Our History Origin Formed when Element Financial Corporation separated into two public companies in October 2016, ECN Capital operated in three of Element’s legacy business verticals - Commercial & Vendor Finance, Rail Finance and Aviation Finance Learn More 2016 Transformation Under visionary leadership and through a number of acquisitions, investments, portfolio sales and business sales, ECN Capital strategically transformed from an asset-based lender to an asset-light business services company focused on partnering - not competing - with financial institutions. Learn More 2017-2018 Next-Level Growth Invested in premier, scalable, synergistic businesses, ECN Capital is focused on cultivating and capitalizing on the full potential of the business verticals and the combined entity to achieve significant growth and create long-term value for all stakeholders. Learn More 2018 and on HOME CONTACT US © ECN CAPITAL CORP. 2021 PRIVACY POLICY ACCESSIBILITY POLICY CODE OF CONDUCT

John Wimsatt HEAD OF CORPORATE DEVELOPMENT & INVESTOR RELATIONS John Wimsatt joined ECN in 2016 and is the head of corporate development and investor relations. Previously Mr. Wimsatt spent more than 20 years as a principal investor across debt and equity securities with a focus on the North American financial services industry. He acted as a Managing Director and Portfolio Manager with Franklin Mutual Advisors, KBW Asset Management and Nomura Asset Management and as a Senior Securities Analyst with Levin Capital Strategies and FBR Asset Management. He began his career as an investment research analyst with Friedman, Billings, Ramsey & Co. focused on North American banks and consumer and commercial finance companies. Mr. Wimsatt received a Bachelor of Arts degree from Fairleigh Dickenson University. READ MORE NEXT BIO HOME CONTACT US © ECN CAPITAL CORP. 2021 PRIVACY POLICY ACCESSIBILITY POLICY CODE OF CONDUCT

William W. Lovatt CHAIRMAN Mr. Lovatt is Chairman of ECN Capital’s board of directors and is a member of the Credit & Risk, Audit, and Compensation & Corporate Governance Committees. Mr. Lovatt brings 40 years of investment and senior management expertise. He is one of Canada’s most respected financial services executives having served as Executive Vice President and Chief Financial Officer of Great-West Lifeco Inc., Great-West Life Assurance Company, London Life Insurance Company and Canada Life Assurance Company. Mr. Lovatt joined Great West-Life in 1979 serving in various positions in the insurer’s investments department. READ MORE NEXT BIO HOME CONTACT US © ECN CAPITAL CORP. 2021 PRIVACY POLICY ACCESSIBILITY POLICY CODE OF CONDUCT