<TITLE>925/1235/17</TITLE>
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<P class="ps19"><FONT class="fs178"><IMG src="herb.gif" height=68 width=51></FONT></P>
<P class="ps15"><FONT class="fs111">ÃÎÑÏÎÄÀÐÑÜÊÈÉ ÑÓÄ ×ÅÐÊÀÑÜÊÎ¯ ÎÁËÀÑÒ²</FONT></P>
<P class="ps15"><FONT class="fs99">Ð²ØÅÍÍß</FONT></P>
<P class="ps15"><FONT class="fs110">²ÌÅÍÅÌ &nbsp;ÓÊÐÀ¯ÍÈ</FONT></P>
<P class="ps15"><FONT class="fs109"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</P>
<P class="ps16"><FONT class="fs108">           26 ãðóäíÿ 2017 ðîêó           &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ñïðàâà ¹ 925/1235/17          </FONT>           &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT class="fs107">ì. ×åðêàñè &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P>
<P class="ps10">Çà ïîçîâîì ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà "ÓêðÑèááàíê" </P>
<P class="ps10">äî òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "Ìîíîë³òàãðî" &nbsp;</P>
<P class="ps10">ïðî ñòÿãíåííÿ 159372 ãðí. 95 êîï.</P>
<P class="ps7">          </P>
<P class="ps2">Ñóääÿ Äîðîøåíêî Ì.Â. </P>
<P class="ps2">Ñåêðåòàð ñóäîâîãî çàñ³äàííÿ Áè÷åíêî Ì.Î.</P>
<P class="ps4">Ïðåäñòàâíèêè ñòîð³í:</P>
<P class="ps5">â³ä ïîçèâà÷à: íå çÿâèâñÿ;</P>
<P class="ps4">â³ä â³äïîâ³äà÷à: íå çÿâèâñÿ.</P>
<P class="ps10">Òàêîæ ïîçèâà÷ ó ïîçîâí³é çàÿâ³ ïðîñèòü ãîñïîäàðñüêèé ñóä ñòÿãíóòè ç â³äïîâ³äà÷à íà êîðèñòü ïîçèâà÷à 2390 ãðí. 59 êîï. âèòðàò íà ñïëàòó ñóäîâîãî çáîðó. </P>
<P class="ps10">Óõâàëîþ â³ä 29.09.2017 Ãîñïîäàðñüêèé ñóä ×åðêàñüêî¿ îáëàñò³ ó ñêëàä³ ñóää³ Ïàùåíêî À.Ä. ïðèéíÿâ ïîçîâíó çàÿâó ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà "ÓêðÑèááàíê" äî ðîçãëÿäó, ïîðóøèâ ïðîâàäæåííÿ ó ö³é ñïðàâ³ ³ ïðèçíà÷èâ ¿¿ äî ðîçãëÿäó â ñóäîâîìó çàñ³äàíí³ íà 10 ãîä. 30 õâ. 31.10.2017 ó ïðèì³ùåíí³ Ãîñïîäàðñüêîãî ñóäó ×åðêàñüêî¿ îáëàñò³. </P>
<P class="ps10">Óõâàëîþ â³ä 31.10.2017 Ãîñïîäàðñüêèé ñóä ×åðêàñüêî¿ îáëàñò³ ó ñêëàä³ ñóää³ Ïàùåíêî À.Ä. â³äêëàâ ðîçãëÿä ñïðàâè íà 10 ãîä. 30 õâ. 14.11.2017 ó ïðèì³ùåíí³ Ãîñïîäàðñüêîãî ñóäó ×åðêàñüêî¿ îáëàñò³.</P>
