Locations + ATMs Video Banking Schedule An Appointment Bank + Borrow Why Verve? Learn Help Login Join Now Knowledge Base You Have Questions. We Have Answers. Search About Verve What is Verve's membership area? What days are you closed? Why do you close on federal holidays when most other businesses are open? What is Verve’s NMLS (Nationwide Mortgage Licensing System & Registry) number? Verve doesn’t sound like a typical financial institution. What does Verve, a Credit Union, stand for? Who is Merv? What’s the difference between a credit union and a bank? Show all articles ( 1 ) Bank by Phone How to use Bank By Phone Bill Pay How do I enroll in Bill Pay after April 27? How do I pay a bill? Business Banking How to install the desktop app for mobile/desktop check deposit (for businesses) How do I set up a user on my business account? How to connect your Verve accounts to QuickBooks Online Checking What is Verve’s routing number? What are routing numbers used for? Is it safe to enter my routing and account numbers into websites to make online payments? How do I reorder/order more checks? How long does it take electronic payments (ACH withdrawals) to post to my account? How do I activate my debit card? How do I change my debit card PIN? Help! I lost my card/My card was stolen/I need to dispute a transaction. Show all articles ( 15 ) Credit Cards How do I view my RewardsFirst MasterCard® rewards? Where do I check my credit card balance, transactions, etc.? How long are rewards points valid? Does Verve offer any fraud protection with its credit cards? How do I make a payment on my Verve credit card balance? Help! I need to respond to a fraud alert. Help! I lost my card/My card was stolen/I need to dispute a transaction. How do I activate my Verve credit card? Show all articles ( 2 ) Debt Consolidation Articles coming soon Fraud I’m planning a trip. How do I make sure my debit card doesn’t get blocked thinking it’s fraud? Does Verve offer any fraud protection with its debit and credit cards? Loans What kinds of loans does Verve offer its members? How do I apply for a vehicle loan with Verve? How do I apply for a mortgage loan with Verve? How do I apply for a home equity loan or line of credit with Verve? How do I apply for a personal loan with Verve? How do I apply for a business loan with Verve? Can I have more than one loan at a time with Verve? How can I access my HELOC funds? Mobile App Do you have a mobile app? Can I use the mobile app to deposit checks? Why do my checks need to be marked “for mobile deposit only?” Is it safe to use the mobile app for banking, or does it make me more vulnerable to fraudsters? Can I add my Verve debit and credit card to my mobile wallet? What is Card Boss? Is it separate from the Verve mobile app? My Account How do I open an account with Verve? Online Banking How do I login to online banking? I’m locked out of online banking—how can I get back in? How do I update my contact information in the Online Banking Center? How to transfer money in online banking Retirement Does Verve offer any financial planning for retirement? How do I know if I have enough money to retire? When should I start saving for retirement? Is it too late to start planning for retirement? I am planning to retire in the next five years. Do you have any tips or a list of steps I should take to prepare? Saving What is Verve’s routing number? How long does it take electronic payments (ACH withdrawals) to post to my account? What is Regulation D? How many different savings accounts can I open at Verve? Do you offer Health Savings Accounts? How large does my balance need to be to open a money market account? How can I increase my money market balance/How can I move get to the next money market tier faster? Are there penalties for withdrawing from my money market account? Show all articles ( 7 ) Schedule an Appointment I want to schedule an appointment online, but I don’t see the option I am looking for. Can I still make an appointment? Can I schedule an appointment online for more than one product or service (i.e. mortgage and checking account)? Can I still go directly to a branch and meet with a team member without making an appointment? Can I still call to make an appointment? Why do I need to have my ID, Social Security number and other personal information ready for my appointment? What if I need to cancel or reschedule my appointment? Video Lender Meeting How do I start a Video Lender Meeting with a Verve team member? Zelle How to Send Money To Friends and Family with Zelle® Spend + Save Ways to Save Checking Accounts Wealth Management Borrow Auto + Recreational Loans Mortgage + Equity Loans Credit Cards Personal Loans Business Business Tools Business Savings Products Loans For Business What’S Happening Community Events Verve Blog Online Banking Login Join Now How Can We Help? Find A Location Reorder Checks Careers Contact Us Info Routing #275981187 NMLS 789540 Toll-Free: 800.448.9228 Mailing Address: Verve, a Credit Union P.O. Box 3046 Oshkosh, WI 54903-3046 Federally Insured by NCUA | Equal Housing Opportunity | Legal + Disclosures