Home Will I be approved? Apply Guides Contact us Payday loans from £50 to £5000 How much do you need? GET YOUR QUOTE No obligation, 100% secure. Will I be approved? Our loans make sense Instant quote with no credit check† and no fees. Small loans can be sent by 1:35pm today.* Over 4500 no obligation quotes processed every single day!^ Representative APR 91%. Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and maximum 1294% APR - your no-obligation quote and APR will be based on your personal circumstances. Payday UK is a registered trading name Payday Loans Ltd who is an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender. We offer loans between £50 and £5000 over a 3-month to 36-month term. Warning: Payday loans should not be used as a long term financial solution. Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. How it Works We know you need your money as soon as possible. That’s why we do everything we can to make the process fast and simple. APPLY ONLINE Fill out our short, secure form and search our industry-leading panel of lenders to find your loan. CHECK YOUR OFFER Once you have your offer from the lender, you can review the offer and get your cash. GET YOUR MONEY Your money can often be paid into your account within just 10 minutes.* Reasons to use Payday UK No hidden costs or fees No paperwork Confidential & secure High approval rates Loans tailored to you No obligation to accept GET YOUR QUOTE No obligation, 100% secure. Who are Payday UK We get it. As an online payday loan broker we need to work hard to earn your trust! Here’s some information about us. We are a well-established finance company and help thousands of people every day to find small loans for a wide range of reasons. In fact, our technology processes over 4500 loan quotes every day^. Our simple application process makes it easy to find a loan from our industry-leading panel of lenders, saving you time and making your life easier. Our loans make sense. You can rest assured we are fully authorised by the Financial Conduct Authority and we are registered with the Information Commissioners Office, ensuring you receive a fair service and your data is safe. GET YOUR QUOTE No obligation, 100% secure. We've helped out thousands of people... £200 for Bartosz in Yeovil £100 for Harley in Folkestone £500 for Chanelle in Bradford Apply Now GET YOUR QUOTE No obligation, 100% secure. Will I be Approved? Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint. CHECK ELIGIBILITY Payday Loans Online At Payday UK, we dedicate our efforts to providing a transparent and user-friendly service. If you’re suddenly faced with an unexpected bill because of an appliance or boiler breaking down, your car failing, or a family emergency, we can help. KEEPING THE PROCESS SIMPLE We have tried to keep all our processes as straightforward as possible and back them up with a knowledgeable and efficient customer service team. Although the reasons for applying for a payday loan are wide and varied, they are nearly always time-sensitive. Direct lenders understand this. They have made the process from acceptance to receiving your money as streamlined as they can. GETTING YOUR MONEY QUICKLY A payday loan helps you to deal with something urgent without dipping into money earmarked for other bills. Applying for a payday loan with Payday UK is carried out online. It’s fast and straightforward, and you’ll usually have the money in your bank account within 10 minutes*. LOANS FOR LIFE’S EMERGENCIES A payday loan or short term loan can be particularly useful when faced with an unexpected expense that can’t wait. Some people can be put off using payday loans because of the high APR rates quoted. However, this is because the loans are generally over a short period, providing a direct lender with a narrow window for interest to be accumulated. Since the FCA introduced a cap on interest rates and the number of times a loan can be rolled over, all lenders now adhere to these fair lending rules. If you’re unsure of any aspect of your loan, please read the relevant information in your agreement, as lenders are required to be transparent about any interest or charges they are going to apply. Remember, you are under no obligation to accept any offer that a lender makes to you and you should never pay any fees for a loan. More questions? We've got you covered Will the payday loan have to be repaid on my next payday? Can I use my smartphone to apply for a payday loan? Will a payday loan cost me a lot more? What regulation is there for payday loans? Is there a best payday lender? Will a direct lender perform a credit search? Will a payday loan make my bad credit rating worse? Will my application for a payday loan be accepted? Will you charge me additional fees? I need a payday loan quickly, can you help? Our Helpful Guides These guides will help you manage your money and learn more about the types of loans available. BAD CREDIT PAYDAY LOANS COMPARE PAYDAY LOANS INSTANT PAYDAY LOANS NO CREDIT CHECK PAYDAY LOANS STUDENT PAYDAY LOANS LENDERS VS BROKERS ALL GUIDES Ready to Get Started? How much do you need? GET YOUR QUOTE No obligation, 100% secure. Instant quote with no credit check† and no fees. Small loans can be sent by 1:35pm today.* Over 4500 no obligation quotes processed every single day!^ Payday UK is a registered trading name of Payday Loans Ltd who are an introducer appointed representative of Flux Funding Limited, who are a credit broker, not a lender. Registered in England and Wales (Company number 12430457 / FRN 921539). Licenced by the Information Commissioners Office, (registration number ZA654345). Registered Office: Payday Loans Limited, The Charter Building, Charter Place, Uxbridge, UB8 1JG. Flux Funding is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 806333. †Payday UK will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan. If you accept a lender’s loan offer, they will perform a hard credit search. *Subject to lenders requirements and approval. Once approved, your cash could be sent within 10 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures. **Based on the average number of applications in February 2020. ^The average number of daily loan quotes processed by Flux Funding Limited between 1st July and 30th September 2019. Payday UK does not charge customers a fee for using its services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement following an introduction through this website. Payday Loans Privacy Policy Terms Acceptable Use Cookie Policy Responsible Lending Complaints Loan Types Payday Loans Direct Lenders Bad Credit Loans Small Loans Loans Without Guarantor Instant Payday Loans Quick Loans Short Term Loans Bad Credit Short Term Loans paydayuk.co.uk We're Promoting Privacy Cookies are small files that are stored on your browser. We use cookies and similar technologies to ensure our website works properly. 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