Personal Commercial Claims Safety Careers Company Contact Us Umbrella Find a trusted local agent Personal Commercial Agents' E&O Search A Personal Umbrella Policy can provide protection against catastrophic losses due to personal liability that can threaten your assets if the limits of an ordinary automobile or homeowners policy are exhausted. How does Personal Umbrella Insurance work? After the upper limits of your present liability policies are exhausted, the Personal Umbrella policy kicks in, protecting you for personal liability up to $2 million. Do I need a Personal Umbrella Policy? A Personal Umbrella Policy can help to complete your insurance portfolio, adding to the protection that your primary underlying homeowners and automobile insurance provides. Don’t take a chance when it comes to your family and your assets – have peace of mind with a policy from Utica. Talk to your local agent about auto insurance, motorcycle insurance, boat insurance, homeowners insurance, commercial insurance, and more. When getting a quote, remember your other insurance needs, too. Contact your local independent agent today to learn more about the advantages of insuring with Utica National. Personal Auto Homeowner Boat Identity Theft Married Motorcycle Renters Snowmobile Umbrella Find An Agent Utica Mutual Insurance Company, its affiliates and subsidiaries, 180 Genesee St., New Hartford, NY 13413 © 2021 Copyright Utica Mutual Insurance Company Legal Notices For Agents Make a Payment

Personal Commercial Claims Safety Careers Company Contact Us Fraud Hotline Fraud affects us all. Insurance premiums rise each year in part to help cover the cost of fraudulent claims, so that means you could be paying more due to fraudulent claims. We are fighting insurance fraud with our Special Investigative Unit (SIU) to help keep costs down for our policyholders. We want your help in our efforts to stop fraud, too. If you suspect someone of insurance fraud, report it. Your report could help uncover or prevent insurance fraud. If you suspect a Utica National policyholder, please call our toll-free, confidential FRAUD HOTLINE at 1-315-235-6944. If you do not know who the insurance carrier is, you can report the suspected crime to the National Insurance Crime Bureau) at 1-800-TEL-NICB or by visiting them at www.nicb.org. Claims Customer Care Center Claims Contacts & Existing Claims Claims for Errors and Omissions Claims for Educational Institutions Direct Repair Program Fraud Hotline Report a Claim Utica Mutual Insurance Company, its affiliates and subsidiaries, 180 Genesee St., New Hartford, NY 13413 © 2021 Copyright Utica Mutual Insurance Company Legal Notices For Agents Make a Payment