Individual Investor Contact Us Careers United Kingdom Our Company Products Fund Views Insights Resources Search Home Investor Education Power of Perseverance Share POWER OF PERSEVERANCE STAY INVESTED IN VOLATILE TIMES A volatile market can be difficult to endure, but history shows it’s important for investors to persevere. Large declines may make it tempting to pull out of the stock market, but by selling when the market is down, investors may miss out on a potential market rebound and opportunity for gains. In the chart below, the blue bars represent how much an investor could have received if they were invested for the whole year. The orange bars represent the largest declines that occurred each year. There are no guarantees in investing, but looking back over the past 30 years, we can see two things: Even the most successful years saw periods when the market was down. For example, in 2013 the market finished up 21%, but this included a period where it dropped 5%. The declines look bad, and would have felt even worse at the time, but more often than not the market recovered quickly, in most cases before the end of each year. Please remember, past performance is no guarantee of future performance. The value of investments can go down as well as up and you may get back less than you originally invested. Annual total return vs. Largest Declines1 31/12/1985 to 31/12/2016 These charts are for illustrative purposes only and do not reflect the performance of any Franklin Templeton fund. Past performance does not guarantee future results. UK equities are represented by the FTSE All Share Index. Performance is in GBP for the thirty years to 31/12/16. STAY THE COURSE WITH FRANKLIN TEMPLETON It can be difficult to take a long-term perspective during volatile markets with daily injections of bad news. If you develop the ability to focus on the long-term, you'll have started to master the primary approach to living with volatility's downside. By speaking to a financial adviser, you can discuss your investment options and find a solution that's right for you. Franklin Templeton Investments has a range of funds which take a long term view, leveraging disciplined, time-tested strategies and assessing risk as rigorously as they seek reward. VIEW OUR INVESTMENT STRATEGIES INVESTOR EDUCATION Main Topics Introduction to Mutual Funds What is an ETF? Behavioural Finance Power of Perseverance When is the best time to invest? Market Volatility Watching From the Sidelines Glossary Templeton Maxims A Guide to Hedged Share Classes MORE ON INVESTING Why volatility is not all bad Learn more Watching from the sidelines may cost you Learn more When is the best time to invest? Learn more Important Information Source: Morgan Stanley Capital International (MSCI). All MSCI data is provided “as is”. In no event shall MSCI, its affiliates or any MSCI data provider have any liability of any kind in connection with the MSCI data or the information described herein. Copying or redistributing the MSCI data is strictly prohibited. Indices are unmanaged, and one cannot invest directly in an index. They do not reflect any fees, expenses or sales charges. This document is intended to be of general interest only and does not constitute legal or tax advice nor is it an offer for shares or invitation to apply for shares of any of the Franklin Templeton Investments’ fund ranges. Nothing in this document should be construed as investment advice. References to indices are made for comparative purposes only and are provided to represent the investment environment existing during the time periods shown. An index is unmanaged and one cannot invest directly in an index. The performance of the index does not include the deduction of expenses and does not represent the performance of any Franklin Templeton fund. Franklin Templeton Investments have exercised professional care and diligence in the collection of information in this document. However, data from third party sources may have been used in its preparation and Franklin Templeton Investments has not independently verified, validated or audited such data. Any research and analysis contained in this document has been procured by Franklin Templeton Investments for its own purposes and is provided to you only incidentally. Franklin Templeton Investments shall not be liable to any user of this document or to any other person or entity for the inaccuracy of information or any errors or omissions in its contents, regardless of the cause of such inaccuracy, error or omission. Investments entail risks. The value of investments and any income received from them can go down as well as up, and investors may not get back the full amount invested. Past performance is not an indicator or a guarantee of future performance. Issued by Franklin Templeton Investment Management Limited, Cannon Place, 78 Cannon Street, London EC4N 6HL. Authorised and regulated by the Financial Conduct Authority. Investments entail risks, the value of investments can go down as well as up and investors should be aware they might not get back the full value invested. United Kingdom Individual Investor This website is intended for residents of United Kingdom. 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