Personal Business Online Services About Us LOGIN Login to my Select Account Personal Banking Business Banking LOGIN Enroll Forgot Password Checking Our checking accounts were designed with you in mind. We have many options available with great benefits. All checking accounts include the following: Online Banking Bank of DeSoto Debit Card Mobile Banking Mobile Deposit eStatements Checking Account Options Personal Checking Account No minimum deposit to open Monthly Fee No service fee if minimum daily balance is $800 or more. Under $800 daily balance, monthly service fees are as follows: Daily Balance Monthly Fees $800.00 or more No monthly fee $600.00 - $799.99 $4.00 + $.10 per check/debit after 30 $400.00 - $599.99 $6.00 + $.10 per check/debit after 30 $200.00 - $399.99 $8.00 + $.10 per check/debit after 30 $199.99 - below $10.00 + $.10 per check/debit after 30 Bonus Banking Club Account No minimum deposit to open Free personalized basic checks Contact a New Accounts Rep for more details about Bonus Banking! Monthly Fee Account Type Monthly Fee Basic Club Account $12.00 Personal Club Account $13.50 Family Club Account $15.00 Seniors (55+) Half Price High Class 55 Account Must be age 55 or over to qualify No minimum deposit to open 50 free personalized basic checks Monthly Fee No service fees are applied to the High Class 55 Account. Four Plus Account For students or less than $20,000 annual income No minimum deposit to open Monthly Fee $4.00 monthly service fee and $0.50 Per Check/Debit after 10. VIEW OUR TERMS & CONDITIONS Manage Your Debit Card Manage your Bank of DeSoto Debit card today by downloading the Card Secure app from your mobile app store. LEARN MORE Location & Hours Card Services Mobile Banking Online Banking Get In Touch CONTACT US LOCATION & HOURS LOST OR STOLEN CARD Card Services CARD SECURE MOBILE WALLETS CARD SECURITY Take the Next Step BUY A HOME START A BUSINESS SAVE FOR THE FUTURE Helpful Information PRIVACY POLICY FRAUD PREVENTION FDIC COVERAGE Copyright © 2021 Bank of DeSoto. All Rights Reserved. Federal Deposit Insurance Corporation Equal Housing Lender