Courses Explore Topics Search Login Take control of your money First United Bank and Banzai have partnered to bring you clear, in-depth lessons to help you dive into the financial topics you care most about. Managing Crisis While a crisis is often unexpected, you can navigate through troubling times confidently by exploring your options and making educated decisions. LEARN MORE Managing Debt Many people find themselves in debt, and many people also find ways out of it. Don't be discouraged, there are ways to manage piling debt and come out on top. LEARN MORE Teaching Kids Finances Teaching kids about personal finances gives them a head start, and we don't just mean piggy banks! Help kids master strategies in investing, saving, and even credit. LEARN MORE BROWSE ALL COLLECTIONS Featured COACH BORROWING AND CREDIT Get Out of Debt Receive guidance for getting out of debt based on your unique situation. HOUSING Buying a Home Buying a home may be one of the biggest financial decisions you'll ever make. CALCULATOR SAVING Budget Calculator Anticipate your expenses, list your saving goals, and manage your income. SAVING 50/30/20 Rule A simple, practical rule of thumb for individuals who want a budget that is easy to implement. CALCULATOR SAVING Savings Calculator With this savings calculator, you can see how your money will grow in a savings account and compare how different... Topics Saving Insurance Retirement Taxes Life Changes Housing Borrowing and Credit Investing Budgeting Running a Business COACH 2 MIN READ Financial Wellness Assessment Use the Financial Wellness Assessment to discover your personal finance strengths and weaknesses. COACH 3 MIN ACTIVITY Saving With A Purpose Outline your savings goals and timelines to see how saving with a purpose can help make them happen. COACH 5 MIN ACTIVITY Create a Budget Creating a budget that works for you is essential to financial wellness and freedom. CALCULATOR 6 MIN ACTIVITY Budget Calculator Anticipate your expenses, list your saving goals, and manage your income. 7 MIN READ 50/30/20 Rule A simple, practical rule of thumb for individuals who want a budget that is easy to implement. CALCULATOR 1 MIN ACTIVITY Savings Calculator With this savings calculator, you can see how your money will grow in a savings account and compare how different... CALCULATOR 2 MIN ACTIVITY Auto Loan Affordability Calculator Figure out how much you can afford to pay for a car loan each month, based on your current budget. 6 MIN READ Teaching Children About Money One of the most important things you can teach a child is the value of money and money skills. Try these 6 activities to... COACH 3 MIN ACTIVITY The Cost of Baby’s First Year Find out how much you need to save for a new baby! 2 MIN READ Banzai Plus Manage your budget and credit wisely to qualify and afford your first home, while also juggling real-life dilemmas like... 2 MIN READ Money Market Accounts Meet the hybrid account that may be the right saving solution for you. CALCULATOR 2 MIN ACTIVITY Personal Loan Calculator Learn what to expect with different monthly payments to your personal loans. 2 MIN READ The Upside of Frugality Frugal living not only saves you money, it pays huge dividends. Is a penny saved really a penny earned? Or is there more... 2 MIN READ Banzai Teen Save enough money for college registration while navigating various financially-focused scenarios from getting a job and... COACH 3 MIN ACTIVITY Earning Extra Income Explore your options for earning extra income and see how much you could bring in every month. 3 MIN READ Finding Funds in an Emergency Wondering what to do in an emergency if you don’t have an emergency fund? Consider these options. 2 MIN READ What is Inflation? Inflation happens when prices increase, causing purchasing power to go down. A little inflation is good, too much can... COACH 3 MIN ACTIVITY Know Your Net Worth Discover your net worth based on your assets and liabilities, and learn how it fits into your overall financial... 3 MIN READ Certificate of Deposit If you need to save aggressively, a high-interest certificate of deposit (CD) may be right for you. 4 MIN READ 8 Tips to Reduce Your Food Bill Food can eat up your budget. Learn how to reduce your food bill with simple steps like limiting trips to restaurants and... 4 MIN READ Is the Money in My Account Safe? Short answer: Yes! With the NCUA and FDIC, you can rest assured that your money is protected. COACH 5 MIN ACTIVITY Make the Most of Your HSA or FSA Learn the difference between an HSA and FSA, and predict your health care costs. COACH 5 MIN ACTIVITY How Do I Build Credit? Learn how to build your credit score from scratch or boost your decent score. COACH 5 MIN ACTIVITY Repairing Credit Learn how to repair your credit score when it's gone awry. 5 MIN READ Savings Accounts Learn how different savings accounts can help pave the way to financial security. CALCULATOR 1 MIN ACTIVITY 50/30/20 Calculator Following the 50/30/20 Rule, divide your income into three categories: Needs, Wants, and Savings. COACH 7 MIN ACTIVITY What Auto Loan Can I Afford? Discover a monthly auto loan payment that fits your budget and see an ideal purchase price range based on that number. CALCULATOR 6 MIN ACTIVITY Emergency Fund Calculator Creating a robust emergency fund is the best way to prepare financially for the unexpected. 