I am a Homeowner Intermediaries COVID-19 Pepper Money Careers Blog Contact Home About us Our Products Existing Customers Loan Calculator Our homeowner loan calculator With our homeowner loan calculator, you can find out what your repayments might look like each month, and how much you could end up paying. Try our Loan Calculator Request a Callback Optimum Credit Our homeowner loan calculator Start by selecting what the loan is for, then tell us how much you want to borrow, and how long you’ll need to pay the money back. This calculator is designed to be illustrative only, if you apply for a loan we’ll need to assess your financial circumstances. Are you a UK homeowner? Yes No Are you an existing customer? Yes No What is the value of your property? Borrow up to 100% of your property's value (less your existing mortgage and subject to circumstances) What is your mortgage balance? Is there a second mortgage on your property? Yes No What is the purpose of the loan? Please select... Debt Consolidation Home Improvements Other How much are you looking to borrow? We offer loans up to £1,000,000* For how many years? We offer terms between 3 and 30 years 15 What product would you like? Please select... Two Year Fixed Rate Five Year Fixed Rate Variable Rate Other mortgage products are available. Our mortgage advisors will provide more information concerning other products during your application process. *Optimum Credit would like to contact you to discuss your secured loan requirements. By selecting “yes” you are agreeing for one of our team to contact you using the information you provide and for your data to be processed in accordance with our Data Protection & Privacy Notice. Is it ok for us to contact you?* Yes No Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Broker Partners 02922 331220 broker@optimumcredit.co.uk Existing Customers 0333 014 3125 customerservices@optimumcredit.co.uk Optimum Credit Ltd PO Box 1189 Uxbridge UB8 9EF Information Data Protection and Privacy General Mortgage Conditions Tariff of Fees & Charges Complaints Interest rates Securitisation history Accessibility Modern Slavery Act Careers We are always on the lookout for talented people who get a kick out of doing a great job, have a passion for excellence, and love working collaboratively with other colleagues. If you want a fast-paced environment, real career progression opportunities and somewhere to showcase your skills and experience, this is the place for you! View our current vacancies Optimum Credit Ltd is authorised and regulated by the Financial Conduct Authority under registration number 710410. You can confirm our registration on the FCA’s website or by contacting the FCA on 0800 111 6768. Optimum Credit is a member of the Finance and Leasing Association and follows its Lending Code. Optimum Credit Ltd Registered office: Haywood House South, Dumfries Place, Cardiff CF10 3GA. Registered in England and Wales No. 08698121. Calls may be monitored or recorded for training, compliance and evidential purposes. All Second Charge Mortgages are subject to status, available to homeowners only and secured by a mortgage over your property. Feedback