SERVICES Services We Offer As an independent, locally owned, dually-registered financial planning firm, Lesko has access to nearly all available mutual fund families (load and no-load) and ETFs, life and LTC insurance and variable annuity companies, enabling us to provide investment opportunities as diverse as you need them to be. The result: advice that is always in your best interest! Workplace 401(K) Plans 403(B) Plans Employee Seminars & Educational Programs Pension Administration Third Party Remitters For TSAs, IRAs and other Payroll-Based Plans SEP Plans Business Financial Planning Individuals and Families Financial Planning Wealth Management College Savings Retirement Accounts & Planning Estate Planning Annuities Insurance Investment Services Through Lesko Securities Stocks Bonds Mutual Funds Portfolio Management Investment Monitoring & Research Investment Advisory Services Your Advisor acts as a fiduciary looking out for your best interests (see FAQs) He or she creates a portfolio based on your needs and risk assessment Greater investment access & guidance from Lesko’s Investment committee More effective diversification Use of low cost ETFs and Mutual Fund Institutional Shares Ongoing monitoring and rebalancing of your portfolio Professional management & oversight Greater fee transparency vs. traditional commission based A contract for service with a fixed percentage tiered according to assets under management Reduces conflicts of interest. An advice-based relationship For more information about the qualifications and business practices of our company click here for our Form ADV. Lesko Financial Services 53 Chenango Street, Suite 200, Binghamton, NY 13901 Phone: 607-724-2421 | Toll Free: 800-695-3756 | Fax: 607-724-2467 Office hours: 8:30 am to 5 pm We have been serving the Greater Binghamton area for over 70 years. Our motto is “The Clients’ Interests Must Come First.” Securities offered through Lesko Securities, Inc. Registered Broker-Dealer, Member FINRA, SIPC & SEC Registered Investment Advisor Disclaimer | Privacy Disclosure Statement | Business Continuity Plan Summary © Lesko Financial Services, Inc.

Media LESKO FINANCIAL FOCUS ON TV Fox 40 10pm Thursdays Click here to watch playlist. LESKO FINANCIAL FOCUS ON RADIO Cool 106.7 FM Monday-Friday 8:20am & 3:20pm Click here to listen. Please note that these appearances/financial features may constitute paid advertising. Lesko Financial Services 53 Chenango Street, Suite 200, Binghamton, NY 13901 Phone: 607-724-2421 | Toll Free: 800-695-3756 | Fax: 607-724-2467 Office hours: 8:30 am to 5 pm We have been serving the Greater Binghamton area for over 70 years. Our motto is “The Clients’ Interests Must Come First.” Securities offered through Lesko Securities, Inc. Registered Broker-Dealer, Member FINRA, SIPC & SEC Registered Investment Advisor Disclaimer | Privacy Disclosure Statement | Business Continuity Plan Summary © Lesko Financial Services, Inc.