LinkedIn Facebook Twitter Instagram YouTube You are here Home › About F&M › Our Story Our Story LOCAL HERITAGE. RELIABLE COVERAGE. Over 100 years ago, 35 men agreed to become a corporation under the name of "Farmers and Mechanics Mutual Fire Insurance Company of West Virginia." Our first policy was issued on March 5, 1878, making us the oldest Domestic Mutual Fire Insurance Company in the state. More than a century later, we are still working hard for the people of West Virginia, Virginia, and beyond. Our Staff and Board of Directors continue to uphold our long standing commitment to the communities we serve. TIMELINE: FARMERS & MECHANICS INSURANCE COMPANIES December 18, 1877 | Corporation was formed March 5, 1878 | First policy was issued for $2,000 in coverage for Dry Goods and Notions 1920 | Assets were less than $28,000 and the policy limit was $3,000 1940 | Assets were over $115,000 and our office was located in the Shenandoah Hotel Building on the corner of Queen and Martin Streets in Martinsburg, WV 1941 | Adoption of Constitution and By-Laws recommended by the State Insurance Commissioner 1957 | Moved from the Shenandoah Hotel Building to the Appleby Building located at 127 West Burke Street in Martinsburg 1971 | Moved office to 109 South College Street in Martinsburg December 9, 1994 | Moved to a beautiful three-story brick building at 1447 Edwin Miller Boulevard in Martinsburg May 2, 2006 | Fire & Casualty Insurance Company was incorporated June 2007 | Farmers & Mechanics Insurance Companies reached $20 Million in Surplus September 29, 2016 | Entered into an affiliation agreement with Pulaski & Giles Mutual Insurance Company Today | Farmers & Mechanics Mutual Insurance Company of West Virginia is the largest domiciled property and casualty carrier in the State of West Virginia. As a mutual company, we are proud to be owned by our policyholders rather than a group of stockholders. We provide a variety of policies for Homeowners, Farmowners, and Businessowners. In fact, we are the eighth largest Homeowner carrier and the second largest Farmowner carrier in the State of West Virginia. Get a Quote Currently writing business in West Virginia and Virginia. Please fill out the form below and we will get back to you within 24 hours. Normal business hours apply. Full Name Email Phone City Type of Insurance Type of Insurance Homeowners Personal Auto Farmowners Mobile Home Dwelling Fire Businessowners Umbrella News & Testimonials thanksgiving 2.png OFFICE CLOSING FOR THANKSGIVING HOLIDAY November 24, 2021 ScreenShot030.jpg AGENCY SPOTLIGHT FOR NOVEMBER November 18, 2021 Top Producer Logo Transparent.jpg CONGRATULATIONS TO OUR TOP PRODUCERS IN OCTOBER November 8, 2021 ScreenShot030.jpg AGENCY SPOTLIGHT FOR OCTOBER October 14, 2021 MORE RSS SITE MAP About F&M Products For Customers For Agents Contact Us Home News Testimonials Get a Quote SITE SEARCH CONTACT & DIRECTIONS 25 Administrative Drive Martinsburg, WV 25404 (Map) Call: 304-263-0809 | 800-444-1917 Email Us 24 Hour Claims Reporting: 800-592-5246 LinkedIn Facebook Twitter Instagram YouTube © 2018 ALL RIGHTS RESERVED WEBSITE DESIGN BY HIGHROCK