Mortgage Enquiries 0808 273 9412 Buy-to-Let Remortgage Moving House First-Time Buyer Specialist Mortgages Resources Background image THE ORIGINAL INDEPENDENT MORTGAGE BROKER John Charcol is the original independent mortgage broker in the UK. We have over 45 years’ experience in finding the best mortgage rates for every type of buyer. Whether you’re investing in property or looking to buy your first home, our mortgage advisers can help. Our expert, independent mortgage advice will make buying your property easy. Excellent 4.85 Average rating Buy-to-Let Make your investment worthwhile. Remortgage Find a better mortgage deal. Moving House Move home with ease. First-Time Buyer Become a homeowner. View All Mortgages Why Choose John Charcol Mortgage Brokers? We Take Care of Everything With over 45 years of service, we've seen it all. We can save you money, time and make buying your property easy. We're Highly Recommended We have over 1,500 5* reviews on reviews.co.uk, so you can feel confident that your mortgage is in the right hands. We Give Personal, Expert Advice We work around your schedule to help you arrange a mortgage that suits your circumstances, no matter how complex. IT’S SIMPLE WITH US 0808 273 9412 orSend Us an Enquiry How Can an Independent Mortgage Adviser Help? Your mortgage adviser will learn about your situation and explain your mortgage options before making a product recommendation. We’re a whole of market mortgage broker which means we’re not tied to any lenders; we look at products from across the entire market to find the best deal for you. Once you’re happy with your recommendation, we’ll pass you over to your client relationship manager who’ll manage the rest of the mortgage process for you. Unlike other UK mortgage brokers, finding and arranging the best mortgage for your circumstances isn’t all John Charcol do. We help you through your entire property-buying journey. Our team can find you conveyancers, insurance and protection cover. We can also help you move into your new home and set up things like utilities and Council Tax. Ready to get started? Contact us today for the best independent mortgage advice. We work with more than 120 mortgage lenders, including: View All Mortgage Rates Buy-to-Let Your mortgage will affect the profit potential of your buy-to-let investment. Use our free and easy best buy tool to compare current mortgage rates. Learn More Remortgage Nearing the end of your fixed term? Or maybe it’s just time for a better rate? See what mortgages are on the market right now. Learn More Moving House Let us take care of everything: the mortgage, the application, conveyancing, insurance, protection, removals, utilities. Make your move easy. Learn More First-Time Buyer It doesn’t need to be complicated. We’ll guide you through, right up to the day you move in. Take your first step towards homeownership now. Learn More Commercial Mortgages Specific requirements? Need your portfolio packaged? We’re specialists in commercial mortgages. More Info Self-Employed Mortgages How will being self-employed affect your mortgage? Ask us. We’ll explain everything. More Info Expat Mortgages It doesn’t matter how complex your case is. We’re experts. See how we can help. More Info The kind of specialist mortgage you need will depend on your unique situation. We’re experts in a range of specialist mortgages: commercial, self-employed, expat, bridging, offset, second charge and more. We understand what you need. Ask us about your options. View All Specialist Mortgages What Our Customers Say Excellent 1981 Total reviews 4.85 Average rating Anna My experience of John Charcol has been great; the customer service was excellent and very efficient. I was impressed with the quick responses I received and very grateful for the way everything was explained to me clearly. Posted 1 day ago Ron We were in need of a later life mortgage to achieve a move to the sea in retirement. Andrew Ireland of John Charcol gave excellent, timely service both in finding the right product and dealing with a switch in property in mid purchase. Always responsive and helpful he also helped with the specific formalities of buying a …more Posted 1 day ago Anonymous Very good service from Randeep. Always provided me with an update when requested one. Thank you for your hard work. Posted 6 days ago Read More Testimonials Award-Winning Mortgage Experts John Charcol have been providing mortgage advice for a long time. We stand at the forefront of the UK mortgage industry and have won many awards for our hard work and contributions. We set the benchmark for excellent service as one of the best mortgage brokers in the UK. More About John Charcol Mortgage Resources Mortgage Calculators Ready to crunch some numbers? Get started with our free and easy calculators. Try Our Mortgage Calculators Mortgage Guides We’ve got guides on everything - from remortgaging to tax on rental income. Find the information you need right here. Read Our Mortgage Guides Compare Mortgage Rates Look at mortgage rates on the market right now with our free comparison tools. Search All Mortgage Rates About Us Introducer and Affiliate Schemes Our Fees Careers Contact Us and Find Our Offices Regulatory Statement Our Team Client Testimonials Complaints Procedure Our Awards Cookie and Privacy Statement Refer, Relax and Share £100 Accessibility Appointed Representatives Sitemap Client Hub Sign Up to Our Newsletter Legal YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT. John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is St. Helen's, 1 Undershaft, London, EC3P 3DQ. The FCA does not regulate some investment mortgage contracts. Calls may be recorded for training and monitoring. © 2021 John Charcol Web design agency - Liquid Light By continuing to browse and use the site you are agreeing to our use of cookies.To find out more please see our privacy statement.