Shop insurance For customers For agents Log in Motorcycle Insurance Coverage that keeps you cruising Find a local agent Enter your ZIP code to get started ZIP code zip code Search by agency name CoveragesDiscountsFAQs Get to know your motorcycle coverage options We know you take pride in what you ride. Learn more about the unique coverages we offer below, then contact a local agent to discuss the right motorcycle coverage for you. Coverage Real-life scenario Standard Optional Bodily Injury Liability This helps pay for hospital bills, medical expenses, and other costs related to an accident you are responsible for that injures someone other than a guest passenger. 1 Collision You damage your motorcycle in a collision incident. This helps pay for repairs, regardless of who is at fault. 24-hour Roadside Assistance If your motorcycle/bike breaks down, we won’t leave you stranded. From a jump-start to a guaranteed flatbed tow, our optional 24-Hour Roadside Assistance will get you moving again.2 OEM Manufacturer Parts Coverage Coverage that guarantees customers will receive new [OEM] parts on their vehicle(s). 3 Safety Apparel Coverage If your safety apparel is damaged in a collision, we'll reimburse you for the items.4 Harley Davidson Replacement Cost Provision If your Harley-Davidson suffers a total loss, we'll pay the actual cash value for the motorcycle/bike, then up to the full amount of the cost in today's market. We offer so many more motorcycle coverage options at Safeco. Connect with a licensed independent agent near you to determine the best options for you and your vehicle. You could save money with Safeco’s motorcycle discounts5 Claims-Free Offers a discount if you've been claims-free for 12 months in your prior term. (With or without Safeco.) Companion Policy Offers a discount if you have another policy of any kind with Safeco. Safety Course discount Offers a discount when you've completed an approved motorcycle/bike safety course within the past three years. Enroll in Roadside Assistance for your motorcycle Whether it’s a long trip with your cycle association or a casual Sunday ride on your local backroads, Safeco Roadside Assistance is here for you. From towing to jumpstarts, emergency fluid delivery or another covered incident, enroll in Roadside Assistance when you purchase your motorcycle insurance policy. Connect with an agent today to learn more. Find an agent Download the mobile app to access your motorcycle policy on your device Take your policy on the road so you can: Obtain ID cards6 Pay your bill View policy documents Get roadside help when you need it Start with a quote — finish with an agent Policy type Auto Homeowners Renters Condo Boat Motorcycle RV Umbrella Landlord Protection ZIP code Get started Common motorcycle insurance questions Looking for answers? Browse the most frequently asked questions below, or contact an agentto discuss motorcycle insurance today. What types of motorcycles does Safeco cover? Does Safeco cover motorcycles used for racing? What discounts are offered for experienced riders? Does Safeco cover OEM (Original Equipment Manufacturer) Parts? Are there limitations on where you can ride? 1 Subject to claim. 2 Coverage is provided on the optional Towing & Labor Coverage endorsement. May vary by state. Applies to mechanical breakdowns and disablements only, and may be subject to limits. 3 Included coverage. Comprehensive and/or Collision coverage required. May vary by state. 4 Terms and conditions apply. 5 Discounts and savings are available where state laws and regulations allow and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. 6 Insurance ID cards are permitted in most states; however, some states do not permit the use of Mobile Insurance ID cards as proof of insurance. Resources Log in Create your account Customer support Pay your bill Fraud alert Careers Insurance agents Find an agent Become an agent Agents in the community Languages EnglishEspañol Roadside assistance 1-877-762-3101 File a claim 1-800-332-3226 File your claim online Privacy policy | Security policy | Terms and conditions | Member rights | Underwriting companies | Producer compensation disclosure | Equal opportunity employer | Web accessibility policy | Site map © 2020 Liberty Mutual Insurance, 175 Berkeley Street, Boston, MA 02116 Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.