Menu Online Banking Sign In Forgot Username Forgot Password New User Couple laughing holding a credit card Credit Cards Personal Credit Card We make it easy to choose the credit card that is right for you – Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do. Personal Card – Low Rate Features No annual fee. Low introductory rate for the first six months.1 Competitive ongoing APR.1 25-day interest-free grace period on all purchases. No grace period on cash advances. Benefits 24-hour toll-free live customer assistance available at 800-367-7576. Online account information available 24/7 at www.cardaccount.net Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances. Fees Other fees may be charged, these fees are listed on the downloadable application. Extraordinary benefits with MasterCard® including: Concierge Service2 Price Protection Baggage Delay Insurance Car Rental Collision Damage Waiver Insurance Extended Warranty Travel Assistance Roadside Assistance Purchase Assurance Travel Accident Insurance Certain restrictions apply detailed in the applicable benefits brochure received with new credit card. Personal Card – World / Preferred Points Rewards Features Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month. Low introductory rate for the first six months.1 Competitive ongoing APR.1 No annual fee. 25-day interest-free grace period on all purchases. No grace period on cash advances. Benefits Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191. 24-hour toll-free live customer assistance available at 800-367-7576. Online account information available 24/7 at www.cardaccount.net Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances. Fees Other fees may be charged, these fees are listed on the downloadable application. To Apply Now Download the PDF application. Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office. Fax your completed application to the Card Service Center at 877-809-9162. Or mail your completed application to: Card Service Center PO Box 569120 Dallas, TX 75356-9120 1Please see application for information about current APRs and fees. 2Concierge Services available with World MasterCard only. Business Credit Card Choose the card that is right for your business – Standard Card with no annual fee or the Preferred Points Rewards Card. Business Card – Standard Card Features No annual fee. Competitive ongoing APR.1 25-day interest-free grace period on all purchases. No grace period on cash advances. Individual and summary billing options. Benefits 24-hour toll-free live customer assistance available at 800-367-7576. Online account information available 24/7 at www.cardaccount.net Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits Fees Other fees may be charged, these fees are listed on the downloadable application. Extraordinary benefits with MasterCard® including: Car Rental Collision Damage Waiver Extended Warranty Purchase Protection Travel Accident Insurance Travel Assistance Roadside Assistance Baggage Delay Insurance Certain restrictions apply detailed in the applicable benefits brochure received with new credit card. Business Card – Preferred Points Rewards Features Earn one point for each dollar spent, up to 10,000 points per month. Low annual fee of $49.00 per account. Competitive ongoing APR.1 25-day interest-free grace period on all purchases. No grace period on cash advances. Benefits Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191. 24-hour toll-free live customer assistance available at 800-367-7576. Online account information available 24/7 at www.cardaccount.net Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits Fees Other fees may be charged, these fees are listed on the downloadable application. To Apply Now Download the PDF application. Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office. Fax your completed application to the Card Service Center at 877-809-9162. Or mail your completed application to: Card Service Center PO Box 569120 Dallas, TX 75356-9120 1Please see application for information about current APRs and fees. Southern Illinois JOHNSTON CITY PO Box 157 Johnston City, IL 62951 P: 618-983-8433 F: 618-983-6224 WEST FRANKFORT PO Box 128 West Frankfort, IL 62896 P: 618-932-8536 F: 618-932-3106 ZEIGLER PO Box 70 Zeigler, IL 62999 P: 618-596-8028 F: 618-596-8067 THOMPSONVILLE PO Box 118 Thompsonville, IL 62890 P: 618-627-4400 F: 618-627-4410 HERRIN PO Box 597 Herrin, IL 62948 P: 618-942-9470 F: 618-942-9486 © 2021 Southern Illinois Bank | Sitemap