HOME ABOUT US INSTITUTIONAL SERVICES WEALTH MANAGEMENT SERVICES BUSINESS CONSULTING SERVICES INSIGHTS TOOLS CLIENT CENTER CONTACT Monthly Foresight Each month I'll share thoughts on various topics in the world of personal finance, investing, economics, and business through my writings below. May you find my musings informative, thought-provoking and enjoyable. 2021 Foresights January 2021 - How to Fine-Tune Your Finances in 2021 February 2021 - The Investment Risk No One’s Ever Heard Of March 2021 - Industries That Might Benefit Under Biden April 2021 - Inflation Boogeyman May 2021 - Market Sectors That Benefit From American Jobs Plan June 2021 - Inflation Can Be a Scary Word August 2021 - The Role of the Fed and Smart Investing Principles September 2021 - How To Deal If Inflation Is Real October 2021 - 9 Facts About Retirement And Estate Planning Quiz 2020 Foresights January 2020 - Eight Mistakes That Can Upend Your Retirement February 2020 - Dirty Dozen” Tax Scams to Watch For March 2020 - Caution Urged as COVID-19 Spreads April 2020 - We Can Keep You Financially Healthy May 2020 - Overcoming Anxiety in a Pandemic June 2020 - Healthy Investing July 2020 - 8 Mistakes That Can Upend Your Retirement August 2020 - Is Gold Good Now? September 2020 - Four Reasons Millennials Need an Estate Strategy October 2020 - Effective Election Year Planning November 2020 - Market Insights and Managing Your Emotions December 2020 - Top 5 Foresights of 2020 2019 Foresights January 2019 - Understanding Your 2019 Tax Landscape February 2019 - Budget Check Up: Tax Time Is the Right Time March 2019 - Does Your Child Need to File a Tax Return? Special Video on Taxes.... April 2019 - Does the Gig Economy Work for You? May 2019 - Senior Fraud Awareness June 2019 - Managing Credit & Stopping Debt July 2019 - When and How to Rebalance August 2019 - What a Fed Rate Cut Means for Your Money September 2019 - College Saving Using 529 Plans October 2019 - How A Financial Plan Can Help You November 2019 - What to Look for in a Long-Term Care Policy December 2019 - Top 5 Foresights of 2019 2018 Foresights January 2018 - Rebalancing Your Portfolio February 2018 - Volatility Rocks the Market March 2018 - What the New Tax Bill Means for You? April 2018 - Political Rant and Stock Performance May 2018 - Can Protectionism, Trade Wars Upend Economy? June 2018 - Fun, Sun, and Saving for College July 2018 - Best Performing Asset Classes August 2018 - When the Market Drops Again, Should You Liquidate? September 2018 - When the Market Drops Again, Should You Liquidate? October 2018 - How to Get Good Advice in Choppy Markets! November 2018 - The Business Cycle December 2018 - Top 5 Foresights of 2018 2017 Foresights January 2017 - Build Your Financial Foundation with Regular Reviews February 2017 - Milestones for Money Management March 2017 - Retirement Spending as Important as Saving April 2017 - Paying Off Debt the Smart Way May 2017 - The Death Spiral of the Great American Retail Store June 2017 - Why The DOL's Fiduciary Rule Matters To You? July 2017 - For Retirement, Time to Buy, Hold or Sell? August 2017 - Healthy Body, Healthy Pocketbook September 2017 - Protecting Those Who Matter Most October 2017 - 3 Need-to-Knows (for Now) of the GOP Tax Plan November 2017 - Don't Be Your Own Worst Enemy December 2017 - Top 5 Foresights of 2017 2016 Foresights January 2016 - Getting Back to Basics: Budgeting February 2016 - Market Turmoil Welcomes 2016 March 2016 - Gift Tax Basics April 2016 - Investment Tax Blunders to Avoid May 2016 - Long-Term Worth the Wait and Risk? June 2016 - What Makes a Good Fiduciary Advisor? July 2016 - What Causes Inflation and Why it Matters! August 2016 - Making Your Heirs Apparent: Life Insurance Beneficiaries September 2016 - Using Life Insurance for Business Ends October 2016 - Planning is Key to Reaching Your Goals November 2016 - Election Surprises Watching the Right Market 2015 Foresights January 2015 - OPEC Declares (Price) War