Patent Document ID: 20100228685
Application ID: 12399932
Patent Flag: 0

Claim One:
1. A computer-implemented system having a hardware means for performing a logical process, said system comprising: an automatic Financial Risk Cover configuration designer comprising: a receiver receiving returns behaviors into a computer memory device, said returns behaviors including probability distribution functions and dynamic statistical matrices connecting statistical behavior of each potential allocation of a Financial Risk Cover submanager to a resultant statistical behavior of a Financial Risk Cover associated with a client portfolio; a set creator creating a total set of Financial Risk Cover configurations in a computer memory by employing one or more genetic optimization processes to produce unpredictable variations of configurations; a simulator modelling each configuration in said total set of configurations against a set of potential or expected transient market events representative of a plurality of combinations of transient events; a set modifier removing each configuration which fails to meet performance objectives during said modelling from said total set of configurations; and a output outputting into a computer memory device each remaining configuration in said total set, wherein each configuration represents a plurality of investment instruments, each investement instrument being associated with an initial cash position.