Twitter Facebook Linkedin Youtube Rss ▼ USA Canada 1-866-217-8564 Chat Log In Our Small Business Loans Why IOU Financial Small Business Lending Blog About IOU Financial Apply Now Search Affordable Small Business Loans at the Speed of Opportunity Let's Get Started! IOU Financial is endorsed by Kevin O'Leary SMALL BUSINESS LOANS 3-Minute Application, Pre-Approved in Seconds! IOU Financial’s fast, flexible small business loans are always there when you need them. Banks take weeks to decide if you qualify for financing. IOU Financial can deliver funds in as little as 24-48 hours. A TRUSTED LENDER Endorsed by Kevin O’Leary of ABC’s Shark Tank for our Honest, Direct approach and great value. We are A+ rated by the Better Business Bureau and featured in USA Today, INC. Magazine and The Wall Street Journal. BUILT BY SMALL BUSINESS FOR SMALL BUSINESS We started this business in 2008 as a result of the credit crunch banks were putting on small business. Now, our proven product and focus on customer service fuels the growth of Small Business. WE PRE-APPROVE 85% OF ALL APPLICATIONS We provide a small business loan that is truly built for the operations of a small retail/merchant driven business. FUNDING AT THE SPEED OF OPPORTUNITY Using our TrueCheck Score, we analyze your business and give you a pre-approval in seconds. Applications get funded in as quickly as 24 hours. APPLY NOW! FEATURES & BENEFITS Easy to Apply With our automated loan process, businesses can know if their credit qualifies for an IOU Financial small business loan within minutes. Affordable Rates IOU Financial offers small business loans without the bureaucracy encountered with a bank and at a fraction of the cost of a merchant cash advance. Fixed Daily Loan Payments Fixed automated daily payments means businesses don’t have to worry about managing cash flows to make next month’s payment. No Upfront Costs There are no upfront costs to apply or qualify for an IOU Financial small business loan. Loan Renewals IOU Financial clients are eligible to apply for loan renewal once 40% of the loan principle has repaid. Benefits of a Renewal can be a higher loan amount or lower rate with good repayment history. Save on Early Repayment We are a simple interest lender – so you only pay interest on the unpaid principal balance every day. APPLY NOW! OUR CLIENTS LOVE IOU FINANCIAL “I have received two rounds of financing from IOU Financial, They make it very easy and extremely clear the terms and amount you pay in the end, there are no hidden fees, I will continue to use IOU Financial as are business grows, would never think of calling a bank, I will always call IOU first!” Mark BrunoFender Mender “IOU Financial let us get working capital with an easy application, repayment option, and a quick response. We have used this company a couple times over the past 3 years.” Chales Hickey, DVMShort Pump Animal Hospital IN THE NEWS IT’S ALL SECURE PARTNERS Small Business Lending Blog IOU FINANCIAL ANNOUNCES PRIVATE PLACEMENT OF UP TO $10 MILLION OF CONVERTIBLE UNSECURED SUBORDINATED DEBENTURES How to Make New Employees Feel Welcome Customer Feedback – The Good and The Bad IOU Ranked #1 Fastest Growing Financial Services Firm on the 2015 Profit 500 List of Canada’s Fastest Growing Companies IOU Financial Achieves Profitability, Provides Update on Alternative Transaction Process and Reminds Shareholders to Reject Qwave’s Coercive Unsolicited Partial Offer About IOU Financial Corporate Profile Leadership Careers Qwave Offer Information Frequently Asked Questions Contact Us Why IOU Financial Customer Testimonials The IOU Way Our Small Business Loans Requirements Learn About Our Fees Loan Calculator Partnership Opportunities Become a Broker Become a Referral Partner LOGIN TO YOUR ACCOUNT Copyright © 2015 IOU Financial. All rights reserved. Privacy Policy | Terms of Service | Security and Privacy | Licenses Twitter Facebook Linkedin Youtube Rss Scroll to top