2 MIN READ Banzai Junior Operate a successful lemonade stand to earn money and save for a big purchase, but don't forget to pay back that IOU,... 2 MIN READ Check It Out Give your finances a boost by opening your very own checking account—it’s fast and it’s easy—you’ve just got to know the... CALCULATOR 2 MIN ACTIVITY Vacation Affordability Calculator You’re ready for your dream vacation—make sure your bank account is ready, too, with this calculator. 4 MIN READ When Times Get Tough Learn ways to prepare for and shore up your finances when hard times hit. 4 MIN READ 3 Jar Allowance For Kids The 3 jar money system encourages kids to learn about budgeting by splitting their money into saving, spending, and... COACH 3 MIN ACTIVITY The 50/30/20 Rule for Teens Create a custom budget that follows the 50/30/20 rule and fits your life as a teen. 2 MIN READ Internet Safety Experience first-hand how to stay secure on the internet—this course is ideal for ages 9-15. 4 MIN READ Early Withdrawals From Retirement Savings Early withdrawals from your retirement savings should only be done after careful consideration in order to avoid... COACH 3 MIN ACTIVITY Build Your Emergency Fund How much do you need to save for your emergency fund? Find out! 2 MIN READ Mobile Banking Robust safety features and powerful, convenient services make mobile banking options an ideal on-the-go solution. 2 MIN READ Leaving a Job with a 401(K) Leaving a job with a 401(k)? Here's what you can do with the money you’ve saved. 6 MIN READ College Budget Breakdown Make the first steps toward creating a college budget by learning specifics about fixed and variable expenses. 3 MIN READ Emergency Funds An emergency fund is a financial safety net that everybody should have for life's unforeseen challenges. 6 MIN READ Personal Bankruptcy Understand the consequences of filing for personal bankruptcy. CALCULATOR 2 MIN ACTIVITY Simple vs. Compound Interest Calculator What difference will simple and compound interest make when it comes to your principal? 6 MIN READ Individual Retirement Accounts Individual retirement accounts (IRAs) can look intimidating and cryptic when you begin planning for retirement, but... 3 MIN READ What to do With Your Stimulus Check Stimulus checks are being sent to many Americans across the country in response to Covid-19. What’s the best thing that... COACH 5 MIN ACTIVITY Trim Your Budget Set a goal for reducing your budget each month, then evaluate your expenses and create new goals. CALCULATOR 1 MIN ACTIVITY Money Market Account Calculator Discover how much your savings in an MMA will grow over time. CALCULATOR 2 MIN ACTIVITY Inflation Calculator Inflation measures how much prices and goods rise over time in an economy. Healthy inflation is normal, but it can... 3 MIN READ Envelope Budgeting This simple budgeting system can help enforce good habits and careful spending. 3 MIN READ Opening Your First Account Ready to open your first account at a bank or credit union? Here’s a rundown of everything you need to know. 4 MIN READ What is Financial Literacy? Financial literacy is knowing what finances are and how to spend, save, and manage money effectively. But it’s not a... CALCULATOR 2 MIN ACTIVITY Low Rate vs. Cash Back Auto Financing Calculator Will you save more using a low rate or cash back auto financing option? 3 MIN READ Meet Your 401(k) If you’re lucky enough to be introduced to a 401(k), you’ll make a friend for life. Become an expert You can find a pathway to your financial goals with Banzai. With resources that are interactive, easy to use, and free, what are you waiting for? Become an expert today! Banzai interactive courses are fun and free. Go ahead. Already have an account? Log In. SIGN UP MORE Help Blog Terms of Use Privacy CONTACT support@teachbanzai.com Facebook Twitter Instagram BANKS & CREDIT UNIONS Become a Sponsor Case Studies Embedded Content Banzai Manager BUSINESSES & BENEFITS Learn More The Coach ©2021 Banzai Inc. 1.888.822.6924 2230 N University Pkwy, Suite 14 Provo, Utah 84604