LOG IN Esquire Bank Commercial Real Estate Commercial Real Estate Financing PRODUCT OVERVIEW Commercial Real Estate Financing ACQUISITION LOANS REFINANCE LOANS TRANSITIONAL LOANS OWNER-OCCUPIED LOANS WORKING CAPITAL LINE OF CREDIT Every commercial property presents its own unique opportunities and challenges. Every borrower has their own particular objectives. With our in-depth real estate financing experience and hands-on practical approach, Esquire addresses all three to get your deal done—effectively and efficiently. Acquisition Loans Investing in commercial real estate? Esquire Bank is here to deliver a competitive financing package that will assist you in making the acquisition quickly and profitably—with a personal, professional approach during every step. CONTACT US Features Favorable loan-to-purchase-price (LTPP) ratios of up to 75% Debt-service-coverage ratios (DSCR) as low as 1.20x for properties with strong cash flow Highly competitive rates and fees with flexible terms and conditions Multifamily, mixed-use, and industrial properties preferred; other uses considered more selectively New York metro, Long Island, Westchester, and New Jersey markets preferred; other areas considered more selectively Refinance Loans Refinancing an existing commercial real estate loan? Esquire Bank offers competitive rates, creative structures, and superior service that can improve profitability and streamline the refinancing process. CONTACT US Features Favorable loan-to-value (LTV) ratio of up to 75% Debt-service-coverage ratios (DSCR) as low as 1.20x for better cash flow Highly competitive rates and fees with flexible terms and conditions Loan amounts from $2 to $15 million Multifamily, mixed-use, and industrial properties preferred; other uses considered more selectively New York metro, Long Island, Westchester, and New Jersey markets preferred; other areas considered more selectively Transitional Loans Designed to finance value-added enhancements for properties to reach their market potential (renovations, lease up), transitional lending expertise is a key strength of Esquire Bank. CONTACT US Features Favorable loan-to-value (LTV) ratios of up to 70% Debt-service-coverage ratios (DSCR) as low as 1.25x for properties with strong cash flow Customized structures and solutions to meet your specific financing needs Multifamily, mixed-use, and industrial properties preferred; other uses considered more selectively New York metro, Long Island, Westchester, and New Jersey markets preferred; other areas considered more selectively Highly competitive rates and fees with flexible terms and conditions Owner-Occupied Loans At Esquire Bank, our dedicated commercial real estate team can help your business make the most of your ownership in your property in a timely manner and at competitive terms. CONTACT US Features Favorable loan-to-value (LTV) ratios of up to 70% Debt-service-coverage ratios (DSCR) as low as 1.25x for properties with strong cash flow Customized structures and solutions to meet your specific financing needs Multifamily, mixed-use, and industrial properties preferred; other uses considered more selectively New York metro, Long Island, Westchester, and New Jersey markets preferred; other areas considered more selectively Highly competitive rates and fees with flexible terms and conditions Working Capital Line of Credit This flexible revolving line of credit from Esquire Bank provides access to funds when you need them and can support gaps in your firm’s short-term cash flow needs. CONTACT US Features Access funds when needed Utilize funds to Invest in your firm’s resources Repayment options available Highly competitive rates and fees with flexible terms and conditions Ready to succeed boldly? We are too. LEARN MORE INVESTOR RELATIONS ROUTING NUMBER: 026073066 CONTACT US LOST OR STOLEN DEBIT CARD Copyright © 2021 - All Rights Reserved Privacy Notice Terms & Use