Patent Document ID: 8666884
Application ID: 13603999
Patent Flag: 1

Claim One:
1. A method to monitor the behavior/activity of individuals associated with an organization, said method comprising: (a) obtaining a personal financial disclosure statement of each of a plurality of individual persons associated with an organization; (b) obtaining personal financial records and other relevant personal financial data of each of said individual persons; (c) inputting first information from each of said personal financial disclosure statements, each of said personal financial records, and each of said other relevant personal financial data into a risk assessment algorithm implemented on a processor-based platform; and (d) said risk assessment algorithm operating on said first input information by executing on said processor-based platform and thereby generating a plurality of first risk assessment data, wherein the first risk assessment data includes data corresponding to one or more of detected discrepancies, evidence of irresponsible behavior, evidence of suspicious behavior, and evidence of instability; and (e) making a first determination of certification with respect to said organization by generating a composite risk factor based on said plurality of first risk assessment data, where said composite risk factor is a single numeric value or score, and comparing said composite risk factor to a threshold value.