COMPANY SERVICES AIRLINES PARTNERS CLIENT CENTER MARKET UPDATE EDUCATION CONTACT CORE SERVICE OFFERING 401K / INVESTMENT MANAGEMENT Investment management, also known as portfolio management, is the professional management of various securities and assets to meet specified investment goals for investors. TIM works with you to identify your risk tolerance and recommend a model portfolio to help you achieve specific financial goals, from your working years, straight through to retirement. Our philosophy is to remain invested in a risk appropriate, diversified portfolio during bull phases to capture the most upside possible and apply risk management techniques to raise cash during bearish phases, attempting to protect gains achieved in the previous cycle. LEARN MORE RETIREMENT PLANNING TIM can help guide you along the path to, and through, retirement. No matter where you are in life, we can provide guidance, tools, and services to help you prepare for retirement on your terms. We all have different ideas about how we want to retire. But there are a couple of things that many of us have in common. First, we want to save enough to retire when we want to; and second, we want to ensure our money lasts throughout retirement. No matter how you want to spend your retirement, there are steps you can take today to help make sure you reach your goals and TIM is here to help you. LEARN MORE GET TO KNOW TOTAL INVESTMENT MANAGEMENT Proud to be listed on the FT 300 Top Registered Investment Advisors LEARN MORE ADDITIONAL SERVICES TAXES TIM, through its strategic partner, Sonoran Tax & Accounting provides personal tax return preparation services either a la carte or as an included service for Premier clients. Tax preparation differs from profession to profession. Therefore, having an experienced tax advisory firm who knows the aviation industry helps clients achieve the best possible outcome. Let an experienced tax professional make sure you are paying what you should and not a penny more. ESTATE PLANNING Many people do not take the time to create an estate plan because they think the task is a difficult one, especially since it requires planning for after they’re gone. For many, that’s a daunting task and may even seem unnecessary and uncomfortable. REMEMBER: IF YOU DON’T HAVE AN ESTATE PLAN (EXIT PLAN), THE STATE HAS ONE FOR YOU! Having a well thought out estate plan is generally the most efficient way to transfer your assets to who you want, when you want and how you want, without probate. INSURANCE & ANNUITIES Insurance can play an important part in a person’s financial plan. While you are younger, you must ensure that your family is taken care of in case you are not there to provide for them. As you approach retirement, insurance needs change. Are annuities an appropriate tool for income and protection ? Do you need to cover a spouse because you decide to take a certain type of pension election? Can you reduce your coverage because the kids are on their own? What about long-term care insurance? These are questions that can be answered by our insurance consultant. COLLEGE SAVINGS / 529 PLANS With tuition costs continuing to go up each year it pays to start saving early. Our 529 accounts provide a low cost, transparent way to invest in your children’s or grandchildren’s future. A 529 plan is a tax-advantaged plan designed to encourage savings for higher education expenses. All withdrawals from the 529 accounts are free from federal tax as long as they are used for qualified educational expenses. Saving for college early can help with the increasing cost of education and more importantly ensure that your financial plan remains on track for your retirement. TIM maintains a relationship with independent, third-party accounting services, law firms, and insurance agents whereby it may refer certain clients to these specialists or consultants for individual tax preparation, estate planning, and insurance products as part of its overall service offering to clients to ensure their complete financial picture may be reviewed and/or addressed. While these third-party providers are independent of and unaffiliated with TIM, a conflict of interest exists, in the form of an indirect economic benefit or additional compensation may be earned by TIM and/or the third-party. Clients are under no obligation to engage any third-party referral. TIM seeks to ensure that all such engagements proceed in its clients’ best interests. LEVELS OF SERVICE TIM believes that each client is unique and has different needs. Therefore, TIM provides different levels of service to meet each client’s needs. This innovative approach allows the client to pick which services they are interested in and pay for only those services. This gives the client options for various life stages: when they are just starting to save, coming up to retirement, and in the retirement years themselves. BASIC Specific to certain airlines that are not able to pull fees directly from their employer sponsored plan. It is meant to be a turn-key investment management program for your company’s retirement plan. 1 model portfolio Pro-active management Weekly commentary Weekly web cast PORTFOLIO For airlines that can pull fees directly from their employer sponsored plan. It is designed for clients who need a comprehensive investment management program. People interested in this program might be just starting out with their retirement savings program or are at a stage where they don’t need more services like financial planning. Comprehensive risk analysis 6 model portfolios available Annual checkup call Weekly commentary Weekly web cast PREMIER A comprehensive retirement planning solution and requires that fees can be pulled directly from an employer sponsored plan. This package is for anyone that wants to know “Am I going to make it?” and desires more personal attention and contact. It’s highly recommended for investors in the retirement “red zone” – 10 years before retirement, typically 55 and older. Comprehensive financial plan with annual reviews with a licensed CFP Quarterly calls from an advisor Quarterly performance reporting Personal tax return preparation Estate planning and insurance services Social security optimization All services listed in Portfolio REQUEST MORE INFORMATION WEEKLY MARKET UPDATE Would you like a more in-depth look at the markets? TIM’S Weekly Market Update provides a recap of the trading week and walks you through graphs and charts to illustrate market activity in an easy-to-understand, conversational manner. This webcast will give you a good grasp of financial events that have shaped the week and keep you in the loop on what we’re doing with your money. It’s great to see visuals with commentary, rather than just blindly trusting opinions in the media. Clients tell us this is a valuable educational tool and makes them feel more confident about investing—and you might be able to teach your friends a thing or two at your next dinner party! LEARN MORE COMPANY SERVICES AIRLINES PARTNERS CLIENT CENTER MARKET UPDATE EDUCATION CONTACT FORM CRS & FIRM BROCHURE PRIVACY POLICY 800.962.1180 Branding and website by WEBMVMT We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept All”, you consent to the use of ALL the cookies. 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