Questions? Loan experts are standing by: 800-583-3178 Careers | Resources Home About Products Calculators Employment Apply Now Our Team Borrower Information Co-Borrower Information Financial Information Borrower Credit Not Applicable Excellent (740+) Very Good (680-739) Average (620-679) Needs Work (Below 620) Co-Borrower Credit Not Applicable Excellent (740+) Very Good (680-739) Average (620-679) Needs Work (Below 620) Borrower Monthly Income Not Applicable $25,000 - $30,000 $30,001 - $35,000 $35,001 - $40,000 $40,001 - $45,000 $45,001 - $50,000 $50,001 - $55,000 $55,001 - $60,000 $60,001 - $65,000 $65,001 - $70,000 $70,001 - $75,000 $75,001 - $80,000 $80,001 - $85,000 $85,001 - $90,000 $90,001 - $95,000 over $100,000 Co-Borrower Annual Income Not Applicable $25,000 - $30,000 $30,001 - $35,000 $35,001 - $40,000 $40,001 - $45,000 $45,001 - $50,000 $50,001 - $55,000 $55,001 - $60,000 $60,001 - $65,000 $65,001 - $70,000 $70,001 - $75,000 $75,001 - $80,000 $80,001 - $85,000 $85,001 - $90,000 $90,001 - $95,000 over $100,000 Refinance Mortgage Balance Not Applicable $100,000 - $125,000 $125,001 - $150,000 $150,001 - $175,000 $175,001 - $200,000 $200,001 - $225,000 $225,001 - $250,000 $250,001 - $275,000 $275,000 - $300,000 $300,001 - $350,000 $350,001 - $400,000 $400,001 - $450,000 $450,001 - $500,000 Over $500,000.00 Home Value Not Applicable $0 - $50,000 $50,001 - $100,000 $100,001 - $125,000 $125,001 - $150,000 $150,001 - $175,000 $175,001 - $200,000 $200,001 - $225,000 $225,001 - $250,000 $250,001 - $275,000 $275,000 - $300,000 $300,001 - $350,000 $350,001 - $400,000 $400,001 - $450,000 $450,001 - $500,000 Over $500,000.00 Purchase Cash Available for Closing Not Applicable $0 - $10,000 $10,001 - $20,000 $20,001 - $30,000 $30,001 - $40,000 $40,001 - $50,000 $50,001 - $60,000 $60,001 - $70,000 $70,001 - $80,000 $80,001 - $90,000 $90,001 - $100,000 $100,001 - $110,000 $110,001 - $120,000 $120,001 - $130,000 $130,001 - $140,000 $140,001 - $150,000 over $150,000 Do You Currently Have a Real Estate Agent? Not Applicable Yes No ARE YOU A MORTGAGE PROFESSIONAL? JOIN OUR TEAM! At 1st Step Financial Services, Inc. we pay our Mortgage Consultants the MOST and require the LEAST. We only ask that our Mortgage Consultants generate workable and complete loan applications. Learn More Copyright 2019 | 1st Step Financial Services, Inc. MARYLAND OFFICE: 5000 Ilchester Rd, Ellicott City, MD 21043 Call toll free: 1.800.583.3178