Patent Document ID: 8285636
Application ID: 11463678
Patent Flag: 1

Claim One:
1. A method to monitor the personal behavior/activity of an individual associated with an organization, said method comprising: (a) obtaining a personal financial disclosure statement of an individual person associated with, or potentially to be associated with, said organization; (b) obtaining personal financial records and other relevant personal financial data of said individual person; (c) inputting first information from said personal financial disclosure statement, said personal financial records, and said other relevant personal financial data into a risk assessment algorithm implemented on a processor-based platform; (d) said risk assessment algorithm operating on said first input information within said processor-based platform and thereby generating first risk assessment data; (e) generating a composite risk factor in response to said first risk assessment data; (f) comparing said composite risk factor to a threshold value; and (g) making a first determination of certification of said individual person, with respect to a likelihood to commit fraud, in response to said first risk assessment data.