CALCULATORS 021 914 9857 or Request a Callback IT'S ABOUT YOU. Combined Finance Holdings is a non-bank lender providing innovative, swift financial solutions to businesses and individuals who are in immediate need of cash flow – be it to fund further growth, or to invest in new opportunities. Our lending services include asset-backed finance, property bridging finance, innovative finance solutions and invoice discounting. Rather than competing with traditional banks, we fill a gap in South Africa's lending market by serving the clients who often are overlooked or underserviced by these banks. Find out more SERVICES Asset-backed Finance This suits clients who require a short-term loan for business purposes and have sufficient real estate assets to offer as security. READ MORE Property Bridging Finance We provide short-term -cash flow solutions for property transactions. We release up to 80% of available funds from property transactions to qualified clients, against an undertaking for payment by the conveyancer tasked with registration of the property transaction in the Deeds Office. READ MORE Invoice Discounting This is a form of short-term borrowing often used to improve your company's working capital and cash flow by releasing the cash locked in to your accounts receivables. This finance solution typically suits small and medium sized enterprises needing to take the pressure off when it comes to ensuring a steady cash flow. READ MORE Innovative Finance At Combined Finance Holdings we are willing to consider your specific finance requirements and structure a lending product to suit your needs. We are constantly exploring further innovative finance solutions for areas of the secured credit market currently neglected by traditional banks. READ MORE Need more info? Request a Callback Fill in the form below to request a call back. Full name Telephone Email Select category Asset-Backed Finance Property Bridging Finance Invoice Discounting Innovative Finance Other FAIS ACT Disclaimer Legal & Policies Terms & Conditions Privacy & Security Statement Disclaimer © Copyright 2014 CALL US 021 914 9857 Combined Finance Holdings (Pty) Ltd is an authorised Discretionary Financial Services Provider (FSP no. 45196). Combined Capital Solutions (Pty) Ltd (NCRCP5811) and Combined Property Finance (Pty) Ltd (NCRCP6375) are registered credit providers.