HOME ACCOUNTS LOANS SERVICES RATES ABOUT US MEMBER RESOURCES Fee Schedule FEE SCHEDULE – Effective June 1, 2019 REGULAR SHARE ACCOUNT Basic Value Advantage Deluxe Minimum balance to maintain an account $5.00 $5.00 $5.00 $5.00 Account closed within 90 days of opening $25.00 $25.00 $25.00 $25.00 Money Market Savings Account Basic Value Advantage Deluxe Minimum balance to earn dividends $50.00 $50.00 $50.00 $50.00 Money Market Checking Account Basic Value Advantage Deluxe Minimum balance to earn dividends $10,000.00 $10,000.00 $10,000.00 $10,000.00 Class A Money Market Savings Account Basic Value Advantage Deluxe Minimum balance to earn dividends $2,500.00 $2,500.00 $2,500.00 $2,500.00 Class A Money Market Savings Account limitations of 6 withdrawals per month apply. On the 7th and 8th withdrawal, a fee of $5.00 per withdrawal applies. On the 9th withdrawal the account will be closed and the funds will be transferred to your share 01 (savings) account. If the account is closed due to exceeding limitations two (2) times, you may not be able to reopen a Class A – Money Market Savings account for 4 months. CHECKING ACCOUNT FEES Basic Value Advantage Deluxe Non-sufficient funds charge $35.00 $35.00 $35.00 1 waived per yr Uncollected funds charge $35.00 $35.00 $35.00 1 waived per yr Courtesy Pay charge due to NSF/Uncollected funds $35.00 $35.00 $35.00 1 waived per yr ACH NSF $35.00 $35.00 $35.00 1 waived per yr Bill Pay NSF Fee $35.00 $35.00 $35.00 1 waived per yr Returned ATM deposits $35.00 $35.00 $35.00 $35.00 Returned Shared Branch Deposits $35.00 $35.00 $35.00 $35.00 Returned (me to me) checks from other institutions $40.00 $40.00 $40.00 $40.00 Overdraft Transfer Fee $2.00 FREE FREE FREE Stop Payment Fee $35.00 $35.00 $35.00 $35.00 Stop Payment for range of checks (per book if lost) $35.00 $35.00 $35.00 $35.00 ACH Stop Payment Fee $35.00 $35.00 $35.00 $35.00 Foreign ATM Withdrawal, Balance Inquiry $2.00 $1.50 $1.00 FREE Foreign ATM is any ATM that is not operated by Presto (Publix), CU24, CUHere, MoneyPass. Issue of first Debit/Check Card with pin number FREE FREE FREE FREE Replacement of Debit/Check Card (per card) FREE FREE FREE FREE Express (3 Days) $75.00 $75.00 $75.00 $75.00 Replacement of PIN number (Debit) FREE FREE FREE FREE OTHER SERVICES AND FEES Basic Value Advantage Deluxe Temporary Checks (per page) 2 pages free per quarter, $2.50 thereafter FREE FREE FREE Shared Draft (check) Orders Cost Cost Cost Cost Senior (50 and over) Draft (check) orders – Standard checks only FREE FREE FREE FREE Cashier’s Check Fee $5.00 $3.00 FREE FREE Cashier’s Check Exchange Fee – charge to dealer $35.00 $35.00 $35.00 $35.00 Suspension of payment on a Cashier’s Checks (Indemnity Bond Required) $35.00 $35.00 $35.00 $35.00 Visa Gift Cards $4.00 $4.00 $4.00 FREE Dormant Account Fees $5.00 $5.00 $5.00 $5.00 Returned Mail Fee – Per Month $5.00 $5.00 $5.00 $5.00 Regular Mailed Monthly/Quarterly Paper Statements $1.00 $1.00 $1.00 FREE E-Statements FREE FREE FREE FREE Statement Copy $5.00 each $5.00 each $5.00 each $5.00 each Statement Copies (older than 3 calendar years) – Per Hour $30.00 $30.00 $30.00 $30.00 Statement Copy (Certified) $10.00 $10.00 $10.00 $10.00 History of account (Per Page) $1.00 each $1.00 each FREE FREE Research/Reconciliation Fee (per hour) $30.00 $30.00 $30.00 $30.00 Research/Reconciliation Fee Minimum $15.00 $15.00 $15.00 $15.00 Copies of processed checks $5.00 each $5.00 each 10 Free (current year) then $5 each 10 Free (current year) then $5 each</td Copies of other documents (per page) $5.00 $5.00 $5.00 $5.00 Online Banking FREE FREE FREE FREE Bill Payment FREE FREE FREE FREE Garnishment/Levy/Tax Lien Processing $150.00 $150.00 $150.00 $150.00 Calls to Member Service Center for Balance Inquiries/Withdrawals/Transfers (Transactions that can be completed using MFFCU’s Home Banking and/or Fireline) $1.00 $1.00 FREE FREE Rejected ACH (After 3 of same item) $10.00 $10.00 $10.00 $10.00 Delinquent Loan Transfer Fee $5.00 $5.00 $5.00 $5.00 Delinquent Visa Transfer Fee $5.00 $5.00 $5.00 $5.00 SHARED BRANCHING NETWORK Basic Value Advantage Deluxe Withdrawals $1.50 2 free, $1.50 thereafter 3 free, $1.50 thereafter 4 free, $1.50 thereafter Deposits $1.50 2 free, $1.50 thereafter 3 free, $1.50 thereafter 4 free, $1.50 thereafter WIRE TRANSFERS Domestic Wires (Incoming) $10.00 $10.00 $10.00 $5.00 Domestic Wires (Outgoing) $20.00 $20.00 $20.00 $15.00 International Wires (Incoming/Outgoing) $35.00 $35.00 $35.00 $25.00 TRAVELER’S CHEQUES Basic Value Advantage Deluxe Traveler’s Cheques Fee – per $100 $1.00 $1.00 Free Free SAFE DEPOSIT BOX RENTALS Basic Value Advantage Deluxe 3X5 $30.00 $30.00 $30.00 $30.00 5X5 $40.00 $40.00 $40.00 $40.00 3X10 $50.00 $50.00 $50.00 $50.00 5X10 $80.00 $80.00 $80.00 $80.00 10X10 $125.00 $125.00 $125.00 $125.00 Key Deposit $10.00 $10.00 $10.00 $10.00 Lost Keys Drill Box Cost Cost Cost Cost Lost Key Replacement $20.00 $20.00 $20.00 $20.00 DISCOUNT/BONUS RATES Basic Value Advantage Deluxe Discount rate from base rate for Consumer Loans (Secured) 0.00% 0.00% -0.15% -0.25% Bonus rate from base dividend rate for Certificates 0.00% 0.00% +0.15% +0.25% Download our Fee Schedule (PDF – new window/tab) (new window/tab) QUICK LINKS ACCOUNTS LOANS RATES CONTACT US CONNECT WITH US We are on Facebook and Twitter. Follow us! You’ll find plenty of useful information such as tips for budgeting, links to webinars, and information on services that will make your life easier (new window/tab) (new window/tab) NEWSLETTER Keep up to date with our latest news. NEWSLETTER SECURITY CENTER Your credit union makes it a top priority to protect member accounts from unauthorized access, theft and fraud. We have various safeguards in place to prevent and detect account fraud before it happens, we will notify you immediately should we detect any suspicious activity. SECURITY CENTER Discover more of what we have to offer! Privacy Policy | Accessibility | Sitemap Linked websites are not under the control of Miami Firefighters FCU. We are not responsible for the contents of any linked site or any link contained within a linked site. The privacy or security policies at a linked site may be different from those practiced at Miami Firefighters FCU and you should review the privacy policy of any linked site. CONTACT US 305.324.4004 | 800.426.3324 memberservices@mffcu.org | loans@mffcu.org Hours - Mon-Fri: 7:30AM – 3:30PM 1111 NW 7th St, Miami, FL 33136 (new window/tab) CONNECT WITH US (new window/tab) (new window/tab) (new window/tab) Routing Number: 266080372 NMLS# 803658 © 2021 Miami Firefighters Federal Credit Union