Customer login 0800 294 4522 Mon-Thu:08.00 – 20.00 Fri:08.00 – 18.00 Sat:09.00 – 17.00 Home Home Landlord Caravan Other Products News Landlord insurance Get specialist cover for your buy-to-let property at highly competitive prices. Get a Quote We provide competitive landlord insurance quotes to the private rented sector for properties let to professionals, students, DSS tenants and even unoccupied properties. Overview Why do I need Landlord Insurance FAQs Landlord Insurance At Discount Landlord, we search the market to find the best Landlord Insurance policy to suit your needs, at a price that’ll suit your budget too! We cover a wide range of buy-to-let properties, including houses, flats, bedsits and HMOs. Policy benefits include: Loss of rent cover is 30% of the buildings sum insured. Loss of rent covers the income you may lose as a result of your tenant(s) no longer paying rent as a result of your property becoming uninhabitable due to an insured event such as fire or flood. Employers Liability to £10 million. Employer’s Liability protects against the cost of compensation claims for accidental death, bodily injury, illness or disease to an employee, which are sustained at work. Property Owner's Liability £5,000,000. Property Owner’s Liability covers you for any costs or damage which may be awarded to a member of the public if they suffer an injury on or linked to your premises. Contents cover up to £40,000. Covers possessions belonging to the landlord, such as furniture, which may be in the property. Insurance cover is ‘new for old’. ‘New for old’ is an insurance term which means that if your possessions or contents are damaged, the insurer will pay out to replace it in full. So, even if the exact item is no longer available, you should still receive enough for you to buy a new, similar item. Replacement lock cover after a theft. Covers the cost of replacing locks and keys after a break in or burglary. £250 for buildings and £100 for contents. The contribution you may have to pay towards a claim. About your policy Please click here to read or download the Insurance Product Information Document & Policy Wordings for the insurance products we offer. Start your quote here For information on how we use your personal data please refer to our Privacy Notice Full Name Telephone number Email Insured Postcode Building sum insured: Content sum insured: Tenancy type - Select - Working People Students Lets DSS Couple Family or Single person Agree to Data Protection Policy: Click here to view Yes No We'd like to tell you about our products or services that may interest you. Please tick if you would like to hear about these products and services by: Email SMS Telephone Post We or our group companies may also send you details of the products and services of our group companies. Please tick if you would like to hear about these You can opt out of marketing communications at any time by contacting us. Very good experience, professional service, best rates, really happy. Term and Condition Insurance Document Disclaimer Privacy Notice Blog About us Sitemap Contact Us Compliants Procedure Cookie Policy Quote and buy now by calling 0800 294 4522 Discount Insurance is a trading name of Arthur J Gallagher Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority (FCA number 311786). Registered Office: Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow, G2 7AT. Registered in Scotland. Company Number: SC108909. www.ajg.com/uk We place cookies on your device to enable this site to work, to enhance your user experience and to improve our services. Some cookies we use are necessary for the site to work, while others are used to help us manage and improve the site and the services we offer you. If you’re happy to opt-in to our use of cookies just click the "Accept all cookies" button. Necessary cookies only Accept all cookies Review our use of cookies and set your preferences