Living Trusts Trusts have important advantages in serving you during your lifetime and as a means of handling your estate and providing for those you care for after death. A trust can be established as an independent tax-paying entity, which provides tax benefits and continuous asset management. A living trust, with Fowler State Bank, will provide you with the following: Flexibility and Control, during your lifetime you may remove assets at any time, amend terms, transfer, or even terminate the trust at your discretion. Assets collected and income disbursed from one account. Complete record keeping, which simplifies the preparation of tax returns. Continuity of financial management in the event of illness or incapacity. The comfort of knowing that a trust avoids probate of assets held upon death, which saves costs and assures confidentiality of financial affairs. The knowledge that a trust may permit significant estate tax savings, while providing for surviving spouse and family. Professional investment management. Payment of bills, continued without interruption. Federal and State tax returns prepared and filed. For more information, please contact the Fowler State Bank Trust Department at 765-884-1200 or 800-439-3951. Locations Contact Us Quick Links About Us Estates Guardianships Agency Accounts Privacy Policy • Interest Rates • Calculators • Annual Report Get in touch Main Office Fowler: 765.884.1200 or 800.439.3951 Fowler Grant Avenue: 765.884.3241 Kentland: 219.474.5444 or 800.207.3615 Williamsport: 765.762.5504 or 800.439.2802 Newsletter Registration Reorder Checks Contact Us View Site Map Connect With Us

Guardianships All too frequently in life, minor children find themselves in need of a guardian. In other instances, adults who are seriously ill or who have become increasingly incapacitated need that same source of help. In serving as a guardian, we will provide the following services: Collect, protect, and manage assets Settle Claims and pay obligations Report all activities to the Court File all income tax returns For more information, please contact the Fowler State Bank Trust Department at 765-884-1200 or 800-439-3951. Locations Contact Us Quick Links About Us Living Trusts Estates Coverdell Education Savings Account Privacy Policy • Interest Rates • Calculators • Annual Report Get in touch Main Office Fowler: 765.884.1200 or 800.439.3951 Fowler Grant Avenue: 765.884.3241 Kentland: 219.474.5444 or 800.207.3615 Williamsport: 765.762.5504 or 800.439.2802 Newsletter Registration Reorder Checks Contact Us View Site Map Connect With Us