BECKER 763-261-4200 MONTICELLO 763-271-7177 PRINCETON 763-389-4099 PRIVACY POLICY ACTS WHAT DOES SHERBURNE STATE BANK DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income account balances and payment history credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reason SHERBURNE STATE BANK chooses to share; and whether you can limit this sharing. Reasons we can share your personal information Does Sherburne State Bank Share? Can you limit this sharing? For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Yes No For our marketing purposes- to offer our products and services to you No We don’t share For joint marketing with other financial companies No We don’t share For our affiliates’ everyday business purposes- information about your transactions and experiences No We don’t share For our affiliates’ everyday business purposes- information about your creditworthiness No We don’t share For our affiliates to market to you No We don’t share For nonaffiliates to market to you No We don’t share QUESTIONS? Call 763-261-4200 Who we are Who is providing this notice? SHERBURNE STATE BANK What we do How does Sherburne State Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does Sherburne State Bank collect my personal information? We collect your personal information, for example, when you open an account or deposit money pay your bills or apply for a loan use your credit or debit card We also collect your personal information from other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. Sherburne State Bank does not share with affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. Sherburne State Bank does not share with nonaffiliates so they can market to you. Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Sherburne State Bank doesn’t jointly market. Other important information FRAUD ALERT PHISHING NOTICE: Sherburne State Bank will never send you an email asking to verify, update or confirm your bank account information. If you receive an email asking for this information please contact us immediately. EDUCATE YOURSELF TO PROTECT YOUR IDENTITY AND ASSETS. The Federal Trade Commission is a perfect resource to learn everything you need to know about scams and fraud. CLICK HERE TO VISIT THE FEDERAL TRADE COMMISSION’S WEBSITE NOTICE: Sherburne State Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments. CLICK HERE FOR WEBSITE TERMS AND CONDITIONS Because of the risk that information transmitted via internet email could fall into the wrong hands, Sherburne State Bank strongly suggests that confidential information such as account number, social security numbers etc. not be included in the content of your email. Instead please call a Sherburne State Bank representative at 763-261-4200 or visit our bank if it is necessary to use confidential information to complete your inquiry. 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