Products Process Resources About Call us today 855.561.4944 FIND A LOAN OFFICER PRODUCTS VA Loans VA loans are guaranteed by the U.S. Department of Veterans Affairs and are designed to offer long-term financing to eligible active-duty military, veterans, and eligible surviving spouses. VA Loan Requirements Credit scores as low as 580 may be accepted Credit scores as low as 600 may be accepted for manufactured housing Must be current or former military personnel or surviving spouse of military personnel who did not remarry Must not have had any loan defaults within the last year Must not have declared bankruptcy within the last two years Benefits and Details 0% down payment No mortgage insurance required 30-, 20-, or 15-year fixed-rate terms and 5/1 ARMs available Refinance up to 100% of the value of your primary residence VA streamline refinance (IRRRL) with no appraisal necessary and minimal documentation is available for current VA loan holders (855) 561-4944 customercare@peopleshomeequity.com 3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273 Licensing Privacy Terms Visit the NMLS Consumer Access website for regulatory information about us. Copyright © 2021 Cardinal Financial Company, Limited Partnership, dba Peoples Home Equity (NMLS ID 66247)

Products Process Resources About Call us today 855.561.4944 FIND A LOAN OFFICER (855) 561-4944 customercare@peopleshomeequity.com 3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273 Licensing Privacy Terms Visit the NMLS Consumer Access website for regulatory information about us. Copyright © 2021 Cardinal Financial Company, Limited Partnership, dba Peoples Home Equity (NMLS ID 66247)

Products Process Resources About Call us today 855.561.4944 FIND A LOAN OFFICER OUR PROCESS Home Purchase (855) 561-4944 customercare@peopleshomeequity.com 3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273 Licensing Privacy Terms Visit the NMLS Consumer Access website for regulatory information about us. Copyright © 2021 Cardinal Financial Company, Limited Partnership, dba Peoples Home Equity (NMLS ID 66247)

Products Process Resources About Call us today 855.561.4944 FIND A LOAN OFFICER PRODUCTS FHA Loans (855) 561-4944 customercare@peopleshomeequity.com 3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273 Licensing Privacy Terms Visit the NMLS Consumer Access website for regulatory information about us. Copyright © 2021 Cardinal Financial Company, Limited Partnership, dba Peoples Home Equity (NMLS ID 66247)