Login Menu About Calculators Home Equity Line of Credit Calculator Use this calculator to see how much you qualify for. Adjust the value of your home and your outstanding loans for a more accurate estimation. Financial Calculators from Dinkytown.net Financial Calculators ©1998-2021 KJE Computer Solutions, Inc. Definitions Appraised value of your home Current appraised value of your home. Outstanding home loans Total amount of all outstanding home loan balances, including your first mortgage, second mortgage(s), and any other debt that is secured by your home. Loan-to-value ratio limit Loan-to-value ratio limit is the maximum loan-to-value ratio (LTV) your lender will allow. LTV is the percentage of your home's appraised value that is borrowed, including all outstanding mortgages and home equity loans and lines secured by your home. For example, a lender's 80% LTV limit for a home appraised at $400,000 would mean a HELOC applicant could have no more than $320,000 in total outstanding home loan balances. Remember, the $320,000 limit would include all existing loans secured by your home plus your new HELOC. With great low rates right now, a home equity line is the perfect financial tool for home improvements or any important purchase. Apply Today Get Started with a Trusted Advisor For more information about our products and services, contact our Customer Solutions Center. Contact us today ‹ Back to all calculators 800-226-5877 24/7 Banking 800-475-2265 Customer Solutions Center Tambien disponible en Español Ver detalles Subscribe Stay up-to-date with our latest insights. Enter your email Submit Popular Links Meet Our Team Checking Accounts Mortgages Loan Rates Commercial Banking Investor Relations Tools & Resources Branches & Locations Customer Solutions Center Security Center Lost Debit Card Español Contact Us Routing Number: 011500858 Download Our Apps Follow Us LinkedIn Twitter Facebook Instagram YouTube Blog Equal Housing Lender Member FDIC NMLS#414726 Important Information about FDIC Insurance Coverage NMLS Registered Lenders Accessibility Disclosures Español Sitemap © Washington Trust Routing Number: 011500858