.fa-secondary{opacity:.4} Office Insurance Flexible & tailored policies for offices Get cover from just £15.38 per month Get a Quote Office Insurance What Is Office Insurance? From the computers, desks and printers through to the windows, cupboards and stock, it’s easy to forget how much comprises your office. Whether you manage a commercial office or home office, we can find you the perfect policy, regardless of the industry in which you operate. From solicitors and marketing agencies through to financial institutions and call centres, we can help all types of companies with their insurance needs. You can personalise your policy with The Insurance Octopus, paying only for the cover you need, based on professional advice from a Feefo Platinum-awarded firm. You gain the office insurance policy that protects your own, without the unnecessary bells and whistles that add extra costs. Finding a suitable quote is easy. All you need to do is fill in our quote form, or ask for a call back, and we’ll get back to you as soon as possible, and go through our range of options. Should your requirements change, then the policy can change with it, without any hidden fees that other insurance businesses may charge. What may be included in an office insurance package? Public Liability Insurance Your office may appear safe, but unexpected incidents happen all the time. This policy keeps visitors, customers and contractors safe, with our standard cover starting from £1-£5m. Employers’ Liability Insurance A legal requirement, this cover keeps your staff safe, and your business protected, by paying out compensation for any work-related injuries or illnesses. Business Interruption Insurance From floods, fires and vandalism to issues caused by water, electricity and gas, this policy protects you against any loss of income, should your office need to close. Cyber Insurance Have a website? Offer online services? We can protect your company from hacks, cyber attacks and data loss, and even cover reputational damage, as well as crisis management. Get a Quote Insurance cover for Commercial Offices, Rented Offices and Home Offices Specially designed cover in one simple policy for office based businesses From fires to flood damage, to a window breakage or structural faults, a commercial office insurance policy will help to protect your business against various possible risks. An office insurance policy not only gives you peace of mind that your business is fully protected, but you can also take advantage of the various business help lines that your cover provides, from free help and advice on business related items such as tax and legalities. The Insurance Octopus are specialists in providing tailored commercial office insurance, so get in touch for your office insurance quote and make sure you are covered. What your office insurance policy includes Public Liability cover for offices Public Liability insurance cover protects you from claims made by those who have suffered injury, illness or damage to their property directly caused by your business operations. Employers Liability insurance cover This provides protection for any claims made by employees who have suffered an injury or a work related illness. This element of protection is usually a legal requirement if you have employees. Buildings insurance & Business Interruption cover Buildings insurance & Business Interruption cover protects the building where your office is based. You could incur risks such as theft, fire and flooding, which would result in costing your business to rectify the damage, or prevent you from working during the completion of repairs. Contents cover Contents cover will secure the contents and equipment in your office, with fixtures and fittings added to the policy if required. Types of offices we can cover Whether you own your office premise or rent your office space we can arrange a policy to keep you protected. Get a quote today online or speak to one of our office insurance experts for a quote. Get a Quote Specialist tailored cover for your office, with dedicated covers including contents, buildings cover & more. Benefits of taking out an office policy It makes good business sense to have a thorough, tailored office insurance policy in place, to protect your business from an unexpected incident. Such risks may seem low but disruption to your business could be disastrous. Depending on the type of business you run from your office premises, office insurance will cover your business along with optional features to add onto your policy should you require. Specialist office insurance cover Business equipment cover will insure you for loss or theft of expensive items that you may take with you if you work away from your office, while stock insurance cover will cover the cost price of your stock should it be damaged, stolen or destroyed. These are just a few of many examples to consider for protecting your working environment. Office Insurance FAQs Do I need buildings insurance if I rent my office? Why do I need office insurance? What is tenants’ improvement insurance? Why choose The Insurance Octopus for Office Insurance? We proudly make buying insurance different and our cover comes with a range of benefits. Up to £5 million of cover Claims can be expensive, that’s why we offer up to £5 million worth of public liability cover for office owners – with more available on request. Fast specific cover To help save you both time and money. We compare prices from a range of different insurers so you don’t have to. A specialist who knows your industry We’ll connect you with an agent who specialises in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need. Easy claims process Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible. No mid term fees, ever We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make. How office insurance works Examples of Office Insurance in action A £10,000 trip at work While walking around their office, a staff member trips on a piece of carpet that was not fitted securely and injured their foot severely. The trip hazard had not been signposted which left them claiming against their employer. The claim included medical costs for their injury and compensation. The employer was fully covered by their Employers’ Liability insurance which meant they could use this to settle the claim against them. Get Business Insurance off your to do list Help protect and grow your business with tailor made business insurance from The Insurance Octopus Get a Quote INSURANCE KNOW HOW Making business insurance easier to understand The ultimate small business checklist to help protect against cyber threats Cyber threats are heard about more and more in the news with many attacks affecting larger businesses. However... What it means The top 10 Cyber Insurance claim types Cyber insurance claims are becoming more and more common with each passing year. As business grows more depend... What it means How much does cyber insurance cost? Cyber insurance, which covers your business against the effects of a serious cyber incident, is not an “off ... What it means Get to grips with Under-insurance & The Insurance Act Inadequate cover presents a great risk to businesses – help ensure your cover is more than adequate by u... What it means Insurance Basics Good To Know Under-insurance Tradesman Insurance FAQs Retail & Shop Insurance FAQs Professional Indemnity Insurance FAQs Landlord Insurance FAQs Hospitality Insurance FAQs Business Insurance FAQs BUSINESS INSURANCE BLOG For all the things business & insurance How To Improve Your Shop Security November 24, 2021 As an owner of a coffee shop, florist, takeaway or newsagent, your aim is t... 7 Most Common Cyber-attacks Explained November 3, 2021 For all the convenience the internet provides, it’s also a very dangerous... Cybersecurity Best Practices for an e-Commerce Website September 29, 2021 Recent decades have seen tremendous growth in online activities, including ... Helen Bush Named Director at The Insurance Octopus September 14, 2021 Leading commercial insurance broker, The Insurance Octopus, has appointed H... Business Insurance Insurance Jargon Landlords Insurance Marketing and Advertising News & Views Retail & Shop Insurance Retail & Shop Insurance Uncategorized Professional Indemnity All Tradesman & Contractors Insurance Frequently Asked Questions Hair & Beauty Cyber Insurance The Insurance Octopus is a trading name of TBO Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 498555. You may check this on the financial services register by visiting the FCA’s website, https://register.fca.org.uk/ or by contacting the FCA on 0800 111 6768. Registered address: No. 1 Dovecote, Old Hall Road, Cheshire, Sale, M33 2GS. Company # 06489013 / VAT # 915419524. 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