Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader. Bank Independent BANK BORROW INVEST CONNECT PERSONAL BUSINESS Locations Search LOGIN Terms & Conditions Website Terms and Conditions THESE TERMS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS OF USE. This website has been established by Bank Independent for the purposes of conveying information about the Bank’s products and services and to allow communication between the Bank and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of the Bank’s agreements and disclosures that govern its products and services. If any information on the site conflicts with that in any of the Bank’s agreements and/or disclosures, the agreements and disclosures will control. From time to time, the Bank may place links to other websites on this page. The Bank has no control over any other website and is not responsible for the content on any other website. Users assume all responsibility when they access other sites via the links on this website. The information, materials, names, marks, logos, and all related product and service names, marks, and logos (“Marks”) contained in this website are owned by the Bank or by its licensors or service providers, as applicable. Users of this website are not authorized to use such Marks without the owner’s prior express written consent. No material or Marks may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law. THIS WEBSITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. The Bank makes no representations or warranties of any kind regarding the products and services advertised on this site. The Bank will use reasonable efforts to ensure that all information displayed is accurate; however, the BANK EXPRESSLY DISCLAIMS ANY AND ALL REPRESENTATIONS AND WARRANTIES OF ANY KIND, EXPRESS AND IMPLIED, INCLUDING WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, SUITABILITY, COMPLETENESS, CURRENTNESS, NONINFRINGEMENT, OR ACCURACY. THE BANK MAKES NO REPRESENTATION OR WARRANTY THAT USE OF THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR-FREE OR THAT THE USER WILL HAVE THE ABILITY TO USE THE SITE WITHOUT CONTRACTING A COMPUTER VIRUS. The Bank is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential, exemplary, and incidental damages (including lost profits), that result from the access of or use of this site. This limitation includes, but is not limited to, the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, unauthorized access to or use of user data, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if the Bank has been informed of the possibility of such loss or damage. The user is responsible for maintaining the security of passwords, for obtaining and maintaining all equipment, services, hardware, and software necessary to access the website, and for using a reliable virus detection product and firewall. This agreement may be changed from time to time by posting the new Terms and Conditions of Use on the website. All users agree to be subject to this agreement as it changes from time to time, regardless of whether such users actually review the changes. The Bank may discontinue the operation, maintenance, or provision of this website, any pages thereof, and/or any related content, features, products or services, or the terms thereof, at any time without notice or liability to users or any third party. This agreement and the use of this website are governed by the laws of the State of Alabama. 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