<P class="ps10">Óõâàëîþ â³ä 14.11.2017 Ãîñïîäàðñüêèé ñóä ×åðêàñüêî¿ îáëàñò³ ó ñêëàä³ ñóää³ Ïàùåíêî À.Ä. â³äêëàâ ðîçãëÿä ñïðàâè íà 14 ãîä. 00 õâ. 23.11.2017 ó ïðèì³ùåíí³ Ãîñïîäàðñüêîãî ñóäó ×åðêàñüêî¿ îáëàñò³.</P>
<P class="ps10">Ó çâÿçêó ³ç çâ³ëüíåííÿì ñóää³ Ïàùåíêî À.Ä. ó â³äñòàâêó çà ðîçïîðÿäæåííÿì êåð³âíèêà àïàðàòó Ãîñïîäàðñüêîãî ñóäó ×åðêàñüêî¿ îáëàñò³ â³ä 27.11.2017 ¹52 áóâ ïðîâåäåíèé ïîâòîðíèé àâòîìàòèçîâàíèé ðîçïîä³ë ñïðàâè ¹925/1235/17, çà ðåçóëüòàòàìè ÿêîãî àâòîìàòèçîâàíà ñèñòåìà äîêóìåíòîîá³ãó Ãîñïîäàðñüêîãî ñóäó ×åðêàñüêî¿ îáëàñò³ äëÿ ðîçãëÿäó ñïðàâè ¹925/1235/17 âèçíà÷èëà ñóääþ Äîðîøåíêà Ì.Â.</P>
<P class="ps10">Óõâàëîþ â³ä 30.11.2017 ñóääÿ Ãîñïîäàðñüêîãî ñóäó ×åðêàñüêî¿ îáëàñò³ ïðèéíÿâ ñïðàâó ¹925/1235/17 äî ñâîãî ïðîâàäæåííÿ ³ ïðèçíà÷èâ ðîçãëÿä ñïðàâè íà 09 ãîä. 20 õâ. 26 ãðóäíÿ 2017 ðîêó â ïðèì³ùåíí³ Ãîñïîäàðñüêîãî ñóäó ×åðêàñüêî¿ îáëàñò³.</P>
<P class="ps10">Ïîçèâà÷ áóâ íàëåæíèì ÷èíîì ïîâ³äîìëåíèé ïðî äàòó, ÷àñ ³ ì³ñöå çàñ³äàííÿ ñóäó ïðèçíà÷åíîãî óõâàëîþ â³ä 30.11.2016 íà 09 ãîä. 20 õâ. 26.12.2017, ïðîòå éîãî ïðåäñòàâíèê ó öå ñóäîâå çàñ³äàííÿ íå çÿâèâñÿ, íàòîì³ñòü ïîäàâ äî ãîñïîäàðñüêîãî ñóäó çàÿâó ïðî ðîçãëÿä ñïðàâè áåç éîãî ó÷àñò³ ³ ïðî ï³äòðèìêó ïîçîâó ó ïîâíîìó îáñÿç³. &nbsp;&nbsp;</P>
<P class="ps10">Â³äïîâ³äà÷ó çà âêàçàíîþ ó ïîçîâ³ òà ó ªäèíîìó äåðæàâíîìó ðåºñòð³ þðèäè÷íèõ îñ³á, ô³çè÷íèõ îñ³á-ï³äïðèºìö³â òà ãðîìàäñüêèõ ôîðìóâàíü àäðåñîþ éîãî ì³ñöåçíàõîäæåííÿ Ãîñïîäàðñüêèì ñóäîì ×åðêàñüêî¿ îáëàñò³ íàäñèëàëàñÿ ðåêîìåíäîâàíèìè ëèñòàìè ç ïîâ³äîìëåííÿìè ïðî âðó÷åííÿ âêàçàí³ âèùå óõâàëè â³ä 29.09.2017, â³ä 31.10.2017, â³ä 14.11.2017 ³ â³ä 30.11.2017, ïðîòå ö³ ðåêîìåíäîâàí³ ëèñòè íå áóëè âðó÷åí³ àäðåñàòó, à áóëè ïîâåðíåí³ ïîøòîþ äî ãîñïîäàðñüêîãî ñóäó ç â³äì³òêàìè ïîøòè: çà çàê³í÷åííÿì òåðì³íó çáåð³ãàííÿ, ùî â ñèëó ÷. 1 ñò. 64 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè â ðåäàêö³¿, ÿêà áóëà ÷èííîþ äî 15.12.2017, ³ ÷. 7 ñò. 120 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè â ðåäàêö³¿, ÷èííîþ ç 15.12.2017, º ï³äñòàâîþ ââàæàòè âêàçàí³ óõâàëè âðó÷åíèìè ïåðøîìó â³äïîâ³äà÷ó íàëåæíèì ÷èíîì ³, ùî â³í áóâ íàëåæíèì ÷èíîì ïîâ³äîìëåíèé ïðî äàòó ÷àñ ³ ì³ñöå ïðèçíà÷åíèõ öèìè óõâàëàìè çàñ³äàííÿ ñóäó.</P>
