I am a Professional investor BE, English About Responsibility Capabilities Views Contact Search English Views AIQ: Investment Thinking AIQ: Cleaning Up Capitalism Aligning people, profit and the planet READ MORE Recent AIQ features A fair COP: Why social justice is vital to climate action 22 OCT 2021 For too long, issues of justice and equality have been left out of the climate conversation. But policymakers, companies and investors are slowly beginning to acknowledge the social dimensions of climate action. Read more We need to talk about waste: Tackling renewable energy’s dirty secret 21 OCT 2021 Renewable energy has a vital role to play if the world is to combat climate change. But its widespread adoption comes with a price. As older installations come to the end of their useful life, countries urgently need to work out what to do with the waste. Read more Cleaning up: Transforming finance for a net zero-world 20 OCT 2021 To align with net-zero emissions targets, the financial system needs a radical transformation. Can it get there and, if it does, what should it look like in 2050? Read more Counting emissions and accounting omissions: The struggle to measure, monitor and manage corporate net-zero efforts 19 OCT 2021 Internalise the climate externality. That is the major task facing policymakers and corporate executives. However, this requires accurate measurement and incorporation into financial accounts and neither are straightforward. Read more AIQ: Cleaning Up Capitalism To tackle the climate crisis, economies and markets need a systems reboot. In AIQ: Cleaning Up Capitalism, we examine what it will take to get us back on track to achieve net zero; from transforming the financial system and accounting, to decarbonising heavy industries and ensuring polluters pay. FIND OUT MORE AIQ: The Tech Edition Bill Gates famously noted: “We always overestimate the change that will occur in the next two years and underestimate the change that will occur in the next ten.” We explore the wide-ranging investment implications of innovation and technological progress in AIQ: The Tech Edition. FIND OUT MORE The Little Book of Data Visual vignettes to help us better understand the world and provoke thought, sign up to receive our hard copy coffee table book of data visualisations, The Little Book of Data. FIND OUT MORE AIQ 014: The Tech Edition The taming of the few Regulatory authorities around the world are targeting the big US tech giants. However, while investors need to keep a watchful eye on developments, Big Tech’s stranglehold and influence on numerous economic sectors will be hard to loosen. Read more China’s Big Tech crackdown Like Washington and Brussels, Beijing is worried about the growing power of large technology companies. But China’s regulators are taking swifter, more radical action than their peers in the West. Read more In brands we trust The tech-driven trend toward direct-to-consumer is transforming consumer brands, their intermediaries and their marketing. Intimate relationships with customers and new shopping experiences are alluring, but companies must tread a fine line between hyper-personalisation and intrusion. Read more Quantum leap Quantum computers have the potential to shake up finance, cybersecurity and other sectors. But investors hoping to profit from the new technology must be patient – and separate reality from hype. Read more View all The Tech Edition features AIQ 013: The Now Normal What a carve up! The future of the internet Commercial and geopolitical forces are threatening to fracture the internet into competing regimes, making it harder for companies to operate across borders and potentially limiting their growth. We explore the implications for investors. Read more Building back better: The path to net zero While much of the world’s focus continues to be on tackling the COVID-19 pandemic, the climate crisis also requires urgent attention. The number of countries and companies supporting the move to a lower-carbon world is growing, but practical challenges remain. How can we build back better after COVID, and navigate to a cleaner, safer and sustainable world? Read more Cutting loose: COVID-19 deals globalisation a further blow Globalisation’s image problem may have been further tarnished by the pandemic, but can political leaders use the crisis to reform it for the better and resist the urge to abandon it altogether? Read more Virtual reality: How COVID-19 is reshaping the world of work While the coronavirus pandemic has devastated livelihoods, it also presents an opportunity for companies and policymakers to reinvent the world of work. The future is full of possibilities – but no easy answers. Read more View all Now Normal features AIQ 012: The Risk Edition Roll of the dice: Risk and resilience in an age of uncertainty The coronavirus pandemic has highlighted the difficulties of managing risk in an increasingly globalised and interconnected world. We explore how organisations can stay resilient through an era of radical change. Read more The evolution of ESG: More than just a risk mitigator Once dismissed as a virtuous endeavour that compromised investment returns, the ability to gain a more holistic view of risk by considering environmental, social and governance factors is increasingly appreciated by investors. We assess the evolution of ESG across asset classes, as well as its role as a risk mitigator and opportunity spotter. Read more The Technocrat: Lord Adair Turner With developed economies stuck in a high-debt and low interest rate trap, the former head of Britain’s financial watchdog believes central banks should break a long-held taboo and finance governments directly. Read more Economics and ethics: Why diversity matters In business, diversity can be the difference between success and failure. But while progress towards it has been frustratingly slow in many areas, the pressure is mounting on companies to act. Read more View all Risk Edition features AIQ 011: The Climate Edition Climate change: The journey from denial to crisis More than 40 years since a senior NASA scientist told US Congress of concerns about human activities disrupting the climate, experts are warning of an impending climate catastrophe and the financial sector is wrestling with the