HOME BUY ONLINE NEW USED OFFERS MOTABILITY OWNERS CONTACT US FINANCE MORE Back You are here: Homepage > Finance GET A FREE VALUATION EASY CLICK & COLLECT Simple Car Finance Make owning your new car, van or pickup as straight-forward and cost-effective as possible with a range of tailored finance options available at Cawdor. GOT A QUESTION? SIMPLE CAR FINANCE If you’ve found the ideal vehicle for your needs, you may want to purchase it with one of our flexible finance packages, which you can now do from the comfort of your home. Applying for car finance online is simple. All you need to do is select the value of the deposit you’d like to pay and your desired length of agreement using the sliders. This then calculates your monthly payments. Once you’ve found a plan that works for you, just click the Get Approved Today button, and we’ll do the rest. At Cawdor Cars, we work with a range of providers so that we can offer our customers the very best packages that can be tailored to suit their requirements. Several options are available to you, depending on your circumstances and budget. You can find out more about these below. Your application is completely secure and, of course, subject to terms and conditions. BUYING ONLINE AROUND YOU PAUSE AND PICK UP YOUR FINANCE APPLICATION WHEN ITS SUITS YOU WHEN YOU BUY ONLINE. FIND OUT MORE Select the vehicle you’d like to purchase from our online listings Select your desired deposit amount and agreement term length Click Get Approved Today and wait for confirmation Secure and safe process for applications and payments Purchase or reserve a vehicle online from the comfort of your home Full support from our specialists if you need assistance – just call or use Live Chat Get Started Now BUY ONLINECREDIT CHECKASK A QUESTION How Does HP Work? Hire Purchase (HP) enables you to take full ownership of your chosen vehicle at the end of the agreement. These plans are a popular option, being quick and easy to arrange once the deposit has been paid. Terms are straightforward, with no mileage restrictions, and once the final payment is made, the vehicle is yours. Contracts usually last between 12 and 60 months. Here's how it typically works: Choose your make and model Agree the amount to be borrowed based on the price of the car less a deposit Decide upon the length of the agreement Make fixed monthly payments for the duration of the plan Once all the repayments have been made you have full ownership of the vehicle How Does PCH Work? Personal Contract Hire (PCH) is a form of long-term lease and is ideal for those who wish to hand their vehicle back at the end of the agreement, with no further obligations. PCH is popular among motorists who want to upgrade their vehicle frequently, and for whom the commitment of owning a car outright is undesirable. Here's how the agreement typically works: Choose your preferred car Decide on the initial payment you wish to put down Determine the length of the agreement and preferred mileage limit Pay the fixed monthly fee for the duration of the plan At the end of the contract, either hand back the keys and walk away or choose a new model and sign up for a new PCH lease How Does PCP Work? Personal Contract Purchase (PCP) is popular with motorists who have a more limited budget, as monthly payments are typically lower. Essentially, the contract only covers part of the value of the car, with an agreed amount being deferred until the end. Contracts normally last between 24 and 48 months, at the end of which you have three options. Here’s how it works: Choose your car Pay a deposit and agree contract length and mileage limit Make fixed monthly payments At the end of the contract, you have three options: Pay the agreed sum or 'balloon payment' to own the car outright Exchange your car for a new model and agreement Hand the car back and walk away Ready to find your perfect vehicle? Ready to buy the car of your dreams? Get started today. SEARCH ALL USEDSEARCH ALL NEW Terms & Conditions Privacy Policy Site Map Data Preferences Complaints Company Info Back to Top New Road, Newcastle Emlyn, United Kingdom, SA38 9BA Reg Office: Cawdor Cars (Newcastle Emlyn) Ltd, New Road, Newcastle Emlyn, SA38 9BA Reg. Company Number: 1875002 VAT Reg. No. 401 7183 87 Cawdor Cars Newcastle Emlyn Limited is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Cawdor Cars Newcastle Emlyn Limited to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only. We can introduce you to a selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next best offer of finance for you. Our aim is to secure the best deal you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required. © NetDirector ™ - Automotive Solutions change cookie settings This site uses cookies and related technologies for site operation, analytics and third party advertising purposes as described in our Privacy and Data Processing Policy. You may choose to consent to our use of these technologies, or further manage your preferences. To opt-out of sharing with third parties information related to these technologies, select "Manage Settings" or submit a Do Not Sell My Personal Information request. MANAGE SETTINGS ACCEPT RECOMMENDED