Personal Business COVID-19 Menu Log in Search Investments Choose from a wide range of funds Invest online with funds ranging from UK to international assets Pick your investment funds Whether you want a simple range of funds, an experts' shortlist or are confident enough to pick your own, we've got what you're looking for. You can invest via our Aviva Stocks & Shares ISA, Investment Account or self-invested personal pension from £50 a month. If you have an Aviva workplace pension or an older investment product, explore your investment options here instead. You'll want to invest your money in a way that supports your own needs and goals. Regularly review your fund performance to ensure your needs are being met. Remember, investments rise and fall in value and you could get back less than what has been put it. Ready-made funds Choose from a range of funds fully managed by Aviva Investors – including growth funds run with varying risk levels. Explore ready-made funds Experts' shortlist Take more control by choosing your own funds from a shortlist put together by our investment experts. Explore Experts' shortlist Self-select funds Select funds from our full range to create your investment portfolio, designed for more confident investors. Explore Self-select funds Your account options You can invest in these funds with the following products. Follow the links below to the learn more about the features, tax treatment and more so you open the accounts best suited to your needs. For instance, if you're investing for your retirement, consider our Aviva Pension. Got a financial goal in mind that's at least five years away? Explore our tax-efficient Stocks & Shares ISA. And if you've used up your annual ISA allowance but would like to invest more money, check out our Investment Account. Aviva Pension Take control of your retirement with our self-invested pension. Manage your account online, choose where to invest your money and get tax relief on your eligible payments. Invest for your retirement Aviva Stocks & Shares ISA Invest tax-efficiently with our Stocks & Shares ISA and make full use of your ISA allowance for the tax year. Use your ISA allowance Aviva Investment Account Open an Investment Account and manage your money with our online investment service. Make the most of your money Fair and transparent charges Our total charge is made up of two simple costs. There's our Aviva Charge, which is up to 0.40% of the value of your investments. This is calculated daily and charged monthly. And your Fund Manager Charge, which depends on the funds you pick. Here's an example of how much you'd pay in your first month for £5,000 invested in a ready-made fund with a fund charge of 0.35%. Finding your Fund Charge The fund management company will charge you to cover the costs and expenses of managing the fund. You'll find each fund's charge in their Key Investor Information Document. It will also appear in your monthly statement as the latest Ongoing Charge Figure. Our Aviva Charge Our charge is a percentage of your total investment, up to a maximum of 0.40%, and is based on how much you've invested with us. The more you invest, the lower your percentage, as shown in the table. Your investment Annual Aviva charge First £50,000 0.40% Next £200,000 0.35% Next £250,000 0.25% Amount above £500,000 0% You can log into your account at any time to check your exact platform charge. Investment platforms can have different types of charges and use different terms to describe them. Find out more about platform charges in this factsheet (PDF 82KB) One combined charge If you own more than one investment product through the Aviva online investment service — including the Aviva Stocks & Shares ISA, Investment Account and Pension — any tiered discount will be based on the combined value to calculate the Aviva Charge. This approach rewards you for the total value of your holdings. You can find out more in the terms and conditions for your selected products. Paying your charge Your charge comes out of the cash in your account. Interest there is at our variable rate and may be positive, zero or negative. Current details can be seen here (PDF 70 KB). Please note, if the interest rate is less than our Aviva Charge, the amount in your cash account will go down. Need to speak to a financial adviser? If you're not sure which fund or products to choose, then you should speak to an independent financial adviser for help. You may be charged for financial advice. Find your local adviser at unbiased.co.uk. Learn more about savings and investments Not sure if you should save or invest? Our educational articles and videos will help you learn more. Top up your knowledge Keen to open your first savings account, understand investment risk or learn all about ISAs and ethical funds? Our saving and investment articles can help beginners and keen investors understand how to manage their money. Explore our videos and guides Contact us Still need some help? Give us a call. 0800 285 1088 Monday to Friday: 8:00am – 6:00pm Saturday and Sunday: Closed Telephone calls may be monitored and will be recorded and saved for at least five years. Calls to 0800 numbers from UK landlines and mobiles are free. Alternatively, you can email us and we'll get back to you as soon as we can. Pension product provided by: Aviva Pension Trustees UK Limited. Registered in England No. 2407799. Aviva, Wellington Row, York, YO90 1WR. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number 465132. Platform provider and ISA Manager: Aviva Wrap UK Limited. Registered in England No. 4470008. Aviva, Wellington Row, York, YO90 1WR. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number 231530. 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