Go to main content Online banking Username Password Enroll Now | Forgot password? Land loans Buy the land you need to build your dream home with a land loan from Oregon State Credit Union. We offer land loans to purchase two kinds of property, with easy online application: Building lots within city limits Bare land (up to 10 acres) with basic improvements and utilities Apply here | Land loan at Oregon State Credit Union Is a Land loan right for you? A Land loan is perfect if you want: To buy a piece of property to build a dream home A fixed interest rate To build equity for future construction Land loan features Finance up to 80% of the value of the land 15-year term Local decisions Fixed interest rate, fully amortizing No pre-payment penalty for early payoff Here's an example of Land loan terms Loan example: On a 15-year land loan of $180,000 and an estimated property value of $240,000 at 5.15% APR (interest rate 5.00%), monthly payments would be $1,423.43. Rate is based on specific product type. All loans subject to approval. Apply now for a loan to buy land Use our online application to start your land loan today with Oregon State Credit Union. Apply here | Land loan at Oregon State Credit Union Go to main navigation Home loan to-do list Check rates Apply for loan Meet a loan officer Calculate loan options Related Links Find branches Join | Become a member Giving back Our history The credit union difference The national role of credit unions Video - Credit Union Day Play Video In this video members explain why Oregon State Credit Union is the right choice and a good example of the credit union difference. Fixed rate mortgage payment calculator This calculator computes the payments (principal and interest) for a fixed rate loan. Pay extra on your mortgage payments every month The additional amount will reduce the principal on your mortgage, as well as the total amount of interest you will pay, and the number of payments. Home buying tips Buying a home is an emotional experience and we’ve got some tips to make it easier. Go to main navigation Accessibility assistance: If you have difficulty accessing or using any portion or function of our online or mobile channels, please call us at 800-732-0173 or email us. We will work with you to provide the information, item, or transaction you seek in a manner that we believe is accessible for you, as we are able. Branches Contact us Careers Site Map Oregon State Credit Union PO Box 306 Corvallis, OR 97339 Phone: 800-732-0173 | Routing number #323274270 | NMLS #472475 Contact Form Email Us Branch locations