Insurance Articles - Globe Life of New York December 15, 2021 How is Medicare Advantage Open Enrollment Period (MAOEP) Different from Other Enrollment Periods? MAOEP takes place every year from January 1 to March 31. It allows seniors who are enrolled in a Medicare Advantage plan to make changes to the way they receive their Medicare benefits. […] Read More July 20, 2021 What Can I Do During New York Medicare AEP? New York’s Medicare AEP happens every year from October 15 through December 7, and during this important enrollment period, Seniors can choose to enroll or disenroll from a Medicare Advantage plan. Learn more about what to consider before making your decision during AEP. […] Read More July 15, 2021 What to Do if You Find a Mistake on Your Life Insurance Application? Mistakes on life insurance applications happen, which is why it’s important to always review your life insurance application before submitting. However, what happens if you find an error on your life insurance application after it’s been submitted, and what are the potential consequences? Read this blog to find out. […] Read More May 15, 2021 How to Review a Life Insurance Policy It’s always important to review your life insurance policy, but how often should you review it? In this blog, we’ll explore how often you should review your life insurance policy as well as how to review it successfully. […] Read More February 15, 2021 Can Life Insurance Policies Expire? Whether a life insurance policy can expire depends a number of factors such as the type of insurance policy it is, if premiums are paid on time, and if a term life policy is renewed. Learn more about each of these to help keep your policy current. […] Read More January 15, 2021 How Soon Can You Borrow Against a Whole Life Insurance Policy? Whole life insurance often builds cash value which policyholders can borrow against, depending on the policy. Learn more about the factors to consider if you are thinking about borrowing from a whole life policy. […] Read More October 15, 2020 How Much Should I Pay for Term Life Insurance? There is no typical term life insurance premium since policies and factors that affect premiums vary considerably. Read more to learn more about what factors influence life insurance premiums. […] Read More September 15, 2020 How much does the average Medicare supplement plan cost? If you’re looking for a Medicare Supplement Insurance policy, it’s difficult to predict a typical premium price because many factors affect premium pricing. Learn more about the factors that impact Medicare Supplement policy premiums. […] Read More August 15, 2020 How Do Life Insurance Loans Work? If you have a life insurance policy with cash value, you may be able to take out a loan against it. Learn more about borrowing money from a cash value life insurance policy. […] Read More July 15, 2020 How Do Medicare and Medicare Supplement Policies Work Together? While Medicare covers many health care costs, those on Medicare are still responsible for some expenses. Learn more about how a Medicare Supplement policy can help cover some costs, like copayments, coinsurance, and deductibles. […] Read More June 15, 2020 How Can I Reduce Future Retiree Healthcare Cost Liabilities with a Group Medicare Supplement plan? By enrolling in a Medicare Supplement plan, you can help reduce future retiree healthcare benefit costs by securing coverage for the future. Learn more about these policies and how they can help. […] Read More April 15, 2020 Obtaining a Life Insurance Policy Are you interested in purchasing a life insurance policy? If so, it’s important to learn the basics of life insurance first. Read more about obtaining the policy that’s best for you and your loved ones. […] Read More February 15, 2020 Can I buy life insurance without a medical examination? If you want to buy life insurance without a medical examination, you have several options. Learn more about what options are available so that you can make an informed decision about your coverage. […] Read More January 15, 2020 How to Choose Between an Original Medicare Plan and Medicare Advantage How do you choose between an Original Medicare Plan and a Medicare Advantage plan? Uncover key differences between Original Medicare, a Medical Supplement plan, and a Medicare Advantage plan. […] Read More December 15, 2019 What is the difference between term life insurance and accidental death insurance? What is the difference between a term life and accidental death and dismemberment (AD&D) insurance policy? Discover key features of AD&D and term life insurance, review fundamental differences between the two policies, and decide if AD&D or term life is right for you. […] Read More November 15, 2019 Do I Need a Health Savings Account Once I Have Medicare supplement Insurance? What is a health savings account (HSA) and how is it used in conjunction with Medicare Supplement Insurance? We explain the value an HSA can bring to your current health insurance coverage and the impact an HSA has on Medicare Supplement Insurance beneficiaries. Get the information you need to decide if Medicare Supplement Insurance is the right step forward if you have an HSA. […] Read More October 15, 2019 How to Find a Lost Life Insurance Policy Life insurance payouts can go unclaimed when there is a lack of communication between the policy owner and beneficiary. If one of your loved ones has died and you’re trying to track down a missing life insurance policy, you’ll be glad to know there are solutions for finding it. […] Read More September 15, 2019 Life Insurance at Different Phases of Life \ Life insurance is tailored specifically to your needs at the time of purchase and the foreseeable future. Because of this, your life insurance needs will change overtime depending on what your life snapshot, or a picture of your financial priorities look like. […] Read More August 15, 2019 Designating an Accidental Death Insurance Beneficiary: What to Consider If you’re considering purchasing an accidental death insurance policy, there are a few things to consider, including whom to name as your beneficiary. […] Read More July 15, 2019 Can you completely pay off a whole life insurance policy If you’re a whole life insurance policyholder, you might be wondering whether it’s possible to completely pay off a whole life insurance policy. If so, read more to get the answer and more. […] Read More June 15, 2019 9 Things to Consider When Deciding on Your Beneficiary You’ve come to the conclusion you want to help protect your loved ones by getting life insurance. After researching and speaking to local licensed insurance Agents, you’ve hand-picked the best policy for yourself. Now, you have one last thing to consider as you sign your contracts: who will be your beneficiary? […] Read More May 15, 2019 How Can I Get a Loan From My Life Insurance Policy? When it comes to life insurance, many consumers find whole life insurance attractive because it typically offers a cash value amount. This feature may allow someone to use their life insurance as collateral for a loan or even take out a loan from their life insurance policy. […] Read More March 10, 2019 Can I withdraw or cash out my whole life insurance policy? If you have a life insurance policy with a cash value, you may be wondering if you can withdraw, cash out or borrow money from it. If so, read more about your options for accessing the cash value of your life insurance policy today. […] Read More February 15, 2019 Who Can Be a Life Insurance Beneficiary? If you are purchasing a new life insurance policy, or just want to update your existing policy, you might be wondering about designating a beneficiary. Learn more about your options and what to consider when choosing a beneficiary. […] Read More January 15, 2019 Can I buy supplemental health insurance to replace retiree benefits? What would happen if your employer cancelled your retiree health benefits? Do you have a back-up plan? Retirees have multiple options for replacing employee sponsored health benefits. Read on to find out more. […] Read More December 15, 2018 Can life insurance agents sell annuities? Many people use a combination of life insurance and annuities to protect the financial future of their family, but from whom should they buy an annuity? Learn more about the options for this financial product. […] Read More Copyright © 2019 Globe Life Insurance Company of New York, All Rights Reserved. Resourcs Articles | View Privacy Policy | HIPAA Statement | Terms of Use | Anti-Fraud Campaign In the process of providing the products and services you requested, we will collect, use and share certain information you provided. 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