Patent Document ID: 8140415
Application ID: 09812627
Patent Flag: 1

Claim One:
1. A computer-implemented method for managing risk related to a financial transaction, the method comprising: gathering into a computer storage legal and reputational risk information related to a proposed financial transaction, the legal and reputational risk information including duty of disclosure risk information, and financial infraction prevention information; receiving into the computer storage transaction information relating to details of the proposed financial transaction; structuring with a processor the received transaction information according to risk quotient criteria associated with the gathered legal and reputational risk information; assigning a numerical value representative of risk to the structured transaction information; assigning the structured transaction information to an associated risk category having a category weight; calculating a risk quotient by multiplying a weighted numerical value by the category weight, wherein the weighted numerical value is derived from the assigned numerical value of the structured transaction information; determining a suitability of the proposed financial transaction according to the received transaction information and the calculated risk quotient; generating a suggested action in accordance with the risk quotient; generating a structured history derived from the received transaction information; and creating a report from the generated structured history, the calculated risk quotient, the determined suitability, and the generated suggested action.