Toggle menu Leadership The Challenge to Be The Best Leadership The challenge to be the best never ends. Our executive leadership team and board of directors are committed to providing excellence in service to our shareholders, employees, customers and communities we serve. Their leadership has made United Bank one of the top-performing financial services companies in the United States. They continue to stay true to their roots of local community banking, while working to grow and ensure a promising future for United Bank. Executive Leadership Richard M. Adams Chairman of the Board and Chief Executive Officer Richard M. Adams is Chairman of the Board and Chief Executive Officer of United Bankshares, Inc., and United Bank. A Parkersburg native, he is a graduate of West Virginia University, and the Stonier Graduate School of Banking at Rutgers University. Adams began his banking career as a Management Trainee with Wachovia Bank and Trust, Winston-Salem, NC. Later he returned to his roots in West Virginia to join The Parkersburg National Bank. At the age of 29, he was named President and CEO of what was The Parkersburg National Bank (predecessor to United), a single-office, $100 million in assets, community bank. Under Adams’ leadership, United has completed 32 acquisitions. United currently has assets of approximately $27 billion, nearly 3,000 team members, and 223 banking and mortgage offices located throughout Virginia, West Virginia, Ohio, Pennsylvania, Maryland, North Carolina, South Carolina, Georgia, and Washington, D.C. United Bank, Fairfax, VA, is the largest state-chartered bank headquartered in the Commonwealth. Richard Adams is a member of the Bank Policy Institute, the World President’s Organization, and is a Board Member of the WV United Health System. Adams is a Past Chairman of the Board of Directors of the West Virginia Business Roundtable, the WV Chamber of Commerce, WV Kids Count, and Eastern States Bankcard Association in New York. He has been a member of the International Financial Conference and has served on the American Bankers Association Governing Council. Adams has also served on the Board of the Federal Reserve Bank, the Office of the Comptroller of the Currency Regional Advisory Council, the Young President’s Organization of America, and the Rotary Club. Adams was recently the recipient of the Washington Business Journal’s CEO Covid Response Leader Award. In addition, Adams has been inducted into the West Virginia University Business Hall of Fame, and has been honored as a recipient of the Ernst & Young “Lifetime Achievement Award”, and the Executive Magazine CEO of the Year Award. Adams was selected by Morningstar, Inc. as one of three nominees nationwide for their CEO of the Year Award, and was ranked #20 in the Washington Business Journal “Power 100” listing. He has published articles in various national banking journals. Adams was a member of the U.S. Army Reserves, and served on the Vestry of the Good Shepherd Episcopal Church. Richard M. Adams, Jr. President Richard M. Adams, Jr., currently serves as the company’s President and General Counsel. He is also the Chairman of United Brokerage Services, Inc., a wholly owned full service brokerage subsidiary. In his role as President, he is responsible for overseeing the operation of day-to-day banking activities including all sales and service lines of business, including commercial and consumer lending, retail banking and wealth management. He and his team work diligently to meet the needs of United’s customers while maintaining an exceptional level of service they have come to expect. Prior to joining United, Adams, Jr., worked as an associate at Bowles Rice, LLP, and practiced law in the areas of Commercial Law, Real Estate, Employment Law and Litigation. He received his law degree from the Washington and Lee School of Law and performed his undergraduate studies at Pepperdine University and Rollins College. Adams, Jr., is active in several community and industry based organizations, including the Federal City Council, the Financial Services Roundtable, the American Bankers Council, the Mid-Size Bank Coalition of America, and the Greenbrier Health and Wellness Advisory Council. He currently serves on the Board of Directors for the Virginia Bankers Association and is also a past Chairman of the WV Bankers Association and a past Chairman of the WV Bankers Trust Division. He is a member of the WV State Bar Association, and the American Bar Association. James J. Consagra, Jr. Executive Vice President, Chief Operating Officer James J. Consagra , Jr. currently serves as the company’s Chief Operating Officer. He is responsible for overseeing