. Main Menu Login ARIZONA BANK & TRUST HOME EQUITY INSTALLMENT LOAN Refinancing your mortgage with a 15-year Home Equity Installment Loan is a smart financial decision for many. TAKE CONTROL OF YOUR FINANCIAL FUTURE Consolidate your debt with a low-interest rate Home Equity Installment Loan. Reduce your higher interest rate debt to take control of your finances. The Home Equity Installment Loan is a great alternative to higher interest rate credit cards, auto loans, medical bills, or personal loans. Benefits to consolidating debt: Save money by paying off your higher interest rate debt and consolidating it into one low, monthly payment with a new Home Equity Installment Loan. Have one fixed rate payment for up to 15 years. Organize your life by having a single payment instead of multiple bills to different vendors. Try out our debt calculator to see how a Home Equity Installment Loan from Arizona Bank & Trust may benefit you by consolidating you existing debts into a single fixed rate loan. REFINANCE SAVINGS CALCULATOR SPEAK WITH ONE OF OUR LOAN EXPERTS Oscar Trevino NMLS #843564 Email Oscar 480.610.3920 Nicci Carpenter NMLS #542973 Email Nicci 480.844.4546 Vanessa Montoya NMLS #883161 Email Vanessa 480.844.4514 Miles Miley NMLS #742565 Email Miles 480.595.4973 Contact Us to Get Started 1The Annual Percentage Rate (APR) shown is accurate as of 11/24/2021 for up to a 15-year Fixed Rate loan with a Loan-to-Value (LTV) of 80%. Payment example: 180 monthly principal and interest payments of $342.97 assuming a $50,000 loan and 2.90% APR. Your APR may be higher and will be based on your credit qualifications, loan amount, and the location and type of property. Payments shown do not include taxes or insurance. The actual payment obligations may be greater. APRs for LTV 80%-90% may be as low as 4.15% APR. Stated APRs include a 0.25% discount for automatic payment from a Arizona Bank & Trust checking account. Maximum LTV on loans greater than $500,000 is 70%. Maximum loan amount of $2,000,000. Origination fee waived; customer is responsible for third-party fees. Promotion is not valid on home purchase loans. Rates and terms are subject to change without notice. Rates are fixed after consummation. Contact lender for details. Limited time offer. Normal underwriting guidelines apply, subject to credit approval. 2Auto loan average APR accurate according to valuepenguin.com as of September 2021. 3Average private student loan interest rate according to bankrate.com as of August 2021. 4National credit card average is according to creditcards.com as of August 2021. Personal Checking Personal Savings Switch Kit Personal Fee Schedule Small Business Checking Private Client Business Fee Schedule Fraud Center Careers FAQs Privacy Policy Social Media Terms of Use Search Search Arizona Bank & Trust is ©2021 Arizona Bank & Trust.