MAIN NAVIGATION Check your FICO® Score Contact us Home Solutions Fraud Protection and Compliance Payments Fraud Payments Fraud Industry-proven machine learning and AI for payments fraud protection across all channels. OVERVIEW Money is moving fast, and consumers need the assurance their payments are safe Payments fraud is a relentless problem — you stop one fraud attack but another starts as fraudsters agilely reinvent, looking for the weakest link across channels and lines of business. Enterprise fraud management with industry-proven AI models is essential for continuous, contextual, and real-time payments fraud protection. How It Works Stop fraud in real time, no matter the source and counter new threats quickly using proven machine learning analytics. Fraud finds its way into all payment channels — new and old Protect all the payment channels with contextual machine learning and AI that intuitively classifies legitimate and fraudulent financial transactions while recognizing the individual consumer behavior preferences for a convenient and secure experience. Payment types susceptible to fraud include: check Real-Time / Instant Payment Schemes UK Faster Payments, SEPA Credit Transfer, Brazil’s PIX check Person to Person (P2P) Venmo, Dwolla, Zelle check Mobile Wallets Apple Pay, Google Pay, Android Pay check Payment Cards Credit, Debit, Prepaid, Commercial check Online Banking ACH, Direct Debit, Bank Transfer check Wires SWIFT, Federal Reserve Wire Network, Clearing House Interbank Payments System Solutions FICO solutions offers a wide range of capabilities, empowering you to make smarter, personalized decisions, streamline operations, and improve the customer experience. Enterprise Fraud For banks to protect their customers and their bottom line with more contextual decisions, an enterprise fraud approach is an imperative. Learn more keyboard_arrow_right Real-Time Payments Fraud Protect your customers by detecting fraud across all vectors of attack impacted by real-time payments. Learn more keyboard_arrow_right Credit and Debit Card Fraud Card fraud has evolved — are your defenses prepared? Learn more keyboard_arrow_right Compromise Detection Utilize consortium data to identify a compromised merchant before your cardholders. Learn more keyboard_arrow_right Fraud and Financial Crimes Convergence Protect your customer experience and future-proof your defenses with integrated fraud and financial crimes technology. Learn more keyboard_arrow_right FICO Advisory Services Partner with us for deep decision making insights, increased business analytic knowledge and a vision for your longer term strategic direction. Learn more keyboard_arrow_right EVENT MAY 10, 2022 – MAY 13, 2022 FICO World 2022 It's time to mark your calendar for the most business-critical event of 2022! FICO World returns to Florida for our best event yet, exploring the future of analytics-powered decision management. Register now From the FICO Blog Instant Payments Mean Real-Time Payments Fraud The global adoption of real-time payments schemes, alongside the problems suffered by early adopters, has turned the focus to real-time payments fraud. Read more Infographic: Payment Fraud, Then and Now Read more When Is a Real-Time Payment Not a Real-Time Payment? Read more New Analytics for Real-Time Payments Fraud Read more Meeting the Customer Affordability Challenge at Speed and scale Read more Digital-First Originations: Why Friction Counts in Small Amounts Read more Contact Us Connect with FICO for answers to all your product and solution questions. We look forward to hearing from you. Speak to an expert FOOTER MENU EN SOLUTIONS Decision Management and Optimization Customer Development Debt Collection and Recovery Fraud Protection and Compliance Scoring Solutions INDUSTRIES Banking Collection Agencies Energy & Utilities Government Health Care Insurance Manufacturing Retail & E-Commerce Telecommunications, Media and Entertainment Transportation COMPANY About Us Accessibility Careers Contact Us Corporate Responsibility Investors Legal Partners Privacy Policy Support Trust Center LEARN Blog Community Customer Advocacy Customer Stories Events and Webinars Glossary Newsroom Product Training Resource Center SOCIAL LinkedIn Twitter Facebook YouTube © FICO 2021. All Rights Reserved. | Sitemap Check your FICO® Score Contact us The FICO Data Privacy Policy explains FICO’s collection and use of cookies. Cookies help us remember your settings to provide you with a better browsing experience; allow us to assess, monitor, and improve the website’s performance; and enable our partners to advertise to you. You may disable the cookies by changing the settings in your browser, and you may tell us not to share your cookie data with third parties. By using this website, you consent to the use of cookies as described in the FICO Data Privacy Policy. Accept