Mobile payment. Simply pay with your SIM card. There is a lot in a T-Mobile smartphone - from now on even debit and credit cards. The only thing you have to do: get an NFC SIM card from T-Mobile and you can make cashless payments not only across Austria, but even all over the world. How mobile payment works: To pay, the smartphone only needs to be held up to the contactless payment terminal. The process behind it works like a conventional card payment with your debit card or credit card. In 5 steps to a mobile debit / credit card: 1. Download your bank's mobile card app from the Play Store . 2. Once the app is loaded, it automatically checks whether your smartphone is NFC-capable. 3. Order the mobile card from your house bank or credit card provider. 4. Perform a free SIM exchange for a new NFC SIM card. Best in the T-Mobile Shop , or on the Serviceline at 0676/2000. 5. Load and activate your mobile card in the app and that's it! What is NFC NFC is a radio standard for wireless data transmission. The three letters stand for "Near Field Communication" - communication between two elements that are close to each other. The specialty of NFC is that both devices have to be kept at a distance of a few centimeters so that a transmission can take place. This in turn results in the greatest advantage of NFC: It is extremely secure against eavesdropping from outside. T-Mobile is the first mobile communications provider to work with Austrian banks to enable nationwide mobile payment for the first time. Find a T-Mobile Shop near you Find a shop Only for Android version 4.1 and higher. TO ORDER Online benefits Returns & exchanges Cell phone purchase Number portability Parcel tracking Find a shop Conditions PRODUCTS Cell phone tariffs Internet tariffs Apple iPhone Huawei Samsung Old tariffs Fan shop SERVICE Questions & contact Community Cell phone archive Data device archive Cell phone help Downloads & drivers SAR values ABOUT US The enterprise Press Our network Procurement imprint privacy CAREER Jobs Just apply Careers at T-Mobile Apprenticeship at T-Mobile Internships Working at T-Mobile FIND T-MOBILE