implications. Read more Why asset managers cannot be passive on climate change As active investors step up their engagement efforts on the climate crisis, discussions need to be at the CEO rather than board level, argues David Cumming. Read more Apathy, anger, action: The psychology of climate change Psychological barriers can prevent people from acting to avert the climate threat, even when they recognise the problem. So how can we best engage individuals, companies and communities in the quest for solutions? Read more Stranded! When assets become liabilities Until recently, many investors made light of dire warnings of the risks posed by assets becoming “stranded” by climate change. However, as the threat becomes reality, fears are mounting that whole industries could be wiped out. Read more View all Climate Edition features AIQ 010: Connected Thinking Link: Embracing the power of connected thinking In an increasingly complex world, understanding the connections between people and ideas is crucial. AIQ looks at how organisations can put connected thinking into practice. Read more Analogies and models: Two approaches to thinking connectedly In an effort to understand how best to approach idea generation and collaboration, two critical components of successful investing, AIQ speaks to leading academics in the fields of analogical and model thinking. Read more The moral philosopher’s curse Marte Borhaug explores the ethical dilemmas and unintended consequences that can result from trying to do the right thing. Read more In search of a free lunch Correlations between groups of assets and within individual asset classes have changed in unexpected ways thanks to a decade of easy monetary policy. Our portfolio managers tell us what impact this has had on the way they manage money. Read more View all Connected Thinking features AIQ 009: Emerging Markets ESG: A keystone for stronger emerging markets Economic development is at a crossroads for emerging markets, and the road ahead will need to be paved with environmental, social and governance considerations. Read more Debt, consumers and technology: Three trends that will define China How China deals with the challenges of rising debt, a transition to a consumer economy and the technological ‘arms race’ with the West will have big implications for investors. Read more The EM competition for capital The Chinese economy is attracting more foreign capital due to structural changes and its belated entry into major bond and equity indices. These shifts could have significant implications for other emerging markets. Read more Us vs them: Ian Bremmer on politics, trade and technology We speak to the political scientist about the long-term themes affecting emerging markets, from the trade war to technological automation to climate change. Read more View all Emerging Markets features AIQ 008: The Future Edition The AIQ Podcast: Future of retirement The idea that in one’s sixties it might be time to step out of work and retire into a life of leisure is relatively recent. But with more people living longer, expectations of retirement are being reshaped. Read more The future of retirement The idea that in one’s sixties it might be time to step out of work and retire into a life of leisure is relatively recent. But with more people living longer, expectations of retirement are being reshaped. Read more The trouble with capitalism Around the world, political and economic liberalisation have gone hand in hand since the early 1980s. However, as more countries turn to populist leaders, could the world be about to fall out of love with free-market economics too? Read more The future of energy: Peak oil and the rise of renewables As we approach ‘peak oil’, what does this mean for the fossil fuel industry and alternative sources of energy? Read more View all Future Edition features AIQ 007: Ethics and Alpha Director or dictator ? If Google or Baidu didn’t exist, would we have search engines? If Mark Zuckerberg hadn’t dreamt up Facebook in his dorm room, would we have social media platforms? Read more Ethics and Alpha In search of clarity, we set out to provide a wayfinding tool for investors by trawling through the academic literature, interviewing the experts and contrasting the theory with reality. And while our focus is on equity markets, we also touch on some of the key factors to consider in fixed income and real assets. Read more The AIQ Podcast: Ethics & Alpha In this latest episode of the AIQ Podcast, we interview Steve Waygood, Chief Responsible Investment Officer, in search of some clarity on investing responsibly. Read more AIQ 006: Behavioural Finance AIQ 005: Millennials The AIQ Podcast: The fall and rise of millennials This latest episode of the AIQ Podcast explores the fall and rise of the millennial generation. Read more AIQ 004: China's Future Previous editions AIQ 003: Artificial Intelligence We focus on the revolutionary area of artificial intelligence which, depending on your perspective, will transform humankind for the better or lead to a dystopian future where machines control the planet. Technology features prominently elsewhere in this issue, as we look at Big Data and 3D printing. We also consider a world without central bank support and the future of asset management. READ MORE AIQ 002: Spheres of Influence We look at whether national self-interest in the US, China and Russia will lead to the emergence of new ‘spheres of influence’, and the potential economic and market ramifications. In this issue, we also take a look at how robo advice is shaking up the intermediary market, the fintech revolution in China and why demographic shifts will be a major driver of investment performance. READ MORE AIQ 001: The Amazon Effect We consider the insatiable ambition of Amazon to conquer new markets. Also in this issue, Aviva Investors’ CEO Euan Munro outlines what the asset management industry needs to do to win back public trust; while US policymaker Andy Stern makes his case for a universal basic income. READ MORE AIQ Investment Thinking Get our perspective on key themes influencing investment markets globally. Read more House View A quarterly publication which encapsulates the thinking of our investment team. 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