BECOME A MEMBER APPLY FOR HOME LOAN APPLY FOR OTHER LOAN Search toggle Online Banking Login MENU Auto Home > Borrow > Auto Auto Loans Looking to add a new family car to the driveway? Perhaps you’d like to lower your monthly car loan payment by refinancing? NGFCU can help make car purchases affordable. NGFCU new and used auto loans feature a fixed interest rate and simple interest calculation with: No pre-payment penalty No application fee No documentation fee As a bonus, when you choose to make your auto loan payments through automatic transfer, your rate is discounted 1/4%. * Required Fields Loan Consultation Send the form below to receive a free, no-obligation loan quote. Name: Email: Phone: Credit Score: Select... 850-801 800-751 750-701 700-651 650-601 I am already an NGFCU Member: Select... Yes No You are being asked for information relating to scheduling a consultation. Information you provide will be used for that purpose and will not be sold to other parties. If you would prefer to speak to an NGFCU agent and receive a quote by phone, call 1.800.633.2848. Agents are available 24/7. Security Code: New Vehicles We offer new vehicle loans with financing of up to 100% of the purchase price, including Mechanical Breakdown Protection, tax and license for a term of up to seven years depending on the amount financed. Fixed interest rates No pre-payment penalty No application or documentation fees Apply Now Used Vehicles We offer used vehicle financing for 100% of the purchase price, plus tax and license not to exceed Blue Book value. Repayment terms are available up to six years depending on the amount financed. Fixed interest rates No pre-payment penalty No application or documentation fees Apply Now Refinance Save on car loan payments by refinancing with NGFCU. We offer the same low fixed rates as with purchasing a used vehicle. Your refinance will be based on the Blue Book value of the car with flexible terms up to six years depending on the amount financed. Lower your monthly payments Free up cash for other financial needs Refinance Now Auto Buying Services Tired of negotiating car purchases with salespeople? NGFCU offers no-cost, convenient car buying services that can help you find competitively priced new and used vehicles at participating dealers. Save time and eliminate negotiations Lock in savings Get the car you want at the best price Learn More Use our Auto Loan Calculator to estimate your monthly car payments. Then shop for the car that fits your budget. Auto Loan Calculators Related Links Auto and Home Protection Auto Buying Auto Loan Rates GAP Loan Protection MBP Ready to apply? It’s easy. Just submit our secure Online Loan Application to apply for an auto loan. Apply Now Important Numbers Call Toll Free 800-633-2848 (available 24/7) Credit Card Cardholder Services: 800-633-2848 (available 24/7) Debit Card Fraud Center: International Lost or Stolen Card: 727-227-9012 After hours Lost or Stolen Card: 800-754-4128 Members traveling or who reside outside of the US: 727-227-2447 Routing #322276088 Your savings insured to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency. Northrop Grumman Federal Credit Union does business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.