Policyholder Agents & Brokers What We Offer Who We Are Contact Us Start a Claim Contact An Agent Graded Death Benefit Term PrimeTerm to 100℠, Graded Death Benefit Term, has been designed to offer competitively priced life insurance coverage for those individuals who may have had difficulty purchasing insurance in the past. Key Features* Easy application process with no medical exam – eligibility based on answers to 3 simple questions along with an MIB and prescription check Affordable premiums - 20 year term policy to age 100, at the end of 20 years the premiums remain level and the product converts to decreasing term to age 100 Death benefit up to $30,000; death benefit reduces yearly starting at policy year 21. Reduced death benefit in the first 3 years (full death benefit paid for accidental death) Accelerated Death Benefit for Terminal Illness† Optional Riders Accidental Death Benefit Rider * This is a summary only. Policies have limitations and exclusions, and terms and conditions for keeping them in force. Consult an agent or review the policy for full details. † Accelerated death benefit feature is not available in California. PrimeTerm To 100SM (policy form series #GBTPUE) is issued in New York by SBLI USA Life Insurance Company, Inc. and elsewhere by S.USA Life Insurance Company, Inc., both members of Prosperity Life Group. Not available in all states; features or terms may vary by state. Within the state of New York, only SBLI USA Life Insurance Company, Inc. is licensed and its products issued. All guarantees are subject to the financial strength and claims paying ability of the issuing company. Let life flourish. Start a Claim About Careers News Contact us Terms of Use Legal Disclosures Privacy Notices © Prosperity Life Insurance Group, LLC. All rights reserved. Policyholder SBLI USA S.USA Shenandoah Life Agents & Brokers SBLI USA S.USA Final Expense Agent Portal Med Supp Agent Portal Shenandoah Life Distributors Financial Institutions Worksite Marketing Independent Marketing Organizations—Term Products Independent Marketing Organizations—Final Expense Independent Marketing Organizations—Medicare Supplement Products Annuities Fixed-Indexed Annuity Single-Premium Deferred Annuity Supplemental Health Medicare Supplement Voluntary Group Accident Voluntary Group Cancer Voluntary Group Critical Illness Life Insurance Final Expense Graded Death Benefit Term Income Continuation Term Renewable & Convertible Term Simple Issue Term Whole Life Single-Premium Universal Life Prosperity Life Group℠ is a marketing name for products and services provided by one or more of the member companies of Prosperity Life Insurance Group, LLC, including SBLI USA Life Insurance Company, Inc., S.USA Life Insurance Company, Inc., and Shenandoah Life Insurance Company. Members not licensed in all states. Only SBLI USA Life Insurance Company, Inc. is authorized to do business in New York. Each company offers a variety of insurance products and is solely responsible for its own financial and contractual obligations. SBLI USA Life Insurance Company, Inc. is not affiliated with The Savings Bank Mutual Life Insurance Company of Massachusetts or The Savings Bank Life Insurance Company of Connecticut.