search local_phone Home Covid-19 Update Get a Quick Quote menu We’re a Mutual Society. That’s good news for you. As a Mutual Society, the ethos of putting our policyholders first is what makes us who we are. We’ve been working with this ethos and providing Income Protection cover for ambitious professionals since way back in 1928 - the year Alexander Fleming discovered penicillin and changed medicine forever. Back then we were called Chemists' Sickness and Provident Society Ltd - an income protection society started by pharmacists, for pharmacists. The idea was simple. Each member added money into a pot that any member could withdraw from to support themselves and their families if they fell ill or had an accident. Today, the idea is essentially the same. As a PG Mutual policyholder you pay a monthly premium and if you are unable to work through injury or illness, you can claim until you are well enough to return to work or you reach age 65. Only today, you don't need to be a pharmacist to benefit from our policies. There are a lot of things that make us different from insurers you may be used to. Allow us to explain. Comprehensive cover – just as you expect As a Mutual, we're here to support our members when they need us the most. Between 2016 and 2020, 94% of all new claims were eligible for payment, and total claim payments to our members during this period was in excess of £4.5m. Now that is comprehensive cover. 94% of new claims in 2016-20 were eligible. 1 2 3 Learn More What Our Members Say FAQs We're proud to be working with: Get in touch 0800 146 307 Our offices are open 9am - 5pm Monday to Friday About Us Policy Documents How to Claim Work For Us Corporate Complaints Procedure Equal Opportunities & Diversity Policy Send to a Friend Useful Links FAQs Member Testimonials Legal Site map PG Mutual 11 Parkway, Porters Wood, St Albans, Hertfordshire, AL3 6PA Contact Us