Get the BPJ newsletter. Sign Up Our Tailored Solutions Protect Your Business Investment. Commercial Insurance By analyzing your risk, BPJ identifies any hidden vulnerabilities that might jeopardize your business. Then we offer customized solutions to ensure you are protected. We specialize in these core business insurance coverages: Property Insurance First party insurance that indemnifies the owner or user of property. Once known as fire insurance, commercial property insurance is used for buildings and their content. General Liability Insurance Protects commercial insurers from most liability exposures, other than automobile and professional liability. Commercial Auto Insurance (Business Car Insurance) Covers land motor vehicles, trailers that are used for and titled to a business. Trucking Insurance Applies to vehicles or semi-trailers designed to travel on public roads. Workers’ Compensation Insurance The system by which “no-fault statutory benefits,” described in state law, are provided by an employer to an employee due to a job-related injury. Cyber Liability Insurance Protects businesses and individuals from cyber-attacks and internet-based risks. It involves coverage of data breaches, service attacks, viruses (including those related to information tech infrastructure), and other cyber-based risks. Employment Practices Liability Insurance A form of liability insurance covering wrongful acts due to the employment process. The most frequent claims include wrongful termination, discrimination, and sexual harassment. Directors and Officers Liability Insurance Insures corporate directors and officers against claims often made by stockholders and employees alleging financial loss arising from mismanagement. Errors or Omissions Insurance A form of liability insurance that protects against liability for committing an error or omission in performance of professional duties. Builders’ Risk Insurance Indemnifies for loss of, or damage to, a building or other related property during construction. Equipment Insurance Property insurance covering mobile equipment often moved from place to place. Foreign Liability Provides coverages similar to insurance for U.S. based operations that do business outside the U.S. Get a Customized Quote Today. Get A Quote Now SPRINGFIELD, MO 417.887.3550 800.422.5275 417.887.3252 (fax) 1637 S Enterprise Springfield, MO 65804-1850 ROLLA, MO 573.364.8888 800.364.2212 573.341.2257 (fax) 401 West Fifth Street Rolla, MO 65401-1258 WEST PLAINS, MO 417.256.6162 800.400.3896 417.256.6165 (fax) 1520 Imperial Center West Plains, MO 65775-0964 RIVER CITY INSURANCE 800.899.7392 573.748.5215 573.748.5392 (fax) 206 Main Street New Madrid, MO 63869