HARLEY‑DAVIDSON® VISA® CARDS Reward your passion. EXCLUSIVE INTRO OFFERS Intro offers to fuel your ride. Pay no interest for one year Get a 0% intro APR† on purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 14.99%-23.99%†. Get $25 at H‑D Just make 5 purchases on your H‑D™ Visa card in the first 60 days1. Choose from 3 unique H-D card designs Heritage Design Previous Next H-D™ Visa Signature® Card Earn 3X points at H‑D and gas stations2 Earn 2X points at restaurants, bars and lodging Earn 1X points everywhere else Visa is accepted Get the rewards you deserve with no annual fee . APPLY NOW Choose from 4 unique H-D card designs H.O.G. — Metal Design Previous Next H-D™ H.O.G.™ Elite Visa Signature® Card Earn 5X points at H‑D and gas stations2 Earn 2X points at restaurants, bars and lodging Earn 1X points everywhere else Visa is accepted Get up to $99 in annual credits3 with your $99 annual fee . APPLY NOW Get even more points when you ride. Qualifying H.O.G.® members with the H-D Visa® card earn 1 point for every mile they ride4. Members with the H.O.G.™ Elite Visa® card earn 2 points for every mile ridden. See Full Rules (PDF). 12 months. 12 bikes. Every purchase you make with your card gets you into the H‑D Visa Free Ride Sweepstakes for a chance to win a Harley‑Davidson® Motorcycle every month5. Qualifying H.O.G. members get two entries per purchase. Check out our past winners and see what rides they got. Non-purchase, mail-in entry also available. See Official Rules (PDF). COMPARE OUR CARDS More choices, more rewards. See what's right for you. H‑D Visa® Card APPLY NOW H.O.G. Elite Visa® Card APPLY NOW Introductory Offers Get a 0% intro APR† On purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 14.99%-23.99% †. Plus, get $25 at H‑D Just make 5 purchases on your H‑D Visa® card in the first 60 days of account opening. Get a 0% intro APR† On purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 14.99%-23.99% †. Plus, get $25 at H‑D Just make 5 purchases on your H.O.G. Elite Visa® card in the first 60 days of account opening. Annual Fee No annual fee $99 annually Credits and Memberships Credited to your H‑D Visa® statement when you use your card for specific purchases. None $49 Annual H.O.G. Membership3 Lifetime H.O.G. members, there's an exclusive bonus just for you6 $30 Dealership credit3 $20 SiriusXM subscription credit3 H‑D™ Genuine Rewards 2,500 points = $25 at H‑D 2,500 points = $25 at H‑D Monthly Miles Ridden Benefit applies to H.O.G. members only. 1 point per mile you ride 2 points per mile you ride Free Ride Sweepstakes Non-purchase, mail-in entry also available. See Official Rules (PDF). 1 entry for every purchase, H.O.G. members get 2 entries per purchase 1 entry for every purchase, H.O.G. members get 2 entries per purchase Everyday benefits for every cardmember. Account Management Free credit score7 Lock/unlock card Cardmember Support Mobile App Redeem points for H‑D™ Gift Cards Check balances and review transactions Lock/unlock your card and enroll in security alerts Peace of Mind Zero fraud liability8 Roadside Dispatch9 Lost/stolen card reporting Travel Benefits9 Travel Emergency Assistance Auto rental collision damage waiver Emergency cash and card replacement Visa Signature® Concierge At your service 24/7 Select luxury hotel perks Dining reservations and entertainment tickets .svg__mask-boxes .border-all { fill-rule: evenodd; } APPLY NOW Privacy Policy | U.S. Bank Home We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law. The creditor and issuer of these credit cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. ©2021 H‑D or its affiliates. HARLEY‑DAVIDSON, HARLEY, H‑D, and the Bar and Shield Logo are among the trademarks of H‑D U.S.A., LLC. Third-party trademarks are the property of their respective owners. ©2021 U.S. Bank National Association U.S. Bank - EP-MN-L20D - 200 South Sixth Street - Minneapolis, MN 55402 Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Rewards Program Rules for additional information. †The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles. The 0% introductory APR applies to balance transfers made within 30 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may vary and as of 3/1/21, the undiscounted variable APR for Purchases and Balance Transfers is 14.99%-23.99% (based on your creditworthiness). The variable APR for Cash Advances is 25.99%. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $20 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. Signature: the annual fee is $0; H.O.G. Elite: the annual fee is $99. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. We may change APRs, fees, and other Account terms in the future, based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law. 1 Subject to credit approval. Make 5 eligible net purchases (net purchases are purchases minus credits and returns) within the first 60 days of account opening and 2,500 Genuine Rewards points will be credited to your account 6–8 weeks after the 60-day period. The 2,500 Genuine Rewards points can be redeemed for a $25 H-D™ Gift Card. Your Harley-Davidson® Visa Account must be open and in good standing to earn and redeem rewards and benefits. 