CONTACT Search Search INDIVIDUALS & FAMILIES | SENIORS | EMPLOYERS | PRODUCERS | WHY US | ABOUT US HOME > EMPLOYERS > VOLUNTARY BENEFITS > HOSPITAL INDEMNITY Hospital Indemnity Pays cash benefit for hospitalized employees. Employees choose how to use the cash. Hospital indemnity insurance from ManhattanLife pays employees a cash benefit when they are hospitalized. They can use the cash benefits however they want – to help pay medical bills or everyday living expenses such as housing, car payments, utility bills, childcare, groceries, and credit card bills. It is an ideal complement to Employer-based medical coverage. HOSPITALIZATION STATISTICS $10,400 The average cost per stay of a patient in the U.S. in 2012 was $10,400. Females had a higher rate of hospitalization over this period, but males had a longer average stay and a higher average cost per stay.1 36.5M In 2012, there were 36.5 million hospital stays in the U.S. with the average length of stay being 4.5 days.1 56% Approximately 56% of hospital stays in 2012 were medical. Nearly 22% were surgical and the other 22% were maternal or neonatal.1 HOSPITAL INDEMNITY HIGHLIGHTS Base coverage on hospital indemnity protection through ManhattanLife includes a daily hospital benefits and waiver of premium. The program is designed to meet the needs of a specific employer population or group. As a result, we have over 16 optional benefits available to customize a plan that meets your company’s needs. HOSPITAL INDEMNITY BENEFITS Pays a benefit when employees are hospitalized Pays in addition to any other coverage they may have Lets employees use the benefits however they choose Can cover employees, their spouses and their children CUSTOMIZE YOUR PLAN WITH OPTIONS SUCH AS First hospitalization Doctor’s office visits In-patient and out-patient surgery benefits Well-being benefit Diagnostic Testing And other numerous options Don’t wait! Find out more about ManhattanLife’s Hospital Indemnity plan today Have an Agent Contact Me Sources for statistics: 1Agency for Healthcare Research and Quality: Overview of Hospital Stays in the United States Facebook Linkedin Twitter Vimeo Youtube Glassdoor RSS Google Reviews 4.4 107 reviews PRODUCTS FOR Individuals & Families Seniors Employers Mortgages SOLUTIONS FOR Individuals & Families Annuities Medicare Supplement Voluntary Benefits NEED HELP Become a Producer Company Store Contact Us Have an Agent Contact Me Find a Dentist Privacy Policy © 2021 ManhattanLife HIPAA Privacy Policy ManhattanLife is the brand name for plans, products, and services provided by one or more of the subsidiaries and affiliate companies of Manhattan Life Group Inc. (“ManhattanLife Entities”). Plans, products, and services are solely and only provided by one or more ManhattanLife Entities specified on the plan, product, or service contract, not Manhattan Life Group Inc. Not all plans, products, and services are available in each state. Coverages may be underwritten by the ManhattanLife Entities which consist of The Manhattan Life Insurance Company, Family Life Insurance Company, ManhattanLife Assurance Company of America, ManhattanLife of America Insurance Company, Western United Life Assurance Company, Standard Life & Casualty Insurance Company, and Western Skies MGU. The purpose of this communication is the solicitation of insurance. Contact may be made by the companies listed or one of our agents. The information contained on this Web Site does not constitute investment advice, and is not an offer to sell or a solicitation to buy any security or any insurance product. All insurance and/or securities transactions require signed agreements between the companies of Manhattan Life Group and its customers, and the terms of those agreements are binding on the parties. No other representation, whether made in person, online, electronically, in written, graphical, or verbal communication, may alter the terms of those agreements except that your use of this Web Site constitutes your agreement to the additional Terms of Use applicable to such use. Some products may not be available in all jurisdictions. In addition, any prospectus information available on this Site is posted for informational purposes only. Learn more OK SETTINGS