Skip to navigation Site map Online Banking Login: New User | Forgot Password | Forgot Username Personal Checking Accounts that Fit Your Needs The personal checking accounts offered by Farmers & Merchants Bank are a great way for you to access your funds easily. With this type of account, you can: Manage Your Finances Effectively – Use a checking account to budget your funds, save for major purchases, and pay for bills on time. Write Checks – Pay for products or services without getting cash from an ATM. Receive Deposits Directly to Your Account – Instead of cashing out a physical check at a bank or another financial institution, your employer or benefits provider deposits the money directly to your checking account. Open a checking account today by visiting one of our bank branches in Indiana. Order Checks Here Prestige Checking Student Checking Be Green e-Checking Interest Checking Health Savings Account Description Our standard checking account. A checking account for students; has no monthly cost of service. Requires proof of enrollment and e-Statements. Offers multiple ways to waive your monthly cost of service. e-Statements only. An everyday checking account that earns interest. An account used to set money aside for medical expenses. Annual contribution limits. Must have qualifying high deductible health plan. Minimum Opening Balance $100.00 $100.00 $100.00 $500.00 $100.00 Online and Mobile Banking1 Farmers & Merchants VISA Debit/ATM Card Yes, IF Student is 18 OR has Adult on Account Debit Card Only FREE Bill Payment Service2 N/A e-Statements3 Paper Statements3 N/A N/A Unlimited Transactions N/A Earns Interest N/A N/A N/A Cents-Able Savings (with F&M Savings Account) N/A Interested? Learn More Learn More Learn More Learn More Learn More Must be at least 13 years of age to be eligible for Online Banking and Mobile Banking Bill Payment service available for customers age 18+ with eligible accounts Cost of Service for e-Statements and Paper Statements vary by account and by balance. Please contact Bank Representative for details. Prestige Checking Ideal for people who just want the basics. This is a traditional checking account with unlimited check writing Great Benefits of our Checking Accounts: ATM/Debit Card Automatic Transfers Mobile Banking Text Banking Debit Card Activity Alerts Online Banking & Bill Pay Telephone Banking through the Freedom Line Cents-able Savings Student Checking A great account for children or students of all ages! Includes unlimited check writing and a low opening balance. We offer college students an account with no monthly fees regardless of account activity. Great Benefits of our Checking Accounts: ATM/Debit Card Automatic Transfers Mobile Banking Text Banking Debit Card Activity Alerts Online Banking & Bill Pay Telephone Banking through the Freedom Line Cents-able Savings Be Green Checking Full-service account for active online banking users with easy ways to reduce or eliminate monthly service charges. Manage cost of service by balance, with direct deposit, or with debit card activity. Great Benefits of our Checking Accounts: ATM/Debit Card Automatic Transfers Mobile Banking Text Banking Debit Card Activity Alerts Online Banking & Bill Pay Telephone Banking through the Freedom Line Cents-able Savings Interest Checking Earn interest that’s compounded monthly with this popular account that offers unlimited check writing. Great Benefits of our Checking Accounts: ATM/Debit Card Automatic Transfers Mobile Banking Text Banking Debit Card Activity Alerts Online Banking & Bill Pay Telephone Banking through the Freedom Line Cents-able Savings Health Savings Account Account used with qualified high deductible health plans Great Benefits of our Checking Accounts: Debit Card Mobile Banking Debit Card Activity Alerts Online Banking Text Banking Telephone Banking through the Freedom Line LOCATIONS: Boswell Otterbein Williamsport West Lafayette Lafayette Routing #: 074906211 Lost or Stolen card Phone Number: 866-611-8313 Our Story Contact Us Blog © 2017 Farmers & Merchants Bank. All rights reserved. | Sitemap Privacy Policy, Terms of Use, USA PATRIOT Act