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Beginning Specialized Units Solutions About Howden Artai Present Private area Contact Guide on the Civil Liability of Administrators and Executives (D&O) Do you know the risk that your personal assets run when being an administrator or manager of a company? Discover in our latest whitepaper the Civil Liability insurance of Administrators and Directors, better known by its acronym in English D&O (Directors & Officers) Download Guide on Civil Liability of Administrators and Executives The D&O insurance , known by its acronym in English D&O (Directors & Of? Cers Liability), is an insurance whose purpose is to protect the private assets of the Administrators and Executives against claims for negligent management acts committed in the development of their functions of management and direction of the Company.