Personal Business About Service status Coronavirus (COVID-19) Find a Store Help Log in Personal Mortgages Our Standard Variable Rate Our standard variable rate Our Standard Variable Rate (SVR) is a managed mortgage interest rate which is set by us and is not directly linked to the Bank of England Base Rate. Our SVR is variable, which means your mortgage rate can change and your payments could go up or down. These changes are influenced by a number of different factors, and may not happen at the same time as any change to the Bank of England Base Rate Our standard variable rates Our current Residential Standard Variable Rate is 3.60%, effective from 1 April 2020 Our current Buy to Let Standard Variable Rate is 4.10%, effective from 1 April 2020 The Bank of England Base Rate is currently 0.10% Our historic rates Residential SVR 4.25%, effective from 31 August 2018 4.00%, effective from 1 December 2017 3.75%, effective from 1 September 2016 4.00%, effective from 30 June 2011 Buy to Let SVR 4.75%, effective from 31 August 2018 4.50%, effective from 1 December 2017 4.25%, effective from 1 September 2016 4.50%, effective from 30 June 2011 Bank of England Base Rate 0.25%, effective from 11 March 2020 0.75%, effective from 2 August 2018 0.50%, effective from 2 November 2017 0.25%, effective from 4 August 2016 0.50%, effective from 5 March 2009 Store Locator Careers Press Mortgage Intermediaries Investor Relations Developer site Modern Slavery Act Your eligible deposits with Metro Bank PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered. For further information visit www.fscs.org.uk. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. Accessibility Legal Information Privacy Sitemap Copyright 2021 Metro Bank. All rights reserved