Login OUR STORY Home Why Harborstone Our Story We believe that as a credit union, we can positively impact the communities in which we serve. As a not-for-profit cooperative, the money we earn is returned back to our members in the form of great rates and low fees, while a bank's profits are generated for the interests of its shareholders. We offer the same access to smart technology, products, and services that other financial institutions do, with one major difference: We do so with our members' best interests in mind. Anyone in Washington State can join! Become a Member Committed to Our Members Board of Directors Supervisory Committee Annual Reports Member News COMMITTED TO OUR MEMBERS Harborstone began in 1955 as McChord Federal Credit Union, serving airmen on McChord Air Force Base who each owned one $5 share of the credit union. From our modest beginnings, we have always existed for the betterment of our members and community. In 1996, the credit union opened its field of membership and changed its name to Harborstone Credit Union so that more people could benefit from membership. Changing our name helped clarify that anyone in Washington State can join, not only those who are associated with the Air Force. In 2013, we combined forces with Prevail Credit Union (founded in 1940 as King County Employees Credit Union), which allowed us to provide more branch locations, access to the CO-OP ATM and Shared Branching networks, and a stronger credit union for our combined membership. Most recently, in 2016, we brought TULIP Cooperative Credit Union (founded in 2002) under our wing. With a shared mission to strengthen our communities through financial counseling, it was an effort that has allowed us to serve our existing members better, with access to products and resources that were not available previously, and to improve our communities through empowering people by welcoming them back into the banking system. WE'RE COMMITTED TO TRANSPARENCY. Harborstone wants you to get the most out of your membership. That's why we offer tools that help you maximize your rewards and minimize your fees. Why bank with a financial institution that sounds good when you can bank with one that IS good? WE'RE DELIBERATELY DIGITAL. Banking with a credit union doesn't mean you have to compromise on the digital tools available to you. We ensure our members have access to the latest cutting-edge tools that make life easier and allow us to devote more of our resources to supporting the financial dreams and goals of our members, whatever their life stage. WON'T YOU JOIN US? Anyone in Washington State can join Harborstone Credit Union. Come visit us at one of our branch locations in King, Pierce, or Thurston County, or apply for membership online. Become a Member BOARD OF DIRECTORS Your credit union. Your vote. Harborstone Credit Union is a member-owned, not-for-profit financial organization governed by a Board of Directors. The Board is composed of active members of the credit union who are selected by the membership through a democratic election process. Each member of the credit union who meets eligibility requirements specified in our bylaws is permitted to vote in the annual election process. All members are given one vote in the election without preference to the amount of funds they have on deposit with the credit union. Ann Anderson CHAIR Ivan Barron DIRECTOR Jim Buck DIRECTOR Franklin Donahoe DIRECTOR Walt Frost DIRECTOR EMERITUS Michael Gedeon SECRETARY Bonnie Kern DIRECTOR Linda Crane Nelsen DIRECTOR Rick Stevens VICE CHAIR Shellie Willis DIRECTOR Contact the Board SUPERVISORY COMMITTEE The Supervisory Committee oversees the credit union governance, internal controls, and compliance with appropriate laws, rules, and regulations. Dennis Barnes VICE CHAIR Richard Dahl SECRETARY Justin Maryanski MEMBER Kaye Moore CHAIR Jeanie Rieke MEMBER Contact the Supervisory Committee Notice of Officials' Compensation ANNUAL REPORTS A look at the numbers. As a member, you are a part owner of Harborstone. Our annual reports include an overview of the highlights of the past year as well as a comparison with the year before. See how we've been doing. 2020 Annual Report Download 2019 Annual Report Download 2018 Annual Report Download 2017 Annual Report Download Open an Account Copyright © 2021 Harborstone Credit Union All rights reserved. P.O. Box 4207, Tacoma, WA 98438-0207 Transit/ABA Routing Number: 325180870 Contact Us LOANS Vehicle Loans Credit Cards Home Equity Home Loans Avoid Foreclosure ACCOUNTS Checking Savings IRAs Money Market CONVENIENCE Online Banking Mobile Banking Telephone Banking Locations & ATMs ABOUT Careers Privacy Policy Site Map Disclosures & Agreements