ABOUT US CORPORATE GOVERNANCE INVESTOR RELATIONS PARTNERSHIP MEDIA RUS Search Etalon Investor relations Debt Instruments Debt information Gross debt composition (RUB 50,505 mln as of 31 December 2020)(1) Local bonds 20.3% Bank loans 79.7% 100% (1) Source: Audited IFRS Financial Statements for the year ended 31 December 2020 Net Debt (Cash) mln RUB 21,484.0021,484.00 24,575.0024,575.00 2019 2020 -5k 0 5k 10k 15k 20k 25k 30k (Net cash) Net debt Public debt history BORROWER DEBT INSTRUMENT SIZE OF ISSUE TENOR ISSUE DATE / MATURITY DATE COUPON S&P CREDIT RATING Leader Invest Series BO-P03 bond issue RUB 10,000,000,000 5 years 21.09.2021/15.09.2026 9.10% for coupons 1-20 Leader Invest Series BO-P02 bond issue RUB 5,000,000,000 (RUB 4,000,000,000 +RUB 1,000,000,000 additional issue) 5 years 21.02.2018/15.02.2023 11.70% for coupons 1-6; 7.95% for coupons 7-10. LenSpetsSMU Series 001R-02 bond issue RUB 5,000,000,000 5 years 15.09.2017/09.09.2022 8.95% for coupons 1-20 * LenSpetsSMU and Leader Invest are subsidiaries of Etalon Group Redeemed © 2020 Etalon Group 2-4 Arch. Makariou III Avenue, Capital Center, 9th floor, 1065 Nicosia, Cyprus +44 (0)20 8123 1328