Thanksgiving: Our branches and contact center will be closed on Thursday and Friday, November 25 & 26, in observance of Thanksgiving. Branches ATMs About Us Help Careers Contact Us Routing # 263281679 Search MAKE AN APPOINTMENT SIGN IN OPEN AN ACCOUNT APPLY FOR A LOAN Check Application Status » Join Bank Borrow Invest For Business Services Blog Online Banking Login Enroll Check your rates without impacting your credit in under 2 minutes! GET STARTED Medicare without the stress! Let our Medicare Specialists help you. GET STARTED » Auto Loans Get the same low rate on new and used car purchases or refinancing. Learn More 2.99% APR1 High-Yield Checking Earn interest on your everyday balance with no monthly service fee. Learn More 1.75% APY2 Credit Cards Low rate credit cards with no annual fee that fit your needs. Learn More 6.90% APR3 Retirement Providing trust and investment services for families and individuals. Learn More Find Your Gulf Winds:  Branches and  ATM Locations Go Mobile with Gulf Winds Gulf Winds GoMobile banking apps allow you to securely access your account, check your balance, transfer money, see your account history, and more. Get the free app today. Gulf Winds News Gulf Winds Cares Foundation Pledges $75,000 to Junior Achievement… Remembering Our Friend and Board Member, Jim Taylor… The Gulf Winds Cares Foundation Commits $25,000 to support the University of West Florida’s Louis Maygarden Center … Gulf Winds Donates $15,000 Worth of Supplies for Hurricane Ida Relief… Chris Brooks Appointed Board Emeritus After 49 Years of Service… Stay up to date — Sign up for our eNewsletter. We’re giving our profits back to you. Auto Loans as low as 0.00 % APR1 Free Checking as high as 0.00 % APY2 Credit Cards as low as 0.00 % APR3 IRAs as high as 0.00 % APY4 Certificates as high as 0.00 % APY5 Branch Locations ATM Locations About Us Careers Blog Contact Us Become a Member Fraud Awareness Official Survey Rules COVID-19 Updates Checking Accounts Online Banking Mobile Banking Debit Card Savings Accounts Auto Loans Credit Cards Mortgages Personal Loans Boat Loans RV Loans   FEEDBACK Federally Insured by NCUA | Equal Housing Opportunity | Privacy Policy | Site Map Copyright © 2021 Gulf Winds Credit Union 1 Auto Loan Rates as low as 2.99% APR for up to 66 months. Maximum loan term will depend on the age of collateral and/or the size of the loan. The actual APR may vary based on the applicant’s credit history. Add 1% APR for used and refinanced vehicles with over 75,000 miles. 2Account opening is subject to approval. 3Rates and terms are based on individual credit worthiness. Rates are subject to change without prior notice. 4 Rates are subject to change after the account is opened. APY=Annual Percentage Yield. Fees may reduce earnings. 5Rates and yields are subject to change each Friday. †Maximum Anything+ loan term will depend on the size of the loan. Terms from 12 to 60 months. APR = Annual Percentage Rate. Rate range from as low as 9.90% APR up to 17.90% maximum APR. All loans subject to credit approval. The rate will not increase while the plan is open. Refinancing of existing credit union loans do not qualify. Cannot be combined with any other offer. Credit Union Membership required with a $5 minimum deposit. Some restrictions may apply. Rates and terms are subject to change. The payment on a $10,000 loan would be $211 per month. Monthly payment is based per $1,000 at a non-variable interest rate of 9.90% APR with a 60 month term. This equates to $11,586.00 over the life of the loan. Gulf Winds uses third-party websites for services such as online banking and online applications to open a new account or loan. When you click a link to access these services, you will leave gogulfwinds.com and be taken to the third-party website. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 800.650.6328.