HOME ABOUT US PROGRAMS CUSTOMER SERVICE CONTACT OverviewCoveragesScope of Coverages A Homeowners policy provides Property and Liability insurance within a single policy and it is primarily designed for an owner occupied residential dwelling. This policy provides open peril coverage for the dwelling and other structures, insuring against all risks of direct physical loss that are not specifically excluded within the policy. Personal property can be covered on a named peril basis or open peril basis. It is extremely important that dwelling and personal property are both covered for their full replacement values. Liability coverage provides protection for bodily injury and property damage to third parties resulting from the insured homeowners negligence. Many insurance carriers will provide this coverage on a worldwide basis. A Homeowner's Policy also provides Loss of Use/Additional Living Expense coverage's related to maintaining your normal standard of living in the event a covered loss renders your dwelling unlivable. A Homeowners policy typically excludes Flood and Earthquake. Both are available to be purchased either separately or through an addition to your policy. Our Personal Lines Department is available to assist you with all of your personal insurance needs. In addition to a homeowners policy, we can also assist you with coverage for a vacation home, motorcycle, ATV, snowmobile, watercraft or recreational vehicle. If you are interested in obtaining a premium quotation, please complete the application or call us at (212) 490-8511 for more information. Homeowners Application New York Office Taylor & Taylor Associates, Inc 271 Madison Avenue, 5th Floor New York, NY 10016 License Number: BR653360 (212) 490-8511 Phone (212) 490-7236 Fax California Office Taylor & Taylor, Ltd. 15060 Ventura Boulevard, Suite 201 Sherman Oaks, CA 91403 License Number: 0731414 (818) 981-9700 Phone (818) 981-9703 Fax Georgia Office Taylor & Taylor, LLC. 103 Echo Lane, Warner Robbins, GA 31088 License Number: 159369 (478) 235-8221 Phone (478) 238-1401 Fax ©2020 Taylor & Taylor Associates This website provides a general summary of the insurance coverages that you should consider. It is interpretive only and is not intended to replace or supersede any of the terms and/or conditions of the policies comprising the insurance program. In case of specific interpretation of coverages, you need to refer to the actual policies. Please Note: You cannot contract for coverage by means of e-mail or by requesting information or coverage through this website. Coverage will only become effective after your account has received approval by the insurance company and a deposit premium is received in our office.