National Bank Search: Search Menu Rates & Fees Interest rates on deposit accounts as of November 1, 2021. Click here to view our current Service Fees. Deposit Accounts Account Annual Percentage Yield (APY) Interest Rate Primeline Checking 0.01% 0.01% NOW Checking (balance less than $2,500) 0.01% 0.01% NOW Checking (balance $2,500 or more) 0.01% 0.01% Statement Savings 0.01% 0.01% Holiday Club 0.01% 0.01% Health Savings Account (balance less than $2,500) 0.01% 0.01% Health Savings Account (balance $2,500 or more) 0.01% 0.01% Certificates of Deposit Term Annual Percentage Yield (APY) Interest Rate 90 days 0.01% 0.01% 6 months 0.02% 0.02% 12 months 0.03% 0.03% 18 months 0.03% 0.03% 24 months 0.04% 0.04% 36 months 0.04% 0.04% 48 months 0.06% 0.06% 60 months 0.08% 0.08% IRA's - Traditional & Roth Term Annual Percentage Yield (APY) Interest Rate IRA Savings 0.01% 0.01% 12 months 0.03% 0.03% 18 months 0.03% 0.03% 24 months 0.04% 0.04% 36 months 0.04% 0.04% 60 months 0.08% 0.08% Money Market Deposit Account Daily Balance Annual Percentage Yield (APY) Interest Rate 0-$9,999.99 0.01% 0.01% $10,000.00-$24,999.99 0.02% 0.02% $25,000.00-$49,999.99 0.02% 0.02% $50,000.00-$99,999.99 0.03% 0.03% $100,000.00 + 0.04% 0.04% Business Money Market Deposit Account Daily Balance Annual Percentage Yield (APY) Interest Rate 0-$9,999.99 0.01% 0.01% $10,000.00-$24,999.99 0.02% 0.02% $25,000.00-$49,999.99 0.03% 0.03% $50,000.00-$99,999.99 0.03% 0.03% $100,000.00 + 0.05% 0.05% Service Fees (effective September 1, 2020) Account Fees Return Item Charge $36.00 Overdraft Item Charge (per item) $36.00 Maximum per day - Consumer $216.00 Maximum per day - Commercial $432.00 Return Deposit Item $10.00 Stop Payment $36.00 Cashier's Check $5.00 Savings Overdraft Charge $36.00 CD/IRA Early Withdrawal Penalty Terms less than or equal to 12 months 3 months of interest Terms greater than 12 months 6 months of interest IRA Transfer (external) $25.00 Holiday Club Early Closing $5.00 & loss of interest Dormant Fee (per month) $5.00 Early Closing Fee (within 90 days) $25.00 Undeliverable Statement $5.00 Check Card/ATM Card ATM Transactions (per use) Non-National Bank ATM $2.00 Non-customer at National Bank ATM $3.00 Replacement Check Card $5.00 Wire Transfers Incoming - Customer $10.00 Outgoing - Customer $20.00 Outgoing - Primeline/Plus Package $10.00 Outgoing - International $65.00 Incoming - International $10.00 Additional Services Garnishments/Liens $100.00 Collection Item $20.00 Deposit/Loan Verification $10.00 Letter of Verification (Real Estate) $10.00 Check/Document Copy (per hour) $20.00 Statement Copy $3.00 Statement Reconciliation (per hour) $25.00 Account Research (per hour) $25.00 Safe Deposit Boxes Size (inches) Rental (yearly) 2 x 5 $25.00 2.5 x 5 $30.00 3 x 5 $30.00 4 x 5 $35.00 5 x 5 $45.00 3 x 10 $45.00 4 x 10 $50.00 5 x 10 $65.00 6 x 10 $65.00 6 x 11.5 $65.00 10 x 10 $95.00 12 x 12 $105.00 16 x 15.5 $150.00 Locker $125.00 Key Replacement $20.00 Drilling Fee $250.00 Late Payment Fee $10.00 The interest rate for all variable rate accounts may change after the account is opened. Account fees could reduce earnings on an account. Learn more about our accounts! Rates & Fees | Account Disclosure | Terms & Conditions Privacy Policy Terms of Use Online Banking Disclosure EDIE - FDIC Deposit Insurance Estimator Order Checks Vendor Diversity Contact Equal Housing Lender • Member FDIC Securities & Insurance Products Are: • Not a deposit • Not FDIC insured • Not insured by any federal government agency • Not guaranteed by the bank • May go down in value © 2021 National Bank Web Solution by Automation Creations Inc.