Skip nav to main content. Contact & Locations English Mobile App Login Search Menu Home Equity Loan Use the value in your home Apply for a Home Equity Loan today. No application fee needed. Apply Now Available in these Regions GET IN TOUCH Available Debt consolidation, remodeling, and more A Home Equity Loan provides you with a lump sum of cash you can use to remodel your home (and increase its value) or for another expense. Since this secured loan comes with a low rate, you might also consider using it to consolidate debt or make an investment. In addition, getting this loan through OAS FCU guarantees excellent service from our experienced loan officers Low, adjustable rate loans with generous repayment terms up to 30 years Borrow up to 80% of your home’s equity No prepayment penalties Loan interest may be tax-deductible (check with your tax adviser) Rates Important Information Questions Use the value in your home Apply for a Home Equity Loan today. No application fee needed. Apply Now Related Resources Mortgage Interested in buying a home? While the process can seem overwhelming, we make it all manageable with a variety of loans at extremely competitive rates. Learn More Home Equity Line of Credit A Home Equity Line of Credit (sometimes called a HELOC) is the loan that has it all. Learn More Contact About Routing Number Accessibility Privacy Notice Equal Housing Lender NMLS #417490 © 2018 OAS Federal Credit Union All Rights Reserved © 2021 OAS Federal Credit Union All Rights Reserved Follow on Facebook Follow us on Twitter Accessibility