800.375.4646 LOGIN . WHO WE ARE SERVICES OUR TEAM INSIGHTS NEWS CONTACT US Privacy Policies ARGENT ADVISORS, INC. ARGENT TRUST COMPANY ARGENT TRUST COMPANY – ESOP ARGENT ADVISORS, INC. PRIVACY POLICY Argent Advisors, Inc., an SEC registered investment adviser, (“Argent”), maintains physical, electronic, and procedural safeguards that comply with federal standards to protect clients’ nonpublic personal information (“information”). Through this policy and its underlying procedures, Argent attempts to secure the confidentiality of customer records and information and protect against anticipated threats or hazards to the security or integrity of customer records and information. It is the policy of Argent to restrict access to all current and former clients’ information (i.e., information and records pertaining to personal background, investment objectives, financial situation, tax information/returns, investment holdings, account numbers, account balances, etc.) to those employees and affiliated/nonaffiliated entities who need to know that information in order to provide products or services to the client. Argent may disclose the client’s information if Argent is: (1) previously authorized to disclose the information to individuals and/or entities not affiliated with Argent, including, but not limited to the client’s other professional advisors and/or service providers (i.e., attorney, accountant, insurance agent, broker-dealer, investment adviser, account custodian, etc.); (2) required to do so by judicial or regulatory process; or (3) otherwise permitted to do so in accordance with the parameters of applicable federal and/or state privacy regulations. The disclosure of information contained in any document completed by the client for processing and/or transmittal by Argent in order to facilitate the commencement/continuation/termination of a business relationship between the client and a nonaffiliated third party service provider (i.e., broker-dealer, investment adviser, account custodian, insurance company, etc.), including information contained in any document completed and/or executed by the client for Argent (i.e., advisory agreement, client information form, etc.), shall be deemed as having been automatically authorized by the client with respect to the corresponding nonaffiliated third party service provider. Argent permits only authorized employees and affiliates who have signed a copy of Argent’s Privacy Policy to have access to client information. Employees violating Argent’s Privacy Policy will be subject to Argent’s disciplinary process. Additionally, whenever Argent hires other organizations to provide services to Argent’s clients, Argent will require them to sign confidentiality agreements and/or the Privacy Policy. Certain of Argent’s personnel are also in their individual capacities representatives and or employed by an unaffiliated broker dealer. Argent may provide information to that broker dealer in response to that broker dealer’s request for information pursuant to that broker dealer’s regulatory and or compliance requirements. To the extent that any Argent clients have a question or concern about this information sharing, please call the Argent office regarding a potential opt out from this sharing. Should you have any questions regarding the above, please contact Carrie Brown, at (318) 251-5800. Email Disclosure As a company policy, we do not accept any voice mail or email instructions. Any information you submit to us over the Internet is by definition insecure and could be observed by a third party while in transit. If you wish to submit personal financial information or other information you would like to keep private, it would be safer for you to send it to us in a more secure mode (mail, fax, overnight courier, etc.). This communication, together with any attachments hereto or links contained herein, is intended for the use of the intended recipient(s) only and may contain information that is confidential or legally protected. If you are not the intended recipient, you are hereby notified that any review, disclosure, copying, dissemination, distribution or use of this communication is STRICTLY PROHIBITED. If you have received this communication in error, please notify the sender immediately by return e-mail message and delete all copies of the original communication, along with any attachments hereto or links herein, from your system. Please contact us if there are any changes in your personal or financial situation that might require a change in your investment objectives or if you would like to request any changes in the services we provide to you. A current copy of our written disclosure statement is available upon request. ARGENT TRUST COMPANY PRIVACY POLICY Privacy Notice: Argent Trust Company (ATC), a Tennessee State-Chartered Trust Company, is aware that our customers count on us to place the highest importance on the privacy of their personal information and financial dealings with our companies. This information is necessary for us to provide the financial products and exceptional customer service to you. We are providing you with the following information regarding our privacy policy and our commitment to safeguard your personal information. Confidentiality and Security: We recognize the need for privacy when dealing with personal financial information. We maintain physical, electronic and procedural safeguards that comply with federal standards to store and secure your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. Information We Collect: The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number Account Balances Transaction History Checking and Savings Account Information Wire Transfer Instructions Assets and Investment Experience We may collect personal information, for example, when you: Open an account Make deposits or withdrawals from your account Provide account information or give us your contact information Direct us to buy or sell securities When you are no longer a customer, we continue to share your information as described in this notice. Information We May Share: All financial institutions need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial institutions can share their