Advance America Apply Login Menu Apply Loans Rates & Terms Services Find a Store Money Tips About Us Home FAQs Frequently asked questions Search for answers FAQs Payday Loans Installment Loans Title Loans More MONEY SERVICES Western Union® How to Track a Money Order Netspend® Visa® Prepaid Card MY ACCOUNT SECURITY Online Account Authentication Fraud Prevention Payday Loans What is a Cash Advance (also known as a Payday Loan)? A Cash Advance (or Payday Loan) is a short-term, small-dollar loan, often used to cover unexpected expenses or just get a little extra money before your next paycheck. A Cash Advance is a personal loan that provides an alternative to bouncing checks. Cash Advances are used to cover short-term financial situations — they are not a long-term financial solution. Image What is the difference between an in-store and online Cash Advance (also known as Payday Advance or Payday Loan)? What do I need to apply for a Cash Advance (Payday Loan)? Installment Loans What’s an Installment Loan? How much money can I get? Do you check my credit when I apply for an installment loan? Title Loans What is a Title Loan? How do Title Loans work? Where do you offer title loans? Line of Credit What is a Line of Credit? Why should I get a Line of Credit? How does a Line of Credit work online? Online Loans What type of Online Loans are offered? How does an online personal loan work? How do I apply for an Online Loan and when will I receive the money? MoneyGram® How do I track the status of a transfer? Which countries can I send money to? How much money can I send in your centers? NetSpend Visa Prepaid Card How do I get a Netspend Prepaid Card? Will there be a credit check to get a Netspend Card? When will my personalized card arrive? In-Store Account and Payment Questions What is the status of my account? How can I make a payment? How/What do I need to change my bank info? Can I skip/defer payment? When I pay off my Line of Credit, do I need to reapply the next time I need money? What if I cannot repay the amount due on the due date? Online Account and Payment Questions What is the status of my account? How can I make a payment? How/What do I need to change my bank info? Can I skip/defer payment? When I pay off my Line of Credit, do I need to reapply the next time I need money? What if I cannot repay the amount due on the due date? Security Is my Cash Advance / Personal Loan application secure? Information about Personal Loan Scams Recognize Fraudulent Personal Loan Offers Still have questions? We’re here to help. Connect by chat, phone, email, and more. Contact Us Let’s keep in touch Sign up for news, updates and exclusive offers from Advance America. Email Select your state Select your state Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Footer Primary FAQs Contact Us Customer Reviews News Careers Videos Footer Secondary Privacy & Terms Cookies & Targeted Advertising Security Information Site Accessibility Site Map Connect with us Facebook Instagram YouTube Pinterest INFiN © 2021 AARC, LLC. All Rights Reserved. Certain limitations apply. Subject to approval. See your local store for more details and additional disclosures. Checks or money orders may be issued instead of cash. Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Licensed by the Delaware State Bank Commissioner to engage in business in Delaware. Delaware Licensed Lender License #s: 6996; 4472; 9644; 4474; 8061; 6971; 7092; 8052; 6076; 7400; 4473; 7556; 010431 and 012075. Rhode Island Licensed Check Casher. In Ohio, loans offered by Advance America Cash Advance Centers of Ohio, Inc., Lic.# ST. 760166.000, main office located at 135 N. Church St., Spartanburg, SC 29306. In Texas, loans arranged with an unaffiliated third-party lender by ACSO of Texas, LP. d/b/a Advance America, a registered credit services organization (“CSO”), and subject to lender's approval. *Advance America makes title loan referrals to LoanCenter at no cost to you and does not qualify you for a loan. Loans made by First Electronic Bank, member FDIC, or Wilshire Commercial Capital, LLC. Not available in all states. Loans subject to lender’s approval. In California, loans are made pursuant to a Department of Business Oversight California Finance Lenders License, with a minimum loan amount of $2,510. Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.