LOGIN WECU is closed Thursday, November 25 in observance of Thanksgiving. Contact Us Business Deposits Checking and savings. Designed with you in mind. Checking Accounts With a WECU Business Checking account, you get the tools and access that you need to manage your money on your terms. Serve Operating account for non-profit entities without cash management needs.¹ MONTHLY FEE $0 MINIMUM AVERAGE BALANCE $0 ANNUAL PERCENTAGE YIELD None DIVIDEND RATE QUALIFICATION None ITEMS INCLUDED Unlimited EXCESS ITEM FEE $0 CASH DEPOSITS INCLUDED Unlimited EXCESS CASH DEPOSIT FEE $0 CONNECT WITH US RATES & TERMS Simple Low fee account for small businesses with low transaction needs. MONTHLY FEE $0 MINIMUM AVERAGE BALANCE $0 ANNUAL PERCENTAGE YIELD 1.00% on $1,000², .05% on remaining balance DIVIDEND RATE QUALIFICATION 10 POS³ ITEMS INCLUDED 200 EXCESS ITEM FEE $.25 CASH DEPOSITS INCLUDED $10,000 EXCESS CASH DEPOSIT FEE $.05 per $100 CONNECT WITH US RATES & TERMS Savvy Operating account for businesses with higher transaction and cash management needs. MONTHLY FEE $15 MINIMUM AVERAGE BALANCE $15,000 ANNUAL PERCENTAGE YIELD 1.00% on $5,000², .05% on remaining balance DIVIDEND RATE QUALIFICATION 10 POS³ ITEMS INCLUDED 500 EXCESS ITEM FEE $.25 CASH DEPOSITS INCLUDED $10,000 EXCESS CASH DEPOSIT FEE $.05 per $100 DIRECT PAY Free CONNECT WITH US RATES & TERMS Smart Analysis account for businesses with high balances and cash management needs. MONTHLY FEE $10 EARNINGS CREDIT RATE Variable ITEM FEE $.10 per item CASH DEPOSIT FEE $.05 per $100 CONNECT WITH US RATES & TERMS ¹ For federal or state registered non-profits, excluding churches with an EIN. ² 1% paid when 10 Visa transactions are processed per month. Otherwise, .05% is paid on total balance. ³ Point of sale transactions conducted by the business. Your business, on the move. With the WECU mobile app and Business Visa debit card, you can run your business anytime, anywhere. You can check deposits, pay bills, monitor transaction history, and send money. It’s a snap. Simply download the free WECU app to your smartphone or tablet and manage your money no matter where you are. Connect with a Business Banking expert to get started. LEARN MORE Savings Accounts Large or small, corporation or nonprofit, we offer a savings account that fits you. Find the one that sounds most like you. Savings A simple, safe place to keep and grow your money with great rates, easy access, and the dividends that come with being a WECU business member. MONTHLY FEE $0 MINIMUM BALANCE $0 OPENING DEPOSIT Required ANNUAL PERCENTAGE YIELD <50K .10% ANNUAL PERCENTAGE YIELD >$50K .15% DIVIDEND PERIOD Quarterly CONNECT WITH US RATES & TERMS Money Market Get the most out of your savings. Maximize your earnings, with a business money market account. MONTHLY FEE $5 MINIMUM BALANCE TO WAIVE FEE $2,500 OPENING DEPOSIT Required ANNUAL PERCENTAGE YIELD $2500-$50K .15% ANNUAL PERCENTAGE YIELD >$50K-$250K .35% ANNUAL PERCENTAGE YIELD >$250K .50% CONNECT WITH US RATES & TERMS Certificates We offer 6 to 60 month Savings Certificates at some of the best rates in Whatcom County. MONTHLY FEE $0 OPENING DEPOSIT Required ANNUAL PERCENTAGE YIELD Varies by Term EARLY WITHDRAWAL PENALTY 90 days' dividends CONNECT WITH US RATES & TERMS SEP IRA Certificates Simplified Employee Pension IRA certificates allow businesses to offer retirement plans and are available to any employer or self-employed individual. MONTHLY FEE $0 OPENING DEPOSIT Required ANNUAL PERCENTAGE YIELD Varies by Term EARLY WITHDRAWAL PENALTY Varies by Term CONNECT WITH US Let's build something great. You're ready to take the next step, and we're here to keep the process simple and straightforward. Breanna McManus Breanna loves serving WECU members with their Business Banking needs and is grateful to be in the beautiful Pacific Northwest. Her love to work and serve the community brought her to Bellingham to begin her career at WECU. CONNECT WITH BREANNA 1 2 3 Let's talk today! Local. Experienced. Dedicated to your success. Ask around and you’ll hear that WECU is THE place for Business Banking. CONNECT WITH US ACCESSIBILITY CAREERS FAQ FIND A BRANCH/ATM HOLIDAY CLOSURES PRESS ROOM REPORTS & NEWSLETTERS BOOK AN APPOINTMENT DISCLOSURES & FEES MAKE A PAYMENT VOLUNTEER ELECTIONS Federally Insured by NCUA CONTACT US WECU ROUTING NUMBER 325180113 © Copyright 2021 WECU