LOG IN BLOG COVID-19 LOCATIONS ESPAÑOL CONTACT US 866-889-9347 DEBT RELIEF COUNSELING SERVICES FINANCIAL EDUCATION Avoiding Home Foreclosure Helping people in all stages of mortgage delinquency find their best solution. ONE SETBACK SHOULDN'T COST YOU YOUR HOME After all the time, money, sweat, and love you've put into your home, the last thing you want is to see your home taken away from you. Unfortunately, all too often, we ignore the calls and the letters and stop trying to save our home because it doesn't feel like there's anything we can do. But there's a lot you can do, and you may have more options available than you may realize. THE PATH TO AVOIDING FORECLOSURE MMI offers free foreclosure counseling to any homeowner concerned about the status of their mortgage. We'll help you understand your options and the potential outcome of those options. THE SOONER YOU ACT, THE MORE OPTIONS YOU HAVE The further you fall into delinquency, the fewer options you have. That's why it's so important to act quickly. If you're concerned about your home - even if you haven't missed a single payment - it's your worth your time to speak with a trained, impartial counselor. And because counseling is free and confidential, there's no reason not to give us a call as soon as you start to worry. Help is available 24 hours a day, seven days a week! REQUEST AN APPOINTMENT Call 866-850-4894 Call to connect with a counselor or submit a request for an appointment. SUBMIT A REQUEST Questions and Answers Client Testimonials Why MMI? Get Started RESOURCES Housing Resources and Articles Debt Resources and Articles Browse our budget guides Visit our blog FORECLOSURE COUNSELING HOW WE CAN HELP YOU Every foreclosure counseling sessions begins with an open, confidential discussion of your finances, including the factors that have caused you to become concerned about your mortgage. Once we understand your situation and your goals, we can provide you with a list of suitable solutions and next steps. Our goal is to give you the plan, resources, and confidence you need to take those next steps and meet your goals. Whether that's rehabilitating a delinquent mortgage or finding a way to make your mortgage payments more manageable, you'll have the tools to make it happen. SUBMIT A REQUEST FREQUENTLY ASKED QUESTIONS We're here to help! Don't hesitate to reach out with any questions you may have. If your question isn't covered below, click "CONTACT US" at the top of the page to submit your question. Can you stop my foreclosure? Can you stop my foreclosure? We are not attorneys and we cannot stop a lawful foreclosure. However, you may still have the ability to save your home, which is why it's important to speak with a qualified foreclosure counseling specialist as soon as possible. Will you talk to my lender? Will you talk to my lender? Your counseling session is completely confidential. We won't speak to your lender unless you ask us to. Can you refinance my home? Can you refinance my home? MMI is not a lender. We do not provide consumer loans. We can, however, help you connect with your lender or mortgage servicer to begin rehabilitating your delinquent mortgage. Will this be reported to the IRS? Will this be reported to the IRS? We do not report any information to the IRS. Your counseling session is confidential and your participation will not be disclosed to any third party without your permission. Do you provide counseling in Spanish? Do you provide counseling in Spanish? Counseling services are available in English and Spanish. Interpreter services for many other languages are also available upon request. Is there any cost for counseling? Is there any cost for counseling? Foreclosure counseling is provided for free. There is no cost and no risk to use this service. THEY'VE BEEN WHERE YOU ARE TODAY "I'm beyond satisfied with the service I have received from MMI. Even though I was embarrassed about my situation, your reps never made me feel badly about myself and they made me feel confident that I would reach my goal. Thank you!" JAIME B. Previous Next UNBIASED, NONPROFIT EXPERTISE YOU CAN TRUST As a national nonprofit, we're motivated by the number of families and individuals we can help make positive change in their lives. Our priority is helping you stay in your home. Unbiased As a 501(c)(3) nonprofit organization, we take pride in providing unbiased advice and expert instruction. We're working for you - not your lender. Certified Our foreclosure counselors all pass strict certification testing from the U.S. Department of Housing and Urban Development (HUD). Empowering Our goal is to give you the tools and education you need to overcome today's setbacks, and prevent future setbacks from ever happening. Mark, an MMI counselor ONE CALL CAN MAKE ALL THE DIFFERENCE If you're feeling anxiety about your home, the worst thing you can do is nothing. The sooner you take action, the easier things will be. We're available 24/7 if you need help understanding your options and deciding what to do next. BEGIN ON THE PHONE Give us a call and we will walk you through the process. 866-850-4894 SUBMIT AN ONLINE REQUEST Submit a request and we'll contact you. REQUEST AN APPOINTMENT Connect With Us MMI on Facebook MMI on Twitter MMI on YouTube MMI on Instagram MMI on LinkedIn About MMI Newsroom Careers Reviews Partnerships Licenses & Disclosures Privacy & Usage Agreement Sitemap © 2021 Money Management International 12603 Southwest Freeway, Suite 450, Stafford, TX 77477 Money Management International d/b/a Clearpoint Credit Counseling Solutions is a 501(c)(3) nonprofit organization. We do not lend money.