Animal Supplies, Inc. All rights reserved. Petco Animal Supplies, Inc.® is not an insurer and is not engaged in the business of insurance. PetCoach, LLC is a licensed insurance producer, not an insurer, and a wholly owned subsidiary of Petco Animal Supplies, Inc. The Petco name is used for the brand name. In California, PetCoach, LLC does business as PetCoach Insurance Solutions Agency (CA License No. 0M10414). Pet Insurance plans are underwritten by United States Fire Insurance Company (NAIC#21113. Morristown, NJ). Insurance plans are marketed and offered by PetCoach, LLC. Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. Click here for all terms and conditions. Products, schedules, discounts, and rates may vary and are subject to change. More information available at checkout. Enroll at petco.com/petco-insurance.