Auto Home Renters Life Health Commercial For Agents Help Cheap Car Insurance in Alabama 2019 Fast, Free Auto Insurance Quotes How Can We Help You? Please select Currently insured, need savings Currently insured, just curious Uninsured, need coverage Uninsured, just curious Your ZIP Code: Continue Average Alabama auto insurance premiums by company Company (click for reviews) Average annual premium in Alabama Safeco $1,446 Safeway Insurance $1,499 USAA $1,503 Travelers Insurance $1,543 The General $1,560 Nationwide Insurance $1,565 State Farm $1,597 Allstate $1,639 Liberty Mutual $1,669 Esurance $1,707 Auto-Owners Insurance $1,716 Progressive Insurance $1,725 Farmers Insurance $1,781 AAA Insurance/Auto Club $1,782 National General $1,785 Insurance increase after a speeding ticket Alabama drivers who get a speeding ticket see an average insurance increase of 31%. State Clean driving record Speeding ticket % increase Alabama $1,626/year $2,134/year 31% Nationwide average 26% Average insurance premiums in Alabama cities City Average annual premium Anniston $1,647 Bessemer $1,792 Birmingham $1,706 Decatur $1,812 Dothan $1,474 Florence $1,505 Gadsden $1,714 Huntsville $1,468 Madison $1,525 Mobile $1,618 Montgomery $1,633 Phenix City $1,712 Tuscaloosa $1,626 You must show an insurance ID card (or other proof of financial responsibility) in Alabama when: Law enforcement requests it You renew vehicle registration Your vehicle is involved in a car accident Penalties for not having auto insurance in Alabama Operating a vehicle without the minimum insurance results in a license suspension: First violation: the department will terminate the suspension upon payment by the owner of a $200 reinstatement fee Second or subsequent violation within the preceding four years will result in suspension for four months and a $400 reinstatement fee Source: Property Casualty Insurers Association of America. Rates methodology: EverQuote analyzed premiums reported by our users. Premiums are based on policies with liability of 100/300/50 ($100,000 bodily injury per person, $300,000 bodily injury per accident, $50,000 property damage) and uninsured motorist coverage of 100/300 ($100,000 per person, $300,000 per accident). We used premiums collected between Jan. 1, 2017, and Dec. 31, 2018. Your own rates will be different. Updated Aug. 20, 2019 More: Compare auto insurance quotes Homeowners insurance in Alabama Cheap car insurance Fast, Free Auto Insurance Quotes How Can We Help You? Please select Currently insured, need savings Currently insured, just curious Uninsured, need coverage Uninsured, just curious Your ZIP Code: Continue Company Home About us Help Contact Careers Pro For Agents FAQ For Agents Insurance Sales Tips Insurance Agent Tips Legal Terms of use About our ads Privacy Policy Do Not Sell My Info More Investors Press Room EverQuote operates a leading online insurance marketplace, connecting consumers with insurance providers. The company's data & technology platform matches and connects consumers seeking to purchase insurance with relevant options from the company's broad direct network of insurance providers, saving consumers and providers time and money. EverQuote was founded with the vision to empower customers to better protect life's most important assets – their family, property, and future. Copyright © 2021 EverQuote, Inc.