Navigate back to Home Personal Savings Accounts Home Page Personal Banking Savings Accounts Personal Banking Savings Accounts We offer four options for Personal Savings accounts, outlined below. Come into any Baker Boyer branch location and ask to speak with a Personal Banker to learn more and to figure out which one is best for you. Or click here to view or print a comparison chart. Regular Opening Balance: $100 Service Charge: $5 monthly service charge, waived with a minimum daily balance of $400 Other Account Fees: No Baker Boyer imposed fee for debit card & ATM transactions. Excessive savings account withdrawals $5 each after 6* Interest: Interest is earned daily and paid quarterly on collected balance, if greater than $400. Minor (under age 21) Opening Balance: $25 Service Charge: $5 monthly service charge, waived with a minimum daily balance of $25 Other Account Fees: No Baker Boyer-imposed fee for debit card & ATM transactions. No-fee ACH transactions. Interest: Interest is earned daily and paid quarterly on collected balance, if greater than $25. Merit (62+ years) Opening Balance: $100 Service Charge: $5 monthly service charge, waived with a minimum daily balance of $100 Other Account Fees: No Baker Boyer-imposed fee for debit card & ATM transactions. No-fee ACH transactions. Interest: Interest is earned daily and paid quarterly on collected balance, if greater than $100. Money Market Gold Opening Balance: $5,000 Service Charge: $15 monthly service charge, waived with a minimum daily balance of $5,000 Other Account Fees: No Baker Boyer-imposed fee for debit card & ATM transactions. No-fee ACH transactions. Interest: Interest is earned daily & paid monthly on collected balance. Rates subject to change daily. Interest-based on current ledger balance tiers.** Regular, Minor, Merit, and Money Market Gold Savings accounts are limited to six pre-authorized transfers, checks to a third party, or automatic transfers (such as mortgage or insurance payments) per statement cycle. We reserve the right to not pay accrued interest if account is closed prior to payment date. *Excessive withdrawal fee applies when the account exceeds 6 pre-authorized third party withdrawals per statement period (if not more than 31 days). If statement period is quarterly, 6 pre-authorized withdrawals are allowed per calendar month. **Interest Balance Tiers $0 to $49,999.99 $50,000.00 to $99,999.99 $100,000.00 to $249,999.99 $250,000.00 and over Useful Links Contact Community Careers CRA Public File Community Reinvestment Act Home Mortgage Disclosure Act Patriot Act Public Notice Privacy Policy Frequently Asked Questions Foreclosure Alternatives Community Banking Checking Accounts Savings Personal Loans Home Loans D.S. Baker Advisors Business Banking Financial Planning Investments Trusts & Estate Planning Contact Us Our main number is: (509) 525-2000 Monday - Friday: 8:00am - 6:00pm Our toll free number is: (800) 234-7923 Our Email is: info@bakerboyer.com Newsletter SUBSCRIBE Mailing Address PO Box 1796 Walla Walla, WA 99362 Copyright © 2021