Personal | Intermediaries Menu Life Insurance Get the right life insurance for you and your family Get a Quote What is life insurance? Life insurance is a policy that provides financial support for families and loved ones in the case of unexpected bereavement. The policy provides your loved ones with financial support in a single payment or regular payments at one of life’s most unimaginable times. Usually meant as a way to manage everyday financial commitments, remove debts or even free themselves from large financial obligations like mortgages. Why choose Fluent Money for insurance? Consult with one of our staff members about both your family’s and your own needs if the unthinkable should happen. Tailored advice for cover for your situation and needs Policies offered with an outcome of either one large payment or regular payments to spread the protection for longer Policies begin from £3.99 for larger plans, you will always be offered the most suitable plan for your needs and circumstances What types of life insurance are available? Term assurance Term assurance is a most used option for life insurance as the policyholder is covered for a fixed period of time, which offers added security for your loved ones if the unexpected were to happen. This type of policy has more conditions; for example a payment for the claim is only made on the policy for the period of the policy, for example 5-40 years Whole-of-life Whole of life insurance is a policy which covers you from the start of the policy until a claim is made on the policy. This is a comprehensive life insurance, as the policy doesn’t just cover you for a fixed period but your whole life. However this type of cover does tend to have higher premiums, due to the nature of the policy. For more in depth information about this policy contact Fluent Money and talk to one of our advisors. FAQs Why should I get life insurance? What do I need to apply for life insurance? Does life insurance payout? How long does it take for a life insurance claim to be paid? Why our customers recommend Fluent Money We’re one of the UK’s favourite finance brokers. Don’t believe us? See what our customers have to say: Got a question about life insurance? If you would prefer to speak to someone, to talk talk through all of your options please get in touch below or give us a call. Get a Quote How We Can Help Mortgages Secured Loans Insurance Bridging Unsecured Loans About Us Who We Are Meet the Team Directors CSR Policy Legal Information Contact Get in Touch How to Complain Useful Links Careers Data Protection & Your Privacy Terms & Conditions Cookie Policy Fluent Money and Fluent Protect are trading names of Fluent Mortgages Ltd, registered in England and Wales. Company Registration No. 5962939. Registered Office: 102 Rivington House, Chorley New Road, Horwich, Bolton BL6 5UE. Fluent Mortgages Ltd is authorised and regulated by the Financial Conduct Authority. Firm registration number 458914. See www.fca.org.uk. We are an insurance broker, not an insurer. © 2021 Fluent Money. All rights reserved. We use cookies on our website. If you would like to learn more about the how we use the cookies please click the Cookie Policy button. If you are happy to use the cookies please click OK.OKCookie Policy