HOME PRODUCTS CONTACT US Independence American Vision Insurance Speak to a licensed agent to learn more about IAIC’s vision and hearing product. CONTACT US Many people are able to obtain vision coverage as part of their employer’s group benefits package, but for those that purchase their own individual medical insurance, a supplemental vision plan may be necessary since vision coverage is not an essential health benefit for adults on Affordable Care Act (ACA) qualifying health plans. Vision insurance may be a relatively affordable way to help cover the costs of annual eye exams and eyeglasses or contact lenses. Independence Vision has two plan designs to choose from. Independence American Vision 100 In-Network Copays: $10 – $25 Out-of-Network Coverage Allowance Cornea Benefit Independence American Vision + Hearing 130 In-Network Copays: $10 Out-of-Network Coverage Allowance Cornea Benefit Hearing Benefit Independence Vision + Hearing Plan Features Plan Features No waiting periods Anyone aged 18 – 99 is eligible Dependent children under the age of 26 may be included No annual benefit limit Vision Correction (in-network) $10 annual vision exam copay $10 or $25 standard plastic corrective lenses copay $10 or $25 copay for medically-necessary contact lenses (every 12 months) $100 or $130 frame allowance (every 24 months) after copay Up to $110 for conventional or disposable contacts (every 12 months) after copay Includes coverage for corneal tissue preparation Sample Policy Limitations + Exclusions Medical and/or surgical treatment of the eye, eyes or supporting structures Eye or vision exams or corrective eyewear required by an employer as a condition of employment and safety eyewear Non-prescription sunglasses or eyeglasses Check the product brochure for a list of exclusions. Who May Want a Vision Policy? People enrolled in an ACA major medical policy that also want vision coverage. Those without access to an employer’s benefits: the unemployed, entrepreneurs or independent contractors. Retirees and those on original Medicare (the federal Medicare program does not currently cover eye exams).[1] People that are utilizing a combination of limited-benefit and/or supplemental insurance options to provide their health coverage instead of an ACA-qualifying major medical plan. Download the Independence American Vision Insurance Brochure. Work With IAIC Fill out this short form or email start@ihcgroup.com to get started First Name Last Name Email Address Phone Number ZIP Code SEND REQUEST [1] Routine Eye Exam Coverage. Medicare.gov. Retrieved 29 January 2020, from https://www.medicare.gov/coverage/eye-exams-routine WHO WE ARE Independence American is licensed in all 50 states and its products include short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and pet insurance. PRODUCTS Connect Series Short-Term Medical Independence Dental Metal Gap 2 Independence Hospital Insurance Plus Independence Hospital Insurance Individual Vision + Hearing Insurance COMPANY Contact Us Terms & Conditions Privacy Policy HIPAA Privacy Notice California Privacy © Copyright 2021 Independence American Insurance Company, All Right Reserved.