Patent Document ID: 7685034
Application ID: 11870994
Patent Flag: 1

Claim One:
1. A system, comprising: a processor; a memory coupled to the processor, wherein the memory comprises program instructions executable by the processor to: provide a plurality of user data sets each associated with a particular user of a plurality of users, wherein each user data set comprises a plurality of financial attributes determined from data collected from one or more entities; access information from an active bank account owned by the particular user to populate the particular user's data set of the plurality of user data sets, wherein the active bank account is held at an entity of the one or more entities, wherein the entity is a bank; and enable the particular user to engage in a finance-based competition with one or more other users of said plurality of users, wherein to enable the particular user to engage in the finance-based competition the program instructions are further executable to: access an indication of a competition metric that specifies one or more of said plurality of financial attributes; for each user participating in the finance-based competition, determine performance with respect to the one or more financial attributes specified by the competition metric; and determine relative performance associated with the particular user, wherein said relative performance is dependent on the particular user's performance and performance of one or more other users participating in the finance-based competition, wherein the particular user's performance is determined with respect to the one or more financial attributes based on the information accessed from the active bank account owned by the particular user.