JOIN RATES CONTACT LOCATIONS EDUCATION CAREERS ESPAÑOL eBranch Login Enroll Today PERSONAL BUSINESS LOANS INSURANCE SERVICES ABOUT CERTIFICATES OF DEPOSIT (CDS) SAVING WITH CDS An Idaho Central Certificate of Deposit (CD) pays you a fixed interest rate with a variety of terms available for your specific needs. We offer terms ranging from 90 days to 5 years. All of our CDs have a low minimum balance of $500 to open. Funds in all Idaho Central accounts are federally insured up to $250,000, and we pay great rates. SEE RATES PERSONAL CDS ACCOUNT TYPE DETAILS 6-Month Promo CD $500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days. OPEN NOW 12-Month Promo CD $500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days. OPEN NOW 24-Month Promo CD $500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days. OPEN NOW 60-Month Promo CD $500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days. OPEN NOW Idaho Central Credit Union also offers: IRA CDs Coverdell ESA CDs Business CDs CALCULATORS CD LADDER CALCULATOR CERTIFICATE OF DEPOSIT CALCULATOR LINKS Contact Branches/ATMs Business Hours eBranch Quick Payments Additional Services Careers Security Center COVID-19 Updates Important Disclosures Account Agreement Privacy Policy ABOUT US Idaho Central is the premier credit union in Idaho and offers full-service locations throughout the Treasure Valley, Magic Valley, Eastern Idaho, and North Idaho. While growth is vital to our success, we remain focused on our mission, “Helping members achieve financial success.” Routing Number: 324173626 NMLS ID: 433926 Idaho Central Credit Union is federally insured by the National Credit Union Administration. © 2021 Idaho Central Credit Union. All rights reserved.