Toggle Menu LOGIN Payment Options Make Your Payments Quickly and Easily Time to pay a bill? We've got lots of easy payment methods for all of your loans. Use the chart below to find out how you can make your payment. Product Online Banking Bill Pay Tel-a-Cap Loan Payment Center Mail Visa Options Form Visa Credit Card Mortgage HELOC Auto Loan RV/Boat Loan Signature Loan Select Your Preferred Payment Method The easiest way to pay your bills is through online and mobile banking. If you prefer to pay another way, select your preferred method below for more information on how to do so. Remember, if you need assistance at any time, our Personal Assistance Line Specialists are available at 800.522.2748 or you can click here to contact us another way. ONLINE & MOBILE BANKING Online and mobile banking provides a convenient option for transferring funds, allowing you to quickly and easily manage your accounts and loan payments. You can set up your payments to be pulled from your checking account on a recurring basis and forget about it. You can even set up expiration dates for when the payment needs to be stopped. It’s that easy! Which loans can I pay through online or mobile banking? Visa credit card, Mortgage, HELOC, Auto Loan, RV/Boat Loan, and Signature Loans TEL-A-CAP LOAN PAYMENT CENTER MAIL, LA CAP BRANCH, OR CO-OP SHARED BRANCH BILL PAY VISA OPTIONS FORM Late Fees Direct Loan: 20% of interest due with a minimum of $25.00 Indirect Loan: $10.00 or 5% of the part of the payment that is late, whichever is greater HELOC: $25.00 Credit Card: $25.00 (or the amount of required minimum payment, whichever is less) Mortgage: 5% of the payment due (principal plus interest) WHY LA CAP CONTACT US BRANCH & ATM LOCATIONS HELP & FAQS NEWS EVENTS FINANCIAL EDUCATION CAREERS PRIVACY NOTICE DISCLOSURES FORMS PERSONAL CHECKING COMMERCIAL CHECKING PERSONAL SAVINGS IRAS HOME LOANS AUTO LOANS PERSONAL LOANS VISA CREDIT CARDS CURRENT RATES ONLINE & MOBILE BANKING MAKE A PAYMENT CALCULATORS TELEPHONE BANKING E-SIGNATURE HOLIDAY SCHEDULE MEMBER REFERRALS TRUSTAGE INSURANCE La Capitol Federal Credit Union on Facebook La Capitol Federal Credit Union on Twitter La Capitol Federal Credit Union on Instagram Routing No: 265473582 © 2021 La Capitol Federal Credit Union. All rights reserved. If you agree, click to accept our recommended cookies or view our cookie disclosure to opt-out. ACCEPT