Find a branch near you Submit Search Button Español TruMark Credit Union Logo LOGIN Improving your financial health FICO® Score – a valuable benefit for credit cardholders What is a FICO® Score? A FICO® Score is a three-digit number calculated from the credit information on your credit report at a consumer reporting agency at a particular point in time. It summarizes information in your credit report into a single number that lenders can use to assess your credit risk quickly, consistently, objectively and fairly. Lenders use the FICO® Score to estimate your credit risk – how likely you are to pay your credit obligations as agreed. It helps you obtain credit based on your actual borrowing and repayment history, without consideration of prohibited types of information such as race or religion.. Free access to your FICO® Score? If you have a TruMark Financial Visa® credit card, the credit union provides FICO® Scores based on information from your TransUnion credit report on your e-Statements so you can stay on top of your financial health. Providing your FICO® Score will never impact the score. Enroll in e-Statements Log into e-Statements to view your FICO® Score How is the FICO® Score calculated What is a good FICO® Score? FAQs How is the FICO® Score is calculated? FICO® Scores take into consideration five main categories of information in a credit report. The chart below shows the relative importance of each category to FICO® Scores. Learn more about understanding your FICO® Score The score used by TruMark Financial is the FICO® Score 8 based on TransUnion data and may be different from other credit scores. This information is intended for and provided to the Primary card members only that have an available score and is provided on the statement for individual accounts. See FICO® Score FAQs about the availability of your score. TruMark Financial and other lenders may use different inputs like a FICO® Score, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. TruMark Financial and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. TruMark Financial and Fair Isaac do not provide “credit repair “ services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history, or credit rating. Sign-up for special offers 1-877-TRUMARK | Routing Number: 236084243 Link to Our Facebook Link to Our Twitter Link to Our Instagram Link to Our youtube Home Personal Business Borrow Invest Protect Contact Us Our Story Careers Find A Branch Disclosures Annual Privacy Notice Accessibility Statement Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S Government Agency. Copyright 2021 TruMark Financial Credit Union. All rights reserved. "TruMark Financial" is a registered trademark of TruMark Financial Credit Union.