Intermediaries Borrowers Investors About Contact INTERMEDIARY ONLY Buy-to-Let Finance products for experienced landlords purchasing or remortgaging properties located in England, Wales and Scotland. Suitable for investment properties only. Calculator Apply online Finance up to £3 million 2-year rates from 2.65% 5-year rates from 2.88% Max LTV 80% Terms length 7-30 years We've replaced LIBOR. Learn more on our FAQs Product guide Learn about our product Key features Highlights Interest cover ratio (ICR) assessed at 5% (125% @ pay rate for Corporate borrowers and 140% @ pay rate for basic rate, high and higher rate taxpayers on 5-year fixed pay rate product) utilising the market rental valuation Free Title Insurance applied to standard property and small House in Multiple Occupation (HMO) remortgage cases (subject to qualification) Flexible underwriting for portfolio landlords and no limits on portfolio sizes Support for providing property portfolio information. This can be in any form, provided it details the minimum required information Easy-to-use online Broker Portal Use of Open Banking Access to underwriters Assistance for Landlords incorporating portfolios when a LendInvest mortgage is already in place ICRs and assessment rates Applicant Single properties HMO/MUFB Basic-rate taxpayer (20%) 140% 130% Limited company & LLP 125% 130% Higher-rate taxpayer (40%) 140% 145% Additional-rate taxpayer (40%) 140% 145% Interest rates Fees and legal Borrower criteria Learn about who we lend to General Individuals Companies Portfolio landlords Property criteria Learn about what we lend on Accepted property types General requirements HMO/MUFB Holiday Let/Airbnb How to get in touch Find your local BDM Your dedicated, local BDM is ready to support you and your clients with every type of deal. Get in touch with them and get to work on your next deal. Your postcode Find BDM For Buy-to-Let enquiries, call us on 020 3846 6838 btlsales@lendinvest.com For Bridging or Development enquiries, call us on 020 3846 6886 enquiries@lendinvest.com SERVICE LEVELS Our current processing times Last updated: 19/11/2021 Application review 1 working day Documentation review 2 working days Processing and valuation instructions* 3 working days Valuation assessment / Offer** 5 working days Calls answered within 6 seconds (sales) Calls answered within 6 seconds (ops) * With a fully packaged case ** Providing all packaging requirements have been satisfied or met Track your application Buy-to-Let new enquiries 020 3848 6838 btlsales@lendinvest.com Pre-offer team 020 3905 9464 btlops@lendinvest.com Post offer team 020 3846 6874 btlcompletion@lendinvest.com Resources Download guides and reference documents BTL lending criteria (PDF) BTL rates guide (PDF) Legal fees (PDF) BTL training videos LIBOR replacement Why us? We’re making the process of accessing finance simpler Swift and simple We look to lend quickly and efficiently. We don't do maybes. When we say yes, we mean yes. Inhouse experts Our BDMs work with our case managers and underwriters to get back to you with a decision. Smart online tools Explore deal options with our calculators, get an instant quote, and track your case progress. Your Buy-to-Let loan is minutes away. Apply online for a free, no-commitment quote to find out how much you could borrow. Apply online Looking for something a little different? We can support you with a complete range of products from development through to sale. View other products Property insights Learn more about how our Buy-to-Let products work April 16, 2020 Case studies: Buy-to-Let remortgages We give details of three Buy-to-Let remortgages completed since the team began working remotely. Read more April 15, 2020 A day in the life of a remote Underwriter The marketplace for mortgages. Flexible funding for property investors, developers and landlords. Mortgage investments for income seekers. Read more Intermediaries Submitting business Calculators Resources Portal login Borrowers Products How it works Resources CBILS Payment deferrals Investors Individuals Institutions Investor log in Shareholder centre About Our story Blog Careers FAQs Media centre ESG Contact General Follow us This website is operated by LendInvest plc. All arrangements relating to the management of investments in alternative investment funds are undertaken by LendInvest Funds Management Limited, authorised and regulated by the Financial Conduct Authority (FRN: 624223). LendInvest Funds Management Limited is a private limited company and LendInvest plc is a public limited company, each registered in England and Wales (No. 07667749 and 8146929 respectively) at 8 Mortimer Street, London, W1T 3JJ. For investors, income and capital repayments are not guaranteed. Your capital is at risk. For borrowers, borrowing through LendInvest involves entering into a mortgage contract secured against property. Your property may be repossessed if you do not keep up repayments on your mortgage. Privacy policy Terms & conditions Your privacy matters We use cookies to offer you a better experience. To understand what data we collect you can access our privacy policy and cookies policy. You can also adjust your cookie settings or confirm your consent by clicking the accept button. Adjust cookies settings Accept The cookies we use: