Risk management Well structured processes for corporate governance and corporate responsibility are important aspects of risk management and sustainable value creation. Our operations are managed within a framework of Rettig management policies and procedures set by Rettig Group Board of Directors. These include a risk management policy, which integrates risk assessment into business decisions, particularly in major ones. While operating in a responsible, long-term and prudent way, we also support a company culture that allows a certain degree of experimentation, risk taking and learning from mistakes for the benefit of business development. According to our risk management policy, risk assessment is a natural and important part of our business thinking and decision making process. Risks can be managed if risks are identified and understood in advance. The severity and probability of strategic risks, and operational risks in particular, are evaluated on an ongoing basis. STRATEGIC RISKS For Rettig Group strategic risks are typically those that significantly prevents the Group from following its mission of Value for generations. For our portfolio companies, strategic risks are mainly related to external factors that could impact markets, customers and competitiveness. A strategic risk typically has the potential to have a long-term impact on the business. OPERATIONAL RISKS Operational risks are part of the daily work of the businesses. They are identified, assessed and managed on a daily basis. FINANCIAL RISKS The financial risks are mainly foreign exchange risk, interest rate risk, liquidity and refinancing risk and credit risk. These risks are managed through hedging instruments, a diversified funding portfolio and management of customer receivables. HAZARD RISKS Hazard risks are mainly related to occupational health and safety, personnel security, information security, natural disasters, fire and other accidents. They are managed through occupational health and safety systems and instructions, crisis management guidelines, information security policy, environmental management systems and appropriate insurance arrangements. Rettig Group Ltd | P.O. Box 115 (Bulevardi 46), FI-00121 Helsinki, Finland | Tel. +358 (0)9 618831 © 2018 Rettig Group Ltd. Sitemap Privacy Policy and Terms of Use

Our employees The competence and personal contribution of people at Rettig Group are critical components of our mission to create sustainable value growth. BOARD OF DIRECTORS » GROUP MANAGEMENT » NINA BRÄNNARE Finance and HR Assistant DANIEL DAHLGREN Associate MIIKKA HARA Security Manager TOPI JOKIRANTA Chief Financial Officer TEIJA KESÄNIEMI Executive Assistant to CEO PIA KIVINEN Controller THOMAS LANDELL General Counsel JOHN LINDSTRÖM Director ROGER LÖNNBERG Head of Family Office MATTS ROSENBERG CEO SEBASTIAN WESTER Group Business Controller Rettig Group Ltd | P.O. Box 115 (Bulevardi 46), FI-00121 Helsinki, Finland | Tel. +358 (0)9 618831 © 2018 Rettig Group Ltd. Sitemap Privacy Policy and Terms of Use