menu INSURANCE ABOUT CONTACT CLAIMS lock LOG IN search IMPORTANT CLIENT UPDATE FIXED DEFERRED ANNUITY SINGLE PREMIUM IMMEDIATE ANNUITY INDEX DEFERRED ANNUITY Annuities An annuity can provide supplemental retirement income. Protect your quality of life with an income stream you can count on in your golden years. We can help find an insurance policy that fits you. FIND AN AGENT Find insurance coverage options for every stage of life. VIEW PRODUCTS Important Client Update For our clients with Individual Retirement Accounts, get more information on how changes from the SECURE Act could affect your IRAs. GET MORE INFO Fixed Deferred Annuity Replace market uncertainty with the predictability of guaranteed interest rates and sleep easy at night knowing exactly what your money is earning. Tax Deferred Growth - Allow your initial investment to grow tax-free, then only pay taxes on income you actually receive. Fixed Rate of Return - Have peace of mind and eliminate market uncertainty knowing exactly what your money is earning. Access Your Money - Choose from several options for partial withdrawals or conversions to income payments, subject to taxes and surrender charges. Optional Benefit Rider - Choose the optional Lifetime Income Rider to guarantee you never outlive your income. Receive guaranteed income for life even when your annuity value is zero. Single Premium Immediate Annuity From insurance proceeds to retirement payouts, a single premium immediate annuity can turn a lump sum of money into a predictable stream of income. Keep More Of What You Make - Spreading your income over a number of years may make your tax liability more manageable Predictability - Structure your payments by choosing the amount you want to receive and for how long Access Your Funds - If you unexpectedly need cash, there are options that may help suit your needs (subject to taxes and surrender charges) Index Deferred Annuity Protect your principal, while still allowing your money to participate in whatever upside the market may bring. Lower Your Risk Your Investment performance will be tied to an index, giving it upside potential, while avoiding losses during negative economic years. Tax Deferred Growth Avoid taxes eating into your earnings and only pay them when you actually receive the money. Early Access Options Choose from several options for partial withdrawals or conversions to income payments, subject to taxes and surrender charges. Optional Benefit Rider The optional Lifetime Income Rider provides an income stream that is guaranteed for life, even if your annuity value falls to zero. *The performance of the index cannot be predicted over any give period of time. Past history is no guarantee of future performance. Take control of your future You've spent a lifetime saving for retirement. We're here to help make it last. TALK TO AN AGENT | arrow_forward_ios INFORMATION Contact Directory Insurance Products Careers Investor Relations Mortgage Loan and Real Estate Health Info By State Accessibility FOR CLIENTS Log In Pay Bill Claims Center Forms Directory Request Tax Form COVID-19 Update Roadside Assistance FOR AGENTS SMG Log In IMG Log In CSSD Log In ML Log In SLAICO Log In FOR EMPLOYEES 401k Portal Employee Log In FEEDBACK chat_bubble_outline Questions? Chat We collect personal information and use cookies for business purposes. By using our site, you agree to our Terms. CA residents: CCPA Privacy Notice. x American National is a group of companies writing a broad array of insurance products and services and operating in all 50 states. American National Insurance Company was founded in 1905 and is headquartered in Galveston, Texas. In New York, business is written through Farm Family Casualty Insurance Company, United Farm Family Insurance Company, and American National Life Insurance Company of New York, Glenmont, New York. Property and casualty insurance is written through American National Property And Casualty Company, Springfield, Missouri, and its subsidiaries and affiliates. Other products and services referenced in this website, such as life insurance, annuities, health insurance, credit insurance, and pension products, are written through multiple companies. Not all products and services are available in all states. Not all companies are licensed in all states. Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies. Terms & Conditions Privacy Policy and Other Legal Notices New York Domestic Violence Notice Site Map Copyright© 2021 American National Insurance Company, Galveston, Texas. All rights reserved. ANNIE Assistant ANNIE Assistant said Hi! I'm Annie®, a virtual assistant at American National. How can I help you today? Here are some options you can ask me about: What can you do? Where can I make a payment? Help me find my payment information Get a quote Hi! I’m a virtual assistant. How can I help you today?