Locations Security Help & Support Personal Business Wealth Management About Us LOGIN | ENROLL Individual Retirement Accounts (IRAs) Save for retirement, with plenty of options. Share buttons The time is now to start saving for retirement. Saving for retirement with an IRA offers a number of benefits. We’re here to help you choose the right option based on your current needs and future retirement savings goals. What’s more, you can choose from Traditional or Roth IRA when opening your account. Compare Traditional vs. Roth IRA Savings Saving money with an IRA savings account allows you to add more to your account at any time. No minimum balance required to open Additional deposits as little as $5 can be made at any time Traditional and Roth IRAs available Flexible savings solution with minimal investment risk & FDIC Insurance Competitive interest rates CD IRA Save with the guaranteed interest of a CD with the tax advantages of a retirement account. Open with as little as $500 Multiple term options to meet your timeframe Traditional or Roth IRA options available Tax-advantaged and FDIC-insured Competitive interest rates and fixed terms No matter which option you choose, it's easy to get started today. Speak to an advisor. Visit a branch. Chat online with our support team Monday - Friday 8 am to 5 pm CST. Live chat is available for questions 24/7/365. Choosing the IRA That's Right For You Traditional and Roth each have their advantages. The key is to determine which is right for you. Here are some things to consider. You should consult your tax advisor if you aren't sure. Changing jobs? Rollover your IRA. If you’ve recently changed jobs or retired and would like to protect the balance in your previous employer’s retirement plan, Horizon Bank's Rollover IRA is for you. Continue to accrue tax-deferred earnings Transfer retirement savings without tax penalties or other hassles Full protection from bankruptcy No limits on the rollover amount Rollovers can be opened at any time IRA FAQS What are individual retirement accounts? When can withdrawals be made? Are withdrawals mandatory? Do I pay taxes on withdrawals? Am I qualified for a Horizon Bank rollover IRA? What are the tax advantages of an IRA rollover? Are there limits on rollover IRA contributions? Is there a deadline for account opening & contributions on a rollover IRA? What are my investment options with a rollover IRA? What if I have an employer-sponsored retirement plan? Sensible Advice View all Financial Planning - Common Estate Planning Documents IRAs: A Flexible Way to Save Your Investment Portfolio During This Time Should You Pay Off Your Mortgage or Invest? EXCEPTIONAL SERVICE ● SENSIBLE ADVICE® Get to Know Us Careers Accessibility Connect With Us 888-873-2640 © 2021 Horizon Bank All Rights Reserved Privacy Notice Security Site Map