Customer login 0800 294 4522 Mon-Thu:08.00 – 20.00 Fri:08.00 – 18.00 Sat:09.00 – 17.00 Home Home Landlord Caravan Other Products News Rent & legal protection Landlords - cover yourself against defaulting tenants & the legal costs of eviction. Get a Quote At Discount Landlord, We understand that being a landlord isn’t always plain sailing, that’s why we have a range of products to help you protect your investment and income. Overview FAQs Legal Expenses And Rent Guarantee – Nil Excess Our Legal Expenses & Rent Guarantee policy offers landlords peace of mind by off-setting some of the costs incurred when tenants’ default on rental payments whilst still occupying the property. It also covers the legal costs of regaining possession of the property, which can also be costly. Benefits: A 12 month policy term with no excess A mediation service is available during the claims process Up to 5 tenants can be covered on one policy (single tenancy agreement) Cover can be offered for an existing tenancy agreement (90 days exclusion period will apply) The maximum amount payable in respect of an Insured Event is as follows: Mediation Adviser Costs: £330 Eviction Adviser Costs: £25,000 Maximum Monthly Rent: £2,500 Maximum Rent payable: 6 Months or the end of the Tenancy Period whichever is the lesser. Tenant Referencing Please note, for the above policies tenants must be FULLY referenced either by Discount Landlord or the referencing company approved by Discount Landlord (FLS Tenant Referencing Services Ltd.). – these include DSS, students, self-employed lets. However, for full time employed working tenant(s) a 4 point check will suffice*. (Please note that the details have to be valid from the START of the Tenancy Agreement). The 4 point check is: Identification from the tenant, including a clear photograph; Either a utility bill or bank statement; Credit check – clear of CCJ’s, bankruptcies & indicating confirmation of residency; Confirmation of employment – a written employers’ reference on company letter headed paper confirming the tenant’s permanent and current employment and that their salary is at least a multiple of 2.5 of the Tenant’s Rent (the documents should be no more than one month old from the start of the tenancy). * Please note that if the 4 point check is applied & is in place, there will be no need to do a ‘Full Profile’ reference check – though in the event of a claim, the responsibility lies with the insured to produce the appropriate documents. A 4 point check is only applicable if the tenant(s) have not yet moved into the property before the first continuous policy is incepted. About your policy Please click here to read or download the Insurance Product Information Document & Policy Wordings for the insurance products we offer. Cancellation policy Term and Condition Insurance Document Disclaimer Privacy Notice Blog About us Sitemap Contact Us Compliants Procedure Cookie Policy Quote and buy now by calling 0800 294 4522 Discount Insurance is a trading name of Arthur J Gallagher Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority (FCA number 311786). Registered Office: Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow, G2 7AT. Registered in Scotland. Company Number: SC108909. www.ajg.com/uk We place cookies on your device to enable this site to work, to enhance your user experience and to improve our services. Some cookies we use are necessary for the site to work, while others are used to help us manage and improve the site and the services we offer you. If you’re happy to opt-in to our use of cookies just click the "Accept all cookies" button. Necessary cookies only Accept all cookies Review our use of cookies and set your preferences