Health Insurance Data Science & AI Careers About Contact Us INSURANCE Because the world is underinsured. Staying ahead of 100-year storms. Expanding coverage to vulnerable populations. Deciphering daunting new reporting requirements. Unlocking the promise of disruptive technologies while guarding against their risks. These are just a few of the challenges on the desks of our insurance experts. Watch the video The insurance industry of tomorrow will look nothing like today. Innovation is the future of the insurance industry. From expanding access and reach to creating entirely new categories of products, we are at the forefront of the trends that will define tomorrow’s industry, while protecting the lives and property of people today. VIDEO Protecting assets in an unpredictable climate New approaches to climate resilience. Watch the video VIDEO Power in the Cloud: The Milliman and Microsoft Partnership Milliman’s groundbreaking financial modeling and reporting solution, Integrate, is powered by Microsoft Azure. See how the two companies are working together to advance technology and drive innovation in insurance. Watch the video VIDEO Big data. Small firm. Huge ambition. When tech start-up HIPPO decided to launch a data-driven, consumer-friendly property insurance offering, they looked to Milliman for guidance and expertise. Watch the story behind the development of Hippo’s revolutionary new product. Watch the video INSURTECH Respect tradition. Just donʼt let it hold you back. Disrupt, or be disrupted. See the latest thinking SOLVENCY II Managing modern regulations Success depends on the agility of your response to new requirements and new realities. See the latest thinking INSURANCE SOLUTIONS Success by the numbers: Milliman financial reporting Evolving regulatory and financial reporting standards are challenging to interpret and implement. Milliman provides end-to-end support Solvency II, IFRS, and US GAAP, as well as the implementation of economic capital (EC) models. With decades of experience, we have the historical understanding, agency relationships, and tools and expertise to streamline and improve compliance. See our financial reporting solutions VIDEO How Monterey is reinventing healthcare See how a community hospital innovated to expand access to high-quality healthcare. Watch the video VIDEO Imagine a hospital. Now take away the blood bank. Traditional insurance is not always the answer. Sometimes it's not even an option. Watch the video VIDEO Insurance innovation: A catalyst for social change See how we're using insurance to enable prosperity in the developing world. Watch the video VERGE VISIONARIES Investing in diversity Sallie Krawcheck, Co-Founder and CEO of Ellevest, makes the case for diverse leadership to help companies identify both risks and opportunities for success. Watch the video FINANCIAL MODELLING & INDUSTRIALISATION Welcome to Integrate Integrate represents a genuine paradigm shift in actuarial software, technology, and solutions. With the stakes as high as they are—from competitive pressures and increased regulatory complexity to the pace of change and threat of disruption—revolution is the clear way forward. Learn more Read the most recent insurance thought leadership. Read the articles PRODUCTS Milliman insurance products Solvency II reporting & compliance VEGA Streamline Solvency II compliance with a multi-user, multi-site tool for Standard Formula SCR and quantitative reporting templates. Learn more Financial Modeling Platform with Excel language Milliman MIND Milliman Mind is a flexible and easy-to-use web-based platform which automatically converts Excel spreadsheets into more powerful models. Learn more Financial modeling & industrialization Integrate Automate and accelerate actuarial modeling and reporting with a powerful, cloud-based solution. Learn more Reserving Arius Analyze unpaid claims liabilities with industry-leading stochastic and deterministic reserving tools and methods. Learn more Premium comparison platform Pixel Identify new market sectors, pinpoint adverse selection, and make better pricing decisions with a web-based premium comparison tool. Learn more Reserve and liability modeling NAVI Dramatically reduce the time required for life insurance reserves and liabilities calculations with innovative modeling. Learn more Solvency II compliance Milliman STAR Solutions Comply with Solvency II regulations using a suite of specialized analytics, modeling, and reporting tools. Learn more Insurance risk assessment IntelliScript IntelliScript combines industry-leading data and analysis to provide insurers the knowledge, tools, and insight to confidently assess risk. Learn more Predictive analytics Recon Visually explore industry experience against your own and make intelligent decisions based on drivers of policyholder behavior. Learn more View all insurance products SERVICES Milliman insurance services Asset/Liability Modeling & LDI Quantify financial impacts of pension plans with analysis designed to meet your circumstances, liability characteristics, and objectives. Learn more Captive insurance consulting Enhance your captive with risk retention alternatives, pricing and funding, financial modeling, and claims management. Learn more Claims consulting Lower loss and loss adjustment expense costs, get litigation support, and improve claims operations. Learn more Bancassurance Benefits from our expertise in the complete range of non-life insurance types including home, creditor insurance, accident, and motor. Learn more Catastrophe modeling Assess the interplay of natural catastrophe exposures between internal divisions and across your company with advanced modeling. Learn more Catastrophe reserving and loss reserve verification Understand the impact of a large event on your portfolio, including analysis of loss-expected contract carve outs. Learn more Capital management Assess capital requirements under a wide range of frameworks and get effective strategic advice on how to manage capital. Learn more Economic capital modeling Use capital more efficiently to protect against financial risk and comply with growing rating and regulatory requirements. Learn more Embedded value Get transparent, accurate embedded value calculations including European embedded value and market-consistent embedded value. Learn more View all insurance services Careers at Milliman Get ready to make a difference Our Work Change the world Experienced Hires Follow your passion Students & Grads Make your mark Job Search Find your place We’re here to help Ask the tough questions. We’re ready for them. Contact an expert ABOUT Our Story Social Impact Media Center Office Locations Experts EXPERTISE Health Insurance Data Science & AI CAREERS Careers Home Our Work Experienced Hires Students & Grads Job Search ABOUT MILLIMAN For more than seven decades, we have combined technical expertise with business acumen to create elegant solutions for our clients. 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