Explore Products Claims About Us Resources 1-855-347-3939 , Call Us Log In Umbrella Insurance Protect your assets with extra liability coverage PRODUCT Umbrella 1-877-777-1783 Monday - Friday: 8:00am to 8:00pm Eastern Time Home InsuranceUmbrella Insurance Go beyond the limits of regular insurance with umbrella coverage from Progressive You’ve heard the term and know it’s important, but you still may be asking: What is umbrella insurance? Personal umbrella coverage exists to protect you and your family when you’ve exceeded the limits on your auto and/or homeowners policy. Your assets, home equity, retirement savings and more could be at risk from legal liability claims without the right level of coverage. You can choose up to $5 million in added liability protection on your umbrella policy—safeguarding the lifestyle you've worked hard for. What does umbrella insurance cover? An umbrella insurance policy extends well beyond your home and auto insurance. You’ll have the flexibility to select a liability limit that best protects your assets, all the way up to $5 million. You may also be covered for the following: Personal injury coverage: for claims of libel, slander, defamation of character and more Worldwide coverage: for incidents that happen abroad Vacation rental liability: protection for accidents involving boats, jet skis, scooters and other rentals Defense coverage: for legal fees and court costs Avoid paying out of pocket if you’re liable on a large claim Consider this scenario: You're sued for $1 million after an auto accident or an incident on your home or property. However, your insurance only covers up to $500,000 in damages (which is often the highest amount of liability insurance available for standard home and auto insurance). Your umbrella policy will cover the remaining $500,000 you're responsible for. Who needs umbrella coverage? Progressive's personal umbrella insurance isn't just for the wealthy. It's for everyone. That's why we offer comprehensive and affordable protection. Regardless of the car you drive or if you’re a homeowner, condo owner or renter, you could be vulnerable to legal action and large judgments. You’ll also want extra protection if you have an ATV, RV, boat, or motorcycle. You can buy a personal umbrella policy anywhere in the United States. Get an umbrella insurance quote today 1-877-777-1783 Insurance Car Insurance Home Insurance Progressive Answers Explore All Products Our Company About Us Careers Investors Newsroom Quick Links Continue Previous Quote Report a Claim Make a Payment PerkShare Connect 1-855-347-3939 Contact Us Progressive App Become a Partner Search / Keywords Facebook Instagram Twitter YouTube Lifelanes Contact Us Site Map Accessibility Services Technical Help Privacy & Security Terms of Use Insurance Resources RANKED #1 WEBSITE FOR EASE OF USE Copyright 1995 - 2021. Progressive Casualty Insurance Company. All Rights Reserved. We offer insurance by phone, online and through independent agents. Prices vary based on how you buy. Δ Disclosure Discount varies and is not available in all states or situations.