Make a Payment Policy Owner Services Life Insurance Annuities Member Resources About Us Contact Get Started Welcome to BetterLife! National Mutual Benefit and Western Fraternal Life have combined to create BetterLife. Read More About BetterLife What you can expect from BetterLife: Reliable Protection We have been protecting our members for over 120 years. We are not only strong and stable; we are also growing and building a bright future for our members and their families. Our Story Honest Advice Our licensed agents can help put together a plan that works for you, with your budget and your needs at the forefront. At BetterLife, we do what's best for you, our members. Find an Agent Member-Focused As a member-owned company, we offer friendly and trustworthy service, exclusive member benefits, member events, and a thriving member community. Member Benefits Protection Designed for Your Life BetterLife offers a competitive portfolio of products, designed to protect you and your loved ones and help you live a better life. Scroll over or click the boxes to learn about each option. Term Life Insurance Universal Life Insurance Whole Life Insurance Final Expense Insurance Annuities Safe, Guaranteed Income Join the BetterLife Community We do more than provide protection through life insurance and annuities to our members. As a member-owned, community-focused life insurance company, we work with our members to support our communities through fundraising, donations, volunteer work, and community activities. Click here to learn more about BetterLife. Here’s a snapshot of our community impact in 2019: $60,000+ in member scholarships 160,000+ hours spent volunteering $320,000+ raised by members BetterLife Tools & Resources Coverage Comparison What life insurance options are there? Compare Options Life Insurance Calculator How much life insurance do I need? Go To Calculator Member Benefits What additional benefits are available? View Member Benefits Chat with a BetterLife Insurance Agent Set up a 30 minute appointment to get all of your questions answered by one of our licensed life insurance agents. We can meet in person, over the phone, or with a video meeting! Request an Appointment A Different Kind of Life Insurance Company Make a Payment Policy Owner Services Secure Logins Privacy Policy W0118C, rev 06/15/2020 BetterLife is authorized to conduct business in 17 states (Arizona, Colorado, Illinois, Iowa, Kansas, Louisiana, Michigan, Minnesota, Nebraska, North Dakota, Ohio, Oklahoma, South Dakota, Texas, Washington, Wisconsin, and Wyoming) and is currently conducting business as BetterLife Insurance Company in Oregon. Products issued by BetterLife are available to applicants who meet membership, insurability, U.S. citizenship, and residency requirements. Not all products described are available in all states. Guarantees are backed by the financial strength and claims-paying ability of BetterLife.