Search Branch finder Help & support Log in Menu Interest rates Available Variable Rate Saving Accounts Easy Saver Issue 9 Current AER Current gross Interest rate 0.01% 0.01% Current rates effective 06/04/2020 Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day). Instant Saver Issue 14 Current AER Current gross Including 12 month bonus from account opening 0.25% 0.25% After 12 months rate reverts to underlying rate 0.01% 0.01% Current rates effective 04/05/2021 Interest is variable, calculated daily and paid annually in March. Loyalty Bond Holding Account Current AER Current gross Interest rate 0.01% 0.01% Current rates effective 06/04/2020 Interest is variable, calculated daily and paid when funds are transferred into the Loyalty Bond. Online Easy Saver Issue 9 Current AER Current gross Interest rate 0.01% 0.01% Current rates effective 06/04/2020 Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day). Online ISA Easy Access Issue 25 Current AER Current tax-free Including 12 month bonus from account opening 0.10% 0.10% After 12 months rate changes to underlying rate 0.01% 0.01% Current rates effective 22/11/2021 Interest is variable, calculated daily and paid annually in March. Online ISA Holding Account Current AER Current tax-free Interest rate 0.01% 0.01% Current rates effective 07/05/2020 Interest is variable, calculated daily and paid annually in March. Online Saver Issue 52 Annual Interest Current AER Current gross Including 12 month bonus from account opening 0.10% 0.10% After 12 months rate reverts to underlying rate 0.01% 0.01% Current rates effective 22/11/2021 Interest is variable, calculated daily and paid between 20 and 25 March each year. Issue 52 Monthly Interest Current AER Current gross Including 12 month bonus from account opening 0.10% 0.10% After 12 months rate reverts to underlying rate 0.01% 0.01% Current rates effective 22/11/2021 Interest is variable, calculated daily and paid on the first business day of each month. Easy Access Cash ISA Issue 19 Current AER Current tax-free Including 12 month bonus from account opening 0.25% 0.25% After 12 months rate changes to underlying rate 0.01% 0.01% Current rates effective 04/05/2021 Interest is variable, calculated daily and paid annually in March. Standard Variable Rate Cash ISA Current AER Current tax-free Interest rate 0.01% 0.01% Current rate effective for 2021/2022 tax year Interest is variable, calculated daily and paid annually in March. Available Fixed Rate Saving Accounts Fixed Rate Cash ISA Issue 28 Current AER Current tax-free 1 year 0.30% 0.30% 2 year 0.35% 0.35% Current rates effective 04/05/2021 Interest is fixed, calculated daily and paid on the anniversary of product opening. Loyalty Issue 9 (available to maturing Fixed Rate Cash ISA customers only) Current AER Current tax-free 1 year 0.35% 0.35% 2 year 0.40% 0.40% 3 year 0.45% 0.45% Current rates effective 14/05/2021 Interest is fixed, calculated daily and paid on the anniversary of product opening. The loyalty rate received will be the rate offered in your maturity letter. This rate may differ from the rates above Growth Bond Issue 44 Current AER Current gross 1 year 0.35% 0.35% 2 year 0.40% 0.40% 3 year 0.45% 0.45% Current rates effective 04/05/2021 Interest is fixed, calculated daily and paid on the anniversary of product opening. Loyalty Bond Issue 56 (available to maturing Growth Bond & Loyalty Bond customers only) Current AER Current gross 1 year 0.40% 0.40% 2 year 0.45% 0.45% 3 year 0.50% 0.50% Current rates effective 04/05/2021 Interest is fixed, calculated daily and paid when your bond matures. Online Bond Issue 73 Current annual Current monthly AER Gross AER Gross 1 year 0.25% 0.25% 0.25% 0.24% 2 year 0.30% 0.30% 0.30% 0.29% 3 year 0.35% 0.35% 0.35% 0.34% Current rates effective 22/11/2021 Interest is paid on either the monthly or annual anniversary of the account opening or the closest business day (depending on the interest payment option chosen). Issue 74 Available to maturing Online Bond customers only Current annual Current monthly AER Gross AER Gross 1 year 0.26% 0.26% 0.26% 0.25% 2 year 0.31% 0.31% 0.31% 0.30% 3 year 0.36% 0.36% 0.36% 0.35% Current rates effective 22/11/2021 Interest is paid on either the monthly or annual anniversary of the account opening or the closest business day (depending on the interest payment option chosen). Online ISA Fixed Rate Issue 27 Current AER Current tax-free 1 year 0.25% 0.25% 2 years 0.30% 0.30% Current rates effective 22/11/2021 Interest is fixed, calculated daily and paid on the anniversary of product opening. Definitions Fixed: A fixed rate of interest does not fluctuate and remains the same through out the lifetime of a savings account. Variable: A variable rate of interest can go up or down throughout the lifetime of a savings account. AER: AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Gross: Gross rates are paid without the deduction of income tax. Tax-free: Tax-free means the interest paid will be free from UK Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future. Savings accounts no longer available to new customers You might be interested in Online Saver Easy Access Cash ISA Instant Saver Products & services Useful information Corporate website Follow us on Facebook Twitter YouTube Post Office proudly supports Copyright 2021 The Post Office Our Cookies Our website uses small bits of data (known as cookies) to make the website work, remember who you are, personalise content and provide a safer experience on our site. Some of these cookies are essential for the website to function while others can be switched on or off. By clicking “Accept all” you agree to the uses explained in our Cookies Notice. To set your cookie preferences, click “Let me choose”. Let me choose Accept all