the global areas of risk management, credit administration, finance, operations and corporate audit. Consagra has over 25 years of banking experience and has served in various roles, including Executive Vice President and Chief Financial Officer of United Bank. Prior to joining United, he served as both Treasurer and Director of George Mason Bankshares, Inc., and Executive Vice President of George Mason Bank. Prior to joining George Mason Bank, he worked as a Certified Public Accountant. Consagra received a Bachelor of Business Administration in accounting from James Madison University. He currently serves as a Trustee on the Board of George Mason University Foundation. Douglas B. Ernest Executive Vice President, Chief Credit Officer Douglas B. Ernest currently serves as the company’s Chief Credit Officer. He is responsible for overseeing the quality of the company’s loan portfolio, including underwriting, credit administration, special assets and establishing policies. Ernest’s team works to maintain the company’s strong credit culture and credit risk management. Ernest has worked in the banking industry for over 30 years and held various positions at United such as, commercial loan officer, market president, regional president and credit risk manager. Ernest holds the designation of Credit Risk Certified (CRC) by the Risk Management Association, and is also a graduate of the American Bankers Association Stonier Graduate School of Banking and Commercial Lending School. He received a Bachelor of Arts in Economics from St. Mary’s College of Maryland and MBA from West Virginia University. Jerold L. Rexroad EVP, United Bankshares, Inc.; Chairman of the Carolinas, United Bank; Chairman, Crescent Mortgage Company Mr. Rexroad serves the company as EVP, United Bankshares, Inc.; Chairman of the Carolinas, United Bank; Chairman, Crescent Mortgage Company, a subsidiary of United Bank. He is the former Former Chief Executive Officer of Carolina Financial Corporation. He has been a director of the Company since 2020. Mr. Rexroad began his career in 1982 in Greenville, SC with Peat, Marwick, Mitchell and Co., a predecessor to the international accounting firm KPMG, LLP, and is a Certified Public Accountant. He became a KPMG partner in 1994 with responsibilities for all financial institutions in South Carolina. In 1995, Mr. Rexroad joined Coastal Financial Corporation as Executive Vice President and Chief Financial Officer. Under his oversight, the bank grew organically from $375 million in total assets to over $1.8 billion in total assets. Coastal Financial Corporation was sold to BB&T in 2007. Mr. Rexroad joined the Carolina Financial Corporation in May 2008 as Executive Vice President and Chairman of the Board of Crescent Mortgage Company. W. Mark Tatterson Executive Vice President, Chief Financial Officer W. Mark Tatterson currently serves as the company’s Chief Financial Officer. He is responsible for developing and administering the bank’s corporate financial strategies, as well as oversight of accounting management, external financial reporting, investor relations, and the corporate treasury function. Tatterson joined the company in 1997 and served in various keys roles in the areas of credit risk management, treasury, and finance. Tatterson earned his undergraduate degree in finance from West Virginia University. He is a graduate of the American Bankers Association’s Stonier Graduate School of Banking. Darren K. Williams Executive Vice President, Chief Risk Officer Darren K. Williams currently serves as the company’s Chief Risk Officer. He is responsible for overseeing the company’s strategy for enterprise risk management, including relationships with regulators and supervisory institutions. Williams’ team provides oversight and guidance on the key areas of risk management such as loan review, compliance matters, the Bank Secrecy Act, fraud and security, the Community Reinvestment Act and Fair Lending. Williams joined United through its acquisition of Centra Financial Holdings where he served as Chief Financial Officer and Chief Information Officer. Prior to this, he was a senior manager at Ernst & Young LLP and specialized in financial institutions. Williams has also served as the Chief Information Officer for the West Virginia University Foundation. He is a Certified Public Accountant and graduated with a Bachelors and Masters in Professional Accountancy from West Virginia University. Board of Directors Richard M. Adams Chairman of the Board and Chief Executive Officer Richard M. Adams is Chairman of the Board and Chief Executive Officer of United Bankshares, Inc., and United Bank. A Parkersburg native, he is