Submit About usContact usLocations and ATMs Enter search term here.... Bank Borrow Discover Join Login Home Credit Cards Credit Cards Solarity Visa® puts the power of payment versatility in your hands. Whether you’re on a trip to Greece or a trip to the grocery store, enjoy quick, convenient access to your available credit limit, no balance transfer fees and local servicing. Apply for a credit card Credit cards that fit your life Platinum Visa Convenient, easy-to-use line of credit Share Secured Visa Ideal for establishing or rebuilding credit Young Adult Visa For members age 15-20 Business Visa Manage your day-to-day expenses Reasons to love our credit cards No annual fee No balance transfer fee No minimum interest charge No cash advance fee Cash advances at more than 32,000 surcharge-free ATMs nationwide Visa Account Updater (VAU) to keep transactions seamless Visa Secure for peace of mind while shopping online I'm ready to apply View rates Credit cards for every type of borrower Whether you have a long credit history or are looking for a fresh start, we have credit cards to give you the spending flexibility you need. Platinum Visa Looking for a straightforward line of credit with a great low rate? Our easy-to-use Platinum Visa card gives you the power to make your next purchase, travel without worry or transfer existing balances from higher rate cards. Share Secured Visa If you’re establishing or rebuilding your credit—this is the card for you. To ensure a low rate, secured cards use a security deposit as cash collateral. With the same great features as the Platinum Visa, our Share Secured Visa can help you start improving your credit history. Young Adult Visa This card is perfect for younger members who want to establish a positive credit history and learn good money habits. With the same rates and terms as our Platinum Visa, students ages 15–20 are eligible to apply (with an adult co-signer at least 21 years old). Visa Secure and Visa Account Updater Visa Secure Visa Secure (formerly Verified by Visa) simply means you get access to an added layer of protection, keeping your money safer while you are shopping online. When making a purchase from a merchant participating in Visa Secure, you may be guided through an extra step to confirm your identity. No need to do anything on your part other than follow the prompts. Visa Secure does the work to ensure it’s an authorized transaction. Visa Account Updater Visa Account Updater (VAU) automatically sends cardholder data to participant merchants when the card information is updated. It offers a seamless account update process without the need for direct action on your part. For example, if your phone bill automatically charges to your credit card every month, without the VAU, you would need to update your card info yourself in the event of a new card. With VAU, Visa will send the updated card info to that merchant for you. If you do not wish to have your card information automatically sent to participant merchants in the event of a new card, you can opt out by calling 800.347.9222. Please note: you must opt out before your old card has expired, or within 24 hours of ordering a new card when the old card is lost or stolen. Apply for your Visa® credit card today! Online Applying online is simple and our experts are standing by if you have any questions. Apply Call Do you have questions about your credit card options? Give us a call at 800.347.9222. Make the call Chat Feeling chatty? Use our online chat to get the conversation started. Click the blue "Chat" button below and we'll be right with you. You might also like: Home Loans Whether you're buying, refinancing or just starting to shop for houses, we have loans for every type of home owner. Explore home loans RV Loans Upgrade your next camping adventure! Financing for motor homes, travel trailers, fifth wheels and campers. Let's go Home Equity Tap into the buying power of your home to pay for large expenses or consolidate debt. Find out more Common questions about credit cards When I see the Visa Secure badge, what does this mean? How are my online purchases secured with Visa? Visa has developed a program that helps confirm your identity when you make an online purchase. This service helps make shopping online more secure by protecting against unauthorized use of your Visa card. There’s no need to download anything, install software, or register for an account. During an online purchase from your desktop, mobile or other digital device, you may be guided through an extra check to verify your identity. This helps us ensure you’re you and better protects you from fraud. How will I know if my online purchase has the Visa Secure added layer of protection? Does the Visa Secure service cost me anything? View all FAQs Helpful articles and information Solarity and YWCA Partner Up for the Holidays This holiday season, Solarity will be collecting toys on behalf of the YWCA that will be distributed to the children they support. Read more Protecting your money: how to identify fraud Do you know the four common tactics used by scammers? Familiarize yourself with their methods to protect yourself from becoming a victim. Read more Solarity raises conforming home loan limit to $625,000, helping members overcome rising home prices This increase means some borrowers may be able to purchase the home they want at conventional loan pricing, without having to step up to a jumbo loan. Read more Mobile app: message and data rates may apply. *Rates are dependent on qualification and approval. Special terms and conditions may apply. 1% foreign transaction fee applies. No annual fee or balance transfer fee. No cash advance fee. Interest on cash advance starts accruing immediately until the balance is paid in full. Late fees will be assessed if a payment is made after the due date. Call us: 800.347.9222 Member Contact Center Hours Monday - Thursday: 8 am to 5:30 pm PT Friday: 8 am to 6 pm PT Saturday: 9 am to 2 pm PT Branch hours may differ. Mailing Address P.O. 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