Menu Search Help Log In Business Cards All Cards Cash Back Rewards Points No Annual Fee No FX Fee More Categories Enjoy exceptional rewards and benefits of Business Cards from American Express Make the most out of your company's purchases. Rewards Earn Membership Rewards®points‡, cash back in the form of a statement credit or partner rewards for purchases you and your employees make with your Business Cards. Amex Offers Amex Offers is a simple and easy way to make your life more rewarding. With offers for shopping, dining, travel, and more, there's something for everyone. Adding offers to your Card is quick, easy, and best of all, incredibly rewarding. Expense Tools Leverage a suite of expense management tools to track and organize your business expenses and help you efficiently manage your cash flow with Business Cards from American Express. Support World-class customer support 24/7 with Customer Care Professionals specially trained to understand the needs of business owners. Frequently Asked Questions (FAQs) American Express offers a range of Small Business Cards to help your business grow. Enjoy benefits across our suite of products such as cash back in the form of a statement credit, travel rewards, flexible payment options, and Membership Rewards® points‡. Choose the Small Business Card from American Express that's right for your business. Below are some Frequently Asked Questions to help you select the Small Business Card that's best for your business: Benefits of an American Express Small Business Card Using Your American Express Small Business Card Applying for an American Express Small Business Card ‡Benefit Terms Membership Rewards® Program Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice. The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo No Interest Charges If you become eligible, you may be given the option to extend payment over time on certain charges using our Pay Over Time feature. If you use this feature, you may accrue interest on any charges you choose to pay over time. Pay Over Time Feature If eligible, you may be given the option to enroll in a Pay Over Time feature that allows you to pay certain purchases over time. If you choose to enroll in this feature, you will accrue interest on eligible purchases when you choose to carry a balance. Plum Early Pay Discount Get a 1.5% discount on the portion of your eligible charges balance that you pay within 10 days of your statement closing date, as long as you pay at least your Minimum Payment Due by your Payment Due Date. The discount will appear as a credit on the following billing statement. Eligible charges are purchases for goods and services minus returns and other credits. Eligible charges do NOT include previously deferred amounts, past due amounts, cash advances, purchases of traveler's checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Account Manager Account Managers must be at least 18 years old and have a U.S. Mailing Address and Social Security Number. American Express Business App The American Express® Business App is available with American Express Business and Corporate Cards. Functionality may differ based on Card product or program. American Express is not responsible for the completeness or accuracy of receipts displayed. Receipts will be stored until the earliest of the following: (1) seven years from the end of the calendar year that the receipt was uploaded or (2) the date that your online account is closed. American Express reserves the right to delete or purge receipts for any reason in its sole discretion, with or without notice. The Amex® Business App is available on the App Store® and Google Play™. Apple, the Apple logo and iPhone are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc. No Preset Spending Limit No preset spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us, and other factors. Year–End Summary The Online Year–End Summary, typically available in January, reflects charges posted to your account from January 1st through December 31st of the prior year. 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