Choose country Search Menu Automated Credit Decisions Bisnode Risk Guardian Suite | Risk Decisioning Don't avoid Credit Risk, optimize it! Automated Risk Assessment will grow your sales performance Your browser does not support the video tag. Secure & efficient B2B/B2C onboarding AML, PEP & Sanctions screening for full control Reduces time, cost, risk and resources Powerful fraud detection Optimized onboarding brings in more customers, seamlessly Bisnode Risk Decisioning automates routine tasks that do not require human intervention, intelligence or judgement. This allows you to perform important and time-critical tasks closer to sales and the customer journey, letting you onboard customers who otherwise would have been lost. Yes! Please contact me about this service Send Read our Privacy Policy Or give us a call: +46 8 558 059 00 Why choose Bisnode Risk Decisioning? Boost your conversion Increased sales, happier customers through instant, automated credit decisions Credit check for both B2B/B2C Quick credit worthiness check, for both companies and private individuals Trustworthy decisioning Data-driven credit decisions enable consistency, accuracy and more sales Smooth integration & easy to use Flexible set-up and adjustment of rules, optimized for sales Say "Yes!" to more business What is Bisnode Risk Decisioning? Bisnode Risk Decisioning automates your credit request processes so you can increase credit sales volumes without making sacrifices to your desired risk levels. The service is suitable for all types and sizes of companies from those with few customers and simple needs to large telecommunications companies, e-commerce companies or banks. Bisnode Risk Decisioning for B2C or B2B is a powerful tool for optimizing your credit application processes. Reduces onboarding bottlenecks and speeds up the process. How does Bisnode Risk Decisioning work? Bisnode Risk Decisioning uses pre-configured rule sets matched to your desired credit risk levels. Working with you, Bisnode makes a thorough credit risk and opportunities analysis, resulting in recommendations for initial configuration. Once set up, Bisnode Risk Decisioning instantly checks applicants' financial/credit history against a 36 month review-window of financial status, payment history, payment remarks, AAA Credit Rating, AML Compliance history and legal remarks. The result is an instant "Approve" or "Decline" answer to your customers credit application. All based on the set of rules you have pre-configured. This service is available through webservice or API. Don't avoid Credit Risk, optimize it! Does your company see credit risk as a negative to be avoided? Does your organization rely on a few individuals to make centralized credit decisions? If the answer to either of these questions is “yes” then you could be losing business. Bisnode Risk Decisioning optimizes and automates your credit process to reduce handling times by up to 90%. Without sacrifices to your risk levels. Decisions based on solid pre-defined parameters and automation streamlines your credit decisioning and makes it consistent. With reduced handling times you can say "Yes" to more customers. Product Summary Bisnode Risk Decisioning Features: Instant automated credit assessment and decisions User-friendly configuration of desired credit- & risk levels Use of multiple rule sets to match different customers or margins Archiving function lets you go back and review decisions Review- and edit credit decisions at a customer level Bisnode Business Contacts Features: Automated screening for AML, PEP & Sanctions variables Based on Bisnodes trusted AAA Credit Scoring (B2B) 36 month review of customers financial history Customers invoice payment history (late or on time) Available through standard API and Web App We can help you find the right solution for your needs We are Data & Analytics experts and would love to help you to become more data-driven. Just fill in your details so that our local sales organization can get in touch for an initial conversation. Next Read our Privacy Policy Customer Case Hi3G increased their sales significantly, with retained risk Thanks to a credit risk process based on unique data and a scoring model developed exclusively for Hi3G, the telecommunications company has the potential to increase its revenues substantially without any increase in risk. Read more Bisnode Risk Guardian Suite – the full protection A solution with services that can give full protection for your whole business. Check them out separately or contact our sales people and they will guide you to the right solution for your needs. Credit Reports For all businesses of all sizes. Get the full picture or just pick the one relevant for your purpose. Add-ons eg monitor and portfolio. Read more AML Compliance Check your business partners for due diligence automatically – including suspicious money transfers, PEP and sanction lists. Read more Risk Decisioning (API) Connect to our modern API and receive the full-service solution for credit automation. Read more Other Solutions for Risk & Credit: D&B Credit Automated global credit decisioning D&B Direct for Finance Automated global credit decisioning via API We can help you find the right solution for your needs We are Data & Analytics experts and would love to help you to become more data-driven. Just fill in your details so that our local sales organization can get in touch for an initial conversation. Next Read our Privacy Policy Contact us Rosenborgsgatan 4-6, Solna, Sweden + 46 8 558 059 00 info@bisnode.com VAT: SE556341568501 Postal address: Bisnode AB Sweden, 169 93 Solna About Us About us What we do Careers Developer Topics Smart Data Smart decisions Digital transformation Data-driven marketing Compliance Contact Contact us Change country Legal Cookies Cookie Settings Bisnode has joined Dun & Bradstreet. Please note that until further notice the formal legal entity name Bisnode remains in relation to registration number/VAT number.