PRODUCTS SERVICES TOPICS ABOUT GARD Updates Contact MyGard EMERGENCY Home About Gard Finance Finance Key figures FIGURES IN USD MILLION - YEAR TO 20 FEBRUARY 2014 Gross written premium* 959 Contingency reserve 944 Result on ETC basis* 89 Combined ratio net* 98 * FIGURES BEFORE REDUCTION IN DEFERRED CALL The Gard Directors' Report and Financial Statements as at 20 August 2014 - Previous years reports - Reports for Assuranceforeningen Gard -gjensidig- Deferred calls 2009 2010 2011 2012 2013 Estimated 25 25 25 25 25 Actual 10 15 20 15 15 Reduction (USDm) 41 28 14 31 35 Estimated and Actual in per cent per policy year Stability and predictability in the level of calls is a highly desirable outcome for Members, and our track record demonstrates our ability to manage this process. Contingency reserves Figures in USD million Standard & Poor's Ratings Standard & Poor's views Gard to have a strong business risk profile, a strong financial risk profile and a strong Enterprise Risk Management (ERM). The group's earnings are likely to support its capital adequacy going forward. Standard & Poor's Rating Report 2014 Standard & Poor's Financial Services LLC, provides independent financial information, analytical services, and credit rating to the world's financial markets. For more information on Standard and Poor's, visit http://www.standardandpoors.com/ List of vessels Updates Publications Forms Japanese Chinese STAY UPDATED Read our latest news and Insights. Subscribe to our updates ... Disclaimer Cookie policy Complaints Contact webmaster