Patent Document ID: 7941329
Application ID: 12048196
Patent Flag: 1

Claim One:
1. A computer based method for determining an insurance plan for an individual, comprising: a) receiving a query for determining an insurance plan for an individual; b) accessing an attribute profile associated with the individual, the attribute profile comprising pangenetic and non-pangenetic attributes; c) accessing a database containing a set of attribute combinations associated with a set of insurance plans, each attribute combination containing at least one pangenetic attribute, wherein the database also contains corresponding statistical results which indicate the strength of association of each of the attribute combinations with one or more of the insurance plans; d) determining one or more insurance plans for the individual based on at least one comparison of the attribute profile with the set of attribute combinations; and e) transmitting the determination as output to indicate how optimal each of the one or more insurance plans determined for the individual is and having a strength of association with the individual profile that is greater than or equal to a user specified threshold.