APPLY ONLINE Contact Us Today800-263-3959 Conventional Home Loans Conventional mortgages are the most common type of mortgage loan that meets the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) guidelines. Conventional loans are ideal for borrowers with an excellent credit score, down payment ability, and a stable job history. The maximum loan limit for Conventional Conforming loans is $548,250. Conventional Loan Highlights: Down payment options starting at 3% Fixed rate and adjustable-rate options are available Flexibility: Can be primary residences, second homes, and investment properties (1-4 units) Ability to pre-pay loan without penalty Conventional loans can be combined with second mortgage to avoid Private Mortgage Insurance (PMI) Ready to purchase or refinance? Get an estimate of your monthly mortgage payment with our mortgage payment calculator. MONTHLY PAYMENT Have any Questions? First Name Last Name Phone Number Email Address Loan Purpose Please select one Purchase Refinance How did you hear about us? If you are interested in applying for a Conventional Home Loan, contact us at 314-878-7900. One of our loan officers will be happy to meet with you and guide you through every step of the process. We will also help you determine which type of home loan is right for you, based on your credit and your needs. First Integrity Mortgage Services is located in St. Louis, Missouri. We are a premier provider of Mortgages and Home Loans in Missouri, Illinois, Kansas, California, and Arkansas, and Tennessee. We work on behalf of our customers to help them qualify for the home loan they deserve! We Care! We Think! We Deliver! APPLY ONLINE 1807 Park 270 Drive Ste. 265 St. Louis, MO 63146 NMLS # 276593 Phone: 800-263-3959 © 2021 First Integrity Mortgage Services. All rights reserved Privacy Policy CFPB Home Loan Toolkit