Menu CASH BACK CREDIT CARDS Find the best Discover cash back credit cards for you. Only Discover has unlimited Cashback Match: we'll match all the cash back you've earned at the end of your first year.1 No annual fee Discover it® Cash Back Credit Card ★★★★★ 4.8 Average of 32702 Reviews Apply Now Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com6 Grocery stores Restaurants Gas stations When you pay using PayPal7 up to the quarterly maximum when you activate. Earn unlimited 1% cash back on all other purchases automatically. Learn More 5% Cashback Calendar , Opens new tab †See rates, rewards and other info , Opens new window Discover it® Gas and Restaurants ★★★★★ 4.6 Average of 2163 Reviews Apply Now Earn 2% cash back at Gas Stations Restaurants (including cafes and fast-food) on up to $1,000 in combined purchases each quarter.2 Earn unlimited 1% cash back on all other purchases automatically. Learn More ††See rates, rewards and other info , Opens new window NHL® Discover it® Earn the same rewards on purchases as Discover it® Cash Back. Put your favorite NHL® team on your card. †††See rates, rewards and other info , Opens new window Apply Now Learn More Discover cash back credit card benefits Unlimited Cashback Match Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.1 100% U.S.-Based Customer Service You can talk to a real person from our customer service any time. Plus get powerful, fast mobile and online service. 24/7 Security We monitor every purchase, every day–and you're never responsible for unauthorized charges on your Discover Card account.8 99% Nationwide Acceptance Discover is accepted by 99% of the places across the country that take credit cards.3 FICO® Credit Score for free See your FICO® Credit Score for free on monthly statements, online and on our mobile app.4 Redeem with Ease Your cash back never expires. Redeem your rewards in any amount, at any time.5 Low Intro APR 0% Intro APR† for 14 months on purchases and balance transfers and 3% Intro Balance Transfer Fee until February 10, 2022. Then 11.99% to 22.99% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply. And there's no annual fee. Ready to apply for a Discover credit card? Checking for pre-approval won't hurt your credit score. Find Out if I'm Pre-Approved Bring your Discover account with you on-the-go ★★★★★ ★★★★★ 4.8 average out of 3.5 million ratings on the App Store as of 11/9/2021 Set alerts, redeem rewards, view your FICO® Score for free4 and more, all from your smartphone, tablet or wearable. Learn about cash back credit cards How do cash back credit cards work? What are the different types of cash back credit cards? Which purchases are eligible for cash back rewards? How do you make your cash back rewards worth it? Types of cash back bonus spending categories How to find the best cash back credit card for you? How do cash back rewards work? Learn more about cash back credit card rewards Applying for Credit Cards online > 5 Ways to Redeem Your Credit Card Rewards > Benefits of a 0% Balance Transfer Offer > Visit the Discover Credit Resource Center for more > Cashback Match: Only from Discover, as of September 2021. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You've earned cash back rewards only when they're processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums. You earn a full 2% Cashback Bonus® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. Calendar quarters are defined as the three-month periods beginning January 1, April 1, July 1, and October 1. Purchases at Gas Stations and Restaurants over the quarterly cap, and all other purchases, earn 1% cash back. Purchases made at Gas Stations include only merchants in the category that sell automotive gasoline that can be paid for either at the pump or inside the station. Gas Stations affiliated with supermarkets and supercenters may not be eligible. Restaurant purchases include only those made at merchants classified as full-service restaurants, cafes, cafeterias and fast food locations. Certain digital wallet transactions qualify for 2% Cashback Bonus, for more information see Discover.com/digitalwallets. Purchases made through third-party payment accounts, mobile or wireless card readers, virtual wallets or similar technology will not be eligible if the technology does not provide sufficient transaction details for rewards qualification. 2% Cashback Categories: In accordance with standard industry practices, merchants are assigned a merchant category code (MCC) typically based on their line of business, or the type of products and/or services they primarily sell or provide. Discover Card does not assign MCCs to merchants. Even if you make purchases at a merchant of items that appear to fit in a rewards category, the merchant may not have an assigned MCC in that rewards category. Only purchases made from merchants located in the United States are eligible for 2% Cashback Bonus. In order for a purchase to qualify for the 2% Cashback Bonus Program, the transaction date must be before or on the last day of the offer or promotion. Rewards are added to your Cashback Bonus account within two billing periods. See Cashback Bonus Program Terms and Conditions for more information about your rewards. Acceptance: According to the Feb 2021 issue of the Nilson Report. FICO® Credit Score Terms: Your FICO® Credit Score, key factors and other credit information are based on data from TransUnion® and may be different from other credit scores and other credit information provided by different bureaus. This information is intended for and only provided to Primary account holders who have an available score. See Discover.com/FICO about the availability of your score. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online. Discover and other lenders may use different inputs, such as FICO® Credit Scores, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. If you prefer not to receive your FICO® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request. To learn more, visit Discover.com/FICO. Rewards Redemption: Your rewards never expire. We will credit your account or send you a check with your rewards balance if your account is closed or if it has not been used within 18 months. Amazon: Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates. PayPal: PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. Listed merchants are in no way sponsoring or affiliated with this program. $0 Fraud Liability: An “unauthorized purchase” is a purchase where you have not given access to your card information to another person or a merchant for one-time or repeated charges. Please use reasonable care to protect your card and do not share it with employees, relatives, or friends. Learn more at Discover.com/fraudFAQ. 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