News About us Governance Contact us Sign in Sign up MembersEmployersAdvisersInstitutions Governance › Sustainable investing Investing sustainably is great for you, society and our planet. Most people don’t know where their pension contributions go when they pay them each month Some think their money sits in a Smart Pension bank account, waiting for it to be withdrawn at retirement. However, we invest money in companies and funds which aim to earn more money than if the money was sitting in a bank account. However we don’t just look at the financial aspect of where we invest, we increasingly invest money in companies that do things to help society and our planet. An industry term that explains this approach is ‘ESG investing’ which stands for Environmental, Social and Governance. This means when investing, we take into consideration factors ranging from the Environmental impact with the aim to protect the planet, Social impact - looking at issues affecting fair treatment of people and Governance which considers the way companies are run. Read our climate policy to learn more about our investment strategy using an ESG index. Sustainable investing means we aim to generate financial returns on pension savings so that you can have a more comfortable retirement, and do so in a way that will positively impact society and our planet. Lots of us don't know the impact our pension savings have on the world Our sustainability explainer helps our members understand how the decisions they make with their pension savings may impact the wider world. Get started Our sustainable investment approach We look to invest with a conscience, while growing members’ savings. We believe that we can help you to create a world that we all want to retire in – supporting profitable companies that build a sustainable, safe and stable future for society and our planet. 1. Investing sustainably 2. Investing in impact funds 3. Our net zero target 4. Sustainable investing is a key focus for our trustees 5. Exploring new ways to innovate Related news Smart Pension incorporates private market illiquids in default strategy New solution developed in partnership with Natixis Investment Managers opens up the benefits of illiquids for Smart Pension’s DC members, through the new MV Dual Credit Fund. Read article Smart Pension partners with Make My Money Matter to commit to Net Zero and take action against climate change Prominent UK master trust, Smart Pension, today signs up to Make My Money Matter and pledges to develop its investment approach and commit to Net Zero emissions well ahead of the 2050 deadline outlined by other schemes. Read article Can my pension help fight climate change? Rachel Neill looks at responsible and sustainable investments to help us all create a future that we all want to retire in. Read article Read all articles Need some help? You can contact us or visit the help centre Members Get started Stay on track Plan for retirement Investment strategy Employers Overview New scheme Switch scheme Existing employer Payroll integration Advisers Overview Payroll services Financial advisers Payroll integration Institutions Working with Smart About us Our story Our values Our team Governance Scheme governance Trustees Investment strategy Scheme information News and guides Member articles News articles Press releases Contact us Get in touch Help centre Complaints Search the site Follow us: Underlying funds The Smart Pension Master Trust is authorised and supervised by the Pensions Regulator. Smart Pension Limited does not provide financial advice and is not regulated by the FCA. © Copyright 2021 Smart Pension Ltd. Smart Pension Ltd is a company registered England and Wales (Company No. 09026697) The Smart Building, 136 George Street, London, W1H 5LD, United Kingdom. Terms and conditions · Cookies · Privacy policy · Accessibility · Modern Slavery · Climate policy · Developer hub UK By continuing, or clicking “Accept All Cookies”, you agree to the storing of cookies on your device to enhance site navigation, assist in our marketing, and analyse site usage. Cookie Settings Accept All Cookies Continue without Accepting