Delta Account Our simple, offshore investment bond At a glance Product details Client stories Adviser resources Introducing our Delta Account A straightforward, tax-efficient way to invest for the future. This offshore bond is based in the Isle of Man, offering significant tax advantages. You can choose from over 150 Canada Life funds and make regular or ad-hoc withdrawals. For this account, you’ll need to invest at least £3,000. Key benefits Tax-efficient growth on your account Unlimited free switching between funds Choose to hold your bond in sterling, euro or US dollars Option to get a regular income from your investment The value of your investment can go down as well as up and you may get back less than you invest. Tax rules depend on the type of investment and individual circumstances and may change. Is it right for me? This account could be right for you if: You’re aged between 18 and 89 years old You have at least £3,000 to invest You’re happy to invest for at least ten years You want to invest in a wide choice of insured funds You’ve already used up your annual ISA allowance You’ve got other savings and investments to rely on You want to generate a capital lump sum, an income, or both This account may not be right for you if: You have less than £3,000 to invest You haven’t used up all of your ISA allowance You might want to withdraw all of your investment straight away You can’t afford to lose the amount you invest This product has won 3 awards. Need an adviser? Get a tailored quote for this product from a financial adviser. To find one, visit Unbiased. Find an adviser Fund centre Explore all our available funds. See our price lists, fund performance, factsheets and more. Learn more Compare investment products Select Account Premiere Account Premiere Europe Account Delta Account Elite and Prestige Accounts Offshore Savings Account Issued from Canada Life (UK) Canada Life International (Isle of Man) Canada Life International Assurance (Ireland) Canada Life International (Isle of Man) CLI Institutional (Isle of Man) Canada Life International (Isle of Man) Minimum initial investment £5,000 £50,000 £50,000 £3,000 £1 million Zero (or £7,500 if regular premiums are not used) Regular premium option No Yes, minimum of £2,500 a month Yes, minimum of £2,500 a month No No Yes, minimum of £500 a month Investment choice Over 150 insured UK life funds Any permissible fund plus cash deposits and the segregated portfolio service Any permissible fund plus cash deposits and the segregated portfolio service Over 150 insured Isle of Man life funds Any permissible fund plus cash deposits Over 150 insured Isle of Man life funds Maximum number of sub-policies 999 99,999 99,999 10 998 10 Bond currency £ £ $ € £ $ € £ $ € £ $ € £ $ € Free fund switching Yes No No Yes No Yes Platform / DFM links No Yes Yes No Yes No Capital redemption option No Yes Yes No Yes No Learn more Learn more Learn more Learn more Learn more Learn more Also worth knowing Can I change my policy once it’s set up? How will I know how my investment is doing? What happens if I die? Can I change my mind and cancel my account? Client documents To find out more about our Delta account download our latest key features guide. Delta Account key features Next steps Need an adviser? Get a tailored quote for this product from a financial adviser. To find one, visit Unbiased. Find an adviser Customer support Find answers to commonly asked questions, helpful links, tools and contact details. Customer support Get in touch Call customer services 0333 015 1382 or send an email Monday – Friday 9am to 5pm Other contacts News & Insights Corporate Our websites Site information Find help Twitter Linkedin Youtube © 2021 Canada Life UK. All rights reserved Legal statement