Provident Personal Credit About Us FAQs Agent & Job Opportunities Contact Us Information About Cookies Home Apply Now How it works Provident Agents Our Products What our customers say News & advice My Provident Cash Loan Provident 24/7 Card Satsuma Standalone Satsuma Loans FAQs Planned Maintenance Agent & Job Opportunities Home > About Us About Us Provident has over 130 years' experience of making the lives of our customers easier Provident Personal Credit is in the business of helping people manage small, unsecured credit, when they need it. But that's not all. Provident and our agents pride ourselves on making sure that the loans are manageable and easy to understand. That way you stay in control of your finances. We are the leading home collection loan company in the UK and Republic of Ireland We have a good reputation too; 93% of our customers say they are satisfied with us^. We put this down to the unique service that we provide: The knowledge of our 11,000 friendly, local agents The way we make sure you only borrow what you can afford to How we ensure that agreements are as straightforward as possible Responsible Lending At Provident, we believe in responsible lending. As a member of the Consumer Credit Association, we follow voluntary regulations through a code of practice. This means you get extra peace of mind from knowing that this additional protection exists. Our agents will aim to only lend you what you can afford to repay. Our business is built upon the relationships agents develop with you our customers. Provident in the community We believe people are at the heart of our business and therefore we strive to offer a community programme that aims to benefit those who live and work in the areas in which we operate, our customers, agents, employees and the local community. Read more and see us in action on our group website here Vanquis Bank Vanquis Bank provide credit cards for those who may have a bad credit history ^ Customer Tracker, 2013 Read our testimonials here Lisa lives in Newcastle and mainly uses her loans to treat her two daughters at Christmas. I used to find it very daunting going to the bank to ask for a loan, knowing I was more than likely to be turned down. Now my agent visits me weekly and she’s always lovely and willing to help. Read more testimonials Representative example £200 loan repayable over 32 weeks; 32 weekly payments of £10.00;Rate of interest 97.5% p.a. fixed; Representative 399.7%APR; Total Amount Payable is £320. To find out more about what cookies are and how we use them, please visit our cookie policy page, where you can also opt-out of the use of cookies on this website. Apply now with our quick form Title * Mr Mrs Miss Ms Dr First name * Last name * Date of birth * DD 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 MM 01 02 03 04 05 06 07 08 09 10 11 12 YYYY 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 1933 1932 1931 1930 1929 1928 1927 1926 1925 1924 1923 1922 1921 1920 1919 1918 1917 1916 1915 Email address Post code * By ticking this box you agree to website terms and conditions, privacy policy and cookie policy. For questions, queries or complaints call 0800 409 6654 Contact us online Most asked questions Can I get a loan? How much can I borrow? What is home credit? © Provident Personal Credit Terms & Conditions Privacy statement Sitemap Accessibility View Mobile Site Compare the price of home collected and other cash loans available in your area at www.lenderscompared.org.uk *Loans subject to affordability. To lend responsibly, a home credit loan from Provident will require an Agent to discuss your financial income, outgoings and other financial commitments. Available to UK residents aged 18 and over. Written quotations are available on request.†Based on our Customer Tracker 2013 Provident Personal Credit Limited, Registered Office: 1 Godwin Street, Bradford BD1 2SU. Registered in England, Number 146091. Authorised and regulated by the Financial Conduct Authority, Interim Permissions Reference Number 002529. Satsuma Loans is a trading name of Provident Personal Credit Limited.