Chase logo links to Chase Home Sign in Show Search We're not accepting HELOC applications right now Access the equity in your home with a cash-out refinance HELOC applications aren't available at this time, but a cash-out refinance can help you access the equity in your home. Use the funds to: Pay for home improvements or repairs Consolidate higher-interest debt Cover larger purchases like a car, a wedding or college tuition Additional refinancing options If you want to lower your monthly payment or pay off your home sooner, our mortgage refinancing options can help. Check out our tools and resources to learn more about how refinancing works, when to consider refinancing and what loan term might be best for your needs. Already have a HELOC with us? If you already have a HELOC with us, you can access it anytime on chase.com or the Chase Mobile® app. FAQs: Temporary Home Equity Changes Why is Chase no longer accepting Home Equity Line of Credit (HELOC) applications? I need to refinance my existing Chase HELOC. Can I still apply? When will Chase start taking HELOC applications again? I need help with my mortgage payments. What are my options? How can I consolidate debt when refinancing my mortgage? Why should I consider refinancing? Debt Consolidation Information: The amount you save on debt consolidation may vary by loan. Since a cash-out refinance may have a longer term than some of the bills you may be consolidating, you may not realize a savings over the entire term of your new loan. In addition, your loan may require you to incur premiums for hazard and, if applicable, flood insurance which would affect your monthly payment reduction. Federally Guaranteed Student Loans should not be consolidated because you will lose important federal benefits. Important Notice to Servicemembers and Their Dependents: This refinance offer may not be advantageous to you if you are currently eligible for benefits provided by the Servicemembers Civil Relief Act (SCRA). If you are an SCRA-eligible customer and have questions about the SCRA or about this refinance offer, please discuss with your Home Lending Advisor. Home lending products offered by JPMorgan Chase Bank, N.A. Follow us: Facebook (Opens Overlay) Instagram (Opens Overlay) Twitter (Opens Overlay) YouTube (Opens Overlay) LinkedIn (Opens Overlay) Pinterest (Opens Overlay) Chase Home Lending We offer a variety of mortgages for buying a new home or refinancing your existing one. New to homebuying? Our Learning Center provides easy-to-use mortgage calculators, educational articles and more. And from applying for a loan to managing your mortgage, Chase MyHome has everything you need. Buying a House Whether you're determining how much house you can afford, estimating your monthly payment with our mortgage calculator or looking to prequalify for a mortgage, we can help you at any part of the home buying process. See our current mortgage rates, low down payment options, and jumbo mortgage loans. Refinance Refinance your existing mortgage to lower your monthly payments, pay off your loan sooner, or access cash for a large purchase. Use our home value estimator to estimate the current value of your home. See our current refinance rates and compare refinance options. Affordability Our affordable lending options, including FHA loans and VA loans, help make homeownership possible. Check out our affordability calculator, and look for homebuyer grants in your area. Visit our mortgage education center for helpful tips and information. And from applying for a loan to managing your mortgage, Chase MyHome has you covered. Home Lending Customer Service Go to Chase mortgage services to manage your account. Make a mortgage payment, get info on your escrow, submit an insurance claim, request a payoff quote or sign in to your account. Go to Chase home equity services to manage your home equity account. About Chase Chase Bank serves nearly half of U.S. households with a broad range of products. To learn more, visit the Banking Education Center. For questions or concerns, please contact Chase customer service or let us know at Chase complaints and feedback. Fair Lending SAFE Act: Chase Mortgage Loan Originators Home Mortgage Disclosure Act (HMDA) “Chase,” “JPMorgan,” “JPMorgan Chase,” the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. JPMorgan Chase Bank, N.A. is a wholly-owned subsidiary of JPMorgan Chase & Co. About Chase J.P. Morgan JPMorgan Chase & Co. Privacy Security Terms of use Accessibility Site map AdChoices (Opens Overlay) Member FDIC Equal Housing Lender © 2021 JPMorgan Chase & Co.