Skip navigation Skip to chatbot Personal Private Wealth Business Commercial Capital Markets Search Find us Support EN Login Bank Accounts Credit Cards Mortgages Loans & Lines of Credit Investments Financial Planning Insurance Ways to Bank About BMO adviceDirect overviewHow it worksPricingPremiumPreviewLearning centre Online Investing adviceDirect An investing platform that combines online investing with personalised advice and support. Start investing today with a minimum balance of $10,000. 24/7 portfolio monitoring so you can rest easy Personalized investment advice when you need it Buy/sell recommendations based on your investor profile and risk tolerance Dedicated advisor support at your fingertips OPEN AN ACCOUNT LET US CONTACT YOU Special offer: Get up to $2,500 cash back when you open your account. Learn more How adviceDirect works for you .__3tu9G7f__a,.__3tu9G7f__b,.__3tu9G7f__c,.__3tu9G7f__d,.__3tu9G7f__e,.__3tu9G7f__f,.__3tu9G7f__m,.__3tu9G7f__n,.__3tu9G7f__o{fill:none;}.__3tu9G7f__a{stroke:#73c2e9;}.__3tu9G7f__a,.__3tu9G7f__c,.__3tu9G7f__d,.__3tu9G7f__e,.__3tu9G7f__f,.__3tu9G7f__g,.__3tu9G7f__i,.__3tu9G7f__j,.__3tu9G7f__k,.__3tu9G7f__m,.__3tu9G7f__n,.__3tu9G7f__o{stroke-linecap:round;}.__3tu9G7f__a,.__3tu9G7f__b,.__3tu9G7f__c,.__3tu9G7f__d,.__3tu9G7f__m,.__3tu9G7f__n,.__3tu9G7f__o{stroke-miterlimit:10;}.__3tu9G7f__a,.__3tu9G7f__b,.__3tu9G7f__c,.__3tu9G7f__d,.__3tu9G7f__e,.__3tu9G7f__f,.__3tu9G7f__g,.__3tu9G7f__i,.__3tu9G7f__j,.__3tu9G7f__k,.__3tu9G7f__m,.__3tu9G7f__n,.__3tu9G7f__o{stroke-width:3px;}.__3tu9G7f__b,.__3tu9G7f__d,.__3tu9G7f__g,.__3tu9G7f__j{stroke:#0079c1;}.__3tu9G7f__c{stroke:#001928;}.__3tu9G7f__e,.__3tu9G7f__n{stroke:#005587;}.__3tu9G7f__f,.__3tu9G7f__k,.__3tu9G7f__o{stroke:#73c3eb;}.__3tu9G7f__g,.__3tu9G7f__l{fill:#fff;}.__3tu9G7f__g,.__3tu9G7f__j{stroke-linejoin:round;}.__3tu9G7f__h,.__3tu9G7f__i,.__3tu9G7f__j,.__3tu9G7f__k{fill:#c1e7ff;}.__3tu9G7f__i{stroke:#70c0eb;}.__3tu9G7f__m{stroke:#0d79be;}.__3tu9G7f__p{fill:#231f20;} 24/7 Portfolio monitoring You're notified when an adjustment is needed to keep your portfolio balanced. .__38VW3JJ__st0{fill:#FFFFFF;} .__38VW3JJ__st1{fill:#C1E7FF;} .__38VW3JJ__st2{fill:none;stroke:#005587;stroke-width:3;stroke-linecap:round;stroke-linejoin:round;} .__38VW3JJ__st3{fill:none;stroke:#0079C1;stroke-width:3;stroke-linecap:round;stroke-linejoin:round;} .__38VW3JJ__st4{fill:none;stroke:#73C3EB;stroke-width:3;stroke-linecap:round;stroke-linejoin:round;} .__38VW3JJ__st5{fill:#001928;} .__38VW3JJ__st6{fill:none;stroke:#001928;stroke-width:3;stroke-linecap:round;stroke-linejoin:round;} Personalized advice We get to know you as an investor and provide guidance tailored to your investment style and objectives. Buy/sell recommendations Receive unique, easy-to-follow trade recommendations based on leading investment research. Dedicated advisor support Our licensed advisors are a phone call away to help you with specific and broad investing decisions. Your expertise, our advice. adviceDirect gives you the power, with everything in one place to help you take charge of your investments. Get unbiased recommendations, continuous monitoring of your portfolio and personalized support from licensed advisors, all so you can trade with confidence. Discover how adviceDirect can work for you. LEARN MORE play video What adviceDirect costs Only adviceDirect offers the custom advice of a financial advisor, at a fraction of the cost. Your all-inclusive fee contains tools, research, recommendations and a number of included trades and support from our team of advisors. 0.75%: For all assets between $10,000 and $500,000. $3,750 maximum fee: When you invest $500,000+ or more . The more assets you have, the lower your average fee. Note: A minimum balance of $10,000 is required to open an account. All fees are calculated on an annual basis. LEARN MORE Compare your adviceDirect options Find your match, based on your investment preferences. Choose an adviceDirect account or opt for more personalised financial planning with adviceDirect Premium. Wondering if adviceDirect is right for you? Open a free adviceDirect Preview account to sample some of its functionalities. chart comparing the features of different B M O online investing accounts adviceDirect Preview Sample adviceDirect for free .