ALERT: Communication for cardholders impacted by Natural Disasters. LEARN MORE Accessibility START SAVING NOW SIGN IN Special Offer Certificate of Deposit (CD) 0.60 % APY* 14 Months No minimum balance START SAVING NOW 0.50 % APY* No minimum balance High Yield Savings (HYS) No minimum balance Earn interest and access cash via ATM, online, and more. EXPLORE HYS Upto 1.00 % APY* No minimum balance Certificates of Deposit (CDs) No minimum balance Lock in your rate today and make your money work for you. EXPLORE CDS 0.35 % APY* No minimum balance Money Market Accounts (MMAs) No minimum balance Access cash and write checks while you earn interest. EXPLORE MMA Banking anywhere, anytime. Doing more for you—whether online or in the Synchrony Bank app—to keep you in control no matter what. Check balances, transfer funds, or deposit checks from almost anywhere, 24/7. That’s banking in sync with you. Not your average bank The Bankroll EP Control Revisit the basics A money moves album The Bankroll EP Hear from up-and-coming artists on original tracks sharing the cycle of financial empowerment. Because when you get it together today, you can go farther tomorrow. See their world and hear their stories. A little something we all need Control In today’s world, we’re all trying to hold on and figure out what’s next. Wouldn’t it be nice if your bank could help you do that? See how Synchrony Bank helps you bank on your terms. We’re here for you. Learn more about basic budgeting types Revisit the basics If you’re taking another look at your finances, it may be time to rethink how you’ve been approaching your budgeting. Go back to basics with our short refresher and see what’s best for your plan. Look back to rethink your options. Bank with confidence. Save and spend with peace of mind, knowing your Synchrony Bank accounts are FDIC-insured. For more security and protection information, read more Ready to read up? Grow your money smarts with information and insights from our Money Matters blog on a range of finance-focused topics. Read the latest articles from Millie magazine. 10 minutes SAVING & SPENDING 12 minutes Banking Terms Everyone Should Know SAVING & SPENDING 12 minutes Financial Planning for Those Who Don’t Like Finances WORK & RETIREMENT 18 minutes The Ultimate Guide to Calculating Your Retirement Savings, Income and Needs SIGN IN OPEN ACCOUNT Company Synchrony Account Agreement Online Privacy Policy Account Privacy Policy Online Terms Sitemap Help & Tools Bank Forms ATM Finder Mobile App Frequently Asked Questions Accessibility Routing: 021213591 *ANNUAL PERCENTAGE YIELD (APY): All APYs are accurate as of 11/27/2021. APYs are subject to change at any time without notice. Offers apply to personal accounts only. Fees may reduce earnings. For Money Market and High Yield Savings Accounts, the rate may change after the account is opened. A penalty may be imposed for early withdrawals on a CD. After maturity, if you choose to roll over your CD, you will earn the base rate of interest in effect at that time. The maximum APY shown for CDs and IRA CDs is for a 60-month CD with a balance of at least $25,000. See all CD rates and terms offered here. *According to the Attitude & Usage Studies for 2017-2019 conducted by Chadwick Martin Bailey. Additional Disclosures © 2021 Synchrony Bank. All Rights Reserved. Cookie Management Options By clicking “Accept All Cookies”, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. Want to learn more about cookies? Click here ACCEPT ALL COOKIES