<P class="ps10">Ïðåäñòàâíèê â³äïîâ³äà÷à ó ñóäîâå çàñ³äàííÿ íå çÿâèâñÿ ³ ïðî ïðè÷èíè íåçÿâëåííÿ ãîñïîäàðñüêèé ñóä íå ïîâ³äîìèâ. Â³äçèâ íà ïîçîâ äî ãîñïîäàðñüêîãî ñóäó íå íàä³éøîâ.</P>
<P class="ps3">Íåçÿâëåííÿ ïðåäñòàâíèêà â³äïîâ³äà÷à ó ñóäîâå çàñ³äàííÿ íå ïåðåøêîäæàº âèð³øåííþ ñïîðó çà íàÿâíèìè ó ñïðàâ³ ìàòåð³àëàìè.</P>
<P class="ps13">Äîñë³äèâøè íàÿâí³ ó ñïðàâ³ ïèñüìîâ³ äîêàçè, Ãîñïîäàðñüêèé ñóä ×åðêàñüêî¿ îáëàñò³ â ïîðÿäêó ïèñüìîâîãî ïðîâàäæåííÿ </P>
<P class="ps15"><FONT class="fs106">ÂÑÒÀÍÎÂÈÂ:</FONT></P>
<P class="ps10">Çã³äíî ç ï. 1.4 Óãîäè ñòðîê êîðèñòóâàííÿ îâåðäðàôòîì ç 17.11.2015 - äàòà ïî÷àòêó ñòðîêó îâåðäðàôòó äî 31.05.2016 - äàòà çàê³í÷åííÿ ñòðîêó îâåðäðàôòó.</P>
<P class="ps10">Ó ï. 1.5. Óãîäè ¿¿ ñòîðîíè ïåðåäáà÷èëè, ùî ïðîöåíòíà ñòàâêà çà öèì äîãîâîðîì º ô³êñîâàíîþ:</P>
<P class="ps10">1.5.1. Çà ÷àñ ôàêòè÷íîãî êîðèñòóâàííÿ îâåðäðàôòîì êë³ºíò ñïëà÷óº áàíêó ïðîöåíòè ó ðîçì³ð³:</P>
<P class="ps10">ç 17.11.2015 ïî 17.12.2015 - 0,01% ð³÷íèõ, ÿêùî íå âñòàíîâëåíà ³íøà ñòàâêà çã³äíî ç óìîâàìè ö³º¿ Óãîäè àáî Ïðàâèë.</P>
<P class="ps10">Ïî÷èíàþ÷è ç 18.12.2015  30,00% ð³÷íèõ, ÿêùî íå âñòàíîâëåíà ³íøà ñòàâêà çã³äíî ç óìîâàìè ö³º¿ Óãîäè àáî Ïðàâèë.</P>
<P class="ps10">Çã³äíî ç ï. 1.7 Óãîäè êë³ºíò ñïëà÷óº áàíêó íàñòóïí³ êîì³ñ³¿:</P>
<P class="ps10">- êîì³ñ³ÿ çà íàäàííÿ îâåðäðàôòó 1% â³ä ñóìè âñòàíîâëåíîãî ë³ì³òó îâåðäðàôòó.</P>
<P class="ps10">- êîì³ñ³ÿ çà óïðàâë³ííÿ îâåðäðàôòîì (çà íåâèêîðèñòàíèé ë³ì³ò îâåðäðàôòó) - 1% â³ä ñóìè íåâèêîðèñòàíîãî ë³ì³òó îâåðäðàôòó.</P>
<P class="ps10">Ïîðÿäîê íàðàõóâàííÿ òà ñòðîê îïëàòè êîì³ñ³é, âèçíà÷àºòüñÿ Ïðàâèëàìè.</P>
<P class="ps10">Ó â³äïîâ³äíîñò³ äî ï. 3.1 Óãîäè îñòàííÿ ä³º ç äàòè ¿¿ óêëàäåííÿ ³ äî ïîâíîãî âèêîíàííÿ ñòîðîíàìè ñâî¿õ çîáîâÿçàíü.</P>
<P class="ps8">Â³äïîâ³äà÷ ñâî¿ çîáîâÿçàííÿ çà Óãîäîþ ùîäî ïîâåðíåííÿ ïîçèâà÷ó êðåäèòíèõ êîøò³â, ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ íèìè ³ êîì³ñ³¿ çà óïðàâë³ííÿ îâåðäðàôòîì íå âèêîíàâ.</P>
