My account My wish list Get in MY BASKET FINANCING Beginning Financing Cetelem, one of the best 100% online financing solutions. That makes us different? You can finance 100% of your purchase. Without a card (We do not need you to provide us with details of any of your cards). You won't pay the first receipt until next month. Calculate what you would pay per month Amount to finance Euros € 90 € 399 € 20,000 No. of months: Months 3 months 6 12 18 months Monthly payment / fee: * Amount to be financed / Total amount owed / TIN % / APR % See more IMMEDIATE FINANCING if you already have a Cetelem credit line FAQ What is Cetelem? Cetelem belongs to the BNP Paribas Group and since 1988 we have been specialists in granting consumer loans. We are a company specialized in granting consumer credit, online credit and cards, belonging to the BNP Paribas group since 1988. What documentation do I need to finance? If you are already a Cetelem customer and you have a line of credit with us, you will only need to accept your financing by entering a PIN code that we will send to your mobile phone without filling in forms or sending documentation. If you are a new client of Cetelem or you do not have a line of credit with us, the documents that we will need from you are: DNI on both sides or residence card (In the case of resident foreigners, we will also need the official identity document of their country signed or valid passport). Proof of income (last payroll in the case of being salaried, last income statement if you work as a self-employed person, or letter of revaluation of the pension if you are a pensioner). First page of the bank book or a direct debit receipt showing the IBAN code and the account holder, who must be the same person who is requesting the financing. What is the amount that I can finance? Minimum amount to finance ≥ € 90 and minimum monthly payment ≥ € 12. We have not established a maximum amount to finance, but we are very committed to granting a responsible loan adapted to the needs of each client. When do I start paying my financing? We will process the first receipt to your bank account on the 5th of the month following the financing. If the financing is made between the 25th and 31st, the first receipt will be issued on the 5th of the 2nd month in which the financing was made. En caso de tener alguna duda, ¿cómo puedo contactar con Cetelem? Puedes realizar tus consultas a través del chat que aparece durante el proceso de financiación, si lo prefieres por teléfono 917 90 97 38 ó a través de nuestro mail ecommerce@cetelem.es. ¿Cual es el proceso que tengo que seguir para financiar mi compra? El proceso es muy sencillo: Elige los productos que deseas comprar en la web. Una vez en el carrito, elige el modo de pago “Financiación con Cetelem.” A continuación serás dirigido a nuestro proceso de financiación, donde podrás realizar la financiación en muy pocos pasos y 100% online: Si eres cliente de Cetelem y ya tienes una línea de crédito, tan solo necesitarás aceptar tu financiación introduciendo un código PIN que te enviaremos por SMS a tu móvil. If you do not have a line of credit or you are a new customer, you can finance your purchase in less than you expect. You will only need to attach the documentation that you have detailed in point two: What documentation do I need to finance? Do you need more information about Cetelem products? You can learn more about our products at www.cetelem.es TO SUBSCRIBE EUROMUEBLE Our Shops Our Brochures Job Offers Opportunity Center SHOPPING GUIDE How To Buy Financing Shipping Forms Returns And Exchanges Frequent Questions CUSTOMER SUPPORT Claims Contact Legal Warning Privacy Policy Cookies Policy Follow us on Copyright © 2020 Euromueble. All rights reserved. Information about cookies We use our own and third-party cookies and similar technologies, session or persistent, to make our website work safely and personalize its content. Likewise, we use cookies to measure and obtain data from your browsing experience and to adjust advertising to your tastes and preferences. You can accept or deny the use of cookies below. Likewise, you can modify your consent options at any time by visiting our Cookies Policy. To accept Deny More information