Home Loans Locations Careers About Blog Contact Login Get Cash Now Utah Online Loans: Advance Financial Line of Credit Line of credit loans for when you need cash fast. Login Get Cash Now How Does a Utah Online Line of Credit Work? Simple Process Apply in minutes with our quick online application Quick Approvals Submit application and get approved Instant Funding* Money credited into debit card or bank account – instantly. *Bank participation required Sometimes you need extra cash for emergencies. Good news! An Advance Financial Line of Credit Loan is a smart and fast way to borrow money. In Utah, we approve Line of Credit Loans from $100 up to $4,000 and do not require you to have a high credit score. We offer a secure process to apply for a loan and our friendly customer service team is happy to help 24/7/365 to answer all your questions. Whether you live in Salt Lake City, Ogden, Provo, or Park City, the Advance Financial Line of Credit Loan is the perfect alternative to other loans. No more long wait times, no more hassles! Apply for a paperless loan online and you could get the cash you need on the same day*. And you can always pay off your loan early without penalty and we will even keep your line of credit open so you can get the cash you need anytime. *Bank participation required Flexible Loans That Fit Your Ongoing Needs Flexible Payments Fixed Rate Access Your Cash Anywhere Line of Credit Loan FAQs – Utah What is an online line of credit loan? It is an unsecured open line of credit and comes with credit limits. You will only be charged with interest and fees only for the amount you withdraw. What do I need to get an online line of credit in Utah? Photo ID Proof of income How long do I have before I am required to pay back my line of credit loan? You can pay on your line of credit anytime, and you only pay interest and fees for the time you keep the borrowed money. The quicker you pay the principal balance, the fewer charges you will incur. How does a line of credit compare to a payday loan? A line of credit comes with credit limits and lets you borrow money up to your approved limit. A payday loan is a short-term loan that helps you get quick cash to cover your expenses and must be paid back by your next payday. Unlike a payday loan, an online line of credit can be a better choice as it gives you the flexibility to repay at your own pace in conveniently scheduled payments. Loan Rates & Terms Line of Credit Rates and Terms in Utah Advance Financial loan agreements are governed by the applicable laws of the State of Utah. Maximum Amount The maximum Line of Credit amount at Advance Financial is $4,000. Loan Terms You can pay back your Line of Credit anytime and you only pay interest for the amount of time you keep the money. How much can I receive on a Line of Credit? A withdrawal from your Line of Credit is called a Cash Advance. Cash Advances can be requested from $50 up to your available Credit Limit. How much does it cost? Utah Interest Rates and Interest Charges APR* for Cash Advances 450% Paying Interest You will be charged periodic interest from the date of each transaction * Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate. This is the maximum rate we charge. Some borrowers may qualify for lower rates. Get Cash Now Licenses Disclaimers Select Your State ALABAMA DELAWARE IDAHO KANSAS MISSISSIPPI MISSOURI NORTH DAKOTA SOUTH CAROLINA TENNESSEE TEXAS UTAH VIRGINIA WISCONSIN Alabama Advance Financial offers an online Line of Credit Loan from $2,000 up to $4,000 in Alabama for life’s unexpected expenses. Alabama is known as the Heart of Dixie and is home to the largest space museum in the world in Huntsville: the U.S. Space & Rocket Center. Line of Credit Loan 98% of our customers give us a 4+ star rating Trustpilot LEGAL Privacy Policy Communications Policy Mobile App Policy Terms of Use SERVICES Tennessee Line of Credit Loan Texas Installment Loan South Carolina Line of Credit Loan Wisconsin Installment Loan Tennessee Check Cashing Tennessee Free Money Orders HELP FAQ FLEX Loan Benefits Loan Products Contact Us FOLLOW US Advance Financial, 100 Oceanside Drive, Nashville, TN 37204, 615-341-5900