Log in Register Home Procedure For intermediaries About Insuresec Disciplinary Board My pages Find an intermediary common questions and answers Registration and licensing Disciplinary Board Frequently asked questions and answers about registration and licensing What applies to intermediaries who mediate non-life insurance and what applies to intermediaries who mediate life insurance? Case brokers and life brokers can register in Insuresec's public register. Mediators who mediate life insurance and mediators who mediate non-life insurance can register and today have the opportunity to license. The concept of licensing is described below. What does it mean to be a registered broker with InsureSec? Anyone who registers with InsureSec undertakes in connection with the registration, among other things. a. to comply with laws, other statutes and good practice in the insurance brokerage market and to follow decisions of the insurance brokerage market's disciplinary committee. Anyone who violates these rules risks being removed from InsureSec's register in the worst case. A characteristic of a registered intermediary is that he is polite and acts correctly in relation to his customers. The purpose of InsureSec's register is to show which intermediaries are well-managed and that customers can trust. It is through the register that we separate the chaff from the wheat. What are the licenses? Licenses are available during 2013 in different versions, License for Insurance Mediation (Life or Damage) and Annual License Insurance Mediation (Life or Damage). There are two licenses aimed at real estate agents and four aimed at life brokers. For non-life agents, there is a license that is without a test and one that is with a test, one that is a supplementary license (ie reduced by the questions that concern both life and injury mediators and the mediator answered in his knowledge test for life) from life to thing for the which is both an injury and a life broker and one that is a traditional license test for real estate agents. On the life side there is a license that is test-free, one that is a life-broker test and the latter also has two additional license parts. I have written the knowledge test and am already licensed, do I need to do anything? If you have registered with Insuresec and performed a license test with an approved result, you do not need to do anything more. You are entitled to two licenses, an intermediary license and an annual license. That is, both the license that does not require an initial test and the license that requires testing. I have the necessary training and am about to test myself for a license, what should I do? If you have been trained and plan to test yourself for a license with Insuresec, you may now be wondering if there is any point in taking the test. There is a license that initially does not require a test. Om du arbetar med rådgivning om fondandelar eller andra värdepapper inom ramen för livförsäkring och inte har Swedseclicens behöver du Insuresecs licens som kräver test. Du som arbetar med rådgivning om värdepapper bör ha licensen fondandelsförmedling eller (om du lämnar råd om andra värdepapper än fondandelar) licensen avancerad rådgivning. Dessa kan man inte få med den testfria licensen i botten. Du bör genomföra licenstest och får då årslicens. Samtidigt får du den testfria licensen på köpet. Om du arbetar med rådgivning om fondandelar eller andra värdepapper inom ramen för livförsäkring kanske du har Swedseclicens? Har du det, och Insuresecs testfria licens, täcker det vad lagstiftningen kräver för att du ska kunna utföra försäkringsförmedling. Den testfria licensen kan inte ligga till grund för kvittning av Swedseclicenser mot Insuresecs licenser fondandelsförmedling och avancerad rådgivning eller för att skriva kunskapstest för samma licenser. För det behöver du Insuresecs licens som kräver test. Om du inte arbetar med rådgivning om fondandelar eller andra värdepapper inom ramen för försäkring är den licens som inte kräver test ett alternativ. För att få en sådan licens krävs att du skannar in dina diplom och intyg till din dator och laddar upp dem på www.insuresec.se/minasidor. Then you notify info@insuresec.se that you want a License for Försäkringsförmedling Liv or Försäkringsförmedling Skade. Mark the email "License: Försäkringsförmedling Liv" or "License: Försäkringsförmedling Skade" depending on which license you apply for, no later than 31/12, 2013. Insuresec will get back to you within 2-3 weeks) and notify you if your documents are sufficient for to achieve license status. I just found out that you can get a license from Insuresec, what should I do? For those who have not carried out any special preparation and have not really thought about whether it is relevant to get a license, the test-free license can be a first step. Start by making sure that you are registered with Insuresec and then scan your diplomas and certificates to your computer and upload them to www.insuresec.se/minasidor. Sen anmäler du till info@insuresec.se att du önskar en Licens för Försäkringsförmedling Liv eller Försäkringsförmedling Skade. Märk mailet ”Licens: Försäkringsförmedling Liv” eller ”Licens: Försäkringsförmedling Skade” beroende vilken licens du ansöker om. Insuresec återkommer till dig (2-3 veckors handläggningstid beroende på belastning) och ger klartecken efter att ha gått igenom dina handlingar och sett att allt är som det ska. Jag är försäkringsförmedlare och arbetar som assistent, vad ska jag göra? If you work as an assistant and are registered with the Swedish Financial Supervisory Authority as an intermediary, you must have a license. You should therefore choose either the license that does not initially require testing or the license that requires testing. Which of the licenses you should choose depends on whether you work with securities advice within the framework of insurance or not. It is also something that you should reason with your employer about. If you work as an assistant and are not registered with the Swedish Financial Supervisory Authority as an intermediary and not registered with the Swedish Companies Registration Office as an affiliated intermediary, you do not need to do anything. In the future I will take a license that requires a test, but I also want that license that does not require a test, what should I do? You do not have to do anything. When you pass the test, you will receive both licenses. What does it cost to license? Insuresec charges SEK 1250 per year in license fees, regardless of which license level you choose within the framework of your License Status. It therefore costs no more to have an Annual License Försäkringsförmedling Liv than Försäkringsförmedling Liv or when you extend with extension licenses (for life: part 2 and part 3) within the same license status. In addition to this, you pay Insuresec's partners SEK 1,250 for providing premises, examination guards and computers with security settings during the test when you write a knowledge test for any part of the annual license. If I want the test-free license, how do I do it? 1) If you have a life or injury diploma from one of the institutions approved by Insuresec. 2) Om du har gjort dina uppdateringsutbildningar med godkända testresultat (Nu senast t ex regler om faktablad, ändringar i Försäkringsrörelselagen, marknadsföring i elektronisk post mm) eller har ett diplom från 2011 eller senare. 3) Om du skannar in dessa och laddar upp dem på www.insuresec.se/minasidor. 4) Och anmäler till info@insuresec.se att du önskar en Licens för Försäkringsförmedling Liv eller Försäkringsförmedling Skade. Märk mailet ”Licens: Försäkringsförmedling Liv” eller ”Licens: Försäkringsförmedling Skade” beroende vilken licens du ansöker om. 5) Insuresec kontrollerar sedan att handlingarna är OK och erbjuder dig sedan en Förmedlarlicens Liv eller Förmedlarlicens Skade utan att du behöver genomföra kunskapstest. 6) Licensen kostar 1250 SEK. This opportunity is only offered in 2013, the last day to apply for Mediator License Life and Mediator License Damage is 2013-12-31 I have been granted the test-free license. What am I doing now? You pay the invoice and then wait for a call from Insuresec for an update test when needed. Email: Phone: info@insuresec.se 08 - 410 415 75 About Insuresec and additional contact information About the website and cookies © Insuresec AB 2014 Org. No. 556862-9587