MENU LOG IN BECOME A MEMBER APPLY FOR A LOAN FIND A BRANCH CHECK RATES SEARCH AUTO LOANS Looking for a low cost loan on new or used auto? Let us put you in the driver’s seat. Check Auto Loan Rates Convenient terms Low-cost GAP insurance Competitive Rates Automatic Payments Do you have a loan somewhere else? Refinancing your current auto loan from another institution to Unity One could save you money each month. Rates are great, and now is the perfect time to refinance! APPLY FOR AN AUTO LOAN MOTORCYCLE LOANS Get a rate that gets your motor running. For low-cost financing on a motorcycle, we’ve got loans with just the right horsepower. Competitive rates Payback terms up to 60 months*, depending on the model year *APR = Annual Percentage Rate. APR quoted "as low as" and are subject to change. Must qualify for the lowest rate. Payments on an Motorcycle Loan of $15,000 financed at 6.65% APR for 60 months would be $294.55 per month or $19.64 per $1,000 borrowed. The term of repayment affects the monthly payment obligation. APPLY FOR A MOTORCYCLE LOAN CREDIT UNION LEASING (TEXAS RESIDENTS ONLY) Unity One Credit Union has partnered with FairLease to offer members the option of leasing their vehicles. From lease origination to lease end, FairLease provides you with the information you need to make informed and educated decisions about your vehicle. Is credit union leasing the right option for you? No cash down required at signing No hidden fees No early termination penalties Lower monthly payment No depreciation risk GET A QUOTE AUTO LOAN PROGRAMS AND PROTECTION First-Time Auto Buyer Program for Students Help your child establish good credit with our first-time auto-buying program. It enables your student to purchase a new or used auto in their name with a parent as the co-applicant on the loan and an owner on the title. This also gives them the opportunity for a low-cost loan with a better rate and flexible payment options. Credit Life Protection for Auto Loans Reduce or pay off your outstanding auto loan balance, up to the policy maximum, if you become deceased before paying off the loan. Credit Disability Protection for Auto Loans Ensure your ability to make your monthly loan payment should you become disabled due to a covered illness or injury. GAP Coverage (optional) Will help pay off your loan in the event you total your vehicle by paying the difference between the current value of your vehicle (which your auto insurance company may pay) and the balance of your loan. Because of the price of vehicles these days, it's not uncommon to be "upside down" on your loan, meaning you owe more that it may be worth. The best part about our GAP coverage is that it only costs you $495 to cover the auto loan and we can roll it into your monthly payments. Mechanical Breakdown Insurance (optional)MBP provides protection against mechanical breakdowns beyond your existing manufacturer warranty. Credit Life and Disability Our coverage will help make your monthly payment on your loan in the event you become disabled and pay off your loan if you become deceased. SHOP, FIND PRICING, AND RESEARCH Shop Enterprise Car Sales Get New and Used Auto Pricing with Kelley Blue Book Get New and Used Auto Pricing with NADA Guides I'M INTERESTED IN AN AUTO LOAN! © Copyright Unity One Credit Union. Federally insured by the NCUA.