About Us Personal Commercial Addtl Services Make Payment Contact Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and, as a result, it helps protect your assets and your future. It does this in two ways: Provides additional liability coverage above the limits of your homeowners, auto, and boat insurance policies. The Time Insurance Agency can help you determine if you need this, and if so what to include and the amount of insurance coverage needed. < Back Contact Us Select a Service arrow&amp;v How'd you hear about us? arrow&amp;v Contact Me By: Email Telephone Text Request a Quote Locations Monday - Friday 8 am - 5 pm (CT) Austin 1405 East Riverside Austin, TX 78741 Tel. 512-447-7773 info@timeinsurance.com San Antonio 12042 Blanco Rd. #340 San Antonio, TX 78216 Tel. 210-342-9451 info@timeinsurance.com © 2023 by Time Insurance Agency Website created by derrière. Careers Forms Make Payment Blog

About Us Personal Commercial Addtl Services Make Payment Contact A "Flood" is defined as a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is the policyholder's property) from Overflow of inland or tidal waters; or Unusual and rapid accumulation or runoff of surface waters from any source; or Mud flow; or Collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood. Flood insurance denotes the specific insurance coverage against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands, floodplains, and floodways that are susceptible to flooding. In general, homeowners insurance will not provide protection from damages to a structure, or its contents, caused by flooding. It is necessary for property owners to have a separate flood insurance policy to cover a loss caused by a flood. Your independent insurance agent can help determine your specific needs determined by where you live in Austin. Call or visit our contact page today to get your insurance quote. < Back Contact Us Select a Service arrow&amp;v How'd you hear about us? arrow&amp;v Contact Me By: Email Telephone Text Request a Quote Locations Monday - Friday 8 am - 5 pm (CT) Austin 1405 East Riverside Austin, TX 78741 Tel. 512-447-7773 info@timeinsurance.com San Antonio 12042 Blanco Rd. #340 San Antonio, TX 78216 Tel. 210-342-9451 info@timeinsurance.com © 2023 by Time Insurance Agency Website created by derrière. Careers Forms Make Payment Blog