Cookies & Privacy Contact Us FAQs Credit Cards Loans Savings Help & Support Improve Your Credit About Us PSD2 and Open Banking Find out about what the Payment Services Directive 2 (PSD2) and Open Banking means for you. Vanquis Manage My Account PSD2 and Open Banking Payment Services Directive 2 (PSD2) is European law that has been translated into UK law as the Payment Services Regulation. PSD2 introduces increased security and competition within the financial services industry. Strong Customer Authentication (SCA) is part of PSD2, it focuses on security and provides changes to the way you verify your identity when spending on debit and credit cards. Another part of PSD2 includes similar services to those contained in the Open Banking rules. Open Banking allows the financial industry to offer new services which let account holders share their financial information. It was introduced by the UK’s Competition and Markets Authority (CMA) to bring more competition to the financial services industry by requiring financial institutions to open up customer and/or payment data to third party providers where customer permission is provided. This leaflet provides further information about your rights when making payments in Europe. Strong Customer Authentication (SCA) SCA is focused on providing enhanced security when using your Vanquis Credit Card. Find Out More Third Party Providers New service providers have been created with the sole purpose of allowing consumers to take advantage of Open Banking. Find Out More Your Rights When Making Payments in Europe EU rules mean your electronic payments are becoming cheaper, easier and safer. Find Out How Useful Links Contact us Frequently asked questions Protect yourself from Fraud Refer a Friend Accessibility Sitemap Legal Info Privacy & Cookies Vanquis Bank Legal Info Credit card summary boxes Corporate Info Corporate Info Links Modern Slavery Act Statement Become an affiliate Careers at Vanquis Vanquis Bank can be contacted at its registered office, which is at No. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Registered number 02558509 England. VAT number 180555952. Vanquis Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 221156). Credit is subject to status, affordability and credit checks. Credit is only available to UK residents aged 18 and over. Terms and conditions apply. © 2021 Vanquis Bank. All rights reserved. Cookies We use cookies to personalise content and ads, to provide social media features and to analyse our traffic. We also share information about your use of our site with our social media, advertising and analytics partners. Cookie Policy Accept All Cookies Cookies Settings