Personal Business About Service status Coronavirus (COVID-19) Find a Store Help Log in How the residential mortgage process works Personal Mortgages How to apply for a residential mortgage Taking out a Residential Mortgage Learn how the mortgage lending process works, whether you’re buying a new home or re-mortgaging the one you already live in. Apply 7 days a week With Mortgage Consultants available 7 days a week, 362 days a year, we’re here when you need us. Just call or come into a store. Timely decisions We pride ourselves on our speedy turnaround. Once you submit your information, you can expect a quick decision on how much we can lend you. Your home may be repossessed if you do not keep up repayments on your mortgage First steps The mortgage application Final checks You’re now a homeowner FAQs Can I get an Agreement in Principle before I find a property? Can I choose how I apply? Who will help me throughout the process? Interested? Why not have a look at our mortgage products Residential Mortgages Buy-to-Let Mortgages Some things you might like... Mortgages How buy-to-let mortgages work We make it easy to arrange finance for a new buy-to-let property – or to remortgage an existing one. Have a look at our handy guide on how the process works. Buy-to-let mortgages FSCS Protecting your money Your eligible deposits with Metro Bank are protected by the FSCS. How the FSCS protects you Store Locator Careers Press Mortgage Intermediaries Investor Relations Developer site Modern Slavery Act Your eligible deposits with Metro Bank PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered. For further information visit www.fscs.org.uk. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. Accessibility Legal Information Privacy Sitemap Copyright 2021 Metro Bank. All rights reserved