___ Information relating to COVID-19 iafg-d .logo-ia-1{fill:#003da5;}.logo-ia-2{fill:#7c878e;}.logo-ia-3{fill:#2f4995;} Assurance_PretHypothecaire MORTGAGE INSURANCE Find an advisor Customer service The importance of insuring your mortgage Purchasing a home is one the biggest investments you’ll make in your life. It is therefore essential to find mortgage insurance that is adapted to your situation. There are many advantages to insuring your loan with us that your loaning institution doesn’t offer: You’ll keep your mortgage insurance even if you switch lenders when you renew your mortgage. You own the contract and choose your beneficiaries. Your premium is set based on your personal profile and will not increase, even if your health condition worsens. DID YOU KNOW? Mortgage insurance from a bank is more expensive than from an insurance company. In the event of disability or death, the insurance covers your mortgage payments or any other loans. Coverage adapted to your needs Pick-A-Term To cover all your loans, in the event of death Pick-A-Term allows you to cover, in part or in full, your financial commitment in the event of death. All your loans and lines of credit are covered with one insurance policy. This term coverage gives you the freedom to choose the exact duration of your insurance term, from 10 to 40 years, and your premiums won’t increase. You can, at any time, convert your term insurance into permanent life insurance. Find an advisor Universal loan insurance For repaying your debts in the event of disability Universal loan insurance is a preferred solution because it allows you to repay the balance of your debts, in part or in full, while you are on disability. This coverage is also offered to tenants. Find an advisor Compare our mortgage insurance products Pick-A-Term Universal loan insurance Duration of coverage 10 to 40 years 2 years, 5 years or up to age 65 Guaranteed renewal Up to age 65 Option to convert to permanent life insurance - Coverage offered to tenant Mortgage insurance advice The benefits of mortgage insurance Let us tell you about the benefits of buying mortgage insurance with an insurance company. Fixed or adjustable rate mortgage? One of the most important choices when you buy your first home or renew or refinance your mortgage is whether to lock in a fixed interest rate or opt for an adjustable rate. Why purchase disability credit insurance if you rent? If you suddenly lost your income, would you be able to keep up with payments for rent and financial obligations? Disability credit insurance for renters will make sure you’re covered. See more mortgage insurance advice See other products Assurance_Invalidite DISABILITY AND INCOME INSURANCE assurance-habitation HOME INSURANCE About iA Careers Contact us Find an advisor Make a claim Connect to My Client Space Advice Zone iA Newsletter Site map Unsubscribe Accessibility Privacy and security Terms of use Unclaimed property INVESTED IN YOU. © 2021 Industrial Alliance Insurance and Financial Services Inc. – iA Financial Group. All rights reserved.