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Get Started High-Yield Savings Rewards Checking Tailored Checking Built for You At LendingClub, we’re committed to delivering superior products and services to help our clients meet their financial goals. Marketplace Fee-Free Checking Earn 0.60% APY Savings Earn Cash Back Early Direct Deposit High-Yield Savings Earn up to 0.60% APY on balances of $2,500 & up and meet your savings goals faster. Don’t quite have $2,500? High-Yield Savings accounts still earn 0.05% APY on balances of $0.01 to $2,499.99. Learn More Apply Online Open an account online in under 3 minutes—right now, wherever you are, on any device! Apply Now Awards & Recognition Awarded Best Cash Back Checking Account of 2022 by Newsweek Awarded Best Online Checking Account of 2020 by Nerdwallet Awarded Best Online Bank of 2020 by Bankrate Best Cash Back Checking Account 2022 Rewards Checking was voted Best Cash Back Checking Account on Newsweek’s America’s Best Banks list for 2022. Heavy debit card users can get rewarded for their swiping with a checking account that returns a percentage of their purchases, similar to the way a cashback credit card operates. The winner pays interest on top of that, offers unlimited ATM reimbursements and doesn’t charge a monthly maintenance fee or require a minimum balance. America’s Best Banks of 2022 Radius is now LendingClub On February 1st, 2021, LendingClub Bank N.A. acquired Radius Bank. The acquisition combines the strengths of two digital innovators with complementary businesses and a digital-first, branchless approach to banking. Visit our FAQ page for more information. Learn More High-Yield Savings Earn 0.60% APY on balances of $2,500 or more1 No monthly service fees No minimum balance requirement after $100 to open Free ATM card available Get High-Yield Savings Rewards Checking Earn unlimited 1% cash back on debit card purchases Earn up to 0.15% APY Unlimited automatic ATM fee rebates No monthly maintenance fee No minimum balance requirement after $100 to open Get Rewards Checking Tailored Checking Earn unlimited 1% cash back on debit card purchases Earn up to 0.10% APY Unlimited automatic ATM fee rebates No monthly maintenance fee for balances over $5,000 No minimum balance requirement after $100 to open Get Tailored Checking Leave us a review! Have something to say? We want to hear it! Visit our review page to share your opinion on LendingClub, our Customer Service, or any of our products or services. Leave a Review Digital banking, made human. At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier. Security We use 256-bit encryption to ensure that data is protected with the highest level of security. FDIC Insurance Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000. Customer Support Have a question? We’re here to help. Chat with us online, or reach us by phone or email. High-Yield Savings is a free savings account with no monthly maintenance fee, no minimum balance requirement after $100.00 to open the account, and is FDIC-insured up to the maximum allowed. Annual Percentage Yield (APY) accurate as of 11/25/2021. Minimum amount to open account is $100.00. Rate tiers are as follows: 0.05% applies to balances of $0.01-$9.99; 0.05% applies to the entire balance on balances of $10.00-$2,499.99; 0.60% applies to the entire balance on balances of $2,500-$24,999.99 and 0.60% applies to the entire balance on balances of $25,000 or more. Rates may change at any time after the account is opened. Fees may reduce earnings. Interest rates are subject to change without notice and will be determined as the discretion of the Bank. NEWSLETTER SIGN UP Get industry updates and expert insight: 0 / 3 COMPANY About Us Media Blog Contact Us Leave A Review LEGAL Policies Security Privacy MOBILE APPS LendingClub Mobile LendingClub Commercial Mobile Wallets .cls-1{fill:#557b92}.cls-2{fill:#ea4224}.cls-3{fill:#113b5e} © LendingClub Bank, N.A. All rights reserved. Routing # 211075086 800.242.0272 bankhelp@lendingclub.com* One Harbor Street, Boston, MA 02210