SEARCH CONTACT US LOCATION & HOURS Account Login Home Our Services Personal Business Community Development Lending About Us News Resources Personal > Personal Savings Our savings account options help you build your wealth, your way. Open an Account Savings Account We know you work hard to earn your savings. We want you to get a competitive return on that effort when you trust your savings to us, plus other great benefits like liquidity, flexibility in transfers, and more. Open an Account Compare Accounts Competitive Interest Rates Earn a higher savings rate than a regular savings account when you open a Legacy Savings account with any Legacy checking account Free Online and Mobile Banking Pay bills, view your transaction history, make transfers, and more through our online and mobile banking options. Just $25 to Open Get started with your Legacy Bank and Trust Savings account by depositing just $25. No Service Charge for Customers 18 and Under You’re never too young to start saving. Customers 18 and under can enjoy waived service charges for their Legacy Savings account.Note: A $5 service charge may apply if a Savings account balance falls under $100 during any given quarter. Competitive Interest Rates Earn a higher savings rate than a regular savings account when you open a Legacy Savings account with any Legacy checking account Free Online and Mobile Banking Pay bills, view your transaction history, make transfers, and more through our online and mobile banking options. $2,500 Minimum Opening Balance Opening a Money Market Account requires a $2,500 deposit. Note: A $10 service charge may apply if this checking account balance falls under $2,500 during the statement cycle. Money Market Account (MMA) Nurture your saved funds and earn a higher interest rate with a Money Market Account (MMA). Legacy Bank and Trust’s commitment to providing competitive interest rates and secure banking makes MMAs the perfect choice for larger savings balances. Open an Account Compare Accounts Need help finding the perfect way to save? A friendly and knowledgeable Legacy Bank and Trust representative can help you learn about personal savings and investment accounts so you can make the best choice for your needs. Contact Us Today Health Savings Account (HSA) In today’s unpredictable healthcare climate, a Health Savings Account (HSA) gives you peace of mind. Opening a Health Savings Account (HSA) is a tax-exempt account that helps you pay for unexpected medical expenses for you and your loved ones. Open an Account Compare Accounts Free Online and Mobile Banking Pay bills, view your transaction history, make transfers, and more through our online and mobile banking options. Competitive Interest Bearing The more money saved, the more we’ll pay interest for your HSA account holder. Note: In order to be eligible to open an HSA with Legacy Bank and Trust, you must be covered under a high-deductible health plan (HDHP). You cannot be covered by any other health plan, including Medicare. You cannot be claimed as a dependent on another individual’s tax return. Competitive Interest Rates Plus, earn a higher savings rate than a regular savings account when you open a Legacy Savings account with any Legacy checking account. Free Online and Mobile Banking Pay bills, view your transaction history, make transfers, and more through our online and mobile banking options. $1,000 Minimum Opening Balance Opening a Money Market Account requires a $1,000 deposit. Several Maturity Options to Choose From We’ll help you select your CD’s term so you can plan the next step for your CD’s maturity. Note: CD accounts are subject to penalties if withdrawn prior to maturity. Certificate of Deposit (CD) Save for your future on your terms. For the security-conscious, certificates of Deposit (CDs) are a safe way to save money and earn interest at a fixed rate so your hard-earned funds keep their liquidity and flexibility over time—no matter how the market fluctuates. Open an Account Compare Accounts Personal Checking Choose from our four checking account options for unbeatable benefits. Learn more. Retirement Accounts Make your golden years their best with our retirement account services.. Learn more Banking Options Customize your Legacy experience with our many banking options. Learn more Open a New Account Login to Online Banking Find a Location Learn More About Legacy Legacy Bank and Trust We’ve been serving the Ozarks since 1907, bringing our clients the personal service, attention and commitment we know they deserve. 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