New User Other Logins SIGN IN PERSONAL BUSINESS MORTGAGE ABOUT OPEN ACCOUNT Locations Call Search Account Opening Home // Open Account Welcome to BOLT Online Account Opening We love seeing you in person, but understand that coming in to a branch location isn’t always convenient. This powerful, lightning-fast technology lets you open a new account in minutes. To get started, you will want the following information available for each account owner: Social Security Number Driver License or State ID Home address Making a deposit is part of the process of opening your new account. If you want to transfer money from an account at another bank, you will also want to have the account information found on your checks, deposit slips or debit/credit card. Within minutes you’ll be able to: Securely open a new account from a PC or mobile device Order a chip enabled debit card Enroll in eStatements Once the account opening process is complete, you immediately have the opportunity to: Enroll in DIGITAL BANKING and download the First United Mobile App Use ClickSWITCH to automatically switch recurring payments and direct deposits from your previous account Order checks Got it. Let’s Open an Account. Compare Accounts Below is a list of the acounts available for opening online. Please note that commercial accounts must be opened with the help of a Customer Service Representative. SPIRIT REWARDS MINIMUM OPENING DEPOSIT $50 OVERDRAFT PRIVILEGE LIMIT $500 ACCOUNT BENEFITS BaZing Benefits:1 Shopping Dining & Travel Discounts $10,000 Travel Accidental Death Insurance9 Cell Phone Protection Identity Theft Aid Roadside Assistance Free Branded Checks2 25% Discount on Checks MAINTENANCE FEE $7 Can be reduced to $0 with buy-down of $2 for eStatement and $.20 for each debit card transaction.3 THEN, we start crediting you +.10¢ for each debit card swipe!8 LEARN MORE ACHIEVE INTEREST CHECKING MINIMUM OPENING DEPOSIT $1,000 OVERDRAFT PRIVILEGE LIMIT $500 ACCOUNT BENEFITS Earns Interest Free Branded Checks2 25% Discount on Checks MAINTENANCE FEE $8 Can be reduced to $0 if daily balance never falls below $1,000. If daily balance falls below $1,000, additional excess debit fee of $.25 per item. LEARN MORE HERITAGE SENIOR CHECKING MINIMUM OPENING DEPOSIT $50 OVERDRAFT PRIVILEGE LIMIT $500 ACCOUNT BENEFITS Free Branded Checks 25% discount on checks Free Money Orders, Traveler’s Checks & Cashier’s Checks ATM Fee Refunds4 MAINTENANCE FEE $0 If 62 years of age or better. LEARN MORE EMERGE BASIC CHECKING MINIMUM OPENING DEPOSIT $100 OVERDRAFT PRIVILEGE LIMIT $500 MAINTENANCE FEE $0 eStatement required (includes images). $4 with paper statement. LEARN MORE FOUNDATION SAVINGS MINIMUM OPENING DEPOSIT $100 Minimum Daily Balance $100 MAINTENANCE FEE $5 LEARN MORE Always Free Benefits: Imaged eStatement Online Banking & Bill Pay5 Unlimited ATM Use6 Mobile Banking7 24/7 Phone Banking ATM/Visa® Debit Card10 I’ve Decided. Let’s Open an Account. – All BaZing benefits are provided by a third party vendor. All benefits, including insurance coverage, are provided by StrategyCorps in conjunction with Member Headquarters Association of which your financial institution sponsors. This sponsorship results in an association membership being provided to each eligible customer and any co-owner of their account. Benefits of program are subject to change without notice. – Limited to one (1) box annually. – Qualified debit card transactions include all PIN and signature-based transactions that post to your account during the current statement cycle. ATM transactions excluded. – Up to four (4) foreign (non-FUB) ATM fees refunded per statement cycle. – $.50 per item after 10 items on eMerge Checking. – Available at all surcharge-free FUB, MoneyPass® and Stripes Convenience Stores ATMs. – Mobile carrier fees may apply. See a Customer Service Representative for details. – $.10 account credit for each qualified debit card transaction once maintenance fee reaches $0. – The investment products offered are not FDIC insured. Products are not deposits, other obligations, not guarantees or insured by the Bank or any Federal Government Agency. Are subject to investment risk, including the possible loss of principle amount invested. – First issued card is free. $5 replacement fee for lost or replaced cards. Important Information: To help the government fight the funding of terrorism and money laundering activities, federal law requires all US financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. GENEROSITY LOYALTY INTEGRITY COMMUNITY Company Contact Us Check Our Rates Banking Center & ATM/ITM Locations Agreements & Disclosures Careers Support Security Lost/Stolen Card Switch Accounts Order Checks Digital Banking Enrollment eStatement Enrollment Calculators Overdraft Privilege Consent Form First United Bank Routing Number: 111310294 NMLS 405716 FOLLOW US Terms & Conditions Statement of Condition Privacy Statement Sitemap Accessibility © 2021 First United Bank. All Rights Reserved.