CAR HOME RENTERS BLOG COMPANY 1-888-635-0013 call for insurance quote Engaged with customers on Clearsurance Learn about carriers Lemonade Insurance Company 4.86 ★★★★★ Details About this company Customer reviews Coverage Write a review Save Money by Comparing Insurance Quotes Compare Free Insurance Quotes Instantly Auto Home Rental Life Health Secured with SHA-256 Encryption How do customers rate Lemonade Insurance Company? are likely to renew their policy are likely to renew their policy are likely to renew their policy Methodology Lemonade Insurance: Compare Ratings, Coverage & Discounts in 2021 Lemonade Insurance Company focuses on providing customers types of insurance categories with instant service for homeowners and renters insurance policies. They also offer term life insurance and pet insurance but do not appear to offer auto property insurance. It uses technology to create a fast experience, providing customers with insurance and paying claims in just minutes. Lemonade also uses extra money left over from the prices of insurance premiums after it pays claims to give back to charities. Customers can choose a charity when buying insurance and then the payments are gathered with those of other policyholders. So, if you want a simple and understandable policy, then Lemonade Insurance is the right choice for you. Get a Lemonade Insurance quote What coverages does Lemonade Insurance Company offer? On standard Lemonade Insurance policies, your personal electronic equipment is covered by your Lemonade renters insurance or homeowners insurance policy up to the coverage limit you select for Property & Valuables coverage. This can include laptops, phones, tablets and TVs. It covers theft or damage personal belongings caused by a covered peril, but it won't cover them if you damage it by dropping it. The base policy covers a maximum of $2,500 per item or $10,000 total. Moreover, Lemonade also covers additional living expenses if policyholders cannot live in their home, up to $2,500. Renters policies include liability coverage if you're responsible for someone else's injury or property damage, up to $10,000. Lemonade policies also cover personal property stored in a self-storage unit up to $1,000, in most cases. If you live in New York, California or Connecticut, your property that's stored in a storage unit is covered for up to 10 percent of your personal property limit (Coverage C). Earthquake insurance: Lemonade currently offers earthquake insurance coverage in Arkansas and California and plan to expand to other states soon. Condo insurance Earthquake Insurance Landlord insurance Renters insurance Lemonade Insurance FAQs What makes Lemonade Insurance different? Lemonade differs from other insurance companies because of its business model. Lemonade utilizes technology tools to offer customers fast service for their homeowners and renters policy. Customers can purchase a Lemonade policy and get payment for a claim in just minutes from their couch. Everything customers need can be accessed from Lemonade's mobile app. Each year, Lemonade uses any extra money left over from customers' premiums after they're paid claims and taken care of other unavoidable expenses to give back to charities with its Giveback feature. Does Lemonade offer homeowners insurance? Yes, Lemonade offers homeowners in addition to renters and condo insurance. How does Lemonade Insurance work? Lemonade insurance utilizes artificial intelligence and technology to offer customers homeowners or renters insurance quotes through its website or mobile app. Unlike most other insurance companies, Lemonade takes a flat fee out of your premium, pays for expenses and uses the rest of your premium for paying out claims. Lemonade's Giveback program donates any leftover money from premiums that wasn't needed for claims to charities. If the claims exceed the rates that are still in the pool for claims paying, Lemonade uses reinsurance to cover it. Can you cancel Lemonade Insurance? You can cancel your insurance policy through the Lemonade mobile app at any time and you'll receive a refund for any of the remaining period that you've already paid for. What else should you know about Lemonade Insurance Company? Lemonade operates through its website and mobile app. Anything you need can be done from the app or website, such as making a claim, adjusting your coverage, signing up for a Lemonade policy and canceling your policy. Social good is a top priority of Lemonade. The company takes a flat 20 percent fee out of your insurance premium and uses the rest of it to pay claims. Lemonade takes the extra money after