customers’ nonpublic personal information; the reasons we choose to share; and whether you can limit the sharing. Definitions: Affiliates: Companies related by common ownership or control. They can be financial or nonfinancial companies. Our affiliates include AmeriTrust Corporation, Argent Retirement Plan Advisors, LLC, Argent Advisors, LLC, Argent Fiduciary Consulting Services, LLC, Argent Insurance Services, LLC, Argent Mineral Management, LLC, Heritage Trust Company, Highland Capital Management, LLC, and Wynden Capital Management, LLC. Non-Affiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies. Argent Trust Company does not share with non-affiliates so they can market to you. Joint Marketing: A formal agreement between non-affiliated companies that together market financial or non-financial products or services to you. Argent Trust Company does not jointly market. Notice To Consumers Who Are Residents Of California: I. Your Rights: The California Consumer Privacy Act (“CCPA”) grants California residents (“Consumers”) or another person authorized to act on behalf of the consumer, the right to: A. Know what personal information Argent Trust Company, including its subsidiaries and affiliates, has collected about you during the prior twelve months; B. Know where Argent Trust Company sells your personal information, and if so, to whom; C. Give or withhold consent for Argent Trust Company to sell your personal information; D. Request that Argent Trust Company disclose to you: 1. The categories of personal information collected about you; 2. The categories of sources from which the personal information is collected; 3. The purpose for collecting the personal information; 4. The categories of third parties with whom Argent Trust Company shares personal information; and 5. The specific pieces of personal information collected about you. E. Request that Argent Trust Company delete your personal information, to the extent possible; and F. Receive non-discriminatory services and product pricing from Argent Trust Company, regardless of whether you exercise your privacy rights under the CCPA. II. What Information Is Covered? Personal information is defined under the CCPA to include any information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked with a particular consumer of household. Examples include social security numbers, account information, transaction histories, and other biometric data. III. What Information Is Not Covered? Much of the personal information Argent Trust Company collects is already regulated by federal and state laws, and therefore is exempt from the CCPA. For instance, the CCPA does not apply to personal information collected or disclosed in connection with financial products or services that are used primarily for personal, family, or household purposes. The CCPA also does not apply to personal information that reflects a communication or transaction between Argent Trust Company and another company, partnership, sole proprietorship, non-profit, or government agency, so long as that communication or transaction involves due diligence about Argent Trust Company or other business, or Argent Trust Company is providing or receiving a product or service. The CCPA also currently does not afford access or deletion rights to you if your information was collected and used by Argent Trust Company in the context of your role as a job applicant, employee, director, officer, medical staff member, or contractor. IV. Your Choices Under the CCPA, a consumer who is a resident of California has the right to request that Argent Trust Company delete any personal information about the consumer which Argent Trust Company has collected from the consumer. Argent Trust Company is not required to comply with a consumer’s request to delete if it is necessary to maintain the consumer’s personal information in order to, for example: 1. Complete the transaction for which the personal information was collected, provide a good or service requested by the consumer, or reasonably anticipated within the context of the ongoing business relationship with the consumer, or otherwise perform a contract between the business and the consumer; 2. Enable solely internal uses that are reasonably aligned with the expectations of the consumer based on the consumer’s relationship with Argent Trust Company; or 3. Comply with a legal obligation, such as a regulatory requirement to retain information for a period of time. Consumers who are residents of California may request that Argent Trust Company disclose to the consumer the specific pieces of personal information that Argent Trust Company has collected about the consumer and may request deletion of their personal information by calling the toll-free number 800-375-4646 or emailing compliance@argenttrust.com. However, as noted above, there are provisions of the California Consumer Privacy Act of 2018 that permit us to retain your personal information, in which case we may be unable to fulfill your request. Currently, Argent Trust Company, its subsidiaries and affiliates, do not sell your personal information. If in the future, Argent Trust Company, its subsidiaries and affiliates, seeks to sell the personal information of California residents, it will provide notice and the opportunity to opt-out. California residents Argent Trust Company knows to be under the age of sixteen (16) would be opted out of the sale of their personal information. ARGENT TRUST COMPANY ESOP PRIVACY POLICY Privacy Notice: Argent Trust Company (ATC), a Tennessee State-Chartered Trust Company, is aware that our customers count on us to place the highest importance on the privacy of their personal information and financial dealings with our companies. This information is necessary for us to provide the financial products and exceptional customer service to you. We are providing you with the following information regarding our privacy policy and our commitment to safeguard your personal information. Confidentiality and Security: We recognize the need for privacy when dealing with personal financial information. We maintain physical, electronic and procedural safeguards that comply with federal standards to store and secure