Main Menu LOGIN Ready for a Change? Stay local OPEN ACCOUNT NOW We've been around since 1898 and we're not going anywhere. Other banks come and go but Better Banks is here to stay. We are a stable, employee-owned community bank. As a community bank, we support our local economy by providing loans to the neighborhoods where we live and work, helping to keep our communities vibrant and growing! We invite you to switch to Better Banks and learn what it means to Bank Better. Whether you are opening your very first checking account or moving to a new community or bank after many years, we have a checking account for you. We have the accounts to keep your finances simple, secure, and organized. Explore our checking account solutions and choose the account that’s right for you. Our Better Interest Checking Account offers: 2.00% APY1 on balances up to $10,000 Up to $20 in Nationwide ATM fee refunds2 No minimum balance3 and no monthly service fees Free Digital Banking with Bill Pay and Mobile Deposit Free eStatement Free telephone banking Friendly, knowledgeable, professional staff! LEARN MORE Our Advantage Checking Account offers: No monthly service fee with direct deposit No minimum balance with direct deposit $6 monthly service fee waived with $100 minimum balance Free Digital Banking with Bill Pay and Mobile Deposit Free eStatement Free telephone banking Friendly, knowledgeable, professional staff! LEARN MORE Bank better with Better Banks! OPEN ACCOUNT NOW DISCLOSURES: 1. Annual Percentage Yield (APY) accurate as of September 7, 2021. Minimum to open account is $100. Rate tiers are as follows: 2.00% APY applies to balances of $.01 - $10,000 and .25% APY applies to balances over $10,000 as long as qualifications are met each statement cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 2.00% - .25% APY as long as qualifications are met. Rates may change after the account is opened. 2. ATM fee refunds up to $20 per cycle when qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account and earn interest at the non-qualifying rate; however, it will not receive ATM refunds. Qualifications are as follows: 1) Have at least 10 Debit Card purchases (excluding ATM transactions) post and settle per qualification cycle, 2) Receive eStatements each qualification cycle, and 3) Have at least 1 Direct Deposit or ACH Auto Debit post and settle per qualification cycle. 3. No minimum balance required. No monthly service charge. Available to personal accounts only, only one account per social security number. Certain restrictions may apply. Locations Check Reorder Loan Calculators Education Center © 2021 Better Banks Home Contact Us Privacy Policy Patriot Act Fee Schedule Routing Number: 071120207 PageAssist