The leading Social Economy insurance group in Europe Catalan Spanish About us Products Délégation France Contact Advice Specials · recommendations · Insurance Glossary · Links of interest Tips > Insurance Glossary Insurance Glossary CONTACT Customer service 901 500 300 • 93 496 47 96 infocomercial@atlantisgrupo.es Other services and telephones Office Finder CP: ABC DEF GHI JKL MNO PQR STU VWX YZ TO Accident Any bodily injury that derives from a violent, sudden, external cause beyond the intention of the insured. Profit spirit : Intention to increase own equity Insured: The person, natural or legal, owner of the interest object of the insurance, who can substitute the Policyholder in the fulfillment of any of the obligations derived from the contract. Insurer: ATLANTIS, Compañía de Seguros y Reaseguros, SA, who assumes the contractually agreed risk. To refer to it, the word "Entity" will also be used. Assistance: Operation through which a service company undertakes to assist insured persons when they go through any difficulty. Healthcare Assistance: Healthcare expenses generated by the Insured for full recovery for the damages suffered as a result of an accident covered by the policy are at the expense of the Insurer, provided that this assistance has been carried out under the conditions envisaged. contract. In any case, these conditions cannot exclude the necessary assistance of an urgent nature. These expenses include the cost of medical, surgical and pharmaceutical treatment, as well as that derived from stays in clinics or hospitals, legally established. These expenses are paid or reimbursed with the capital limit established in the Particular Conditions and during the maximum period foreseen in the policy from the date of occurrence of the accident. The commented medical expenses must necessarily be generated during and within this period. Robbery : Robbery of people with the use of violence or intimidation B Beneficiary: Person, physical or legal, designated by the policyholder to be the holder of the right to receive the benefits guaranteed in the contract. Bonus Malus: Term that designates the system or coefficient by which reductions or penalties are agreed based on the claims caused. In that sense, it is a personal data that is reflected in the history of each driver. C Green Card : International insurance document that is delivered with the signing of the car contract or its renewal that serves as an insurance attestation and that allows travel in Spain and abroad through the countries authorized in it. The driver of the insured vehicle must be able to present this document signed by the subscriber of the contract. Cobertura a primer riesgo: Modalidad de cobertura que consiste en asegurar un riesgo hasta una cantidad determinada y a partir de la cual el asegurador renuncia a aplicar la regla proporcional. Consorcio de Compensación de Seguros: Es un organismo público, que depende del Estado y que da respuesta y salvaguarda los intereses de los perjudicados cuando se producen siniestros que no están cubiertos por el seguro privado. Este sería el caso, por ejemplo, de un accidente con un vehículo contrario que no tenga contratado un seguro y además, en el que el conductor fuera insolvente. En este caso, el usuario perjudicado lo sería doblemente, primero por el propio accidente y, además, porque no recibiría ningún tipo de indemnización. Along with these cases, others produced by certain natural phenomena (earthquakes, tsunamis, extraordinary floods ...) and by events derived from events of political and social incidence, such as violence due to terrorism or riots, are covered. The Consortium's headquarters are in Madrid and it has regional offices throughout Spain. We use our own and third-party cookies to analyze user navigation. If you go on surfing, we will consider you accepting its use. I want to know more. The ATLANTIS difference Our goal is to ensure the well-being of our policyholders, offering them socially responsible products and quality service. Ethical and solidarity insurance Solidarity fund Scholarships for Postgraduate Studies from Fundació Agrupació for all ACM Spain Group clients: -Bases -Application Form Prevention material for teachers Law 20/2015 Rights and protection of the insured Atlantis Offices Find your nearest office 2016 ATLANTIS Seguros · Group entities · Privacy Policy · Contact · Web Map · Frequently asked questions · Work with us · Technical information · Cookies policy