Home Will I be approved? Apply Guides Contact us Payday Loans for Bad Credit. £50 to £5,000 paid out by 1:52pm* How much do you need? GET YOUR QUOTE No obligation, 100% secure. Will I be approved? Our loans make sense Instant quote with no credit check† and no fees. Small loans can be sent by 1:56pm today.* Over 4500 no obligation quotes processed every single day!^ Representative APR 91%. Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and maximum 1294% APR - your no-obligation quote and APR will be based on your personal circumstances. Payday UK is a registered trading name Payday Loans Ltd who is an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender. We offer loans between £50 and £5000 over a 3-month to 36-month term. Warning: Payday loans should not be used as a long term financial solution. Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. Home » Direct Lenders » Bad Credit Payday Loans Bad Credit Payday Loans At Payday UK, we can find you the best bad credit payday loan from our panel of direct UK lenders. If you’re faced with a sudden unexpected expense or family emergency, a payday loan for bad credit can provide you with fast access to cash. There are various reasons why people apply for a payday loan for bad credit. However, most of our applicants are applying because they are faced with an unexpected bill or unforeseen circumstance and need access to some extra funds to help make ends meet. We work hard to ensure the maximum amount of people have access to payday loans, even those with bad credit. It’s not fair to punish someone for years for a past mistake that may have been rectified. The minimum that should be done is to consider the person’s current situation too. With Payday UK, someone looking for bad credit payday loans can enjoy the same quick and transparent application process and service as anyone else. We've helped out thousands of people... £400 for Jessica in Huddersfield £300 for Michael in Stirlingshire £1000 for Rashid in Manchester Apply Now GET YOUR QUOTE No obligation, 100% secure. Will I be Approved? Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint. CHECK ELIGIBILITY No Credit? No Problem! More and more lenders at Payday UK now help customers with low credit scores or no credit history. We don’t believe you should be made to suffer for longer because of bad credit. If you are facing an unexpected bill and are struggling to pay your way, then a bad credit payday loan could provide you with the solution. However, if you need a longer-term financial solution, then a payday loan might not be your best option. We have an impressive approval rate in finding customers a loan. When you consider that we process over 4500 applications every day^, a large percentage of which have bad credit, you can understand why we’re proud of this fact. There are only a small number of people we can’t match to a suitable loan. How it Works We know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple. APPLY ONLINE Fill out our short, secure form and search our industry-leading panel of lenders to find your loan. CHECK YOUR OFFER Once you have your offer from the lender, you can review the offer and get your cash. GET YOUR MONEY Your money can often be paid into your account within just 10 minutes.* More questions? We've got you covered Will you accept me for a payday loan if I have bad credit? Can I get a payday loan with a CCJ? What fees will you charge me for having bad credit? Is it possible to get a bad credit loan online? Does a low credit score mean I need a guarantor? How can I find out if I'll be accepted? Can I apply if I've been bankrupt in the past? Loan guides These guides will help you find out more about the different types of loan and lenders available. NO CREDIT CHECK PAYDAY LOANS INSTANT PAYDAY LOANS GUARANTEED LOANS COMPARE PAYDAY LOANS DIRECT LENDERS NO GUARANTOR LOANS ALL GUIDES Ready to Get Started? How much do you need? GET YOUR QUOTE No obligation, 100% secure. Instant quote with no credit check† and no fees. Small loans can be sent by 1:56pm today.* Over 4500 no obligation quotes processed every single day!^ Payday UK is a registered trading name of Payday Loans Ltd who are an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender. Registered in England and Wales (Company number 12430457 / FRN 921539). Licenced by the Information Commissioners Office, (registration number ZA654345). Registered Office: Payday Loans Limited, The Charter Building, Charter Place, Uxbridge, UB8 1JG. Flux Funding is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 806333. †Payday UK will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan. If you accept a lender’s loan offer, they will perform a hard credit search. *Subject to lenders requirements and approval. Once approved, your cash could be sent within 10 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures. **Based on the average number of applications in February 2020. ^The average number of daily loan quotes processed by Flux Funding Limited between 1st July and 30th September 2019. Payday UK does not charge customers a fee for using its services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement following an introduction through this website. Payday Loans Privacy Policy Terms Acceptable Use Cookie Policy Responsible Lending Complaints Loan Types Payday Loans Direct Lenders Bad Credit Loans Small Loans Loans Without Guarantor Instant Payday Loans Quick Loans Short Term Loans Bad Credit Short Term Loans paydayuk.co.uk We're Promoting Privacy Cookies are small files that are stored on your browser. We use cookies and similar technologies to ensure our website works properly. SILVER GOLD PLATINUM 1 month 6 months 12 months Highest level of privacy. Data accessed for necessary basic operations only. Data shared with 3rd parties to ensure the site is secure and works on your device Save my preferences Preferences Cookie policy