<P class="ps10">Ñòàíîì íà äåíü ïðèéíÿòòÿ ãîñïîäàðñüêèì ñóäîì öüîãî ð³øåííÿ â³äïîâ³äà÷ âêàçàí³ âèùå ñóìè çàáîðãîâàíîñò³ ³ç ïîâåðíåííÿ êðåäèòó, ç³ ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì òà êîì³ñ³¿ çà îáñëóãîâóâàííÿ ë³ì³òó ³ êîì³ñ³¿ çà íåâèêîðèñòàíèé ë³ì³ò îâåðäðàôòó ïîçèâà÷ó íå ñïëàòèâ. </P>
<P class="ps10">×àñòèíîþ 1 ñò. 193 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè âñòàíîâëåíî, ùî ñóá'ºêòè ãîñïîäàðþâàííÿ òà ³íø³ ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí ïîâèíí³ âèêîíóâàòè ãîñïîäàðñüê³ çîáîâ'ÿçàííÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî çàêîíó, ³íøèõ ïðàâîâèõ àêò³â, äîãîâîðó, à çà â³äñóòíîñò³ êîíêðåòíèõ âèìîã ùîäî âèêîíàííÿ çîáîâ'ÿçàííÿ - â³äïîâ³äíî äî âèìîã, ùî ó ïåâíèõ óìîâàõ çâè÷àéíî ñòàâëÿòüñÿ. Äî âèêîíàííÿ ãîñïîäàðñüêèõ äîãîâîð³â çàñòîñîâóþòüñÿ â³äïîâ³äí³ ïîëîæåííÿ Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ç óðàõóâàííÿì îñîáëèâîñòåé, ïåðåäáà÷åíèõ öèì Êîäåêñîì.</P>
<P class="ps1">Â³äïîâ³äíî äî ñò.ñò. 525, 526 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè îäíîñòîðîííÿ â³äìîâà â³ä çîáîâÿçàííÿ àáî îäíîñòîðîííÿ çì³íà éîãî óìîâ íå äîïóñêàºòüñÿ, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì. Çîáîâÿçàííÿ ìàº âèêîíóâàòèñÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî óìîâ äîãîâîðó òà âèìîã öüîãî Êîäåêñó, ³íøèõ àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà, à çà â³äñóòíîñò³ òàêèõ óìîâ òà âèìîã - â³äïîâ³äíî äî çâè÷à¿â ä³ëîâîãî îáîðîòó. </P>
<P class="ps0">Ó ñò. 629 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè âèçíà÷åíî, ùî äîãîâ³ð º îáîâÿçêîâèì äëÿ âèêîíàííÿ. </P>
<P class="ps10">Ñòàòòÿ 1054 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïåðåäáà÷àº, ùî çà êðåäèòíèì äîãîâîðîì áàíê àáî ³íøà ô³íàíñîâà óñòàíîâà (êðåäèòîäàâåöü) çîáîâ'ÿçóºòüñÿ íàäàòè ãðîøîâ³ êîøòè (êðåäèò) ïîçè÷àëüíèêîâ³ ó ðîçì³ð³ òà íà óìîâàõ, âñòàíîâëåíèõ äîãîâîðîì, à ïîçè÷àëüíèê çîáîâ'ÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè ïðîöåíòè. </P>
<P class="ps10">×àñòèíà 2 ñò. 20 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè ïåðåäáà÷àº ïðàâî êîæíîãî ñóáºêòà ãîñïîäàðþâàííÿ íà çàõèñò ñâî¿õ ïðàâ ³ çàêîííèõ ³íòåðåñ³â øëÿõîì ïðèñóäæåííÿ äî âèêîíàííÿ îáîâÿçêó â íàòóð³.</P>
