Home Locations Customer Service Personal Small Business Commercial Wealth Management SIGN IN Banking Credit Cards Loans Investments Everything you expect from a bank. And yet, fundamentally different. Enjoy no minimum balance, easy-to-waive fees1 and zero liability fraud protection2 from a bank with the strongest environmental policies of any major US bank3. Apply Now Great banking meets positive impact Mobile banking app with over 100,000 5-star ratings No minimum balance and easy-to-waive low fees1 Zero liability fraud protection2 Compare Checking Accounts Strongest environmental policies of any major US bank3 Led by a CEO who is among just 6% of female bank CEOs Stability that comes with being part of BNP Paribas, the ninth largest bank on the planet See Why We Are Different OUR PRODUCTS Checking Savings Credit Cards Customer Loans Home Loans Online Investing 1% for the Planet Checking Account Only from Bank of the West Apply Now Compare Accounts Mobile app with over 100,000 5-star ratings Secure biometric login4 Deposit checks anytime4 Use Zelle® for free to send or request money Tap to view monthly cash flow App Store rating 4.8 AS RECOGNIZED BY What on Earth is Your Bank Financing? Watch Video What on Earth is Your Company’s Bank Financing? Watch Video What sets us apart is what we do and don’t do with your money See our environmental policies—the strongest of any major US bank3 100% Banks can lend up to 100% of their customers' deposits.5 Do you know what your money is funding? Do right by yourself and the planet. Make the switch today. Compare Checking Accounts WE ARE THE ONLY MAJOR BANK TO BE A MEMBER OF See Why We Are Different SECURITY & PRIVACY CENTER Your privacy and security are important to us. Learn how we protect your personal information and safeguard you against fraud. Learn more MORTGAGE HELP Need help with home loan payments? You have options. We’re here to help. MEANS & MATTERS Visit our award-winning digital publication to read about the intersection of money and sustainability. Learn More. Legal information and Disclosures Deposit and loan products offered by Bank of the West, Member FDIC. Securities and variable annuities are offered through BancWest Investment Services, a registered broker/dealer, Member FINRA/SIPC, and SEC Registered Investment Adviser. BancWest Investment Services is a wholly owned subsidiary of Bank of the West. Bank of the West is a wholly owned subsidiary of BNP Paribas. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Advertising Substantiation 'Cigarettes are the world's most littered item:' Why are cigarette butts the most littered item on earth? (truthinitiative.org) 'Arctic Drilling is one of the dirtiest forms of fossil fuel extraction:' https://www.worldwildlife.org/stories/how-would-offshore-oil-and-gas-drilling-in-the-arctic-impact-wildlife 1$10.00 monthly service charge for Any Deposit Checking and 1% for the Planet Checking waived with one deposit of any amount each statement cycle. Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. Opening deposit can be any amount ($0.01 or more). No monthly service charge if any account owner is under 25 years of age. 2Conditions and restrictions apply. Your liability for unauthorized use of your debit card for debit transactions processed through the Mastercard system will be zero dollars ($0) provided the following conditions are met: (1) you can demonstrate that you exercised reasonable care in safeguarding the debit card from risk of loss or theft; and (2) upon becoming aware of a loss or theft, you promptly report the loss or theft to Bank of the West. Refer to the "Consumer Liability of Unauthorized Transfers" and "Mastercard Debit Card Zero Liability" sections of your Deposit Account Disclosure and Safe Deposit Box Rental Agreement Terms and Conditions for Personal Accounts (PDF) for details. 3Major bank defined as banks with excess of $90B in assets. Read more about our restrictive fossil fuel policies here. 4Touch ID is available only for newer iPhone models (5S and later) using iOS 8 or higher. Face ID is available only iPhone models X and later. Use of your Mobile device requires enrollment in Online Banking and download of our Mobile App. Wireless carriers may charge fees for text transmissions or data usage. Mobile Banking requires an internet-ready phone and is supported on Apple iPhone devices with iOS 9 and greater and on Android mobile devices with OS 5 and greater. Mobile deposits made before 7 pm PT will be processed the same business day and made available within two business days. Longer delays may apply based on the type of items deposited, amount of the deposit, account history or if you have recently opened your account with us. 5Subject to regulatory limitations and concerns. Investment and Insurance Products: NOT FDIC INSURED NOT BANK GUARANTEED MAY LOSE VALUE NOT A DEPOSIT NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY Banking Checking Accounts Savings Accounts CDs IRA CDs Online Banking Mobile Banking Online Banking FAQs International Clients Financial Education Bank of the West Debit Card Overdraft Program Options Banking FAQs Credit Cards Compare Credit Cards Cash Back Card Platinum Card Secured Card Resource Overview Credit Card FAQs Loans Home Equity Buying a Home Personal Loans Car Loans Boat Loans RV Loans RV and Boat Loan Make a Payment Online Find a Home Loan Specialist Investments What We Offer Online Investing myTradeNow Open an Investment Account Investing Resources About Us Customer Service Careers Terms of Use Security Privacy © 2021 Bank of the West | NMLS #19116 | Member FDIC | Equal Housing Lender Doing business in South Dakota as Bank of the West California. Feedback