800.618.BANK (2265) Locations News Careers Investor Relations Contact PERSONAL BUSINESS RATES RESOURCES LOGIN SEARCH Savings Home / Personal / Banking / Accounts / Savings All Unity Savings Accounts Feature: Earns Interest Free Mobile Banking eSavings $1 OPENING DEPOSIT $100 MINIMUM BALANCE Yes! See eSavings Rates EARNS INTEREST Features A tiered savings account, which requires a low minimum balance to open. eStatements makes reconciling easy. No need to store statements. Protects against mail fraud. Increase your earnings as the balance goes up. Enrollment in eStatements is required. Free ATM Card Free Online Statements Free Online Banking Free Mobile Deposit Free Bank-by-Phone Monthly Service Fees $10 if balance is below $100 ATM Fees FREE at Unity & Allpoint ATM's Find a Branch to Open an Account Compare Savings Accounts Opportunity Savings $100 OPENING DEPOSIT $100 MINIMUM BALANCE Yes! See Opportunity Savings Rates EARNS INTEREST Features The more you save the more you earn with tiered interest. Free ATM Card Free Online Statements Free Paper Statements Free Online Banking Free Mobile Deposit Free Bank-by-Phone Monthly Service Fees $10 if balance is below $100 ATM Fees FREE at Unity & Allpoint ATM's Find a Branch to Open an Account Compare Savings Accounts Prosperity Savings Age 55+ $25 OPENING DEPOSIT $25 MINIMUM BALANCE Yes! See Prosperity Savings Age 55+ Rates EARNS INTEREST Features Must maintain a Prosperity Checking account. Transfer funds as needed through online banking, Bank-by-Phone, or Mobile Banking to your Unity checking account. Free ATM Card Free Online Statements Free Paper Statements Free Online Banking Free Mobile Deposit Free Bank-by-Phone Monthly Service Fees $1 if balance is below $25 ATM Fees FREE at Unity & Allpoint ATM's Find a Branch to Open an Account Compare Savings Accounts Certificates of Deposit (CD) $1,000 ($500 for minors) OPENING DEPOSIT $1,000 ($500 for minors) MINIMUM BALANCE Yes! See Certificates of Deposit (CD) Rates EARNS INTEREST Features Terms: 3 months to 60 months. CDs offer a guaranteed interest rate for the term of your choice. IRA CDs offer a secure, attractive retirement investment Additional terms available. Call for details. Monthly Service Fees N/A ATM Fees N/A Find a Branch to Open an Account Compare Savings Accounts Other Services Available to Customers: Treasurer's Checks Fee-FREE Visa Gift Cards Safe Deposit Boxes at most locations Contact your local branch for availability Savings Rates Account Title Min. to Open Balance APY* eSavings $100.00 $00.01 - $99.99 0.00% $100.00 $100 - $19,999.99 0.05% $100.00 $20,000 - $99,999.99 0.10% $100.00 $100,000 - $249,999.99 0.10% $100.00 $250,000 - $499,999.99 0.15% $100.00 $500,000 + up 0.25% Opportunity Savings $100.00 $00.01 - $99.99 0.00% $100.00 $100 - $19,999.99 0.05% $100.00 $20,000 - $99,999.99 0.10% $100.00 $100,000 + up 0.10% Prosperity Savings $25.00 $00.00 - $24.99 0.00% $25.00 $25.00 + up 0.05% Money Market IRA $100.00 $00.00 - $99.99 0.00% $100.00 $100 - $4,999.99 0.05% $100.00 $5,000 - $9,999.99 0.05% $100.00 $10,000 - $24,999.99 0.10% $100.00 $25,000 - $49,999.99 0.10% $100.00 $50,000 + up 0.15% Rates effective as of 11/12/2021 8:18:14 AM * Annual Percentage Yield Rates, terms, and conditions are subject to change without notice. Rates on this page will not be honored at any time after a rate changes. Fees may reduce earnings on the account. + Fun club auto transfer must be from Unity checking or saving account. CARD CONTROL protect and manage your debit card Check Here For More Information Navigation Checking Savings Need help finding the right account? Check out our comparison chart to quickly and easily find the perfect savings account for you. View Comparison Chart Print this page Personal Banking Checking Accounts Savings Accounts Lending Residential Mortgages Home Equity & Personal Loans Credit Cards Services Online & Mobile UChoose Rewards Business Banking Business Checking Accounts Business Savings Accounts Business Lending Business Loans Business Credit Cards Business Services Escrow Account Services Merchant Services Online Services Business Banking Brochure Rates Checking Rates Savings Rates CD Rates Mortgage Rates Consumer Loan Rates Customer Resource Center Applications & Forms Calculators Check Reorder Coin Counter Foreign Currency Notary Public Safe Deposit Boxes Payment Center Residential Loan Payments US Savings Bonds Informational Videos Convenience Services Property Sales Properties About Unity Bank News Locations & Hours Our Story Community Involvement Careers Investor Relations Contact Us Privacy Policy Routing Number: 021210057 Contact Us: 800.618.2265 Facebook YouTube LinkedIn Consumer Alerts Security & Policies Unity Bank - Member FDIC - Equal Housing Lender NMLS#617337 Copyright © 2021 - All rights reserved.