Menu We help everyone! We provide simple, fair, car credit checks with no judgement or prior assumptions. We’re here to help and there are no pushy sales people. Make An Enquiry Finance Explained Our Free credit check won’t affect your credit rating. As you’d expect it’s as simple as A, B, C. Search For A Vehicle Free Credit Check Popular finance options explained Here are two popular motor finance methods. Click on the relevant tile for details and further explanation. (PCP) Personal Contract Purchase A finance product designed to help reduce monthly payments by delaying part of the repayment until the end of the agreement. Mileage restrictions. Payments are fixed and so is the interest rate. You won’t own the car during the contract period. You won’t own the car during the contract period, but you will be presented with three options at the end of the period allowing you to choose between: a) Pay a pre-agreed amount to own the car outright b) Trade in your current vehicle and it’s value towards the deposit on another car c) Hand the car back Search For A Vehicle More Details on PCP Free Credit Check (HP) Hire Purchase One of the simplest forms of finance, if you want to own the vehicle outright at the end of the agreement, this is likely to be the product for you. No mileage restrictions. Payments are fixed and so is the interest rate. Further to paying the final instalment, the vehicle is yours. Search For A Vehicle More Details on HP Free Credit Check Get your Motor Credit Check by clicking below It’s free, there’s no obligation & it won’t affect your credit rating Free Credit Check Want to know more? When you’re ready for a no obligation, informal chat, pop in and see us and we’ll go through your options. We aim to have you affordably driving away in your next car and enjoying many smiles of motoring. Each company within the CSM Group acts as a credit broker, sourcing credit to assist our customers’ purchases from a carefully selected panel of lenders. Lenders may pay us a fee for these introductions. A guarantor may be required. All offers and credit subject to status, terms and conditions. Applicants must be 18 years or over. The APR is dependent upon your individual circumstances, the term and loan amount. For further details of our finance status and full trading details, please see the bottom of this page. Representative Example Price: £13,795.00 Representative 10.90% APR Product Deposit Total Amount of Credit Payable by 1 Payment Followed by Monthly Payments of And a Final Payment of Total Amount Payable PCP £2,759.00 £11,036.00 £210.35 41 £210.35 £4,968.00 £16,561.70 Included in the final payment shown is a fee of £10.00, Included in the final payment shown is a fee of £10.00. Rate of interest 9.45% fixed CSM (Basingstoke) Ltd Trading as J Davy Basingstoke is an Appointed Representative of Automotive Compliance Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows CSM (Basingstoke) Ltd Trading as J Davy Basingstoke to act as a credit broker, not as a lender, for the introduction to a limited number of finance providers and to act as an agent on behalf of the insurer for insurance distribution activities only. Privacy Legal & Cookie Notice |Anti Slavery Policy | Sitemap Made with love © Bluesky Interactive Ltd 2021 Visit www.vauxhall.co.uk Registered Name: CSM (Basingstoke) Ltd T/A J Davy Basingstoke | Registered Address: Churchill Way West, West Ham, Basingstoke, Hampshire, RG22 6PL Company Number: 02839104 | VAT Number: 614 7659 23. CSM (Basingstoke) Ltd is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows CSM (Basingstoke) Ltd to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only. We can introduce you to a selected panel of lenders, which includes Vauxhall Finance. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. Our approach is to introduce you first to Vauxhall Finance, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to be make the next best offer of finance for you. Our aim is to secure the best deal you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and Vauxhall Finance also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required. Please Note: We will only accept credit and debit card payments of up to a £500 maximum limit for the purchase of any new or used vehicle. Call Us Contact Us