Login PERSONAL BANKING BUSINESS BANKING HOME PERSONAL BUSINESS LENDING RESOURCES ABOUT CONTACT Business Banking HOMEBUSINESS BANKING Specifically designed with your business needs in mind, our deposit products and services are tailored to simplify your banking, allowing you more time to focus on your growing business! Contact our Client Services Team today to discuss how we may be of service to you and your business. Deposit Rates Interest Rates and Annual Percentage Yields (APY) are accurate as of November 28, 2021. Interest Rate and APY may change without notice. View Rates Download Rates PDF Business Checking We have several types of checking accounts created to fit your unique business needs. Whether you are a growing business with lower check transaction volume or a larger corporation with higher volumes, we have solutions that make sense for your company. All of your accounts are accessible through our business online banking, which provides you with the necessary tools that allow you to conveniently manage your business finances. Business Checking Our Business Checking Account is ideal for small and growing businesses with moderate account activity and balances. Business Interest Checking Our Business Interest Checking Account earns a competitive interest rate with fewer fees than most banks. Business Premier Club Checking It does not get any better than this! Our Business Premier Club Checking Account earns an interest rate that is 1.5 times that of our industry leading Business Interest Checking. Business Checking Comparison Chart – Which Account is Right for You? Business Checking Business Interest Checking Business Premier Club Checking Brief Description Moderate account activity Earns a competitive interest rate Our most attractive interest rate Minimum open deposit $500 $500 $500 Minimum daily balance $2,000 $5,000 $20,000 Monthly fee (waived if minimum daily balance is maintained) $10 $15 $20 Earns Interest No Yes Yes Basic checks and endorsement stamp 1st order free Check writing Free Online Banking Free Bill Pay Free with Online Banking (not available from the Mobile App) Mobile Banking App with Mobile Deposit Free with Online Banking Picture Pay Free with Online Banking ATM withdrawals Unlimited free withdrawal access nationwide (if an ATM charges a fee, we will refund within two business days) ATM deposit Access through thousands of surcharge-free MoneyPass® ATMs in the U.S. Visa® debit card Free Online Statements Free with Online Banking ACH Transfers and Payments Free with Online Banking Wire Transfers Fees apply, please refer to our Business Fee Schedule Remote Deposit Capture (RDC) Free with Online Banking *Business Checking: $500 minimum opening deposit, $2,000 minimum daily balance to avoid monthly fee. Business Interest Checking: $500 minimum opening deposit, $5,000 minimum daily balance to avoid monthly fee. Business Premier Club Checking: Annual Percentage Yield (APY) is available on account balances up to $1 million. Any account balance over $1 million will earn the Business Interest Checking stated rate. $500 minimum opening deposit, $20,000 minimum daily balance and on a monthly basis transact at least two (2) remote deposits and five (5) or more electronic withdrawals to avoid monthly fee. If transaction requirements are not met the account type may be changed to the Business Interest Checking and earn its stated rate. Interest rates are variable and may change after account is opened. IOLTA Checking Our IOLTA Checking Account is commonly used by Law firms and Escrow companies. The Legal Foundation of Washington has certified Pacific Crest Savings Bank eligible to hold IOLTA and other trust fund. Show Details Business Savings Both our Money Market and Certificate of Deposit (CD) accounts offer competitive interest rates. So which account should you choose? This information is to help you decide which account is right for you. Business Money Market Our Money Market account combines the most desirable benefits of both savings and checking accounts. With our competitive rates, we believe that our Money Market account is the best available in the Puget Sound region. Show Details Certificate of Deposit This type of savings account is attractive as it provides you with a high fixed rate of return for the investment term of your choice. Reserve funds are placed in a Certificate of Deposit (CD) for a specific term and there is an interest penalty for early withdrawal. CD accounts are suitable for cash that you do not need for months or years. Show Details Cash Management Our Business clients receive all the benefits of our business banking services, with the additional features offered by Cash Management services including ACH origination and wire transfers. We offer an attractive array of business services designed with you in mind. This information is to help guide you through an explanation of our available options. An experienced banker will assist you in making the right decision with a tailored package of services. Our Client Services Team is happy to provide comparisons to your current banking relationship so that you can make an informed business decision. Show Details Account Information We offer an attractive array of account management services designed with you in mind. So which services are right for you? Client Services is happy to provide comparisons to your current banking relationship so that you can make an informed business decision. Show Details Credit Cards Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business. No matter which card you choose, your business will benefit from important features like: Free online expense reporting tools. No fee for additional employee cards Mobile payment capability for added convenience. Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen. Cardmember Service available 24 hours a day/365 days per year. LEARN MORE Current card holders can access their account here. * Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Meet Our Client Services Team While we provide many convenient access points for you to bank, our client services group is dedicated to personalized attention. Should you have any questions, we invite you to contact us. Click to see profiles and contact information for our client services team. MEET OUR TEAM  Pacific Crest Savings Bank (425) 670-9600 main (800) 335-4126 toll free (425) 670-9688 fax info@paccrest.com ATM Locator Location Alderwood Business Center 3500 188th Street SW, Suite 575 Lynnwood, WA 98037 Open in Google Maps Quarterly Newsletter Keep updated on our latest news, banking insights ways we can help build your future. Read, Subscribe, or Share Get the Mobile App Our Mobile Banking App is free for Android and iPhone. © Copyright 2021 Pacific Crest Savings Bank. All rights reserved. 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