Skip navigation Personal Employer Adviser About us Register Login Pensions & Retirement Savings & Investments Equity Release Contact & Help Assess your attitude to risk Check how much risk you might be comfortable taking with your investments with our risk questionnaire InvestmentsTools Investment risk The value of your investments can go down as well as up and you may get back less than was paid in. What is your attitude to investment risk? By making the decision to invest, you're giving your money more chance to grow than if you're just saving it. How much risk you take will affect how your money will grow so it's important to understand how much you're willing and able to take. All investments come with a level of risk and don't always perform as expected. This is why you need to make sure you're making the choice that's right for you. It’s also worth thinking about how much money you’d be comfortable losing. This is called your capacity for loss. How to assess your attitude to risk This questionnaire can help you understand your attitude to risk, but there are some limits: It’s designed to help you decide for yourself and shouldn’t be taken as advice It doesn’t look at things like how old you are, what your financial goals are, or how much money you might be able to lose while investing It only covers risk. You should also consider things like how long you plan to invest for, and when you think you might take some of your money If you’re not sure how to invest, consider getting professional retirement advice. There will likely be a cost for this. This quick independent questionnaire will provide you with a score that will help you understand your investment risk appetite.It is not suitable for people who are not willing to take any investment risk. It has been developed by Oxford Risk, an independent team of leading psychology academics originating from Oxford University. Question 1 of 10 Strongly Agree Agree Neither Agree nor Disagree Disagree Strongly Disagree Next Part of Phoenix Group Proud to be part of the UK's largest long-term savings and retirement business Help and Support About Us Help Online Services Login Register News and Views Savings tips & insights Latest news & reports Media contacts Connect with us Accessibility Legal information Privacy Policy Cookie Policy Provider details © 2021 Standard Life. All rights reserved We use strictly necessary cookies when you visit our website to give you the best experience possible and to keep things secure. We’d also like your consent to set other cookies to help us improve our website and to tailor the marketing you see. Manage settings > Decline All Accept All