Banking Loans Financial Services About Us Log In YOU ARE HERE: HOME LOANS LENDING Lending Lending with Your Best Interest In Mind Whether you're running a household or managing a business, State Bank can help you with all your lending needs. Our goal, whether you're borrowing a little or a lot, is to understand your financial needs, then craft the loan package that truly fits your best interest. Consumer Loans Personal loans to finance cars, boats, vacations, education, medical and more CD loans are also available Highly competitive rates...flexible terms that meet your needs Construction Loans (Residential) Available for new construction or for remodeling/adding on to your existing home Very flexible terms to accommodate your construction schedule Limited closing costs...with interest only payable monthly, during construction Easy roll-over into permanent financing following construction Makes construction or remodeling affordable, easy Commercial Loans Finance new construction and additions to existing facilities Purchase or refinance commercial property Revolving lines of credit so you can access just the cash you need, just when you need it Term loans to finance the purchase of new equipment and other capital assets Highly competitive rates...flexible terms that meet your needs We're one of Springfield's very few truly locally owned banks, so consumer, construction and commercial loan decisions are made locally...and promptly. Our loan officers are all local residents...neighbors...with 100+ years of combined lending experience. We know how important it is to get your loan fast, structured to fit your financial interests. So come by. Visit with one of our loan officers. And let us put together the loan package that gets you what you need, just the way you need it. Your Best Interest In Mind State Bank of Southwest Missouri 3310 E. Sunshine Springfield, MO 65804 417-882-1400 or 888-214-0777 Disclosures © 2021 State Bank of Southwest Missouri Member FDIC | Equal Housing Lender

Banking Loans Financial Services About Us Log In YOU ARE HERE: HOME BANKING SAVINGS Savings Savings with Your Best Interest in Mind Whatever your savings needs may be, State Bank has the FDIC insured savings account or product that will fit your needs perfectly. Talk to our savings experts for more details, and get savings with your best interest in mind. Statement Savings Low $100 minimum to open Statements issued quarterly Competitive interest paid quarterly Includes six (6) free withdrawals each quarterly statement period; additional withdrawals incur a low, $1.00 service fee for each. Certificates of Deposit & IRAs Wide selection of accounts available Competitive rates on all accounts Minimum opening deposits as low as $1,000 Fixed terms with maturity from 30 days to five (5) years Ask us which account is best for you Your Best Interest In Mind State Bank of Southwest Missouri 3310 E. Sunshine Springfield, MO 65804 417-882-1400 or 888-214-0777 Disclosures © 2021 State Bank of Southwest Missouri Member FDIC | Equal Housing Lender