Sign In Contact Locations Personal Mortgage Investing E-Banking Business Commercial Basic Checking online banking convenient solutions mobile banking and mobile deposit CHECKING MADE EASY If you’re looking for a low-cost, no-frills checking account, Basic Checking is for you. For just $3.00 a month you get all the features below. Plus, by signing up for an e-statement and using your debit card, you may reduce your fee each month. Apply Now! SUMMARY $3.00 per month $200 overdraft protection Free online banking** Free mobile banking with mobile deposit** Debit card ( $12/year) REDUCE YOUR FEE! $2.00 credit each month for accepting an e-statement $0.20 credit per debit card purchase (max $1 credit) (No credits for ATM withdrawals. No bonus credits once fee is waived.) DISCLAIMER *Overdraft and returned item fees may apply. Minimum to open account is $25. **Carrier charges may apply. community cash JD Bank is a member of the “Community Cash” network. Member banks provide their customers “free ATM transactions” at over 500 ATM locations in seven states. You can locate the nearest “Community Cash” ATM by using the Locate an ATM page. RESOURCES Reorder checks Forms Videos ABOUT JD Community Press Careers & Jobs News & Stories Routing Number: 065204579 ON THE GO FAQs Locations ATM Locations Community Cash Apple App Google App Mobile Wallet POLICIES Website Accessibility Diversity Policy Privacy Policy Terms & Conditions JD BANCSHARES Investor Relations Investment and Insurance Products Are: Not Insured by the FDIC Not Insured by any Federal Government Agency Not a Deposit or other Obligation of, or Guaranteed by, JD Bank Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested Privacy | Security | Terms & Conditions Live Chat