About Us Personal Commercial Addtl Services Make Payment Contact Liability insurance is designed to protect the business against losses in the event that they are found to be negligent or liable for property damage or bodily injury to third parties. Typically, damages, legal defense fees, and settlement charges are paid by the insuring company when a claim is filed against the business. Included in the liability policy: Products/Completed Operations Medical Payments Personal and Advertising Injury Commercial general liability insurance is a standard insurance policy issued to business organizations to protect them against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations; and advertising and personal injury (PI) liability. The CGL policy was introduced in 1986 and replaced the "comprehensive" general liability policy. < Back Contact Us Select a Service arrow&amp;v How'd you hear about us? arrow&amp;v Contact Me By: Email Telephone Text Request a Quote Locations Monday - Friday 8 am - 5 pm (CT) Austin 1405 East Riverside Austin, TX 78741 Tel. 512-447-7773 info@timeinsurance.com San Antonio 12042 Blanco Rd. #340 San Antonio, TX 78216 Tel. 210-342-9451 info@timeinsurance.com © 2023 by Time Insurance Agency Website created by derrière. Careers Forms Make Payment Blog