it pays claims and donates it to nonprofit charities that its policyholders choose. Lemonade allows policyholders to add extra coverage on items like jewelry, fine art, cameras, bicycles and musical instruments. It also includes water backup if there has been damage caused by water of your drain or sewer. Landlord property damage covers damages to the property caused water or your pet. What states does Lemonade Insurance Company do business in? Lemonade Insurance Company sells homeowners insurance in 23 states and Washington, D.C. and renters insurance in 27 states and Washington, D.C.. See the state Lemonade Insurance Company sells in below and click the link to see how Lemonade Insurance Company compares to the other top companies in that state. Arizona Homeowners Renters Arkansas Renters California Homeowners Renters States Lemonade Insurance Company ranks in top 10 for homeowners insurance Best homeowners insurance in AZ Arizona Best homeowners insurance in CA California Best homeowners insurance in CO Colorado Best homeowners insurance in CT Connecticut Best homeowners insurance in DC District Of Columbia Best homeowners insurance in GA Georgia Best homeowners insurance in IL Illinois Best homeowners insurance in IN Indiana Best homeowners insurance in IA Iowa Best homeowners insurance in MD Maryland Best homeowners insurance in MA Massachusetts Best homeowners insurance in MI Michigan Best homeowners insurance in MO Missouri Best homeowners insurance in NV Nevada Best homeowners insurance in NJ New Jersey Best homeowners insurance in NY New York Best homeowners insurance in OH Ohio Best homeowners insurance in OK Oklahoma Best homeowners insurance in OR Oregon Best homeowners insurance in PA Pennsylvania Best homeowners insurance in TN Tennessee Best homeowners insurance in TX Texas Best homeowners insurance in VA Virginia Best homeowners insurance in WI Wisconsin States Lemonade Insurance Company ranks in top 10 for renters insurance Best renters insurance in AZ Arizona Best renters insurance in AR Arkansas Best renters insurance in CA California Best renters insurance in CO Colorado Best renters insurance in CT Connecticut Best renters insurance in DC District Of Columbia Best renters insurance in GA Georgia Best renters insurance in IL Illinois Best renters insurance in IN Indiana Best renters insurance in IA Iowa Best renters insurance in MD Maryland Best renters insurance in MA Massachusetts Best renters insurance in MI Michigan Best renters insurance in MO Missouri Best renters insurance in NV Nevada Best renters insurance in NJ New Jersey Best renters insurance in NM New Mexico Best renters insurance in NY New York Best renters insurance in OH Ohio Best renters insurance in OK Oklahoma Best renters insurance in OR Oregon Best renters insurance in PA Pennsylvania Best renters insurance in RI Rhode Island Best renters insurance in TN Tennessee Best renters insurance in TX Texas Best renters insurance in VA Virginia Best renters insurance in WA Washington Best renters insurance in WI Wisconsin Learn More about Lemonade Insurance Company You can learn more about the company by reading Lemonade Insurance Company reviews. Or share your own experience with our community by writing a review of Lemonade Insurance Company. Lemonade Insurance Company Details Website www.lemonade.com Headquarters New York, NY Customer service 1-844-733-8666 Follow on Follow Lemonade Insurance Company Facebook Twitter Lemonade Insurance Company Tweets Suggested articles The most popular renters insurance posts of 2019 (Clearsurance.com) by Meredith Kokos Read more Clearsurance community names Lemonade the Most Innovative Insurer of 2019 based on customer review data by Clearsurance Staff Read more Lemonade vs. State Farm renters insurance: What are customers saying? by Ryan Baillargeon Read more Related Companies USAA 4.72 ★★★★★ 1344 reviews AAA 4.06 ★★★★★ 547 reviews Farm Bureau Insurance of Tennessee 4.21 ★★★★★ 136 reviews North Carolina Farm Bureau Mutual Insurance Company 4.27 ★★★★★ 98 reviews Texas Farm Bureau Mutual Insurance Company 4.10 ★★★★★ 43 reviews Virginia Farm Bureau 4.16 ★★★★★ 25 reviews Save Money by Comparing Insurance Quotes Compare Free Insurance Quotes Instantly Auto Home Rental Life Health Secured with SHA-256 Encryption Insurance guides Car Insurance Guide Homeowners Insurance Guide Renters Insurance Guide Life Insurance Guide Motorcycle Insurance Guide Pet Insurance Guide Guide to Switching Insurance Companies Flood Insurance Guide Clearsurance is dedicated to helping customers save on insurance. 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