Main Menu Country: United States | English Secure Login Find a Financial Advisor Investment calculator: Realize the power of long-term savings Saving over time is an effective way to reach your financial goals and accumulate wealth. To see the power of long-term saving, enter the initial investment amount, an estimated rate of return and how long you plan to save. Skip to related content Skip to additional content Estimate your investments Fill in the fields below for us to get an accurate picture of your retirement savings potential. *Required Amount* ( $0 to $99,999,999) $ Rate of Return* ( 0.01% to 12%) % Number of Years* ( 1 to 99 Years) Years Calculate Clear All Fields Types of investments It’s helpful to understand the many ways you can save and invest, including these common types of investments: Stocks: Investing in stocks allows you to own a small share of a company. There are multiple stock investment strategies, but keep in mind that diversification can help reduce long-term risks by ensuring that all your stocks aren’t concentrated in one area. Bonds, CDs and other fixed-income investments: These investments pay a fixed amount at a specific time. They include municipal bonds, corporate bonds, certificates of deposit (CDs), U.S. Treasuries and agency bonds. Mutual funds: This investment type allows a group of investors to pool their money in stocks, bonds and other investments to achieve a common goal. Exchange-traded funds: An ETF is a fund that holds a variety of securities in one investment category or class. ETFs trade on an exchange and their prices can fluctuate throughout the day. Unit investment trusts: A UIT is a portfolio of professionally selected stocks or bonds with a stated expiration date. Unlike mutual funds, UITs are not actively traded. Diversification is important You will want to take advantage of the potential for reward while controlling risk as much as possible. Given the market’s volatility and unpredictability, owning a portfolio of just a few securities involves risk. You can help mitigate that risk by building a diversified portfolio of quality investments that you hold for the long term. Risks of not investing Although investing poses risks, not investing could mean you won’t be able to retire on your terms. Your financial future depends on minimizing your investment risk while ensuring your portfolio has enough growth potential for you to reach your long-term goals. Talk to your financial advisor today about implementing a strategy that will help you reach your goals. Back to page content Are you saving enough to retire? Start by getting a realistic idea of where you stand today. Calculate Savings How much life insurance do you need? Get a personalized estimate to aid your decision-making process. Calculate Coverage Investing by age What should your portfolio look like in your 30s, 40s and 50s? Get insights to help you move forward with confidence. Learn More Find a Financial Advisor Name or location (city, state or ZIP) Search Results Back to page content Important Information: This calculator is for illustrative purposes only and does not reflect the performance of any specific investment. It does not take into account the deduction of any fees or taxes. There is no guarantee that the rate of return can actually be achieved. Investments offering the potential for higher rates or return also involve a higher degree of risk. Diversification does not guarantee a profit or protect against loss in declining markets. Market Data DJIA 34,899.34 (-905.04) S&P 500 4,594.62 (-106.84) NASDAQ 15,491.66 (-353.57) Disclosures News and Media Careers Resources for CPAs and Attorneys Client Relationship Summary Client Resource Center Follow us to stay up to date Feedback Privacy and Security Center Ad Choices Revenue Sharing (pdf) Accessibility Policy Copyright © 2021 Edward Jones. All rights reserved. Member SIPC. This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state.