It's Me 247 Login▸ Loans Products Services Rates Info Quick Links About Us What Is A Credit Union? A credit union is a not-for-profit, democratically controlled financial institution whose main goal is to satisfy the financial needs of its members. Credit Unions are “member owned,” with each member having one vote. Greater Metro Federal Credit Union is a federally chartered, federally insured financial institution. The credit union’s primary focus is doing what is best for its members, by providing cost effective savings, checking, and loan products, while providing unmatched service and value. Since a credit union is a member-owned cooperative, excess earnings are returned to the members through lower interest rates on loans, higher yields on savings and investment accounts, or new products and services. Therefore, when you save, borrow, and invest at your credit union, it directly benefits you. The credit union philosophy of “People Helping People” remains the core of our business philosophy. Back to top Who Is Greater Metro Federal Credit Union? Greater Metro Federal Credit Union was originally established in 1970 by a group of IBM employees in the Metropolitan New York area. As circumstances and the economy changed, we modified our charter when we added groups from companies that were IBM business partners. In early 1994, the membership underwent additional changes when we merged with Varoh Federal Credit Union which served the employees of the Veterans Administration in Manhattan and other select employee groups. Over the years, we have continued to grow and now serve over 7,400 members from a variety of Select Groups. In order to be more inviting to all of the Groups, The Board of Directors voted to change the name of the Credit Union from IBM Metro Employees Federal Credit Union to Greater Metro Federal Credit Union. We are financially sound, with assets in excess of $90 million. Greater Metro Federal Credit Union is overseen by a member-elected Board of Directors and volunteer committees. We are operated by financial management professionals and staff. Back to top A Unique Financial Institution Greater Metro Federal Credit Union is a full-service, not-for-profit, member-owned financial institution. We are chartered and regulated by the National Credit Union Administration (NCUA), an agency of the Federal Government. Member deposits are federally insured by the National Credit Union Share Insurance Fund (NCUSIF) to $250,000. Back to top Who Can Join Greater Metro Federal Credit Union? The philosophy of a credit union is that members share a common bond. This bond permits the credit union to customize its products and services to the members it serves. If you feel that you may be eligible for membership in the credit union based on a common bond, feel free to contact us. We’ll be happy to review your eligibility. View the Select Group Information View Select Groups Back to top ATM Locator Search for no-surcharge ATMS Shared Branch Locator Search for shared branches Form 1099-INT Instructions Current Newsletter View our Fall Newsletter! PDF 2021 Closings New Year’s Day: – Friday, January 1 Martin Luther King Jr Day: -Monday, January 18 President’s Day: – Monday, February 15 Memorial Day: -Monday, May 31 Independence Day (Observed): – Monday, July 5 Labor Day: – Monday, September 6 Columbus Day: – Monday, October 11 Veterans Day: – Thursday, November 11 Thanksgiving Day: – Thursday, November 25 Christmas Eve: -Friday, December 24 Site Search Can't find what you want? Check out our site map page. © 2021 Greater Metro Federal Credit Union Routing Transit Number: 221475605 Privacy Policy Send Us An Email Long Island City Branch 31-10 37th Avenue Suite 403 Long Island City, NY 11101 Hours: Mon - Fri 8:30 am to 4:00 pm VA Hospital Branch 423 East 23rd Street 2nd Floor New York, NY 10010 Hours: Mon - Fri 9:15am to 4:15pm Closed for lunch 12:00 pm to 1:00pm Equal Housing Opportunity Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.