COVID-19 ATM/Branch Locator Fraud Protection Contact Us Business Banking Personal Banking Residential Lending About Login Business Accounts Cash Management Commercial Lending Farm Management and Agricultural Lending Business Accounts We offer a wide range of business deposit products including: E-Business Checking Accounts Commercial Checking Accounts Commercial Checking NOW Accounts Non-Profit NOW Accounts Deposit Sweep and Cash Management Balance Accounts Commercial Savings Accounts Commercial Money Market Accounts Unlawful Internet Gambling Enforcements Act (UIGEA) of 2006 The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the ACT) from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling. The Department of the Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act. As defined in Regulation GG, unlawful internet gambling means to “place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wage is initiated, received or otherwise made. As a customer of The First National Bank of Ottawa, these restricted transactions are prohibited from being processed through your account or banking relationship with us. If you do engage in an internet gambling business and open a new account with us, we will ask that you provide evidence of your legal capacity to do so. Privacy Notice Accessibility Statement Careers Site Map Contact Us Error Resolution Community Reinvestment Act Bank Holidays First Ottawa Bancshares, Inc. is the parent company of American Commercial Bank & Trust and its Branches: The First National Bank of Ottawa, The First National Bank of Ottawa – Northfield, The First National Bank of Ottawa – Plaza, The First National Bank of Ottawa – South, Morris National Bank & Trust, Streator National Bank, Yorkville National Bank & Trust. E-MAIL NOTICE: Please be aware that Internet E-mail is not a secure means of transmitting information. Private information such as Account Numbers and Social Security Numbers should not be included in your E-mail. This website is provided as a source of general information and is not intended to be a direct solicitation of services. Full disclosures may be obtained by contacting any of our offices. Copyright © 2021, First Ottawa Bancshares, Inc. All Rights Reserved