Explore Products Claims About Us Resources 1-855-347-3939 , Call Us Log In Homeowners Insurance Get a homeowners insurance quote that covers your house & more PRODUCT Homeowners Plus + BUNDLE Save an average of 5% on auto!Δ(See Disclosure) Add auto (optional) ZIP Code This homeowners rate and coverage are provided and serviced by affiliated and third-party insurers. Read more. EXPLORE HOMEOWNERS Discounts, coverages, & more Continue previous quote›Find an agent› Home InsuranceHomeowners Insurance Quote home insurance online and get protection customized to you Homeowners insurance protects against damage to your home and belongings from covered perils, and safeguards your assets if you're liable for someone else's injuries or property damage. Additionally, your homeowners policy may pay for meals and lodging if your home is uninhabitable due to a covered loss. Quote online today and see how easily you can obtain customized coverage from Progressive. COMPARE RATES WITH HOMEQUOTE EXPLORER® We're the only home insurance company that lets you compare homeowners insurance quotes and coverages from multiple providers. Simply enter your information once, and we'll match you with a policy based on your input and frequently show additional options. WAYS TO SAVE Affordable home insurance that helps you save Bundle auto and homeowners insurance Save an average of 5% on car insurance when you combine Progressive home and auto.Δ(See Disclosure) See more on bundling insurance› Quote in advance Plan and save when you get a homeowners insurance quote before your policy’s start date.+(See Disclosure) Alarm systems and safety devices You may qualify for discounts if you have a burglar alarm, automatic fire protective sprinklers, or a centrally monitored security system in your home. New purchase You may qualify for a discount when you purchase a new home (doesn't have to be newly built). See all discounts We connect you with a network of home insurance companies to give you more price and coverage choices when quoting. The availability and amounts of discounts can vary by company and your state. Homeowners insurance coverage gives you peace of mind We offer protection for your home and personal property in addition to liability coverage if you're responsible for another person's injury or damage to their property. See all coverages STANDARD COVERAGES Dwelling Dwelling coverage may pay to repair or rebuild your house caused by fire, severe weather, falling trees, ice dams, and other covered perils. Example: You may be protected if your roof caves in from the weight of ice, snow, or sleet, damaging interior components such as walls, kitchen cabinets, and countertops. Loss of use If you're unable to stay in your home during repairs due to a covered loss, additional living expenses (part of your loss of use coverage) may pay for additional living expenses above what you'd typically pay, up to your policy's limits. Example: A fire damages your kitchen and you're unable to live in your home while the repairs are being made. You may be covered for the cost of a hotel stay and meals, above what you normally spend on groceries. Liability Personal liability coverage helps protect your assets if you or your family members are liable for someone else's damage or injuries. Additional coverages may be available to purchase for libel, slander, and other lawsuits. If you need more than a $500,000 liability limit, a separate umbrella policy may provide additional coverage. Example: A delivery person falls on your steps and breaks their arm. If you're found to be liable, your homeowners insurance may cover their medical bills and lost wages. Personal property Personal property coverage helps pay to repair or replace furniture, clothes, electronics, tools, and other belongings if they're destroyed in a covered loss. For more expensive items, such as jewelry, art and collectibles, you may need to "schedule" the item, also known as adding an insurance rider to your homeowners insurance policy. Example: Someone breaks into your car and steals your cellphone and work tools/equipment. Your home insurance policy may pay to replace the stolen items, up to the limits of your policy and minus your deductible. Get a home insurance quote in a few easy steps It’s never been easier to get an affordable and accurate home insurance quote online. We’ll ask a few simple questions to help you find a policy that best protects your home and family, including the following: Who lives with you? Are you running a home-based business? When was your home built? How old is your roof? Do you have home insurance now? Common questions about homeowners insurance Below are some of the most asked questions about home insurance. Check our home insurance FAQ and home insurance resources page for more information. What does home insurance protect against? Standard home insurance policies cover a variety of situations, including the following examples, up to your coverage limits and minus any deductible: A windstorm causes damage to your roof. Dwelling coverage may pay to repair it.Your home is burglarized. Personal property coverage may pay to replace stolen items, up to your policy’s