__3tu9G7f__a,.__3tu9G7f__b,.__3tu9G7f__c,.__3tu9G7f__d,.__3tu9G7f__e,.__3tu9G7f__f,.__3tu9G7f__m,.__3tu9G7f__n,.__3tu9G7f__o{fill:none;}.__3tu9G7f__a{stroke:#73c2e9;}.__3tu9G7f__a,.__3tu9G7f__c,.__3tu9G7f__d,.__3tu9G7f__e,.__3tu9G7f__f,.__3tu9G7f__g,.__3tu9G7f__i,.__3tu9G7f__j,.__3tu9G7f__k,.__3tu9G7f__m,.__3tu9G7f__n,.__3tu9G7f__o{stroke-linecap:round;}.__3tu9G7f__a,.__3tu9G7f__b,.__3tu9G7f__c,.__3tu9G7f__d,.__3tu9G7f__m,.__3tu9G7f__n,.__3tu9G7f__o{stroke-miterlimit:10;}.__3tu9G7f__a,.__3tu9G7f__b,.__3tu9G7f__c,.__3tu9G7f__d,.__3tu9G7f__e,.__3tu9G7f__f,.__3tu9G7f__g,.__3tu9G7f__i,.__3tu9G7f__j,.__3tu9G7f__k,.__3tu9G7f__m,.__3tu9G7f__n,.__3tu9G7f__o{stroke-width:3px;}.__3tu9G7f__b,.__3tu9G7f__d,.__3tu9G7f__g,.__3tu9G7f__j{stroke:#0079c1;}.__3tu9G7f__c{stroke:#001928;}.__3tu9G7f__e,.__3tu9G7f__n{stroke:#005587;}.__3tu9G7f__f,.__3tu9G7f__k,.__3tu9G7f__o{stroke:#73c3eb;}.__3tu9G7f__g,.__3tu9G7f__l{fill:#fff;}.__3tu9G7f__g,.__3tu9G7f__j{stroke-linejoin:round;}.__3tu9G7f__h,.__3tu9G7f__i,.__3tu9G7f__j,.__3tu9G7f__k{fill:#c1e7ff;}.__3tu9G7f__i{stroke:#70c0eb;}.__3tu9G7f__m{stroke:#0d79be;}.__3tu9G7f__p{fill:#231f20;} No funding required adviceDirect Trade online with expert advice $10,000 minimum account size adviceDirect Premium adviceDirect + dedicated advisor and financial planning $500,000 minimum account size Research and securities ratings You can access investment research, with limited functionality, with an adviceDirect Preview account (Limited functionality) You can access investment research with an adviceDirect account You can access investment research with an adviceDirect Premium account Trade ideas You can access trade ideas, with limited functionality, with an adviceDirect Preview account (Limited functionality) You can access trade ideas with an adviceDirect account You can access trade ideas with an adviceDirect Premium account Watchlists You can access watch lists, with limited functionality, with an adviceDirect Preview account (Limited functionality) You can access watch lists, with an adviceDirect account You can access watch lists with an adviceDirect Premium account Portfolio evaluation You can get a limited/basic portfolio evaluation with an adviceDirect Preview account (Limited functionality) You can get a portfolio evaluation with an adviceDirect account (MyAdvice) You can get a portfolio evaluation with an adviceDirect Premium account (MyAdvice) Online trading You can trade online with an adviceDirect account You can trade online with an adviceDirect Premium account Trade recommendations You can access trade recommendations with an adviceDirect account You can access trade recommendations with an adviceDirect Premium account Personalized advice with adviceDirect advisors You have access to personalized advice with adviceDirect advisors with an adviceDirect account You have access to personalized advice with adviceDirect advisors with an adviceDirect Premium account Dedicated one-to-one adviceDirect advisor relationship You have access to a dedicated one-to-one adviceDirect advisor relationship with an adviceDirect Premium account Access to financial planning LEARN MORE OPEN AN ACCOUNT SEE HOW IT WORKS You have access to wealth financial planning with an adviceDirect Premium account LEARN MORE Accounts available with adviceDirect Registered accounts These accounts are registered with the federal government and offer you certain tax incentives. Registered accounts can help with retirement investing, saving for education or a large purchase, and more. Great for: Investing in the future while getting tax incentives. Accounts offered: TFSA, RRSP, RESP, RRIF T F S A, R R S P, R E S P, R R I F LEARN MORE Non-registered accounts Locked-In accounts Corporate and non-personal accounts Investment types available with adviceDirect Stocks Stocks are easily tradeable units of ownership