0114 232 9800 NEW JCB USED JCB JCB PARTS JCB ATTACHMENTS JCB SERVICING NEWS ABOUT CONTACT JCB OFFERS JCB Finance Home About JCB Finance JCB Finance About Them JCB Finance's aim is to bring state of the art finance options to the point of sale anywhere in Great Britain for JCB equipment. However, the Company is also able to finance other plant machinery equipment, providing it is not a new machine that is directly competitive with any of the JCB range. Over the years, this policy has seen JCB Finance not only become the largest owner of JCB equipment in the world, but the Company also funds a wide range of other capital purchases for customers, including almost every type of construction plant available and many items of agricultural equipment. Our customers have ranged from owner-operators, through small and medium-sized companies, to PLC's which are household names, Local Authorities and even Government departments. During its successful history, JCB Finance has continued to expand its range of finance products from two basic facilities - Asset Purchase and Leasing - to the widest available from a specialist plant finance company. Each of these is designed to give the customer the tax, cash flow and/or accounting benefits which best suit his particular circumstances. Keyperson and Return to Invoice insurances are other facilities which have been developed relative to customers’ needs and are now offered by JCB Finance. All of this is backed-up by a dedicated field force strategically located throughout Great Britain, plus the comprehensive administrative support located at The Mill. To find out more visit the JCB Finance website Current Offers Throughout the year JCB Finance offer a range of finance offers on New & Used JCB Machines. View our Current Offers Here >> Finance Options JCB Finance offers a vast range of finance options, but which one is the right one for you? Our sales team can advise you on the extensive range of options available and which is the most suitable for you, your machine and your business. However, we have briefly explained each of the finance options that JCB Finance provides. HP Equalised Payments A variable rate Hire Purchase agreement but budgeting is made easier because of the fixed equal monthly repayments of capital and estimated interest. HP Variable A variable rate HP agreement - fixed equal monthly repayments of capital with interest calculated daily. Popular when interest rates are expected to fall or you expect to settle the entire agreement early or pay off lump sums. HP Fixed Our most popular Hire Purchase option, offering accurate budgeting and the security of fixed repayments that protect against rising interest rates. HP Plus HP Plus combines the best features of both fixed and variable rates. HP Plus has fixed equal monthly repayments of capital and estimated interest. Particularly appropriate if early settlement is expected or there is the possibility of lump sums being paid off during the agreement term. Letter Of Agency Allows “cash buyer” negotiating power or where you do not want to reveal to your supplier that you use an external source of finance. The amount borrowed is then usually paid back over a pre-agreed period in the form of a Hire Purchase agreement. Contract Purchase Very much like Personal Contract Purchase on a car, this fixed rate Hire Purchase agreement has lower than usual repayments because of the final balloon payment. At the end there are three options to either keep the machine, trade it in against a replacement or return it. JCB Flexilease A new type of Operating Lease with all its associated features and benefits but with one big difference – any profit over and above the investment value (similar to a residual value) is returned to you when the plant is sold. Any loss made on disposal is met by JCB Finance. This is a win-win situation for your business. Restricted to JCB models and other selected plant, return conditions apply. Operating Lease A lease with fixed instalments reflecting a predicted future residual value which remains unpaid by you. Return conditions apply. Contract Hire Contract Hire is an Operating Lease that is combined with service, repair and maintenance agreements – usually from your local JCB dealer. These agreements can be combined with JCB PremierCover - an extended JCB warranty package offering the same component protection as the initial manufacturer’s warranty. Return conditions apply. Finance Lease Less popular due to changes in tax rules but Finance Leases still enjoy the ability to offset the cost of the instalments against taxable profits. The machine can continue to be used after the primary period, in exchange for a nominal annual continuing period instalment. For more information on anything JCB Finance make an enquiry here, or any other JCB Servicing requirements, please contact the T.C.Harrison JCB Servicing Team on Sheffield: +44(0)114 232 9800, Derby: +44(0)1332 633722, Sedgefield: +44(0)1740 625100, Lincoln: +44 (0)1522 887000 or Leeds: +44 (0)1924 428080, Hull: +44 (0)3300 580 644. About About T.C. Harrison JCB Testimonials Careers JCB Finance JCB Insurance Operator Training T.C. Harrison; No Comparison T.C. Harrison Group Services CALL NOW Sales Enquiry Finance Insurance Service and Support ABOUT US About T.C. Harrison JCB Testimonials Careers JCB Finance JCB Insurance Operator Training T.C. Harrison; No Comparison T.C. 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To view our privacy policy click here. Copyright © T. C. Harrison Group Limited 2021 | Site Credits | Terms & conditions | Map | Cookies Finance Status Disclosure | Slavery Statement | Gender Pay Report | Tax Strategy Terms of Sale - Machines | Terms of Sale – Aftersales Finance Privacy Notice | Website Privacy Policy Complaints and Alternative Dispute Resolution Registered Office:- T. C. Harrison Group Limited, Milford House, Mill Street, Bakewell, Derbyshire, DE45 1HH. Registration Number: 1863311. VAT Registration Number: 172 5867 36. T. C. Harrison Group Limited, Milford House, Mill Street, Bakewell, Derbyshire, DE45 1HH acts as a credit broker in relation to financial products and not a lender. For customers requiring finance we can introduce you to a small number of carefully selected credit providers who may be able to offer you different finance products to suit your needs, subject to assessment of your personal circumstances. You are not obliged to use these finance products which may have different interest rates and charges. We do not charge a fee for our services but a lender we introduce will typically provide us with a commission for the work that we do, which is a fixed amount depending on the amount borrowed or a percentage of the amount you borrow. The lenders we work with will pay commission at different rates and the amount of commission we receive from a lender is not an additional charge to you and does not affect the amount that you pay to that lender under your credit agreement. We are only able to offer finance products from the providers we work with. T. C. Harrison Group Limited is authorised and regulated by the Financial Conduct Authority. FCA Reg. No. 312522.