limits.A fire burns down your detached garage. Other structures coverage may pay to rebuild it.A guest slips on your kitchen floor and breaks their wrist. Medical payments coverage may cover their medical bills. Learn more about home insurance coverages and use our home insurance calculator to estimate how much home insurance you need. Will homeowners insurance cover a rental property? If you rent out a house to tenants or if your rental property is unoccupied, you'll need a dwelling policy to cover your rental home. A dwelling policy for a landlord may also cover the other structures on the property, theft of belongings, vandalism, loss of rent, and liability. Does home insurance cover flooding? Home insurance policies generally won’t cover flooding. If you live in an area prone to flooding, a flood insurance policy may help protect against damage to your home and personal belongings. Learn more about how your homeowners policy may cover water damage. Is home insurance required? Homeowners insurance isn’t mandated by law in any state, but your mortgage company will typically require you to show proof of a policy before they’ll fund your home loan or equity line of credit. Even if you don’t have a mortgage on your property, a homeowners policy may be valuable in protecting against damage to your property and belongings. Get Answers to more home insurance questions Progressive Answers is your guide to home insurance, from understanding coverages to pricing information. Homeowners insurance 101› Learn how homeowners insurance works, and what's typically covered. What is a homeowners insurance deductible?› Learn what a deductible is, how it works, and tips for choosing the right amount. Average homeowners insurance cost› Find out more about home insurance pricing and the factors that can impact your cost. Homeowners insurance for the first-time home buyer› Learn how to shop for homeowners insurance with tips for first timers. See the latest reviews of Progressive home insurance From low rates to flexible coverages, there are plenty of reasons to choose Progressive. See why our customers trust us for home insurance below. Review has 4.1 stars. 4.1/5 recommend Progressive Review has 5 stars. 5/5 November 23, 2021 I always have good experiences with Progressive. Website is quick & easy to use. Review has 5 stars. 5/5 November 19, 2021 Insurance Agent Judy was AWESOME! She was professional, very knowledgeable & personable! Her kindness made me feel honored to be a client of Progressive Insurance. Review has 5 stars. 5/5 November 18, 2021 Stephen was great. He was patient and it felt like he was truly trying to do what was best for me and my needs. More home insurance reviews Get a free homeowners insurance quote online or call for advice Get a quote Or, call 1-855-347-3939 Insurance Car Insurance Home Insurance Progressive Answers Explore All Products Our Company About Us Careers Investors Newsroom Quick Links Continue Previous Quote Report a Claim Make a Payment PerkShare Connect 1-855-347-3939 Contact Us Progressive App Become a Partner Search / Keywords Facebook Instagram Twitter YouTube Lifelanes Contact Us Site Map Accessibility Services Technical Help Privacy & Security Terms of Use Insurance Resources RANKED #1 WEBSITE FOR EASE OF USE Copyright 1995 - 2021. Progressive Casualty Insurance Company. All Rights Reserved. We offer insurance by phone, online and through independent agents. Prices vary based on how you buy. Δ Disclosure Discount varies and is not available in all states or situations. + Disclosure Discount availability and terms may vary by provider and state Progressive Home® policies are placed through Progressive Advantage Agency, Inc. with insurers affiliated with Progressive and with unaffiliated insurers. Each insurer is solely responsible for the claims on its policies and pays PAA for policies sold. Prices, coverages and privacy policies vary among these insurers, who may share information about you with us. PAA’s compensation from these insurers may vary between the insurers and based on the policy you buy, sales volume and/or profitability of policies sold. See a list of all the insurers that write Progressive Home policies, or contact us for more details. How you buy your Progressive Home policy — directly through us (online, by mobile device or by phone) or through an independent agent/broker rather than PAA — determines which insurers are available to you. Use the link above to get a rate from one of the insurers. Or contact us to see if we can get you a rate from any of the other insurers. Policies sold through agents and brokers are available from them and through Progressive.com/agent. Coverage and discounts not available in all states and situations. All coverage is subject to policy terms and conditions. PAA and Progressive are not responsible for the content or operation of others' websites or how others handle or use your information. Progressive Advantage Agency, Inc. (CA Lic #0F50053, TX Lic #1394132) is domiciled in Ohio, has its principal place of business at 6300 Wilson Mills Road, Mayfield Village, Ohio 44143, and does business in CA as Progressive Advantage Insurance Agency, Inc.