By using our website you consent to accepting cookies in accordance with our Cookie Policy. Learn more Accept Menu Quotes Platinum home insurance Privilege Platinum home insurance is perfect for households with more belongings (or just more expensive belongings). It offers higher levels of buildings and contents cover, for complete peace of mind. It also includes additional benefits such as covering your personal possessions when you’re out and about, accidental damage for your buildings and contents plus bicycles (£1,000 limit), and many more as standard. What it covers Contents insurance Up to £100,000 cover for contents in the home, garage and summer house/shed New-for-old cover for household goods (in the case of mobile phone replacements, these will be replaced with a Grade A refurbished phone that comes with a 12 month warranty) For any part of a matching set or suite that is damaged and can’t be repaired or replaced, we’ll replace the entire set as new Replacement locks if your keys are lost or stolen Covers cash in your home up to £500 Up to £2,500 cover for contents in your garden Unlimited frozen food cover (even for that kilo of king prawns) Business equipment up to £10,000 Contents cover increased by 10% around special events, such as Christmas and wedding Up to £3,000 to cover the cost of downloaded media including films and music 24-hour emergency helpline Get a quote Get a quote Buildings insurance Unlimited buildings cover for the cost of rebuilding your home and any outbuildings – from simple sheds to opulent orangeries Cover for accidental damage to your home For any part of a matching fixed bathroom or kitchen suite that is damaged and cannot be repaired or replaced, we’ll replace the entire set as new Alternative accommodation cover if your home is made uninhabitable by an insured event (limits apply) Up to £5,000 to find and access the source of water and oil leaks 24-hour emergency helpline Additional benefits Personal possessions Accidental damage Home emergency Family legal protection Personal possessions Insure your belongings outside the home, or even while sunning yourself on holiday. We’ll cover the following anywhere in the UK and for up to 60 days elsewhere in the world: Valuables up to £4,000 Accidental loss Accidental damage Theft Money up to £500 Bicycles up to £1000 New customer? Get a quote Existing customer? To add these to your policy call: 0345 246 8534 Policy documents If you requested online access to your documents when you bought your policy with us, just click below to view them. Sign in to see your documents If you're new to us, or you haven't got online access to your documents, you can use our policy booklets as a guide See our policy booklets How much am I covered for? How do I cancel my Privilege home insurance policy? Are my belongings covered outside the home or when I go on holiday? How do I change the address on my home policy? Is my PC covered? More FAQs Accessibility About Us Complaints FAQs Contact Us Legal Security and privacy Telematics Privacy Site map Modern Slavery Act © 1999‐2021 U K Insurance Limited Privilege insurance policies are underwritten by U K Insurance Limited. Registered office: The Wharf, Neville Street, Leeds LS1 4AZ Registered in England and Wales No.1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number 202810. The Financial Services Register can be accessed through www.fca.org.uk Twitter Follow us on Twitter