Locations Support Rates Calculators Username Password LOG IN Register Forgot Username or Password BORROW SAVE & SPEND PROTECT ACCESS EXPLORE JOIN SEARCH Return to Life Improvements Blog 3 Ways BHFCU is Keeping Mortgage Lending Local & Accessible September is Mortgage Professionals Month, and at BHFCU, our mortgage team is an essential part of the credit union. Their focus is to provide unmatched service and unique solutions to each member. Check out the three key ways our team is keeping mortgage lending accessible and local in South Dakota. #1 – We are one of the only true in-house, full-service mortgage lenders in the state. If you choose an in-house mortgage, your loan will be with us from your first payment to your last. This provides the member and BHFCU complete control and decision-making authority. Plus, you’ll be using local resources to invest locally. For over 40 years, BHFCU has been a full-fledged mortgage shop providing origination, underwriting, and servicing, all in South Dakota. This is unique because we are only one of a few financial institutions in the entire state that offer true in-house 30-year, fixed-rate mortgages to all of our members. #2 – A team of 34 dedicated, experienced mortgage professionals is ready to serve you. The BHFCU mortgage team includes 34 professionals from Loan Originators, Underwriters, and Processors to Closing and Servicing Specialists. Our members work with one of our nine loan originators but have a whole team behind the scenes working for them from day one until the payoff of their loan. One of the most valuable services this provides to members is access. If you have a problem today, you can expect to talk directly with someone familiar with your loan for an answer today. #3 – Choose from over 30 loan options to best fit your needs. The seasoned BHFCU mortgage staff brings the expertise needed to understand the best loan options for each member. With over 30 loan options, we offer the most robust line-up of mortgage loans in the state. The goal of the BHFCU mortgage team is to find members the offering that best fits their situation. And, in-house lending allows our team to be nimble, finding what works best for you without needing investor input. The BHFCU mortgage team was formed with members in mind and a goal of providing them with the smoothest and simplest way to buy a home. When you’re ready to buy or refinance a home, our excellent team of local experts is here for you. In the meantime, check out our catalog of mortgage offerings. August 30, 2021 BUYING & OWNING A HOME By Black Hills Federal Credit Union YOU MAY ALSO LIKE Now is the Perfect Time to Start Planning Your Dream Home BHFCU Mortgage Solutions Tips to Drive Safely During Deer Season WE'RE HERE TO HELP. Call us: 605.718.1818 QUICK LINKS Become a member Scam/Fraud Prevention Mobile Deposit Download Mobile App: Find a branch or ATM Careers Properties for Sale SIGN UP FOR EMAILS Routing number: 291479592 BHFCU mortgage NMLS ID# 405873 Privacy & Security Disclosures Accessibility Cookies Settings Sitemap Black Hills Federal Credit Union offers the best service and rates on auto loans, mortgages, business loans and more. Bank at a South Dakota credit union branch near you: Rapid City, Custer, Eagle Butte, Hot Springs, Pierre, Sioux Falls, Spearfish, Sturgis and Wall. Your savings are federally insured for at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. © 2021 Black Hills Federal Credit Union. All rights reserved. Facebook Twitter LinkedIn Instagram