February 2015 - The End of the American Mall...not quite Yet March 2015 - The Thaw Of Spring Means The Taxman Cometh... April 2015 - Why Invest Overseas when the Dollar is Strong May 2015 - Protecting Against the Loss of a Key Employee June 2015 - How to Build Wealth July 2015 - The Precarious Dollar? August 2015 - Fundamental Questions about Estate Planning September 2015 - Why Have Life Insurance? October 2015 - Introduction to "Life Cycle" Planning November 2015 - China Blues: Not Over December 2015 - The Top Read Foresights of 2015 2014 Foresights January 2014 - Commodities - The Bullish Case February 2014 - Tax Planning Basics for 2013 March 2014 - Europe: Misplaced Optimism April 2014 - Protect your Portfolio from Putin & China May 2014 - Don't Get Caught in the "Credit Trap" June 2014 - Risk Quietly Rises While Markets Surge July 2014 - How To Tap The Energy Boom August 2014 - Fundamental Questions about Estate Planning September 2014 - The 35-Year Bond Rally Lives On October 2014 - Living Trusts: A Tool for the Living November 2014 - Things to do Before 2015 December 2014 - The Most Read Foresights of 2014 2013 Foresights January 2013 - Refinance Before Rates Rise February 2013 - Diversify your Portfolio Before the Bond Bust March 2013 - 2012 Year-End Tax Planning Strategies April 2013 - Beware this Economy in a Surging Stock Market May 2013 - How Fees Devour 401(k)s June 2013 - What Will You Do...When Bonds Slump? July 2013 - Is College Worth It? Yes August 2013 - Detroit's Demise and the Future of Pensions September 2013 - How High Will Mortgage Rates Rise Without Fannie & Freddie? October 2013 - How to Manage Your Cash November 2013 - Making An Impact With Your Investments December 2013 - The Most Read Foresights of 2013 2012 Foresights January 2012 - What To Do If You Become a Beneficiary February 2012 - Is the Economy Any Better? March 2012 - Do You Have Enough To Retire? April 2012 - Opportunity: Be a Landlord and Save the Housing Market May 2012 - Long-Term Care: 6 Tips You Need to Know June 2012 - When Safety is a Big Risk: Potential Danger of Fixed Income Investing July 2012 - Is it Time to say Bye to your Big Bank? August 2012 - When Will Rates Rise? September 2012 - 2 Steps to Take that Protect your Family October 2012 - Coping After Your Spouse Dies November 2012 - Coping with the Fiscal Cliff December 2012 - Your Financial To-Do List Before 2013 2011 Foresights January 2011 - Will The Housing Market Survive? And Tips For Identity Theft Protection February 2011 - While You were Watching Egypt the End of Fannie Mae March 2011 - 2011 Tax Law Updates & Should You Retire Your Mortgage Before Retiring? April 2011 - Do Business Owners Have the Right Retirement Plan and Tax Consequences of Tapping Your Retirement Savings May 2011 - Inflation is Back! Now Let's Tell the Fed June 2011 - Learn About College Funding Strategies and Boomers...Keeping the Retirement Dream Alive July 2011 - The Debt Ceiling: Many Americans don't want it to be raised but could our economy hold up if it isn't? August 2011 - After the Downgrade...Patience and Pragmatism is a Must September 2011 - How to use Life Insurance for your Family October 2011 - National Save For Retirement Week November 2011 - Keeping Employees with "Golden Handcuffs" and Did Wall Street Change After 2008? 2010 Foresights February 2010 - Business Owner Insights and Good Investment Advice March 2010 - Rx for Your Portfolio April 2010 - What Investors Should Do During a Surging Market May 2010 - European Debt & the U.S. Market June 2010 - Understanding Your Investment Policy Statement July 2010 - The Best Bank for your Buck August 2010 - Are You Prepared? Life Insurance Awareness Month September 2010 - Life Insurance Awareness Pt. 2 and Roth IRAs October 2010 - How Independence Can Protect Your Portfolio and Year-End Planning Checklist November 2010 - Will the Economy Live or the Currency Die? 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