All BankRI Branches and Customer Support Center will be closed on Thursday, November 25th in observance of Thanksgiving Day. Locations Login Personal Checking How do you prefer to bank? Do you want a simple account for paying bills or a complete relationship that offers special benefits and savings? Do you want the convenience to bank electronically or in-person? At Bank Rhode Island, we have a checking account that fits your needs. Open An Account All of our accounts come with free Online & Mobile Banking and a free Debit MasterCard® that gives you the convenience to bank and make purchases wherever life takes you, including thousands of SUM Program ATMs. Premium Checking If you’re looking for a checking account that’s more than just a way to pay the bills, BankRI’s Premium Checking account offers high end features and the benefits of a relationship banking package. Learn more about Premium Checking Easy Checking Whether you are looking for your first checking account or just looking for a simple way to manage your finances, our Easy Checking is ideal for anyone needing a basic checking account. Learn more about Easy Checking Classic NOW Earn interest on your everyday funds with the convenience of a Classic NOW account. Learn more about Classic NOW Checking Account Comparison Please refer to our Fee Schedule for current service charges. To calculate the average daily balance we add the principal amount in the account for each day of the period and divide by the number of days in the period. Linked accounts include the combined balances of: a.) the average daily balance of all your personal non-retirement savings, personal checking and personal money market accounts since their last statement date; and; b.) the current balance of all your personal CDs and IRA accounts, as of your personal checking account’s statement date; and c.) the current outstanding principal balance of all your personal home equity lines/loans, consumer overdraft line of credit, personal loans, and personal mortgages held by Bank Rhode Island, as of your personal checking account’s statement date. Owner of the ATM may charge a fee. BankRI foreign ATM fees still apply to some types of accounts, even at SUM Program ATMs. The SUM Program is administered by the NYCE ® Corporation. SUM is a registered service mark of the NYCE ® Corporation. Free BankRI standard check order and reorders or $25 credit toward each non-standard order of BankRI checks. Please refer to our Fee Schedule for maximum monthly reimbursement. Checking Accounts Premium Checking Easy Checking Classic NOW Manage & Protect Your Money At BankRI, we offer our qualified customers Courtesy Overdraft Coverage. This service will cover a transaction if you do not have the funds available in your account. Learn more about Courtesy Overdraft Coverage or Opt-In Today Mobile Check Deposit Save time and trips to the bank or ATM with Mobile Check Deposit, the fast, easy, and secure way to deposit checks into your checking or savings accounts. Just take a picture of the check with your mobile device, and send it along for deposit. For more information, see our Mobile Check Deposit FAQs Home About Careers Customer Service FAQs Security & Privacy Contact Facebook LinkedIn © 2021 Bank Rhode Island. All rights reserved. Privacy Notice Agreements & Disclosures FDIC Insurance Member FDIC Equal Housing Lender | NMLS ID #410623