2 Points are earned on eligible net purchases (net purchases are purchases minus credits and returns). Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. Fast food merchants may not qualify for additional bonus points. Genuine Rewards points awarded but not redeemed will expire 3 years from the date the points were awarded on December 31, at 11 p.m. CST, of the expiration year. Harley‑Davidson™ Gift Cards issued from H‑D™ Genuine Rewards point redemption do not expire. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). 3 $20 credit for annual SiriusXM subscription. An automatic statement credit of $20 per 12-month period will be applied to your Harley‑Davidson® H.O.G. Elite Visa Signature® card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible SiriusXM subscription, if the Account is in good standing (open and able to use). We reserve the right to adjust or reverse any portion or all of any SiriusXM credit for unauthorized purchases or transaction credits. $30 credit annually at Harley‑Davidson® dealerships. When your account is used for up to $30 in purchases from H‑D dealerships, we will apply to your account, on an annual basis, statement credit(s) totaling up to $30. Credit(s) apply to eligible net purchases (purchases minus credits and returns) that post to your account on a Cardmember-year basis (based on account opening date). If eligible purchase(s) is greater than $30, credit will be limited to $30 per Cardmember year. This limit applies per account, regardless of how many Card(s) were used for the account. $49 annual H.O.G.® Membership Credit. When you use your Card to pay for annual H.O.G.® Membership fees, we will apply to your account, on an annual basis, statement credit(s) totaling up to $49. Credit(s) apply to eligible net H.O.G. Membership fees purchases (purchases minus credits and returns) that post to your account on a Cardmember-year basis (based on account opening date). If eligible purchase is greater than $49, credit will be limited to $49 per Cardmember year. This limit applies per account, regardless of how many Card(s) were used for the account. Offer not available for existing H.O.G. Lifetime or existing H.O.G. multi-year memberships. New H.O.G. multi-year memberships are only eligible for one membership fee credit per multi-year membership. 4 To earn and be awarded points for miles ridden, the Primary H-D™ Visa Signature® or H‑D™ H.O.G.™ Elite Visa Signature® cardmember must have an account that is open and in good standing and be an active Full National H.O.G.® Member (“Qualifying Cardmember”). After becoming a Qualifying Cardmember, an odometer reading must be recorded at a participating H‑D® dealership or by an alternate Harley‑Davidson® authorized recording method. H‑D™ Visa Signature® cardmembers earn 1 point for each mile ridden. H‑D™ H.O.G.™ Elite Visa Signature® cardmembers earn 2 points for each mile ridden. Cardmembers can earn up to 50,000 points per calendar year and will be awarded 12 weeks following each subsequent odometer reading, unless further veriﬁcation is requested for award. See official rules for details at www.h-dvisa.com/miles. 5 NO PURCHASE NECESSARY TO ENTER OR WIN. A purchase will not increase your chances of winning. Sweepstakes ends 12/31/2021. Open to legal residents of the 50 United States and D.C., who are 18 years of age or older. For details, including how to enter without being a Cardmember or without making a purchase, click here for Official Rules (PDF). Void where prohibited. Sponsor: Harley-Davidson Financial Services, Inc., 222 W. Adams St., Ste. 2000, Chicago, IL 60606. 6 Existing Full H.O.G. Lifetime Members will receive 5% back on eligible H‑D dealership purchases (purchases minus credits and returns, on your H.O.G. Elite Visa card) made in 2021, up to $49. The 5% back will be in the form of a statement credit to your H.O.G. Elite Visa account no later than April 2022. The H.O.G. Elite account must be in good standing at the time statement credit will be applied. Only one credit per account. 7 Free credit score access, alerts and Score Simulator through TransUnion’s CreditView™ Dashboard are available to U.S. Bank customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for the alert functionality. The free VantageScore® credit score from TransUnion® is for educational purposes only and not used by U.S. Bank to make credit decisions. 8 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardmember must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply. 9 Certain terms, conditions and exclusions apply. Refer to your Visa card "Guide to Benefits" for details.