MENU LOGIN Checking with Interest This much we know: You give Texans the right tools, and they'll get any job done right. You give them a whole lot of totally free banking tools, and there's no telling what they can achieve. View Locations Find a Branch Home Accounts Checking with Interest Pages Within Accounts Pages Within Accounts Use this dropdown to navigate the pages within Accounts Pages Within Accounts Certificates of Deposit Checking with Interest Health Savings IRAs Money Market Open an Account Savings Small Business Youth Checking with Interest Earn interest with an active checking (10+ card swipes monthly and e-statements) Have a lot of spare time? Probably not. Have a lot of money to waste? Definitely not. That's why the DATCU Checking with Interest embraces the concept of 'free.' We offer electronic banking tools and 24/7 access to your money, freeing up your time for work and family and everything else. And we hold the line on fees and surcharges, which frees up your money for the better things in life. Product Features Checkmark Free Online Banking Access your accounts all day and all night. Checkmark Free Bill Pay Fast, electronic way to make monthly payments. Checkmark Free e-Statements Get detailed account information without the paper. Checkmark Direct Deposit Why stand in line to deposit your paycheck? Checkmark Free Mastercard Debit Card Lots of convenience anytime you need it. Checking with Interest Yes, we hear you. We know that your money is important and that you want a great deal. That is why we offer Free Checking with Interest. We simply require a $25 deposit into a share savings account. Enjoy unlimited transactions with your free debit card, Direct Deposit services and a wide range of other great benefits. All without paying any monthly service fee. 55,000+ Surcharge-Free ATMs for DATCU Members* No Monthly Service Fee Interest ** Free Online Banking Free Mobile Banking Free Mobile Check Deposit Free e-statements Free Bill-Pay (with e-statements) Free Debit Mastercard * All DATCU members will have access to over 55,000 surcharge-free ATMs worldwide with the Allpoint ATM Network plus all 7-Eleven convenience stores. A surcharge is a fee charged by the operator for use of their ATM and/or by the automated transfer network. ** When you have an active checking account (10+ monthly transactions & e-statements) you will earn interest. How to Open a Checking with Interest Speak to a DATCU team member Visit a DATCU branch Get In Touch Call Us Contact Online Routing Number 311980725 Phone 940 387 8585 Find a Branch or ATM Open an Account Contact Us Reorder Checks Follow Us Facebook Twitter Download Our App Sitemap Website Accessibility Disclosures Privacy Policy Terms & Conditions Complaint Notification DATCU, a credit union in Texas, offers valuable banking solutions including checking accounts, savings accounts, auto loans, mortgages, credit cards, IRAs, CDs and much more. Bank online, with our mobile app, or visit one of our conveniently located branches in Aubrey, Corinth, Decatur, Denton, Flower Mound, Highland Village, Lewisville, Sanger or The Colony, TX. © DATCU 2018 Website by ZAG Interactive