Locations Help Center Education Careers Sign In Enroll in Digital Banking Blog MORTGAGES FHA Loans Let Armed Forces Bank help you become a homeowner with our FHA loan program. Designed for first-time home buyers and borrowers needing smaller down-payment amounts, this government- provided program may be easier to qualify for than a conventional loan. Fixed and adjustable rates available. Our dedicated loan advisors will guide you every step of the way; we’ll guarantee closing your loan on time or pay you $1,000. Kickstart your home ownership experience with an FHA loan from Armed Forces Bank today. Subject to credit approval. APPLY NOW We’ll help you through the entire process. FIND A LOAN ADVISOR - OR - Call (855) 558-8551 Features .cls-1{fill:#231f20;}customer-service Dedicated loan advisor to help you every step of the way .cls-1{fill:#231f20;}down-payment Low down payment .cls-1{fill:#231f20;}guarantee Mortgage Service Guarantee—We'll close your loan on time or pay you $1000. .cls-1{fill:#231f20;}rate Fixed and adjustable rates available. Learn about the differences here. Additional Features Options available to tailor your mortgage to your specific situation Fast approvals What You Need to Know FHA loans are insured by the Federal Housing Administration (FHA) and have eligibility requirements and other conditions, such as: FHA loans require a minimum down payment of 3.5%. Gift or grant money may be allowed to be used for your down payment. Homes must meet certain conditions and be appraised by an FHA-approved appraiser. Reduced paperwork is available for eligible borrowers qualifying for an FHA Streamlined refinance. New FHA loans are available only for homes that will be used as a borrower's primary residence. Maximum loan amounts vary by state and county. Call (855) 558-8551 for details in your area. APPLY NOW We’ll help you through the entire process. Log in to view your account, check your loan status, or continue a saved application Not sure where to start? Learn what to expect during the home buying or refinance process and how to get started in our Education section. For other questions, read our FAQs or call (855) 558-8551. Subject to credit approval. Checking & Savings Digital Banking Compare Checking Campaigns Access Checking Elite Interest Checking Recruit Access Checking Student Checking Business Checking Savings Account Premier Money Market Student Savings Certificates of Deposit Premier Money Market & CD IRAs Lending & Credit Personal Military Loan Auto Loan CD Term Loan Home Equity Line of Credit Visa® Credit Card Credit Builder Secured Visa® Credit Card Business Loans Mortgage Compare Mortgages VA Loan Conventional Loan FHA Loan Hero Loan Jumbo Loan Refinance About Us Privacy Policy Feedback Security Site Map © 1998-2021 Armed Forces Bank, N.A. All rights reserved. The persons pictured on this website are not actual clients of the bank.