The Mortgage Assistance Program is a down payment assistance program created to help low to moderate income Cherokee families become homeowners. The Mortgage Assistance Program (MAP) helps eligible Cherokee Nation citizens become homeowners by providing up to $20,000 in down payment assistance and individualized credit coaching to assist families with building or repairing credit and reaching personal financial goals. Down payment assistance may be used to purchase an existing home or construct a new one. If a mortgage loan is required to purchase a home, the mortgage loan rates, terms and lender must be approved by the Housing Authority of the Cherokee Nation. MAP recipients must participate in a Homebuyers Education class and Self Sufficiency Counseling conducted by the Housing Authority of the Cherokee Nation. The purchased home must be at least 540 square feet and situated on less than 5 acres. Eligibility Applicant must be a member of a federally recognized tribe; preference given to Cherokee Nation citizens Applicant and spouse or cohabitating partner must have not owned a home in the previous 3 years; exceptions may be made for victims of documented domestic violence or for individuals who have only owned a home that is uninhabitable Applicant and spouse or cohabitating partner cannot have previously received homeownership assistance through any Housing Authority of the Cherokee Nation or Cherokee Nation program; exceptions may be made for victims of documented domestic violence The home purchased or constructed must be located within the Cherokee Nation reservation Household income may not exceed 80% of the National Median Income Family Size 1 2 3 4 5 6 7 8 Annual Income $44,744 $51,136 $57,528 $63,920 $69,034 $74,147 $79,261 $84,374 Mortgage Assistance Application DOWNLOAD HOUSING AUTHORITY of the Cherokee Nation PO Box 1007 1500 Hensley Drive Tahlequah, Oklahoma 74465-1007 918.456.5482 800.837.2869 services@hacn.org All Rights Reserved ©2021 Housing Authority of the Cherokee Nation

HOUSING REHABILITATION Assistance Program The Housing Rehabilitation Program provides major and minor repairs for qualifying Native American homeowners throughout the Cherokee Nation's Reservation. Eligibility The applicant must be a member of a federally recognized tribe. Preference is given to Cherokee Nation tribal citizens who are elderly, disabled, or handicapped. The home must be located within the Cherokee Nation. The home must be the homeowner's primary residence and must be legally owned and recorded in the applicant's name. The family income cannot exceed 50% of the national median income guidelines. Other eligibility requirements apply according to the Housing Rehabilitation Program Policy. Family Size 1 2 3 4 5 6 7 8 Annual Income $27,965 $31,960 $35,955 $39,950 $43,146 $46,342 $49,538 $52,734 HOUSING REHAB PROGRAM Housing Rehab Application DOWNLOAD HOUSING AUTHORITY of the Cherokee Nation PO Box 1007 1500 Hensley Drive Tahlequah, Oklahoma 74465-1007 918.456.5482 800.837.2869 services@hacn.org All Rights Reserved ©2021 Housing Authority of the Cherokee Nation