in a publicly traded company. Get access to stock trading on the major North American exchanges, including the Toronto Stock Exchange (TSX), the New York Stock Exchange (NYSE) and NASDAQ. Stocks are easily tradeable units of ownership in a publicly traded company. Get access to stock trading on the major North American exchanges, including the Toronto Stock Exchange T S X, the New York Stock Exchange N Y S E and N A S D A Q. ETFs Exchange traded funds (ETFs) are a combination of equities, fixed income and other assets. They can be traded just like stocks, and come with typically low management fees. Exchange traded funds are a combination of equities, fixed income and other assets. They can be traded just like stocks, and come with typically low management fees. Mutual Funds A mutual fund pools your money with other investors to buy a portfolio of investments overseen by a portfolio manager. They are easy to purchase with low investment amounts. .__1rlgRRc__a,.__1rlgRRc__b,.__1rlgRRc__d{fill:none;}.__1rlgRRc__b{stroke:#0776ba;}.__1rlgRRc__b,.__1rlgRRc__c,.__1rlgRRc__d{stroke-linecap:round;stroke-linejoin:round;stroke-width:2px;}.__1rlgRRc__c{fill:#fff;}.__1rlgRRc__c,.__1rlgRRc__d{stroke:#0075be;} GICs A guaranteed investment certificate (GIC) is a secure investment that guarantee 100% of your principal, meaning your initial investment is safe, no matter what the market does. A guaranteed investment certificate G I C is a secure investment that guarantee 100% of your principal, meaning your initial investment is safe, no matter what the market does. .__3DSoicw__a{fill:#0075be;fill-rule:evenodd;}.__3DSoicw__b{fill:none;} Bonds Bonds are fixed-income contracts that function like loan agreements between investors and borrowers. InvestorLine adviceDirect FAQs InvestorLine adviceDirect Frequently asked questions Who is adviceDirect for? What is the minimum amount I need to open an adviceDirect account? How can I open an adviceDirect account? How can I transfer accounts or investments from another account? What are my investment recommendations based on? Have additional questions? Visit our FAQ page. Not sure if adviceDirect is right for you? We've got other online investing options. InvestorLine Self-Directed Online trading You've got this! Take control of your investments, from research and trading to tracking your portfolio's progress. LEARN MORE InvestorLine adviceDirect Online trading with advice You're in charge of trading. We'll provide personalized advice support from registered investment advisors, but you make the decisions. BMO SmartFolio B M O SmartFolio Online portfolio management Get matched with a portfolio based on your goals and we'll take care of the day-to-day investment management. LEARN MORE Have questions? That’s what we’re here for Let's connect Call or have us call you about investment options. LET US CONTACT YOU 1-888-776-6886 Schedule a virtual meeting Select a date and time that works for you, to meet with one of our agents. BOOK NOW .__2gsOOf3__a{fill:#fff;}.__2gsOOf3__b{fill:#bedceb;}.__2gsOOf3__b,.__2gsOOf3__c,.__2gsOOf3__d,.__2gsOOf3__e,.__2gsOOf3__k{fill-rule:evenodd;}.__2gsOOf3__c,.__2gsOOf3__d,.__2gsOOf3__e,.__2gsOOf3__g,.__2gsOOf3__i,.__2gsOOf3__j,.__2gsOOf3__k,.__2gsOOf3__l{fill:none;}.__2gsOOf3__c,.__2gsOOf3__g{stroke:#005587;}.__2gsOOf3__c,.__2gsOOf3__d,.__2gsOOf3__e,.__2gsOOf3__g,.__2gsOOf3__i,.__2gsOOf3__j,.__2gsOOf3__k{stroke-linecap:round;stroke-linejoin:round;stroke-width:3px;}.__2gsOOf3__d{stroke:#73c3eb;}.__2gsOOf3__e,.__2gsOOf3__i{stroke:#0079c1;}.__2gsOOf3__f{fill:#001928;}.__2gsOOf3__h{fill:#73c3eb;}.__2gsOOf3__j,.__2gsOOf3__k{stroke:#001928;} Let's chat virtually Meet us for a virtual face to face about online investing. START A LIVE CHAT NOW chatbot bubble Quick navigation adviceDirect overview How it works Pricing adviceDirect Premium adviceDirect Preview FAQs Forms Contact us Disclosures Privacy Legal Security Conflicts of Interest Relationship Disclosure Member - Canadian Investor Protection Fund , opens in a new tab Know Your Advisor: IIROC AdvisorReport