MySaga Menu SAGA BUILDINGS INSURANCE Up to £1 million buildings cover for the over 50s Get a quote Retrieve a quote Contact us Over 50s home insurance Buildings insurance Contents insurance Renters insurance Flood Re Additional cover options High value home insurance Existing customers How to make a claim Policy documentation Frequently asked questions Saga home insurance - buildings cover Our 5 Star rated buildings cover includes: Accidental damage cover for cables, tanks and underground pipes serving your home that you're responsible for Alternative accommodation up to £100,000 if you can't live in your home during a claim (up to £1 million with our Saga Plus cover level) Cover when your home is unoccupied for up to 60 days in a row, such as if you go on an extended holiday Trace, access and repair of water and oil leaks. (Up to sum insured with Saga Plus, up to £5,000 with Saga Select. Saga Plus - improved buildings cover and a price that stays the same for three years Choose our improved Saga Plus cover level and, unless your policy details change, you can expect to pay the same for three years - even after most claims*. *Based on claims made in 2019 and 2020. The only thing that's fixed is the price. You're free to leave us at any time - we don't charge cancellation fees. See the terms and conditions and find out more about our 3-year fixed price cover. A choice of cover levels Situation Saga Select Saga Plus A violent storm damages your roof (Up to £1m) You lose your keys and need new locks fitted to your external doors (Up to £5,000) (Up to £1m) You need to stay in alternative accommodation while your home is being repaired during a claim (Up to £100,000) (Up to £1m) You put a hot pan on the kitchen worktop and damage the surface Optional (Up to £1m) Your flooring has to be replaced because we took it up to trace and fix a leaking water pipe (Up to £5,000 (Up to sum insured) You damage the bath while doing DIY and it can’t be repaired or replaced to match the sink and toilet – we will replace the whole set (Up to £1m) 3-year fixed price - if your policy details stay the same you can expect to pay the same price for 3 years, even after most claims* (T&C apply) For full details on what is covered by Saga Plus and Saga Select buildings cover please see the policy book. Get a quote If you require more than £1 million to rebuild your home, please call 0800 096 3251 or see Saga TailorMade Home Insurance for more information. Contact us We'd love to hear from you Log in to MySaga Products Car insurance Home insurance Travel insurance Health insurance Motorhome insurance Landlord insurance Caravan insurance Pet insurance Contact Us Careers Site Map Cookie Policy Corporate Privacy Policy Terms and Conditions Modern Slavery Statement Gender Pay Report Making a complaint © Saga 2021 Registered Office: Enbrook Park, Folkestone, Kent, CT20 3SE. FEEDBACK How do you like your cookies? We use cookies to ensure you get the best experience on our site, they help us understand how you use the site and tailor the content you see. Our Cookie Policy tells you all about them and you can review your options at any timeCookie Policy Accept All Cookies Customise Settings