BECOME A MEMBERMAKE PAYMENTSECURE FILE SHARINGRATESE-BRANCHCONTACT North Shore Federal Credit Union ACCOUNTS LOANS ABOUT LOCATIONS & HOURS RESOURCES & TOOLS ACCOUNT LOGIN INVESTMENTS Investing in each other. From safeguarding returns in the short term to ensuring your money goes further into retirement, we’re here to help with investment solutions offering the stability and generous rates you’ve come to expect from a credit union. Plus, seasoned advisors to help create a financial plan that takes stock of your personal goals and commitment to your community. 48-MONTH SAVINGS CERTIFICATE WITH $2500 MIN. 0.80% APY* *Annual Percentage Yield VIEW RATES & TERMS Money MarketsCertificates of DepositRetirement MONEY MARKETS Smooth sailing plus check writing. With a highly competitive dividend rate and no monthly balance requirement, our Money Market Account is a great alternative to navigating the uncertainty of the stock market and comes with the added security of deposit insurance. Also, it features the convenience of local and online access, up to six withdrawals per month, plus check writing privileges. EASY DOES IT A Money Market account makes it easier to access large chunks of money—especially helpful in case of an emergency. But a word of caution: While federally insured, the funds in your Money Market account are only as secure as your spending habits. CERTIFICATES OF DEPOSIT As certain as a June thaw. Certificates offer competitive, guaranteed yields, deposit insurance and low minimum balance requirements. And we offer plenty to choose from—from simple savings and multiple IRA options, to an account for younger investors—available in terms ranging from twelve months to five years. PRE-SCHOOL TO OLD SCHOOL Youth Certificates are available for those under age 21 with a $25 minimum investment and terms from 12 – 60 months. Or choose from Savings, IRA, Roth IRA or Roth Conversion IRA with a $2500 minimum investment and same terms. RETIREMENT Why IRA? Because YOLO. Retirement isn’t the end of working; it’s a second shot at living. And an Individual Retirement Account (IRA) can prove one of the simplest and most effective tools at your disposal. Consult with your tax advisor on which type of IRA is right for you. Then stop by or give us a call. We’ll help you choose from a variety of available rates and terms—and cheer you on from there. TRADITIONAL VERSUS ROTH Contributions to a Traditional IRA allow you to invest tax-free today while making a tax payment on every withdrawal once you retire. With a Roth IRA, your contributions are not tax deductible. Instead, the benefit comes later when you can withdraw earnings tax-free after retirement. Plus, Roth IRAs contain provisions that allow for withdrawals for specified reasons after the account has been open for five years. Pick your returns routes. Fewer rollers for North Coasters. Tired of the ups-and-downs of the stock market? Enjoy rock-solid returns with a Money Market Account. Sure thing. Looking to safely squeeze more out of your investment dollar? Certificates of Deposit are just the thing. IRA your way. Whatever your retirement plans, we offer tax-wise Individual Retirement Accounts to suit. We get you. You got this. Making a retirement plan and sticking with it isn’t always easy. We’re here to help with up to six complimentary financial counseling sessions per year through our Financial Choice service. Yet another member advantage you are free to exercise. LEARN MORE ACCOUNTS Checking Savings Investments Deposit Rates LOANS Mortgages Home Equity Vehicle Recreational Personal Student & Refi RESOURCES & TOOLS Become A Member Payment Options Careers Locations & Hours Resources & Tools North Shore Federal Credit Union FOLLOW US facebook instagram linkedin youtube twitter © 2021 NORTH SHORE FEDERAL CREDIT UNION ALL RIGHTS RESERVED