a graduate of West Virginia University, and the Stonier Graduate School of Banking at Rutgers University. Adams began his banking career as a Management Trainee with Wachovia Bank and Trust, Winston-Salem, NC. Later he returned to his roots in West Virginia to join The Parkersburg National Bank. At the age of 29, he was named President and CEO of what was The Parkersburg National Bank (predecessor to United), a single-office, $100 million in assets, community bank. Under Adams’ leadership, United has completed 32 acquisitions. United currently has assets of approximately $27 billion, nearly 3,000 team members, and 223 banking and mortgage offices located throughout Virginia, West Virginia, Ohio, Pennsylvania, Maryland, North Carolina, South Carolina, Georgia, and Washington, D.C. United Bank, Fairfax, VA, is the largest state-chartered bank headquartered in the Commonwealth. Richard Adams is a member of the Bank Policy Institute, the World President’s Organization, and is a Board Member of the WV United Health System. Adams is a Past Chairman of the Board of Directors of the West Virginia Business Roundtable, the WV Chamber of Commerce, WV Kids Count, and Eastern States Bankcard Association in New York. He has been a member of the International Financial Conference and has served on the American Bankers Association Governing Council. Adams has also served on the Board of the Federal Reserve Bank, the Office of the Comptroller of the Currency Regional Advisory Council, the Young President’s Organization of America, and the Rotary Club. Adams was recently the recipient of the Washington Business Journal’s CEO Covid Response Leader Award. In addition, Adams has been inducted into the West Virginia University Business Hall of Fame, and has been honored as a recipient of the Ernst & Young “Lifetime Achievement Award”, and the Executive Magazine CEO of the Year Award. Adams was selected by Morningstar, Inc. as one of three nominees nationwide for their CEO of the Year Award, and was ranked #20 in the Washington Business Journal “Power 100” listing. He has published articles in various national banking journals. Adams was a member of the U.S. Army Reserves, and served on the Vestry of the Good Shepherd Episcopal Church. Charles L. Capito, Jr. Mr. Capito is the former Managing Director of the Wells Fargo Advisors Complex in West Virginia. He is highly credentialed as a finance executive, financial advisor and has overseen the management of billions of dollars in assets throughout his career. While at Wells Fargo, Mr. Capito was responsible for managing seven offices. In this capacity, he was responsible for the prudent management of the firm’s resources, building local partnerships and recruiting talent while creating an inclusive environment of teamwork and innovation. Prior to his position with Wells Fargo, Mr. Capito was an Executive Vice President and Director of Business Development for United Bank where he provided leadership for the implementation of sales initiatives and other private wealth management strategies. While at United Bank, Mr. Capito served as a member of the United Brokerage Services, Inc. board. Mr. Capito currently serves as the President of the Board for the Congressional Club Museum and Foundation in Washington, D.C., is a member on the West Virginia University Board of Governors, and is a trustee and Audit Committee Chairman for both the Charleston Area Medical Center, Inc. and the CAMC Health Systems, Inc. Peter A. Converse Mr. Converse is the former President and Chief Executive Officer of Virginia Commerce Bancorp, Inc., and Virginia Commerce Bank. He has been a director of the Company since 2014. Mr. Converse has extensive banking experience of over 40 years. He joined Virginia Commerce Bancorp, Inc. in January 1994 as President and Chief Executive Officer, as well as served on their board for over 20 years. Prior to that, he was the Senior Vice President, Chief Lending Officer for Federal Capital Bank from March 1992 to December 1993; Senior Vice President of Bank of Maryland from October 1990 to March 1992; and Executive Vice President, Chief Lending Officer for Century National Bank from May 1986 to July 1990 and Senior Vice President, Chief Lending Officer for Central National Bank from July 1979 to April 1986. He brings this experience with him as a member of the Executive Committee. Michael P. Fitzgerald President, United Bank Mr. Fitzgerald is the President of United Bank. He is the former Founder, Chairman, President and Chief Executive Officer of Bank of Georgetown. He has been a director of the Company since 2016. Mr. Fitzgerald has nearly 35 years of banking experience. He