Download Acrobat Reader 5.0 or higher to view .pdf files. Verus Bank of Commerce PERSONAL BUSINESS RESOURCES ABOUT US LOGIN Security & Privacy What Does Verus Bank of Commerce Do With Your Personal Information? Rev. Date 9/14 Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and Income Account balances and Transaction history Asset and Credit history When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Verus Bank of Commerce chooses to share; and whether you can limit this sharing. Reasons We Can Share Your Personal Information Does Verus Bank of Commerce Share? Can You Limit This Sharing? For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes – to offer our products and services to you Yes No For joint marketing with other financial companies No We Do Not Share For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No For our affiliates’ everyday business purposes – information about your creditworthiness No We Do Not Share For our affiliates to market to you No We Do Not Share What We Do How does Verus Bank of Commerce protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to your personal information to our employees who need the information to properly service your account(s), act upon your requests, or to provide you products or services. How does Verus Bank of Commerce collect my information? We collect your personal information, for example, when you Open an account or Deposit money Pay your bills or Apply for a loan Use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only sharing for affiliates’ everyday business-information about your creditworthiness affiliates from using your information to market you sharing for non-affiliates to market you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. - Our affiliates’ include companies with a common ownership by Verus Acquisition Group, Inc. Non‑Affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. - Verus Bank of Commerce does not share with non-affiliates so they can market you. Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you. - Verus Bank of Commerce does not jointly market Verus Bank of Commerce ABOUT Our Community Main Office Contact Us RESOURCES Calculators Order Checks (Opens in a new Window) LEGAL Security & Privacy Terms & Conditions USA PATRIOT Act © 2021 Verus Bank of Commerce Member FDIC Equal Housing Lender Created by Jack Henry Digital Verified: Dec 3, 2021