Patent Document ID: 20090125466
Application ID: 11871812
Patent Flag: 0

Claim One:
1. An article for introducing a first set of variables into a data transaction scoring system, the first set of variables having a maturity level less than a second set of variables previously matured on the data transaction scoring system, the maturity level corresponding to an amount of exposure to the data transaction scoring system, the amount of exposure affecting a degree of precision for the data transaction scoring system, the article comprising a tangible machine-readable medium embodying instructions that when performed by one or more machines result in operations comprising: expanding a data transaction profile for the data transaction scoring system including the second set of variables to further include the first set of variables; assigning initial values for the first set of variables based on a statistical model; and initiating scoring of data transactions using the expanded data transaction profile prior to maturing the data transaction system using the first set of variables.