Login > ACH On-Demand Posting Are you ever wanting to post your paycheck to your account a day early? With this on-demand posting, Community First is now able to post your pending ACH credit deposits early. Details: -ACH On-Demand Posting is available to all members. There is no age requirement. -This feature can be done with any pending deposit. -Funds must be pending in the ACH warehouse to post early. -If there are any distributions tied directly to the deposit, those will post early as well. -Any automatic funds transfers (AFT) will happen at their normal scheduled time. -This feature can be done in branch with a Member Service Representative, on our mobile app, or through online banking. -There is no fee at this time. -If a member is processing their ACH online, it will ask if they accept the fee; however, one will NOT be assessed. In-Branch Usage: -Once your deposit is pending on screen, any Member Service Representative can simply post the transaction. -At that time the pending ACH deposit is posted, and the funds are immediately available to the member. -If the member has distributions tied directly to this deposit, those will post early as well. -Any automatic funds transfers (AFT) will happen at their normal scheduled time. Mobile App/Online Banking Usage: -Members can post their pending ACH deposits by selecting “Post Now” next to the pending ACH deposit. -On the next screen, the member will be asked to accept the fee; however, one will NOT be assessed. -There is currently no fee for this feature. -At that time the pending ACH deposit is posted, and the funds are immediately available to the member. -If the member has distributions tied directly to this deposit, those will post early as well. -Any automatic funds transfers (AFT) will happen at their normal scheduled time. Rates at a Glance APR* as low as: Vehicle Loans 2.74% Home Equity Loans 4.50% Credit Cards 9.90% ATM Locator Search for no-surcharge ATMS Branch Locator Search for shared branches © 2021 Community First Federal Credit Union Phone: 989-352-6031 Fax: 989-352-6171 Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.