Contact An Agent Single Premium Universal Life Insurance You have worked hard to secure your retirement. Now you want to think about securing a legacy to leave your family when you are gone. Legacy Solution has been designed to make that easier. Life Insurance is one of the most efficient meth­ods to transfer assets upon your death. Legacy Solution allows you to use a single premium payment to purchase a guaranteed death benefit, making your desire to leave a legacy for your fam­ily within reach. Key Features* Immediate increase in the value of the estate Return of premium guaranteed, provided that no loans or withdrawals are taken Access to contract values through loan and withdrawals “Just in case...” Cash value accumulates tax deferred The Accelerated Death Benefit can provide finan­cial assistance if the insured is diagnosed with a terminal illness. Generally bypasses probate if there is a named beneficiary Death Benefit to named beneficiary is generally income tax free *Full or partial withdrawals during the first 9 years will be subject to a withdrawal charge, with some exceptions. Withdrawals are subject to tax and, if taken prior to age 59 ½, may be subject to a 10% tax penalty. Loans and withdrawals decrease the death benefit and cash value and may cause the policy to lapse. A death benefit is not available if the policy matures, lapses or is surrendered. Receipt of accelerated death benefits may affect eligibility for public assistance programs and may be taxable. There is no premium charge for this benefit. However, upon election, the benefit is discounted because it is an early payment and a one-time processing fee of up to $150 is deducted. This is a summary only. The policies contain limitations and exclusions, and terms and conditions for keeping them in force. Contact an agent or review the policy for full details. Neither Prosperity Life Group nor its member companies provide legal or tax advice. Please consult your legal or tax advisor as appropriate. Product issued in New York by SBLI USA Life Insurance Company, Inc. (New York, NY) (Form # SPLPSENY19) and in other states by S.USA Life Insurance Company, Inc. (Newark, NJ) (Form # ICC16SPLPUECS16 and state specific versions), members of Prosperity Life Group. Not available in all states; product features may vary by state. Only SBLI USA Life Insurance Company, Inc. is licensed in New York and issues product there. All guarantees are subject to the financial strength and claims-paying ability of the issuing company. Let life flourish. Policy Holders Agents & Brokers Start a Claim What We Offer Who We Are Contact Us Terms of Use Legal Disclosures Privacy Notices Prosperity Life Group℠ is a marketing name for products and services provided by one or more of the member companies of Prosperity Life Insurance Group, LLC, including SBLI USA Life Insurance Company, Inc., S.USA Life Insurance Company, Inc., and Shenandoah Life Insurance Company. Members not licensed in all states. Only SBLI USA Life Insurance Company, Inc. is authorized to do business in New York. Each company offers a variety of insurance products and is solely responsible for its own financial and contractual obligations. SBLI USA Life Insurance Company, Inc. is not affiliated with The Savings Bank Mutual Life Insurance Company of Massachusetts or The Savings Bank Life Insurance Company of Connecticut. © Prosperity Life Insurance Group, LLC. All rights reserved.