<P class="ps10">Ç îãëÿäó íà âèêëàäåí³ âèùå îáñòàâèíè òà íîðìè çàêîíîäàâñòâà, ãîñïîäàðñüêèé ñóä ä³éøîâ äî òàêèõ âèñíîâê³â.</P>
<P class="ps10">Óêëàäåíà ì³æ ñòîðîíàìè Óãîäà º êðåäèòíèì äîãîâîðîì ó ðîçóì³íí³ ñò. 1054 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ç ÿêî¿ ó â³äïîâ³äà÷à âèíèêëè çîáîâÿçàííÿ ç ïîâåðíåííÿ ïîçèâà÷ó íàäàíèõ îñòàíí³ì êðåäèòíèõ êîøò³â ³ ñïëàòè ïîçèâà÷ó ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì òà êîì³ñ³¿ çà óïðàâë³ííÿ îâåðäðàôòîì. </P>
<P class="ps12">Çà òàêèõ îáñòàâèí ïîçîâ ï³äëÿãàº çàäîâîëåííþ ïîâí³ñòþ. </P>
<P class="ps11">Â³äïîâ³äíî äî ñò. 129 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè óñÿ ñïëà÷åíà ïîçèâà÷åì çà ïîäàííÿ ïîçîâó ñóìà ñóäîâîãî ï³äëÿãàº â³äøêîäóâàííþ éîìó çà ðàõóíîê â³äïîâ³äà÷à.</P>
<P class="ps14">Íà ï³äñòàâ³ âèêëàäåíîãî, êåðóþ÷èñü ñò.ñò. 129, 236-241 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, Ãîñïîäàðñüêèé ñóä<FONT class="fs105"> </FONT>×åðêàñüêî¿ îáëàñò³</P>
<P class="ps15"><FONT class="fs104">ÂÈÐ²ØÈÂ:</FONT></P>
<P class="ps10">Ïîçîâ çàäîâîëüíèòè ïîâí³ñòþ.</P>
<P class="ps10">Öå ð³øåííÿ íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ çàê³í÷åííÿ ñòðîêó ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè, ÿêùî àïåëÿö³éíó ñêàðãó íå áóëî ïîäàíî. Ó ðàç³ ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè öå ð³øåííÿ, ÿêùî éîãî íå ñêàñîâàíî, íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ ïîâåðíåííÿ àïåëÿö³éíî¿ ñêàðãè, â³äìîâè ó â³äêðèòò³ ÷è çàêðèòòÿ àïåëÿö³éíîãî ïðîâàäæåííÿ àáî ïðèéíÿòòÿ ïîñòàíîâè ñóäó àïåëÿö³éíî¿ ³íñòàíö³¿ çà íàñë³äêàìè àïåëÿö³éíîãî ïåðåãëÿäó.</P>
<P class="ps10">Öå ð³øåííÿ ìîæå áóòè îñêàðæåíå äî Êè¿âñüêîãî àïåëÿö³éíîãî ãîñïîäàðñüêîãî ñóäó ïðîòÿãîì äâàäöÿòè äí³â ç äíÿ ñêëàäåííÿ ïîâíîãî ð³øåííÿ.</P>
<P class="ps18">Ïîâíå ð³øåííÿ ñêëàäåíî 27.12.2017.</P>
<P class="ps17"><FONT class="fs103">ÑÓÄÄß </FONT>                                                  &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;          <FONT class="fs102">Ì.Â. Äîðîøåíêî</FONT></P>