Zopa Logo My Account Fixed Term Savings accounts Safe, certain, simple Set aside a lump sum for 1 to 5 years and know exactly what interest rate you’ll get Start saving from £1,000 Earn a fixed rate of interest for the full term Your money is protected up to £85,000 by the Financial Services Compensation Scheme Learn more 1 Year at 1.35% AER* Fixed | 1.34% Gross** Learn & apply 2 Years at 1.61% AER* Fixed | 1.59% Gross** Learn & apply 3 Years at 1.70% AER* Fixed | 1.68% Gross** Learn & apply 4 Years at 1.71% AER* Fixed | 1.69% Gross** Learn & apply 5 Years at 1.75% AER* Fixed | 1.73% Gross** Learn & apply The interest rate is fixed for the full term. Interest is paid monthly into your fixed term account and can be accessed at the end of the term. Save from £1,000 to £250,000 per fixed term account, and up to £500,000 in total. *AER stands for Annual Equivalent Rate and represents the interest you will earn each year once the monthly compounding of gross interest is included. **Gross is the set rate of interest we apply to your money, before any tax is taken off. The interest rates shown may vary if we update them while you’re browsing. Terms and conditions for Fixed Term Savings accounts Your money's secure Your eligible deposits with Zopa are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered. Please ask for further information or visit www.fscs.org.uk. FSCS leaflet FSCS Information Sheet & Exclusions List Why choose us Quick and simple setup Open an account online in just a few minutes. 14 days to pay in Top up your savings as many times as you like for 14 days before the term starts. Earn extra interest We pay interest on your money as soon as it lands in your account. That's up to two weeks of extra interest on any money you pay in. Watch your money grow Keep tabs on your savings 24/7 in your online account. People often ask us What is a Fixed Term Savings account? How safe is my money? What is 'FSCS' protection? Can I withdraw my money before the end of the term? Why do you give me 14 days to pay in? Can I save regularly? Is a Fixed Term Savings account right for me? Save with confidence UK Finance member Best Personal Loan Provider 4.6 / 5 out of 16,686 reviews 500k Active Zopa Customers Best customer service 2018 Zopa FeelGood Money® We're proud to do things differently. In 2005 we created the first ever peer- to-peer lending business to make loans and investments better for everyone. In 16 years we've helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust. Everything happens online - so we can pass the rewards onto our customers. We have handy tools to make managing your money easier and helpful people at the end of the phone if you ever need a hand. We give all our customers a fair deal as standard and our products are built so that we win when you win. Your opinion matters. So if something's not working, we take your feedback and board and do our best to make things better. We're fully FCA regulated and the first peer-to-peer lending company to gain a UK banking licence. 1 Year at 1.35% AER* Fixed | 1.34% Gross** Learn & apply 2 Years at 1.61% AER* Fixed | 1.59% Gross** Learn & apply 3 Years at 1.70% AER* Fixed | 1.68% Gross** Learn & apply 4 Years at 1.71% AER* Fixed | 1.69% Gross** Learn & apply 5 Years at 1.75% AER* Fixed | 1.73% Gross** Learn & apply The interest rate is fixed for the full term. Interest is paid monthly into your fixed term account and can be accessed at the end of the term. Save from £1,000 to £250,000 per fixed term account, and up to £500,000 in total. *AER stands for Annual Equivalent Rate and represents the interest you will earn each year once the monthly compounding of gross interest is included. **Gross is the set rate of interest we apply to your money, before any tax is taken off. The interest rates shown may vary if we update them while you’re browsing. Terms and conditions for Fixed Term Savings accounts WHAT WE DO Car hire purchase Car loans Debt consolidation loans Home improvement loans Wedding loans Peer-to-peer investments Innovative Finance ISA Credit cards Fixed Term Savings ABOUT ZOPA About us Our story Meet the board Meet the leadership team Awards Careers Blog Complaints Press office LEGAL Privacy notice Cookie policy Conflicts policy Modern slavery Terms of use Investor principles NAVIGATION Help Sitemap Zopa Logo Zopa Limited is authorised and regulated by the Financial Conduct Authority, and entered on the Financial Services Register (718925). Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Zopa Limited (05197592) and Zopa Bank Limited (10627575) are both incorporated in England & Wales and have their registered office at: 1st Floor, Cottons Centre, Tooley Street, London, SE1 2QG. © Zopa Bank Limited 2021 All rights reserved. 'Zopa' is a trademark of Zopa Bank Limited. Zopa is a member of Cifas – the UK’s leading anti-fraud association, and we are registered with the Office of the Information Commissioner (ZA275984, Z8797078).