Online Banking Login clearer Online Services Personal Services Business Services Lending Services Contact Main Content SBA Loans Through Rock Canyon Bank of Utah At Rock Canyon Bank, we support our community, which is why we are proud to offer SBA loans to help our local businesses grow. When you apply for an SBA loan through Rock Canyon Bank, you will work directly with one of our specialists to find and apply for the right loan for you. To learn more about our lending process, contact Rock Canyon Bank today or start your application by downloading our Commercial Loan Application by clicking below. DOWNLOAD COMMERCIAL LOAN APPLICATION Types of SBA Loans Offered Rock Canyon Bank is one of the only banks in Utah with a specialty banking department that exclusively focuses on government-guaranteed lending. We have specialized expertise in SBA Lending and will work with you to make your loan process as fast, easy, and successful as possible. Rock Canyon Bank offers SBA lending in the following small business administration loan programs: 7(a) Loans:Up to $5M term loan for expansion/renovation, new construction, leasehold improvements, working capital, inventory, starting a business, purchase of land, buildings, large equipment, fixtures, and more. International Trade:Up to $5M for permanent working capital, equipment facilities, land, buildings, debt, or refinance related to international trade. 504 Loans:Up to $5.5M depending on the type of business type or project for long-term, fixed-asset loans. USDA Loans:We work with you to find the best business loan for your needs. We also offer USDA loans for situations in which an SBA loan may not be the best fit. To compare SBA loans, amounts, terms, and interest rates talk to a Rock Canyon Bank SBA Specialist today. TALK TO AN SBA SPECIALIST What are Small Business Administration (SBA) Loans? Small Business Administration (SBA) loans are loans ranging from $500 to $5.5 million to fund business purposes, including long-term assets and operating capital. These loans are guaranteed by the SBA, which means they are less risky for lenders, making it easier for small businesses to get loans. Eligibility requirements for SBA loans vary based on the lender and the loan program. A full list of eligibility requirements will be provided by your lender, but often include size standards, ability to repay, and sound business purpose. In additions, businesses must: Be a for-profit business that is officially registered and operates legally Be physically located and operating in the United States or its territories Have business owner who has invested their own time and money into the business Talk to an SBA Loan Specialist There are several types of SBA loans available based on the amount of financing needed and what the money will be used for. The best way to determine the best loan for your needs is to speak with an SBA loan expert who can look at your business situation and needs to determine the best options for you. TALK TO SPECIALIST TODAY ©2020 Rock Canyon Bank. All rights reserved. NMLS# 410654. Get Adobe Reader | Privacy Notice | Site Map | Search