PERSONAL BUSINESS ANSWERS ABOUT US LOG IN Honoring and protecting jewelry since 1913. LEARN ABOUT JEWELRY INSURANCE COVERAGE Personal Policy Center Manage My Account Review and make changes to your policy through your secure online account. Log in Register for an online account Add an item to my policy Make a Payment Pay your bill online quickly and easily – anytime, anywhere. Pay my bill Start a Claim Start a new claim online – or call our claims team at 888-884-2424, 7AM - 6PM CDT, Monday through Friday Start a claim Learn about claims Get a Free Quote Rates depend on where you live. But for most people, jewelry insurance costs 1-2% of the value of their jewelry. For example, a $10,000 ring costs about $100 per year to insure. Jewelry Type Select A Type Ring Earrings Bracelet Necklace Watch Pendant Chain Other Loose stone Brooch Replacement Value Wearer's Zip/Postal Code Get a quote for multiple items ESTIMATE MY RATE Expertise Since 1913 Founded By Jewelers, For Jewelers Jewelers Mutual was founded by jewelers determined to meet their own need for quality business insurance. We were literally founded by jewelry experts. Jewelers Own Jewelry, Too Those jewelers later realized another unmet need – quality, expert protection for their own jewelry. Thus, we started offering personal jewelry insurance. Endorsed By All the Experts Jewelers Mutual is the only jewelry insurer endorsed by the most well-known companies in the jewelry industry – authorities like American Gem Society and Jewelers of America Experts Then, Experts Still Just as the founders were jewelry experts, so is our staff today. We’re proud to employ numerous GIA Graduate Gemologists and AGS Certified Sales Associates. It All Comes Down to Trust You trust your home to your homeowners insurance. Trust your jewelry to the actual jewelry experts. Find out how it all works and what our expertise means for you. EXPLORE PERSONAL JEWELRY INSURANCE PERSONAL Personal Jewelry Insurance Get a Quote FAQ Manage My Policy Claims Pay My Bill BUSINESS Jewelry Business Insurance Zing® Platform JM™ Shipping Solution JM™ Care Plan Jewelry Appraisal Solution JM™ University JM Risk Services Jeweler Programs Pay My Bill Business Claims Blog ABOUT About Us Careers Newsroom Social Responsibility COVID-19 Resources CONTACT Contact Us Share Your Concerns BLOG How much does it cost to resize a ring? How to clean gold jewelry the right way How much should an appraisal cost? How to make a ring smaller without resizing More blog articles Privacy Policy Terms of Use © 2021 Jewelers Mutual Group - All Rights Reserved Insurance coverage is subject to underwriting review and approval, and to the actual policy terms and conditions. Any descriptions are a brief summary of coverage and are not part of any policies, nor a substitute for the actual policy language. Insurance coverage is offered by a member insurer of the Jewelers Mutual Group, either Jewelers Mutual Insurance Company, SI (a stock insurer) or JM Specialty Insurance Company. Policyholders of both insurers are members of Jewelers Mutual Holding Company.