Loans Taxes About Education Careers Contact Us Other Information Find A Branch APPLY NOW Menu Advantages of Personal Installment Loans Personal Installment Loans vs. Alternative Options Personal Installment Loans differ greatly from title loans, pawn shop loans, payday loans and even credit cards. The structure and terms of personal installment loans are tailored to the customer’s needs. See the difference: Personal Installment Loan Payday Loan Pawn Shop Loan Title Loan Credit Cards Reviews Credit History and Ability to Repay the Loan Yes No No No Yes Affordable Fixed Rate Monthly Payments Yes No No No No Reports to Credit Bureaus Yes No No No Yes Average Loan Terms 6-46 months1 2-3 Weeks2 2-4 Months 30 Days3 Revolving World Finance provides Personal Installment Loans. Our Personal Installment Loans do not have large balloon payments and are not payday loans. At World, we work with customers to build payback schedules that have equal, affordable payments over the term of the loan. Source: Company filings, CFPB, Center for Responsible Lending Report (Feb 2013), Wall Street Research, AFSA Education Foundation: Personal Loans 101: Understanding Small Dollar Loans (1) Depending on the size of your personal installment loan in your state of residence, terms may vary. (2) CFPB, “Payday Loans and Deposit Advance Products” (3) Center for Responsible Lending, “The State of Lending in America & its Impact on U.S. Households.” Data represents 30-Day Balloon Payment Car-Title Loans Here are Some of the Other Advantages of Borrowing from World Finance Wonderful customer service. Over 1200 branches in 16 states. More than 3,600 team members nationwide available to support you. Easy, flexible terms. Get your money quickly, typically within an hour. There are no surprises. There are no hidden fees or penalties for paying off your loan early. We’ve been helping people realize their goals since 1962. We’ve served over 55 million customers. We’ll work with you on a payment plan that fits your budget. We make paying your loan as convenient as possible: Online, by phone or at your local branch. Did You Know in the Last Year*: Over 92,000 New World customers received a loan WITHOUT a credit score! Over 400,000 Customers earned a lower interest rate! Over 370,000 Customers improved their credit score! * Data sourced from World Acceptance Corporation 2019 Annual Report (pg 4) and refers to customers with good payment history. Same Day funding! Typically within 1 hour from walking into a branch. World Finance offers personal installment loans that have a fixed rate, fully amortized closed-end extensions of direct consumer credit, payable in monthly payments. A personal installment loan from World Finance isn’t just easier. It’s the smart thing for you to do. We Make It Convenient to Repay Your Loan. We accept payments Online, over the phone or cash, check, money order, cashier’s check and debit card payments at your local branch. We cannot accept credit card payments. Contact your nearest branch for additional details. More Questions? You can find information about our affordable rates and convenient loan payment plan throughout our website. You may also wish to visit our FAQ page to find answers to some of the most commonly asked questions our team members receive. Previous Hi Lou and ladies, I just wanted to thank you for your outstanding service. You have made me a believer in customer service, and that great things can happen when you appreciate one another; to your co-workers, to your boss, to your customers. I loved coming in to see you all and just truly want to say “y’all are the best.” Coulette / Customer Next 1-888-378-3886 © 2021 World Finance. All Rights Reserved. Please refer to our Rates and Terms page for more information. NMLS ID#: 2032867 *Please note, delayed payment comes with accrued interest. Not available in Utah.