By using our website you consent to accepting cookies in accordance with our Cookie Policy. Find out more Accept COVID-19 Help and support My Account Car insurance Home insurance Business insurance Other insurance Claims Get a quote Cycling Insurance Cyclist Cover Bicycle Cover Approved Locks Cycling Claims Manage your policy CYCLING INSURANCE For you, your bike and your rides Whether you're a keen racer, go off-roading or ride your e-bike to work, we've got you covered from £6.45 a month. At least 15% of customers achieved this price for bike and public liability cover between 01/08/2021 – 24/10/2021, excludes optional or extra covers. Arranged by Gator Bikesure Limited. Underwritten by Red Sands Insurance Company (Europe) Limited. Get a quote .cls-1{fill:#ff003f;}.cls-2{fill:#dbdbdb;} Who needs bicycle insurance? .cls-1{fill:#ff003f;}.cls-2{fill:#dbdbdb;}.cls-3{fill:#231f20;}DL_Icons Why choose Direct Line Cycling Insurance? .cls-1{fill:#ff003f;stroke-width:0.25px;}.cls-1,.cls-3{stroke:#231f20;stroke-miterlimit:10;}.cls-2{fill:#dbdbdb;}.cls-3{stroke-linecap:round;stroke-width:1.25px;} Which cover is right for you? .cls-1{fill:#ff003f;}.cls-2{fill:#dbdbdb;}DL_Icons Frequently asked questions What is specialist cycling insurance? If cycling is your passion, you’ll want a decent bike, good quality accessories and maybe even a GPS device to get the best from your ride. If your bike is worth over £250, you should consider getting cycling insurance so you're covered if your bike or cycling gear is damaged or stolen, or if you have an accident while out riding. Depending on the type of cover you choose, you can get insured for: Theft of your bike Personal injury while out riding or taking part in a cycling event or sportive Public liability Taking your bike abroad, including bike box protection Reimbursement for travel or cycle hire if you have an accident and need to get home Accidental damage to your bike Emergency medical cover, including dental care, optical care and physiotherapy Theft or damage to your cycling accessories If you can't take part in an event due to a cycling injury, we'll cover your entry fees Get a quote Back to top Who needs cycling insurance? Here’s a clue – it’s not just for lycra lovers! Commuters and casual riders Whether you ride to work or enjoy a weekend off-roading, our standard cover will give you peace of mind on UK roads. Get a quote Adventurers Cover for you as you explore longer routes, go on a cycling holiday or hit the mountain bike and gravel trails. Get a quote Competitors If you regularly enter sportives, take your bike abroad and invest in the latest cycling tech, we’ve got you covered. Get a quote Insurance cover for cyclists You can take out Cyclist Cover even if you don't insure your bike through us. For £1.25 a month, you'll get up to £2,000,000 public liability cover if someone makes a claim against you for damage or injury caused while out cycling. And for an extra £1.25 a month, you can get help with your medical bills, physiotherapy, dental and optical care if you’re injured in a cycling accident. Learn more Back to top Bike insurance From folding bikes to tandem bikes, and everything in between, we’ll cover all your cycling adventures at home and abroad – whether you’re commuting through the city streets or racing up the mountains. E-bike Dedicated insurance that covers your e-bike for theft or accidental damage. Road bikes Cover against theft or damage so you can get back on the road as quickly as possible. Mountain bikes Get your MTB insured so you can enjoy peace of mind every time you jump on your bike. Get a quote Back to top Why choose Direct Line Cycling Insurance? It takes a fellow rider to understand just how important your wheels are. That's why the team behind Direct Line Cycling Insurance has specialist knowledge and a passion for two wheels. You'll find them out most weekends, exploring new routes, fine-tuning their gears and testing out new kit. They get it, they really do. This straight-forward cover means you'll only pay for what you need, and nothing more. Claim resolution within 24 hours Once we have all the information we need from you, we’ll aim to process your claim and give you an answer within one working day. No hidden charges If you need to make a change to your policy, you won't be charged an administration fee. Onward travel If you have an accident and can't cycle home, you'll be reimbursed for the cost of your taxi fare to get yourself and your bike home, to the nearest station or bike repair shop – whichever is closest. Flexible cover Cover for you or your bike, or both: at home or abroad, commuting or racing. You’ll only pay for what you need. More choice Once your claim is approved, you can choose a replacement from an extensive list of specialist service providers across the UK, or you'll get the cash. Cover limits apply. Delivery mainland UK only. Back to top Which cover is right for you? Cyclist Cover Specialist cover for you, while you’re out riding your bike. Bicycle Cover Cover your bike from theft or damage, whether you’re riding it or not. Bicycle & Cyclist Cover Cover for you and your bike. Public liability cover Optional Accidental damage Bike theft Cycling accessories Multi-Bike Discount Travel Cover Optional Optional Race & Event Cover Optional Optional Personal injury Optional Optional Optional Emergency medical cover Optional Optional Optional Get a quote Back to top Multi-Bike Discount Got more than one bike to insure? Save money by adding all your bikes to the same policy. They don’t all have to belong to you, either. As long as the bikes are owned by an immediate family member (your partner, child or parent) and they live at your home address, you’ll get: 10% discount on the second bike 15% discount on the third bike The most valuable bike will be counted as the first bike on your policy, so discounts will apply to each bike thereafter. All bikes must be worth over £250. Get a quote Need more help? Take a look at the Cycling Insurance policy documents: Direct Line Cycling Insurance policy Information about our Cycling Insurance services Got a question? The cycling insurance team is here to help. LiveChat 0330 460 0277 Opening hours: Mon - Fri 8am - 6pm Sat Closed Sun Closed Please note, we're closed on bank holidays. Back to top Frequently asked questions How much should I insure my bike for? How should I lock up my bike? How do I calculate the value of a new bicycle? How do I work out the value of a second-hand bike? Is my lock approved? What is a Sold Secure Lock? Can I pay for my bike insurance monthly? Are my cycling accessories covered under my bicycle insurance? Are my custom components and additional wheelsets covered? Are my cycling accessories covered if I lend them to a friend? Do you cover damage to a bike rack? How does the cooling-off period work? How do automatic renewals work? Latest articles Choosing a bike rack for your car Whether it’s for a leisurely family ride by the seaside, or a sweaty Sunday sprint, getting bicycles from A to B often calls for more than just pedal power. How to prevent your bike from being stolen Even a basic bicycle for travelling between work and home can be expensive, so it's no surprise that bikes are a popular target for thieves. Support: Contact us Ask our Virtual Assistant COVID-19 support Accessibility Site map Complaints Reviews Modern Slavery Act Community Company: About us Privacy Telematics Privacy DrivePlus App Privacy Cookies Legal Careers Media centre Follow us: © 1999-2021 U K Insurance Business Solutions Limited U K Insurance Business Solutions Limited introduce Direct Line customers to Gator Bikesure Limited, who arrange Direct Line cycling insurance which is underwritten by Red Sands Insurance Company (Europe) Limited. U K Insurance Business Solutions Limited is authorised and regulated by the Financial Conduct Authority. Registration number 313783. The Financial Services Register can be accessed through www.fca.org.uk. Registered office: Churchill Court, Westmoreland Road, Bromley, Kent, BR1 1DP. Registered in England and Wales No 05196274. Gator Bikesure Limited and Red Sands Insurance Company (Europe) Limited are not part of the Direct Line Group.