GET INSURED AT HEALTHMARKETS.COM OR CALL (800) 827-9990 A | A TEXT SIZE Search for: Shop Company Careers Get A Quote Legal Copyright Notice INTELLECTUAL PROPERTY RIGHTS www.HealthMarketsinc.com is owned by HealthMarkets, Inc. and/or its parent company, affiliates or subsidiaries (collectively, “Company”). All rights are exclusively reserved to the Company. You acknowledge that the www.HealthMarketsinc.com web site (the “Web Site”) may contain information, communications, software, photos, text, video, graphics, music, sounds, images and other material and services (collectively “Content”), which are provided by the Company or by licensors of the Company. 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SAFE HARBOR STATEMENT CAUTIONARY STATEMENT FOR PURPOSES OF THE “SAFE HARBOR” PROVISIONS OF THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 This Web Site may contain forward-looking statements relating to HealthMarkets, Inc. and/or its affiliates that are subject to certain risks, uncertainties and assumptions. These forward-looking statements are neither historical facts nor assurances of future performance, and are subject to certain risks, uncertainties and assumptions which are difficult to predict and many of which are outside of our control. Such forward-looking statements can be identified by the words “anticipate,” “believe,” “estimate,” “expect,” “intend,” “may,” “objective,” “plan,” “possible,” “potential,” “project” and similar expressions. These statements are based on management’s current beliefs, expectations and assumptions, and actual results may vary materially from those included in the forward-looking statements. 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Factors that could cause actual results to differ materially include, but are not limited to, the effect of national health care reform legislation on our business; other legal or regulatory developments which may adversely affect our business including, but not limited to, laws or regulations which impede our ability to obtain effective leads; any failure to comply with applicable law or regulations; our ability to maintain applicable licenses; our ability to enter into and maintain satisfactory relationships with insurance carriers and agents; the loss of business to competitors; our ability to implement and maintain various information technology and administrative systems, platforms and processes necessary to successfully run the businesses, or the failure of such systems, platforms and processes to provide timely and accurate information; our reliance on outsourcing arrangements, which may subject us to risks related to business disruption or otherwise adversely affect our operations; termination of agreements with insurance carriers or revisions to contract terms which may adversely affect our business; the failure of insurance carriers to pay us in a timely and accurate manner or to provide us with data required to support product sales and accurately pay our agents; the failure of an insurance carrier to administer underwritten business in an appropriate manner, which may lead to customer dissatisfactions and the lapse or cancellation of policies for which we and our agents receive commissions; any failure to accommodate redemption requests by agents participating in the HealthMarkets, Inc. 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HealthMarkets, Inc. is a holding company that includes insurance subsidiaries The Chesapeake Life Insurance Company® and Mid-West National Life Insurance Company of Tennessee℠, and a subsidiary distribution company HealthMarkets Insurance Agency, Inc.