Login menu Jump to: Business Reserve Line of Credit The smart strategy for dealing with unexpected expenses Meet Our Experts Contact Us Home Business Banking Business Reserve Line of Credit BUSINESS STAGES Supporting your business Whether you're a startup or an established company, First American Bank is invested in your business plan. Explore Solutions Fast access to funds can keep your cash flow strong As a business owner, your financial needs change daily. That's why First American Bank created our Business Reserve, a line of credit linked to your business checking account. When you're faced with emergency repairs, inventory shortages or other unanticipated expenses, you can quickly access extra funds to keep everything running smoothly. Qualified businesses that have been open for at least two years are eligible for lines of $1,000 to $5,000 Funds will be added to your First American Bank business checking account in increments of $500 Minimum payment automatically deducted from your business checking account Variable interest rate of WSJ Prime plus 15% Low $50 annual fee No advance fees First American Bank is a full-service bank with branches in Illinois, Wisconsin and Florida. Disclosures Subject to credit approval. Not available for Money Service Businesses. A personal guaranty is required. Minimum payment of 5% of the principal balance owing as of the statement date, or $100, whichever is greater. Late charge 5% of the payment or $25, whichever is greater. Get Started Contact Us (847) 427-5000 Go to slide 1 Go to slide 2 We have been First American Bank customers for over 20 years and we have enjoyed excellent service. The bank staff is very friendly and we are always greeted personally when we visit. Share Your Story Business Articles Business Calculators Meet Our Business Experts Get More For Your Money Streamline your business finances Digital Services Financing options for enterprises of all sizes Business Loans We Do More For Your Money First American Bank in Illinois, Wisconsin and Florida offers valuable personal and business banking solutions including checking accounts, savings accounts, mortgages, commercial loans and much more. Bank online, with our mobile app or visit one of our conveniently located branches today. Customer Service Phone Number: (847) 952-3700 Routing Number: 071922777 Our Team FAQs Connect With Us Facebook icon Twitter icon Linkedin icon Instagram icon © 2021 First American Bank Careers Sitemap Website Accessibility Terms of Use Privacy & Security