your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. Information We Collect: The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number Account Balances Transaction History Checking and Savings Account Information Wire Transfer Instructions Assets and Investment Experience We may collect personal information, for example, when you: Open an account Make deposits or withdrawals from your account Provide account information or give us your contact information Direct us to buy or sell securities When you are no longer a customer, we continue to share your information as described in this notice. Information We May Share: All financial institutions need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial institutions can share their customers’ nonpublic personal information; the reasons we choose to share; and whether you can limit the sharing. Definitions: Affiliates: Companies related by common ownership or control. They can be financial or nonfinancial companies. Our affiliates include AmeriTrust Corporation, Argent Retirement Plan Advisors, LLC, Argent Advisors, LLC, Argent Fiduciary Consulting Services, LLC, Argent Insurance Services, LLC, Argent Mineral Management, LLC, Heritage Trust Company, Highland Capital Management, LLC, and Wynden Capital Management, LLC. Non-Affiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies. Argent Trust Company does not share with non-affiliates so they can market to you. Joint Marketing: A formal agreement between non-affiliated companies that together market financial or non-financial products or services to you. Argent Trust Company does not jointly market. Notice To Consumers Who Are Residents Of California: I. Your Rights: The California Consumer Privacy Act (“CCPA”) grants California residents (“Consumers”) or another person authorized to act on behalf of the consumer, the right to: A. Know what personal information Argent Trust Company, including its subsidiaries and affiliates, has collected about you during the prior twelve months; B. Know where Argent Trust Company sells your personal information, and if so, to whom; C. Give or withhold consent for Argent Trust Company to sell your personal information; D. Request that Argent Trust Company disclose to you: 1. The categories of personal information collected about you; 2. The categories of sources from which the personal information is collected; 3. The purpose for collecting the personal information; 4. The categories of third parties with whom Argent Trust Company shares personal information; and 5. The specific pieces of personal information collected about you. E. Request that Argent Trust Company delete your personal information, to the extent possible; and F. Receive non-discriminatory services and product pricing from Argent Trust Company, regardless of whether you exercise your privacy rights under the CCPA. II. What Information Is Covered? Personal information is defined under the CCPA to include any information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked with a particular consumer of household. Examples include social security numbers, account information, transaction histories, and other biometric data. III. What Information Is Not Covered? Much of the personal information Argent Trust Company collects is already regulated by federal and state laws, and therefore is exempt from the CCPA. For instance, the CCPA does not apply to personal information collected or disclosed in connection with financial products or services that are used primarily for personal, family, or household purposes. The CCPA also does not apply to personal information that reflects a communication or transaction between Argent Trust Company and another company, partnership, sole proprietorship, non-profit, or government agency, so long as that communication or transaction involves due diligence about Argent Trust Company or other business, or Argent Trust Company is providing or receiving a product or service. The CCPA also currently does not afford access or deletion rights to you if your information was collected and used by Argent Trust Company in the context of your role as a job applicant, employee, director, officer, medical staff member, or contractor. IV. Your Choices Under the CCPA, a consumer who is a resident of California has the right to request that Argent Trust Company delete any personal information about the consumer which Argent Trust Company has collected from the consumer. Argent Trust Company is not required to comply with a consumer’s request to delete if it is necessary to maintain the consumer’s personal information in order to, for example: 1. Complete the transaction for which the personal information was collected, provide a good or service requested by the consumer, or reasonably anticipated within the context of the ongoing business relationship with the consumer, or otherwise perform a contract between the business and the consumer; 2. Enable solely internal uses that are reasonably aligned with the expectations of the consumer based on the consumer’s relationship with Argent Trust Company; or 3. Comply with a legal obligation, such as a regulatory requirement to retain information for a period of time. Consumers who are residents of California may request that Argent Trust Company disclose to the consumer the specific pieces of personal information that Argent Trust Company has collected about the consumer and may request deletion of their personal information by calling the toll-free number 800-375-4646 or emailing compliance@argenttrust.com. However, as noted above, there are provisions of the California Consumer Privacy Act of 2018 that permit us to retain your personal information, in which case we may be unable to fulfill your request. Currently, Argent Trust Company, its subsidiaries and affiliates, do not sell your personal information. If in the future, Argent Trust Company, its subsidiaries and affiliates, seeks to sell the personal information of California residents, it will provide notice and the opportunity to opt-out. California residents Argent Trust Company knows to be under the age of sixteen (16) would be opted out of the sale of their personal information. 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