Tacoma ATM is Temporarily Unavailable We are working to fix the issue and will have it back up and running as soon as possible. Read More Home Banking Log In | Sign-Up | Reset Please Verify Your Browser is Supported Union Members Union Member Application QCU Careers Security Branches & ATMs Qualstar Credit Union What can we help you find? Search Accounts & Services Loans Tips & Tools Financial Education About Us There's no place like the Pacific Northwest! Union Members Click HERE! Premier Money Market APY* as high as 0.40% More Saving Rates > Auto Loans APR* as low as 2.49% More Auto Rates > Mortgages 30-year, 0.500 pt. APR* 3.159% More Mortgage Rates > HELOC APR* as low as 3.50% More HELOC Rates > Visa APR* as low as 8.99% More Visa Rates > All Rates > 123 Aileen showed this member the money…and put it back in his pocket! October 28, 2021 I was helping this member with his RV application, and I told him we could refinance his auto loan at another credit union for a lower rate. He was definitely interested, so he gave me some information about his vehicle and said, “Show me numbers before I decide.” I ran some projections and was able to get his interest rate lowered from 5.79% to 2.99%. When I emailed him the numbers, he said he will pass since the payment didn’t change very much. I replied to remind him he also qualified for a 90 Day No Payment and his next reply was, “Call me!” When we spoke, he let me know he is trying to pay off another auto and if we do 90 Day No Payment on his refinanced loan, he will be able to pay that off before he starts paying us. I said, "I can make that happen!” and we even added our lower-cost GAP to the loan! In addition to the auto refinance, we discussed consolidating some of his other high rate debts, specifically a personal loan. He was hesitant to get another loan because he was wanting to pay off the other credit union auto loan first. I explained how we could do one personal loan at a lower rate in order to combine BOTH of the other loans he wanted to pay off. We went over some more projections and he agreed it was a good idea, so we submitted the application to cover both loans and he was approved! His previous monthly payment for both loans was $945.00, and his new Qualstar loan payment is only $445.00 – a huge savings $500 a month! By combining his loans at a lower rate and extended term, he now has one lower payment instead of two and the convenience of having all his debt in one place! Union Members Member Deals Go Mobile! Locations Don’t Fall Victim to Fraud! With everything going on these days, the last thing you need is to become a victim of phishing, identity theft, fraudulent transactions, or just plain, old theft of your hard-earned money. You are the first line of defense when it comes to keeping your money and personal information safe, so make sure you know what to do (and what NOT to do) in order to prevent it from happening to you. For helpful information and resources, please visit our Fraud Tips. Financial Education Resources and Videos If you’re looking to brush up on specific topics or learn something new, check out our new Video and Resources Page! With topics from taxes and job interviews to mortgages and budgets we have something for everyone. Check out the topics on our Videos and Resources Page. About Us About Qualstar Careers Member Savings Stories Security Statement of Financial Condition I Want To... Apply for a Loan Find a Location Open an Account Report a Lost or Stolen Card Contact Us Call Us Report a Lost or Stolen Card Mailing Address Facebook Search *Annual Percentage Rate / Annual Percentage Yield Call Us: 1-800-848-0018 ABA Routing Number : 325081966 This Credit Union is federally insured by the National Credit Union Association. Mobile Banking Apps for iPhone & Android Download the Qualstar Mobile App for iOS Download the Qualstar Mobile App for Android Surcharge Free ATMs Passport Corporate Equal Housing Lender Disclosures Sitemap Privacy © 2021 Qualstar Credit Union. All rights reserved.