PayPal Personal Business Developer Help Log In Sign Up Coming soon Get ready to earn interest on your savings Set your money aside and earn an anticipated 0.40% APY—that’s 6x the national average.1 Then reap the benefits of your hard work as you set goals for some of life’s biggest milestones. Get the App PayPal is a financial technology company, not a bank. Banking services provided by Synchrony Bank, Member FDIC. Save with PayPal Savings Watch your money grow Set your money aside and earn interest. Anticipated rate of 0.40% APY is 6x the national average.1 No minimums, no fees Save with no minimum account balances or fees. Easy to manage Use the app for 24/7 access to money transfers, goal tracking, and savings tips. Watch your money grow Transfer money from your bank account or PayPal balance and earn interest on your savings. Plus, you can set up auto-save to make life easier. Set a goal, reach it fast Set short- or long-term goals—from road trips to retirement—easily track them, and move money from one goal to another if priorities change. Find more ways to Manage your Money Crypto PayPal Cash Card Direct Deposit Pay Bills Add Cash Check Cashing Join over 400 million PayPal users Easily and securely spend, send, and manage your transactions—all in one place. Experience the new way to PayPal Download the app on your phone or sign up for free online. Sign Up Get the App 1 As of September 2021, the annual percentage yield (APY) for PayPal Savings is anticipated to be 0.40% at launch. This is a variable rate and can change at any time, including after the account is opened. National average source: FDIC National Rates and Rate Caps as of August 16, 2021. HelpContactFeesSecurityAppsShopEnterprisePartnersFeedback AboutNewsroomJobsInvestor RelationsValues in ActionPublic PolicySitemap © 1999–2021 AccessibilityPrivacyCookiesLegal We’ll use cookies to improve and customize your experience if you continue to browse. Is it OK if we also use cookies to show you personalized ads? Learn more and manage your cookies Yes, Accept Cookies