Take a break from your bills. Learn more about Skip-a-Pay Log in Menu Thumbnail Tap into your home’s value You don’t have to sell to take advantage of a hot housing market. Get started Which home equity loan is right for you? Icon .cls-1{fill:#462361;} 5-year fixed-rate Borrow up to 100% of your home’s current value and pay it back at a predictable monthly cost. Let's talk if... You want to consolidate higher-interest debts You are starting in a new business You want to make a major home improvement Rates as low as 3.490% APR* Icon .cls-1{fill:#462361;} 10-year fixed-rate Borrow up to 100% of your home’s current value and pay it back over a longer term. Let's talk if... You have a specific expense you need to fund You’d prefer a smaller monthly payment You prefer to pay it back over a longer period Rates as low as 3.990% APR* Icon .cls-1{fill:#462361;} Home equity line of credit (HELOC) This flexible option enables you to take out money as you need it. Let's talk if... You want to save for your child’s college education You’re not sure how much you’ll need to borrow You need more flexible repayment options Rates as low as 2.750% APR* Apply now Show more rates What to expect Previous Icon Check the current value of your home on websites like Zillow or Realtor.com to get a rough idea of your home’s current value. (We’ll use an automated value model to calculate a more accurate estimate.) Next 1 2 3 4 FAQ What’s the difference between a home equity loan and a home equity line of credit (HELOC)? Does a home equity loan have the same fees associated with it as a mortgage loan? Do I have to use my home equity loan on my home? What documentation will I need to provide? Message us Give us a call Find a location Help Member resources FAQ Contact us Rates About We are Vibrant Events Blog & news Sitemap Careers Careers Benefits Core values Open positions Legal Disclosures Privacy policy Business Service Agreement Member Service Agreement Get in Touch 800-323-5109 hello@vibrantcu.org © 2021 Vibrant Credit Union. All rights reserved. Federally Insured by NCUA. Equal Housing Opportunity.

Take a break from your bills. Learn more about Skip-a-Pay Log in Menu Contact Us First Name* Last Name* Phone Number* Email* Comments* *By filling out this form and clicking the submit button, you agree to be contacted by Vibrant Credit Union via phone, email, and/or text message for this product or service. For your protection, please do not provide any personal account information. To communicate specific account information with us please give us a call at 800.323.5109, message us through online banking or stop into any of our branch locations. Help Member resources FAQ Contact us Rates About We are Vibrant Events Blog & news Sitemap Careers Careers Benefits Core values Open positions Legal Disclosures Privacy policy Business Service Agreement Member Service Agreement Get in Touch 800-323-5109 hello@vibrantcu.org © 2021 Vibrant Credit Union. All rights reserved. Federally Insured by NCUA. Equal Housing Opportunity.