| I Want To Personal Business Technology Community Locations mobile menu toggle | | Phone icon Smart Financial Privacy and Security FACTS WHAT DOES SMART FINANCIAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number and Billable Account Number Name and Address Date of Birth How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Smart Financial Credit Union chooses to share; and whether you can limit this sharing. Reasons we can share your personal information Does Smart Financial CU share? Can you limit this sharing? For our everyday business purposes - such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Yes No For our marketing purposes to offer our products and services to you Yes Yes For joint marketing with other financial companies No Yes For our affiliates' everyday business purposes information about your transactions and experiences Yes Yes For our affiliates' everyday business purposes information about your creditworthiness No No For our affiliates to market to you Yes Yes For non-affiliates to market to you No No To limit our sharing Call 800-392-5084 - Our menu will prompt you through your choice(s). Please select choice number 3. This will connect you with a Member Services representative that will handle your request. Please note: If you are a new customer, we can begin sharing your information 10 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. Questions? Call 800-392-5084 to speak with a Member Services representative. Who We Are Who is providing this notice? Smart Financial Credit Union What We Do How does Smart Financial Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does Smart Financial Credit Union collect my personal information? We collect your personal information, for example, when you become a member: Account Opening Loan Application Driver's License Wire Transfer Instructions Insurance Claims We also collect your personal information from other companies. Why can't I limit all sharing? Federal law gives you the right to limit only Sharing for affiliates' everyday business purposes - information about your creditworthiness. Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. What happens when I limit sharing for an account I hold jointly with someone else? We will discontinue ALL marketing communications. Your choices will apply to everyone on your account unless you tell us otherwise. Definitions Affiliates Companies related by common ownership or control. They can be financial and non-financial companies. First Advantage Financial Services, LLC, dba Smart Financial Resources, a wholly-owned subsidiary of Smart Financial Credit Union. Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies. CoVerica™. Joint marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include credit card companies, direct marketing companies, and insurance companies. Related Links Electronic Disclosures Loan Application Disclosures Funds Availability Policy Your Insured Funds SAFE Act USA Patriot Act Home Mortgage Disclosure Act Notice Complaint Notice Online Privacy Policy Website Accessibility Discretionary Overdraft Program (DOP) Routing Number: 313083578 (713) 850-1600 6051 North Course Dr. Houston, TX 77072 infomain@smartcu.org About Smart Careers Foundation Locations Contact Us Terms & Conditions Privacy & Security Disclosures Help Copyright © 2021 Smart Financial Credit Union-Member NCUA, Equal Housing Lender Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Routing Number: 313083578