served as a director of Bank of Georgetown for 10 years. Prior to that, he was the Senior Vice President of Sequoia Bank. Mr. Fitzgerald began his banking career with Riggs Bank, where for 15 years he served in several capacities including Corporate Banking, Special Assistant to the Chairman and CEO of The Riggs National Bank of Maryland. Theodore J. Georgelas Managing Director, Georgelas Group Holdings, LLC Mr. Georgelas is the Managing Director of the Georgelas Group Holdings, LLC. He has been a director of the Company since 1990, and was the former Chairman of the Board of United Bank. He is also a former Chairman of the Board of Sector Communications. Mr. Georgelas has spent his entire 40-year career heading a multi-national real estate development and construction company. During his business career, he has expanded from a spot builder of custom homes to a multi-faceted developer of commercial, industrial, retail and residential properties with primary geographic emphasis in the Mid-Atlantic states of Virginia, Maryland, Delaware and the District of Columbia. He has a broad range of experience in structuring financial transactions and legal documentation. Patrice A. Harris, MD, MA, FAPA Dr. Harris is a practicing psychiatrist trained in child/adolescent and forensic psychiatry and the immediate past president of the American Medical Association (AMA), the largest association of physicians and medical students in the U.S. Becoming the 174th AMA President in June 2019, Dr. Harris was the first African American woman to hold that position within the organization. She has served on the AMA Board of Trustees since 2011 and is the chair of the AMA Opioid Task Force. Apart from the AMA, she has also held leadership positions with the American Psychiatric Association (APA), the Medical Association of Georgia, The Big Cities Health Coalition, and the Georgia Psychiatric Physicians Association. She was also the founding president of the Georgia Psychiatry Political Action Committee. J. Paul McNamara Chairman, Potomac Capital Advisors Mr. McNamara is the Chairman of Potomac Capital Advisors, a privately held real estate investment company which advises two real estate partnerships. He has been a director of the Company since 2003, and former Vice Chairman of the Board of United Bank. Mr. McNamara has spent over 30 years in the banking industry. He was the President and Chief Operating Officer of Sequoia Bancshares for 15 years. Prior to Sequoia, Mr. McNamara worked for Manufacturers Hanover Trust Company for three years and the National Bank of Washington for 12 years, where he held several senior management positions. He has gained valuable insight through his banking experience in senior management positions into retail banking, commercial banking, bank operations and systems. He brings this extensive knowledge of the banking industry to his role as a director of the Company, Chairman of the Governance and Nominating Committee, and as a member of the Executive, Compensation and Risk Committees. Mark R. Nesselroad Chief Executive Officer, Glenmark Holding Limited Liability Corporation Mr. Nesselroad is the Chief Executive Officer of Glenmark Holding Limited Liability Company, a real estate development company. He has been a director of the Company since 2011. Prior to serving on United’s Board, Mr. Nesselroad served on Centra Financial Holdings, Inc.’s, Board of Directors from 2003 to July of 2011. He was a member of Centra’s Audit, Executive, Compensation and Finance Committees. He is a real estate developer in one of United’s key markets. He formerly served on the Board of Directors of the West Virginia Housing Development Fund and currently serves on the Board of Directors of the West Virginia United Health System as well as Mylan Park Foundation, Inc. He is currently the Chairman of the Risk Committee and a member of the Governance and Nominating, Executive, and Compensation Committees. Jerold L. Rexroad EVP, United Bankshares, Inc.; Chairman of the Carolinas, United Bank; Chairman, Crescent Mortgage Company Mr. Rexroad serves the company as EVP, United Bankshares, Inc.; Chairman of the Carolinas, United Bank; Chairman, Crescent Mortgage Company, a subsidiary of United Bank. He is the former Former Chief Executive Officer of Carolina Financial Corporation. He has been a director of the Company since 2020. Mr. Rexroad began his career in 1982 in Greenville, SC with Peat, Marwick, Mitchell and Co., a predecessor to the international accounting firm KPMG, LLP, and is a Certified Public Accountant. He became a KPMG partner in 1994 with responsibilities for all financial institutions in South Carolina. In 1995, Mr. Rexroad