Questions? Loan experts are standing by: 800-583-3178 Careers | Resources Home About Products Calculators Employment Apply Now Our Team Traditional Loan Programs: FHA loans starting at 580 score FHA 203k starting at 600 score VA starting at 600 score (100% LTV) All Conventional loan programs Low Credit Score Programs: 500 score up to 70% LTV 540 score up to 75% LTV 580 score up to 96.5% LTV Alternative Loan Programs: Investor Fix & Flip Rehab Loans Investor Stated Loans Foreign National Loans Limited Documentation Loans (1 year tax or W2) ARE YOU A MORTGAGE PROFESSIONAL? JOIN OUR TEAM! At 1st Step Financial Services, Inc. we pay our Mortgage Consultants the MOST and require the LEAST. We only ask that our Mortgage Consultants generate workable and complete loan applications. Learn More Copyright 2019 | 1st Step Financial Services, Inc. MARYLAND OFFICE: 5000 Ilchester Rd, Ellicott City, MD 21043 Call toll free: 1.800.583.3178