Home ACI HIGH VALUE REAL-TIME PAYMENTS Transaction Routing for Wires, SWIFT and RTGS Enable least-cost, SLA-driven routing, multi-bank, multi-currency, 24×7 payment processing capabilities and seamless integration with multiple clearing and settlement mechanisms, with ACI’s global payments engine. Contact Sales Seamlessly Integrate Leverage multi-bank, multi-currency and 24×7 payment processing capabilities in addition to multiple high-value payment clearing and settlement mechanisms, including RTGS, ACH/SEPA and deferred net settlement systems. Achieve Real-Time Payments Modernization Benefit from embedded business services including transaction enrichment, liquidity management, batch processing, transaction inquiry, settlement and reconciliation, fraud and risk management, and exceptions and case management. Flexible, Global Payment Processing to Meet Every Need Delivered as a set of independent business services that can be orchestrated to meet a variety of specific processing requirements. High-value payments to enterprise internal or external global messaging Packaged to service a range of business customers BMO modernized real-time payments in record time Digitally Transform Your High-Value Payments Rapidly go live with SWIFT and Wires from the ACI High Value Real-Time Payments solution. Launch a high value payments platform in just 100 days while lowering your total cost of ownership. View Video Speed Up Cross-Border Payments Industry-leading SWIFT gpi solution to enable you to quickly offer gpi services through an on-premise or cloud-based deployment. Fast, cross-border funds transfer with SWIFT gpi and Visa B2B Connect Flexibility, reliability, security and cost-efficiencies The proven solution supports around 9 percent of global SWIFT traffic and approximately 30 percent in the U.S. First certified vendor of SWIFT gpi solutions and a SWIFT partner for more than 20 years Leverage SWIFT gpi for real-time payments innovation Protect Your Existing Systems and Business Flows Progress toward full real-time operations while supporting your existing systems and processes. Leverage end-to-end ISO 20022 capabilities including integration into non-ISO systems and canonical orchestration of messages Take full advantage of SWIFT gpi and Universal Confirmations for cross-border, real-time payments with complete SWIFT messaging capabilities Capitalize on open payments with pre-packaged APIs compliant with PSD2, U.K. Open Banking, Monetary Authority of Singapore API Framework and Australia’s Customer Data Right Ensure sensitive data management and compliance with customer controls via the third-party provider dashboard and management console Deliver full transparency with Universal Confirmations Engage Flexible Deployment Options Choose between a licensed or SaaS model — or a hybrid approach — based on your business needs. SaaS offering for Wires and SWIFT payments in ACI’s own data centers for customers in the U.K., U.S. and Europe Utilize a licensed option to run and manage ACI software on your premises, in your private cloud or in the public cloud Leverage the SaaS model in the public cloud for quicker implementation Enable rich data to support real-time updates across all bank systems Gain Full SWIFT Enablement Provide customers with a better experience for cross-border payments, drastically reduce your costs and compete more effectively with the deployment of your choice. ACI is the first certified vendor of SWIFT gpi solutions and a SWIFT partner for more than 20 years. Be secure in the knowledge that you have an established and trusted SWIFT partner for your gpi needs. Info Sheet RELATED SOLUTIONS Maximize Your Benefits Explore related ACI Worldwide solutions to ensure your ongoing business success. Cross-Border Payments Achieve speed to market and global, multi-currency, high-value payment processing and management for SWIFT gpi and Visa B2B. Solution Details ISO 20022 Meet ISO 20022 compliance challenges and migration deadlines, and improve the customer experience for high-value and real-time payments. Solution Details ACI Fraud Management for Banking Real-time, machine-learning-driven fraud management solution for banks, processors, acquirers and payment networks. Solution Details ACI Enterprise Payments Platform Enabling banks, processors, national infrastructures and fintechs to rapidly respond to shifting trends, regulatory mandates and new competition across all lines of business and payment types. Solution Details Transforming Real-Time Payments Related Resources View All Resources Real-Time Payments for the U.S. What are real-time payments for the U.S.? In short, real-time payments deliver 24x7x365 access, instant funds availability and irrevocable payments. Already a way to send money in over 50 countries around the world, the U.S. ACI Low Value Real-Time Payments and The Clearing House and Zelle Real-Time Payments Solution ACI® Low Value Real-Time Payments™ is a full-featured, real-time payments solution designed to speed time to market, reduce implementation risk and lay the foundation for rapidly addressing demand for real-time digital banking. ACI Low Value Real-Time Payments in the Cloud ACI’s cloud service for ACI® Low Value Real-Time Payments™ is designed to ease your move to real-time payments. ACI enables institutions and PSPs to more quickly go to market with faster payments innovations and effortlessly manage participation in any real-time network across the globe. BANKING Three Ways to Build Your Business Case for Real-Time Payments Read More Begin Your Transformation Whether you’re looking to get real-time ready, meet expansion goals or improve fraud detection, we’re here to help. Contact Us Today COMPANY About ACI Investors Careers Contact Us News Support SOLUTIONS ACI Enterprise Payments Platform ACI Secure eCommerce ACI Speedpay ACI Omni-Commerce ACI Acquiring ACI Fraud Management for Banking ACI Fraud Management for Merchants ACI Low Value Real-Time Payments ACI High Value Real-Time Payments ACI Issuing ACI Digital Business Banking INSIGHTS Knowledge Hub Blog Customers Events STAY INFORMED linkedin twitter facebook © 2021 ACI Worldwide. All rights reserved. Privacy Terms of Use Preference Center Cookie Settings Modern Slavery Act Statement This website requires cookies to provide all of its features. By continuing to use our website you agree to our use of cookies. Find out how to manage cookies. Accept All Cookies Cookie Settings