IOWA | Proudly served by $ 15.81 B TOTAL ASSETS 15.22 % 5-YR ASSET GROWTH RATE $ 1.7 B MARKET CAP $ 136.7 M NET INCOME AVAILABLE TO COMMON STOCKHOLDERS 13.59 % ROATCE* 2.84 % FULLY TAX-EQUIVALENT NET INTEREST MARGIN* As of and for the nine months ended September 30, 2021. *Refer to the earnings release for a reconciliation of this non-GAAP measure. HEARTLAND FINANCIAL USA, INC. IS NOW HTLF Introducing HTLF. Our new brand reinforces the Strength, Insight and Growth we bring to our employees, customers, communities and investors. HTLF honors Heartland’s rich history and reflects the company’s geographic diversity and continued growth. HTLF’s unique model powers its banks with technology, efficiency and strength. Decision making is local and focused on customers and relationships. This is community banking with the scale to compete at any level. DISCOVER MORE AT POWEREDBYHTLF.COM Important Note When Clicking Through to External Websites NEWS HEARTLAND FINANCIAL USA, INC. ("HTLF") REPORTS QUARTERLY AND YEAR TO... See More HTLF Declares Dividend on Preferred Stock See More HTLF Increases Quarterly Dividend See More HTLF Announces Closing of $150 Million Offering of Subordinated Notes See More Events & Presentations HTLF 3Q 2021 Performance Q3 2021 Earnings Call Q2 2021 Earnings Call 2021 Annual Shareholders Meeting Q1 2021 Earnings Call Q4 2020 Earnings Call Q3 2020 Earnings Call Q2 2020 Earnings Call POWERED BY HTLF Previous Next CONTACT US CAREERS PRIVACY POLICY Sign up for our newsletter: © 2021 HTLF Equal Opportunity Employer

IOWA | Proudly served by $ 19.00 B TOTAL ASSETS 18.29 % 5-YR ASSET GROWTH RATE $ 2.0 B MARKET CAP $ 164.3 M NET INCOME AVAILABLE TO COMMON STOCKHOLDERS 16.34 % ROATCE* 3.41 % FULLY TAX-EQUIVALENT NET INTEREST MARGIN* As of and for the nine months ended September 30, 2021. *Refer to the earnings release for a reconciliation of this non-GAAP measure. HEARTLAND FINANCIAL USA, INC. IS NOW HTLF Introducing HTLF. Our new brand reinforces the Strength, Insight and Growth we bring to our employees, customers, communities and investors. HTLF honors Heartland’s rich history and reflects the company’s geographic diversity and continued growth. HTLF’s unique model powers its banks with technology, efficiency and strength. Decision making is local and focused on customers and relationships. This is community banking with the scale to compete at any level. DISCOVER MORE AT POWEREDBYHTLF.COM Important Note When Clicking Through to External Websites NEWS HEARTLAND FINANCIAL USA, INC. ("HTLF") REPORTS QUARTERLY AND YEAR TO... See More HTLF Declares Dividend on Preferred Stock See More HTLF Increases Quarterly Dividend See More HTLF Announces Closing of $150 Million Offering of Subordinated Notes See More Events & Presentations HTLF 3Q 2021 Performance Q3 2021 Earnings Call Q2 2021 Earnings Call 2021 Annual Shareholders Meeting Q1 2021 Earnings Call Q4 2020 Earnings Call Q3 2020 Earnings Call Q2 2020 Earnings Call POWERED BY HTLF Previous Next CONTACT US CAREERS PRIVACY POLICY Sign up for our newsletter: © 2021 HTLF Equal Opportunity Employer