Term Deposits and GICs We know that when it comes to your savings, every dollar counts! This is why we offer a broad range of savings and deposit products that are protected by the Canada Deposit Insurance Corporation (CDIC), and which are specifically designed to keep your investments safe and secure. Our Guaranteed Investment Certificates (GIC) offer better flexibility and highly competitive interest rates. Whether you’re looking to top up your investments with a non-registered GIC, or hold your GIC in a Registered Account, we offer options that make building a secure future simple. Choice Choose from a wide range of registered and non-registered investment options that are designed to meet your individual savings needs. Security As a federally regulated deposit taking institution, and proud member of the CDIC, you can feel confident knowing your investments are protected. Flexibility At Community Trust, we are committed to offering you some of the best savings rates in the country, backed by friendly support and flexibility. Investment Types and Tiers Choose from registered and non-registered GICs, including: Registered Accounts Registered Retirement Savings Plan (RRSP) Registered Retirement Income Fund (RRIF) Tax Free Savings Account (TFSA) Locked-in Plans Investment Tiers With a Community Trust GIC, the more you invest, the more you earn. Our investment tier options include: $1,000-$4,999 $5,000-$49,999 $50,000 + Investment Terms We offer customizable terms to match your exact savings horizon, including: 1-5 year GICs Short-term deposit Cashable GIC Choose your own maturity Open an Account If you’re impressed by our rates and accounts, then let’s get started. Open a registered account of your choosing with us by filling out the necessary Forms and Applications. If you prefer going through the process with our specialists, or if you have questions about our savings and deposits, don’t hesitate to reach out to us. Deposit Services 1 (800) 268-1576 depositservices@communitytrust.com Some things are meant to go together. Compliment any GIC with the Community Trust Maximizer Savings Account. Clients earn 0.05% on every dollar, with no fees and no minimum balance requirement. Contact one of our Deposit Services experts today. Get Started Rates & Fees Contact Us Registered Accounts Forms & Applications Where we are 2350 Matheson Boulevard East Mississauga, Ontario, L4W 5G9 Canada ––– Office hours 8:30 a.m. to 5:00 p.m. ET, Mon to Fri Talk to us Mortgages For brokers: 1 (888) 649-1169 For customers: 1 (800) 268-1576 8:00 a.m. to 8:00 p.m. ET, Mon to Fri ––– All other enquiries 1 (800) 268-1576 8:30 a.m. to 5:00 p.m. ET, Mon to Fri Accessibility Statement Privacy Regulatory Disclosures Legal Resolving Your Complaints Terms of Use Careers Deposit Insurance Information Community Trust Company is a member of the Questrade Group of Companies. Questrade Group of Companies means Questrade Financial Group and its affiliates that provide deposit, investment, loan, securities, mortgages and other products or services. © 2021 Community Trust Company. All rights reserved.