Platform Solutions Developers Company Sign in Contact Us Platform 3D Secure Create tailored authentication experiences, reduce online fraud and grow brand trust – while meeting regulatory requirements. Get in touch 3D Secure (3DS) makes e-commerce more secure by requiring cardholders to complete an additional verification step with the card issuer at the time of payment. By enabling 3D Secure, card issuers can meet the requirements of Strong Customer Authentication (SCA) under PSD2. The benefits of using Marqeta for 3DS include: Own the authentication experience Authenticate cardholders in a way that is right for your business Accelerate cardholder activity Earn exemptions so you don’t have to introduce friction to cardholders on every transaction Minimise additional integration and cost Authenticate cardholders and authorise transactions on one unified platform without having to manage multiple vendors How does Marqeta's 3D Secure solution work? If a merchant chooses to apply 3DS to a transaction, we can handle the authentication request by using decisioning rules set up by you within the Marqeta platform. You can automatically take advantage of exemptions under PSD2 such as recurring transactions. Alternatively, Marqeta can pass on decisoning to your internal risk systems to determine when to challenge a 3DS transaction, giving you complete control. You can use your own business logic and data to exempt low-risk authentication requests. Once a challenge is required, Marqeta can send a one-time password (OTP) or enable advanced methods such as using biometrics within your own mobile app to verify the cardholder. Start innovating with Marqeta today Let’s talk about your use case and how we can help. Contact Us Industries Solution overview Digital banking SME lending POS financing Product Platform overview 3D secure Converting ISO 8583 Dynamic spend controls FraudStream Webhooks Just-in-Time Funding Data insights Programme dashboard Transaction matching Developer Developer portal Developer guides Data insights Core API API Explorer Developer community Company About us Why Marqeta Careers Leadership Social impact Newsroom Investor relations Social impact © 2021 Marqeta, Inc. 180 Grand Avenue, 6th Floor, Oakland, CA 94612 Terms API Terms Privacy Cookies 🇬🇧 United Kingdom CONTINUE