Institutional InvestorsBusiness Banking Open an accountGet Help Retire Invest Bank Learn About TIAA Search LOG IN Awards & recognition The recognition we've received isn't just about how well we perform for our customers. It's also about who we are and what we believe. AWARDS Our investment performance speaks for itself 72% OF TIAA-CREF FUNDS AND VARIABLE ANNUITY ACCOUNTS RECEIVED A MORNINGSTAR OVERALL RATING OF 4- OR 5-STARS ( 46.91% 4 STARS AND 24.69% 5 STARS ), BASED ON RISK-ADJUSTED RETURNS. as of March 31, 2021 WORLD'S MOST ETHICAL COMPANIES Ethisphere Institute, 2021 TOP 50 COMPANIES FOR DIVERSITY DiversityInc, 2020 *Important information about awards RECOGNITION Innovation in Financial Education Award NASDAQ and EverFi honored TIAA for our effort to help young Americans understand finances better, through digital education and innovation. 1 Refinitiv Lipper Fund Awards Winner United States 2016 -2020, Best Mixed Assets Large Fund Family Group Over Three Years. The Refinitiv Lipper Fund Awards are based on the Lipper Leader for Consistent Return rating, which is a risk-adjusted performance measure calculated over 36, 60 and 120 months. Lipper Leaders fund ratings do not constitute and are not intended to constitute investment advice or an offer to sell or the solicitation of an offer to buy any security of any entity in any jurisdiction. For more information, see lipperfundawards.com. The Award is based on a review of risk-adjusted performance of 39 companies for 2016, 36 for 2017, 35 for 2018 & 2019, and 30 for 2020. The award pertains only to the TIAA-CREF mutual funds in the mixed-asset category. Certain funds have fee waivers in effect. Without such waivers ratings could be lower. Past performance does not guarantee future results. For current performance, rankings and prospectuses, please visit TIAA.org. The investment advisory services, strategies and expertise of TIAA Investments, a division of Nuveen, are provided by Teachers Advisors, LLC and TIAA-CREF Investment Management, LLC. TIAA-CREF Individual & Institutional Services, LLC, Teachers Personal Investors Services, Inc., and Nuveen Securities, LLC, Members FINRA and SIPC, distribute securities products. 2 Source: DALBAR, Inc. DALBAR’s WebMonitor program continuously analyzes financial services websites to evaluate their effectiveness in maximizing their online presence by incorporating content and functionality in a consistent, appealing and user-friendly manner. DALBAR regularly publishes key findings of competitive intelligence and benchmarking data, spotlighting notable trends, best practices, and industry leaders. The listed rankings are current as of the Q1 2019 report. 3 Morningstar ratings are based on each mutual fund (institutional share class) or variable annuity account’s (lowest cost) share class and include U.S. open-end mutual funds, CREF Variable Accounts and the Life Funds. The Morningstar Rating™ – or “star rating” – is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange-traded funds, closed-end funds and separate accounts) with at least a three-year history. Exchange-traded funds and open-ended mutual funds are considered a single population for comparative purposes. The rating is calculated based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a managed product's monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance. Morningstar ratings may be higher or lower on a monthly basis. The top 10% of funds or accounts in each product category receive five stars, the next 22.5% receive four stars and the next 35% receive three stars. The overall star ratings are Morningstar’s published ratings, which are derived from weighted averages of the performance figures associated with the three-, five-, and 10-year (if applicable) Morningstar rating metrics for the period ended December 31, 2020. Morningstar is an independent service that rates mutual funds. Past performance cannot guarantee future results. For current performance and ratings, please visit TIAA.org/public/investment-performance. ©2020 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Neither TIAA nor its affiliates have independently verified the accuracy or completeness of this information. 4 Source: DALBAR, Inc. DALBAR’s Mobile inSIGHT program analyzes mobile applications from financial services firms. DALBAR regularly publishes key findings of competitive intelligence and benchmarking data, spotlighting notable trends, best practices, and industry leaders. In the First Semester 2018 report, the TIAA mobile app received a 4 ½ stars ranking on both iPhone and Android. 1560478 Not a customer yet? Open An Account We're here to help Contact Us Find an ATM Find a local office For individual customers TIAA.org TIAA mobile app Trust Company TIAA Bank® Enroll in an employer's plan Co-browse For employers Plan sponsors Consultants 3rd-party administrators TIAA Institute For institutional investors Asset management Planned giving For financial advisors TIAA Investments Nuveen Retirement advisors Institutional consultants Regulation Best Interest Form CRS Learn more FINRA BrokerCheck Check the background of this firm on FINRAs BrokerCheck FINRA Manual and other related FINRA information About TIAA News & press Careers Awards & recognition Our leadership team Governance & leadership Corporate social responsibility Diversity & inclusion Brochures Site map Security Accessibility Terms & conditions Prospectus Privacy Business continuity Confidentiality for victims of domestic violence Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value. Consumer and commercial deposit and lending products and services are provided by TIAA Bank®, a division of TIAA, FSB. Member FDIC. Equal Housing Lender. The TIAA group of companies does not provide legal or tax advice. Please consult your tax or legal advisor to address your specific circumstances. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA and SIPC , distributes securities products. SIPC only protects customers’ securities and cash held in brokerage accounts. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations. Teachers Insurance and Annuity Association of America is domiciled in New York, NY, with its principal place of business in New York, NY. Its California Certificate of Authority number is 3092. TIAA-CREF Life Insurance Company is domiciled in New York, NY, with its principal place of business in New York, NY. Its California Certificate of Authority number is 6992. Read the TIAA-CREF Individual & Institutional Services, LLC, Statement of Financial Condition . © 2021 and prior years, Teachers Insurance and Annuity Association of America-College Retirement Equities Fund, New York, NY 10017