RatesContact UsLocations Personal Business Resources About Join Login BENEFITS CHECKING FREE CHECKING THAT PAYS YOU INTEREST A free high yield checking account sounds too good to be true, right? Wrong! Your Benefits Checking account will pay you a high rate of interest on your average daily balance every month. It’s just another way we are committed to making your money work for you. OPEN CHECKING ACCOUNT Earns 3.00% APY On Balances Up To $10,000* No Monthly Or Minimum Balance Fees Free MasterCard® Debit Card Up To $20 Per Month In ATM Fee Refunds* EASY REQUIREMENTS It’s easy to take advantage of our free interest-earning Benefits Checking account! Enroll In eStatements Have a valid email address on your account, and enroll in monthly e-Statements. Setup Direct Deposit Set at least one direct deposit to your Benefits Checking account each month. Log In To Online Banking Log in to your Honor online banking account at least one time each month. Swipe Your Card Make at least 12 debit card transactions per month using your signature. (PIN transactions not eligible) View the full disclosure of account rates and conditions INTEREST CALCULATOR Using our calculator, you can determine how much interest you can earn on your average daily balance with a Benefits Checking account. CALCULATE EARNINGS INSTANT DEPOSIT If you have a pending direct deposit that you need to access sooner, you can now start getting your paycheck before payday with Honor’s Instant Deposit feature! As soon as you see your direct deposit pending within online banking, or on the mobile app, you can access those funds! DIRECT DEPOSIT INFO Details An instant deposit³ is defined as early access to a direct deposit that is scheduled to post to your account. An instant deposit is a way for you to gain access to your funds sooner. No checking account required Many employers post direct deposit funds 1-2 days early $10 early access fee per instant deposit There is no fee for a normal ACH direct deposit How To Request An Instant Deposit You can request an instant deposit within your online banking, in the Honor app, or by calling 800.442.2800. Follow the steps below for online banking and the mobile app. Request Instant Deposit In Online Banking Request Instant Deposit In The Honor Mobile App View Terms & Conditions CHECKING ACCOUNT FAQS How do I setup or switch direct deposit? I have my bills setup for auto pay through another financial institution. Can I switch them? I'm traveling. Can I use my ATM or debit card where I'm going? Is there a fee for writing checks? How do I order more checks? *$25 minimum deposit required. 3.00% APY earned on balances of up to $10,000.00. ATM foreign surcharge fees will be refunded monthly up to $20/month. Requires e-Statements, Direct Deposit, at least 12 debit card transactions that clear your account as signature-based debit transactions per month (note that Honor posts transactions based on how they are received from merchants) and minimum 1 monthly online banking login to earn 3.00% APY. Members not meeting requirements will not earn ATM foreign surcharge fee refunds. No free checks offered on this account. One account per Member. Annual Percentage Yield (APY) as of 01/01/21; Rate is variable and may change after account is opened. Insured by NCUA Chat Routing Number: 272484852 Careers Privacy & Security Disclosures NMLS Copyright© 2021 Honor Credit Union Insured by NCUA. Equal Housing Opportunity. We do business in accordance with the Fair Housing Act. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800.442.2800 for assistance. All products and services available on this website are available at all Honor Credit Union full-service locations.