joined Coastal Financial Corporation as Executive Vice President and Chief Financial Officer. Under his oversight, the bank grew organically from $375 million in total assets to over $1.8 billion in total assets. Coastal Financial Corporation was sold to BB&T in 2007. Mr. Rexroad joined the Carolina Financial Corporation in May 2008 as Executive Vice President and Chairman of the Board of Crescent Mortgage Company. Albert H. Small, Jr. President, Renaissance Centro Mr. Small is the Founder and President of Renaissance Centro, a nationally recognized real estate development firm, specializing in residential, commercial and hotel development. He joined the United Bankshares Board of Directors in 2018. Mr. Small is also the Founder of the former Renaissance Housing Corp., one of Washington, D.C.’s most highly recognized luxury home builder and high-rise tower developer. He is a well-known business and community member in the Washington, D.C. area and brings significant knowledge of commercial real estate development and management in a key geographic market of United. He is a board member of Tulane University, director of Griffin Land & Nurseries, active in Young Presidents' Organization and Urban Land Institute, as well as civic boards and philanthropic organizations. Mary K. Weddle, CPA Ms. Weddle is a Certified Public Accountant (CPA) and a former Executive Vice President of The Long & Foster Companies. She has been a director of the Company since 2004, and is also a director of United Bank. Ms. Weddle has spent her career in real estate and related financial services. For over 20 years, she was in management and leadership roles in the real estate industry. Her former employer, The Long & Foster Companies, is the nation’s largest privately-held real estate company. In her most recent position as Executive Vice President and head of Operations, which she held for almost 15 years, she skillfully brought together a team responsible for a wide variety of diverse activities, such as legal, marketing, information technology, human resources, and accounting. Her expertise as head of Operations covered strategic planning, as well as the design and implementation of efficient systems and processes for distribution to thousands of internal and external users. She also understands customer service and consumer behavior. She brings this broad and relevant experience to her role as a director of the Company and as a member of the Risk and Audit Committees, where she has served as a financial expert for many years. Gary G. White Principal, JRW LLC Mr. White is the President of Gilbert Development, Inc. and the Principal of JRW, LLC, a consulting firm. He is the former Interim President of Marshall University, the former President and Chief Operating Officer of International Resource Partners LP and the former President and Chief Executive Officer of International Industries, Inc. He is also the former President and Chief Executive Officer of the West Virginia Coal Association. He has been a director of the Company since 2008. Mr. White has served in several senior management positions in the coal industry for over 40 years. He also has more than 20 years of executive level experience with nonprofit entities which provides him with a broad perspective on business operations. He has been a past director of another publicly traded banking company. He brings this expertise in corporate management to his role as a director of the Company and as a member of the Audit, Executive, Compensation and Governance and Nominating Committees. P. Clinton Winter President, Bray & Oakley Insurance Agency, Inc. Mr. Winter is the President of Bray & Oakley Insurance Agency, Inc. He has been a director of the Company since 1996. Mr. Winter has spent over 35 years working in the insurance and financial services industry. His experience as President of Bray & Oakley Insurance Agency, as well as a past chairperson of an Audit Committee of an acquired banking, has provided him with significant financial experience. He also served on the Executive Committee and was the chairperson of the Compensation Committee for this acquired banking company. Through his long experience with the insurance and financial industries, he possesses expertise in financial and risk management matters as well as business development and marketing. He brings this knowledge to his role as a director of the Company, the Chairman of the Compensation Committee and as a member of the Executive, Audit and Governance and Nominating Committees. He also serves as the Lead Director of the independent directors of the Board. 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