Login PERSONAL LOANS Home Personal Loans & Credit Cards Personal Loans Personal loans are flexible lending options for all those items that don't have a specific loan type of their own. If you are a member, you may already be preapproved! Log in to online banking or our mobile app and check the Loan Center to find out. Apply Personal Line of Credit Signature Loan Secured Loan Short-Term Loan Common Questions PERSONAL LINE OF CREDIT Take the trip of a lifetime. Pay off a high-interest loan. Cover an unexpected trip to the vet. Our personal line of credit makes funds available for whatever, whenever. Your personal line of credit can also protect you against checking account overdrafts and fees. PERSONAL LINE OF CREDIT DETAILS: Rates are based on WSJ prime plus a margin (based on credit qualifications). Loan amount limits up to $25,000, with a minimum of $500. Rates are variable and can change monthly, calculated as prime plus margin percentage (margin percentage based on credit qualifications). Rates are based on WSJ prime plus a margin (based on credit qualifications). Rates are subject to change monthly on the first business day of the month. Apply Rates SIGNATURE LOAN Our signature and seasonal loans let you borrow at a competitive rate based on your personal credit qualifications. SIGNATURE LOAN DETAILS: Loan amounts of $500 to $25,000. The term of your loan will be determined by the total amount of the loan. Funds are deposited into your savings or checking account, so the possibilities are endless! SEASONAL LOAN DETAILS: Our seasonal signature loan option (Back-To-School, Vacation, or Holiday). Low APR (see current rates). Loan amounts of $500 to $10,000. The term of your loan will be determined by the total amount of the loan. Funds are deposited into your savings or checking account, so the possibilities are endless! APR = annual percentage rate. All loans, rates, and terms are subject to credit approval, may change at any time, and must meet Harborstone Credit Union lending policies. Apply Rates SECURED LOAN A secured loan lets you borrow against your own money and begin building or rebuilding credit at a low interest rate with no fees or repayment penalties. SECURED LOAN DETAILS: May borrow against your savings (share) account or a certificate. Rates are calculated based on the current share savings or certificate rate plus an incremental percentage. Loan term is determined by loan amount. Loan maturity should not exceed the certificate maturity date (certificate-secured loans only). Visit Us or Call to Apply SHORT-TERM LOAN Our short-term loan can help you meet short-term cash needs and is a great alternative to payday lending. SHORT-TERM LOAN DETAILS: Rate is fixed. Loan amount limits of $200 to $1,000. Must be a member for at least 90 days. Application fee and minimum payment amounts apply. Visit Us or Call to Apply COMMON QUESTIONS Card Controls Frequently Asked Questions What if I don’t think I’ll qualify for a checking account? What are the benefits of Harborstone debit cards? How many debit card transactions are required to meet the monthly BreakFree Checking qualification? Is there a minimum amount per transaction? How do I meet the BreakFree Checking online banking requirement? How will I receive my BreakFree Checking dividends? Contactless (Tap-to-Pay) Payment Frequently Asked Questions I ordered a box of checks and they're incorrect. What should I do? I have a BreakFree Checking account and I've met my monthly qualifications. Will I get my international ATM fees refunded to me? Not seeing your question? Try a search. Ask Open an Account Copyright © 2021 Harborstone Credit Union All rights reserved. P.O. Box 4207, Tacoma, WA 98438-0207 Transit/ABA Routing Number: 325180870 Contact Us LOANS Vehicle Loans Credit Cards Home Equity Home Loans Avoid Foreclosure ACCOUNTS Checking Savings IRAs Money Market CONVENIENCE Online Banking Mobile Banking Telephone Banking Locations & ATMs ABOUT Careers Privacy Policy Site Map Disclosures & Agreements