HOME WAYS WE CAN HELP GET INVOLVED GARDENS SHOP ABOUT US NEWS CONTACT US Home > Ways We Can Help > Debt Advice Debt Advice 3 If you’re finding it difficult to pay your bills and worried about the money you owe, we can help. Our Debt Advice Team will: Give you free advice on how to manage a range of debt including mortgage, rent, fuel, council tax, credit cards, loan, car finance and fines. Advise you on options, speak to people you owe on your behalf and look after formal insolvency solutions such as bankruptcy (if this is what you decide is right for you). Help you with budgeting towards a debt-free future. PLEASE CALL OUR DEBT TEAM FREE ON 0800 093 8543. You can also complete the Contact Form and we will get back to you. Our office hours are Monday and Wednesday 10am – 5pm and Tuesday, Thursday and Friday 9am – 5pm. WHO WILL I SPEAK TO? Our team are based around the UK and can help you via email, WhatsApp, telephone, text and video call. The Debt Advice Team are all accredited members of the Institute of Money Advisers (England) or Approved Money Advisers (Scotland). Our debt advice service is authorised and regulated by the Financial Conduct Authority. Stay in touch: with periodic emails, newsletters and catalogues or click here to download a PDF now. To stay up to date with the latest news and updates from Perennial simply subscribe to our newsletter. Head office: 115-117 Kingston Road, Leatherhead, Surrey, KT22 7SU Tel: 01372 373962 | Email: info@perennial.org.uk | Web: perennial.org.uk A company limited by guarantee. Registered in England & Wales no: 8828584. Charity no: 1155156. Registered in Scotland, Charity no: SC040180. VAT no. 9912541 09. Perennial's Debt Advice Service is authorised and regulated by the Financial Conduct Authority. ( fca.org.uk ) Accessibility Our Cookies Privacy Notice Risk Assessments Complaints Procedure