Funding growing UK Businesses Why was The Group founded? The Group Business Model Structural Overview Opportunity The Just Loans Group PLC has entered the alternative finance sector to help bridge the funding gap that has restricted the progress of UK businesses. Despite economic conditions, The Just Loans Group is committed in its support of industry in the UK. Why was The Group founded? To fund growing UK Business. Many SMEs find it difficult, if not impossible to access financing from the major banks and are increasingly having to look elsewhere for the funding they need to build their businesses. The Just Loans Group has achieved targeted growth. And as of the 2nd January 2015, the Group had a market capitalisation of £10m. Just Cash Flow PLC, a 100% owned subsidiary, has been commended in the Business Product Innovation of the Year category at the Business Moneyfacts 2015 Awards. Back to top The Group Business Model The Just Loans Group lends to growing UK Businesses through three wholly owned subsidiaries. Just Cash Flow PLC is a responsible specialist lender to UK businesses and patron of the National Assocation of Commercial Finance Brokers Just Finance Loans and Investments PLC takes an equity investment in companies in conjunction with longer term loans, with repayments to suit the customer's business profile. Just Bridging Loans LTD specialises in providing funding in the commercial property sector. The subsidaries are explained in full under the Group section. Back to top Structural Overview The Just Loans Group is looking for a net return of 15% per annum. It offers investors the choice of a 8.25% pa fixed-return from a three year secured debenture or 8.75% pa fixed-return from a five year secured debenture. The debentures will be quoted on the GXG Main Quote Stock Market. The Just Loans Group has achieved targeted growth. And as of the 2nd January 2015, the Group had a market capitalisation of £10m. Back to top Opportunity The economic climate has seriously impacted the lending market – especially corporate finance. Many SMEs are unable to reach their potential due to such a large funding gap. Traditional Banks are still repairing their balance sheets after the financial crisis and are constrained in their corporate lending. Therefore, it could be said that it makes good economic and business sense for the major banks to make a single £1m loan to a large company rather than one hundred £10,000 loans to multiple SMEs. The Just Loans Group sees the demand from well-run SMEs for financial support to grow. The Group is committed in its support of industry in the UK. Back to top Your Privacy is important. We use cookies to make sure you get the best experience on our website. If you continue without changing your settings, you're agreeing to receive all cookies on the The Just Loans Group website. In accordance with the UK Data Protection Act 1998, any personal information provided will be treated in the strictest confidence so we promise not to re-sell or distribute your data. We are also commited to the EU e-Privacy Directive. The Just Loans Group PLC has a strictly no-spamming policy, we don't like it and we know you don't either. Registered Office The Just Loans Group PLC 1 Charterhouse Mews, Farringdon, London EC1M 6BB Registered in England and Wales Company number 08062555 Privacy Policy | Cookies | Using this site The Just Loans Group PLC © 2015 | All logotypes are copyright their resepctive owners.